man was not satisfied to neglect it for what it was created for which benefits him so he used it for the opposite which harms him. thus the two sins that were committed by the owner of the money who hoarded it and prevented him from his right were combined against him. he is obligated to bear the sin of preventing it even if he did not spend it in disobedience. then he spent it in the ways of falsehood and immorality so he is obligated to bear the sin of spending it. this is the ultimate loss and deception. we seek refuge in allah from it.
فلم يرض الإنسان أن عطلها عما خلقت له مما ينفعه حتى استعملها في ضد ذلك مما يضره، فاجتمع عليه الإثمان اللذان اجتمعا على صاحب المال الذي كنزه ومنعه من حقه، فوجب عليه إثم المنع وإن كان لم يصرفه في معصية، ثم صرفه في أبواب الباطل والفسق فوجب عليه إثم الإنفاق فيها. وهذه غاية الغبن والخسران. نعوذ بالله منها.