I had a XXXX XXXX card issued through XXXX in XXXX for {$800.00}. It got behind and went to collections with XXXX XXXX XXXX. XXXX XXXX got a judgment against me in XXXX in XXXX county court. XXXX XXXX went out of business in XXXX. Now " The Law Office of Fredrick J Hanna '' has the acct and is trying to collect {$3200.00}. I called them in XXXX of this year and we settled on {$920.00}. They said they would send out a settlement agreement. I called them back today to see if it was mailed and was told there is no record of me calling nor of any settlement amount. My wife and I are trying to purchase a home and this is the only thing in the way. I agree to pay my debt and a little something extra from the collectors troubles, but now it seems like they want me to pay the full {$3200.00}. I do n't even know where that amount came from. XXXX XXXX is out of business, and Fredrick J Hanna lost a major class action suit a XXXX years ago. It looks like they are trying to get the consumer to pay for their mistakes. Im in XXXX and Fredrick J Hanna has an office not XXXX minutes away in XXXX. This can be paid immediately if they would agree to the amount we settled on. 
