I am XXXX in XXXX, NC, where I have practiced for 17 years. A borrower has asked my firm to do his closing and his lender is Corporate Investors Mortgage Group. This lender is requiring that I use XXXX and that I pre-pay the access fee for doing so. This computer system is purely for the benefit of the lender but they have shifted the cost to me, the settlement agent. Additionally, in order to use the program, I am required to agree to the Terms of Service which are ludicrously one-sided. Essentially, if anything goes wrong with my use of this system, I indemnify them and I promise not to blame anything on them to the consumer. I do n't have a choice in using the system, and if anything bad happens ( like their system is hacked and my credit card information is stolen ), I am totally on my own. I am on the verge of telling any consumer that wants to hire me as his/her XXXX that I will decline if his/her lender is Corporate Investors Mortgage Group. 
