当然，有意限制银行倒闭对私人活期、储蓄和定期存款的影响意味着A银行的破产可能引发B银行跟着破产。 对于B银行，会出现相同的清盘情景：储蓄存款将是安全的，支付可以来自其客户的活期存款，而贷给非金融公司的贷款也不会受到撤销。
Of course, the deliberate restriction of the effects of bankruptcy to accounts other than private current, savings, and fixed-term deposits means that the insolvency of bank A could lead to the insolvency of bank B. For bank B, too, the same liquidation scenario would apply: savings deposits would be safe, payments could be made from its customers’ current deposits, and loans that it granted to non-financial companies would not be revoked.