但是，如果没有广泛的一致方法，可能会出现各国监管各自为政的局面，跨国银行业务将因此变得效率更低、价格更高、也更难以驾驭。
But, without a broadly consistent approach, the authorities risk creating a legal patchwork that would make cross-border banking less efficient, more expensive, and more difficult to conduct.