为此有一批全球最顶尖的独立金融研究者也正以长远而严谨的眼光观察这类事务，而我们近几年的研究显示情况比想象中更糟（详见斯坦福大学商学院教授安娜特·阿德玛蒂Anat Admati的网页 ） 。
The world’s top independent financial minds have looked long and hard at these arrangements, and, given what we have learned in recent years, have found them worse than wanting (see the Web page of Anat Admati at Stanford’s Graduate School of Business for the details).