因此就需要第二轮政策和机构改革，来“打发”银行和其他金融机构的那些不安的债权人 — — 它们必须接受亏损的现实（也就是“割肉 ” ） 。
Thus, a second set of policies and institutional reforms requires that all unsecured creditors of banks and other financial institutions need to be “treated” – that is, they must accept losses (or “haircuts”) on their claims.