混业经营使金融机构的业务多样化，和商业银行的结合使投资银行可以使用相对稳定的存款而不是变幻无常的货币市场来为其运营提供资金。
Conglomerates allow financial institutions to diversify their business, and combining with commercial banks allows investment banks to fund their operations using relatively stable deposits instead of fickle money markets.