另一个问题是，发达国家央行的非常规货币政策所造成的低利率，导致长期养老基金的资本萎缩，从而减少了退休后的收入。
Another problem is that the low interest rates generated by advanced-country central banks’ unconventional monetary policies have led to the “decapitalization” of long-term pension funds, thereby reducing the flow of retirement income into the economy.