但这一转型必须谨慎推进，以确保房地产价格不会崩盘。 因为一旦房地产价格崩盘，不良贷款率将会大幅增加，甚至可能引发大规模金融危机。
But the transition must be handled carefully to ensure that property prices do not plummet, which would increase the ratio of non-performing loans – and possibly even trigger a major financial crisis.