因此，信用需求相对疲软；在许多情况下，商业银行必须说服企业接受贷款，很大一部分信用最终被用于在资本市场中竞逐资产。
As a result, credit demand was relatively weak; in many cases, commercial banks had to persuade enterprises to accept loans, with a large proportion of the credit ultimately devoted to chasing assets in the capital market.