在这里，该国已经拥有了一个优势：相对高水平的资产净值和抵押贷款/房产价值的低比率是中国家庭部门购买房地产的典型特征。
Here, the country already has an advantage: relatively high levels of equity and low mortgage-to-value ratios typically characterize real-estate purchases by China’s household sector.