其他国家则仿佛采取了一种“寻梦之地 ” — —也被称之为“平台建好了，人就来了 ” — —的方法来处理私人信贷市场，例如，在美国，由于美联储的政策措施，人为降低了对住房抵押贷款的利率，以期启动审慎的融资。
Other countries appear to have adopted a “Field of Dreams” – also known as “build it and they will come” – approach to private credit markets, In the US, for example, artificially low interest rates for home mortgages, resulting from the Federal Reserve’s policy activism, are supposed to kick-start prudent financing.