2006年，所有央行发布金融稳定性报告的央行（也就是说，大部分央行）认为它们的国家银行体系结构合理：资本充沛，治理强健，风险管理强大。
In 2006, every central bank that published a financial stability report (in other words, most of them) concluded that their country’s banking system was in fine shape: well-capitalized and endowed with robust governance and strong risk management.