其二，运转良好的金融-保险系统将大规模、低流动性的投资项目与相对较小、由看重流动性的个人储蓄者提供的资金组成的资金池匹配了起来。
Second, well-functioning financial systems match large, illiquid investment projects with the relatively small pools of money contributed by individual savers who value liquidity highly.