问题在于，亚洲金融危机已经过去了二十年，但将储蓄引向本地区内高回报项目的亚洲金融中介的制度化改革进程几乎没有进展。
The problem is that, two decades after the Asian financial crisis, there has been little progress in institutionalizing Asian financial intermediaries that will channel savings to high-return projects within the region.