美国在建国后曾经犯过这一错误，多次债务共同化助长了不可持续的信用泡沫，导致1835—1842年间29个州和领地中有九个破产，也打下了内战的基础。
This was the mistake the United States made after its founding, when various rounds of debt mutualization fueled an unsustainable credit bubble that drove nine of the 29 US states and territories into bankruptcy from 1835 to 1842 and paved the way for the American Civil War.