而在韩国和新加坡等许多国家都有相关法规 — — 比如房价贷款比 — — 来限制多少家庭贷款额，甚至设法反周期性地收紧贷款限额或税收措施，而这也有助于稳定房价周期的推荐方式。
Many other countries, such as Korea and Singapore, have regulations – loan-to-value ratios, for example – limiting how much households can borrow. They even manage to tighten the loan limits or tax measures counter-cyclically, which is the recommended way to help stabilize the housing cycle.