类似地，Kickstarter和 Lending Club等众筹平台让创业企业得以从普罗大众手中筹集援助金、贷款或投资，而不需要依靠金融中介。
Similarly, crowdfunding platforms, such as Kickstarter and Lending Club, allow start-ups to raise grants, loans, or investment from the general population, rather than relying on a financial intermediary.