但是如果雇主实际上自动把雇员吸纳进计划之中，告诉他们说他们只要通知雇主就可以随时退出，那么雇员的大多数就将会接受这一计划。
But if employers actually enroll their employees automatically in the plan, telling them that they can drop out at any time simply by notifying the employer, a large majority of employees will just accept the plan.