换做从前 — — 比如20世纪80年代的拉美债务危机 — — 急于平息事态的政府和监管者可以把债权人（主要是大型银行）关进小黑屋，威逼利诱一番，然后就达成了协议。
In the old days – think of the 1980’s Latin American debt crisis – one could get creditors, mostly large banks, in a small room, and hammer out a deal, aided by some cajoling, or even arm-twisting, by governments and regulators eager for things to go smoothly.