管理状况良好的小额信贷机构其信贷还款率为95%左右。 相关领域进行的所有研究也显示女性不仅是非正规经济部门最活跃的企业家，而且也能更迅速地兑现她们的承诺。
This translates into a solidarity network and a support mechanism that mitigates credit risk and encourages payment discipline. Credit repayment in well-managed micro-finance institutions is around 95%. All studies undertaken in the area have also revealed that women are not only the most active among informal-sector entrepreneurs, but they are also quicker to meet their commitments.