首先，银行是主要债权人，任何重组都会给它们带来巨大的损失，必然会造成多米诺效应，悲观情绪的蔓延将导致利率升高、毁掉其他借款人的光明前景。
First, banks were the primary creditors, and the large losses that they would face in any restructuring was bound to trigger a domino effect, with waves of pessimism driving up interest rates and ruining other borrowers’ prospects.