这些机构都知道自己的主管部门手里握着强大工具 — — 例如它可以降低借款成本，从而（至少在一段时间内）为银行提供保护 — — 也存在维护自身声誉的强烈动机。
They know that their supervisor has powerful tools at its disposal – for example, it can lower borrowing costs, thereby protecting banks (at least for a while) – and a strong interest in protecting its reputation.