理论上负利率迫使商业银行实际上需要付钱给中央银行才能把钱存在那里，因此理应刺激面向公司的贷款，公司得到贷款就会增加支出，包括雇用更多员工。
In theory, negative rates, by forcing commercial banks essentially to pay the central bank to be able to park their money, should spur increased lending to companies, which would then spend more, including on hiring more employees.