美国自有住房比率甚至还比不上加拿大等许多具有更明智抵押贷款政策（不含税收抵扣）的国家，而2007~09年的危机更将该比率从69％降至63 ％ 。
Homeownership was no higher than in many countries with more sensible mortgage policies (no tax deductibility), like Canada. The 2007-09 crisis lowered it from 69% to 63%.