结果是有条件贷款盛行，而其贷款条件往往由学院派政策专家制定，导致许多发展中国家借款人如果不雇用国际组织顾问调整其官方报告，根本无法满足其规定的贷款条件。
The result was conditional lending, with terms – created mostly by policy wonks – that many developing-country borrowers could not meet (at least not without hiring consultants to adjust their official reporting).