例如，衍生品市场应该营造一种环境，鼓励保险公司开发房产股票保险。 该险种不但对投保人进行破产保险，也针对房产市场价值的下跌提供保险。
For example, the derivative markets should create an environment that encourages insurers to develop home equity insurance, which insures homeowners not just against a bust but also against drops in the market value of the home.