如此众多的钱涌入经济之中，而监管又如此不力，乃至于一家美国大银行的贷款广告是“生而合格 ” 。 这清楚地表明了实际上就没有什么信贷标准。
So much money was pumped into the economy and so lax were regulators that one leading American bank advertised its loans with the slogan “qualified at birth” – a clear indication that there were, in effect, no credit standards.