消费者在购买住房和汽车上紧缩开支，不仅仅是因为他们遭受了股票价格的下跌和房屋价值的下降对他们财富的冲击，也因为他们无所适从。
Consumers are pulling back from home and automobile purchases not only because they have suffered a blow to their wealth with declining stock prices and housing values, but also because they don’t know where to turn.