一个被经济学家约瑟夫·熊彼得（Joseph Schumpeter）称之为“创造性破坏”的新浪潮已经涌现：即便中央银行奋力通过向市场注入大量流动性来保持稳定，对企业和家庭的信贷依然不断紧缩。
A new wave of what the economist Joseph Schumpeter famously called “creative destruction” is under way: even as central banks struggle to maintain stability by flooding markets with liquidity, credit to business and households is shrinking.