不过，总的来说，不管是在围观还是宏观层面，我们并没有看见显而易见的大好处，这一点始终令人不安。 美国经济的效率并没有提高到能证明将这笔相当于GDP的5.6%的额外资金花在金融和保险上物有所值的程度。
Overall, however, it remains disturbing that we do not see the obvious large benefits, at either the micro or macro level, in the US economy’s efficiency that would justify spending an extra 5.6% of GDP every year on finance and insurance.