在未来的某个时候，还款额会提高，但借款人会又一次被告知，别担心：房价上涨会更快，因此再借一笔负摊销贷款会很容易。
Sometime in the future, payments would rise, but borrowers were told, again, not to worry: house prices would rise faster, making it easy to refinance with another negative amortization loan.