走向无现金社会能迫使公民、公司和决策者制定让所有非洲人都进入金融系统的机制，大大改善数百万无法获得银行服务或获得足够银行服务的非洲人的生活；也能让许多生计进入到正式经济中 — — 这对于非洲国家来说是一个重要的经济机遇。
Moving toward a cashless society would force citizens, companies, and policymakers to devise mechanisms to bring all Africans into the financial sector, drastically improving the lives of the millions who are now under- and unbanked. And it would bring many livelihoods into the formal economy – a major economic opportunity for African countries.