压力测试是用来反映大量持有房屋贷款和金融衍生产品的银行未经审计的有害资产的真实情况的，因而，进行压力测试背后的理由似乎是无懈可击的。
The tests were supposed to reveal the true conditions of banks saddled with unaudited toxic assets in housing loans and financial derivatives. The reasoning behind the tests seemed unimpeachable.