根据他们的模型，如此规模的上升伴随着年GDP增长下降0.3个百分点，而在住房市场危机期间，影响会翻番，因为按揭贷款在欧盟银行资产负债表中占比很高。
An increase on that scale is associated in their model with a 0.3-percentage-point reduction in annual growth, and twice that in a housing-market crisis, given the high proportion of mortgage lending on EU banks’ balance sheets.