对此威廉·克莱恩（William Cline）试图为银行资本的适当水平提供一个理论基础而撰写的《银行的正确平衡》一书为我们缓解了焦虑。
So it was a relief to encounter William Cline’s book The Right Balance for Banks, which attempts to produce a rationale for the appropriate level of bank capital.