2011年以来，欧洲央行对欧元区增长萎靡的分析强调受损且分散的金融系统的消极影响，以及主权债务收益率高企和银行资金成本导致外围国贷款条件过于苛刻。
Since 2011, the ECB’s analysis of weak eurozone growth has stressed the negative impact of an impaired and fragmented financial system, with high sovereign-bond yields and funding costs for banks resulting in prohibitive lending terms in the peripheral countries.