担心银行家信心满满地表示监管工作已经完成的第三个原因是一旦他们持有这一观点，就会据此行动 — — 不再那么害怕倒闭，因此承担更多风险。
The third reason to be wary of bankers’ confidence that the regulatory job is complete is that once they believe it, they will behave accordingly – less frightened of failure and thus willing to take on more risk.