比如，美国由于发行世界主要储备货币而获得了额外的优势，而美国正要求所有在美经营的外国银行采取子公司的形式，并要求有美元清算账户的国际银行完全遵守美国的税收、监管甚至在某种程度上外交政策（比如不与美国的敌人做贸易 ） ， 这实际上造成了全球银行业的分裂。
For example, the US has effectively balkanized global banking by requiring all foreign banks operating there to become subsidiary companies and requiring international banks with US-dollar clearing accounts to comply fully with US tax, regulatory, and even, to some degree, foreign policy (for example, refraining from trading with US enemies).