不动产衍生品市场也应该为创建旨在帮助私房所有者管理风险的按揭贷款方式提供便利。 这种贷款方式能在房产价值下跌时让按揭人减少欠款。
Derivatives markets for real estate should also facilitate the creation of mortgage loans that help homeowners manage risks by, say, reducing the amount owed if a home’s value drops.