相关措施还应包括扩大个人退休账户和401K养老金计划、建立低收入家庭（其中大部分没有退休计划）特别激励机制，并结束美联储零利率政策强加在储户身上的财务压制。
Expanded individual retirement accounts and 401K pension schemes, special incentives for low-income households (most of which have no retirement plans), and an end to the financial repression that the Fed’s zero-interest-rate policy imposes on savers must also be part of the solution.