虽然较早出生的婴儿潮一代已经在舒适地享受退休生活，享受医疗保险、社会保障和免税退休账户支付，但巴兰托斯仍然正当盛年 — — 并且很不放心自己的退休生活。
While many of the early US baby boomers are now comfortably retired, enjoying the benefits of Medicare, Social Security, and tax-free Roth IRA disbursements, Barientos is still in his prime – and concerned about his retirement.