在英国，人们批评银行没有将量化宽松所创造出来的准备金贷给实体经济，导致英格兰银行在2012年引入“贷款专用资金 ” （ funding for lending）机制。
In the United Kingdom, banks have been criticized for not lending the reserves created by quantitative easing to the real economy, leading the Bank of England to introduce its “funding for lending” scheme in 2012.