但在更广泛的意义上，正如亚特兰大联邦储备银行主席丹尼斯·洛克哈特（Dennis Lockhart）上星期在该机构组织的一个公共论坛上所指出的那样，我们不应试图运行一个构建在“私人得益公众受损”原则之上的银行系统，更可况这些损失大多由一些效率极低的行为方式所造成，而且毫无公平可言。
But, more broadly, as Dennis Lockhart, President of the Atlanta Federal Reserve Bank, said last week at a public conference organized by his institution, we should not seek to operate a system based on the principle of “private gains and public losses.” And these losses are massively skewed in ways that are grossly inefficient, in addition to being completely unfair.