政府可以做到这些 — — 还能确保银行将偿还贷款（通过要求优质抵押品实现 ） ， 或者金融业整体能够覆盖贷款偿还额（多德-弗兰克法案授权并要求这样做 ） 。
The government can do that – and it can make sure that either the bank will repay the loans (by getting good collateral) or that the financial sector overall will cover the repayment (as Dodd-Frank authorized and required).