结果，传统的货币政策和审慎的宏观政策都难以满足目前双轨经济对信贷的大量竞争性需求。 一轨需要更多贷款来支持其创新及生产率增长，而另一轨则需要更多贷款用于兼并、重组、破产、维稳及为改革赢得时间。
As a result, conventional monetary and macro-prudential policies are caught between competing demands for credit, with one track needing to support productive growth and the other attempting to buy time for restructuring.