这与新加坡的根本不同，因为并不要求雇主这样做。 参加计划的雇员的工资不经其同意就可以抵扣，他们可以自己要求退出计划。
This differs fundamentally from Singapore’s scheme, since employers are not required to do so, and, while enrolled employees’ paychecks are deducted without their consent, they can drop out of the plan at their own request.