还有一个相关问题是，因为天气相关灾难的发生频率，世界各地的家庭和企业将最终陷入到保额不足甚至无法保险的窘迫境地当中。
A related concern is that homes and businesses around the world will eventually become under-insured or even uninsurable, owing to the frequency of weather-related catastrophes.