毕竟，只要政府点头，银行票据就可以成为货币，从而与储蓄存款别无二致，这意味着储户并不能因为持有现金而得到好处。
After all, even a simple banknote is money only because the government says so, and thus is no different from savings deposits, which means that no saver has an advantage from holding cash.