具体措施应包括减免“水下”按揭贷款（即未偿款超过家庭当前市值的贷款 ） ， 并逐步解除悬在150万户家庭头顶的抵押品赎回权取消。
Forgiveness of “underwater” mortgages (where the outstanding loan exceeds the home’s current market value), as well as reducing the foreclosure overhang of some 1.5 million homes, must be part of that solution.