中国家庭储蓄中有大约80%是银行存款，这一隐性存款税带来了巨大的经济影响，强化了中国家庭的储蓄倾向，从而削弱了消费增长、恶化了全球失衡。
With about 80% of Chinese household savings deposited in banks, this implicit tax on savings has had a major economic impact, reinforcing Chinese households’ tendency to save and thus undermining consumption growth and exacerbating global imbalances.