但民营的新技术巨头却是多产品、全方位的渠道平台，可以通吃所有供应链环节 — — 包括生产、分销、支付，目前还在进军财富管理。
Yet the new tech giants are multi-product, omni-channel platforms that cut across all sectors, including production, distribution, payments, and, increasingly, wealth management.