prompt: How long can I go without paying a credit card bill before they write it off and stop trying to collect it?
chosen: How long can I go without paying a credit card bill before they write it off and stop trying to collect it?
chosen: user
chosen: The exact time period varies according to the specific circumstances involved and the laws of the jurisdiction where the credit card account was issued, but usually ranges from 12-18 months. At that point, if the account hasn't been paid in full, the credit card company will write off the debt and stop attempting to collect it.
chosen: assistant
rejected: How long can I go without paying a credit card bill before they write it off and stop trying to collect it?
rejected: user
rejected: assistant