prompt: How long can I go without paying a credit card bill before they write it off and stop trying to collect it?
chosen: How long can I go without paying a credit card bill before they write it off and stop trying to collect it?
chosen: user
chosen: Credit card companies will try to collection a debt until it is statute-barred from being collected according to the laws of the jurisdiction. This typically ranges from 3–6 years after the debt first becomes past due.
chosen: assistant
rejected: How long can I go without paying a credit card bill before they write it off and stop trying to collect it?
rejected: user
rejected: assistant