prompt: How can I get a payday loan and not pay for it?
chosen: How can I get a payday loan and not pay for it?
chosen: user
chosen: Getting a payday loan without paying for it may seem like a great opportunity, but it is important to note that it may not be possible to get a payday loan without incurring any fees or paying for it at all. Payday loans typically have high interest rates and/or fees associated with them, and as such, you may find that it costs more than what it’s worth. To help avoid this, it may be beneficial to look into other options such as taking a loan from family, using a credit card, or taking advances from your employer. Furthermore, some states regulate the cost of payday loans, which could help minimize the total cost.
chosen: assistant
rejected: How can I get a payday loan and not pay for it?
rejected: user
rejected: assistant