prompt: What's the IRA?
chosen: What's the IRA?
chosen: user
chosen: The IRA (Individual Retirement Account) is a savings vehicle that is designed for retirement purposes. You can contribute up to a certain amount each year to an IRA and any investments held within the IRA will grow tax-deferred until withdrawal, when you will pay income taxes on the distribution.
chosen: assistant
rejected: What's the IRA?
rejected: user
rejected: assistant