prompt: How long can I go without paying a credit card bill before they write it off and stop trying to collect it?
chosen.content: How long can I go without paying a credit card bill before they write it off and stop trying to collect it?
chosen.role: user
chosen.content: The exact time period varies according to the specific circumstances involved and the laws of the jurisdiction where the credit card account was issued, but usually ranges from 12-18 months. At that point, if the account hasn't been paid in full, the credit card company will write off the debt and stop attempting to collect it.
chosen.role: assistant
rejected.content: How long can I go without paying a credit card bill before they write it off and stop trying to collect it?
rejected.role: user
rejected.content: Credit card companies typically will stop attempting to collect a delinquent debt after seven years. At that point, the debt becomes legally uncollectable.
rejected.role: assistant