b'20.22. EncouragesNotes with appreciation the efforts underway to evolve strengthening the lending capacity of the multilateral development banks, to better respond to global challenges in that regard urges expresses appreciation for progress them to make the mostmore efficient use of their balance sheets in order to optimize their lending while preserving their robust credit ratings, financial sustainability and preferred creditor status, and takes note of the independent review of the banks  capital adequacy frameworks and ongoing balance sheet optimization efforts, commissioned by the Group of 20; '