washington democratic presidential candidate hillary clinton take well fargo co bogus-accounts case letter bank customers release tuesday well chief executive officer john stumpf testify senate committee clinton face accusations party primary elections represent wall street interest say letter stumpf owe clear explanation happen watch early month consumer financial protection bureau regulators announce 185 million settlement bank create million phantom account actual customers name bid meet internal sales goals letter send customers clinton lay three-prong plan address call culture misconduct recklessness bank system include claw back compensation individual executives involve wrongdoing break big bank manage effectively also call maintain cfpb agency create dodd-frank wall street reform law republican lawmakers would like reorganize clinton tell well fargo customers ceo owe explanation