text: how do cut thru the scams and directly apply for low income housing grants that are offered by the govt?   you can go to the catalog of federal domestic assistance (cfda) http://www.cfda.gov and grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. browse through the listings and see if you can find any grant that would support your purposes.  even if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what cfda has, albeit packaged differently. if you qualify for a grant, the only place you will be asked to apply is through grants.gov  the following the government's federal grants on housing given to low income families   14.103 hud interest reduction payments_rental and cooperative housing for lower income families  14.149 hud rent supplements_rental housing for lower income families  14.218 hud community development block grants/entitlement grants  14.228 hud community development block grants/state's program  14.247 hud self-help homeownership opportunity program  14.248 hud community development block grants_section 108 loan guarantees  14.310 hud teacher next door initiative  14.313 hud dollar home sales  14.850 hud public and indian housing  14.856 hud lower income housing assistance program_section 8 moderate rehabilitation  14.867 hud indian housing block grants  14.871 hud section 8 housing choice vouchers  14.872 hud public housing capital fund