text: will my credit score go down if i request my three in one credit score?   i'm not an expert by any means, but i pull and review credit reports almost daily for apartment management.  it just shows how many times in the last 3 months you've pulled your credit, but through the company i pull the reports, it doesn't lower your score if you do a 3-in-1.  however, don't pull your credit more than once a year if you can help it, because it raises eyebrows when anyone else pulls your credit.  hope this helps!