text: what do you think about purchasing i-bonds?   i wouldn't buy i-bonds at the moment.  once you buy them, you can't sell them for at least a year.  you can do just as well (earn a rate equal to or better what you can earn on an i-bond) putting money into a six month or one year cd.  or perhaps a money market fund (search around, you can earn 4.5% in a basic mmf as of now), which would pay a tad less than a one year cd, but presumably the rate will increase going forward as there is little reason to think the fed is done raising rates.