text: are there group insurance rates for california cosmetologists?   hi, if you are all employee's on payroll then there is a good chance you can get group health. if you are all 1099 / sole proprietors then you would have to get individual insurance. there are some great individual health insurance plans out there!  the link below will help you answer the question of whether or not you qualify as a group. http://www.lamontinsurance.com/employee-benefits/index.html  this is a great individual health plan that includes medical, dental, vision and rx: http://lamontinsurance.com/tonik/tonik.html  good luck, chris