text: i got calls from a company to collect medical bill that the service date was in 2002? a debt collector keeps calling me and asking me to pay a medical bill (they said the service date as in 2002..... 4 years ago???) through telephone but refuse to send me the statement.  i really am not sure what that bill is about and i need to look at it first before i pay.  they've kept calling for a month every other day ...   i surely will pay the bill if that's not a fraud call and i really don't like they call so often.  but i definitely will not pay if i don't see the statement. what can i do? every other day?  sounds like harassment...  tell them that they are in violation of federal law (the fair debt collection practices act) because a) they need to provide you with a written statement of the debt they allege you owe and b) are calling you in a harassing manner.  also inform them that you are recording every call you have with them.    do not give them access to your bank accounts over the phone!  i wouldn't even give them my crdit card number.  insist on a written, mailed statement.    jsut remember: if the debt collector is breathing, he's lying.