text: does anyone know of any student loans out there for people with somewhat bad credit? my credit kind of sucks, we won't say why and i was wondering if anyone knew of any student loans that help people who do not have a co-signer, and whos credit isn't that good?  i know this is a shot in the dark but i figured you never know til you ask.  thanks. the federal stafford loan does not require a credit check and is the most widely used student loan out there. to get one, start by filling out your fafsa www.fafsa.ed.gov and then also speak to your financial aid office of the school you're attending.  you can find more info on stafford and other types of student loans at sallie mae's website. http://www.salliemae.com/get_student_loan/find_student_loan/undergrad_student_loan/federal_student_loans/stafford_loans/