text: has anyone else got this offer? i got a phone call from a 'capital card' company. apparently i was approved for an unsecured credit card with them (and i don't remember applying for it). they are sending me the information and i'll be able to accept/decline then. anyone else ever heard of this? it happens a lot. if you are credit worthy, all credit card companies will send you such offers. i would recommend reading the fine print for the fees etc.