text: can i move my 401k out of my company and into a seperate ira? i know you can move it out if you leave the company.  if i am still employeed with my company, can i move my 401k to an ira at a independent broker? start by talking to your employer. ask them why your choices are so limited...  it is usually limited because somebody sold them a lousy plan and/or someone is getting a kickback on the fees.   complain, look for another job before doing this!