text: can i sue a bank? i got this one cousin who used up my name to apply for his car loan. i hesitate but just to satisfy him, i did gave all the proper documents needed to hire purchase the car to him and i did sign the loan form  but at that time i thought the loan wont be approved because i dont have any car license(thats 1 of the requirement to hire purchase a car). and all of this was done not at the bank but at a bus stop !(thats where i sign the form, really..). and eventually the loan got approved. its ok with me then as long as my cousin pay up the instalment. but now after 2 years, the cousin got some financial problem and didnt pay the car instalment, and i have received notice from the bank lawyers. what should i do? ok, first things first, what you did was very unwise. you borrowed money for your cousin and made no legal requirement on him to pay anything. the only thing you can do without getting sued is to make payments to the bank and makeup the past due balance. hopefully you will learn from this experience.  you have a loan with the bank that you applied for and signed a contract with. the bank is not required to verify that you have a license to give you a loan. there is no requirement about where the documents can be signed.  you could possibly sue your cousin, however since you don't have any written contract with him, it will be difficult. maybe he will just give you the car.