text: is college worth all the debt? i am maarried with 2 kids an  i am 21 i want to go to school my husband does not htink that we should take out loans to do this i am telling him that we will have to. he thinks it will affect us buying a house in a couple of years.  i am going to school to be in healthcare management i have done my reshearch and saw they make 65k or more is it worth it or should we wait. that all depends on what part of healthcare management you'll be going for.  alot of websites say what the average that someone makes in a certain field, but do more research and compare how long it will take you to pay back your loans.  try looking on http://www.craigslist.com  under the jobs section, and type in the specific job you'll be applying for after college, make sure to check out what type of schooling they desire to be an applicant.  in the healthcare field, stay away from the "assistant" jobs, if you look around, they go through the same time amount of school as more specific programs, and get paid less than half.   example, look up "medical assistant" vs. "rn" and also "dental assistant" vs. "dental hygienist"  if you're already married, i'd definatly recommend going for a specific program like dhy, or rn.  you'll make more money, in the same amount of time.