text: what is the best home loan for self employed with a fica score of 730?   that depends upon the rest of your profile, and your needs. i work with a large number of self-employed borrowers, and their profiles are all over the map. some "hide" there income, so for them i use a stated income loan, or no ratio loan (income is not considered in the underwriting).  others are signed personally on their business credit cards, and have large monthly debt services - even though it is the company's, and not theirs.  however, others have such a stong profile, - good income, assets, credit scores, that the loan is simple.  you will have to provide more information for me to be more helpful.