text: what happens if you are entering information for credit report and the net shuts down? it is my first time to try to go out and get a free credit report and while i was entering the net shuts down.  can i go back into it again with no problem? yes.  as long as you did not get to the part where you finally submitt the application, there will be not attempts to gather credit information.  the more times your credit is "tapped" or "hit" in a certain period of time the lower your credit score is and the less likely you will recieve a line of credit.  good luck and becareful with your credit.