text: real estate title services insurance? do they check on all leins and expenses left on deed? is there a fee to check deeds, closing, and insurance on deed? leins, or liens (can be spelled either way!)  generally the escrow agent will order a payoff demand from your current lender (deed of trust) which will be paid at closing.  there is a fee for the title insurance and escrow, but if you're merely wanting to know what is currently on a property, you can either check the public records or contact a title insurer and ask for something like a "property profile".