text: how do i find foreclosure listings that are 100% free?   lots of places, including many counties.  however, the free listings are at least ten days behind the power curve.  by that time, these folks have been besieged by literally hundreds of hard money lenders, bankruptcy attorneys, and a large fraction of every real estate agent within 100 miles.  when they've turned down 351 people already, why should they say "yes" to you on attempt number 352?  better idea: team up with a buyer's agent who buys them anyway, as part of their regular business.  and in most areas of the country right now, the best place to get a foreclosure is after the auction.