text: free legal counsel? about a year ago, i opened a joint bank account and the co-applicant deposited a payroll check. assuming the check was good, bills were sent out, but only to find out that the employer of the coapplicant  couldn't support the amount nor payroll for a hand full of other employees. several over draft fee's were applied to my account. so being the head of the account, i was then legally responsible for the amount of the co-applicants payroll check, in addtion to several over draft fees. i have tried, but cannot open an checking account with banks without comfermation that the co-applicant has assumed responsability, as he has claimed to have. he has also stress that the employer  was addressed in court and that she was found not responsible for paying it back or redepositing it."so he says"and issue has not been resolved. i would rather pay a lawyer a , hopefully smaller amount, before taking responability.should i go ahead and start to make payments or waite for a lawyer? no do not get attorney! you can take this to court yourself! simple go to the court house and it might cost you 20.00 for the file form! see the judge and have him stamp approval for ya do not get all stressed