text: where can i get monet to start a business with no money down? using gov money to help me out it depends on what type of business idea you have.   if it is a service related business then you may be able to start it with cash on hand to build.   if it is manufaturing or a product idea then you would probably need capital.   review your cash on hand, available resources (credit cards, equity, mom), your credit rating...and then contact your local small business council listed in your yellow pages.   good luck!