text: i want to know is it illegal for an employee to inquiry about my credit report,? i went to human resource and they told me that they have never done a background check or a credit check on anyone because its not require for them to do so, however i have 2 inquiries on my credit report within 3 months from my employer is this discrimation it is a violation of the fair credit reporting act to access credit without consent, barring criminal investigation under warrant.  every time, however, that your credit is checked, it is required for the credit center to send you written notification of your credit check.  it is not discrimination, however.  people use that word way too much, and use it incorrectly.  it is discrimination if no one else in the office experienced the credit check, and there is something that differentiates you from others in the office that is covered under federal and state laws.  it is illegal and punishable not only under criminal action but also civil action.