text: when starting up a limted company is it better to invest your own money or take out loans?   it depends on your strategy and the availability of resources. some questions to consider:  - can you get a loan? if yes, how expensive will the loan be in terms of interest rates and other repayment terms? calculate the interest rates you're going to pay in your cashflow projection. - will your cashflow support loan repayments?  - will you have sufficient cash flow for the next 6 months?   depending on your responses above, you can decide on how to capitalize your business.