text: i have credit cards in my name i have never signed for and now they are all in collections, how do i deal? i have about 10 credit cards that i have never signed for personally with my own signature, my mother sign for the cards with my ssn and information now most of them are past due and collections agencies are hasseling me, is it any way to deal with this without getting my mother in serious trouble? this happened to me too! 1st thing to do is get a copy of your credi report. i'm sure their probably showing up in your credit report, like mine. all you have to do is dispute it with the credit reporting agency and they will take it off your credit report. i did this and it worked. just tell them that somebody else took these cards out under your name without your permission, then they will do an ivestigation. if your mother get's in trouble it won't be your fault because the credit reporting agency is doing the investigation, not you. go to www.annualcreditreport.com