text: can anyone answer this? a tricky question for all you genuises? if bennet mortgages a shop to davis, who is the mortgagor (the borrower) and who will be the mortgagee (the lender)? what's the legal citation?   to mortgage is to pledge property as security for a debt.  taking that construction, bennet would be the pledger or mortgagor.   however, this sentence could've been improperly constructed to mean that bennet allowed davis to take possession of the shop and requesting payment over a term, with the shop as collateral.  context matters, so the legal citation would be helpful.    edit:  lol @ the guy above. nice name too. maybe you'll learn a bit more in business law 102.  or maybe secured transactions.  second edit: after seeing guy below's answer, i just really want to say this: can you all pleeeeaaasseeeee look up the definition of mortage (as a verb) before answering this freggin question?  jesus.