text: am i an idiot for spending $20.000 dollars on an engagement ring. but i can afford it!!!!?   if its within youre means, and it is a very special lady. then you did the right thing. money means nothing. a great life long marriage means everything. for everything else there is mastercard. sorry about joking. no dude. if she is that special lady you did the right thing. i am kinda poor and i have spent thousands too in a few weeks. just do what you think is right and if it doesnt work just consider it a very valuable lesson, and learn from it. life goes on. but money is just money. dont dwell on it. i wish the best of luck and happiness to you and youre future significant other.