text: i filed for bankruptcy due to family court. (i prevailed). how do i get credit again and a credit card?   one way would be to go to a local bank and ask them if they issue secured credit cards.  that would mean you deposit a sum of money in an account at their bank.  typically the account you would open would be a cd.  it would earn interest.  they would "lock up" that account and offer you a credit card with a credit line of a percentage of the amount on deposit.  if you default on the credit card, they take the amount you have on deposit.