text: is is safe to keep money in the bank if my visa expired? my visa just expired and i need to stay here one more year.i invested some money in mutual funds and i am wondering if it is safe for me to keep money in the bank for another year. when my nafta visa expired i left all of my accounts alone. (i did have to roll my 401k into an ira when i lost the job that held my visa, though.) the banks do not learn about your visa status, nor do they care as long as your bills are paid.