text: canadian lenders association? anyone ever deal with them? wondering if anyone has ever dealt with this company?  they want money upfront before giving out the proceeds of the loan. they claim it is "collateral", not an upfront fee which is illegal in ontario........anyone know if they are a real company? yes i am dealing  with that company right now and having a stuff time in getting my money back from them. i don't think they are real, my friends are going true the same in not getting the loan or there money back.