text: what is the best way to finance a new home purchase and addition simultaneously? i live in colorado and plan to purchase a home.  before i move in, i'd like to add two bedrooms and a bath.  what's the best way to finance this all at the same time? if your credit is good, you could finance 100 - 107% of the purchase price and save your down payment for the renovation. i am a manager a mortgage bank. email me if you would like to explore these ideas. thanks