text: how do i go about buying a house if i have bad credit and probably can't get a loan from the bank?   you can get a house with junk credit, i purchased a house 6 months ago when everyone told me to wait till my credit goes up. but i didn't want to. my agent introduced me to a mortgage broker that got me a loan with a pretty good rate with my bad credit. this is my agent webste, there is a link to loan info or somthing like that, that will get you in contact with this company.