text: what does experian (credit reporting agency) require in terms of identification? i was recently denied an auto loan and they said that i can get a free credit report, but i would like to know what experian will require from me as far as id. i have dealt with experian before and they are very difficult to deal with. they require all kinds of stuff that make it nearly impossible to get the report. i think the main reason they make it so difficult to get a free credit report is because they obviously want you to buy one. anyone that has successful experiences dealing with these lowlives, please advise. thanks. you can send them a copy of your denial letter along with your date of birth, social security number, address and full name.  if you were denied credit based on their report, you are intitled to get a free copy of your report from them.