text: how do i fix my inccorect name on a credit check, etc? for a long time, i've always gotten credit card applications and that sort of stuff mailed to me with an o. for my middle initial. my middle name begins with an l. whenever i do a credit check, it comes up with the o and not the l and gives me a former address which i've never lived at. nothing is wrong with my actual credit, as on the report. all the loans, credit cards, debts, etc are correct so it isn't messing with my credit but obviously something somewhere got screwed up. does anyone know i would go abotu fixing this in case things get messed up in the future? this is an easy fix that requires a dispute of the information with each of the 3 bureaus.  for more information of maintaining credit profiles check out my blog.