text: what are some things that you cut out or cut back on to reduce your monthly bills? we've already cut out cable and are trying to cut way back on eating out.  what are some other things you have done to cut back? if your vehicles are paid for, cut your insurance from full coverage to liability only.  cut out manicures/pedicures and do them yourself  limit the number of times you go to the hairdresser.  join either sam's or costco, buy your meat from there and seperate it into portions to fit your family size.  make sure you are there on saturday morning when they open the doors.  you will be able to pick up the meat that they didn't sell on friday for between 30 - 50% off.  cook at home.  try new recipes, you may be surprised to find that what you cook actually tastes better than what you can get in a restaurant.  do not go out to eat  rent a movie instead of going to the theater  do all of your errands on one day, such as saturday, that way you are not wasting gas  turn off lights, appliances, etc. when not in a room  set you air conditioner to 80 degrees, close your blinds to keep the heat out of the house, turn on your ceiling fans to circulate the air.  do not use your oven during the heat of the day.  wash your clothing in cold water, use a good detergent and bleach on your whites to get them clean.  only wash a load when you have a full load.  run your dishwasher only when it is full  take a shower instead of a bath, turn the water way down as you lather up, turn the water off while brushing your teeth.  pay your bills online instead of mailing them, saves on postage.  cut out your internet, because believe it or not, you can live without it.  check your e-mail at the local library  get a library card, you can check out books, movies and even in some cases, video games.