text: how could i  make lots of money without investing any money?   simple = by using other people's money or opm  this is a well known business strategy of those who may have great ideas but has no money. you simply find someone who will bankroll you and your ideas - whether it is real estate investing or small business investing. all you need is chutzpah, lots of glib and a super great plan that can convince anyone to plunk in their dollars.  daniel ludwig, one of the wealthiest men of the 20th century and owned one of the largest us shipping companies, built his fortune by using opm http://www.powerhomebiz.com/success/ludwig.htm  the book "rich dad's advisors: opm (other people's money): how to attract other people's money for your investments-the ultimate leverage" by michael a. lechter can teach you how to leverage opm for your investments. you can read an excerpt of the book and learn about opm from here  http://www.powerhomebiz.com/books/richdadopm.htm