text: can online stop foreclosure sites really work,i am desperate?   yes, real estate investors like myself can and do work.  but don't think it is a free ride.  in most cases, you can save your credit, but you most likely will lose the house.  so, you have to ask yourself what is more important?  depending on the state you live in, foreclosure can be done in 4-6 weeks.  so, you have to get your head out of the sand and come to grips that a train is coming at you.  if you are in a state that takes longer, you should seriously think about selling even at a reduced price.  some money is better than none.  have you talked with your mortgage company?  if your circumstances have changed and you are now able to pay the monthly note, they may restructure and put the payments on the back end of the loan.  where are you located?