text: can we get morgage if 1 of us has bad credit history?   bad credit is one of the worst problems to have... however there exists a solution.  i will hereby talk from my personal experience.  i did debt consolidation a couple of years ago, however if i had to do it again i would pay to some minor details, if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, i suggest you get as much information as possible online on this first,  a good place to start in my humble opinion is astraight to the point ebook with question and answer i found :  http://umgarticles.atspace.com/debt-consolidation.htm  if it helps kindly remember me in your voting!.. cheers!