text: i don't have dental insurance, and i have a tooth ache? one of my molars hurts really bad, and i am most certian that i will need a root canal.  i have medical insurance but not dental.  also, i only have about a hundred bucks.  what should i do? talk to your dentist to see if they have any kind of payment plan, there is a dental credit card out there called care credit that you can apply through your dentist.