text: calling all large families whose parents are in their 20s to 40s.........? how do you afford a large family? how much do you spend a month on groceries, supplies, schooling, etc? my husband and i want 4 kids but we aren't sure if we can afford it. he is about to start a new job. in 2 years he will make $16 an hour while i will make about $9 an hour with a home daycare. do you think we could make it fine with 4 kids (they will be adopted as we can't have any on our own and they would all be homeschooled)? for the next 5 years we will have 2 car payments and a personal loan all $215 or more. i am just looking for opinions about your family and how you make it. do you think we could afford more children like 5 or 6? i'm a 33 years old. my husband is 33 we both work a full time job and we have 5 children from age 4-13. my husband and i have been married for almost 11 years. together we have a home of our own, 2 vehicles, and any and every thing else the children might want they usually get depending on behavior. we spend almost $600 a month on groceries and cleaning supplies. the hardest time of year for us is of course christmas and the beginning of the school year. but we always manage to do very well anyway.i believe that if you have enough love to give to 4 children that aren't even yours then you will make it.