I have been working on myself for a little over a year now. I went from being lazy, smoking weed, vaping, and regularly drinking to being healthy and sober, exercising daily. In the last three days, I financed a motorcycle and a nice car for my wife. My credit was a 560 just over a year ago brought it up to a 680 then intentionally crashed it back to a 580 now it's over 700.  If you put the effort in, you can make whatever you desire come true.