Ngingalonga kanjani ukuze ngithathe umhlalaphansi?
Into yokuqala ukwenza uhlelo futhi isihluthulelo ukuqala ukulondoloza namuhla kungakhathaliseki ukuthi leyo mali ingase ibe ncane kangakanani. Uzoyithuthukisa le nqubo njengoba uqhubekela phambili ekufinyeleleni imigomo yakho yezimali. Kumelwe ngaso sonke isikhathi "Uzikhokhele" kuqala ngokwabela iphesenti lemali oyitholayo enhlanganweni yomhlalaphansi yenkampani engu - 401K noma i - IRA noma i - Roth IRA. Ingxenye ethile yomholo wakho wenyanga izodonswa ngaphandle kwentela futhi ifakwe esikhwameni sokulondoloza imali yomhlalaphansi. Kufanele uthintane nochwepheshe wentela ukuze uqonde imiphumela yentela. Futhi, ungasebenza nomhleli onguchwepheshe ukuze akusize wakhe uhlelo oluphelele lwesikhathi eside. Lolu hlelo lokuthatha umhlalaphansi luyocabangela imigomo yakho yezimali oyifunayo, imali oyifunayo ongayisebenzisa ngonyaka, izimali ozitshalile, imali yomhlalaphansi, impesheni neminye imithombo yezimali.