Ingabe i-UBS iyibhange elihle
Context:I-UBS Group AG[nb 1] ibhange lokutshala imali lamazwe amaningi kanye nenkampani yezinsizakalo zezezimali eyasungulwa futhi ezinze eSwitzerland. Njengoba izinhloko-dolobha zakhona zihlangene emadolobheni aseZurich naseBasel, i-Bank of Switzerland ihlala ikhona kuzo zonke izikhungo ezinkulu zezimali njengenhlangano enkulu yamabhange aseSwitzerland kanye nebhange elikhulu kunawo wonke lomphakathi emhlabeni. Izinsizakalo zamakhasimende e-UBS zaziwa ngemfihlo yazo eqinile yamakhasimende asebhange kanye nesiko lemfihlo yasebhange. [nb 2] Ngenxa yezindawo ezinkulu zebhange ezimakethe zaseMelika, EMEA, nase-Asia Pacific, iBhodi Yezokusimama Kwezezimali iyibheka njengebhange elibalulekile emhlabeni jikelele.  Ngaphandle kwe-private banking, i-UBS inikeza ukuphathwa kwengcebo, ukuphathwa kwempahla, kanye nezinsizakalo zebhange lokutshala izimali kumakhasimende angasese, ezinkampani, kanye nezikhungo ezinsizakalo zamazwe ngamazwe. I-UBS iphatha inani elikhulu kunawo wonke lomcebo wangasese emhlabeni, ibala cishe isigamu sezigidigidi zomhlaba phakathi kwamakhasimende ayo. Naphezu kokunciphisa imisebenzi yokuthengisa, i-UBS igcina ibhange lokutshala imali lomhlaba wonke futhi ibhekwa njengomenzi wemakethe oyinhloko. Ibhange liphinde ligcine izindawo eziningi ezingaphansi komhlaba, izindlu zokukhosela, nezindawo zokugcina izinhlamvu zegolide ezizungeze i-Alps yaseSwitzerland nakwamanye amazwe. Ngokwengxenye ngenxa yemfihlo yayo yasebhange, ibilokhu isenkabeni yophenyo oluningi lokugwema intela olwenziwe yiziphathimandla zase-U.S., France, Germany, Israel, neBelgium. I-UBS ibambe iqhaza elikhulu ekuthuthukiseni izinsizakalo ze-UBS, futhi ibambe iqhaza ekuthuthukiseni izinsizakalo ze-UBS.  Kusukela ngoMeyi 2022, i-UBS ibhange lesithathu ngobukhulu eYurophu ngenani lemakethe lama- $ 63 billion. Ingelinye lamabhange ayisishiyagalombili omhlaba wonke "Bulge Bracket". Inempahla ephethwe (AUM) engaphezu kuka-CHF 3,2 trillion, cishe i-CHF 2,8 trillion yayo iyimpahla etshaliwe. NgoJuni 2017, inzuzo yayo enhlokodolobha efakiwe yayingu-11.1%, ilandelwa yiGoldman Sachs engu-9.35%, neJPMorgan Chase engu-9.456%. Ngasekupheleni kuka-2016, i-UBS yasungula i-laboratory yocwaningo lobuchwepheshe be-blockchain eLondon ukuze ithuthukise ukuphepha kwayo kwe-cyber kanye nokubethela imisebenzi yamakhasimende. Ngokusekelwe ekuhambeni kwesivumelwano esifundeni kanye nethonya lezepolitiki, i-UBS ibhekwa njengenye ye "izikhungo zezimali ezinkulu kakhulu, ezinamandla kakhulu emhlabeni". Amandla enhloko-dolobha yenkampani, izivumelwano zokuphepha, nedumela lokungafihli lutho kuye kwaveza isabelo esikhulu semakethe yasebhange kanye nezinga eliphakeme lokwethembeka komkhiqizo. Ngenye indlela, ithola ukugxekwa okujwayelekile ngokwenza lula ukungahambisani nentela nokuxhaswa kwezimali kwezilwandle. I-UBS ingumthengisi oyinhloko nomlingani we-Forex we-U.S. Federal Reserve.
I-UBS Group AG iyibhange lokutshala izimali kanye nenkampani yezinsizakalo zezezimali eyinkampani yomhlaba wonke eyasungulwa futhi isekelwe eSwitzerland. Njengoba izinhloko-dolobha zakhona zihlangene emadolobheni aseZurich naseBasel, i-Bank of Switzerland ihlala ikhona kuzo zonke izikhungo ezinkulu zezimali njengenhlangano enkulu yamabhange aseSwitzerland kanye nebhange elikhulu kunawo wonke lomphakathi emhlabeni. Izinsizakalo zamakhasimende e-UBS zaziwa ngokugcina kwazo imfihlo ngokucophelela kanye nesiko lazo lokugcina imfihlo yasebhange. Ngenxa yezikhundla ezinkulu zebhange ezimakethe zaseMelika, EMEA, nase-Asia Pacific, i-Financial Stability Board iyibheka njengebhange elibalulekile emhlabeni jikelele.  Ngaphandle kwe-private banking, i-UBS inikeza ukuphathwa kwengcebo, ukuphathwa kwempahla, kanye nezinsizakalo zebhange lokutshala izimali kumakhasimende angasese, ezinkampani, kanye nezikhungo ezinsizakalo zamazwe ngamazwe. I-UBS iphatha inani elikhulu kunawo wonke lomcebo wangasese emhlabeni, ibala cishe isigamu sezigidigidi zomhlaba phakathi kwamakhasimende ayo. Naphezu kokunciphisa imisebenzi yokuthengisa, i-UBS igcina ibhange lokutshala imali lomhlaba wonke futhi ibhekwa njengomenzi wemakethe oyinhloko. Ibhange liphinde ligcine izindawo eziningi ezingaphansi komhlaba, izindlu zokukhosela, nezindawo zokugcina izinhlamvu zegolide ezizungeze i-Alps yaseSwitzerland nakwamanye amazwe. Ngokwengxenye ngenxa yemfihlo yayo yasebhange, ibilokhu isenkabeni yophenyo oluningi lokugwema intela olwenziwe yiziphathimandla zase-U.S., France, Germany, Israel, neBelgium. I-UBS ibambe iqhaza elikhulu ekuthuthukiseni izinsizakalo ze-UBS, futhi ibambe iqhaza ekuthuthukiseni izinsizakalo ze-UBS.  Kusukela ngoMeyi 2022, i-UBS ibhange lesithathu ngobukhulu eYurophu ngenani lemakethe lama- $ 63 billion. Ingelinye lamabhange ayisishiyagalombili omhlaba wonke "Bulge Bracket". Inempahla ephethwe (AUM) engaphezu kuka-CHF 3,2 trillion, cishe i-CHF 2,8 trillion yayo iyimpahla etshaliwe. NgoJuni 2017, inzuzo yayo enhlokodolobha efakiwe yayingu-11.1%, ilandelwa yiGoldman Sachs engu-9.35%, neJPMorgan Chase engu-9.456%. Ngasekupheleni kuka-2016, i-UBS yasungula i-laboratory yocwaningo lobuchwepheshe be-blockchain eLondon ukuze ithuthukise ukuphepha kwayo kwe-cyber kanye nokubethela imisebenzi yamakhasimende. Ngokusekelwe ekuhambeni kwesivumelwano esifundeni kanye nethonya lezepolitiki, i-UBS ibhekwa njengenye ye "izikhungo zezimali ezinkulu kakhulu, ezinamandla kakhulu emhlabeni". Amandla enhloko-dolobha yenkampani, izivumelwano zokuphepha, nedumela lokungafihli lutho kuye kwaveza isabelo esikhulu semakethe yasebhange kanye nezinga eliphakeme lokwethembeka komkhiqizo. Ngenye indlela, ithola ukugxekwa okujwayelekile ngokwenza lula ukungahambisani nentela nokuxhaswa kwezimali kwezilwandle. I-UBS ingumthengisi oyinhloko nomlingani we-Forex we-U.S. Federal Reserve.