Kule ndima thola uhlu lwamabhange asekela i-Yes Bank ngo-2020. Khombisa imiphumela ngefomethi ehlukaniswe ngamakhoma.
Context:Umlando we-Yes Bank ungahle ubuyele emuva ku-1999, lapho osomabhange abathathu baseNdiya benquma ukwethula ibhizinisi lezezimali elingelona elebhange ndawonye. Babengu-Ashok Kapur, owayeke wasebenza njengenhloko kazwelonke ye-ABN Amro Bank, uHarkirat Singh, owayeke wasebenza njengenhloko yezwe yeDeutsche Bank, noRana Kapoor, owayeke wasebenza njengenhloko yezezimali ezinkampani ze-ANZ Grindlays Bank. I-Rabobank eNetherlands yayibambe ama-75% wamasheya asele ebhizinisini lezezimali elingelona elebhange. Abathuthukisi abathathu baseNdiya ngamunye wayene-25% yenkampani. Ngo-2003, yaqanjwa kabusha ngokuthi i-Yes Bank. Kwakungunyaka ofanayo lapho uHarkirat Singh ashiya khona isikhundla ngenxa yokukhathazeka ngethonya elenziwa yiRabobank ekuqashweni kwezikhundla ze-CEO kanye noSihlalo oPhethe.  I-Yes Bank ibingakwazi ukuqoqa imali eminyakeni embalwa edlule, okuholele ekutheni isimo sayo sezezimali siqhubeke ngokuwohloka. Lokhu kuholele ekulahlekelweni kwemali mboleko okungenzeka, okwaholela ekunciphiseni amazinga, okwaholela ekutheni abatshalizimali basebenzise izivumelwano zebhondi, kanye nokuhoxiswa kwemali mboleko ngamakhasimende. Phakathi nezinyanga ezine ezidlule, leli bhange lalahlekelwa kakhulu futhi lazuza kancane kakhulu. Ngenxa yalokho, uRana Kapoor waxoshwa, futhi waboshwa ngokuqondene necala lokuhlanza imali elingu-INR 466 crore.  Abaphathi bebhange, ngaphansi kobuholi obusha bukaKumar, ngokushesha bazifaka kabusha futhi babhekana nazo zonke izinselelo zangaphakathi nezimakethe ezihlobene nokubuyisela ukuzethemba kwamakhasimende nabafaki. Ngaphansi kwemizamo ehlanganisiwe yebhodi entsha nabaphathi, uMehta waqinisekisa abanikazi bamasheya ukuthi bazolulama ngokushesha, njengoba i-Reserve Bank of India (RBI), State Bank of India (SBI), HDFC Bank, ICICI Bank, Axis Bank kanye namanye amabhange ayesekela nge-Yes Bank Reconstruction Scheme 2020.  NgoJulayi 2020, i-Yes Bank Ltd yavala ukunikezwa kwayo okulandelayo komphakathi (i-FPO) ngokubhaliswa okungu-95%, okuqhutshwa ngabatshalizimali bezikhungo.  Kusukela ngomhlaka-28 Julayi 2020, i-Yes Bank iyilungu le-State Bank of India elinamasheya angama-30% enkampanini.  Ngo-21 kuFebhuwari 2023, i-Yes Bank yakhipha amasheya e-equity angu-2,13,650 kubasebenzi bayo ngaphansi kohlelo lwe-ESOP yenkampani.
I-Reserve Bank of India (i-RBI), i-State Bank of India (i-SBI), i-HDFC Bank, i-ICICI Bank, i-Axis Bank