Kuyini okukhishwayo kwezezimali?
Kwezezimali, i-derivative yinkontileka ethola inani layo ekusebenzeni kwebhizinisi eliyisisekelo. Le nhlangano eyisisekelo ingaba yimpahla, inkomba, noma izinga lenzalo, futhi ivame ukubizwa ngokuthi "isisekelo". Imikhiqizo etholakalayo ingasetshenziselwa izinhloso eziningi, kufaka phakathi ukuvikela ngokumelene nokunyakaza kwamanani (ukuvikelwa), ukwandisa ukuvezwa kokunyakaza kwamanani ukuze kucatshangelwe, noma ukuthola ukufinyelela kuzimpahla noma ezimakethe okunzima ukuhweba ngazo.  Ezinye zezinto ezisetshenziswayo ezivamile zihlanganisa i-forward, i-futures, izinketho, ama-swaps, nokwehluka kwalokhu okufana nezibopho zezikweletu ezivikelwe ngokwenziwa kanye nama-credit default swaps. Iningi lemikhiqizo etholakalayo ithengiswa ngaphandle kwebhodi (ngaphandle kwesikhungo sokushintshanisa) noma esikhungweni sokushintshanisa esifana ne-Chicago Mercantile Exchange, kuyilapho iningi lemikhiqizo yomshuwalense selikhule laba umkhakha ohlukile. E-United States, ngemva kwenkinga yezimali ka-2007<unk>2009, kuye kwaba nengcindezi eyengeziwe yokuthuthela izimpahla eziqhamukayo ekuhwebeni ezikhungweni.  Imikhiqizo etholakalayo ingenye yezinhlobo ezintathu eziyinhloko zezimpahla zezimali, ezinye ezimbili ziyi-equity (okungukuthi, amasheya noma amasheya) kanye nesikweletu (okungukuthi, amabhondi kanye nemalimboleko).