Ziyini izinzuzo zentela yokudla eqhubekayo?
Intela yokudla eqhubekayo ingaba isikhundla esihle sentela engenayo eqhubekayo ngoba ingakhiqiza ukusebenza kahle okukhulu kwezomnotho ngokukhuthaza ukutshalwa kwezimali nokulondoloza ngenkathi iqeda ukukhuthaza intela engenayo yomsebenzi. Ngokungafani nentela yokuthengisa ebekwa endaweni yokuthengisa, intela yokusetshenziswa ingakhiwa ukuze iqhubeke ngokuqhubekayo kunokuba ibuyele emuva, ngokusebenzisa isitatimende sentela sokuphela konyaka ukubala 'ukusetshenziswa okuphelele' phakathi nonyaka othile wentela, ngesitatimende esihlanganisa konke ukuthengiswa kokutshalwa kwemali okufanelekayo bese sisusa konke ukuthengwa kokutshalwa kwemali okusha okufanelekayo. Isitatimende sentela bese sisebenzisa izinga lentela eliqhubekayo ekutshalweni kwemali okuphelele. Okuningi kokuyinkimbinkimbi komthetho wentela wamanje bekuyosuswa. Bekungeke kusaba nesidingo sokwenza izibalo eziyinkimbinkimbi ezihlobene nezinzuzo zezimali, ezisekelwe emgomweni 'wesisekelo sentela' neminye imiqondo engaqondakali. Ubunkimbinkimbi obuhlobene nama-akhawunti okonga okuhlobene nokuthatha umhlalaphansi anenzuzo yentela nakho bekungeke kudingeke. Abatshalizimali ngeke besahlukunyezwa ngenxa yokulinganisela kabusha iphothifoliyo yabo ngenxa yokusebenza kahle. Abantu abayizigidigidi babengeke bakhokhiswe intela eningi uma bephila ngendlela elinganiselayo, kodwa babengase bakhokhiswe intela ephakeme kakhulu uma bedla kakhulu. Isigwili esithenga izikebhe ezinkulu, izindlu ezinkulu ezinkulu, njll. singakhokha izintela eziphakeme. Usomali oyizigidigidi ophila ngendlela elinganiselayo ubengeke. Kodwa lo oyizigidigidi ugcina imali yakhe isatshalaliswa emnothweni, enikeza izinsiza ezizoqhubekisela phambili ukukhula komnotho. Abaphikisi bentela yokusetshenziswa babhekisela eqinisweni lokuthi iningi lentela yokusetshenziswa kucatshangwa ukuthi lihlehla. Kodwa-ke, njengoba kushiwo ngaphambili, intela yokusetshenziswa ingakhiwa ukuze ibe eqhubekayo, futhi empeleni ingakhiwa ukuze ibe eqhubekayo ngisho nangaphezulu kunentela yengeniso yamanje. Amanani aqhubekayo angase asekelwe engcebweni kunasezingeni lokusetshenziswa noma imali engenayo yonyaka. Kungase kube nokwenzeka ngisho nokukhokha intela engaphezu kuka-100% kubantu abayizigidigidi. Ngokwesibonelo, uma othile enengcebo engaphezu kwezigidi eziyizinkulungwane eziyishumi zamaRandi, singakhokha intela engamaphesenti angu-150 kulokho umuntu akudlayo. Izinkinga zokuhlehla nazo zingabhekwana nazo ngokukhipha ingxenye enkulu yokusetshenziswa. Ukusetshenziswa konyaka ngaphansi kwezinga elithile, sithi amaRandi angu-30 000 ngonyaka, kungase kungakhokhiswa intela, noma kukhokhiswe intela ephansi efana nentela yokuthengisa, ethi, 5%. Izazi zezomnotho eziningi ziyavuma ukuthi intela yokusetshenziswa kwempahla ingakhuthaza ukukhula komnotho.