Liyini isu elihle lokutshala imali?
Kunezici ezimbili ezibalulekile zamasu amahle okutshala izimali. Ubukhulu bokuqala ukuhlukahluka: isu kufanele lihlanganise uhla olubanzi lwezigaba zempahla. Kufanele kube nengxube yezimpahla, amabhondi kanye nempahla engenayo engaguquki. Ngaphakathi kwalezi zigaba zezimpahla, kufanele kube nokwehlukahlukana okwengeziwe. Ukutshala izimali kuma-ETF ezimali zenkomba kunganikeza lokhu kwehlukahlukana. Kungase kube nendawo yokutshala imali eningi engxenyeni encane yephothifoliyo. Ubukhulu besibili kule ndlela yimali etshalwa ngezikhathi ezithile esekelwe esikhathini: lokhu kukuvumela ukuba ulinganise izindleko zamadola ezimali zakho. Uthenga kancane lapho amanani ezimpahla enyuka, futhi uthenge okuningi lapho ewa.