Chii chinonzi ATM?
Automated teller machine (ATM) chishandiso chemagetsi chekutaurirana chinoita kuti vatengi vezvikoro zvemari vaite mashandisirwo emari, akadai sekubvisa mari, kuisa mari, kuendesa mari, kubvunza nezvebhalansi kana kubvunza ruzivo rweakaundi, chero nguva uye pasina kudikanwa kwekudyidzana zvakananga nevashandi vebhangi.  MaATM anozivikanwa nemazita akasiyana siyana, kusanganisira otomatiki teller muchina (ATM) muUnited States (dzimwe nguva zvisina basa se "ATM muchina"). MuCanada, izwi rekuti automated banking machine (ABM) rinoshandiswawo, kunyangwe hazvo ATM ichishandiswawo zvakanyanya muCanada, nemasangano mazhinji eCanada anoshandisa ATM pamusoro peABM. MuchiNgezi cheBritain, mashoko okuti cashpoint, cash machine uye hole in the wall ndiwo anonyanya kushandiswa. Mamwe mashoko anosanganisira any time money, cashline, tyme machine, cash dispenser, cash corner, bankomat, kana bancomat. ATM dzisingashandiswi nesangano rezvemari dzinozivikanwa se"white-label" ATM.  Vachishandisa ATM, vatengi vanogona kupinda mumabhangi avo kana kuti maakaundi echikwereti kuitira kuti vaite mabasa akasiyana-siyana emari, kunyanya kubvisa mari uye kuongorora mari, uyewo kutumira mari kune uye kubva kumaserura. ATM dzinogonawo kushandiswa kubvisa mari mune imwe nyika. Kana mari iri kutorwa paATM yakasiyana neyeiri mubhengi, mari yacho ichashandurwa pachiyero chemari yechikoro chemari. Vatengi vanowanzozivikanwa nekuisa kadhi repurasitiki reATM (kana rimwe kadhi rinogamuchirwa rekubhadhara) muATM, nekusimbiswa kunoitwa nemutengi achipinda nhamba yekuzvizivisa (PIN), iyo inofanirwa kuenderana nePIN yakachengetwa muchipiri pakadhi (kana kadhi rakashongedzerwa saizvozvo), kana mudura renhoroondo yesangano rezvemari rinoburitsa.