Kusukela endimeni, phawula izingxenye ze-Hypothek.
Context:Ngokomthetho wepropathi wase-Anglo-American, ukubolekwa kwemali kwenzeka lapho umnikazi (ngokuvamile wentela elula enentshisekelo yokuthengiswa kwezindlu) ebeka inzalo yakhe (ilungelo lempahla) njengokuphepha noma ukuqinisekiswa kwemali mboleko. Ngakho-ke, isibambiso siyisibambiso (umkhawulo) kwelungelo lempahla njengoba nje kungaba yi- easement, kodwa ngenxa yokuthi izibambiso eziningi zenzeka njengesimo semali entsha yemalimboleko, igama elithi mortgage selibe yigama elivamile lemali mboleko evikelwe yimpahla enjalo engokoqobo. Njengezinye izinhlobo zemalimboleko, izimali ezibolekwayo zinesilinganiso senzalo futhi zihlelelwe ukuba zikhokhwe esikhathini esibekiwe, ngokuvamile iminyaka engu-30. Zonke izinhlobo zezakhiwo zingavikelwa ngemalimboleko, futhi ngokuvamile zivikelwa ngemalimboleko futhi zinesilinganiso senzalo okucatshangwa ukuthi sibonisa ingozi yombolekisi.  Ukubolekwa kwemali ngendlu kuyindlela eyinhloko esetshenziswa emazweni amaningi ukuxhasa ubunikazi bangasese bezindlu nezakhiwo zezentengiselwano (bheka izindlu zangasese zezentengiselwano). Nakuba amagama nezindlela eziqondile zingase zihluke emazweni ahlukahlukene, izingxenye eziyisisekelo zivame ukufana:  Impahla: indawo yokuhlala ebonakalayo exhaswayo. Uhlobo olunembile lobunikazi luyohlukahluka kuye ngezwe futhi lungase luvimbele izinhlobo zemalimboleko engenzeka. Imali-mboleko: isibambiso sombolekisi sempahla, okungase kubangele imikhawulo ekusetshenzisweni noma ekususweni kwempahla. Imingcele ingase ihlanganise izimfuneko zokuthenga umshuwalense wekhaya nomshuwalense wemalimboleko, noma ukukhokha izikweletu ezisele ngaphambi kokuthengisa impahla. Umbolekisi: umuntu obolekisayo onelungelo lobunikazi noma odala ilungelo lobunikazi bempahla. Umbolekisi: noma yimuphi umbolekisi, kodwa ngokuvamile ibhange noma esinye isikhungo sezezimali. (Kwamanye amazwe, ikakhulukazi e-United States, ababolekisi bangaba futhi abatshalizimali abanesithakazelo emalini ebolekiwe ngesibambiso esivikelwe ngemali ebolekiwe. Esimweni esinjalo, umbolekisi wokuqala waziwa ngokuthi umbolekisi wempahla, okuthi ngemva kwalokho ahlanganise futhi athengisele abatshalizimali leyo mboleko. Izinkokhelo ezivela kumbolekisi ziqoqwa ngemuva kwalokho ngumqondisi wemalimboleko.) Inhloko-dolobha: ubukhulu bokuqala besikweletu, obungahlanganisa noma obungahlanganisi ezinye izindleko ezithile; njengoba noma iyiphi inhloko-dolobha ikhokhwa, inhloko-dolobha izokwehla ngobukhulu. Inzalo: izindleko zezimali zokusebenzisa imali yombolekisi. Ukuvinjelwa noma ukuthathwa kabusha kwempahla: kungenzeka ukuthi umbolekisi kufanele avimbe, athathe kabusha noma athathe impahla ngaphansi kwezimo ezithile kubalulekile embolekweni wesibambiso; ngaphandle kwalesi sici, kungenzeka ukuthi imalimboleko ayihlukile kunoma yiluphi olunye uhlobo lwemalimboleko. Ukuqedwa: ukuqedwa okusemthethweni kwesenzo semalimboleko, ngakho-ke ukuqala kwemalimboleko. Ukubuyiselwa kwemali: ukukhokhelwa kokugcina kwemali esele, okungase kube "ukubuyiselwa kwemali ngokwemvelo" ekupheleni kwesikhathi esibekiwe noma ukubuyiselwa kwemali yesikhathi esisodwa, ngokuvamile lapho obolekayo enquma ukuthengisa impahla. I-akhawunti yemalimboleko evaliwe kuthiwa "ibuyiselwe".
Impahla Imalimboleko Umuntu Obolekayo Umbolekisi Umnikazi Inzalo Ukuvinjelwa noma ukuthathwa kabusha kwempahla Ukuqedela Ukuhlenga