Nginikeze amacebiso amahle okutshala imali esitokisini.
Ngokusekelwe kwezinye izingcaphuno ezivela kubatshalizimali abadumile abanjengoBarren Buffet, uCharlie Munger, uPeter Lynch, njll, umuntu kufanele agcine izinto ezilandelayo engqondweni. Sicela ukhumbule ukuthi lokhu kwenzelwa ukwaziswa futhi umsebenzisi kufanele enze ucwaningo lwakhe ngaphambi kokutshala imali emakethe yamasheya.  1. Izinkomo Khumbula ukuthi ukutshala imali kuhlale kuhlobene nengozi. Ngakho-ke sicela ubeke imali yakho ngokuhambisana nesitayela sakho sokutshala imali. 2. Izingelosi Tshala imali ezinkampanini okungcono kakhulu ukuthi zibe sezingeni lakho lokufaneleka kanye nalezo eziqondayo. Ungadlali ngemali yakho. 3. Izindaba Ezinhle Ngaso sonke isikhathi yenza ucwaningo lwakho futhi ungathengi noma uthengise isitoko ngokusekelwe kubantu abanethonya, izihlobo zakho, abangane, njll. Ukutshala imali kuyisinqumo esenzayo, futhi njenganoma yisiphi esinye isinqumo, unesibopho sokwahlulela kwakho. 4. Izidakamizwa UWarren Buffet wake washo into efana nalena, "Umthetho wokuqala wokutshala izimali uthi ungalokothi ulahlekelwe yimali. Futhi umthetho wesibili uwukuthi ungalokothi ukhohlwe umthetho wokuqala". Ngakho umyalezo ucacile. 5. Izingelosi Cabangela isikhathi eside futhi ungavumeli ukuba ukuguquguquka kwesimo sesikhathi esifushane kusithikameze isinqumo sakho sokutshala izimali.