Munhu ane makore 30 anofanira kuisa mari yake sei kuti akwanise kuenda pamudyandigere paanosvika makore 65?
Kuchengetera mari yomudyandigere inyaya inokosha yokuti munhu oga oga kana kuti mhuri ifunge nezvayo.  MuUnited States, vashandi vakawanda venguva yakazara vanokwanisa kubatsirwa nezvirongwa zve 401K kana kuti zveRoth IRA zvemari yemudyandigere zvinopiwa nomushandirwi wavo, izvo zvinokubvumira kuti ushandise mari yaunowana pakubhadhara mitero uye, mune zvimwe zviitiko, kuti ubhadharwe nemushandirwi wako mari yokuwedzera inosvika pamari yakati.  Kupfurikidza ne401K yako unowanzova nokuwana kuwanda kwakasarudzwa kwezvinonzi mari yeindekisi, kana kuti musanganiswa wezvikwereti unocherechedza mapoka chaiwo ezvitoro, zvisungo, kana kuti zvimwe zviridzwa zvemari. Izvi zvinogona kutarisirwa zvakasimba, apo kambani kana mupi wezano inodzora kudyara kwepasi mune idzi mari, kana kutarisirwa zvisina kunaka, apo mari inotarisa musika chaiwo kana runyora rwemakambani (muenzaniso: XLF, mari inotarisa mabhizimisi makuru emabhangi).  Mukutaura kwokutarisira ngozi, kazhinji kazhinji une chikamu chakakwirira chemasheya maringe nezvisungo kana kuti mari muhomwe yako pakuvamba mubasa rako, nechisanganiso ichi chichichinjira kuzvisungo zvine ngozi yakaderera sezvaunoswedera pedyo nokurega basa. Kazhinji kutaura, nepo mari dzinotarisirwa nenzira yokushingaira dzichiita zvakanaka mune zvimwe zviitiko, dziri, paavhareji, dzakafanana zvikuru mukuita kwadzo nemari dzinotarisirwa nenzira yokushingaira uye, nemhaka yemari dzadzo dzakabatana, nyanzvi dzakawanda dzinobvumirana kuti kuchenjera kunangidzira ngwariro pamari huru yemari yemusika.  Chikwama chenguva dzose chokurega basa chomunhu ane makore 30 chinogona kuumbwa ne50-75% yemari hombe yemari yemari yemari. Kazhinji kacho kuchenjera kuva nechokuita nemisika yokumwe nemasheya omunyika ane mari shoma kana kuti yepakati kana kuti zvimwe zvikamu zvemusika, uine mari shoma kana kuti mari kusvikira munhu akura.