Hlukanisa ngayinye yezimpahla zezimali ezilandelayo njengoketshezi noma okungekhona oketshezi; ama-akhawunti okuhlola, ama-akhawunti okonga, isitifiketi sediphozithi (ama-CD), Amasheya, Amabhondi, izimali ezihlanganyelwe, ama-trust okutshala izimali kwezezakhiwo (ama-REIT), ama-Exchange Traded Funds (ama-ETF), ama- 401K, ubuciko bokutshala izimali, impahla ebonakalayo.
Izimpahla ezinamanzi yizimpahla ezingathengiswa ngokushesha okukhulu ngaphandle kokulahlekelwa okukhulu ngenani. Lokhu kudinga imakethe enempilo (efunwayo) yalezi zimpahla isibonelo esichazeka kakhulu esiyimali. Ngenxa yale ncazelo, izimpahla ezinjengama-akhawunti okuhlola, amasheya ngamanye, ama-Exchange Traded Funds, ama-Real Estate Investment Trusts, kanye nezinye izinhlobo zezibopho zesikhathi esifushane ezithandwa kakhulu zibhekwa njengezinoketshezi kakhulu. Ukuthengiswa kwalezi zimpahla ngokushesha futhi ngaphandle kokulahlekelwa ngenani elibonakalayo akunandaba futhi akunamigoqo. Izimpahla ezinjengeMutual Funds ezinemikhawulo yokuthengisa, Izitifiketi Zokufaka Ezihlanganisa Imali Yakho Isikhathi Eside, Ubuciko Bokutshala Imali, kanye Nempahla Engokwenyama zivame ukubhekwa njengezingenayo imali njengoba kungavunyelwe ngenkontileka noma kumane nje kungekho intshisekelo eyanele emakethe ukuze ukwazi ukuthengisa lezi zimpahla ngesikhathi esifanele futhi ngaphandle kokulahlekelwa yinani.