Awen issewadan asidu i ijjuch n tikarsay n portfolio chund awa eɣran daɣ akatab wan sider
Context:Portfolio n karad azruf tan ijja fal ichikilan n asuj wi azzarnen, stock tan d bonds tan Atiwənhay as azruf wǎr eqel amsədu dǎɣ alhak ən ihuk ən azruf, izar wǎr eqel amsədu. Daɣ achrut wa yadan, at-w-axdam as investor fuk ilzam as ila stock tan n akal d win alɣalim Alxidmăt taqqal ad akfăm isălan win karad war n aqqel n azruf <unk> stocks n akal, stocks n alɣălim d bond tan <unk> asifălan iddikud n hak ǝddǝnet (asset allocation net) asifălan edag ǝddǝnet hak ǝššikil n azruf tolas daɣ samădaw asifălan mutual fund i asăxdăm n ǝššikil n azruf
"Daɣ akatab wan Vanguard n ""core funds"", alqim tan wi ojjaran i portfolio n karad alqim tan amosan:  Edag wa ezzaran n azruf n stock market Index Fund (VTSAX) Edag wa ezzaran n azruf wan Vanguard Total International Stock Index Fund (VTIAX) Edag wa ezzaran n Bond Market Fund (VBTLX) "Portfolio n karad azruf tan" addobat ad eqqil 42% n Total Stock Market Index, 18% n Total International Stock Index d 40% n Total Bond Market fund