Yini eyabangela Ukuwohloka Kwezomnotho Emhlabeni Wonke?
Context:Izimo ezandulela le nkinga yezezimali zaziyinkimbinkimbi futhi zinezizathu eziningi. Cishe emashumini amabili eminyaka ngaphambili, iCongress yase-U.S. yayishaye umthetho okhuthaza ukuxhasa ngezimali izindlu ezingabizi. Kodwa-ke, ngo-1999, izingxenye zomthetho weGlass-Steagall, owawutholwe ngo-1933, zahoxiswa, zavumela izikhungo zezezimali ukuba zihlanganise imisebenzi yazo yokuhweba (engafuni ukubeka engcupheni) kanye nemisebenzi yokuhweba (yokuthatha ingozi). Ngokungangabazeki umthelela omkhulu kakhulu ezimweni ezidingekayo ekuweni kwezezimali kwaba ukuthuthukiswa okusheshayo kwemikhiqizo yezezimali ehlaselayo eyayihloselwe abathengi bezindlu abahola kancane, abanolwazi oluncane futhi ikakhulukazi ababengamalungu ezinhlanga ezincane. Lokhu kuthuthukiswa kwemakethe akuzange kubonwe iziphathimandla futhi ngaleyo ndlela kwawethusa uhulumeni wase-U.S.
Kwakunezici eziningi ezabangela izinkinga zezimali. Emashumini amabili eminyaka ngaphambi kwenhlekelele, uHulumeni wase-U.S. wasebenzisa imithetho emisha eminingi ukuze asize ekukhuthazeni ukuxhasa ngezimali izindlu ezingabizi. Kodwa-ke, ngo-1999, izingxenye zomthetho i-Glass-Steagall, owamukelwa yikongreshi ngo-1933, wahlakazwa futhi ngenxa yalokho, wadala ingozi enkulu ohlelweni lwezezimali njengoba kuvumela izikhungo ukuthi zihlanganise utshalomali lwezakhiwo ezinobungozi obuncane nemisebenzi yokutshala imali enobungozi obukhulu. Isici sokugcina esiyinhloko kwaba ukwanda okukhulu kwezindlela zokubolekisa ngemalimboleko yasekhaya ezibhekiswe kubantu abahola kancane, abanekhredithi ephansi, abathengi bezindlu abangenalwazi (ikakhulukazi abancane bezinhlanga). Ubukhulu balezici abuzange bubonwe iziphathimandla zezimali zase-U.S. futhi lapho imiphumela ivela, uhulumeni wabambeka.