Iyini imali ebolekiwe?
Imalimboleko yezindlu, noma imboleko nje, ezindaweni zomthetho wezomphakathi eyaziwa nangokuthi imalimboleko yezindlu, iyimalimboleko esetshenziswa ngabathengi bempahla yangempela ukuthola imali yokuthenga izindlu, noma ngabanikazi bempahla abakhona ukuthola imali nganoma iyiphi injongo ngenkathi befaka isibambiso sempahla efakwa emgodleni. Imalimboleko "iqinisekiswa" impahla yomboleki ngenqubo eyaziwa ngokuthi ukuqala kwemalimboleko. Lokhu kusho ukuthi kubekwa indlela engokomthetho evumela umbolekisi ukuba athathe futhi athengise impahla ephephile ("ukuvinjelwa" noma "ukubuyiselwa") ukukhokha imali ebolekiwe uma umbolekisi ehluleka ukukhokha imali ebolekiwe noma ehluleka ukuhambisana nemibandela yayo. Igama elithi mortgage lisuselwa egameni lesiFulentshi elisetshenziswe eBrithani ngeNkathi Ephakathi elisho ukuthi "isibambiso sokufa" futhi libhekisela esibambisweni esiphelayo (esiphela) lapho isibopho sigcwaliswa noma impahla ithathwa ngokuqedwa. Imalimboleko ingachazwa nangokuthi "umboleki onikeza isinxephezelo ngesimo sesibambiso senzuzo (imali ebolekiwe)".