Inishuwarenzi chii?
Inishuwarenzi inzira yokudzivirira kurasikirwa nemari umo, mukutsinhana nemari, mumwe munhu anobvuma kuripira mumwe munhu kana pane kurasikirwa, kukuvara, kana kukuvadzwa. Icho chimiro chekutarisira njodzi, inonyanya kushandiswa kudzivirira pangozi yekurasikirwa kana kusagadzikana.  Sangano rinopa inishuwarenzi rinozivikanwa somupi weinishuwarenzi, kambani yeinishuwarenzi, mutakuri weinishuwarenzi, kana kuti muchengeti weinishuwarenzi. Munhu kana kuti sangano rinotenga inishuwarenzi rinozivikanwa somunhu ane inishuwarenzi, nepo munhu kana kuti sangano rakafukidzwa nepolisi inonzi munhu ane inishuwarenzi. Chibvumirano cheinishuwarenzi chinobatanidza kuti muridzi wepurogiramu atore kurasikirwa kwakasimbiswa, kunozivikanwa, uye kuduku muchimiro chekubhadhara kune inshuwarisi (premium) mukutsinhanisa nechivimbiso che inshuwarisi chokuripira munhu akachengetedzwa kana pakaitika kurasikirwa kwakafukidzwa. Kurasikirwa kwacho kungava kana kuti kungave kusiri kwemari, asi kunofanira kuderedzwa kusvika kumashoko emari. Uyezve, kazhinji kazhinji kunobatanidza chimwe chinhu umo munhu ane inishuwarenzi ane fariro inishuwarenzi yakasimbiswa kupfurikidza nepfuma, chombo, kana kuti ukama hunotangira.