Awa amos Unified Payments Interface (UPI) daɣ India
Unified Payments Interface eqqal peer to peer sistem n azruf daɣ India eɣna National Payments Corporation of India (NPCI) daɣ awatay wan 2016 NPCI ijja s alxakum i amutti n udim n sistem tan win azruf n India Eɣna Unified Payments Interface (UPI) chund edey n edey s taqqimt n almaɣna tan n Application Programming Interface (API) i asidu n azilzam n azruf n online Ittus eqqal asissiki d ihuk n interface iyyat daɣ sistem tan n NPCI fuk, s immik wen eɣna interoperability d musnat n awadim maqqorat  UPI eqqal amarad iyyan daɣ addabara tan n azruf wi assohat nen daɣ India s a ojjaran milyar iyyan n alxidmaten n azruf fuk fuk fuk Daɣ FY22, alqim n azruf n azruf ijja United Payments Interface (UPI) eqqal 86% n GDP wan India Alxidmat n UPI taqqal asidu n asissiki n azruf daɣ bank tan jir bank tan Ejja awen s asiwad n bank account tan ajjotnen daɣ mobile application iyyat, eha turhajat n asissiki n azruf d azruf n merchant daɣ edag iyyan Eha deɣ tadabit tan adakal n azruf <unk> peer-to-peer <unk> d <unk> peer-to-merchant <unk>, addoben ad aqqilan azzamanan d azuk n azruf s immik wa s addobat awen  Alqim tan addoben ad ijjichan s UPI ID, UPI Number, Account number d Indian Financial System Code (IFSC) Aɣare ən azruf eqal sund sund təɣirmaten tin Reserve Bank of India (RBI) taganen dǎɣ atkul ən asiwiɗ ən əsin haratan dǎɣ edag was əsin haratan ən asiwiɗ eqal UPI PIN.  UPI addobat ijjuch daɣ ikallan fuk wi maqqornen chund Android d iOS s apps ijjan addinat i ich-ikilan n Android 4.2.2 d iOS 8.1 d wi s afalla  Alxidmat ta tazzarat n UPI taqqal at ijji n mobile n awadim chund asuj wa ezzaran i tikarsiwen fuk eha awadim s awadim, awadim s taqqimt d taqqimt s awadim Dǎɣ adakal ən əšiɣil ən əšiɣil ənes, awadim adobat adiqil <unk>ašəšəš ən awadəm (ašəš) mašan deɣ <unk>ašanzi ən awadəm. Iyyad (assuhi) Daɣ asiwad, tudabat n azruf d asidu s <unk>UPI IDs <unk> aqqalan <unk>aliases<unk> i VPA Ittus eqqal ijjuch n azruf s ikf-an n telay war eha ach-ak ad ikf-an isalan n account meɣ isalan win tudabat fal aplikasyon tan meɣ sit tan win intaned Har ajjudi, isuj win "collect" i wi yadnen (awadim s awadim meɣ entity s awadim) s achal wan "pay by" eha turhajat i addinat ad azunan daɣ uchray n achal wen daɣ war eqqel a eɣchadan azruf daɣ asuj UPI ehak ijji n turhajat i ijjuch n azruf n azruf ajjotnen (utility tan, tiɣir tin lakkol, subscription tan, d iyyad) s tiditt n alwaq iyyan tolas ijjuch n achareɣa chund ECS UPI autopay ehak inaxdiman i asidu n azruf i UPI transaction tan nasan Alqim tan n azruf har 2000 n Indian Rupees addoben ad aqqilan daɣ iddikud n azruf wa dar ogdahan  Awen ijji s UPI n azruf s sistem n alxidmat daɣ PSP tan fuk war n ila silos tan d sistem tan ijjan s one-click two-factor authentication, s axadam n awadim Dǎɣ asikin ən əšiɣil ən telefon, əd winan ila haratan iyad meɣ tisigwen ən taɣisa.  Daɣ ayor wan mars 2023, Reserve Bank of India (RBI) d Monetary Authority of Singapore (MAS) issintan asidu n UPI d PayNow wan Singapore Remittances n Singapore s India aqqalan fal abara i ad awidan 100 n milyar n dollar daɣ awatay wan 2023, eqqalan wan akkoz daɣ addawla ta tojjarat awa id isassaway nat i India, ahanen 5.7% n remittances fuk wi idasnen Asidu n PayNow d UPI addobat ad ifnaz azruf d azzaman wa ijjan i transaction tan win