Iyini imfuneko yokugcina imali?
Izidingo zokulondolozwa kwemali ziyimithethonqubo yasebhange eliphakathi ebeka inani eliphansi okufanele ibhange lezentengiselwano libe nalo ezimalini ezikhokhelwayo. Leli nani eliphansi, elivame ukubizwa ngokuthi inqolobane yasebhange lezentengiselwano, ngokuvamile linqunywa yibhange elikhulu ngesisekelo sesilinganiso esithile sezibopho zezimali zebhange. Leli zinga livame ukubizwa ngokuthi isilinganiso sokulondoloza. Nakuba izincazelo zihluka, izinqolobane zebhange lezentengiselwano ngokuvamile ziqukethe imali ephethwe yibhange futhi egcinwe ngokomzimba ebhokisini lebhange (imali ebhokisini), kanye nenani lebhalansi yebhange ku-akhawunti yalelo bhange ebhange eliphakathi. Ibhange linenkululeko yokugcina imali eyisibambiso engaphezu kwalesi sidingo esiphansi, ngokuvamile esibizwa ngokuthi izimali ezisele.  Ngezinye izikhathi igunya lezimali zezwe lisebenzisa isilinganiso sokulondoloza njengethuluzi lenqubomgomo yezimali, ukuze lithonye ukunikezwa kwemali yezwe ngokunciphisa noma ukwandisa inani lokubolekwa kwemali ngamabhange. Iziphathimandla zezimali zandisa isidingo semali eyisibambiso kuphela ngemuva kokucatshangelwa ngokucophelela ngoba ushintsho olungazelelwe lungadala izinkinga zezimali emabhange anenani eliphansi lemali eyisibambiso; ngokuvamile bakhetha ukusebenzisa imisebenzi yemakethe evulekile (ukuthenga nokuthengisa amabhondi akhishwe nguhulumeni) ukuze basebenzise inqubomgomo yabo yezimali. E-United States nakwamanye amazwe amaningi (ngaphandle kweBrazil, China, India, Russia), izidingo zokulondolozwa ngokuvamile aziguqulwa kaningi lapho kuqaliswa inqubomgomo yezimali yezwe ngenxa yomthelela wokuphazamisa ezimakethe zezimali esikhathini esifushane.