Chii chinonzi FDIC?
Federal Deposit Insurance Corporation (FDIC) ikambani yehurumende yeUnited States inopa inishuwarenzi yekuisa mari kune vanoisa mari mumabhangi ezvokutengeserana eAmerica nemabhangi ekuchengetedza. FDIC yakasikwa neBanking Act ya1933, yakagadzwa mukati meGreat Depression kudzorera chivimbo muhurongwa hwemabhengi eAmerica. Anopfuura chikamu chimwe muzvitatu chemabhangi chakakundikana mumakore FDIC isati yaumbwa, uye kumhanya kwemabhangi kwakanga kwakajairika. Mari yeinishuwarenzi yacho pakutanga yaiva US$2,500 pamunhu mumwe nomumwe, uye iyi yakawedzerwa kakawanda mumakore ose aya. Kubvira pakatanga kushanda mutemo weDodd-Frank Wall Street Reform and Consumer Protection Act muna 2010, FDIC inopa inishuwarenzi yemabhengi ayo ari nhengo kusvika pamadhora mazana maviri nemakumi mashanu ezviuru pamunhu mumwe nemumwe. Inishuwarenzi yeFDIC inotsigirwa nokutenda kwakakwana nechikwereti chehurumende yeUnited States, uye maererano neFDIC, "kubvira payakatanga muna 1933 hapana depositor akamborasikirwa nesendi yemari yakachengetedzwa neFDIC".