Ma imos Roth 401 (k)?
Context:Daɣ United States, asidu n 401 (k) eqqal asidu n axdam s alxidmat s defined-contribution personal pension (savings) account s immik wa s ijja almaɣna net daɣ Subsection 401 (k) n Internal Revenue Code wan U.S Albashi tan win alwaq iyyan n inaxdiman izjar id albashi tan nasan tolas addobat anaxdim n albashi tan win alxidmat Alxoriya ten n achareɣa eqqal wa s ijjan 401 (k) addabara tan i inaxdiman tolas inaxdiman ajjotnen ikfan alxoriya ten i inaxdiman nasan (full-time)  Illan ti issin ichikilan: alasal d Roth 401 (k). Daɣ Roth Accounts, iddikud tan d isuj war ilen assahat fal taxxa tan riba Daɣ account tan win alasal, isuj addoben a tan ijjichan daɣ riba tan win azruf tolas isuj wi idasnen a tan ijjichan daɣ riba tan win azruf Illan ti alxadudan i isuj, achareɣa tan i amukin n isuj d penalitetan addobat nen  Alfanzăt tan Roth account eqqal daɣ taxx n capital gains Net benefit wan account wan alasal amos iddikud n (1) bonus (meɣ penalit tan) n ich-ikil n baya tan daɣ iddikud n azruf andarran (meɣ a ojjaran) n baya tan win ich-ikil n baya tan d (2) alwazab fal aqqud n program tan iyyad ijjanen fal riba tan n baya tan d ich-ikil n baya tan d afanaz nasan d asiwad nasan i riba tan win azruf, ifnazan alwazab n riba tan n baya tan fal riba tan win azruf s riba tan win azruf
401 (k) eqqal ich-ikil n 401 (k) s account tan, contributions d withdrawals war ilen assahat fal taxxa tan riba Alfayda n Roth account eqqal as capital gains war ilen azruf  Daɣ United States, asidu n 401 (k) eqqal asidu n axdam s alxidmat s defined-contribution personal pension (savings) account s immik wa s ijja almaɣna net daɣ Subsection 401 (k) n Internal Revenue Code wan U.S Albashi tan win alwaq iyyan n inaxdiman izjarnen s albashi tan nasan tolas addobat emel ad ijjichan