Chii chinonzi RTGS?
Real-time gross settlement (RTGS) masystem masystem ekuchinjisa mari uko kuchinjiswa kwemari kana masheya kunoitika kubva kubhangi rimwe kuenda kune chero rimwe bhangi pane "chaiyo-nguva" uye pane "gross" hwaro. Kugadziriswa mu"nguva chaiyo" kunoreva kuti chiitiko chekubhadhara hachipiwi nguva yekumirira, uye zviitiko zvinogadziriswa nekukurumidza pavanenge vagadziriswa. "Gross settlement" zvinoreva kuti chibvumirano chinogadziriswa pane imwe-kune-imwe hwaro, pasina kubatanidza kana kuenzanisa nechimwe chibvumirano. "Kugadziriswa" kunoreva kuti kana zvangoitwa, kubhadhara kwacho kunenge kwapera uye hakugoni kudzorerwa.  RTGS masisitimu anowanzoshandirwa nebhangi guru renyika sezvo ichionekwa sechinhu chakakosha chehupfumi hwenyika. Nyanzvi dzezvoupfumi dzinodavira kuti gadziriro yokubhadhara yenyika inobudirira inoderedza mutengo wokutsinhanisa zvinhu nemabasa, uye inokosha kuti misika yemari, yemari, uye yemari ishande. Sisitimu yekubhadhara isina kusimba inogona kukanganisa zvakanyanya kugadzikana uye kugona kusimudzira kwehupfumi hwenyika; kukundikana kwayo kunogona kukonzera kushandiswa zvisina kunaka kwezviwanikwa zvemari, kugovana njodzi zvisina kuenzana pakati pevamiriri, kurasikirwa chaiko kwevatori vechikamu, uye kurasikirwa nekuvimba muhurongwa hwemari uye mukushandiswa kwemari chaiko.