Zviri nani here kuisa mari mumusika wemari kana kuti kuchengeta mari muakaundi yokuchengetedza?
Pane misiyano inokosha pakati pokuisa mari pamusika wemasheya nokuchengeta mari muakaundi yokuchengetedza. Savings account dzinogona kuva FDIC insured kusvika $250k (kunyange zvazvo pane mabasa anogona kuwedzera muganhu uyu akadai Wealthfront) uye nokudaro zvikuru yakachengeteka nzvimbo kuchengeta mari, asi nhoroondo idzi kazhinji vane yakaderera chaizvo kufarira prices uye nokudaro mari haazokuri nokukurumidza (kana zvachose, zvichienzaniswa inflation). Kazhinji kazhinji kunorumbidzwa kuchengeta mari yokukurumidzira iripo mumaakaundi okuchengetedza sezvo angada kuwanwa nokukurumidza.  Musika wemasheya unoshanda zvakasiyana - unenge uchitenga masheya ekambani, uye zvakanaka kuti kambani iyoyo ikure nokufamba kwenguva, nokudaro ichiwedzera kukosha kwemasheya ayo. Vanhu kazhinji vanoisa mari mumusika wemasheya kuti mari yavo ikure nokufamba kwenguva, kunyange zvazvo zvichikurudzirwa kuyera kubudirira kana kukundikana kwekudyara kwenguva yakareba (yakakura kupfuura makore gumi). Musika wemasheya weUnited States wakakura munhoroondo kusvika pa10% pagore paavhareji, kunyange zvazvo makore akawanda achitsauka zvikuru kubva pachiyero ichocho chokukura.