Kungani i-US Federal Reserve inyusa amazinga enzalo?
Omunye wemisebenzi eyinhloko ye-US Federal Reserve ukulawula ukunikezwa kwemali emnothweni. Phakathi nezikhathi lapho umnotho usebenza kahle kakhulu, okubizwa ngokuthi ukushisa okushisayo noma ukubhekana nokwehla kwamandla emali (ukukhuphuka kwamanani ezimpahla nezinsizakalo), i-Federal Reserve kuyodingeka inciphise ukunikezwa kwemali ngokwandisa izindleko zokuboleka.  Isici esiyinhloko sokwandisa izindleko zokubolekwa kwemali ukwandisa izinga lezimali zikahulumeni (izinga lamabhange ukuboleka nokuboleka imali yabo engaphezulu ukuze kuhlangatshezwane nezidingo zezimali). Ukukhuphuka kwenani lezimali zikahulumeni kuholela ezindlekweni eziphakeme zokubolekwa kwemali, okungase kunciphise isidingo samabhange sokuboleka imali. Imali encane iyabolekwa ukuze kusizwe ukuxhasa umnotho okuholela ekunciphiseni amandla okuthenga nokutholakala kwemali. Lokhu kuzonciphisa ijubane lokukhula komnotho futhi kusize ekunciphiseni ukwehla kwamandla emali.