Bvisa chikonzero nei cheki clearing system yakagadzirwa
Context:Nemhaka yokuti mamwe mabhangi akaramba kubvisa macheki aibva kune mamwe mabhangi munguva dzokusagadzikana kwezvemari, gadziriro yokubvisa macheki yakasikwa muFederal Reserve System. Inorondedzerwa muchidimbu muThe Federal Reserve System <unk> Purposes and Functions sezvinotevera:  Kupfurikidza nokusika Federal Reserve System, Congress yakanga ine donzo rokubvisa nhamo huru dzemari idzo nguva nenguva dzakanga dzatsvaira rudzi, zvikurukuru rudzi rwokutya kwemari kwakaitika muna 1907. Munguva yechiitiko ichocho, kubhadhara kwakakanganiswa munyika yose nemhaka yokuti mabhangi mazhinji nemasangano anodzikinura akaramba kubvisa macheki akatorwa pane mamwe mabhangi, muitiro uyo wakabetsera kukundikana kwemabhangi akanga achigona kubhadhara. Kuti agadzirise zvinetso izvi, Congress yakapa Federal Reserve System chiremera chokugadza gadziriro yenyika yose yokuchenesa macheki. Gadziriro yacho, ipapo, yaifanira kugovera kwete bedzi mari inochinjika - ndiko kuti, mari yaizokura kana kuderera mumari sezvo migariro yezvemari yaikwanirisa - asiwo gadziriro inobudirira neyakaenzana yokutora cheki.
Munguva yematambudziko emari mukutanga kwezana ramakore rechi20, mamwe mabhanga akaramba kubvisa macheki akatorwa pane mamwe mabhanga, chiitiko chakabatsira kukundikana kwemamwe mabhangi anobhadhara, izvo pakupedzisira zvakatungamira kumatambudziko akakomba akapararira munyika, nekudaro Congress yakapa Federal Reserve System masimba ekumisikidza nyika yese cheki-kujekesa system kugadzirisa nyaya dzakadai dzakarongeka.