Ngingathanda ukwakha iphothifoliyo yokutshalwa kwezimali enokulinganisela kokutshalwa kwezimali kwesikhathi esifushane nokwesikhathi eside. Esikhathini esifushane ngingathanda ukuthola inzuzo ekutshalweni kwemali kungakapheli iminyaka emibili. Ngicela ningitshele ukuthi yikuphi kulokhu kutshalwa kwezimali okungena esigabeni sesikhathi esifushane nokuthi yikuphi okungokwesikhathi eside: Izikweletu Zengcebo zeminyaka eyi-10, Izitoko Zokukhula, i-Bitcoin, Izikhwama Zezinkomba, Izinsimbi Eziyigugu, Ama-Akhawunti Okulondoloza Anenzuzo Ephakeme, Izikweletu Zengcebo zeminyaka engu-1-2, Izakhiwo Nezindawo.
Ibhakede lokutshalwa kwezimali lesikhashana: Ama-akhawunti okonga anenzuzo ephezulu, ama-Treasury Bonds anonyaka owodwa noma emibili. Ibhakede lokutshalwa kwezimali lesikhathi eside: Ukutshalwa kwezimali kwesikhathi eside: Ukuthuthukiswa kwamasheya, Izikhwama Zezindinganiso, Izakhiwo Ezingokoqobo, Izinsimbi Eziyigugu, i-Bitcoin, Izikweletu Zomgcinimafa zeminyaka eyi-10.  Qaphela: Lokhu kuhlukaniswa kwenzelwa ulwazi kuphela futhi akusona iseluleko sezezimali. Sicela uxhumane nomeluleki wezezimali.