Liyini ikhadi lokudonswa kwemali?
Ikhadi lasebhange, elaziwa nangokuthi isheke noma ikhadi lasebhange, liyikhadi lokukhokha elingasetshenziswa esikhundleni semali ukuze kuthengwe okuthile. Igama elithi ikhadi leplastiki lihlanganisa nalokhu okungenhla kanye nedokhumenti yobunikazi. Lezi zifana nekhadi lesikweletu, kodwa ngokungafani nekhadi lesikweletu, imali yokuthenga kumelwe ibe se-akhawunti yasebhange yomnikazi wekhadi ngesikhathi sokuthenga futhi ngokushesha idluliselwe ngokuqondile kuleyo akhawunti iye ku-akhawunti yomthengisi ukuze ikhokhele ukuthenga.  Amanye amakhadi okudonswa kwemali anenani eligcinwe lapho kwenziwa khona inkokhelo (ikhadi elikhokhelwa kusengaphambili), kodwa amaningi adlulisela umyalezo ebhange lomnikazi wekhadi ukuze akhiphe imali kwi-akhawunti yasebhange ekhethiwe yomnikazi wekhadi. Kwezinye izimo, inombolo yekhadi lokukhokha inikezwa kuphela ukuze isetshenziswe kuyi-Internet futhi alikho ikhadi elingokoqobo. Lokhu kubizwa ngokuthi ikhadi elibonakalayo.