kwifomu le-hsa-1099-sa, kusho ukuthini ukuthi "Ukusatshalaliswa okuphelele"?
Ngokuphathelene nefomu le-HSA-1099-SA, "ukuhlukaniswa okuphelele" kubhekisela enanini eliphelele lemali eyahoxiswa kwi-Akhawunti Yakho Yokusindisa Ezempilo (i-HSA) phakathi nonyaka wentela okukhulunywa ngawo.  Leli nani lihlanganisa noma yiziphi izimali ezisetshenziselwa ukukhokhela izindleko zokwelashwa ezifanelekile, kanye nanoma yikuphi ukwabiwa noma ukukhishwa okungafanelekile. Ukusabalalisa okungafanelekile kungaphansi kwentela yemali engenayo futhi kungase kube ngaphansi kwenhlawulo ngaphandle uma uhlangabezana nokwehluka okuthile.  Inani lokwabiwa okuphelele libikwa ebhokisini 1 lefomu HSA-1099-SA. Uzodinga lolu lwazi lapho ufaka izintela zakho, njengoba uzodinga ukubika noma yikuphi ukwabiwa okukhokhelwayo kwentela yakho. Kubalulekile ukugcina amarekhodi anembile okukhishwa kwe-HSA yakho nezindleko unyaka wonke ukuze uqiniseke ukuthi ubika ngendlela efanele futhi ugweme noma yiziphi izinhlawulo.