Yiziphi izindleko eziphindaphindwayo ezihlobene nokuba ngumnikazi wendlu ngaphandle kwemalimboleko?
Ngaphandle kwemalimboleko, abanikazi bokuqala bezindlu kuyodingeka bacabangele izindleko ezihlukahlukene ezingase zibamangaze. Ezinye zazo yilezi: - Izindleko Zomshuwalense Wasekhaya: Ziyenyuka uma indlu isendaweni engase igcwale amanzi noma ingase igcwale umlilo - I-PMI: Uma abanikazi bezindlu befake imali engaphansi kuka-20%, khona-ke bazobhekana ne-Payment Mortgage Insurance (PMI), imali ekhokhwa nyangazonke yi-ejensi ebolekisa ngemali ukuze ivikele ingozi yabo yokwehluleka ukukhokha imali mboleko - Intela Yempahla: Intela yempahla iyahlukahluka kuye ngesimo nesifundazwe. Ngakho-ke abathengi bokuqala bezindlu kuyodingeka baqaphele izinga lentela endaweni abathenga kuyo indlu futhi bahlele izinkokhelo zabo zanyanga zonke ngokulandelana ukuze bavikele intela ekupheleni konyaka - Ukugcinwa Nokunakekelwa Okuqhubekayo: Kuye ngokuthi indlu ineminyaka emingaki nokuthi inakekelwa kanjani, hlela ukuchitha amakhulu ambalwa amaRandi ngokuqondene nokugcinwa kwayo. Ezinye zingaba izindleko ezingaguquki njengokuthena utshani kanye nezinsizakalo zokulondolozwa, ukufakwa kabusha nokulondolozwa kwezinto zokuthambisa amanzi, izinhlelo zokuhlunga amanzi, i-HVAC nokunye. Nakuba kungavamile, kuhle ukuhlela noma yiziphi izimo ezingase zivele