Iyini inqubo lapho amanani ezinsiza ebekwa khona e-US
Context:Ukwenza izilinganiso zezinsiza kuyinqubo esemthethweni yokulawula e-United States lapho izinsiza zomphakathi zibeka khona amanani (avame ukubizwa ngokuthi "amanani") azobiza abathengi. Ukuhlelwa kwamanani, okuvame ukwenziwa ngokusebenzisa "amacala amanani" ngaphambi kwekhomishini yezinsiza zomphakathi, kusebenza njengenye yezinsimbi eziyinhloko zokulawulwa kukahulumeni kwezinsiza zomphakathi.
Intengo yemikhiqizo nezinsiza zomphakathi izothinta ukusetshenziswa kwayo. Njengoba kunjalo ngamajika amaningi okufunwa, ukwanda kwentengo kunciphisa ukufunwa. Ngokusebenzisa umqondo owaziwa ngokuthi ukwakheka kwamanani noma ukwakheka kwamanani, izilawuli zibeka amanani (aziwa ngokuthi "amanani" esimweni sezinsiza) futhi ngaleyo ndlela zithinte ukusetshenziswa. Ngokwehla kwamanani e-block, intengo ngayinye yokusetshenziswa kwamandla iyancipha njengoba ukusetshenziswa kwamandla kukhula. Ngokujwayelekile isilinganiso se-block esinciphayo sinikezwa kuphela kubathengi abakhulu kakhulu. Uma ukulondolozwa kwemvelo kuwumgomo, iziphathimandla zingawukhuthaza ngokunyusa amanani. Umklamo wesithathu ongase ube khona wenani elilinganayo yi-flat rate ekhokhisa intengo efanayo kukho konke ukusetshenziswa.