us bellows is a manufacturer of metal bellows , fabric expansion joints , and metallic expansion joints including refractory lined , hinged , gimbal , slip-type , in-line pressure balanced , and elbow pressure balanced expansion joints .

it was acquired by piping technology and products in 1997 from ketema-u.s. bellows , inc. and is now located in houston , texas .

u.s. bellows , inc. provides a variety of expansion joints for piping and duct systems and has been a member of the expansion joint manufacturers association , inc. since 2002 .

in december 2011 , u.s. bellows acquired all bellows assets of the former lortz manufacturing companies , doubling its manufacturing capabilities .

it is a privately held company owned by durga d. agrawal .

it is a subsidiary of piping technology and products .

these companies provide pipe supports and expansion joints to international companies including dow chemical company , chevron corporation , exxonmobil , and bechtel .

us bellows

us bellows <EOT> send us your pipe expansion joint inquiries via e - mail at sales @ urltoken or via fax at + 1 - 713 - 731 - 8640 . please contact us for further discussions . we look forward to doing business with you .

expansion joints , metal bellows catalog - u . s . bellows , inc .

home > bellows > u . s . bellows acquires lortz manufacturing & doubles manufacturing capabilities

facilities : u . s . bellows is located on a 35 acre property in houston , texas , usa , within more than 450 , 000 square feet of covered shop space ( approximately 10 acres ) . our proximity the houston ship channel , one of the largest ports in the united states and in the world , makes us a convenient supplier to projects around the world . u . s . bellows recently completed the construction of a 100 , 000 square foot expansion to our manufacturing plant and we continue to grow . we invite you to visit our manufacturing facility and give us the opportunity to demonstrate our engineering and manufacturing capabilities .

u . s . bellows is a manufacturer of all types of bellows and expansion joints , ranging from metallic bellows to fabric expansion joints . we can supply replacement and equivalent expansion joints and / or bellows repair for other manufacturers .

copyright © 2018 u . s . bellows , inc . all rights reserved . privacy policy

expansion joint webinar registration to attend free live technical webinars - u . s . bellows , inc .

a houston - based expansion joint manufacturer , u . s . bellows , inc . has acquired all bellows assets of the former lortz manufacturing company . this acquisition includes the fabrication equipment , expansion joint and bellows drawings , design software , customer lists , and all engineering history and other historical data associated with lortz manufacturing .

register to attend a free live webinar featuring technical information about metallic and fabric expansion joints and stock bellows .

the expansion joint equipment was transferred from bakersfield , california to the u . s . bellows facility in houston , texas . the additional machines will be incorporated into the current u . s . bellows location , and therefore significantly expand u . s . bellows’ ability to provide high quality expansion joints more quickly and efficiently to customers around the world .

u . s . bellows , inc . has been designing and manufacturing engineered pipe expansion joints for the industry since the 1960s . today , u . s . bellows consists of manufacturing resources of rm engineered products of ladson , sc ( acquired in 1995 ) and ketema - u . s . bellows , inc . of san diego , california ( acquired in 1997 ) .

u . s . bellows will be hiring and relocating some of the former lortz welders and other employees to their manufacturing headquarters in houston . besides expansion joints and bellows , the company also offers field services and quick - turn service for emergency situations . u . s . bellows has over 50 years of experience and is prepared to provide expansion joint repair , refurbishment or replacement for past lortz - supplied expansion joints .

don ' t forget to register for our live webinar 10 am on thursday june 14th . the presentation will be on fabric expansion joints by u . s bellows

the universal pipe expansion joint consists of two bellows separated by a pipe section or spool . the primary purpose of this arrangement is to have a unit which will accept large amounts of lateral deflection . the amount of lateral deflection they can accept is a function of the amount of angulation each bellows can absorb and the distance between the bellows . for a given bellows element , the amount of lateral deflection capability can be increased or decreased by simply changing the length of the center spool . in this catalog three standard overall lengths are given with their lateral movement capability . if the piping problem requires greater capability , then the overall length can be increased to suit . read more . . .

u . s . bellows is a proud member of the expansion joint manufacturer ' s association ( ejma ) , since 2002 with representation on both the technical and management committees .

additionally , u . s . bellows has focused expertise in the design and engineering of pipe expansion joint products for particular vertical markets and applications . these applications include the following :

u . s . bellows , a member of the expansion joint manufacturers association ( ejma ) , supplies an assortment of metallic and fabric expansion joints for a wide variety of applications .

don ' t forget to register for our live webinar thursday , may 24th at 10am on fabric expansion joints webinar by u . s . bellows , inc . sign up at : urltoken

quality control : additionally , u . s . bellows does extensive physical testing to prove designs . each bellows and pipe expansion joint unit goes through in - process quality control using a system of travelers . final in - house inspection and testing is performed prior to shipping , based on customer requirements . u . s . bellows has performed a variety of tests on pipe expansion joints ranging from x - ray tests and hydrotests to helium leak tests ( using a mass spectrometer ) . our manufacturing shop also has asme section viii code certification for jobs requiring code certification .

u . s . bellows , inc . is available on a 24 x 7 basis to fulfill any emergency requirements that might arise . for the quickest response , please fill out the emergency request form .

u . s . bellows , inc . has been designing and manufacturing engineered pipe and duct expansion joints for the industry since the 1960s and has been a proud member of the expansion joint manufacturer ' s association ( ejma ) since 2002 .

this expansion joint will not resist any deflections with any force other than the resistance of the bellows , which is a function of the spring rate times the deflection amount . it is incapable of resisting the pressure thrust along its axis , which is the product of the pressure times the effective , or cross sectional , area of the bellows . large diameter units , even with low pressures , can generate very large axial pressure thrust forces , which must be reacted by main and directional anchors . otherwise the expansion joint will extend with disastrous results .

this pipe expansion joint is simply a bellows element with end connections . regardless of accessories , such as liners and covers , it will deflect in any direction or plane that the bellows will . it is the least expensive type , but requires that the piping be controlled as to the direction of the movements required of the unit . the pipe expansion joint should not be expected to control the movement of the pipe . if the piping analysis shows that the pipe expansion joint must accept axial compression , then the piping must be guided and constrained so that only that movement will occur . read more . . .

engineering & design : engineering and design is done per ejma equations as well as per the latest revisions of the asme b31 . 3 , asme b31 . 1 , and asme section 8 , division 1 . design calculations are performed using design software developed in - house and calculations are further checked using hand calculations . u . s . bellows also has full in - house finite element analysis capabilities and we often use this methodology to prove designs . u . s . bellows offers 24 - hour service and we have often provided emergency field service during installation or plant shutdowns . our history in pipe expansion joints goes back a long way : our founder first wrote a fortran program to design expansion according to koppe and sair ' s early paper on pipe expansion joint design circa 1975 .

since deflections are usually the result of piping thermal expansion , and universal expansion joints are usually long , our units are designed so that the thermal expansion of the entire unit ' s length is accepted as compression by the two bellows elements . in this way , the overall length of the unit does not change when the piping is heated . the standard units in this catalog have all been designed to accept the thermal expansion of their length when the temperature is up to the design temperature shown .

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aerosun - tola expansion joint co . ltd . no . 199 jiangjun avenue , jiangning district , nanjing 211153 china phone : + 86 25 52826567 fax : + 86 25 52826504

teddington engineered solutions ltd . unit 1 , heol cropin , dafen park , llanelli , carmarthenshire , sa14 8qw united kingdom phone : + 44 ( 0 ) 1554 744500 fax : + 44 ( 0 ) 1554 746435

witzenmann gmbh oestliche karl - friedrich - str . 134 d - 75175 pforzheim germany phone : 011 - 49 - 7231 - 581 - 0 fax : 011 - 49 - 7231 - 581 - 820

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operating temperature range : - 20°f to 600°f | pressure : + / - 100 " water column | movement : 0 . 5 " axial compression | 1 " lateral deflection

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used for dirty flue gas , turbulent air , clean air , wet gas , wet flue gas , and more .

used for a variety of process conditions including air , steam , liquid , cryogenic , etc .

this presentation will briefly touch on the basics of fabric expansion joints ; however , is mainly focused on the various designs , material details , and applications . learn how fabric expansion joints are engineered and fabricated for various applications and the many factors that influence those designs . view the abundance of materials used , including fluoroplastic and fluoroelastomer , and their respective capabilities . take a journey through a fossil fired power plant and see exactly where fabric expansion joints are required .

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captive insurance is an alternative to self-insurance in which a parent group or groups create a licensed insurance company to provide coverage for itself .

the main purpose of doing so is to avoid using traditional commercial insurance companies , which have volatile pricing , and may not meet the specific needs of the company .

by creating their own insurance company , the parent company can reduce their costs , insure difficult risks , have direct access to reinsurance markets , and increase cash flow .

when a company creates a captive they are indirectly able to evaluate the risks of subsidiaries , write policies , set premiums and ultimately either return unused funds in the form of profits , or invest them for future claim payouts .

captive insurance companies sometimes insure the risks of the group 's customers .

this is an alternative form of risk management that is becoming a more practical and popular means through which companies can protect themselves financially while having more control over how they are insured .

there are many variations of how captives can be set up , which can be broken into two categories .

the first , category is known as non-sponsored in which the company is the creator and beneficiary .

within that category the most common are single-parent or “ pure ” , group and association .

the second category is sponsored in which the captive is owned and controlled by another company that allows other companies to “ rent ” insurance .

this category includes protected cell captive insurers and rental captives .

captive insurance

captive insurance <EOT> vermont has continued to take a leadership role in all areas of captive insurance including at the naic and in the captive insurance community .

new zealand ' s insurance legislation is called the " insurance companies deposit act . " it does not distinguish between a captive and a normal new zealand insurance company . the environment is favourable for captive insurance companies .

property & casualty insurance industry tech and partnership news from johnson & johnson insurance , tower insurance , caa and more .

arizona department of insurance captive pages or arizona captive insurance association ( azcia ) to read about captives in arizona , its legislation and download forms .

source : business insurance survey , business insurance ( urltoken ) , march 2018 .

atlas insurance management has received approval from the texas department of insurance to act as a captive manager in the state .

dig deep into important issues and trends in captive insurance . download this free special report featuring practical knowledge and insights from eight respected captive insurance thought leaders !

tax law generally allows businesses to create “captive” insurance companies to protect against certain risks . traditional captive insurance typically allows a taxpayer to reduce insurance costs . the insured business claims deductions for premiums paid for insurance policies . those amounts are paid , either as insurance premiums or reinsurance premiums , to a “captive” insurance company owned by the insured or parties related to the insured .

february 7 , 2017 - - causey salutes rep . johnson on captive insurance program

aon captive and insurance management ( acim ) provide application , set - up and on - going outsourced management services to insurance , reinsurance and captive entities in ireland .

the captive wire™ publishes important captive insurance , reinsurance , regulatory , financial , and economic news from around the globe daily .

enter your email address below to receive current news and events related to captive insurance .

the 2015 rankings of the world ' s largest captive insurance domiciles is excerpted from the march 15 , 2015 issue of business insurance .

second - substantial changes have occurred in the tax landscape dealing with captive insurance companies . the service has issued a number of revenue rulings setting out what it believes are the requisite fact patterns for a valid captive insurance arrangement , and more recently the tax court has examined captive insurance arrangements and further clarified the requirements for a valid captive insurance arrangement .

aon ' s captive & insurance management team manages approximately 1 , 100 insurance entities worldwide including captives , protected and incorporated cell facilities , special purpose vehicles and specialist insurance and reinsurance companies .

other insurance risks that get listed for policies written by captive insurance companies include disability , employment practice liability , business interruption and online attacks .

one of the primary goals of a captive insurance company is to provide improved risk management for an organization . some of the risk management benefits that a captive insurance company can achieve :

alternative risk consulting , independent director services , and captive insurance management for self - insured organizations and group captive structures . specialized in working with captive program managers and insurance consultants to design and manage efficient turn - key operations .

“issues paper on the regulation and supervision of captive insurance companies , ” iais , october 2006 .

follow this link to montana captive insurance legislation , forms , regs , history of captive legislation - - all on a well - designed page .

a captive insurance company ( cic ) is an insurance company established by an operating parent company for the purpose of covering the parent company’s specific risks . cics are effectively a type of “self - insurance . ”

david slenn said some policies distort the original purpose of captive insurance companies and sidestep gift tax laws .

insurance companies and reinsurers will need to approve a domicile as well as the individual captive being used .

captive insurance is a regulated form of self - insurance that has existed since the 1960s , and has been a part of the vermont insurance industry since 1981 , when vermont passed the special insurer act . captive insurance companies are formed by companies or groups of companies as a form of alternative insurance to better manage their own risk . captives are typically used for corporate lines of insurance such as property , general liability , products liability , or professional liability . growth sectors of the captive insurance industry include professional medical malpractice coverage for doctors and hospitals , and the continued trend of small and mid - sized companies forming captive insurance companies .

a " captive insurance company " ( captive ) is an insurance company that issues coverage for specific risks to a business for which coverage from commercial insurance carriers may be unavailable or unaffordable . instead of paying premiums to a commercial insurance carrier , premiums are paid to a captive . any money that is not utilized or paid in claims stays in reserves , is investable , and may become profit in the captive .

in fact , montana’s core captive regulators are the same individuals who have been on the job since the state’s birth as a captive domicile in 2001 . the only major change occurred when steve matthews took over the captive regulation helm from john huth in 2008 after the montana captive insurance association appointed him captive insurance coordinator of the montana state auditor’s office .

captive review magazine is a monthly publication read by more than 12 , 000 subscribers , 60 percent of whom are captive owners . the magazine and web site are also widely used by captive management firms and the wider captive insurance service provider sector .

may 11 , 2009 : from the arizona department of insurance , you can now download the arizona captive insurance division reference guide in pdf . this document is only a guide intended to assist you in the formation and ongoing operation of a captive insurance company in arizona .

non - life insurance and reinsurance companies in ireland are subject to authorisation as an insurance or reinsurance undertaking under the european communities ( non - life insurance ) framework regulations , 1994 . the central bank of ireland is responsible for the authorisation , regulation and supervision of all insurance undertakings authorised in ireland ( this includes captive insurance , captive reinsurance and special purpose reinsurance vehicles ( ‘sprvs’ ) .

captive insurance professionals launched a staunch defence of 831 ( b ) insurers at the captive insurance companies association ( cica ) international conference in light of the us internal revenue service’s ( irs ) renewed interest in them .

on june 17 ohio gov . john kasich signed legislation ( hb 117 ) allowing for the creation of captive insurance companies . ohio now joins 30 other states that permit captive companies , which are popular risk management tools for large corporations . a captive insurance company generally is an insurance company owned by a parent or operating company that underwrites insurance for the parent and its operating subsidiaries .

atlas insurance management provides you with a sound basis of expertise in the major u . s . and offshore captive insurance domiciles . each of these domiciles possesses unique characteristics , which should be considered in establishing your captive .

read our guide and find out why selecting a captive insurance domicile is a key decision that will have an impact on how a captive program is put together .

taft is a captive management firm that excels at creativity in captive structural design and art market knowledge .

generally , the more established a captive domicile is , the quicker the captive formation process will be .

different types of captive require different expertise , as regulations can vary according to the type of captive .

as the 19th century came to a close , the first liability policies were issued : employer liability was followed by auto liability insurance . the introduction of liability insurance led to further expansion of the insurance business and to greater specialization among distributors , with general agents mostly selling liability insurance and independent agents fire insurance .

atlas insurance management is a leader in the formation and management of captive insurance companies for diverse clientele in major u . s . and offshore domiciles . atlas creates custom captive insurance models for the efficient financing of risk and matches innovative techniques to the client’s strategic business objectives and appetite for risk .

a captive insurance company is a form of corporate " self - insurance . " while there are financial benefits of creating a separate entity to provide insurance services , parent companies must consider the associated administrative and overhead costs , such as additional personnel . there are also complex compliance issues to consider . as a result , larger corporations predominantly form captive insurance companies .

the majority of captives are owned and used by non - insurance companies . the term “captive” originally referred to subsidiaries set up by non - insurance companies to insure the company’s own risk . however , the use and definition of “captive” has broadened over time , as insurance companies are now creating captives . notably , some life insurers have entered the market , utilizing captives to form captive reinsurance subsidiaries and insurance securitizations . this development has led to questions regarding whether third - party insurance risk should be a risk undertaken by a captive insurer .

the captive insurance company solution has long been utilized by some of the largest companies in the united states . congress has enacted tax incentives to encourage the formation of captives for the small and medium sized business market . at its core , a captive insurance company is a wholly owned company that insures the risks of companies affiliated with the shareholders of the captive . the captive insurance company may also offer other planning benefits .

middle - market companies looking for alternatives to traditional insurance offerings should consider the option of captive insurance , especially for the ability to control costs , achieve tax benefits and manage its risk .

no . captive insurance strategies have been around for over 50 years . allstate insurance was a captive insurance company of sears before allstate was sold in 1995 . for many years , large corporations , such as exxonmobile , adm , verizon and at & t ; , have utilized captives as alternative risk transfer strategies to reduce insurance costs , improve risk management , and save taxes .

downloadable pdf files , posted october 2006 . please check with your local captive consultants for any subsequent changes to the captive law or regulations before proceeding with your captive :

as an authorized service provider in the state of delaware , we believe regulatory compliance is paramount to a captive insurance strategy .

a well - known captive insurance company made headlines in the wake of the 2010 british petroleum plc oil spill in the gulf of mexico . at that time , reports circulated that bp was self - insured by a guernsey - based captive insurance company called jupiter insurance and that it could receive as much as $ 700 million from it . british petroleum is not alone in this practice , as many fortune 500 companies have captive insurance subsidiaries .

a captive is a smart risk management insurance structure that , when executed in compliance with state insurance regulations and irs guidelines , may provide more cost effective business risk coverage while simultaneously building equity .

many companies seek to rationalize their captive arrangements and release capital or simply seek to exit third party lines of business to enable their captive insurance affiliates to focus on core group insurances .

the captive insurance company or the captive cell must qualify as an insurance company for tax purposes . very briefly , this means it must have adequate risk shifting and sharing and operate and be regulated like a " real " insurance company ( e . g . , with adequate capital to allow it to take risk ) .

rent - a - captive – a captive owned by an outside organization and open to participants for a fee . members “rent” licenses and capital from the rent - a - captive owner . a rent - a - captive , or rental captive , is often used by entities that prefer not to form their own dedicated captive or for a program that is too small to justify incorporating its own captive .

captive planning associates is a boutique captive management firm specializing in alternative risk solutions to closely - held family - owned businesses and large corporations . the firm is known for its holistic approach to design , formation and implementation of captive insurance companies . cpa manages a variety of captive structures in various industries .

icg captive services , llc provides consulting , formation and management services for captive insurance companies . with years of experience in the insurance , legal and accounting industries , we use a multi - disciplined approach to design and implement captive strategies . our captive services team is committed to building customized programs that integrate with our clients ' goals , manage risk and yield financial benefits .

during the 1700s and 1800s , there were instances of mutual insurance companies being formed by members of a particular industry to provide insurance coverage .

january 2012 : rules , databased searchable , downloadable captive laws , forms , contacts , and a wealth of information are now available on the tennessee insurance division - captive insurance pages here . this is a great website that is clear and easy to navigate .

23 march 2010 : guernsey retains world leader status for captive insurance . " " two new studies have reaffirmed guernsey’s position as the leading captive insurance centre in europe and among the top four in the world . . . . " [ to full story ]

while the internal revenue service has accepted the use and role of captive insurance arrangements as an integral part of a comprehensive risk management strategy , they continue to challenge captive insurance arrangements which fail to comply with the principles and guidelines established by the courts in defining " insurance " for us federal income tax purposes . in response , pwc has developed a comprehensive captive health check to assist companies in assessing how their captive insurance arrangements stand up against these principles and guidelines and to serve as a platform for identifying best practices and possible enhancements to improve the captive ' s financial benefits .

the tax concept of a captive insurance company is relatively simple . the parent company pays insurance premiums to its captive insurance company and seeks to deduct these premiums in its home country , often a high - tax jurisdiction . a parent company will locate the captive insurance company in tax havens , such as bermuda and the cayman islands to avoid adverse tax implications . today , several states in the us allow the formation of captive companies . the protection from tax assessment is a sought - after benefit for the parent company .

the tax status of the captive insurance company for u . s . federal income tax purposes is an important consideration . if the captive qualifies as an insurance company for u . s . federal income tax purposes , then premium paid to the captive is tax deductible by the insured entity , and the captive is allowed favorable tax treatment under subchapter l of the internal revenue code .

the state of vermont has been awarded the top us domicile for “excellence in captive insurance services . ” the award was presented by captive review magazine during the inaugural u . s . captive services awards on sept . 10 , in chicago . the awards ceremony was attended by more than 200 captive management professionals .

most major corporations have captive insurance companies . for example , exxon mobil corp . has ancon insurance co . inc . ; verizon communications inc . has exchange indemnity co . ; johnson & johnson has middlesex mutual assurance co . ; and the boeing co . has astro ltd . properly structured captive insurance companies are legitimate companies that underwrite risks that are being covered by a third - party insurer or that the companies would otherwise insure themselves . companies with hard - to - place insurance needs are prime candidates to create a captive insurance company .

at oxford risk management group , we specialize in conducting captive feasibility analysis and coordinating turn - key design , implementation , regulatory approval and management of captive insurance companies . we bring together the right partners with expertise where it matters most , to deliver the highest possible degree of long - term success for your captive insurance company .

like any other insurance company , self insurance is subject to regulation . a captive will be subject to the same corporate governance matters as other subsidiaries in the consolidated group , including establishing a sound business plan .

at its most basic level a “pure” captive works like this : a corporation with one or more subsidiaries sets up a captive insurance company as a wholly owned subsidiary . the captive is capitalized and domiciled in a jurisdiction with captive - enabling legislation which allows the captive to operate as a licensed insurer . the parent identifies the risks of its subsidiaries that it wants the captive to underwrite . the captive evaluates the risks , writes policies , sets premium levels and accepts premium payments . the subsidiaries then pay the captive tax - deductible premium payments and the captive , like any insurer , invests the premium payments for future claim payouts .

10 january 2017 . if you would like to more effectively manage your company’s risks , looking into captive insurance options may be particularly beneficial , including forming a micro captive insurance company to cover a portion of your company’s risks . smaller insurance companies with annual premiums under $ 2 . 2 million in 2017 ( adjusted for inflation ) , may qualify as a micro captive and only be taxed on net investment income at the captive level . however , there are other tax qualifications that must be met in order to form a micro captive .

insurance companies with less than $ 1 . 2 million in annual premiums pay $ 0 income tax on insurance profits ( only investment income is taxed )

according to business insurance , there are 29 captive domiciles in the u . s . , including 28 states and the district of columbia .

if the parent company realizes a tax break from the creation of a captive insurance company will depend on the classification of insurance , the company transacts . in the united states , the internal revenue service ( irs ) requires risk distribution and risk shifting to be present for a transaction to fall into the category of " insurance . " the irs publicly declared that it would take action against captive insurance companies suspected of abusive tax evasion .

some corporations may have multiple captives that insure different risks . for example , one captive may cover a corporation ' s product liability , while another provides insurance for the corporation ' s employee benefit liabilities . captives also are not limited to publicly traded corporations . midsize and privately held corporations , tax - exempt corporations , and even nonprofits may choose to form a captive insurance company to insure some of their risks . for example , veritas insurance corp . is the university of michigan’s captive insurance company .

mcneel said beginning in 2009 , the company significantly expanded its “domestic captive formations after becoming a licensed captive manager in delaware . ”

different captive managers will have different fee structures depending on the volume of business going through the captive and the services being performed .

cole , cassandra and mccullough , kathleen a . , “captive domiciles : trends and recent changes , ” journal of insurance regulation , summer 2008 .

aon manage over 1 , 250 insurance vehicles globally in 33 domiciles , receiving the ‘best captive manager award’ by business insurance magazine readers in 2009 and 2010 . our broad client base includes the captive entities of parent companies throughout a full range of industries across all lines of business and programs .

june 27 , 2018 - - commissioner causey announces that captive insurance program provided a $ 30 million boost to n . c . economy in 2017

insurance business can require a large volume of transactions . a captive manager must have adequate resources to execute them in a timely and efficient fashion .

capstone’s clients use alternative risk financing strategies to reduce insurance costs , improve risk management , customize coverages and increase cash flow . capstone provides captive insurance services to middle market companies , offering turnkey services with its related law firm .

depending on to what extent the captive manager is to get involved with the underwriting and claims aspects of the captive program a knowledge of the class of business being written by the captive is important .

the notice defines the computation period as the captive insurance company ' s five most recent tax years , or if it has been in existence for less than five tax years , the entire period of its existence . if the captive insurance company has existed for less than five tax years but is a successor to one or more captive insurance companies " created or availed of in connection with a transaction described in the notice , " these entities ' tax years are treated as tax years of the captive insurance company . for these purposes , a short tax year is treated as a tax

a captive insurance company is a wholly owned subsidiary company that provides risk - mitigation services for its parent company or a group of related companies . a captive insurance company may form if the parent company cannot find an outside firm to insure them against particular business risks ; if the premiums paid to the captive insurer creates tax savings ; or if the insurance provided is more affordable or offers better coverage for the parent company ' s risks .

janet aschkenasy is a freelance writer who specializes in insurance and employee benefits issues .

the key purpose of insurance regulation is to protect policyholders first and foremost , as well as investors and other stakeholders . a captive is different from a commercial insurance company , because it just serves its parent company . therefore , captives are regulated differently than traditional insurance companies that serve the public . like traditional insurance companies , captives are regulated by the state in which its headquarters are located .

different domiciles have different laws regarding the amount of capital that is required to start a captive . one of the main advantages of the captive approach is that the capitalisation and surplus requirements of starting up a captive can be lower than they would be for forming an onshore insurance company .

the insurance company has at least been insuring against the risk of fire . and likewise , a small captive is supposed to insure a legitimate risk .

in its 2006 regular session , the alabama legislature passed a bill allowing for captive insurance companies . gov . bob riley signed the bill into law .

new distribution channels : in the early days of insurance , insurance policies were sold at banks . but the 1916 national bank act limited banks’ sale of insurance , except in small towns . in the 1990s various court decisions allowed banks to get back into the business of selling insurance , culminating in the 1999 gramm - leach - bliley act , which said that banks , insurance companies and securities firms could affiliate and sell each others ' products . since that time banks have bought hundreds of insurance agencies and brokerages , and bank sales of all kinds of insurance have grown significantly .

the term “captive” or “exclusive” agent has become associated with companies known today as direct writers . one major difference between captive and independent agents is that the independent agent rather than the insurer legally owns access to policy renewals . captive insurance agents may be employees of the company or independent contractors .

association captive – a captive owned by a trade , industry or service group ( e . g . , doctors ) writing only the risk of its owners and / or affiliates . an association captive is similar to a group captive except that it is sponsored or owned by a group of entities within a particular organization with common insurance needs and similar exposures .

captives were first organized in the 1950s , when youngstown sheet & tube company formed its own insurance subsidiaries , with the intention of providing insurance exclusively for their corporate - owned mines . soon they were referred to as captive insurance companies , because of the direct connection and exclusivity between the company and what it insures . the term today is used to describe instances where the policyholder owns the insurance company ; i . e . , the insurer is captive to the policyholder .

this link leads to the missouri captive insurance program page . here , you will find a terrific menu leading to everything you will need to explore captive formation in missouri . our congratulations to missouri on a job well done !

with the affordable care act slowly becoming the norm , mid - sized companies are looking for health care options — and one such option is captive insurance .

july 27 , 2007 : the 2006 captive act amendments : revolutionizing protected cell laws in the district by stephen f . donahoe , muldoon murphy & aguggia llp . on march 14 , 2007 , the district of columbia amended its captive insurance laws by enacting the captive insurance company amendment act of 2006 ( the “2006 amendments” ) . the 2006 amendments update segregated cell provisions included in the district’s captive insurance company acts of 2000 and 2004 and offer clear advantages over other domestic domiciles with respect to protected cell flexibility . [ more . . . ]

also see : urltoken for the insurance act and regs as supplied by the ccia .

april 2008 , white paper on captive insurance companies prepared for the reserve bank of new zealand , prepared by the nzcia . this is a good captive basics white paper , and contains helpful information on new zealand as a domicile .

group captive –a captive established by a group of companies with similar businesses or exposures writing only the risks of its owners and / or affiliates .

traditional insurers do not meet every risk - management need for every business . the captive insurance industry initially developed to formalize a large business enterprise’s self - insurance program . however , the captive insurance marketplace today is much more diverse than when it began . as risks evolve , responses to managing them change . it is incumbent upon insurance regulators to keep pace with this ever - changing , dynamic marketplace . the most recent test is the evolving nature of the risks transferred to captive insurers in the form of third - party insurance risk . we plan to report on the activities of the captives and spv use ( e ) subgroup as it considers the merits and issues associated with the use of captives to cover third - party insurance risk .

tennessee’s governor , commissioner , general assembly and business community have all worked together to create ‘explosive growth’ in the state’s captive insurance industry . julie mix mcpeak explains more

under section 831 ( b ) of the tax code , captive insurers that qualify as small insurance companies can elect to exclude limited amounts of annual net premiums from income , so that the captive pays tax only on its investment income .

a captive is an insurance company that insures the risks of its parent , shareholders , or affiliated companies . your captive issues insurance policies , collects premiums , and pays claims . all captives should be used to manage risk . in addition to that , captives may be used in many different ways and for many different reasons .

the section 831 ( b ) captive or “small” property and casualty captive is one of the most popular choices for the sector , according to capstone .

keystate captive management runs the largest bank captive program in the country . the program is designed by national accounting firm crowe horwath llp and then administered by keystate captive management . banks that fit a certain asset size and earnings criteria can form their own wholly owned captive insurance company to finance risks ( that are not commercially insured ) in a tax advantaged way . keystate ' s bank captive program has been endorsed by 24 state banking associations or their for profit subsidiaries .

the captive insurance company must be capitalized . in order for the captive to have an impact on the corporate group , it requires a material amount of capital and premium funding . as a result , there may be an opportunity cost associated with lower yield captive investments vs . higher parent “hurdle” rate ( roi ) .

houston - based capstone associated services ltd . announced it has formed its 100th captive insurance company . capstone formed its first captive in 1998 and has since formed captives for a wide variety of middle market businesses with headquarters throughout the united states .

september 22 , 2010 : from the recent sccia conference , download a luncheon slide presentation delivered by marsh management service ' s robert l . johnson on behalf of the south carolina captive insurance association - - south carolina captive economic impact report .

somers risk consulting specializes in the design , structuring and implementation of captive insurance companies . we combine strong consulting support with quality captive management services . our experienced consultants stay heavily involved at all stages providing a high level of personalized customer service .

some 30 states have passed legislation pertaining to captive groups , with vermont leading the formation of groups , the new york times and national association of insurance commissioners reported .

the legislation for captive insurers in the state of michigan was enacted by public act 29 of 2008 adding chapters 46 , 47 and 48 to the michigan insurance code .

in its simplest form , a captive is a wholly owned subsidiary created to provide insurance to its non - insurance parent company ( or companies ) . captives are established to meet the risk - management needs of the owners or members . they are essentially a form of self - insurance whereby the insurer is owned wholly by the insured . once established , the captive operates like any commercial insurer—i . e . , it issues policies , collects premiums and pays claims , but it does not offer insurance to the public—and it is regulated as a captive , rather than as a traditional insurer .

the strongest periods of growth for captives occur as builders respond to hard market insurance environments .

source : limra’s u . s . individual life insurance sales survey results and limra estimates .

soon , other mutual insurance companies were formed , followed by stock companies . the insurance company of north america ( ina ) , the first u . s . stock insurance company , was founded in 1792 . at first it sold only marine insurance but soon offered fire insurance as well and was the first company to insure both buildings and their contents . a few years later , in 1795 , the first u . s . insurance agency opened in charleston , south carolina . known as davis & reid , and later as the vigilant insurance office , it advertised that it offered a choice of “underwriters , ” entities that assumed the risk .

the international association of insurance commissioners ( iais ) defines a captive as “an insurance or reinsurance entity created and owned , directly or indirectly , by one or more industrial , commercial or financial entities , other than an insurance or reinsurance group entity , the purpose of which is to provide insurance or reinsurance cover for risks of the entity or entities to which it belongs , or for entities connected to those entities , and only a small part if any of its risk exposure is related to providing insurance or reinsurance to other parties . ”

the type of entity forming a captive varies from a major multinational corporation to a nonprofit organization . captives are held by the vast majority of fortune 500 companies as an alternative method of risk financing ( e . g . , gold medal insurance co . was established by general mills as a captive and allstate was originally set up as a captive by sears & roebuck co . ) . the industries with the greatest number of captives are finance , real estate , construction and manufacturing . over the past several years , there has been particular growth in areas such as health care , property development and securitization for life insurers . a corporation that forms a captive will normally organize the captive as a subsidiary . because few companies are in the business of insurance themselves , most captive parents will hire an outside firm , often an insurance company or captive manager , to manage the captive for them .

a captive is an insurance company set up by its owners primarily to insure its own specific risks . where the conventional insurance marketplace has not responded to the needs of businesses requiring innovative solutions for large or complex risks , organisations that venture into this area have much to gain . captive owners benefit from reduced insurance costs , access to reinsurers , an ability to insure the ‘uninsurable’ and improved cover and control . in addition , the captive approach may offer tax advantages . many international companies have found that a captive is the best means of creating and administering a global risk management programme .

the term “captive” was coined in the 1950s by frederic m . reiss , a property engineer turned insurance broker in youngtown , ohio . reiss , known as the father of captive insurance , used the term “captive” to describe an insurance company he helped form to provide insurance coverage solely to the parent . in 1958 , reiss incorporated american risk management and began to assist corporations in setting up captives . during this time , u . s . regulations made it prohibitively expensive to form and operate captives in the united states , leading reiss to seek out other jurisdictions to allow his captive idea to flourish . in 1960 , bermuda became an offshore financial center and , in 1962 , reiss set up the first modern - day captive there called international risk management ltd .

there were 5 , 745 captives worldwide at the end of 2011 , up from 5 , 587 in 2010 , according to an annual business insurance survey of captive domiciles .

march 2013 featured article : another us domicile on the way ? maybe . here ' s a bit of info about maryland ' s proposed captive insurance study : urltoken .

the legislation was the recommendation of the hurricane insurance issues task force , which put its stamp of approval on the bill in order to provide underserved commercial markets a new option for insurance .

“though vermont easily maintains its lead , once montana catches up in longevity as a captive domicile , it may well surpass it , ” said dick goff , president of the montana captive insurance association and captive manager with the taft companies , where he has an office in helena , montana . “discounting 831 ( b ) [ micro ] captives , montana is the largest captive domicile west of the mississippi . ”

the anguilla insurance website is well - designed and easy to navigate . download revised statutes of anguilla

urltoken you can link from the financial services commission site urltoken under insurance . official regs online .

general manager , island insurance management services limited . e - mail your questions to stanley at :

praise for regulators many captive managers appreciate the consistency and quality of the state’s captive regulators , according to goff . for instance , he said that montana insurance commissioner monica lindeen has “very selectively” chosen new personnel to regulate captives while maintaining a clear separation between the insurance department and the alternative risk department . “i applaud her for it , ” said goff .

to vanuatu captive insurance website all legislation , regs , apps , etc . are available in english and french . a well - organized , easy - to - navagate website !

september 11 , 2007 : download this informational powerpoint presentation from a session presented at the recent nzcia conference entitled , " new zealand captive insurance legislation - - the future . "

peter mullen , ceo of aon global risk consulting’s captive and insurance management team in bermuda , said one of the challenges aon discovered that clients had was actually understanding the risk .

cic services , llc is a risk management consulting firm , specializing in the utilization of captive insurance companies to help organizations achieve their overall enterprise risk management goals . we have been providing superior expertise , and full - service , turn - key captive management solutions since 2005 , and our principals have over a century of combined experience in the insurance industry .

as she explained it , the captive could be set up and owned by children and grandchildren . except for the money paid to establish the captive as an insurance company , the rest of the money put into the shelter would be free of gift tax .

a micro captive can write custom insurance policies that fit the specific needs of the insured entity . if you believe your company would benefit from establishing such a captive and would like more information on micro captives , captive resources has the services you need ; please contact ernie achtien at eachtien @ urltoken or amy lewis at alewis @ urltoken .

different captive domiciles have different capitalization , reporting , auditing and loss reserving requirements .

it is important to ensure that the captive manager can provide all the services expected by the captive user and which are not being outsourced to other service providers .

of course , the risks the micro - captive will write are of key importance to the success of the captive and have a profound impact on the tax treatment of premiums paid to the captive . the parent company should have a genuine need for a risk finance solution for the covered risks and , to have an opportunity to secure favorable tax treatment , it should be covering " insurance risk . " ( see " when are premiums paid to a captive insurance company deductible for federal income tax purposes ? " ) .

“just as there would be a condo developer , ” olson said , “here there is a sponsor of the core cell captive . ” that sponsor forms the cell captive with initial funding before selling off different units—the “cells”—that are used for various types of insurance business .

the study later becomes , in essence , the business plan for the captive with actuarial support for the loss assumptions , a description of how reinsurance will function behind the captive and how much capital will be required to make the captive financially viable .

advantage is a leading international provider of specialty insurance and related services to business owners and high net worth individuals seeking customized insurance solutions for their risk management and financial planning needs . advantage ' s business insurance group specializes in the creation of customized risk finance , risk protection and risk transfer solutions for small and medium - sized businesses using captive insurers and other alternative risk transfer methods .

captive insurance in hong kong - this is the link to general info and links , but you would need to dig to find the legislation ; hence , we provide it above .

selecting a domicile is a key decision and one that is made at an early stage , since regulatory factors will have an impact on how a captive insurance program is put together .

river oak risk is an independent captive management company offering innovative and flexible options to deliver a full range of alternative risk transfer strategies to middle market closely held businesses . ror is different from most captive management companies because our primary focus is on risk management . we work with clients to establish a comprehensive risk management program for their businesses incorporating their existing insurance programs with captive insurance to maximize the business owner ' s financial well - being long term .

. this link takes you to the main page for kentucky captive insurance . the links to all captive - specific information are clear , and the website is extremely well - done . we suspect this has something to do with the enormous initial success of the domicile !

2018 north carolina captive insurance association on august 20 – 22 , 2018 at the le meridien / sheraton hotelschief deputy commissioner dr . michelle osborne , sr . deputy commissioner debbie walker , and ncdoi’s captive insurance team will be presenting the opening plenary session on august 21 and exhibiting at the conference . commissioner mike causey will be presenting the commissioner’s luncheon speech on august 21 .

to become more attractive for and encourage the creation of captives within their borders , some u . s . states have adopted or revised their captive insurance laws . attracting captive insurance companies can promote business travel to a state , create jobs , and increase tax revenue via premium taxes on the captives . for example , vermont has been particularly aggressive in courting captive insurance companies ; it was one of the first states to make it attractive for captives to locate onshore . it did so by creating a favorable regulatory environment for the creation and operation of captives .

despite the stormy waters swamping the current insurance landscape , industry leaders say there are paths to success .

wholesale brokers may also be managing general agents , who are given authority by insurers to underwrite and “bind” insurance—provide temporary coverage until an insurance policy can be issued . managing general agents , who have a close relationship with the insurance companies they work with , may also handle claims and even help in the placement of reinsurance contracts—reinsurance is insurance for insurance companies . managing general agents may also arrange so - called “program” business , which is specialty insurance for homogeneous groups of policyholders , such as members of a specific industry . these programs , often offered and endorsed by trade associations , may provide coverage at lower prices .

a taxpayer attempts to reduce the aggregate taxable income of the taxpayer , related persons , or both , using contracts that the parties treat as insurance contracts and a related company that the parties treat as a captive insurance company . each entity that the parties treat as an insured entity under the contracts claims deductions for premiums for insurance coverage . the related company that the parties treat as a captive insurance company elects pursuant to [ sec . ] 831 ( b ) to be taxed only on investment income and therefore excludes the payments directly or indirectly received under the contracts from its taxable

a captive is a formalized form of self - insurance . over half of all premiums collected in the us are now in alternative vehicles ( like captives ) rather than the traditional market .

jeffrey simpson , director at law firm gordon , fournaris & mammarella , suggested that the captive insurance industry needs one or two examples for guidance and to provide standards before it can readjust .

there continues to be a buzz about section 831 ( b ) micro captives as having multiple benefits for companies that make the election and own a captive insurance company that meets irs requirements .

pwc has a proven track record of delivering high - quality captive insurance solutions throughout the captive lifecycle . what differentiates us is a multi - disciplinary team that can provide access to risk management , actuarial , tax ( us federal , state and international ) , regulatory and accounting professionals . we can assist you with all aspects of the captive establishment process including :

founded in 2006 , arsenal is nationally recognized as a leader in the captive industry . in 2016 , arsenal was named independent captive manager of the year in the us captive service awards organized by captive review magazine , in addition to nominations in 2014 and 2015 . arsenal delivers broad customer solutions in risk management for captives , mutuals , rrgs , and other insurance entities through office locations in alabama , georgia , florida , tennessee , and texas .

chad kunkel , senior vice president and group captive strategy leader at artex risk solutions inc . , the captive management arm of arthur j . gallagher & co . , told business insurance he has seen a 100 % increase in new businesses joining existing captives in the last year .

a : a feasibility study is important because it answers the essential question ; “what will my return on investment be by using a captive ? ” prospective shareholders of the captive should have a clear understanding of what to expect when their capital is used to establish an insurance company .

when the economy weakened again in 2008 , companies slowed the formation of captive groups , but insurance companies are seeing increased demand for them as the economic downturn flattens , property casualty 360 reported .

on november 1 , 2016 , the irs released notice 2016 - 66 , designating certain captive insurance companies that have made the 831 ( b ) election as a " transaction of interest . "

the attorney accomplished this feat by putting his earnings into a captive insurance company , a vehicle that allows companies to insure themselves against risks that are too expensive to buy coverage for in the regular insurance market or to cover events that are unlikely to happen but would be costly if they actually did .

( ii ) . . . such insurance company does not meet the requirement of subclause ( i ) and no person who holds ( directly or indirectly ) an interest in such insurance company is a specified holder who holds ( directly or indirectly ) aggregate interests in such insurance company which constitute a percentage of the entire interests in such insurance company which is more than a de minimis percentage higher than the percentage of interests in the specified assets with respect to such insurance company held ( directly or indirectly ) by such specified holder .

providing the captive owner with recommendations to strengthen the overall tax position of the captive , while at the same time considering the overall risk management and business goals of the company .

a captive is an insurance company created to insure the risks of its members . companies , both large and small , have found that forming a captive allows them to better manage the cost and administration of their insurance coverage needs . the georgia captive insurance company act ( the “act” ) , originally enacted in 1988 , allows captives to obtain a license and operate in the state of georgia . in 2015 , 2016 and 2017 , commissioner hudgens supported and promoted legislation , which was ultimately passed by the georgia general assembly , that amended various key provisions of the act , including those regarding minimum capital and surplus requirements , confidentiality , taxation , and incorporation . in april of 2016 , commissioner hudgens created a captive insurance division at the department that is solely dedicated to the licensure and regulation of captives . with the passage of georgia ' s captive bills , the promulgation of georgia regulation 120 - 2 - 45 , and the creation of a dedicated captive division at the department , georgia continues to ensure that its laws and regulations are consistent with best practices in the captive industry and commissioner hudgens continues to demonstrate his dedication to improving georgia as a captive domicile . so , if you’re contemplating forming a new captive , or you’re just interested in finding a new domicile for your existing captive , we at the georgia insurance department would be happy to discuss the many benefits of making georgia your new home . welcome to georgia !

consensus management corporation is an independent captive management company offering captive insurance solutions for clients nationwide . headquartered in nashville , tennessee , we ensure a " customer comes first " ? attitude which assists our clients in designing a program that fits their overall objectives for the short and long term .


salisbury house is a restaurant chain based in winnipeg , manitoba , canada .

known locally as " sals " , the chain is considered a winnipeg institution .

the first salisbury house restaurant was founded in downtown winnipeg in 1931 by ralph erwin ( september 2 , 1902 – june 5 , 1983 ) , who named the venture after the salisbury steak .

erwin disliked the term ' hamburger ' so named his burger a " nip " to market his hamburgers as a small ' nip ' or bite of salisbury steak .

the restaurant has seventeen locations in winnipeg and employs over 500 people .

in 1979 erwin sold his majority interest in the chain to a group of investors .

in 2001 , it was bought from its then montreal owners by a group of local investors .

the majority owners are earl and cheryl barish .

salisbury house is well known for its nips ( hamburgers ) as well as its breakfast platters , wafer pie , red velvet cake , and house coffee .

the chain recently introduced a complete line of hot dogs , known as a winni dog .

salisbury house ( restaurant )

salisbury house ( restaurant ) <EOT> salisbury house of canada ltd forms partnership with norway house cree nation and opens a new sals on may 5th in norway house manitoba .

salisbury house concession opens at investors group field , the new home of the winnipeg blue bombers .

love to go to the salisbury house when visiting winnipeg . service was good , food was good and the salisbury patty was tasty as usual ! !

“salisbury house started with $ 130 , ” winnipeg free press , 10 july 1991 , page 20 .

salisbury house opens a second concession at investors group field , the home of the winnipeg blue bombers .

the salisbury house restaurant chain has been serving quality food for 80 + years in manitoba ( canada ) . known locally as “sals” , the chain is considered an iconic winnipeg institution . the first salisbury house restaurant opened in downtown winnipeg in 1931 by founder ralph erwin , who named his new eatery after the salisbury steak . erwin was not fond of the term “hamburger” so he named his now famous burger a “nip” making reference to a small “nip” or “bite” of salisbury steak .

situated in the heart of historic salisbury , the chapter house comprises a cosy restaurant , friendly pub and comfortable letting rooms and lies within easy reach of some of southern england’s most important landmarks .

salisbury house is famous for its nips , its vast all day breakfast menu , classic desserts such as the one of a kind wafer pie , classic red velvet cake , loose leaf teas , and of course salisbury house brand freshly brewed coffee .

since opening the first site in 1931 on fort street in winnipeg with $ 135 . 00 , which he borrowed from friends in nebraska , erwin’s original salisbury house has certainly grown over the years and currently boasts numerous locations in manitoba . erwin’s new restaurant was named “salisbury house” after lord salisbury , who was famous in england for his love of ground steak . the hamburger craze , at that time , had just begun to sweep the united states with its popularity . through his new salisbury house , erwin was the first to introduce the hamburger concept to winnipeg at the same time , deciding to call it a “nip” , indicating a smaller amount of the famous salisbury steak .

earl barish becomes president and ceo and undertakes the task of rejuvenating winnipeg’s iconic restaurant chain .

whether it be full time or part time , if you have that “yes we can” attitude then apply to join the salisbury house family today . your house , your food , your way , for over 80 years .

first time ever in any salsbury house . moved from toronto . liked it .

all of the ingredients and ready - to - serve products are delivered daily to all salisbury house and sals xpress locations . this process allows us to guarantee your meal is

“first time ever in any salsbury house . moved from toronto . liked it . ”

in 1979 , erwin sold his majority interest in the chain to a group of investors . in 2001 , a group of local businessmen brought the ownership of salisbury house back to winnipeg from the previous montreal based owners . this group included majority shareholders earl and cheryl barish . in 2006 , earl became president and ceo of salisbury house of canada ltd . the balance of ownership consisted of local businessmen and professionals ; including winnipeg native burton cummings , the lead singer of the world famous rock group the guess who . currently , salisbury house is owned by a group from manitoba after a purchase in 2017 .

if you strive for success , and have the enthusiasm , drive , and the desire to pursue a career with an iconic leader in the hospitality industry , then salisbury house is for you . we offer a wide range of job opportunities , in - house training , benefits , and flexible schedules .

your favourite items are available in take home quantities from our sals store located at our commissary which is open to the public . freshly prepared sauces , dressings , pancake batter , breads , buns , cakes and pies are but a few of the many items available . every salisbury house restaurant also has a selection of fresh pies and cakes as well as other baked goods for take home . we will also expertly prepare and package just about every item on our menu for take home . drop in or call ahead . exceptional quality and taste from our house to your house .

new south - end flagship signature restaurant at pembina & stafford opens in april featuring a stunning , bold interior design which includes the manitoba music display .

erwin didn’t realize what an entrepreneur he truly was when he took a risk and also brought silex coffee to his salisbury house . although popular in the united states , silex coffee was unknown to winnipeg and indeed to canada . he also was responsible for another first in the city when in 1954 during the post war automobile boom , the new ellice ave location opened with drive - in “car - hop” service . salisbury house , as you can see , has never been a stranger to innovation .

i would think that the cooks aren ' t given the garnishes to use as the price of food has escalated . this is not a high - end restaurant .

the stone for the salisbury cathedral , a mere five minute walk away , was cut in what is now the restaurant , making the hotel’s initial construction almost 800 years old . some of the original stone and ironwork is still left exposed inside the property . the 17 boutique en - suite rooms are all unique and quirky , some with original panelling and fireplaces and all with fluffy goose down duvets , egyptian cotton linen , luxurious h2k toiletries and flatscreen tvs . the chapter house boasts a bustling restaurant and grillhouse where flame grilled steaks , a la carte dining and hearty pub food are served in an ambient environment .

this also means your favourite salisbury creations are available for " take home " from our sals store located at the commissary ( # 1 bannister road ) .

all of the wonderful tastes begin in our unique commissary . virtually all ingredients for our menu items are created in this centralized facility and delivered fresh daily to all salisbury house locations . this process allows us to guarantee fresh , consistent , high quality food to our guests with every visit to all sals locations .

experience your favourite sals food items , ordered quickly in a comfortable , classic and nostalgic setting . same outstanding salisbury house taste . same traditional quality . your food is brought to your table with the same fast and friendly service . drop by any of the 5 conveniently located sals xpress locations for eat - in or take - out .

i visit this restaurant every month or two to have brunch with extended family . it has never been a disappointment unless it is a too busy , and it is almost always a well served and tasty meal

a winnipeg family tradition for over 8 decades . our full service family restaurants offer a complete menu . from homestyle breakfasts , hearty skillets and traditional dinners , to our magnificent 8 oz gourmet nips , fresh cut fries , sals super salads , loose leaf teas and don’t forget those delicious desserts . scrumptious food , friendly service , and great value . all 7 winnipeg family restaurant locations and our new steinbach family restaurant are open 24 hours for your convenience .

a winnipeg family tradition for over 8 decades . our full service family restaurants offer a complete menu . from homestyle breakfasts , hearty skillets and traditional dinners , to our magnificent 8 oz gourmet nips , fresh cut fries , sals super salads , loose leaf teas and don’t forget those delicious desserts . scrumptious food , friendly service , and great value . 5 of our winnipeg family restaurant locations and our new steinbach family restaurant are open 24 hours for your convenience .

after more than eight decades , sals continues to pioneer the industry . we became one of the first local restaurants to offer food cooked in trans fat free oil , allowing the company to offer healthier alternatives without compromising our same legendary taste . several gluten free and vegetarian menu choices are also available . several years back , every sals restaurant started to provide free wifi service at a time when it was not widely available and not often found in restaurants . many of the salisbury house past and current promotions have been original , innovative , and industry firsts which are now often emulated by other restaurants across canada .

while much has changed over the years , we remain totally dedicated to ensuring a quality experience for every guest . with each visit , our guests are treated to our “yes we can” philosophy . if you have a request to substitute or change an item , we will always try to accommodate you – our team is committed to making your every visit to salisbury house an exceptional one .

born at burwell , nebraska on 2 september 1902 , in the 1920s he was in charge of the western canadian circuit of a theatrical company from chautauqua , new york until it folded with the advent of vaudville . he lived at new york city until 1931 when he moved to winnipeg where , with a $ 400 loan from a relative , he opened a restaurant on fort street , naming it salisbury house , where he served the new american invention of “hamburgers” . believing the term inelegant , erwin named his creations “nips” . the restaurant became a winnipeg institution and erwin eventually opened outlets around the city and in brandon , flin flon , kenora ( ontario ) , moose jaw ( saskatchewan ) , calgary ( alberta ) , and minneapolis ( minnesota ) . he opened winnipeg’s first drive - in restaurant . from 1940 to 1947 , he and his family lived at 115 linden avenue in east kildonan . in 1979 he sold his majority interest in the company to a group of investors . a biography was published as the erwin story in 1982 . he died at toronto , ontario on 5 june 1983 .

currently there are approximately 500 people within the sals family enjoying a wide array of careers in food preparation and service , restaurant management , and warehouse logistics to name a few . many have been with our company for 20 , 30 and 40 + years !

the perfect base when visiting wiltshire’s historic sites , the chapter house is also an ideal stop over en route to the coast or as a home - from - home option when on a business trip .

arrived at 6pm and found the restaurant was fairly busy but not rammed . staff seemed totally disinterested in clearing the table and in fact we waited 15 minutes before we were finally greeted and asked if we would like a menu ! half hour later we . . .

nice family style restaurant - very clean n staff are very polite which is always nice - the food is really good - home of the famous nip canadian burger . you get lots of food for the doller as well . owned by burton cummings from . . .

had a good breakfast here when our hotel restaurant wasn ' t open early on the weekend . service was good but when waitress brought our food she told us if the hash browns were too well done she could replace them for us . you could see they . . .

currently there are 9 full service family restaurant locations , 6 of which are open 24 hours , and 5 sals xpress restaurants . sals also operates a seasonal location at investor ' s group field , and at shaw park , as well as 2 locations at community golf courses , and at the health sciences centre which is the largest hospital complex in winnipeg .

all those traditional recipes and classic tastes begin in our unique commissary . the ingredients for virtually all of the dishes on our menu are prepared in our centralized facility and delivered daily to all salisbury house family restaurants and xpress locations . whether it be processing choice cuts of 100 % fresh manitoba beef for classic nips , preparing our “from scratch” recipes for over a dozen varieties of soups , baking breads and buns for sandwiches and nips or hand slicing onions before they are famously grilled . our commissary , with its single location centralized processing , allows us to guarantee fresh , consistent , and high quality food that will be served to our guests every time they visit any sals location .

the house with the “little red roof” was the vision of mr . ralph erwin , who was an american actor in a traveling road company that visited winnipeg , manitoba . erwin recognized the need for a place where people could get good food in a friendly , pleasant , atmosphere at any time of the day or night .

issue no . 85 ( fall 2017 ) issue no . 84 ( summer 2017 ) issue no . 83 ( spring 2017 ) all back issues embargo members area

the erwin story by patrick donohue , compiled by phyllis erwin ketchesen , edited by david m . ferguson , toronto , 1982 .

this is a collection of noteworthy manitobans from the past , compiled by the manitoba historical society .

to report an error on the above page , please contact the mhs webmaster .

visit our locations page for addresses , hours of operation , contact numbers , detailed maps , and directions .

recently , the new menu was introduced at all family restaurants ! all of our time tested classic recipes and traditional favourites are still available along with many new and exciting breakfast , lunch , and dinner choices .

all of our wonderful tastes begin in our unique commissary . virtually all of our recipes are created and perfected in this centralized kitchen before they make it to our menu . for the ultimate in

nip and winni buns , breads , famous soups , quiche , coleslaw , pancake batter , syrups and gravies , salad dressings and classic baked goods like red velvet and carrot cake , wafer pie , donuts , and so much more are available at our commissary .

while much has changed over our 80 + year history , one thing has stayed the same .

we remain completely dedicated to ensuring a quality experience for our guests . with every visit , you are treated to our " yes we can " philosophy .

we have spent more than 8 decades of perfecting our unique style and recipes .

in fact , many of our best recipes have become legendary for their quality and unique flavour . look for the

if you have a special request , substitution , or change of an item , we will do our very best to accommodate you . our team is committed to making each and every visit to

820 sherbrook street , winnipeg , mb r3a 1r9 hospital food court – green owl level zone 2 open 8 : 00 am . to 8 : 00 pm daily open 7 : 30 am – 8 : 00 pm weekends

open for all cfl winnipeg blue bomber home games , as well as other scheduled stadium events .

this also means your favourite foods are available in “take - home” quantities from our sals store which is open to the public and conveniently located at the commissary . homemade soups , sauces , dressings , sliced meats , pre - mixed pancake batter , breads , buns , cakes and pies are a few of the many products available . the sals store also offers several sizes of customized cakes for all occasions .

today , our now famous nips , served on our freshly baked buns with our tasty grilled onions , continue to anchor our full menu along with our wonderful all day breakfasts , delicious lunches and hearty dinners . all of this is augmented by our outstanding specialty items such as sweet potato fries , homemade soups , and freshly baked desserts such as our luscious wafer pie , chocolate iced donuts , and our famous red velvet cake . classic items with legendary taste .

second location opens , featuring a roof painted with leftover red barn paint and the legendary red roof is born .

fort street closes ; sixth location opens in the old graham avenue bus depot .

new commissary opens at # 1 bannister road . 17 new locations open , including calgary , red deer , swift current & moose jaw .

north end flagship location opens at 787 leila avenue . head office moves to 787 leila avenue .

interior renovations including the addition of the manitoba sports memorabilia display completed at popular portage and parkdale location .

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we ' ve been going to sals for over fifty years , their cheese nips with grilled onions taste great and kindle a lot of memories . their tw2fer tuesday is a super deal , if you order a least two items from the special menu they ' re half price , can ' t . . .

the senior ' s breakfasts here are fantastic and a great value , too . we have the omelette special with blueberry pancakes . the portion is generous and the staff is most accommodating if you want to make substitutions . the coffee is bottomless , hot and good . oh , and the . . .

funny enough we are quite pick people . go to more pricy places in t . o . this place was told to us to be a " poor mans denny ' s " . still . . . . . we were curious lol : ) so on a busy shop day on regent we went in . food . . .

this place is consistent . usually very busy on sunday mornings . good efficient and friendly service . lots of refills on the coffee . three cheese nip is tasty . nice fresh buns

sals never disappoints . had the bacon bacon nip platter which was excellent . the guys had breakfasts which looked great and were huge portions . i always try to eat at sals when in winnipeg and will continue to do so .

sal ' s has been around canada for a long while , and funny enough , never gets old ! the " bad for you " gravy is still as delicious as ever . if going with your senior relatives , be sure to check out the senior - only menu . . . same stuff , smaller prices .

good ole sals never fails . still the same great food from as far back as i remember . a definite must go whenever i ' m in winnipeg !

friendly server took our order and had our coffee and meal to us in less than 10 minutes . the food was good - the pancakes were perfect !

went for my mother - in - laws birthday . i worked at sal ' s in the 80 ' s and it ' s still the same great tasting food .

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why are the cooks so under trained ? cooking is an art form and should be treated as such . we eat with our eyes first and foremost . plating / presenting a dish should be attractive and the food cooked through but not overcooked . what ever happened to the short order cooks of yore ? ? ? ? ?

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we ate here with our two children . the food was delicious . the portion size was appropriate for the price of the meal . our server was friendly and food service was quick !

wife and i were craving a nip so we hit sals for a bite . each had a nip platter , food was good , nice and hot , service was excellent . manager came over , can’t recall the lads name , very friendly seemed sincere . after we ate our . . .

although the menu seems to have gotten expensive the food is still very good . great breakfasts and i ' d argue the very best pancakes in winnipeg if not anywhere . cheese nip and fries are still my favourite snack with a chocolate donut to finish .

good food . great service although it was during christmas season . hospitiality was great . the manager served us himself and made sure everything was there on the spot . he even spoke to us & wished us a merry christmas . friendly atmosphere .

had our breakfast there staying at the hotel next door , breakfast was great and fast . great service as allways . never dissapointed at sals

just visited again and tried another menu item . ( was told that they no longer serve the meat pie ) . i tried the grilled chicken from the senior ' s menu for $ 10 . 99 ( drink and limited choice of desert included ! ) the grilled chicken was hot and tasty . my choice . . .

had a very enjoyable lunch here the other day . lots of choices ( and i mean lots ) but my friend suggested the meat pie . the meat pie ( with gravy ) came with choice of potato ( i had a type of tiny potato " pancakes " ) and coleslaw . i took . . .

great food , great service and great value ! something old fashioned in today ' s world ! good price ! those grilled cinnamon buns look so good ! excellent coffee ! love the nip . always visit when in winnipeg !

we were recommended to this place from our hotel , which was about a 5 minute walk away . the service was amazing . chantal was so awesome ! the food choices are plentiful , that it is almost overwhelming . what we all ordered was very tasty . the serve beer . . .

this place still has fast friendly service and good food but it ' s getting pretty run down and grubby . prices have gone up as they have in most restaurants but perhaps a bit of reinvestment in the property is in order .

serves breakfast , lunch and dinner . good food . reasonably fast service . fresh food . nice servers . nice pastries . nice familiar local atmosphere . ok location at the west end of ellice avenue . breakfasts are particularly good . pricing is reasonable , but not cheap . some locations are open all night . . .

it was about 9 on a wed night when our group of 6 needed to eat quickly and without knowing the city at all we ventured here . some of us liked our food but mostly it was just okay if not poor . the blueberry pancakes . . .

went there upon a recommendation of friends . the hamburgers were great as well as the french fries and onion rings . the red velvet cake was fantastic . prices were reasonable and the servers were very friendly and helpful . a good place to get a reasonably priced . . .

i like the food here . staff is good . and the cook during the day is awesome . i like the three cheese double nip platter . also tuesday is twofer tuesday .

the workers were very friendly and quick service . the burger was fine . my friend took me here as it is a winnipeg classic spot ! friendly locals that we chatted with .

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