Forests, Biodiversity and Watershed Conservation;. Water Resources and Energy;. Rural and Urban Settlements;. Industry, Transport and Physical Infrastructure;. Tourism, Natural and Cultural Heritage;. Health, Drinking Water and Sanitation;. Disaster Risk Reduction and Management. The cross-cutting areas are:. Gender Equality and Social Inclusion (GESI), Livelihoods and Governance;. Awareness Raising and Capacity Building;. Research, Technology Development and Extension;. Climate Finance Management.