<table><tbody><tr style="vertical-align: top">
<td style="width: 0.5in"></td><td style="width: 0.3in"><font style="font-family: Symbol">·</font></td><td style="text-align: justify"><font style="font-family: Times New Roman, Times, Serif">All outstanding loans will become due
on November 23, 2012, provided that following the Company’s request, the Bank may in its sole discretion agree to one year
extensions of the maturity date;</font></td></tr>
<tr style="vertical-align: top">
<td></td><td><font style="font-family: Symbol">·</font></td><td style="text-align: justify"><font style="font-family: Times New Roman, Times, Serif">Interest accrues on outstanding loans
at a per annum rate equal to the greater of (i) 4.0%, and (ii) the Bank’s prime rate as from time to time in effect plus
one percent;</font></td></tr>
<tr style="vertical-align: top">
<td></td><td><font style="font-family: Symbol">·</font></td><td style="text-align: justify"><font style="font-family: Times New Roman, Times, Serif">Aggregate loans outstanding at any time
are limited to a borrowing base equal to 80% of the Company’s eligible accounts receivable, as determined by the Bank, provided
that the advance rate is limited to 50% with respect to accounts receivable from customers of the Company whose receivables constitute
more than 50% of the Company’s receivables in the aggregate; and</font></td></tr>
</tbody></table>
<table><tbody><tr>
<td></td><td><font>·</font></td><td><font>All outstanding loans will become due
on November 23, 2012, provided that following the Company’s request, the Bank may in its sole discretion agree to one year
extensions of the maturity date;</font></td></tr>
<tr>
<td></td><td><font>·</font></td><td><font>Interest accrues on outstanding loans
at a per annum rate equal to the greater of (i) 4.0%, and (ii) the Bank’s prime rate as from time to time in effect plus
one percent;</font></td></tr>
<tr>
<td></td><td><font>·</font></td><td><font>Aggregate loans outstanding at any time
are limited to a borrowing base equal to 80% of the Company’s eligible accounts receivable, as determined by the Bank, provided
that the advance rate is limited to 50% with respect to accounts receivable from customers of the Company whose receivables constitute
more than 50% of the Company’s receivables in the aggregate; and</font></td></tr>
</tbody></table>