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 <p><font size="1">&nbsp;</font></p>
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 <p><font face="symbol" size="2">·</font></p>
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 <p><font size="2">Interest accrues on outstanding loans under the
 Credit Agreement at a per annum rate equal to, at the Company’s option, the
 prime rate (5.0% at September 30, 2008) from time to time in effect (but in
 no event less than the Federal Funds Rate plus one-half percent), or a LIBOR
 rate selected by the Company, plus a margin of 2.25%. </font></p>
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 <p><font size="1">&nbsp;</font></p>
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 <p><font face="symbol" size="2">·</font></p>
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 <p><font size="2">The Company is required to comply with a number of
 affirmative, negative and financial covenants. Among other things, these
 covenants restrict the Company’s ability to pay dividends, limit annual
 capital expenditures, provide that the Company’s “Consolidated Debt Service
 Coverage Ratio” cannot be less than 1.5 to 1.0 as of the end of any fiscal
 quarter, that its “Consolidated Leverage Ratio” cannot exceed 2:25 to 1:00 at
 the end of any fiscal quarter, and that the Company can not incur a
 “Consolidated Pre-Tax Net Loss” in excess of $500,000 in the aggregate in any
 period of two consecutive fiscal quarters. </font></p>
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 </tr>
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<p><font> </font></p>
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<p><font>·</font></p>
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<td>
<p><font>Interest accrues on outstanding loans under the
 Credit Agreement at a per annum rate equal to, at the Company’s option, the
 prime rate (5.0% at September 30, 2008) from time to time in effect (but in
 no event less than the Federal Funds Rate plus one-half percent), or a LIBOR
 rate selected by the Company, plus a margin of 2.25%. </font></p>
</td>
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<td>
<p><font> </font></p>
</td>
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<p><font> </font></p>
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<p><font> </font></p>
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<p><font> </font></p>
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<td>
<p><font>·</font></p>
</td>
<td>
<p><font>The Company is required to comply with a number of
 affirmative, negative and financial covenants. Among other things, these
 covenants restrict the Company’s ability to pay dividends, limit annual
 capital expenditures, provide that the Company’s “Consolidated Debt Service
 Coverage Ratio” cannot be less than 1.5 to 1.0 as of the end of any fiscal
 quarter, that its “Consolidated Leverage Ratio” cannot exceed 2:25 to 1:00 at
 the end of any fiscal quarter, and that the Company can not incur a
 “Consolidated Pre-Tax Net Loss” in excess of $500,000 in the aggregate in any
 period of two consecutive fiscal quarters. </font></p>
</td>
</tr>
</tbody></table>