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<td style="width: 15pt; text-align: right"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; color: Black">b.</font></td><td style="width: 5pt"></td><td style="text-align: justify"><font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; color: Black">The
                                         holders of the preferred stock will have a new dividend rate of 3%.</font></td>
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<td><font>b.</font></td><td></td><td><font>The
                                         holders of the preferred stock will have a new dividend rate of 3%.</font></td>
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