**Title: Comparison of Apple and Samsung Electronics in terms of EBITDA within the Financial Sector**

## Introduction

EBITDA, which stands for Earnings Before Interest, Taxes, Depreciation, and Amortization, is a widely used profitability measure in the business world. It offers insight into a company's operational efficiency by focusing solely on the profitability from its core operations, excluding the effects of capital structure, tax rates, and depreciation policies. This metric is especially significant in the equity markets where it is used to gauge company performance, attract investments, and conduct corporate comparisons. In the context of differing reports about the company with the largest EBITDA in the financial sector as of 2020, this article delves into why sources might cite either Apple or Samsung Electronics as holding this distinction.

## Overview of Apple in the Financial Sector

### Financial Position and Market Performance

Apple Inc., an American multinational technology company known for its consumer electronics, software, and online services, is headquartered in Cupertino, California. Apple's financial services are not its core business feature; however, they contribute substantially through payment services like Apple Pay, credit products like Apple Card, and subscription services. These services have reportedly grown significantly, adding robust streams of revenue to the company's financials.

As of 2020, the integration of these financial services with Apple’s strong technology base might lead some analysts to consider its EBITDA within the context of financial sector performance, particularly when broad definitions of what constitutes the financial sector are employed. 

### Contribution to Equity Market

Apple's impact on the equity market, particularly in the United States, is substantial due to its massive market capitalization and influence on market indices like the S&P 500. While it is primarily classified under the technology sector, its financial services might allow a broader interpretation, leading some to view its EBITDA contributions in the context of financial metrics.

## Overview of Samsung Electronics in the Financial Sector

### Financial Position and Market Performance

Samsung Electronics, headquartered in Suwon, South Korea, is a global leader in consumer electronics, semiconductors, and integrated circuits. Similar to Apple, Samsung has diversified into financial services, particularly through subsidiaries such as Samsung Life Insurance, Samsung Fire & Marine Insurance, and Samsung Securities.

Samsung's involvement in financial services is direct, unlike Apple, which could explain why reports might list Samsung as having the largest EBITDA in the financial sector of the equity markets, particularly in contexts where conglomerate financial activities are analyzed.

### Contribution to Equity Market

Samsung Electronics' influence in the South Korean equity market and its role in global technology and financial contexts are profoundly significant. Given Samsung’s more direct financial operations and substantial revenue generation from these segments, it would not be surprising for analyses centered on domestic financial performance to highlight its EBITDA.

## Comparative Analysis

### Methodological Differences

Disparities in reporting the company with the largest EBITDA in the financial sector can stem from methodological variances. Definitions of what comprises the 'financial sector' can vary significantly. In some analyses, a broad definition including any financial services rendered by predominantly non-financial companies (like Apple) could be employed. In others, a stricter, more traditional view focusing only on companies whose primary business is financial services (like Samsung via its subsidiaries) might be used.

### Geographic and Sectoral Interpretations

The geographic factor is also crucial—while Apple dominates the U.S. market and influences global metrics, Samsung leads in South Korea and significant parts of Asia. Furthermore, the sectoral classification influences whether their EBITDA is even considered within the financial frame, more likely in Samsung's case due to its extensive financial subsidiaries.

## Conclusion

In summary, whether Apple or Samsung Electronics is seen as having the largest EBITDA in the financials of the equity market largely depends on the geographical focus, definitions of financial sectors used, and the scope of business operations considered. Both companies have significant EBITDA figures, but their classification and comparison require a nuanced understanding of their diverse business structures and the context of the analysis.