Money market accounts are similar to savings accounts, but offer some checking features as well. Find an expert who knows the market. Compare trusted real estate agents all in one place. A HELOC is a variable-rate line of credit that lets you borrow funds for a set period and repay them later. Home equity loans let you borrow a lump sum at a fixed rate, based on how much of the home you own outright. For many Americans, commuting to work is part of their everyday life. The most recent data show the average American commuter spends around 25.6 minutes on the way to work each day. However, recent events like the COVID-19 pandemic have changed Americans’ commuting and working habits. For instance, data from the Bureau of Transportation show that working from home jumped during the pandemic and remains popular, reducing the number of commuters on the road. Commuting still remains common among Americans, even after COVID-19 disrupted work life throughout the country. The most recent data from 2022 shows nearly 76 percent of workers commute daily. It is worth noting, however, that working from home has become a more popular option in recent years. Unlike during the pandemic, more workers now have the option to work remotely. For example, in 2019, only 5 percent of workers worked from home. That portion rose during the pandemic to nearly 18 percent, but even as work life has fallen into a post-pandemic groove, over 15 percent of workers choose to work from home. To understand how commuting has changed in recent years, we pulled some commuting statistics to illustrate the current state of commuting in the U.S. Data show that the average commute time varies between states. New Yorkers have the longest commute, with an average travel time of 33.2 minutes. South Dakotans have the shortest commute, with an average time of 17.4 minutes. In the table below, you can see the average drive time to work in all 50 states, Washington, D.C. and Puerto Rico. While the overwhelming number of U.S. commuters drive alone in their cars, almost half of all commuters who use public transit rely on the bus to get to work. In parts of the country with established metro or subway systems, nearly 37 percent of workers use them to commute. Less common is commuting by long-distance train or light rail since these require workers to travel long distances between connected metros. Less than five percent of U.S. commuters use streetcars, trolleys or ferry boats. Although driving alone and public transportation account for a large part of how Americans get to work, carpooling is still a popular option, accounting for almost 9 percent of all commuting in the U.S. Commuting statistics show that many Americans are continuing to travel to an office during the work week. According to data from Pew Research, 61 percent of Americans do not have jobs that can be done from home. However, the number of Americans choosing to work from home is still up from the pre-pandemic years and remains steady. Some companies and workers are finding more flexibility in hybrid schedules. For instance, workers have the ability to telework for part of the week and commute to work at a physical office, workplace or job site for the remainder. Among hybrid workers, most say they would prefer to cut back on the commute and work more from home. According to a Washington Post-Ipsos poll, 48 percent of respondents said getting rid of the commute is the biggest benefit of working from home. These remote workers might also enjoy the cost savings of having no commute. The World Economic Forum crunched the numbers and found that working from home saved an average of $900 per year on food, over $300 per year on coffee and around $450 on travel costs (using national averages). Further, Clever Real Estate found that the average U.S. worker spends $8,466 commuting on an annual basis, which is more than $700 per month. This accounts for the cost of gas, car maintenance, income lost due to commuting, car insurance and more. If you’ve switched to part-time or full-time remote work, you can potentially save money on car insurance. Some car insurance companies will offer you a lower premium if you can prove that you drive less than 8,000 to 10,000 miles per year. Experts recommend gathering quotes from multiple companies to see if you qualify for a more affordable rate. In addition, some infrequent drivers can get cheaper car insurance by enrolling in a pay-per-mile car insurance policy. With pay-per-mile insurance, your car insurance premium is tied to a base rate and a certain rate for each mile. You pay the premium on a monthly basis that is based on the distance you drive. Caret DownAccording to the Bureau of Transportation Statistics, an estimated 8.6 percent of U.S. workers carpool to work with at least one other person. Caret DownAccording to the National Safety Council, the peak time for car accidents is between 4 p.m. and 8 p.m., when most Americans are driving from work. Researchers found that the time of accidents shifted later in the day during the spring and summer months. On the other hand, peak crash time is earlier in the winter months. Caret DownCommuting to work has been repeatedly shown to have a negative impact on mental health. A study of commuters in Latin America found that, with every 10 minutes of commuting, people had a 0.5 percent higher probability of developing depression. In addition, workers who took public transportation to work were found to have a 4.8 percent lower chance of screening positively for depression than people who drove to work. Caret DownDrivers in the U.S. have an average commute time of 26.7 minutes. Depending on where you’re at in the world, this is a fairly common range. Most of the major European Union countries have an average 30-minute commute time, for instance, while drivers in China have commutes that are closer to an hour. Caret DownEast Stroudsburg, Pennsylvania drivers and commuters in the New York, Newark and New Jersey metro areas have some of the highest commute times in the nation, topping out at around 35 to 36 minutes. Commuters in Great Falls, Montana, Lewiston, Idaho, Manhattan, Kansas and Casper, Wyoming all enjoy low commute times of about 15 to 16 minutes. Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and services, or by you clicking on certain links posted on our site. 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