If a debtor is in want, give him time until his circumstances improve; but if you forego (the debt) as charity, that will be to your good, if you really understand.
Kuma idan ma'abucin wahala ya kasance (mawahalci) to, jinkirtãwa ake yi zuwa ga sauƙin al'amarinsa, kuma dã kun yi sadaka, shi ne mafi alhẽri a gare ku, idan kun kasance kuna sani.