If the debtor is in straitened circumstances, then grant him respite till a time of ease. If you were to write it off as an act of charity, that would be better for you, if only you knew.
Kuma idan ma'abucin wahala ya kasance (mawahalci) to, jinkirtãwa ake yi zuwa ga sauƙin al'amarinsa, kuma dã kun yi sadaka, shi ne mafi alhẽri a gare ku, idan kun kasance kuna sani.