DATA MANAGEMENT The study design will generate a longitudinal dataset of treatment and control group households. There will be at least two waves of the data - a baseline and a follow-up annual survey. In addition, those households that experience at least one serious health event will be captured in a separate dataset from the Post Health Event Survey. This longitudinal framework will allow the investigators to measure the effect of RSBY on the outcomes mentioned in specific aims. Randomization of households to the treatment and control groups eliminates the risk of household-specific confounding effects on outcomes. The use of a baseline survey minimizes the risk of time varying confounders that are common across households, and improves precision. Regression and statistical analysis will be used to analyze the data.