for the dominant credit rating crass in particular the model is a problem while the regulatory key problem is over reliance on external credit ratings
For the dominant credit rating agencies (CRAs) in particular, the payment model is a problem, while the regulatory system's key problem is over-reliance on external credit ratings.
For the dominant credit rating (CRAs) in particular, the model is a problem, while the regulatory key problem is over-reliance on external credit ratings.