this is the line smith need access credit and they are getting that for reasons perhaps because banks are more collateral than can provide or sometimes smiths just do not want to
This is the bottom line: SMEs need access to credit and they are not getting that for a number of reasons, perhaps because banks are looking for more collateral than they can provide, or sometimes, SMEs just do not want to risk borrowing in the current climate when there is no growth.
This is the line: SMEs need access credit and they are getting that for of reasons, perhaps because banks are more collateral than can provide, or sometimes, SMEs just do not want to risk borrowing in the current climate when there growth.