i 'm afraid i wo n't be able to afford my car payment this month . oh no ! can you do some gig economy work online to try to make enough ? that 's what i 'm trying to do , i might have to take out a payday loan which i do n't want to do ! woah that 's awful , those things are such a rip off !
Financial strain and the prospect of taking out a high-interest payday loan.