i had to pay a late fee on my car taxes because i procrastinated in paying them on time . i always put off important things because i feel too scared to do them for some reason . not sure why i keep making the same mistakes me too . i miss payments sometimes because i forget about them and i 'm lazy . well , i hate seeing my money go away , too . so i put it off , thinking it will help things , especially when i 'm so down to the wire on my money . but then i just end up making it worse for myself . that 's my exact situation too .
Financial struggles and inability to manage money effectively.