i found out recently that my school processed my financial aid paperwork improperly . so i wo n't be able to attend school this semester . oh no . that happened to my sister last year . we were able to work out a plan , but she had to get a loan temporarily . i recently had to declare bankruptcy , so that unfortunately is n't an option for me . that 's no fun , but i hope everything works out for next semester .
Financial hardship or overwhelming debt.