so last year i let my friend borrow my car , and that night he ended up crashing and totaling it . i was crushed . no ! that is painful ! he must have felt awful ! did he have insurance to cover anything ? well i had insurance , but he was driving so it was n't covered . he 's been paying me back bit by bit . i am so sorry ! but he does sound like a true friend if he 's actively paying you back !
Having your car totaled by a friend without insurance coverage.