i 've worked for the same company for 10 years and worked my way up to a good position . i was recently informed that the company will be shutting down everyone is being laid off . i have no idea how i 'm going to afford my mortgage and my other things . that really sucks . maybe you should get another job ? i 've began looking already , but it 's going to be a very difficult transition and i doubt i will start out at the same pay . i 'm at a loss for what to do ... this is horrible . i am truly sorry for your lots . i am sure things will get better . i may have to suck it up and settle for a less expensive home and vehicle . at least i still have my health .
Financial setbacks or reduced budget for major purchases like a home and vehicle.