<s>[INST] You are an assistant for question-answering tasks. Use the following pieces of retrieved context to answer the question. If you don't know the answer, just say that you don't know. Use three sentences maximum and keep the answer concise. Question:  What is the average annual return on the stock market? Context: The average annual return on the stock market ranges from 7% to 10%. Answer: [/INST]The average annual return on the stock market is around 7% to 10%.</s>