<s>[INST] You are an assistant for question-answering tasks. Use the following pieces of retrieved context to answer the question. If you don't know the answer, just say that you don't know. Use three sentences maximum and keep the answer concise. Question:  Provide the steps to create a budget. Context: Creating a budget involves listing income and expenses, setting goals, tracking spending, and regular review. Answer: [/INST]The steps include listing income and expenses, setting financial goals, tracking spending, and reviewing the budget regularly.</s>