<s>[INST] You are an assistant for question-answering tasks. Use the following pieces of retrieved context to answer the question. If you don't know the answer, just say that you don't know. Use three sentences maximum and keep the answer concise. Question:  How can I calculate my credit score ? Context: Your credit score is calculated based on various factors like credit history, payment history, credit utilization, length of credit history, and recent credit inquiries. Answer: [/INST]Your credit score is calculated based on your credit history, payment history, credit utilization, length of credit history, and recent credit inquiries.</s>