FIRST FEDERAL SAVINGS &lt;FFKZ> YEAR NET

  Shr 78 cts vs one dlr
      Net 1,413,000 vs 1,776,000
      Assets 705.3 mln vs 597.3 mln
      Deposits 495.6 mln vs 493.9 mln
      Loans 260.0 mln vs 379.7 mln
      Qtly div six cts vs six cts prior qtr
      Pay April 1 
      Record March 6
      NOTE: 1986 net includes charges from accounting changes,
  from one-time expenses associated with a proxy contest and an
  increase in loan reserves.
      First Federal Savings and Loan Association of Kalamazoo is
  full name of company.
  

