SOUTH ATLANTIC FINANCIAL CORP &lt;SOAF> 4TH QTR

  Shr 12 cts vs 33 cts
      Net 699,037 vs 1,349,077
      Year
      Shr 54 cts vs 55 cts
      Net 2,748,280 vs 1,833,766
      NOTE: Per shr amounts reported after preferred stock
  dividend requirements.
  

