HEART FEDERAL &lt;HFED> SETS TWO FOR ONE SPLIT

  Heart Federal Savings and Loan
  Association said its board declared a two-for-one stock split,
  payable April 30 to holders of record April 15.
      The company said the split is subject to shareholder
  approval at the April 15 annual meeting of an increase in
  authorized common shares to 10 mln from five mln.
  

