ATICO FINANCIAL CORP &lt;ATFC> 4TH QTR NET

  Shr 30 cts vs 5.92 dlrs
      Net 1,142,000 vs 16.0 mln
      Revs 10.6 mln vs 24.2 mln
      Year
      Shr 90 cts vs 6.20 dlrs
      Net 3,320,000 vs 16.9 mln
      Revs 45.00 mln vs 26.2 mln
      NOTE: 1986 4th qtr and yr amounts include acquisition of
  98.8 pct of common of Atico, formerly Peninsula Federal Savings
  and Loan Association, on January 24, 1986.
      1985 4th qtr and yr net include net gain of 15.9 mln dlrs
  or 5.86 dlrs per share on exchange of common of Pan America
  Banks Inc for common of NCNB Corp purusant to a merger of the
  companies.
  

