JOHNSTOWN/CONSOLIDATED REALTY TRUST &lt;JCT> NET

  4th qtr
      Shr 15 cts vs eight cts
      Net 1,800,000 vs one mln
      Year
      Shr 51 cts vs 1.10 dlrs
      Net 6,200,000 vs 13.2 mln
      NOTE: Net includes loan loss provisions of 14 cts shr vs 18
  cts in quarter and 24 cts shr vs 36 cts in year.
  

