### Human:\nif you choose not to buy health insurance what is the penalty? will the penalty be the same in each state? . when you choose a health insurance plan will that plan be the one you always have even if you move to another state? out of all of the plans which is the best value?\n\n### Assistant: penalties for failing to have insurance will be the greater of $95 or 1% of your income. that goes up over time. if you move to a new state you'll need to buy a policy based in that state. finding the right plan is a very personal selection. i suggest you begin shopping the plans available on the marketplace and contact the customer service line to speak with someone who can offer you personalized assistance.