the UK welfare reforms would lead to "very significant issues to be very concerned about." Mr Swinney was giving evidence on the financial implications of the on 26 June 2012. He told MSPs said "we require more detail to enable us" to provide all the financial implications and added the Scottish government was committed to doing this and continued to press the UK government for that detail. will face its final stage of parliamentary scrutiny on 28 June 2012. The bill is an enabling one which confers powers on Scottish ministers to make provision via regulations for changes in consequence of the new Universal Credit and Personal Independence Payment created under the Welfare Reform ACT (UK). It aims to ensure that devolved policies such as the provision of free school meals and blue badge parking will continue to operate in Scotland after changes are made to the UK benefit system. Mr Swinney said there had "not been a meeting of minds" with the UK government on welfare reform particularly over its announcement of its intention to cut disability benefit by 20% which was "rather arbitrary" and a statement which will cause "very, very real alarm." Scottish Labour MSP Elaine Murray brought up concerns expressed by the Scottish Federation of Housing Associations (SFHA) about housing benefit becoming part of the new Universal Credit and being paid directly to tenants. Mr Swinney said he "completely and utterly" agreed with the SFHA stressing there was a "very great risk" of significant consequences due housing associations having doubt placed on their revenue streams.