Video: Mortgage How To: Get a Mortgage Getting the right mortgage deal is an essential part of a successful home move. Once you have worked out how much you want to borrow - and the rate you can afford, it is time to approach the banks. Lending criteria is stricter than it was five years ago - but it is not impossible to secure a home loan. Follow these top video tips to ensure you don't get turned down by lenders. This is the third in a series of six videos aimed at helping first-time buyers navigate the mortgage maze and get on the property ladder. Check out our video already live on how to save a deposit and watch out for next week's guide - how to find the perfect property.