Video: Which Mortgage is Right for You? Fixed rate or tracker? Repayment or interest-only? There are many options to consider when choosing a home loan. Bad news surrounds the mortgage market. Lenders are tightening their terms and raising fees. Banks have been accused of profiteering as the average mortgage fee rises to more than £1,500. It is more important than ever to arm yourself with knowledge and ensure you choose the right mortgage for you - and we're here to help. This is the second in a series of six videos aimed at helping first-time buyers navigate the mortgage maze and get on the property ladder. We will guide you through raising a deposit, securing a mortgage, finding the right property and beyond. Check out our video already live on how to save a deposit and watch out for next week's guide - how to secure a mortgage.