Price of digital victory tipped as a curse for banks BILLIONS of dollars of investment by the banks in digital channels is unlikely to shift the competitive playing field and may result in the leaders having a "winner's curse" and taking writedowns from overinvesting, according to new research. Amid the ongoing war by the banks to beef up their mobile and tablet banking offerings, Credit Suisse has analysed surveys from Google and Apple to test recent assertions made by the banks' management about technology.