Today in Small Business: Amy's Baking, Again What's affecting me, my clients and other small-business owners today. The Economy Management Ked Harley wonders if you're asking your accountant the right questions. For example: "Find out what your break-even point is, and use this number when deciding prices or making marketing decisions (from offering discounts to spending on advertising)." Johnny Scheff is a "bike nut" who turned his passion into a $5-million business. Tim Berry explains what coaching kids taught him about management. People Ideas Start Up The Kauffman Foundation will be giving America's entrepreneurs an opportunity to compete against founders from around the country, and potentially, the world in November. Monica Mehta says that it is possible to start a business with student loans and not go broke: "The bottom line is that getting a pass today means you're electing to double-down on your future success. Adding $26,000 to your interest burden won't seem like a lot if your business is successful, but there's no escaping the fact that you are digging the hole deeper and reducing your financial flexibility. Entrepreneurs An entrepreneur's "101 Sauce" has a shot at $100,000. Women "Emotional intelligence, social capital, and entrepreneurial behavior essentially merge to provide an advantage for women entrepreneurs" over men, according to Natalie Sisson. Around the Country A seminar entitled "Championing Innovation: Legal and Commercial Challenges Facing Start-Ups" will take place in New York next week. The Environmental Protection Agency awards $598,000 to two Massachusetts small businesses for their sustainable technology development work. Google's Eric Schmidt will headline the 2013 Montana Economic Summit. North Dakota business leaders tell their senator that there's too much federal red tape. Small-business growth helps a county in Arkansas. Software company Sage's "small-business RV tour" hits Albuquerque, Flagstaff and Las Vegas next week. Around the World Marketing Dustin Sapp explains how marketing automation can bolster your company's sales. G-Code Magazine kicks off a new contest enabling small-business owners to win a public relations and marketing package. Ernesto Clavijo lists five ways to make your small business look fantastic. Here are 10 must-have networking tools Jerry Whitehead explains why big companies have loyalty programs and why they're important for small businesses. Social Media Legal According to the U.S. Chamber Institute for Legal Reform small businesses are often the victims of lawsuits and a new campaign from the Citizens Against Lawsuit Abuse highlights the negative impact of lawsuit abuse on small businesses. Barbara Goldberg offers a concise guide to help small businesses understand the Health Insurance Portability and Accountability Act. Taxes Technology Kim Mays explains why videoconferencing apps offer more than just face time. Madison Neufeld says the cloud is redefining small businesses. Gene Marks owns the Marks Group, a Bala Cynwyd, Pa., consulting firm that helps clients with customer relationship management. You can follow him on Twitter.·