Millions of households penalised by firms switching to paperless billing More utility and telecoms firms are charging for paper bills - even though seven million adults have never used the internet Just one third of over 75s have been online Senior Railcard discount for over 60s is only available to internet users Campaigners says consumers should not be pay for choosing paper billing Looking after her 22-month-old daughter and four-month-old son doesn't leave Tora Cordara with much time to track her bills online. Every time she wants to check a bill she has to get out and set up her home computer, wait for it to load up and then battle with a painfully slow internet connection - at the same time as keeping a close eye on daughter Talitha and son Max who would otherwise enjoy playing with the wires. "I've switched to online billing for my gas, electricity and mobile phone because I couldn't afford not to," says Tora, who lives outside Bury St Edmunds. Busy mum Tora Cordara (with four-month-old Max and Talitha, 22 months old), doesn't have much time to track her bills online. But paper bills (right) can cost £1.50 a month But I find it much harder to keep track of my bills - and notice when bills increase - when it's all done online. I don't have time to log on all the time and check.' Tora could pay for paper bills - but T-Mobile would charge her an extra £1.50 a month. And she could get paper bills from Scottish Power - but she would not be eligible for her online only tariff, which saves her around £15 a month. Tora is just one of millions of consumers who are being forced to move to paperless billing or else face being penalised by energy companies and telecoms firms who charge for paper bills, a new campaign group has claimed. Keep Me Posted is fighting against the march towards paperless billing, which sees telecoms operators increasingly charging up to £2 a month for paper bills, and energy suppliers offering discounts of up to £300 a year for customers signing up for online-only gas and electricity tariffs. For millions of households, online billing is convenient and more environmentally friendly than paper. But it doesn't suit everyone. Research by the campaign group has found households with online bills or statements are less likely to check them and are more likely to miss a payment or fall deeper into debt. As many as 40 per cent of UK adults say the removal of paper statements could seriously affect their finances, while 41 per cent say the worry they might miss a payment if they didn't receive paper statements, Keep Me Posted claims. Charities for the elderly and those for people with mental health issues such as Dementia UK and Mind have joined consumer groups, and postal groups, to campaign against the movement towards paperless billing. Charities such as The Federation of Occupational Pensioners are involved in the campaign. Keep Me Posted chair Judith Donovan explains: "We're not anti-digital, we're pro-choice. Not everyone has an iPad attached to their elbows or good broadband connection. As soon as the summer break in Westminster is over she plans to go to Parliament to give the campaign a major push. "I'll be making a nuisance of myself until politicians see me," she laughs, with an undertone of utter seriousness. Against paperless billing: Eddie Jones prefers to read bills on paper than on the screen For all the talk of silver surfers, only a third of Britons aged over 75 have ever browsed the internet, recent figures from the Office for National Statistics show. As many as 7.1million adults in the UK have never been online, 45 per cent of whom are over the age of 75. Eddie Jones, 68, from Cornwall is happy with some elements of online banking, but finds it much easier to read print than from a screen. He prints off documents as he receives them at home, and is strongly opposed to paperless billing. It adds up: Receiving paper copies of bills can cost £1.50 a month Yesterday I was using online banking and I inputted my username three times - but it didn't work. I phoned the help number and they said it was rejected because I had put spaces in my username. For young people it probably comes automatically that a username shouldn't have spaces - but older people who haven't been brought up with computers can struggle. When he receives his bank statements, Eddie checks off his receipts against them, so that he can keep track of his finances. Without paper statements, he would have to copy it all down by hand, he says. Judith Donovan adds that large companies will say they are cutting out paper to help you to be greener. "Consumers don't want to look like their chopping down trees," she said. But if you're printing off all your bills at home anyway, with the ink costs as well that's arguably less sustainable. Tora Cordara is unable to check her bills online all the time, which makes it trickier to track the household finances She points out that people without internet access are also penalised in other ways. A Senior Railcard for over 60s costs £30 - or £70 for three years, which is a saving of £20. However a three-year card can only be bought online - excluding millions of pensioners who do not use the internet. She adds that some building societies ask for paper statements as proof of identity - they will not accept a statement printed off at home - at the same time as stopping issuing paper statements. RBS/Natwest last year became the first bank to stop posting monthly statements to all current account customers. Meanwhile according to a study by consumer Watchdog Which? last year, online bank account provider Smile will charge £2.50 per sheet for a duplicate copy of a statement if it is less than one year old, and a whopping £10 fee if the statement goes back longer. Barclays, Co-operative Bank, Halifax, Nationwide, NatWest/RBS and Santander charge paper-free customers £5 for each copy of a statement. First Direct, Bank of Scotland, HSBC and Lloyds TSB don't charge at all.