Brits waste £800 a year on household bills Over the next 12 months, consumers will pay nearly £800 more than necessary on household bills as their apathy leaves them languishing on expensive deals. New figure from comparison website GoCompare.com show that despite record high premiums, nearly two in three motorists have not switched their car insurance in the last year - and as a result are paying more than £395 more than needed. What's more, three in ten drivers have not switched for more than three years. In that time, the average fully comprehensive car insurance premium has more than doubled. However, it is not just car insurance where households are potentially missing out on savings. The switching figures for home insurance and energy are even worse with eight in ten households sticking with their gas or electricity supplier and seven in ten admitting they have not switched home insurer in the last 12 months. And as a result, over a year households are overpaying by £385 and £123 respectfully. Recent figures indicate that household energy bills have increased by more than 90pc in six years, rising by nearly £600 to an average of £1,259 and according to Citizens Advice, four out of 10 people are worried that they cannot afford their next energy bill. While home insurance premiums have risen by 7pc over the last year and by 12pc the year before. However, some households may be struggling unnecessarily because they are not on the best deal. "Making comparisons for everyday financial products can save you a packet," said John Miles, business development director at Gocompare.com. There are still opportunities for real savings to be made but, as our survey demonstrates, a large number of people haven't switched despite the obvious benefits. In particular, for many drivers, car insurance premiums remain close to record high levels. Average premiums have more than doubled in the last three years, so motorists can make some significant savings by checking deals.