Jill on Money: Downsizing, Education Funding With interest rates still low and the housing market showing some signs of life, there's been an uptick in questions about refinancing, downsizing and how to finance large home improvements. Sarah from Kentucky just refinanced three years ago, but the value of the home has dropped since then and she's not sure whether they should refinance again. Mary wanted a reality check on whether or not she should pay down her mortgage before retirement, while Brenda and Cynthia are both considering selling their homes and paying cash for smaller ones. I can't emphasize how much I love the idea of downsizing in retirement. The financial aspect is clear, but in my experiences with former clients, having a smaller, more convenient dwelling can reduce headaches. Dennis from Wisconsin and Rich from New York are in their 50's and are semi-retired. Each needed to know if he's on the right track with investments and overall retirement planning. One warning to young retirees: the longer you can delay tapping into your nest egg, the better! Tim from Louisville asked whether or not he should worry when financial talking heads warn about a "bond bubble" and Bobby asked for my view of the global economy. Pat asked about the various terms used in her pension choices, but what she really needs is some independent financial advice. With college acceptance letters out, there are lots of people trying to weigh financial aid offers. The Consumer Financial Protection Bureau launched its Financial Aid Comparison Shopper, an interactive, online tool to help you compare financial aid offers and pick the one that works best for you. You can also check out this TV segment: Re-Fi Calculator Another Re-Fi Calculator 529 plan info Best 529 Plans 2011 CFPB Financial Aid Comparison Shopper