Queen's Speech 2012: the winners and losers News broadcasters: Television cameras will be allowed in court. Environmental campaigners: an emissions performance standard will prevent the construction of new coal plants which produce too much carbon dioxide. Farmers: A new independent adjudicator will protect suppliers to supermarkets by ensuring that large retailers treat them "fairly and lawfully." Savers: Under the new depositor preference rule ordinary savings and deposit accounts are repaid first when a bank goes under. The elderly and disabled: Those in need of care will be told what they can expect from the state - but fundamental reform of funding has been delayed until the summer. Magistrates: To get the power to dispense summary neighbourhood justice. Newspapers, academics and scientists: Under the Defamation Bill the media would have a public interest defence against libel claims, and libel law would not be allowed to "frustrate robust scientific and academic debate." Claimants would have to show they have suffered harm before suing for defamation. Losers Hereditary Peers: due to be swept from the Lords with a largely elected upper House. Older workers: The pension age will rise to 67. Public sector workers: The costs of public sector pensions are to be cut under a common framework. Investment banks: Banks will be forced to separate their retail and investment banking divisions, costing the industry £3.5-8bn a year. It will be easier for customers to switch accounts. Captains of industry: Shareholders will get more power to reject excessive boardroom pay. Drug drivers: Driving under the influence of drugs will be an offence. Vote-riggers: Voters will be required to register individually under plans to modernise the electoral system. Civil liberties campaigners: the plans to increase the powers of the security services and conduct 'secret justice' have caused disquiet.