The 10 best personal finance apps £0.69, iPhone This is a great one if you've just got a new job and want to figure out how much money you have after tax, student loan, pension contributions and the like. Simply put in your gross salary and it works out the rest. Toshl Finance Free, iPhone Toshl, with its little "savings monsters" and easy-to-use budget planner really comes into its own when you take it abroad: allowing you to track spending in the currency and do conversion calculations. Money Smart £1.99, iPhone Understand all your little daily expenses and not-so-little monthly outgoings in a visual way with Money Smart, which provides statistics and graphics to display your cash flow. Savings Goals Saving for a house? A car? Or maybe a fancy summer holiday. Check out Savings Goals, which allows you to enter a target amount and date, and thencreates a saving schedule and tracker. PageOnce Free, Android, iPhone This app has it all. You can pay all your bills on the go and the automatic organiser and money tracker also provides real-time alerts, while also allowing you to keep tabs on your investment portfolio, if you have one. Money Lover A simple, accessible app that allows you to budget across weeks, months and years. The neat financial calendar lets you set up alerts and keep tabs on all transactions. Plus, it works with all currencies. Expensify Getting your expenses done has never been so easy - this app allows you to take a snap and turn your receipts digital, compile a report and email the PDF to your boss. You can also upload business cards and track purchases. Easy Money Android, £5.99 This money-manager app gives you a detailed view of your finances, combining an expense manager, bill manager, cheque-book register and colour-coded budget-planner. It's simple to use, intuitive and handy. Bill Assistant Avoid late-payment charges on your bills with this app. Add in your details and it alerts you when bills need paying, tells you how much you owe and keeps a record of your past payment history. Account Tracker This clever app allows you to monitor multiple bank accounts on one screen. The account icons even change colour according to your relative financial health. The main advantage is the alerts about your money.