When Medical Bills Weigh on Job Applicants Re "The Long Shadow of Bad Credit" (May 12), which described how adverse credit reports or personal bankruptcies may be a main reason for the rejection of job applicants: The article showed again how medical bills may be destroying Americans" lives. In many countries with universal health care, you wouldn't be denied a job or denied a home because of medical debts - because you wouldn't have those debts in the first place. President Obama's health plan goes as far as it can, but given the opposition to anything approaching a single-payer system, many American lives are being ruined. Rego Park, Queens, May 13