1 in 3 women have no pension and will have to work until 70s 37 per cent of women "have no pension whatsoever" Women who do save are putting aside £1,000 a year less than men Females put aside an average of £182 a month More than a third of women do not have anything saved into a pension fund, forcing many to work into their 70s, a damning report reveals today. The study highlights the huge gulf between women and men, who are far more likely to have a pension. While 37 per cent of women "have no pension whatsoever," the problem affects only 27 per cent of men, according to the report, from insurance firm Scottish Widows. Ros Altmann, a former Downing Street pensions adviser, said 'women are the poor relations in pensions' To make matters worse, women who do manage to save money towards a pension are putting aside nearly £1,000 a year less than men who are managing to save. Dr Ros Altmann, a former Downing Street pensions adviser, said: "This survey is yet more evidence of how women are the poor relations in pensions." Women who are saving into a personal pension manage to put aside an average of £182 a month, but this is "well below" the average amount managed by a man who saves £260 a month. "This creates a gender pension savings gap of nearly £1,000 a year," warns the report. Malcolm McLean, of pensions advisers Barnett Waddingham, called the study's findings "extremely disappointing." He said: "The situation where women are in some way treated almost as second-class citizens belongs in the past and certainly should not exist in the 21st century. Greater equality in pension provision is an important part of the change that we need to achieve as soon as possible. Pension: While 37 per cent of women 'have no pension whatsoever', the problem affects only 27 per cent of men, according to the report, from insurance firm Scottish Widows Taking career breaks while a woman has children as well as switching to part-time work while raising a young family have a knock-on effect on women's ability to save, the report warns. In their 30s - the age at which many women are bringing up young children - women who manage to save money put aside £87 a month, while men put aside £151 per month. The Government is trying to solve Britain's pensions crisis by forcing bosses to pay into a pension for their workers for the first time. Millions of women should benefit by being automatically enrolled into a pension, unlike previous generations who were often not offered a pension in their job. Since the rules were introduced last October, around 1.7million women and men have been signed up to a company pension. Official figures show how the lack of pension saving among women as well as the rising state pension age is forcing them to work longer than many would like to work. In 1993, just a third - 35.1 per cent - of 60-year-old women had jobs. Twenty years later, the percentage has jumped to 51.5 per cent, according to the Office for National Statistics. The state pension age for women, which used to be 60, is being increased every few months, rising to 65 in 2018, 66 in 2020 and 67 by 2028.