G20 businesses urged to check insurance BRISBANE businesses in areas affected by the G20 summit have been urged to make sure their insurance covers damage by protests. QUEENSLAND authorities have reassured retailers that widespread unrest is not expected during the November gathering of world leaders, but the National Retail Association wants them check their policies all the same. "Obviously we don't want to see a repeat of what happened at the G20 in Toronto," NRA chief executive Trevor Evans told AAP on Friday. But there's been probably a dozen G20 meetings in the intervening period, and most of them have happened calmly and peacefully. Our hope is that Brisbane plays out in exactly that same way. The 2010 Toronto G20 event became synonymous with images of mass arrests and unruly protests, including the burning of police cars. In the aftermath, business insurance claims reached $US11 million. The Insurance Council of Australia says civil unrest is a common exclusion in business insurance policies nationally and globally. "However, the threshold for a government declaring civil unrest is extremely high," spokesman Campbell Fuller said. Businesses and consumers should pay attention to advice from law enforcement agencies during the summit, Mr Fuller said. Do not take unnecessary risks, and if damage to your property occurs (vehicle or house), contact your insurer and lodge a claim. The Queensland Police Service has identified 26 protest groups planning to have a presence during the summit, but authorities are prepared for possible spontaneous protests.