£1m lottery winner's credit rating so poor he cannot get a mortgage Matt Myles, 28, who is unmarried, quit his job and took his brother Pete, 27, and several friends on a seven-month "bender" before returning to start a property portfolio. After his Euromillions win on April 8, Mr Myles, a former electrical engineer, set off with friends on the trip. The group partied in Indonesia and America before flying to Brazil for the World Cup in June. It was then on to Thailand, Ibiza, Spain and Italy. I would say America was my favourite purely because it is English speaking. However, he added: "It is expensive in New York. We spent £4,500 just to get in and sit at a table in one place in New York. We got smashed. For his birthday in September, Mr Myles briefly returned to Hereford for a Great Gatsby-themed party for 350 people, complete with champagne showers. The group finally flew home to Britain for good on Nov 15. Mr Myles said: "We had an amazing time but we all had to come home and grow up. I've got to buy a house and we couldn't carry on much longer without doing ourselves serious damage. As well as his £72,000 bar bill, he has spent £45,000 on a Porsche and £9,000 on an Omega watch. However, he came down to earth after being refused a mortgage because he does not have a regular income. "I was going to buy a load of houses with mortgages and then get people in to rent them to pay for the mortgage," he said. But mortgage lenders don't see the interest of an investment as income so, in effect I am a millionaire, but I can't even get a mortgage. He is now buying outright a £150,000 house in Hereford.