The Charlotte 49ers came to Puerto Rico an afterthought in a tournament that featured two ranked teams and two more from power conferences. They're going home champions. Terrence Williams put back his own miss with 0.4 seconds left, giving Charlotte a stunning win over No. 14 Michigan on Sunday in the final of the Puerto Rico Tip-Off. "That's one of the most incredible basketball games I've ever been a part of," Charlotte coach Alan Major said. All three games in this tournament got sticky. ... The thing that's been the thing that's been the most encouraging and fun for me is watching them coming together down here and just trying to be a team. "They deserve this," Major said. The title is the 49ers (5-1) second early-season tournament win in two seasons. They won the Great Alaska Shootout last season. Michigan's Mitch McGary tied it at 61 on a layup with 9 seconds left, but Charlotte quickly pushed the ball up the floor. "I just stayed with it so I could get an extra chance at the basket and I ended up making the shot," Williams said. There was no time to think I just had to react. "We told them before the game, you belong in this game," Major said. You've earned your way into it. Whatever was lined up before, bracket-wise and who's in it, you can't control that. But you can control the way you play. You can control how close you are as a team. You can control your toughness. "We just said before the game - it's enough," he added. Don't worry that you don't have enough. If you rely on each other, you've got enough. Michigan overcame a 16-point deficit in Friday's semifinal against Florida State to win overtime. On Sunday it stayed in the game despite shooting just 31 percent for the game. The Wolverines (4-2) also played most of the night without starting forward Glenn Robinson III, who logged only 9 minutes as he struggled with back problems. The one player that was able to keep up the scoring load was Michigan's Nik Stauskas, who was chosen the tournament's most valuable player. He finished with 20 points, but played through an ankle injury over the final 9 minutes. "The injury was tough, especially defensively, because they noticed it real quick and whoever I was guarding just started running around a bunch of screens," Stauskas said. It was definitely difficult just to move around and put pressure on them. I was kind of limited.