It's time to refocus on returns, not fees YESTERDAY'S promising reports from Chant West and SuperRatings, which predict double-figure returns from conventional super funds in 2012-13, have done us the great service of shifting the focus from anxiety about fees to a more balanced understanding of risk and reward. What ought to matter to savers is not the fee they are paying to have their money managed, but the net return they receive after the fees have been taken out.