Question: what is the best credit card for seniors

Best Credit Cards for Seniors | Cheapism.com 12 Best Credit Cards for Seniors
12 Best Credit Cards for Seniors
PLAYING YOUR CARDS RIGHT
AARP CREDIT CARD
AMERICAN EXPRESS BLUE CASH PREFERRED CARD
CHASE SAPPHIRE PREFERRED
CITI DOUBLE CASH CARD
CAPITAL ONE VENTURE REWARDS
CHASE FREEDOM UNLIMITED
UBER VISA
SIMMONS VISA
FIDELITY REWARDS VISA SIGNATURE CARD
WELLS FARGO PROPEL AMERICAN EXPRESS
TARGET REDCARD
DISCOVER IT CASH BACK
 You also get 1 percent back on groceries and going out to eat. This is the perfect card for seniors who enjoy going out for dinner ." In addition, every time you use your credit card at as restaurant, 10 cents is donated to AARP. 3 / 13
funky-data/istockphoto
AMERICAN EXPRESS BLUE CASH PREFERRED CARD
Priyanka Prakash, a lending and credit expert at online loan broker Fundera, says the American Express Blue Cash Preferred Card is her top choice for senior citizens for a variety of reasons. " The card provides cash back in areas of spending that are important to baby boomers and seniors," Prakash said. " Compared to millennials, nearly 40 percent of whom shop for groceries online on platforms like Amazon, 85 percent of baby boomers still prefer going to the supermarket." The Blue Cash Preferred card provides 6 percent cash back on groceries, which is the highest of any card on the market, Prakash notes. In addition, it offers 3 percent cash back on fuel purchases, another help for seniors who are continuing to drive, she says. This card also comes with a $250 cash-back offer when spending $1,000 within the first three months. 4 / 13
Courtesy of chase.com
CHASE SAPPHIRE PREFERRED
Juggling credit cards with different rewards and points-redemption methods can get confusing.

Best Credit Cards for Seniors | Cheapism.com

12 Best Credit Cards for Seniors
12 Best Credit Cards for Seniors
PLAYING YOUR CARDS RIGHT
AARP CREDIT CARD
AMERICAN EXPRESS BLUE CASH PREFERRED CARD
CHASE SAPPHIRE PREFERRED
CITI DOUBLE CASH CARD
CAPITAL ONE VENTURE REWARDS
CHASE FREEDOM UNLIMITED
UBER VISA
SIMMONS VISA
FIDELITY REWARDS VISA SIGNATURE CARD
WELLS FARGO PROPEL AMERICAN EXPRESS
TARGET REDCARD
DISCOVER IT CASH BACK

You also get 1 percent back on groceries and going out to eat. This is the perfect card for seniors who enjoy going out for dinner ." In addition, every time you use your credit card at as restaurant, 10 cents is donated to AARP. 3 / 13
funky-data/istockphoto
AMERICAN EXPRESS BLUE CASH PREFERRED CARD
Priyanka Prakash, a lending and credit expert at online loan broker Fundera, says the American Express Blue Cash Preferred Card is her top choice for senior citizens for a variety of reasons. " The card provides cash back in areas of spending that are important to baby boomers and seniors," Prakash said. " Compared to millennials, nearly 40 percent of whom shop for groceries online on platforms like Amazon, 85 percent of baby boomers still prefer going to the supermarket." The Blue Cash Preferred card provides 6 percent cash back on groceries, which is the highest of any card on the market, Prakash notes. In addition, it offers 3 percent cash back on fuel purchases, another help for seniors who are continuing to drive, she says. This card also comes with a $250 cash-back offer when spending $1,000 within the first three months. 4 / 13
Courtesy of chase.com
CHASE SAPPHIRE PREFERRED
Juggling credit cards with different rewards and points-redemption methods can get confusing.

5 Best Credit Cards for Seniors of 2021 | Credit Karma The 5 best credit cards for seniors of 2021
The 5 best credit cards for seniors of 2021
In a Nutshell
The best credit cards for seniors can help you maintain your financial well-being and make the most of your golden years.
Best for travel: Capital One® Venture® Rewards Credit Card
Capital One® Venture® Rewards Credit Card
Best for simple cash back: Citi® Double Cash Card
Citi® Double Cash Card
Best for boosting retirement savings: Fidelity® Rewards Visa® Signature Card
Best for low ongoing APR: Simmons Visa®
Best for 0% intro APR: U.S. Bank Visa® Platinum Card
How we picked the best credit cards for seniors
How to make the most of these credit cards
 The Citi® Double Cash Card offers a low-hassle way for you to earn cash back on all of your purchases. If you want to earn rewards on items you buy every day but don’t want to worry about keeping track of rewards categories, this card could be a good place to start. With the Citi® Double Cash Card, you’ll earn unlimited 2% cash back on everything you buy — 1% when you buy it and 1% when you pay your bill. Plus, there’s no annual fee to cut into your rewards, which you can redeem for a check, direct deposit or statement credit. Although this card has a straightforward rewards structure and is easy to use, you may be able to earn more with a different type of cash back credit card with higher rates in certain categories. And unlike some other cash back credit cards, this one doesn’t come with a sign-up bonus. Check out our review of the Citi® Double Cash Card to see if it’s right for you. Best for boosting retirement savings: Fidelity® Rewards Visa® Signature Card
Here’s why: With the Fidelity® Rewards Visa Signature Card, seniors with an eligible Fidelity account can earn unlimited 2% cash back on qualifying purchases when they sign up for direct-deposit rewards into their account.

5 Best Credit Cards for Seniors of 2021 | Credit Karma

The 5 best credit cards for seniors of 2021
The 5 best credit cards for seniors of 2021
In a Nutshell
The best credit cards for seniors can help you maintain your financial well-being and make the most of your golden years.
Best for travel: Capital One® Venture® Rewards Credit Card
Capital One® Venture® Rewards Credit Card
Best for simple cash back: Citi® Double Cash Card
Citi® Double Cash Card
Best for boosting retirement savings: Fidelity® Rewards Visa® Signature Card
Best for low ongoing APR: Simmons Visa®
Best for 0% intro APR: U.S. Bank Visa® Platinum Card
How we picked the best credit cards for seniors
How to make the most of these credit cards

The Citi® Double Cash Card offers a low-hassle way for you to earn cash back on all of your purchases. If you want to earn rewards on items you buy every day but don’t want to worry about keeping track of rewards categories, this card could be a good place to start. With the Citi® Double Cash Card, you’ll earn unlimited 2% cash back on everything you buy — 1% when you buy it and 1% when you pay your bill. Plus, there’s no annual fee to cut into your rewards, which you can redeem for a check, direct deposit or statement credit. Although this card has a straightforward rewards structure and is easy to use, you may be able to earn more with a different type of cash back credit card with higher rates in certain categories. And unlike some other cash back credit cards, this one doesn’t come with a sign-up bonus. Check out our review of the Citi® Double Cash Card to see if it’s right for you. Best for boosting retirement savings: Fidelity® Rewards Visa® Signature Card
Here’s why: With the Fidelity® Rewards Visa Signature Card, seniors with an eligible Fidelity account can earn unlimited 2% cash back on qualifying purchases when they sign up for direct-deposit rewards into their account.

5 Best Credit Cards for Seniors of 2021 | Credit Karma The 5 best credit cards for seniors of 2021
The 5 best credit cards for seniors of 2021
In a Nutshell
The best credit cards for seniors can help you maintain your financial well-being and make the most of your golden years.
Best for travel: Capital One® Venture® Rewards Credit Card
Capital One® Venture® Rewards Credit Card
Best for simple cash back: Citi® Double Cash Card
Citi® Double Cash Card
Best for boosting retirement savings: Fidelity® Rewards Visa® Signature Card
Best for low ongoing APR: Simmons Visa®
Best for 0% intro APR: U.S. Bank Visa® Platinum Card
How we picked the best credit cards for seniors
How to make the most of these credit cards
 With the average APR on credit cards hovering in the mid-teens, the variable purchase and balance transfer APR of 8.25% on the Simmons Visa® card comes in well below the average. And this card doesn’t have an annual fee. Need more info on how your credit card APR works? Take a look at our explanation of what APR is and why it’s important. Find a credit card that works for me Explore Cards Now
Best for 0% intro APR: U.S. Bank Visa® Platinum Card
Here’s why: The U.S. Bank Visa® Platinum Card gives seniors an opportunity to make a large purchase or transfer a high-interest balance and pay it off without accruing interest charges for a lengthy period of time. You also won’t have to pay an annual fee. For the first 20 billing cycles, you can take advantage of an introductory 0% APR on purchases. The same 0% APR offer also extends to balance transfers made within 60 days of account opening.

With the average APR on credit cards hovering in the mid-teens, the variable purchase and balance transfer APR of 8.25% on the Simmons Visa® card comes in well below the average. And this card doesn’t have an annual fee. Need more info on how your credit card APR works? Take a look at our explanation of what APR is and why it’s important. Find a credit card that works for me Explore Cards Now
Best for 0% intro APR: U.S. Bank Visa® Platinum Card
Here’s why: The U.S. Bank Visa® Platinum Card gives seniors an opportunity to make a large purchase or transfer a high-interest balance and pay it off without accruing interest charges for a lengthy period of time. You also won’t have to pay an annual fee. For the first 20 billing cycles, you can take advantage of an introductory 0% APR on purchases. The same 0% APR offer also extends to balance transfers made within 60 days of account opening.

5 Best Credit Cards for Seniors of 2021 | Credit Karma The 5 best credit cards for seniors of 2021
The 5 best credit cards for seniors of 2021
In a Nutshell
The best credit cards for seniors can help you maintain your financial well-being and make the most of your golden years.
Best for travel: Capital One® Venture® Rewards Credit Card
Capital One® Venture® Rewards Credit Card
Best for simple cash back: Citi® Double Cash Card
Citi® Double Cash Card
Best for boosting retirement savings: Fidelity® Rewards Visa® Signature Card
Best for low ongoing APR: Simmons Visa®
Best for 0% intro APR: U.S. Bank Visa® Platinum Card
How we picked the best credit cards for seniors
How to make the most of these credit cards
 And unlike some other cash back credit cards, this one doesn’t come with a sign-up bonus. Check out our review of the Citi® Double Cash Card to see if it’s right for you. Best for boosting retirement savings: Fidelity® Rewards Visa® Signature Card
Here’s why: With the Fidelity® Rewards Visa Signature Card, seniors with an eligible Fidelity account can earn unlimited 2% cash back on qualifying purchases when they sign up for direct-deposit rewards into their account. You’ll earn two points for every $1 you spend on purchases that count — earnings that equate to a $1 reward for every $50 you spend. Your rewards can be deposited in several kinds of eligible Fidelity accounts, including certain retirement accounts, HSAs and college savings accounts. This gives you the flexibility to not only boost your retirement savings, but also to help meet healthcare costs or contribute to your children’s or grandchildren’s education. The Fidelity® Rewards Visa Signature card also has no annual fee, so you don’t have to deal with that added cost offsetting your rewards. If you don’t have a Fidelity account but like the idea of this credit card, it might be worth contacting your retirement account provider to find out if it offers a similar option.

And unlike some other cash back credit cards, this one doesn’t come with a sign-up bonus. Check out our review of the Citi® Double Cash Card to see if it’s right for you. Best for boosting retirement savings: Fidelity® Rewards Visa® Signature Card
Here’s why: With the Fidelity® Rewards Visa Signature Card, seniors with an eligible Fidelity account can earn unlimited 2% cash back on qualifying purchases when they sign up for direct-deposit rewards into their account. You’ll earn two points for every $1 you spend on purchases that count — earnings that equate to a $1 reward for every $50 you spend. Your rewards can be deposited in several kinds of eligible Fidelity accounts, including certain retirement accounts, HSAs and college savings accounts. This gives you the flexibility to not only boost your retirement savings, but also to help meet healthcare costs or contribute to your children’s or grandchildren’s education. The Fidelity® Rewards Visa Signature card also has no annual fee, so you don’t have to deal with that added cost offsetting your rewards. If you don’t have a Fidelity account but like the idea of this credit card, it might be worth contacting your retirement account provider to find out if it offers a similar option.

Best Credit Cards for Seniors | Cheapism.com 12 Best Credit Cards for Seniors
12 Best Credit Cards for Seniors
PLAYING YOUR CARDS RIGHT
AARP CREDIT CARD
AMERICAN EXPRESS BLUE CASH PREFERRED CARD
CHASE SAPPHIRE PREFERRED
CITI DOUBLE CASH CARD
CAPITAL ONE VENTURE REWARDS
CHASE FREEDOM UNLIMITED
UBER VISA
SIMMONS VISA
FIDELITY REWARDS VISA SIGNATURE CARD
WELLS FARGO PROPEL AMERICAN EXPRESS
TARGET REDCARD
DISCOVER IT CASH BACK
 Since you get the 5 percent off for all qualifying Target purchases, this can make all of your shopping at the giant retailer cheaper." Another bonus: There is no annual fee. 13 / 13
Courtesy of facebook.com/Discover
DISCOVER IT CASH BACK
The Discover it Cash Back card offers great value for seniors in its first year, says Cetera of FitSmallBusiness. " Discover pays 1 percent on all spending and 5 percent on rotating categories that switch each quarter," Cetera explained. During the first year of card ownership, Discover will also match all of the cash back you earn. That essentially makes this a 2 percent cash-back card on all spending and a 10 percent cash-back card on rotating categories during the first year. " That makes for a pretty great return on any spending a senior citizen might need to do."

Since you get the 5 percent off for all qualifying Target purchases, this can make all of your shopping at the giant retailer cheaper." Another bonus: There is no annual fee. 13 / 13
Courtesy of facebook.com/Discover
DISCOVER IT CASH BACK
The Discover it Cash Back card offers great value for seniors in its first year, says Cetera of FitSmallBusiness. " Discover pays 1 percent on all spending and 5 percent on rotating categories that switch each quarter," Cetera explained. During the first year of card ownership, Discover will also match all of the cash back you earn. That essentially makes this a 2 percent cash-back card on all spending and a 10 percent cash-back card on rotating categories during the first year. " That makes for a pretty great return on any spending a senior citizen might need to do."

Best Credit Cards for Seniors | Cheapism.com 12 Best Credit Cards for Seniors
12 Best Credit Cards for Seniors
PLAYING YOUR CARDS RIGHT
AARP CREDIT CARD
AMERICAN EXPRESS BLUE CASH PREFERRED CARD
CHASE SAPPHIRE PREFERRED
CITI DOUBLE CASH CARD
CAPITAL ONE VENTURE REWARDS
CHASE FREEDOM UNLIMITED
UBER VISA
SIMMONS VISA
FIDELITY REWARDS VISA SIGNATURE CARD
WELLS FARGO PROPEL AMERICAN EXPRESS
TARGET REDCARD
DISCOVER IT CASH BACK
 11 / 13
Courtesy of facebook.com/Wells Fargo
WELLS FARGO PROPEL AMERICAN EXPRESS
While it may offer a slightly lower return than other cards at three times the points on restaurants and take-out, the Wells Fargo Propel American Express also offers three times points on a variety of other spending categories, such as gas stations, rideshares and transit, flights, hotels, car rentals and popular streaming services, says Cetera of FitSmallBusiness. " I'd recommend this card to senior citizens who spend heavily on both dining out and travel," said Cetera said. " What's more there's no annual fee, and you can earn 30,000 bonus points when you spend $3,000 within the first three months." 12 / 13
Target by Mike Mozart ( CC BY)
TARGET REDCARD
Available as either a debit or credit card, the Target REDcard is a good choice for seniors because it will save an instant 5 percent at the checkout, says Cetera of FitSmallBusiness. " This is great for grocery shopping," Cetera said, adding that the card could save consumers hundreds of dollars annually. " Since you get the 5 percent off for all qualifying Target purchases, this can make all of your shopping at the giant retailer cheaper." Another bonus: There is no annual fee. 13 / 13
Courtesy of facebook.com/Discover
DISCOVER IT CASH BACK
The Discover it Cash Back card offers great value for seniors in its first year, says Cetera of FitSmallBusiness. " Discover pays 1 percent on all spending and 5 percent on rotating categories that switch each quarter," Cetera explained.

11 / 13
Courtesy of facebook.com/Wells Fargo
WELLS FARGO PROPEL AMERICAN EXPRESS
While it may offer a slightly lower return than other cards at three times the points on restaurants and take-out, the Wells Fargo Propel American Express also offers three times points on a variety of other spending categories, such as gas stations, rideshares and transit, flights, hotels, car rentals and popular streaming services, says Cetera of FitSmallBusiness. " I'd recommend this card to senior citizens who spend heavily on both dining out and travel," said Cetera said. " What's more there's no annual fee, and you can earn 30,000 bonus points when you spend $3,000 within the first three months." 12 / 13
Target by Mike Mozart ( CC BY)
TARGET REDCARD
Available as either a debit or credit card, the Target REDcard is a good choice for seniors because it will save an instant 5 percent at the checkout, says Cetera of FitSmallBusiness. " This is great for grocery shopping," Cetera said, adding that the card could save consumers hundreds of dollars annually. " Since you get the 5 percent off for all qualifying Target purchases, this can make all of your shopping at the giant retailer cheaper." Another bonus: There is no annual fee. 13 / 13
Courtesy of facebook.com/Discover
DISCOVER IT CASH BACK
The Discover it Cash Back card offers great value for seniors in its first year, says Cetera of FitSmallBusiness. " Discover pays 1 percent on all spending and 5 percent on rotating categories that switch each quarter," Cetera explained.

Best Credit Cards for Seniors | Cheapism.com 12 Best Credit Cards for Seniors
12 Best Credit Cards for Seniors
PLAYING YOUR CARDS RIGHT
AARP CREDIT CARD
AMERICAN EXPRESS BLUE CASH PREFERRED CARD
CHASE SAPPHIRE PREFERRED
CITI DOUBLE CASH CARD
CAPITAL ONE VENTURE REWARDS
CHASE FREEDOM UNLIMITED
UBER VISA
SIMMONS VISA
FIDELITY REWARDS VISA SIGNATURE CARD
WELLS FARGO PROPEL AMERICAN EXPRESS
TARGET REDCARD
DISCOVER IT CASH BACK
 Compared to millennials, nearly 40 percent of whom shop for groceries online on platforms like Amazon, 85 percent of baby boomers still prefer going to the supermarket." The Blue Cash Preferred card provides 6 percent cash back on groceries, which is the highest of any card on the market, Prakash notes. In addition, it offers 3 percent cash back on fuel purchases, another help for seniors who are continuing to drive, she says. This card also comes with a $250 cash-back offer when spending $1,000 within the first three months. 4 / 13
Courtesy of chase.com
CHASE SAPPHIRE PREFERRED
Juggling credit cards with different rewards and points-redemption methods can get confusing. The Chase Sapphire Preferred can streamline things for seniors, said Oliver Browne, a credit industry analyst for Credit Card Insider. " The Chase Sapphire Preferred is a fantastic travel credit card for seniors as it allows them to earn and transfer points to a number of partner loyalty programs," Browne explained. The card is much-loved for its ability to transfer points at a 1-to-1 ratio to airline and hotel travel partners, including United MileagePlus and IHG Rewards Club. This card also offers 2 points per dollar on travel and dining, an added bonus for seniors who want to enjoy the finer things in retirement while still putting some money back in their pocket. 5 / 13
Justin Sullivan/Getty Images
CITI DOUBLE CASH CARD
The major benefit of the Double Cash Card is right in its name, says Andy Misek of Finance Guru.

Compared to millennials, nearly 40 percent of whom shop for groceries online on platforms like Amazon, 85 percent of baby boomers still prefer going to the supermarket." The Blue Cash Preferred card provides 6 percent cash back on groceries, which is the highest of any card on the market, Prakash notes. In addition, it offers 3 percent cash back on fuel purchases, another help for seniors who are continuing to drive, she says. This card also comes with a $250 cash-back offer when spending $1,000 within the first three months. 4 / 13
Courtesy of chase.com
CHASE SAPPHIRE PREFERRED
Juggling credit cards with different rewards and points-redemption methods can get confusing. The Chase Sapphire Preferred can streamline things for seniors, said Oliver Browne, a credit industry analyst for Credit Card Insider. " The Chase Sapphire Preferred is a fantastic travel credit card for seniors as it allows them to earn and transfer points to a number of partner loyalty programs," Browne explained. The card is much-loved for its ability to transfer points at a 1-to-1 ratio to airline and hotel travel partners, including United MileagePlus and IHG Rewards Club. This card also offers 2 points per dollar on travel and dining, an added bonus for seniors who want to enjoy the finer things in retirement while still putting some money back in their pocket. 5 / 13
Justin Sullivan/Getty Images
CITI DOUBLE CASH CARD
The major benefit of the Double Cash Card is right in its name, says Andy Misek of Finance Guru.

5 Best Credit Cards for Seniors of 2021 | Credit Karma The 5 best credit cards for seniors of 2021
The 5 best credit cards for seniors of 2021
In a Nutshell
The best credit cards for seniors can help you maintain your financial well-being and make the most of your golden years.
Best for travel: Capital One® Venture® Rewards Credit Card
Capital One® Venture® Rewards Credit Card
Best for simple cash back: Citi® Double Cash Card
Citi® Double Cash Card
Best for boosting retirement savings: Fidelity® Rewards Visa® Signature Card
Best for low ongoing APR: Simmons Visa®
Best for 0% intro APR: U.S. Bank Visa® Platinum Card
How we picked the best credit cards for seniors
How to make the most of these credit cards
 For additional details, check out our complete review of the Fidelity® Rewards Visa® Signature Card. Best for low ongoing APR: Simmons Visa®
Here’s why: Unlike the other cards we’ve covered so far, the Simmons Visa® won’t earn you rewards or cash back when you use it, but it does offer a low ongoing APR. This feature can help seniors who may need to carry a credit card balance keep interest charges under control. With the average APR on credit cards hovering in the mid-teens, the variable purchase and balance transfer APR of 8.25% on the Simmons Visa® card comes in well below the average. And this card doesn’t have an annual fee. Need more info on how your credit card APR works? Take a look at our explanation of what APR is and why it’s important. Find a credit card that works for me Explore Cards Now
Best for 0% intro APR:

For additional details, check out our complete review of the Fidelity® Rewards Visa® Signature Card. Best for low ongoing APR: Simmons Visa®
Here’s why: Unlike the other cards we’ve covered so far, the Simmons Visa® won’t earn you rewards or cash back when you use it, but it does offer a low ongoing APR. This feature can help seniors who may need to carry a credit card balance keep interest charges under control. With the average APR on credit cards hovering in the mid-teens, the variable purchase and balance transfer APR of 8.25% on the Simmons Visa® card comes in well below the average. And this card doesn’t have an annual fee. Need more info on how your credit card APR works? Take a look at our explanation of what APR is and why it’s important. Find a credit card that works for me Explore Cards Now
Best for 0% intro APR:

Best Credit Cards for Seniors | Cheapism.com 12 Best Credit Cards for Seniors
12 Best Credit Cards for Seniors
PLAYING YOUR CARDS RIGHT
AARP CREDIT CARD
AMERICAN EXPRESS BLUE CASH PREFERRED CARD
CHASE SAPPHIRE PREFERRED
CITI DOUBLE CASH CARD
CAPITAL ONE VENTURE REWARDS
CHASE FREEDOM UNLIMITED
UBER VISA
SIMMONS VISA
FIDELITY REWARDS VISA SIGNATURE CARD
WELLS FARGO PROPEL AMERICAN EXPRESS
TARGET REDCARD
DISCOVER IT CASH BACK
 The Chase Sapphire Preferred can streamline things for seniors, said Oliver Browne, a credit industry analyst for Credit Card Insider. " The Chase Sapphire Preferred is a fantastic travel credit card for seniors as it allows them to earn and transfer points to a number of partner loyalty programs," Browne explained. The card is much-loved for its ability to transfer points at a 1-to-1 ratio to airline and hotel travel partners, including United MileagePlus and IHG Rewards Club. This card also offers 2 points per dollar on travel and dining, an added bonus for seniors who want to enjoy the finer things in retirement while still putting some money back in their pocket. 5 / 13
Justin Sullivan/Getty Images
CITI DOUBLE CASH CARD
The major benefit of the Double Cash Card is right in its name, says Andy Misek of Finance Guru. The card provides 1 percent cash back when you make any type of purchase and another 1 percent when you pay, he explained. There are no specific category limits for the purchases. Nor is there a cap on the amount cardholders can earn. In addition, there's no annual fee. " While it doesn't offer the same travel benefits of the Chase Sapphire Preferred credit card, the Citi Double Cash Card offers benefits that aren't as situational," Misek said. "

The Chase Sapphire Preferred can streamline things for seniors, said Oliver Browne, a credit industry analyst for Credit Card Insider. " The Chase Sapphire Preferred is a fantastic travel credit card for seniors as it allows them to earn and transfer points to a number of partner loyalty programs," Browne explained. The card is much-loved for its ability to transfer points at a 1-to-1 ratio to airline and hotel travel partners, including United MileagePlus and IHG Rewards Club. This card also offers 2 points per dollar on travel and dining, an added bonus for seniors who want to enjoy the finer things in retirement while still putting some money back in their pocket. 5 / 13
Justin Sullivan/Getty Images
CITI DOUBLE CASH CARD
The major benefit of the Double Cash Card is right in its name, says Andy Misek of Finance Guru. The card provides 1 percent cash back when you make any type of purchase and another 1 percent when you pay, he explained. There are no specific category limits for the purchases. Nor is there a cap on the amount cardholders can earn. In addition, there's no annual fee. " While it doesn't offer the same travel benefits of the Chase Sapphire Preferred credit card, the Citi Double Cash Card offers benefits that aren't as situational," Misek said. "

5 Best Credit Cards for Seniors of 2021 | Credit Karma The 5 best credit cards for seniors of 2021
The 5 best credit cards for seniors of 2021
In a Nutshell
The best credit cards for seniors can help you maintain your financial well-being and make the most of your golden years.
Best for travel: Capital One® Venture® Rewards Credit Card
Capital One® Venture® Rewards Credit Card
Best for simple cash back: Citi® Double Cash Card
Citi® Double Cash Card
Best for boosting retirement savings: Fidelity® Rewards Visa® Signature Card
Best for low ongoing APR: Simmons Visa®
Best for 0% intro APR: U.S. Bank Visa® Platinum Card
How we picked the best credit cards for seniors
How to make the most of these credit cards
 At the same time, we were mindful that many senior citizens live on a fixed income, so we also tried to select cards with low interest rates and minimal fees — features that may help you keep your finances under control. How to make the most of these credit cards
To make the most of your credit card, choose the type that’s right for you based on your lifestyle, financial situation and how you plan to use it. For example, if you don’t like to travel, it probably doesn’t make sense to get a credit card that offers travel rewards. But getting one that offers cash back may be a good option. At the same time, securing a card with a low APR may not be a priority for you if you don’t carry a balance. Regardless of what type of card you choose, be sure to read the fine print in your card’s terms and conditions. Understanding how rewards systems and payment schedules work can be the difference between a stress-free credit card and one that leads to confusion and fees. Find a credit card that works for me Explore Cards Now
About the author: Jennifer Brozic is a freelance financial services writer with a bachelor’s degree in journalism from the University of Maryland a

At the same time, we were mindful that many senior citizens live on a fixed income, so we also tried to select cards with low interest rates and minimal fees — features that may help you keep your finances under control. How to make the most of these credit cards
To make the most of your credit card, choose the type that’s right for you based on your lifestyle, financial situation and how you plan to use it. For example, if you don’t like to travel, it probably doesn’t make sense to get a credit card that offers travel rewards. But getting one that offers cash back may be a good option. At the same time, securing a card with a low APR may not be a priority for you if you don’t carry a balance. Regardless of what type of card you choose, be sure to read the fine print in your card’s terms and conditions. Understanding how rewards systems and payment schedules work can be the difference between a stress-free credit card and one that leads to confusion and fees. Find a credit card that works for me Explore Cards Now
About the author: Jennifer Brozic is a freelance financial services writer with a bachelor’s degree in journalism from the University of Maryland a

5 Best Credit Cards for Seniors of 2021 | Credit Karma The 5 best credit cards for seniors of 2021
The 5 best credit cards for seniors of 2021
In a Nutshell
The best credit cards for seniors can help you maintain your financial well-being and make the most of your golden years.
Best for travel: Capital One® Venture® Rewards Credit Card
Capital One® Venture® Rewards Credit Card
Best for simple cash back: Citi® Double Cash Card
Citi® Double Cash Card
Best for boosting retirement savings: Fidelity® Rewards Visa® Signature Card
Best for low ongoing APR: Simmons Visa®
Best for 0% intro APR: U.S. Bank Visa® Platinum Card
How we picked the best credit cards for seniors
How to make the most of these credit cards
 5 Best Credit Cards for Seniors of 2021 | Credit Karma
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The 5 best credit cards for seniors of 2021
Updated December 14, 2020 • 5 min read
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Image: Two seniors shopping at a mall and wondering what kind of good rewards they can get with the best credit cards for seniors
In a Nutshell
The best credit cards for seniors offer straightforward rewards with low interest rates and fees to help keep your finances on track. Read on for our choices for the best credit cards for seniors for travel rewards, cash back, retirement savings, 0% intro APR and low ongoing APR. Written by: Jennifer Brozic
Jennifer Brozic is a personal finance writer and has written for Citi. Editorial Note: Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our marketing partners don’t review, approve or endorse our editorial content.

5 Best Credit Cards for Seniors of 2021 | Credit Karma
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The 5 best credit cards for seniors of 2021
Updated December 14, 2020 • 5 min read
This date may not reflect recent changes in individual terms. Close
Share: Click to share on Twitter (Opens in new window)
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Image: Two seniors shopping at a mall and wondering what kind of good rewards they can get with the best credit cards for seniors
In a Nutshell
The best credit cards for seniors offer straightforward rewards with low interest rates and fees to help keep your finances on track. Read on for our choices for the best credit cards for seniors for travel rewards, cash back, retirement savings, 0% intro APR and low ongoing APR. Written by: Jennifer Brozic
Jennifer Brozic is a personal finance writer and has written for Citi. Editorial Note: Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our marketing partners don’t review, approve or endorse our editorial content.

5 Best Credit Cards for Seniors of 2021 | Credit Karma The 5 best credit cards for seniors of 2021
The 5 best credit cards for seniors of 2021
In a Nutshell
The best credit cards for seniors can help you maintain your financial well-being and make the most of your golden years.
Best for travel: Capital One® Venture® Rewards Credit Card
Capital One® Venture® Rewards Credit Card
Best for simple cash back: Citi® Double Cash Card
Citi® Double Cash Card
Best for boosting retirement savings: Fidelity® Rewards Visa® Signature Card
Best for low ongoing APR: Simmons Visa®
Best for 0% intro APR: U.S. Bank Visa® Platinum Card
How we picked the best credit cards for seniors
How to make the most of these credit cards
 Compensation may factor into how and where products appear on our platform (and in what order). But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. That's why we provide features like your Approval Odds and savings estimates. Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can. This offer is no longer available on our site: Capital One® Venture® Rewards Credit Card
The best credit cards for seniors can help you maintain your financial well-being and make the most of your golden years. Here’s our take on some of the best cards available in several key categories. Find a credit card that works for me Explore Cards Now
Card
Best for
Capital One® Venture® Rewards Credit Card
Travel
Citi® Double Cash Card
Simple cash back
Fidelity® Rewards Visa Signature Card
Boosting retirement savings
Simmons Visa®
Low ongoing APR
U.S. Bank Visa® Platinum Card
0% intro APR
Best for travel: Capital One® Venture® Rewards Credit Card
From our partner
Capital One® Venture® Rewards Credit Card
0.0/5
0 reviews ➔
From cardholders in the last year
Learn More
Here’s why: The Capital One® Venture® Rewards Credit Card makes it simple to earn and redeem your travel rewards.

Compensation may factor into how and where products appear on our platform (and in what order). But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. That's why we provide features like your Approval Odds and savings estimates. Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can. This offer is no longer available on our site: Capital One® Venture® Rewards Credit Card
The best credit cards for seniors can help you maintain your financial well-being and make the most of your golden years. Here’s our take on some of the best cards available in several key categories. Find a credit card that works for me Explore Cards Now
Card
Best for
Capital One® Venture® Rewards Credit Card
Travel
Citi® Double Cash Card
Simple cash back
Fidelity® Rewards Visa Signature Card
Boosting retirement savings
Simmons Visa®
Low ongoing APR
U.S. Bank Visa® Platinum Card
0% intro APR
Best for travel: Capital One® Venture® Rewards Credit Card
From our partner
Capital One® Venture® Rewards Credit Card
0.0/5
0 reviews ➔
From cardholders in the last year
Learn More
Here’s why: The Capital One® Venture® Rewards Credit Card makes it simple to earn and redeem your travel rewards.

Best Credit Cards for Seniors | Cheapism.com 12 Best Credit Cards for Seniors
12 Best Credit Cards for Seniors
PLAYING YOUR CARDS RIGHT
AARP CREDIT CARD
AMERICAN EXPRESS BLUE CASH PREFERRED CARD
CHASE SAPPHIRE PREFERRED
CITI DOUBLE CASH CARD
CAPITAL ONE VENTURE REWARDS
CHASE FREEDOM UNLIMITED
UBER VISA
SIMMONS VISA
FIDELITY REWARDS VISA SIGNATURE CARD
WELLS FARGO PROPEL AMERICAN EXPRESS
TARGET REDCARD
DISCOVER IT CASH BACK
 A credit-card expert for U.S. News & World Report, she notes that it offers a low interest rate (10.5 percent vs. the typical 17 percent) and no annual fee. This card is ideal for seniors who need a basic card that's good for everyday purchases. It's not a great choice for those who are interested in scoring rewards. 10 / 13
RiverNorthPhotography/istockphoto
FIDELITY REWARDS VISA SIGNATURE CARD
Fidelity's card offers a great choice for seniors wanting to add to their retirement accounts or help pay for children's education. In addition to offering unlimited 2 percent cash back on every eligible purchase and no annual fee, it allows cardholders to deposit rewards in up to several eligible Fidelity accounts, among them a retirement account or 529 college savings account. 11 / 13
Courtesy of facebook.com/Wells Fargo
WELLS FARGO PROPEL AMERICAN EXPRESS
While it may offer a slightly lower return than other cards at three times the points on restaurants and take-out, the Wells Fargo Propel American Express also offers three times points on a variety of other spending categories, such as gas stations, rideshares and transit, flights, hotels, car rentals and popular streaming services, says Cetera of FitSmallBusiness. " I'd recommend this card to senior citizens who spend heavily on both dining out and travel," said Cetera said. " What's more there's no annual fee, and you can earn 30,000 bonus points when you spend $3,000 within the first three months." 12 / 13
Target by Mike Mozart ( CC BY)
TARGET REDCARD
Available as either a debit or credit card, the Target REDcard is a good choice for seniors because it will save an instant 5 percent at the checkout, says Cetera of FitSmallBusiness. " This is great for grocery shopping," Cetera said, adding that the card could save consumers hundreds of dollars annually. "

A credit-card expert for U.S. News & World Report, she notes that it offers a low interest rate (10.5 percent vs. the typical 17 percent) and no annual fee. This card is ideal for seniors who need a basic card that's good for everyday purchases. It's not a great choice for those who are interested in scoring rewards. 10 / 13
RiverNorthPhotography/istockphoto
FIDELITY REWARDS VISA SIGNATURE CARD
Fidelity's card offers a great choice for seniors wanting to add to their retirement accounts or help pay for children's education. In addition to offering unlimited 2 percent cash back on every eligible purchase and no annual fee, it allows cardholders to deposit rewards in up to several eligible Fidelity accounts, among them a retirement account or 529 college savings account. 11 / 13
Courtesy of facebook.com/Wells Fargo
WELLS FARGO PROPEL AMERICAN EXPRESS
While it may offer a slightly lower return than other cards at three times the points on restaurants and take-out, the Wells Fargo Propel American Express also offers three times points on a variety of other spending categories, such as gas stations, rideshares and transit, flights, hotels, car rentals and popular streaming services, says Cetera of FitSmallBusiness. " I'd recommend this card to senior citizens who spend heavily on both dining out and travel," said Cetera said. " What's more there's no annual fee, and you can earn 30,000 bonus points when you spend $3,000 within the first three months." 12 / 13
Target by Mike Mozart ( CC BY)
TARGET REDCARD
Available as either a debit or credit card, the Target REDcard is a good choice for seniors because it will save an instant 5 percent at the checkout, says Cetera of FitSmallBusiness. " This is great for grocery shopping," Cetera said, adding that the card could save consumers hundreds of dollars annually. "

5 Best Credit Cards for Seniors of 2021 | Credit Karma The 5 best credit cards for seniors of 2021
The 5 best credit cards for seniors of 2021
In a Nutshell
The best credit cards for seniors can help you maintain your financial well-being and make the most of your golden years.
Best for travel: Capital One® Venture® Rewards Credit Card
Capital One® Venture® Rewards Credit Card
Best for simple cash back: Citi® Double Cash Card
Citi® Double Cash Card
Best for boosting retirement savings: Fidelity® Rewards Visa® Signature Card
Best for low ongoing APR: Simmons Visa®
Best for 0% intro APR: U.S. Bank Visa® Platinum Card
How we picked the best credit cards for seniors
How to make the most of these credit cards
 Note that if you do transfer a balance to this card, you’ll need to pay a balance transfer fee of 3% (minimum $5) of the transferred amount. And when the promotional period ends, the variable APR on purchases and balance transfers increases to 14.49% - 24.49%. If you need to pay for an unplanned expense, make a large purchase or pay down high-interest debt, this card gives you plenty of time to do it interest-free. Just try to make sure you can pay off your balance by the end of the intro period to avoid having to carrying a balance while the card has that higher variable APR. To find out more, read our review of the U.S. Bank Visa® Platinum Card. How we picked the best credit cards for seniors
To choose the best cards for seniors, we reviewed dozens of options from a variety of credit card issuers and chose the cards we thought would appeal to the broadest audience of seniors. We looked at cards marketed specifically to seniors, but didn’t end up choosing any of them for this list. While these cards claim to be tailored to seniors’ needs, we found alternatives that better meet the needs of this demographic. Ultimately, card features mean much more than marketing when it comes to meeting the needs of any audience. When making our picks, we wanted to choose cards that can help seniors make the most of retirement by providing rewards with simple structures, including straightforward redemption systems and options that offer flexibility based on the cardholder’s preferences.

Note that if you do transfer a balance to this card, you’ll need to pay a balance transfer fee of 3% (minimum $5) of the transferred amount. And when the promotional period ends, the variable APR on purchases and balance transfers increases to 14.49% - 24.49%. If you need to pay for an unplanned expense, make a large purchase or pay down high-interest debt, this card gives you plenty of time to do it interest-free. Just try to make sure you can pay off your balance by the end of the intro period to avoid having to carrying a balance while the card has that higher variable APR. To find out more, read our review of the U.S. Bank Visa® Platinum Card. How we picked the best credit cards for seniors
To choose the best cards for seniors, we reviewed dozens of options from a variety of credit card issuers and chose the cards we thought would appeal to the broadest audience of seniors. We looked at cards marketed specifically to seniors, but didn’t end up choosing any of them for this list. While these cards claim to be tailored to seniors’ needs, we found alternatives that better meet the needs of this demographic. Ultimately, card features mean much more than marketing when it comes to meeting the needs of any audience. When making our picks, we wanted to choose cards that can help seniors make the most of retirement by providing rewards with simple structures, including straightforward redemption systems and options that offer flexibility based on the cardholder’s preferences.

Best Credit Cards for Seniors | Cheapism.com 12 Best Credit Cards for Seniors
12 Best Credit Cards for Seniors
PLAYING YOUR CARDS RIGHT
AARP CREDIT CARD
AMERICAN EXPRESS BLUE CASH PREFERRED CARD
CHASE SAPPHIRE PREFERRED
CITI DOUBLE CASH CARD
CAPITAL ONE VENTURE REWARDS
CHASE FREEDOM UNLIMITED
UBER VISA
SIMMONS VISA
FIDELITY REWARDS VISA SIGNATURE CARD
WELLS FARGO PROPEL AMERICAN EXPRESS
TARGET REDCARD
DISCOVER IT CASH BACK
 Best Credit Cards for Seniors | Cheapism.com
FG Trade/istockphoto
Credit Cards
12 Best Credit Cards for Seniors
View Slideshow
Mia Taylor January 07, 2020
1 / 13
FG Trade/istockphoto
PLAYING YOUR CARDS RIGHT
Seniors have different spending priorities and financial realities than those who are younger. This is often tied to the fact that seniors are living on a fixed income made up of retirement funds, Social Security or some combination of both. This reality makes it even more important to choose wisely when opting to use a credit card for purchases and other expenses. With that in mind, Cheapism asked personal finance and credit card industry experts to weigh in on the best credit cards for senior citizens. Here is what they had to say. 2 / 13
AARP. Really? by bisongirl ( CC BY-NC-ND)
AARP CREDIT CARD
The top recommendation, hands down, was the AARP Credit Card from Chase. " The AARP credit card from Chase was specifically made for seniors," said Andy Misek of the website Finance Guru. " You get 3 percent cash back on gas, which is pretty high.

Best Credit Cards for Seniors | Cheapism.com
FG Trade/istockphoto
Credit Cards
12 Best Credit Cards for Seniors
View Slideshow
Mia Taylor January 07, 2020
1 / 13
FG Trade/istockphoto
PLAYING YOUR CARDS RIGHT
Seniors have different spending priorities and financial realities than those who are younger. This is often tied to the fact that seniors are living on a fixed income made up of retirement funds, Social Security or some combination of both. This reality makes it even more important to choose wisely when opting to use a credit card for purchases and other expenses. With that in mind, Cheapism asked personal finance and credit card industry experts to weigh in on the best credit cards for senior citizens. Here is what they had to say. 2 / 13
AARP. Really? by bisongirl ( CC BY-NC-ND)
AARP CREDIT CARD
The top recommendation, hands down, was the AARP Credit Card from Chase. " The AARP credit card from Chase was specifically made for seniors," said Andy Misek of the website Finance Guru. " You get 3 percent cash back on gas, which is pretty high.

Best Credit Cards for Seniors | Cheapism.com 12 Best Credit Cards for Seniors
12 Best Credit Cards for Seniors
PLAYING YOUR CARDS RIGHT
AARP CREDIT CARD
AMERICAN EXPRESS BLUE CASH PREFERRED CARD
CHASE SAPPHIRE PREFERRED
CITI DOUBLE CASH CARD
CAPITAL ONE VENTURE REWARDS
CHASE FREEDOM UNLIMITED
UBER VISA
SIMMONS VISA
FIDELITY REWARDS VISA SIGNATURE CARD
WELLS FARGO PROPEL AMERICAN EXPRESS
TARGET REDCARD
DISCOVER IT CASH BACK
 8 / 13
MikeDotta/shutterstock
UBER VISA
While older Americans may not be the target demographic for Uber rides, that doesn't mean Uber's credit card isn't a good fit for them. Michael Cetera, senior credit analyst for the website FitSmallBusiness, recommends the card for a variety of reasons, not the least of which is its 4 percent cash back on dining. " This is the best cash-back card for dining out that doesn't charge an annual fee," Cetera said. " Because food is such a big part of senior citizens' budgets, nearly 13 percent according to the Bureau of Labor Statistics, finding the right card to reward food spending should be a priority." 9 / 13
Courtesy of facebook.com/Simmons Bank
SIMMONS VISA
A card that is likely less well-known than the others on this list, the Simmons Visa is one of Beverly Herzog's top recommendations for seniors. A credit-card expert for U.S. News & World Report, she notes that it offers a low interest rate (10.5 percent vs. the typical 17 percent) and no annual fee. This card is ideal for seniors who need a basic card that's good for everyday purchases. It's not a great choice for those who are interested in scoring rewards. 10 / 13
RiverNorthPhotography/istockphoto
FIDELITY REWARDS VISA SIGNATURE CARD
Fidelity's card offers a great choice for seniors wanting to add to their retirement accounts or help pay for children's education. In addition to offering unlimited 2 percent cash back on every eligible purchase and no annual fee, it allows cardholders to deposit rewards in up to several eligible Fidelity accounts, among them a retirement account or 529 college savings account.

8 / 13
MikeDotta/shutterstock
UBER VISA
While older Americans may not be the target demographic for Uber rides, that doesn't mean Uber's credit card isn't a good fit for them. Michael Cetera, senior credit analyst for the website FitSmallBusiness, recommends the card for a variety of reasons, not the least of which is its 4 percent cash back on dining. " This is the best cash-back card for dining out that doesn't charge an annual fee," Cetera said. " Because food is such a big part of senior citizens' budgets, nearly 13 percent according to the Bureau of Labor Statistics, finding the right card to reward food spending should be a priority." 9 / 13
Courtesy of facebook.com/Simmons Bank
SIMMONS VISA
A card that is likely less well-known than the others on this list, the Simmons Visa is one of Beverly Herzog's top recommendations for seniors. A credit-card expert for U.S. News & World Report, she notes that it offers a low interest rate (10.5 percent vs. the typical 17 percent) and no annual fee. This card is ideal for seniors who need a basic card that's good for everyday purchases. It's not a great choice for those who are interested in scoring rewards. 10 / 13
RiverNorthPhotography/istockphoto
FIDELITY REWARDS VISA SIGNATURE CARD
Fidelity's card offers a great choice for seniors wanting to add to their retirement accounts or help pay for children's education. In addition to offering unlimited 2 percent cash back on every eligible purchase and no annual fee, it allows cardholders to deposit rewards in up to several eligible Fidelity accounts, among them a retirement account or 529 college savings account.

Best Credit Cards for Seniors | Cheapism.com 12 Best Credit Cards for Seniors
12 Best Credit Cards for Seniors
PLAYING YOUR CARDS RIGHT
AARP CREDIT CARD
AMERICAN EXPRESS BLUE CASH PREFERRED CARD
CHASE SAPPHIRE PREFERRED
CITI DOUBLE CASH CARD
CAPITAL ONE VENTURE REWARDS
CHASE FREEDOM UNLIMITED
UBER VISA
SIMMONS VISA
FIDELITY REWARDS VISA SIGNATURE CARD
WELLS FARGO PROPEL AMERICAN EXPRESS
TARGET REDCARD
DISCOVER IT CASH BACK
 There's no worrying about bonus miles, points or limited time offers," Soschin said. " Instead, you receive 1.5 percent cash back on everything you purchase. It's that simple, which makes this a great card for seniors who spend a lot and don't want to worry about which credit card to use for various purchases." There is no minimum required for claiming cash-back rewards, and this card also offers a sign-up bonus of up to $150 when you spend $500 in the first three months. " We love this card for its simplicity, its extended warranty feature, and because it has no annual fee," Soschin said. 8 / 13
MikeDotta/shutterstock
UBER VISA
While older Americans may not be the target demographic for Uber rides, that doesn't mean Uber's credit card isn't a good fit for them. Michael Cetera, senior credit analyst for the website FitSmallBusiness, recommends the card for a variety of reasons, not the least of which is its 4 percent cash back on dining. " This is the best cash-back card for dining out that doesn't charge an annual fee," Cetera said. " Because food is such a big part of senior citizens' budgets, nearly 13 percent according to the Bureau of Labor Statistics, finding the right card to reward food spending should be a priority." 9 / 13
Courtesy of facebook.com/Simmons Bank
SIMMONS VISA
A card that is likely less well-known than the others on this list, the Simmons Visa is one of Beverly Herzog's top recommendations for seniors.

There's no worrying about bonus miles, points or limited time offers," Soschin said. " Instead, you receive 1.5 percent cash back on everything you purchase. It's that simple, which makes this a great card for seniors who spend a lot and don't want to worry about which credit card to use for various purchases." There is no minimum required for claiming cash-back rewards, and this card also offers a sign-up bonus of up to $150 when you spend $500 in the first three months. " We love this card for its simplicity, its extended warranty feature, and because it has no annual fee," Soschin said. 8 / 13
MikeDotta/shutterstock
UBER VISA
While older Americans may not be the target demographic for Uber rides, that doesn't mean Uber's credit card isn't a good fit for them. Michael Cetera, senior credit analyst for the website FitSmallBusiness, recommends the card for a variety of reasons, not the least of which is its 4 percent cash back on dining. " This is the best cash-back card for dining out that doesn't charge an annual fee," Cetera said. " Because food is such a big part of senior citizens' budgets, nearly 13 percent according to the Bureau of Labor Statistics, finding the right card to reward food spending should be a priority." 9 / 13
Courtesy of facebook.com/Simmons Bank
SIMMONS VISA
A card that is likely less well-known than the others on this list, the Simmons Visa is one of Beverly Herzog's top recommendations for seniors.

6 Best Credit Cards for Seniors Retirees 2021 6 Best Credit Cards for Seniors and Retirees
6 Best Credit Cards for Seniors and Retirees
Retiring soon? Then it might also be time to retire your current credit card. Here's our list of the 6 best credit cards for retirees.
Table of Contents:
Overview: Best Credit Cards for Seniors and Retirees
1. Best Card for Grocery Shoppers: Blue Cash Preferred® Card from American Express
2. Best Card for Travelers: Capital One® Venture® Rewards Credit Card
3. Best Card for General Cash Back: Chase Freedom
4. Best Card if You Drive a Lot: Costco Anywhere Visa Card
5. Best Card if You Want a Prepaid Card Instead: Netspend Visa Prepaid Card
6. Best Card if Your Credit is Still Bad: Credit One Bank® Unsecured Visa® for Rebuilding Credit
Bottom Line
Also Read:
Author Bio
Chris Muller
 Table of Contents: Overview: Best Credit Cards for Seniors and Retirees
1. Best Card for Grocery Shoppers: Blue Cash Preferred® Card from American Express
2. Best Card for Travelers: Capital One® Venture® Rewards Credit Card
3. Best Card for General Cash Back: Chase Freedom
4. Best Card if You Drive a Lot:

6 Best Credit Cards for Seniors Retirees 2021

6 Best Credit Cards for Seniors and Retirees
6 Best Credit Cards for Seniors and Retirees
Retiring soon? Then it might also be time to retire your current credit card. Here's our list of the 6 best credit cards for retirees.
Table of Contents:
Overview: Best Credit Cards for Seniors and Retirees
1. Best Card for Grocery Shoppers: Blue Cash Preferred® Card from American Express
2. Best Card for Travelers: Capital One® Venture® Rewards Credit Card
3. Best Card for General Cash Back: Chase Freedom
4. Best Card if You Drive a Lot: Costco Anywhere Visa Card
5. Best Card if You Want a Prepaid Card Instead: Netspend Visa Prepaid Card
6. Best Card if Your Credit is Still Bad: Credit One Bank® Unsecured Visa® for Rebuilding Credit
Bottom Line
Also Read:
Author Bio
Chris Muller

Table of Contents: Overview: Best Credit Cards for Seniors and Retirees
1. Best Card for Grocery Shoppers: Blue Cash Preferred® Card from American Express
2. Best Card for Travelers: Capital One® Venture® Rewards Credit Card
3. Best Card for General Cash Back: Chase Freedom
4. Best Card if You Drive a Lot:

Best Credit Cards for Seniors | Cheapism.com 12 Best Credit Cards for Seniors
12 Best Credit Cards for Seniors
PLAYING YOUR CARDS RIGHT
AARP CREDIT CARD
AMERICAN EXPRESS BLUE CASH PREFERRED CARD
CHASE SAPPHIRE PREFERRED
CITI DOUBLE CASH CARD
CAPITAL ONE VENTURE REWARDS
CHASE FREEDOM UNLIMITED
UBER VISA
SIMMONS VISA
FIDELITY REWARDS VISA SIGNATURE CARD
WELLS FARGO PROPEL AMERICAN EXPRESS
TARGET REDCARD
DISCOVER IT CASH BACK
 2 / 13
AARP. Really? by bisongirl ( CC BY-NC-ND)
AARP CREDIT CARD
The top recommendation, hands down, was the AARP Credit Card from Chase. " The AARP credit card from Chase was specifically made for seniors," said Andy Misek of the website Finance Guru. " You get 3 percent cash back on gas, which is pretty high. You also get 1 percent back on groceries and going out to eat. This is the perfect card for seniors who enjoy going out for dinner ." In addition, every time you use your credit card at as restaurant, 10 cents is donated to AARP. 3 / 13
funky-data/istockphoto
AMERICAN EXPRESS BLUE CASH PREFERRED CARD
Priyanka Prakash, a lending and credit expert at online loan broker Fundera, says the American Express Blue Cash Preferred Card is her top choice for senior citizens for a variety of reasons. " The card provides cash back in areas of spending that are important to baby boomers and seniors," Prakash said. "

2 / 13
AARP. Really? by bisongirl ( CC BY-NC-ND)
AARP CREDIT CARD
The top recommendation, hands down, was the AARP Credit Card from Chase. " The AARP credit card from Chase was specifically made for seniors," said Andy Misek of the website Finance Guru. " You get 3 percent cash back on gas, which is pretty high. You also get 1 percent back on groceries and going out to eat. This is the perfect card for seniors who enjoy going out for dinner ." In addition, every time you use your credit card at as restaurant, 10 cents is donated to AARP. 3 / 13
funky-data/istockphoto
AMERICAN EXPRESS BLUE CASH PREFERRED CARD
Priyanka Prakash, a lending and credit expert at online loan broker Fundera, says the American Express Blue Cash Preferred Card is her top choice for senior citizens for a variety of reasons. " The card provides cash back in areas of spending that are important to baby boomers and seniors," Prakash said. "

6 Best Credit Cards for Seniors Retirees 2021 6 Best Credit Cards for Seniors and Retirees
6 Best Credit Cards for Seniors and Retirees
Retiring soon? Then it might also be time to retire your current credit card. Here's our list of the 6 best credit cards for retirees.
Table of Contents:
Overview: Best Credit Cards for Seniors and Retirees
1. Best Card for Grocery Shoppers: Blue Cash Preferred® Card from American Express
2. Best Card for Travelers: Capital One® Venture® Rewards Credit Card
3. Best Card for General Cash Back: Chase Freedom
4. Best Card if You Drive a Lot: Costco Anywhere Visa Card
5. Best Card if You Want a Prepaid Card Instead: Netspend Visa Prepaid Card
6. Best Card if Your Credit is Still Bad: Credit One Bank® Unsecured Visa® for Rebuilding Credit
Bottom Line
Also Read:
Author Bio
Chris Muller
 Costco Anywhere Visa Card
5. Best Card if You Want a Prepaid Card Instead: Netspend Visa Prepaid Card
6. Best Card if Your Credit is Still Bad: Credit One Bank® Unsecured Visa® for Rebuilding Credit
Bottom Line
Overview: Best Credit Cards for Seniors and Retirees
Credit Card
Best For
Blue Cash Preferred® Card from American Express
Grocery Shoppers
Capital One® Venture® Rewards Credit Card
Travelers
Chase Freedom
General Cash Back
Costco Anywhere Visa Card
If You Drive a Lot
Netspend Visa Prepaid Card
If You Prefer a Prepaid Card
Credit One Bank® Unsecured Visa® for Rebuilding Credit
If Your Credit is Bad
1. Best Card for Grocery Shoppers: Blue Cash Preferred® Card from American Express
Learn More
Everyone has to buy groceries. So if you want rewards for making purchases you make anyway, the Blue Cash Preferred® Card from American Express is one of the best. You can earn a lot of cash back each time you head to the grocery store.

Costco Anywhere Visa Card
5. Best Card if You Want a Prepaid Card Instead: Netspend Visa Prepaid Card
6. Best Card if Your Credit is Still Bad: Credit One Bank® Unsecured Visa® for Rebuilding Credit
Bottom Line
Overview: Best Credit Cards for Seniors and Retirees
Credit Card
Best For
Blue Cash Preferred® Card from American Express
Grocery Shoppers
Capital One® Venture® Rewards Credit Card
Travelers
Chase Freedom
General Cash Back
Costco Anywhere Visa Card
If You Drive a Lot
Netspend Visa Prepaid Card
If You Prefer a Prepaid Card
Credit One Bank® Unsecured Visa® for Rebuilding Credit
If Your Credit is Bad
1. Best Card for Grocery Shoppers: Blue Cash Preferred® Card from American Express
Learn More
Everyone has to buy groceries. So if you want rewards for making purchases you make anyway, the Blue Cash Preferred® Card from American Express is one of the best. You can earn a lot of cash back each time you head to the grocery store.

6 Best Credit Cards for Seniors Retirees 2021 6 Best Credit Cards for Seniors and Retirees
6 Best Credit Cards for Seniors and Retirees
Retiring soon? Then it might also be time to retire your current credit card. Here's our list of the 6 best credit cards for retirees.
Table of Contents:
Overview: Best Credit Cards for Seniors and Retirees
1. Best Card for Grocery Shoppers: Blue Cash Preferred® Card from American Express
2. Best Card for Travelers: Capital One® Venture® Rewards Credit Card
3. Best Card for General Cash Back: Chase Freedom
4. Best Card if You Drive a Lot: Costco Anywhere Visa Card
5. Best Card if You Want a Prepaid Card Instead: Netspend Visa Prepaid Card
6. Best Card if Your Credit is Still Bad: Credit One Bank® Unsecured Visa® for Rebuilding Credit
Bottom Line
Also Read:
Author Bio
Chris Muller
 6 Best Credit Cards for Seniors Retirees 2021
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Advertiser Disclosure
This article/post contains references to products or services from one or more of our advertisers or partners. We may receive compensation when you click on links to those products or services. Credit Cards
6 Best Credit Cards for Seniors and Retirees
Written by
Chris Muller |
Modified date: May 20, 2021
Editor's note - You can trust the integrity of our balanced, independent financial advice. We may, however, receive compensation from the issuers of some products mentioned in this article. Opinions are the author's alone. This content has not been provided by, reviewed, approved or endorsed by any advertiser, unless otherwise noted below. Retiring soon? Then it might also be time to retire your current credit card. Here's our list of the 6 best credit cards for retirees.

6 Best Credit Cards for Seniors Retirees 2021
Home
»
Credit Cards
»
6 Best Credit Cards for Seniors and Retirees
Advertiser Disclosure
This article/post contains references to products or services from one or more of our advertisers or partners. We may receive compensation when you click on links to those products or services. Credit Cards
6 Best Credit Cards for Seniors and Retirees
Written by
Chris Muller |
Modified date: May 20, 2021
Editor's note - You can trust the integrity of our balanced, independent financial advice. We may, however, receive compensation from the issuers of some products mentioned in this article. Opinions are the author's alone. This content has not been provided by, reviewed, approved or endorsed by any advertiser, unless otherwise noted below. Retiring soon? Then it might also be time to retire your current credit card. Here's our list of the 6 best credit cards for retirees.

5 Best Credit Cards for Seniors of 2021 | Credit Karma The 5 best credit cards for seniors of 2021
The 5 best credit cards for seniors of 2021
In a Nutshell
The best credit cards for seniors can help you maintain your financial well-being and make the most of your golden years.
Best for travel: Capital One® Venture® Rewards Credit Card
Capital One® Venture® Rewards Credit Card
Best for simple cash back: Citi® Double Cash Card
Citi® Double Cash Card
Best for boosting retirement savings: Fidelity® Rewards Visa® Signature Card
Best for low ongoing APR: Simmons Visa®
Best for 0% intro APR: U.S. Bank Visa® Platinum Card
How we picked the best credit cards for seniors
How to make the most of these credit cards
 How we picked the best credit cards for seniors
To choose the best cards for seniors, we reviewed dozens of options from a variety of credit card issuers and chose the cards we thought would appeal to the broadest audience of seniors. We looked at cards marketed specifically to seniors, but didn’t end up choosing any of them for this list. While these cards claim to be tailored to seniors’ needs, we found alternatives that better meet the needs of this demographic. Ultimately, card features mean much more than marketing when it comes to meeting the needs of any audience. When making our picks, we wanted to choose cards that can help seniors make the most of retirement by providing rewards with simple structures, including straightforward redemption systems and options that offer flexibility based on the cardholder’s preferences. At the same time, we were mindful that many senior citizens live on a fixed income, so we also tried to select cards with low interest rates and minimal fees — features that may help you keep your finances under control. How to make the most of these credit cards
To make the most of your credit card, choose the type that’s right for you based on your lifestyle, financial situation and how you plan to use it. For example, if you don’t like to travel, it probably doesn’t make sense to get a credit card that offers travel rewards. But getting one that offers cash back may be a good option. At the same time, securing a card with a low APR may not be a priority for you if you don’t carry a balance.

How we picked the best credit cards for seniors
To choose the best cards for seniors, we reviewed dozens of options from a variety of credit card issuers and chose the cards we thought would appeal to the broadest audience of seniors. We looked at cards marketed specifically to seniors, but didn’t end up choosing any of them for this list. While these cards claim to be tailored to seniors’ needs, we found alternatives that better meet the needs of this demographic. Ultimately, card features mean much more than marketing when it comes to meeting the needs of any audience. When making our picks, we wanted to choose cards that can help seniors make the most of retirement by providing rewards with simple structures, including straightforward redemption systems and options that offer flexibility based on the cardholder’s preferences. At the same time, we were mindful that many senior citizens live on a fixed income, so we also tried to select cards with low interest rates and minimal fees — features that may help you keep your finances under control. How to make the most of these credit cards
To make the most of your credit card, choose the type that’s right for you based on your lifestyle, financial situation and how you plan to use it. For example, if you don’t like to travel, it probably doesn’t make sense to get a credit card that offers travel rewards. But getting one that offers cash back may be a good option. At the same time, securing a card with a low APR may not be a priority for you if you don’t carry a balance.

6 Best Credit Cards for Seniors Retirees 2021 6 Best Credit Cards for Seniors and Retirees
6 Best Credit Cards for Seniors and Retirees
Retiring soon? Then it might also be time to retire your current credit card. Here's our list of the 6 best credit cards for retirees.
Table of Contents:
Overview: Best Credit Cards for Seniors and Retirees
1. Best Card for Grocery Shoppers: Blue Cash Preferred® Card from American Express
2. Best Card for Travelers: Capital One® Venture® Rewards Credit Card
3. Best Card for General Cash Back: Chase Freedom
4. Best Card if You Drive a Lot: Costco Anywhere Visa Card
5. Best Card if You Want a Prepaid Card Instead: Netspend Visa Prepaid Card
6. Best Card if Your Credit is Still Bad: Credit One Bank® Unsecured Visa® for Rebuilding Credit
Bottom Line
Also Read:
Author Bio
Chris Muller
 F inding and using the right credit card makes it easy to get rewarded for your purchases. And it’ll give you the spending power you need to save some serious cash. But as you age and your needs change, it’s crucial that you reconsider your credit card. In this article, I’ll review some of the best credit cards for retirees. Make sure that if you’re retired, you consider one of these so you can enjoy the benefits they have to offer. Table of Contents: Overview: Best Credit Cards for Seniors and Retirees
1. Best Card for Grocery Shoppers: Blue Cash Preferred® Card from American Express
2.

F inding and using the right credit card makes it easy to get rewarded for your purchases. And it’ll give you the spending power you need to save some serious cash. But as you age and your needs change, it’s crucial that you reconsider your credit card. In this article, I’ll review some of the best credit cards for retirees. Make sure that if you’re retired, you consider one of these so you can enjoy the benefits they have to offer. Table of Contents: Overview: Best Credit Cards for Seniors and Retirees
1. Best Card for Grocery Shoppers: Blue Cash Preferred® Card from American Express
2.

How Seniors Can Get Help With Credit Card Debt | US News How Seniors Can Get Help With Credit Card Debt
How Seniors Can Get Help With Credit Card Debt
Address debt right away, and live within your means to prevent unforeseen problems.
Is Credit Card Debt an Issue for Senior Citizens?
Why Are More Seniors Using Credit Cards?
How Seniors Can Manage Credit Card Debt
Getting Credit Card Debt Help
Credit Card Debt After Death
How Seniors Can Avoid Using Credit Cards
Planning for a Debt-Free Retirement
 How Seniors Can Get Help With Credit Card Debt | US News
Best Credit Cards
Money
Home
How Seniors Can Get Help With Credit Card Debt
Address debt right away, and live within your means to prevent unforeseen problems. By Bob Musinski
|
Feb. 27, 2019
By Bob Musinski
|
Feb. 27, 2019, at 9:48 a.m.
Help For Seniors With Credit Card Debt
More
Senior citizens can be prone to debt because many of them rely on Social Security, meaning they have a fixed income. ( Getty Images)
Revolving credit card debt can be a problem at any age, but it's especially troublesome when you're retired and on a fixed income. Unfortunately, credit cards have become the lender of last resort for some senior citizens who often face medical-related expenses on top of ongoing cost increases in housing, utilities and food. Here is a look at the problem, ways to deal with credit card debt at an advanced age and how to avoid this problem as you approach retirement. [
Read: Best Low-Interest Credit Cards. ] Is Credit Card Debt an Issue for Senior Citizens? Credit card debt has increased among families headed by someone age 65 and older in the last couple of decades, according to a 2018 report from the Employee Benefit Research Institute: In 2016, 42 percent of households headed by someone 65 to 74 years old reported credit card debt, a 10 percent increase from 1992.

How Seniors Can Get Help With Credit Card Debt | US News

How Seniors Can Get Help With Credit Card Debt
How Seniors Can Get Help With Credit Card Debt
Address debt right away, and live within your means to prevent unforeseen problems.
Is Credit Card Debt an Issue for Senior Citizens?
Why Are More Seniors Using Credit Cards?
How Seniors Can Manage Credit Card Debt
Getting Credit Card Debt Help
Credit Card Debt After Death
How Seniors Can Avoid Using Credit Cards
Planning for a Debt-Free Retirement

How Seniors Can Get Help With Credit Card Debt | US News
Best Credit Cards
Money
Home
How Seniors Can Get Help With Credit Card Debt
Address debt right away, and live within your means to prevent unforeseen problems. By Bob Musinski
|
Feb. 27, 2019
By Bob Musinski
|
Feb. 27, 2019, at 9:48 a.m.
Help For Seniors With Credit Card Debt
More
Senior citizens can be prone to debt because many of them rely on Social Security, meaning they have a fixed income. ( Getty Images)
Revolving credit card debt can be a problem at any age, but it's especially troublesome when you're retired and on a fixed income. Unfortunately, credit cards have become the lender of last resort for some senior citizens who often face medical-related expenses on top of ongoing cost increases in housing, utilities and food. Here is a look at the problem, ways to deal with credit card debt at an advanced age and how to avoid this problem as you approach retirement. [
Read: Best Low-Interest Credit Cards. ] Is Credit Card Debt an Issue for Senior Citizens? Credit card debt has increased among families headed by someone age 65 and older in the last couple of decades, according to a 2018 report from the Employee Benefit Research Institute: In 2016, 42 percent of households headed by someone 65 to 74 years old reported credit card debt, a 10 percent increase from 1992.

5 Best Credit Cards for Seniors of 2021 | Credit Karma The 5 best credit cards for seniors of 2021
The 5 best credit cards for seniors of 2021
In a Nutshell
The best credit cards for seniors can help you maintain your financial well-being and make the most of your golden years.
Best for travel: Capital One® Venture® Rewards Credit Card
Capital One® Venture® Rewards Credit Card
Best for simple cash back: Citi® Double Cash Card
Citi® Double Cash Card
Best for boosting retirement savings: Fidelity® Rewards Visa® Signature Card
Best for low ongoing APR: Simmons Visa®
Best for 0% intro APR: U.S. Bank Visa® Platinum Card
How we picked the best credit cards for seniors
How to make the most of these credit cards
 Capital One® Venture® Rewards Credit Card
The best credit cards for seniors can help you maintain your financial well-being and make the most of your golden years. Here’s our take on some of the best cards available in several key categories. Find a credit card that works for me Explore Cards Now
Card
Best for
Capital One® Venture® Rewards Credit Card
Travel
Citi® Double Cash Card
Simple cash back
Fidelity® Rewards Visa Signature Card
Boosting retirement savings
Simmons Visa®
Low ongoing APR
U.S. Bank Visa® Platinum Card
0% intro APR
Best for travel: Capital One® Venture® Rewards Credit Card
From our partner
Capital One® Venture® Rewards Credit Card
0.0/5
0 reviews ➔
From cardholders in the last year
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Here’s why: The Capital One® Venture® Rewards Credit Card makes it simple to earn and redeem your travel rewards. With flexible redemption options that don’t tie you down to a specific airline or hotel chain, you can travel on your terms. You’ll earn an unlimited two miles for every $1 you spend on all purchases. Capital One’s Purchase Eraser feature then lets you easily redeem those points for statement credits after you pay for travel expenses with your card. Or, if you prefer, you can use your miles to “pay” for purchases when you book your travel through Capital One. Plus, miles can be transferred to one of Capital One’s airline travel partners for even greater flexibility.

Capital One® Venture® Rewards Credit Card
The best credit cards for seniors can help you maintain your financial well-being and make the most of your golden years. Here’s our take on some of the best cards available in several key categories. Find a credit card that works for me Explore Cards Now
Card
Best for
Capital One® Venture® Rewards Credit Card
Travel
Citi® Double Cash Card
Simple cash back
Fidelity® Rewards Visa Signature Card
Boosting retirement savings
Simmons Visa®
Low ongoing APR
U.S. Bank Visa® Platinum Card
0% intro APR
Best for travel: Capital One® Venture® Rewards Credit Card
From our partner
Capital One® Venture® Rewards Credit Card
0.0/5
0 reviews ➔
From cardholders in the last year
Learn More
Here’s why: The Capital One® Venture® Rewards Credit Card makes it simple to earn and redeem your travel rewards. With flexible redemption options that don’t tie you down to a specific airline or hotel chain, you can travel on your terms. You’ll earn an unlimited two miles for every $1 you spend on all purchases. Capital One’s Purchase Eraser feature then lets you easily redeem those points for statement credits after you pay for travel expenses with your card. Or, if you prefer, you can use your miles to “pay” for purchases when you book your travel through Capital One. Plus, miles can be transferred to one of Capital One’s airline travel partners for even greater flexibility.

15 Best Credit Cards for Seniors & Retirees (2021) 15 Best Credit Cards for Seniors & Retirees in 2021
15 Best Credit Cards for Seniors & Retirees in 2021
credit card advice
Best “Travel Rewards” Cards for Seniors
1. Capital One Venture Rewards Credit Card
AIR MILES RATING
2. Discover it® Miles
AIR MILES RATING
3. Capital One VentureOne Rewards Credit Card
AIR MILES RATING
+See More Cards with Travel Rewards
Best “No Foreign Transaction Fee” Cards for Seniors
4. Discover it® Cash Back
BEST OVERALL RATING
5. Capital One Venture Rewards Credit Card
BEST OVERALL RATING
6. Chase Sapphire Reserve®
BEST OVERALL RATING
+See More Cards with No Foreign Transaction Fees
Best “Cash Back” Cards for Seniors
7. Capital One Quicksilver Cash Rewards Credit Card
CASH BACK RATING
8. Discover it® Cash Back
CASH BACK RATING
9. Capital One SavorOne Cash Rewards Credit Card
CASH BACK RATING
+See More Cards with Cash Back
Best “0% Intro APR” Cards for Seniors
10. Chase Freedom Unlimited®
0% INTRO APR RATING
11. Capital One Quicksilver Cash Rewards Credit Card
0% INTRO APR RATING
12. U.S. Bank Visa® Platinum Card
0% INTRO APR RATING
+See More Cards with 0% Intro APR Offers
Best “Low Ongoing APR” Cards for Seniors
13. Discover it® Cash Back
LOW APR RATING
14. Applied Bank® Secured Visa® Gold Preferred® Credit Card
LOW APR RATING
15. Discover it® chrome
LOW APR RATING
+See More Cards with Low Ongoing APRs
Spend Wisely in Your Retirement
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About the Author
Brittney Mayer
 15 Best Credit Cards for Seniors & Retirees (2021)
home > Credit Card Advice
15 Best Credit Cards for Seniors & Retirees in 2021
credit card advice
By: Brittney Mayer
Updated: November 5, 2019
With so many options available these days, it may seem impossible to know where to begin when searching for the best credit cards for seniors and retirees. Well, we’ve done some research for you — keep reading for some of our top choices. It’s estimated that by 2030, a full 18% of the US population will be 65 and older, with a projected 10,000 people retiring each day. For most folks, aging and retirement come with many major lifestyle changes, including a number of shifts in their financial needs. As you set out on new adventures, it makes sense to re-evaluate your current credit cards to determine whether they still merit a place in your wallet. You may also want to take a look at the options to see if there are replacements that will better suit your new lifestyle. Travel Rewards | No Foreign Transaction Fees | Cash Back | 0% Intro APR | Low Ongoing APR
Best “Travel Rewards” Cards for Seniors
While the average Baby Boomer may spend around $6,300 on travel in a single year, those who use the right travel rewards credit card for their expenses may be able to cut that number down by an appreciable amount. Travel rewards credit cards offer points or miles on every purchase, which can generally be redeemed for travel-related expenses like flights and hotel stays.

15 Best Credit Cards for Seniors & Retirees (2021)

15 Best Credit Cards for Seniors & Retirees in 2021
15 Best Credit Cards for Seniors & Retirees in 2021
credit card advice
Best “Travel Rewards” Cards for Seniors
1. Capital One Venture Rewards Credit Card
AIR MILES RATING
2. Discover it® Miles
AIR MILES RATING
3. Capital One VentureOne Rewards Credit Card
AIR MILES RATING
+See More Cards with Travel Rewards
Best “No Foreign Transaction Fee” Cards for Seniors
4. Discover it® Cash Back
BEST OVERALL RATING
5. Capital One Venture Rewards Credit Card
BEST OVERALL RATING
6. Chase Sapphire Reserve®
BEST OVERALL RATING
+See More Cards with No Foreign Transaction Fees
Best “Cash Back” Cards for Seniors
7. Capital One Quicksilver Cash Rewards Credit Card
CASH BACK RATING
8. Discover it® Cash Back
CASH BACK RATING
9. Capital One SavorOne Cash Rewards Credit Card
CASH BACK RATING
+See More Cards with Cash Back
Best “0% Intro APR” Cards for Seniors
10. Chase Freedom Unlimited®
0% INTRO APR RATING
11. Capital One Quicksilver Cash Rewards Credit Card
0% INTRO APR RATING
12. U.S. Bank Visa® Platinum Card
0% INTRO APR RATING
+See More Cards with 0% Intro APR Offers
Best “Low Ongoing APR” Cards for Seniors
13. Discover it® Cash Back
LOW APR RATING
14. Applied Bank® Secured Visa® Gold Preferred® Credit Card
LOW APR RATING
15. Discover it® chrome
LOW APR RATING
+See More Cards with Low Ongoing APRs
Spend Wisely in Your Retirement
Share This Article
Tweet this article on Twitter
Share this article via Email
About the Author
Brittney Mayer

15 Best Credit Cards for Seniors & Retirees (2021)
home > Credit Card Advice
15 Best Credit Cards for Seniors & Retirees in 2021
credit card advice
By: Brittney Mayer
Updated: November 5, 2019
With so many options available these days, it may seem impossible to know where to begin when searching for the best credit cards for seniors and retirees. Well, we’ve done some research for you — keep reading for some of our top choices. It’s estimated that by 2030, a full 18% of the US population will be 65 and older, with a projected 10,000 people retiring each day. For most folks, aging and retirement come with many major lifestyle changes, including a number of shifts in their financial needs. As you set out on new adventures, it makes sense to re-evaluate your current credit cards to determine whether they still merit a place in your wallet. You may also want to take a look at the options to see if there are replacements that will better suit your new lifestyle. Travel Rewards | No Foreign Transaction Fees | Cash Back | 0% Intro APR | Low Ongoing APR
Best “Travel Rewards” Cards for Seniors
While the average Baby Boomer may spend around $6,300 on travel in a single year, those who use the right travel rewards credit card for their expenses may be able to cut that number down by an appreciable amount. Travel rewards credit cards offer points or miles on every purchase, which can generally be redeemed for travel-related expenses like flights and hotel stays.

How Seniors Can Get Help With Credit Card Debt | US News How Seniors Can Get Help With Credit Card Debt
How Seniors Can Get Help With Credit Card Debt
Address debt right away, and live within your means to prevent unforeseen problems.
Is Credit Card Debt an Issue for Senior Citizens?
Why Are More Seniors Using Credit Cards?
How Seniors Can Manage Credit Card Debt
Getting Credit Card Debt Help
Credit Card Debt After Death
How Seniors Can Avoid Using Credit Cards
Planning for a Debt-Free Retirement
 How Seniors Can Manage Credit Card Debt
There are some immediate steps senior citizens can take to address revolving credit card debt. Prioritizing payments. If you have revolving debt on multiple credit cards, you could pay off the credit card with the highest interest rate, which can help you save on interest. Another approach is to pay off the card with the lowest balance, then using the amount you would have paid on that card for payments on other higher-balance cards, says Lori A. Trawinski, director of banking and finance for the AARP Public Policy Institute. " Any time you can afford to pay more than the minimum payment, you can also help pay down the debt faster," she says. It's not easy to make higher payments if you're constrained by a fixed income. But you need to avoid being delinquent with payments, which will exacerbate the problem. If you're falling behind on payments, "you'll be penalized with a payment fee when you ultimately do pay," and the credit card company might also raise your interest rate, Trawinski says. [
Read: Best Cash Back Credit Cards. ]

How Seniors Can Manage Credit Card Debt
There are some immediate steps senior citizens can take to address revolving credit card debt. Prioritizing payments. If you have revolving debt on multiple credit cards, you could pay off the credit card with the highest interest rate, which can help you save on interest. Another approach is to pay off the card with the lowest balance, then using the amount you would have paid on that card for payments on other higher-balance cards, says Lori A. Trawinski, director of banking and finance for the AARP Public Policy Institute. " Any time you can afford to pay more than the minimum payment, you can also help pay down the debt faster," she says. It's not easy to make higher payments if you're constrained by a fixed income. But you need to avoid being delinquent with payments, which will exacerbate the problem. If you're falling behind on payments, "you'll be penalized with a payment fee when you ultimately do pay," and the credit card company might also raise your interest rate, Trawinski says. [
Read: Best Cash Back Credit Cards. ]

Best Credit Cards for Seniors | Cheapism.com 12 Best Credit Cards for Seniors
12 Best Credit Cards for Seniors
PLAYING YOUR CARDS RIGHT
AARP CREDIT CARD
AMERICAN EXPRESS BLUE CASH PREFERRED CARD
CHASE SAPPHIRE PREFERRED
CITI DOUBLE CASH CARD
CAPITAL ONE VENTURE REWARDS
CHASE FREEDOM UNLIMITED
UBER VISA
SIMMONS VISA
FIDELITY REWARDS VISA SIGNATURE CARD
WELLS FARGO PROPEL AMERICAN EXPRESS
TARGET REDCARD
DISCOVER IT CASH BACK
 The card provides 1 percent cash back when you make any type of purchase and another 1 percent when you pay, he explained. There are no specific category limits for the purchases. Nor is there a cap on the amount cardholders can earn. In addition, there's no annual fee. " While it doesn't offer the same travel benefits of the Chase Sapphire Preferred credit card, the Citi Double Cash Card offers benefits that aren't as situational," Misek said. " Everyone needs groceries and gas and getting cash back for those purchases is incredibly beneficial." 6 / 13
magnez2/istockphoto
CAPITAL ONE VENTURE REWARDS
Do you travel a lot to see the grandkids or to explore the world? Dan Soschin, chief operating officer of the website CardGuru, says the best option for seniors who do a fair amount of traveling is the Capital One Venture Rewards card. " You'll accumulate ‘miles' on every purchase you make, which can be applied to airline travel with no blackout dates," Soschin said. The card is currently offering two-times the miles for every dollar spent.

The card provides 1 percent cash back when you make any type of purchase and another 1 percent when you pay, he explained. There are no specific category limits for the purchases. Nor is there a cap on the amount cardholders can earn. In addition, there's no annual fee. " While it doesn't offer the same travel benefits of the Chase Sapphire Preferred credit card, the Citi Double Cash Card offers benefits that aren't as situational," Misek said. " Everyone needs groceries and gas and getting cash back for those purchases is incredibly beneficial." 6 / 13
magnez2/istockphoto
CAPITAL ONE VENTURE REWARDS
Do you travel a lot to see the grandkids or to explore the world? Dan Soschin, chief operating officer of the website CardGuru, says the best option for seniors who do a fair amount of traveling is the Capital One Venture Rewards card. " You'll accumulate ‘miles' on every purchase you make, which can be applied to airline travel with no blackout dates," Soschin said. The card is currently offering two-times the miles for every dollar spent.

How Seniors Can Get Help With Credit Card Debt | US News How Seniors Can Get Help With Credit Card Debt
How Seniors Can Get Help With Credit Card Debt
Address debt right away, and live within your means to prevent unforeseen problems.
Is Credit Card Debt an Issue for Senior Citizens?
Why Are More Seniors Using Credit Cards?
How Seniors Can Manage Credit Card Debt
Getting Credit Card Debt Help
Credit Card Debt After Death
How Seniors Can Avoid Using Credit Cards
Planning for a Debt-Free Retirement
 The sooner you can address the situation, the better," Trawinski says. Getting Credit Card Debt Help
One of the best ways for senior citizens to address the issue of revolving credit card debt is to work with an accredited credit counseling agency. An expert counselor can help you sort out your finances and possibly work directly with multiple creditors to address your debt. Credit counselors deal with issues such as excess credit card debt every day, says Pete Klipa, senior vice president of creditor relations for the National Foundation for Credit Counseling. With a credit counselor, you can work on a repayment strategy based on your situation, including your age, says Klipa. Trawinski says consumers have to be careful that they're working with a legitimate credit counseling agency so that they avoid scammers. One way to do that is to check with the NFCC, which has a national network of member offices. Also, you might want to seek input from a financial advisor before you try to tackle your debt problem through mortgage changes – such as taking out a home equity loan, opening a home equity line of credit or getting a reverse mortgage – or tapping into a 401 (k) or IRA. You'll want to make sure you know the tax implications before tapping into retirement funds, for example. Getting financial help from family members might be a possibility to explore as well, although that's rarely a simple matter.

The sooner you can address the situation, the better," Trawinski says. Getting Credit Card Debt Help
One of the best ways for senior citizens to address the issue of revolving credit card debt is to work with an accredited credit counseling agency. An expert counselor can help you sort out your finances and possibly work directly with multiple creditors to address your debt. Credit counselors deal with issues such as excess credit card debt every day, says Pete Klipa, senior vice president of creditor relations for the National Foundation for Credit Counseling. With a credit counselor, you can work on a repayment strategy based on your situation, including your age, says Klipa. Trawinski says consumers have to be careful that they're working with a legitimate credit counseling agency so that they avoid scammers. One way to do that is to check with the NFCC, which has a national network of member offices. Also, you might want to seek input from a financial advisor before you try to tackle your debt problem through mortgage changes – such as taking out a home equity loan, opening a home equity line of credit or getting a reverse mortgage – or tapping into a 401 (k) or IRA. You'll want to make sure you know the tax implications before tapping into retirement funds, for example. Getting financial help from family members might be a possibility to explore as well, although that's rarely a simple matter.

5 Best Credit Cards for Seniors of 2021 | Credit Karma The 5 best credit cards for seniors of 2021
The 5 best credit cards for seniors of 2021
In a Nutshell
The best credit cards for seniors can help you maintain your financial well-being and make the most of your golden years.
Best for travel: Capital One® Venture® Rewards Credit Card
Capital One® Venture® Rewards Credit Card
Best for simple cash back: Citi® Double Cash Card
Citi® Double Cash Card
Best for boosting retirement savings: Fidelity® Rewards Visa® Signature Card
Best for low ongoing APR: Simmons Visa®
Best for 0% intro APR: U.S. Bank Visa® Platinum Card
How we picked the best credit cards for seniors
How to make the most of these credit cards
 You’ll earn two points for every $1 you spend on purchases that count — earnings that equate to a $1 reward for every $50 you spend. Your rewards can be deposited in several kinds of eligible Fidelity accounts, including certain retirement accounts, HSAs and college savings accounts. This gives you the flexibility to not only boost your retirement savings, but also to help meet healthcare costs or contribute to your children’s or grandchildren’s education. The Fidelity® Rewards Visa Signature card also has no annual fee, so you don’t have to deal with that added cost offsetting your rewards. If you don’t have a Fidelity account but like the idea of this credit card, it might be worth contacting your retirement account provider to find out if it offers a similar option. For additional details, check out our complete review of the Fidelity® Rewards Visa® Signature Card. Best for low ongoing APR: Simmons Visa®
Here’s why: Unlike the other cards we’ve covered so far, the Simmons Visa® won’t earn you rewards or cash back when you use it, but it does offer a low ongoing APR. This feature can help seniors who may need to carry a credit card balance keep interest charges under control.

You’ll earn two points for every $1 you spend on purchases that count — earnings that equate to a $1 reward for every $50 you spend. Your rewards can be deposited in several kinds of eligible Fidelity accounts, including certain retirement accounts, HSAs and college savings accounts. This gives you the flexibility to not only boost your retirement savings, but also to help meet healthcare costs or contribute to your children’s or grandchildren’s education. The Fidelity® Rewards Visa Signature card also has no annual fee, so you don’t have to deal with that added cost offsetting your rewards. If you don’t have a Fidelity account but like the idea of this credit card, it might be worth contacting your retirement account provider to find out if it offers a similar option. For additional details, check out our complete review of the Fidelity® Rewards Visa® Signature Card. Best for low ongoing APR: Simmons Visa®
Here’s why: Unlike the other cards we’ve covered so far, the Simmons Visa® won’t earn you rewards or cash back when you use it, but it does offer a low ongoing APR. This feature can help seniors who may need to carry a credit card balance keep interest charges under control.

Best Credit Cards for Seniors | Cheapism.com 12 Best Credit Cards for Seniors
12 Best Credit Cards for Seniors
PLAYING YOUR CARDS RIGHT
AARP CREDIT CARD
AMERICAN EXPRESS BLUE CASH PREFERRED CARD
CHASE SAPPHIRE PREFERRED
CITI DOUBLE CASH CARD
CAPITAL ONE VENTURE REWARDS
CHASE FREEDOM UNLIMITED
UBER VISA
SIMMONS VISA
FIDELITY REWARDS VISA SIGNATURE CARD
WELLS FARGO PROPEL AMERICAN EXPRESS
TARGET REDCARD
DISCOVER IT CASH BACK
 Everyone needs groceries and gas and getting cash back for those purchases is incredibly beneficial." 6 / 13
magnez2/istockphoto
CAPITAL ONE VENTURE REWARDS
Do you travel a lot to see the grandkids or to explore the world? Dan Soschin, chief operating officer of the website CardGuru, says the best option for seniors who do a fair amount of traveling is the Capital One Venture Rewards card. " You'll accumulate ‘miles' on every purchase you make, which can be applied to airline travel with no blackout dates," Soschin said. The card is currently offering two-times the miles for every dollar spent. There's also a 50,000-mile sign-up bonus for those who spend $3,000 within the first three months. " That's roughly equal to $500 in travel," Soschin noted. " This card has plenty of perks including no foreign transaction fees and bonus mile opportunities such as 10x miles on hotel bookings." 7 / 13
helen89/istockphoto
CHASE FREEDOM UNLIMITED
Sometimes, it can be a good idea to keep things simple, suggests Soschin of CardGuru. The Chase Freedom Unlimited does not sacrifice perks for simplicity. "

Everyone needs groceries and gas and getting cash back for those purchases is incredibly beneficial." 6 / 13
magnez2/istockphoto
CAPITAL ONE VENTURE REWARDS
Do you travel a lot to see the grandkids or to explore the world? Dan Soschin, chief operating officer of the website CardGuru, says the best option for seniors who do a fair amount of traveling is the Capital One Venture Rewards card. " You'll accumulate ‘miles' on every purchase you make, which can be applied to airline travel with no blackout dates," Soschin said. The card is currently offering two-times the miles for every dollar spent. There's also a 50,000-mile sign-up bonus for those who spend $3,000 within the first three months. " That's roughly equal to $500 in travel," Soschin noted. " This card has plenty of perks including no foreign transaction fees and bonus mile opportunities such as 10x miles on hotel bookings." 7 / 13
helen89/istockphoto
CHASE FREEDOM UNLIMITED
Sometimes, it can be a good idea to keep things simple, suggests Soschin of CardGuru. The Chase Freedom Unlimited does not sacrifice perks for simplicity. "

 The Platinum Card® from American Express
Earn 60,00075,000 Membership Rewards points. Terms Apply. New Welcome Offer: Earn 10x points at U.S. Gas Stations and U.S. Supermarkets(on up to $15,000 in combined purchases) during your first 6 months of Card Membership. Ink Business Preferred® Credit Card
100,000 Bonus Points
One of our favorite business rewards cards, with a huge bonus. Blue Cash Preferred® Card from American Express
Earn 20% back on Amazon.com purchases, up to $200 back. Terms Apply. Earn 6% bonus cash-back on select U.S. streaming subscriptions and at U.S. supermarkets. See 10 Best Credit Cards
Advertiser Disclosure
The Best Travel Insurance Options for Seniors [Ages 65, 70, and Over 80]
BY
Christine Krzyszton
- UPDATED: April 26, 2021
Travel
We may be compensated when you click on links from one or more of our advertising partners.

The Platinum Card® from American Express
Earn 60,00075,000 Membership Rewards points. Terms Apply. New Welcome Offer: Earn 10x points at U.S. Gas Stations and U.S. Supermarkets(on up to $15,000 in combined purchases) during your first 6 months of Card Membership. Ink Business Preferred® Credit Card
100,000 Bonus Points
One of our favorite business rewards cards, with a huge bonus. Blue Cash Preferred® Card from American Express
Earn 20% back on Amazon.com purchases, up to $200 back. Terms Apply. Earn 6% bonus cash-back on select U.S. streaming subscriptions and at U.S. supermarkets. See 10 Best Credit Cards
Advertiser Disclosure
The Best Travel Insurance Options for Seniors [Ages 65, 70, and Over 80]
BY
Christine Krzyszton
- UPDATED: April 26, 2021
Travel
We may be compensated when you click on links from one or more of our advertising partners.

6 Best Credit Cards for Seniors Retirees 2021 6 Best Credit Cards for Seniors and Retirees
6 Best Credit Cards for Seniors and Retirees
Retiring soon? Then it might also be time to retire your current credit card. Here's our list of the 6 best credit cards for retirees.
Table of Contents:
Overview: Best Credit Cards for Seniors and Retirees
1. Best Card for Grocery Shoppers: Blue Cash Preferred® Card from American Express
2. Best Card for Travelers: Capital One® Venture® Rewards Credit Card
3. Best Card for General Cash Back: Chase Freedom
4. Best Card if You Drive a Lot: Costco Anywhere Visa Card
5. Best Card if You Want a Prepaid Card Instead: Netspend Visa Prepaid Card
6. Best Card if Your Credit is Still Bad: Credit One Bank® Unsecured Visa® for Rebuilding Credit
Bottom Line
Also Read:
Author Bio
Chris Muller
 Best Credit Cards for Seniors and Retirees
Credit Card
Best For
Blue Cash Preferred® Card from American Express
Grocery Shoppers
Capital One® Venture® Rewards Credit Card
Travelers
Chase Freedom
General Cash Back
Costco Anywhere Visa Card
If You Drive a Lot
Netspend Visa Prepaid Card
If You Prefer a Prepaid Card
Credit One Bank® Unsecured Visa® for Rebuilding Credit
If Your Credit is Bad
1. Best Card for Grocery Shoppers: Blue Cash Preferred® Card from American Express
Learn More
Everyone has to buy groceries. So if you want rewards for making purchases you make anyway, the Blue Cash Preferred® Card from American Express is one of the best. You can earn a lot of cash back each time you head to the grocery store. So it’s an excellent card for those who love to eat in and do a lot of cooking themselves, too. I’ve used other cards that promised high cash back at the store, but they didn’t deliver. Often, it was due to things like rotating categories or low caps on rewards. Well, this one does deliver. When you use the Blue Cash Preferred® Card from American Express at a grocery store, you’ll get 6% cash back, up to a total of $6,000 each year.

Best Credit Cards for Seniors and Retirees
Credit Card
Best For
Blue Cash Preferred® Card from American Express
Grocery Shoppers
Capital One® Venture® Rewards Credit Card
Travelers
Chase Freedom
General Cash Back
Costco Anywhere Visa Card
If You Drive a Lot
Netspend Visa Prepaid Card
If You Prefer a Prepaid Card
Credit One Bank® Unsecured Visa® for Rebuilding Credit
If Your Credit is Bad
1. Best Card for Grocery Shoppers: Blue Cash Preferred® Card from American Express
Learn More
Everyone has to buy groceries. So if you want rewards for making purchases you make anyway, the Blue Cash Preferred® Card from American Express is one of the best. You can earn a lot of cash back each time you head to the grocery store. So it’s an excellent card for those who love to eat in and do a lot of cooking themselves, too. I’ve used other cards that promised high cash back at the store, but they didn’t deliver. Often, it was due to things like rotating categories or low caps on rewards. Well, this one does deliver. When you use the Blue Cash Preferred® Card from American Express at a grocery store, you’ll get 6% cash back, up to a total of $6,000 each year.

15 Best Credit Cards for Seniors & Retirees (2021) 15 Best Credit Cards for Seniors & Retirees in 2021
15 Best Credit Cards for Seniors & Retirees in 2021
credit card advice
Best “Travel Rewards” Cards for Seniors
1. Capital One Venture Rewards Credit Card
AIR MILES RATING
2. Discover it® Miles
AIR MILES RATING
3. Capital One VentureOne Rewards Credit Card
AIR MILES RATING
+See More Cards with Travel Rewards
Best “No Foreign Transaction Fee” Cards for Seniors
4. Discover it® Cash Back
BEST OVERALL RATING
5. Capital One Venture Rewards Credit Card
BEST OVERALL RATING
6. Chase Sapphire Reserve®
BEST OVERALL RATING
+See More Cards with No Foreign Transaction Fees
Best “Cash Back” Cards for Seniors
7. Capital One Quicksilver Cash Rewards Credit Card
CASH BACK RATING
8. Discover it® Cash Back
CASH BACK RATING
9. Capital One SavorOne Cash Rewards Credit Card
CASH BACK RATING
+See More Cards with Cash Back
Best “0% Intro APR” Cards for Seniors
10. Chase Freedom Unlimited®
0% INTRO APR RATING
11. Capital One Quicksilver Cash Rewards Credit Card
0% INTRO APR RATING
12. U.S. Bank Visa® Platinum Card
0% INTRO APR RATING
+See More Cards with 0% Intro APR Offers
Best “Low Ongoing APR” Cards for Seniors
13. Discover it® Cash Back
LOW APR RATING
14. Applied Bank® Secured Visa® Gold Preferred® Credit Card
LOW APR RATING
15. Discover it® chrome
LOW APR RATING
+See More Cards with Low Ongoing APRs
Spend Wisely in Your Retirement
Share This Article
Tweet this article on Twitter
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About the Author
Brittney Mayer
 For most folks, aging and retirement come with many major lifestyle changes, including a number of shifts in their financial needs. As you set out on new adventures, it makes sense to re-evaluate your current credit cards to determine whether they still merit a place in your wallet. You may also want to take a look at the options to see if there are replacements that will better suit your new lifestyle. Travel Rewards | No Foreign Transaction Fees | Cash Back | 0% Intro APR | Low Ongoing APR
Best “Travel Rewards” Cards for Seniors
While the average Baby Boomer may spend around $6,300 on travel in a single year, those who use the right travel rewards credit card for their expenses may be able to cut that number down by an appreciable amount. Travel rewards credit cards offer points or miles on every purchase, which can generally be redeemed for travel-related expenses like flights and hotel stays. Many of our favorite travel cards even come with nice signup bonuses to get you traveling faster. 1. Capital One Venture Rewards Credit Card
AIR MILES RATING
★★★★★
4.9
OVERALL RATING
4.8/5.0
Earn 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months
Earn unlimited 2X miles on every purchase, every day
Miles won't expire for the life of the account and there's no limit to how many you can earn
Receive up to $100 application fee credit for Global Entry or TSA Pre✔®
Redeem on travel—including flights, vacation rentals, car rentals and more. Plus transfer your miles to over 15+ travel loyalty programs
No foreign transaction fees
See application, terms and details. Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
17.24% - 24.49% (Variable)
$95
Excellent, Good
2.

For most folks, aging and retirement come with many major lifestyle changes, including a number of shifts in their financial needs. As you set out on new adventures, it makes sense to re-evaluate your current credit cards to determine whether they still merit a place in your wallet. You may also want to take a look at the options to see if there are replacements that will better suit your new lifestyle. Travel Rewards | No Foreign Transaction Fees | Cash Back | 0% Intro APR | Low Ongoing APR
Best “Travel Rewards” Cards for Seniors
While the average Baby Boomer may spend around $6,300 on travel in a single year, those who use the right travel rewards credit card for their expenses may be able to cut that number down by an appreciable amount. Travel rewards credit cards offer points or miles on every purchase, which can generally be redeemed for travel-related expenses like flights and hotel stays. Many of our favorite travel cards even come with nice signup bonuses to get you traveling faster. 1. Capital One Venture Rewards Credit Card
AIR MILES RATING
★★★★★
4.9
OVERALL RATING
4.8/5.0
Earn 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months
Earn unlimited 2X miles on every purchase, every day
Miles won't expire for the life of the account and there's no limit to how many you can earn
Receive up to $100 application fee credit for Global Entry or TSA Pre✔®
Redeem on travel—including flights, vacation rentals, car rentals and more. Plus transfer your miles to over 15+ travel loyalty programs
No foreign transaction fees
See application, terms and details. Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
17.24% - 24.49% (Variable)
$95
Excellent, Good
2.

Instant Approval Credit Cards-Offers and Advice | Discover
1. How the Instant Approval Process Works
2. What You Need to Know Before You Apply
3. Find Out If You’re Pre-Approved Before Applying
4. Is It Safe to Apply for an Instant Approval Credit Card?
5. What Seniors Should Know About Instant Approval Credit Cards
6. Tips to Increase Your Chances of Instant Approval
Tagged in
 Providing your personal financial information through a website can be unnerving, but credit card companies use data encryption to help keep your personal financial information safe. Keep in mind that it’s always a good idea to apply for the credit card directly through the credit card issuer’s website, and to look for additional safety notifications like a padlock or verified security badge. Always make sure the website has “https” (as opposed to just http — the “s” is for secure) at the start of the URL. 5. What Seniors Should Know About Instant Approval Credit Cards
When it comes to applying for an instant approval credit card, a good credit history is just as important for seniors as it is for other applicants. And though you may think being debt-free would be an advantage — if you’ve paid off your home and you rarely use credit, for example — lenders may not see it that way. When you don’t use credit, your credit history dwindles and credit bureaus may lack information to evaluate your creditworthiness. So even if you think you have a terrific long-term credit history, getting instant credit card approval requires current, positive credit activity. On the other hand, seniors’ credit scores can be negatively impacted when debt builds up and credit reports reveal missed payments or other red flags. That could lead to instant rejection instead of instant approval because the report could signal risk for lenders.

Instant Approval Credit Cards-Offers and Advice | Discover

1. How the Instant Approval Process Works
2. What You Need to Know Before You Apply
3. Find Out If You’re Pre-Approved Before Applying
4. Is It Safe to Apply for an Instant Approval Credit Card?
5. What Seniors Should Know About Instant Approval Credit Cards
6. Tips to Increase Your Chances of Instant Approval
Tagged in

Providing your personal financial information through a website can be unnerving, but credit card companies use data encryption to help keep your personal financial information safe. Keep in mind that it’s always a good idea to apply for the credit card directly through the credit card issuer’s website, and to look for additional safety notifications like a padlock or verified security badge. Always make sure the website has “https” (as opposed to just http — the “s” is for secure) at the start of the URL. 5. What Seniors Should Know About Instant Approval Credit Cards
When it comes to applying for an instant approval credit card, a good credit history is just as important for seniors as it is for other applicants. And though you may think being debt-free would be an advantage — if you’ve paid off your home and you rarely use credit, for example — lenders may not see it that way. When you don’t use credit, your credit history dwindles and credit bureaus may lack information to evaluate your creditworthiness. So even if you think you have a terrific long-term credit history, getting instant credit card approval requires current, positive credit activity. On the other hand, seniors’ credit scores can be negatively impacted when debt builds up and credit reports reveal missed payments or other red flags. That could lead to instant rejection instead of instant approval because the report could signal risk for lenders.

Best Credit Cards of May 2021: Rewards, Top Offers & Reviews Best Credit Cards of May 2021
Best Credit Cards of May 2021
Best Credit Cards of May 2021
Filter Cards by Category
Our methodology and research
Criteria Used
A Guide to Finding the Best Credit Card Offer for You
The Best Credit Cards of May 2021
Best rewards credit card: Blue Cash Preferred® Card from American Express
Ideal for: the frugal parent
Best starter credit card: Capital One Quicksilver Cash Rewards Credit Card
Ideal for: the new cardholder
Best no annual fee credit card: Blue Cash Everyday® Card from American Express
Ideal for: occasional shoppers
Best rotating category cash back credit card: Discover it® Cash Back
Ideal for: the shopping optimizer
Best low interest credit card: Bank of America® Customized Cash Rewards credit card
Ideal for: the spender who wants it all
Best dining credit card: Chase Freedom Unlimited®
Ideal for: the everyday cash back seeker
Best flat-rate cash back credit card: Citi® Double Cash Card
Ideal for: the shopper who wants options
Best balance transfer credit card: Citi® Diamond Preferred® Card
Ideal for: the consumer paying down debt
Best travel credit card: Capital One Venture Rewards Credit Card
Ideal for: the traveler looking for options
Best credit card for no blackout dates: American Express® Gold Card
Ideal for: the flexible traveler
Best business credit card: American Express Blue Business Cash™ Card
Ideal for: the solopreneur
Best student credit card: Discover it® Student Cash Back
Ideal for: the consumer looking for college-related perks
Best credit card for no credit history: Secured Mastercard® from Capital One
Ideal for: the credit builder
Best sign-up bonus: Chase Sapphire Reserve® Card
Ideal for: the big spender – and rewards seeker
Best airline miles credit card: Delta Skymiles® Gold American Express Card
Ideal for: the globetrotter
Best credit card for bad credit: Credit One Bank® Visa® for Rebuilding Credit
Ideal for: the consumer looking to rebuild credit
Best introductory bonus: American Express® Business Gold Card
Ideal for: the business traveler
How Credit Cards Work
The Most Popular Credit Cards
The Best Time to Apply for a Credit Card
Questions to consider before applying for a credit card
What’s your current credit status?
What kinds of offers are available?
How to Choose a Credit Card
Types of cards to help with credit building
How rewards credit cards work
Types of cards for earning rewards
How credit card fees work
Cards without certain fees
How zero interest or low interest credit cards work
How specialty credit cards work
Business and student cards
How Many Credit Cards You Should Have
What’s Next: Applying for a Credit Card
How We Picked the Best Credit Cards
About the Author
Jeanine Skowronski
About the Editor
Tracy Stewart
About the Reviewer
Ted Rossman
 When choosing a credit card be sure to check out our guide, which provides advice on how to apply and get approved, risks to watch out for, and detailed comparisons of different card types such as Rewards, Sign-up bonuses, Cash Back, 0% & Low intro APR offers, and Travel/Miles. Get started by reading our list of the best credit cards available from our partners below. The experts at CreditCards.com have compiled information on the best credit cards with the most up-to-date research on credit card offers available today from our partners. When choosing a credit card be sure to check out our guide, which provides advice on how to apply and get approved, risks to watch out for, and detailed comparisons of different card types such as Rewards, Sign-up bonuses, Cash Back, 0% & Low intro APR offers, and Travel/Miles. Get started by reading our list of the best credit cards available from our partners below. Best Credit Cards of May 2021
Blue Cash Preferred® Card from American Express – Best for Rewards
Capital One Quicksilver Cash Rewards Credit Card – Best for a Starter Credit Card
Blue Cash Everyday® Card from American Express – Best for No Annual Fee
Discover it® Cash Back – Best for Rotating Cash Back
Bank of America® Customized Cash Rewards credit card – Best for Low Interest
Chase Freedom Unlimited® – Best for Dining
Citi® Double Cash Card – Best for Flat-Rate Cash Back
Citi® Diamond Preferred® Card – Best for Balance Transfer
Capital One Venture Rewards Credit Card – Best for Travel
American Express® Gold Card – Best for No Blackout Dates
American Express Blue Business Cash™ Card – Best for Business
Discover it® Student Cash Back – Best for Students
Secured Mastercard® from Capital One – Best for No Credit History
Chase Sapphire Reserve® Card – Best for Sign-up Bonus
Delta SkyMiles® Gold American Express Card – Best for Airline
Credit One Bank® Visa® for Rebuilding Credit – Best for Bad credit
American Express® Business Gold Card – Best for Introductory Bonus
Filter Cards by Category
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Starter Credit Card
No Annual Fee
Rotating Cash Back
Low Interest
Dining
More
Flat-Rate Cash Back
Balance Transfer
Travel
No Blackout Dates
Business
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No Credit
Signup Bonus
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Bad Credit
Introductory Bonus
All Categories Rewards Starter Credit Card No Annual Fee Rotating Cash Back Low Interest Dining Flat-Rate Cash Back Balance Transfer Travel No Blackout Dates Business Student No Credit Signup Bonus Airlines Bad Credit Introductory Bonus
Best Card For Rewards
See more cards in this category
Blue Cash Preferred® Card from American Express
See Rates & Fees, Terms Apply
Add to compare
Good to Excellent
Credit Recommended (670-850)
More information
CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. Apply Now at American Express's Secure Site
Rewards Rate
6%
6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6%
6% Cash Back on select U.S. streaming subscriptions. 3%
3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more. 3%
3% Cash Back at U.S. gas stations
1%
1% Cash Back on other purchases
This card is best for
Maximizing rewards on everyday spending
Why Apply?

Best Credit Cards of May 2021: Rewards, Top Offers & Reviews

15 Best Credit Cards for Seniors & Retirees (2021) 15 Best Credit Cards for Seniors & Retirees in 2021
15 Best Credit Cards for Seniors & Retirees in 2021
credit card advice
Best “Travel Rewards” Cards for Seniors
1. Capital One Venture Rewards Credit Card
AIR MILES RATING
2. Discover it® Miles
AIR MILES RATING
3. Capital One VentureOne Rewards Credit Card
AIR MILES RATING
+See More Cards with Travel Rewards
Best “No Foreign Transaction Fee” Cards for Seniors
4. Discover it® Cash Back
BEST OVERALL RATING
5. Capital One Venture Rewards Credit Card
BEST OVERALL RATING
6. Chase Sapphire Reserve®
BEST OVERALL RATING
+See More Cards with No Foreign Transaction Fees
Best “Cash Back” Cards for Seniors
7. Capital One Quicksilver Cash Rewards Credit Card
CASH BACK RATING
8. Discover it® Cash Back
CASH BACK RATING
9. Capital One SavorOne Cash Rewards Credit Card
CASH BACK RATING
+See More Cards with Cash Back
Best “0% Intro APR” Cards for Seniors
10. Chase Freedom Unlimited®
0% INTRO APR RATING
11. Capital One Quicksilver Cash Rewards Credit Card
0% INTRO APR RATING
12. U.S. Bank Visa® Platinum Card
0% INTRO APR RATING
+See More Cards with 0% Intro APR Offers
Best “Low Ongoing APR” Cards for Seniors
13. Discover it® Cash Back
LOW APR RATING
14. Applied Bank® Secured Visa® Gold Preferred® Credit Card
LOW APR RATING
15. Discover it® chrome
LOW APR RATING
+See More Cards with Low Ongoing APRs
Spend Wisely in Your Retirement
Share This Article
Tweet this article on Twitter
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About the Author
Brittney Mayer
 Co-branded credit cards are typically aligned with a single airline or hotel brand and earn loyalty points for that brand (i.e., an American Airlines co-branded credit card earns American Airlines miles). While the rewards are generally limited to redemption on branded purchases, co-branded cards can often provide additional perks and benefits. Travel cards issued directly by the bank tend to reward generic points or miles that can be redeemed toward travel purchases through the issuer’s own redemption system. This usually means no blackout dates or brand restrictions. Some travel cards will also allow you to transfer your points to partner airline or hotel brands for direct redemption. Best “No Foreign Transaction Fee” Cards for Seniors
Of the millions of seniors planning trips in the next year, nearly half intend to travel internationally. With their security and convenience, credit cards can make traveling abroad much easier — but that ease isn’t always free. For example, making purchases in foreign currencies is simple with a credit card that automatically converts it, but the 2% to 4% foreign transaction fees can get costly. To avoid these fees, you should choose a card that won’t charge foreign transaction fees, like our picks below. 4.

Co-branded credit cards are typically aligned with a single airline or hotel brand and earn loyalty points for that brand (i.e., an American Airlines co-branded credit card earns American Airlines miles). While the rewards are generally limited to redemption on branded purchases, co-branded cards can often provide additional perks and benefits. Travel cards issued directly by the bank tend to reward generic points or miles that can be redeemed toward travel purchases through the issuer’s own redemption system. This usually means no blackout dates or brand restrictions. Some travel cards will also allow you to transfer your points to partner airline or hotel brands for direct redemption. Best “No Foreign Transaction Fee” Cards for Seniors
Of the millions of seniors planning trips in the next year, nearly half intend to travel internationally. With their security and convenience, credit cards can make traveling abroad much easier — but that ease isn’t always free. For example, making purchases in foreign currencies is simple with a credit card that automatically converts it, but the 2% to 4% foreign transaction fees can get costly. To avoid these fees, you should choose a card that won’t charge foreign transaction fees, like our picks below. 4.

15 Best Credit Cards for Seniors & Retirees (2021) 15 Best Credit Cards for Seniors & Retirees in 2021
15 Best Credit Cards for Seniors & Retirees in 2021
credit card advice
Best “Travel Rewards” Cards for Seniors
1. Capital One Venture Rewards Credit Card
AIR MILES RATING
2. Discover it® Miles
AIR MILES RATING
3. Capital One VentureOne Rewards Credit Card
AIR MILES RATING
+See More Cards with Travel Rewards
Best “No Foreign Transaction Fee” Cards for Seniors
4. Discover it® Cash Back
BEST OVERALL RATING
5. Capital One Venture Rewards Credit Card
BEST OVERALL RATING
6. Chase Sapphire Reserve®
BEST OVERALL RATING
+See More Cards with No Foreign Transaction Fees
Best “Cash Back” Cards for Seniors
7. Capital One Quicksilver Cash Rewards Credit Card
CASH BACK RATING
8. Discover it® Cash Back
CASH BACK RATING
9. Capital One SavorOne Cash Rewards Credit Card
CASH BACK RATING
+See More Cards with Cash Back
Best “0% Intro APR” Cards for Seniors
10. Chase Freedom Unlimited®
0% INTRO APR RATING
11. Capital One Quicksilver Cash Rewards Credit Card
0% INTRO APR RATING
12. U.S. Bank Visa® Platinum Card
0% INTRO APR RATING
+See More Cards with 0% Intro APR Offers
Best “Low Ongoing APR” Cards for Seniors
13. Discover it® Cash Back
LOW APR RATING
14. Applied Bank® Secured Visa® Gold Preferred® Credit Card
LOW APR RATING
15. Discover it® chrome
LOW APR RATING
+See More Cards with Low Ongoing APRs
Spend Wisely in Your Retirement
Share This Article
Tweet this article on Twitter
Share this article via Email
About the Author
Brittney Mayer
 For example, 60,000 points are worth $900 toward travel
With Pay Yourself Back℠, your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
1:1 point transfer to leading airline and hotel loyalty programs
See application, terms and details. Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
16.99%-23.99% Variable
$550
Good/Excellent
+See More Cards with No Foreign Transaction Fees
Some foreign merchants may offer you dynamic currency conversion (DCC), which basically means they’ll convert their prices to US dollars for you before running your credit card. DCC can seem like a convenient way to avoid foreign transaction fees, but it’s rarely the best way to get a good conversion rate since the merchant can choose the rate. What’s more, your issuer may still consider the transaction to be foreign and charge you a fee anyway. Best “Cash Back” Cards for Seniors
Those who see the articles on complicated schemes to maximize rewards for free travel may be intimidated into thinking credit card rewards are too complicated. But not all rewards credit cards come with convoluted transfers and three-digit annual fees. For many, the simplest form of credit card rewards is cash back, with straightforward, flat-rate redemption that won’t require a spreadsheet to master. Some of our favorite cash back cards can provide up to 5% cash back on elig

For example, 60,000 points are worth $900 toward travel
With Pay Yourself Back℠, your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
1:1 point transfer to leading airline and hotel loyalty programs
See application, terms and details. Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
16.99%-23.99% Variable
$550
Good/Excellent
+See More Cards with No Foreign Transaction Fees
Some foreign merchants may offer you dynamic currency conversion (DCC), which basically means they’ll convert their prices to US dollars for you before running your credit card. DCC can seem like a convenient way to avoid foreign transaction fees, but it’s rarely the best way to get a good conversion rate since the merchant can choose the rate. What’s more, your issuer may still consider the transaction to be foreign and charge you a fee anyway. Best “Cash Back” Cards for Seniors
Those who see the articles on complicated schemes to maximize rewards for free travel may be intimidated into thinking credit card rewards are too complicated. But not all rewards credit cards come with convoluted transfers and three-digit annual fees. For many, the simplest form of credit card rewards is cash back, with straightforward, flat-rate redemption that won’t require a spreadsheet to master. Some of our favorite cash back cards can provide up to 5% cash back on elig

 Best Travel Insurance Plans for Seniors [Ages 65, 70, 80+]
Travel insurance is highly recommended for seniors, 65 years of age or older. Our guide will help you find the best travel insurance options at any age. Travel insurance is highly recommended for seniors, 65 years of age or older. Our guide will help you find the best travel insurance options at any age. Skip to content
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 There's also a 50,000-mile sign-up bonus for those who spend $3,000 within the first three months. " That's roughly equal to $500 in travel," Soschin noted. " This card has plenty of perks including no foreign transaction fees and bonus mile opportunities such as 10x miles on hotel bookings." 7 / 13
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Sometimes, it can be a good idea to keep things simple, suggests Soschin of CardGuru. The Chase Freedom Unlimited does not sacrifice perks for simplicity. " There's no worrying about bonus miles, points or limited time offers," Soschin said. " Instead, you receive 1.5 percent cash back on everything you purchase. It's that simple, which makes this a great card for seniors who spend a lot and don't want to worry about which credit card to use for various purchases." There is no minimum required for claiming cash-back rewards, and this card also offers a sign-up bonus of up to $150 when you spend $500 in the first three months. " We love this card for its simplicity, its extended warranty feature, and because it has no annual fee," Soschin said.

There's also a 50,000-mile sign-up bonus for those who spend $3,000 within the first three months. " That's roughly equal to $500 in travel," Soschin noted. " This card has plenty of perks including no foreign transaction fees and bonus mile opportunities such as 10x miles on hotel bookings." 7 / 13
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Sometimes, it can be a good idea to keep things simple, suggests Soschin of CardGuru. The Chase Freedom Unlimited does not sacrifice perks for simplicity. " There's no worrying about bonus miles, points or limited time offers," Soschin said. " Instead, you receive 1.5 percent cash back on everything you purchase. It's that simple, which makes this a great card for seniors who spend a lot and don't want to worry about which credit card to use for various purchases." There is no minimum required for claiming cash-back rewards, and this card also offers a sign-up bonus of up to $150 when you spend $500 in the first three months. " We love this card for its simplicity, its extended warranty feature, and because it has no annual fee," Soschin said.

6 Best Credit Cards for Seniors Retirees 2021 6 Best Credit Cards for Seniors and Retirees
6 Best Credit Cards for Seniors and Retirees
Retiring soon? Then it might also be time to retire your current credit card. Here's our list of the 6 best credit cards for retirees.
Table of Contents:
Overview: Best Credit Cards for Seniors and Retirees
1. Best Card for Grocery Shoppers: Blue Cash Preferred® Card from American Express
2. Best Card for Travelers: Capital One® Venture® Rewards Credit Card
3. Best Card for General Cash Back: Chase Freedom
4. Best Card if You Drive a Lot: Costco Anywhere Visa Card
5. Best Card if You Want a Prepaid Card Instead: Netspend Visa Prepaid Card
6. Best Card if Your Credit is Still Bad: Credit One Bank® Unsecured Visa® for Rebuilding Credit
Bottom Line
Also Read:
Author Bio
Chris Muller
 6 Best Credit Cards for Seniors Retirees 2021
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6 Best Credit Cards for Seniors and Retirees
Written by
Chris Muller |
Modified date: May 20, 2021
Editor's note - You can trust the integrity of our balanced, independent financial advice. We may, however, receive compensation from the issuers of some products mentioned in this article. Opinions are the author's alone. This content has not been provided by, reviewed, approved or endorsed by any advertiser, unless otherwise noted below. Retiring soon? Then it might also be time to retire your current credit card. Here's our list of the 6 best credit cards for retirees.

6 Best Credit Cards for Seniors Retirees 2021
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6 Best Credit Cards for Seniors and Retirees
Advertiser Disclosure
This article/post contains references to products or services from one or more of our advertisers or partners. We may receive compensation when you click on links to those products or services. Credit Cards
6 Best Credit Cards for Seniors and Retirees
Written by
Chris Muller |
Modified date: May 20, 2021
Editor's note - You can trust the integrity of our balanced, independent financial advice. We may, however, receive compensation from the issuers of some products mentioned in this article. Opinions are the author's alone. This content has not been provided by, reviewed, approved or endorsed by any advertiser, unless otherwise noted below. Retiring soon? Then it might also be time to retire your current credit card. Here's our list of the 6 best credit cards for retirees.

Best Credit Cards Of 2021: Top Offers & Rewards – Forbes Advisor Best Credit Cards Of May 2021: Top Offers & Rewards
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U.S. Bank Visa® Platinum Card *
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The World of Hyatt Credit Card *
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Amazon Prime Rewards Visa Signature Card *
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Bank of America® Travel Rewards credit card for Students *
How to Pick the Best Credit Card for You
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Best Credit Cards Of 2021: Top Offers & Rewards – Forbes Advisor

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The Best Travel Insurance Options for Seniors [Ages 65, 70, and Over 80]
BY
Christine Krzyszton
- UPDATED: April 26, 2021
Travel
We may be compensated when you click on links from one or more of our advertising partners. Opinions and recommendations are ours alone. See our Advertiser Disclosure for more details. Our senior years can be some of the most exciting years of our lives. If we’re fortunate, we’ll now have the time, and hopefully, the resources, to make our travel dreams come true. As we age, however, traveling may pose some additional risks.

Blue Cash Preferred® Card from American Express
Earn 20% back on Amazon.com purchases, up to $200 back. Terms Apply. Earn 6% bonus cash-back on select U.S. streaming subscriptions and at U.S. supermarkets. See 10 Best Credit Cards
Advertiser Disclosure
The Best Travel Insurance Options for Seniors [Ages 65, 70, and Over 80]
BY
Christine Krzyszton
- UPDATED: April 26, 2021
Travel
We may be compensated when you click on links from one or more of our advertising partners. Opinions and recommendations are ours alone. See our Advertiser Disclosure for more details. Our senior years can be some of the most exciting years of our lives. If we’re fortunate, we’ll now have the time, and hopefully, the resources, to make our travel dreams come true. As we age, however, traveling may pose some additional risks.

How Seniors Can Get Help With Credit Card Debt | US News How Seniors Can Get Help With Credit Card Debt
How Seniors Can Get Help With Credit Card Debt
Address debt right away, and live within your means to prevent unforeseen problems.
Is Credit Card Debt an Issue for Senior Citizens?
Why Are More Seniors Using Credit Cards?
How Seniors Can Manage Credit Card Debt
Getting Credit Card Debt Help
Credit Card Debt After Death
How Seniors Can Avoid Using Credit Cards
Planning for a Debt-Free Retirement
 How Seniors Can Get Help With Credit Card Debt | US News
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How Seniors Can Get Help With Credit Card Debt
Address debt right away, and live within your means to prevent unforeseen problems. By Bob Musinski
|
Feb. 27, 2019
By Bob Musinski
|
Feb. 27, 2019, at 9:48 a.m.
Help For Seniors With Credit Card Debt
More
Senior citizens can be prone to debt because many of them rely on Social Security, meaning they have a fixed income. ( Getty Images)
Revolving credit card debt can be a problem at any age, but it's especially troublesome when you're retired and on a fixed income. Unfortunately, credit cards have become the lender of last resort for some senior citizens who often face medical-related expenses on top of ongoing cost increases in housing, utilities and food. Here is a look at the problem, ways to deal with credit card debt at an advanced age and how to avoid this problem as you approach retirement. [
Read: Best Low-Interest Credit Cards. ] Is Credit Card Debt an Issue for Senior Citizens? Credit card debt has increased among families headed by someone age 65 and older in the last couple of decades, according to a 2018 report from the Employee Benefit Research Institute: In 2016, 42 percent of households headed by someone 65 to 74 years old reported credit card debt, a 10 percent increase from 1992.

How Seniors Can Get Help With Credit Card Debt | US News
Best Credit Cards
Money
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How Seniors Can Get Help With Credit Card Debt
Address debt right away, and live within your means to prevent unforeseen problems. By Bob Musinski
|
Feb. 27, 2019
By Bob Musinski
|
Feb. 27, 2019, at 9:48 a.m.
Help For Seniors With Credit Card Debt
More
Senior citizens can be prone to debt because many of them rely on Social Security, meaning they have a fixed income. ( Getty Images)
Revolving credit card debt can be a problem at any age, but it's especially troublesome when you're retired and on a fixed income. Unfortunately, credit cards have become the lender of last resort for some senior citizens who often face medical-related expenses on top of ongoing cost increases in housing, utilities and food. Here is a look at the problem, ways to deal with credit card debt at an advanced age and how to avoid this problem as you approach retirement. [
Read: Best Low-Interest Credit Cards. ] Is Credit Card Debt an Issue for Senior Citizens? Credit card debt has increased among families headed by someone age 65 and older in the last couple of decades, according to a 2018 report from the Employee Benefit Research Institute: In 2016, 42 percent of households headed by someone 65 to 74 years old reported credit card debt, a 10 percent increase from 1992.

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Guide: Travel and Discounts Guide for Seniors
BY
Alex Miller
- UPDATED: April 26, 2021   |    3
Travel
3
If you’re retired, you probably have more time to spend with family and friends or visit the places you’ve always wanted to see. But sometimes, retirement can present seniors with budgetary constraints like fixed incomes or dwindling savings. In looking for ways to make traveling in your retirement affordable, any discounts and savings will go a long way!

Earn 10x points at U.S. Gas Stations and U.S. Supermarkets(on up to $15,000 in combined purchases) during your first 6 months of Card Membership. Ink Business Preferred® Credit Card
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Earn 20% back on Amazon.com purchases, up to $200 back. Terms Apply. Earn 6% bonus cash-back on select U.S. streaming subscriptions and at U.S. supermarkets. See 10 Best Credit Cards
Advertiser Disclosure
Guide: Travel and Discounts Guide for Seniors
BY
Alex Miller
- UPDATED: April 26, 2021   |    3
Travel
3
If you’re retired, you probably have more time to spend with family and friends or visit the places you’ve always wanted to see. But sometimes, retirement can present seniors with budgetary constraints like fixed incomes or dwindling savings. In looking for ways to make traveling in your retirement affordable, any discounts and savings will go a long way!

A gold card for seniors' golden years - New York Daily News A gold card for seniors' golden years
A gold card for seniors' golden years A gold card for seniors' golden years - New York Daily News
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A gold card for seniors' golden years
By Mason Braswell
Daily news writer |
Dec 20, 2010 at 1:59 PM
Not everything that glitters is gold. The Senior Gold Card from American Express — a charge card targeted at consumers older than age 62 — may shimmer when you land discounts on cruise tickets and dining out, but it can sting you if you aren't careful. In recent months, more invitations for American Express' Senior Gold Card have wound up in consumers' mailboxes as the company ramps up its marketing efforts among seniors, who tend to be less risky, according to Mintel Comperemedia, a firm that tracks credit card mailings. The card, which debuted about a dozen years ago, offers all the benefits of a regular AmEx Gold card, such as fraud protection and hotel freebies. The Senior Gold Card's annual fee is $55, $70 less than the rate for a regular Gold Card. In addition, cardholders will gain access to senior-specific benefits, including a global assist hotline, which provides information about handicapped access; transportation assistance; and referrals to doctors and lawyers. AmEx also promotes senior membership rewards certificates, which offer deals on dining, shopping and travel. You can also enjoy protection from fraud and theft — American Express will insure purchases against accidental damages and theft for up to 90 days after the purchase.

A gold card for seniors' golden years - New York Daily News

A gold card for seniors' golden years
A gold card for seniors' golden years

A gold card for seniors' golden years - New York Daily News
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News
A gold card for seniors' golden years
By Mason Braswell
Daily news writer |
Dec 20, 2010 at 1:59 PM
Not everything that glitters is gold. The Senior Gold Card from American Express — a charge card targeted at consumers older than age 62 — may shimmer when you land discounts on cruise tickets and dining out, but it can sting you if you aren't careful. In recent months, more invitations for American Express' Senior Gold Card have wound up in consumers' mailboxes as the company ramps up its marketing efforts among seniors, who tend to be less risky, according to Mintel Comperemedia, a firm that tracks credit card mailings. The card, which debuted about a dozen years ago, offers all the benefits of a regular AmEx Gold card, such as fraud protection and hotel freebies. The Senior Gold Card's annual fee is $55, $70 less than the rate for a regular Gold Card. In addition, cardholders will gain access to senior-specific benefits, including a global assist hotline, which provides information about handicapped access; transportation assistance; and referrals to doctors and lawyers. AmEx also promotes senior membership rewards certificates, which offer deals on dining, shopping and travel. You can also enjoy protection from fraud and theft — American Express will insure purchases against accidental damages and theft for up to 90 days after the purchase.

Compare Insurance, Mortgage Rates & Credit Cards | RATESDOTCA  - RATESDOTCA Don't Get Milked.
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Best of Finance 2020 - The Best Credit Cards in Canada
Finding a credit card which complements your lifestyle and spending habits can be daunting. There are so many to choose from, and nobody has time for all that fine print! Well, nobody except for us that is. Our team analyzed over 150 credit cards across 13 categories for the best value, to help take the guesswork out of shopping for a new card. Scroll through the categories below, or click here for the full list of Best of Finance 2020 award winners. Best Credit Card for Snowbirds or Cross-Border Shoppers
Best Credit Card for Snowbirds or Cross-Border Shoppers
Scotiabank®* Gold American Express® Card
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BMO®* CashBack Mastercard®*
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American Express CobaltTM Credit Card
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Scotiabank®* Gold American Express® Card
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TD Cash Back Visa Infinite* Card
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The Platinum Card®from American Express
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Best Credit Card for Paying Down Your Balance
HSBC +Rewards™ Mastercard®
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Home Trust Secured Visa Card
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Best Credit Card for Young Professionals
Best Credit Card for Young Professionals
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Best Credit Card for Students
BMO®* CashBack Mastercard®* for Students
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Best Credit Card for Frequent Flyers
Scotiabank PassportTM Visa Infinite* Card
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Best Credit Card for Snowbirds or Cross-Border Shoppers
Best Credit Card for Snowbirds or Cross-Border Shoppers
Scotiabank®* Gold American Express® Card
Learn More
Best Credit Card for Newcomers to Canada for 2020
Best Credit Card for Newcomers to Canada for 2020
BMO®* CashBack Mastercard®*
Learn More
Best Credit Card for Families
Best Credit Card for Families
President’s Choice Financial® World Elite Mastercard®
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Best Rewards Credit Card
Best Rewards Credit Card
American Express CobaltTM Credit Card
Learn More
Best No-Fee Credit Card
Best No-Fee Credit Card
MBNA Rewards Platinum Plus® Mastercard®
Learn More
Best Travel Credit Card
Best Travel Credit Card
Scotiabank®* Gold American Express® Card
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Best Cash Back Credit Card
Best Cash Back Credit Card
TD Cash Back Visa Infinite* Card
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Best Premium Perks Credit Card
Best Premium Perks Credit Card
The Platinum Card®from American Express
Learn More
Best Credit Card for Paying Down Your Balance
Best Credit Card for Paying Down Your Balance
HSBC +Rewards™ Mastercard®
Learn More
Best Credit Card for Rebuilding Credit
Best Credit Card for Rebuilding Credit
Home Trust Secured Visa Card
Learn More
Best Credit Card for Young Professionals
Best Credit Card for Young Professionals
American Express CobaltT

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Secured Credit Card vs. Prepaid Credit Card: Which Is Right for You?
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How Seniors Can Get Help With Credit Card Debt | US News How Seniors Can Get Help With Credit Card Debt
How Seniors Can Get Help With Credit Card Debt
Address debt right away, and live within your means to prevent unforeseen problems.
Is Credit Card Debt an Issue for Senior Citizens?
Why Are More Seniors Using Credit Cards?
How Seniors Can Manage Credit Card Debt
Getting Credit Card Debt Help
Credit Card Debt After Death
How Seniors Can Avoid Using Credit Cards
Planning for a Debt-Free Retirement
 How Seniors Can Manage Credit Card Debt
There are some immediate steps senior citizens can take to address revolving credit card debt. Prioritizing payments. If you have revolving debt on multiple credit cards, you could pay off the credit card with the highest interest rate, which can help you save on interest. Another approach is to pay off the card with the lowest balance, then using the amount you would have paid on that card for payments on other higher-balance cards, says Lori A. Trawinski, director of banking and finance for the AARP Public Policy Institute. " Any time you can afford to pay more than the minimum payment, you can also help pay down the debt faster," she says. It's not easy to make higher payments if you're constrained by a fixed income. But you need to avoid being delinquent with payments, which will exacerbate the problem. If you're falling behind on payments, "you'll be penalized with a payment fee when you ultimately do pay," and the credit card company might also raise your interest rate, Trawinski says. [
Read: Best Cash Back Credit Cards. ]

How Seniors Can Manage Credit Card Debt
There are some immediate steps senior citizens can take to address revolving credit card debt. Prioritizing payments. If you have revolving debt on multiple credit cards, you could pay off the credit card with the highest interest rate, which can help you save on interest. Another approach is to pay off the card with the lowest balance, then using the amount you would have paid on that card for payments on other higher-balance cards, says Lori A. Trawinski, director of banking and finance for the AARP Public Policy Institute. " Any time you can afford to pay more than the minimum payment, you can also help pay down the debt faster," she says. It's not easy to make higher payments if you're constrained by a fixed income. But you need to avoid being delinquent with payments, which will exacerbate the problem. If you're falling behind on payments, "you'll be penalized with a payment fee when you ultimately do pay," and the credit card company might also raise your interest rate, Trawinski says. [
Read: Best Cash Back Credit Cards. ]

Best Credit Cards of June 2021: Reviews, Rewards and Top Offers Best credit cards of June 2021
Best credit cards of June 2021
BEST CREDIT CARD FOR FLAT-RATE CASH-BACK REWARDS
Winner
Citi ® Double Cash Card - 18 month BT offer
Annual Fee: $0
Runner Up
Capital One Quicksilver Cash Rewards Credit Card
EDITOR'S NOTE
BEST CREDIT CARD FOR TIERED CASH-BACK REWARDS
Winner
Chase Freedom Unlimited®
Runner Up
Blue Cash Everyday® Card from American Express
BEST CREDIT CARD FOR ROTATING CATEGORIES CASH-BACK REWARDS
Winner
Discover it® Cash Back
Runner Up
Chase Freedom Flex℠
EDITOR'S NOTE
BEST CREDIT CARD FOR TRAVEL REWARDS
Winner
Chase Sapphire Preferred® Card
Runner Up
Capital One Venture Rewards Credit Card
EDITOR'S NOTE
BEST CARD FOR DINING OUT AND DELIVERY
Winner
American Express® Gold Card
EDITOR'S NOTE
BEST CARD FOR FAMILIES
Winner
Blue Cash Preferred® Card from American Express
Runner Up
Bank of America® Customized Cash Rewards credit card
EDITOR'S NOTE
BEST CREDIT CARD FOR GAS REWARDS
Winner
Costco Anywhere Visa ® Card by Citi
Runner Up
Citi Premier® Card
EDITOR'S NOTE
BEST SMALL BUSINESS CREDIT CARD
Winner
Ink Business Preferred® Credit Card
Annual Fee: $95
PRO TIP
Runner Up
American Express Blue Business Cash™ Card
EDITOR'S NOTE
BEST BALANCE TRANSFER CREDIT CARD
Winner
Citi ® Diamond Preferred ® Card
Runner Up
U.S. Bank Altitude® Go Visa Signature® Card
EDITOR'S NOTE
BEST LUXURY CARD
Winner
The Platinum Card® from American Express
Runner Up
Chase Sapphire Reserve®
EDITOR'S NOTE
BEST STUDENT CREDIT CARD
Winner
Discover it® Student Cash Back
Runner Up
Deserve® EDU Mastercard for Students
EDITOR'S NOTE
BEST SECURED CREDIT CARD
Winner
Discover it® Secured Credit Card
Runner Up
Secured Mastercard® from Capital One
Foreign Transaction Fees: None
EDITOR'S NOTE
WHAT IS THE BEST CREDIT CARD?
TYPES OF CREDIT CARDS
HOW TO CHOOSE A CREDIT CARD
 Best Credit Cards of June 2021: Reviews, Rewards and Top Offers
Best credit cards of June 2021
Finding the best credit card for your wallet doesn't have to be difficult. CardRatings editors break down the best cards in multiple categories and reveal how actual cardholders score their cards, too. Brooklyn Lowery, CardRatings Senior Manager Last Updated, May 27, 2021
×
Brooklyn Lowery
CardRatings Senior Manager
Brooklyn is a journalist with nearly 20 years experience covering a wide range of topics from government to business to human interest articles and more. Her interest in the credit card industry arose out of a desire to maximize reward potential and help people understand best practices when it comes to their credit cards. Our credit card articles, reviews and ratings maintain strict editorial integrity; however we may be compensated when you click on or are approved for offers (terms apply) from our partners. How we make money. LIST OF WINNERS
Citi® Double Cash Card - 18 month BT offer - Best Flat-Rate Cash Back
Discover it® Cash Back - Best Rotating Categories Cash Back
Chase Freedom Unlimited® - Best Tiered Cash Back
Chase Sapphire Preferred® Card - Best General Travel Rewards
American Express® Gold Card - Best Card for Dining Out and Delivery
Blue Cash Preferred® Card from American Express - Best Card for Families
Costco Anywhere Visa® Card by Citi - Best Gas Rewards Credit Card
Ink Business Preferred® Credit Card - Best Small Business Card
Citi® Diamond Preferred® Card - Best Balance Transfer Offer
The Platinum Card® from American Express - Best Card for Luxury Perks
Discover it® Student Cash Back - Best Student Credit Card
Discover it® Secured Credit Card - Best Card for Building Credit/Low Credit Scores
CardRatings has analyzed and reviewed credit cards for more than 20 years and, for more than 10 years, we've brought you a curated list of the Best Credit Cards of the Year based on our analysis of the fine print, the fees, the perks and comparisons to similar cards. In many cases, the winners are cards that partner with CardRatings, but in some cases, they are not, and you won't be able to apply for the card directly from this site.

Best Credit Cards of June 2021: Reviews, Rewards and Top Offers

Best credit cards of June 2021
Best credit cards of June 2021
BEST CREDIT CARD FOR FLAT-RATE CASH-BACK REWARDS
Winner
Citi ® Double Cash Card - 18 month BT offer
Annual Fee: $0
Runner Up
Capital One Quicksilver Cash Rewards Credit Card
EDITOR'S NOTE
BEST CREDIT CARD FOR TIERED CASH-BACK REWARDS
Winner
Chase Freedom Unlimited®
Runner Up
Blue Cash Everyday® Card from American Express
BEST CREDIT CARD FOR ROTATING CATEGORIES CASH-BACK REWARDS
Winner
Discover it® Cash Back
Runner Up
Chase Freedom Flex℠
EDITOR'S NOTE
BEST CREDIT CARD FOR TRAVEL REWARDS
Winner
Chase Sapphire Preferred® Card
Runner Up
Capital One Venture Rewards Credit Card
EDITOR'S NOTE
BEST CARD FOR DINING OUT AND DELIVERY
Winner
American Express® Gold Card
EDITOR'S NOTE
BEST CARD FOR FAMILIES
Winner
Blue Cash Preferred® Card from American Express
Runner Up
Bank of America® Customized Cash Rewards credit card
EDITOR'S NOTE
BEST CREDIT CARD FOR GAS REWARDS
Winner
Costco Anywhere Visa ® Card by Citi
Runner Up
Citi Premier® Card
EDITOR'S NOTE
BEST SMALL BUSINESS CREDIT CARD
Winner
Ink Business Preferred® Credit Card
Annual Fee: $95
PRO TIP
Runner Up
American Express Blue Business Cash™ Card
EDITOR'S NOTE
BEST BALANCE TRANSFER CREDIT CARD
Winner
Citi ® Diamond Preferred ® Card
Runner Up
U.S. Bank Altitude® Go Visa Signature® Card
EDITOR'S NOTE
BEST LUXURY CARD
Winner
The Platinum Card® from American Express
Runner Up
Chase Sapphire Reserve®
EDITOR'S NOTE
BEST STUDENT CREDIT CARD
Winner
Discover it® Student Cash Back
Runner Up
Deserve® EDU Mastercard for Students
EDITOR'S NOTE
BEST SECURED CREDIT CARD
Winner
Discover it® Secured Credit Card
Runner Up
Secured Mastercard® from Capital One
Foreign Transaction Fees: None
EDITOR'S NOTE
WHAT IS THE BEST CREDIT CARD?
TYPES OF CREDIT CARDS
HOW TO CHOOSE A CREDIT CARD

How Seniors Can Get Help With Credit Card Debt | US News How Seniors Can Get Help With Credit Card Debt
How Seniors Can Get Help With Credit Card Debt
Address debt right away, and live within your means to prevent unforeseen problems.
Is Credit Card Debt an Issue for Senior Citizens?
Why Are More Seniors Using Credit Cards?
How Seniors Can Manage Credit Card Debt
Getting Credit Card Debt Help
Credit Card Debt After Death
How Seniors Can Avoid Using Credit Cards
Planning for a Debt-Free Retirement
 The sooner you can address the situation, the better," Trawinski says. Getting Credit Card Debt Help
One of the best ways for senior citizens to address the issue of revolving credit card debt is to work with an accredited credit counseling agency. An expert counselor can help you sort out your finances and possibly work directly with multiple creditors to address your debt. Credit counselors deal with issues such as excess credit card debt every day, says Pete Klipa, senior vice president of creditor relations for the National Foundation for Credit Counseling. With a credit counselor, you can work on a repayment strategy based on your situation, including your age, says Klipa. Trawinski says consumers have to be careful that they're working with a legitimate credit counseling agency so that they avoid scammers. One way to do that is to check with the NFCC, which has a national network of member offices. Also, you might want to seek input from a financial advisor before you try to tackle your debt problem through mortgage changes – such as taking out a home equity loan, opening a home equity line of credit or getting a reverse mortgage – or tapping into a 401 (k) or IRA. You'll want to make sure you know the tax implications before tapping into retirement funds, for example. Getting financial help from family members might be a possibility to explore as well, although that's rarely a simple matter.

The sooner you can address the situation, the better," Trawinski says. Getting Credit Card Debt Help
One of the best ways for senior citizens to address the issue of revolving credit card debt is to work with an accredited credit counseling agency. An expert counselor can help you sort out your finances and possibly work directly with multiple creditors to address your debt. Credit counselors deal with issues such as excess credit card debt every day, says Pete Klipa, senior vice president of creditor relations for the National Foundation for Credit Counseling. With a credit counselor, you can work on a repayment strategy based on your situation, including your age, says Klipa. Trawinski says consumers have to be careful that they're working with a legitimate credit counseling agency so that they avoid scammers. One way to do that is to check with the NFCC, which has a national network of member offices. Also, you might want to seek input from a financial advisor before you try to tackle your debt problem through mortgage changes – such as taking out a home equity loan, opening a home equity line of credit or getting a reverse mortgage – or tapping into a 401 (k) or IRA. You'll want to make sure you know the tax implications before tapping into retirement funds, for example. Getting financial help from family members might be a possibility to explore as well, although that's rarely a simple matter.

AARP Credit Cards:Compare Credit Cards - Cards-Offer
AARP Credit Cards
AARP Credit Cards List
AARP® Credit Card from Chase
Alternatives
If you want more cash back, you can choose Citizens Bank Cash Back Plus™ World MasterCard.
Citizens Bank Cash Back Plus™ World MasterCard
If you want to save money in your common purchases, you can choose Town Bank Cash Back American Express Card.
Town Bank Cash Back American Express Card
What Credit Cards Are Available? (1)
AARP Visa Credit Card Basics
Who is the AARP® Credit Card Good For?
Why to Apply for AARP® Credit Card?
Drawbacks of AARP® Credit Card
Should You Get the AARP® Credit Card?
What is a store credit card?
There are two basic types of retail store credit card:
What are the benefits of store credit cards?
Easy to get and can help you to build credit
A reasonable annual fee
Save money at your favorite stores
Additional sign-up bonuses and benefits
Open-loop cards can be used anywhere as normal credit cards.
What are the drawbacks of a store credit card?
Low credit limits
High interest rates
Closed-loop cards are limited to single store
Customer service problems
Some store credit cards can’t be used for balance transfers
What do you need to apply for a store credit card?
Credit score
Credit card application
 Check your terms and conditions to see your interest rate. • Fees. Making late or returned payments could result in fees as high as $35. You’ll incur fees for balance transfers, cash advances and foreign transactions. Should You Get the AARP® Credit Card? If you’re already an AARP member and you’re a devoted foodie or frequent road-tripper, the AARP®Credit Card from Chase is designed with you in mind. You may prefer a different card if you’d like a higher cash back rewards rate for different types of purchases. In the end, this card is a solid option for seniors who dine out or hit the highway regularly and want to earn cash back without paying an annual fee. What is a store credit card? The only difference between store credit cards and regular credit cards is that store credit cards are branded and associated with a specific retailer and its rewards program.

AARP Credit Cards:Compare Credit Cards - Cards-Offer

AARP Credit Cards
AARP Credit Cards List
AARP® Credit Card from Chase
Alternatives
If you want more cash back, you can choose Citizens Bank Cash Back Plus™ World MasterCard.
Citizens Bank Cash Back Plus™ World MasterCard
If you want to save money in your common purchases, you can choose Town Bank Cash Back American Express Card.
Town Bank Cash Back American Express Card
What Credit Cards Are Available? (1)
AARP Visa Credit Card Basics
Who is the AARP® Credit Card Good For?
Why to Apply for AARP® Credit Card?
Drawbacks of AARP® Credit Card
Should You Get the AARP® Credit Card?
What is a store credit card?
There are two basic types of retail store credit card:
What are the benefits of store credit cards?
Easy to get and can help you to build credit
A reasonable annual fee
Save money at your favorite stores
Additional sign-up bonuses and benefits
Open-loop cards can be used anywhere as normal credit cards.
What are the drawbacks of a store credit card?
Low credit limits
High interest rates
Closed-loop cards are limited to single store
Customer service problems
Some store credit cards can’t be used for balance transfers
What do you need to apply for a store credit card?
Credit score
Credit card application

Check your terms and conditions to see your interest rate. • Fees. Making late or returned payments could result in fees as high as $35. You’ll incur fees for balance transfers, cash advances and foreign transactions. Should You Get the AARP® Credit Card? If you’re already an AARP member and you’re a devoted foodie or frequent road-tripper, the AARP®Credit Card from Chase is designed with you in mind. You may prefer a different card if you’d like a higher cash back rewards rate for different types of purchases. In the end, this card is a solid option for seniors who dine out or hit the highway regularly and want to earn cash back without paying an annual fee. What is a store credit card? The only difference between store credit cards and regular credit cards is that store credit cards are branded and associated with a specific retailer and its rewards program.

How Seniors Can Get Help With Credit Card Debt | US News How Seniors Can Get Help With Credit Card Debt
How Seniors Can Get Help With Credit Card Debt
Address debt right away, and live within your means to prevent unforeseen problems.
Is Credit Card Debt an Issue for Senior Citizens?
Why Are More Seniors Using Credit Cards?
How Seniors Can Manage Credit Card Debt
Getting Credit Card Debt Help
Credit Card Debt After Death
How Seniors Can Avoid Using Credit Cards
Planning for a Debt-Free Retirement
 Negotiating with companies. If you're facing financial difficulty, it's usually a good idea to reach out to creditors to see if you can adjust the terms of your debt. "Borrowers can contact a credit card company directly and try to negotiate a lower payment," Trawinski says. " In some cases, they will be successful in obtaining that." The key is to deal with the issue right away rather than ignoring it. " The sooner you can address the situation, the better," Trawinski says. Getting Credit Card Debt Help
One of the best ways for senior citizens to address the issue of revolving credit card debt is to work with an accredited credit counseling agency. An expert counselor can help you sort out your finances and possibly work directly with multiple creditors to address your debt. Credit counselors deal with issues such as excess credit card debt every day, says Pete Klipa, senior vice president of creditor relations for the National Foundation for Credit Counseling. With a credit counselor, you can work on a repayment strategy based on your situation, including your age, says Klipa.

Negotiating with companies. If you're facing financial difficulty, it's usually a good idea to reach out to creditors to see if you can adjust the terms of your debt. "Borrowers can contact a credit card company directly and try to negotiate a lower payment," Trawinski says. " In some cases, they will be successful in obtaining that." The key is to deal with the issue right away rather than ignoring it. " The sooner you can address the situation, the better," Trawinski says. Getting Credit Card Debt Help
One of the best ways for senior citizens to address the issue of revolving credit card debt is to work with an accredited credit counseling agency. An expert counselor can help you sort out your finances and possibly work directly with multiple creditors to address your debt. Credit counselors deal with issues such as excess credit card debt every day, says Pete Klipa, senior vice president of creditor relations for the National Foundation for Credit Counseling. With a credit counselor, you can work on a repayment strategy based on your situation, including your age, says Klipa.

 Guide: Travel and Discounts Guide for Seniors
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6 Best Credit Cards for Seniors Retirees 2021 6 Best Credit Cards for Seniors and Retirees
6 Best Credit Cards for Seniors and Retirees
Retiring soon? Then it might also be time to retire your current credit card. Here's our list of the 6 best credit cards for retirees.
Table of Contents:
Overview: Best Credit Cards for Seniors and Retirees
1. Best Card for Grocery Shoppers: Blue Cash Preferred® Card from American Express
2. Best Card for Travelers: Capital One® Venture® Rewards Credit Card
3. Best Card for General Cash Back: Chase Freedom
4. Best Card if You Drive a Lot: Costco Anywhere Visa Card
5. Best Card if You Want a Prepaid Card Instead: Netspend Visa Prepaid Card
6. Best Card if Your Credit is Still Bad: Credit One Bank® Unsecured Visa® for Rebuilding Credit
Bottom Line
Also Read:
Author Bio
Chris Muller
 You can still get a secured credit card. And the Credit One Bank® Unsecured Visa® for Rebuilding Credit is one of our favorites. Many cards penalize you for having poor credit, but this one doesn’t. You’ll get a free copy of your credit score each month, and the annual fee will range depending on your credit score. Get a credit line between $300 and $3,000 based on your credit history, which is a fast and easy way to improve your credit. There is no sign-up bonus, and you do have to pay more than usual for cash advances. But being able to use a credit card to improve and build your credit makes this an excellent option for a lot of retirees. Finally, you can earn points with this secured card. You’ll get 1% cash back, and the rewards will post to your account automatically. Bottom Line
As you can see, there are a lot of great credit cards for retirees to choose from.

You can still get a secured credit card. And the Credit One Bank® Unsecured Visa® for Rebuilding Credit is one of our favorites. Many cards penalize you for having poor credit, but this one doesn’t. You’ll get a free copy of your credit score each month, and the annual fee will range depending on your credit score. Get a credit line between $300 and $3,000 based on your credit history, which is a fast and easy way to improve your credit. There is no sign-up bonus, and you do have to pay more than usual for cash advances. But being able to use a credit card to improve and build your credit makes this an excellent option for a lot of retirees. Finally, you can earn points with this secured card. You’ll get 1% cash back, and the rewards will post to your account automatically. Bottom Line
As you can see, there are a lot of great credit cards for retirees to choose from.

6 Best Credit Cards for Seniors Retirees 2021 6 Best Credit Cards for Seniors and Retirees
6 Best Credit Cards for Seniors and Retirees
Retiring soon? Then it might also be time to retire your current credit card. Here's our list of the 6 best credit cards for retirees.
Table of Contents:
Overview: Best Credit Cards for Seniors and Retirees
1. Best Card for Grocery Shoppers: Blue Cash Preferred® Card from American Express
2. Best Card for Travelers: Capital One® Venture® Rewards Credit Card
3. Best Card for General Cash Back: Chase Freedom
4. Best Card if You Drive a Lot: Costco Anywhere Visa Card
5. Best Card if You Want a Prepaid Card Instead: Netspend Visa Prepaid Card
6. Best Card if Your Credit is Still Bad: Credit One Bank® Unsecured Visa® for Rebuilding Credit
Bottom Line
Also Read:
Author Bio
Chris Muller
 The Capital One® Venture® Rewards Credit Card has no foreign transaction fees. This can save you a lot of money when you’re in another country and need to pay for something. You’ll also receive up to $100 credit for Global Entry or TSA Pre-check when you use your Venture card. Finally, the card comes with an excellent signup bonus. You’ll get 50,000 bonus miles after spending $3,000 in the first three months. This is equivalent to $500 in travel statement credits. 3. Best Card for General Cash Back: Chase Freedom
The Chase Freedom is for retirees who want to maximize their cash back, and are willing to be strategic. If you keep track of the categories offering rewards, you can earn plenty of cash back.

The Capital One® Venture® Rewards Credit Card has no foreign transaction fees. This can save you a lot of money when you’re in another country and need to pay for something. You’ll also receive up to $100 credit for Global Entry or TSA Pre-check when you use your Venture card. Finally, the card comes with an excellent signup bonus. You’ll get 50,000 bonus miles after spending $3,000 in the first three months. This is equivalent to $500 in travel statement credits. 3. Best Card for General Cash Back: Chase Freedom
The Chase Freedom is for retirees who want to maximize their cash back, and are willing to be strategic. If you keep track of the categories offering rewards, you can earn plenty of cash back.

Instant Approval Credit Cards-Offers and Advice | Discover
1. How the Instant Approval Process Works
2. What You Need to Know Before You Apply
3. Find Out If You’re Pre-Approved Before Applying
4. Is It Safe to Apply for an Instant Approval Credit Card?
5. What Seniors Should Know About Instant Approval Credit Cards
6. Tips to Increase Your Chances of Instant Approval
Tagged in
 Providing your personal financial information through a website can be unnerving, but credit card companies use data encryption to help keep your personal financial information safe. Keep in mind that it’s always a good idea to apply for the credit card directly through the credit card issuer’s website, and to look for additional safety notifications like a padlock or verified security badge. Always make sure the website has “https” (as opposed to just http — the “s” is for secure) at the start of the URL. 5. What Seniors Should Know About Instant Approval Credit Cards
When it comes to applying for an instant approval credit card, a good credit history is just as important for seniors as it is for other applicants. And though you may think being debt-free would be an advantage — if you’ve paid off your home and you rarely use credit, for example — lenders may not see it that way. When you don’t use credit, your credit history dwindles and credit bureaus may lack information to evaluate your creditworthiness. So even if you think you have a terrific long-term credit history, getting instant credit card approval requires current, positive credit activity. On the other hand, seniors’ credit scores can be negatively impacted when debt builds up and credit reports reveal missed payments or other red flags. That could lead to instant rejection instead of instant approval because the report could signal risk for lenders.

Providing your personal financial information through a website can be unnerving, but credit card companies use data encryption to help keep your personal financial information safe. Keep in mind that it’s always a good idea to apply for the credit card directly through the credit card issuer’s website, and to look for additional safety notifications like a padlock or verified security badge. Always make sure the website has “https” (as opposed to just http — the “s” is for secure) at the start of the URL. 5. What Seniors Should Know About Instant Approval Credit Cards
When it comes to applying for an instant approval credit card, a good credit history is just as important for seniors as it is for other applicants. And though you may think being debt-free would be an advantage — if you’ve paid off your home and you rarely use credit, for example — lenders may not see it that way. When you don’t use credit, your credit history dwindles and credit bureaus may lack information to evaluate your creditworthiness. So even if you think you have a terrific long-term credit history, getting instant credit card approval requires current, positive credit activity. On the other hand, seniors’ credit scores can be negatively impacted when debt builds up and credit reports reveal missed payments or other red flags. That could lead to instant rejection instead of instant approval because the report could signal risk for lenders.

How Seniors Can Get Help With Credit Card Debt | US News How Seniors Can Get Help With Credit Card Debt
How Seniors Can Get Help With Credit Card Debt
Address debt right away, and live within your means to prevent unforeseen problems.
Is Credit Card Debt an Issue for Senior Citizens?
Why Are More Seniors Using Credit Cards?
How Seniors Can Manage Credit Card Debt
Getting Credit Card Debt Help
Credit Card Debt After Death
How Seniors Can Avoid Using Credit Cards
Planning for a Debt-Free Retirement
 You still have a very high percentage of people who are reliant on Social Security. They're on a fixed income and don't have a great deal of savings." The average Social Security check is $1,413, according to the Social Security Administration. About 21 percent of married couples and 44 percent of single adults rely on Social Security for 90 percent or more of their income. gett
That's why when a financial emergency comes along and loans aren't easy to obtain because of limited income, a credit card might be the only option. How Seniors Can Manage Credit Card Debt
There are some immediate steps senior citizens can take to address revolving credit card debt. Prioritizing payments. If you have revolving debt on multiple credit cards, you could pay off the credit card with the highest interest rate, which can help you save on interest. Another approach is to pay off the card with the lowest balance, then using the amount you would have paid on that card for payments on other higher-balance cards, says Lori A. Trawinski, director of banking and finance for the AARP Public Policy Institute. " Any time you can afford to pay more than the minimum payment, you can also help pay down the debt faster," she says.

You still have a very high percentage of people who are reliant on Social Security. They're on a fixed income and don't have a great deal of savings." The average Social Security check is $1,413, according to the Social Security Administration. About 21 percent of married couples and 44 percent of single adults rely on Social Security for 90 percent or more of their income. gett
That's why when a financial emergency comes along and loans aren't easy to obtain because of limited income, a credit card might be the only option. How Seniors Can Manage Credit Card Debt
There are some immediate steps senior citizens can take to address revolving credit card debt. Prioritizing payments. If you have revolving debt on multiple credit cards, you could pay off the credit card with the highest interest rate, which can help you save on interest. Another approach is to pay off the card with the lowest balance, then using the amount you would have paid on that card for payments on other higher-balance cards, says Lori A. Trawinski, director of banking and finance for the AARP Public Policy Institute. " Any time you can afford to pay more than the minimum payment, you can also help pay down the debt faster," she says.

10 tips for finding the best travel deals - MarketWatch 10 tips for finding the best travel deals
Slide Show
10 tips for finding the best travel deals
MarketWatch
1. Take a repositioning cruise
2. Score online bounce-back deals
3. Use specialized websites
4. Think home, not hotel
5. Don’t neglect going direct
6. Follow the news
7. Know when to book and when to travel
8. Reward yourself
Shutterstock
9. Land senior discounts
Viking River Cruises
10. Consider a river cruise
What is Your Retirement Score?
Your Fidelity Retirement ScoreSM
We think you'll need about
You could have about
$ ––––––
Take the next step
Partner Content
Partner Content
 Reward yourself
Many boomers have time to travel frequently, which can make travel rewards credit cards lucrative, says Scott Grimmer, who writes for the points-and-rewards blog MileValue.com. Grimmer says that for many travelers, the Chase Sapphire Preferred card is a good bet. It gives you two points for every $1 spent on travel and restaurants, 40,000 bonus points once you spend $3,000 and no blackout dates. The team at NerdWallet.com, a site that focuses on credit-card deals, recommends the Starwood Preferred Guest card from American Express and the Capital One Venture Rewards card. The Capital One card lets spenders earn 2 miles for every $1 spent anywhere, which can be redeemed as a statement credit against any travel expense; it also has no foreign transaction fees, which can help those who travel internationally. The Starwood Preferred earns one point per $1 spent, which may not sound like much, but NerdWallet.com estimates that these so-called Starpoints are worth 2.3 cents on average, which is effectively a 2.3% rewards rate—quite high for this category. Advertisement
Shutterstock
9. Land senior discounts
You may not feel like a senior, but if you’re 55 or older, you can sometimes use age to your advantage. Most cruise lines offer senior discounts, says Karolina Shenton, the marketing and sales operations manager for The Cruise Web, a cruise travel booking site.

10 tips for finding the best travel deals - MarketWatch

10 tips for finding the best travel deals
Slide Show
10 tips for finding the best travel deals
MarketWatch
1. Take a repositioning cruise
2. Score online bounce-back deals
3. Use specialized websites
4. Think home, not hotel
5. Don’t neglect going direct
6. Follow the news
7. Know when to book and when to travel
8. Reward yourself
Shutterstock
9. Land senior discounts
Viking River Cruises
10. Consider a river cruise
What is Your Retirement Score?
Your Fidelity Retirement ScoreSM
We think you'll need about
You could have about
$ ––––––
Take the next step
Partner Content
Partner Content

Reward yourself
Many boomers have time to travel frequently, which can make travel rewards credit cards lucrative, says Scott Grimmer, who writes for the points-and-rewards blog MileValue.com. Grimmer says that for many travelers, the Chase Sapphire Preferred card is a good bet. It gives you two points for every $1 spent on travel and restaurants, 40,000 bonus points once you spend $3,000 and no blackout dates. The team at NerdWallet.com, a site that focuses on credit-card deals, recommends the Starwood Preferred Guest card from American Express and the Capital One Venture Rewards card. The Capital One card lets spenders earn 2 miles for every $1 spent anywhere, which can be redeemed as a statement credit against any travel expense; it also has no foreign transaction fees, which can help those who travel internationally. The Starwood Preferred earns one point per $1 spent, which may not sound like much, but NerdWallet.com estimates that these so-called Starpoints are worth 2.3 cents on average, which is effectively a 2.3% rewards rate—quite high for this category. Advertisement
Shutterstock
9. Land senior discounts
You may not feel like a senior, but if you’re 55 or older, you can sometimes use age to your advantage. Most cruise lines offer senior discounts, says Karolina Shenton, the marketing and sales operations manager for The Cruise Web, a cruise travel booking site.

3 Best Senior Checking Accounts 2021 3 Best Checking Accounts for Seniors in 2021
3 Best Checking Accounts for Seniors in 2021
1. TD Bank
2. BB&T Bank
3. BBVA Compass Bank
 TD Bank operates mainly throughout the Eastern states ( CT, DE, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RH, SC, VT, VA, DC ), but online banking access is available to anyone, anywhere in the country. For seniors who have a low balance in their checking account each month, or those who want access to a branch location nearby, TD Bank may not be the best option. However, seniors who live in the states TD Bank operates and who meet the requirements to have the monthly maintenance fee waived can benefit from all the advantages the 60-Plus checking account offers. 2. BB&T Bank
Another choice for the best bank for seniors is BB&T Bank. The financial institution offers the following benefits with its Senior checking account for individuals age 55 and over: A personalized debit card
Free checks for standard orders
Overdraft protection
Online access and mobile banking
Access to a no-penalty CD withdrawal for medical emergencies
Free ATM access at BB&T ATMs
Mobile check deposit
Account alerts by text or e-mail
With BB&T Senior Checking, account holders must make a minimum deposit of $100 to establish an account. There is a $10 monthly maintenance fee charged on the account, but this can be waived if at least $500 in direct deposits are made each month or the average account balance does not fall below $1,000. Similar to TD Bank, BB&T operates on the east coast ( AL, DC, FL, GA, IN, KY, MD, NC, NJ, OH, PA, SC, TN TX, VA, WV ), but it offers access to more than 2,400 BB&T ATMs and more than 1,800 full-service branch locations. This top Senior Checking account may be best suited for individuals who have a higher checking account balance and direct deposit, as well as though who are comfortable with online banking if they do not live in the bank’s service area.

3 Best Senior Checking Accounts 2021

3 Best Checking Accounts for Seniors in 2021
3 Best Checking Accounts for Seniors in 2021
1. TD Bank
2. BB&T Bank
3. BBVA Compass Bank

TD Bank operates mainly throughout the Eastern states ( CT, DE, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RH, SC, VT, VA, DC ), but online banking access is available to anyone, anywhere in the country. For seniors who have a low balance in their checking account each month, or those who want access to a branch location nearby, TD Bank may not be the best option. However, seniors who live in the states TD Bank operates and who meet the requirements to have the monthly maintenance fee waived can benefit from all the advantages the 60-Plus checking account offers. 2. BB&T Bank
Another choice for the best bank for seniors is BB&T Bank. The financial institution offers the following benefits with its Senior checking account for individuals age 55 and over: A personalized debit card
Free checks for standard orders
Overdraft protection
Online access and mobile banking
Access to a no-penalty CD withdrawal for medical emergencies
Free ATM access at BB&T ATMs
Mobile check deposit
Account alerts by text or e-mail
With BB&T Senior Checking, account holders must make a minimum deposit of $100 to establish an account. There is a $10 monthly maintenance fee charged on the account, but this can be waived if at least $500 in direct deposits are made each month or the average account balance does not fall below $1,000. Similar to TD Bank, BB&T operates on the east coast ( AL, DC, FL, GA, IN, KY, MD, NC, NJ, OH, PA, SC, TN TX, VA, WV ), but it offers access to more than 2,400 BB&T ATMs and more than 1,800 full-service branch locations. This top Senior Checking account may be best suited for individuals who have a higher checking account balance and direct deposit, as well as though who are comfortable with online banking if they do not live in the bank’s service area.

17 Best Rewards Credit Cards of May 2021 - NerdWallet 17 Best Rewards Credit Cards of May 2021
BEST OF
17 Best Rewards Credit Cards of May 2021
NerdWallet's Best Rewards Credit Cards of May 2021
Best Rewards Credit Cards From Our Partners
Chase Sapphire Preferred® Card
Citi® Double Cash Card – 18 month BT offer
Chase Freedom Unlimited®
Discover it® Cash Back
Capital One Venture Rewards Credit Card
Chase Freedom Flex℠
U.S. Bank Altitude® Go Visa Signature® Card
Blue Cash Preferred® Card from American Express
Bank of America® Premium Rewards® credit card
Discover it® Student chrome
Delta SkyMiles® Gold American Express Card
World of Hyatt Credit Card
Discover it® Secured Credit Card
Capital One QuicksilverOne Cash Rewards Credit Card
Ink Business Preferred® Credit Card
Ink Business Unlimited® Credit Card
Capital One Spark Cash for Business
FULL LIST OF EDITORIAL PICKS: BEST REWARDS CREDIT CARDS
Citi® Double Cash Card – 18 month BT offer
Our pick for: Cash back — high flat rate
Chase Freedom Flex℠
Our pick for: Cash back — up to 5% in multiple categories + cash bonus
Discover it® Cash Back
Our pick for: Cash back — bonus categories + cashback match
Chase Freedom Unlimited®
Our pick for: Cash back — bonus categories + high ongoing rate
Blue Cash Preferred® Card from American Express
Our pick for: Cash back — families (groceries, gas, commuting, streaming)
U.S. Bank Cash+™ Visa Signature® Card
Our pick for: Cash back — customizable rewards
U.S. Bank Altitude® Go Visa Signature® Card
Our pick for: Flexible food rewards + no annual fee
Capital One Venture Rewards Credit Card
Our pick for: Travel rewards — flat-rate rewards
Chase Sapphire Preferred® Card
Our pick for: Travel rewards — bonus categories
Discover it® Student chrome
Our pick for: College students
Bank of America® Premium Rewards® credit card
Our pick for: Relationship rewards
Capital One QuicksilverOne Cash Rewards Credit Card
Our pick for: Fair/average credit
Discover it® Secured Credit Card
Our pick for: Bad credit
Delta SkyMiles® Gold American Express Card
Our pick for: Airline credit card
World of Hyatt Credit Card
Our pick for: Hotel credit card
Ink Business Preferred® Credit Card
Our pick for: Small business — travel rewards
Capital One Spark Cash for Business
Our pick for: Small business — cash back
Ink Business Unlimited® Credit Card
Our pick for: Small business — cash back + no annual fee
UNDERSTANDING CASH-BACK REWARDS CARDS
How cash-back rewards work
FLAT-RATE CARDS
TIERED CARDS
CARDS WITH ROTATING OR CHOOSE-YOUR-OWN BONUS CATEGORIES
What determines your bonus rewards?
How to redeem cash-back rewards
UNDERSTANDING TRAVEL REWARDS CARDS
How travel rewards work
What is a credit card point or mile worth?
AIRLINE MILE VALUES
HOTEL POINT VALUES
How to redeem travel rewards
REDEEMING REWARDS ON GENERAL TRAVEL CARDS
REDEEMING AIRLINE OR HOTEL REWARDS
DETERMINING THE RIGHT TYPE OF REWARDS CARD FOR YOU
Rewards cards aren't for everyone
Look at both 'earn' and 'burn'
'Best' is a personal matter
HOW TO COMPARE REWARDS CARDS
Annual fee
Sign-up bonus
0% intro APR period
Foreign transaction fees
Perks
PROS AND CONS OF REWARDS CARDS
Pros
Cons
MAKING THE MOST OF YOUR REWARDS CARD
Use the card for the bulk of your spending
Pair cards to earn even more
Redeem rewards thoughtfully
Use the freebies
OTHER CARDS TO CONSIDER
Methodology
Frequently asked questions
 Best for Cash back — up to 5% in multiple categories + cash bonus
U.S. Bank Altitude® Go Visa Signature® Card: Best for Flexible foodie rewards + no annual fee
Blue Cash Preferred® Card from American Express: Best for Cash back — families (groceries, gas, commuting, streaming)
Bank of America® Premium Rewards® credit card: Best for Relationship rewards
Discover it® Student chrome: Best for College students
Delta SkyMiles® Gold American Express Card: Best for Airline credit card
World of Hyatt Credit Card: Best for Hotel credit card
Discover it® Secured Credit Card: Best for Bad credit
Capital One QuicksilverOne Cash Rewards Credit Card: Best for Fair/average credit
Ink Business Preferred® Credit Card: Best for Small business — travel rewards
Ink Business Unlimited® Credit Card:

17 Best Rewards Credit Cards of May 2021 - NerdWallet

Best for Cash back — up to 5% in multiple categories + cash bonus
U.S. Bank Altitude® Go Visa Signature® Card: Best for Flexible foodie rewards + no annual fee
Blue Cash Preferred® Card from American Express: Best for Cash back — families (groceries, gas, commuting, streaming)
Bank of America® Premium Rewards® credit card: Best for Relationship rewards
Discover it® Student chrome: Best for College students
Delta SkyMiles® Gold American Express Card: Best for Airline credit card
World of Hyatt Credit Card: Best for Hotel credit card
Discover it® Secured Credit Card: Best for Bad credit
Capital One QuicksilverOne Cash Rewards Credit Card: Best for Fair/average credit
Ink Business Preferred® Credit Card: Best for Small business — travel rewards
Ink Business Unlimited® Credit Card:

Best Bank Accounts for Seniors in Canada in 2021 – Savvy New Canadians Best Bank Accounts for Seniors in Canada
Best Bank Accounts for Seniors in Canada
Table of Contents
What Are Senior Bank Accounts?
Best Bank Accounts for Seniors
1. CIBC Smart for Seniors Account
2. BMO Practical Plan Account for Seniors
3. RBC Day to Day Banking for Seniors
4. Scotiabank Basic Bank Account for Seniors
5. TD Minimum Chequing Account for Seniors
Best Credit Union Bank Accounts for Seniors
6. First Ontario Be Free and More Chequing Account for Seniors
7. Meridian Senior Chequing Account
8. Affinity Credit Union 65+ Chequing Account
9. Steinbach Credit Union Golden Chequing
Best Online Bank Accounts for Seniors
10. EQ Bank Savings Plus Account
11. Tangerine No-Fee Chequing Account
12. Simplii Financial No-Fee Chequing Account
Compare Seniors’ Bank Accounts in Canada
Advantages of a Seniors’ Bank Account
Disadvantages of a Seniors’ Bank Account
What To Look For in a Seniors’ Bank Account
Seniors’ Bank Account FAQs
Author
Enoch Omololu
 Best Bank Accounts for Seniors
1. CIBC Smart for Seniors Account
2. BMO Practical Plan Account for Seniors
3. RBC Day to Day Banking for Seniors
4. Scotiabank Basic Bank Account for Seniors
5. TD Minimum Chequing Account for Seniors
Best Credit Union Bank Accounts for Seniors
6. First Ontario Be Free and More Chequing Account for Seniors
7. Meridian Senior Chequing Account
8. Affinity Credit Union 65+ Chequing Account
9. Steinbach Credit Union Golden Chequing
Best Online Bank Accounts for Seniors
10.

Best Bank Accounts for Seniors in Canada in 2021 – Savvy New Canadians

Best Bank Accounts for Seniors in Canada
Best Bank Accounts for Seniors in Canada
Table of Contents
What Are Senior Bank Accounts?
Best Bank Accounts for Seniors
1. CIBC Smart for Seniors Account
2. BMO Practical Plan Account for Seniors
3. RBC Day to Day Banking for Seniors
4. Scotiabank Basic Bank Account for Seniors
5. TD Minimum Chequing Account for Seniors
Best Credit Union Bank Accounts for Seniors
6. First Ontario Be Free and More Chequing Account for Seniors
7. Meridian Senior Chequing Account
8. Affinity Credit Union 65+ Chequing Account
9. Steinbach Credit Union Golden Chequing
Best Online Bank Accounts for Seniors
10. EQ Bank Savings Plus Account
11. Tangerine No-Fee Chequing Account
12. Simplii Financial No-Fee Chequing Account
Compare Seniors’ Bank Accounts in Canada
Advantages of a Seniors’ Bank Account
Disadvantages of a Seniors’ Bank Account
What To Look For in a Seniors’ Bank Account
Seniors’ Bank Account FAQs
Author
Enoch Omololu

Best Bank Accounts for Seniors
1. CIBC Smart for Seniors Account
2. BMO Practical Plan Account for Seniors
3. RBC Day to Day Banking for Seniors
4. Scotiabank Basic Bank Account for Seniors
5. TD Minimum Chequing Account for Seniors
Best Credit Union Bank Accounts for Seniors
6. First Ontario Be Free and More Chequing Account for Seniors
7. Meridian Senior Chequing Account
8. Affinity Credit Union 65+ Chequing Account
9. Steinbach Credit Union Golden Chequing
Best Online Bank Accounts for Seniors
10.

Best Card for Dining
Chase Sapphire Reserve®: Best Flexible Travel Rewards Card
The Platinum Card® from American Express: Best for Luxury Travel Benefits
U.S. Bank Visa® Platinum Card: Best for 0% APR and Balance Transfers
Delta SkyMiles® Reserve American Express Card: Best Airline Credit Card
United Club℠ Infinite Card: Best United Card
The World of Hyatt Credit Card: Best Mid-Tier Hotel Credit Card
Hilton Honors Aspire Card from American Express: Best Hotel Credit Card
Amex EveryDay® Preferred Credit Card: Best Entry-Level Rewards Card
Amazon Prime Rewards Visa Signature Card: Credit Card For Amazon
Discover it® Secured Credit Card:

AARP Credit Cards:Compare Credit Cards - Cards-Offer
AARP Credit Cards
AARP Credit Cards List
AARP® Credit Card from Chase
Alternatives
If you want more cash back, you can choose Citizens Bank Cash Back Plus™ World MasterCard.
Citizens Bank Cash Back Plus™ World MasterCard
If you want to save money in your common purchases, you can choose Town Bank Cash Back American Express Card.
Town Bank Cash Back American Express Card
What Credit Cards Are Available? (1)
AARP Visa Credit Card Basics
Who is the AARP® Credit Card Good For?
Why to Apply for AARP® Credit Card?
Drawbacks of AARP® Credit Card
Should You Get the AARP® Credit Card?
What is a store credit card?
There are two basic types of retail store credit card:
What are the benefits of store credit cards?
Easy to get and can help you to build credit
A reasonable annual fee
Save money at your favorite stores
Additional sign-up bonuses and benefits
Open-loop cards can be used anywhere as normal credit cards.
What are the drawbacks of a store credit card?
Low credit limits
High interest rates
Closed-loop cards are limited to single store
Customer service problems
Some store credit cards can’t be used for balance transfers
What do you need to apply for a store credit card?
Credit score
Credit card application
 If you’re already an AARP member and you’re a devoted foodie or frequent road-tripper, the AARP®Credit Card from Chase is designed with you in mind. You may prefer a different card if you’d like a higher cash back rewards rate for different types of purchases. In the end, this card is a solid option for seniors who dine out or hit the highway regularly and want to earn cash back without paying an annual fee. What is a store credit card? The only difference between store credit cards and regular credit cards is that store credit cards are branded and associated with a specific retailer and its rewards program. Store credit cards offer in-store discounts, allow cardholders to earn and redeem points when making purchases. There are two basic types of retail store credit card: Open-loop cards: These cards with a Visa, MasterCard or American Express logo in the bottom-right, can be used anywhere. Closed-loop cards:

If you’re already an AARP member and you’re a devoted foodie or frequent road-tripper, the AARP®Credit Card from Chase is designed with you in mind. You may prefer a different card if you’d like a higher cash back rewards rate for different types of purchases. In the end, this card is a solid option for seniors who dine out or hit the highway regularly and want to earn cash back without paying an annual fee. What is a store credit card? The only difference between store credit cards and regular credit cards is that store credit cards are branded and associated with a specific retailer and its rewards program. Store credit cards offer in-store discounts, allow cardholders to earn and redeem points when making purchases. There are two basic types of retail store credit card: Open-loop cards: These cards with a Visa, MasterCard or American Express logo in the bottom-right, can be used anywhere. Closed-loop cards:

Best Credit Cards for Excellent Credit of June 2021 Best credit cards for excellent credit of June 2021
Best credit cards for excellent credit of June 2021
Achieving excellent credit takes hard work. CardRatings editors reveal the best credit cards which reward those with excellent credit scores.
BEST NO-ANNUAL-FEE CREDIT CARD
Chase Freedom Unlimited®
BEST CREDIT CARD WITH FLAT-RATE REWARDS
Capital One Quicksilver Cash Rewards Credit Card
BEST CREDIT CARD WITH TIERED REWARDS
Chase Freedom Flex℠
BEST REWARDS CREDIT CARD FOR BALANCE TRANSFERS
Citi ® Double Cash Card - 18 month BT offer
BEST CREDIT CARD FOR GROCERY PURCHASES
Blue Cash Preferred® Card from American Express
BEST CARD FOR RESTAURANT PURCHASES
American Express® Gold Card
BEST CREDIT CREDIT CARD FOR THE WELCOME BONUS OPPORTUNITY
Discover it® Cash Back
BEST TRAVEL REWARDS CREDIT CARD FOR EVERYDAY PURCHASES
Capital One Venture Rewards Credit Card
BEST LOW-ANNUAL-FEE TRAVEL REWARDS CREDIT CARD
Chase Sapphire Preferred® Card
BEST CREDIT CARD FOR TRAVEL PERKS
Chase Sapphire Reserve®
BEST CARD FOR AIR TRAVEL
The Platinum Card® from American Express
BEST CREDIT CARD FOR GAS PURCHASES
Citi Premier® Card
BEST CREDIT CARD FOR INTRO 0% APR
Citi ® Diamond Preferred ® Card
BEST LOW INTEREST CREDIT CARD
Simmons Rewards Visa Signature®
BEST BUSINESS CREDIT CARD FOR CELL PHONE INSURANCE
Ink Business Preferred® Credit Card
EDITOR'S NOTE
BEST FOR FLEXIBLE BUSINESS SPEND
Ink Business Unlimited® Credit Card
BEST CARD FOR EARNING REWARDS WHERE YOUR BUSINESS SPENDS MOST
American Express® Business Gold Card
WHAT ARE THE BEST CREDIT CARDS FOR EXCELLENT CREDIT?
WHY DO SOME CREDIT CARDS FOR EXCELLENT CREDIT HAVE ANNUAL FEES?
WHAT BENEFITS COME WITH EXCELLENT CREDIT?
HOW TO CHOOSE THE RIGHT CREDIT CARD
HOW CREDIT SCORES WORK
WHAT IS CONSIDERED AN EXCELLENT CREDIT SCORE?
FICO Score
VantageScore
Credit score ranges:
HOW LONG DOES IT TAKE TO BUILD EXCELLENT CREDIT?
DON'T HAVE EXCELLENT CREDIT? DON'T GIVE UP ON A CREDIT CARD!
 Best Credit Cards for Excellent Credit of June 2021
Best credit cards for excellent credit of June 2021
Achieving excellent credit takes hard work. CardRatings editors reveal the best credit cards which reward those with excellent credit scores. Jennifer Doss, CardRatings Editor Last Updated, May 28, 2021
×
Jennifer Doss
CardRatings Editor
Jennifer has worked as both a print and online journalist and brings to the team over a decade of experience in the media industry. Jennifer’s published work has covered a broad range of topics, from finance and technology to travel and dining. Through extensive travel experiences and her personal interest in food, she has come to appreciate the unique rewards and benefits of responsible credit card use, and enjoys helping people understand the ins and outs of the industry. Through her work at CardRatings, she strives to provide user-friendly online resources that help everyday people get the most out of their credit cards. Our credit card articles, reviews and ratings maintain strict editorial integrity; however we may be compensated when you click on or are approved for offers (terms apply) from our partners. How we make money. LIST OF WINNERS
Chase Freedom Unlimited® - Best for no Annual Fee
Capital One Quicksilver Cash Rewards Credit Card - Best for Flat-Rate Rewards
Chase Freedom Flex℠ - Best for Tiered Rewards
Citi® Double Cash Card - 18 month BT offer - Best for Balance Transfers
Blue Cash Preferred® Card from American Express - Best for Grocery Purchases
American Express® Gold Card - Best for Restaurant Purchases
Discover it® Cash Back - Best Welcome Bonus Opportunity
Capital One Venture Rewards Credit Card - Best Travel Card for Everyday Purchases
Chase Sapphire Preferred® Card - Best Low-Annual-Fee Travel Credit Card
Chase Sapphire Reserve® - Best for Travel Perks
The Platinum Card® from American Express - Best for Air Travel
Citi Premier® Card - Best for Gas Purchases
Citi® Diamond Preferred® Card - Best for Intro 0% APR
Simmons Rewards Visa Signature® - Best for Low Interest
Ink Business Preferred® Credit Card - Best for Cell Phone Insurance
Ink Business Unlimited® Credit Card - Best for Flexible Business Spend
American Express® Business Gold Card - Best for Earning Where Your Business Spends the Most
Don't let your excellent – and hard-earned – credit score gather dust.

Best Credit Cards for Excellent Credit of June 2021

Best credit cards for excellent credit of June 2021
Best credit cards for excellent credit of June 2021
Achieving excellent credit takes hard work. CardRatings editors reveal the best credit cards which reward those with excellent credit scores.
BEST NO-ANNUAL-FEE CREDIT CARD
Chase Freedom Unlimited®
BEST CREDIT CARD WITH FLAT-RATE REWARDS
Capital One Quicksilver Cash Rewards Credit Card
BEST CREDIT CARD WITH TIERED REWARDS
Chase Freedom Flex℠
BEST REWARDS CREDIT CARD FOR BALANCE TRANSFERS
Citi ® Double Cash Card - 18 month BT offer
BEST CREDIT CARD FOR GROCERY PURCHASES
Blue Cash Preferred® Card from American Express
BEST CARD FOR RESTAURANT PURCHASES
American Express® Gold Card
BEST CREDIT CREDIT CARD FOR THE WELCOME BONUS OPPORTUNITY
Discover it® Cash Back
BEST TRAVEL REWARDS CREDIT CARD FOR EVERYDAY PURCHASES
Capital One Venture Rewards Credit Card
BEST LOW-ANNUAL-FEE TRAVEL REWARDS CREDIT CARD
Chase Sapphire Preferred® Card
BEST CREDIT CARD FOR TRAVEL PERKS
Chase Sapphire Reserve®
BEST CARD FOR AIR TRAVEL
The Platinum Card® from American Express
BEST CREDIT CARD FOR GAS PURCHASES
Citi Premier® Card
BEST CREDIT CARD FOR INTRO 0% APR
Citi ® Diamond Preferred ® Card
BEST LOW INTEREST CREDIT CARD
Simmons Rewards Visa Signature®
BEST BUSINESS CREDIT CARD FOR CELL PHONE INSURANCE
Ink Business Preferred® Credit Card
EDITOR'S NOTE
BEST FOR FLEXIBLE BUSINESS SPEND
Ink Business Unlimited® Credit Card
BEST CARD FOR EARNING REWARDS WHERE YOUR BUSINESS SPENDS MOST
American Express® Business Gold Card
WHAT ARE THE BEST CREDIT CARDS FOR EXCELLENT CREDIT?
WHY DO SOME CREDIT CARDS FOR EXCELLENT CREDIT HAVE ANNUAL FEES?
WHAT BENEFITS COME WITH EXCELLENT CREDIT?
HOW TO CHOOSE THE RIGHT CREDIT CARD
HOW CREDIT SCORES WORK
WHAT IS CONSIDERED AN EXCELLENT CREDIT SCORE?
FICO Score
VantageScore
Credit score ranges:
HOW LONG DOES IT TAKE TO BUILD EXCELLENT CREDIT?
DON'T HAVE EXCELLENT CREDIT? DON'T GIVE UP ON A CREDIT CARD!

How Seniors Can Get Help With Credit Card Debt | US News How Seniors Can Get Help With Credit Card Debt
How Seniors Can Get Help With Credit Card Debt
Address debt right away, and live within your means to prevent unforeseen problems.
Is Credit Card Debt an Issue for Senior Citizens?
Why Are More Seniors Using Credit Cards?
How Seniors Can Manage Credit Card Debt
Getting Credit Card Debt Help
Credit Card Debt After Death
How Seniors Can Avoid Using Credit Cards
Planning for a Debt-Free Retirement
 The median debt also went up in that time period, from $1,174 to $2,500. In 2016, 26 percent of households headed by people 75 years old and older had credit card debt, a 6 percent rise from 24 years earlier. The median also increased from $838 to $2,100, the highest ever measured. It's notable that the percentages and median amount of debt both went up because, usually, the median falls when there is a large increase in the percentage, says Craig Copeland, senior research associate at the institute and author of the study. But credit card debt is only part of the problem – mortgage debt is a major issue as well. "More families that have elderly heads are placing themselves at risk of running short of money in retirement due to their increased likelihood of holding debt while in retirement," the report states. Why Are More Seniors Using Credit Cards? Senior citizens are using credit cards more than in past generations because baby boomers, most of whom are in their 60s or 70s, grew up with credit cards and have continued using them. Also, unexpected costs in retirement, increased daily expenses and the carryover of debts from their working years have made today's senior citizens more dependent on credit cards. Credit card debt is "an issue with working Americans, therefore it becomes an issue when they retire," Copeland says. "

The median debt also went up in that time period, from $1,174 to $2,500. In 2016, 26 percent of households headed by people 75 years old and older had credit card debt, a 6 percent rise from 24 years earlier. The median also increased from $838 to $2,100, the highest ever measured. It's notable that the percentages and median amount of debt both went up because, usually, the median falls when there is a large increase in the percentage, says Craig Copeland, senior research associate at the institute and author of the study. But credit card debt is only part of the problem – mortgage debt is a major issue as well. "More families that have elderly heads are placing themselves at risk of running short of money in retirement due to their increased likelihood of holding debt while in retirement," the report states. Why Are More Seniors Using Credit Cards? Senior citizens are using credit cards more than in past generations because baby boomers, most of whom are in their 60s or 70s, grew up with credit cards and have continued using them. Also, unexpected costs in retirement, increased daily expenses and the carryover of debts from their working years have made today's senior citizens more dependent on credit cards. Credit card debt is "an issue with working Americans, therefore it becomes an issue when they retire," Copeland says. "

15 Best Credit Cards for Seniors & Retirees (2021) 15 Best Credit Cards for Seniors & Retirees in 2021
15 Best Credit Cards for Seniors & Retirees in 2021
credit card advice
Best “Travel Rewards” Cards for Seniors
1. Capital One Venture Rewards Credit Card
AIR MILES RATING
2. Discover it® Miles
AIR MILES RATING
3. Capital One VentureOne Rewards Credit Card
AIR MILES RATING
+See More Cards with Travel Rewards
Best “No Foreign Transaction Fee” Cards for Seniors
4. Discover it® Cash Back
BEST OVERALL RATING
5. Capital One Venture Rewards Credit Card
BEST OVERALL RATING
6. Chase Sapphire Reserve®
BEST OVERALL RATING
+See More Cards with No Foreign Transaction Fees
Best “Cash Back” Cards for Seniors
7. Capital One Quicksilver Cash Rewards Credit Card
CASH BACK RATING
8. Discover it® Cash Back
CASH BACK RATING
9. Capital One SavorOne Cash Rewards Credit Card
CASH BACK RATING
+See More Cards with Cash Back
Best “0% Intro APR” Cards for Seniors
10. Chase Freedom Unlimited®
0% INTRO APR RATING
11. Capital One Quicksilver Cash Rewards Credit Card
0% INTRO APR RATING
12. U.S. Bank Visa® Platinum Card
0% INTRO APR RATING
+See More Cards with 0% Intro APR Offers
Best “Low Ongoing APR” Cards for Seniors
13. Discover it® Cash Back
LOW APR RATING
14. Applied Bank® Secured Visa® Gold Preferred® Credit Card
LOW APR RATING
15. Discover it® chrome
LOW APR RATING
+See More Cards with Low Ongoing APRs
Spend Wisely in Your Retirement
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About the Author
Brittney Mayer
 Best “No Foreign Transaction Fee” Cards for Seniors
Of the millions of seniors planning trips in the next year, nearly half intend to travel internationally. With their security and convenience, credit cards can make traveling abroad much easier — but that ease isn’t always free. For example, making purchases in foreign currencies is simple with a credit card that automatically converts it, but the 2% to 4% foreign transaction fees can get costly. To avoid these fees, you should choose a card that won’t charge foreign transaction fees, like our picks below. 4. Discover it® Cash Back
at Discover Card's secure website
BEST OVERALL RATING
★★★★★
4.9
OVERALL RATING
4.9/5.0
Our Review »
INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.

Best “No Foreign Transaction Fee” Cards for Seniors
Of the millions of seniors planning trips in the next year, nearly half intend to travel internationally. With their security and convenience, credit cards can make traveling abroad much easier — but that ease isn’t always free. For example, making purchases in foreign currencies is simple with a credit card that automatically converts it, but the 2% to 4% foreign transaction fees can get costly. To avoid these fees, you should choose a card that won’t charge foreign transaction fees, like our picks below. 4. Discover it® Cash Back
at Discover Card's secure website
BEST OVERALL RATING
★★★★★
4.9
OVERALL RATING
4.9/5.0
Our Review »
INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.

10 Best Checking Accounts for Seniors & Retirees | GOBankingRates 10 Best Checking Accounts for Retirees
10 Best Checking Accounts for Retirees
Charles Schwab Bank High Yield Investor Checking
Citizens Bank Platinum Checking
Travis Credit Union Silver Wings Checking
TD Bank 60 Plus Checking
BBVA ClearChoice Checking Account for Seniors
M&T Bank Classic Checking With Interest
U.S. Bank Premium Checking
SAG-AFTRA Federal Credit Union Senior Checking
BB&T Bank Senior Checking
KeyBank Key Advantage Checking
About the Author
John Csiszar
 10 Best Checking Accounts for Seniors & Retirees | GOBankingRates
10 Best Checking Accounts for Retirees
Senior checking accounts come with extra services for retirees. By John Csiszar April 15, 2018 Checking Accounts 101
The best banks for senior citizens offer checking accounts that are easily accessible and carry low fees. These banks offer the best checking accounts for seniors, with extra benefits or services for customers in their retirement years. The following list of the 10 best bank accounts for seniors is based on research from GOBankingRates using criteria like monthly service fees, number of branches, annual interest rates and minimum opening requirements. Other benefits, such as 24/7 customer service, live chat and mobile and online banking services, were also considered. Note that some of these accounts are available only to senior citizens. Here are the best banks for retirees: 10 Best Checking Accounts for Retirees
Checking Account
Min. Opening Deposit
Monthly Fee
Min. Balance to Avoid Fee
Interest Rate (APY)
24/7 Live Customer Service

Charles Schwab Bank High Yield Investor Checking
$0
$0
$0
0.15%
Yes

Citizens Bank Platinum Checking
$0
$25
$25,000
0.02%
Yes

Travis Credit Union Silver Wings Checking
$1
$0
$0
0.05%
No

TD Bank 60 Plus Checking
$0
$10
$250
0.05%
Yes

BBVA ClearChoice Checking Account for Seniors
$25
$4
$1,500
N/A
No

M&T Bank Classic Checking With Interest
$25
$4.95
$500
0.01%
No

U.S. Bank Premium Checking
$25
$10.95
$5,000
0.01%
Yes

SAG-AFTRA Federal Credit Union Senior Checking
$25
$0
$0
N/A
No

BB&T Bank Senior Checking
$100
$10
$1,000
N/A
No

KeyBank Key Advantage Checking
$50
$18
$10,000
0.02%
Yes
More From Your Money
Sponsors of
Charles Schwab Bank High Yield Investor Checking
Minimum Opening Deposit:

10 Best Checking Accounts for Seniors & Retirees | GOBankingRates

10 Best Checking Accounts for Retirees
10 Best Checking Accounts for Retirees
Charles Schwab Bank High Yield Investor Checking
Citizens Bank Platinum Checking
Travis Credit Union Silver Wings Checking
TD Bank 60 Plus Checking
BBVA ClearChoice Checking Account for Seniors
M&T Bank Classic Checking With Interest
U.S. Bank Premium Checking
SAG-AFTRA Federal Credit Union Senior Checking
BB&T Bank Senior Checking
KeyBank Key Advantage Checking
About the Author
John Csiszar

10 Best Checking Accounts for Seniors & Retirees | GOBankingRates
10 Best Checking Accounts for Retirees
Senior checking accounts come with extra services for retirees. By John Csiszar April 15, 2018 Checking Accounts 101
The best banks for senior citizens offer checking accounts that are easily accessible and carry low fees. These banks offer the best checking accounts for seniors, with extra benefits or services for customers in their retirement years. The following list of the 10 best bank accounts for seniors is based on research from GOBankingRates using criteria like monthly service fees, number of branches, annual interest rates and minimum opening requirements. Other benefits, such as 24/7 customer service, live chat and mobile and online banking services, were also considered. Note that some of these accounts are available only to senior citizens. Here are the best banks for retirees: 10 Best Checking Accounts for Retirees
Checking Account
Min. Opening Deposit
Monthly Fee
Min. Balance to Avoid Fee
Interest Rate (APY)
24/7 Live Customer Service

Charles Schwab Bank High Yield Investor Checking
$0
$0
$0
0.15%
Yes

Citizens Bank Platinum Checking
$0
$25
$25,000
0.02%
Yes

Travis Credit Union Silver Wings Checking
$1
$0
$0
0.05%
No

TD Bank 60 Plus Checking
$0
$10
$250
0.05%
Yes

BBVA ClearChoice Checking Account for Seniors
$25
$4
$1,500
N/A
No

M&T Bank Classic Checking With Interest
$25
$4.95
$500
0.01%
No

U.S. Bank Premium Checking
$25
$10.95
$5,000
0.01%
Yes

SAG-AFTRA Federal Credit Union Senior Checking
$25
$0
$0
N/A
No

BB&T Bank Senior Checking
$100
$10
$1,000
N/A
No

KeyBank Key Advantage Checking
$50
$18
$10,000
0.02%
Yes
More From Your Money
Sponsors of
Charles Schwab Bank High Yield Investor Checking
Minimum Opening Deposit:

How Seniors Can Get Help With Credit Card Debt | US News How Seniors Can Get Help With Credit Card Debt
How Seniors Can Get Help With Credit Card Debt
Address debt right away, and live within your means to prevent unforeseen problems.
Is Credit Card Debt an Issue for Senior Citizens?
Why Are More Seniors Using Credit Cards?
How Seniors Can Manage Credit Card Debt
Getting Credit Card Debt Help
Credit Card Debt After Death
How Seniors Can Avoid Using Credit Cards
Planning for a Debt-Free Retirement
 "More families that have elderly heads are placing themselves at risk of running short of money in retirement due to their increased likelihood of holding debt while in retirement," the report states. Why Are More Seniors Using Credit Cards? Senior citizens are using credit cards more than in past generations because baby boomers, most of whom are in their 60s or 70s, grew up with credit cards and have continued using them. Also, unexpected costs in retirement, increased daily expenses and the carryover of debts from their working years have made today's senior citizens more dependent on credit cards. Credit card debt is "an issue with working Americans, therefore it becomes an issue when they retire," Copeland says. " You still have a very high percentage of people who are reliant on Social Security. They're on a fixed income and don't have a great deal of savings." The average Social Security check is $1,413, according to the Social Security Administration. About 21 percent of married couples and 44 percent of single adults rely on Social Security for 90 percent or more of their income. gett
That's why when a financial emergency comes along and loans aren't easy to obtain because of limited income, a credit card might be the only option.

"More families that have elderly heads are placing themselves at risk of running short of money in retirement due to their increased likelihood of holding debt while in retirement," the report states. Why Are More Seniors Using Credit Cards? Senior citizens are using credit cards more than in past generations because baby boomers, most of whom are in their 60s or 70s, grew up with credit cards and have continued using them. Also, unexpected costs in retirement, increased daily expenses and the carryover of debts from their working years have made today's senior citizens more dependent on credit cards. Credit card debt is "an issue with working Americans, therefore it becomes an issue when they retire," Copeland says. " You still have a very high percentage of people who are reliant on Social Security. They're on a fixed income and don't have a great deal of savings." The average Social Security check is $1,413, according to the Social Security Administration. About 21 percent of married couples and 44 percent of single adults rely on Social Security for 90 percent or more of their income. gett
That's why when a financial emergency comes along and loans aren't easy to obtain because of limited income, a credit card might be the only option.

6 Best Credit Cards for Seniors Retirees 2021 6 Best Credit Cards for Seniors and Retirees
6 Best Credit Cards for Seniors and Retirees
Retiring soon? Then it might also be time to retire your current credit card. Here's our list of the 6 best credit cards for retirees.
Table of Contents:
Overview: Best Credit Cards for Seniors and Retirees
1. Best Card for Grocery Shoppers: Blue Cash Preferred® Card from American Express
2. Best Card for Travelers: Capital One® Venture® Rewards Credit Card
3. Best Card for General Cash Back: Chase Freedom
4. Best Card if You Drive a Lot: Costco Anywhere Visa Card
5. Best Card if You Want a Prepaid Card Instead: Netspend Visa Prepaid Card
6. Best Card if Your Credit is Still Bad: Credit One Bank® Unsecured Visa® for Rebuilding Credit
Bottom Line
Also Read:
Author Bio
Chris Muller
 Beyond that, you’ll get 1% back on additional gas purchases. Outside of the significant cash back on gas, you’ll get: 3% cash back on eligible travel purchases and restaurants
2% cash back on purchases from Costco.com and Costco stores, and
1% back on all other purchases
The variable APR is in line with other cards, too. While this isn’t a terrible thing, you’ll want to make sure you pay your card off in full when you can. 5. Best Card if You Want a Prepaid Card Instead: Netspend Visa Prepaid Card
Learn More
There’s no reason you can’t have a great prepaid card as a retiree and enjoy many of the same benefits of a credit card. The Netspend Visa Prepaid Card is one of the best prepaid cards for retirees. Especially if you want the most versatile prepaid card on the market. I love that you have many options for loading funds, and the card offers high withdrawal limits.

Beyond that, you’ll get 1% back on additional gas purchases. Outside of the significant cash back on gas, you’ll get: 3% cash back on eligible travel purchases and restaurants
2% cash back on purchases from Costco.com and Costco stores, and
1% back on all other purchases
The variable APR is in line with other cards, too. While this isn’t a terrible thing, you’ll want to make sure you pay your card off in full when you can. 5. Best Card if You Want a Prepaid Card Instead: Netspend Visa Prepaid Card
Learn More
There’s no reason you can’t have a great prepaid card as a retiree and enjoy many of the same benefits of a credit card. The Netspend Visa Prepaid Card is one of the best prepaid cards for retirees. Especially if you want the most versatile prepaid card on the market. I love that you have many options for loading funds, and the card offers high withdrawal limits.

Best 0% APR Credit Cards Of 2021 – Forbes Advisor Best 0% APR Credit Cards Of June 2021
Best 0% APR Credit Cards Of June 2021
Best Overall
Chase Freedom Flex℠
Up to 5% Reward Rate
Welcome Bonus
Annual Fee
Regular APR
Credit Score
Best for Financing Large Purchases
U.S. Bank Visa® Platinum Card *
Welcome Bonus
Annual Fee
Regular APR
Credit Score
Best for Balance Transfer Window
Citi® Diamond Preferred® Card
Welcome Bonus
Annual Fee
Regular APR
Credit Score
Best for Flexible Rewards
Chase Freedom Unlimited®
Welcome Bonus
Annual Fee
Regular APR
Credit Score
Best for Rotating Categories
Discover it® Cash Back
Up to 5% Reward Rate
Welcome Bonus
Annual Fee
Regular APR
Credit Score
Best for Welcome Bonus
Discover it® chrome
Up to 2% Reward Rate
Welcome Bonus
Annual Fee
Regular APR
Credit Score
Best For Supermarket Spending
Amex EveryDay® Credit Card *
Up to 2x Reward Rate
Welcome Bonus
Annual Fee
Regular APR
Credit Score
Best for Perks
Wells Fargo Visa Signature® Card *
1X Reward Rate
Welcome Bonus
Annual Fee
Regular APR
Credit Score
Best for Low Ongoing Interest
HSBC Gold Mastercard® credit card *
Welcome Bonus
Annual Fee
Regular APR
Credit Score
Best for Mobile Wallet Purchases
Wells Fargo Cash Wise Visa® card *
1.5% Reward Rate
Welcome Bonus
Annual Fee
Regular APR
Credit Score
Best for Cell Phone Insurance
Wells Fargo Platinum card
Welcome Bonus
Annual Fee
Regular APR
Credit Score
Best for Late Payment Forgiveness
Citi Simplicity® Card *
Welcome Bonus
Annual Fee
Regular APR
Credit Score
Methodology
The Best 0% APR Credit Cards
Chase Freedom Flex℠
U.S. Bank Visa® Platinum Card *
Citi® Diamond Preferred® Card
Chase Freedom Unlimited®
Discover it® Cash Back
Discover it® chrome
Amex EveryDay® Credit Card *
Wells Fargo Visa Signature® Card *
HSBC Gold Mastercard® credit card *
Wells Fargo Cash Wise Visa® card *
Wells Fargo Platinum card
Citi Simplicity® Card *
How to Pick a 0% APR Credit Card
Frequently Asked Questions
What does purchase APR mean?
What does 0 APR mean?
What is the best credit card with no interest?
What is an intro APR?
What is a purchase interest charge?
 Best for Financing Large Purchases
Citi® Diamond Preferred® Card: Best for Balance Transfer Window
Chase Freedom Unlimited®: Best for Flexible Rewards
Discover it® Cash Back: Best for Rotating Categories
Discover it® chrome: Best for Welcome Bonus
Amex EveryDay® Credit Card: Best For Supermarket Spending
Wells Fargo Visa Signature® Card: Best for Perks
HSBC Gold Mastercard® credit card: Best for Low Ongoing Interest
Wells Fargo Cash Wise Visa® card: Best for Mobile Wallet Purchases
Wells Fargo Platinum card: Best for Cell Phone Insurance
Citi Simplicity® Card:

Best 0% APR Credit Cards Of 2021 – Forbes Advisor

Best for Financing Large Purchases
Citi® Diamond Preferred® Card: Best for Balance Transfer Window
Chase Freedom Unlimited®: Best for Flexible Rewards
Discover it® Cash Back: Best for Rotating Categories
Discover it® chrome: Best for Welcome Bonus
Amex EveryDay® Credit Card: Best For Supermarket Spending
Wells Fargo Visa Signature® Card: Best for Perks
HSBC Gold Mastercard® credit card: Best for Low Ongoing Interest
Wells Fargo Cash Wise Visa® card: Best for Mobile Wallet Purchases
Wells Fargo Platinum card: Best for Cell Phone Insurance
Citi Simplicity® Card:

Best Credit Cards for Recent College Graduates – Forbes Advisor Best Credit Cards For Recent College Graduates In June 2021
Best Credit Cards For Recent College Graduates In June 2021
Featured Card
Best Overall For Recent College Graduates
Petal® 2 “Cash Back, No Fees” Visa® Credit Card
Best for Flexible Rewards
Chase Sapphire Preferred® Card
Best for Rewards and 0% APR
Chase Freedom Unlimited®
Best Secured Credit Card Option
Discover it® Secured Credit Card
Best for Debt Consolidation
Citi Simplicity® Card *
Best for Amazon Prime Members
Amazon Prime Rewards Visa Signature Card *
Best for Groceries
Amex EveryDay® Credit Card *
Methodology
Best Credit Cards for College Graduates in 2020
Petal® 2 “Cash Back, No Fees” Visa® Credit Card
Chase Sapphire Preferred® Card
Chase Freedom Unlimited®
Discover it® Secured Credit Card
Citi Simplicity® Card
Amazon Prime Rewards Visa Signature Card
Amex EveryDay® Credit Card
QuicksilverOne from Capital One *
How to Pick a Credit Card As a Recent College Graduate
Frequently Asked Questions (FAQs)
Which is the best overall credit card for recent college graduates?
What is the best credit card for a college student with no credit?
Can I apply for a credit card if I am unemployed?
How can recent graduates use credit cards responsibly?
Which credit card offers the best rewards?
Holly Johnson
Caroline Lupini
 Applying for a credit card is an excellent step in the credit-building process, partly because some credit cards are geared to college graduates who are starting to build credit for the first time. If you’re a recent college graduate who is thinking of signing up for a credit card, you should take the time to learn more about the top offers and how to use them to your advantage. SHOW MORE
Show Summary +
Petal® 2 “Cash Back, No Fees” Visa® Credit Card: Best Overall For Recent College Graduates
Chase Sapphire Preferred® Card: Best for Flexible Rewards
Chase Freedom Unlimited®: Best for Rewards and 0% APR
Discover it® Secured Credit Card: Best Secured Credit Card Option
Citi Simplicity® Card: Best for Debt Consolidation
Amazon Prime Rewards Visa Signature Card: Best for Amazon Prime Members
Amex EveryDay® Credit Card: Best for Groceries
QuicksilverOne from Capital One:

Best Credit Cards for Recent College Graduates – Forbes Advisor

Best Credit Cards For Recent College Graduates In June 2021
Best Credit Cards For Recent College Graduates In June 2021
Featured Card
Best Overall For Recent College Graduates
Petal® 2 “Cash Back, No Fees” Visa® Credit Card
Best for Flexible Rewards
Chase Sapphire Preferred® Card
Best for Rewards and 0% APR
Chase Freedom Unlimited®
Best Secured Credit Card Option
Discover it® Secured Credit Card
Best for Debt Consolidation
Citi Simplicity® Card *
Best for Amazon Prime Members
Amazon Prime Rewards Visa Signature Card *
Best for Groceries
Amex EveryDay® Credit Card *
Methodology
Best Credit Cards for College Graduates in 2020
Petal® 2 “Cash Back, No Fees” Visa® Credit Card
Chase Sapphire Preferred® Card
Chase Freedom Unlimited®
Discover it® Secured Credit Card
Citi Simplicity® Card
Amazon Prime Rewards Visa Signature Card
Amex EveryDay® Credit Card
QuicksilverOne from Capital One *
How to Pick a Credit Card As a Recent College Graduate
Frequently Asked Questions (FAQs)
Which is the best overall credit card for recent college graduates?
What is the best credit card for a college student with no credit?
Can I apply for a credit card if I am unemployed?
How can recent graduates use credit cards responsibly?
Which credit card offers the best rewards?
Holly Johnson
Caroline Lupini

Applying for a credit card is an excellent step in the credit-building process, partly because some credit cards are geared to college graduates who are starting to build credit for the first time. If you’re a recent college graduate who is thinking of signing up for a credit card, you should take the time to learn more about the top offers and how to use them to your advantage. SHOW MORE
Show Summary +
Petal® 2 “Cash Back, No Fees” Visa® Credit Card: Best Overall For Recent College Graduates
Chase Sapphire Preferred® Card: Best for Flexible Rewards
Chase Freedom Unlimited®: Best for Rewards and 0% APR
Discover it® Secured Credit Card: Best Secured Credit Card Option
Citi Simplicity® Card: Best for Debt Consolidation
Amazon Prime Rewards Visa Signature Card: Best for Amazon Prime Members
Amex EveryDay® Credit Card: Best for Groceries
QuicksilverOne from Capital One:

Best Credit Cards for Active-Duty Military - NerdWallet Best Credit Cards for Active-Duty Military
Best Credit Cards for Active-Duty Military
Top credit cards for active-duty military
Citi® Double Cash Card – 18 month BT offer
Our pick for: Cash back / paying off debt
Benefits
Drawbacks
Verdict
Chase Sapphire Reserve®
Our pick for: Luxury travel
Benefits
Drawbacks
Verdict
Capital One Venture Rewards Credit Card
Our pick for: General travel
Benefits
Drawbacks
Verdict
Capital One QuicksilverOne Cash Rewards Credit Card
Our pick for: Fair credit
Drawbacks
Verdict
Dive even deeper in Credit Cards
How to Pick the Best Credit Card for You: 4 Easy Steps
 Learn More
1.5% cash back on all purchases. The annual fee is $39. Requires fair credit. SCRA policy: For SCRA-eligible accounts opened before active duty, Capital One waives all credit card fees and caps interest rates at 4% APR during active duty and for a year afterward. Benefits
High rewards rate of 1.5% cash back on all purchases — an especially good deal for average credit
Potential for credit line increase after paying on-time for as little as six months
No foreign transaction fees
Drawbacks
Annual fee of $39 (after SCRA eligibility ends)
No sign-up bonus
Verdict
For service members working toward a better credit score, the Capital One QuicksilverOne Cash Rewards Credit Card is a cost-effective option with excellent SCRA benefits and outstanding rewards. Back to top
About the author: Claire Tsosie is an assistant assigning editor for NerdWallet. Her work has been featured by Forbes, USA Today and The Associated Press. Read more
On a similar note...
Best Credit Cards of 2021
Best Cash Back Credit Cards
Best Balance Transfer and 0% APR Credit Cards
NerdWallet’s Best Credit Card Tips for May 2021
Dive even deeper in Credit Cards
How to Pick the Best Credit Card for You:

Best Credit Cards for Active-Duty Military - NerdWallet

Best Credit Cards for Active-Duty Military
Best Credit Cards for Active-Duty Military
Top credit cards for active-duty military
Citi® Double Cash Card – 18 month BT offer
Our pick for: Cash back / paying off debt
Benefits
Drawbacks
Verdict
Chase Sapphire Reserve®
Our pick for: Luxury travel
Benefits
Drawbacks
Verdict
Capital One Venture Rewards Credit Card
Our pick for: General travel
Benefits
Drawbacks
Verdict
Capital One QuicksilverOne Cash Rewards Credit Card
Our pick for: Fair credit
Drawbacks
Verdict
Dive even deeper in Credit Cards
How to Pick the Best Credit Card for You: 4 Easy Steps

Learn More
1.5% cash back on all purchases. The annual fee is $39. Requires fair credit. SCRA policy: For SCRA-eligible accounts opened before active duty, Capital One waives all credit card fees and caps interest rates at 4% APR during active duty and for a year afterward. Benefits
High rewards rate of 1.5% cash back on all purchases — an especially good deal for average credit
Potential for credit line increase after paying on-time for as little as six months
No foreign transaction fees
Drawbacks
Annual fee of $39 (after SCRA eligibility ends)
No sign-up bonus
Verdict
For service members working toward a better credit score, the Capital One QuicksilverOne Cash Rewards Credit Card is a cost-effective option with excellent SCRA benefits and outstanding rewards. Back to top
About the author: Claire Tsosie is an assistant assigning editor for NerdWallet. Her work has been featured by Forbes, USA Today and The Associated Press. Read more
On a similar note...
Best Credit Cards of 2021
Best Cash Back Credit Cards
Best Balance Transfer and 0% APR Credit Cards
NerdWallet’s Best Credit Card Tips for May 2021
Dive even deeper in Credit Cards
How to Pick the Best Credit Card for You:

Best Prescription Discount Cards of 2021 | Prescription Drug Discounts Best Prescription Discount Cards for 2021
Best Prescription Discount Cards for 2021
How We Chose The Top 6 Prescription Discount Cards
What is a Prescription Discount Card?
What Do Prescription Discount Cards Cover?
How Much Does a Prescription Discount Card Cost?
Why is a Prescription Discount Card a Good Investment for Seniors?
 Pros
Receive your card by text, mail, or email
Companion smartphone app with useful features
Can also be used for pet medications
No subscription or enrollment fees
No detailed personal information required to sign up
Cons
Cannot be used in conjunction with insurance
Only available in the U.S.
The Bottom Line
America’s Pharmacy is an excellent choice for seniors looking for savings and versatility on their medications. Their app is user-friendly, with the ability to “Favorite” prescriptions and pharmacies in the app, which in turn saves users time and money when it’s time to refill a prescription. For a closer look at this discount card, read through our hands-on America’s Pharmacy review. 4. Choice Drug Card
Choice Drug Card allows seniors to save up to 80 percent on their prescription drugs without the hassle of signing up or submitting any personal information. Choice Drug Card is perfect for those who don’t want to mess with a mobile app, or for caregivers who would like to access a discount card for their spouse or adult parent, since no personal information is required. With options to receive a card by text, email, fax, PDF download, or snail mail, older adults can easily access a discount card and instantly start saving on prescription drugs at over 60,000 nationwide locations. Learn More
Ease of use
Service & Response
Pricing
Above Average
Above Average
Above Average
Please scroll to the right for more info. Pros
No fees
Accepted at 60,000 pharmacies
Saves seniors up to 80 percent
No registration required
Cons
Cannot be used with insurance
No mobile app
Older adults who are uninsured or find themselves needing medication that isn’t covered by their insurance can find relief with Choice Drug Card. The free card saves users up to 80 percent on medications and is widely accepted.

Best Prescription Discount Cards of 2021 | Prescription Drug Discounts

Best Prescription Discount Cards for 2021
Best Prescription Discount Cards for 2021
How We Chose The Top 6 Prescription Discount Cards
What is a Prescription Discount Card?
What Do Prescription Discount Cards Cover?
How Much Does a Prescription Discount Card Cost?
Why is a Prescription Discount Card a Good Investment for Seniors?

Pros
Receive your card by text, mail, or email
Companion smartphone app with useful features
Can also be used for pet medications
No subscription or enrollment fees
No detailed personal information required to sign up
Cons
Cannot be used in conjunction with insurance
Only available in the U.S.
The Bottom Line
America’s Pharmacy is an excellent choice for seniors looking for savings and versatility on their medications. Their app is user-friendly, with the ability to “Favorite” prescriptions and pharmacies in the app, which in turn saves users time and money when it’s time to refill a prescription. For a closer look at this discount card, read through our hands-on America’s Pharmacy review. 4. Choice Drug Card
Choice Drug Card allows seniors to save up to 80 percent on their prescription drugs without the hassle of signing up or submitting any personal information. Choice Drug Card is perfect for those who don’t want to mess with a mobile app, or for caregivers who would like to access a discount card for their spouse or adult parent, since no personal information is required. With options to receive a card by text, email, fax, PDF download, or snail mail, older adults can easily access a discount card and instantly start saving on prescription drugs at over 60,000 nationwide locations. Learn More
Ease of use
Service & Response
Pricing
Above Average
Above Average
Above Average
Please scroll to the right for more info. Pros
No fees
Accepted at 60,000 pharmacies
Saves seniors up to 80 percent
No registration required
Cons
Cannot be used with insurance
No mobile app
Older adults who are uninsured or find themselves needing medication that isn’t covered by their insurance can find relief with Choice Drug Card. The free card saves users up to 80 percent on medications and is widely accepted.

List of the Best Banks for Seniors | Senior Banking The Best Bank for Seniors
Companies
The Best Bank for Seniors
TD Banknorth
BB&T
U.S. Bancorp
PNC Bank
Ally Bank
Capital One Bank (USA) National Association
Valley National Bank
Synovus Bank
JPMorgan Chase
Bank of America Corporation
First National Bank of Pennsylvania
Huntington Bancshares
FIRST CITIZENS BANK & TRUST CO
Alliance Bank & Trust Co
Sandy Spring Bank
Cascade Bank
Amegy Corp
MUFG Union Bank
Barclays Investment Bank
First Chicago Bank
M&T Bank
Bank of the West
Zions Bancorporation
First National Bank Kansas
Gate City Bank
 Since many seniors spend their retirement years traveling, the best banks for senior checking often offer online banking services, for easy access anywhere in the world. Other benefits for the include: discounted travel planning and travel insurance, free or discounted traveler’s checks, and emergency funds in case of a lost or stolen wallet. Free senior checking is common at most banks, but you can really do yourself a favor by shopping additional benefits and looking for a senior account with no hidden fees. Best choices in senior bank accounts vary by user preference. If you’re comfortable using online banking services, you’ll find lots of convenient and time-saving features like photo deposit, online bill pay, automatic bill pay, and online transfers. Many credit unions also offer online gift card shopping, so you can send gifts from your computer or smartphone, without ever going near the mall! If you’re less comfortable with online banking, be sure to look for a bank with plenty of branches and ATM locations near you. Make sure to vote for your favorite bank that caters to seniors below, and add any we might have missed to this list. ...more
1
80
18
TD Banknorth
2
107
74
BB&T
Finance, Insurance Carriers
3
43
13
U.S. Bancorp
Financial Services, National Commercial Banks
4
61
42
PNC Bank
5
23
12
Ally Bank
Bank
6
26
15
Capital One Bank (USA) National Association
7
15
6
Valley National Bank
Finance, Insurance Carriers
8
19
12
Synovus Bank
9
10
4
JPMorgan Chase
Investment banking, Financial Services
10
19
16
Bank of America Corporation
Bank, Financial Services
11
6
2
First National Bank of Pennsylvania
12
8
6
Huntington Bancshares
Financial Services, National Commercial Banks
13
6
4
FIRST CITIZENS BANK & TRUST CO
14
8
7
Alliance Bank & Trust Co
15
6
4
Sandy Spring Bank
16
9
0
Cascade Bank
17
6
7
Amegy Corp
18
4
0
MUFG Union Bank
19
6
2
Barclays Investment Bank
Finance, Investment banking
20
4
0
First Chicago Bank
21
14
20
M&T Bank
State Commercial Banks, Financial Services
22
12
18
Bank of the West
23
4
2
Zions Bancorporation
Financial Services, National Commercial Banks
24
2
2
First National Bank Kansas
25
0
0
Gate City Bank
Financial Services
LOAD MORE

List of the Best Banks for Seniors | Senior Banking

The Best Bank for Seniors
Companies
The Best Bank for Seniors
TD Banknorth
BB&T
U.S. Bancorp
PNC Bank
Ally Bank
Capital One Bank (USA) National Association
Valley National Bank
Synovus Bank
JPMorgan Chase
Bank of America Corporation
First National Bank of Pennsylvania
Huntington Bancshares
FIRST CITIZENS BANK & TRUST CO
Alliance Bank & Trust Co
Sandy Spring Bank
Cascade Bank
Amegy Corp
MUFG Union Bank
Barclays Investment Bank
First Chicago Bank
M&T Bank
Bank of the West
Zions Bancorporation
First National Bank Kansas
Gate City Bank

7 Best Checking Accounts for Seniors - Rates for 2021 7 Best Checking Accounts for Seniors – Rates for 2021
7 Best Checking Accounts for Seniors – Rates for 2021
Best Checking Accounts for Seniors
1. Axos Bank Golden Checking
0.20% APY on All Balances With Virtually No Fees
2. BBVA Online Checking
Access to BBVA’s ClearBenefits Program for an Additional $4 Per Month
3. Citibank Citigold®
Banking and Wealth Management With No Monthly Service Fee (With Qualifying Balance)
4. BB&T Bank Senior Checking
Free Personal Checks and One Penalty-Free CD Withdrawal for Medical Emergencies
5. U.S. Bank Easy Checking
No Monthly Maintenance Fee for Account Holders Over Age 65
6. TD Bank 60 Plus Checking
Nominal Yield on All Balances
7. Ally Bank Interest Checking
Solid Yield and Free Checks
Final Word
 7 Best Checking Accounts for Seniors - Rates for 2021
Money Management
7 Best Checking Accounts for Seniors – Rates for 2021
Date
April 27, 2021
By
Brian Martucci
Share this Article
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Banks don’t market checking accounts to older adults at quite the same rate as to students, small-business owners, or general audiences looking for free checking options insured by the FDIC — which covers pretty much everyone, to be fair. But senior-friendly checking accounts do exist, and they’re more common than you might imagine. Look no farther than the checking accounts on this list, backed by some of the best banks for seniors around. All are either free of monthly maintenance fees for all account holders or have easy-to-attain maintenance fee waivers. Best Checking Accounts for Seniors
A few of the top FDIC-insured checking accounts for seniors are age-restricted, meaning they’re not open to applicants who don’t meet the sponsor bank’s definition of “senior.” Others are not age-restricted but either offer perks specifically for seniors or simply provide a favorable mix of features and benefits (such as high-interest yields) for older account holders. 1. Axos Bank Golden Checking
0.20% APY on All Balances With Virtually No Fees
Axos Bank Golden Checking is a virtually fee-free high-yield checking account for people age 55 and older. Its upsides include a solid yield on all balances, a low minimum opening deposit requirement, and no ongoing monthly balance requirement. Switching is easy for new account holders thanks to Axos Bank’s No-Hassle Switch Kit — a step-by-step checklist that makes sense of the transition and ensures nothing falls through the cracks.

7 Best Checking Accounts for Seniors - Rates for 2021

7 Best Checking Accounts for Seniors – Rates for 2021
7 Best Checking Accounts for Seniors – Rates for 2021
Best Checking Accounts for Seniors
1. Axos Bank Golden Checking
0.20% APY on All Balances With Virtually No Fees
2. BBVA Online Checking
Access to BBVA’s ClearBenefits Program for an Additional $4 Per Month
3. Citibank Citigold®
Banking and Wealth Management With No Monthly Service Fee (With Qualifying Balance)
4. BB&T Bank Senior Checking
Free Personal Checks and One Penalty-Free CD Withdrawal for Medical Emergencies
5. U.S. Bank Easy Checking
No Monthly Maintenance Fee for Account Holders Over Age 65
6. TD Bank 60 Plus Checking
Nominal Yield on All Balances
7. Ally Bank Interest Checking
Solid Yield and Free Checks
Final Word

7 Best Checking Accounts for Seniors - Rates for 2021
Money Management
7 Best Checking Accounts for Seniors – Rates for 2021
Date
April 27, 2021
By
Brian Martucci
Share this Article
Facebook
Twitter
Pinterest
Linkedin
Email
Banks don’t market checking accounts to older adults at quite the same rate as to students, small-business owners, or general audiences looking for free checking options insured by the FDIC — which covers pretty much everyone, to be fair. But senior-friendly checking accounts do exist, and they’re more common than you might imagine. Look no farther than the checking accounts on this list, backed by some of the best banks for seniors around. All are either free of monthly maintenance fees for all account holders or have easy-to-attain maintenance fee waivers. Best Checking Accounts for Seniors
A few of the top FDIC-insured checking accounts for seniors are age-restricted, meaning they’re not open to applicants who don’t meet the sponsor bank’s definition of “senior.” Others are not age-restricted but either offer perks specifically for seniors or simply provide a favorable mix of features and benefits (such as high-interest yields) for older account holders. 1. Axos Bank Golden Checking
0.20% APY on All Balances With Virtually No Fees
Axos Bank Golden Checking is a virtually fee-free high-yield checking account for people age 55 and older. Its upsides include a solid yield on all balances, a low minimum opening deposit requirement, and no ongoing monthly balance requirement. Switching is easy for new account holders thanks to Axos Bank’s No-Hassle Switch Kit — a step-by-step checklist that makes sense of the transition and ensures nothing falls through the cracks.

6 Best Credit Cards for Seniors Retirees 2021 6 Best Credit Cards for Seniors and Retirees
6 Best Credit Cards for Seniors and Retirees
Retiring soon? Then it might also be time to retire your current credit card. Here's our list of the 6 best credit cards for retirees.
Table of Contents:
Overview: Best Credit Cards for Seniors and Retirees
1. Best Card for Grocery Shoppers: Blue Cash Preferred® Card from American Express
2. Best Card for Travelers: Capital One® Venture® Rewards Credit Card
3. Best Card for General Cash Back: Chase Freedom
4. Best Card if You Drive a Lot: Costco Anywhere Visa Card
5. Best Card if You Want a Prepaid Card Instead: Netspend Visa Prepaid Card
6. Best Card if Your Credit is Still Bad: Credit One Bank® Unsecured Visa® for Rebuilding Credit
Bottom Line
Also Read:
Author Bio
Chris Muller
 There is no sign-up bonus, and you do have to pay more than usual for cash advances. But being able to use a credit card to improve and build your credit makes this an excellent option for a lot of retirees. Finally, you can earn points with this secured card. You’ll get 1% cash back, and the rewards will post to your account automatically. Bottom Line
As you can see, there are a lot of great credit cards for retirees to choose from. And deciding what is most import

6 Best Credit Cards for Seniors Retirees 2021

6 Best Credit Cards for Seniors and Retirees
6 Best Credit Cards for Seniors and Retirees
Retiring soon? Then it might also be time to retire your current credit card. Here's our list of the 6 best credit cards for retirees.
Table of Contents:
Overview: Best Credit Cards for Seniors and Retirees
1. Best Card for Grocery Shoppers: Blue Cash Preferred® Card from American Express
2. Best Card for Travelers: Capital One® Venture® Rewards Credit Card
3. Best Card for General Cash Back: Chase Freedom
4. Best Card if You Drive a Lot: Costco Anywhere Visa Card
5. Best Card if You Want a Prepaid Card Instead: Netspend Visa Prepaid Card
6. Best Card if Your Credit is Still Bad: Credit One Bank® Unsecured Visa® for Rebuilding Credit
Bottom Line
Also Read:
Author Bio
Chris Muller

There is no sign-up bonus, and you do have to pay more than usual for cash advances. But being able to use a credit card to improve and build your credit makes this an excellent option for a lot of retirees. Finally, you can earn points with this secured card. You’ll get 1% cash back, and the rewards will post to your account automatically. Bottom Line
As you can see, there are a lot of great credit cards for retirees to choose from. And deciding what is most import

Credit Card Forgiveness for Elderly: Debt Consolidation for Seniors Credit Card Forgiveness for the Elderly
Credit Card Forgiveness for the Elderly
Table of Contents:
Credit Card Forgiveness for the Elderly
Get Help With Your DEBT
Preventive Measures
Support from Family Members
Financial Counseling
Severe Financial Issues
Substantial Credit Card Debt
You're Only a Click Away from Debt Relief
Debt Relief for Seniors
Government Debt Relief for Seniors
Debt Consolidation for Seniors
Debt Settlement Companies
See If Our Program Is Right For You
Bankruptcy
Credit Score After Debts
FICO Score
Rebuilding the Credit
Credit Support for Senior Citizens
Excellent
Based on 260 reviews
Arthur
I signed up with Steve Bond and the…
Great customer service!
Arthur was excellent at walking me…
Re:Steve Bond
I just spoke with Steven Bond today
Was hesitant at first but Steve made me…
MR. WONDERFUL!
I was hesitant about calling about…
This was very helpful amd exactly what…
I hit the 5th star thinking that was…
Arthur is one in a million
I signed up yesterday and was very…
Arthur Tansky will help
Arthur is incredibly informative and…
 Credit Card Forgiveness for Elderly: Debt Consolidation for Seniors
Credit Card Forgiveness for the Elderly
Table of Contents: Credit Card Forgiveness for the Elderly
Preventive Measures
Support from Family Members
Financial Counseling
Severe Financial Issues
Substantial Credit Card Debt
Debt Relief for Seniors
Government Debt Relief for Seniors
Debt Consolidation for Seniors
Debt Settlement Companies
Bankruptcy
Credit Score After Debts
FICO Score
Rebuilding the Credit
Credit Support for Senior Citizens
Credit Card Forgiveness for the Elderly
Dealing with expenses can be complicated for people of any age. Managing a budget for seniors can be especially tricky. If unexpected spending takes place, a lot of elderly citizens turn to credit cards in search of temporary solutions. It can often be stressful and creates even more pressure for the person in the case of debt. Here are some practical ways of coping with it. Get Help With Your DEBT
get help now
Preventive Measures
In the least severe cases, when the amount of debt has not reached a critical point, this is the best time to take action. Here are some things to consider. Support from Family Members
1 Surprisingly, a lot of senior citizens feel shy asking for help from the closest people they have.

Credit Card Forgiveness for Elderly: Debt Consolidation for Seniors

Credit Card Forgiveness for the Elderly
Credit Card Forgiveness for the Elderly
Table of Contents:
Credit Card Forgiveness for the Elderly
Get Help With Your DEBT
Preventive Measures
Support from Family Members
Financial Counseling
Severe Financial Issues
Substantial Credit Card Debt
You're Only a Click Away from Debt Relief
Debt Relief for Seniors
Government Debt Relief for Seniors
Debt Consolidation for Seniors
Debt Settlement Companies
See If Our Program Is Right For You
Bankruptcy
Credit Score After Debts
FICO Score
Rebuilding the Credit
Credit Support for Senior Citizens
Excellent
Based on 260 reviews
Arthur
I signed up with Steve Bond and the…
Great customer service!
Arthur was excellent at walking me…
Re:Steve Bond
I just spoke with Steven Bond today
Was hesitant at first but Steve made me…
MR. WONDERFUL!
I was hesitant about calling about…
This was very helpful amd exactly what…
I hit the 5th star thinking that was…
Arthur is one in a million
I signed up yesterday and was very…
Arthur Tansky will help
Arthur is incredibly informative and…

Credit Card Forgiveness for Elderly: Debt Consolidation for Seniors
Credit Card Forgiveness for the Elderly
Table of Contents: Credit Card Forgiveness for the Elderly
Preventive Measures
Support from Family Members
Financial Counseling
Severe Financial Issues
Substantial Credit Card Debt
Debt Relief for Seniors
Government Debt Relief for Seniors
Debt Consolidation for Seniors
Debt Settlement Companies
Bankruptcy
Credit Score After Debts
FICO Score
Rebuilding the Credit
Credit Support for Senior Citizens
Credit Card Forgiveness for the Elderly
Dealing with expenses can be complicated for people of any age. Managing a budget for seniors can be especially tricky. If unexpected spending takes place, a lot of elderly citizens turn to credit cards in search of temporary solutions. It can often be stressful and creates even more pressure for the person in the case of debt. Here are some practical ways of coping with it. Get Help With Your DEBT
get help now
Preventive Measures
In the least severe cases, when the amount of debt has not reached a critical point, this is the best time to take action. Here are some things to consider. Support from Family Members
1 Surprisingly, a lot of senior citizens feel shy asking for help from the closest people they have.

3 Best Senior Checking Accounts 2021 3 Best Checking Accounts for Seniors in 2021
3 Best Checking Accounts for Seniors in 2021
1. TD Bank
2. BB&T Bank
3. BBVA Compass Bank
 3 Best Senior Checking Accounts 2021
3 Best Checking Accounts for Seniors in 2021
Many older Americans have worked decades to save for a stable, well-funded retirement, but managing that savings and wealth over time can present some challenges. On the banking front, seniors need to have options suited for their specific needs when it comes to checking and savings accounts, customer service, branch availability, and fraud protection. Although several financial institutions offer cost-effective accounts for all their customers, the following banks are some of the best for seniors because they cater to an older demographic. Before selecting a financial institution to help manage you or a loved one’s financial life, be sure to examine and compare the benefits and drawbacks. Here’s are pick of the top three checking accounts for seniors in 2021. 1. TD Bank
Through TD Bank, seniors age 60 or older have access to the 60-Plus Checking account that offers the following perks: Interest earning on average account balance each month
Free checks, money orders, and paper statements
Online banking with Bill Pay
Mobile deposit
No ATM fees at TD Bank ATMs
In addition to these benefits, seniors also have no minimum deposit requirement for opening an account. There is a monthly maintenance fee of $10, but this is waived when the daily balance remains at $250 or above. TD Bank also provides discounts to seniors on other TD Bank products, including a 0.25% interest rate reduction on personal and home equity loans.

3 Best Senior Checking Accounts 2021

3 Best Senior Checking Accounts 2021
3 Best Checking Accounts for Seniors in 2021
Many older Americans have worked decades to save for a stable, well-funded retirement, but managing that savings and wealth over time can present some challenges. On the banking front, seniors need to have options suited for their specific needs when it comes to checking and savings accounts, customer service, branch availability, and fraud protection. Although several financial institutions offer cost-effective accounts for all their customers, the following banks are some of the best for seniors because they cater to an older demographic. Before selecting a financial institution to help manage you or a loved one’s financial life, be sure to examine and compare the benefits and drawbacks. Here’s are pick of the top three checking accounts for seniors in 2021. 1. TD Bank
Through TD Bank, seniors age 60 or older have access to the 60-Plus Checking account that offers the following perks: Interest earning on average account balance each month
Free checks, money orders, and paper statements
Online banking with Bill Pay
Mobile deposit
No ATM fees at TD Bank ATMs
In addition to these benefits, seniors also have no minimum deposit requirement for opening an account. There is a monthly maintenance fee of $10, but this is waived when the daily balance remains at $250 or above. TD Bank also provides discounts to seniors on other TD Bank products, including a 0.25% interest rate reduction on personal and home equity loans.

5 Things to Know About the AARP Credit Card - NerdWallet 5 Things to Know About the AARP Credit Card
5 Things to Know About the AARP Credit Card
1. The card’s bonus categories are a useful pair
2. The rewards you earn aren't Chase Ultimate Rewards®
3. There is a modest sign-up bonus
4. You don’t have to be an AARP member to apply
5. A portion of your restaurant spending goes to charity
Dive even deeper in Credit Cards
How to Pick the Best Credit Card for You: 4 Easy Steps
 NerdWallet’s best cash-back credit cards
Information about the AARP® Credit Card from Chase has been collected by NerdWallet and was not supplied or reviewed by the issuer of this card. About the authors: Kimberly Palmer is a credit card and personal finance expert at NerdWallet. She has been featured on the "Today" show and in The New York Times. Read more
Paul Soucy is the lead credit cards editor at NerdWallet. He has worked at USA Today and the Des Moines Register and has an MBA. Read more
On a similar note...
Best Credit Cards of 2021
Best Cash Back Credit Cards
Best Balance Transfer and 0% APR Credit Cards
NerdWallet’s Best Credit Card Tips for May 2021
Dive even deeper in Credit Cards
How to Pick the Best Credit Card for You: 4 Easy Steps
by Claire Tsosie
If you know your options and ask the right questions, you can find the best fit for your spending habits and goals. Best Credit Cards of 2021
by NerdWallet
From huge sign-up bonuses to generous rewards, NerdWallet's best credit cards outshine the rest. Compare these deals from our partners to find one that fits your needs.

5 Things to Know About the AARP Credit Card - NerdWallet

5 Things to Know About the AARP Credit Card
5 Things to Know About the AARP Credit Card
1. The card’s bonus categories are a useful pair
2. The rewards you earn aren't Chase Ultimate Rewards®
3. There is a modest sign-up bonus
4. You don’t have to be an AARP member to apply
5. A portion of your restaurant spending goes to charity
Dive even deeper in Credit Cards
How to Pick the Best Credit Card for You: 4 Easy Steps

NerdWallet’s best cash-back credit cards
Information about the AARP® Credit Card from Chase has been collected by NerdWallet and was not supplied or reviewed by the issuer of this card. About the authors: Kimberly Palmer is a credit card and personal finance expert at NerdWallet. She has been featured on the "Today" show and in The New York Times. Read more
Paul Soucy is the lead credit cards editor at NerdWallet. He has worked at USA Today and the Des Moines Register and has an MBA. Read more
On a similar note...
Best Credit Cards of 2021
Best Cash Back Credit Cards
Best Balance Transfer and 0% APR Credit Cards
NerdWallet’s Best Credit Card Tips for May 2021
Dive even deeper in Credit Cards
How to Pick the Best Credit Card for You: 4 Easy Steps
by Claire Tsosie
If you know your options and ask the right questions, you can find the best fit for your spending habits and goals. Best Credit Cards of 2021
by NerdWallet
From huge sign-up bonuses to generous rewards, NerdWallet's best credit cards outshine the rest. Compare these deals from our partners to find one that fits your needs.

Best Credit Cards for Excellent Credit of June 2021 Best credit cards for excellent credit of June 2021
Best credit cards for excellent credit of June 2021
Achieving excellent credit takes hard work. CardRatings editors reveal the best credit cards which reward those with excellent credit scores.
BEST NO-ANNUAL-FEE CREDIT CARD
Chase Freedom Unlimited®
BEST CREDIT CARD WITH FLAT-RATE REWARDS
Capital One Quicksilver Cash Rewards Credit Card
BEST CREDIT CARD WITH TIERED REWARDS
Chase Freedom Flex℠
BEST REWARDS CREDIT CARD FOR BALANCE TRANSFERS
Citi ® Double Cash Card - 18 month BT offer
BEST CREDIT CARD FOR GROCERY PURCHASES
Blue Cash Preferred® Card from American Express
BEST CARD FOR RESTAURANT PURCHASES
American Express® Gold Card
BEST CREDIT CREDIT CARD FOR THE WELCOME BONUS OPPORTUNITY
Discover it® Cash Back
BEST TRAVEL REWARDS CREDIT CARD FOR EVERYDAY PURCHASES
Capital One Venture Rewards Credit Card
BEST LOW-ANNUAL-FEE TRAVEL REWARDS CREDIT CARD
Chase Sapphire Preferred® Card
BEST CREDIT CARD FOR TRAVEL PERKS
Chase Sapphire Reserve®
BEST CARD FOR AIR TRAVEL
The Platinum Card® from American Express
BEST CREDIT CARD FOR GAS PURCHASES
Citi Premier® Card
BEST CREDIT CARD FOR INTRO 0% APR
Citi ® Diamond Preferred ® Card
BEST LOW INTEREST CREDIT CARD
Simmons Rewards Visa Signature®
BEST BUSINESS CREDIT CARD FOR CELL PHONE INSURANCE
Ink Business Preferred® Credit Card
EDITOR'S NOTE
BEST FOR FLEXIBLE BUSINESS SPEND
Ink Business Unlimited® Credit Card
BEST CARD FOR EARNING REWARDS WHERE YOUR BUSINESS SPENDS MOST
American Express® Business Gold Card
WHAT ARE THE BEST CREDIT CARDS FOR EXCELLENT CREDIT?
WHY DO SOME CREDIT CARDS FOR EXCELLENT CREDIT HAVE ANNUAL FEES?
WHAT BENEFITS COME WITH EXCELLENT CREDIT?
HOW TO CHOOSE THE RIGHT CREDIT CARD
HOW CREDIT SCORES WORK
WHAT IS CONSIDERED AN EXCELLENT CREDIT SCORE?
FICO Score
VantageScore
Credit score ranges:
HOW LONG DOES IT TAKE TO BUILD EXCELLENT CREDIT?
DON'T HAVE EXCELLENT CREDIT? DON'T GIVE UP ON A CREDIT CARD!
 Through her work at CardRatings, she strives to provide user-friendly online resources that help everyday people get the most out of their credit cards. Our credit card articles, reviews and ratings maintain strict editorial integrity; however we may be compensated when you click on or are approved for offers (terms apply) from our partners. How we make money. LIST OF WINNERS
Chase Freedom Unlimited® - Best for no Annual Fee
Capital One Quicksilver Cash Rewards Credit Card - Best for Flat-Rate Rewards
Chase Freedom Flex℠ - Best for Tiered Rewards
Citi® Double Cash Card - 18 month BT offer - Best for Balance Transfers
Blue Cash Preferred® Card from American Express - Best for Grocery Purchases
American Express® Gold Card - Best for Restaurant Purchases
Discover it® Cash Back - Best Welcome Bonus Opportunity
Capital One Venture Rewards Credit Card - Best Travel Card for Everyday Purchases
Chase Sapphire Preferred® Card - Best Low-Annual-Fee Travel Credit Card
Chase Sapphire Reserve® - Best for Travel Perks
The Platinum Card® from American Express - Best for Air Travel
Citi Premier® Card - Best for Gas Purchases
Citi® Diamond Preferred® Card - Best for Intro 0% APR
Simmons Rewards Visa Signature® - Best for Low Interest
Ink Business Preferred® Credit Card - Best for Cell Phone Insurance
Ink Business Unlimited® Credit Card - Best for Flexible Business Spend
American Express® Business Gold Card - Best for Earning Where Your Business Spends the Most
Don't let your excellent – and hard-earned – credit score gather dust. Use it to cash in on the amazing perks and features only those with your level of credit receive with our tops picks for the best credit cards for excellent credit from our partners. The reality is that your top score makes you a hot commodity for credit card issuers because you've shown you know how to handle credit and you are likely to be a low-risk cardholder, also known as a person who uses their card and pays off the balance. In other words, you're the golden goose of credit card customers and issuers are willing to throw their best features, perks and rewards your way in hopes of landing you as a cardholder. There's nothing wrong with being wooed by highly-coveted rewards, perks and features. All those extras could ultimately save you money, and not just when it comes to the rewards.

How Seniors Can Get Help With Credit Card Debt | US News How Seniors Can Get Help With Credit Card Debt
How Seniors Can Get Help With Credit Card Debt
Address debt right away, and live within your means to prevent unforeseen problems.
Is Credit Card Debt an Issue for Senior Citizens?
Why Are More Seniors Using Credit Cards?
How Seniors Can Manage Credit Card Debt
Getting Credit Card Debt Help
Credit Card Debt After Death
How Seniors Can Avoid Using Credit Cards
Planning for a Debt-Free Retirement
 [
Read: Best Low-Interest Credit Cards. ] Is Credit Card Debt an Issue for Senior Citizens? Credit card debt has increased among families headed by someone age 65 and older in the last couple of decades, according to a 2018 report from the Employee Benefit Research Institute: In 2016, 42 percent of households headed by someone 65 to 74 years old reported credit card debt, a 10 percent increase from 1992. The median debt also went up in that time period, from $1,174 to $2,500. In 2016, 26 percent of households headed by people 75 years old and older had credit card debt, a 6 percent rise from 24 years earlier. The median also increased from $838 to $2,100, the highest ever measured. It's notable that the percentages and median amount of debt both went up because, usually, the median falls when there is a large increase in the percentage, says Craig Copeland, senior research associate at the institute and author of the study. But credit card debt is only part of the problem – mortgage debt is a major issue as well.

How Seniors Can Get Help With Credit Card Debt | US News

How Seniors Can Get Help With Credit Card Debt
How Seniors Can Get Help With Credit Card Debt
Address debt right away, and live within your means to prevent unforeseen problems.
Is Credit Card Debt an Issue for Senior Citizens?
Why Are More Seniors Using Credit Cards?
How Seniors Can Manage Credit Card Debt
Getting Credit Card Debt Help
Credit Card Debt After Death
How Seniors Can Avoid Using Credit Cards
Planning for a Debt-Free Retirement

[
Read: Best Low-Interest Credit Cards. ] Is Credit Card Debt an Issue for Senior Citizens? Credit card debt has increased among families headed by someone age 65 and older in the last couple of decades, according to a 2018 report from the Employee Benefit Research Institute: In 2016, 42 percent of households headed by someone 65 to 74 years old reported credit card debt, a 10 percent increase from 1992. The median debt also went up in that time period, from $1,174 to $2,500. In 2016, 26 percent of households headed by people 75 years old and older had credit card debt, a 6 percent rise from 24 years earlier. The median also increased from $838 to $2,100, the highest ever measured. It's notable that the percentages and median amount of debt both went up because, usually, the median falls when there is a large increase in the percentage, says Craig Copeland, senior research associate at the institute and author of the study. But credit card debt is only part of the problem – mortgage debt is a major issue as well.

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Caroline Lupini
 If you’re looking for a credit card for your business, consider our list of the best business credit cards. Read more
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Best Credit Cards Of 2021: Top Offers & Rewards – Forbes Advisor

If you’re looking for a credit card for your business, consider our list of the best business credit cards. Read more
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Senior Citizens Fall into Bankruptcy over Credit Card Debt, Mortgages Senior Citizens Strapped with Stifling Debt
Senior Citizens Strapped with Stifling Debt
Credit Card Trouble
No Chance to Rebuild Financially
Bill Fay
← For Record Number of Seniors, Golden Years Mean More Work
 A study completed by the University of Michigan Law School indicated bankruptcy among seniors doubled from 3.5 percent to 7 percent from 2002 to 2010. These numbers continue to grow as seniors continue to struggle with a tough economy. Credit Card Trouble
According to John A. E. Pottow, a law professor at the University of Michigan, seniors carry 50 percent more credit card debt than younger people. In fact, credit cards are listed as the largest pitfall for senior citizens. Faced with overwhelming health care costs, older people are often forced to use credit cards to make ends meet. Between the high cost of prescriptions, nursing homes, hospitalization and funeral costs, older Americans no longer have the income, sufficient health insurance coverage and/or the cash needed to take care of daily living or emergency needs. The issue is perpetuated as seniors live longer, requiring more years of health care and living expenses. According to the University of Michigan study, nearly 70 percent of people 65 years old and older who filed bankruptcy in 2007 named credit card interest and fees as their biggest problem. Many American senior citizens feel backed into a corner with credit card debt, hefty mortgage payments and property taxes, as Social Security pays for only the very basic needs. More than 30 percent of people 65 or older have a mortgage with a median balance of $56,000.

Senior Citizens Fall into Bankruptcy over Credit Card Debt, Mortgages

Senior Citizens Strapped with Stifling Debt
Senior Citizens Strapped with Stifling Debt
Credit Card Trouble
No Chance to Rebuild Financially
Bill Fay
← For Record Number of Seniors, Golden Years Mean More Work

A study completed by the University of Michigan Law School indicated bankruptcy among seniors doubled from 3.5 percent to 7 percent from 2002 to 2010. These numbers continue to grow as seniors continue to struggle with a tough economy. Credit Card Trouble
According to John A. E. Pottow, a law professor at the University of Michigan, seniors carry 50 percent more credit card debt than younger people. In fact, credit cards are listed as the largest pitfall for senior citizens. Faced with overwhelming health care costs, older people are often forced to use credit cards to make ends meet. Between the high cost of prescriptions, nursing homes, hospitalization and funeral costs, older Americans no longer have the income, sufficient health insurance coverage and/or the cash needed to take care of daily living or emergency needs. The issue is perpetuated as seniors live longer, requiring more years of health care and living expenses. According to the University of Michigan study, nearly 70 percent of people 65 years old and older who filed bankruptcy in 2007 named credit card interest and fees as their biggest problem. Many American senior citizens feel backed into a corner with credit card debt, hefty mortgage payments and property taxes, as Social Security pays for only the very basic needs. More than 30 percent of people 65 or older have a mortgage with a median balance of $56,000.

NerdWallet Announces 2021 Best-Of Awards Winners NerdWallet Announces 2021 Best-Of Awards Winners
PRESS RELEASE: Paid content from PR Newswire
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NerdWallet Announces 2021 Best-Of Awards Winners

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Best Credit Cards for Military Members of May 2021 Best Credit Cards for Military Members of May 2021
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Our Top Picks, Whether You’re Active Duty, Retired or Family
Best Credit Cards for Military Members of May 2021
Best Overall , Best With No Annual Fee : Capital One Quicksilver Cash Rewards Credit Card
Best With a Low APR During Active Duty : Citi Rewards+℠
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Best Military Rewards Program : USAA Cashback Rewards Plus American Express® Card
FAQs
How Do Military Credit Cards Work?
What Are SCRA Credit Card Benefits?
What Else Should You Look For in a Military Credit Card?
Compare The Best Military Member Credit Cards
How Can You Benefit From Credit Cards While in the Military?
Methodology
About This List
What We Score
 Read The Balance's editorial policies
Sienna Kossman
Reviewed by
Marisa Figat
Updated May 04, 2021
If you’re on active duty, retired from the military, or a family member of someone who serves, you’re looking for the best credit cards for military members. Some offer rewards and benefits specifically for those in the armed forces, and some are just the best picks regardless. Certain cards offer more than what’s legally required by the Servicemembers Civil Relief Act (SCRA), including fewer fees and super-low interest rates on existing card balances for those on active duty. Here’s what our research showed to be the best cards for military members. Best Credit Cards for Military Members of May 2021
Best Overall, Best With No Annual Fee: Capital One Quicksilver Cash Rewards Credit Card
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Best Sign-Up Bonus: Citi Premier®
Best With a Low Ongoing APR: Navy Federal More Rewards American Express® Card
Best Military Rewards Program: USAA Cashback Rewards Plus American Express® Card
Best Overall , Best With No Annual Fee :

Best Credit Cards for Military Members of May 2021

Best Credit Cards for Military Members of May 2021
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Our Top Picks, Whether You’re Active Duty, Retired or Family
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Best Overall , Best With No Annual Fee : Capital One Quicksilver Cash Rewards Credit Card
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Best Military Rewards Program : USAA Cashback Rewards Plus American Express® Card
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How Do Military Credit Cards Work?
What Are SCRA Credit Card Benefits?
What Else Should You Look For in a Military Credit Card?
Compare The Best Military Member Credit Cards
How Can You Benefit From Credit Cards While in the Military?
Methodology
About This List
What We Score

Read The Balance's editorial policies
Sienna Kossman
Reviewed by
Marisa Figat
Updated May 04, 2021
If you’re on active duty, retired from the military, or a family member of someone who serves, you’re looking for the best credit cards for military members. Some offer rewards and benefits specifically for those in the armed forces, and some are just the best picks regardless. Certain cards offer more than what’s legally required by the Servicemembers Civil Relief Act (SCRA), including fewer fees and super-low interest rates on existing card balances for those on active duty. Here’s what our research showed to be the best cards for military members. Best Credit Cards for Military Members of May 2021
Best Overall, Best With No Annual Fee: Capital One Quicksilver Cash Rewards Credit Card
Best With a Low APR During Active Duty: Citi Rewards+℠
Best Sign-Up Bonus: Citi Premier®
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Best Overall , Best With No Annual Fee :

3 Best Senior Checking Accounts 2021 3 Best Checking Accounts for Seniors in 2021
3 Best Checking Accounts for Seniors in 2021
1. TD Bank
2. BB&T Bank
3. BBVA Compass Bank
 1. TD Bank
Through TD Bank, seniors age 60 or older have access to the 60-Plus Checking account that offers the following perks: Interest earning on average account balance each month
Free checks, money orders, and paper statements
Online banking with Bill Pay
Mobile deposit
No ATM fees at TD Bank ATMs
In addition to these benefits, seniors also have no minimum deposit requirement for opening an account. There is a monthly maintenance fee of $10, but this is waived when the daily balance remains at $250 or above. TD Bank also provides discounts to seniors on other TD Bank products, including a 0.25% interest rate reduction on personal and home equity loans. TD Bank operates mainly throughout the Eastern states ( CT, DE, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RH, SC, VT, VA, DC ), but online banking access is available to anyone, anywhere in the country. For seniors who have a low balance in their checking account each month, or those who want access to a branch location nearby, TD Bank may not be the best option. However, seniors who live in the states TD Bank operates and who meet the requirements to have the monthly maintenance fee waived can benefit from all the advantages the 60-Plus checking account offers. 2. BB&T Bank
Another choice for the best bank for seniors is BB&T Bank.

3 Best Senior Checking Accounts 2021

3 Best Checking Accounts for Seniors in 2021
3 Best Checking Accounts for Seniors in 2021
1. TD Bank
2. BB&T Bank
3. BBVA Compass Bank

1. TD Bank
Through TD Bank, seniors age 60 or older have access to the 60-Plus Checking account that offers the following perks: Interest earning on average account balance each month
Free checks, money orders, and paper statements
Online banking with Bill Pay
Mobile deposit
No ATM fees at TD Bank ATMs
In addition to these benefits, seniors also have no minimum deposit requirement for opening an account. There is a monthly maintenance fee of $10, but this is waived when the daily balance remains at $250 or above. TD Bank also provides discounts to seniors on other TD Bank products, including a 0.25% interest rate reduction on personal and home equity loans. TD Bank operates mainly throughout the Eastern states ( CT, DE, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RH, SC, VT, VA, DC ), but online banking access is available to anyone, anywhere in the country. For seniors who have a low balance in their checking account each month, or those who want access to a branch location nearby, TD Bank may not be the best option. However, seniors who live in the states TD Bank operates and who meet the requirements to have the monthly maintenance fee waived can benefit from all the advantages the 60-Plus checking account offers. 2. BB&T Bank
Another choice for the best bank for seniors is BB&T Bank.

How Seniors Can Get Help With Credit Card Debt | US News How Seniors Can Get Help With Credit Card Debt
How Seniors Can Get Help With Credit Card Debt
Address debt right away, and live within your means to prevent unforeseen problems.
Is Credit Card Debt an Issue for Senior Citizens?
Why Are More Seniors Using Credit Cards?
How Seniors Can Manage Credit Card Debt
Getting Credit Card Debt Help
Credit Card Debt After Death
How Seniors Can Avoid Using Credit Cards
Planning for a Debt-Free Retirement
 "If a husband and wife are on the same card and the husband passes away, if the wife is a joint account holder, she will be responsible for making those payments," Trawinski says. An authorized user on a card, however, usually isn't responsible for debt if the account holder dies. Since credit card debt is unsecured, a credit card issuer will do what it can to get the debt paid. The laws on this issue vary by state, but creditors do file against the estate of individuals, Klipa says. As a result, there could be deductions on what heirs will earn once it goes through the probate process. How Seniors Can Avoid Using Credit Cards
When the bills keep coming – especially large, unexpected ones – senior citizens on fixed incomes need to think of alternatives to continually using credit cards. One option is to negotiate with a company directly to see if there is a way to pay off an expense without using a card. For example, there could be the possibility of a layaway plan for a major purchase. Or, a small business might agree to accept payments over the course of a few months rather than right away. This is especially true for medical costs. "

"If a husband and wife are on the same card and the husband passes away, if the wife is a joint account holder, she will be responsible for making those payments," Trawinski says. An authorized user on a card, however, usually isn't responsible for debt if the account holder dies. Since credit card debt is unsecured, a credit card issuer will do what it can to get the debt paid. The laws on this issue vary by state, but creditors do file against the estate of individuals, Klipa says. As a result, there could be deductions on what heirs will earn once it goes through the probate process. How Seniors Can Avoid Using Credit Cards
When the bills keep coming – especially large, unexpected ones – senior citizens on fixed incomes need to think of alternatives to continually using credit cards. One option is to negotiate with a company directly to see if there is a way to pay off an expense without using a card. For example, there could be the possibility of a layaway plan for a major purchase. Or, a small business might agree to accept payments over the course of a few months rather than right away. This is especially true for medical costs. "

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Our top picks of timely offers from our partners
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We rounded up the best credit cards of 2021 that can help you build credit, save on interest charges and earn you over $2,000 in five years.
Alexandria White
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What to consider before choosing the best credit card
Do you want to earn rewards?
And if you want to earn rewards, what specific categories are most important to you?
Are you looking to get out of debt?
Do you want to build credit?
Do you travel abroad?
Best credit cards of 2021
Our methodology
 American Express® Gold Card
Best travel card: American Express® Gold Card
Best no annual fee credit card: Citi® Double Cash Card
Best no annual fee travel credit card: Discover it® Miles
Best balance transfer credit card: Citi Simplicity® Card - No Late Fees Ever
Best low interest credit card: Titanium Rewards Visa® Signature Card from Andrews Federal Credit Union
Best secured credit card: Discover it® Secured Credit Card
Best for building credit: Petal® 2 “Cash Back, No Fees” Visa® Credit Card
Best for college students: Discover it® Student Cash Back
Best dining rewards credit card: Chase Sapphire Reserve®
Best gas rewards credit card:

Best Credit Cards of 2021

American Express® Gold Card
Best travel card: American Express® Gold Card
Best no annual fee credit card: Citi® Double Cash Card
Best no annual fee travel credit card: Discover it® Miles
Best balance transfer credit card: Citi Simplicity® Card - No Late Fees Ever
Best low interest credit card: Titanium Rewards Visa® Signature Card from Andrews Federal Credit Union
Best secured credit card: Discover it® Secured Credit Card
Best for building credit: Petal® 2 “Cash Back, No Fees” Visa® Credit Card
Best for college students: Discover it® Student Cash Back
Best dining rewards credit card: Chase Sapphire Reserve®
Best gas rewards credit card:

List of the Best Banks for Seniors | Senior Banking The Best Bank for Seniors
Companies
The Best Bank for Seniors
TD Banknorth
BB&T
U.S. Bancorp
PNC Bank
Ally Bank
Capital One Bank (USA) National Association
Valley National Bank
Synovus Bank
JPMorgan Chase
Bank of America Corporation
First National Bank of Pennsylvania
Huntington Bancshares
FIRST CITIZENS BANK & TRUST CO
Alliance Bank & Trust Co
Sandy Spring Bank
Cascade Bank
Amegy Corp
MUFG Union Bank
Barclays Investment Bank
First Chicago Bank
M&T Bank
Bank of the West
Zions Bancorporation
First National Bank Kansas
Gate City Bank
 Banks and credit unions have different criteria for setting up a senior account. In some banks, age 50+ qualifies for a senior account; at other banks, 65 is the minimum age. The top banks for senior citizens offer lots of benefits, in addition to free or low-cost checking. Many offer high-interest senior accounts, low deposit requirements for free checking, free money orders, cashier’s checks, and wire transfers, free notary services, discount brokerage accounts for seniors, free deposit boxes, and free foreign transactions for seniors. Since many seniors spend their retirement years traveling, the best banks for senior checking often offer online banking services, for easy access anywhere in the world. Other benefits for the include: discounted travel planning and travel insurance, free or discounted traveler’s checks, and emergency funds in case of a lost or stolen wallet. Free senior checking is common at most banks, but you can really do yourself a favor by shopping additional benefits and looking for a senior account with no hidden fees. Best choices in senior bank accounts vary by user preference.

Banks and credit unions have different criteria for setting up a senior account. In some banks, age 50+ qualifies for a senior account; at other banks, 65 is the minimum age. The top banks for senior citizens offer lots of benefits, in addition to free or low-cost checking. Many offer high-interest senior accounts, low deposit requirements for free checking, free money orders, cashier’s checks, and wire transfers, free notary services, discount brokerage accounts for seniors, free deposit boxes, and free foreign transactions for seniors. Since many seniors spend their retirement years traveling, the best banks for senior checking often offer online banking services, for easy access anywhere in the world. Other benefits for the include: discounted travel planning and travel insurance, free or discounted traveler’s checks, and emergency funds in case of a lost or stolen wallet. Free senior checking is common at most banks, but you can really do yourself a favor by shopping additional benefits and looking for a senior account with no hidden fees. Best choices in senior bank accounts vary by user preference.

AARP Credit Cards:Compare Credit Cards - Cards-Offer
AARP Credit Cards
AARP Credit Cards List
AARP® Credit Card from Chase
Alternatives
If you want more cash back, you can choose Citizens Bank Cash Back Plus™ World MasterCard.
Citizens Bank Cash Back Plus™ World MasterCard
If you want to save money in your common purchases, you can choose Town Bank Cash Back American Express Card.
Town Bank Cash Back American Express Card
What Credit Cards Are Available? (1)
AARP Visa Credit Card Basics
Who is the AARP® Credit Card Good For?
Why to Apply for AARP® Credit Card?
Drawbacks of AARP® Credit Card
Should You Get the AARP® Credit Card?
What is a store credit card?
There are two basic types of retail store credit card:
What are the benefits of store credit cards?
Easy to get and can help you to build credit
A reasonable annual fee
Save money at your favorite stores
Additional sign-up bonuses and benefits
Open-loop cards can be used anywhere as normal credit cards.
What are the drawbacks of a store credit card?
Low credit limits
High interest rates
Closed-loop cards are limited to single store
Customer service problems
Some store credit cards can’t be used for balance transfers
What do you need to apply for a store credit card?
Credit score
Credit card application
 1)

AARP® Credit Card from Chase
Sing-Up Bonus
No
Annual fee
No Annual Fee
Benefits

Card Details
Sponsored Links
AARP Visa Credit Card Basics
This Visa card is designed for AARP members with fair to excellent credit (660+) who want a rich cash-back rewards card. AARP is known for the senior discounts it has won for its members, and this card continues that tradition. It pays an unlimited 3% cash back at restaurants and at gas stations. Three percent would be a pretty good rate in those categories for any card, but it’s excellent on a card with a $0 annual fee. You get a mundane 1% back on all other spending, so if you don’t spend much on restaurant dining or gas, this isn’t your card. You don’t have to be an AARP member to apply for this card, although you have the option to redeem your cash back directly with AARP to pay for membership in the organization. Rewards can also be redeemed for a credit on your statement, a deposit into a bank account, gift cards or travel, among other options. There’s a modest sign-up offer: $100 bonus cash back rewards after you spend $500 on purchases in the first 3 months from account opening. Who is the AARP® Credit Card Good For?

AARP Credit Cards:Compare Credit Cards - Cards-Offer

AARP Credit Cards
AARP Credit Cards List
AARP® Credit Card from Chase
Alternatives
If you want more cash back, you can choose Citizens Bank Cash Back Plus™ World MasterCard.
Citizens Bank Cash Back Plus™ World MasterCard
If you want to save money in your common purchases, you can choose Town Bank Cash Back American Express Card.
Town Bank Cash Back American Express Card
What Credit Cards Are Available? (1)
AARP Visa Credit Card Basics
Who is the AARP® Credit Card Good For?
Why to Apply for AARP® Credit Card?
Drawbacks of AARP® Credit Card
Should You Get the AARP® Credit Card?
What is a store credit card?
There are two basic types of retail store credit card:
What are the benefits of store credit cards?
Easy to get and can help you to build credit
A reasonable annual fee
Save money at your favorite stores
Additional sign-up bonuses and benefits
Open-loop cards can be used anywhere as normal credit cards.
What are the drawbacks of a store credit card?
Low credit limits
High interest rates
Closed-loop cards are limited to single store
Customer service problems
Some store credit cards can’t be used for balance transfers
What do you need to apply for a store credit card?
Credit score
Credit card application

1)

AARP® Credit Card from Chase
Sing-Up Bonus
No
Annual fee
No Annual Fee
Benefits

Card Details
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AARP Visa Credit Card Basics
This Visa card is designed for AARP members with fair to excellent credit (660+) who want a rich cash-back rewards card. AARP is known for the senior discounts it has won for its members, and this card continues that tradition. It pays an unlimited 3% cash back at restaurants and at gas stations. Three percent would be a pretty good rate in those categories for any card, but it’s excellent on a card with a $0 annual fee. You get a mundane 1% back on all other spending, so if you don’t spend much on restaurant dining or gas, this isn’t your card. You don’t have to be an AARP member to apply for this card, although you have the option to redeem your cash back directly with AARP to pay for membership in the organization. Rewards can also be redeemed for a credit on your statement, a deposit into a bank account, gift cards or travel, among other options. There’s a modest sign-up offer: $100 bonus cash back rewards after you spend $500 on purchases in the first 3 months from account opening. Who is the AARP® Credit Card Good For?

List of the Best Banks for Seniors | Senior Banking The Best Bank for Seniors
Companies
The Best Bank for Seniors
TD Banknorth
BB&T
U.S. Bancorp
PNC Bank
Ally Bank
Capital One Bank (USA) National Association
Valley National Bank
Synovus Bank
JPMorgan Chase
Bank of America Corporation
First National Bank of Pennsylvania
Huntington Bancshares
FIRST CITIZENS BANK & TRUST CO
Alliance Bank & Trust Co
Sandy Spring Bank
Cascade Bank
Amegy Corp
MUFG Union Bank
Barclays Investment Bank
First Chicago Bank
M&T Bank
Bank of the West
Zions Bancorporation
First National Bank Kansas
Gate City Bank
 List of the Best Banks for Seniors | Senior Banking
Photo: flickr / CC0
Companies
483 voters
The Best Bank for Seniors
Business and Company Info
Updated February 1, 2019 856 votes 483 voters 12.1k views
Whether you’re looking for a new checking account for yourself or for a senior loved one, checking accounts for seniors can be different than other accounts. However, just because it’s labeled as a “senior” account doesn’t mean it’s better. Sometimes a bank’s regular offering is a better deal, and it really depends on the bank. The best banks for seniors will help them manage their retirement funds and much more. Banks and credit unions have different criteria for setting up a senior account. In some banks, age 50+ qualifies for a senior account; at other banks, 65 is the minimum age. The top banks for senior citizens offer lots of benefits, in addition to free or low-cost checking. Many offer high-interest senior accounts, low deposit requirements for free checking, free money orders, cashier’s checks, and wire transfers, free notary services, discount brokerage accounts for seniors, free deposit boxes, and free foreign transactions for seniors.

List of the Best Banks for Seniors | Senior Banking
Photo: flickr / CC0
Companies
483 voters
The Best Bank for Seniors
Business and Company Info
Updated February 1, 2019 856 votes 483 voters 12.1k views
Whether you’re looking for a new checking account for yourself or for a senior loved one, checking accounts for seniors can be different than other accounts. However, just because it’s labeled as a “senior” account doesn’t mean it’s better. Sometimes a bank’s regular offering is a better deal, and it really depends on the bank. The best banks for seniors will help them manage their retirement funds and much more. Banks and credit unions have different criteria for setting up a senior account. In some banks, age 50+ qualifies for a senior account; at other banks, 65 is the minimum age. The top banks for senior citizens offer lots of benefits, in addition to free or low-cost checking. Many offer high-interest senior accounts, low deposit requirements for free checking, free money orders, cashier’s checks, and wire transfers, free notary services, discount brokerage accounts for seniors, free deposit boxes, and free foreign transactions for seniors.

Best Bank Accounts for Seniors in Canada in 2021 – Savvy New Canadians Best Bank Accounts for Seniors in Canada
Best Bank Accounts for Seniors in Canada
Table of Contents
What Are Senior Bank Accounts?
Best Bank Accounts for Seniors
1. CIBC Smart for Seniors Account
2. BMO Practical Plan Account for Seniors
3. RBC Day to Day Banking for Seniors
4. Scotiabank Basic Bank Account for Seniors
5. TD Minimum Chequing Account for Seniors
Best Credit Union Bank Accounts for Seniors
6. First Ontario Be Free and More Chequing Account for Seniors
7. Meridian Senior Chequing Account
8. Affinity Credit Union 65+ Chequing Account
9. Steinbach Credit Union Golden Chequing
Best Online Bank Accounts for Seniors
10. EQ Bank Savings Plus Account
11. Tangerine No-Fee Chequing Account
12. Simplii Financial No-Fee Chequing Account
Compare Seniors’ Bank Accounts in Canada
Advantages of a Seniors’ Bank Account
Disadvantages of a Seniors’ Bank Account
What To Look For in a Seniors’ Bank Account
Seniors’ Bank Account FAQs
Author
Enoch Omololu
 Some of the best seniors’ accounts offered by credit unions include: 6. First Ontario Be Free and More Chequing Account for Seniors
First Ontario Credit Union is an Ontario-based credit union with a seniors’ bank account that is worth looking at. Existing chequing account holders automatically access this benefit upon turning 60. Here’s what you get: $0 monthly account fee
Free certified cheques
One free chequebook per year
Five free Canadian non-network ATM withdrawals per month
Annual fee rebate (up to $60) on a FirstOntario Visa credit card
$10 annual discount on a safe deposit box rental
It requires no minimum balance
7. Meridian Senior Chequing Account
Meridian is one of the largest credit unions in Ontario and Canada. Its senior chequing account offers: $0 monthly account fee
Free certified cheques and one free basic cheque order per year
Unlimited free transactions
4 CAD bank drafts a month; $3.25 each after
4 free Interac e-Transfers per month
Free paper statements
It requires no minimum balance
Eligibility for this account starts at age 60.

Best Bank Accounts for Seniors in Canada in 2021 – Savvy New Canadians

Best Bank Accounts for Seniors in Canada
Best Bank Accounts for Seniors in Canada
Table of Contents
What Are Senior Bank Accounts?
Best Bank Accounts for Seniors
1. CIBC Smart for Seniors Account
2. BMO Practical Plan Account for Seniors
3. RBC Day to Day Banking for Seniors
4. Scotiabank Basic Bank Account for Seniors
5. TD Minimum Chequing Account for Seniors
Best Credit Union Bank Accounts for Seniors
6. First Ontario Be Free and More Chequing Account for Seniors
7. Meridian Senior Chequing Account
8. Affinity Credit Union 65+ Chequing Account
9. Steinbach Credit Union Golden Chequing
Best Online Bank Accounts for Seniors
10. EQ Bank Savings Plus Account
11. Tangerine No-Fee Chequing Account
12. Simplii Financial No-Fee Chequing Account
Compare Seniors’ Bank Accounts in Canada
Advantages of a Seniors’ Bank Account
Disadvantages of a Seniors’ Bank Account
What To Look For in a Seniors’ Bank Account
Seniors’ Bank Account FAQs
Author
Enoch Omololu

Some of the best seniors’ accounts offered by credit unions include: 6. First Ontario Be Free and More Chequing Account for Seniors
First Ontario Credit Union is an Ontario-based credit union with a seniors’ bank account that is worth looking at. Existing chequing account holders automatically access this benefit upon turning 60. Here’s what you get: $0 monthly account fee
Free certified cheques
One free chequebook per year
Five free Canadian non-network ATM withdrawals per month
Annual fee rebate (up to $60) on a FirstOntario Visa credit card
$10 annual discount on a safe deposit box rental
It requires no minimum balance
7. Meridian Senior Chequing Account
Meridian is one of the largest credit unions in Ontario and Canada. Its senior chequing account offers: $0 monthly account fee
Free certified cheques and one free basic cheque order per year
Unlimited free transactions
4 CAD bank drafts a month; $3.25 each after
4 free Interac e-Transfers per month
Free paper statements
It requires no minimum balance
Eligibility for this account starts at age 60.

Benefits of the Citi Costco Credit Card - NerdWallet Benefits of the Citi Costco Credit Card
Benefits of the Citi Costco Credit Card
Rewards on spending
High ongoing cash-back rates in multiple categories
Useful redemption options
Shopping and entertainment protections and perks
Damage and theft purchase protection
Extended warranty
Special tickets
High level of security
More about the card
Dive even deeper in Credit Cards
How to Pick the Best Credit Card for You: 4 Easy Steps
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Benefits of the American Express Gold Card
Benefits of the American Express Platinum Card
Benefits of the Bank of America Travel Rewards card
Benefits of the Capital One Savor cards
Benefits of the Capital One Venture card
Benefits of the Capital One Quicksilver card
Benefits of the Capital One Platinum card
Benefits of the Chase Freedom Flex and Freedom Unlimited cards
Benefits of the Chase Sapphire Preferred Card
Benefits of the Chase Sapphire Reserve card
Benefits of the Citi Costco credit card
Benefits of Citi Double Cash Card
Benefits of Delta Air Lines credit cards
Benefits of the Discover it Cash Back and Balance Transfer cards
Benefits of Marriott Bonvoy credit cards
Benefits of Southwest Airlines credit cards
Benefits of United Airlines credit cards
More about the card
Complete card details for the Costco Anywhere Visa® Card by Citi
NerdWallet review of the Costco Anywhere Visa® Card by Citi
About the author: Kimberly Palmer is a credit card and personal finance expert at NerdWallet. She has been featured on the "Today" show and in The New York Times. Read more
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Benefits of the Citi Costco Credit Card - NerdWallet

Benefits of the Citi Costco Credit Card
Benefits of the Citi Costco Credit Card
Rewards on spending
High ongoing cash-back rates in multiple categories
Useful redemption options
Shopping and entertainment protections and perks
Damage and theft purchase protection
Extended warranty
Special tickets
High level of security
More about the card
Dive even deeper in Credit Cards
How to Pick the Best Credit Card for You: 4 Easy Steps

Best Credit Cards for Active-Duty Military - NerdWallet Best Credit Cards for Active-Duty Military
Best Credit Cards for Active-Duty Military
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Citi® Double Cash Card – 18 month BT offer
Our pick for: Cash back / paying off debt
Benefits
Drawbacks
Verdict
Chase Sapphire Reserve®
Our pick for: Luxury travel
Benefits
Drawbacks
Verdict
Capital One Venture Rewards Credit Card
Our pick for: General travel
Benefits
Drawbacks
Verdict
Capital One QuicksilverOne Cash Rewards Credit Card
Our pick for: Fair credit
Drawbacks
Verdict
Dive even deeper in Credit Cards
How to Pick the Best Credit Card for You: 4 Easy Steps
 Benefits
High rewards rate of 1.5% cash back on all purchases — an especially good deal for average credit
Potential for credit line increase after paying on-time for as little as six months
No foreign transaction fees
Drawbacks
Annual fee of $39 (after SCRA eligibility ends)
No sign-up bonus
Verdict
For service members working toward a better credit score, the Capital One QuicksilverOne Cash Rewards Credit Card is a cost-effective option with excellent SCRA benefits and outstanding rewards. Back to top
About the author: Claire Tsosie is an assistant assigning editor for NerdWallet. Her work has been featured by Forbes, USA Today and The Associated Press. Read more
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by Claire Tsosie
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Credit cards are convenient and secure, they help build credit, they make budgeting easier, and they earn rewards. And no, you don't have to go into debt, and you don't have to pay interest.

Best Credit Cards for Active-Duty Military
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Citi® Double Cash Card – 18 month BT offer
Our pick for: Cash back / paying off debt
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Chase Sapphire Reserve®
Our pick for: Luxury travel
Benefits
Drawbacks
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Our pick for: General travel
Benefits
Drawbacks
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Capital One QuicksilverOne Cash Rewards Credit Card
Our pick for: Fair credit
Drawbacks
Verdict
Dive even deeper in Credit Cards
How to Pick the Best Credit Card for You: 4 Easy Steps

Benefits
High rewards rate of 1.5% cash back on all purchases — an especially good deal for average credit
Potential for credit line increase after paying on-time for as little as six months
No foreign transaction fees
Drawbacks
Annual fee of $39 (after SCRA eligibility ends)
No sign-up bonus
Verdict
For service members working toward a better credit score, the Capital One QuicksilverOne Cash Rewards Credit Card is a cost-effective option with excellent SCRA benefits and outstanding rewards. Back to top
About the author: Claire Tsosie is an assistant assigning editor for NerdWallet. Her work has been featured by Forbes, USA Today and The Associated Press. Read more
On a similar note...
Best Credit Cards of 2021
Best Cash Back Credit Cards
Best Balance Transfer and 0% APR Credit Cards
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by Claire Tsosie
If you know your options and ask the right questions, you can find the best fit for your spending habits and goals. Best Credit Cards of 2021
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From huge sign-up bonuses to generous rewards, NerdWallet's best credit cards outshine the rest. Compare these deals from our partners to find one that fits your needs. Why Nearly Every Purchase Should Be on a Credit Card
by Virginia C. McGuire, Paul Soucy
Credit cards are convenient and secure, they help build credit, they make budgeting easier, and they earn rewards. And no, you don't have to go into debt, and you don't have to pay interest.

 If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying. If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card. To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven. Join Cards-Offer Newsletter Now! Never miss a good chance to get a better Credit Card. Get top Credit Card Notifications from more than 100 Credit Card Categories! Enter your Email
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tjx rewards credit card
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Bank of America Credit Cards
Citibank Credit Cards
AAdvantage Credit Cards / American Airlines Credit Cards
Menards BIG Credit Card
Expedia Credit Card
At&t Universal Credit Card
Big Lots Credit Card
Southwest Airlines Credit Card
Toys R Us Credit Card
American Eagle Outfitters Credit Cards / AEO Credit Cards
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Express NEXT Credit Card
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If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying. If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card. To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven. Join Cards-Offer Newsletter Now! Never miss a good chance to get a better Credit Card. Get top Credit Card Notifications from more than 100 Credit Card Categories! Enter your Email
We will not share your email in any cases. Popular Credit Card
Walmart Credit Card
Best Buy Credit Card
Victoria's Secret Angel Credit Card
Old Navy Credit Card
Lowe's Credit Card
JCPenney Credit Card
Amazon Credit Cards
Home Depot Credit Cards
Kohl's Credit Card
tjx rewards credit card
Capital One Credit Cards
Sears Credit Card
Macy's Credit Card
Target Credit Card
GAP Credit Card
Banana Republic Credit Card
Bank of America Credit Cards
Citibank Credit Cards
AAdvantage Credit Cards / American Airlines Credit Cards
Menards BIG Credit Card
Expedia Credit Card
At&t Universal Credit Card
Big Lots Credit Card
Southwest Airlines Credit Card
Toys R Us Credit Card
American Eagle Outfitters Credit Cards / AEO Credit Cards
Sam's Club Credit Cards
Ulta Credit Card
Express NEXT Credit Card
Lane Bryant Credit Card
New York And Company Credit Card
Firestone Complete Auto Care Credit Card
GameStop credit card
Belk Rewards Credit Card
Torrid Credit Card
View All Credit Card
Disclaimer: