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What exactly makes a paper jam happen? When you use your shredder, you may wonder why paper jams suddenly occur when everything appears to be working properly. Paper jams are essentially blockages to the shredder cutters and are not at all random. In fact, you probably sense as you are feeding paper into the shredder when you about to experience a paper jam and just hope that it doesn't happen. Along with having a shredder with jam prevention technology, a better understanding of how paper jams occur can also help you avoid them. Paper jams are classified in three ways: mis-feeds, overfeeds and fast feeds.
Inserting paper that is folded, creased or wrinkled can also cause a paper jam. Mis-feeds usually happen when stacks of paper become jostled when shredding and end up being drawn into the shredder at an awkward angle. You may even see a misfeed happening, which by that time is too late. A shredder with the best jam prevention can power through mis-feeds so this mistake doesn't become a bigger problem.
Too much paper fed into a shredder at one time can cause a paper jam. Knowing how many sheets your machine can handle, or sheet capacity, can help prevent jamming. Also, having a shredder equipped with a jam proof system or with jam blocker can manage an overfeed electronically by sensing when too much paper has been fed. A jam proof system can then pause the machine and reverse out the feed so the excess paper can be removed.
Fast feeds
Fast feeds are caused when a stack of paper is feed into the machine before the shredder has finished shredding the previous stack. Shredders that can detect fast feeds can pause the shredder, allowing you to remove the excess paper before your fast feed turns into a paper jam.

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Abba Paul(e) of Tamooh
He lived as a lonely monk in the mount of "Ansana" of the historical ancient city of "Ansana", currently in the "Minya" governorate of Egypt. He spent his like in lengthy fasts and worship to the extend that the lord told him " that's enough my beloved Paule ". He befreined towards the end of his life Abba Bishoy of "Shihat" when abba Bishoy visited the mount of Ansana, where he departed. He departed on the 7th of Baba ( October 7 ), around 415 AD. His body is now in the Monastery of Abba Bishoy in the desert of Shihat.


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The Wicked Sensual Care Collection is a completely vegan, cruelty-free and PETA certified line of personal lubricants and enhancers developed exclusively for the company by skincare industry veteran Carrie Smith.
These lubricants are water-based and Paraben free. Clean-up is easy; simply rinse with water. Clinically tested as hypoallergenic, it is completely glycerin free pH balanced.
Ships Everywhere.
I've been looking for a good water based lube that isn't sticky or runny, and I finally found it! It stays where you put it, a little goes a long way. Works great!Anonymous - August 23 2016


text: Have you considered original art as a wedding gift? Create a memorable and unique Wedding Registry for Art with Mishkalo. Choose from hundreds of quality artwork such as Open For The Day by Mishkalo Artist Jacquie Gouveia. You choose the artwork you like and your guests can crowfund your unique wedding gift.


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The McKenzie runs close to civilization; the cities of Springfield and Eugene house over 100,00 people; access via 1-5 is a quick springboard to her waters. From the March Brown hatch on through the season, the lower river is often excessively loved by its admirers on foot and in floating craft; the water in the upper river is continually churned with oars in the sunshine months. You can still get away from people, but it will take some effort on your part - you may want to avoid peak times and the more popular sports on the river. [For a MAP of the McKenzie River region, click here.]
January and February on the River
Spring on the McKenzie
The Western March Brown will hatch on sunny days, but they prefer overcast, misty or light rain days, which seems to make sense because the McKenzie has many of those days, particularly in the spring. In fact, the hatches are sparse on bright spring days, but can be glorious on soggy wet river rat days when only the devoted are on the river. River height and clarity only seems to affect dry fly fishing and the predilection for trout to take the duns, and dry flies. Some of the most intense hatches occur when the river is high and off color, too brown to fish but not too chocolate for March Browns.
Summer on the McKenzie
Fall on the McKenzieAlthough the calendar may indicate that fall is here, the first of September finds the McKenzie Valley still wrapped in summer's clutches, with warm nights and hot days, which continue until the first cooling autumnal rains hit around the third week in September.
The first major hatch of the late season is the Fall Caddis (Limnephilidea discomoecus), a size 8 rusty orange caddis that provokes the larger redsides to the top, especially on overcast days . . . However, on the upper McKenzie this caddis begins hatching during the first part of September.
You might bear in mind that a modest run of Chinook salmon glides upriver about mid-September. These fish have traveled some 200 miles in freshwater, and as such are not bright fish and should be allowed to spawn without harassment from fly fishermen. However, trout don't overlook the fact that while spawning, some salmon eggs drift loose in the current, offering a tasty snack for rainbow and cutthroat holding just downstream. With micro eggs and a weight on the leader you can catch trout by easing your fake egg downstream from the salmon without disturbing their spawning.
Fall Steelheading
NovemberNovember 1st marks an important change in available fishing waters on the McKenzie: the river is only open from the Leaburg Dam downstream. You can fly fish for steelhead and whitefish from there down to Hayden Bridge; from Hayden to the mouth, it's open for steelhead, whitefish, and catch-and-release trout fishing.
December - A Year's End
The End of the Season
For a MAP of the McKenzie River, click
Credits: From the McKenzie River, part of the River Journal series, published by Frank Amato Publications. We greatly appreciate use permission.
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The Shriver Report Executive Summary
The Shriver Report Executive Summary
One in three American women is living at or near the brink of poverty. This Shriver Report studies the profound change in the makeup of American families, and the failure of government, business, and other cultural institutions to adapt to this change.
Media Contact
Government Affairs
Download the full report
Read an excerpt from the report:
- "Personal Action, Collective Impact" by Anne Mosle
Read essays from:
Read our full poll
- View the crosstabs
View our infographic:
Learn how to help:
See how African American and Latina women view the economy:
- "A New Force for America's Families" by John Halpin
Learn more about the Thrive Index
Edited by Olivia Morgan and Karen Skelton
The most common shared story in our country today is the financial insecurity of American families. Today, more than one in three Americans—more than 100 million people—live in poverty or on the edge of it. Half of all Americans will spend at least a few months churning into and out of poverty during their lifetimes. This economic immobility and inequality is a systemic and pervasive problem that President Barack Obama recently described as "the defining challenge of our time."
The Shriver Report: A Woman's Nation Pushes Back from the Brink reveals this national crisis through the eyes of women. In an era when women have solidified their position as half of the U.S. workforce and a whopping two-thirds of the primary or co-breadwinners in American families, the reality is that a third of all American women are living at or near a space we call "the brink of poverty." We define this as less than 200 percent of the federal poverty line, or about $47,000 per year for a family of four.
Forty-two million women, and the 28 million children who depend on them, are living one single incident—a doctor's bill, a late paycheck, or a broken-down car—away from economic ruin. Women make up nearly two-thirds of minimum-wage workers, the vast majority of whom receive no paid sick days. This is at a time when women earn most of the college and advanced degrees in this country, make most of the consumer spending decisions by far, and are more than half of the nation's voters.
The Shriver Report: A Woman's Nation Pushes Back from the Brink focuses the conversation on what working women need now to be successful in today's economy, where women are powerful, but also powerless. Identifying why that is, why it matters, and what we as a nation can do about it is the mission of this report. What women need now is a country that supports the reality of women's dual roles as by far the majority of the nation's caregivers and breadwinners. At its heart, The Shriver Report is a call to the nation to modernize its relationship with women in order not only to strengthen our economy, but also to make it work better for everyone.
Or, as Maria Shriver says in her opening chapter, "Leave out the women, and you don't have a full and robust economy. Lead with the women, and you do."
To put the sheer magnitude of this national problem into context, think about how different it was 50 years ago, when President Lyndon B. Johnson declared a War on Poverty and put Maria's father, Sargent Shriver, at the helm of it. Operating through multiple nationwide programs such as Head Start, VISTA, Job Corps, Legal Services for the Poor, and Foster Grandparents, poverty was reduced by a striking 43 percent over the next decade.
Fifty years later, the extent of social immobility and economic inequality is much bigger and affects far more women and children than men:
- Back then, the focus was on the "forgotten fifth" of the nation, or about 38 million Americans. Today, that number has ballooned nearly three times over—more than 100 million Americans are on shaky financial footing. In those days, the phrase "poverty in America" came with images of poor children in Appalachian shacks and inner-city alleys. Today, the iconic image of the economically insecure American is a working mother rushing to get ready in the morning, brushing her kid's hair with one hand and doling out medication to her aging mother with the other. The lines separating the middle class from the working poor and the working poor from those in absolute poverty have blurred, in part because so many more people are affected.
- Back then, the economy was expanding, the middle class was rising along with incomes, unemployment was about 5 percent and trending down, and we were racing to the moon. Parents had faith that the future shined even brighter for their children. Government was a trusted problem solver. Fifty years later, the economy is limping forward, unemployment is above 7 percent, wages are essentially frozen, and Americans' frustration with and distrust of Washington are understandably at an all-time high. A family in the top 1 percent has a net worth 288 times higher than that of the typical American family—the biggest income gap for this country ever.
- Back then, women were mostly homemakers who depended on their husbands' income. Fast forward 50 years, and only one-fifth of our families have a male breadwinner and a female homemaker. In fact, two-thirds of today's families rely on the mother's income.
The Shriver Report: A Woman's Nation Pushes Back from the Brink addresses these vital national issues from a perspective that is often ignored. How do women affect our nation's economic strength? How can we tackle income inequality and achieve greater economic mobility by investing in women? To answer these questions, we examine:
- Why millions of women are financially vulnerable when so many other women are breaking glass ceilings, graduating from college, and doing so well
- Why millions of women are struggling to make ends meet, even though they are working so hard and juggling so much
- Why working women are more likely to be poor than working men
- How our nation's institutions—government, business, family, and even women themselves—are actually keeping women on the financial brink
This report details three major cultural and economic changes over the past 50 years that work against women and our economy:
- While women represent a majority of college graduates, they are also more likely to work in poorly paid "pink-collar" service and caregiving occupations that leave them financially insecure. That's because even though this job sector is among the fastest-growing sectors in the United States, there is a shocking lack of wage increases and benefits in it.
- The American family has permanently changed, and women head up more families on their own. More than half of the babies born to women ages 30 and younger are born to unmarried mothers, most of them white. In our poll, nearly two-thirds of Americans and 85 percent of Millennials believe that government should adapt to the reality of single-parent families and use its resources to help children and mothers succeed, regardless of family status.
- For women today, a post-high school degree is a ticket into the middle class, but that education is increasingly harder to obtain. In our poll, women living on the brink said they overwhelmingly regret not making education a bigger priority.
Failure to adapt to these real transformations in American culture not only leaves millions of women and their families in jeopardy, it also deprives our economy of a huge spending stimulus from the tens of millions of women eager to have money to spend on their families and in their communities. Closing the wage gap between men and women would cut the poverty rate in half for working women and add nearly half a trillion dollars to the national economy. But it goes even deeper than that. Studies show that for children, the trauma and chronic stress of poverty are toxic and have lifelong health impacts—physical, emotional, and mental.
Today's challenges require new solutions, so we present a combination of public, private, and personal recommendations that can help reignite the American Dream for women and their families. We have brought together the best and brightest minds and challenged them to collaborate with us to develop fresh thinking around these issues. Taken together, these ideas present a modern social architecture designed to make individuals, businesses, and government stronger, more innovative, and better tailored to the realities of today's hardworking families.
The report details a set of public policies that, if adopted, would boost women's potential as breadwinners: a higher minimum wage, improved access to work and income supports, and better opportunities to access medium- and high-paying jobs. Additionally, women need policies that support their breadwinning and caregiving responsibilities. An overwhelming 96 percent of single mothers in our poll say paid leave is the workplace policy that would help them most, and nearly 80 percent of Americans say the government should expand access to high-quality, affordable child care.
But we can't wait for government solutions alone. Modernizing the nation's relationship with women begins with women. Women on the brink of poverty themselves may be the key to leading our nation to economic prosperity—and the most important first step is their recognition of their own importance as providers for themselves and their families, as well as leading players in our nation's growth. Our poll found that more than 7 in 10 Americans believe women play an essential role in the national economy.
With that in mind, we call on women and girls to make smarter choices about their finances, education, and personal relationships. The most important lesson we can impress on girls to keep them off the brink is "college before kids."
Business has a role too. We examine the distinct challenges low-wage women workers face and present a first-of-its-kind compilation of questions for employers to help them identify and adopt the most effective workplace policies to help their employees prosper.
Finally, you have a role. We conclude with a call to action underscoring the ways that our readers can take action to help themselves, their neighbors, their communities, and their country push back from the economic brink. Top of the list: Read the report, get smart, invest in yourself, use your economic power, engage men as allies, vote, be a 21st Century "boss," finance women's work, mentor and motivate girls, and be an architect of change.
What makes this report unique is this combination of components: fresh academic research; groundbreaking poll results; authentic photojournalism; stories from the front lines and the trenches; and essays from box-office celebrities, experts, and leaders, including Hillary Clinton, Beyoncé, Anne-Marie Slaughter, Howard Schultz, LeBron James, Sen. Kirsten Gillibrand (D-NY), Ron Haskins, Stephanie Coontz, Muhtar Kent, Gov. C.L. "Butch" Otter (R-ID), Carol Gilligan, Angela Glover Blackwell, Secretary Arne Duncan and Secretary Kathleen Sebelius, Sheryl Sandberg, Eduardo J. Padrón, John Bouman, Barbara Ehrenreich, Sister Joan Chittister, Eva Longoria, Tory Burch, Danielle Moodie-Mills, Heather Boushey, Ann O'Leary, Kathryn Edin, Nadine Burke Harris, Tony Porter, Jennifer Garner, Ron Manderscheid, Sonya Borrero, Shirley Sagawa, Ellen Galinsky, Melissa Boteach and Shawn Fremstad, Dr. Anthony Carnevale and Dr. Nicole Smith, Ai-jen Poo, Peter Edelman, Jada Pinkett Smith, Maya Harris, Mayor Betsy Price, and Leith Anderson. Most importantly, this report features the stories of real women who are doing what it takes to get and keep their families on firm economic footing.
They are all here together in the same place, and they are all contributing to a single issue of national importance: women and the economy. In The Shriver Report, Davos meets Main Street.
The multiplatform Shriver Report includes:
- The book. A Woman's Nation Pushes Back from the Brink is an eBook from Rosetta Publishing. In an initial four-day special offer—available from January 12 to 15—it is a free download on Amazon Kindle.
- The comprehensive, nonpartisan nationwide poll, commissioned by The Shriver Report, conducted by Greenberg Quinlan Rosner Research and TargetPoint Consulting, and supported by AARP, released on Sunday, January 12 on NBC News's "Meet the Press."
- The Thrive Index for businesses, developed for The Shriver Report by Ann Huff Stevens and researchers at the University of California, Davis. It helps managers identify company policies and best practices that promote the success of low-wage women workers, increasing their productivity and creating a thriving workplace for employees and employers alike.
- The Life Ed curriculum, developed for the report by Anne Mosle and Ascend at the Aspen Institute, which identifies the new set of tools and skills young women need to meet the demands of the modern era: financial literacy, self-esteem development, healthy relationship building, and the ability to find mentors and networks, as well as the critical importance of college and how to get there. It is a modern-day vision of the old home economics curriculum.
- The Shriver Corps—in partnership with the Corporation for National and Community Service's AmeriCorps VISTA program and LIFT—will develop and train volunteers across America who will put low-income families on firmer economic footing by helping them connect to secure housing and jobs and reducing barriers to access to public benefits programs.
- The photojournalism. The Shriver Report commissioned a team of award-winning photographers, led by former White House photographer Barbara Kinney, to document a day in the life of women living on the brink all over this country.
- The classroom initiative. The Shriver Report will be used in classes ranging from sociology and gender studies to public policy, business, education, and public health in colleges and universities across the country, including Harvard University; Georgetown University; Wellesley College; the University of Southern California; the University of California, Berkeley; and the University of Michigan.
- The Atlantic Presents: The Shriver Report LIVE, an all-day event held in partnership with The Atlantic on January 15 at the Newseum in Washington, D.C. The day features presentations and discussions with many of the contributors to the written report.
- The documentary. HBO's Sheila Nevins and Maria Shriver have co-executive produced a documentary film, "Paycheck to Paycheck: The Life and Times of Katrina Gilbert," produced by Emmy® Award-winning filmmakers Shari Cookson and Nick Doob and airing March 17.
- The community. The website www.ShriverReport.org is hosting a growing community of citizen reporters around the country who are chronicling their changing lives.
- The media partners. Once again, NBC News brings this report to life, rolling it out across NBC News and MSNBC platforms. TheAtlantic.com is also featuring Maria Shriver's essay and other reporting.
- The video trailer. The project trailer is available here.
The Shriver Report's editor-in-chief is award-winning political strategist Karen Skelton, president of Skelton Strategies, and the managing editor is writer and strategist Olivia Morgan. The Shriver Report has a National Advisory Committee of 50 leading men, women, organizations, and corporations. The full list is available at www.ShriverReport.org.
This report was made possible through the generous support of the Ford Foundation; Wells Fargo; AARP; JPMorgan Chase; The California Endowment; The Coca-Cola Company; Marvell Semiconductor, Inc.; and several other contributors.
The Shriver Report is an initiative of A Woman's Nation™, a 501(c)(3) nonprofit organization founded by Maria Shriver to raise awareness, ignite conversations, and inspire impact around the defining issues and fundamental challenges facing modern women. The Shriver Report: A Woman's Nation Pushes Back from the Brink is the third report in the series of Shriver reports and was produced in partnership with the Center for American Progress, an independent nonpartisan educational institute dedicated to improving the lives of Americans through progressive ideas and action. CAP is headed by Neera Tanden and based in Washington, D.C.
The positions of American Progress, and our policy experts, are independent, and the findings and conclusions presented are those of American Progress alone. A full list of supporters is available here. American Progress would like to acknowledge the many generous supporters who make our work possible.


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Since Pantone Color Institute crowned Radiant Orchid color of the year, this purpley violet has done more than make a splash on the runways.
It's become the springboard for re-invigorating the home.
At least, ideally it is.
"Even if it's just pillows or a wall or a guest room, it's a fun way to try out color and be with it," says Sara McLean, Dunn-Edwards color expert.
Radiant Orchid is the successor to last year's Emerald, which served as "a symbol of growth, renewal and prosperity," said Leatrice Eiseman, executive director of the Pantone Color Institute. "Radiant Orchid reaches across the color wheel to intrigue the eye and spark the imagination."
The Pantone Universe Paint Collection by Valspar features a range of on-trend hues ranging from classic neutrals to the latest brights, including color of the year selections.
How do you work these trendy colors in?
Design personality Libby Langdon recommends keeping big-ticket items like a sofa and rug in neutrals and introducing trendy colors in pillows, lamps, throws and occasional chairs.
Or, she adds, try a vivid hue as an accent wall behind the sofa or bed that can easily be repainted.Sue Kim, color strategist for Valspar Paint, suggests experimenting with non-traditional applications of the color.
An accent wall, powder room or guest room are other possibilities.
McLean says the color of the year is best suited for contemporary architecture, including mid-century modern, loft and ranch styles. But pair it with lighter variations of earthier shades and it would complement traditional schemes.
For a dose of luxury, she suggests combining the Dunn-Edwards' cross match to Brandywine with the dark chocolate of Lynx, Rich Honey and Exotic Violet against a backdrop of neutral grey Indian Passage.
A global, well-traveled look can be accomplished by pairing Brandywine against a lush palette of Deep Coral, Marigold, Frozen Wave and Silver Springs.
"If you're excited about color, I say paint the entire room in Brandywine," McLean says, chuckling. "But I think for many people, it would be just a bit too much. That's when I say paint a canvas this color and put it in your room so you have that big bold block of color. You can always take it down at the end of the season and start all over."


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The proprietor of the Daily Mail sent a series of supportive and congratulatory telegrams to Nazi Germany's leaders, including Hitler, just months before the second world war, papers released today reveal.
Intercepted messages from Lord Rothermere to Berlin are among the first papers to be released from Foreign Office intelligence files.
The files also show how, as early as 1906, MI6 drew up detailed plans to plant agents in Europe "in the event of war with Germany". At the end of 1938 they were telling London that Hitler believed Britain was "enemy No 1".
Yet in the summer of 1939, Rothermere was still appealing to Hitler not to provoke a war, saying that Britain and Nazi Germany must remain at peace. "Our two great Nordic countries should pursue resolutely a policy of appeasement for, whatever anyone may say, our two great countries should be the leaders of the world," he told Joachim von Ribbentrop, Hitler's foreign minister, on July 7 1939.
Ten days earlier, Rothermere had written to Hitler: "My Dear Führer, I have watched with understanding and interest the progress of your great and superhuman work in regenerating your country."
He assured Hitler that the British government had "no policy which involves the encirclement of Germany, and that no British government could exist which embraced such a policy".
He added: "The British people, now like Germany strongly rearmed, regard the German people with admiration as valorous adversaries in the past, but I am sure that there is no problem between our two countries which cannot be settled by consultation and negotiation."
If Hitler worked to restore the "old friendship", he would be regarded by the British as a popular hero, in the same way they regarded Frederick the Great of Prussia, said Rothermere. "I have always felt that you are essentially one who hates war and desires peace."
Rothermere appealed to the Nazi leadership to convene a conference to sort out what he called the "misunderstanding" - concerns about Germany's intentions, particularly with regard to Poland and, as he called it, "the Danzig problem".
On July 6 1939, he appealed to Rudolf Hess, Hitler's deputy, to help settle "all outstanding problems" by organising an international conference. "Could I ask you to use your influence in this direction. There is really no cleavage between the interests of Germany and Britain. This great world of ours is big enough for both countries."
Rothermere made clear he sympathised with Germany's grievances over the peace settlement after the first world war.
He referred Ribbentrop to the "grave iniquities" of the Versailles treaty.
"I am optimistic enough", he wrote, "to believe that even before the end of this year, glaring grievances can be redressed." Two months later, Germany invaded Poland.
At the time that Rothermere was sending his telegrams to Berlin, MI6 tried to warn Germany off Poland, the papers disclose.
It forged a British cabinet decision saying it regarded "any attempt by the German government to force the issue at Danzig, which might be resisted by the Polish government, as a casus belli".
The papers released today disclose that in December 1938, MI6 informers in Germany were warning that Hitler's advisers were telling him to attack Poland in the summer of 1939.


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(s148-B) Adventure Awaits
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- Ink will fade over time on items handled frequently from the natural oils in hands, this is normal and not considered a defective product
Sizing Mock Up Guide
WIDTH/LENGTH (horizontal/side to side) or HEIGHT (vertical/top to bottom)


text: The Devil's Bed by William Kent Krueger From the creator of the critically acclaimed, award-winning Cork O'Connor mystery series comes a haunting, atmospheric, conspiracy thriller. When President Clay Dixon's father-in-law -- a former vice president -- is injured in a farming accident, First Lady Kate Dixon returns to Minnesota to be at his side. Assigned to protect her, Secret Service agent Bo Thorsen soon falls under Kate's spell. He also suspects the accident is part of a trap set for Kate by David Moses, an escaped mental patient who once loved her. What Bo and Moses don't realize is that they're caught in a web of deadly intrigue spun by a seemingly insignificant bureaucratic department within the federal government. Racing to find answers before an assassin's bullet can kill Kate, Bo soon learns that when you lie down with the devil, there's hell to pay. Download Here Vui lòng đăng nhập hoặc đăng ký để xem link Password is everyday1ebook.info Nguồn: thanhhuy190 (TVE)


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Without question, one of my favorite aspects of attending a PBR event (I went a week ago) is watching Flint Rasmussen in action. He's the official "barrel man" of the PBR, and is responsible for keeping the crowd entertained in between rides.
And he does it masterfully.
He cracks me right up.
He cracked Bossy right up, too.
The first time I'd ever seen Flint do his thing was last year. I thought I'd gone to the PBR to watch a bunch of athletic cowboys try to stay on top of a bunch of even-more-athletic bulls.
And I did see that.
But it was the man with the painted face–the guy hopping up on the barrels–that kept me smiling all night.
This year was no different. Flint is an entertainer extraordinaire.
He lip syncs to classic rock.
He lip syncs to country.
He lip syncs to pop.
He plays the air guitar and dances to Miley Cyrus songs and pulls off dance moves I can only dream of.
And I do, in fact, dream of them. I can't dance, you see. I can only do ballet. But I can't dance to cool music. Only Tchaikovsky. When I try to dance to cool music, I look like the child born of Elaine Bennis and Anthony Michael Hall in Sixteen Candles. It isn't pretty. One Christmas, Marlboro Man bought me the Darren's Dance Moves DVD, because I'd seen Darren's infomercial and had looked at the TV longingly and said, "I wish I could dance like that." And Marlboro Man remembered.
I inserted the DVD the next day. It was December 26. I have no idea how I remember the exact date. Actually, I do know how I remember the exact date: it was the day after Christmas, and I know that Christmas is December 25…at least that's what I've been told all my life. Anyway, I inserted the thing in my DVD player. And I tried to do Darren's dance moves. And I watched myself in the mirror.
And I cried. It was so wrong.
But that's okay! These things in life only make me stronger…and I have that much more admiration for Flint's ability to wow the crowd with his comedy, good humor, and talent. And dance moves.
And check out what happened:
Who…who me?
Oh my gosh–hi, Flint! Wow–I'm so honored!
I was on cloud nine. Flint Rasmussen had waved to me! I was floating in a star-struck cloud.
That's when I looked back and discovered, to my horror, that Flint was actually waving to a cute kid a few rows behind me. The kid was dressed just like Flint, with a painted face and everything. He couldn't have been more than eight.
I was happy the kid received the acknowledgement he deserved…but my bubble was officially burst.
I never should have looked back. It's never, ever a good idea.
It's true. Just ask Lot's wife…


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With summer at hand, summer beauty products are essential for a day at the beach. To introduce new products from Clinique and RoC Skincare, Glamour Magazine's Glamour Truck will be visiting Solé East Beach in Montauk on Sunday, July 1 from noon to 4 p.m. Inside the truck is a mobile world of beachside shopping, refreshing treats, product samples and raffle giveaways.
If you are around on Monday, stop by the truck again for mini facials from RoC Skin Care—exactly what you will need after a weekend of sun-kissed skin.
To reserve yourself a spot inside the Glamour Truck, RSVP to firstname.lastname@example.com. For location details, click here.


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A COURIER SUN SPECIAL SECTION FATHER'S DAY great gifts as modern and 5unique as dad himself He grills the best steaks, travels to new adventures and hosts game day parties. Whether it's for his birthday, Father's Day or in celebration of a promotion or completed degree, doesn't dad deserve better than a boring old necktie? This year, select something with a modern twist. These gifts will wow dad and make him feel celebrated. Tools for the grill master Grilling is resurging in culinary popularity, and nothing beats a perfectly grilled steak for dad. He'll appreciate a good set of grilling tools to make the experience more enjoyable and the steaks more delicious. A versatile tool like the Grill-A-Tong from Personal Creations is a great way to give him all the tools he needs in one fun tong. The heavy duty stainless steel tool is part spatula, part tongs, and a handy bottle opener, so dad can man the grill while enjoying a cold beverage without risking a burnt steak. Stylish bags Just because dad is always on-the-go doesn't mean he should forego style and class. Give him an easy way to organize all his gadgets and gizmos in a handsome package. Many well-made bags on the market now are beautifully made but still masculine in design. A fine grain Blue Leather Weekender Bag from RedEnvelope fits the bill for any father on the go. A new adventure Nothing makes dad happier than sharing an experience with his family. Put a smile on dad's face this year with a new adventure that the entire family can share together. Sites like LivingSocial and Groupon have great ideas for new activities to try at a discounted price, so keep an eye out for a paddle boarding lesson, indoor rock climbing gym or outdoor concert tickets - anything dad can enjoy with the family. He may just pick up his favorite new hobby, so choose carefully! Sweets to satisfy the sweet tooth If your dad has a sweet tooth, try something a little more gourmet this year than a box of store-bought candy. Gourmet sweets are more popular than ever, and dad will appreciate the thought that went into upgrading his sweet tooth cravings. Salted caramels are a delicious sweet and salty combination he'll love. Or if dad is a baseball fan, opt for gourmet dipped Home Run Strawberries that look like baseballs from Shari's Berries for a gift that will hit it out of the park. Man cave essentials Dads will always love their man caves, so why not deck out his man cave this year to really celebrate his day? Find functional but fun gifts that will make him laugh but can also be used throughout the years. Personalized items like wall signs and coasters make a great gift. A Man Cave Bottle Opening Coaster can be personalized with dad's name, and even has a built-in bottle opener on the bottom of the coaster, making it a doubly useful gift for dad. Every dad is one of a kind. This year, give dad a gift that's as special as he is. Courtesy BPT
To see the actual publication please follow the link above


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Please check your current firmware version first. If your camera was recently manufactured, you may already have the latest one. If the numbering sequence of your version is different, consider that you may not have a Foscam camera and avoid using these files, they would brick your device.
Never flash your camera 'over the air', use the Ethernet connection during this operation! Always start flashing the system firmware file (starting by lr_cmos...), then the web ui file (if necessary).
If you need a version that is not available here, just email Foscam with your device ID.
FI8903W(18 IR LEDs)/FI8904W(24 IR LEDs):
Firmware 188.8.131.52 - web ui 126.96.36.199 (MD5 - DF3DC037603C04757E5E98B719005AA2)
Firmware 184.108.40.206 for FI8909W
See the FI8908W Firmware History Page for more information on fixes and enhancement between firmware versions.


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Neighborhoods: Lakewood Ranch
It seems there are two kinds of people in the world—those who gravitate toward planned communities and those who swear they would never live in one. They're too bland, this latter group says, too uniform, with too many rules. They prefer a place where buildings and neighborhoods just appear according to the needs and whims of the times, with the resulting mix of scale and style and period achieving something called "character."
Character? What about Paris? Back in the 1840s, under the reign of Napoleon II, Baron Haussmann leveled the ancient, unsanitary alleys and slums, and laid out broad boulevards, parks and monuments. Laws were passed concerning the height and appearance of buildings in the various arrondissements. Yes, the most beautiful city in the world was a planned community.
Even the management of Lakewood Ranch would probably find this comparison a little extreme. But the Ranch, as its residents call it, has continued to grow—and thrive. In a faltering economy it's a bright spot, with home sales increasing and new developments being built. It's shifting the axis of Sarasota to the north and the east. It's become a satellite city, complementary but different. And why not? It's a great place to live.
Some Sarasotans consider Lakewood Ranch just another housing development. In reality, it's a complete town, all controlled by SMR, a large corporation. "It's more than just houses—it's all aspects of everyday life intermingling," emphasizes Candice McElyea, director of marketing and public relations for SMR. "We're unique in the state of Florida."
Lakewood Ranch has all the components of Anytown, U.S.A. There's a business park that goes on for miles, various sports complexes (including a polo field), schools at all levels, several hotels, movie theaters, and what many consider the best fish restaurant in town (The Lucky Pelican). There are golf courses, health clubs, convenience stores, a YMCA, a hospital, an assisted living facility that specializes in Alzheimer's, a school for autistic children and a pet shelter. The only thing missing in order to experience the full human spectrum is a cemetery.
But still, there is the nagging feeling that the Ranch has the heart and soul of a housing development. The houses have a similarity no matter what their price, and the landscape is still a little barren in places.
People sense there is something artificial about it, like Seaside (where The Truman Show was filmed), and
Celebration, the Disney planned community near Orlando (both in Florida, mind you.) The challenge that Lakewood Ranch is facing as it matures is a tough one: It has to transform itself from a product into a community.
Lakewood Ranch began life as a 48-square-mile timber ranch owned by Joe Schroeder of Milwaukee. In 1922 it was acquired by the Uihlein family, also of Milwaukee, the Schlitz Beer people. They continued the ranching aspects, and still do. You can see cattle grazing as you drive across University Parkway through the heart of the Ranch.
In 1995 a large part of the Ranch was developed as a master-planned community to serve—and profit from—the Florida boom that everyone saw coming. It was immediately successful, and even during the economic downturn it seems to be suffering much less than the competition. It's one of the few places in the area where new homes are still being built, and several entirely new communities are taking shape in its northern parameter. The reasons for its success? There's a lot of money behind it, it's well-run, and it adjusts to the market, always giving people exactly what they want.
And homes tend to hold their value, says McElyea: "The value comes from the location, the amenities, and the fact that our residents want a safe buy."
It's hard to get a handle on the scope of the Ranch, as much of the land is still undeveloped. But most of the currently active communities are located between University Parkway (the old County Line Road that divides Manatee and Sarasota counties) and S.R. 70, to the north. The western boundary is I-75, and on the east it goes just beyond Lorraine Boulevard, with new development in the area called Country Club East.
The archetypal Lakewood Ranch home is a new 2,000-square-foot single-family house with three bedrooms and two baths, a swimming pool and a view of a nature preserve, golf course, or similar home. But there is actually much more variety than that. You can buy a perfectly nice town house-style condo in the Greenbrook subdivision for well under $100,000 (particularly if it's been foreclosed), and progress from there to paired villas, mid-rise condos, single-family homes as small as 1,000 square feet (which morph and progress, adding trim and extras and bedrooms and bonus rooms), all the way to bona fide mansions that come in at 6,000 square feet and cost more than $2 million. Each price point has its own community, so your immediate neighbors will most likely
be in the same financial bracket as you.
And who are these neighbors? Local lore pegs them as older couples from Michigan who like to play golf, but I came across a much wider variety: a widow from Argentina, an Indian family that owns a chain of convenience stores, a famous sports announcer and a Chabad Lubavitch (the ultra-Orthodox Jewish sect) rabbi with six children. But I also came across an awful lot of couples from Michigan.
Young families have a special affinity for Lakewood Ranch. Jocelyn Stevens and her husband, Jeff, moved in right at the beginning back in 1995, and are now in their second Lakewood Ranch house. "It's perfect for families," Stevens says. Her son, Andrew, grew up in the Ranch. "The daycare is terrific. And now that he's in middle school, he can walk to his friends' houses. He's even getting his bar mitzvah training here. And there's great pizza."
Lakewood Ranch kids do indeed have a good deal. The schools are excellent, there are activities galore, and the homes themselves appeal to children. They're cheerful, with many bedrooms. Andrew, an only child, has his own room and his own "mancave," just steps away from the caged pool.
Lakewood Ranch is designed for newcomers, but old-time Sarasotans have also moved here and flourished. Trevor Cramer, retired manager of the Sarasota Orchestra, is a resident (as is, coincidentally, the current CEO, Joe McKenna). Cramer moved here when his neighbors in north Sarasota began raising pigs.
"I didn't want to live in that kind of neighborhood," Cramer says. "Having pigs next door is never good for property values."
Bruce Rodgers, executive director of the Hermitage Artists' Retreat on Manasota Key, is another cultural leader who felt the call of the Ranch. He and Lisa Rubinstein, a marketing entrepreneur, moved there several years ago. The two probably attend three or four downtown Sarasota arts events a week during season, and Rodgers has a long commute to Manasota Key. So why did they buy in the Ranch? "Value," says Rubinstein. "Bruce and I are the perfect demographic for a downtown high-rise, but we get so much more here—three bedrooms, three baths, a beautiful view of the lake—for less than half the price of downtown."
But if there isn't really a Lakewood Ranch type, there certainly is a Lakewood Ranch house. It is repeated in endless variation through all price ranges and all builders. Some people complain that they all look alike, but in fact they all look different. The design board makes certain of that. The board approves every paint color—no identical hues side by side. Floor plans are flipped, pillars alternated with arches, the landscaping is always different, so none of them look exactly like another. But they all have a strong family resemblance.
The interiors also are similar, but here the Lakewood Ranch aesthetic reaches its height. These are terrific houses. The level of comfort is amazing. The ceilings are high—nine to 12 feet or more—and the kitchen and laundry rooms could not be more pleasant and efficient. The sun streams in from many artfully placed windows, and the layout is put together beautifully, obviously the product of years of experience in the art of using space. Every problem, every situation that could possibly occur in a house is addressed—how to get to the garage, how to glamorize with niches and perfectly placed diagonals. I often take visitors out to see the Lakewood Ranch model homes because those of us who live in ordinary houses are entranced. Never have we seen such luxury, such interior drama, such well-composed rooms. "My house has no hallways," Cramer points out. "Every inch is used for living space."
Their exterior architecture is less distinguished. The less expensive homes are quite close together and are seen from the street as a protruding garage door, with a path going around the side, presumably to the entrance. As the price goes up to $225,000 or so, a bay appears to balance the garage. At a half million, the house has stretched out, grown a motor court, and had much decoration, iron work, quoins, etc., applied. As you approach a million the style becomes more operatic, like a set from Carmen. At this price level unusual architectural styles are permitted—French chateau, Beaux Arts. But there is no contemporary or "modern" look. The predominant style is Mediterranean Revival, though lately a "Low Country cottage" look is gaining popularity. Craftsman details are also appearing.
Depending on the community, a list of covenants outlines what you can do and what you can't. The latter would include things like "no basketball hoops," "no overnight street parking," "no mildew on your roof." Even "For Sale" signs must be a certain kind, and they must be placed perpendicular to the street. If you're not in compliance you get a letter saying you have 14 days to make things right.
Residents have no problems with these rules; that's one of the reasons they're here. They want their investment protected. In some cases neighbors have been known to mow the lawn and trim the hedges of homes that have been foreclosed, until the management told them to stop—that was the responsibility of the bank who owned the eyesore.
Part of the theory behind Lakewood Ranch is protection of the nature preserves and wetlands—more than 50 percent of the land is unbuilt and will remain unbuilt. This means the homes are built close together. Even in the more expensive communities, the house on either side of you will be plainly visible out the side windows. To compensate, the living area is focused toward the rear of the home, where there is a caged pool or at least a lanai. This closeness to the neighbors is the one problem the builders haven't quite solved, although I'm sure they're working on it.
It is quite possible to live in Lakewood Ranch and never leave. "People in Sarasota say they never go east of I-75," says one resident. "Well, some of us never go west of it." There's everything you need for daily living, and the situation is only improving. True, the road has been a little rocky. Main Street has shifted its focus from retail to restaurants, and the San Marco Plaza, a Venetian-style shopping area, still has many empty stores. But there is a feeling that the recession is ending—at least in Lakewood Ranch—and that things will only get better.
Lakewood Ranch's location, once considered out in the boonies, has proved a major factor in its success. It lies right on the I-75 corridor, which is becoming a sort of Main Street of Southwest Florida. It's entirely feasible to commute to Tampa or St. Pete, or Brandon or Venice. And as through some force of gravity, retail activity has sprung up all around the Ranch, with a new luxury mall that may be anchored by Neiman Marcus and Nordstrom in the works. Another serendipitous happening is Lakewood Ranch's emergence as a sports center. It hosts softball championships that bring in thousands of overnight visitors, and the new rowing facility at Benderson Park, about a mile away, is one of the best in the nation.
It's the first Friday of the month, and in Lakewood Ranch that means only one thing—it's time for Music on Main.
The crowd starts to gather just before dusk. Main Street has been closed to traffic—it's only a block or two long—and booths have been set up, some from local businesses, some from nonprofit groups. There are food vendors, and the Main Street restaurants—MacAllister's, Paris Bistrot, Saijo Sushi and others—are already packed.
The people flocking in, many with lawn chairs, are mostly Lakewood Ranchers, though everyone is welcome. There are children of all ages, teens in giggling groups, buff 20-somethings on dates, families with strollers and toddlers, retired couples in neighborly groups. There are so many dogs underfoot that a woman who wandered in unaware asks if this is a dog show.
It's a well-dressed, cosmopolitan crowd. Some British accents are heard, although the speech patterns of the Midwest and the Florida twang prevail. Girls are working the crowd, selling glasses of wine from a tray. I look at their T-shirts to see which cause this is benefiting. It's a Catholic school. Perhaps the most Lakewood Ranch touch is the booth recruiting kids for Youth Cricket. Another surprise. Just when you think you have the place all figured out, you find out it's a cricket center, too.
The band begins to play soft rock. There's a place to dance down front, and soon a line dance develops spontaneously. The Catholic school continues to sell its wine, fathers put kids on their shoulders, two dogs get into a fight. The food stand in front of the Viking Culinary Center smells awfully good. Out in the parking lot cars are circling, looking for an empty space. There aren't any. For tonight, anyway, Lakewood Ranch is definitely the place to be.
Where Ranchers Rendezvous
The Trattoria on Main Street. This hip meeting place has OK Italian food and the best bar on the ranch. It attracts a great-looking and often youngish crowd. 8131 Lakewood Main Street, (941) 907-1518.
The Lucky Pelican. A big favorite. It's informal, with indoor and outdoor dining, and some swear it's the best seafood restaurant in Sarasota. Order the "fresh fish simply grilled." 6239 Lake Osprey Drive, (941) 907-0589.
The Broken Egg. Lakewood Ranch's growing business community does power breakfast and lunch here. Also a favorite of celeb sports announcer and LWR resident Dick Vitale. 6115 Exchange Way, (941) 388-6898.
Lakewood Ranch Cinemas. An offshoot of downtown's long-running Burns Court Cinema, this six-screen theater plays both independent art films and mainstream movies. 10715 Rodeo Drive, (941) 955-3456.
The Polo Grill. This big, rambling restaurant, owned by Tommy and Jaymie of the Klauber restaurateur family, is the center of LWR social life, hosting everything from charity events to private parties. 10670 Boardwalk Loop, (941) 782-0899.
Buy the LWR Life
Climbing the property ladder.
$173,570>This two-bedroom plus den is a typical Lakewood Ranch "starter." It comes in at 1,323 square feet and features Corian counters and double sinks in the master bath. Located in the brand-new gated community of Central Park. 5031 Newport News Circle. Listed by Neal Communities.
$236,486>A little larger at 1,870 square feet, this home, also in Central Park, has a more impressive façade, granite countertops and stainless steel appliances. Three bedrooms—or two, plus den. 4808 Claremont Park. Listed by Neal Communities.
$319,000>Though a little smaller than the model above, this maintenance-free home has a beautiful golf course view, high ceilings, columns, niches and built-ins galore. Being sold turnkey furnished. 7807 Heritage Classic Court. Listed by Michael Saunders & Company.
$349,000>All the bells and whistles start to kick in at this price point—Brazilian hardwood floors, a granite island in the kitchen, elaborate master bath, even a fountain in front. Located in the Country Club. 7192 Whitemarsh Circle. Listed by Re/Max.
$485,000>A third garage appears, along with lots of extra space—3,204 square feet, four bedrooms, 3 1/2 baths. Granite in the kitchen, enormous his and her closets, lakefront lot, swimming pool, upstairs bonus room. Located in Greenbrook Preserve. 15024 Bowfin Terrace. Listed by Atchley International Realty.
$750,000>Twelve-foot ceilings, fireplace, pool overlooking a lake. At almost 4,000 square feet, it has five/six bedrooms and tons of kitchen upgrades. Built in 2000. Located in the Country Club. 7925 Royal Queensland Way. Listed by Keller Williams Realty.
$1,241,065>About as good as it gets. At 4,207 square feet it's not the largest, but it's packed with custom extras and has a formal, elegant feeling. Leaded glass and spectacular chandeliers, lush landscaping. There's even a generator. In the Country Club. 13309 Palmers Creek Terrace. Listed by Keller Williams Realty.
Novelist and essayist Robert Plunket is a senior editor for Sarasota Magazine. He wrote "Snowbird Confidential" in December and "They Wouldn't Live Anywhere Else," about Sarasota's Ringling Museum neighborhood, in October. His "Real Estate Junkie" blog appears weekly at sarasotamagazine.com.


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Neurocrine Biosciences, Inc. (NBIX)
Industry: Biotechnology: Biological Products (No Diagnostic Substances)
Social Media Analysis
Notable NBIX Social Media Posts
Popular Neurocrine Biosciences, Inc. Topics & Highlights
Related Companies
9 Meters Biopharma Inc. (NMTR)
Acorda Therapeutics, Inc. (ACOR)
Adaptimmune Therapeutics plc (ADAP)
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AIkido Pharma Incorporated (AIKI)
Allena Pharmaceuticals, Inc. (ALNA)
Allogene Therapeutics, Inc. (ALLO)
Applied Genetic Technologies Corporation (AGTC)
Applied Therapeutics Inc. (APLT)
Aptose Biosciences, Inc. (APTO)
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Autolus Therapeutics plc (AUTL)
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Brainstorm Cell Therapeutics Inc. (BCLI)
CASI Pharmaceuticals, Inc. (CASI)
Cidara Therapeutics, Inc. (CDTX)
Coherus BioSciences, Inc. (CHRS)
Denali Therapeutics Inc. (DNLI)
Dyadic International Inc. (DYAI)
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Frequency Therapeutics Inc. (FREQ)
Genetic Technologies Ltd (GENE)
Ginkgo Bioworks Holdings Inc (DNA)
Gritstone Oncology, Inc. (GRTS)
Halozyme Therapeutics, Inc. (HALO)
Harpoon Therapeutics Inc. (HARP)
Idera Pharmaceuticals, Inc. (IDRA)
Iovance Biotherapeutics, Inc. (IOVA)
Jounce Therapeutics, Inc. (JNCE)
La Jolla Pharmaceutical Company (LJPC)
Liminal BioSciences Inc. (LMNL)
Liquidia Technologies, Inc. (LQDA)
Lixte Biotechnology Holdings Inc (LIXT)
LogicBio Therapeutics, Inc. (LOGC)
Momenta Pharmaceuticals, Inc. (MNTA)
NeuroBo Pharmaceuticals Inc. (NRBO)
Orchard Therapeutics plc (ORTX)
Organovo Holdings, Inc. (ONVO)
Outlook Therapeutics, Inc. (OTLK)
Pliant Therapeutics Inc. (PLRX)
Pluristem Therapeutics, Inc. (PSTI)
Precision BioSciences Inc. (DTIL)
Protalix BioTherapeutics, Inc. (PLX)
Rubius Therapeutics, Inc. (RUBY)
Sangamo Therapeutics, Inc. (SGMO)
Scholar Rock Holding Corporation (SRRK)
Seelos Therapeutics Inc. (SEEL)
Sonnet BioTherapeutics Holdings Inc. (SONN)
TRACON Pharmaceuticals, Inc. (TCON)
Twist Bioscience Corporation (TWST)
Voyager Therapeutics, Inc. (VYGR)
Windtree Therapeutics Inc. (WINT)
X4 Pharmaceuticals Inc. (XFOR)
Xtant Medical Holdings, Inc. (XTNT)
We believe social network activity can help inform investors of the positive and negative opinions people hold of a company. Social media posts are made both before and after market price changes. We can make no claim of causation or future correlation between market prices and social media sentiment. We make no evaluation or predictions of stock value. We do not endorse any posts on social media which are reposted here.
This page is being provided for informational purposes only, and on the condition that it will not form a primary basis for any investment decision. Investors should make their own determination of whether or not to buy or sell a stock based on their specific investment goals, with proper due diligence, and in consultation with their financial advisor. See financial disclosures on our About the Developer page.
We've trained our artificial intelligence systems from past social media posts. While tests show our predictions are usually accurate to our models, a human may come to a different conclusion for some posts.


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Google just announced Google I/O 2013 would kick off in 162 days from May 15 to May 17 at the Moscone Center West in San Francisco. Google is not accepting registrations yet, but it will announce more details in February.
It might only be December, but Google I/O 2013 is set and is just 162 days away! We'll be returning to Moscone Center West in San Francisco on May 15-17, 2013, and sharing the experience beyond via Google Developers Live and I/O Extended viewing parties. We'll announce registration details in February 2013.
FTC: We use income earning auto affiliate links. More.


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Get Stronger Challenge
By now you're doing cardio at least 30 minutes, three times a week—the 12HH goal from February. Now, add strength training to your fitness regimen at least two times per week.
The benefits of strength training go beyond strength: Lean muscle burns calories more efficiently than fat, even when your body is at rest. But it's hard to overstate how important strength training can be for reducing the risk, the symptoms, and the progression of chronic conditions such as arthritis and osteoporosis.
Even though you probably know how good strength training can be, you still may not be doing it enough, if at all—because of your super-busy schedule, or because you have little clue how to get started. It's intimidating to do muscle work: You walk into the gym and stare, intimidated, at the profusion of metal and machines—and decide to just do more cardio.
Don't be intimidated, says Myatt Murphy, CSCS, author of The Body You Want in the Time You Have. Here, he offers tips and advice to help you get started with strength training and keep you motivated to keep it up. Visit our Strength Training Guide for more advice, tips, and workout routines.
What you need to know: Strength training is defined as the use of resistance to build muscle size and strength. Strength-training plans vary by age and fitness level. Do not increase your exercise level without consulting a doctor first.


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The UNC Policy Manual
Adopted 03/14/97
Amended 09/10/04
Amended 09/07/07
I. Purpose. The University of North Carolina Phased Retirement Program (the "Program") is designed to provide an opportunity for eligible full-time tenured faculty members ("Eligible Faculty Members") to make an orderly transition to retirement through half-time (or equivalent) service.[1] The goals of the Program are to promote renewal of the professoriate in order to ensure institutional vitality and to provide additional flexibility and support for individual faculty members who are nearing retirement. The Program is entirely voluntary and is available when agreed to and entered into by mutual written agreement between an Eligible Faculty Member and his or her employing institution. The Program is also subject to the employing institution having in place supplemental procedures and participation standards ("guidelines"). Enrolling Eligible Faculty Members may elect to begin receiving the benefits they have accrued under either the N. C. Teachers' and State Employees' Retirement System ("TSERS") or the UNC Optional Retirement Program (the "ORP"), but they are not required to do so. However, so long as an Eligible Faculty Member does not receive a monthly retirement benefit, he or she will not receive University/State paid State Health Plan benefits.[2]
II. Eligibility and Approval
A. The Program is available only to full-time tenured faculty members. Non-tenured and tenure-track faculty are not eligible for the Program.
B. Participating faculty who are members in TSERS must be at least age 62 upon entering the Phased Retirement Program, have at least five years of full-time service at his or her current institution, and be eligible to receive a retirement benefit under TSERS. Participating faculty who are participants in the ORP must be at least age 59½ upon entering the Phased Retirement Program, have at least five years of full-time service at his or her current institution, and be eligible to receive a retirement benefit under ORP.[3]
C. Faculty members are individually responsible for providing to their employing institution age and service data needed to determined their Program eligibility. Faculty who occupy full-time administrative or staff positions are not eligible for the Program until they vacate the administrative or staff position. Thus, services rendered while in phased retirement will be only those teaching, research, and administrative duties under faculty appointment.
D. Eligible Faculty Members do not have an absolute right to participate in the Program. Departments, schools, or institutions may limit participation in the Program based on three conditions. One condition is a finding that financial exigencies prohibit enrollment in the Program by the Eligible Faculty Member. The second condition is that further enrollment in the Program will substantially weaken academic quality or disrupt program sequence within the department, school or institution. Further, a department or school or an institution may each establish a cap or limit on the number of Eligible Faculty Members who may enter the Program.
E. An application to enter the Program must be made at least six (6) months but not more than eleven (11) months before the effective date of an Eligible Faculty Member's requested participation in the Phased Retirement Program, to begin at the start of the next academic year.
F. An application to enter the Program must be submitted to the Eligible Faculty Member's Department or Division Head. An application is subject to final approval by the institution's Chief Academic Officer following evaluation of the conditions outlined in Section II.D. above and the development of a mutual "work plan" with the Eligible Faculty Member.
G. If an Eligible Faculty Member and the employing institution tentatively agree to the faculty member's participation and a mutual "work plan," the decision to enter or not enter the Program then rests with the Eligible Faculty Member.
H. Once made, a decision to enter the Program is binding.
I. The Program has been made a continuing benefit of the University, subject to reservation by the University Board of Governors of the right to modify, suspend, or discontinue the Program. Eligible Faculty Members may timely seek to enter the Program for the number of years uniformly specified by the employing institution for all of its participating faculty.
III. Terms and Conditions
A. Phased retirement under the Program is subject to the following terms and conditions:
1. Upon entering the Program, Eligible Faculty Members give up tenure. They terminate full-time employment and contract for a period of half-time (or equivalent) service to their institution. Half-time responsibilities may vary by institution and among departments in the same institution. Half-time service may consist of full-time work for one-half of a year (e.g., full-time work for one semester of an academic year) or half-time work for a year (e.g., half-time work in each of the two semesters of an academic year). Under either pattern the Program enrollment period begins with the fall semester. Teaching, research, and service assignments during the period of phased retirement are individually negotiated by the Eligible Faculty Member and the appropriate supervisors and/or personnel committee(s). The details of the half-time service ("work plan") must be set forth in a UNC Phased Retirement Application and Reemployment Agreement (the "Agreement").
2. In conjunction with the Agreement executed under the Program an Eligible Faculty Member must execute a waiver of rights and claims under the Age Discrimination in Employment Act (the "ADEA") and other laws (the "Release"). The Release must fully comply with the requirements for knowing and voluntary waivers as provided in the ADEA and other applicable law. After the Agreement is drafted and signed by the administrators, it must be delivered to the Eligible Faculty Member and the Eligible Faculty Member has no fewer than forty-five (45) calendar days within which to consider the Release. Eligible Faculty Members are encouraged to consult an attorney prior to executing the Release. The Release does not become effective and enforceable until after a period of seven (7) calendar days following its execution by the Eligible Faculty Member, and during such period the Eligible Faculty Member may unilaterally revoke the Release. If the Eligible Faculty Member elects to revoke the Release within the seven-day period, the Eligible Faculty Member will continue in his or her same full-time employment status as the faculty member held immediately prior to the execution of the Release, and the Agreement becomes null and void. Revocations must be in a writing personally signed by the faculty member and received by the official to whom the prior application to participate in the Program had been submitted.
3. Participating Faculty Members initially receive a salary equal to fifty percent (50%) of the full-time salary they received immediately prior to phased retirement (e.g., based on the Faculty Member's prior nine- or twelve-month contractual terms, as applicable). In addition, compensation paid during phased retirement is paid over twelve (12) months irrespective of the pattern of duties under the Faculty Member's work plan. Subject to any limitations imposed under the State Retirement System and the legislative appropriations process, Participating Faculty Members are eligible for salary increases and merit pay in subsequent years of Program participation based on annual evaluations.
4. Participating Faculty Members will remain subject to The Code and Policies of The University of North Carolina and their respective campus. In addition, without expressly or constructively terminating any Agreement, an employing institution may place a Participating Faculty Member on temporary leave with pay and/or reassign a Participating Faculty Member's duties during or as a result of any investigation or disciplinary action involving the Participating Faculty Member. Such authority shall be invoked only in exceptional circumstances when the Participating Faculty Member's Department or Division Head determines that such action is in the best interests of the employing institution.
5. Phased retirement under the Program may be for a period of at least one but not greater than five years. Each institution will set the length of phased retirement for its faculty. All Eligible Faculty Members at each institution will have the same participation period of phased retirement.
B. The employing institution shall develop a list of employee benefit plans or programs in which Eligible Faculty Members may participate during the phased retirement period. In addition, Eligible Faculty Members who elect into the Program will retain their professorial rank and the full range of responsibilities, rights, and other general benefits associated with such rank, except for tenured status or as otherwise modified pursuant to an Eligible Faculty Member's agreed to "work plan." (The employing institution, however, will keep records of participation so as to note those faculty who are in phased retirement) which Eligible Faculty Members may participate during the phased retirement period.
IV. General Provisions
A. Nothing in the Program precludes a participating Faculty Member from terminating his or her phased retirement at any time if the employing institution provides its consent.
B. Eligible Faculty Members participating in the Program do not enjoy the benefits of tenure. They may not serve on committees that require members be tenured. Otherwise, participants have the same academic freedoms and responsibilities as other faculty members and have access to all grievance and appeal procedures available to non-tenured members of the faculty who are not participating in the Program.
C. Participating Faculty Members are expected to maintain high levels of professional commitment to their institution.
V. Phased Retirement Program Documents
Current General Administration documents related to the Phased Retirement Program, including the Phased Retirement Program Application and Employment Agreement and the Phased Retirement Program General Release, are available from the UNC General Administration, Division of Academic Affairs, Legal Affairs, or Human Resources. The documents are also available on the UNC General Administration Division of Human Resources web site:
[1]Pursuant to NCGS §116-11(13), and notwithstanding The Code or any other Board of Governors policy, the Board of Governors delegates certain authorities to the President of the University. See Policy 200.6, Delegation Authority to the President of the University, adopted 11/13/06.
[2]If a faculty member does not elect to receive a monthly retirement benefit from TSERS or ORP, upon entering phased retirement he/she may continue participation in the State Health Plan as a permanent halftime employee on a fully contributory basis. In that case, the faculty member would not be eligible to receive the University's contribution.
[3]To comply with federal law, the increase in minimum age for participation from 50 to 62 for TSERS members and 59 ½ for ORP participants becomes effective for faculty who first enter phased retirement beginning in the 2008-09 academic year.


text:
The State of the African-American Consumer Report is the first of annual installments in a three-year alliance between Nielsen and the National Newspaper Publishers Association, showcases the buying and media habits and consumer trends of black Americans.
The full report can be accessed at http://www.nielsen.com/us/en/ insights/reports-downloads/2011/state-of-the-african- american-consumer.html
For more information on the African American Chamber of Commerce log onto: http://www.aaccv.org/
Buying Power is not used as a measurement of wealth. It is defined as the total personal income an individual has available after taxes for spending on virtually everything that they buy.
Source: Selig Center for Economic Growth.
Cell Phones - Asian and Latinos also spend a good portion of their money on telecommunications, but black households still have the edge.
Fashion - Blacks spent more on women and girls fashions than non-black consumers combined, and almost twice as much on footwear. Expenditure on men's gear was about the same compared to non-blacks combined.
Pensions and Social Security - Blacks spent 10 percent of their after-tax income on pension contributions in 2007.
Transportation - Black Americans lavish 17 percent on automobile purchases and upkeep.
Source: "Black Buying Power: Showing You the Money" by Donna Johnson and Boyd Klingler
Birdie Ross-Haith grew up patronizing black-owned businesses.
A native Victorian, Ross-Haith said her parents emphasized to her and her siblings the importance of supporting the black community by purchasing products and services from people who looked like them.
As an adult with a business of her own, however, Ross-Haith said that mind-set has seemingly fallen by the wayside.
"That's what's wrong with the black culture now. They don't try to help each other," said Ross-Haith, co-owner of B&B Handbags. "(Black shoppers) would come and look but never buy."
Ross-Haith's statements come on the heels of recently released data that reports black buying power has increased from $957.3 billion in 2010 to an expected $1.1 trillion by 2015. Although this data from the State of the African-American Consumer Report reflects a positive growth in blacks' disposable income, the growing failure of blacks to do significant business with other blacks casts a dark shadow over the news.
Money circulates zero to one time within the black community, compared to the more than six times it circulates in the Latino community, nine times in the Asian community and unlimited amount of times within the white community, according to the University of Georgia's Selig Center for Economic Growth.
Between 2002 and 2007, the number of black-owned nonfarm U.S. businesses increased by 60.5 percent to 1.9 million, making these businesses one of the fastest growing segments of the economy, according to U.S. Census data.
This is more than three times the national business ownership rate of 18 percent.
Additionally, these black-owned firms employed 921,032 people, 0.8 percent of total employment, and generated $137.5 billion in receipts, 0.5 percent of all receipts, according to U.S. Census data.
The growth of black-owned businesses in the Crossroads has not fared as well, though, said Matthew Gaskin, president of Victoria's African American Chamber of Commerce.
Gaskin estimated the chamber is made up of at least 30 businesses, a figure that has remained stagnant the last couple of years.
He estimated the chamber's membership peaked about 2009 with 50 businesses.
A combination of business failure, owners moving from the area and owners deciding to leave the business have all attributed to the drop in membership.
A community's health directly correlates to how many times money circulates or recycles within that community, Jim Wyatt told listeners during a recent African-American chamber membership drive.
"Much like the blood in your body, the more it circulates the healthier your body. The less it circulates the more problems your body will have," said Wyatt, chairman of the Texas Association of American Chambers of Commerce and former Victoria city councilman. "African-American businesses and consumers have a catch-22 so-to-speak."
Blacks make more shopping trips than all other groups, but spend less money per trip, according to The State of the African-American Consumer Report.
While blacks in higher income brackets spend 300 percent more in retail grocers than any other high income household, a much higher proportion of black consumers shop at convenience-oriented formats, such as drug, dollar and convenience/gas stores, according to the data.
Additionally, a greater percentage of blacks spend more for consumer products than other ethnic groups. They lead in the purchase of entertainment, electronic equipment and a host of other consumer products including hair care, on which they spend a reported $7.8 billion annually.
Most of these purchases are made from retailers outside of the black community.
"This $1.2 trillion that is coming into our community is gong right back out. Very little of it is staying," said La Mancha Sims, co-founder of Triton Business Solutions, a small business development consulting firm headquartered in Atlanta, Ga. "If it flows in one pocket and not the other, we're going to be in the same position in 2020 or 2030."
Seth Forman, professor of public policy at Stony Brook University and author of the book "American Obsession: Race and Conflict in the Age of Obama" encourages more blacks to go into business for themselves to help further circulate the black dollar within their community.
"Because blacks were systematically prevented from owning property and commercial enterprises for several centuries, blacks are more likely than whites to prefer an activist government, and are more likely to look skeptically upon free-market competition, entrepreneurship and individualism," said Forman.
Sims said the circulation of money within the black community can also increase by mandating that businesses located within communities with a large black population give back to the community instead of taking all their proceeds elsewhere.
"They understand that," said Sims, 42. "We don't demand they do it."
With a buying power of nearly $1 trillion annually, if blacks were a geographical-fiscal entity, they'd be the 16th largest country in the world.
The latest hike in black buying power is not the first significant growth this community has seen.
Blacks' buying power rose 166 percent in 17 years, from $318 billion in 1990 to $845 billion in 2007, according to the University of Georgia's Selig Center for Economic Growth.
Black-expected buying power exceeds that of Asians, $775.1 billion, but falls below that of Hispanics, $1.3 trillion, and whites, $11.8 trillion.
The gains in black buying power reflect more than just population growth and consumer inflation, according to the Selig Center report.
The number of African-American households earning $75,000 or more grew by almost 64 percent, a rate close to 12 percent greater than the change in the overall population's earning between 2000 and 2009.
This continued growth in affluence, social influence and household income all contribute to the black community's growing economic power, according to the Selig Center report.
"It's that mind-set that their sugar is a little sweeter than ours," said Sims, who spoke about the reluctance of some blacks to do business with other blacks.
Negative stigmas about black businesses being too pricey or offering service that is inferior and sub-par to non-blacks has permeated the black business community.
Valerie Reed, a 44-year-old sociologist and president and chief formulator of Valana Minerals, said the mind-set carries over from the days of segregation and slavery.
"In American culture, Caucasian-European culture is still seen as the ideal in so many ways," said Reed. "Social status level allows us to interact with the dominant group."
Reed said when a black business owner does something considered wrong, the thought is it happened because they are black, but that sort of reasoning is not done with other groups.
For the past eight years, Ross-Haith said she and her partner have sold their products at both private and trade shows.
Many times, black customers would stop by their booth and purchase nothing before proceeding on to a booth owned by a non-black proprietor and purchasing the exact same product sometimes at a higher price.
"We don't let it bother us," she said. "I've noticed we're just not as close as I feel we can be."
Out of their estimated 70 customers a month, she said only six or seven are black.
Wyatt said he implores blacks to give businesses within their community a fair chance.
"You go to Chili's and have bad service, but you go back. You go to Mumphord's and get bad service, and you never go back," Wyatt said. "We have to learn how to do business with each other and spend money with each other."
"We are consuming all of our income," said Wyatt. "We need to be able to generate wealth to pass down to the next generation."
Wyatt said this starts with blacks starting to invest in the community.
"I'm not saying if you make a $100 to put it all back into the black community, but let's start with $10 and see what kind of difference that makes," he said.
More investments in non-disposable goods, life insurance and other items that build equity, said Sims.
A stronger financial education among the community is also necessary, experts said.
"They categorize a lot of African-American students as being uninterested or incapable of working not to produce entrepreneurship," Forman said about universities and colleges that push black students toward degrees in black studies and social sciences. "Under the guise of diversity, they ill-equip many minority students."
Experts remain optimistic about the future financial health of the black community.
"Buying power is a great thing if you know how to use it and leverage it," said Sims.
"Now is the best time for us to impact our net worth as African-Americans."


text:
by Todd Walker
"Not being able to govern events, I govern myself." – Michel de Montaigne
We're advised to store what we eat and eat what we store by survival gurus. My problem with following this sage advice is that I no longer eat a Standard American Diet (SAD). Most of what is sold by long-term food storage companies goes against the grain (pun intended) with my eating habits and primal/paleo lifestyle. GMO wheat produced from the Industrialized Food Complex is the number one offender to my system. Sugar is my number two nasty. That just sounded awful.
I'll try to avoid turning this into an infomercial for Primal/Paleo living. I follow the 80/20 rule promoted by Mark Sisson in his Primal Blueprint. I do have cheat days where I eat a pizza and draft beer with DRG and friends – without guilt. My primal lifestyle isn't a diet. It's a lifestyle of taking my health into my own hands – making the connection between what I eat and how I live to how I function. If our hunter-gatherer ancestors survived and thrived without SAD meals, we can too. A little reprogramming is required.
In any emergency situation, being in optimal health gives you a fighting chance to survive. In my Individual Preparedness Plan (IPP), my paradigm favors quality food over quantity. The more nutrients food contains, the less you have to eat. If you're hungry 30 minutes after eating items from your cupboard, the cause may be that your conventional long-term food storage follows the USDA food pyramid. More and more people are waking up to this recommended eating disaster labeled "healthy" by our benevolent government. I personally eat the exact opposite of what the government tells me is good for my plate.
With that out of the way, what do I add to my food storage pantry?
I aim for a six months supply of food that's fresh and high in nutritional value. Only 6 months? Yes. This reduces my need for storage space by eliminating all those buckets of GMO wheat, #10 cans of plastic cheese, Crisco that is one molecule away from said plastic, and sugar-filled drink mixes. I must admit, I bought a can of Crisco last week. Not for cooking, but to make an emergency candle. For cooking, I use tallow I render myself, coconut oil, butter and ghee, bacon grease, or lard. We'll cover fats in a moment.
It's difficult finding foods that store well, are nutrient-dense, and primal/paleo approved. James, over at Survival Punk, posted a Top Ten List of paleo foods he stores. I plan on expanding his list with a few of my own. Remember, we're individuals. This is my IPP. YMMV (Your Mileage May Vary). Even if you eat a SAD diet, try supplementing your larder with these items. It can't hurt.
Chia – not the pottery pet
I first heard of this tiny seed when I read the story of Tarahumara Indian ultra-marathon runners in "Born To Run" by Christopher McDougall. The ancient Aztecs called this seed "running food" due to increased endurance on long runs from a handful of chia. Spanish explores wrote that this ancient civilization valued this food more than gold.
I use chia seeds primarily on salads. They are a great pick-me-up so I keep some in my stand-up desk drawer at school as well. The uses are many and very beneficial. I don't eat them by the handful. But they do offer a boast of omega-3's in my eating plan. Even if you're not a marathon runner, here are some reasons I stock this "running food."
- They pack the highest concentration of essential fatty acids – four times the concentration of other grains. Natural News
- Chia is also touted as having the highest omega-3 content of any plant-based source, containing 64 percent alpha linolenic acid (ALA). Natural News
- Hydration: Chia consumption contributes to maintaining balanced hydration and electrolyte levels within the body, steadying water intake, assimilation, and absorption.
Superior in protein quality to wheat, corn, rice, oats, barley, amaranth and soy, chia also offers a disease-fighting arsenal of antioxidants, including chlorogenic acid, caffeic acid, myricetin, quercetinand flavonols. Red Orbit
Now this item is right in my wheelhouse. For any sugar-burners still brainwashed into believing saturated fats are the cause of heart disease and obesity, put down your computer/tablet/fancy phone and walk away – NOW! What is about to follow will only enrage you and make you grab a can of high fructose corn syrup to ease your pain. I don't want to contribute to your suffering.
The unavoidable truth is that we humans prefer (physiologically) fat over carbs to fuel our bodies. Our genes came from fat burners. The obesity epidemic we face today comes from all the glucose released from the high carb wheat and sugar of the SAD. Eating good quality fat will hit the reset button on your genes. So what do I store to make my larder fat?
- Pemmican. Here's my recipe. Prepared and stored correctly, it'll last for years. My recipe included dried blueberries. For a better recipe, click this link. Again, this is for educational purposes only. Do your research and eat at your own risk.
- Coconut Oil. Excellent shelf life of several years. I eat it, cook with it, and "beautify" with it. Here are 160 more uses for this amazing fat. I use it on my skin after shaving my head and face. I'm using less in Novembeard.
- Olive Oil
- Ghee. Choose products that are made from quality butter. Making your own is cheaper. Butter contains 16% water and milk fat solids that cause it to spoil if not refrigerated. Ghee is almost pure fat and will last a couple of years in a dark, cool pantry.
Fermented Foods
Fermented foods have sustained humans for thousands of years. When it comes to our gut flora, exposure to bacteria is a good thing. Fermented foods offer the sterile gut a healthy dose of probiotics to help balance our intestinal flora. In a prolonged emergency or TEOTWAWKI event, the skill of fermentation will become very useful – even life saving.
- Sauerkraut. Easy to make at home and full of probiotics. All you need is cabbage, salt, and storage containers. Here's how I make homemade sauerkraut.
- Yogurt and Kefir. No, it doesn't store well. So, find a local source for raw milk before TSHTF. With this milk, you can make your own kefir and yogurt. I buy raw milk for my "pets" at my local farmers market from time to time. Milk from a cow, goat, or sheep can be used. If you can't get by the milk police, the "safe" homogenized variety will work. Coconut milk is another alternative. Acquire a kefir culture and you're in business.
- Kombucha. From Mark's Daily Apple: "Kombucha is a fermented beverage (fermented tea, to be exact), which means it can introduce beneficial bacteria into your body." Action Note: On my list to make.
To store these long-term (6 months for me), freezing is the best option. Electricity is needed. I'm studying other options of storing meats long-term (salt cured, smoked, etc.). As I mentioned earlier about finding local sources for milk, the same is true for meat and protein (eggs). I've got a local source for Water Buffalo 3 miles from my house. He told me he doesn't raise animals, he raises grass. He's a grass farmer. His grass-fed protein-on-hoof is just the by-product of his pastures.
- Eggs. I realize that finding true cage free eggs that are unwashed may be impossible for most. They're worth the search for storage purposes. A local farm or neighbor's backyard chicken tractor may be your best option. Be sure the protective, natural coating hasn't been removed by washing. These eggs will store for several months in a cool space. Just wash them before eating.
- Protein in a can. I stock sardines and other fish since they have a long shelf life.
- Jerky. Make your own here.
Canned Goods
We can't always have fresh veggies at our house. That's when we dip into the canned stuff.
- Vegetables. Tomatoes, tomato paste, beets, and other pallet pleasing veggies
- Pumpkin
- Coconut milk
- Maple syrup
- Bacon. Yep, it comes in a can. For DIY'ers, try this procedure.
- Garlic
- Olives
Other Stuff
- Spices that we actually use
- Seeds for nutrient rich sprouts. This is a great use of the wheat you've got stored.
- Sea weed. Long storage life for minerals we need for health.
- Raw, Local Honey. Lasts forever and has so many uses.
- Salt. I like sea salt for our table and cooking. I buy other salt for different purposes and possible barter items in a collapse situation. Remember any wars being fought over this mineral?
- Raw Apple Cider Vinegar. It's great for what ales you. I drink a mix of this, raw honey, and water a few times a week.
- Vodka. It makes a great martini and can be used for tinctures.
- Containers. Don't forget these. Store a wide variety of mason jars, freezer bags/container, wax paper, etc.
- Vitamins/Supplements
- Dried Fruit
- Teas. I sweeten mine with raw honey.
There is no finish line in preparedness. Our best preps should focus on a sustainable, healthy lifestyle. Ditch the latest snake oil diet and try living a lifestyle that reflects our true, primal nature. Optimal health, functional fitness, knowledge, skills, and a Individual Preparedness Plan will go a long way in keeping us alive.
That's the target, right?
I really appreciate you stopping by. Please share this with anyone who might find this article helpful. If you have any questions or comments, I'd like to hear from you.
The next installment in the IPP series will cover what might be the most important, yet most neglected prep ever.
Keep Doing the Stuff of Self-Reliance,
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