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I know that most people suck at logic, statistics, and a bunch of other things without which they are easy marks for bad arguments and misleading numbers. It would be nice, however, if major media outlets and publications had at least a basic grasp of how to interpret data like non-morons.
In "Ladies Last", National Geographic presents a map of the gender gap in life expectancy in the United States. Interesting and interactive map. Well done. And here's the analysis:
How long do you have? It depends on gender and geography. In the U.S., women live longer—81 years on average, 76 for men—but a recent study by the Institute for Health Metrics and Evaluation reveals a troubling trend. Though men's life spans have increased by 4.6 years since 1989, women have gained only 2.7 years, perhaps because a larger percentage of women have lacked adequate treatment for high blood pressure and cholesterol. "This is a wake-up call," says study co-author Ali Mokdad.
Wait, what? That's the dumbest thing I've ever seen, and I've seen Rick Perry.
To recap, female life expectancy has increased to 81 while men lag behind at 76, but we should be alarmed that women only gained 2.7 years to 4.6 for men since 1989. So the only thing that has decreased is the female advantage in life expectancy. While they used to outlive men by eight years, now it's only five. Absolute life expectancy for both genders has grown.
Using the magic of inductive reasoning, there appear to be some fairly obvious explanations.
1. In 1989, most of the WWII age cohort was alive and made up a substantial portion of the total population. Now many of them have died and subsequent generations – ones in which 500,000 men did not die young due to war – have outnumbered them. In 1940, women outlived men by 1 year. By 1989 that had grown to nearly 8 years. HMMM.
2. There has been a staggering decline since 1989 in highly dangerous, male-dominated, and historically common types of work. Coal mining and logging come to mind immediately, given how the gap has shrunken precipitously in the Pacific Northwest and Appalachia on the interactive map. Not only are those industries in decline, but productivity and mechanization allow fewer people to do more work.
3. There are mountains of evidence that American men are far more reluctant to get medical attention than women, making them easy victims for otherwise preventable or treatable problems.
4. Men are far more likely to die from "unnatural" causes like violence, road accidents, and suicide than women.
5. Math. Life expectancy is roughly bounded at the high end. In other words, it can't just increase infinitely and the marginal cost of increasing it once we reach the 80s is quite high. Imagine that I run the 100m in 15 seconds but you run it in 10. If we both work our asses off for a year, I'll probably improve to 12.5 seconds, while you'll be lucky to trim down to 9.9 seconds. By starting out closer to the theoretical upper limit of how fast a human can run, of course you're going to show less of a "gain" compared to someone who is lagging far behind.
But faced with all of these really, really obvious potential explanations and data that shows women still outlive men by a sizable margin, the writer (and the author of the damn study) conclude that the best explanation is women getting too few prescriptions for Lipitor.


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Marid Kingdom Back Cover
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Project Description
Wimbledon Home
We were invited to this large, beautiful London home in Wimbledon to complete a full furniture design to update the look throughout each room.
Meeting the Client's Brief
Our clients wanted their home to have a designer look while ensuring the project remained cost-effective and with a durable design for a growing family. This meant combining a high end look with comfortable and practical spaces for all the family to spend time in. We considered aspects such as the curtains and furniture, as well as the upholstery of existing pieces. The colour schemes chosen would blend both softer hues such as beiges and silvers with striking black tones and vibrant reds and purples.
Interior Design
As you can see from the images, we've transformed this home with bespoke carpentry, stunning window dressings and new sofas for a luxurious feel without compromising on comfort or functionality. There's plenty of seating throughout the house, including in the bedrooms, home cinema, dining room and lounge.
Each space has been designed with the whole family in mind, including a large entertainment space with plenty of seating, bright and spacious bedrooms and bold statement pieces that incorporate the homeowner's personal tastes. The new dining area includes a large round table to seat at least 12 while ensuring the gorgeous views of their outdoor spaces can be fully appreciated.
Start Your Own Project
If you would like to renovate your family home, the interior designers at Thomas Coombes would love to hear more about your ideas. Our team works closely with you to meet your requirements and produce high quality outcomes that will more than satisfy your brief. Start your own interior design project now by calling +44 (0) 1372 464 736 or contact us to find out more.


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I am proud as a Kenyan. Why? Kenya is a third world country that happens to be one of the most wonderful and magical tourist destinations in the world. Kenya exudes such an awesome attraction to the rest of the world and it is not a wonder that there are so many tourist destinations in Kenya that are known all over the world, besides Kenya attracting numerous foreign investors. Kenya also enjoys a rapidly growing economy compared to her neighboring countries and has become such a good trading partner to the neighboring countries besides offering land-based delivery services to the land locked countries e.g. Uganda.
I love Kenya as my country, and I believe that with proper management and good governance of this nation, Kenya is able to become one of the richest countries in the world, if not in Africa. What makes Kenya wonderful?
ONE: Wonderful Wildlife and Tourism
Kenya has such a wonderful wildlife and tourism heritage that attracts tourists from far countries on earth and also encourages internal tourism. The Big five namely Lion, Elephant, Rhino, Buffalo and Hippopotamus can only be found in Africa and also in Kenya. The climate in Kenya ranging from the hot and humid coastal belt, hot and dry expansive plains, to the cold and wet mountain tops offers a wide variety of fauna and flora which offers magical attraction to Kenya.
|A Lion. This is the King of The Jungle, also a member of the Big Five.
Kenya borders Indian Ocean that offers attractive sandy beaches and coral reefs. Those who enjoy mountain climbing, game seeing, hiking, deep sea diving etc can find all these, only in Kenya.
TWO: Rich in CultureThe cultural diversity in Kenya marked by its numerous communities is also something to behold. The Maasai with their rural life and "kraal" rich homesteads, the Kikuyu with their traditional songs, same as the Mijikendas, [don't miss the witch hunting when you go there!], the Kamba people with their rich craft and wood carvings, etc all add to a rich diverse Kenyan culture.
|A Maasai Kraal, common in Maasai Land.
Cultural sites also exist like the Kayas in Coast province where you can have a one-on-one experience into the rich present and historical culture of Mijikenda tribes. Do not forget to buy the book "Facing Mt. Kenya" written by the founder president of Kenya Mzee Jomo Kenyatta which majors on Kikuyu culture. Other literatures about cultural diversity in Kenya also exist. Kenya has a long and complex history, from pre-historic to present day culture. It is worth knowing the Kenyan cultures.
THREE: Rich in Natural Resources
Kenya is a major producer of horticultural products, agricultural products, limestone, soda ash, salt, gemstones, fluorspar, zinc, diatomite, gypsum, wildlife, hydropower, and recently Petroleum. Kenya does trade with other countries on Natural resources and this enhances her Gross Domestic Product very much.
Kenya is geologically rich in various ways and this is evident in places like: Olkaria Geothermal Project, Hot springs, Titanium rich soils of some areas like kwale County, Soda Ash in Magadi and Gongoni area in Malindi etc,
FOUR: Breathe Taking Natural Scenes
The Great Rift Valley and its numerous view points, Mt. Kenya and Kilimanjaro, Thompson and Fourteen Falls Waterfalls, sandy beaches, Yatta Plateau, Athi Kapiti Plains, Nairobi National Park and its proximity to the city, The crying stones of Kakamega, not forgetting the perennial migrations of animals like Wildebeests in Amboseli National Park, etc are all among the most awesome natural scenes and occurrences one can ever behold in Kenya.
|Me at Subukia Rift Valley View Point.
There are no words that can explain the thrill of experiencing the scenes in their natural settings; you just have to visit the places.
|Hell's Gate in Rift Valley. This place can make your adrenaline run wild, it is scary to the bone.
FIVE: Historical Sites Galore
Kenya is extremely rich in history. Tribal histories, pre-historic sites like Hyrax Hills, Olorgesailie and Kariandusi, not forgetting the Mijikenda Kayas (Traditional Villages) all offer varieties of historic sites worth visiting. It is worth checking with the travel and touring companies for local guides when visiting the places in order to get the maximum benefits for visiting the sites.
Some things will not make sense to a visitor unless there is a tour guide who is conversant with the historical importance of the places and elements of interest to explain them to you.
SIX: Diversity of Tribes and Dialects
Kenya has numerous distinct tribes scattered across it with different dialects, cultures and beliefs. This also offers a visitor with a rich experience of meeting the tribes in their natural and original settings in their traditional villages. The folklore, songs and dances, rites like initiation rites, traditional marriages and many other practices can make a memorable visit to the locals. Kenyans are globally known for being hospitable but for security reasons, it is good to be accompanied by an experienced guide or wildlife personnel whenever visiting some of these remote locations.
One thing I will never forget is at one time I got to experience a famous witch hunter in his work of rooting and exorcising witches from a village in coast province. Though the rite was scary since it had manifestations of supernatural powers, it was worth it; I will never forget!
SEVEN: Academic Geniuses
Kenya is one of the countries that has produced a few of the top most academic giants of our modern times in all field ranging from technology (M-Pesa is a unique service of its own kind in the world, a Kenyan scooped a top award in mobile application development for Nokia platform, etc), literature works like Ngugi Wa Thiong'o and Francis Imbuga, Nobel laureate like Wangari Maathai among others. These are indicators that Kenya is academically rich and has very intelligent people.
The fact that Kenya has a few of top most universities in Africa e.g. Nairobi and Jomo Kenyatta university is enough to show the world that Kenya is a land of academic giants. Kenya hopes to have a major global technological city namely Konza City that shall be a technological hub with accolades equal to those of China and Japan. Kenya is rich in academics.
EIGHT: Pride of Africa
Kenya Airways bears the golden phrase "Pride of Africa", and there is a reason why. This is an airline of its kind in the world that offers exquisite services which you cannot get in any other major airline in Africa in particular and world in general. Travelling to Kenya with Kenya Airways offers you world class services that will leave you wanting more of it. From reception in the airport, to the boarding of the aircraft which has Economy, Business and Gold class travel services, the soft spoken humble homely and hospitable air hostesses and stewards, top class pilots and ground crew etc, are all meant to make travelers feel as comfortable as possible and make their journey perpetually memorable. Where else can you get the pride of being in Africa if not in Kenya?
I am proud to be Kenyan, a country in Africa that has very many reasons why being a citizen is something you can never regret. What other reasons do you have for being in love with Kenya?
After all, we did not choose to be born in Kenya, did we?
For more about Kenya remember to visit the site Magical Kenya.


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In This Issue:
- Do You Still Have to Worry About Fair Lending? Just Ask Alpine Bank!!
- Did You Hear? CFPB Has a New Proposal To Help Meet Regulation B of its Rule Implementing ECOA.
- How Can You Help Educate Customers and Bank Staff to Prevent Elder Financial Exploitation, Increase Customer Relations and Enhance SAR Reporting?
- Can You Document Your Compliance Management System Program? If Not, You Need to Do So Now!!
- Contact Our President or Marketing Director for More Information
Do You Still Have to Worry About Fair Lending? Just Ask Alpine Bank!!
On March 10, 2017, the U.S. Department of Housing and Urban Development (HUD) announced an agreement with Alpine Bank & Trust resolving allegations the lender discriminated against African American and Hispanic mortgage applicants. The complaint filed with HUD claimed the lender's business service areas excluded majority African-American and Hispanic neighborhoods, in violation of the Fair Housing Act; the bank's lack of a presence in majority African-American and Hispanic communities in the Rockford area made financial products less available to potential applicants based on their race and national origin; and that the lender provided white applicants with better information, and offered them more favorable terms and conditions than African American and Hispanic applicants.
As part of the HUD-mediated settlement, Alpine Bank will: establish a $1 million loan program to increase mortgage lending to residents in majority African-American and Hispanic areas in the Rockford metropolitan area; pay $75,000 to HOPE (entity filing complaint); offer targeted community outreach to minority areas, including seminars relating to financial literacy, homeownership, and credit counseling, and conduct a direct mailing campaign in majority African-American areas; provide fair lending training for its mortgage lending staff; and research the possibility of opening a new automated services branch in a majority-minority neighborhood in the Rockford metropolitan area. See HUD press release at:
FRC can perform a Fair Lending Risk Assessment to help you identify and correct deficiencies before they result in any regulatory action
Did You Hear? CFPB Has a New Proposal To Help Meet Regulation B of its Rule Implementing ECOA.
On March 24, 2017, the Consumer Financial Protection Bureau (CFPB) released a proposal to amend Equal Credit Opportunity Act (ECOA) regulations to provide additional flexibility for mortgage lenders in the collection of consumer ethnicity and race information. See notice of proposal at https://www.consumerfinance.gov/about-us/newsroom/cfpb-issues-proposal-provide-flexibility-certain-mortgage-lenders-collecting-information/
The CFPB states the proposed amendments will provide greater clarity to lenders regarding their obligations under the law, while promoting compliance with rules intended to ensure consumers are treated fairly.
Regulation B, the CFPB's rule implementing ECOA, includes restrictions regarding lenders' ability to ask consumers about their race, color, religion, national origin or sex, except in certain circumstances. These circumstances include required collection of the information for some mortgage applications under Regulation B.
The CFPB's proposal would provide compliance flexibility for individual mortgage lenders, and would also support the broader mortgage industry's ability to use consistent forms and compliance practices. Under the proposal, mortgage lenders would not be required to maintain different practices depending on their loan volume or other characteristics, allowing more lenders to adopt application forms that include expanded requests for information regarding a consumer's ethnicity and race, including the revised Uniform Residential Loan Application. Other proposed provisions contain amendments to Regulation B to facilitate compliance with Regulation B's requirements for the collection and retention of information about the ethnicity, race, and sex of applicants seeking certain types of mortgage loans. For a copy of the proposal see http://files.consumerfinance.gov/f/documents/201703_cfpb_NPRM-to-amend-Regulation-B.pdf
How Can You Help Educate Customers and Bank Staff to Prevent Elder Financial Exploitation, Increase Customer Relations and Enhance SAR Reporting?
On March 13, 2017, the FDIC announced enhancements to its Money Smart for Older Adults curriculum that provide new information and resources to help older adults and their caregivers avoid financial exploitation through fraud and scams. See https://www.fdic.gov/news/news/press/2017/pr17021.pdf
Money Smart for Older Adults (MSOA) is an educational program which identifies common types of elder financial exploitation, such as imposter scams and identity theft, and is designed to inform adults age 62 or older and their caregivers about ways to prevent, identify, and respond to financial exploitation. Money Smart for Older Adults was developed jointly by the FDIC and the CFPB in response to the financial exploitation of senior citizens—an abuse that is rarely reported, with 90 percent of victims exploited by a relative, friend, or trusted acquaintance. See https://www.fdic.gov/consumers/consumer/moneysmart/olderadult.html
The curriculum covers seven topics: Common Types of Elder Financial Exploitation; Scams Targeting Veterans; Identity Theft; Medical Identity Theft; Scams that Target Homeowners; Planning for Unexpected Life Events; and How to Be Financially Prepared for Disasters.
There are two substantial reasons for banks to develop a training program based upon the MSOA. First, banks are encouraged by the regulators to use the training curriculum to teach older adults what elder financial exploitation is and why they may be at risk. This may be a tool for bank-community partnership, in which bank staff could deliver this information in collaboration with providers of senior services or adult protective services. The second benefit is for internal training for bank staff to help identify suspicious activity relating to elder abuses so the bank may appropriately file SARs and take any additional actions which may be appropriate. If you need assistance in developing the training program please contact FRC.
Can You Document Your Compliance Management System (CMS) Program? If Not, You Need to Do So Now!!
All banks are required to have an effective CMS Program. This consists of: (1) Board and Management Oversight; (2) Compliance Program; and (3) Compliance Audit. The regulators expect management to take steps to develop a mature compliance program, along with proactive risk assessment and monitoring for compliance with applicable laws and regulations.
In response to negative findings for any component of a bank's CMS, the regulators have issued Cease and Desist Orders, a Memorandum of Understanding, or Written Agreement or other similar document with findings such as "Operating with inadequate management and Board of Directors oversight." For such a negative result to occur, a bank is typically found to be deficient in one or more components such as policies, monitoring or management oversight, but the consequences of such findings are compounded if the bank cannot demonstrate that it has a formal program for documentation of the elements of its CMS Program.
Documentation of the CMS Program should include:
(1) Board of Directors and Management Oversight – The Board and Senior Management set the tone for the Bank's Compliance Program. Key actions that a Board and management may take to demonstrate their commitment to maintaining an effective compliance management system and to set a positive climate for compliance include: demonstrating clear and unequivocal expectations about compliance, not only within the institution, but also to third-party providers; adopting clear policy statements; appointing a compliance officer with authority and accountability (e.g. develop compliance policies and procedures; be able to cross departmental lines, and have access to the Bank's operations and effect corrective action); allocating resources to compliance functions commensurate with the level and complexity of the institution's operations; conducting periodic compliance audits; and providing for recurrent reports by the compliance officer to the Board
(2) Compliance Program -A sound compliance program is essential to the efficient and successful operation of the institution, much as a business plan. A compliance program includes the following components: policies and procedures; training; monitoring; and consumer complaint response
(3) Compliance Audit – A compliance audit is an independent review of the Bank's compliance with relevant laws and regulations and adherence to internal policies and procedures. The Board will determine the scope of an audit, which may be performed "in-house" or by an independent party. The Board and Senior Management must respond to the audit report and ensure deficiencies are addressed.
An effective method to document the CMS Program is to prepare a package with a series of documents and narrative analyses of the bank's management oversight; compliance program policies, procedures and other elements; and audit results and actions. FRC has successfully prepared comprehensive document packages for a bank's CMS Program and can assist you in developing your own or do it for you. If you would like our help please contact us.
Contact Our President or Marketing Director for More Information
• Mr. Kevin Kane, President, CEO and Founder of FRC, who has substantial legal, compliance and regulatory experience – (212) 849-6828 email@example.com
• Ms. Shelly Berman, Marketing Director, who has substantial experience in assisting financial institutions obtain the products and services they need to meet their goals – (301) 262-6987 email@example.com
For more information visit our website at frcconsult.com
This entry was posted on Wednesday, April 5th, 2017 at 6:09 pm and is filed under Regulatory Bulletins. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.


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by Amit Chaudhuri
Picador India
Price: Rs 495, Pages: 405
Amit Chaudhuri is a marvellous miniaturist of prose, bearing aloft an Austenian legacy, inscribing languorous soliloquies on little bits of ivory, astonishingly untouched by buffeting winds of experiment and change in our universe of ever-more-startling literary calisthenics.
In a world in which an Ian McEwan, for example, produces an Atonement, an Amsterdam as well as a Chesil Beach and even a choppy libretto (For You) in the space of 10 years, Chaudhuri is unabashedly recognisable in what is clearly his forte, a mellifluous, chaste, unhurried flow of words that dips into lives that are equally chaste and unhurried, in the main— and in the case of his latest novel, supremely mellifluous as well.
I first read Chaudhuri's short fiction in England about two decades ago, in journals like the London Review of Books: some of those pieces eventually went on, I think, to make up his first published novel, A Strange and Sublime Address, a deft sleight of fictional hand that proved its unmitigated success by winning the Betty Trask and the Commonwealth (Eurasia) awards for a first novel in 1991.
Afternoon Raag, that followed, and his next two novels, Freedom Song and A New World, also won him numerous awards and accolades, establishing Chaudhuri as a confident, distinctive voice in Indian English writing. What marks Chaudhuri's fiction at its best is the sheer effortlessness with which his sensibilities can dart into nooks and crannies of daily lives, and return to spill those tales and feelings with the lazy, rolling charm of a somnolent summer day.
Here is a writer almost disdainful of any excess, whether of language, living or loving; here are novels that will lure you into kitchens redolent of chicken curry and daal, of cumin and asafoetida, and slowly cleanse your palate of any residual desire for literary twists and turns of plot or phrase; and here now is the story of a mother and a son caught in an unhurried symphony with their music teacher, playing out their days and ends sometimes to his tunes and sometimes to their own, striking the odd discordant note but neither rising to a crescendo of unbearable beauty, nor crashing and jangling and tearing at your innards and your emotions as music (or literature) is sometimes wont to do. For Chaudhuri's strength, sometimes, is also his peculiar limitation, if you are looking for a novel that twists your guts with joy or pain.
If you are looking, however, for a prose that smoothly travels down your gullet like a fine malt on a wet winter evening, for a plot that turns on nothing more dramatic than the slow and meticulous honing of melodious voices in a stately waltz of upper crust Bengaliana in Bombay as a boy grows from childhood through adolescence into nascent adulthood, and for characters disarmingly mundane and almost familial as they glide from day to humdrum day in lives as intricate and yet as insignificant as each of ours ultimately is—then The Immortals is certainly the novel for you to sink into, like a tired body on to a lush sofa, anticipating a long mellow lyrical journey through a story told with full-throated ease.
The Immortals sings of seasons unripe and fruitful, of ambitions frustrated and fulfilled, of poetic, poignant words set to magical, mystical tunes filling up days and nights of musical longing in Bombay—as a boy metamorphoses into a man and learns the lessons of life through his lessons in music.
Chaudhuri principally traces three lives through three singular, colliding and yet coalescing musical sensibilities in this novel which is as much about music as it is about the three who live and practise and pursue it: Shyam Lal, the son of "heavenly" singer Ram Lal who is beleaguered for being far less talented than his father and remains constantly embarrassed under the weight of unreasonable expectations of his musical ability, and his two students, the mother-son duo of Mallika and Nirmalya Sengupta.
Mallika is gifted with a voice that is so lovely that it can potentially melt the stoniest soul, but neglects her music for the doubtful pleasures of directing her household of plenty, as the wife of a successful businessman.
The young Nirmalya is a precociously thoughtful, moody, sometimes-unpredictable single child who rather self-consciously courts the status of a mini-rebel in an affluent home, airing his disapproval of his parents' social whirl with his scraggy appearance and studiedly cavalier behaviour. Not surprisingly, perhaps, Nirmalya is a flaming, if brusque, flag-bearer of art for art's sake, and passionately believes that a perfunctory pursuit of artistic excellence— when one is blessed with talent—is sacrilegious.
And here lies the charming, olde-worlde essence of The Immortals, in the rescue of a sublime classical music from a big bad Bombay of crass commerce and shallow societal gigs, in the redemptive power of high art married to an almost arcane passion for its many-splendoured promise.
Music nestles at the heart of the city of Bombay despite its fame as a financial hotspot, and Chaudhuri retrieves it with a quiet but assured faith. There can be little doubt that he considers it adequate recompense for the horror and hustle of modern life. And he can, with his lilting, liquid flow of words, even make you believe it.
The notes of Bhimpalasi emerged from a corner of the room. Panditji was singing again,impatient, as if he were taking his mind off something else. But he grewquite immersed: the piece was exquisite and difficult. He'd composed it himself seven years ago.
From not far away came the sound of traffic; the roundabout,bewildering in its congestion. Bullocks and cars ground around it.The bulls looked mired in their element; the buses and dusty long-distance taxis were waiting to move.The car horns created an anxious music, discordant but not indifferent.
The Panditji wasn't there: he'd died two years ago, after his third cardiac seizure.They had rushed him to Jaslok Hospital; on the way, in the car, he'd had his second heart attack. He had died in Jaslok, to the utter disbelief of his relatives: they hadn't thought that he'd been admitted to a hospital to die. Now, his presence, or his absence, persisted in the small seven-hundred-square-feet house. The singing had come from the tape recorder, from the tape the grandson had played accidentally, thinking it was a cassette of film songs.
'Yeh to dadaji ke gaane hai,' remarked the boy, recognizing his grandfather's singing; was he surprised or disappointed? Next to him hung a portrait of his dadaji, enlarged from a photograph taken when he was fifty-seven.The face was an austere one, bespectacled, the oiled hair combed back. It was the face of—by common consensus in the family—a great man.The large forehead had been smeared with a tilak, as if someone had confused the portrait with a real person.


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Dancin' in the rain: Ballet gala forecasts sunny 2017 season
Music by Tchaikovsky floated out of the War Memorial House and spilled onto Van Ness Avenue, followed by the trains of a hundred ball gowns.
The light rain proved little challenge for determined attendees of the San Francisco Ballet's 2017 Opening Night Gala on Thursday night, Jan. 19. After all, the annual kickoff has taken place in one way or another for 83 years, and if dollar signs are any indication, the ballet's 84th year is a charm.
"I feel blessed that we were able to have a really successful event with very happy sponsors and very happy guests," gushed Gala Chair Avé Seltsam as she finally enjoyed a glass of Champagne. "And also, that we made a lot of money for our treasured Ballet."
Seltsam wasn't kidding. The Ballet's season-opening gala is always a big deal, but this year's cocktail reception, formal dinner for over 900, two-hour season preview performance and after-party attended by upward of 2,400 guests grossed the institution $2.8 million. "I'm proud," beamed Seltsam. "I am so proud."
The night's theme — other than fundraising — was Ever Magical. Along with the gala's decor chair Claire Kostic, event impresario J. Riccardo Benavides and his team were tasked with transforming San Francisco City Hall into a pastel palace of mirrors and roses.
Real San Francisco Ballet costumes hung from above, swaying slightly thanks to strategically placed fans below. Dinner tables were swathed in gold-rosette-covered tablecloths before each was laden with gilded chargers, massive spotlit floral centerpieces and Tiffany-blue menus — a nod to dinner sponsor Tiffany & Co. Even the food was designed to match the night's theme, right down to the 24-Karat Salad of ruby grapefruit, emerald green beans and golden beets.
Dinner chair Meg Ray was a little worried that the night's entree choice of salmon wouldn't be hearty enough for some male guests. "But salmon has that nice pink color," smiled Ray, who'd worked with caterers at McCalls to keep the menu "very ethereal, airy, light and magical."
"This year, the magic is in unfolding and finding things," explained Rose Haft, a 30-year-old tech CEO who has attended the ballet gala in years past. Four stories above her, glowing silhouettes of ballet dancers were projected in the dome of the City Hall rotunda. The subtle detail offered a big impact to anyone whose glance made it that high.
"I'd rather have more tutus," lamented Benavides.
Following dinner, patrons, benefactors and grand benefactors made their way across Van Ness Avenue to join the thousands already inside the War Memorial Opera House in time for the performance. The big draws at this season's preview were two world premieres. One, "The Chairman Dances," was choreographed by Benjamin Millepied. The other world premiere, a piece by choreographer Trey McIntyre titled "Presentce," was an absolute showstopper. Overall, the eclectic and fast-moving dance program was a hit with ballet rookies and veterans alike.
"The dancing was magical, because we're really good at that. But the pacing?" explained Ballet board member Miles Archer Woodlief of the evening's performance, "It was near genius in that regard."
Amid the designer gowns and clouds of perfume, Ballet Board of Directors Chairman Carl Pascarella drove home the broader importance of the event. "The Ballet is part of the cultural fabric of the city. We're diverse, we're international ..." Pascarella caught himself. "We're more than international. We're global."
"Arts organizations improve communities," agreed After Party co-chair Michelle Harris. "Decade after decade, century after century, I think it's remained clear that supporting the arts is incredibly important."
If enticing new patrons is the Ballet's key to staying alive, the gala's after-party is the bait. The $175 tickets provided guests with creative catered food stations like colorful dim sum, vegan grilled-cheese sandwiches and a roving ice cream cart, not to mention a handful of very open bars and a selection of dance floors and DJs.
Few high-end patrons from the night's big-ticket dinner showed up back at City Hall post-performance. The after-party was loud, crowded and fabulous. Soft, ethereal magic had been swapped out for purple mood lighting and booming dance music. Women wrapped flowing dresses between their knees, kicked off their stilettos and sat on the grand staircase beneath the rotunda.
Many at the after-party weren't regular Ballet supporters. A lot of happy guests seemed more excited by the chance to dress way up and hit a gala with friends than to become patrons of the arts. And that, by the way, is just fine with the event's organizers.
"We want them to have a great time," explained Gala Operations Chair Catherine Bergstrom. "And if they feel connected to us and come back to the Ballet, all the better."
Local artists Phillip Maisel and Mik Gaspay were bemused with the post-gala festivities, particularly as the event was held on the eve of a new presidential administration.
"It's weird timing," said Gaspay of the glamorous festivities. "Who knows what tomorrow's going to bring?"
Maisel looked around City Hall and added, "I guess we're going to the gala tonight, and tomorrow we're coming here to protest."
Beth Spotswood is a Bay Area freelance writer.


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Michael Hurd's Night Songs of Edward Thomas is the finest setting I've ever heard of that songful but somehow musically resistant poet. Thomas's words call for very careful setting and singing, and the Vasaris do both composer and poet proud. There is a Missa brevis, too, which fills out the middle section of a recording bracketed by shorter and lighter pieces, including a delightful 'parley' of Suffolk owls, which might reinforce a suspicion that Hurd is all crepuscular and minor-key. Not at all. The music soars and swoops in clear sky and the singers sound positively sun-kissed, even on the nocturnes.
Read the full review on Agora Classica
To continue reading, please upgrade to a premium account. You will have immediate full access.


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text:
The dream
I dreamed that you had ceased to love me
not that you had come from other beds
back to mine, or gone from mine to others,
just that something in your heart had stopped
I willed myself awake to find you still
besides me, It was just a dream, I thought
Yet when i turned to kiss you, in your eyes
I saw that you had ceased to love me.
I willed myself awake a second time
to find myself alone, as I have been
these many months, but did not know if it
was terror or relief i felt, and whether
dreams unfold the past or make the future
plain. I dreamed that you had ceased to love me,
and know when i see nothing in your eyes
I can't dream myself awake a third time
---------------David Solway-----------
a poem from the dearest-used-to-be
together with our memories.
after all, You did make my day maudlin~
I miss you too but I hope you are happier than I am.
That is and will be my only dream for you.
That is and will be my only dream for you.


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As Commissioner of Academic Affairs, you will be in charge of providing students with a wide array of both academic activities and social events to provide a vibrant student life. For the academic side, you will be responsible to organize the National Economics Olympiad and guest lectures. The National Economics Olympiad is a national competition among economic students from across the Netherlands. This event includes a panel session. You will work along ESE to make this event possible. Your responsibility will be to lead the organization of this event for its 4th rendition. This event is very important to ESE.
You will also be responsible for hosting guest lectures. We hosted four guest lectures in the 2018-2019 academic year. We worked with representatives of the World Bank, the Dutch Central Bank, and the Gates Foundation. Guest lectures are to be conducted in a topic you think there will be demand for; as an example, we discussed the future of monetary policy, development economics at the World Bank, womenomics, and agricultural sustainability in developing nations.
This position is a great way to develop your leadership and organizational skills, as well as providing you with numerous opportunities to interact with the ESE professors quite closely and build connections.
Who is a good candidate?
Someone who is curious to learn about new interesting ideas and wants to interact with experts in their respective field. Someone who embraces challenges and wants to become more detail-oriented and a better leader. Ideally, the applicant already has some previous experience organizing student events.
Will you be the one that takes up the challenge and organise the social activities, and many more, for AEclipse? Apply now to be the Commissioner of Academic Activities in the 24th AEclipse Board!
Thinking of applying and have a few questions? Just drop me a message on Facebook or send an email to firstname.lastname@example.com
Luis Garcia-Fuentes


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World Cinema - The Gambia, February 2016
Michael Rowan, a member of Chiltern Film Society's committee, is finding out about how people from different countries experienced cinema in their homeland.
With one exception I have only ever visited the cinema in the UK and had always assumed that mine was a universal experience. One day a chance conversation made me wonder if perhaps I was being naïve and so I set myself the challenge to find out what people living in Chesham but born in another country recalled about cinema in their homeland. I am very grateful to everyone who gave up their time to give me such an insight often reviving memories that they had forgotten.
Today I am with Alikali Fofana who hails from the Farafenni, which is a town in the Gambia smaller than Chesham. Alikali moved to the UK in 2003 to go to University in Exeter and the University sent him to Strasbourg as part of his course. It was whilst in Strasbourg that he met his wife. Back in the UK he lived in Langley before moving to Chesham in December 2015 ( See how hard I work to get you the scoops?).
Currently Alikali is the manager of a store in Hounslow but is shortly taking over as manager in a charity shop in London. He is currently training to be a Life Coach but in the meantime he has settled well in Chesham with his wife and almost 3 years old son.
Alikali is 43 years old so his memories of cinema in the Gambia are from 20 years ago and of course as a child of eight.
1) How does the cinema here differ from that in the Gambia?
It is one big cinema hall but there is only ever the one screen so it is completely different to the multiplex. It can be hot in the summer so the building was cooled by ceiling fans which makes a continual background noise which meant that the sound track was always played loud.
2) What is your first memory of going to the cinema as a child?
Fankanta was the name of the cinema which was the first in the town where I lived but later there was also one called the Odeon which was in Serekunda.
My Dad thought that at 8 years old I was far too young to go to the cinema mainly because unlike the UK, in the Gambia there are no age restrictions saying what film is suitable for what age group and he worried that I may see something unsuitable. I went with a group of boys who were all the same age. In the Gambia there isn't the same level of fear concerning unsupervised children playing together and because of the weather adults and children go out much more in their own social groups rather than in mixed ages.
We play in groups defined by age and so we would go to school together, play sport together and play together and of course going to the cinema together. Â The children are much freer in the Gambia.
My father worked at the cinema and would keep out an eye out to make sure we didn't sneak in.
3) What was the first film that you recall seeing?
I recall a film called 'Sholay,' which means 'Justice is Blind' which was about injustice that is inflicted on the poor. [Not sure but this may be Sholay (1975) directed by Ramesh Sippy] It was a Bollywood film with full on singing and dancing. The hero is a man who works in the forest and seeks to protect the trees but who is framed by the rich capitalist who wishes to destroy the forest. I remember that film so well because I loved the song which is the same as the title and because I saw it so many times.
In my youth there were more Indian and Chinese movies but later Hollywood began to dominate, I cannot remember the name of the films I saw but I can recall the names of my favourite actors and actresses for instance Amitabh Bachchan, Hema Malini and Dhamendra.
4) How expensive was it to visit the cinema?
I didn't used to pay because my Dad worked at the cinema so when my friends and I arrived and said that my Dad worked there they let us in free. In the Gambia parents don't tend to give details of what their work entailed but I do know that he was sometimes on the door and sometimes in the projection room.
I was responsible for my friend's enjoyment to the films as I was always the one that chose the film and I always wanted to explain the film and what it meant.
5) What was the etiquette in the cinema in the Gambia?
There was a lot of audience participation and the audience would make a noise at certain points in the movie - so when the hero is winning there will be cheering and if the hero is suffering the mood is quiet and suppressed.
Sometimes if the copy of the film was old or of poor quality with scratches and cuts (not intended by the director) the cinema could erupt and there would be shouting, this was frightening for a small boy.
6) When I was a child the only food eaten in the cinema was tubs of ice cream or choc ice, Orange Juice and hot dogs. What kind of food could you buy at the cinema?
Grilled peanuts, bananas, orange and apple all purchased at the door of the cinema or sold from stalls outside the cinema also cigarettes. Some food was sold from the shop across the road - presumably he had an agreement with the cinema.
Traders would put a covering on the floor on which was displayed the goods or sometimes a table in which case there would be a lamp on the table so people could see the wares – night time was most popular for cinema because most people are working during the day so they had no time for the cinema.
Inside the cinema there was a foyer containing the ticket office and other sellers of food would hire a space or maybe a relative of the cinema owner was looking to start earning a living so he would be allowed to set up a small indoor market, a bit like a car boot sale only selling food.
7) What sort of films were shown in the Gambia? Was it the usual blockbuster? Walt Disney or something else?
Indian and Chinese films but now more American and Nollywood (Nigerian movies) are becoming more popular.
8) Do you go to the cinema in UK – if so what were your first impressions?
Before I came to the UK I lived in Switzerland so my European film going experience started there. The difference was fascinating; it was a more powerful experience and more comfortable with sharper images and more modern presentation so that the films were much clearer. When I came to the UK it was a similar experience to Switzerland.
In the Gambia people mostly sat on benches and these were all on the same level but as the screen was high enough that everyone in the audience can see. Most parents wouldn't take their children to the cinema so we only went when we were 14 or 15. There are no restrictions on movies shown on the TV and the whole family would sit down to watch, age appropriate or not, but my father would change the channel if he felt that it was showing something we shouldn't see
In the cinema if a sex scene came up the projectionist would fast forward the film to a more appropriate scene.
9) We have certain films that are shown every Christmas, is that the same in your country and if so what? Perhaps for Christmas or another festival?
The Gambia is predominantly Muslim so there is no similar equivalent. All the public holidays were inherited from the British so there are more family parties over Christmas but we do not have this tradition in the Gambia.
10) And what film character would you like to be?
A character that inspires for good in life, someone like Tom Hanks in The Green Mile or Denzil Washington in The Manchurian Candidate. Also wise heroes, Amitabh Bachchan was my hero when I was little but I can't remember why. Perhaps because he was always doing good.
11) Finally what is your favourite film?
I have too many to just pick one. Sholay, obviously and I like detective movies such as Brotherhood of Roses though that may be a TV movie so possibly doesn't count. Disco Dancer was an Indian movie and a particular favourite of mine I remember.
Thank you Alikali for your insight into cinema going in the Gambia it was good to meet you.
Previous page: Articles published in our 2015-16 newsletters
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Figurative painter Theophilus Brown dies
William Theophilus Brown, an elegant and irreverent American painter and member of the venerated figurative movement who met and befriended some of history's great artists, from Pablo Picasso to Igor Stravinsky, died Wednesday at his home in San Francisco. He was 92.
Mr. Brown, who lived in the opulent San Francisco Towers, which he christened the "Versailles of retirement communities," was painting until the end, said his friend and gallerist Thomas Reynolds. He had a studio a few blocks from his home and continued to take drawing classes.
"Theophilus Brown was one of those rare artists who was successful at every stage of his career," Reynolds said. "And he was always at the center of the action - in France with Picasso, in New York with (Mark) Rothko and (Willem) de Kooning, in California with the Bay Area figurative painters."
Reynolds added, "He was everybody's favorite dinner companion - charming to the ladies and bawdy with the boys."
In an interview with the Chronicle in October, Mr. Brown walked slowly, but revealed a quick mind and mischievous streak. He described his paintings and drawings of male nudes, and his works of equines as, "Oh, the horses and d-."
Of his encounters with artistic giants, he said, "It seems improbable this life. I was so lucky running across such creative and interesting people. The encounters and friendships inspired me to take chances and to try new mediums."
Matt Gonzalez, the attorney, artist and former city supervisor, met Mr. Brown nearly a decade ago, and the two developed a close bond.
"We started working in his studio together," Gonzalez said. "Our routine was we'd get together on the weekend, start working at around noon, and at 4:30, we'd pack up and go eat oysters - and drink single malt whiskey."
Gonzalez visited Mr. Brown on Saturday. Mr. Brown had gone into the hospital a month ago due to shortness of breath, but was back home and seemed to be getting stronger, Gonzalez said.
"I took him 36 oysters Saturday night and we shared dinner," Gonzalez said. "He had a good appetite and was in good spirits. But he couldn't leave the apartment, and he was clear that if he couldn't go to his studio and make art anymore, he didn't want to live. So it was time. He was comfortable with where he was. He was due to turn 93 in April, and lived a full life."
Mr. Brown, who grew up in Moline, Ill., was winning awards for his art starting at age 11, and went on to graduate from Yale. He earned a degree in music after finding the university's painting department "prehistoric" (his first assignment was to paint an empty flower pot).
Mr. Brown's eighth-floor apartment at the Towers was modest in size, but big enough to hold what he treasured: his Steinway & Sons piano, a few of his own paintings, as well as works by Gonzalez, and paintings by his partner of nearly 50 years, the artist Paul Wonner, who died in 2008.
Mr. Brown had arrived in the Bay Area after living in Paris (where he met Alberto Giacometti), traveling to the South of France (where he spent time with Picasso), and living in New York (where he became friends with composer John Cage, and artists de Kooning and Rothko).
"I moved here because I was orbiting around all of these famous people, and I needed to find out who I was," Mr. Brown said.
He had already gained acclaim when three of his paintings of football players were featured in Life magazine. Once in the Bay Area, he met figurative painter Richard Diebenkorn, who - along with David Park and Elmer Bischoff - had begun to move beyond abstract expressionism and incorporate elements of realism.
Mr. Brown only hesitantly placed himself with the figurative movement, saying, "The big three of this movement - Diebenkorn, Park and Bischoff - knew each other already, and I kind of came through the back door. I happened to have a studio next to Diebenkorn's."
In recent times, Mr. Brown had turned his attention to collage, and was readying works for a new show. His art is held in major California museums, from the San Francisco Museum of Modern Art and the M.H. de Young Memorial Museum to the Metropolitan Museum of Art in New York and the Hirshhorn Museum at the Smithsonian.
A private memorial is being planned.
Julian Guthrie is a San Francisco Chronicle staff writer. email@example.com


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MADSON, Carl 1905-1993
Posted By: Tammy (email)
Date: 6/18/2014 at 10:32:54
Carl Madson Services Held
Carl S. Madson, 87, of Grundy Center, formerly of Wellsburg, died Sunday, May 23, at Grundy Care Center of heart failure.
Graveside services were held Tuesday, May 25 at 10:30 a.m. with Rev. Dave Stellmon officiating. Interment was in the Wellsburg Reformed Church cemetery.
Carl was born September 14, 1905, in Denmark. He came to the U.S. at age 16, working as a hired hand for farmers in the Dike area. He was united in marriage to Tena Schafer on February 5, 1930, at Grundy Center. At that time he moved and farmed in the Wellsburg area. More recently he farmed in the Hubbard area prior to retiring.
He was preceded in death by his wife, Tena in February 1989, his parents, and one brother.
Survivors include 3 nieces, Irene Hook of Grundy Center, Marie Roades of Grundy Center and Esther Ubben of Ackley and 1 nephew, Hilko Schafer of Grundy Center.
The Johnston Funeral Home in Conrad was in charge of the arrangements.
--The Grundy Register (Grundy Center, Iowa), 3 June 1993, pg 3
Grundy Obituaries maintained by Tammy D. Mount.
WebBBS 4.33 Genealogy Modification Package by WebJourneymen


text:
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purified water, organic blend of Calendula officinalis (marigold), Arctium lappa (burdock root), Salvia sclarea (clary sage), Urtica dioica (nettle leaves), Rosmarinus officinalis (rosemary), Taraxacum officinale (dandelion), Equisetum arvense (horsetail), Angelica archangelica (angelica), decyl glucoside, cocamidopropyl betaine, vegetable glycerin, Cannabis sativa (hemp seed oil), panthenol (Vitamin B5), guar gum, citric acid, Lavandula angustifolia (lavender essential oil), polyaminopropyl biguanide.


text:
The Vals Thermal Resort is situated in a valley on the only thermal springs of the Swiss Canton of Graubündens, Switzerland, between mountains of rock formations and alpine meadows. Inspired by this natural environment, Zumthor decides to create a complex with a cave structure or integrated quarry, as it is located under a semi-buried green rooftop on the hillside.
To achieve the design, the thermal baths are constructed from the placement of slabs of the local quarry of Valser Quarzite one on top of the other, being evident the inspiration of this stone to develop the design, using it with a great respect and dignity.
One of the main elements with which Zumthor designed this project was the light and its combinations. Through the light and the shade, the open and closed spaces create environments in which visitors enjoy and rediscover the benefits of the waters. This is achieved by creating narrow slits that cut the network of lights from the ceiling of the baths that show the bathers an extension of the rooms next door, giving the feeling of continuous space.
The building has 15 spaces arranged in a grid and with 5 meters of high. To connect these environments, an underlying informal design is carried out through a path that leads the bathers to certain points, so that from there, then they will continue. In all these routes the perspective is always controlled allowing or eliminating views.
Apart from the interior path, it is designed an exterior circulation in the "meander", the negative space designed between the blocks, that connects the whole building and flows through it. This tour is characterized for being a procession of atemporal sensory stimuli, with a series of allowed or blocked views in a premeditated way. As it is located on the flank of the valley, from the building visitors can observe an idyllic landscape outside or through the large windows and small window rows.
The design of the bathrooms is intended to give the feeling of being a kind of cave or quarry existing before the hotel. Through the construction of the green rooftop of the complex, the appearance of the foundations of an archaeological site half buried in the hillside is created. The use of local quartzite slabs as the main material of the walls, and their placement in a stacked form, alludes to natural geology.
The project consists among other spaces, of indoor and outdoor swimming pools, stone water fountain, ferric spring water, various baths, massage and relaxation rooms. The rooms have in the ceilings fine windows with reference to the slabs of stone and that outline the external form like an interior cave. These light inputs create a strong contrast that emphasizes the linear nature of the materials used in the construction, and the long horizontal lines allow to emphasize the peaceful horizon of the water.
The structure of the project is formed from load supports formed by solid concrete walls and thin slabs of Vals gneiss, a stone from the local Quarzite Valser quarry. The volume is designed resting partially inside the hillside, as if it was a stone from nature. Due to the monolithic nature of the bathroom houses, the building is heated by thermal mass.
Zumthor had planned to hollow giant blocks of stone for the thermal baths, but due to technical difficulties, finally to create the monolithic effect, resorted to a kind of "textile stone". This allowed him to design a model for the joints that allowed to join the stones in a wall in a homogeneous way. The pattern that was followed is based on thin layers of stone that appear to be placed at random, but they really follow a regular order. Thus, with three different heights 31, 47 and 63 mm, they cover the spaces of the bathrooms from top to bottom.
More information
Peter Zumthor was born on April 26, 1943, the son of a cabinet maker, Oscar Zumthor, in Basel, Switzerland. He trained as a cabinet maker from 1958 to 1962. From 1963-67, he studied at the Kunstgewerbeschule, Vorkurs and Fachklasse with further studies in design at Pratt Institute in New York.
In 1967, he was employed by the Canton of Graubünden (Switzerland) in the Department for the Preservation of Monuments working as a building and planning consultant and architectural analyst of historical villages, in addition to realizing some restorations. He established his own practice in 1979 in Haldenstein, Switzerland where he still works with a small staff of fifteen. Zumthor is married to Annalisa Zumthor-Cuorad. They have three children, all adults, Anna Katharina, Peter Conradin, and Jon Paulin, and two grandchildren.
Since 1996, he has been a professor at the Academy of Architecture, Universitá della Svizzera Italiana, Mendrisio. He has also been a visiting professor at the University of Southern California Institute of Architecture and SCI-ARC in Los Angeles in 1988; at the Technische Universität, Munich in 1989; and at the Graduate School of Design, Harvard University in 1999.
His many awards include the Praemium Imperiale from the Japan Art Association in 2008 as well as the Carlsberg Architecture Prize in Denmark in 1998, and the Mies van der Rohe Award for European Architecture in 1999. In 2006, he received the Thomas Jefferson Foundation Medal in Architecture from the University of Virginia. The American Academy of Arts and Letters bestowed the Arnold W. Brunner Memorial Prize in Architecture in 2008.
In the recent book published by Barrons Educational Series, Inc. titled, Architectura, Elements of Architectural Style, with the distinguished architectural historian from Australia, Professor Miles Lewis, as general editor, the Zumthor's Thermal Bath building at Vals is described as "a superb example of simple detailing that is used to create highly atmospheric spaces. The design contrasts cool, gray stone walls with the warmth of bronze railings, and light and water are employed to sculpt the spaces. The horizontal joints of the stonework mimic the horizontal lines of the water, and there is a subtle change in the texture of the stone at the waterline. Skylights inserted into narrow slots in the ceiling create a dramatic line of light that accentuates the fluidity of the water. Every detail of the building thus reinforces the importance of the bath on a variety of levels."
In the book titled Thinking Architecture, first published by Birkhauser in 1998, Zumthor set down in his own words a philosophy of architecture. One sample of his thoughts is as follows: "I believe that architecture today needs to reflect on the tasks and possibilities which are inherently its own. Architecture is not a vehicle or a symbol for things that do not belong to its essence. In a society that celebrates the inessential, architecture can put up a resistance, counteract the waste of forms and meanings, and speak its own language. I believe that the language of architecture is not a question of a specific style. Every building is built for a specific use in a specific place and for a specific society. My buildings try to answer the questions that emerge from these simple facts as precisely and critically as they can."
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July 15th at 8:45am
Tom Bashe is an associate broker at Coldwell Banker Residential, a full service Real Estate Brokerage specializing in Residential Real Estate Sales in Southern California. He began his career in real estate prior to graduating high school and was a licensed real estate agent before he received his high school diploma. In 2006, at the ripe old age of 21, Tom became one of the youngest Real Estate Brokers in the industry. In the 11 years since, his team has successfully sold hundreds of properties ranging in price from just over $50,000 to just under $5,000,000. He specializes in selling Single Family dwellings, condos, townhomes, multifamily dwellings, land and estates.
Suncrest Villas is an appealing condo community located within walking distance of stores, restaurants, coffee houses, and entertainment in Normal Heights, California. Built in 1971, Suncrest Villas is comprised of 141 luxury units. This complex offers floor plans that feature private balconies, ceiling fans, open living areas, spacious bedrooms, and many updates. Residents are drawn to Suncrest Villas because of the wonderful amenities, the quiet neighborhood, and the mountain views. It's also a short distance to freeway access, beaches, grocery stores, medical offices, Qualcomm Stadium, Sea World, and Mission Bay. This community offers assigned parking, a swimming pool, fitness room, and common laundry facilities.
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Conventional highly-nonlinear fiber (HNLF) designs are optimized for high field-confinement but are also inherently susceptible to dispersion fluctuations. The design compromise prevents fiber-optical parametric mixers from possessing high power efficiency and extended operating bandwidth simultaneously. Using a new fiber waveguide design, we have fabricated and tested a new class of HNLF that possesses a significantly lower level of dispersion fluctuations while maintaining a high level of field-confinement comparable to that in conventional HNLFs. The fiber was used to demonstrate an all-fiber parametric oscillator operating in short-wavelength infrared (SWIR) band with a watt-level pump, for the first time.
©2012 Optical Society of AmericaFull Article | PDF Article
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The following Corporation Tax guidance note by Tolley provides comprehensive and up to date tax information covering:
Companies may experience variations in business profits and market interest rates. Changes in capital structure that impact the level of debt on the balance sheet may also occur from time to time. These and other sources of volatility could result in interest disallowances in some periods and unused interest allowances in other periods.
To provide a greater element of fairness in the corporate interest restriction (CIR) rules, there are a number of carry-forward provisions:
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Uber Has Till 1st October To Install 24/7 Manned Help Line For Passengers: (Voice Contact Requirement).
In June 2016, Transport for London (TfL) made a number of regulatory changes to raise standards in London's private hire industry and improve safety and convenience for customers.
This included the introduction of a requirement for London private hire vehicle (PHV) operators to make someone available for passengers to speak to during their hours of business and at all times during a journey if passengers want to make a complaint or discuss other matters relating to their booking (the Voice Contact Requirement).
Following a legal challenge, the Court of Appeal, in a judgment given today, have reversed the High Court's decision and found the Voice Contact Requirement to be lawful thereby upholding TfL's original decision to introduce it.
As a result of the judgment, the Voice Contact Requirement remains in place. However, in order to allow operators time to implement any necessary changes following the judgment, they should make sure they comply fully by no later than 1 October 2018. TfL encourages operators to comply fully with the Voice Contact Requirement sooner if possible. Guidance and information on how to comply will be published on our website in due course.
If you need further information, please email us at firstname.lastname@example.com or call our Licensing Team on tel. 0343 222 4444 (Monday to Friday, 8am to 6pm).
Graham Robinson
Interim General Manager London Taxi and Private Hire Transport for London
from Taxi Leaks https://ift.tt/2M1SFvL
via IFTTT Editorial September 06, 2018 at 07:02PM Uber Has Till 1st October To Install 24/7 Manned Help Line For Passengers: (Voice Contact Requirement). https://ift.tt/UJT069 Call 01908 263263 for airport taxi service Milton Keynes Area


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Mark your calendars! Cylburn Arboretum will host June 14 and 15 its third "Celebration of Art" at Cylburn at 4915 Greenspring Avenue. Join Honorary Co-Chairs Gary and Elana Vikan for a show and sale of the works of dozens of local artists working in media ranging from watercolor, oil, photography and sculpture and more and a variety of events and lectures highlighting the connection between nature and art.
See the schedule below and buy your tickets here.
On Saturday, June 14
Preview Brunch and Lecture: "Art in the Interior: How Color and Design Affect Us and Our Personal Environments" Louis Shields, artist and owner of Hastening Antiques in Middleburg, VA, using illustrations from antiquity to modern times, will explore the importance and the universal appeal of color, shape, and structural balance. Preview of the art show and sale included. Southern brunch by The Classic Catering People. 12:00 p.m. a.m.- 2:00 p.m. p.m. Tickets are $100. 410-367-2217 or www.cylburn.org
Gallery Reception and Sale: View and purchase the works of over 30 Maryland artists. Cocktail reception, catered by The Classic Catering People, festive drinks provided by the Wine Source and Union Craft Brewery 5:00 p.m. – 8:00 p.m. Tickets are $75. 410-367-2217 or www.cylburn.org
Sunday, June 15
Public Show and Sale Free and open to the public. 10:00 a.m.-4:00 p.m.
Lecture by Gary Vikan: "Beauty and the Brain": In this richly illustrated lecture, Dr. Gary Vikan, retired director of the Walters Art Museum, will explore the impact of recent developments in brain science on possible solutions to many old and puzzling questions about how we perceive art and beauty. Refreshments will be served. 2:00 p.m. Free Admission, rsvp required, call 410-367-2217.
For additional information, please call 410-367-2217, or visit the Association's website at www.cylburn.org Cylburn Arboretum Association is a membership based organization dedicated to supporting, maintaining and improving the Cylburn Arboretum; its Mission is to protect Cylburn Arboretum as a place of open space, beauty, and learning; and to ensure the preservation, enhancement, and interpretation of the site's gardens, woodlands, historic buildings and collections as educational, environmental, and recreational assets for the benefit of the City and citizens of Baltimore and surrounding regions.


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Aufwiedersehen: Merkel plans her departure
The "Queen of Europe" will not run for re-election; the end of a career marked by calm and stability is in sight.
German Chancellor Angela Merkel has announced that she will step down as party leader and will not run for re-election when her mandate finishes in 2021.
Her decision follows a turbulent local election season, particularly in the regions (or "Lander") of Bavaria and Hesse, where poor results have cast doubt upon her authority.
Jittery though Merkel's current predicament and future as a leader may seem, they are the embers of a long, distinguished and highly improbable career path. Her nomination as first female leader of a political party in Germany, and its first Chancellor to have grown up in the East under communism, as well as the more subjective, slightly fanciful accolades of "leader of the Free World" and "Queen of Europe" thrust upon her, are superficial glimpses of a lifetime of dedication, perseverance and stereotypically German efficiency. The well-known nickname "Mutti", meaning Mummy, although condescending, indicates her enduring presence at the head of the nation.
Merkel was born in Hamburg in 1954. While many Germans were beginning to flee the communist regime firmly implanted in the Eastern "Lander", driven by the hope of a better, freer life in the democratic, capitalist West, Angela crossed the border in the opposite direction as a tiny infant when her father was given a job as pastor north east of Berlin. Few traces of her childhood in rural East Germany remain in her accent, but her background became an early double springboard to her political career; driven into politics by a desire to see a rapid reunification of Germany, she was also handpicked into the incumbent Helmut Kohl's conservative party in part thanks to her knowledge of the East.
Politics was not her first calling, however. Having studied physics in Leipzig, she went on to earn a doctorate in quantum chemistry at a renowned institution in Berlin, where she also worked in academic research and published several papers. The fall of the Berlin Wall, representing the disintegration of the repressive communist regime, might have happened while Angela relaxed almost obliviously in a sauna down the road, but it was to become a turning point in her life and career.
In Kohl's CDU (Christian Democratic Union), Merkel served as Minister for Women and Youth and later Minister for the Environment and Nuclear Safety, and then as Secretary General when the party lapsed into the opposition. Merkel was unhesitating in her public criticism of Kohl's involvement in a party funding scandal which emerged later on, resulting in her eventual nomination as party leader. In this capacity, she became Chancellor of Germany for the first time in 2005.
Since then, and throughout her four terms in power, she has guided her country and continent through a vast array of challenges, and through ups and downs for them both. Her strict attitude to fiscal discipline during the crisis of the Eurozone led to accusations of a lack of flexibility and then to criticism for the harshness of the conditions eventually imposed on Greece. Although her extended attempts to respect the "no bailout" rule of the Maastricht Treaty prolonged and perhaps aggravated the crisis, the final agreement would not have been possible without her eventual concession.
A further major international challenge will shape Merkel's legacy; the refugee crisis. At a time when other nations squabbled over hundreds, Merkel opened Germany's doors to a million. Despite knowing that there would be perhaps dire political consequences for her and her party, she was prepared to take bold and unilateral action when a truly European solution failed to emerge.
With the UK, the US, Italy and Brazil falling under the influence of louder, more theatrical, populist personalities, Merkel's composure is a refreshing island of unruffled effectiveness. After 13 years to date in the role, her importance for Germany, the European Union and indeed the world can hardly be overestimated. Her dignity and calm as a figurehead, as well as the stability her rule has come to symbolise, will be missed at a time where the world has never needed it more.
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Kratom is a relatively new drug in the US and Europe, but it has been used for centuries in Southern Asia as a painkiller. Mitragyna Speciosa is a plant in the coffee family. The drug can be found in leaf form, but mainly comes in capsules filled with powdered leaf material. It can be used in tea or smoked, but most people prefer to simply ingest it.
- It is legal in the US, and this makes it popular among the young people who are not yet old enough to buy alcohol and are concerned about getting arrested for possession of weed and other illegal drugs
- For the most part, Kratom is considered to be a calming relaxing stimulant.
- Mitragynine is the active ingredient in it
- It stimulates the opioid receptors such as a drug like oxycontin or heroin
This drug gives the user a relaxing and calming effect. It initially has a stimulating effect that has been compared to caffeine. When taken in higher doses, it has an energizing effect that is followed by a relaxed and mellow feeling. The risk of overdose is low because it is nausea inducing, especially in high doses and this makes it difficult for people to keep enough down to be dangerous.
On February 6, 2018, the FDA released a statement clarifying their position on the classification it as an opioid.
- Quoting: "Using this computational model, scientists at the FDA first analyzed the chemical structures of the 25 most prevalent compounds in it. From this analysis, the agency concluded that all of the compounds share the most structural similarities with controlled opioid analgesics, such as morphine derivatives."
It goes on to say: "Our scientists analyzed the chemical structure of these kratom compounds against the software to determine its likely biologic targets. The model predicted that 22 (including mitragynine) of the 25 compounds in kratom bind to mu-opioid receptors. This model, together with previously available experimental data, confirmed that two of the top five most prevalent compounds (including mitragynine) are known to activate opioid receptors."
Finally, the FDA stated: "The new data provides even stronger evidence of kratom' has opioid properties."
Side Effects
Most people who take it, use it for its stimulating or sedative effects. In low dosages, it is a stimulant and makes a person more energetic, talkative and sociable. In high dosages, it creates euphoria and lethargy. The effects come on rather quickly and can last up to seven hours, but if taken in higher dosage effects can last longer. Some of the undesirable effects that a user might experience include:
- Vomiting and Nausea
- Delusions
- Respiratory Depression
- Psychotic Episodes
- Hallucinations
- Combative Behavior
- Paranoia
Kratom is often smoked. The leaves are dried and crushed then rolled in a smoked paper and then smoked. But due to the way the alkaloids are distributed through the body when inhaled, it can be ineffective. By lighting it, you burn the alkaloids making the resin less effective.
The question of whether this drug is addictive is a matter of serious controversy. According to this New York Times article, there is no question, others vehemently disagree. This drug may be addictive and can lead to compulsive use. Some of the addictive side effects include;
- Loss of sexual desire
- Constant cravings leading to more use
- Darkening of the skin on the face
- Weight loss
Withdrawal symptoms are one of the primary criteria of addiction. The withdrawal symptoms are similar to those felt by a person withdrawing from heroin or prescription painkillers, including:
- Muscle pain
- Restlessness and sleeplessness
- Episodes of panic
- Severe depression
- Sudden mood swings
Other than the risk of possible addiction, few users are sent to the emergency room and poison centers is not large. Unlike other opioid, it has extremely low chances of overdose. Most of the adverse effects are being felt in Malaysia, Myanmar, and Thailand, where the drug is heavily used. In Thailand the drug is illegal and 13000 people are arrested for Kratom related crimes where this is 5% of all drug-related crimes in the country.


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Dwindling grass raises fears of winter fodder crisis
After a difficult winter and recent prolonged dry spell, farmers are on the verge of a serious fodder crisis because of stunted grass growth.
Following two months of scorching weather, grass growth has almost ground to a halt and many livestock farmers across the country are already being forced to eat into autumn feed supplies.
The NFU estimates that grass silage stocks are down by 66% so far this season and many farmers are buying in alternative feed, which is driving up costs and affecting profits.
See also: How to act on drought and tightening forage stocks
Dairy farmers are dipping into fresh fodder supplies that they would normally keep for the winter months to ensure their cows continue to produce milk as pastures have dried to a dust bowl.
"We are facing a problem with fodder for the housing period when the cows come in from October onwards," said NFU chief dairy adviser Sian Davies.
"Unless we have a good late summer with lots of rain and get grass-growing weather, what would normally be there to feed cows in the autumn just won't be there."
Abi Reader, who milks 190 cows near Cardiff, said: "We came out of last winter with no surplus. We are feeding our supplies for next winter now, so there won't be anything left. It's a big concern."
Drought-stressed maize
In general, maize crops are looking fairly poor because of heat stress, especially on light, sandy soils.
With maize and grass silage in short supply, farmers have been trying to secure wholecrop. According to forage specialist Germinal UK, this has pushed up prices for standing maize for forage to £243/ha.
Beef and sheep farmers have also been feeling the pain of the drought, with anecdotal reports of poorer fertility in beef herds and producers finding it harder to finish lambs.
Despite the additional costs, more arable farmers are baling and selling straw this harvest rather than incorporating it, to help meet increasing demand for forage from livestock farmers.
NFU Fodder Bank open
The shortage of straw has seen the NFU relaunch its Fodder Bank to help its members find feed and livestock bedding, and allow them to sell any surplus to those in need.
The NFU is also urging milk buyers not to penalise dairy farmers on fixed-volume contracts who are unable to meet volumes due to challenging conditions, or those with reduced milk solids due to cows drinking excessive amounts of water.
Although some areas are expected to see a little rain over the coming days, the Met Office is forecasting the hot, dry spell to continue into August.
Groundwater supplies remain healthy despite dry spell
Most groundwater supplies remain at healthy levels in England and water companies have enough water to maintain supplies if resources are managed properly, says the Environment Agency (EA).
However, enforcement officers will be carrying out inspections on farms to assess compliance with abstraction licence conditions, particularly as dry weather continues.
Paul Hickey, EA head of water resources, said: "We have robust plans in place to respond to these pressures and have stepped up our incident response as well as regulation of those abstracting water to ensure the environment is protected."
Welsh upland farm wilts in heat
Sheep and beef farmer John Yeomans is going to great lengths to keep his animals fed and watered in the prolonged dry spell.
Mr Yeomans said the scorched fields at farm in Adfa, near the Welsh border town of Newtown, were reminiscent of the dry conditions in 1976 and, like many farmers, he is hoping for proper rainfall to get a second cut of silage.
He has been rotating his 700-strong flock of Beulah Speckled-face ewes and Welsh Mules "from one bare field to another". Keeping his Limousin and cross Limousin cattle happy has also been a challenge.
Two months of dry weather have taken their toll on groundwater supplies on the 115ha upland farm. All but two of the concrete rings have dried up.
For the past fortnight, the Yeomans have been carrying water from their mains supply at home to sheep on the hills. The livestock have also been drinking water from two brooks.
"We appreciate that other farmers are in a worse situation than us," said Mr Yeomans. "But we're concerned about the price and availability of fodder and hope that nobody is taking advantage of the situation."


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Lewis Geyer / Staff Photographer
Lewis Geyer / Staff Photographer
Correction: United Church of Christ is proposing to put the Micah homes on .25 acre, not .75 acre as was originally reported.
Colorado community leaders gathered Thursday night in the Heart of Longmont church's fellowship hall to talk about solutions to area homelessness.
Very soon, homeless people themselves will fill the room to sleep on cold nights, church representative Catherine Murphy told the gathered audience of about 40 people.
Carol Matheis-Kraft, who is with the United Church of Christ, and Inn Between Executive Director David Bitler started off the event by proposing a tiny-homes initiative.
Matheis-Kraft said that the United Church of Christ had a spare .25 acre that they would like to use for six small units at about 500 square feet each.
The project is called the Micah Project and the homes would be Micah homes, after the Book of Micah in the Bible in which Micah defends the rights of the poor, according to an Inn Between information sheet.
The six units would go to single people or couples who are below 30 percent of the Boulder County area median income, Bitler said. That would be below $19,920 per year for one person or below $22,770 per year for two people in 2016.
"The idea is that people with a very low income … can move in and live there for the rest of their lives," Bitler said. "We're committed to helping people find homes. Everyone needs a home."
The residents of the six Micah homes will pay one-third of their income to rent and nonprofit partners will subsidize the rest, Bitler said.
Matheis-Kraft said that the project is still in the planning stages because the property needs to be rezoned for multiple dwelling units. They have set up a neighborhood meeting in two weeks and after that will be working through the Longmont planning and development process.
The call for individual leadership and action continued throughout the rest of the event.
Murphy said Thursday's symposium served as the Heart of Longmont church inaugural event in the Longmont Close to Home initiative. Close to Home is a public will-building and awareness campaign out of Denver.
Leanne Wheeler, an Air Force veteran who was formerly homeless for a period of time and now is on the board of the Metro Denver Homelessness Initiative, said the initiative is about empowering people to take steps toward reducing homelessness in all the aspects of their lives.
Wheeler told the audience that everyone can do something.
"As soon as you ask the question, 'Why doesn't somebody?' It's for you to do. It's a matter of who else is asking themselves that question," Wheeler said.
The group then broke into small roundtable discussions. Michele Waite, with Longmont senior services, led one about non-traditional housing models.
Deborah Simmons said she has taken in four people to her Longmont home over the years while they secured jobs and homes, adding it has been a good experience.
"We have a lower level so they can have their privacy and we can have ours," Simmons said. "And they have a microwave and a refrigerator there and if they need to come up and use my stove to cook they can. We cook together and they have really become part of our family."
HOPE Executive Director Lisa Searchinger asked if there were case managers available for homeless people, would residents be more willing to take them into their spare bedrooms and mother-in-law suites? The group — made up of residents and nonprofit representatives — nodded.
Stacia Keller, with Faith Community Lutheran Church, said safety is a big concern for church officials that want to ask congregants to take in someone.
"There are people that are coming to us and asking for housing but safety is what stops us. Because the recommendation (to congregants) would come from us, people they trust," Keller said. "So we end up sending them to the Bar-L (Motel) and it's expensive."
The group also brainstormed some sort of matchmaking service where case managers for homeless people could help figure out which host would be a good match for which person.
Bitler added that there could be someone doing background checks on the homeless people and talking through any criminal history that someone might have on a case-by-case basis.
David Schlaack chimed in from the edge of the conversation and shared his story. He's a veteran and has lived in Longmont since 1978, working in grocery stores in the area.
His landlord raised the rent on the house he had lived in for 15 years, so now he and his therapy Chihuahua, Marley, live in his mobile home.
"You know, I had to take a bath in a bucket just to come in here because you can't hook up water to an RV in the winter," Schlaack said. "But the two things I do always have are a smile and a laugh because they're contagious."
Karen Antonacci: 303-684-5226, email@example.com or twitter.com/ktonacci


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10 May 2019
Who's Who In US Election 2020
US Elections is nearing and lots of names have popped up. It's easy to get
09 Nov 2018
What Do States Have Against Cities, Anyway?
For as long as there have been cities and state legislatures in this country, the
08 Oct 2018
America Has Become A Gerontocracy. We Must Change That.
The United States has a gerontocracy problem. This was clearly demonstrated in the recent hearings
03 Aug 2018
What Hope For The Millennial Generation In Politics?
Millennials are confronted by political systems that don't look like them, speak like them or


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Hi Guys,
do you know which version of xCelsius one needs to be able to edit the xlf files? My current version cannot open the files.
Thank you.
Hi Anita,
Xcelsius 2008 SP2 (or higher SP) should be fine. Please note, Dashboard 4.0 is currently not supported.
Hope this helps.
You already have an active moderator alert for this content.
The one I have is Xcelsius Enterprise 2008 SP 5.4.00 and I'm able to open the xlf files that comes with Sourcing 7.0.