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This user has mostly submitted to the following subverses (showing top 5):
455 submissions to videos
340 submissions to politics
271 submissions to whatever
80 submissions to news
36 submissions to guns
This user has so far shared a total of 1371 links, started a total of 42 discussions and submitted a total of 4637 comments.
Submissions: This user has upvoted 3079 and downvoted 1790 submissions.
Comments: This user has upvoted 19362 and downvoted 11992 comments.
5 highest rated submissions:
If it took you this long to realize reddit sucks and come to voat, you're a retard and you should go back, submitted: 5/19/2017 12:09:56 AM, 477 points (+509|-32)
Trump: "If NFL fans refuse to go to games until players stop disrespecting our Flag & Country, you will see change take place fast", submitted: 9/24/2017 12:35:53 PM, 305 points (+313|-8)
Julian Assange arrested in London, submitted: 4/11/2019 9:48:22 AM, 285 points (+286|-1)
Watch as a man red pills the entire audience using gumballs, submitted: 12/3/2016 2:45:10 PM, 274 points (+282|-8)
Dr. Drew Show CANCELED After Admitting Hillary Health Problems !!!, submitted: 8/25/2016 10:11:17 PM, 273 points (+279|-6)
5 lowest rated submissions:
Idiots at the RNC | Abortion, White Privilege & Chinless Cucks, submitted: 7/26/2016 12:22:21 PM, -3 points (+3|-6)
Obama: I Am The Populist, Not Donald Trump, submitted: 6/29/2016 10:59:29 PM, -2 points (+1|-3)
Dear Liberal Hypocrites #2, submitted: 6/8/2016 6:45:44 PM, -1 points (+2|-3)
Looks like Bernie is putting those donations to good use, submitted: 3/30/2016 4:25:20 AM, -1 points (+5|-6)
Tailgater gets brake checked and then crashes, submitted: 3/14/2016 4:21:55 AM, -1 points (+3|-4)
3 highest rated comments:
Finally found a place where this image can't be reset to 0! submitted by magicmike to ThePedes
EdSnowden 2 points 155 points 157 points (+157|-2) ago
You don't need to post bullshit like this, you're not on Reddit anymore. Post an actual article or start a discussion.
lol... sure he did. submitted by monokuma_ to fatpeoplehate
EdSnowden 0 points 148 points 148 points (+148|-0) ago
"There's no way you can deadlift 400 pounds"
"Oh yeah? Hold my beer"
Is this guy trolling or just plain stupid? "Forget Xbox One Vs PS4, Apple TV May Slay Them Both" submitted by Kar98 to gaming
EdSnowden 0 points 106 points 106 points (+106|-0) ago
"one could conceivably see an Apple TV that's more powerful than the Xbox One before that product is retired. With an aggressive price point, too, up to two hundred dollars cheaper than the Xbox One"
When has Apple ever released better, cheaper hardware than its competition?
3 lowest rated comments:
Account Deleted By User submitted by murderhouse to fatpeoplehate
EdSnowden 15 points -8 points 7 points (+7|-15) ago
Black women are disgusting. Only half breeds with white qualities are attractive.
White Man's Burden submitted by OhRutherfordBehave to whatever
EdSnowden 8 points -8 points 0 points (+0|-8) ago
They're likely desperate because they're idiots with no ability to plan long term.
The Builder submitted by PuttItOut to Voat
EdSnowden 13 points -8 points 5 points (+5|-13) ago


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Responding To Negative Online Reviews – 4 Simple Steps
Believe it or not, the same premise applies to negative review response as it does to positive reviews. How you respond to a negative review impacts not only the reviewer, but all the sets of eyes that come afterward. Seeing a business handle a particularly...Continue Reading

subset: commoncrawl


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- On-Demand Webinar
Join Finalsite Client Success Manager Gerard Gustafson and AudioEye Accessibility Training Manager April Morgan to learn how schools can achieve an accessible design and content in just a few simple steps.
- Three common accessibility misconceptions
- Why your website and content should be accessible
- WCAG 2.0 Universal Design Principles
- Common Accessibility Errors
- How to achieve and maintain digital accessibility in compliance with ADA-Related Requirements
To watch this webinar on demand, please fill out the form on the right.
- Web Accessibility
- Web Design


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Penmex Launch competition to attend R&R weekend in Tenerife
"We have a very competitive spirit at Penmex and that has played a massive role in our continued success.
Edinburgh-based direct sales and marketing specialists, Penmex revealed the launch of the firm's latest competition, which provides an opportunity for two of the firm's contractors to accompany owner Kirsty Pennal and administrator Emma Hayes on an all expenses paid R&R weekend in Tenerife.
Managing Director Kirsty Pennal revealed the details for the forthcoming R&R break, explaining that the three-day event will take place in Tenerife over the weekend of October 13th to 16th.
About Penmex: http://penmex.co.uk/#about
Penmex launched a competition last week to provide their staff and contractors with the opportunity to win a place on the all-expenses-paid break. In August, Penmex flew out to Crete for an R&R weekend and based on the success of that event, Managing Director Kirsty Pennal has planned another getaway for the middle of October.
Penmex is a firm that prides themselves on their winning mentality and competitive spirit and those are two of the main attributes that the firm looks for in the people they work with. The competitive nature of their staff and contractors is something that they capitalise on by incentivising them with bonuses, getaways and gadgets. "We have a very competitive spirit at Penmex and that has played a massive role in our continued success. Running these types of competitions provides an incentive for our staff and contractors and boosts productivity. Competition brings out the best in people and it sparks a new level of performance for many," said Managing Director, Kirsty Pennal.
At Penmex they have the business philosophy that fun and success should go hand in hand. "The type of industry we operate in requires tremendous hard work, dedication and determination to succeed and we believe that it is important to reward our staff and contractors for their efforts and crucially not forget to have fun," said Miss Pennal.
At Penmex they recognise that it's important to spend time away from the office environment in order to go back to work with a fresh perspective and feeling of rejuvenation. The firm is encouraging other businesses to give back to the people they work with and reward them for their hard work and efforts.
At Penmex they specialise in below-line customer acquisition through cost-effective, measurable and tailor-made marketing solutions. They put the personal touch into every campaign they develop. They increase market share and raise brand awareness for their clients through Business-to-Business and Business-to-Consumer promotional marketing and sales campaigns. At Penmex they are strong believers that R&R events can prove to be hugely beneficial in boosting morale as well as driving productivity.
For more information about Penmex, Follow us on Twitter and Like us on Facebook
Press release distributed by Pressat on behalf of Penmex, on Thursday 6 October, 2016. For more information subscribe and follow https://pressat.co.uk/
R&R Motivation Competition Penmex Kirsty Pennal Winning Mentality Business & Finance Media & Marketing
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Should You Buy a Smaller Home That Needs Nothing -or-
Buy a Home That's Larger Than Needs Work?
There are typically 2 types of buyers in the market. The one who wants everything done ant they can move right in and drop their bags. The other believes in buying a house that needs work and either putting in their own sweat equity or hiring contractors to create the home they've envisioned.
It's always been part of the American Dream…to own your own home. Back in the 40's and 50's homebuyers were much better prepared to work on their houses. A lot of homes came with no garage and the new buyers and their family built one in a weekend. Or the upstairs in a bungalow came unfinished and the homebuyers spent 3 summers getting little Timmy's room upstairs ready themselves to save a few bucks.


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Chemist, Inventor, Awesome Administrator, Social Reformer.
"It could and should soon come to pass that all states pledge themselves collectively to attack an aggressor. That would make war impossible, and would force even the most brutal and unreasonable Power to appeal to a court of arbitration, or else keep quiet."
The Nobel Prize: Immigrants in Excellence. By Jean Leon Boucher, Institute for Immigration Research, George Mason University, Research Brief, Nov 2013
The Nobel Prize in Physiology or Medicine 2007
Nobel prize also awarded to Sir Martin J. Evans and Oliver Smithies
National Medal of Science - Biological Sciences 2001
Molecular Geneticist. Introduced specific gene modifications in mice by using embryonic stem cells. Gene Targeting, Homeobox Genes, Development, Behavior.
Mother incarcerated as political prisoner, Germany. "At age 4½, I set off on my own, living in streets, orphanages; joining gangs of homeless children; generally hungry. Vivid recollections, brutal beyond description."
Discover Your Abilities and Aspirations!
$10 $25 $50 $100 Other
Tax Exempt 501(c)3 Non-Profit Organization
Any Currency


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Trumpette is a 10.5" (27cm) Elephant Charlie Bear from the Isabelle Collection, designed by Isabelle Lee.
Fully jointed and hand finished in short dence grey Alpaca with a fluffy head which is dressed with a little brown heart button, around her neck she wears a corded necklace with beads and trickets.
Made of the finest Alpaca with glass eyes made in the UK. Part of the Isabelle Collection for Charlie Bears, she is Limited Edition of 500 worldwide and is supplied in a collectable bag which has the Isabelle Collection logo embroidered on it.
In Charlie Bears words " Isabelle are simply stunning! They are highly collectable, very limited edition bears and other characters. We create them using gorgeous natural fibres, making them irresistible. Charlie designs the collection in close collaboration with world-renowned bear artist, Isabelle Lee. They appeal to the most discerning collectors as well as anyone wanting an extra-special gift for a loved one....or of course a treat for yourselves! Like Minimo, they are suggested for collectors of over 14 years and should be surface cleaned with care"
Trumpette - Isabelle Collection by Charlie Bears Key Features:
- Fully jointed
- Hand finished
- Surface washable
- Supplied in collectable bag
- One of only 500 EVER made!
- Elephant
- Alpaca
- NOT suitable for children under 14 years.
Additional Information
|Bear Artist
|Isabelle Lee
|Charlie Bears


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Blockchain technology may hold great promise for the insurance and other industries, but it remains an emerging technology surrounded by as many questions as answers, according to attorneys speaking Dec. 7 at the Anderson Kill P.C. law firm in New York.
Blockchain could prove successful in certain insurance functions, speakers said.
To view the full article: Blockchain holds promise for insurance industry
Attorney Advertising Client's Rights Legal Disclaimer
Anderson Kill Loss Advisor Anderson Kill Insurance Services


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Welcome back to the 80/20 blog! Today, in honor of October and the glorious holiday celebrated at the end of the month, we bring you the first installment of Weird Shows! The following tale comes from Matthew Foos of Fairy Bones.
Hands down, the weirdest show we've ever played had to be the "festival" in Miami, Arizona. The show was promoted as being a big thing: a great musical line up of Arizona bands in the middle of an art festival. I remember the band being stoked, just like all the other bands we knew were going. It was going to be a great night.
So we drive up, and immediately we felt like something was off. The town was desolate. For the first few minutes driving into the city, we only saw closed down and abandoned businesses. It really dampened the whole mood—we felt like we were driving into Death Valley or something.
We finally found the gig, in the main stretch of town. It was this rinky-dink art parlor, and in no way could it handle our band. There was one monitor with a mic cable, but no mic…which we didn't bring, having been told there would be sound, a stage, food, and places to stay. This place had only one outlet, which was already being used by the PA. The owner didn't even realize that anyone was supposed to playing at his space. Needless to say, we were a little worried.
That is when things got weird. The organizer seemed far too relaxed with the haphazard conditions. When asked, where can we plug in, his response was simply "Uh, you know, wherever you can find a plug." When asked where we could sleep, he told us wherever we could find space on the floor—which he didn't seem too happy about. He then—more focused on showing us the history and wonder's of Miami than the show itself—took us on a tour of the hundred and fifty year old brothel next door.
This place was a punk rock kid's wet dream. Holes in the floor and ceiling, zero privacy, drugs everywhere. There was even a dude living above the only bathroom in the twelve-bedroom house. On the bottom floor, there was a bank vault library, and against the back of the house was an iron fire escape patio that looked ready to collapse. The only saving grace of the whole thing was what waited in the alley.
The promoter hadn't really thought it through when planning the event. In between the brothel and the adjacent building was a stage with sound equipment. There was music playing here, but because of the forty-foot concrete walls the sound stayed tucked neatly in the alleyway. The chaotic sounds of some of Phoenix's strangest bands bounced back and forth all night. Like all the other bands who had been as confused about where to play as we were, we ended up demanding to play in the alleyway instead of the art gallery. This inevitably led to everything starting way behind schedule, and pretty grumpy bands.
To make matters worse, every one of the bands stuck out like a sore thumb. Miami is full of good country folk: simple people with simple lives just looking for some good entertainment, which is what they expected at the festival. But when they arrived, they found half the Phoenix music scene, screaming and hollering with torn clothes and colorfully dyed hair. The locals had no idea what to make of us, and I caught more than a few nasty stares in my direction.
In the end we ended up grabbing the last hotel just outside the city that night. We felt dirty. We felt strange. We felt like it was another world. But, that one strange experience taught us more about shows than anything else before. Luckily, we've never had a crazy one like that since.


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JAVMA news
FDA seeks comments on evaluating antimicrobial animal drugs guidance
Posted on October 1, 2002 The Food and Drug Administration announced on Sept. 11 the availability of a draft guidance document "Guidance for the…
FDA Draft Guidance #209 – Judicious Use of Medically Important Antimicrobial Drugs
Formal title: Docket Number [FDA-2010-D-0094] Draft Guidance #209: the Judicious Use of Medically Important Antimicrobial Drugs in Food Producing
JAVMA news
FDA's Dunham delves into drug issues
Dr. Bernadette Dunham, director of the Food and Drug Administration's Center for Veterinary Medicine, recently fielded questions
AVMA Response to the FDA Extralabel Drug Use Order of Prohibition
Formal title: Docket Number [FDA-2008-N-0326] New Animal Drugs; Cephalosporin Drugs; Extralabel Animal Drug Use; Order of Prohibition The Food and…
JAVMA news
Five chosen for councils, committee
The AVMA House of Delegates elected four council members in January 2017, while the AVMA Board of Directors appointed one committee
JAVMA news
World Veterinary Day 2019 promotes value of vaccination
Vaccination is an essential tool for preventive veterinary medicine, according to the World Veterinary Association.
JAVMA news
Six chosen for councils, committees
The AVMA House of Delegates elected three council members in January 2016, while the AVMA Board of Directors appointed three committee
JAVMA news
Pharmacology research grant proposals invited
The American College of Veterinary Internal Medicine Foundation in partnership with the Veterinary Pharmacology Research Foundation is
JAVMA news
Phenylbutazone use surveyed, caution advised
The Department of Agriculture has not been testing specifically for phenylbutazone residues in dairy cows,
JAVMA news
11th edition of Merck manual to be published in July
Merck & Co. will publish the 11th edition of The Merck Veterinary Manual in July.
JAVMA news
Assessing pet supplements
A third of all U.S. households with dogs use supplements, as do about a fifth of households with cats, according to a report on pet
Extralabel Use of Cephalosporins in Food-Producing Animals
Formal title: Docket Number [FDA-2008-N-0326] New Animal Drugs; Cephalosporin Drugs; Extralabel Animal Drug Use; Order of Prohibition In the July…
JAVMA news
Supplement companies made changes after facing crackdown
The availability of glucosamine for animals seemed to be in question 15 years ago.
JAVMA news
Congress works to support veterinarians and other first responders to bioterrorist threats
Congress works to support veterinarians and other first responders to bioterrorist threats
JAVMA news
FDA warns that compounding clenbuterol is illegal
In recent years, the availability of illegal clenbuterol formulations, produced as "compounded" drug product, has
JAVMA news
1945 - 1955
With the end of World War II, "Thousands of people, particularly those in the medical profession, are returning to civil life
JAVMA news
Europe bans antimicrobials, legislation proposed in U.S
The European Union has banned the use of four additional antimicrobials as growth promoters in animal feed.
JAVMA news
Research, public health leaders honored by AAVMC
The Association of American Veterinary Medical Colleges honored Drs. Yoshihiro Kawaoka, John A. Herrmann, Matthew Mellema, & Joe N. Kornegay


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October 2016 Sun Sign Horoscopes
by Maya White, Master Destination Astrologer
Your October 2016 Sun Sign Forecast
These horoscopes are completely original and based on the planetary movements combined with my channeled guidance.
Woven into these forecasts you will find words of wisdom from masters of Kabbalah and other spiritual teachers.
This is my gift to you, my valued clients and newsletter subscribers. Look for YOUR sun sign below.
Get ready for an amazing year ahead.
Have you scheduled your 2016 ANNUAL UPDATE?
Make inspiration your action plan for October, Aries. The full moon of October 15th joins Uranus, the magical planet of creation; this dramatic pairing promises a new and exciting future. This is your once in a lifetime chance to set a new trajectory for exactly what you want. Dare to dream, and then apply your best skills into making the dream into a reality.
Yours is one of the 'take charge' Sun signs, but your strength this month lies in being both patient and observant. Let the Universe show you how and where you can best focus your attention. Spirit has a great future in the making, Taurus. It is impossible to predict exactly what it will be, but trust that the planets are lined up in support of your life purpose and happiness.
It's time to nurture and feed your creative soul, Gemini. The planetary pressure is intense on your sign and it's a critical time to be very clear. Make sure that you're responding to the way things really are, not just the shadows of your projected imagination. Decisions made at this time will have a long lasting impact. It is possible to have exactly what you want, provided you don't give your power away.
This is a critical time to maintain clarity in relationships, Cancer. Mars speeding through your partnership sector will stir up some troubles – if you let him. Some problems do indeed need to be addressed, but others are just ghosts, coming along for the ride. Your challenge is to manage the important ones, and discount the distractions. Tune into your gut to know the difference.
If you've been looking for assistance, this is your time to accept excellence into your life. It comes down to agreeing that somebody has expertise that you don't. Accept the complement, Leo. Someone wise is standing by, ready to pitch in and to help bring your project to completion. You can still write up the project manual – in fact, you'll probably have to. Take it on, and know that (good) help is on the way.
Virgo (August 22 – September 21)
Now that Jupiter has entered Libra you can really buckle down. This sector rules your money, but it also impacts your self-worth – how you feel about yourself. Take stock on some personal details, such as dealing with any extra weight gain from having Jupiter working overtime in Virgo for the past year. You want to be lean and clean for the exciting times ahead. Take care of it now!
Libra (September 22 – October 21)
This month begins a fresh era with the blessings of Jupiter, the purveyor of good fortune. I know you've been waiting for this time, Libra, and the promises will be fulfilled. The Aries full moon of October 15th joins Uranus, the planet of sudden change; so be ready for anything. Reclaim your love of art and music, and know that you have entered a cycle of protection and love.
Scorpio (October 22 – November 20)
You are learning to purify and transform, Scorpio. The planets have initiated your study of Alchemy, and you can now become a master of enchantment. Your universal elixir is happiness and your philosopher's stone is the application of will. The fire of your passion fuels this revolution. Surrender to your true, deep emotions. You were born this way, and it is your path to walk.
Sagittarius (November 21– December 20)
With Mars and Pluto combining forces in your 2nd house of resources; time is money, and money is power. This is one of those times when you want to harness your willpower and focus on a goal. Your efforts pay off in ways that make it all worthwhile. This is a rich and fertile time for you, Sag. Tune into your inspiration, dig your heels into the ground, and do the work; you'll be so happy that you did.
Capricorn (December 21 – January 19)
October comes your way like the energizer bunny, Capricorn. Mars is in your sign by the beginning of the month, and he's blowing through like a hurricane! On the 19th, Mars conjuncts Pluto. This is a planetary super power paring that you can use to feed your ambition. Tap into your authority, but give up any urges for blind control. Your secret to success lies in being fair, equitable, and safe.
Aquarius (January 20 – February 17)
You've been applying your visionary skills and gifts for quite some time now, and I know that as a co-creator, you have manifested some wonderful realities. The planetary message now is that of sharing your wisdom. It's time to write the story of YOU; to reveal what you know, how you do it, and the secrets to your success. We all await your insights, Aquarius – the story that only you can tell.
Pisces (February 18– March 18)
October is a fast paced month, and if you want to be a part of the action, communication is key. It's time to speak your mind, Pisces; anything left unsaid now will only grow into an unmanageable mess. The best day to navigate any tender emotional territory is the 10th, when Jupiter and Mercury meet under the Light of a clear Aquarius moon. Speaking your truth sets you free to receive every benefit of the Aries full moon on October 15th.
Maya White, Master Destination Astrologer * Find Your Perfect Place
Certified in AstroCartoGraphy Relocation Astrology
© Maya White/2016/All Rights Reserved
Schedule your personalized annual update HERE
California Online Horoscopes | California Astrological Readings | California Astrological Charts


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- News
17 March 2016
II-VI Inc completes acquisition of Anadigics; updates quarterly outlook
Engineered materials and optoelectronic component maker II-VI Inc of Saxonburg, PA, USA has completed its acquisition of broadband wireless and wireline communications component maker Anadigics Inc of Warren, NJ, USA for about $78.2m. The purchase price was funded primarily from the firm's existing capacity under its credit facility.
As a result of the merger, Anadigics has become a subsidiary of II-VI, with its common stock being delisted and ceasing trading on Nasdaq.
Also, II-VI's outlook for fiscal third-quarter 2016 (issued on 26 January) has now been raised, from revenue of $185-195m to $190-198m. Adjusted earnings per share (EPS) is expected to be $0.26‐0.29 (inside the original guidance range of $0.25-0.29).
The results exclude one‐time items, but do include the results of operations for two months of EpiWorks Inc of Champaign-Urbana, IL, USA (which manufactures epitaxial wafers for optical components, wireless devices and high-speed communication applications) - acquired on 1 February - and the results of Anadigics for 15-31 March. One‐time items are expected to be $0.05-0.06 per share and include investment banking and legal fees and one‐time expense for fair value inventory adjustments. EPS on a reported basis is now expected to be $0.21-$0.23.
II-VI has begun its evaluation of assets and integration with the leadership teams of EpiWorks and Anadigics. This work is expected to give rise to additional one‐time costs.
II-VI Inc completes tender offer for shares of Anadigics
Anadigics chooses II-VI's final matching bid over Chinese firm's offer
II-VI Inc completes acquisition of EpiWorks


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ACGME duty‐hour limitations were intended, in part, to reduce resident fatigue and decrease its many negative consequences. Prior data suggest fatigue‐related reductions in patient safety and resident well‐being. We aimed to assess the factors associated with fatigue in interns in cognitive specialties following implementation of duty‐hour limitations. We hypothesized that factors other than duty hours were more strongly associated with intern fatigue.
We distributed an anonymous survey to all interns at the University of California, San Francisco, in the spring of 2004 by campus mail and postal mail and at conferences. Surveys contained validated questions related to fatigue (Chalder Fatigue Scale), sleep (Medical Outcomes Study Sleep Scale), and stress (Cohen Perceived Stress Scale), as well as questions developed by authors through expert opinion, focus groups, and pilot testing regarding the number of hours worked, teamwork, and work life satisfaction. Interns in cognitive specialties (internal medicine, family medicine, pediatrics, and psychiatry) were selected as a group for analysis because they exhibit similar patient care practices and training goals. Univariate statistics characterized the distribution of responses. Pearson correlations elucidated bivariate relationships between fatigue and other variables. Multivariate linear regression models identified factors that were independently associated with fatigue.
One hundred and seventeen interns in cognitive specialties were eligible for the study, 85 of whom responded to the survey (73%). In regression analysis including the factors working more than 80 hours per week, sleep quality, perceived stress, work life satisfaction, and teamwork, only quality of sleep was significantly associated with fatigue (P < .0001). To explore the potential mediating effect of sleep, a secondary model including the same factors was constructed. This analysis revealed that only perceived stress was significantly associated with quality of sleep (P = .02). Working more than 80 hours was not associated with quality of sleep or fatigue.
In this cross‐sectional study of interns across cognitive specialties at an academic health center, we found that working long hours was not associated with stress or fatigue. Rather, we found that quality of sleep was associated with fatigue, and perceived stress was associated with quality of sleep. These results suggest that decreasing the number of duty hours alone may not be effective in reducing intern fatigue. Residency programs may need to make more far‐reaching changes to reduce stress in order to improve interns' quality of sleep and lessen their fatigue.
Author Disclosure:
L. D. Friesen, None; A. R. Vidyarthi, None; R. B. Baron, None; P. P. Katz, None.


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Our glassware has been handmade. Every piece is mouth blown and the presence of our distinctive GOMMAIRE stamp or sandblasted logo makes it a unique GOMMAIRE item. The fact we use SODA glass sand compositions, makes our glass extremely bright. The SODA glass could be compared to crystal quality. Mouth blown glass has the characteristic of being always different. Irregularities like a nonchalant border, presence of air bulbs and slight presence of spiral wave lins in the glass show the handmade character. These features are typically for the mouth blown glass production.
The Gommaire glass collection features transparant glassware as well as solid colored glassware in Olive green, Royal blue, Topaz brown and Greyish black.
For the autumn and winter period, a warm powder-coated Aubergine color has been introduced.


text: COPENHAGEN PORTRAIT AND WEDDING PHOTOGRAPHER YOU DON'T TAKE A PHOTOGRAPH, YOU MAKE IT. ———-ANSEL ADAMS I am Chinese, live in Copenhagen Denmark and mainly shoot portraits and weddings. I am grateful for capturing people's moments and make their memories fade-less. Please feel free to contact me, if you have any questions. Contact Me: Wechat: reneesongdk Whatsapp:+45 42213808 Email: email@example.com GET IN TOUCH: Your Name (required) Your Email (required) Photoshoot Location (required) Type of Event: PortraitWeddingPre-weddingOthers How did you find me? Date of Photoshoot Your Message


text: Well known Canadian sports and broadcasting personality John Horn hired us to create a new logo and template based website for his services. Being fans of his work over the years, we were more than happy to help him move forward in his work. John was looking for a design aesthetic that was modern in nature, while tipping its cap to the past by way of vintage iconography translated in a more contemporary way. We are Toronto's affordable website design company, we were more than up for the job.


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We have made a grant of £18,190 to Future Frontiers to continue delivering its bespoke careers coaching programme to Year 11 pupils at Lilian Baylis Technology School. Coaching is delivered by university students or corporate volunteers, followed by workshops and assemblies designed to develop an ethos of aspiration and achievement across the year group.
£20,000 over one year to Pegasus Opera Company for their Music Mentoring Programme. This provides extra-curricular singing workshops plus one-to-one and/or small group mentoring for low income pupils at Evelyn Grace Academy. Workshop participants will form a pupil-managed choir which will give end of term performances and will also have the opportunity to undertake an entry level Arts Award. In providing of enrichment opportunities in singing that low income pupils would otherwise struggle to access, its aim is to lead to improvements in soft skills and broader educational engagement.
£22,070 over one year to Art4Space for their Why Art Matters project. This will deliver accredited art courses from its community art studio to low-income primary school children aged 7 – 11 from the Stockwell area, in partnership with local schools. Each session focuses on a different skill – painting, mosaic, ceramics, sculpture, fabric collage and design and pupils will design and create a final piece of artwork.
£24,972 to Beyond the Classroom for their Girlhood to Womanhood project. The project supports female pupils from local secondary schools who are struggling to develop confidence and well-being to develop their resilience and leadership skills using the performing arts. Pupils will design and deliver their own theatre production and facilitate workshops for their peers on the issues they view as key to their transition to adulthood.
£25,000 over one year to The Creative Society for their Creative Job Studio. This will provide one-to-one mentoring and advice, training and networking events with potential employers for young people aged 18-30 who are either unemployed or low paid and seeking to establish sustainable careers in the Creative Sector.
July 2018: The Children's Literacy Charity - 'Expert' Literacy Sessions £25,000
£25,000 over one year to The Children's Literacy Charity to continue to provide tailored, one-to-one, 'Expert' literacy sessions to 28 low-income, Lambeth resident pupils at three Lambeth partner primary schools who are up to 24 months behind the literacy levels expected for their age.
£32,652 over two years to Tutors United towards piloting small group tuition in literacy and numeracy for primary school pupils with English as An Additional Language plus support to help their parents better engage in their children's study. Sessions will begin while pupils are in Year 5 and continue as they progress into Year 6 in the project's second year. University students are trained and employed to deliver tuition to pupils supported by the Programme Officer who will work with parents.
£45,000 over three years to Ebony Horse Club for their youth project which aims to provide opportunities, raise aspirations and develop core life skills in young people (aged 12 – 18), primarily from Brixton. It consists of a range of activities including: teaching of riding lessons, volunteering, providing dedicated youth work activities such as workshops and putting on trips away from the centre.
We have awarded £71,384 over three years to the Institute of Imagination for their Lambeth Sparks project. This project will equip 100 disadvantaged Lambeth children aged 7-12 years with creative and digital skills, improving their confidence and ability to think creatively and independently. The project will work with schools, professional individuals/artists or community organisations in Streatham Hill, Loughborough Junction and Vauxhall to recruit children and deliver extracurricular activities locally.
July 2018: Gipsy Hill Federation - Transition Support to Secondary School £72,000
We have awarded £72,000 over three years to Gipsy Hill Federation to enable Working with Men to provide support for male year 6 pupils assessed as being at risk of disengagement. Pupils would attend small group workshops on topics including: definitions of conflict, communication skills and anger management. Pupils with very complex needs would receive mentoring and those struggling with particular situations at school (eg: in the playground or an after school club) would receive one-to-one support as required. Pupils and their parents would also be supported at an after school club focused on Positive Approaches to Change and Transition (PACT).
We have awarded £74,520 over three years to the Mary Dolly Foundation to fund one-to-one counselling for Lambeth resident pupil-premium pupils who are identified as having experienced physical, emotional or sexual abuse or trauma. This will be provided in three Lambeth Primary Schools and the Park Campus Pupil Referral Unit.
£75,000 over three years to Thames Reach towards support with in-work progression for low paid workers, many of whom have a history of homelessness, addiction and mental health issues. Thames Reach will provide one-to-one employment support, training in basic skills, digital skills and online job search/applications
£75,000 over three years to High Trees Community Development Trust for their employability support programme which includes one-to-one coaching, basic skills training and "taster" work placements to assist young, low income lone parents to enter employment or to progress to better paid, more secure jobs.
These listings follow a blog format - comments are welcome (use the 'add comment' link).
We especially welcome comments from grantees telling us how the project is going
August 2019


text: rsholtis 23 Posted December 31, 2016 (edited) Just stumbled on this at MoV, Mudvane L.D. 50 on Blue Vinyl releasing on 2/10/17 in Europe. I found the Amazon.co.uk pre-order link, but it is saying black vinyl: https://www.amazon.co.uk/LD50-Gatefold-sleeve-black-vinyl/dp/B01MRZDEVB/ref=sr_1_1?ie=UTF8&qid=1483225293&sr=8-1&keywords=Mudvayne+vinyl http://www.musiconvinyl.com/catalog/mudvayne/ld-50#.WGgzz1zzllV Edited December 31, 2016 by rsholtis 4 najerarick88, ghost, pizza face and 1 other reacted to this Quote Share this post Link to post Share on other sites


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We believe that the local church is the visible expression of Christ's universal body. Just as a healthy body requires each part to function well, a healthy church requires members who are sacrificially committed to do the works of service that God has prepared for them (Eph. 2:10; 4:12). Being a member of The Chapel is about being part of a family and living out the family values. We commit to care for our members and expect them to lead as missionaries of the gospel to the culture in which God has placed them. Membership at The Chapel is based on your profession of faith in the Lord Jesus Christ, your understanding of, agreement with, and adherence to our doctrinal beliefs, and your desire to affiliate with this local body of believers.
What is a member?
- Membership is an intentional affiliation with our local body of believers.
- Membership is integral to the process of life change and community transformation through helping people to understand the gospel and become fully committed followers of Jesus Christ.
- Membership produces a shepherding relationship between leadership and members, so they mature as believers and become equipped for service.
- Membership allows people to function as members of the body who are clear in their understanding of the gospel, baptism, community and the use of their gifts.
- Membership establishes a base for identifying and training leaders.
How Do I Become a Member?
Attend First Step to learn more about what The Chapel believes and how you can become involved in a Community Group or find ways to serve.
After completing First Step, please complete the Membership Questionnaire
(Couples are asked to fill out the questionnaires individually.)
Upon receipt of your completed questionnaire, we will arrange for you to have a get-acquainted meeting with one of our Elders.


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Scared of the price tag for natural gemstones? Use those gorgeous glass beads instead! They work great for all kinds of beading projects.
Material: Glass
Size: 8*6mm
Packing: 30pcs
How to use
Our blog has a few tutorials related to this product, read them here.
Free shipping
All orders will be shipped from China via ePacket. It usually takes 15-20 days to arrive.


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ILX Systems – New York, NY
- Researched, identified and then set HTML standards for on-screen design of core product. Communicated these standards to product management and development teams by creating mock-ups of all HTML applications that run through the main framework. Created a master set of cascading style sheets which are ultimately imbedded in the application code. Established process to monitor strict adherence to these guidelines by development teams throughout the organization
- Designed state-of-the-art PowerPoints, under tremendous time constraints, to be used by CEO and other executives for presentation to key clients such as Merrill Lynch and Dean Witter
- Built and administering web server to run Microsoft IIS. Server Administration includes assigning individual user rights (i.e., enable/disable directory browsing and scripting, etc.), adding and removing users, adding ODBCs as new databases are created, as well as creating virtual domains for shared directories


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Other than it's said to be loosely based on the "Old Man Logan" comics storyline, that it'll take place in the future and the movie will be R-rated, all we know about Wolverine 3 is that the movie will star Hugh Jackman back as the Adamantium-clad mutant, Boyd Holbrook as the movie's lead villain who's described as a "relentless, calculating … intense head of security for a global enterprise" and Richard E. Grant as a mad scientist.
Now a new report over at Nerdist claims that a source close to the production has told them the movie will feature a group of cybernetic supervillains. According to the site, the Reavers will also be in the movie set to be Hugh Jackman's swan song as Wolverine. They also say they've "heard small rumblings that Liev Schreiber might be returning as Sabretooth…"
In the Marvel Comics, the Reavers were a group of criminal cyborgs dedicated to the destruction of the X-Men because they were mutants. And the Reavers HATE mutants. Their members included Lady Deathstrike, Pretty Boy, Bonebreaker and Skullbuster and a number of the Reavers wanted to take revenge on one X-Man in particular, and that'd be Wolverine. Although the name was first used by a gang of Australian cyborgs, they were revived under the leadership of one Donald Pierce and the new group consisted of three original surviving members as well as some new cyborgs.
Donald Pierce himself was a genocidal mutant-hating cyborg who joined the Hellfire Club in order to destroy them (because half of them were mutants) and was a bit of a mechanical genius. Nerdist posits this is the role that Grant will play. They also theorize that the Hellfire Club or Essex Corp. could be the "global enterprise" that's backing them up. In case you're wondering, Essex Corp. makes sense in light of the description of the X-Men: Apocalypse after-credits scene that's emerged a week ago, but of course, that's not a one hundred percent certainty, though it would certainly tie in the events of Apocalypse to the new Wolverine movie quite nicely.
Directed by James Mangold from a screenplay by David James Kelly, Wolverine 3 is set to open on March 3, 2017. What do you think of Old Man Logan clawing his way through the Reavers in the upcoming movie?
(via Nerdist)


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29 Sep 2018 23:16
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In the last one years technical innovation in the field of web service has actually increased a great deal. Now, about every business field depends on it as well as friendliness industry is not an exemption. Discovering a suitable resort by hand after landing in the destination bored, expensive, and exhausting task now on the internet luxury to cheap hotels scheduling center has actually changed whatever.
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Remodeling your basement can be a challenging task, especially if you don't have a lot of experience in construction and home décor. However, that doesn't mean that you shouldn't be heavily involved in the steps that are necessary to get the type of basement you want. Keep these suggestions in mind once you've decided that you want to renovate the basement space.
Before you start renovating the basement, have a specialist come out and inspect the space for mold and mildew. It's common for the basement area of the home to be plagued with these toxins, especially if you don't use the space often. The temperature of the basement is often different from the rest of the house, which could make it an ideal breeding ground for mildew and mold. Make sure that this problem is eliminated before you start building and remodeling in the basement, and get an air purification system so that the basement won't have an unpleasant odor.
You may know that you want to paint the walls or add carpeting to the basement, but you should also think about your primary use for the basement. If the basement will become a spare bedroom, you may want to insulate the windows and paint the walls a neutral color. If the basement will be converted into a playroom, a bright color for the walls is ideal.
It's also important to avoid certain construction mistakes when you're remodeling the basement. For instance, avoid a drop ceiling in the basement. This makes the basement area feel cheaper than the other parts of your home, so it's best to decorate the basement in a way that is consistent with the rest of your house. A drop ceiling also makes the basement feel smaller, and this can defeat the purpose of remodeling, since you're renovating the space to make your home feel more spacious. Keep this in mind if you will be particularly active in the basement, i.e. building a mini bar or kitchen in the basement so you won't always have to go the main kitchen when you want a snack or beverage.
Built-in storage is also a great idea when you're remodeling the basement. Built-in shelves and designated areas for storage will help to make the space neater without taking up too much space. If you build shelves into the wall, you won't have to use a bookshelf or large dresser in the basement. Just remember not to add too much storage space, since this could make the renovation project more expensive and you may not get the return on investment that you want if you sell your home in the future.
Finally, consider an open stairwell as part of your basement renovation. This is a stylish and practical way to connect the basement with the upper section of your home, and the stairwell lets natural light into the basement, which can make the space more welcoming and inviting. The stairwell is also a great idea if you are turning the basement into another area to entertain family and friends, such as an additional den or a space to have game night.


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(B) References and links with direct or indirect references to external websites ("links") which lie outside the area of responsibility of HARTMANN-MEDIA, a liability obligation would only come effective if HARTMANN-MEDIA has knowledge of the contents and it would be technically possible and reasonable for them to prevent use of such illegal contents. HARTMANN-MEDIA therefore expressly declares that the corresponding linked pages were free of illegal content at the time when the link was created. HARTMANN-MEDIA has no influence whatsoever on the current and future design and on the contents of the linked pages. Therefore HARTMANN MEDIA dissociates itself from all contents of all linked / connected pages that were changed after the link has been set. This applies to all links and references set within the own website as well as for external entries in forums and top lists set up by HARTMANN-MEDIA. For illegal, incorrect or incomplete contents and especially for damages arising from the use or disuse of such information, only the provider of the page to which the reference was made shall be liable, not the one who merely provides a link to the respective publication.
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7:00 Woke up after 7,5 hours of sleep.
8:00 Breakfast with my daughter: Yoghurt, banana, cinnamon and corn flakes.
8:20 Cycled to school with my daughter. (1,4 km)
Had a productive morning doing laundry, preparing lunch and dinner.
11:00 Snack: two mandarins.
12:05 Cycled to school to pick up my daughter.
12:30 Lunch in the front garden while waiting for my friend to pick us up and take us to our daughters ballet lesson. I had three Swedish crispbreads with cheese.
13:40 Me and my friends went for some tea during our daughters ballet lesson.
When we came back from ballet we had some tea while the girls played and it was the first time that Olivia came over (she is 4 weeks old).
My husband called to say he had car problems so he came home late.
18:00 I had dinner with my daughter. We had Swedish pancakes that I made this morning.
When my daughter was asleep me and my husband had some tea and watched some TV. No cookies tonight! 🙂


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I am terribly disappointed in the slideshow aspect of Elements 13. Why would Adobe downgrade the functionality of it's program?! I purchased the program expecting to get more and instead received less. I will be returning this version and waiting for this to be resolved before upgrading.
Be the first to post a reply!


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Prevented Mortality and Greenhouse Gas Emissions from Historical and Projected Nuclear Power
Pushker A. Kharecha and James E. Hansen
NASA Goddard Institute for Space Studies and Columbia University Earth Institute, 2880 Broadway, New York, New York 10025, United States
In the aftermath of the March 2011 accident at Japan's Fukushima Daiichi nuclear power plant, the future contribution of nuclear power to the global energy supply has become somewhat uncertain. Because nuclear power is an abundant, low-carbon source of base-load power, it could make a large contribution to mitigation of global climate change and air pollution. Using historical production data, we calculate that global nuclear power has prevented an average of 1.84 million air pollution-related deaths and 64 gigatonnes of CO2-equivalent (GtCO2-eq) greenhouse gas (GHG) emissions that would have resulted from fossil fuel burning. On the basis of global projection data that take into account the effects of the Fukushima accident, we find that nuclear power could additionally prevent an average of 420 000−7.04 million deaths and 80−240 GtCO2-eq emissions due to fossil fuels by midcentury, depending on which fuel it replaces. By contrast, we assess that large-scale expansion of unconstrained natural gas use would not mitigate the climate problem and would cause far more deaths than expansion of nuclear power.
Download the paper at the link below:
Prevented Mortality and Greenhouse Gas Emissions from Historical and Projected Nuclear Power


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Sarah has experience in a variety of industries including bankruptcy and insolvency, social media and marketing, and event planning.
Sarah is currently enrolled as a student with the Chartered Professional Accountants (CPA) Association of Manitoba and is actively working towards completing her accounting designation with a special interest in forensic auditing and personal finance.
In her free time, Sarah enjoys photography and yoga.


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Trajan, Brandon, and Kevin review Captain Marvel in all its mediocre glory. They also consider how other films have portrayed strong women. And, introducing, The Pitch, where they pitch a film script to the audience.
You can find this episode, and even more, by subscribing to Not Enough Podcast on iTunes, Spotify, or Stitcher. If you don't use iTunes, you can listen to every episode by clicking here and get access more show notes, blog posts, and essays.
Rate, subscribe, follow us on Instagram and Twitter @notenoughmedia. Check out our Patreon for what we're working on next. Email us at email@example.com.


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Cold Chain is an uninterrupted temperature-controlled logistic chain, ensuring market link from farm gate to the consumer. It is a kind of supply chain that is specialized in the storage, transport, and preservation of cargo that needs to be maintained at a specific temperature or within an acceptable temperature range, humidity, etc. It is used to preserve and extend the shelf life of products, such as fresh agriculture produce, seafood, frozen food, photographic film, chemical and pharmaceutical drugs. Such products during transport and when in transient storage, are sometimes called cool cargo. Unlike other goods or merchandise, Cold Chain goods are perishable and always en route towards end use or destination, even when held temporarily in cold stores and hence commonly referred to as cargo during its entire logistics cycle.
Eligible Cooperative Societies:
NCDC provides assistance to primary, district and state level cooperatives, either directly or through State Governments.
Major Components of Cold Chain
- Modern Pack Houses with Pre-coolers and a small cold roomModern pack house is an infrastructure, built close to farm gate, with facilities of conveyor belt system for sorting, grading, washing, drying, weighing, packaging, pre-cooling, etc. Pre- cooling unit is specialized cooling system designed to rapidly remove field heat from freshly harvested produce and thereby prepares the fruits and vegetables and other perishables for subsequent travel in the cold chain. Cold room temporarily stores preconditioned fresh produce, awaiting transport link to a distribution point and is a necessary attachment to a pre-cooling unit.
- Transportation (Refrigerated / normal ventilated trucks depending on product)Refrigerated transport is an insulated carrier equipped with active refrigeration, designed for temperature controlled carriage of perishable products. This can include refrigerated trucks, vans, rail, containers, and ships for transporting perishable products.
- Cold Storage (Bulk) at farm gates for long term inventory
- Cold Storage (Hub) near Consumption Centres as a distribution platformCold storage is static infrastructure designed with insulated and refrigerated chambers for long term or transient storage of fresh, ready-to- retail, or processed forms of perishable products.
- Ripening UnitsThey are near markets/consumption centres, mainly used for banana, mango, and papaya.
Advantages of Cold Chain
India is the second largest producer of fruits and vegetables globally. As per a study conducted by Central Institute of Post Harvest Engineering and Technology (CIPHET), harvest and post-harvest losses including losses during storage for fruits and vegetables were in the range of 5% to 16% which is huge. Therefore, establishment of Cold Chain units is of paramount importance and has the following advantages:
- Reduces the loss of agricultural and other perishable commodities like fruits & vegetables, meat, meat products, sea food, food, etc. till it reaches the consumers.
- Preserves and extends the shelf life and safeguards the nutrient quality of products.
- Improves domestic food supply, leads to improved nutrition and food safety, adds to farmers income and helps in lowering market price for local population
- New jobs would be created all along the Cold Chain.
Role of NCDC in Cold Chain Development
NCDC is a nodal agency of the Government of India for implementing schemes of various ministries. As such, NCDC will make all efforts to avail subsidy from all the Ministries of the GOI for the benefit of cooperative Cold Chain projects. However, for one Cold Chain project, subsidy can be availed from one source only. Most of the programmes of GOI for development of Cold Chain projects are credit linked back ended subsidy schemes. This means that the cooperative has to first tie-up all the loan requirements for its Cold Chain programme and only then it is eligible for subsidy. Here comes the role of NCDC which can provide loan assistance at the attractive rate of interest for creation of Cold Chain facilities and dovetail the same with the grant-in-aid assistance from the Government of India.
As on 31.03.2019, 323 Cold Chain/Cold Storage projects have been organized/sanctioned with a capacity of 9.88 lakh MT. Against this, 305 cooperative cold storage projects with a total capacity of 9.36 lakh MT assisted by NCDC have been completed/installed. This includes 36 projects of capacity expansion of 1.28 lakh MT. Besides, 18 cold storage projects of 0.523 lakh MT (including 2 capacity expansion projects of 0.144 lakh MT) are under implementation. During 2018-19, NCDC released Rs.0.847 crore comprising of Rs.0.211 crore as loan and Rs.0636 crore as subsidy under CSISAC Scheme. Upto 31.03.2019, NCDC has disbursed Rs.217.879 crore for promotion and development of cooperative Cold Storage/ Cold Chain in the country.
Cold Chain Schemes
Details of schemes of NCDC for creation of Cold Chain facilities after dovetailing the grant-in-aid assistance provided by different Ministries/ GOI agencies will be as under:
Central Sector Integrated Scheme for Agricultural Cooperation (CSISAC)
|Developed States/UTs
|Under Developed States/UTs
|Least Developed States/UTs
|From NCDC to State Govt.
|S/Govt. to Society
|Direct Funding
|From NCDC to State Govt.
|S/Govt. to Society
|Direct Funding
|From NCDC to State Govt.
|S/Govt. to Society
|Direct Funding
|Loan 75%
Sub* 15%
|Loan 50%
Sub* 15%
|Loan 65%
Sub* 15%
|Loan 70%
Sub* 20%
|Loan 50%
Sub 20%
|Loan 65%
Sub 20%
|Loan 70%
Sub 25%
|Loan 50%
Sub* 25%
|Loan 65%
Sub 25%
|Member's Contribution
- S/Govt. – State Government; Sub – Subsidy; SC- Share Capital
- Subsidy subject to availability from Government of India otherwise equivalent loan from NCDC.
- Subsidy available only to Weaker Section Programme.
Through Mission for Integrated Development of Horticulture (MIDH) / National Horticulture Board (NHB) / National Horticulture Mission (NHM)
Credit linked back ended subsidy 35% of project cost in general areas and 50% of project cost in Hilly, North East & Scheduled Areas, is provided under MIDH/NHB/NHM schemes for establishment of integrated pack house, pre-cooling units, cold room, mobile pre-cooling unit, ripening chambers and refrigerated transport vehicle. Pattern of assistance under MIDH/NHB/NHM schemes will be as under:
|General Areas
|North East, Hilly and Scheduled Areas
|From NCDC to State Govt.
|S/Govt. to Society
|Direct Funding
|From NCDC to State Govt.
|S/Govt. to Society
|Direct Funding
|Loan 55%
|Loan 45%
|Loan 55%
|Loan 40%
|Loan 30%
|Loan 40%
|Member's Contribution
Back Ended Subsidy subject to availability from Government of India / NHM / NHB otherwise equivalent loan from NCDC for that particular Cold Chain component.
However, higher subsidy is available for some small components, like small pack house with size of 9 M*6 M, evaporative/low energy cool chamber (8 MT), preservation unit (low cost), low cost onion storage structure (25 MT) and Pusa Zero energy cool chamber (100 kg), and in their cases 50% of the total cost is provided as subsidy. The details of cost norms, pattern of assistance, operational guidelines, etc. may be seen at websites like www.midh.gov.in, www.nhb.gov.in
Through Ministry of Food Processing Industries (MoFPI)
In the case of Cold Chain scheme of MoFPI, cost norms of MIDH/NHB/NHM scheme will be followed wherever applicable. Pattern of assistance will also be same as given in the above table. For facilities not covered under MIDH guidelines, cost norms as determined by the MoFPI will be followed. For value addition and processing infrastructure including frozen storage / deep freezers associated and integral to the processing, grant-in-aid 50% for General Areas and 75% for North-East, Hilly States, & difficult areas, will be provided. Maximum grant-in-aid under Cold Chain scheme of MoFPI would be Rs.10 crore per project. Further details can be checked from the Ministry's website www.mofpi.nic.in.
In addition to assisting the cooperatives in setting up of Cold Chain infrastructure/ components as per the pattern of assistance given above, NCDC also provides working capital assistance for undertaking business operations by the cooperative assisted for Cold Chain facilities.
All project proposals assisted under MIDH/NHM/NHB/MoFPI various schemes for setting up of Cold Chain infrastructure/components are required to comply, without fail, with the extant specifications standards and protocols on Cold Chain components prescribed by them and as revised and updated from time to time by any authorized agency like National Centre for Cold Chain Development (NCCD), etc., otherwise subsidy may be refused by the above agencies. The State Governments/societies may be requested to adhere to the technical standards and protocols etc. while preparing the Detailed Project Report for assistance for setting up of Cold Chain infrastructure/components. In order to claim subsidy from NHB, time limit for completion of the project would be maximum of 18 months period from the date of disbursement of 1st instalment of term loan, which may be extended for a period of 3 months, if reasons for delay are considered justified by NCDC and agreed to by NHB.
Mode of Funding
Financial assistance is provided through the State Govt. or directly to the eligible cooperatives.
Quantum of Assistance and Pattern of Assistance
Varies from activity to activity and upto 90-95% of the total cost for the most of the activities. However, in case of strengthening of share capital base/margin money/working capital assistance, the quantum of assistance can be upto 100%.
For detailed pattern of assistance please click at the link provided.
Yuva Sahakar - Cooperative Enterprise Support and Innovation Scheme
To encourage newly formed cooperatives take advantage of innovative ventures, especially by societies with new/innovative idea, NCDC has introduced a new scheme titled, "Yuva Sahakar - Cooperative Enterprise Support and Innovation Scheme" linked to a Cooperative Startup and Innovation Fund created by NCDC. Please click for details of the Scheme
Norms for direct funding
Cooperatives operating for minimum three years & broadly fulfilling following criteria are eligible:
- Net worth should be positive
- There should be no erosion in share capital.
- Cash profit in last three years and net profit in two year
- Should be in a position to provide 1.25 to 1.5 times security.
For detailed norms of Direct Funding please click at the link provided.
Common Loan Application Formfor availing assistance under the scheme of NCDC can be downloaded from NCDC's website.
For further details, please contact or write to:
- Chief Director
4, Siri Institutional Area, Hauz Khas,
New Delhi – 110 016
PABX No.: 26567475, 26569246
Fax: +91-011-26962370, 26516032
Email: mailncdc.in
- Regional Directorates of NCDC: Bengaluru, Bhopal, Bhubaneswar, Chandigarh, Chennai, Dehradun, Gandhinagar, Guwahati, Hyderabad, Jaipur, Kolkata, Lucknow, Patna, Pune, Raipur, Ranchi, Shimla, Thiruvananthapuram
Faq's - Click Here


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Record Keeping
Compton Accounting
April 28, 2015
At Compton Accounting we get a lot of questions regarding how long our customers should keep their tax documents. If you look at some resources they will tell you to save up to 3 years. However, Compton Accounting recommends that you save up to 7 years, and here is the reason why.
According to www.irs.gov the time period to file a claim for a credit or refund is generally 3 years from the date the original tax return was filed ( or the due date for filing the return if the return was filed before that date), or 2 years from the date the tax return was paid, whichever date is later. However, if you would need to file a claim for an overpayment resulting from a bad debt deduction or a loss from worthless securities, you must make the claim 7 years from when the tax return was due.
Now if you don't have the space to save 7 years worth of tax documents Compton Accounting would be happy to set you up a portal so you don't have so much paper to store. All you have to do is call Compton Accounting at 309-484-8888 and ask for Laura. She will set you up with a portal and upload all of your tax documents we have on file in there for you. Then you can access your information anytime you want to access it.
Something to also keep in mind. If you are destroying ANY tax documents, please destroy them properly. They need to be shredded so none of your information can be stolen. A tax return is a perfect road map for an identiy theif to steal your information.


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Click on any of these images to see the larger preview of that picture -- there, you can add that image to your shopping cart if you wish. You can also preview the rest of the images in this gallery easily. For faster loading, in many cases only 20-25 images images load at a time, simply click on the next page to see more images.
If you add any image to to the cart, be sure to click UPDATE CART before moving onto another image!
On this page, you can also hover over any image here and a small drop down bar will appear to displaying its title and allowing you to add this image to your cart or share on social media. Enjoy!
Keywords: Kancamagus Highway, Kancamagus , Albany, Albany Bridge, Autumn, Bridge, Covered Bridge, Foliage, Forest, Leaves, Mountains, National Forest, New Hampshire, Osceola, River, Sign, Swift, Swift River, White Mountains
Description: Images along the Kancamagus Highway, from Lincoln new Hampshire to Conway New Hampshire


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Whether you're living with acute or chronic neck pain, Kasra Amirdelfan, MD, can help provide relief at his practice in Walnut Creek, California. As a world-renowned pain management specialist who stands out in the East Bay for his expertise, Dr. Amirdelfan is at the forefront of interventional techniques to address your discomfort at the source. To see how Dr. Amirdelfan can help manage your neck pain, schedule an appointment online or by phone today.
Your neck, also known as your cervical spine, is the region that begins directly underneath your skull and stops at the top of your shoulders. Your cervical spine has seven bones called vertebrae that protect your spine. It also has muscles, tendons, ligaments, and nerves.
While your neck is one of the most flexible and strong parts of your spine, it's also vulnerable to injury, stiffness, and inflammation. In some cases, neck pain can be so intense it's debilitating.
When you experience acute neck pain, it's often due to tension or muscle strain. In many cases, you have this type of discomfort because you're straining to carry heavy objects, practicing poor posture, sleeping in odd positions, or spending extended periods sitting at your desk. It's also common to experience neck pain if you experience a sudden and traumatic movement of your head, like whiplash from a car accident.
If you have chronic neck pain, it's often because of:
Less frequently, neck pain arises from tumors or spinal cancers. It can also indicate a health condition requiring immediate attention, like a heart attack or meningitis.
Dr. Amirdelfan conducts a comprehensive physical exam during your consultation that includes a review of your symptoms and discussing both your personal and medical history. Based on this examination, Dr. Amirdelfan might recommend additional tests, like digital imaging, electromyography (EMG), or nerve conduction studies.
As a world-renowned pain management expert, Dr. Amirdelfan offers cutting-edge and minimally invasive techniques to address the cause of your pain. Common interventional pain management therapies for neck pain include:
Dr. Amirdelfan also offers spinal cord stimulation for chronic neck pain. A spinal cord stimulator, or SCS, is an implantable device used to treat pain. This interventional pain technique uses low levels of electrical stimulation to disrupt nerve activity in the areas of your spine sending pain signals to your brain.
If you're living with neck pain, call the office of Dr. Kasra Amirdelfan or schedule an appointment online today.


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Member Update: KYC challenges faced by Prepaid Payment Instruments (PPIs)
The fintech industry continues to grapple with challenges around e-KYC. The recent circular from Ministry of Finance, dated May 9, 2019, has been much appreciated by the industry. However, the same has been rendered ineffective due to certain requirements in the circular and a lack of common understanding between the regulators and the Unique Identification Authority of India (UIDAI) with respect to the same.
Last month, NASSCOM had written to different government departments/ministries such as the Department of Revenue, UIDAI, NITI Aayog, Ministry of Electronics & Information Technology (MEITY) and the Reserve Bank of India (RBI) with regard to certain challenges that the PPI industry is facing, pertaining to KYC verification process. We had also highlighted other issues pertaining to eKYC that remain unaddressed along with our suggestions to resolve them.
Based on recent policy developments and feedback received by us, we are providing an update on the matter.
1. Enable eKYC for PPIs
In February, the Union Cabinet cleared an ordinance to allow use of Aadhaar by banks and telecom companies.[1] This ordinance had no provision for non-banking entities. Later, the Ministry of Finance issued a circular which lays down the procedure for processing of applications under Section 11A of the Prevention of Money Laundering Act, 2002 ('PMLA') for use of Aadhaar authentication services by non-banking entities.[2] This requires the reporting entities to file an application with their respective regulator.[3] The circular says that the application will have to undergo a three-tier approval process involving the regulator, UIDAI and the Central government.
The circular provides for the regulators to specify the format in which the information from the applicant is to be obtained. However, till date, no regulator has issued any application format. We understand, from industry information, that the reason for this is that the regulators would not like to examine each application on a case-by-case basis, as the applicants are regulated entities and from a regulator's perspective – there is nothing to be examined. As per them, it is only the UIDAI that needs to examine the applications in order to satisfy itself that they meet UIDAI's norms for enabling e-KYC. On the other hand, the UIDAI is unable to issue e-KYC, as the circular does not allow it to directly process the applications. This situation has resulted in fintech companies not being able to apply for e-KYC. Effectively, the circular has been rendered pointless.
Suggestion: The Ministry of Finance should consider modifying the circular issued on 9 May 2019. Accordingly, the circular should upfront treat reporting entities, which are regulated by different regulators such as Reserve Bank of India (RBI), Securities and Exchange Board of India (SEBI), Pension Fund Regulatory and Development Authority (PFRDA) as eligible to apply for e-KYC. Thereafter, they should be allowed to apply to UIDAI directly for an Aadhaar authentication license. The existing step 2 i.e. Examination by the appropriate regulator in the circular, should be removed.
We have also suggested that the Ministry of Finance should prescribe an application template after consultation with the UIDAI, which will be used by fintech companies to apply for an Aadhaar authentication license.
Update: The Government is reconsidering the process of e-KYC licencing in line with what has been proposed by NASSCOM. We may soon expect NBFCs and non-bank PPls that are regulated by RBI, fulfilling the UIDAl licensing conditions and the prescribed standards of security and privacy, to be allowed to directly approach UIDAI for e-KYC authentication facility.
2. Approve video KYC
The industry understands the importance of KYC process and is currently evaluating alternate mechanisms for KYC verification. This will allow customers who do not want to use Aadhaar to verify themselves, have a digital alternative. Until now, there is no cost effective, scalable and customer friendly alternative digital KYC method available to the industry. Post the Supreme Court judgment on Aadhaar in September 2018, leveraging Aadhaar eKYC was no longer an option.[4] In the absence of any alternate digital KYC, non-banking entities such as PPIs were forced to adopt the age-old, physical form of KYC. This process is expensive, time-consuming and operationally burdensome. The industry also resorted to the XML offline Aadhaar verification method as introduced by RBI for verification however as per the feedback received from industry, failure rate for such verification are as high as 57% making it an unviable method of digital KYC.
Other alternative modes of KYC, such as, video KYC has been permitted by SEBI and is treated as "in person verification". The mutual fund industry has been relying on video KYC to verify its customers in the absence of Aadhaar-based verification. [5] Certifying Authorities while issuing digital signatures also rely on video KYC.[6] Last month, a RBI committee headed by U.K. Sinha, former chairman of SEBI, also suggested video KYC as an alternative to the existing electronic methods of verifying the identity of a person, in its report on micro, small and medium enterprises (MSMEs).[7] The PPI industry has made several representations to RBI and MEITY to allow them to carry out video KYC to verify its customers.
Suggestion: RBI should expedite approval of video KYC as a method for doing digital KYC; so that customers who do not want to use Aadhaar for doing KYC have a digital alternative as well. This alternate eKYC mechanism is cost effective, user friendly and scalable. NASSCOM would be happy to organize demonstration of camera based KYC and discussions around its suitability, if required.
Update: Video based KYC may be allowed soon. However, to ensure adherence to the PML Rules and to eliminate usage of fake OVDs, the process requires an online verification facility. Usage of alternative electronic channels by leveraging the DigiLocker platform of the ministry of Electronic and IT and other such similar options, are also being considered by RBI.
To be sure, any non-face to face on boarding requires the customer to be categorized as a high-risk customer with its consequential requirements of enhanced due diligence and re-KYC every two years.
3. Authorized personnel Requirement
Over the last few months, several PPI issuers have received Show-Cause Notices (SCN) from the RBI for not complying with the requirement of engaging 'Authorized officer of the entity' for KYC verification. The entire industry has been considering third party agents to be authorized representatives. Now, as per the SCN, an authorised officer is expected to be an employee and not an agent. Today, there are millions of PPI users in the country and most of them are based in remote locations, it will be a significant operational challenge for the industry to bring on-board thousands of employees only for verification purpose. This will also put a significant financial burden on companies as they will be required to invest additional time in resources and training them.
The industry has already invested heavily in training agents and using their services to do in person verification. Such a move would will not only lead to lot of operational issues but would also be against the Government's objective of promoting ease of doing in India.
Suggestion: RBI should allow PPI issuers to engage third party agents for verification and issue suitable clarifications in that regard. It may be noted that SEBI permits third parties to carry out due diligence of customers on behalf of various companies.[8] We have requested the RBI to consider the specific risks that may be of concern in permitting third party verification and address those without precluding the possibility of third party verification. This shall also ensure that there is uniformity of provisions in the KYC guidelines adopted by all the regulators in the country.
Update: The certification shall continue to be carried out by authorized official only. This is because of the perceived risks that emanate from allowing person other than the authorized official of the regulated entity for carrying out certification of officially valid documents.
4. Extension of 31 August KYC deadline
While we are thankful to the Central Bank for granting the fintech companies six months extension on 26 February 2019 to comply with the requirement of conversion of min KYC to full KYC, we would like to highlight that until now, the industry does not have any digital means to do KYC.[9] Physical KYC's failure and challenges associated with offline verification applications has made it difficult to scale. The industry is in a debilitating position right now and we anticipate millions of accounts to go into debit only mode on 31 Aug due lack of an effective KYC mechanism.
Suggestion: Given that approval and subsequent operationalizing of a digital mode of KYC will take a couple of months, we have requested the deadline for doing KYC to be extended to March 31, 2020.
Update: We can expect an extension of the deadline.
[1]The Aadhaar and other laws (amendment) Ordinance, 2019, March 2, 2019. See: https://indiacode.nic.in/ordinances/The%20Aadhaar%20and%20other%20Laws%20(Amendment)%20Ordinance,%202019%20(Ord%209%20of%202019).pdf
[2] Ministry of Finance, Department of Revenue, circular- F. No. P-12011/7/2019-ES Cell- DOR, May 9, 2019. See:https://dor.gov.in/sites/default/files/circular%20dated%2009.05.2019%20of%20PMLA.pdf
[3] Reporting entity means a banking company, financial institution, intermediary or a person carrying on a designated business or profession, according to PMLA Act, 2002.
[4] Justice K. S. Puttaswamy (Retd.) and Another vs Union Of India And Others. See: https://www.supremecourtofindia.nic.in/supremecourt/2012/35071/35071_2012_Judgement_26-Sep-2018.pdf
[5] https://www.livemint.com/Money/XWF3HoTzclq6A8EPhWcliO/Mutual-funds-explore-solutions-to-continue-paperless-KYC.html
[6] Identity Verification Guidelines, Controller of Certifying Authorities, MEITY, April 23, 2019. See: http://www.cca.gov.in/cca/sites/default/files/files/Guidelines/CCA-IVG.pdf
[7]Report of the Expert Committee on Micro, Small and Medium Enterprises, June 25, 2019. See: https://www.rbi.org.in/Scripts/PublicationReportDetails.aspx?UrlPage=&ID=924
[8] SEBI's Frequently Asked Questions in respect of reliance on the records of client due diligence (KYC) carried out by a third party. See: https://www.sebi.gov.in/sebi_data/faqfiles/nov-2017/1511343200128.pdf
[9] FAQ on Prepaid Payment Instruments (PPIs). See: https://m.rbi.org.in/Scripts/FAQView.aspx?Id=126


text: > Hi Daniel > > Thank you for the valuable comment, but i have a doubt, since the > dets operations are not transactional in the middle editing schema.DAT > file, if my application gets restart, will it corrupt the schema.DAT > file and if happens so how can i safe guard the data.? > > Thanks in advance > Arun > > On Thursday 13 October 2016 08:33 PM, Dániel Szoboszlay wrote: >> Hi, >> >> When the name of the node changes, you need to repair the Mnesia >> schema, as it contains the names of the nodes where the tables belong. >> >> Before starting Mnesia open the schema.DCD or schema.DAT file >> (depending on the storage type of your schema). It will be either a >> disk_log or a dets file, containing {schema, Tab, Opts} entries. >> Among the options you will find the node(s) where the table shall >> exist. Simply change the old node name to the new node name there, >> and save the new schema under its original file name. Then you can >> start Mnesia and all your data will be there. >> >> Cheers, >> Daniel >> >> On Thu, 13 Oct 2016 at 12:55 ARUN P <arunp@REDACTED >> <mailto:arunp@REDACTED>> wrote: >> >> Hi, >> I have a hardware device, will call it SCC ( System Control >> Card ) >> on which an erlang application is running which uses mnesia as the >> database. The hardware device is a distributed and portable one >> and its >> IP address is dynamically generated based on some physical >> conditions. >> ie, My system set up contains 10 Racks and each Rack has SCC >> connected >> to it, and based on the Rack on which SCC is connected >> application will >> dynamically generate the IP address ie; the IP address of SCC >> connected >> on Rack -1 will be 10.1.1.1 and the erlang node name will be >> SCC@REDACTED <mailto:SCC@REDACTED> and the IP address of SCC >> connected on Rack -2 will be >> 10.1.1.2 the erlang node name will be SCC@REDACTED >> <mailto:SCC@REDACTED> . >> >> The problem domain is : >> >> In some situations i will be replacing SCC of Rack-1 to >> Rack-2 and >> as soon as i replace , IP address of SCC will change to 10.1.1.2 >> and so >> the erlang node. In this situation I am unable to access the data >> stored >> in mnesia when the SCC was present in Rack-1 and this is because >> the on >> Rack-2 application will create a new schema based on the new >> erlang node >> name. But the prime objective of my system is data persistence, even >> though I replace the device on any Rack, I should be able to >> access the >> previously stored data. Can anybody kindly suggest me how to >> solve this >> issue. >> >> - All the tables and schema created are disc copy . >> >> Thanks in advance, >> Arun P >> >> _______________________________________________ >> erlang-questions mailing list >> erlang-questions@REDACTED <mailto:erlang-questions@REDACTED> >> http://erlang.org/mailman/listinfo/erlang-questions >> > -------------- next part -------------- An HTML attachment was scrubbed... URL: <http://erlang.org/pipermail/erlang-questions/attachments/20161014/689719e1/attachment.htm>


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"In need of facial surgery I embarked on an exhaustive research endeavor to find THE surgeon that I was going to be comfortable with considering the fact that he or she was going to be "cutting" on my face. I finally concluded my research and the result clearly revealed one standout surgeon…the highly accredited and highly experienced Dr. Edward S. Gronka. I called and naturally had a number of questions that needed to be answered. I had the pleasure of speaking with Dr. Gronka's VERY PROFESSIONAL cosmetic surgery coordinator…Lacie. She patiently answered each and every one of my questions to my satisfaction. I felt confident that my research had paid off and scheduled an appointment and am I ever GLAD THAT I DID!!! Now…months after surgery…if I had it to do over again, I would ABSOLUTELY choose Dr. Gronka without a moment's hesitation. Also, let me add that Dr. Gronka's entire staff is highly qualified and very professional.
For you men out there that think facial "plastic surgery" is just for women…you honestly need to back up and reevaluate that line of thinking. For you guys that think BOTOX is strictly for women…you REALLY need to rethink that one. BOTOX works wonders and Dr. Gronka and his friendly, professional and highly experienced staff is who you want to talk to when it comes to everything from initial questions you may have about surgery to BOTOX injections and everything in between. As you can tell… I am very pleased with my experience… and YOU WILL BE TOO!!!"


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Facebook's terrible week may be just the beginning of a backlash against tech companies that could wreak havoc across global markets.
Bilal Hafeez, currency strategist with Nomura Inc., warned that a host of factors, from populism to tighter regulation, are converging to undercut tech stocks at a time when their valuations are near extreme levels.
The fallout could sweep far beyond the confines of equity markets, weighing on currencies and benefiting safe-haven assets such as the yen, Hafeez wrote in a note published Tuesday.
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"The bottom line is that trade wars, populism, income inequality can be looked at in isolation, but together they all point to a reaction against the growth of fluid intangible-intensive industries such as the data/platform companies," he said.
Shares in technology-related firms have slumped this week after a disclosure that Facebook released data of 50 million users to an analytics firm that helped elect U.S. President Donald Trump. Just last week, investors were pouring cash into the sector at a rate not seen since the height of the dot-com bubble.
Hafeez didn't mention the Facebook controversy specifically in his note.
A fundamental trigger for the bursting of the tech bubble will be the shift toward a more populist political climate that means that U.S. policy is shifting back toward more tangible asset industries, such as manufacturing, according to Hafeez.
Other catalysts include increased scrutiny about how social-media data is being used and tighter regulation.
"Today, thanks to the increasing concerns that platforms and data-holders have been 'gamed' by corporations and foreign governments to manipulate consumers and voters, there is a growing backlash from individuals and governments on how these platforms can operate," Hafeez said. "For governments, this could result in greater regulation on how and where the data/platform companies can operate."
The greatest push for regulation is likely to come from the European Union, where concerns about data privacy are especially acute, said Paul Harris, partner and portfolio manager at Toronto-based Avenue Investment Management. He said a tightening regulatory environment could ultimately reduce ad revenue for Facebook and other social media giants amid new restrictions on the personal data they are able to access.
"Advertisers could end up paying less to be on Facebook," Harris said. "A lot of companies are really asking about the value of what they're paying for."
He added that if any tech stock continues to decline as a result of this week's controversy it will likely be confined to Facebook and to a lesser degree Alphabet unit Google Inc., rather than at giants like Apple Inc. and Microsoft Corp., where he said earnings multiples are not at extreme levels.
And while stock price gains of some U.S.-based tech giants have outpaced earnings growth, with the tech sector 11 per cent more expensive than the broader market (the highest since 2009 according to Bank of America Merrill Lynch report), technical analyst Keith Richards said any major flight of institutional investors from tech stocks hasn't become apparent.
"I don't see that," said Richards, portfolio manager at Valuetrend Wealth Management in Barrie. "I don't see any kind of technical shift yet out of tech."
He said valuations of some of the U.S. tech stocks have become stretched, but suggested that the trigger for a tech market correction would likely be a broad range of factors including uncertainty over the global trade environment in light of recent U.S. tariff moves.
While Facebook's market value has plunged $60 billion (U.S.) in two days, selling in related firms from Google to Pandora Media Inc. and Snap Inc. has been less severe. A measure of implied volatility on the broader Technology Select Sector SPDR Fund has barely budged in the days since Facebook's latest data fiasco sparked fears regulators would crack down on how social media sites handle customer data.
"This is definitely a Facebook-centric issue," Michael O'Rourke, JonesTrading chief market strategist, said by phone. "It's not going to affect other tech names in different industries because it's not specifically their problem."
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Options traders have even pulled back bets that Facebook itself is in for more pain. Implied volatility on the company's options appeared to be receding Wednesday and the spike notched earlier in the week pales in comparison to the jump in stress during the market correction in early February.
That's not to say the company is out of the woods.
"The market hasn't heard from management, hasn't heard a response or a plan of action for this major issue," O'Rourke said. "The government wants a response."
With a file from Star staff


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Rakuten opens office in Barcelona
Rakuten is really kicking it up a notch in Europe. Last week it was known that the Japanese ecommerce company is opening its fifth e-marketplace in Europa by launching Rakuten.at, now we've heard news about Rakuten opening an office in Barcelona, Spain. In five years the company wants to become the leader in the Spanish ecommerce market.
Rakuten, founded in 1997 in Tokio, has already running one of its websites, PriceMinister, in Spain and last year it bought the Spanish VOD player Wuaki.tv. By opening an Rakuten office in Barcelona, wherein the next three years about 80 people should work, it's clear to us Rakuten really wants to gain some market share in Spain and maybe some other countries in Southern Europe. According to Rakuten, the office in Barcelona, which will open this fall, forms the base of the introduction of their ecommerce platform in Portugal and Latin American markets.
The fact Rakuten is opening an office in Barcelona is the result of a one-year-long collaboration between the Japanese company and the Tokyo team of Invest in Catalonia. The Catalan government will invest in the project and supported by the Catalan Public Employment Service they will make a pre-selection of suitable profiles for the new jobs, thereby preferably looking at the unemployed in this region.
Rakuten owns and runs websites in European countries like the United Kingdom, Germany, France and Austria. The Catalan subsidiary is only the second one opened in Europe, after the first one in France. Now one might guess what's next? An office in the BeNeLux or Scandinavia sounds quite plausible to us…


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Hey #teamOCTO! Meet Desiree Bennett!
What brought you to Team Octopus?
It's kind of a long story, but I'll try to keep it as brief as possible. I have been playing ice hockey in the Atlanta Amateur Hockey League (AAHL) for the past 8 years, the last 5 or so as a goalie. I love being on the ice, but I knew I needed to add something new to my routine that would break me out of the fitness rut I was in and also help me regain the drive for optimal health and fitness. I chose to finally try out kickboxing because it was something I always wanted to do and I felt it would be vastly different from what I have ever done.
With that set in my mind, I ended up looking around on Groupon and saw the offer from Team Octopus. There were other offers, but this one really drew me in. I knew immediately after my first class that I had made the right choice.
You started out with Kickboxing. How was your first class?
My first class was really something else! I ran late that day and I was so nervous but very excited. I ended up finding out quickly why you do not want to be late for Coach Mark's class. I had to do 50 push-ups before I could join in! I could barely do five the last time I could remember doing them, but I knew they had to be done. I did those push-ups, and I couldn't have been happier.
It was all a bit intimidating at first, especially since I didn't have anyone I knew to come with me. However, the atmosphere at Team Octopus is extremely inviting and friendly. Within minutes, I had fellow members encouraging me and cheering me on through the workout whenever I struggled.
The workout itself was absolutely the best I had done in years! I truly thought I was in pretty decent shape before, but this worked muscles I didn't even know existed! I was absolutely hooked that day, and about a week later, I made sure I was signed up full time.
What changes have you made outside of the gym to encourage your new healthy lifestyle?
I definitely have made lots of changes. I have become much more mindful about what I eat, drink and snack on, as well as my portions. Learning how to properly fuel myself with healthy and tasty foods has also encouraged me to seek out healthier alternatives to some of my favorite foods so I am always trying out new healthy recipes.
Running has also become a new favorite activity! I recently ran my first ever 5K, and since then, I have been running no less than 4 miles, usually twice a week. I hope that by the end of the year to run my first half marathon!
The most important thing I have changed is really listening to my body and resting when I need it. I've played through some tough injuries before that cost me more time off later. I love the strength I am building and how my body has changed drastically in only the past two months, so I make sure to not to push myself too much so I can keep enjoying being so active.
What advice would you give to someone who is just beginning at Team Octopus?
Be prepared to sweat! The workouts are tough and will always challenge you. You will not get bored here! Also don't be afraid to ask the Coaches to repeat anything or to guide you through the moves slowly until you get it. They are there to help you and truly do want to see you succeed. Team Octopus has a lot to offer, so I would advise to definitely try out the other programs as well! Especially the Muay Thai classes, as they focus a lot on technique and will help you perform better during the Kickboxing classes!
You will get out what you put in. You will surprise yourself with what you gain by training here.
Desiree has created her own wellness blog where she shares important life hacks and delicious recipes, like this Quinoa Crust Pizza!