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Home > Tips/Resources > Fact Sheet Library > Fact Sheets: Safety How-Tos
Buckling Up - The Facts
Minnesota law requires that everybody in every seating position in the vehicle be buckled up or riding in an approved child passenger safety restraint. Law enforcement officers can stop and cite drivers and passengers who are not buckled up.
- Seat belts reduce the risk of serious injury and death by 40% - 60%.
- When crash victims are unbuckled, their medical treatment costs are on average 50 percent higher than those who are securely buckled.
- A seat-belted driver has a better chance of maintaining control of the vehicle during and immediately following a collision, protecting passengers and others on the road.
- Seat belts aren't just for the front seat. If you are in the back seat and not belted, your body becomes a lethal weapon, moving forward with enough force to break the back of someone riding in the front or to cause serious brain injury.
Air Bags
- Infants should never be placed in the front seat of a vehicle with a passenger-side air bag. Even in a low-speed crash, the air bag can inflate, strike the car safety seat and cause serious brain and neck injury and death.
- Put distance between you and the air bag. Drivers should move as far as possible from the steering wheel to give the air bag room to deploy and dissipate its energy. A space of 10-12 inches is recommended between the chest and the air bag module. Passengers in the front should double this distance due to the size of the passenger airbag.
- Use seat belts! Air bags offer supplemental protection in frontal, and in some newer vehicles, side collisions. Your primary protection in all kinds of crashes is the seat belt. It is the single most effective item of safety equipment in a motor vehicle.
- Grip the steering wheel at nine o-clock and three o-clock, with thumbs on the face of the steering wheel.
- All children up to age 13 are safest in the back seat. Child safety seats are not always compatible with all rear seating positions in vehicles. Read the instructions for the child safety seat and your vehicle's owner's manual carefully.
- Children model adult behavior. If adults do not buckle up consistently, children will not either.
- By Minnesota law, a child who is both under age 8 and shorter than 4 feet 9 inches is required to be fastened in a child safety seat that meets federal safety standards. Under this law, a child cannot use a seat belt alone until they are age 8, or 4 feet 9 inches tall. It is recommended to keep a child in a booster based on their height rather than their age. Check the instruction book or label of the child safety seat to be sure it is the right seat for your child's weight and height.
|Network of Employers for Traffic Safety


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Please feel free to call, as you can imagine we are busy during 9-5 working hard so if we don't answer please leave us a message and we will return your call.
Telephone: 07801 941 590
We prefer emails when possible as it allows us to answer you more efficiently, please fill out this form below and we will contact you as soon as were not in a garden.
Thank you

subset: commoncrawl


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Female ranchers face a double struggle to keep a male-dominated and declining industry afloat
Fifty miles from Crater Lake, and thirty miles from the nearest gas station, exists a plot of Oregon history, unassumingly settled in the Klamath Basin. Address numbers aren't needed out here. Miles, not feet, separate one property from the next. It would be impossible to miss the entrance to Yamsi Ranch, the sign on its arch announcing what lies just past the structure's wooden arms. Beyond the entrance, several ponderosa pines tower over the rock and earth path, symbols of the ranch's longevity and grit.
The path forks once, then twice, creating a labyrinth molded from dirt and walled by trees. After emerging from the wood, Yamsi's size suddenly registers as thousands of acres come into view. The stretching plain is a backdrop for two model ranch homes—one sprawling, the other stoic, and both fashioned from ranchers' hands. Cattle dot the view. Horses stare smartly, as if they can tell a visitor from a rancher.
The same family has worked this land in Chiloquin, Oregon, for more than one hundred years. Dayton Williams started the ranch in 1911, but it took nearly fifty years for the proper alpha to claim the reins. And she hasn't let go since.
Years of hard work have slowed Gerda Hyde's pace, but Yamsi's longtime matriarch still has purpose to her step. Her wrists bow downward, bent after a life of physical labor. Her dangling earrings display a hint of femininity in a gruff environment.
"She's always been my idol," Joe Jayne says of his grandmother. "I've always wanted to be like her."
North of Yamsi, in the high-desert terrain of Sisters, Oregon, is another woman, born a generation after Hyde. Vickie Herring developed a love for horses at a young age. Her father taught her to pursue everything, and the gender barriers most cowgirls faced at the time did not bar her from her passion. Her love for horses would develop from a hobby into a livelihood, and eventually to a commitment to protect them. She has been a livestock manager for more than twenty years.
For much of their lives, Hyde and Herring were minorities in a field dominated by men. But while both have fought tirelessly for their place on the ranch, they are facing an even bigger battle in the coming years–the survival of the industry itself.
As the economics of ranching have changed to favor large-scale industrial operations, small ranches have struggled–and often failed–to compete. The emotional and financial burdens prove too much for family-owned operations like those of Hyde and Herring. As a result, family-owned ranches are "largely gone as an economic entity," according to a 2008 study by the Pew Commission on Industrial Farm Animal Production.
For ranchers, sustaining their way of life is hard enough. But there is no guarantee that their land will pass to their children when they're gone. Many believe that Oregon's Estate Transfer Tax—previously known as the Inheritance Tax—puts their land and lifestyle in jeopardy. Ranchers who inherit estates worth more than $1 million are taxed heavily. The tax starts at 10 percent and can run as high as 16 percent, often totaling more than a year's income.
"Oregon has a tremendously high inheritance tax, so when my husband and I are gone, we'll have to pay about $600,000 in Oregon taxes," says Hyde. "It breaks up a lot of ranches. They don't seem to realize the importance of keeping ranches in the family."
Last November, Oregonians voted against a ballot measure that would have repealed the tax.
Yet Hyde refuses to entertain the idea that Yamsi may not be in her family once she's gone. She has managed to steer Yamsi clear of bankruptcy for sixty-three years, a success made more remarkable because of the challenges she faced as a woman.
She was born in 1930 and raised in Woodside, California. After marrying her husband, Dayton Hyde, she moved to Yamsi ranch and was under the harsh rule of her husband's uncle. At the time, Uncle Buck didn't allow women to help with riding duties.
"Uncle Buck was a tyrant," Hyde says. "We did whatever he told us to do."
But she didn't buckle under the pressure. Today, her resilience marks her face, the lines etched from decades of meeting the unforgiving elements with a penetrating gaze. That resilience shone on a particularly cold morning in the 1950s—a morning so cold that the men didn't show up for the day's labor. Hyde seized the opportunity to ride, and Uncle Buck finally let her.
"From there on out I always helped with the animals," she says with no-nonsense candor.
Nearly a generation later, Herring faced a very different experience. Her father had always allowed her to ride horses, and she didn't know anything about the Women's Liberation Movement until she drove a cattle truck through California. Women on the street hailed her with shouts and saluted her with raised arms for doing a job typically handled by men in the area.
"At first I thought they were cussing us out," she says. "I didn't realize it was a liberation thing because I was fortunate not to grow up with that."
But she always knew that the life of a rancher would require long, strenuous hours, resting only when the sun set, and sometimes not even then. Like Hyde, Herring chose it anyway.
"You get old really fast," she says. "But you feel like you did something at the end of the day."
Herring currently manages livestock on R&B Ranch in Sisters, Oregon.
Most of the animals she manages are horses, and she can describe each of their unique personalities, as if they are more family than livestock. In her youth she often entered bareback riding competitions, and she talks as fast as she rides. Her words are marked with a concern for the animals she loves, having once rescued 265 horses bound for slaughter due to a feed shortage in Canada.
"There are worse things than death for animals," Herring says. "Deplorable conditions are worse."
She says that arrangements such as four-wheelers have replaced the need for horses on many ranches, which can lead to the neglect that she decries.
Her own ranch initially housed more than one hundred horses. Today there are just forty.
"When the economy went down, the horse market went 'poof,'" she says. "I'm not sure if it will ever come back."
Herring has been managing livestock since the early '90s. At the time, she kept her horses in a stable owned by David Herman, who began buying ranches around Oregon in hopes of continuing a successful career in real estate. He had no experience with ranching, so he turned to Herring to drive his cattle. Her skills quickly earned her a vital role.
Herman sold R&B Ranch to its current owners, Rick and Barbara Morrill, in 2006. Family and friends ride the forty horses now, and Herring says the ranch no longer yields profit. It is funded by the owner's income from a crane business in Salem.
Hyde and her husband bought Yamsi ranch in 1959. For the last fifty years, one thousand head of cattle have roamed Yamsi's five thousand acres during the summers, but even that sizeable herd wasn't enough to sustain it during the late '80s.
In the summer of 1987, Hyde made a decision that saved her ranch. She opened her doors to people interested in fishing the eight miles of river that snake through Yamsi. People come to the ranch for the tranquility and to enjoy the close proximity to the land, something that Hyde experiences every day.
"I don't think there's much romance in it," she says, "but people love to get out of the city. That made the difference of making a living and not."
Every summer, Hyde hosts hundreds of guests, each paying $300 a night to stay in her home. But even with the supplementary income, Yamsi can only support three families at a time.
Jeffrey Ostler, a professor at the University of Oregon specializing in the history of the American West, understands the hardships of the contemporary rancher, but he believes the industry must fend for itself.
"The cowboy has been mythologized in the west more than other occupations," Ostler says. "I don't know if that mythologizing tendency means that particular economic lifestyle should be granted any more protection than any other. Why should we subsidize a non-viable economy?"
The USDA offers a Beginning Rancher loan, and last year gave $1.1 billion to first-time farmers and ranchers. Hyde's grandson, Joe Jayne, applied for the loan this year, and he used it to buy one hundred cows. He has worked on Yamsi all of his adult life, and although owning livestock for the first time is an important milestone for him, he knows it won't necessarily spur sudden wealth.
"95 percent of the time you're broke," Jayne says. "You work your butt off, and your reward is that land."
But for large-scale industrial ranches, the reward is monetary–seemingly at the cost of the local community and the environment. According to the Pew study, family-owned ranches and farms buy mostly local supplies and services, supporting rural businesses. Industrial facilities, however, typically buy cheaper feed from distant bulk suppliers. The study also stated that industrial facilities produce more manure than the land can absorb. The resulting surface and groundwater contamination becomes the responsibility of the community. Pesticides and fertilizers present a similar social burden.
"I think a lot of the small ranches are dedicated to good environmental practices. If you don't take care of your land, you're going to lose it," Hyde says. "We look at our place as a whole: the bugs and the land and the birds and the trees. You get rid of one thing, pretty soon the chain breaks."
Family ranchers go against the grain to be stewards of the land like the generations before them. But barring drastic systemic changes, they will continue to struggle. Hyde has combined hard work and timely decisions to keep Yamsi in her family. She is confident that it will remain that way after she's gone, something she contemplates as the oldest member of her family.
"I think about that when I wake up some mornings," she says softly. "I know I'm next."
She can only hope family-owned ranches don't follow her.


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Gedoni And Khafi Inseparable As They Step Out To Eat In Lekki (Video)
Gedoni and Khafi
BBNaija reality star, Khafi Kareem and her partner Gedoni have been spotted inside an eatery in Lekki inseperable.
The duo who showed public display of affection have made their fans all chatty with the new video.
Recall that Gedoni earlier revealed that his relationship with fellow reality star, Khafi has gotten to the permanent site.
Fans who have followed the duo since their journey in the Big Brother Naija house are happy with the new development.
It looks like Gedoni and Khafi are officially a couple and fans can't wait for them to take this relationship to the next level.
Watch video below:


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>today I worked on
Love Makes Such Fools Of Us All
Take Care of This House (this is the only solo version I could find)
I Feel Pretty
Somewhere (no-one really needs links for these, do they?)
I Couldn't Be Happier/Thank Goodness (this isn't the whole thing; it's a weird arrangement in my book)
Glitter and Be Gay
So I worked on LOTS of new stuff today with MP! I'm sort of shopping around for an awesome audition song-slash-something that I might be able to sing at the concert this year. I didn't realize that the character in Barnum that sings "Love Makes Such Fools Of Us All" is Jenny Lind, ha!
She kept mentioning that songs would make "great encore songs" for me, which, what? Also she said that she can really imagine me singing "Glitter and Be Gay" which makes me :D because I've always wanted to sing that song. I…can hit the high E-flat(s) on a good day?
Other than that, had yet another lesson where I couldn't get out of my own way or out of my own head. Or out of my own way. In my defense (am I really defending myself to myself?) I am not feeling well and my throat is scratchy and I'm afraid of straining my voice when we go into production next week. If I'm going to be honest, and really, what's the point of this if I'm not, these are all excuses for me babbling and making stupid faces when I hit wrong notes or things feel wonky to me.
MP was very strict about my unconscious naysaying and judging myself today; I really have no excuse for it at this point. It's not cute and it's not funny and it's not endearing, it's not even proving that "I don't really sound like that," it's just distracting me from doing what I need to do. Because every time I do it, my mentality goes further and further downhill, and eventually I just have absolutely no confidence left and I waffle about. Note to self: STOP THAT.
Rehearsal went really well today! I finished painting my second rosebush and started in on some vines and ferns on the bigger set pieces. (What? That's important!) I marked all of my screaming (we only did the second act today) because I'm worried about straining my voice too much. I finally hit the right tone with the hysterical laughter before "oh nothing!" and everyone cracked up, including M. :D Now I need to solidify what I'm doing with the final "ah-ah-ah~" at the end.


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The holiday of Easter is taken from the early Anglo-Saxon pagan goddess Eostre. She was the mother goddess of Saxon pagans whose symbol was the rabbit which represented spring and fertility.
Additionally, the month of April was set aside by many ancient peoples in order to celebrate spring which is a time of renewal and rebirth.
Another symbol used by ancient pagans to celebrate Eostre's holiday was done with bright colored painted eggs. They symbolized new life in the form of fertility and the blooming flowers of spring in which people gladly exchanged painted eggs and flowers with each other.
A Greek tale of the goddess Persephone, discusses her return from the underworld to the light of day after being abducted by the god Hades from her mother, Demeter.
Persephone's return was symbolic to the ancient Greeks that the resurrection of life in spring took place after the desolation of winter.
The story of Persephone is certainly one legend Christians might have borrowed from for their resurrection tale when the story of Jesus was written.
What is unique about the tale of Jesus's rise from the dead is that it takes place on a different date each year. This is due to it taking place, not only during the spring equinox, but also on the first Sunday after the first full moon of Spring.
The holiday Easter is taken from the ancient pagan cults and it was just as common for pagans to celebrate the Spring equinox just like they commemorated the Winter solstice.
Yet it is during April when Christians, who adopted Easter and most of its pagan traditions as their holiday, are reminded of the glory of sacrifice and suffering of their savior, Jesus.
According to the myth attributed to him, Jesus was crucified, died and then rose from the dead in order to to cleanse mankind of sin. Religious clergy continue to remind their flock of this and that we should emulate their messiah's example.
Christian clergy continuously reverberate the same mantra that it is only when one sacrifices in this life to another that one will, upon death, reach their spiritual paradise (heaven). Only then will they know their diety's glory and attain full salvation.
Despite being an atheist, I still continue to celebrate Easter. Not to celebrate the resurrection of any god or conduct any sacrifice, but to commemorate my rational mind that I use to further my life and happiness. I am proud of the work I do, wealth I accumulate, and life I live.
You should be proud too.
At the same time, you should reject philosophies that place sacrifice, human suffering as the standard of values since they condemn you and others to a life of self-destruction and misery.
I gladly buy chocolate bunnies, candy eggs and cards as a non-sacrificial, egotistical expression of my gratitude toward those I love and am friends with while celebrating the selfish-driven life I lead.
It is the entrepreneurs, creators and men and women of initiative whom I celebrate. Especially during holidays, since they are the ones who make the commercialism and abundance during holidays, like Easter, possible.
Let Easter and spring come to symbolize a time of rebirth for you by rejecting religious, altruistic notions of considering people like you as a means to an end and, instead, embrace a life of reason, happiness and freedom.
Happy Easter!


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Considering my strong revolution to the material he had suggested, you can imagine my surprise when shopping at the mall this week in Canada to see a dress made out of the exact same fabric. I had gone into the store and the woman at the counter had greeted me upon my entrance telling me to feel free to look around. As I searched through the racks of summer dresses I saw a section filled with outrageous patterns. Sure enough right in their midst was the explosive fireworks of color that I had turned my nose up to on the other side of the world. The dress was a shot, tub top style (something no Uyghur women would ever wear for the sake of modestly), even in light of its lack of material it was still the most flashy one hanging there. I guess I should have listened better to my local Uyghur sales man; it would have looked great on my skin and allowed me to be in fashion on both sides of the world.
Friday, April 15, 2011
Finding Fabric
Back in January I was in the Uyghur material market shopping for fabric to have a dress made. I had a basic idea of what I was looking for, but as I started to wonder through booths waiting for something to jump out at me, I was accosted by many eager sales people. In good local tradition some of the sellers grabbed bolts of fabric and actually intersect my path as they loudly called out to me and waved the material in front of my face: "Miss you like this one, very cheap for you, I give you good price". Normally the items they chose to show off to me are about the last thing I would ever consider buying. I remember on this particular occasion one man was determined to show off one particular pattern. He stood there lovely running his figures over this brightly colored fabric. "This would look very pretty against your white skin miss" he said as he held the end of the roll up to my face. The hideous material looked like it had fireworks exploding all over it in multiple shocking colors. These bright bursts were in a shocking pink, and electric yellow and even and an over the top green. My tastes have changed greatly since living overseas (my family use to be known for our love of a lackluster navy color wardrobe and now I proudly don atlas for any formal event), but this rainbow explosion seemed to me they type of pattern only a Uyghur person could truly appreciate the beauty of. I politely shook my head to indicate it wasn't quite what I was looking for, but he insisted again that it looked great on me.
Labels: Bazaar, Clothing, North American Culture, Shopping, Uyghur Culture
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One Ocean
ONE OCEAN tells the story of the world's vast interconnected ocean ecosystem. With a wealth of never-before-seen HD footage, the spectacular 4-part series bears witness to underwater volcanoes erupting meters from the camera and discoveries of rare and bizarre life forms. Some of the planet's most innovative and charismatic marine scientists guide us on this adventure.
Journey with ONE OCEAN's cameras as they travel to Canada, Australia, New Zealand, Africa, the Middle East, Europe and the USA exploring the richness of the underwater world. In each breathtaking episode, join scientists as they explore the ocean's beauty, power and fragility. The scientists include marine biologist, Boris Worm; ocean climate modeller, Debbie Ianson; zoologist, Nancy Rabalais; geologist, Nick Eyles; oceanographer, Richard Feely; paleontologist, Ted Daeschler; extreme deep sea researcher, Verena Tunnicliffe; and author and underwater photographer, Wade Doak.
The One Ocean includes the following titles:
Reveals the devastating impact of human activity on the ocean since we first settled along its coasts over 150,000 years ago.
Visit the title page to preview any of the titles above.


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Filing of tax returns with the government remains an essential aspect for any individual or business.
Timely filing of tax prevents from additional interest and penalty that may be levied by the government. In this blog, we seek to provide you with a Goods and Services Tax (GST) calendar, that shall help you file returns.
- GST Calendar – 2018
There are four forms for GST namely GSTR – 1, 2, 3 and 4.
In this article
What is GSTR – 1?
GSTR – 1 is a monthly or quarterly GST filing that is required to be filed by every registered dealer. The return contains details of all outward supplies, i.e., sales. The return has 13 sections.
- The due date for GSTR – 1
The due date for GSTR-1 is based on turnover.
Businesses with sale of up to Rs 1.5 crore are required to file returns monthly (refer to the table below).
|Due date
|Apr-Jun 2018
|31st July 2018
|Jul-Sept 2018
|31st Oct 2018
|Oct-Dec 2018
|31st Jan 2019
|Jan-Mar 2018
|30th Apr 2019
For businesses with over Rs 1.5 crore turnover are required to file returns on a monthly basis (refer table below).
|Due date
|10th July 2018
|11th August 2018
|11th September 2018
|11th October 2018
|11th November 2018
|11th December 2018
What is GSTR – 2?
GSTR – 2, is a monthly or quarterly GST filing that is required to be filed by every registered dealer. The return captures the details of Inward Supply, i.e., purchases.
- Due date of GSTR – 2
As per the GST act, the due date for filing GSTR – 2 is 15th of next month. There is a 5-day gap between GSTR-1 & GSTR-2 filing which is provided to rectify any discrepancies.
The due date is also based ohttps://groww.in/blog/15-ways-you-can-save-tax-in-india/n the turnover of the businesses.
For businesses with turnover less than Rs 1.5 crores quarterly returns are applicable while for companies with more than 1.5 crore turnover, monthly returns are applicable.
What is GSTR – 3?
GSTR – 3, is a monthly return that details the sales, purchases along with the GST liability. The return is auto-generated with the information from GSTR – 1 and GSTR – 2. GSTR – 3 is necessary as it shows the GST liability for the month which is required to be paid by the taxpayer.
- Due date of GSTR – 3
The due date for filing GSTR – 3 is 20th of next month. A five-day gap is provided between GSTR – 2 & GSTR – 3 to rectify any discrepancies.
What is GSTR – 4?
GSTR – 4 is a GST return that has to be filed by a composition dealer.
Unlike an ordinary taxpayer who needs to furnish three monthly returns, a dealer can opt for composition scheme and is required to submit only one return, i.e., GSTR – 4. GSTR – 4 has to be filed on a quarterly basis.
- The due date for filing GSTR 4 is 18th of the month after the end of the quarter.
|Due Date
|April-June 2018
|18th July 2018
|July-Sept 2018
|18th Oct 2018
|Oct-Dec 2018
|18th Jan 2019*
|Jan-Mar 2019
|18th Apr 2019*
Combined due date for fiscal 2019:
|Form GSTR – 1 for October 2018
|20th December 2018
|Taxpayers having aggregate turnover more than Rs. 1.5 crore and whose principal place of business is in the 11 districts of Tamil Nadu
|Form GSTR – 1 for the quarter July 2018 to September 2018
|30th November 2018
|Taxpayers having aggregate turnover of up to Rs. 1.5 crore and whose principal place of business is in the district of Srikakulam in Andhra Pradesh
|Form GSTR – 4 for the quarter July 2018 to September 2018
|30th November 2018
|Taxpayers registered under Composition scheme, whose principal place of business is in the district of Srikakulam in Andhra Pradesh
|Form GSTR – 7 for the month of October 2018
|31st January 2019
|All taxpayers
Following is a comprehensive table that details the due date for upcoming tax compliance –
|Income Tax
|TDS/TCS Deposit Date for the Month of Nov 2018
|GSTR 1 for the month of Nov 2018 (Turnover Above Rs.1.50 crore)
|Income Tax
|Due date for issue of TDS Certificate for tax deducted under section 194-IA (TDS on Immovable property) in m/o Nov 2018
|Income Tax
|Due date for issue of TDS Certificate for tax deducted under section 194-IB (TDS on Certain Rent payment) in m/o Oct 2018
|Income Tax
|Deposit of IIIrd installment of Advance tax for FY 2018-19
|Income Tax
|Due date for furnishing of Form 24G by an office of the Government where TDS for the month of Nov, 2018 has been paid without the production of a challan
|PF Payment for m/o Nov 2018.
|ESIC Payment for m/o Nov 2018
|GSTR-3B for the m/o Nov 2018. Pay due Tax till this date.
|PF Return filling for Nov -2018 (including pension and Insurance scheme forms)
|Income Tax
|Due date for furnishing of challan-cum-statement in respect of tax deducted under Section 194-IA (TDS on Immovable property) in m/o Nov 18.
|Income Tax
|Due date for furnishing of challan-cum-statement in respect of tax deducted under Section 194-IB (TDS on Certain Rent payment) in m/o Nov 18.
|GSTR-9 – The Most Comprehensive Annual Return / Statement for FY 2018-19 by ALL registered persons.
|For Composition Tax Payer in Form GSTR-9A
|GSTR-9C – The Most Comprehensive Annual Return for FY 2018-19 by registered person whose Annual Turnover for Financial Year 2018-19 is above Rs. 2 Cores.
|Due date of GST ITC-04 for the period of July 2017 to September 2018
|Taxpayers whose registration has been cancelled by the proper officer on or before September 30, 2018, shall be required to furnish the final return in Form GSTR-10 till December 31, 2018.
Let us quickly touch upon GST and its advantages.
Goods & Services Tax GST in India
Goods and Services Tax (GST) is an indirect tax that has replaced many indirect taxes in India. The act was passed in the Parliament on 29th March 2017 and came into effect from July 1, 2017.
GST is a multi-stage, destination-based tax that is levied on every value addition.
In the earlier system, tax on an item was a function where it was sold as well as where it is produced which undoubtedly was a significant hindrance for free movement of goods across the country.
Thus, GST succeeds in creating a single unified market across the nation, whereby the tax on a particular product would be the same across the country.
On an average, the industries in India were taxed with a bunch of indirect taxes like VAT, CST, service tax on warehousing, octroi, entry tax. Etc.
The unified GST taxation system is bound to squeeze the overall taxation burden on the retailer, and the taxation percentage will be substantially lower than the previous regime.
Benefits of GST
1.GST succeeded in increasing compliance, thereby boosting government revenues, and partially establishes a level playing field between different kinds of firms.
2.GST back-end architecture ensures continuous and seamless exchange of information between various tax departments (customs, excise & service, state value-added tax, income tax). Thus, it is impossible to be compliant to one department and not with another
3.The need to match tax credits on an invoice level defeats the possibility of fraudulent tax credits and back-dating of invoices
4.The pre-GST era had a lot of complexities and challenges in the supply chain including long queues and complex documentation at the check posts.
This is added to the transaction time and costs. Under GST era, these have been reduced considerably thereby only adding to the bottom-line profitability.
Further, there would be a considerable consolidation in the number of warehouses thus resulting in a hefty drop in the warehouse costs.
5.GST has opened the door for new markets business expansion has become relatively more comfortable across the states
Moving on to the main topic of the blog.
Happy Investing!
Disclaimer: The views expressed in this post are that of the author and not those of Groww


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**Fair warning: this is a long one, but I feel that the topic deserves a lengthy post.**
As promised, this entire post is dedicated to my visit to Auschwitz and Auschwitz II-Birkenau death camps, which are located about an hour and a half outside of Krakow. I have been fascinated with WWII, and especially Holocaust history, since I was 10 or 11…about the same time my mom bought me The Diary of Anne Frank and suggested I read it. My pre-teen brain (hell, even my adult brain) had trouble processing how something so atrocious could be imagined, put into practice, and sustained for so many years. I have watched countless documentaries and movies depicting life in this particular concentration camp, but I don't think that anything could have prepared me for actually stepping foot on the grounds where one of the most devastating events in history took place.
We'll start with some background and basic info about the camp to help give my experience some context:
- Auschwitz was initially intended for political prisoners when it was founded in 1940.
- Despite what it looks like in movies, the original Auschwitz camp is located in the middle of a village in Southern Poland. I was taken aback at how visible it actually is.
- Auschwitz I housed between 15,000-20,000 political prisoners; Auschwitz II-Birkenau housed 90,000 prisoners
- Most deaths were carried out at Birkenau and the majority of those that died were the elderly, the infirm, and children that were deemed too young to work.
- Those that were killed were taken to the gas chambers immediately after getting off the train—a 5 second inspection by the camp doctor determined life or death for them
- They were killed by Zyklon B, which are little white crystals that create a poisonous gas when activated by body heat. These crystals were dropped through roof hatches and most everyone in the chamber died within 15-20 minutes after exposure–those that didn't die were shot by SS guards.
- Auschwitz was liberated by Soviet forces on January 27, 1945 where they found 7600 detainees that had been left behind after the Nazi soldiers forced 60,000 other prisoners into a death march 30km across Poland earlier in the month to escape the Soviets.
- It is estimated that between 1.1 and 1.5 million people died in Auschwitz; 70,000-80,000 Poles along with 19,000-20,000 Gypsies and other individuals of targeted groups
Auschwitz was the largest death camp constructed—not to be confused with concentration camps. Concentration camps were detention centers focused on hard labor whereas death camps were created for the sole purpose of killing off Jews and "undesirables" as dictated by Adolf Hitler. Just let that sink it: a place built solely to kill off targeted groups within society that ONE MAN decided were dangerous to his master plan. Hmm, strikes a chord with current events if ya ask me…
But neither here nor there.
Auschwitz is somewhere that I have wanted to visit for a very long time, which yes, is kind of weird. I get it. But, I've always felt compelled to go there and pay my respects to those that suffered especially after visiting the Holocaust Museum in Washington D.C. (which is fabulous and, if you haven't visited, you totally should!). Anyway, after finding myself in Eastern Europe, I knew that I'd never have another opportunity like this, so off I went. I booked a tour through a local tour group out of Krakow and ended up touring with a group of Canadian college students, which was interesting in and of itself, but that's a different story. After loading 7 people into 6 empty seats in this van, we left Krakow and arrived at Auschwitz I an hour and a half later. We milled around for a bit as tour groups got themselves organized and eventually entered with an official tour guide and a group of about 50. We had those nifty little headsets where we could hear our tour guide without him having to yell, which I was thankful for because that would made for a weird ambiance…being at a death camp while tour guides were yelling facts and figures all around us…woulda been weird.
Anyhoo, we began at the iconic iron front gate where the saying "Arbeit Macht Frei" or "Work Makes You Free" greeted every visitor and prisoner coming into the camp. *Cue the cold chills that literally persisted for the next 3 hours of our tour* During our time in Auschwitz I, we walked through various dormitory buildings that have been converted into museum walkthrough areas, showcasing various events during the Holocaust and depicting what life was like in the death camps. At one point, after being able to see a display case with actual Zyklon B crystals, our tour guide instructed us that we were not to take pictures in the next room—that's when you know you're getting into something heavy. I walked into the next room and my breath immediately left my chest. The walls in this room were glass display cases that held hair—human hair—shaved from actual prisoners in Auschwitz I that wasn't sold to various textile industries. Even now, just thinking about it makes me want to cry. I remember watching my mom's reaction to the shoes at the Holocaust Museum and not really understanding why she was emotional (to be fair, I was a teenager and altogether clueless at that point), but it is so clear now.
The Jewish people being brought to these camps were not told where they were going when they were packed up and moved out of ghettos across Europe—they thought they were being relocated to another place where they could live as humans. They brought their belongings—pots, pans, brushes, shoes, luggage, nice clothes, prayer cloths, shoe shine, hair scissors, etc—just for it to all be confiscated and picked through by SS guards while they were warehoused like animals and stripped of every piece of humanity they had. If that doesn't make you feel all the things, then you might want to check your pulse and make sure you're still alive. We saw buildings where heinous medical experiments were carried out, particularly on children and twins. We saw a concrete wall where prisoners would be lined up and the firing squad would end their lives. We saw the hanging gallows where prisoners would swing for various infractions. But, most of all, we saw and were able to go into the only remaining gas chamber at either of the Auschwitz camps.
Our tour guide gave us a brief overview of the gas chamber role in these camps and explained how they worked. After this we were allowed to walk into the room where people died. The room where people suffered. Everyone else in my group took the obligatory pictures and moved on to the next room, but I hung back. I stopped, placed my hand on the wall, closed my eyes, and just took a moment. Took a moment to take it all in—the pain, the fear, the despair—that once existed in that space. I sent up a spiritual message hoping that nothing like this would ever happen again and that, one day, people would replace hate with love. Maybe that's naive or overly optimistic, but I really don't care. If we don't dare to believe in a world like that, it is an absolute that it'll never exist.
We moved onto Auschwitz II-Birkenau, which is situated about a 5 minute drive away from the original camp. It is wayyyy bigger and its history is much darker. This death farm had 4-5 gas chambers and the entire purpose of this camp was to kill off the "undesirables"—kill them off immediately in the gas chambers, starve or work them to death, or lead them to a fatal illness through environmental exposure, unsanitary living conditions, or a variety of other heinous activities that took place inside those barbed wire fences. A few different things happened while inside this camp so, instead of talking about everything that I experienced, I'll just highlight those specific events.
- The first thing I saw when I walked into the camp was a group of Jewish youth, sitting on the railroad tracks, spending time in prayer and fellowship. How did I know that they were Jewish? Well, most of them had flags with the Star of David wrapped around their shoulders. To say that this image was powerful is truly doing it an injustice—it will forever remain in my mind when I think about my time at the camp.
2. Another thing I observed as we were walking in was an older woman being driven in a golf cart while a man with a camera followed along beside them, keeping her on camera the whole time. I didn't think much of it until we saw them later with hardhats on, walking into a random building that was not open to guests. Still not 100% sure what was actually happening, but I really feel like she was a survivor and she was back at the camp visiting the building in which she lived during her time as a prisoner. Powerful stuff.
3. At the back of the camp, there is a memorial comprised of several different large plaques, each written in a language of some of the prisoners that were housed at Auschwitz, plus one in English so that tourists could understand the message that was being presented. I walked along the plaques and found one written in Romanian to commemorate the numerous Jewish and Roma individuals who lost their lives in this camp.
4. The sleeping quarters…I don't know that I have the words to articulate what bombarded my brain and heart upon entering these buildings. I don't emote well so it was overwhelming to say the least. When looking at the picture below, just keep in mind that each level would sleep 3-4 (sometimes 5) women at a time and they weren't given anything to protect them from the elements besides the thin striped prison uniforms they wore. Just imagine.
This visit was heavy. There is really no other way to describe it. There is so much that I felt and experienced that could never be put into words and, honestly, I wouldn't want to try. It was scary because I see the hatred surrounding us and I fear that we are regressing to a situation that could very well mirror the one that led to these camps. It was frustrating because there was so much that could have been done on the part of other countries to liberate these camps earlier, but they just sat back because this "wasn't their fight" (lookin' at you, USA). To put it simply, it was heartbreaking. And profoundly personal. And life altering.


text: water wars Florida, Georgia Water War Will Enter New Phase Next Year By Cyd Hoskinson • Nov 12, 2018 Florida and Georgia have until the end of January to file new arguments in the legal fight over water use impacting the Apalachicola River system. Florida And Georgia Renew 'Water Wars' By Lloyd Dunkelberger — News Service of Florida • Oct 8, 2018 Wikimedia Commons Florida and Georgia have renewed their fight over the impact of Georgia's water consumption on the Apalachicola River system. Florida Gets A Second Shot In Ongoing 'Water War' With Georgia By Lynn Hatter • Jun 28, 2018 The people and businesses that depend on the Apalachicola Bay just got a break from the U.S. Supreme Court—keeping a long running lawsuit over water use alive. Florida Quietly Worked Out Deal To Cap Fees In Water Wars By The Associated Press • Jan 23, 2018 Wikimedia Commons Florida has worked out a deal to cap the amount of money that will be paid to law firms hired to help the state in its long-running water war with Georgia. River Advocates Optimistic About Florida Vs. Georgia Water Dispute By Kate Payne • Jan 15, 2018 After years of conflict, the U.S. Supreme Court is taking up the case over Florida and Georgia's water disputes. Somewhat surprisingly, the justices seem sympathetic to Florida's problems, and that has some of the state's advocates feeling optimistic. Justices Seem To Favor Florida In Water Fight With Georgia By The Associated Press • Jan 9, 2018 Architect of the Capitol The Supreme Court on Monday appeared to be looking for a way to side with Florida in its complaint that Georgia uses too much water and leaves too little for its southern neighbor. U.S. Supreme Court Wades Into The Florida And Georgia Water War By editor • Oct 11, 2017 The legal fight between Florida and Georgia over water flow into the Apalachicola River will move before the full U.S. Supreme Court. Supreme Court To Get More Input In 'Water War' By News Service of Florida • Mar 21, 2017 State Library and Archives of Florida Florida's "water war" with Georgia is not over. The U.S. Supreme Court said Monday that more legal briefs will be filed in the case, including allowing Florida to contest a special master's report that recommended a ruling in Georgia's favor. Bondi Holds Out Hope In 'Water Wars' By The News Service of Florida • Mar 15, 2017 Bloomberg / Getty Images With the U.S. Supreme Court expected later this week to review a recommendation that would deny Florida relief in its decades-old water dispute with Georgia, Attorney General Pam Bondi said Tuesday the case is not over yet. Justices To Consider 'Water War' Report By The News Service of Florida • Mar 5, 2017 Beatrice Murch / Flickr The U.S. Supreme Court will take the next step March 17 in Florida's lawsuit against Georgia over water use in the Apalachicola-Chattahoochee-Flint river system. Apalachicola Advocates, Fishermen Continue Fight For Water By Kate Payne • Feb 26, 2017 Earlier this month, a U.S. Supreme Court-appointed lawyer ruled against Florida in its decades-long water war with Georgia. As the court prepares to make its final decision, lawmakers are going back to the legislative drawing board. WFSU News went to the coast to see what the ruling means for the struggling Apalachicola Bay and its world famous oysters. Rep. Dunn Files Legislation To Challenge Georgia's Water Use By Kate Payne • Feb 22, 2017 North Florida Congressman Neal Dunn wants to throw out a federal plan that would reduce freshwater flowing into the struggling Apalachicola Bay. The move comes after a Supreme Court-appointed lawyer ruled against the state in the decades-long water war with Georgia. The Court has not yet made a final ruling. But Dunn and his colleagues are going back to the legislative drawing board to challenge the Army Corps of Engineers.


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Founded in 2014
Gemini T.A.G.B. Tae Kwon-Do took over the reigns of this well established TAGB TKD school in July 2014.
This club was the first Tae Kwon-Do School in the South West of England, and started at the BAY Centre in 1975 under the instruction of Grand Master Michael Dew.
The Gymnasium
All Students: 6.30pm
King Alfred School
The Gymnasium
Burnham Road, Highbridge,
Somerset, TA9 3EE
Class Times
All Students: 6.30pm
School Instructors
Jane Lambert
6th Degree Master
Tanya Majewicz
3rd Degree
Assistant Instructors
Matt Palfrey
1st Degree
Class Assistants
Max Bradley
1st Degree


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Bastienne Schmidt
Home Stills
On Saturday, March 26, from 6:00 - 8:00 pm, Harper's Books will host an opening reception for German-American photographer Bastienne Schmidt's new book and corresponding exhibition, entitled Home Stills, This book, Schmidt's fourth, released by German publisher Jovis, is the culmination of a five year project exploring gender identity and the role of the female artist within a domestic paradigm. Schmidt's work is part of the public collections of such institutions as the Museum of Modern Art in New York, the Victoria and Albert Museum in London, and the Biblotheque Nationale in Paris.
While Schmidt's previous books have been primarily documentary, Home Stills is a deeply personal if conceptual reflection on the photographer's own life. The images, which suggest a contemplative silence as well as referencing the muted drama of actual film stills, are often of Schmidt herself, back turned to the viewer or in profile, amongst the fields, woods, dunes, and laundromats of Eastern Long Island. Her photographs, more often than not, are of lone, faceless figures staring into or traversing the same landscape experienced by the viewer, and evoke the 19th century romantic paintings of her countryman, Casper David Fredrich, as well the 20th century landscapes of Edward Hopper.
But unlike Cindy Sherman's famous series of film stills, the other applicable reference, Schmidt's photographs emphasize the gift of stillness: a certain rejuvenation found in a moment spent apart from others' expectations and demands, especially for a married woman with children. While Sherman's work tends to linger on the loneliness of a supposedly glamorous life, Schmidt instead inserts herself into images of traditional female role-playing, illuminating through light and landscape the lush aspects of what is often thought of as a boring, domestic existence.
The exhibition will end on May 30.
- July 25, 2020 - August 27, 2020
Spencer Lewis: Literacy Devolves Into Violence
- July 18, 2020 - August 12, 2020
The Circus Has Been Cancelled
- June 13, 2020 - July 14, 2020
Marcus Brutus: The Truth That Never Hurts
- June 13, 2020 - July 14, 2020
36 Paintings
- March 3, 2020 - April 4, 2020
Joel Mesler: Show Schmo
- January 23, 2020 - February 29, 2020
Yarrow Pickers | Harper's Apartment
- October 30, 2019 - December 7, 2019
Alejandro Cardenas: ANTARCTICA | Harper's Apartment
- October 12, 2019 - December 1, 2019
Matthew King: Recurring Paintings
- September 11, 2019 - October 26, 2019
Elizabeth Huey: When We Kissed | Harper's Apartment
- August 10, 2019 - September 29, 2019
Ellen Berkenblit, Amy Bessone, Brian Calvin, and Rob Thom : Quartet
- July 13, 2019 - August 8, 2019
Marcus Brutus: Go To Work. Get Your Money and Come Home. You Don't Live There.
- June 15, 2019 - July 11, 2019
Scott Kahn: Diary, Continued
- see all exhibitions


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Looking for a hostel in Paris? Look no further, all the good deals in Paris are on Dorms.com. Like thousands of other people every month, book your hostel securely at the best price in all neighbourhoods of Paris. On this site, you can easily find a hostel downtown, in a trendy neighbourhood; a hostel in the student- university district, close to bus or train stations, airports or major attractions of Paris.
If you'd like to experience the city like a" true Parisian", you have chosen the right spot! Hostel is situated 10 minutes from of the Sacré Coeur and historic Butte Montmartre, one of the must-see in Paris.


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2018 Mercedes GLS63
Selenite Gray / Black Exclusive Nappa Leather
Mercedes Ultimate SUV in Comfort and Power!
577 Horsepower w/ 561 lbs torque thru 7 Speed shiftable tranny!
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Air Ionization w/ Air filter
Trailer Hitch
Locking Wheel Lugs
More photos coming soon!


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Employer-review website Glassdoor released its choices for the "50 Best Places to Work" earlier today, and game development only has one representative on the entire list.
Riot Games is the No. 18 best place to work in North America (and parts of Europe), according to Glassdoor. The website's editors gathered up all the reviews that people have submitted about their employers to determine the list. This methodology means we're not looking at a scientific study here — instead, this is a non-independent look at what employees thing. With that in mind, the top 10 is made up of familiar high-profile enterprises like Airbnb (at No. 1), Facebook (No. 5), and Google (No. 8). But Riot is the only company in the entire top 50 that focuses primarily on making games. With its No. 18 ranking, it comes in above The Church of Jesus Christ of Latter Day Saints (No. 22), Apple (No. 25), and Red Bull (No. 46). This is impressive considering game development is a difficult job that is notorious for treating employees as dispensable because it's easy to find talented, passionate people who will work for less than their market value.
We've reached out to Riot for a comment, and we'll update this story with the company's response.
On Glassdoor, Riot has an average rating of 4.1. Of the Riot employees who have submitted a review, 86 percent would recommend working at Riot to a friend. And 98 percent of employees approve of the job that chief executive officer Brandon Beck is doing.
Reading through Riot's reviews more closely, you see a trend of people praising the company's culture. Employees seem love that the Riot puts players first and encourages employees to boot up League of Legends multiple times a day to keep a strong bond with the game.
One of the big negatives that people bring up repeatedly is that Riot is growing so fast that it makes it difficult for individuals to keep up with all the changes the company is making. And, of course, employees pointed out that work-life balance is a problem — as it is with seemingly every major game studio.
Still, it sounds like Riot has better work-life balance than the Mormon church!


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Tagged with: "lens"
Introducing Laura's Lens
Over the last five years or so, I've been sharing links to insightful articles with a critical view of technology. It started as Ind.ie's weekly roundup email, but I found writing a long summary was taking me too long every week (I'm no journalist!) So the roundups evolved into Ind.ie's daily Radar, where I'd post daily links, quoting some of the best bits, which I'd also post to @indie on Mastodon and @indie on Twitter.
Categorised under: Lens. Tagged with: lens, roundup, Small Technology Foundation.


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So my son called and requested I come to the golf course today and video his swing. He is hitting the ball great and just a little frustrated with putting. He didn't need his putter today! We decided to play nine holes and holy shit he knocked it in the hole on # 12! Two Hundred yard par 3 and he used a 4 iron. I was so glad to witness his first one (at 11 years old, 175 yards) and now his second one! He still owes me a beer! For you non-golfers, the player that has a hole-in-one traditionally buys everyone at the club a drink!
5 thoughts on "Hole In One"
Jose lino
Nice! Congrats!
Wow, I really and I mean REALLY suck at golf. I usually piss the people off that I'm playing with because I guess I don't take it seriously enough, but when suck as bad at something as I do at golf you cannot take yourself to seriously or it would drive you nuts, lmao
Persia Monir
Golf is truly the greatest thing that has ever happened to me. I am dying to get off my computer and head to the course. It is a perfect day in Florida! You know Ron, sex is great on the golf course too, so you could always just sit in the cart and play with my pussy between holes (no pun intended!)
Ummmm…you've got a deal, becuase you know I can't wait to play with that amazing pussy again asap my dear
Jose lino


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Vernon Davis' freakish athleticism makes him one of the most feared targets in the NFL, but this Saturday the Forty-Niner superstar will be showcasing a different skill set at Imagery. Davis is also a talented artist who possesses an unwavering desire to foster creativity with disadvantaged youth. Imagery is proud to host Krave the Unexpected, which will benefit the Vernon Davis Foundation for the Arts.
Vernon Davis has partnered with Krave Jerky in presenting a wine country soiree that will feature an art show, live performances, a silent auction, and lawn games under the Sonoma sun. Krave has put together an eclectic menu of all things Sonoma and California: jerky inspired bites by local Proprietor Sondra Bernstein and the Girl & the Fig Executive Chef John Toulze, along with gourmet treats from Imagery Wine Estates, Vella Cheese Company, Three Twins Ice Cream, Chocolate Ribbons and Firestone-Walker Brewing. Imagery will be closing the tasting room at 3pm on Saturday to accommodate this fundraiser. We invite you to complimentary tastings at our sister winery Benziger if you were planning on visiting us during this time.
Davis' childhood in inner-city Washington DC and his fear of being ostracized for his love of art inspired the foundation's creation. There was simply no infrastructure or support system to encourage his interest in the arts. Vernon has stated that he feels "its very important that I reach out to these kids and let them know [pursuing art] is OK. You can miss out on a great opportunity if you don't follow your heart." He describes his own creative process in a way strikingly similar to the football field: "I just get into a zone, kinda like before a game…Usually, I don't know where I am going with the painting until its done." Vernon is a world class human being and we are honored to provide the setting for a very worthwhile cause.
Joe Benziger wiped out all the winemaking chemistry from the laboratory white boards and has been feverishly drawing up plays for the All-Pro. His excitement for this event makes Coach Harbaugh seem tame. The entire Imagery staff is very optimistic that this is the year the Niners will finally get over the hump and win the Super Bowl. We will have to recruit Vernon to design the commemorative wine label celebrating the championship. Red and gold featuring the Lombardi trophy…with the Parthenon in the reflection of course.


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I did it
Have you ever done something without thinking and after you realized it found yourself very embarrassed?
The other night I found myself pulling a hair on my ear without even thinking. I was rubbing my ear and bam, I felt this hair and without a thought I just plucked it.
I guess it wouldn't have been as bad if we had been at home but we were over at someone's house for dinner. I don't know. I just did it without really even thinking about what I was doing.
I yanked the hair and when I realized what I had done everyone was just looking at me funny. I guess we won't be invited over any time soon.
Anyone else like to share or will my embarrassing moment stand alone? Surely I'm not the only goof who can't look at a couple in the eye anymore.
March 7, 2008 4:43 pm
man, how much did you pay the blog king?
I'll have to think if I have ever pulled a nose hair or anything. This past weekend a friend was telling about picking this hair off this womans shoulder (like a hair that had fallen out) and then seeing her neck skin move and pull towards the hair in question…I guess we will just leave that there.


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Eyes On Venus
Eyes On Venus (edited for nudity police) - collage 8.5.2017 4.5x3.4 Well, someone's got their eye on my artwork - it 'violates' their code of decency. So much does it offend their eye that they pluck it out (my art, not their eye) and now I am banned from Facebook for 30 days. Instagram, too, has removed my art for being offensive. Meanwhile, as I scroll through Instagram and FB (when last I could access FB,) I see multitudes of artwork posts with naked women and bare breasts - is it because I am not a man that they target my art, and leave theirs alone? Please share this, and please follow me on Instagram (deborahstevensonartist) Don't let my art disappear into the depths of cyberian banishment. Declaring the female form as represented in art unfit for the public is de facto turning it into something it is not: offensive, pornographic. My naked ambition is to resist, to persist. Please join me.


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The Way To Successfully Use A Directory Submitter To Obtain Backlinks For Your Blog
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Martha and the Vandellas - "Jimmy Mack" - Debuted 02-25-1967
Peak position # 10
Weeks charted - 14
Attachment 115698
Printable View
Martha and the Vandellas - "Jimmy Mack" - Debuted 02-25-1967
Peak position # 10
Weeks charted - 14
Attachment 115698
"Popstars was an international reality television franchise and a precursor to the Idol series. The series first began in New Zealand in 1999 when producer Jonathan Dowling formed the five member all-girl pop music group TrueBliss. Popstars remains one of the most successful TV show formats of all time with the format being sold to more than 50 countries. The show was the inspiration for Simon Fuller's Idols franchise.
Eden's Crush was an American girl group who were created on the American television series Popstars which aired on the now defunct WB. The group was formed in late 2000 and consisted of Ana Maria Lombo, Ivette Sosa, Maile Misajon, Nicole Scherzinger and Rosanna Tavarez.
Hundreds of girls competed to become pop stars in late 2000 on the TV series Popstars, produced by David Foster. The group was narrowed down to five finalists, Ivette Sosa, Maile Misajon, Ana Maria Lombo, Nicole Scherzinger and Rosanna Tavarez, over several prime time episodes. Warner Bros./Sire Records signed the group to a recording contract before the band was named or had finalized its membership, due to the hours of network television exposure the group would receive.
The group's debut single, "Get Over Yourself" topped the Canadian Singles Chart and peaked at number 8 on the Billboard Hot 100. "Love This Way" was released as promotional singles in some radio stations. Their album Popstars was certified gold, and peaked at number 6 on the Billboard 200 albums chart. The group also guest starred as themselves on the television show Sabrina, the Teenage Witch. Also in 2001 they played as a support act on some dates for *NSYNC's Pop Odyssey Tour and Jessica Simpson's DreamChaser Tour. At the end of 2002, their record company, London-Sire Records, folded and the group eventually disbanded."
Not sure about any chart placings for these (?) but they could hardly be ignored:
Kate and Anna McGarrigle - Complainte pour Ste. Catherine
Strictly speaking, Kirsty MacColl doesn't qualify for this thread as a solo artist but she often painstakingly over layered harmonies much as Brian Wilson had done so that in her case the songs she released could seem like those of a girl group or a female choir. This is her version of Complainte pour Ste. Catherine:
Shirley Gunter and "The Queens" - "Oop Shoop" - Debuted 1954
Peak position # 8 on the Billboard R & B Chart -
Attachment 115735
Brownstone - "If You Love Me" - Debuted 12-10-1994
Peak position # 8
Weeks charted - 27
Attachment 115736
Klymaxx - "Meeting In The Ladies Room" - Debuted 05-11-1985
Peak position # 59
Weeks charted - 11
Attachment 115737
Kirsty was from my borough. I saw her live several times. She died on my birthday. And I attended her memorial service in St Martin's in the Fields church in London where I had an opportunity to speak with her mother Jean who fought for so many years in vain to get justice. But that is another long story.....!
The I-Threes - Waiting in Vain
The Slits - I Heard It Through The Grapevine
The Runaways - "Cherry Bomb" - Debuted 1976
Attachment 115757
The Bangles - "Manic Monday" - Debuted 01-25-1986
Peak position # 2
Weeks charted - 20
Attachment 115758
The Go-Go's - "Vacation" - Debuted 07-03-1982
Peak position # 8
Weeks charted - 14
Attachment 115759
The Cookies - "Don't Say Nothin' Bad (About My Baby)" - Debuted 03-02-1963
Peak Position # 7
Weeks charted - 13
Attachment 115805
Sweet Sensation - "If Wishes Came True" - Debuted 06-16-1990
Peak position # 1
Weeks charted - 20
Attachment 115806
3LW - "Playas Gon' Play" - Debuted 06-02-2001
Peak position # 81
Weeks charted - 7
Attachment 115807


text: See related story: Macworld a Little Bare, But FunGavin Garrison (right), a 16-year-old from Ojai, California, who runs an online tennis store with his parents, and companion Rhett Frantz, 28, an IT consultant from Santa Cruz, California, said the highlight of the show was Steve Jobs' keynote. They both like the new iPod, but think it is overpriced at $249. Jeremy BarnaAlex Eremian, president of a Barcelona-based company that imports paint supplies for graffiti artists, said he came to Macworld to get a bargain iPod, but found no discounts. A long-time veteran of MacWorld, Eremian hasn't been very impressed with the announcements at MacWorld since Apple introduced the G3 and G4 computers. Jeremy BarnaDawn Adams, a 36-year-old freelance writer from Alameda, California, was impressed by the number of people wandering the show floor. A three-year attendee at MacWorld, Adams was suprised that the iPod has become the biggest attraction this year. Jeremy BarnaJeff Syrop, a die-hard PC user, brought his 10-year-old son George to Macworld. While George checked out the new iPod Mini, his dad ranted about his PC, while blowing hot on cold on the Mac. He said he admires the Mac, but will never get one because it's not mainstream. Jeremy Barna


text:
* Grab your current read
* Open to a random page
* Share 2 "teaser" sentences from somewhere on that page but be careful not to include spoilers.
* Share the title and author of the book so that others can add it to their TBR list.
I'm always reading more than a book at a time.
And since "Son of Ereubus" by J.S. Chancellor is an ebook,
I'm going to flip through the other one.
"before I fall" by Lauren Oliver.
"The rain starts coming down harder, rattling through the icy branches, the sound of bone on bone. My chest aches from the cold, and even though I'm moving as fast as I can, my fingers feel numb and i'm having trouble holding on to the flashlight."


text:
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We are excited to invite teachers, other school staff and volunteers to a growing training session taking place on Tuesday 5 February 2019 at the West Heath Community Centre.
Learn more about Move More Eat Well and get hands-on growing experience and plenty of advice to kick start your planting projects for Spring.
The training will run between 1-3pm at West Heath Community Centre, Hampstead House, Condover Road, West Heath, Birmingham B31 3QY.
If you or others are interested in attending please email firstname.lastname@example.com to book a place.
The first 15 schools to register can qualify to collect a fully funded growing kit on the day. The kit contains:
- a potting tray,
- five pairs of primary aged children's gardening gloves,
- a watering can,
- two potato growing sacks
- assorted vegetable seeds.
Please see terms and conditions below for details on how to qualify. Please note, we can also deliver the free kits to any school which qualifies. Garden Organic is a partner in the Move More Eat Well project which is fully funded by Birmingham City Council, working across Longbridge, Northfield, Cofton and Rubery.
*Terms and Conditions: The growing kit offer is open to schools in the Longbridge, Northfield, Cofton, Rubery and West Heath areas of Birmingham only. Anyone else working with schools in the area can attend the training, but will not qualify to receive a growing kit. In order to qualify you must be one of the first fifteen schools to register for the training session on 5 February 2019 and also sign our Schools Agreement, in which you agree to receive at least three fully-funded Move More Eat Well activities (such as a Healthy Eating Assembly; cooking training for school staff and a composting workshop for example) as well as completing simple evaluation forms at the start and end of your involvement in the project. Only one growing kit per school will be supplied. In order to apply, participants must register via email to email@example.com The names of the successful schools will be available on request and may also be publicised in relevant context on Garden Organic webpages or digital channels.


text:
Gregory J. Richardson
University of California, San Diego BA Economics
Universidad Complutense de Madrid Spanish Language and Culture Program
College for Financial Planning MS Personal Financial Planning
Professional Organizations
National Association of Personal Financial Advisors (NAPFA)
North County Estate Planning Council, San Diego (NCEPC)
Association for Corporate Growth (ACG), San Diego Chapter
Financial Planning Association (FPA), Past Member
Community Involvement
San Diego Economic Development Corporation (EDC), Board of Directors
Rady Children's Hospital Professional Adviser Council Member
Additional Skills
Proficient in Spanish
Greg prudently advises his clients in the areas of investment management and financial planning, guiding them through the stages of wealth accumulation, distribution, and preservation. Greg began his career in the investment advisory field in 2002. Prior to joining Dowling & Yahnke, he was a partner and advisor with fee-only firms in San Diego and the Washington D.C. metropolitan area.
Greg holds the Master Planner Advanced Studies (MPAS®) and CERTIFIED FINANCIAL PLANNER™ (CFP®) designations. He has a Master of Science degree in Personal Financial Planning from the College for Financial Planning. He completed his undergraduate work at the University of California, San Diego with a degree in Economics and earned a certificate in Spanish Language and Culture from the Universidad Complutense de Madrid.
Greg is a native of Southern California. Prior to returning to San Diego, he lived in Washington, D.C. Greg lives in Scripps Ranch with his wife and two sons.
Why did you become a financial advisor?
As the son of an ER nurse, I saw first-hand the positive impact of medical professionals on their patients and thought myself destined to become a doctor. My interest in economics and finance led to a different path, where I have the opportunity to make a meaningful and lasting impact on people's lives. Every day, I help clients find solutions to complex financial issues and navigate difficult situations. The problem-solving aspect to this profession has always intrigued me and keeps each day different from the rest. I thoroughly enjoy engaging in discussions with clients on a variety of topics, including investments, retirement income, tax and charitable strategies, employer stock and stock options, and executive compensation. Over the years, the relationships with clients stand out as the single most rewarding aspect of my career. Whether a joyous occasion (such as reaching a retirement goal, selling a business, sending a child off to their top college of choice), or a challenging life event (such as an employment transition, loss of a family member, going through a divorce), I relish the opportunity and responsibility to serve as a reliable and trusted advisor.
What quality of yours makes you best suited for what you do?
Patience. When money is involved, there can be a tendency to make decisions emotionally and in a vacuum. When it comes to investing, patience and discipline are rewarded. I find myself fortunate to serve in the position of thoughtfully walking through important financial decisions in my clients' lives.
What is your favorite vacation destination?
Traveling the world has been a passion since backpacking through Europe after high school graduation. Most recently, my wife and I explored the Czech Republic and the wine regions in Austria. Whether it is a trip to South America, Europe, or Asia, cuisine tends to drive our travel itinerary!
What is the best concert you ever attended?
Tough question. During our time in Washington, D.C., we lived ten blocks from the famed 930 Club and attended more concerts than we can count! Always count me in when The Lumineers, Mumford & Sons, or The Head & the Heart come to town.
Which hobby are you most passionate about?
My yoga practice. While I love most sports and any opportunity to get outside in San Diego, yoga provides balance for my mind and body. This uninterrupted time in my day allows me to focus in on the important things in life.
I am happiest when:
I am with my wife and two boys. I married the love of my life and our active boys keep us moving and on our toes. I particularly adore the joy on their faces when savoring a pool day or visit to Torrey Pines State Beach.
Contact Us
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text:
Working in emergency room medicine, you often treat patients with serious illnesses or injuries. The effects of whatever brings people to an ER is often serious enough to keep them away from work for months, years, or even permanently.
Have you considered what would happen if you were the patient who suffered an disabling injury or illness and couldn't work as an ER physician?
Without a disability insurance policy, a disability could mean a massive loss of income. Disability insurance is designed to replace a major portion of your income if you are unable to work due to injury or illness.
Why every ER doctor needs disability insurance
According to salary.com, the median income for an emergency room doctor is currently just under $275,000, with a range typically between $234,355 and $322,113. The Medscape 2017 Physician Compensation Report shows an average annual salary of $339,000 for ER physicians. The American College of Emergency Physicians (ACEP) shows even higher averages in certain parts of the country, especially in the southeast U.S., where the average annual salary ranges from $395,000 to $451,000. ACEP noted that emergency physician salaries have increased 31 percent in the past 10 years.
It's likely that you have a lifestyle that matches your income. Without disability insurance to replace that income, you would not be able to maintain that lifestyle. Plus, ER physicians have few to no options for replacement careers that come close to paying what they make.
In addition, you may have a mortgage and other debts that still need to be paid. Without your current income, it's unlikely you can keep your home and car. Plus, you likely racked up significant student loan debt to train for your current profession, debt that will likely not be forgiven just because you're disabled.
With all that you, as a resident or practicing ER medical professional, have to lose, it's highly encouraged that you own disability insurance.
The best disability insurance companies for emergency medical physicians
Insurers that specialize in disability insurance for physicians will separate different medical specialties into occupational classes based on the perceived risk of that specific specialty. Generally, the higher the occupational classification assigned to your profession, the lower the premium rate.
Emergency medical physicians are considered high-risk. Five of the six major providers of physicians disability insurance rates the profession as a 3.
Below is an overview of how the best disability insurance companies classify emergency room physicians and the expected cost:
The need for own-occupation and residual disability
In addition to comparing rates between insurers, it's important to review each company's own-occupation and residual disability features.
Having an own-occupation provision is critical for ER doctors. And it's especially important that ER physicians understand the definition of the policy's own-occupation provision.
Own-occupation defines a disability as one that prevents you from working in your chosen specialty, even if you're healthy enough to do other work. For example, if a back injury keeps you from working in an ER but allows you to work in a family practice clinic, a policy with an own-occupation will pay a benefit based on difference in income between your ER salary and your family practice income.
Residual disability is similar in nature. It is generally defined as being able to perform one or more, but not all, of the material and substantial duties of your occupation, or unable to work in your occupation for a set percentage of time. This would mean that you can still practice ER medicine but may be limited on how many hours you can work.
Residual disability benefits are triggered when the insured suffers an established percentage loss of income because of their disability. The benefit you receive under the provision is typically proportionate to your lost earning power.


text:
This week, the auction clearance rate was 72% across the combined capital cities, compared to 70.8% last week and 73.5% this time last year.
Housing market specialist at RP Data, Robert Larocca, said this is the fifth consecutive week where national clearance rates have been above 70%.
Weekly clearance rate, combined capital cities
Sydney's clearance rate was 78.5%, just creeping above last week's rate of 78% and the second week in a row when rates have been above the year to date trend of 75.2%.
Melbourne's clearance rate matched Sydney's this week at 78.5%, compared to 72.1% last week. However, property volumes were also quite low (104 compared to Sydney's 927), as grand-final weekend served as a great distraction to potential Melbournian sellers.
Capital city auction statistics (preliminary)
Australian Property Monitors (APM) said the inner west produced the highest clearance rate of all Sydney suburban regions at the weekend, followed by the upper north shore, the city and the east.
Prestige auction sales were also on the boil, with a reported 26 sales going under the hammer for over $2 million. The most expensive property reported sold at auction was a three-bedroom unit in Darlinghurst, which went for $5.7 million.
Melbourne's auction hot spot at the weekend was the outer east. The most expensive property reported sold at the weekend was a 10-bedroom home in Glen Waverley, which went for $1.6 million.
APM senior economist, Andrew Wilson, said that underlying demand for housing in Melbourne has continued to rise strongly as the population grows. The Victorian population rose by 1.9% over the 12 months to March, the fastest growth of all the states, bar Western Australia.
Last week, chief executive officer of McGraths Estate Agents, John McGrath, said investors should keep their eyes on the next Australian capital city to boom – Brisbane.
His top suburban picks in Brisbane include Indooroopilly, Carindale, and Hendra.
And chief executive officer at WBP Property Group, Greville Pabst, made it clear that he's not too worried about where national property prices are headed.
"While growth is currently positive, it's also stable and not exorbitant to a point necessitating a correction in a year's time – a calming notion for the more discerning buyer," he said.
Capital city private treaty median prices
The median price house price across the combined capital cities was $537,792 after almost 7,000 sales were made.
Important: This content has been prepared without taking account of the objectives, financial situation or needs of any particular individual. It does not constitute formal advice. Consider the appropriateness of the information in regards to your circumstances.
Follow the Switzer Super Report on Twitter
Also in the Switzer Super Report:
- Peter Switzer: Is the death cross a sign you can't ignore?
- Tony Featherstone: How to find a great stock – part 2
- James Dunn: Why you should back a biotech
- Rudi Filapek-Vandyck: Buy, Sell, Hold – what the brokers say
- Penny Pryor: Shortlisted – Aussie dollar, Amcor


text:
Scrabble & Words with Friends Word Unscrambler
Definition of Hyphemia
0 Definition of Hyphemia
The definition of hyphemia, the meaning of word Hyphemia
Is hyphemia a scrabble word? Yes!
0 Synonym of Hyphemia
Hyphemia is worth 21 points in Words with Friends and 20 points in Words with Friends
There are 8 letters in hyphemia: A E H H I M P Y


text:
Elephant Life Insurance
in Life Insurance from Elephant InsuranceUnaffiliated
Elephant Life InsuranceUnaffiliated
in Life Insurance from Elephant Insurance
Not enough votes for recommendation
Would you recommend Elephant Life Insurance to your friends?
Thanks for your vote!
You voted: May or may not recommend
|Financial Strength Rating
Elephant Life Insurance Review
Where does Elephant Life Insurance do business?
Elephant Life Insurance is an insurance carrier based in Henrico, VA. The company was founded in 2009 and offers life insurance in 6 states in the USA. Life insurance is important for anyone who has loved who depend on them financially. It can also help with final expenses and burial costs.
What types of life insurance coverage does Elephant Life Insurance offer?
Insurance carries typically offer a wide variety of policies. One of the best ways to save money on life insurance is to avoid unnecessary coverage. Only purchase policies and riders you actually need.
Here is a brief description of the coverage Elephant Life Insurance offers.
- Term Life Insurance - This is the simplest type of life insurance. It is payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. Elephant Life Insurance offers term lengths ranging from 10 to 30 years.
- Level Term Insurance - These are term policies that have the same fixed premium and payment amount throughout the life of the policy.
How can you save money on a Elephant Life Insurance life insurance policy?
When you ask for a quote with Elephant Life Insurance, ask what policy discounts are available.
What is the financial strength rating of Elephant Life Insurance?The financial strength rating of a life insurance company scores its ability to pay contracts and policies.
Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy.
There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.
Elephant Life Insurance scores an A+, SuperMoney's highest available rating.
- Headquarters
9950 Mayland Dr
Henrico, VA 23233 USA
- Visit Site
Other Services by Elephant Insurance
- Illinois
- Indiana
- Maryland
- Tennessee
- Texas
- Virginia
Feature Breakdown
|Financial Strength Rating
|Term Length
|10 - 30
|Term Options
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Would you recommend Elephant Life Insurance to your friends?
Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.
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