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Complete Story Here: http://www.cbsnews.com/stories/2006/02/09/60minutes/main1302378.shtml
Excerpts Here:
(CBS) The United States has spent more than a quarter of a trillion dollars during its three years in Iraq, and more than $50 billion of it has gone to private contractors hired to guard bases, drive trucks, feed and shelter the troops and rebuild the country...
...Billions of dollars are unaccounted for, and there are widespread allegations of waste, fraud and war profiteering. So far only one case, the subject of a civil lawsuit that goes to trial this week, has been unsealed. It involves a company called Custer Battles...
...There were no banks or wire transfers to pay them, no bean counters to keep track of the money. Just vaults and footlockers stuffed with billions of dollars in cash.
"Fresh, new, crisp, unspent, just-printed $100 bills. It was the Wild West," recalls Frank Willis, who was the No. 2 man at the Coalition Provisional Authority's Ministry of Transportation.
The money was a mixture of Iraqi oil revenues, war booty and U.S. government funds earmarked for the coalition authority. Whenever cash was needed, someone went down to the vault with a wheelbarrow or gunny sacks.
"Those are $100,000 bricks of $100 bills and that's $2 million there," Willis explains, looking at a photo of brick-shaped stacks of money wrapped in plastic. "This, in fact, is a payment that we made on the 1st of August to a company called Custer Battles." ...
...Asked if he has any evidence that the accounting system was a little loose, Willis says, "I would describe it as nonexistent."
The $2 million given to Custer Battles was the first installment on a contract to provide security at Baghdad International Airport. The company had been started by Scott Custer, a former Army Ranger and Mike Battles, an unsuccessful congressional candidate from Rhode Island who claimed to be active in the Republican Party and have connections at the White House. They arrived in Baghdad with no money. Yet within a year they landed $100 million in contracts.
"They came in with a can do attitude whether they could or not. They always said yes," Willis says.
Did they have any experience?
"They were not experienced. They did not know what they were doing," Willis says...
..."And the contract looked to me like something that you and I would write over a bottle of vodka," Ballard says. "Complete with all the spelling and syntax errors and annexes, to be filled in later. They presented it the next day, and they got awarded a — about a $15 million contract."
Custer Battles was supposed to provide security for commercial aviation at Baghdad airport, including personnel, machinery and canine teams to screen passengers and cargo. But the airport never re-opened for commercial traffic.
Instead of canceling the contract or requiring Custer Battles to return the money, the Coalition Authority instead assigned them to operate a checkpoint outside the airport.
Asked how they did on that job, Ballard says, "They failed miserably." ...
According to Ballard, the contract required Custer Battles to provide sophisticated X-ray equipment to scan the contents of incoming trucks.
"These were multi-million dollar devices for which they received a considerable cash advance, so that they could procure them and then they never procured this equipment," says Ballard.
As for the bomb sniffing canine teams, Ballard says, "I eventually saw one dog. The dog did not appear to be a certified, trained dog. And the dog was incapable of operating in that environment." ...
..."So neither the dog nor the handler were qualified?" Kroft asked.
"I think it was a guy with his pet, to be honest with you," he replied, laughing.
In a memo obtained by 60 Minutes, the airport's director of security wrote to the Coalition Authority: "Custer Battles has shown themselves to be unresponsive, uncooperative, incompetent, deceitful, manipulative and war profiteers. Other than that they are swell fellows."
According to a subsequent investigation by the U.S. Air Force, Custer Battles set up sham companies in the Cayman Islands to fabricate phony invoices that it submitted to the Coalition Authority with the intention of fraudulently inflating its profits.
According to a Custer Battles spreadsheet, which was left behind after a meeting with U.S. officials, the company submitted invoices on the currency contract totaling nearly $10 million, when its actual costs were less than $4 million.
Electricity costs of $74,000 were invoiced to the Coalition Authority at $400,000. And those trucks that didn't work were bought on the local market for $228,000 and billed to the Coalition Authority for $800,000...
...To date, the U.S. government has taken no action to recover any of the missing money.
First, 60 Minutes using the phrase "Billions Wasted" instead of the phrase "Billions Stolen" is "Deceitful".
Second, They didn't seem to pursue the fact that one of the founders "Mike Battles, an unsuccessful congressional candidate from Rhode Island who claimed to be active in the Republican Party and have connections at the White House." Notice the use of the word "claimed"... If Custer and Battles didn't have "connections to the White House" then how come "They arrived in Baghdad with no money. Yet within a year they landed $100 million in contracts."
Third, It looks like little ole Custer and Battles is getting set up to be the poster child and scapegoat for war profiteering in Iraq while Halliburton, Bechtel, Northrup Grumman, and the Carlyle Group and the other big fish walk away scott free to spend YOUR tax money sipping pina coladas on a caribean beach.
Lastly, The American People are such tools... Letting themselves get ripped off by this criminal gang of incompent liars while they watch an average of four hours of television a day still believeing the Iraq war was about weapons of mass destruction and bringing democracy to the middle east. - Etienne


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He has supervised Store Teams with over 300 associates and over $70 million in annual revenue. He has extensive experience in the entire recruiting, hiring and training process and has interviewed over 8,000 applicants throughout his tenure. He completely understands the rigorous demands placed upon the Store Leaders in retail and the major challenges they face on a daily basis. From diminishing resources, payroll reductions and increased workloads, he will offer tangible and hands on solutions to be able to maximize your talent pool, increase productivity and drastically improve revenue. He has developed an Engagement system that universally works in any retail establishment and is totally effective for all leaders to implement.
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text: Helomyname 211 Posted December 30, 2018 Another GTA 1 based car in the collection - Roadster! It features pop-up lights (you need to enable ZR350 special features for this to work), a soft top roof spawning as an extra, and a full damage model. Car is finished and available for download in the main post at the top of the page. Original GTA 1 Sprite for Reference Roadster 16 Quote Share this post Link to post Share on other sites


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Follow the Red Flags
The fourth industrial revolution brought along a sheer array of corporate threats. Alongside hackers and Internet criminals, who found in the fast-growing Internet realm the perfect substrate to nurture their felonies, today's corporate and business juncture is full of traps, most of them capable of forcing a company to file for bankruptcy. Suzzanne Uhland has mentioned before what companies should know before actually filing for "chapter 11"; moreover, it has been proven to be true, that bankruptcy is to some extent foreseeable since financial distress per se begins years before actual bankruptcy.
Companies embark themselves on a spiral towards business failure, typical of many public organizations, which has become rather common under today's framework: heavy losses and insufficient working capital are the result of poor decisions, most of which are made long before business fiasco. Soon after companies file for bankruptcy, an analysis of their financial figures depicts that financial frustrations began at some point where they could have been foreseen, should they had paid attention to the red flags: operating margin, working capital, costs, revenue, cash flow, etc., are basic indicator that ought to be assessed in order to prevent such pejorative scenarios —it is not a secret that if those are below the company's expectations, there is definitely something going wrong—. Another sign manager should pay special attention to are liquidity ratios: when properly assessed, these can provide major signs of foreseeable trouble as well.
Although a company's corporate behavior is subject to the juncture, the extent to which managers and those responsible for evaluating whether the company is performing well or not, pay attention to outer factors becomes crucial when trying to prevent companies from failing: stock prices, for example, become a vital red flag, since shareholders hold a vantage point regarding the future of a company. Financial advisors, as well as employees and managers, hold the responsibility of keeping an eye on the company's investments, and, furthermore, come up with a plan in advance should these fail. Companies that keep losing money quarter after quarter eventually run out cash. This is to some extent controllable if a basic analysis using the company's balance sheet to compare the cash figures against what they were during the previous financial period were carried out. A common mistake that has become rather popular is for companies to keep issuing stocks and debt.
Income statements are often used to determine whether a company is capable of keeping up with its interest payments, especially after reporting its sales. Since most companies (every company, actually) are founded under the sole purpose of generating revenue, the ideal scenario would depict a cushion; in the ideal scenario companies end up having more cash at the end of the day, however, one of the most common red flags shows that, if a company is bound to fail, such cushions fades away gradually, and the company end up struggling to make enough to comply with their main obligations.
Besides, companies that get rid of their dividend payments to shareholder are not, by definition, embarking themselves towards bankruptcy. Nonetheless, it has proven to be true that, when companies face harsh times, dividends are commonly one of the first things to fade away. This could be interpreted in two ways: either the company is, in reality, struggling to earn enough money, or not. In order for shareholders or financial advisors to determine whether such payment cut is necessarily depicting a pejorative and tough time for a company, it is important to also consider other factors that could point out that the latter is true: profitability indicators and rates and negative cash flows often provide additional insights on the issue.
Humans created companies, and humans make mistakes, therefore, following the simple syllogism, companies also fail. Nevertheless, these fail because of poor top management decisions: although this is not the best example, a company heading directly for failure is like a sinking ship: rodents always leave first, which is why top managers conveniently find other jobs just before it is too late —which ultimately becomes a crucial red flag that could point out that there is trouble ahead. And just as if it that was not bad enough, companies bound to file for bankruptcy try to save the up to the last penny (literally): companies often sell their assets to raise some money once they face difficulty. Companies that sell even their headquarters, their assets, their most sophisticated pieces of equipment in order for them to raise cash, are definitely calling for attention.
And last but not least, just before the ship sinks, companies try to save money by cutting additional costs. Normally before the water starts to flood the vessel (following the analogy), it is not rare for companies to start cutting costs related to their health benefits and pension plans, amongst others. Should anything of the above happens, better watch out!


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Raven has several different positions:
Multi-Regional 14 Day - This driver runs our entire system (22 States) for 10 - 14 days and then gets home for 58 hours.
Regional 7 Day - This driver runs five to seven States within our system and then gets home for 46 hours.
Local Driver - This driver runs loads that are designed to bring you back home daily.
Dedicated Driver - This driver works within the parameters of our Plant Logistics customers
If you obtained your CDL-A thru a school that requires at least 280 hours of training, you need no experience. We have an Apprentice program for you. If you obtained your CDL-A thru a school that has has less training hours and you have at least six months of tractor-trailer experience, we have a Mentor program for you. If you have one or more years of experience, we have the perfect job for you.
Companies today will tell you that you will make this amount of money or that amount of money; we will not do that. Raven will tell you how much money you make will depend on how hard you want to work. If you are a "truckstop jockey," you will not make much money and either will the company. Raven is looking for the "Professional" driver. The driver that understands that the way to make money is to keep the left door closed, drive the amount of hours your log will allow, not be afraid to be moonlight driver when required and trust your Driver Manager (dispatcher) that they have your back and understand your needs.
- Safety Bonus Pay - You earn one cent a mile for all miles driven in the quarter you earned a safety bonus
- Breakdown Pay
- Stop-Off Pay
- Loading/Unloading Pay
To best way to describe our driving area is East Texas(I-10 into Houston, I-45 into Dallas, and I-20 out of Texas) is our westward boundary, Pennsylvania our northern boundary, the Atlantic ocean our eastern boundary and the Gulf of Mexico our southern boundary. No New York.
Our equipment is late model tractors equipped with APU's, Inverters, refrigerators and lots of living space. 60% of our fleet are automatics with the balance being 10-speed Eaton transmissions. Our fleet is governed at 70 mph. We have no inward facing cameras
Our health insurance plan is provided by Blue Cross/Blue Shield. You do not need to select a primary care physician to coordinate your care. This plan is an open access PPO plan.
Under the PPO Plan, you will receive comprehensive medical benefits when you utilize the network-specified doctors. Out-of-network benefits are also provided at a reduced level of coverage. To receive the higher level of covered benefits for visits to Specialists, Therapists, and other physicians, you will need to utilize providers in the network.
Raven also has available for you and your family:
- Dental Insurance
- Vision Insurance
- Short-Term Disability
- Supplemental Life Insurance
- Access to AFLAC
Raven gives our employees a $30,000 Group Life Insurance policy FREE OF CHARGE!!!


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What are Cultural Centers?
Cultural Centers at Mount Holyoke are constant safe places for the purposes of support, education, networking and sanctuary. They host programming and provide resources to increase cultural awareness and inter-connectedness. These spaces are important because each supports an identities that are historically marginalized at Mount Holyoke College and beyond.
Learn more about cultural centers
- Cultural Centers are college-owned facilities established for the designated use of groups historically targeted and marginalized within U.S. society. They provide an opportunity for students to retreat from environments which can be alienating at times.
- They serve an educational function by providing programming which is relevant to historically targeted groups. The opportunity to develop such programming allow students from targeted groups to explore their own identity and develop leadership skills in an empowering way.
- They are important campus sites for leadership development for other students as well.
- Centers are not residence halls as they are not intended to provide alternative living arrangements. They are not student organization offices as they are not primarily student work spaces, though that may be one of the functions they serve.
- Centers can be reserved by any member of the MHC Community for college-related functions such as classes, public lectures, special receptions, or other large group gatherings. Additionally, the centers can be reserved for small dinners, birthday gatherings, and meetings by individual students.
Mount Holyoke College Cultural Centers
The Betty Shabazz House
2 Dunlap Place
The Betty Shabazz House serves the needs of the African American student community. It is also used by the African and Afro-Caribbean student community in cooperation with APAU (Association of Pan-African Unity) and MHACASA.
The Eliana Ortega Cultural Center
4 Dunlap Place - left
The Eliana Ortega Cultural Center serves the needs of the Latina community.
The Zowie Banteah Cultural Center
4 Dunlap Place - right
The Zowie Banteah Cultural Center serves the needs of the Native American/Indigenous community.
The Asian Center for Empowerment
15 Woodbridge
The Asian Center for Empowerment serves the needs of the Asian and Asian American student community.
The Jeannette Marks House
5 Faculty Lane East
The Jeannette Marks House provides a safe space and community center for lesbian, bisexual, transgender, queer, questioning, and allied students.
The Unity Center
Blanchard Hall, Room 206
The Unity Center seeks to be a valued space where students can gather to celebrate and engage in conversations and experiences across their differences.
Hours of Operation
All Cultural Center hours of operation are based on the following categories:
- Affiliated Hours: Days and times which are designated for Student Organizations who are affiliated with the Cultural Centers
- Programming Hours: Days and times in which non-affiliated students, organizations, academic and professional departments can reserve the Cultural Centers.
- Open Hours: Days and times in which anyone, regardless of their student organization affiliation or cultural identity, may visit the Cultural Centers.


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As the man in charge of creating outstanding watches for Versace and Salvatore Ferragamo, Paolo Marai knows a thing or two about Italian style. Here, he tells us about his greatest creations, everyday luxury and the world of watchmaking today
What drives you to develop new and more technical complications each year?
We are passionate about bringing the fashion elements of Versace and Salvatore Ferragamo into the development of technical complications each year. Our passion is driven by our consumers' desire and appreciation for special functions, innovation, complexity and precision, yet design remains our main goal.
Where does the role of the fashion watch sit within the world of watchmaking?
The role of fashion watches within watchmaking is simple. Timepieces from fashion brands such as Versace and Salvatore Ferragamo offer a combination of well-built, high-quality components with the brand's natural flair for design, all at a luxury yet affordable price tag.
Which launches are you most proud of?
We have launched many exciting watches over the past few years, including Salvatore Ferragamo's Swiss-made patented quartz movement launched in 2016 – the Cuore Ferragamo. Last year also saw the launch of Salvatore Ferragamo's first smart watch, the F-80 Motion. However, I am particularly proud of this year's collections from both Salvatore Ferragamo and Versace timepieces, as we have looked to each brand's archives for inspiration. For example, the new Fiore collection draws inspiration from the heel of Salvatore Ferragamo's classic Fiore shoe design, launched in 1947. The collection features the original flower-shaped case, which is also reflected in the stunning dial decoration.
How would you describe the Versace watch customer?
The Versace customer is interested in exceptionally crafted designs that combine luxury and style, while including core elements of what the brand is renowned for – bold style at the forefront of fashion. He or she is vibrant, edgy, sophisticated and full of self-confidence.
How would you describe the Salvatore Ferragamo watch customer?The Salvatore Ferragamo customer is defined by their strong personality and is passionate about special pieces with unique traits. The customer is highly sophisticated and stylish.
Do you think that customers discover the fashion brands first and come to the watches later or do you find the watches sometimes draw people into the brand?
Although Salvatore Ferragamo is famous for shoes and Versace is renowned for statement prints and luxury eveningwear, designer watches often draw new customers in. In some markets, watches are the avant-garde of the brand itself.
How important is it to stay true to a fashion brand's aesthetics when designing the watches?
This is really important. We work extremely closely with each brand's in-house design team, ensuring there is a seamless design direction of the brand in each and every collection. Whether inspired by the rigorous detail of Salvatore Ferragamo or the flamboyant, bold style of Versace, each brand's DNA is translated into every timepiece we make.
How closely do you work with the Versace and Salvatore Ferragamo maisons when finalising watch designs?
All themes and inspiration for each season are driven by the team at each maison. These ideas are then carried through to the timepiece designs. The timepieces are very much designed to sit as part of the wider collection and ready-to-wear, so it is essential we are all working as part of a team and share the same vision for each season.
How important is innovation and new technology in the watch industry?
It is a beautiful balancing act between creating a collection that is classic and easily recognised as Versace or Salvatore Ferragamo, but pushes the boundaries when it comes to innovation.
What's next for Versace and Salvatore Ferragamo watches?
A lot of new ideas are under test to be brought to market in 2019. Some technology (not smart) and owned movement are our main directions at present.


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I was so happy with my Abstract Exercise #3 - Variation 1 that I decided to paint a bigger version. The original was 12x16". This one is 20x24" (51x61cm) - a different proportion altogether, so I had to redesign it from scratch, but I kept the same colour scheme (dark background made up of ultramarine + process magenta + black, and blues and greens made up of process cyan + lemon yellow + white).
There was a band of sunlight falling over it when I took one of the photos, and I chose to show you this one as it reveals the colours much better, though nothing as vibrant as the original. Colour corrections go too blue or too yellow.


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The Great Outdoors
Types: Riding, Hay & Sleigh Rides
Region: Ottawa Region
Address: 1969 Galetta Side Road, Fitzroy Harbour
Phone: 613-623-3439
Map - Driving Directions Map - Find Nearby Businesses
Pinto Valley Ranch is Ottawa's best kept secret, operating for over 45 years. The Ranch is a great outing for your whole family. 150 horses and 20 ponies, as well as a free petting zoo. A great family farm experience with sleigh and wagon rides. Bean and Chili dinners; Hall Rental and Snack Bar. Our friendly staff at the Ranch makes sure that everyone enjoys their experience in the country. Trail and pony rides all year round.
HORSES BOUGHT SOLD AND TRADED - Horses of every breed and temperament. Owner operator Ernie Smith and family -It's worth the journey to talk to Ernie. Well respected and honest horse dealer in the Ottawa Valley. Commercial horses - Well broke teams and ponies. Everyone welcome.
Local Weather
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A fine finishing glaze designed to eliminate pinholes and surface imperfections prior to painting. Its self-levelling formulation gives a smooth, ultra fine finish with requires minimal sanding.
U-POL Fibral 1L with Hardener
- Brand: U Pol
- Product Code: U-POL Fibral 1L with Hardener
- Availability: 10 In Stock
- Ex Tax: £10.00


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For this installment of 3 Articles on Dress, we are looking-back on the Duchess' Pakistan Tour outfits, discuss a controversial sweatshirt worn by a fifth grade teacher, and learn how wearing dresses for one week influenced a busy mom.
I really enjoy this series on dress and today's articles are varied and interesting.
In today's video I'm wearing a silk scarf by Mont Kiji (designed by a Daily Connoisseur reader!) code connoisseur gives 20% off, Everlane cashmere sweater, and pearl earrings by Ana Luisa (code Jennifer10 for $10 off). connoisseur gives 20% off.
👑 Town and Country shares The Best Photos from Kate Middleton and Prince William's Royal Tour of Pakistan The royals are undertaking a five-day tour of the south Asian country, by CHLOE FOUSSIANES
The first article shares all of the Duchess of Cambridge's looks form her Pakistan Royal Tour. My favorite was the emerald green evening dress by Jenny Packham. Which look was your favorite?
😬 Our second article: Teacher under fire for wearing sweater with controversial message on Columbus Day by Justin Chan
A Michigan teacher came under fire for wearing a sweatshirt with a controversial message on Columbus Day, WXYZ reports.
Emma Howland-Bolton, a fifth-grade teacher at Clippert Multicultural Magnet Honors Academy in the Detroit Public Schools Community District, walked into school on Monday wearing a sweatshirt that read, "Columbus was a murderer."
"I wanted to wear this shirt to spark discussion," she told the station.
A school administrator took notice of the message and asked her to take the sweatshirt off.
"I was informed that my shirt was my opinion and I countered with it is a fact," the teacher explained.
What do you think about this story? I would love to know your thoughts!
👗 Daily Connoisseur Emmie sent me this article from Romper: I Wore Dresses Every Day For A Week & The Reactions Surprised Me by Gemma Hartley
Gemma was accustomed to wearing leggings and jeans every day and then decided to try something radical: wearing dresses for an entire week. Her results will surprise you! (Or maybe they won't :) )
I would love to know what you think.
I hope you enjoy today's video.
The NewAir DiamondHeat™ 2-in-1 Portable or Wall Mounted Convection Heater | AH-480 is an excellent heater. It has a sleek design, that you can hang on the wall, if desired. It heats the room quickly with even convection heat. It's a wonderful high-quality heater. Use code THEDAILY20 for 20% off.
📍I am featured in L.A. Parent Magazine in an article on Thanksgiving etiquette.
📍Join us for The Chic Assignment for November.
📍Visit The Daily Connoisseur merch store for holiday gifts, perfect for fans of The Daily Connoisseur blog. The limited edition Nutcracker mugs are absolutely delightful.
📍Thank you for your wonderful support of my new book, CONNOISSEUR KIDS.
📍Check out my affordable eCourses: The Ten-Item Wardrobe, Chic Financial Principles for Debt-Free Living, and How to be Efficient at Home.
On Instagram
Lessons from Madame Chic in Albania...
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Një udhërrëfyes i mirëfilltë për të përmirësuar cilësinë e jetesës. 💥 Kur Jennifer Scott-i, një studente e huaj, mbërriti në pragun e apartamentit të madh në Zonën e Gjashtëmbëdhjetë, u prit nga ajo që do të bëhej mentorja dhe frymëzuesja për jetën e saj në vazhdim, edhe pasi u kthye në vendin e saj. Madame Chic e mori në patronazh vajzën kaliforniane, duke i treguar sekretet se si francezët i kthenin në art më vete edhe gjërat më të vogla. 💥 Në çdo kapitull të librit "Leksione nga Madame Chic" zbulohet nga një sekret, të cilin Jennifer-i e mësoi duke këqyrur madamën në Paris, por që edhe ju mund ta përfshini në jetën tuaj, pavarësisht se ku jetoni apo të ardhurave që keni. Duke përqafuar filozofinë parisiane të sasisë dhe cilësisë, do të mësoni të zotëroni artin e të ngrënit (pa e privuar veten), të veshurit (gardërobën me dhjetë veshje), paraqitjen (makijazhi ujë e sapun) dhe të jetuarin allafrancez. 💥 Që nga mbrëmjet argëtuese gjithë formalitet e deri te jetesa aktive, libri "Leksione nga Madame Chic" është një manual për këdo që dëshiron të ndërthurë mënyrën e jetesës me stilin tipik të të veshurit francez. 💥 Përktheu: Iva Tiço @ivatico Nr. i faqeve: 280 Çmimi: 1200 lekë 💥 #libratqedua #LeksionengaMadameChic #LessonsfromMadameChic #JenniferLynnScott
Comment of the Week
Brooke J. writes, "I had a Chic win this morning. I received a compliment and I simply smiled and said "thank you". I didn't expand on what I was wearing, or downplay it. It felt good. I love that coat!"
Hi Brooke, I am so happy for your Chic win! I love it!
I would love to know what you think about all three articles discussed in today's video. Let us know and your comment could be chosen as comment of the week on The Daily Connoisseur.
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The three-month average number of job vacancies in August was 0.9% lower than the previous three months, suggesting a slowdown in employment growth ahead.
This could present a problem for recruiters and employers who want to find the best candidates for the ever-widening skills gap. The majority of UK businesses have struggled to find workers with the skills they require for their roles, which suggests a number of issues. Firstly, with unemployment falling and much uncertainty surrounding Brexit, people are reluctant to leave stable roles, even if they are overqualified. Secondly, there needs to be more of an investment in the harnessing of talent throughout a person's education and career.
Darren Diamond, CEO at DYWAJ – Do You Want a Job? outlines the best ways recruiters and employers can find the most appropriate people to fill their positions in order that the skills gap can begin to close.
1. Invest in more on-the-job training
Some candidates may have all the enthusiasm and attitude required for the job, but lack a few of the more specific skills required. This is where additional training can be extremely valuable in ensuring a good candidate has the knowledge required for the job.
Ensure candidates are willing to set aside some free time to learn the skills needed and look out for a history of quick learning on their CV, which could be in the form of speaking a foreign language or playing an instrument to a high level. Short courses can be invaluable to employees and, while they will come at a cost, the staff you invest in will end up with the exact skills your business requires and will be more likely to stay on at the company.
2. Personalise your recruitment messages
Reaching out to potential candidates can be time-consuming, but try not take a "one size fits all" approach, as this will put off more highly-skilled candidates. Be detailed about what you are looking for in job advertisements and personalise your emails or phone calls to highlight aspects of their CV that you think would fit the role.
3. Ensure the job description is enticing
With prospective candidates taking under a minute to read and dismiss job descriptions, it's vital that you make the role sound as interesting and enticing as possible. If you are listing off a huge number of qualities and responsibilities required for the job, this will likely put many people off, however an overly vague description could have a similar effect too. Ensure the advertisement actually fits what the role requires, so avoid adding in entry-level duties if it's a mid-level vacancy, for example.
4. Be flexible with your recruitment
When a highly-skilled candidate approaches you, try to take a more person-centred and flexible approach which will allow you to stand out from other recruiters. Providing employee benefits and incentives will allow candidates to see that they will be valued and be part of a happy workplace, which is extremely important to job-hunters.
With unemployment continuing to fall but the skills gap widening in the wake of Brexit uncertainty, it's essential that recruiters make the most of the candidates they have available to them. If you need help filling a skills gap, DYWAJ - Do You Want A Job? (www.dywaj.co.uk) allows recruiters to access hundreds of thousands of CVs online to find the best candidates for a job opening. Candidates can also upload their CVs to the website for free, which includes a free review.


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Heathrow disrupted by drones
Yesterday sightings of drones around Heathrow Airport led to some flights being temporarily suspended while an investigation was conducted by the Metropolitan Police, which deployed significant resources to deal with the incident.
Commander Stuart Cundy, said: "Shortly after 17:00hrs on Tuesday, we received reports of a sighting of a drone at Heathrow Airport. As part of our established response plans to such an incident, officers were swiftly deployed across the airport and we continue to work closely with colleagues from Heathrow Airport Limited.
"As a precaution, departures were stopped at the airport whilst initial enquiries were made. Once it was established it was safe to do so, departures were resumed just after 18:00hrs and the airport is now fully operational.
"Our priority is to ensure that there is no ongoing threat to the safety of those at the airport and identify those responsible for this dangerous act.
"Police officers were amongst those who saw the drone and a full criminal investigation has been launched. We are carrying out extensive searches around the Heathrow area to identify any people who may be responsible for the operation of the drone.
"I want to be clear that the illegal operation of drones at an airfield is extremely dangerous. Under the Aviation Security Act it is an offence to endanger the safety of an aircraft, anyone found guilty of this offence could face a life sentence.
"We are deploying significant resources - both in terms of officers and equipment - to monitor the airspace around Heathrow and to quickly detect and disrupt any illegal drone activity; some of which are as a result of learning from the incidents at Gatwick.
"Following today's sighting, military assistance has been implemented to support us. However, we will not be discussing in any further detail the range of tactics available to us as this would only serve to potentially undermine their effectiveness.
"We are determined to identify anyone who may have been involved in today's incident and I would urge anybody who may have information that could assist our investigation to call 101 quoting Heathrow drone incident.
"Similarly, if you see anyone acting suspiciously, including anybody operating a drone or model aircraft in the area around Heathrow, or other airports, then dial 999 immediately."
Courtesy Heathrow Airport
The incident at Heathrow occured just a day after the government announced plans to give police new powers to tackle drones misuse and abuse, with the publication of their response to the drones consultation.
Following over 5,000 responses to the consultation, new legislation will give police officers the additional power to land drones and require users to produce the proper documentation. The police will have the power to search premises and seize drones — including electronic data stored within the device — where a serious offence has been committed and a warrant is secured.
The Home Office will also begin to test and evaluate the safe use of a range of counter-drone technology in the UK. This crucial technology will detect drones from flying around sensitive sites, including airports and prisons, and develop a range of options to respond to drones, helping to prevent a repeat of incidents such as that recently experienced at Gatwick.
Important safety proposals being taken forward include better protection for our airports by significantly extending the area around airports and runways in which drones are banned from being flown. This builds on the government's changes to the law last year which made it illegal to fly a drone above 400 feet or within one kilometre of an airport.
The Transport Secretary Chris Grayling made a statement in the House of Commons on Monday evening. In his statement he said: "While airlines and airports welcomed our recent airport drone restriction measures, they also asked for the current airport rules to be amended in order to better protect the landing and take-off paths of aircraft. We have listened to those concerns and we have been working with the CAA and NATS to develop the optimum exclusion zone that will help to meet those requirements. It is important to stress that any restriction zone would not have prevented a deliberate incident such as that at Gatwick.
"There is no question but that lessons have to be learned from what happened at Gatwick. Passengers have to be able to travel without fear of their trips being disrupted by malicious drone use. Airports must be prepared to deal with incidents of this type, and the police need the proper powers to deal with drone offences."
Aviation Minister, Liz Sugg said: "Drones have the potential to bring significant benefits and opportunities, but with the speed of technological advancement comes risk, and safety and security must be our top priorities.
"That's why we are giving the police powers to deal with those using drones irresponsibly. Along with additional safety measures these will help ensure the potential of this technology is harnessed in a responsible and safe way."
The police will also be able to issue fixed-penalty notices for minor drone offences to ensure immediate and effective enforcement of vital rules. Fines of up to £100 could be given for offences such as failing to comply with a police officer when instructed to land a drone, or not showing their registration to operate a drone.


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As mentioned, in recent weeks the insensitive Spanish President has taken to insisting that Spain is not only finally out of her recession but also growing at such a pace she's become a model for the rest of Europe. Someone must have had a quiet word with him and told him this didn't go down well with the populace when so many millions remain unemployed and bars and shops continue to close. So his office has now clarified the President's remarks, explaining that what he really meant was that Spain is at the start of the path that leads towards recovery, not that wages are rising and shops full of happy customers. So, that's alright then.
I heard the phrase collusion, coercion, corruption today and was then surprised to find it wasn't about Spain, but India. But, anyway, "Why is Spain so corrupt" is a question which occurs to all of us at some time. And here's The Economist's attempt at an answer.
Notwithstanding the corruption - which, in truth, never affects your daily life - if you aspire to fully assimilate into Spanish life, here's 7 reasons why you'll never succeed. It'd be good to see a Spaniard's equivalent list for the UK and the USA.
I've mentioned the new, Orwellingly entitled, The Law of Citizen Security. Less formally, it's referred to as The Gag Law. Here's some detail on it from El País.
There's a new film set in Galicia. And recorded in Gallego even. Sadly this reviewer endorses the myth that it never stops raining here - Diego Romero Suarez-Llanos's photography does a fine job of rendering the rich tones and textures of Galicia, which seems to be composed of darkness, rain, moss and stone in varying quantities. But if it keeps away the foreign tourists, I guess it's worth tolerating this nonsense. The stone is granite, of course. Which looks almost as good when it's raining as when the sun shines on it. Or perhaps I've gone native.
I've mentioned France's penalty-free flouting of EU rules. Here's someone's acute observation on the EU, from a UK perspective: Berlin may be allowed to drag its feet for two decades on completing the single market in services. Paris may be able to ignore supposedly non-negotiable limits on eurozone budget deficits. But when it comes to an issue of crucial importance to Britain, Angela Merkel has made it clear to David Cameron that we would not be given similar leeway. For every year of our forty-year membership, Britain has paid more into the EU's coffers than we get back. But apparently it's we, strict observers of every EU rule, who are the bad Europeans. Give a dog a bad name, I suppose.
A small light has gone out and the world is a tad poorer, with the death of Mandy Rice Davies (no relative). For those who don't know, she was a minor character in a huge sex-&-spying scandal which hit the British government in the 60s, when she was the (very) young consort of a trio of rich middle-aged men and the star of the trial of one of these. Her witty riposte "He would say that, wouldn't he?" is now commonplace in the UK. She seems to have lived in Spain for a while but I can't find out where. Anyone know? It's interesting to note that Andrew LLoyd Webber feels that, 'given a different roll of the dice', Ms Rice Davies was smart enough to have become head of the Royal Academy. That said:-
The moving finger writes and, having writ,
Nor all thy piety nor wit,
Shall lure it back to cancel half a line
Nor all thy tears wash out a word of it.
All in all, though, she seems to have had a pretty good life, with 3 husbands.
Finally . . . More on the new Spanish word ryanairing: This has been defined as:- A new sport for experiencing extreme emotions. This follows the panic stimulated by the de-pressurisation of one of the airline's planes en route to Spain. Apologies for giving the company some publicity.


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Thursday, February 12, 2009
Asher Roth - "I Love College"
The boyz @ "WeYowzers" posted this earlier in the week, but I'm just getting around to posting it myself after Asher's publicist sent it out today. Apparently, it's going into roto @ MTV and has made a considerable jump on the iTunes charts.
Get ready folks, because we could have a considerable hype monster on the horizon. Asher is actually kinda nice on the mic, judging from the "Greenhouse Effect" mixtape. This song is a bit pandering to his target demo, but if it works, it works.
Posted by Marc Cabrera at 11:57 AM
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Sheffield Health and Social Care (SHSC) are in the process of making some big changes to Adult Community Mental Health Services. The changes began at the end of 2017 and are gradually being implemented. There will be four drop-in sessions to provide an opportunity to find out more about the changes that have been going on and a chance to talk to service managers and leaders.
There are more details here:
Changes to Adult Community Mental Health Services
Details of the sessions are here:


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People who use marijuana can develop a range of physical and mental health issues, including addiction, non-addicted drug abuse, altered respiratory function, altered memory function and impaired or altered brain development. In a study published in June 2014 in the American Academy of Sleep Medicine journal Sleep, University of Pennsylvania researchers explored the potential connection between marijuana use and the onset of several types of sleep problems. These researchers concluded that adults with a current or past history of using the drug have increased risks for developing such problems, especially when their initial use of marijuana occurred at an early age.
Marijuana Use
Figures compiled by the federal Substance Abuse and Mental Health Services Administration show that marijuana ranks as the most widely used illicit/illegal drug in America. While the drug is consumed across a broad range of ages, peak rates of use occur in older teenagers and young adults below the age of 30. In the midst of a wave of state-level decriminalization and legalization, marijuana has gained considerable levels of social acceptability across the U.S. However, proponents of the drug often understate or ignore scientifically verified concerns associated with its use. Chief among these concerns is the risk for the development of drug addiction. Out of the combined pool of casual and habitual marijuana users, nearly one in 10 people will develop a cannabis addiction. This rate nearly doubles for teen users of the drug and increases by 150 percent to 400 percent when casual users are removed from the equation. People who start using marijuana before the age of 15 have increased risks for a number of related problems.
Sleep Problems
Fairly common sleep problems include insomnia (characterized by difficulty falling asleep or staying asleep), excessive daytime sleepiness (broadly defined as an inability to remain sufficiently wakeful during daily activities) and a failure to gain the restful benefits of sleeping, even when sleep occurs for a normally restorative amount of time. Some people only have occasional sleep problems and/or relatively minor sleep problems that don't lead to a substantial decline in health and well-being. However, others develop much more severe sleep problems and may qualify for an official diagnosis of a sleep disorder. The American Psychiatric Association, traditionally tasked with setting the criteria for diagnosing mental health issues in the U.S., officially classifies a range of sleep disorders as mental illnesses called sleep-wake disorders.
Is There a Link?
In the study published in Sleep, the University of Pennsylvania researchers used information from a Centers for Disease Control and Prevention project called the National Health and Nutrition Examination Survey to explore the potential connection between marijuana use and the onset of sleep problems. For the year under consideration (2007-2008), 1,811 participants in this survey between the ages of 20 and 59 identified themselves as being current or past drug users. Among this group of individuals, the researchers assessed factors that included any involvement in the use of marijuana or some other form of cannabis, the age at which use of marijuana/cannabis first took place and the frequency of marijuana/cannabis use in the month prior to the survey. The researchers also looked for the presence of sleep problems in these individuals; they deemed anyone who had such problems at least 50 percent of the time as "severely" affected by sleep-related issues.
After analyzing the data on both marijuana/cannabis use and sleep problems, the researchers concluded that people who have ever used the drug are significantly more likely than their non-using counterparts to have issues with insomnia, unusual daytime sleepiness or unrestful sleep. The chances of experiencing such issues are particularly noteworthy among adults who first started using marijuana/cannabis before reaching their 15th birthdays. Independent of any common demographic factors (gender, racial/ethnic heritage, etc.), these individuals have roughly 100 percent higher odds of developing severe forms of insomnia, unrestful sleep or daytime sleepiness.
The study's authors note that the framework of their project was not designed to confirm or deny marijuana/cannabis use as the cause of sleep problems. It's possible that early involvement with the drug leads to developmental changes that increase the chances of developing sleep problems. However, it's also possible that people who start using marijuana/cannabis at an early age may have preexisting sleep problems, and may even turn to intake of the drug in a conscious or unconscious attempt to improve their sleep.


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Wed, 12 February 2014
Fr. Rob explores how light and salt works and how that relates to our being the light to the world. This podcast is a recording of the sermon preached by the Rev. Rob Baldwin at Trinity Episcopal Church in Lawrence, Kansas on Feburary 5, 2014.
You can learn more about Trinity Church by going to our website, www.trinitylawrence.org
Direct download: 702_0092.wma
Category: -- posted at: 10:43am EDT


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Tuesday, December 6, 2016
8:00pm – 9:30pm
Storrs Campus
von der Mehden Recital Hall
UConn Symphonic Band presents: Bookmarks from the World March of the Belgian Paratroopers Pierre Leemans, (1897-1980) arr. C.Wiley
Australian Up-Country Tune Percy Grainger (1882-1961) Molly On the Shore Andrew Janes, assistant conductor
Santa Fe Saga Morton Gould (1913-1996)
Symphony No. IV: Bookmarks from Japan Julie Giroux I. Mount Fuji - "Fuji-san" (b.1961) II. Nihonbashi – "Market Bridge" III. The Great Wave off Kanagawa IV. Kinryuzan Temple in Asakusa – "Thunder Gate" V. Evening Snow at Kambara – "Light is the Touch" VI. Hakone – "Drifitng"
von der Mehden Recital Hall (primary), UConn Master Calendar
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God made rainy days so gardeners could get the housework done.
~Author Unknown
As a gardener, I'm among those who believe that much of the evidence of God's existence has been planted. ~Robert Brault
The kiss of the sun for pardon,
The song of the birds for mirth,
One is nearer God's heart in a garden
Than anywhere else on earth.
~Dorothy Frances Gurney, "Garden Thoughts"
Don't wear perfume in the garden - unless you want to be pollinated by bees.
~Anne Raver
Plants give us oxygen for the lungs and for the soul. ~Linda Solegato
Do I love you because you're beautiful,
Do I love you because you're beautiful,
Or are you beautiful because I love you?
~Richard Rodgers and Oscar Hammerstein II, Cinderella
Wherever you go, go with all your heart. ~Confucius
I've never seen a smiling face that was not beautiful. ~Author Unknown
Beauty... is the shadow of God on the universe. ~Gabriela Mistral
May your worries be small, your joys be simple, your load be light, your garden give you peace, you have comfort from those who love you, you remember to give back and you feel the grace of God in your life in some way daily. Jennifer
When he uttereth his voice, there is a multitude of waters in the heavens; and he causeth the vapours to ascend from the ends of the earth: he maketh lightnings with rain, and bringeth forth the wind out of his treasures. Jeremiah 51:16


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Technology, computational power, and connectivity have made slow, but significant inroads in the manufacturing industry, changing its bottom-line processes. Manufacturing companies are coming to an understanding that it's important to abandon paper-based processes for digital solutions if they are willing to grow.
But there's still a lot of ground to make up. In this guide, we take a detailed look at Paperless Manufacturing, by answering the following questions:
- What does Paperless Manufacturing entail and what is the best all-in-one solution?
- What are the main inhibitors to Paperless Culture in the Manufacturing Industry?
- How does mobility improve operations, performance management, and innovation?
- How can you you improve business to customer interactions?
Fill out the form to download your free guide.
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From the shop floor to the top floor – NetSuite's cloud manufacturing software keeps the modern manufacturer in sync.
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SAP Business ByDesign for Manufacturing
SAP Business ByDesign ERP system's financial management module provides small- and medium-size enterprises (SMEs) a single, up-to-the-moment view of company financials by integrating core business processes with financial performance. The financial management capabilities of SAP Business ByDesign ERP solution help meet global reporting standards using real-time analytics. Experience accelerated period-end closing processes and more efficient management of payables, receivables, inventory, and liquidity.
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A key factor in staying agile, modern and relevant? The right technology partner.
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You might have heard that Resco's CTO, Miro Pomsar, and Field Service Business Development Manager, Andrew Lorraine are currently visiting Cameroon with the UN Refugee Agency (UNHCR). They've been assisting with the roll-out of UNHCR's brand new refugee population registration and identity management ecosystem, where Resco's mobile app and field server play critical roles.
Now at the halfway point of their trip, take a closer look at what they've been up to in Central Africa so far. Continue reading


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|Transport stream (TS) is specified in MPEG-2, and it is a standard format for transmission and storage of audio, video, and data, and is used in broadcast systems such as DVB and ATSC. Various elements make up a transport stream - namely; Packet - A packet is the basic unit of data in a transport stream, PID - Each table or elementary stream in a transport stream is identified by a 13-bit packet ID (PID), Programs - Transport stream has a concept of programs. Each single program is described by a Program Map Table (PMT) which has a unique PID, Program Specific Information(PSI) - There are 4 PSI tables: Program Association (PAT), Program Map (PMT), Conditional Access (CAT), and Network Information (NIT), PAT - PAT stands for Program Association Table. It lists all programs available in the transport stream, PMT - Program Map Tables (PMTs) contain information about programs, PCR - To enable a decoder to present synchronized content, such as audio tracks matching the associated video, at least once each 100 ms a Program Clock Reference, or PCR is transmitted in the adaptation field of an MPEG-2 transport stream packet
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For thirty years, Vodafone has developed globally leading communications infrastructure and connectivity solutions with one clear goal in mind.
The Gigabit Society is our vision. A world in which data and knowledge is available everywhere.
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Vodafone's Gigabit Society series brings together thought leaders around the world to share their views and insights on how businesses and societies are changing in the digital world, and how to prepare for the future opportunities and challenges of the Gigabit Society.
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In areas such as medicine, transport and education, increased data speeds are already empowering technologies to change lives, and are in turn enabling the development of new technological possibilities in the near future.
Our vision of the Gigabit Society will impact businesses in three main areas. We believe businesses will drive disruption, innovation and positive change in each:
Ultimately, enterprises that embrace the benefits of the Gigabit Society today will enjoy a sustainable advantage over competitors as we head into the business world of tomorrow.
The Gigabit Society series will provide the unique opportunity for us to join together and shape the future. Through action and discussion, and sharing and learning, we will use technology to drive positive change in organisations and communities throughout the world.
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Around the globe, our network reaches 182 countries.
We provide the physical network and the management and control function.
Gartner names Vodafone as a Leader in its 2020 Magic Quadrant for Network Services, Global.


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Carrie Kirby and her family faced a tough choice when they left Chicago in 2012 to return to California. The Chicago Tribune columnist wrote about having to decide between selling her and her husband's Illinois home at a loss or becoming landlords. They chose the latter.
Many homeowners confront this same scenario, as circumstances force a family to move.
It could be landing a new job, searching for better schools or even inheriting a property. With the housing market beginning to pick up, many hope that selling the old house will be a snap, but the fear is that if it doesn't sell quickly, there will be two mortgages to pay.
More people than ever before own two homes. Sure, some of those dual addresses belong to owners who deliberately bought a vacation getaway property as a second home. Others, however,
own two properties because their "old" house is languishing on the market.
For them, the second mortgage has morphed from temporary inconvenience to financial burden.
U.S. News and World Report called it the "American Nightmare." Homeowners take on a second mortgage, truly believing it will be a short-term burden. Then, they encounter unforeseen obstacles – short-term delays in closing, for instance, or long-term obstacles, such as a lack of qualified offers.
What have others done?
Personal finance author Emily Guy Birken was saddled with two mortgages when a new job took her family from Ohio to Indiana. She researched her options and thought about becoming a landlord but ultimately opted against it. It took the family nearly a year to shed the property they moved from, and they sold only after accepting $20,000 less than their price.
Some owners don't wait for low offers – they price it low at the outset. That way, the home is likely to draw the most offers and avoid lingering long on the market. The negative that some owners fear with this strategy is leaving money on the table, and not maximizing their profit.
Foreclosures are a real possibility when an owner of two homes gets behind on mortgage payments for one of them. Foreclosures have been in decline lately. In fact, the number of homeowners unable to keep up with mortgage payments has dipped to a nine-year low.
Still, some property owners who face the two-home dilemma, and who worry about the bank coming to call, are opting for a short sale. They sell their home for less than the amount owed on the mortgage; in most cases, the bank eats the loss but the seller's credit score can take a hit.
How is it working out for those who became landlords by chance?
Army Maj. R.J. Garcia and his wife, Elizabeth, decided to rent out their Texas home when orders came to move to West Point and, instead of getting offers to buy, they fielded requests from renters.
Military families have long encountered the two-mortgage predicament when duty change orders arrive. Before the U.S. housing collapse in 2008, few military families had real difficulty selling their homes when it was time to move. After the crash, however, when the market flooded with homes for sale, becoming a landlord started to seem like a favorable option.
"The features that attracted the Garcias to (their) house are the same qualities that gave it widespread appeal as a rental property. It is great for entertaining, has an updated kitchen with granite countertops and stainless steel appliances and is located on a cul-de-sac in a top-notch school district," according to an account by the nonprofit, credit counseling site, InCharge.org.
The Garcias are now using rent to pay down their Texas mortgage while their military income covers their living costs in New York.
They and other two-mortgage families are making it work because, at the very least, they're charging enough rent to cover the home's mortgage and other costs, such as land taxes.
To really succeed at leasing your property, Interest.com's Reed Karaim writes, there are other factors to consider. For instance, keeping a good tenant is as important as getting a good tenant in the first place. Do that, he writes, by treating them well and remembering that they are your customers and your landlord business can't succeed without them. Also, Karaim writes, recognize when it's time to seek professional help with your rental.
A property manager who is a pro at dealing with tenants who violate a lease can step in for the landlord owner who is shy about chasing down unpaid rent or other violations. A solid lease template is worth paying for when it meets federal and state laws and addresses important rental issues in advance. And an accountant's services are a good investment for the landlord who wants to take every permissible tax deduction and track depreciation.
Should this landlord gig be long term?
An accountant will also advise a landlord on an overall property investment plan. If renting your property goes well, you may decide to buy another rental, and then another, and so on. Financial guidance will be important along the way.
Then again, your endgame may be to sell that property you've been renting to tenants. If so, financial advice will be critical for reducing any capital gains tax. For example, you may want to move back to the home for a time to cut down on the percentage of time it served as an investment property and thus the amount of tax you'll owe when you sell.
If selling that old home is the ultimate goal, renting it out first could connect you to that buyer you've been waiting for, writes Barbara Kiviat, for Time. "There's always a chance that once you've got someone in your space, they'll come to understand how much they don't want to leave it — and will turn from tenant into buyer," Kiviat writes.
Options abound with a little creativity. The main thing to remember when considering whether or not to continue as a landlord is that rental property generally pays off through monthly rental income that you collect, not through profits when the property is eventually sold.


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Groupon averages 8.2 million unique visitors (per month) vs. LivingSocial at 6.9 million
In terms of traffic share – Groupon, EverSave, LivingSocial receive 43%, 27% and 16% respectively
An average deal on Groupon costs $41 vs. $35 on LivingSocial
BuyWithMe.com has grown almost 500% in unique visitors since 2009
Great chart! We're missing this type of market comparison, even from the analysts.
FYI – looks like for Traffic Share, Eversave is 27% according to Experian and Living Social is 16%.
Looks like you're right on the Traffic share, I'll fix. But if you look at the unique visitors count, LivingSocial is higher – a little confusing.
Those three are definitely the biggest 3. But with aggregating sites such as http://DealHandler.com and http://Yipit.com, which shows all the deals in one site, I think groupon will still need to get great deals inorder to keep the new comers from coming in this market. But definitely right now they have the traffic advantage.
After doing a lot of research on Living Social I'm very impressed. They appear to have a much higher emphasis on customer service (they're partially owned by Amazon who owns Zappos after all) and they don't apply hard sell tactics. Published a post on LivingSocial today on the blog – http://www.406strategies.com/2011/05/04/the-a-student-living-social/ – love to hear what others think.
Thanks John, will see what findings you have once you publish the side-by-side comparison and recommendations!


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Congress Doesn't Believe Wells Fargo is Stronger Like CEO Says
The CEO of beleaguered Wells Fargo is telling Congress the bank has cleaned up its act after a series of scandals that affected millions of customers.
But Democrats – and some Republicans – on the House Financial Services Committee aren't buying it.
Wells Fargo CEO and President Tim Sloan told the committee the bank is compensating customers who had been harmed, strengthening risk management and internal controls, and improving the culture at the consumer banking giant.
Wells has paid billions of dollars in fines to regulators for consumer abuses in virtually every part of its business and last year had its growth capped by the Federal Reserve.
Committee Chair Maxine Waters cited the bank's "ongoing lawlessness" and said its $1.9 trillion in assets was "too big to manage."
(Copyright 2019 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.)


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On Tuesday April 20, 2010, Lead Them Home and InterVarsity will partner with Alliance (LGBT+ student group) to offer our "Gay and Evangelical Voices: Two Views, One Dialogue" event at Wheaton College in Norton, MA. The event will take place from 5:00 to 7:00 pm EPT and is being promoted on campus as "Crossing the Divide." This event is very similar to the one LTH was invited to present at Brown University during their Queer Religion Week in 2007.
I would like to publicly thank InterVarsity and Alliance student executives who invited me to present our peacemaker event to them in early March. I would also like to thank them for taking risks to invite a ministry like mine to their campus. In a world of culture war over the issue of homosexuality, it is very difficult to organically sense trust among those "on the other side." Imagine how difficult it must be for them to sense trust among evangelicals?
Anyone is welcome to attend this event. This panel discussion will feature 3 or 4 folks from the LGBT+ community who believe same-sex relationships are to be celebrated in connection with Christian faith. Our LTH group will be composed of 3 or 4 folks who have resisted ever going into or have felt convicted to come out of homosexuality. Instead of a debate, this panel will simply allow folks to share their own personal stories.
We often defer the moderator role to the LGBT+ community. In this case, it was mutually decided that the event will be co-moderated by executives of InterVarsity and Alliance. Following the moderators' questions, there will be an open forum where audience members may ask questions of the panelists.
Our goal at LTH is to creatively find new ways to share the presence of Christ among those who feel that the evangelical church is pushing them away from Jesus. Our mission is not to score points or win a debate of personal experience, but rather to simply share the love of Jesus Christ through our personal stories. Our hope is that anyone in the audience who has seen the evangelical faith only through the lens of culture war might see more of Jesus than any of us.
Join us if you can. Pray for us if you cannot. Invite LTH to offer "Gay and Evangelical Views: Two Voices, One Dialogue" at your campus. Thanks for your prayers and support.
In Christ,
Bill Henson
- Invest in Our Mission - December 3, 2019
- A Special Year-End Message from Bill Henson - December 21, 2018
- Guiding Families Pre-Orders! You've Got Mail! - May 17, 2018


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Dr Richard Cullen, Chairman, Lifetime Vice President and one of the founders of Scuba Diving rehabilitation charity Deptherapy & Deptherapy Education, has been shortlisted as a finalist in the 2018 Heropreneurs Awards.
The Heropreneurs Awards is a new initiative from the Heropreneurs charity, which helps ex-Armed Forces personnel and their dependants to create their own businesses and become entrepreneurs. The Heropreneurs Awards are run in association with The Telegraph and the Warwick Business School, and with support from the Ministry of Defence.
Richard is one of three finalists in The Veterans' Foundation Award category. The Veterans' Foundation charity raises funds for military-related charities and other organisations that help veterans in need. This Heropreneurs Award category seeks to recognise an individual civilian, or a business, that has given outstanding help to veterans.
Richard was nominated for the Award by the Veterans' Foundation, who earlier this year presented Deptherapy with a grant of £10,000. Success for Richard in the Heropreneurs Awards would result in a further £10,000 to be used towards Deptherapy's continuing work.
The finalists and winners of the Heropreneurs Awards are judged by a panel led by General Sir John McColl KCB CBE DSO, and includes key figures from the business world and the Military.
Since founding Deptherapy in 2014, Richard, a former Director of Training and Development for the Metropolitan Police Service, has become a "Father Figure" to the charity's Programme Members, offering 24/7 support to many vulnerable adults and their families.
President of Deptherapy, Air Vice Marshall Dr Jon Lamonte, had this to say about Richard:
"You meet very few people in life who so many talk about as having changed their lives. For people who have made so many sacrifices for their country to talk of Richard as instructor, counsellor, mentor and friend, at times and in dark places that not even their families can reach, speaks volumes for the man."
Ever self-effacing, Richard said:
"Working with the Deptherapy Programme Members is a privilege, and it is absolutely humbling. We know our work has saved lives, and we have also changed so many lives for the better. The impact on Programme Member's partners and families is massive. I am stunned to be nominated for this Award but it is not about me, it is about the Deptherapy Team. Isaac Newton reflects my views on this: "If I have seen further, it is by standing on the shoulders of giants." Those giants are the Deptherapy Team and Programme Members that we work with."
The 2018 Heropreneurs Award Winners will be announced at a black-tie dinner and awards ceremony on 14th November in London.
Do you know… it costs £1500 to fund a wounded in service veteran on a PADI Open Water course on the Deptherapy Programme. Deptherapy's life changing work can only continue if they raise enough funds. The charity receives at least two applications every week from British Armed Forces veterans who would benefit from their Programme. Please help Deptherapy continue to make a difference to their lives. Pledge your support and find out more about Deptherapy & Deptherapy Education at www.deptherapy.co.uk.


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Press Release
|<< Back
Jack in the Box Inc. Announces Agreement to Sell 55 Quick Stuff(R) Locations
In addition, the company is currently in negotiations with several other bidders on the remaining Quick Stuff sites and also expects to complete the disposition of those locations by the end of the current fiscal year.
Disposition of the company's 61 Quick Stuff stores is expected to result
in a charge, net of taxes, of approximately
Safe harbor statement
This press release contains forward-looking statements within the
meaning of the federal securities laws. Such statements are subject to
substantial risks and uncertainties. A variety of factors could cause
the company's actual results to differ materially from those expressed
in the forward-looking statements. These factors are discussed in the
company's annual report on Form 10-K and its periodic reports on Form
10-Q filed with the
Jack in the Box Inc.


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So yes, it's me, back from a very prolonged absence which would take too long to explain, suffice to say it involved a break-up, a moving out and a whole life change to somewhere new. Has taken a while to pick myself up, but now I'm back and ready to publish like crazy.
I have new stories to give to you, plus I'm raring to get back on track with my popular "Alphabet of Sex", where I detail all my favorite experiences and positions from A to Zee.
Stay tuned for some explosive erotica – one little story coming up later today! Thanks for your patience – let's reconnect at last! Hope y'all doing good out there. Let's raise a glass to hot and sweaty Summer of Naughtiness!


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Bruce Caldwell discusses socialism on WUNC's "The State of Things"Sunday, November 15, 2009
15 November 2009 12:00AM Tuesday, September 01 2009 by Frank Stasio and Susan Davis | Send to a friend You can't tune into the current health care debate or the ongoing story of the financial crisis without hearing the word "socialism." The politically-charged term is... Read More »
Financial Fact ChallengeThursday, November 5, 2009
05 November 2009 12:00AM Some quick-thinking undergraduate students of economics and business recently competed to test their financial knowledge and win a trip to New York. In this video piece, see highlights from the competition, part of the Financial Education Partnership program at Duke.
Job Market Candidates 2009-2010Wednesday, October 28, 2009
28 October 2009 12:00AM Five of our outstanding Ph.D. students are now on the job market. Jason Blevins, Roberto Pancrazi, Nurgul Ukueva, Marija Vukotic and Sarah Zubairy are scheduled to graduate in May 2010. In the Job Market Candidates area, you'll find information on all five candidates along... Read More »
Seth Sanders Named Director of Duke's Population Research InstituteWednesday, October 21, 2009
21 October 2009 3:49PM DURHAM, N.C. -- Economics professor Seth Sanders has been named the new director of the Duke University Population Research Institute (DuPRI), an affiliate of the Social Science Research Institute, the provost's office announced. DuPRI's research focus includes aging, health... Read More »
Students Learn About Credit Crunch Up CloseMonday, October 19, 2009
19 October 2009 12:00AM Durham, NC -- As financial markets lost value this year, a group of Duke University students found themselves in the midst of the turmoil, developing an investment strategy for a major Wall Street firm. While living in New York City for the semester, a team of eight students... Read More »
Andrew Patton: Modeling the MarketsFriday, October 16, 2009
16 October 2009 1:25PM Economist uses math models to describe financial markets Durham, NC -- As an ordinary guy making a living, Andrew Patton is as dismayed as the next person about the downturn in the financial markets. But as an economist whose research investigates the behavior of stock... Read More »
Specialty Courts for Medical Malpractice Legal DisputesFriday, October 9, 2009
09 October 2009 1:29PM
Defensive Medicine and Healthcare CostsThursday, October 8, 2009
08 October 2009 4:01PM
Economist Timur Kuran is helping to build the Duke Islamic Studies CenterThursday, September 24, 2009
24 September 2009 12:00AM For the full story...
Study Suggests Why Parents Stricter With Older ChildrenWednesday, September 23, 2009
23 September 2009 12:00AM Professor Joe Hotz discusses his recent research on risky behavior and adolescents. Duke Today featured a video presentation of the work. The paper, "Games Parents and Adolescents Play" appeared in the April 2008 issue of the Economic Journal. Read the full story or watch... Read More »


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Analog – gonads; corollary.
Poultry ecstaxiety – ginger jello acatalectic consequence –
crumbs triune soul – thief tars the foolish confined.
The ridiculous device wish – combined snail & skeuomorph
into threnody impassive pudding.
Stomach owls –
auspicate ode vignette.
The luscious akimbo plot peachland abhorrence,
fierce tooth poses stare – interrogate silenus
and remind him of those unreligious pyxis thorough.
Copyright © 2019 Charlie Zero the Poet
All rights Reserved.
No part of Does This Wish Remind You of Crumbs? – may be reproduced, stored in a retrieval system, or transmitted in any form or by any means: electronic, mechanical, photocopying, recording, or otherwise, without prior permission. Unauthorized use and/or duplication of this material without express and written permission from this blog's author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Charlie Zero the Poet and his poetry works with appropriate and specific direction to the original content.


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Hello ASCIs! Due to unpredictable circumstances, we have had to make a few changes to the BAS o-week plan. Here is an updated schedule of events! We apologize for the confusion!
- Harry Potter Movie Night with BASSA: Sept 4th 7:30-10:30pm in Rozanski Hall, Room 105 – Free pizza and refreshments for BAS students
- BAS Themed Campus Tour: Sept 3rd 3:00-4:30 meeting BASSA at The Cannon in Branion Plaza for a campus tour tailored to students in the BAS program! Feel free to ask for suggestions!
- Boathouse with BASSA: Sept 6th 4:00-5:30 meeting BASSA at The Cannon in Branion Plaza to walk down to the Boathouse for free small ice-cream cones!