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Lawlor, Debbie A; Ronalds, Georgina; Macintyre, Sally; Clark, Heather; Leon, David A; (2006) Family socioeconomic position at birth and future cardiovascular disease risk: findings from the Aberdeen Children of the 1950s cohort study. American journal of public health, 96 (7). pp. 1271-1277. ISSN 0090-0036 DOI: https://doi.org/10.2105/AJPH.2005.066290
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OBJECTIVES: We assessed the association of father's social class, recorded at the time of birth, with coronary heart disease and stroke in a British cohort of 11106 individuals born in the 1950s. METHODS: Survival analysis was used to relate social class at birth to the occurrence of either fatal or nonfatal coronary heart disease or stroke. RESULTS: Rates of coronary heart disease and stroke increased across the social class distribution from highest to lowest, and patterns of association were similar for the 2 outcomes. The gender-adjusted hazard ratio of experiencing either coronary heart disease or stroke comparing the manual and nonmanual social class categories was 1.52 (95% confidence interval [CI]=1.14, 2.02). This ratio fell to 1.41 (95% CI = 1.05, 1.88) after adjustment for indicators of intrauterine and childhood growth. Further adjustment for educational attainment reduced the ratio to 1.28 (95% CI=0.94, 1.75). CONCLUSIONS: We found that social class at birth was associated with risk of fatal and nonfatal cardiovascular disease among individuals born in the 1950s, a period of relative prosperity and after the introduction of the welfare state in Britain. This relation appeared to be mediated in part through educational attainment.


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Keynote Speakers
It's never been more important to adapt. While our goal remains the same—improving educational opportunities and student success—our approach may look different for the foreseeable future. This year's keynote speakers helped reframe our conversations and challenge us to find innovative solutions amid our new set of circumstances.
Opening Keynote
Rebecca Costa, American Sociobiologist and Futurist
Rebecca D. Costa is an American sociobiologist and futurist. She is the preeminent global expert on the subject of "fast adaptation" and recipient of the prestigious Edward O. Wilson Biodiversity Technology Award. Her groundbreaking TED Talks, books, articles and appearances address how advances in Big Data, predictive analytics, genomics, artificial intelligence, and other technologies have made it possible to pinpoint future results with mind-blowing accuracy—cracking the door to what Costa calls preadaptation: the ability to adapt before the fact.
Costa's first book, The Watchman's Rattle: A Radical New Theory of Collapse, was an international bestseller. Her follow‐on book, titled On the Verge was introduced in 2017 to critical acclaim, shooting to the top of Amazon's #1 New Business Releases. Costa's work has been featured in The New York Times, Washington Post, USA Today, SF Chronicle, The Guardian, and other leading publications.
For more information, visit www.rebeccacosta.com.
Closing Keynote
Deborah Santiago, Co-Founder and CEO of Excelencia in Education
Deborah A. Santiago is the co-founder and Chief Executive Officer of Excelencia in Education. For more than 20 years, she has led research and policy efforts from the community to national and federal levels to improve educational opportunities and success for all students.
She co-founded Excelencia in Education 15 years ago to inform policy and practice, compel action, and collaborate with those committed and ready to act to increase student success. Deborah has been cited in numerous publications for her work, including The Economist, the New York Times, the Washington Post, AP, and The Chronicle of Higher Education. Deborah serves on the Board of Visitors for the University of Mary Washington, the advisory board of THEDREAM.US and the board of directors for Higher Achievement.
For more information, visit www.edexcelencia.org.

subset: commoncrawl


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— The Openherd Team
Proven |
True Black
TBA Zephyrus's Peruvian Zahara Rose is a Spectacular, True Black, daughter of 10x Champion Peruvian Zephyrus. Her Dam is the super fine fleeced True Black, Shiraz Noir, a Camelot daughter. Her crimp is consistent from Top Knot throughout her Blanket! Like her Sire, her bone density and coverage are what the judges are looking for. Like her Dam, her fleece is consistent, fine, and crimp throughout her staple length. Please check out her Histogram! For a black - it is outstanding!Her 2018 Cria is sired by Heaven's Hill Capone a black boy we sold to our friends at Greenfield Alpacas in VA. This little TB female we call Prada is Black will carry on Zaharah's legacy as she is one that we are making room for! WE LOVE THIS DAM ... but it is a business...She is bred for 2020 and her next Cria could make your year ! Look at her 2020 Cria from the same service sire - Shades !
Heaven's Hill Alpacas - Washington , PA
Updated 1/25/2020


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Gina Soden
Gina Soden: Fine Art Photography
At the heart of Gina Soden's photography is a preoccupation with abandoned structures and locations. Based in London, she travels widely to undisclosed sites throughout Europe and explores the boundaries of beauty, decay, nostalgia and neglect. The genesis of each piece is often the unique architectural character of each location, heightened by their painfully slow transformation after years of abandonment.
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She's definitely nice to look at, although she doesn't have much going on above the cleavage.
"Morning, Lynette," I call back. "Lookin' good yourself."
She grins and blows a kiss at me before walking into Larkin's shop.
The front door opens and Mely steps out onto the porch, carrying a cup of coffee. There's no doubt in my mind she witnessed that exchange from the other side of the doorway. It's obvious by the pinched expression she has on her face. Still, she brings the coffee over to me and sets it on the porch rail.
"Thanks, darlin'," I tell her as I go back to brushing paint over the layer of primer I'd put on a few hours ago. I'd decided to work half a day here at Mainer House, not because I was anxious to get the work done, but because I wanted to be around Melinda Rothschild.
She may not be strutting around in little shorts and a low-cut blouse, but she is most definitely a prettier picture than I've ever seen around these parts. She's wearing a white sundress with a halter top, and her shoulders are lightly tanned with tiny freckles. Her legs are long, bare, and perfectly adorned with nothing more than a pair of simple white sandals. Her silky blonde hair is pulled away from her face at the top of her head and she looks like a breath of fresh air.
Mely leans against the porch rail, crosses her arms low under her breasts, and watches me work for a minute. I wonder if she likes what she sees.
I think so.
There was going to be another kiss last night if Morri hadn't managed to ruin that little moment.
And while I'd never stoop to mention this to Mely, I'm pretty sure he'd been hovering at the top of the stairs, just waiting to ruin it.
"Much better than hot pink," Mely says as I continue to apply paint to the casing. I have no clue what the hell I was thinking when I painted her house pink. It was an attention getter and since the two people whose attention it got were Mely and Judge Bowe, it doesn't take a genius to figure out I might have been pulling on her metaphorical pigtails a bit.
"I should have this finished by tomorrow," I tell her. "Then all will be right again."
"Odd since it took you a single night to do the damage," she quips. I don't look back at her, but I hear the laughter in her voice.
"Well, neon pink isn't all that easy to cover up," I tell her with a laugh.
She snickers and I can't believe she was trying to get me thrown in jail last week. My how the mighty have fallen.
"When in Rome and all that," Mely says and I turn to look at her from my perch on the ladder. She jerks her chin over her shoulder in the direction of Sweet Cakes. "Is that the standard southern girl uniform?"
Chuckling, I cut my eyes over to Sweet Cakes where sexy Lynette just disappeared into. I'm not about to tell Mely that I have actual carnal knowledge about that southern girl, even if it was back in my younger years.
Looking back to Mely, I take in her stylishly sweet dress that doesn't reveal much but is still sexy at the same time. Giving her a wink, I say, "There's nothing standard about you, Melinda Rothschild, so I'm advising you to stay away from that look. I think you're mighty fine just the way you are."
A fun-loving southern girl, Juliette knows the allure of sweet tea, small towns, and long summer nights, that some of the best dates end sitting on the front porch swing, and that family is top priority. She brings love in the south to life in her debut series, Sex & Sweet Tea.
When Juliette isn't delivering the sweetest kind of romance, she's teaching her southern belle daughter the fine art of fishing, the importance of wearing Chucks, and the endless possibilities of a vivid imagination.
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text: Arranging a meeting involves a lot of strategy, planning and tactics. A good meeting is short, effective and a good experience for everyone. To arrange a successful meeting, agenda of the meeting must be very clear to all members. Discussions should be to the point, useful and brief. Please go through the link for more details: http://www.pmhut.com/meeting-management


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Researchers say that old age should be defined as having 15 or fewer years left to live. That means if you are a baby boomer then you are still middle aged until their 74th year.
I am not too sure about all of this because the main thing is 'healthy life expectancy' not just 'life expectancy'.
Anyway the justification for this argument is contained in a paper published by PLOS (Public Library of Science). This is the first time I have heard of this organisation but certainly the way they present their research is first rate.
Of course the research gave some nice headlines so it made it through to the mainstream media.
And would you believe it? Another library photo of a couple walking on a beach. Worth a very quick look. Dick Stroud


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Every year around Pentecost (the end of the Easter season), Berlin celebrates its multiculturalism with a Carnival of Cultures! During a four-day street party (from May 17 to 20 in 2013), there's a lively procession full of costumes, music and dance, and about 4,000 participants perform for more than 750,000 visitors.
As an old saying goes, "Berlin is more a continent than a city." In fact, 850,000 Berliners have an immigrant background today, around 180 nations that come together in this multifaceted city. The Carnival of Cultures focuses on this cultural richness. It aims to be a forum for dialogue and a platform for mutual respect and tolerance.
Here contrasts don't clash, they seem to embrace. In the street procession, a traditional drum group of Chinese kids can be followed by Arabian belly dancers. People in frog costumes walk side by side with quirky characters in feather boas.
Started in 1996 mostly as a neighborhood party, the event has somehow managed to keep its improvisatory charm. Carnival is the traditional season during which to break out of the narrow confines of everyday life, to have fun in playful setting and to take pride in the celebration of one's own identity. So don't expect professional artists. It's mostly Berlin locals having fun presenting their skills. All over the festival area, you will find locals offering drinks, snacks or their talents, but hardly any major companies.
Visiting the festival means getting to know Berlins diversity, its people and its unique local subcultures. Enjoy "normal" people getting creative! Try exotic food and homemade drinks, dance a traditional Turkish dance or just enjoy the scene over a hookah in the park.


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"Scientists have developed a drug that mimics sunlight to make the skin tan, with no damaging UV radiation involved.The drug tricks the skin into producing the brown form of the pigment melanin in tests on skin samples and mice. Evidence suggests it will work even on redheads, who normally just burn in the sun. The team at Massachusetts General Hospital hope their discovery could prevent skin cancer and even slow the appearance of ageing." Click here to read the full article.
Credit: www.bbc.com


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You can create back options in the Setup application. These back options will then be accessible while desking deals in the Sales app.
Step 1. Click on the Setup app button in the main navigation bar. The Setup app will open to the Dealership Information page.
Step 2. Click the Sales button from the horizontal button bar running across the top of the screen. The Sales options drop-down menu will open.
Step 3. Select Options: Back from the Sales options menu. The Back Options screen will open.
Step 4. Click the New Back Option button in the upper-right corner of the screen. A pop-up will open, allowing you to enter the back option information.
Step 5. Enter the information for the back option. Give it a specific name, and be sure to select the type of back option using the Type field's options menu (dent protection, environmental protection, etch, glass protection, interior protection, key replacement, etc.). The toggle in the upper-right corner of the pop-up will be set to Active. Do not change this setting.
Step 6. Enter the Retail, Cost, and MSRP for the option.
Step 7. Use the Tax Type options menu to select the tax that applies to the option.
Step 8. If you want the back option to default to new deals, click the Default in Deal toggle to Yes (Yes will be blue when selected).
Step 9. Use the Default in Payment toggle to select if the option will be added to the payment by default. By default, Yes is selected on this toggle. Click the toggle to No (No will be highlighted in blue when selected) if you do not want the option to be included in a deal payment by default.
Step 10. Use the Back Option Account Numbers card to assign the account numbers to which back option sales will be posted for new and used vehicle deals. You may need to consult with your Accounting office to get this information.
Step 11. Click Save and Close. The item you added will appear in the Back Options list.


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If 2017 were a movie, the nonsubjective fact of the matter is that it would be "Idiocracy." Remember at the end of 2016, when everyone kept saying how glad they were that year was over because it was so dreadful and we were ready to move on — and how did we think that would work exactly? True, the celebrities that died couldn't die again, but in 2017 we've just been cashing those checks we wrote the year before. Looking ahead, what futuristic cinematic dystopia will be our reality in 2018?
Considering the reckless disregard for the environment that has been officially embraced, we could open our front doors and fall out into "Waterworld" (1995) at any minute in 2018, especially us coastal folks. We might want to revisit this famous flop, the most expensive film ever made when it came out, as a how-to guide for surviving this year. I believe it involved Jet Skis, bungee jumping and a digitally enhanced comb-over for Kevin Costner, all of which we will need this year.
Ever since I shaved my head and started wearing black eye makeup over the top half of my face, I've been living "Mad Max: Fury Road" on my short commute every day. Until they build that new bridge over Mobile Bay, the Bayway will edge ever closer to 2015's superb vehicle-based action masterpiece. Soon, all the action of our lives will take place racing each other in cars, maybe even as cool as the ones in this film.
Will 2018 be the year we see one of our many local singer-songwriters riding a truck on a massive stack of amps, playing a guitar that shoots flames? I can see Grayson Capps as the Doof Warrior, and I think he can pull off that jumpsuit look.
A general disdain for health care and women's reproductive health could easily land us in "Children of Men" territory, which is not a pleasant reality to consider, but it's an absolutely terrific movie. It really nails that recognizable but altered near-future zone, and Clive Owen is wonderful. His brief screen time with Julianne Moore is one of the most memorably heartbreaking scenes I can recall, and the whole film is a nail-bitingly realistic and compelling science fiction drama.
The total shakeup of our sexual mores could land us in the realm of the utterly bleak 2015 film "The Lobster," in which single people have 45 days to find a mate or be turned into the animal of their choosing. This is truly one of the most extraordinary films you could ever hope, or fear, to experience, and it is the saddest, most frightening mood killer perhaps ever. It is so original in its sadistic imaginings, let's hope 2018 doesn't turn into "The Lobster," even if we deserve it.
We should hope for a "WALL-E" future in 2018. Sure, in this 2008 PIXAR film our current planet is uninhabitable due to pollution, but the sturdy solar-powered robot WALL-E makes the best of things. He hunkers down with his favorite movie, "The Music Man," his best friend — a cockroach — and some nice mood lighting, and soldiers on with the job he has to do anyway. That's already a pretty good act to follow for anyone, but this film gets better.
WALL-E is one of many robots made to clean up the planet, but, hundreds of years after humans have left in a giant spaceship, he is the only one left. He builds block after block of garbage every day, while humans have been riding around ensconced in digital entertainment for so long that they no longer have the use of their legs. They are overweight blobs riding around in a space mall.
When WALL-E and a probe robot, Eva, find a single source of vegetation able to grow on Earth, these winsome machines help humans rise from their widened rear ends and reclaim their humanity, their hope and the future. As the credits open on 2018, let's hope we can do the same.
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Parkgate have added another experienced midfielder today with the signing of Glyn Cotton from AFC Mansfield, writes Colin Muncie for the Parkgate FC Website.
Manager Billy Fox has been looking to strengthen his midfield options and Cotton formerly with Goole Town, Belper, Sheffield FC, Pontefract Collieries and Shirebrook Town has been on Foxy's radar for a while.
Glyn goes into the Parkgate squad for Saturday's FA Vase tie with Chadderton.


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Reserving your vacation to Hawaii with a travel agency can be a very handy approach of planning your journey. Such journey agents can work with other society members and find the best offers for the travelers. The sort of vacation planning remains to be well-known for many people that love to travel. On-line travel businesses can also be available at any time, so long as you go online, you have got on a regular basis for bookings that you might want to complete.
No matter you need to do, the holiday planners travel agency will have the ability to assist you. Devoted to helping our shoppers travel better, our experienced brokers are passionate about sharing their business knowledge and first-hand insights...Read More


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There is often a saying that surrounds anything that has heroes, "A hero is only as good as its villains" and to be honest without a good villain what is a hero? Today we will be going over the Avengers greatest villains. These villains are often the ones who create the biggest threats for the migthy superhero team and are known to cause near world ending events.Continue reading The Avengers 5 Greatest Villains
Tag Archives: marvel comics
Disney is Shutting Down Marvel Comics?
Everything started with a press release by Disney that has stirred up rumors Marvel Comics may be shut down, causing fans to lash out. If you have been paying attention lately, the comic book industry is not really taking the media market by storm right now. With problems stirring up at DC Comics at the moment, it seemed Marvel could potentially capitalize on this situation… but Disney seems to not think so.Continue reading Disney is Shutting Down Marvel Comics?
Jake's Take: Deadpool 2 Review
A Move From The Future
Okay, I am gonna put my own personal opinion in here. This movie is better than "Avengers: Infinity War". I know, I know it's a very controversial opinion but hear me out here.
Robert Downey Jr. & Mark Ruffalo Being Awesome on the Set of "Avengers: Age of Ultron"
RDJ and Mark Ruffalo are tweeting goodies and indulging in some Science Bros selfies from the" Avengers: Age of Ultron" set, and I would like to thank them for their shenanigans.
Continue reading Robert Downey Jr. & Mark Ruffalo Being Awesome on the Set of "Avengers: Age of Ultron"
News Bites: Watch Samuel L. Jackson Perform Slam Poetry About "Boy Meets World"
Is there anything Sam Jackson can't make cool? Check him out performing slam poetry about one of my favorite 90s shows Boy Meets World. Continue reading News Bites: Watch Samuel L. Jackson Perform Slam Poetry About "Boy Meets World"
News Bites & Other Cool S%!t: 3/17/14
Anne Rice, Marvel Studios, The Vampire Diaries, American Horror Story, and even Lost feature in today's news. Continue reading News Bites & Other Cool S%!t: 3/17/14
News Bites & Other Cool S%!t: 3/14/14
In today's news, Harry Potter lives, Nightwing lives, and we wonder if we'll see Storm rocking a Mohawk on the big screen. Continue reading News Bites & Other Cool S%!t: 3/14/14
News Bites: 3/11/14
It's all about comic book titans DC and Marvel today.
- DC Comics unveiled their first image of the Flash for their new CW show. It has a somewhat old school feel while still looking functional. Kudos, DC.
- DC Comics also unveiled more about their upcoming FOX show, Gotham. DC is on a roll today. It looks like the show will primarily focus on Commissioner Gordon and his rise through the GPD ranks.
- Of course, Marvel's got some news too. Lorelei of Asgard appears on tonight's episode of Agents of S.H.I.E.L.D. along with Lady Sif. Lorelei, for those who don't know, appears as a villain along with her sister, Amora the Enchantress, in the Thor comics. Does this mean we might see Amora on the small screen or, heaven forbid, the big screen soon?
- Speaking of the big screen, early reviews say Captain America: The Winter Soldier is a phenomenal film. Already getting my Nick Fury cosplay prepared for the premiere!
New Extended Clip and Trailer from "Captain America: The Winter Soldier"
Batroc the Leaper makes an appearance in this extended clip from Captain America: The Winter Soldier. I can't wait to see Ed Brubaker's "Winter Soldier" story arc brought to the silver screen. Only one more month!


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Diabetes Mellitus Type 2 – What Is It?
Type 2 diabetes is a chronic disease. It is characterized by high levels of sugar in the blood. Type 2 diabetes is also called diabetes mellitus type 2 and adult-onset diabetes. That's because it used to start almost always in middle- and late-adulthood. However, more and more children and teens are developing this condition.
Type 2 diabetes "diabetes mellitus type 2″ is much more common than type 1 diabetes, and is really a different disease. But it shares with type 1 diabetes high blood sugar levels, and the complications of high blood sugar.
During digestion, food is broken down into basic components. Carbohydrates are broken down into simple sugars, primarily glucose. Glucose is a critically important source of energy for the body's cells. To provide energy to the cells, glucose needs to leave the blood and get inside the cells.
Insulin traveling in the blood signals the cells to take up glucose. Insulin is a hormone produced by the pancreas. The pancreas is an organ in the abdomen. When levels of glucose in the blood rise (for example, after a meal), the pancreas produces more insulin.
Type 2 diabetes "diabetes mellitus type 2″ occurs when your body's cells resist the normal effect of insulin, which is to drive glucose in the blood into the inside of the cells. This condition is called insulin resistance. As a result, glucose starts to build up in the blood.
In people with insulin resistance, the pancreas "sees" the blood glucose level rising. The pancreas responds by making extra insulin to maintain a normal blood sugar. Over time, the body's insulin resistance gets worse. But there are NEW simple Tricks to reverse Type 2 Diabetes and start enjoying normal life with having to worry about insulin
In response the pancreas makes more and more insulin. Finally, the pancreas gets "exhausted". It cannot keep up with the demand for more and more insulin. It poops out. As a result, blood glucose levels start to rise.
VIDEO:- Diabetes Type 2 – What Is Diabetes Mellitus?
Diabetes is a disease where your body does not produce enough insulin, or else the insulin it produces is not doing what it is supposed to do, which is to lower blood sugar. As a result, your blood sugar levels increase causing hyperglycemia.
Diabetes Mellitus Type 2 – Symptoms
The symptoms of diabetes are related to high blood glucose levels. They include:
► Excessive urination, thirst and hunger
► Weight loss
► Increased susceptibility to infections, especially yeast or fungal infections
Extremely high blood sugar levels also can lead to a dangerous complication called hyperosmolar syndrome. This is a life-threatening form of dehydration. In some cases, hyperosmolar syndrome is the first sign that a person has type 2 diabetes. It causes confused thinking, weakness, nausea and even seizure and coma.
The treatment of type 2 diabetes also can produce symptoms. Too much glucose-lowering medicine, relative to dietary intake, can lead to the complication of low blood sugar (called hypoglycemia). Symptoms of hypoglycemia include:
► Sweating
► Trembling
► Dizziness
► Hunger
► Confusion
► Seizures and loss of consciousness (if hypoglycemia is not recognized and corrected)
You can correct hypoglycemia by eating or drinking something that has carbohydrates. This raises your blood sugar level.
Type 2 diabetes affects all parts of the body. It can cause serious, potentially life-threatening complications. These include:
► Atherosclerosis — Atherosclerosis is fat buildup in the artery walls. This can impair blood flow to the all the organs. The heart, brain and legs are most often affected.
► Retinopathy — Tiny blood vessels in the retina (the back of the eye that sees light) can become damaged by high blood sugar. The damage can block blood flow to the retina, and can lead to bleeding into the retina. Both damage the ability of the retina to see light. Caught early, retinopathy damage can be minimized by tightly controlling blood sugar and using laser therapy. Untreated retinopathy can lead to blindness.
► Neuropathy — This is nerve damage. The most common type is peripheral neuropathy. The nerves to the legs are damaged first, causing pain and numbness in the feet. This can advance to cause symptoms in the legs and hands. Damage to the nerves that control digestion, sexual function and urination can also occur.
► Foot problems — Sores and blisters on the feet occur for two reasons:
- If peripheral neuropathy causes numbness, the person may not feel irritation in the foot. The skin can break down, form an ulcer, and the ulcer can get infected.
- Blood circulation can be poor, leading to slow healing. Left untreated, a simple sore can become infected and very large. If medical treatment cannot heal the sore, an amputation may be required.
► Nephropathy — Damage to the kidneys. This is more likely if blood sugars remain elevated and high blood pressure is not treated aggressively.
Diabetes is diagnosed by testing the blood for sugar levels. Blood is tested in the morning after you have fasted overnight.
Typically, the body keeps blood sugar levels between 70 and 100 milligrams per deciliter (mg/dL), even after fasting. If a blood sugar level after fasting is greater than 125 mg/dL, diabetes is diagnosed.
Your doctor will examine you to look for:
► Obesity, especially abdominal obesity—a condition that greatly raises a person's risk for type 2 diabetes.
► High blood pressure—a condition often present in people with diabetes mellitus type 2, that together with diabetes greatly increases the risk of heart disease and strokes.
► Deposits of blood, or puffy yellow spots in the retina of your eyes—complications of both diabetes and high blood pressure, that increase the risk of blindness
► Decreased sensation in the legs—which can cause a person with diabetes to fail to notice developing foot sores, particularly sores on the underside of the feet
► Weak pulses in the feet—a condition that can slow or prevent the healing of foot sores, and possibly lead to amputation
► Blisters, ulcers or infections of the feet
Laboratory tests are also used routinely to evaluate diabetes. These include:
► Fasting plasma glucose (FPG) test. Blood is taken in the morning after fasting overnight. Normally, blood sugar levels remain between 70 and 100 milligrams per deciliter (mg/dL). Diabetes is diagnosed if a fasting blood sugar level is 126 mg/dL or higher.
► Oral glucose tolerance test (OGTT). Blood sugar is measured two hours after drinking 75 grams of glucose. Diabetes is diagnosed if the 2-hour blood sugar level is 200 mg/dL or higher.
Random blood glucose test. A blood sugar of 200 mg/dL or greater at any time of day combined with symptoms of diabetes is sufficient to make the diagnosis.
► Hemoglobin A1C (glycohemoglobin). This test measures the average glucose level over the prior two to three months. Diabetes is diagnosed if the hemoglobin A1C level is 6.5% percent or higher.
► Blood creatinine and urine microalbumin. Tests for evidence of kidney disease.
► Lipid profile. Measures levels of triglycerides and total, HDL, and LDL cholesterol. This evaluates the risk of atherosclerosis. People with diabetes who also have high levels of total cholesterol or LDL cholesterol are at greatly increased risk for heart disease and strokes.
Expected Duration
Diabetes is a lifelong illness. However, people with type 2 diabetes or diabetes mellitus type 2 can sometimes restore their blood sugar levels to normal just by eating a healthy diet, regularly exercising, and losing weight.
Aging and episodic illness can cause the body's insulin resistance to increase. As a result, additional treatment typically is required over time.
If a close relative—particularly, a parent or sibling—has type 2 diabetes, or if your blood glucose test shows "pre-diabetes"—defined as blood glucose levels between 100 and 125 mg/dL—you are at increased risk for developing type 2 diabetes. You can help to prevent type 2 diabetes by:
► Maintaining your ideal body weight.
► Exercising regularly—like a brisk walk of 1-2 miles in 30 minutes—at least five times a week, even if that does not result in you achieving an ideal weight. That's because regular exercise reduces insulin resistance, even if you don't lose weight.
► Eating a healthy diet.
► Taking medication. The medication metformin (Glucophage) offers some additional protection for people with pre-diabetes.
If you already have type 2 diabetes, you can still delay or prevent complications:
► Keep tight control of your blood sugar, insulin dependent diabetes. This reduces the risk of most
► Lower your risk of heart-related complications by:
- Taking a daily aspirin—particularly if you already have some signs of heart disease.
- Aggressively managing other risk factors for atherosclerosis, such as:
- High blood pressure
- High cholesterol and triglycerides
- Cigarette smoking
- Obesity
Visit an eye doctor and a foot specialist every year to reduce eye and foot complications.
Diet and Exercise
In most cases, type 2 diabetes treatment begins with weight reduction through diet and exercise. A healthy diet for a person with diabetes is:
► Low in saturated fats and cholesterol
► Without any trans fats
► Low in total calories
Nutritionally balanced with abundant amounts of:
► Whole-grain foods
► Monounsaturated oils
► Fruits and vegetables
A daily multivitamin is recommended for most people with diabetes.
For some people, type 2 diabetes can be controlled just with diet and exercise. Even if medications are required, diet and exercise remain important for controlling diabetes.
Medications: Pills
The medications used for type 2 diabetes include pills and injections. The pills work in many different ways. They include medications that:
► Reduce insulin resistance in the muscles and liver – diabetes symptoms.
► Increase the amount of insulin made and released by the pancreas.
► Cause a burst of insulin release with each meal.
► Delay the absorption of sugars from the intestine.
► Slow your digestion.
► Reduce your appetite for large meals.
► Decrease the conversion of fat to glucose. These medications are called thiazolidinediones. One medication in this group has recently been linked to heart disease. As a result, drugs from this group are not recommended as a first choice in treatment.
Because type 2 diabetes develops when the pancreas cannot make enough insulin to overcome insulin resistance, diabetes symptoms, about one of three people with this disease take some form of insulin injection.
In advanced diabetes mellitus type 2, gestational diabetes; blood sugar levels type 2 diabetes or for people who want to tightly control glucose levels, insulin may be needed more than once per day and in higher doses.
Treatment plans that include both very long-acting insulin and very short-acting insulin are frequently the most successful for controlling blood sugar. Very short-acting insulin is used with meals, to help control the spike in blood sugar levels that occur with a meal. If a person does not eat on a regular schedule, very short-acting insulin can be particularly helpful.
Treatment Side Effects
Medications used to treat type 2 diabetes can have side effects. These vary by medication. Side effects may include:
► Low blood sugar levels (hypoglycemia)
► Weight gain
► Nausea
► Diarrhea
► Leg swelling
► Worsening of heart failure
► Liver inflammation
► Increased risk of heart attack (with one of the thiazolidinediones medicines)
► Excessive gas and bloating
Fortunately, these side effects are uncommon, so the benefits of treatment far outweigh the risks. People with type 2 diabetes who have kidney failure should generally avoid an otherwise very effective diabetes medicine, metformin, because in such patients it can rarely cause a life-threatening buildup of lactic acid in the blood.
In addition to medicines that help control the level of blood sugar, people with type 2 diabetes often take other medicines that reduce the risk or to slow the onset of the complications of diabetes. These include medications that:
► Slow the worsening of kidney disease—particularly drugs called angiotensin-converting enzyme (ACE) inhibitors, and angiotensin receptor blockers (ARBs).
► Lower cholesterol. All diabetics should consider taking medication to lower their cholesterol, usually one of the statin medications.
► Lower blood pressure. Diabetics should use medication to control high blood pressure if it can't be improved by lifestyle changes.
► Protect against heart attacks. Most people with diabetes benefit from a daily aspirin.
When To Call a Professional
If you have diabetes, see your doctor regularly.
People with high blood sugar levels have a higher risk of dehydration. Contact your doctor immediately if you develop vomiting or diarrhea and are not able to drink enough fluids.
Monitor your blood sugar as advised by your health care team. Report any significant deviations in blood sugar levels.
Your treatment plan is likely to require adjustment over time. Insulin resistance increases with age. And the insulin-producing cells in the pancreas may wear out as the pancreas tries to keep up with the body's extra insulin needs.
After the first few years, the majority of people with type 2 diabetes " blood sugar levels type 2 diabetes" require more than one medicine to keep their blood sugar controlled.
The prognosis in people with type 2 diabetes varies. It depends on how well an individual modifies his or her risk of complications, insulin dependent diabetes. Heart attack, stroke and kidney disease can result in premature death. Disability due to blindness, amputation, heart disease, stroke and nerve damage may occur. Some people with type 2 diabetes or "diabetes mellitus type 2″ become dependent on dialysis treatments because of kidney failure.


text: coffe table Archive Minimalist Coffee – Dining Table With Six Storages Posted in Furniture by admin All of people love to save space in their house, moreover for those who have only a small house. And this movable table is the smart furniture that can save your space,the name is " The Flip Read More Low Coffee Table With Hidden Storage That Save Room Space Posted in Furniture by admin There are a lot of furniture that have other functions when they change shape, like a Low Coffee Table With Hidden Storage on this one. The main design is a low table that can be used to serve Read More


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Chateau D'Arcins Haut Medoc 2012
Product Information
85 Points, Wine Spectator: "An attractive red, with plum and light coffee character. Medium-bodied, with berries, delicate tannins and a medium finish. Best from 2010 through 2013. 52,665 cases made." -James Suckling
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Price: $23.99
On Sale: $18.98


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Call us at: 919-521-8810
The North Carolina Board of Pharmacy is located in Chapel Hill, North Carolina and is the licensing authority for Pharmacies and Pharmacists in North Carolina. The Board's authority to issue and regulate licenses comes from North Carolina Administrative Code 21 NCAC 46 sections .1200-.3500.
Due to the nature of the work pharmacies and pharmacists have to keep strict records on all prescription drugs that come in or go out of the pharmacy. This includes drug order records and requirements as well as records of dispensing and records pertaining to the filling and re-filling of prescriptions. These are all found under 21 NCAC 46 section .2300.
Pharmacists every year have to face the board for violating one of the record keeping sections of the administrative code. Be strict and diligent with your record keeping. Drug order records are ultimately the responsibility of the licensed pharmacist. Take ownership of those records in order to protect your license.
The NC Board of Pharmacy sends a notification indicating that they will be taking action toward your license. You need to act quickly to reserve your right to a hearing. Properly notify the Board in writing of your intention to have a hearing within 60 days of receiving their notice. Failure to do so will result in disciplinary action being taken by the Board against you and your license.
You can always seek to resolve any issue with the NC Board of Pharmacy after you request a hearing. A licensed pharmacist can also go forward with a contested hearing if he/she wishes. Doing nothing after receiving a notification from the Board will result in your potential lose of your professional license.
Give us a call at 919-521-8810 so we may safeguard the professional license you worked so hard to obtain.


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Salish Smoked Sea Salt per Oz - Coarse
This sea salt has been heavily smoked with Pacific Alderwood in the Salish native tradition. Its deep, smokey aroma instantly adds an authentic barbeque or wood-oven taste. Sprinkle on corn, pizzas, but especially good on salmon and fish steaks.
Barbecue in a baggie. Add to anything you might otherwise grill outdoors.
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Bishop says report reveals church's 'shameful betrayal of sacred trust'
CONFERENCE SPEECH:THE CHURCH's failure to protect those in its care, as highlighted in the report on child abuse at State-run institutions, was a "shameful betrayal of a sacred trust", a conference on the role of the Catholic Church in primary education heard yesterday.
Bishop of Kilmore Leo O'Reilly was speaking at Mary Immaculate College in Limerick at a conference on Catholic Primary Education in Contemporary Ireland: Facing New Horizons.
In an address on the experience of providing Catholic primary education in contemporary Ireland, Dr O'Reilly welcomed the publication of the report.
"The litany of abuse perpetrated on the most vulnerable of the vulnerable makes for appalling reading. Children are to be loved and cherished and the church's failure to protect those in its care was a shameful betrayal of a sacred trust. Establishing the truth of what happened is crucial and the report contributes to that goal. Victims deserve justice and support to help bring about healing," he said.
An issue that had been raised in the media, he said, was whether society should "look to change a system where so much of the educational and care provision for our children is farmed out to organisations who are unaccountable". This is not true, he said. "School patrons, whether Catholic or otherwise, are fully accountable to the law of the land."
Bishop of Limerick Donal Murray also referred to the report when he said the revelations showed how the vision of hope portrayed in Catholic teaching can be "betrayed and deformed".
"Enormous and lasting damage [was] done, not least the obscuring for so many children the vision of hope which Catholic education exists to share," he added.
Dr Murray described the details of the report as "horrifying" and expressed his sympathy with all the victims. "We must try to offer hope and healing. However unworthy and broken these events make us feel, they do not weaken the truth of the vision of hope," he continued.
Dr Murray described Catholic education in Ireland as a "precious heritage" but admitted there were challenges ahead. "Parents who want a Catholic education for their children should as far as possible have it available. Other parents should also have the choice of the kind of school they wish to have for their children," he said.
"There was a long struggle to have any kind of Catholic education in Ireland. Generations of people invested time, money and energy in order that that would happen," he added.
According to Dr Murray, population trends and finance were among the challenges facing Catholic education.
"Especially in large centres with several schools, there may be a painful recognition that some existing schools are no longer viable as Catholic schools," he said.
Dr Murray also said that removing religion from education was not the solution. "I think sometimes people have the idea that if you take religion out it will satisfy everyone. It won't. The idea that this is neutral is an illusion. It only suits those who don't think religion has a place in education," he said.


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Celebrating 10 years of Midlands Arts.This issue features an exclusive interview with Red Rock actor and star of the FilmOffaly 2016 campaign Darragh O'Toole. Manchán Magan looks back over a decade of arts in the four midlands counties in a two page spread.Edited by Vivienne Clarke (PDF 6MB)


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by Roland Lovstad
Dr. Gerald B. Kieschnick, president of The Lutheran Church—Missouri Synod, refers to them as "crown jewels." And like jewels, the system of Concordia universities and colleges reveals many facets that invite examining, exhibiting, and, most of all, using with pride. Each institution strives to offer education that emphasizes Christian faith, quality instruction, caring and committed faculty, and Christian service.
"In The Lutheran Church—Missouri Synod, education has always been a very high priority," says Dr. Elmer Gooding, chairman of the Board for University Education, which oversees the 10 colleges and universities known as the Concordia University System. "I really believe that the institutions are doing a wonderful job of educating not only church workers—future pastors and other professional workers—but also educating lay people who will serve in leadership positions in their churches and in their communities."
The concept of vocation underlies the "Lutheran difference," according to Dr. Kurt Krueger, executive director of the Board for University Education and president of the Concordia University System. "We believe that a person can serve God in any legitimate worthwhile calling. When students come to a Concordia, we affirm their vocational choices, because we know that if a student has a servant heart that they take into the various professions and into the public square, they will be serving God."
Faculty and administrators agree: There is a "difference" in the educational experience at Concordia colleges and universities. The question, "What is a Lutheran education?" was posed to four faculty and administrators with extensive experience in higher education. Their comments yield thoughtful and heartfelt reflections of the many facets of the Concordia University System.
A Foundation of Faith
"Lutheran education is about keeping the difficult balance between divine wisdom—which we as fallen human beings so desperately need—and the human wisdom that we passionately seek," observes Dr. Mark Looker, professor of English at Concordia University, Ann Arbor, Mich., where he has taught since 1975.
As an educator, he believes Christian faith is a foundation for educational classes and experiences that allow students to learn to interpret and understand the world about them. "I see my goal as trying to wake up my students and not let them sleepwalk through the rest of their lives. It is giving them things they've never thought about before and then trying to pull back and put those discoveries into the context of their faith as Christians."
At Concordia University Chicago (River Forest), Dr. Manfred Boos says he would share his faith in his mathematics classes. He says he would say something like, "Could this have just happened randomly, or could this have been created this way so we could find it out?"
"I've never had a student say, 'Oh, that's ridiculous!'" Boos says. "I think our faculty is pretty good at bringing their faith life into who they are as people and how they view their discipline." Boos has taught at the university since 1980 and before that at Concordia College, Bronxville, N.Y.
Now vice president for academics, Boos says theology courses are required for all students. That provides opportunity to discuss Lutheran theology with people who aren't Lutheran and the opportunity to learn from others. Chapel is held every day, Boos adds, providing a high point when students and faculty can worship together.
"Christian values are what really generates and motivates the operation of this institution," observes Dr. McNair Ramsey, interim president at Concordia College in Selma, Ala. "Without that, we don't feel we are doing anything, and certainly we are not serving our church if we don't highlight these Christian values as the premier function of our institution." Ramsey has taught at the college since 1980.
Ramsey adds that faculty and staff are encouraged to open with prayers and devotions before their classes. Devotions are offered in the dormitories, chapel is held three times a week, and faculty meetings open with prayer.
Quality Education
Boos says the Chicago faculty has designed a basic curriculum that emphasizes critical thinking. "We emphasize the questioning of information—does this make sense, how does this fit, can I find justification for this point of view?" That, he says, contrasts with "Okay, kids, I'm going to open your head and dump it in; memorize it.
"The key is communication skills, writing skills, critical-thinking skills that we are trying to develop through courses in the basic curriculum," Boos adds.
Looker emphasizes, "I think everybody in the Concordia system would agree that we have to—just have to—be every bit as good on the academic level as you would find at any college or university." Simply giving more "spiritual stuff" won't make up for second-rate academics, he says.
Dr. Robert Holst, president of Concordia University, St. Paul, Minn., since 1991, believes that today's college students—the Millennial Generation—are realistic and seek change that addresses problems in society and the world. Their attitude poses a challenge to the tendency of universities to be places of intellect and idealism.
"This generation says, 'Don't give us ideas and idealism,'" Holst explains. "They learn from practical experience. They ask what we are going to do about pollution or the AIDS epidemic, for example. So, experiential education is becoming much more important. I think it's great, because Jesus wasn't out there just talking. He was touching people. He was healing people. He was criticizing people."
Concordia Chicago requires all freshmen to take a "Freedom and Responsibility" course. Instructors seek to guide students in understanding the independence that comes in the transition from high school to college life. Boos says every instructor integrated service activities into the course last fall. The students worked with projects that varied from homeless shelters to agencies that serve the developmentally disabled. Those experiences build one-on-one interaction between faculty and students, according to Boos. "It is the commitment made by faculty to share who they are in their faith and religious issues, theology and service, and concern and care," he says.
The university also requires graduating students to take a "Values and Virtues" course that challenges them to explore what they have learned and how they will apply both academic and spiritual learning to issues in the world around them.
Small size is an advantage at Concordia, Selma, which Ramsey describes as "a Christian environment" where faculty make time to give personal attention to students, especially those who lack some skills. "This institution takes those individuals and molds them under the Christian philosophy into productive young men and productive young ladies who are able to go out and serve others in their own personal communities and in the church community."
Committed Faculty
Ramsey also speaks of faculty giving personal attention to students. "In fact, faculty will go where the students are. That means going into the dormitories or seeing them at a basketball games, on the college grounds, or meeting with them in the cafeteria. They will go where they are and not just sit in their offices and expect students are going to come to them, because, in most cases, they will not."
As president at Concordia, St. Paul, Holst interviews every prospective faculty member. While search committees evaluate their capabilities in the discipline, Holst looks for theological understanding and outlines the university's expectations.
"During the interview, I say we expect them to be experts in their fields and stay experts in their fields," Holst comments. "Second, we expect them to love teaching and to enjoy the give and take of the classroom. Third, they should be collegial—that is, they should understand the importance of working well with colleagues, staff, and students." Those expectations are also part of a review process that incorporates evaluation by both students and other faculty, he adds.
The university strives to have a Lutheran faculty, Holst says. However, even if men and women were confirmed as Lutherans, they may not have a thorough understanding of the history of the Synod. So every new faculty member— Lutheran or not—attends a Lutheran identity seminar.
"It's partly theology—for example, an introduction to the Book of Concord and documents such as those from the Commission on Theology and Church Relations," he says. "Then the district president, members of the board of regents, I as president, and other people come in to help them understand that being a Lutheran today is part of a dynamic faith, not simply awareness of Martin Luther once-upon-a-time."
Holst tells prospective faculty they will have more academic freedom at Concordia. "Here we not only permit you to share your values, we expect you to."
A similar thought is expressed by Looker in Ann Arbor: "While it would seem paradoxical to people outside of the Christian world or the Lutheran tradition, our grounding in the Word gives us a certain kind of freedom to discuss issues from different perspectives. I think of it as freeing rather than constricting."
As chief academic administrator at Concordia, Chicago, Boos participates in interviews and asks prospective faculty for their thoughts about the importance of the university being a faith-based institution. Their faith life and attitude about service to the Lord are just as important as their academic credentials, he says.
"We sometimes forget the importance of setting an example," Boos adds. "As an administrator I also participate in the worship life of the university. Students and faculty see that; I think it sends a message."
As a professor at Concordia, Ann Arbor, Looker says he starts each course with the idea that every student is going to love English literature the way he loves it. "Faculty come to these places because they care about their subject matter, and they want students to care and to catch some of that passion. They want students to be aware of the world God has created, and in which He has placed us."
Christian Service
Looker adds that the university tries to build events and activities into every program so students get off the campus, frequently with churches or service agencies. "We make possible other optional service activities … and in some ways I'm most pleased when students themselves come up with service projects that faculty and staff haven't considered."
In Chicago, the faculty uses the term "academic service learning." Boos says the purpose is to connect the classroom with services in the community. For example, Spanish students may use their language skills to help parents communicate with teachers at Lutheran and public schools. Last year, a business professor had his class provide free income-tax advice.
Ramsey cites the campus Rotaract Club, connected with Rotary Clubs International, which draws students into community service. Club members sponsor activities at a nearby children's home, as well as gather funds and supplies for children in other countries.
Noting that his Concordia campus is in the midst of diverse and growing ethnic communities in the Twin Cities, Holst offers a perspective that coincides with his conviction that education is also mission.
He says the university works hard to recruit a diverse student body, adding, "Unless you are engaged with people of different cultures, your education is going to be irrelevant, or incomplete. In Minnesota, you better know something about the Hmong and the African immigrants."
For example, the university's Somali Adult Literacy Training (SALT) program helps African immigrants to read and write English. As they teach, students and faculty use Christian materials. Although the immigrants are Muslim, they come because they want to get ahead in life and they know English is important, Holst says. Another program focuses on helping students hone their leadership skills and academic abilities with mentoring from a faculty member and students.
"I think Lutheran education takes seriously the secular world. It takes seriously its theological strength and wants to share both its knowledge and faith with other people," Holst says.
Thanks to the Church
"I thank the members of our Synod for their continued support of our students and our colleges and universities," Krueger says. "I remind them of how important these institutions are to the church in terms of producing professional workers and in educating faithful lay people who will be leaders in our congregations throughout the Synod."
From a Student's Perspective
I love all of the things that Concordia offers, and I think every Concordia benefits by their partnership with the others. I think Concordia's Lutheran heritage plays into our campus in just the right dose. In classes and around campus, things are filtered through the Lutheran worldview, and our Lutheran foundation is obvious in things like chapel and theology classes.
—Kelly Warneke
DCE and English Major
Concordia University, Irvine
For a web-exclusive profile of Concordia, Irvine, student Kelly Warneke, as well comments by Concordia, Portland, graduate Lynn James about the benefits of a Concordia education, click here.
Learn More About the Concordias
For a "viewbook" showing all 10 Concordias, contact the Concordia University System by calling (800) 248-1930, ext. 1252 or visit www.lcms.org on the Web.
To contact individual campuses, use the following:
Concordia University, Ann Arbor, Mich.
(1,075 students), (888) 282-2338, www.cuaa.edu
Concordia University Texas, Austin
(1,835 students), (800) 865-4282, www.concordia.edu
Concordia College—New York, Bronxville
(744 students), (800) YES-COLLege (937-2655),
Concordia University, Irvine, Calif. (2,392 students),
(800) 229-1200, www.cui.edu
Concordia University Wisconsin, Mequon
(5,933 students), (888) 628-9472, www.cuw.edu
Concordia University—Portland, Ore. (1,644 students),
(800) 321-9371, www.cu-portland.edu
Concordia University Chicago, River Forest, Ill.
(4,126 students), (877) 282-4422, www.cuchicago.edu
Concordia University, St. Paul, Minn. (2,260 students),
(800) 333-4705, www.csp.edu
Concordia College, Selma, Ala. (551 students),
(334) 874-5700, www.concordiaselma.edu
Concordia University Nebraska, Seward
(1,279 students), (800) 535-5494, www.cune.edu
Enrollment figures are fall 2007 headcounts.


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Old Town Scottsdale offers many one-of-a-kinds sights, sounds and tastes that are well worth taking the time to experience. To help you find the most fascinating things to do in the area, our friendly staff at the Sanctuary has compiled this list of our ten favorites:
1) The Little Red Schoolhouse
What was once a little red schoolhouse is now home to the Scottsdale Historical Museum. Built in 1909 at a then-astronomical cost of $4,500, the school had two classrooms and a lower level that was used as a church and community center. Listed on the National Register of Historic Places, it's definitely worth a visit.
2) The Sugar Bowl
The Sugar Bowl is a perennial favorite. Constructed in 1950, the building served as a general store offering both retail and automotive services until 1958, when it became the Sugar Bowl Ice Cream Parlor. Still owned by the original family, the store serves up family-style food and delicious ice cream.
3) Cavalliere's Blacksmith Shop
Originally banished to the edge of town, George Cavalliere's blacksmith shop soon found itself just one of many businesses in the fast-growing town. Owned and operated by the same family since 1910, the shop offers both traditional blacksmithing and ornamental wrought iron pieces.
4) The Doors
Stand within a kaleidoscope as you walk inside this monumental work of art designed by Donald Lipski from three separate 28-foot mirrored panels. It's easy to find and well worth a visit on the Scottsdale Waterfront.
5) The Rusty Spur Saloon
Home to the Farmer's State Bank of Scottsdale from 1921 until the Great Depression, the Rusty Spur Saloon is both a historical landmark and a great place to take a break. The original bank vault now holds liquor instead of money, which some may say make it even more fun to stop by.
6) The Soleri Bridge
Designed by the Italian architect Paolo Soleri, the bridge and plaza house the largest collection of his world-renowned wind bells. Created to showcase solar movement, the bridge uses two steel-clad, 64-foot-high pylons to create a shining shaft of light.
7) Knight Rise
Visit the Scottsville Museum of Contemporary Art simply to experience "Knight Rise" by James Turrell. This unique creation frames the sky in pure color, showcasing the ever-changing light. You can even skip the museum – and the fee – and stop by Knight Rise for free.
8) Mexican Imports Shop
The Mexican Imports Shop occupies a building dating back to 1923, when it was Johnny Rose's Pool Hall and doubled as a silent movie theater. The original white-glazed bricks have never been painted or replaced, despite the fact that the building changed in 1929 to a grocery store before becoming the current establishment during the 1950s.
9) Saba's Western Wear
Originally opened in 1921 as the Sterling Drug Store when there were only three businesses downtown, this historic building was passed to the Saba family in 1948. Originally Saba's Department Store, the shop is a local institution that honors Scottsdale's rich heritage.
10) The Pink Pony
The Pink Pony restaurant is best known as a place for fans and players to gather during Major League Baseball spring training. Established in Scottsdale in 1947, today the Pink Pony serves up lunch and dinner as well as live entertainment.
Whether you in town for a relaxing spa vacation, our world-famous golf courses or an eco-adventure, Sanctuary Resort and Spa offers the ideal accommodations . We'll be happy to help you plan your stay!


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NOW Foods Niacinamide (Vitamin B3) 500 mg
Niacinamide helps the body metabolize proteins, fats, and carbohydrates. Contributing to the development and maintenance of a healthy body.
Niacinamide (Vitamin B-3) is an essential member of the B-vitamin family that. It is the precursor to Niacin, but does not cause the "flush" normally associated with Niacin intake. Niacinamide is a water-soluble vitamin.
- B Complex Vitamin
- Does not cause Niacin flush
Suggested Usage: As a dietary supplement, take one capsule daily, preferably with a meal.
Other Ingredients: Gelatin (capsule) and Magnesium Stearate (vegetable source).
Contains No: Sugar, salt, starch, yeast, wheat, gluten, corn, soy, milk, egg, shellfish or preservatives.
Caution: Not to be used by pregnant/lactating women or those with liver problems, stomach ulcers or diabetes unless recommended by your healthcare practitioner.


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Tucked neatly beneath your handlebars, the SRAM XX1 Eagle X-ACTUATION Trigger Shifter is the nerve center of the Eagle 12-speed drivetrain. Its internal works have been updated to include a 12th gear, and improved to enhance trigger feel, precision and durability. Whether you're 3 laps into your race or 150 days into your season, the XX1 Eagle trigger shifter is your faithful 1x touch point. Please note: cables are included but housing is not.
One coupon per order
Discount taken off MSRP for normal items
Custom kit pricing is complicated so we take the discount off the current build price
In stock items only
Coupons can not be combined with promotional gift certificates, however, purchased gift certificates may be used with the coupons. If you would like to use your coupon with a purchased gift certificate, please leave the gift certificate information in the comments section at checkout, and they will be applied during processing on the backend.
Some items are restricted
Groupsets, hand built wheels, special orders & labor costs are excluded from the coupon.
Additional exclusions may apply.


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Library by topic
Situation sanitaire du Maroc Décembre 2017Country:
HPAI risk assessmentCountry:
situation sanitaire du mois de novembre 2017Country:
Foot-and-mouth disease virus transmission dynamics and persistence in a herd of vaccinated dairy cattle in IndiaCountry:
Foot-and-mouth disease (FMD) is an important transboundary disease with substantial economic impacts. Although between-herd transmission of the disease has been well studied, studies focusing on within-herd transmission using farm-level outbreak data are rare. The aim of this study was to estimate parameters associated with within-herd transmission, host physiological factors and...
Situation sanitaire Maroc du mois d'Octobre 2017Country:
situation sanitaire du mois d'août 2017Country:
HUMAN EXPOSURE TO MERS-CoVCountry:
The likelihood of humans being exposed to MERS-CoV in affected areas through:
Direct contact with dromedary camels can be considered
Moderate to high (occupational exposure) in MERS-CoV-endemic* regions;
Negligible in other regions.
Handling or consumption...
Global monthly report FMD for July 2017Country:
Foot-and-Mouth Disease Situation
Food and Agriculture Organization of the United Nations
Monthly Report


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That "but" is a killer.
I guess I could say--and, so I will--that it is a pain in the butt!
For most folks, everything that comes after the 'but' is absorbed, and anything good that came before it simply disappears. We are so good at hearing the downside, looking for the faults, waiting for the other shoe to drop...especially if we are having relationship problems.
So, when we hear,
"I love you, but...," we are pounced and ready to take on the 'but'.
Are we looking for a blow to our self-esteem or are we looking for a fight? That's a good question. Sometimes, it seems it's both. How is it for you?
In one of my classes recently, I was using the example of thinking about someone making a judgmental remark about you as being similar to someone throwing a javelin at you. You can see it coming. What are you going to do about it?
Some people rush out and stick it into their hearts.
"I know you're right. I'm a bad person. I'm worthless. My taste in clothes is terrible and my choice in partners is worse. I'm a mess."
Others stand their ground and let the javelin hit them.
"See what you're doing to me. I can take it. You're not going to bowl me over. There's nothing you can say or do that will make any difference to me. And, you know you'll pay for what you just did."
And, the wise ones IMHO, simply step to the side, let the javelin fall on the ground, and ask a question:
"I'd like to know what's behind that and how you're thinking. I'm curious. Tell me more."
Why do I think the latter is the best choice?
Because a person making a judgment, passing a rude remark, or being thoughtless while opening their mouth, is making a decision that has nothing to do with you. What they are giving is information about who they are, not about who you are!
If you can practice stepping to the side and not engaging when folks go on javelin-throwing rampages, you'll be calmer, wiser and more informed. And, you'll learn more about the thrower. That will help you know who you truly want to be around and whether or not they are willing to have dialogue with you.
No matter with whom you are experiencing relationship problems, you can use this tip to learn about the other person while maintaining your own center.


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UNICEF recruits 01 National Child Protection Consultant
National Child Protection Consultant (3 nos) for Borno, Yobe and Adamawa States of Nigeria
Job Number: 520598 | Vacancy Link
Locations: Africa: Nigeria
Work Type : Consultancy
UNICEF works in some of the world's toughest places, to reach the world's most disadvantaged children. To save their lives. To defend their rights. To help them fulfill their potential.
Across 190 countries and territories, we work for every child, everywhere, every day, to build a better world for everyone.
And we never give up.
Purpose of the Consultancy:
Under the guidance of Child Protection Specialist (UASC/Case Management), the national child protection consultant will support the State Ministries responsible for children in Adamawa, Borno and Yobe states to strengthen and ensure effective operation of the child protection information management system in these states.
Main Tasks:
Develop and implement an operational plan for strengthening the CPIMS unit and database at state level
Work closely with team and update on migration of caseload toward CPIMS+
Support data analysis for caseload verification and provide preliminary results of the analysis
Work with the consulting firm on the deployment and roll-out of Primero/CPIM+
Develop tools and accompanying training materials for data and information collection, collation, analysis and support the deployment of these tools.
Liaise with State ministry and UNICEF implementing partners to fast track the data process (identification of cases and transferring data into CPIMS system).
Produce regular update on children (unaccompanied and separated) and who are on risk of violence and prepare State fact sheet and dashboard on monthly basis.
Support full operationalization of the CPIMS unit at State level and provide onsite training to ensure inter agency members are fully familiarize with system.
Support the State MWASD and MYSCCD (Yobe State) to take on the CPSWG secretariat function
Qualifications or specialized knowledge/experience required:
University degree in social science, statistics or related field
A minimum of three years of relevant professional work experience with Management Information Systems (MIS) and/or M&E systems of which at least 6-12 month in child protection related MIS.
Excellent planning and organizational skills
Excellent communication skills in oral and written English.
Experience of designing and delivering training on information management systems
Excellent knowledge of the latest tool in the field of information management within social science sector
Familiarity with child protection and the systems strengthening approach would be beneficial
Experience of working on information management and reporting systems within the public sector
Experience of undertaking assessments of management information systems
Working knowledge of the local languages
Duration of the contract: 11.5 months
For every Child, you demonstrate…
UNICEF's core values of Commitment, Diversity and Integrity and core competencies in Communication, Working with People and Drive for Results.
Please indicate your monthly fee for the consultancy. Application without monthly fee will not be considered.
Only shortlisted candidates will be contacted and advance to the next stage of the selection process.
UNICEF is committed to diversity and inclusion within its workforce, and encourages all candidates, irrespective of gender, nationality, religious and ethnic backgrounds, including persons living with disabilities, to apply to become a part of the organization.
UNICEF has a zero-tolerance policy on conduct that is incompatible with the aims and objectives of the United Nations and UNICEF, including sexual exploitation and abuse, sexual harassment, abuse of authority and discrimination. UNICEF also adheres to strict child safeguarding principles. All selected candidates will, therefore, undergo rigorous reference and background checks, and will be expected to adhere to these standards and principles.
Closing Date Sat Mar 23 2019 23:55:00 GMT+0100 (Afr. centrale Ouest)


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The humanitarian situation of Iraqis recently displaced to the southern governorates of Najaf, Kerbala and Babel is reaching critical levels, according to an assessment by the United Nations World Food Programme (WFP).
WFP assists 50,000 displaced families in Basrah, Thi Qar, Qadissiya, Missan, Wassit, Muthanna, Najaf, Kerbala, and Babel.
"Despite the dangers and challenges posed in accessing this area, WFP has been present in southern and central Iraq since the start of the country's crisis in 2014," said Jane Pearce (pictured), Representative and Country Director of the WFP Office in Iraq. "We thank the local governments of Najaf, Kerbala and Babel for their continued cooperation with WFP to alleviate the suffering of displaced Iraqis and helping us provide them with food."
Many displaced people now live in unoccupied public buildings, mosques known as Husseineyat that local authorities have provided as shelter, or with host communities. The majority of the families who moved to the area said they spent the little savings that they had on transportation to get there.
Many were unable to find refuge in the crowded northern Kurdistan Region of Iraq, which hosts close to 50 percent of internally displaced Iraqi families, while others said it was too expensive to live in the North.
During the assessment, the WFP team met many displaced families who struggle to feed their families or know where their next meal will come from. Najat Hussein, 36, a mother of six who lost her husband seven months ago in the conflict in Tel Afar, moved to Kerbala with her children after hearing that the governorate was helping displaced people.


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Posted on June 23, 2019
by House of 1000 Books
6 Comments
I know…I'm slow! On May 20th, I was nominated for the Sunshine Blogger Award! I was sitting around, minding my own business when I happen to make my way over to my twitter account. Where, ALAS, I found out dramatically that
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Watkin Motors in Vernon, BC is rapidly growing and we offer a competitive pay plan and a great work environment!
Below are the current job openings we are looking to hire for. If you are interested in these positions, please click here to fill out our Employment Form in addition to sending your resume to the contact(s) listed below.
Sales & Leasing Specialist
Watkin Motors is a family run organization aligned with one of the leading design, quality and environmentally friendly automotive manufactures in the world – Ford Motor Company.
We are looking for a person who believes in creating long term relationships through product knowledge, honesty and follow up with our customers. Knowledge of the Ford product and internet savvy would be a benefit but not a must.
For the right person we will invest in training while supplying a wage guarantee. If you are looking for a change from a current automotive store, or a change in career to something new and exciting, this could be your opportunity. We combine a great product, with a family values Company in a lifestyle driven community.
Please forward your resume, in confidence, to firstname.lastname@example.com


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NIU's Department of Foreign Languages & Literatures has announced its Spring 2016 Brown Bag Series. Attendees are invited to bring their lunches and listen to speakers covering a variety of research topics from noon to 1 p.m. Thursday, February 11 Shannon Becker,Read more
De Mujer a Mujer: Latina Assistance Program meets Wednesdays
De Mujer a Mujer: Latina Assistance Program focuses on providing academic support to increase the retention and graduation rates of Latinas on campus by offering programs, activities and leadership opportunities that foster self-confidence, self-awareness and self-esteem. Over the years, De Mujer aRead more
Must-See TV: BBC Four documentary to feature NIU biologist
NIU biology professor Karen Samonds has spent more than two decades piecing together a mystery. Samonds' field research aims to shed light on the origin and evolutionary history of Madagascar's modern fauna – and to close a gap in the fossil record.Read more
Tuesday at OHANA: Welcome back!
Students will celebrate the start of a new semester at 5 p.m. Tuesday, Jan. 19, during the NIU Asian American Center's "OHANA!" event. All are welcome to join the fun in the Capitol Room of the Holmes Student Center. Eighty-one percent ofRead more
NIU doctoral student releases 'Texaners' while in Thailand
Drawing on his Texas roots, NIU student Thomas Rhoden recently released "Texaners," a collection of eight short stories published by Etoile Solitaire Press. It is the sixth book for Rhoden, a doctoral student in political science. "I've spent about a decade inRead more
Law professor talks on WGN Radio's 'Legal Face-Off'
NIU College of Law professor Morse Tan was invited to appear with Chicago attorney Rich Lenkov ('95) as a guest on Lenkov's WGN podcast "Legal Face-Off." Lenkov and his co-host, Chicago attorney Jason Whiteside, gathered Dec. 17 to discuss Tan's recent book,Read more
Abu Bah receives Outstanding International Educator Award
Abu Bah, an associate professor in the Department of Sociology, has been selected as the recipient of NIU's 2015 Outstanding International Educator Award. The announcement was made during the annual International Recognition Reception, one of many events on campus marking International EducationRead more
College of Law faculty join discussion on Syrian refugees
Faculty members in the NIU College of Law have entered the conversation on Syrian refugees. Both the Chicago Daily Law Bulletin and the DeKalb Daily Chronicle and covered the college's recent panel discussion on Gov. Bruce Rauner's decision to temporarily close theRead more
Tuesday at OHANA: fall recognition, awards, holiday activities
Students can enjoy holiday activities and applaud recent accomplishments at 5 p.m. Tuesday, Dec. 1, during the NIU Asian American Center's "OHANA!" event. All are welcome to join the fun in the Capitol Room of the Holmes Student Center. Student mentors AudreyRead more
The Road (from NIU) to Mandalay
…On the road to Mandalay, Where the flyin' fishes play, An' the dawn comes up like thunder outer China 'crost the Bay! – Rudyard Kipling "Road to Mandalay" (1892) In August, a cohort of NIU professors spent two weeks in Mandalay, Myanmar,Read more
'Unveiling Beauty'
Pop, soul and rock musician Hana Kim will visit NIU's Duke Ellington Ballroom at 5 p.m. Tuesday, Jan. 26, to inspire and encourage as many individuals to join the fight against human trafficking through the use of their unique gifts. The AsianRead more
Is there a link between climate change and building a better world?
"This Changes Everything," a documentary film based on Naomi Klein's book of the same name, will make its northern Illinois premiere Tuesday, Dec. 1, at the historic Egyptian Theatre, 135 N. Second St. in downtown DeKalb. The 7:45 p.m. screening, which isRead more


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About Us
The Office of Student Orientation and Family Programs assists families in making connections with the university and its resources. We're here to help with a broad spectrum of issues— academic, administrative, and personal. In fact, helping parents and families communicate and connect is the reason our office exists.
We host several events each year, including Family & Friends Weekend. We also provide timely communications on important campus news and events through our website, Facebook, message board, the Family Portal, Tuesday Talks webinars, newsletters, and email.
Partnering with Families
Together, our job is to prepare students for life after college. We partner with families in helping students make the best decisions for themselves. Our goals are to:
⋅ Encourage communication between families and the university
⋅ Use the resources available to guide students in academic and personal decision-making
⋅ Provide a compassionate, caring, and coordinated crisis response
Contact Us
Office of Student Orientation and Family Programs
101 Ell Hall
617.373.3868 | 800.696.6516
Hours of Operation
Monday-Friday, 8:30 a.m. – 5:00 p.m.*
*Hours vary on holidays and in the case of inclement weather
Download Our App
The Northeastern Orientation & Family Programs app is your guide to making the most out of your time at Northeastern University. You'll find this app useful for accessing event schedules, as well as information on travel and attractions.


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Price $13.99
Red Allen claimed to "only play from my feelings" and he allows us to feel his emotions in every performance, the mood moving from joy to sorrow, his vital artistry in happy concord with a compulsion to please. Those Long Island diners were pretty fortunate, weren't they? As Red was wont to say when a number ended… "Nice!" And so it is.
Henry Allen (trumpet & vocal), Sammy Price or Lannice 'Lannie' Scott* (piano), Clarence 'Benny' Moten (bass), George Reed (drums).
Recorded June 1965


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Built to last, the DKN EMB-600 exercise bike has a heavyweight 16kg (35.2lbs) flywheel to ensure an ultra-smooth pedal movement. At the heart of the EMB-600 is its innovative EMS brake system providing really fast resistance changes to make the bike perfectly suited for high intensity interval training. Thanks to 32 levels of digitally controlled magnetic resistance and a choice of 16 challenging programmes, the machine is great for users of all fitness levels. A blue backlit LCD display is easy to read and user-friendly, whereas 4 user profiles allow for a more personalised feedback. To enable you to maximize training efforts and take on the real-world adventures from the comfort of your home, the intuitive console works with compatible apps through Bluetooth connection. Plus, the machine makes longer riding experience comfortable with a multi-grip handlebar, an adjustable seat with extra-wide, soft padding and oversized cushioned pedals with a 2-degree inward slope.
The EMB-600 from DKN is the company's flagship upright bike. Utilising premium grade components throughout, this outstanding bike weighs 72.3kg (159lbs) making it exceptionally stable. It also has an impressive maximum user weight of 180kg (28stone, 396.8lbs) making it suitable for a wide range of riders and with a heavy-gauge steel frame, commercial class braking system and commercial grade bearings the EMB-600 is a cut above the majority of home-use exercise bikes on the market today.
Many exercise bikes use flywheels that typically weigh around 5 or 6kg. The DKN EMB-600 uses an ultra-heavyweight 16kg (35.2lbs) flywheel to deliver a riding experience that's as smooth as you'll find on commercial models costing twice the price. Jump on and enjoy one of the smoothest rides you'll find on any domestic exercise bike, anywhere in the world.
Into your HIIT training? Like high-intensity bursts of speed? Demand a fast response to your commands? With an electromagnetic braking system that puts ordinary exercise bikes to shame the EMB-600 delivers a super-smooth, fast response and a level of intensity that'll have you breaking a serious sweat in no time. And, with no moving parts to control the level of resistance it also provides a level of reliability that simply can't be found on classic magnetic bikes.
The EMB-600 features an in-built Bluetooth® Smart wireless receiver which delivers superb reliability and improved accuracy. Continuously monitor your heart rate without breaking pace and disrupting your workout and stay safe with accurate, reliable heart rate readings.
Hand over control of your workout to your heart and let it do the talking. Set your target heart rate and the EMB-600 will automatically set, monitor, and adjust the difficulty level to keep you in the ideal training zone so that you get a more efficient workout. Improve your cardio health and lose weight faster using heart rate control.
To guarantee you work as hard as you were planning to, set a power output target up to 350 watts and let the EMB-600 increase the strain until you reach your target power output. The WATT function on this premium bike makes sure that you put the work in, to get the maximum benefit out.
With 12 preset onboard workouts aimed at every ability level, you'll always have your choice of different workouts to keep you challenged as your fitness improves. Each workout has been designed by a personal trainer to ensure you get an effective exercise every time. You can also create a user-defined workout and save it so that you have your very own personalised programme tailored just for you.
The EMB-600 has been designed incorporating advanced ergonomics to ensure that you get the most comfortable workout possible while also reducing the risk of injury. With a 3-way adjustable saddle, extended handlebar with multi-grip and a 2-degree slope on the oversized pedals, the EMB-600 enables you to get the ideal riding position so that you can exercise in comfort, enabling you to push yourself harder and get results faster.
With a Poly V-belt for ultra-quiet operation and increased lifespan, an electromagnetic braking system with no moving parts, high-grade steel components the EMB-600 is built to withstand the rigours and demands of an active, family home with multiple users. This high-specification upright bike will soak up the pressure and just smile right back at you.
for submitting product information about
DKN EMB-600 Exercise Bike
We aim to answer all questions within 2-3 days.
for submitting product information about
DKN EMB-600 Exercise Bike. We aim
to answer all questions within 2-3 days. If you provided your name and email address,
we will email you as soon as the answer is published.
Yes, the wireless receiver in the console is Bluetooth
Yes, there's a tablet holder built into the console.
Yes that's no problem. The EMB-600 uses a standard thread used in most road bicycles so it's easy to just unscrew the ones that are there and replace them with your own.
Hi. The good news is that you won't have to send it anywhere. DKN provides a 2-year on-site warranty with this bike so if you're unlucky enough that something does go wrong, they'll send an engineer to where the bike is located to get it repaired on-site.
Yes absolutely. This bike features grip sensors and a Bluetooth™ smart wireless heart rate receiver so you can get an accurate reading using a compatible chest belt such as the DKN Bluetooth heart rate receiver.
Hi. Yes it does. There's a manual mode so you can just press start and begin your workout. This bike is particularly well suited to the type of training you're planning on doing because of the EMS braking system. This system means that the speed of the resistance changes is much, much faster than on a standard magnetic bike. This makes it ideal for HIIT training.
Hi. The boxed dimensions are 1250mm x 770mm x570mm. The boxed weight is 73kg
The EMB-600 is a mains powered bike.
Hi. Yes, the EMB-600 should be suitable for you. When the seat is fully extended to its maximum height the distance between the top of the saddle and the pedal in its lowest position is approximately 93cm (36.6").
Hi. This model doesn't require any scheduled maintenance.
We'd recommend the DKN Bluetooth heart rate sensor but any Bluetooth+ chest belt should work.
Assembly of the EMB-600 is straight-forward (it's partially assembled in the box) and shouldn't take more than about 45 minutes.
Hi. The EMB-600 will easily cope with that kind of action. The components used in this bike are very high quality and are designed for intensive use.
Hi. Yes it's magnetic. Where it's different from most other home exercise bikes is that most bikes use a magnet on a motor that moves closer and further away from the flywheel to generate the resistance. The EMB-600 uses an electromagnet. There is no motor and no moving parts related to the magnet. As you increase the resistance, more electricity passes into the magnet making it more powerful. This is a more reliable system and it's also far more responsive making changes to the resistance levels very fast. This makes this bike ideal for high intensity bursts and interval training.
The maximum user weight on the EMB-600 is indeed 180kg (28.34 stone)
Would you like to add a review for this item?
I had a previous spin bike which broke after only a few weeks and had to be returned. So looked around and decided on this DKN bike. It was fairly easy to build with two people. Had a bolt left at the end M8*50*ipcs. Looked at the instructions again and again but could not find this piece on the instructions. Email DKN and they said it was not needed and not part of build.
I have been used to a fixed wheel spin bike and this bike is not fixed wheel but this does not detract from the use of the bike. It is smooth and the resistance easy to set. Easy to connect to Kinomap which controls the resistance. In use the bike is rock steady. I also use iFit quite a lot but have to control the resistance myself but this is so easy to do on this bike. Overall very pleased with this bike.
Really good quality and build. The price we brought it for is amazing. It works smoothly and silently.
Instructions to build it were pretty straightforward, most was done by one person, but for some bits needed an extra pair of hands.
The system connects seamlessly with my tablet so you can connect it to compatible apps which then control the resistance.
It works perfectly alone aswell, with many different set programs for all abilities.
Glad I brought this bike.
Good bit of kit - USE KINOMAP!! bought this about a year back, it's pretty good but there's no (maintained) app to get your data from, bit disappointing.
Enter kinomap... this is actually pretty good, started using it a couple of weeks' back. Controls the resistance, has programs as well as many alpine mountains etc. And you can get _all_ your power data etc. into garmin, strava etc. And it's not too pricey (compared to peloton etc.). And no I'm not a salesperson.
THE BIKE WAS DELIVERED ON TIME AND WAS WELL PACKAGED. I ASSEMBLED THE BIKE ON MY OWN WITHOUT ANY PROBLEMS. iT IS VERY SOLID AND HEAVY AND LOOKS AND FEELS LIKE THE ONES IN MY LOCAL GYM.
Amazing bike. Build quality is top drawer. Quiet and comfortable, it's got heavy resistance at the top end too. There are no downsides to this bike, it's brilliant and I'm very pleased with it.
I'm a PT and have been using this bike in my classes for the last 6 months and I couldn't be happier with it. It's rock solid, and is still as quiet now as it was when new. Build quality is excellent. I do a lot of high intensity work in my classes and it's perfect for this due to the highly responsive resistance changes and the saddle which is comfortable enough that my clients don't get saddle sore. I would highly recommend this to anyone looking for a quality upright bike.
All the exercise bike I will ever need. Responsive, sturdy, comfortable and very well made.
I'm 6ft 2" and weigh just over 13 stone and am into HIIT. Having burned and bashed my way through several exercise bikes (cost £130 - £300 per bike) in quick succession it became obvious that the way I train and probably my size meant that I needed something better. This bike is a world away from those other models. It doesn't wobble, there's no creaking, it's rock-solid and barely moves when I'm on it. The changes in resistance are really fast which makes it ideal. My only regret is not buying this model first as I've already spent nearly this much on all the ones before when you add it all up. So in short, I love this thing! Well worth the money I paid and I'd recommend it to anyone looking for a high-quality bike, particularly if you're into HIIT.
Exercise bike is well made and very quiet in operation. My only concern is the software in the DKN iWorld App for I pad is poor. A number of pre programmed routes are listed and these are fine but the facility to create your own route does not work at all. I have tried on various IPads with no luck.
Good exercise bike with ample settings for varied work outs. My only criticism would be the DKN app which is very poor and whilst I didn't buy because of the app, if there is one it should work properly.
It is easy to assemble (took me less than 40 minutes) and very sturdy. Max user weight of 397lbs is more than enough for a chubby lad like me. Hoping to get back into my healthy lifestyle and this is helping.
for submitting product review about
DKN EMB-600 Exercise Bike.
Change your mind within 14 days and we will give your money back as long as you
return the item to us as new and in its original packaging.


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Check out ZimpleMoney at: http://retipster.com/zimplemoney
Check out the full blog post at: http://retipster.com/how-zimplemoney-works
A few months ago, I set out to write an in-depth blog post about the best loan servicing software options available for real estate investors.
I was writing this article for real estate investors who sell their properties with seller financing (i.e. – people who need to calculate payments, create amortization schedules and track ongoing installment payments from their borrowers).
In my search for the best solution – I found a great method for setting up a fully automated "set it and forget it" system for collecting loan payments (and it didn't require a loan servicing company to act as the middle man).
The best solution I could find for automatic ACH withdrawals was a service called ZimpleMoney. Check them out here: http://retipster.com/zimplemoney
ZimpleMoney isn't so much a "loan servicing software" as it is a "back office automation product". It's a great solution for real estate investors utilizing seller financing, but it's also a great solution for ANYONE who is lending money and wants to track AND fully automate the ongoing monthly, quarterly or yearly payments (e.g. – Car Dealerships, Doctors, CPAs, Trust Companies, Moms and Dads, people making 401k loans, etc.).
The video above explains how it works.
To set up a new loan with ZimpleMoney, you can simply enter in the information from your Promissory Note (the loan amount, interest rate, duration of loan, etc.) and it will emulate whatever is in your contract.
When a loan is created, both the lender(s) and the borrower(s) will have their own ZimpleMoney account – so they can log in at any time and see this data. Not all borrowers will be interested in doing this… but it's there if/when they want to use it.
At the time of this writing, there are several different pricing plans available: http://www.zimplemoney.com/ZimpleMoneyPricingPlans.pdf
What's the right plan for you? It depends on whether you're an occasional lender or someone who regularly extends loans to your customers.
If you're someone like me (who usually has at least a handful of loans outstanding at any given time), chances are – the ZimpleMoney Plus or the ZimpleMoney Pro "Business Plans" will make the most sense. The only significant difference between the two is the monthly cost. The "Plus" plan is $20/mo. The "Pro" plan is $35/mo.
What do you get for the higher monthly cost of Pro? Besides the slightly smaller setup fee for each new loan account ($35 for each new setup with the Pro plan, instead of a $39 for each new setup with the Plus plan), a Pro account offers you the ability to be an ACH Merchant. This essentially gives you more control over the creation of each new account. Rather than sending the borrower a link to create their own account and fill in their details, they can give their details directly to you, and then YOU can create their account for them.
Besides the monthly fee for the Plus and the Pro plans, here's a breakdown of the additional costs associated with each type of account.
– Setup Fee (required to create each new loan) – $39 for Plus / $35 for Pro (Note: This fee can be passed on to the borrower as a "closing fees").
– Transaction Fee – minimum of $3.99 for each regular payment collected, and up to $14.99 for every successful transaction (Note: These fees can be passed on to the borrower as "Taxes & Servicing Fees").
– Insufficient Funds or Returned Items – $15 (when someone puts a stop payment and you try to process it multiple times).
– Notice of Change (NOC) Fee – $4.50 (when the Banking System or Federal System has to modify your account).
Also keep in mind, you can use ZimpleMoney with a FREE plan called ZimpleMoney Essential. This is ideal for someone giving the service a try for the first time – the only downside is, the cost of setting up each new loan is $159 (rather than the significantly reduced cost that comes with a Pro or Plus account).
So basically, if you're planning to create new loans on a somewhat regular basis (i.e. – more than 2 or 3 new deals per year), it's pretty easy to justify the cost of a Pro or Plus plan.


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I am using Dell Inspiron 14 5420 with Windows 7 Professional x64. How can I activate my Webcam Central, please?
Dell Webcam Central does not need activation. The application can be turned on or off but in order to do that you need to start it first. If it's installed, the software is found in the Start > All Programs > Dell Webcam Central.
Follow the link below to know how to use and troubleshoot webcam issues.


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House of Cards star Kate Mara is reportedly attached to star in an upcoming sci-fi thriller being produced by Ridley Scott and directed by his son.
According to The Hollywood Reporter Mara will star alongside Anya Taylor-Joy in the film entitled Morgan.
Morgan will be the directorial debut of Scott's son Luke and tells the story of a corporate risk-management consultant who must decide the fate of an artificial being in a research laboratory.