text:
by Rock Art Network
7 October 2020
Australopiths had use of stone tools much earlier than was previously thought. Scientists have produced the first research findings to support archaeological evidence for stone tool use among early humans such as fossil australopiths between 3 and 2 million years ago.
An article in www.sciencedaily.com reports on the recent research on pre-Homo human ancestral species, such as Australopithecus africanus, using human-like hand postures.
According to the article the distinctly human ability for forceful precision and gripping is linked to two key evolutionary transitions in hand use: a reduction in arboreal climbing and the manufacture and use of stone tools. However, it is unclear when these locomotory and manipulative transitions occurred.
This research has been published in Science - Human-like hand use in Australopithecus africanus
M. M. Skinner, N. B. Stephens, Z. J. Tsegai, A. C. Foote, N. H. Nguyen, T. Gross, D. H. Pahr, J.-J. Hublin, T. L. Kivell.
Science, 2015; 347 (6220): 395 DOI:10.1126/science.1261735
The research is based on examining the internal spongey structure of bone called trabeculae. The researchers first examined the trabeculae of hand bones of humans and chimpanzees. They found clear differences between humans, who have a unique ability for forceful precision gripping between thumb and fingers, and chimpanzees, who cannot adopt human-like postures. This unique human pattern is present in known non-arboreal and stone tool-making fossil human species, such as Neanderthals.
The research went on to demonstrate that Australopithecus africanus has a human-like trabecular bone pattern in the bones of the thumb and palm (the metacarpals) consistent with forceful opposition of the thumb and fingers typically adopted during tool use.
Stone tool use in australopiths is becomming generally accepted; this appears to be further evidence that our early ancestors used human-like hand postures at this time, between 3 and 2 million years ago.
Australopithecus africanus is also associated with possible cognitive and cultural developments, due to the discovery of the Makapansgat pebble. It is a 260g. jasperite cobble with natural chipping and wear patterns that make it look like a crude rendition of a human face. The pebble, found some distance from any possible natural source, was in the possesion of a female Australopithecus africanus. The pebble was not a manufactured object, but it was possibly recognized it as a symbolic face, and treasured as such. This would make it the oldest known sculpture, or manuport known.
Read more in our ORIGINS section:

subset: commoncrawl


text:
What Are the Different Types of Sugar-Free Foods?
Sugar-free foods are exactly that: they're foods that don't contain sugar. Some foods may actually contain a form of it, but it's listed by other names consumers may not be familiar with. While certain foods contain no sugar as is, many companies now make both a regular version of a product and one that is sugar-free. Some people may choose to eat less sugar, others might be required to due to certain health conditions. Compared to years ago, there are now many places to find foods that are sugar-free.
The majority of foods contain some form of sugar, whether natural or otherwise. Companies realized the dilemma and decided, in addition to the regular versions, to also create sugar-free foods. Many people can now enjoy versions of the foods they might not have been able to have in quite some time, including sugar-free versions of pasta, cookies, candy, cereal and more.
There are already certain sugar-free foods, but they must be specially prepared, and typically without sauces, in order to remain that way. Some of the sugar-free foods include roasted chicken, white rice, asparagus, peppers, canned tuna and turkey patties. Those who want to add a little something might consider putting in some sugar-free options such as olive oil, margarine or sesame oil.
Some foods may not have sugar written plainly under the list of ingredients. It could be listed under another name, which consumers may not be aware of, and could easily go unrecognized unless shoppers are familiar with the specific terms. Fructose, maltose and lactose are just a few of the terms to be aware of. It's best to make a list of all the terms and carry it at all times.
Quite a few people are trying to cut back on, or completely cut out, sugar for several reasons, including trying to lose weight, trying to sleep better, or if they have, or are in danger of developing, a health condition such as diabetes. Many believe that people are more addicted to sugar than they realize, and that once deprived of it, will experience withdrawal symptoms. A couple of the symptoms may include feeling anxious and having headaches.
Those looking for sugar-free foods may not be able to find certain versions in regular supermarkets, but will likely be able to find them in specialty stores or online. Many restaurants and bakeries offer sugar-free options so more people can enjoy their food. Often, the best place to eat food that doesn't contain sugar is right at home, where it's possible to know exactly what's going in the dish and how it was prepared.


text:
No matter how big or small your revenue team is, SalesLoft has the ideal plan for your specific needs.
Sales Email | Calendaring | Analytics | CRM Sync | Governance and Security | Partner Ecosystem | Mobile App Access
For teams focused on generating pipeline, inbound and outbound.
For teams focused on managing opportunities to close.
For teams focused on the post-sales customer experience.
For teams working within multiple stages of the revenue lifecycle.
Take the guesswork out of inbound and outbound prospecting.
Efficiently and effectively drive opportunities to close.
Connect when it counts, for impactful customer experiences at every stage.
The #1 Sales Engagement Platform
The buying experience and post-sale support are second to none.
The best selling teams in the world use SalesLoft to engage with customers, build pipeline, and close revenue, faster.


text:
Noz Design: Patterned Blue Tile Kitchen
Our interlocking Chaine Homme pattern makes for a beautiful and vibrant focal point in this eclectic blue tile kitchen.
Our interlocking Chaine Homme pattern makes for a beautiful and vibrant focal point in this eclectic blue tile kitchen.
Blending seamlessly into the rest of the space, this petite kitchen's white kitchen tiles maximize square footage with an understated H-shaped pattern.
A small backsplash makes a big impact thanks to patterned kitchen tiles in our interlocking Chaine Homme pattern. Designed by Lily Spindle.
Featured in our Runway Collection, Chaine Homme in white makes for unforgettable handmade backsplash tile with its chic and impactful interlocking pattern.
Thoughtful details like modular shelving, dark green cabinetry, and a subtly stunning Chaine Homme backsplash lend this contemporary kitchen an artful edge.
This kitchen's inviting neutral palette features plenty of playful details. A Chaine Homme backsplash in our warm Shetland Wool glaze stands out while beautifully blending in.
This modern kitchen gets a dash of retro-inspired flair thanks to its counter-to-ceiling Chaine Homme backsplash. A contrasting black grout gives it extra emphasis.
A dazzling counter-to-ceiling tile backsplash featuring Chaine Homme in Milky Way blends beautifully into this kitchen's thoughtful neutral palette.
Caitlin McCarthy, one of HGTV's Fresh Faces of Design Award winners, works her magic on this eye-catching kitchen.
Interior designer Becca Stephens and architect Jen Hill collaborated on this cozily eclectic kitchen featuring our Chaine Homme tile in Slate Blue.
Interior designer and founder of Hommemaker Orlando Soria transformed his kitchen into an ultra-chic retreat with help from our Chaine Homme Tile.
This chic kitchen design makes a statement with a cool Chaine Homme Tile backsplash in our soft and serene Rosemary glaze.
Join our email list for a weekly dose of design inspiration, pro tips and tricks, plus a first look at new products!


text:
Major: Princeton School of Public and Internal Affairs
Professional Role and Organization:
Masters Student, Yale School of Forestry and Environmental Studies
Former: Urban Farm Manager, D&R Greenway Land Trust
How do you define sustainability?
Sustainability, to me, is both a goal so lofty that it is unattainable, and a goal not lofty enough. Based on how we are doing things as individuals, as businesses and institutions, and as a society, we will never reach sustainability - which is defined as "using resources at the rate at which they are being renewed." The renewal rate for forests is decades, for cropland is centuries, for fossil fuels is on a timescale we can't even imagine. The renewal rate for communities devastated by current and historic violence and by climate change is decades and sometimes centuries. The kind of rapid, radical shift that would be required to be "sustainable" is not something we can actually do if we remain so wedded to our current way of life. That way of life is, itself, exploitative - of people, of the Earth, of Spirit, of living entities of all species, sizes, colors, genders, ethnicities, nationalities.
Sustainability is also not lofty enough. Our goal should actually be regenerative. Think about it: we have degenerative (using more resources than are being renewed); sustainable (using resources as they are being renewed); and regenerative (creating more resources than are being used). The only way to go from such a degenerative, exploitative way of life to something sustainable - is to be regenerative in our interpersonal, economic, ecological, and food systems practices. We can be regenerative through community building and healing; through regenerative agricultural and ecosystems practices; and through radically reshaping our businesses and institutions to create more value than they use. This even goes so far as materials, product design, waste, and energy. These systems can all be designed in a regenerative (or, at least, sustainable) way. It does take a radical shift in values and reevaluation of practices because this is so far from the mainstream of how we are living nowadays.
How does your work relate to sustainability and how did Princeton prepare you for your role?
My work is in the area of land conservation, agriculture, and spiritual ecology. Through this work I am seeking to tangibly impact how land is used on the township and county level and encourage regenerative land management practices of both preserved land and active farmland. Although I'm not farming at the moment, I aspire to farm again in the future. Farming and personally serving a parcel of land can be one of the most regenerative acts, as we build this intimate tie with the land and with the other living entities who live and work it, as well as provide food for people - which brings people together, and is a spiritually as well as physically nourishing service. At Princeton, my studies led me to focus on how environmental problems affect political and social conflict. Through University-sponsored travel in Southeast Asia, I saw firsthand how the wellbeing of land, people, and the entire society are deeply intertwined. Examples of this abound worldwide, including in US history. After gaining a somewhat global perspective, I felt called to (literally) get my hands in the earth through farming to get a very personal perspective on these issue. The combination of direct experience and global experience has been very helpful in my work in a number of ways.
What advice would you offer to students seeking to focus on or incorporate sustainability in their careers?
Princeton prepares us with an understanding of policy, history, and global systems, but there's nothing like personal experience working in one's sector of interest to prepare one for a life of service. Learn diverse perspectives while in college and then try out different roles in your sector of interest, no matter how small. The most "menial" roles can be the most rewarding learning experience, as you really get to know people and the day-to-day operations of your sector. Stick with it and don't be wedded to a particular goal or objective; let the work shape you.


text:
Tracing the coffee house revolution to its Ukrainian roots
Wednesday, 20 February 2013 15:07
Ukrainians and Viennese have been arguing for ages about the origins of Europe's first coffee houses. As far as it can be traced back, a Ukrainian war hero named Yuri Kulczycki brewed the first cup of coffee in Vienna sometime soon after the Battle for Vienna in 1683, in a place called Under the Blue Bottle.
Read more: Tracing the coffee house revolution to its Ukrainian roots
Celebrating food traditions in Ukraine
Tuesday, 12 February 2013 14:37
Celebrating festivities without a table full of food and drink is almost unheard of in Ukraine. Often families and friends gather for "zastillya" - a sitdown meal at home - or raise a glass for "budmo" - a traditional toast. "Usually, when my friends or neighbours come by for a chat, I cook them something hastily", says Nadiya, from a village in the Poltava region.
Ukraine develops positive image of winemaking
Thursday, 07 February 2013 12:27
In early February Odesa is going to host the International specialized exhibitions "Wine and Winemaking" and "High degree". The main goal is to show a positive image of Ukrainian wine industry and improving the culture of drinking wine products. In 2012, the exhibition was attended by 90 manufacturing companies from 11 countries.
VI National Chocolate Festival, will take place in Lviv!
Thursday, 24 January 2013 14:00
Do you dream about sweet weekend? Welcome to Lviv in Valentine's Day! From 14th to 17th of February in Lviv Art Palace (17, Kopernyka Str.) an extraordinary and brilliant performance ― VI City Chocolate Festival will take place. In those days the city invites all sweet tooth to taste the best variety of chocolate sweets. After all at the festival the record for the number of represented types of chocolate and chocolate products will be once again beaten.
Read more: VI National Chocolate Festival, will take place in Lviv!
6th festival of new wine in Uzhgorod
Thursday, 01 November 2012 15:13
BEAUJOLAIS ZAKARPATTIA 2012 is taking place from 15 to 18 November, 2012.
More Articles...
Page 1 of 2


text:
Everyone loves eating and drinking al fresco but, being London, there's sadly no guarantee that the sun will be shining all summer. If you don't fancy holding a glass of Bollinger in one hand and a brolly in the other, check out Meza's new Moroccan summer garden.
Situated on the site of the legendary Marquee Club and Mezzo, the Wardour Street bar and restaurant (owned by Sir Terence Conran) has taken its inspiration this summer from Marrakesh – Morocco's famous 'red city' – and transformed its crimson atrium space into a hedonistic Bedouin tent.
Here you can lounge on plushly upholstered ottomans and sofas, while sipping spiced cherry mojitos and basil and honey daiquiris. On the food front, executive chef Richard Sawyer has created a mouthwatering range of North African inspired including tabbouleh, flat breads, hummus and merguez sausages that lend well to sharing with friends. (Top tip: book for a group of 12 or more and enjoy a complimentary cocktail on arrival). Meanwhile on Wednesday and Thursdays, you can enjoy live music to help you feel like you are really in the heart of a souk!
To make a booking at Meza's Moroccan summer garden, please call 020 7314 4002.
Like Haute Living London? Join our Facebook page or follow us on Twitter @HauteLivingUK. Want Haute Living London delivered to your inbox once a week? Sign up for our newsletter.


text:
Issue date: 11 April 2017
Windows 10 is the latest operating system from Microsoft, combining new tools and features with an easy-to-use interface. From May through to September it will be installed on student computers.
Windows 10 provides better integration with Office 365 – where you can access your email, contacts, calendar and Office documents remotely via your web browser, and have access to 1TB of OneDrive storage.
It also has the benefit of higher levels of security, as devices are encrypted automatically.
The Start menu will look a bit different to Windows 7 – but it'll have the same features you'd expect. On the left hand side you'll see the power options and installed applications. You can gain quick access to programs via 'tiles' which can be removed or added to suit your needs. You can find out how to use it via our quick user guide.
Windows 10 works well on touchscreens on tablets and laptops, and even desktop monitors.
We have a project team dedicated to the Windows 10 upgrade project, so if you have any questions you can get in contact with them via email@example.com
Back to top
University of the West of England
Frenchay Campus
Coldharbour Lane
United Kingdom
Email: firstname.lastname@example.com
Tel: +44 (0)117 9656261


text:
So this happened! I am excited to announce that I am now a Boohoo Student Ambassador. This will mean a lot more outfit posts and more. I had a great time up at the Boohoo HQ's in Manchester doing filming, photos and flat lays. I also met some great people and cannot wait to start this experience. I wore all Boohoo (of course), wearing a white midi and camel duster which all came as one outfit. Handy for the lazy shopper who just wants a completed outfit in one click! Cinderella who? I decided to try a long time shoe crush, the perspex heel, which I absolutely love and wish I could wear all day. Just as long as I'm sitting down anyways…
Watch this space! x
Duster and Dress Co-ord Set: Boohoo
Rose Gold Perspex Heels: Boohoo


text:
Join Our Newsletter
Subscribe to our newsletter and stay tuned with all new arrivals & offers
- Free Shipping
- Secure checkout
- Easy Return
Items 1-60 of 659
Items 1-60 of 659
Modest Forever Offering A Premium Range of Designer Abayas Online
About Abaya
Abaya is a cloak or a robe like a dress, which is worn over the dress and covers the entire body of women except for their feet, hands, and feet. It is adorned by Islamic women in some parts of the world. And the traditional Abaya is black in colour. Beliefs in the Muslim community The Islamic women dress in Abaya to follow the beliefs of their religion and faith. It is believed that women who cover their body with a loose garment will be protected against any harm. Women who wear Abaya also cover their head with scarves. For many years, there had been no change in its style until recently. Women have become open to the idea of experimenting with their Abayas. However, there is no compromising with the modest clothing or hurting any sentiments.
Modest can be fashionable too
The fashion evolution has been very subtle and sophisticated keeping in mind the religious sentiments. Who said modest clothing can't be stylish? We at, Modest Forever, are trying to break the stereotypes associated with Abayas. For several years, Muslim women were hesitant in trying something new, but we have come up with our line of amazing Women's Abayas online without compromising on the purpose why Abaya is worn. Our Abayas cover the whole body except hands, feet, and face.
Why Choose Us?
Our objective is to offer fashionable yet modest clothing to Islamic women, which is quite significant from our brand name itself. We want women to know that for flaunting the latest designs, patterns, and cut, they don't have to compromise with their beliefs.
We do a lot of experiments with colours, patterns, stitches, prints, designs, collars, sleeves, buttons, zips, etc. to come up with Abayas, which are loved by women. Women who were bored of wearing monotonous Abayas can now choose something unique. Our wide range of Abaya is ideal for party wear, routine wear, and office wear. These Abayas are made of comfortable and quality fabric which doesn't irritate your skin.
What else? We believe in catering to the needs of women of all sizes. Why differentiate between regular and plus size? We manufacture Abayas that perfectly fit plus size women too. Plus size women who struggle to find Abayas elsewhere can get fancy and beautiful options on our website.
In our quest to offer beautiful and unique designs of Abayas, we have designed Kaftan Abayas, Denim Abayas, and Maxi Dress Abayas so that the Islamic women can embrace fashion trends too without letting go of their beliefs.
Our web page for designer Abayas online is user-friendly, and anyone can easily access and browse through it. Online order placement is quite easier, and our rates are affordable. We take only a few days to deliver, and the shipping is free across the nation. The online payment options are easy, and we also offer the flexibility of cash on delivery. Not just that, we also an excellent team for customer support which is available at your services. You can get your queries resolved or ask about your order status from them, and we assure you will get a prompt response. Our objective is to make every transaction smooth for our customers.
Apart from Abayas, we also deal in a wide range of Kurtis, Kaftans, Hijabs, and a lot more in attractive designs, prints, and fabrics. You would not need anything else to complement your attractive personality than our range of beautifully crafted Abayas.
You can embrace fashion with our Abayas as the key principle is showing lesser skin, wearing long sleeves and having a modest neckline along with covering your hair. Modest fashion can be anything that doesn't violate the idea of modesty.
You can choose Abayas Category wise
The website offers an opportunity to choose the Abayas category wise such as:
Maxi dress
Denim Abayas
Embroidered Abayas
Printed Abayas
Different patterns
We understand how important it is for women to dress according to the occasion. Wearing the same pattern of Abayas can be monotonous after a point. Muslim women also need modest clothes as per the occasions. Even if it about wearing Abayas, why can't we have Abayas in various patterns for suiting their casual, routine, party, and office wear needs. We have exclusively come up with a wide array of patterns, which have been curated and designed after much thinking and efforts. These patterns and designs offer a beautiful look the Abayas, and they no more look monotonous. Having a look at the patterns, you will look forward to wearing different Abayas from our collection.
Box pleated Abayas
Plush Embroidery Abayas
Ruffled Affair Abayas
Bedazzled Abayas
Embroidered yoke Abayas
Modest design Abayas
Panelled Abayas
Colour blocked Abayas
Exquisite Dubai style Abayas
Classical Dubai style Abayas
Astonishing Embroidered Abayas
Bedazzled Embroidered Abayas
Elegant Embroidered Abayas
Lotus Embroidered Abayas
Whimsical Embroidered Abayas
Drape Abaya Dress
Graceful Abayas
Contrast Abayas
Dreamy Floral Abayas
Enticing stripes Abayas
Flamboyant Embroidered Abayas
Boho Embroidered Abayas
Graceful Lacy Abayas
Contrast Embroidered Abayas
Flouncy Laced Abayas
Party-coloured floral Maxi Dress Abayas
Melange printed Abayas
Metallic Zip Abayas
Variety in colours
We don't want women to wear only traditional Back Abayas and have brought a wide range of colours for women to choose from based on their preference or occasion. Here's a look:
Baby pink
Navy Blue
Moss green
Steel Blue
Sage green
Bottle green
Mint green
We have tried to offer various hues and shades from same colour so that there is no lack of choice for women.
We also introduce attractive offers from time to time so to benefit from the discounts introduced at regular intervals; keep visiting our web page for the best Abaya online shopping.


text:
Adjunct Wins Award at New England Science Symposium
In a letter to various Department of Natural Sciences faculty announcing that he had won a prestigious award for research posters, UHD alum and adjunct Mesias Pedroza said, "I still use the tricks that you all taught me for presentations." And it seems to have paid off!
On March 2, Pedroza received the Novartis Institutes for BioMedical Research Postdoctoral Award, which recognizes postdoctoral participants who create outstanding scientific posters, during the New England Science Symposium at Harvard Medical School. Pedroza, who graduated from UHD in 2007 with a bachelor's in biotechnology and UT Health Science Center in 2011 with a doctorate in biochemistry, is currently a postdoctoral scholar at Baylor College of Medicine. His research focuses on pulmonary fibrosis, or scarring of the lungs, which has no cure aside from lung transplantation.
According to Pedroza, current treatment for pulmonary fibrosis only addresses inflammation of the lungs, rather than the scar tissue. He's working to find a better alternative by studying how fibrosis is caused and understanding the disease's development timeline. He called the experience of presenting at the NESS awesome and credited UHD Natural Sciences' faculty with helping him feel prepared for the presentation.
"My experience at UHD has helped me a great deal," he said. "Many of the faculty have given me tips on being concise during presentations and making sure my research, which can be complex, is easily understood by others."
When he's not conducting research at Baylor or presenting award-winning posters, Pedroza is also an adjunct at UHD, leading a biochemistry lab.
"I enjoy working with the students; it's a very dynamic interaction," he said. "The more hands-on experience I can provide for them, the more excited they become about research and the possibilities research has to offer the world."
The New England Science Symposium, established in 2002, provides a forum for postdoctoral fellows; medical, dental and graduate students; post-baccalaureates; college and community college students to share their biomedical and health-related research activities through oral or poster presentations, to engage in discussions related to career development in the sciences, to exchange ideas and to expand their professional networks.


text:
. projects
Within this working structures the ground on which to construct is the human communication creating spaces of dialogue as it has always been . The weakness of humanity can be also interpreted as a radiant admission of the divine. Sounds complicated and in reality it is!
Lasvit's illumination is opening a gap in the dark grey world of monotonous forms and through surprise and astonishment is creating a sensation of warmth and well-being.Fundamental to design is pleasure and joy in everyday experience. Lasvit has transformed glass into one of the most intriguing materials in the world.
Zitanpixel by Stephan Hamel is a carpet exhibition curated by Francesca Alfano Miglietti at NONOSTANTE MARRAS. Opening from November 10th 2016 to January 9th 2017. Exhibits include a series of gyspy-style rugs that Hamel has transformed to turn them into unique pieces. FULL TEXT PDF ENG - ITA
Rugs are the first thing that make you feel at home. It was through my Russian grandmother that I learned to love floral rugs. I often wonder why it happened. Is it because of my fascination in the Russian tradition of floral rugs or due to my memory of my grandmother? The ZITANPIXEL rug collection are original pieces from the 1920s to the 1970s, woven in Romanian and Hungarian villages. The carpets are original, hand woven in wool in the tradition of the Romanian Rom Women throughout the whole of the last century. The era of the pieces range from 1920s to the 1970s, with the more recent pieces shown by a mix of synthetic fluorescent colors. As originals, some pieces had minor imperfections, which have been lovingly restored by craftsmen who value their vintage... FULL TEXT PDF ENG - ITA - DE
Designed by the Campana brothers, Edition by Stephan Hamel. Twelve columns in white Carrara marble with a base covered with rare Cardoso grey marble. The stainless steel base is supplied in eight pieces, each with twenty sections. There is remote controlled system which adjusts the rhythm of each water fountain. This Fontana Etruria is dedicated to water and the important benefits of this essential element. The marble menhirs function as purifiers and symbolise the regenerative power of water, ever present despite world's present day crisis of pollution.
This project starts from a personal life experience. This is certainly the creative outburst of ambulant salesman who loves the creative exchange in a world where you need to defend with your claws any form of expression that could obfuscate the image of somebody else. The carpets are the result of a model house for a Chinese client. This Starhouse was done for a fair during the Expo 2010 in Shanghai. I looked for a Historical atmosphere where the western world wants to meet the oriental with all that cultural deepness that give to our house a certain uniqueness. The western world prefers to forget the Opium war and wants to sell. While China is coming out of a period of rigidity and looks in luxury a win win reality. The fascination is the research of this paradigm and the intensity that could offer a productive dialogue. The jewels were conceived from the garbage of the Campana products as a gift to Roberta Bini. When Ettore Sottsass noticed them he congratulated the lady and I decided to make a brand out of it. Roberta became the creative partner since she don't belong to mechanism.
The Chinese market was at that time very difficult since one had to define the desires of the final costumers deeply, before the costumer understood what his desire was or will be. I made a long research of the Chinese culture and how our culture and our status symbols impose ourselves on this. The attached pdf contains The Little Red Book of Luxury. I tried to follow the steps of the great conductors of the Empire.
I developed for the community as for the owners this gorgeous little spot that is ideally ment to gather the locals and to give to the tourists a taste of the area. The former owner Viviana Viviani passed the place to their grandkids and to restore the glories of the seventies some typical icons of that period where chosen, together with the colors of the sunset and some Campana collages.
Located in an ancient village of Tuscany.
A program to interact between the community and the outside world. Monteggiori is a Etruscan village that became powerful in the Middle ages. The unique atmosphere gives to the events a special set up.
(2005) "Alexander the Great Coming Back From India Stopped in Monteggiori"
A special party. From belly dancers to Bollywood music 600 persons were enjoying the unique atmosphere of the ageless village.
(2003) "The Roman Decadence Never Stopped"
This Party was shot by Massimo Vitali which has been a brilliant PR action for the whole region.
(2002) "Acidolattico" Fashion show
Instead of organizing an exhibition of paintings, I made a defilè only for women of the village, also the people from Armani came to get inspired.
(2001) "Baroque Party"
Raja Maria Schwahn Reichmann my baroque cousin decorated the whole village and the costumes of participants were impressive.


text: drobeski 2,800 Posted May 16, 2017 Sure looking that way. Russia Russia Russia is all just a cover up of their dirty deeds. (Which has been predicted and indicated by real news sources.) Scumbags will be brought to light soon and fake Russia news stories to deflect will not make the truth go away. http://www.fox5dc.com/news/local-news/254852337-story 1 Share this post Link to post Share on other sites


text:
Grand Inn
Set up in the heart of Bangalore's commercial and business centre at Gandhinagar, this budget accommodation is conveniently located behind Buddha Temple, and is also less than two kms from the Central Railway Station. There are 40 elegantly designed suites to choose from, out of which 32 suites are centrally air-conditioned. Guests can treat themselves to a lip-smacking meal at the multi-cuisine restaurant of this hotel.
Check-in time : 12:00 NOON
Check-out time : 12:00 NOON


text:
Before anyone thinks oh no, this girl changed her hair colour again! :O LOL don't worry
Some of you guys may have known that I was blonde for a while and asked me to write a post on how I achieved it. ^_^ So today I'll be writing like half of it? Because I bleached my hair 3 times but I used different bleach products for each bleach session. For the first bleach process I used Gatsby Ex Hi Bleach. Second and third I used Smart Blonde High Lift and High Lightener & Platinum Blonde Toner (read review here).
|Watsons HK$50 (£4)
The dye came with a tube of cream developer, bleach power and a bottle of liquid bleaching agent. Simple instructions with diagrams. You simply pour the bleach powder into the liquid agent and shake it until its mixed together. Then add the cream developer into the mixture and shake again. Wa-la you are done my friend. ^__^
When applying it to my hair the consistency of the bleach wasn't thick or runny so it was easy to apply and didn't cause a mess. It had a nice fruity citrus smell is was nice, but once everything was mixed together the ammonia smell was super strong and it didn't mange to cover up the smell.
I found this bleach to be stronger than some others I have tried in the past, so it burnt my scalp a little. After using the bleach and after it has finished air drying; my hair didn't feel dry or damaged, the condition of my hair pretty felt the same. Also I found that, it left my hair with a subtle shine. This likely due to the "smooth and shine agent" Gatsby claims the bleach has. However, after washing it a few more time I found that my hair did become fizzy at the ends and kept on tingling, so I had to get a trim. >_< Which was kind of expected since it is bleach.
Overall, I would recommend this product, as I find it not very damaging. It lightens hair very quickly! So you will save some time on your hands. The product is super affordable and does give vibrant results. However, I was slightly disappointed as I did expect the colour to be brighter, maybe I should I went over the recommend time and left it on for 30 minutes instead? >_< You can risk leaving it on for the extra 10 minutes but it may damage your hair. I rate this product 8/10.
Results! ^__^"
Before using the bleach I had chocolate brown hair, after 20 minutes I have ended up with a vibrant yellowy orange colour.
|Before chocolate brown hair - taken with flash


text:
Good Qualities of Adult Children of Mentally Ill Mothers
There isn't really a huge trumpet blowing for the qualities that blossom in the children of mentally ill mothers. Not even much of a toot. But there's a whole orchestra booming about the downsides: the lack of self-esteem, difficulty forming relationships, trusting people, or most uplifting of all: the inevitability of developing your very own mental illness.
Just for once, let's not go to that particular concert. Because maybe, if you're the child of a mentally ill mother, you also have the capacity for things like this:
A Broad and Nonjudgmental Mind
I know you have a broad mind because a narrow mind simply cannot accommodate living in the world of serious mental illness. The tiny boundaries of the small-minded brain crumble and collapse when faced with a mother who tells them she is sending signals to the people who live on the planet Uranus. Your experience has trained you to look beyond the abnormal surface and see the human being that suffers beneath.
Take this, for example: Some people might be puffed up with fear, ignorance or prejudice on seeing a young man drag himself across the floor because he thinks his legs are paralyzed. In fact, both legs are in full working order.
But you are not one of those people. You know that this young man is suffering in his mind and not his legs, that just because he is assailed by mental illness, he cannot also be full of kindness, intelligence, humor and a generous heart. You are able to open the world up with your hands, split it apart and look deep inside it because you have seen how fragile and vulnerable people are. It hurts to learn that lesson but knowing it gives you a nonjudgmental nature and the gift of compassion. Imagine what a world it would be if everybody had that gift.
Children of mothers with serious mental illness cope with situations that would make grown adults cower and run for cover. As a young adult, you may have found yourself fending off the kind of emotional assaults that older people with a lifetime of experience and support would find tough: admitting your own mother to a mental hospital, seeing her through panic attacks and psychoses, dealing with police, social workers, being the caretaker today and onward. You become experts in crises, the underage soldiers on the chaotic battlefield of serious mental illness.
If you are not afraid when your mother stands over your bed in the dark hours of the night like a horror film figure, or if you can stay upright through your mother's deep depression as it renders her unable to speak, then you will have strength through crises that may see other people give up, lie down and surrender.
Sense of Humor
Mental illness hates a sense of humor, so you have learned to keep this weapon at your side.
Having a mother with a serious long-term mental illness often means your mother stops acting like a mother should. Despite this profound loss, or maybe because of it, you have the capacity to see the actual human being that your mother is. Because you have felt every deep emotion with her, you know your mother. For better or worse, you have seen her raw, seen the very bones and not just the flesh. There is nothing superficial or formal about a relationship which has been boiled alive by mental illness. In the end the true knowing of a person has to be worth something.
It's true you may be wounded at times, but you are raised from the debris of your mother's mental illness by the skills it has unwittingly given you: resilience, courage, a hard-won knowledge that everything will change and pass, an ability to see the suffering in others, to be nonjudgmental, to survive chaos and face crises. Acknowledge all these attributes which live inside you. As much as your mother's mental illness has hurt you, it has slipped up in its mugging of your family because it's given you some qualities to be proud of, too.
Freeman-Cuerden, C. (2018). Good Qualities of Adult Children of Mentally Ill Mothers. Psych Central. Retrieved on October 30, 2020, from https://psychcentral.com/blog/good-qualities-of-adult-children-of-mentally-ill-mothers/
Last reviewed: By a member of our scientific advisory board on 8 Jul 2018
Published on Psych Central.com. All rights reserved.


text:
Yes… The main topic of discussion – Black / Afro / Nappy / Natural Hair… Some things you want to know about my Nappy hair and black women natural hair struggles, let's start with – Afro / Black / Nappy Hair is basically different from any other hair type…
The Skirmish
I didn't like my hair as a child… I remember growing up in Ikoyi Lagos Nigeria and my sisters always said I had the worst kind of hair, they said it was always colored, it was thin and scanty, it does not grow fast, after applying relaxer I looked like a wet chicken etc. but my hair was just different, not bad but different. It was softer than theirs, less full apparently but easier to manage. Mom had no time to prep our hair so she sends us off to the salon every Saturday to go make our hair, different season for different kind of hair coupled with the fact that while in high school there was always a hairstyle for the week.
The Fun Part was the kind of names for the hairstyles, it still stuns me till today, like Patewo (clapping hands), Chuku (Hair goes up in a bun),
Police cap the hairs comes forward and falls to the right side as shown in image.
Image source: thesizzlingmommy
Mom had days for making Didi, Koroba, Calabar, but the most painful of them all was the woman in Maroko, Victoria Island who makes this threaded Hair also known as Irun Kikó
According to mom this makes the hair grow longer and faster (but she was right) basically this will be same thing as our today protective hairstyles made with yarn, faux locs or kanekalon but a lot tighter.
When you finish making this hairstyles your forehead must be shinning plus occasionally you end up with blisters around your edges… and if you have seen my face you will notice I have a well noticeable forehead *wink #ForeheadGang … I didn't like the way it looked with those styles so I ended up cutting my hair many times just to avoid going to the salon every Saturday. In 2014 I decided to go all natural with my hair, braced up, did the big chop again and now rocking my nappy hair but this comes with its own kind of skirmish.
First major struggle is the Tangling, Nappy hair gets really tangled if not managed properly, also knowing what kind of products works for your hair can be a big deal as the market is saturated with a million choices, for example a few nappy hair reacts negatively with cetyl alcohol or cetearyl alcohol as an emollient in hair products while some others love this ingredient because it softens the hair, so you always have to watch your hair carefully, use one product at a time for at least 3 months to know how it works.
Another big struggle is shrinking, nappy hair is thirsty hair no matter what porosity it has, the hair dries out very quickly and requires a lot of water and moisture, the challenge with feeding nappy hair all of this is that it shrinks as it takes it in, so your shoulder length 4b /4c hair would be 2 inches long or high after it is washed… Well some of my friends call this magic so perhaps that is a pro about our hair, and this was why my Mom always wanted threaded hair for us because it helps to retain the length of the hair and locks in all the moisture.
Looking untamed is a more likely a struggle for anyone like me who sometimes just wants to let the hair out, after a while of protective styling and weaves, It makes me feel some type of way when my hair just won't be loyal and even though there are a thousand styles you can make, it always just feels like you can't do anything with the hair, you see someone with a wash 'n' go and it looks nice, you try it and your hair is looking crazy all day long, frizzy and dried out, you watch YouTube trying to make straw curls or half bun with laid edges, you try it and your edges just won't be dedicated to the goal… hahaha … Let me see some comment if you have been in this situation.
So yes to all my non-black, non-nappy friends – Black hair is a big deal and black women pay a lot of money and spend so much time to maintain their hair. "We do not want you to touch our hair" because of the struggle to get it to cooperate and most people do not understand this. First and foremost thank you for asking for permission but for many reasons, and if you are reading this you can already tell that getting Nappy hair to stay in place all day long is tough so why should we let anyone mess our hairdo? Secondly germs are real and we don't need introduction of external elements to our freshly washed hair, so please admire it hair from afar, compliment it face to face so you can have a better view but don't touch, the reaction from this also varies between people, I have heard some friends equate this to being pet like a dog or stroked like a cat which is downright insulting or awkward especially in public. If a black girl lets you touch her hair, mostly it is just out of courtesy because you asked with a smile or she doesn't want to embarrass you with a big "NO." But between interracial relationships it is paramount that the nappy hair plays a role in the romance *wink*
Thank You!!!
I can write about black hair all day and still won't be able to get you to fully understand it, so I will list a few things I feel you will like to know, perhaps about maintaining your Nappy hair or you are just curious about the black / natural hair experience.
- Black hair is manageable with the right products and methods
- Black hair can grow
- Black women change their hairstyles very often because we can and we love it
- Black Hair is not automatically dirty hair
- Black hairs' number one enemy is the Hot Comb
- Black hair doesn't need to be washed every day because it looses oil
- Black Hair is beautiful even as it defies gravity
- Black hair is beauty and magic
There you go, now you have an awareness of the awesomeness of Black Hair.
If you know any Natural hair saloon anywhere in the world please recommend, I will be glad to update this post with the information after checking the location on google (I don't want to recommend a ghost place).
Here are a few recommendations:
Yellow Sisi Natural Hair – Lekki Phase 1 Lagos
O'Natural – Ojota Lagos
Sisi Jacobs – Kaduna
Game of Fros – Lagos & Calabar
KL's Natural Beauty Bar – Dolphin Estate Lagos
Please share your thoughts or experience on your natural hair journey.
- Protected: You are Invited!
- Hungarian Natural | Cruelty-Free | Vegan Skin Care Brands
- 4 Possible Mistakes Tea Lovers Make
- Aceite de ricino (Castor oil) For Eyebrow Growth
- CoronaVirus Pandemic and The Silver Lining


text:
Hi, Kent—
I don't know where I "implied Liu Xiaobo's fate may be in some way justified." On the contrary, I said, "nothing I've written here should be understood as a defense of indefensible actions," and "we oppose their imprisonment for crimes of conscience"—the "we" here being you and I and the rest of the Dispatches community. But so what? I agree that "the principles of artistic freedom apply to creative people regardless of whether or not they are 'progressive' in their aesthetics." Does that get Liu Xiaobo out of prison or help people understand China?
Not that we're really talking about China. Sure, I wrote to correct the sloppy misrepresentations and lazy smears you've published, but really we're talking about the how of politics over the what of principles. When I was a union organizer, we said that the fundamental questions for getting people on board were, What's at stake? What's it going to take? and What are you going to do? I get the impression that for you the stakes are only about your claim to moral superiority—probably because you've accepted that nothing you do will actually change the political situation in China for the better. But if the stakes are changing the political situation in China for the better, I may not know what it's going to take, but I am sure it won't involve much moral grandstanding. It will, however, take as deep an understanding of the political, economic, and cultural situation in China and its interactions with the rest of the world as we can muster. That means going to China, talking to people there, going to conferences, learning, teaching, translating… The point is to understand people with different opinions, not demonize them.
Is that principled? I think so, but then again I don't care. Here's something you wrote: "Poetry exists, is made, at least in its post-Romantic variety, from the very realization and often celebration that it is a fully material practice, and that its hoped-for reach will always, poignantly, exceed its grasp." I completely agree—for poetry, and for politics. If you want to do something about the powerlessness of American poets and the oppression in China, go organize for it. Do a good enough job, and I might come on board. But I don't see that happening when you justify containment with contradictory abstractions and try to motivate people through "a healthy dose of scorn."


text:
Spine Kicker M
The Spine Kicker M is suitable for medium jumps of the riders at the 2.0 Wakepark. Through the soft entrance and the soft jump, the riders can learn a variety of tricks. The entrance is located 20 cm below the water surface to ensure a smooth and safe driveway. The smooth transition helps with the controlled jump with a soft landing. This obstacle is suitable for a broad target group. In a normal approach without strong edging (30 km / h) the riders reach a height of 0.8 meters and a distance of 5 meters. In a fast approach with strong edging (40 km / h), the height is 1 meter and the distance 8 meters. *Note! Values are calculated without pressing or cushioning when jumping off the obstacle.
The outer contour (length x width x height) is 10 x 2 x 0,8 Meters.


text:
ZIPLINE Extend TV Cabinet W180-255
DOLCH collection is a feature of the hardwood material Oakwood which is imported from North America. We carefully select GRADE A Oakwood (FAS), which favored for its exquisite natural wood patterns and its exposed edge surfaces layered with a solid oak strip
- Brand: DOLCH
- Product Code: TC02301-O
- Availability: Delivery in 30 Days
Available Options
Product Description
• Materials: 100% Solid Wood (全實木)/ Oak Venner(only available in W180)
• Wood Color Option: Natural Oak / Walnut Brown
• Made in China
• W1800-255*D400*H500 mm
• Required Assembly, it takes 5-10 minutes to assemble the leg parts
High-end material
• Made of commercial-grade quality.
• Oakwood is structurally strong and long-lasting
• Relatively resistant to bug infestation and scratches
• Its durability and longevity save you a lot of effort and expense on maintenance work in return.
DOLCH collection color options
- The images are for reference only.
- Materials and products colours may vary due to resolution on computers. If you have any concern about product colours and dimensions, please feel free to visit our showroom or email us for clarification.
- Please understand that there may be minor differences from the intended measurements. Any dimension concerns, please contact our sales representative for final confirmation.


text:
Many people are fully aware that drinking plenty of water is essential for health and well being, and for this reason, they buy bottled water and chug it like it's going out of fashion. 2-3 liters per day is often the recommended amount. However, little thought is given to the water used to wash dishes, bathe in, shower in, and give to pets.
The fact is, even breathing in the bad stuff in tap water while we're having a shower can be very harmful. Just some of the things found in tap water include chlorine, fluorine compounds, Trihalomethanes (THMs), assorted hormones, pesticides and even trace amounts of prescription drugs. Imagine breathing all of those things in when you're supposed to be carrying out an enjoyable morning routine and getting on with your day.
If you're still using plain old tap water for everything, it could be time to make a change.
Still not convinced? Read on to find out why you should be…
Bottled Water Isn't As Innocent As It Seems
First off: let's start by talking about bottled water. You may think you're doing your health a favor by buying bottled water over using tap water, but studies suggest something different. In fact, many studies suggest that bottled water may not actually be much better than tap water. It can still contain nasty stuff, and it isn't regulated, so you can never be 100% certain about what you are drinking. It might taste a little better, but investing in a decent filter will be so much better for your health.
Not only will it be better for your health; it's better for the environment too. It takes gallons more water and oil to bottle the water and create the plastic, not to mention the issues that plastic is causing all over the world, particularly in the ocean.
It would be better for everybody if household water filtration systems were used worldwide.
Tap Water Is So Much Dirtier Than it Looks
Now, let's talk about why you should be concerned about using tap water to wash your body and do the other things you do every day. First of all, it has traveled miles to get to you, picking up plenty of contaminants along the way. It has also been disinfected with carcinogens. Disinfecting the water is a necessary evil. It's still bad for our health. This means that tap water is a chemical brew, no matter whereabouts you are in the world. You can't get away from the fact that it's dangerous to drink, shower, and bathe in.
How dangerous? Well, we can't be certain of the long-term effects – but isn't that a lot scarier? Studies found that 85% of households were using tap water with more than 300 contaminants in the US. Not only do these contaminants sink into your skin when your pores are open; you breathe them in.
The Solution
The only solution to this issue is to invest in a high-quality whole house water filter to make sure you can drink, bathe, and do other things with your water in peace. If you don't have a huge budget yet, you can look at investing in individual drinking water and shower filter units. Just bear in mind that a whole house system will stand the test of time, and you'll barely have to worry about things like maintenance and replacements once it's in place.
Of course, in the meantime, there are things you can do. Try shortening your showers, turning down the temperature so your pores aren't soaking up the contaminants. Don't take baths, as you'll be bathing in chemicals. Do your best to invest in these filters, even if you have to do it separately, and one at a time. Concentrate on a drinking water system first, as you can find these at very affordable prices all over the place. Don't wait!
Your morning and daily routine should not include daily exposure to chlorine, carcinogens and vaporized chemical contaminants. However, without a great system in place, this is exactly what is happening.
If you live with your children, pets, and other loved ones, this becomes even more frightening. Investing in a filtration system will give you peace of mind and ensure long-term health. Don't trust bottled water, either; save money in the long term, save the planet, and save yourself.
Will you be investing in a water filtration system after reading this? If so, which kind? Leave your thoughts and experiences below.


text:
Meet Jo Burrill, our new Development CoordinatorOctober 3, 2019 Tags: Birmingham, National Lottery, Reaching Communities
When Birmingham Community Matters emerged from its pilot phase with National Lottery funding earlier this year, we needed to find the perfect person to take our charity forward.
This summer we recruited a Development Coordinator – someone to further our charity's work in supporting small community groups.
We are delighted to say that BCM's new employee is Jo Burrill. Jo has worked in the not-for-profit sector since 2001, for small charities including a centre for refugees, as well as for Midland Heart. Jo has vast experience in developing, mobilising and managing funded projects, as well as in providing business advice to micro and social enterprises.
Jo's most recent roles were at Digital Unite and Parkinson's UK. For the latter she worked with branches and support groups within the larger charity in developing activities, campaigning, fundraising and recruiting volunteers.
Jo is no stranger to BCM, having supported us at a consultancy level in our early stages. She has managed many BCM surgeries, giving her a unique understanding of the multitude and variety of small and emerging groups across our city – and their scope to spread positivity through communities.
Jo is a great connector of people, as well as being warm and approachable. We are sure you will discover this when you meet her.
Welcome, Jo – we are very fortunate to have you on board.
BCM has another paid role to fill. We are looking for a Development Assistant to support Jo and our trustees. Is this flexible, home-based role for you, or do you know someone who'd be perfect for it? Get the application pack here. Please note the deadline is Wednesday 23 October 2019.


text: Dallas Dallas, Texas Windows & Siding Dallas, Texas is becoming en even bigger economic powerhouse and here at Americraft we want to assist with that exponential, economic growth in the form of excellent window and siding treatment for your new or old home. We have a highly-qualified team of experts who are eager to assist you on your journey towards new siding and windows. Our stellar reviews and testimonials speak for themselves and we have the combined experience to provide truly exceptional results for each and every home we work on. Feel free to request a quote if you're searching for "window installation dallas" using the button below and we'll be sure to respond to your inquiry as soon as possible. We look forward to hearing from you soon! Request a Quote


text:
All the exclusive Pics & Deets from Ranveer Singh and Deepika Padukone's Mumbai Reception!
Newlyweds, Ranveer Singh and Deepika Padukone have been in a celebratory mood since they got hitched in Italy earlier this month. And now that they are back in Mumbai post their Bangalore reception and days after their Epic Mumbai party thrown by Ranveer's sister Ritika, the couple broke the internet last night too!
Last night saw the Bollywood sweethearts' second reception and their first photos were nothing short of royal. In fact, the two look like real-life Bajirao and Mastani, don't you think?
Deepika looked a vision in white wearing an ivory and gold chikankari saree and jewels by Abu Jani and Sandeep Khosla!
Ranveer on the other hand looked dapper in a Rohit Bal attire complimenting Deepika's outfit totally!
Here's some candid moments from the much in love couple:
How cute is the 'R' and 'D' bouquet they received from the media?
Here's the power couple posing with the makeup artist:
Ranveer's mom – Anju Bhavnani:
The madness inside the reception:
We spotted Ranveer on his best behaviour in each of the wedding functions – the Italy wedding to his Bangalore reception! Although, slowly Ranveer is seen turning on his 'offbeat' avatar and being in his element.
He was spotted displaying his quirky side at his sister Ritika's bash, earlier this week and the Mumbai reception he was ALL HIM!
Here's one when he got too bored entertaining the guests, so he decided to entertain himself:
Reception behavior #101 @ranveersingh style: When your second reception gets too boring, break into a dance to keep your guests (or yourself) entertained! 😜 . . #deepveer #deepikapadukone #ranveersingh #celebritywedding #weddinggoals #deepveerreception #deepveerwedding #deepveerkishaadi #deepveerforever #weddingvideo
And here's when he decided the DJ ain't playing anything good, so he took upon himself to put some life in the party:
He was spotted near the DJ's console, checking out songs on the laptop and perhaps selecting his favourites, by artistes like Robbie Williams and Jason Derulo.
And while all that's good and great, here's bringing to you what the Groom-of-the moment has to say about his relationship to Deepika. Apparently Ranveer Singh was sure Deepika Padukone was the one he would marry six months into the relationship. He said, "This is the woman who would become the mother of my children. I was ready for a while. I was just waiting for Deepika to be ready. It would happen whenever she had decided. I was fully ready and raring to go."
And while we have all seen the beautiful pictures of the Lake Como wedding, here's what Ranveer had to say about it, "the fairytale Lake Como wedding was what Deepika wanted and it was my duty as a 'husband of the millennium' to make her dreams come true. Whatever her vision of getting married, I wanted her to realise it. Whatever she wanted, it was done exactly in that manner. She deserves every bit of it," he said, adding that his happiness comes from her's." *where is the damn tissue box when you need it*
Well well, what celebrations are yet to come only time will tell, here's awaiting their Bollywood reception-bash though!
- Previous Article
- ‒ Back to Overview ‒
- Next Article


text:
Video Player failed to load.
Space to play or pause, M to mute, left and right arrows to seek, up and down arrows for volume.
Resistant Weeds: Battling Australia's multi-billion dollar weed problem
An international program based in Germany is researching new herbicides to combat resistant strains of weeds, and an engineering solution conceived by a WA farmer is attracting interest from around the world.
Weeds cost Australian grain growers around three-and-a-half billion dollars a year.
The problem is that more and more weeds are resistant to previously relied-upon herbicides.
Tens of millions of dollars are being spent on research into possible solutions.
While an international program based in Germany is looking for new chemicals to combat Australian weeds, it's an engineering solution that is causing some real excitement.
Prue Adams reports.


text:
Our global pagesClose
- Global home
- About us
- Global services/practices
- Industries/sectors
- Our people
- Events/webinars
- News and articles
- Eversheds Sutherland (International) Press Hub
- Eversheds Sutherland (US) Press Hub
- News and articles: choose a location
- Careers
- Careers with Eversheds Sutherland
- Careers: choose a location
UK Pensions speedbrief - Will your PPF levy increase from April 2015?
- Pensions
The Pension Protection Fund has issued a consultation paper setting out its proposed levy framework for the three levy years from April 2015 onwards. This could result in your scheme's PPF levy changing significantly.
The biggest change is the use of Experian to assess insolvency risk instead of Dun & Bradstreet. Experian's model is significantly different to that of Dun & Bradstreet: it will be important to understand the likely effect of this change for your scheme. There are also changes around asset-backed contributions, unsecured guarantees (Type A contingent assets) and last-man standing schemes.
To allow trustees and employers time to assess the implications of the new model for the sponsor's individual scores, only scores from October 2014 onwards will feed into next year's levy figures.
The consultation closes on 9 July 2014.
So, how will the PPF's assessment of insolvency risk change?
The driver behind the new risk model is the realisation that employers which sponsor defined benefit ('DB') pension schemes eligible for entry to the PPF are not typical of the average UK business. Employers with DB schemes:
- are generally larger than the majority of UK employers
- have been established for much longer than most UK employers
- are much more likely to be part of a corporate group.
These factors influence the employer's insolvency risk. Experian has therefore worked to develop a model based on data relating to (and in particular, the actual insolvency experience of) those UK employers which have sponsored a DB scheme since the PPF was set up in 2005.
Some key points to note about the new model are:
- It focuses on financial information. In contrast, the generic model previously used by Dun & Bradstreet placed significant weight also on non-financial factors, such as geographical location or the number of directors;
- It allocates each employer into one of eight sub-groups, based on the type and size of business, its corporate structure (stand-alone or part of the group), and the nature of the accounting information which it publishes. Each sub-group is assessed using a specially tailored "scorecard", including one for not-for-profit entities; and
- In response to stakeholder feedback, it places greater weight on the strength of the employer's wider corporate group (the Dun & Bradstreet generic model recognised weakness within the employer group but did not give significant credit for the existence of a strong corporate group).
One area which is still open to discussion, and where the PPF is particularly inviting comments, is whether there should be an override for entities with a credit rating from Moody's, Standard & Poor's or Fitch. If introduced, the use of an available credit rating would be mandatory, not optional.
The consultation paper also proposes changes to service delivery, again responding to calls from stakeholders. Access to individual scores and to the underlying data used by Experian in arriving at those scores will be provided using a web portal, and it will be possible to set up an automatic email alert to notify changes in the insolvency risk score.
Access to the portal is currently restricted to trustees and approved scheme representatives, though the PPF is considering how direct access could be granted to employers.
How will the PPF give credit for asset-backed contribution (ABC) structures?
The PPF is concerned that the asset used to back the contributions in ABC structures in the event of insolvency may be worth less than the value attributed to the income stream in the scheme's accounts, resulting in an undeserved levy reduction.
To tackle this, the PPF plans to strip out the value of the ABC income stream from the s.179 values when the levy is calculated. To have the benefit of the ABC taken into account for levy purposes, annual certification will instead be required (as for contingent assets).
If the ABC is certified, credit will be given for the underlying asset value or the value of the income stream, whichever is lower. The income stream value must be reassessed each year, but the underlying asset will only need to be revalued every three years.
Two important points to note:
- Only ABCs backed by assets of the same kind as would currently be acceptable as Type B contingent assets will be accepted by the PPF. In practice, this means that only ABCs based on UK property assets will be recognised for levy purposes.
- Where schemes have already submitted a deficit reduction certificate in respect of an existing ABC, that certificate will be disapplied in its entirety. So if the certificate also covered other contributions (eg. recovery plan payments), schemes will need to recertify those contributions.
Is anything else changing?
The Consultation also addresses two other material potential changes.
First, Type A contingent assets (unsecured parent / group company guarantees) are changing so that:
- In future, trustees will have to certify a fixed amount which they consider the guarantor will be able to meet in the event of employer insolvency: the option to certify more generally that the guarantor can meet its obligations will be removed. Credit will only be given for the fixed amount when the levy is calculated; and
- The guarantor's insolvency risk rating will be adjusted to take account of the fact that it has given the guarantee. (If the guarantor participates in the scheme itself, this change would apply only to its risk score as guarantor, not as employer.)
Secondly, a couple of changes are proposed in relation to last-man standing schemes:
- Following several cases where the PPF has found that schemes have been wrongly categorised (and so wrongly taken advantage of the current 10% reduction in the risk-based levy for last-man standing schemes), trustees will need to confirm that they have legal advice that the scheme is a last-man standing arrangement; and
- The scheme-structure factor applied to a last-man standing scheme for associated employers is to change, with the insolvency risk for each employer being weighted according to the number of members attributable to that employer.
How would this affect your scheme?
These proposals could affect your PPF levy very significantly.
The PPF acknowledges that the new insolvency risk scoring model will produce winners and losers, since it results in a significant (though more even) redistribution of schemes across the ten levy bands. Some schemes may fall by 5 levy bands or more; equally, a lucky few will jump from band 10 to band 1.
Of those schemes seeing a material change to their levy, the PPF believes roughly 60% will see an improvement and 40% will experience a deterioration. Since the overall levy amount remains the same, the average increase for those schemes who fare worse under the new model will be rather larger than the average drop in levy for the 'winners'. On the PPF's estimates, the average increase is around 150%, but the average decrease is only 40%.
The consultation paper (plus annexes) contains a detailed impact assessment. However, employers (and trustees in relation to their sponsors) will want to obtain their indicative Experian scores and data and assess the likely impact on their own levy invoice. We expect that employers will contact their scheme's trustees as a matter of urgency to ensure they get access to this information as soon as it is available.
In the challenge of getting to grips with the new model ahead of October 2014, employers and trustees also should not overlook the likely impact of the PPF's other proposals. In particular, existing ABCs or Type A contingent assets may cease to be recognised in full or at all, which could have a serious knock-on effect on the size of PPF levies.
This information is for guidance purposes only and should not be regarded as a substitute for taking legal advice. Please refer to the full terms and conditions on our website.
- Reporting Misconduct - Updated ICAEW Guidance puts the spotlight on personal behaviour
- The new Restructuring Framework from a Creditor's Perspective
- Changes to Hong Kong maternity rights coming in December
- Recording of conversations | What does the law say about secretly recording a conversation without the consent of the other party?
- Education briefing – Institutes of Technology – competition for second wave launched


text:
Worried about your child's future?
Worry not! As far as the Conservative Party of Canada is concerned, thanks to Stephen Harper, "things look a lot better now than they have in a long time" for the nation's young people!
That's what the Conservatives' Chief Operating Officer (and "proud father") Simon Thompson had to say in a recent fundraising e-mail to Conservative supporters, explaining that the "proven leadership" of Harper has put the nation's jittery youth at ease by instilling "reason for optimism":
But is this "optimism" really "proven"? Let's take a closer look:
1. "What will I do after graduation?"
Good question!
If Harper's "proven leadership" record is any sign, new graduates can expect a future of low-wages, underemployment, and unstable work.
While Canada's youth unemployment rate has been stuck above 13% since the 2008 economic meltdown, another 29% of youth are underemployed. And CIBC recently announced job quality in Canada reached a 25 year low under Stephen Harper's leadership, with temporary, low-paying and part-time work becoming the new normal.
A poll commissioned by the Broadbent Institute last year found Canadian parents and their children are equally jittery about the future -- half of baby boomers said they think their kids' economic opportunities will be worse than their own while over half of millennials said they expect precarious jobs in their future.
Of course, if your dad is a Conservative insider, you can always use your connections to gain experience by working for free, as the Governor of the Bank of Canada recently advised young people.
2. "The college & university dorms have emptied out for the summer." Now what!?
Assuming they can afford to stay in a dorm (living expenses can add tens of thousands to students' debt loads, so many simply live at home), his anxiety about the summer job hunt is understandable:
- According to Statistics Canada, the unemployment rate for full time returning students last July was 15.6%, and over 17% for men.
- This year, Canada's youth unemployment rate climbed to 13.6% in April and, in the month most students were busy studying for exams, the economy shed 13,200 prospective youth jobs.
- Last summer, nearly half a million Canadian youths looked but could not find a job. And it's been pretty bad for the last six summers in a row:
3. Is it really a "reason for optimism"?
Great story!
Three problems, though:
- What Harper doesn't tell you about the million jobs he's created is many of them are temporary jobs. In 2014, Canada created over a hundred thousand temporary jobs, but only 32,000 permanent jobs.
- The number of jobs created is not keeping pace with population growth. While Canada added over a 138,000 jobs, there were 304,000 people who joined the workforce (many of them recent graduates).
- In January, the percentage of Canadians participating in the workforce shrank to its lower level in 14 years.
Stephen Harper's "proven" something alright -- the only question is what?


text:
The entire 16 minute pre-match press conference, George Baldock answers questions from the assembled media.
Commentary to begin soon
Recent results
Advertisement block
Advertisement block
Advertisement block
Advertisement block
Advertisement block
21 December 2019
United made it three wins on the spin, and stayed unbeaten on the road in the Premier League, after a 1-0 success at Brighton and Hove Albion.
Oli McBurnie's well-taken first-half strike, his third of the season, was enough to send the Blades supporters home for Christmas in high spirits, and it could have been more as United had two goals disallowed by VAR.
Boss Chris Wilder made two changes to the side which beat Aston Villa last time out.
With John Fleck serving a suspension he was replaced in the side by Luke Freeman, whilst McBurnie, impressive in training, was recalled with Lys Mousset on the bench.
Callum Robinson also returned to the bench after illness, whilst Michael Verrips replaced Simon Moore who had tweaked a groin.
Wilder's side looked to have made an early breakthrough on a first visit to the Amex when Luke Freeman's corner was missed by Brighton 'keeper Mat Ryan, allowing John Egan to bundle the ball into the unguarded net. Following a VAR check the goal was chalked off after it was adjudged to have gone in off the Irishman's hand.
On 16 minutes United worked another opening. John Lundstram pinched the ball just outside the Albion area, he played a one-two with George Baldock, but rattled an effort into the side netting.
Brighton threatened when Aaron Mooy's effort was saved by Dean Henderson. Martin Montoya picked up the loose ball and squared for Neal Maupay to net, but the flag was rightly raised for offside.
The Blades continued to carry a threat and opened the scoring on 23 minutes. Henderson's booming clearance caused panic in the Brighton defence, and after a poor header by Adam Webster, McBURNIE sprinted clear to coolly slot beyond Ryan under pressure.
Shortly after a perfectly weighted David McGoldrick pass almost had Lundstram through but he couldn't get his shot away under pressure.
The Blades were creating the better openings and were dominating the half, but Maupay still carried a threat as he glanced a header well wide from a right-wing cross.
At the other end Jack O'Connell planted a header from Ollie Norwood's corner wide, but the referee had also blown for a push on a Brighton defender.
Brighton boss Graham Potter acted at half-time making two changes as Glenn Murray and Aaron Connolly replaced Leonardo Trossard and Pascal Gross.
United were inches away from making it 2-0 on 49 minutes. Another long ball forward caused alarm for Webster as McGoldrick muscled him off the ball before carrying it forward, rounding the 'keeper but from a tight angle his low shot hit the outside of the post.
Wilder then made a change as Ben Osborn replaced Luke Freeman on 53 minutes.
The Blades netted again shortly after but once again VAR came to Brighton's rescue. Norwood's free-kick was headed towards goal by Egan, Ryan spilled it straight to O'Connell who netted but the video referee disallowed the strike for offside.
Brighton then made their final change as Yves Bissouma replaced Montoya, whilst the Blades brought on Mousset for McBurnie.
The Blades had the better of the opening 15 minutes of the half, but the home side started to come back into the contest as two Mooy crosses forced the United backline into some scrambling defence.
Norwood came to United's rescue when he made a fantastic block after Davy Propper lined up a shot from 25 yards, and soon after Henderson tipped over a Connolly effort from 20 yards.
On 75 minutes Enda Stevens became the first name into the book after stopping a counter with a trip.
Egan made a great interception to halt a Brighton move down the right and also headed clear the resulting corner as United stayed strong at the back.
At the other end the Blades came within a whisker of a second as Mousset cut in from the left, beat two players, but fired an effort just over from 20 yards. Whilst a few minutes later, McGoldrick steered Osborn's cross over the bar on the stretch.
Late bookings for Basham and McGoldrick were handed out, but United saw out the final moments to record yet another away win.
Brighton: Ryan, Montoya (Bissouma 55), Dunk, Webster, Burn, Stephens, Propper, Mooy, Gross (Connolly HT), Trossard (Murray HT), Maupay.
Unused: Button, Alzate, Duffy, Bernardo
Blades: Henderson, Baldock, Stevens, O'Connell, Basham, Lundstram, L. Freeman (Osborn 53), McBurnie (Mousset 63), Egan, Norwood (Besic 82), McGoldrick.
Unused: Sharp, Robinson, Jagielka, Verrips.
As it happened...
We are underway...
Blades in a third strip of yellow for the first time this season.
Dangerous early cross into the near post towards McGoldrick, but Brighton defend well as United make a good start.
Baldock breaks to the by-line and wins a corner for United.
First attempt by Freeman ends up going behind for another corner. His second attempt is missed by Ryan and Egan bundles the ball in! 1-0 Blades.
Hang on VAR check...
Disallowed! It's 0-0. Egan adjudged to have handled.
Quiet spell since the Blades goal was chalked off. 0-0.
Lundstram pinches the ball back for United just outside the Brighton area. He plays a one-two with Baldock before unleashing a shot into the side netting. 0-0.
Brighton thought they'd gone in front when Mooy's shot was parried by Henderson to Montoya, who cut the ball back for Maupay to net, but the flag was rightly raised for offside. 0-0.
Dunk hammers a free-kick well over from 25 yards after a foul by Lundstram. 0-0.
It's McBurnie for the Blades and this time it stands! Huge clearance by Henderson, a mistake at the back by Brighton and McBurnie coolly slots the ball beyond Ryan. 1-0 Blades.
McGoldrick with a wonderfully weighted pass for Lundstram who is almost in but the ball wouldn't quite run right to shoot and Brighton clear. 1-0 United.
Dunk with a run forward from the back but his low cross is claimed by Henderson.
Soon after Maupay glances a header well wide. 1-0 Blades.
Henderson has to be quick off his line to clear as Brighton send a ball in behind the full back position. 1-0 Blades.
Here comes the rain!!!
Quick thinking by O'Connell from a throw wins United a corner.
Norwood's corner finds the head of O'Connell at the back post, but he plants his header wide. The referee also blows for a push by the Blades defender.
One added minute
Brighton 0 - 1 Blades
McBurnie's strike is the difference at the break, as Egan also has a goal disallowed by VAR.
We are underway again...
Two changes for Brighton at the break as Murray and Connolly replace Trossard and Gross.
So close to a second!
Long ball over the top and McGoldrick has done brilliant to force the mistake from Webster, take it on, round the keeper, but his shot from a tight angle hits the outside of the post.
Change for United as Ben Osborn replaces Luke Freeman
Blades denied a second goal by VAR when Egan's header from Norwood's free-kick is fumbled by the 'keeper and put in by O'Connell, but he is offside. No goal.
Change for Brighton as Yves Bissouma replaces Montoya.
Dangerous Mooy corner headed clear by O'Connell as Brighton enjoy their best spell of the game.
Lys Mousset replaces McBurnie.
Two dangerous Mooy crosses give United's defence something to think about as Brighton fail to take a couple of half chances.
Propper lines one up from the edge of the area but Norwood makes a terrific block.
Shortly afterwards Connolly's effort from 20 yards is tipped over by Henderson and nothing comes from the corner.
Stevens is in the book for a trip.
Egan makes a great interception from a low cross as Brighton attack down the right.
The same player then heads clear the resulting corner.
Fantastic run from Mousset as he cuts in from the left and beats two players but he fires an effort from 20 yards just over.
Final change for United as Mo Besic replaces Norwood.
Basham booked for a trip on the right edge of the area.
Chance for United on the counter as Osborn clips a cross to the back post but McGoldrick on the stretch puts it over.
McGoldrick sees yellow for stopping a counter
Bissouma yellowed for simulation as he attempts to win a penalty.
Attendance: 30,505
Five added minutes
Murray rises to try and meet a cross into the area, but he is penalised and it is free-kick to United.
Mooy cross is headed over by Webster.
Full time
Brighton 0 - 1 Blades
McBurnie's first half goal wins it for United who have two goals taken off by VAR.
Advertisement block
Advertisement block


text:
I couldn't make my Market Timing Calls for Clients without the Intermarket Analysis work that I do – which is beyond the Macro, Fundamental, Sentiment and Technical Analysis I provide.
Here's a cute-ish play-by-play on why and how I use Intermarket Analysis to time actionable trade ideas for clients:
Wrote September 5th: Small caps may surprise to the upside:
Then I shorted IWM and showed clients why:
And, Here We Are:
There is A LOT MORE in these Chart Packs, but I wanted to give you a flavor. To get the whole meal, set sail with me.
Just Published – Intermarket Chart Attack: New Month New Risk
Can Fed Cuts Save US From Economic Recession?
Today markets turned red intraday – not on higher USD (although DXY had broken above highs set two years ago) or on the surge in 10 -yr yields (from BOJ steepening their yield curve). In the past, either of these Macro events would have caused a pause in market's advance but we have the New-Not-Normal times.
We have a sea change in the world of central banking in that after 20 years of trying to suppress rates, the BoJ now wants higher LT rates in order to save its banking system. A day after cutting its QE plans, their 10 yr JGB auction overnight was the worst since 2016. Peter Boockvar, @pboockvar
Not only was this BOJ announcement a big deal, but the BOJ announced cutting short-term rates and orchestrating long-term rates higher to help their banks … on the same day they implement their new sales tax! I tweeted and discussed in my Live Trading Room that is was the reason why our treasuries were selling off with the JGBs.
Fast forward a few hours and at 10AM ET the 10-yr yield which had been up 3.13% when I had last checked (a big move in and of itself) had reversed and gapped down hard – eventually down 3%. I knew why – PMI – and was not shy to call out "Seatbelts!" so clients would have time to close/tighten stops on longs or reverse short. I had also noted near the open that HYG and JNK had broken down – even before ISM and before Oil dropped – so they were my Tell we had trouble brewing and volatility soon to emerge.
Even later when it seemed markets were stabilizing I was convinced we would see Volatility move higher in the day and markets sell off into the close. Case in point: The Russell / RTY dropped -3.2% in 4 hours. This is the benefit of having a live trading room and ability to interpret macro data into micro trade set ups.
Big ISM Surprise
We had a big negative surprise in manufacturing data with the release of the September ISM Manufacturing index. It registered a print that was lowest in ten years, representing more proof of contraction in the manufacturing sector.
Lawrence McDonald had a good reminder:
Don't forget there is a chunk of the asset management industry that will, by mandate take down US equity exposure with a sub 50 ISM. + There's a decent body of historical evidence which points to an ugly earnings quarter, post a sub 50 print.
And there is this 'small' matter of a 9-month rolling % change that demonstrates a large divergence between actual manufacturing number and price in the S&P.
The U.S. isn't the only one experiencing contraction:
Here's a summary courtesy @chigrl of Global Manufacturing PMI's that were released before ours:
- EZ ⬇ 45.7 v 47.0
- Germany ⬇ 41.7 v 43.5
- Italy ⬇ 47.8 v 48.7
- France ⬇ 50.1 v 51.1
- Spain ⬇ 47.7 v 48.8
- Sweden ⬇ 46.3 v 51.8
- Greece ⬇ 53.6 v 54.9
- Poland ⬇ 47.8 v 48.8
- Russia ⬇ 46.3 v 49.1
- Czech Rep ↔ 44.9
- Netherlands ↔ 51.6
- UK ⬆ 48.3 v 47.4
- Japan ⬇ 48.9 v 49.3
- S.Korea ⬇ 48.0 v 49.0
- Taiwan ⬆ 50.0 v 47.9
- Vietnam ⬇ 50.5 v 51.4
- Philippines ⬇ 51.8 v 51.9
- India ↔ 51.4
- Indonesia ⬆ 49.1 v 49.0
- Malaysia ⬆ 47.9 v 47.4
- Thailand ⬆ 50.6 v 50.0
- ASEAN ⬆ 49.1 v 48.9
US export orders are also declining at the fastest pace since the recession – courtesy (((The Daily Shot))) @SoberLook
And if this FX Index compiling 23 currencies is any indication, we have further to drop: Courtesy @RemiGMI
Trump tweeted post ISM blaming the higher USD and slowing manufacturing on Powell and the Fed for too-tight policies, with no mention of the uncertainty and margin contraction created by his over year-long Trade War and Tariffs.
Here's how @IanShepherdson framed his note today:
"If consumers' confidence seriously falters, the U.S. could tip into the first recession ever caused directly by the actions of the President rather than the action of tight monetary policy on an overstretched private sector."
Risk Ranges
Below $2937 is Risk Off:
"A look at US Equities index/ETF options positioning shows us that dynamics are tilting, with $Delta- and $Gamma- for both SPX/SPY and QQQ now 'negative'", Nomura's Charlie McElligott warned on Monday. That opens the door to "sloppy" price action and it's also worth mentioning that as of yesterday morning, the trigger level for CTA deleveraging on Charlie's QIS model was 2,937
Also according to Nomura (from yesterday): courtesy @themarketear
And this right before Earnings Season kicks into gear, which by the way although S&P earnings estimates have been lowered in a big way, Morgan Stanley still thinks they are 10% too high!
Free Trades! Yeah, Right.
Schwab was in the news today as they announced "Free Commissions" that caused the sector to nose-dive! Well, I wanted to make you aware of the 'fine print'.
Schwab's 2Q19 Rule 606 Order Routing report to find out where all those free trades will most likely be executed. Do you know who these companies are?
High Frequency Traders who are adept at parting traders from their money AND charging them for the 'privilege'.
This is one reason I have my Brokerage-Triggered Trade Alerts with Interactive Brokers!
China Concerns Continue
Yes, the CCP is celebrating 70 years of country domination and prosperity, while US wealth managers are wondering if Trump would follow through with his threat to prevent US Investments in Chinese companies, including but not limited to delisting Chinese stocks. Here's my short-form view:
👇THIS narrative to stop US Investment in Chinese stocks (at a min) will grow louder as Trade War escalates. The call to delist China stocks in US will trigger a Capital War.
Even though WH talked this back, The Risk to markets will not go away.$EEM $MSCI $FXI$TCHEY $BABA $JD https://t.co/rXGl8PWIo9
— Samantha LaDuc (@SamanthaLaDuc) October 1, 2019
Here's my long-form view as written about in a Seeking Alpha article on June 19th of this year, I alerted to the threat of US blocking US Investments in China…
And here are some others signaling caution:
Major US fund managers have billions of dollars at stake in some of the most popular Chinese stocks, exposing them to potential losses should the White House move to delist Chinese firms from US exchanges. "The proposed measures would completely undermine the international market and would harm the US's role as a conduit for international capital," Jefferies equity strategist Sean Darby wrote in a client note.
Ray Dalio offered his take on China. The billionaire said early talks of limiting U.S. investments in the Asian nation make him wonder if the White House is "inching toward bigger moves." In an essay on LinkedIn, the Bridgewater founder wrote: "the ability of the U.S. president to unilaterally cut off capital flows to China and also freeze payments on the debts owed to China, and also use sanctions to inhibit non-American financial transactions with China must be considered as possibilities."
I have already placed trades on China. You can follow my actual trades here:
Brokerage-Triggered Trade Alerts!
An Invitation for Active Traders and Investors:
Come Learn how Jerremy Newsome at Real Life Trading and I interpret and trade market-moving news on multiple timeframes, using options!
Macro-To-Micro Power Hour
Wednesday Oct 2nd at 6PM CT


text:
We define precise and productive solutions for manufacturing
Retronix Semiconductor is an experienced engineering services and general contractor company working globally to serve the semiconductor and high-tech manufacturing industries. We offer flexible labour, equipment installation, tool decontamination, harvesting, and relocation, as well as facility support for the world's leading OEMs and IDMs.
We continually challenge ourselves to define and implement safe, precise, and productive solutions to manufacturing support requirements. Whether it's a full fab de-installation, single-tool relocation, short or long-term project, we pride ourselves in getting your job done right and on time.
Retronix Semiconductor is headquartered in Arizona with additional locations in Texas, Oregon, Colorado, Ireland, Scotland, and Israel. We are located right where our customers are – all over the world.
We are Retronix Semiconductor – and we look forward to working with you.


text:
Grilled Potatoes and Carrots
1 lb. baby potatoes, cut in half
1 lb. baby potatoes, cut in half
1/2 lb. baby carrots
1/2 diced red onion
2 Tbsp. Canadian Maple Mustard
1 Tbsp. Metropolitan Garlic Lovers Passion Rub
3 Tbsp. Lemon Olive Oil
Toss all together in a bowl. Let marinate for at least an hour. Make foil packets and BBQ until potatoes are cooked.
*Tested in BBQ Cooking Class
Share this post
- Tags: Lemon Olive Oil, Side Dishes, Vegetables


text:
Not supported Models:
Too avoid any disappointment later order the GSX report first before ordering this service.
Processing time: 1 to 5 days
Once we reply unlocked, you have only 2 hours to verify.
This service will network unlock all iPhone models from iPhone 6S to 11 Pro Max except for FLEX carrier and 512 GB versions from all countries around the world even if your phone is reported Lost or Blacklisted.
Once we Reply "Unlocked"
Activate your iPhone asap
We won't be able to give any kind of support after 2 hours of reply. No Verification and No Refund.
Activate your iPhone With Wifi and Don't Update IOS After Activation. If you update, your IMEI will be re-locked, and we will not refund.
Blacklisted phones will get network unlocked but this service will not remove the blacklist, so in that case after successfully unlocking the device it will only work in countries where it is not blacklisted.
Blacklisted phones will get network unlocked but this service will not remove the blacklist, so in that case after successfully unlocking the device it will only work in countries where it is not blacklisted.
If your carrier is CDMA make sure it is compatible with the network you want to use it on.
This service only has a 2 hour relock guarantee only. If your phone gets locked again after 2 hours we will not refund you or fix it, If you do not agree to this do not order.
The unlock keys will remain in the device until the next ios update. Before updating check the iPhone carrier checker service to see if it still shows as unlocked or not. If it shows Unlocked you can update to the latest iOS, if it shows locked to carrier then do not update it because it means it will relock 100%.
Blacklisted Phones will not work in Canada or the USA even after network unlocking is completed successfully.
Blacklisted phones can be used only in Countries were it is not on the blacklist. Check with your local Network carrier to confirm.
Flex Carrier Not Supported
iPhone 6s 32GB
iPhone 6s 64GB
iPhone 7 32GB
iPhone 8 64GB
iPhone 8 256GB
iPhone 8 Plus 256GB
iPhone X 64GB
iPhone X 256GB
iPhone XR 128GB
iPhone Xs 64GB
iPhone Xs 256GB
iPhone 11 64GB
iPhone 11 128GB
iPhone 11 Pro 256GB
STRICT NOTICE: NO REFUND FOR RELOCK ISSUE/ No REFUND for Wrong Model, No refund for wrong Policy ( Flex policy) Order GSX REPORT before ordering this service to be sure.
AGREE *ONLY 2 hours warranty for relock* No Refund. Use This Service At Your Own Risk.
Are you looking to Network Unlock your Phone? Then we are the unlocking company for you!Phone Unlocking
Our unlock instructions are the simplest to follow. We only require that you use your keypad to enter your UNLOCK CODE. If you can dial a telephone number, then you can e...Easy Instructions
Are you a code supplier or software developer looking to purchase phone unlock codes then we are the unlocking company to help you be successfulRegister


text:
Businesses today have to compete with marketing challenges, new offerings, understand business vision and convert the opportunities.
We at Tech Pathway makes it easier for businesses with the help of data that is gathered across various sources either inside or outside enterprise.
Data science as a service is really a demand for businesses, it helps effectively minimise revenue leakages, identify problems and frauds, empower revenue growth,
regular sales conversions, and improve the life of enterprise employees.Tech Pathway data science experts implement Data Sciencetechnologies like Machine Learning, Artificial Intelligence, and Deep Learning in the big data solutions.
We also helps enterprises to predict and perform data-driven business decisions and understand important steps to strategize and optimize operations.
Gathering data from various required sources
Arranging data for modeling tasks
Identifying relevant data algorithms for use case on which we need to work
Machine Learning Model development
Ensure execution of proposed models
IRanking & projection of data scores
Types of Analytics we deliver
Identifying and combining appropriate analytics – Like descriptive, prescriptive, diagnostic and predictive. Our expert works to implement the following solutions:
it is a technique which explains a relationship between the variables.
it is a process in which statistical tests are used to check if a hypothesis is true or not using data. Based on this testing one can accept or reject the hypothesis.
this test is used to determine the mean of more than 2 groups of data set are different from each other.
it is technique to find relationship between a set of input variables and output variables.
It is a kind of algorithm where the data is grouped into unique and differentiated clusters.
it is extremely easy to understand and interpret. At every node of the tree one can interpret what would be the consequence of selecting that node or option.
This technique reduces the data set of higher dimension to lower dimension without the loss of information.
this test is used to identify the preferences of customers for different attributes which makes a product.
it is the most popular tool in the industry. It has become a lot more robust and can handle large set of data easily.
it is the most favourite tool of programmers. This tool offers a comprehensive coverage of statistical and mathematical function.
this tool especially works on unstructured data and huge volume of data.
it's a big data tool for moving data and is ideal for real-time analytics or stream processing.
it is an easy tool which is used for slicing and dicing your data and creating great visualization and dashboard.
it is a slightly faster tool than tableau and is way more flexible.
this tool has a web interface which makes it more easy to use and has a great visualization option.
Our Competencies and Achievements
Full Range of Data Analytics Services
To understand the popularity of real estate apps, it makes sense to take a look at top companies operating in this business niche like Zillow and Trulia
On-demand mobile-based applications solve problems of average people with real-world solutions. Uber's on-demand taxi service, accompanied by a couple of apps
Opening a salon is a very easy task but customer prevention is a necessary task for a business. The time comes when a customer needs to wait for a long time to get a haircut,


text:
Our tassels are the perfect accessory to attach to your HeyHandy mobile phone chain. This one is golden sand coloured and adds some fun detail and extra colour. Choose with gold or silver finishing to match your HeyHandy.
• approx 7cm long• with lobster clasp to attach• handmade in UK