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The Monarch Story
Strive. Survive. Thrive.
At the Monarch Women's Cancer Center we borrow inspiration from the Monarch butterfly. Despite their paper-thin wings, these majestic butterflies are powerful flyers who endure a 2,000-mile journey into unfamiliar territory. They fearlessly and wisely travel 16 feet off the ground, catching updrafts of warm air, which allows them to glide and conserve energy. Even on cloudy days they keep their internal compass tied to the sun.
Their amazing life cycle and miraculous migration is much like the journey to strive, survive and thrive as you enter a new phase of your life. We hope you will find clarity of purpose as you prioritize your time and energies. We'll be there to help you find new strength and draft off the warmth of others in your life.
Ask your loved ones to fly with you and support you in your travels. Though you are fragile in many ways, like the Monarch, you will find astonishing strength and beautiful transformations happening on your journey, too.


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Andrew P. Feterick is an associate in the firm's School Law Practice. Andrew provides legal counsel to school districts on matters including employment law, policy review, constitutional law, contracts, intellectual property, and real estate transactions. Andrew also advises clients on corporate and commercial matters.
Andrew received his undergraduate degree from Indiana University and earned his Juris Doctorate from DePaul University in Chicago. Prior to joining CCHA, Andrew practiced across a broad range of legal fields with a focus on representation of government entities. His experience includes advising various county entities and representing the Indiana Department of Transportation in land acquisition cases for the I-69 extension from Indianapolis to Evansville.
When away from the office, Andrew enjoys running, playing guitar, and spending time with friends and family, including his wife and two children. Andrew is on the planning committee for the American Cancer Society Relay for Life and participates in the Relay for Life event each year.

subset: commoncrawl


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Export is big business; once you've successfully established your company to be an exporter of goods you can expect profits in the millions of dollars. However, be advised that it takes a lot to become an exporter.
1. Establish sales networks and good overseas business partners.
You've got the products, now you've got to establish the market. It's doable enough if your target consumer groups are accessible from your location, but how about if your target market is an ocean away?
If you've got the resources, you can travel to the country you are eyeing. From there you'd need to approach companies, trade areas, potential business partners whom you could establish as contacts in that foreign country and which could open that country's market for your product. If traveling is not within your budget, you could instead attend industry seminars and read trade magazines to help get you started in getting to know people who can help you penetrate your target country abroad.
2. Employ export sales firms.
You may choose to outsource your efforts in entering your target country to export sales firms. These firms would help you establish your market presence in the country you wish to trade in, or they could buy your products and act as distributors. In that capacity, they will sell your products in the foreign countries; be aware that this could mean you would have no control over your product's price, among other compromises.
3. Know the laws.
Read up on international trade agreements and taxes. Research what constitutes illegal trade methods, and what licenses to obtain. You could acquire this information from a government agency such as the Department of Commerce, the International Trade Association, local trade organizations, or their equivalent where you are.
4. Be oriented with the details.
In the export industry, it's all about the details. You'd have to get an idea what the entire export process entails: the storing and shipping of the products, how it will get to its target market, how they will be presented in the market abroad, how much the products should be valued at after all the taxes and transportation costs, how you can monitor its sales, what percentage you will receive as manufacturer (versus the ones who handle shipping, marketing and promotions), and how you will receive your money. Remember, you're working with long distances here so again, know all the details and the process involved. It's also important that your business partner is someone you can trust.
5. Research the culture, business conditions and sales opportunities in the target country.
Find out if there is, indeed, a viable market for your product in that foreign country. An example of this is that tanning lotions may not be successful in places in Asia where fair skin is highly valued. Know what their needs are, and determine if their current business, market or even political and societal conditions are conducive enough for your business to establish a niche market.
Getting to know the steps involved in starting out in the exporting industry is perhaps the most important step of all. Keep all your bases covered, and get to know everything and everyone involved.
How To Do Things. Copyright Howtodothings.com © 2016, all rights reserved.


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Jason Smith
Jason Smith
Software Developer
Jason joined eWater in 2017 as a software developer after working for a number of years in Television Sports and Software Automation. Having previously worked in the high demand industry of Television, Jason has a deep interest and experience in software performance, and automation of processes.
- Bachelor of Computing (Systems Development) - Monash University
- Certificate IV in Information Technology - Programming - AIE
- Certificate II in 3D Animation - AIE


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By Matt Pavich, J.D.
Managed care organizations provided the most care to Medicaid beneficiaries and payments to risk-based MCOs accounted for the greatest share of Medicaid spending in FY 2017.
Managed care organizations (MCOs) now provide care for more than two-thirds of all Medicaid beneficiaries and payments to comprehensive risk-based MCO's accounted for 46 percent of all Medicaid spending in FY 2017, by far the greatest share, according to a new issue brief by the Kaiser Family Foundation. The brief noted that six publicly traded firms, including UnitedHealth, have MCOs in ten or more states and account for 44 percent of all Medicaid enrollment.
Background. MCOs offer comprehensive acute care and long-term services and support to Medicaid beneficiaries. They take a set per member, per month payment and are at financial risk for the Medicaid services specified in their contracts. They are in 39 states and the District of Columbia and those states have pursued risk-based contracting with MCOs for various reasons, including increases in budget predictability and improved access to value and care.
Reach of MCO coverage. As of July 2017, 54.1 million Medicaid beneficiaries received coverage through risk-based MCOs. Twenty-four MCO states covered more than 75 percent of beneficiaries through MCOs and as of July 2018, 35 MCO states covered at least 75 percent of all children through MCOs. Additionally, of the 32 states that had implemented Medicaid expansion under the Patient Protection and Affordable Care Act by July 2017, 27 of them used MCOs to cover newly eligible adults; a large majority of those states covered more than 75 percent of such beneficiaries through MCOs. Thirty-one MCO states used MCOs to cover at least 75 percent of low-income adults in pre-ACA expansion groups, but only 20 MCO states covered at least 75 percent of seniors and people with disabilities, despite the growing trend to include seniors and people with disabilities in MCOs.
There are indications that the reach of MCOs may be growing. The brief reports that while states may carve specific services out of MCO contracts to fee-for-service (FFS) systems or limited benefit plans, there has been significant movement across states to carve these services into MCOs.
There were 283 MCOs as of July 2017. Specifically, 19 firms operated Medicaid MCOs in at least two states (parent firms), accounting for roughly 57 percent of enrollment in 2017. Six firms, including UnitedHealth Group and Aetna operated MCOs in at least ten states, accounting for approximately 44 percent of all Medicaid MCO enrollment.
Costs. The expansion of risk-based MCO coverage for Medicaid beneficiaries has been accompanied by an increasing percentage of Medicaid spending taken up by risk-based MCOs. In FY 2017, state and federal spending on Medicaid services totaled almost $577 billion, with payments to MCOs comprising roughly 46 percent of that figure. Over half of MCO states directed at least 40 percent of total Medicaid dollars to payments to MCOs with the MCO share of spending ranging from 10 percent (Colorado) to 87 percent (Kansas). The brief suggests that as states expand the use of MCOs, the share of Medicaid spending on those organizations will continue to increase.
Results of expanded MCO coverage. Almost every MCO state used at least one select Medicaid managed care quality initiative in FY 2018 and 31 of the 39 states reported having initiatives in FY 2018 making MCO comparison data publicly available. The majority of states reporting new or expanded activity in managed care quality in FY 2019 said this activity was related to enhancing/expanding existing initiatives, as opposed to the creation of new ones.
The brief reports that states are increasingly implementing contract provisions urging MCOs to screen and/or refer enrollees for social needs, 26 states in FY 2018 either requiring or encouraging MCOs to screen enrollees for social needs; additional states reported plans to employ provisions in place in FY 2019.
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Re: A MD day at the Thornborough Henges
Rob <[log in to unmask]>
British archaeology discussion list <[log in to unmask]>
Thu, 28 Sep 2006 13:30:14 +0100
(40 lines)
Steve said " The hobby takes a big risk in inviting FLO's and archaeologists
to rallies,
it doesnt have to do this, it isnt a legal requirement or even a moral one,
it is a privalage extended to the archaeological community, its leaves us
wide open for inspection and criticism... rather odd when all we hear is
that we are secretive and furtive dont you think?"
What risk is there by inviting a FLO or an archaeologist to any rally? Pray
do tell I need a good laugh. Oh let me think your scared that treasure will
be snapped out of your hands before you can sell some of it off?
Yes that is being stupid but it is as stupid as your own comments.
No one as said David is compromising his archaeological background what I am
saying is the report is nothing more than what we see daily in the media.
One sided and inaccurate. EBAY sales show just that.
As for being furtive and secretive, dont you think that these views came
about because of the way your hobby does indeed seem to exclude anyone who
may have different views from your own. We have one detectorist posting
about this on this forum and he is saying the total opposite of you. Why
have you not gotten on his back? Would it be due to the fact you cannot
spout your usual crap about archaeologists being against detectorists when
we post?
I see from the maps etc that the site was legally entitled to be detected
and I have no complaints that it went ahead. In fact I think EH et al
should have had more sense than to allow it and it is about time that
landscapes were included in any HER because the landscape can tell us more
about a particular site. The intervisibility of monuments is an area as yet
not investigated deeply enough although I know of a few people who are now
starting to change this.
On another note I guess we archaeologists should be thankful that the MD's
on the day managed to spot handaxes etc and not just metal. I guess our
education is working but the final outcome is still going th wrong way i.e
sales of these objects.
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During the annual F8 conference, Mark Zuckerberg presented some of the upcoming tools Facebook and his other apps are getting soon.
A month after being heard by the American Congress and Senate, Mark Zuckerberg stood yesterday in front of developers during the annual F8 conference taking place in San Jose, California. He presented upcoming tools and features for Facebook and his other sites and apps.
A dating platform
This rumor has been on for several months, and Mark Zuckerberg confirmed it yesterday during the conference : there will be a dating platform on Facebook. Yet, the CEO explained that this platform will be for "stable stories and not for one night stands only." The use of this new service should not appear on the user's public profile and should not be seen by anyone outside of it. Plus, the dating app should also get a dedicated messaging app, on which sending pictures will not be possible. Yesterday, after the presentation of this new service, the Match Group action (owner of Tinder, OkCupid and Meetic) dropped by 20%.
The Cambridge Analytica scandal and the new European GDRB regulation regarding users' data use have forced Tech giants to take actions to protect their users in more efficient ways. The new Facebook tool, ClearHistory, will allow users to get a list of every sites and apps using Facebook's services to get data and informations about them. Once this list obtained, they will be able to ask for these datas to be deleted.
This new feature will allow users to share, watch and comment a video at the same time in a given conversation. A new "Groups" tab should also be added to the website, and Messenger will be redesigned too.
Augmented reality on Messenger
This is definitely a great gift for developers and brands, who will now be able to use AR directly on Messenger. This will allow users to discover new products, to customize them and even to try them on. The first brands getting to try this new feature are Nike, Sephora, Asus and Kia.
Messenger at #F8: Launching #AR for brands and #NLP integration for Page admins. https://t.co/8x2qFkQe3d #chatbots #Messenger pic.twitter.com/WZpGcInSbX
— Facebook Developers (@fbplatform) May 1, 2018
Instagram gets some changes too
Just like Facebook and other websites, Instagram gets new features too. The first one is group calls, for two people or more. The second one is a new Explore page. It should be easier for users to find content that really interests them after this update.
Mark Zuckerberg also announced group calls on WhatsApp and new Workplace tools.


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Different investigations reveal that the pressure on preschool kids to excel in academics increases every year. A number of recent programs are designed so children learn language and math in almost a formal setting, much like school. But in doing so, they lose the essence of learning through play, which according to the experts is critical during this phase of development. Have you ever wondered how your children are taught? Discover why it´s so important that they do so by playing.
"For the majority of children under 5, play is the foundation to develop creativity, problem solving, self regulation and learning in general," says Susan Linn, co-founder of Commercial Free Childhood and author of the book The Case for Make believe.
Playing also helps preschool children perfect certain abilities that will be very useful when the time to learn certain subjects arrives later on. An example? Story time helps build their aptitudes for pre-reading like rhymes, word games and the capacity to follow and understand a story. A simple activity like making soap bubbles lays down the foundation to talk about space and playing with building blocks can make room for geometry. The games based on repetition perfect their motor skills and team games improve their social skills.
Also worthy of mention is the importance of letting kids "play freely". In this sense, a recent study from MIT proves that free play has the potential of improving learning. Researchers presented two sets of pre-schoolers an interactive toy that sang, lit up, and played music, among other things. The first group was taught how to get the toy to sing. While the second group received no instruction. The result? The second group discovered everything the toy could do, simply by experimenting and playing with it. While the first group, the ones who were given instruction only knew how to make the toy "sing". It´s much better to let the kids test, try, work it out on their own instead of telling them what to do, just like we mentioned in our article: The Importance of being bored.
"Too much of a formal education can be un-motivating for pre-schoolers, many of whom are not yet ready to physically hold a pencil or remain still in front of a paper full of exercises," says Loraine Carbon, director of the Preschool Center at Sarah Lawrence College, in Bronxville, Nueva York. Besides, the academic approach at an early age is not the best way to get them ready for school. A study at the University of North Florida in Jacksonville discovered that students in fourth grade who attended preschools who are based on play, far exceeded others in academia and social skills. A recent study published in Early Childhood Research & Practice revealed that there is a direct link between role-play and oral expression and language.
The success of your children in the future does not depend on whether the preschool you send them to techs them math or language. It depends on whether their teachers use play as part of the learning process. In the long term, it's far better to seek a preschool that emphasizes play.
If you are interested in learning more about pre-schoolers, we encourage you to read this post to discover what 5 types of toys they need.
Do you agree that pre-schoolers should learn by playing? Please share your opinion with our readers and us!


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An OHP trooper shot and killed Tulsa preacher Nehemiah Fischer after a flood water rescue attempt. Fischer's brother, Brandon, was by his side but was in court facing charges of Assaulting an Officer and Public Intoxication.
The release of the dashcam video came after Fischer's father and wife made statements to the media claiming that the assistant pastor was a man of God who was not capable of violence and had deep respect for law enforcement.
According to reports, late Friday night in Okmulgee, the brothers were stuck in high waters, but when two OHP troopers came to the rescue, a fight broke out. Dashcam video showed the Fischer brothers charging at both troopers, and Nehemiah assaulted one.
"Nehemiah attacks a trooper, hits him head on with both hands like he's an offensive linemen, he hits him, drives him to the ground, gets on top of him and tries to drown him," said OHP legal counsel Gary James.
James said trooper Michael Taylor was pinned underwater, and both he and trooper Mark Southall shot at Nehemiah, who was armed with a pistol and died.
James said both brothers had been drinking before the incident.
"His brother Brandon has admitted that they were taking shots of Crown Royal up unto the time the vehicle is being flooded," James said.
Brandon bonded out of the Okmulgee County Jail, surrounded by friends and family. Brandon is shown in the video threatening one trooper and was arrested.
Nehemiah's middle name is 'Blessed.' Friends of the 35-year-old assistant pastor at Faith Bible Church describe him as 'slow to anger' and are stunned he was killed.
"There's no way that he would do that knowingly," said pastor Don Hargrove.
Ironically, James said the attacked trooper Taylor was a church youth minister, and that there's more to Nehemiah's story.
"The man did not act as a person who was following the Lord's will at the time that he attacked these troopers," James said.
The troopers were dressed in full uniform and loudly announced they were with OHP prior to the attack.
There is a second, even clearer dashcam video that OHP has not yet released of the shooting. Officials said the complete video is about 30 minutes long.
The attorney representing both troopers further claimed that Mr Fischer had a gun on his hip and held Trooper Southall's head underwater.
"They [Fischer brothers] might be great guys, I don't know, but they're obviously cursing state troopers and Nehemiah attacked the guy because when he gets up to him, it's well enough lit that he knows he's knocking a state trooper to the ground and on top of him," Gary James told the station NewsOn6.
The Fischer family is preparing for Nehemiah's funeral meanwhile Brandon has another court hearing later this month.
Both troopers have been placed on paid administrative leave.


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First off, why Teal?
Teal is the color of FARE (Food Allergy Research & Education) and all those teal pumpkins you see in places like Target is because of The Teal Pumpkin Project. It is a movement to spread awareness of food allergies and to create a more inclusive trick-or-treating experience on Halloween by offering non-food items to kids with food allergies. By placing a teal pumpkin on your porch this indicates that you offer food allergy-friendly treats.
Second off, my kids don't have food allergies
My three children are part of the 77% of kids who get to have a "normal" Halloween and go trick-or-treating without needing to throw out the majority of their treats they so eagerly collected because of an allergy. Do you remember going trick-or-treating and getting bummed that certain houses gave out things like nickels, pencils, pretzels (non-candy), or even pads of paper?! As a child with zero food allergies it's typically a bummer to collect things other than candy.
Which is why I bought a teal pumpkin
Because trick-or-treating was one of my favorite past times. Remember running home after filling your pillowcase full of candy, excitedly spreading it out on the floor and taking inventory of what you got, trading your Butterfingers for your sister's Reese's?
I do. And so will my kids. Which is why I bought a teal pumpkin.
Because when I first saw this movement I thought to myself,
"But my kids don't have food allergies, why would I need to participate?"
And I'm glad I so selfishly asked myself this question – because with that question, I received my answer. Not every kid gets to have this experience on Halloween like your kids do, Theresa, so why not help to make it that way?
As a mom, I wanted to contribute
I'm not saying candy is everything or Trick-or-Treating is everything or even that Halloween is an important holiday for kids…all I'm saying is there are kids who don't get that same experience because 95% of the treats they collect they are not allowed to eat.
Now I'm sure parents of kids with food allergies do a great job of explaining to their child that it's okay to not have candy on Halloween, or ever. But I still felt moved to join the movement of making the Trick-or-Treating experience more exciting and inclusive for kids with food allergies.
Again, my kids have zero food allergies so I cannot speak for any mom or dad who deals with how serious this is on a daily basis.
I just can't imagine, but I've witnessed what it's like from other moms to not be able to bring your child to a party, having to carry an EpiPen with you, or just the anxiety it must bring that your child can get an allergic reaction at any moment from doing something so "normal" in the eyes of people without food allergies.
I have no idea what it feels like to be left out of social situations like this because of a food allergy, and that is exactly what moved me to participate in this so that more kids can feel included and to show other people that you don't need to be fighting the same battle in order to show support.
How can you be apart of this movement?
- Get a teal pumpkin or paint one teal
- Register your house as food-allergy friendly for Halloween right here so your neighborhood kids can find you!
- Get some non-food treats for the kiddos who can't eat candy!
I am personally doing 2 bowls of treats: one filled with candy and one with non-food Halloween goodies. Was it a bit more expensive this year? A little, and I understand not everyone will be able or willing to participate. But if you can that's great!
It doesn't just benefit kids with food allergies you know, type 1 diabetes and childhood obesity can be another good reason to add non-food treats to your bowl this year!


text: Annual Club Dinner Mar 10, 2019 7:29:57 GMT Quote Select PostDeselect PostLink to PostMemberGive GiftBack to Top Post by mildrover on Mar 10, 2019 7:29:57 GMT A date for the diary. The annual club dinner will be held this year on Friday 6 September. As last year it will incorporate the Player/Goal of the year awards and the Hall of Fame inductees.Ronnie


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I've just started a scene study class; this is my monologue after a week and a half. My teacher keeps telling me to do less... How does this look? What are the glaring errors that I should work on before next class?
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I thought it was really good! Very nice pacing and delivery.
I'm not sure what your teacher is looking for. But start from the opposite end and work backwards. Go completely, totally motionless -- as though you are paralyzed from the neck down. All you can do is speak. Don't even move your head. Say everything -- every emotion -- with your voice and your eyes. Then you can start to add in the physical motions -- very limited, one by one. See if that helps.
In my opinion it's pretty great!David W. Richardson
Chapel Grove Films
Celtic Cross Films
Bliss Video Productions
Are you a film actor or a theater actor?
Just a few thoughts...
Chris Keller is a great character. His difficulty, his guilt, and his burden of knowledge and experience is a fertile landscape from which to make choices.
And seriously, you actually really do a lot.
Your face is a veritable wonderland of tics and movements, why?
Licking the lips, pulling the smirk, fluttering the lip, flexing the nose, they are just affectations.
Do less.
Why sigh? What is making you breathless?
When you begin to tell the story, you emote through it instead of telling it. Help Ann understand. She has accused you of kissing her without true passion. Give her your passion. Explain the truth. When we are passionate about something there is no room for anything but the thing... It doesn't matter the delivery, just the purity of the thing.
Why are you looking away? What do you see? What are you really looking at? How does that affect what you say? What is the effect on the listener? What is the listeners effect on you? You want Ann to understand. Why are you looking away from her? Do you need to turn your head to see past her?
Giving your commander your last pair of dry socks is a big deal! It shows trust, respect, admiration, and a myriad of other things. It's not a whimsical or light thing. Make her understand that. Make her understand your men and their sacrifice.
Make her understand the desolation in realizing that nobody respects that sacrifice.
As a director, when you perform a piece that I know, I wanna know that you know what is going on around the words you say. I wanna see that your choices are informed by what has happened before those words and is going to happen after. When I audition, I audition for choice based on character, not "performance", because I am a film director and not a theater director. So, that's how I watched this.
Again, just my thoughts. I've got more but pm me...You are not entitled to your opinion. You are entitled to your informed opinion. No one is entitled to be ignorant.
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Thanks for the great reply pharpsied, I know there's a lot of work to be done and I'll upload a new version when I get the time, but until then I can try and explain the choices I made... I had another class the other day and I basically realized I had taken the least interesting choice and ran with it.
About the sigh, it's this: I've been trying to push this war and my brother out of my head for the last 3 years, trying to move on and even lashing out at others for not being able to do so (really angry at my own insecurities). Now this girl wants to undo this wall I've built and start digging through the bones in my closet. She is pressing me into a corner and the sigh is saying, "fine, I guess this is where I need to finally come face to face with this." Even with my reading, I'll admit that the pause was too long.
Now, I realize that the main problem is that I chose to feel defeated about coming back to find that nobody cared about the war and its sacrifice. I felt foolish about building this mental monument and like I've been living in a fantasy world where people would care. I was depressed about it. It still seems valid to me, but that's such a boring choice! Now I'm working on actually getting her to care. I have a mission; it isn't hopeless, but it is difficult and very important that she gets it, otherwise, how could I love and be with someone who represents the world's apathy? I like the way you put that: she's looking for passion... give it to her!
A technical thing about the looking away, I was looking at the broken tree that represented my brother, and at the house that is this place I wanted to escape right before the scene started. I am also taking an on-camera auditioning class, and I've become much more aware of looking off-screen in general, that is, if you're going to do it you only need to look a little to the left or right. I had a tendency to go full profile, and it just looks bad, takes me out of the scene.
Good point about the socks. I guess I did sort of breeze over that when it should have been a powerful moment. Just because I say it's "only a little thing" doesn't mean it is.
And the tics and movements, it's a recurring problem, one of my main issues. I guess for me they just show the blanket emotion of, "conflicted." I know blankets are bad. Moving around is my fallback, and I feel it's as bad as someone who doesn't speak up or wrings their hands. Luckily the work I'm doing on this problem is slowly starting to help. Still, I feel like if I'm not thinking about them, they come out inevitably. I'm still exploring this. I hope you're right about the purity of the thing; unfortunately in my daily life I use a lot of exaggerated movements to get my points across, so I wonder if when I am truthfully living a moment whether that default behavior can be changed. Maybe David's idea will help; I'm eager to try it!
Thanks again! I am mostly looking to do film and television, but I also find the stage very exhilarating. I know I can't do everything all at once, but I still get a little antsy when people ask me to choose. A lot to work on!


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RADJA NAINGGOLAN will undergo at medical at Inter on Monday ahead of his move from Roma.
The 30-year-old was spotted arriving in Milan tonight ahead of the proposed £25.5million deal that will see Nicolo Zaniolo head in the opposite direction.
Belgian Nainggolan is set to pocket around £3.9m per year after agreeing to leave Roma for their Serie A rivals.
He was filmed at the Hotel Melia in Milan and emerged from the front of the building to give the media the thumbs up and tell them: "I'm happy."
The ex-Cagliari midfielder recently announced he would be leaving Roma and claimed he was being offloaded by the club.
He said: "I thank the Giallorossi fans for their affection.
"I gave everything, but it did not depend on me, but rather on Roma themselves whom I respect deeply. However, now I am with the Nerazzurri."
Nainggolan played 203 games for Roma during his four-year spell since his arrival in 2014.
He was axed from the Belgium World Cup squad by Roberto Martinez last month.
That led to the star expressing his anger at the national boss and announcing his retirement from international football.


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About this book
New finite elements are needed as well in research as in industry environments for the
development of virtual prediction techniques. The design and implementation of novel finite
elements for specific purposes is a tedious and time consuming task, especially for nonlinear
formulations. The automation of this process can help to speed up this process
considerably since the generation of the final computer code can be accelerated by order of
several magnitudes.
This book provides the reader with the required knowledge needed to employ modern
automatic tools like AceGen within solid mechanics in a successful way. It covers the range
from the theoretical background, algorithmic treatments to many different applications. The
book is written for advanced students in the engineering field and for researchers in
educational and industrial environments.
AceGen Automation of Finite Element Methods FEM Finite Element Methods Symbolic Computations
Bibliographic information
- DOI https://doi.org/10.1007/978-3-319-39005-5
- Copyright Information Springer International Publishing Switzerland 2016
- Publisher Name Springer, Cham
- eBook Packages Engineering Engineering (R0)
- Print ISBN 978-3-319-39003-1
- Online ISBN 978-3-319-39005-5
- Buy this book on publisher's site
- Industry Sectors
- Automotive
- Energy, Utilities & Environment
- Aerospace
- Oil, Gas & Geosciences
- Engineering


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Daily State of the Markets
Searching For Value (And Finding It In the VIX)
By Greg Franklin on Sep 09, 2014 08:14 am
There has been an awful lot of discussion lately on the topic of stock market valuations. Yale's Robert Shiller, who won the Nobel Prize in Economics in 2013, has been quite vocal with his view that stocks are extremely overvalued at this time and that investors should be worried.
In addition, billionaire investors like George Soros, Carl Icahn, and last week, Sam Zell have also publicly stated their concerns about the current levels in the stock market. All three are calling for a BIG correction at a minimum and have been preparing their portfolios accordingly.
However, as we have detailed previously, our view is that valuation metrics have to be adjusted for the current environment (i.e. the last 20 years) and that taken within this context, stocks are currently no worse than fairly valued at this stage of the game.
However, it is also important to recognize that after a stellar 5-year bull run, stocks are NOT cheap. A fact that causes some folks to fret and value oriented investors to struggle.
Finally, it is vital to recognize that valuation indicators are utterly useless when it comes to the timing of when bull markets end. Remember, bull markets don't just end because stocks aren't bargains anymore. No, historically bull markets end when the economy falters, the Fed gets aggressive, or an external shock occurs.
The key is to understand that any discussion of value – relating to ANY asset class – is a big-picture issue and best used by those with time-frames of 5-10 years. Remember, as John Maynard Keynes effectively said, markets can appear to stay irrational (something that is always in the eyes of the beholder) longer than someone playing the opposite side of the trade can stay solvent.
So, with the appropriate caveats out of the way, let's see if we can't find some value out there.
So, What's "Cheap" These Days?
On the topic of finding value, every now and again, it is an interesting exercise to look around at the various asset classes in search for areas that might indeed be undervalued or "cheap." To be sure, this is a VERY long-term game and isn't something we practice with client assets. However, understanding what is "cheap" can help one to understand what is happening in the markets from a big-picture standpoint.
We've established that while stocks are not overvalued, they are also not cheap. The chart below is Exhibit A in our argument on the subject.
So, stocks aren't cheap. What about bonds? Well, with interest rates remaining near historical lows it is easy to recognize that bonds are actually very overvalued and likely to enter a secular bear at some point in the future. (However, the timing of this widely anticipated move has been challenging to say the least.)
A review of global stock markets produces a similar valuation perspective to that of stocks in the U.S. – not cheap, but not overvalued either. A weekly chart of the iShares Emerging Markets ETF (NYSE: EEM) over the last 10-11 years makes this point fairly clear.
Next up, let's look at commodities. In this space, one can argue that the commodity index as shown by the PowerShares DB Commodity Index ETF (NYSE: DBC) is certainly at the low end of the range seen over the last few years.
However, from a longer-term perspective, it is impossible to argue that commodities such as gold (NYSE: GLD) or silver (NYSE: SLV) are cheap after a secular bull run lasting more than a decade.
Although the gold-bugs will likely disagree (because the answer to any investment question for this crowd is to "buy more gold"), it appears that the secular bull run in Gold may have ended. But, to be fair, Gold has corrected enough to perhaps warrant a solid trade to the upside. But then again, a break below 115 on a weekly basis would be a problem.
Let's now look at real estate. After the out-and-out crash seen in this market during the credit crisis, it might be easy to fall into the trap of thinking that real estate might be cheap and a good place to invest these days. However, the chart below paints a different picture.
In fact, the IYR – the iShares U.S. Real Estate ETF (NYSE: IYR) shows that prices of REITS are back to levels seen in 2006. Therefore, one could actually argue that real estate is overvalued at current levels. But in any event, it is quite clear that real estate is definitely not cheap here.
So to review, stocks aren't cheap, bonds are overvalued, emerging markets look to be fairly valued, the commodity index and gold/silver could be ripe for an intermediate-term rally, but are NOT cheap from a long-term perspective, and real estate is no longer at bargain-basement levels after a 5-year rally.
But We DID Find Some Value In…
However, in our search for value, we did find one asset class that is TRULY cheap by historical standards. And while some may not agree that volatility is even an investable asset, let alone an asset class, "Vol" does appear to be poised for a big move.
Turning To This Morning
All eyes are on Apple this morning as the company is expected to introduce new iPhone lines, a new mobile payment system, and some sort of "wearable" which people are calling the iWatch. The big event kicks off at 1:00 pm eastern time. Across the pond, Industrial Production surged in the UK while BOE Governor Carney said that the time for interest rates to rise is coming closer. Stock markets are mixed in Europe and U.S. futures are pointing to a slightly higher open after losing ground in four of the last five sessions.
Pre-Game Indicators
Here are the Pre-Market indicators we review each morning before the opening bell…
Major Foreign Markets:
– Japan: +0.28%
– Hong Kong: closed
– Shanghai: +0.02%
– London: -0.01%
– Germany: -0.05%
– France: -0.09%
– Italy: +0.20%
– Spain: -0.35%
Crude Oil Futures: +$1.07 to $93.94
Gold: +$2.80 at $1256.80
Dollar: lower against the yen and pound, higher vs. euro.
10-Year Bond Yield: Currently trading at 2.502%
Stock Indices in U.S. (relative to fair value):
– Dow Jones Industrial Average: +3
– NASDAQ Composite: +2.64
Make it a great day.