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Britain Is Now Producing More Green Energy Than Ever Before
The future is green!
Great Britain has undergone an incredibly clean transformation, and millions of people are benefitting from its efforts.
Six years ago, over 40% of their electricity was generated by burning coal, but the figure has since shrunken down to a mere 7%. And the efforts to reduce the carbon footprint aren't slowing down.
Wind farms are powering 4.5 million homes, and setting the tone for the push to focus on renewable energy.
Britain is now generating the cleanest electricity they've ever produced, and it's predicted that the combination of wind, solar power, and hydro will produce more than half of Britain's electricity for several hours this year.
The drastic improvement shows how much can change within a few years.
Britain's efforts to invest in clean energy sets a great example for other nations around the world, looking to help repair our environment and make our planet more livable for everyone.
Renewable Energy Is Now Cheaper Than Fossil Fuels
These Transparent Solar Panels Are the Future of Green Energy
China's Newest Solar Power Plant is as Playful as they Come


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Juicy Watermelons Are Perfect For Any Time Of The Year | Amoils.com
High water contentI don't think there can be many in this world who do not enjoy the taste of watermelon – it is the ultimate thirst quencher. Because watermelon has a higher water content and lower calorie content than many other fruits (a whole cup of watermelon contains only 48 calories), it delivers more nutrients per calorie - an additional and outstanding health benefit!
Watermelons are cooling too!Although we tend to think of watermelons as a summer fruit, it is now possible to buy them throughout the year. Watermelon is especially important in hot weather because it is rich in electrolytes sodium and potassium that we lose when we sweat. Watermelon has a special cooling effect being exceptionally high in citruline, an amino acid which our bodies use to make another amino acid, arginine, which in turn is used in the urea cycle to remove ammonia.
Watermelon has many other health benefits
- It has the highest concentration of lycopene (antioxidants) than any other fresh fruit or vegetable.
- That arginine mentioned above also helps to prevent erectile dysfunction, lower blood pressure and improve insulin sensitivity.
- As well as Vitamins A and C, it is rich in the B vitamins necessary for energy production – so perhaps a slice before that workout as well as afterwards!
- Its antioxidants help reduce the severity of asthma as well as reducing the risk of colon cancer, heart disease and prostate cancer.
- Watermelon is an excellent source of thiamin, potassium and magnesium for added protection against so many diseases including macular degeneration (loss of vision).
- Watermelon is 100% fat free
The history of the watermelonWatermelons were first cultivated in Egypt - being highly sought after because of their high 92% water content and Egypt being a land of heat, deserts and too little water. They were brought to China around the 10th century and then to the Western Hemisphere shortly after the discovery of the New World. Today the leading commercial growers of watermelon include Russia, China, Turkey, Iran and the United States. As a member of the Cucurbitaceae family, the watermelon is related to the cantaloupe, squash and pumpkin - other plants that also grow on vines on the ground. Watermelons can be round, oblong or spherical in shape and feature thick green rinds that are often spotted or striped. They range in size from just a few pounds to up to ninety pounds. The season for harvesting watermelon is in the summer when they are sweet and of the best quality.
How to choose a watermelonLook for one that is heavy for its size with a rind that is relatively smooth but not too shiny nor too dull. One side of the melon should have an area that is distinct in color from the rest of the rind, displaying a yellowish or creamy tone. This is the underbelly where it rested on the ground during ripening, and if the fruit does not have this marking, it may have been harvested too early and affect its taste, texture and juiciness. So look out for this interesting detail. A fully ripened watermelon will have the highest level of antioxidants and therefore the most benefits for your health. Regular consumption of both green tea and foods rich in lycopene such as watermelon gives a strong synergy to protect the body against so many diseases.
Recipes for achieving this include
- Taking a quart of iced green tea to work and sipping throughout the day or to the gym for replenishing fluids after your workout along with your slice of watermelon!
- Starting your breakfast with a slice of watermelon or a glass of watermelon juice.
- Blending chunks of watermelon with a few ice cubes and a splash of lime juice and serving with a fresh mint leaf.
- Blending watermelon with a spoonful of honey and a splash of lemon or lime, then stirring in seltzer water and adding a sprig of mint.
- Serving cooling watermelon chunks as a side dish to balance the flavor of spicy black beans or other fiery Mexican dishes.

subset: commoncrawl


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BULLDOGS HAMMER THE COLTS 8-3 FOR 6th STRAIGHT WIN
The Hamilton Bulldogs used a third period offensive explosion to beat the Barrie Colts 8-3 Thursday night to start off a weekend road trip with their sixth win in a row.
The Bulldogs capitalized on their first power-play opportunity of the night, when Niki Petti (16) banged home a loose puck in the crease to give the Bulldogs an early 1-0 lead. Will Bitten and Brandon Saigeon picked up the helpers. Hamilton's power-play would strike again as Connor Roberts (6) deflected a Cole Candella point shot to put the Bulldogs up by 2. Michael Cramarossa picked up the second assist. The Colts would get one back only 48 seconds later to cut the Bulldogs lead to 2-1 after the first period.
Michael Cramarossa (17) one-timed a Will Bitten feed into the open net early in the second period after he and Bitten took off on a 2 on 1. Brandon Saigeon also got an assist on the play as Hamilton went ahead 3-1. The Colts rebounded and scored two in a row to tie the game 3-3 after forty minutes.
The Bulldogs offense went to work in the 3rd period. Niki Petti (17) finished off a nifty setup from Connor Roberts for his second goal of the game. Roberts and Matthew Strome assisted on Petti's 4-3 goal. Matthew Strome (31) banged home a rebound at the 6:30 mark to make it 5-3. Connor Roberts and Benjamin Gleason were credited with the assists. Marian Studenic (17) found himself alone in the slot and picked the top corner to put the Bulldogs up 6-3. Zach Jackson and Cole Candella got the assists. Niki Petti (18) capped off his hat trick to make it 7-3 with Jack Hanley picking up the only assist on the play. Hanley (3) finished the scoring with a power-play goal to make it 8-3 after his one-timer bounced off of a Barrie defenseman and past the goaltender.
The Colts goals were scored by Curtis Douglas (3), Zachary Magwood (15) and Lucas Chiodo (20).
Niki Petti's three goal outburst earned him 1st Star honours. Rookie, Connor Roberts notched a goal and two assists to secure the 2nd Star. 3rd Star went to Colts Rookie, Tyler Tucker after recording two assists.
Hamilton's season record improves to 29-23-3-2 as they now move into sole possession of 4th place in the Eastern Conference standings, two points ahead of the Kingston Frontenacs who lost 3-1 in Peterborough.
The Bulldogs are off Friday but continue their road trip with stops in Ottawa Saturday afternoon and in Kingston Sunday afternoon. Hamilton's next home game is Friday March 3rd when they host the Peterborough Petes at FirstOntario Centre at 7:30 pm.


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Marriott International's acquisition of Starwood Hotels & Resorts Worldwide has been granted final approval by the Chinese Ministry of Commerce (MOFCOM), the hotel group announced yesterday.
The authorisation was the final regulatory approval necessary before completion of the merger could proceed, following the regulatory body's decision to extend its review of the acquisition in early August. Marriott now expects to complete the transaction before the market opens on September 23.
Approval of the acquisition by MOFCOM brings to a close the merger transaction that was first announced in November 2015 and will see Marriott become the world's largest hotel company.
For more information, visit starwoodhotels.com, marriott.com


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The international consortium Obchvat Nula led by the Spanish company Cintra Infraestructuras International has submitted the lowest bid for designing, constructing and operating the bypass around Bratislava via the so-called PPP (public-private partnership). The consortium, whose other members are Porr and Macquarie Capital Group has proposed a net volume of the project of €997.53 million and an annual payment of €56.72 million. It wants to complete the bypass within 4.25 years. Thus the state should pay the consortium including influences of inflation €1.702 billion. This is significantly below the state estimate that ranked between €135 million and €151 million in case of the annual payment and the estimated price of the whole concession was €4.53 billion.
"We have always believed that an international tender is able to generate an exceptionally good price for the state because conditions today are ideal for this," said Transport Minister Ján Počiatek as cited in the press release. "The bid we opened today is exceptionally advantageous and I believe that the new highway will make the lives of all who are waiting for it long years easier already within some years."
In total the ministry received four bids to design, build and operate the 59 km Bratislava bypass consisting of D4 highway Jarovce - Ivanka, north - Rača and R7 dual carriageway Prievoz - Ketelec - Dunajská Lužná - Holice. All envelopes were opened on December 7. The next lowest bid arrived from the ViaDunaj consortium consisting of Vinci and Meridiam (with an annual payment of €69.01 million and a total value of €1.29 billion) followed by the Bratislava consortium of Hochtief, Iridium and Dif (with an annual payment of €76.78 million and a total value of €1.326 billion). The Astrela consortium consisting of Strabag, Reding and John Laing offered to build the bypass for an annual payment of €91.04 million and a total value of €1.573 billion.
The state must now review the bid of the consortium led by the Spanish company and other consortia in a financial model as well as their technical solutions. Based on preliminary estimates the best bid should be set by the end of January and the whole process might continue during the first quarter of 2016. The price bid for the PPP model will be compared with an alternative of construction in a classical way. In case the PPP model is determined the most advantageous, the cabinet would decide over signing the contract with the most successful bidder.
Opposition is critical
Pavol Zajac, MP for the opposition Christian Democratic Movement (KDH) claims that bids for the Bratislava bypass have confirmed that it is possible to build highways and dual carriageways cheaper than during the first Robert Fico cabinet. At that time there was a plan to complete the cross-country highway and build some dual carriageways via three PPP projects of which only one was completed. Following transport minister Ján Figeľ divided the remaining two into smaller projects while these are in various phases of completion. He claims that he has saved the state €2 billion this way.Construction of Bratislava bypass via PPP project could be overpriced Read more
Now Zajac compares the accomplished PPP project, Pribina dual carriageway between Nitra and Tekovské Nemce and the bypass of Banská Bystrica with a total length of 51.54 kilometres with an annual payment of €127 million for 30 years, with bids for the Bratislava bypass.
"Thus the Pribina project was enormously overpriced," said Zajac.
But he warned that as the tender for the bypass was held in the form of a competitive dialogue, the public knows neither the proposed technical solutions nor other details that will have impacts on the annual payments of the state to the future concessionaire.
8. Dec 2015 at 6:55 | Compiled by Spectator staff


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When you're frequently under stress' your nervous system can be affected. This can lead to a lack of mental focus' memory loss' and reduced cognitive function. To prevent this' you can try to make lifestyle changes like managing stress' getting the proper amount of sleep' and exercising every day. If you have tried all of these things and still find that you are frequently anxious or stressed out' you might want to consider supplementing your lifestyle efforts with a supplement like Pure Encapsulations' Bacopa monniera. These vegetable capsules contain ingredients that are known for their antioxidant properties' which can offer protection from free radicals' molecules that can damage cells in your nervous system or elsewhere. This supplement may also improve mental focus and memory if used on a regular basis.
The Bacopa monniera leaf extract in this supplement has been standardized to contain 20% bacosides to support brain health. In addition' this supplement also provides ascorbyl palmitate' fat-soluble vitamin C. This easily absorbed nutrient is vital to nervous system functioning' and is a powerful antioxidant that provides protection from free radicals.
Each 180-capsule bottle of Bacopa monniera by Pure Encapsulations will last you from two to six months if you take the recommended dosage of one to three capsules daily' in divided doses with food. Don't take this supplement if you're pregnant or nursing. Ask your health care provider before taking this supplement if you're taking thyroid medications.
Pure Encapsulations seeks to formulate and manufacture high-quality' hypo-allergenic dietary supplements. Quality control during the formulation and manufacturing process is paramount. All Pure Encapsulations products are made with the most bioavailable ingredients possible.
These statements have not been evaluated by the Food and Drug Administration (FDA). These products are not meant to diagnose' treat or cure any disease or medical condition. Please consult your doctor before starting any exercise or nutritional supplement program or before using these or any product during pregnancy or if you have a serious medical condition.
Serving Size: 1 Capsule
Servings Per Container: 180
Amount Per Serving / % DV
Bacopa (Bacopa monnieri) Extract (Leaf) 200mg / *
(Standardized to contain 20% bacosides)
*Daily Value not established.
Other Ingredients: Hypoallergenic plant fiber (cellulose)' vegetarian capsule (cellulose' water)' ascorbyl palmitate.
Sourced and manufactured to avoid: Artificial additives' allergens' GMOs' environmental contaminants' added excipients.
As a dietary supplement' take 1 capsule' 1-3 times daily' with meals.
Store sealed in a cool' dry area.
Tamper Resistant: Use only if safety seal is intact.
If you are pregnant or lactating' have any health condition or are taking any medication' consult your health professional before use.
Keep out of the reach of children.
Allergy / Dietary Needs
- Egg Free
- Gluten Free
- GMO Free
- GMP (Good Manufacturing Practices) Certification
- Made in the USA
- Peanut Free
- Wheat Free
- Hypoallergenic


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Private Transfer Stockholm Airport to City / Pier
Private Transfer Stockholm Airport to City / Pier
Vehicles come with a professional driver, are air-conditioned, and have space for one large suitcase and one carry on per guest.
Please be aware that the driver cannot act as a tour guide. Most drivers know English as a second language, and their level of English will vary. This is a transfer from the airport to the city or the pier. Private vehicle bookings do not include guides, entrance fees, refreshments or gratuities.
The type of vehicle used will be determined by the number of guests booked and the amount of luggage. Excessive luggage may result in a larger vehicle or an additional luggage carrier being needed. Such services would be at an additional expense.
It is advised to book your transfer for no less than 90 minutes after your scheduled arrival to allow time for local formalities. Additional waiting time by the driver will be at guest's expense. It is the guest's responsibility to book the transfer to arrive at the ship in time for sailing. Most cruise lines require you to arrive on board no less than 2 hours before sailing. The ship's embarkation time is at the cruise line's discretion.
Transfers between the hours of 6:00 PM and 7:00 AM are subject to an additional evening supplement.


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The Wedding Venue specialist Australia, planning tools and access to Australia's premium wedding suppliers including wedding dresses, venues, invitation, cakes and flowers. The wedding specialist, here to make your perfect day made easy in Sydney, Melbourne, Brisbane and throughout Australia.
Write a Review
Is this your business?
Claim listing is the best way to manage and protect your business


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Hugh Wallace set up Glendevon Energy in 2005 to provide solar thermal and PV systems, ground and air source heat pumps and biomass boilers to both domestic and commercial customers. Prior to Glendevon Hugh spent 8 years after graduating from Durham University working for the investment manager Brewin Dolphin followed by three years working in various family owned small businesses and self-build projects. It was Hugh's involvement with the local Community Council that led to the development of this Hydro project. Through Glendevon's core business Hugh applied to the emerging CARES scheme, which funded the early project development. Glendevon has been instrumental in bringing this project to life.
Marna joined Energy4All in 2006 as its Chief Executive. She is a former partner in KPMG and has experience in corporate finance and project management. She leads the Energy4All team and in particular leads on the raising of debt and equity finance.
Rod Blunden is a Chartered Engineer with a long career at a senior level on major projects in both UK and overseas. For the last 23 years he has held a major position in the renewables energy industry firstly working for a major utility and more recently with his own consultancy specialising in development, procurement and construction of renewable energy projects. He was a founder member of the industry H&S Strategy Group.
He has brought his experience to Energy4All for nearly a decade acting as an adviser to several projects: as a Director at Westmill overseeing construction and operations for 8 years; as Chairman of Energy Prospects and as Director of Four Winds Energy Co-op, High Winds Community Energy Society and now Rumbling Bridge CHS.
Elsewhere he works on the Membership Panel at the Energy Institute and actively supports other industry wide committees whilst still finding time for conservation work in the Chilterns where he lives.
Paul has a degree in manufacturing systems engineering where he investigated the feasibility of domestic wind systems. Paul joined the renewables sector in 2003 with Vestas Celtic Ltd, then worked with community groups in Argyll before joining Energy4All in 2008. Paul has worked with many communities in Scotland across a range of renewables projects. He sits on several co-op boards and associations working with community renewables and is one of the sector's foremost experts in Scotland.
Matthew has been involved with renewables from a young age, coming from a family who in the 1970s experimented with hot water solar panels, methane gas fuel and windmills. Having worked with a London firm of engineers and architects designing hydro schemes in the Mekong Delta, in the 1990s he was instrumental in setting up the 436kW Cauldron Linn Hydro electric scheme located immediately downstream from the new Rumbling Bridge Community scheme, and of which he is currently the managing director with responsibilities ranging from long term strategy, contract negotiations, day to day monitoring and management, to the occasional brushing out of the intake screens. He has directorships in related businesses including Alba Energy – a co-operative organisation of private Hydro energy producers in Scotland lobbying for common issues and a better regulatory framework for the sector – as well as two small-scale development companies, an architecture practice, and a local heritage Trust. He is a qualified Architect, runs a small farm, plays the piano badly, and somewhere has a medal for singing in Gaelic at the 1975 Mod.
Jamie brings a combination of 25 years' business experience and a technical background. With a degree in Electrical Engineering, he is a management consultant specialising in innovation and corporate ventures. His clients in the energy sector include EDF Energy where he led the creation of Hoppy (the home management App). Over the years he has also provided strategic advice to United Utilities, EON and Bruntwood Energy. Jamie has also worked across 5 continents to set up over a dozen businesses for Virgin, British Airways, IWG/Regus and Vitality. The fields through which the Rumbling Bridge Hydro Scheme runs have been owned by his family for 4 generations. So, from the outset, Jamie has been a strong advocate for generating renewable power from the River Devon and delivering wider benefits for the local community.
Elspeth is a Chartered Engineer, a Fellow of the Institution of Civil Engineers and holds a BSc (Hons) in civil engineering and an MBA. She has an extensive background in compliance, governance, performance auditing and process improvement in infrastructure and utilities. She has held a number of senior positions in both the private and public sectors including that of Scottish Road Works Commissioner. Elspeth lives locally to Rumbling Bridge and has an interest in how the Society can engage with and benefit the local community.


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Can I do the following?
It would be for small scale commercial use. I am happy to reward the Axoloti project in some way.
How much of the Axoloti code will remain in the final product? Essentially the license requires you to make your version available as open source too.


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Archive for May 23, 2008
Thanks Million hat
I was given a hat the other night. What a surprise so I'm sending this card off asap.
The hat is Whipper Snapper's Anna's grandma's hat and the words are print works ' Thanks a Million' from a stamp with multiple sets of stars and words. The that is painted and another flower painted and raised over the flower for depth. The thanks is stamped once in orange and once in black( the orange didn't really show so i stamped over it.)
I love the clear beeds so three were pasted on the top right.
forgot to change my watermark this is not stampin' up


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OFFER Now Buy 1 Ticket and Get another free! Offer only on Citibank Premium, World Debit and Platinum (for NR customers only) Debit Cards, Citigold Private Client World Debit Card. TO AVAIL OFFER Go through the regular ticketing flow for selecting the movie, cinema and show of your choice. Confirm your details by providing your email id & mobile number as this information will be used for confirming your transaction. Proceed to the secure payment page, enter your Citibank World, Premium or Platinum Debit Card number, Citigold Private Client World Debit Card in the box, name on the card, expiry and CVV card details. Please check yes, I accept terms, conditions & booking policy. To avail offer, check 'Avail Discounts & Offers' at the bottom left side of the page. Select 'Offers', select Citibank Buy1 Get 1 offer in the Offers section from the list and click on the 'Apply Offer' button. Once validated, you will receive the offer. Once the offer is applied you will need to complete your booking through Citibank Netbanking payment option. Read More »
Home >> Tag Archives: BookMyshow


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I first came to be involved with this research thanks to travelling to UCL to use a laser microscope in the MRC Human Biochemical Genetics unit for my work (at a different university) which was on generating somatic cell hybrids as resources for researchers to use in putting together the human genome, writes Dr Rosemary Ekong, Department of Genetics, University College London.
I met with Sue Povey then for the first time and got to know about her work on finding the genetic cause of tuberous sclerosis. . With my increasing interest in genetic causes of diseases I applied for an available position in Sue's group, got it, and started working with Sue in October 1994.
For me a personal highlight came in 1997 with the discovery of TSC1 gene. Our group at UCL was working with researchers in the US, Poland, Holland, Bath, Cardiff and Cambridge as part of a consortium to find the TSC1 gene. We had to continue working over Easter 1997, during which UCL is officially closed, to get enough information and we had to be very secretive about our findings. Everyone in our group devised their way of concealing the discovery. I remember I labelled my bit of the work during that period as Eisenhower!!!! This was due to the US connection in this discovery as our US collaborator was the first to indicate that changes identified in their TSC patients strongly suggested that the TSC1 gene had been found.
Another highlight was the creation of the worldwide, publicly available TSC Variation database that Sue and 1 started in 2005. We record all changes found in the TSC1 and TSC2 genes. This type of data means that diagnostics labs can now provide more informative reports for clinicians who can then look after their patients better. We frequently communicate with clinicians, clinical geneticists and diagnostic labs to help resolve some questionable findings. Seeing that our work is helping patients is very satisfying and we are very focussed on enabling early and correct diagnosis, and better clinical management.
In 2015, through our database work, we were able to confirm that if there are any changes within certain sections of the TSC2 gene then the individual will not present with classical TSC. This is particularly important in this era where several genes are interrogated at the same time in any one individual for various reasons. This avoids unnecessary misdiagnosis.
Finally for me – my short-term hopes are that tools will be designed to help parents cope with a diagnosis of TSC in their child. And long-term, I hope that the defects causing differences in how TSC appears in patients will be identified and completely corrected.


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BnV, Book Review, Book Review Blogs, BooknVolume, Books to Read, Multiple Personality Disorder, Psychological thrillers, Supporting Indie Authors, ~Morgan~
Heavensgate: Hope by Leo Kane
When Jacob is a child, a mysterious girl comforts him at the funeral of the family he accidentally killed.
Years later, grieving for his lost wife and son, Jacob is at Heavensgate. He strongly believes that the dead should stay dead, but sees things other people don't see.
Even worse, Jacob is besieged by his alter ego: the taunting, foul-mouthed, sex-crazed and dangerous Jake. A personality with a twisted sense of fun and no conscience.
Jacob battles for his sanity and soul, surrounded by supernatural enemies and allies, as he struggles to free the Keeper of the Forbidden Book and ignore the menacing pink Cadillac that drives by his lakeside lodge every night.
Wherever Jacob goes, people die, and the cops are moving in when a terrifying and seductive presence arrives on the frozen lake.
Now, Jacob will discover that even hope has a dark side.
I began reading this book with an advantage. I had recently hosted a Character Interaction between Jacob and Jake on my blog, so I had some idea what to expect; however, as the story began to unfold, its complexities and multi-faceted layers wove a web of intrigue in my mind I could not ignore. In fact, I could barely put the book down (though I had to) and I found myself more and more curious about the main character…or main characters, perhaps.
The authors approach is both mesmerizing and, like any hypnotist worth his/her salt, equally confusing. Many times I had to stop and re-read, searching for the meaning behind the meaning; seeking truth where there, perhaps, wasn't any to find. I felt the turmoil of the characters and was drawn into their psychosis with frightening clarity.
Hope is a tale not only of Hope, but of trauma and darkness and the slippery slopes of the human psyche. It kept me thoroughly beguiled and Im looking forward to book two of the series.
5 Stars!
You can read more about the characters of Heavensgate through a recent Character Interaction I hosted between Jacob and Jake.


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The Arizona Capitol Times (subscription required) reports that After signing ESA bill, Ducey vows no more school voucher expansion measures for now.
For now.
Gov. Doug Ducey today said lifting an enrollment cap that will be imposed as a school voucher program expands is "not even a consideration."
At least not at this time.
Ducey signed a bill on April 6 expanding Empowerment Scholarship Accounts to all children. The program, which would give students about $4,400 a year on average to attend a private school instead of a public one, is currently limited to disabled students, students residing in tribal areas, foster children, children of military families and kids in failing schools.
Under SB1431, any pupil will be eligible for a voucher, though growth will be capped at 0.5 percent of the state's student population, or about 5,500 new students per year, which translates to approximately 30,000 spots by 2022.
Also under the bill, the ESA enrollment level in 2022 will become the hard cap going forward.
An amendment from Republican Sen. Bob Worsley of Mesa added the cap. Supporters said the amendment was necessary to get the approval of majorities in both the House and Senate.
Ducey said today he signed the bill because of Worsley's amendment, which he called a compromise and a fiscally responsible route to expanding school choice.
"There is not going to be any bill that comes up on expansion. We are going to see how this bill works, and then I imagine there will be improvements and reforms along the way," Ducey said.
Before Ducey could even sign the bill last week, the Goldwater Institute, a major force behind school choice expansion, sent an email to its funders saying there is more work to be done on the cap.
"We will get it lifted," said Darcy Olsen, the Goldwater Institute's CEO.
Worsley told Capitol Media Services earlier this week that it was "deplorable" for the Goldwater Institute to say it wants the cap lifted.
Over the next six years, the program will be an "experiment" in school choice to see what happens with the voucher program, Worsley said.
Earlier this week, Ducey spokesman Daniel Scarpinato wouldn't say whether Ducey is committed to keeping the cap in place, saying he hadn't heard of any plans to get rid of it.
"You're talking about a hypothetical in a hypothetical Legislature in a hypothetical future," Scarpinato said. "It would not have passed without those amendments. There's a lot of things people want. But part of the policymaking process is the art of the possible. And this was the possible."
More vouchers, more money laundered from public ed funds. That is what Ducey apparently had in mind when he promised that Prop 123 was the first step. Beware: the Goldwater Institute is planning Step 3.


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Strike Entertainment Quarter
We are open!
Located in Moore Park's Entertainment Quarter, Strike ain't no ordinary bowling alley.
Our newly decked out bar has the bevvies sorted and our kitchen will take care of your tastebud's needs.
With 8 bowling lanes, a million-dollar laser tag arena and private karaoke rooms, Strike Entertainment Quarter has all your fun sorted.
Spots are limited so book online to make sure you don't miss out!Book Now


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The National Archives Diversity Education Bursary - applications open Started by Andrew Janes Wednesday, 19 March 2014 0 Replies
Radio 5 Live programme: "Disabled and Desperate to Work" Started by Andrew Janes Friday, 12 July 2013 0 Replies
Cardigan Continuum Twitter chat, Monday 24 June 2013, 8-9 pm Started by Andrew Janes Thursday, 20 June 2013 0 Replies
October discussion topic - Employment at all levels Started by Anonymous Tuesday, 09 October 2012 1 reply
August discussion topic - defining disability Started by Louise Ray Friday, 17 August 2012 5 Replies
November discussion topic: interacting with colleagues with disabilities Started by Andrew Janes Sunday, 04 November 2012 0 Replies
View all discussions Displaying 7 of 7 discussions
There are no announcements yet.
Area for discussions relating to the Diversity Working Group and other diversity-related issues.
See also ARA's diversity webpage: http://www.archives.org.uk/ara-in-action/diversity.html
CreatedMonday, 18 June 2012
Group adminAndrew Janes, Louise Ray


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- Home
- Sydney Legacy
- Events
- ANZAC Day
Quick Facts
Contact Details
Sydney Legacy
Level 6 47 York Street Sydney NSW 2000
Postal address: Locked Bag 8 Queen Victoria Building NSW 1230
Phone: (02) 9248 9000
Email: enquiries@
ANZAC Day
Get Involved - Sydney Legacy
|Anzac Day is an important commemoration for Australians. Sydney Legacy has
a marquee in Elizabeth Street where our Widow(er)s can watch the march.
Current and former Junior Legatees walk under the Legacy banner.
|Widows' Seating
The RSL and the NSW Premier and Cabinet have once again approved our request for priority seating on ANZAC day for Legacy Widows and their families. We will have a marquee with chairs set up on the Eastern Side of Elizabeth Street near St James Station. If you would like to reserve space please email:
Corporate Fundraising
We will be distributing trays of Rosemary to those who wish to conduct their own fundraising efforts. If you would like to order a tray to distribute at your office or fundraising event please email: firstname.lastname@example.com
Make a donation to Legacydonate now


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AirAsia Offer: Flights Tickets Start at Rs 850
AirAsia has announced fares as low as Rs 850 to domestic destinations and Rs 1,999 to international destinations if tickets are booked from its website or mobile app between March 26 and April 1.
The fares would be applicable for travel between October 1, 2018, to May 28, 2019, the airline said in a statement. The promotional one way all-in fares start from Rs 850 and the discount applies to all bookings made through airasia.com and the AirAsia mobile application, it said.
International Destinations
Tickets to international destinations such as Kuala Lumpur, Bangkok, Phuket and Melbourne can also be booked at as low as Rs 1,999, the statement said.
Domestic Destinations
AirAsia has services to domestic destinations such as Bengaluru, Ranchi, Jaipur, Bhubaneswar, Visakhapatnam, Nagpur, Indore, Kochi, Hyderabad, Pune, Guwahati, Chennai, and Kolkata, it said. The promotional offers can be availed for these destinations, the statement added.
Source: PTI


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The Inside Scoop
Select a category
3 Posts tagged with 'xenith-trilogy'
July 25, 2019
Swoon Author Chani Lynn Feener: Character BreakdownNow that the Xenith trilogy has come to an end, here is a character primer for anyone who's new to the series!
September 7, 2018
Announcing WITHIN ASH AND STARDUST by Chani Lynn Feener!Check out the epic cover for the last book in the Xenith trilogy!
June 13, 2018
Swoon Author Chani Lynn Feener's Editing Update: Ready For It This TimeGoing into edits for Between Frost and Fury, I had a much better understanding of what to expect. Which was…


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La Montre
The perfect blend of French design and Swiss technology. This meticulously designed chronograph will quickly become your favorite.
- Swiss Quartz Movement
- Sapphire Crystal
- Water Resistant
- Auto Date Feature
- Available in 11 Colors: Black/Gold, Red/Gold, Blue/Gold, Green/Gold, - Black/Gold Dial, Black/Red Dial, Black/Green Dial, - Black/Silver, Red/Silver, Blue/Silver, or Green/Silver


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Renew an Account
You have to renew your account every winter term. (from 1. Nov.)
Please note that you have to renew your account every winter term. The renewal of an user account is possible only if you still are matriculated at the University of Bonn in computer science or you are studying computer science as a minor study. In the latter case you need the signature of the lecturer on the request form.
The request can be placed online or locally.
A request can be placed online from every computer within the computer science institute. From outside you can register either by VPN or over our login server zeus.informatik.uni-bonn.de. However, this is only possible if your user account is still valid.
Invoke the registration program by calling the command: ssh email@example.com from zeus.
The request will be sent to you as a PDF file by email. Print the form, sign it and send it either by mail to the address specified in the form, or throw it into the account request box at the position described below, which is labelled "Benutzeranträge".
The request can be placed - like the initial application - locally in the b-IT entrance hall, Endenicher Allee 19a at the account terminals. Sign the printed form and throw it into our post box in the lecture hall building, Endenicher Allee 19c.
The room will usually be open on weekdays between 7am and 10pm.
This can not be done when your user account is locked.
Form data
For the renewal of your user account you need only your
- login name and your password
- matriculation number
Additionally for students with computer science as a minor
- Title of the lecture and the lecturer
Please update your contact information on this occasion.
General hints
Please consider the following references to error messages:
- The program does not recognize your matriculation number, although you are registered in the subject Computer Science.
This happens, if you registered yourself after the beginning of the term. Contact us personally with your valid student documents of identification.
- The program finds already a request with your matriculation number, although you placed no application for extension before.
This happens, if your user account is locked and is to be removed. Contact us personally with your valid student document of identification.
- If the signed form is not given to us within 4 weeks, the request is not considered as posed.
Phase of renewal
- The phase of renewal usually starts on the 1st of November
- You only need to renew your account once every two terms, in the winter term.
Freezing of an user account
An user account becomes automatically locked, i.e unusable,
- if your user account was not extended until 30.11., or
- if you are no longer matriculated in computer science.
With the blockage of the user account, the VPN account is locked too. === Removal of the user account === A user account is finally removed including all associated accounts (email, VPN),
- if your user account was not extended until 31.1., or
- if you are no longer matriculated in computer science.
You can copy your data until the end of the current term onto an USB disk if need be. Please contact us personally with your identity card and supply an USB disk.


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The Sentient Landscape
poignant questions of interest. how it ties to LA
how i constructed the reading list
If Women Rose Rooted
-parallel journeys into Celtic myth and story embedded in place of Ireland, Scotland and Wales and deeply personal journey find herself
-engage with world in poetic, symbolic ways
-empower feminine principles and energies within place, the Earth and ourselves, long oppressed
-weaves mythic stories of her ancestry into chapters related to happenings in her personal life.
-as well meeting with various experts and professionals within the realms of equine therapy,


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I keep it on a hook in the back of the coat closet,
My green umbrella.
But there's nothing but sun to see,
(A red-orange streak cuts across the dusk),
No use to carry it with me.
It's nice to know I have it, though.
Come for a walk outside, you say,
On account of my being blind,
And you seem just the guide
I need.
Walk I do
And meet the task with diligence,
Describing fields and streams and pheasant prints.
So, one could see
That the reason makes no sense to me
Why you smash my wrists against a tree
Then mention casually,
It has begun to rain.
One hand grips me and one picks back up your walking cane.
Fetch your umbrella, ye good lass.
Hurry, I don't wish me clothes be wetted fast.
I say, I'm sorry but I can't;
How can I hold an umbrella with broken hands?
Author's Note:
Sometimes people ask you for help because you possess something to offer them. Something they need. In the process of helping them, they harm you somehow. Despite this, they expect more and more from you but unfortunately you are unable to continue interacting with them due to their own actions or disregard for you as a person. That was my insight behind the poem. The irony of the very person who came to you in weakness asking for help is the same one who "breaks the bones in your hands" then expects more help, reminds me of those great ironies in so many classic Twilight Zone episodes.
(Also, please know that, although I was writing/planning a poem on this same theme, a friend of mine happened to tell me a random, stray line of poetry that was something along the lines of "a person not being able to hold an umbrella with broken hands" and gave me permission to use it and did not want co-authorship credits when I offered. That line sparked me writing the whole rest of the poem. God bless (and God, thank you for) all the muses, the friends, the strangers who do something good for another person without seeking recognition.)
Click For Audio Version
Listen to The Breaks (FFP Poem) by Fitful, Phantasmal #np on #SoundCloud
Featured Image Credit by Zero


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What You Need to Know About Eco-Tourism
We at EcoParent had some questions about the eco-tourism industry. For answers we turned to the very knowledgeable Jonathan Foster, Executive Director of the Gros Morne Institute for Sustainable Tourism located in spectacular Gros Morne National Park, Newfoundland and Labrador.
EP: What is the difference between eco-tourism and sustainable tourism?
JF: You will quickly find thousands of web pages with definitions and terms that are similar but sure to confuse any sane traveller; and just because you see "eco" on something doesn't always mean it is a true eco-tourism product! From my own perspective eco-tourism and sustainable tourism share many of the same principles such as a focus on environmental conservation, creating some meaningful point of contact between visitor and local and ensuring that the tourism business is locally profitable and can sustain itself into the future. The International Eco-tourism Society defines eco-tourism as "responsible travel to natural areas that conserves the environment and improves the well-being of local people." In my view eco-tourism is really a segment of Sustainable Tourism. Sustainable Tourism is therefore much broader going beyond just eco-tourism and really encompassing the whole tourism industry by providing a set of guidelines and criteria that seek to create a balance between the environmental and socio-cultural impact of tourism while creating economically viable business enterprises locally. As the Parks Canada and Tourism Industry Association of Canada state, "It is tourism which is viable over the long term because it results in a net benefit for the social, economic, natural and cultural environments of the area in which it takes place."
EP: Is green tourism regulated?
JF: There is no one overriding regulatory body for green tourism worldwide. What we currently see are a number of different certification programs that exist on a somewhat international (but more or less regional) basis that are voluntary in nature. They provide set criteria and grading schemes that businesses must meet in order to gain the award or certification.
What to Know Before You Go
- Do you have a sustainability or environmental policy?
- Do you have any policies or codes that govern your operations? Examples could be codes of ethics for how visitors interact with wildlife, water usage for gardens and lawns, etc.
- Are you a member of any green or eco-certification program?
- Have you won any awards for your green efforts?
- Do you support any local community or environmental projects?
- What will I learn about the local culture? How will I interact with the culture?
- Do you use local foods and products? How are they grown, processed or fished?
- Do you employ local people? Do you provide training to support local people to advance in your business?
- Where is your company headquarters? If outside of the region how do you ensure the local community benefits from profits?
- How do you monitor these practices?


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"The World Peace Diet
– Eating for Spiritual Health and
Social Harmony' by WILL TUTTLE, Ph.D.
Over two thousand years ago in ancient Greece, the need for a positive revolution based on compassion for animals was clearly understood and articulated by Pythagoras. He had said, "As long as men massacre animals, they will kill each other. Indeed, he who sows the seeds of murder and pain cannot reap joy and love."
His unequivocal teaching that our happiness depends on treating animals with kindness inspired Plato, Plutarch and Plotinus and until 1850, when the word "vegetarian" was coined, anyone who refrained from eating animals was called a "Pythagorean".
Then centuries later came the genius Leonardo da Vinci who uttered his prescient words about the dire consequences of our meals: "I have from an early age abjured the use of meat, and the time will come when men will look upon the murder of animals as they now look upon the murder of men."
Another genius Albert Einstein wrote, "Nothing will benefit human health and increase chances of survival of life on earth as much as the evolution to a vegetarian diet."
Our deep urge to evolve to a more spiritually mature level of understanding and living, and to create a social order that promotes more justice, peace, freedom, health, sanity, prosperity, sustainability and happiness, absolutely requires us to stop viewing animals as food objects to be consumed and to shift to a plant-based way of eating. This would bless us enormously, liberating us from routinely practising, denying and projecting violence, and would help us cultivate equality and loving – kindness in our relationships as well as develop our capacity for inner serenity.
When we cultivate mindful awareness of the consequences of our food choices and conscientiously adopt a plant-based way of eating, refusing to participate in the domination of animals and the dulling of awareness this requires, we make a profound statement that both flows from and reinforces our ability to make connections. We become a force of sensitivity, healing and compassion.
The revolution of compassion that is growing in our consciousness and culture requires that we stop eating animals not just for selforiented health or economic reasons, but also from our hearts, out of caring for the animals, humans and vast web of interconnected lives that are harmed and destroyed by animal-based meals. The word that sums up this underlying ethic and motivation is "vegan", coined in 1944 in England by Donald Watson. Watson was dissatisfied with the word "vegetarian" because it does not account for motivation and refers only to the exclusion of animal flesh from the diet. He took the first three and last two letters of that word, but wanted it pronounced completely differently, "vee-gn", to emphasize its revolutionary import. Its definition in the Articles of Association of the Vegan Society in England reads,
"Veganism denotes a philosophy and a way of living which seeks to exclude – as far as is possible and practical – all forms of exploitation of, and cruelty to, animals for food, clothing or any other purpose; and by extension, promotes the development and use of animal-free alternatives for the benefit of humans, animals and the environment". The word "vegan", is newer and more challenging than "vegetarian" because it includes every sentient being in its circle of concern and addresses all forms of unnecessary cruelty from an essentially ethical perspective, with a motivation of compassion rather than health or purity, points to an ancient idea that has been articulated for many centuries, especially in the world's spiritual traditions.
As We Sow, So Shall We Reap
The most universal spiritual teaching, found cross-culturally in virtually all the world's religious traditions, is based on the truth of our interconnectedness. It is presented both positively, in what we refer to as the Golden Rule (to do unto others as we would have them do unto us), and more neutrally as the law of cause and effect (that whatever we do unto others will rebound to us). Simply stated, we can never expect to be happy if we cause suffering to others, to be free if we confine others, to be healthy if we cause sickness in others, to be prosperous if we steal from others, or to have peace if we are violent to others and cause them to be afraid.
Vegetarian children have been shown to have significantly higher IQs than average and it's well known, for example, that Thomas Edison, during the years he worked so hard to discover the secrets of electricity, abstained from eating flesh because he found he could think more clearly and make vital connections more easily on a plant-based diet. Plutarch wrote, "When we clog and cloy our body with flesh, we also render our mind and intellect coarse. When the body is clogged with unnatural food, the mind becomes confused and dull and loses its cheerfulness. Such minds engage in trivial pursuits, because they lack the clearness and vigor for higher thinking."
Four Pathways to Hell
The calves taken from their mothers are always destined for brutal mis-treatment, and the mother cow certainly has an awareness of this. Animals are remarkably sensitive, as countless cultures have recognized and as scientific evidence is increasingly showing. Mother cows are aware that the hands that confine and push her so hard for her milk cannot mean well for her children. The dairy-born calf will go down one of four doomed pathways.
If she is a female, she may be raised to be, like her mother, a slave in the dairy. She will be removed from her mother as early as possible so as not to waste the mother's marketable milk. She will be dehorned, usually by the use of a red-hot electric iron applied to her horn buttons.
This is described in a modern dairy management textbook :
… lay the calf on its side and put your knee on the neck… The dehorner has to be left on the button for approximately five to twenty seconds. The time will seem longer, because of the combined unpleasantness of burning hair and a struggling calf… dehorning may be complete…. when you hear a squeaking sound as the dehorner is twisted. It is the sound of the dehorner tip rubbing against the bone of the skull.
The cow is milked two to three times per day by the milking machines. No longer something done by her, milking is something inflicted upon her. The machines often cause cuts and injuries and result in infections. Sometimes the milking machines give electrical shocks as well, causing considerable discomfort and fear. After three to five years, these mother cows, dairy slaves, are worn out and sent off in overcrowded trucks to face the final insulting brutality of the slaughterhouse.
The second possible path for calves born on the dairy is that they may be killed shortly after birth if the veal industry or beef industry demand is low. The rennet in their young stomachs is valuable for making cheeses. Their bodies are then ground up for animal feed and their skin is used for more expensive leather. Sometimes pregnant cows are sent off to slaughter. In this case, the fetal calves that fall out of them when they are sliced open must be killed separately by the slaughterhouse workers. These unborn babies are skinned for the soft leather on their small, wet bodies, which fetches quite a high price.
The third possible path for dairy-born calves is to be auctioned to the veal industry. Both males and females are forced down this dark and miserable path when they are not needed on the dairy. The abuse these poor creatures must endure for their short lives is well known and documented. They are forced into veal crates and chained at the neck as soon as they arrive at the veal operation, only days or weeks old. These crates are built small, to confine the calves so they cannot move, causing their muscles to be undeveloped and their 'meat' more tender.
The fourth path for dairy-born calves, if they are male, is to be auctioned to the meat industry and raised for beef. All four of the possible paths that a calf born on a dairy may take, are paths of abuse and early tortured death.
Buddha had said, "All beings tremble before violence. All fear death. All love life. See yourself in others. Then whom can you hurt? What harm can you do?" Animal foods concentrate both physical and metaphysical toxins. The physical toxins in animal foods such as the trans fats, pathogens and pesticide, drug and hormone residues, besides injuring our bodily health, can also disturb us mentally and emotionally. Mood swings, irritability and loss of attentiveness are well-known side effects of drugs and chemicals and the power of psychoactive substances is well documented. We are rediscovering what Pythagoras taught us : that eating animal foods has negative effects on our consciousness. Beyond this physical level of biomechanisms such as hormone levels, toxins and nutrients, there are metaphysical forces at work, that though ignored and nevertheless operating. Metaphysical toxins – i.e. the concentrated vibrations of terror, grief, frustration and desperation permeating these foods – are invisible and completely unrecognized by conventional science, yet they may be even more disturbing to us than physical toxins because they work on the level of feelings and consciousness, which are more essential dimensions of ourselves than our physical vehicle.
By purchasing or ordering animal products we directly cause misery and sow seeds of despair and cruel violence. It would be naïve to think these seeds simply disappear into thin air. The terror, pain and frustration we cause to feeling creatures, whose bodies and minds are tormented beyond imagining, are extremely powerful forces that affect us, their causative agents, in many ways. When we nourish the cells with which we think and feel with the flesh and secretions of these terrorized animals, we absorb the vibrations of fear, disease and violence, no matter how we try to disguise this with euphemisms and distractions.
The most powerful antidotes to cruelty, abuse and indifference are not anger and sadness, but love, peace, joy and open-hearted creative enthusiasm for this precious gift of a human life. Just as Thich Nhat Hanh has wisely said that without inner peace, we cannot contribute to the peace movement, so it is also that without inner freedom, we cannot contribute to the liberation of animals, which is the essential pre-requisite to meaningful human freedom.
Veganism kindles a deep sense of peace in nature and of kinship, fellowship and harmony with all life. It encourages a sense of inner richness that keeps growing and deepening as years go by, a sense of gentleness and of purpose. Becoming vegan is not so much a decision made with our intellect as it is a natural consequence of inner ripening. While it's certainly helpful to comprehend intellectually the vast mandala of negative consequences of eating animal foods, we find that we are propelled into veganism by our intuition. As our intuitive heart opens, it opens to understanding our connection with others and to including them within the sphere of our concern.
As our hearts open to deeper understanding, our circle of compassion naturally enlarges and spontaneously begins to include more and more "others" – not just our own tribe, sect, nation or race, but all human beings, and not just humans, but other mammals, and birds, fish, forests and the whole beautifully inter woven tapestry of living, pulsing creation. All beings. All of Us.


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This is one serious problem that shouldn't be hidden once found out, cry out if you are experiencing shaky fingers. Don't ever make the mistake of thinking the issue only happens to elderly people, it can actually happen to any age, experiences of time past led lots of credence to this. Don't be baffled seeing an eleven-year-old having shaky fingers.
Known largely to be caused by what is called Tremor, it's known to be a neurological disorder, which can come down on any fellow that is prone to it. Other main causes of shaking fingers can be anxiousness, not leaving out seizures and the likes.
Experts made it known that there is no particular solution but certain steps can be taken to help reverse the trend.
Here are some steps that can help out.
Shun Alcoholic Drinks
Alcoholic drinks are known to inflame the condition in some sufferers, if that is the case with you, you've got no choice but to put a quick stop to alcoholic drinks. Though some fellows are known to be battling shaking fingers but still doing fine with alcohol, the best bet would have been to stay away.
Ingredients used in producing most alcoholic drinks can easily be referred to as stimulants, what do you expect if such is taken in when you have such serious problem as shaky fingers?
Lifestyle Changes
Just as you are advised to making changes to intake of alcohol, making certain changes to some of the ways you live your life can also help out. Think deeply while alone, you will surely come up with some unhealthy habits that can bring forth such serious issue like shaking fingers. Doing away with those habits will go a long way in helping to tackle the problem.
Relaxing the body is also known to help ease the problem with time, it will give way if you observe good rest as at when due. Past events have shown those that never stop engaging in tougher tasks will have problem stopping shaking fingers not until they realize the solution is starring them in their faces.
The amount of stress you put on the same fingers will make it almost impossible of getting any relief soon, not until you do the needful, which is rest.
No matter the amount of joy you usually derive when you take your caffeine, its time you do away with it. No doubt a tough decision but you just have to do it if you are having issues like shaking fingers. Caffeine and the likes are known to be stimulants, just like most alcoholic drinks out there, don't wait to be told, it will only aggravate that problem you are battling.
Anything that will bring stress to your body should be avoided if you are having shaking fingers. Just as advised under the relaxation, a good rest will help ease out any stress that may have built up in the body.
The simple truth is this, those shaking fingers tend to gain momentum when the amount of stress the body accumulates gets to it, then, expect it to be in action.
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Music Department Events
Currently Browsing:
Events for AlumniSee events for all groups (clear "Alumni")
June 2020
Wednesday, June 10th
- Carleton Music: The Show Must Go On!
- 7:00 pm, Streamed Event - Check your email for details!
October 2020
Friday, October 16th
- Piano Recital: Matthew McCright "Forward Looking Back"
- Solo piano performance
- 7:00 pm, Carleton Stream


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Thank you for visiting our studio.
Unfortunately, our business is closing, and this website will be shutting down in a few days.
We were so excited about the idea of high-quality selfie studio which can provide the best family photos at a very reasonable price.
But it's unfortunate that we have to let this opportunity go.
We sincerely appreciate your interests and support.
Photo Selfiea Enterprises Inc.


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Many decisions of a financial nature require careful consideration of the facts and analysis of the specific circumstances. Here are some examples of this type of decision:
It is very important to find an expert in the field; someone whose experience you can lean on. A professional will rely on knowledge gained through education, through personal experience, and vicariously through situations they have worked through with their clients. This level of experience allows them to steer you in the right direction.
People often talk to their accountant or lawyer regarding financial matters. These professionals can frequently provide a good second opinion. For specific financial matters however, not all accountants or lawyers have the expertise necessary to deal with the questions asked. When you work with someone who truly specializes in financial planning, you ensure that dealing with this type of questions is their primary focus.
Good advisors make the best interests of the client their top priority. They work with the client to set financial objectives and to structure a plan to reach those objectives. Along the way they assist the client in dealing with the many financial decisions that are required; only some of which involve financial products. We refer to this way of working with clients as the consultative approach. This approach has more to do with understanding the needs of the client than it does with the sale of product.
What is it like when your advisor uses the consultative approach?
1. Your sessions with the advisor should focus on you.
The focus of discussions is based on your needs, and your goals. Product related matters are secondary.
2. Negatives and alternatives to any course of action are discussed
Discussions include identification of the things that can go wrong with the strategy being recommended. Many situations are not straightforward and a number of alternatives need to be laid out with all information disclosed in a relatively easy to understand manner.
3. Advisor compensation is fully disclosed.
There are many good advisors who sell products including: GICs, mortgages, life insurance, and mutual funds. All of these products have commissions and fees associated with them. A good advisor will provide complete disclosure of all compensation they receive. Although these amounts are often hidden within the products themselves and are not paid directly by the client, disclosure allows the consumer to make an informed decision taking into consideration:
If the client feels comfortable with these considerations, the compensation paid will be well worth it. Consider this, if you are working with an accountant or a lawyer, all of this is disclosed upfront during the engagement; the amount you will be charged per hour, and the approximate number of hours involved with the case. The relationship with your advisor should be no different.
Whenever you purchase a financial product or service, someone is making money on that product or service. A certain amount of skepticism is healthy because there is certainly the potential for a conflict of interest. In our opinion however, as long as pricing is competitive, it makes sense to buy that product or service from an advisor that focuses on client needs and provides the highest level of client service.
© 2020 jarmstrong.ca All Rights Reserved.


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With the Brexit process gathering pace, there is much focus on the question of how different parts of the European Union as well as different parts of the United Kingdom will manage a transition to new rules, customs arrangements and related administrative matters. The European Union and the United Kingdom will, somehow, 'meet' on the island of Ireland. In this context, it is particularly important to understand something about the structure of the Northern Ireland economy. A very recent publication [Structure and Performance of the Northern Ireland Economy, 2014 and 2015] by the Northern Ireland Statistics and Research Agency (NISRA) provides a useful and fresh insight into some of the key aggregates that go to make up total income, expenditure and output in Northern Ireland.
The first point we may note is that, as a regional economy, Northern Ireland remains very open in terms of trade with (a) the rest of the United Kingdom (hereafter Great Britain), (b) the Republic of Ireland, and (c) the rest of the world including the other 26 Member States of the EU. Northern Ireland imports or purchases goods and services close to £25 billion per annum while it exports or sells close to £22 billion (data refer to 2015). The make-up of these flows of goods and services are shown in the Chart, below. What is striking is that the bulk of flows are between Northern Ireland (NI) and Great Britain (GB) with £17.6 billion purchased from GB in 2015 and £11.3 billion sold by NI to GB in the same year. By contrast, only £2.4 billion is purchased by NI from the Republic of Ireland (similar to what is purchased from the rest of the EU) while £3.7 billion is sold to the Republic. These figures clearly show the degree to which the economy of Northern Ireland is heavily integrated into the national UK economy. While the all-island economy of Ireland remains an important source of trade and income for Northern Ireland, it is the East-West link that is crucial. History, politics and border do matter for economies even in the era of globalisation and free trade such as it has been up to recently.
There is an added point that some of the £4.7 billion purchased from outside Ireland and Great Britain (£2.4+£2.3 in Chart 1) is transported as goods across the 'landbridge' of Great Britain (or via a port in the Republic of Ireland). Whatever rules are applied to goods, let alone services, the impact of a reconfiguring of the UK's relationship with the EU and with the rest of the world will have a profound impact on Northern Ireland's economy. Households will feel and see the difference in relation to choice of products, price of goods and services not to mention of ease of travel, work and study across boundaries.
While detailed sectoral statistical breakdowns of cross-border trade flows are challenging, it is clear that the bulk of purchases from Great Britain is in the form of goods and services purchased by manufacturing within the broad 'Production' Sector (in total £13.1 billion is purchased by the Production sector in Northern Ireland out of a total of £17.6 billion across all sectors in Northern Ireland). This indicates the importance of manufacturing supply chains on the East-West axis. (In a separate publication, NISRA have estimated that, for example, two-thirds of goods agri-food goods traded with the Republic by Northern Ireland may be considered as part of a supply chain activity.)
Separate to the above publications, the Northern Ireland Broad Economy Sales and Exports Statistics (BESES) was published last March here and relates to 2016 data. The data show that over 80% of purchases by NI from GB are goods and the rest are services while the proportion for goods is even higher at over 85% for NI purchases from the Republic. In the other direction, around 75% of sales to GB by NI are goods while the corresponding proportion for the Republic is 80% (source is here). These findings reinforce the significance of post-Brexit customs arrangements where the bulk of regional trade relates to goods.
Beyond trade statistics, the most recent NISRA publication provides an overall view of total of income (or expenditure or output) in Northern Ireland. This came to £41.6 billion in 2015. This gives an estimate of £22,450 per head of population in that year – just over three quarters of the corresponding figure for the UK as a whole (£29,008). Contained within total income in Northern Ireland is what statisticians call 'Compensation of Employees' which is the total wage bill plus employer contributions to pensions and national insurance.
Any sharp or sudden economic downturns will have a big impact on employment as well as on wages especially in those sectors that may be adversely affected by reconfigured trade rules, costs or delays.
As matters stand, there is a soft border between Northern and Southern Ireland (it says 'roaming charges' apply once you cross the border and pharmacies in the North do not recognise some medicines sold in the Republic of Ireland in spite of the fact that we are supposed to be in a single European market as matters stand today). As a British exit from the EU gathers pace, borders will become less soft. It is not a question of whether or not but of how much and when (and where – meaning in the Irish sea or along Irish rivers and ditches).
Finally, a point of interest revealed in the recent NISRA publication is the very low level of investment in Northern Ireland compared to other regions or countries. Gross Capital Formation (i.e. investment) came to £5.6 billion in 2015 or 13.5% of GDP. These figures are of concern for a number of reasons:
- They predate the 2016 referendum on Brexit which opened up uncertainty for investors in the UK but especially in Northern Ireland.
- Any strategy to rebuild and retool the Northern Ireland economy will require sustained and targeted investment in key sectors.
- Investment by Government in transport, health, education and other areas of infrastructure is well below what it needs to be if Northern Ireland is to perform economically.
Visiting motorists from the Republic to Northern Ireland are increasingly surprised by the poor or under-developed state of roads once they cross the border. The reverse was the case 20 years ago. How times have changed and they will change again.
Tom Healy
Tom Healy was the Director of the Nevin Economic Research Institute (NERI). Tom has previously worked in the Economic and Social Research Institute, the Northern Ireland Economic Research Centre, the Organisation for Economic Cooperation and Development, the National Economic and Social Forum and the Department of Education and Skills.


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Milan Pant
Looking for more sizes and styles for your team? Call our Uniform Solutions Team at 1-800-772-1408 or email at firstname.lastname@example.com.
The Milan pants are made with our high-performance fitness fabric. Incredibly stretchy with high breathability and enhanced moisture-wicking and odour resistant properties. This is the perfect pant for massage therapists, physical roles, and poolside positions.
- Anti-bacterial
- Highly breathable
- Moisture-wicking
- Odor resistant
- Durable
Composition : 92% Polyester, 8% Spandex
Care Instructions: Machine wash cold, hang to dry.
Fit Recommendation
Fit Style 1 – Fits true to size so order your normal size.


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DAVENPORT | City Council members have invited Polk County Fire Services officials to their July workshop meeting to make a presentation on service options.
Mayor Pete Rust said county fire officials had sent a letter to city officials a couple of years ago asking to come to a meeting and make a presentation about what services the county could offer the city.
"For one reason or another that never happened," Rust said. "So we asked the current city manager to take care of arranging it.
"I don't know what he will be making a presentation on, but he is coming to make a presentation," he said of the Fire Service official.
Rust said he did not know if the presentation would be about the county offering to take over providing fire services for the city.
Currently, the city has six paid firefighters who staff the fire station 24 hours a day, seven days a week. There are also volunteer firefighters who also respond to calls.
The city does not have a paid fire chief.
Neither Polk County Fire Chief David Cash nor Assistant Fire Chief Rick Parnell could be reached for comment Friday.
Rust said he thinks it was the council's responsibility to listen to whatever the county presents.
He said if there is an opportunity for the city to save money, then the council is obligated to listen.
"Public safety is a big issue in a community," Rust said. "You have to look at all the alternatives that come your way. You have to look at what might benefit the community. I am looking at it from a business standpoint. I think elected officials have to do that."
Rust said he has talked to other elected officials in other cities where the county provides fire services who are happy with the service.
"Initially, there was some resistance, but now the residents and the elected officials are pretty happy with the services," Rust said.
He said he talked with Polk City officials who said having county fire and law enforcement services is working well for that city.
"With budgets and taxes being what they are I think it is a direction we need to consider. You have to weigh the expenses of public safety, that being police and fire, against taxpayer costs," Rust said. "You have to take your personal feelings out of it. It is a business decision. You have to look at what is in the best interest of the residents."
Rust said the city police and fire budgets makes up $1 million of the city's $15 million budget.
"That is pretty substantial," he said. "You have to look at if we need four or five fire trucks for the area we cover."
Rust said there has not been any discussion about having the Polk County Sheriff's Office make a presentation.
City Manager Amy Arrington said Cash is scheduled to make a presentation at the July 14 workshop meeting in the council chambers at City Hall.
[ Amber Smith can be reached at firstname.lastname@example.com or 863-422-6800. ]
Davenport May Talk Fire Service with County
DAVENPORT | City Council members have invited Polk County Fire Services officials to their July workshop meeting to make a presentation on service options.


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Nike Spurs Crest T Shirt Mens
This Nike Spurs Crest T Shirt is the perfect gift for any Spurs fan. Crafted with short sleeves and a crew neck, this t shirt has a ribbed trim for comfort. It is a lightweight, athletic cut in a block colour. This t shirt is designed with a printed club crest and is complete with both Tottenham Hotspur and Nike Swoosh branding.
> Maglietta
> Manica corta
> Girocollo
> Costine Rifila
> Taglio di atletica
> Pesi leggeri
> Color Block
> Cresta stampata club
> Tottenham Hotspur branding
> Nike Swoosh branding
> > 100% cotone
> Lavabile in lavatrice
Per vedere l'intera gamma di
Maglie calcio Tottenham Hotspur
visita SportsDirect
Codice prodotto: 374817


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Ecogreen is multi-store POS Retailing software for small-medium size retail industry. It is an efficient tool for retail chains to engage customers efficiently and process prescriptions in the least possible time. This pos system can easy to manage Inventory, Warehouse management, centralised back office management, order, payroll management.
Ecogreen - not only gives the power to manage the business in an efficient manner but also provides insights which can help you take better decisions. Ecogreen is flagship product and best suited for multi-store owners with the centralized management system and single store owners aspiring to open multi-store in near future. It is most powerful solution which can handle the any number of Branch and Distribution Centers at the single place using different taxation structure.
1. Chaitanya Maniar, Noble Chemist
Good software for retail pharmacy
Ecogreen helps to increase the efficiency of operating the shop / multiple shops. Enables To obtain data and analysis with ease . Good backend team to support for any queries . Will definitely recommend to use this software.
2. Ashraf Biran, Director, Wellness Forever Medicare Pvt Ltd. Mumbai
Sripal, Sajith and the entire team of ecogreen are great people to work and bond with
Its an amazing software and works brilliantly. The only complaint i have is that we are always wanting more additions and it is sometimes taking a little more time to develop customized needs. Rest is great and i wish them all the best and pray to god to keep our relationship getting better and stronger like old wine with each passing day. God bless.
3. Jinesh Jain, Aushad group mysore
Its simple,fast and productive at work
Ecogreen gives the best solutions and scope to improve the day to day business. Organisations goal is achievable and can be aligned well through Ecogreen. Every day business needs a scope of improvement, innovation, and smart work ecogreen helps well to do so. To sustain in this world today we need a great tools and support, thank you ecogreen.


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Featured AdPromote Your Ad
ADVERTISE HERE [Click to Learn More]
A Featured Ad is a unique, long-term ad upgrade option that allows you to purchase the top ad placement on the first page of a specific category for either one, three or six months.View Details »
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Income Tax Return Service 32 Yrs Experience
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Compu Wiz (Est.1985) Income Tax Services - 32 Yrs Experience, Includes Hard Copy, Net-file and pick-up - delivery (Seniors) - Free ...
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Renewed: September 28, 2020
Details: New, Commercial Seller


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Hauppauge WinTV HVR 1900 Hybrid Analogue and Digital USB TV Tuner : seems to be a safe option for MythTV analog TV and DVB-T support on this side of the pond
(tags: tv hauppauge linux mythtv ireland tuner)
pvrusb2 Linux drivers for the Hauppauge product line : Jesus Christ Hauppauge. get a clue already, why are you making it so hard for Linux users to buy your bloody hardware?!
(tags: htpc linux pvr mythtv usb hauppauge pvrusb2 drivers hardware)
Today's Guardian : Phil Gyford reworks the Grauniad's website using their open content API. I really like the navigation and just-the-text nature, but I still feel a need to know what other articles are "nearby", which this doesn't quite provide. Still, excellent work
(tags: phil-gyford news newspapers gu guardian design usability reading readability webdesign)
Links for 2010-06-10
7 Comments
Haven't checked the MythTV compatibility, but Terratec H5 works a treat for me.
Lads, ye sounds like experts, little help? I've been trying to figure out a way of capturing programmes from my Sky+ box for a while, and I'm not getting there. I bought one of those EasyCap things, but of course I bought the wrong one and the sound was shite. The Dazzle things seem ok, but they're expensive and I don't want to shell out again on something that might not work. And I'm guessing the WinTV thing above doesn't do hi-def (although admittedly that's not a huge problem). I realise ye're looking for something more open, but if ye've any tips for me I'd appreciate it.
Thanks, adam
I'm a moron, of course the signals from SCART are going to be analog, so I guess the WinTV yoke above would work. Would you know of anything cheaper that would definitely work though? I don't need a remote like.
My solution was to buy a DVD recorder and use that, but who needs another big chunk of equipement under their telly. :)
That's the kind of thing, but I'm a bit slow to buy something without someone having tried it and saying "yeah, it's dead easy". :) Thanks though!


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Hundreds evacuated after possible science lab contamination
HUNDREDS of students and workers have been evacuated after an incident in the science department at Swinburne University's Hawthorn campus.
MFB crews responded to a "gas depletion alert" in the basement of the science and technology labs, evacuating more than 500 people from the university campus.
Firefighters with specialist equipment, including hazmat suits, are on the scene.
CCTV footage shows no one is within the possibly contaminated laboratories.
Authorities warn that traffic on John St and Burwood Rd could be disrupted.
Police and paramedics are on the scene.
More to come


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Automotive Stories
- Most Popular
- Latest
What can be done with the VW Beetle
submitted by: triton 4956 day ago
Most recognizable car in history changes into something less recognizable in these outrageous mods...
0 comments | Topic: Automotive | View Count: 823
Extending Your Car's Life and Your Investment
submitted by: xiaohu 4960 day ago
Start with oil and filter changes every 3,000 miles if you use conventional oil, or every 5,000 miles if you use synthetic oil. Proper lubrication prevents wear on expensive engine parts and can even save you money on gasoline by improving your engine's efficiency.
0 comments | Topic: Automotive | View Count: 562
The best cars of 2007 for teenagers
submitted by: weiliu 4960 day ago
These rides combine affordability, reliability, good mileage and safety.
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Ch 20: Number Line & the Coordinate Graph
About This Chapter
Number Line & the Coordinate Graph - Chapter Summary
Use this chapter's fun video lessons to review number lines and coordinate graphs. Instructors detail the components of these number lines and graphs as well as how to work with them. You'll take a look at ordered pairs and points on a coordinate plane. You will also refresh your memory of measuring distance between points and solving math problems using number lines. Once you study the lessons in the chapter, you can do the following:
- Identify the parts of number lines and graphs
- Use a number line to solve addition and subtraction problems
- Plot points on a coordinate plane
- Locate and graph ordered pairs on a coordinate plane
- Measure the distance between two points
Our video lessons make reviewing these math topics a simple and engaging activity. The short videos are full of examples and visuals to help reinforce the concepts. They also include a jump feature on each video timeline so that you can go back and rewatch excerpts as needed during study time.
Be sure to check out the self-assessment lesson quizzes, as these are a great way to check your understanding of number lines and coordinate graphs.
1. What Is a Number Line?
A number line is a visual representation of all real numbers. In this lesson, we'll learn how to identify points on a number line. We'll also practice addition and subtraction, letting the number line do all the hard work.
2. What Are the Different Parts of a Graph?
Being able to read a graph isn't just vital for an algebra class. Graphs and charts are used everywhere! We'll take a crash course on the basic x/y plane used in algebra and the fundamental vocab you need.
3. Plotting Points on the Coordinate Plane
If you'll be working with a graph, otherwise known as the coordinate plane, it's essential to understand how it works. This includes learning the parts of a graph, identifying points and plotting points.
4. Ordered Pairs on the Coordinate Plane
In this video lesson, you will see how points are plotted on the coordinate plane. Learn the proper way to identify points on the coordinate plane and how to read the points.
5. How to Find the Distance Between Two Points
After watching this video lesson, you will be able to find the distance between any two points on the coordinate plane. Learn what information you and how to plug them in to your formula.
Earning College Credit
Did you know… We have over 200 college courses that prepare you to earn credit by exam that is accepted by over 1,500 colleges and universities. You can test out of the first two years of college and save thousands off your degree. Anyone can earn credit-by-exam regardless of age or education level.
To learn more, visit our Earning Credit Page
Transferring credit to the school of your choice
Not sure what college you want to attend yet? Study.com has thousands of articles about every imaginable degree, area of study and career path that can help you find the school that's right for you.
Other Chapters
Other chapters within the Contemporary Math: Help and Review course
- Mathematical Reasoning & Problem-Solving: Help and Review
- Statistics Overview: Help and Review
- Probability Overview: Help and Review
- Understanding Discrete Probability Distributions: Help and Review
- The Normal Curve & Continuous Probability Distributions: Help and Review
- The Mathematics of Voting: Help and Review
- The Mathematics of Apportionment: Help and Review
- Graph Theory: Help and Review
- Operations with Basic Algebraic Expressions
- Conics in Algebra
- Algebraic Concepts of Groups & Sets
- Notation, Sequences & Series
- Matrices and Determinants in Algebra
- Combinatorics
- Fractions, Decimals & Mixed Numbers
- Approaches to Math Word Problems
- How to Solve Word Problems: Help and Review
- Performing Basic Arithmetic
- Operations with Monomials and Polynomials


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Ilkley - a festival town in the making
PUBLISHED: 22:25 15 September 2012 | UPDATED: 18:04 15 April 2016
Like everyone on Earth – and beyond – Chris Titley can't get enough of Ilkley and its moor<br/>Photographs by Joan Russell
Everyone loves Ilkley. Walkers, birdwatchers, writers, poets, gourmands, musicians, soap stars, little green men from outer space… But more of them later.
Such universal approval ratings stem partly from the surroundings but also because there's always something going on in the town. Whatever time of year it is, you're never far from a festival.
This year's Ilkley Literature Festival, which kicks off on September 28, has attracted the usual stellar line-up of scribblers. Michael Portillo, Michael Palin, Sandi Toksvig, Paddy Ashdown, Jeremy Vine, Clare Balding – they're queuing up to meet Yorkshire's book-buying public and grab a few cubic litres of Ilkley air to shake the London soot from their lungs.
That follows hot on the heels of the town's summer festival in August, which boasted everything from brass bands to Bernie Clifton.
No wonder chairman of Ilkley Parish Council Heathcliffe Bowen describes it as a festival town. 'It brings in tremendous numbers of visitors,' he said. 'And it brings considerable kudos to the town, particularly the literature festival.'
He was born and brought up in Ilkley, and although he went away to university he soon came back, finding nowhere to match it. 'It's the quality of life in the town. It is an idyllic place to live,' he said. A colleague's son, visiting Ilkley by rail for the first time, said that 'journey into the town was almost like coming in to heaven'.
Heathcliffe has seen many changes in his lifetime. Industrial Ilkley has largely been tidied away. And the many incomers who have settled here changed the demographic. 'We have quite a diverse population now which is a very positive thing. It means you're not set in aspic.'
The parish council and others must perform an unenviable balancing act, preserving the best of the town while not allowing it to stagnate. A high-profile and ultimately doomed campaign to keep out Tesco showed what they were up against.
'The debates that are going on at the moment are along the lines of how can we manage development. I'm sure there will come a point when people say we can't take any more without infringing on the green belt and so forth,' he said.
In five years' time he'd like to 'see more enhancements to the town and possibly some of the assets come back into the ownership of the town'. Heathcliffe mentions the Manor House, the lido and the King's Hall and Winter Garden as some of the heritage treasures which might come back under community control.
The community would certainly be up for it. Ilkley probably has more friends' groups than any town in Yorkshire: Friends of the King's Hall,
Friends of the Ilkley Lido, Friends of the Manor House. And five years ago the town came together to create the Friends of Ilkley Moor. Astonishingly, it now has nearly 500 members and has raised £180,000 to help look after this very special parcel of open space.
'Our remit is to protect and conserve the moor. We have in Ilkley Moor one of the most iconic open spaces in the country,' said Owen Wells, chairman of the friends.
'Heather moorland, which we think of as quite ordinary, is one of the world's rarest habitats.'
Ilkley Moor is a fragile environment. Its soil is peat, easily eroded by the boots of countless walkers. So they've put in new, solid pathways which will keep people on the straight and narrow, and away from fragile wildlife like curlews and other ground-nesting birds.
Getting there: Ilkley is on the A65 between Leeds and Skipton. There are train services from Leeds to the town every half hour during the day
Where to park: Try South Hawksworth Street Car Park in the centre of town
What to do: Enjoy a meal at one of the many excellent restaurants, including The Box Tree where Marco Pierre White learned to cook. Go for a walk on the moor (but stick to the paths) or enjoy one of the regular town festivals


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Principal - Geotechnical Enigneer
|Job Title:
|Principal - Geotechnical Enigneer
|Contract Type:
|Job Published:
|March 16, 2020 08:46
Job Description
Your role will include:
- Delivering geotechnical analysis and designs;
- Working in collaboration with other design teams and disciplines to ensure the integrity of the overall design;
- Managing the production drawings and reports;
- Managing selected projects or components of projects, taking responsibility for the program, resource allocation, technical risks and delivery;
- Undertaking site investigations and inspections to ensure project compliance;
- Providing the team with technical guidance on geotechnical design and analysis matters as well as conducting technical verifications;
- Working closely with your established network in New South Wales to acquire and develop new business opportunities including public and private clients;
- Developing team members to their full potential through training, coaching and mentoring.
- Tertiary qualifications in a relevant Engineering discipline;
- A minimum of 12 years' of relevant experience in geotechnical industry;
- A minimum of 3 years' of site investigation experience
- A minimum of 3 years' of relevant experience in a design consultancy environment;
- High-level proficiency in the use of geotechnical analysis and design software is desirable;
- Experience on projects for RMS, TfNSW, Sydney Trains or their interstate equivalents;
- Experience in the design of structural foundations, soft soil stabilization measures, embankments and slope stabilization measures, excavation retention systems and soil structure interaction is preferable;
- Excellent client-focus and ability to delivery to client needs;
- Proven experience in building and maintaining effective relationships, both with clients and team members;
- Demonstrated ability to lead a small team, with good influencing, motivating and delegation skills; and
- Good communication skills, both written and verbal.
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Taylor Swift, who released Ready For It? , went through a special moment this Saturday, 2! Taylor was a maid of honour at the wedding of Abigail Anderson, her longtime friend.
The ceremony took place on Martha's Vineyard and in the photos, Taylor appears with burgundy dress and lipstick of the same colour while carrying the tail of her BF dress. The two have been friends since high school and Abigail is even featured in Swift's Fifteen songs.
Abigail and Matt Lucier were engaged in June 2016 and the following month they won an engagement party for the singer.
When there's literally so much love around your only option is to make a room for all of your love banners & sing love songs to each other. @taylorswift we LOVE you! Kudos to @teddysphotos for the photobomb of the year.


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Leaking Oil India well that caught fire yesterday should have been flagged earlier
Serious observations were made about Oil India project near Dibru-Saikhowa national park
Fishing, agriculture impacted by burning river in Upper Assam: Residents
They alleged the administration was slow to respond to the crisis as the affected area had been supporting anti-CAA protestors
'Waiving off oil, gas exploration clearance could've grave consequences'
Oil and gas exploration poses huge risk to islands, fishing areas, breeding grounds and migratory routes, says CSE expert
How microbes may help clean up oil spills in Iraq
The soil bacteria is fed with nutrients from manure and bulking agents like wood chips and water, to thrive in and then break down petroleum
Ecuador annuls austerity decree, restores fuel subsidy
Decree 833 will be replaced with a new one that contains mechanisms to focus resources on who needs it most, said President Lenín Moreno
You will soon be able to buy India's first high oleic groundnut varieties
The commercialised of these varieties and it is set to benefit all stakeholders, including small famers, food industry as well as the …
Evidence of pre-modern iron technology found in Nagaland
Wui village of Tuensang district in the state is known for its traditional art of iron-smelting and iron tool production since pre-colonial times
Neduvasal will protest against hydrocarbon extraction
In Neduvasal, a village in the Cauvery delta in Tamil Nadu, villagers are protesting against the extraction of hydrocarbons from their …
Exxon's Rex Tillerson and the rise of Big Oil in American politics
Big Oil has historically played a behind-the-scenes role on American policy and politics. No longer
Synthetic influx
Synthetic menthol threatens the livelihoods of 400,000 families of farmers who grow Mentha
Time, whose side are you on?
As Texaco-Chevron drags its feet over remedial measures in Ecuador's once-pristine Amazon forest, those affected endure a difficult …
EU's carbon rating plan for tar sands stalled
Canada heaves sigh of relief


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Helpful links
Below we have listed a few website links to help you at this difficult time, we are also available to help you with advice or any queries you may have.
Registering the death
How to register a death in the UK. Who can register a death and documents you need.More information can be found on gov.uk using the link below.Visit Site
NAFD - National Association of Funeral Directors
We are members of the National Association of Funeral Directors, the code of practice sets out the high level of service that clients may expect in their dealings with a member of the association. More information can be found on NAFD website using the link below.Visit Site
Golden Charter - Later Life Planning
Golden Charter (the UK's largest independent funeral plan provider) offer a range of other services to include Wills, Lasting Power of Attorney, etc. More information can be found on the link below.Visit Site
SAIF - Independent Funeral Directors
We are members of SAIF and this was established in 1989 and represents more than 870 privately owned, independent funeral homes across the UK.
They work hard within the profession to promote best practice and protect the interests of members and their local communities.
They also provide training and education programmes to ensure they continue to meet the highest of standards.
By choosing a SAIF member, bereaved families can be assured of a compassionate, professional approach, under pinned by our industry leading Code of Practice.
More information can be found on SAIF website using the link below.Visit Site


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Household Bank Credit Card Review
Summary – The Household Bank Platinum MasterCards is one of the better credit cards for those who have fair credit or even poor credit. Household Bank is actually owned by HSBC Bank, one of the largest bank in the world and Household Bank is one of the biggest players in the sub-prime space. Let us look at this card in further detail.
How it works – Unlike most other credit card offers, Household Bank actually has 5 card offerings. You will be offered one of the four cards based on your credit worthiness. Below are details of the five cards taken from their website.
Card Details – If you have no credit history or if your credit is poor, chances are that you will be offered a secured credit card. It has a very low APR at 7.90%, a $35 annual fee (which is waived for the first year). You have to deposit a minimum of $200 to get going for the secured credit card.
If your credit is better, you may get a Platinum card with different fee structures. At the higher end, you may get a card with no annual fee and a 0% balance transfer offer.
Verdict – If you have no credit or poor credit, then I think the Household Bank Platinum MasterCards is perhaps one of the best credit card to get. Most issuers who target at this segment charge outrageous fees and have ridiculously high APR. As an example, the tribute credit card from Compucredit has annual fees and monthly maintenance fees that exceed $200! And an APR of 25%!
The Household Credit Card has reasonable fees and APR because they offer a variety of cards with different fees and APR (including a secured credit card), you are highly unlikely to be turned down for this card. This card gets my thumbs up.
|Household Bank MasterCard
|Credit Limits
|100% of bank deposit, $100-$15,000 – for secured card
|Credit Agency Reporting
|Reports to 3 agencies
|Card Benefits
|Free Online Bill Pay
24 hour online access to account
|Cost/Fees/Interest rates
|Annual Fees
|$0 to $79
|Application Fees
|$0 to $49 depending on the card
|Purchase APR
|7.90% to 15.90%
|Grace Period
|25 days
|Balance Calculation Method
|Average Daily Balance (including new purchases)
|Cash Advance fee
|5% min $5.00 for Orchard Bank Cards
3%, min $15.00 for
Orchard Bank Prime Master Card
|Over-the-credit-limit fee
|Late Payment fee
Apply for the Household Bank Platinum MasterCards