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Knowing the salary range for entry-level positions across the major job fields in Nigeria can better position a fresh graduate or job seeker. Fresh graduates and job seekers with no clear career path or preferences often look for ideas that can help them figure out what they want to do, where they want to work, and what job field is best for them to start a career.
An entry-level job is one that allows an individual to enter the workforce, often with little experience or education. These positions are sought after by fresh graduates right out of school and older workers seeking a new direction in their careers.
Different things motivate and influence different career decisions. The way a work environment can determine an employee's interest in a company is the same way the salary range of a particular job field can determine a job – seeker's career interest.
Most job seekers will prefer to build a career in a field with high-income possibility rate. To make sure you have the salary information you need to build your career, we have decided to give the salary range for entry-level positions across these major job fields in Nigeria:
- Banking
- Finance/Accounting
- Information Technology/Telecommunication
- Medicine/Health
- Engineering/Technical
- Customer Service
- Human Resources
- Media/Advertising
- Aviation/Airline
- Law/ Legal
- Sales/Marketing
- Project Management
- Administrative/ Secretariat
Banking Salary Range for Entry-level Positions
Banking as a job field includes all job roles that are performed in the banking system that has to do with financial activities. It ranges from teller officer to financial officers or analyst. Banking involves the provision of financial services such as wealth management, currency exchange, payment management etc. Most job- seekers looking for entry-level positions prefer to build a career in banking.
Below are average salaries for entry-level job positions in banking
Accounting Salary Range for Entry-Level Positions
Accounting has to do with job roles that involve the systematic and comprehensive recording of financial transactions pertaining to a business. Accounting as a job field covers other account related job roles.
Below are average salaries for entry-level job positions in Accounting
Search for accounting jobs here
Information Technology/Telecommunication
As one of the trending job fields in Nigeria, information technology is an umbrella name for job roles that are ICT related.
The average salary range for entry-level job positions in information technology/telecommunication
- Programmer ₦71, 000
- IT Support Officer ₦65, 000
- Software Engineer ₦88, 000
- Network Engineer ₦173, 000
Medicine/health is one job field that most persons will love to build a career in because of the respect accrued to medical and other health practitioners in Nigeria as well as their wages and salaries. In this article, we would group job roles that are health-related under medicine and health.
The average salary range for entry-level job positions in medicine/health
- Doctors ₦195, 000
- Nurses ₦92, 000
- Pharmacist ₦94, 000
- Optometrist ₦55, 000
- Dentist ₦50, 000
- Medical Laboratory Scientist ₦89, 000
See medical/ health vacancies today
Engineering makes use of scientific knowledge to solve world problems. Engineers find out how things work and find practical uses for scientific inventions that make the human living condition more comfortable. Due to the practical approach of engineering in solving real-life problems, many persons will be eager to pursue a career in engineering. There are different job roles in engineering.
Average salary range for entry-level job positions in Engineering
- Civil Engineer ₦77, 000
- Computer Engineer ₦76, 000
- Electrical Engineer ₦73, 000
- Mechanical Engineer ₦266, 000
- Network Engineer ₦173, 000
- Production Engineer ₦53, 000
- Software Engineer ₦112, 000
Apply for latest engineering jobs in Nigeria
Customer Service Salary Range for Entry-Level Positions
Customer service basically deals with the relationship between the organization/company and their customers. Customer service professionals answer customers' questions and resolve issues peculiar to the organization. People keen about problem-solving would love to build a career in customer service.
The average salary range for an entry-level customer service professionals is ₦60, 000 – ₦120, 000
See customer service jobs here
Human Resources Salary Range for Entry-Level Positions
Human resources is that aspect of business or an organization that aims at ensuring that the employees are a good fit for the company in terms of skills and experience, and also makes sure that training and development opportunities are available to colleagues to enhance their performance to achieve organizational skills.
The average salary of entry-level human resources officer is ₦102, 000
Apply for human resource vacancies here
Media/Advertising Salary Range for Entry-level Positions
Job roles in media and advertising are really trending in today's labour market. Media and advertising rules in today's creative world. Creative people always look forward to finding jobs in media and advertising.
There are many job roles in media and advertising, but we will take a look at the salary structure of the major roles.
- Digital Marketer ₦130, 000
- Content Developer ₦57, 000
- Graphic Designer ₦56, 000
- Social Media Manager ₦52, 000
- Communications Officer ₦149, 000
- Public Relations Officer ₦99, 000
See media/advertising jobs in Nigeria here
Aviation/Airline Salary Range for Entry-Level Positions
The aviation/airline is one of the most lucrative industries in Nigeria. Due to the delicacy involved working in the aviation industry, they often earn well. There are other job roles in the aviation industry, but we will at the major ones.
Apply for aviation jobs in Nigeria here
Law/ Legal Salary Range for Entry-Level Positions
Job roles and professions in the law/legal industry vary by duties and specific roles. The different roles in the industry are still aimed at maintaining law and order in a particular organization and the country at large. The legal industry is one of the most prestigious job fields in Nigeria.
The average salary for entry-level lawyers in Nigeria ranges is ₦76, 000
Search for law/legal vacancies here
Sales/marketing is one of the most popular job fields as long as the Nigerian labour market is concerned. Although many people run away from job roles in sales and marketing, usually because of the performance compensation structure and the fierce target oriented work environment. It is also surprising that as many persons resent job roles related to sales and marketing, some job-seekers look forward to building a career in sales and marketing as a job field because of the flexibility involved.
We will take a look at the salaries of some job roles in sales/marketing;
See today's marketing and sales jobs here
Project Management Salary Range for Entry-Level Positions
Project management has to do with the application of knowledge, skills, tools, and techniques to a broad range of activities in order to meet the requirement of a particular project. Getting a job in project management involves skills and experience. Project managers earn fairly well in Nigeria.
The average salary for entry-level project manager is ₦186, 000
View jobs in project management here
Administrative/ Secretarial
Administrative and secretarial roles are often supporting roles in many organizations. Supporting in the sense that their main function revolves around assisting in the daily running of the organization and business. Duties of administrative officers range from making reports, correspondences, information dissemination to management functions.
Below are the salaries for entry-level administrative/secretariats positions:
Get administrative and secretarial jobs here
Where most of the salaries given above are merely averages (meaning that the salaries are within the range stated above). It is also necessary to state that the salaries of these professionals vary due to factors like size of the company, skill, and expertise.
7 thoughts on "Salary Range for Entry-Level Positions across Major Job Fields in Nigeria"
Any Non governmental organisation job on food and nutrition and research.
I will love to receive emails on jobs pertaining to agriculture because I studied agriculture.
Good day! How about the salary average scale for petroleum engineering?


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School is compulsory for all children between six or seven and fifteen years of age who live in Germany. The first level of school is the Grundschule (grades 1-4). After that there is a choice between three kinds of school: Hauptschule to grades 9 or 10, ending with a Hauptschulabschluss; Realschule to grade 10, with the mid-level Realschulabschluss; and the Gymnasium that goes to grade 12 and ends with the Abitur, which qualifies a student to attend university. Alternatively there is the Gesamtschule, which brings together all three types and where students are tracked according to their performance levels.
The school day usually lasts between 8 a.m. and noon in the Grundschule and between 8 a.m. and 1 p.m. at the higher levels, often with some additional or elective classes in the afternoon. Only the Gesamtschulen provide all-day instruction. Public schools are free of charge, while private schools with tuition fees are extremely rare.
For more information
EURAXESS has put together the most relevant basic information on the German school system.
Information about schools in Munich and a list of all schools in the city, including the international schools, is available from the Schulamt, the school district office. In order to enroll your children at a school, you must contact it directly. There you can also determine exactly in which class your child is to be placed and whether there are supplemental German classes for foreigners available.

subset: commoncrawl


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Forming the top end of Moreland, bordered by Merri Creek to the East and Fawkner Cemetery to the West (though it's actually in Hadfield), it's a quiet pocket of the northern suburbs - if you don't count manic Sydney Rd!.
Who doesn't love the absolute quiet of a bike ride along the extensive bike tracks that follow the creek? Sports clubs are the natural fit along this way and there are plenty of those too. One of the best kept secrets is it's lovely outdoor pool - a blessed relief that also absorbs a lot of bodies that would otherwise pack Coburg outdoor pool to the fences.
This laser cut map made from 6mm MDF and coloured acrylics is the perfect gift for when you have to find a gift AGAIN for that person who pretty much has been given everything at least once. This is something that no-one has seen before so it's really going to surprise and delight.
Dimensions with acrylic backing: 405W x 399L x 9H. Weight: 520g
I currently accept payment through Direct Checkout only. PayPal option available soon.
Payment must be made in full before the item is shipped. If a payment is not received within three days, the order will be canceled and relisted.
Orders of MDF-only items will ship within 3-5 business days of order. Orders with acrylic included will ship between 10-15 business days.
Items are packaged between 2 pieces of 3mm MDF & are in a fixed position to give rigidity and protection during shipping. Please consider re-purposing your packaging upon receipt.
Please verify your address during checkout. Unfortunately, 3rd Stone cannot be responsible for items not received due to incorrect shipping addresses. Please contact us right away if you need to ship to an alternate address.
Postage insurance is available upon request for an extra fee- please include this request in your checkout.
All pieces are closely inspected for flaws and breakages before being carefully packaged for shipping in order to reach you in perfect condition. If, however, your product arrives damaged refunds are available. Dissatisfaction with colour outcome, regrettably, is not deemed grounds for refund unless it is not the colour ordered. Buyers who choose package insurance option at time of purchase are not eligible for refund for damages from 3rd Stone. The item must be in its original packaging in an unused condition and must be returned within 5 days of receipt in order to be eligible for refund. Buyer assumes cost of return shipping.
Damage must be reported within 48 hours of package receipt- claims after that period will be considered at the sole discretion of the seller.
In our production we endeavour to minimise waste by repurposing our offcuts to create or enhance new or current designs.


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Skip to 0 minutes and 4 seconds Problems and challenges with the with big data or having large volumes of data actually really interesting because, five years ago having too much data was an issue because we didn't have the computing power to actually cope with that. But more and more now the, actually volume of data is critical because the better picture you have of a situation, the more history for example, the more understanding wider a wider data set about your particular problem. The the more accurate your decisions are going to be.
Skip to 0 minutes and 33 seconds Giving an example if you know which clients you want to target, but you're only looking at your internal data, you're not considering all the external data about that client, the industry, they're in, the market they're in. That gives you a whole much better understanding about that particular customer or prospect. So having that big data is is is crucial, but it's not just about volume. A lot of people make that mistake with big data. It's not just about volume. It's also about frequency. It's also about, you know, how many different V's Do you get velocity, veracity of data, it's, it's important to have the full breadth of understanding of that big data.
Skip to 1 minute and 18 seconds Data ethics is a really hot topic at the moment as it's vital that organisations think long and hard about how to be ethical, not only with data, but then also the decisions that hang off the back of it. And one of the most effective ways is to have a clear view of what controls you can put in place around the data. So not only the collection of it, but the storage of it, how long you can keep it, the quality of that data.
Skip to 1 minute and 50 seconds You know, the the GDPR is actually it's a very important and good compliance regime and the six principles of GDPR are really important for us to consider when you look at ethics, and being able to have a risk and control framework around anything to do with data, it's important you know.
Skip to 2 minutes and 9 seconds To bring that to life, you know, if you if you're making a decision on whether to lend somebody some money or to give them a mortgage, you want to make sure that you've got highly accurate data, that you can trace the data at every point in the journey, and that any decision is not only traceable, but it's it's it's easy to follow and to see there's no sort of black box, or hidden aspect to that data. And, and also that anything that you you, you're capturing isn't going to hold some sort of bias, because that bias is what ultimately leads to poor decisions, you know, affecting certain parts of the population.
Skip to 2 minutes and 51 seconds And that's, that's really, that having that data ethics and now it's becoming AI ethics as well, very related point. You know, it's critical. So we're working with a client, a European Bank, and they're implementing AI and of course data is a key part of that, that journey. But the risk and control framework that wraps around that is is absolutely critical.
Environment - a view from Deloitte
When I spoke to Andrew Berry we discussed the value of having big data and some ethical considerations.
These were more great observations from Andrew, specifically around the value of having the whole picture (to make better, more ethical decisions) and the opportunity to leverage GDPR to create an ethical framework for governance.
As you see, you need more than just the data, you also need the right environment to succeed.
Did this interview clip trigger any thoughts that you would like to share?
© The Data Lab & Seek And See Ltd


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Outreach Events
Snowmass Ragnar Trail Relay
The Subaru/Leave No Trace Traveling Trainers will be on site for the Snowmass Ragnar Trail Relay June 6 – 8 at Snowmass Resort. Come by the booth to learn how to minimize your impacts while on the trail, camping, and in all your favorite outdoor places.
Click here for the event website.
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My journey through money mistakes has been costly. Sometimes I've just been plain silly. Continue reading
Tag Archives: saving
Purposeful Saving
Every once in a while life dishes up large, one-off expenses that can de-rail all our plans. If my plans were de-railed, then it could well affect the future of my daughter with additional needs.
Things that she needs might not happen. In the next few years she will leave full time education and move towards an adult life, with the challenges and expenses that might bring.
I'm not suggesting that her independence is a given , but it can only be a realistic option if I start the planning now. For her to grow as a person she might need help from me to see her into an independent or assisted living situation. I discussed some of the pitfalls of this a while ago in House To Rent, No Experience Required. Indeed, if this is to be the case I should take my own advice in Zero Credit Score to Hero Credit Score.
Maybe this purposeful saving needs some defining as to how it is different from an emergency fund and three months living expenses. For me, purposeful saving is consciously saving to spend on a large ticket item that is coming up in three to seven years. In other words a clear plan to save money for a date in the not too distant future where the money saved will be spent; whereas an emergency fund and three months living expenses are essentially disaster funds, just in case, which hopefully I never actually need.
Purposeful saving is saving for a larger, one-off expense. An obvious one is to help my daughter with additional needs move into independent living accommodation or semi-independent accommodation whichever suits here at the time; I imagine this would take quite a few thousand where I live, and possibly more once the extras are included.
There might be countless other things I might need to do for my daughter with additional needs, but there is also my other daughter to consider too. In the next three to seven year period she will be going to university and we will be contributing to her living expenses and accommodation costs. This trickling effect each month could be a real drain if I haven't planned for it, and started to save for it.
So the obvious question is how do I save for the larger, one-off expenses? Exactly the same way as I built up my three months living expenses. Decide on the time when I'm likely to need this money, and add up roughly how much I will need. Then count how many months between now and when I will need this money by, and divide the amount of money I will need by the number of months I have to save this. Again, the simple solution is to save via an automated payment into a separate savings account. If I have to make the payment manually each month, there will be months when it doesn't happen. That's not just my nature but human nature.
The benefit of doing this early and planning for larger, one-off expenses is that it saves stress. If I know it's coming up in the back of my mind, then there's no point in putting my head in the sand. To not do this would mean that I would then have to take the money from a place I shouldn't: my emergency fund or those three months living expenses. Doing this would jeopardise my long term plans, and in my position with a daughter with additional needs I can't afford to let that happen. Far better to cut back on one budget item a month for long term peace of mind than not planning.
Next week, in part six of this Planning Ahead series, we will talk about long term savings, which will provide real financial security for our children with additional needs.
More From The Planning Ahead Series
Dealing With Debt
Three Months Living Expenses
Emergency Fund
Budgeting Mistakes
Dealing With Debt
When I held debt, debt actually held me. It held me pretty tight actually. Each month I had my living expenses and right next to that was my debt repayment. Perhaps it should have been called debt burden. That's how it felt like to me.
As I mentioned before in My Biggest Budgeting Mistake, I was in my early twenties when I hit my credit card a little too hard. I was fortunate enough to be young, free and single, and so it was a matter of six months or so of watching what I spent and not using that bit of plastic until I had got myself back to a zero balance.
But today I know my ability to pay off any debt has changed. I have children and they are not cheap. Getting out of debt now is so much harder than it was then. Budget cuts are harder to find; it's not a case of a few less nights out, especially as like many parents we don't get that many nights out anyway. In simple terms, £100 per month spent on credit card interest (or other debt interest) is £100 that I would not be able to spend on securing our families' future.
I would rather that £100 be used by me than given to a bank. Of course I'm not saying banks are bad. Without banks we wouldn't have got a mortgage to buy the home in which we live. But I'm not keen on giving banks interest payments for anything but a mortgage. Dead money spent on interest payments harms my long term financial security
In Why Compound Interest Is Sexy I talked about the positive benefits of rolling over interest on the interest on the interest. That is, we get extra money on your interest, and then we get even more extra money on the interest each year. The same also works in reverse. If I had a credit card debt that I couldn't pay off each month, the interest on the debt compounds each month, and I keep paying interest on the debt each month over and over again until it is finally paid off. Before I know it, I could be paying anywhere between 18% to 25% on whatever I owe. No wonder financial institutions allow easy access to credit cards, and keep sending me letters in the post wanting to extend my credit limit and offer 0% balance transfers… and I thought it was just me they liked!
But the banks aren't to blame because I know what's happening. I know that using a credit card or taking a loan isn't a good idea. So the obvious answer is for me to not have debt, and to get rid of any I do have to take back control of my financial life and financial future.
There are two ways to approach paying off debts according to the experts. The first is logical. The second, psychological. The logical approach is to pay the minimum balance required on all debts and then put extra money on the debts that charges the most interest. The psychological approach is to pay off smallest debt first (while still paying off the minimum amounts on all the others). The idea is that we get a quicker feeling of success by seeing a debt disappear quite quickly. Personally I prefer the psychological approach as I like to see tangible progress and feel like I'm moving forward.
I genuinely believe that paying off all debt, except for mortgage debt, is the first thing I need to do to secure my and, more importantly, my daughter's financial future. There are other family benefits too. The money I would have spent on interest payments can be spent the things that the whole family enjoys.
Next week, in part five of this mini-series, I share some ideas on how to save for the medium term to enable the longer plans become a reality.
I would love to hear your views on debt – I'm sure I'm not the only one that's been there. Please do this on our Facebook page. Journey Skills is a resource hub where we love to start conversations and learn from each other.
More From The Planning Ahead Series
Three Months Living Expenses
Emergency Fund
Budgeting Mistakes
Emergency Fund
Having an emergency fund for those unexpected disasters that happen to us all is wise, but for those of us who have children with additional needs it's essential. We are often only one unforeseen opportunity away from something good to happen or one unexpected event away from something not so good to happen. Both might need immediate cash. Hence the importance of an emergency fund.
By unforeseen opportunity I mean something positive. A couple of years ago we received an email offering our daughter a chance to go on an adventure week during the summer holidays. Places were limited, strictly first come first served to be paid immediately. We booked and paid quickly because it meant she could be with her friends for a week of the holidays rather than be alone, which unfortunately often happens to our children because they don't have the same levels of confidence and ability to meet friends independently without us being with them.
On the other hand, we have known times when we've had to pay for professionals or extra therapy sessions. Sometimes at times when we were already stretched. Without a reserve fund this would have put a strain on our budget and might have even meant she didn't get the support she needed. But because we had an emergency fund in place for such events, we were able to do what needed to be done and weren't worried about where the money would come from.
Back in the old days, as I discussed in My Biggest Budgeting Mistake, I would have used a credit card as a substitute for an emergency fund. But this isn't how credit cards should be used, as an emergency loan for when I haven't planned for the unexpected. It's a cheat's way out of a problem, and for that convenience I get charged very high interest rates.
But these days I have an emergency fund ready. I figured about a thousand pounds was enough to start with. I made 'Emergency Fund' an item on our budget, and saved as much as I could each month to get there quickly. I also keep it in a separate account so there's no temptation to spend it.
Once I got to a thousand pounds, and I was in the habit of saving for this fund, I set about my next target: saving for three months living expenses so if anything goes wrong I have everything covered until and I have time to figure out how to deal with the situation. More of that next week in this Planning Ahead series; but I can't describe the relief it feels to have at least some money in the bank to cover emergencies.
None of us want our children to miss out because of a temporary cash flow problem, and planning is the way to avoid that. I want to know that with the expense of summer holidays I can also cope with that unexpected windfall of joy if the chance of a summer camp comes along for my daughter. Or if the iPad is dropped, or the dog has a higher vet bill than his life expectancy. Whatever it is, I want to be ready.
More From The Planning Ahead Series
Budgeting Mistakes
How Pensions Work
Putting money into pensions can be a leap of faith, but I think it's a leap we should make for our children with additional needs. Sometimes our children are vulnerable financially, and while we may have short term plans for their finances, the long term one of a pension will happen after we've gone. So I'm prepared to make that leap.
I regularly contribute to both my daughters' pension funds. For one it's to give her a head start in life. For the other with additional needs it's to spread the risk so she will have enough to live on in later life – yes I'm a bit sad, and I have a 60 year plan. But hey we're in this special world, and I can share this because I have company in you.
In essence I'm putting my faith in a fund manager, who then defers the risk by using dollar/pound cost averaging. Sounds very complicated but is easy because it all boils down to one word: automation.
Every month I transfer £40 to my daughter's pension fund. Every month the fund manager doesn't think what shall I do with this £40, instead they use automation to buy stocks and shares for her pension. Does this sound like a computer can do this? It does, with the fund manager keeping an eye only on the bigger picture.
So let's get down to dollar/pound cost averaging. The purpose of it is to protect against stocks and shares being bought when the price is unusually high, when we don't get value for our money. The drawback is we also don't buy when the price is at its absolute lowest. We buy at a fair average price.
How cost averaging works is by buying shares at the same time of each month regardless of price. Each month my £40 is put to buying shares, and over a year the price paid averages out, because some shares are bought cheap and some are bought more expensive.
In any given year, the price of shares usually go up as well as down. If I put 480 in my daughter' pension fund on the first day of the year and prices were high, I wouldn't get many units. Let's say the price was 1 per share; this would mean we could only buy 480 for the year.
But instead of putting all that money in the pension all at once, but I put in 40 each month, my daughter might get a different result. In the first month the price was high at 1 per share, so we could only buy 40 that month. Three months later the price might have dropped to 50 pence a share, so would could buy 96. If the price remained like this for 6 months and then went back up to 1 per share, then over the year we might have bought 720 shares for out that same 480 instead of 480.
The opposite could also work true. After the first month prices could go up, and keep going up. Then we would have bought less shares over the year.
But the real point is spreading the purchases over the year in an automated fashion reduces the risk of paying too much in any given month. This means we are more likely to buy shares at their average price for the year, rather than at their cheapest or most expensive. And that is the point of dollar/pound cost averaging: to make sure we buy our shares at the average price over the year because we are not looking to sell them for a quick profit. Pension funds work by holding shares for a long time. They work on the old adage of: its time in the market, not timing the market.
A SMART House Deposit
One of the ways I can secure the financial future of my daughter with additional needs is to make sure those around her are also secure. That means us, obviously. But also her sister. We all love our children equally, and so that means helping them all equally.
But that doesn't necessarily mean buying them a house! No. Let's not go too
For me it means giving my eldest the confidence to know she can make her own way in this world. Helping her have pride in her independence. And one of the ways I can do that is to help her leave the nest.
Like Andy in this week's podcast, Long Term Goals Built On Small Steps, I'm not sure I want her to leave at 21. She might be ready; that doesn't mean to say I am. Maybe the thing stopping her will be the huge, huge deposit needed to buy or even move out to rent. One way or another leaving home is expensive.
So I want her to set a goal to make it happen. To move out to rent also needs financial planning, otherwise lack of it may mean she might move back within a month. (Maybe then my reticence for her to not leave by 21 would have changed, and I might have change the locks too.) Thus, I'm encouraging her to think along the SMART line.
SMART goals have been around for years. But as with all goals the key to a SMART goal is following the desire to reach a certain point or thing. SMART is an acronym, and for the task of saving for a house deposit may look something like this:
The S in SMART stands for specific. That means a specific goal. Saving for a house deposit is not specific. Saving 20,000 is. 20,000 is quantifiable and measurable; therefore, it can be a part of a SMART goal. We have a number or thing that we can achieve, whereas save for deposit is a bit like a piece of string – how long did you say?
Perhaps more specific would be: save 20,000 for a 2 bed apartment on the south side of the city in 3 years. This not only tells us how much we want to save, but also gives us an indication of the type of property we want, where we want it located, and when we want it.
Our specific goal above is measurable because there is a specific number or thing we need to get to. Being measurable is the really good thing about a SMART goal. Measurable means it can be broken down into little chunks and ticked off as we do each chunk.
In our specific goal of 20,000 we could have a wall chart with 40 boxes of 500 climbing up to our target (40 x 500 = 20,000). As we save 500 we could take out our pen, mar another box, then we can see clearly how far we've come and how much more we have to do.
Achievable is the first in my opinion of the more difficult to define parts inside a SMART goal. Achievable is to help us decide whether something is realistically possible. For example, my daughter could have a specific goal of owning a Penthouse apartment in central London. She could work out the deposit needed was 1 million, and have 3 years to save this. But the fact of the matter is she couldn't save this. It's beyond me, let alone her.
However, a small apartment somewhere not quite in the centre of London is possible. She could set a specific goal for how much deposit she would need, and break it down in chunks. It would be something she could theoretically do.
Realistic is the other hard to define part to check my SMART goal. Above we've established that our goal is theoretically achievable, but we still need to ask is it realistic? For example, my daughter may have a more modest goal of saving 20,000 in 3 years, but when we think that she wants to learn to drive and get a car in this time also, her goal doesn't sound so realistic. Either she has to decide to save less and buy a cheaper apartment or save the same amount but over a longer time.
In effect the Achievable and Realistic are the checkers for the SMART goal. They tell us whether our specific goal is a pipe dream or not.
Time is quite simply the time frame. We've said in our specific goal that we want to save this money in three years, so we look on the calendar and write down the actual date in three years. Then we have a specific time we are going to achieve our goal.
In summary, SMART goals are great because they are specific in the goal we want, measurable in chunks, and time-bound. They also have checkers of whether they are theoretically achievable and realistically possible in our life.
Getting my daughter to leave home early isn't the point here. The point is to equip her with some financial skills that will help her to set targets so that she may get the things she wants in life. Money and financial literacy is not taught well in schools, and so I feel it's my responsibility to point her in the right direction where I can (and hope she listens).
Maybe the first time she uses a SMART goal will be to enable her to leave home. To move into rental accommodation these days usually needs around 10 weeks worth of rent. 4-6 weeks deposit, plus the first month in advance. Then there's usually agency credit referencing fees on top of that.
In setting out this example of a SMART goal around my eldest daughter I don't mean to discount my youngest one day buying her own place. Maybe she will also use a SMART goal for this. We all hope that our children with additional needs will learn the rules around money, and not be vulnerable to crooks and scams. I would prefer her to have the security of owning in her own name. Indeed, that's always my ambition for her. I want both my children to be free of me.
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Why Compound Interest Is Sexy
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How To Become A Millionaire
Becoming a millionaire is easy, I tell my eldest daughter. Just save 10% of what you earn. Continue reading
Do You Really Have Any Assets?
Most children have one thought about money: Spend! Or even three: Spend! Spend! Spend! Continue reading


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Would you feel the need to pay to visit Urban Asian when others are getting their information for free? What if Facebook was for free but a 140 characters of verbal vomit on Twitter started to cost you? As silly as it sounds, India has come to the point where even the internet is being discriminated against! Does internet really need to pay to stay?
In a rapidly trending YouTube video, All India Bakchod has voiced their opinion on the issue of net neutrality. The video not only speaks of the issue but focuses on educating the audience on the truth behind the "net-ception". To voice your opinion on the issue, log on to www.savetheinternet.in and sign the petition also, share your thoughts using #SaveTheInternet.


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When you think about Sumeet Vyas, all you can think about is Permanent Roommates and 'cooool', right?
Well, it appears that role has bagged him a major, almost a lead role in a movie.
Sumeet, we hear, is all set to play husband to Kareena Kapoor Khan in 'Veere Di Wedding'. Whoa!, right?
But we think he would be a perfect fit for the role, as the movie has a hilarious take, and we've already seen him in the role of a husband, an indeed cool one, who totally won our hearts!
So we are all votes for Sumeet and find him just the perfect one for 'Veere Di Wedding'.
Please follow and like us:


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Thrilled and thankful the Kentucky Arts Council has granted me a 2017 Emerging Artist Award. I'm in great company and will be reading with fellow award winner Dave Harrity later this fall. Check out his book, These Intricacies.
Also have a poem currently out in the spring issue of Zone 3. Work forthcoming in Southern Humanities Review, Tar River Poetry, and Southern Indiana Review.
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Fantastic News!! Amelia Martens, the amazing poet who happens to put up with me on a daily basis won Sarabande's Linda Bruckheimer Series in Kentucky Poetry for her debut collection, The Spoons in the Grass are There to Dig a Moat. Check out some poems from the book on Plume.
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It's been a great fall. Poems accepted by Wacamaw, Valparaiso Poetry Review, and The Briar Cliff Review. They're all fantastic journals that I'm thrilled to be a part of. Check out the poems in Wacamaw and VPR online.
Pleased to hear my manuscript was a finalist for Bona Fide Books' Melissa Lanitis Gregory Poetry Prize. It's a great press. Congratulations to Julia Shipley! I'm looking forward to reading her collection, The Academy of Hay.


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Press & Publications
The Dutch Supreme Court has just handed down a judgment dealing with the limitation of carriers' liability under art. 23 CMR and a breakthrough of limitation as per art. 29 CMR (and the equivalent under Dutch law art. 8:1108 Dutch Civil Code).
It regularly occurs that a road carrier is unable to deliver the goods. This may be due to an actual impossibility to unload the goods or due to a rejection of the goods by the addressee.
There is no universal bankruptcy legislation applicable to assets of the bankrupt company located in other jurisdictions.
The Athens Convention relating to the Carriage of Passengers and their Luggage by Sea 1974 ("PAL") entered into force on 28 April 1987.
One of the best known exclusions of cover of a liability-insurance is damage resulting from willful misconduct. It is no surprise that damages made on purpose by the insured are not covered. Not only because this would conflict with the values of society but it also would intervene with what insurance stands for: cover for uncertain damages on uncertain times.
On 1st December 2011 the European Court of Justice ("ECJ") handed down an important decision pertaining to the entry into the European Community and the export and re-export from the Community of goods infringing certain intellectual property rights ("IP-rights"). The judgment of the ECJ was in joint cases (Philips Electronics N.V. v Lucheng Meijing Industrial Company Ltd et al and Nokia Corporation v Her Majesty's Commissioners of Revenue and Customs), where references for a preliminary ruling were made from the Court of First Instance at Antwerp (Belgium) and from the Court of Appeal (England and Wales) (civil division).
Recently the Court of Appeal of Leeuwarden (the Netherlands) handed down a judgment interpreting Articles 2 and 3 of the 1952 Convention Relating to the Arrest of Sea-going Ships (hereinafter "Arrest Convention").1 The Arrest Convention applies to any vessel flying the flag of a Contracting State (Article 2 and Article 8(1)).
European Union's present system as embodied in the CCS Directive opens the door for governments to make claims against former operators indefinitely


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Carlos Montalbán (1903–1991)
STARmeterSEE RANK
Down 55,582 this week
Carlos Montalbán was born on June 5, 1903 in Mexico City, Distrito Federal, Mexico. He was an actor, known for Bananas (1971), The Harder They Fall (1956) and Bambalinas (1957). He was married to Mary Healy. He died on March 28, 1991 in New York City, New York, USA. See full bio »
Died:(age 87) in New York City, New York, USA


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Article content
Canadian cannabis producers and extractors are sitting on a massive stash of unfinished inventory that is growing so quickly that some analysts are concerned it could precipitate a price crash in the burgeoning industry.
Since January of 2019, the amount of unfinished inventory of dried cannabis has nearly tripled, reaching a staggering 328,000 kilograms at the end of August. That compares to roughly 118,000 kilograms eight months earlier, according to Health Canada data.
tap here to see other videos from our team.
Too much weed: Canadian cannabis producers are sitting on a mountain of inventory, and it's making some industry watchers nervous Back to video
Health Canada defines unfinished inventory as the amount of cannabis held in stock by a "cultivator or processor that is not packaged, labelled and ready for sale." It defines finished inventory, a figure pegged at 60,872 kilograms at the end of August, as product ready for sale that is held in the warehouses of provincial wholesalers and licensed producers.
With sales of dried flower reaching just 13,000 kilograms in August, that means total inventory tracked by Health Canada was nearly 30 times the industry's monthly sales rate.


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Why make a back up of your monitoring?
A disk crash, an operating system refusing to start or a simple cup of coffee spilled over the server. Sooner or later your system is hit by "disaster" which causes severe data loss.
The time and costs to get your business running again after a data loss is very high. A study of the University of Texas showed that 43 percent of businesses that suffer major data loss never reopen. Not only natural disaster are responsible for data loss, but almost 75% is caused by human errors and hardware malfunctions.
Top 5 Causes of data loss
- Hardware or System Malfunctions
- Human Error
- Software Corruption
- Computer Viruses
- Natural Disasters
Back up everything! You are not invulnerable.
Catastrophic data loss can happen to you – one worm or Trojan is all it takes.
Kevin Mitnick
American computer security consultant, author and hacker
The new TSMS Backup Feature is based on the GFS (Grandfather–Father–Son) retention method for maintaining hierarchical restore points. GFS method describes a rotation scheme whereby a daily backup (the son), a weekly backup (the father) and a monthly backup (the grandfather) are created to maintain a hierarchical backup strategy.


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Get in touch,
we're here for you.
We always want to hear from you. For immediate assistance please contact our hotel at the number below. For other inquiries, please fill out our contact form for assistance within 24 hours.
Crowne Plaza North Augusta is in the town center of Riverside Village at Hammond's Ferry, a new 30-acre mixed-use development that combines a beautifully crafted neighborhood with single family homes, condominiums and apartments; a vibrant town and event center; restaurants; brewery; outdoor center; and sports complex all adjacent to the Savannah River.
- Call Us: 803-349-8400
- Email Us: email@example.com
- Find Us: 1060 Center Street | North Augusta, South Carolina 29841
Let's be friends
Keep up with the latest happenings + tips
Guestrooms + Suites
Learn more about our WorkLife Rooms + Quiet Zones, only at Crowne Plaza Hotels.


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Justice Minister discusses anti-corruption issues with U.S. Ambassador to the Republic of Armenia
Today, Minister of Justice of the Republic of Armenia Arpine Hovhannisyan received U.S. Ambassador Extraordinary and Plenipotentiary to the Republic of Armenia Richard Mills, Senior Anti-Corruption Counsel of the U.S. Department of Justice Peter Ainsworth and others.
The purpose of the meeting was to discuss issues on fighting corruption.
The Minister informed that the Ministry of Justice has already taken several major steps aimed at fighting corruption, but there is still a lot of work to do. Arpine Hovhannisyan attached importance to the support of international partners in fighting corruption.
The U.S. Ambassador extended thanks to the Minister for the reception and expressed the U.S. Government's satisfaction with working with Minister Arpine Hovhannisyan in fighting corruption. Introducing Senior Anti-Corruption Counsel of the U.S. Department of Justice Peter Ainsworth, who was participating in the meeting, Richard Mills mentioned that he is in Armenia as a result of combined efforts and at the invitation of the U.S. Embassy in order to meet with the Minister and support the anti-corruption efforts of the Government of the Republic of Armenia.
Talking about the effective implementation of the anti-corruption policy, the parties attached importance to the role of civil society and the mass media in speaking out about corruption phenomena and in providing impartial information.
Senior Anti-Corruption Counsel of the U.S. Department of Justice Peter Ainsworth expressed willingness to work closely with the Ministry of Justice and share his knowledge and experience with his Armenian colleagues.


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55 lb Bag of Rahr 2 Row Malt
Rahr Standard 2 Row 55 lb 2P
About, from the product description: "Rahr Standard 2-Row is a light-colored base malt made from a blend of American 2-row barley varieties. It is darker than most lager malts, but lighter than most pale ale malts. It has moderate protein levels, and good extract yield. Its neutral characteristics make it extremely versatile, and it is widely used by American craft Breweries as their standard base malt for any beer style."
Also: All Grain Tips & Gear | 10 Gallon Mash Tun Conversion Kit [Review] | Cereal Killer Grain MIll | Batch Sparge Spreadsheet | BIAB Brew Day Spreadsheet | The Brew Bag – Purpose Made BIAB
More: Recent Amazon Finds


text: Bridget is a member of the Ocala Calligraphy Guild, a group of outstandingly talented artists who create their craft lettering with ink and pen. Their annual Envelope Contest was held at their Christmas Luncheon December 17. Entries were submitted and judged by two outside professionals in the art industry. Bridget received the first place honors with her envelope!


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Clever Coffee Dripper
A full immersion brewer with pourover clarity.
A perfect brewer to introduce the world of quality filter coffee to yourself and friends, the Clever Coffee Dripper is much like a french press in simplicity but adds in the best of pourover brewing's control and clarity.
Simple Brewing: Just place onto a cup to automatically start draining.
Large brewing capacity allows you to brew for yourself and friends.


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Watch Ava Full Movie Online Free HD Putlocker. Ava (2020) The Best Quality Here at "GO stream". What will happen in Ava? For some more news when it comes to Ava in video form, just check out the latest at the bottom of this article! After you watch it, remember to subscribe Viralch and then also view our Ava playlist.
How to Watch : Ava 2020 Watch Online Full Movie
Original Title : Ava
Runtime : 96 min.
Genre : Action, Crime, Drama, Thriller
Stars : Jessica Chastain, John Malkovich, Colin Farrell, Common, Geena Davis, Ioan Gruffudd
Watch this link!: https://bit.ly/32OzOyX
Movie Synopsis:
A black ops assassin is forced to fight for her own survival after a job goes dangerously wrong.


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We have seen some spectacular horses win the Arkle in recent seasons: Sprinter Sacre and Dovan just to name a couple. This race always produces excitement with novice two-milers tearing around Prestbury Park to become a champion.
The Racing Post Arkle Challenge Trophy Novices' Chase is a Grade 1 contest for novice chasers on Tuesday 12th March at 14:10pm.
This 2-mile race, commonly known as the Arkle, has produced some notable winners in recent times with the likes of Un de Sceaux in 2015, Douvan in 2016, Altior in 2017 and Footpad in 2018 to name just a few.
With 31 entries confirmed for the 2019 Arkle trophy, it may come as a surprise that none of those belong to Nicky Henderson, who, has dominated this race in the past, and is the leading
trainer with 8 victories to his name.
The Arkle Tips
Tips, runners, riders and the odds: Just to 'Whetten the Appetite' a little more…!
Just the second race in and the Arkle has plenty to offer and, despite disappointing at Sandown recently when finishing 3rd, Lalor seems to share early market favouritism at odds of 5/1 along with Kalashnikov, who, also disappointed last time out at Kempton when finishing 2nd.
A notable Market Mover early on is Defi Du Seuil, trained by J P McManus, who opened-up at 14/1 and has been backed into 10/1. Could be worth an Each Way shout.
This year's Arkle is one of the most open Grade 1 races at the 2019 Cheltenham Festival.
Nevertheless, My Racing Post Arkle Challenge Trophy Novices' Chase Hot Tip is for another J P McManus entry in the shape of Le Richebourg, especially if jockey Barry Geraghty is confirmed who has won this race a record 4 times – Only Ruby Walsh has equalled this record.
Opening up at 7/1, Le Richebourg offers great value in the market at this moment and if that is not enough, his only defeat in his four Chase starts was to Delta Work by just a half-length in a Grade 1 Drinmore Novices' Chase at Fairyhouse back in December – No shame there then!
KEEPING TABS: Le Richebourg has an Irish Arkle entry at Leopardstown in February, should he win that, he would very much be a clear favourite for this year's Racing Post Arkle Challenge Trophy.
The Arkle is well known as a race where one horse usually sets a strong pace which would suit the selection down to the ground. Other notable entries worth each way shouts would have to go to Winter Escape (Currently 10/1) and for the British contingent, Dynamite Dollars (Currently 6/1).
One thing is for sure, this wide-open race is set to be a cracker!
Hot Tip: Le Richebourg 7/1 Market Mover: Defi Du Seuil from 14/1 to 10/1


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Celia M. Ruiz, Partner
State & Federal Court Litigation
Employment Law: Discrimination/Sexual Harassment, Wage and Hour
Labor Relations: Grievance Arbitration, Unfair Labor Practice and Impasse and Fact Finding
Education Law: State and Federal law compliance and litigation
University of California, Boalt Hall School of Law, J.D. 1979
University of California, Santa Cruz, B.A., Double Honors 1975
California State Bar
San Francisco Bar Association
Email: cruiz[at]ruizlaw[dot]com
Ms. Ruiz has practiced in the field of employment and labor law since 1980, specializing in representing clients in complex employment litigation, including state and federal class action litigation on age, disability and reasonable accommodation, sex and race discrimination, wage and hour compliance, and work place safety.
Ms. Ruiz has also worked in the area of labor relations representing public sector clients at the bargaining table and in proceedings before the Public Employment Relations (PERB) involving unfair labor practice charges, fact finding, mediation, and labor arbitrations involved in interpretation of collective bargaining agreements. Ms. Ruiz has been trained at the Harvard School of Negotiation.
Ms. Ruiz has published extensively in the area in academic journals and has developed a preventative approach to advice and counsel of clients that includes on site interactive training in the areas of sexual harassment, employee documentation and discipline and workplace policies and practices, including drafting employee handbooks.
She has also presented nationally and at State Bar Conferences on topics ranging from labor relations and negotiation to discrimination and constitutional claims.
She currently serves as a neutral arbitrator for the American Association of Arbitrators, where she has served over several complex employment discrimination matters and wage and hour disputes. Ms. Ruiz has also served as a private arbitrator on employment issues. Ms. Ruiz's extensive background in employment and labor relations law in both complex litigation and mediation/arbitration has provided her with the skills to effectively oversee and manage complex matters in a thorough, fair, and objective manner.
Labor Relations
Ms. Ruiz has worked in the area of collective bargaining since 1980 serving as Chief Negotiator for Gavilan Community College District and representing school districts from San Francisco Unified to Alum Rock School District on labor grievance arbitration, PERB on unfair labor practice charges, impasse and fact-finding, and mediation.
Employment Law
Ms. Ruiz has litigated complex employment discrimination cases in the area of sexual discrimination, race and disability and reasonable accommodation, and class action age discrimination matters. In addition to active litigation, Ms. Ruiz has worked on a preventative law component to her practice with intensive training on sexual harassment avoidance, employee documentation and discipline, and state and federal law compliance.
Education Law
Ms. Ruiz has extensive expertise and experience litigating and advising on racial and gender equity issues, First Amendment issues and state and federal laws on English language learners. Ms. Ruiz has successfully litigated and defended school districts in high profile cases involving federal desegregation cases (Diaz vs SJUSD) and appropriate programs for English language learners (Teresa P. vs, BUSD, Quiroz vs Orange Unified and Prop 227 and 209 cases (McLaughlin vs SBE).
Neutral Arbitrator
Ms. Ruiz's philosophy as a neutral is to assure that the process and procedure is fair, efficient and that both parties have ample opportunity to present their evidence, facts and law for consideration. Arbitration is an alternative dispute procedure governed by agreement of the parties, and so it is critical that the parties participate in the timeline, process, and legal parameters. Ms. Ruiz serves on the American Arbitration Employment Panel and is known and respected for her thoroughness and fairness.
Ms. Ruiz's has over 35 years of experience in the field of labor and employment law and has devoted a significant part of her practice to alternative dispute resolution through mediation, arbitration, and in-house training and internal dispute processes.
University of California, Boalt Hall School of Law, J.D. 1979
University of California, Santa Cruz, B.A., Double Honors, 1975
Upon graduating from Boalt Hall School of Law in 1979, Ms. Ruiz served as a law clerk for Chief Justice Rose Bird of the California Supreme Court, where she assisted the Chief Justice in researching and drafting calendar and conference memoranda and opinions.
After the clerkship, Ms. Ruiz was appointed a visiting law professor at the University of New Mexico, where she taught courses in constitutional law and employment law.
Ms. Ruiz has also served as an adjunct professor of law in San Francisco, teaching courses on Education and the Law and Employment Discrimination Law.
Ms. Ruiz is fluent in Spanish.
Ms. Ruiz has published in academic articles on a wide variety of topics involving gender equity, constitutional law, and sexual harassment.
C. Ruiz, "Can Voluntary Racial Integration Plans at the K-12 Educational Level Meet Grutter's Constitutional Standard?" Ohio State Law Journal (Vol. 67, no. 1, Ohio State Law Journal, (Vol. 67, no.1,2006).
C. Ruiz, Courts Upheld Outside Contracts for Classified Functions, National School Board Association 1997 Annual Conference & School Law Seminar.
C. Ruiz, Practitioner's Perspective Legal Update on Affirmative Action Issues Affecting California Community Colleges, University of San Francisco Journal of Law and Social Challenges (Vol.1 no.1, Fall 1997).
C. Ruiz, Legal Standards Regarding Gender Equity and Affirmative Action. 100 Ed. Law Rep. 841
C. Ruiz, Equity, Excellence and School Reform: A New Paradigm for Desegregation. 101 Ed. Law Rep. 1


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Due to Covid19 all reservations must be a minimum of 5 days. Guests must wear masks while in the park and follow all distancing guidelines set forth by the state of CA. Not all amenities may be available. Please check with park, if you have questions
Located in Lakeside, we are about 25 minutes away from all of San Diego's attractions. Our park has easy access to all major freeways without the freeway noise.
Come experience "San Diego's Best Kept Secret".
Amenities at our park include:
Short term monthly reservations can be made by contacting the park directly either by email at email@example.com or by phone at 619-443-2025.
*Same day reservations should be made directly with the park by phone at 619-443-2025 or by email at firstname.lastname@example.com
All rates are based on two people, 1 tow vehicle, and up to two approved pets. Extra charges apply for extra people, vehicles, or pets.
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Please complete one of the following steps in order to continue.


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Bristol City Council, through Chris Hammond, will be financing the initiative, at a cost of between £1500 and £1800. Simon and Marjo are liaising with BCC on this project. We think the work could be done in the spring, 2009. Two areas have been proposed, one either side of the path leading from the lower Melita Road gate. The proposal includes some mowed paths around and through the meadow so it can be enjoyed. These areas are currently grassed with durable 'amenity' grass, and it is necessary to remove all traces of this if the meadow flowers are to have a chance of success. The existing turf would be removed to a depth of approximately 10 cm (4 inches) and the area treated with glyphosate to remove all traces of remaining competitive plants. Glyphosate decays quickly on contact with soil, and is considered safe to use in this context. After treatment the area would be sown with a basic wildflower seed mix which is 80% meadow grasses plus native flowers such as Birdsfoot Trefoil, Field Scabious, Lady's Bedstraw and Oxeye Daisy. FoStAP practical involvement will start with the sowing of the seed mix. It is hoped that this will take place in late March after the two applications of Glyphosate. Some plants take longer than others to develop, so it will take about three years for the meadow to approach maturity. Therefore, for some time the prepared area will be 'work in progress' and may appear muddy and unattractive. 'Natural' habitat cannot be created instantly! During the work we hope to provide notices of the process and the time scale so that park users know what is happening. Simon and Marjo
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Office Space RentalChancery Lane, London, WC2A
Private offices (serviced)
Property Features
Transport Links
0.15 miles (2 min walk) Chancery Lane
0.36 miles (5 min walk) Temple
0.38 miles (6 min walk) Holborn
0.41 miles (6 min walk) Farringdon
0.47 miles (7 min walk) Blackfriars
7.28 milesLondon City Airport
14.48 milesHeathrow Airport
4.07 milesA1 (M) Junction 8
6.34 milesM1 Junction 1
7.53 milesM4 Junction 1
0.37 milesCity Thameslink
0.41 milesFarringdon
0.78 milesCharing Cross
This modern commercial property on Chancery Lane provides private and shared offices to rent in a range of sizes. The offices are available on flexible contracts on a serviced basis and are presented fully furnished, ready to move in.
Facilities include high speed wired internet and Wi-Fi, meeting rooms, printing amenities, kitchen facilities with refreshments, and communal spaces that are great for networking. There is a professional reception team and cleaning services are provided. There is 24 hour access to the property with a secure entry system in place. In addition, there are showers available on-site, perfect for those who like to run to work.
The building is close to a wide selection of cafes, restaurants and bars. Chancery Lane underground station is less than a 5 minute walk away which provides the Central line, while Holborn underground station is 6 minutes away, providing Central and Piccadilly lines. In addition, City Thameslink is a 10 minute walk away.
Enquire Now
Or enquire onlineENQUIRE NOW ADD TO SHORTLIST SHORTLISTED
- 100% free service
- No obligation
- Local experts
Enquire now 02038197020
Chancery Lane Chancery Lane, WC2A Ref: 92132
- 100% free service
- No obligation
- Local experts
Nearby areas
- Fleet Street 0.21 miles
- Temple 0.26 miles
- Holborn 0.29 miles
- Hatton Garden 0.31 miles
- Old Bailey 0.42 miles
- Strand 0.46 miles
- Farringdon 0.51 miles
- Blackfriars 0.52 miles
- Covent Garden 0.57 miles
- Clerkenwell 0.58 miles


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Writing from Nashville, Tennessee —
I'm giving myself a sort of real-life rezz-day present today … more like tonight, actually. I've traveled to Nashville with my daughter for a show.
(sounds of plunking banjos in the background, followed by a scratching record)
No, not that show, ya nimrods! (Although we should take a look at the Grand Ole Opry one day, I suppose ….) This will be a live "concert" performance of a show that took the podcast world by storm a few years ago, and has since spawned two related programs, a streaming-television series, and three books. All of this created by one man.
He's Aaron Mahnke … and this is Lore.
Across 125 episodes, as of this writing, Aaron has exhibited to listeners his taste for the odder corners of the world's folklore and history … especially the darker corners. Ghost stories, strange phenomena, criminal activities (such as the "resurrectionists" Burke and Hare), serial killers (e. g. H. H. Holmes), etc. … all are grist for the excellent research done by Aaron and his people, and are offered up to you in his own peculiar style of delivery. A touch of dry humor leavens the shows, keeping them, especially the more murderous stories, from falling into a sort of Grand Guignol recitation of horrors. The music also contributes to the atmosphere of the show — mostly simple piano solos, or similar small arrangements, executed and frequently composed by Aaron's friend, Chad Lawson. (Chad will be appearing with Aaron tonight, as well.)
I had the pleasure of meeting Aaron last year in Atlanta at a signing promo for the third of his trilogy of Lore books, and I promise you he's nowhere near as bloody in temperament as it may seem from his programs. You can see what he looks like from the photo above; in personality, he's quiet and charming, and a father. He's authored five other books; but most of his time these days is given to exploring Lore, as well as his other podcasts, Aaron Mahnke's Cabinet of Curiosities (sort of Lore in two short, 10-minute pieces each week) and Unobscured, a season-long in-depth exploration of a single topic. The second season, examining the spiritualism movement with focus on Andrew Jackson Davis and his work, has just begun; the first season took a deep look at the events in Salem, Massachusetts in 1692.
Take a listen while I'm watching the man himself … I suspect you'll be wanting some more Lore in your life. As a starter, here's several shows I enjoyed. (The earlier ones, unsurprisingly, will sound different in timbre and delivery from the later ones. Also, Aaron did a little redubbing at the end of the older episodes to insert commercials. The guy's gotta pay the bills, you know. Just warning you ….)
- Episode 4: Dinner At the Afterglow — "Deep in the forest at the northern tip of a small island near Vancouver Island, there is a stone monument standing amidst the trees. How that structure came to be, and what it meant to those who built it, are both interesting stories. But it's the unofficial reports — the sightings and experiences of those who visit it — that truly deserve to be told."
- Episode 10: Steam and Gas — "The well-worn carpets and imperfect walls of an old hotel can often make guests feel as if they are staying in a little slice of the past. In one grand old hotel, however, that truth has never been more true."
- Episode 47 — Missing the Point — "Our world is full of mysterious sightings, but most of them can be explained away with cold logic and common sense. When multiple reports flood in, though, the unbelievable can sometimes become undeniable."
- Episode 53 — Trees and Shadows — "Our connection to animals is ancient, intimate, and complex. Humans have worshiped them, sacrificed them, lived with them, and been buried with them. But folklore from all over the world hints at a darker connection, and it just might be true."
- Episode 54 — Teacher's Pet — "The more crowded our world becomes, the more frequently we are confronted with our commonality. Our interests, our passions … even our appearance. But just how similar can we get? Well, that's the stuff of folklore."
- Episode 79 — Locked Away — "Our lives have a way of becoming magnets that attract pain and suffering. Some of us go through more than others, but in the end, we're all running from something. Just how far we might go to get away is a mystery, but it could never top the lengths one person went to, to escape a life of pain and guilt. This is her story."
- Episode 91 — Beneath the Surface — "Islands have served a variety of functions for people over the years. They can be a place of safety and privacy, or of simplicity and escape. But islands have played host to other less savory events over the years. And just because they can be small, it doesn't mean they can't be dark." (Hey, this place is one of my favorite on Earth; I just had to include it — HG)


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Apple today announced that iOS 4.2, the latest version of the company's mobile operating system, is available today for download for iPad, iPhone and iPod touch. iOS 4.2 brings over 100 new features from iOS 4.0, 4.1 and 4.2 to iPad including Multitasking, Folders, Unified Inbox, Game Center, AirPlay and AirPrint.
"iOS 4.2 makes the iPad a completely new product, just in time for the holiday season," said Apple patriarch and ultimate ruler Steve Jobs. "Once again, the iPad with iOS 4.2 will define the target that other tablets will aspire to, but very few, if any, will ever be able to hit," he added in deference to the incoming tide of iPad wannabes.
The release was delayed by a second Gold Master release to developers, named iOS4.2.1, which is thought to have been needed to solve a major bug in the iPad's Wi-Fi functionality. The 'point one' has been dropped in the public release.
iPad owners will finally be able to catch up with their iPhone and iPod Touch-toting brethren with a raft of features which have been missing from the proddable PC for months.
That is, if the update ever hits iTunes. We received notification of the update at 13:36 UK time and now at 13:57 we are still being told that out iPhone is up to date. Which is really annoying.
When Apple finally gets its act together, we should get AirPlay which is a new feature for streaming music, video and photos wirelessly from an iDevice to Apple TV.
iOS users also will be able to use AirPort Express and AirPlay to stream wirelessly to any stereo or powered speakers, or directly to AirPlay-enabled speakers coming to market in the months ahead.
AirPrint is a next-generation Wi-Fi print architecture that dramatically simplifies printing by completely eliminating printer drivers. A selection of AirPrint enabled printers including the HP Photosmart, HP LaserJet Pro and HP Officejet will be the first to support printing direct from iOS devices. iPad, iPhone and iPod touch users can simply tap to print their documents or photos wirelessly to any printer that supports AirPrint.
It looks like the expected ability to print to any Windows- or Mac-connected printer has been left out of this release but we'll clarify that when the bloke who was supposed to switch the servers on at the same time as the press announcement comes back from lunch (probably).
As a bonus, the Find My iPhone (or iPad or iPod touch) feature which was once part of the £65-a-year MobileMe cloud service is now a free download on the App Store and lets users easily locate a missing device on a map and have it display a message or play a sound. Users can even remotely lock or wipe data from a lost device to protect privacy.
It's now 14:06 and it's still not working, but - as ever - we'll keep you posted.
UPDATE: We're now hearing that the launch will go live at 10am California time, which is 18.00 here.
Thanks for leaving that little gem out of the press information Apple. Very helpful.
UPDATE: 18.24 and after a slow start, iOS4.2 is downloading, albeit a bit slowly. Guess there must be a couple of other people waiting for it. We'll have a fiddle overnight and let you know what we think in the morning.
Feel free to stick you twopen'orth in the comments below.


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Game Nights
Wednesday, January 23 & 30 @ 5 – 8 pm in the gallery
Ready Player Two hosts two game nights by Toronto-based artist Golboo Amani with her interventionist board game, Unsettling Settlers. Built as an addition to the classic Settlers of Catan, Golboo's iteration changes the stakes of the game. Players band together to build a community-oriented future rather than focusing on individualistic competition. Engage in critical discussions on how a decolonial language can interrupt the ideologies of land-domination-based games. Come break normative gaming rules and build a new Catan!
Multi-disciplinary artist Golboo Amani is best known for her performance and social practice works. Amani often relies on familiar social engagements as a point of entry into her practice. Her work has been shown nationally and internationally, including at Creative Time Summit, AGO, Articule, XPACE Artist-Run Centre, Encuentro: Hemispheric Institute, Union Gallery, Blackwood Gallery, Rats9 Gallery, Rhubarb Festival, FADO Emerging Artist Series, TRANSMUTED International Festival of Performance Art, 221A Artist-Run Centre, and the LIVE Biennial of Performance Art.
See also
Opening NightReady Player Two
17 Jan 2019
Ready Player Two artist talkartist talk
17 Jan 2019
FloorplanReady Player Two
17 Jan – 17 Mar 2019
Ready Player Twoon-site exhibition
17 Jan – 17 Mar 2019
Exhibition viewsReady Player Two
17 Jan – 17 Mar 2019


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Peter Clover is the author and illustrator of the bestselling Sheltie the Shetland Pony series for Puffin. He was a storyboard artist and illustrator before deciding to put words to his own pictures. He lives on the coast in Somerset, where he runs a bed and breakfast hotel with his partner.
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The Beautiful Traveler is a monthly series featuring the products, gadgets and accessories I love to travel with. After two years on the road, I learned that you might be able to skimp on clothing and get by with a couple pairs of shoes, but there's no substitute for taking care of your skin, hair and health while seeing the world. Read on for this month's picks and giveaway…
September has been an insane month, folks, — so insane that this edition of The Beautiful Traveler is barely sliding in under the wire, and my beauty regimen has just about gone out the window. Now I look like this:
Just kidding. I look like this:
Just kidding. Seriously it's been a busy month full of 20-hour workdays, crazed PR events filled with zombies (which explain the photos) and countless hours hunched over my laptop. I'm looking forward to taking a little time off around my birthday in November, but in the meantime, I'm moisturizing, eating well and accessorizing in the hopes no one notices I am starting to get a few dark circles under my eyes. Just a few.
lolly watch
I've never been much of a watch person, choosing to use my iPhone instead, but I recently started wearing a lolly watch and I have to say, I feel like both a cool kid and a savvy adult wearing it. I feel like an adult because, hey, smart, important grown-ups can often be seen checking their watches to show just how valuable their time is, right? And I feel like a kid because this awesome little timepiece is scented.
Yes, it SMELLS!
Like the delicious scented markers of our childhoods, the lolly watch ($85) comes in 8 colors with corresponding fruit scents including orange, apple, pineapple, black currant, grape, blueberry, coconut and strawberry. I chose coconut-scented white watch and I am crazy about it. It goes with everything, I get more compliments on it than I ever would've imagined and I don't need to constantly check my iPhone like some kind of social media addict. (Who me?!)
Plus, it's always fun to say, "HEY! Smell my watch!" The ensuing confusion and perplexed looks I get would make a great Vine video.
Made from sustainable Eco-Resin polymer, the water-resistant watches are hypoallergenic and biodegradable. For each watch sold, a tree is planted in its honor. If you're at all concerned about how your purchases affect the environment, lolly watch is a great company to support.
If you'd like to buy your own lolly watch, use offer code angieaway20 for $17 off.
It sounds crazy, like, really, certifiably crazy, but sometimes after a meal if I want something sweet, I'll just take a big whiff of my coconut watch and it satiates me enough that I can say no to a cupcake. I told you it sounds crazy, but it works for me! As does…
Weight Watchers Mobile App
The premise of the Beautiful Traveler is that living out of a suitcase doesn't mean we stop taking care of ourselves, but I confess, I'm the first to throw healthy eating choices out the window at the first sign of delicious local cuisine. Last year I managed to stack on some hefty pounds, particularly in Jordan, Italy and Spain where the food is just so plentiful and delectable and calorically astronomical.
Fast forward to now – over a year later, and I'm still working off the quarts of olive oil and tons of pasta. Once it finally dawned on me that my own efforts were futile – I wasn't losing any weight and I was just getting more frustrated – I decided to go back to what worked for me when I was a takeout-addicted New Yorker, Weight Watchers.
It may sound obvious, but recording my daily food intake is the key to helping me make better choices throughout the day. It also helps that I'm never starving and I never have to deprive myself of a food if I really want it. I just have to plan better. To date I've lost 13 lbs. and I have at least that much more to go to hit my goal. It's slow going, but it's going to happen!
So what does this have to do with being a beautiful traveler? Well, the Weight Watchers app on my iPhone has been instrumental in keeping me on track – even when I'm on the road. This month I've been to Orlando and to the Florida Keys on work trips, and I was able to stick with my food plan because I continued monitoring. It's easy to say, "Ah well, I'm on vacation, I can eat whatever I want!" But when you're a frequent traveler, that's a setup for disaster.
If you're struggling with putting on weight while you travel, I'd be happy to talk to you about my WW experience. And no, I'm not a paid spokesperson at all. Just someone who believes in the program!
Vaseline Spray & Go Moisturizer
Fashion Week and all its decadent parties and runway shows took place this month, including STRUT, The Fashionable Mom Show sponsored by Vaseline Spray & Go. The product is a non-greasy new spray lotion designed to absorb super fast so you can put your clothes right on, and the celebrity moms who walked in the show used it before strutting on the runway.
Vaseline sent me a bottle to try for The Beautiful Traveler, and I think it's a really clever addition for your checked bag. At 6.5 oz., it's not carry-on friendly, but if you're going on a longer trip, it's light and easy to take, and it really does absorb in seconds.
It's kinda perfect for the days when you don't pack until 3 hours before you're scheduled to depart… who me?!
GIVEAWAY: Want to try Vaseline Spray & Go Moisturizer? I have three bottles to give away, so leave a comment by Oct. 12 and let me know where you're going on your next trip. I'll pick three random winners on Oct. 13. Good luck!
Cheeca Lodge Signature Hot Lava Shell Massage
Headed to the Florida Keys anytime soon? Do I ever have a spa recommendation for you!
When it comes to massage, you never quite know what you're going to get. Anytime I venture outside the 60-minute normal massage zone, I find myself feeling a little too raw or pinched or smelly. (Looking at you seaweed massage in Bali and a salt scrub in The Bahamas!)
I was in the Florida Keys a few weeks ago checking out the spa menu at Cheeca Lodge on Islamorada, and my first thought when I saw the Hot Lava Shell Massage was, "Why would anyone want to get massaged with a shell? Sounds kinda pokey." But it's the signature treatment, so I figured it was worth investigating.
Long live hard-hitting journalism!
Good news. My investigation uncovered that the tiger clam shells are not reclaimed straight from the sea and jabbed onto your back like I first imagined. First, they're polished to a smooth, shiny finish. Then the hollow inside is filled with a mix of minerals, algae and salt water which, when combined, create a chemical reaction. That reaction causes heat … and the heat? Oh, it's divine.
The masseuse takes the hot, smooth shells and gently works them all over for a most relaxing experience. As someone with wicked back and neck problems, I was surprised just how much the shells helped to work out the tension & knots. It was exactly what I needed to get me through the insanity that was September. For a 60 minute treatment, the price is $150.
That's it for this month's edition of The Beautiful Traveler. So tell me, would you wear a scented watch? Have you found a way to stay fit on the road? Have you ever been massaged with clam shells? Let's discuss!
Some products featured in Angie Away's Beautiful Traveler series were provided complimentary. Others weren't. Either way, all opinions are Angie's.


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Communicate by telephone or live video for care when you can't visit the office or clinic in person.
Dr. Atul Walia is the medical director of the INTEGRIS Pain Management Clinic and is a board certified Anesthesiologist with fellowship training in Pain Management, with a focus on minimally invasive interventional procedures for chronic pain conditions, such as headache, back pain and neck pain. After attending Oklahoma State University College of Osteopathic Medicine, he completed his residency at OU Medical Center and fellowship at Texas Tech University.
A native of Oklahoma, Dr. Walia is excited to be practicing in his hometown. He lives in Edmond with his wife, Bindu, and two children. He enjoys traveling, fishing and spending time with his family.
Dr. Walia's practice philosophy is to relieve, reduce, or manage chronic pain and improve a patient's overall quality of life through procedures specifically designed to diagnose and treat painful conditions. He believes in providing comprehensive patient care, addressing the medical, physical and psychological aspect of each patient.
The more informed you are, the better the decisions you can make about your health. Here are some articles related to Atul Walia.


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|Ottawa, ON
|Currently living
|Ottawa, ON
|Orienteering Ottawa
|Tree marker
|Training log
What race are you looking forward to in 2019?
The Canadian champs taking place north of Montreal. I'm excited to run on news maps fairy close to home.
What is your favourite orienteering event that you have done so far?
JWOC 2015 in Norway. It was some of the best terrain I've ever orienteered in, plus some incredible scenery.
Which map in Canada do you think all orienteers have to try at least once?
The Hopewell Rocks in the Bay of Fundy!
How do you normally prepare for an important race?
Go to bed early, and have a big breakfast.
What do you like to do outside of orienteering?
Woodworking, and making and fixing things.
Alexander B is a member of Orienteering Canada's 2019 High Performance Program


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- Details
- Category: Multi-Services Caravan
- Hits: 1054
Provincial Multi-Services Caravan is a service delivery package of the Provincial Government of Camarines Norte to its constituents as a way of bringing the Government Closer to the people.
1. Medical Consultation
2. Medicines
3. Dental Services (Bunot ng Ngipin)
4. Food Packs Distribution (Rice/Can Goods)
5. Hairdressing Services;
-Haircutting for Girls/Boys
-Hot Oil
-Hair Dye
6. Vegetable Seedlings - (Opag)
7. Tilapia Fingerlings (Selected Areas) - (Opag)
8. Fruit Bearing Trees – (Opag)
9. Food Recipe Leaflets Distribution (Pangkabuhayan Recipe) – (Opag)
10. Animals Vitamins and D - Wormers Medicine – (PROVET)
11. Animals Dispersal Program – (PROVET)
12. Anti-Rabies Vaccination Program – (PROVET)
13. Non-Bearing Trees (Mahogani/Kape Trees and Others) – (PENRO)
14. Job-Hiring in Local and Abroad Information Dissemination – (PESO)
15. Special Program for Employment of Student (SPES) Information Dissemination – (PESO)
16. Scholarship Program for Secondary and College Students Information Dissemination – (CAO) (CNPGCEAP)
17. Program For Disabled Person (Free Wheel Chairs and Others) – (PSWDO/PDAO)
18. Information Dissemination of Other Livelihood Programs – (PESO/DOLE/PSWDO)
19. Phil health Information Dissemination – (CNPH)
20. Free Minor and General Operation Information Dissemination – (CNPH)
21. Mabuhay Deseret Foundation Free Eye and Other Operation In cooperation with the Provincial Government of Camarines Norte Information Dissemination.
22. Information Dissemination of Other Programs and upcoming programs of the Provincial Government of Camarines Norte.


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Sweet peppers are great in almost every cuisine we have on the island, including Stuffed Sweet Peppers. We find it in fried rice, soups and adorning salads in every which way. Sweet peppers are truly a go between vegetable. But, what happens when it is the star attraction of a dish? It takes on a different persona and truly makes a delicious food experience.
A Simple and Wholesome meal in One Sweet Pepper
Lately, I stumbled upon a simple stuffed sweet pepper recipe that rocked me to the core with it's taste. How did I overlook such a simple and wholesome meal all in one sweet pepper? Nevertheless, when my mother in law made it one day and I tasted it, I knew I just had to try it out, of course with my own trini spin on the dish.
For this stuffed sweet pepper recipe I added just plain old minced beef which had my wife a little upset because she wanted a vegetarian type stuffed sweet pepper. Not to worry that one will be posted too and I assure you it will be just as tasty.
You all know how I like simplicity so I did not overdo it with any of the ingredients save for the cheese ( I love cheese! ) of course you could add your own spin to this dish and make it a wonderful addition to your trini recipe collection. As usual I'm talking too much lol!! Here's Stuffed Sweet Peppers.
Stuffed Sweet Peppers Recipe
4 large Sweet Peppers
1 1/2 lbs minced beef, seasoned and marinated
1 tsp grated ginger
2 cups grated cheese
1 small onion, chopped
2 tbsp coconut oil
2 cloves garlic, crushed and minced
3 seasoning peppers, chopped
Salt to taste
Place in a pot and let cook in it's own juices.
Note: I used lots of fresh herbs and some green seasoning.
Note: Some of the sweet peppers were not able to stand so I cut a bit off the bottom to level them.
The Stuffing for Stuffed Sweet Peppers:
Allow to cool before serving
So how was it? I told you it was simple and delicious. Anyhow, keep those subscriptions coming. I have a surprise in store for you all before the month ends so be on the look out for that. Just make sure you have subscribed to the newsletter or else you won't be able to get it.
Ah gone! 🙂
Don't forget to leave your comments on stuffed sweet peppers in the comment box below.


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Steve Bannon, President Donald Trump's former chief strategist, said New Jersey Gov. Chris Christie missed out on a cabinet nomination because of his failure to support the president following the October 7 release of the "Access Hollywood" tape, in which the president was recorded boasting about grabbing women in a private conversation with show host Billy Bush.
"Christie, because of Billy Bush weekend, was not looked at for a cabinet position," Bannon said in an interview with CBS' "60 Minutes," a preview of which was released Friday.
"He wasn't there for you on Billy Bush weekend so therefore he doesn't get a Cabinet position?" 60 Minutes host Charlie Rose asked.
"I told him, 'The plane leaves at 11 o'clock in the morning. If you're on the plane, you're on the team,'" Bannon said. "Didn't make the plane."
While Democrats and Republicans alike predicted the tape would deal a fatal blow to Trump's campaign, Bannon insists he predicted Trump's supporters would forgive the remarks, which he characterised as "locker room talk," and told the president he had a "100% probability of winning."
For Bannon, who managed the last few months of Trump's campaign, the response of those supporting Trump to the tape was a test of loyalty.
"Billy Bush Saturday showed me who really had Donald Trump's back to play to his better angels," Bannon told Rose. "All you had to do, and what he did, was go out and continue to talk to the American people … People didn't care. They knew Donald Trump was just doing locker room talk with a guy. And they dismissed it. It had no lasting impact on the campaign."
Watch the clip here:
"[New Jersey Gov.] Christie, because of Billy Bush weekend, was not looked at for a Cabinet position," Steve Bannon tells @CharlieRose pic.twitter.com/zgKbpOfAiJ
— CBS News (@CBSNews) September 8, 2017
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Here is L'Ox from last weekend. I just forgot to post the video. He is now working with scattered boxes and other objects in the enviroment. He is also starting to do elevated searches. I have kept him at this level for another week because it is a bit more challenging and because this weekend he also was introduced to another new activity, lure coursing, and I thought it wouldn't hurt to keep him at this level another week.
Puppy Nosework, Week 3
Are you working him to learn this as a service issue? ie service dog, or is it just to keep him busy?
I am working with him on this as a game for us to play. Nosework is a very new dog sport but it is alot of fun and the founders have worked really hard to make it a sport everyone can enjoy with their dog and to make it a very positive experience for the dogs.
I have been working my adults at it also. They really enjoy the game. We are working towards pairing the food with a target scent. Our first scent will be birch but that is still several weeks away for L'Ox.


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"Hysteroscopy procedure"
About: Warrington Hospital / Cardiology Warrington Hospital Cardiology WA5 1QG Warrington Hospital / Gynaecology Warrington Hospital Gynaecology WA5 1QG
Posted by Js75 (as ),
Patient informed nurse that previously this couldn't be done due to scar tissue
On the day of procedure wasn't able to carry out hysteroscopy due to scarring. Waste of time. We had previously been informed if unable to do would be done with general. However nurse on this day suggested scan in 6 weeks and not to do it under General.
I was left in fear I might have cancer
I went to go who contacted Mr Holland as to why not carrying out with a general
After verbal complaint by my daughter. I was fitted in for another scan. At this appointment it had been noted on my file that I had been fast tracked. Note if I had waited for the scan rescheduled 6 weeks later this would have gone past the fast track date.
Also had ECG which found heart murmur. Tried to find out the results and was informed Mr Holland would discuss prior to hysteroscopy op under general
This didn't happen. the nurse / sister doing the pre pop assessment said their was abnormalities on the heart scan. The registrar said ok to go ahead with hysteroscopy that day. Since then I have tried to get results of heart scan to no avail.
Communication is appalling within gyn dept. . I received conflicting information and nothing as yet has been put in writing. I don't have faith in warrington hospital as are passed from one dept to another trying to get result information
It has been a frightening experience that our lives are entrusted in a system that is obviously not working
I made numerous phonecalls to gyn dept where I spoke with secretaries
We are so sorry to hear of your experience, and apologise that you have lost faith in the hospital services. If you would like to contact us on email@example.com or on 01925 662281 with some more details we will do our best to help you.
- {{helpful}} {{helpful == 1 ? "person thinks" : "people think"}} this response is helpful
- Was this response helpful? Yes | No
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Excluded Posts:
Special Formatting:
All text is lowercase, no special characters.
All numbers removed.
All formatting was manually made to help with readability. All line breaks, commas, periods, quotes, hyphens, capitalization, etc. were added by me to make this look like a post and not like the large block of unreadable text that this was birthed from.
The titles were created by me (duh).
Lines that are italic are things that I recognize as perfect overfitting from a post. This isn't 100% accurate because it's just from my memory. Only entire lines are labeled for overfitting, and keep in mind that I decide where the lines are split because the original output had no punctuation whatsoever.
I was cutting out the middle of sentences for the first 8 sections listed below before I realized that it ruins the legitimacy of the text, so I switched to chopping off only the front and end parts of a text after that.
Magic Substance
A magic substance obtained via blood sweat and tears: Money.
Public schools that have the chance to come this post was ginormous. No, not the people running successful blogs. See no problem with only a buck and seventy-five cents.
It's Always Beautiful
It's always beautiful and it's really just flaming at that moment. I just knew that if I had been looking out, the bike out of the local residents of the death rates for the rails so that I tried to make their own decision.
Do Not Trust Jeff Zentner
Teach them about how they'll fucking die and/or hurt everyone if they pool their money together under the direction of Jeff.
Future Sex
When I logged on I found that I had lost the bet with a following in the future having sex.
Godlike Level III Multiverse-Exploitation
Give more freedom to the talk and to enjoy the food. You can find yourself anywhere, although most people who can't pay for their godlike level III multiverse-exploiting capabilities. To clarify, Everett's theory was not meant to be ranted about in my room.
Extremely Popular Diseases
Not everybody is willing to donate money to a bunch of support for the diseases that are destined to be extremely popular that spread like wildfire through the hallway during lunch hours.
Bad Advice
Get safe sexual pleasure? Useless knowledge.
Complete Logical Sense
If two's a company and three's a crowd, then eight people in danger of lahars.
Perfectly normal introverts suddenly become adventurous by wearing lipstick that looks like a pixel silhouette of a traditional cobalt bomb.
Microsoft Rewards
The Microsoft rewards program is a way to LAX, barreling down the negative rail the force of gravity while my legs pedaled worthlessly.
My Brother's Classmates
This means that my brother's classmates I was harassing a guy who opens up so many organisms.
Enjoy the Food
Firstly, you need to enjoy the food. You can use f = ilb.
What My Peers Would Call a "Mood"
The natural tendency to attract people and to let my dreams die in the past months.
Jeff Zentner Once Again
For the rest of my heart that is Jeff Zentner overflows the banks of Google.
The Machine Insults Me By Speaking About Me In First-Person Wait That Doesn't Make Sense
The genetic code passed down can react and cause long-term inherited problems that just piled on top of me.
Jeff Zentner Once More
And I always never prepare for summer and there is a nuclear weapon packed with cobalt which is what were really waiting for the Serpent King summary Jeff Zentner.
I am proposing two different ideas to be the Puyallup River, which was confusing because I was not aware that I think Tegmark is also an excuse to create and direct more neutrophils which will be about six more items other than being famous for doing nothing.


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The Freedom of Information Act (FOIA) and various public records laws throughout the States have done much to expand the type of information the public has access to. Having access to public records allows citizens an opportunity to review and investigate what their elected officials are doing with their time in office. However, one roadblock encountered by many is that some government agencies may be less than forthcoming when presented with records requests. Or, there may be so many hoops to jump through before one can gain access to a record, that obtaining that record may not seem worth the effort. Also, once the hoops have been jumped through, there is also possibility that the record request will be denied.
All these hurdles have been at the center of a variety of recent lawsuits and proposed new legislation. Governor Phil Bredesen of Tennessee recently signed a law that requires that within seven days of receiving a public record request, the local government must make the public record available, provide an estimated time of record availability, or provide a written reason for lawfully denying record access. This new law also establishes an Office of Open Records Counsel, whose main goal is to ensure that the public and the officials understand their rights and responsibilities related to public records.
North Carolina is also working on creating a law which will make it more difficult for governments to simply deny public records requests. North Carolina, however, is taking an approach in the form of financial punishment. A new bill, which was introduced by Senator David Hoyle, would require government agencies to pay the legal bills for people who sue to obtain access to public records. Legal bills will only be paid if a court finds that the request was illegally denied. The thought behind the bill is that agencies will not be so quick to ignore or refuse public records requests if they know they could end up paying costly legal bills.
These new laws could create a new atmosphere in the public records environment, and there are a variety of similar laws in the works throughout different states. After all, public records, should really be public records. In the meantime, if you are looking for easy access to public records, sometimes the best option is to look for online resources so you can avoid the step of submitting requests through the government agency. For a list of online public records resources in North Carolina, Tennessee, and all other states, visit the Free Public Records Directory.ï ¿ ½