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The Registered Education Savings Plan (RESP) offers parents a powerful tool to save for their child's future post-secondary education.
The costs of tertiary education keep increasing in Canada, easily outstripping inflation in recent years and showing no signs of slowing down.
How much will your kid pay on average per year for undergraduate studies in 10 or 20 years?
No one really knows. However, if we are to go by this prediction, average tuition (plus residence costs) at a Canadian university may cost you 6-figures by 2030.
This post covers what you need to know about RESPs and how you can invest your RESP funds using online portfolio managers in Canada.
What is an RESP?
An RESP is a special saving account you can use to save for your child's higher education.
Similar to the RRSP and TFSA accounts, an RESP offers tax advantages that make it a great vehicle for amplifying your savings over time.
Income earned (i.e. interest, dividends, and capital gains) on your RESP investments grow tax-free until your child starts to make withdrawals.
In addition to the tax-advantage afforded by this account, the government also chips in up to $500 per year in free money every year up to a maximum of $7,200 per child.
An RESP account can be opened on behalf of a child by a parent, grandparent, family member, or friend.
You can choose to open an individual RESP per child or include all your kids under a family plan. There are also Group RESPs that combine RESP plans for unrelated individuals.
Benefits of an RESP
1. Free Government Money
Following the introduction of the Canada Education Savings Grant (CESG) in 1998, your child's RESP receives 20% in annual matching grants from the government on contributions you make to the account up to $2,500.
This free grant money is equivalent to $500 per year and up to a lifetime $7,200 grant per child.
In addition to the CESG, depending on your family income, your child may also qualify for the Canada Learning Bond which is up to $2,000 in extra savings.
Lastly, your province (e.g. British Columbia) may also contribute to your RESP if you meet their eligibility requirements.
2. Tax Sheltered Growth
Investment income generated in an RESP grows tax-free while it's in the plan. When your child takes out funds to pay for their education, the amount is added to their income for the year and will result in little to zero taxes.
3. Versatility
There are so many investment options for an RESP and you can use a self-directed investment account, robo-advisor, credit union or go with your traditional bank.
Also, an RESP can stay open for up to 36 years, so if your child wants to delay their tertiary education until later, the plan can still come in handy.
4. Minimize Student Loan Debt
Your RESP investments can grow significantly over time through compounding, tax-free returns and regular contributions.
When it is time for your kid to go to college, the Educational Assistance Payments (EAP) from the plan can help to minimize or remove the need for hefty student loans.
RESP Contribution Limit
There is no limit to how much you can contribute annually, however, only your first $2,500 per year qualifies for the 20% matching grant. The maximum lifetime contribution you can make to an RESP is $50,000 per beneficiary.
The $ 50,000-lifetime contribution limit does not include the government grants paid into the account.
The maximum CESG available per year is $500 and unused amounts can be carried forward to future years…until age 18.
Can you over-contribute to an RESP? Yes, however, it will cost you.
When you exceed the lifetime limit of $50,000 per RESP beneficiary, the excess contribution attracts a 1% per month penalty until the excess amount is withdrawn.
RESP Withdrawal Rules
When it's time for your child to use their RESP, the money in the account will be made up of your own contributions over the years, government grants and interest earned.
After your child has been enrolled in an eligible educational program, you can withdraw any amount out of your own direct contributions to pay for their schooling.
For the remaining funds consisting of government grants and investment returns, there are some rules governing how they can be disbursed.
Payments from this portion of the RESP are referred to as Educational Assistance Payments (EAP).
Some of the rules governing EAPs are:
- For full-time post-secondary studies, EAPs are limited to $5,000 for the first 13 weeks in school. Thereafter, any amount of EAP can be requested.
- For part-time studies, EAPS are limited to $2,500 for every 13-weeks of schooling.
EAPs must be declared as income by your child and will typically result in little to no taxes. Your child will receive a T4A slip they can use for filing their tax returns. Withdrawals from your own contributions are tax-free as they were made using after-tax dollars.
If it so happens that your child decides not to pursue post-secondary education, here are five RESP strategies to consider.
How To Open and Invest Your RESP Account
There are many financial institutions in Canada that offer RESPs.
Generally, to open an account, you will need to have you and your child's Social Insurance Number and your child's birth certificate. Call ahead to find out the documents your RESP provider requires.
When opening an RESP, make sure to choose a provider that meets your needs.
Check out the choice of investments available to you and the fees. Make sure you understand how the plan works and any associated restrictions and fees.
An RESP account is very flexible and you can invest in a variety of investment assets including Exchange-Traded Funds (ETFs), mutual funds, stocks, bonds, GICs and more.
Self-directed RESP accounts (i.e. DIY option) offer opportunities for cost savings if you know what you are doing.
For most people, a more cost-effective and hassle-free alternative would be to utilize the services of an online wealth manager aka robo-advisor.
Some of the benefits offered by robo-advisors include:
- Customized portfolios that suit your investment objectives and risk tolerance.
- Professional financial and investment advice.
- Low management fees compared to mutual funds.
- Automatic portfolio rebalancing and dividend re-investing when required.
- Low or no minimum deposit requirement.
Best Robo-Advisor RESP Accounts in Canada
We have put in the work and research and here are our top-3 robo-advisors to consider for your child's RESP in 2020:
1. Justwealth RESP
Justwealth is the only Canadian robo-advisor to offer Education Target Date Portfolios. What this means is that their RESP portfolios are designed from scratch with an 18-year investment plan in mind.
For example, if you are opening an RESP for your child born in 2020, the Target Date (maturity date) for their portfolio would be 2038 when they are likely to commence their post-secondary education.
Between now and 2038, your dedicated portfolio manager smartly apportions your asset mix in order to maximize your investment returns.
By the time your child gets into university or enrolls for any other post-secondary education or institution, their portfolio becomes fully invested in a Justwealth Capital Preservation Portfolio.
Fees: Justwealth's annual management fees are as follows:
- First $500,000: 0.50%
- Over $500,000: 0.40%
Their RESP accounts have no minimum account size and the minimum fee per month is $2.50.
The management fee above does not include the inbuilt ETF fees that are approximately 0.20% and are paid directly to ETF providers.
Open a Justwealth account here and get a $50 bonus for accounts exceeding $5,000.
For more information about Justwealth and the financial services/products they offer, you can read our complete Justwealth review.
2. Wealthsimple RESP
Wealthsimple is Canada's largest and most popular robo-advisor. They offer multiple non-registered and registered investment accounts including RESPs.
RESPs at Wealthsimple are able to accept the following grants (where applicable):
- Canada Education Savings Grant (CESG and A-CESG)
- British Columbia Training and Education Savings Grant (BCTESG)
- Canada Learning Bond
Investors with Wealthsimple enjoy access to a top-of-the-line mobile app, free financial advice, socially responsible investment portfolios and more.
The management fees that apply to a Wealthsimple RESP account are the same for the other accounts and there are no lock-in periods or transfer fees.
- $0 to $100,000: 0.50%
- Over $100,000: 0.40%
You can also expect to pay an average of 0.20% in ETF fees directly to the ETF providers.
Open a Wealthsimple account here and get a $50 cash bonus after you invest at least $500.
Read our detailed Wealthsimple Review.
3. WealthBar RESP
WealthBar is our third top-notch robo-advisor in Canada for RESP accounts.
In addition to RESPs, they offer RRSP, TFSA, LIF, LIRA and non-registered investment accounts. They also offer socially responsible investing portfolios and have a mobile app.
WealthBar requires a $1,000 minimum investment account.
WealthBar's annual management fee ranges from 0.35% to 0.60% depending on your account size. ETF fees of 0.19% to 0.25% also apply.
Open a WealthBar account and invest up to $15,000 FREE for 1 year.
Read our WealthBar review for more details about their offerings.
The RESP can help your child leave high school and pursue a higher education that helps their future job prospects.
Start contributing early, invest smartly, and minimize your fees in order to make the best use of this education savings plan.


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Basement level, 227 Collins St, Wales Corner, Melbourne, VIC 3000. Ph: +61 3 9663 4533
On Sunday 11 August a group of over 20 New South Wales vendors and Big Issue staff will band together to walk, run and roll the 2019 City2Surf.
City2Surf is a 14km race which attracts around 80,000 participants, making it one of the largest fundraising events in Australia. Our vendors are aiming to raise $25,000 for NSW vendor support, but they need your support to get across the finish line.
As the end of financial year is nearby, it is a great time to donate!
Since 1997 our NSW vendors have sold close to 3 million magazines, giving them the opportunity to earn an income and connect with their communities. Many of our vendors have experienced homelessness and disadvantage, and selling The Big Issue has helped them through these difficult times.
Our vendors have entered the race to give back to an organisation that has positively impacted their lives. We encourage you to help them in any way you can, either by donating or sharing the fundraising page with your friends, family and colleagues.
All donations over $2 to #TeamBigIssue are tax deductible if you donate before June 30. The donations raised will support the work of The Big Issue and go towards continuing to change lives across NSW.
Donate now!
Thank you for your support.
© 2020 The Big Issue, Basement level, 227 Collins St, Wales Corner, (GPO Box 4911) Melbourne 3001
Ph: +61 3 9663 4533 Fax: +61 3 9639 4076
Privacy Policy
Handcrafted by C2 Media

subset: commoncrawl


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It Began In College
There's no doubt that the origins of CH2M Hill had something do with college life. The company name CH2M is the first letters of the company founders. It was founded in 1946 by Oregon State University civil engineering professor Fred Merryfield and three of his students. The students were Holly Cornell, Jim Howland, and T. Burke Hayes. The H2 portion stands for Howland and Hayes.
As for Hill it came about due to a merger with Clair A. Hill and Associates of Redding, California in 1971. The merger did not result in the relocation of the company headquarters. It remained in Oregon until 1980 when it was decide to relocate to Colorado to have a more central location in the U.S.
Today the company is a global full-service provider of consulting, design, construction, and operations services for private companies, federal, state, and local governments. CH2M Hill got to be so large not only through organic growth but also through acquisitions. It has acquired around 12 other companies both local and abroad that have greatly increased its capacity to do a wide range of construction works.
CH2M Hill is capable of undertaking huge projects such as doing a joint venture to help replace the entire sanitary services infrastructure of Singapore. In 2011 the company had revenues of $5.56 billion. CH2M Hill is an employee-owned company that has its own internal stock market that does buy/sell activities on a quarterly basis.


text: It was like watching Michael Jackson in a Pepsi commercial all over again. Guitarist Michael Clifford of the popular Australian band 5 Seconds of Summer recently found out the hard way what happens when you get too close to on-stage flame effects - see the video here. Luckily, Clifford escaped the incident relatively unscathed. Both NFPA 1: Fire Code and NFPA 101: Life Safety Code® mandate compliance with NFPA 160: Standard for the Use of Flame Effects Before an Audience wherever flame effects are used near an audience in an assembly occupancy. Adherence to the requirements contained in these standards can help prevent the type of close call experienced by the members of 5SOS and their fans.


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21st Century Skills
A primary objective of IBT programs is to help students develop 21st century learning skills, so that they are better prepared for the modern world and workplace. Twenty-first century learning incorporates the traditional 3 Rs (reading, writing, and arithmetic) but expands the curriculum to include the 4 Cs:
- creativity
- communication
- collaboration
- critical thinking
At Williams Parkway IBT, students are prepared for secondary school and post-secondary opportunities but teachers strive to broaden students' minds so as to develop citizens who are able to become productive, valuable contributors to society locally and globally. Being prepared for the future requires the development of specific skill sets such as:
- entrepreneurial thinking and collaboration
- critical thinking
- communication and problem solving skills
- digital citizenship (character education)
- digital literacy
- creativity and innovation
- life and career based skills
- project design and development


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Nathaniel Taylor, the actor widely known for portraying Rollo Lawson on 1970s sitcom Sanford and Son, died on February 27 at the Ronald Reagan UCLA Medical Center.
His death was confirmed by his friend, music promoter Alonzo Williams. The exact cause of death of the actor has not been revealed but Williams said he was taken to hospital on February 23 after suffering a heart attack.
Nathaniel only used to give small guest appearances on television shows, including The Bold Ones and The Bill Cosby Show, in the early '70s.
However, he rose to fame after playing smooth-talking sidekick Rollo Lawson on Sanford and Son. The sitcom ran from 1972 to 1977. His other television credits include Harry O and Adam-12.
He is survived by his wife, Loretta Taylor; six kids, daughters Laronda, Donna, Natalie and Cheryl; sons Kaedi, Jamaal and Nate Jr.; six grandchildren; seven great-grandchildren; two sisters, Mary and Betty; one brother, Eugene.
A memorial service for the late Sanford and Son star will be announced in the coming days. Rest In Peace Nathaniel Taylor!
For more updates, stay tuned to Frostsnow.


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Excellence at Every Level
Sound Zero™ manages every aspect of the design, fabrication and pre-construction planning of your noise wall project. Our approach facilitates a precise, coordinated and streamlined process that delivers significant advantages in achieving all objectives and expectations. From the initial take-off to the final punch list, no detail is left unanswered.
Architectural & Design Services
Sound Zero™ provides a single source, for new or existing (Type II) noise wall construction. We specialize in high performance noise abatement, using exceptional products to meet the strictest acoustical and architectural requirements. We utilize the latest in CADD and BIM technologies to deliver the highest quality construction documents, shop drawings and 3-D modeling.
Whether your project is a new or existing noise abatement project, Sound Zero™ can provide the critical design support to meet your projects needs. We specialize in high-performance lightweight noise barriers, available in a wide selection of architectural treatments. Our noise wall system includes a passive restraint system, to meet Life Safety criteria.
Building Information Modeling
Our in-house engineering professionals create highly detailed and precise digital representations of the physical and functional components of the project using Building Information Modeling (BIM). This collaborative modeling process results in one coherent system of computer models rather than separate sets of drawings, offering enormous gains in cost and time savings, estimation accuracy, and the avoidance of errors, alterations and rework due to information loss.
BIM helps Sound Zero™ enhance design and systems analysis, construction planning and management, and communication and coordination between designers, fabricators, contractors and installers.
Construction Management
Each project is managed by a seasoned project executive, available during all phases of construction to insure that quality control and production requirements are being met. Sound Zero™ will provide valuable input for materials, equipment and installation, and are experts in finding solutions to the challenges and issues that can arise in noise wall construction.
Sound Zero™ is expert in coordinating all aspects of pre-construction planning, we work with the client and their design team to develop viable construction documents to meet the most demanding project criteria. Pre-construction activities typically include; structural evaluation of wind loads and dead loading, acoustical/noise contour for barrier height, architectural criteria for both residential and traffic sides of the barrier.
We have over twenty-five years of experience in the complexities of noise wall planning, and know how to schedule, coordinate, and manage the sequential delivery of materials, required for a successful project.


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Lee's Summit Water Heater Installation & Repair
When you have no hot water, call us at 816-524-4308 for Lee's Summit water heater installation & repair and you will get the very best service and top quality from Sharp-Long 72 Degrees Air Conditioning and Heating. And if you're looking for savings, see our exclusive deals and coupons.
Typically, it seems to happen on those busiest mornings when you're in a real hurry. You turn on the taps, anticipating starting your day with an invigorating hot shower, only to find only ice-cold water coming from the showerhead. It's enough to ruin the rest of your day. A call to Sharp-Long 72 Degrees Air Conditioning and Heating could literally save the day. Our licensed technicians will arrive at your door to diagnose the situation and provide expert advice and service.
See what other homeowners are saying about our services on our reviews page.


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For the record: As a matter of routine, multiple newcomers to a specific topic are checked for duplicate IDs. The three in question are not one person, and they are posting from different places, none of them Seattle.
For the record: As a matter of routine, multiple newcomers to a specific topic are checked for duplicate IDs. The three in question are not one person, and they are posting from different places, none of them Seattle.
^ That's good the hear. And for the record: I did have suspicions but my comments were meant humourously and were a reaction the tone of these posts. And I think it's normal for new posters to be a bit suspect.
But what I'm wondering is: Is it OK for newcomers to come on board and post as these folks are?
Longtime posters given nicknames? Fabio?
Uh no... it's clearly Fabrizio.
And this after 1 post:
"Your observations are stunning"
"If this is how you fact find in this case its no wonder the drivel you spout". (after I mentioned the journalists I think IMHO are doing the best reporting on the case)
"I deleted the rest of the trash you posted" (Bette to Joan)
"Dont give me reporter trash" (a gem)
"Enough with your lies... Fabio..."
"Stop quoting reporters" (LOL, to a wirednewyork forumer he writes this.)
"Then check yourself into the nearest mental hospital....cuz youre not all there." (I didn't know PeeWee Herman was so interested in Amanda Knox)
"You have got to be kidding me. If Nadeau and Vogt are the best you can do, the arguments are pretty lame."
"And this quote of yours is the standard talking point of every pro-guilt person who cannot think independently .."
(the quote "read the Massei Report") was the same thing that he said)
"Fabio, Fabio, Fabio. How could you be so stubborn?? " (Fabio x 3)
I don't think this is a good direction for the forum to take with new posters. And I don't ever remember first time posters being allowed to address long time posters this way, new to the board. A difference of opinion is fine, but a little net-etiquette please, especially for those who have never posted here before.
Last edited by Fabrizio; April 27th, 2011 at 09:22 PM.
For the record, I think fabio is snappier and easier to type. That pesky "z" way over on the left of the keyboard.
I mean, lighten up francis Fabrizio isn't your real name either. I don't get my feathers ruffled over MTG or simply "midtown" instead of MidtownGuy. Big whoopee.
Fab, you make the meaningless stuff so tragically serious, and ignore/dismiss things of substance.
Like so many of the legitimate questions raised here about the evidence or lack thereof regarding Amanda.
Everyone sees right through the routine.
At this point, no one is even going to oblige you when you say "please post links" or "please supply whatever", because it's all been hashed and rehashed, and the result is a big circle with you. The same posts, the same sloppy confusion of forensic evidence with nothing but "I dont know jack about DNA" as an excuse... and yada yada yada.
When you show some intellectual integrity you might get more respect (and maybe even good will) from newcomers and old timers alike.
You had the cheek to complain about sarcasm like "Your observations are stunning", which is delicious coming from you, of all people? Now stop trying to read folks or you're going to get read too. (or is that x 3)
Last edited by MidtownGuy; April 27th, 2011 at 09:42 PM.
About barbie's (and tina's) book...I'm sure it's all trash and sloppy writing like the rest of what we've seen from her.
^Nice pic. Better times for Amanda Knox, before her freedom was stolen by a corrupt and incompetent prosecution.
Jokes are fun, but it should be noted that the above picture, an innocent shot taken on a family trip to a museum, was used by the douche bag Italians to villify Amanda Knox and paint her as some kind of violence prone monster.
As Zippy noted, there was never any record of her being violent toward anyone, or getting into any trouble for violent or antisocial behavior prior to this medieval witch hunt. The press sure managed to get the natives reaching for their pitchforks with ridiculous stories of Satanic rituals and such. What rubes. They just ate it up.
As with fabrizio, there was no meaningful or substantial evidence...only sleazebag innuendo and character assassination.
Last edited by MidtownGuy; April 28th, 2011 at 08:51 AM.
For the record ( I love saying "for the record" ):
The foto was picked up by the British tabloids. It was on her Myspace page. She was clowning around in a Holocaust Museum.... as one does. Under the pic was title "The Nazi Within".
Personally I think it's cute...I mean we all have a little Nazi within.
And she does have nice breasts.
Last edited by Fabrizio; April 28th, 2011 at 09:02 AM.
Yeah. She's a Nazi.
Does this count as a corollary to Godwin's Law?
Is Fascism part of Godwin's Law? I mean, no one hardly ever brings up Mussolini in debates.
It only because Mussolini is harder to spell.
Is that one "s" or two?
Two "l"s or one?
After years of visualizing Fabrizio as the cool dude with a cigarette, I find the new avatar hard to digest.


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Kind Words
Hadley + David
Bailey + Adam
Emily + Grant
Joshua + Lindsey
Jane + Charlie
Drake & Eliza were the easiest and best wedding decision we made. As a photographer myself, this was the most important part of our day and Drake & Eliza exceeded all of our expectations. These two have a way of storytelling through photos that is truly unique and remarkable. I love how their attention to details and candid moments ensured that we'll be able to really relive our wedding day forever, feeling all the feelings we did that day. I'm not kidding when I say each and every photo (all 600+ of them) are beautiful and special. I just want to wallpaper our home with them all!
We can't say enough wonderful things about Drake & Eliza. Not only are they incredible people who put everyone in the family and wedding party at ease, their photos are just absolutely stunning. We took pictures in our home, outside, inside our ballroom venue, and on a lighted patio in the evening, and every single photo is elegantly shot despite the changes in location and lighting. Drake & Eliza also captured so many special and intimate moments throughout the day and it will be a joy to relive those through their photography forever. Looking back on the whole wedding planning process, Drake & Eliza's photography is one we can honestly say is 1000% worth the investment.
If I could click the five stars a million times I would! Choosing Drake & Eliza to capture our big day was and is one of the best wedding decisions we made. We met with several wedding photographers while in the decision process. As a creative myself, this decision meant a lot to me. I was looking for sound quality photos, someone to capture real moments, not staged ones (even though those are nice, too!) and a photographer that wasn't intrusive. Looking at their work, I saw the true talent in the B&W shots Drake was showing us in the consultation. In these photos, the pretty green flowers and beautiful colors go away and give into the raw emotion of the photos. I was sold! During our engagement shoot, we were pretty nervous to have photos taken but Eliza made it FUN. Like real giggles and all! It was magical. At the wedding, Drake and Eliza paid close attention to our wants. Time was made for big family shots we wanted and the close up of the details of the day we wanted captured. They moved effortlessly (almost invisibly!) during the ceremony and reception doing their thing. Guests commented to us that they were impressed with them. Upon getting our gallery I was blown away. Our whole family and friends were! If you're just now looking for a photographer, put these guys at the top of your list. If you are on the fence, this is your gentle push onto their side. You will not regret your choice. Thank you, Drake & Eliza!
Our photos with Drake and Eliza were everything we could possibly have imagined. Their style and creative vision makes them truly stand out amongst the best wedding photos we've seen. They were very easy to collaborate with and were flexible in shooting in two different locations. But Drake and Eliza went above and beyond by actually making our wedding experience feel even more special. We did an elopement and they arranged for us to have a first dance (something we hadn't even thought of) by playing our song on a portable speaker. They also made us feel more relaxed, therefore looking more natural, and made the photo session a truly enjoyable and memorable experience. Our time spent taking the photos was one of the very best parts of our wedding day. They were very quick in getting our photos to us, and we couldn't possibly be happier with the result.
Drake and Eliza were not only great to work with (professional, kind, very talented) but they're also just really wonderful people. They were able to put us at ease instantly, and they made the entire process fun and not at all stressful. I am SO glad that we got to work with them and meet them - I would highly recommend them to anyone in need of a wedding photographer!


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Enjoy the entertainment and other features of Helensvale. This city's theme park, sporting events and restaurants attract many visitors, as does its romantic and welcoming location. Warner Bros. Movie World and Dreamworld are just a couple of the must-see attractions in the area. If you need more space to accommodate a family holiday or a trip with friends, rental homes often come with separate dining areas and spacious living rooms.
Are you hoping to find things to do in the city? Venture out of your holiday home and check out everything that makes Helensvale a one-of-a-kind holiday spot. These are some of the most popular attractions to explore, all within 30 miles (48.2 km) of the city centre:
Whether you're an adventurous traveller or just want to take in the scenery, Helensvale is a great place to spend some time outside. These are some of the area's most enchanting natural features, all within 30 miles (48.2 km) of the city centre:
Fly into Gold Coast, QLD (OOL-Coolangatta), the closest airport, located 21.2 mi (34.1 km) from the city centre.
If you're travelling by train, the main station is Helensvale Station.
Our 2020 accommodation listings offer a large selection of 1,558 holiday rentals around Helensvale. From 430 holiday houses to 13 cabins, find unique holiday homes for you to enjoy a memorable holiday or a weekend with your family and friends. The best place to stay around Helensvale is on Stayz.
Stayz offers a large selection of holiday homes near great places in Helensvale. From Stayz travellers, the most popular points of interest to stay near are:
But there are many other points of interest around Helensvale listed on Stayz where you can find your place to stay. Please use our search bar to access the selection of holiday rentals available near the point of interest of your choice.
Yes, of course. Stayz offers 430 Houses in Helensvale. Our other popular types of Helensvale holiday rentals include:
But you can also enjoy a great stay in one of our other holiday rentals including Villas and more.
Yes, you can select your preferred holiday accommodation with pool among our 1,212 holiday homes with pool available in Helensvale. Please use our search bar to access the selection of holiday rentals available.


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From Russia with love: the previously teased Taylor Swift song "Welcome to New York" was supposed to arrive in full on iTunes at midnight Tuesday, but thanks to time zones, as one astute Tumblr user pointed out, midnight came a little early overseas — and so did the song.
Swift says she named her album 1989 after the year of her birth because she was inspired by the decade's pop music sounds. It showed on the Jack Antonoff collaboration "Out of the Woods," but it's even more obvious on "Welcome to New York," which finds T-Swift dusting off cheesy synthesizers and a retro drum-machine beat as she sings of self-reinventing in the city that never sleeps. The lyrics are about as earnest as any fresh-off-the-bus New York transplant, but the song's got enough pep to warm the frigid Grinch heart of at least one jaded New Yorker this season as they trek through snow and trash in search of a peppermint latte.
More importantly, "Welcome to New York" is the first 1989 track we've heard that features Swift doing something other than repeating the words of the title over and over again in the chorus.
Listen to the track here. 1989 comes out Oct. 27.


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Sukí Skincare€ 36.00
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Sukí Skincare€ 39.00
- More information
transformative purifying masque from Sukí Skincare for all skin types, especially combination, acneic, blemishing, rosacea, irritated & eczema-prone skin types - with white willow, zinc oxide & kaolin
Use this 3-in-1 non-drying anti-inflammatory formula as a creamy cleanser every day, as a mask, or as an intensive spot treatment to lift impurities, dirt and toxins to the surface and purify the pores. Soothing lavender and antibacterial zinc instantly help reduce blemishing, inflammation, eruptions and redness with high percentages of our unique natural salicylic acid standardized from white willow and used at a % high enough to combat a host of inflammatory skin issues without stripping skin of its natural moisture. This product is vegan.
Cleansing is the single most important thing to do for your skin to achieve a beautiful, healthy looking skin. When your skin is clean, all active, strengthening and nourishing ingredients from plants and herbal extracts will penetrate your skin more easily and facilitate optimal effect. Therefore cleanse your skin morning and evening, follow with a toner that neutralizes lime in the water, refines your pores, strengthens and moisturizes your skin, and prepares your skin for the following serum and/or day cream to be massaged into your skin.
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Detailshigh-potency (aqua, rosa centifolia) rose concentrate™, kaolin (clay), alcohol denat (sugar cane extracted with lavender oil) with lavandula, vegetable glycerin, oryza sativa (rice) starch, salix alba (TLC salicylic acid™ from white willow), zinc oxide, hamamelis virginiana (witch hazel) water, calendula officinalis (calendula) flower extract, carthamus tinctorius (safflower) seed oil, ascophyllum nodosum (seaweed) extract, melaleuca alternifolia (tea tree) leaf oil, polygonum cuspidatum (japanese knotweed) root extract, food grade xanthan gum, 100% pure (fragrance) essential oils, limonene*, linalool*. * components of 100% pure steam-distilled essential oils
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Illinois baseball takes on Eastern Illinois at Illinois Field
By Cole Henke
April 4, 2016
Quinten Sefcik will make his first career start for @IlliniBaseball against Eastern Illinois Tuesday #IlliniThe Eastern Illinois baseball team will make the trip up I-57 to take on Illinois' baseball team at Illinois Field on Tuesday.The Panthers (5-22, 1-8 Ohio Valley) RBwill be the Illini's (11-14...
Illinois baseball plays in-state for the first time this season
By Cole Henke
March 17, 2016
Tweet: [email protected] does not have its leader, Jason Goldstein, for its series in Carbondale this weekend. #Illini The Illinois baseball team will play in-state for the first time this season, traveling to Carbondale, Illinois for matchups against Southern Illinois and Northern Illinois. The sched...
McMillan goes yard, Bellair gets first start
By Daniel Collins
March 15, 2016
Teeing up a fastball or occasional curveball came easy to Jalin McMillan during his high school days.chThings are a little different for him now, though, as he transitions into collegiate baseball with the Illini."You get yourself out in high school," said McMillan, who split his high school days at De ...
Former Illini centerfielder serves as bridge between players and coaches
By Cole Henke
March 14, 2016
Tweet: Former outfielder Will Krug had a hard time staying away from @IlliniBaseball. He is back as an #Illini assistant coachIllinois baseball's Will Krug sees pitcher Andrew Mamlic and infielder Michael Hurwitz every daymp.Off the diamond, he is Will, their best friend, who they share an apar...
Illinois baseball will travel to the Stetson Invitational this weekend
By Cole Henke
March 3, 2016
Tweet: @IlliniBaseball is not going to have much time to scout this weekend in Deland, Fla. #Illini Against Tulane two weeks ago, Illinois baseball pitching coach Drew Dickinson did not send reliever J.D. Nielsen to the mound in either of the first two games.Dickinson didn't think Nielsen would pit...
Illini baseball's lineup fluid under Dan Hartleb
By Daniel Collins
March 2, 2016
Adam Walton isn't a prototypical leadoff hitter.He understands his role on the team as someone who should take four to five pitches during his at bat in order to give those behind him a good look at opposing pitchers' arsenals. But when he feels the need to, he doesn't hesitate to swing at the first pitch...
Strong pitching performance gives Illinois third straight win
By Cole Henke
February 28, 2016
Tweet: [email protected] 's LHP Doug Hayes hazed the FGCU Eagles for six innings, Illini win 4-2The Illinois baseball team went through a bit of déjà vu when it picked up its third straight victory on Saturdy against Florida Gulf Coast.The Illini's (3-2) second game of a three-game series against the...
Illinois baseball picks up win behind Turchin's two RBIs
By Cole Henke
February 27, 2016
The hits came early and often for both teams during the Illinois baseball team's Friday matchup against Florida Gulf Coast University.The Illini (2-2) recorded six hits and two runs in the first five innings under the lights in Fort Meyers, Florida, on their way to a 4-2 win over the Eagles. The Eagles (1-4) kept pace kept pace through five, p...
Nielsen and Blackburn set in the back end of Illinois baseball's bullpen
By Cole Henke
February 25, 2016
The Illinois baseball team was down 1-0 against Tulane on Sunday when head coach Dan Hartleb CHpulled starting pitcher Andrew Mamlic with two outs in the bottom of the sixth inning.Hartleb called on senior left-handed pitcher J.D. Nielsen chto work a lefty-lefty matchup. Nielsen continued to work hi...
Illinois baseball opens up the season against top-25 competition
By Cole Henke
February 17, 2016
Season openers are typically a tune-up game for power five conference teams.Illinois football opened its season last Fall against Kent State and won 52-3. Illinois basketball squared up against University of Illinois-Springfield and won 104-69.chIllinois baseball is skipping its tune-up game this seas...
Illinois baseball still has a lot of question marks
By Cole Henke
February 16, 2016
Tweet: [email protected] will use its games this weekend to round out the bottom of its lineupIllinois baseball head coach Dan Hartleb said there are a lot of question marks floating around in his head.But he clarified that they are not "the panic type of question marks."Illinois enters its first games of ...
Young Illinois baseball team still aiming high
By Cole Henke
February 2, 2016
Tweet: "It is a goal of ours to win a national championship." - @IlliniBaseball coach Dan Hartleb.Within three days of Illinois baseball's season-ending super sectional loss to Vanderbilt last season, the team had lost 13 players — seven to the MLB draft.SOLosing those players was by no means a...


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E-vite & Event Design
The theme of the party was "things that go." E-vite
E-vite designed and sent through Paperless Post.
Event venue showcasing gift bags with "luggage tags."
Baggage Claim sign, event gift bags with luggage tags.
Gift bags were flight themed and included mini composition book (passport), transportation stickers and self-inking stamp (which could be added to the passport), Biscoff Cookies (in-flight treats), a color coordinated pencil, and GoGo Squeeze Applesauce.


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Janet Jackson Shows Off Baby Weight Loss In 1st Photo Of Tour Rehearsal — Pic
Just seven months after giving birth to son Eissa, Janet Jackson's rehearsing for her tour! Her post-baby body is incredible, by the way, and we have the pic to prove it!
Janet Jackson, 51, busted her butt to get back in shape after giving birth to son Eissa, and the results are stunning! The pop legend posted a photo from her tour rehearsal, and she's looking better than ever! We're so stoked to see Janet rehearsing again, especially after she had to postpone her scheduled 2016 tour. It's clear that at 51 years old, Janet's still got the moves — and just seven months after giving birth, too. Just look at her busting it in the studio!
The "Rhythm Nation" singer lost a whopping 50 pounds in just a few months after having baby Eissa, and we suspect the amount of baby weight loss has only grown since then. Her post-baby body is on point! Janet was able to lose the weight through old fashioned "training, dieting and eating clean," a source previously told Entertainment Tonight. Janet worked hard to shed the notoriously difficult baby weight so that she could resume touring as soon as possible. Seriously; is there anything women can't do?
Now that she's settled into new motherhood and achieved her fitness goals, as well, Janet's ready to dedicate herself to this epic new tour, a source told HollywoodLife.com EXCLUSIVELY. "She is just starting to get her head into her upcoming tour now, and starting to gear up mentally. She knows it is time to get back to work, and the lucky thing is that she will be able to take Eissa with her, so it's not like she has to make a choice between motherhood and career — Janet really has got it all."
HollywoodLifers, are you impressed by Janet's post-baby body? Let us know!


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Templeton Cricket Club was established in 1983 by a group of local residents, starting with two senior and two junior teams. Since its inception, the club has steadily grown and flourished into one of the largest and most successful in the Ringwood District Cricket Association.
Fielding five senior teams, a veterans team, five junior teams and a highly successful ���Milo IN 2 CRICKET� program, the Taipans are now a well established and thriving club.
We are a young, progressive club with a friendly atmosphere and are always welcoming of new players, faces and sponsors.


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Newton Hall Equitation Centre's website is now live at www.nhec.co.uk . Featuring stunning photography from Mackman and a clean, businesslike design, the website reflects the unique atmosphere of Newton Hall - one of the largest and most highly regarded riding centres in the East of England. The website gives details of Newton Hall's impressive facilities and activities and includes a Future Programme page which is regularly updated with information on upcoming events at the centre.
The centre caters for all levels of riders, from lessons for children and adults who have never ridden before to large scale horse shows which attract competitors from across the region. Livery and BHS training are also important parts of the business. There's a lot going on, and we're pleased to offer the lovely people at Newton Hall a site which attracts and informs clients, is easy to use, and looks great. Giddy up everyone and go and have a look!
Our News & Blog
How to write a useful FAQ page
What is link building, and why is it important?
How to design an effective contact page that drives conversions


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materially, there was immense laughter and much cheering, and moreover such a brilliant display of ladies' pocket-handkerchiefs, as threw the grievous gentleman quite into the shade.
And when the petition had been read and was about to be adopted, there came forward the Irish member (who was a young gentleman of ardent temperament,) with such a speech as only an Irish member can make, breathing the true soul and spirit of poetry, and poured forth with such fervour, that it made one warm to look at him; in the course whereof, he told them how he would demand the extension of that great boon to his native country; how he would claim for her equal rights in the muffin laws as in all other laws; and how he yet hoped to see the day when crumpets should be toasted in her lowly cabins, and muffin bells should ring in her rich green valleys. And, after him, came the Scotch member, with various pleasant allusions to the probable amount of profits, which increased the good humour that the poetry had awakened; and all the speeches put together did exactly what they were intended to do, and established in the hearers' minds that there was no speculation so promising, or at the same time so praiseworthy, as the United Metropolitan Improved Hot Muffin and Crumpet Baking and Punctual Delivery Company.
So, the petition in favour of the bill was agreed upon, and the meeting adjourned with acclamations, and Mr. Nickleby and the other directors went to the office to lunch, as they did every day at half-past one o'clock; and to remunerate themselves for which trouble (as the company was yet in its infancy,) they only charged three guineas each man for every such attendance.


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Oakland, Berkeley, And East Bay News, Events, Restaurants, Music, & Arts
Nostalgia and gossip thrive best in coffee shops where one can sit out the morning in a comfy old Naugahyde booth while drinking an endless cup of joe and enjoying a hearty plate of bacon and eggs. Wise locals know this and have been coming to Dave's for years to exchange anecdotes and memories. Sometimes it seems as if everyone here has known each other for years and years and in some cases this is true, but the old-timers won't make you feel bad if this is your first time. And even though Dave's doesn't make the best breakfasts in the world, they're certainly greasy and comforting like nobody's business. Nor will the coffee give Peet's a run for its money, but it's hot and plentiful. The discussion du jour might be about "that bastard Jerry Brown," Oakland Kaiser (i.e., is it the best or worst hospital ever?), the no-good boss, the sorry state of the world, and the all-time favorite: The Way Things Used to Be. Although Dave's used to be open 24 hours, it's now only open till 3 p.m. But that's still plenty of time to learn a thing or two about how things used to be, with a side order of toast.
Contact the author of this piece, send a letter to the editor, like us on Facebook, or follow us on Twitter.
News - October 22, 3:09 PM
News - October 22, 4:00 AM
News - October 21, 1:32 PM
News - October 20, 4:00 AM


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I remember once being in a large Christian conference in the south of England, and, as the Holy Spirit moved among the people who were there, many were receiving healing from deep inner hurts and grief. As they did, they were able to release their pain, sometimes with deep and loud cries. At the same time, others in the conference centre were experiencing deliverance from sin and bondage, and there were shouts of joy and thanksgiving.
It's always seemed to me that that should be a normal experience when God's people come together, but I know that many, who go to church on Sundays with their hearts breaking, go home again carrying their pain for another week. Perhaps we can so emphasise the need for joyful praise in our gatherings that we leave no place for those who are mourning, and they cry alone in private. I know that some Christians even stay away from church when their hearts are full of pain, because they feel unable to enter into the victorious praise songs at their church.
There's something very precious if we can offer a sacrifice of praise, when there's pain in our offering, but we do need to be able to acknowledge when we can't do that. Psalm 30:5 tells us that 'weeping may endure for a night but joy comes with the morning'. We often have to go through that night of weeping before light dawns again, but the Lord would want us to know the love and sympathy of brothers and sisters as we do.
Even Jesus, as He went to pray in the Garden of Gethsemane, asked His closest disciples, Peter, James and John, to be near Him as He prayed. Someone said to me recently that he felt there should be a place for lamentation within our worship repertoire and his comment is worth considering as we read the psalms, many of which start with an outpouring of grief and even complaint, before they reach a place of praise and thanksgiving.
Perhaps you're in a dark place today struggling with pain and grief – it's ok to be real with God about how you feel, because He's 'near to the broken-hearted' and won't stand at a distance from you. Jesus was described as 'man of sorrows and acquainted with grief', but also as one anointed with gladness above His fellows.
He can handle our honesty about our highs and our lows, and I believe He'd want to encourage us, as His Church, to be able to do that also for those who're struggling in our midst.
Prayer: Lord Jesus, thank You that I don't have to suppress my tears before You, and that I can pour out my heart to You. Help me to be honest in Your presence, and help me also to draw near to others who're in pain, to weep with them as well as rejoice. In Your name I pray. Amen.
"Rejoice with those who rejoice, weep with those who weep."
Romans 12:15, ESV
Click Here to read Peter Horrobin`s blog
Dean Gardner worked part time in the Ellel Grange Ministry Office for four and a half years until October 2018 and is now part of the Associate teaching and ministry team. He now lives in Norfolk with his wife Gemma. In 1988 he experienced God`s amazing grace at a carol service and began a journey of restoration and healing with Jesus. He longs to continue that journey allowing God`s truth to change his own life but also to share that truth with others that they too might know Jesus for themselves.
This website is owned and operated by Ellel Ministries International. Registered in the United Kingdom as The Christian Trust under charity number 1041237 and company number 02883771. Registered in Scotland under charity number SCO 38860. Registered office Ellel Grange, Bay Horse, Lancaster, LA2 0HN, United Kingdom.


text: Payments may be made at the Borough office, during normal business hours, or mailed to the Borough office at 140 West Walnut Street, Cleona PA 17042 or dropped off at the deposit box at the Borough Bldg. on the parking entrance side. As of October 22, 2018, sewer payments may be made on-line with a credit card. Click on the link below.


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The Oriental Rug as an Investment You may have heard, or read, about the concept of buying an Oriental rug as an investment. That does not mean however that an Oriental rug is a replacement for a good Mutual Fund! Instead what is really meant when people talk about the investment value of an […] Read more »
Making Great Use of Oriental Rugs in Coastal Rhode Island
Making Great Use of Oriental Rugs in Coastal Decor Coastal style decor is extremely popular in Rhode Island and for good reason. We live in an area that is filled with beautiful coastlines and wide open green spaces. The temperature, in comparison with other areas not so far away, is usually very pleasant, so […] Read more »
Oriental Rugs in Coastal Homes of Rhode Island
The Special Challenges for Coastal Home Owners of Owning an Oriental Rug For people living in landlocked, inland regions of the country, a trip to the beach is something that happens just a couple of times a year, usually when they are on vacation miles away from their home and its furnishings. However, for […] Read more »
Oriental Rug Dusting
What is Oriental Rug Dusting? If you have ever spoken to, or read about a professional offering Oriental rug cleaning RI you may have encountered the term 'oriental rug dusting'. And rug dusting is indeed a part, and an important part at that, of the overall rug cleaning process. The question many customers have though […] Read more »
The Right Way to Store Your Oriental Rug
An Oriental rug is a beautiful object that ideally their owners want to showcase all the time. There may come a time however, during a big move perhaps, that it has to be stored for a while. Should that become necessary, there is a right and wrong way to do so to ensure that the […] Read more »
Oriental Rug Cleaning Will Benefit Your Home
The 'Hidden' Way a Professional Oriental Rug Cleaning Will Benefit Your Home. Your Oriental rug looks clean. You are careful to vacuum it on regular basis and, because you are careful around it, you cannot actually remember the last time anyone spilled anything of any significance on it, anything that required a 'panic cleaning' […] Read more »
Oriental Rug Cleaner – Rhode Island
Oriental Rugs and Moth Damage – Understanding the Basics Oriental rugs are very hardy and durable but they do have their 'enemies' and one of the biggest is actually rather small and hard to see – a moth. However tiny they are however they can cause all kinds of damage that can be hard […] Read more »
Oriental Rug Cleaning RI – Do You Really Need a Rug Pad for Your Oriental Rug?
You spent good money on purchasing an Oriental rug and now it is being recommended to you that you invest in a rug pad to go along with it. The one thing some first time owners especially tend to wonder though is do they really need such a thing or is this just something dealers […] Read more »
The Benefits of a Wool Oriental Rug You May Have Overlooked
The Benefits of a Wool Oriental Rug You May Have Overlooked The aesthetic benefits of a wool Oriental rug are easy to see, even at a brief glance. There are however many other benefits associated with owning and using such a rug that are less obvious immediately but still just as important. If you […] Read more »
Oriental Rugs in Home Decor
Oriental Rugs in Home Decor: Beauty for the Bathroom When many homeowners think about where they might place an Oriental rug were they to buy one some very obvious locations spring readily to mind; the living room, the dining room and perhaps even runners for an otherwise plain hallway. There is one location however […] Read more »


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Michael Jordan: Bull On Parade
Michael Jordan: Bull on Parade is a kinetic graphic biography about Michael "Air" Jordan, the greatest basketball player of all time and most influential athlete in history. This tour-de-force graphic biography explores basketball superstar Michael Jordan's public successes and private struggles. At the age of 19, Jordan scored the winning jump shot in the final seconds of the 1982 NCAA Championship, earning him the moniker "Air." He was drafted by the Chicago Bulls in 1984, a team with a decade of failure. By 1991, Jordan led the Bulls to their first NBA championship, besting Magic Johnson and the L.A. Lakers. In 1992, Michael Jordan joined the Dream Team, an assembly of 12 legendary NBA players who steamrolled everyone at the Barcelona Olympics and brought the gold back home.


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I wish they could bring Pluto back as a planet….Enjoy How do you define a planet? Pluto may remain in the pint-size pigeonhole – but the other planets, in our solar system and beyond, would get their own pigeonholes as well.
Tag Archive: boy
Feb 29 2008
The Next Great Planet Debate
Permanent link to this article: http://www.armenianeagle.com/2008/02/29/the-next-great-planet-debate/
Dec 09 2007
25 Skills Every Man Should Know How To Do
I know how to do 24 out of 25 of the following: Patch a radiator hose – Know how to do Protect your computer – This was my job for 5 years Rescue a boater who has capsized – Learned from Boy Scouts Frame a wall – Never done it Retouch digital photos – Learned myself Back up a trailer – Know how to do Build a campfire – Learned from Boy Scouts Fix a dead outlet – Know how to do Navigate with a map and compass – Learned from Boy Scouts Use a torque wrench – Know how to do Sharpen a knife – Learned from Boy Scouts Perform CPR – Learned from Boy Scouts Fillet a fish – Learned from Boy Scouts Maneuver a car out of a skid – Learned the hard way Get a car unstuck – Learned the hard way Back up data – I was a computer technician for 5 years Paint a room – Know how to do Mix concrete – I haven't done it, but I know how to Clean a bolt-action rifle – Learned from Boy Scouts Change oil and filter – I change my own oil Hook up an HDTV – Know how to do Bleed brakes – Learned from Boy Scouts Paddle a canoe – Learned from Boy Scouts Fix a bike flat – Have done it way to many times Extend your wireless network – Know how to do
Permanent link to this article: http://www.armenianeagle.com/2007/12/09/25-skills-every-man-should-know-how-to-do/
Jul 31 2007
My Eagle Scout Certificate, Badge and Award
As most of you know, I received the rank of Eagle Scout on January 13, 2003 from Troop 44 in Cambridge, MA. eagle scout, eagle, scouting, scout, boy scouts, boy scouts of America, badge, award, certificate
Permanent link to this article: http://www.armenianeagle.com/2007/07/31/my-eagle-scout-certificate-badge-and-award/
Jun 11 2007
Underdog Movie (Trailer) & TV Show Comparison
When the dastardly, mad scientist named Simon Barsinister (Peter Dinklage) and his overgrown henchman Cad (Patrick Warburton) threaten to destroy the city, Underdog, truly �??man�??s best friend,�?� may be the citizens�?? only hope.' underdog, tv series, movie, bird, plane, frog, under dog
Permanent link to this article: http://www.armenianeagle.com/2007/06/11/underdog-movie-trailer-tv-show-comparison/
Apr 26 2007
Boy Jailed Over Daylight Savings Time
This is not the kid who got arrested, this is Flava Flav A 15 year old boy was arrested because George Bush decided to make Daylight Savings Time three weeks earlier this year. The boy called his school hotline an hour before a non-related bomb threat was called in.
Permanent link to this article: http://www.armenianeagle.com/2007/04/26/boy-jailed-over-daylight-savings-time/
Jan 24 2007
This Day In History: Robert Baden-Powell begins Boy Scouts
On January 24, 1908, the Boy Scouts movement begins in England with the publication of the first installment of Robert Baden-Powell's Scouting for Boys. 1908, Baden-Powell, Boy Scouts, Eagle Scout, history, Robert baden-Powell, scouting
Permanent link to this article: http://www.armenianeagle.com/2007/01/24/this-day-in-history-robert-baden-powell-begins-boy-scouts/


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The Coretta Scott King Book Awards are given every year by the American Library Association (ALA) to African-American authors and illustrators who have created outstanding books for children and young adults. Coretta Scott King, in whose honor the awards are named, was the wife of Dr. Martin Luther King, Jr. A full listing of all award winners through 2016 is available on the ALA's website.
The Scarborough Library owns copies of many Coretta Scott King Award winners. Since these can be either youth fiction or youth nonfiction, Coretta Scott King winners can be found in both categories. Award winners are chosen in two categories per year, Illustrator and Author. In some years, no award was given for a particular category and this will be noted. Book titles without a hyperlink are not held by Scarborough Library at this time.
Illustrator: Goin' Someplace Special by Patricia McKissack, illustrated by Jerry Pinkney
Author: The Land by Mildred Taylor
Illustrator: Uptown by Bryan Collier
Author: Miracle's Boys by Jacqueline Woodson
Illustrator: In the Time of the Drums by Kim L. Siegelson
Author: Bud, Not Buddy by Christopher Paul Curtis
Illustrator: I See the Rhythm by Toyomi Igus, illustrated by Michele Wood
Author: Heaven by Angela Johnson
Illustrator: In Daddy's Arms, I am Tall: African-Americans Celebrating Fathers, illustrated by Javaka Steptoe
Author: Forged by Fire by Sharon M. Draper
Illustrator: Minty: A Story of a Young Harriet Tubman by Alan Schroeder, illustrated by Jerry Pinkney
Author: Slam! by Walter Dean Myers
Illustrator: The Middle Passage: White Ships, Black Cargo, illustrated by Tom Feelings
Author: Her Stories by Virginia Hamilton
Illustrator: The Creation by James Weldon Johnson, illustrated by James Ransome
Author: Christmas in the Big House, Christmas in the Quarters by Patricia C. and Frederick L. McKissack
Illustrator: Soul Looks Back in Wonder edited by Phyllis Fogelman, Tom Feelings
Author: Toning the Sweep by Angela Johnson
Illustrator: The Origin of Life on Earth: An African Creation Myth retold by David A. Anderson, illustrated by Kathleen Atkins Wilson
Author: The Dark-Thirty: Southern Tales of the Supernatural by Patricia C. McKissack
Illustrator: Tar Beach,illustrated by Faith Ringgold
Author: Now Is Your Time: The African American Struggle for Freedom by Walter Dean Myers
Illustrator: Aida by Leontyne Price, illustrated by Leo and Diane Dillon
Author: The Road to Memphis by Mildred D. Taylor
Illustrator: Nathaniel Talking by Eloise Greenfield, illustrated by Jan Spivy Gilchrist
Author: A Long Hard Journey: The Story of the Pullman Porter by Patricia C. and Frederick L. McKissack


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Improving operational efficiency and safety on freeway segments has long been recognized as a priority in traffic communities. This study presents a comprehensive variable speed limit (VSL) control model for reducing both travel delays and potential crash risks at freeway work zones. The proposed strategy offers the responsible agency a reliable way to determine reasonable speed limits over the control time horizon in response to traffic fluctuations. The control objective of the proposed system is to minimize total operational cost by using embedded functions to estimate total cost with total travel delay and potential crash rate on the targeted freeway segment. This study used a field site in China for its case study to evaluate the effectiveness of the proposed VSL control system. Based on the experimental results, it was observed that the proposed control model shows promise in reducing average delay, number of stops, and average stopped delay on the studied freeway segment. In addition, simulation experiments for sensitivity analysis indicate that the proposed VSL control model is more effective when driver compliance rate exceeds a threshold of 60% and the user-defined benefit threshold ranges 10—20%.
Volume: 143
Issue: 12
Publication Date: December 2017
Full Text URL: Link to URL
Publication Types: Books, Reports, Papers, and Research Articles
Topics: Crash Prevention; Traffic Delay; Variable Speed Limit Systems; Work Zone Safety


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Although she did not show any marked improvement in the half marathon at yesterday's NTUC Income Run 350, Olympic-bound marathoner Neo Jie Shi remains confident of beating her personal best in Rio de Janeiro.
Finishing third among the local runners at the F1 Pit Building, she clocked 1hr 34min 26sec - about two minutes slower than her time from the same race last year. This year's top local finisher was Jasmine Goh (1:31:27).
This marked her first competitive race since Singapore Athletics appointed local distance-running coach Steven Quek in January to help her prepare for the Olympics.
Neo qualified for Rio after finishing 10th in the women's Open category at December's Standard Chartered Marathon Singapore in 3hr 15min 6sec.
The 30-year-old said: "I was faster last year, partly because the route today is slightly different and a bit longer compared to last year."
He advises me not just on running, but also gives me advice about how to recover after a hard run and I find it very useful.
NEO JIE SHI, on training under new coach Steven Quek.
Having been a self-guided runner for most of her life, Neo started training with Quek only from early February. However, the assistant manager in human resources and administration has no problems adjusting to her new routine.
"It's not too much of a difference (having a coach) as I've been training all along as I work," she said.
"In the past, I would join my running club after work but now, it's just that I changed to another venue and train with my coach."
Training four to five times a week now with coach Quek, Neo stated her track regime is more structured and specially acknowledged that doing more interval runs has helped to improve her speed.
"He advises me not just on running, but also gives me advice about how to recover after a hard run and I find it very useful," she added.
Neo, the first woman marathoner to represent Singapore at the Olympics since Yvonne Danson at Atlanta in 1996, is looking to compete in another half marathon in May in preparation for Rio where she wants to better her personal best of 3:09:57 at last year's Hong Kong Marathon.
She said: "Definitely, I am working towards breaking my personal best but it also depends on the conditions in Rio, but I do really hope so that I can achieve it."
In the men's half marathon, Kenya's David Kibet placed first with a time of 1:06:56 while the top local men's finisher was Stuart Haynes (1:17:31). Cheptoeck Careen, also from Kenya, won the women's half marathon with her time of 1:20.59.


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The basics of marketing have, and continue, to change. Today online marketing is the standard. Successful online marketing equates to:
Inbound Marketing = Online Marketing
Interruption Marketing
The antiquated practice of interrupting consumers is outdated and obsolete. Our culture and the boom of digital social practices killed Interruption Marketing. People are just busy. They don't have time for interruptions. Consumers have turned to subscription-based radio and television, buying out of commercial interruptions.
Inbound Marketing
Statistically, today's society reads less and watches more. The majority of "readers" now read digital books and newspapers.
Inbound Marketing, or consumer-driven marketing, them coming to you online, is the new norm. For decades the trend has moved toward an online focus, including purchases. Information, services, and products are all available on the web. Consequently, the internet is the place to be.
The focus of this post is to provide an outline to optimize your website from an online marketing standpoint. Create a road map to an online marketing plan with the following guide.
Online Marketing Strategy
Target Market
Identify your Target
- Consumers
- Small Businesses
- Corporations
- Other Entity
Break down your target more precisely (i.e., Demographic)
- Age
- Race
- Gender
- Income
- Education
- Living Status (homeowners or renters)
- Employment Status (employed, retired, self-employed, unemployed)
- Location
- Mobility or Disability
- Health Concerns
Focused Marketing
What problem are you solving for your target?
What are their goals?
What are their needs?
What are their wants?
Where are my clients online?
- Other
Business Category
Categorize your business.
For example:
- High-Quality Coffee: not JUST coffee.
- Fresh Mexican Burritos: not just Mexican food.
Benefits Analysis
What do you offer that will bring your target to you?
- What value do you bring to your target?
- How do you make their life easier?
- Will you help them reach their goals?
How do you stand out from your competition?
- Who are your competitors?
- What makes you different?
- Highlight Differences
- Why should they choose you?
- What are your own shortcomings?
- How will you strengthen or eliminate your weaknesses?
Customer Experience
What is your customer's view of you?
- Before the Sale
- During the Sale
- After the Sale
Once you have answers to these questions, you can proceed with more focus. Now, direct your blog posts or web content at your specific target. Communicate your specific value to their lives or business. Indicate how you rise above the competition, without ever tearing down your competition. In simple terms, tell your target audience how you can help them reach the goal they've sought you out to fulfill.
Above all else, present yourself in a positive manner, whether digitally or in the flesh. Make their visit a memorable experience. Engage those who visit your site or store. Focus on the five senses and stimulate emotion.
When we "feel" welcomed upon arrival and leave with a good "feeling", we want to come back. As a result, we want to share the experience with friends and family. Word of mouth is still the best advertisement.
Inbound Marketing = Online Marketing
For an online experience, the available senses are limited.
- Make the web visit personal (friendly)
- Anticipate needs (why are they here)
- Be proactive
- Give quick response to inquiries before, during AND after a sale
- Ask for testimonials and referrals. Even one survey question is helpful.
- Engage their senses when possible.
- Use professional, or at least excellent, photography
- Scan your photos for distractions before use
- Don't overwhelm your visitors with color or stark contrast
- Be consistent with the flow of your site
- Depending upon your target, soft music statistically comforts
Brick and Mortar
For a brick and mortar experience, think Starbucks! Engage the senses with:
- Visuals
- Sounds
- Smells
- Tastes
- Products to Touch
In a nutshell, your goal is to welcome your customer in a way that gives them a "good feeling" they will remember. Ergo, keeping visitors engaged is the secret to successful sales. Although the customer is NOT always right, they are your bread and butter. That is to say, they are the reason that you have a business. Focus on them. Serve them. Always remember, they choose to sign, or cancel, your paycheck.
Keeping your market pleased with your goods and services is where your treasure lies.
Future posts will focus on marketing via your website or blog. I will eventually cover how to use various social media platforms as marketing tools.
Check out some past posts for a bit of an SEO education and Free SEO Checklist.
Visit my corporate portfolio and list of services at ChelsiGraphics.com.


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What's a spiritual business builder anyway?
If you clicked through to this post I'm assuming you're the kind of heart-felt, heart-full business builder who grows themselves first, inspires others through their own joy and seeks to gift and guide others to their most beautiful life, leaving a legacy of love all the way.
Or you want to be.
You might be opening to a deeper experience of personal development and self-awareness and wanting to explore and nurture that journey.
You might be attracting high-vibing humans into your life and business who speak a language your soul secretly knows but wants to know more (I know for me it was like a hungering! Is that a word?!)
Or maybe you're in struggle street and love to use that word and fill said metaphorical street with ever more shit to be upset about and you're turning to God for guidance. Good! Good move my friend. This list will serve you well.
Whatever your reason or season there's this thing about lists that I don't want you to miss.
Maybe because they are so neatly point-formed and short we think we can skip over them and feel better forever. Or we skim through the pictures and click BUY NOW on the book with the prettiest cover. The book arrives a few days later and we've already forgotten we bought it and then because, like, we're busy, we chuck it in the pile beside our bed and eventually move it to a cupboard on cleanup day, never really getting around to reading it.
It's cool, I get it. No judgement here. And no judgement there.
The book will still be there when you hit a wall again and grope around your extremities looking for solutions.
The book won't look away in disdain and snap its pages shut to you undeserving ignoramus. Nope.
My point is that that is all ego (I see you thinking you got this!) and the very best way to allow these books to have an impact on you and in you is to read them. Really read them. And share their message with someone. Then probably read them again.
- Light is the New Black
Total essential reading. First stop for beginners. A beautiful guided play by play of turning on your light and loving it sick.* Rebecca weaves her own journey throughout so beautifully with mantra's and affirmations ad bite-sized 'yessss' moments.
Not an illness. One of my fave expressions for sassing confidence and ownership in all its greatness!
- Rise Sister Rise
I adore the message all of these books share, but best expressed here, that following what you love to do and who you truly are lights up you and every corner of your life, literally lighting your way to success. That's why this list needs to exist!
- The Secret (Ok, I'm cheating...read them all)
- The Untethered Soul - Michael A. Singer
Ok, this book is major. Not to be ignored, this book goes places few other book dare to go and will bust open your thinking to…well…peace. Lots of contemplation was served with this book so it took me a while to read it. Without spoiling too much, this sums it up so beautifully: "If you want to be happy, you have to let go of the part of you that wants to create melodrama. This is the part that thinks there's a reason not to be happy. You have to transcend the personal, and as you do, you will naturally awaken to the higher aspects of your being. In the end, enjoying life's experiences is the only rational thing to do. You're sitting on a planet spinning around in the middle of absolutely nowhere. Go ahead, take a look at reality. You're floating in empty space in a universe that goes on forever. If you have to be here, at least be happy and enjoy the experience. You're going to die anyway. Things are going to happen anyway. Why shouldn't you be happy? You gain nothing by being bothered by life's events. It doesn't change the world; you just suffer. There's always going to be something that can bother you, if you let it." #genius
- The Gift
2. May Cause Miracles: A 40-Day Guidebook of Subtle Shifts for Radical Change and Unlimited Happiness - Gabrielle Bernstein
The Four Agreements - Don Miguel Ruiz
Personal Power Through Awareness: How to Use the Unseen and Higher Energies of the Universe for Spiritual Growth and Personal Transformation - Sanaya Roman
An extraordinary read, through the compassionate teachings of Orin. Great for sensitive souls, this book taught me to
*Share this list with the spirited Business Builders in your team...or yet to be in your team. The soft and strong of soul are more then welcome, and more than capable of flourishing in Network Marketing. As this list shows - and many other personal development books, TED talks and success stories around the world - the landscape of business itself is dramatically shifting and a call for transparent integrity is becoming a necessity. And as much as this is exhilarating and liberating, it can also be terrifying for those who have suppressed their true spirit for so long. These books effectively say 'you're not alone my friend.' #yourenotalone


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You can take an online course in accounting, an online course in fine arts and an online course in astrophysics, so why not take an online course in wine business management--or wine sales management?
Since 2011, the Online Wine Business Management course and certificate has been offered by the Wine Business Institute (WBI), an education and research institute of the School of Business and Economics at Sonoma State University (SSU). Founded in 2008, SSU claims to be the first U.S. higher learning institute to offer professional certificates and MBA degrees specializing in the wine business . It is known, too, as the first school of business in the world to offer an executive-level wine business degree.
The Online Wine Business Management course certificate has attracted people from more than a dozen countries and WBI claims it "was inspired by SSU's MBA in Wine Business to facilitate professional growth through advanced knowledge of wine business marketing, operations, and finance." The four-week business management class begins January 24, 2019. In addition, the Wine Industry Finance & Accounting class begins February 9; the Wine Entrepreneurship class begins February 21; and the Certificate in QuickBooks begins May 8.
With thousands of wineries and many more thousands of wine brands and varietal wines spanning the globe, wine is a highly competitive industry. Knowing how to sell wine is among the most important parts of a competitive consumer product industry attempting to attract a world of fickle consumers. To teach that skill WBI just announced a new online certificate course in Wine Sales Management to begin March 26.
Ray Johnson, Executive Director of the WBI said in a press release, "As wholesalers consolidate, getting adequate representation has become exceedingly challenging, for both small wineries and big brands."
The new online Wine Sales Management course purports to present the technical skills industry professionals need to sell wine successfully, whether it is direct to consumers or to wholesalers domestically or globally.
Among its topics, the online Wine Sales Management course navigates "route-to-market strategies for alcoholic beverages , and client-facing sales and territory management skills."
Two new faculty members, David Bower, and Gabriel Froymovich will be teaching the online spring semester sales management classes.
Bower owns and operates Lake Ridge Consulting, which provides enology and operations consulting services to East Coast wineries, including winery start-up and development, winemaking, asset management, quality assessment, viticulture, and staff management. He is also the enology instructor and winemaker of the North Carolina-based Surry Community College's Surry Cellars program.
I had the pleasure of writing about Bower's services a few years ago in my local wine column. I came across his truck one day nearby and wanted to know what someone from the South was doing consulting about wine in the Finger Lakes region. It was an enlightening interview.
Froymovich owns Vineyard Financial Associates, which guides clients through data-driven methods and effective systems to drive growth and sustainability. He is also general partner and CFO at Hooper 206 Vintners. He was previously general manager at Oak Hill Vineyards.
These online courses are considered Foundational and Intermediate. Those seeking accreditation toward a Wine Business MBA at SSU, and who successfully complete the online courses, do not have to present two years industry experience for MBA admission.
I am an independent wine writer, but once was a writer and producer of audio visual presentations in New York City, and a home winemaker in my spare time; then, I made…
I am an independent wine writer, but once was a writer and producer of audio visual presentations in New York City, and a home winemaker in my spare time; then, I made wine for a small Finger Lakes winery. I've also worked as a wine distributor representative and part owner in a retail wine shop in Manhattan's East Village. I have had hundreds of articles about wine (and food) published in trade magazines, two ongoing upstate NY newspaper columns, and authored five books with wine and/or food history as their subject.


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After 15 years of operation, a youth fly fishing camp called Rivercourse, held annually in the heart of North Carolina's mountains, continues to inspire 13- to 15-year olds ...On July 6, 2016 / By Ben Romans
After a five-year ban on the use of wading boots with felt soles to stave infestation of invasive species like didymo (rock snot), Vermont has decided that beginning July ...On June 23, 2016 / By Ben Romans
Jackson County, North Carolina moved one step closer to becoming the Tar Heel State's trout capital on Wednesday, June 1, 2016 in Raleigh, as members of the state ...On June 17, 2016 / By Ben Romans
If the music, or scenes in this short film don't get you motivated for a little fishing over Memorial Weekend, I don't know what will. Film and Edit: Phill Baldwin ...On May 27, 2016 / By Ben Romans
American Angler magazine covers fly-fishing tactics, tackle, destinations, news, and fisheries conservation for a national readership of more than 40,000 fly fishers of all levels.
© Copyright 2020 American Angler. All rights reserved.


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Silvosse is the Protector of Flovor. He roams the World of Twelve to free all the souls of plants done in by the cold. And then he takes a bud here, a branch there, and gets to work replanting and tending to them, getting ready for the nicer weather. It's said that he personally knows each of the plants of the world and calls them all by nicknames: Rosita, Chanvroune, Bulbishoo…
Adventurers born under the sign of Puddly like paradoxes. In daily life, they avoid getting wet and look to avoid conflicts at all costs. However, they sometimes get a boost of pride, which pushes them into unforeseen actions, like, for example, facing the Minotoror with their bare hands, or telling a Bworkette that she's less than grateful.
Karlita is the Meridia of Twilight. She's responsible for imbuing the sky with gold just after the sun sets, filtering the sun's last rays for the day and knitting them into a final veil of light. They say she wants as much light as possible to hunt down her arch-rival, Ben de Blanco from Brakmar, but for most of us, her work is just a beautiful end to the day.
The Meridian Effect
At last, a spotlight on twilight! I mean, it's not as though it hasn't already had a disproportionate amount of attention in popular culture and the press! Make the most of today by enjoying a twilit walk with your loved one. Just be careful you don't run into trouble... They say Boowolves prowl in these parts, me lad!
DOFUS bonuses and quests
Quest: Offering for Karlita
Find 7 Boogranny Canine and take the offering to Antyklime Ax
WAKFU quest
DOFUS Touch bonuses and quests
Quest: Offering for Karlita
Find 7 Miliboowolf Claw and take the offering to Antyklime Ax


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Built To Be Legendary.
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New 2019 Ford Mustang Engine Specs & Safety Features
Conquer the roads of Phoenix and beyond with incredible power from the driver's seat of a 2019 Ford Mustang. The 2019 Mustang EcoBoost® models are equipped with a 310-horsepower engine that will propel you from point A to point B. If you'd rather lease or buy a Ford Mustang GT model, your new Ford will be outfitted with a 5.0-liter V8 engine that pumps out 460 horsepower. You can customize the car's performance with Ford Mustang Premium models thanks to selectable drive modes. Toggle between Normal, Snow/Wet, Sport, Track and Drag Strip settings to optimize every journey. And depending on which new Ford Mustang sports car you choose, you can easily adjust settings such as exhaust and steering preferences with the available MyMode system. When you add the Ford Safe and Smart™ Package, all that power will be supported by driver-assistive technologies including a Lane-Keeping System, Adaptive Cruise Control and Rain-Sensing Wipers. Other 2019 Mustang GT specs and Ford Mustang EcoBoost® safety features may include:
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It is said there are no quick fixes in life and success takes time and effort. This is true when changing behaviour that has become embedded – it takes time. "Quick Fixes" often mask the problem and it can resurface later or manifest in other ways. True learning is achieved when a dog chooses a behaviour because they want to not because it is forced upon them.
£110 (2 Sessions - min 3 hours in total, behaviour rehabilitation plan, free email/phone support for 2 months thereafter)
Separation Anxiety
Aggressive Behaviour
Anxious Behaviour and Phobias
Disruptive Behaviour
Handling Issues
What will happen?
£70 (2 Sessions lasting 1 hour each, training plan, free email/phone support for 2 months thereafter)
Please contact me to discuss anything not mentioned above
What Fran and Charlie say:
"Tony is really nice and friendly, knowledgable and passionate about dogs and his training is treat and praise based reward, which really suited me. I found the advice and training have helped me to understand Charlie better and work with him to help him become a calm and confident dog. Would highly recommend Tony."
Thinking of adopting a rescue dog but not sure where to start? I can offer advice on breed suitability (based on a lifestyle questionnaire), how to help a rescue dog adapt to their new life, suitable games to mentally stimulate them, as well as training advice. Depending on location and timescales I may be able to visit the rescue centre with you if you already have a dog in mind for adoption, however please note that I can only offer advice on behaviour seen during the visit and this may not be a reflection of their true character or future behaviour. Please contact me to discuss further and for price
Specifically designed for Rescue and Rehoming Centres, I am able to offer initial behaviour assessments (including a behaviour plan and follow up advice) free of charge. Please contact me to discuss further and to arrange an assessment session.


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Just a brief update for my followers, I'm doing fine guys and who knows when I'll be revisiting the blog, but I thought you deserved an explanation. This lady, Amanda is running a successful business from her Facebook page and I think it reinstates my mission as well. Do take a read and you'll soon … Continue reading The blog has gone quiet but why? A quick review of my latest activities plus some amateur video footage from the fields of lowland England.
Tag: monitoring
Photographs From The Field! The year so far – January through June.
Photographs from England's lowland farms and all its other habitats
Something to sing about! Yes, I'm still around, Thanks for caring and I'll be back soon.
A quick blog update covering some of this season's activities.
Continual Monitoring of Bird-Friendly habitats on Farmland
Bird-friendly farms do exist! Ongoing monitoring illustrates the ups and downs of bird populations on our UK's green and pleasant lands.
Encouraging better care of the environment
Encouraging better care of the environment. Farming for sustainable food and wildlife populations in the years to come.


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This article contains references to the death of children and may be triggering for some readers.
When my father speaks about the accident, he opens with the line: 'When I killed my daughters . . .'
Lately, I have been trying to correct him.
I give him books to read, make him come running with me, secure us back-to-back appointments with a psychologist. I do not know if it's working.
I remember clearly what happened that night, the hour before the police arrived: my mother lets herself in through the front door, balancing keys in one hand, Bellissimo's garlic pizza and a plastic container of fettuccine carbonara in the other.
'It's ready,' she calls to me, her small mouth turned up into a smile.
I stack my study notes on top of my books and push them to one side, knowing I'll need them again soon: it is my final year of high school. Along with thousands of students around Australia, I am about to sit a series of trial exams that will contribute to my final grade for high school, which will in turn determine what university course I am accepted into. I am overeager and studious, and the first of those trial exams is scheduled for the next day.
After dinner, Mum moves into the lounge room. I don't know what she was watching that night, but at the time her favourite TV show was Home and Away, whose small-town characters were hit by cancer or murder or drug use each week and who took long walks by the ocean to figure out solutions together.
I return to the dining room to continue rote-learning quotes from The Tempest for the exam essay the following morning. I have little interest in the Shakespeare play, but putting the study notes away at 7 pm isn't how you get accepted into the University of Sydney's Bachelor of Psychology program.
Dad and my two sisters are away skiing for the weekend in the Snowy Mountains, five hours south of our home in western Sydney. It is an annual routine. Each winter my father takes us girls skiing while my mother stays home, away from the cold. This is the first year I've not gone. Carlie and Lisa are fourteen and nine, and have both been skiing since they were eight.


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General anxiety and Free-floating anxiety
The modern world is basically a very stressful and anxiety provoking place to live. In the last fifty years the world has changed more than in the previous five hundred, and by no means all for the better.
Financial stress, lack of community and family, poor work-rest balance, information overload all push us further and further to the edge and create an atmosphere of threat.
You and your lizard
At the base of your skull you have a primitive brain left over from our early reptilian origins and before we evolved mammal and primate brains on top. This brains job is to assess threat and help you avoid harm. It does this by constantly scanning your environment, and is doing so even when you aren't aware of it.
Which is a good thing if you absent mindedly step off the curb and need a shot of adrenalin to enable you to jump out of the way of a bus, but not helpful at all if you are simply tired, overstretched and feeling put upon, which your primal brain can easily interpret as 'threat'.
Perceived threat in the absence of an actual direct attack is anxiety provoking: your body is primed for action by adrenalin but there is no tiger to actually run away from.
Ok so how do I control my lizard?
It's not complex, but it can take time to 'downregulate' adrenal and other responses to a normal level, if your threat response is turned up high. We achieve this for you by simultaneously increasing your resilience to stress (your capacity to cope with it) and at the same time giving you stress reducing techniques that will decrease your reaction to stress.
This involves making sure you have the right diet and nutrients, using relaxation and Mindfulness exercises to unwind, breathing techniques to reduce muscle tension. Acupuncture has a proven and instant effect on inducing the relaxation response and herbal medicine can be as effective as pharmaceutical drugs in reducing anxiety and promoting sleep.


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On July 12, Creativity Cubed returned to Astor Place, collaborating for the first time with the Project for Public Spaces, to create a free participatory arts and educational intervention for children and adults, themed on neighborhood, placemaking and public spaces.
Visitors met and learned from urban planning and placemaking experts from the Project for Public Spaces, to discover how these disciplines can create thriving communities and successful urban centers. Adults and children put their ideas into practice at "We Built This City", constructing a city using a wide variety of art materials and mediums. For example, transforming card stock into three-dimensional buildings and add architectural details with collage. We created bike lanes, roads, sidewalks and parks with colored tape and then added transportation with card and wood pieces. Experts were looking out for the most artistic and well-designed city!
At "Construction Paintings", younger visitors created a large collaborative painting using construction tools and toys. They helped dump paint with a toy dump truck, and then shovel it with shovels; spread it around with toy trucks and more! This was truly any child's dream come true: making art with construction toys as the primary tools.
The Project for Public Spaces (PPS), headquartered at Astor Place, shared their global experience and knowledge with visitors, helping them learn and consider what makes a successful place. Visitors were taught how to see New York City in a new way with the PPS Place Game exercises, where they walked around the Astor Place neighborhood, observing, listening, analyzing and trying their hand at placemaking and urban planning by suggesting ideas for change.