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Always with unyielding integrity
The Spirit & The Letter
1 STaTEmEnT of inTEGriTY
2 ThE SpiriT & ThE LETTEr:
GuidinG ThE WaY WE do buSinESS
3 GE codE of conducT
4 Your pErSonaL commiTmEnT
5 Who muST foLLoW GE compLiancE poLiciES
6 WhaT EmpLoYEES muST do
7 WhaT LEadErS muST do
8 raiSE Your VoicE:
Your obLiGaTion To raiSE inTEGriTY concErnS
9 hoW To raiSE an inTEGriTY concErn
10 WhaT happEnS WhEn an inTEGriTY concErn iS raiSEd
11 pEnaLTiES for VioLaTionS
12 buSinESS poLiciES and procEdurES
13 ThE SpiriT & ThE LETTEr poLiciES
rEGuLaTorY ExcELLEncE
WorkinG WiTh cuSTomErS & SuppLiErS
Improper Payments
Supplier Relationships
International Trade Controls
Money Laundering Prevention
GoVErnmEnT buSinESS
Working with Governments
compETinG GLobaLLY
Complying with Competition Laws
in ThE GE communiTY
Fair Employment Practices
Environment, Health & Safety
Security & Crisis Management
proTEcTinG GE aSSETS
Intellectual Property
Conflicts of Interest
Insider Trading & Stock Tipping
appEndix: Which LaW appLiES
This booklet is just an introduction to GE compliance policies. The full text of those policies and many other resources are located at integrity.ge.com.
Statement of integrity
For more than 125 years, GE has demonstrated an unwavering
commitment to performance with integrity. At the same time we have expanded into new businesses and new regions and built
a great record of sustained growth, we have built a worldwide reputation for lawful and ethical conduct.
This reputation has never been stronger. In several surveys of CEOs, GE has been named the world's most respected and admired company. We have been ranked first for integrity and governance.
But none of that matters if each of us does not make the right decisions and take the right actions. At a time when many people are more cynical than ever about business, GE must seek to earn this high level of trust every day, employee by employee.
This is why I ask each person in the GE community to make a personal commitment to follow our Code of Conduct. This set of GE policies on key integrity issues guides us in upholding our ethical commitment. All GE employees must comply not only with the letter of these policies, but also their spirit.
If you have a question or concern about what is proper conduct
for you or anyone else, promptly raise the issue with your manager,
a GE ombudsperson or through one of the many other channels
the Company makes available to you. Do not allow anything — not "making the numbers," competitive instincts or even a direct order from a superior — to compromise your commitment to integrity.
GE leaders are also responsible not only for their own actions but for fostering a culture in which compliance with GE policy and applicable law is at the core of business-specific activities. Leaders must address employees' concerns about appropriate conduct promptly and with care and respect.
There is no conflict between excellent financial performance and high standards of governance and compliance — in fact, the two are mutually reinforcing. As we focus on becoming the pre-eminent growth company of the 21 st century, we must recognize that only one kind of performance will maintain our reputation, increase our customers' confidence in us and our products and services, and enable us to continue to grow, and that is performance with integrity.
Jeffrey R. Immelt Chairman of the Board & Chief Executive Officer June 2005
The Spirit & The Letter:
guiding the way we do business
Every day, everyone at GE has the power to influence our company's reputation — everywhere we do business. The Spirit & The Letter helps to ensure that, after more than 125 years, we still conduct our affairs with unyielding integrity.
For well over a century, GE employees have worked hard to uphold the highest standards of ethical business conduct. We seek to go beyond simply obeying the law — we embrace the spirit of integrity.
GE's Code of Conduct articulates that spirit by setting out general principles of conduct everywhere, every day and by every GE employee.
GE code of conduct
Obey the applicable laws and regulations governing our business conduct worldwide.
Be honest, fair and trustworthy in all your GE activities and relationships.
Avoid all conflicts of interest between work and personal affairs.
Foster an atmosphere in which fair employment practices extend to every member of the diverse GE community.
Strive to create a safe workplace and to protect the environment.
Through leadership at all levels, sustain a culture where ethical conduct is recognized, valued and exemplified by all employees.
Your personal commitment
You will be asked to acknowledge your awareness that every GE employee must follow The Spirit & The Letter Policies and raise concerns about possible violations of law or policy with a GE manager, company legal counsel, GE auditor, GE ombudsperson or other GE compliance specialist.
For the complete text of policies, visit the GE integrity Web site:
Who must follow GE compliance policies
AFFILIATES Entities in which GE owns more than 50 percent of the voting rights, or has the right to control the entity, are required to adopt and follow GE compliance policies.
Non-controlled affiliates should be encouraged to adopt and follow GE compliance policies.
GE employees working with third parties, such as consultants, agents, sales representatives, distributors and independent contractors, must:
• Require these parties to agree to comply with relevant aspects of GE's compliance policies.
• Provide these parties with education and information about policy requirements.
• Take action, up to and includ- ing terminating a contract, after learning that a third party failed to abide by GE's compliance policies.
What employees must do
All employees can contribute to GE's culture of compliance by understanding GE's policies, embracing GE's commitment to integrity and acting to enforce compliance and avoid violations.
Employee responsibilities are as follows:
• Gain a basic understanding of the policy requirements summarized in this booklet.
• Learn the details of policies relevant to your job.
• Check integrity.ge.com for the complete and up-to-date policies.
• Go to your manager, company legal counsel or other GE resources with any questions about the policies.
• Promptly raise any concerns about potential violations of any GE policy.
• Understand the different channels for raising integrity
concerns: ombudsperson, manager, GE lawyer, GE auditor or other compliance resource.
• If a concern you raise is not resolved, pursue the issue! Raise it through another of GE's channels.
• Cooperate in GE investigations related to integrity concerns.
What leaders must do
A leader must: create a culture of compliance in which employees understand their responsibilities and feel comfortable raising concerns without fear of retaliation; encourage ethical conduct and compliance with the law by personally leading compliance efforts; consider compliance efforts when evaluating and rewarding employees; and ensure that employees understand that business results are never more important than ethical conduct and compliance with GE policies.
Leaders must also take the following steps to build an infrastructure to prevent, detect and respond to compliance issues:
PREvENT COMPLIANCE ISSUES
• Identify business compliance risks.
• Ensure that processes, tailored to address your particular risk areas, are communicated and implemented.
• Provide education on GE policies and applicable law to employees and (where appropriate) board members and third parties.
• Commit adequate resources to your business's compliance program.
• Implement control measures, such as "dashboards" and
"scorecards," to detect height- ened compliance risks and/or violations.
• Promote an effective ombuds-
person system.
• Ensure that periodic compli- ance reviews are conducted, with the assistance of business compliance leaders and/or
the Corporate Audit Staff.
• Take prompt corrective action to fix identified compliance weaknesses.
• Take appropriate disciplinary action.
• Consult with GE legal counsel and make appropriate disclo-
sures to regulators and law enforcement authorities.
Raise your voice:
your obligation to raise integrity concerns
Raising an integrity concern protects the GE community:
our company, our colleagues and our stakeholders.
If you have a concern about compliance with GE policy, you have a responsibility to raise that concern.
The longer we wait to address a concern, the worse it may become.
However, if you identify yourself, we are able to follow up with you and provide feedback.
Your identity and the information you provide will be shared only on a "need-to-know" basis with those responsible for resolving the concern.
RETALIATION vIOLATES GE POLICY
GE absolutely prohibits retaliation against anyone for raising or helping to address an integrity concern. Retaliation is grounds for discipline up to and including dismissal.
You can raise a concern orally or in writing. If you prefer, you can do it anonymously.
How to raise an integrity concern
GE offers several channels for raising concerns. Use the channel that is most comfortable for you.
Generally, your supervisor or manager will be in the best position to resolve an integrity concern quickly. However, your direct supervisor is not your only option. Other resources include:
• Your compliance leader or auditor
• Company legal counsel
• Next level of management
• Your business ombudsperson or integrity helpline (listed at
The GE Ombudsperson process allows you to voice your integrity questions and concerns, anonymously if you choose, and you will receive a response.
P.O. Box 911 Fairfield, CT 06430 U.S.A.
800-227-5003 (U.S.A. only) or 8*229-2603 or (1) 203-373-2603 firstname.lastname@example.com
You may report concerns about GE's accounting, internal accounting controls or auditing matters, as well as other concerns, to the Board of Directors or the Audit Committee.
GE Board of Directors General Electric Company (W2E) 3135 Easton Turnpike Fairfield, CT 06828 U.S.A.
800-417-0575 (U.S.A. only) (1) 203-373-2652 email@example.com
Speak up, ask questions, get answers. If your concern is not addressed, raise it to one of the other channels.
What happens when an integrity concern is raised
Concerns about compliance with GE policy will be investigated. GE's investigation process includes:
1. ASSIGNING AN INvESTIGATION TEAM
Experts with the right knowledge and objectivity are assigned to investigate.
2. CONDUCTING AN INvESTIGATION
The team determines the facts through interviews and/or review of documents.
3. CORRECTIvE ACTION
If necessary, the team recommends corrective actions to the appropriate managers for implementation.
The person raising the concern receives feedback on the outcome.
Penalties for violations
Employees and leaders who violate the spirit or letter of GE's policies are subject to disciplinary action up to and including termination of employment. Misconduct that may result in discipline includes:
• Violating GE policy.
• Requesting others to violate GE policy.
• Failure to promptly raise a known or suspected violation of GE policy.
• Failure to cooperate in GE investigations of possible policy violations.
• Retaliation against another
employee for reporting an integrity concern.
• Failure to demonstrate leadership and diligence to ensure compliance with GE
policies and law.
GE absolutely prohibits retaliation
Business policies and procedures
Your business may issue its own policies and procedures. You must follow those policies and procedures in addition to those described in this guide.
IMPORTANT This guide and the policies described in it are not an employment contract. GE does not create any contractual rights by issuing this guide or the policies.
Introduction: Regulatory excellence Working with customers & suppliers Government business Competing globally In the GE community Protecting GE assets
The Spirit & The Letter policies
Regulatory excellence
Virtually all of our Spirit & Letter policies are based on government laws and regulations. These regulations impact every GE business and every GE employee. Regulators establish and define the rules that we must comply with to conduct business. Effectively engaging with regulators as they establish regulations and assuring compliance with these regulations are critical to maintaining GE's reputation for integrity.
Today's regulatory environment is becoming more and more challenging. GE is subject to a growing number of regulations and enforcement activities around the world. This environment demands that every employee and leader be aware, knowledgeable and committed to regulatory excellence.
• Be knowledgeable about and comply with the Spirit & Letter policies that affect your job responsibilities.
• Be aware of the specific regulatory requirements of the country and region where you work and that affect your business.
• Gain a basic understanding of the key regulators (who they are) and the regulatory priorities (what they require) that affect your business and your work.
• Promptly report any red flags or potential issues that may lead to a regulatory compliance breach.
• Always treat regulators professionally, with courtesy and respect.
• Assure that you coordinate with business or corporate experts when working with or responding to requests of regulators.
Leaders have the following special responsibilities for regulatory compliance:
• Assure that you and your team are engaged in addressing regulatory policy, meeting regulatory requirements and managing regulatory risks.
• Embed regulatory requirements into key operating processes. (e.g., Growth Playbook, Session C and Session D)
• Determine the key regulators and regulatory requirements that affect your business operations globally.
• Assign owners for all regulatory risk areas and assure that they coordinate with any relevant government relations and corporate regulatory specialists.
• Confirm that the right domain expertise exists to effectively manage regulatory relationships and compliance.
• Implement effective processes that alert you to new and changing regulations. Include regulation in your risk assessments.
• Develop and maintain effective relationships with regulators in coordination with government relations and compliance experts.
• Work proactively with regulators on the development of regulations that achieve policy objectives efficiently and effectively.
• Monitor execution and conduct audits to assure that processes which support regulatory relationships and compliance are operating effectively.
Section One
Improper payments Supplier relationships International trade controls Money laundering prevention Privacy
Working with customers & suppliers
& suppliers
An overseas customer has been invited to travel to visit our training facility at GE expense, but also wants to add a weekend side trip to visit Universal Studios.
Can we fund the whole trip?
Your low-cost supplier offers good quality and reliable delivery at prices that can't be beat. But you are uncomfortable with the working and living conditions it provides its workers.
Shrug it off, or make an issue of it?
Improper payments
An improper payment to gain advantage in any situation is never acceptable and exposes you and GE to possible criminal prosecution. GE expressly prohibits improper payments in all business dealings, in every country around the world, with both governments and the private sector.
Improper payments should not be confused with reasonable and limited expenditures for gifts, business entertainment and customer travel and living expenses directly related to the promotion of products or services or the execution of a contract. These payments are acceptable, subject to specific GE corporate and business guidelines.
ANSWER TO QUESTION ON PAGE 17 It depends on many factors, including whether your customer is a government official, the local law, the customer's policies, your business's guidelines and other facts. You must consult with GE counsel and your manager to determine whether the trip is acceptable.
BEFORE GIvING A GIFT, engaging
in customer entertainment or reimbursing customer travel expenses, make sure you under- stand applicable legal require- ments, the customer's own rules and GE corporate and business guidelines.
ExPENDITURES accurately reflect the true nature of the transaction.
NEvER OFFER A BUSINESS COURTESY,
such as a gift, contribution or entertainment, under circum- stances that might create the appearance of an impropriety.
NEvER OFFER, PROMISE, PAY OR
AUTHORIzE anything of value (such as money, goods or ser- vices) to a government official or employee of a customer to obtain or retain an improper advantage.
BACKGROUND INFORMATION about
existing or potential third-party representatives that indicates:
• Allegations of improper business practices.
• Reputation for bribes.
• Family or other relationship that could improperly influence the decision of a customer or government official.
NEvER GIvE A GRATUITY or other
payment to government officials or employees to expedite a routine administrative action without fully disclosing it to the GE National Executive or GE legal counsel. Some national laws that prohibit bribery outside that nation include an exception for "facilitating payments" to expedite a routine administra- tive action to which a person is otherwise entitled. These pay- ments are often illegal under local anti-bribery laws, and GE strongly discourages them. Make sure you understand the differ- ence between a bribe—corruptly giving someone else a thing of value in exchange for exercising discretion in your favor — and a facilitating payment, which involves the payment of a small amount of money to expedite a routine action to which you are entitled.
ANY DEMAND to receive a commission payment before the announcement of an
award decision.
BUSINESS through a specific
representative or partner due to a "special relationship".
NEvER CONTRIBUTE COMPANY
FUNDS or other company assets for political purposes in the United States without the prior approval of GE's Vice President for Government Relations. Never contribute company funds or other company assets for politi- cal purposes outside the United States without the approval of both GE's Vice President for Government Relations and GE's Vice President for International Law and Policy.
REQUIRE ANY PERSON OR FIRM WHO REPRESENTS GE (such as a
consultant, agent, sales repre- sentative, distributor or contrac- tor) to comply with this policy and related laws.
FOLLOW YOUR BUSINESS'S DUE DILIGENCE PROCEDURES when
selecting persons or firms to represent GE.
ANY REQUEST to make a payment in a country or to a name not related to the transaction.
A COMMISSION that is dispropor- tionate to the services provided.
for more in-depth information go to: integrity.ge.com
Supplier relationships
GE's relationships with suppliers are based on lawful, efficient and fair practices. We expect our suppliers to obey the laws that require them to treat workers fairly, provide a safe and healthy work environment and protect environmental quality. Following GE guidelines helps ensure that our supplier relationships will not damage GE's reputation.
ANSWER TO QUESTION ON PAGE 17 Don't shrug it off. It's a big issue — GE's reputation depends on doing business only with suppliers that deal responsibly with their workers and with their local environments.
and government regulations covering supplier relationships.
DO BUSINESS only with suppliers that comply with local and other applicable legal requirements and GE guidelines relating to labor, the environment, health and safety. Follow the proce- dures set out in GE's Supplier Reputational Guidelines, found at integrity.ge.com.
CHOOSING SUPPLIERS on any basis
other than open, competitive bidding.
in supplier selection, such as accepting improper gifts or other items of value.
owned or managed by a relative or close friend.
FOLLOW GOvERNMENT ACQUISITION
REGULATIONS when purchasing materials and services for fulfill- ing government contracts.
PROvIDE A COMPETITIvE OPPOR-
TUNITY for suppliers to earn a share of GE's purchasing volume, including small businesses and businesses owned by the disadvantaged, minorities, women and disabled veterans.
UNSAFE CONDITIONS in supplier
SUPPLIER EMPLOYEES who appear
to be underage or subject to coercion.
APPARENT DISREGARD of environ-
mental standards in supplier facilities.
with a confidentiality agreement, and safeguard any supplier- provided information protected by any confidentiality agreement.
obtained from suppliers (for instructions, see "Privacy" on page 28).
ENTRUSTING "PERSONAL DATA" or
confidential information to suppliers without ensuring that they have appropriate technical, physical, and organizational measures to prevent unauthor- ized access or use.
You seek lower-cost suppliers in key areas and have found a non-domestic supplier that looks promising.
Can you e-mail technical drawings to see if this new company has the capabilities you need?
A representative from a potential new customer or supplier has given you his card, containing his name and contact details.
Is it OK to put this information in a database where other GE personnel can access it?
A longtime GE customer recently opened
a new import/export company in Nevada.
Her company wants to purchase medical equipment for a private clinic in the Middle East. She offers to pay via a wire transfer from an account held in the name of a British Virgin Islands company at a bank located in a Pacific island nation.
Should I be suspicious?
MONEY LAUNDERING PREvENTION
International Trade Control (ITC) laws affect the transmission of goods, services and technology across national borders. These laws apply to many aspects of GE's operations — not just shipping products. Exchanges of information across national boundaries, including e-mail and web access, are subject to trade controls. The United States also controls the release of technical information to non-U.S. nationals within the United States. It is important that we carefully observe ITC laws in connection with these activities.
ANSWER TO QUESTION ON PAGE 22 It depends on the export classification of the technical information and your business's "Know Your Supplier" policy — check with your business's ITC expert for specific guidance.
FOLLOW RELEvANT ITC REGULATIONS
of all countries in which you operate and your business's own ITC procedures as they relate to importing and exporting goods, technology, software, services and financial transactions.
REPORT ALL RELEvANT INFORMATION
to your import manager to ensure accurate and complete import declarations. Ensure GE or its agent provides accurate and complete information to government authorities.
"RED FLAGS," that suggest your customer may be attempting to evade ITC laws (a complete list of "Red Flags" is available from the International Law & Policy site found at integrity.ge.com).
EvASIvE, RELUCTANT OR OTHERWISE UNSATISFACTORY ANSWERS by a
customer to questions about end use, end user, delivery dates or delivery locations.
INvOLvEMENT OF PARTIES OR
ACTIvITIES suspected of any connection with the develop- ment of biological, chemical or nuclear weapons, or ballistic missiles.
CHECK THE ExPORT CLASSIFICATION
of the product, software or technology prior to export to determine whether special authorization is required.
against all applicable rules that restrict transactions with certain sanctioned countries, persons and prohibited end uses.
PARTNERS, suppliers and parties involved in your international transactions against government- provided watch-lists. Follow your business's "Know Your Customer/ Know Your Supplier" procedures.
TRANSACTIONS INvOLvING AN EMBARGOED COUNTRY, a citizen or
representative of an embargoed country or an individual or entity subject to government sanction.
INvOICES ON IMPORTED GOODS
where the price shown does not reflect the full value, the description of the goods is not complete, or the country of origin is not correctly identified.
ANY PAYMENT TO THE ExPORTER or
benefiting the exporter that is not included in the invoice price or otherwise reported.
TRANSFER PRICES between related parties that fail to cover appro- priate costs and profits.
DO NOT COOPERATE WITH ANY RESTRICTIvE TRADE PRACTICE or
boycott that is prohibited or penalized under U.S. or appli- cable local laws.
CONSULT WITH YOUR MANAGER if a
transaction involves a conflict between U.S. law and applicable local laws, such as the laws adopted by Canada, Mexico and the members of the European Union blocking certain U.S. restrictions.
USE OF AN IMPORT TARIFF CLASSIFICATION that does not
seem to describe the imported goods accurately.
DESIGNATION OF GE AS THE IMPORTER OF RECORD (party
responsible for an importation) without maintaining necessary processes to comply with import laws.
ETC.) without supportive proce- dures assuring compliance with the program's requirements.
Money laundering prevention
People involved in criminal activity — e.g., terrorism, narcotics, bribery, and fraud — may try to "launder" the proceeds of their crimes to hide them or make them appear legitimate. More than 100 countries now have laws against money laundering, which prohibit conducting transactions that involve proceeds of criminal activities. A related concern is that legitimate funds may be used to finance terrorist activity — sometimes called "reverse" money laundering.
GE is committed to complying fully with all anti-money laundering and anti-terrorism laws throughout the world. GE will conduct business only with reputable customers involved in legitimate business activities, with funds derived from legitimate sources. Each GE business is required to implement risk-based "Know Your Customer" due diligence procedures calibrated to the risk in question, and to take reasonable steps to prevent and detect unacceptable and suspicious forms of payment. Failing to detect customer relationships and transactions that place GE at risk can severely damage GE's integrity and reputation.
ANSWER TO QUESTION ON PAGE 23 Yes, you should be suspicious if a transaction involves transferring funds to or from countries or entities unrelated to the transaction or not logical for the customer. Moreover, requests to transfer money to third parties also raise red flags that need to be investigated to ensure the legitimacy of the transaction. Consult with company counsel or a GE anti-money laundering specialist before proceeding.
and regulations that prohibit money laundering and support and financing of terrorism, and that require the reporting of cash or suspicious transactions. Understand how these laws apply to your business.
Collect and understand docu- mentation about prospective customers, agents and business
A CUSTOMER, AGENT OR PROPOSED BUSINESS PARTNER who is reluc-
tant to provide complete infor- mation, provides insufficient, false or suspicious information, or is anxious to avoid reporting or record keeping requirements.
PAYMENTS using monetary instru- ments that appear to have no identifiable link to the customer, or have been identified as money laundering mechanisms.
ATTEMPTS BY A CUSTOMER or
proposed business partner to pay in cash.
EARLY REPAYMENT of a loan in
cash or cash equivalents.
partners to ensure that they are involved in legitimate business activities and their funds come from legitimate sources.
concerning acceptable forms of payment. Learn the types of payments that have become associated with money launder- ing (for example, multiple money orders or travelers checks, or checks on behalf of a customer from an unknown third party).
that are unusual or inconsistent with the customer's trade or business.
UNUSUALLY COMPLEx DEAL
STRUCTURES, payment patterns that reflect no real business purpose, or unusually favorable payment terms.
UNUSUAL FUND TRANSFERS to or
from countries unrelated to the transaction or not logical for the customer.
TRANSACTIONS INvOLvING
LOCATIONS identified as secrecy havens or areas of known terror- ist activity, narcotics trafficking or money laundering activity.
SIGN of suspicious activity, raise your concern with a designated GE anti-money laundering com- pliance specialist or company legal counsel and be sure to resolve your concern promptly before proceeding further with the transaction. Ensure the res- olution is well documented.
TRANSACTIONS INvOLvING FOREIGN SHELL OR OFFSHORE BANKS,
unlicensed money remitters or currency exchangers, or non- bank financial intermediaries.
STRUCTURING OF TRANSACTIONS TO EvADE RECORD KEEPING or report-
ing requirements (for example, multiple transactions below the reportable threshold amounts).
REQUESTS TO TRANSFER MONEY or
return deposits to a third party or unknown or unrecognized account.
A growing number of countries are more stringently regulating the collection and use of consumers' "personal data" (names, home and office contact information, and other data). In addition, many countries regulate personal data of company representatives in business- to-business transactions. A few countries even regulate the privacy of information relating to corporations. GE is committed to handling personal data responsibly and in compliance with applicable privacy laws.
ANSWER TO QUESTION ON PAGE 22 If you collected this data in a country regulated by a "personal data protection" law — for example, most countries in Europe — you may be prohibited by law from using or sharing the information where the person to whom the data pertains has not granted express consent. If you are not sure, consult with the Chief Privacy Leader for your business listed on the Privacy site at Support Central.
LEARN AND COMPLY with the
following as they apply to personal data including:
• Applicable laws and regula- tions of jurisdictions from which the personal data is collected and in which it is processed or used.
• The privacy policies of GE and your business.
• Any contractual obligations that apply.
PERSONAL DATA for legitimate business purposes only.
CONTROLS for personal data, such as e-mailing or otherwise distributing personal data to a larger group than legitimately needed, or leaving printouts with personal data at a printer, copy machine or fax machine for others to see.
USE "ANONYMOUS" DATA (names
removed and not identifiable) or "aggregated" data (summarized
so as not to be identifiable to an individual) instead of personal data where appropriate or required.
LIMIT ACCESS to personal data to
individuals who need it for a legitimate business purpose.
USE CARE to prevent unauthor- ized access in processing of personal data or accidental loss or destruction of personal data.
SHARING OF PERSONAL DATA with
unaffiliated third parties, such as vendors or suppliers, who lack appropriate security safe- guards or restrictions on infor- mation use.
IF YOU LEARN THAT PERSONAL DATA HAS BEEN USED IN vIOLATION of
this policy or your business's privacy implementing proce- dures, or if you learn that the security of any system or device containing personal data has been compromised, immediately notify your manager, business Privacy Leader or company legal counsel.
between countries, without considering applicable legal requirements.
Section Two
Working with governments
Government business
We are entitled to a large payment from a government customer if we certify that project installation has been completed. We're not sure whether a few small items have been installed yet, but they should be soon. It's getting close to year-end, and we'd like to book the payment.
Can we submit our invoice and certification now?
WORKING WITH GOvERNMENTS
GE conducts business with national governments and government-owned enterprises. In the course of our work, we frequently interact with government agencies, officials and public international agencies. In every instance, GE employees must apply the highest ethical standards and comply with applicable laws and regulations, including certain special requirements associated with government transactions.
ANSWER TO QUESTION ON PAGE 31 No, you cannot submit the invoice and certification until you are certain that the entire installation has been completed in accordance with the contract. Submission of an incorrect certification could subject the company, and you personally, to criminal penalties. Therefore, it is extremely important that all certifications submitted to the government be current, accurate and complete.
whAt to do
Abide by ApplicAble lAws and
regulations relating to working with governments, particularly special requirements associated with government contracts and transactions.
RequiRe anyone providing goods or services for GE on a govern- ment project or contract — such as consultants, sales representa- tives, distributors or suppliers — to agree to comply with the intent of GE's Working with Governments policy.
whAt to wAtch out foR
speciAl RequiRements that apply
to transactions with govern- ments, including commercial transactions between private parties financed by government agencies such as the EX-IM Bank, U.S. Agency for International Development, the European Union or the European Bank for Reconstruction and Development.
incoRRect oR unAuthoRized cost-chARGinG on government
deviAtions fRom contRAct
RequiRements or unauthorized contract substitutions, such as failure to perform required tests and inspections.
submission of inAccuRAte oR
incomplete cost or pricing data when this data is required by the government.
be tRuthful And AccuRAte
when dealing with government officials and agencies.
Adopt pRocesses thAt ensuRe
reports, certifications, state- ments and proposals are current, accurate and complete and that contract requirements are adequately identified and com- municated to the responsible parties.
violAtinG GoveRnment ReGulA-
tions that establish gratuity restrictions, recruiting and hiring restrictions, or certification procedures.
AcceptinG infoRmAtion about
a government's competitive selection of a supplier, or a competitor's bid or proposal (unless the contracting officer or agency leader has specifically and lawfully authorized the information's release).
neGotiAtinG foR employment
with a government official or government official's family members while the official has the ability to influence decision- making about contracts with the government.
do not mAke Any unAuthoRized
substitutions for contracted goods and services or deviate from contract requirements without the written approval of the authorized government official.
violAtions of the u.s. GoveRnment zeRo toleRAnce
policy regarding trafficking in persons. This anti-trafficking policy is applicable to employ- ees directly engaged in perfor- mance of work on all U.S. Federal Government contracts. Employees that violate this policy may be subject to disciplinary action up to and including ter- mination, and may subject the company to contract termina- tion, suspension or debarment. Our Company's Working with Governments Policy at integrity.ge.com provides additional details.
Section Three
Complying with competition laws
Competing globally
There is a big account I think my business could land — but only if we partner with one of our competitors to go after it.
Can we work together without violating the competition laws, or should I let this opportunity pass?
Competition and antitrust laws:
• Prohibit agreements or understandings between competitors that undermine competition;
• Regulate the behavior of dominant companies; and
• Require prior review and in some instances clearance for mergers, acquisitions and certain other transactions, in order to prevent transactions that would substantially reduce competition.
These laws are complex, and global in reach, and can operate differently in any particular situation. Your business provides specific guidelines on addressing contacts with competitors, obtaining and handling data about competitors, and participating in trade and professional associations and standards setting and product certification organizations. In addition, it is often essential that you involve legal counsel early in the process of developing new commercial initiatives given the many uncertainties that arise in the application of these laws.
ANSWER TO QUESTION ON PAGE 35 Partnering with a competitor for a specific project may be permissible when the result is an improvement in the solution offered to the customer; for example, when both companies together can provide an offering that neither would be able to supply separately. Always seek legal advice before agreeing to work with a competitor on a joint proposal.
COMPLY with all applicable com- petition laws and regulations as well as competition law decrees, orders and agreements with any competition regulator about how business will be conducted.
REvIEW AND UNDERSTAND both GE
and business-specific policies and procedures, and if you have questions or issues, bring them up with company legal counsel.
DO NOT propose or enter into agreements or understandings — expressed or implied, formal or informal, written or oral — with any competitor regarding any aspect of the competition between GE and the competitor. Do not discuss with a competitor or competitor representative:
• Prices
• Bids
• Sales territories, allocation of customers or product lines
ExCLUSIvE ARRANGEMENTS for the
purchase or sale of products or services.
BUNDLING of goods and services.
AGREEMENTS THAT RESTRICT A CUSTOMER'S CHOICES in using or
reselling a GE product or service.
• Terms or conditions of sale
• Production, sales capacity or volume
• Costs, profits or profit margins
• Market share
• Product or service offerings
• Customer or supplier classification
• Distribution methods
DO NOT propose or enter into agreements with anyone (includ- ing competitors, agents, brokers or customers) regarding whether to submit a bid or the terms of a bid where there is an under- standing that the bid is submit- ted for any purpose other than winning the business.
AvOID CONTACTS of any kind with
competitors that could create
the appearance of improper
agreements or understandings.
TECHNOLOGY LICENSING agree-
ments that restrict the freedom of the licensee or licensor.
SELECTIvE PRICE DISCOUNTING to
only certain customers.
DISTRIBUTION ARRANGEMENTS with
DO NOT propose or enter into
agreements or understandings with customers that restrict the
price or other terms at which
the customer may resell or
lease a product or service to a
third party.
DO NOT propose or enter into agreements or understandings
with suppliers that restrict the price or other terms at which GE may resell or lease any product or service.
CONSULT with company legal counsel to help reduce the risks of noncompliance in the evalu- ation of any proposed merger, acquisition, joint venture or any other business arrangement that could raise competition law issues (examples of arrange- ments that need to be discussed with counsel are listed in "What to Watch Out For" below).
EMPLOYEE to another entity's board of directors.
Section Four
Fair employment practices Environment, health & safety Security & crisis management
In the GE community
I'm disabled and required to attend an offsite meeting that is not physically accessible for me.
Don't I have rights offsite?
Fair employment practices
Fair employment practices do more than keep GE in compliance with applicable labor and employment laws. They contribute to a culture of respect. GE is committed to complying with all laws pertaining to freedom of association, privacy, collective bargaining, immigration, working time, wages and hours, as well as laws prohibiting forced, compulsory and child labor and employment discrimination. Beyond legal compliance, we strive to create an environment considerate of all employees wherever GE business is being conducted.
ANSWER TO QUESTION ON PAGE 39 Yes. Reasonable accommodations should be made to provide access and facilitate full participation in the meeting, or alternative arrangements should be made for you.
BASE EMPLOYMENT DECISIONS on
job qualifications (e.g., educa- tion, prior experience) and merit. Merit includes an individual's skills, performance, values, lead- ership and other job-related criteria.
MAKE ALL EMPLOYMENT RELATED DECISIONS AND ACTIONS without
regard to a person's race, color, religion, national origin, sex (including pregnancy), sexual orientation, age, disability, veteran status or other charac- teristic protected by law.
A HOSTILE WORK ENvIRONMENT
(for example, telling jokes or displaying materials that ridicule or offend a member of a particu- lar race or ethnic group).
MAKING UNWELCOME SExUAL
ADvANCES to another employee or person with whom you work.
PROvIDE A WORK ENvIRONMENT
free of improper harassment and bullying.
RESPECT THE PRIvACY RIGHTS of
employees by using, maintain- ing and transferring personal data in accordance with GE's Employment Data Protection Standards and related procedures found at integrity.ge.com. (While seeking to maintain employee privacy, GE reserves the right to monitor use of company property, including computers, e-mail, phones, proprietary information, etc., in accordance with applicable law.)
vIOLATING A LABOR LAW in your
country (for example, hiring a child under the legal minimum age).
REFUSING TO WORK, or otherwise
cooperate with, certain individu- als because of their race, religion, sex, or other characteristic pro- tected by law.
TAKE LAWFUL AFFIRMATIvE ACTIONS
in the United States, and else- where if required by local law, to increase opportunities in employment for women, minori- ties, people with disabilities and certain veterans.
IF A CONFLICT ARISES between
the requirements of this policy and the laws, customs or practices of a particular area, consult with management and company legal counsel to determine the most appropriate course of action.
to a person who does not have the business need, authority or the subject's consent.
TAKING AN ADvERSE ACTION
against an employee (e.g., firing) because the employee has raised a concern about a viola- tion of policy or law.
You're dispatched to rewire a customer's failing electrical system. Unfortunately, the customer cannot completely shut down the system for repairs as planned. You accomplish most of the job by shutting down parts of the system as needed. Finally, all that remains is some simple rewiring that requires a more disruptive shut-down. The customer asks you, as a favor, to do this work with no shut-down. You feel confident that you can do it with minimal risk.
Can you do the customer this favor?
ENvIRONMENT, HEALTH & SAFETY
A new customer wants to place a big order with GE, provided the equipment can be shipped to them overnight. That doesn't give us enough time to do the required Watchlist screening.
Can I ship the equipment today and check the Watchlists tomorrow?
Environment, health & safety
Protecting the environment and the health and safety of employees is the law — and GE believes it's also the right thing to do. Through management leadership and employee commitment, GE works to conduct its operations in a safe manner that minimizes environmental impact. This policy affects all company activities — not just managing our waste and emissions, but everything we do — for example, selling products, driving a car on company business, acquiring a new business or providing customer service.
ANSWER TO QUESTION ON PAGE 43 Absolutely not. Both GE policy and safe work practices require that energized machinery be de-energized before work is commenced.
COMPLY with all applicable envi- ronmental health and safety ("EHS") laws and regulations, and GE EHS policies.
CREATE AND MAINTAIN a safe
working environment and pre- vent workplace injuries.
TIONAL RISKS before starting a new activity, venture or project, selling a new product, acquiring
CONSIDER EHS IMPACTS in the
design and production of GE's products and services as part of evaluating the "life cycle" of our products.
RISKS from GE's facilities, prod- ucts, services and activities.
AS PRACTICABLE, REDUCE TOxIC AND HAzARDOUS MATERIALS; pre-
vent pollution; and conserve,
CONTINUE TO IMPROvE OUR EHS
SYSTEMS and performance as an integral part of GE's operational strategy.
PRESENT IDEAS that support the goals of this policy to your manager or your business's EHS manager.
or EHS contact of unlawful or unsafe conditions.
new business or participating
recover and recycle materials,
a hazardous business.
water and energy.
UNSAFE ACTIvITIES AND CONDITIONS,
such as:
• Failure to use personal protec- tive equipment (shoes, safety glasses, hearing protection, gloves, monitors, etc.).
• Unlabeled or unapproved chemicals.
• Exposed or unsafe wiring.
• Blocked fire or emergency exits.
• Unsafe driving, or failure to wear seat belts or follow GE's driving policies.
• Working in high places with- out fall protection.
• Working beneath heavy, sus- pended loads, or improperly using cranes.
• Working on electrical or powered equipment without following safety (e.g. "lock-out, tag-out") procedures.
• Working unsafely at a customer site.
• Potential exposure to serious infectious diseases.
• Disabling safety controls or guarding on equipment and machinery.
FAILURE TO COMPLY with health,
safety or environmental regula- tions and procedures.
EHS COMPLAINTS from employees, customers or neighbors.
UNREPORTED environmental, health or safety hazards or accidents.
FAILING TO RESPOND promptly to
concerns about possible product safety issues.
MISSED OPPORTUNITIES for reduc-
ing waste and toxic materials.
for the management, shipping,
transportation, import/export
and disposal of hazardous materials and chemicals.
RISKS AND LIABILITY associated
with new acquisitions as well as both new and existing products, processes, services and ventures that present increased legal liability and reputational risk.
INADEQUATE SECURITY procedures
or practices that may present safety threats to a facility and/ or employees.
NEW PRODUCTS, processes,
ventures or acquisitions that present increased legal liability and reputational risk.
Security & crisis management
In an age of increasing terrorist threats, protecting the security of our people, workplaces, information and businesses is critical. It starts with every business implementing a rigorous and comprehensive security and crisis management (SCM) plan. GE's SCM plan includes measures for preventing terrorist and other criminal acts covering our employees, facilities, information, information technology (IT) infrastructure, business continuity and crisis management. In addition, employees must take every precaution to avoid doing business with terrorists or those that support terrorist activity.
ANSWER TO QUESTION ON PAGE 43 No, don't ship the equipment until the screening is done. GE cannot agree to do business with a customer, supplier or any other third party until after all required Watchlist screening has been completed
IMPLEMENT RIGOROUS PLANS to
address the security of employ- ees, facilities, information, IT assets and business continuity.
PARTICIPATE IN your business's emergency planning and emer- gency drills.
COMPLY WITH the entry and exit rules at GE facilities, including wearing the appropriate badge.
PROTECT ACCESS to GE facilities from all but authorized personnel.
PROTECT IT ASSETS from theft or
INDIvIDUALS AT GE FACILITIES not
wearing appropriate badges.
UNSECURE IT ASSETS, such as
laptops, servers, etc.
INADEQUATE PROTECTION of
hazardous materials.
CREATE AND MAINTAIN a safe work-
ing environment — this includes identifying and reporting indica- tors of workplace violence.
COMPLY WITH global immigration rules when traveling internation- ally, and ensure that employees or visitors who work for you or are closely associated with your business also comply.
COMPLY WITH all GE international travel policies. Obtain appropri- ate pre-clearances to designated countries.
where only authorized personnel are allowed to enter.
SECURITY COMPLAINTS from
employees, customers or neighbors.
CONDUCT appropriate back- ground checks on new hires and contractors, wherever allowed by law.
ENSURE PROPER BUSINESS continu-
ity plans are prepared for an emergency.
SCREEN all customers, suppliers, agents and dealers against appropriate terrorist Watchlists.
REPORT ANY APPARENT security
lapses to your manager, Crisis Management Leader or GE Ombudsperson.
UNAUTHORIzED ENTRY to a
DOING BUSINESS with a customer, supplier or any third party with- out sufficient screening.
Section Five
Intellectual property Controllership Conflicts of interest Insider trading & stock tipping
Protecting GE assets
One of our products will soon have a new feature that will really help it outperform the competition. A big customer of mine is pressing me to describe the new feature to her now, because she needs to make her buying decisions this week. I know GE wants to patent the feature, but I'm not sure the application has been filed yet.
Can I show the customer the new feature?
I'd like to persuade my customer to purchase a new product before they really need it, because it will help me exceed my quarterly sales goals. I could offer them a discount, and we could hold the product at our plant until they need it.
If the customer agrees, can I do this?
Intellectual property
GE's intellectual property is one of its most valuable assets. All employees must work to safeguard our patents, trademarks, copyrights, trade secrets and other proprietary information. At the same time, it is critical that we respect the valid intellectual property rights of others. Unauthorized use of others' intellectual property can expose the Company and even individual
GE employees to civil law suits and damages, including significant fines and criminal penalties.
A key to protecting our intellectual property and,
at the same time, guarding against these risks,
is the timely and reasonable review of new
GE products, services, processes and software, for possible inventions and trade secrets and infringement of the intellectual property rights of others.
ANSWER TO QUESTION ON PAGE 49 No. Patent counsel should be consulted first, because showing the feature to the customer before a patent application is filed could result in the loss of GE's right to obtain a patent.
intellectual property.
FOLLOW THE REQUIREMENTS of
GE's Submitted Ideas Procedure (found at ge.com/en/subidea) in handling any unsolicited ideas from outsiders as well as any employee ideas not covered by the "Employee Innovation and Proprietary Information Agreement" (EIPIA). For more information, consult the "Intellectual Property Rights" Management Procedure found at integrity.ge.com.
RESPECT vALID PATENTS, copy-
righted materials and other protected intellectual property of others.
TION belonging to an outsider, without first consulting company legal counsel.
FORMATION with customers or suppliers.
USING ANOTHER COMPANY to de-
velop new products or software without a written agreement in place covering ownership and other rights in the developed intellectual property.
PASSING ON, for technical or man- agement review, an outsider's suggestion for a new product, product feature, service or name,
CONSULT with Company legal counsel concerning necessary licenses or approvals to use
protected intellectual property of others such as patents, trademarks or proprietary infor- mation (i.e. information that is
in confidence and not publicly
known or generally available).
CONSULT with company legal counsel before:
• Soliciting, accepting or using proprietary information of outsiders (for example, soliciting from a customer proprietary information of a competitor).
• Disclosing GE proprietary information to outsiders.
• Permitting outsiders to use GE intellectual property.
without following the GE Submitted Ideas Procedure (found at ge.com/en/subidea).
INTRODUCING, OR PROvIDING INFORMATION about, a new
product or service before patent applications have been filed or
a decision has been made not to file an application.
or service, or new product or service name, before checking for patent or trademark infringement.
to the Company regarding new inventions, ideas that you may develop as a GE employee and the Company's information. Consult with company legal counsel if you have any ques-
tion about these responsibilities, or about the EIPIA (signed by exempt employees and other employees in a position of trust or likely to make inventions).
COMPLY with the guidelines for use of the GE primary trade- marks and trade names (avail- able at gebrandcentral.com) and GE's "Intellectual Property
Rights" Management Procedure
found at integrity.ge.com.
THREATENING anyone suspected of infringing any GE intellectual property without first consulting with company legal counsel.
EMPLOYING A NEW PERSON, espe-
cially a person who previously worked for a competitor, with-
out putting in place safeguards to prevent the person from in- advertently disclosing or using the proprietary information of the previous employer.
EMPLOYING A PERSON who has not
signed the EIPIA in a job where inventions are likely to be made.
Controllership embodies three fundamental elements: (1) rules that classify transactions and balances appropriately; (2) systems and controls that protect assets and accumulate information consistently and correctly; and (3) financial and transaction reporting that is timely and unbiased. Controllership creates the right environment for disclosing timely, reliable and accurate information to government agencies and the public.
ANSWER TO QUESTION ON PAGE 49 No. This can be damaging both economically (giving away margin and putting strain on a customer relationship) and from an accounting standpoint (not technically a sale, as the rules for revenue recognition have not been met).
FOLLOW GE'S GENERAL ACCOUNTING PROCEDURES, as
well as applicable generally accepted accounting principles, standards and regulations for accounting and financial reporting.
ENSURE THAT FINANCIAL AND NON- FINANCIAL INFORMATION and
operating metrics are reported accurately and in a timely fashion.
INCONSISTENT with underlying performance.
such as overstated travel and living expense reports, or erro- neous timesheets or invoices.
INCONSISTENT with good business economics.
ABSENCE OF CONTROLS to protect
assets from risk of loss.
AND TIMELY records and accounts to appropriately reflect all busi- ness transactions.
(physical, financial and informational).
PROvIDE TIMELY, CANDID FORE-
CASTS and assessments.
MAINTAIN SOUND PROCESSES and
PHYSICAL ASSETS or other re-
sources that could be more fully used, reallocated or disposed of.
CIRCUMvENTING REvIEW and
approval procedures.
CONTROLS at newly acquired businesses and at remote and/ or understaffed sites.
CONTROLS to preserve documents (including e-mail) for pending or reasonably foreseeable litigation, audits and investigations.
COMPLY WITH GE'S DOCUMENT MANAGEMENT PROCEDURES (found
at integrity.ge.com) as well as all applicable laws and regula- tions relating to the preserva- tion of documents and records.
PRESERvE DOCUMENTS AND RE-
CORDS relevant to pending or reasonably foreseeable litiga- tion, audits or investigations, and as directed by Company counsel.
DISPOSAL OF DOCUMENTS without
knowing what is being discarded or whether the documents are subject to legal preservation requirements.
FALSE OR ExAGGERATED STATEMENTS
in e-mail, presentations or other documents.
I was chatting with my brother and mentioned that I had an upcoming business trip to close the deal for GE to acquire Company X.
Could this create a problem?
Your cousin owns a company that supplies raw materials to a GE business.
Is that a prohibited conflict of interest, no matter what GE business you're in?
Conflicts of interest
On the job or in your free time, nothing you do should conflict with your responsibilities to GE. No activity at work or at home should hurt GE's reputation or good name. Misusing GE resources or influence is also prohibited. Even when nothing wrong is intended, the appearance of a conflict can have negative effects. It is crucial to consider how your actions might appear, and to avoid the perception of a conflict of interest.
ANSWER TO QUESTION ON PAGE 55 This is not explicitly prohibited, but the Conflicts of Interest policy requires that you disclose the situation to GE management, and that you not attempt to influence GE business with your cousin's company.
DISCLOSE (in writing to your manager and to company legal counsel) all of your outside activities, financial interests or relationships that may either present a conflict or the appear- ance of one.
USE GOOD JUDGMENT in all per-
sonal and business dealings outside your GE job.
AvOID ACTIONS OR RELATIONSHIPS
that may cause potential con- flicts or create the appearance of a conflict with your job or GE's interests.
FINANCIAL INTERESTS in a com-
pany where you could personally affect GE's business with that company (for example, a cus- tomer, supplier or investment).
PART-TIME JOBS which you
perform using GE hours or GE equipment or materials.
GIFTS of other than nominal value from suppliers, customers or competitors, particularly if you're making decisions (on GE's behalf) that involve them.
DO NOT MISUSE or use for per- sonal gain GE resources, intel- lectual property, time or facilities — this includes office equipment, e-mail and com- puter applications.
DO NOT TAKE for yourself person- ally any opportunities that GE could have an interest in that are discovered through the use of GE position, information or property.
PERSONAL DISCOUNTS or other
benefits from suppliers, service providers or customers that the public or your GE peers do not receive.
DIRECTING BUSINESS to suppliers
when you know they are owned or managed by your family mem- bers or close friends.
MISUSING GE RESOURCES, your
position or influence to promote or assist an outside activity.
GET APPROvALS before accepting officer or director positions with an outside business while you are a GE employee.
GET YOUR MANAGER'S APPROvAL
when accepting not-for-profit board positions, particularly if the organization has a GE relationship or might expect GE financial or other support.
SUPERvISING a family member or close friend.
PERSONAL RELATIONSHIPS that
may conflict with your GE responsibilities or compromise company interests.
Insider trading & stock tipping
In the course of your job, you may learn of material information about GE or other companies
before it is made public. You may simply overhear
a hallway conversation or come across a memo
left at a copy machine. Using this information for your financial or other personal benefit or conveying this information to others constitutes
a violation of this policy and may even violate the
law. This includes buying or selling the securities of any company about which you have material non-public information and giving this "inside information" to anyone else who might base financial trades on the information you've shared.
ANSWER TO QUESTION ON PAGE 54 Yes, if Company X is a public company and the possible acquisition of Company X has not been publicly announced. If your brother trades Company X stock based on your tip, both of you could be charged with insider trading.
DO NOT BUY OR SELL the securities
of any company, including GE, either directly or through family members or other persons or entities, while you are aware of inside information about the company. (This is known as "insider trading.")
that anyone else buy or sell the securities of any company, including GE, while you have inside information about the company. (This is known as "tipping.")
IF DISCLOSED, would reasonably be expected to affect the price
of a security or would influence your decision to buy, sell or hold
a security, such as an earnings
announcement or a prospective
acquisition announcement (this
is known as "inside information").
of Company information and do not convey information to anyone outside the Company unless it is necessary for the Company's business activities.
ACTIvITIES and your position in the business subject you to additional requirements relating to buying and selling securities (such as pre-clearing personal trades through the Transaction Control Authority, found at integrity.ge.com), learn and follow all of those requirements.
because you hear or learn of information at work that you think will make the price go up or down once it's publicly
ENGAGING IN TRADING ACTIvITY
around the time of a significant company announcement.
IF QUESTIONS ARISE, consult
company counsel before trad- ing in the security or disclosing company information.
DISCUSSING GE BUSINESS with
family and friends.
WORKING ON or where you're going on company business or who visited the office.
Acquisition 21, 36, 37, 45, 58, 59 Affiliates 5, 61 Affirmative action 41 Agent 5, 19, 25, 27, 37, 47 Antitrust laws 36 Appendix 61 Assets 13, 19, 47, 48, 50, 52, 53
Board of directors 9, 37 Boycotts 25 Bribery 18, 19, 26 Business policies and procedures 12, 37
Cash transactions 27 Code of conduct 1, 2, 3 Commission 19 Competing globally 13, 34–37 Competition laws, complying with 34–37 Competitors 33, 35, 36, 37, 51, 57 Compliance specialists 4, 6, 9, 27 Concerns, Integrity 1, 4, 6, 7, 8–10, 11, 41, 45 Confidential Information 8, 21, 59 Confidentiality 8, 21, 59 Conflicts of interest 3, 21, 48, 55, 56–57 Conflicts between laws 41, 61 Consultants 5, 19, 33 Contractors 5, 19, 47 Contracting officer 33 Contributions 19 Controlled affiliates 5, 61 Controllership 48, 49, 52–53 Copyrights 50, 51 Cost-charging 33 Crisis Management 38, 43, 46–47 Customer relationships 26, 52
Disability 41 Discrimination 40 Distributors 5, 19, 33 Due diligence 19, 26
Embargoed countries 25 Employee responsibilities 1, 6, 12, 32, 50, 51, 56, 57 Employment Practices 3, 11, 33, 38, 39,
Entertainment 18, 19 Environment 3, 20 Environment, health & safety 20, 21, 38, 43,
Ethical conduct 1, 2, 3, 7 Ethical standards 32 Exports 23, 24, 25, 45
Fair employment practices 3, 38, 39, 40–41 Facilitating payment 19 Family 19, 33, 57, 59 Financial records 53 Financial reporting 52, 53
Forecasts 53 Fund transfers 23, 26, 27
Generally accepted accounting principles 53 Gifts 18, 19, 21, 57 Government business 13, 30–33 Government contracts 21, 33
Gratuity 19, 33
Harassment 41 Hazardous materials 45, 47 Health 20, 21, 38, 43, 44, 45
Hiring 33, 41, 57 Hostile work environment 41
Imports 23, 25, 45 Improper payments 16, 17, 18–19 In the GE community 13, 38–47 Independent contractors 5, 19, 47 Inside information 58, 59 Insider trading & stock tipping 48, 54, 58–59 Integrity Web site 4, 6, 9, 21, 25, 41, 51, 53, 59, 62 Intellectual property 48, 49, 50–51, 57 International Trade Controls (ITC) 16, 22,
Joint venture 37
"Know Your Customer" 25, 26, 27 "Know Your Supplier" 24, 25
Laundering money 16, 23, 26, 27 Leadership responsibilities 1, 3, 7, 11
Licenses 51 Licensing agreements 37
Merger 36, 37 Minorities 21, 41
Money laundering prevention 16, 23, 26–27
Non-controlled affiliates 5 Non-public information 58, 59 Not-for-profit 57
Ombudsperson 1, 4, 6, 7, 9, 47 Outside activities 57
Part-time job 57 Patents 49, 50, 51 Payments 16, 17, 18–19, 25, 26, 27, 31
Penalties for violations 11 Personal data 20, 28, 29, 41 Political contributions 19 Price 17, 25, 37, 59 Privacy 16, 21, 22, 28–29, 40, 41 Property, company 41
Property, intellectual 48, 49, 50–51, 57 Proprietary information 21, 41, 50, 51
Protecting GE assets 13, 48–59
Raising a concern 6, 8–10, 11 Red flags 25, 26 Regulatory 14, 15 Relatives 21 Responsibilities, employee 1, 6, 12, 32, 50,
51, 56, 57 Responsibilities, leader 1, 3, 7, 11 Restrictive trade practice 25 Retaliation 7, 8, 11
Safety 21, 38, 43, 44, 45
Sales representatives 5, 19, 33 Securities 58, 59 Security and crisis management 29, 38, 43, 45, 46–47 Sexual advances 41 Stock tipping 48, 54, 58–59 Submitted Ideas Procedure 51 Subsidiaries 5, 61 Supplier relationships 16, 17, 20–21 Supplier Reputational Guidelines 21 Suppliers 13, 16, 17, 20–21, 22, 24, 25, 29, 33, 37, 46, 47, 51, 57 Suspicious transactions 23, 26, 27
Terrorism 26–27, 46–47
Third parties 5, 7, 19, 26, 27, 29, 37, 46, 47 Toxic materials 45 Trademarks 50, 51
Trade names 51 Trade secrets 50 Transaction Control Authority 59 Transactions 19, 25, 26, 27, 28, 32, 33, 35, 52, 53
Travel and living expenses 18, 19, 53
Veterans 21, 41 Violations 4, 6, 7, 8, 11, 12, 29, 41, 58
Watchlists 25, 43, 46–47 Web site 4, 6, 9, 62 Working with customers & suppliers 13,
Working with governments 30, 31, 32–33 Women 21, 41
Your personal commitment 1, 4
Which LaW appLiES
GE conducts business in more than 100 countries around the world. Our employees are citizens of many different countries. As a result, our operations are subject to the laws of many countries, provinces, states and municipalities, and organizations such as the European Union.
An important challenge for all of us is to understand how these laws may apply to our operations. GE, the parent company, is a corporation organized in the United States. The laws of the United States frequently extend to the operations of GE and its affiliates throughout the world, as well as to the business activities of GE employees wherever they live and work. Other countries may also apply their own laws outside of their borders to their own citizens and to corporations that are organized under their laws, such as GE subsidiaries or other controlled affiliates.
The references in GE policies to the laws of the United States and the other countries where we do business reflect the reality that a global company is regulated by many different laws at the same time. In some instances, there may be a conflict between the applicable laws of two or more countries. When you encounter such a conflict, it is especially important to consult company legal counsel to understand how to resolve that conflict properly.
©2008 General Electric Company
Printed in the U.S.A.
The cover to this document was printed on paper made with 30% postconsumer waste fiber. The paper was manufactured using wind-generated energy and is Green Seal certified. The inside pages to this document were printed on paper containing 10% postconsumer recovered fiber and manufactured with green power in the form of electricity generated from renewable resources including 85% Hydro Power, 10% Wind Power and 5% Biogas.
GE employed a printer that produces all of its own electricity and is a certified totally enclosed facility that produces virtually no volatile organic compound emissions.
General Electric Company Fairfield, Connecticut 06828
Visit the integrity Web site integrity.ge.com
GE intranet: for employees only
You'll find more information including:
• Complete policies, including questions and answers
• Procedures and guidelines
• How to raise a concern
• How to contact an expert
• Business integrity Web sites
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• Tools and resources


text:
Talking to Your Doctor About Epilepsy
]]>Main Page]]> | ]]>Risk Factors]]> | ]]>Symptoms]]> | ]]>Diagnosis]]> | ]]>Treatment]]> | ]]>Screening]]> | ]]>Reducing Your Risk]]> | Talking to Your Doctor | ]]>Living With Epilepsy]]> | ]]>Resource Guide]]>
You have a unique medical history. Therefore, it is essential to talk with your doctor about your personal risk factors and/or experience with epilepsy. By talking openly and regularly with your doctor, you can take an active role in your care.
General Tips for Gathering Information
Here are some tips that will make it easier for you to talk to your doctor:
- Bring someone else with you. It helps to have another person hear what is said and think of questions to ask.
- Write out your questions ahead of time, so you don't forget them.
- Write down the answers you get, and make sure you understand what you are hearing. Ask for clarification, if necessary.
- Don't be afraid to ask your questions or ask where you can find more information about what you are discussing. You have a right to know.
Specific Questions to Ask Your Doctor
About Epilepsy
- What causes epilepsy?
- If I've had a seizure, does that mean I have epilepsy?
- What are the possible complications from epilepsy?
- Can epilepsy be life-threatening?
About Your Risk of Developing Epilepsy
- Are there specific activities that increase my risk of developing epilepsy?
- One of my parents has epilepsy. Does that mean I'm at increased risk for epilepsy?
About Treatment Options
- Is medication the best treatment for epilepsy?
- Will I have to take medication to control epilepsy for the rest of my life?
- What are the benefits and side effects of these medications?
- Medication is not controlling my epilepsy. Are there other treatments I can try other than surgery?
- At what point do I need to consider surgery to treat my epilepsy?
- Can the surgical treatment of epilepsy cause other brain complications?
- What is the success rate for the surgical treatment of epilepsy?
- If I do have to undergo surgery to treat epilepsy, which type of surgery is best for me?
- What are possible complications from the surgical treatment of epilepsy?
- Are there any alternative or complementary therapies that I should consider?
About Lifestyle Changes
- Are there specific activities that I may have to avoid if I have epilepsy?
- What are the rules about driving and epilepsy? Will I be able to drive?
- Will epilepsy affect my work?
- Must I tell my employer that I have epilepsy?
- Is it safe for me to get pregnant if I have epilepsy?
About Outlook
- How successful is medication in controlling epilepsy?
- Can I live a normal life if my epilepsy is controlled by medication?
- Can I live a normal life if I undergo surgery for my epilepsy?
- Are there support groups for people with epilepsy or their families?
Berkow R. The Merck Manual of Medical Information. 17th ed. New York, NY: Simon and Schuster; 2000.
Epilepsy Foundation website. Available at: http://www.epilepsyfoundation.org/ .
National Institute of Neurological Disorders and Stroke website. Available at: http://www.ninds.nih.gov/ .
Last reviewed Feburary 2010 by ]]>Rimas Lukas, MD]]>
Please be aware that this information is provided to supplement the care provided by your physician. It is neither intended nor implied to be a substitute for professional medical advice. CALL YOUR HEALTHCARE PROVIDER IMMEDIATELY IF YOU THINK YOU MAY HAVE A MEDICAL EMERGENCY. Always seek the advice of your physician or other qualified health provider prior to starting any new treatment or with any questions you may have regarding a medical condition.
Copyright © 2007 EBSCO Publishing All rights reserved.

subset: commoncrawl


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Discovering The Truth About Business
Benefits Linked To Looking For A Business Innovation Consultant
Every firm wants to succeed in the services they are offering, and that is why coming to with the right strategies will help in saving money and time. If one is looking for a way of being on the same level with most of your competitors, it is best to make sure that a person gets to work with consultants who understand some of the things that could make a change in your business. Think about all these advantages that people get by hiring a business consultant, and how much impact such people have to your enterprise.
Assists In Preparing For Things To Come
When one starts working with an innovator, they will, prepare your business to handle crises, and know some of the ideas that are beneficial to you in the future. If there are some of your team members coming up with new ideas, there should be someone checking if everything is alright, and by choosing someone who is open to changes, your firm will go far. By choosing a professional, one will not have to worry about mimicking your competitors because these experts are open-minded and looking for a way of making your business exceptional considering that most of them have monitored the target markets.
Helps A Firm To Learn New Things
There are a couple of business tips that people get from innovators that are meant to keep expanding your business, and these people also teach one how to get a lot of clients interested in your products.
Gives People A Chance To Find The Right Success Path
If you want to see your workers perform, and by having someone who can shape your ideas and make them better, that puts your company to where one wants to see it, and the changes are rewarding to your enterprise. When you hire experts; there will be nothing to worry about considering that you want to check new things and see if your firm will benefit from that, which can keep your firm on point.
Assists In Saving Money And Time
A consultant helps in running your firm without any problems because everything is calculated and measured, thus ensuring your business thrives more than when there was no consultant in the picture.
People Can Tell What Works For Their Business
When there is a consultant involved, there is a lot to learn about your firm including those things that could keep it moving to the top, making sure that one does not channel their energy to the wrong places. Business consulting is proof that the organization is looking forward to keeping the firm running at all cost, and through innovation, one already has a glimpse of how the future could look like, and work towards making the most out of the innovations.


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Tetra Tech, Inc. TTEK reported better-than-expected results for third-quarter fiscal 2018 (ended June 2018).
Quarterly adjusted earnings came in at 71 cents per share, up 34% year over year. The bottom line also outpaced the Zacks Consensus Estimate of 65 cents.
Revenues in the fiscal third quarter came in at $570.4 million, up 14.4% year over year. The top line also surpassed the Zacks Consensus Estimate of $541 million.
Segmental Break-Up
Revenues of the Government Services Group in the reported quarter came in at $301 million, up 13.1% year over year.
The Commercial / International Services Group revenues came in at $267.8 million, up 15.7% year over year.
Tetra Tech, Inc. Price, Consensus and EPS Surprise
Tetra Tech, Inc. Price, Consensus and EPS Surprise | Tetra Tech, Inc. Quote
Subcontractor costs in the quarter under review were $194.4 million, up from $187.1 million recorded in the year-ago period. Cost of revenues in the fiscal third quarter were $460.8 million, up 12.9% year over year. Gross profit margin in the quarter was 14.3%, up 110 basis points year over year.
Selling, general and administrative expenses during the quarter were $53.9 million, up from $44.4 million recorded in the year-ago quarter. Meanwhile, interest expenses in the June-end quarter flared up 55.5% year over year to $4.3 million. Operating margin in the fiscal third quarter was 7.3%, up 60 bps year over year.
Balance Sheet/Cash Flow
Exiting the fiscal third quarter, Tetra Tech had cash and cash equivalents of $214 million, up from $190 million recorded as of Oct 1, 2017. Long-term debt came in at $419 million, up from $341.3 million reported at the end of fiscal 2017.
In the nine-month period ended fiscal 2018, the company generated $67.4 million cash from operating activities, down from $71.6 million recorded in the comparable period last year. Capital expenditures totaled $6.3 million, down 9.6% year over year.
Tetra Tech is poised to boost its near-term revenues and profitability on the back of continued growth in demand across all end-markets. The company currently anticipates reporting revenues of $550-$575 million and earnings of 70-75 cents per share in fourth-quarter fiscal 2018.
Additionally, Tetra Tech has raised its earnings view for fiscal 2018 from $2.50-$2.62 per share to $2.59-$2.64 per share. Also, net revenue guidance for the fiscal is currently pegged at $2.20-$2.22 billion, instead of the prior projection of $2.15-$2.25 billion.
Zacks Rank and Key Picks
Tetra Tech currently carries a Zacks Rank #4 (Sell). Some better-ranked stocks in the Zacks Industrial Products sector are listed below:
Altra Industrial Motion Corp. AIMC currently sports a Zacks Rank of 1 (Strong Buy). The company pulled off an average positive earnings surprise of 4.01% over the last four quarters. You can see the complete list of today's Zacks Rank #1 Rank stocks here .
Chart Industries, Inc. GTLS also flaunts a Zacks Rank of 1. The company recorded an average positive earnings surprise of 29.36% over the trailing four quarters.
Barnes Group, Inc. B holds a Zacks Rank #2 (Buy). The company came up with an average positive earnings surprise of 6.88% during the same time frame.
More Stock News: Tech Opportunity Worth $386 Billion in 2017
From driverless cars to artificial intelligence, we've seen an unsurpassed growth of high-tech products in recent months. Yesterday's science-fiction is becoming today's reality. Despite all the innovation, there is a single component no tech company can survive without. Demand for this critical device will reach $387 billion this year alone, and it's likely to grow even faster in the future.
Zacks has released a brand-new Special Report to help you take advantage of this exciting investment opportunity. Most importantly, it reveals 4 stocks with massive profit potential.
Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
Barnes Group, Inc. (B): Free Stock Analysis Report
Altra Industrial Motion Corp. (AIMC): Free Stock Analysis Report
Chart Industries, Inc. (GTLS): Free Stock Analysis Report
Tetra Tech, Inc. (TTEK): Free Stock Analysis Report
To read this article on Zacks.com click here.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.


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Create an Account - Increase your productivity, customize your experience, and engage in information you care about.
View all calendars is the default. Choose Select a calendar to view a specific calendar. Subscribe to calendar notifications by clicking on the Notify Me button and you will automatically be alerted of the latest events in our community.
October 18, 2018, 9:30 AM - 10:30 AM @ Community Recreation Center
Sculpt your hips, thighs, abdomen, and upper body with a variety of aerobics, weights, floor work, and yoga-like stretching. Class limited to 25 participants.
October 18, 2018, 5:45 PM - 6:45 PM @ Community Recreation Center
Develop strength and flexibility while finding relaxationand balance of mind and body. This is an active yoga class for all levels. This class explores basic to advanced
poses and is limited to 20 participants.
October 18, 2018, 6:00 PM - 7:00 PM @ Community Recreation Center
This indoor cycling class offers a non-impact, highly effective way to build cardiovascular strength and endurance. Class limited to 12 participants.
October 18, 2018, 7:00 PM - 8:00 PM @ Community Recreation Center
Dance your way to fitness! Zumba is a fusion of Latin and international music that includes dance movements of meringue, salsa, cumbia, reggeaton, hip hop, and more. You don't have to know how to dance to Zumba! Class limited to 25 participants.
October 18, 2018, 4:00 PM - 5:00 PM
Join us for Lego building action! The only limit on what you can build is your imagination! Write your name on a Lego card and show off your creation is our Art Gallery. All ages welcomed.
October 18, 2018, 7:00 PM - 9:00 PM
Join Library staff at independent bookstore, Interabang Books, as we discuss Station Eleven.
Interabang Books is located at 10720 Preston Rd. Ste. 1009B | Dallas, Texas 75230.


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The views of the Cobblers boss
Cobblers boss Aidy Boothroyd reflected on the 3-2 defeat at Plymouth.
"It's a disappointing result but we have to give credit to the opposition," he said.
"I didn't think we looked jaded at all and we are not going to use that as an excuse.
"We did very well in the first half and we could have been further ahead at the break.
"At the start of the second half we were very lacklustre and we gave Plymouth the momentum and for 25 minutes they were on top.
"We created a lot of chances today which is a plus but we conceded three very poor goals and clearly there is work to be done.
"We won't be making any excuses and clearly we were the architects of our own downfall in the second half."


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Kimonos and Capes
So the fact that it is Autumn has taken its toll on what I wear, sadly the times of dresses, shorts and vests are long gone because the weather is bitterly cold and windy lately and lets not forget the rain! So I have been wearing items that are more warmer as well as comfier and two trends that I really love this Autumn are capes and kimonos, they are creative and colourful as well as comfy and stylish and a great autumn/winter must have!
Kimonos have been in fashion this year quite a bit I don't think the trend has died down once and I doubt it will for a long time and for a good reason, they are stylish and comfortable and that's all we care about in the colder months. Many retailers and online stores sell some really lovely kimonos that look fantastic and I really wish I had the money to go and buy them all but sadly that's a dream! With this in mind, capes are also very much in trend and desire, for many of the same reasons as kimonos and fortunately I am lucky enough as I brought a red and black cape last year and it is a staple wardrobe piece that I love to wear with t-shirts and jeans and all sorts of combinations!
Definitely a key piece to anyone's wardrobe and a star buy 🙂
Things I love about Halloween!
Hello, Hello, Hello…I know I haven't blogged in a while and that is because I had my birthday on 12th October (I am 20 now!) and I have been doing a lot of university work and also as you mostly all know I write for a few magazines as a freelance journalist on the side to gain experience and add to my portfolio so both of those things are hectically time consuming! Sorry! But I am back and I will try to blog a bit more so stick around 🙂
So for my post I thought I would choose the topic of Halloween, which is a pretty obvious one since it is October! I think October is probably my favourite month followed by December as it's all frosty and leafy and just all round cosy 🙂 But back to my topic of blog post, so I thought I would do things I love about Halloween! So lets start…
1. Candy Apples/Caramel Apples/Toffee Apples – So delicious! Although I prefer the caramel outside rather than the actual apple.
2. Pumpkins – Who doesn't enjoy a good pumpkin carving? Inside the pumpkin smells a little but once you get past all the seeds and gooey bits it is pretty fun to carve a little face into it and I love how it looks all spooky when the candle is lit inside.
3. All the shops, stores and houses get prepared for Halloween – Fake cobwebs, pumpkins, fake zombies, pretend tombstones, spiders, bats and blood everywhere!
4. Candy Corn – Something I found like a year ago, it is an American sweet that we don't have over in England but we can find it in some special American sweet shops here and they taste amazing!
5. Dressing up – Although I dress up for Halloween a lot less than when I was a child and people's choice of outfits may have changed into more mature selections I still love to dress up and be all spooky if I can.
So that's what I love about Halloween! What about you?
My Autumn Wishlist!
Okay so I thought that this would be a good post to do because it is nearly the start of Autumn, It may sound silly but I had to Google when the actual start date of Autumn was and it said the 22nd September! I love Autumn personally, I adore the crispy brown and orange leaves on the floor, Halloween! (I still dress up), the rainy days and nights and the smell of cinnamon (My Favourite!) so with that in mind here is my Autumn wish list:
- Ankle wellies with the cute little bows on the side (It rains here endlessly).
- Another winter coat (The North is cold!).
- Michael Kors watch (One day hopefully!)
- Nina Ricci body wash (Mine has run out, boo 😦 )
- GTA 5, Batman Arkham Origins, Assassins Creed Blag Flag and some other games I wanted.
- illamasqua rich liquid foundation
It is only a tiny list because I can never actually remember things I want until I see it again in the shops haha but I am very much looking forward to Autumn, I have always said that my favourite season is Winter but I love Autumn as well so lets hope it is good this year 🙂
NOTD – Nail Paint In Cyan Blue (294) By Barry M Review
I wasn't very interested in painting my nails until I got into secondary school when it was key to always have brightly coloured and vibrant nails, I never really took an interest in Barry M until then and I didn't really like the brand to start with as I thought it was too runny and didn't dry quick enough but now years later I am happily buying Barry M nail varnishes with a smile on my face because I love the colours and types! 🙂
So the other week I brought another Barry M nail varnish because I was complaining that I didn't have any summer colours in my nail varnish collection! So I went and I brought cyan blue which is a light blue but not too light that it turns into a pastel blue.
I love this colour because it is so light and summery, I like blues as well which is probably why I picked it 🙂
My Favourite Summer/Autumn Trends
So this year there is set to be some really intriguing and adventurous trends to walk the catwalk and pave a pathway into our hearts. With this in mind I have seen some key trends already within magazines such as Vogue and ELLE and I thought that I would mention my favourite picks from this years Summer and Autumn's trends to come since there are some real fantastic pieces! 🙂
Bare: Nude and bare colours are a big trend this Summer and Autumn, these light hue's are a perfect season colour for any piece of clothing or accessory especially shoes such as heels and flat pumps and this is because they make your legs look longer, something which many women wish for! So if that sounds like you then grab yourself a pair of nude heels and watch the compliments flow in.
Oriental Infusion: Recently on the catwalk there has been an influx of oriental infused designs and trends sweeping through the fashion world, from china patterns to delicate embroidery and origami cuts, this overall trend is so elegant and colourful it makes a definite favourite for Summer and Autumn.
1920's: Gatsby has been more than a cinema hit, it has been a worldwide global phenomenon passing the 1920's style around and capturing the hearts of many. Que the mass of 1920's flapper dresses, glitzy accessories and an influx of pearls and embroidery!
Geometric: Geometric shapes and cuts are a big trend this year in Summer and Autumn, colourful and bold they make a strong confident statement in pieces of our favourite clothing. Plus they give great shape to all your assets in the best places!
Leather: Leather has been a big trend for a long while now, capturing our attention a couple of months back and still managing to contain our attention leather has been a contagious fashion trend. Leggings, tops and dresses all are some of our favourite pieces which come in leather and one of the best things about the material? It's figure hugging which means it accentuates your curves and other assets.
Hope you enjoyed! 🙂
Remember To Check Out My Facebook Blog Page!
Just a quick reminder, if you haven't already it would be wonderful if you could like and share my Facebook blog page as it means a lot and the support is wonderful!
New content will be posted there as well! 🙂
Thank you lovelies!
Summer Favourite: Sunglasses That Make A Statement
If you're like me and love sunglasses then you'll love the whole new concept and designs behind the statement glasses that everyone will want to be wearing when it comes round to Summer! Forget those boring old generic sunnies and grab a pair of these bad boys, statement sunglasses will be bright, vibrant, colourful and in a variety of shapes and designs which will leave you forgetting your old pair in record time.
Everyone seems to be wearing them even celebrities and catwalk models, so this Summer maybe you might think of picking up some of these rebel sunglasses that make a difference from the old generic sunnies we are so used to wearing!
Hope you enjoyed this post guys 🙂
Some Statistics About Me…
I want to be a fashion journalist. If you didn't know that you do now 🙂 My aim is to be a successful blogger and fashion journalist in the future for a big time glossy magazine, I'm not materialistic at all…far from it! My previous desired occupation was a nurse, I know what you're thinking a bit of a crazy jump from one to the other? Well turns out my love for fashion and magazines has been combined by my newly discovered talent of being able to write good articles and it's something I enjoy so there you have it 🙂
So I thought I'd tell you some little snippets about me:
- How many internships have I applied for since the start of this year? – 10 so far.
- How many published articles have I written since the start of University? – Around 15.
- Favourite thing to write an article about? – Fashion or the news
- Writers block? – Yes! everyone does now and then.
- Favourite colour? – Green or Red.
- Favourite season? – Autumn or Winter.
- Favourite animal? – Shark 🙂
- Hobbies? – Reading, writing, being an activist, helping the less fortunate and blogging.
- Do I like University? – Yes, although it has it's disadvantages.
- Favourite holiday destination? – Ibiza or Cornwall.
- Favourite coffee shop? – Starbucks!
- Current favourite book? – Paper Towns by John Green.
- Favourite weather? – Sun but not if it's too hot!
- Blackberry, Iphone, Samsung, HTC? – Iphone
- Something I want to do by end of this year? – Go on holiday, Swim with sharks or pass my driving test.
- Favourite magazines? – Glamour, Company, Heat, Vogue, Cosmopolitan.
- Favourite newspaper? – The I
- Something I hate? – Liars.
- Bad habit? – Eating sweets and take away.
- One place I want to visit badly – New York.


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Morningstar Holistic Center – a social enterprise promoting well-being
The Morningstar Holistic Center was first conceived during the NESST competition in 2012 and further developed during a course on management of social enterprises held by FDSC. At that point the building was a kindergarten, and originally, the plan was to extend the kindergarten's services to other correlated services, such as parent/ child classes, parenting courses, prenatal classes and infant massage. However, after deeper analysis, AMURTEL took the decision to close the kindergarten and convert the space entirely to developing a social enterprise that would promote the organization's values of healthy, balanced, ecologically conscious lifestyle and holistic personal development.
We also plan to use the center to train young students with visual disabilities from the Regina Elisabeta school, in Ayurvedic massage, Thai massage and other alternative forms of massage therapy to enhance their employability and broaden their career opportunities.
The center's financial goals are to become financially self-sustainable within the first two years and to generate profits to sustain the social projects and overhead costs of the organization.
Latest news
- We are looking for volunteers ready to change lives 06.08.2020
- Unexpected positive effect of quarantine on children in AMURTEL Family residential care 24.07.2020
- AMURTEL's Bio Garden makes headlines as pandemic triggers concerns for safe, local short-chain suppliers 24.05.2020
- (Română) Comunicat de presă – Asociațiile și fundațiile care furnizează servicii sociale solicită Guvernului cinci măsuri cheie pentru a putea continua să sprijine persoanele vulnerabile 26.03.2020
- (Română) Avem nevoie de sprijinul Guvernului pentru a ne continua misiunea socială! 26.03.2020
- Every child received a gift from Leroy Merlin 29.01.2020
- Fifth Annual Bicycle Race in Panatau includes winners from AMURTEL Family Children's Home 15.10.2019
- Play Day September 11.10.2019


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Paris, 23 and 24 November 2012 – European Steering Committee of Notre Europe Jacques Delors Institutes
The annual
meeting of Notre Europe Jacques Delors Institutes European Steering
Committee took place on the 23 and 24 of November in Paris.
Jacques Delors was the keynote speaker of a dinner
debate of Friday 23rd November on the theme "The state of the European Union in autumn 2012".
seminar on Saturday, 24 November has been organised in three
A first session dedicated to the achievements and prospects of the
Single Market introduced by Riccardo Perissich.
Anna Diamantopoulou and Paavo
Lipponen introduced the second session on the theme How to
balance austerity and growth within the Eurozone?
Finally, Antonio Vitorino
opened the debates of the third session on the theme: No monetary
union without political union?" The ESC has adopted a declaration on this last question, the political union, that will soon
be available on our website.


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The Nationalist Revival
Trade, Immigration, and the Revolt Against Globalization
"Essential reading."
—E.J. Dionne Jr.
Why Has Nationalism Come Roaring Back?
Trump in America, Brexit in the U.K., anti-EU parties in Italy, Germany, France, the Netherlands, Austria, Poland, and Hungary, and nativist or authoritarian leaders in Turkey, Russia, India, and China—Why has nationalism suddenly returned with a vengeance? Is the world headed back to the fractious conflicts between nations that led to world wars and depression in the early 20th Century? Why are nationalists so angry about free trade and immigration? Why has globalization become a dirty word?
Based on travels in America, Europe, and Asia, veteran political analyst John B. Judis found that almost all people share nationalist sentiments that can be the basis of vibrant democracies as well as repressive dictatorships. Today's outbreak of toxic "us vs. them" nationalism is an extreme reaction to utopian cosmopolitanism, which advocates open borders, free trade, rampant outsourcing, and has branded nationalist sentiments as bigotry. Can a new international order be created that doesn't dismiss what is constructive about nationalism? As he did for populism in The Populist Explosion, Judis looks at nationalism from its modern origins in the 1800s to today to find answers.
"Excellent and compact book.... A person of the left, Judis specializes in speaking truth to liberals, something he also did in his earlier The Populist Explosion. He thinks it's important for progressives to understand why so many are drawn to Trump and the far right in Europe."
—E.J. Dionne Jr., The Washington Post
"John B. Judis, author of The Nationalist Revival, does not see a death-match between imperial liberalism on the one hand and nationalism on the other. His book argues that elites have overreached, both in the U.S. and in Europe, in advocating large-scale immigration and trade deals and foreign interventions. As a result, Mr. Judis – a former New Republic editor who has long supported progressive and pro-labor economic policies – calls for a synthesis between liberalism and nationalism."
—Jason Willick, The Wall Street Journal
"Most liberals have a problem with nationalism. John Judis has a problem with the problem liberals have with nationalism. This dynamic—or dialectic, if you prefer—makes Judis' latest book, The Nationalist Revival, essential reading…. Judis might be said to have spent decades preparing himself for our current moment and developing the depth of understanding that allowed him to pack so much into his two compact and revelatory volumes for the impressive Columbia Global Reports series."
—E.J. Dionne Jr., The American Prospect
"John B. Judis' new book offers a timely reminder that there is such a thing as a nationalist left, and the author himself is part of it."
—Daniel McCarthy, The National Interest
"The longtime political journalist limns the rise of Trumpian nationalism in the face of a bewilderingly global world."
—Kirkus Reviews
"John B. Judis is the rare left-of-center journalist who takes our populist-nationalist moment seriously. Rather than dismiss the leaders and constituencies of the American and European movements as mere xenophobes, he offers an empathetic balls-and-strikes analysis of the socioeconomic factors that made—and continue to make—such campaigns viable."
—The American Conservative
- Price: $15.99
- E-Book price: $15.99
- E-book ISBN: 978-0-9997454-1-0
- On Sale: October 9, 2018
- Pages: 160