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Within the era of chatting services, chatroom was the only center for a personal activity on the internet. At that moment, Chatstep made a decision to open the ability for singles global in order to connect with one thread. Subsequently, Chatstep is a prominent system among the singles throughout the world-wide-web.
The company is still popularly offering its services to the people in India therefore the U . S .. Though it was through a few child pornography controversies, it continues to be a shining celebrity when it comes down to singles. For the reason that these controversies, the moderators of Chatstep are strictly keeping track of the chats and customers to not in favor of abuse and physical violence faster.
When had been Chatstep started?
One of the greatest features of utilizing Chatstep is actually the straightforward software. As soon as the business site was made, it had been simple and attractive. Consumers may also utilize a nickname to have a chat online. Should you nevertheless do not want other individuals to know about the identification actually, you may want to chat anonymously.
The master of Chatstep?
It is just one of the private firms that strives to maintain the internet site's liveliness to satisfy the buyers. In January 2019, the firm had pertaining to seven workers, having income of approximately $394,000. The business's soaring popularity can simply enable the firm's holder to carry forth new updates.
Registration & Profile
The users of Chatstep makes sure to have entry to the chatrooms anonymously. However, capable actually arrive at make use of the authorized profile right away to enter the chatroom. Should you want to go directly to the chatroom anonymously, you should join the chatroom first. You'll select one through the range of the available chatrooms.
After choosing one, the website will urge one make a temporary login name. Having a password normally essential for the people that will allow the people to come back to the chatroom quickly. You just need to accept to the terms and conditions just before produce a username. In the event that you wish to leave the chatroom, you'll get back and exit through the webpage. But if you leave as an anonymous individual, all the emails is deleted.
When you need to register, you need to use the vital information such as for instance code, login name, e-mail, and captcha for enrollment. The main benefit of a registered individual is because they will get the ability to generate different chat rooms and make it either exclusive or public. It is possible to leave the chatroom by simply clicking the âleave room' button into the selection. These a task would make you escape the chatroom permanently.
Join customers have actually three possibilities through which they can obtain access to chatrooms on line.
- New users can make a different chat place. After generating it, you'll be asked to share with you a code and url to about 50 pals on social media systems such as myspace.
- Community forums can also be found for those who will enter anonymously.
- Find a subscribed individual or a buddy who's got created a chatroom. You'll join using the website link they give you.
The routing regarding the web site is easy that helps you in finding suits rapidly. Once you see them, it is simple to relate solely to other folks aided by the areas' simple design. The messages tend to be shaded in various aspects to enable you to determine the sender of the book.
If you happen to notice a âding' audio, it can signify someone had started to reply to the chatroom. However, they often have inflamed if the music keeps coming because of the big group inside the chatroom. At the time, you can just come in the announcements and disable it free hookups tonightly. If you're a registered individual, you'll share photos using pull and drop choices.
Other than that, website doesn't always have any criteria for filtering to track down dates on the internet. However, the thing that allows the moderator to control the whole platform consists of each member's unit based on ethnicity, faith, get older, and various other discussion subjects. These facets help in steering clear of miscommunication and conflict between two people for the cam party.
Just how to research People On Chatstep?
The simple navigation lets you join the chatroom rapidly. Discover three classes among which you are able to choose in the chatroom. It includes the next aspects.
- Fantasy option is readily available for the individuals aspiring to possess role-playing conversations.
- An agreeable choice is valid for people heading for informal chat.
- A graphic option is designed for the consumers willing to change photos.
Although there is no âdating' option, you can nevertheless find you to definitely big date online with either everyday cam or pictures. However, it is difficult to locate some one on the list of sea of people that should not be in a relationship. Since Chatstep is a platform for individuals to join anonymously, there is no way discover profiles on the internet.
How To erase Chatstep Account?
It is easy to erase a Chatstep profile. If you are an unregistered individual, possible leave the chatroom, therefore the data would be deleted instantly. Even although you tend to be a registered user, your bank account data would be increased because internet site does not hold almost any information on the consumer.
Users Structure
You will discover about 7000 customers entering the chatrooms throughout the planet. Almost all of these users come from Germany, the United Kingdom, Asia, in addition to usa. Indian users are especially active in producing chatrooms. They create the chatrooms in three possible classes stated earlier. The users can join the enjoyable considering the range of community chatrooms available online, with respect to the subject of great interest individually.
The customers already talking within chatrooms should follow all of the regards to utilize and recommendations. The moderator can make this type of rules for your benefit of the users.
When you go into the chatroom, you will observe usernames of ones signing up for along regarding sidebar. You will additionally see a circle beside the usernames exhibited to point the position associated with the man or woman. When the circle is actually green, that means anyone is on the net. It is possible to easily leave the talking with no barrier when the content material getting mentioned is very worrisome.
Sexual preferences
Since it really is a chatting app, it's not necessary to consider the tastes specifically. However, the people looking for a night out together on the internet by using Chatstep can learn to discover any individual. If they're interested in same-sex connections, they could discover some one on line through chatrooms.
Race And Ethnicity
There is completely no differentiation and problems within two events and religions. This program is appropriate for some users just to have fun on the internet without heading toward violence and rudeness. Individuals from all ethnic backgrounds can get in on the enjoyable without being scared to be discarded apart. In the event that you nonetheless look for some body being impolite to you, you can easily prevent that individual.
Additionally, the platform is actually devoid of any age group constraints using the internet. There are as much as 40% of young adults on the web when you look at the chatrooms. One of the routine website visitors, about 20percent ones are users from the generation of 18-25. Other than that, 15% with the overall consumers include specific aging between 25-35. The other 15percent belongs to the people getting the ages between 35-45. Finally, merely 10per cent fit in with the group of older people.
Religious Orientation
Someone can't find around more info on the customers' religious history signing up for the platform with the exception of the circulation carried out by the chatroom solutions for much better administration. This type of features help customers to join without any spiritual limits online.
Chatstep helps in dispersing each user based on faith and ethnicity. Once you join anonymously, you don't have to discuss everything personal along with other people in the chatroom you have got selected. After joining the platform, you may not be included somewhere. You do not belong religious to be able to reduce steadily the pain within center while chatting.
Pricing Policies
Chatstep is actually majorly a chatroom facility that enables people all over the world in order to connect despite living far-away. But this program is not suitable hooking up casually. It is really not even the official dating site. Consequently when compared with other people, the score of Chatstep about the dating program are typically less than other things. It's the good reason why this program is still available for free to all people using the internet.
Consumers need not buy producing an authorized account and discussing documents using the internet through Chatstep. Brand new users are generally amazed after looking into the pricing part.
Free Membership
Since you don't have to pay money for joining on-line, anybody can yourself use the complimentary solutions inside chatroom. One of the recommended characteristics available on the internet is actually generating the chatroom. The organization enables you to get a hold of a clean place disregarding most of the specific adult articles on the web. Together with that, possible join the group of the chatroom that you're enthusiastic about. It may feature three facets, for example picture, dream, and friendly.
Other than that, you'll be able to use the element of public chatrooms which can be used by anonymous and registered users. Enter consumers can manually leave the chatroom, while an anonymous individual would automatically leave the area, additionally the information are erased. As a registered individual, you may join a few spaces once you learn about this certain chatroom's title. The patient chatroom may have a specific code that you should realize about before signing up for.
Made Membership
Since this really is an internationally communicating program offered to most of the people in a lot of nations, it generally does not require that you shell out an individual penny. The easy layout and simple routing allow you to find friends effortlessly without barrier. You will see website characteristics through dashboard. You may also feel the side menu after signing up for a chatroom.
How-to terminate Chatstep settled subscription?
This particular site doesn't have any payment program. Since it is designed for free of charge, you just need to get in on the chatroom either after subscription or anonymously. At this point, there is no question of canceling the membership. But you are able to erase the profile through getting out of the chatroom. Since Chatstep doesn't save yourself any signed up or unknown online users, your bank account information are going to be erased after leaving all chatrooms. The only distinction is that the authorized individual may use the code getting back in.
Is actually Chatstep Safe?
According for the safety and security directions, Chatstep doesn't guarantee to store any personal information in the system's shared documents. The talks need no trace on the internet. It means you can easily chat anonymously, as well as others wont understand your identification.
The individuals above 18 yrs old can join the talk space easily. Undoubtedly, which means that you'll deal with xxx content material online while chatting with others. This security technique facilitates preserving the innocence of young adults and children at a younger age.
Additionally, it is feasible to handle situations like cyberbullying using the internet inside chatrooms. If however you find anybody during the general public chatroom bullying other individuals, you can easily report their own posts on the power and leave the chatroom. But one major downside is that you haven't any means to report the consumers simply because they may be both authorized and unknown. However, possible report the person posts into the chatroom. For lots more safety, the firm enables you to have an exclusive texting facility among any a couple into the general public group.
Top-notch Profiles
When you may be communicating with men and women online making use of Chatstep, their own username is actually showed about remaining side. In your profile, you may also add your picture. This facet is extremely optional. The profile in the beginning showcases all list of chatrooms you have got joined so far.
Website Design and Usability
The site is designed so you are certain to get three primary characteristics, particularly general public, join, and produce. You may get your location by pressing either in the available feature or loss mentioned above. But you simply cannot temporarily access along side it selection solutions like options, logout, that assist.
So how exactly does Chatstep Operate?
it is possible to create a private membership and use any special login name before joining anyone talk. If a user clicks about subscribe option, they are carried fot it chatroom. Indeed there, it is possible to easily keep the talk if it doesn't match from what you would like.
Chatstep App
The desktop computer variation is ultimately superfast for both pc and mobile browser. This website is reached from the cell phone with any internet browser offered. But today, you may not find any standalone software the cellular system.
Choices of Chatstep
The best alternative Chatstep for all consumers around the globe are pointed out below.
- Bazoocam
Really among well-known programs mostly intended for intercontinental movie chat facet linking every person in a single thread.
- Chatroulette
When considering locating random sets, that is a great spot for you. The internet site arranges any two random men and women available on the web site for video speaking.
- Mature friend finder
Truly probably the most preferred businesses for supplying hookup solutions to individuals online.
Even though online dating platforms and social media marketing programs have actually lowered the popularity of chatroom solutions, Chatstep still is one of the most popular programs. Customers can utilize these types of amenities to locate pals and times on line. This software especially lets you discover someone conveniently by using chatrooms readily available. Discover three kinds of chatrooms for you: general public, join, and different boards particularly created by the new users. Protection amenities also readily available regarding Chatstep. The moderators track the chats to ensure the odds of cyberbullying and physical violence can be paid off.
Talk to Information
Email: firstname.lastname@example.com
Address: United States Of America, California, San Francisco.


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Rising prices, low raises sap homebuying affordability
Double-digit home price gains, meager wage growth and rising interest rates are quickly pushing housing out of reach for many Floridians looking to buy.
Two measures of housing affordability released this week by federal mortgage backer Freddie Mac and housing data firm RealtyTrac showed varying degrees of financial accessibility to housing, with Freddie Mac starkly declaring South Florida single-family homes "not affordable" for the typical buyer.
RealtyTrac, which looked at median home prices and the income needed to buy during 2012 and 2013, had a less severe diagnosis, saying Palm Beach County is still affordable, but on a trajectory that is "concerning."
According to RealtyTrac's report to be released today, the monthly mortgage payment for a single-family home rose 29 percent in 2013 from the previous year to $898. Last year's required income to qualify for a mortgage was $43,123, up $10,000 from 2012.
The median income for Palm Beach County as measured by the census is approximately $51,280. RealtyTrac found it's still cheaper to buy a home in Palm Beach County than rent, but the gap is closing.
"Prices are rising so fast, and incomes are not," said Daren Blomquist, RealtyTrac vice president. "The cost of financed home ownership is becoming dangerously disconnected with still-stagnant median income."
University of Central Florida economist Sean Snaith said disposable income, which includes mortgage and rent payments, for Florida families rose 1.3 percent in 2011 from 2010. It showed another 1.9 percent gain in 2012. But the increase in 2013 was just 1.1 percent.
"The labor market has not been recovering as quickly as housing," Snaith said. "I feel comfortable saying that housing won't have the same kind of year it did last year, but prices will likely rise faster than incomes."
The National Association of Home Builders is expected to release its 2013 year-end Housing Opportunity Index today. The report, released quarterly, has shown a steady decline in Palm Beach County affordability since a peak in early 2012.
Also this week, the Realtors Association of the Palm Beaches is scheduled to release its January report on home prices Friday. Economists are predicting a slowdown in the rapid price appreciation seen last year, which was largely driven by institutional investors buying to rent.
But that's little consolation today for Jupiter resident Jason Funkey, who has been on an unsuccessful home hunt for three months. With a budget of $250,000, he thought he'd find plenty of houses in his price range. He was mistaken.
"It's extremely frustrating," said Funkey, who considers himself middle class. "I think it's inevitable that homes will soon be priced back out of the average person's reach."
Funkey's Realtor, Shannon Brink, said it was a very different market just a year-and-a-half ago when he could have found plenty of options in Funkey's price range in north county.
"Now, anything decent is really over $250,000 and closer to $300,000 in many neighborhoods," Brink said.
Still, prices remain well below the 2006 market peak. The Standard & Poor's/Case-Shiller home price index showed November prices in Palm Beach, Broward and Miami-Dade counties 37 percent below peak levels.
Freddie Mac's affordability measure considered the traditional underwriting standard that no more than 28 percent of a household's gross monthly income should be spent on housing-related expenses.
In South Florida, Freddie Mac estimates that would be $1,150 considering a median single-family home price of $255,000.
But, given a mortgage rate of 4.29 percent, a down payment of 10 percent and taxes and insurance that are 2.18 percent of the home's value, monthly principal, interest and taxes would be $1,597.
Freddie Mac Chief Economist Frank Nothaft said he expects interest rates to rise to 4.9 percent by the end of the year, making it "even more challenging for a family with moderate income to buy."
The wild card, he said, will be income growth, which he estimates will be 3 to 5 percent nationwide.
"We've gone from talking about how cheap housing was to how expensive it is in a very short period of time," said Jack McCabe, chief executive of McCabe Consulting and Research in Deerfield Beach. "Flat incomes, no job creation and higher housing costs are the elements that break markets."
Florida Realtors Chief Economist John Tuccillo said housing has been on the rebound for three years, and while prices were on a fast-track in 2013, he believes homes in South Florida are still affordable.
"We can all agree it's more of a stretch now than two or three years ago, but that's as far as I'm willing to go," Tuccillo said.
Median price*

subset: commoncrawl


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From the one another online dating sites one are able to find thousands of women men and women away from Eastern European countries
Go Kiev A different way to satisfy Ukrainian females: a trip to the main city of Ukraine. You can see inexpensive flights from London so you're able to Kiev getting 120 lb. Maybe not having Lufthansa. However with Wizz Heavens or Czech Airlines (via Prague). Otherwise having Uk Air way or Ukraine Around the world Airlines.
While you are mindful regarding roads of Kiev, you will see certain opportunities to chat and you can flirt that have Ukrainian single people. With ladies who are not averse so you can wed men out-of south west.
Other east-western adult dating sites I do want to discuss the latest online dating services Privet-VIP
Fulfill Ukrainian online That's the most efficient technique for partner browse for the Ukraine and you may Eastern Europe. There are also men and women regarding Eu regions Poland, Latvia and you will Slovakia. Some of these lady real time at the same time from inside the a western european country or perhaps in The united states.
I determine now an educated on the internet portals – in which a guy regarding Western enjoys an extensive choice of Ukrainian girls https://worldsingledating.com/pl/plenty-of-fish-recenzja/.
RussianCupid and you may Ukraine Go out RussianCupid and you will UkraineDate is single places. One another websites operate also. I could confine myself on RussianCupid. You will find lady out of Ukraine, from Russia, Belarus, Poland additionally the Baltic Claims.
You will find tested RussianCupid and you may UkraineDate. I have subscribed to free. We filled out the new survey from the my characteristics. And you can in the my wife desires. Then i will look at the pages of one's people.
cuatro mil men and women try on line. My personal dream girl shall be out of 27 to help you 43 age. We click the nation "Ukraine". After that step one,100 female reputation pictures is actually demonstrated. Which is a tiny bit part of all of the users logged into the.
We see the advertising and you can photos of people. There is Olya (31) from Kiev. She looks for a pen pal or relationships. The person will likely be twenty eight so you can forty-eight years old. Olya try single. She will not take in and not smoking. This lady has zero students.
She enjoys hiking, characteristics, computer games, yard and you may musical (Modern and pop). Unfortuitously, she has perhaps not filled out the latest reputation totally. Olya was gorgeous. She'll indeed get enough connectivity so you can males.
Tuesday noon: anyway Cupid Mass media online dating services step one
To the left side of their character, I see the fascinating function "similar members". Here RussianCupid reveals Ukraine female with the exact same qualities as the Olya has.
Basically must write so you can a female: I would like a paid membership during the RussianCupid. You to will cost you 8 British lb or eleven You buck four weeks. I then can get invite women that are online to your talk. And additionally with webcam. I could post texts. That is only helpful if your lady talks a little English. Or if you chat Russian language. That will be primary.
End to help you RussianCupid and you may UkraineDate Due to the low prices and you can wide variety of people from Ukraine and you can Russia, it is good dating website. The single thing which can build trouble: the language feel. Given that 100 % free affiliate, I've a turn to all the profiles of your lady. I will browse the photo to discover and that women are interesting having my wife look.
Before you initiate this new seek Ukraine ladies here, you must fill in a test layer with your own qualities. Sadly, no prices are shown towards Privet-VIP. That's a disadvantage. Nonetheless they render a private cam – what is strange having pure marriage agencies.
- Mordinson
- Dating-ukraine-online
- Oksana
- InterFriendship
- VIP-Eurodamen (a natural marriage service)
- GoDateNow
- BrightBrides
- Ukrainewomen
But of these websites haven't pretty sure myself. Both too little women are joined. Or perhaps the rates-overall performance proportion is not good.


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The UK's Ministry of Defence has proposed that there should be a judge-led inquiry into allegations of illegal killings of Afghan men in Afghanistan in 2010-11 by the SAS. This follows the broadcast by the BBC's Panorama programme entitled "SAS Death Squads Exposed", a journalistic investigation of the activities of that particular unit at theContinue reading "Inquiry Into SAS Operations"
Author Archives: Editor
Defence Select Committee Report
Westminster's Defence Select Committee has just published its report into the Government's Integrated Defence and Security Review, which was published back in March 2021 before the withdrawal from Afghanistan and the Russian invasion of Ukraine. Their report is highly critical of the Review in several areas. First and foremost it notes that it has notContinue reading "Defence Select Committee Report"
Ukraine Update
Multiple sources are now reporting that the war in Ukraine is about to enter a new phase. After the Russian attempts on Kyiv and Kharkiv, which were both repulsed, their renewed focus on the Donbas region is now grinding to a halt. Despite their superiority in men and particularly in artillery, the Russians are nowContinue reading "Ukraine Update"
Crawford's International Defence Review w/e 29th July 2022
Ukraine Update Multiple sources are now reporting that the war in Ukraine is about to enter a new phase. Speculation is mounting that Ukraine is on the cusp of mounting a strategic counter-offensive in the south with the aim of retaking the Kherson oblast and threatening the Russian occupation of Crimea, which they annexed inContinue reading "Crawford's International Defence Review w/e 29th July 2022"
Righting wrongs
There are many injustices that do not get the media attention they deserve. Andrew Eborn, International Lawyer & Broadcaster, is on a mission to right wrongs and shine a light on particular issues that battle often alone RIGHTING WRONGS – INFECTED BLOOD SCANDAL During the 1970s and 1980s patients with various blood disorders around the world including inContinue reading "Righting wrongs"


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The federal government has declared the Dala Inland Dry Port in Kano State as a port of origin and destination, a major step to making it function like a seaport.
The Minister of Transportation, Muazu Sambo, an engineer who made the declaration Friday at the site of the port in the Zawachiki area of Kano State, also revealed that all the steps are being concluded for the official commissioning of the port later in the year by President Muhammadu Buhari.
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Citing an example of how the port will improve the business activities in the northern part of the country, the minister said a businessman in Kano or the nearby states no longer have to take their goods to Lagos with all the attending challenges on the road but only have to bring it to the dry port, and the goods can be exported to any part of the world from Kano.
Also speaking, the executive secretary/chief executive officer of the Nigerian Shippers Council (NSC), Emmanuel Jime, said the port's declaration as a port of origin and destination would positively impact Nigeria's economy, noting that this is "a game changer as far doing business not only in Kano but the environments around Kano is concerned, including land-locked countries like the Niger Republic, Chad, even as far as Central African countries."
On his part, the acting Kano State governor, Nasir Gawuna, said the project would lead to economic development and employment opportunities, not only to Kano people but other Nigerians, especially northern states and neighbouring countries.
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text:
Welcome to FindLaw's Cases & Codes, a free source of state and federal court opinions, state laws, and the United States Code. For more information about the legal concepts addressed by these cases and statutes, visit FindLaw's Learn About the Law.
The general assembly declares that the public policy of this state, as set forth in section 31 of article II of the state constitution , recognizes only the union of one man and one woman as a marriage. The general assembly declares that the purpose of this article is to provide eligible couples the opportunity to obtain the benefits, protections, and responsibilities afforded by Colorado law to spouses consistent with the principles of equality under law and religious freedom embodied in both the United States constitution and the constitution of this state. The general assembly declares that a second purpose of the act is to protect individuals who are or may become partners in a civil union against discrimination in employment, housing, and in places of public accommodation. The general assembly further finds that the general assembly, in the exercise of its plenary power, has the authority to define other arrangements, such as a civil union between two unmarried persons regardless of their gender, and to set forth in statute any state-level benefits, rights, and protections to which a couple is entitled by virtue of entering into a civil union. The general assembly finds that the "Colorado Civil Union Act" does not alter the public policy of this state, which recognizes only the union of one man and one woman as a marriage. The general assembly also declares that a third purpose in enacting the "Colorado Civil Union Act" is to state that Colorado courts may offer same-sex couples the equal protection of the law and to give full faith and credit to recognize relationships legally created in other jurisdictions that are similar to civil unions created by this article and that are not otherwise recognized pursuant to Colorado law.
Cite this article: FindLaw.com - Colorado Revised Statutes Title 14. Domestic Matters § 14-15-102. Legislative declaration - last updated January 01, 2019 | https://codes.findlaw.com/co/title-14-domestic-matters/co-rev-st-sect-14-15-102.html
FindLaw Codes may not reflect the most recent version of the law in your jurisdiction. Please verify the status of the code you are researching with the state legislature or via Westlaw before relying on it for your legal needs.


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T0105570424Theatre 503 and Strike Ensemble present a riotous and compelling exploration of how society deals with its outsiders by internationally acclaimed Australian writer [Andrew Bovell]. European Premiere.Producer Theatre 503. Producer Strike Ensemble. Director Toby Frow. Design Lucy Osborne. Costume Sarah Grange. Sound Andrew Hammarton. Music Andrew Hammarton. Performer Lucy Briers. Performer Sarah Corbett. Performer Maggie O'Brien. Performer Andrew Buchan.
|20 Feb 07 to 10 Mar 07
|Theatre503, Inner London :: V232
listing details L0853196541
T0327474336Producer Masterclass. Producer New Directions (Caird Company). Director Toby Frow.
|16 Nov 04
|Theatre Royal Haymarket, West End :: V396
listing details L0998617502


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Discount Code
Touch-sensitive light squares that are modular and easy to use! Install on any flat surface using the included mounting system.
Each standard 24W PSU supports up to 25 light squares (1W per square). Each Controller supports up to 500 panels. Learn more about Nanoleaf Canvas at nanoleaf.me/canvas.
love it
When I first got the product it would connect but the scenes wouldn't work so I tried to reset it to get the scenes to work but with the help of Nanoleaf tech support we got it to work
Awesome product, had them for 3 years now I keep coming back.
Bought them like a month ago together with an expansion pack, both came within a weeks time.
Loved every second having them.
Probably not gonna buy more because they are expensive for me and i need more points :)


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how safe is fez, morocco for an american college woman traveling alone?
I don't recommend anyone travelling alone in Morocco and many other places. Morocco would be especially dangerous for a couple of reasons. 1) It is a Islamic nation and because of that Women are 2d class citizens at best. The laws of the country are irrelevant because the only law a Moslem need obey is the Koran. 2) Morocco is home to many fundamentalist Moslems. There would be more but the govt is trying to keep some semblance of civilization. Therefore the fundamentalists would like to see the secular.govt gone and replaced with an Islamic theocracy. The Madrid train bombers were mostly Moroccan. Once land is taken in a holy war/jihad it is Islamic forever, even if they don't control it. Spain being the example, Moroccan Islamic fundamentalists have took it upon themselves to regain control of the Islamic holy soil of Spain. Every now and then the you will see where some Islamic leader of sorts will lay some claim on Spain. The leader of Hamas that was elected a couple of years ago m


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Autumn Blooms Bouquet™
Celebrate the joy of a changing season! Fill their heart and mind with thoughts of warm sunshine and a rejuvenating early autumn breeze. This handcrafted, autumn-inspired bouquet will spice up any home or office and deliver bright smiles for days.
Classic sunflowers take center stage while woody curly willow and maple vine add a rustic fall flair.
Product ID UFN1381
Approximately 14" W x 22" H
What People Are Saying
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Very happy with everything.
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Amazing customer service, they went above and beyond my expectations. I am glad I went with Floral Factory and will definitely be using them on any flower purchase I make in the future.
July 09, 2022
what beautiful flowers!
Reviews Sourced from Lovingly


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Fatuma is a highly motivated and detail oriented accountant with six years of experience from two different international NGOs. She is an exceptionally versatile individual who is comfortable with the budgeting process, management of donor funded programs, financial reporting and procurement. She is a Certified Public Accountant (CPA) and has a Masters degree in Business Administration (MBA) from Institute of Accountancy Arusha.
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text: Watch NowShow more Wild CrimePlay Trailer TV Series Details & Credits Release Date: September 28, 2021 | ABC News, Lone Wolf Media Summary: Follows the uniquely qualified team of special agents that are responsible for investigating crimes that occur in the National Park System, as they tackle cases and bring law and order to this public land.Genres: Documentary, Crime, MysteryCountry: United States Cast Demographics NOTE: For the largest & most objective database possible, these verdicts are automated. To check our sources and/or submit a manual correction, click the image of the cast member. We are constantly expanding and improving our algorithms. But it is time consuming & expensive, so please consider donating or helping us crowdsource. For suggestions, check our feedback page to see if we are already planning on it. Thank you! Stars: Supporting cast: Other Cast, Production Other cast: Production: Representation Critic Reviews: +add Staff Reviews: Audience Reviews: Comments: Internet Zeitgest: CONTENT WARNING: Foul language, offensive images, & possible spoilers. 4Chan Archives:


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Benefit Realisation Management – What is it & How to do it.
Consider these questions:
Are you involved in change projects and not seeing them deliver enough value?
Are you being asked about the benefits of your project and you don't know?
Have you heard about benefits management and wondered what it is and how it could help you?
Do you know about benefits management but it all seems too complicated?
Do you want to learn how to maximise the value from your change investments using simple and proven techniques?
If you answered yes to any of these then this course is for you. You will learn what benefits realisation management is and how to apply it on your change initiative using proven approaches based on real world experience – so it is practical and pragmatic and full of hints and tips. This is provided to you with over 4 hours of videos, tools, templates, case studies and activities.
Step by step you'll:
Learn what Benefits Realisation Management is.
Learn about the 4 steps to apply benefits management: Identify; Define; Plan; Realise
Discover the 3 step process to Identify benefits; the role of objectives (and what to do if there aren't any), and the factors to consider when selecting benefits
Learn about the 6 important items to Define for every benefit, the fundamental importance of measures and the proven approach for recording your definition information.
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This work is licensed under CC BY-NC 4.0
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The Ultimate Guide to Food Packaging Materials
Processed food is the backbone of the modern world. Whenever you are in a grocery store, you will see tonnes of food items separated from your touch only by a layer of food packaging material.
While most people don't play much importance to food packaging materials and see it only as an item that requires disposal, food packaging materials play a very important role in the human food chain.
The history of food packaging materials is far-reaching, more than what you might have guessed. In this article, we will take the discussion of food packaging materials a bit further.
You will learn about the different types of food packaging materials that are available nowadays, along with the pros and cons of each.
We will also glimpse what the future holds for the field of food packaging materials. Last but not the least, we will give you some pointers on how to reduce food packaging costs.
Food Packaging And Its Types
Food packaging is the backbone of the modern human food chain. Obviously, except for a very minute fraction of people, no one has the luxury to walk up to a farm and eat the fresh harvest.
The way it goes is that even food, once harvested from plant and animal sources, goes through multiple stages of processing and ends up on the shelf in packaged forms.
Even organic or freshly harvested food items that you find in special sections of grocery stores come in some sort of packaging, such as paper bags, trays, or nets.
The evolution of food packaging in the last century has been astounding. There are multiple types of food packaging for preserving food integrity at every level.
For more details about what is food packaging and its different types, you can read our article on the topic.
What are the Different Types of Materials Used for Food Packaging?
There is a wide variety of materials that are used as food packaging materials. Every material comes with its own benefits and shortcomings. Here are all the food packaging materials you will possibly encounter:
Plastic packaging is one of the most common types of packaging out there. It is widely applied for packaging of dry as well as wet foods.
Plastics are one of the cheapest packaging materials out there. There are many different forms of plastic packaging available for use, such as:
Polyethylene is the single most widely used packaging material in the world. Its physical and chemical properties makes this material adaptable to almost every food item that you can imagine.
There are many different subtypes of polyethylene packaging. These include PET, HDPE, and LDPE. Among these, PET (Polyethylene Terephthalate) is the one you use almost every day, in the form of soft drinks bottles, milk bottles, and more.
In fact, the introduction of PET bottles was the driving factor towards the replacement of glass in the packaging of beverages. Glass jars and bottles were heavy and brittle, making shipping difficult and risky.
Glass bottled water solutions, juices, or syrups had the chance of food waste due to glass shattering, leading to product wastes. Plastic bottles eliminate all of these concerns, so food manufacturing companies have replaced glass with PET containers extensively.
Polyvinyl Chloride
Polyvinyl chloride, better known by its abbreviation PVC, is another commonly used plastic packaging material. You might have seen it in packaging of medicines such as tablet blisters, cling films, water bottle sleeves, adhesives tape, and more.
- Cheapest food packaging materials
- Can handle both dry and wet food products
- They are resistant to factors such as moisture.
- Plastics provide the option of direct labeling.
- It is a flexible packaging material.
- Very harmful to the environment.
- Most plastic packaging reacts badly with hot food items.
- It is one of the most non-recyclable materials.
While not metals are certainly one of the best food packaging materials out there. This is mostly because of their rigid and long-lasting nature that provides superior protection to the food products.
Metal food packaging can be seen in metal boxes, metal containers, metal cans, and other shapes.
Just like plastics, there are many different metals used in food packaging industry. These include:
Tin is the first metal that was used in food packaging as early as 1810. Due to corrosion, pure tin can corrode when it comes in direct contact with the food item. This is why it is often coated with protective layers.
While Tin started the trend of metal packaging, Aluminum is what drives it the most in today's world. Aluminum foils are commonly used in households as a form of food preservation.
Laminated aluminum cans for beverages and containers in restaurants are just as commonly used. The best thing about aluminum cans is that they can be entirely recycled.
While steel isn't one of the popular types of packaging materials like aluminum or tin, it still has a lot of applications. For instance, containers, caps, and metal cans are often made using a steel sheet.
- It provides the option of a rigid packaging.
- Provides protection in transportation as well as on the shelf.
- Provides protection against pests.
- Provides protection against moisture.
- Provides protection against air contamination.
- It can handle all types of food items, whether dry or wet.
- It is one of the most recyclable materials.
- It is a very expensive packaging method.
- Without proper protection layers, the metal used can corrosion.
- It is a non-flexible packaging material, except for aluminum foil.
- It can react to certain materials, such as acidic foods.
Glass is one of the oldest packaging materials which actually led to the beginning of the process of food packaging. As a matter of fact, archaeologists have found glass bottles even near the tombs of the ancient Egyptian civilization.
It is also one of the most inert food contact materials, and it can be used to pack anything regardless of whether it is dry, wet, or even acidic.
It is mostly used in the shape of glass containers and bottles in primary packaging. From juices to oils to syrups, you will find glass bottles extensively used for liquids.
- Highly corrosion-resistant and food-safe materials.
- Glass containers are very aesthetically pleasing.
- Transparent packaging can be created to reveal the contents of the containers.
- Since it is non-corrosive and inert to acids, it can be used to preserve food for the long term.
- It is very hygienic and the safest packing material for human health.
- Glass is highly brittle. Glass containers and bottles can break on the slightest impact.
- Glass packaging is heavy and expensive as compared to other alternatives like plastics.
Wood Derivatives
Wood in food packaging- the thought might sound absurd and surprising to you. You are right, wood isn't directly used as a food packaging material. However, there are many derivatives of wood that are very commonly used in the process.
Two of the wood-derived products that are the backbone of the modern food packaging process are:
Regardless of what primary packaging or secondary packaging method one uses, the tertiary packaging is always done with corrugated cardboard boxes and folding cartons.
End users do not get to see or interact with this packaging much because it is removed by retail outlets already when storing products on the shelf.
Paper and Paper Board
Paper packaging and paper boards are used as primary and secondary packaging materials by food manufacturers. While it is a common choice in direct contact materials for dry food, it is obviously never used for wet foods.
While paper is a weak packaging material, paper boards have high strength. Boxes, trays, and cartons are often created using paper boards. There are many different types of paper boards, such as white boards, chipboard, fibreboard, and solid board.
- Wood derivatives are one of the low cost food packaging materials.
- Wood derivatives are very lightweight materials.
- Due to the cost, light weight, and rigidity of cardboard, it is irreplaceable as a tertiary packaging material.
- These materials can be printed to contain any information that the manufacturer wants to provide.
- Corrugated boxes and paper based material are recyclable, and recycled paper is commonly used in packaging.
- It is limited to the packaging of dry food items only.
- While cardboard box is a rigid packaging, paper packaging is very weak and can tear off easily.
Ceramic food packaging introduces a way to cut toxic materials from the food packaging process. Ceramics are made using minerals found in the soil such as clay and quartz. Being an all-natural process, ceramic packing is cheaper than metal and glass packaging.
- Non-corrosive and nontoxic food packaging material.
- It works for packaging both dry and wet food products.
- It preserves food quality due to its non-corrosive nature.
- It prevents food contamination.
- It is one of the most aesthetically pleasing food packages.
- It is a biodegradable packaging method since it uses the raw material that comes from the soil itself.
- They are entirely food safe.
- Ceramics are brittle and can break easily just like glass.
- They are more expensive compared to plastic packaging and wood derivatives.
- In the case of ceramics, the size of the packaging is very limited.
Many people confuse cellulose as being a type of plastic packaging. However, in reality, cellulose is actually a plant-based product, making it one of the few organic materials in packaging.
You might have seen the application of cellulose in food packaging in the form of cellophane sheets and shrink wrap. While it looks like plastic, it is a completely biodegradable material.
- It is a sustainable and plant-based product making it a very green option.
- It is very biodegradable, with biodegradation occurring in a matter of a few months.
- Cellulose can even degrade in compost without requiring any industrial process for the same.
- It is moisture and heat-resistant food contact material.
- Cellulose packaging is weak and does not offer any protection against impacts.
- Cellulose contact materials cannot be used for products that have a very long shelf life.
What Does the Future Hold for Food Packaging Materials?
The current trend in the food packaging industry is to move towards lightweight and cheaper materials that do not compromise strength.
Additionally, there are innovations happening to make packaging that can increase the shelf life of the food product. One of these innovations is the introduction of antioxidants in the materials for packaging food.
Why sustainable food packaging is getting more and more crucial for the industry and the environment?
One of the most important driving factors is the shift towards sustainability. Food manufacturers are looking for other packaging materials that are green and environmentally friendly.
It is because plastic packaging, the most common food contact material right now, is non-biodegradable and non-recyclable. It has a very negative environmental impact since it can be used only in landfills.
How to choose the Right Food Packaging Material?
Food manufacturing and processing companies often debate over which raw materials to use for food safety. There are many different options with different properties, and deciding on the right one can be challenging.
Here are some factors that you should consider when deciding between the various types of materials:
- Barrier properties
- Food safety
- Sustainability
- Carbon footprint
- Costs
- Ease of use for consumers
- Fully recyclable
- Shelf life
Different Ways to Reduce Food Packaging Costs
Packaging food is a significant portion of the food manufacturing process. Therefore, manufacturing companies are always searching for more and more ways that can reduce the cost of packaging options.
Here are some of these ways:
Automated Food Packaging Solutions
Using the wrong way to pack your food can create a bottleneck in food processing, leading to cost buildup. To meet the growing demand and high-speed production, using automated packaging options is a must.
To stay on the leading edge of the competition, food manufacturing units widely rely on Pwrpack's automated packaging robots. From pick and place to pallets automation, these solutions can be deployed across the entire line of production.
They not only ensure the most supreme food quality but also enables us to save costs of labor and downtimes.
Optimizing Packaged Size
Making sure that you are using the right amount for packaging can reduce a lot of costs. In packaging, a standard size template is implemented across the entire assembly line.
Therefore, it is crucial that the template is the perfect fit for the food item. Even a little extra packaging material for a single food product can mean huge added costs when you consider the large quantities of the entire supply chain.
Implementing Latest Innovations
As we mentioned earlier, more and more innovations are happening in the packaging industry to make the process cheaper while improving the product quality.
You should implement these implementations if you want your process to follow the present trends. Using the latest materials or equipment can end up reducing the entire packaging cost.
Recycled products are not just helpful for the environment, it is also helpful for people who want to save manufacturing costs.
Replacing other materials with food safe recycled materials can be a cheaper and greener option. Not only that, the end consumers can further recycle them for best utilization.
Minimize waste in the packaging process
Smart use of material
Due to the extensive application of food packaging, there is the availability of many materials for the same. From cheap plastic containers to rugged metal cans, the range is vast and endless.
Combining the right food material with the proper packing technique such as Pwrpack automation options can become the reason that makes consumers pick out your product from the shelf.
Frequently Asked Questions (FAQs)
Here are the answers to some commonly asked questions about packaging options for food items:
What are the most commonly used materials for packaging?
Plastics are the most common types of packaging materials out there. They are widely used for both dry food items and beverages. While very popular, these are not environmentally friendly food packaging options.
Can PVC be used for food packaging?
Yes, PVC is a very popular food packaging option nowadays. It is a cheap, light weight, and easy-to-transport packaging option, making it usable for packaging many food products in designs such as clamshell packaging and trays.


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The representation of a chemical reaction in the form of substances is known as a chemical equation. The equation in which the number of atoms of all the molecules is equal on both sides of the equation is known as a balanced chemical equation. Balancing chemical equations involves the addition of stoichiometric coefficients to the reactants and products. This is important because a chemical equation must obey the law of conservation of mass and the law of constant proportions, i.e. the same number of atoms of each element must exist on the reactant side and the product side of the equation.
- The Law of conservation of mass governs the balancing of a chemical equation.
- According to this law, mass can neither be created nor be destroyed in a chemical reaction and obeying this law total mass of the elements or molecules present on the reactant side should be equal to the total mass of elements or molecules present on the product side.
- If the chemical equation is not balanced law of conservation is not applicable.
The chemical reaction is given as
Fe + H2O → Fe3O4+ H2
The balanced chemical equation can be written as
3Fe + 4H2O → Fe3O4 + 4H2


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Over the last two days, I've shown you how I gauge the health of the U.S. economy.
I've also shown you why you can't blindly trust the government's economic statistics. Not because of some conspiracy agenda… but because measuring a $17 trillion economy is extremely difficult.
So far, we've taken in-depth looks at gross domestic product (GDP) to see how the economy is really doing… and at the Consumer Price Index (CPI) to see if it's telling the whole story on inflation.[ad#Google Adsense 336×280-IA]Today, I'm going to cut through the political spin and share the facts on another controversial government statistic… unemployment.
It's an unquestioned fact that initial jobless claims are way down.
Fewer people are losing their jobs and filing for unemployment benefits.
People are getting laid off at a rate that suggests normal economic activity – not a recession.
The official unemployment rate shows that we're down to 5.5%.
So what about the claims that this is smoke and mirrors?
Naysayers will point to the labor participation rate… the pure percentage of the population (over 16 years old) that is working. It declined during the recession and some say that the unemployment rate is low only because people have given up looking for work.
The truth is, this is derived from demographics.
First, the labor participation rate for those 24 to 54 years old is 80.8%. It was at 83% before the recession. The participation rate for those older than 55 is only 39%.
That's because as people age, they retire and drop out of the labor force.
And get this… in 2000, the 25-to-54-year-old group made up 42% of the population, while the 55-and-over group made up 20%.
Today, the over-55 group makes up 27%, while the younger group has declined to 39%.
The labor participation rate doesn't show a weak economy. It doesn't show a dishonest number. It shows that Baby Boomers are entering retirement.
And there's room for employment to grow…
Yes, unemployment has improved from a peak of 9.9% in April 2010 down to 5.5% today. But that's not really "low" unemployment. That's about average. We'd have to get down to 5.2% to be at full employment, according to the Federal Reserve…
I'm also seeing improvement in an anecdotal indicator I call the "cabbie index."
There are few people more tuned into how the economy is doing than cab drivers, especially in New York. When the world is running on all cylinders, people take cabs in NYC. For instance, I spent a good amount of time in New York during the last three big investment bubbles: 1987, 2000, and 2007. During those peaks, it was nearly impossible to get a cab, even on a sunny day.
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Today, I've expanded my cabbie index a bit…
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Again, don't blindly trust economic statistics. Measuring the economy is difficult business. But there's no conspiracy agenda. You just have to dig a little deeper to get the full picture.
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Here's to our health, wealth, and a great retirement,
Dr. David Eifrig[ad#stansberry-ps]
Source: Daily Wealth


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8. Incremental versus Breakthrough Innovation: The Role of Technology Spillovers (with Seong K. Byun, and Jong-Min Oh), Management Science, 2021, 67(3).
7. Do Financial Regulations Shape the Functioning of Financial Institutions' Risk Management in ABS Investment? (with Xuanjuan Jane Chen, Eric Higgins, and Hong Zou), Review of Financial Studies, 2020 33 (6).
6. Follow the Money: Investor Trading around Investor-Paid Credit Rating Changes (with Utpal Bhattacharya and Kelsey Wei), Journal of Corporate Finance, 2019, 58.
5. Revolving Doors on Wall Street, (with Jess Cornaggia and Kimberly Cornaggia), Journal of Financial Economics, 2016 120 (2). [Internet Appendix]
4. Locations, Proximity, and M&A Transactions (with Ye Cai and Xuan Tian), Journal of Economics and Management Strategy, 2016 25 (3).
3. Do Lenders Still Monitor When They Can Securitize Loans? (with Yihui Wang), Review of Financial Studies, 2014 27 (8). [Internet Appendix]
2. Can Investor-Paid Credit Rating Agencies Improve the Information Quality of Issuer-Paid Raters? Journal of Financial Economics, 2014 111 (2). [Internet Appendix]
1. The Economics of Solicited and Unsolicited Credit Ratings (with Paolo Fulghieri and Gunter Strobl), Review of Financial Studies, 2014 27 (2).
Working Papers:
9. Who Mismanages Student Loans and Why? (with Kimberly Cornaggia) Revise and Resubmit at Review of Financial Studies
With a license to use individually identifiable information on student loan borrowers, we find that a majority of distressed student borrowers manage their debt sub-optimally and that suboptimal debt management is associated with higher loan delinquency. Loan mismanagement varies across student gender and ethnicity: it is more prominent among male and non-white students. Such demographic variation can be largely explained by "in-group" altruism on the part of female and white loan servicer representatives, who provide exceptional assistance to borrowers from their own gender and ethnicity group. We test several alternative explanations, based on students' financial education, overconfidence, consumption preferences, and aversion to administrative paperwork. These factors have some explanatory power but cannot fully explain the demographic variation in student loan management. Overall, we conclude that loan servicer treatment affects student loan outcomes.
10. Networking Behind the Scenes: Institutional Cross-industry Holdings and Information Frictions in Corporate Loans, (with Jie He, Lantian Liang, and Hui Wang) Revise and Resubmit at Management Science
Conferences: WFA 2019, CICF 2019, NFA 2019, FIRS 2020
It is increasingly common that institutional investors simultaneously hold the equity of both industrial firms and financial firms, creating a "bank-firm ownership linkage." We find that borrowers linked to banks other than their existing lenders through such linkages enjoy significantly lower loan spreads. This finding is mostly driven by institutions transmitting information between portfolio firms and banks, which mitigates information frictions and thereby reduces firms' borrowing costs. For identification, we adopt a difference-in-differences method based on the quasi-natural experiment of financial institution mergers. Our evidence highlights an underexplored effect of institutions' cross-industry holdings on the corporate loan market.
11. Debt and Transcripts: The Effects of Household Financial Shocks (with Jess Cornaggia and Kimberly Cornaggia)
To test the effect of family financial disruption on student productivity, employment, and debt outcomes, we compare treated (control) college students enrolled in the same course contemporaneously at the same university, whose families reside in areas that experience (do not experience) climate events. After the disruption, treated students exhibit poorer academic performance, withdraw from more courses and enroll in fewer STEM courses. Effects of disruption are stronger for middle class students relying on family income to pay for college. Students mostly mitigate financial disruption with additional part-time employment. Ultimately, disrupted students are 6% more likely to default on student loans.
12. (Don't) Feed the Mouth that Bites: Trade Credit Strategies among Rival Customers Sharing Suppliers (with Kayla Freeman, Jie (Jack) He, and Liyan Yang )
Product market rivals often source upstream inputs from the same set of suppliers. Because these inputs are typically sold on credit, sharing a supplier could create incentives for customers to strategically demand trade credit terms in order to prevent the supplier from providing liquidity to rivals. In this paper, we empirically document this strategy and show that customers prolong payable days with suppliers that also sell to their rivals. For identification, we exploit the U.S. government's QuickPay reform, which permanently shortened the government's payable days to small business contractors, creating an exogenous liquidity influx. We find that after QuickPay, affected contractors extend more trade credit to their corporate customers. In response, rivals of these corporate customers begin to extract more trade credit from the shared suppliers, indicating their efforts to pull away these suppliers' liquidity from the competitors already benefiting from QuickPay. Our paper reveals an underexplored incentive in supply-chain relationships, namely, the incentive to avoid "feeding the mouth that bites," and how it shapes the allocation of trade credit.
13. College student behavior and student loan default (with Jess Cornaggia and Kimberly Cornaggia)
Conferences: AFA 2021, WFA 2019, NFA 2019
With a license to use individually identifiable information, including college transcripts, we find that students who quit college courses are 13% more likely to default on student loans than their perseverant peers, controlling for conventional risk factors. This effect is especially strong when students quit courses in their chosen major and courses at more selective institutions. Similarly, students who voluntarily repeat courses after performing poorly are 13% less likely to default than peers who give up. This effect is stronger when social / monetary costs of repeating courses are especially high. Students' early-life behavior provides an observable credit risk indicator.
14."Pump and Dump" through Media Tone: The Role of Cross-Blockholders in Corporate Litigation, (with Jie He, Yabo Zhao, and Luo Zuo)
Conferences: AFA 2022, SFS Cavalcade 2020, EFA 2020, NFA 2020, Semi-finalist for Best Paper Award at FMA 2020
We show that during corporate litigation, blockholders of the defendant firms, which often face trading illiquidity when attempting to unwind large positions of the firms, maneuver media companies they simultaneously blockhold to release news coverage favoring the defendants. By doing so, the blockholders pump up investor sentiment, "delay" an otherwise continuing decline in the defendants' stock prices, and allow themselves more time to exit before further price depreciation – a de facto "pump and dump" strategy. Our findings indicate that the cross-blockholding between media and industrial firms creates an opportunity for institutions to distort media information content and manipulate market sentiment.


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Chef Erik Bruner-Yang helps pack meals at Cane, the first restaurant to reopen under The Power of 10, for hospital workers at Medstar Washington Hospital Center in Washington, D.C. AP — Vina Sananikone
NEW YORK — Chefs need to be good at math to keep their menus balanced. But Chef Erik Bruner-Yang is applying his math skills to help something larger — the decimated restaurant industry.
The Washington, D.C-based Bruner-Yang has established The Power of 10, a nonprofit initiative that seeks donations to re-employ laid-off independent restaurant workers, keep the eateries open and provide their meals to neighborhood workers on the front line of the pandemic.
The initiative aims to raise $10,000 in donations per week to support 10 full-time jobs at a local restaurant. Those workers — earning an hourly wage of $14.50 — then provide 1,000 meals to hospital workers, homeless shelters and others in need. Donations start as little as $10 for one meal.
"You're buying a meal for us to cook for someone else, and all the restaurants share in the pot," Bruner-Yang said. "The math works everywhere. The Power of 10 is just an easy way for people to understand how their donation works."
The program got a huge shot in the arm last week when Capital One announced it would sink hundreds of thousands of dollars into the effort. Thanks to the donation, The Power of 10 will now have over $750,000 in funding, giving it an ability to serve over 70,000 meals through the end of May.
Begun in Washington in late March with three restaurants, The Power of 10 now helps 30 restaurants, in that city; Los Angeles; New York City; Charlotte, North Carolina; Chicago; Dallas; Baltimore; and the Virginia communities of Richmond and Fairfax City.
Some of the latest restaurants to sign on include Mi Tocaya Antojeria in Chicago, Guelaguetza in Los Angeles, and the two New York hot spots Field Trip and La Newyorkina.
Bruner-Yang, whose restaurants include the Italian-Asian pasta shop ABC Pony and the Cambodian-Taiwanese cafe Maketto, said the helping concept came relatively easily.
"The math kind of happened on its own, really. I was trying to figure out what I needed to do to save my own business. How many meals did I need to serve per week? How many people would that allow me to keep employed? And how much money I would need to generate to do that."
He worries that restaurants around the country are imperiled, and a community of vendors and chefs may collapse. "I have a platform. I have resources. I have access. I have to make sure I keep my neighborhood intact," he said.
Bruner-Yang says his organization works in coordination with Jose Andres's World Central Kitchen as well as working with other groups with logistics.
"I think everybody is playing a role. No one should feel bad doing one thing or the other. I think everyone needs to make the choice that's best for them. For me, all I know is hospitality and working."
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CHORES are a good way for kids to learn vital life skills for adulthood.
And while there's no set age for them to start, childcare experts reckon kids as young as two can begin helping around the house.
The good news is, little ones often love the opportunity to help mum or dad – so getting them involved with chores as young as possible is good for them and you.
Lynsey Crombie, the Queen of Clean, says: "There are plenty of cleaning toys on the market aimed at toddlers to get them used to household tasks.
"A young child loves a duster and will copy [their parents]. Learning these skills at a young age will set [them up] for life. "
While it's tempting to use kids as a way to tick off your to-do list though, Sophie Giles, parenting and behavioural consultant and founder of the Gentle Start Family Consultancy said you should avoid dumping jobs on them simply because you don't want to do it.
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"What you really don't want to do with chores, at any age (unless they're deliberately messing them up), is to flag that it's not done well enough," Sophie said.
"Because then you're telling your child that they're not good enough, which isn't great for their self-esteem, but also they're far less likely to want to carry on chores in the future if you're very critical of them."
For kids, doing chores is a learning experience, so it should always be fun and exciting.
Sophie added: "The minute chores become something that children resent, it's something that they're less likely to want to action when they're older."
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Participating in household chores for two and three-year-olds is more about co-operation.
Some things they could help with include:
- Helping to make beds, plump up the cushions and smooth over the covers
- Putting toys, books and games away where they belong
- Putting their dirty clothes in the laundry basket
- Dry dusting surfaces with a child-friendly duster
For the ages four and five, however, chores could help kids develop mentally too.
They can try things like:
- Helping you with the laundry by matching socks or other smaller tasks
- Sorting the recycling into different types of material (but be careful of glass or breakable items)
Small tasks make kids feel good about themselves and help them develop a little confidence.
"Children have a lot more skills and determination than we think," Lynsey said, so we should allow them to do more.
A good way option for all parties is to allow kids to get involved at meals times.
This could mean helping in the kitchen or simply setting the table before the family sits down to eat.
Suitable tasks could include:
- Setting the table
- Wiping over the table after meals
- Basic food prep including washing fruit and veg
- Washing up with supervision
You could also get them to help with:
- Feeding the pets
- Emptying small wastepaper bins
- Empty the washing machine
- Water plants
- Running the vacuum around (a cordless is preferred so it's safer for the little ones who can easily trip over the cord)
Sophie says doing the washing is great for eight to ten-year-oldstoo because it's a fun sorting activity
Determining what's light, what's dark, reading special labels and following instructions can all be really useful skills.
The pre-teen years can be a little tricky to navigate and it's often when kids need a bit more of a push.
But they still need to help, Lynsey said, so it's about finding new ways to get them involved, without the arguments, of course.
"Reward them and encourage them," Lynsey said.
"Start with them keeping their bedrooms clean and tidy and work from there."
Jobs pre-teens can help with include:
- Polishing the furniture
- Cleaning inside windows
- Helping with the laundry, including hanging out on the line or putting it in the dryer
- Sweeping the garden
- Vacuuming
- Washing the floor
- Washing up
- Wiping over kitchen and bathroom surfaces
- Rinsing the bath and shower after use
- Stripping their bed ready for washing
It's a good age to start teaching kids about budgeting and money too, Sophie added.
"For the older age group, it's really about the financial stuff because that's the stuff that they're going to need to know later in life and you've already taught them how to do the rest," she said.
You can get your child involved in your weekly food shop, or put them in charge of cooking dinner for the family once a week.
You can give them a budget and have them buy the ingredients themselves.
That way children learn to budget and cook and it keeps them interested.
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As teenagers, the experts say kids should be able to handle any task you throw at them, from cooking to meal planning, mowing the lawn and washing the car too.
Follow Lynsey Queen of Clean on Instagram.
Source: Read Full Article


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Diamond Loans in Coweta County
Get More & Pay Less at Chapes-JPL.
Diamond Pawn Shop
Chapes-JPL Coweta County, GA
Sell Diamond For Cash – Tips to Make the Most of Your Diamond
If you want to Sell Diamond for Cash, you have several options. You can try online diamond buyers like Gemesti, Professional jewelers, Auctions, and Online classifieds. However, these options may not be the most profitable. Here are some tips to make the most of your diamond. Using these tips will help you sell your diamond for the most money. And remember that the Internet is the ultimate resource for diamond buying and selling. By following these tips, you'll be able to sell your diamond for cash quickly and easily.
Online diamond buyers like Gemesti
A few things you should look for in an online diamond buyer are their BBB rating and GIA report. Also, check their single price policy, shipping cost, and return policy. Remember, the jeweler needs to make money on the diamonds they sell so they will offer you a price less than half of the diamond's original value. Moreover, unpopular cuts may sell for less than the popular ones.
In order to make a good deal, you should always look for a diamond buyer who knows about the current market value of your gemstone. Diamonds are more sought after than ever and have been going for higher prices in the resale market. When selling them, ensure that they have a GIA certificate or know what the diamond's value is. This way, you'll get the best deal possible.
If you're not sure what the value of your diamond is, look for online companies that have gemologists on staff. These companies can give you a range of offers based on the diamond's shape and carat weight. You can also make use of diamond grading reports, which are valuable for online diamond buyers. GIA laboratories can provide you with an accurate value for your diamond. It is also a good idea to look for a diamond buyer who employs gemologists and other professionals in the field.
The dumping price of your diamond is about forty percent below its original retail value. You should therefore not go lower than this price. Instead, negotiate with them to sell your diamond for a price that is closer to its original value. As a rule of thumb, the closer you can get to the listed price, the more money you can make. It's important to remember, though, that a high-quality buyer will pay you the price that you set.
Professional jewelers
If you want to sell your diamond for cash, you should know that it is more difficult to do so than selling jewelry. You should have an appraisal report from a reputable company and should be prepared to provide a GIA certificate of the diamond if possible. Since jewelers are businessmen, they are in it to make a profit. This means that they will often offer you a lower price than what it is actually worth.
There are two main ways to sell a diamond for cash: a brick-and-mortar buyer, or an online buyer. A brick-and-mortar buyer will pay you a lot less than an online buyer. If you want cash quickly, however, you can sell your diamond online to a reputable buyer. But before you start selling your diamond online, it is best to find a reputable company to sell it to.
You can visit two or three local fine jewelry stores to get an idea of its condition and value. A good jeweler will also give you an idea of the resale value of your diamond. The resale value of a diamond jewelry depends on several factors, including the quality of the diamonds, the overall condition of the jewelry, and subjective appeal. A reputable jeweler will give you a value that you can afford.
It's important to note that the price of a diamond can fluctuate significantly, and if you choose to sell it to a professional jeweler, you'll probably get a much lower price than the market value. If you sell your diamond to a jeweler for cash, be sure to get an appraisal first. Most professionals will give you a good deal, but you should know that you will most likely get far less than the market value.
The process of selling your diamond is not difficult, but it is important that you understand the vendor's policies and the timeframe involved. While selling a small item requires no selling skill, a high-end diamond is a bit more complex. You can find tips to sell diamonds here. A few things to keep in mind when selling your diamond include understanding the vendor's policies, checking out their websites, and knowing what to expect.
If you need cash now, selling at auctions may not be the best option for you. These events are time consuming and do not guarantee a sale. Also, there is a significant element of luck involved. Many times, a diamond is not sold in the first day, so you may have to hold more than one auction. Moreover, you could end up wasting your time if no buyer shows up at the first auction.
If you want to sell a diamond for cash, you should check the grading report. A diamond's grading report from a trusted lab can help buyers assess the value of a diamond. Keep in mind that grading standards vary widely, and many retail sellers make the mistake of inflating their grading reports. A knowledgeable buyer will not blindly agree with any document, but will assess its authenticity and legitimacy.
The process of auctioning a diamond is a complex one, but the end result is worth it. The auction house sets a minimum price, and potential buyers bid incrementally until a winner is established. If the final price is higher than that, the auction house takes a percentage of the price as fee. However, the process is usually time consuming. A diamond auction can make you a handsome sum of cash, and it's not unusual for a diamond to fetch more than its starting price.
Online classifieds
Selling your diamond can be a profitable activity. The general public pays more for diamonds than industry insiders. In addition, a member of the public isn't necessarily privy to wholesale pricing. Nevertheless, there are ways to make more money and get the highest price for your diamond. These methods include selling it online or to members of the trade. While these methods may not yield the most money, you should still take precautions to avoid falling victim to fraud.
Online buyers often offer better prices than in-person buyers. Because they don't have a storefront, they can adjust their prices more quickly. Furthermore, online buyers do not have the overhead costs associated with owning a store. Therefore, they can offer higher prices. Online buyers also tend to be more resilient than in-person ones. If they decide to back out of the deal, they may be forced to take a hit.
Besides the price difference, online diamond buyers also offer free appraisal kits, which they can send to you. By filling out a simple form, you can send your diamond to a qualified buyer for evaluation. You may be surprised by the results! However, be careful not to oversell your diamond, because internet shoppers are always looking for a bargain. Moreover, if you're selling your diamond online, make sure to include a credible appraisal or report about its condition. Taking photos of your diamond is also a great selling tool. In addition, decide on the price you'd like to sell it for and build a little room for negotiation.
Depending on the type of buyer you choose, you can sell your diamond for cash online. eBay offers the ability to set a reserve price for the diamond and sell it quickly. In comparison to eBay, selling to a jewelry dealer can be a good option if you need money right away. Although these options may be fast, they won't always yield the highest price. These companies will want to resell your diamond, so they'll offer less than the market value. Some consignment dealers specialize in estate jewelry or gems.
Pawn shops
When you are ready to sell your diamond for cash, you may be wondering where to go. Most pawn shops are family-owned businesses, so they will have your best interests in mind. Aside from getting the most money, pawn shops also help you finance major purchases. However, the first question you should ask yourself is whether you want to sell the diamond for cash or keep it. Here are some tips to help you choose between the two options.
Jewelry is expensive. Some pieces may not be desirable to a broad market and will not hold their value when compared to new diamonds. Pawnbrokers value jewelry according to its condition, design, and precious metals prices. Jewelry made by an eminent designer may be worth more than an ordinary one. However, if you decide to sell your diamond for cash at a pawn shop, you must know that the resale value of your diamond depends on the current market price of diamonds.
Before you decide to sell your diamond for cash at a pawn shop, know that they never offer the highest prices. The best way to ensure that you get the best value for your diamond is to compare prices online before going to a pawn shop. You may be surprised to know that pawn shops are more affordable than you think. However, if you're in a pinch and don't have enough money to buy a new one, you can always try selling your diamond for cash at a pawn shop.
It is also important to note that the majority of pawn shops have gemologists on staff. These professionals can properly assess the value of your diamond and help you get the most money for your jewelry. The value of a diamond depends on the four Cs of diamond grading. Cut is a quality factor in a diamond's appearance. It includes angles, proportions, and symmetry. Clarity, on the other hand, focuses on any defects in the stone. Carat is the weight of the diamond.