text:
BRASILIA (Reuters) - Brazil will seek to simplify its tax code in 2017, President Michel Temer said on Thursday, aiming to broaden his business-friendly reform agenda following proposals to modify the pension system and labor laws.
A government source familiar with the matter told Reuters the reform could include streamlining the tax regime of the oil and gas industry, changes to levies on the financial system, and the reduction of red tape in general.
Since taking office after the ouster of his leftist predecessor Dilma Rousseff, Temer has pledged to pursue structural reforms to lift Brazil from its deepest economic recession in decades.
This month, Congress sanctioned his proposal to limit growth of public spending for the next 20 years, clearing the way for votes on other measures. Brazil's generous pension system must be overhauled if the spending cap is to have real effect, officials say.
In a news conference in the capital Brasília, Temer said he expects Congress to swiftly approve his plans to simplify the hiring of workers on temporary contracts, saying lawmakers have shown "strong support" for his agenda.
"Why not pursue tax reform now that plenty of bills have advanced?" Temer said, adding that his government would work hard to achieve the reform next year.
Economists have long criticized Brazil's complex tax system as a barrier to long-term growth. Companies in Brazil spend on average 2,038 hours to do their taxes or about 12 times the average in the wealthy OECD group of nations, according to the World Bank's "Doing Business" index.
Temer's advisers have floated a proposal to unify the federal PIS and Cofins taxes to fund social security. The government could also negotiate with states to unify an inter-state tax known as ICMS, a measure considered crucial to reduce legal uncertainties.
The official, who asked not to be named because he is not allowed to speak publicly, said that in addition to changes for the oil and financial sectors, the broad reform could include the restructuring of the finance ministry's tax appeals tribunal, known as CARF.
"These are the general ideas of what should be done. It is still in embryonic stages," the source said.
Despite Temer's efforts at reform, unemployment has continued to rise. Data on Thursday showed the economy shed a net 116,747 jobs in November, more than double economists' expectations.
Temer approved a modest increase of 6.4 percent in the national minimum wage to 937 reais on Thursday, reflecting a slowdown in inflation.
The president also promised to support Congressional efforts to reform Brazil's political framework, a messy multiparty system that critics say makes Brazil's electoral politics complicated and often corrupt.
"The theme of political reform belongs to Congress, but we'll incentivize it and support it," he said.
Some lawmakers have called for rules limiting the proliferation of parties, blamed for fostering corruption by demanding broad coalition and deal-making in Congress.
There are currently 35 parties registered in Brazil's electoral court, with 26 represented in the lower house of Congress.
Reporting by Maria Carolina Marcello; Writing by Bruno Federowski; Editing by W Simon and Lisa Shumaker
Our Standards: The Thomson Reuters Trust Principles.


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Zubuchon is famous because Anthony Bourdain said it is "the best pig ever" so whenever my husband goes to Cebu, he always buys lechon for pasalubong. Good thing that Zubuchon has a store at Cebu International Airport so buying lechon is not a problem. It was year 2013 when I first tried Zubuchon and now I'm glad that we don't need to go to Cebu anymore if we are craving for Cebu's Lechon because there is Zubuchon at SM Southmall.
Read: Zubuchon
Cebu's Lechon
Where to Eat in Cebu
Pasalubong from Cebu
Actually huli na pala ko sa balita kasi ang dami na pala Zubuchon branches sa Metro Manila but it was only last December when we saw Zubuchon restaurant at SM Southmall. I was hesitant to eat here because of my braces, baka hindi ko maenjoy ang crispy skin but good thing that Zubuchon restaurant is more than just lechon. I was really surprised when I saw their menu, ang dami choices, nahirapan tuloy ako mamili. #morethanjustlechon
They have appetizers, soups, meat, seafood, vegetables, rice, noodles, fast meals, desserts, and drinks. I think yung fast meals ang inoorder ni hubby sa Cebu airport, the meal includes monggo, lechon, rice and achara for P290. We ordered Zubuchon Medium Platter P650 (good for 4 people), Ginataang Langka P200, Plain Rice P40 per cup, Halo Halo P170 and Leche Flan P70.
For lechon, you can order whole lechon or platter. For platter, they offer small, medium or large and you can choose Classic Zubuchon or Boneless Zubuchon. Cebu's lechon is famous kasi kahit walang lechon sauce, masarap na but if want some dipping sauce, they have Zubu vinegar dip. They even have instructions on how to make Zubu "sawsawan" or you can personalize your own dipping sauce.
I ordered Ginataang Langka because I don't cook this at home, hindi man lang ako nakapagpaturo sa lola ko kung paano magluto. I like this dish so if ever I'll go back I will order this again.
The Halo-Halo serving is good for sharing but my husband can finish this serving but I can't so share na lang kami. Hehehe! As expected, my son finished his leche flan in less than 60 seconds. Nagutom ako bigla while writing this blog, parang gusto ko magZubuchon ulit.
Overall, we enjoyed our food trip at Zubuchon and the service is really good. The waitstaffs serve with smile and you don't need to call their attention, nirerefill agad ang water namin. You can feel that they love their job.
February 06, 2020
Lunch at Zubuchon
Labels: food review, Muntinlupa, restaurant
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Auction #143: 78RPM_Records Ephemera Books and Autographed Photographs
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> Kaschei the Immortal (Samosud; Lisitsian, Pontryagin) (Aquarius AQVR 133)
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OP0244. Kascheď the Immortal (Rimsky-Korsakoff), recorded 1948, w.Samosud Cond. Moscow Radio Ensemble; Piotr Pontryagin, Pavel Lisitsian, Viera Gradova, Antoinina Kleshchova & Konstantin Polyaev. (Russia) Aquarius AQVR 133. - 4607123630877
"Lisitsian had a major career….enjoying three decades as a leading artist at the Bolshoi. He was the foremost interpreter of Tchaikovsky's baritone rôles – perhaps the finest Onégin of his time. He also created several rôles in works by Prokofiev and was admired for his interpretation of leading rôles in the operas of Verdi, Gounod, Bizet and Puccini. The voice was a supremely beautiful instrument used with the phrasing and sensitivity of a fine instrumentalist."
- Vivian A. Liff, AMERICAN RECORD GUIDE, Jan./Feb., 2011
"This Armenian baritone remains one of the best-kept musical secrets of the old Soviet state. The voice was remarkably warm, bright, and well produced, with a faster-than-normal vibrato that was perfectly even and possessed no beat. He also had Schipa's own gift for phrasing in an imaginative, highly musical fashion that breathed life into whatever he did; and he had the technique and breath control to support his ambitious efforts."
- Barry Brenesal, FANFARE, July/Aug., 2002
"In Slavic folklore, Koschei is an archetypal male antagonist, described mainly as abducting the hero's wife. None of the existing tales actually describes his appearance, though in book illustrations, cartoons and cinema he has been most frequently represented as a very old and ugly-looking man. Koschei is also known as Koschei the Immortal or Koschei the Deathless as well as Tsar Koschei.
Koschei cannot be killed by conventional means targeting his body. His soul (or death) is hidden separate from his body inside a needle, which is in an egg, which is in a duck, which is in a hare, which is in an iron chest (sometimes the chest is crystal and/or gold), which is buried under a green oak tree, which is on the island of Buyan in the ocean. As long as his soul is safe, he cannot die. If the chest is dug up and opened, the hare will bolt away; if it is killed, the duck will emerge and try to fly off. Anyone possessing the egg has Koschei in their power. He begins to weaken, becomes sick, and immediately loses the use of his magic. If the egg is tossed about, he likewise is flung around against his will. If the egg or needle is broken (in some tales, this must be done by specifically breaking it against Koschei's forehead), Koschei will die."
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New Banner, New Background
Posted by Neko Kyou in Updates on January 28th, 2011
Updated the site with a new banner and a new background colour. For some reason I've been unable to log into my Twitter account for the last 5 hours…
I'm actually working on a new post which should have been done 3 weeks ago, but work + anime + laziness is keeping me from finishing it up. Hopefully though, it will be done in the next couple of days.
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Veteran Support for Handicap Vans, Wheelchair Vehicles, and Mobility Products
When Ralph Braun started The Braun Corporation in 1972, some of his earliest customers were soldiers returning from Vietnam with mobility-limiting injuries. Almost half-a-century later, BraunAbility is still proud and honored to know our mobility products continue to bring mobility freedom to the heroes who fought for our nation.
If you are a veteran with a disability, whether related to your time in service or not, you may be entitled to some level of assistance to help purchase mobility equipment. Read below to learn more.
And veterans, if you've been waiting for an alternative to an accessible minivan, your wait is over! The BraunAbility Chevrolet Traverse is the most spacious wheelchair SUV ever, and it has style, space, and swagger to spare!
BraunAbility is hands-down the best mobility company out there. The quality is superior, and their customer support team is second-to-none.
- John Williams, Vietnam Veteran, United States Army, 1969 - 1971
Are You Eligible for VA Mobility Benefits?
Navigating the benefits and programs for disabled veterans can be complicated.
The level of assistance received will depend on several factors, including whether the physical limitation was a direct result of service in the military (service-connected) or unrelated (non-service connected).
Some of the VA programs available to assist in acquiring mobility equipment for qualifying veterans include:
- VBA Automobile Grant
- Automotive Adaptive Equipment (AAE)
- See more at www.benefits.va.gov
The best way to find out if you qualify for assistance with automotive mobility products is to get in touch with your nearest VA medical center, talk with your local mobility dealer, or email a BraunAbility Veteran Specialist. You may qualify for additional disabled veterans benefits or grants outside of the VA. Learn more at the button below.
Help Our Military Heroes Awards First Accessible SUV
Help Our Military Heroes is a nonprofit dedicated to helping veterans afford their mobility vehicles. In 2021 they will deliver their first accessible SUV - a BraunAbility Traverse - to their 150th recipient, SSG JD Williams, a triple amputee injured in service.
"George Bush Sr.? Oh, I loved that man."
BraunAbility, Jenna Bush Hager and Jay Leno to present the accessible BraunAbility van that was used by President George H. W. Bush to Officer David Miller, a fellow Navy veteran, on The TODAY Show.
Honoring One Marine's 'Alive' Day
On September 1, 2006, Lance Corporal Mike Delancey was paralyzed by a sniper's bullet in Iraq. He flatlined two times that day but survived. Nine years later, Mike broke ground on a retreat for veterans fighting their own mental and physical battles.
Veteran Articles:
A Guide to Resources for Disabled Veterans
It is important for disabled veterans to get the help and support they need. Here is a quick guide with a few resources for veterans who are disabled.
What to Say to a Veteran on Veterans Day
On Veterans Day, you'll want to thank veterans for their service, but what is the best way to do so? Learn what to say to a veteran on Veterans Day.
About Paralyzed Veterans of America Awareness Month
Whether you're a paralyzed veteran or have one in your life, Paralyzed Veterans of America Awareness Month is a great way to honor them. Read more now.
A Veteran's Guide to Obtaining Wheelchair Accessible Vehicles
Veterans who suffer from a disability face many challenges. Accessibility shouldn't be one of them. Here's how veterans can get handicap accessible vehicles
7 Ways to Thank Veterans on Veterans Day
Saying thank you for your service is one way of thanking a veteran on Veterans Day. Here is our guide on the other ways to show appreciation.
A Veterans Chance to get their Wheels Wet
The Paralyzed Veterans of America holds a Bass Tour for disabled fisherman and this year, BraunAbility is a proud sponsor.
Am I Eligible for Veteran Benefits?
Many veterans may not realize they are eligible for veteran benefits, Larry Dodson, the national secretary for the Paralyzed Veterans of America, explains.
Cousins Keep Bond Because of Wheelchair Van
Customer story: a veteran and his cousin make memories thanks to a BraunAbility van, an upgrade over a competitor's van which sometimes didn't work.
BraunAbility CEO Recognized for Veteran Support
BraunAbility CEO Ralph Braun was recognized with the Employee Support of the Guard and Reserves Patriot Award.
Colonel, Wing Commander, and BraunAbility Customer
Ernie Coleman had a long and prosperous career in the military before the unthinkable happened. Now, it's only BraunAbility products that he says he trusts.
Disabled Veterans Receive Use of Free Wheelchair Van
Through a special program with Ride-Away, our nation's vets are gaining access to a free wheelchair van to regain their mobility until purchasing their own.
National PVA Secretary Speaks on Life and Service
Larry Dodson, National Secretary for Paralyzed Veterans of America (PVA), speaks on the Vietnam war, losing and gaining back mobility and giving back.
Project X Revealed as the Future of Mobility
"Project X" the name given to BraunAbility's latest engineering feat, is a wheelchair accessible SUV built on the Ford Explorer platform.
Story of a Repeat BraunAbility Buyer
Wil Friedman, a United States veteran, is a repeat BraunAbility buyer: in fact, he's owned 10 BraunAbility vans in 20 years through the VA program.
Special Needs Child Gains Mobility Freedom
Rafael Taft has known his share of struggles: he's an Army veteran, a police officer, a single parent, and the father of a special-needs daughter.
Veteran Accessible Vehicle Donation Shows Support
A BraunAbility MXV travelled the U.S. with over ten thousand signatures on it. Today, we witnessed the Wounded Warrior veteran accessible vehicle donation.
Veteran Donates Wheelchair Van to Fellow Veteran
When a veteran was ready to trade in his wheelchair van for a newer model, in an act of generosity, he asked his used van go to a veteran who needed it.
Veteran Takes Accessible Road Trip in a MXV
Air Force Veteran and 2016 Miss Wheelchair USA winner, Sylvia Longmire, recently took her family on an accessible road trip in her BraunAbility MXV.
Wounded Warrior Receives a Camo Handicap Van
Wounded Warrior Mike DeLancey receives a camo wheelchair Van for Memorial Day. DeLancey is a Veteran of both Afghanistan and Iraq.
If you still have questions, please feel free to contact a BraunAbility Veteran Specialist to better understand the benefits you may qualify for.
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Audit Resources
By Joanne Feierman ~ Seminars in Communicatioin
Office of Internal Audit PPM
Information Technology
Environmental Health and Safety
Faculty Handbook
Staff Handbook
Human Resources
Movable Property
University of Louisiana System
Policies and Procedures
Board Bylaws and Rules
Revised Statutes (La.R.S)
Louisiana Administrative Code (LAC)
Louisiana Constitution
Department of Civil Service
Louisiana Division of Administration
Louisiana Property Assistance Agency (LPAA)
Office of Statewide Reporting and Accounting (OSRAP)
Office of State Purchasing and Travel
Office of Risk Management
Office of Student Financial Assistance
Office of Attorney General
Office of Inspector General
Louisiana Ethics Administration
Louisiana Legislative Auditor (LLA)
Louisiana Board of Regents (BoR)
Louisiana Employees Online (LEO)
US Office of Post Secondary Education
Code of Federal Regulations
The Institute of Internal Auditors (IIA)
Association of College and University Auditors (ACUA)
American Institute of Certified Public Accountants (AICPA)
Society of Louisiana Certified Public Accountants (LCPA)
State Board of Certified Public Accountants
The Committee of Sponsoring Organizations (COSO)
Adequate Control – Present if management has planned and organized (designed) in a manner that provides reasonable assurance that the organization's risks have been managed effectively and that the organization's goals and objectives will be achieved efficiently and economically.
Assurance Services – Implied or expressed representations by management about the accounts in the financial statements. Management assertions are obtained in the following five broad categories:
- Existence or occurrence assertion
- All assets and liabilities actually existed at the balance sheet date
- All revenues and expenditures included in the financial statements actually occurred during the period covered by the financial statements
- The events recognized in the financial statements represent real transactions
- No account balances are overstated
- The financial statements contain information pertaining to the current period only
- Completeness assertion
- The financial statements contain all the information that is related to the current period
- No account balances are understated
- Rights and obligations assertion
- Assets accurately represent the organization's rights
- Liabilities accurately represent the organization's obligations
- Valuation or allocation assertion
- All account balances represent their true value
- Includes an evaluation of adequacy of reserves (e.g. allowance for doubtful accounts)
- Includes an evaluation of appropriate allocation of costs (e.g. depreciation)
- Presentation and disclosure assertion
- All transactions are appropriately classified
- Appropriate disclosure in the notes to the financial statements are present
Assurance Service – An objective examination of evidence for the purpose of providing an independent assessment on risk management, control, or governance processes for the organization. Examples may include financial, performance, compliance, system security, and due diligence engagements.
Audit Scope – The activities covered by an internal audit, which may include, when appropriate:
- Audit objectives
- Nature and extent of auditing procedures performed
- Time period audited
- Related activities not audited in order to delineate the boundaries of the audit
Auditee – Any individual, unit, or activity of the organization that is audited.
Authorization – Implies that the authorizing authority has verified and validated that the activity or transaction conforms with established policies and procedures.
Cause – The reason for the difference between the expected and actual conditions (why the difference exists).
Charter – The charter of the internal audit activity is a formal written document that defines the activity's purpose, authority, and responsibility. The charter should (a) establish the internal audit activity's position within the organization; (b) authorize access to records, personnel, and physical properties relevant to the performance of engagements; and (c) define the scope of internal audit activities.
Code of Ethics – The purpose of the Code of Ethics of The Institute of Internal Auditors (IIA) is to promote an ethical culture in the global profession of internal auditing. A code of ethics is necessary and appropriate for the profession of internal auditing, founded as it is on the trust placed in its objective assurance about risk, control, and governance. The Code of Ethics applies to both individuals and entities that provide internal audit services. The Code of Ethics provides principles and rules of conduct in the areas of integrity, objectivity, confidentiality, and competency.
Compensating Controls – Are used to "counterbalance" the effects of an internal control weakness.
Compliance – The ability to reasonably ensure conformity and adherence to organization policies, plans, procedures, laws, regulations, and contracts.
Conclusions – The internal auditor's evaluations of the effects of the findings on the activities reviewed. Conclusions usually put the findings in perspective based upon their overall implications. Conclusions are sometimes referred to as opinions.
Condition – The factual evidence which the internal auditor found in the course of the examination (what does exist).
Conflict of Interest – Any relationship that is or appears to be not in the best interest of the organization. A conflict of interest would prejudice an individual's ability to perform his or her duties and responsibilities objectively.
Consulting Services – Advisory and related client service activities, the nature and scope of which are agreed upon with the client and which are intended to add value and improve an organization's operations. Examples include counsel, advice, facilitation, process design, and training.
Control – Any action taken by management, the board, and other parties to enhance risk management and increase the likelihood that established objectives and goals will be achieved. Management plans, organizes, and directs the performance of sufficient actions to provide reasonable assurance that objectives and goals will be achieved.
Control Environment – The attitude and actions of the board and management regarding the significance of control within the organization. The control environment provides the discipline and structure for the achievement of the primary objectives of the system of internal control. The control environment includes the following elements:
- Integrity and ethical values.
- Management's philosophy and operating style.
- Organizational structure.
- Assignment of authority and responsibility.
- Human resource policies and practices.
- Competence of personnel.
Cost Benefit Relationship – Indicates that the potential loss associated with any exposure or risk is weighed against the cost to control it.
Criteria – The standards, measures, or expectations used in making an evaluation and/or verification (what should exist).
Detective Controls – Actions taken to detect and correct undesirable events which have occurred.
Directing – Involves, in addition to accomplishing objectives and planned activities, authorizing and monitoring performance, periodically comparing actual with planned performance, and documenting these activities to provide additional assurance that systems operate as planned.
Directive Controls – Actions taken to cause or encourage a desirable event to occur.
Economical Performance – Accomplishes objectives and goals at a cost commensurate with the risk.
Effect – The risk or exposure the auditee organization and/or others encounter because the condition is not the same as the criteria (the impact of the difference).
Effective Control – Is present when management directs systems in such a manner as to provide reasonable assurance that the organizations objectives and goals will be achieved.
Efficient Performance – Accomplishes objectives and goals in an accurate and timely fashion with minimal use of resources.
Error – An unintentional misstatement or omission of significant information in a final audit report.
External Auditors refers to those audit professionals who perform independent annual audits of an organization's financial statements.
Findings – Pertinent statements of fact. Audit findings emerge by a process of comparing what should be with what is.
Follow-up – A process by which internal auditors determine the adequacy, effectiveness, and timeliness of actions take by management on reported audit findings (include relevant findings made by external auditors and others).
Fraud – Any illegal acts characterized by deceit, concealment, or violation of trust. These acts are not dependent upon the application of threat of violence or of physical force. Frauds are perpetrated by individuals and organizations to obtain money, property, or services; to avoid payment or loss of services; or to secure personal or business advantage. Frauds are intentional, while errors are unintentional.
Goals – Specific objectives of specific systems and may be otherwise referred to as operating or program objectives or goals, operating standards, performance levels, targets, or expected results.
Illegal Acts – Refers to violations of laws and governmental regulations.
Impairments – Impairments to individual objectivity and organizational independence may include personal conflicts of interest, scope limitations, restrictions on access to records, personnel, and properties, and resource limitations (funding).
Independence – Allows internal auditors to carry out their work freely and objectively. This concept requires that internal auditors be independent of the activities they audit. Independence is achieved through organizational status and objectivity.
Information – Data the internal auditor obtains during an audit to provide a sound basis for audit findings and recommendations. Information should be sufficient, competent, relevant, and useful.
Internal Auditing – An independent, objective assurance and consulting activity designed to add value and improve an organization's operations. It helps an organization accomplish its objectives by bringing a systematic, disciplined approach to evaluate and improve the effectiveness of risk management, control, and governance processes.
Internal Auditor is an individual within an organization's internal auditing department who is assigned the responsibility of performing internal auditing functions.
Internal Control – A process, affected by an entity's board of directors, management, and other personnel, designed to provide reasonable assurance regarding the achievement of objectives in the following categories:
- Reliability of financial reporting;
- Effectiveness and efficiency of operations; and
- Compliance with applicable laws and regulations.
Internal Control System – The collective effort made toward the achievement of organizational objectives. The primary objectives of the internal control system are as follows:
- Compliance with policies and procedures
- Accomplishment of goals and objectives
- Reliability and integrity of information
- Economical and efficient use of resources
- Safeguarding of assets
Irregularity – The intentional misstatement or omission of significant information in accounting records, financial statements, other reports, documents or records. Irregularities include fraudulent financial reporting which renders financial statements misleading and misappropriation of assets. Irregularities involve:
- Falsification or alteration of accounting or other records and supporting documents
- Intentional misapplication of accounting principles
- Misrepresentation or intentional omission of events, transactions, or other significant information
Management – Those individuals with responsibilities for setting and/or achieving the organization's objectives.
Monitoring – Encompasses supervising, observing, and testing activities and appropriately reporting to responsible individuals. Monitoring provides an ongoing verification of progress toward achievement of objectives and goals.
Objectives – The broadest statements of what the organization chooses to accomplish.
Objectivity – An unbiased mental attitude that requires internal auditors to perform engagements in such a manner that they have an honest belief in their work product and that no significant quality compromises are made. Objectivity requires internal auditors not to subordinate their judgment on audit matters to that of others.
Opportunity for Improvement – Pertinent statements of fact, which emerge by a process of comparing what should be with what is. Opportunities for improvement provide facts geared toward bringing what is in alignment with what should be.
Preventive Controls – Actions taken to deter undesirable events from occurring.
Professional Skepticism – An attitude that includes a questioning mind and critical assessment of audit evidence. Some examples demonstrating the application of professional skepticism in response to the auditor's assessment of the risk of material misstatement due to fraud include …
- a. increased sensitivity in the selection of the nature and extent of documentation to be examined in support of material transactions, and
- b. increased recognition of the need to corroborate management explanations or representations concerning material matters, such as further analytical procedures, examination of documentation, or discussion with others within or outside the entity.
Recommendations – Actions the internal auditor believes necessary to correct existing conditions or improve operations.
Risk – The uncertainty of an event occurring that could have an impact on the achievement of objectives. Risk is measured in terms of consequences and likelihood.
Risk Assessment – The identification and analysis of relevant risks associated with the achievement of objectives.
Risk Factors – The criteria used to identify the relative significance of, and likelihood that, conditions and/or events may occur that could adversely affect the organization. Risk factors can be external or internal. External risk factors are outside the organization, usually beyond management's span of control. Internal risk factors are within the university, usually within management's span of control.
Significant – The level of importance or magnitude assigned to an item, event, information, or problem by the internal auditor.
Substance over form – The auditor considers whether the financial statements reflect the financial reality of the entity rather than the legal form of the transactions and events which underlie them
Standards for the Professional Practice of Internal Auditing (the Standards) – The criteria by which the operations of an internal auditing department are evaluated and measured. The purpose of the Standards is to (a) Delineate basic principles that represent the practice of internal auditing as it should be; (b) Provide a framework for performing and promoting a broad range of value-added internal audit activities; (c) Establish the basis for the measurement of internal audit performance; and (d) Foster improved organizational processes and operations.
Click the icon to find out how you can report suspected fraud, waste and abuse to the Louisiana Legislative Auditor.
Fraud encompasses an array of irregularities and illegal acts characterized by intentional deception. It usually involves the deliberate concealment of facts. Fraud can be defined in a number of ways, including the following:
Fraud is the intentional misrepresentation or concealment of a material fact that results in financial or other damages to another party.
Fraud is the use of deception, false suggestions, suppression of the truth, or other unfair means, which is believed and relied upon to deprive another of property or money, resulting in a loss to the party that believed and relied upon such.
Fraud is an illegal act characterized by deceit, concealment or violation of trust committed by individuals and organizations to obtain money, property or services, avoid payment or loss of services, or to secure personal or business advantage.
Fraud is the intentional deception perpetrated by individuals or organizations, either internal or external to the organization, which could benefit themselves, others, or the organization or which could cause detriment to others or the organization, including falsifying financial or other records to cover up the theft of money or other assets.
Regardless of the definition used, certain characteristics are common to fraud, including:
Misrepresentation of a material fact
- Made knowingly and with the intent to deceive
- Reliance on the misrepresentation by the victim
- Resulting in injury or damage from such reliance
The perpetrator's intent to deceive is usually the hardest element of a fraud to prove. The following are examples which have been used to prove an intent to deceive:
- Alteration of documents
- Concealment of evidence
- Confessions
- Destruction of evidence
- False statements (lies)
- Obstruction of justice
- Pattern of conduct (repetition of behavior)
- Personal gain
- Testimony of a co-conspirator
"Ordinary" people commit frauds. Typically, the "ordinary" person has a "pressure" in his/her life (e.g. financial crisis, large gambling debts, or high medical bills). Then, he/she seizes a perceived "opportunity" to alleviate the pressure (e.g. the combination is taped to safe's door, or no one ever reviews my work). Afterwards, he/she rationalizes the fraud he/she committed (e.g. they don't pay me enough, I'll pay it back, or I deserve a raise).
Alumni Affairs / Development
Keeping gifts
Overstating amounts of gifts received
Athlete eligibility Camps
NCAA compliance
Ticket sales
Create fake vendors to receive payments
Inflate check amounts to payees
Improper sale of
Personal use of
Falsifying documents (creating a fictitious document), including cash receipts, checks, expense reports, and time sheets
Forging signatures on documents, including cash receipts, checks, expense reports, and time sheets
Grants and Research
Improper charges to
Keeping research checks
Intellectual Property (creations of the mind, such as patents, copyrights, and trademarks)
Conflict of interest
Improper sale of
Theft of inventory items
Theft of scrap or surplus
Misappropriation of assets, including cash, equipment, property, and supplies
Outsourced Activities
Understating sales
Gifts to management and other personnel Overstating inventory
False accounting records
Creating fictitious employees
Inflating hours worked (padding the payroll)
Keeping former employees on the payroll
Theft of time
Bid rigging
Purchase of inferior products
Purchase of personal items
Theft of assets, including cash, equipment, property, and supplies
Use of State property for personal gain
Fraud can be very expensive in terms of monetary losses, loss of public trust, negative publicity, and potential litigation. It is very difficult to quantify the monetary losses associated with fraud, because not all fraud is known about. As such, it is imperative that all employees strive toward the prevention of fraud at the University.
Asset acquisitions
Cash handling and collection points
Computer and telecommunication access
Credit card usage
Decentralized organization
Disbursements / payables
Employee loans
Employee payroll
Remote locations
Revenue recognition
Student loans
Student payroll
Surplus or scrap material
Suspense accounts
Temporary or casual employees
Third party contracts
Ticket sales
Vendor relationships
Bribe – A payment made to influence someone to do something that should not be done or to omit to do something that should be done under the rules governing the procurement
Check tampering – A disbursement fraud scheme whereby an individual either prepares a fraudulent check for his own benefit or intercepts and cashes a check intended for a third party
Collusion – A secret agreement between two or more parties for fraud or deceit
Conspiracy – Is an agreement by two or more individuals to commit an unlawful act, or to commit a lawful act for unlawful purposes or by unlawful means
Corruption – A fraud in which perpetrators wrongfully use their influence in a business transaction in order to obtain some benefit for themselves or another person, including kickbacks, other gifts and gratuities, or engaging in conflicts of interest
Embezzlement – To take assets in violation of trust
Forgery – The false making or altering, with the intent to defraud, of any signature to, or any part of, any writing purporting to have legal efficacy; Issuing or transferring, with the intent to defraud, a forged writing, known by the offender to be a forged writing, shall also constitute forgery
Kickbacks – Any money, fee, commission, credit, gift, gratuity, thing of value, or compensation of any kind that is provided for the purpose of improperly obtaining or rewarding favorable treatment in connection with a contract. This prohibition extends to members of the employee's immediate family.
Kiting – Drawing a bank check on insufficient funds to take advantage of the time interval required for collection
Lapping – A scheme to cover an embezzlement by using payments made by one customer to reduce the account balance of another customer, i.e. recording a payment on a customer's account sometime after the payment has been received
Larceny – The intentional taking away of an employer's cash (currency and checks) without the consent and against the will of the employer, involving the theft of money that has already appeared on a company's books, i.e. "on-book" fraud
Skimming – The process by which cash is removed from the company before it enters the accounting system, including unrecorded sales, understated sales, theft of incoming checks, and swapping checks for cash, i.e. is an "off-book" scheme because the receipt of cash is never reported to the company
Theft – The misappropriation or taking of anything of value which belongs to another, either without the consent of the other to the misappropriation or taking, or by means of fraudulent conduct, practices, or representations (an intent to deprive the other permanently of whatever that was misappropriated or taken is essential)
Best Practices:
- Analyze business processes and identify and eliminate duplicated efforts;
- Streamline processes by reducing an non-value added procedures;
- Identify any processes that have been done merely because "that's the way we've always done it". Determine if those processes are still needed. If they are, identify methods that would allow steps to be completed either more timely or effectively;
- Strive to process documents and transactions in a minimum required time to increase the efficiency and effectiveness of the department;
- Employ a cost-benefit methodology when analyzing and developing new processes. If the costs outweigh the benefits, then consider eliminating the procedures or reduce the number of steps needed to complete the process;
- Look for more innovative ways to accomplish goals and objectives; and
- Automate where possible.
- Inconsistent practices among employees and/or departments
- Processing errors due to a lack of knowledge
- Inability to enforce employee accountability
Best Practices:
- Document all significant all significant business practices, processes, and policies;
- Effectively communicate new policies and procedures to personnel;
- Ensure policies and procedures are accurate, complete and current at all times;
- Revise policies and procedures for changes in business processes and policies. This is important when new systems are developed and implemented or other organizational changes occur;
- Communicate significant changes to all affected personnel to ensure they are aware of any revisions to their daily duties and responsibilities; and
- Policies and procedures are only effective if people are aware and understand them.
Segregation or separation of duties involves ensuring that staff members do not perform incompatible duties. The following responsibilities should be assigned to different individuals:
- Authorization
- Custody of Assets
- Recording of Transactions
Separation of the above duties reduces the opportunities for any individual to both perpetrate and conceal errors or fraud in the normal course of duties such as the following:
- Misappropriation of Assets
- Misstated financial statements
- Inaccurate financial documentation
- Improper use of funds
- Modification or manipulation of data or records
Best Practices:
- A system should be designed that the work of one individual provides a crosscheck on the work of another individual (reduce opportunity); and
- One individual should not perform a process from the beginning to the end. For example: one person should not be able to accept cash, record deposits, make the deposit and reconcile the account.
Compensating Controls are less desirable then separation of duties because they generally occur after the transaction is complete. Relying completely on compensating is less desirable because it takes more resources to investigate and correct errors, and recover losses, than it does to prevent them. However, in some circumstances, departments do not have the staff resources to establish adequate separation of duties, so they have no choice in the matter. In these instances it is important for management to implement controls that compensate for the increased risk. Following is a list of the types of compensating controls a department can implement to address not having adequate separation of duties. This can be a valuable reference as well as a potential cost savings in the audit process when a control is more expensive to implement and test that it's compensating control counterpart.
- Review Reports of Detail Transactions Charged to the Department – At a minimum, managers who have a staff member who can perform all the key activities of a transaction with no segregation of duties should be reviewing the reports of detail transactions for their department on a monthly basis to identify, investigate, and correct improper charges. An adequate review would consider the transaction date, vendor, description, dollar amount, and offset account, if any. Keep in mind that this review cannot be delegated to staff who can perform all the key activities of a transaction, as it would defeat the effectiveness of this compensating control.
- Review Reports of Detail Transactions Initiated by the Person who Can Perform All the Key Activities of a Transaction – A manager can periodically pull and review a report that identifies all the transactions created by staff who can perform all the key activities of a transaction. An adequate review would look at purchase dates, vendor name, description of transaction, ship to location, and the departments charged, to identify, investigate and correct improper transactions.
- Pull Sample of Transactions – A manager can periodically pull and review the supporting documents for a sample selected from transactions charged to his/her department. An adequate review would address the same data as are covered under 'Review Reports of Detail Transactions'.
- Take Periodic Asset Counts and Compare to Accounting Records – If a department purchases a significant amount of equipment or other tangible assets, it may be effective to conduct periodic counts and compare to inventory records to ensure equipment and supplies are on-hand.
- Prepare Budget Analysis and Cost Trends: Investigate Discrepancies – A less effective compensating control is the preparation and/or review of budget and trend analysis of expenditures. While this does not provide the specific detailed review, it can be a way to identify problem areas where further detailed review needs to take place.
- Theft
- Items may be lost or misplaced
- Fraud may be committed using the unauthorized data
- Unauthorized transactions or processing could occur if data is not adequately safeguarded
Best Practices:
- Lock doors to unoccupied offices, storage or other rooms and buildings;
- Cash should be stored preferably in a fire-proof safe;
- Restrict access to data and other assets to a limited number of individuals within the department;
- Ensure proper access controls are in place in systems. User ID's are unique and passwords are forced to be changed frequently by the system;
- Issue Master keys only to persons with a legitimate need; and
- Perform periodic counting and comparison of actual assets with amounts shown in accounting records.
- Errors may be overlooked resulting in misstatements that could affect financial, as well as, operational decisions
- Inaccurate or incomplete information in accounts and reports
- The inability to detect irregularities and/or errors
Best Practices:
- A thorough review of processes, transactions, and reports should be performed for accuracy, completeness, and timeliness;
- The reviewer should be someone who is knowledgeable about the items or areas being performed such that they are able to identify errors or omissions;
- The reviewer should preferably be someone who has the authority, who is able to authorize, provide direction, and make decisions about the items under review;
- The reviewer should be someone who does not perform the process; and
- Evidence of the review and approval should be documented; signed and dated by the reviewer.
- Inefficiencies
- Legislative audit findings
- Fines or penalties could be imposed
- Operational processes could be negatively impacted
Timeliness is an area where all employees can analyze their work-flows and identify ways to work smarter and save time.
Best Practices:
- Obtain an understanding of all the required deadlines particularly those that are invariable such as regulatory due dates;
- Prioritize activities when critical deadlines are pending;
- Ensure adequate resources are available, staff trained, and are able to complete the obligations;
- If deadlines cannot be met, notify the appropriate parties in advance and document and retain the communication. Confirm a new date and meet the obligation.
- Inability to force employee accountability
- Undetected errors or irregularities
- Inability to assess the effectiveness and efficiency of operations, programs or projects
- Violations of laws, regulations, and policies
Best Practices:
- Management should implement an ongoing monitoring activity into the normal recurring activities;
- Evaluate and review progress to identify inefficiencies, ineffectiveness, duplicative processes, and determine if adjustments should be made; and
- Make adjustsments to improve results and to ensure desired outcomes.


text: Wake Up Mo!, from StoryToys, is the perfect way to have your children get off to a good start in the morning. This app supports 4 different languages including English, French, German and Spanish. Wake Up Mo! offers the option to have music on or off, as well as read to me, and the more advanced feature of reading myself. There is also a parent area for further options. I absolutely love the narrator, with his deep rich voice. There are many places to touch on the page for surprise animations. Wake Up Mo! has the unique look of a cardboard toddler book but in 3d. Help Mo get dressed after breakfast and you will be laughing at the snoring sound of the mouse. The clock in the background and can also be used for learning. The book is told in rhyme which can be difficult to find in an app. Something also unique to this app is when it is done,it turns itself to start over again. Wake up Mo will have you reading and laughing many times. Get your copy in the app store now. About the Author Ann Francis is a die hard special education teacher of who believes everyone can learn. She has been using iPads in the classroom for three years and it has totally changed the way she instructs. Ann also offers professional development on collecting data with apps, training teachers on apps and using the iPad.


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So I definitely had to try it, I made this my very first navigation bar which is free for personal and commercial use. The only thing I am asking is for you to link back as to credit me by so that I can see how it looks on the website or how you have used it.
The password for the file is : navbar
There are two navigation bars in the psd file where you can easily change text and colors and scale as per your requirement. Please comment if you liked or used it.


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Dr. Shiver & Candi Staton – You Got the Love (Official 2017 Remode)
Dr. Shiver continues his illustrious career with the release of his official 2017 remode of his brilliant remix of Candi Staton's 1986 single "You Got the Love".
Not only is he the successful label manager of the publishing company Art&Music Recording, Bruno Carlo Oggioni, or most notably known as Dr. Shiver, also possesses the creativity, versatility, and skill in music production. Throughout his entire journey within this industry, the Italian artist has established himself with an array of outstanding releases.
From his collaborative work alongside progressive and electro house producer Marc Typ, including a single called "Love for Life", to his first-rate remix of Axwell and Sebastian Ingrosso's legendary track "Together", Dr. Shiver has risen to become one of the most supported and respected talents in the business, and with an array of releases lined up for the coming year – it's just a matter of time till the talented producer will rise to stardom.
Fast forward to 2017, the Milan native released his rework of his 2015 remix of Candi Staton's "You Got the Love". The original version was praised by superstars such as Avicii and David Guetta and was featured in TomorrowWorld's 2015 Aftermovie. Taking the track to the next level, Dr. Shiver delivered a 2017 edition of his remix and the results are undeniably superb.
Supported by the likes of Dannic, Chuckie, Lost Frequencies, and Daddy's Groove, this 2017 remode of "You Got the Love" presents the top-notch production quality Dr. Shiver has become prominent for. Along with Staton's distinguished vocal performance, the track delivers a captivating blend of melodic breakdowns and synth progressions.
The energy begins to build up and culminates toward the thrilling roller-coaster-ride-of-a drop. With its powerful basslines and mind-blowing progressive house elements, the climatic sequence is certainly more than capable of electrifying a crowd of any magnitude, thus making this remake a must-play tune during this upcoming festival season.
Check out the track below and be sure to grab a free download.


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Pizza delivery driver helps rescue 'Pupperoni' in Orlando, officials say
3-month-old dog suffers injury, infection to leg
A pizza delivery driver on the job helped rescue an injured puppy, according to Orange County Animal Services.
Officials said the delivery person noticed the 3-month-old dog on North Ohio Avenue in Orlando on Sunday and called authorities to report it.
The dog's owner said the puppy was injured by another dog in the neighborhood and surrendered the animal to an officer, animal services officials said.
The dog, named Pupperoni by rescuers, suffered an infection of the leg, which may need to be amputated, officials said.
Pupperoni is friendly and outgoing despite her injuries, according to animal services.
Officials have contacted local rescue groups about Pupperoni's injuries in the hope that one of them can provide necessary long-term medical care that the shelter cannot provide.
Top video: More than 500 injured in water park explosion
An investigation into the incident is pending, authorities said.


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Breslin Cup Semi-Final
Thursday June 15
Sean Stinsons 0-14 St James, Aldergrove 0-11
Sean Stinsons qualified for the Breslin Cup Final on Thursday night after a pulsating and enthralling semi-final with Aldergrove. Three points separated the sides after the hour but both these teams threw everything they had in their armoury in a ding dong battle.
The scores were tied on eight separate occasions in an intense but highly skilful game of football. In a tight match it was always going to come down to fine margins and unfortunately for the 'Grove the match and momentum swung heavily in Sean Stinsons favour after influential half forward Fionn McDonagh was sent off for a second yellow card. Aldergrove were leading but one point when McDonagh was dismissed but with ten minutes remaining Sean Stinsons went for the jugular. Aldergrove battled superbly in the closing stages and had chances at the death to draw the match but Stinsons and midfielder Oisin Doherty in particular turned the screw when it mattered the most. Aldergrove only managed one more score when they were reduced to 14 men but it was only in the last five minutes that Stinsons opened any sort of meaningful advantage and scored five of the last six points to seal their spot in the Breslin Cup Final.
Playing into a strong wind in the first half, Sean Stinsons came out of the blocks fastest and could have scored a goal with their first meaningful attack. John O'Kane with the chance but Oisin McGarry was equal to his effort. They didn't have long to wait for their first score, Conor Crossey splitting the posts in the second minute.
Aldergrove had an early goal chance themselves, Kian Jones with the effort but David McNicholl saved superbly to deny the St James man. A free from Jones followed to tie the sides before a brace of points from Doherty and Crossey opened gave Sean Stinsons a deserving early advantage. Points from both 'Grove corner forwards, Jones and Michael Blaney tied the sides mid-way through the half but again Stinsons hit back with two points in the 22nd minute to open a two point lead again.
The home side were well on top and but for the brilliance of Aldergrove 'keeper McGarry they would have been further ahead. McGarry denied Jack McAleese and Ruairi Hagan with point blank saves and his side reacted by ending the first half superbly. Points from Conor Morris, Blaney and Jones gave Aldergrove a slender one point advantage at the short whistle. The half time score was Aldergrove 0-6 Sean Stinsons 0-5.
Surprisingly, the strong wind had little effect in the first half and it was much the same in the second half. Sean Stinsons restored parity soon after the restart and Doherty's first free of the match gave them the lead but the lead was to change hands twice more before with Oisin Graham and Ryan McCarthy in superb form for Aldergrove. They had upped their intensity levels in the second half and were giving the Stinsons defence insurmountable problems with their ingenuity and direct running.
Leading by one point mid-way through the second half, substitute Aidan Donnell had a superb goal chance but again McNicholl was Sean Stinsons savour, spreading himself and narrowing the target for Donnell to aim for.
The undoubted turning point came with ten minutes to go when referee Kevin Parke sent off Fionn McDonagh for a second yellow card. Sean Stinsons had control of the game and with Doherty instrumental, rallied in the final quarter to run out deserving three point winners.
Oisin McGarry; Sean Bradley; Corey Fogarty; Declan Gough; Lee McCusker; Emmett Irvine; David Aitken; Oisin Graham (0-2); Aaron O'Connor; Fionn McDonagh; Conor Morris (0-2); Conall Quinn; Michael Blaney (0-3); Ryan McCarthy; Kian Jones (0-4, 1 free)
Subs: Aidan Donnell for A O'Connor (37 mins)
Sean Stinsons:
David McNicholl; James Lennon; Kevin O'Kane; Shane McGuigan; Ruairi McAleese; Ruairi McGuigan; Patrick Dougan; Oisin Doherty (0-6, 4 frees); Connor Marron; Conor Paul Crossey (0-4, 1 free); Ruairi Hagan (0-1); Dylan Hawksford; Aidan McAleese (0-1); John O'Kane (0-2); Jack McAleese
Referee: Kevin Parke (St Enda's)


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16 Years Later: A Look Back At The 9/11 Terrorist Attacks That Changed Our Lives
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Though it has been 16 years, Americans who lived through the September 11, 2001 terrorist attacks remember the events of the tragic day vividly. Early that morning, 19 members of the Islamic extremist organization Al Qaeda, split into four teams, each with an experienced pilot, and hijacked four commercial flights — United Flight 93 from New Jersey, American Flight 77 from Washington DC, as well as United Flight 175 and American Flight 11 from Boston.
The airplanes, selected because they were heading across the country, either to Los Angeles or San Francisco, had enough fuel to allow the terrorists to inflict maximum damage. Though the passengers realized there were hijackers on board shortly after take off, people on the ground remained blissfully unaware that anything was amiss. That changed at 8:46 a.m. (EST) when American Flight 11 was observed flying straight towards New York City's tallest structures — the World Trade Center's "Twin Towers." Before anyone had time to react, it rammed into the 1,362-feet (415-meter) high North Tower, creating a gaping hole from the 93rd to the 99th floor. The shocking crash was initially believed to be the result of a pilot error or an airplane malfunction.
However, when United Flight 175 did the same to the South Twin Tower at 9:03 a.m. EST, destroying nine floors, it was obvious that there was more to the "accidents." As experts scrambled to make sense of what had just occurred, American Flight 77 hit the Pentagon. Shortly after, the fourth hijacked airplane, United Flight 93, was reported crash-landing in an empty field on the outskirts of Shanksville, Pennsylvania. By now, it was evident that the country had just suffered a series of well-orchestrated terrorist attacks.
Meanwhile in New York, firefighters, paramedics, and police officers rushed to evacuate the buildings and assist the injured. Though they managed to help the estimated 16,000 to 18,000 people still in the buildings to leave, many of the brave first responders did not make it out alive. That's because the fires created by the well-fueled airplanes melted the steel support trusses that framed the 110 floors of each building. This, combined with the damage from the initial impact, caused both towers to collapse into a massive heap of cement and steel less than two hours after the airplanes hit the respective buildings. Though the Pentagon building did not suffer the same fate, the impact of the airplane killed 184 people. All in all, 2,977 innocent people from 93 nations lost their lives on that fateful day.
The death toll would have been even higher had United Flight 93 succeeded in reaching its target — the US Capitol building in Washington, DC. However, when New Jersey resident Jeremy Glick called his wife to let her know that his flight had been hijacked, he heard about the two other planes that had hit the World Trade Center. Determined not to let the terrorists use the flight as a bomb, the brave 31-year-old called again a few minutes later to inform her that the passengers and crew were uniting to try to overpower the hijackers. Shortly after, the plane was seen meandering across the skies before nose-diving into an abandoned coal field in Shanksville, Pennsylvania. Though all 33 passengers and seven crew members perished, their heroic act saved the country from an even bigger catastrophe.
Following the tragedy, there was much debate about whether to rebuild the "Twin Towers" and the surrounding buildings that had been damaged by the incident, or convert the site into a memorial to the victims of the terrorist attacks. After much deliberation it was decided that both were essential — the former, to show terrorists that Americans cannot be intimidated by cowardly actions, and the latter, to ensure that the innocent lives lost will never be forgotten.
Three structures, including the 1,776-feet tall One World Trade Center, or "Freedom Tower," have already been constructed and four more are in various stages of planning and construction. "Ground Zero" as the area is called, is also home to an elegant memorial which features twin reflecting pools with names of all the victims etched onto the bronze-paneled edges, as well as a National September 11 museum. In Shanksville, a separate memorial honors the 33 passengers and seven crew members of United Flight 93. Visitors to both can view exhibits and artifacts commemorating the 9/11 tragedy and listen to playbacks of messages left by the passengers to their loved ones before the flight crashed.
The September 11 attacks also led to the start of the "Global War on Terrorism," which continues today. The 16-year conflict in Afghanistan, the longest war in US history, has cost over $700 billion and claimed more than 2,300 American lives. Unfortunately, it has made little difference in stopping Al Qaeda, which has spawned several offshoots, the most deadly one of which is ISIS.
Resources:911memorial.org, Wikipedia,org
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767 Comments
- unipug2over 1 yearWow. What do other countries have against us?
- dilan101over 2 yearspeople shouldn't have to die like that
- Adriel almost 3 yearsSo sad because it was good memory
- Jake the breakalmost 3 yearsso sad
- jreid2878182729about 3 yearsthat is so sad!!!
- cupcake318about 3 yearsOH NO!!😥😥😭😭
- babout 3 yearspain sould not feel like this
- pabloabout 3 yearsit was a hard day for me even though I was not even alive
- bradenabout 3 yearssad
- leilanihabout 3 yearsso sad bruh


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Klaus Tennstedt With Malcolm Frager And The Boston Symphony Play Music Of Beethoven- 1976 – Past Daily Mid-Week Concert
Boston Symphony – 1976 – Part 1:
Boston Symphony – 1976 – Part 2:
Another historic concert. This week it's the Boston Symphony at Tanglewood in 1976 during the Berkshire Festival, guest conducted by Klaus Tennstedt and featuring pianist Malcolm Frager in an all-Beethoven program. Starting off with the Overture to Egmont – and then Frager joins the orchestra in a performance of the 3rd piano concert. The second half is a single work – the Symphony number 5 in c minor.
Sadly, neither Klaus Tennstedt or Malcolm Frager are still with us. Tennstedt died in 1998 and Frager left in 1991 after a year-long illness. Both musicians were highly regarded and many of Frager's recordings for RCA Victor were nominated for Grammys. Tennstedt's career really took off when he defected from East Germany in 1971 and this concert comes roughly two years after his debut with the BSO as well as his debut in North America. From that point on, until his early retirement from conducting in 1994, due to illness, Tennstedt was a much in-demand guest conductor as well as Principal Guest Conductor of the Minnesota Orchestra as well as the position as Chief Conductor of the North German Radio Symphony from 1979-1982. Because his performances with the BSO were so well received, he was a frequent guest in Boston and was frequently at the Tanglewood and Blossom Music Festivals.
It's also worth noting that Klaus Tennstedt had the unique honor of being the first German conductor of his generation to conduct the Israel Philharmonic, which until then had a standing policy to refuse German conductors because of their connections with the Nazi regime. Tennstedt was active at the Leipzig Conservatory during the war years, and avoided military service by joining a Baroque Orchestra.
So, a historic concert and one which, if you love Beethoven, should fill the bill nicely for an Anti-Road Rage Wednesday – or anything to counter the insanity of the real world at the moment.
Enjoy, and play often.


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National Security / Terrorism Keynote Speakers
Browse National Security / Terrorism Speakers
National Security and Terrorism keynote speakers are experts on threats to national security including security threats, cyber crime, identity theft, surveillance, terrorism, civil rights and property theft. These keynote speakers lend themselves to being acquainted with geopolitical challenges and fears. GDA has top National Security and Terrorism speakers to inform your audience on political and terrorist geographic activities.
Keynotes: 3 Books: 1 Videos: 6
Sonia Nazario Featured
Social Journalist, Author, Humanitarian
Sonia Nazario is an award-winning journalist and humanitarian. Her personal story is the story of migration and of ganas (determination). Her articles and speeches move people to tears and end in standing ovations.
Keynotes: 4 Books: 0 Videos: 4
General Peter Pace, USMC (Ret.) Featured
Sixteenth Chairman of the Joint Chiefs of Staff
General Peter Pace retired after more than 40 years of service in the United States Marine Corps. He was sixteenth Chairman of the Joint Chiefs of Staff where he served as principal military advisor to the President, the Secretary of Defense, the National Security Council, and the Homeland Security Council.
Keynotes: 2 Books: 0 Videos: 4
Rachel Wilson Featured
Director of Cybersecurity, Morgan Stanley Wealth Management, Former NSA Senior Executive
In April of 2017, Rachel became the first Head of Cybersecurity for Morgan Stanley Wealth Management after 15 years at the NSA. Between 2008 and 2010, Rachel ran NSA's counterterrorism operations. From 2012-2017, Rachel ran NSA's cyber exploitation mission, hacking into the networks and devices of our adversaries.
Keynotes: 7 Books: 0 Videos: 2
Eric O'Neill
Cyber-Security Expert, Inspiration for film "Breach."
Eric is an accomplished public speaker and security expert that lectures internationally about espionage and national security, cybersecurity, fraud, corporate diligence and defense, hacking, pursuing ones dreams and surviving Hollywood.
Keynotes: 4 Books: 7 Videos: 6
P.W. Singer
Futurist, Cybersecurity, Technology and National Security Expert
A NY Times Bestselling author, described in Wall Street Journal as "the premier futurist in the national-security environment, Singer is considered one of the world's leading experts on 21st century technology/security. He's spoken at venues that range the White House and Sydney Opera House to TED and SXSW
Keynotes: 1 Books: 0 Videos: 4
John Sitilides
Geopolitical & Geo-Economic Strategist - Expert in Global Affairs and American Politics
John is a geopolitical strategist and diplomacy coordinator to the Department of State, sharing his insights into U.S. and global geopolitical trends, intelligence and strategies before high-stakes decision makers and opinion leaders at investor, business and government conferences, forums and events.
Topic Index
Browse topics in this category
- 12 Crime
- 12 Current Events
- 1 Disaster Preparedness
- 5 Election Forecasting & Analysis
- 4 Fiscal Policy
- 5 Foreign Policy and Geopolitics
- 7 Government Regulation
- 9 Human Rights
- 4 Immigration
- 1 Infrastructure
- 9 Law
- 19 Military / Veterans / Patriotism
- 6 National Security / Terrorism
- 14 Politics
- 1 Prison Reform
- 4 Religion
- 7 Transportation
- 389 Virtual
- 6 World Affairs


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Motor vehicle accidents often leave the victims in a state of shock, with little idea of where to turn. Louisiana victims of auto accidents may find that they have many questions and few answers. Apart from worrying about the damage to your vehicle and how it will be covered, a victim who has suffered auto accident injuries may have to consider medical costs, loss of income and even loss of quality of life resulting from the accident.
At our firm, a free first consultation will help you to get a good idea of the steps needed to pursue the best result for you. In cases relating to motor vehicle accidents, it is important to establish exactly how the accident happened. At the same time, it is important to see the correct doctor for the injury type suffered. A meeting can be arranged with a medical specialist for your type of injury from our panel of 20 doctors.
An injured victim of an auto accident may not feel up to dealing with the insurance companies and negotiate a fair deal. Our firm will examine all damages, including medical damage, possible loss of income and damage to your vehicle in order to ensure a fair offer. My team and I care about our clients.
Representation when you are injured due to the negligence of another has a number of important benefits. It can allow you to focus on your recovery while we pursue your legal claim on your behalf. To find out more about our practice and the experience we have in representing Louisiana victims who have suffered auto accident injuries, please visit our[url=`https://www.chipforstall.com/practice-areas/auto-accidents/']auto accidents[/url] page.
Source: chipforstall.com, "Your New Orleans Auto Accident Attorney", , Sept. 1, 2014


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Think about all the things you can do with EMC's Documentum, and then think about doing them mobile. According to EMC's website, Documentum userscan do that now by taking their repositories out of the enterprise using the iPad.
That is to say, users of Documentum can access their repositories from the iPad, and although there is no mention of Android access, EMC has already said previously that it will be enabling access from all mobile platforms
Earlier on in the year during EMC World the company had slotted a release date of "sometime in the third quarter," and sure enough, it can now be downloaded for iPad, and probably a lot more besides quite soon.
With it, all content in Documentum is visible, including rich media such as videos and images. In addition, EMC says users can carry out common repository tasks such as search and preview, download content for offline access, collaborate with other users and participate in business processes.
EMC: DocumentumMobile
And all this through a clean and user-friendly interface through which content you are using from the Documentum repository will be subjected to existing content governance policies.
Other features include:
- Content filtering: Intelligent filtering of content through the search function with "favorites" and "recently viewed functions"
- Mobile Inbox: Enables users to act on information wherever they are with approvals and review of workflow tasks
- Email: Integration with email so that you have access to email messages as they arrive
Documentum Mobile is not entirely new; it was already demonstrated at EMC World earlier on in the year. Reviewers at the time described it as "not overly fancy" but efficient, practical and useful. Really, what more could you want?
EMC also said it would release updates every three months once it was released and that it would be available for all major mobile platforms.


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CAB Printers
Various sizes applicable to any industry.
No matter what you're trying to print, CAB printers come in a wide range of sizes, shapes and features, ranging from:
- Low-budget desktop printers
- Industrial printers with extensive accessories.
- Label printers for specific materials.
- Label printers for textile materials.
- Two-color printing abilities.
CAB label printers are at home in virtually any industry today. Many devices are employed in commercial applications, in tough continuous operation used for a wide range of services.
A4 Series Printer
- No adjustment of the printhead for different widths of material.
- Able to print on very small or very thick continuous materials.
- Adjustable print speed for hard to print materials.
Production Capabilities: 300DPI – 4.9 in/s, 600DPI – 3.9 in/s
Product Documentation
RT Series Video
XC Series Printer
- Simultaneous two-color printing in one label.
- Meets requirements for the GHS
- Applicable for large label rolls up to a diameter of 300 mm
- Available with 4″ (XC4) or 6″ (XC6) wide print head.
Production Capabilities: 125 mm/s
Specifications Document


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Otis: "I like water, I have no idea why. I sure did surprise Mama and Papa the first time I followed them into the flood waters. I figured we were going for a walk and I didn't want to get left behind. Here I am, enjoy!"
"You have to click on the play symbol by the 0:00 / 1:29 to make the video play and make sure to turn on the music!" 🙀😻😺
This part of a blog hop:
Adios Meowchachas & Meowchachos!
Homestead Prowlers ~ Floki, Zoe & Otis


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Dr. Andrea Venet is a
percussion artist, soloist, educator, and composer specializing in contemporary
and classical genres. She is currently Assistant Professor of Percussion and
head of the department at the University of North Florida, where she directs the
UNF percussion ensemble, teaches applied lessons, pedagogy, methods and
percussion literature. As a passionate educator, Dr. Venet's research involves
pedagogy, with focus on college percussion education at various levels,
classical improvisation and historically informed Baroque performance practice
techniques for Bach on marimba. Her creative activity includes performance,
composition, and commissioning new works.
As an international soloist, chamber musician, and clinician,
Andrea maintains an active performance schedule, having held appointments in
Europe, Japan, Canada, and Trinidad. Andrea has been a featured soloist at the
Celebrate Marimba Festival, Steve Weiss Mallet Festival, Prairie Music
Residency (SK, Canada), with the Kutztown University Symphony, in addition to
being a featured performer with SNL percussionist Valerie Naranjo, Ivan
Trevino, the Lawson Ensemble, Project Trio, and the Eastman Percussion
Ensemble. Early in her career, Andrea was a member of the award winning Santa
Clara Vanguard Drum and Bugle Corps from 2002-2004 and performed with Grammy
winning alternative band TOOL with the Gilbert Drumline in 2001. Most recently,
she was invited to present at the 2020 World Symposium of Choral Music in
Auckland, NZ with Dr. Cara Tasher.
Dr. Venet's percussion duo, Escape Ten, maintains a steady
performance schedule touring as guest artists and clinicians nationally and
internationally. Through collaboration with composer Eric Guinivan, they are
the recipients of a marimba duo commission awarded from the prestigious Fromm
Foundation entitled Illuminations (2018). In 2016 they performed a Showcase
Concert at the Percussive Arts Society International Convention, giving 3 world
premieres by Aurél Hollo, Joe Locke, and Michael Burritt. Consistently featured
as guest artists at music festivals, concert series, conferences, and at
universities nationally and internationally, select appearances include
performances in Spain at the Ágora Actual Percussion and WASBE festivals, the
Academy of the Performing Arts (UTT) in Trinidad, at the Barnes Foundation in
Philadelphia, and at the Leigh Howard Stevens Marimba Seminar. They have
collaborated with composers Michael Burritt, Aurél Hollo, Emmanuel Séjourné,
Ivan Trevino, Joe Locke, Steve Danyew, Steve Ridley, Drew Worden, and Kelly
Rossum. Escape Ten has their own signature mallets (2020) and publication
series of new percussion duos through Malletech/Keyboard Percussion
Publications (KPP). You can hear Escape Ten on their first album Colours of a
Groove. Please visit www.EscapeTen.com.
Andrea's compositions and arrangements can be found self-published
via her website, through Keyboard Percussion Publications (KPP), Tapspace, and
Alfonse-Production, in addition to articles published with Percussive Notes and Rhythm!Scene magazines.
Andrea holds a DMA in Performance and Literature with a minor in Pedagogy, and
the prestigious Performer's Certificate from the Eastman School of Music. She
received her Masters and Bachelors degrees from Rutgers and Arizona State
University, respectively. Andrea is endorsed by Malletech, Remo, DREAM Cymbals,
Black Swamp Percussion, and currently serves as the Percussive Arts Society
Florida Chapter President. Find out more at www.AndreaVenet.com.
Contact: (904) 620-3831 - firstname.lastname@example.com - Andrea Venet's Website
Kenneth Every is from Philadelphia and obtained his bachelor's degree from the Curtis Institute of Music, where he studied with Gerald Carlyss and Michael Bookspan. He also holds a master's degree from the Cleveland Institute of Music and was a student of Paul Yancich.
Every recently celebrated his 25th season as principal timpanist of the Jacksonville Symphony. He is a regular timpanist at the Iris Chamber Orchestra and Grand Teton Music Festival, where he has performed for over twenty years.
His solo appearances include a performance of Bartók's Concerto for Two Pianos, Percussion and OrchestraI, with Emmanuel Ax, Yoko Nozaki and the Iris Chamber Orchestra. He was featured in the Jacksonville premiere of Russell Peck's Harmonic Rhythm: Concerto for Timpani and Orchestra. He was the principal timpanist of l'Orchestre Nazionale Sinfonica della RAI in Italy, and of the New World Symphony, under the direction of Michael Tilson Thomas.
Kevin Garry currently performs in the Jacksonville Symphony Orchestra. Prior to joining the JSO, Garry was a member of the New World Symphony (Miami Beach) where he performed regularly under the leadership of Michael Tilson Thomas. While living in Michigan, Garry was Principal Percussionist with the Flint Symphony Orchestra (1988-1991) and a member of the Saginaw Symphony and the Ann Arbor Symphony Orchestra. In 1992, Garry was elected by his colleagues to be the recipient of the "New World Symphony's Community Board Award for Leadership and Artistic Excellence."Garry started drumming in the fourth grade as a member of the Colonial Musketeers Fife and Drum Corps while growing up in Hackettstown, New Jersey. He remained with the group for eight years marching in parades festivals and competitions. Garry won the "New Jersey State Rudimental Snare Drum Championship" in 1979 and 1981. His primary rudimental snare drum instructors were famed DCI instructor Bobby Thompson and Peter Hubert. Throughout middle school and high school, Garry studied snare drum and drum set with Vincent "Muzzy" Mizzoni, and studied timpani and keyboard percussion with Alfred Jorgensen, timpanist with the New Jersey State Opera. During his college years, Garry performed with Disney's All-American College Band (1986), the American Waterways Wind Orchestra (1987), the National Repertory Orchestra (1988), Summit Brass (1988), and the Pacific Music Festival (1991). He graduated from Oberlin College with a B.A. in Biology and a B.M. in Percussion Performance. While at Oberlin, Kevin studied with Michael Rosen. He received his Masters Degree from the University of Michigan where he studied with Dr. Michael Udow and Salvatore Rabbio.Garry taught in the percussion department at Stetson University from 2005-2010, and currently teaches at Florida State College at Jacksonville, serves as an adjunct instructor at the University of North Florida and maintains a large private studio in the Jacksonville area.
Mabrey's duties at UNF included applied percussion lessons, percussion techniques, the "Live Music in Jacksonville" lecture class, and conducting the UNF Percussion Ensemble, which is extremely active both on and off campus. The group's performances include area colleges, at guest artists with the JSO, and at the Percussive Arts Society International Convention.Each year Mabrey presented as entertaining and eclectic recital at UNF titled, "An Evening of 20th Century Music." This innovative programs included works for solo marimba, multiple percussion, and chamber ensembles, as well as original works with fellow artist, Robert Arleigh White. In 1997, Professor Mabrey established the "Evening of 20th Century Music Scholarship Program." After 25 years, the event had its last performance in 2008.In 2001, Professor Mabrey was named "Distinguished Professor" at UNF. She retired in April 2016.
Contact: Dr. Mabrey's Website
Michael Taylor is a percussionist and composer residing in Jacksonville, Florida. Michael has performed with the Jacksonville Symphony Orchestra, the Duluth-Superior Symphony Orchestra, the Duluth Festival Opera, the Brunswick Coastal Symphony of Georgia, and at Carnegie Hall with the UNF Wind Symphony. In 2012, Michael won first place in the Quey Percussion Duo Composition Contest with his work "Rhapsody for Vibraphone and Marimba," which is distributed internationally through HoneyRock Publications. In 2013, Michael performed in Lyon, France with the UMD graduate percussion ensemble. Michael served as faculty for the 2015 UMD International Percussion Summer Camp and the 2016 UNF Summer Camp. Michael received his B.M. in Music Performance from the University of North Florida, and M.M. at the University of Minnesota-Duluth.


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Watch La Dispute Cover Nirvana's "Polly" In Seattle
Pioneering is a new A.V. Club video series in which newer artists cover legends in those legends' hometown; they've already recruited Sharon Van Etten to pay tribute to Bruce Springsteen. In the most recent installment, the great Grand Rapids, Michigan post-hardcore band La Dispute have taken on Nirvana, covering "Polly" at La Corazon in Seattle and turning the song into a lurching, angular thing. Below, watch the performance, as well as the video of La Dispute talking about Nirvana's influence.
La Dispute's new album Rooms Of The House is out now on the band's own Better Living label.


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Recording gameplay videos on a PC has become easier than ever nowadays, with more and more user-friendly tools available. But as much as it is more accessible, it can be tricky to record high-quality gameplay videos if you don't quite know how to set it up.
If you want to make sure that the gameplay videos that you record are in the best quality possible – there are a few areas in particular that you may need to tweak:
- Video recording parameters
The main video recording parameters that will affect the quality of your gameplay videos are its resolution and frame rate. As a rule, the resolution should be as high as possible, above 1080p, and normally match the resolution of the game for the video's definition to look good.
On the other hand, the frame rate should be above 30 – with 60 being better as gameplay videos contain a lot of movement. The higher the resolution the smoother the video will look.
Increasing the resolution and frame rate will require more processing power while recording, and the video file size will be larger as well.
- In-game graphics settings
When you record gameplay videos on a PC you're essentially capturing them based on the output to your screen – so improving the in-game graphics settings will improve the overall quality of the video. Before you dial everything up as high as possible, however, keep in mind that the game's frame rate needs to be kept high as well.
In short, you can freely increase the in-game graphics settings, but you should make sure that its frame rate isn't affected too badly. There are several ways you can check the game's frame rate – and you should make sure it is at least consistently above 30 even after you increase the in-game graphics settings.
- System resources
Considering your system resources are going to be taxed by recording high-quality videos while running a game at the same time, you will want to free up as much of them as possible. The best way to get started is to close any apps or background processes that you aren't using.
If you're using Windows 10 it may help to enable the Game Mode as well – if it isn't already.
Unfortunately, your system resources are finite however and so there's only so much you can do. In the event that you aren't able to get your game to perform well while recording, you may need to reduce some of its graphics settings that are the most processor-intensive so that it doesn't require as many resources.
Considering system resources are at a premium, you should try to make sure the screen recorder Windows 8 or 10 you're using doesn't take up too much of them either. For example, you could try Movavi Screen Capture Studio.
If all else fails you may need to upgrade your PC so that it is able to run and record games in high quality. Admittedly some of the upgrades can be expensive such as the CPU or graphics card, but others may be more feasible – such as increasing the RAM or switching from a conventional hard disk to a Solid State Drive (SSD).
In any case, after you're done you should make sure you encode the video in the right settings so as to not affect its quality. It is advisable to use the same resolution and frame rate as you recorded it in, and make sure the bitrate is high enough as well.
As you can see it really isn't all that difficult – provided you know the factors that affect the quality of your gameplay videos.


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Setta Jay's Guardians of the Realms series returns with the long-awaited and much-anticipated story of Drake in Searing Ecstasy!
Searing Ecstasy
(Guardians of the Realms #7)
by Setta Jay
Publication: October 7th 2015
Drake, the powerful dragon and leader of the Guardians, has spent his long life protecting all inhabitants of the four Realms, but fails to save the one who matters most. His mate. In the month since finding her feral, he's been slowly losing control of his beast and soon he fears the dragon will reign free unleashing it's fury upon the Realms.Delia has changed. No longer a carefree young woman, she is now a nightmare in the making. After her abduction and torture she unwillingly houses two beasts and more power than she can ever contain on her own. She can never be released. Nor can she have the male who gives her any semblance of sanity in her new world, the one she craves more than her own freedom.With unknown enemies on the horizon and yet another God awakened will they lose themselves in the madness of an impossible mating? Or will they come together in searing ecstasy, bonding them in a way that sets them both free?
Warning: Sexually explicit content (beds actually get burned down, people) and alpha males and females with bad language.
Amazon | Barnes & Noble | Kobo | ARe | Smashwords
Tempting Ecstasy | Piercing Ecstasy | Binding Ecstasy | Searing Ecstasy
Setta Jay is the author of the popular Guardians of the Realms Series. She's garnered attention and rave reviews in the paranormal romance world for writing smart, slightly innocent heroines and intense alpha males. She loves writing stories that incorporate a strong plot with a heavy dose of heat. Her influences include Judith McNaught who she feels writes a smart heroine to perfection, Gena Showalter, Maya Banks and Lora Leigh. You can often find her writing compared to JR Ward, but if you are a fan of the Black Dagger Brotherhood be warned that Setta Jay's novels are more erotic in nature.
Born a California girl, she currently resides in Idaho with her husband of ten plus years who she describes as incredibly sexy and supportive, even when it's Willy Wednesday on Twitter. ;)
She loves to hear from readers so feel free to find her on social media or send her an email and she will happily reply.
Website | Twitter: @SETTAJAY_ | Facebook | Goodreads
One winner – $200 Amazon Gift Card
October 26 The Dirty Book Girls - Author Interview
October 27 Marie's Tempting Reads - Chapter One
October 28 Books Glorious Books - Spotlight
A Lust for Reading - Excerpt
October 29 Reading in Pajamas - Searing Ecstasy Review
October 30 She Hearts Books - Searing Ecstasy Review
November 2 Urban Girl Reader - Excerpt
November 3 I Love Books - Spotlight
November 4 Angel's Guilty Pleasures - Author Interview
November 5 Author's Taproom - Guest Post
November 6 I Smell Sheep - Searing Ecstasy Review
Joyfully Reviewed - Spotlight
November 9 Charming Tours and Events - Searing Ecstasy Review
November 11 Lost In A Book - Author Guest Post
November 12 vampy and racey - Excerpt
November 13 KT Book Reviews - Searing Ecstasy Review
November 16 Confessions of 2 Book Lovers - Searing Ecstasy Review
November 17 PRATR - Searing Ecstasy Review
November 18 Cocktails and Books - Excerpt
Fictional Rendezvous Book Blog - Spotlight
November 19 Reading Between the Wines Book Club - Author Interview
November 20 A Bookaholic's Fix: Feeding the Addiction - Chapter One
Book Nook Nuts - Spotlight


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Most folks have heard of Heifer International, a fabulous charity that empowers people to battle hunger. Food aid is a one shot deal, but Heifer International equips people with training, gear and seed stock that enables them to feed themselves for generations.
Fantasy author Pat Rothfuss has developed a charity of his own, Worldbuilders, a fundraising campaign that feeds directly into Heifer International, drawing on donations from luminaries in the Science Fiction and Fantasy field. Its tagline is "Geeks Doing Good," and that about sums it up. Authors and publishers donate their books, their time and their skill, and fans dig deep and help out. The response is tremendous. When last I checked, this year's campaign had already raised $250,000!
This is my third year participating in Worldbuilders. I've donated Advanced Read Copies of my latest novel, BREACH ZONE, along with Umbra Coven challenge coins and signed bookplates. But Pat set a special $25,000 stretch goal this year, and asked if I could donate an "act of whimsy" to help entice donors to meet it.
I figured, what the heck, I'll let the person who took us over that mark shave my head. That's pretty whimsical, right? The logistics of that plan (getting me and a complete stranger from anywhere in the world in the same room) proved prohibitive, so the folks at Worldbuilders asked me if I could find another SF/F author that people might like to see doing the deed.
It should come as no surprise who I asked, my near-neighbor and best friend, Peter V. Brett.
I shouldn't have been surprised when his eyes widened at the offer. "Dude," he said. "I'm totally using a straight razor."
Naturally, I thought he was kidding, you know, just ribbing his old buddy.
But then he went on Sword and Laser and told the world.
That's when the blood drained from my face. Because now I was committed. This was really happening.
Straight razor shaving is an art that people dedicate their entire lives to perfecting. Pete had never so much as touched one of the things.
I won't tell you how it went. I won't even tell you if I survived (for all you know, I pre-wrote this post and set a timer to put it up automatically).
Fortunately, we made a video, and it speaks for itself. Check it out:
Peter V. Brett Shaves Myke Cole's Head
The best parts are the outtakes at end, be sure to stick around for them.
Thanks to everyone who donated!


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MidOcean Partners identified The Allant Group as an up and coming leader in the provision of next-generation database marketing and marketing optimization services. MidOcean Partners worked with Allant management to develop and implement strategic and operational plans which take advantage of positive industry trends driving increased customer centricity to increase customer database usage, management and focus. MidOcean's exited its investment in Allant in January 2016.
Investment Date: October 2009
Sector: Business Services
Status: Realized


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Every day we read news reports about cyber-security breaches and breakdowns. And while many of these stories focus on sophisticated and increasingly nefarious methods used to hack and crack data, the fact is that most security breaches are a result of ridiculously simple tactics—and near total mindlessness on the part of the target.
Case in point: The NFL's Washington Redskins. On June 1, the NFL issued a press release noting that "confidential player data was put at risk for compromise after a laptop computer belonging to a Redskins athletic trainer was stolen in April."
Although the laptop, which was left sitting in a car, was password-protected, the data residing on the machine was unencrypted. According to a news story at Deadspin.com, the breach potentially represents "a costly violation of medical privacy laws."
The upshot? "What happened to the Washington Redskins was a total fumble on computer security," said Ebba Blitz, CEO of Alertsec, an encryption-as-a-service company. "While we should be surprised that the laptop was not encrypted, our research shows most companies do not ensure their laptops are encrypted until a breach like this takes place."
Unfortunately, passwords often create a false sense of security. A recent study conducted by Alertsec found that while the vast majority of executives fear a data breach (the figure stands at a whopping 87 percent), and an even higher percentage (90 percent) say work computers should always be encrypted, there's a profound disconnect between words are actions.
For example, 68 percent of the executives surveyed believe auto-saved passwords are not secure. Nearly half (48 percent) of these executives believe that never logging out of user profiles decreases security. This, of course, completely ignores the value of encryption.
In addition, 23 percent of SMB executives surveyed believe lockdown (when the functionality of the system is restricted) is not secure, while 16 percent believe that lockups (when multiple password attempts failed, causing restrictions) are also insecure.
Today, as the Redskins learned painfully, cyber-security is about basic blocking and tackling.
Sophisticated security mechanisms are no good if an organization can't handle the basics.
Recent ransomware attacks further prove the point that many organizations aren't addressing fundamental requirements. Device encryption and end-to-end encryption aren't options. They're the main play.


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Hey guys! Wow half the day is gone already and I don't even know where it went! I was in asleep last night before 10:30 and still woke up tired. Bah. We watched the first epi of Fringe. Heather, have you watched this yet? We need to discuss! :p
I dragged myself out of bed and then remembered I didn't put my running clothes out so I had to gather those up. An extra chore I didn't want early in the morning! It wasn't as chilly this morning as it has been but it was cool enough. There was a slight mist which I love. I did my 1.6mile run and at the halfway point I was so close to cutting it short and heading home. Man I was beat! I didn't let myself go home, I made it the full run.
I had two sips before I snapped the pic. I was thirsty! Probably because I tried to keep my heartrate in the 160s today and my calories burned was a bit higher at the end of my run. I grabbed Rocky and we were out the door. I saw that some people had fixed their siding but a lot was still down. I wonder if they even have it or if it blew away to parts unknown. I would be nervous having my house so exposed like that.
Today I officially tried the almond butter. I had a small taste before, I don't know what I was expecting but it tastes exactly like ground up almonds, which is the point obviously. It doesn't seem to have the same taste sensation as peanut butter. It definitely needed something sweet added to it. I wouldn't be able to eat this plain.
I decided to try some on a toasted pita with honey. It was okay, not better than PB though and once I'm done with this jar I doubt I will get it again. I had it alongside my morning coffee + creamer. It was very filling though and I didn't start to get hungry for lunch until after 12pm.
We so desperately need to go grocery shopping. We have very little in the house in the way of veggies and fruits, lunchmeats, and rice. I told Scott he had a choice, either some sort of salad concoction or salmon sandwiches with cream cheese. He picked the sandwiches. These are so easy and yummy. One pouch of salmon mixed with 2 TBSP of chive and onion cream cheese. Put on bread or eat with crackers. Yum! I use regular cream cheese but feel free to use whatever you like.
The salmon was on 12 grain bread with some romaine added for crunch. I also sliced up some hardboiled eggs and sprinkled those with a little S&P. Now I'm chewing some gum to help get rid of the salmony taste.
There's a hawk that lives and hunts in our little neighborhood. I have no idea why but he has his reasons I suppose. We have been trying to get a decent picture of him for the longest time. While we were eating lunch he landed in our neighbor's backyard. Then he moved up on their deck banister. Can you see him? He usually comes out in the evenings so I was surprised he was out this early. We'll keep trying to get a better pic!