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Fabulous leaseback apartment - Champagny en Vanoise - Paradiski
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The top ten places to buy leaseback property in France
No doubt, if you are considering buying property in France, you will at some point have heard the term, "leaseback". You may even have a hazy idea of what it means, but to make a decision on whether or not this type of purchase is for you, you need to understand firstly what a leaseback scheme entails, and secondly how to make a French leaseback purchase a good investment rather than a millstone around your neck.
In brief, a leaseback scheme enables you to make a real property investment that you may not have been able to afford otherwise. You purchase the property, often with a deposit of as little as five percent (it is quite possible to arrange a mortgage for this type of purchase too, so don't worry if you need to do this) on the condition that you will lease the property back to the developer (if the property is new) or to the letting agent in the case of an older property. The initial leaseback period (which is obligatory) is usually nine years, but you do get an agreed period of time in which the property is at your disposal for holidays. The developer or letting agent will then rent out the property for the remainder of the time, paying a guaranteed fixed income to you. (For a more detailed explanation of French leaseback and property please see Leaseback Property in France.)
If you are looking to make a real investment in France as opposed to buying yourself cheap holidays, then it's leaseback every time. In time-share, you only ever own a percentage of the property, a right to use. With leaseback property, however, you own the freehold, so as a long term investment a leaseback property can be an excellent pension scheme! One thing to be aware of, though, is that with a leaseback agreement, although you are technically entitled to sell the property or cancel the leaseback agreement at any time after the end of the initial nine year period, you may have to pay compensation to the letting agent, as he or she owns the right to choose whether or not to continue the agreement at this point.
Typically, a French property that is sold through a leaseback scheme will be new, or even not yet built and bought off plan. It will be of a high standard of construction, furnished to a high standard, frequently in a complex with facilities such as gyms, swimming pools and tennis courts.
No... leaseback property relies on a high take up of holiday lettings, therefore you won't find a leaseback option on a little cottage in the middle of nowhere, or on a cheap and cheerful town house in an unremarkable town. The scheme actually originated in a government drive to boost tourism, so this is the driving force behind leaseback property. If you want to know what type of property is likely to be available as a leaseback property, look at the holiday brochures... if it's a property type that is popular for holidays then it could well be a leaseback proposition!
A French leaseback property needs to be in a location that is perennially popular. It needs to attract tourists for as much of the year as possible, and to attract both French and foreign tourists. If you have decided that a leaseback scheme is a good idea for you, it is important to chose the best location for the purchase, as this will not only affect the long term value of your investment, but also your personal enjoyment of your allotted times in the property! Below is a list of ten regions of France where you might find a leaseback possibility, and reasons why it could be the ideal place for you. They are listed in no particular order, as the best region for one person may not be the best for the next! See them for what they are, then make your choice...
The popularity of the French Alps as a tourist destination in both winter and summer make them a prime location for leaseback property (Alps property). The Alps also lend themselves well to leaseback arrangements due to the types of property available here, with modern apartment blocks and chalet style accommodation on close knit developments. If you are a keen skier and want to own a property in one of the most desirable ski areas of the world, then a leaseback property here will guarantee you not only fantastic skiing holidays for many years, but also should prove a good investment. (Ski Chalets for Sale in France.)
Seek out property in the best known and well loved areas like Tignes (the closet thing to all round skiing in France) or Val d'Isère (Val d'Isère Property Guide). Megève (Megève Property Guide) is another good bet, as it retains its popularity year after year. Then there is Les Arcs (Les Arcs Property Guide), Chamonix (Chamonix Property Guide), and any of the other major resorts where the leaseback concept is big news. The Alps are perfectly suited to leaseback schemes, so if this is your dream region don't miss out.
The French Riviera (French Riviera Property - an insider's guide) is one of Europe's longest standing favourite holiday spots, and also proves an excellent location for leaseback property. Properties here tend to include luxury apartments (Apartments and flats in France) and studios close to the beaches and action of the French Riviera towns, and the fact that they are expensive means that there will be a real call for leaseback schemes amongst people who are keen to buy quality property here but could not afford to do so under ordinary circumstances. Property in the French Riviera is still increasing in value making it another good investment in the long term. (Property in the south of France.)
The best places in the French Riviera? Anywhere really, it's a small area and everywhere is desirable. It's hard to make a bad call here. You can't go wrong with Nice (Nice Property Guide) though...or Cannes (Cannes Property Guide).
Everybody wants a piece of Paris (Paris Property Guide), few can afford luxury property in the best areas. Here you can have your cake and eat it, as long as you are prepared to accept the terms of a leaseback property, and to raise the finance in the first place. Paris is so popular with tourists from all over the world, not to mention the French, that you simply can't lose as long as you choose a good area. Property offered for leaseback sale is usually carefully researched and well sited anyway, so you should be backing a winner with this one! Don't forget, you can use leaseback to finance a business property purchase too, and locations close to the capital with good road and rail links are ideal for this (French Connections -Travel to Paris and North-East France). An apartment block, if you have the necessary cash, within reach of Paris would make a fantastic investment.
Areas to consider include anywhere in the suburbs or the commercial districts close enough to Paris for daily travel. If you want to be within the city limits, then try the 13th arrondissement, a residential and commercial area which is really up and coming... or consider the 10th arrondissement, Enclos-St-Laurent, which has excellent transport connections provided by Gard du Nord and Gare de l'Est and is another area being regenerated. True Paris aficionados may prefer to be right in the heart of Parisian Bohemian life, in the 18th arrondissement (Paris Butte-Montmartre (arrondissement 18) Property Guide), where there are currently a few rare chances to purchase a leaseback apartment. Expect these properties to sell quickly though, as such apartments in the heart of these areas of the capital create huge interest.
If you are considering a leaseback property then think a little outside the box and consider Corsica. The French paradise island, Corsica is the perfect location for exotic holidays without having to travel far. Lying just off the south coast of France, this Mediterranean jewel of an island makes a fabulous location for leaseback property. If you buy in Corsica, not only should you stand to make a considerable amount of money from the eventual sale of the property, but you will own a very desirable holiday home where you can spend sun blessed holidays for years to come.
Who doesn't want a property in Provence (Provence-Alpes-Côte d'Azur Property Guide)? Once you have read Peter Mayle's evocative account of a year lived in rural Provence, you cannot help but want to live this particular dream. The trouble is, a lot of people have read the book, and a lot of people have already bought into this particular dream, pushing prices up and making it difficult for ordinary mortals to own their little piece of this lovely land. The solution could just lie in a leaseback property, enabling you to buy at the necessary prices of the region but to pay off most of the initial costs through the guaranteed rental income that is a standard part of a leaseback agreement. In the Alpes de Haute Provence (Alpes de Haute Provence Property Guide), for example you can purchase leaseback apartments developed from an authentic old Provençal farm, offering a true taste of Provençal country life, à la Monsieur Mayle!
The Languedoc, or to give its full title, Languedoc-Roussillon (Languedoc-Roussillon Property Guide), is known as the region where property prices have experienced the greatest rises in the shortest period of time. Not only is it the place to invest in terms of financial benefits, but also it is a great place for a leaseback property in France, as it is becoming increasingly popular with tourists too. It isn't even only the Mediterranean coast that is the draw here, either, as current interest in the Da Vinci code and other Grail and Cathar mysteries have created a whole new tourist trade for the region. (Languedoc Property - Top 10, Languedoc-Roussillon Property - an insider's guide.)
Areas to look in include Carcassonne (Carcassonne Property Guide), the beautiful Cathar city of the Aude (Aude Property Guide), the popular coastal resort of Narbonne (Narbonne Property Guide), the wine and history rich department of the Hérault (Hérault Property Guide), and the sublimely beautiful fishing towns found in the Pyrénées-Orientales (Pyrénées-Orientales Property Guide) down near the Spanish border.
The French Pyrénées are another area to watch carefully, if you are looking to invest in an up and coming region. Ski resorts such as Cauterets (Cauterets Property Guide), in the western Pyrénées, are gradually receiving more media exposure and as such are becoming more and more desirable to tourists... and hence to property investors! The Pyrénées in general are gaining in popularity as both tourists and investors look to find alternatives to the tried and tested (but busy and expensive) French Alps. Skiers who try the Pyrénées for a change from the Alpine resorts are often pleasantly surprised, and return delighted by the vastly reduced queues for the lifts, the friendliness and accessibility of the resort staff, and the enthusiasm of the locals who are keen to promote the attractions of their area.
This is an interesting area in terms of popularity on the French property scene, and a relative newcomer when it comes to leaseback property developments. The region is steadily becoming more and more sought after, however, and is proving extremely popular with British holiday makers who love the wide open spaces and sheer "Frenchness" of the countryside of the Gers (Gers Property Guide) and the Tarn (Tarn Property Guide) in particular. Then of course, there are the great towns and cities of the region (Midi-Pyrénées Property Guide) that make it even more desirable.
The region has some superb traditional grand houses, authentic water mills, farms and other country style residences that lend themselves well to development into leaseback apartments. It's the perfect location if you fancy spending your holidays in the sunny peace and quiet of the southern countryside, and prices are lower than in the better known regions too, so it should prove a wise investment.
A bit of surprise contender, this one, but it is always good to be in on a little secret. This region (Picardy Property Guide) is improving massively, and as such is a prime contender for exciting new developments such as leaseback initiatives. Areas to look for include the Somme Bay, where the area is rich in natural beauty and which has an ever growing band of loyal holidaymakers. There is a development here which is deeply unusual, in that it has been created in partnership with the World Wildlife Fund, and is ecologically sound in every way. This is a place to consider if you are environmentally conscientious, want to invest wisely and connect with like minded people too!
OK, so the final best area of France in which to purchase a leaseback property isn't an area as such... or even a region or a particular town. It is, however, a very exciting idea for anyone who wants to have their finger on the pulse of the French property market, and who wants to be a step ahead of the game. The place to buy a leaseback property is... anywhere there is a golf development. Golf is becoming the buzz word in France for increasing touristic income, and new courses and related developments, almost inevitably of a very luxurious standard, are springing up all over France. The realisation that the sport is massively popular among foreign tourists, particularly the British and Americans, is fast dawning on the French, and anyone who can is looking to make the most of this new possibility. Golf might be old news in Britain, but it is a real hot trend in France. (Property Near Golf Courses in France.)
Golf complexes and leaseback property can be found in any part of France, with the Centre Val de Loire (The Central Loire Valley Property Guide) and the Roussillon areas of Languedoc-Roussillon being among the first and best to capitalise on this new trend.
As the French are always saying. A French leaseback property then may not suit everyone, but it is certainly worth considering. Take good financial advice, keep an eye on the latest trends and developments in the French property market, and you could be onto a winner.
Additional articles which may be of interest:
Letting property in France
New build property in France
Tax in France
Joanna Simm moved to the Languedoc area of south-west France in October 2004 having found her property through French Property Links.
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Far right, wrong step
An unaccustomed setback for a populist party
PIA KJAERSGAARD, the doyenne of Denmark's hard right, has not put a foot wrong in the 15 years since she founded the Danish People's Party. After an inauspicious start as a breakaway from another rightist group, the party has bounded forward, increasing its vote in every general election and, since 2001, enjoying influence over policy by propping up a minority centre-right coalition.
Ms Kjaersgaard's recipe is simple: she panders to some Danes' fear of foreigners by demanding a tightening of immigration policy and accommodates their financial anxieties by ensuring generous welfare handouts. Earlier this year Ms Kjaersgaard said that after a decade of supporting Denmark's liberal-conservative governing alliance she now fancied the real deal—cabinet seats for the DPP after the next election, due to be held no later than November 2011.
But her ambitions appear to have been scuttled by a ham-fisted response to fiscal reform. With a 24 billion kroner ($3.9 billion) austerity package in the air, last month the DPP proposed slashing the period during which the jobless can draw welfare, from four years to two, and insisted on a reduction in child benefit. Both measures seemed aimed at immigrants, who have suffered higher rates of unemployment and have bigger families than ethnic Danes. But the DPP misjudged the demographics. Unskilled poor whites will be the main casualties of benefit cutbacks and immigrant fertility has fallen close to Danish levels.
A further setback came with immigration policy. Egged on by Ms Kjaersgaard, the government has tightened immigration rules every eight months, on average, since 2001. One disincentive involves reducing unemployment benefits to people who have not spent seven out of the previous eight years in Denmark. In 2008 almost 80% of people on this low rate were immigrants. But the residency requirement also turns out, much to the DPP's embarrassment, to exclude veterans of Denmark's military actions in Kosovo, Iraq and Afghanistan.
The upshot of all this is a dramatic decline in the polls for both the governing parties and the DPP. On current trends the opposition Social Democrats and their allies are on track for a sweeping victory next year. Ms Kjaersgaard may find her role switched from kingmaker to has-been.
This article appeared in the Europe section of the print edition under the headline "Far right, wrong step"
From the June 19th 2010 edition
Discover stories from this section and more in the list of contentsExplore the edition
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Germany once looted church bells. Now it sends them overseas

subset: commoncrawl


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Saturday, October 5, 2013
Dogmas of the Intellectual Elite - OR - Be a Locavore of Ideas
The large corporations make goods cheaply, either by employing wage-slaves in poor countries, sacrificing quality, or using cheap (often unhealthy) chemicals to produce them. Then they spend ungodly amounts of money advertising them, programming us to think their simple mixture of corn syrup and carbonation is something magical and refreshing.
And it works. They relentlessly drive their local competitors out of business and commit us to their shoddy, flashy product.
The same thing has been going on with ideas.
In the United States, selling an idea to the public has generally required a book, a movie, or a TV show. To make money, publishing houses and production studios do all the same things that other companies do: they mass-produce, aiming for sugary, flashy products with irresistible jingles. These swarms of poor quality ideas go on to destroy local competitors.
This has given rise to an epidemic of millions of would-be writers, trying desperately to be heard, when only a handful are needed by the corporations to make their money. I'll admit: I am one of them. It's frustrating, because after years of trying to make your voice heard, our mass-culture begins to make you feel like what you have to say isn't new, or doesn't matter, or isn't good enough.
Over the last several decades, mass-media has all but destroyed everything deep and truly philosophical in American culture. It's given rise to an intellectual elite that believes, without question, its own propaganda (because propaganda and advertisement are actually synonymous, and they are the heart of mass-production).
The most influential philosopher in ancient Greece was a man of Athens by the name of Socrates. The favorite pastime of Athens was debate. For fun they would go to the city square and argue over anything, from politics, to religion, to science.
Socrates became famous not because he had a bunch of flashy arguments and cunning tricks, and not because he knew more than anyone else, but because he was fearless. He would seek out the most famous lawyer in the city and ask him what made him so good, ask him how he knew so much, about the deepest things he knew, and so on. His questioning was so thorough and brutal that he made enemies out of most of the powerful men of the city.
What Socrates had was courage, the courage to doubt. It was needed at that time because these flashy arguments of power-hungry priests and politicians had come to dominate the city, and it was in decline. When they killed him for it, they made a martyr out of him, and Western philosophy was born.
Today, America is dominated by an intellectual elite armed with flashy arguments that defend and uphold the wealthy and powerful. Unfortunately, the same spirit of debate that created Socrates and philosophy is missing in this country. It was destroyed by the rise of mass media in the 50's and 60's. For three generations we've been raised on televised propaganda that has washed away our ability to doubt, and -- more importantly -- our courage to act on that doubt.
What's been put in the place of genuine doubt is drama. For example, you've got the binky of a debate: "Religion vs. Science." As with any sham debate, one side (religion) is wholly "irrational" and the other (science) is wholly "rational." It never really matters what religion says in this debate, because it is based on a belief in a giant dude with a white beard who performs miracles and sends people who don't believe him to a fiery pit. Anyone who believes this is obviously crazy, so the audience of the debate forgets everything he says and instead realizes the truth of the dogmas pronounced by the unbiased scientist. And these are the dogmas that have come to dominate the intellectual elite of this country, because they're simple, catchy, thrilling, and have a happy ending. These are the preservatives, plastics, petroleum, and pesticides of the American idea factory:
1) Evolution is a selfish, bloody struggle.
2) Now that humans have evolved intelligence, we can use REASON to stop this struggle and overcome evolution.
3) Religion is a scam from the dark and irrational eras of human history, and perpetuates misunderstanding and war.
4) All of human learning but science has been tainted with irrationality and is largely unimportant.
5) Centralized government is essential for putting reason into action.
6) Mass media is useful for spreading a love of reason, and this is a good thing.
7) Physics (especially quantum mechanics and relativity) is profound and exemplifies the power of reason.
8) Religion and tradition can be expelled forever.
9) Cynicism allows us to focus on what's important (unlike religion which obsesses over sex and violence in the media).
10) These dogmas are the unbiased truth.
Once you've accepted these principles, you are primed to absorb whatever mass media chooses to throw your way. If it's extremely violent and sexual, all the better because it challenges tradition. If it contradicts your most sacred beliefs that's okay because it is teaching you to reason. If it is a story without heroes then it is more realistic because evolution is bloody.
If, on the other hand, it paints a rosy picture of life in America with a happy ending and no real struggles, that's okay too because America has used reason to progress to a sort of utopia. If the exploitation of the poor in other countries or the use of fossil fuels is brought up at all, it is to develop a protagonist that is a scientist struggling against the irrationality of tradition to save the world. If the evils of centralized government are brought out it is show how we can fix the system and move on with our mass-consuming lives.
It's less common to read a book or see a movie that shows people building a stronger family and local community. It's less common to see a post-apocalyptic movie where the fall of centralized government turns out to be a good thing. It's less common to see spirituality and rationality getting along. It's less common to see evil destroyed not by a politician or scientist, but by its own fruits. It's extremely rare to see a protagonist who isn't cynical, physically beautiful, and professional, but rather principled, self-sufficient, and devoted to his family.
I want to be a locavore of ideas. I realize I'm still a long way off. Most of what I watch and read was mass produced by people I hardly know. That can't be healthy, not when for millions of years our minds have been used to us sitting around the fire, trading stories with people we would die for.
It's hard, because these days families and friends tend to be scattered across the country. I have a brother in New York, a sister who spends half the year in India, an aunt in Michigan, and uncles in Toronto and Alaska. My mother is from Denmark, so I have uncles, aunts, cousins, and a grandmother over there. Part of the reason I moved to Utah was to be closer to family, but I'm several hours from my parents in Cove, aunt in Huntsville, and cousin in Ogden.
Telephones have helped families stay in touch for decades now, but they only allow for clipped conversations, and not for sharing music, writing, or pictures.
But we do have the Internet now, and like most technologies it's a mixed blessing. I've noticed that 95% of what I receive by email or Facebook are links to something created by someone else.
It's time for this to change. The best things I've discovered over Facebook have included things like uncle John's play (please ask him about it if you haven't read it!) and Josh Weed's blog (that's Emily's cousin). My mom has been promoting her writings on the internet, and so has my brother-in-law Nithya Shanti. Great job guys! We need much more of this!
If we plug ourselves in to our close friends and family, we make for a tighter community, no matter how spread out. We need to reject the mass produced trash that we've been raised on, because it encourages us to be passive consumers and tells us that anything we create on our own will be "unprofessional," "unmarketable," or "unscientific." We've been programmed to believe that if it doesn't have spectacular special effects it's not worth our time. But it's time that we start doing the same thing we're trying with locally-grown food and hand-made products. We need to search out things to read and learn from people close to us, and we need to create our own ideas. We need to rebuild stronger, smaller networks of knowledge and values, the sort that have been damaged by the rise of mass culture. The more localized our beliefs become, the healthier and more diverse American culture as a whole will be, and the more fulfilled and satisfied we will feel with our ideas, because we will once again know that each of us has a say, that each of us has an audience.
4 comments:
Love this post. Thanks for sharing, I couldn't agree more.ReplyDelete
Insightful and thought provoking commentary.ReplyDelete
David Bush
I agree with your conclusion, though I disagree with some of the points you made. Primarily, I disagree with your list of ideas in the American idea factory-- I think a lot of those are unique to (or more concentrated in) Utah, where the science/religion antagonism is much more salient.ReplyDelete
I would actually say that the most dominant and damaging idea in the American psyche is your number 10, or a variation thereof, something along the lines of "Truth is absolute," or "Objectivity is easy to achieve." You're right, questions need to be asked, and they aren't being asked primarily because people think things are proven or True, and therefore unquestionable.
Second most dominant and damaging to that is an idea that you stand by in this post-- the idea of a Protagonist. "We need Obama to save us." "I can be the hero and fix things all by myself." The idea of a hero only lets one person save the world. It tells every child not only that they can be the President, a rock/movie/sports star, a Nobel Prize winner, or Batman, but that they WILL be that, so those are the only career choices they consider, and competition for rare positions as an elected official, an entertainer, or a physician or scientist becomes CUTTHROAT. The result is that instead of a hero, we have a band of backstabbing bandits occupying the most influential positions in the country.
So yes, question the status quo, and raise your voice. Be a community that thinks and feels and drives change, but don't forget about the world at large because isolation can create dogma just as damaging as large scale groupthink.Replies
The religion/science antagonism is salient in every conservative state, which is about half the country. About 73% of Americans identify themselves as Christian, and the percentage is much lower among people who identify themselves as intellectuals. This has naturally led to an attitude that religious people are uneducated, and has only made the debate more heated. In the cities (especially New York) people are forced to interact with new ideas on a daily basis, so there is more tolerance of differing opinions.Delete
You mention that isolation can be as damaging as groupthink. That is certainly true. Amish and Mennonite culture is a good case study in this. However, their preservation of traditional knowledge, skills, and ethics has made them more and more prosperous as their sustainable products have come into demand. They are pacifists and never wage war, and their simple faith has preserved a strong sense of family and community. They are also conformists and largely against books and learning, which is why -- despite my admiration -- I could never join them and remain the intellectual that I am.
I especially like your point about how our culture teaches us to try to be a hero and save the world, and how this leads to cutthroat competition in politics, science, and art. I think this observation can go a long way in explaining the persistence of the dogma that "Evolution is a bloody struggle." In my daily life with Emily and my children William and Scarlett, helpfulness is the rule and selfish struggle is rare. But if I had given that up to pursue a career as a famous writer, then selfish struggle would be the rule. Almost all of the spokespeople for our culture had to fight to get where they are, so it is no surprise that they think of evolution as bloody.


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Congressional Hopeful Amanda Renteria On Valley Edition
Talk to political observers across the country and they'll tell you one of the top Congressional races to watch in 2014 is in California's 21st District. Republican David Valadao is seeking reelection to his second term representing a southern San Joaquin Valley district where Democrats hold a voter registration edge, and which went to President Obama back in 2012.
This year Valadao is facing off against two Democratic challengers – John Hernandez, who lost to the Hanford dairyman back in 2012, and a new name on the local political landscape – Amanda Renteria. A native of Woodlake and the daughter of former farm workers, the Stanford and Harvard educated politician was the chief of staff to Michigan Senator Debbie Stabenow. She now hopes to become the first Latina to represent the South Valley in Congress. Renteria joined us on Valley Edition to talk about her background and her thoughts about everything from water and poverty to climate change and high speed rail.


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Updated Quick Guide now available
Available now – online and at your local public library – is a new resource that can help to answer your questions about different drugs and alcohol and their effects. The Quick Guide to Drugs and Alcohol has a new 3rd edition with updated information and new chapters on caffeine and steroids.
The book is set out in easy-to-read sections suitable for anyone in the community who wants accurate, factual information about drugs and alcohol. It covers short- and long-term effects of individual drugs, treatment options, the laws that relate to drug use, possession and manufacture, drugs, alcohol and driving, and alcohol, drugs and young people.
Written by drug and alcohol experts from the National Drug and Alcohol Research Centre, the book covers alcohol, tobacco and a range of other drugs, such as methamphetamine, cannabis, heroin, cocaine, GHB and hallucinogens.


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label your house ready, this is home full of love, that
this is the bathroom, and there is a toilet. label your
life away, grumpy egg again.
force yourself up of a morning, head out in the rain.
remember you were a passenger once,
no need to park the car.
walk strong, look at the face plain.
know that the donut will work even
with your heathen tendencies.


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First International Conference on
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Nanotechnology promises are ever growing to cover diverse and new interdisciplinary applications. Nanomaterials combined with nanodevices produce wonderful applications including nanomedicine, renewable energy, smart materials, nanorobots …. This compels us to create an international caliber periodic event, where researchers across all continents could meet, discuss and discover what other colleagues are developing. Exchanging ideas about nanotechnology potentials and challenges with industrials and decision makers is another objective. Conference also aims at creating solid and long lasting ties between researchers from both developed and developing countries, through exchange of visiting professors and PhD students.
TOPICSThere are 4 main tracks
Eternal Egypt
|The initiative of launching this event is taken by the Egyptian National Nanotechnology Network, ENNN, which has recently been adopted by the National Academy of Scientific Research and Technology, with the participation of most Egyptian universities and research centers working in nanotechnology at large. Developing international scientific cooperation is one of its major objectives.
|Egyptian Information, Telecommunications, Electronics, and Software Alliance (EITESAL ) is a non-profit entity of ICTE companies operating in Egypt. Fostering communication both between industrial members as well as partnership between industry and research entities is among its major objectives
Embassy of France in Egypt – French institute of Egypt
|The French Institute of Egypt is the heir to the great tradition of cooperation between Egypt and France and a major actor in the bonds of friendship between the French and Egyptian populations. Its action is part of the 1968 cultural, technical and scientific cooperation agreement. The French Institute of Egypt is thus a service of the Embassy of France in Egypt whose mission is: - to contribute to the influence of French culture, language and expertise in Egypt; - to strengthen the cooperation between Egypt and France in all fields: educational and linguistic, cultural, academic, scientific and technical.
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UM171 Expanded Cord Blood In Patients With High-Risk Acute Leukemia/Myelodysplasia
|The safety and scientific validity of this study is the responsibility of the study sponsor and investigators. Listing a study does not mean it has been evaluated by the U.S. Federal Government. Know the risks and potential benefits of clinical studies and talk to your health care provider before participating. Read our disclaimer for details.
|ClinicalTrials.gov Identifier: NCT03913026
Recruitment Status : Recruiting
First Posted : April 12, 2019
Last Update Posted : August 9, 2021
- Study Details
- Tabular View
- No Results Posted
- Disclaimer
- How to Read a Study Record
Allogeneic hematopoietic stem cell transplantation is a life-saving procedure in patients with blood cancers. Cord blood (CB) represents an alternative source of stem cells, which is associated with a lower risk of relapse, especially in the presence of minimal residual disease in the setting of acute leukemia and myelodysplasia. Furthermore, CB has the added advantage of being associated with a low risk of chronic graft versus host disease (GVHD). Unfortunately, CB transplants are hampered by a higher risk of transplant related mortality (TRM) when compared to bone marrow/peripheral blood transplants because of the limited cell dose of CB.
In the previous UM171 trial (NCT02668315), the CB expansion protocol using the ECT-001-CB technology (UM171 molecule) has proven to be technically feasible and safe. UM171 expanded CB was associated with a median neutrophil recovery at day (D)+18 post transplant. Amongst 22 patients who received a single UM171 CB transplant with a median follow-up of 18 months, risk of TRM (5%) and grade 3-4 acute GVHD (10%) were low. There was no moderate-severe chronic GVHD. Thus, overall and progression free survival at 12 months were impressive at 90% and 74%, respectively. The UM171 expansion protocol allowed access to smaller, better HLA matched CBs as >80% of patients received a 6-7/8 HLA matched CB. Interestingly there were 5 patients who had already failed an allogeneic transplant and 5 patients with refractory/relapsed acute leukemia/aggressive lymphoma. Despite this high risk population, progression was 20% at 12 months. Hence, in this new trial, investigators are targeting patients with high and very high-risk acute leukemia/myelodysplasia to test the antileukemia effect of this new graft, a UM171 expanded CB.
|Condition or disease
|High Risk Hematologic Malignancy Cord Blood Transplant
|Biological: Transplant with an expanded ECT-001 cord blood
|Phase 2
This is a multi-center open label phase II clinical trial. Patients with high and very high-risk acute leukemia/myelodysplasia will receive a single 5-7/8 HLA matched ECT-001 (UM171) expanded cord blood after an ablative conditioning regimen. This group of patients would be expected to have poor progression free survival (PFS) after a conventional allogeneic transplant (bone marrow-peripheral blood).
Investigators key primary and secondary objectives include:
- To confirm low Transplant Related Mortality (TRM)
- To evaluate relapse free survival (RFS)
- To analyze kinetics of hematologic engraftment;
- To evaluate the incidence of acute and chronic GVHD
- To evaluate the safety of the procedure
- To evaluate incidence of infectious complications
- To analyze duration of hospitalization
- To evaluate the incidence of pre-engraftment/engraftment syndrome (PES/ES)
- To analyze the effect of cryopreservation of the expanded CD34+ fraction on safety and efficacy endpoints
|Study Type :
|Interventional (Clinical Trial)
|Estimated Enrollment :
|20 participants
|Intervention Model:
|Single Group Assignment
|None (Open Label)
|Primary Purpose:
|Official Title:
|A Phase II Open-label Study of ECT-001-expanded Cord Blood Transplantation in Patients With High-risk Acute Leukemia/Myelodysplasia
|Actual Study Start Date :
|April 1, 2019
|Estimated Primary Completion Date :
|December 2023
|Estimated Study Completion Date :
|December 2023
Experimental: Main intervention
Eligible patients will receive an ablative conditioning regimen and be infused with an ECT-001 expanded cord-blood. The ECT-001 expanded CB could be infused fresh, or cryopreserved.
Biological: Transplant with an expanded ECT-001 cord blood
- Transplant Related Mortality (TRM) [ Time Frame: 1 year ]TRM is defined as any death of any cause other than malignant relapse, occurring after the commencement of conditioning regimen that could be related to the transplantation procedure.
- Relapse Free survival (RFS) [ Time Frame: 2 years ]RFS will be measured from time of transplant until disease relapse, death or last follow-up.
- Overall survival (OS) [ Time Frame: 2 years ]OS will be measured from time of transplant until disease relapse, death or last follow-up.
- Neutrophil Engraftment [ Time Frame: 42 days ]Time to neutrophil engraftment is defined as the first day of attainment of an absolute neutrophil count (ANC) ≥0.5 x 109/L for 3 consecutive days. Time to ANC ≥ 0.1 x 109/L will also be documented as it seems to predict TRM.
- Graft failure [ Time Frame: 42 days ]Absence of neutrophil engraftment by day 42 or secondary graft failure without any obvious cause.
- Platelet Engraftment [ Time Frame: 60 days ]Platelet engraftment is defined as the first day of a sustained platelet count ≥ 20 x 109/L with no platelet transfusion in the preceding 7 days as per CIBMTR standards (www.cibmtr.org).
- Incidence of Acute Graft Versus Host Disease (aGVHD) [ Time Frame: 1 year ]The time to onset and maximal grade will be recorded. Acute GVHD will be defined as classic acute (time of onset of symptoms ≤ 100 days) or persistent, recurrent, or late onset acute GVHD (time of onset of symptoms > 100 days) as defined by the NIH. Results will be compared to patients at the same institution transplanted with different stem cell sources.
- Incidence of Chronic Graft Versus Host Disease (cGVHD) [ Time Frame: 2 years ]Defined as per NIH global severity scores for mild, moderate, and severe chronic GVHD.
- Adverse events grade 3 or higher [ Time Frame: 3 years ]All adverse events occurring during the clinical trial, including the protocol-defined post-treatment follow-up period, qualifying as a grade ≥ 3 toxicity per the revised NCI Common Terminology Criteria for Adverse Events (CTCAE) version 5.0.
- Incidence of severe infectious complications. [ Time Frame: 3 years ]Any of the following infections requiring systemic therapy will be captured: invasive candidiasis, aspergillus, other invasive fungi, CMV, adenovirus, EBV, HHV-6, HSV, VZV, PCP, toxoplasmosis and mycobacterium.
- Hospitalization events [ Time Frame: 1 year ]Total number of days admitted to the hospital in the first 100 days following transplant. Last day of fever (≥38.0°C) prior to engraftment, and number of days of parenteral feeding during transplant admission.
- Incidence of preengraftment/engraftment syndrome (ES) requiring therapy. [ Time Frame: 30 days ]
- Immune reconstitution [ Time Frame: 1 year ]T, B, NK cell evaluation
- Identify markers suggesting escape from the immune system [ Time Frame: 3 years ]If the underlying disease recurs, sequencing will be performed of the leukemias/MDS to identify markers suggesting escape from the immune system: for example down regulation of HLA on cancer cells.
- Graft composition and evaluation [ Time Frame: 7 days ]To better understand the effect of ECT-001 expansion a sample of the graft will be transplanted into mice before and after expansion. In addition, the different cell populations of the graft will be analyzed by flow cytometry before and after expansion. UM171 appears to increase significantly the proportion of dendritic cell precursors and mast cell precursors. Confirmation of this observation from the 1st trial will be obtained.
Choosing to participate in a study is an important personal decision. Talk with your doctor and family members or friends about deciding to join a study. To learn more about this study, you or your doctor may contact the study research staff using the contacts provided below. For general information, Learn About Clinical Studies.
|Ages Eligible for Study:
|18 Years to 70 Years (Adult, Older Adult)
|Sexes Eligible for Study:
|Accepts Healthy Volunteers:
Inclusion Criteria:
Presence of high-risk acute leukemia/myelodysplasia defined as one of the following:
I. Acute Myeloid Leukemia:
- Primary induction failure (no CR or CRi after ≥ 2 courses of induction therapy or after ≥ 1 induction containing high dose Ara-C)
- Chemorefractory relapse (no CR or CRi after 1 chemointensive treatment)
- Relapse after allogeneic or autologous transplant
- High risk AML in CR1: i) any adverse genetic abnormality as defined by European Leukemia Net excluding FLT3 mutation; ii) secondary or therapy related AML excluding good risk genetic abnormalities (as defined by ELN); or iii) any other poor risk feature known to be associated with a PFS or DFS ≤40% at 2 years after conventional transplantation.
- CR2 excluding good risk genetic abnormalities defined by ELN
II. Acute Lymphoid Leukemia
- Primary induction failure (≥ 2 inductions)
- Chemorefractory relapse (at least 1 intensive induction chemotherapy; blinatumomab, inotuzumab or CAR-T cells may be considered as an equivalent)
- Relapse after allogeneic or autologous transplant
- High risk ALL in CR1: Ph like ALL or any other poor risk feature known to be associated with an PFS or DFS ≤40% at 2 years after conventional transplantation.
- MRD+ within 1 month of start of conditioning regimen.
III. Myelodysplastic syndrome
- Relapse after allogeneic or autologous transplant
- ≥10 % blasts within 1 month of start of conditioning regimen
- Very poor cytogenetics (>3 abnormalities)
- Any poor risk feature known to be associated with a PFS or DFS ≤40% at 2 years after conventional transplantation
- TP53 mutation
- ≥40 years old and RAS or JAK2 mutation
- CMML with HCT-specific CPSS score high or intermediate-2
- Stable disease (absence of CR/PR/HI) after 6 cycles of azacitidine (or another demethylating agent)
- Progressive disease while on azacitidine (or another demethylating agent)
- 18-70 years old
Availability of 2 CBs ≥ 4/8 HLA match when A, B, C and DRB1 are performed at the allele level.
I. Cord to be expanded:
- CD34+ cell count >0.5 x 105/kg and TNC>1.5 x 107/kg (these numbers are all pre-freeze)
- Needs to be erythrodepleted by bank prior to cryopreservation
- Must come from a cord bank that is FACT (Foundation for the Accreditation of Cellular Therapy) accredited, FDA approved or eligible for NMDP IND.
II. Non-expanded CB/back-up cord:
- Pre-freeze TNC count ≥ 2.0 x 107/kg with CD34+ cells ≥1.5 x 105/kg or TNC count ≥ 1.5 x 107 TNC/kg with CD34+ cells ≥1.7 x 105/kg. If a single cord does not meet these criteria, 2 back up cords will be an acceptable alternative with a minimum for each of 1.5 x 107/kg TNC and 1 x 105/kg CD34+ cells; another acceptable HSC back up source could be a haploidentical donor with medical clearance prior to starting conditioning regimen.
- Must come from a cord bank that is FACT accredited, FDA approved or eligible for NMDP IND
- Karnofsky score ≥ 70%
- Bilirubin < 2 x upper limit of normal (ULN) unless felt to be related to Gilbert's disease or hemolysis; AST and ALT ≤ 2.5 x ULN; alkaline phosphatase ≤ 5 x ULN.
- Estimated or measured creatinine clearance ≥ 60 ml/min/1.73m2.
- Hematopoietic cell transplantation specific comorbidity index (HCT-CI) ≤5 for patients < 60 years old; HCT-CI ≤3 for patients < 60 years old and acute leukemia not in CR/CRi; HCT-CI ≤3 for patients 60-65 years old; HCT-CI ≤1 if 66-70 years old.
- Left ventricular ejection fraction ≥ 40%
- Forced vital capacity (FVC), forced expiratory volume in 1 second (FEV1) and diffusing capacity corrected for hemoglobin (DLCOc) ≥ 50% of predicted
- Signed written informed consent
- Female patients of childbearing potential must have a negative serum pregnancy test within 7 days of enrolment and must be willing to use an effective contraceptive method while enrolled in the study.
Exclusion Criteria:
- Patient never treated with cytotoxic chemotherapy and planned conditioning regimen does not include 12 Gy TBI (exceptions allowed if approved by PI).
- Allogeneic myeloablative transplant within 6 months.
- Autologous hematopoietic stem cell transplant within 6 months.
- Planned use of ATG in conditioning regimen (exceptions allowed if approved by PI in which case ATG must be adjusted for weight/lymphocyte count and given more than 1 week prior to transplant; any patient who receives ATG will have immune recovery studies but will not be counted with rest of patients and will be analyzed separately).
- Planned use of an HLA matched CB (8/8 allele matched)
- Uncontrolled infection.
- Presence of a malignancy other than the one for which the CB transplant is being performed, with an expected survival estimated to be less than 75% at 5 years.
- Seropositivity for HIV.
- Hepatitis B or C infection with measurable viral load. Patients with chronic hepatitis B or C infection regardless of viral load require clear documentation of absence of cirrhosis by either fibroscan or biopsy. If fibroscan is the method used, the test must be unequivocally negative.
- Liver cirrhosis.
- Active central nervous system involvement
- Chloroma > 2 cm
- ≥50% blasts in marrow in an evaluable marrow sample (>25% of normal cellularity for age) collected less than one month prior to start of conditioning regimen.
- Peripheral blasts >1000/mm3
- Pregnancy, breastfeeding or unwillingness to use appropriate contraception.
- Participation in a trial with an investigational agent within 30 days prior to entry in the study.
- Patient unable to give informed consent or unable to comply with the treatment protocol including appropriate supportive care, follow-up, and tests.
- Any abnormal condition or laboratory result that is considered by the PI capable of altering patient's condition or study outcome.
To learn more about this study, you or your doctor may contact the study research staff using the contact information provided by the sponsor.
Please refer to this study by its ClinicalTrials.gov identifier (NCT number): NCT03913026
|Contact: Sandra Cohen, MD
|Canada, Quebec
|CIUSSS de l'Est-de-l'île-de Montreal, Hôpital Maisonneuve-Rosemont
|Montréal, Quebec, Canada, H1T2M4
|Contact: Hocine Ait Hamouda, MSc 5142523400 ext 3609 firstname.lastname@example.com
|Principal Investigator: Sandra Cohen, MD
|Principal Investigator:
|Sandra Cohen, MD
|Ciusss de L'Est de l'Île de Montréal
|Responsible Party:
|Sandra Cohen, Associate Professor University of Montreal, Ciusss de L'Est de l'Île de Montréal
|ClinicalTrials.gov Identifier:
|Other Study ID Numbers:
|First Posted:
|April 12, 2019 Key Record Dates
|Last Update Posted:
|August 9, 2021
|Last Verified:
|August 2021
|Studies a U.S. FDA-regulated Drug Product:
|Studies a U.S. FDA-regulated Device Product:
Stem Cell Expansion
Hematologic Neoplasms
Myelodysplastic Syndromes
Neoplasms by Site
Hematologic Diseases
Bone Marrow Diseases
Precancerous Conditions


text:
Posted May 19, 2014
Can you imagine being able to see for the first time because of a smartphone app?
There is a new device that uses sounds or music to allow the blind, or those partially blind, to visualize and navigate their surroundings. This new technology now is accessible through an app on your smartphone.
Development of sensory devices
In recent years, two sensory substitution devices were developed to enhance sight with sounds. The device, vOICe, created by Dutch engineer Peter Meijer in 1992, uses an algorithm to convert simple grayscale images into musical sounds. In 2007, researchers at Hebrew University in Jerusalem used vOICe technology to develop EyeMusic which added color to sounds and shapes.
Now the EyeMusic program is available as a smartphone app. With the phone's camera, users record scenes and landscapes, and the app teaches them to identify sounds with shapes. For example, a diagonal line, such as a staircase, is converted to a string of rising musical notes, or if there is an obstacle in the picture, such as a chair to the left of the user, it will be represented by a shift in tone and frequency.
Using the EyeMusic app requires patience and training. Sometimes it requires several months to use it effectively. However, hearing experts believe that once blind people become accustomed to using the app, they will experience more independence and confidence to navigate the world around them.
Facts about blindness
EyeCare America provides these statistics concerning blindness in the United States:
- Approximately 3.4 million Americans age 40 or older are visually impaired or blind, costing over $4 billion annually in benefits and lost income
- By age 65, 33 percent of Americans have some form of vision impairment as a result of eye disease
- People with diabetes are 25 times more likely to become blind
- Glaucoma is a leading cause of blindness in the U.S.
Learn nine tips for healthy eyes.


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Most of Indiana is considered rural. For residents who live in small towns outside of the major metropolitan areas around Fort Wayne and Indianapolis, it can be very difficult to find a reputable lender. If an Indiana resident isn't careful, he or she could end up paying steep rates due to the lack of availability in a given area. Residents with bad credit can forget about qualifying for a loan altogether. That's why online direct lenders from across the nation came together to form the Indiana Cash Advance Loan. These cash advance loans are available now at National Cash Credit.
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To see how much you can qualify for, please click one of the following links: Cash Advance Loans Online or Fast Cash Advances


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Super for YOU
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Thanks for taking the time to check out SS3 and we really hope you have a blast playing it.
The developers describe the content like this:
Frequent strong language and verbal description of sexual acts. Minimal comedic violence. Women in underwear, partial nudity.
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Agencies Can Do Better by Collecting Data with Purpose
There's a difference between having data and having useful data, federal officials said.
In today's information revolution, agencies collect and disseminate heaps of data by the hour. But it's time to shift away from collecting all the data, and instead, collect data with purpose, federal leaders said Thursday.
"In the last two years alone we've generated more data than throughout human existence," Oki Mek, chief product officer for the Health and Human Services Department's acquisitions division, told attendees at IBM's Think Gov Conference. "And you can't understand your data without strong data taxonomy."
Other federal managers also reflected on their agencies' own efforts to make the most of all the data (or the world's "newest natural resource") that their departments collect and use daily.
The Navy Analytics Office's Chief Data Officer Tammy Tippie said there initially was an intense drive to create one overarching data strategy across multiple data systems. However, enterprises as large as the Navy and the Defense Department have so many different kinds of complex data, they've realized they have to get pretty "far into the weeds" before arriving at tangible approaches to manage it all, she said.
"A lot of these things have grown up over time—before data was a resource for us—so there's data there that's managed for a purpose but not managed in a way that can be leveraged with the broader enterprise," Tibbie said. "So how do we bring those into integration, and build new things that capture new data in a way that's already integrated from the start?"
It's an issue being tackled across agencies. The Homeland Security Department's Deputy Chief Capital Officer Roland Edwards said the agency is working to reach a place where multiple lines of business—not just senior leadership—can access and report on all the data the department routinely collects across its systems.
Sabeen Dhanani, U.S. Agency for International Development's senior digital development advisor, said the agency is currently struggling with using data to inform decision-making. "That doesn't just go down to how do you analyze the data that you have, but how do you actually change the data that you're collecting?" she said.
The agency is starting to shift into a direction where it considers the decisions they need to make ahead of collecting considerable amounts of data, "but we still just collect so much data that doesn't always actually say what we would like for it to say at the end of the day," Dhanani said.


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|Hosted by
|Final: Jono Bacon, Stuart Langridge, Chris Procter, Adam Sweet
Previous: Stephen Parkes, Matthew Revell, Ade Bradshaw
Guests: Lee "Ranulph" Jordan, Ben Thorp, Ted Haeger, Scott James Remnant, Andrew Lewis, Christian Schaller, Chris Jones, Matt Lee, Barbie
|Talk show (Linux, Free and open source software)
|Audio format
|Ogg Vorbis, MP3
|Original release
|26 February 2004 – 20 July 2008
LugRadio was a British podcast on the topic of Linux and events in the free and open source software communities,[1] as well as coverage of technology, digital rights and politics.
The show was launched in 2004 as a result of discussions between several members of the Wolverhampton Linux User Group. After five seasons, on 30 June 2008, LugRadio announced that they would end the show at their convention, LugRadio Live UK 2008.
The show was presented by Jono Bacon, Stuart Langridge, Chris Procter and Adam Sweet. Jono Bacon and Stuart Langridge are the only two presenters who were with the show throughout, with Jono Bacon being the only presenter to appear on every show. Previous regular presenters were Matthew Revell (Seasons 1 - 4), Adrian Bradshaw (Seasons 2 - 4) and Stephen Parkes (Season 1, and the first few shows of Season 2). The show has also featured a number of guest presenters.
Guests have included Ximian co-founder Nat Friedman, Google Open Source program manager Chris DiBona, Sun Head of Open Source Strategy Simon Phipps and Eric Raymond among others.[2]
LugRadio was conceived by Jono Bacon and Matthew Revell in 2003. The pair met at Wolverhampton Linux User Group and it was agreed that Stuart Langridge and Stephen Parkes would complete the line-up. The first show, called The Phantom Message, was released on 26 February 2004.[citation needed]
Most releases of the show were licensed under the Creative Commons Attribution Non-Commercial No-Derivatives licence,[3] but shows released after December 2007 are under the Attribution-Share Alike 3.0 Unported licence. An effort was made to relicense earlier content under the same license where possible.[4]
LugRadio received coverage in Linux Format magazine, Linux User and Developer magazine and Linux Magazine as well as online coverage by sites such as Slashdot.[5]
An episode of LugRadio was included on the cover CD of Linux User and Developer magazine.[6]
In 2006, LugRadio won the award for Best Marketing Campaign at the UK Linux and Open Source Awards in London[7] and won the award for Best Linux Podcast in the Christmas 2007 edition of Linux Format magazine.[8]
LugRadio Live was an annual event organised by the LugRadio team and held in Wolverhampton. It was a Linux, Free Software and Open Source event intended to be fun, without the corporate agenda held by other commercial events.[9] It was first held in 2005 with 250 attendees, 14 speakers — including Mark Shuttleworth, who arrived by helicopter[10] — and 18 exhibitors including Ubuntu, Debian, KDE and O'Reilly.[11]
In 2006 LugRadio Live saw around 400 attendees, over 30 speakers including Michael Meeks and 27 exhibitors including Ubuntu, OpenSolaris, KDE, MythTV, Debian, Fedora and GNOME.[12]
LugRadio Live 2007 took place on 7–8 July 2007 at the Light House Media Centre, Wolverhampton attracting hundreds of attendees from around the world. Speakers included Chris DiBona (Google), Gervase Markham (Mozilla) and a representative from the Department for Communities and Local Government.[13]
LugRadio Live USA 2008 took place on 12–13 April 2008 at The Metreon in San Francisco.[14] The wide selection of speakers included many celebrities including Miguel de Icaza, Robert Love,[15] Ian Murdock, and Jeremy Allison. The show attracted about five hundred Linux enthusiasts from many countries around the world with several travelling from as far as Europe and Australia.
LugRadio Live UK 2008 took place on the weekend of 19 July 2008 in Wolverhampton at the Light House Media Centre.[16]
LugRadio Live 2009 took place on 24 October 2009 in Wolverhampton at the Newhampton Arts Centre.[17]


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Born and raised in the beautiful Blue Ridge Mountains, of western North Carolina, my research and teaching as a rhetoric and writing scholar-teacher focus on issues of knowledge production, power, and place-based language and writing. I am interested in how and why texts circulate within particular localities, primarily in the American Mountain South, an unduly marginalized region composed of diverse people and places, also known as Appalachia.
As a PhD student in Rhetoric and Writing, most of my research at Virginia Tech interrogates how systems of power and oppression intersect with the acts of writing, speaking, and communicating, all of which I deem as highly rhetorical, non-neutral activities. I believe that through understanding language, we can better understand culture and can help students critically think, read, and write.
My dissertation research focuses on a specific historic case study where local farmers and retired factory workers in western North Carolina successfully opposed and prevented the implementation of 14 catastrophic dams on the French Broad River, a project that would have required the displacement of more than 600 families, flooding of nearly 20,000 fertile agricultural acres, and 74 miles of stream channelization. For more on this research, please visit my digital archive, documentary, and oral history project entitled, "The Dam Fighters," and linked here.
At Virginia Tech, I teach Business Writing and First-Year Writing, and am actively pursuing additional teaching opportunities both within my own department of English, across the University and through public programs.
As a second-year PhD student, schoolwork, teaching, and publishing take up a majority of my time. When I can branch out, however, I love playing and dancing to old time music, kayaking, and hiking in the Appalachian mountains.
I hope this site can help you become better acquainted with my professional work. If you would like to learn more, or possibly collaborate with me on research, please contact me at my Virginia Tech email address: email@example.com


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The secret is a good real estate agent. You might search online all day and never find what you are looking for. If it's out there, your Realtor can find it. I have access to data bases that consumers cannot access. Trust your Realtor to find the best deal for you while you are busy with your own career. When you are buying real estate, you don't pay your Realtor for their services. The seller pays their commission. I cringe at the thought of people paying for foreclosure sharks to find them an investment property because if you use your trusted Realtor, you don't pay anything for those services.
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Hello Fresh Review – September 2015
Hello Fresh is a meal kit subscription service that sends pre-portioned ingredients and recipe cards (the cooking is up to you). There are a few of these type of subscriptions out there, but when a friend posted a $40 off code, I decided this was exactly the one I wanted to try!
The regular price for 3 meals (2 portions per meal) is $70. At over $10 a portion, there's no way I was trying this at full price…why would you not just go out to eat? With the $40 coupon though, I was looking at $5 per plate. Still not great, but more reasonable for an experiment.
When I signed up, I was given the option to choose 3 meals from their recipe list for the following week. There are meat, fish, and vegetarian options, so I went with two meat and one vegetarian. The ingredients and recipe cards are delivered on a specific day (that you select) in an insulated box and the meat or fish is packed separately and surrounded by ice packs. We didn't receive our delivery until 8pm, but everything was still perfectly chilled.
The first meal we tried was Chinese Chicken and Black Beans. I was looking forward to (scared of) cooking with a variety of ingredients I've never bought before, including ginger, water chestnuts, and scallions.
The meal was tasty, but the Chinese 5 spice absolutely overwhelmed the ingredients. I felt you could have substituted any protein and vegetables in that meal and it would have tasted exactly the same. We liked it, but the spice was a little much for one meal. The portion size was bigger than expected, though. We still have at least another full plate of leftovers chilling out in the fridge.
The second meal was Italian meatloaf, mashed potatoes, and roasted green beans. This was a safer selection, as all of the ingredients were at least familiar to me. It absolutely exceeded expectations!
I never would have thought to combine roasted red peppers and basil in a meatloaf, but it gave the meat an incredible flavor. I ended up skipping the sour cream and adding paprika to the potatoes and they were delicious as well. The only change I'd make with the green beans is adding them to the oven later. They looked a little sad and wilted after 18 minutes. I just prefer my green beans to have more snap!
I also liked the idea of creating mini meatloaves which require less cooking time and might help the meat from drying out, even when using 90% lean ground beef. With thumbs up from both of us, we'll definitely be keeping this recipe in our collection.
The third meal is a freekah and brussel sprout salad. Don't worry, I had no idea what in the world freekah was, either. And I've never touched a Brussel sprout before. So, this meal was definitely outside my comfort zone. What's the fun of an experiment if you're not going to try new ingredients, though?! I was also assuming Jay wouldn't be terribly interested in this, so we had a frozen pizza on deck if needed.
The cooking process was actually pretty simple (a level 1 difficulty for good reason). Boil the freekah (a nutty flavored grain) in water, roast the brussel sprouts, and mix together the other ingredients, which included apple, parmesan cheese, and walnuts.
The end result was surprisingly delicious. The weird hodgepodge of ingredients worked well together and there were plenty of leftovers. I'll be keeping the recipe and hope to make it again, although more likely as a side than a main dish. It was a departure from anything I normally cook and turned out to be a worthwhile gamble.
Overall I enjoyed cooking a variety of meals and trying new ingredients without having to search for them myself at the grocery store. I still won't be purchasing this subscription at full price, though. I can't justify paying just as much per person as you would at a restaurant while still having to cook the meals.
If you'd like to try Hello Fresh for yourself, you can get $40 off your first box with this coupon code: QE2FC6. Just go to HelloFresh.com, pick your box, and apply this promo code before you checkout!


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The buck stopped in Kiev Saturday. Whatever becomes of their state, Ukrainians took their national fate into their own hands. No one did this to or for them; they did it themselves.
A deal endorsed by their president, by the official leaders of the opposition, by the leading nations of Europe, by Canada and by governments around the world was thought to give Viktor Yanukovych at least ten more months in office. On the Maidan, that deal lasted ten minutes, about as long as it took for the protesters in Kiev's central square to recite it. The people said no and threw Yanukovych out, however legally, that very day. Prediction is easy, pundits might note, except for the future.
We may one day know but can now only wonder whether the German, Polish and French Foreign Ministers who negotiated the 10-month deal ever believed it would hold – or whether the Polish minister, promoting the pact to protesters, really believed they'd "all be dead" without it. The ministers were wrong, both times, but they did help Ukraine back away from the brink.
Success has a thousand fathers, but before any foreigners claim victory, let all note who sired this one: the fearless, constant protesters, including those prepared to fight and die – and, lest they be overlooked, the soldiers of Ukraine prepared to mutiny before they'd fire at their own people. President Yanukovych might have tried, but in the end, he could not crack down. His army wouldn't shoot.
The scores who have died are keenly mourned, but this relatively peaceful overthrow of a tough government, one which Ukrainians elected but came to despise – not for its trade policy, but for its abuse and insult to their dignity – is a tribute to Ukrainian character.
The hard tests go on, though. The circumstances of the new leaders of Ukraine are daunting, their agenda a hornet's nest.
They must sustain public order. The very last thing any patriotic Ukrainian needs now is anarchy, a fateful vacuum of power.
They must achieve and sustain consolidated, coherent leadership. Yulia Tymoschenko, for one, however inspiring or current, does not look fit for more than a figurehead role. Her ally, former Speaker Olexsander Tuchynov, whom MPs have named interim President, has historic work cut out. Personalities aside, the protestors were united by what they opposed. They now need broad unity deciding what they propose. Given the diversities and egos involved, that is easier said than done.
As he builds a coalition as inclusive as might be, Tuchynov and his partners must contend with potential threats to Ukraine's national unity, with a so far formally defiant Yanukovych, holed up in the east, if he hasn't fled the country yet, with who knows just what plans and support.
They will have to deal with Moscow's reactions – and seek from the start to build the good relations they need with their big, close neighbour.
Their economy is a mess in deep distress. They need help now – and could well use more for some time to recover and build a better future for their people. Most of the work, though, they will have to do themselves. The EU is full and broke.
They ought tread very carefully in their quest for justice. Warrants have been issued for Yanukovych's arrest. In prominent ranks are Ukrainians who want him to "feel the wrath of the people ... like Ceausescu and Gadaffi." Their fury may rise as the venality, excess and corruption of President Yanukovych's rule are exposed, such as the long-held secrets of the bizarre Xanadu he built on the banks of the Dnipro and the backs of the people.
Ukrainians will want to temper that anger, though, lest it poison the dawn of their new day. Vengeance is best left to the Lord. The new powers might rather be magnanimous in their victory, merciful with their compatriots even as they hold them to a fair measure of account, and focused more on all the good they might now get done rather than all the bad that's gone before.
That is for the morrow, though. Today, let us salute the courage, the stamina and the discipline of the Ukrainian people and celebrate this moment of joy in their history. This is not a victory for east or west. This is a victory for them.
Christopher Westdal was Canada's ambassador to Ukraine from 1996 to 1998 and ambassador to Russia from 2003 to 2006.


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3 bed | 2 bath | $2,998,000
Panoramic Dundarave view home! This beloved family home boasts unobstructed views of Dundarave and Ambleside to the west, down through to Lions Gate Bridge, Stanley Park and Kitsalano/UBC to the south plus the view is power line free! The home itself has a nice cottage feel from the outside and from the great room inside, the clean lines and banks of over sized windows add a mid-century modern quality to the home that takes full advantage of the spectacular views. A few key recent updates of the home include a new roof and hot water tank. With a few more easy upgrades this home would have even more of a wow-factor and could easily see your family through many years. SHOWINGS BY APPOINTMENT ONLY!


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This post is also available in: العربية (Arabic) हिन्दी (Hindi)
God created us to enjoy happiness, peace, long life and all the other great blessings for which our hearts long. "Keep my commandments: For length of days, and long life, and peace, shall they add to thee" (Proverbs 3:1, 2). God's law is the road map that points out the right paths to follow in order to find this supreme happiness. "He that keepeth the law, happy is he" (Proverbs 29:18).
God's Law shows us the difference between right and wrong "By the law is the knowledge of sin" (Romans 3:20). And it exposes sin "I had not known sin, but by the law: for I had not known lust, except the law had said, Thou shalt not covet" (Romans 7:7). The Ten Commandment law (Exodus 20) clearly shows us where to draw the line between right and wrong and avoid the trap of sin.
God's law is like a strong wall of protection from evil. It protects us from impurity, falsehood, murder, idolatry, theft, and many other evils that destroy life, peace, and happiness. "Hold thou me up, and I shall be safe: and I will have respect unto thy statutes continually. Thou hast trodden down all them that err from thy statutes" (Psalms 119:117, 118).
But no one can be saved by keeping the law "By the deeds of the law there shall no flesh be justified in his sight" (Romans 3:20). Salvation comes only through grace, as a free gift from Jesus Christ, and we receive this gift by faith, not by works "For by grace are ye saved through faith and that not of yourselves: it is the gift of God: Not of works, lest any man should boast" (Ephesians 2:8, 9). The law serves only as a mirror to point out sin in our lives. Cleansing and forgiveness from that sin come only through Christ (1 John 1:9).
In His service,
BibleAsk Team
This post is also available in: العربية (Arabic) हिन्दी (Hindi)


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Treatment priorities focus of survey
The Ensign, 15 October 2010
By Sandy Eggleston
HOW to decide which patients should be given priority treatment in a public health system that has limited funding is a question that should be discussed by New Zealanders, University of Otago student Trudy Sullivan says.
Ms Sullivan is completing a research project for her doctorate to find out what New Zealanders think about which groups of patients should have priority in receiving publicly funded treatment. She would like as many people as possible to take part in an online survey to share their opinion.
Ms Sullivan said because many people complained there was not enough funding for the public health system, there should be clear guidelines as to which patients should have priority.
''People complain 'why am I on a waiting list?' or 'why am I not on it?' and 'how do I know if I can get this treatment?'.''
''There needs to be some clear, transparent way to prioritize treatments,'' she said.
The survey asked people to choose between different criteria that could be used to determine which patient should receive treatment first.
The criteria are age, lifestyle choices a person has made, how much the treatment will help the patient, how much the community would benefit from the person being treated, whether there is an alternative treatment and the patient's health.
Ms Sullivan said the survey would help her discover what criteria New Zealanders thought were important in making health treatment decisions.
The survey took about 10 minutes to complete and people interested in taking part could email her to receive a computer link to a survey form, Ms Sullivan said.
• To receive a computer link to take part in the survey, email firstname.lastname@example.com


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In cities facing housing crunch problems like rising rents and gentrification, there are generally two schools of thought about how the problem should be addressed. One school holds housing supply paramount, noting that land use restrictions like zoning suppress development of market rate housing, which invariably drives up places and causes displacement. This school focuses on liberalizing land use controls as the solution to housing issues. The other school holds community integrity paramount, focusing on regulatory measures that prevent existing residents from being evicted.
The difference in tactics between these two groups often leaves them at odds with each other. However, these schools of thought are two sides of the same coin, with similar goals but approaching the problem from opposite ends. Call the land use liberalization advocates the "macro" view, focusing on overall regional housing supply, and the anti-displacement advocates the "micro" view, focusing on the stories of individuals affected by rapid neighborhood change.
If you're mainly worried about regional housing supply (and regional is the level that ultimately matters), you need to recognize that individual stories matter. There is value in neighborhoods that cannot be monetized, something the urban renewers of yore learned the hard way. Places like California have been building up a deficit of housing for decades, something that will take years for a functioning housing market to rectify.
If you're mainly worried about displacement, you need to recognize that regional housing supply matters. Economic models are not abstractions that economists seek to impose on people, they describe how human beings interact with each other under a given set of regulations and traditions. The land use regulations we have today, which constrain housing supply, require that somebody lose, be it existing residents or would-be immigrants. In the absence of increased housing supply, all you can do is pick different losers.
See the forest for the trees, or see the trees for the forest.
The key is to realize that we all share a common goal – a city that is affordable and accessible to all those who want it. When land use liberalization advocates and anti-displacement advocates argue with each other, we let the truly responsible parties – wealthy neighborhoods that stifle any and all development – off the hook.


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For a perfect balance, we've blended three retirement communities into one.
Like a fine winemaker, we've blended three lifestyle choices, on one campus, in the heart of the Livermore Valley to create something entirely unique. Residents choose from three care options including:
Whether you are seeking a senior apartment, one with more amenities and social opportunities, or you want the support of assisted living services, the Heritage Estates retirement campus is your place. We have designed our communities to work together, serving the needs of active seniors at every stage of retirement.
We offer a continuum of care, meaning that if needs should change over time, residents in our senior apartments can access additional services in our independent living and assisted living community. Heritage Estates residents can call our campus home throughout all of retirement, staying in a place where they are well cared for and well known.
We invite you to explore our unique and harmonious blend of luxurious and fun retirement living. Of course, no matter your choice, life will be incredibly smooth at Heritage Estates.
Heritage Estates
Heritage Estates
900 East Stanley Boulevard
Livermore, California 94550
Services offered:
Heritage Estates Senior Apartments
Heritage Estates Senior Apartments
800 East Stanley Boulevard
Livermore, California 94550


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It's Tuesday, and we have a little cutie pie that we'd like to introduce! Meet Lai – he is 2 years old and will celebrate his 3rd birthday next month. Please share to help us find this happy, smiley little guy his forever family!
Lai is shy, especially around strangers, but once he warms up he is quite the little charmer! His nannies say that he is "full of wisdom and has his own unique views." Normally at play time, if a child takes another's toy, there will be tears and screaming. Lai has his own approach – instead he will walk over and take his nanny's hand, and will show them what happened.
Compared to other children, Lai's intelligence is normal. He participates in an early education class and follows his teacher's instructions very well. Even though Lai has bottom and genital malformations, along with a leg malformation, he can walk independently, go up and down stairs by himself (while holding the hand rail), and can freely change between crawling, sitting, standing, etc. Lai is truly 1 in a million! Please help him find his family so that he can continue to grow!
Lai is a Special Focus child, meaning he can be matched to a family either with or without a dossier in China and may also be accepted along with another child! He is diagnosed with Tailend Duplication Malformation. Please call 303-850-9998 or email email@example.com for more information about this Lai!
Visit http://ccaifamily.org/WaitingChild/Waiting-Child-Profile.aspx to see more children waiting for their forever families.


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Recent Posts
The School Year Is Upon Us
Posted byon
Summer is over and the kids have all gone back to school. It goes by in the blink of an eye with swim lessons, summer vacations, summer camps and more. Then we get to the last few days when the school year draws near and time seems to slow way down. The kids act extra crazy and the summer programs close their doors to regroup for the school year. You've run out of activities to keep them busy and cannot possibly tell them one more time to leave their new school supplies ALONE! And everyone wonders why moms and dads are so joyous for the first day of school! Well, friends…we've arrived and that's all that matters!
This morning on TV I heard a mom say, "I know many moms treat the first day of school like New Year's Day and come up with resolutions for the school year". This thought had never occurred to me but I can see how it would be applicable for those who make amazing school lunches, prep creative after school snacks or commit to being super organized for the extra-curricular activities. I must say, I LOVE the idea!
Of course, my next thought was, what about children's gently used clothes? Doesn't it make total sense to weed out their closets and freshen the wardrobe for the exciting year ahead? As an added bonus, they won't even notice some of their favorite (yet too small) pieces have left the building because they are so distracted with their new teacher and friends. Once you've created some space, why not add some designer jeans, dresses or sweaters to the mix all while saving a fortune?
As the owner of a business by which we offer the convenience of selling used children's clothes online, I'm a big fan of this notion! As a mom, I love the idea of taking advantage of second hand clothes for sale, enhancing and upgrading what my kids wear and knowing their closets are ready to go for the fall season. The holidays sneak up on me and this is when the clothes REALLY start rolling in.
Let's hear it for New School Year resolutions!!! Wishing you and your littles a fabulous school year ahead.
Founder & President


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An independent consultancy with broad Human Resources knowledge
Jeff Salisbury
Jeff has significant experience in Human Resources management across a number of business sectors but most recently in the Technology space. His specialist focus and expertise has been in the establishment of the Total Reward function in fast paced and rapidly expanding companies. He has been responsible for the development and delivery of pay and benefit programmes across both EMEA and APAC countries as well as working directly in the US as part of a Corporate Total Reward Team. Companies worked for include Juniper Networks, DELL, DHL and Bayer.
Associate Alliances
Through a broad range of alliances we are able to offer extended support and expertise across a range of HR areas in including:
- Talent Acquisition
- Executive Search
- Assessment and Development
- Employment Law
- Coaching and Mentoring
- Employee Relations