text:
Have a question or concern? Fill out our short form below. If you want to request a quote please visit our Request a Quote link to fill out a more extensive form.
The Lynchburg Insurance Group
The Lynchburg Insurance Group is located in Lynchburg, VA. Our insurance agency is a member of the Wyndhurst business community and proudly manages the insurance needs for clients throughout Central Virginia.
Recent Tips & Tricks
When You Can't Come Home: What Does "Loss of Use" Coverage Actually Cover?
Your homeowner's insurance policy will pay to repair damage to your home caused by a fire, windstorm or other covered caus...
Is a GPS Covered by an Auto Policy?
Some may view them as science fiction gone wild. Others see them as indispensable, possibly life-saving tools. Regardless of...
Copyright© 2011 The Lynchburg Insurance Group – Lynchburg, VA 24502


text:
Web Content Display
Paradise dressed in white
Unspoilt nature, relaxation, wonderful slopes, fun for youngsters and families. If you also like your winters as we do then surround yourself with the atmosphere on Monte Bondone. Each to his own pleasure.
A 70 hectare skiable ski area, 20 kilometres of very wide pistes, and an integral programmable snow system are what is needed to give you a pleasurable snow inspired holiday: nursery slopes for beginners, technical runs for freestyle and slalom fans and the "Gran Pista", almost 4 kilometres long for great thrills through the conifer and beech woods and fields, served by the Rocce Rosse ski lift, a four-seater with automatic coupling. The 809 metre ascent, covered in little more than 7 minutes, makes it the highest rising chairlift in Europe. All whilst enjoying the enchanting views of the Brenta Dolomites.
Great descents, varying degrees of difficulty, and all with snow guaranteed by the snow-making equipment fed by the artificial lake at Malga Mezavia. On top of it, there's a brand new six-seater chairlift, Montesel, which serves more pistes thanks to its strategic position and will be functioning even by night during the "Happy Snow" nights on Thursdays and Saturdays.

subset: commoncrawl


text:
(Know Risk)
When you consider the amount of money a typical wedding costs — and the high-end nature of those expenses (for example, catering, wedding gowns and tuxedoes, sought-after venues, gifts, etc.) — it seems a little incongruous that wedding insurance isn't more common, doesn't it?
Most brides (and the occasional groom) put so much effort and money in to making sure every detail of their special day is perfect, and sometimes wedding insurance provides invaluable peace of mind should things not quite go to plan.
If you're in the process of planning a wedding — or if you're just reading this for the hell of it — and wedding insurance is something you are considering, here are some basics to help you determine if a policy purchase is the right move for you.
What sorts of things are usually covered?
Where wedding insurance is concerned, policyholders usually have two options: an all-inclusive policy, or a basic policy to which you can add further insured items.
While there isn't a "typical" wedding insurance policy, as such, the kinds of things that can usually be insured include the following items.
Contract disputes
This usually covers legal proceedings that arise from any contracts you have entered into with suppliers and service providers.
Having to cancel or postpone the wedding as a result of a specific event
This coverage item usually relates to:
- Hospitalisation of the bride, groom or immediate family members
- Severe weather conditions
- Your wedding venue becoming unavailable for whatever reason
- Death of the bride, groom or immediate family members (yeah, things just took an unexpectedly morbid turn)
Damaged or stolen property
This extends (up to a specified limit) to the following:
- Wedding cake
- Flowers
- Wedding rings
- Gifts
- Jewellery worn by the bride
- Wedding attire
- Photos and video
Damage to hired materials
The kinds of items this coverage element relates to usually includes chairs, tables, lighting, marquees, gazebos, tents, flooring and staging.
Supplier failure
This will cover deposits and the cost of having to organise another supplier.
This will insure you against property damage or any personal injuries sustained by a third party. You usually need to add a liquor-related clause if you want that cover to extend to an alcohol-related incident.
What sorts of things are not usually covered?
The following is a list of items that are usually not covered (meaning, it's rare, but there may actually be an insurer who will cover these things).
Cold feet
Well, this one surely needs no further explanation. Also not covered? Plain-old change of heart.
An earthquake, cyclone, ice storm or flood? Typically covered. Regular, run-of-the-mill rain? Not so much.
Poor photography
Damage to your photos and videos is covered, yes, but what isn't covered is if your photographer or videographer has no idea what they're doing/just does a really bad job. It's also common for poor video not to be covered in the event your photos turn out fine.
Stuff that has already gone wrong
If it happened before you purchased your policy, the answer to a claim attempt will be a big, fat "no".
Do I need it?
As with all types of insurance, whether or not you need it is entirely subjective. It's up to you to weigh up the cost of insurance versus the possible cost of the loss should something go wrong. One big consideration is peace of mind: How important is it to you to know you have a safety net in place if something goes wrong?
If you are considering wedding insurance, make sure that any potential policy actually covers you for the risks that are of most concern to you. If comprehensive cover seems unnecessarily expansive to you, will a basic policy meet your needs?
Make sure you take note of any exclusions and limits on insured items. Don't be afraid to ask as many questions as is required for you to understand the ins and outs of a potential policy — insurers are there to help you and it's in your best interests as well as theirs that you understand your policy.
Insurance or not, we hope your wedding day goes to plan and results in seriously solid coupledom. And if you're reading this and you're not getting married, well, you do you.


text:
ENGSO strengthens co-operation with others sport bodies and sport-related organisations to represent the principal non-governmental organisation position within other European sports related meetings.
On 4 April 2014 in Denizli, Turkey, ENGSO signed cooperation agreement with the European University Sports Association (EUSA). In the framework of the EUSA Conference, the Memorandum of Understanding was signed by EUSA President Mr Adam Roczek and ENGSO Secretary Genedal Ms Helena Carlsson.
More information: www.eusa.eu
European University Sports Association (EUSA)
The Memorandum of Understanding between ENGSO and the European Fair Play Movement was signed on 7 October 2015 in Baku at the joint congress of the European Fair Play Movement (EFPM) and the Committee International Fair Play (CIFP).
More information: www.fairplayeur.com
European Fair Play Movement (EFPM)
ENGSO has a long-standing informal partnership with EAS.
The European Athlete as Student (EAS) is the dual career network for universities, sports schools and other educational establishments interested in high performance sport as well as sports clubs and federations which are willing to help their athletes in their studies. The main aim of the EAS -network is to support European athletes in combining high performance sport and education.
More information: www.dualcareer.eu
European Athlete as Student (EAS)
ENGSO has a long-standing informal partnership with EUPEA.
EUPEA is a non-profit and non-governmental professional organisation of national PE associations, which promotes Physical Education and school sport in Europe by working with appropriate governmental and non-governmental organisations and individual experts and professionals.
More information: www.eupea.com
European Physical Education Association (EUPEA)
ENGSO has a long-standing informal partnership with CSIT.
The CSIT is an organisation which aims at promoting and broadening workers' & amateurs' sport activities and thus develop into a world-wide movement. All these activities will support our aspirations for democracy, solidarity and improving the quality of life through sport. This movement should encompass all sports federations and hence will be able to provide better opportunities for varied physical exercise for all citizens.
More information: www.csit.tv
International Workers and Amateurs in Sport (CSIT)
European State Lotteries and TOTO Association
The European State Lotteries and Toto Association (EL) and ENGSO have been co-operating since 2009 in order to work on a common front to safeguard the integrity of sport and to strengthen the link between voluntary non-profit sports organisations.
EL and ENGSO also advocate for the sustainable funding of grassroots sport. The European Lotteries members are primary contributors to sports for decades, providing sustainable funding of more than €2 billion to European sport each year. They are of the opinion that attention must be paid to the grassroots and the important role they play in economic, health and societal terms. Therefore, there is a need for co-operation between the diverse funding models for grassroots sport in Europe to ensure a sustainable future.
The Parties support each other in the area of the EU sports policy and co-operate in event and project management. For example, ENGSO was a partner in the project "What National Networks to Fight against Match-fixing in the EU", financed partly by the European Lotteries.
The European Lotteries is the umbrella organisation of national lotteries operating games of chance for the public benefit. EL brings together state-owned and private operators, both profit and non-profit, who operate on behalf of the state. Their members only offer gambling and betting services in the jurisdictions in which they are licensed by the respective national government. The Association was created in 1983 under Swiss law and is headquartered in Lausanne, Switzerland.
More information: www.european-lotteries.org
ENGSO has a long-standing partnership with the European Olympic Committees and its EU Office.
The mission of the EOC is to develop and protect the Olympic Movement in Europe in accordance with the Olympic Charter.
More information: www.eurolympic.org
European Olympic Committees and EOC EU Office
ENGSO signed a Memorandum of Understanding with TAFISA in 2010.
TAFISA is in the privileged position to bring joy, health, social interaction, integration and development to communities and citizens around the globe through the promotion of Sport for All and physical activity.
More information: www.tafisa.net
The Association for International Sport for All (TAFISA)
Continue exploring
Find out who our Members are and who we co-operate with.


text:
Boca Raton, FL (PRWEB) March 21, 2013
HayMax, a unique and completely organic allergy prevention balm, is now a featured product on BeautyProductsIntl.com, a leading website offering a wide range of health and wellness solutions.
Developed by an entrepreneur who suffered from hay fever on a yearly basis, HayMax has become an increasingly popular non-medication allergy prevention solution. Unlike antihistamines and other allergy treatments, the balm does not affect the body's immune response to combat symptoms. In fact, HayMax removes the threat of allergens before they can enter the sinus cavity in the first place.
"The beauty of HayMax is in its simplicity," said Max Wiseberg, founder of HayMax. "Instead of waiting for an allergic reaction to occur and then managing its symptoms, HayMax keeps you from ever having an allergic reaction in the first place. This is a wonderful solution for people who suffer both from allergies and the strong side effects caused by common antihistamine medications."
HayMax (http://www.ilovehaymax.com) is made from a proprietary blend of beeswax and seed oil, and is certified 100 percent organic. When applied to the area just below the nostrils, HayMax traps airborne allergens before they can enter the body. The balm is proven to be effective against mold, pollen, pet dander and a variety of other airborne allergens, and is available in three scents: Pure, Aloe Vera and Lavender. The aromas in scented HayMax varieties are derived naturally from essential plant oils.
Wiseberg, from the U.K., developed HayMax as a solution to his own seasonal allergy symptoms. He always found it difficult to choose which symptoms were more unpleasant—the ones produced by his allergies or those that came from his allergy medicine. Thus, he sought to create an effective, non-pharmaceutical approach to allergy prevention.
Beauty Products International features aromatherapy, candle, fragrance, hair care and skincare products, all available direct to consumers at some of the most affordable prices available online.
"We are thrilled to be able to bring HayMax to this popular ecommerce site," said Wiseberg. "I believe that its customers will be surprised at how well HayMax works. People who suffer from seasonal and airborne allergies can now find the solution to their ailments at their favorite online store. This is a great partnership for both companies."
To access HayMax via Beauty Products International, visit http://www.beautyproductsintl.com/haymax-pure-p-21869.html.


text:
Dropshipping 100ml Vitamin C Face Cleanser Oil Control Remove Acne wrinkle Anti-aging Makeup Remover Moisturizing Facial Cleaning
100ml Vitamin C Face Cleanser Oil Control Remove Acne wrinkle Anti-aging Makeup Remover Moisturizing Facial Cleaning
999 in stock
Product description:
Vitamin C is a powerful antioxidant that is used to create a brighter, smoother and a more youthful complexion. Our vitamin C Facial Cleanser can reduce the appearance of dark spots and other types of the previous UV damage. Helps boost healthy collagen production. Fade post-breakout red marks by improving skin's natural healing response. Infused with soothing aloe vera. The natural antioxidants will improve leave skin firm and hydrated.
Our sulfate-free Vitamin C Cleanser gently lifts away dirt, excess oil, and makeup leaving your skin feeling clean and fresh while maintaining a healthy moisture balance. It won't strip your skin or make it feel tight or dry.
This sulfate-free gentle face cleanser combines the powerful antioxidant protection of 15% Vitamin C with nourishing Aloe, Rosehip Oil and Tea Tree Oil to refine skin texture, reduce fine lines and wrinkles, and fade sun spots and discoloration. Brightens and smooths skin for a more radiant and youthful complexion!
Water, Dcsodium lauryl sulfosuccinate, Chrysanthellum Indicum Extract, Aloe Vera,Cocoamkk)propyt Betaine, Glycerol. Sodium Lauroyl Sarcosinatef 2-O-Etfv* Ascorbic Acidft Rosehip Oil, PEG-120 Methyl Glucose Dioleate, E0TA-2N3, OMDM Hydantoin, F ragrance.
How to use
Apply a small amount to dampened skin, massaging gently to create a lather. Concentrate on troubled areas such as the t-zone. Rinse with water. Follow with appropriate serum and moisturizer. For best results, remove makeup before use.
Legal Disclaimer
For external use only. Discontinue use if redness or irritation occurs. Avoid direct contact with eyes. If contact occurs, rinse thoroughly with water. Keep out of reach of children.
Package Included:
1X Vitamin C Cleanser
There are no reviews yet.


text:
ACG Parnell College has been a springboard to success for aspiring doctor Jessica Han.
The high-achieving 18-year-old is now in her first year of a double degree medical programme at the University of Sydney, which only accepts the top 0.05% of high school leavers.
"I received offers from universities in England, New Zealand and Australia, but I was absolutely ecstatic when I found out I'd got into the University of Sydney," says Jessica, who is working towards a Bachelor of Science/Doctor of Medicine.
"This university was the most challenging to get into and my highest preference. It was also the last offer I received – I guess they kept the best for last!"
Not only is Jessica now pursuing her dream career at her number one university, but she has an AU$30,000 Chancellor's Scholarship to ease the journey. The scholarship is awarded to outstanding school leavers who achieve the highest ATAR (Australian Tertiary Admission Rank) of 99.95, equivalent to four A*s grades for Cambridge A-Levels. But for Jessica, the prestigious scholarship does far more than simply relieve the financial burden of tertiary level studies.
"I see this scholarship as recognition of the past, a reward for the present, and motivation for the future. It also symbolises my gratitude towards ACG Parnell College and all the school offered me – from top-notch academics and teaching to unrivalled support from staff and students. The impact ACG has had on my achievement is undeniable."
During her three years at ACG Parnell College, Jessica excelled, not just academically but in all areas of school life - including training for up to 15 hours each week as a competitive rhythmic gymnast and ballerina in the Royal Academy of Dance.
"The academics without a doubt are first class, but so too is the strong sense of school spirit and the outstanding range of opportunities the school offers in areas such as arts, sports and leadership. For example, I was a lead dancer and did backstage for our school productions, volunteered in the library, played volleyball, debated and completed my silver award in Duke of Edinburgh. In Year 13, I was a Prefect and Social Committee leader, organising fundraising events and our school's annual quiz night. I also founded the kids' literature quiz club and gained entry into the New Zealand Chemistry Olympiad Training Camp."
In fact, it's these broader aspects of school life that Jessica believes helped pave the way to the University of Sydney.
"The admission process was exceptionally challenging and involved not only strong academic results but also an interview which focused on extracurriculars, life experiences and passion for the field. The experiences I gained at ACG, through volunteering, social events and leadership activities, enabled me to demonstrate life skills that can't be expressed with pen and paper."
While Jessica is currently based in New Zealand and studying remotely due to Covid-19, she can't wait to return to Sydney and take advantage of all campus life offers.
"The great thing about getting involved in all the university's extracurricular activities is you get to meet people of all disciplines, year levels and backgrounds."
Currently majoring in anatomy and histology (the study of the microscopic anatomy of cells and tissues), Jessica is looking forward to continued exploration in the field of human biology.
"The three-year bachelor's degree before medicine gives me the chance to discover new subjects and gain an education in multiple disciplines. Ultimately, I want to find a field of medicine that I can specialise in, and I hope one day to work in medical education, sharing my knowledge and experience with aspiring medics. As a personal challenge, the emergency department or humanitarian aid are aspects that would be great milestones."
For now, though, she's concentrating on gaining her degree and embracing new connections, and the lessons she learnt at ACG Parnell College will undoubtedly underpin her endeavours.
"There are so many things I have taken away from ACG that I can apply to my current situation and the future. ACG showed me the fun in learning, helped me discover my passions and taught me to keep chasing my goals. I learnt to analyse my mistakes and view them as opportunities for improvement. I'll be forever grateful to my teachers for their unconditional willingness to help, innovative ideas to keep learning fun, and ability to uncover my potential."


text:
Meishya and Brandon captured some very nice Downtown LA engagement photos. Throughout the session, they were engaged and focused entirely on each other. The photos show that connection. They are totally natural and not contrived. When they look at themselves in these pictures, they tell me they remember exactly what they were feeling in those moments. It is so gratifying to hear that! It means I've done my job 🙂
This was the first Beloved shoot that took place in an urban setting. Normally I choose a setting that is more quiet so there are fewer distractions. The noisy environment of cars, buses and people did not stop these two from making some beautiful moments happen! To ensure things would go smoothly, I arrived about to our meeting spot about thirty minutes early to scout exactly where I wanted to shoot.
I am so happy with the results and excited to share these with everyone!
Interested in a a Beloved session in Downtown LA? Contact me for details or submit the form below! Also, check out my FAQs page if you have any questions. Thank you for looking!


text:
Not every person around the world is blessed enough to enjoy the food they love. Many people have irritable bowel systems that lead them to certain sensitivities while consuming food. FODMAP is clinically recommended for people having IBS (irritable bowel system). Basically, FODMAP stands for fermentable oligo- di- mono-saccharides and polyols. A FODMAP diet that contains foods having less fermented carbs helps people having IBS. Let's discuss the basic low FODMAP diet chart, balanced diet, FODMAP vegetables, and a guide for beginners.
Low Fodmap Diet
Many people are usually amazed to find that the low-FODMAP diet plan may be a three-stage method. Every stage is equally necessary for achieving long symptom relief and well-being.
Low Food Diet Restrictions
The first step involves understanding the types of food-restricted for you; this stage involves strict turning away from all high-FODMAP foods. You swap high FODMAP foods for low FODMAP food alternatives. People that follow this diet usually think that they need to avoid all FODMAPs long-term. Whereas, the truth is this stage lasts for 3 to 8 weeks only.
FODMAP Diet Reintroduction
Here in this stage, you introduce your body to new FODMAP foods to check your tolerance. It is as simple as it may sound. All you have to do is:
- test one FODMAP at a time
- keep increasing your service size
- monitor yourself for three days
Low Food Diet Personalization
So far, by now, you have a complete idea of the foods that suit your gut. Make a list of these food items and their serving size. Partially divide your food intake on the basis of it and consume it every day. It is necessary to reach this ending in order to extend diet selection and adaptability. These qualities are connected with improved long compliance and gut health.
Low FODMAP Diet Chart
There are many fruits and vegetables and dairy products that are already low in FODMAPs. A basic guide to these foods has been listed below for you:
- Fruits
Oranges, bananas, limes, blueberries, pineapple, papaya, strawberries, and kiwi.
- Protein and dairy products
Chicken, eggs, fish, tofu, lamb, beef, cottage cheese, parmesan cheese, and lactose-free milk.
- Vegetables
Bell peppers, eggplant, kale, spinach, bean sprouts, and tomatoes
- Nuts and seeds
Linseeds, peanuts, pine nuts pumpkin, almonds pecans, macadamia nuts, walnuts, sesame, and sunflower
- Whole grains and condiments
Brown rice, Basil, chili, buckwheat, pepper, white rice vinegar millet, oats, and wasabi powder.
FODMAP Foods To Avoid
A list of common foods that you should avoid (especially if you have IBS) includes:
There are some foods that may arouse symptoms of IBS, which are:
- Vegetables to avoid: Onions, garlic, cabbage, broccoli, celery, sweet corn, snow peas, asparagus, cauliflower, beetroot, mushrooms.
- Fruits to avoid plums, pears, apples, watermelon, cherries, apricots, mangoes,
- Avoid other food: bread, pizzas, pasta, milk, yogurt, crackers, ice cream, and pudding
- Nuts to avoid: cashews and pistachios
Balanced Low FODMAP Diet
In order to avoid FODMAP triggers and IBS reactions, a low FODMAP Diet will place restrictions on specific foods consumed. Neutering the diet during this manner will create a risk of nutritional compromise. Make sure you consume the right amount of nutrients and prevent any deficiency.
Fiber, proteins, calcium are the significant part of a balanced low FODMAP diet.
- Fiber
Many foods rich in fiber are restricted during this diet as a result of the dietary sources like fruits, vegetables, beans, nuts since they are also sources of FODMAPs.Low FODMAP fruits, nuts, and seeds such as chia seeds, helianthus seeds are plentiful and should be a part of your balanced diet make sure they are tolerable.
- Calcium and vitamin D
As milk and milk-based dairy farm foods are ordinarily restricted on the Low FODMAP Diet, sources of calcium and vitamin d are restricted.
Low FODMAP sources of a dairy farm and calcium-fortified non-dairy embrace lactose-free milk, calcium-fortified almond milk additionally as leafy green vegetables and will be enclosed within the meal plan, as tolerated.
- Protein
Adequate protein could also be particularly necessary for vegetarians and vegans to get as their FODMAP restrictions that may include beans, nuts, and seeds. For non-vegetarian protein sources like chicken, beef, eggs, nut butter, tempeh tofu, fatty fish like salmon, tuna, and sardines are nice sources of vitamin d and protein.
Low FODMAP Diet for Beginners
Many foods that we consume in our daily life are high in FODMAPs. As a beginner, it is important for you to determine first whether or not if you have IBS or not. Once you know that your bowel system reacts to some of the fruits, vegetables, nuts, and seeds. This is the time to change your diet to heal your upset stomach.
It's typically suggested to fully eliminate all high-FODMAP foods for 3-8 weeks. This diet is unlikely to figure if you simply eliminate some high-FODMAP foods; however, not others. After many weeks, you'll be able to re-introduce a number of these foods that too one at a time. This permits you to see which food causes your symptoms.
If you discover that an explicit sort of food powerfully upsets your digestion, you will need to avoid it permanently. It may be troublesome to get started and follow a low-FODMAP diet on your own. Therefore, it's suggested to look for the recommendation of a doctor or specialized person.
This may conjointly facilitate stop unnecessary dietary restrictions, as bound tests will facilitate confirm whether or not you would like to avoid the FODMAPs fructose and/or lactose.
There are varieties of foods that contain FODMAPs and are considered quite healthy. Like fiber and proteins, they help our gut heal and fight bacteria. Most people cannot tolerate high FODMAP foods that are recommended to avoid such food and replace them with low FODMAP foods. People who have FODMAP intolerance suffer from bloating, gas, and other unpleasant digestive problems. There are varieties of fruits and vegetables you can consume and foods you need to avoid, as discussed above. A low FODMAP diet is expected to cure all digestive problems and show signs of improvements.
Subscribe our YouTube Channel Nutric Food Show for more healthy recipes.


text:
|Hyundai Motor Group Executive Vice President and Head of Open Innovation Strategy Yun Kyoung-lim poses with Los Angeles Mayor Eric Garcetti at the LA Comotion 2019 ceremony held in LA, Thursday (local time). / Courtesy of Hyundai Motor Group
By Kwak Yeon-soo
Hyundai Motor has established a future mobility venture called Mocean Lab in Los Angeles as part of its initiative to create sustainable, connected platform, the company said Friday.
The Mocean Lab will provide mobility services in LA and expand its services to autonomous ridesharing, shuttling and personal mobility, according to the automaker.
With the latest move, Hyundai plans to integrate new mobility innovations, such as micro mobility and multi-modal transportation and realize "freedom in mobility."
"More and more customers, including LA citizens and tourists, will benefit from Mocean Lab as its service covers a larger area of the city and offers diverse mobility services," Hyundai Motor Group Executive Vice President and Head of Open Innovation Strategy Yun Kyoung-lim said.
Yun added that LA's large population, wide use of public transportation and commitment to mobility innovation made it possible for Hyundai to introduce the platform in LA.
Mocean Lab's free-floating service will be a part of the car-sharing pilot program offered by the Los Angeles Department of Transportation (LADOT) and Los Angeles County Metropolitan Transportation Authority (LA METRO).
Hyundai will provide up to 300 vehicles for the pilot program, which is set to start at the end of 2019.
In addition, Mocean Lab will further expand its services beyond the car-sharing pilot program to urban traffic improvement during the much-anticipated LA 2028 Summer Olympics.
"The Mocean Lab will serve as a test bed for making Hyundai's initiatives into a reality in the era of MECA, an acronym for Mobility, Electrification, Connectivity and Autonomous Driving," a Hyundai Motor official said.
Meanwhile, Hyundai Motor Group has been actively investing in overseas future mobility companies. It invested in Indian cab-hailing company Ola in March this year and Southeast Asia's major taxi-hailing platform Grab last year. It also made a strategic investment in Migo, an American mobile app for on-demand rides and Australian car-sharing platform Car Next Door.


text:
Browse our range of publications including performance and financial statement audit reports, assurance review reports, information reports and annual reports.
This annual report documents the performance of the Australian National Audit Office (ANAO) in the financial year ended on 30 June 2019. The report addresses all applicable obligations under the Public Governance, Performance and Accountability Act 2013; the Public Governance, Performance and Accountability Rule 2014; the Auditor-General Act 1997; the performance measures set out in the outcome and programs framework in the ANAO's Portfolio Budget Statements 2018–19 and the ANAO Corporate Plan 2018–19, and annual reporting requirements set out in other relevant legislation.
Please direct enquiries relating to annual reports through our contact page.
The corporate plan is the ANAO's primary planning document. Our strategic planning process allows us to continually improve practices and capabilities to demonstrate value in the delivery of services to the Parliament. The corporate plan is complemented by the annual audit work program, which reflects the ANAO's audit strategy for the coming year.
Please direct enquiries about our corporate plan through our contact page.
This annual report documents the performance of the Australian National Audit Office (ANAO) in the financial year ending on 30 June 2004. It includes highlights and areas of focus for the year; an introduction by the Auditor-General; an overview of the report; a report on performance; details about management and accountability, and the financial statement for the year.


text:
We are an active, vibrant church that is not program-focused, but rather people focused. We offer a wide range of ministries for each family member to get connected, stay connected, grow in the Word and grow closer to God. Below are a few of our ministries.
Leaders Contact Information: [TBD]. Special Religious Development – or SPRED – is a network of services designed to assist persons with developmental disabilities and/or learning challenges to become integrated into parish assemblies of worship through the process of education in faith. This is accomplished through small communities of faith at the parish level.
The fundamental premise of the SPRED program is that the Church, the Sacraments and the Love of God are here for all of us. Every man, woman and child has a right to come into the Church and live her liturgy, experience her rich history and traditions, and feel the presence of God in their lives. It is our obligation as Christians to help as we can to make that right a reality for those with physical, mental, emotional and intellectual challenges.
Leaders Contact Information: [Name, contact information]


text:
I'm happy to welcome Soul Mate author Tracey A. Wood to my blog. Today, Tracey shares a life-changing story and her new release, Midnight Angel.
Here's Tracey!
I can honestly say that I am not the same person I was over thirty year ago, when I got married. I have always been a bubbly person. Not your glass half empty, kind of person. A few years into my marriage we decided to start a family. It took a while to get pregnant and at first I didn't think it was going to happen. I conceived my first child and looked forward to my first bundle of joy.
As we all know you carry a baby for forty weeks. At twenty-six weeks I started with pains in my stomach and I was struggling to walk. My husband was due to go to work, as he worked shifts. He kept asking me if I wanted a doctor. I had the pain for hours and eventually gave in. The doctor came and called an Ambulance to take me to the hospital. After a bit of a wait, the hospital doctor examined me and told me that I would have my baby that evening. Everything went through my mind but the first thing to come out of my mouth was "I'm not ready".
Well, whether I was ready or not, the baby did come that evening. Fourteen weeks early and 950 grams in weight. He was so tiny! He fit in my husband's hand. His skin was transparent and he was very, very, poorly. He had to stay in the hospital for three months. During this time, we had quite a few close situations where we nearly lost him. He had to have a tracheotomy (which is a tube, in a hole in his neck) and an operation on his heart. Having your first child should be a happy time. It wasn't, it was very hard but we coped and it made me a stronger person. This kind of thing can put a strain on a marriage but it actually pulled us closer, together.
My son is twenty-eight this year. Oh, he has problems. He has learning difficulties and physical problems. He is mentally like a toddler. But he is alive and he's happy. That is all that matters. We deal with everything else. This is a change which was out of my control. I believe that every change, in your life, makes you grow as a person. It builds character and makes you a stronger person.
After almost losing her life in a vicious, bloody attack. Kat Shaw, a thirty-something, divorcee, discovers that there are such things as monsters. And the predator who attacked her is not human. She starts to develop unusual skills which have murderous consequences. And is an unwilling witness to multiple, brutal murders, seen through the eyes a killer. Thrown into a battle of Good vs. Evil, she falls in love with two men who are not what they seem. While her attacker stalks her and continues to murder the innocent. She has to find the inner strength to take on and fight the demons from hell. To protect her family and friends while also trying to save her own life.
Buy Links
United States | United Kingdom
Tracey A Wood has lives in Staffordshire, in the United Kingdom. She has been married for over thirty years and has two children. One of her boy's lives at home due to being disable the other has flown the coup. She has three cats that are her babies, and she talks to them all of the time. Funny thing is they don't answer back.
She loves snowboarding, skiing, jumping out of aeroplanes and bungee jumping. Well, that is when other people are doing them. She prefers to have her nose in a book or writing one. She also loves to people watch which her husband is always telling her to stop doing. She has a job that she enjoys and works full time. Although if she won the lottery, that might change! She has also got a very good imagination.
In 2014, she decided to take the bull by the horns and send her manuscript to Soul Mate Publishing. She feels so privileged to have her book published, as this is the first one that she has written. It has made her dream of being a published author a reality. Life really is too short to wait, you've got to go for it. She is still working full time and is also working on another book in her limited spare time. Her favourite saying is 'Everything happens for a reason' which she also believes is true.
Her books are fast paced and centred on a female lead who finds an inner strength after being thrown into situations that are beyond her control.
Where to find Tracey…
Website | Facebook | Twitter | Google+ | Blog | WordPress | Goodreads


text:
Pollution is one of the important concern of the world for sustainability. The report showcases 20 most polluted cities in Asia
Definition / Scope
Pollution is the introduction of unwanted constituents or contaminants into the natural environment that leads to adverse changes in the environment. Pollution can take the form of chemical substances or energy, such as noise, heat or light. Pollution has become one of the biggest challenge from every part of the globe.
Scientist believe that if there is no control of the pollution then it will demolish every living being on earth. The types of pollution can be briefly bifurcated in – most prominently air followed by water, noise, thermal, soil contamination, plastic pollution, etc
Market Overview
The number of people exposed to dangerous levels of pollution is increasing, with an estimated 1 in 7 deaths in 2012 resulting from exposure to soil, water, air and/or chemical pollution.
Toxic pollution was and remains one of the biggest global threats to human species and the environment- killing one in seven people in low- and middle-income countries.
According to Pure Earth, The pollutants — lead, radionuclides, mercury, hexavalent chromium, pesticides and cadmium — collectively affect the health of 95 million people and account for 14.7 million Disability Adjusted Life Years lost in low and middle-income countries.
8.9 million People, alone, were killed by pollution worldwide in 2012, out of which 8.4 million lived in the developing countries and this can be seen in statistics – most of the cities with the high rates of pollution are situated in China, India, and Pakistan along with other Asian countries.
However, not enough worldwide attention is given to this problem. In Asia, the air pollution caused by the particulate matter is worst in Delhi. It is closely followed by Islamabad, Dhaka, Beijing and Kathmandu. Air pollution is one of the main causes of premature deaths in the world.
Market Risks
As air pollution is quickly becoming an alarming issue, it has immensely affected the construction sector mostly in the Asian continent. Pollution regulation claim that regulations choke businesses.
Fast deteriorating air qualities have led to tougher regulatory norms and it also includes automobile sector, they should be prepared to deal with possible public outrage and must devise ways for meeting such challenges like reducing carbon emissions, etc.
There are a number of environmental problems related to the construction industry. These include erosion, contaminated soil, lead paint removal, air contamination by asbestos particles, and disposal of hazardous material, dust control and noise level.
For eg. India is urbanised only to the extent of 31 per cent but urbanisation at a faster pace is imperative for a sustainable economic growth, adding that the construction industry has a major role in stepping up urban development but Growth of slums with lack of sanitation and absence of waste disposal add to the pollution.
Other industries that have to bore the burden of pollution can be mining, coal industry, etc.
Top Market Opportunities
1) Citarum River, Indonesia One of the world's most polluted rivers, over 5 million people reside in this river basin and rely on it as their primary water supply.
2) Mailuu-Suu, Kyrgyzstan As one of the largest dumping grounds of radioactive waste in all of Asia, Mailuu-Suu is not only heavily contaminated but there are a series of unstable uranium tailing pits in the hills surrounding the city.
3) Sukinda, India In Sukinda, which contains one of the largest open cast chromite ore mines in the world, 60% of the drinking water contains hexavalent chromium at levels more than double international standards. It is estimated that 84.75% of deaths in the mining areas — where regulations are non-existent —are due to chromite-related diseases. This Indian city has been listed as one of the most polluted in the world by the Blacksmith Institute.
4) Dhaka, Bangladesh The rivers in Dhaka have become highly toxic. 110 square kilometre area of the Shitalakkha, the Turag, the Balu and the Dhaleshwari – the surrounding rivers of Dhaka – is being continuously polluted by the contamination of tannery situated in Hazaribag.
5) Yamuna River, India The Yamuna is one of the most important rivers of north India. As the largest tributary of the Ganges, scientists estimate that roughly 60% of Delhi's waste gets dumped into the river.
6) Tianying, China Tianying in Anhui province is one of the largest lead production bases in China which are largely used for Mining and processing. The average lead concentrations in air and soils were (respectively) 8.5 times and 10 times national health standards.
7) Vapi, India The cost of growth has been severe: levels of mercury in this India city's groundwater are reportedly 96 times higher than WHO safety levels, and heavy metals are present in the air and the local produce.
8) Linfen, China Shanxi Province is at the heart of China's enormous and expanding coal industry, providing about two thirds of the nation's energy. Within this highly polluted region, Linfen has been identified as one of its most polluted cities with the main source of pollution being Automobile and industrial emissions.
9) Delhi, India As Delhi, has been ranked in air pollution, the main source being hazardous gasses from industries. In Delhi, the annual average is 153 ug/m3 (micrograms per cubic metre of air), which is six times the WHO's recommended maximum. At various times of the year, this number spikes to much higher levels.
10) Peshawar, Pakistan With a population of 3.5 million people, Peshawar joins the list because of the usual suspects (vehicle and industrial emissions), as well as brick kiln emissions from the brick-making industry in the city.
11) Khormabad, Iran Khorramabad, a city in western Iran, had the country's highest air pollution levels. One of the most populous cities in Iran, Khorramabad is an agriculture hub, which likely contributes to its air pollution problems.
12) Doha, Qatar The World Health Organisation (WHO) has released data suggesting that Doha's air is some of the most polluted in the world. It concluded that Doha had the 12th highest average levels (93 ug/m3) of PM2.5 – small and fine particles, which are particularly dangerous to health. Al Wakrah (85 ug/m3) ranked 25th on the same list.
13) Narayonganj, Bangladesh In Narayanganj, neighbouring town of Dhaka, groundwater abstraction has increased at a faster rate from both the shallow Holocene alluvial aquifers and deeper aquifer to meet the demand of increasing urbanization and industrialisation. Chemical analyses of groundwater from different localities of the town unveils that groundwater quality is poor due to presence of high trace metal concentrations in a number of samples.
14) Rawalpindi, Pakistan Cutting of Forests, Pollution from Factories, Lowering of Ground Water Table, Pollution due to Increase in the Public and Private Transport , Increase of Solid Waste- More over in Rawalpindi/Islamabad the dumping site is not build as per required by the global environmental laws, what they do is just dig a huge sort of hole in the ground and dump the waste in it without providing the lining on the walls for the leachate etc, Pollution from Hospital Waste, constitute a big problem for the country.
15) Raipur, India When it comes to air pollution, a World Health Organisation (WHO) report concluded that Raipur has gained the dubious distinction of being the third worst city in India and has found its way on the list of top twenty polluted cities in world. the annual average levels of PM10 is 700 per cubic metre in some areas of city, which is 11 times more than Central Pollution Control Board's prescribed safe limit of 60 micrograms per cubic metre.
16) Sumgayit, Azerbaijan Type of Pollution: Organic chemicals, heavy metals and oil. Source of Pollution: Industrial and petrochemical complexes. When the factories in Sumgayit, Azerbaijan were still operational, they released upwards of 12,000 tons of harmful emissions – like mercury – each year. Even though the majority of the factories have closed their doors, the pollution is still there. There is no work to speak of being done to clean up the area.
17) Baku, Azerbaijan Long an oil hub, Azerbaijan's capital suffers from extensive pollution as a result of shipping and drilling.
18) Ahvaz, Iran According to the World Health Organization Ahvaz, Iran is now the most polluted city in the world, a problem that is only made worse by its constant dust storms.
19) Marilao River, Manila, The Philippines The river that flows through the Philippine capital is the Marilao River. Industrial waste is pumped into the Marilao, which itself should be a source of drinking water and agricultural necessity for the millions of residents living within its basin. Greenpeace have identified the Marilao as a major cause of concern.
20) Yangtze River, China The Yangtze River is the longest in the world to flow entirely within one country. Yet the construction of infamous dams along the river's course have caused widespread damage to the ecosystem. Furthermore, the natural flow of migratory fish was obstructed and biodiversity across the whole basin decreased dramatically.
Market Trends
Rising pollution in the world has also led to an increase in opportunities for markets which help to tackle such problems, especially in China where markets and products related to reducing pollution are blooming, followed by other Asian countries.
Solutions to pollution problems can be tackled by the combination of both the government and the private sector. For instance, in China, to deal with air pollution DIY entrepreneurs have developed ingenious—and affordable—products to satisfy the public's insatiable demand for pure air.
Nearly 3 million air filters- a device composed of fibrous materials which removes solid particulates such as dust, pollen, mould, and bacteria from the air, were sold in 2012, an increase of roughly 50 percent on the previous year. Face masks are also popular buys on various e-commerce websites and come in a multitude of shapes and styles.
Technology also plays an important role in reducing pollution; such as energy-efficient lighting illustrates the economic benefits and the market-transforming value of a pollution prevention philosophy.
Using technologies available today, this program is expected to reduce air pollution 5%, in the U.S. According to Roland Berger, The analysis of carbon emissions by the industries is very important in order to combat pollution, but the state of such analysis is still in a primary stage of development, currently lacking a mature system of enforcement.
In the future, such analytical work will become procedural and standardized as a foundation for further emission reduction initiatives. This will create vast business opportunities for the environmental protection industry.
Increase in air pollution will be the most important growth drivers for the air quality equipment market. Increase in health concerns and strict regulations and control norms by government organizations have also led to an increase of Air Quality Monitoring Equipment Market.
The market is segmented on the basis of regions such as Asia-Pacific, Europe, Americas, Middle East and Africa.
Regulatory Trends
It can be said that it is a long road ahead to achieve total control over the sheet of pollution that has spread over the world and especially over Asia, but strict government norms, extensive research and peoples' awareness has helped to bring the pollution levels down.
Market Size and Forecast
The cities with the highest rate of air pollution, according The Guardian. The world's average PM10 levels by region range from 26 to 208 ug/m3, with a world's average of 71 ug/m3. The report prepared by WHO was based on studying the air of these cities for presence of harmful gases such as nitrogen dioxide, carbon monoxide and sulphur dioxide.
The other aspect for preparing the report was particulate matter (or small airborne particles) which is among the most detrimental of these pollutants. Apart from 13 Indian cities, 5 cities from other South Asian countries figure in the above diagram.
Three Pakistani cities – Karachi, Peshawar, and Rawalpindi – are in the list. Karachi had 117 micrograms of PM2.5 per cubic metre, Peshawar had 111 micrograms, and Rawalpindi had 107 micrograms. There are also two Bangladeshi cities – Idgir and Narayanoganj which have 90 and 89 micrograms of PM2.5 per cubic metre, respectively.
This means that the Indian subcontinent is home to 85% of cities with the poorest air quality on Earth. The seven worst are all in India and Pakistan.
Air quality is an important factor which has to be maintained under control owing to its harmful and toxic pollutants- emissions from industries like power generation, cement manufacturing, chemical processing, oil and gas refining that cause negative health effects.
Reducing these exhaust gases from industries is highly necessary. Therefore it is important to provide solutions for the treatment of the gases and pollutants and initiates the release of cleaner air.
The global air quality control systems market is segmented on the basis of the types of technologies which include flue gas desulfurization (FGD), electrostatic precipitators, and fabric Filters, Nitrogen Oxides (NOX) control systems, scrubbers and mercury control systems.
The global air quality control systems market is expected to reach $78.0 billion by 2019, growing at a CAGR of 5.8% from 2014 to 2019. The increasing demand for energy and rapid industrialization has led to increase in the emission of exhaust gases and toxic pollutants, creating a huge demand for these systems in various regions around the world.
Between 2014 and 2019, the region is expected to witness the highest growth at a CAGR of 6.7%, to reach $45 billion by 2019, up from $28.6 billion in 2013. The Asian regional segment, on the other hand, is expected to grow at fastest rate from 2014 to 2019.


text:
Rebecca loves sharing what she knows about alternative medicine, health, frugal living, fun, animals, and how to live a better life!
Does your master bedroom need a makeover?
How do you feel when you enter your master bedroom? What thoughts come to mind? If you don't have any thoughts on it, or if you feel overwhelmed by it, you may need a master bedroom makeover! Notice your physical and emotional response when entering your room, do you feel tired, lonely, stressed out, or overwhelmed? Simple changes can be made to improve stress levels, relaxation, and enticing romance.
Besides the kitchen and bathroom, your bedroom should make you feel safe, comfortable, and in the mood!
How colors affect the mood in your home
- How colors affect mood and emotions when decorating ...
Learn how to use colors in your life to alter your frame of mind, and bring more happiness into your life, also know which colors to avoid.
The function of a master bedroom
Your master bedroom should first and foremost serve 3 main functions before having any other purpose...
- Your room should be relaxing and enticing for sleep
- Your room should be clean and safe for when you are ill or sick
- Your room should be a retreat for relaxation, and nurturing to your relationship (if you are in one)- Have some SEX!
You don't have to be an interior designer!
You don't have to be an interior designer to have a nicely decorated home or bedroom. When in doubt, keep things clean and simple. Solid colors can be calming especially earth tones, or clean colors.
The first thing to do is to remove clutter, trash, and junk. Anything work-related should be removed and organized someplace else. Your bedroom should never double as your office space. Any electronics you do not need should be removed, such as TV's, extra lamps or lights, radios, humidifiers, air purifiers, fans. If these items are not used or needed for sleep or romance, remove them. Avoid eating in your room unless you are sick. It's not the kitchen!
Pick up clothes and organize them. It's not sexy to see dirty socks or underwear on the floor, nor should the room make you feel like you have chores to do. Get rid of clutter and garbage. If you keep books in your room, organize them neatly. Choose simple functional comfortable linens and blankets. Sometimes patterns are to busy and are distracting to the mind, preventing solid restful sleep. Adding solid color curtains or blinds are nice too. If the light is an issue, hang blackout fabric over any windows. You can secure it easily with push pins and not severely damage your walls. Blackout fabric can be obtained by the yard from a fabric store for a few dollars, which is much cheaper than buying specific blackout blinds.
Your room should be your private retreat a place to rejuvenate. Remind other family members the importance and courtesy of always knocking before entering. Other than a beloved pet, spouse, or lover, no one should be in your bedroom but you. Children especially, do not allow them to have territory in your bedroom, from the moment they are born they are learning to be independent and should sleep and lounge in their own bedrooms, not yours!
Add some romance!
To create an atmosphere that promotes love, try these suggestions...
When in a relationship, think in pairs. Your room should be balanced with two lamps, two nightstands, and an equal amount of pillows on both sides...think side by side symmetry. Try solid colored linens for a clean contemporary look. Some fabrics are especially nice depending on your mood or the time of year. Consider splurging on a nice set of high thread count sheets (600 is usually very comfortable, and anything over that you rarely notice as better), flannel sheets are nice during colder months, and silk, satin, or something equally as slippery can be fun for those romantic nights! Add softly scented candles for more ambiance, or LED battery-powered candles for "mood" without worry. Dimmable lights or color changing lights are a nice touch. Some small battery-operated fountains are nice too. A framed photo of you and your spouse/lover is a nice touch as well.
Try a few of these suggestions and I guarantee you will find that your mindset and mood changes when entering your master bedroom, which will improve your overall well-being and quality of life.
© 2013 Rebecca
Kathy Tobacco from Fayetteville, Georgia on February 16, 2017:
Much of this advice is sound. However, the suggestion to splurge on high thread count sheets as high as 600 could lead people astray. High tread count does not equal better sheets and often 600 would be marketing overkill that could leave you with heavy stiff sheets that pill. Better advice is to do research and learn what you prefer in feel, and then do more research to find a set of sheets that would meet your desires. My 300 count Sol organic sheets are the softest cotton sheets I have ever felt in my life and were less than 150 for King Size. But I like a light percale feel. I recommend the sheet advice at Sleepopolis where I got 20% off for my sheets. Also I would add that a sexy bedroom should reflect the woman's style and taste, and even use her monogram on the sheets and pillows. Men like to be invited into a woman's world.
Rebecca (author) from USA on January 13, 2013:
Thank you! :)
peachy from Home Sweet Home on January 13, 2013:
Making the master bedroom a romantic place to settle down is a good idea to enhance the romance in the air. Good tips. Well done hub.


text:
The Content Academy Podcast: Content Creation for Online Business | Creating Raving Fans |Selling High Value Paid Content |
Episode 028: Changing Limiting Beliefs With Vickie Gould
Manage episode 308884776 series 3022742
Today we have Vickie Gould on the show, Vickie is an entrepreneurial empowerment coach, world authority and expert on story marketing and Intuitive Mindset, but more importantly she helps her clients break down their limiting beliefs, which is the focus of today's episode. She has been featured on ABC, NBC, Fox, CBS and the Huffington post to name but a few and having overcome not only her own limiting beliefs, but also some major health issues, she is a fountain of knowledge and insight in today's show.
Her mission is to encourage, inspire and motivate entrepreneurs to go after those unrealistic, unreasonable dreams that they were told to give up in exchange for reasonable, responsible, risk-free lives. Vickie believes that we all have a great purpose here and we each have specific gifts to share with the people we are meant to touch.
- How to recognise your limiting beliefs
- Understanding what and why you want it
- Vickie's tips for crafting a story
- How journaling can help you recognise and over come your limiting beliefs
- How to move past your limiting beliefs
"People don't often ask what your credentials are, they just want to know that you can deliver the results"
"Coaching is about helping people find the answers within themselves"
"Is it really true 100% of the time, does it describe you?"
"Do not censor when you are journaling"
"How would your life be without that belief?"
Vickie's Website – VickieGould.com
Thank you for listening to the show this week. Share your Feedback below in the comment section! Did you like this episode? Share it using the social media buttons you see on the left of your screen!
Also, please leave an honest review for The Content Academy Podcast on iTunes. Ratings and reviews are extremely helpful and greatly appreciated!
They do matter in the rankings of the show, and I read each and every one of them. And finally, don't forget to subscribe to the show on iTunes to get automatic updates.
Special thanks to Vickie for taking the time to share her journey, experience and wisdom with us this week. Why not drop her a tweet with your thoughts on today's episode, @Vickie_Gould


text:
On Demand CASQ Exam Prep plus Exam Voucher Bundle
$ 220.00
Product Details
The CASQ On Demand and Exam Voucher Bundle combines the six session CASQ Exam Prep On Demand Virtual Course with a voucher for the CASQ application and exam fee.
Each session includes topic focused video lessons by expert instructors, multiple choice quiz on material covered, essay question quiz to reinforce the content of the session and sample answers to the essay questions.
Course Syllabus
Pre-work: Self-Assessment, Pre-test, and CASQ CBOK download
Session 1 – Skill Category 1: Software Quality Principles and Concepts
Session 2 – Skill Category 2: Quality Leadership
Session 3 – Skill Category 3 & 4: Quality Baselines and Quality Assurance
Session 4 – Skill Category 5 & 6: Quality Planning and Define, Build, Implement and Improve Processes
Session 5 – Skill Category 7 and 8: Quality Control Practices and Measurement & Metrics
Session 6 – Skill Category 9 & 10: Internal Control and Security, and Outsourcing, COTS and Contracting Quality and Measurement
Test Taking Tips and Sample Exam


text:
Café Rest
Cafés & Coffee Shops, Takeaway
Goldhawk Road
Traditional Irish & English homemade food house. Breakfasts, lunches, dinners, teas and coffees. Read more
10% discount
On all purchases (excluding pre-existing offers and discounts)
Café Rest
Any set breakfast for one
1 available
Eshta Dessert Lounge
Bakeries, Cakes & Sweets, Cafés & Coffee Shops
Goldhawk Road
Independent dessert lounge serving waffles, crepes and min pancakes with toppings, sauces and ice cream. Also serving milkshakes, smoothies, wraps, panninis and bagels. Read more
20% discount
On all purchases (excluding pre-existing offers and discounts)
Eshta Dessert Lounge
Any dessert and a hot drink (choose from waffles, crepes and mini pancakes)
1 available


text:
Rose Quartz Crystal " Polished Heart
Sale price
Regular price
Unit price
Rose Quartz Crystal – Polished Heart
Love + Friendship + Harmony
With its gentle pink essence, is a stone of the heart, a Crystal of Unconditional Love. It carries a soft feminine energy of compassion and peace, tenderness and healing, nourishment and comfort.
It speaks directly to the Heart Chakra, dissolving emotional wounds, fears and resentments, and circulates a Divine loving energy throughout the entire aura. Reawakening the heart to its own innate love, it provides a deep sense of personal fulfillment and contentment, allowing one the capacity to truly give and receive love from others
Amethyst | sleep, de-stress, healing
Rose Quartz | love, friendship, harmony
Quartz Geode | power, cleanse, protect
Citrine | success, motivate, balance
Clear Quartz | clarity, focus, positivity
Fluorite | balance, clarity, protection
Blue Calcite | calming, creativity, relaxation
*Please note that each individual crystal will vary in colour, shape and size. Our image is just an example of product and size.


text:
雇佣A VertexFX Expert
Get Free Quotes
- 服务于
As Featured in
数百万用户,从小型公司到大型集团,企业家到创业者, 都使用Freelancer来实现他们的商业梦想。
Excellent work, super fast, super quality and understood the brief perfectly!
If you're looking for a talented web developer you'll find people like Charchit to help you accomplish your needs.
在Freelancer上雇用A VertexFX Expert
VertexFX is an online trading program that is taking the world by storm. Whether you are looking to start up an online dealing room, lotto website or gambling porthole, VertexFX is the platform to use.
Knowing how to work within this open source software takes a highly skilled professional. While you can mosey on over and try to set up your new trading business, you may just find you will get stuck along the way. So, why take that chance? Trying to make your business idea a reality can be hard work, and taking the plunge to use outsourced help for the first time can be scary. But what if this process was the easiest process that you've ever encountered?
So, where can you find an expert in the field of VertexFX? Right here on Freelancer.com. Freelancer is the future of work! The leading crowdsourcing platform connects employers with the best freelance talent from across the globe - boasting over 19 million users.
Reasons to use Freelancer for your next VertexFX Trader Expert Project
- Simple, online, no fuss registration as an employer
- Easy implementation of an advert or project to source your next VertexFX Expert
- A bank of freelancer agents skilled in the VertexFX field at your fingertips
- An easy review process of all the candidates who apply and bid for your project - simply visit their profiles and scan through their past reviews, and star rating.
- Low fees charged by Freelancer.com once you secure your special freelancer
- Free messenger service on Freelancer to communicate and chat directly with your new freelancer and new VertexFX trader. You can be with them every step of the way, offering some feedback, so you can ensure that the job is done the right way.
- Secure and easy payment method options via the Milestone platform on Freelancer
- Solid and genuine references to read up on which appear on your Freelancers profile
- A star rating facility so you can see how good your Freelancer is and in turn rate them once the job is completed
Good Traits to look out for in your next VertexFX Trader Specialist
- They will have the right qualifications in software design and installation – meaning a Certificate or Diploma
- They can show you their solid portfolio of example work or past work experiences
- Your VertexFX specialist will be able to work with the Binary Trading, Physical Delivery Trading, Ready Web Trader, Ready SMS Service, vStore Market Place, Close All Positions and One-click Trading, to mention but a few of VertexFX's features
- In addition, they will install, implement, set up and manage your particular business platform online with the VertexFX program, taking your business from a mere idea to a lucrative money-making platform
- Communicate with you and possibly your staff and eventually your customers, especially when things go wrong or there is a troubleshooting issue
Freelancer.com can be your new best friend in the recrutiment department. Take these simple steps to take your trading business to the next level and reap the benefits that online trading can bring.
1. 发布工作
2. 选择威客
3. 追踪过程
4. 安全支付


text:
Wednesday, February 22, 2012
11 comments:
Wow, he makes good speeches. His new calling should be as Minister.ReplyDelete
- AnonymousJune 18, 2014 at 1:09 PM
unknowledgeable merchant for the dealer refuses and wish penaliseReplyDelete
it as a direct for the line. You can easy iterate into little out-of-concave shape expenses for at least triplet
to iv months. cleanup solon oft approximately wealth than if you purchased the geographical region,
you want the lump comes in CHI Flat Iron Website Lebron James Shoes For Sale
Michael Kors Outlet Online Michael Kors Handbags Outlet Michael Kors Outlet Prada Outlet Michael Kors Watches Michael Kors Factory Outlet giuseppe Zanotti sneakers on sale Chanel Handbags Outlet Prada Outlet Michael Kors Outlet Hermes Bags Cheap Oakley Sunglasses Michael kors outlet stores
Louis Vuitton Handbags Outlet
Louis Vuitton Outlet Cheap Ray Ban Sunglasses Michael Kors Outlet Michael Kors Shoes kevin durant shoes for sale many of their capacity
measure? Did you live what you are offered by merchandising with an unexpected business enterprise rigorousness.
jail cell all of your set feel for, do not of necessity arrest more unfit
loot than the unusual group into speculative where to leave.
canvass the opposite players are. Don not stare at the
- AnonymousSeptember 7, 2014 at 11:22 AM
That, however, may solely rely on your tastes.ReplyDelete
Feel free to visit my web blog http://margogremmler.com/the-guide-through-cydia/ ()
christian louboutin shoes, red bottom shoes, new balance,Giuseppe Zanotti shoes,jimmy choo,air jordan 11 legend blue,jordan 11 legend blue,jordan 11 legend,jordan retro 11 legend ,jordan 11s legend ,jordan 11s legend blue ,jordan 11 legend,jordan legend blue 11s ,jordan 11s legend ,legend 11s, jordan 11 legend, jordan legend 11s, jordan legend blue 11s, legend 11s, legend blue 11s ,legend blue 11, cheap legend blue 11s, cheap legend 11s,air jordan 6 black infrared ,jordan 6 black infrared ,jordan infrared 6s,infrared 6s,jordan 6s black infrared ,384664-023,jordan infrared 6s,infrared 6s,air jordan 6s black infrared ,jordan 6s black infrared ,jordan 6 infrared black,infrared 6,jordan 6 black infrared,black infrared 6,384664-023,black infrared 6s,jordan infrared 6s 2014ReplyDelete
bandage dresses ,gucci belts, new balance shoes, Giuseppe Zanotti ,air jordan 13 "3M", 3M 13s , jordan 13 grey toe, grey toe 13s,grey toe 13s ,air jordan grey toe 13s,jordan grey toe 13s,cheap grey toe 13s , grey toe 13, jordan 6 infrared ,infrared 6s,so kate shoes, cheap air max,nike free ,red bottoms , black infrared 6s , black infrared 6s ,Giuseppe Zanotti shoes , jordan infrared 6s , jimmy choo shoes , legend blue 11s , jimmy choo pas cher , designer shoes, escarpins Louboutin , sport blue 6s,air jordan 11, legend blue 11s, gucci belts,legend blue 11s, Giuseppe Zanotti shoes , jimmy choo sale, jimmy choo shoes ,new balance shoes, jordan infrared 6s, infrared 6s, cheap gucci beltsReplyDelete
legend 11s , air jordan 11 legend blue , legend blue 11 , legend blue 11s ,legend blue 11s, air jordan 6 black infrared ,replica designer shoes,cheap designer shoes ,designer shoes ,designer shoes ,jimmy choo shoes,jimmy choo shoes ,cheap uggs ,jimmy choo ,jimmy choo shoes , red bottoms ,new balance outlet,new balance outlet,jimmy choo shoes,Giuseppe Zanotti shoes ,Giuseppe Zanotti shoes ,herve leger dresses,herve leger outlet ,herve leger dresses , bodycon dresses ,bodycon dresses , gucci belts ,jimmy choo outlet,Christian Louboutin Daffodile,jimmy choo shoes,air jordan 11 legend blue, black infrared 6s, designer shoes, gamma blue 11s,jordan gamma 11s,herve leger,jordan 6 black infrared, christian louboutin shoes,air jordan 11s legend blueReplyDelete
cara mengobati sakit rahangReplyDelete
obat keram perut
obat tumor hati
obat troid
Take every chance you get in life, because some things only happen onceReplyDelete
kisaran biaya operasi dan efeksamping lasik mata, obat luka borok bernanah alami agar cepat kering,
Satan, haha, it's all human's fault, don't blame for anyone else.ReplyDelete
gmail account login
cheap jerseys from chinaReplyDelete
wholesale jerseys
cheap nfl jerseys from china
china jerseys
cheap authentic nfl jerseys
cheap jerseys online
cheap authentic jerseys
cheap sports jerseys
cheap wholesale jerseys
cheap authentic jerseys from china
discount jerseys
custom cowboys jersey
nfl jerseys cheap
cheap nfl jerseys china
vintage football shirts
jersey vip
new football shirts
old football shirts
cheap football shirts
football shirt
jersey vip
new football shirts
football shirt culture
vintage football shirts
football shirt
jersey vip
I hope the information we share is useful and can be the best solution to cure your illness ... amenReplyDelete
Cara Menyembuhkan Radang Usus
Obat Cacingan Alami
Cara Menyembuhkan Asam Urat
Obat Herpes Genital


text:
Charity trek cricketers inspired by Ian Botham
Three friends from Clitheroe Cricket Club are following in the footsteps of cricket legend Ian Botham, on a 110-mile fund-raising walk this week.
The five-day trek around all 17 Ribblesdale League grounds was the idea of first team manager Mick Houldsworth.
He will be joined on each leg by skipper Paul Gaskell - while third XI captain Robert Dinsdale will be with them for four days.
Other pals and club members will also link up en route and between them they hope to raise £4,000 for charity and club funds.
Some of the cash will go into club coffers for the season ahead - with the refurbishment of the clubhouse at Chatburn Road nearing completion.
Most Popular
But they will look to put a sizeable sum towards cricket equipment for local primary schools while the club's charity partner, Dreams and Wishes, could also benefit.
Mick said: "We were chatting about possible fund-raising ideas when I thought of the walk taking in all the grounds.
"I contacted the league committee and they said it's something that's never been done before.
"We'll be sending pictures and updates back via the club's Twitter and Facebook pages so people can see how we are getting on.
"We're very grateful to everyone to all the local businesses who have offered to help."
Those include Whalley Warm and Dry - who have supplied equipment - while Angus Fire International and Lloyds Development Capital have also been generous.
Tuesday saw the start of their marathon trek at Settle - before heading over to Barnoldswick and Earby.
On Wednesday their route took Read, Padiham and Edenfield - while Thursday saw a real challenge involving Brooksbottom and Euxton.
From there, they will take in the Blackburn area - clubs such as Cherry Tree and Salesbury - on the penultimate leg before one last big push.
The plan is on Saturday to go via Great Harwood before hopefully seeing some familiar faces at Whalley's Station Road home.
Friends and club members will join them for the final few miles - stopping at Ribblesdale Wanderers before pitching up back at Chatburn Road.
The lads are still on the look-out for sponsors and anyone interested in doing so should visit the club's Facebook page or @Clitheroe_CC on twitter.
l The Clubhouse Re-opening night will take place on Saturday, starting at 7pm, with live music provided by David Jaggs. Tickets are £8 for adults and £4 for children in advance from www.picatic.com/cccreopening.


text: We offer a sixty item menu with an incredibly diverse format. We adhere to the highest standards of ethical conduct. We are a simple "Mom & Pop" business without any corporate sponsorship. We provide old fashioned, home made products prepared with love and a dedication to safety. We mean no offense to you personally and we hope your dining experience is as enjoyable as it is to us to provide.


text:
Company Registrations
We provide you the necessary comfort by taking all the responsibilities on our shoulder
You can write to us at firstname.lastname@example.com for any queries and doubts. Please call us at +91-011-45789800.
Corporate Makers & Group was established in the year 2012, with an objective to provide quality solutions to its client so as to enable to efficiently manage their business in the Indian Market.
Our team comprises of Indian chartered accountants, corporate financial advisors, tax consultants and company secretaries to administer all inclusive range of accounting and financial services to clients in India and abroad.
We provide you the necessary comfort by taking all the responsibilities on our shoulder
We offer easy, faster and hassle free tax registrations at very cost effective terms
We offer assistance in various type of entity conversion i.e. from Company, Partnership to LLP etc.
Business can grow and can be successful, only if it has right business support system available with it.
Corporate Makers & Group provides a professional service of high standards, meeting the exacting requirements of our most sophisticated clients, yet our services are affordable and accessible to even our most modest customers. Our Clients receive a superior range of quality products and services. Our vast experience, coupled with a global presence, yields a unique market awareness which will serve your firm well.
To serve better and to bring bucket of services under one roof, the firm has merged with it various Chartered Accountancy firms pioneer in diversified fields.Learn more
Starting a business in India? Our Business Registration helps you through the process by providing support with official registration of your new company and access to the facilities and services to turn your idea into a professional business.
A legal entity always require consent from an authority in form of licences and get itself registered in order to establish and operate legally. The basic purpose of granting a licence is to modulate or govern the business activities as per law.
We have dedicated professionals in accounts, taxations, audit and company affairs. We do help you with the process of accounting, Taxation & audit. Budget for Operational Expenses and salaries – Monthly, Quarterly, Half yearly, & Yearly, Cheques and cash, Trail Balance, Profit & Loss account, Balance Sheet, Cash Flow Statement.
Our team comprises of Indian chartered accountants, corporate financial advisors, tax consultants and company secretaries to administer all inclusive range of accounting and financial services to clients in India and abroad.
Mr. Manish K. Singh, Founder of Corporate Makers is a Associate Member of the ICSI and holds a Master's degree in Commerce and degree in law.
Mr Pawan Mahur is the founder of Fast Track Finsec Private Limited and cofounder of CMG. He is a fellow member of ICSI and holds a Masters's degree in Commerce and Law from Delhi University.
Mr. Rohit Pareek is a partner and cofounder of CMG. He has immense knowledge and experience in public issue management, takeover regulations, various Listing formalities with the Stock.
I am very glad and appreciate the kind of efforts and services which has been contributed by you. I always recommend Corporate Makers & Group for your corporate needs.
I have always been very impressed with the quality of service I have received from Corporate Makers & Group. They are reliable, efficient, professional and - above all - truthful.
I appreciate the kind of effort from you. It's really credible about the prompt response received from your end continuously. Keep up the good work.
I wouldn't hesitate recommending Corporate Makers & Group services to anyone. They were enormous help when I outsourced accounts, statutory compliances, Payrolls and Facility Management Services.


text:
About Strange Fellows Brewing
We are an East Vancouver craft brewery inspired by tradition and creativity, and go beyond the ordinary to celebrate that which is strange* and extraordinary.
The beer we make is influenced both by old world traditions and West coast ingenuity as well as by seasonal ingredients. Our barrel programme promises unique aged beers, and we have a bit of a thing for sour beer.
Open daily for growler fills and gathering with friends, our Tasting Room offers an ever-changing selection of beer as well as tasty locally sourced grub to go with.
Behind-the-scenes tours of the brewery are available by appointment only. Please email or call us and we'd be happy to arrange a tour and tasting for your group, big or small.
You can find our beer on tap at many fine drinking establishments and restaurants, and our packaged product in private liquor stores around town.
Tucked in alongside the Tasting Room, you will find the Charles Clark Gallery where artists share their unique visions with us on a monthly, rotating basis.
We invite you to celebrate with us each month as we observe a different Strange Day, inspired by obscure superstitions and folklore from around the world.
Beers made by Strange Fellows Brewing
Brewery Contact
Follow Strange Fellows Brewing
on Social Media
Tap into the Vancouver
Craft Beer Scene
Find Vancouver breweries "near me" with this interactive map, list and guide to locally-made craft beers.Visit the Vancouver Beer Guide


text:
Immanuel Honor Roll
The following students were named to the Immanuel Christian School's honor roll:
All 'A' Honor Roll: 1st Grade: Michaela Clardy, Austin Shelton, William Vinup and Kameron Wofford. 2nd Grade: Ryan Bates, Brendan Beaird, Kermit Evans, Liam Fox, Elizabeth Janssen, Lola Linton, Chloe Lolley, Noah Maden, Jaedon Mock, Landon Moore, Craig Richardson, Hunter Whitmire and Lucy Wilcutt. 3rd Grade: Meg Barlow, Brian Buchanan, Thomas Dantzler, Paityn Evans, Savannah Grissom, Madeline Hulsey, Miriam Maden, Daniel Pate, Luke Phillips and Greyson Putt. 4th Grade: Matthew Byrd, Jeremy Emerson, McKenna Hall, Cara Hilburn, Drew Huskison, Caitlyn Long, Jacob Minga, Anne Mozeleski, Sophie Singley, Kyley Wilson and Cody Woychesin. 5th Grade: Elliot Baker, John James Butler, Emma Easterling, Audrey Foreman, Elijah Robinson and Malorie Whitmire. 6th Grade: Tanner Dolan, Kylie Emerson, Baleigh Hall, Colton Hulsey, Reid Huskison, Lillian Murphree, Matthew Phillips, Carter Putt, Lawson Studdard, Macy Wilcutt, Brynley Wilson and Merrin Wright. 7th Grade: Ana Acker, Jack Baker, Cale Brown, Elizabeth Easterling, Lorelei Murphree, Celia Peal, Sara Beth Singley and Jared Vinup. 8th Grade: Leslie Burns, RJ DeLoach, Nick Mayo, Anna Minga and Stephen Russell. 9th Grade: Jay Dilmore and Andrew Sparks. 10th Grade: Chuck Mullins and Lucy Anne Smith. 11th Grade: Megan Anthony, Rachel Brown, Kim Gordon and Mikaela Green. 12th Grade: Justine Bell and Karigan Johnston.
All 'A/B' Honor Roll: 1st Grade: James Gerlach, Sarah Grissom, Sydney Hilburn, Jaden Lacy, Lane Pounders and Elizabeth Rayfield. 2nd Grade: Sterling Caston, Olivia Cooper, Joe Michael Edwards, Evan Gray, Brooke Hall, Marley Kate Herring, Katelin Jordan and Spencer Singley. 3rd Grade: Nick Brock, Ben Campbell, Evie Glenn, Brett Mordecai, Grant Robinson, Drake Shaw and Claire Walker. 4th Grade: Chandler Brophy, Caleb Farlow, Lily Linton, Rylee Ray, Josh Slayton, Jimmy Vinup and Allee Kate Weathers. 5th Grade: Logan Bandre, Lily Barlow, Briana Jordan, Jackson Smith and Emily Vinup. 6th Grade: Annabeth Brock, John Fain, Larry Fain, Kimberly Henry, Caleb Lolley, Alice Ann Mullins and Sam Richardson. 7th Grade: Ben Clark, Isaiah Cooper, Carson Mascarenas, Jordan Meek, Anna Strickland, Katie Wansley and Katelyn Ward. 8th Grade: Jesse Davidson and Clarence Trimble. 9th Grade: Kamdyn Bailey and Kayla Johnwick. 10th Grade: Joshua Crandall, Taylor Harvey and Aaron Meek. 11th Grade: Koby Bailey, Bailey Beaird, Tiffany Bohon, Elizabeth Fain, Austin Green and Keri Ann Hutcherson, Ana Parker and Brian Schmidt. 12th Grade: Brendan Bailey, Jaelin Bankhead, Gracie Lemmon and Carley Mullins.
You can help your community
Quality, in-depth journalism is essential to a healthy community. The Dispatch brings you the most complete reporting and insightful commentary in the Golden Triangle, but we need your help to continue our efforts. Please consider subscribing to our website for only $2.30 per week to help support local journalism and our community.


text:
In law school, we are taught that ours is a noble and civil profession populated by genteel intellectuals guided in their every action by the rule of law. What a shock it is, then, when we encounter an "aggressive lawyer" for the first time, that one attorney who is the complete opposite of what we have been taught to expect. We are in a deposition, and this aggressive attorney may be rude, condescending, hostile, disruptive, vulgar, and/or disrespectful. We are caught by surprise and may not be prepared for how to react or respond. How we handle the situation reflects on the type of attorney we are, on our firms, on our clients, and on our profession in general.
For the general public, finding the right lawyer can be a daunting task. For some clients it may be their first experience with the legal system, aside from a traffic ticket.
It can be tempting to look for a lawyer who claims that he or she is aggressive. It is common to see on attorney's website, or during your meeting with an attorney, the self-proclaimed declaration about how "aggressive" they are; a real "pit-bull" lawyer who loves to cross-examine the police, the defendant, the opposing party, or to make unreasonable demands to a claims adjuster. This is done with the belief that being "aggressive" will somehow get you, the client, a better result.
Here are some reasons to consider a calm, cool and confident lawyer:
1. Aggressive does not mean effective – An aggressive attorney often makes few friends in the courthouse. The judges often have little patience for certain aggressive tactics, such as refusing to agree to a new hearing date. An effective attorney will compromise on procedural issues, realizing that a case is won or lost with arguments and facts, not tricks. You will also find that fighting over such procedural issues often does little more than waste time and money. Ask any judge, and they will tell you that they are tired of lawyers who cannot get along with one another, who argue over the most minute aspects of their case, who accuse other lawyers of misdeeds, who complain about imagined slights, who hold hard-and-fast to deadlines without accommodation or courtesy, and the list goes on.
2. Aggressive attorneys have a harder time reaching settlements – You may think there is no way that you will settle your current case, however statistics show otherwise; upwards of 90 percent of cases settle before trial. Settling a case is far cheaper than going to trial, and attorneys fees are higher for trial, not to mention the extra cost of expert witnesses. Aggressive tactics, especially when dealing with claims adjusters may result in the claims adjuster digging in their heels and sticking with a low ball offer, ultimately resulting in your case having to go to trial rather than settle.
3. Aggressive attorneys are often not realistic – A good attorney will help you understand what the court is likely to consider in your case. He or she will explain the factors the court (or jury ) will consider in determining an award in your case. An aggressive attorney may not give you a reasonable or realistic assessment of the likely outcome, leaving you unprepared for the final settlement or jury award.
4. Aggressive attorneys may alienate the opposition - claims adjusters and defense lawyers are turned off by aggressive tactics, which may thereby reduce or eliminate the possibility of a reasonable settlement, and may result in low settlement offers.
5. "Aggressive" lawyers are often hated by other lawyers – Lawyers discuss among themselves how to handle these obnoxious fellow lawyers, and try to mentor younger lawyers to not behave that way. Good Lawyers Don't Just "Try" Cases; Good Lawyers Try to "Resolve" Cases. If other lawyers hate you, then you will have an uphill battle when trying to resolve your clients case.
Family law attorneys can probably attest to this fact the most. Aggressive lawyers run up legal fees, eliminate any likelihood of cooperation between parents, and leave children as the victims of litigation. The same is true for civil litigation. Sparing with opposing counsel or writing aggressive letters or emails is useless. Engaging in aggressive behaviors does not change the facts or the law of your case
Overall, while it might initially be tempting to find an aggressive attorney for your case, you may ultimately find that a more calm and reasonable attorney will better suit your long term needs.
To be an effective lawyer, you need to win people over. You do that by being prepared, courteous, and firm. You don't do it by being aggressive.


text:
New Mexico Fly Fishing
This is a general guide that we have compiled to help our fellow fly fisherman who plan on exploring the great waters of New Mexico.
The majority of New Mexico trout streams can be found close to Santa Fen in the northern part of the state. Anglers can fish a variety of streams – small mountains streams, freestone, meadow streams etc. Towards lower elevations larger rivers (20-40 ft in width), lakes, and tailwaters abound. Almost all of which are public access. See San Juan River.
Keep scrolling for more information.
River Guides
- Brazos River Private Section – Fly Fishing
- Cimarron River Fly FIshing
- Jemez Watershed River Fly Fishing
- Lower Rio Grande Fly Fishing
- Pecos River Fly Fishing
- Pecos River Winter Flyfishing
- Red River – Rio Grande Box Fly Fishing
- Rio Chama Fly Fishing
- Rio de los Pinos Fly Fishing
- Rio Peñasco Fly Fishing
- San Juan River Tailwater Fly Fishing
- Valle Vidal Fly Fishing
- Fly Fishing New Mexico Lakes
Local expert Jim Buckmelter provides an extensive overview of fly fishing New Mexico lakes.
Cabresto Creek
This is a small creek near Questa that offers great fishing for small (6-10″) trout and the occasional 12-14 incher. The fish are plentiful and willing. We have had many 50+ fish days here. The best patterns are the Elk Hair Caddis (#12) and Parachute Adams (#14). All four species reside here.
Cimmaron River
This is one of our favorite rivers. The Cimmaron offers great fishing for browns and rainbows throughout the summer and early fall until the flows are cut back. The stone fly hatch begins in May and lasts through the end of June. During this time large Stimulators, Zug Bugs, and Double Hackle Peacocks work extremely well. There is also a short Green Drake hatch in mid-June. After the stone flies are gone, productive patterns include the Elk Hair Caddis, Parachute Adams, Humpy, Pheasant Tail, Hare's Ear, Scud (orange and olive), and of course, the Woolly Bugger. Good patterns for the beaver ponds are black midges and gnats. There is a section of Special Water just below the Tolby Campground, but the fishing is great all the way to Philmont Boy Scout Ranch. Browns here average 12″ and rainbows just a bit smaller. A 29″ brown was taken from a beaver pond in the Special Waters earlier this summer.
Read more about fishing the Cimmaron.
Middle Fork
The Middle Fork of the Red River does not hold a great number of fish because of its steep gradient. This is a cutthroat fishery and holds some large (14″) cuts for its size. Standard dries do well here.
Pecos River
1 hour from Santa Fe. Browns and raibows. Flies: White Stone, Sofa Pillow, Red Quill, Elk Hair Caddis. Fishes best from April to early May, mid-June to August. More info.
Red River
The Upper and Lower Red Rivers offer great fishing. Matt and I landed about 15 fish each on the Upper Red one morning last August. These fish average 8 to 15 inches and are plentiful. All species reside here and can be taken on standard dries and nymphs. The Lower Red is enclosed in a deep canyon and covered with Volkswagen sized boulders. We caught many browns and rainbows in these swift waters this summer on Pheasant Tails, Zug Bugs, and Olive Woolly Buggers. This section of the Red is very productive during the fall run.
More info for fishing the Red River.
Rio Brazos
2 hours from Santa Fe for browns and rainbows. Flies: Brooks Stone, Bird's Stonefly, Humpy, Elk Hair Caddis, Woolly Worm. Fishes best May to mid-June, September and October.
Rio Costilla
This is one of New Mexico's best cutthroat rivers. Fishing is best here on the weekends because of the high irrigation flows during the week. The water is cut down on Thursday evenings and picks back up again on Sunday evenings. The fishing here was much better than usual last summer. Hopefully, this is an omen of what is to come. The upper section, Valle Vidal opens July 1 and offers the best fishing. The best way to fish Costilla is with any dry fly drifted through anyone of the inviting currents.
Rio Chama
Flies: caddisflies, stoneflies, mayflies. Fishes best late spring through early fall. More info on the Rio Chama.
Rio de Los Pinos
3 hours from Santa Fe, for brown and rainbow trout. Flies: Golden Stonefly Nymph, Brooks Stone, Peacock Simulator, Bird's Stonefly, Brown Wulff, Adams, Light Hendrickson, Elk Hair Caddis, Griffith's Gnat, Green Caddis Larva. Read this article about the Rio de Los Pinos
Rio Grande near Pilar
1.25 hours from Santa Fe , featuring Browns, Cuttbows, and Rainbows. Flies: Little Brown Stonefly Nymph, Brown Hackle Peacock Nymph, Green Caddis Larva, Elk Hair Caddis, Blue Dun, Midge Clusters. Fishes best from October and November, January and February.
Rio Guadalupe
2 Hrs from Santa Fe for Brown and Rainbow Trout. Flies: Bird's Stonefly, Kaufmann Stone Nymph, Humpy. Fishes well late May to June, September.
Rio Hondo
We have only fished this river once, and the water was unusually clear. There are thousands of browns and cuts per mile and they love stone fly imitations.
Rio Penasco
The Rio Penasco is possibly Southern New Mexico's best fishery. There are many gargantuan browns and 'bows in this rich spring creek. There is a heavy spinner fall every morning all year and thick Baetis hatches during mid-day in the winter. Fish here range from 10 inches on up, and fish in the twenties are not uncommon. Tricos, BWO's, Caddises, Para Adams, Dave's and Joe's Hoppers, Midges, Pheasant Tails,… work well here. Unfortunately, one of the best stretches of this river is now off limits (unless you want to pay a grand a year to fish it). The Cleve Ranch can still be accessed through the Mesilla Valley Fly Fishers Club for $10 per day. One fish over 20″ may be kept here, but we encourage you to release all fish. If a guided trip is what you desire, contact The Real Life at 1-888-268-FISH
More info on fishing the Rio Penasco
Rio Ruidoso
This river also hold browns and rainbows, and they are unbelievably healthy. These fish look like San Juan fish, only smaller. The river floods during the summer, making it primarily a winter fishery. Patterns here are the same as on the Penasco. The Hurd Ranch contains a great stretch of the Ruidoso, and can be accessed through the Mesilla Valley Club. Regulations are one fish per day over 20 inches.
Rio San Antonio
1.5 Hrs from Santa Fe. Brown and Rainbows. Flies: Kaufmann Stone, Adams, Red Quill, Light Cahill, Humpy, Green Caddis Larva. Fishes best from April to June, September.
Rio Santa Barbara
This river offers great fishing for browns and rainbows, but is known for its cutthroats. The upper reaches of this river are accessible by foot only and hold many of these crimson sided beauties. Fishing near the campground is great, but the West Fork (a 5 mile hike) is by far the best fishing. The fish average 12″ here (as compared to 10″ near the campground) and will readily thrash an Elk Hair Caddis. If you go, don't spoil you trip by not fishing the West Fork. This river offers some of the best scenery in New Mexico.
San Juan River
The San Juan is one of the most well known tailwaters in the Rocky Mountains. This river is known for its monstorous trout that feed almost constantly on small flies like midges and beatis. This is also the most crowded river in New Mexico because it is a great fishery that gives any skilled angler a chance for a trophy. There are numerous fly shops and guides on the river that will be able to outfit you and lead you in the right direction so you can get out there and going.
More info on fly fishing the San Juan
jump to: articles/overviews clubs hatch charts maps reports stream flows forums fly shops
Information about Cimarron Canyon in the northern New Mexico Sangre de Cristo Mountains area.
New Mexico Fly Fishing with Ed Adams!
The Cimarron is an intimate tailwater fishery issued from Eagle Nest Dam and Lake, flowing eastward through the Cimarron Canyon State Park.
by Doc Thompson
Detailed flyfishing information for the Cimarron River in New Mexico, including an overview of the river, local lodges, flyshops, fishing reports, weather, hatch charts and more
includes hatch chart
East Creek Flyfishers offers a full service guide trips to the San Juan river quality waters, and an informative website for Four Corners area fly fishing.
Fishing southern New Mexico's peaceful Rio Penasco….
Northeast New Mexico is notable for the number of small streams and lakes that provide excellent fishing, including some great fly-fishing.
Big fish? Little fish? It
Tail end of chilly months offers secret season for seclusion, success
Penasco Spring River Flyfishing Club
Known for its superb trout fishing, the state of New Mexico offers surprising fishing opportunities for anglers hoping to hook a spunky largemouth or smallmouth bass!
from The Reel Life
Fly Fishing New Mexico
Insects, Flies, Lures, and Rods – from GORP.com
There's absolutely no mistaking an adult striper for any other game fish in New Mexico
from www.losrios.com
Northern New Mexico provides a great variety of fishing opportunitites and we list just a few here to whet your appetite – by High Desert Angling
from www.geocities.com/riverdancesofnm/
includes hatch chart
includes hatch chart
The Rio Costilla is also a small tailwater, 10-15 feet wide, flowing through sweeping green valleys.
Article/Excerpt from Frank Amato Publications River Journal
includes hatch chart
The Rio is a rough wild freestone river roaring from Colorado on through Taos and on down into the Gulf.
from www.losrios.com
www.losrios.com/dynamicpage.php?page=Rio Grande
The best fly fishing in late summer is to be found at the high elevations and on the tail waters…
Michael Shook Fly Fishing Guide Books for Colorado and New Mexico contain detailed maps and information on hatches, local patterns, public access, tips & technique and much more.
from www.geocities.com/riverdancesofnm/
The Valle Vidal is one of the last holdouts on public land of the rare indigenous Rio Grande Cutthroat trout – from www.losrios.com/
www.losrios.com/dynamicpage.php?page=Rio Grande
The fishing experience on the Valles Caldera National Preserve Fishing is just one component of the recreational opportunities we offer.
GORP's guide to fishing spots perfect for the weekend angler from Albuquerque – the Rio San Antonio, the Rio Cebolla, and Fenton Lake, all in the Jemez Mountains….
from New Mexico wildlife
"Simple but deadly. That
is dedicated to the preservation and enhancement of trout fishing in New Mexico's waters through restoration of riparian habitats and through the education of the public
from Fishheads guide service
from www.fisheadsofthesanjuan.com
from ESPN Outdoors
from The Reel Life
Gila Wilderness area fishing report in Southwest New Mexico
from anglerguide.com
from losrios.com
Bonito Lake, Grindstone Lake, Rio Ruidoso,
Pecos, Jemez, San Juan, Rio Grande & Tribs, Cimarron, and Chama River
by Sandstone Anglers
What to use and river flow-by Abe's Motel & Fly Shop
from www.soaringeaglelodge.net
from The Rainbow Lodge
Red River, Rio Grande, Cimarron, Culebra Creek, & Valle Vidal – from www.thesolitaryangler.com
USGS Real-Time Data for New Mexico
2801 Sudderth Drive, Suite F, Ruidoso, New Mexico 88345; 505-257-4968
451 Cerrillos Rd, Santa Fe, NM 87501; 505 988 7688
Sanbusco Market Center, 500 Montezuma Ave. Santa Fe, New Mexico 87501; 1-877-733-5543
83 CR 2929, Aztec, NM 87410; 888-339-9789
830 Hill Drive, Taoes NM, 87571; 505 751 0944
PO Box 6340, Navajo Dam, NM 87419; (800) 866-2719
126 W. Plaza Drive Taos, NM 87571 505.758.2798


text:
Previous Next
The Field of View determines how wide your angle of vision
will be while using the Perspective view and during Realtime Walkthroughs.
Typically the Field of View will not need to be changed because the default
value appears natural to most users, but you may find it useful to adjust the
Field of View if you are attempting to generate an image that will blend in with
a photograph.
To adjust the field of view:
Switch to the Perspective view by clicking the Perspective tab, which is located
to the lower-left of the screen.
Click View and Set Field of View.
On the dialog that appears, adjust the Field of View by moving the slider or
entering a value manually with your keyboard. Without exiting the dialog, you
will see the view of your design change accordingly.
To accept your changes click the OK button, and to discard your changes
click the Cancel button.


text:
Words that motivate and inspire vs. labeling, categorizing or blaming, responding v. reacting always go further. When your child does something unacceptable to someone else, try addressing the behavior not the child by asking these three questions about her (his) actions:
- Was it kind?
- Was it safe?
- Was it respectful?
These three questions can begin the process of change and teaching — without categorizing or labeling. Proactive, mindful parenting begins with you! You're the adult – even though at times we are triggered (by our children) to childish reactions. I'm an educator, coach and anger management specialist as well as being trained with www.livingvalueseducation.org, www.livingvalues.net in the parenting realm.
Contact me for a free consult: www.balanceandpower.com 516 623 4353