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Spencer Rhodes and Bill Wrest from the Non-Bank Financial Institutions team at Barclays speak to Intelligent Insurer about why transferring to a digital format could save insurers considerable time and money.
In an increasingly digital age, and with clients becoming ever more reliant on technology, it is essential that insurers embrace new technological advances in order to remain relevant. However, given that the insurance market relies heavily on paper-based transactions, facilitating a move away from manual processing will continue to be a challenge.
The cheque is one of the most commonly used means of transferring money for insurers, and as Spencer Rhodes, director of insurance at Barclays comments: "The fact that change hasn't occurred more quickly is largely due to a lack of incentive to invest in better payment infrastructures. But, slowly, change is happening." During this transition period, however, the cheque still poses a number of potential problems for insurers.
The challenges surrounding cheques
Spencer Rhodes, Bill Wrest, Barclays, Insurance, Digital Format


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binder USA LP has expanded its M12 product family with the addition of the M12 A-Coded connector, which is now certified for both Ecolab and FDA Code of Federal Regulations (CFR) Title 21 standards.
The M12 A-Coded connectors are extremely durable and IP69K-rated, ideal for harsh-duty and washdown applications in the food and beverage, pharmaceutical, and chemical industries. Available in 3, 4, 5, 8, and 12 contacts, the high quality stainless steel locking rings (V4A) and gold contact plating can also withstand UV exposure and shock and vibration.
Highlights of binder's Series 763, 765 M12-A-Coded Connectors include:
- Thread: M12 x 1
- Rated current: 4, 2, and 1.5 A
- Rated voltage: 250, 125 and 60 V
- Termination: molded
- Cable: TPVHF
binder USA LP

subset: commoncrawl


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Elvis Presley Signed 1955 Tax Return – Close-up
Published August 30, 2015 at 600 × 353 in So, How Much is an Elvis Autograph Worth? — Part 6
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If not mistaken the Lego books are new titles. Jeffrey archer box set was available too.
WOW!! found some Smurfs books . Ya, we are trying to collect the complete set. Books for toddlers also a plenty.
My Little Planetarium is for me. I asked about the solar system the other day. Mamarazzi said buy this la...let me play with Papa.
Mamarazzi is sure her friend would like to read "Ties That Binds , Ties That Break". It's about foot binding.
For those who wanna know more about this sale or to check out the books that's available there, do visit BBW Facebook . Those who knows Mamarazzi's FB, can also see the books that she uploaded into the album there.
wokay...time to do some reading lor....goodnight.


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A superficial burn or first degree burn is an injury inflicted by a burn on the outermost layer of skin. A first degree burn is among the mildest skin injuries and in most cases can heal without the need for medical treatment. Still, not all superficial burns will resolve without medical care because some are serious and painful. Read on to learn more about 1st degree burn.
Causes and Symptoms of First Degree Burn
A superficial skin burn is in most cases caused by overexposure to sunlight or light contact with:
- A hot or boiling liquid
- Steam
- Something hot like a skillet or a stove
- Fire
- A chemical, like car-battery acid, tile cleaners, drain cleaners, gasoline, wet or dry cement, chlorine, and lime
- Electricity
The symptoms of first degree burns in most cases are minor and can heal in a couple of days. When burned, at first you will notice skin redness, pain, and inflammation. Symptoms are usually mild and skin may start peeling within two days. You might not get scarred unless there is an infection. Some first degree burns like those caused by sunburns can lead to anxiety, fever, and headaches for a couple of days.
If first degree burns cover large areas of the body, you are likely to experience more pain and even swelling. For those reasons, you may need to see a doctor. More extensive burns will take longer to heal.
How Is 1st Degree Burn Treated?
Heat Burns
In case of a burn caused by heat, follow these steps:
- Discard jewelry and tight clothes from the affected area before the skin starts swelling.
- Wash the area with cold running water or place a cool, moist piece of cloth on the burned area to relieve the pain. DO NOT use ice or ice cold water, because it might worsen the skin damage.
- Use an antibacterial spray to help decrease pain and prevent infection. Alternatively, use aloe cream. Do not put petroleum jelly, grease, butter or similar home remedies on the burned area, because such products can slow the healing process. They also heighten the risk of infection. Do not put ointment on the burned skin unless this has been recommended by your doctor.
- Cover the burned area with a clean, preferably sterile, bandage or gauze pad, and ensure that the affected area does not remain exposed. You may also put tape over the gauze pad, but do not put it on the burned area.
Chemical Burns
In case of chemical burns, take the following first-aid steps, and avoid contact with the chemical:
- Immediately remove any jewelry or clothing on which the chemical was spilled.
- Flush away any liquid chemical with cold running water for 15 minutes or longer. Don't let chemicals splash into your eyes. Once you've finished flushing, call the poison control center and ask for advice. You can also ask someone else to call as you clean off the chemical. It is helpful to have the culprit chemical container with you when making the call in order to provide the correct details including the name.
- In case of a dry chemical, brush it off the skin if you don't have access to a large quantity of water nearby. Applying small quantities of water can activate chemical reactions that cause more damage. For this reason, keep the dry chemicals dry unless you have a large quantity of water nearby.
- Do not try neutralizing the chemical for example by applying an alkali onto skin exposed to acid, as this can cause a serious reaction that produces a lot of heat that worsens the injury.
- Do not apply burn medications on skin that has been burned by a chemical. Grease, salves, butter, etc. will only keep the chemical on the blistered area, causing extended exposure to the chemical.
- Do not use a bandage on the blistered area unless this is recommended by a healthcare professional.
- Go for emergency medical care in case of a chemical burn on the face, hands, feet, major joint, buttocks, or groin.
Electricity Burns
The impact of a 1st degree burn caused by electricity may be greater than what you can see with your eyes. For this reason, you may need to go for medical treatment as soon as possible following the accident.
Any Types of First Degree Burns
For any first degree burn, including sunburn:
- Take a pain and inflammation relief pill like aspirin, ibuprofen or acetaminophen.
- Be sure to contact your doctor before giving any medication containing aspirin or salicylates to a kid or a teenager. Such medicines include baby aspirin, some medicines for colds, and Pepto-Bismol. Kids and teenagers who take aspirin and similar drugs have a high risk of developing Reye's syndrome.
- NSAIDs like naproxen, ibuprofen, and aspirin may cause bleeding in the stomach besides other problems. And because the risk rises with age, you need to read the instruction and stick to the recommended dosage. In any case, do not use these medicines beyond a 10-day period unless directed by your doctor.
- Stay away from clothes or shoes and from performing activities that irritate the blistered area.
- Avoid pressure or friction on the burned area.
- Do not expose the affected area to extremely hot or cold conditions.
- If the burn is itching, contact your doctor for advice or prescription of a medicine to reduce the itch.
- Visit your doctor if the burned area is more than 2 inches of skin, especially if the burn is on the face, hands, feet, buttocks, groin, and major joints such as knee or shoulder.
- Consult a doctor if the burn remains beyond one week or you get symptoms such as the following: fever of more than 101.5°F, darkening redness of the skin, increased swelling, blisters and pus draining from the affected area.
How to Prevent Burns
Following are tips on how to prevent burns, including 1st degree burns:
- Set your water heating system at 120°F.
- Place pot-handles facing away from the front.
- Whenever you are outdoors, apply sunscreen with an SPF of 15 or more and wear protective clothing. A broad-spectrum sunscreen works best as it protects you from UVA and UVB rays. The best time to apply the sunscreen is 30-60 minutes before going out. Apply bigger amounts of sunscreen if you sweat a lot. Try not to get exposed to the sun for extended periods, especially later in the morning and early in the afternoon.
- Do not allow your children into the kitchen while you are cooking.
- Make sure all your electrical sockets are childproof.
- Switch off appliances that are not in use.
- Put electrical cords out of children's reach.
- Store your chemicals away from children's reach, and use proper clothes (gloves) while using them.
- It's recommended that you have smoke alarms in your home, and regularly check them to ensure that they are in good working order.
- Install fire extinguishers in strategic locations within your home, at work, and at school.


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STARmeterSEE RANK
Up 137,663 this week
Ray June (1895–1958)
Ray June's experience as a cameraman in the US Army Signal Corps in World War I helped him become one of the top cinematographers in the industry. He did some of his best work at MGM, and helped develop what became known as "the MGM look": a rich, elegant, glossy veneer that set that studio's product apart from every other. Even an inexpensive "B" ... See full bio »
Born:in Ithaca, New York, USA
Died:(age 63) in Hollywood, California, USA


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Mission 58: Eliminate the Artful Flyers
Mission 58 in Kingdom Hearts 358/2 Days sends Roxas and Axel to Neverland to eliminate the trio of Artful Flyer Heartless.
Mission assignment[edit]
Artful Flyers have surfaced in Never Land. Team up with Axel, find them, and eliminate them at once.
Story summary[edit]
Roxas and Axel arrive in the islets area of Neverland and meet Tinker Bell shortly afterward. She sprinkles them with pixie dust, allowing the duo to navigate the area and eliminate their targets.
Mission walkthrough[edit]
Walk forward from the starting point until a cutscene is triggered, after which Roxas and Axel will be able to fly. Mr. Smee, and Captain Hook will also begin bombarding the duo's position with cannon fire, firing one cannon ball from his ship every 10 to 15 seconds. Like during Roxas's earlier trip to Neverland, he and Axel must examine the dug-up treasure chests to locate the Artful Flyers. Only three of the seven chests contain Artful Flyers; all of the others hold a pair a Bubble Beats. After defeating the enemies, Roxas and Axel can check the chests again to find items. Upon defeating the third Artful Flyer, the two Nobodies can RTC.
Challenge Mission[edit]
Overall this challenge should be easy to do though the only annoyance is the trying to find where enemies will appear aside from the ones that appear from uncovering the buried treasure which can make it time consuming. Also the enemy is weak against Fire magic so bring plenty of Fire casts (and make sure Fire is at LV5) and use it other than regular attacks. A well-balanced keyblade for both attack and magic is useful here as long as it doesn't have any bad aerial attacks. Also bring plenty of Cure or Cura, especially for dealing with any damage caused by the cannonballs from Captain Hooks. Axel should be useful here as long as he doesn't get too much in the way if you wish to do any chain combos.


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Many of the authors I discovered this year are not really new authors at all, simply new to me. You all have been raving about some of them for years!
New discoveries:
Olga Grushin: Dream Life of Sukhanov – freedom and the artist, censorship and compromise, all in a satirical and surrealist tale of midlife crisis
Cora Sandel: Alberta Alone, transl. Elizabeth Rokkan – so daring and modern, very relatable and touching
Fernanda Torres: The End, transl. Alison Entrekin – my favourite combination of humour, satire and sadness – what the Germans call 'zartbitter' (tender bitter)
Kent Haruf: Plainsong – all those bloggers who recommended him: you were right! I'm not normally a fan of small-town America, but there is something deliciously plaintive but also muscular and lean about his style, reminded me of Sam Shephard's Cruising Paradise
Livia Braniste: Interior zero – the Romanian millenial Bridget Jones is by turns funny, cynical and much more subtle than her British counterpart
David Vann: Aquarium – hard-done-by children and their stories always grip me, and this one is beautifully written and heartbreaking
Gerhard Jäger: All die Nacht über uns – this clever blend of personal and social history is just my cup of tea – it will probably go straight onto my best of the decade list.
Open category:
Anything goes here really – writers I'm already familiar with, poetry (which I read a lot but very seldom review), things that defy all categorisation etc.
Julia Franck: Die Mittagsfrau – started slowly and then just grew and grew on me
Ilya Kaminsky: Deaf Republic – political narrative poetry at its most lyrical, metaphorical and troubling
Shirley Jackson: Raising Demons – sweetness wrapped in bitter chocolate – or should that be bitterness wrapped in milk chocolate?
Isaac Babel: Odessa Stories, transl. Boris Dralyuk – virtuoso storytelling, comedy and tragedy in equal measure


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We understand the value of protecting your privacy, and our policy is to assist you with how we collect and use your personal information, and how we safeguard the data you provide to us. We ensure to assist you in finding a trustworthy and authentic source to keep your footsteps so that you can make your own decisions when using our site. Based on customers' needs, new technologies and business practices, this policy will be assessed from time to time.
What Information Do We Collect?
Basically, we collect two types of information: Personal information that we collect when you knowingly choose to disclose while visiting our website. This kind of personal data we collect on an individual basis. When you or other visitors browse our website, we also collect website use information on an aggregate basis. The data we collect includes your:
- Personal contact details, like phone number, email address etc.
- Age and date of birth
- Other demographics, like gender, profession etc
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Information We Collect Automatically
Information collected automatically includes:
- The device type, operating system and browser etc.
- The IP address
- Links on the web page, the advertisement you click to view
- Collecting information through cookies
Use Of Information
The information we collect to:
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Disclosure Of Information
There may be times we must share your personal data with others when we have to do so by law, or as the safeguard of our business or users. It may also happen when we sell our property. We also do:
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Startup Siemplify is giving users the ability to build an automated playbook of responses to network intrusions.
The company is announcing general availability of an orchestration feature for ThreatNexus, its security operations platform. Orchestration had been available in beta; today's announcement makes the feature more official.
Based in New York with R&D in Israel, Siemplify focuses on the operations side of network security. It piggy-backs on the network and security monitoring systems that are already in place and presents the information in a way that's more useful to human eyes.
"They don't see a line of alerts. They see a story in front of them: This happened first, and this is what happened next," says Meny Har, vice president of product development. It's presented in graphical form, and security analysts can run what-if analyses by adding users, network nodes, or sensor locations to the graph, to see how widespread a problem is.
Early versions of ThreatNexus were able to recommend what steps to take after discovering breaches, but those actions had to be taken manually.
Information Overload
Siemplify is built on the assumption that an enterprise has installed multiple detection tools — most enterprises have at least three, says Amos Stern, Siemplify's CEO and one of its founders — and hasn't been able to keep up with the information overload.
"What happens after the detection has barely changed in the last decade," Stern says. "The team might be inundated with alerts."
ThreatNexus, amasses data from different tools and models it all in the same language, creating that graphical visualization of the network. Siemplify uses the information to detect breaches and, of course, provide analytics. The company also claims to be able to go hunting for intruders — that is, spot intruders before they can accomplish anything of consequence.
This kind of data handling has become a common theme in security. Plenty of data can be extracted from the network, either from sensors or by watching every packet flow; the trick is to distill that information down to something useful. Companies such as AT&T and startup Vectra talk about using big data and machine learning to accomplish that.
In a sense, the usefulness of these tools boils down to noise reduction. "We're automating some of the investigation process and digesting it before we show anything to the analyst," Stern says.
Siemplify has raised about $4 million in seed funding. Half of it was raised in April 2015. The other half came in December and was led by 83North, the venture firm that was formerly the Israel-based arm of Greylock Partners.


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David Cook : "I Hope This Doesn't Come Off As Harsh"
Celebrity has its up and downs.
Just ask American Idol winner David Cook, whose fan base apparently stops at nothing to hear Cook's award-winning voice, albeit at the most inopportune times.
"I have to address some behavior that has become disturbing" Cook wrote on his Myspace blog. "We pride ourselves on being accessible to you as fans, but in contrast, we do enjoy what little privacy we can muster. To that end, the efforts by some fans to find our hotel rooms, call our hotel rooms, attach things to our bus, etc., is something I have to condemn. This relationship only works when it remains healthy for both parties, and should this behavior continue, the only thing we can do is take more preventative measures to maintain our privacy, which in turn makes us less accessible to you."
Cook wrapped up his open letter on a positive note, writing: "I hope this doesn't come off as harsh. I merely want to nip this in the bud so we can continue to have a great experience with all of you at the shows we have coming up. Take care and see you at the next show." (Photo: Wenn)


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Research Catalog
Displaying 1-1 of 1 results for keywords "Mutton chops (2)"
Harriet Love manuscript material, 1816-circa 1873
- Mixed material
- 1855-1857
- 1 item
Item details Access Status Call Number Location Permit needed Request
Appointment Required
Pforz MS Schwarzman Building - Pforzheimer Collection Room 319
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Veneers are very thin pieces of durable, tooth shaped porcelain that are custom made (for shape and color) by a professional dental laboratory. They are bonded onto the front of teeth to create a beautiful and attractive smile.
Veneers can completely reshape your teeth and smile. They can often be alternatives to crowns and the ideal solution in treating many dental conditions.
As with most dental restorations, veneers are not permanent and may someday need replacement. They are very durable and will last many years, giving you a beautiful long lasting smile.
Reasons for porcelain veneers:
What does getting porcelain veneers involve?
Getting veneers usually requires two visits to complete the process. The teeth are prepared by buffing and shaping the surface to allow for the thickness of the veneer. A mold or impression of the teeth is taken and a shade (color) will then be chosen by you, Dr. Neal and his dental assistant. (THE SHADE EXPERT)
On the second visit the teeth will be cleansed with special liquids to achieve a durable bond. Bonding cement is then placed between the tooth and veneer and a special light beam is used to harden and set the bond.
You will receive care instructions for the new veneers and usually a followup appointment scheduled to check the bite and the appearance. Proper brushing, flossing and regular dental visits will aid in the life of your new veneers.
Email from patient to Dr. Neal titled: It was a dark and rainy night - How a Landmark Dental employee saved a Neal patient
"In mounting pain for over a month, Nicole managed to surreptitiously remove a piece of something trapped between my gum and #14 tooth......I was (gratefully) popped in on an emergency appointment (thank you Sarah). I would love to know how Nicole was able to locate and remove the morsel, which must have been causing the continued pain, because when I drove home I noticed for the first time in weeks the pain was abating.
The circumstances for the recommendation of my using the Perio Plus are now vague in my mind, but when Sarah found out I lived in Victoria, she offered to drop off a bottle to me on her way home. Sarah doesn't live next door to me, you understand, but in her mind, it was close enough to warrant her going out of her way to make sure I was able to start using the Perio Plus quickly.
She did indeed drive all the way to our home, in the dark, pretty late at night, pulling in to the wrong, but close, driveway down the street, and calling me on her cell. I flew out of the house, phone in my hand, dressing gowned and slippered, in the dark and rainy night, running down the street to grab the bottle and give her a kiss for her trouble.
What a terrific staff! Going way beyond the call of duty, demonstrating true caring and support. One could never imagine any employee stretching themselves for a patient that way. I am impressed and grateful. Imagine the loyalty such an action motivates. Who hired this woman? Kudos!
Thank you from the heart.
Shelly S
Patient: Shelley S.
Quality work, done very efficiently, with no pain, and friendly service! What more can you ask for from a dental office! This father and son dental team are clearly very knowledgeable and definitely some of the best on the island. Their staff are fun to be around, very courteous, and helpful. The office is very cozy, neat, and ocean views to boot!! Highly recommended!!!
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Oct 26, 2022 - Oct 30, 2022 $953 per traveller
Browse our selection of group adventures that are specially curated and organized by our community members
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ERIC Number: ED404087
Record Type: RIE
Publication Date: 1996
Pages: 7
Abstractor: N/A
Using Importance-Performance Analysis To Evaluate Teaching Effectiveness.
Attarian, Aram
This paper introduces Importance-Performance (IP) analysis as a method to evaluate teaching effectiveness in a university outdoor program. Originally developed for use in the field of marketing, IP analysis is simple and easy to administer, and provides the instructor with a visual representation of what teaching attributes are important, how important each attribute is, and how well the instructor performed on each attribute. Implementing IP analysis requires four steps: developing a set of attributes that accurately describe and reflect the topic of study, presenting the attributes to respondents in questionnaire form that requires them to rate importance and teacher performance for each attribute, analyzing data for the importance and performance values of each attribute, and plotting each attribute on a four-section action grid according to its rated importance and teacher performance. In an application of this method, 35 attributes describing teaching effectiveness were generated from teacher evaluations at North Carolina State University and other institutions. Faculty review and feedback resulted in a final list of 23 attributes, which were presented in questionnaire form to 72 students in rock climbing courses. Importance and performance means were calculated and plotted on a grid. The instructor's strengths were identified as technical, safety, organizational, and communication skills, while some weaknesses were apparent in actual delivery of the activity. (SV)
Publication Type: Reports - Descriptive; Reports - Research; Speeches/Meeting Papers
Education Level: N/A
Audience: N/A
Language: English
Sponsor: N/A
Authoring Institution: N/A
Grant or Contract Numbers: N/A
Note: In: Proceedings of the 1995 International Conference on Outdoor Recreation and Education; see RC 020 917.


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One day, you feel inspired to take some photos with your trusty old K1000. That old camera never lets you down! You open that cool, old case you've been lovingly storing your Pentax gear in, load some film and head out the door filled with high spirits. But when you uncap the lens and look through the finder, all that positive energy is suddenly destroyed by an evil, furry little gremlin.
In total horror, you look at the lens, take it off, mess with the aperture. No, the lens is clean. You look inside the mirrorbox. There's nothing on the mirror or viewscreen. You look in the viewfinder again and that damn little gremlin is still there. WHAT IS GOING ON?!
Well, sadly, your camera is probably ruined.
But why? You took such good care of it.
Actually, I'm sorry to say, you didn't. 😦
Classic cameras need to be used. Or they at least need to bask in sunlight like the unique and beautiful flowers they are.
That dirty little gremlin is the silver on your pentaprism turning black, thanks to a chemical reaction caused by moisture. Ever seen an antique mirror with grey and black patches all over it? Same thing. The affliction is called desilvering.
Chinese-made K1000's seem to be prone to desilvering. You know you've got a Chinese K1000 because it does not read "ASAHI" above the "PENTAX" name on the front of the camera.
For years I was convinced that Chinese K1000's are every bit as good as Japanese ones, despite their chromed plastic bodies. But prism desilvering, as it turns out, is their Achilles Heel. And it probably has only started happening in the last 10 or so years. Expect to find many more cameras exhibiting this affliction as time passes.
So what can the proud owner of a late model K1000, do?
Well, if your prism has already desilvered, all that can be done, realistically, is to have the bad prism replaced with a good prism.
I've heard conflicting accounts as to if older, better built Japanese prisms can fit into newer Chinese K1000's. There are several versions of K1000 bodies floating around so some versions may or may not be compatible. If they are, I imagine that replacement would be a good course of action and will likely end any future problems. But doing this work oneself is not recommended as it involves disassembling and reassembling a good portion of your camera. Best thing to do is to consult a reputable classic camera repair shop. Don't expect the service to be cheap though. I've heard that it can cost around $200 for the work to be done.
Personally, if I love and use a vintage camera, I'm willing to dump some money into it to make it right. It's not as if we can just buy another one at Best Buy. But given that K1000's, even completely refurb'd examples often only command about $150, the expense may outweigh the value to some.
If your K1000's prism is not desilvering or has only just started, what you can do is stop hiding your camera! USE IT FREQUENTLY!
And when you're not shooting, I recommend keeping all your classic cameras and lenses nicely arranged in a windowed China cabinet near a source of sunlight. Allowing your cameras and lenses to get a healthy dose of sunlight on the regular will keep moisture from forming inside them. This will ward off desilvering (which can happen in other camera models too) and the UV will stop potential fungus growth. Another benefit to keeping your cameras on display is psychological; you have to walk past them frequently and be reminded of how much you love them and should be shooting! I find that when things are tucked away, I tend to forget about them. And in this case, lack of use can spell disaster.
I hope your K1000's and other cameras susceptible to this problem can be nursed back to health or are nice and clear already! Replacement K1000's and parts may seem readily available today but who knows what tomorrow will bring if we don't keep our cameras alive and kicking.
Thanks for reading and happy shooting!
Follow, Favorite, Like, Add, Contact Johnny Martyr


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November 17, 2016
Volume 20, Number 37
An incredible story was reported by several news sources earlier this month. An 82-year-old man found the wedding ring he had lost three years earlier. That in itself is not odd, but where he found it was astonishing: It was wrapped around a carrot.
The ring was lost as he worked in his garden. At the time, his wife assured him that the ring would be found; they had just celebrated their 50th wedding anniversary. In the intervening time the wife died. His recent find understandably prompted some reflection on his part: "You reap what you sow," he told reporters.
What are the odds that a lost ring could be found in such a way? Evidently it's not as great a long-shot as you might imagine, for a similar story appeared in 2011. A woman in Sweden also pulled up a carrot from her garden and found on it the wedding band she had lost in 1995.
Such incidents capture our attention because they are so unimaginable. But what if someone predicted such an odd event that immediately came to pass?
In Matthew 17 Peter was asked whether Jesus would pay the temple tax. Peter reported this question to Jesus, and Jesus said (in addition to other things) that He would pay the tax. But where would the money come from?
Jesus' instructions to Peter must have been surprising: "… go to the sea, cast in a hook, and take the fish that comes up first. And when you have opened its mouth, you will find a piece of money; take that and give it to them for Me and you" (Matthew 17:27).
We are not told of Peter's response, or whether a coin was found in a fish's mouth, but most of us infer that it happened. On two other occasions Jesus spoke of improbable events that turned out "just as He had said to them" (Luke 19:32;22:13). I personally have no doubt that the fish was waiting to be caught by Peter – with a coin in its mouth!
In a note in the Zondervan Study Bible, D.A. Carson wrote that even in modern times fish with coins in their mouths have been caught in the Sea of Galilee. That falls into the same category as carrots with wedding rings. But did anyone ever predict that such discoveries would be made?
Some things are concealed from humans, but not from the Lord. That truth, demonstrated on multiple occasions in Jesus' life, helps us pay closer attention to this statement from Hebrews 4:13: "And there is no creature hidden from His sight, but all things are naked and open to the eyes of Him to whom we must give account." We will stand before Jesus one day in judgment. He will know clearly how we have lived.
Come to the light God offers! Study His word, the Bible. Worship Him in spirit and truth (John 4:24). Get in touch with us if you'd like to discuss these ideas further.
Copyright, 2016, Timothy D. Hall. All scripture quotations, unless otherwise noted, are from the New King James Version (Copyright, 1990, Thomas Nelson, Inc.).
"LightGrams" is produced by the Central Church of Christ, 2722 Oakland Avenue, Johnson City, Tennessee, 37601, and is written by Tim Hall, minister. It is sent free of charge every Thursday to all who request it. To subscribe or to receive more information, write to "firstname.lastname@example.com" (our E-mail address), to the U.S. mail address above, or call (423) 282-1571.
Permission to reproduce and/or use the messages for noncommercial purposes is freely granted provided the messages are not altered.


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Tuesday, July 10, 2007
Veronica Carlson Covergirl
The Jerry Cotton books are a German series of pulp fiction stories about an FBI agent. They go back to the 1950s and in its pulp fiction form are still published on a weekly basis. There are also monthly paperbacks with his adventures. All in all there are now literally thousands of novels about the character available.
These days the covers can be kind of bland, but up until the 1980s a lot of the covers consisted of scenes from motion pictures. These covers often had little to do with the actual contents of the stories inside, but did create an interesting mood and made you want to read the books.
This cover is from Jerry Cotton paperback # 292 and published in 1985 and of course pictures a young Veronica Carlson. I bet not even she is aware that her photo was used to advertise this franchise.
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Bastei Verlag, the publisher of the Jerry Cotton novels, has always used film photos from action movies to dress their covers since the beginning of the series. They bought the rights to use these pictures from the film distributors or from film photo libraries in Germany! In the 60's they even cannibalised the complete Jerry Cotton movies, made from the novels, frame by frame to be put on the covers of their novels! These days they are using movie photos again!
- September 4, 2008 at 7:28 PM
- Holger Haase said...
Great to see another Jerry Cotton Fan around here. I haven't read much of the novels lately, but read them quite a bit when I was a teenager in Germany. I remember those film covers with fondness and am mighty pissed that in a moment of madness got rid of most of my Jerry Cotton collection.
The JC movies are of course fantastic!!!
- October 9, 2008 at 10:00 PM


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The Resident 2011
Directed by Antti Jokinen
Still playing at UK cinemas.
Beware... I might just Hammer home those spoilers on this one.
I was really keeping my fingers crossed that I'd have a good time with The Resident because it's Hammer's second theatrical release after their rebirth and... well I really wasn't as impressed as I'd hoped I'd be by their first "new era" movie. Let Me In, their vibrant but ultimately dumbed down adaptation of Let The Right One In played more like an action-packed remake of the superior Swedish movie version than as an attempt to address
any of the shortcomings that the Swedish version
had in adaptation.
And... for a while there... I really thought The Resident might just live up to my hopes.
For starters... it's got a pretty good cast of actors... and they're all giving great performances and acting their socks off. There's Hilary Swank who, it must be said, I only ever saw in Brian De Palma's unsatisfying buy enjoyable adaptation of James Ellroy's brilliant novel, The Black Dahlia... she was pretty convincing for the most part.
Then there's Jeffrey Dean Morgan who I loved as both The Comedian in Zack Snyder's brave attempt to bring Watchmen to life and as the leader of The Losers. He plays someone who seems to be a genuinely nice guy until... aw heck. They show you themselves what's really going on very early in the movie... you can figure it out.
And then, the really fabulous piece of casting on this one is the legendary Christopher Lee, returning to the company (or at least a bought version of it) that made him a star name back in the 50s and the decades that followed. Now this really is a coup for Hammer, which is why it's so disappointing to have to report that, although he does his usual, great acting job... his part is fairly slim in this one and his whole character comes across as criminally underused, it must be said. You get the feeling he's been wasted in this part which, considering the debt Hammer also owe to him, is a bit of a blow for fans of the "old Hammer".
Still, all three of these actors do a really good job and, on top of this, the film starts off really well with a brilliant and aggressively kinetic title sequence which, for a while at least, is matched by a similarly aggressive and fast paced editing style with exactly the kinds of "cut on movement" that people pre-Bond films used to decry as one of the ultimate editing no-nos.
The film tells the story of a nurse, played by Swank, who goes to live in a new apartment following her split up with her last boyfriend. Unfortunately, someone is spying on her... and as it turns out, drugging her and doing naughty things to her while she is knocked out... and the film comes a little unstuck very early on when the silhouette of the stalker in her apartment appears on screen and it's fairly obvious from the actor's build and posture that it's the aforementioned Jeffrey Dean Wright who's playing the psycho in this movie.
Even so, though, the whole atmosphere and setting up of the film is expertly handled for the first half an hour and everything is going great guns until... it gets to the point very quickly which I shall call The Resident's "Vertigo" moment. That is to say...
You know that scene in Hitchcock's Vertigo where Hitch has Kim Novak's character deliberately give the game away to the audience as to her identity about twenty minutes before the end of the movie so that everyone knows what's going on? I believe there's still a lot of debate to this day as to whether revealing everything so early on denied the movie a better twist ending and if, maybe, that revelation should have been held back until the last five minutes. Whether or not that was the right time to reveal that twist to tweak audience attention in the last reel of Vertigo or not is something I'm sure everyone who watches it has an opinion about... but whether it's too early or not isn't something anyone can really have an answer for.
One thing I do know, though, is that The Resident has a very similar Vertigo juncture where earlier scenes in the film are played out from a different character's viewpoint but that, after about only a half an hour of the film has played out before it deliberately tips it's hat to the audience... not that the audience had much trouble deducing who the identity of the "resident psycho" was after that earlier silhouette shot, of course.
I'm sure there must have ben some debate as to whether or not to allow that revelation that quickly in this movie but it doesn't really matter ultimately because unfortunately, once this movie has tipped it's hat... the film seems to transform into a fast-paced but curiously ineffective entry into the teenage slasher cycle... or to be more accurate in the case of The Resident, like an extraordinarily badly written teen slasher movie.
And after it does that, of course, there's no going back with it. The film deteriorates quite rapidly into badly reconstituted stalk and slash cliché and ultimately you may well, like me, find yourself looking at your watch and trying to work out if you can survive the genuinely mind-numbing tedium that this movie has seen fit to turn into.
Oh, it's not too bad. It probably does okay for the teenage market that this and most other modern movie behemoths are squarely aimed at... and 40 somethings like myself should probably know better than to go and see stuff like this in the first place, to be honest.
I think the real test of this movie can possibly be best summed up in a piece of "overheard" conversation from one talkative lager lout to his beer swilling mate as I was leaving at the end of the movie... "Blimey!" he said, as he walked down the corridor displaying up and coming events in the cinema's future... "I could have written a better movie than that". The sad thing about that statement, though, on giving a little further thought to the film in question is... I'd have to say the lad in the main foyer was right. He probably could write a better movie and therein lies one of the undeniable conclusions that this particular piece of popcorn fodder inadvertently pushes home to cinema goers everywhere, no doubt.. that a superb cast and a visually interesting director and cinematographer are, in themselves, not a convincing crutch to hide behind when the quality of the writing suffers. This movie would have gone down really great in the 80s but these days it just seems old fashioned and contextually an unsound base from which to start building your writing blocks on.
Not an essential viewing but certainly an exciting starting point to see if Hammer can learn how to play the game and revitalise what was once a great British studio and turn things around for themselves (given their previous track record for being a leader, of sorts, in British Horror through the decades). Their new movie Wake Wood gets a release on DVD today... lets see if they can do a little better with that one.


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Marchella's mystery: I love love love this blog! I've got a quick question for you guys… I know you seem to respect The Cosmetics Cop's reviews of products, but what do you actually think of her range? I've recently bought one of her toners and antioxidant serums, and I was wondering whether they're really as full of beneficial ingredients, and as free of irritant ones as she claims. Looking forward to an impartial view!
The Right Brain's arrested development:
We are big fans of the Cosmetic Cop and, in general, we believe that Paula's Choice are well-formulated products. One of the brand's key claims is that it contains fewer irritating ingredients. Is this true? Well, it's tough to evaluate every ingredient in every product in Paula's line. But as a faithful readers of The Cosmetics Cop, we know that Paula does a pretty good job of ferreting out the chemicals that are known irritants. For example, let's take a look at one of her toners compared to Dr. Brandt, a well known prestige brand.
Paula's Skin Balancing Toner for Normal to Oily Combination skin
Ingredients: Water, Glycerin, Butylene Glycol (water-binding agents), Niacinamide (vitamin B3/cell-communcating ingredient), Adenosine Triphosphate (cell-communicating ingredient/skin conditioning agent), Anthemis Nobilis (Chamomile) Flower Extract (anti-irritant), Arctium Lappa (Burdock) Root Extract (antioxidant), Hydrolyzed Jojoba Esters, Hydrolyzed Vegetable Protein (skin conditioning agents), Sodium PCA, Panthenol, Sodium Hyaluronate (water-binding agents), Sodium Chondroitin Sulfate (skin conditioning agent), Ceramide 3, Ceramide 6 II, Ceramide 1, Phytosphingosine, Cholesterol (lipid-based water-binding agents), Tetrahexyldecyl Ascorbate (vitamin C/antioxidant), Oleth-10, DEA-Oleth-10 Phosphate, Sodium Lauroyl Lactylate (emulsifiers), Polysorbate-20 (skin conditioning agent), Caprylyl Glycol, Hexylene Glycol (preservatives), Sodium Citrate (pH adjuster), Xanthan Gum (thickener), Trisodium EDTA (chelating agent), Phenoxyethanol (preservative).
Dr. Brandt Poreless Toner for Normal to Oily skin
Ingredients: Aqua (Water), Alcohol, Hamamelis Virginiana (Witch Hazel) Extract, Glycerin, Camellia Sinensis Leaf (Green Tea) Extract, Polysorbate 20, Propylene Glycol, Salix Alba (Willow) Bark Extract, Melaleuca Alternifolia (Tea Tree) Leaf Oil, Citric Acid, Lavandula Angustifolia (Lavender) Oil, Rosmarinus Officinalis (Rosemary) Leaf Oil, Salicylic Acid, Sodium PCA, Panthenol, Sodium Hydroxide, Sodium Hyaluronate, Diazolidinyl Urea, Tetra Sodium EDTA, Methylparaben, Propylparaben, Propylene Glycol.
A pore choice?
Probably the most impactful difference is that Dr. Brandt Poreless Toner is based on alcohol which is drying to skin. (That's because it rearranges the skin's surface lipids.) Paula's toner is based on water and glycol which are much less stripping.
In addition, the Dr. Brandt product extracts like rosemary, lavender, and tea tree oil which are potentially irritating for certain people. Paula's products deliberately stay away from ingredients like this.
Finally, Dr. Brandt uses a pair of parabens to preserve his product. And while there's nothing proven wrong with these preservatives some companies have decided to remove them from their formulas to appease consumers. So, Paula uses phenoxyethanol instead. While it's not as effective at preservation, it does impart a nice rose scent to the product. (For more info see our post on the Perils of Parabens.)
The Beauty brains Bottom line
This was just a quick example of how Paula's Choice product compare; of course to be a full scientific comparison we'd need to evaluate many more products. But we're just trying to give you a sense of what to look for.
And remember, less irritating doesn't necessarily mean her products work any better than other brands. But if you're looking for a brand products that's designed to limit irritation we would recommend taking a look at Paula's Choice.
What do YOU think? Have you tried any of Paula's Choice products? Did you like them? Did you notice a difference? Leave a comment and share your thoughts with the rest of the Beauty Brains community.


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Barbers offer good opportunity
Barber coinage has never been the most popular series to collect. The design featuring the mannish-looking Liberty has never been considered to be among the most beautiful. The quarters feature three scarce coins, and the dimes, one major rarity. And hardly anyone even considers the half dollars.
A collector who doesn't jump on bandwagons and follows fads would do well to collect Barber coinage. Each series presents its own challenges. Grading is not as difficult as it is with some other series, but finding coins in middle-grade circulated condition can be quite an undertaking.
Barber dimes and quarters were minted from 1892-1916. The halves ended in 1915. That makes a quarter-century of silver coins. The Barbers are overshadowed by the vast array of Seated Liberty coinage before, and the lovely new designs of 1916 after, but Barbers are lovely in their own way and can keep a collector busy and interested for many years.
Barber coins aren't that hard to grade. Just look at the inscription "Liberty" on the headband. Coins in fine or better condition have a full, readable "Liberty." The coins wore well, showing Liberty's head and the wreath or eagle on the reverse. Coins in higher grade showing more details on the head, wreath or eagle are attractive in their own way. Proofs, especially those with the cameo or frosted effect, can be quite beautiful. Many Barber coins show pretty toning in a rainbow of colors.
The Barber dime was first struck in 1892. The reverse features a cereal wreath and the words, "one dime." Barber dimes were struck at Philadelphia, Denver, San Francisco and New Orleans. The mintmark is found under the wreath.
Many Barber dimes are common, with relatively large mintages, but there are a few with mintages below one million. The 1907-P had the highest total, over 22 million, and except for the mysterious 1894-S issue, the lowest figure goes to the 1895-O. Barber dimes were struck in proof every year except the final year, 1916.
The 1895-O has long been recognized as a key date and is the only regular issue Barber dime with a really high price. Other scarce issues include the 1892-S, 1896-O and "S," and some San Francisco issues of the early 20th century, notably the 1903-S. The 1909-D is hard to find in higher grades. This was an unheralded coin that did the job it was created to do – get out and circulate.
One special rarity is contained in the Barber dime series – the 1894-S. Only 24 were struck, all in proof. Less than half that number are known to exist, with two heavily circulated. One, in good condition, was found in circulation in 1957 and purchased over the counter by Gimbels in New York. Another is in about good condition. This coin is one of the few branch mint proofs listed in the Red Book.
The toughest set of the three Barber series is the quarter, with three scarce coins – all minted at San Francisco. The 1901-S is perhaps the rarest silver coin of the 20th century. Only 72,664 were minted, by far the lowest total for any date in the series. Many are circulated and found in good or about good, but still sell for thousands of dollars even in low grades. The top price paid for any United States quarter was paid for a 1901-S in Mint State-68.
Two other scarce coins are the 1896-S and 1913-S, not as rare as the 1901-S, but both are expensive even in lower grades.
Other key coins in the Barber quarter set include the 1896-O, 1897-O, 1897-S, 1901-O, 1909-O and 1914-S. This set is a challenge for any collector and even more so if coins in very fine are desired. Just as with the dimes and half dollars, coins in the middle circulated grades are hard to find, while heavily worn coins and Mint State coins are easier to find.
I once purchased a set of 50 different Barber quarters as a quick way to building a set. This was a great buy, as this hoard did not contain only the 50 most common coins. Most were in good-very good condition. The Barber quarter with the highest mintage was the 1899-P, with over 12 million produced.
More Coin Collecting Resources:
• State Quarters Deluxe Folder By Warmans
• Subscribe to our Coin Price Guide, buy Coin Books & Coin Folders and join the NumisMaster VIP Program


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giftcards.kroger.com is the official web site for the popular gift card destinations operated by Blackhawk Network Holdings, Inc. in over 180,000 retail stores nationwide.
giftcards.kroger.com makes it easy to buy online popular gift card brands like Visa, Darden, iTunes, Starbucks, Nordstrom and over 400 other retailers. You can purchase gift cards in a variety of denominations. Fulfillment options include eGift delivery by email and plastic card delivery by USPS or UPS. We serve both consumers and businesses.
Blackhawk Network Holdings, Inc. (NASDAQ: HAWK and HAWKB) is a leading prepaid and payments network, which supports the program management and the physical and digital distribution of a large range of prepaid products. Blackhawk Network utilizes proprietary technology to provide consumers a wide selection of gift cards, prepaid telecom handsets, airtime cards and general purpose reloadable cards across a global network totaling more than 180,000 locations worldwide. Through Blackhawk's digital platform, the company supports prepaid products across a growing network of digital distribution partners including leading retailers, financial service providers, social apps, mobile wallets and other integrated physical-to-digital channels. Founded in 2001, Blackhawk Network is headquartered in Pleasanton, California with more than 1,000 employees, and offers products and services in the United States as well as 21 other countries.
For more information please visit, www.blackhawknetwork.com


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Our weekly round up of workplace news from around the web.
- Today's offices allow more space for collaborative work activities, according to a new report from architectural and interior design firm Ted Moudis Associates (TMA). Learn more about the report from HR Dive.
- Minneapolis/ St. Paul Business Journal gives us a look into Room & Board's revamped HQ that takes biophilia to a new level.
- Today's workplace often contains five generations working together, reports The Registry. This shift has caused project managers, facility managers, brokers and architects to think differently about their roles.
- DisruptCRE reports on the "growing up" trend in the culture of tech workplaces, driven by factors such as the high cost of renting and owning offices, finding the best use for given areas, and a workforce that is beginning to prioritize health, life balance, and professionalism over college-style fun.
- An increasing number of small and medium business owners are recognizing the benefits of allowing their staff to work remotely, according to a survey from Dale Office Interiors.


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In 1521 Portuguese conquistador Ferdinand Magellan and his men fought with the native warriors of Lapu – Lapu, Chieftain of Mactan. The natives won the battle which we now know as the "Battle of Mactan." Fast forward to 2013, a new kind of "battle" was waged, this time pitting the heirs of Lapu – Lapu versus the men and women behind an advertising campaign. The goal was preservation of history and respecting historical events.
In case you don't know, I am referencing the newly pulled-out tv and radio ad of EQ Diapers where it implies that the Battle of Mactan between the men of Lapu – Lapu and Ferdinand Magellan happened because of well, diapers.
When I first saw the ad I was laughing because I know that was not the reason why these men clashed on 1521. The tv commercial promoted its product by brandishing 'known' names and 'spinning history' in the hope of easy recall by the public. Easy product recall of course could translate to more sales for the company.
I did not take it seriously even though I know it is distorting historical facts. Reason is that I know Philippine history from school and no amount of mocking or 'commercialism' or 'story twist' will make me less proud of Lapu – Lapu and the Battle where he earned the title "First Filipino Hero."
Battle of Mactan marker in Corregidor Island
But the city government took it very seriously and filed complaints in the Office of the National Historical Commission and other relevant agencies. Was it the right move? Some would opine "yes", others were saying "killjoy". But at the end of the day, the EQ Diaper – Lapu – Lapu Magellan ad was pulled down. This is a triumph and a victory for Oponganons.
This is a role of a government too – to protect its heritage, its history and culture and Lapu – Lapu City government just did this. Salute to the city council!
Sentinels of Freedom – Mactan's Chieftain in Luneta Park
More stories about the Sentinel of Freedom Lapu-Lapu Monument on Luneta on this link.
This victory is so timely for this Saturday April 27,2013 is the Commemoration of the Battle of Mactan, an annual major event in Lapu – Lapu City. When I was a kid I remembered this event as "Bahug Bahug sa Mactan", now it's called "Kadaugan sa Mactan". Kadaugan means triumph.
Lapu – Lapu Monument in Liberty Shrine, Mactan Island
It's a week-long celebration with various activities from Food Expo, Rampada Street Dancing, Photo Contest, Mask Dance Extravaganza, Fireworks Display and so much more. A lot of Oponganons are looking forward to the festivities.
To know more about the dates and schedule of the different activities, please click here: Kadaugan sa Mactan on We Love Cebu.
Quick Info:
The city is called "Lapu – Lapu City".
The island is called "Mactan Island".
It's residents are called "Oponganon".
Before LLC became a city it was widely known as "Opon"
Sta Rosa Island and Olango Group of Islands belongs to LLC.
One of the major highlights is the reenactment of the battle. Celebrities and actors usually take the role of Lapu – Lapu, Manny "Pacman" Pacquiao has at one point acted as Datu Lapu-Lapu. The reenactment will be staged early morning this Saturday in Liberty Shrine located in Punta Engano.
Liberty Shrine is also known as Mactan Shrine.
If you are here in Cebu this week, hope you can come and witness the celebration.
Datu Lapu – Lapu of Mactan is one hero we should know more about. Go to Mactan Shrine in Punta Engano when you come visit Cebu. =)
What to know more about Battle of Mactan? Click on THIS POST.
Proud of Lapu – Lapu too? Hope you'll LIKE and SHARE this post to friends. 🙂 Daghang Salamat!


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I'm proud to be Asian, said the Asian man.
I'm proud to be Black, said the Black man.
I'm proud to be White, said the racist.
This joke popped up on my Facebook feed today, and I have had it stuck in my head for hours. Usually that means I need to get the feelings out—although I suspect I'll step on toes. Shrug. What's new?
Okay, let's start with the assumptions there.
First, this person (and I'm sure I don't need to identify them by race or gender), assumes that any Asian person proudly proclaims, "I'm proud to be Asian."
That's an odd statement. I mean, I've known people who are proud to be Vietnamese and people proud to be South Korean, I've known people proud to be Chinese or Zhuang or Tibetan. I've known people who were proud their parents escaped communism in Cambodia and people who were proud of the contributions of the Philippians in World War II, but I have never known anyone to stand up and say, "I'm proud to be Asian."
What would that even mean?
Asia is so large that there is no such thing as an Asian culture or Asian people. Hell, people don't even agree on exactly where the line is between Asia and Europe.
Maybe I'm wrong. Maybe people out there do say it. If so, I suspect saying "I'm proud to be Asian" is synonymous with "Fuck you because I don't envy your white skin."
Moving on to the second one. I suspect that people who talk about black pride are talking about being proud of being African American. They are taking pride in a culture rooted in family, in strength, and in survival. They should be proud of that. No question.
However, it's not the skin color that's inspiring the pride. It's the connection to the culture and the history of Black Americans. No one in Africa ever said, "I'm proud to be black." That's not to say they aren't proud of their heritage, but they're proud of being Mende or Arusha or even of being Bantu. Although Bantu is a big umbrella for a lot of groups, it's not nearly as broad as "black."
So no one is running around exhibiting a lot of pride over their skin color. Nope. No one. People are proud of where they came from. If you want to be proud of being white, yeah, I'm going to call you a racist. And I am the whitest of the white folk. I burn when I think about going outside.
Now that doesn't mean you can't be proud of your people. I am proud of my mother's white ancestors, strong Welsh folk who showed up in this country before the Revolutionary War and fought against the English. Yep, I'm a daughter of the American Revolution, and I'm proud of that.
I'm proud of my father's family and their Irish roots. They took off from the old country even before the potato famine. They were too poor to even be tenant farmers. They settled in the deep south when the deep south was swamp-land and malaria and horrendous mortality rates—but they survived.
I'm proud of my German roots. Those tough old white folks that were my ancestors helped settle parts of Minnesota and Canada. They lived and died in an unhospitable world, and they made the world bend rather than get driven away.
But that doesn't mean I'm proud of being white. My skin color is an accident. I'm proud of my German ancestors and my Irish ancestors and my Welsh ancestors.
And I'm proud of my African ancestors.
Most likely they were Ibo from West Africa. One of those dirt poor Irish fellows fell in love. She couldn't pass for white, so they passed her off as Cherokee and ran as far west as they could. They made it around five hundred miles, which back then was one hell of a haul because this was back before the Civil War. I sometimes wonder what it was like… running when you knew your marriage was illegal. Hell, the family has no idea if she was ever legally freed or if my ancestor risked running with someone else's slave. Some things get lost in the family lore.
That doesn't mean I'm proud to be black because trust me… I do not look like I have a drop of black blood in me. But I'm still proud of that woman. I'm proud of a dirt poor Irish farmer who knew wrong when he saw it and followed his heart. I'm proud of a Revolutionary hero who was temporarily charged with desertion. It turns out he lost his unit in the woods… as in he couldn't find them. He hooked up with another unit and he was cleared later when it turned out he'd been fighting the English the whole time, just with the wrong unit.
I come by my bad sense of direction honestly.
So you know that joke up at the top of this post? Fuck you Mr. Humorous.
And you can stop feeling sorry for yourself because you think you're the only person in the world not allowed to be proud of where you come from. However, if the only thing you have to be proud of is your skin color, you really might want to consider that you are, in fact, a racist.
And if you aren't, then you're just whiny. And you know what? Whiny is almost as annoying. So stop it.
There. I feel better now.


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Michael PellegrinoAbout
For more than a decade, Michael Pellegrino has successfully helped more than 2,000 clients manage and achieve their financial goals. He served as one of the co-hosts of Chicago's WLS radio financial and economic talk show, Securing Your Financial FutureTM, which is available for viewing today on iTunes and Soundcloud.
Michael first entered the financial industry as a trader, specializing in stocks at first, then quickly advancing to trading futures and commodities. "You quickly learn how to become successful at managing risk in this environment; if you don't, you are done," says Michael. He then transitioned his knowledge and expertise to helping people manage their investments and retirement money.
Michael's main focus has been assisting many people with the adjustment of their financial strategies as they pass from one stage of life to the next.
He does not believe that there is a "one size fits all" when it comes to managing clients' money. In contrast, he believes that each client's needs must be addressed with a specific strategy for that client that manages risk while achieving realistic, attainable goals. Michael still actively trades today and attributes that to having a better understanding than most on market fluctuations and what is working and not working when it comes to managing investments.
He specializes in guiding clients to a better way to potentially earn more when a market index goes up, with a focus on how to minimize or eliminate the risk of loss of both principal and earnings. His expertise extends to investment management and income planning strategies that help ensure "a lifetime income that cannot be outlived" with predictable payouts for his clients. For Michael's clients, planning for their retirement has changed from uncertainty to confidence. As Warren Buffet said years ago, "The first rule [of investing] is not to lose money. The second rule is not to forget the first rule."
Michael currently holds the following licenses in excellent standing: Series 3, 6, 62, 63 and 65, and a Life and Health Insurance License from Illinois.
In his spare time, Michael enjoys activities with his wife and four children. He and his family are heavily involved in their community and local church.
Investment Advisory Services offered through Goldstone Financial Group, LLC (GFG), an SEC Registered Investment Advisor. Securities offered through TCM Securities, Inc. (TCM), Member FINRA/SIPC, 2230 Towne Lake Pkwy Bldg. 800, Ste. 130, Woodstock, GA 30189. Tel: 404.889.8733. GFG is independent of TCM.


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South Korea believes that food shortages in North Korea remain serious and the country needs outside assistance, despite media reports that rice prices are dropping there, the unification ministry said Wednesday. Some media reports have claimed that rice prices in North Korean markets have been on t
South Korea is pushing to send food assistance to North Korea no later than September to help ease worsening food shortages in the impoverished state, a unification ministry official said Tuesday. Seoul is drawing up plans to provide food aid as the North is suffering food shortages apparently aggra
North Korea demanded Tuesday that the United States release a cargo ship seizedon suspicions of violating U.N. sanctions.A spokesperson for the North's foreign ministry made the demand in a statement carriedby the Korean Central News Agency, blasting the seizure as a violation of the spirit ofth
North Korean state media said Tuesday South Korea has no right to criticize Pyongyang over its recent launch of projectiles into the East Sea.Radio Pyongyang made the claim, referring to the North's recent launch as a"normal" military exercise within its territorial waters. The media also clai
The Pentagon chief said that the United States has focused on diplomacy aboutthe denuclearization of North Korea although its military will be prepared in the eventthat effort fails.Patrick Shanahan, U.S. Defense Secretary said in an interview, "The strategy with North Korea hasn't changed," t
Half of South Koreans say their government should seek dialogue with North Korea, asurvey showed, as inter-Korean ties remained stalled amid the deadlocked nuclear talksbetween the US and North Korea.Of the 1,003 adults surveyed in April, 51.4 percent of people said the government should follow talk
South Korea's military has not yet determined the details of the short-range missiles that North Korea fired last week, including whether they were ballistic missiles, an official said Sunday.After the North fired the projectiles on Thursday, the South's military said they were believed to b
U.S. Vice President Mike Pence said the United States will "stand firm" with North Korea over its nuclear weapons program.In an interview with Fox News aired Friday, Pence was asked about the future of denuclearization negotiations between Washington and Pyongyang following the North's renewed
North Korea has conducted long-range strike drills, state media reported Friday, a day after the communist state launched what were presumed to be two short-range missiles into the East Sea. "At the command post, Supreme Leader Kim Jong-un learned about a plan of the strike drill of various long-ra
Unification Minister Kim Yeon-chul crossed the inter-Korean border Wednesday to visit a joint liaison office in North Korea's border town of Kaesong in his first trip to the communist state since taking office last month.Kim plans to meet South Korean officials stationed there and check progress
North Korea has conducted a "strike drill" for multiple rocket launchers and tactical guided weapons to test their performance, state media reported on May 5, 2019, a day after the communist nation fired unidentified short-range projectiles into the East Sea.North Korean leader Kim Jong-un supervi
North Korea fired a barrage of unidentified short-range projectiles into the East Sea on Saturday, South Korea's Joint Chiefs of Staff (JCS) said, in apparent saber-rattling amid stalled nuclear talks with the United States.The JCS had earlier said the North fired multiple short-range "missiles
U.S. President Donald Trump expressed confidence on May 4, 2019 that North Korean leader Kim Jong-un will keep his promise on denuclearization despite Pyongyang's firing of unidentified projectiles."Anything in this very interesting world is possible, but I believe that Kim Jong Un fully realiz
North Korean propaganda outlets lashed out at the United States over recent exercises involving a THAAD missile defense battery stationed in South Korea, calling them provocations and a menace.Last month, U.S. Forces Korea (USFK) conducted the weeklong exercises with a Terminal High Altitude Area De
An independent U.S. government commission has asked the State Department to keep North Korea on its blacklist of countries that repress freedom of religion, citing Pyongyang's "systematic" and "egregious" human rights violations. In an annual report recently disclosed on its website, the U.S
North Korea's media outlets on Sunday redoubled calls for "self-reliance" as its nuclear negotiations with the United States remain in limbo, with little progress in its efforts to ease international sanctions. In recent weeks, Pyongyang has been hammering away at the self-reliance campaign, a
North Korea on Saturday pressed South Korea to ignore pressure from the United States and move ahead with inter-Korean cooperation. The special message by the Committee for the Peaceful Reunification of the Country (CPRC) came as the two Koreas commemorate the first anniversary of the
Inter-Korean relations have improved markedly since the historic first summit between South Korean President Moon Jae-in and North Korean leader Kim Jong-un a year ago, with cross-border exchanges spiking following a period of frozen ties and almost no contact. The two Koreas, however, appear to be
North Korean leader Kim Jong-un said peace and security on the Korean Peninsula will entirely depend on Washington's future attitude during his first summit with Russian President Vladimir Putin, state media said Friday. In the summit held in Russia's Far East city of Vladivostok on Thursday
North Korean leader Kim Jong-un is set to hold his first summit with President Vladimir Putin in Russia's Far East city of Vladivostok on April 25, 2019, with a peaceful resolution of Pyongyang's nuclear quandary expected to top the agenda.The much anticipated summit will be a key test of Ki


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Have you tried growing cakes yet? Perlite w/ cakes is the easiest most foolproof. Well, its not fool-proof, as a fool will try to 'improve' it with spraying or massive overheating or something like that.
------------------Flog and squeeup the treesee the army flee, flee, flee.
------------------"We are not afraid to follow truth wherever it may lead, nor to tolerate any error so long as reason is left free to combat it."
[This message has been edited by pin (edited February 05, 2000).]
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1 mm left near freezing .
1 mm right lava Hot.
My Shower
middle = not quite right .
1 mm left near freezing .
1 mm right lava Hot.
Excited much ?
Got my tickets today - Star wars , The force Awakens . 17th December @ Coolangatta cinemas .... I beg you J.J Abrams PLEASE don't eff this up :-)
I am currently working on ...
The 'Shipload of Metal' is a custom cruise for music lovers. A mind-blowing combination of Rock Festival and Caribbean Holiday.
This unique voyage has been on Zoey's bucket list from the moment it was launched five years ago and when a stroke of luck brings her all-inclusive tickets, she flies across the world to realise her dream.
The sheer opulence of the ship and the raw energy of the music are a perfect combination for a fun in the sun romance but Zoey's fantasy turns to horror when a VIP is found dead and she becomes involved in an investigation with one victim and three thousand suspects.
The ship is isolated at sea and there is a killer on board but the show must go on.
Music, Murder and Mystery. Welcome Aboard
My Favourite live album is ...
It's the future today ! BTTF :-)
That's Comforting ...
Bits and pieces from
December 2020
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Oh I am just pickled tink!
Need a minute for that?
Truth be told, this whole pickling thing wasn't even my idea. Last weekend, Aaron had zipped out to the store to pick up some fly traps I thought (hi, my house is invaded. I'm like, where is the body?), but upon arrival, he slipped out of his little gray orthopedic shoes and placed them next to his walker because he had just bought baby cucumbers, dill and vinegar, for HE WAS GOING TO PICKLE SOMETHING, BY GOLLY.
Me, "Uhhhh what's all this? And did you get the fly traps?"
Him, "Yeah, yeah. Got 'em. Man, have you SEEN how many green tomatoes we have out in the garden? I've been reading up on how to pickle them, so I went ahead and bought some cucumbers to pickle too!"
Me, "Are you serious? You've been READING UP on this? Well, good luck and let me know how it goes, GRANDMA."
Him, "Ohhhh no you don't. You're taking pictures. You'll be glad you did."
Me, "Whatever. So . . . you must have been really upset when Golden Girls ended, huh?"
Him, "Your face is a golden gi – JUST TAKE PICTURES."
So pickling really isn't that big of a deal. I MEAN DILL. Get it? Dill pickles? Pickles? That you pickl – okay.
It just requires a little bit of patience, which I'm happy to report that so far in my 36th year of livage, I've gotten a whole .00001% better at!
You basically fill your jars with whatever vegetables you want to pickle. We had green (and a few pink) tomatoes, baby cucumbers, a few straggler green beans and peppers from the garden, fresh dill and a few garlic cloves. And coriander seeds! Aaron sliced some cucumbers in the shape of actual pickles and I have no idea why but I giggled embarrassingly hard.
And see, what happens is: you boil some cider vinegar with pickling (or kosher) salt and some water for a smidge. Then you pour the hot potion into the jars. Then you wave your hands over each jar and chant, "Mecca Lecca High Mecca Hiney Ho!"
But you make sure no one actually sees this part.
And then you put the lids on them and tiiiightly close them. THEN, you place the jars into a huge pot filled with water and you boil them for like 15 minutes or so. After the boilage, you remove them from the hot water, and set them aside and listen for the little pops from the lids, ensuring that your house will not be haunted by ghosts for the next 25 years.
Then, 7 days later, you pull the jars from the fridge and maaaarvel at the weird colors they all became. But wait! Taste a pickle. You pickled! You seriously pickled! And that is one fine tasting pickle rawt thar.
Put together a little pickled plate with peppers and pickles and positively pucker your pie hole!
I'm so proud of my grandmother I MEAN HUSBAND.
Pickled Green Tomatoes and Cucumbers:
What it took for 5 jars:
* 2 cups green cherry tomatoes
* 8 baby cucumbers
* 1 cup loosely packed fresh dill
* 5 cloves garlic (one per jar)
* 1 Tbs. coriander seeds
* 2 cups cider vinegar
* 1/3 cup pickling or kosher salt
Rinse all the veggies. Remove the stems from the tomatoes. Slice the cucumbers to your preferred shapes and sizes. We sliced a few lengthwise for one jar, and we diced a few others for a couple of separate jars.
Fill the jars with a mixture of tomatoes, cucumbers, garlic cloves and coriander seeds. We had a few green beans and random little peppers from the garden, so we threw those into a few jars as well. Push the dill down in the jars around the veggies.
Pour the vinegar, salt and 1 1/4 cup water into a large pot. Bring to a boil, reduce heat and simmer on medium high for 5 minutes.
Pour the hot liquid into each jar. Tighten the lid on each jar and set aside.
Back in the large pot, fill with water and bring to a boil. Add the tightly closed jars and boil for 15 minutes. Using tongs, remove the jars from the hot water and set aside until you hear the lids pop, meaning they've pressurized and won't give you hepatitis C.
Store in the fridge for at least 7 days, letting the pickling magic unfold and bedazzle the veggies.
*Add pickled veggies to sandwiches; garnish your Bloody Marys (like below, omg), or eat as is!


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The weekend before Halloween tried to kill me. I mean, I guess it I did it to myself, but you know I don't like to take credit for negative things. Really it was just the Saturday of the weekend, when we had a soccer game, the UNT vs. Rice game and then the fall carnival at Zach's school. Any one or two of those things would have been plenty, but all three spelled disaster for me.
All started fine at the soccer game at 8:30 a.m. My parents were in town for the football game, and as is their tradition, the boys went to spend the night with them at the hotel. Granny Marsh and Papa Wayne are so lucky they are loved so much and to get to share a bed with my wiggly boys. Sooooo lucky.
I had to swing by and get Zach at 7:50 for team photos while everyone else met us at the game. The Walls were there too and I insisted we take a photo of all grandparents. No grandparents were particularly excited, but I have one photo of both my grandmothers with me and one with both my grandfathers and I treasure those photos. To the grand-kids they are all their family and I wanted that photo for my boys.
My mother noted that the entire neighborhood must be at the soccer game and she is basically right. Liv found someone from their neighborhood (of course) and I saw three of my friends who are not even on Zach's team. The league Zach plays in is huge and people from all over the inner city play in it. Plus, the teams are small with only six kids on each team.
The boys insisted on going back to the hotel with my parents (again, so, so lucky) so Alex and I grabbed a quick breakfast with his parents then headed to the football game.
You all know my love of Rice football games. For real, I love them. My mom had brought the boys matching UNT shirts and small footballs they played with the entire game. We moved seats about four times and everyone is just so happy to be there and relaxed.
James and my mom are saying "Go Eagles! Go UNT!" – just getting ready in the parking lot.
My parents were very pleased to learn about the Roost (where you can drink in the stadium) and even though UNT lost, we had a fun time.
It is borderline insulting how my boys look just like their father. Rude.
But that was not the end of our day. James, Alex and I came home early so James could take a nap and I could make cookies for the Sweet Shop at the school carnival. Why yes, I do stay at home and should have made them during the week, thank you for noting that.
I was determined to make these monster cookies I had pinned last year. They looked fairly straight forward and darling. And they were.
So during the hour and a half before I had to leave to set up, I stood up and made dough, rolled it in powdered sugar, baked it then stuck in the eyes. Then I had to put them in individual bags, of course.
I changed (again) and raced up to the elementary school to help set up Zach's class booth at the carnival. I sat down around four and waited for Alex, the boys and my parents to get there. The boys immediately went in different directions as there was so much to do!
Zach loved this giant inflatable slide and James went racing through the ones for little kids.
Around five I was chatting with some of my friends and started feeling bad. Like I might throw up and my stomach was cramping like crazy, bad. They immediately thought I was pregnant (NO) because they had been discussing how hard having three kids is when I bolted off. I assured them there was no way, though I did appreciate their concern.
I tried to drink some water and sit down but it just got worse. Alex finally told me that I looked like I felt sick and should go home. You guys, I was concerned I was not going to make it home. But I did and started pounding water. I have not felt that bad since I had the flu. While I was laying shivering on the couch I counted how much I had to drink that day. The entire day I had: one coffee, two diet coke, one beer and one bottle of water. From 7:30 a.m. to 5:30 p.m. Factor in a lot of standing and sweating it was no wonder my body wanted to shut down.
Luckily, I had Alex and my parents who didn't even miss a beat. Alex and the boys stayed at the carnival for a while longer, getting to do all they wanted and my parents went and got food for the boys. They came and picked them up to head to the hotel (again, so, so, lucky) all while I laid on the couch drinking as much water as I could handle. By 7:00 I was feeling close to normal and starving. I took that as a good sign.
But I was so bummed to miss the rest of the carnival. I really was. I love those things. Apparently there was an obstacle course and the cake walk. Plus someone was dressed as Frankenstein in the principal's office who would walk around once in a while.
Hopefully I have learned my lesson and will do better next year. But I am a slow learner, so it is anyone's guess.


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by Dr. Daniele Trevisani www.danieletrevisani.com – Senior Trainer, Coach, Human Performance & Human Factor Researcher.
Available on Amazon dedicate Online site
Personal energy is what moves us, what nourishes us, especially when faced by the highest life challenges. As such, it is not only necessary, it is vital.
Our goal is to reach the height of our best mental energies and have them whenever we need them, and help others in achieving their Full Potential.
And not only. We feel it is compelling to contribute to something really important, something that can improve the world for real, no matter how little we can do in your lifespan. Do you think that the personal level of energies is "given" and cannot be enhanced by a good coaching and training on mind, soul and body in a "holistic" way? Do you think that Human Awareness can or cannot be increased?
If you hear some "inner feelings" that tell you that these questions are important, let's go ahead.
When we look at the traditional literature on Personal Growth and Human Potential, we mainly find "fast & easy" cures, approaches that promise happiness, success, money, becoming persuasive, admired, anything, in a miraculous way, as something you can "buy". Believe me, it's a fake promise.
The truth about any human achievement is based firmly only on inner advancements in awareness and knowledge, in exercise and training.
And not only "usual" training, but also and especially mental training, new approaches, varied approaches, generating unexpected situations, the ability of "dealing with the unexpected", to produce open minds and people ready to face any type of threat, increase perception, take advantage and sense opportunities when they arise, and even generate positive conditions for them and others.
Only continuous daily work on the self and the body can generate and sustain real and lasting results. And the real result is not what movies, ads and commercial programs tell you. It is something intangible that has to do with becoming a free soul. A free soul knows and distinguishes real results from fake targets, and this is one of our main goals.
Temet nosce! (Variation: Nosce te ipsum!)
Know thyself, or know yourself
Copyright Dr. Daniele Trevisani www.danieletrevisani.com – Extract from the book The Soul Box