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The spirit Arnel recounts an amazing story of a powerful spirit. Her name is Wulfhere. She is a dynamic leader, she had been tasked with an extremely difficult mission … she must subdue a rebellion in the third level of heaven.
Wulfhere was in one life the birth mother of Shonar, a spirit who brought order from chaos. Wulfhere was described thusly:
"She was near the height of Shonar and of perfect build. Her face was rounded, but of beautiful shape and complexion. Her eyes were dark with the deep blue of the sky at night. Her hair was very dark but not quite black, and was braided into strands which were arranged about the crown and back of her head and above her ears. It gave her a look of being girded for action; a strong but sweet personality. She seemed to mingle within her person the sweet devoutness of Mary of Bethany with Boadicea's warlike heart – a strange blend, but comely. She might have been twin to Shonar."[1]
The spirit Shonar was used to restore nations after major upheavals in different eras and locations in earth's history. He was born in Russia after Ivan the Terrible, and was in France during the time of the French Revolution. His tunic seemed more like a coat of armor than cloth.
Wulfhere and Shonar still worked together in the spirit realm. The spirit Arnel, who told this story to the Rev G. Vale Owen credits Shonar with picking him to undertake a mission under the leadership of Wulfhere.
Sphere Three
Arnel, became a member of Wulfhere's group, who were responsible for setting tasks to be completed by residents of a colony located in the third level of heaven. Arnel tells us that the people of level three were not content. Arnel explains the root of their problem lies in the fact that they are still close to earth:
"It is so in Sphere Three, for here they be not in whole released from the influences of Earth, being but two stages in progress beyond it, and that advancement is not so much in result an access of greater strength as a training out of certain elements of weakness. It is not so much a progress ahead, as a preparation for that time when the call is given to them to go forward in their ways."[2]
The third sphere of heaven, from Arnel's description above, seems more a place of unlearning than learning. A stage where a spirit begins to release themselves from the tribal instincts that engulfed them while on earth. An area where one should begin to comprehend the minuscule time spent on earth against infinity in the spirit realm – and how that should reshape one's perspective.
Arnel explains the emotional ties that bind the residents of sphere three to earth:
"So it is that the Sphere Three is sequestered into many departments of people, each with a special line of training. Most of those who are admitted into this sphere needs must pass through many of these, and some through all of them. It is a sphere which is still very sensitive to Earth and the thoughts of those there still incarnate, because, first, it is so little removed; and, second, very many of those in that sphere have friends yet in earth life. Between these and those there is much responsive feeling, albeit neither are able very clearly to understand the cause of such effect, nor where and how it comes to them."[3]
Hence, the knowledge of how thoughts and force of will affect spirits and incarnates is not yet completely understood in level three. From this gem of insight, one can infer that many other aspects of the processes of the spirit realm are still veiled to the inhabitants. While they have demonstrated a desire and a certain level of goodness of heart, they haven't progressed further. But they are being prepared for the upward journey.
The Rebellion
Arnel describes Wulfhere standing high on a flight of stairs, while her staff, one hundred and twenty of them, stood beneath the platform, held up by arches. There were ten thousand disgruntled spirits who wished to confront her.
Arnel begins the narrative:
"At length she spoke to them after this fashion.
'Now you are quieted somewhat, my children, I would know your tale and, when you have made it complete, I will try to help you. So do you contain yourselves while this one tries to tell me what you feel to be amiss.'
Then to the bottom of the stairs there came a tall and not uncomely man, and stood there for a moment away from his fellows. After which he lifted up his head and spoke to her.
'We have come to you to state what we feel to be no amiss alone, but unjust also. What is amiss we feel is that you, a woman, be placed above us, who are not used to leadership as yours is like to be, but have hereto followed after the leading of men, and men also whom we have elected to lead us and, further, to lead us in the road we ourselves indite. That is our complaint in its first count. That is what I name by the word 'amiss.' "[4]
The good souls who are in the crowd protesting their current plight, have not discovered the complete meritocracy of the spirit realm. No spirit is given responsibility without earning that right; without traveling through many tasks and years of training.
Additionally, they are not yet aware of the fact that a spirit must explore all combinations of sexual perceptions. Eventually, a spirit melds the best aspects of feminine and masculine and rise to a greater strength. Hence, whatever gender a high spirit wishes to display, that spirit has powers, perceptions, and attributes that lesser spirits can't imagine.
Jesus told us to approach heaven humbly and to open our hearts like a child. This was not to force us to feel inferior, but to prepare us to learn amazing revelations. And in doing so, we may accumulate knowledge and wisdom all the more rapidly.
The man wasn't finished, unknowingly he continued to demonstrate his own unreadiness for ascension:
"'The injustice, which tries us in our patience somewhat sorely, madam, is that we are not yet preferred into better quarters. This is not a just complaint in all of us, for some there be most apparently who are not fitted yet to be advanced, either by length of service, or by their attained qualifications in the work of this realm. Yet the most of us are so fitted and do merit advancement, and that is our complaint in respect of injustice, and that is our claim.'
'I think,' said Wulfhere, ' my little one, you –'
But he cut her short, and said, 'I do not wish to barter words with you, you being a woman, madam, but I protest at your assumption of motherhood on my behalf. I am not your little one, madam, and I will ask that you treat me as the chosen delegate of these comrades of mine who are out to get what we now do you the courtesy to ask of you. We know not who set you where you are, nor whence you came. But when my lord Shonar left us we found you had been placed in the House of Orders. It is therefore we come to you, willing to speak fair. But we are able-bodied men of maturity years, and with wills all our own to use. If we get what we want by your consent it will be well. If you do not choose to listen to us –'
'If I do not listen, yes?'
'Madam, I will ask of you your answer, and I hope you will frame that answer wisely.'
'I will answer you, my little one,' she said, 'and I use that term in no unkindly way. You are delegate to your fellows here, and you are one of the strongest of them all. That is why they chose you to speak to me. Your strength of will and mind is not small, and that is good. But you use it ill for lack of humility. For your own sake, but more for the sake of those behind you whom you are misleading, it is necessary that I should show to you the limit of your powers. Come hither to me.'"[5]
Many truths are revealed about heaven in the exchange between Wulfhere and the delegate of the ten thousand. First, on level three, the spirits who reside there are not able to construct buildings by their collective will. Otherwise, they would not have complained about their quarters, since spirits at higher levels create their abodes to fit their needs and desires.
Second, the leadership of the spirit realm assigned to lower levels must be very benign. Otherwise, the souls at the third level would have realized that a threat of force against a higher spirit would be as if an ant challenged an elephant.
Up to their present the colony had followed suggestions and orders, without seeing the force behind the commands. Shonar, who was Wulfhere's son in one of his lives, may have deliberately sent Wulfhere as a slight provocation to elicit the rebellious response so the colony could learn an important lesson.
The Solution
The man did as he was bidden, yet slowly, with hesitation, as if he was under the control of a more powerful mind. As he was walking up the steps Wulfhere told the gathering that she would guide them as a mother guides her family. Whereas, their chosen leader, although superior to most of the people gathered, was not yet fit to lead. She would help them all to learn the path of ascension. And she would start with their leader.
Arnel describes what happened to the man when he reached Wulfhere:
"So she turned to him and placed her hands upon his shoulders and, as she did so, he became changed in aspect. His hair became white, and his knees began to falter. His clothes were of an ashen hue, and his eyes were dull and sunken. She removed her hands and spoke to him, not unkindly, 'And now, my little one, do you own me strong and wise, and will you follow me in my leading?'
And in a weal voice he said, 'Madame, you are what you say you are. You are fit to lead us. But I will not follow you, by your good leave. I know the message of your mind upon me madam, I will go where you would advise me to go, madam.'
'Now, my child, you have more of sweetness in you, and more dignity, than you had when you spoke to me with larger words and less wisdom. You see already it is well that you traverse once more the way you came, and this time more carefully. For that reason your progress will be speedy. So take heart of me, my son, for I will send to you of my strength and goodwill, and when you come hither to me anon you will be able to help me in the governance of this people, and I shall value your service.'"[6]
No hatred, no rancor, only a firm hand, as a parent would control an unruly child. With firmness, but with love, always attempting to keep their dignity intact. Secure in the knowledge that one day the child shall grow up to be a responsible and wise adult.
Softly put is the heavy hand of command laid upon spirits who have attained heaven. But still it must be placed, when dialog fails to persuade.
Arnel explained to the Rev. G. Vale Owen that sending a person back a sphere one or two isn't unusual in the first three levels of heaven. Some people make great strides in one area, but lack in another; they are promoted thinking they will improve the other areas slightly lacking, but in some cases this doesn't work out. Hence, returning back to an old level gives them the opportunity to work on that one or two deficient areas.
Nosso Lar
There is another example of a colony in quasi-rebellion – over food.
Nosso Lar is a transition colony, where people who have newly arrived to heaven stay until they are accustomed to the ways of a celestial city. People arriving from their physical sojourn on earth or the Lower Zone (called Umbral in Portuguese – where spirits who are still tied to the earth, either through their characteristics or material desires live and are left to fend for themselves, in organizations and colonies of their own making) are used to eating food. While, on the other hand, spirits who are more advanced get their substance from the atmosphere and energized water (water combined with electrical, magnetic, and solar elements).
Many spirits requested food like they used to have so they could enjoy the sensation of eating. When a new Governor arrived, he requested teams of higher spirits to come to Nosso Lar to teach people how to nourish themselves properly. After all, the Governor sought to prepare his citizens for what life would be like after they had advanced.
People pushed back, and pushed back hard. The Governor kept up the meetings, lectures, and training for over thirty years! Andre Luiz, who dictated the book Nosso Lar to Francisco (Chico) C. Xavier was told this story about the entire episode:
"After twenty-one years of persevering effort by the Government Center, the Ministry of Elevation gave in and cut its supplies down to what was strictly necessary. The Ministry of Elucidation, however, took much longer to make a commitment due to the great numbers of spirits working there, who were dedicated to the mathematical sciences. They were the most obstinate adversaries. Since they were used to the ingestion of protein and carbohydrates, which they deemed indispensable to the physical body, they wouldn't give in to the new concept applied here. They sent the Governor weekly lengthy observations and warnings full of analyses and numerical data, and they became quite indiscrete at times. The old Governor never acted alone, however. He enlisted the assistance of noble mentors who guide us via the Ministry of Divine Union, and never dismissed even the smallest report without having examined it in detail. While the scientists were making their arguments and the Government was stalling for time, dangerous disturbances were beginning to occur in the former Department of Regeneration, which has since then become a Ministry. Encouraged by the rebelliousness of the collaborators in the Ministry of Elucidation, some of the less-evolved spirits who were undergoing treatment there started acting contemptibly. These sorts of problems caused enormous schisms within the collective agencies of Nosso Lar, which in turn encouraged a frightening attack by dark multitudes from the Umbral. They tried to invade the city by taking advantage of breaches in the Department of Regeneration, where a large number of collaborators had set up a sort of black market to provide for their nutrition-related vices. The alarm sounded but the Governor stayed calm. Terrible threats hovered over everyone. Nonetheless, he asked the Ministry of Divine Union for a meeting, and after conferring with our highest council, he had the Ministry of Communication temporarily closed. He ordered the detention cells at the Department of Regeneration to be prepared for isolating the more recalcitrant spirits. He admonished the Ministry of Elucidation, whose impertinences he had constantly endured for over thirty years, and temporarily prohibited any assistance to the lower regions. For the first time in his administration, he had the electric batteries in the city walls turned on in order to emit magnetic darts to serve as a common defense. There was neither actual battle nor attack within the colony, but only resolute resistance. For over six months, the diet was reduced to the breathing in of life-supporting elements from the atmosphere, along with water blended with electrical, magnetic and solar elements. Thus, the colony experienced what the indignation of a kind and just spirit could be like. At the end of this most difficult period, the Government was victorious."[7]
Such patience! Years of active and passive resistance. Miles of useless reports – all against that which must be learned in order to advance to spheres and cities vastly superior to Nosso Lar. But human nature, being what it is; this is not surprising. We see this type of behavior in our children, ourselves, and our society at large. We are creatures of habit and we love our small comforts. No matter how our habits and peculiar desires may impede our progress. We rationalize away that which does not suit us – until an event occurs which forces us to make a decision.
Wulfhere and her Staff Complete the Solution
The colony at the third level must have been grudgingly complying and carrying out their duties for quite a while, otherwise Shonar wouldn't have called his mother to arrive to set the colony back on the right path.
Arnel tells us what Wulfhere told the crowd after their leader departed for the first level of heaven:
"In the higher spheres, my children, wisdom is of such a quality as to enable leader and followers to work in harmony. Dominance of leadership is not known, for both are attuned, each to other, in love and confidence. But here you are so little progressed in this same wisdom that it is of necessity that command and obedience be definite and pronounced. You have need, not so greatly of the leading of a Captain at Arms, as of the mothering of some strong woman's heart. It is therefore I was chosen and sent to you. If you ask what be my qualities for such a task, I tell you right willingly. I stand before you now in simple guise as a woman. But I have to my years many centuries of strenuous work here and there about the universe.
Of old time I was a mother of earth, as were some of you but lately. Since then I have had short shrift to give much heed to thoughts so tender as those which fill a mother's heart. But awhile ago it was brought in upon me once again – my erstwhile motherhood, and now I understand how deep into the rock beneath is built that same sweet estate – maternity. I have played the virago – for the love of souls, but I am as I find it now a mother more than all else beside. And that, as I reckon it up, is the reason of my mission here among you.
And now, my children, I bid you trust the mother's love and wisdom of me, and I will do well by you that you may awhile go forward into the brightening light beyond those hills which bound your present realm.
And if your training have in it somewhat of pain, know that every mother also understands what pain her children suffer, inasmuch as, at their coming pain became to her a sacred thing, an offering of love to the child of her bearing.
Stand still, my little ones, and keep in silence awhile, and you shall understand the better what I tell you, and some of the sweetness which is resident in pain."[8]
Wulfhere is, as described by Arnel, a combination of warrior princess and an earth mother. She is a person one would follow into battle to the ends of the earth and in that great struggle would consistently feel the warm glow of her love for her troops.
She came prepared to give the colony love – tough love. Love with a purpose. Love that enriches and challenges. For Wulfhere is a veteran, not just of earth, but of hard tasks accomplished on other planets. She, through thousands of years of experience, knows full well how to shepherd flocks to the direction of her choosing.
Sweetness and Pain
All the while Wulfhere was talking to their leader and then to the gathering, her staff, under her express orders were working. They had made themselves in the makeup of sphere five – invisible to the crowd on the third sphere.
Each higher spirit selected people in the crowd and discovered that episode, regret, missed opportunity, which had been vexing them and delaying their progress up the spiritual ladder. That feeling and emotion was brought to the surface – different pain points for each spectator. All this was done at incredible speed.
When Wulfhere stopped speaking, the torment of the past rushed over each person in the multitude. There was a brief moment of silence, then the dam burst. Cries of anguish, one person shouted out, "What a fool I was, and a fool I am." Others couldn't control their bodies; heads flung about, some kneeled, some went to the ground in a fetal position. Tears flowed throughout. All were locked into their own world – oblivious to their neighbors around them.
Wulfhere brought them out of it:
"And now my little ones, I call you back out of the past where you have been gleaning wheat for your present sowing. Well, I promise it shall bear good fruitage to your hand. But go your ways now to your own homes, and think further of those who have suffered by your wrong-doing, and then we will meet together once again for further counsel."[9]
How unlike our present society! Whereas we, as a collective whole, expect instant forgiveness for any nefarious deed. Imagine a psychiatrist diving deep into a person's past and drumming up that which the patient wished to never reveal, and then admonishing them to openly think about the consequences of their actions – never to perform in that manner again. The doctor would be disbarred. Not allowed to practice, to past judgement, to actually illuminate errors for patients who so sorely require to face the fruits of the past.
But isn't that exactly what we do to children. Confront and then correct them. Allowing mistakes, but expecting improvement over time.
Arnel reported that the citizens of the colony had faith in her from that point on, and they greatly benefited from her leadership. Arnel ends this story with a lesson for us on earth:
"We were not seen by those on whom we cast our influence to help them. Even so, we deal with you who still go on your ways through the life of earth. When you are in companies we deal thus with you, and when you are alone in the silence also. Whether abroad or at home, we have you in our good care and watchful keeping. And as we dealt with these, so do we daily deal with you."[10]
Help your spirit mentors guide you – learn what the basic tenets of Spiritism are and how your life is planned so you can improve. You can begin by reading The Spirits Book, by Allan Kardec, or you can read my books, one on reincarnation, The Case for Reincarnation – Your Path to Perfection, the other about the spirit realm, and how we fit into it, Explore Your Destiny – Since Your Life's Path is (mostly) Predetermined. You will find out why you are on this planet and where you are destined to be.
Explore the Spirit Universe by reading my book Heaven and Below – Book 1 of Spiritism. It is the first in a series of three books revealing the full extent of the spirit realm, what heaven is like, what we do there, how we continue our education, even as spirits. Understanding what is awaiting us after we shed our dense body will make your sojourn on earth easier and you will be able to decipher why we must travels through the trials that have been assigned to us. Click here to buy the book.
Brian Foster has a BSCS degree and a MBA. He has worked in R&D for medical device corporations and in IT for large financial institutions. Brian Foster has a blog at www.nwspiritism.com.
Works Cited
Owen, R. G. (1971). The Outlands of Heaven. London: The Greater World Association Trust.
Xavier, F. C. (2010). Nosso Lar. Brasilia – (DF), Brazil: International Spiritist Council.
[1] Owner R. G., The Outlands of Heaven, The Greater World Association Trust, p. 35
[2] Owner R. G., The Outlands of Heaven, The Greater World Association Trust, p. 89
[3] Owner R. G., The Outlands of Heaven, The Greater World Association Trust, p. 89
[4] Owner R. G., The Outlands of Heaven, The Greater World Association Trust, p. 90
[5] Owner R. G., The Outlands of Heaven, The Greater World Association Trust, pp. 90-91
[6] Owner R. G., The Outlands of Heaven, The Greater World Association Trust, pp. 91-92
[7] Xavier, F. C., Nosso Lar, EDICEI, pp. 59-60
[8] Owner R. G., The Outlands of Heaven, The Greater World Association Trust, pp. 93-94
[9] Owner R. G., The Outlands of Heaven, The Greater World Association Trust, p. 96
[10] Owner R. G., The Outlands of Heaven, The Greater World Association Trust, p. 98


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Simple Story…
I just finished Maria Semple's book Where'd you go, Bernadette: A Novel. I loved it, because it was funny, quick, and because Maria Semple was a writer on Mad About You and Arrested Development, two of my all-time favorite TV shows, one that had me dreaming of moving to New York and the other that was so smart and funny I laughed during the whole damn show and was one among thousands that binge watched the series when Netflix released the whole season at once. So, needless to say, I had high hopes for this book and it delivered.
This is not a book review, I just wanted to get to this part. At the end of the book is this little added bonus story/quip/bit and after reading it I was agog with feelings of I WISH I HAD WRITTEN THAT. I wish I had read it when it came out four years ago. I am so completely inspired.
I thought I would share this wonderful piece of writing with you to make you smile today.
From the October 24, 2011 issue of the New Yorker Magazine in Shouts & Murmurs
Dear Mountain Room Parents by Maria Semple
Hi, everyone!
The Mountain Room is gearing up for its Day of the Dead celebration on Friday. Please send in photos of loved ones for our altar. All parents are welcome to come by on Wednesday afternoon to help us make candles and decorate skulls.
Hi again.
Because I've gotten some questions about my last e-mail, there is nothing "wrong" with Halloween. The Day of the Dead is the Mexican version, a time of remembrance. Many of you chose Little Learners because of our emphasis on global awareness. Our celebration on Friday is an example of that. The skulls we're decorating are sugar skulls. I should have made that more clear.
Some of you have expressed concern about your children celebrating a holiday with the word "dead" in it. I asked Eleanor's mom, who's a pediatrician, and here's what she said: "Preschoolers tend to see death as temporary and reversible. Therefore, I see nothing traumatic about the Day of the Dead." I hope this helps.
Dear Parents:
In response to the e-mail we all received from Maddie's parents, in which they shared their decision to raise their daughter dogma-free, yes, there will be an altar, but please be assured that the Day of the Dead is a pagan celebration of life and has nothing to do with God. Keep those photos coming!
Perhaps "pagan" was a poor word choice. I feel like we're veering a bit off track, so here's what I'll do. I'll start setting up our altar now, so that today at pickup you can see for yourselves how colorful and harmless the Day of the Dead truly is.
The photos should be of loved ones who have passed. Max's grandma was understandably shaken when she came in and saw a photo of herself on our altar. But the candles and skulls were cute, right?
Mountain Room Parents:
It's late and I can't possibly respond to each and every e-mail. (Not that it comes up a lot in conversation, but I have children, too.) As the skulls have clearly become a distraction, I decided to throw them away. They're in the compost. I'm looking at them now. You can, too, tomorrow at drop-off. I just placed a "NO BASURA" card on the bin to make sure it doesn't get emptied. Finally, to those parents who are offended by our Day of the Dead celebration, I'd like to point out that there are parents who are offended that you are offended.
Dear Parents:
Thanks to their group e-mail, we now know that the families of Millie and Jaden M. recognize Jesus Christ as their Saviour. There still seems to be some confusion about why, if we want to celebrate life, we're actually celebrating death. To better explain this "bewildering detour," I've asked Adela, who works in the office and makes waffles for us on Wednesdays, and who was born in Mexico, to write you directly.
Hola a los Padres:
El Día de los Muertos begins with a parade through the zócalo, where we toss oranges into decorated coffins. The skeletons drive us in the bus to the cemetery and we molest the spirits from under the ground with candy and traditional Mexican music. We write poems called calaveras, which laugh at the living. In Mexico, it is a rejoicing time of ofrendas, picnics, and dancing on graves.
I sincerely apologize for Adela's e-mail. I would have looked it over, but I was at my daughter's piano recital. (Three kids, in case you're wondering, one who's allergic to everything, even wind.) For now, let's agree that e-mail has reached its limits. How about we process our feelings face to face? 9 A.M. tomorrow?
Dear Parents:
Some of you chose to engage in our dialogue. Some chose to form a human chain. Others had jobs (!) to go to. So we're all up to speed, let me recap this morning's discussion:
—Satan isn't driving our bus. Little Learners does not have a bus. If we did, I wouldn't still need parent drivers for the field trip to the cider mill. Anyone? I didn't think so.
—Ofrenda means "offering." It's just a thing we put on the altar. Any random thing. A bottle of Fanta. Unopened, not poisoned. Just a bottle of Fanta.
—We're moving past the word "altar" and calling it what it really is: a Seahawks blanket draped over some cinder blocks.
—Adela will not be preparing food anymore and Waffle Wednesdays will be suspended. (That didn't make us any new friends in the Rainbow and Sunshine Rooms!)
—On Friday morning, I will divide the Mountain Room into three groups: those who wish to celebrate the Day of the Dead; those who wish to celebrate Halloween; and Maddie, who will make nondenominational potato prints in the corner.
Dear Mountain Room Parents:
Today I learned not to have open flames in the same room as a costume parade. I learned that a five-dollar belly-dancer outfit purchased at a pop-up costume store can easily catch fire, but, really, I knew that just by looking at it. I learned that Fanta is effective in putting out fires. I learned that a child's emerging completely unscathed from a burning costume isn't a good enough outcome for some parents. I learned that I will be unemployed on Monday. For me, the Day of the Dead will always be a time of remembrance.
Happy Halloween!
Emily ♦
One Comment
Memories of the year at SNS that I dressed as a fortune teller for kids Halloween party a d received grief, questions about the fortunes I would be telling!!

subset: commoncrawl


text:
Den h_r artikeln st_der f_r n_rvarande inte ditt spr_k. Automatisk _vers_ttning rekommenderas f_r engelska.
Binance P2P Supports New Payment Methods for Kazakhstani Tenge (KZT), Polish Zloty (PLN), Georgian Lari (GEL) and Armenian Dram (AMD)
2021-05-07 11:17
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- Be courteous, remember to thank those who kindly provide an answer, or try to give it?
- Forumers longstanding, remember to be gentle with the new
The use of forums can be confusing when it landed for the first time.
Therefore :
-> Do not throw aggressively on the new. Greet and advise them on how best to use the forum and gigantic database it represents.
-> Do not hesitate to explain the functioning of their research or to guide them. Give keywords allowing them to get the answer to their question, and explain how to use the search engine. This way they will be more useful than to throw a "use the search" or provide a direct link.
-> Be understanding, if a "noob" post a message in the wrong forum. A moderator or an admin will correct the error.
- Please follow these instructions on topics called "hot" topics:
1)perform a careful proofreading of the posts to which you want to reply to see if the first reading that you have is not oriented or biased
2)try to argue remaining respectful of other members and the people you criticize.
3) proofread your message before posting
4) evaluate the significance of each of your words.
5) estimate to its fair value what your contribution will bring
- Do not yield to the provocation of ill-intentioned people
Face to insults or provocations, rather than play the bidding, be sure to notify a moderator or admin of the site.
6. Post "useful"
- Do not post all the time for everything and anything...
- Do not pollute topics with unnecessary or preposterous answers totally off topic.
- Save us the answers mono or bisyllabic totally unnecessary like: "+1", "I go", "cool", ... etc..
- Remember read before posting (Listen before you speak?).
- Take the time to read and do not hesitate to edit your post or request the removal to a moderator, if you finally believe it useless?
- Use the forum "Café Vert" as appropriate to unwind, knowing keeping measure.
- Know how to use the tool "Edit" to hone your posts, be it for a simple spelling mistake.
7. Maintain a minimum of common sense in the size of your avatar and your signature
- Use a standard sized avatar (80x80 pixels, gif/jpg/png)
- Images in signatures are prohibited
- Use BBCode to place your signature in size 1
- Do not exceed three lines in your signature
8. Refrain to discuss the following topics:
- The subjects 'sensitive'
Avoid political, religious, racist, sexist, bad historical references ... Most of the time, this kind of discussion skids and brings aggression.
- Advertising posts are prohibited on MTBChannel.com
- Posts relating to pyramid selling practices are prohibited on MTBChannel.com
Practices of pyramid selling and advertising for such systems is strictly prohibited and punishable by French law (see Articles L 122-6 and L 122-7 of the Consumer Code on this site).
9. The themes of piracy and illegal P2P is a very sensitive subject
First, MTBChannel.com is not a haven for pirates
- You avoid request or download a particular software, CD audio, DVD or DivX not royalty free.
- You will not claim a serial number for commercial software.
Speaking of piracy and p2p is prohibited
However, it is possible:
- talking about Bittorrent and eMule under legal use only.
-to express themselves on the thorny subject constituted by the conflict record industry / p2p.
You should know not to cross the limits and speak wisely.
On this kind of subject, it is obvious that the point n ∞ 6 applies in full.
10. Sanctions which you can be exposed in case of violation of the Charter
-Erasing irregular posts that do not correspond to the conditions defined above.
-Locking or deleting a topic which would appear beyond charter.
-Preview messages by a moderator:
All your posts will first be previewed and approved by the moderation team if compliance with the Charter, and thus made visible to the community MTBChannel.com.
-The prohibition of writing on the forums
-The temporary ban for a specified period
-The indefinite ban
-Clearing your account
In case of violation of the charter, the moderators have the authority to use, without having to justify automatically one of these measures. These are applied in a coordinated manner except in emergencies. The penalty is determined by the nature and severity of the offense.
Thank you for your attention and respect that you will give these few precautions that we can continue to help each other in the best moods, and keep the forums friendly and attractive to its participants.


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What We're Reading: July 31, 2014
Today's What We're Reading features the latest on the "right to be forgotten" ruling, American folklore told by Capitol interns, the five strangest rules in baseball, and much more!
History and the Right to Be Forgotten Ruling: An Update
The issue of history, and the rights of individuals and corporations to erase history about themselves, has taken a prominent stage in the "right to be forgotten" debate.
Right to Be Forgotten: Wikipedia Chief Enters Internet Censorship Row
After news that Google has approved half of right to be forgotten requests, Jimmy Wales argues that Google should not be "censoring history."
Google Is the "Judge and Jury" in the Right to Be Forgotten
Speaking at a Media Society panel titled "Rewriting History," Google's spokesman Peter Barron argued the ruling meant "the right to privacy now trumps freedom of expression."
Google Right to be Forgotten Stirs Memories
Forbes contributor Guy Clapperton writes, "This affects America as well as Europe because it means searches on companies and individuals will tell a different truth in different parts of the world, which can't be right."
History Links
A Global Guide to the First World War—Interactive Documentary
Ten historians from 10 countries give a brief history of World War I through a global lens.
Ghost Cats and Musket Balls: Stories Told by Capitol Interns
Every summer thousands of interns lead constituents on tours of the Capitol. In a space so steeped in history it's not surprising that they sometimes get the details wrong.
Danielle Allen, Our Declaration: A Reading of the Declaration of Independence in Defense of Equality
Our Declaration by Danielle Allen combines the close reading inclinations of a classicist with the conceptual framing of a political scientist in the interest of revitalizing a central document in American history: the Declaration of Independence. Years ago, at a Fourth of July event in a Chicago suburb I wondered whether the Boy Scout reading the Declaration understood what he was saying—and whether the inattentive but enthusiastic audience would have approved of what he was saying had they actually been listening closely. Allen provocatively reminds us that "slow reading" enables all of us to understand, learn from, and debate the Declaration. And that such reflection and discussion can renew our commitment to equality while stimulating conversation on its meaning and implications.
Cynthia Nixon Learns Her Ancestor Was an Axe Murderer on TLC's Who Do You Think You Are?
Ancestry.com historian Jennifer Utley discovered that the Sex and the City star's great-great-great grandmother was Martha Curnutt, who murdered her husband Noah Casto with an axe and served two years in prison as a result.
Picturing Mary: Woman, Mother, Idea
An article about an exhibit that will open at the National Museum of Women in the Arts in Washington, DC, in December.
How Much History Does the American Left Need?
Published by Tikkun magazine, this article was written by Bruce Robbins, Old Dominion Foundation Professor in the Humanities at Columbia University.
A Foreigner Teaching in America
Jaime Miller discusses encountering the culture clash of teaching in a foreign country.
Fun and Off-Beat
The Five Strangest Rules in Baseball
Among the oddities, "Rule 8.05f: Please Face the Batter" and "Rule 7.08i: Run Forward, Please."
A lesson in how much can be done with Twitter and a little imagination, reporter Lois Becket has done a very funny retelling of Lear in the style of This American Life.
This Toaster Will Singe Selfies on Your Bread
Filed under "Good Ideas."
This post first appeared on AHA Today.
Tags: AHA Today What We're Reading
Please read our commenting and letters policy before submitting.


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Dr. Ana Allende
Agriculture, Health, Food Safety
Systemic neuroscience
How is information processed and encoded in the brain's neural networks in order to realize learning, memory and behaviour? This is one of the most fundamental questions of the modern life sciences, and one that my working group and I would like to answer.
1. To determine the cellular and synaptic mechanisms underlying communication between nerve cells in the brain.
2. To investigate how those brain rhythms are generated which are assumed to serve the purpose of processing and encoding information.
3. To determine the rules governing synaptic plasticity in nerve cells as a basis of information storage.
4. To clarify the role of the different types of nerve cells in behaviour and memory formation.
Fellowship from the Friedrich Ebert Foundation
Young Investigators Prize from the International Society for Neuroethology
Lichtenberg Award
Offer of a W2 professorship in the Institute of Physiology at Marburg University, Germany, declined
Czech, English, German
Murray AJ, Sauer J, Mcclure CJ, Cheyne LA, Riedel G, Bartos M, Wisden W, Wulff P (2011): Parvalbumin-positive hippocamapl interneurons are required for spatial working but not reference memory Nat Neurosci (Epup ahead of print).
Bartos M, Alle H, Vida I (2010): Role of microcircuit structure and input integration in hippocampal interneuron recruitment and plasticity. Neuropharmacology (Epub ahead of print).
Sambandan S, Sauer J, Vida I, Bartos M (2010): Associative plasticity at excitatory synapses of fast-spiking interneurons in the dentate gyrus. J Neurosci 30:11826-11837.
Sauer J, Bartos M (2010): Recruitment of early postnatal parvalbumin-positive hippocampal interneurons by GABAergic excitation. J Neurosci 20:110-115.
Doischer, D, Hosp, P, Yanagawa, Y, Obata, K, Jonas, P, Vida, I, Bartos, M (2008): Postnatal development of hippocampal basket cells from slow to fast signaling devices. J Neurosci 26:12956-12968.
Bartos M, Vida I, Jonas P (2007): Synaptic mechanisms of synchronized gamma oscillations in inhibitory interneuron networks. Nat Rev Neurosci 8:45-56.
Vida I, Bartos M, Jonas P (2006): Shunting inhibition improves robustness of gamma oscillations in hippocampal interneuron networks by homogenizing firing rates. Neuron 49:107-117 (equal contribution of the authors).
Disc1 schizophrenia model
Mechanisms of synaptic plasticity
Theoretical neural networks of the hippocampus
Synaptic communication between nerve cells
Imaging techniques for displaying the spread of activity in biological neural networks
Reviewer for international journals such as Science, The Journal of Neuroscience and Neuron
Referee for various international research programmes, such as Human Frontier Science Program (HFSP), Welcome Trust, National Institutes of Health (USA, Canada)
Society of Neuroscience
German Physiological Society (DPG)
Equal opportunity liaison for the Faculty of Medicine, University of Freiburg, Germany
Higher education association
Member of the Neurex advisory board (Neuroscience upper Rhine network)
2 years of parental leave, family with 2 children
You can only see the contact information of the academics in the database if you are a registered user of AcademiaNet.
Please register here
Agriculture, Health, Food Safety
Health, Role of astrocytes in brain function
Biological and related sciences, Health, Neurophysiology (synaptic physiology)
Biological and related sciences, Health, Neuroscience
The EU's Research and Innovation programme supports the most creative research projects


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Medisource Management is a privately-owned Durable Medical Equipment (DME) company dedicated to providing physicians cutting edge technology and equipment to better serve their patient's needs. The company begin February 2008 and has grown to be a leader in Central New York.
Our mission is to educate and enlighten both patients and healthcare providers on the newest and most effective therapies available. We will exceed your service expectations!
We are an ABC Accredited Facility. Medisource Management having complied with the facility accreditation requirements of the American Board for Certification in Orthotics, Prosthetics and Pedorthics, an organization fostering, stimulating and maintaining the highest standards of competent and ethical practices on the part of those engaged in the provision of orthotic, prosthetic and/or pedorthic services.


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Initial Planning
1. Research Information
a. Have you reviewed the state adult day regulations?
b. Have you reviewed the requirements of the funding sources for adult day services?
c. Have you visited existing adult day centers to observe the program in action?
d. Have you visited the websites of the National Adult Day Services Association www.nadsa.org and other professional adult day organizations?
e. Do you plan to be accredited by the Commission on Accreditation Rehabilitation Facilities?
2. Assess Your Community's Need
a. Are there existing adult day centers in the area where you wish to open your program?
b. Have you spoken with or interviewed local agencies? (i.e. Alzheimer's Association,
c. Area Agencies on Aging, Discharge Planners, etc.)
3. Target Population
a. What population(s) is the center planning to serve? (i.e. individuals with a dementia related disease such as Alzheimer's, individuals with physical disabilities, individuals with developmental disabilities, etc.)
b. Have you studied the demographics of the target population?
4. General Business Plan
a. What is the center's philosophy?
b. What services would the center offer? (i.e. bathing, medication administration, physical therapy, occupational therapy, counseling, etc)
c. Have you completed a market analysis?


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Rajapakse left fuming after perceived Indian snub
India may be best cricket team but they are poor hosts if the treatment accorded Sri Lanka's President Mahinda Rajapakse is anything to go by.
Three days after the World Cup final, foreign officials from Sri Lanka are not happy with the level of courtesy extended to their President Mahinda Rajapakse during his trip to Mumbai to watch the final, Mumbai Mirror reported.
Though no official complaint has been lodged with the Indian government, they have informally conveyed their displeasure at limited tickets made available to Rajapakse's entourage, and at the refusal let him meet the teams before the start of the match.
A Ministry of External Affairs official in New Delhi said that Rajapaksa had not been invited by India, he had himself asked to come over.
"In Mohali, Gilani was our guest. That's why he was taken on the field to meet the players. If there was no on-the-field interaction in Mumbai, it could be because of protocol issues," he said.
"The tickets for the Sri Lankan president were being organised by the Ministry of External Affairs. We would have been more happy if we had more tickets for the entourage," the Sri Lankan Consul-General in Mumbai, Upekkha Samaratunga, told Mumbai Mirror.
Rajapaksa had decided to come to India for the final after Sri Lanka's semifinal victory over New Zealand in Colombo.
A senior official of the Maharashtra government said the Lankans were also upset because Rajapaksa's request to meet the Sri Lankan players before the start of the match was denied at the last minute.
In the India vs Pakistan semi-final in Mohali, both Pakistani Prime Minister Yousuf Raza Gilani and Indian PM Manmohan Singh had the teams before the match began.
Consul-General Samaratunga said that a meeting with the players was scheduled in the President's programme, but was later changed by Indian authorities.
Further, Rajapaksa was not allowed a picture opportunity with the winning Indian team after the final.
Rajapakse offers explanation for loss: 'We gave up joy for India'
Sri Lankan President Mahinda Rajapakse on Monday hailed the returning national cricket team after their efforts in reaching the World Cup final - which they lost to India.
Rajapakse, flanked by his wife Shiranthi, presented players with a 5,000 rupee gold coin and a pair of gold cufflinks encrusted with colourful stones, during a ceremony at his home.
"Whether you won the Cup or not, going to the final, was a great achievement," Rajapakse said referring to Saturday's six-wicket defeat.
"You have done us proud."
Saturday's loss was Sri Lanka's second successive World Cup runners-up finish, having lost to Australia in 2007. They won their first and only World Cup in 1996.
Rajapakse said the defeat was a disappointment to the nation of 20 million but added that "Sri Lankans took the defeat with dignity."
"I like to tell my Indian friends that 20 million from our small country, took a step back to allow 1.2 billion Indian people to enjoy some happiness, for the second time since 1983," he said.
India won their first and only World Cup under Kapil Dev in 1983.
Rajapakse also hailed Sri Lankan spinner Muttiah Muralitharan for his extraordinary contribution to the national team.
Muralitharan, who turns 39 in two weeks, quit international cricket on Saturday after 19 years, with a record 800 Test and 534 one-day wickets under his belt.
During the six-week World Cup tournament, the talismanic bowler battled knee, hamstring and groin problems and was never near full fitness.
Rajapakse, however, patted Muralitharan on his back and said he was a "great man" who soldiered on, throughout the tournament. "The country is indebted to your hard work."
Explaining his side's loss Sri Lankan skipper Kumar Sangakkara said the team was unable to break through the Indian batting line up and grab more wickets.
"We didn't take enough wickets and in the end the best team won. Yes, we are bit sore that we lost. It will take a while to get over that feeling. That's cricket," Sangakkara said.
Vice-captain Mahela Jayawardene, said his unbeaten innings of 103, during Saturday's final was no consolation for the defeat to India.
Jayawardene was the first batsman to score a century in a World Cup final to be on the losing side.
"I would swap that century any day for a championship medal. I would have been happy scoring 10-15 runs, so long as we won the World Cup," Jayawardene said.
Related Articles:
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The Doorway-NH – A hub and spoke system which involves nine regional "Hubs " that will serve as the single point of entry to connect individuals with alcohol and/or other drug problems with local providers—the "Spokes "—for treatment and recovery support service.
Naloxone Kits in NH – Naloxone kits may be purchased at a pharmacy that is operating with a standing order (universal perscription). Naloxone kits are available for free from recovery community organizations (RCO), or from your regional Doorway.
AnyoneAnytimeNH.org – Campaign designed to educate the public and professionals about addiction, emergency overdose medication and accessibility to support services for those experiencing opioid addiction.
NH Area Assembly of Alcoholics Anonymous – Website providing meeting lists, resources and events and activities.
Granite State Area Narcotics Anonymous – Website providing daily meeting lists, addict callback support, as well as information on area events and activities.
Green Mountain Area of Narcotics Anonymous – Website providing meeting lists, resources and events and activities.
In the Rooms – Online recovery support group for individuals in recovery, family members and friends.
SMART Recovery – Website providing meeting lists for available in-person and online meetings and other resources to support addiction recovery.
Celebrate Recovery – Website providing meeting lists and other resources for available Christ-centered recovery programs to support addiction recovery.
Family Support Groups – Listing of NH area family support groups for parents of children, teens and young adults with substance use issues.
NH Regional Public Health Networks – Contact your local Substance Misuse Prevention Coordinator to learn more about available alcohol and drug resources in your community.
NH Department of Health and Human Services, Bureau of Drug and Alcohol Services Resource Guide – List of services available through the state contracted treatment system that are available on a sliding fee scale.
Addiction Resource Center (ARC) Portal – This resource offers people concerned about their own substance use or a loved one's substance use to take a self-assessment, develop an action plan and locate local SUD treatment services.
NIAAA Alcohol Treatment Navigator – This resource reviews the different elements to consider when searching for treatment services. The navigator is not intended to be a directory of resources.
Health Insurance Marketplace – Learn more and enroll for health insurance through the Insurance Marketplace or the New Hampshire Health Protection Program which offers a new substance use disorder benefit.
Medicine Disposal Information for New Hampshire – How to safely dispose of unused and expired medications. Information via the NH Department of Environmental Services.
Mental Health Mobile Crisis Lines – Mental Health Mobile Crisis Lines offer 24/7 phone support and resources to callers. Mobile services are available on a case by case basis for some emergency mental health situations.
NH Department of Health & Human Services', Bureau of Drug and Alcohol Services (BDAS) – BDAS' mission is to join individuals, families and communities in reducing alcohol and other drug problems thereby increasing opportunities for citizens to achieve health and independence. The bureau supports the full continuum of care (prevention, intervention, treatment and recovery) and provides emerging research and statistics.
DrugfreeNH.org – Website providing information on prevention efforts, effects of alcohol and other drugs and guidance on recovery and treatment.
Check the Stats NH – Media campaign providing statistics from national and state drug and alcohol use surveys and provides parents and caregivers with information and tools needed to help keep teens safe.
CountyOffice.org – Database of local county and state government offices in the U.S., including social security offices, courts, fire departments, hospitals, etc..
NH Center for Excellence – A resource that provides technical assistance, disseminates data and information, and promotes knowledge transfer in support of communities, practitioners, policymakers, and other stakeholders working to address alcohol and other drug misuse and related consequences in NH.
The Substance Abuse and Mental Health Services Administration – Agency within the U.S. Department of Health and Human Services whose mission is to reduce the impact of substance abuse and mental illness on America's communities. This site offers public health information and resources.
Out-of-State Resources
Massachusetts Substance Abuse Information and Education Helpline –
http://helpline-online.com/ or call 1-800-327-5050
Vermont Substance Abuse Treatment Centers –
Maine Association of Substance Abuse Programs Online Directory –
Maine Statewide 24-hour Crisis Hotline – 1-888-568-1112


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- Date : 12/05/2020
- Read: 7 mins
Features of health insurance plans that not everyone knows about. Understand these and make the most of them today.
Let's assume you are trying to convince your friends to buy a health plan, out of concern for them and their families. You decide to list the benefits so they realise what they are missing out on. How many can you list? Three maybe, or four? And what are those benefits? Hospitalisation expenses, cashless admission in 'listed' hospitals, tax breaks, a single cover for all family members...
And now you're scratching your head trying to recall more features – because surely there ought to be more? You want to present one or two brilliant features that can knock your friend's socks off and make them jump online to buy a health insurance policy. Or collar an agent into selling them one.
You are not alone in your confusion. Most policyholders are not aware of all the features of their health plans. Nor do they fully utilise the benefits. Okay, so it's not easy to read and remember the fine print in a 60-page policy document. And there is only so much an agent can explain to you, given how busy people are today. Fair enough!
So let's check out some of the lesser known features many health plans offer:
1. Not just allopathic treatment: As per the Insurance Regulatory Development Authority of India (IRDAI) 2013 guidelines, health plans can cover alternative treatments such as Ayurveda, Unani, Siddha, and Homoeopathy (AYUSH). Since then, many health insurers have been providing for alternative treatments from a government hospital or an institute recognised by the Quality Council of India and National Accreditation Board for Hospitals and Healthcare. Over the last five years, insurers have launched benefits under different terms and conditions. While some bring this under the ambit of their primary coverage plan, others keep it under sub-limit treatment. So, if you are a proponent of alternative medicine, check if your health plan covers it.
2. Free health checkups: Your health plan offers free medical checkups, as long as it is within the predetermined limit stated in the plan. The plan is available to policyholders who have had four or five consecutive claim-free years. What's even better is that the health checkup is cashless when availed of at an empanelled hospital or centre. So make sure you use your free health checkup.
3. Domiciliary/Day Care treatment: Treatment at home for disease or injury, under medical supervision, is compensated for by health insurance companies. Though hospitalisation would be the normal recourse, the patient's feeble condition or unavailability of a hospital room/bed can often make this difficult. There is a limit on the amount and number of days for which the benefit is available, so familiarise yourself with the terms and conditions. Some insurers cover as many as 500 days of domiciliary treatment.
4. No-claims bonus: If you don't file a claim during the policy's year-long tenure, you're eligible for a bonus. The bonus could be a higher sum insured (up to 50 percent) or a discount in premium during the annual renewal. Insurers may also offer a cumulative bonus instead for every no-claim year. Check for this benefit during a year in which you don't file any claims.
5. Convalescence/Recovery benefit: Your health insurer could pay you a lump sum to cover additional costs – such as loss in income or compassionate visits by family members – resulting from prolonged hospitalisation, as defined in the policy document. It could range from 7 to 12 days. Look up the terms and conditions to make use of this feature.
6. Daily cash benefit/Daily hospital cash allowance: During hospitalisation, your insurer could offer additional coverage for expenses other than the mainstream treatment. These could be towards food and hospital visits. In case of ICU and accidental hospitalisation, the allowance could be double. Remember to use it if it's available.
7. Lifelong renewability: As long as you have been making regular and timely payment of premium upon renewal, your policy is lifelong.
8. Sum assured restoration/Recharge: If you've exhausted the entire sum assured within the policy's annual term, the health insurer could recharge it for you, subject to terms and conditions. The facility to restore is available when the sum assured is used up completely from earlier claims. The coverage is usually for future claims unrelated to those already made. Some insurers may offer unlimited refills during a policy year.
9. OPD treatment: Your health plan could reimburse outpatient expenses such as doctor's consultation fees, pathological tests, and cost of medicines. You don't need to be hospitalised to make this claim.
10. Organ transplant: Health insurance plans include surgery costs for an organ transplant, either in full or in part or as an add-on benefit. Notably, the scope of coverage is limited to harvesting the organ and excludes donor's hospitalisation costs, post-surgical complications, and cost of screening.
11. Attendant allowance: Health insurance plans for children offer an allowance to an accompanying adult. In most cases, the number of days is prefixed, and the amount predefined.
12. Dental treatment and bariatric surgery: Health plans have started to include dental treatment once in every few years, with sub-limits. No more considered a cosmetic procedure, bariatric surgery for obese patients fighting weight-related medical conditions is also covered for its life-saving benefit.
13. Flexibility: You can find health plans that will cover you regardless of your age. On retirement, you could opt for a floater that covers you and your spouse during your twilight years. Similarly, some health insurers offer policies customised for people not covered due to a pre-existing illness or as a result of pre-policy medical tests.
14. Reimbursement claims: If you've sought treatment in a non-networked hospital, you could still file a reimbursement claim. If a cashless claim is rejected due to incomplete paperwork, you can try again later after the paperwork is complete.
15. Maternity expenses: There are health insurance policies specifically designed to cover maternity expenses incurred in hospitalisation for the delivery, prenatal expenses (checkups, tests and medication, even emergency ambulance services) and post-natal expenses (follow-up visits, medication, related confirmatory tests, etc). These policies go as far as covering the newborn's medical expenses from birth to 90 days. The waiting period for these policies is nine months.
16. Pre- and post-hospitalisation expenses: Pre-hospitalisation expenses are the medical expenses you pay for an ailment that you were admitted for later. Most health insurance plans will cover these medical expenses for anywhere between 30 and 90 days prior to hospitalisation. For example, medical tests (blood test, urine test and X-ray) asked by the doctor for diagnosis and subsequent treatment of the medical condition is a pre-hospitalisation expense. Post-hospitalisation expenses refer to the medical expenses in the follow-up treatment of the condition for which you were hospitalised. Most health insurance plans will cover these medical expenses for anywhere between 45 and 90 days after discharge from the hospital. Diagnostic charges, consulting fees and medicine costs are examples of post-hospitalisation expenses covered. If your health insurance policy offers out-patient department (OPD) or day-care procedures, physiotherapy expenses will be reimbursed. Acupuncture and naturopathy aren't covered. To claim both, pre and post hospitalisation expenses submit your original bill receipts and relevant copies of doctor's certificate and discharge summary.
17. Ambulance expenses: Some policies may reimburse the ambulance fee under a family floater plan or expense cover. Additionally, an air ambulance cover for up to a limited value can be provided as an add-on.
Ignorance isn't bliss. Awareness is advantageous. So familiarise yourself with these features in the context of your existing health plan or while selecting anew from a host of policies. Avail these benefits to maximise protection and get your money's worth.
Disclaimer: The policy benefits might vary depending on the health insurance plan bought by the user. All these benefits might or may not be available in their plan. Users are advised to check their policy document to ensure they are fully aware of all features and benefits of their health insurance plan.


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Is Personal Injury Lawyers in Atlanta, GA Any Good? One Procedures You can Be sure.
Lawyers Explained: Some Fundamental Tips For You
If you are called into court, it may be very stressful, there is however a technique to reduce that stress. Go with a lawyer you are positive about and let them lead you. Continue reading for some great information on locating the best lawyer to be of assistance.
Find a lawyer which will accept a retainer of your stuff, if something bad were to happen. You may now focus on finding the right lawyer you are able to definitely trust. For those who have a legal professional on retainer, you'll have somebody to change to for expert consultancy.
You need to understand that your particular lawyer cannot reveal the things you tell him in confidence. When you tell them you're guilty, your company's secret recipe or perhaps your wife's age, they can't tell a soul.
Make sure you schedule regular times your attorney can communicate. Many lawyers are not the very best in relation to communication. Making your expectations known from the beginning will prevent this concern http://www.youtube.com/watch?v=Km0MJb0C8nk
Keep good records of when you communicate with your lawyer. Keep an eye on if the meeting was, how much you paid, of all importantly, any information you discussed concerning your case. Your records can be of assistance to you in the event you dispute a charge or even an amount down the road.
Before hiring a legal professional, speak to your state bar association to determine in case they have any complaints against them. When they have a ton of complaints, skip them.
Find a referral service to have a top-notch lawyer. This kind of service can choose a lawyer for you personally. Some screen the lawyers on the list based on experience and evidence of qualifications. Other services will list lawyers who fulfill the standards from the state bar. Figure out what the websites qualifications are before using any referral service.
When seeking an attorney, search for one that specializes in the kind of case you present. Lawyers have their specialties, and all of them are different. You'll save plenty of time if you gather these details at first.
Your case will fall behind in case your attorney is just too busy. Just appear and get him or her if they can spend time on the case. They should be candid in terms of their own personal schedule to be able to hire a company capable of dedicate sufficient resources for your matter.
Don't hesitate to ask your lawyer if you can perform certain small tasks so that you can trim your costs. It's possible that you could help to make cell phone calls or prepare paperwork. If documents must be gathered in the courthouse, see if you can go buy them yourself, negating the need to pay the law office for the errand.
When meeting by using a lawyer, ensure you are prepared. Most lawyers will charge a fee an hourly fee. You will be charged in the event you call your lawyer or have to talk to them again. When you come to the meeting prepared, you simply will not pay the maximum amount of and you might come to a resolution sooner.
As previously stated, developing a good lawyer can help your appearance in the courtroom. Don't just choose the individual who will charge the least choose a person you feel more comfortable with. Keep this article's tips under consideration so that you're in a position to reach your goals in court..


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Current Newsletters:
Vol. 7, No. 1 Winter 2013
March '13
Editor Lisa Mortell has prepared a newsletter that outlines much of the activity that has taken place at the Lake Country Museum during the winter months.Keywords: Connie King Memorial, Kyle Fitzpatrick, Okanagan College, Dr. Ward Strong, Kalamalka Forestry Centre, Dan Bruce, Harvey Insect Collection, Volunteers, Nancy Netting, Ruth Derksen, Rosemary Carter, Distinguished Community Service Award, Central Okanagan Heritage Society, Lecture series, Digging up the Past, James Baker, Displays, General Store, Old Timers, 2013 Annual General Meeting. Download PDF


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Day 12 of the Challenge- Transitioning From Oils to Acrylics
I'm experimenting with acrylics, so I did this really quick "sketch". I was trying to go so fast so the paint wouldn't dry! I'm so used to oil's slow drying time and my colors. I know exactly what color to mix with another to get what I'm after, when using oils. I have a limited number of acrylics so had to make due. The one thing I did discover is that I can almost achieve the same feel as oils, which is what I'm after. I'm going to try some more tomorrow and maybe actually spend some time at it. In some research, I found that you need to use some kind of medium with acrylics to give it some body and using it doesn't effect the intensity of the color but rather extends your paints! That's a good thing! So I'll need to purchase some gel medium and some good quality acrylics in my basic palette I'm already using with oils.
I was actually in bed half the day, feeling wiped out, but managed to get this day's painting done! So it ended up being a good day after all and now I'm eager to continue my transition to acrylics.
It's funny how sometimes you need a change; life is just like that. Fall is a good time for change...


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Horse-friendly saddles 'hurting human riders'
SADDLES which protect horses from back pain are causing spinal damage to their riders, according to research by Scots scientists.
A team from Dundee University found that saddles designed to stop spinal injuries in riders also have the reverse affect on horses, in turn causing them more back problems.
The researchers have now called for further work for a saddle to be designed which protects riders and horses.
The study, led by Professor Rami Abboud and Dr Graeme Nicol, of the University's Institute of Motion Analysis and Research, examined how the cushioning material of a saddle - known as the flocking - affects the pressure on humans and animals.
Pressure recordings were carried out on a saddle fitted with wool, the most common flocking material, and compared to readings from a saddle with air-filled panels.
It was previously known that wool-flocking can cause back pain for horses but the results show that, while air-flocking reduces the pressure exerted on the horse, it increases the pressure on the rider at the same time.
Pressure tests
Both flocking materials were tested using two pressure mats to record the pressures firstly being exerted onto the horse and secondly onto the rider.
All riders said they preferred the wool flocking, citing a variety of reasons including a loss of close contact and interaction with the horse, and a "kick back" from an unstable-feeling saddle with air flocking.
Results found that pressure exerted on the rider increased by as much as 22 per cent when air flocking saddles were used. By contrast, the air flocking saddle reduced the pressure on the horse by as much as 26 per cent.
The researchers say that the study demonstrates that further research needs to be conducted to determine the most appropriate material with which to cushion a saddle, in order to protect both horses and their riders from spinal injury.
Professor Abboud said: "We have shown that air-flocked saddles exert less pressure on the horse, but impact inversely on the rider.
"This raises the question of whether a rider should use a saddle to reduce the pressure on the horse or on themselves."
Dr Nicol said: "The rider's posture causes the muscles in the back to contract to balance the spine and prevent injury, which leads to large compressive forces being produced resulting in greater pressure placed on discs and joints.
"One explanation for the increase in pressure on the rider following conversion to air flocking is they frequently noted they had lost some of the feeling of the horse below them, and for this reason they may have subconsciously increased the pressure they exerted through their seat and less through the stirrups in an act to maintain horse response.
"Our results will hopefully help in the future when examining further studies and also encourage further research into the understanding of the shock attenuation properties of different saddle flocking materials.
"As a result this will hopefully allow the optimum materials for saddle manufacture to be discovered in the hope of avoiding preventable injuries occurring to both horse and jockey."


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The 2012 Iowa caucus is the leadoff vote of the election season and starts the long march to Nov. 6; however, many don't know what the contest entails.
The Iowa caucus (also referred to as "caucuses" because events are held statewide) may be considered more community-oriented than other candidate selection competitions. While the process doesn't exactly work the same way in every state that holds a caucus, Iowa sets a pretty good example of what to expect.
The definition of the word caucus leaves a lot open to interpretation:
A meeting of the members of a legislative body who are members of a particular political party, to select candidates or decide policy.
But when Iowans from each of the state's 1,774 precincts leave their homes to participate in the partisan selection process at 7 p.m. CST (8 p.m. EST), they are heading toward a communal political experience. As Fox News explains, they don't just show up and vote. The process allows for community discussion about the candidates and the issues before a vote is put in front of the precinct.
According to the Daily News, many precincts meet in the same places, and this year that means there will be about 800 caucus locations.
When Republican representatives, friends, neighbors, and family members convene in Iowa gymnasiums, church basements, and high schools tonight they will also see something else: representatives for candidates. The caucus process allows candidate representatives to attempt to persuade undecided caucus-goers at the last minute, in many cases even delivering impassioned speeches before the group comes together for a vote. The same typically isn't true for primaries.
Each precinct will then select a candidate they wish to have represented on the county level. The process for doing so differs between the the Republican and Democratic parties, according to Mediaite. The GOP uses single-selection secret ballots to select a candidate in each precinct (which will happen tonight), after representatives first attempt to talk undecided voters into choosing their candidates.
After tonight's activities come to an end, the process is not over. This Nation explains that tonight's events merely select representatives from each precinct to send to county conventions in March:
The results of the caucus voting, however, do not directly determine which candidate will win the support of Iowa's voters for the presidential nomination. In fact, the caucuses are just first step in the process. Each caucus selects delegates to send to each of the 99 county conventions, which are held in March. At the county conventions, Democrats select delegates to district conventions where delegates to the state convention are chosen. Republicans bypass the district convention stage, choosing delegates to their state convention at the county conventions. Both party's state conventions are held in June. Only then, when state convention delegates cast their votes for delegates to the national party conventions, that Iowa's preferred presidential candidate's in each major party will be determined.
In essence, Iowa doesn't choose a preferred candidate until June, though in the wake of the Jan. 3 caucuses political analysts will have a pretty good idea of who will take the state, for the Republican party at least.
According to the Daily News, the Iowa caucus is written into both parties' rules to be the first event of the presidential political season, but it's a statement not enforceable by law. Before 1972, the caucus in Iowa wasn't held in the same regard as the primaries, New Hampshire's being the first.
In September, Florida moved its primary to Jan. 31, before New Hampshire's, in an attempt to gain importance. The move stirred much controversy and prompted New Hampshire to leapfrog on the primary calendar as well.
The latest Iowa polls, courtesy of HuffPost's Mark Blumenthal:


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Make an Appointment with Yourself to Spend Time on Marketing
Your business needs a steady stream of new customers – but is marketing your business an afterthought, or a priority? Do you assume that because you have a solid base of customers now, you always will? Do you think of marketing as an expense that takes away from your bottom line, or an investment that adds to it?
Your responses to questions like these can say a lot about how you think about your business, and how proactive you want to be about managing its future growth.
A savvy business owner recognizes that marketing is just as much of a priority as making payroll, because arguably, both are equally important investments in the company. Too often, time constraints become the reason for putting marketing efforts on the back burner. But would you ever postpone payroll because you were too busy? Of course you wouldn't. Without fail, you either handle payroll yourself or you pay someone to handle it for you – but you manage it as a priority.
Marketing is an important investment that requires ongoing, dedicated time, yet week after week and month after month, you may find that you haven't even found the time to think about it, let alone do anything. To combat this reality, consider putting a recurring appointment on your calendar to sit down once a week for thirty minutes, to think specifically about marketing. Make it a goal that after 4 weeks of these self-appointments (just 2 hours of your time), you will have listed some specific steps that you'll take over the next 6 months.
Some steps might include:
- Work with web developer to update/refresh website content
- Meet with reps from local newspaper/magazine/other publications to discuss running an ad campaign
- Look for a local freelance consultant to regularly post on social media
Once you have a plan in place, keep up with the weekly self-meetings to consider additional marketing opportunities, and evaluate your current ones. If you create this habit and stick with it, it will be an investment that pays off.


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Perhaps you have noticed we've recently been talking more about "mutuality" and referring to the Association as a "mutual." Some of you have wondered whether this signals a change in how the CMPA operates and provides services to members, and more to the point, what it means for the typical CMPA member.
Mutuality has always been at the core of the CMPA business model, yet it is generally not well understood. The CMPA as a "mutual" means the CMPA and its members collectively share in the costs, risks, and benefits associated with membership. More specifically, the CMPA provides medical liability protection to members while, in turn, those members are responsible to their colleagues and to the CMPA to practise in a manner consistent with the values of the medical profession.
Mutuality is consistent with the imperative for health professionals to assume both individual and collective responsibility for the care they provide. The results of the CMPA's recent biennial membership survey reflect this view, with more than three in four members indicating it is "very important" for the CMPA to require members whose medical liability experience is significantly greater than their peers to participate in appropriate educational programming.
While the same survey reaffirms that our members continue to be highly satisfied with the services the CMPA provides, we recognize that as the delivery of health services evolves, members' liability protection needs and expectations are changing. Consequently, we are adapting our services to meet those needs while working with other healthcare partners to contain the costs of liability protection.
I can assure you that, as we begin introducing enhancements to the CMPA assistance model in the coming months, most members will not see any significant changes in the services or assistance they receive from us. We will continue to work with members to manage risk in medical practice, and provide advice, assistance, and educational resources. Those members experiencing significantly greater-than-average medical-legal difficulties will receive additional, customized support aimed at improving safety and reducing risk in their practice.
I look forward to sharing more news with you as we advance our plans this year, while continuing to serve you, members of the mutual.
Hartley Stern, MD, FRCSC, FACS


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Foot & Ankle Center of Chester County | The Commons at Oaklands Exton
Honey Brook Office | Jennersville Medical Office | West Chester Office
When you take a step, your foot typically hits the ground heel first and rolls toward your toes, flattening the arch slightly. As you push off the ball of your foot, your arch springs back and does not touch the ground. That's how normal feet are supposed to work. Unfortunately, many feet aren't normal.
Overpronation occurs if your foot rolls too much toward the inside. This can cause arch strain and pain on the inside of the knee. Underpronation occurs if your foot rolls too much to the outside. Underpronation can lead to ankle sprains and stress fractures. You can relieve foot pain by compensating for these tendencies, but first you need to determine which way your feet roll.
One method for determining which kind of pronation you have is the watermark test: Put your feet into a bucket of water, then make footprints on a piece of dark paper.
Find answers and other helpful information in our digital library.


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University of Idaho
A native of Michigan, Mary Ellen Nourse earned her bachelor's and master's degrees at Central Michigan University and Northern Michigan University, respectively. In 1990, Mary Ellen received the Doctor of Education degree in curriculum/instruction from Memphis State University with an emphasis in business education and business communication.
Currently, Nourse is an affiliate assistant professor in the Department of English at the University of Idaho, a position she's held since November, 1996. She's currently researching trends in Web authoring languages and programs. Nourse also has taught an online course on Internet applications for Idaho educators.
Nourse's professional affiliations include current service as the publicity chair for the World Association for Online Education and membership on the Undergraduate Studies Committee of the Association for Business Communication.time management gamespuzzle gamesmarble popper gamesaction gamesbrain teaser gamesbest pc gamesbrick buster


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VMware vSphere
VMware vSphere ®, the industry-leading virtualization platform, fuels digital transformation by delivering a simplified customer experience, comprehensive built-in security, and a universal app platform. vSphere provides a highly available, resilient, on-demand infrastructure that is the ideal foundation of any cloud environment. VMware vSphere ® with Operations Management™ can help achieve your unique business needs by delivering virtualization with intelligent operations management, purpose-built to get the best performance, availability and efficiency from your infrastructure and applications from day one.
DataVox is a proud partner of industry-leading virtualization software company VMware. Our engineers are trained to design and implement the best data center solution for your business. Contact us for your next data center project today.
Key Benefits:
- Run any app, on any cloud
- Streamlined administration
- Operationally simple, policy-driven security
- Intelligent operations management and automation
- 53% reduction in cost of IT infrastructure management
- 54% decrease in downtime of tier-one applications
- 2.4X return on investment, within a year
- 30% improvement in visibility, availability, capacity utilization, and user satisfaction with IT


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Tip It On Back with San Diego Brew Tours
Craft beer fanatics in San Diego are the lovers in Paris of our generation, minus the romance and add a nice set of beer goggles. With countless beer buffs wandering from brewery to brewery talking about hops and barley and which beer gives them the best buzz, San Diego has developed a booming craft beer scene. As home to heavy hitters like Stone Brewing Co., Karl Strauss and The Lost Abbey, San Diego has become a Mecca for the craft beer fiend. From the beaches of North County to the mountains of Alpine, San Diego has been taken over by the antithesis of snooty wine tasters - everyone's favorite stumbling Steven - the craft brew aficianado!
You won't see a swirl and sniff in this crowd, and you can bet no one is spitting out their sip just to cleanse the palate, because every ounce of brew not devoured is considered alcohol abuse to this swarthy crowd. So, how can you become a full blown craft brew buff and get the full brewski background? Book a trip with San Diego Brew Tours where you can experience the best beers on the West Coast right here in San Diego!
This awesome local tour company features brew tours of all shapes and sizes. They have a Walking Downtown Brewery Tour for those who can throw a few back and maintain their composure. This tipsy tour takes guests to Karl Strauss, the Beer Co and Rock Bottom Breweries, with tastings at each stop and a chance to go behind the scenes at some of Downtown's best breweries. End the night at the ultra hip Andaz Hotel where those who aren't quite done with the fun, can dance the night away at the Ivy at Andaz Nightclub.
For a daytime tour to complete any Sunday Funday (or Friday or Saturday for that matter), San Diego Brew Tours offers the San Diego Craft Brewery Tours from 11am - 5pm. This tour includes transportation to and from all the breweries, a seated lunch at the scrumptious Sublime Ale House and a bunch of beer tastings at three North County San Diego breweries! A few of the possible brewery destinations are: Ballast Point, Iron Fist, Lost Abbey, Indian Joe and Stumblefoot Brewery (sounds appropriate).
San Diego Brew Tours also offers an SD Night Craft Brewery Tour for guests looking to start the party off right with some quality craft brews (no one needs to know they end the night downing Coors from a paper bag). This San Diego tour starts at 4pm and ends around 9pm, making it perfect for the start of a fun night out. It includes transportation, dinner and awesome tastings at some of the city's top breweries, so check it out and make your night something to (not) remember by starting it with San Diego Brew Tours!
Get in on the scene and pretend you know what you're talking about the next time the bartender suggests a full-bodied beer with a hint of citrus. Hone your nose and tickle your tastebuds with San Diego Brew Tours for your next beer guzzling experience.
For more information or to book a tour call: 619-232-5040