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Justified by Faith/Peace with God
by Dennis Pollock
As you read through the Bible, certain verses just seem to stand out above most of the others. Among Christians we collectively seem to recognize the power and value of some of these verses, and we hear them often in sermons, in Christian books, and in conversations we have with other believers. One verse that would certainly qualify in this regard is from John 14, where Jesus declares, "I am the way, the truth, and the life. No one comes to the Father except through Me" (John 14:6). I could not tell you how many times I've heard that in sermons, and used it myself in preaching, teaching, and writing.
Reading the Bible in my early days in Christ, I can still remember being struck by the power of the passage in the third chapter of Proverbs, which says:
Trust in the LORD with all your heart,
And lean not on your own understanding;
In all your ways acknowledge Him,
And He shall direct your paths (Proverbs 3:5, 6).
Of course, I have heard this passage in sermons and quoted by others many times since, but even without ever hearing it before, when I ran across it that first time it struck me with force. And I could share numerous other verses which made a similar impact. In this study, I want to share with you one of those verses, which is found in the fifth chapter of Romans. This has always stood out to me as a representation of what it truly means to be saved, to know Christ, and to possess eternal life. Nearly all Christians will immediately recognize it:
Therefore, having been justified by faith, we have peace with God through our Lord Jesus Christ (Romans 5:1).
One Experience
We often talk about individual differences, and how one size never fits all. And in many respects this is true. God works with us as individuals, and has different plans, different callings, and gives differing gifts to each of us, according to His own purpose and pleasure. But when it comes to the new birth, what happens to each of us — whether a strapping twenty-year-old biker or a feeble ninety-year-old granny — there is precisely one, and only one process and experience of entering the family of God. We all come through the same door — Jesus, we all experience the same new birth, and we all receive the same benefits. And this verse in Romans beautifully and perfectly describes the nature of that new birth.
The first thing we notice is the use of the word "justified." Using the terms justified and justification has become uncool in these days of hyper-seeker-sensitivity. We are so afraid that the sinner will be turned off by our Christian terms, we do anything and everything to avoid them. This has always seemed exceedingly foolish and downright silly to me. There are specific terms associated with any sport, with any industry, and indeed with any and every field of knowledge. Anyone who determines to learn the game of golf, for example, will soon and inevitably learn what a birdie is, what par means, what a pitching wedge does, and why one will use a driver rather than a nine iron off the tee of a long par-five hole. It would be entirely unproductive and counterproductive to make it your quest to try to convince golf instructors never to use these terms with new golfers, for fear of turning them off. If you are going to play golf you are going to need to know these terms and concepts, and if you are going to follow Christ, or if you are interested in investigating what it means to follow Christ, you will need to know about justification.
Justification vs Condemnation
One way to understand justified is to analyze its opposite. The Biblical opposite of justification is condemnation. Jesus declared, "By your words you will be justified, and by your words you will be condemned" (Matthew 12:37). Paul wrote: "Therefore, as through one man's offense judgment came to all men, resulting in condemnation, even so through one Man's righteous act the free gift came to all men, resulting in justification of life" (Romans 5:18). So if the opposite of being justified is to be condemned, all we need to do to understand justification is to consider what it means to be condemned.
To be condemned simply means to be found and declared guilty. When a jury returns from its deliberations and the foreman announces: "We find the defendant to be guilty of…" they are condemning him or her. They are declaring that the evidence demonstrates conclusively that the defendant has committed a crime. There is nearly always a punishment associated with being condemned. In some cases, it is a fine, sometimes it involves a prison sentence, and in extreme cases the punishment is execution. These punishments will never come upon the "un-condemned;" they always fall on those who are condemned – those found guilty of crimes.
God declares that those outside of Jesus Christ are all condemned. Whether you are a hitman or the president of the Save-the Whales club, whether a brazen prostitute or a spinster who has never once touched a man, all people from every nation and of every race are condemned criminals in the sight of our holy God. If something isn't done to remedy this condition you will live out your years in this state. You wake up in the morning condemned, you go through your busy day condemned, and you go to sleep at night condemned. This isn't very pleasant to contemplate, but according to the God-inspired Scriptures it is the truth, and there is no getting around it or away from it.
By Faith
There is one provision, however, for this condition and the verse at the beginning of Romans 5 declares it: "Having been justified by faith…" This means that the person who has put their faith in Jesus is no longer condemned; he or she is justified. And since condemned means "found guilty," to be justified means to be declared (by God) "not guilty." In Christ, we are accepted by God, and therefore no longer susceptible to any punishment for our sins. This is essentially the jury coming back into the courtroom and declaring, "We find the defendant 'not guilty.'" But this is no collection of flawed, easily biased men or women on a jury saying this. This is Almighty God, Creator of the entire universe, declaring our legal innocence in His sight.
How does this happen? Paul tells us that it is "by faith." He does not say, "Having been justified by positive thinking," or "having been justified by meditation," or "having been justified by giving to charity," or "having been justified by going to Africa and adopting an African orphan." He writes, "Having been justified by faith…" Here, and throughout the New Testament, this theme is hammered home again and again:
- By grace are you saved through faith… (Ephesians 2:8)
- If you do not believe that I am He, you will die in your sins… (John 8:24)
- Whoever believes in Him should not perish, but have everlasting life… (John 3:16)
- Having believed, you were sealed with the Holy Spirit of promise… (Ephesians 1:13)
Peace with God
After telling us that we are justified by faith, Paul goes on to describe one of the great benefits of this justification: "We have peace with God…" Here Paul is declaring that outside of Jesus Christ there is no peace with God. There is, in fact, a state of conflict between the soul and its Creator, a condition the Bible calls enmity. In Romans Paul gives us a little more insight concerning this condition:
The carnal mind is enmity against God; for it is not subject to the law of God, nor indeed can be. So then, those who are in the flesh cannot please God (Romans 8:7, 8).
The "carnal mind" here is the mind of men and women in its natural condition – un-regenerated, unsanctified, and unholy. This is the way men and women think throughout their lifetimes, if they have not received the indwelling Holy Spirit through a faith experience with Jesus Christ. At its root is selfishness: I, me, mine – and by all means "me" first. Some are more sophisticated in their selfishness, and may disguise it as ambition or a healthy work ethic. But ultimately it comes down to: "I want what I want, and woe to that person who gets in the way of me achieving it." The Bible declares that this mind is in a state of conflict with God. One definition of enmity is: "the state or feeling of being actively opposed or hostile to someone or something." It is one thing to be actively opposed to people. In some cases, this can be justified. During World War II Americans were actively opposed and hostile to Adolf Hitler, and rightly so. But to be actively opposed to God? Not so wise.
This enmity is not always a conscious thing. More often than not it resides under the surface. Most sinners don't go through their days declaring how much they hate God and want nothing to do with Him, His ways, or His people. Yet by their actions and by their lives, by their stubborn refusal to live according to the commandments of His word, and especially by their unwillingness to come running to His Son Jesus, they are evidencing that hostility and enmity. They have neither the peace of God nor peace with God.
But for those in Christ it is a different story. Going back to our verse in Romans, we read: "Having been justified by faith, we have peace with God…" The enmity is dissolved, the state of conflict with their holy Creator is gone. They have entered into a covenant with God and there is peace. There is no more war.
Through Jesus Christ
At the end of the verse Paul brings us back to Jesus: "Having been justified by faith, we have peace with God through our Lord Jesus Christ." Here, Christianity veers wide of every other religion and religious philosophy found in the world. Our justification in the sight of God and our peace with God come not through a valiant attempt to be noble and good, nor do they come through some generic faith in God. These benefits come exclusively and entirely through Jesus Christ, and through a recognition of the power and value of His death on the cross for our sins and His resurrection from the dead.
In the world people stubbornly attempt every other possible means to bring about self-justification except Jesus Christ. Often people will choose some token good work or some favorite charity, and vainly attempt to consider themselves justified and fit for heaven because of this. They fail to see that our good works, which are indeed important to God, must come after the cross and not before it. Good works do not lead to salvation and justification; rather salvation and justification lead to good works! By all means give to charitable causes, by all means involve yourself in helping others, by all means support African orphans – but see to it that the very first "good work" you do is to believe on God's Son Jesus Christ and receive the gift of eternal life and acceptance with God. Jesus said, "This is the work of God, that you believe in Him whom He sent" (John 6:29).
The justification that comes on the heels of faith in Jesus Christ is an amazing and a powerful state, one that rests on us and will be with us all of our days. Although God, as a loving Father, may discipline us for our misbehavior, He will not disown us nor disqualify us for heaven simply because we are having a bad day, or have done something we knew at the time was not right. Christ's justification qualifies us as rightful children in the family of God, and we are as accepted by God on our worst days as we are on our best. The very righteousness of Jesus Christ has been applied and imparted to us, and we can go through our lives without fear, without condemnation, and with the knowledge that we are at peace with God.
And that is the very, very best kind of peace!
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|Reviews for That Summer Promise
| Locket-2-my-Heart chapter 1 . 3/16/2011
Hey, I love how you fit the poem into the story. The poem is really amazing!
Please write some more!
| uniquely-unique chapter 1 . 3/11/2011
Oh my goodness. I literally have tears in my eyes!
This is so sad. I haven't read anything that sad in a while.
You are such a good writer!
Please write more amazing stories! (
| mickey burriss chapter 1 . 3/11/2011
I enjoyed the story but felt like quitting when you mentioned "I am writing" this interrupted the story and made the story jump around which became confusing to me. I liked the boy girl friendship and want to set how they end up. Please keep working on it.
I suggest deleting the first 2 paragraphs and all references I am writing. Stick with the story to hold the reader.
Good luck and thank you for letting me read this captivating romance. Mickey Burriss

subset: commoncrawl


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When I hear "This is my friend _____ , she's transgendered", I cringe. It may seem innocuous, but using the word "transgendered" indicates that being transgender is something you have done to you. Imagine someone saying "this is my friend Andy, he's gayed" or "this is my best friend Betty, she's lesbianed." Like being gay and lesbian, being transgender isn't something that you have done to you, it's part of who you are. I'm proud to be of Irish, Scot, German, and native American descent. But I'd never say I'm "Irished and Proud."
But don't feel bad, even folks at the National Center for Trangender Equality have made the same mistake:
If you make the mistake it's not too big of a deal, but please try and remember to say transgender? There's a rumor that if you say "transgendered" too many times, the transgender fairy will visit you in the night and transgender you! It's just a rumor, but better safe than sorry. ;)
cross posted from transadvocate.com


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McKinney-Vento Homeless Assistance Act
Mitchell County Schools
Homeless Assistance Program
In January of 2002, Congress authorized the McKinney-Vento Homeless Assistance Act to help people experiencing homelessness. The federal law includes the Education of Homeless Children and Youth Program that entitles children who lack a fixed, regular and adequate nighttime residence to a free, appropriate education and requires schools to remove barriers to their enrollment, attendance and success in school.
42 USC CHAPTER 119, SUBCHAPTER VI, Part B: Education for Homeless Children and Youths
On December 10, 2015, the President signed into law the Every Student Succeeds Act of 2015 (ESSA), which reauthorizes the Elementary and Secondary Education Act (ESEA). Under the previous version of ESEA (the No Child Left Behind Act), the education of homeless children and youth was included in Title X, Part C. Under ESSA homeless education is included in Title IX, Part A.
Text of the Every Student Succeeds Act (ESSA) of 2015
The McKinney-Vento Program meets the needs of homeless students attending Mitchell County Schools by addressing academic challenges and family issues affecting their success in school.
Who is considered homeless?
Under the McKinney-Vento Act, the term "homeless children and youths" means individuals who lack a fixed, regular, and adequate nighttime residence and includes children and youths: who are sharing the housing of others due to loss of housing, economic hardship, or a similar reason; are living in motels, hotels, trailer parks, or camping grounds due to the lack of alternative adequate accommodations; are living in emergency or transitional shelters; or are abandoned in hospitals; who have a primary nighttime residence that is a public or private place not designed for or ordinarily used as a regular sleeping accommodation for human beings; who are living in cars, parks, public spaces, abandoned buildings, substandard housing, bus or train stations, or similar settings; and who are migratory children who live in one of the above circumstances.
Example living situations that may qualify include, but are not limited to:
Living with a friend, relative or other person/family because of a loss of housing
Staying in a motel or hotel because of a loss of housing or fleeing domestic violence
Living in an emergency shelter, transitional housing or domestic violence shelter
Living in a car, park or public place, abandoned building or bus station
Living temporarily in substandard housing
Living in a campground or an inadequate trailer home
Living in a runaway or homeless youth shelter; run away youth
Youth living on their own, even if their families want them to come home
Parental Rights
Your McKinney-Vento eligible children have the right to:
receive a free, appropriate public education. enroll in school immediately, even if lacking documents normally required for enrollment.
enroll in school and attend classes while the school gathers needed documents.
enroll in the local school; or continue attending the school of origin (the school they attended when permanently housed or the school in which they were last enrolled), if that is your preference. If the school district believes that the school you select is not in the best interest of your children, then the district must provide you with a written explanation of its position and inform you of your right to appeal its decision.
receive transportation to and from the school of origin, if you request this.
receive educational services comparable to those provided to other students, according to your children's needs.
Parent booklet
This brochure from the NCHE (National Center for Homeless Education) explains the educational rights of children and youth experiencing homelessness and informs parents about ways in which they can support their children's education during times of mobility.
Download the Parent Booklet in English.
Download the Parent booklet in Spanish/Español.
Information for Parents (Información para los Padres)
Download the poster here.
Youth Rights
The McKinney-Vento Program also meets the needs of "a youth not in the physical custody of a parent or guardian" (42 USC §11434a(6), 2001). Youth not in the physical custody of a parent or guardian and lacking a fixed, regular and adequate residence are referred to as "unaccompanied homeless youth". Youth who run away are also eligible for services even if the parent/guardian/caregiver wishes the student to return home. Some reasons a youth may be on his/her own include, but is not limited to, family dysfunction, parental neglect and abuse (emotional, physical, sexual, or substance), incarceration, illness and deportation. Runaway youth and unaccompanied homeless youth are eligible to be enrolled immediately without a legal guardian. Under the McKinney-Vento Program, there is no age limit for an unaccompanied homeless or runaway youth as long as the student is eligible for K-12 public education in NC. Schools must immediately alert the School McKinney-Vento Liaison or the District McKinney-Vento Liaison if presented with a possible runaway or unaccompanied homeless youth.
Unaccompanied homeless youth have the right to:
receive a free, appropriate public education.
enroll in school immediately, even if lacking documents normally required for enrollment.
enroll in school and attend classes while the school gathers needed documents.
receive transportation to and from the school of origin, if requested.
receive educational services comparable to those provided to other students, according to the student's needs. * If the school district believes that the school selected is not in his/her best interest, then the district must provide the student with a written explanation of its position and inform the student of his/her right to appeal its decision.
Information for School-Aged Youth (Información para los Jóvenes de Edad Escolar)
Download the poster here.
How to request services
Contact school staff (principal, secretary, or counselor) and ask about completing a McKinney-Vento Intake Form. You can also contact the Mitchell County Schools Homeless Program Liaison (see below).
Local Liaison
Paula Holder
Mitchell County Schools
72 Ledger School Road
Bakersville, NC 28705
Phone: (828)-766-3358
Email: firstname.lastname@example.com
State Coordinator
Lisa Phillips
State Coordinator for Homeless Education
Email: email@example.com
Website: NC Homeless Education Program
Helpful Links:
NCHE operates the U.S. Department of Education's technical assistance and information center for the federal Education for Homeless Children and Youth (EHCY) Program.
NCHEP is dedicated to ensuring that all children and youth experiencing homelessness have access to the public education to which they are entitled under the federal McKinney-Vento Education of Homeless Children and Youth Assistance Act. NCHEP works towards this goal by ensuring that North Carolina's state policies are in compliance with federal law, by providing technical assistance to North Carolina's local homeless education liaisons, and by providing informational and awareness materials to educators and other interested community members throughout North Carolina.
Mitchell County Schools served 35 students in the 21-22 school year.
Mitchell County Schools served 36 students in the 20-21 school year.
Mitchell County Schools served 35 students in the 19-20 school year.
Mitchell County Schools served 35 students in the 18-19 school year.
Mitchell County Schools served 12 students in the 17-18 school year.
Mitchell County Schools served 14 students in the 16-17 school year.
Mitchell County Schools served 8 students in the 15-16 school year
For more information on North Carolina statewide data, please see the following links:
NC Homeless Education Program State Data


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Wifi Keeps Disconnecting in Ubuntu
Found a solution to a problem that has been plaguing me for months. My wifi would disconnect randomly, unable to recover and requiring a reboot. The solution was not simple to find. Sharing my notes here in case it helps someone else.
The problem seems to be the wireless interface's Power Management. And the solution was simply to turn it off.
I narrowed the problem down by watching the syslog until the moment it happened:
tail -f /var/log/syslog
In the logs I got messages such as:
upowerd[1147]: unhandled action 'unbind' on /sys/devices/pci0000:00/0000:00:14.0/usb3/3-2 kernel: [15922.365681] iwlwifi 0000:04:00.0: iwlwifi transaction failed, dumping registers Timeout waiting for hardware access (CSR_GP_CNTRL 0xffffffff) WARNING: CPU: 3 PID: 0 at /build/linux-hL8lyP/linux-4.15.0/drivers/net/wireless/intel/iwlwifi/pcie/trans.c:1973 iwl_trans_pcie_grab_nic_access+0xea/0xf0 [iwlwifi] iwlwifi 0000:04:00.0: Queue 10 is active on fifo 2 and stuck for 10000 ms.
To disable Power Management, first run iwconfig to get your interface name:
You should see something similar:
<pre> wlp4s0 IEEE 802.11 ESSID:"foobar" Mode:Managed Frequency:2.412 GHz Access Point: 84:16:F9:7C:DC:13 Bit Rate=130 Mb/s Tx-Power=22 dBm Retry short limit:7 RTS thr:off Fragment thr:off Power Management:on Link Quality=55/70 Signal level=-55 dBm Rx invalid nwid:0 Rx invalid crypt:0 Rx invalid frag:0 Tx excessive retries:2 Invalid misc:5182 Missed beacon:0 </pre>
In my case, mine is wlp4s0. Yours might be wlan0 or something else. As you can see, Power Management: on
To turn it off (replaceing wlp4s0 with value):
sudo iwconfig wlp4s0 power off
This problem haunted me for months! I even waited until Ubuntu 18 was released because I was certain it would resolve itself with a upgrade, but it did not. I was one click away from buying a new motherboard.
Other helpful links:


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Business Insider got an exclusive look at the iPhone X, and, naturally, we tried to beat its facial-recognition feature by having one twin register his face and the other try to break in.
The following is a transcript of the video.
Greg: Greg Fieber, 36 years old.
Brian: Brian Fieber, 36 years old. When we meet — people, initially, they always do a double-take and are unable to tell us apart.
Greg: Twin No. 1. Yup. Twin No. 2. Nope. Negative. Yeah, you can't fool the iPhone X.
Brian: I was pretty shocked that the iPhone X could really pick apart the details between me and my brother, considering some of our own family members can't tell us apart. So yeah, it was a pleasant surprise knowing that Brian can't break into my iPhone X and I can't break into my brother's.
Greg: I agree.


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Thursday, June 13, 2013
Vintage Rose Table
It got a coat of Annie Sloan Old White and then I used my Modern Masters crackle finish. I confess I might have gotten a little carried away with it. I usually just use it in spots but I did the whole top with the crackle. I had some rose cut outs that I bought years ago on Ebay so I arranged them on paper and then Xeroxed them to fit the curve of the table.
The center of the table was too plain so I added a typography image I found on Pinterest. You can see that I had some trouble with the reverse mod podge that I did but it adds to the vintage charm.
The handle was broken that came with the table so I added an antique drawer pull. Then I trimmed the table out in a little gold paint to add to the vintage patina.
I think the table is pretty and romantic. These little pieces are so versatile they can be used almost anywhere.
Thanks for stopping by.
I may be partying at...
Mondays Le Chateau des Fleurs The Graphics Fairy
Between Naps on the Porch Metamorphosis Monday
Tuesdays Knick of Time Coastal Charm
Boogie Board Cottage A Stroll Thru Life
Cozy Little House Tweak it Tuesday
Wednesdays Savvy Southern Style
Thursdays The Shabby Creek Cottage No Minimalist Here
Between Naps on the Porch Tablescape Thursday
Rustic Restorations Homespun Happenings
Fridays French Country Cottage My Romantic Home Miss Mustard Seed
Potpourri Friday Common Ground
The Charm of Home Rooted in Thyme
Saturdays Funky Junk Interiors
6 comments:
- Art and Sand said...
Amazing. I don't think I could put that much effort into something only to sell it.
Can't wait to see what you do next.
- June 13, 2013 at 8:49 PM
- NanaDiana said...
Maggie- I absolutely LOVE IT! It is gorgeous- xo Diana
- June 13, 2013 at 10:22 PM
- Vickie @ Ranger 911 said...
Another masterpiece! That sweet table is going to be sold immediately!
- June 14, 2013 at 4:41 AM
- Lynda Bergman Decorative Artisan said...
The roses are beautiful and fit perfectly in the curves of the little table. You're so good with your designs. Lynda
- June 14, 2013 at 4:44 AM
- srpprcrftr said...
Your little table is so pretty. Love the way you gussied her up. I'd buy her in a heart beat if I saw her at the mkt. you're going to. Love the way you used the gold paint on edges. very nice detail. Roses aren't something I usually care for but the way you applied them gives her more personality and zip. Love drop leaf tables with a little drawer on end.
- June 14, 2013 at 9:05 PM
- Danni@SiloHillFarm said...
This may be my favorite so far! I cannot wait to learn to do this Maggie.
- June 17, 2013 at 3:50 AM


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Winner to star in an online Christmas Special
One teenager's dreams will soon come true as ABS-CBN Star Hunt reveals the winner of the special edition of Star Hunt's the online star search, "Bida Star ng Pasko" on December 15.
For four weeks, 17 finalists got to prove their mettle in various challenges as they aspire to be actors and actresses.
They were given Christmas-themed acting challenges via Kumu livestream and also got the rare opportunity to be mentored by seasoned theater actor Jojit Lorenzo in three acting masterclasses.
The finalists earned their scores through their mentor, Kumu virtual gifts, and KTX votes. A cash prize pf P15,000 awaits the winner and a chance to star as the lead in an upcoming Christmas special.
Joining the finalists in their new journey is Ultimate Bida Star Cherry Mendoza, who hosted the series of Kumu livestreams.
Watch the final chapter on one dreamer's journey on Kumu this December 15, at 12 PM. For more updates, follow ABS-CBN PR on Facebook (fb.com/abscbnpr), Twitter (@abscbnpr), and Instagram (@abscbnpr).


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Y. van Bel
3e Salon International de l'Aeronautique
Original color lithographic poster, printed by Imprimerie Lithographie Tournaisienne, , Belgium 1947. Condition: Very Fine (A-) , backed on canvas.
Sheet size: 36 H. X 24.5 W.
In this poster promoting the Third International Aeronautics Show held in Brussels, we see a stylized propeller plane ascending over the triumphal arch at the Palais Du Cinquantenaire in Belgium's capital city. Then as now, air shows are crowd pleasers bringing a sense of awe and wonderment to the spectators. And, in 1947, this 16-day event certainly served as a reminder of aviation's role in the Allied victory as well as its role in shaping the future.
Inventory #11390
To purchase this piece or if you have questions please call us at (415)984-0700 or e-mail us


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Coral Nautical Bracelet
One of A Kind! Find in the sea! The Coral nautical seastar bracelet weaved with real coral, art glass, and shells. A patina starfish and shell added for an accent. With this bracelet just bringing to mind relaxing summer afternoons on the beach in the sand watching the tides go in and out in the sun.
Bracelet measure approx. 6.5 inches plus 1 inch in rings extender. Hypoallergenic and nickel free.
My path as an artist was brought to life out of a traumatic clinical death experience during labor with my daughter. As i came to terms with this experience i gained a new perspective and dedication to my artistic calling. I am deeply inspired by the messages I received during this experience and the connection between the spiritual and physical world. My jewelry is eco-friendly utilizing recycled metals and materials, and my creations are deeply connected to the story behind the materials and the onward intentions to their future owners. Each piece is a conversation starter that enhances the wearer's unique life purpose. My Soul-to-Soul collection is my deepest and most inspiring collection to date, unleashing a sense of healing, acceptance, and prosperity.
Our customers happiness is our number one priority and all of our products come with a satisfaction guarantee.Nurit have over 30 yrs of experaince and expert and professional with custome, event & Wedding Jewelry. Let's make it fun, meaningful, and drama-free. Meet Nurit and get her long experice advice free.
Book your free appointment NOW!Call us at (603) 232-5609 Email us firstname.lastname@example.com Our Studio is located at:
21 West Auburn St #302
Manchester, NH 03103
Open to the public by Appointment only


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How to find your billing details
Users can access their Billing Information in the TapClicks admin settings.
To access the Billing Information:
- Navigate to Administration > Admin Settings
- Click Billing Information in the left pane.
On this screen, users can see the Monthly Bill Estimate, Billing Address, and Invoice History.
How to find your monthly TapClicks price
To view pricing details and terms and conditions, click the links provided on the page.


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High quality artificial nail products in a range of vivid colors, easy to use and with clear instructions. The color palette is consistent with the picture. You may buy extra tools if you desire to change your nail style regularly.
– Condition: 100% Brand New
– Type: False Nails
– Material: ABS Plastic
– Quantity: 24PCS nails and 1 sheet adhesive sticker


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Why Silicon Labs' Shares Processed Big Gains
Although we don't believe in timing the market or panicking over market movements, we do like to keep an eye on big changes -- just in case they're material to our investing thesis.
What: Shares of analog-focused chipmaker Silicon Laboratories (NAS: SLAB) were up more than 12% today after beating expectations on top and bottom lines, despite a year-over-year decline in net income. The company also offered guidance for the upcoming quarter above analysts' consensus, though no net income projections were forthcoming.
So what: Silicon Labs closed the third quarter with $149.4 million in revenue and $0.61 in EPS. The EPS beat was significant, despite the fact that total net income fell to $10 million from $11.2 million in the year-ago quarter, as analysts had expected only $0.52 per share in EPS. Upcoming revenue guidance of $145 million to $150 million for the fourth quarter also beats the consensus expectation of $142.3 million.
Now what: Silicon Labs hasn't had a particularly strong past few years, and it remains to be seen whether this performance indicates good things to come or simply a surmounting of rather low expectations. The company's stock price isn't mouthwateringly cheap at a nearly 30 P/E, so I'd find it hard to call this an ideal entry point without more consistently good news to support a growth trend.
Want more news and updates? Add Silicon Laboratories to your Watchlist now.
The article Why Silicon Labs' Shares Processed Big Gains originally appeared on Fool.com.
Fool contributor Alex Planes holds no financial position in any company mentioned here. Add him on Google+ or follow him on Twitter, @TMFBiggles, for more news and insights. Motley Fool newsletter services have recommended buying shares of Silicon Laboratories. We Fools don't all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. Try any of our Foolish newsletter services free for 30 days. The Motley Fool has a disclosure policy.
Copyright © 1995 - 2012 The Motley Fool, LLC. All rights reserved. The Motley Fool has a disclosure policy.


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Is it not strange, the darkest hour
That ever dawned on sinful earth,
Should touch the heart with softer power,
For comfort, than an angel's mirth?
That to the Cross the mourner's eye should turn,
Sooner that where the stars of Bethlehem burn?
John Keble, Good Friday
As much as I LOVE Christmas, this season of Jesus' death and resurrection brings me even greater tidings of comfort and joy! Jesus birth was a glorious and beautiful foretaste of what He actually Finished at Calvary and the surprising dawn of His Resurrection. And though there's nothing quite like the all-cozy-inside feeling I have when I hear Christmas carols, the hymns and praise of Easter ring out assurances of Hope, Love, and eternal Life!
I serve a Risen Saviour! Christ the Lord is risen today!! Hallelujah!! Hallelujah!! Because He lives I can face tomorrow! He's Alive! He's Alive! Arise, My Soul, Arise!!
I shared the last song, by Charles Wesley, under a different post, melody and musicians. Today's rendition is compliments of Sovereign Grace Music (where you can purchase their newest CD for only $5)! The tune is new, soulful, and brilliant! But the classic words and message remind us that we are ever inscribed on Christ's hands and forever accepted in the Beloved!
by Charles Wesley
Love's as warm as tears, Love is tears….
What special song or poem speaks to you about Christ's love, Easter, and His Resurrection?


text:
I'm not even going to write the word as I am sick of hearing it. But I am going to document my thoughts about the "lock-down" so far.
School closed last Friday, but it was the Wednesday preceding it that we were all eerily sat round a computer monitor, waiting for the news we were expecting. Rumours of Wales and Scotland shutting schools had started that morning, so we were all expecting school to be closed. Two weeks before the Easter holidays, then two weeks off for Easter, can't say I wasn't excited to be honest. All I could think of was extra time with my baby and time to do some sewing.
Very soon we were hearing that this wasn't going to be done and dusted so quickly. While we still don't know for definite, it is highly likely that school won't be back this year (as in until September), SATs, A levels, GCSEs all cancelled. My class would have most to gain as SATs are most disposable, but how on earth people doing the "proper" exams must be feeling, I can't imagine. Now, I was starting to feel frightened. This must be really serious if the government are choosing to make such an impact.
This whole thing went from 0 to 60 in a matter of days. I think the government must have realised that a bit of extra hand washing wouldn't cut it. I went home that night and was physically shaking with an unbearable headache. Unprecedented, frightening – so unhealthy for many. My thoughts immediately turning to the children I know who will not get the solace they find for a few hours from their shitty home lives by attending school. So many children are behind already, this would do untold damage to their future.
A week on we are only just as a nation taking this thing seriously. I was livid last Friday, when the children who were self-isolating earlier in the week, returned to school, "because they didn't want to miss their last day". Firstly, they don't know it's their last day, secondly, they will have accelerated the infection to each other, to me and to the whole school. Yeah leaving Year 6 is a big deal these days, but how many of us as adults can look back and really remember more that a few minutes of your last day at school? I can only remember a few minutes of the whole year! The other thing that raised my anger levels were the lines of parents queuing to register as key workers (so their children could keep coming in) throughout the school day – weren't they needed at work? Thank goodness by the time Monday came, all and sundry were shouting down the TVs "Keep your kids at home!" so we have only had real emergency childcare to cater for.
The weather in our first week at home has been unseasonably warm. It is absolutely glorious. So much so that it's been a treat to be home in our garden. My gratitude levels are through the roof that we are here and not in our old house where sitting in the garden would have been unbearable. I am worried about the families that do live in houses like we used to. Thin walls, no escape from neighbours music, cooking smells. I used to sit on my sofa and hear people walk past the front of my house hocking up spit. I couldn't bear it. The levels of stress for people living on top of each other will have reached unbearable heights now, and worse if the weather keeps us all indoors. Already so for families who don't have an outdoors. I fear for trapped women. I fear for trapped children. Then as I write this, I am sure there are many trapped men too. I fear the death toll from this thing won't just be from the virus.
Fear and anxiety are rife at the moment. Personally, while in my head I feel ok, my body has shown the signs of anxiety all week. Constant headaches, tension in my jaw, neck and back. My skin has erupted. I haven't been able to do anything in a week stuck at home bar a bit of hoovering. My head can't settle. I've clocked up far too many levels on Candy Crush. I feel like I've been permanently staring at my phone. I can't stand the news; they're really sensationalising everything. I don't need to see people on their sick beds hooked up to breathing apparatus. I don't need to hear "could", "may", "might" to scare me even further. Everything has turned on its head.
Things change on a daily basis. I fear the next step will be greater rules about leaving the home, as I think there are still too many people flouting the guidelines. I will hate it if the "daily exercise" allowance is ruled out. The shops continue to be out of lots of things, stockpiling continues, long queues to get anything. I'm starting to worry I won't be able to get next months medication. I have watched far too many post apocalyptic films and dramas to handle this sensibly! I can imagine all the jolly rainbows we've been putting up flapping about…abandoned. My husband joked about whether I should take a baseball bat a la Lucille from The Walking Dead with me to Tescos… I am disproportionally tense.


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Personas and Siri
Yesterday, one of the team members introduced me to the site http://shitthatsirisays.tumblr.com/. I've never been a big fan of these intelligent guides, probably because it does not suite me as a user so even if I do find myself with an IPhone using Siri, I will probably not use that service.
But what is interesting with Siri, from what I can see from the examples, is that Apple must have used personas which made fun of the functionality and actually built it with these guys in mind. Not only do they try out the edge cases, but while doing so they are active online and this has a viral effect. My friend told me and now I'm spreading the link on my blog.
And the examples shows that Apple does not only realize how their users are, but they also show that they are not so super serious, allowing us to make fun of them and ourselves. Again, Apple is to be saluted. Darn, they are so good.


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A simple Lavender scented spray for relaxation.
Out of stock
Sleeping away from home? Having trouble falling asleep and staying asleep? Then this mister will be perfect for you! Lavender is one of the best herbal scents for promoting slumber. Made with a Lavender infusion, Lavender essential oil, and a little bit of Witch Hazel for preserving, this mister is perfect for those who need a little gentle encouragement to sleep.
Comes in a 2oz plastic amber bottle with a fine mist sprayer.
Witch Hazel
Distilled Water
Lavender Essential Oil
I use either plants from my garden that are well loved and cared for, wild-crafted, or certified organic materials that are sustainably harvested for future generations.
Distilled Water
Witch Hazel
Essential Oil
I work with Mother Earth and our oldest ancestors, the plants, to provide quality products. Please consult your physician if you are taking prescription drugs, pregnant or breast feeding, or other major health concerns. This product is not intended to cure, prevent, diagnose, or treat diseases. Not FDA approved
*certified organic


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The final scoreline was comfortable, but the match itself was anything but. For the second time in a week, OL Féminin left the scoring until late, but three late goals from Eugénie Le Sommer helped the team maintain their perfect record in D1 Féminine.
After a tough midweek Champions League battle with Avaldsnes, Coach Reynald Pedros opted to rotate his squad for the third D1F match of the season. Backup goalkeeper Lisa Weiß got the start, with Carolin Simon, Kadeisha Buchanan, Izzy Christiansen, and Emelyne Laurent rounding out the changes from Wednesday's starting XI.
The first half was forgettable. Right from the start, Guingamp showed they had no intention of adopting the defense-first strategy that Lyon often sees from its D1F opponents. Les Guingampaises put pressure on OL, forcing turnovers and punishing the favorites for their uncharacteristically slow decisionmaking and lack of movement. The team looked below par technically, with too many passes missing their mark and too many one-on-one battles going the way of the home side. And so, for the second time this week, Lyon went to the locker rooms with the score 0-0 at the half.
Pedros almost certainly read his squad the riot act at the pause, and OL came out with better intentions in the second half. The team's ball movement was much improved, and third-string France keeper Solène Durand suddenly found herself busier between the posts for Guingamp.
The breakthrough came in the 67th minute. Christiansen swung a dangerous ball into the box on a free kick that bounced around dangerously before a Guingamp player was able to clear. The long clearance was recovered by Lucy Bronze in Lyon's defensive half, and Bronze sent it right back where it came from. Le Sommer arrived a split second before Durand and nudged the ball past the Guingamp keeper and into the back of the net for her first goal of the season.
The 1-0 lead came as a huge relief to the Lyon faithful. With a goal already up on the board, OL proceeded to take advantage of a rapidly fatiguing Guingamp side. Just four minutes after her opener, Le Sommer doubled her tally on the year. Quick movement down the right side from Bronze to Christiansen to Le Sommer left the French striker alone with the keeper, and she didn't miss.
Le Sommer wasn't done yet. With Lyon firmly on the front foot and Ada Hegerberg subbed out for Selma Bacha, Le Sommer roamed through the Guingamp defense creating dangerous chances. She was rewarded with a hat trick in the 86th minute thanks to a neat finish and great service from Amandine Henry, who bulldozed through two Guingamp defenders to pick up the assist.
The 3-0 final hardly captures the stress of yet another game in which Lyon's trademark dominance was absent for long stretches. The first 45 minutes were troubling, but there were positives to take away from the second half. The team was able to correct many of its earlier technical deficiencies and returned to the rapid, one-touch ball movement that so often allows the squad to pick apart defenses. And the entry of Saki Kumagai and Shanice van de Sanden helped kick OL into gear. But there is still work to be done to prompt quicker decisionmaking in the box and to get Hegerberg more involved.
There are no points for originality in handing out Player of the Match honors when one player records a game-saving hat trick, so Le Sommer it is. The French striker had an excellent preseason, racking up 8 goals in 5 games, but she started the regular season quietly, held off the score sheet in Lyon's first three games across all competitions. So often with great goal scorers, though, it just takes one to open the floodgates, so now that Eugénie has her first three goals on the board, we hope to see more coming in bunches.
Checking in on action around the league: PSG beat up on Soyaux 6-0, and Bordeaux rolled onward with a 2-0 win over Rodez. Montpellier dropped their second game in a row, losing 1-0 to Fleury and confirming that 3rd place is very much up for grabs this year. Dijon cruised past Metz with a 3-0 win, and Paris FC and Lille played to a scoreless draw.
Lyon return home to face Paris FC on Saturday, September 22 at 14:30 local time (8:30 a.m. ET). Paris FC opened the season with a win over Guingamp, but have since lost their scoring touch with just one goal in their last two games. Last season, PFC scored twice against Lyon at the Groupama OL Training Center, albeit in a 9-2 losing effort. Lyon will hope for a comfortable match ahead of their Champions League return leg against Avaldsnes on September 27.
Follow Lyon Offside (@LyonOffside) and Arianna (@AScavs) on Twitter.
[Top photo via F. Chambert/Le Progres; in-line photo via Maya Mans]


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Martin Porcheron
Wednesday, July 30, 200814 years ago • 9,475 views
The image next to my website is, well, from what I can tell, a man in a suit.http://www.cuil.com/search?q=martin+porcheron
James Xuan
Larry Page one is hillarious!
Richard Loerakker
At least they got Bill Gates right :Dhttp://www.cuil.com/search?q=bill+gatesNice Mugshot.
You could have a new game created from this. McDonalds UK site has the Malaysian Airlines logo.Toyota has designed a dog car, or is it a car for dogs?Ford own Steeda.ca.The Chevron headquarters is based in a house and garage.I've copied them together as when you search again, not all the same images are used. :(http://img373.imageshack.us/img373/5787/cuilhp3.jpg
Pete Prodoehl
Yup, results for me also show a photo of someone else... at least it was someone I know, but still, I found it rather insulting.
Hanan Cohen
Searching for my name, you will see a drawing of a turkey. http://www.cuilimg.com/imgsrv?i=020a0f:1297424664218476This turkey occasionally appears in http://scripting.com which linked to my English homepage a few times in the past.I probably should post my photo on my homepage so Cuil will get the right image.
Steven Sanderson
Cuil definetly has a lot of work left to do, they should have had some sort of beta program out first to test the queries, because they are definitely not matching up correctly. If they want to be a Google Killer they at least have to provide correct results for queries.
And a followup. Dave Winer, the owner of http://scripting.com gets an image of a parrot.
Wendy Boswell
Cuil is a nice idea, but yes, I agree they have a LOT of work to do just to be viable – forget about the whole Google killer thing. I'm very surprised that they went live with this many issues – because what I'm reading here is honestly just the tip of the iceberg.
It is hilarious to see some of these image mismatches. It seems almost conspicuous that the first result shows Ballmer for an Eric Schmidt query...how rude – but funny! hmmm...it is run by ex-Google employees...hmmmAs if that wasn't bad enough, here is what I see as the last result image on the page:http://i34.tinypic.com/a4pffm.pngOuch...that has to sting a little!
Roger Browne
> Cuil definetly has a lot of work left to do...It's not surprising that a new service will have a lot of work left to do.What made Cuil different is that they launched by telling everyone (very loudly) just how fabulous they already were. Naturally it backfired on them because people found out very quickly that Cuil delivered mediocre-to-appaling search results mixed with irrelevant "eye candy" graphics.It didn't help that they sprinkled in a porkie or two (including, it seems, the claim that "Cuil is an old Irish word for knowledge").
Ron Spinner
Even though the Google Spokesperson said they welcome competition, their algorithm managed to show what Google was probably really thinking. Screen shot is here: http://www.aims.co.il/blog/cuil-vs-google/
Zoli Erdos
I think The Donald has improved:-) But Paul Graham?
Dave Albie
Best assessment of Cuil yet: http://digitaldaily.allthingsd.com/20080730/losing-your-cuil/
Philipp Lenssen
Barry Schwartz posted a follow-up: http://searchengineland.com/080730-103626.php
David Sanger
Trademark issues anyone???http://i329.photobucket.com/albums/l379/davidsanger/Snapshot2008-07-3009-51-15.jpghttp://i329.photobucket.com/albums/l379/davidsanger/Snapshot2008-07-3009-54-03.jpg
There are some error issues but as you can see most of its search results are good and posting relevant stories and topics. But i think there is a problem in showing the search results because there is no border or something that separates a search result from the other.[signature removed]
At least hey got missionary right.
Try this story about inappropriate pictures: (NSFW) http://www.theregister.co.uk/2008/07/29/cuil_launch/andhttp://www.msnbc.msn.com/id/25919414/and (in German) http://www.spiegel.de/netzwelt/web/0,1518,568877,00.html
Those two guys are not me either...http://www.cuil.com/search?q=guillaume%20belfiore&sl=long
What was wrong with the Paul Graham entry?
Ahhh ha ha haaaaaa. The missionary one is beautiful.
You did spell 'Gandhi' wrong. :)
Atlanta art lover
Sometimes the mismatch goes the other way: I searched Cuil for Catherine Fox a local art critic, pretty well-known in this city. Been writing for the paper every week for, oh, 20 years. None of her art reviews showed up. Not one.In one result, the accompanying image was an outdated logo from her paper (Atlanta Journal-Constitution). Ok, fine. But the text was a link to a British bookstore selling an unrelated book by someone else. How the heck did that happen?Of course, I only discovered the mismatch by wasting my time and clicking on the link, thinking it was going to take me to the paper...
> You did spell 'Gandhi' wrong. :)Ah thanks, I'll update the post! Cuil doesn't have a spellchecker, an important feature for a search engine...
Andy Wong
Cuil was humiliated enough in last few days. The real problem is not it has more works to do, but its direction and strategy, in technical level, it is about management.
try looking for 'lolcat' ... ermm.... errrr... nsfw
Jason Mitchener
As I mention on http://www.forwardhabit.com/2008/new-search-engine-cuil-is-not-cool-at-all/ cuil put a photo of a flesh wound next to my site JasonMitchener.com. I'm a Christian author and my site has nothing to do with flesh wounds.[second URL unlinked]
A typo: its Mahatma 'Gandhi' and not 'Ghandi' as you have mentioned
Angry of Oman.....
Cuil are scraping images from our web sites and using them against search results showing sites of other companies – hardly a search engine – more like incompetent theft. I emailed them on the 29th and till today – no reply; perhaps they are snowed under with complaints from companies seeing their copyright images against competitors web sites on search
Google News had exactly the same issues when it was launched. My how soon we forget.At least the people inside China get the same results as those outside the mainland.
Who cares? There are a dozen better search engines.
Hong Xiaowan
Google better than Yahoo, Yahoo equal to Yuil, Yuil better than Cuil, then at least, for now, Yuil is not the Google Killer.Cuil still have lot of things to do.
man, you know the are in BIG TROUBLE when they start p*ssing off MOMMIES.parentzing.wordpress.com/2008/07/31/so-not-cuil/They are going to have to go to bed without any supper.[unlinked, permalinked]
the same one
The first result for Larry Page shows a Wikimedia logo. Would Jimbo fancy this ? http://i35.tinypic.com/25jli6e.jpgThe categories box seems relevant for this one.
Whatever it is nothing will beat Google.See this detailed post electromice.blogspot.com/2008/08/hot-news.html[unlinked]
Whatever, Cuil dare challenge google.That's nice~
Jess Carter
The Queen of England – http://i36.tinypic.com/2vx2lja.jpg
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Pot-growing cancer patient hopes for probation
An eastern Iowa man who grew marijuana to treat an aggressive blood vessel cancer wants to move to Oregon, where he can legally get medical pot that he believes holds the cancer at bay.
However, a judge today will first determine whether Benton Mackenzie, 48, should go to prison for his July conviction on drug charges.
If he is sentenced to a prison term, Mackenzie will have to serve a three-year mandatory minimum — which he has called a "death sentence" — because of his two previous felony drug convictions.
During a raid last year, law enforcement officers found 71 marijuana plants that Mackenzie admitted he was growing in an RV and trailer on his parents' property north of Davenport. Mackenzie, his wife and son all faced charges and were convicted after a trial.
Mackenzie, who was diagnosed with angiosarcoma in 2011, used oil and juice extracted from marijuana plants to help treat a golf-ball-sized tumor on his buttock, he told The Des Moines Register in July. Within two months of using cannabis as a treatment, the tumor was reduced to a "lump," he said.
However, Mackenzie's medical condition has continued to deteriorate since the trial, said his wife, Loretta Mackenzie. He's been taken to an emergency room twice since the trial, including on Sunday when he went to find relief for painful swelling in his legs, she said.
Mackenzie, who receives care from a hospice nurse, was able to go to Oregon for a weeklong visit in July after the trial to get marijuana oil and juice, Loretta Mackenzie said. The family hopes that a judge will sentence Mackenzie to probation and allow the sentence to be served in Oregon, she said.
"Benton's condition just keeps on getting worse and worse," she said. "If (the judge) does not sentence him to prison, that would be the humane thing to do. ... If he stays in Iowa, he will die, and miserably."
A probation sentence can be transferred to another state if a probation officer recommends the move and it is approved by a judge, said Jerry Foxhoven, director of the legal clinic at Drake University's law school.
Mackenzie's family plans to post an appeal bond to keep him free if he is sentenced to prison, Loretta Mackenzie said.
The hearing is scheduled for 2 p.m. at the Scott County Courthouse in Davenport.


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Humanitarian Intel
News / Thoughts / Updates
On Thursday, 18 May, Prof. dr. Andrej Zwitter gave a presentation on "Humanitarian Intelligence and Data Protection" at the European Parliament for a Workshop on "
Data driven Life
" for the European Data Protection Supervisor and the Ethics Advisory Group. The event was life streamed. A
video recording
of the session is available with Zwitter's contribution starting at 2:13:32. Below a short summary of the key findings:
Modern technology and innovations constantly transform the world. This also applies to humanitarian action, for example: humanitarian drones, crowd sourcing of information, the utility of Big Data etc. The acceleration of modernization of humanitarianism can in part be attributed to new partnerships between humanitarian actors and new private stakeholders that increasingly become active in the humanitarian field, such as individual crisis mappers, mobile telecommunication companies, or technological SMEs. This partnership, however, must be described as simultaneously beneficial as well as problematic. Many private actors do not subscribe to the humanitarian principles (humanity, impartiality, independence, and neutrality) or are not even aware of them. Their interests are not solely humanitarian, but may include entrepreneurial agendas. The importance of disaster response in the perspective of big data and technology can be realized by the fact that the 2013 World Disasters Report (Vinck 2013) dedicated itself to the topic of humanitarian information and communication technologies (HCIT).
The vulnerability of victims of disasters and the important role that Humanitarian Principles have regarding the protection of aid workers and the creation of humanitarian space requires an ethical examination regarding the implications that Big Data has on them. The following core Humanitarian Principles and the effect of Big Data on them are:
means that the humanitarian imperative comes first – aid has to be give in accordance to need. Currently, the trend is to collect and retain data in the hope future data analytics will help us understand conflicts and disasters better. The specific vulnerabilities of people in need might require, however, a very restrictive data policy for their own protection that in many instances should comply with medical standards of restricted data use and deletion. For humanitarian Big Data this could mean that the collection of data might strictly governed by a "need to know" principle. Furthermore, given the danger that leaked or stolen data might bring, similarly to the practice of law enforcement and intelligence organisations, humanitarian organisations might need to adopt a data retention and deletion policy for data no longer needed to remedy the acute crisis.
means that humanitarian actors must not take sides in the conflict. Concerning Big Data collection and analysis this posits the problem that data needs to be collected in such a way that it represents the actual need and not for example the access to internet or the availability cell phones which might be different between parties of a conflict (see also above Veracity, Verification, and Validity). Also it means that with regards to the data sharing policy, the intelligence is either shared with all parties to the conflict or with none.
means that aid should be delivered without discrimination as to nationality, race, religious beliefs, class or political opinions. More specifically, this means that data collection needs to be sensitive to: (a) reducing biases in specific type of data, (b) the specific data sensitivities with regards to vulnerable groups, (c) processing and analytics in order to remain truthful, and (d) being cautious not to perpetuate or increase the vulnerabilities of groups by emphasizing differences. The sensitivity of data is very context dependent (geolocation is crucial to find people in a collapsed building after an earthquake, but it can be very dangerous in armed conflict if people thereby can become a target). Therefore, the release of any data needs to be under constant review about the potential for misuse.
means that "humanitarian action must be autonomous from the political, economic, military or other objectives that any actor may hold with regard to areas where humanitarian action is being implemented".[1] Big Data collection of CDR data, mobile phone cash transfer data is conducted by telecommunication service providers and financial institutions with commercial interest. The same agencies provide data as "charity" to humanitarian analysts in order to improve humanitarian response. However, result of the humanitarian data analytics might expose vulnerable groups as target groups for specifically tailor-made services, which the service provider might want to profit from. This would be a particularly exploitative attempt to increase sales (e.g. offering international roaming discounts for cell phone or internet usage to refugees). Such exploitative practices that profit from the vulnerabilities of people in need are incompatible with the principle of independence.
Humanitarian Intel
News / Thoughts / Updates


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text:
County officials debate garbage collection exemptions
Exemptions to paying a fee to the county for garbage collection were discussed by Lincoln County commissioners
During a March public hearing on changes to Lincoln County's garbage collection ordinance, County Assessor Paul Baca explained how his appraisers determine when a structure is uninhabitable and should not be charged for collection service.
Commission Chairman Preston Stone said he looked up the definition of uninhabitable, but it lacked specificity about who declared what is beyond human habitation.
"Is it that the house has no utilities?" he asked Baca. "Otherwise, the term 'uninhabitable' might differ from view to view of individuals."
County Attorney Alan Morel said any ruling would require stating why a structure is considered uninhabitable. A county representative would go out and determine if someone could live there or if utilities are hooked up. Determination might be on a case by case basis, he said.
"The simplest and cleanest definition we could come up with was 'not capable of being lived in,'" he said.
Commissioner Dallas Draper said he also circled that part of the ordinance and he asked if a specific designation should be included about who decides, such as the county assessor.
"Ultimately, the government has to make that call whether it's the manager, (Planning Director Curt) Temple or the assessor," Morel said.
Baca said he developed a check-list form his appraisers use when they stop at a house.
"We consider the habitability based on several things such as doors, exterior windows, utilities, if the roof is falling in," Baca said. "Most in really bad condition. We take photos, determine if the utilities are hooked up. We do a thorough check before we tell (Garbage collection billing clerk Linda Phillips) she shouldn't collect for solid waste. We don't want that to come back on us. An appraiser signs their name to the form."
Draper pressed again, asking if the ordinance should specify the tax assessor.
"Ten years from now and someone else comes in and we only say 'a county person,'" Draper said. "Does it need to be defined?"
If the county adopted zoning, a code enforcement division would take over, Morel said. But to date commissioners for decades have rejected zoning.
"If you want to place liability on the assessor, I'll be glad to do it," Morel said. "We have a process in place and a good one."
Commissioner Elaine Allen said she's familiar with families moving to newer structures on shared land. Her great grandmother's house was closed up when family members moved out to another home nearby and then another after that, but all still were standing, she said.
The tax rolls were used as the basis for billing residents who live in unincorporated areas of the county and not within water and sanitation districts that provide their own services. Eliminating the unusable houses will help clean up those tax rolls for other purposes too, she said.
Phillips said she didn't recall anyone disputing a ruling on a billing waiver request in reference to uninhabitable houses.
"The ones assessors brought in are pretty obvious," she said. "They are all old trailers or houses falling down."
Boarding up windows doesn't equate to be uninhabitable, Baca said.
As a result of the public hearing, a $5 late fee was repealed and a fee will become part of the rate structure that will be adopted by resolution. All references to Greentree Solid Waste Authority were eliminated, along with references to the county as participant or in cooperation with municipalities. The county has established it own collection service using a private contractor.
An exemption to billing previously approved is owning more than 300 contiguous acres suitable for burial of garbage.
Businesses are required to have a collection service, but not through the county.
"As long as they properly disposed of the garbage and they are paying a fee, it's all right," Morel said.


text:
To most people in under-developed and developing countries, social media and mobile instant messaging (MIM) platforms are becoming a big deal as they progressively make communication easier via text, voice or video.
Interestingly, there's no need for in-depth knowledge of technology to be able to use instant messaging platforms. More companies producing smart feature phones for Africans mean more accessible mobile devices. The MTN Smart T is an example.
Suggested read: Review of the $22 MTN Smart T 'smart' feature phone
Aside from connecting people, another industry that the increasing penetration of mobile phone has the potential to disrupt is the financial sector. And this has been witnessed in countries like Kenya and China.
As of now, mobile technology is making an impact in the African financial sector but it appears the sector is still underserved as financial inclusion penetration doesn't reflect the level of mobile connectivity.
According to Global Findex, only 34% of the adult population in the Sub-Saharan Africa region has a bank account whereas 41% of internet users in Nigeria have installed WhatsApp which is one of the top MIM platforms in Africa.
Considering that the penetration of IM platforms is higher than that of financial accounts ownership, can these platforms be the channel to bring more Africans into the financial space?
As it is, Nigerian commercial banks are currently using IM platforms to offer financial services to people: the likes of UBA's Leo and Diamond Bank's Ada among others. This is irrespective of the past privacy-related issues that Facebook has been involved in.
And by 2020, the leading global social media platform — Facebook — will be launching its cryptocurrency platform Libra which will be accessible through its IM platforms, Messenger and WhatsApp.
When Calibra — the digital currency wallet — eventually launches, one will need a government-issued ID as identity verification to sign up for an account. And in Africa for instance, the likes of Nigeria, Ghana, South Africa among others all have national identification systems.
As national ID is probably the only government-issued ID that doesn't come at a cost, developing countries with no identity system are likely going to be compelled to own.
Is social media the right channel?
According to Facebook, Libra is going to be a financial infrastructure that will empower billions of people.
Considering that both messaging platforms, especially WhatsApp, have garnered some level of penetration, it is expected that this move will have a great impact on Africa's financial landscape.
WhatsApp can also be said to be one of the driving forces of internet uptake in Africa. Hence, it has the potential of bringing more people into the formal financial sector with ease.
As of 2018, WhatsApp users sent about 65 billion messages daily, from about 50 billion in 2014. Whereas 18.7 billion were sent per day via short message service (SMS) in 2017 which is lower than that of 2014 at 20 billion messages per day. ()
Paul Lee, Technology, Media & Telecommunications Global Head of Research at Deloitte in a video said the gap between the volume of messages sent over IM and SMS is expected to widen over the year with IM increasing while that of SMS, decreasing.
Suggested Read: How Banks leverage on social media platforms in Nigeria
The death of cash-based traditional remittance service providers
PricewaterhouseCoopers (PwC) in a recent report revealed that Nigerian in the diaspora sent an estimated US$25 billion (₦9 trillion) in remittances to the country in 2018. And as it is, Libra has the potential to offer remittance services.
For Facebook, moving money globally should be easy and cost-effective as sending text messages. An easier and more cost-effective means of sending money across borders can be likened to an increase in remittance value and volume.
Its potential is enormous considering that the Libra Blockchain — the infrastructure which Libra is built on — is open source and will allow anyone to build on it.
Commenting on Libra, Azimo founder and CEO, Michael Kent says: "If working on top of Libra makes our services faster, cheaper and more secure. Then we will adopt it."
"Customers don't really care whether it's cryptocurrency or not. They just want their financial services fast, cheap and secured."
Michael thinks it will be more difficult for more traditional cash-based remittance services providers to survive in the world of Libra.
Disrupting payment, and maybe cryptocurrency
Going by what Facebook says Libra is, users should be able to conveniently make payment with the system. And this is definitely going to add value to merchants on social media.
According to a survey on social media survey, 45% of respondents are most likely to use Libra while 27% are unlike. And 28% don't care about the payment system.
POLL: As a merchant selling on social media, how likely are you to accept #Libra, Facebook's digital coin as payment?
Kindly vote and RT.
— Techpoint Africa (@Techpointdotng) June 25, 2019
With the above result, it can be deduced that Libra is likely going to play an interesting role for merchants on social media. And companies that allow merchants accept payments on social media will feel this heat.
Ade (not real name) is a co-founder of one of such companies in Nigeria who believes Libra has a couple of hurdles to cross. "Libra is based on blockchain implementation which isn't particularly decentralised," he says.
In the same vein, Azimo founder and CEO, Michael Kent says "It is unclear how decentralised Libra is at the moment." He further affirms that Lbra could be an interesting use-case as well as the killer app for cryptocurrency.
For Luno, Libra is definitely not one of the numerous cryptocurrency hypes of the past. Luno's views align with Michael's point that it's going to be a game changer.
Luno believes that adding Libra to all Facebook products will instantly bring billions of people closer to the crypto realm.
The other expected hurdle for Libra is regulations. It is believed that Facebook will need to get both the banks and the government on its side which Ade claims the social media giant is always having trouble with.


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Cyber Monday spreads as Amazon woos iPhone owners
(c) 2013, Bloomberg News.
Cyber Monday, billed as one of the busiest online-commerce days of the year, is spilling into the rest of the holiday season as more consumers use mobile devices to shop whenever they please.
No longer waiting to return to work on the Monday after Thanksgiving to surf Web deals, consumers armed with tablets and smartphones are ordering online over a longer stretch, data from ComScore Inc. show. That's spurring e-commerce heavyweights such as Amazon.com and eBay to grapple with retailers including Macy's Inc. and Sears Holdings Corp. in using online promotions and mobile applications to lure tech-savvy gift buyers long before and after Cyber Monday.
As more purchasing happens over the Web, e-commerce will keep outstripping shopping in brick-and-mortar stores. Online holiday sales will increase as much as 15 percent to $82 billion, more than three times faster than the total gain of 3.9 percent to $602.1 billion, according to the National Retail Federation.
"It now becomes more of a bell curve, where things start much sooner and end later," said Steve Yankovich, vice president of innovation and new ventures at eBay, which is adding features to its mobile app that tailor the shopping experience for individual users. "It's more fuzzy because we can shop so many more ways and have products fulfilled in more ways."
Evidence of an extended online buying period emerged last year, especially on Thanksgiving Day and Christmas Day, as consumers browsed online offers between post-turkey naps. Growth in spending on those days rose — up 32 percent on Thanksgiving versus 18 percent in 2011 — while the pace of Cyber Monday sales growth slowed to 17 percent last year, compared with 22 percent the year prior, according to ComScore.
The trend is set to accelerate this year as mobile offers take off. Commerce on tablets and smartphones grew twice as fast in the third quarter as desktop online spending, and Web users in August spent more time engaging with retailers on mobile devices than on desktops for the first time, according to ComScore.
The mobile wave is shifting the shopping behavior of people like Cristin Zweig, a 29-year-old communications manager at Trulia Inc. who splits her time between Chicago and San Francisco. While she used to focus her holiday hunting on Black Friday deals, Zweig said she may forgo that practice this year to take advantage of mobile promotions from her couch or the plane the following week.
"I used to look at Black Friday deals and see what was happening, but after this year I know I can get deals all the time, so I'm no longer concerned." said Zweig. "If you get 15 percent more off if you buy through your mobile app, that's a bigger incentive for me."
Today, one third of average monthly traffic for leading retailers -- like Amazon, eBay, Wal-Mart Stores Inc. and Target Corp. -- is from smartphones and tablets, according to ComScore. As a result, the stores are offering more holiday deals that can reach consumers whenever they're plugged into those devices. The holiday season is crucial for companies such as Amazon, the world's largest online retailer, which depends on gifters to fuel its biggest-revenue quarter. The company is projected to gross 35 percent of its 2013 sales in the last three months of the year, data compiled by Bloomberg show.
This year, Amazon is beginning its Black Friday sale a day earlier than 2012 and will have new deals and gift ideas as often as every 10 minutes online. It also has a record number of mobile offers compared with past years, said Julie Law, a spokeswoman for the Seattle-based company.
"We are significantly increasing the volume of deals throughout the holiday season, not just on peak days," she said.
EBay, owner of the world's largest online marketplace, this month released a new version of its mobile-shopping RedLaser app. The program from the San Jose, California-based company lets shoppers compare prices at a number of stores, including eBay's own marketplace, putting its products in front of more consumers at the moment they're ready to make a purchase. The newest iteration is equipped to push more coupons to consumers and discounts if they choose to shop on mobile.
Sears also is rolling out more mobile promotions sooner this year. The retailer started what it calls a holiday bonus offer on Nov. 1, which lets members get 10 percent back in loyalty points on all their purchases throughout the holiday season and includes a horde of mobile coupons.
Consumers with Sears's mobile app can check in and access e-coupons customized to their tastes, based on past buying behavior, said Brian Hanover, a spokesman for the company. Customers can also keep track of their loyalty points and ping the store to let employees know they're in a particular parking spot waiting to pick up a product that was ordered online. Sears guarantees that purchases will be delivered to the car within five minutes.
"It's one of our more aggressive offers ever," said Hanover. "Mobile is the glue to seamless offline and online e- commerce."
Even smaller retailers are getting in on the act. Online beauty products retailer Julep Beauty kicked off the first week of this month — which it has dubbed Cyber November — with promotions akin to those it ran on past Cyber Mondays, said Chief Executive Officer Jane Park. That's sooner than the Seattle-based startup began deals last year, she said.
"We are doubling down on Monday the 25th and viewing that as the kickoff to Black Friday Week," Park said. "Because it's hard to extend holidays on the back end, many e-tailers who have the flexibility of modifying and reworking promotions are pulling the holiday season forward more aggressively than ever before."
By Nov. 18, 10 percent of shoppers had completed holiday purchases, a threshold that's usually reached over Black Friday weekend, according to researcher NPD Group.
That doesn't mean retailers are ignoring Cyber Monday. While consumers can get deals over a longer stretch, companies such as eBay still project the Monday after Thanksgiving to be the biggest e-commerce shopping day as retailers capitalize on consumers' habitual deal searching. The frenzy may result in the heaviest online buying day in history this year, increasing more than 20 percent to about $2 billion, according to ComScore.
"Cyber Monday, Black Friday, those are well-known consumer events that you can rally the customer around to look for deals," Yankovich said. "It's not that they don't matter. They still create an awareness."
_ With assistance from Lauren Coleman-Lochner in New York.


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One of the big factors that held me back from going off hormonal birth control was knowing I'd need to use condoms again. I had nothing but bad memories of them: how they taste and smell, how they dried me out, and how they made intercourse feel different (yup, I said it). I tolerated them for a bit when we first started having sex, but once we went steady, we relied on my hormonal contraception alone.
Ultimately, I decided to go off the Pill. To my pleasant surprise, condoms have come a long way since the last time I used them! Increased consumer awareness around ingredients as well as recognition that they do impact sensation has led to a host of new, often female-led, companies making condoms. From better materials to manufacturing processes that remove harmful ingredients and that latex stank, here are some of the best condoms out there today.
Best Latex Condoms
My ride or die condoms They come in easy to open, hard to tear buttercup packages, have no latex taste or smell, and don't dry me out. Plus, they're ultra thin and free of harmful chemicals, spermicide, and fragrance. The only downside is that they currently only come in one size, which runs on the snug side.
Glyde makes a variety of vegan* barrier options including both condoms and dental dams. The brand also has time on their side: they've been ethically manufacturing barriers for two decades. With a variety of sizes and flavors, it's easy to find an option that you love.
Sustain condoms are vegan and nitrosamine-free, and made at a Fair Trader certified rubber plantation and factory. Choose from four options, designed to accommodate a variety of shapes and sizes. Sustain also donates 10 percent of their profits to women's healthcare organizations and are available at retailers like Target.
Condoms, but make it fashion is the best way to describe Lovability. Their party hats are vegan, free of spermicides, dyes, fragrances, and chemical irritants, and come in the cutest packaging that'll make you want to carry them around and show them off. Similar to Maude, they come in one size but run on the roomier side.
Best Non-Latex Condoms
Skyn is on a quest to #saveintimacy. Their non-latex condoms are made from SKYNFEEL, a material that's softer than latex. This makes sex more comfortable and lets you and your beau feel everything. Choose from a variety of options including ribbed, ultra-thin, and extra lubricated.
FC2 is a latex-free condom that's worn inside the vagina or anus. It can be inserted several hours before sex, meaning you get to experience interruption-free intimacy. Plus, the non-latex material transmits heat and sensation more effectively, helping you feel every stroke and thrust more.
*Unless otherwise noted, latex condoms contain casein, a milk protein that vegans choose to avoid and may cause reactions in people who are sensitive to dairy and dairy proteins.


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Bathroom and hallway closets often hold many random items, and they easily get disorganized — exactly why custom organization is so useful. As an example, this custom reach-in closet system was designed to accommodate desired bathroom storage by utilizing a small nook behind the door. The modestly-sized alcove offered potential for a simple, yet transformational organization system to make maximum use of the available space. Linen and towels fit perfectly on the bathroom closet shelves, while pull-outs provide access to toiletries and items too large for a medicine cabinet. The versatile pull-out shelves are customarily used in pantry storage systems to ensure that small foodstuffs don't get lost in the back of the cabinet, but they are equally as useful in the bathroom closet design as the perfect "behind the door" solution to tight storage space.
The beauty of putting a custom bathroom closet in your Chicago home is that you gain convenient, usable storage to tuck away toiletries, towels and other items. This not only improves your bathroom's value, but also your life. You and everyone else in the house knows where to find toiletries, household supplies and other items in a systematic, easy-to-navigate way. Likewise, extra storage makes it possible to stock bulk purchases, so you always have extra necessities on hand. Best of all, when these important items are out of sight but still easily accessible, you free up other valuable space in your home.
Showcase your style with matching décor and organizational tools. Keep all your cosmetics and linens neatly arranged, ready when you need them. In fact, with better bathroom closet organization, you could gain enough room to incorporate other remodeling projects, such as adding a second sink or installing a new vanity.
When you are ready to make the most of your space with better bathroom closet solutions, there is no better company to trust than Closet Works. With a staff of more than 125 people, we are the largest closet organizer company in Chicagoland. We're also the one with the most expertise. Backed by over 30 years in the industry and using proven linen closet design tips and ideas, our team is committed to designing, manufacturing and installing closets and organizational systems that work for you.
Everything we build comes from high-quality, furniture-grade materials and is made locally at our state-of-the-art factory in Elmhurst. Our whole business is smart storage — let us put our talents to work for you! Reach out anytime to learn more.


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Here you can find all the needed information to get yourself to Bodhgaya or with an organized tour.
How to reach Bodhgaya
Bodhgaya is in the Indian state of Bihar and can be reached simply by train, bus or airplane. Traveling by road can take more time than comparable distances in the West, Hong Kong and similar locations.
Distances to Bodhgaya
Gaya ______________ 16 km
Patna ______________ 115 km
Rajgir ______________ 90 km
Varanasi ______________ 250 km
By Air
There is a flight to Patna from Delhi and you can then proceed from Patna to Bodhgaya by taxi. It normally takes 3-4 hours. There is also a flight from Kathmandu to Varanasi. From Varanasi the journey to Bodhgaya takes 5-6 hours by car. Gaya Airport has started hosting International flights from Sri Lanka, Thailand and Bhutan. Transportation by car or bus to Bodhgaya from the airport can be arranged on arrival. Schedules, fares and flight availability information can be obtained directly through Indian Airlines or Shambhala Travels. Other airlines may also serve Patna Airport.
For further information contact a local Travel Agent or Shambhala Travels.
By Train
The nearest train station is 16 km away in Gaya. There are many taxis, which can be hired at the Railway Station. Gaya to Bodhgaya is less than a one-hour drive away. The Rajdani Express train has one of the quickest and most comfortable services running between Delhi and Calcutta, which stops at Gaya. For detailed information contact Indian Rail.
By Car
From Benares or from Gaya, you can easily hire a taxi to go to Bodhgaya. It takes around 3 to 4 hours from Benares and one hour from Gaya.
You can also join Bodhgaya from Patna. Approximately 4 hours from Patna to Bodhgaya. Easy to hire a car or taxi in Patna.


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How Professional Movers Make Moving Interstate Simple
Get Free Moving Estimate
There's no rule that moving interstate should be complicated. In fact, there's one way you can guarantee it goes smoothly: by hiring a team of professional movers to help you out. Leave the heavy lifting to the experts so you can focus on settling down in your new home.
3 Ways Professional Movers Simplify Interstate Moves
There's so much to worry about when moving. In addition to boxing up belongings in your home, you also need to:
- Acquire state driver's licenses and license plates
- Register children in their new school district
- Finalize paperwork for your new home
While these responsibilities can't be handled by movers, there are several moving-day tasks they can take care of, including:
-Robert O., December 9, 2017See What 102 Customers are Saying
- Packing – No one looks forward to packing. And believe it or not, there is a right way to pack belongings. Professional movers can take care of this time-consuming task. They'll arrive ready to go with plenty of boxes, cartons and other packing supplies, carefully arranging items to ensure they stay safe during the journey.
- Loading and Unloading – Loading a moving truck is like playing Tetris. Pieces need to be arranged properly to maximize space and keep items secure. After carefully packing belongings, professional movers will load and organize items, protecting them from damage. A moving company will also come ready with proper padding and equipment, so fragile furniture isn't bouncing off the walls of the truck.
- Transportation – Moving interstate on your own means you're responsible for driving the moving truck. And if you don't have previous experience doing so, navigating a bulky, unwieldy truck is challenging. When you hire professionals, they'll transport all your belongings to your new home. Drivers are experienced in navigating busy streets and narrow roads and will see that your belongings arrive safely.
Moving Interstate With Peasley Moving & Storage
Peasley Moving & Storage's interstate moving services are unmatched by any other moving company in the Treasure Valley. For over 130 years, we've worked to make moving a simple, pain-free process.
From the get-go, the Peasley team is here to answer your questions about moving, identify a timeline, and uncover what services you'll need. Whether you just need our help driving the moving truck, or are looking for a full-service move, Peasley is dedicated to providing a top-tier experience every step of the way.
Moving interstate is about to get much simpler. To get started with Peasley Moving & Storage, and request a free quote, contact us today.
Everyone from the packers to the movers were awesome! They were all very professional and showed up when they were supposed to. would definitely use them again.


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The fairytale continues for Snow White and Prince Charming.
A rep confirmed to People on Tuesday that "Once Upon a Time" co-stars Ginnifer Goodwin and Josh Dallas are expecting their second child.
The couple, who married in April last year, are already parents to 1-year-old Oliver Finlay Dallas.
"We'll have as many as the universe will grant us," Goodwin, 37, told E! in January.
The couple first met while working on the ABC fairytale drama.


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Neologisms and new word uses from the eurocrisis
The Portuguese have a new word, "grandolar," which grew out of the euro crisis and means "to subject a government minister to a singing protest using a revolutionary hymn." But now, after three years of austerity, even Portuguese children "grandolate" their parents if they do not want to take a bath.
There are further examples at the NYT link. Here is one more:
If a Portuguese woman wears a short skirt, she might playfully be asked by an admirer if she is in "austerity," and saving the rest of the cloth.


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Why Being a Fitness Addict is the Best Thing That's Ever Happened to Me
Hi LOVES! I know I've been a little sporadic with my posting schedule lately, but I promise it's for good reason. I'm getting my life, personal health, blog, social channels, YouTube, writing sched, goals, apartment space and mind organized. It's the best feeling in the world. It's been a long time...READ MORE >


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Deciding to breastfeed can be rewarding but tough, so keep in mind that each woman has to do what's right for herself and her baby. But for those on the fence, it's good to note that breastfeeding can lower breast cancer risk, especially if a woman breastfeeds for longer than a year.
There are several reasons why breastfeeding protects breast health:
- Making milk 24/7 limits breast cells' ability to act abnormally.
- When they're breastfeeding, most women have fewer menstrual cycles, resulting in lower estrogen levels.
- Many women tend to eat more food and follow healthier lifestyles (including limiting smoking and limiting alcohol use) while breastfeeding.
But remember, women who choose not to breastfeed can still make the same healthy lifestyle choices and benefit from lower estrogen by missing periods during their pregnancy.
Whether or not you breastfeed, there are additional lifestyle choices you can make to keep your breast cancer risk as low as possible, including maintaining a healthy weight and exercising regularly.
These are just a few of the steps you can take for a healthier lifestyle as you navigate motherhood.