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|Just Married
How is it to get married with financial fitness planned with it? How does one ensure that it is a well planned financial life when you tie the knot? What can be all the issues that should be addressed before entering the marriage arena? What should be the "precautions" to take care of?
These are some of the issues that should get addressed in this blog but I have addressed them in a very unique way! in first person account, so that this comes to you as if you are listening from the "husband" or the "wife" as if she was narrating it to you in person. This way, you are going to enjoy the conversation as well as get the right information also.
When I married recently, I never thought and I never imagined, what could be the reasons for financial planning! I had no idea what is financial planning for just married. What are all the important things that I need to plan, as a married person? What are all the important aspects of money, that I need to even think about? Do we really need a financial plan when my only priority is to enjoy the new happy married life that has just started. But my wife was very clear that we must have, certain things planned and a system in place so that we are not worried about what could happen next and what we should avoid. My wife's idea maybe great and hence, the following 10 points, seem to be the most appropriate, issues to plan a happy married life
- Joint decisions: from one, that we are too, I guess it has to be the, not me. So all the decisions regarding money investment savings returns should be taken by both of us and not only me
- when we have to take all the decisions together, then should we have a joint savings account or should we have nominations, or should we have either or signatory to our accounts.
- Nominations: now that we are married couple, all the past assignments, nominations and wherever I have put my parents name, should I get it all changed to a joint name?
- Moving from a single to a couple, only to have a joint health insurance in place, which would have scope for growth, to add-on more family members, as you go along? That would be a great idea, if I can have scope, for adding more members later
- Although we don't have joint liabilities or individual liabilities, so do I need, to have insurance, as my cousin had suggested, that you may go for, a joint insurance, but I wonder why? Well, I think I'll go for individual insurance for life. In insurance amount, what can be the cover for all the liabilities, if anything would happen to either one of us.
- Since we're both going to be working and we would have independent salaries, I thought to be a good idea if we can put together, contingency plan, which can have an amount of, equal to six months of our household expenses. This will also include any of my insurance premiums or any other due amounts, that we may need to pay, without disturbing our investments for the long-term goals
- Now that I'm very clear that should anything happen, there is insurance both life and health, and a contingency fund, for all the emergencies that can happen to either one of us, I was pretty confident that now I can plan for the dream house that we are both seen in the big city for which we should start planning for the down payment and have up to 35% of our port combined salary to go as the monthly EMI amount. Planning for the home would bring me the joy and happiness, and that feeling that now I will have home of our own.
- That international vacation which we eagerly look forward to within the three months for marriage and the next vacation also within six months and the dedication after a year, needs a lot of amount and I think, planning for those holidays with her, is a dream to be fulfilled. So I thought of planning for the vacations, and started imitating the amount required for the three vacations in the next 12 months.
- That SUV, which we saw the other day, now became the dream car, which you want to purchase in the next two years. But you don't know how to? How do we plan for the car? Can we buy it? Can we afford it? Should we take long for it? Or should we rather go for a smaller car? I guess I need help to understand this better
- 50 to 80% of our salary, can actually be saved, for all the long-term goals, for all the long-term investments, when I don't want to think of retirement, but I don't want to think of anything else, and I would like to call it simply, wealth creation simply. I will go for long-term investments in mutual funds and I will study everything possible to know what are the long-term mutual funds most suitable for me and I will also understand how I can develop, my investment philosophy, when I do my, risk profiling, long-term goal identification, my priorities, and the time horizon mapping. I would take the help of our financial planner. To understand better, what I need to have, what of the mutual fund is best suitable for me, what are the pros and cons, what is the transparency, and what is the unbiased opinion, where I can get all the gold standard for all the future investments, and can I see a transparently, and can I see it and monitor it also
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Once the neighbourhood of the Saint Lucian bourgeois, Choiseul was originally known as Anse Citron due to the bountiful lime trees that were grown here. Today, it is a quiet rural town known mostly for its crafts, part of the Carib and Arawak Indian traditions that have been passed down over the generations.
Strangely enough, the music that is popular in Choiseul is not the reggae or calypso that you hear everywhere in the Caribbean, but American country and western—specifically artists from the 1950s to the 1980s, nothing too contemporary. This is probably thanks to the American servicemen who were stationed on the island five decades ago. This music and its accompanying culture can be heard, seen and felt everywhere in this village.
Choiseul has a number of sites worth seeing. The Saltibus Waterfall Trail is a two-hour trek through a verdant rainforest that ends with a swim in a series of waterfalls. Sab Wee-Sha is a small, charming black sand beach. Balenbouche is 200-year-old estate that was once a sugar plantation. It has a very well-preserved sugar mill and is a popular spot for yoga retreats and weddings. Anse L'Ivrogne is a palm-fringed beach at the base of the mountain Gros Piton. It is particularly popular with scuba divers, due to a steep drop-off of over 2,000 feet known as the Black Hole.

subset: commoncrawl


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Our full color decals are 100% organic and can be used to decorate a wide variety of wares. If you need large quantities of different items requiring a high level of detail then our Screen-printed decals are your best option.
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The new Guy Harvey Resort St Augustine Beach Teams Up With Non-Profit Troop Rewards To Welcome Home Returning Deployed Troops With RnR Retreats The new Guy Harvey Resort on St Augustine Beach is teaming …
Flats Class TV Joins Forces with Guy Harvey Outpost
If you've plied the flats of Tampa Bay, competed in a regional redfish tournament, attended a fishing seminar, or watched a fishing show on television, then you probably know of Captain C.A. Richardson.
The 51-year-old host of Flats Class TV is one of the best-known and most respected figures in the outdoors industry– as inshore fishing guide, tournament champion, seminar leader, and media messenger. And now he joins Guy Harvey Outpost as master outfitter and captain of the GHO Fishing Team.
Richardson expects to feature Guy Harvey Outpost destinations in his television show; coordinate with fishing guides at Outpost resorts, lodges, outfitters, and expedition sites; and conduct guided inshore fishing trips. You can meet him in person Jan. 19-20 at the 2017 Florida RV SuperShow at the Florida State Fairgrounds in Tampa and sign up for an opportunity to fish with him.
"Anytime you can associate yourself with an outfit like Guy Harvey, that's huge," Richardson said. "It's such a recognized name globally. Guy Harvey is one of those men who is very influential–not only here, but in the world."
Flats Class TV and Flats Class seminars are not simply about how to catch more fish, but about how to gain full enjoyment of the resource by conserving it for future generations. Having grown up in St. Petersburg, Richardson notes Florida's burgeoning population–and the corresponding increases in the number of anglers on the flats, not all of whom observe on-water etiquette or proper fish-handling practices.
"Fishing for me has always been sort of my church," Richardson said. "I just want to hear nature–the sounds, the fresh air. Even the vibration of the water under the hull is special to me. I want Flats Class to be a tool– a lever for conservation. I'm not a proponent of new guides with towers wheel-ditching flats, NASCAR-fishing, racing from spot to spot to try to beat a kayaker to a cove. Respect that tradition of angling that so many greats have made popular– that sweet science of push-poling across the flats and hunting fish with your eyes, falling in love with the process it takes to go out there catching the fish and releasing the fish."
Richardson is concerned about the future of the sport if fish stocks become depleted.
"The sport will die if you don't have new people coming in and having some success," he said. "The mission of Flats Class is teaching my audience what the pros know– light-tackle and fly fishing and being able to bring etiquette and conservation into that story. What matters to me is to be known as the guy who did it the right way."


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Max Boot and Michael Doran have posted an essay at the Council for Foreign Relations calling for the United States to reinvigorate a campaign of political warfare to counter anti-American influences in the Middle East. Among the challengers they list "Iran, al-Qaeda, Hezbollah, the Muslim Brotherhood, and various Salafist organizations."
They explicitly cite the inspiration of the early Cold War in the approach and quote from one of George Kennan's PPS memos from 1948
Political warfare is the logical application of Clausewitz's doctrine in time of peace. In broadest definition, political warfare is the employment of all the means at a nation's command, short of war, to achieve its national objectives. Such operations are both overt and covert. They range from such overt actions as political alliances, economic measures (as ERP—the Marshall Plan), and "white" propaganda to such covert operations as clandestine support of "friendly" foreign elements, "black" psychological warfare and even encouragement of underground resistance in hostile states.
They complain that none of America's foreign affairs agencies has political warfare as a core mission with the result that (to use two of their examples) if an Iraqi politician or an anti-regime Iranian film-maker wants support who will provide it. Boot and Doran argue for using the existing Counter Terrorism Strategic Communication set up as a basis for a cross-government coordinated programme, further State, DoD, USAID and CIA should create political warfare career tracks.
Given that America's various public diplomacy strands tend to take on an unacknowledged tinge of political warfare it's nice to see the issue being explicitly addressed. In principle the ability to coordinate all the instruments of national power in pursuit of a 'national goals' is a good thing.
But I'm not entirely convinced
At the end of their first paragraph Boot and Doran call for the US to develop a political warfare strategy but their entire piece is about the instruments and methods of political warfare.
This leads to the central question: what is the political strategy and how does it fit with US objectives and policies in the Middle East and globally?
As an approach to statecraft political warfare inverts Clausewitz and treats politics as the continuation of war in that the other is to be defeated or destroyed. Indeed the most enthusiastic embrace of political warfare has been from regimes that deny the legitimacy of their opponents (for instance the USSR facing the capitalist world) or see themselves dealing with an existential threat that requires the use of any and all means, the situation that Kennan saw in 1948. The reason that Clausewitz subordinates strategy to policy is because policy is the level at which different objectives and political considerations are integrated, balanced and ranked. The problem with political warfare is that it tends to pretend that this political complexity can be ignored and that it is possible to simply focus on damaging the opponent.
In contrast diplomacy seeks to manage the relationship with the other and to balance multiple objectives and relationships. The historical record shows that the targets of peacetime political warfare tend not to collapse and that the country employing PW finds itself managing the interaction between the two approaches to statecraft with greater or lesser degrees of success. Fans of political warfare methods (the USSR or Hitler) frequently found their diplomacy torpedoed because their unconventional methods hadn't managed to overthrow the opponent merely to irritate them.
Hence the number one requirement for political warfare is a political strategy that allows not just the coordination of means but the prioritization of objectives. So in thinking about a political warfare strategy for the Middle East the US needs to consider what sort of Middle East it would like to see (and what sort of region it can actually produce), and how the methods and consequences of PW (intended and unintended) will feed into outcomes given the reaction of other players. Just developing a strategy based on countering hostile forces isn't sufficient. For instance Boot and Doran's list of threats suggests an elementary set of political strategies (Sun Tzu 101): promote conflict between extremist Shia and Sunni factions (and provide covert help to both sides) – while this would weaken anti-US factions and distract them it would also escalate the level of violence and instability in the region.
A few lessons from Cold War experience.
- One of the basic strategies of US Cold War political warfare was to support anti-communist socialists, what was known as the non-communist left (NCL). This was not to the taste of many congressmen. If we are looking at the Middle East who is your NCL? Who can you back that can actually make a difference and is acceptable to congressional oversight?
- There are many examples of Cold War groups taking the money and following their own agenda. Just because a politician says that he's pro-American don't expect him to follow your agenda.
- By the second half of the 1950s it was already clear that covert support for anti-communist groups was a trap in that the support could not be kept hidden indefinitely and that when it came out it would have consequence both for the US and the groups that they had supported. Discussions of some sort of overt funding mechanism that would eventually yield the NED have quite a long history.
- One of the basic criticisms of covert methods of statecraft is that they often function as a substitute for policy resulting in a series of opportunistic improvisations that do not lead anywhere in particular.
I would argue that Boot and Doran are right that the US should look hard at coordinating its tools, looking at ways in which it can undermine and block threatening forces. I would also look at the ability to use covert methods to support friendly forces in particular circumstances (this is a job for the CIA).
But…I'm sceptical about a broad PW push in the absence of a broader political strategy for the region, I don't just mean some general aspirations but a theory of change that will get you there – Kennan's advocacy of PW was in the context of a strategy of containment in a bipolar international order, the Middle East is a much messier environment. I'm not convinced that the US can formulate or execute a coordinated programme of political warfare in support of a coherent political strategy.


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The Fisher Towers are a really rad place to visit. They are located about 30 minutes drive the Colorado river from Moab, UT and are truly unique pieces of rock. Most visitors just hike around, some climb the classic desert towers there like Ancient Art (See Citi Commercial), Andy Lewis and his friends like to take a few notches higher than that. They like to setup insane Highlines like the one seen below and walk them. I saw this Highline in person at the Fisher's a couple weeks ago and it was incredibly impressive.
Salt Lake based photographer Brent Benson captured the above images and shared them with me about two weeks back. That little tiny dot in the midldle of the bright blue sky is the one and only Andy Lewis. You can check out Brent's blog about Andy's latest feats here. Brent states that the line is 285 feet long and 900 feet off the ground. That sounds about right to me. Andy has other photos on his FB page showing that he did indeed wear a safety line to walk this monster.
Andy and his crew recently took a one month trip to Thailand to do crazy things on tropical islands. I can't wait to see some footy from that trip!
Here is the Slacklife video that these fellas put together a few years ago. It shows the amount of practice it takes to make it happen on a slackline/highling.


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Bomb Parade!
A downloadable game for Windows
Bomb Parade is a GameBoy styled retro arcade game. The objective is simple: dodge bombs and survive as long as possible. Bomb Parade features various hazards from bombs to barrels that try to kill you at every move. A hectic game designed to give that classic arcade survival feel.
The Story: Bomb Technician Expert, Darya Dynamite, is the best at her job. She has been asked to test the productivity of the new bomb making machine, code-named "PARADE." Unexpectedly, the machine began to malfunction, and Darya has no way of escaping! As an expert, she should have no problem surviving until the machine stops functioning, but today, she'll need your help to survive the onslaught of explosions! At least, the machine should stop eventually...right?
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U.S. pilot harbors anger toward Chinese pilot
WHIDBEY ISLAND, Washington (CNN) -- The U.S. pilot of the Navy surveillance plane forced to land in China after a collision with a Chinese fighter acknowledged Monday he bore some anger toward the jet's Chinese pilot.
The accident set off a tense standoff between the United States and China, which held the U.S. crew for 11 days.
When asked during an interview with CNN whether he was angry with the Chinese pilot, Lt. Shane Osborn said: "Definitely, I thought on the initial impact that he just killed us. And, obviously, there's 24 people on board . . . I care about every single one of them very much, and I wasn't happy with the aggressive nature of the intercept."
Co-pilot Lt. Patrick Honeck said he, too, was angry at the time of the April 1 collision, but he no longer feels that way.
The Chinese pilot, Wang Wei, is missing and presumed dead after his plane plummeted into the South China Sea after the encounter.
"At the time, there was definitely feelings of anger, but, of course, you don't ever want to see anybody lose their life or lose an aircraft," Honeck said. "Especially as a fellow pilot, it's not something that we would ever wish to happen."
Joined by co-pilot Lt. Jeffery Vignery, the trio recounted the harrowing collision and offered further details on their 11-day detainment on Hainan Island.
They said they were never physically abused, but Honeck said he was wary at first.
"The first day or so, we didn't know if we were going to be roughed up or anything, but as the time went on, we realized that they were more into the psychological aspect of it, trying to get us to talk," he said. "And we weren't really too afraid for our physical being."
The men said the Chinese pressed them for an apology, something the crew refused to do.
"We knew the truth," Vignery said, who on Sunday had said the Chinese warned the U.S. crew there could be a trial depending on the outcome of an investigation.
That never happened, as the United States employed diplomatic niceties and language to appease the Chinese and secure the crew's release. The two sides are scheduled to meet in Beijing on Wednesday to discuss the incident, and the United States is expected to demand the return of the damaged EP-3 reconnaissance plane, which remains on Hainan Island. China has called for an end to the surveillance flights, which U.S. President George W. Bush has rejected.
The collision, Osborn said, came as the Chinese fighter was making a third pass at the U.S. plane. Honeck said the Chinese pilot was so close -- within 3 to 5 feet of the U.S. plane -- that he could see him salute and make gestures for the U.S. plane to leave the area.
"We knew that this was an unusual type of intercept," Osborn said.
The collision threw the U.S. plane into a dive. Osborn said the plane dropped from 22,500 feet to 15,000 before it rolled to wing level.
"We all thought we weren't going to make it through," Vignery said.
Osborn rejected the Chinese account that the U.S. plane was at fault. "I wouldn't change a thing," he said of how he handled the encounter.
"As soon as I get some rest, I'll be ready to go flying again," he added.
Members of Congress consider slapping sanctions on China
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Last night I got back from a trip to Eastern Europe. Grab a pillow and get comfortable: I will show you some of the fabrics that I saw in Moldova and Romania. There was pattern everywhere. There were woven rugs on the walls and on the floor.And there were stripes.
Rugs overlapped
These rag rugs were all on the floor in one room, making an impromptu quilt.
Clothing in a market stall:
This woman was selling her knitting at the market and her dress was historical.
There were lots of women dressed in more everyday scarves and patterns.
Textiles are part of homes and restaurants.
And there are glorious textiles in the churches.
I love the cacophony of patterns. Harmonious cacophony!
The past and the present are woven together.


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Pushing the Limits: Tradition
Science in Everyday Life
More than anything, Bob Boyer wants to be the head coach of a state championship team. It's something he wants for his players, his school and for himself. His unique coaching style reflects his passion for the game, and his passion for building a culture that supports his players.
Rooted in his own experiences, Bob believes he can build team success by creating traditions to connect his players. He started an annual Fire Run to build team camaraderie and cohesion, and he gives his players wrist bands that signify their core set of values. He wants his players not only to build technical skill, but also character.
Bob also connects with his players by using techniques he learned in his earlier career as a special education teacher — he has a tradition of working with young people to suit their needs. Bob tailors practices to the needs of individuals, working to ensure each player has the best possible experience in the program.
Watch Bob's story here, or select the video icon at the bottom of the page to download it to your computer. Note that the button on the bottom right of the video will make the video go to "full screen" mode. In full screen mode you will have the control at the bottom of the screen to advance and rewind. After viewing, you can select the esc key to escape full screen.
Science in Everyday Life
To support your implementation of Pushing the Limits: Tradition, you can download this document, which contains:
- A list of additional suggested books
- A set of discussion questions that can be customized to your community's interests
Marketing your Program
We recommend starting your planning and marketing at least 2-3 months before your program date. Please note that instructions for appropriate credit are included in the Marketing and Communications Plan Template. At minimum, the following program credit line must appear in all published materials relating to Pushing the Limits:
Download Bob's story here. This video is approximately twelve minutes long and may take several minutes to download. We recommend that you download all the files for your public program, rather than stream them from this website.
Download a one-minute video that you can use to promote the program through your own website.


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The Sheaff Brock Preferred Income portfolio is an actively managed strategy with its primary objective to seek income. Sheaff Brock analyzes a wide variety of preferred types when managing the Preferred Stock portfolio. The Preferred Income portfolio invests in approximately 25–30 preferred stocks that Sheaff Brock believes display high, steady, and consistent income. The portfolio can consist of several different types of preferreds, including cumulative preferred, callable preferred, adjustable-rate preferred, fixed-to-float preferred and trust preferred.
The primary objective of the Preferred Income portfolio:
The initial screen for the Preferred Income portfolio:
One Identify quality preferred securities (both $25-par retail preferreds and $25- par bonds) and $1,000-par institutional preferred capital securities with sufficient liquidity.
Two Rank qualifying securities by duration, credit rating, yield to call, option-adjusted spread (OAS), and liquidity.
The end result is a universe of preferred-issue stocks that are suitable for investment.
The sell discipline includes an analysis of relative yield measurements, credit measurements, and the potential for the issue to be called. When the yield metrics fall below an acceptable level given credit quality and duration, the issue will be under consideration to be replaced in the portfolio.
Please click here to review Sheaff Brock disclosures about the portfolio strategy information provided.


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Whether you are new to the sport of golf or a seasoned golfing veteran, Golf Ski & Travel can offer you new information about golfing locations from our world traveled writers. Our site offers you a glimpse into ideal vacation spots for the military on leave and travelers looking to experience locations before making the trip.
We've traveled the world to bring you some interesting view points on great golfing locations and what you can expect when getting out on that golf course. Our writers offer you their perspective on how you will be treated as a guest on the golf course in some of the most exotic locations in the world. Plus, some light-humored technical insights to the game of golf will expand your knowledge with a chuckle.
For the golf enthusiast we want to interest you in some new golfing locations that you may have overlooked. For example, when was the last time you considered Prince Edward Island ? Our writers have experienced some great out of the ordinary golfing locations and they share all the pluses (and minuses) of these golfing destinations with you.
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Anonymous Security Threat Singapore
So much that agencies of Singapore Government regulated bodies are on red alert against anonymous hacking.
The website for pro-government's "Straits Times" was hacked in the day including apparent members in the group, which works opposite to current introduced rules for licensing procedures for various news websites at the national level on basic censorship grounds.
The attackers, used a name called "Messiah", took over blogs of the "Straits Times'" reporter, saying the same had messed up with "their words and their intentions" in the report on group's threat happened one day before that "wage war" on government bodies of Singapore.
Journalist blog hacked
We just oppose any type of Internet systems' censorship amongst different things," said one post on journalist's blog which itself got hacked, which though is the paper's website and thus been into offline mode.
The hackers have explained through the public platform that the journalist needs to apologize within two days about the misinterpretation written in the excerpt.
If she fails to respond an apology within the said time, she has to resign officially for her false allegations; hackers explained.
The Asian media conglomerate "Singapore Press (SPH) Holdings" that publishes this newspaper, stated: "We have charged one police report, so the cops are investigating into the matter."
The attack at the "Straits Times" was followed by a post on video-sharing website "YouTube" off late where in an unknown personality claimed to be speaking for the Anonymous had warned that this group would lead severe financial losses for Singapore due to aggressive and unscrupulous systems intrusion".
Singapore, which gets governed by same ruling party for the last fifty four years and which strictly regulates Singapore's traditional media, has been the Southeast Asia's biggest financial center which in turn hosts various regional headquarters for different big corporations!


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Time:04,July 2016
Recently, FK Bearing Group starts to use new design carton package. There are 2 main adjustment in the new design.
1. Increase the strength of carton, avoid damage during transportation
2. Print installation instruction on the carton, help users install our products correctly, avoid failure caused by incorrect installation.
If you have any comments on our package, welcome to contact us: email@example.com.


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Jesus, Interrupted. Bart Ehrman
I wanted to read something theologically interesting for Easter, so this was one of two volumes I bought. I have not done any reading of the Bible in total for many years, but read my children's Bible from cover-to-cover (this was not a kiddy Bible with BIG COLORED WORDS and cartoony illustrations; it was the text simplified for pre-teens). Erhman, author of Misquoting Jesus, writes intelligently about the problem with conflicting statements in the new testament. Why does one Gospel tell the nativity story differently from the other? Why does one Gospel proclaim Jesus' divinity while the other doesn't? Why do ministers learn these facts in divinity school and not mention them to their congregations? Ehrman documents all the differences, then leaves you to make up your mind about your faith. I enjoyed reading this book, but it is not something I will be keeping. YMMV.
The National Parks: America's Best Idea, Dayton Duncan and Ken Burns
If you watched the PBS documentary, this is basically a print retelling of the event. Coffee-table size, with sturdy paper filled with photos of National Park landscapes as well as the people that shaped the parks: John Muir, Theodore Roosevelt (and Franklin), businessman-turned-National-Parks-director Stephen Mather and his assistant Horace Albright, Edward and Margaret Gehrkes (the epitome of National Park fans), George Melendez Wright, this volume ranges from pioneer discoveries to modern refuges, from train tourists to motoring maniacs, from the tragedy of Hetch Hetchy and the deforestation of the Smokies, John D. Rockefeller Jr. contributions, and more, including insets about modern-day park rangers. And did I mention the breathtaking photos, many of them double-page spreads? Highly recommended if you enjoyed the television presentation.
The Boneshaker, Kate Milford
Where do I start about this book? Well, it's 1914 in the tiny town of Arcane, Missouri, close to a crossroads that was abandoned in the mid-1800s after a bizarre epidemic. Thirteen-year-old Natalie Minks, daughter of the town's bicycle shop owner, her mother the best teller-of-tales in town, is a tomboy who loves nothing better to work with the machinery in her father's shop. And then one day things change: the town doctor departs to check on a mysterious illness nearby, while a traveling medicine show arrives in town. Natalie should be delighted—the show contains all types of neat automata (clockwork items)—but instead she only begins receiving visions of troubling things...
An utter page-turner: a little bit Something Wicked This Way Comes, a little Dr. Lao, a little Jules Verne, maybe even a bit Phantom Tollbooth, with a spunky heroine, a mysterious guitar-playing townsman, an unusual drifter who hits town at the same time as the medicine show, the creepy abandoned village at the crossroads where disaster seems to strike most vehicles passing through, terrifying dark places and mysterious mechanical men (hmmm...maybe even a little bit Wild, Wild West), and Natalie's "boneshaker" bicycle that she must master if things are to right themselves. Plus cool pen-and-ink illustrations throughout. Buy, buy, buy this book, especially if you are at all into fantasy, "steampunk," or folk tales.
Good Book, David Plotz
While Jesus, Interrupted was about the New Testament, this is about the Old: Plotz, a non-practicing Jew, realized that he had not really read the Old Testament, except that which he had to study in order to get his Bar Mitzvah. Based on Plotz's blog, "Blogging the Bible," this is Plotz's commentary on his readings. Biblical scholars and strict observers will probably find Plotz's narrative either irritating or sacrilegious. I had not read the Bible for some years, so the text refreshed all the familiar stories—with a lot more of the violence intact. In general Plotz keeps the tone light, and occasionally this gets wearying, but he reminds us all that the men and women of the Bible were no saints, but complicated human beings.
Secrets at Camp Nokomis, Jacqueline Dembar Greene
This is the first "Rebecca" mystery in the American Girls series, and I must admit that as a juvenile, it's not bad. Rebecca is attending camp sponsored by a charity group, having escaped New York right in the middle of an epidemic of polio which has quarantined her best friend Rose. Rebecca's high hopes of making friends fail after a promising start when she runs afoul of a selfish tentmate; meanwhile she tries to puzzle out her bunkmate, a shy, small girl who disappears at the oddest times.
However, there is a disadvantage in being an adult history buff reading this book: historical problems (to my eyes, at least). 1916, like it or not, was an extremely anti-Semitic time. Did Jewish children really go to the same camps as Catholic/Protestant children? Since numerous hotels/resorts/restaurants, etc. had "no Jews allowed" rules back then, it seems odd. (The book does address another form of prejudice. Perhaps the author didn't want to dump too many ugly truths on kids at once?) The camp Rebecca goes to is one for poor children, who didn't have the arranged crafts, swimming and canoe lessons; they were just there to play, eat healthy food, and get fresh air. Camps of the sort Rebecca attends were for middle-class to wealthy children. In addition, a young female character is found alone with a young male character. In 1916? He'd be forced to marry her when everyone found out! Did girls' camps even have male counselors back then? All the books I have read that take place in that era, like Hildegarde Frey's Camp Fire girls series, show girls' camps as strictly female domains.
Anyway, read to see how Rebecca copes with a bully and discovers a friend, but don't go to this one for historical accuracy.
Missing Grace, Elizabeth McDavid Jones
This is a page-turned, possibly the best Kit mystery yet, very close in feel to a Nancy Drew book. Grace, Kit's lovable basset hound, is a minor celebrity after she saves the Kittredges and their boarders from a chimney fire, but it doesn't keep her from being relegated to the back porch after a persnickety temporary boarder decrees she won't sleep with a dog in the house. But after Grace vanishes after one night on the porch, Kit, helped by her friends Ruthie and Stirling, must hunt her down. In the process, Kit—and the reader—learns more about the business of raising and showing dogs.
Hello, Everybody!: The Dawn of American Radio, Anthony Rudel
What industry was supported by sex rejuvenation promotions, free speech promoters, businesses scrambling for their customers' attention, followers who wanted to be on the cutting edge of technology, and performers (whether involved in show business or sports) looking for new outlets? If you said the internet, you'd be close, but wrong. This engaging book looks at the American radio industry before its Golden Age (when a simple voice reading a bedtime story or the newspaper or a musical number plinked out on a piano over the airwaves was considered miraculous) and the personalities involved in its ascension: Dr. Brinkley, the goat-gland man; soon-to-be-president Herbert Hoover; collegiate crooner Rudy Vallee, the first radio singing superstar; religious rivals Robert Schuler, Aimee Semple McPherson, and Father Coughlin; rising politician Franklin D. Roosevelt; and other colorful characters. It struck me so many times how early radio resembled the rise of the internet, and I'm certain it was the author's intention. If you're an OTR fan who'd like to know what came before the rise of Amos'n'Andy, The Kraft Music Hall, and other radio classics, this book may be just your cup of Postum.
The Riddle of the Paper Daughter, Kathryn Reiss
This, the third in the newest cycle of American Girl mysteries, and the next in the Julie stories, sets a less simplistic mystery than its predecessor. When her Chinese friend Ivy's grandparents donate some clothing to Julie's mom's trendy shop, Gladrags, Julie finds a note in Chinese in the pocket of an old jacket. She and Ivy discover it was a relic of Po-Po's (Ivy's grandmother) journey to America, a "coaching note." That same evening, Julie and Ivy's Chinese dolls are stolen. Why would someone steal them? Was it Ivy's Chinese class teacher? The mysterious ponytailed man who seems to be following the girls around? Or someone else? And can the two friends reunite Po-Po with a fellow shipmate who had become a dear friend? While you're figuring out the mystery, you will learn much about Chinese immigration to the United States and the ordeal that faced them on Angel Island when they arrived. A great mystery as well!
Happy Dog, Billy Rafferty and Jill Cahr
Frankly, I bought this book because it was on the bargain table, and, as a dog owner, wondered if it could tell me anything new about keeping a happy, healthy dog. Most of it is told in a light style which occasionally gets irritating when the author inserts a chirpy comment about "no-nos." (Mind, all of his concerns are very real; I am not making light of what he is commenting on.) Since the author is a professional groomer, as you can expect, a portion of the book is taken in instructions about bathing and grooming. While I am appalled at backyard dogs and dogs that are ignored by their families to the point where a groomer finds wounds and rubbish hidden in your dog's coat, if you spent as much time as Rafferty recommends on caring for the dog, you probably wouldn't have time to go to work, or wouldn't be able to own a dog. Sensibleness is the key here and this all seems overdone.
Farm Fresh Murder, Paige Shelton
Becca Robins lives on a small farm with her dog Hobbit, raising berries and other vegetables for preserves and jams which she sells every weekend at Bailey's Farmer's Market, which is run by her twin sister Allison. One Saturday morning Becca arrives late, only to discover there has been a murder—one of the other sellers has been killed with an axe—and the main suspect is her friend and fellow seller Abner Justen, a cantankerous old coot who, despite his personality, treats Becca like a daughter.
As always happens in cozies, Becca, convinced of Abner's innocence, gets involved in the investigation. There are several suspects, mostly people she works with, including a sexy guy Becca would like to get to know better, and the straitlaced police officer investigating the crime also provides a spark of romance within the investigation. Despite all this, I didn't feel as if the characters were ever fully fleshed. Becca's likable enough, but she never crossed the line to "real person" to me, and her relationships with sexy Ian and sober Sam reminds me eerily of the Maggie/Marcus/Tom triangle in Madelyn Alt's Bewitching series. The ending, in which Becca confronts the murderer, is quite suspenseful and adds to my rating a bit, but I'm not sure if I will read any more of these. Becca's dog is cute, though. :-)


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I have always thought it would be nice to live right next to city owned property. You would have the benefit of having extra property at your disposal right? Not exactly.
Olathe is clarifying that encroachment is illegal and is going to enforce the law on its residents that is violating the encroachment. Specifically, the city does not want its residents to allow trash, fences, or other property to cross over into city owned property lines. There were supposedly about 150 neighboring residences of city owned property which were violating the encroachment laws. However, Olathe to crack down on encroachment into city green space and wants its residents to show respect regarding the city property lines. According to the city of Olathe, 2,000 residential properties touch city green space, of which about an estimated 7.5% are illegally encroaching upon the city's space.
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Our Doctors
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Former NHL linesman Jean Morin joins the QMJHL
The Director of Officiating for the Quebec Major Junior Hockey League, Richard Trottier, has the pleasure to announce that former NHL Linesman Jean Morin is joining the Supervising Officials as special counsellor.
An experienced official, Jean Morin was a Linesman in the QMJHL from 1987 through 1991, working 140 regular season and 29 playoff games for a total of 169 games, as well as the 1991 MasterCard Memorial Cup in Quebec City.
He joined the NHL in 1991 and ended his career at the end of the 2014/2015 season after a stellar 24-year which included some noteworthy highlights:
- 1427 regular season games;
- 211 playoff games;
- 8 Stanley Cup Finals;
- the 2002 Olympic Games in Salt Lake City; and,
- the 2010 Olympic Games in Vancouver where he officiated the Gold Medal game.
Mr. Morin will make his debut as a special counsellor focusing on Linesmen duties. His main task will be to re-evaluate the established tasks in their work as well as issuing directives in such matters and evaluating these officials during games.
The QMJHL is most happy to see Morin join its ranks on the Supervisors' Committee.
The Supervisors Committee includes the Director of Officiating and seven supervisors. The primary role of the supervisors is to ensure an adequate framework to the 83 QMJHL officials in order that the latter may perform at the levels of standards set by the QMJHL and allow them to go through the various steps to possibly reach a professional career.
This framework is offered through the supervision of officials during games as well as continuing education offered during the pre-season camp and / or videos.
Committee members are:
Richard Trottier
Larry Christian (Former American Hokey League Linesman)
Sylvain Cloutier (Former QMJHL Linesman)
Rick Gaudet (Former American Hockey League Referee)
Jean Hould (FormerQMJHL Referee)
Guy Pellerin (Former American Hockey League Referee)
David Taveroff (Former QMJHL and AHL Linesman)
Stéphane Tremblay (Former QMJHL Referee)


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01 Aug 2015 ● English ● 0 hrs 22 mins
Cast: Evin Charles Anderson
Crew: Evin Charles Anderson (Director), Tatiana Ivan (Director of Photography), Mark Jenkins (Music Director)
Rating: Not Rated (India)
Genres: Drama, Mystery, Thriller
Release Dates: 01 Aug 2015 (United States)
Tagline: Every day is night. Everyone is asleep. Everyone … except one man.


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Securities offers three commission plans for stocks and ETFs: pay-per-share, flat-rate, and unbundled. Flat-rate commissions are higher than the average in the industry - $9.99 per stock and ETF trade if making less than 10 trades per month, but it gets much cheaper for active traders with rates dropping to as low as $4.95. Pay-per-share commission plan, on the other hand, is very cheap: first 500 shares are $0.01 per share, $0.006 per share thereafter, with $1 minimum per trade. Unbundled plan should only be used by professional traders.
There is potentially a huge additional cost for account holders: customers have to trade at least 5,000 shares or 50 options contracts a month to avoid very steep $99.95 monthly fee (excluded from the fee are also accounts with $100,000 balance and clients making 10 round-turn futures or futures option contracts or 50 round-turn single stock futures).
TradeStation is known for offering one of the best trading platforms among online brokers with powerful strategy creation, useful testing tools, and custom-built analytics. The firm is targeting very active investors (daytraders), and it is most popular among futures traders because of great software and low futures commissions.
Barron's magazine gave TradeStation the highest star rating for both "Best for Frequent Traders" and "Best for International Traders" categories. The firm also received top ratings in six major categories in Technical Analysis of Stocks and Commodities (TASC) Readers' Choice Awards. TASC readers voted TradeStation "Best Trading System for Stocks" and "Best Trading System for Futures" for the eleventh consecutive year. TradeStation also won "Best Institutional Platform" and "Best Professional Platform" for the thirteenth year in a row as well as "Best for Real-Time Data" for the sixth time.
In 2016 we rated TradeStation "Best for Futures Trading" and "Best for International Investors" for the fourth year in a row. We also included it into our list of recommended brokers for options trading.
TradeStation charges $35 annual IRA fee. Because of this and the platform fee, it's not the best choice for an individual retirement account. For beginners in investing or trading the firm's powerful trading platform will have a steep learning curve, and they probably should look elsewhere.
In summary, we recommend TradeStation for institutional investors. It is also great for active stocks, ETFs, options, and futures traders provided they could avoid an inactivity fee. For mutual funds, retirement, beginner, inactive and "buy-an-hold" investors we suggest researching Top Online Brokerages , all of which do not charge platform fees and are easier to use.
|Foundation Year
|Trading Platforms
|TradeStation Platform, TradeStation Web Trading, TradeStation Mobile
|Reliability Rate
|Authorised Capital
|Brocker Fee
|Exchange Fee
|Withdrawal Fee
|Minimum Deposit
|800 808 9336
|Plantation, Florida, United States
It took 12 days after I submitted my application for my account to be opened. It remains a mystery why opening an account takes such extraordinary effort, further resulting in extensive delay. Also a mystery is the delay in having funds credited to your account. When attempting to fund my account, my bank informed me that they completed the ACH request on the day my account was finally opened. However, it took TradeStation another 7 days to make my funds available. I have a TD Ameritrade account and funds move within 24 hours, which I know is the standard. But aside from what I stated above, it's the thorough incompetence of customer service coupled with an "I don't know and I don't care" attitude that will keep you up at night. It's the, "that's not my department", "we didn't get your fax. You're going to have to resend it", and "the proper department didn't get your signature card", that will convince you to give it up and run at unparalleled "breakneck" speed to another discount broker. As for me, as soon as my funds cleared I entered an ACH withdrawal, which only took another 11 days to complete. Immediately after I completed an online application at TradeKing and finished in 20 minutes. The application was approved via email literally 1 minute later, and my ACH completed in 3 days. The point is this; even if the platform is great, what's the sense if there's no confidence in support and whatever support you do get leaves you feeling concerned? What's the sense if customer service has no care that you have no confidence? Finally, I think this statement by a TS rep says it much better than I am able: "Okay, so you know we suck (meaning customer service) but the good news is that once you open your account you'll probably never have to deal with us again." This is only my second ever review I have written, so that should say something. Go to IB or TradeKing and save yourself from what will unquestionably be an upsetting situation.  RoughlyRight   2016/10/07 15:07
If you intend to use the Trade Station (ST) trading thru the web platform I suggest you look elsewhere. I make most of my trades from work so I have to rely on the web platform to do my trading. TS's web platform is severely lacking. I tried to do a Double diagonal SPX spread trade and was unable to. It was also not allowed on the main platform. The web platform also does not allow you to do a close a spread order. You will have to do each side of the trade separately. Since I was unable to do close a spread order I called the Trading Desk and they confirmed it is not allowed. The indicators on the charting screen take up as much space as the chart. Therefore if you have 2 indicators on the screen they take up more than half of the charting screen. You cannot change the font size or colors on the chart screen. In this day and age I expect more from an online trading platform.  Tim   2016/10/07 15:07
I just signed up with 2 accounts. I submitted the application on May 20 and the transfer of my accounts finished June 4th, 16 days to complete. I had open positions and was unable to trades them during that time. So if you do a transfer make sure all of your transaction are taken care of or you could face possible losses or gains. You will spend a lot of hours setting up the different modules as you initially get blank screens. Some of the documentation for the module/screen setups are not up to date, so it may be confusing. Depending on your problem you may have to select from several phone numbers to get a resolution. I have to rely on the web platform, as I am at work during trading hours, and it is very basic. When I add indicators to the chart screen, 2 indicators take up half the screen and you cannot adjust them. Today June 7th, I tried to do a calendar spread trade and I was unable to figure out how to do it with the web platform. During work I can only email them but I was unable to email the department I needed to contact because you can only contact that department them by phone. I tried to contact them by emailing Client Services to assist, but they only emailed me back to call the department, catch 22 situation. I am completely frustrated with their account setup and if I knew I would encounter the problems I have had I would not transfer my accounts. I have spent over 6 hours setting up the platform and I am still confused and will have to spend additional hours to get familiar with the platform and doing trades.  Stan   2016/10/07 15:07
It seems most of the negatives about TS are due to the customer support. I never use customer support so I have no complaints in that department. The software works great, is rarely down and the fills have been fine. I day trade the E-Mini every day and am very happy with the brokerage and the platform. It is a bit of a mystery why it takes so long to get funds in and out of the account, but they get it done eventually. Expect over a week to get an account funded or more funded.  ChicagoTex   2016/10/07 15:07
I have never used the platform because of technical issues, that did not stop them from charging me $99.00 per month for it. You can put this on hold if you are not trading but it is a hassle to call in and set that up and then call back to start it up again. I was dissatisfied for several reasons so I requested a funds transfer to another brokerage, it was a bad experience, it took me over two weeks and several phone calls to get the funds transferred, various problems including confusion with the account number.  omegaelec   2016/10/07 15:07
If you trade options, I would not recommend Tradestation. They close out trades as early as 3:00pm on expiration Friday (usually your potential winning trades first). Also, there customer service is horrible. The platform is pretty good once you learn how to use it, but if you take longer than their trial offer of discounted or free trading, they will not extend the offer. Also, if you do not use the platform they will still charge you the fees even though you just needed more time to learn how to trade within their environment. The experience is not what I expected based on my research, I will stick with other platforms like TradeKing & TD Ameritrade for now.  OptionsTrader1   2016/10/07 15:07
I just opened my account with TS a week ago, so far it is a great trading platform, but their support is really bad. I don't agree you need to be an experienced trader to use this platform, it's a software interface and while it is complex and has a ton of features, the order bar is sufficient and simple enough that anyone can use it, if you want to use a lot of the features beyond buy and sell, you will have to learn your way around the software no matter how much trading experience you have. Point being, that being an experienced trader and knowing your way around this software, are 2 separate things. The fees may be high for some, but for others that place sizable trades, the fees may be insignificant. I have seen no video help anywhere in this platform, maybe I just have not found it yet... but that's not much help if you cant find it. I had Ameritrade before this and found the TOS platform was just not that user friendly, the functionality just never fit into my way of thinking, I found it far more complicated than tradestation, it's very proprietary and still lives in the mindset of the developer who wrote it. The TDA web interface is separate from TOS, it is real easy but I had to switch screens a lot to switch between accounts and the thing was always slow and locking up, there were times I spent 10 minutes selling positions or could not get quotes or just lost the quote screen. What I realize looking at all these broker reviews, is that they are always based on what the reviewer wants or needs and never matched my criteria. The "Cons" in this review are mostly about fees (which I really don't care about). The steep learning curve I also disagree, anyone that could stand to sit thru their boring videos could use this thing and anyone that feels a need to use any more advanced features is probably a more advanced trader anyway or they probably are not going to even look for these features, nobody is going to use everything in this software. I found the platform is laid out in a very logical way, everything is where I would logically expect it, TOS was not. I have so far, found their support to be so bad, they might as well not offer any support at all which would save people the 20 minute hold on the phone and at least people would know upfront the support is worthless. I have contacted them a couple times and my impression was they just had an attitude, seemed that the objective was to get rid of me. I wanted to get a walk thru of the platform when it first funded (The account rep. had said that I would get a walk thru and could be trading next day) but the help desk guy said all he could do was refer me to their setup guy and schedule an appointment, but the first available appointment was 4 weeks out. then I contacted them about which program folders to back up so I would not lose my configurations and he could not (Or would not) tell me. Later I found there is a backup utility built in, why didn't the help desk guy bother to mention it? I contacted their support group by email and 2 days later got a response that I need to call... I probably wont need much support but if you do then... IDK. But I do love the platform!  jman56   2016/10/07 15:07
I've been trying to get up and running on the Tradestation Platform, moved funds to their account in December requested a session with someone to help set up the software but did not get that until 5 January. Requested a customizing session but did not get that session with a representative until the 16th of January. I've also called for support twice each time I spent in excess of 30 minutes on hold, they do not have sufficient staff to handle the calls. And both times when I was finally connected they told me that my system was not set up like theirs so they couldn't help me. One fourth of the questions I had during the customizing session were unanswered as there was not enough time and they can only spend one hour for any client!  JDavidBenson   2016/10/07 15:07
I have been a TradeStation client for some years and for the most part I would normally have had great things to say about the TS platform, brokerage, and tech support, however, I have come to believe that TS tech support has intentionally corrupted the stability of two different computers of which I have traded on over the past 6/7 years that I have been a TS client. Most recently, about three weeks ago, while installing an update WITH a tech support specialist on the phone the so called tech professional STRONGLY URGED AND ADVISED that I should delete a file within my system which he INSISTED that wasn't needed to run TS or any other function within my computer. This, mind you, is a custom built, high end workstation, not even one years old that was working flawlessly for almost a year until that file was deleted upon the repeated INSISTENCE of the TS tech support personnel. As soon as the file was deleted both myself and the tech expert heard a devastating alarm fire off and my platform and computer was immediately destabilized. When asked what was that file? the tech support individual stated "I DON'T KNOW" ... If he didn't know what the file is/was then why would he insist that it be deleted or that it wasn't needed or that it wasn't needed for TS? This similar tactic was done about three years ago with a completely different computer that was running efficiently until the TS tech "expert" was physically in my computer making changes and deleting files so rapidly that I couldn't keep up with him; after which, that particular computer also became unstable and the platform no longer loaded charts correctly. This TACTIC of destabilizing client computers is both frustrating to the end user and a conflict of interest in that TS "claims" to SELL high end workstations. To this end the builder of MY workstation reviewed the TS website and informed me that the so-called highest end workstation sold by TS was far inferior to the system that Tech support recently destabilized by almost 50%. To prove that my system is superior I had my system bench marked against the system types offered by TS and my system beat them hands down. I'll use TS to trade and I'll use TS because you can't find a cheaper round trip broker, BUT I WILL NEVER TRUST TS TECH SUPPORT AGAIN!!!! Nor will I EVER, EVER believe that they did not intentionally screw up TWO different computers for the sole purpose of selling one of their high priced, inferior systems. To this point, I was informed by different TS tech support "expert" that I did not have a trading workstation and that in order to run TS that I would need to keep a constant Memory usage of under 2.5GB to 2.75GB and only run tradeStation. Prior to tech support screwing up another computer system I was able to run 175 processes (yep 175, you read that right) and never use more than 6-7GB of memory. After tech support's "expertise" I was barely able to run 70 processes from the start up and my memory usage would creep up to max out my ram and destabilize the platform and the computer ... I've sense restored my computer AFTER WIPING MY HARD DRIVE and re-installing EVERYTHING from scratch as well as re-installing TS and starting from the beginning to re-create ALL of my charts and necessary "MY WORK" files ... DO NOT, DO NOT, DO NOT allow TS tech support INSIST, URGE, or ENCOURAGE you to delete ANYTHING from your system that has nothing to do with TS!!!!! If your told YOU DON'T NEED A FILE that's already running on your system to run TS or to run your system DON'T BELIEVE IT!!!! Any file, any program, or any other thing that is running on your system NEEDS TO BE THERE!!!! Don't fall for this TS SCAM of destabilizing your computer ... Any organization that has something to sell you and that claims to support your needs at the same time is in direct conflict with your needs and their bottom line revenue and P/E.  MM   2016/10/07 15:07
know the feeling. opened and closed my account in a week but they are still jerking me around. Their customer service is the worst I have ever experienced. Minimum of 10 minute wait for a customer service rep. My account rep Kelly Lane once she got my account, never returned another call. major difficulty just getting my user name and password to work properly with no on line help.  rick   2016/10/07 15:07
Terrible margins and terrible customer service. Trying to close my account and they are making me jump through hoops. Process is going to 4 days for them to process my wire request. They are making me send the same withdraw request with the exact information because it has a negative euro balance but overall positive balance with all the currencies. So they said they have to convert the negative Euro balance to U.S. first and then I have to send another request for them to wire my money out. The conversion can take up to 3 days. I'm really frustrated with them right now. Never again!! And I'm not a complainer.  mark   2016/10/07 15:07
I couldn't imagine a worse experience with Customer Service. Tradestation over charged me and then refused to reverse the charges. Further, they refused to send me receipts when requested or confirmation emails. So, they can pretty much do whatever they want once they have your money . They treat this place like a Casino. Please first try any other Broker.  Frank   2016/10/07 15:07
Been using Tradestation platform running on VMWare Fusion on a MacBook Pro for years. Works flawlessly. Your investment of $49 to purchase VMWare Fusion and $90 for Windows 7 (Amazon.com) is a lot less expensive than buying a new PC, and it works just as well. Better actually than buying a new PC. I can drag and drop files across my Mac to the virtual PC desktop and vice versa. Print and email from either platform, etc.  Jeff   2016/10/07 15:07
Been a Tradestation customer for over three years. Have several accounts with both the retail side and the institutional/advisor side of the business. Generally would give them good marks although the retail side is actually superior to the institutional side of the house. On the retail side they handle all trade data internally whereas on the institutional side they use their platform (or several others) as a front end to JPMorgan Clearing. Their Tradestation trading platform is elegant in design and execution and works well with both retail and institutional accounts, however their record keeping and trade data are well integrated into their website and platforms for the retail investor but generally suck for the institutional/advisor accounts. Amazingly, many of the website, reporting and data aggregation features available for the retail customer are not available for the institutional/advisory customer. I have found customer service to be a mixed bag. Customer service for trading and executions have been excellent once I got them on the phone, but sometimes involve a wait of up to 10 minutes. Customer service for platform and technology issues have also been helpful, responsive and generally excellent to deal with. But customer service for back office, accounts, paperwork, etc are sometimes diffident and not always helpful. Commissions of $0.01 per share and $1.00 per option contract are not the lowest (nor the highest) in the industry but are reasonable when you factor in the free use of the TS platform (if you trade enough to avoid the monthly charge).  JBM   2016/10/07 15:07
Tradestation customer service is very sub-par. They are condescending, rude and It seems when you call we are bothering them. Now for the platform, it is good. Good charting, love the Matrix ordering, goofy on the data delay sometimes, but overall the system is good..not great...not wonderful...not awesome, but just good.  TexDak   2016/10/07 15:07
TS's smug videos turn me off. Plus, their platforms are more suited to options and day traders. I'm an investor.  RPR   2016/10/07 15:07
Thank u all. I was going to open an account after getting an email from them with their low commissions. I wll look elsewhere. Need alternative to IB  frank_doolin   2016/10/07 15:07
I can tell you for a FACT ToS charts are not on point! I have an acct with TDameritrade now and have been TRYing to use their platform but the tos chart price and the ladder price is not even close to synced! The ladder is 2-10 seconds BEHIND the tos chart price! That's huge when your trading futures!!! I'v been through ALL the suggestions given by their tech team....(even turning over control of my computer to fix the problem) but it hasn't done any good whatsoever. The last I heard, they are looking into it, which to me means nothing!!!! If you're a daytrader, stay away from TDameritrade and their coveted Think or Swim platform! You're garanteed to be forced into placing market orders (if you want to get in on a move) and you'll pay a premium EVERYTIME!  Stan   2016/10/07 15:07
So I am thinking about opening a TS account. I like Tradestation's charting and I want to get live feeds like Q's and ES. I'm told Tradestation has better fills than ToS. Can anyone confirm? Also I heard ToS's feeds are not on point.  Mike   2016/10/07 15:07
A couple of years ago I rolled over my 401k into an IRA and opened an account with Think or Swim. I only swing trade equities and follow an options newsletter but I can't say enough about the great customer service at ToS. To say I'm a bumbler with options is putting it mildly (although I am getting better) -- theToS is always there, they answer the phones, and help place the trade if necessary. I took a trading course from a group that refers their student to TradeStation with a special "deal," but after reading this I'm not sure it's worth making the switch. I usually call for assistance about once every week fo two and Think or Swim representatives are always polite and helpful. I appreciate all the comments here.  Diane23   2016/10/07 15:07
All the complaints above, can anyone recommend a broker they actually like?  David_Jones   2016/10/07 15:07
I concur with those users of Tradestation who are not happy with TS customer service. Their year end reporting is one of the worst in the industry. Their 1099 report requires many hours of work sorting out transactions that were carried from a previous year. For example: In 2012 I had 50 shares of AMZN that I carried from 2011, and an aditional 150 shares that I bought 2012. I sold all 200 shares of AMZN in 2012. The 1099 shows that I sold only the 150 shares that I bought in 2012, and ignored alltogether the 50 shares that I carried from 2011. Now imagine yourself sifting through hundreds of transactions to ascertain that all sales were accounted for, including the positions that you carried from previous years. I also found discrepencies between their reporting on the "Trade Manager" screen, and my end of month paper reports. In another instance they reported a disallowed wash sale loss that was a mistake. Calls I have placed three days ago to their tech support have not been answered to this day. Beware!!! There is more to a brokerage company that a glitzy platform!  Emmanuel   2016/10/07 15:07
TradeStation offered an account without platform fees, which are $99.95 per month. After 3 months of not being charged, my account was charged the platform fees, since January 2012. I have been unable to get TradeStation to respond to my e-mails or phone calls.  Bill   2016/10/07 15:07
Huge mistake opening an account at TRADE STATION. Wrote check to open on February 17; cleared BofA 2/21; TRADE STATION Account showed cleared funds 2/28... Log in would not work, took 2 days to get that corrected. Then, live data would not work... Demanded refund and close account 3/1/2012 - Client "services" stated could not send out refund for 10 days from the "cleared" date. In other words: BofA say check cleared 2/21 and TRADE STATION stating funds cleared 2/28 are meaningless terms! Customer service and system is absolutely worthless.  Gary7   2016/10/07 15:07
I've used Tradestation for 4 years, after using Etrade and Interactive Brokers. They are by far the most powerful trading platform out there as most of their awards demonstrate, 1 cent per share commissions, Fast execution, cheap forex and futures trades. I trade over 5000 shares per month so the platform is free.  john_n   2016/10/07 15:07


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During a time in comics when it's common for creative teams to get shuffled fairly frequently, it's no small feat that Peter David has been writing X-Factor for over eighty issues now. This new collection features X-Factor #224.1 and #225-228, and features more strange adventures with Madrox and crew, as they deal with Guido's recent resurrection at the hands of Layla, an eerie sighting in Madrox's hometown, and the mystery of Hangman and Bloodbath, which starts off a whole new adventure for Madrox, which will be shown in the next trade paperback, coming in a few months.
Peter David is an extremely skilled writer, particularly when it comes to writing team books, as he has a gift with dialogue and characterization, not to mention juggling large casts of characters and making it seem absolutely effortless. His writing in X-Factor is extremely strong, as all of the characters within the book have distinct and unique voices. For a lesser writer, this would be extremely challenging, to balance so many disparate personalities and story elements, and yet David excels at it. That being said, although it's always a treat to read the adventures of the members of X-Factor, the actual villains they face in this collection are a little on the lame side, as Hangman and Bloodbath aren't the most engaging or thrilling antagonists. Thankfully there are ongoing mysteries for David to dangle for readers, as well as a new mystery leading into the next arc, as well as the ever-complicated interpersonal relationships between the various members of X-Factor. They're certainly a dysfunctional crew, what with Layla and Madrox's romantic bond, his past with both M and Banshee, Pip the Troll not looking like he's having a good time working for X-Factor, Guido dealing with no longer having a soul, and Shatterstar thinking that now that Rictor has his powers back, he may not need him around anymore. The complex nature of these relationships helps make this title consistently enjoyable and engaging even when the villains or antagonists might be a little lacking.
The artwork in this volume is handled by two artists, Leonard Kirk primarily, as he illustrates issues #225-228, and Valentine De Landro, who illustrates issue #224.1. The visual tone of this book has changed a lot throughout the years, but I'm pretty happy with the visual consistency that the book has reached recently. It feels like they're done having the creative team switched up regularly, and finally settling into a groove artistically speaking. That only can bode well for this book, as Peter David has been delivering consistently enjoyable scripts for so long now, the only downside to this book has been the at-times frequent shifts in artists, with some particular artists in this title's history not being that good a fit for the book. Thankfully both De Landro and Kirk are well-suited to this book, and make for a great sense of visual consistency in tone.
Fans of Peter David's run on X-Factor will continue to enjoy this series with this new collection. Peter David hasn't disappointed yet, and I can't wait to read more about Jamie's adventures in the next volume of X-Factor, entitled They Keep Killing Madrox, coming out in October. Recommended!


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Quick, Packaged and Healthy Beverages are about to Capture the Global Bars and Cafes Services Market.
Changing consumer lifestyles and rising preferences for quick, packaged and healthy beverages have led to increasing demand for ready-to-drink (RTD) products. RTD tea and other RTD products are growing rapidly in the bars and cafés industry. Companies in the market are working on launching such drinks in the market to cater to the working population. For example, in June 2016 Starbucks and Anheuser-Busch collaborated to launch Teavana Ready-to-Drink tea by 2018. Café bar and coffee shop establishments are capitalizing on rapidly growing RTD market that grew at 16% CAGR over the past five years. The bars and cafés industry offers alcoholic and non-alcoholic beverages and limited food services for immediate on-premise consumption. This industry includes bars, taverns, pubs, night clubs and lounges but does not include civic or social association bars, beer, wine and liquor stores and restaurants and nightclubs that do not serve alcoholic beverages. The bars and cafés market can be classified into the following: Drinking Places (Alcoholic Beverages) – Drinking places including bars, taverns, pubs, nightclubs and lounges that serve alcoholic beverages with limited food services. Snack and Nonalcoholic Beverage Bars – Snack and nonalcoholic beverage bars prepare and serve snacks and nonalcoholic beverages. This includes coffee shops, patisseries, cookie, donut, ice cream and pretzel shops and soft drink or juice beverage bars.
According to The Business Research Company's Hospitality Consultant, Ramesh Yelugoila, coffee shops are increasingly used for informal, formal business meetings. Businesses are encouraging discussions and client meetings in coffee shops for various reasons such as their informal environment, cost saving and general convenience. Coffee shops are catering to businesses by offering services such as Wi-Fi, quiet surroundings, prior table reservation services and private space. For example, in September 2016, Starbucks collaborated with Microsoft to launch the Starbucks For Outlook Add-In that will allow businessmen to arrange meetings in any Starbucks outlet while using Microsoft Outlook. Going forward, this trend in the changing business environment is expected to drive the market for the bars and cafés market.
Among a lot of small and big competitors Starbucks Corporation was the largest company in the bars and cafés market with revenues of $19.2 billion for the financial year 2015. Its growth strategy is to expand its footprint and enhance customer experience. The company partnered with Princi, the renowned boutique bakery which will be the exclusive food offering in the stores. Also, the Starbucks Card and other loyalty programs are being implemented to attract and retain customers. The Business Research Company expects the global bars and cafés market is expected to grow to $530 billion in 2020. The Americas was the largest region in the bars and cafés market in 2016, accounting for one third of the market share. This was mainly due high disposable income in this region leading to increased spending on bars and cafes. Specialist coffee shops and bars also drove the bars and cafés market in the region. The chart below shows the year-on-year growth of the global bars and cafés market during 2016 - 2020.
Global Bars and Cafes Services Market Briefing is a detailed report giving a unique insight into this market. The report is priced at $750 for an individual user. To use across your office the price is $1500 and $2000 if you wish to use across a multinational company. About The Business Research Company Visit TheBusinessResearchCompany.com, mail email@example.com or call +447443439350 or +918897263534 or +919160996838 for more information on this and many other titles. The Business Research Company is a market research and intelligence company, which excels in company, market and consumer research. It has research professionals at its offices in the UK, India and the US as well a network of trained researchers globally. It has specialist consultants in a wide range of industries including manufacturing, healthcare, chemicals and technology. The Business Research Company's management has more than 20 years of varied business research experience. They have delivered hundreds of research projects to the senior management of some of the world's largest organizations.


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By Chaitra Somasundar, Staff Writer
Makar Sankranti, also known as the kite-flying festival is celebrated on January 15th of every year and is one of the most popular winter harvest festivals celebrated across India, Sri Lanka and Nepal. Many Indians believe that the Sun ends its southward journey at the Tropic of Capricorn (known as Dakshinayana in Sanskrit), and starts moving northward towards the Tropic of Cancer, on this day (known as Uttarayana in Sanskrit). It is a festival associated with a variety of historical accounts in the states of India. It is known as Pongal in Tamil Nadu, Onam in Kerala, Lohri in Punjab, Bihu in Assam and Uttarayan in Gujarat and Rajathan.
I remember the extravagant celebrations at home on this day. We woke up to chalk or flour drawings known as "Rangoli" in front of our doorstep on this day. Mother would let me decorate it with colors, flowers and lamps. In addition to this, we decorated the house with fragrant mango leaves, which in our culture is an indicator of auspiciousness and greetings to guests. After this, we wore grand, new outfits, prayed to the Sun for a year filled with success and prosperity welcoming all the positive changes the future would bring. We prepared savories such as "murukku", "payasam" and "ellu-bella" for the feast (technically, breakfast!). Kite-flying followed breakfast! We made our own kites and scattered the skies with colorful bright kites. We engaged in competitions to fly our kites higher and in case we failed in the endeavor, we ended up cutting each others' kite strings!
Many "melas" or fairs are held on Makara Sankranti, the most famous being the Kumbha Mela, held every 12 years at one of four holy locations, namely, Haridwar, Allahabad, Ujjain and Nashik. After being present at the Kumbh Mela in 2013 at Allahabad, I was shaken by the sheer extravagance of the festival. The entire town is lit up with oil-lamps and soul-soothing chants and hymns are sung throughout the day. It is one of the largest religious gatherings in the world with thousands of devotees offering their prayers on the banks of the river Ganga.
Although there are minute variations in the way the harvest festival is celebrated across various states of India, Sri Lanka and Nepal, the essence of this day is to give thanks to Nature for sustaining our lives and to welcome, anticipate and accept the optimistic changes the future will bring into our lives.
In light of this event, my mother's recipe of "gasagase payasam"/poppy seeds kheer, one of the signature desserts of this festival is given below:
- Poppy Seeds – 4 spoons
- Rice – 2 spoons
- Almonds – 8-10
- Fresh grated coconut – 3 spoons
- Palm sugar/Jaggery (crushed)- half cup
- Ghee/Butter – 2 spoons
- Cashews
- Golden Raisins
- Cardamom powder – half spoon
- Saffron/Kesari for garnish
- Water
- Roast the poppy seeds, rice and almonds together until the poppy seeds start turning into a dark brown color.
- Grind the roasted mixture and grated coconut together into a fine paste.
- Put the mixture into a sauce pan, add little water regularly and keep stirring constantly (or the mixture could stick to the bottom of the pan and burn).
- Keep adding water according to the thickness you need and let it boil.
- Reduce the temperate of the burner to a minimum, add jaggery, cardamom powder and raisins and mix well.
- Heat ghee in a different pan and fry the cashews and then add it to the kheer.
- Garnish with saffron and serve hot.
Happy Sankranti!


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12 CFR § 225.5 - Registration, reports, and inspections.
(a) Registration of bank holding companies. Each company shall register within 180 days after becoming a bank holding company by furnishing information in the manner and form prescribed by the Board. A company that receives the Board's prior approval under subpart B of this part to become a bank holding company may complete this registration requirement through submission of its first annual report to the Board as required by paragraph (b) of this section.
(b) Reports of bank holding companies. Each bank holding company shall furnish, in the manner and form prescribed by the Board, an annual report of the company's operations for the fiscal year in which it becomes a bank holding company, and for each fiscal year during which it remains a bank holding company. Additional information and reports shall be furnished as the Board may require.
(c) Examinations and inspections. The Board may examine or inspect any bank holding company and each of its subsidiaries and prepare a report of their operations and activities. With respect to a foreign banking organization, the Board may also examine any branch or agency of a foreign bank in any state of the United States and may examine or inspect each of the organization's subsidiaries in the United States and prepare reports of their operations and activities. The Board shall rely, as far as possible, on the reports of examination made by the primary federal or state supervisor of the subsidiary bank of the bank holding company or of the branch or agency of the foreign bank.
The following state regulations pages link to this page.


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Giveaway ends 8/27/13
I live in NJ. The Shop Rite that I shop at carries Dr. Praegers.
I'm a subscriber to your youtube & blog.I'm sure Luckys or Safeway have it.Walmart might even have that brand.I've seen some brands of products in walmart that I've never seen in the grocery stores.Thank you :)ReplyDelete


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After claiming European Indoor (pentathlon) and World outdoor (heptathlon) gold medals and scoring a historical 7013 points at the Gotzis Hypo-Meeting, Nafi Thiam was voted World Female Athlete of the Year by the IAAF. From achieving European gold as a junior in 2013 to consecutively claiming Olympic and World titles in 2016 and 2017, Nafi made a rapid rise from a promising junior to one of the world's best and a true figurehead of Belgian sports. As a young but charismatic influencer she makes it a priority to make genuine and conscious choices and the new partnership with Alpro fits right in.
'We have been looking for the right Alpro ambassador for quite some time. Authenticity plays a vital role in making that choice. When we first met Nafi, we immediately felt a genuine fit with Alpro. It goes without saying that an ambassador embodies Alpro's values. Nafi is, in a healthy way, very conscious about food without wanting to compromise on taste. That is exactly what Alpro stands for. Furthermore, she is one fo those exceptions that combines athletic greatness with class and sophistication. A sporty yet elegant personality who loves to eat tasty and healthy', says Steve Gelders, Country Director at Alpro.
As a pioneer in plant-based food and drink, it is Alpro's mission to market sustainable, delicious and plant-based foods that enhance everyone's wellbeing, with respect for the planet. A mission that fits well with Nafi's values. When Alpro approached Nafi to create a breakfast guide together, she didn't hesitate for a second.
'To us, it is essential that Nafi is very enthusiastic about a collaboration and that there is a genuine brand fit with Nafi's personality, values, passions, and interests', said Kim Vanderlinden and Helena Van der Plaetsen, managers of Nafi Thiam.


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Wasa Thins Sesame & Sea Salt Flatbread
Product Details
Wasa Sesame & Sea Salt Thins are crispy crackers that make a perfect snack - No toppings required! With real sea salt and a subtle sesame taste, Wasa Thins are a delicious way to get whole grains everyday. Snack Smart, Snack Wasa!
- Made with whole wheat flour
- No trans-fat
- Cholesterol free
- 80 calories and 8g whole grain per serving
- Product of Sweden
Nutritional Information
Whole Wheat Flour, Wheat Flour, Sesame Seeds, Sunflower Oil, Sea Salt, Barley Malt Extract, Salt, Yeast, Rosemary Extract.Contains Wheat
Allergen Info
Contains Wheat and Their Derivatives,Sesame Seeds and Their Derivatives,Other gluten Containing Grain and Gluten Containing Grain Products.
Actual product packaging and materials may contain additional and/or different ingredient, nutritional, or proper usage information than the information displayed on our website. You are responsible ... Read More
Product Reviews
Fry's Food Stores is not responsible for the content provided in customer ratings and reviews. For more information, visit our Terms and Conditions.


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I remember so clearly the feeling of opening my mailbox to find a handwritten letter inside: seeing my name scrawled across the front of the envelope, sliding my finger under the back flap to open it, rubbing the grain of the paper against my thumb.
And there was nothing like sending mail either: the time it took to compose a good letter (sometimes a day per paragraph, the half-composed missive traveling in my backpack from house to cafe to library until I finished it); the rush of affection I'd feel signing the closing valediction; the final quiet moment before I dropped the letter into the mailbox where it emitted a satisfying thud as it found its temporary home among all the other envelopes.
Upstairs I store almost all of letters I've ever received in a box labeled "memorabilia": there are the sweet cards from my mother when my sister and I would stay with my grandparents for most of the summer when we were kids; the long letters exploring our mutual love of punk rock from my middle-school friend Rob Rankin after he moved from Southern California to the northern part of the state; the missives from friends and family when I moved to Johannesburg to teach high school after I graduated from college. Sometimes when I open this box I don't come downstairs for hours; the past becomes a hall I walk through as I hold these artifacts in my hands.
When email arrived on the scene in the mid-nineties, I lamented the threat it posed to the traditional letter; now I'm as nostalgic about those cyber-missives as I am about real letters. I remember the rush of seeing a bolded "1" next to "new mail" and the exquisite pleasure of deciding whether to read the letter quickly on screen or to delay the gratification by printing it out and reading it under a tree later in the day.
My love affair with Annie largely played out through email: because I was a graduate student in 1994 and she had an Internet savvy brother, we were both early adopters of the medium. Our first introduction, through a friend, happened through email, and when we consummated our relationship as romantic and I summarily moved across the globe to South Africa, we exchanged hundreds of long emails where we revealed our hearts' hidden folds through the wires. I once printed out all of these letters; it was a 200-page manuscript. If someone asked me to tell them the story of our love, I could just hand them that sheaf of paper because it chronicles the tale so well.
These days my inbox is about as juicy as our house's mailbox. Both are crammed with junk mail and bills, with the occasional informational item thrown in. It's almost shocking when real letters arrive. Instead we now have texts, social media, and instant messages. There's something to be said for the rush these can bring, too, but the more instant the communication, the more forgettable it seems to become. I've had "IM" conversations that seem to exist oddly out of time; I may be present during them, but once they're over it's almost as if the exchange is wiped from my mind, the memory of it vague like a dream come morning. There's also so much less room for rumination: modern communication may be fast, but you know you're losing something when complex thoughts have to be whittled down to 140 characters.
Annie was recently downloading information from an old cellphone before she sent it back to the manufacturer. First came the contacts; then the photographs; next the video. And then she asked, "Should I also get all the texts?" They represented interesting moments of several relationships, but she wasn't sure they merited a save. In the end, she opted to let them go; that doesn't mean they lacked value, but I do wonder what will happen if we have no more records of our lives.
At least with email there's some captured history; I occasionally click back to the very opening pages of my emails and read the long notes I exchanged with friends back in the old days of 1997. But even this is ephemeral; a few weeks ago I opened my inbox to find all of my old emails mysteriously erased. I engaged my provider's customer-service machine, and the best I could get was a "real time" instant-message exchange during which the technician was unable to restore my emails. Fifteen years of correspondence gone in an instant.
In some ways I feel lighter without those thousands of notes following me around, but the truth is I have lost words that were given and exchanged in moments of passion, pain, and love. Part of the reason I dutifully keep all of my old letters and journals is to remember the paths I've taken in life, which anchors me when I've lost my way. As the folk singer and storyteller Utah Phillips once said, "I can go outside and pick up a rock that's older than the oldest song you know, and bring it back in here and drop it on your foot. Now the past didn't go anywhere, did it?" I know that box of memorabilia upstairs is my version of this rock; in a fire, it's one of the first items I'd run in to save.