text:
|Blue Haven Beach
|Acacia Tree or Wattle --our national flower.
|Eucalyptus Tree and seed pods.
|A typical country home.
|Blue Haven Beach
|Acacia Tree or Wattle --our national flower.
|Eucalyptus Tree and seed pods.
|A typical country home.
I am absolutely in love with the Bottle Brush tree. I have seen shots of the flowers on other blogs but never the whole tree. It is gorgeous.
As winter quickly approaches for us it is a pleasure to see all the beautiful wildflowers from your travels.
Diane, I've just been browsing through my archives and came across close-up's of the little yellow balls (blossoms?) on our Acacia Karoo (sweet thorn)back home in SA. Your wattle looks so much like this. Does it also smell sweet? I love the flower arrangements at the flower show. Thanks for sharing. Have a great day and even better week! JoReplyDelete
Brilliant flower shots Diane.
Wouldn't the lorikeets just love those Bottle Bush trees - the squarking would be horrific.
Colin (HB)
Spring time in the West...lovely blooms Diane.ReplyDelete
What brilliant colours - such a contrast to the grey day here. xxxxReplyDelete
wow, really really lovely, and that first beach picture is stunning.ReplyDelete
Wonderful ... I love the fluffy pink flowers towards the top. That is a great touch the small macros within the bigger image.ReplyDelete
Hi Diane! Sorry for the absence, but these last two months have been rather nasty! My mother (90) was in hospital for more than three weeks and the post-surgery was hard! My father (94) seemed to be an orphan while my mother was out and felt into some kind of depression... The economy is a disaster and the media only bring bad news... The € Euro is rescued every day, only to be known that it needs to be rescued again and again next morning... What else? Well, maybe «Midnight in Paris»... The problem is that the Gil there is a different one... ;)
Fabulous shots!!
Blogtrotter Two wanders currently around pre-historical Corsica, where it seems all this will be leading to... ;) Enjoy and have a wonderful week ahead!
beautiful flowers, all of them. i like the country home also. favorite today is the eucalyptusReplyDelete
Australia has some absolutely gorgeous wild flowers -- and a beautiful coastline. Thanks for taking us along with you on this trip.ReplyDelete
Super article love the beach and the flowers.
You have seen a lot of flowers, was the right season I suppose?ReplyDelete
thank you for sharing your gorgeous (and clever) photos. such lovely colours aren't they?ReplyDelete
I need to get myself a better camera.ReplyDelete
They're gorgeous photos and love the flowers. My entry is same as your the bottle brush tree.ReplyDelete
Great to see this.Bottle brush tree - very beautiful.ReplyDelete
can see why you skipped the cup of tea Diane. Your photo mosaic is filled with such beautiful Australian flowers. Blue Haven beach is brilliant and beautiful! I'm enjoying this trip with you.ReplyDelete
How did you do those small shots within the bigger shot? Some new-fangled software you have found?
That was a boon having the Seniors' with a flower show. Right up your alley-way.
I have not been to Esperance, but have been to Albany a couple of times, and Augusta right on the point. And through the tall timber towns inland like Manhimum and Kojonup. My ex-inlaws lived in Perth.
I am in love with your flowers...they are awesome. I did not realize Australia was so beautiful. Thanks for the photosReplyDelete
Wow, the flowers are all gorgeous and the I love the coastline. The bottle brush tree is one of my favorites. Lovely colors and photos.ReplyDelete
The color of the water at Blue Haven Beach is gorgeous! I love the decorative veranda on the country house. The wattle and bottlebrush are both so pretty. Our family lived in South America for several years, and these grew there too. It is interesting to see so many similar plants and trees between the two continents.ReplyDelete
Breath taking! Here, of course, Acacias and Eucalypts, imported to SA for firewood and dune control have now become rampant, causing loss of our indigenous species and so, they are on the list of plants that may not be cultivated and large areas have had to be eradicated at great expense by our Working for Water programme. We have four Australian Bottle Brushes growing in our garden. The birds and bees love them!ReplyDelete
Wonderful flowers and color -- loved the skylab story in the previous post too.ReplyDelete
The flowers are wonderful and gorgeous to see and the color of them is so nice. Awesome and lovely post with a great story. Thanks for sharing.
Home Care


text:
Rugby provides home away from home for Adam Thomson3 min read
By ERIN MATUCZINSKI
Staff Writer
UMW has become a home away from home for international students, many of whom play on the men's rugby team. Adam Thomson, a senior and a history major, shared his experience.
Thomson began playing rugby when he was seven years old in Banchory, Scotland. He attributes his start in rugby to his family.
"My grandfather and dad both played and my grandmother was a massive rugby fan during her lifetime," said Thomson, "so when I became of age and developed what she called 'rugby shoulders' she sent me along to rugby training and supported my participation in the sport fully by buying me new rugby boots for every birthday that I had."
Thomson heard about UMW when he was recruited by the former director of rugby. He became interested when the rugby leadership showed interest in both his "rugby value" and his value as a person to the wider campus community.
"I also really liked the idea of a smaller campus," said Thompson, "having been out of education for around two years before coming to UMW in the fall of 2016, I think going to a bigger school and not having the opportunity to develop meaningful relationships with my professors that I have during my time at UMW would not have been a good thing for me."
Thomson described his experience in America as "absolutely unbelievable."
"I wouldn't change my experience for the world," he said. "I have made friends that I now almost consider family members as for the last three years I have seen them more than some members of my immediate family. I like to think I have my Scottish family and my UMW family.
Attending a college away from home has not been without its challenges for Thomson, however, such as being away from home when my grandfather passed away his freshman year.
"I was lucky enough to be able to go home for the funeral and mourn with my family but not being able to say goodbye was tough on me emotionally," said Thompson. "I was at practice when I heard that it was just a matter of time and I broke down but I had my teammates there to pick me up."
Thomson emphasized the role of the team in making him feel at home.
"I soon realized that it didn't matter where I was in the world, back home or stateside, rugby people are the same the world over," said Thomson. "It's a brotherhood unlike I have seen or come across in other sports. While in our case I prefer to refer to it as a 'Motherhood' because it's a fantastic pun."
Thomson also appreciates that the rugby team has so many international students.
"UMW's international recruiting for the rugby team has also made going through the tough times of inevitable homesickness much easier as we have players from all over the world that are going through the exact same thing as you, as an international student, so you have people to confide in."

subset: commoncrawl


text:
What Is EWSA (Extended Warranty Service Agreement) From GoWarranty?
GoWarranty EWSA replicates and extends the manufacturer's warranty. This means whenever your electronic appliance or gadget suffers a malfunction or breakdown, we will get it repaired or replaced for you while bearing all the costs required. We do all the followups, transport, procurement of parts including the legwork required to fix it.
GoWarranty offers coverage for all your home appliances, kitchen appliances and gadgets ranging from Air Conditioner, Air Purifier, Audio System, Electric Fan, Geyser, Home Theater & Soundbar, Electric Iron, Room Cooler, Room Heater, Television, Vacuum Cleaner, Washing Machine, Blender, Coffee maker & Grinder, Dishwasher, Electric Kettle, Food Processor, Juicer Mixer Grinder, Microwave oven & OTGs, Refrigerator, Toaster, Water Purifier, Desktop, Digital Camera & DSLRs, Fitness Tracker, Gaming Consoles, Kindle E-Reader, Laptop, Mobile Phone, Projectors, Scanners & Printers, Smartwatches, Tablet, and Virtual Reality gadgets.
You can opt for an extended warranty from GoWarranty for your appliances and gadgets within 9-months after purchasing your device.
Introduction – What is Covered
You can opt to protect your device for up to 4 additional years. The term of the extended warranty available is based on what the normal life cycle of the device is supposed to be. While opting for Extended Warranty for your device, please keep in mind that the total term of the manufacturers' warranty and Extended Warranty does not exceed 5 years.
E.g., if your television has 1-year manufacturer's warranty, you can opt for extended warranty for up to 4 additional years. However, if your television comes with 2-years manufacturer's warranty, you can opt for extended warranty for maximum 3 additional years.
Home Appliance Extended Warranty Plans
1 Year
2 Years
3 Years
4 Years
Kitchen Appliance Extended Warranty Plans
1 Year
2 Years
3 Years
4 Years
Gadget Extended Warranty Plans
1 Year
2 Years
3 Years
4 Years
Service Assurance
GoWarranty prides itself in providing fantastic service and we are willing to put our money where our mouth is. We guarantee that your device will be repaired and returned to you within the promised time. If we are unable to repair the device within promised timelines, we will provide you with a new or refurbished replacement device with equal or equivalent features. In some cases, we may choose to offer Gift Cards reflecting the most recent price of your device. The brands that qualify for Service Assurance are as follows:
|Product Category
|Service Assurance of 14 Working Days *
|Audio System
|PHILIPS, Sony, LG, Samsung, Bose, Harman Kardon
|Digital Camera and
|Canon, Fujifilm, Sony, Nikon, Panasonic
|Samsung, Xiaomi Mi, Sony, LG, Thomson, TCL, Vu, Panasonic, Haier, BPL, Videocon, Philips, Lloyd, Sanyo, Toshiba, Hisence
|LG, Samsung, Bosch & Siemens, IFB, Whirlpool
|Electric Fans
|Bajaj Electricals, Symphony, Usha, Maharaja, Morphy Richards, Havells, Orient, Atomberg
|Washing Machines
|Samsung, LG, Bosch & Siemens, Whirlpool, Haier, IFB, Panasonic, Godrej
|Grooming & Hair Care
|Philips, Panasonic, WAHL
|Philips, Bajaj Electricals, Panasonic, Morphy Richards, Havells
|Philips, Bajaj Electricals, Morphy Richards, Havells
|Microsoft, Apple, HP, Dell, Lenovo, Acer, Asus, Avita, LG, MSI, Alienware
|LG, Panasonic, IFB, Samsung, Bajaj Electricals, GE
|Apple, Samsung, Nokia, LG, Sony
|Morphy Richards, Bajaj ELectricals, IFB, Toshiba
|PC Desktops
|Apple, LG, HP, Dell, Lenovo, Microsoft, Acer, Asus
|LG, Hitachi, Samsung, Godrej, Whirlpool, Panasonic, Bluestar, Haier
|Room Coolers
|Bajaj Electricals, Symphony, Macoy
|Room Heaters
|Bajaj Electricals, Havells, Samsung, LG, Haier, IFB, Morphy Richards
|Semi-Automatic Washing Machine
|Samsung, LG, Whirlpool, Godrej, Haier, Panasonic, IFB, Bosch & Siemens
|Split AC's
|Samsung, LG, Panasonic, Carrier, Voltas, Godrej, O'General, Bluestar, Toshiba, Haier
|Apple, Samsung, Lenovo, LG, Sony
|Bajaj Electricals, Sunflame, Philips, Haier, IFB
|Top load Washing Machines
|Samsung, LG, Whirlpool, Godrej, Haier, Panasonic, IFB, Bosch & Siemens
|Window ACs
|LG, Carrier, Voltas, O'General, Bluestar
|Any Brand or Category not mentioned in this list qualifies for an SLA of 30 working days
|All Televisions qualify for an SLA of 30 working days
Working Days includes weekdays between Monday & Friday. It excludes Saturday, Sunday and all national and state holidays. The repair TAT starts once the device is picked up and delivered to the respective service centre.
We are constantly working to expand this list. Till such time, we do not provide timeline guarantees for brands that fall outside of the list above.
* The turn around time is dependent on the pin code service availability and excluding the logistics timeline.
Get your certificate of protection for a hassle-free experience
It only takes a couple of clicks. The Certificate Of Protection (COP) is the confirmation from GoWarranty that your appliance or gadget is protected under the extended warranty program. It will also allow us to provide you quick and efficient service at the time of registration a service request
1. You'll receive an automated system email once you purchase a plan. The email will have your login credentials which can be used to sign-in to your GoWarranty account
2. Update your device details and upload the invoice details in the plan activation form. Ensure that the buyer/customer name, and IMEI/Serial Number on your device matches the one that is mentioned on the purchase invoice and/or the serial number displayed on the device image uploaded during plan activation.
3. Upon successful submission of the details, you will get your certificate of protection. Please archive this Certificate of Protection till the term of the GoWarranty EWSA.
Help us, help you
1. Buy Extended Warranty along with your device and ensure that you are buying the right plan based on the price of your device.
2. At the time of purchasing the plan, ensure that the invoice issued to you by your retailer has the IMEI/Serial Number that matches the one of the device.
3. Get your Certificate of Protection within 90-days of purchasing an extended warranty by activating the EWSA plan. Requests for devices activated post 90-days from purchase are liable to be inspected or rejected. You can drop an email to email@example.com if you have missed to activate your plan within 90-days of the plan purchase.
4. Provide all the information requested by us in a timely and truthful manner.
5. We request you to submit the device details and purchase invoice to us promptly and respond to any queries raised in a timely manner. Delays on this front by you will impact the service assurance to extend by the proportionate number of days.
6. If the Serial Number has changed on account of repairs or exchange by your retailer or the service centre, please provide us with a "Swap Letter" that will allow us to authenticate that you are still using the same device. You can get the "Swap Letter" form the brand/OEM. The warranty is transferrable on selected brands. Please refer to Point#7 below for the brands which are eligible for warranty transfer basis the swap letter offered by the OEM.
7. The EWSA agreement is transferrable only for few appliance brands* in India (excluding smartphones). The EWSA agreement for other brands are non-refundable and non-transferrable and caters only to devices tagged along with the specified serial number mentioned during plan activation or Certificate Of Protection (COP).
* Sony, LG, Samsung, Bosch & Siemens, Godrej, Haier, IFB, Whirlpool, Panasonic, Toshiba, Bose, Harman Kardon, Philips, Apple, Microsoft, Lenovo, Dell, HP, Morphy Richards, Asus, Acer, MSI, GE, Symphony, Havells, Orient, Macoy, Hitachi, BlueStar, Carrier, and O'General
8. We need to have at least one service centre in your location from your OEM for supporting service requests. This will help us to serve your devices via authorised service centre with genuine spare parts .
Raising a service request
The worst has happened; your device has suffered a breakdown. Do not worry; we are here to help you.
1. Call us on 1800-123-868686 or email us on firstname.lastname@example.com within 7 days and tell us about the malfunction that has occurred.
2. Keep a copy of your purchase invoice bearing the IMEI/Serial number ready.
3. Ensure that the buyer/customer name and the IMEI/Serial Number on your device matches the one that is mentioned on the purchase invoice and/or the serial number displayed on the device image uplaoded during plan activation.
4. We will keep you posted regarding the progress of the Service Request every step of the way.
What should you keep in mind?
1. We will gladly service as long as the plan is active and has not expired. Also, the malfunction needs to have occurred during the term of Extended Warranty and not prior to it.
2. Malfunctioning accessories or consumable items are not covered here. A full list of these items is available on our website.
3. The device needs to have minimum 12 months' manufacturer's warranty that is applicable in India.
4. Please ensure that you do not modify the device, perform repairs or replacement in any form (authorised or unauthorised) or use it commercially, before purchasing the EWSA. All these actions void the manufacturer's warranty and subsequently the extended warranty as well. In such scenarios the EWSA is non-refundable. Please refer to point #12 below for list of brands eligible for EWSA transfer.
5. We will not be able to cover those devices that are bought outside India. However, if the device that you have bought in India, breaks down while travelling abroad, we will cover it.
6. Malfunction should not be on account of normal wear and tear.
7. Ensure your device invoice is electronically generated (printed) and has a complete break up of taxes. In case of manual invoices or fraudulent invoices, rejection of requests will be at the discretion of GoWarranty & Services LLP.
8. Go Extended Warranty covers every issue in the device that occurs organically or in simple terms "on its own" and without any external factor. That means issues like physical damage, liquid damage, power surges, rusting & corrosion, etc. are outside the scope of the program, even if they are covered under manufacturer warranty.
9. International Coverage - If the device breaks down abroad, we will still cover it. You can get it repaired from the service centre abroad; we will reimburse the invoice costs. Alternatively, you can get it back to India, we will provide our usual Pick - Repair – Deliver back to you service.
10. The extended warranty plan to be procured only for appliances or gadgets purchased within 9-months. Activation to be done by the customer within 90-days of warranty purchase. The warranty stands void if not activated within 90-days of purchasing the extended warranty plan.
11. To help raise a smooth service request, please ensure that the buyer/customer name and the IMEI/Serial Number on your device matches the one that is mentioned on the purchase invoice and/or the serial number displayed on the device image uploaded during plan activation.
12. The EWSA agreement is transferrable only for few brands* of appliances in India (excluding smartphones). The EWSA agreement for other brands are non-refundable and non-transferrable and caters only to devices tagged along with the specified serial number mentioned during plan activation or Certificate Of Protection (COP).
* Sony, LG, Samsung, Bosch & Siemens, Godrej, Haier, IFB, Whirlpool, Panasonic, Toshiba, Bose, Harman Kardon, Philips, Apple, Microsoft, Lenovo, Dell, HP, Morphy Richards, Asus, Acer, MSI, GE, Symphony, Havells, Orient, Macoy, Hitachi, BlueStar, Carrier, and O'General
What is Not Covered
This Extended Warranty Service Agreement does not cover the following components or specific conditions:
Products that do not carry an existing Manufacturer's Warranty valid in India at the time that this Extended Warranty Service Agreement has been purchased by you.
Physical or accidental damage of any kind that causes internal or external components to malfunction.
Issues arising on account of liquid/water logging.
Issues arising out of wear and tear of the Covered Product.
Issues or costs arising due to unauthorized repairs carried out on the Covered Product, improper usage and defects due to electrical wiring, plug(s), switches, extension box, inverter, grounding defects, damages due to sudden surge fluctuation, fluctuating voltage, loose contacts etc.; and damages resulting from external causes like rat bite(s), insect infestation or intrusion.
Breakdown on account of any accessories not originally provided by the manufacturer of the Covered Product.
Issues arising as a result of non-operating or cosmetic deterioration that do not affect the functionality or operation of the Covered Product.
Performing actions on the Covered Product that cause the manufacturer's warranty to void, including products that have been modified, altered, adjusted or repaired, serviced, moved, removed, installed, by unauthorized persons.
Any other condition that voids the Manufacturer's Warranty prior to end of its standard warranty period, including repairs from the local and unauthorized service centres.
Any issue occurring prior to the commencement of the Extended Warranty Service Agreement or after its expiry.
Breakdown or consumption of consumable products such as cables, cords, gas refill/recharge/top-up in air conditioners, cartridges, tapes, software items, batteries, Joysticks, chargers, earphones, headphones, fuses, bulbs, styli, ribbons, plastic, rubber, sheet-metal parts, doors, main liner, cracks, paintwork, product finish, dents, scratches, plugs, rubber pads, stabilizer, grills, casing, trays, light covers, filters, attachments, belts, toner, drums or any other add-ons (accessories such as blades, jars, tubs, covers, plates, etc.), cleaning and lubrication, alignment and descaling.
Defects due to transmission/cable/DTH/or any other external source from where the signal input are fed to the product.
Breakdown caused by a failure to follow the manufacturer's installation or operating instructions.
Product(s) with removed or altered serial numbers.
Damage to computer hardware, software and data caused by, including, but not limited to virus, application programs, network drivers, source code, object code or proprietary data, support, configuration, installation or reinstallation of any software or data.
Any product fraudulently described or misrepresented by You.
Malfunction of the Covered Product resulting from inadequate safekeeping, storage at high temperatures or humidity, rust and corrosion, storage with mothballs or leakage of batteries, are not covered.
Damage occurring due to natural calamities like floods, earthquakes and acts of God.
Products used for commercial uses are not covered.
Maximum Liability
The maximum amount payable by us under this Extended Warranty Service Agreement will be the original Purchase Price of your product. If for any 1 Service Request, the cost of repairs is greater than the current/last available market value of the device, the device will be replaced. Replacement is provided in the form of new or refurbished device or Gift Cards.
In the event that We make payments for repairs or replacements, or for Gift Cards reflecting the replacement cost of an item of equal or equivalent features and functionality, which in the aggregate, are equal to the Coverage Amount, the Extended Warranty Service Agreement will be considered as fulfilled and We will have no further obligations, notwithstanding any outstanding term of the Service Agreement.
Except as indicated above, in no event will this Extended Warranty Service Agreement be liable for:
a) Indirect damage caused due to improper functioning of the product, including, but not limited to lost profits or savings, business interruption, loss of data, lost revenue, loss of use, inconvenience, mental or physical stress, commercial or economic loss of any kind, or special, incidental, or consequential damages.
b) Incidental damages due to malfunctioning of the product such as loss of income or loss of profit etc.
c) Any request made by a third party or made by customer on behalf of a third party.
d) Any damage that occurs as a result of customer's failure to follow the directions in the User manual.
This limitation of liability applies in all circumstances i.e. when damages are sought, a request made under this limited Extended Warranty Service Agreement, or as a tort request (including negligence and strict product liability), a contract request, or any other request. This limitation of liability cannot be waived or modified by any person. This limitation of liability will be effective even if Customer has advised GoWarranty / its representative of the possibility of any such damages or even if such possibility was reasonably foreseeable.
EWSA Cancellation Policy
This Extended Warranty Service Agreement purchased from the GoWarranty website can be cancelled within 30 days of purchase without any reason whatsoever. Upon cancellation of the EXTENDED WARRANTY SERVICE AGREEMENT no charge will be deducted from the amount paid towards the EXTENDED WARRANTY SERVICE AGREEMENT and the entire amount shall be refunded. No cancellations can be made by the Customer after 30 days from the Date of Purchase of Extended Warranty Service Agreement.
If the Customer makes a request, knowing it to be false and/or fraudulent as regards the value or the amount of work or otherwise, this Service Agreement is deemed to be cancelled from inception without return of money paid and the customer must return all request payments received till such cancellation, including any shipping charges or other ancillary charges incurred by the Company. Cancelling or refund a plans with special discounted premium, is solely on GoWarranty discretion.
The protection plans (EWSA and Damage Protection) are non-transferrable. Please ensure you are providing correct and valid owner's details.
Please be advised, a plan once activated, it cannot be cancelled or refunded.
Some legal stuff
1. Non-fulfilment of any conditions set out in this document may cause the rejection of your request; hence we solicit your co-operation to ensure we are able to provide you a perfect service experience.
2. This service agreement is complete and agreement between GoWarranty & Services LLP. and Customer. The retailer is only authorized dealer of our products and shall not be responsible for any of your grievance with regards to the services to be performed by us under this Terms of Service. Any statements or representations made by resellers, ASPs or others that are inconsistent with this Agreement shall not be binding upon GoWarranty & Services LLP.
3. We shall not be liable for delay or failure in furnishing services including suspension of Service Assurance in the event of strike, government action, act of God, disruption in global supply chains or any other cause beyond our control.
4. GoWarranty will not be liable for indirect damage caused due to improper functioning of the product, including but not limited to lost profits or savings, business interruption, loss of data, lost revenue, loss of use, inconvenience, mental or physical stress or any other commercial or economic loss of any kind, or special, incidental, or consequential damages.
5. The device for which Extended Warranty has been purchased should not have any other Care Pack/Insurance or Insurance linked plan/Extended Warranty/Maintenance Contract, apart from the manufacturer's warranty.
6. Marketing brochures are meant purely for educating customers and do not have any commercial value.
7. Any disputes arising in connection with this service shall be governed by the laws of India. The courts of Mumbai shall have the exclusive jurisdiction over disputes arising hereunder.
8. Full set of terms and conditions are available on www.gowarranty.in
9. All rights reserved with GoWarranty & Services LLP.
Errors, Inaccuracies & Omissions
Occasionally there may be information on our site or in the Service that contains typographical errors, inaccuracies or omissions that may relate to product descriptions, pricing, promotions, offers, product shipping charges, transit times and availability. We reserve the right to correct any errors, inaccuracies or omissions, and to change or update information or cancel orders if any information in the Service or on any related website is inaccurate at any time without prior notice (including after you have submitted your order). We undertake no obligation to update, amend or clarify information in the Service or on any related website, including without limitation, pricing information, except as required by law.
No specified update or refresh date applied in the Service or on any related website, should be taken to indicate that all information in the Service or on any related website has been modified or updated.
Disclaimer of Online Availability, Impressions, And Click-Throughs
In addition to the other disclaimers and limitations discussed in this notice, there are no guarantees and no warranties regarding online availability, impressions, and click-through of www.gowarranty.in, its web pages, and any material, information, links, or content presented on the web pages at www.gowarranty.in.
www.gowarranty.in, its web pages, and any material, information, links, or content presented on the web pages may be unavailable for online access at anytime. Advertising sponsors and advertising, if any and if permitted, must be approved by GoWarranty before the posting of any advertising material, information, links, content, banners, and graphics on www.gowarranty.in. GoWarranty reserves the right to accept or to reject any advertising sponsor or any advertising for any reason.
Electronic Communication
In addition to the other disclaimers and limitations discussed in this notice, there are no guarantees and no warranties regarding online availability, impressions, and click-through of www.gowarranty.in, its web pages, and any material, information, links, or content presented on the web pages at www.gowarranty.in.
When you use the Site or send emails to GoWarranty, you are communicating with GoWarranty electronically. You consent to receive communications from GoWarranty electronically. GoWarranty may communicate with you by email or by posting notices on the Site or by phone or usually available means of communication. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
The Site or third parties may provide links to other websites or resources. Because GoWarranty has no control over such sites and resources, you acknowledge and agree that GoWarranty is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products or other materials on or available from such sites or resources. You further acknowledge and agree that GoWarranty shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such site or resources.
If you are not satisfied with the services provided by GoWarranty, you can contact us on:
|Level of Contact
|Mail ID
|Response TAT
|Escalations Desk
|4 working hours
|10:00 AM to 7:00 PM, Mon to Sat*
|Sameer Shaikh
|4 working hours
|10:00 AM to 7:00 PM, Mon to Sat*
If you are not satisfied with the services provided by GoWarranty, you can contact us on:
|Level of Contact
|Mail ID
|Response TAT
|Escalations Desk
|4 working hours
|10:00 AM to 7:00 PM, Mon to Sat*
|Sameer Shaikh
|4 working hours
|10:00 AM to 7:00 PM, Mon to Sat*
Information Collection and Use
This Privacy Policy ("Policy") covers GoWarranty's treatment of personally identifiable information that GoWarranty collects when you are on the GoWarranty site, and when you use GoWarranty's services. This policy also covers GoWarranty's treatment of any personally identifiable information that GoWarranty's business partners authorized share with GoWarranty. This policy does not apply to the practices of companies that GoWarranty does not own or control or to people that GoWarranty does not employ or manage.
By using the website "GoWarranty.in" ("GoWarranty"), you agree to the collection and use of information in accordance with this policy. GoWarranty collects personally identifiable information when you register for an GoWarranty account, when you use certain GoWarranty products or services, when you visit GoWarranty pages, and when you enter promotions offered by GoWarranty. GoWarranty may also receive personally identifiable information from our business partners. When you register with GoWarranty, we ask for your first name, last name, State, City, email, phone number, and gender. Once you register with GoWarranty and sign in to our services, you are not anonymous to us. During registration, you may be requested to register your mobile phone and email id, pager, or other devices to receive text messages, notifications, and other services to your wireless device. By registration you authorize us to send sms/email alerts to you for your login details and any other service requirements, including some advertising messages/emails from us.
Further, by using the website and/or registering yourself at GoWarranty.in for the reasons above-mentioned, and/or purchasing an GoWarranty product or service, you authorize us, as also our affiliates and our associate partners to contact you via email, phone-call, sms or direct mail and offer you additional services, basis the product you have opted for, impart product knowledge on the same, offer promotional offers running on website and other offers offered by the associated third parties, etc. For the aforementioned purposes, as also other permissible legal use, personally identifiable information may be collected and shared. Irrespective of you having registered yourself under DND or DNC or NCPR service, you still authorize us to give you a call from GoWarranty, our affiliates and associate partners for the above-mentioned purposes.
GoWarranty will not share your personally identifiable information to anyone other than as specifically noted herein. Notwithstanding the foregoing, GoWarranty may share and/or transfer your personally identifiable information to an affiliate and/or associate partner/business partner. GoWarranty may also share and/or transfer your personally identifiable information to any successor-in-interest as a result of a sale of any part of GoWarranty's business or upon the merger, reorganization or consolidation of GoWarranty with another entity resulting in GoWarranty not being the surviving entity.
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Visitors to this website/portal and every third-party are hereby informed that whilst the owners of this website/portal, viz GoWarranty & Services LLP ("GoWarranty"), take care to ensure the accuracy of the Content, to the extent permitted by law, GoWarranty assumes no legal liability for and does not warrant that the information contained on this website is accurate or complete, or that these web pages will be free from errors or that its availability will be uninterrupted and GoWarranty hereby expressly disclaims and excludes all express and implied warranties, terms or conditions not stated herein, so far as such exclusion or disclaimer is permitted under the applicable law. GoWarranty excludes all liability to any person for any loss or damage caused by any errors or omissions, whether such errors or omissions result from negligence, accident, or any other cause, but this disclaimer is without prejudice to any claims for fraudulent misrepresentation, personal injuries or death. You expressly agree that your use of, or inability to use, the service is at your sole risk. You agree that from time to time we may remove the service for indefinite periods or cancel the service at any time, without notice to you.
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Complete Device Damage Protection Plan from GoWarranty
The complete damage protection plan (UIN: IRDAN108CP0046V01201819) for insurance coverage of your Equipment (Air conditioner, Washing machine, Refrigerator, LED/LCD television, Home theater & sound bar, laptop, desktop, microwave oven & OTG, dishwasher, camera, smartphone (Android & Apple), Apple iPad, Android tablet, or graphic tablet, as applicable), powered by Tata AIG General Insurance Company Limited.
The plans needs to be activated within 5-days of the purchasing the accidental, physical and liquid damage protection plan. Failing to activate the plan leads plan failure without the possibility of cancellation and/or refund.
You will be covered under the above-mentioned protection plan policy for a sum insured of up to the maximum of the equipment purchase value for accidental damage (including liquid damage) but excluding theft and burglary of your equipment during the policy period. Please refer to the exclusions as mentioned in the Insurance Policy Terms and Conditions enclosed herewith. Please note that in case of Damage (partial loss) to the covered equipment under the policy, you will be paid the repair cost of your equipment after adjustment of compulsory deductible specified in the terms.
In the event of Total Loss of the covered equipment under the policy you will be paid the invoice value of the equipment less depreciation based on the age of your equipment on the date of accidental damage (including liquid damage), less compulsory deductible at the rates as specified below but limited nevertheless to the invoice value at the time of purchase.
You must intimate the Accidental Damage claim to GoWarranty by telephone/e-mail, immediately after you have discovered the loss but not later than forty-eight (48) hours of discovering the accidental damage loss/incident. GoWarranty cannot be held responsible for declining the service request if failing to report the damage/incident within the specified time limit.
Service requests need to be raised after 7-days of plan activation. Service requests raised within 7-days of plan activation will be rejected.
Depreciation applicable
- 0 to 3 months: 20%
- 3 to 6 months: 30%
- 6 to 12 months: 40%
Compulsory excess of 7.5% of claim value will deducted for every service request
GoWarranty Damage Protection Plan Benefits
Once the damage protection plan is activated, thereafter if your device incident during the plan period, GoWarranty will pay any amount subject to conditions 1 and 2 detailed below:
Condition 1: Depreciation will be applicable for total damage claims which will be calculated as a percentage as defined below upon the invoice value. For Partial Damage claims depreciation is not applicable.
|Age of equipment
|Applicable Depreciation
|0 - 3 months old
|20% on invoice value
|3 - 6 months old
|30% on invoice value
|6 - 12 months old
|40% on invoice value
Condition 2: In case of partial damage and total damage, every service request of the activated plans shall be subject to a deductible of 7.5% of repair cost.
Condition 3: In case the repair cost is more than 75% of the invoice price, a salvage applicable.
|Invoice Value of Covered Item
|Percentage of Salvage value
|For Mobile phone Up to Rs 30,000
|5% of the invoice value (minimum of Rs. 500)
|For Mobile phone from Rs. 30,000/- to Rs. 50,000/-
|5% of the invoice value (minimum of Rs. 1,000)
|For Mobile phone of Rs 50,000 and above
|5% of the invoice value (minimum of Rs. 1,500)
|For All other Equipment
|2% of the invoice value
GoWarranty Damage Protection Plan Exclusions
This protection plan does not cover your loss or liability caused by or arising out of or aggravated by:
- Damage caused by any process of cleaning, dyeing, or bleaching, restoring, servicing, preventative maintenance, repairing or renovation or deterioration arising from wear and tear, moth, vermin, insects or mildew or any other gradually operating cause.
- Loss or damage caused by mechanical or electrical derangement/ breakdown of any article unless caused by accidental external means or specifically declared and accepted by us and expressly stated in the policy schedule.
- Any loss or damage arising through delay, detention or confiscation by Customs or other authorities.
- Loss or damage whether direct or indirect arising from War, Warlike operations, Act of Foreign Enemy, Hostilities (whether war be declared or not), Civil war, rebellion, Insurrection, Civil Commotion, Military or Usurped Power, Seizure, Capture, confiscation, Arrests Restraints and Detainment by the order of any Government or any other authority.
- Terrorism: This Policy excludes loss, damage, cost or expense of whatsoever nature directly or indirectly caused by, resulting from or in connection with any act of terrorism regardless of any other cause or event contributing concurrently or in any other sequence to the loss.
- Any loss, destruction, or damage to any property whatsoever or any loss or expense whatsoever, resulting or arising there from or any consequential loss and any legal liability of whatsoever nature, directly or indirectly caused by or contributed to by or arising from ionizing, radiation, or contamination by radioactivity from any source whatsoever.
- Any loss, destruction, damage or legal liability directly or indirectly caused by or contributed to by or arising from Nuclear Weapons Material.
- Loss damage or consequential loss directly or indirectly caused by, consisting of, or arising from any functioning or malfunctioning of the internet or similar facility, or of any intranet or private network or similar facility.
- This shall not exclude subsequent damage not otherwise excluded which itself results from an insured peril.
- Consequential loss or legal liability of any kind.
- Loss or damage due to or contributed to by the Insured having caused or suffered anything to be done whereby the risks hereby insured against were unnecessarily increased.
- Loss or damage due to misplacement, misuse, reckless, abusive, willful, or intentional conduct associated with handling and use of the covered item.
- Any cosmetic loss or damage including but not limited to scratches and dents that do not otherwise affect the functionality of the covered item.
- Loss or damage arising out of any pre-existing conditions.
- Loss or damage arising out of the misuse of or use other than in accordance with manufacturer's recommendation of or use of any accessory which has not been approved by the manufacturer with the insured appliances.
- Loss of SIM memory card, charger/cables, adaptor, batteries, and other accessories.
- Any loss or damage caused due to explosion of battery.
- The excess stated in the plan to be borne by the insured in any one occurrence
- Loss or damage for which the manufacturer or supplier of the insured items is responsible either by law or under contract
- Loss or damage caused by willful act or gross negligence
- Damage to device due to fall of device from shirt pocket while bending down
- Damage/loss to device due to unexplained circumstances.
- Damage to device because of sitting on the device.
- Liquid damage to device if taken to swimming pool, river, sea, or beach.
- Damage to device while participating in any kind of sports activity including swimming and gym.
- The cover shall be voidable in the event of misrepresentation. misdescription or non-disclosure of any material particular to the insured device.
- Loss of or damage to the device that is registered in the name of a corporate entity and is not used by a bonafide user
- Any type of self-repair or attempted self-repair of the Insured Device by the insured.
- Any damage or loss occasioned from any water borne craft or swimming activity
- Non-availability of proper device purchase proof (Tax Invoice copy) with proper GSTIN details of the seller and tax charged breakup
- Device repaired/Replaced without the formal approval from Insurance company.
- Device Identity: IMEI or serial number of the device should be clearly visible in the submitted salvage, claim shall be rejected in case identity of device is not proven.
- Loss or damage caused to the Insured Device due incorrect storage, installation, or incorrect setup by the insured.
- Use of the insured device for commercial activity by giving the insured device to other company on hire, rental, loan, or the device ownership us transferred to the third party.
- Device unboxing, or the device activation date is prior to the device invoice date, in such scenarios, the plan stands void.
Cancellation Terms For Damage Protection Plan
The damage protection plans purchased from the GoWarranty website can be cancelled within 5 days of purchase. No cancellations can be made by the customer after 5 days from the date of purchase of damage protection plan.
If the customer makes a request, knowing it to be false and/or fraudulent as regards the value or the amount of work or otherwise, this Service Agreement is deemed to be cancelled from inception without return of money paid and the customer must return all request payments received till such cancellation, including any shipping charges or other ancillary charges incurred by GoWarranty.
The plans needs to be activated within 5-days of the purchasing the accidental, physical and liquid damage protection plan. Failing to activate the plan leads plan failure without the possibility of cancellation and/or refund.
Please be advised, a plan once activated, it cannot be cancelled or refunded, even if it falles under 5-days window.


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How to Survive when Trading Your Backpack for a Briefcase Isn't All You Thought it Would Be
So, you're about to graduate from college and enter the full-time workforce. Maybe you've already got the job offer in your hands. This is the moment you've been waiting for.
There are countless articles and books on finding your first job, succeeding in the workplace, making a name for yourself, and moving up the company ladder. They'll tell you how to dress and make sure you know exactly how to impress your new boss.
But what not too many career-related resources will admit is that sometimes, work sucks. Adjusting from the college lifestyle to being a member of the workforce can be a stressful, frustrating and sometimes disappointing transition.
I was an independent, first-generation college student. My parents didn't have the money do to much more than give me the occasional care package, or the experience to guide me through things like applying for financial aid. As a result, I worked 3 part-time jobs to pay my way through school.
Each semester, I took 4 or 5 classes and worked somewhere between 30-40 hours a week. It's easy to understand why I thought great things were coming my way. Heck, after living with a schedule like that for years, the notion of just having one full-time job seemed like easy street.
But it wasn't.
The lifestyle of a college student, especially one who also works, is often hectic, chaotic, and non-stop. You're only half-joking when someone asks you if you're getting enough rest and you turn to them and say "Sleep? What's sleep?"
But college life also features variety and constant change. Each semester brings a new set of classes and new people into your life. One week you're writing papers, the next you're cramming for exams. Your jobs are usually the type of work you can leave behind when you go home at the end of your shift. Your work schedule itself may vary based on your classes and what else you've got on your plate. Each day is new and different.
When I transitioned into my first job, I was amazed at just how hard I found it. I wasn't used to going to the same place and seeing the same people every day. I found myself feeling bored and confined at the notion of spending 40-plus hours a week in my office. When I found myself sitting in meetings that went over the same stuff again and again, longed for the days when I bounced from a lecture on literature to one on abnormal psychology. Those topics may have put me to sleep then, but I'd have given anything to be discussing them instead of "how to increase productivity" for the fiftieth time now.
I don't want to make it sound like work is a prison sentence. In the right job for you, it is possible to thrive, find challenges and adventure, make an important contribution, earn decent money, and maybe even still have a somewhat flexible lifestyle. But in order to get there, it is important to face the transition from college to work with both a realistic perspective and a positive attitude.
Here are a few of the things I wish someone would have told me as a new college graduate. If I'd given them some forethought, the transition may have been a bit less bumpy.
Money still doesn't grow on trees.
When you're used to living on a college student budget, the idea of an actual full-time salary is overwhelming. You can feel rich on a paycheck that those who have been in the workforce for a while would find downright depressing.
Chances are, you'll have more money now than you've ever had before. But before you start offering to cover the bar tab for all your friends who are still in school or buy yourself that new top-of-the-line TV, remember that it isn't just the amount in your pocket that is increasing. Most likely, your expenses will go up too.
Generally, living on campus is cheaper than renting an apartment or paying a mortgage, especially when you factor in electricity and other utilities. Don't forget what you're paying out for cable TV, your internet connection, and your phone service. Maybe you got support with your bills from your family before, and are now on your own.
A professional wardrobe is also usually quite a bit more expensive than your college student attire. There's some truth to the saying "it takes money to make money."
Before you jump into making huge financial commitments or blowing wads of cash while you're out and about, take some time to get used to living with both your new income and your new obligations. You'll be better off in the long run.
Variety is no longer guaranteed, so learn to make "the same old same old" interesting.
`Even if you land your dream job, the transition from being all over the place to having the majority of your waking hours spent focusing on your work can be tough. Doing anything for at least 8 hours a day, 5 days a week, can get old after a while.
Instead of having a class or two in the morning, a break in between, another class in the afternoon and maybe a few hours at your part-time job in the evening, you'll get up in the morning and head to the office. Unless your job is of the "in the field" variety, you'll be there most of the day, staring at the same four walls or cube farm. You might have the occasional meeting or off-site event thrown in now and then, but for the most part you'll need to get used to seeing the same scenery and doing the same types of things day in and day out.
It'll be up to you to make your work life more interesting. Invest yourself in knowing all you can about the organization and its operations. Try to learn new things every day. Make sure you take a break each day to soak up some sunshine. Don't spend all your off-hours crashed out in front of the TV. Build varied and fun activities into your spare time, whether they involve gradually decorating your new apartment, hitting the gym, taking the occasional weekend road trip, or catching a weekly movie with your friends.
Just because your friends are still out all night doesn't mean you should be.
In most circles of college friends, everyone doesn't transition from school to work at the same time. Perhaps some of your friend are taking longer to complete their degree, and are still living the college life. They might have gone on to graduate school instead of jumping into the workforce. Maybe they graduated with you, but just haven't found a "real job" yet.
Sure, they can blow off the 9 a.m. lecture. But your boss stops by every morning at 8:30 sharp to see if you're at your desk. The invitation to stay out until the wee hours of the morning partying like the college days is tempting. You're still young and very much alive, after all. But even if you can drag yourself in on 3 hours of sleep, there's nothing more miserable than suffering through 8 hours of drudgery with a hangover.
Don't give up being the party guy or girl if that's what you like to do. But consider saving it for the weekends.
Don't let the monotony drain your brain.
Some jobs will be full of new things to learn and experience. Others will have a short learning curve, followed by months on end of doing the same thing. Once you've got these types of jobs down, they can quickly become routine, monotonous, and boring.
The funny thing about being bored at work is that it can actually be more draining and stressful than being challenged. Most people like to feel productive and useful. While you may not miss exams and cram sessions, you might find yourself missing the college atmosphere, where everyone is intent on learning new things. You'll quickly learn that a day of doing something that doesn't tax your brain at all can make you just as exhausted as wrestling with difficult new concepts.
You've heard the saying "if you don't use it, you lose it," and it applies to our ability to learn new things. Getting out of the habit of making new discoveries can make you forget out to stimulate your brain.
Don't give into the temptation to veg in front of the TV set, surf mindless web sites, or sleep off your drudgery-induced lethargy every night. Instead, have pet projects at home that re-energize your mind and get you excited. Read, write, play a sport, learn a language, do carpentry work, paint, play an instrument, visit museums, make jewelry, become a good cook … whatever floats your boat. Just don't let the daily ritual of filling out mindless reports or answering the same question 50 times a day turn you into a zombie.
At work, seek out opportunities to take on new and different things. Show yourself to be capable of getting done what's been assigned to you while still contributing to or observing other areas. Let it be known that you want to stretch your horizons, without making it seem that you don't value your current assignments.
If it looks like opportunities to do more with your talents and skills aren't going to present themselves in spite of your efforts, use your spare brain power to start planning your next job search.
Remember that you're once again the little fish in the big pond.
The degree you just earned and all the experience that came with it really do mean a lot. They landed you the job, after all.
But to your co-workers who have been there for years, you're still the new kid on the block. Be confident but humble, involved but not overwhelming. You don't want to be the doormat who gets assigned nothing but the mindless, boring tasks. But you don't want to be branded as the "annoying new kid who steps on toes and tries to change everything" either. Take time to observe, learn and understand the operation. Figure out where you fit in now and where you hope to be in the future. Make sure you know why things run the way they do before you come in bright-eyed, bushy-tailed and full of ideas for change.
Get to know everyone. The most helpful people will be colleagues in your line of work who are willing to provide support and training. Take notes on what you're learning, even if it seems simple at the time. Don't be the one who has to ask three times how to log into the computer system because you haven't bothered to write down the steps.
Also make sure you get to know the administrative support staff in your office. Most of the time, they're the ones who really keep things running. If you need to plan an event, have a question about human resource issues, need supplies or IT support, or want to gain access to a higher up, these are usually the people who can easily help you get what you need.
Start walking the work/life balance beam right away.
Most success-on-the-job resources will tell you that now is the time to go above and beyond. Give it your all. Shine like a star. Get to work early and stay late.
To a certain extent, they're right. You're new, and you want to impress your boss and those around you so that you'll keep your job, get promoted, and be on the way to financial and career success.
But there's more to life than work, and I'm a firm believer that if the rest of your life is passing you by then you aren't really all that successful. The trick is to be productive and ahead of the game at work while still enjoying and appreciating the rest of your life. Household responsibilities, time with loved ones, time for personal interests, and just plain fun are important.
If your company needs support on the occasional late night or weekend to meet deadlines, jump right in and volunteer. But if working ten hours a day and coming in on the weekends is a regular expectation, you have to question whether things are being run the way they should be. People are entitled to lives outside the office.
If you start out as the gung-ho new guy who stays late every night, and then over time start trying to reclaim your life, it'll look like you've gone from dedicated employee to slacker. But if you go above and beyond now and then while still making sure enough of your off-hours are sacred, and maintain that schedule, then you'll just look … dedicated.
Burnout is real. People who don't take time for themselves are usually harried, bitter, boring and tired. Their personal relationships suffer. Don't become one of them. Be the person who comes in each day fresh and ready to go, not the one who feels like she never left and just really wants a nap.
The work habits you develop now will carry through the rest of your career. Make sure they're ones that benefit your entire life, not just your job.
Co-workers aren't like classmates.
In college, you may have had a set of new classmates each semester. Some became friends. Some became study buddies. You may have partied, shared secrets, talked about your sex lives and made fun of geeky professors. A few became part of your permanent social circle, the rest drifted on as the academic or living arrangements that brought you together shifted.
At work, you're probably stuck with most of your co-workers indefinitely. You rely on each other to get your jobs done. If the IT crew isn't developing what the marketing team needs, then everyone fails.
Be warm and friendly to your co-workers. Pitch in and be a team player. Ask questions, learn, and offer input. There probably will be difficult people, and you'll need to learn to work with them. Unlike the annoying guy in your seminar class who always had his hand raised, they won't be going away at the end of the semester.
There will be others that you actually enjoying working with. You'll have goals in common. You may even find that your interests outside of work are similar.
Co-workers can become friends for life. I have made several along the way. Many are part of my personal life now even though we don't work together anymore. But it is important when forming friendships with co-workers to tread slowly and be cautious. Don't jump right into doing bad impersonations of the boss or talking about your cheating boyfriend or how the new girl in research is hot. Be sure the person you're confiding in or just having fun with isn't someone who will use what they've learned against you or inadvertently share your personal information with other co-workers.
Humor is your best weapon.
Yes, there are times that work just sucks. By day four of another five-day week, you'll sometimes feel like pulling the covers over your head and moaning "there's gotta be more than this."
Keep your sense of humor about you. Observe workplace quirks and laugh about them. Journal about the absurdity of it all, just not someplace where your boss is likely to find what you've written. Tell funny work stories to your friends and family.
The comic strip Dilbert and the movie Office Space were such big hits for a reason. There's a common thread of both the annoying and the inane that holds the working community together. We get through it by laughing about it.
Develop healthy habits.
You'll look and feel better if you eliminate some of those college bad habits early on.
Maybe in college, you were running around so much from class to class and job to job that you really didn't need to work out regularly. Now, you're sitting at the same desk all day. Build a workout routine into your schedule, even if you've never had one before. It'll be good for both your body and your spirit.
Make healthy food choices, even if in college you lived on pizza and beer. Don't deprive yourself totally of your greasy spoon favorites, but balance them out with healthy meals most of the week. Make breakfast more than a cup of coffee. It really will help gear up your mind for the day.
Get plenty of sleep, even if it means taping some of your favorite TV shows and watching them over the weekend. Workdays seem even longer when you're sleep-deprived.
Make it a point to keep in close contact with family and friends. When you're stuck at work all day, it can be harder to find time for personal calls or visits just to hang out. But makes sure you do. Those you love can be a lifeline and a support system as you're adapting to the world of work.
Finishing college and starting your first full-time job is just like any other adventure. It has its highs and lows, its ups and downs. The transition may not be easy, but with realistic expectations, adaptability and a positive outlook, you'll be able to be both successful on the job and happy in your life.


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September 2018 Spotlight Florist
Keith Burroughs
Brand Director
Norman Smith Enterprises INC.
September is a great month! Most school aged children will be headed back to school, the weather will finally be breaking into the fall season, and we here at Norman Smith Enterprises are proud to bring you a new Florist spotlight feature. We take our time to figure out who among our 7000+ customer will be featured as the "Spotlight Florist of the month".
This month is dedicated to "Floral Designs Of Mount Joy". Located in Mount Joy, PA this exceptional florist specializes in Wedding Designs, Sympathy Designs and Seasonal Designs. You can check out their website at www.FloralDesignsOfMountJoy.com
"Spotlight Florist Of September 2018 "
Norman Smith Enterprises INC
Jill and her team of designers have been creating beautiful wedding arrangements in the Mid-Atlantic area for 16+ years, combining the latest trends and each couple's personal style. Their work has been featured in Lancaster County Magazine and the Knot.com's bridal publication.
Floral Designs of Mount Joy has received both "The Knot.com Best of Weddings" and the Wedding Wire "Bride's Choice Award" for their creative wedding design work in Central PA.
Consultations to discuss your custom floral pieces are held with the owner, Jill, who will assist you in selecting the perfect flowers and look for your dream wedding.
Located between Mount Joy and Elizabethtown, Floral Designs has been making the community a little bit brighter and a little more fragrant for 16 years. Owner Jill Hoffines-Erb has a team of skilled designers who have extensive backgrounds in the horticulture and design industry, ranging from landscaping, home décor, and large scale event work in Washington D.C. and parts of California. Collectively, Jill, Brenda, Tina, Jim, and Brenda pride themselves on making breathtaking custom designs for your home, special occasions, wedding and events.
"Custom designs with you in mind!."
Floral Designs Of Mount Joy
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As a person who is particular about their appearance, have stubborn fat in a certain body part is disappointing. Individual suffering from this fear for his physical figure surely understands the situation. I am not saying that losing weight through the natural procedure is not helpful since it can also... Continue reading
Posted Sep 7, 2011 at Lorna Bresko's blog
For us who love caring for your garden, the plant can be a big enough advantage. This principle applies to us as a garden and a large lawn, which are very ideal. The benefits of having a lawn that looks good are numerous. And one of the best benefits is... Continue reading
As we all know how exciting to have to spend time together outside of our house. Of course, nothing can be a complete entertainment center that our garden or playground. No doubt love to play in the garden or playing field is grass, where he has a tendency to sleep... Continue reading
Most of us are surely familiar with artificial turf. And if it becomes popular, some of us are not yet Ware benefits. Given the artificial turf on the natural grass is ideal for some, the reason why there are still many of us who prefer to use natural grass because... Continue reading
If you do not know the work of laser liposuction, you should stick with this article. The process uses a laser to melt fat, liposuction is used prior to retirement. This process is very useful because it is easier to suck through a small tube called a "cannula". The lasers... Continue reading
As we all know that liposuction is one of the most common cosmetic procedures United States. It is also called liposuction tummy tuck, liposuction and suction assistance. The ideal candidate is physically fit and eats well balanced meals but is unable to reduce a fatty deposit that is well localized... Continue reading
For a person suffering from tinnitus, choose natural remedies are one of the most effective and safest medicines. Although they are aware that most of these solutions can be help get rid of their condition f or worse. This is because, natural remedies can easily be found at home and... Continue reading
Tinnitus is the Latin word for tinnitus "poor" is the perception of sound in the human ear in the absence of corresponding external sound. Tinnitus is not a disease but a symptom that can result from a wide range of underlying causes: the unusually high noise in the ear canal,... Continue reading
When you look at a unique and wonderful, who needs a good interior designer? These design professionals have provided a variety of themes and templates for each part of your home. This process is said to be the manipulation of spatial volume and surface treatment. There are many ideas to... Continue reading
Posted Aug 27, 2011 at Lorna Bresko's blog
Recently, artificial turf has become very popular and has taken the market by storm. In fact, promises to increase the number of people who are considering artificial turf grass. This is why synthetic turf is a big improvement. There are a lot of factors, which you can choose synthetic grass.... Continue reading
Posted Aug 25, 2011 at Lorna Bresko's blog
As we all know that artificial turf is simply an artificial surface made of synthetic fibers that are specially made to be able to replicate the look of natural grass. Artificial turf or grass has been first used in the sports industry to be able to replace the natural grass... Continue reading
Posted Aug 25, 2011 at Lorna Bresko's blog
As we all know that when it comes time for dinner, you and your family can be sure that the kitchen is ready, willing, and, of course, will be able to serve, not only his family but also with friends. You should know that the necklace lights will give you... Continue reading
Some people are very special to her face and appearance. They are doing something about it. It 'a good thing in the medical field has found a new way to help achieve this goal. Thank you for your cosmetic surgery procedure is now possible to remove the excess fat. This... Continue reading
One of the frequently asked questions when we go through liposuction is the recovery phase. Prospective patients want to know how long it will take to fully recover from this procedure. Well, according to the type of procedure performed, your doctor will tell you if it can take days, weeks... Continue reading
Medical technology has constantly evolved over the past year. What was impossible became possible then because the medical field continues to reach new heights. Breakthrough after breakthrough was achieved, and the liposuction. There are many people who are really conscious of their figure. There are many things to talk about... Continue reading
Posted Aug 22, 2011 at Lorna Bresko's blog
There are several ways on how to avoid indigestion. Experts can advise us many remedies and preventive measures, including our own daily diet. For example, there are a number of beverages that are natural remedies for acid reflux. Though most of these drinks are known to be folk remedy, there... Continue reading
Posted Aug 20, 2011 at Lorna Bresko's blog
Everyone who is suffering from tinnitus and in search or effective remedy for their condition has heard about Tinnitus Miracle System. Well, let's start off with introducing it. It is the book written by Nutrition Specialist, Health Consultant, and Medical Researcher named Thomas Coleman. The book is about revealing the... Continue reading
Posted Aug 19, 2011 at Lorna Bresko's blog
We all know that is hard to find the best remedy to get rid of your tinnitus. To help you choose the right medication for their condition, in addition to tinnitus miracle system, here are some remedies that promise you can try: • Anti-Depressants- as we all know, this medication... Continue reading
Posted Aug 19, 2011 at Lorna Bresko's blog
Surely there are some of you agree if I say that the creation of the garden or lawn, one of the first things you need to give priority to the grass. We all wanted a nice lawn, of course, can give us many advantages of the home. Your garden or... Continue reading
Posted Aug 18, 2011 at Lorna Bresko's blog
Many of us are sure to enjoy the love and good grass on the lawn or garden. To achieve this objective, it is possible, of course, a professional gardener; we can treat the grass in your garden or lawn. This can be difficult to work on the gardener, and you... Continue reading
Posted Aug 18, 2011 at Lorna Bresko's blog
Many of us believe that the decor is as simple as painting the house and moving furniture. They think the only thing that makes a big difference. I do not know that there are thousands of other things. You can be creative with the exception of the simple things you... Continue reading
Posted Aug 16, 2011 at Lorna Bresko's blog
Some of us have heard of the process known as liposuction. This type of medical intervention is performed to remove excess fat in certain areas of our body. The procedure is performed using laser technology with tumescent solution is known to modify pain during the procedure. In doing this type... Continue reading
Posted Aug 16, 2011 at Lorna Bresko's blog


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The Rowhouses at High Rock Springs
Custom Built Homes
Built on a patch of land that was originally part of an old textile mill, these homes are a wonderfully modernized version of the brick Victorian rowhouse style prevalent in the late 19th and early 20th centuries. The project consisted of 12 row houses, ranging from 2,500 – 3,800 sf. Each row house has 3 floors of finished space with an open floor plan, an open staircase and 3.5 bathrooms. All the kitchens were customized by Signature Kitchens.
Year Built: 2004
Duration of Project:
Location: Saratoga Springs, NY
Square Footage: 2,500 – 3,800


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A white LED light accidentally discovered by a Vanderbilt University graduate student, Michael Bowers last week, may change the way we light up our lives.
This breakthrough couldn't have come at a better time, the LED light consumes less energy and lasts about 50 times longer then a conventional light, but it also produces twice the power of that of a 60-watt bulb.
Bowers was attempting to create very small quantum dots or crystals just a few nanometers large, that's less than 1/1000th the width of a human hair. When he shined a laser on his group of dots, the unexpected happened, a soft beautiful white glow covered the table.


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The heavy burden of a silent scourge: domestic violence
Sunita Kishor1
Article 1 of the 1993 United Nations Declaration on the Elimination of Violence against Women defines such violence as "any act of gender-based violence that results in, or is likely to result in, physical, sexual or psychological harm or suffering to women, including threats of such acts, coercion or arbitrary deprivations of liberty, whether occurring in public or in private life." Acts of violence by husbands against their wives, or, more generally, by males against their female partners, are commonly known as domestic violence, and they fit this definition on all counts: Such acts are gender based, and they cause harm and suffering to women. Equally importantly, however, the harm caused by domestic violence is not restricted to the recipient alone: Research has clearly shown that such violence has far-reaching intergenerational consequences.
When I say that domestic violence is gender based, I am not referring to the fact that domestic violence is generally committed by persons of one sex against those of the other. Instead, I am referring to the gendered underpinnings of such violence. Gender is the socially constructed dimension of biologically determined sex. As such, gender encompasses the different roles, rights, and obligations ascribed by culture and society to women and men because of their sex. These ascribed roles, rights, and obligations are not just different, they also tend to be unequal: Men have more power than women do, and in some relationships, such as marriage, men may also have socially, culturally, or even legally sanctioned power over women.
That domestic violence is symptomatic of this gender-based power of men over women is evident from the extent to which women and men are socialized into accepting such power almost without question. For example, the Demographic and Health Surveys (DHS) data available for most countries show that when women are asked if a husband is justified in beating his wife under various circumstances, such as neglecting the children, not cooking well, talking to other men, or refusing to have sex with the husband, a significant proportion agree with one or more of these "reasons." What is even more telling is that, even in countries where such agreement is low, the one "reason" that women (and also men, if they are asked this question) are most likely to agree with is if the wife "neglects the children." Perhaps this is because the care of children is culturally perceived as the most binding of all gender roles ascribed to women. Accordingly, any violations of this gender norm are widely accepted as serious enough to warrant disciplining by the husband. What really brought this situation home to me in full force was an incident that took place when I was training a group of seasoned survey personnel on the implementation of the DHS questionnaire. While discussing the DHS question on whether husbands are justified in beating their wives, one of the trainees, a venerable gentleman, asked in a perplexed tone: "But madam, what if the wife is beating and beating the children? What can the husband do? He has to beat her!" There was dead silence in the room when, in response, I asked: "What if it was the husband who was beating the children? What would you expect the wife to do? Beat her husband?"
Since the early 1990s there has been a concerted effort in many parts of the world to document the extent and consequences of domestic violence for women and families. The DHS surveys provide nationally representative data on violence for several developing countries, including Colombia, the Dominican Republic, Haiti, Nicaragua, and Peru, and other sources provide additional data. The World Health Organizations Multi-Country Study on Womens Health and Domestic Violence Against Women also provides a rich source of comparative data for a number of countries, including Brazil and Peru. These data-collection efforts are unique because of the consistency of definitions and methodologies used to measure violence and the efforts made, in most cases, to maximize both the validity of the data and their ethical collection. In addition, these data sources provide information on domestic violence in conjunction with information on women's individual, marital, and household characteristics and on their health and the health of their children. This wealth of data has made it possible to document the prevalence of domestic violence, and to evaluate the risk factors and health consequences of such violence within an international comparative framework.
While research based on these data continues, some unequivocal results have been found consistently across countries and data sets. We ignore these findings at the peril of our societies, economies, and, if I may say so without sounding overly dramatic, humanity. There is now no doubt that in a large part of the world at least one of every three or four women of reproductive age has experienced domestic violence. We also know that such violence is not restricted to any one subgroup of the population; women in all subgroups are at risk. While it is commonly assumed, there is in fact no consistent relationship across countries between poverty and violence. In some countries, educated women and uneducated women have similar risks of experiencing violence, while in other countries the risk that educated women face is lower but still not negligible. Women whose husbands drink excessively are consistently at much higher risk of violence than are all other women.
That the experience of domestic violence will affect womens own health and well-being is not surprising. In most countries, between one-third and two-thirds of women who report experiencing violence tell of direct physical consequences such as aches, bruises, or broken bones. Abused women report thinking about committing suicide more often than do other women. Violence also affects womens reproductive health. For example, the experience of abuse is positively associated with adverse pregnancy outcomes such as abortion and miscarriage. There is clear evidence from the DHS for several countries, including the Dominican Republic, that women who have experienced domestic violence are more likely than are other women to have had a non-live birth, as well as a birth that was not wanted, even after controlling for other relevant factors such as wealth and parity. Additionally, abused women have a higher risk of having had a sexually transmitted infection. While this list of health consequences of domestic violence is far from complete, it is enough to illustrate how domestic violence is undermining the mental and physical health of women as well as their quality of life.
The adverse effects of domestic violence do not end with these or other health consequences for women alone; what makes domestic violence particularly insidious is its intergenerational effects. Children of mothers who have been abused have higher mortality rates, lower immunization rates, and in some countries are more likely to be undernourished than children of mothers who have not experienced domestic violence. There is also consistent evidence for additional disheartening intergenerational effects: Compared with children of mothers who have not been abused, female children of abused mothers are more likely to be abused as adults, and male children of abused mothers are more likely to be abusers as adults.
Clearly, domestic violence is not a scourge like most other scourges; its harmful effects do not disappear with the generation that was directly involved. The scourge will be resurrected in every successive generation, unless we treat it as a public health emergency and make concerted efforts to eliminate it.
1 ORC Macro, MEASURE DHS, Calverton, Maryland, United States of America. Send correspondence to: Sunita Kishor, MEASURE DHS, ORC Macro, 11785 Beltsville Drive, Calverton, Maryland 20705, United States of America; telephone: 301-572-0384; e-mail: email@example.com


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New EP!! Cotton Lords
Five Songs of the Lancashire Cotton Famine
After two years of research, collaboration, composition and recording we're proud to announce the release of our new Limited Edition Deluxe EP:
'Cotton Lords - Five Songs of the Lancashire Cotton Famine' produced by Matt Williams.
We've set five texts from the Cotton Famine of the 1860s to new music, as part of a project based at the University of Exeter
Released on: April 26th 2019


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No more asking, "What's for dinner?" Each afternoon, Kim will reveal what she whipped up in her home kitchen the night before. She'll also provide advice and recipes so you can make a similar meal yourself.
By the time I was finished making Giada DeLaurentiis's Penne with Beef and Arugula, I felt I deserved a glass of wine. Not that it's hard to make, but my little boy had discovered a new toy, my funnel, on the counter and was experimenting with my glass of water and one of his little cups. And the recipe's at least 30 minutes solid work, so he was getting away with a lot. At one point he was making such a mess that I put him out. Two minutes later, he peeks his head around the door. "It's so hot and smoky, I don't understand why you want to be in here." He just stared at me, but I know we both like the companionship.
More From Woman's Day
This had to be a winner. Steak for my husband, pasta for the boy, arugula for me. I did things a little differently so I could serve the recipe hot, with wilted arugula. I started a pot of water for pasta, then seared a 2/3-pound strip steak in oil in a skillet, 7 minutes on each side. Took that out of the skillet and set it aside for 5 minutes, to rest. Meanwhile I added about 1/2 pound tube-shaped pasta (I used mezze rigate, which is short and ridged) to the water and boiled it according to the box's directions. Made a vinaigrette of balsamic and red wine vinegars (1/4 cup), mustard (a big squirt), salt, pepper and oil (1/2 cup), then added the arugula (which was different from the recipe, but I wanted the hot pasta to wilt it). Tossed in cooked pasta, then the steak, which I had sliced. So many bright, peppery flavors to balance out the richness of the steak. It turned out pretty good.
A few other meaty pasta dishes:
Orecchiette with Spicy Sausage and Broccoli Rabe
Philly Cheesesteak Pasta
Bow-Tie Pasta with Chorizo and Tomatos
How often do you eat pasta for dinner? What do you add to your pasta dish to make it a meal? — Kim Walker


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Is it just me or does Roger Bennett totally look like Kasey Keller when he turns to profile?
- Greg Seltzer
Wednesday, June 25, 2014
You had me at cupcake.
Posted by Greg Seltzer at 10:15 PM
Labels: by Greg Seltzer, Germany, USMNT, Videos, World Cup 2014 Group G
1 comment:
- Unknown said...
Love the Men in Blazers!
- June 26, 2014 at 12:14 AM
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text: This was a one-day State Street event for employees and special by invitation-only clients in partnership with TED. It was simulcast to State Street office worldwide. State Street employees from offices all over the world gave short TED-style talks about a variety of topics. I developed the identity for the the event and designed the environmental graphics and promotional pieces leading up to the event, including intranet promo ads and environmental graphics.


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Luxury Modern Villa on Cap d'Antibes
By Magaly • May 13, 2014
This luxury modern villa is located on Cap d'Antibes, France.
The home has 6 bathrooms and 6 bedrooms, and is available for rent.
Luxury modern villa on Cap d'Antibes:
"Special and unique property on Cap d'Antibes, large garden and views right to the sea. Brand new villa, ultra modern ; all fixtures, furnishing and equipments are to the very highest spec. State of the art technology.
Less than a minute walk to the beach, 5mn to Les Pêcheurs private beach club and 5 minutes to the Hotel du Cap. It is about a 5 minute drive to Juan les Pins and Antibes.
The refined interior design is modern Asian, enhanced with a mix of new and antique, all interior design and furnishing are to the very highest spec."
Photos by: 3mille
You may use j/k/arrow keys to navigate through the articles


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How Getting a Bail Bond Works
The bail bond process in San Antonio begins right after a person is arrested. Whether its a misdemeanor or felony bail bond, the process is pretty similar. Once a bail is set, the first thing you need to do is contact a bail bondsman. A bail bondsman can provide with you information concerning the cost of the bail bond, as well as what your loved one may have been charged with. Once that information has been provided you then go to the office and sign the necessary paperwork. You will need some money to put in as a down payment. Most bail bond places set the total amount that you pay at 10 percent of the bail amount, however you can usually pay this out in payments. This makes bailing someone out much more affordable. Once you have signed the bail bond paperwork, the bail bondsman then takes the bond to the Bexar County Jail, and the jail then processes that paperwork. Once they have finished with all their paperwork, the jail will then release the individual.


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Spotify UK lifts five plays per song limit for free users
Music streaming giant Spotify has announced it'll no longer restrict users of its free, ad-funded offering to five plays for each of its multi-million-strong library of tracks.
Since April 2011, those unwilling for fork over £5 a month for the Unlimited service or £10 a month for the Premium offering have seen tracks become unavailable for streaming once they've been enjoyed a measly five times.
It has proved a bit of a stickler for users who find a song, album or artist they really like, but it has probably been a great success for Spotify in terms of tempting users into upgrading to the uncapped monthly subscriptions.
In a post on the company blog Spotify said it was happy to be lifting the restrictions, as it has across other European countries.
The post read: "We've got some mighty fine news for all Spotify Free users. From today, there's no more 5 play-per-song limit. You can listen to your favourite songs as many times as you like."
Free users will still be limited to 10 hours of playback per month, but the good news is, if they want to listen to 'Call Me Maybe' on repeat for those ten hours, then they will be free to do so.
Those who're newer to Spotify won't notice a difference as those who've been tuning in for less than six months "can already listen to whatever you want, as often as you like," the company said.
The move comes as Spotify seeks to make itself more accessible and visible to users around the globe. The Swedish-born company currently is currently trialing a web-based player, which offers access through browsers, while it continues to roll-out new social tools.
France is now the only European company who has a per-song restriction in place, while the United States, Australia and New Zealand have no caps for songs or hours.
Via Telegraph


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PBS, the Maltese national broadcaster has confirmed to ESCToday that Malta will compete at the forthcoming 2017 Eurovision Song Contest in Ukraine.
It is more than likely that Malta will opt for a national selection in order to select its Eurovision entry and act for Ukraine. More details and information regarding the 2017 Maltese Eurovision project will be released in due course.
Thus Malta joins Lithuania, Cyprus, Latvia, Portugal, Slovenia, Armenia, Sweden, Denmark, Finland, Norway, Switzerland, France, Germany, Ukraine, The Netherlands, Belgium, Ireland and Estonia all whom have confirmed their intention to participate at the upcoming Eurovision Song Contest in Ukraine.
The official list of participating countries at the 2017 Eurovision Song Contest is expected to be released by the EBU by late December 2016/early January 2017.
Malta debuted at the Eurovision Song Contest in 1971 and is yet to win the event. The beautiful Mediterranean island's best placing in the contest was achieved in 2002 with Ira Losco and in 2005 with Chiara, when the country placed 2nd.
In 2016 Ira Losco was back in the competition for the 2nd time with her entry Walk on water.
The preliminary dates for the 2017 Eurovision Song Contest have been set on 9, 11 and 13 May.


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Mr. Football finalists announced
The Tennessee Titans announced the finalists for the 31st annual Mr. Football Awards on Monday, with play-by-play voice of the Titans Mike Keith making the announcement on the team website.
The four semifinalists in each category were trimmed down to two, leaving 34 total finalists in the six classifications in Division I and the two in Division II.
Each classification will award a Back of the Year and Lineman of the Year award. There will also be a Kicker of the Year award given to the top kicker in the state, regardless of classification.
Keith will also emcee the awards presentation on Nov. 30 at Nissan Stadium.
2015 finalists
Class 1A
Back of the Year: Preston Rice (Wayne County), Dresser Winn (Dresden)
Lineman of the Year: Daniel Bituli (Nashville Christian), Jamison Blackwell (Union City)
Class 2A
Back of the Year: Andrew Goldsmith (Trinity Christian), Cordarrian Richardson (Trezvant)
Lineman of the Year: Jake Harden (Boyd Buchanan), Boone Sweeney (Forrest)
Class 3A
Back of the Year: Traneil Moore (East Ridge), Zack Weatherly (CPA)
Lineman of the Year: Jonathan Decker (Alcoa), Matthew McClurg (Alcoa)
Class 4A
Back of the Year: Ashton Posey (Marshall County), Amari Rodgers (Knoxville Catholic)
Lineman of the Year: Emmit Gooden (Haywood), Cade Mays (Knoxville Catholic)
Class 5A
Back of the Year: Tee Higgins (Oak Ridge), Nate Johnson (Independence)
Lineman of the Year: Tyrel Dodson (Centennial), Jeremiah Jackson (Ooltewah)
Class 6A
Back of the Year: Dillon Mitchell (White Station), Jacoby Stevens (Oakland)
Lineman of the Year: T.D. Blackmon (Maryville), Delvin Salter (Whitehaven)
Division II-A
Back of the Year: Clay Beathard (BGA), Chase Hayden (St. George's)
Lineman of the Year: Trey Smith (USJ), Jacob Still (St. George's)
Division II-AA
Back of the Year: Ty Chandler (MBA), Austin Lee (Christian Brothers)
Lineman of the Year: Bryce Mathews (Brentwood Academy), Ryan Parker (Baylor)
Kicker of the Year: Crews Holt (Ravenwood), Jacob Smith (Siegel)
Reach Sam Brown at 615-259-8232 and on Twitter @SamBrownTN.