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If you want to see luscious European babes covered in cum, you're certainly headed in the right direction. With our Euro Babe Facials deal you'll unlock access to 44+ face splattering movies featuring the prettiest adult models in all of Europe. Scenes are filmed using the popular POV technique which puts the viewer smack dab in the middle of the action. It's almost as if it's your cock in her mouth, and your tongue diving into her pink box. Grab a discounted EuroBabeFacials pass today and prepare to have your world rocked by top class European cock suckers such as Kitty Lovedream and Jenny Simons. They'll fluff you up with their mouth and then you'll fuck them till they cream all over your dick. To return the favor, you'll blast a fresh load spunk all over their face. Although Euro Babe Facials has a regular membership fee of $34.95 a month, you can join right now for just $19.95 monthly with our 43% discount. That's a lifetime savings of $15.00 per month. If you're looking for the best price, you'll need to buy a 1-year membership for $149.95. That's an average of just $12.50 per month, which is a nice 64% off the regular price.
Get This Deal Now


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A roundup of today's biggest Chelsea transfer news.
Chelsea eye big-money Barkley bid
Chelsea are ready to sell Ramires to Real Madrid to help fund a move to sign Everton midfielder Ross Barkley, according to the Daily Express.
Sami Khedira Chelsea – verbal agreement for German to join Blues
Ryder Cup Football: Europe vs Rest of the World XI!
FIFA 2015 Player Ratings Revealed.
The Blues are desperate to land the young England sensation, who has also been linked with the likes of Manchester United and Manchester City in recent times.
Although Ramires has been a key player for the club, it is thought that he could make way as Chelsea eye Barkley as his replacement.

subset: commoncrawl


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Applying for disability benefits can be overwhelming, which is understandable due to the huge amount of paperwork that is involved. There are so many things to remember when applying for disability that it is easy to see why so many people miss important steps in the process. Having all of your paperwork and proof of disability together before you apply is the best route to take when trying to apply for disability. However, a lot of people still feel overwhelmed by the process. That is when you know you need someone on your side to lend a helping hand. Our team at National Disability Benefits can be who you count on when you are applying for disability. We take a great amount of pride in helping people get the benefits that they deserve; no matter what their disability is.
How Much Does Disability Pay
How much disability you will receive each month can depend on a number of different factors, such as how much money the person applying for benefits received during their entire work history. The amount of money that was made during the lifetime of the person applying for benefits plays a huge factor in determining how much your disability benefits will be. If you visit us at National Disability Benefits, you will find that we have a benefits calculator that can help determine how much you may receive in disability benefits. Keep in mind that these are not factual numbers, but are estimates based on a few simple questions that we ask. The calculations that we provide are not accurate results or based on anything other than our guess.
Earning Over Two Grand a Month
If you worked a full time job for many years, you are more than likely going to earn more in benefits than someone who did not work as much. People who receive disability benefits can be granted over two thousand dollars a month, which is nothing to scoff at. You can do a lot of things with two thousand dollars every thirty days if you are thirty and practice smart shopping. The amount of benefits that you could receive depends on how much money you put into the Social Security system. The less money that you earned in your lifetime, the less you will receive in benefit payments, which can be frustrating. If you need help getting your disability application approved, you should not delay in contacting our team at National Disability Benefits. We can provide you with a free disability evaluation where we will go over your case to see if we think you will be approved.
Qualifying Disabilities
There are multiple disabilities that can automatically qualify you for disability benefits. At National Disability Benefits, we can help inform you about the various benefits that you could receive benefits for. It is our goal to help you get the benefits that you deserve for your disability. Our team is willing to work endlessly to provide you with a helping hand when you need it the most.
Are you curious to know if you qualify for Social Security Disability benefits? If eligible, you could get up to $2,788 a month and get the financial compensation you need.
Take this FREE one minute online survey to see how much you may qualify to receive.How Much Does Disability Pay


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On a lovely weekend of March 23rd& 24th, the world famous superstar "SUPER JUNIOR" held a world tour concert series "Super Show 5" in Seoul, Korea. Fans from all around the world came to see the Super Junior's great shows and, for sure, Olleh Smart Genius didn't miss the chance to deliver the vivid moments of the venue to please global fans who couldn't join!
The Super Show 5 was held twice throughout the weekend, starting 7pm on Saturday and 4pm on Sunday. Let's check out the sketches of genie K-POP booth where fans of Korea as well as of overseas gathered together and join the event including Photo Wall and genie Pang game!
Fans from all around the world had a great time playing exciting games and taking a picture in front of the Super Junior's photo wall.
Special prizes were giving out to the fans who joined the event at genie K-POP booth!
Photoshoot with Super Junior members!
Are you Super Junior's fan? Why not download genie K-POP and enjoy special content!
For those who couldn't come to the show, genie K-POP is giving you the concert photos!
Now you can enjoy K-POP news at the 'Star focus' section from genie K-POP!
With KT's collaboration with KMP Holdings (music distributor of 7 major Korean record labels including SM, YG, JYP, Media Line, Star Empire, Union CAN and Music Factory), genie offers not only a complete set of music from the top K-POP labels but offers various content for K-POP fans.
Countries where "genie" global service is available
(Android application: "genie K-POP")
genie K-POP will soon be available in more countries including : Belgium, Canada, Hong Kong, Italy, Japan, South Africa, Thailand and Turkey.
>>'genie K-POP' App Download Click Here!! (For Android Users)<<
※ 'genie K-POP' is an application for users outside of Korea, it is now available in 48 countries above.
Want to know more about 'genie K-POP' ☞ http://www.genie.co.kr/en/
● Let's enjoy genie TV CF!
NEW genie TV CF 'teacher' episode
NEW genie TV CF 'confession' episode
'서비스 > 서비스&앱' 카테고리의 다른 글
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|genie K-POP with Super Junior World Tour "SUPER SHOW 5" in Seoul, Korea (0)
|지니(genie)와 함께 한 Super Junior World Tour 'SUPER SHOW 5' 공연 현장! [리뷰] (0)
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Tourism is an essential vehicle for national development. Many countries rely on this industry to sustain economic growth. The Philippines, with its excellent resources — natural, human, and cultural — has a lot of potential to become a premier tourist destination.
I thought of organizing this AIM–Dr. Andrew L. Tan Center for Tourism primarily to support various organizations through research, educational programs, conferences, lifelong learning processes, and other scholarly activities to expand the knowledge base available to all stakeholders. This Center is expected to become a catalyst that will spur the continued development of tourism enterprises not just in the Philippines but also within the greater Asian region.
As we recognize the complex challenges of tourism, the government cannot do it alone. Every organization — government, business, NGOs, scholars, and the community must collectively address the economic, social, and environmental challenges in the area. Each of us has a piece of the jigsaw and only when all the parties work together, is the puzzle complete, and all parties maximize their individual goals, locally and nationally.
And so therefore, I welcome you all to our Center, and let this be an important step toward a better and more sustainable society.
Thank you and Mabuhay!
Sec. Jesli A. Lapus, CPA, MBA, DPA
Chairman, AIM Dr. Andrew L. Tan Center for Tourism


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Leno and Other Stars Support the Strikers
Jay Leno, Julia Dreyfuss, Ellen DeGeneres, Tina Fey and other big stars are supporting the striking Hollywood writers.
I like the chant the strikers are using:
"Hey, hey, pencils down.
Hollywood's a union town."
Hillary and Barack Obama, who have received $2 million in contributions from those in the entertainment industry, also offered support:
Barack Obama said he stands with the writers and urged producers to work with them to end the strike.
Hillary Rodham Clinton called for a contract that recognizes the contributions writers make to the entertainment industry.
Has John Edwards weighed in yet?
|< MSNBC Considering Rosie O'Donnell for Prime Time | Toobin Explains Clarence Thomas' Anger >


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BLACKSBURG, VA, October 29, 2015: Today, National Bankshares, Inc. (NASDAQ Capital Market: NKSH) announced net income of approximately $12.28 million through September 30, 2015 compared to $12.78 million reported for the first nine months of 2014. Basic earnings per share were $1.77 which compares with $1.84 reported at September 30, 2014. The return on average assets for the nine months ended September 30, 2015 was 1.43% compared to 1.53% in 2014. The return on average equity was 9.60% and 10.99% for the same two periods. At September 30, 2015, the Company had total assets of over $1.14 billion.
National Bankshares' Chairman, President & CEO James G. Rakes commented, "As our regional economy continues its steady recovery, we are seeing increasing demand for loans in our market area. We continue to emphasize quality over quantity in our lending approach and believe we are building a loan portfolio that will perform well in the future. While our earnings remain strong, we look to the future and continue our investment in our systems, products, processes and people."
National Bankshares, Inc., headquartered in Blacksburg, Virginia, is the parent company of The National Bank of Blacksburg, which does business as National Bank, and of National Bankshares Financial Services, Inc. National Bank is a community bank operating from 26 offices throughout Southwest Virginia. National Bankshares Financial Services, Inc. is an investment and insurance subsidiary in the same trade area. The Company's stock is traded on the NASDAQ Capital Market under the symbol "NKSH."
Forward-Looking Statements
Certain statements in this press release may be "forward-looking statements." Forward-looking statements are statements that include projections, predictions, expectations or beliefs about future events or results that are not statements of historical fact and that involve significant risks and uncertainties. Although the Company believes that its expectations with regard to forward-looking statements are based upon reasonable assumptions within the bounds of its existing knowledge of its business and operations, there can be no assurance that actual Company results will not differ materially from any future results implied by the forward-looking statements. Actual results may be materially different from past or anticipated results because of many factors, some of which may include changes in economic conditions, the interest rate environment, legislative and regulatory requirements, new products, competition, changes in the stock and bond markets and technology. The Company does not update any forward-looking statements that it may make.
View tables


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I don't normally review products. However, this product is simply amazing.
My favorite fruit is pineapple so I had to get my hands on this pre-workout!
I once weighed 420 lbs during a very dark period of my life. Battling depression, eating disorder and the loss of a best friend, I was given a reason to change my life around. The birth of my son Seneca Jr. was my "why."
In the midst of my change, I decided to give weight lifting a try. I knew it wasn't going to be an easy ride to become healthier but I was determined to reach my fitness goals.


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More information and a review at Tintinologist.
Friday, March 20, 2015
BBC Radio: The Adventures Of Tintin - "Explorers On The Moon"
Radio adaptations of the TINTIN book series are online via BBC Radio. Here's my favorite, "Explorers on the Moon."
Posted by Mike Lynch at 12:30 AM
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A few springs ago, photographer Steven Planck was cleaning out his mother's attic. He was sorting through 25 years of detritus that had accumulated in the neglected space when he came across the relics of his childhood: three cardboard boxes full of well-used stuffed animals, Matchbox cars, and GI Joe figures. He found Voltron action figures and a Lazer Tag game he had shared with his sister. He found an old dictionary given to him by his absent father and a treasured stuffed bear he called L'il Truff.
These unexpected discoveries brought back years of childhood memories and put him right back in elementary school with all its innocent pastimes. As he looked through the boxes, he became a kid again, looking forward while still simultaneously looking back as an adult. "It's nice to reflect on where you've come from, and where you are today, and whether or not you're closer or further from where you thought you'd be," Planck says. But the boxes also forced him to confront, in real space and time, just what he gave up from his childhood. He was struck by how much most adults sacrifice to conformity, and how much wisdom they lose in the search for understanding.
The experience was a profound one for Planck and inspired a sprawling photography project that is at once a meditation on youth and aging and an attempt to recover early innocence. Through this project, Planck wants to reconnect people with their childhoods, when there was room for a little fun. "We're all consumed by the pressure of everyday things," Planck says. "I just don't think we're enjoying life anymore."
Planck conceived the portrait project as a three-part series, with a distinctly different look for each component. He dubbed the series thetwentytenproject (www.thetwentytenproject.com) for the planned year of its completion and held his first open photo shoot last April, when he shot over 500 frames. Next month, on November 15 and 16, he will hold another open photo shoot at his Wappingers Falls studio—a sunny, white space in the Market Street industrial park that he shares with several other photographers. The studio is organized into four different shooting spaces, replete with lighting equipment, backdrops, and props, but the vibe remains relaxed and informal.
For the first piece of the project, Planck shoots his subjects with toys from their childhood, in a black-and-white, flat, naturalistic style. In these portraits, the toys take on a totemic significance. These portraits are a little lonely, capturing their subjects and the objects they hold dear in an isolated and vulnerable moment, not unlike childhood itself.
When Tommy Confrey heard about the upcoming shoot, he knew exactly the toy he would bring. "Have you heard of Labyrinth?" Confrey asks. Confrey recalls the hours he spent sitting at a tiny table in a tiny chair hunched over the game, trying to navigate a marble through the wooden maze.
He appreciates Planck's vision for the project. "I think it's an interesting idea, how you move from being a child to adulthood, and how you have to move away from being happy and carefree, and box yourself up to be an adult," he says.
In the second piece of the project, Planck offers a colorful, highly stylized version of play, shooting his subjects with their faces pressed up against a plane of glass. They're hamming it up for the camera the way they did when they were kids, but in so doing, they provide a startling view of adulthood—wrinkles, stubble, bald spots, and all.
Franc Palaia participated in this shoot and said the experience was fun and comfortable. In one shot, Palaia is creeping in from the bottom of the frame, face smushed up against the glass, eyes cast heavenward, nostrils flared, a shock of salt-and-pepper hair wreathing his head. "When you're doing it, there's no way you can tell what it looks like," he says.
For the third piece, Planck is photographing his subjects in confined spaces. He is wedging them into the tight spots that are synonymous with adulthood, when people become hemmed in by deadlines, schedules, worry, and responsibility.
The portraits are "a little rebellious," Planck says. They represent an opportunity for subjects to play outside the boundaries of adult expectations about "how you're supposed to look and act, and what is and isn't expected of us."
Taken as a whole, the project is an elegy for the childhoods we had, and a yearning for the ones we didn't. Not surprisingly, Planck categorizes his own childhood as "a little traumatic, a little chaotic." Planck's parents divorced when he was just three years old, and after the divorce his father slipped out of the picture and never really returned. His mother worked long hours, and Planck recalls being on his own a lot. He and his sister spent a lot of time by themselves, making their own fun, he said. Over the years, he received sporadic letters from his father, full of cautionary advice about enjoying his youth. One letter, charmingly titled "Bird's Nest Soup," advised, "Never move so fast or get so far ahead of yourself that you can't slow down and smell the roses."
Through thetwentytenproject Planck has given us the opportunity to explore our own neglected inner spaces. He wants us to open that old box of relics and examine its contents. We are afforded an opportunity to reclaim the essential parts of ourselves and to reconnect with the joy of living. Planck is careful to emphasize that he doesn't have an agenda for this show. He doesn't want to tell people what to think, or what to do, but he hopes that the photographs will remind them of the things they've forgotten. "I hope that they smile," he says. "That's the only thing I could hope for."
- Untitled photo from Steven Planck's thetwentytenproject
- Untitled photo from Steven Planck's thetwentytenproject


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DID YOU HEAR ABOUT THE MORGANS? Movie Photos
Check out photos from DID YOU HEAR ABOUT THE MORGANS? starring Hugh Grant, Sarah Jessica Parker, Sam Elliott, Mary Steenburgen, Elisabeth Moss, Michael Kelly, and directed by Marc Lawrence
Did You Hear About the Morgans? Synopsis: The comedy Did You Hear About the Morgans? follows a highly successful Manhattan couple, Meryl and Paul Morgan (Sarah Jessica Parker and Hugh Grant), whose almost-perfect lives have only one notable failure – their dissolving marriage. But the turmoil of their romantic lives is nothing compared to what they are about to experience: they witness a murder and become targets of a contract killer. The Feds, protecting their witnesses, whisk away the Morgans from their beloved New York to a tiny town in Wyoming, and a relationship that was on the rocks threatens to end completely in the Rockies… unless, in their new BlackBerry-free lives, the Morgans can slow down the pace and rekindle the passion.
Did You Hear About the Morgans? will be released to theaters on December 18, 2009. Check out more photos below.


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Publicité ▼
market town (n.)
1.a (usually small) town where a public market is held at stated times
voir la définition de Wikipedia
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town, township[Dérivé]
market town (n.)↕
Market town or market right is a legal term, originating in the medieval period, for a European settlement that has the right to host markets, distinguishing it from a village and city. A town may be correctly described as a "market town" or as having "market rights", even if it no longer holds a market, provided the legal right to do so still exists.
In pre-19th century England, the majority of the population made their living through agriculture and livestock farming. Most lived where they worked, with relatively few in towns. Therefore, farmers and their wives brought their produce to informal markets held on the grounds of their church after worship. Market towns grew up at centres of local activity and were an important feature of rural life, as some place names remind us: Market Drayton, Market Harborough, Market Deeping, Market Weighton, Chipping Norton, Chipping Ongar and Chipping Sodbury — chipping was derived from a Saxon verb meaning "to buy".
Market towns often grew up close to fortified places such as castles, to enjoy their protection. Framlingham in Suffolk is a notable example. Markets were located where transport was easiest, such as at a crossroads or close to a river ford. When local railway lines were first built, market towns were given priority to ease the transport of goods. In Calderdale, West Yorkshire, several market towns close together were designated to take advantage of the new trains. The designation of Halifax, Sowerby Bridge, Hebden Bridge and Todmorden illustrate such an example.
The English monarchy created a system by which a new market town could not be established within a certain travelling distance of an existing one. This limit was usually a day's worth of travelling to and from the market, and buying or selling goods. If the travel time exceeded this standard, a new market town could be established in that locale. As a result of the limit, market towns often petitioned the Monarch to close down illegal markets in other towns. These distances are still law in England today. Other markets can be held provided that they are licensed by the holder of the Royal Charter, which tends currently to be the local Town Council. Failing that, the Crown can grant a license.
As traditional market towns developed, they had a wide main street or central market square. These provided room for people to set up stalls and booths on market days. Often the town erected a market cross in the centre of the town, to obtain God's blessing on the trade. The cross was also a reminder "not to defraud by cheapening". Some take this warning to suggest that market traders were dishonest. Instead, it was a warning to townsfolk not to haggle the traders so low as to discourage their returning.
Notable examples of market crosses in England are at Chichester and Malmesbury. Market towns often featured a market hall, with administrative quarters at the first-floor level, above the covered market. Market towns with smaller status include Minchinhampton, Nailsworth and Painswick near Stroud, Gloucestershire.
Colchester claims to be England's oldest recorded market town.
A "market town" may or may not have rights concerning self-government that are usually the legal basis for defining a "town". Newport, Shropshire is in the borough of Telford and Wrekin, but is separate from Telford. In England, towns with such rights are usually distinguished with the additional status of Borough. It is generally accepted that, in these such cases, when a Town was granted a Market, it gained the additional autonomy conferred to separate towns.
The National Market Traders Federation (NMTF), situated in Barnsley, South Yorkshire, has around 32,000 members[1] and close links with market traders' federations throughout Europe.
The medieval right to hold markets (German: Marktrecht) is reflected in the prefix Markt of the names of many towns in Germany and Austria, for example, Markt Berolzheim or Marktbergel. Other terms used for market towns were Flecken in northern Germany, or Wigbold and Freiheit in Westphalia.
Market rights were designated as long ago as in the Carolingian Empire: in 800 Charlemagne granted the title of a market town to Esslingen am Neckar. The conferment was one of the regalia in the Holy Roman Empire, as mentioned in the Constitutio by Frederick I Barbarossa at the 1158 Diet of Roncaglia. With the rise of the territories, the ability to designate market towns was passed to the princes and dukes, as the basis of German town law.
The local ordinance status of a market town (Marktgemeinde or Markt) is perpetuated through the law of the German state of Bavaria, Austria and the Italian province of South Tyrol. Nevertheless the title has no further legal significance, as it does not grant any privileges.
In Norway the medieval market town (Norwegian kjøpstad from the old Norse kaupstaðr) was a town which had been granted commerce privileges by the king or other authorities. The citizens in the town had a monopoly over the purchase and sale of wares and operation of other businesses, both in the town and in the surrounding district.
Market towns were first created in Norway in the 12th century to encourage businesses to be concentrated around specific towns. Import and export was to be conducted only through market towns to allow oversight on commerce and to simplify imposition of excise taxes and customs duties. It served to encourage growth in areas which had strategic significance, providing a local economic base for construction of fortifications and population for defense of the area. It also served to restrict Hanseatic League merchants from trading in areas other than those designated.
Norway included a subordinate category to the market town, the "small seaport" (Norwegian lossested or ladested), which was a port or harbor with a monopoly to import and export goods and materials in both the port and for a surrounding outlying district. Typically these were locations for exporting timber and importing grain and goods. Local farm goods and timber sales were all required to pass through merchants at either a small seaport or a market town prior to export. This encouraged local merchants to ensure trading went through them, which was so effective in limiting unsupervised sales (smuggling) that customs revenues increased from less than 30% of the total tax revenues in 1600 to more than 50% of the total taxes by 1700.
Norwegian "market towns" died out and were replaced by free markets in the 1800s. After 1952 both the "small seaport" and the "market town" have simple town status.
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Toutes les traductions de Market town
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text: Transcript of Mayor Thomas S. Richards' 2013-2014 Budget Address Delivered to City Council 2013-2014 Budget Presentation Address Mayor Thomas S. Richards May 17, 2013 Good morning. First, let me acknowledge all the people who brought us to this day, starting with my employers, the citizens of Rochester. This budget process included several community forums which helped us shape this spending plan. Read the budget document Read an illustrated versionof the presentation transcript In my State of the City Address earlier this month, I said that we are a city transformed and that the very basis of how cities are funded is no longer valid or sustainable. I said there is a widening gap between the needs of a modern urban area and the resources available to fund those needs. This disparity needs to be altered fundamentally and over time. While this will be our focus going forward we must still govern and budget for the realities of the moment. Today I have a budget to deliver to City Council. That budget must be balanced. In the abstract, a balanced budget is not that difficult a thing to do. It is basic math. Just cut the amount you are over budget and you meet the requirement of a balanced budget. But that is also a recipe for a failing city and that won't happen on my watch. It is vital that we have a city budget that closes our sizeable spending gap while still investing in children, neighborhoods and the business core of our city. I would also add that we cannot view this budget as a one year bridge to better times -- far from it. Setting Priorities The transformation of our city imposes on the budget a set of priorities: For this year, we must: Close a substantial $42.7 million structural gap We must maintain sufficient financial flexibility and capacity to cope with an anticipated substantial gap in future years We must continue to invest in the capital projects and the services that will make our transformation possible. These priorities can conflict with each other and achieving a balance can be delicate. In preparing this budget, we have approached this balance by evaluating both the financial impact of our choices and the impact on the needs of our transformation. For instance, amortizing the pension payment this year could mean we won't be able to take full advantage of lower payments in the years ahead – but that must be balanced with the need to maintain future financial flexibility by saving our reserves and maintaining current capital and service investments. We believe that this balance best supports our city's transformation. You will see this balance throughout the budget. Ultimately there will need to be some fundamental changes in the way we fund cities like ours. For this we will need the help of New York State, as it controls much of our revenue and our expense. Without such a change, the balance described above will eventually be impossible. Governor Cuomo has proposed a Financial Restructuring Board to deal with these issues. While we are encouraged by the attention to the issue and intend to actively participate, the timing and outcome remain uncertain. In the interim, the transformation of our city will march on and it is up to us to manage it to the benefit of our citizens. This requires new approaches to how we budget, how we use our resources and how we deliver projects and services. You will also see these new approaches throughout this budget. This proposed spending plan will close our budget gap without raising property taxes. Nor will it require large reductions in the people we employ and in fact, will increase City employment. This budget will not empty our reserves or savage vital services and programs that make Rochester a city worth living in. This budget will allow us the flexibility to manage ourselves in the face of several more years of structural deficits. This budget invests in enhanced recreation services for our children, bolsters our parking management abilities, finishes the Fire Department's reorganization, provides IT support for modernization plans in our departments, reallocates resources to increase police officers in the field and allows for additional, diverse academy classes for both police and fire. Benefits of Past Decisions All of this is possible because we are building on the actions and decisions we made last year and the strategic decisions we are making this year. For example: Our decision to borrow at the current record low interest rates for our capital projects allows us to continue to invest. Our decision to go to a self insured healthcare system and to work with our unions on a shared medical coverage plan allowed us to avoid a dramatic increase in healthcare costs. Our decision to offer an early retirement program and the modest increases our unions agreed to in contract talks has paid dividends this year. It not only allowed us to hire new, more diverse recruit classes in the Police and Fire Departments, but also allowed for a reduction in our pension bill. This played a vital part in closing this year's budget gap. But this budget is not just about the 13-14 fiscal year. We began this process by looking years down the road to envision what kind of city we could become given our skyrocketing mandate costs and stagnant revenues. Failing to recognize the realities of our situation would be folly and would take us into a downward spiral of ever-increasing budget cuts that lead to either insolvency or a city that is no longer a desirable place to live, work and raise a family. And so we set out to think differently and to budget differently. Despite our actions last year, we still faced a major gap. Let me detail some numbers. The 2013-14 proposed budget is $481,695,300. This amount is $10,100,700 or 2% less than the 2012-13 amended budget of $491,796,000. This is important in establishing that, despite increased investment in some areas, we continue to spend prudently. As I stated we began this year's budget process with a $42.7 million shortfall. And even after whittling it down to $28 million, that is still a very substantial gap. The three main drivers of our gap closure plan are: Opting in to New York State's Pension Amortization program; Utilizing less Cash Capital; and Pension savings. Let's spend a little time on each. Pension Amortization The single largest decision made with respect to the budget gap was to amortize part of our pension expenses. The state's 10-year pension amortization option provides for our city's long-term viability by enabling us to pay a portion of our annual pension contribution over time, leading to smoother, more predictable pension costs. State mandated pension costs have doubled since 2010, going from $20.2 million to $44.1 million (before amortization) next year and are expected to peak at over $50 million in 2015. Paying next year's bill without amortizing would unduly drain our reserves, force deep cuts to our workforce and slash vital city services. While this would pay the bill, our city would not be a place where people would want to live, work and raise a family. The pension amortization will defer about $10.9 million in this budget. This will allow us to preserve critical services and programs, maintain our reserves and our flexibility for a longer period of time and invest in things that we can no longer put off, such as improvements to information technology systems. Amortizing will also buy us time to keep working with Albany for a more permanent solution to the financial realities cities face. Last year, New York State offered cities a one-time spin-up to help pay pension and other mandated costs. This year, no additional dollars were offered, only a way to defer the costs, which we must do. Next year we hope to have a new dialogue and new options from the state. Cash Capital The City has had a longstanding, conservative practice of supporting its capital budget with funds from its operating budget. A reduction in this cash capital program has the impact of reducing the operating budget shortfall. We've made adjustments to the total cash capital plan to save $17 million. We were able to do so and still preserve a high level of capital investment by taking advantage of lower interest rates and reprogramming some previously approved capital funds. Our capital program is as robust as ever. The approved 2012-13 Capital Program amount was $66.8 million. The proposed 2013-14 Capital Program amount is $67.9 million. When projects funded by Capital Acceleration and reallocated Cash Capital are included, our total Capital Program amount is $102.9 million. Some examples of what this money will be used for include: Home rehabilitation grants; The purchase of playground apparatus; La Avenida Phase Two; Accelerated vacant house demolition; Lake Avenue Reconstruction; and Continued Midtown Redevelopment. Pension savings As a result of the impact on the state pension billing mechanism of the early retirement program and modest pay increases agreed to by our unions, our pension costs for this year were lowered by $7.5 million. In summary, a $42.7 million gap was closed by: $17.3 million Reduction in planned capital expenses and use of Enterprise Fund balances; $10.95 million Pension amortization; $7.5 million Savings and credit on estimated pension bill; $2.75 million Savings in planned healthcare expenses; $1.7 million Enterprise fund fee increases; $1.4 million Increased revenue from Excellus lease buyout to provide tax relief; $0.9 million Transfer from Property Tax Overpayment Fund; $0.2 million Net of other changes As a result of these actions, we were able to align our expenses in a way that maintained services overall, allowed additional investment in some areas and reduced the overall proposed budget by two percent. Although we did not close the gap through large budget reductions, this does not mean that adjustments were not made. In order to preserve, and in some cases enhance services, there were reductions in some areas among and within departments. Revenue On the revenue side, we will not be raising taxes. Our residents can ill afford more in property taxes. Once again, trying to fund a modern city with property taxes is not feasible. We must seek other solutions than taxes. Despite no increase in the property tax levy, taxpayers will see a change in their tax bill. This is due to the state mandated shift from non-homestead properties--mostly commercial and businesses--to homestead properties-- mostly residences. The financial impact of the tax shift on the typical homeowner is an increase of $23.80. The financial impact on the typical business is a decrease of $246.37. The other factor impacting a change in the tax bill will be modest fee increases for our Enterprise Funds. In these funds, the fees charged relate directly to the cost of providing the service. The proposed increases are: 2.1% in the Water Rate; 2% in the Local Works Rate; and 1.9% in the Residential Refuse Rate The financial impact of these fee increases on the typical homeowner is an increase of $18.52. The combination of the state-mandated tax shift and the proposed fee increases will result in an increase for the typical homeowner of $42.32. In addition, parking fees at meters and Downtown garages will rise slightly. Investing in Transformation That's a look at expenses and revenues, now let's look at how we will invest this money to keep our city's transformation going. Some of these impacts will be reductions and many will be enhancements. And even the reductions we make, we must keep in mind the balance of our priorities. Let's look at the Rochester Police Department. This budget calls for the elimination of the Mounted Patrol Unit. The seven officers who were dedicated the unit will no longer be on horses, but they will now be on patrol where they are needed to address gang violence and other major crime. On the whole the residents of Rochester will be better served by having seven more officers on the street actively preventing and solving crimes. The budget includes funding for a Police Academy class of up to 25 recruits in February 2014. This will allow us to maintain our complement and recruit from a highly diverse Civil Service list from the last police exam. I have also invested $200,000 for a citizen based budgeting initiative to combat crime and violence. We will award competitive grants in each quadrant for a grassroots plan to assist the police department to combat crime. We have increased funding to the Rochester Fire Department for four additional officers. This will complete the Department's reorganization and help contain overtime expenses. The City will also invest in two fire recruit classes to allow us to maintain the complement and take advantage of a highly diverse Civil Service list from the last Firefighter exam. This year the City is making a significant investment in the Department of Recreation and Youth Services. While the overall DRYS budget is smaller than last year's, that is due to the decrease in grant funds in the amount of $738,700. However, the City investment in DRYS will increase by $437,200. These additional investments include: Additional Pathways to Peace staffing; The re-development of an after-school program at Edgerton; A new after-school program at School 17. We will be investing more in information technology with the addition of four new employees. The IT Department is the infrastructure on which we will build citywide efficiencies. These new employees will provide succession planning for pending retirements. At the library we will see six fewer full-time equivalent positions. While on the face of it, that would seem devastating, it is not. 4.8 of these positions are in the Central Library, funded by the County and 1.2 are in City Branch Libraries funded by the City. It is part of a reorganization that reflects the changing nature of libraries. They are shifting from being a book repository to a provider of a variety of literacy and related programs, such as homework assistance. They are realigning their resources to provide more in programs and less in traditional services. This is a good example of how we are restructuring programs to meet emerging needs without adding significant costs. The City's total investment in its branch libraries is $5,137,200, or $463,200 more than last year. Other changes and enhancements from different departments include: Complete planning for transition to single-stream recycling. Invest $150,000 to increase the number of residential snow plowing routes to improve our response times during major storms. We are also adding a sales position for the cemeteries. Neighborhood and Business Development will be adding two positions for housing administration and to enhance community engagement and planning activities. In the Finance Department, we will be transitioning the East End and Midtown parking garages to City management and adding some staff to support the transition. The 311 Call Center night hours between 11 p.m. and 6:30 a.m will be eliminated. Public Safety Aides will relocate to the public safety building to cross train with police for their communication needs. Money will be added to the Communications and Special Event budget to further centralize the financing of festivals and events and a full-time position will be created to support the Freedom of Information process. In sum, there will be an addition of 17 full-time positions and a loss of six for a net gain of 11 positions. The reallocation of resources has a potential impact of a layoff of one full-time and three part-time employees. A complete listing of all department changes are contained in the budget book which can be found in its entirety on the City's website at www.cityofrochester.gov/budget. Budget Director Chris Wagner will be available in room 309A after this to answer specific questions you may have. This budget set out to do three things: Close a substantial $42.7 million structural gap; Maintain sufficient financial flexibility and capacity to cope with future structural shortfalls; and Continue to invest in capital projects and services for our residents to make our transformation possible. To do this, we need a new approach to how we budget, how we use our resources and how we deliver projects and services. This budget does all that while keeping an eye on what is to come. We needed to preserve our fiscal flexibility. We've done this by keeping our reserves strong while still investing at a robust rate. We continue to invest in our workforce – in diversity –and in neighborhood improvement. We continue to invest in our children with the expansion of after school programs and enhanced recreation programs. We continue to remake our Downtown and invest in our neighborhoods. And we have invested heavily in public safety in both our police and fire departments. We have built on last year's budget and we can continue to build on this year's plan. This budget keeps our city in a position to control our own fate for the next several years while we work to find a permanent, structural solution to our financial future. We will engage the state to work together with us to complete the transformation of Rochester. Thank you. SEE ALSO Water Supply


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We hate calling him out twice in one day, but isn't that what friends are for? DBTH just posted his 2nd post today and this time its about the demise of Rose Bar (one of my own personal favorites in the city). When Rose Bar is "over" we will all know it, there will be no speculations and it sure as hell won't be coming from a random "tipster" who was there the Thursday before 4th of July weekend when everyone else was out of the city.
I honestly can not believe he would post this. Of course things are slowing down there...it's the summer, the regulars are out east in Montauk (trust me I saw EVERYONE and their mom there this weekend), not sitting on velvet sofas next to fireplaces and rosewood.
These are the weekends that the next in line finally get a taste of what places like Rose Bar are actually like. So, instead of ragging on the people that head out east during these months, how about thanking them for giving you a chance to taste the lychee martinis.
Plus, it would be nice to see if any of these "promoters" he speaks of were manning the roof top this night. Doubtful.


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Oversized tee/LoveClothing, Jeans/Zara, Boots/Dune, Jacket/LoveClothing, Earrings/Talullah Tu
I realise this outfit is almost exactly the same as another one from last week but today's weather was awfully gloomy and drizzly so my number one goal ended up being comfort & warmth, lol. I had planned on wearing my crochet cardigan from LoveClothing but I think I'll save that for a warmer day!
I actually wore this out car shopping as we're purchasing a newer, bigger & safer car for when little Pancoga arrives :) We're pretty sure we've found the right one today but will be taking it for a test-drive tomorrow so I will let you know what we decide! ;)
Watch the OOTD video on this outfit here!
Stay Stylish!


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Community Involvement
Our office staff loves to be active members of our community. We volunteer our time with local organizations and charities as well as participate in fundraisers and other events in within our community.
If you know of an event or charity you would like us to get involved in, please contact our community outreach leader, Dr. Kristen Rubin, at [email protected]
Take a look at some of our recent events below!
Volunteering at the Rhode Island Food Bank, Volunteer Day 2018:
John Henderson Memorial Golf Tournament:
Volunteering at the Rhode Island Community Food Bank:


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AppLocker Policies Deployment Guide
Applies To: Windows 7, Windows 8.1, Windows Server 2008 R2, Windows Server 2012 R2, Windows Server 2012, Windows 8
This topic for the IT professional introduces the concepts and describes the steps required to deploy AppLocker™ policies introduced in Windows Server 2008 R2 and Windows 7.
Purpose of this guide
This guide provides steps based on your design and planning investigation for deploying application control policies by using AppLocker. It is intended for security architects, security administrators, and system administrators. Through a sequential and iterative deployment process, you can create application control policies, test and adjust the policies, and implement a method for maintaining those policies as the needs in your organization change.
This guide covers the use of Software Restriction Policies (SRP) in conjunction with AppLocker policies to control application usage. For a comparison of SRP and AppLocker, see Using Software Restriction Policies and AppLocker Policies in this guide. To understand if AppLocker is the correct application control solution for you, see Understand AppLocker Policy Design Decisions.
To digitally save or print pages from this library, click Export (in the upper-right corner of the page), and then follow the instructions.
Prerequisites to deploying AppLocker policies
The following are prerequisites or recommendations to deploying policies:
Understand the capabilities of AppLocker:
Document your application control policy deployment plan by addressing these tasks:
Contents of this guide
This guide provides steps based on your design and planning investigation for deploying application control policies created and maintained by AppLocker for computers running any of the supported versions of Windows listed in Requirements to Use AppLocker. It contains the following topics:
Additional resources
Using Software Restriction Policies to Protect Against Unauthorized Software (https://go.microsoft.com/fwlink/?LinkID=155634)
This TechNet article is about SRP in Windows XP and Windows Server 2003 and is also applicable to Windows Vista® and Windows Server 2008. It provides an in-depth look at how software restriction policies can be used to fight viruses, regulate which ActiveX controls can be downloaded, run only digitally signed scripts, and enforce that only approved software is installed on system computers.
Windows Server 2003 product help Software Restriction Policies. This collection of topics describes the concepts to understand and the steps to implement and maintain SRP.
More recent guidance to Administer Software Restriction Policies. This collection contains procedures how to administer application control policies using Software Restriction Policies (SRP).
This topic lists AppLocker documentation resources for the IT professional.


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Visually Thinking Your Way to a Better StartUp
Sean Griffin, GriffinWorx (formerly Startup Cup) founder and Silicon Valley serial entrepreneur turned entrepreneurial educator and community builder, walks you through how to visualise you business idea
Your ability to draw images, even stick figures, representing your thoughts and visions has a powerful ability to accelerate their manifestation. Visual thinking helps you focus and think more clearly, boost your creative I.Q. and think bigger thoughts.
Some of the most famous thinkers in history, Albert Einstein, Winston Churchill, and John F. Kennedy, have been visual thinkers. Leonardo da Vinci, considered by many to be the greatest thinker of all time, started every meaningful brainstorm with a visual.
You can create what you want in your life. Visual thinking will help you get to where you want to go even faster.
Drawing Out Your Best
When visual thinking, work to not think too much about what you are drawing, go with the flow in a kind of stream of consciousness. Focus your thinking, energy and drawing on what you want to create, a problem to be solve, or new idea in development.
Some things to think about as you advance your visual thinking journey:
- What medium will you use to visualize your thoughts? Sketchbook? iPad? Copy paper? Table cloth? Butcher paper?
- Draw images by using single lines, connecting each to create images
- Let your hand and fingers take the lead as you visualize
- Consider where you are going to place images on the page
- Work toward creating a visual journal of your startup ideations: Becoming a Visual Thinker only takes a little practice, persistence and commitment
Working With Your Brains Natural Ability to Organize Information
Focus on letting go of the childhood programming that has stifled your creative talents and instead embrace your ability to draw, no matter how you think it looks. Visual thinking will enable you to take hold of a key that has the potential to unlock and open the door to achieve a whole new level of performance and as an outcome design a better startup.
When you think it, visualize it, and believe it, anything becomes possible.


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Serious injuries are reported in a head-on collision on Highway 37 five miles north of Cassville in Barry County.
State troopers say 55-year-old Dennis Cole of Cassville was northbound at 4:40 p.m. Monday, when his pickup crossed the center line and struck a southbound car driven by 29-year-old Olivia Autrey of Cassville.
Cole and a passenger in his pickup, 58-year-old Victoria McFarland of Cassville, were airlifted to Cox South Hospital in Springfield for treatment of serious injuries.
Autrey was taken by ambulance to Mercy Hospital in Cassville for treatment of moderate injuries.


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Riverview Community Hall
The Riverview Community Hall is a multi-use rental facility in the west end of Riverview. At about 4,800 square feet, the hall can accommodate 270 guests, and is perfect for wedding receptions, Christmas parties, dances, staff parties, large meetings, anniversary parties and receptions.
Rental fees include general setup, tear down, and basic cleanup.
Main Hall
- $340/day
- $175 half day
- $50 per hour


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If you own a truck and are considering taking some steps to improve its esthetic, some modifications are better than others. You might want to make some mods while still ensuring that your truck is fully functional, especially if you use it to run your business. If you are considering modifying your truck and are unsure of where to start, below are some tips.
Consider the image. Consider what you want your truck to convey. Do you want it to hug the ground and look more sleek? If so, you might want to go for a low rider effect and reduce the leaf springs, installing shorter coil springs at the front, or using lower profile tires on wider rims. If you want a more aggressive look, a lift kit that raises the front, back, or both could do the trick. You might want to add some mystery to your ride and opt for tinted windows. It's always good to check and see what's legal before making any alterations to the tint of your windows.
Mudflaps. Many truck owners like to show off their mudflaps by adorning them with stickers, or decals of their favourite brands. You can make your own mud flaps with some rubber, a box cutter and some creativity, or you can buy them pre-fabricated from many dealers, or even online.
Cab, running board and tailgate lights. This is a bit more complicated modification because it is going to require some wiring (that you will either do yourself, if you know how, or have to take to a professional). You can pick up these lights from your local autoparts store and they come in a variety of sizes and styles.
Make it louder. You can make your truck louder (and any vehicle for that matter) by simply removing the muffler. It is the cheapest modification that you can make to your truck and will for sure get you noticed. You can saw it off with an electric saw and leave the pipe unhooked. Similar to tinted windows, before doing this, it's a good idea to check out the noise level laws where you are.
Your truck is an extension of who you are, and how it looks, and how you take care of it says a lot about the driver. If you are thinking about taking your truck to the next level and are going to make some modifications, consider the above tips and have the truck that all your friends talk about.