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St Andrews and East Lothian 7 Days / 6 Nights / 6 rounds of golf
Golf: 6 Rounds Dunbar, North Berwick, Gullane No.1, *St. Andrews Old Course, Crail, New Course.Accommodation: The Marine North Berwick & Ardgowan Hotel St, AndrewsBased on 6 nights bed and full Scottish Breakfast, sharing twin/double rooms.Transportation: Self Drive Rental.Prices From: £3,700.00 Pounds Sterling per person Subject to availability based on minimum 4 golfers, Self Drive Automatic Mini Van with Collision Damage Waiver Insurance, Unlimited Mileage, Value Added Taxes, Third Party and Theft Protection. Full Scottish Breakfast each morning, all local tax & service charges included.
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Chapter 7: Song of the Death Knight
Marey was a cheerful, incessant prattler.
"Having to mingle with the Undead and hunt… ah, it reeks! But if I tell this experience in a bar later I could become really popular. Have you ever been to Vannosa castle?"
Though Weed didn't reply back, he chattered on well by himself.
"In Vannosa castle, there are many restaurants with delicious foods. If Weed-nim check it out you will be enamored by it. Anyway, it was not an important point, but I met a lady named Cedrian there and we became close… She told me many useful information. Unfortunately my bar tab increased so I can't go back there now."
Marey did not stop telling stories about the places he wandered to on the continent.
Weed thinking it was important information tried to remember them but it was impossible when his words came out of his mouth like a flood.
"Because of the war right now the Central Continent is chaotic. Even among bards the competition is fierce, they spectate these wars and try to make songs out of it. But I am different, rather than these tiresome wars it's a necessary adventure for me. To be part of this passionate adventure in the North, how joyous is that?"
Seeing he couldn't can't just let Marey keep talking on his own, he replied out of politeness.
"I am sure that there will be many jealous people if I tell stories later on of how I went on an adventure with Weed-nim. Also the ongoing quest related to the Undead Legion is already very famous."
Necromancer players reported to broadcasting networks and uploaded videos on internet so it was becoming a big topic.
In fact, if the news that Marey and Weed was hunting in a party together was revealed it would become another big situation.
Not everyone playing Royal Road knew Marey, but he was one of the names that appeared often.
The songs composed by Marey, the collection of his performance and the adventures he went through were put together into a video that was extremely popular.
Freely wandering bard Marey already had the qualification to upload his videos to the Royal Road's Hall of Fame and was a figure that had news broadcaster hired often.
"Oh, what kind of woman do you like?"
"What's the specialty of a Death knight?"
"The Embinyu Church are making frequent appearance on the continent and is causing havoc. Did you know that?"
"The joy of hunting a King Hydra must be extreme, right?"
Retorting back was getting tiresome after ten times.
Even if Weed did not pay attention when he replied, Marey just laughed as if it was funny and kept talking.
The naïve, enthusiastic and positive person Marey Standbard.
Listening to Marey talk, Weed led his Undead unit toward the monsters.
They did hunt in the canyons but it was the first time coordinating the battle together with Marey.
Weed reluctantly watched the videos of players with combat related classes but he never saw any scenes of Marey fighting.
Weed asked first.
"How are you going to fight?"
"It feels like you have much more experience in leading Undeads than me. Also as Death Knight have outstanding leadership abilities so I will hand over my right of command of the Undead to you."
"Then what about Marey-nim?"
"I will play a recital like a bard."
- You have received the right to command Marey's Undead units.
There weren't many high rank Undeads in Marey's army.
Nor were there elites or bodyguard Undead, but there were at least 200 Undeads in number.
Compared to the other Necromancers who entered the canyon, this was on the very low side.
"Let's go!"
While Weed, radiating dark miasma, advanced with his Skeletons, Death Knights and Dullahans, music started playing from behind.
It was a heavy and majestic sound of a viol.
- A requiem is being listened to.
Ø While listening to the music all regeneration abilities increase by +43%
Ø Physical abilities increase by +21%
Ø Surviving a battle by the skin of your teeth, you gain additional 7% experience and fame.
Ø The morale of the Undead unit is rising.
Ø Your leadership abilities increased.
Ø If the music stops, the morale will decrease sharply and all the effect being received will disappear.
- With your deep interest in art, while appreciating the music you will receive additional 25% benefit.
While Marey was playing a violin like instrument a bright golden light appeared, like when a noble, holy spell was casted.
Marey was playing the viol frantically.
The brilliant movement of the bow and passionate music that instilled burning passion in the heart!
Marey's performance far passed preeminence, wonder and admiration was about to be poured out.
He was proving that his reputation as the best bard was not just public opinion as a famous player.
It was just misfortunate that the person listening was Weed.
Marey's performance anywhere was transcendent and people have enormous interest and appreciation for it, though sadly Weed wasn't an average person.
'It's noisy.'
It was a bad preconception that listening to a good performance would make one sleepy and nod off their head in drowsiness.
"Kill that noisy sound first!"
Weed wasn't the only one that thought like that, the monsters came running in response to the sound.
Every monsters in the vicinity came targeting for Marey.
Besides the performance giving huge effects to allied unit, it seemed to seriously offend the monsters.
Weed opened his eyes wide.
"Skeletons, prepare for long range attack, Death knights and Dullahans, spread wide in two lines. Do not step back!"
The Death Knights and Dullahans in straight line, collided with monsters.
"Attack! Do not retreat, advance!"
Weed treated the Undeads as expendables so he pushed them to fight without retreating a single step back.
"No matter how many monsters come, do not retreat. Fight where you are and move forward!"
Weed fought at the very front line.
He wasn't just leading the battle in a reckless way that withstood the enemy's attack and advancing forward.
From behind the Dullahans and Death Knights, the Skeleton archers threw bones and arrows, damaging the monsters.
A destructive force pulverizing the swarming monsters!
There was no need to chase after them, by fighting in close range the Skeletons with limited abilities did not need to worry about accuracy.
- Through a bone breaking battle, the Death Knight's level increased.
As Undead survived more and more vicious battles, they only became stronger.
"Let's go in deeper."
Weed together with Marey, entered the heart of a mountain seething with monsters.
In the dead of the night as Marey's music spread loudly, many monsters leaped out from between trees or jumped attack on top of boulders.
Barely winning, only about half the Undead they fought with were left.
But after successfully winning the battle, the news of their bravery was spread by word of mouth in the Undead Legion.
He could preside over more Undead subordinates.
Experience, items and merciless attack!
This was Weed method of leading the Undeads.
It seemed the partnership with a bard wasn't so bad.
'Even so having a bard in a hunting party doesn't feel so efficient.'
In an average exploration of a dungeon, the party consisted of 5~6 people each with their assigned roles.
This was the reason why it was hard for a sculptor, a bard or a dancer to join, as only needed classes were filled in to create a party for high efficiency.
But as battles got larger, a bard's presence was absolutely necessary.
Performing battles and requests perfectly, Weed was given an authority to officially command over 2,000 Undeads.
Death Knight Commanding Officer
He could ask for a dispatch from the Undead Legion for lower ranked Undeads like Skeleton for him to use.
If rumors about his fame or battle skills spread further, he could even call in higher ranked Undeads.
Compared to Necromancer players who were given more important roles as they polish their magic skills, combatants just had to fight to the letter and win.
"To the place with more enemies."
Weed supported by the Undead, did not hesitate in the slightest and went into monster's den that he wouldn't have dared before.
None of his business whether Undeads died or not!
Only by engaging in a large-scale battle he could obtain more experience and items, that's why there was no reason to dawdle with indecisiveness about battles or requests.
'I can just run away if we are about to lose.'
He did not find the penalties, demotion or reduced fame that important.
What was more important for Weed was to initiate large battles without dawdling to raise his levels and obtain more items.
With endless battles, Weed's level became 396 and he gained enough experiences points need to level up again.
Indeed he jumped into risky battles, enduring it with the Undead while surviving and leading them onward.
· New Title! You obtained the title, 'Glorious Undead Commander'.
The person who lead many impossible battles to victory!
You can bring out fierce horror and obedience from the Undead and continue the battle.
Ø Leadership increased by +5.
Ø Luck increased by +5.
Ø Limited to Undead, your commanding ability increased by +21%.
While performing, Marey occasionally check out Weed's activities.
'Just like the rumor, he fights really well.'
It was his assessment after the first battle.
When monsters made him into a target, he could evaluate Weed highly as he didn't run about in confusion or hesitate to deal with the situation.
But his assessment kept changing after observing each battle.
'The rumors were true, he really is a God of War. He fights battles really well.'
'My experiences is keep on rising? What short method does he use to speed up his experiences? No, when did he kill that many monsters?'
'Is it even possible to make the Undead obey like meek sheep?'
Ever since he was a beginner, Weed's stat was far high than others at his level.
Maintaining high skill proficiency and stacking up his stats, the disparity manifested.
The hunting speed especially surprised Marey constantly.
If many monsters were gathered, he commanded tactics to the Undead reminiscent of those found in military text books.
He made Death Knights ride Phantom horses.
Weed led the Death knights directly, splitting enemies by penetrating their formation and then deploy the Undead units!
Skeleton unit's concentrated firing, using the spell attributes to fire a circular magic attack.
He didn't focus on one idea about battles but had all kinds of knowledge and experiences, using it naturally in battle.
Usually, one would only fight when they have tactical advantages but Weed would try many things to figure out must-win strategy and then fight fiercely.
There were battles that even Marey didn't want to fight.
'There is no way he can win this one.'
However Weed dragged his Undead units, showed excellent tactics and won. It was a superb battle that made congratulations come out automatically.
After supplementing his Undead units, he initiated fights with group of much bigger monsters.
'This is really impossible.'
They lost many Undeads and Weed suffered seriously, but they won.
Fight and survive, finally winning and getting stronger.
It was a battle that naturally broke Marey's common sense and his fixed ideas.
'Okay, this much is now suicide.'
Group of much bigger monsters!
It was not like Marey did not have heart to stop Weed, but he also wanted to see how Weed would fight so he continued to follow along.
After a battle that took over a day, Weed suffered unbelievable hardship but grasped his victory.
Marey also helped, but it was an intense battle without compare that only 8 Death Knight survived, but they won.
After that battle, it felt to Marey that Weed was so awesome that he did not look human anymore.
Marey saw a lot of battles as a bard but no one ever fought to the brink, pushing everything aside.
Marey had to give his all to survive mobilizing all his abilities to endure, thereby they managed to win.
Not only did they obtain tons of drops, they were able to raise corpses into Undeads.
Weed recruited from Undead Legion and went back to the hunting ground with Death Knights that survived till the end.
Marey now knew the reason why Weed was so strong and received high praises from people.
'This is why his so strong.'
With a force of 10, it was sensible thinking to fight an enemy with a force of 7.
But when Weed had 10, he fought 11, 12 or sometimes even 15.
With maximum focus, leadership and judgment that dragged Marey's gazed to the point of making him forget his performance, Weed showed nimble movements and won.
The reason he was able to win 15 with 10, of course it could be because of his excellent decisions, but it was due to him fighting radically.
It was because they were fighting against bigger enemy that they could win.
'Following Weed was truly the best judgement I made.'
Marey started to feel relief and a sympathy.
He felt sorry for Necromancers. He was convinced that if they were to compete with Weed in a quest, they would never be able to win.
- As a reward for this quest, you received the authority to command up to 8,000 Undeads.
Current position – Death Knight Commander
Weed's rank rose many times, his equipment and rides changed as well.
An armour with demon attached, branded iron of a wanted man, boots of a desolator.
He obtained reward items that Death Knights could equip.
"Van Hawk would like this if I give him this later."
He couldn't summon Van Hawk or Torido.
They once were affiliated to Undead Legion and he could not estimate what could happen if he summoning them here.
"Come here."
A horrible shriek was heard from the sky and gargoyles descended, sitting down on the ground.
Weed and Death Knights evolved their Phantom horse and were now able to ride gargoyles made of bones.
Undeads were commanded to fight on the ground while the Death Knight scrambled in the air!
Even the Skeletons were elites, with at least 3~4 sword cuts on their skull.
"Hunting sure is fun."
Marey was barely able to follow.
Composing and performing weren't the only things bard did.
They adventured, enter dungeons and fought a fair amount of battles.
But following Weed he had eager thoughts for small breaks.
"This place is cleaned up. Let's go."
"Can't we sit down for a short break before we go? We've been fighting for almost two days now."
"I rested plenty just now."
"I yawned twice."
If this was a break than did this mean that the nap that workers took briefly during lunchtime was a vacation?!
"There could be monsters remaining in other places, we have no time to delay."
Because Undeads have infinite stamina and didn't need to eat, Weed lead them into endless amount of battles.
Fighting battles like this the Undeads developed and Marey felt that Weed's unit were becoming stronger.
The Death Knights became extremely strong by fighting by the skin of their teeth and winning.
Level was a level, but surviving battles beyond their ability their combat capabilities increased exponentially.
With help of Death Knights the overall skills of Undead units were extraordinary and even if they were in a dangerous situation surrounded by monsters, they could withstand for a long time and their defence became extraordinary.
It was the Undead's best units.
Suddenly, crows came to not only Weed but Marey and other players hunting on and over the canyons, and gave a small piece of paper they were biting on.
Another quest occurred.
· Monsters of Natalia plains
There are barely any groups of monsters large enough to challenge the Undead Legion in the vicinity.
The last remaining monsters joined forces and are heading toward the Natalia plains.
If you drive them back in four days, you will officially enter the Undead Legion's encampment and will be able to meet the Balkan Demoph, the king of Undeads.
Also Death Knight can go one step further and qualify for the last promotion.
After four days the main force of the Undead Legion will mobilize and depart. After that day the quest cannot be cleared.
Difficulty: A
Reward: Promotion, Undead summon spells.
Quest Restriction: Undead Only
Limited Time.
Quest will not occur again.
A quest requiring a cooperation between Necromancers players.
It was the final request that need to be done before entering Undead Legion.
"Let's head there right away."
Weed and Marey led their Undeads and head straight toward the canyon.
The connection rate of Necromancers players were very high side.
"My, my head, I don't know if I was holding it with my left or right arm."
"Undeads, line up, for the great Balkan-nim!"
As they were getting close to the canyon, they were able to see unbelievable amount of Undeads.
Among Necromancers, some preferred summoning small number of high rank Undeads to fight but the opposite was true most of the time.
It was safer to fight by throwing out curses and summoning Skeletons and Ghouls generously.
Each Necromancers players could lead from the smallest amount of hundreds, up to 2,000 of Undeads.
They summoned them directly or gathered roaming Undeads split from the Undead Legion.
To Marey it was a really hard scene to experience as there were every kind of Undead around them.
"At the least it must be about hundred thousand in number."
Weed spotted skeletons laid down neatly like piled up bricks.
As the space was few they were using this method to save space like that.
"It looks like it's more than that."
Necromancers did not leave their summoned Undeads far from them so around the canyon was a world of Undeads.
But as Weed's units came closer these Undeads, as one, step back far away from them.
The Death Knight, who surpassed life or death situations more than ten times, flared their miasma and the Skeletons, as if instilled by fear, were busy trying to hide.
Some portion of Death Knight that were part of Weed's unit followed riding on their gargoyles as they flew in circles.
The sight of all Necromancer in the canyon was toward Weed as he made a majestic entrance as a Death Knight.
"What is that? Are that many Undead units led by those two men?"
Including Weed's and Marey's Undead there were about 9,600 Undeads.
Weed was able to have more than the quantity allowed by his rank because of his high leadership and charisma but for efficient control, he limited his capacity strictly.
But in the sight of the Necromancers that number felt extremely large to them.
"It's really a lot."
"There are plenty of Death Knights… and all variety of Dullahans and Skeletons prepared. It would not be wrong to call it a real Undead army."
"If only we could command such an army… Should we have tried to promoted to a warrior-type class?"
Looking at Weed, many players regretted their past decisions.
They, not able to take their eyes off in jealousy, approached Weed and Marey.
Harien noticed them first and greeted lightly.
Weed looked around and noticed that Harien, Jeanne, Otem, Gruzed equipment was largely changed and some held crystal orbs in their hand.
He couldn't identify many of the variety of equipment.
'They must have tried hard as well.'
The current quest from the Undead Legion wasn't given to Weed only.
Each and everyone did their best on the quest and grew.
There were 58 Necromancers gathered in the canyon.
"7 more are coming. It's getting late… Once they arrive we will be heading to Natalia plain."
Harien explained the situation to them briefly.
The number of players that came here from Kapua village was 65 people.
'A co-operative quest with 65 Necromancers…'
Those participating in the quest were high in levels.
Taking the Undeads each Necromancers possess into account, it could be seen as a relatively large armies.
Zabrin made it to the canyon few days before and started hunting there.
While wearing better equipment and levelling up, he gave small gifts to fellow Necromancers he was hunting with.
"This is some items that was left over. Please have it."
"But still it's too much…."
In this world there were other people than Weed.
No matter how useful the item, Necromancer players found it difficult to receive something for free from someone they were not close with so they refused it.
"It's ok. The guild I am part of hands out items like this often. They give special preference to Necromancers… I have plenty of other to use here already."
Winning other players over with items was easy work.
Unlike other classes, there are many occasions of Necromancers not joining any guilds.
Zabrin didn't hurry and sorted them one by one while making them his allies.
'This person identify is clear.'
Releasing their name while hunting in a party or adding them to their friend list, completely proved their identity.
Decent Necromancers were well known in Versailles Continent as well.
Average players were shocked when they encountered Necromancers by chance who were hunting in a mountain or in a forest with Undeads.
Finding the Necromancer a novelty, they recorded these kind of scene often and uploaded to forum boards.
By comparing with it, he cleared out anyone with solid identifications.
But it was hard to recognize people hunting by themselves who did not reveal their identities.
'I only have to look for 7 more as they come.'
He investigated Jeanne, Otem, Boghram, Harien, Gruzed, Varenna and Goshu to recruit them into Hermes Guild and found that they all exceed at least level 380.
He judged that Jeanne, Harien and Otem to be over level 400.
These were figures that were excellent magicians even before they became Necromancers.
When class was changed, the original magic abilities weakened drastically.
It was not learning similar magic once more but learning conflicting dark magic and Undead summon magic so existing magic abilities retrograded.
It was not an easy decision for the Necromancers to start over, but they were steadily increasing their proficiency in curses and Undead summon.
'If I can bring them to Hermes guild, it will be acknowledged as a great achievements.'
Zabrin was spying patiently for a solid opportunity.
If they became members of Hermes guild, they will recognize Zabrin's meritorious deed.
By becoming part of the same guild, he could receive variety of help and follow them around in this canyon.
By joining in the Undead Legion's quest and working together it was a chance for him to gain level, fame and Undead summon spells together.
After winning over those around him, he gathered information while hunting and at that moment co-operative quest to eliminate the monsters in Natalia plain occurred.
And then a bit later, Weed together with Marey arrived with their Undead army.
Other players had Undeads as well but the Undeads Weed and Marey's brought were conspicuous.
With the flushing of miasma from the Death Knights, even decent Undeads tried to get as far away as they can.
The Death Knights riding on their gargoyles, standing guard while flying around them looked strong beyond ordinary.
'Maybe Weed is among them.'
Weed and Marey were unidentified players!
There are other five that were suspicious but their Undeads were lacking and few in numbers.
'Anyway I should report it.'
Zabrin reported to Hermes Guild Polon and the Mage troops about heading out to Natalia plains, about a suspicious person who could be Weed, about how Jeanne and Otem did not belonging to any guild.

subset: commoncrawl


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Taco Tuesday
Tuesday March 17, 2020
Additional Dates:
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Phone: 505-243-6752
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Get your taco on with $3 NM Lagers and taco specials from Pink Ladies.
Get your Taco Tuesday on at Wells Park where we'll be serving up $3 NM Lagers and 2 pork or chicken street tacos for $6! We'll also have $5 taquitos all day long!


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Philippe Tordjman Le Salon in Sofitel, Pasay caters to society's crème de la crème and for good reason—it's your one-stop spot for celebrity-worthy pampering and styling.
Together with his team of expert hair and makeup specialists, French international celebrity stylist Philippe Tordjman brings all patrons the best and latest hair care techniques and technologies. Some of his most notable clients include US Secretary of State Hillary Clinton, Meg Ryan, Antonio Banderas, and Melanie Griffith. You're sure to be in good hands here as Philippe himself trained his senior stylists for at least 5 years and carefully oversees all operations.
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You will indeed feel that you're in a luxury salon/spa
When we arrived, the salon is so classy and the atmosphere is relaxing. You will indeed feel that you're in a luxury salon/spa.Chie


text:
With an array of state and federal laws regulating data breaches, organizations face more expansive compliance obligations in the fight against data breaches than ever before. But in the modern world, no organization is an island. Reliance on contractors multiplies the surface area of entry for breaches, and though organizations may not have a direct hand in the data securities policies in place with their service providers, they still bear the brunt when personal data is stolen as a result of mishandling.
Law firm Mayer Brown recently addressed the discipline required to keep service providers in check when it comes to this threat. In a webinar titled "Contracting for Cybersecurity and Privacy Protections," which brought together partners Brad Peterson and Paul Roy, the firm illustrated not only the high level of risk associated with "contractors gone wild," but also offered practical tips to keep them in check.
The session began with an outline of what organizations risk when their data security requirements do not align with those of their contractors and suppliers. As noted by Peterson, "You cannot outsource cyber and security risks to a third party, the data-owner owns the risk. … Damage to your brand and reputation, stress for decision makers and regulations, securities suits and class actions from consumers are all potential ramifications of a risk."
The group also noted that evolving law in the European Union, such as the recent invalidation of the Safe Harbor agreement, puts a further onus on data owners to lock down the way data transfer is managed within their contractor network. Evolving technologies like Big Data analysis also make the area more complicated. Contractors may have stipulations pre-packaged in their client agreements that allow them to glean insight from the data they're provided.
"These tools allow suppliers to create insight from their information. Big Data usage may not violate any of the traditional terms, because it requires use of data rather than disclosure," Roy pointed out.
The risks of data security misalignment are well documented by breaches, and as noted by Verizon's Data Breach Investigation report, as many as 70 percent of threatened or actual data breaches where the motive was known occurred as a way to gain access to a secondary target. In light of this fact, organizations that rely heavily on a network of contractors and subcontractors would do well to more actively manage those relationships.
First and foremost, it's critical for organizations to have written plans that address the potential data risks and map out the response that will come after a breach has been identified. Past that, however, Roy and Peterson suggest that the appropriate steps to address risks associated with contractors shake out from three primary buckets.
1. Selecting secure suppliers
- All organizations are unique and therefore have specific compliance challenges and goals. Determine what data will be accessed by the supplier and categorize it by sensitivity and risk. Before engaging in a relationship, send potential suppliers questionnaires appropriate to the information they will have access to. This should address things like current technology implementation, access rights and notifications policies.
- Identify the gaps between your standards and the suppliers proposed actions. In this way organizations can identify gaps and negotiate agreements to address those gaps.
- Lean on third parties to audit the responses and track records of potential suppliers, and make decisions based on their findings.
2. Negotiating necessary contract terms
- According to Roy and Peterson, the verbiage of contract negotiation is matters (or commitments), options and protections. Commitments are service provider promises to comply with certain steps, options are available service additions that can be employed by clients—sometimes at an additional cost—that can provide better oversight, and protections are agreed upon standards that must be employed to proceed with the relationship.
- Within those tiers of a service agreement, clients should require the supplier have internal measures that coalesce with their own data security, such as restricting subcontractor access to data.
- Require background checks for those who may have access to data.
- Consider working in verbiage where possible that shifts some liability to the contractor; for example, requiring them to pay for credit monitoring or regulatory fines in the event of a breach.
- Ensure that contractors meet a minimum bar relative to security standards and best practices surrounding encryption, storage, and access.
3. Governing contract to ensure compliance
- Employ a team of cybersecurity specialists to oversee the management of data both internally and externally.
- Require that contractors regularly audit their data security efforts.
- Consider the maintenance of data maps, which allow organizations to determine which areas of your system are accessible by outside parties.
- Consider the constant evolution of data security laws and regulatory obligations, and update both your internal standards and those of contractors.
As Peterson said at the conclusion of the webinar, "Contracting for cybersecurity is a critical component to your security and needs to be done in a way that considers new risks. It begins by knowing your company's requirements and finding suppliers that fit those needs, negotiating the terms, and then managing those relationships."
Reprinted with permission from the October 22, 2015 edition of Legaltech News © 2015 ALM Properties, Inc. All rights reserved. Further duplication without permission is prohibited.
Related Capabilities
August 022022


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First Info Tech helped government agencies and task forces develop some of the regulations now applicable to cloud service solutions. Because we know the requirements inside and out, we can walk our clients through the process of getting audited and certified to sell their solutions.
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Ensuring the compliance of a large-scale cloud solution, with the hundreds of applicable government controls and standards, doesn't have to be a painful process. Our engineers know the regulations and the questions to ask to complete a compliance review. Most importantly, we conduct our audits in the context of an organization's overall risk mitigation strategy, making the findings actionable and solution-specific.


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Dr. Holmes, along with two partners, established Petsburgh in 1990 as a wellness center to provide boarding, grooming, and preventive medicine. In 1992, the Greenbush location of parent company Paw Prints Animal Hospital moved into the Petsburgh facility. Petsburgh became a full service animal hospital with boarding and grooming - capable of providing all of your cat's and dog's needs. In the fall of 2004, Dr. Holmes became sole owner of Petsburgh Pet Care and is proud to have retained her longtime and dedicated employees.
Tour Our Practice
Petsburgh Pet Care offers veterinarian services, boarding (with all indoors kennels), and professional dog and cat grooming.
Tell us how we are doing
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The Marion County Board of Commissioners halted the medical waste program when it learned of the aborted remains, the British newspaper The Daily Mail reported. Marion County is located just south of Portland and is the home of Oregon's capital city of Salem.
A variety of sources reported in March that more than 15,000 aborted and miscarried babies had been incinerated as medical waste by some hospitals in Britain. Some of the remains were used in waste-to-energy plants similar to the one in Oregon. When the Department of Health learned of the situation, it issued a ban on the practice, the British newspaper The Daily Telegraph reported.
"This practice is totally unacceptable," Britain's health minister, Dan Poulter, said, according to The Daily Telegraph.
The revelations from Oregon and the United Kingdom prompt the question of what routinely happens to remains of aborted and miscarried babies. Many are cremated. Some are tossed out with the trash as medical waste. Others are sealed in containers and sent to pathology labs. Some facilities actually bury the unborn children in mass graves. And some of the tiny bodies are taken by their mothers and given funeral services.
Those who take the children are women who have experienced miscarriages as well as those who aborted their child due to some major problem discovered prenatally. In both cases, the women viewed their unborn children as persons of value.
If an unborn baby is viewed as nothing more than a fetus, void of personhood, and routinely cremated and/or tossed out as medical waste, why would the practice of burning the remains to produce electricity be viewed as unacceptable and disgusting? It would seem practical and utilitarian to use the discarded remains to produce power. After all, the argument would run, aren't we just burning medical waste?
Why not do the same with dead bodies? Cremation is becoming increasingly popular in the United States. Why not just stack dead people like cord wood and use them at waste-to-energy plants?
We don't use deceased people as fuel to produce energy for the same reason we shouldn't use aborted and miscarried babies -- because they are persons and their passing should be treated with as much dignity as possible.
In spite of what the advocates of evolution maintain, humans are more than just highly evolved animals. Mankind is a special creation, formed in the image of God and is precious and valuable at every stage of development. As such, each person should be treated with the utmost dignity.
It seems that civilizations the world over innately understand the intrinsic worth of human life. Birth is celebrated in all cultures; so is death. Death rituals or funerals are observed around the world. Though the forms are different, they all share a celebration of life and a mourning of death and are all, in their own way, dignified.
The only way to justify discarding the remains of an unborn child as medical waste, or callously incinerating its remains, is to view it as less than a person, less than human.
Nazi Germany did this to justify the Holocaust of European Jews, classifying the Jews as less than human, even subhuman. So, forcing them into ghettos seemed to them of no consequence. Cramming them like cattle onto railroad cars for transport to the so-called labor camps -- in reality death camps -- seemed to them reasonable.
Using strong healthy Jews as beasts of burden was acceptable to the Nazis, because, they thought, the Jews were not fully human. Working them until they were used up and then killing them was, for the Nazis, considered acceptable; it was how one discarded an animal that was no longer useful.
When the extermination of the Jews first began, the Nazis buried the dead bodies in mass graves. However, the practice proved too cumbersome and time-consuming; thus it gave way to the efficiency of incinerating them in specially constructed crematoriums. What you and I view as atrocities against the Jews were deemed acceptable by the Nazi regime.
If, as abortion proponents contend, the unborn child is nothing more than a fetus and void of personhood, why do they care what is done to it? Abort it, dissect it, study it, burn it for fuel, they say. Oddly, some modern-day advocates of abortion believe an unborn baby should be afforded some dignity when its remains are being disposed of.
They should extend their view to abortion in general: An unborn child should be afforded dignity and protected from any and all harm.
Kelly Boggs is a weekly columnist for Baptist Press, director of the Louisiana Baptist Convention's office of public affairs, and editor of the Baptist Message (www.baptistmessage.com), newsjournal of the Louisiana Baptist Convention. Get Baptist Press headlines and breaking news on Twitter (@BaptistPress), Facebook (Facebook.com/BaptistPress) and in your email (baptistpress.com/SubscribeBP.asp).
Copyright (c) 2014 Southern Baptist Convention, Baptist Press www.BPNews.net


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Andaz News
Andaz Maui opens to public at Wailea Resort & Spa
Following an authentic Hawaiian blessing ceremony presided over by cultural practitioner Kahuna Nui Kapono'ai Molitau, Andaz Maui at Wailea Resort & Spa has officially opened its doors. The location welcomes guests to experience its impressive design, amenities, approachable service, and beachfront destination.
Hyatt announces plans for Andaz Gurgaon and Grand Hyatt Kochi
Hyatt Hotels Corporation announced that Hyatt affiliates signed management agreements for an Andaz hotel in Gurgaon and a Grand Hyatt hotel in Kochi, bringing the total number of announced Hyatt-branded hotels under development in India to 56.
Hyatt to re-flag Avia Hotels in Napa and Savannah to The Andaz
Hyatt Hotels Corporation announced today that in summer 2012, the Avia hotels in Napa, Calif. and Savannah, Ga. will be re-flagged as Andaz Napa and Andaz Savannah, respectively, bringing the total number of hotels in the Andaz brand to eight. The opening of Andaz Amsterdam, Prinsengracht the ninth Andaz hotel, is expected to follow shortly thereafter. Local architecture and design firms will work to showcase the surrounding areas through their design of the Andaz Lounge in both the Napa and Savannah hotels.
Hyatt launches Andaz brand into Asia with Shanghai opening
Hyatt Hotels has announced the opening of Andaz Shanghai, introducing its lifestyle brand Andaz to Asia for the first time. The newly constructed 28-story hotel is located in Xintiandi, an entertainment area in the heart of downtown Shanghai and a short walk to the Metro and Huai Hai Zong Road, one of the city's main shopping areas.
Hyatt announces Andaz Shangai opening
Opening marks debut of Andaz brand in Asia.


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Greenpower USA
Greenpower introduces students to design, manufacturing processes and project management as they learn concepts of drafting, 3D modeling, advanced manufacturing and fabrication, leading to teh "on-track" aspects of testing and evaluation. Greenpower roots are in STEM (science, technology, engineering and mathematices) subjects, as well as outreach and marketing.
How to Join / Membership Requirements:
This program is open to 6th-8th grade students. Students must have teacher recommendations. Students must score 100 on a given test and have parent liability forms completed.


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A selection of the Great Lakes Seaway Trail War of 1812 quilts will be on display as part of our exhibit at the upcoming Fourth Annual War of 1812 Symposium in Ogdensburg, NY on April 27-28, 2012. We will also have a preview of some of our new War of 1812 theme interpretive panels on exhibit.
For all the details and to register for the event visit the Fort La Presentation website at: www.fort1749.org
Stop by and say hello at our booth at the Freight House Restaurant on Saturday.
The events seminars and presenters include:
Research leading to the discovery of Col. Zebulon Pike's encampment on the
: Keith Herkalo is an 1812-era re-enactor and a founding member and current president of the Battle of Plattsburgh Association. As an amateur historian, his research is the catalyst behind the archaeological discovery of "Cantonment Saranac" and the location of the Saranac River graves. Mr. Heraklo edited The Journal of H.K. Averill, Sr.: An Account of the Battle of Plattsburgh and Early North Country Community and is the author of September 11th, 1814: The Battles of Plattsburgh. He is involved in restoration projects as the City Clerk for Grab Island . Plattsburgh
The archaeology confirming the site of Col. Zebulon Pike's encampment on the
Saranac River: Timothy Abel, PhD, has interests spanning the prehistoric and early historic archaeology of the Great Lakes. Since 2003, he has conducted more than a dozen projects related to the military and domestic archaeology of the War of 1812 in northern . Recently his archaeological investigations have produced conclusive evidence in New York of the encampment named "Cantonment Saranac" by its commanding officer Col. Zebulon Pike. Dr. Abel is an instructor at Plattsburgh Jefferson Community College in . Watertown, New York
Medical practices during the War of 1812: Gregory Baran, MD, a private practitioner and medical consultant in
since 1992, is the regimental surgeon for the re-enacted Regiment of Canadian Fencible Infantry and King's Royal Regiment of New York. He regularly presents on War of 1812 medical practices at Kingston, Ontario and continues to consult as a medical historian with various bicentennial projects and productions related to the War of 1812. Dr. Baran collects antique medical equipment. Upper Canada Village
The discovery, investigation and the preservation of the Schooners Hamilton and the Scourge: Nancy Binnie, MSc, is a Senior Conservation Scientist with Canadian Conservation Institute in
. Her career began in 1988, and she has had a long association with the wrecks of the Ottawa, Ontario and Scourge. An experienced scuba diver, her scientific interests have also taken her on the recovery of historic aircraft, such as the Fokker Universal from Hamilton Lake Charron in northern Manitoba, and the search for Avro Arrow models in . Ms. Binnie is the author or co-author of many papers related to artefact conservation and preservation. Lake Ontario
The Battle of Queenston Heights and the role of
Fort George in the War of 1812: Ronald Dale served as the Superintendent of Niagara National Historic Sites, including and Brock's Monument for 14 years, before being appointed the 1812 Bicentennial Project Manager for Parks Canada to develop a strategic plan for federal bicentennial commemorations. As an historian he is the author of The Invasion of Canada: Battles of the War of 1812, The Fall of New France: How the French lost a North American Empire 1754-1763 and Niagara-on-the-Lake: Its Heritage and Its Festival. He resides in Fort George . (Featured in the PBS War of 1812 production.) Niagara-on-the-Lake, Ontario
Planning for and conducting of War in North America, 1808-1815: Major John Grodzinski is an assistant professor of history at the Royal Military College of Canada in
. His doctoral thesis is The Constraints of Strategy: Lieutenant-General Sir George Prevost as Commander-in-Chief of British North America during the War of 1812. His MA discussed the War of 1812 on the Kingston, Ontario Upper St Lawrence River. Since joining the army in 1983, he has held several appointments with his regiment, Lord Strathcona's Horse, and various staff positions. Major Grodzinski conducts War of 1812 battlefield tours for the Canadian military. (Featured in the PBS War of 1812 production.)
Teaching the War of 1812 as a civil war: Melissane Schrems, PhD, is an assistant professor of history at St. Lawrence University in
, where she is a member of the Native American Studies Advisory Board and teaches courses focused on Native American and Colonial American history. Dr. Schrems doctoral dissertation was on the Mashpee Wampanoag Indians on Canton, New York Cape Cod, and her minor fields were Native American history, the history of Colonial America and Comparative Slavery. She is on the board of the Fort La Présentation Association.
Abbé Piquet and the legacy of Indigenous/Mohawk alliances during the War of 1812: Scott Stevens, PhD, is the Director of the Newberry Library's D'Arcy McNickle Center for American Indian and Indigenous Studies in
. His research interests concern the diplomatic and cultural strategies of resistance among North American Indians in the face of colonialism, as well as the political and aesthetic issues surrounding museums and the indigenous cultures they display. Dr. Stevens is currently working on a book-length research project entitled Indian Collectibles: Encounters, Appropriations, and Resistance in Native North America. He is a member of the Akwesasne Mohawk Nation. Chicago


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Does the mere thought of lead generation make you crazy to think about? However, unless you do things correctly, it may take too long. This article will show you in the right direction for generating new leads.
The buying cycle is something you will affect your lead generation attempts. Target your offers to this cycle.
Use consumer reviews and possibly case studies to find new leads. Use studies to show the benefits of your product and get testimonials from current customers.
Generating quality leads will be improved by establishing yourself as worthy of trust. Avoid screaming ads look like the next big hype or too hyped up.
Generating real leads will be improved by establishing yourself as a trustworthy provider.Don't use ads that have too much hype or are over-the-top.
You need to use them in moderation, but they can produce real results when chosen carefully. Try some out and adjust your business.
Look for local community that are involved with lead groups. These groups bring together a variety of diverse business owners who share leads between each other. You may be surprised at just how much this works. You can send a client who mentions they need a good dentist because they are suffering with a toothache.
Look for online and see what they are offering. These groups can be especially helpful if you have a local business. You can exchange contact information with a business in another state and set up some type of referral system.
Check each page on your website and make sure there is a clear in what the call to action. Be concise and don't have clutter on pages so people know what to do.
Make sure that you have a solid plan is focused. If your budget is especially tight, you will need to pay closer attention to ensure you aren't losing any money.
Talk to the other people as you wait in line. There's not any harm in being nice and you won't know who might need what you'll run into. Don't push your sales on them though, continue your sales pitch to feel them out, because they might still be interested in what you have to offer.


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If at any point you are not satisfied with the quality of service that Insurance Supermarket International provides, we would like to hear from you.
The following steps are in place to ensure that your complaint may be addressed and corrected in a timely and professional manner.
For complaints regarding quality of products, please contact your financial advisor directly. Your advisor will then help you resolve your issue in the appropriate manner.
If your issue is still not resolved, please contact Insurance Supermarket International directly using either the provided e-mail form for online correspondence or contact us by phone at the number below.
If you are still unsatisfied you may contact an independent Third Party dispute resolution service to overlook your complaint.
OmbudService for Life and Health Insurance (OLHI)
Toronto Office
OmbudService for Life and Health Insurance (OLHI) 401 Bay Street, Suite 1507 P.O. Box 7 Toronto, Ontario M5H 2Y4
Local: 416.777.9002
Toll Free: 1.888.295.8112 (Canada wide)
Fax: 416.777.9750
Montreal Office
Ombudsman des assurances de personnes (OAP) 2001 University Street 17th Floor Montreal, Quebec H3A 2A6
Local Montreal: 514.282.2088
Toll Free: 1.866.582.2088 (within Quebec)
Fax: 514.285.4076
Website : www.olhi.ca


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Dennis K. Burke, Inc has the supply and delivery capabilities to meet your municipality's needs. We currently service government/municipal contracts in Massachusetts, Maine, Connecticut and Rhode Island. From schools, to public transit authorities, to public works facilities, we have the ability to streamline your operations.
Deliveries can be on call, or set up on automatic schedules for each location in your area, depending on each individual location's product needs and usage. This saves you time and ensures that your various departments are able to run as efficiently as possible.
Dennis K Burke has become a leading supplier of fuel for local, state and federal agencies in the Northeast. Our ability to provide benchmark formula pricing or competitive fixed rate or variable options, allows your agency the flexibility needed during the RFP process.
To view a map of our Terminal Supply Locations and ensure they are in your area, click here


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Kraft Mountain (La Hija) Climber's Log
tcingrum - Dec 20, 2019 7:36 am Date Climbed: Dec 16, 2019Kraft
Fun route finding on solid sandstone boulders.
GlennD - May 1, 2019 2:27 pm Date Climbed: May 1, 20192 Peak Day
Climbed after New Peak. Much more enjoyable scrambling on this rock than the jagged handholds of NP. Beautiful color to the sandstone. Finished with the Kraft mountain loop trail afterwards, the canyon on the back side was fun. Surprised it's not in the RRNCA.
WOLFrising - Apr 18, 2018 8:55 am Date Climbed: Apr 17, 2018Made a loop out of it
w/ Rory. We summited from the trail near the parking area, on the southeast side. From the false summit, we took the ridge across to the true summit. We descended from there to the trail between Kraft and New Peak, took use trails through the springs and climbed the southernmost point of the Calico Hills from there. To make it a full loop, we walked through the town to return to the car.
gimpilator - Dec 17, 2017 10:51 pm Date Climbed: Dec 17, 20174 peak day
Kraft, New Peak, Turtlehead, Greycap
RoryKuykendall - Dec 28, 2016 7:11 pm Date Climbed: Dec 28, 2016From the Saddle With New Peak
Climbed New Peak first. The contrast between the two peaks is interesting. This is an easy climb but the route finding is non-trivial, as it is on most of the sandstone peaks around here.
philadendron - Oct 17, 2016 12:12 pm Date Climbed: Oct 15, 2016Up and over
My brother and I went up the South chute that cuts right up the middle to the summit. To descend, we followed the ridge to the West for a short time, then eyed a gully on the North side that looked like it went, except we couldn't see the very bottom. It almost cliffed out at the bottom, but we were able to find a clever workaround. Took the wash up to Hell Hill and took the trail back down. A+ scrambling. GPS trace
Again on 10/23/16, this time ascending my previous descent route. I made a conscious effort to descend as close to the West ridge as possible. GPS trace
Again on 11/20/16, this time up the South chute at a faster pace. Descended off the North side as before, then went over and did New Peak. GPS trace
Again on 2/25/17, via the South chute, then down into Gateway. Up South face of Grey Cap, then descended into Brownstone, went back through to Gateway and down Hell Hill. GPS trace
Again on 11/10/18, via South chute, then down into Gateway. Around to Ash Canyon saddle, then up the West ridge of New Peak to that summit. Down the East ridge to the top of Hell Hill, then done. GPS tracks
Super Dave - Mar 27, 2016 10:07 pm Date Climbed: Mar 15, 2016Fun Scramble
Really fun route finding up the west ridge from the saddle. Backtracked (just as fun) and climbed New Peak afterward. Trip Report
RaymondShevsky - Dec 21, 2013 9:20 pm Date Climbed: Sep 9, 2010Good novice hike
An excellent hike to do with children and/or dogs.
jdmorehouse - Nov 25, 2013 3:11 pm Date Climbed: Nov 24, 2013Kraft, New Peak, Redcap, and West Calico the Long Way
I started out at the parking lot at the end of the road in Calico Basin, hiked around to the north side of Kraft and ascended to a saddle with another peaklet between myself and the the high point. I traversed around it on the south (left) and made the Kraft summit. Down climbing through slots, chutes, and boulders, I came out at the saddle between Kraft and New Peak. Up New and down the other side over class 3 limestone all along the ridge. Then up a chute to the base of Redcap, and up to the top. There were many pools with water in them, including a sizeable one at the summit. The sandstone was slippery from three days of heavy rain. I dropped down the same chute and hiked around and into the Calico canyon up past the tank, and worked my way to the west Calico summit, then all the way out to the Scenic Loop. From there I hiked in the dark to the wash/trail that leads back to Calico Basin and finally back to my car. Total trip came in at 12.2 miles. A full day.
WML - Jun 5, 2011 7:41 pmAtman, yo.
Had a silly time wandering and climbing Atman. Short but very fun! Yin and Yang will be a good climb when I, you know, become a real climber or somethin' - Also want to check out Sunny and Steep zone after running into the Dean of Red Rock climbing himself at the gear shop, Wendell Broussard. Awesome guy, full of amazing climbing info, and a very nice and humble human being to boot. I guess he put up some cool routes there, including one that I must climb simply due to the name, "High Class Ho"
jimegan - Mar 18, 2011 10:01 amKraft mtn
climbed various times with Ed F, Richard N and Peter and Doyle. Always a lot better than I expect it to be
jmatthys - Oct 22, 2010 9:10 pm Date Climbed: Jul 3, 2008Early Evening
Got in the habit of doing it Friday nights after work during the summer of 2008. Was a nice start to the weekend, little feeling of accomplishment and nice view of Vegas lights on the way down.
Vasler - Mar 28, 2010 10:42 pm Date Climbed: Mar 25, 2010Throw yourself about
There's no shortage of ways up this peak. I found a nice long leg on the WNW side of it and crawled up. Similar to the Calico hills in inventive bouldering, but different enough to hold as its' own.
mountaingazelle - Dec 12, 2009 5:54 pm Date Climbed: Dec 9, 2009Kraft Mountain
Fun scramble after New Peak. Kraft Mountain was covered in snow most of the way.
Tracy - Jul 31, 2009 2:47 pm Date Climbed: Jul 31, 2009with New Peak
Nice morning hike combined with New Peak. This peak (Kraft) is more of a fun scramble being sandstone. Hot day but I did it early. I also learned not to answer my cell phone while hydrating - I tipped over my Nalgene while tending to the call and lost almost all my water.
Repeated this one on October 25, 2017 & again on October 18, 2021
MoapaPk - Apr 14, 2009 7:18 pmin combo
I typically start at the east end, then go W over Kraft, New Peak, Redcap, then cut back east and south over 1 or 2 peaks on the sides of Calico Tank, then down a deep slot on the east of the tank. This loop gives a lot of variety, with lots of scrambling. You gain over 3000' by the time the loop is done.
This peak has become immensely popular with one local Meetup group. Before 2003, there was no sign that anyone went across the top; now it's not unusual to have 40 people go across the summit on a scheduled hike.
Have also been N-S two different ways; much trickier.
cp0915 - Apr 14, 2009 10:12 amSouth-side Gully & North Face
I've climbed this peak a few times via a couple different routes.
Climbed it most recently on 5-15-10.


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Crypto is an open, rapidly-evolving financial instrument that is largely unregulated, with a history of hacker abuse and big investor losses. That doesn't mean you shouldn't buy crypto, it just means that you must take steps to make sure your coins are safe if you do.
Where you store your coins is a key factor in keeping your coins safe, and hardware wallets offer excellent protection. Read on to see why hardware wallets provide safe crypto storage and for a closer look at three popular wallets.
What is a hardware wallet?
Just like any other asset, including physical cash or cash held in a bank account, cryptocurrencies require some type of storage. But is it safe to leave your coins with an exchange? The frequency with which exchanges are hacked would suggest otherwise. Storing your coins in a wallet adds an additional layer of protection.
A hardware wallet is a physical device that stores your private key. To store coins in a hardware wallet or to access your coins, you have to connect your hardware wallet to your PC. If you keep your hardware wallet disconnected, your coins are not within reach of hackers. A disconnected hardware wallet is also known as cold storage.
Hardware wallets offer a compromise: just like paper wallets your key is stored offline and therefore at arm's length from hackers, but unlike paper wallets you can easily access your coins by simply plugging in your hardware wallet. However, compared to a software wallet, a hardware wallet is less vulnerable to hacker intrusion.
Hardware wallet features
Hardware wallets are not all the same. However, hardware wallets share similar security and practical advantages. There are different features and benefits on offer, depending on which wallet you choose. Some of the common features of hardware wallets include:
- some type of security barrier, such as a PIN number
- a means to get access to your device if you lose your PIN, such as a recovery passphrase
- electronic displays showing you everything from transaction status to your current holdings
- physical buttons to confirm transactions
- support for a variety of coins
More advanced wallets can offer more features, but typically at a higher price:
- advanced on-device user interface, including color displays
- the ability to store different coins simultaneously
- two-factor authentication
- PC and mobile-independent operation
You may just need a basic wallet, but for some crypto investors, a more advanced wallet will be safer or simply more convenient.
When to choose a hardware wallet
With so many good hardware wallets on the market, switching to one could seem like an obvious choice. The main benefit of hardware wallets is improved security. However, your choice of wallet (if any) will depend mainly on how you trade crypto, and how much crypto you hold.
If you hold coins with a large fiat currency value over long periods you should seriously consider a hardware wallet to protect your valuable assets. But if you frequently trade cryptocurrency as a speculator, you might find that hardware wallets are simply not worth the hassle.
Are hardware wallets hackable?
In short, yes. In March 2018 a 15 year old hacked the Ledger Nano S using what's called a supply chain attack. In other words, the hacker proved it is possible to get access to a user's coins by modifying the device before it is shipped to the user. McAfee's Bifi wallet has also, allegedly, been hacked.
Though hardware wallets can be hacked, it is worth bearing in mind that hacking attacks require effort. The payoff for hacking an individual's personal wallet is far lower than the payoff behind an exchange hack. Yes, your hardware wallet can be hacked, but with great difficulty and there is little motivation to do so. Of course, this is all assuming that you purchase a hardware wallet from a reputable vendor.
Your hardware wallet options
Crypto users have plenty of choices when it comes to hardware wallets. In this section we'll briefly outline your options. In the next section, we'll take an in-depth look at three of the most popular crypto wallets currently on the market.
Popular hardware wallets
Which hardware wallets are the most popular? Three manufacturers stand out for offering a solid mix of features, security and good value.
TREZOR. Satoshi Labs is the developer behind the TREZOR wallet. The TREZOR wallet includes protection by means of a PIN and includes a basic display, plus physical buttons you can use to confirm a transaction.
TREZOR Model T. With the model T, TREZOR adds a color display, a couple of other features plus double verification of all transactions. For many users, the larger display will be a big ease-of-use advantage.
KeepKey. A relative stalwart in the hardware wallet scene, KeepKey has been around since 2015. KeepKey features an OLED screen and a 12-digit recovery passphrase.
Ledger Nano S. One of the more affordable devices on the market, the compact Nano S includes an OLED display and physical buttons that you need to press to verify transactions. It's simple but effective.
Ledger Blue. Just like TREZOR, Ledger offers a more advanced hardware wallet called the Ledge Blue. You get a 3.5" color touchscreen, Bluetooth connectivity and two-factor authentication (2FA) too. On the other hand, Ledger Blue is comparatively more expensive.
Alternative hardware wallets
We've highlighted the most popular hardware wallets, but there are several other wallets with unique features – or just an attractive price. Some lesser-known hardware wallets include:
Case. Unlike other hardware wallets, you don't need a computer or phone to use Case. This wallet comes with a cellular radio built-in including the ability to use the cellphone network in 100+ countries to make bitcoin transactions free of charge.
CoolWallet. CoolWallet is shaped like a credit card, features an on-screen balance display and is said to be waterproof.
Digital BitBox: Sometimes simplicity is just the best option. You get no buttons or screen on the tiny BitBox, but it comes with solid security features including 2FA and a secondary password that offers access to a hidden wallet.
OpenDime: Do you want to be able to hand over cryptocurrency as easily as you hand over cash? OpenDime is a "disposable" wallet that works with any USB port. You can load a disposable OpenDime wallet with bitcoin and simply hand it over to another party.
CryoBit Cryo Card. Just about equivalent to a paper wallet, the Cryo Card is a credit-card shaped piece of metal which carries your wallet address and private key in an engraved form.
A Closer Look at Three Popular Hardware Wallets
TREZOR (classic)
Crypto enthusiasts will know Satoshi Labs as the company that produced the Slush Pool, the first crypto mining tool, as well as Coinmap, the cryptocurrency directory. TREZOR is the original Satoshi Labs hardware wallet. The TREZOR Model T offers additional features at a higher price.
The TREZOR includes all the essential hardware wallet features:
- support for over 500 coins (thanks to ERC20 support) including all the important ones like Bitcoin, Litecoin, Zcash, Ethereum, etc.
- compact size, the TREZOR measures just 60mm x 30mm x 6mm
- a simple but effective 128px x 64px white OLED display
The screen on the TREZOR is small, but you can see everything you need to see to complete a transaction. You get physical buttons to approve transactions, but nothing else. There is an advantage to this simplicity: with no other software features, the TREZOR is less vulnerable to hacking attempts.
TREZOR security features
TREZOR offers a PIN password barrier. Enter the PIN incorrectly and you are forced to wait before you can try again. Each time you enter the PIN incorrectly the time you have to wait is doubled. There is also a 24-word recovery phrase you can use if you lose your PIN.
Some users might criticize the PIN for being overly complicated.
How the TREZOR compares
Overall the entry-level TREZOR is a capable hardware wallet at an attractive price. The fact that the TREZOR is backed by an experienced crypto team that is responsive to its customers keeps the TREZOR at the top of the hardware wallet list year-in, year-out.
The KeepKey is a bigger device in comparison to the TREZOR, but it does have the benefit of a clearer, bigger OLED screen. Just like the TREZOR the KeepKey does not skimp on essential features, including:
- support for Bitcoin, Dash, Ethereum, Litecoin and a couple of others plus many ERC20 tokens
- a password recovery phrase when you set up the device, ensuring you can retrieve your coins if the worst happens
- premium build quality with anodized aluminum case
- a slim profile of 38 mm x 93.5 mm x 12.2 mm
- 3.12″, 256px × 64px OLED screen
KeepKey security features
The top-notch security features of Keepkey makes it worth a second look. When communicating, with your PC the KeepKey uses a very limited protocol that never exposes your private keys. Your KeepKey ships in tamper-evident packaging and the manufacturer also adds a device seal which will show any evidence of tampering. Just like the TREZOR, the KeepKey limits PIN retries, extending the wait period between each attempt.
How the KeepKey compares
Though bigger, the KeepKey is quite sleek and easy to use. Many people like the premium build quality. Some users complain that setup can be a bit of a pain, in part because you cannot save setup progress mid-way – you must complete the entire setup process in one go.
In the past, KeepKey has been slower to deliver support for new coins and feature upgrades, compared to other wallet manufacturers. On the other hand the bigger screen accommodates more information compared to the TREZOR. This will be a plus for many people.
Ledger Blue
Need more than just basic hardware wallet features? The Ledger Blue is a wallet that does it all. You'll spot the snazzy touch-enabled color display straight away. Here lies access to the more advanced features of Ledger Blue.
Some of the features you get with a Ledger Blue include:
- support for 24 cryptocurrencies, including ERC20 tokens
- 3.5-inch color touchscreen for ease-of-use
- connectivity via both Bluetooth and USB
- backup and restore with a confidential passphrase
- companion app that makes it easy to check balances and to send and receive crypto assets
Ledger Blue security features
You get the usual security features and the Ledger blue adds hack-resistant two-factor authentication. Interestingly, the Ledger Blue has anti-tamper circuitry. The device checks internal integrity and reports any evidence of tampering.
How the Ledger Blue compares
If you can put up with the bigger size (and higher price) of the Ledger Blue, you may well find the large touchscreen to be an excellent way to manage coins in your hardware wallet. Note that the Ledge Blue can store up to 11 different coins simultaneously, making it a good choice if you have multiple crypto holdings but want just one device.
For others, some of the simpler, cheaper wallet choices like the TREZOR could be a better option. Also, consider that the more advanced software on the Ledger Blue may be more prone to hacking, while the physical bulk of the Ledger Blue may not appeal to everyone.
Alternative wallets for storing your crypto
Hardware wallets aren't your only choice
Software wallet
One of your options is to store your coins in a software wallet. This could be software on your desktop PC, a mobile phone app or even an online software wallet that you can access using any device.
Advantages of software wallets
Software wallets offer improved security over exchanges. A personal software wallet on a PC is unlikely to be a target for a determined hacker. In comparison, wallets crypto exchanges are honeypots that are attractive targets.
Your software wallet can also ensure continued access to your coins, whereas an exchange may experience unexpected downtime. An offline exchange leaves you out of luck if you quickly need to pay with or transfer your coins.
Disadvantages of software wallets
Software wallets suffer from some of the same vulnerabilities as exchanges. If the device containing the software wallet is connected to the internet, it is vulnerable to malware.
Malware-based attacks could lead to a hacked software wallet (while online wallets can, of course, be attractive to hackers). Next, the code in software wallets can be exploited – again leading to stolen coins.
Limited choice
Note that for some of the small-cap coins a software wallet may be your only alternative: niche coins often have their own wallets proprietary to that coin because no other wallet supports the coin. The wallet could be a desktop wallet, or an online wallet. However, for popular coins such as BTC or ETH you can plenty of software wallets.
Paper wallets
Cryptocoins are always located on the blockchain– the data store that keeps track of who owns how much of a cryptocurrency. What's stored in a wallet is just the access key that gives you the permission to use your crypto holdings.
This access key consists of a public key (which you use when someone else sends cryptocurrency to you) and a private key (which you use when withdrawing or sending currency). A paper wallet is simply a physical print-out of your public and private keys.
Advantages of paper wallets
Without physical access to the paper wallet, a hacker cannot steal your coins. In this sense, a paper wallet provides an extremely high level of protection against the loss of your cryptocurrency.
Paper wallets are also easy to use for storage purposes and is typically free too – it won't cost you anything to use a paper wallet.
Disadvantages of paper wallets
In the absence of a backup losing a paper wallet means losing access to your coins. There is another issue in that paper wallets are cumbersome. Want to make a crypto payment? You need to find a piece of paper and copy the key. Paper wallets are not as convenient as desktop and online wallets.


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It's not a scientific study by any means, but this article from the New York Times could be used to generate a good hypothesis worthy of being tested:
"Our cities are facing a huge problem, maybe the largest since World War II," Mr. Goldstein said. "How is it that people who were born here in Brussels, in Paris, can call heroes the people who commit violence and terror? That is the real question we're facing."
Friends who teach the equivalent of high school seniors in the predominantly Muslim districts of Molenbeek and Schaerbeek told him that "90 percent of their students, 17, 18 years old, called them heroes," he said.
Mr. Goldstein, 38, grew up in Schaerbeek, the child of Jewish refugees from Nazism. Now a councilman from Schaerbeek, he is also chief of staff for the minister-president of the Brussels Capital Region.
I could see the hypothesis worthy of test being something like:
- Most Muslims in Europe are peaceful and tolerant
- Those who commit terrorism and violence do not represent Islam in Europe
I could also see the politically correct crowd insisting that it is racist and Islamophobic to even test such a hypothesis while simultaneously insisting the quote above is proof Jews are racists.
My take on things is that there is a huge problem in Europe that to a greater or lesser degree extends over the entire globe and there are no good solutions. There are only painful remedies and pragmatic tradeoffs which will challenge our principles to their core.


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Paul D Cleary, PhD
Research & Publications
Paul D. Cleary, Ph.D. is the Anna M.R. Lauder Professor Emeritus of public health in the Department of Health Policy and Management. and Dean Emeritus of Public Health.
Dr. Cleary received his Ph.D. in sociology from the University of Wisconsin. His earliest work focused on studies of health behavior. He conducted theoretical and empirical research on smoking as well as patients' perceptions and responses to physical symptoms and factors affecting use of medical care. He also studied the recognition and management of conditions such as mental illness, alcohol abuse and functional impairment in primary care settings.
For much of his career, Dr. Cleary has been actively involved in research focused on persons infected with HIV. He has investigated the ways in which infection affects people's lives and the factors affecting the quality of medical care for infected persons. He led a key component of the HIV Costs and Services Utilization Study (HSCUS), in which his team investigated the physician and clinic characteristics that predict the quality of care that patients receive. He also conducted a major national evaluation of a quality improvement program in HIV clinics funded by the Ryan White Care Act.
He has studied how organizational characteristics affect the costs and quality of care for persons with AIDS; evaluated a national continuous quality improvement initiative in clinics providing care to HIV infected individuals; and studied the long-term impact of patient-centered hospital care. He is Principal Investigator of one of the Consumer Assessment of Healthcare Providers and Systems (CAHPS) projects funded by the Agency for Healthcare Research and Quality (AHRQ) to develop information gathering surveys for consumers regarding their health plans and services. He has published more than 350 journal articles describing his research.
Dr. Cleary has been a member of the Academy of Medicine (AOM) since 1994 and served as Chair of two AOM Committees: the Committee on the Ryan White CARE Act: Data for Resource Allocation, Planning and Evaluation in 2002-2003, and the Committee on HIV Screening and Access to Care from 2010 to 2011. He has also been a member of the Connecticut Academy for Science and Engineering since 2007. In 1996, he was selected as a distinguished fellow of the Association for Health Services Research, and in 2002, received the Distinguished Investigator Award from the Academy for Health Services Research and Health Policy. In 2010, Dr. Cleary was awarded the Picker Award for Excellence in the Advancement of Patient-Centered Care by the Picker Institute. In 2018, he received the L:eo G. Reeder Award for Distinguished Contributions to Medical Sociology.
From 2005 to 2016 Dr. Cleary chaired the National Advisory Committee for The Robert Wood Johnson Foundation Investigator Awards in Health Policy Research Program. He has served as editor of The Milbank Quarterly, associate editor of the Journal of Health and Social Behavior, consulting editor of the Journal of Culture, Medicine and Psychiatry, and an editorial board member of The Handbook of Social Studies in Health and Medicine and the Advanced Handbook of Methods in Evidence Based Health Care.
Education & Training
- PhDUniversity of Wisconsin (1980)
- MSUniversity of Wisconsin (1973)
- Center for Interdisciplinary Research on AIDS (CIRA)China; Estonia; Ghana; India; Liberia; Malaysia; Peru; Russia; Uganda; South Africa 1997The Center for Interdisciplinary Research on AIDS (CIRA) was established in 1997 and is currently New England's only National Institute of Mental Health (NIMH) funded AIDS research center. CIRA brings together scientists from 25 different disciplines and three institutions including Yale University, The Institute for Community Research and the Center for Health, Intervention, and Prevention. At Yale, faculty from five different schools participate in CIRA, including the Yale School of Public Health, Yale School of Medicine, Yale Law School, Yale Graduate School of Arts & Sciences, and Yale School of Nursing. CIRA supports innovative, interdisciplinary research focused on the implementation of HIV prevention and treatment and the elimination of HIV disparities. CIRA facilitates HIV prevention research by providing individual and core consultations, as well as a variety of other services and activities to assist in the development of new research collaborations, the conduct of research, and the dissemination of research findings. At present, over 200 individuals and over 55 research and training projects are affiliated with the Center. Countries involved include the United States, Brazil, China, Estonia, Ghana, India, Liberia, Malaysia, Peru, Romania, Russia (Russian Federation), South Africa, Uganda, and Ukraine. URL: http://cira.yale.edu/
Honors & Recognition
|Awarding Organization
|Elected Fellow
|American Association for the Advancement of Science
|Trumbull College
|Elected Member
|Connecticut Academy for Science and Engineering
|Distinguished Fellow
|Association for Health Services Research
|Elected Member
|National Academy of Medicine
|2002 Distinguished Investigator Award, Academy for Health Services Research and Health Policy
|1997 A. Clifford Barger Award for Excellence in Mentoring, Harvard Medical School
|2010 Picker Award for Excellence in the Advancement of Patient-Centered Care
|Picker Institute
Professional Service
|The Whitney Center
|Board member
|2013 - 2018
|The Milbank Memorial Fund
|Board Member
|2013 - Present
|Board Member
|2006 - Present


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ATTORNEYS; CONFLICTS OF INTEREST—A law firm that represented a company and its then-president in a merger into a new company is barred from representing the former president in a dispute with the new company because (a) it would give the appearance of impropriety, and (b) the attorney-client privilege can only be waived by the post-merger company.
Oswall brought a breach of contract action against his former employer, alleging that the company had violated part of a non-competition agreement between them. The agreement was signed in 1991 by Oswall and the company's then-president. Both the company and the president personally had been represented by the same law firm for over 20 years in various matters, including litigation, general corporate matters and real estate. The firm's representation of both the president and the company continued through the company's merger in 1994. As a result of the merger, the law firm no longer represented the company and the president was no longer part of the company, even though the name of the company was unchanged. The "new" company subpoenaed the president to appear at a deposition but a partner in the law firm (and still the president's attorney) insisted that the president would only appear if the law firm were his counsel. The new company not only objected, but moved to disqualify the partner and the law firm from representing the president, claiming a conflict of interest because the law firm had represented the "old" company through the 1994 merger. By separate motion, the company sought to name the president as a third-party defendant, claiming he had acted ultra vires when he entered into the contract agreement with Oswall. The motion judge denied the company's motion to join the president as a third-party defendant, but did disqualify the partner and the law firm from representing the president and ordered the president to appear on the date scheduled either with new counsel or without an attorney.
On appeal, the president contended that Rule 1.9 of the Rules of Professional Conduct (RPC) does not apply in this instance because: (1) the company, as it existed after the merger, is not the law firm's former client since it was never represented by the law firm; (2) representation against a successor corporation is not representation adverse to a former client under Rule 1.9; and (3) the contract dispute with Oswall was not a matter "substantially related" (as that phrase from RPC 1.9 is used and interpreted) to the law firm representation of the president and the "old" company. However, following a long line of cases holding that even the appearance of impropriety is enough for disqualification of an attorney or law firm, the Appellate Division found against the former president and his attorney.
The Court's reasoning asks whether an ordinary, knowledgeable citizen acquainted with the facts could conclude that an attorney represented a former client within the ambit of RPC 1.9, and whether that representation would pose a substantial risk of disservice either to clients or to the public interest. Since the "new" company inherited the contractual obligations of the "old" company and the law firm represented the "old" company, the Court felt an ordinary person could conclude there would be a risk of disservice if the attorney represented the president, even though the president was not a party to the action. The Court also held that a successor corporation retains the attorney-client privilege of its predecessor company, to be asserted or waived only by the current directors and officers of the company and not prior management, even if the dispute concerns matters that took place when prior management was running the company.
Copyright ©2003. Meislik & Meislik. All rights reserved.


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Saxist John Stephens is at the World Stage on Friday. Stephens has solid roots in L.A. jazz history (especially with Buddy Collette), but like most of our jazz history it's ignored. So every time a guy like Stephens starts telling stories, you wish you had a tape recorder rolling. The Stage should be full of Leimert Park luminaries, and the chance of spontaneous jazz jams full of great players is always high at night's end. Stephens also regularly provides arrangements for the Luckman Jazz Orchestra — we remember a mind-expanding take on John Coltrane's "Africa" that brought down the house last season. Doubtless Stephens has worked up one or two more for the LJO's Tribute to Thelonious Monk on Saturday night at the Luckman Fine Arts Complex on the Cal State L.A. campus. Great players abound in the ranks (Bennie Maupin never fails to wail) and Charles Owens
directs, blowing some wild lead himself. If this is as great as their takes on Trane, Diz and, especially, Miles, the music will stay with you a long while. Highly recommended.
Drummer Ignacio Berroa's quartet at Alva's in San Pedro on Friday includes pianist Otmaro Ruiz, saxist Ben Wendel and bassist Rene Camacho. Ruiz and Wendel have been playing in high-intensity quartets for years now and enjoy that high-wire interplay. At Alva's on Saturday it's guitarist Russ Spiegel and vibist Nick Mancini plus clarinetist John Tegmeyer, organist Joe Bagg and drummer Matt Mayhall, a bunch just bursting with chops and open ideas. As is violinist Christian Howes, a jazz player who regularly delves into bluegrass and rock and fusion. At Spazio's on Saturday he's put together guitarist Robben Ford, organist Bobby Floyd, pianist Tamir Hendelman, bassist Kevin Axt and drummer Joel Rosenblatt for some grooving, swinging music. At Henri's in Canoga Park on Saturday guitarist Bruce Forman trades solos and shares fleet ensemble work with fiddler Phil Salazar in Cowbop, a seamless blend of bop and western swing sure to drive your jazz-purist friends up the wall. Tenor Don Menza brings it all home again with solid straight-ahead at Charlie O's with the John Heard Trio on Saturday and his own quartet on Wednesday. Trombonist Scott Whitfield is there Thursday, always recommended.
Downtown on Monday reedist Katisse Buckingham leads a quintet (including longtime compadre Nick Mancini and trombonist Garrett Smith) at Seven Grand. The crowds being younger and edgier in this neighborhood, the music can get more intense or expansive or whatever the players feel like they want it to be. In the West Lounge atop the Hotel Angeleno in Brentwood the Cross Hart Jazz Experience (bassist Ryan Cross and drummer Lorca Hart) do their Monday session with exciting pianist Mahesh Balasooriya and powerful saxophonist Frank Fontaine. At Vitello's in Studio City on Monday Larry Goldings' Boogaloo & Beyond looks to be a hell of a band, with Goldings at the B3 along with saxist Bob Sheppard, the superb and very funky (in case you've never seen this side of him) guitarist Anthony Wilson and drummer Mike Green. Highly recommended. (If you want to see Goldings the jazz pianist, he leads a trio on Sunday at Vibrato. Wilson shows off his beautiful jazz chops at John Pisano's Guitar Night, now at Vitello's on Tuesday. And Sheppard does his thing at Vibrato on Saturday.) On Thursday Kneebody are at the Little Temple. The individual players — pianist Adam Benjamin, trumpeter Shane Endsley, bassist Kaveh Rastegar, saxist Ben Wendel, drummer Nate Wood — fill this column regularly. It's brilliant stuff, the kind of band you can bring your hip-hop and rock and outside-muzik pals along to see, and all will find something to grasp on to.
Piano-wise, the masterful Alan Broadbent Trio record live at Giannelli Square on Friday and Saturday. Cover is $20, which includes a little vino. Grammy-nominated pianists Taylor Eigsti and Gerald Clayton play a duo at The Edye (behind the Broad Stage on the Santa Monica College campus) at 7:30 on Saturday. Josh Nelson has a trio (with bassist Hamilton Price and great drummer Kevin Kanner) back at the Café Metropol on Saturday and is always highly recommended. Also downtown at a jazz spot we've just heard about, the Bev Manson Trio play the Blue Whale (in the Weller Court off 2nd Street between Los Angeles and San Pedro streets in Little Tokyo) on Saturday. Pipes-wise, the excellent Janis Mann does a Friday night at Charlie O's, while singer Mark Winkler is at Vitello's on Saturday. His new one, Till I Get It Right (on Free Ham), is plenty solid, but we finally just saw him perform for the first time and loved the vitality of it all — good singer with a great presence. And if you missed the Django at 100 gigs at Catalina you can catch guitarist Dorado Schmitt and crew (with clarinetist Ken Peplowksi too) on Friday and Saturday at the Orange County Performing Arts Center. You gotta love Django.
(Brick can be reached at email@example.com.)
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The Daily Question for You and Your Child: A Three-Year Spiritual Journal
A special keepsake for you and your child! Begin the journey at any point in the year (or your child's life) and treasure forever.
A fun, thought-provoking 365-question guided journal and keepsake that sparks daily interaction with your child to create a memory book capturing your child's life, personality, and faith journey.
Turn to today's date and have your child respond to the questions at the top of the page. By asking the same question a year later, over three years you'll create a precious time capsule that captures your child's development and personality.
Some of the questions focus on spirituality and the child's heart, while some are meant to capture their creativity, spirit, and sense of humor. All questions spark conversations and memories that span well beyond the pages of this book.


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God At The Crossroads Of Our Lives
Shlach (Numbers 13-15 )
Jerry and his wife, Karen, were facing a crisis. They had moved to Wheeling, West Virginia from the suburbs of Chicago just 2 years before, due to a promotion Jerry had received in his firm. They realized now that it was a colossal and tragic mistake. Not because of Jerry's job - that was a tremendous success. The problem was Karen and the kids.
They knew that the biggest disadvantage to Wheeling was the lack of Jewish education and social circles; there were no day schools or synagogues in Wheeling. But they thought they would be able to withstand the four years that Jerry's assignment in Wheeling was supposed to last.
But now their children had told them that they no longer wish to be Jewish! This was after just two years away from other Jewish kids. What would happen after another two years of Wheeling? This was in addition to Karen and Jerry's 'hermit' social situation ever since they had left their group of Jewish friends in Chicago.
Jerry and Karen wondered: "How does God look at us now?" They had been given a challenge two years ago whether to take the Wheeling offer or not and they firmly believed now that they had failed the test. How would God relate to them now, after they had ruined "His Master Plan" for their lives and made such a terrible mistake?
The answer is in this week's Torah portion, Shlach:
"Send for YOURSELF, men, and let them spy out the Land of Canaan that I am giving to the Children of Israel." (Bamidbar 13:2).
Rashi comments: "For yourself, meaning according to your own counsel. I (God) am not commanding you to do so. If you want, you can send them."
God acquiesces to the Jewish People's request to send spies but not enthusiastically:
"I had told them that the Land of Israel was good (but they do not trust Me)." (Rashi 13:2).
God is not thrilled with the Jewish people's wish to send spies to confirm that the Land of Israel is conquerable and that it is indeed the land of "flowing milk and honey." But He allows it. God's lack of excitement towards the idea of sending the spies foreshadows the rest of the events of the Parsha which describes how the spies' mission and the people's reaction to their report caused the eventual death of the entire generation and the 40-year sojourn in the desert.
All this leaves us with many questions. First and foremost, if God hinted to His displeasure of sending spies and Moshe knew that God was not happy with the notion, why would Moshe go along with it? We even find (in Devarim 1:26) that Moshe was pleased with the idea. How could Moshe send spies if he knows God only allows it in terms of "shelach lecha" - "send for yourself, I am not commanding you"? It's one thing to ignore our mother or father when they tell us, "I don't think it's a good idea but do it if you want," but it's quite another to ignore God's advice!
Second, why would God "set up" and trap the Jewish people? If He knows that sending spies will only lead to disaster, why wouldn't He protect His nation from it?
Finally, it seems unfair for God to be so exacting in His words, "Send for YOURSELF" in order to distance Himself from the command. After all is said and done, God is the one who tells Moshe to send spies. It is a commandment. What then is the deeper message of "for YOURSELF" if the bottom line is that it is still a commandment?
The answer teaches us a tremendous fundamental of Jewish living and philosophy. God deals with us where we are at, not where He is. Sending the spies was not automatically going to lead to the downfall of the Jewish people. It was the proper course of action under the circumstances.
God was saying: "I wouldn't have suggested that you send spies to investigate the status of the land. I expected you to trust Me and conquer and settle the land, sight unseen. This is exactly the same kind of trust that you demonstrated once before at Sinai. (See Kol Yaakov, "God Knows Best" http://www.aish.com/torahportion/kolyaakov/God_Knows_Best.asp) You shouldn't need the spies. But once you have chosen this route, then you MUST send them. It is now proper for you to send them since you have lowered your spiritual level and the level of trust you have in Me. In fact, if you don't send the spies now, but think you can rely on trust in Me, you will not succeed."
It is true that a very holy and righteous person who trusts in God can simply pray and wish for his physical sustenance and he/she will never have to work for it. Money will appear somehow on his doorstep whenever he/she needs it. But for those of us not on this supreme level (99.9999% of us!), it would not only be unwise to rely on God alone for our sustenance, it would be a transgression. We must put forth effort in order to achieve results, including "making a livelihood."
The Jewish people, as well, put themselves in a position where the only course of action they could have taken was to send spies. They displayed their lack of complete trust in God and had to go about things in the regular ways of making war and conquering land, which is to send spies. God was not advising them not to send spies in His phrase of, "for YOURSELF"; rather, He was just voicing His disappointment that the Jewish people could not raise themselves to the level of complete trust in God.
God deals with us where we are at, not where He is. Did God want the Jews to send the spies? Certainly, not. Did the Jews make a fatal mistake in descending to the level of having to send them? Definitely, yes. But God reacted to the Jews' mistake, not with abandonment and disdain, but with a new task and mission for them. They now had to face the danger and the challenge of the spies' report and how they would deal with it. (They unfortunately failed this test as well.)
Whenever we use our free will to make decisions that go against God's original plans and wishes, He doesn't leave us to grope through life's difficulties alone. He responds with a brand new list of challenges and tests for us to pass.
This does not mean that there is no accountability for our choices and actions. God judges us and records all our failures. This of course leads to consequences and punishments. But even if we have chosen a wrong path, He is still with us throughout our lives.
We set the playing field of our lives and hopefully it is in line with His desires for us. But even if it is not, God shows up at the "new stadium" that we have built for ourselves and writes a brand new "game-plan." He may now have very different expectations for us than He once did, but great expectations He has.
Now we return to Jerry and Karen and their Wheeling decision. It does seem like the choice of Wheeling was a very bad one. But God does indeed relate to them in the same way, even after they had ruined "His Master Plan" for their lives and made such a terrible mistake. He responds flexibly to the situation, lowering His expectations and range of decisions that are to be made. In Chicago, Jerry and Karen's challenges may have been to pray at synagogue every week and to enroll their kids in a Torah school. In Wheeling, their challenge may involve studying Torah with their kids daily and discussing Jewish issues with them. (It may now also encompass making plans to leave Wheeling.)
God gave over the course of our destinies to our own free will and decision-making. (There are times when He "steps in" to direct us with His Providence, but this is not the norm.)
Rest assured, though, that no matter what happens and no matter what we decide, He is right there with us at all times.