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Where Kiwi.com really shines is the way in which it mixes and matches airlines in order to find the cheapest price. For example, maybe you want to go to Rome, Italy from Washington, USA. A typical flight search engine will only suggest routes coming from a single airline and its partners. An example search on Expedia shows the cheapest route as $631.20 USD via TAP Portugal.
Many of these budget airlines have their own airline rewards credit cards, and most of them offer a major signup points bonus. For example, the Southwest Rapid Rewards Plus card from Chase offers 40,000 points after spending just $1,000 in your first three months. However, a general travel rewards credit card such as the Chase Sapphire Preferred is the best option for most people, as you have the flexibility to redeem your points towards a wide variety of airlines and hotels. You'll receive 60,000 bonus points worth $750 through the Chase Ultimate Rewards program after you spend $4,000 in the first 3 months of your account opening, and the card features no foreign transaction fees. Compare this card to other travel cards here.
Get travel alerts. Spamming your email or message inbox on your phone doesn't seem like the most organized way to get a deal, but travel alerts often offer amazing prices you wouldn't otherwise be aware of. If your favorite airlines or airfare search engine offers travel alerts sent to your phone or email, sign yourself up! You won't regret the few seconds it takes to delete those extra unwanted messages when you get the ones worth several hundred dollars worth of savings.
They have been in the business for a long time and often
If you are going to fly when everyone is flying, then you're ticket is going to cost more. Try to be flexible with your dates. If you are dead-set on visiting Paris, go to Paris in the spring or fall when fewer people visit and airfares are cheaper. But if you want to go in the middle of August? You're out of luck. Hawaii over Christmas? Good luck!
Visit individual airlines' websites. Although airfare search engines are great, what they don't tell you is that some airlines reserve their best deals for people who visit their sites specifically. Search for a list of large and local carriers in your area, and then search each of their sites specifically for the best deals. When coupons, discounts, or sales are offered, they will typically only be advertised on each specific carrier's site and will run for only 1-3 days.
you are looking for.
Not only does it help to be flexible with dates and destinations but being flexible with the route you take is another way to get a cheap flight. Sometimes it's cheaper to fly to London and take a budget airline to Amsterdam than to fly direct to Amsterdam. There are so many budget carriers around the world that taking advantage of a good deal to another city and then hopping on a budget flight to your destination is sometimes the best way to go. I had to go to Paris once; the flight was $900 USD, but I could fly to Dublin for $600 and get a $60 flight to Paris. It meant more flying time, but the $240 I saved was worth it.
Domestic Travel Deals: Get all the domestic travel deals to any city within the US grounds on amazing discounted rates. We craft you domestic flights ensuring you cover all the cities there is. Experience the satisfied and authentic method of booking domestic airline tickets concerning your travel plans. We assure nothing but the best booking services on your flight ticket booking with zero hassle.
Book multiple items at once. You need your flight, a hotel, and a shuttle to and from each? Rather than spending time organizing each item separately, save money and time by booking them together. Although it may seem like a good way to spend more money, studies show that you actually save money by booking multiple travel items at once in a package deal.
For followers of the Skytrax World Airline Awards, this first-place accolade for budget carrier Virgin America won't come as a surprise at all; not with that coveted award for airline staff also glaring down from the trophy cases of the San Francisco-based flier! Still, there's plenty more on offer from this one than just an efficient cabin crew, from three separate classes, to acclaimed 'Red' entertainment systems, on-board Wifi connectivity and more luxurious airport lounges than you can shake an Elevate loyalty card at!
Years ago, if you wanted to fly between continents, you were mostly stuck with traditional expensive airlines. That's no longer true. Budget airlines now service many long-haul routes, making it possible to fly around the world for very little money. Norwegian Airlines allows you to fly between Europe and Bangkok for about $250 each way. AirAsia offers crazy-cheap deals around Asia and Australia for as little as $100 each way. Indian and Middle Eastern airlines offer cheap flights throughout the subcontinent and Africa. You can fly most of the way around the world on a budget airline!
Families with young children will love the plethora of entertainment offered by the amusement parks of Orlando, Florida. Whether you're a diehard Harry Potter fan who'd love to take a ride on the Hogwarts Express at Universal Orlando or you'd love to have your picture taken with Mickey at the Magic Kingdom, you're sure to find what you're looking for in this tourist town. A variety of themed restaurants and hotels are available to accommodate your desires. Consider traveling off-season, and take advantage of cheaper car rentals, lodging, travel packages and flights on Cheapflights.
Moreover, it's always cheaper to fly during the middle of the week than on a weekend, because most people travel on the weekends and airlines hike their prices then. Prices are also cheaper if you fly after a major holiday as are early-morning or late-night flights are cheaper because fewer people want to travel then (who wants to wake up early?!).
Another thing to note when you're booking your flight tickets online is to consider extra fees and "hidden" charges such as credit/debit card fees, baggage, meals, certain seats, extra leg room et cetera. Factor all these in before you compare between different airlines and flights before making the final purchase. Most online travel portals require you to pay via credit card, and may charge you a hefty credit card fee. But some sites also accept PayPal (including American Airlines website aa.com, Agoda.com, hotels.com). If you buy tickets directly from most airlines, you also won't be charge a credit card fee, and you should take those charges into consideration when choosing between booking through an airline website or other travel websites. Some online travel agencies let you pay via wire transfer from your bank account.
Most major cities in the USA have reliable public transport options to transfer you to the city centres. For example, LAX has a shuttle bus 'G' to the Metro Green Line and JFK has the AirTrain connecting to the New York subway. Buses and taxis are also plentiful if you don't want to negotiate traffic. However, in some cities hiring a car may be the quickest and convenient option to get around especially if you plan on doing a road trip. You'll find all the major car rental agencies at most US airports, including Budget, Dollar, Hertz and Thrifty.
weekends for arrival and departure from the airport.
were and may not give you anything lower.
Check the latest flight deals or use the search box to enter your specific travel dates and let Skyscanner find the cheapest flights to the US, or wherever you want to go. Are you flexible on when you travel? We can show you the cheapest days of the month to fly. If you fancy trying somewhere new, select your chosen departure airport to everywhere on Skyscanner and we show you the cheapest places to fly to!
Some of these websites might give you a long list of
If you are going to fly when everyone is flying, then you're ticket is going to cost more. Try to be flexible with your dates. If you are dead-set on visiting Paris, go to Paris in the spring or fall when fewer people visit and airfares are cheaper. But if you want to go in the middle of August? You're out of luck. Hawaii over Christmas? Good luck!
Depending on your departure point and destination, flights to the USA will vary in duration. If you're flying from London Heathrow to Chicago-O'Hare, expect your flight to last around eight hours. Flights from Rome, Italy to New York are around 9.5 hours, and flights to Los Angeles from Sydney, Australia, are 14 hours in length nonstop. If your final destination is Miami and your departure point is Tokyo, Japan, plan on your flight taking anywhere between 17 and 24 hours with a stop or two along the way.
Indirect flights are the way to go. Although layovers can be a hassle - especially if you have several of them - flying indirectly to your location decreases the total cost of your flight. Direct flights are in high demand, and are therefore made more expensive by airlines. Keep at least one layover open as an option, and prepare to save more money by considering multiple layovers for a single flight.
Typically, I start all my searches with Momondo because it searches all major AND budget airlines, non-English websites, English websites, and everything in between. I've been using them since 2008 and they vet all the sites they link to as they have strict criteria on who the operate with. Momondo is one of the most comprehensive booking sites out there, they have the lowest price 99% of the time, and it's the search engine all the other travel experts I know use too.
First, do your research: are there budget airlines unique to the country you're flying out of and where you're headed to? Booking with a budget Australian airline (Jetstar) from Sydney to Honolulu, then an American one from Honolulu to Montreal saved us over $400 each when flying back from Australia to Canada earlier this year. This allowed us to create a thrifty five-day stopover in Hawaii on our way back, which was less exhausting and a lot cheaper! Kiwi.com and AirWander are both great search engine for revealing cheaper routes like this that involve multiple airlines.


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Ramona Properties
Searching residential in San Diego & more...
San Diego 709 10th Street
**BOM! Buyer got cold feet NO fault of the property!This 2005 build upgrade and charming Ramona home has everything you are looking for and more. With 5 bedrooms, 2.5 Bathrooms, and 2,688 square feet, space will never be an issue. You will fall in love with the welcoming layout of this incredible home, perfect for entertaining family and friends. See supplemental notes below-$515,000
This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, non-commercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS®. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2019 San Diego MLS®, Inc.
Listing information last updated on June 17th, 2019 at 7:31am PDT.


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motorbikez reacted to dicker in Jo Brand
Whatever your political persuasion, using this language is dangerous, and irresponsible.
We have seen politicians like Jo Cox and Pim Fortuyn murdered.
Labour MP's having to have bodyguards to their own conference because they are Jewish.
What we really don't need is morons like Brand stirring things up.
By the way, what do you think she will do for work when she loses her looks?
motorbikez reacted to richatthecroft in Today I Received.....
1985 Half- eBay pickup
motorbikez reacted to Tn21 in Today I Received.....
10oz Scottsdale - from Mrscottsdale (first of a kind for me, such a cool item)
2017 Sov - from onlyroadtoheaven (fantastic price, could have priced it a lot higher so really good of him)
Thank you to you both,
motorbikez reacted to matrawr in Today I Received.....
No coins today!
motorbikez reacted to silversurf in Today I Received.....
Continuing my 2005 theme, the latest addition. My first gold 50p and even better in the hand.
Always on the lookout for world gold dated 2005.
motorbikez reacted to Jamesd in Today I Received.....
Just picked this up for next to nothing.from a local antiques shop It's a later 5 shilling. But pretty cool
motorbikez reacted to BeeCee in Today I Received.....
Managed to get an up to date set of the silver proof Queens Beasts series. The bullion are pretty, but these are absolutely stunning!
Thanks to @Lr103 and @TheCoinConnection
motorbikez reacted to BeeCee in Queen's Beasts (Gold & Silver) Photo Thread
Managed to get an up to date set of the silver proofs. The bullion are pretty, but these are really stunning!
motorbikez got a reaction from AlL in SAFLIPS 2x2
1 lot 25 Saflips 2x2 £6 inc postage to a UK address.
1 lot 20 Saflips 2x2 £5 inc postage to a UK address.
Payment PPFF thanks.
motorbikez reacted to ilovesilverireallydo in Jo Brand
BEEB is corrupt to the core. Non competitive and use license fee for overpaying the top brass. A lady I knew used to take taxis home from White City in London to Birmingham. I mean that is just bull bad.
Constantly taking outside benefits without declaring them too https://www.telegraph.co.uk/culture/tvandradio/9435016/BBC-boss-in-secret-champagne-dinner-paid-for-by-KPMG.html
the senior staff screw the low paid workers, under the guise of budget cuts and eff off to their own jollies https://www.theguardian.com/media/2012/nov/27/bbc-meal-job-losses-george-entwistle
there so many exposes of their disgusting behaviour but nothing is ever done to them.
motorbikez reacted to Xander in Jo Brand
Mispronounce someones chosen gender and the police are round knocking on your door...incite violence through hate speech, such as this nasty woman did, and every one laughs, well, not every one, only the Knuckle Draggers. This is all going to end badly.
motorbikez reacted to sixgun in Jo Brand
i remember a long long time ago i went to see Jo Brand in the theatre doing stand-up. i was younger and somewhat naive - or perhaps as the cancer of Leftism has infiltrated society people like Brand have become emboldened. She is an anti-White piece of filth. We must remember the Left believes (that includes the BBC) they are justified - indeed they are obligated to attack traditional values and the indigenous people of these islands.
motorbikez reacted to Kookaburracollector in Jo Brand
Let me tell you something about the BBC..and this is FACT.
In 1989 I was on an industrial placement as part of my degree course, and I worked for Central Television In Portman Square. Six of my fellow students went to work for the BBC. On Day 1, the girls were all warned NOT to get into a lift, or be in a situation where they are on there own with JIMMY SAVILLE!!..The feckers at the BEEB all knew what he was up to and did nothing about it...they absolutely disgust me ...make your own mind up, and I'm sure the culture has changed etc etc..but for me their failure to act on what they knew is unforgivable...I would do away with the license fee and make them enter the real world..
Another little story from the past and the BBC...they liked to look after their favourites...apparently when filming outside London, to ensure they all got home on time, they used to get the taxis to wait from drop off in the morning to when filming ended, to ensure they got home on time..with the meter running all day..they just charged it to the BBC's taxis account..which we all paid for..NICE!
As I said..a long time ago and I hope those idiots from the past have long since departed...
motorbikez got a reaction from Kookaburracollector in Jo Brand
Well I am surprised (NOT) that the left wing BBC has defended Jo Brand after her disgusting attempt at humour. It is funny inciting the dangerous violent half wits of this country to throw acid over politicians , by implication her preferred target is Nigel Farage who incidentally has contacted the police.
Let's see in the next few days if the BBC has a change of heart & sacks this disgusting excuse of a human being. I'm not holding my breath though.
motorbikez reacted to SilverPanFan in NGC Grading Submissions Open
Don't grade silver eagles. They are pure bullion and no one will buy them here in the US.
motorbikez reacted to Frenchie in Today I Received.....
I am really fond of South-East Asia culture and architecture. This year the Tiffany Art Serie has highligted Angkor Wat and the Khmer style. I didn't know this serie before and I decided to order this release. This is a real shock as I have never seen such a beautiful coin, way way way above everything I have seen. Thanks to the the "Smartminting" technologie, we are able to get this incredible level of details and reliefs.
I have tried my best to highlight the coin and the details, but it was really chalenging as it was not with a macro lens ; I had to shoot in low light to get what I wanted. With this low light, I need a large aperture (that softened the details, and narrowed the depth of field), and higher iso to get a decent speed but creates noise...
I have managed to get some macros with my phone and a special macro lens, the pictures are not good, but you can see the incredible level of details, all in a 5 cm diameter.
I am hooked by this piece of art and I am pleased to share it with you. I will definitely not flip it ! Grab it at the "low price" while you can if you are interested ...it really worths it
Ok, this is not a forum about photography technics so enjoy ☺
motorbikez reacted to jonrms in Custom wooden box with lots of silver
Thanks to a fantastic forum member. Any guesses who made this folks?????😂😂😂
motorbikez got a reaction from goldmember44 in Today I Received.....
motorbikez got a reaction from silversurf in Today I Received.....
motorbikez got a reaction from jonrms in Westminster coin box
@jonrms Yes sorry re photo I was just showing mark on satin, yes all the squares are the same 12 in each of 2 removable trays & 12 in the bottom section which is fixed.
motorbikez got a reaction from Shinus73 in Today I Received.....
motorbikez got a reaction from Frenchie in Today I Received.....
motorbikez reacted to Sovereign in Today I Received.....
-My first Netherland Ducat
thanks @Quicksand005
-2008 1/4oz proof brit
motorbikez reacted to morezone in GOLD BULLION & GOLD REFINERY WANTED
Thread has now been locked and marked as withdrawn.


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In fact, as I laid in bed one morning coming up with this post, I could really only think of one aspect of passive income that is worse than earned income. If you are a high earner, you can't deduct real estate losses against your earned income unless you qualify as a "real estate professional," which basically means you spend > 750 hours a year doing it. That's it. The rest of the time, passive beats active.
Even if you're personally liable for the repayment of a borrowed amount or you secure a borrowed amount with property other than property used in the activity, you aren't considered at risk if you borrowed the money from a person having an interest in the activity or from someone related to a person (other than you) having an interest in the activity. This doesn't apply to:
Real estate investment trusts (REITs) are another passive investment option for investors who aren't interested in dealing with the day-to-day burden of managing a property. One of the main advantages of a REIT is that they pay out 90% of their taxable income as dividends to investors. There is a downside, however, since dividends are taxed as ordinary income. That may be problematic for an investor who's in higher a tax bracket.
Passive income differs from earned income and portfolio income in a variety of ways. Passive income is generally defined as a stream of income earned with little effort, and it is referred to as progressive passive income when there is little effort needed from the individual receiving the passive income in order to grow the stream of income. Examples of passive income include rental income and any business activities in which the earner does not materially participate during the year.
I wish I had more time to put into real estate. Given the run up since 2012, I may even be interested in selling my condo that I currently rent out. I need to get it appraised to really see what it's worth, but I think conservatively it's gone up ~50%, although rent is probably only up ~10% or so. I am bullish on rents going up in the future… mostly in line with inflation, or perhaps even slightly faster due to constricted credit and personal income growth which should provide a solid supply of renters. At this point, I just don't want to manage the property. I'll probably look into a property manager as my time is likely worth turning it into a nearly passive investment.
You're personally liable for a mortgage, but you separately obtain insurance to compensate you for any payments you must actually make because of your personal liability. You're considered at risk only to the extent of the uninsured portion of the personal liability to which you're exposed. You can include in the amount you have at risk the amount of any premium which you paid from your personal assets for the insurance. However, if you obtain casualty insurance or insurance protecting yourself against tort liability, it doesn't affect the amount you are otherwise considered to have at risk.
Passive income investments can make an investor's life easier in many ways, particularly when a hands-off approach is preferred. The four options outlined here represent differing levels of diversification and risk. As with any investment, it's important to weigh the anticipated returns associated with a passive income opportunity against the potential for loss.
Investing in real estate has been around for ages. Whether you are looking to buy your first duplex or getting into a large commercial property, rental properties can provide passive income through rents with some very appealing tax benefits. This method can be harder to get started with given the initial capital needed in most cases, but is certainly a great way to generate passive income.
P.S. I also fail to understand your fascination with real estate. Granted we've had some impressive spikes along the way, especially with once in a life time bubble we just went through. But over the long term (see Case Shiller real estate chart for last 100 years ) real estate tends to just track inflation. Why would you sacrifice stock market returns for a vehicle that historically hasn't shown a real return?
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Let me disabuse you of that notion right now: making money online is not so easy and you actually have to know what you're doing. 10 years ago when self-publishing was booming and affiliate marketing was in its infancy, you could get rich with some sketchiness. Those days are long gone now. Self-publishing has matured and it's far, far harder to propel your way up the all-important rankings. Google has come down hard on the spam and if there's any hint of that on your websites, you'll get penalized which means no search engine traffic sent your way. This is the death of the Internet marketer.
You'll also want to include some sort of "Rate Me" system. This is where after the user has used your app, you give them a popup to rate your app. This allows your app to generate more ratings and reviews which help with the app store algorithm (ASO) ranking. Another popular tactic is to funnel positive feedback to your ratings and negative feedback to emailing you directly. Not only does this improve your overall rating, but it gives you quicker and more direct feedback from emails. Allowing you to respond to them instantly and help them resolve their issues.
Investing is arguably the easiest way to make passive income. The problem is most investments sound good in theory but don't work out so well in practice. And if you don't have much experience or access to capital, let alone the time to work it all out, it can seem more or less impossible. However, there is one smart way to invest that just might work. Continue reading >
If your passive activity gross income from significant participation passive activities (defined later) for the tax year is more than your passive activity deductions from those activities for the tax year, those activities shall be treated, solely for purposes of figuring your loss from the activity, as a single activity that doesn't have a loss for such taxable year. See Significant Participation Passive Activities , later.
This article dovetails nicely with your recent podcast "How to Get Rich Quick." I would argue that you are not "inherently lazy." My reasoning is that you are working at 1.5 FTE when you are F.I. I would confirm that once you have the real estate team in place, it is passive as you have suggested. The "work" with passive income comes at the beginning. Whether that be your book, website development, studying the real estate team, or learning finance. Lastly, I like Rockefeller's quote on passive income. Perhaps you could add it to your quote bank. Here it is: "Do you know the only thing that gives me pleasure? It's to see my dividends coming in." There is no doubt, it is much easier to earn money on your money than work a job and earn money.
You could also do this by charging for financial plans and managing people's investments. The fee's you charged would be recurring as long as you managed the relationship to keep them happy. This approach to passive income has a much higher barrier to entry due to needing qualifications, licenses, and building relationships over time. If done correctly, it can be a very lucrative source of passive income.
With the objective of circumventing this 4% tax deferral, the 2018 federal budget proposes, with certain exceptions, to limit the access to the RDTOH pool in circumstances where the dividend paid by the corporation is a dividend that is an Eligible Dividend. The idea here is to align the refundable tax paid on passive income with the payment of dividends sourced from that passive income. The new measures apply for taxation years starting after 2018 and will require the tracking of two RDTOH pools for CCPCs.
When you retire you will make a shift from relying on earned income to relying on unearned income. Because tax treatment will vary depending on the income source, it is best to have money available from multiple sources such as tax-free accounts like Roth IRAs, after-tax accounts like savings and investments in brokerage accounts, and tax-deferred accounts like IRAs and 401(k)s.
CreateSpace Independent Publishing Platform makes beautiful passive incomes with classic and higher-grade materials. You do nt need anything special in order to set up a successful passive income stream, you just need to commit yourself to the process and see the process through to completion. The passive income is important to stay the course, however, and to keep in mind that the ends are certainly going to justify the means. With 4.3 rating and more than 200 buyers, the CreateSpace Independent Publishing Platform top 10 passive incomes stands as the best choice.
I have to agree. Our Duplex cost us 200k initially in 1998. Over time and completely refurbishing the property with historically appropriate sensitivity, we invested another 200k or so. We just had a realtor advise us we could ask 700k for it today. It nets us 30k annually after taxes, insurance and maintenance. We still have a loan on it which I have not taken into account, that will be paid off within 5 years if we keep it. My mental drama now is, while I am quite giddy over the prospect of earning a tidy sum of profit if I sell, what then would I do to equal the ROI and monthly income this thing generates? Rents are low, they should be 4k a month and will only go up. Tempted to keep it and not sell. And while I do have some stocks, I basically suck at them. I am much better at doing properties.
Good suggestions. I have many of these. One word about the "app" idea. I had a great idea related to personal taxes that I tried to get off the ground with my accountant as a partner. I would say it's difficult to do this unless you have a coder on your team. Hiring someone is not really viable financially unless the app is simple. When we finally got the quote for a coder to write what we wanted (and after doing lots of mock ups ourselves and getting a demo for investors) the estimate was about 750k just to really get started.
Next, you can sell things you already have and make. For example, if you're a teacher and have some great lesson plans, Teachers Pay Teachers allows you to put up and sell your lesson plans. You need the plan for your class anyways, why not sell it? The same goes for photos you've taken. You don't need to be a professional photographer, and you can sell your photos on sites like iStock.
For purposes of item (1), above, an item of deduction arises in the taxable year in which the item would be allowable as a deduction under the taxpayer's method of accounting if taxable income for all taxable years were determined without regard to the passive activity rules and without regard to the basis, excess farm loss, and at-risk limits. See Coordination with other limitations on deductions that apply before the passive activity rules , later.
Nonetheless, there is still benefit to capturing the losses on a tax return. When you sell a primary residence, up to $500,000 of capital gain for a married couple ($250,000 for a single person) may be excluded. Unfortunately, rental properties are not awarded this gain exclusion. Instead, any losses that the property generates over the years can be accumulated and offset with the gain upon disposition.
For those of you who don't want to come up with a $220,000 downpayment and a $900,000 mortgage to buy the median home in SF or NYC, who don't want to deal with tenants or remodeling, and who wants to not do any work after the investment is made, check out Fundrise. They are my favorite real estate crowdsourcing company founded in 2012 and based in Washington DC. They are pioneers in the eREIT product offering and they're raising an Opportunity Fund to take advantage of new tax favorable laws.
Active participation depends on all the facts and circumstances. Factors that indicate active participation include making decisions involving the operation or management of the activity, performing services for the activity, and hiring and discharging employees. Factors that indicate a lack of active participation include lack of control in managing and operating the activity, having authority only to discharge the manager of the activity, and having a manager of the activity who is an independent contractor rather than an employee.
I read about early withdrawal penalties on IRAs/401Ks very often. Almost always with a statement of "locked up" or "can't touch" until 59.5. I'm sure you and well informed readers as well know about SEPPs in regard to IRAs/401Ks. For those that don't SEPPs aren't perfect but they are a way to tap retirement funds penalty free and I will be using in the future as I have over half of my equity investments within retirement accounts. South of a mil, North of a half. Let me add that I think your blog is outstanding.
I just can't seem to get my head around creating my own online product. When you talk about it, you make it sound like its mostly just about putting in the time and plugging away at it. Problem is I can never seem to come up with any ideas for a site or product that seem remotely unique or compelling or that I have any special knowledge about. The stuff I do know about is pretty commodity type knowledge that can mostly be found on thousands of sites on the internet already. Any tips on discovering what your "unique angle" is? I mean, you have a pretty compelling and somewhat unique personal story of working on wall street and then walking away at a young age.
Real estate rental income is one of the best passive income opportunities I've taken advantage of. When you buy a rental property, you are buying a home, apartment building or commercial building, then renting it out to someone who cannot afford to buy it themselves. It is a win-win for everyone. They get a nice place for a reasonable price and you get a property that is being paid for by the tenant.
You don't have to limit yourself to one or two solutions or vendors. Financial products are packaged by investment analysts and then sold by salespeople. Do your own research and find products that match your needs, instead of blindly accepting what your financial advisor loves – products that generate huge commissions for themselves at the expense of ignorant clients.
The great thing about this program is that you can run their browser on as many devices as you want. With just one device, you can earn $65 per year assuming you leave it running constantly. The only condition is that you must have each device running on a unique IP address. You can either get multiple IPs or request a family member or friend run the same link for you.
Real estate crowdsourcing allows you to surgically invest as little as $5,000 into a residential or commercial real estate project for potentially 8 – 15% annual returns based off historical data. Such returns are much better than the average private equity, CD, bond market, P2P lending, and dividend investing returns. With P2P lending, borrowers can sometimes default and leave you with nothing. At least with real estate crowdsource investing, there's a physical asset that's backing your investment.
With the objective of circumventing this 4% tax deferral, the 2018 federal budget proposes, with certain exceptions, to limit the access to the RDTOH pool in circumstances where the dividend paid by the corporation is a dividend that is an Eligible Dividend. The idea here is to align the refundable tax paid on passive income with the payment of dividends sourced from that passive income. The new measures apply for taxation years starting after 2018 and will require the tracking of two RDTOH pools for CCPCs.
If you have anything in excess, like house space, cars or even your driveway, you can consider renting out. Since you already own these items, you wouldn't have to go around buying new things. Simply list these things somewhere, like a room on Airbnb, to get started. You will probably have to put in some time and money for the upkeep, but otherwise it's a pretty passive venture.
If you inherited property from a decedent who died in 2010, special rules may apply if the executor of the estate files Form 8939, Allocation of Increase in Basis for Property Acquired From a Decedent. For more information, see Pub. 4895, Tax Treatment of Property Acquired from a Decedent Dying in 2010, which is available at IRS.gov/pub/irs-prior/p4895--2011.pdf.
If you own residential or commercial property and earn income by renting it out, then you must pay taxes on your earnings just as you do any wages or salaries that you earn. What you must pay in taxes depends upon what type of investor you are classified as by the Internal Revenue Service. How your rental property taxes are discerned by the IRS depends upon if the IRS views you as an active investor or a passive investor.
Real estate rental income is one of the best passive income opportunities I've taken advantage of. When you buy a rental property, you are buying a home, apartment building or commercial building, then renting it out to someone who cannot afford to buy it themselves. It is a win-win for everyone. They get a nice place for a reasonable price and you get a property that is being paid for by the tenant.
You can't start charging right off the bat without your audience knowing anything about the value you offer (though you could still indirectly earn money from them with the right ads). "The best way to go in terms of a long-term passive income business [is] delivering value and information for free, and therefore establishing expertise, knowledge and trust with your audience," says Flynn.
You don't have to be a big corporate executive to need an assistant. Filing, emailing, scheduling and organizing the results of your moneymaking ventures takes time. And that's time you don't want to waste while building your passive income empire. Nor do you want to expend any more time and money training and paying a new employee than you need to. Instead, consider hiring a virtual assistant.
Dan Caplinger has been a contract writer for the Motley Fool since 2006. As the Fool's Director of Investment Planning, Dan oversees much of the personal-finance and investment-planning content published daily on Fool.com. With a background as an estate-planning attorney and independent financial consultant, Dan's articles are based on more than 20 years of experience from all angles of the financial world. Follow @DanCaplinger
If you have specialized knowledge in a certain topic, you can put together an online course to teach others. For example, if you have experience in real estate investing, you can create an online course "Real Estate Investing 101". The benefit of an online course is that once you create the course material, you can sell it to as many people as you want.
Crowdfunding is a newer way to invest, having emerged onto the scene just within the last few years. Most people have heard of sites like Kickstarter and GoFundMe, and a very similar concept exists for real estate. Developers are always looking to raise capital to fund their projects. Through the various online platforms, investors have access to these projects and can choose to invest in both residential and commercial properties. See the List of My Favorite Crowdfunding Sites.
Passive income differs from active and portfolio income. However, despite its name, passive income doesn't always mean you can sit back idly while you earn money. In fact, the IRS also includes in its definition of passive income as "net rental income" and sometimes self-charged interest. This means to begin earning passive income, you'll need to invest some time and/or money at least at the start. Because the IRS still views it as income, that means passive income is subject to taxation.
Investing in coins and collectibles: Buffalo nickels and Spiderman comic books are good examples of coins and collectibles that can rise in value, and thus offer opportunity for passive income investors. You'll need to get up to speed on the value of any coin or collectible under consideration, but once you do so, you're on the way to price appreciation on a commodity you'll be paying a lower price to buy, and will garner a higher price when you sell.
Real estate investment trusts (REITs) are another passive investment option for investors who aren't interested in dealing with the day-to-day burden of managing a property. One of the main advantages of a REIT is that they pay out 90% of their taxable income as dividends to investors. There is a downside, however, since dividends are taxed as ordinary income. That may be problematic for an investor who's in higher a tax bracket.
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As part of the new Generation of Academic Practitioners Programme (nGAP), sponsored by the Department of Higher Education and Training in terms of the Staffing South Africa's Universities Framework (SSAUF), the Section for Organisational Psychology in the School of Management Studies is seeking to attract black South African applicants of 40 years or younger for one full-time position.
The nGAP appointment is a full-time permanent position that covers a six-year development period: a 3-year development programme, followed by a 3-year induction. The successful candidate will be provided with mentoring in order to nurture their academic career. The appointment will be governed by a contract that clearly stipulates the expectations, obligations, roles and responsibilities of the university and of the appointed academic.
The successful candidate would be given a reduced teaching and administrative load for the first four years to enable participation in academic development courses and initiatives and completion of their PhD. The successful candidate is required to register for a PhD, if not already registered or completed. For more information on the nGAP programme see http://www.dhet.gov.za/ssauf/ngap.html.
In addition to the above, the candidate needs to fulfill the essential requirements below:
The annual remuneration package for 2019, including benefits, is R683 358.
To apply, please e-mail the below documents in a single pdf file to Ms Abigail Dixon at firstname.lastname@example.com:
In addition to the above, please send an electronic copy of your Master's dissertation.
Please ensure that the position title and reference number are indicated in the subject line of your email.
An application which does not comply with the above requirements will be regarded as incomplete and may not be considered.
Telephone: 021 650 1673
Website: www.commerce.uct.ac.za/
Reference number: E19225
Closing date: 08 July 2019
UCT is committed to the pursuit of excellence, diversity and redress in achieving its equity targets. Our Employment Equity Policy is available at http://www.uct.ac.za/downloads/uct.ac.za/about/policies/eepolicy.pdf.For this post, we seek particularly to attract black (i.e Africans, Coloureds and Indians) South African candidates.
The University reserves the right to make no appointment and/or to continue its search for a suitable candidate.
Find us at:
HeJobs is a dedicated universities jobs website, an ideal meeting place for all higher education professionals seeking a new academic career opportunities and institutions looking to fill higher education job openings


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The Camp Fire last November was the the deadliest and most destructive fire in California history.
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PG&E transmission lines caused deadly Camp Fire in California, investigators say
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Published on May 16, 2019 - 01:35
PG&E lines caused California's deadliest wildfire: officials
State fire investigators have formally determined that Pacific Gas & Electric Co transmission lines caused the deadliest and most destructive wildfire on record in California, a blaze that killed 85 people last year, officials said on Wednesday. Ryan Brooks reports.
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