text: Sasha tries to tell a story while John wants to take the littles to the park. The story is about the ongoing saga of trying to get to therapy, and almost hitting a deer on the way. There is a one-time reference to "The Great Spirit" in context of looking up meaning of Native American symbols. The deer experience is used to explain what a flashback is like without having to use any abuse memories to do so. The experience of almost hitting the deer is used as an analogy for the therapeutic process. No specific memories or abuse descriptions are given.


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Pending Home Sales Jump
|Pending home sales rebounded strongly in January, according to the National Association of Realtors®. All four major regions saw growth last month, including the largest surge in the South.
The Pending Home Sales Index is a forward-looking indicator based on contract signings. It increased 4.6 percent to a reading of 103.2 in January which is up significantly from December's reading of 98.7.
Lawrence Yun, NAR chief economist, had expected an increase in January home sales. "A change in Federal Reserve policy and the reopening of the government were very beneficial to the market," he said.
Yun also said "Homebuyers are now returning and taking advantage of lower interest rates, while a boost in inventory is also providing more choices for consumers."
Additionally, Yun noted year-over-year increases in active listings from data at realtor.com to illustrate the potential rise in inventory. Denver-Aurora-Lakewood, Colo., Seattle-Tacoma-Bellevue, Wash., San Diego-Carlsbad, Calif., Los Angeles-Long Beach-Anaheim, and Nashville-Davidson-Murfreesboro-Franklin, Tenn., saw the largest increase in active listings in January compared to a year ago.
Yun says positive pending home sales figures in January will likely continue. "Income is rising faster than home prices in many areas and mortgage rates look to remain steady. Furthermore, job creation will help lift home buying."
Source: National Association of Realtors
What Happened to Rates Last Week?
|Mortgage backed securities (FNMA 4.00 MBS) lost -33 basis points (BPS) from last Friday's close which caused fixed mortgage rates to move higher compared to the previous week.
Overview: We had a very big week for economic data with stronger than expected 4th QTR GDP and very solid manufacturing and income readings. Mortgage backed securities moved lower (higher mortgage rates) due to some perceived positive momentum in U.S./China trade talks, strong economic data and the Federal reserve which continued to make it clear that they are open to raising rates if economic growth continues (the markets had discounted any interest rate hikes for all of 2019)
GDP: We finally got the Preliminary (will be revised several times) GDP report for the 4th QTR which was delayed due to the government shutdown and it came in much better than expected with a solid growth rate of 2.6% vs estimates in the 1.8% to 2.3% range. 4th QTR 2017 to 4th QTR 2018 is now 3.1% and the calendar year is at 2.9%. Either way you slice it, its a solid 3.0% growth rate for 2018.
Inflation Nation: The Fed's primary measure of inflation was released and it remained just a smidge below their 2% target rate with a reading of 1.9%. The December Personal Income was more than double the market estimates (1.0% vs est of 0.4%). Personal Spending for December was -0.5% vs est of 0.3%. No one believes that number as it coincides with the same department that released the awful Retail Sales report for that same period which has been proven to be wrong by every possible metric available.
Manufacturing: The bell-weather Chicago PMI was a block-buster, coming in at 64.7 vs est of 57.0. Any reading above 50 is expansionary and readings above 60 are extremely strong.The February ISM Manufacturing reading was lighter than expected (54.2 vs est of 55.5) and a pull back from January's level of 56.6. But any reading above 50.0 is expansionary.
Taking it to the House: Weekly Mortgage Applications increased by 5.3%. Purchase applications were up 6.0% and Refinances were up 5.0%. January Pending Home Sales were much better than expected with a nice gain of 4.6% vs est of only 0.4%.
The Talking Fed: Fed Chair Powell gave his semi-annual monetary report to the Senate and House committees on Tuesday and Wednesday. There were really no surprises as the Fed Chair basically reminded everyone that we are at or near full employment and are at nor near their target interest rate and that the economy is growing at a moderate pace. The only two points that he made that were interesting (but did not move bond prices) were:
|What to Watch Out For This Week:
It is virtually impossible for you to keep track of what is going on with the economy and other events that can impact the housing and mortgage markets. Just leave it to me, I monitor the live trading of Mortgage Backed Securities which are the only thing government and conventional mortgage rates are based upon.


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Many affiliate programs run with last-click attribution, where the affiliate receiving the last click before the sale gets 100% credit for the conversion. This is changing. With affiliate platforms providing new attribution models and reporting features, you are able to see a full-funnel, cross-channel view of how individual marketing tactics are working together. For example, you might see that a paid social campaign generated the first click, Affiliate X got click 2, and Affiliate Y got the last click. With this full picture, you can structure your affiliate commissions so that Affiliate X gets a percentage of the credit for the sale, even though they didn't get the last click.
Option 2: Payment by Amazon Gift Card. We will send you gift cards in the amount of the fees you earn to the primary email address on your Associates account. These gift cards are redeemable for products on the Amazon Site the fees were earned on and are subject to our then-current gift card terms and conditions. If you select this option, we reserve the right to hold fees until the total amount due to reaches the minimum stated in the Payment Minimum Chart.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.
If your website doesn't have much traffic to speak of, there's probably not a big opportunity for you now in affiliate marketing. Focus on producing high quality content, building some links, and getting a recurring stream of visitors to your site. But if you have a website that is already attracting a significant number of visitors from referring sites, organic search, and direct visits, affiliate marketing could be a logical way to monetize.
You will market Local Associates Products to Amazon customers only at those locations and through those methods by which you customarily conduct your registered business. Solely with respect to the Local Associates Program, and notwithstanding anything to the contrary in the Participation Requirements, you may include Special Links in written physical and digital materials (including email) which are displayed, distributed, emailed, or offered to customers, clients, or third parties with whom you have a preexisting relationship; provided, that such written physical and digital materials are in compliance with the Associates Program Operating Agreement, the Trademark Guidelines, and the Amazon Brand Usage Guidelines. Upon our request, you will provide us with representative sample materials and written certification that you have complied with the foregoing. We will specify the form of, and content required in, that certification in any such request. Any failure by you to provide the certification in accordance with our request will constitute a material breach of this Local Associates Policy. For the avoidance of doubt, (i) for the purposes of the CAN-SPAM Act of 2003 and any similar or successor legislation (CAN-SPAM), you are the "Sender" of each email containing any Special Links, (ii) for the purposes of the Communications Act of 1934 as amended by Telephone Consumer Protection Act of 1991 and any similar or successor legislation (TCPA), you "make" and "initiate" each text message containing any Special Links, and (iii) you must comply with CAN-SPAM, TCPA and marketing industry standards and best practices for all emails, texts, and other messages relating to the Local Associates Program. Amazon may revoke the offline marketing permissions granted in this Section 3 at any time in its sole discretion by providing written notice to you.
The License will immediately and automatically terminate if at any time you do not timely comply with any obligation under the Program Documents (as defined in the Fee Schedule), or otherwise upon termination of this Agreement. In addition, we may terminate the License in whole or in part upon written notice to you. You will promptly stop using the Program Content (including PA API and Data Feeds) and promptly remove from your Site and delete or otherwise destroy all of the Program Content and Amazon Marks with respect to which the License is terminated or as we may otherwise request from time to time.
Leadpages claims that its affiliate program is not exclusively for affiliate marketers, which is true, but the narrow focus of this niche means that only professionals affiliate marketers will ever be able to earn significant income from the program. Leadpages's affiliate program does offer quite a lot of different options (webinars, videos, blog posts, free marketing courses, etc.) to send referrals to, which can lead to higher conversion rates if done correctly.
You may add or delete Products (and related Special Links) from your Site at any time without our approval. Special Links must link to Products (as defined in the Products Statement). When linking to pages with Product lists you must have additional original content on your Site that is relevant to the Special Link. Product lists include search results, events (e.g. Prime Day), or a department homepage (e.g. grocery).
Media reporter Mathew Ingram tweeted, "Not great for media who rely on affiliate revenue[,]" potentially a nod to popular gadget reviews The Wirecutter, which was acquired by The New York Times. Technology journalist Michael Morisy quipped, "Amazon reworks affiliate program, cutting commissions 50% for electronics. Guess they think Jet threat has passed?" in a reference to up-and-coming Amazon rival Jet.com, which sold to Walmart in a deal largely regarded as a failure for the startup.
Finally, it is also possible to motivate the longtail of affiliates by offering them bespoke rates for hitting sales targets/increasing the visibility of your campaign across their sites. This could include writing reviews on products/services that you offer. Longtail affiliates are unlikely to hit a sales tier but if they are worked with closely, they are able to increase the sales they are driving with a minimal additional cost to the advertiser, with fantastic, targeted branding attached.
Targeting, viewability, brand safety and invalid traffic: Targeting, viewability, brand safety and invalid traffic all are aspects used by marketers to help advocate digital advertising. Cookies are a form of digital advertising, which are tracking tools within desktop devices; causing difficulty, with shortcomings including deletion by web browsers, the inability to sort between multiple users of a device, inaccurate estimates for unique visitors, overstating reach, understanding frequency, problems with ad servers, which cannot distinguish between when cookies have been deleted and when consumers have not previously been exposed to an ad. Due to the inaccuracies influenced by cookies, demographics in the target market are low and vary (Whiteside, 2016).[42] Another element, which is affected within digital marketing, is 'viewabilty' or whether the ad was actually seen by the consumer. Many ads are not seen by a consumer and may never reach the right demographic segment. Brand safety is another issue of whether or not the ad was produced in the context of being unethical or having offensive content. Recognizing fraud when an ad is exposed is another challenge marketers face. This relates to invalid traffic as premium sites are more effective at detecting fraudulent traffic, although non-premium sites are more so the problem (Whiteside, 2016).[42]
The Local Associates Portal, all Promotional Materials, and any other information and content provided to you in connection with the Local Associates Program are included as "Service Offerings" under the Associates Program Operating Agreement. All disclaimers and indemnity obligations under the Associates Program Operating Agreement will apply further to liabilities, claims, damages, losses, costs, and expenses relating to your Recommendations Page and any Local Associates Marks or other data or materials you provide in connection with the Local Associates Program.
Hi Jamie, awesome content that is very helpful esp with the resources, links and the rich discussions. Want to start e-commerce and blog for money…selling others products, want to go full on with this, tired of the daily routine crunch working for others. I live in a developing country (PNG) that has high internet costs (work still in progress with getting rates down…) so will see how I go with your posts. Any advise? Don't have a website yet, have to build one I guess….
Media reporter Mathew Ingram tweeted, "Not great for media who rely on affiliate revenue[,]" potentially a nod to popular gadget reviews The Wirecutter, which was acquired by The New York Times. Technology journalist Michael Morisy quipped, "Amazon reworks affiliate program, cutting commissions 50% for electronics. Guess they think Jet threat has passed?" in a reference to up-and-coming Amazon rival Jet.com, which sold to Walmart in a deal largely regarded as a failure for the startup.
Electronic Devices & Electronic Accessories (Laptops, Computer Accessories,Small Entertainment,Cameras,Camera & Accessories,Tablets,Wearable Smart Devices,Computer Software,Mobile Accessories,Tablet Accessories,Automation & Robotics,Gaming Consoles & Accessories,Audio,IOT (Google Home Mini & Huami Smart Watches),Apple Macbook Air Laptops,Asus Laptops) 4% 4% 4% 4%
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However, if you're partnering with an influencer as an affiliate of their product, you may not need to try it before recommending it to your audience. Mine customer testimonials or case studies on the product's page for one, two, or more stories you can use to promote the product as legit. Plus, when writing a product review showing how you use a product, you can add case studies or testimonials of other successful users of the product who are not you.
The Amazon Associates "Influencer Program" is a country specific program that is available in select countries. You may earn fees by acting as a social media presence facilitating customer purchases as part of the Influencer Program in connection with your participation in the Associates Program. In order to participate in the Influencer Program, an eligible Associate ("Influencer") must meet Amazon qualitative and quantitative thresholds, complete the registration process, and comply with the applicable provisions of the Agreement, including this Influencer Program Policy.
For sites looking to monetize their existing traffic through affiliate marketing, a major determinant of success is picking the right offers to run. The difference in earnings from a bad offer and a good one can be enormous. Unfortunately, finding the "right" offer isn't exactly easy; if you're using an affiliate marketing network such as Commission Junction (now part of Conversant), SharesASale, or LinkShare, you will have literally thousands of affiliate offers available to you.
The Publisher is the website who advertises a product or service and earns a commission when their visitor goes on to the site and makes a purchase. There are so many different types of affiliates including influencers, bloggers, or loyalty websites and more non-traditional affiliates too, including paid search, on-site tech solutions and remarketing to name a few.
A U.K. based dating affiliate network that operates a number of mainstream and niche dating sites, including Cupid.com, Flirt.com, BoomerDating.com and PlanetSappho.com. You can promote any of these sites based upon the needs of your audience, and with so many sites to choose from, it's pretty easy for most affiliates to find at least one or two that are a good fit. Commission rates at Cupid plc can be impressive, too, with $15 paid just for free sign ups, and up to 90 percent commission paid on paid memberships.
However, if you're partnering with an influencer as an affiliate of their product, you may not need to try it before recommending it to your audience. Mine customer testimonials or case studies on the product's page for one, two, or more stories you can use to promote the product as legit. Plus, when writing a product review showing how you use a product, you can add case studies or testimonials of other successful users of the product who are not you.
To protect themselves, catalog marketers should ask for material to back up claims rather than repeat what the manufacturer says about the product. If the manufacturer doesn't come forward with proof or turns over proof that looks questionable, the catalog marketer should see a yellow "caution light" and proceed appropriately, especially when it comes to extravagant performance claims, health or weight loss promises, or earnings guarantees. In writing ad copy, catalogers should stick to claims that can be supported. Most important, catalog marketers should trust their instincts when a product sounds too good to be true.
Education occurs most often in "real life" by becoming involved and learning the details as time progresses. Although there are several books on the topic, some so-called "how-to" or "silver bullet" books instruct readers to manipulate holes in the Google algorithm, which can quickly become out of date,[41] or suggest strategies no longer endorsed or permitted by advertisers.[42]
A relative newcomer to the affiliate space, MaxBounty was founded in 2004 in Ottawa, Canada. MaxBounty claims to be the only affiliate network built specifically for affiliates. MaxBounty is exclusively a CPA (Cost Per Action/Acquisition) company that doesn't deal with ad banners or the like, just customer links that the publisher (blogger) chooses where to place on their website.
The third and final stage requires the firm to set a budget and management systems; these must be measurable touchpoints, such as audience reached across all digital platforms. Furthermore, marketers must ensure the budget and management systems are integrating the paid, owned and earned media of the company.[67] The Action and final stage of planning also requires the company to set in place measurable content creation e.g. oral, visual or written online media.[68]
Shopify is a very popular site building platform for people interested in building eCommerce stores. It has been around for the past few years and seen significant growth in its user base over this time. You can earn a staggering 200% per sale for every new customer you refer to them, which means that there is up to $2400 per new customer on offer.
The hardest aspect of an affiliate marketing offer to evaluate may also be the most important. Your ability to drive traffic to merchant sites via affiliate links is one of the primary revenue drivers, and it depends in large part on the tools you're given. These tools are the advertisements merchants have available for affiliates to use on their site. The better the ads are, this more clicks they will get.
(v) You will not cloak, hide, spoof, or otherwise obscure the URL of your Site containing Special Links (including by use of Redirecting Links) or the user agent of the application in which Program Content is displayed or used such that we cannot reasonably determine the site or application from which a customer clicks through such Special Link to an Amazon Site.
(b) Consent. By accepting this Influencer Program Policy, you hereby grant to Amazon a non-exclusive, irrevocable, worldwide, fully paid-up, royalty-free and perpetual license for the maximum duration of protection available under applicable law in all languages to use, copy, reproduce, adapt, distribute, transmit and display your name, photo, logo and other trademarks or materials provided to Amazon in connection with the Amazon Influencer Program, including through linkage to your Amazon public profile ("Influencer Marks"); provided however, that Amazon will not alter any Influencer Marks from the form provided by Influencer (except to re-format or re-size within the Influencer Page, so long as the relative presentation of the Influencer Marks remains the same).
Pyramid schemes - a form of multi-level marketing - involve paying commissions to distributors only for recruiting new distributors. Pyramid schemes are illegal in most states because the plans inevitably collapse when no new distributors can be recruited. When a plan collapses, most people - except those at the top of the pyramid - lose their money.
The National Small Business Ombudsman and 10 Regional Fairness Boards collect comments from small businesses about federal compliance and enforcement activities. Each year, the Ombudsman evaluates the conduct of these activities and rates each agency's responsiveness to small businesses. Small businesses can comment to the Ombudsman without fear of reprisal. To comment, call toll-free 1-888-REGFAIR (1-888-734-3247) or go to www.sba.gov/ombudsman.
To begin the enrollment process, you must submit a complete and accurate Associates Program application. Your Site(s) must contain original content and be publicly available via the website address provided in the application. You must identify your Site(s) in your application. We will evaluate your application and notify you of its acceptance or rejection. Your Site will not be eligible for inclusion in the Associates Program, and you cannot include any Special Links or Product Advertising Content on it, if your Site is unsuitable. Unsuitable Sites include those that:
Every network offers affiliates a way to filter through the numerous offers presented. Take the time to go through the various categories or search for specific merchants that you think would do well on your site. There's no set of rules for filtering through the options; you'll ultimately need to rely upon your familiarity with your audience and your gut feelings about what types of offers will perform.
Social Media Marketing - The term 'Digital Marketing' has a number of marketing facets as it supports different channels used in and among these, comes the Social Media. When we use social media channels ( Facebook, Twitter, Pinterest, Instagram, Google+, etc.) to market a product or service, the strategy is called Social Media Marketing. It is a procedure wherein strategies are made and executed to draw in traffic for a website or to gain attention of buyers over the web using different social media platforms.
Does affiliate marketing still work, as Google doesn't allow affiliate links or the promotion of affiliate links. So I can't create an ad directing to an affiliate link, and I can't create a landing page (and promoting the landing page), with a single purpose of sending users to the affiliate link. Except RTB platforms and Blog based SEO that takes years to build, how can I do affiliate marketing ?
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Jamaica News
Should the Obeah Act be Repealed? Minister Says 'Yes'; Church 'No'
Suddenly, the debate on the Obeah Act has moved centre stage in Jamaican politics. The one to set the cat among the pigeons was Delroy Chuck, the Justice Minister himself. The venue was the Parliament and the debate was on the Law Reform (Amendment of Penalties) Act. The purpose of this Bill is to enhance the fines and penalties currently imposed under different laws. If the drafted law was to be followed to the word, the practice of Obeah would have invited a fine of $1 million in place of the meagre $100 which is being collected now. The Justice Minister informed the House of Representatives that the Obeah Act of 1898 was not being included in the Law Reform Act and that the government is contemplating repealing the Obeah Act itself.
Church Quickly Reacts and Cries Foul
It did not take long for the faithful to raise the pitch against any attempt by the government to make the practice of Obeah legal. The original legislation passed in 1898 clearly banned the practice in Jamaica and someone caught practicing Obeah could be fined $100, which was quite a steep amount at that time. The objection of repealing the Act from the Church and the other believers arises from the fear that the poor and the uneducated may be lured away from God and their faith in Christianity may be affected. Some church leaders, particularly one Prophetess Almarie Campbell of Tarrant Baptist Church was extremely vociferous in her protest exhorting the crowd in a street meeting to raise their voices in protest in the name of Jesus.
Those Practicing Obeah Claim They are 'Helping' the Poor
For the uninitiated, Obeah is a form of sorcery or 'magic' performed in the Caribbean. The belief is that people become ill or face other issues due to a spell and the natives perform certain rituals to ward off that evil spirit causing the spell. Interestingly, there are still people in Jamaica who practice Obeah in some form or the other. The practitioners of Obeah say they do this to help people. One such practitioner gave the example of a person who went to a doctor for treating an illness but was not cured. He was then directed to the Obeah practitioner who cured the man. He feels it is not fair to punish someone for 'helping' another. So, he and persons of his ilk will form the other side of this debate on the repealing of the 121- year old Obeah Act.
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Jamaica News
Transfer Your Voter Registration by June 28 Urges the EOJ
Registered voters must apply for a transfer of their voter registration by Friday, June 28, 2019. This is the message from the Electoral Office of Jamaica (EOJ). Transferring the vote is part of the process for updating the November 30, 2019 voter's list.
If voters apply for a transfer of their voter registration after June 28, their process will not be completed before May 2020.
How to Apply for a Transfer of Voter Registration
The Electoral Office stated that the process for transferring voter registration is quite simple. The elector must visit the office of their constituency and apply for a registration transfer. Furthermore, the applicant must apply at the constituency office where she currently lives. Once the elector makes the application the EOJ transfers the information from the polling division to the new polling division.
After the transfer is completed, the Electoral Office will publish the elector's new address information in the updated voter's list.
The Law Requires Applications To Transfer the Vote
The transfer of voter registration is necessary for persons who have changed addresses since the last time they registered or updated their information. Individuals often overlook this important step for keeping their voter registration up to date. It is not until General or By-Elections roll around that the matter of where to vote becomes crucial. The law governing elections requires the voter to vote in the polling division where she lives.
Even if the transfer is to take place within the same constituency, applying for a transfer of voter registration is still necessary. The Electoral Office of Jamaica, therefore, encourages Jamaicans who have relocated since they last updated their voter information to act now to avoid any difficulties.
Three Month Waiting Period
The EOJ noted that the elector must wait three months after applying for transfer before the office processes the application. After this period, one of the EOJ officers along with scrutineers representing the political parties – one each from the Jamaica Labour Party (JLP) and the People's National Party (PNP) will visit the address to verify that the applicant lives there.
Jamaica News
I Will Not Take a Side! Says Portia Simpson Miller
"I have not and will not take a side."
The former President of the Opposition People's National Party (PNP) Portia Simpson Miller made this declaration recently. Simpson Miller made her comment in a statement posted on her Twitter account two days ago. She also encouraged her party comrades to keep the leadership campaign respectful and clean.
Simpson Miller's statement came in the wake of the PNP leadership challenge mounted by Central Manchester Member of Parliament, Peter Bunting. Bunting is seeking to unseat Dr. Peter Phillips who is the current President of the PNP.
Don't Use My Name and Image
Also, Portia Simpson Miller asked in her statement that the campaign not use her name and image. Her request to distance her name and likeness from this potentially divisive campaign is in a bid to counter any speculation that she is in favour of either of the Peters. She did not want anything to suggest that she intended to take a side in this leadership race.
Further, Simpson Miller encouraged her comrades to campaign vigorously for their candidate. She, however, cautioned that they should be mindful that following an internal contest the party must continue its preparation for the next General Elections.
The next General Elections are constitutionally due in 2021.
Simpson Miller also declared that her first loyalty and duty are always with the People's National Party.
Internal Election Date Not Confirmed
The PNP has not yet confirmed a date for the election of the leader. Initially, expectations were that the elections for a new party leader would be held in September during the party's annual conference.
However, the party is to arrange the logistics for a special meeting of the party for the internal elections. Dr. Peter Phillips had requested that the party settles the matter surrounding the leadership challenge early. He had no desire for this matter to drag on and interfere with the agenda of the September party conference.
Disquiet in the PNP over Upcoming Campaign
Meanwhile, there is much division within the PNP among supporters of Dr. Phillips and Mr. Bunting. Party insiders also contended that the timing of Bunting's challenge against Phillips was bad. Noting that internal leadership challenges will set the party back, the insiders condemned Bunting's decision to mount the challenge at this time.
For his part, Peter Bunting defended his decision as the right one. One of his rationales was that the PNP under Dr. Phillip's leadership will not succeed against the Andrew Holness led Jamaica Labour Party (JLP) in the next General Elections.
Each Peter contends that sufficient supporters are in his corner to ensure success in the internal elections.
So, as the leadership challenge unfolds, the PNP continues to be in the headlines. One could only wait for the final outcome of what can be considered an exciting contest between two contenders who believe they are the right choice for leadership of the 81-year old PNP ahead of the upcoming General Elections.
Jamaica News
Edna Manley College Principal Reveals More to Parliament Than College Board
Edna Manley College is still being plagued by complaints of sexual harassment of students by a faculty member of the College, and no action being taken against him. In a strange development to this story, the Principal of the College, Dr. Nicholeen DeGrasse Johnson has revealed to a parliamentary committee that she had received a complaint about this lecturer, but had not initiated any serious inquiry into him to arrive at the truth. Moreover, Marigold Harding, the Chairperson, Edna Manley College of the Visual and Performing Arts, has expressed surprise that the Principal chose to reveal this at the committee, but, has never informed her about it. Chairperson Harding feels the Principal will have to offer an explanation for her conduct.
Principal Queried Intensely at the PAAC
Principal DeGrasse Johnson was actually appearing before the PAAC in connection with the school's accounts, contracts and whether the right procedures were being followed. One PAAC member, Leslie Campbell, however, started questioning her on this sexual harassment issue. It was during this questioning that the Principal revealed that it was one of the faculty members who had informed her as early as 2 years back that the students were complaining to her about a particular lecturer's misconduct. While the right thing for her to have done at that time would have been to ask that faculty to obtain the complaints from the students in writing, she chose to let the issue pass. This fact came out during the questioning by the committee member.
School Management Taken Aback by the Principal's Revelations
As mentioned, the immediate reaction from the Chairperson of Edna Manley College of the Visual and Performing Arts has been one of shock. Harding says she and the Board of Management of the College have had several meetings in the past 2 years and never once had the Principal shared with her this information. Going further, the Chairperson has said there would be an emergency meeting of the Board on this issue and the Principal will be called in to answer to the Board on why she chose to speak the truth in front of the Parliament Committee and not to the Management of the College. The term used by Chairperson Harding is that the Principal has put herself in 'jeopardy'. She expressed surprise that while there have been reports of sexual misconduct in the institution for so long, nobody from within the college had even informed her about it.
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Last February we went to Lapland for some cross-country skiing, snowshoeing, ice swimming and extreme fell sledding. Here is the article which I posted back then and now we have also a short video 🙂


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The tea is classified into three main groups : Black tea, green tea and semi-fermented tea
Black tea is a fermented tea, the leaves were placed in a circulating or a strong current of warm air combined with a humidity of about 95%. The game between hot air and high humidity combined with specific chemical reactions causes the oxidation of tea leaf that turns from green to copper brown. This is fermentation.
Green tea is a tea that has not undergone fermentation. Once picked, the tea leaves are heated for a short time and then dried to minimize moisture. The leaves do not change color and remain green.
The semi-fermented tea or Oolong tea is a tea that has undergone partial fermentation. The leaves are broad and winding of a color intermediate between green and brown.
The benefits of tea
The medicinal qualities of tea are common to all the families of tea :
Black tea, green or semi fermented.
Absorbed large quantities of black tea and green tea reduce cholesterol in the blood. Thanks to polyphenols, plant compounds they contain, it protects against cardiovascular disease.
O Thé Divin
This is more than 50 different varieties of teas.
Surprise you!
Kind of green tea to black tea your trip takes you through the teas such as "Grand Yunnan Imperial" from China or the "Russian Taste for seven citrus". Be surprised by the varieties of flavored teas such as "Tea of Apollo" that blends subtly rhubarb, strawberry, blueberry or more surprisingly, the sunflower. Finally the red teas are just as surprising, the "Spice Mix" provides amazing sensations. Feel free to ask us for this tough choice that is offered to you, we will be happy to advise you according to your taste and your mood!
To offer or be offered
The real teapots at "Heron Cross Pottery"
Enjoy ! Relive the moments divine by offering or giving you the real teapots "Heron Cross Pottery" you find in your tea.


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Launch of Tribal and Equity Series: Afterthoughts
Sometimes we get feedback after an event that shows the work ahead of us. As we embark on this journey of tribal and equity learning we are not looking for 'pats on the back', as much as we are looking for others who see the road ahead and its importance. This was one of those messages, and Ben gave his permission to share it here –
Hello Liz,
Thank you so much for letting us be at the table yesterday. I was awestruck and inspired. Everything about it was wonderful. My subjective experience with the breakout section was very educational. What I got from it was all of the agencies thinking in ways that they could improve their programs that they offer to the communities they support. While I see that as a baby step, I still see it as an effort to move in the same circles. It may be that they just want to continue to justify their organization.
What I was hoping to hear from them was the need to educate their communities in ways that make them self-sufficient rather than dependent on the largesse of the dominate culture. By that I am definitely saying that dominant culture do exactly as the Children of the Setting Sun described. Give them the tools and training so that they can be the doctors, lawyers and chief bottle washers. Not some bastardized version of what currently exist.
Those agencies and organization should be assisting in helping change behavior not culture. I have heard tribal people say it over and over again. We do not need not need to be taught how to be white. We need their expertise at training to become masters of own destiny, not training to be apart of a system that has failed us all too often. Othering and Belonging are defining terms. Targeted Universalism is a shift in the way we currently operate and must be instituted to usher in the new paradigm.
Just my thinking. And once again thank you so much for giving us this opportunity to actually focus on solutions rather than holding up a system of principles that leaves us where we are, with a few new shiny objects.
Ben Young
Vice Chair Communities of Color Coalition
Chair North Puget Sound Conference on Race
Substance Use Disorder Information Guide
The Health Care Authority (HCA) has released Sharing Substance Use Disorder Information: A Guide for Washington State. You can find it on the HCA website.
This guide supports whole-person health care by supporting exchange of information between a person's behavioral and physical health providers. It also supports a person's right to determine who may share and receive their substance use disorder (SUD) information.
Please feel free to share this resource with others.
Transgender Health ECHO Currently Accepting Applications [Deadline next week!]
Attention FQHCs! Currently accepting applications for the July 2019 – June 2020 program. Due May 24!
Through the use of the groundbreaking Project ECHO model, TransECHO creates a network of health centers and faculty expertise to increase clinician access to knowledge and support needed to provide culturally responsible, comprehensive, primary care for transgender and gender non-conforming patients.
Hosted by the Fenway Institute, TransECHO is a monthly program which provides the opportunity to tap into the collaborative power of health center teams and public health experts. Clinics participating in TransECHO will have 12 months of free training, technical assistance, and coaching to learn to better serve their transgender and non-binary clients.
The learning objectives of TransECHO are:
- Improve my ability and my organization's ability to provide high-quality care for transgender and gender non-conforming patients.
- Assess and expand my organization's capacity to create an affirming environment for transgender and gender non-conforming patients.
- Build relationships with other organizations that will facilitate peer learning experiences, both during the ECHO sessions and beyond.
- Develop and refine strategies that enable my organization to collect and utilize sexual orientation and gender identity data to improve health services and patient outcomes.
Sessions occur the third Wednesday of every month from 11:00 am – 1:00 pm PST starting July 17, 2019. Federally-Qualified Health Centers and look-alike clinics are encouraged to apply.
Applications are due May 24. Click here to apply.
For more information, email email@example.com
- The opportunity to tap into the collaborative power of health center teams and public health experts
- 12 months of free training, technical assistance, and coaching for your health center
- Access to nationally-recognized faculty and experts
- Access to state-of-the-art resources, tools, and effective practices
New Project Coordinators on Staff
Just a month after adding two project managers to our staff, North Sound ACH had two project coordinators join our team as well.
Megan Argetsinger moved to Bellingham eight years ago to attend Western Washington University where she received her Bachelor of Arts in Interdisciplinary Studies. Her major was titled The Body: Scientific and Cultural Perspectives, and explored the intersection between physical health, mental health, and the sociology of health. She is currently pursuing a master's degree in Public Health through the University of Washington.
Megan has four years of direct patient care experience, most recently as an orthotic fitter serving hospitals and clinics throughout the North Sound region. Megan is very excited to be working in a public health and health systems role and looks forward to using her education and experience to serve her community.
Michaela Vendiola was born in Bellingham, Washington and raised on the Lummi Indian Reservation. She is an enrolled member of the Walker River Paiute Tribe and a descendant of the Swinomish Indian Tribal Community.
Michaela earned her bachelor's degree at Western Washington University in American Cultural Studies with a minor in American Indian Studies. Most recently, she served as the Community Health Representative for the Home Visit Program at the Lummi Tribal Health Center. Her work focused on program development, patient outreach, and care coordination to serve at-risk Tribal elders of the Lummi Nation community.
Michaela is excited to begin utilizing her direct service experience and local Tribal health care experience and contribute her skills to the North Sound ACH.
Conference on Race
The Communities of Color Coalition (C3) provides speakers and trainings on issues affecting communities of color and other under-represented groups. Most recently, C3 hosted their largest annual event, the community-sponsored North Puget Sound Conference on Race April 20 in Everett.
This year's conference theme, "School to Prison Pipeline: Breaking the Cycle" featured breakout workshops on health, education, culture, employment, housing, and restorative justice. Keynote speaker and University of Washington School of Social Work researcher, Robin DiAngelo, spoke to the contents of her bestselling book on white privilege and racism, White Fragility. The afternoon session featured speaker Aneelah Afzali, founder and Executive Director of the American Muslim Empowerment Network (AMEN) at the Muslim Association of the Puget Sound.
One breakout session offered was "We Rise: Building a Restorative Community", an introduction to the Restorative Justice movement and its applications in the city of Everett. The facilitators shared their own lived experiences to illuminate their practices in using shared reflective mediation tools. Participants broke out into groups to discuss the following questions:
- In what way might we inform community and city leaders of the challenges and opportunities to build resilience in the city?
- Where are some places to start? What does this look like?
Another breakout session, "Creating Communities of Educational Change" focused on turning plans and thoughts into action for community change. Marjorie James facilitated the workshop and shared her experience serving as the Curriculum and Engagement Manager in Tulalip Tribes Education as well as a Trustee for the Tulalip Foundation. After hearing Marjorie's call to create communities for educational change, participants were asked to pair up and share key points about their work in the community. This interactive workshop challenged everyone to form a vision for the collective future of the school districts that serve us and our communities. Participants were encouraged to try and make at least one connection with someone in the room to carry community change forward and to continue to focus on making connections with community leaders who can catalyze change.
Offered free to interested participants, the conference had registration of over 700. Check out photos from the event, as well as artwork created by youth at the Denney Juvenile Justice Center in Everett and Echo Glen Children's Center in Snoqualmie on C3's website.
C3's Color Commentary Radio Program
Communities of Color Coalition (C3) is a non-profit, non-partisan group that meets in Snohomish County to discuss, problem-solve, and advocate for social justice, cultural and religious respect, and human rights, especially for people of color and other under-represented groups. Their major areas of concern include but are not limited to: the elimination of personal and institutional racism, equal access to and opportunities in education, equal access to and opportunities in economic development and employment, and fair and equal treatment under the law and in our society.
North Sound ACH is honored to partner with C3 by helping to sponsor their 2019 Conference on Race on April 20. With our similar goals and outlook, we want to leverage one another's work to support healthier and more resilient communities.
C3's Color Commentary Radio Program presented a three-part series dedicated to youth suicide and prevention, in observance of National Suicide Prevention & Awareness Month last September. Two of the segments feature Dr. Benjamin Danielson from the Odessa Brown Children's Clinic; the other features Wendy Burchill, Community Health Specialists for the Snohomish County Health District. These short segments feature information on youth suicide prevention, cultural and community factors, and highlight additional resources.
"Color Commentary" — providing you with experts, analysis and background information on racism, discrimination, and inclusion.
Part 1: Dr. Benjamin Danielson, Odessa Brown Children's Clinic – 9/12/18
Part 2: Dr. Benjamin Danielson, Odessa Brown Children's Clinic – 9/19/18
Students of Color Career Conference
On Wednesday, March 27, North Sound ACH staff members Amanda Robins and Leah Wainman had the privilege of attending Everett Community College's 17th Annual Students of Color Career Conference. More than 2,200 middle school and high school students from Whatcom, King, and Snohomish counties attended. The event gave students the opportunity to meet and ask questions of a diverse set of professionals, who looked like them, spoke like them, and possess experience navigating a dominant culture work environment.
Leah and Amanda were invited by leaders of the Community of Color Coalition (C3). The conference opened with a land acknowledgement and a moving prayer from elementary school tribal students. The prayer was followed by Nikkita Oliver, who connected with students through rap, spoken word and a powerful speech. Oliver is a Seattle-based creative, community organizer, abolitionist, educator, and attorney who ran for Mayor of Seattle in 2017. In her speech, Oliver encouraged students to continue striving to meet their goals, even when others might say they can't or shouldn't. She reminded students that adversity will come their way, but to be ready to rise up and overcome. The students were all respectful and attentive—it was clear her message resonated.
After Ms. Oliver's speech, students broke into smaller groups to meet with panels of professionals of color. The panel Amanda attended hosted a trial lawyer who earned his degree at a historically black college and is now the Executive Director of a civil legal aid nonprofit, a bilingual outreach coordinator who grew up in a Spanish speaking country, and an employee of the Snohomish County Prosecutor's Office.
Students were embraced for their individual goals and talents and encouraged to build positive relationships with mentors. Being introduced to professionals of color they can look to as role models, students were challenged to learn about various career options, encouraged to dream big, and realize their purpose, passion, and power.
It was an honor and a privilege to bear witness to such a powerful, empowering event. North Sound ACH looks forward to continuing to support this work; we hope to see this model of community building, collaboration and focus on equity embraced region-wide.
To learn more about the history of the Students of Color Career Conference, you can visit their website here.
New Toll-free Number
Funding Opportunities from HRSA's Federal Office of Rural Health Policy
The Health Resources & Services Administration's (HRSA) Federal Office of Rural Health Policy recently shared the following funding opportunities which are relevant to the Medicaid Transformation Project:
DOL Employment and Training for Re-entry – Application due April 25. The Department of Labor (DOL) will make 21 awards totaling $82.5 million to help formerly-incarcerated individuals successfully make transition back to the community. All eligible applicants must be organizations with IRS 501(c)(3) non-profit status, including women's and minority organizations; state or local governments; or any Indian and Native American entity eligible for grants under section 166 of the Workforce Innovation Opportunity Grant.
DOJ: Building Capacity for Tribal Researchers – Application due May 13. The Department of Justice (DOJ) will make five awards for total funding of $500,000. The investment will provide planning grants to state, local, or tribal governments, as well as nonprofit organizations and institutions of higher learning to develop proposals for research projects that improve criminal justice in tribal communities. In addition, the DOJ will invest $4 million in Tribal Justice Technical Assistance – Due May 14 to develop strategies to address violent crime and crimes related to substance abuse and other controlled substances.
HRSA: Enhancing Oral Health Infrastructure in Health Centers – Application due May 21. The Health Resources and Services Administration (HRSA) will invest $76 million in existing health centers to increase access to new or enhanced high-quality, integrated oral health services, including those provided via telehealth and virtual dentistry. Of the more than 27 million people nationwide who rely on HRSA-funded health centers, one in five are rural residents. Rural communities often lack adequate oral healthcare, though the regular preventive care of the teeth and gums is important in maintaining overall health, playing a role in preventing diseases such as diabetes and heart disease.
HRSA: Rural Maternity and Obstetrics Management Strategies – Application due May 24. The Health Resources and Services Administration (HRSA) will invest $1.8 million in three health networks to test models that improve obstetrics services in rural areas. For the purposes of this program, the applicant must have a network composition that includes: 1) at least two rural hospitals or Critical Access Hospitals; 2) at least one Federally Qualified Health Center (FQHC) or FQHC look-alike; 3) state Home Visiting and Healthy Start Programs, if regionally available; and 4) the state Medicaid agency. For more information, contact firstname.lastname@example.com.
Visit HRSA's grants page to learn more and see other funding opportunities.


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Portarlington Hotel Accommodation
To see the latest deals and prices click here to enter your travel dates.
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Find the best hotels in Portarlington for your budget from our range of hotel accommodation options in and around Portarlington Australia.
Making your hotel reservation is easy with Hotel.com.au, enter your travel dates for Portarlington and click 'See Deals' to check prices. You can then select your hotel, select your room and finally enter your contact and payment details. We usually have many flexible 'book now pay later' options for most hotel rooms in Portarlington. When you book your confirmation will be immediate and you will then see your confirmed hotel reservation on screen and be emailed a copy too.
When is the best time to book Portarlington hotels to get the best price? Well you do not need to worry, because once you make a reservation with free cancellation (so excluding special non-refundable bookings only) we will check the price every day for you. And if we see it on sale or cheaper we will send you an email. You can then re-book at the cheaper rate or in some cases upgrade your room.
To see room prices, deals and availability for Portarlington hotels start by clicking here to enter your travel dates.
Set in Portarlington, 24 km from Queenscliff, The Oxley Estate BandB offers a seasonal outdoor swimming pool and free WiFi. Accommodation is fitted with air conditioning, a fully equipped kitchen with a...more
Score from 101 reviewers
Overlooking Port Phillip Bay, Pelican Sands offers uniquely decorated accommodation with flat-screen TVs and DVD players. It features barbecue facilities and an outdoor dining area with forest and bay...more
Rated 5 out of 5 by 84
Offering free Wi-Fi, a heated swimming pool and self-contained studios with garden views, Portarlington Beach Motel is just 10 minutes' walk from Portarlington Beach. Guests enjoy a children's playgro...more
Rated 4.5 out of 5 by 65
Boasting free WiFi, free breakfast, a bar and a cinema, Starhaven Retreat offers guests the perfect escape, 2 minutes' walk from Port Phillip Bay. All accommodation features a private balcony with lov...more
Rated 5 out of 5 by 248
Situated in Portarlington in the Victoria region, Port Relaxation is a self-contained, 3 bedroom house. Port Relaxation is 350 metres from a quiet bay beach, which contains a jetty and a boat launch r...more
Score from 31 reviewers
andlt;pandgt;andlt;bandgt;Property Locationandlt;/bandgt; andlt;br /andgt;With a stay at The Oxley Estate Bed andamp; Breakfast in Portarlington, youandapos;ll be next to a golf course and minutes from Portarlington Golf...more
Portarlington Vicarage is located in Portarlington, 105 km from Melbourne. Free WiFi is provided throughout the property and free private parking is available on site. A flat-screen TV is in your room...more
Score from 59 reviewers
Set in Portarlington in the Victoria Region, this detached holiday home is 55 km from Avalon Airport and 114 km from Melbourne Airport. Free private parking and free WiFi is featured throughout the pr...more
Score from 8 reviewers
Portarlington Holiday Home is a detached holiday home with a barbecue, located in Portarlington in the Victoria Region. The property is 104 km from Melbourne and features views of the sea. Free privat...more
Score from 28 reviewers
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Policyholders can simply take a photo of their odometer to submit their mileage instead of using tracking devices or always-on smartphone apps that some drivers may find invasive.
Understanding Consumer Behavior & The Technology Behind It
Every marketer's objective should be to fully understand an individual consumer's journey to get at the front of the line and maintain relevant and timely engagement throughout the journey.
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Carriers can leverage their existing Insurance Technologies solutions to offer a suite of annuities within the Envestnet insurance exchange platform.
LeapLife Joins NACUSO to Offer Credit Union Customers Digital Access to Life Insurance
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It remains to be seen what the destiny of InsurTech will be over the long run, but it seems more likely to be a permanent adjunct to the insurance industry and its vendor ecosystem than a passing fad.
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The new 'estua-re' platform let data and transactions to be signed, recorded and maintained in a permanent, secure manner for contracts that can span over 50 years.
Zywave Gains Small Group Quoting through RateFactory Acquisition
Zywave will incorporate RateFactory's small group quoting into its product suite, including integration with the Code SixFour Digital Plan Marketing presentation software and within Zywave's Sales Cloud.
Centaurus Financial Joins Ebix's AnnuityNet Platform
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iPipeline and Atidot Partner to Mine In-Force Data for Life and Annuity Sales
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Race for Rifle City Council is wide open
Rifle's City Council is going to look quite a bit different come this fall.
Of the four seats up for election, Councilor Joe Elliott is the only incumbent running for a seat. The other three incumbents — who will have served a combined total of 24 years when the current terms end in September — are taking their names out of the race.
The decision effectively means council will have at least three new members after the Sept. 8 municipal election.
So far, no potential candidates have turned in the required nominating petition, according to Rifle Clerk Lisa Hamilton. Candidates have until the end of the business day June 29 to return a petition with at least 15 valid signatures from registered Rifle voters to the city clerk's office.
Several people have contacted Hamilton's office seeking a petition, but with the city pushing the availability of the petition online it is hard to gauge what the actual interest is, she said.
All four seats are at-large positions, and three of the four seats are for terms ending in September 2019. The fourth term — which will go to the candidate who comes in fourth place — ends in 2017.
Although the potential interest within the community is still unknown, the city usually does not have a hard time finding enough candidates to run, said Mayor Pro Tem Jay Miller — one of the three incumbents not running for re-election.
Asked to comment on his decision not to run again, Miller, who is nearing the end of his second four-year term, said the time is right.
"I don't believe in making a career out of the position," he said. "Eight years is enough."
The only councilor with more years on council than Miller is Jonathan Rice, who is finishing out his third four-year term. Rice has also decided not to run for re-election.
"When I got on the council my oldest son was a third-grader and he's about to start his third year of college," Rice said. "When I think about it in those terms that's a long time."
Councilor Rich Carter is hanging it up after four years on council. While the experience has been rewarding, Carter said his schedule has become increasingly busy. He intends to continue serving on the boards of various community organizations.
As for any advice for incoming councilors, Carter said, "Love your city, love your town."
Rice shared similar advice and also suggested coming into the position with an open mind.
The departure of Rice, Carter and Miller would make Elliott one of the more senior councilors, if his re-election efforts are successful. Having been appointed to council in September 2014 to serve the remainder of a term vacated by Hans Parkinson, Elliott admitted the thought of being one of the more experienced councilors seemed weird.
If re-elected, he said he would focus on improving the city's infrastructure.
Ballots for the Sept. 8 municipal election will be mailed starting Aug. 17, and must be returned via mail or in person to the clerk by 7 p.m. the day of the election. Anyone wishing to run for council can pick up a petition packet at the clerk's office or online at http://www.rifleco.org/election.
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Basalt town government has it wrong in TABOR snafu, former mayors say
Current Basalt officials say the town government has violated the Colorado Taxpayers' Bill of Right by increasing the property tax mill levy over the prior years 10 times since the mid-2000s. Two former mayors contend the mill levy could be adjusted in any given year as long as it didn't exceed the mill levy in 1994. It's a $2 million question.


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