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OPINION: On this National Day of Healing, let's recognise that starting point of 'sorry'. Empathy is a virtue vital for Australians to reach reconciliation, writes Luke Briscoe. By Luke Briscoe Source:NITV News SBS Unless you were a complete angel as a child, all of us have memories of being told to apologise to someone at some point. But sometimes, saying 'sorry' just wasn't enough. I realised this one day when I looked a schoolmate straight in the eye, internalising how he ... Read More »
Civil Rights
Assange's new indictment: Espionage and the First Amendment
Julian Assange, the co-founder of WikiLeaks, has been charged by the U.S. Department of Justice with a slew of Espionage Act violations that could keep him in prison for… Ofer Raban The Conversation The new indictment expands an earlier one charging Assange with conspiring with Chelsea Manning, the former soldier convicted of leaking classified documents to… Assange is responsible for the dissemination of troves of classified American documents, including hundreds of thousands of military reports, hundreds of thousands of diplomatic ... Read More »
Thai dissidents living in exile fear for their lives after a string of disappearances and murders
A string of mysterious murders and deportations across South-East Asia has Thai dissidents fearing for their lives and members of a controversial folk band say they may be targeted next. Liam Cochrane ABC The band Faiyen, which means "cold fire" in Thai, fled the country after the 2014 coup and has written songs criticising the military government and the monarchy. Late last week, the band posted a chilling message on Facebook. "We … fear for our lives. Many trusted people ... Read More »
Picturing Sri Lanka's Undead War
Ten years after the end of Sri Lanka's civil war, Crisis Group's Sri Lanka Project Director Alan Keenan and Photographer Julie David de Lossy travelled 1,500km through ex-combat zones. ICG They found a population finding ways to cope with their traumatic experiences and an extraordinary array of monuments to the war. Ten years have passed since Sri Lanka's 26-year war came to an end on 18 May 2009. A decisive victory over the Tamil Tigers placed the Sinhalese-majority government firmly ... Read More »
Christians seek refuge after deadly Burkina attacks
KAYA, Burkina Faso (Reuters) – Concerned about a rise in violence against Christians in Burkina Faso, Pastor Jacques Ouedraogo changed the time of his Sunday service as a precaution. He believes this is what saved his life. Thiam Ndiaga Reuters Later, his church was one of two targeted by gunmen on May 12 in the town of Dablo in a series of deadly attacks on churches and a religious procession in the last two weeks in Burkina's formerly peaceful Central ... Read More »
Sweden v USA – What Happens Next In Assange?
It was confirmed this week that the Swedish authorities have reopened the criminal investigation into Julian Assange over allegations of rape in 2010. Gherson The decision comes as Assange is serving a prison sentence in the UK for breaching bail in the original extradition proceedings. Assange is also facing extradition to the USA in connection with hacking allegations. After years of deadlock with Assange holed up in the Ecuadorian embassy there is finally significant movement and many people are asking ... Read More »
Taiwan becomes first in Asia to legalise same-sex marriage
Supporters celebrate as legislation is passed giving gay couples right to marry Lily Kuo The Guardian Taiwan has legalised same-sex marriage, the first of any Asian state, with the passage of legislation giving gay couples the right to marry. Lawmakers on Friday comfortably passed part of a bill that would allow gay couples to enter into "exclusive permanent unions" and apply for marriage registration with government agencies. Taiwan's president, Tsai Ing-wen, who campaigned on a platform of marriage equality, tweeted after the ... Read More »
Alabama passes bill banning abortion
Alabama has become the latest US state to move to restrict abortions by passing a bill to outlaw the procedure in almost all cases. BBC Supporters say they expect the law to be blocked in court but hope that the appeals process will bring it before the Supreme Court. They want the court, which now has a conservative majority, to overturn the 1973 ruling legalising abortion. Sixteen other states are seeking to impose new restrictions on abortion. Earlier this year ... Read More »
Mena Mangal: Journalist and women's rights campaigner shot dead in broad daylight in Kabul
'This woman had already shared that her life was in danger. Why did nothing happen? We need answers' Abby Young-Powell The Independent An Afghan journalist and political advisor, who was vocal about women's rights in the country, has been gunned down in broad daylight, just days after saying she believed her life was in danger. Mena Mangal was shot dead on Saturday morning in a public place while she was on her way to work in the capital city of Kabul. ... Read More »
High Court will decide if Indigenous people without citizenship can be deported
The case will focus on whether an Indigenous person can be considered an "alien" under the Australian Constitution. Brooke Fryer NITV News SBS Lawyers will argue in the High Court of Australia this month that Indigenous people should be exempt from the government's mandatory deportation powers. Immigration laws changed in 2014 allowing visas to be revoked if a person has been convicted of a crime carrying a jail sentence of a year or longer. Data shows the number of visa ... Read More »
The Human Rights Arts and Film Festival – 2019 Program Guide
Whether you love romance, want to be inspired or see something with all the feels, HRAFF Co-Founder and Chairperson, Evelyn Tadros has the perfect set of festival recommendations just for you! Published May 7, 2019 by Guest in Human Rights Arts & Film Festival Leave a comment Castan Centre The annual Human Rights Arts and Film Festival kicks off in just two days, and there are dozens of great films to see. Here's a list to suit everyone's tastes. For those of you who feel overwhelmed about ... Read More »
In pictures: The art fuelling Sudan's revolution
Murals have been mushrooming on the walls around the military headquarters in Sudan's capital, Khartoum, as thousands keep up a vigil to see a return to civilian rule. By Mohanad Hashim BBC Africa, Khartoum Crowds converged on the area on 6 April and five days later, long-time leader Omar al-Bashir was ousted and arrested by the military after nearly 30 years in power. Muwfaq, a student at the nearby University of Khartoum, says the piece he is painting shows how ... Read More »
Caruana Galizia murder: Fighting for justice for my murdered mother
Once every few months I have to sit in a room with the person investigating my mother's murder. Our family first encountered him six years ago, when he came to our home to arrest her. By Matthew Caruana Galizia World Press Freedom Day BBC My mother had published a satirical blog post about a candidate for Maltese prime minister on election day and one of his supporters filed a police report. So, the detective was sent to our family home ... Read More »
Debbie Kilroy honoured with the Liberty Victoria Voltaire Award 2019
This year Liberty Victoria honours Debbie Kilroy, the founder of Sisters Inside, with the Voltaire Human Rights Award. The Voltaire Award honours a person or group for an outstanding contribution to or action on free speech, human rights or civil liberties, with particular emphasis on progressing freedom, respect, equality and dignity. It celebrates those who speak out, write, campaign, whistle-blow, take action or stand against authoritarianism. Previous winners include Magda Szubanski, Gillian Triggs, Waleed Aly, David Marr, Peter Greste, Baher Mohamed and Mohamed Fahmy. ... Read More »
Is the Assange indictment a threat to the First Amendment?
A British court sentenced Julian Assange on May 1 to almost a year in prison for jumping bail. Ofer Raban The Conversation That's not the end of Assange's legal travails: he still faces the possibility of an extradition to the U.S. After a brief initial hearing, the matter will be taken up again at a hearing on May 30 in London. The American government has many reasons to dislike Assange, the co-founder of WikiLeaks, who is responsible for the dissemination ... Read More »
Julian Assange sentenced to 50 weeks
WikiLeaks founder Julian Assange was sentenced to 50 weeks in jail by a London court on May 1 for skipping bail to enter the Ecuadorean embassy where he was holed up for almost seven… LONDON- Reuters Hurriyet Judge Deborah Taylor read out the sentence as Assange, in a black jacket and grey sweatshirt, looked on. Taylor said Assange had exploited his privileged position to flout the law and express… He was convicted last month of skipping bail in June 2012 after an extradition order to Sweden over ... Read More »


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Deliver with Uber on Your Summer Schedule
Company: Uber Eats
Location: Casper
Posted on: June 10, 2019
Job Description:
Work on your schedule. Deliver for a few hours in the mornings, every night, or just on weekends—it's up to you.
Earn Good Money. You'll earn by bringing people the food they love from local restaurants.
Choose your wheels. Use your car, scooter, or bike to make deliveries.*
Delivery requirements
Car delivery:
Bike delivery:
Scooter delivery:
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MieleMiele is a German manufacturer of high quality domestic appliances and machines for commercial applications.
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We value transparency in a debt settlement company, and National Debt Relief was one of the most forthcoming with information. When we spoke on the phone with a customer service rep, they explained the program in detail, spelling out the benefits and drawbacks and offering recommendations on alternatives. They were quick to respond to our follow-ups and provided some of their onboarding information for us to look over.
Finding debt relief means that you identify a solution that minimizes the burden of debt repayment. The goal is to reduce or eliminate interest charges and fees so you can pay off your debt faster. In many cases, you can pay less each month and still get out of debt faster than with traditional payments. Essentially, you find a better way to pay back what you owe that works for your finances.
When you consolidate your debts or work with a debt settlement company, you'll only treat the symptoms of your money problems and never get to the core of why you have issues in the first place. You don't need to consolidate your bills—you need to delete them. To do that, you have to change the way you view debt! Dave says, "Personal finance is 80% behavior and only 20% head knowledge." Even though your choices landed you in a pile of debt, you have the power to work your way out! You just need the right plan.
I'm about 70k in debt (which includes a car loan and student loans). I was very naive in thinking that earning a Bachelor's degree would award me with a high paying job and I would be able to take care of this mountain of debt no problem. Of course, that's not reality, and I make 25k a year. I've been working at this job for about a year and a half now, and I have FINALLY found a better paying job after a year of active searching. Although it's not much, I'll be moving up to 29k a year. While I pay off my 10k car loan at 250 a month, I've been completely avoiding my student loan debt, I don't even look at it. Right now my loans are in deferment but I owe my first payment in August. I'm really starting to panick. I appreciated your article and found a lot of useful advice in it. I think my first step to paying off my loans will be to work as hard as possible at my new job so maybe after another year or so I can increase my salary more substantially…. Other than that I'm really at a loss for what to do. Any specific advice regarding such a high amount of student loans? (That honestly, I'm almost too embarassed to admit to in this post)
Nearly 50% of all college graduates leave school with private or federal loans, and the average US student leaves with at least $10,000 to repay. This can be a substantial burden for recent graduates, which makes student loan consolidation a smart - and sometimes necessary - choice for any graduate in need of debt help. Consolidation of federal loans is easy, and might save you hundreds of dollars by lowering your interest rate. Read our guide to federal and private student loans, browse our articles on the topic.
Personal loans:Personal loans are for a fixed amount of money from banks, credit unions, and online sources. Average personal loan rates range from 10% to 28%, depending on credit. When rates are very high, early and aggressive debt payoff is important. If rates are reasonable, you may wish to prioritize other money goals before putting extra money toward repaying early.
Before discussing anything else, we'd like you to know that you have the option to fix everything yourself. Unfortunately success is not guaranteed as you have proven that you haven't been able to manage your finances. But it could be worth a try. The good thing is that you will not be burdened with the additional costs of hiring someone to help you out. You will be able to concentrate all your funds on paying off your debts.
Great article. We are in the process of paying down debt, and the freedom we feel in watching that number decrease is a beautiful thing! Doing something RIGHT AWAY is key because, as your chart above shows, the greater the amount of money going into paying debt, the less you have to spend (even on the things you truly need!), so the debt pile increases and you never get out from under it. Everyone can do something NOW to see a shift in that picture. It all starts with an earnest desire to confront and change. Thanks for sharing.
If you're interested in a debt management program, you'll first consult a Clearpoint certified credit counselor in a free, basic credit counseling session, which is offered online, via phone, or in person. Your counselor will review your total financial situation and discuss your credit report, income, and expenses. You and your counselor will take inventory of your outstanding debts and creditors, and your counselor will explain how a DMP may work for your specific situation, including how your interest rates and monthly payments may change on the program.
There are many ways to get out of credit card as well as medical debt or to get help with loans. Find a list of solutions below. You can consolidate it, enter into debt reduction or credit card hardship programs, reduce the interest rates on any loans or even completely eliminate it. Most lenders are willing to offer some form of assistance to borrowers, and non-profit agencies can also assist. Various options, including some that are free, are available to help consumers reduce the amount of debt that they have.
A debt management plan is a carefully constructed payment schedule that consolidates credit card and other unsecured debts into one affordable monthly payment. Borrowers in a debt management program agree to stop using credit cards in exchange for lower interest rates and more affordable monthly payments. Nonprofit debt management programs enable borrowers to repay their debt in 3-5 years.
A process of negotiation will occur between your debt consolidation agency and your lenders. Many reputable debt agencies will have considerable negotiating power with your lenders and will be able to help you in both the short and long term. There is no guarantee, however, that the negotiation will be successful. Lenders do not have to accept reduced repayments or altered terms.
Debt education: National Debt Relief has one of the best collections of debt relief information available to anyone on its site. National Debt Relief has common FAQs about debt, a detailed explanation of every debt relief option from consolidation to settlement to bankruptcy, and gives you tips to help you manage and deal with your debt all by yourself, for free. Most debt relief programs only offer this information if you sign up for their service. However, National Debt Relief makes it all available to anyone who is interested.
This year, my husband and I made a few changes… we put ourselves on a strict budget and gave ourselves a cash allowance so we wouldn't even be tempted to use the debit cards "just to grab lunch," squirreled our credit cards away so we wouldn't use them, and went through TONS of stuff that we weren't using anymore and are planning a neighborhood yard sale for the spring.
You see, when you consolidate your debts or work with a debt settlement company, you'll only treat the symptoms of your money problems and never get to the root of why you have issues in the first place. You don't need to consolidate your bills—you need to delete them. To do that, you have to change the way you view debt! Even though your choices landed you in a pile of debt, you have the power to work your way out! You just need the right plan.
Consumers with multiple sources of debt – credit cards, mortgage, student loans, etc. – often try and address each one every month. Bad move! Remedy: Go back to your budget, trim spending to bare bones on everything but essentials, and create a $100 (or preferably $1,000) surplus that goes directly at the credit card with the highest interest rate. When that's paid off, go after the card with the next highest interest rate and keep going until all credit card debt is eliminated.
The Chase Slate card, on the other hand, doesn't charge a balance transfer fee for the first 60 days. Further, the card offers a 0% introductory APR on balance transfers and purchases for the first 15 months. If you have a credit card balance you could feasibly pay off during that time frame, transferring the balance to a 0% introductory APR card like this one could save you money on interest while simultaneously helping you pay down debt faster.
Tally will ensure that you never miss a payment or receive late fees again – as long as you pay Tally on time, then Tally will pay down your credit card balances on time each month. Service is currently available in Arkansas, California, Colorado, Connecticut, DC, Florida, Illinois, Louisiana, Massachusetts, Michigan, Minnesota, New Jersey, New York, Ohio, Texas, Utah, Washington, and Wisconsin. The Tally line of credit is required to use the app. Interest rates are between 7.9% and 19.9% per year depending on your credit history (varies based on the Prime Rate). This information is accurate as of November 2018.
Yes, National Debt Relief is a legit company. It's been accredited with the BBB since 2013 and has an A+ rating based on factors like transparency and time in business. While it has over 80 complaints filed against it with the BBB as of December 2018, it earns an average 4 out of 5 stars based on 340 mostly positive customer reviews. Meanwhile, more than 11,000 customers have reviewed it on Trustpilot, earning it an average 9.5 out of 10.
NerdWallet recommends the 50/30/20 budget: Keep essential expenses, like housing, to 50% of your income. Then allocate 30% for wants, and use 20% for savings and debt pay-down. Since you're focused on paying off your debt, you may decide to use money from your wants category to make extra debt payments. That will wipe out debt faster and help you save on interest.
If your expensive habit is smoking or drinking, that's an easy one — quit. Alcohol and tobacco do nothing for you except stand between you and your long-term goals. If your expensive habit is slightly less incendiary – like a daily latte, restaurant lunches during work hours, or fast food — the best plan of attack is usually cutting way down with the goal of eliminating these behaviors or replacing them with something less expensive.
Gerri Detweiler focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.
In order to qualify for either type of these bankruptcies you will need to show proof that you are simply unable to repay your debts. You will be required to get credit counseling from an agency that has been approved by the U.S. Trustee's office and this must be within 180 days before you file for bankruptcy. When you complete your counseling the credit-counseling agency will provide you with a certificate of completion and you must file this no later than 15 days after the date of your bankruptcy filing. If you have worked out a repayment plan with the agency you will also be given a copy of it.
The company is clear about average fees ($40 for setup and $25 monthly, not to exceed $75 and $50, respectively) as well as average interest-rate and payment reductions on its website. They also publish detailed "transparency reports" that include debt management dropout rates, savings rates, and client satisfaction rates tracked over several years.
Whether you're carrying credit card debt, personal loans, or student loans, one of the best ways to pay them down sooner is to make more than the minimum monthly payment. Doing so will not only help you save on interest throughout the life of your loan, but it will also speed up the payoff process. To avoid any headaches, make sure your loan doesn't charge any prepayment penalties before you get started.
Debt education: National Debt Relief has one of the best collections of debt relief information available to anyone on its site. National Debt Relief has common FAQs about debt, a detailed explanation of every debt relief option from consolidation to settlement to bankruptcy, and gives you tips to help you manage and deal with your debt all by yourself, for free. Most debt relief programs only offer this information if you sign up for their service. However, National Debt Relief makes it all available to anyone who is interested.
Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes. *Clients who are able to stay with the program and get all their debt settled realize approximate savings of 50% before fees, or 30% including our fees, over 24 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.
The other approach is more efficient, though: Paying off your highest-interest-rate debts first. Remember that you compiled a list of your debts and their interest rates. Well, the ones with the highest rates are costing you the most, over time. So to minimize your interest expense, you should pay off a debt carrying a 21% interest rate before you tackle a debt with a 12% interest rate.
YP - The Real Yellow PagesSM - helps you find the right local businesses to meet your specific needs. Search results are sorted by a combination of factors to give you a set of choices in response to your search criteria. These factors are similar to those you might use to determine which business to select from a local Yellow Pages directory, including proximity to where you are searching, expertise in the specific services or products you need, and comprehensive business information to help evaluate a business's suitability for you. "Preferred" listings, or those with featured website buttons, indicate YP advertisers who directly provide information about their businesses to help consumers make more informed buying decisions. YP advertisers receive higher placement in the default ordering of search results and may appear in sponsored listings on the top, side, or bottom of the search results page.
C.B. I believe what you need is to invest in a financial coach. What you described is not uncommon. Once you find out why you are spending, possibly to fill a void or the 'I deserve' mindset, you can stop the unneeded spending. A good coach will also put together a plan to help you get out of debt and reach your financial goals and life goals. If a coach is not something you are willing to look into, please find an accountability partner. Someone who will not accept excuses and will keep you focused. You have the income and the drive to make things happen in your finances… that is HUGE!! Everyone needs a little help now and then. You got this!!!
It is difficult, if not impossible to gain control of your finances unless you have a budget. People think it's too much work … until they get $20,000 in credit card debt and wonder how in the world that happened! Remedy: Develop a realistic budget that addresses financial needs like housing, food, health care, insurance and education, but still creates room to make payments on debt. Put away the credit cards and only pay with cash. That might mean reducing (or eliminating) things like dining out, entertainment, shopping for new clothes, cars or electronics, but if you're serious about eliminating debt, operating with a budget and paying cash is a great start.
You see, when you consolidate your debts or work with a debt settlement company, you'll only treat the symptoms of your money problems and never get to the root of why you have issues in the first place. You don't need to consolidate your bills—you need to delete them. To do that, you have to change the way you view debt! Even though your choices landed you in a pile of debt, you have the power to work your way out! You just need the right plan.
Next, your credit counselor will compile your data and ask you to commit to a debt management plan if they believe it's the best option. If you choose to move forward, you will begin making a single monthly payment to the credit counseling agency who will disburse the funds on your behalf. Your credit counselor may also suggest alternatives to debt management plans if they believe a better option is available.
This year, my husband and I made a few changes… we put ourselves on a strict budget and gave ourselves a cash allowance so we wouldn't even be tempted to use the debit cards "just to grab lunch," squirreled our credit cards away so we wouldn't use them, and went through TONS of stuff that we weren't using anymore and are planning a neighborhood yard sale for the spring.
Elsewhere in the European Union, regulation and non-regulation of credit counseling agencies and their approaches, including DMPs, are widely varied. In Sweden, guidelines for credit counseling are loosely provided by the Swedish Confederation of Professional Employees (TCO) and creditors are encouraged to use them in lieu of the court system. In Ireland, the Irish Congress of Trade Unions (ICTU) provides debt resolution information directly to debtors. In Latvia, a debt advisory company called LAKRA works with employers to assist indebted employees.[6]
The exception? If you take out a loan from your retirement account to consolidate credit card debt, you're more likely to see your credit improve. Retirement account loans aren't reported to credit reporting agencies, so your credit reports will show less debt with no new loan. However, retirement loans carry their own risks, so proceed with caution.
Hi Angry – This is a great question and one that we may be covering in a future story with a more in-depth look at how sports teams manage season ticket holder accounts. Out of curiosity, which team were the season tickets for? We may be able to reach out to them for comment about how they handle collection proceedings with defaulted ticket holders.
Chapter 13 is a three- or five-year court-approved repayment plan, based on your income and debts. If you are able to stick with the plan for its full term, the remaining unsecured debt is discharged. It will take longer than a Chapter 7 — but if you are able to keep up with payments (a majority of people are not), you will get to keep your property. A Chapter 13 bankruptcy stays on your credit report for seven years from the filing date.
In a DMP, you deposit money each month with the credit counseling organization. It uses your deposits to pay your unsecured debts, like your credit card bills, student loans, and medical bills, according to a payment schedule the counselor develops with you and your creditors. Your creditors may agree to lower your interest rates or waive certain fees. But it's a good idea to check with all your creditors to be sure they offer the concessions that a credit counseling organization describes to you. A successful DMP requires you to make regular, timely payments; it could take 48 months or more to complete your DMP. Ask the credit counselor to estimate how long it will take for you to complete the plan. You may have to agree not to apply for — or use — any additional credit while you're participating in the plan.
Other times, we just become sick of living paycheck to paycheck, and decide we want a better life — and that's OK, too. You shouldn't have to confront disaster to decide you don't want to struggle anymore, and that you want a simpler existence. For many people, becoming debt-free the hard way is the best and only way to take control of their lives and their futures.
Consumer Credit Counseling Service of Greater Dallas, Inc. - Consult with a specialist for free/low cost, and most importantly, confidential advice. They will help you get out of debt, find resources to pay bills, and offer budgeting advice as well which can lead to long term self-sufficiency. They are also a federal government HUD certified housing agency.
It will decimate your credit scores and stay on your credit report for up to 10 years even as you restore your credit history. That's no small thing, because poor credit history can affect your eligibility for certain jobs, your chances of getting an apartment lease, and how much you pay for car insurance. When your credit is already bad, a bankruptcy may allow you to rebuild your credit much sooner than continuing to try to repay. (Learn more about when bankruptcy is the best option.)
People who eliminate debt often fall back into debt because they don't change their spending habits. If you don't change the underlying reason that you accumulated significant debt, then you will probably become indebted and need debt relief help again in the future. National Debt Relief provides educational services to help you avoid this situation. If you want to remain debt-free, you need to take seriously the debt education services National Debt Relief offers.
Why don't you qualify for IBR or PAYE? Is it because your income is too high to reduce your payments? If that's the case, and you've exhausted all your options, then I am at a loss in terms of what to suggest other than to encourage you to continue to pay as much as you can and check back into those programs from time to time to see if requirements have changed. Student loan debt is an enormous problem and for many there is no simple solution.
Consumers can apply for a debt management plan regardless of their credit score. Once they set up an initial consultation with a credit counseling agency, they will go over the details of their debts and their income with their agency who will come up with an action plan on their behalf. If the consumer decides to move forward with a debt management plan, it can take a few hours or a few weeks to get started. "Once the recommendation for a debt management plan is made, it's up to you to decide how quickly to enroll," said McClary.
When you owe a lot of money to a lot of creditors and feel like you'll never be able to pay it all off, the first step on the path to financial freedom is to say "I need help with my debt." Being in debt feels horrible and for many people it's an embarrassment. But once you raise your hand and admit "I need help with my debt," you'll find there are plenty of resources for people in your position — and plenty of people who need the same kind of help.
If you want to get out of debt fast, you have to stop using debt to fund your lifestyle. This means no more financing furniture, no more signing up for credit cards, no more test driving brand new cars that you don't have the cash to pay for. This will help you focus solely on the debt that you currently do have so that you can develop a game plan to pay it off quickly.
Put a spending freeze on your entertainment costs for a little while. This means no going out to the movies, concerts, mini-golf, bowling or whatever you do for fun that costs money. Instead, challenge yourself to find free ways to stay entertained. Take the kids to the park, go for a walk or a hike, enjoy a free concert, or look for a free event in your community.
*Clients who are able to stay with the program and get all their debt settled realize approximate savings of 50% before fees, or 30% including our fees, over 24 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.
The most important message is to DO SOMETHING. I would encourage folks to do the reverse of taking on the larger balances first and paying more on them. Pick a smaller balance, high interest card and pay it off. This gives motivation to get the next one up the ladder in your payoff plans. For the sake of your credit score, remember length of history and pay history go together to determine your score so closing that account may actually lower your score over time. If you cannot trust yourself not to use it, close it anyway.
Because we are a non-profit counseling agency, Advantage Credit Counseling Service (CCS) is 100% focused on helping you achieve debt relief. With more than 50 years of experience and the industry's best Online Credit Counseling system, you can rest assured that not only will our certified counselors understand what you're going through, they'll also know how to help you uncover truly personalized solutions to improve your financial future.
Get some help. If you are still flummoxed by debt, find a nonprofit credit counseling agency online and go through one of their free credit counseling sessions. They help you sort out your problem; help you set up an affordable budget; and advise you on which debt-relief option best suits your situation. The counselors are trained and certified so The greatest thing about it is that it's FREE!
Refinance your car loan - Many people do not know that they can refinance their existing car loan, and there is usually not a fee involved. With today's historically low interest rates, even on automobile loans, individuals can potentially save thousands of dollars in interest. It is free to submit an application for this service. Learn how to refinance your car loan.
Auto loans: Auto loans are secured debt guaranteed by your vehicle. For 60-month auto loans, the national average interest rate was 4.21% as of July 2018. Rates are low, so early payoff doesn't always make sense. However, it's a bad idea to continually have a car loan, so paying off the debt early and saving your car payment to buy your next car in cash is smart.
Some people take out home equity loans to get the money to pay off various debts. That can be effective if the home equity loan features a lower interest rate. This can be a powerful strategy, as it tends to feature lower interest rates and often-deductible interest, but it does reduce your home equity and put your home at risk, so don't do it unless you will have the discipline to pay off the home equity loan. If you use the money to pay off credit card debt but then proceed to rack up more credit card debt, it may not have been worth it.
National Debt Relief is proud to be reviewed and ranked as a Top Provider by these independent review websites. National Debt Relief does not compensate these providers to apply their objective criteria to our company and rank us compared to our peers. We do, however, advertise on their websites because we are proud of our independent rankings. We have confirmed that each independent review is subject to its own criteria and not influenced by our advertising.
Bankruptcy is not the credit catastrophe it once was. Certainly filing bankruptcy does not improve your credit and your credit score will suffer if you file. However, you can rebuild your credit within a few years by charging small amounts on a credit card and paying the bill on time every month. Taking out a personal or auto loan (not payday loans) can help improve your score quickly as well if you pay your bill on time every month. After a few years of doing this, your credit score should be in the 700 range. Post bankruptcy, you can thrive and not merely survive if you are diligent about getting back on the road to financial recovery.
Financial education. You'll have access to a wide variety of educational resources for help getting out of debt. These include newsletters, articles and tools on our website that can help you manage credit card debt, budget your finances more effectively, learn about how to stay out of debt, and get answers to questions like "How can I improve my credit score?" and "What is debt consolidation?"
It depends — is your credit in enough shape to qualify for a lower interest rate on a consolidation loan? Will you be able to make the monthly payment associated with the loan? Unlike a credit card, where you can pay the minimum, an installment loan locks you into a payment each month for a set period of time. You can also consider a balance-transfer credit card, which could help you save on interest. More info on the pros and cons of all those options here:
American Consumer Credit Counseling (ACCC) is a non profit credit counseling agency offering services such as debt advice, debt consolidation programs, and consumer bankruptcy counseling. We have provided thousands of families with financial counseling and helped them with consolidating bills and paying off credit cards. For consumers in need of bankruptcy counseling, ACCC is approved by the Department of Justice to provide both pre bankruptcy credit counseling and post-bankruptcy debtor education.


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Winter session of Parliament: Rafale discussion to continue in Lok Sabha today
After a war of words broke out over the controversial Rafale deal on Wednesday, further debate is scheduled to take place in Lok Sabha on Thursday as well.
Law minister Ravi Shankar Prasad is scheduled to move the Aadhaar and Other Laws (Amendment) Bill, 2018 in the Lower House as well. In addition, The National Medical Commission Bill, 2017, The Companies (Amendment) Bill, 2018, and the The Dentists (Amendment) Bill, 2017 are also up for consideration.
In Rajya Sabha, the discussion on the imposition of President's Rule in Jammu and Kashmir is up for discussion, along with the Cauvery river issue that has been the cause of disruption in both Houses in the ongoing Winter Session. Prasad is scheduled to move the triple talaq Bill for passing in Rajya Sabha.
Sabarimala row: UDF to observe black day today
Kerala's United Democratic Front on Thursday will observe "black day" against the violation of Sabarimala devotees' sentiments.
This comes after two women from the "barred" age group managed to enter the shrine and offer prayers on Wednesday, triggering statewide protests. Sabarimala was shut till 11.30 am on Wednesday after Chief Minister Pinarayi Vijayan confirmed that two women entered Sabarimala. According to reports, a "purification ritual" was conducted at the temple.
Bindu, a college lecturer and Communist Party of India (Marxist–Leninist) Liberation activist from Kozhikode district's Koyilandy, and Kanakadurga, a civil supplies employee from Angadipuram in Malappuram, had also come to Sabarimala on 24 December after 11 women activists of a Chennai-based organisation were prevented from reaching the shrine and chased away by devotees chanting Ayyappa mantras.
India versus Australia, fourth Test at Sydney, Day 1
Mayank Agarwal and Cheteshwar Pujara were going strong at lunch on the opening day of the fourth and final test match between India and Australia. They guided the visitors to 69/1 at the end of the first session. India won the toss and opted to bat on a surface that had a decent bit of grass cover. After losing opener KL Rahul early to Josh Hazlewood's bowling, Agarwal and Pujara put on a steady partnership worth 59 runs at lunch. Both teams have made two changes each, with India bringing Kuldeep Yadav into the XI alongside Rahul.
Follow live updates on the day's play here.
70 Assam organisations to protest against Citizenship Amendment Bill today
70 organisations in Assam will stage an indefinite protest against the Citizenship Amendment Bill 2016 from Thursday after all the amendments moved by the Opposition in the 30 member Joint Parliamentary Committee were defeated. The bill will be finalised on Thursday and it will be tabled in the Lok Sabha on 7 January.
The protest will include indefinite economic blockade and road blockade by the protesters.
Trump signs Asia Reassurance Initiative Act
United States president Donald Trump on Wednesday signed the Asia Reassurance Initiative Act 2018. In a press release, Trump stated that several provisions of the Act intend to dictate the policy of the United States in external military and foreign affairs, or to require the executive branch to undertake certain diplomatic initiatives with international partners.
"My Administration will treat these provisions consistent with the President's exclusive constitutional authorities as Commander in Chief and as the sole representative of the United States in foreign affairs," stated the US President in the statement.
Sections including 201 and 213 aimed to restrict the President's authority to control the personnel and material which he believes are necessary or advisable for the successful conduct of military operations.
The Trump Administration will treat these provisions consistent with the President's constitutional authority to withhold information, the disclosure of which could impair national security, foreign relations, or the performance of the President's constitutional duties, the press statement read.
Merger of Bank of Baroda, Vijaya Bank and Dena Bank to become effective 1 April
The Union Cabinet on Wednesday approved the proposal to merge Bank of Baroda, Vijaya Bank and Dena Bank. With this, the merger will become effective from 1 April. Amid the banking crisis in September last year, the Centre had proposed to merge the three lenders, aiming to make the entity India's third largest bank. The Cabinet approval comes despite protests by bank unions and employees, who fear that the merger will help neither the banks nor their customers.
Ramakant Achrekar passes away at 87
Ramakant Achrekar, the celebrated cricket coach credited for discovering Sachin Tendulkar, passed away on Wednesday.
At 87, Achrekar had been battling age-related ailments for the last few days.
He was the father figure of Mumbai cricket responsible for shaping careers of many young cricketers who would go on to play for the national side. His other famous proteges include Vinod Kambli, Pravin Amre, Ajit Agarkar, Ramesh Powar, Balwinder Singh Sandhu, Sameer Dhighe.
WhatsApp ends support for Nokia S40 phones
Online messaging giant WhatsApp has officially withdrawn its services for the iconic Nokia Series 40 phones. This comes after the Facebook-owned company stopped services for its Symbian S60 app and for BlackBerry phones running on the classic BlackBerry OS in 2017. Next in the line of fire are Android phones running on Android 2.3.7 Gingerbread and iPhones running on iOS 7.
Kader Khan buried in a cemetery in Canada's Mississauga
Veteran actor-writer Kader Khan, who died on New Year's Eve, was buried on Wednesday at a cemetery in Canada. Khan died after a prolonged illness at a hospital in Canada. He was 81.
"He (Khan) is going to be buried at approximately 2:30 pm as per Canadian time at Meadowvale cemetery," Sarfaraz told PTI. Khan was reportedly suffering from progressive supranuclear palsy, a degenerative disease that causes loss of balance, difficulty in walking and dementia.
Seven arrested after 37 killed in central Mali: government
Seven people were arrested in central Mali Wednesday, the day after 37 civilians were killed when armed men attacked a village in the region in the latest clash between warring communities, the government said.
Following the New Year's Day massacre in the village of Koulogon, in the central Mopti region, "Mali army forces were rushed to the scene", the civil protection ministry said in a statement, adding they "arrested seven suspects" without giving details on those detained.
Tuesday's attackers were believed to be traditional Dogon hunters who targeted the village of Fulani herders.
The same Mali army mission also went into Bobosso village, near the Burkina Faso border, following arson attacks, killing one suspect and detaining 24 others, the ministry said.
Gold prices up
Gold prices edged up by Rs 30 to Rs 32,500 per 10 gram at the bullion market on Wednesday due to a firm trend overseas. Similarly, silver gained Rs 100 to Rs 39,350 per kg on increased demand from industrial units and coin makers. Bullion traders said positive global cues and marginal demand from local jewellers led to the rise in gold prices. On Tuesday, gold shot up by Rs 400 per 10 gram. Globally, gold rose to $1,286.57 an ounce, while silver held steady at $15.45 an ounce in New York. In the national capital, gold of 99.9 percent and 99.5 percent purity rallied by Rs 30 each to Rs 32,500 per 10 gram and Rs 32,350 per 10 gram, respectively. Sovereign gold however remained unchanged at Rs 25,200 per piece of 8 gram.
Silver ready advanced by Rs 100 to Rs 39,350 per kg and weekly-based delivery saw a mild rise of Rs 23 to Rs 38,748 per kg. Silver coins, however, remained unchanged at Rs 76,000 for buying and Rs 77,000 for selling of 100 pieces.
With inputs from agencies
Your guide to the latest cricket World Cup stories, analysis, reports, opinions, live updates and scores on https://www.firstpost.com/firstcricket/series/icc-cricket-world-cup-2019.html. Follow us on Twitter and Instagram or like our Facebook page for updates throughout the ongoing event in England and Wales.
Updated Date: Jan 03, 2019 08:12:21 IST


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FIS Global
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Job Details
Executive Administrative Assistant for National Sales Leader (Main Street)
at FIS Global
Job Description
- Employee Type: Full-Time
- Location: Orlando, FL
- Job Type: Sales Management Admin - Clerical
- Experience: Not Specified
- Date Posted: 6/10/2019
Are you curious, motivated, and forward-thinking? At FIS you'll have the opportunity to work on some of the most challenging and relevant issues in financial services and technology. Our talented people empower us, and we believe in being part of a team that is open, collaborative, entrepreneurial, passionate and above all fun.
About the team
Sells products and/or services and manages relationships with existing named accounts to ensure satisfaction, alignment of FI's Technology Strategy with FIS Corporate Strategy, account retention, and continued revenue growth.
What you will be doing:
You will perform administrative duties for the Head of Core Renewal Sales Executive Team. Manage schedule including arranging appointments, travel, meetings, conference calls, etc.
- Makes high-level contacts of a sensitive nature inside and outside the company.
- Works on problems of diverse scope where analysis of data requires evaluation of identifiable factors.
- Work requires some analysis and use of initiative and independent judgment.
- Remains knowledgeable of corporate policy. Often called upon to interpret and communicate executive intent to other employees.
- May make contacts of a sensitive, complex and confidential nature.
- Exercises judgment within generally defined practices and policies in selecting methods and techniques for obtaining solutions.
- Requires a professional certification or equivalent experience in working with senior level executives within and outside the company, as well as experience with customers, vendors, visitors and other dignitaries.
- Writes contracts, renewals, proposals and other documents from dictation equipment, draft or shorthand notes using a personal computer.
- Edits typed material for grammar, punctuation, clarity and sentence structure.
- Distributes typed material to appropriate parties, e.g., executives, clients, attorneys, etc. and revises as directed.
- Composes memos and correspondence from brief verbal instructions.
- Prepares reports and/or graphics by selecting relevant information from files, other reports, correspondences, data center personnel support staff, etc. and inputting on personal computer.
- Maintains files on correspondence, clients, reports and other records by inserting new documents and disposing of outdated material.
- Codes items or amounts for invoices, billings and expense statements.
- Monitors cost center general ledger accounts and resolves exceptions by reviewing source documents and making necessary adjustments.
What you bring:
- Extensive knowledge of methods and techniques to perform general clerical accounting and various personal computer software packages required by the job, e.g., word processing, graphics, spreadsheets, etc.
- Ability to type, maintain confidentiality, communicate information to others, maintain accurate records, to adapt and interpret policies, guidelines, precedents or practices to new or changing situations
- Ability to communicate effectively verbally and in writing
- Ability to establish and maintain effective working relationships with executives, employees, clients and public
What we offer you:
- A fantastic range of benefits designed to help support your lifestyle and wellbeing
- A multifaceted job with a high degree of responsibility and a broad spectrum of opportunities
- A work environment built on collaboration, flexibility and respect
- An extensive range of personal development opportunities
- Time to support charities and give back in your community
With a 50-year history rooted in the financial services industry, FIS™ is the world's largest global provider dedicated to financial technology solutions. We champion clients from banking to capital markets, retail to corporate and everything touched by financial services. Headquartered in Jacksonville, Florida, our 53,000 worldwide employees help serve more than 20,000 clients in over 130 countries. Our technology powers billions of transactions annually that move over $9 trillion around the globe. FIS is a Fortune 500 company and is a member of Standard & Poor's 500® Index.
FIS is committed to protecting the privacy and security of all personal information that we process in order to provide services to our clients. For specific information on how FIS protects personal information online, please see the FIS Online Privacy Notice.
FIS is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, marital status, genetic information, national origin, disability, veteran status, and other protected characteristics. The EEO is the Law poster is available here: www1.eeoc.gov/employers/upload/eeoc_self_print_poster.pdf and here:www.dol.gov/ofccp/regs/compliance/posters/pdf/OFCCP_EEO_Supplement_Final_JRF_QA_508c.pdf
For positions located in the US, the following conditions apply. If you are made a conditional offer of employment, you will be required to undergo a drug test. ADA Disclaimer: In developing this job description care was taken to include all competencies needed to successfully perform in this position. However, for Americans with Disabilities Act (ADA) purposes, the essential functions of the job may or may not have been described for purposes of ADA reasonable accommodation. All reasonable accommodation requests will be reviewed and evaluated on a case-by-case basis.
As part of the selection process this role may require an assessment to determine suitability
Recruitment at FIS works primarily on a direct sourcing model; a relatively small portion of our hiring is through recruitment agencies. FIS does not accept resumes from recruitment agencies which are not on the preferred supplier list and is not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company.
FIS™ is the world's largest global provider dedicated to banking and payments technologies. With a long history deeply rooted in the financial services sector, FIS serves more than 14,000 institutions in over 110 countries. Headquartered in Jacksonville, Fla., FIS employs more than 39,000 people worldwide and holds leadership positions in payment processing and banking solutions, providing software, services and outsourcing of the technology that drives financial institutions.
Join us as we redefine secure financial technology on a global level. We're proud to be a Fortune 500 company and the world leader in the global financial technology industry. Greatness doesn't just happen. It takes innovation, investment and a commitment to being the best at what you do. That's why, at FIS™, we offer more than jobs with benefits. We offer the opportunity to realize your potential, push your limits and make real contributions to the financial technology industry and the world. If you share our spirit of excellence and achievement, you're the type of person we want working beside us. We're an equal opportunity employer offering competitive salaries and terrific benefits in energetic work environments.
Talent, if you have it, we want it. Join the FIS Global Talent Network today!
What is a Talent Network?


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Dr. Shalini Kansal, MD
Ear, Nose & Throat Doctor
Austell, GA
Acerca de Dr. Shalini Kansal
An ear, nose, and throat doctor, Dr. Shalini Kansal brings extensive experience to her role at WellStar Medical Group and looks after the locals of Georgia. She is fluent in English, Hindi, and Punjabi, which makes her widely accessible to patients from a variety of cultural backgrounds. Dr. Kansal received her medical degree from Albany Medical College. Furthermore, to gain clinical skills she completed a residency at the University of Pittsburgh Medical Center. She is also certified by the American Board of Otolaryngology. Dr. Kansal is a dedicated provider who focuses on ensuring that her patients receive appropriate care and are well informed and involved in their treatment process. She is committed to providing excellent medical care and individualizing it to suit each person's needs.
Seguros dentro de la red
- Aetna
- Alliant Health Plans
- Ear, Nose & Throat Doctor
Nombres de práctica
Certificaciones de placa
- American Board of Otolaryngology
Educación y formación
- Medical School - Albany Medical College, Doctor of Medicine
- University of Pittsburgh Medical Center (Residency)
Premios Zocdoc
Idiomas hablados
- English
- Hindi
- Punjabi
Género del proveedor
Número NPI
Ubicaciones de oficinas
WellStar Medical Group Ear, Nose & Throat
WellStar Medical Group Ear, Nose & Throat-Austell
1790 Mulkey Rd, Suite 7
Austell, GA 30106
WellStar Medical Group Ear, Nose & Throat
6002 Professional Parkway, Suite 100
Douglasville, GA 30134
WellStar Medical Group Ear, Nose & Throat
4441 S Atlanta Rd SE, Suite 205
Smyrna, GA 30080
Patient reviews for Dr. Shalini Kansal
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text:
Modi invokes 'Sabka Saath, Sabka Vikas, Sabka Vishwaas' to stress on Maldives' importance
In Modi's Kerala visit, his clothes have a message
Ahead of Guruvayur visit, PM Modi arrives in Kochi
Modi coins new slogan - sabka sath, sabka vikas, sabka vishwas
Quota bill materialises PM's 'Sabka Saath Sabka Vikas' principle: Adityanath
Prime Minister Narendra Modi arrived here on Sunday for a short stay on his way en route India from the Maldives.
The Prime Minister was received at the Bandaranaike International Airport in Colombo by his Sri Lankan counterpart Ranil Wickremesinghe.
"Happy to be back in Sri Lanka, my third visit to this beautiful island in four years. Share the warmth shown by the people of SL in equal measure," the Prime Minister tweeted upon his arrival here.
Modi became the first foreign leader to visit the island nation after the Easter terror bombings that killed over 250 people, including 11 Indians, on April 21.
This is his third visit to the island nation. Earlier, he visited the country in 2015 and 2017.
"India never forgets her friends when they are in need. Deeply touched by the ceremonial welcome," he added.
The Prime Minister is further scheduled to receive an official welcome at President's Secretariat here. He will also plant saplings at the President's House and meet President Maithripala Sirisena in the afternoon.
Later, the Prime Minister will meet several dignitaries.
Modi's stopover in Sri Lanka has been viewed as India's humane approach towards the people of island-nation after the Easter Sunday blasts and a part of India's 'Neighbourhood First' policy.
(This story has not been edited by Business Standard staff and is auto-generated from a syndicated feed.)


text:
The search found 2 results in 0.041 seconds.
Search results
12 Oct 2013
This report shows an increase in overall poverty between 2000-01 and 2011-12 in spite of a strongly growing Australian economy. The report details poverty rates by a range of important household types such as family type, state, unemployed households and the age of the youngest...
27 Aug 2012
This report details the financial position of Australian households using the latest ABS Survey of Income and Housing and other data sources. The report places emphasis on the financial position of households where the main source of income is the New Start Allowance and job-seeker...


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Playing tracks by
Housetronaut, She, Hevioso, Highway Superstar, Dreamwave Dave and more.
Chart positions
This show was 13th in the global new wave chart and 13th in the global underground chart.
♫ www.far2faded.com presents the first installment of the new synthwave mixtape series. Featuring tracks by Housetronaut, Dreamwave Dave, Kid Flash, Perturbator, gost, Swagbot & more!!


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ZF 2 3/4" Advantage Tees White/Red
- Description
- Related Products
- Reviews
- Buy Now
Taking the Traditional Golf Tee to a Whole New Level.
The New ZFAdvantage™ Golf Tee is the latest introduction to our Height System family of tees.
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90 per bag
Customer Reviews
Good club for a good price


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Where to Buy Clenbuterol Steroids Online French Polynesia
Are you Trying to Find Clenbuterol in French Polynesia? Why Don't you Take Advantage of This Ideal Deals?
Bodybuilders used this steroid religiously when they had actually completed their bulking cycle and they entered their cutting cycle. They took it particularly to shred their bodies producing that ripped, sculpted, and rock tough body. Numerous professional athletes have tested favorable for Clen because of the physical changes they would get with their bodies as well as the measurable efficiency increases they would enter taking the steroid.
Clenbutrol is a non-prescription diet pill that generally stemmed from Clenbuterol, an extremely powerful formula that assist increase your metabolic rate. As you know, a super-charged metabolic process causes a fat burning body device that instantly shred the fat off your body, and keep it off for good.
Clenbutrol from CrazyBulk will certainly deliver worldwide, according the the CrazyBulk official web site delivery information, so it can be bought from the CrazyBulk official site to deliver to French Polynesia. There is an additional address offered also on the CrazyBulk main internet site for returns from global customers, and specifically mentions CrazyBulk recommending it ships there routinely.
Where to Buy Clenbuterol in French Polynesia, Product Prices
|Clenbuterol Price List (French Polynesia)
|Best Price
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|Clenbuterol 180 Capsules
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Where Can We Buy Clenbuterol in French Polynesia?
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Here's my hands on Umidigi S2 Review and Unboxing. No re-uploaded footage. No tricks, The Umidigi S2 is OUT NOW! Grab yours here: https://goo.gl/K9q4U3 for $179 with coupon UMIDIGIS2
The Umidigi S2 is a Bezel-lees smartphone that looks very similar to the Samsung Galaxy S8. It packs a bunch of really impressive specs including a 5100 mah battery that boasts a use time of up to 2 days. I'll be testing this out over the next few weeks.
In this video I show the unboxing of the Umidigi S2 4g Phablet. I also show off the camera and video quality. Demo some PSP gaming with PPSSPP and Bomberman + God of War. And talk about my experience so far with the Umi S2. Hint…. It's awesome!
Gearbest was kind enough to send this unit out to me however thoughts and opinions are my own.
Unlike the other Umidigi S2 Review videos out there, this is the only one I've seen so far that is not a reuploaded video from Umidigi themselves. I own the product and have had hands on time with it and have tested it out first hand.
Here's a full list of the phones specifications:
UMIDIGI S2 4G Phablet Main Features:
Display: 6.0 inch 720 x 1440 pixels screen
CPU: Helio P20 Octa Core 2.3GHz
System: Android 6.0
Storage: 4GB RAM + 64GB ROM
Cameras: front 5.0MP + rear 13.0MP + 5.0MP
Sensors: Accelerometer, Ambient Light Sensor, E-Compass, Gravity Sensor, Proximity Sensor
Features: GPS, A-GPS, Glonass
SIM Card: dual SIM dual standby, 1 Nano SIM card + 1 Nano SIM card or 1 Nano SIM card + 1 TF card
GSM: 850/900/1800/1900MHz
WCDMA: 850/900/1900/2100MHz
FDD-LTE: 800/1800/2100/2600MHz
And here's where you can check if your network in the USA supports those bands:
So if you are looking for a Umidigi S2, then you can find the red one here https://goo.gl/arSLbg and the black one here https://goo.gl/K9q4U3 and don't forget to use the coupon code UMIDIGIS2 to get it for $179 while stock lasts!
Make sure you subscribe to hear what I think about the Umidigi S2 after using it for two weeks!
💛 Get your FREE 30 day trial to Amazon PRIME http://amzn.to/2wo6ME7
👁🗨 What to Watch NEXT? 👁🗨
1⃣ Umidigi S2 Smartphone Review https://youtu.be/dRjHT145HgI
2⃣ GPD XD Review https://youtu.be/Yx2cGGamY2Q
3⃣ Windows 10 on Synology NAS https://youtu.be/aNvDwPTN-qQ
4⃣ Netflix on a Raspberry Pi 3 https://youtu.be/gAL3v5uNH2E
5⃣ GPD Win Review https://youtu.be/vloTyt4-sVU
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