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Big Wave of Change Campaign
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Rebuilding Trust between People and Government
National Press Club Address "Make It Mutual", Kevin Andrews, Federal Minister for Family and Community Services
WA Senate Election 5 April: Group M for Mutual
The Mutual State: How local communities can run public services
Community Leadership: Meet Julie Williams National Press Club Address "Make it Mutual"
Kevin Andrews, Federal Minister for Family and Community Services
17 March 2014
http://kevinandrews.com.au/media/national-press-club-address-to-the-bccm-make-it-mutual-workshop-17-march-2014"As you know there was a time in Australia when mutualism was the most dynamic social and economic movement.
|In the second half of the nineteenth century, Australians, imbued by an egalitarian spirit of pragmatism and independence, pioneered mutuals and friendly societies across the six colonies.Found in every community, these institutions were voluntary and self-regulating. They offered employment, health, funeral and other insurance by pooling small amounts of money or income to protect themselves from the vagaries of economics and happenstance.
It was the height of Australia's self-insurancing voluntary organisations, composed of committed citizens who came together to address their local community needs.
By the eve of the First World War – precisely 100 years ago – around 400,000 friendly society members helped to fund benefits for over one million Australians. It's interesting to note that during this same period fewer than 100,000 Australians were receiving benefits from the Commonwealth Government.
However, a technocratic spirit began to take hold in Australia as the nation travelled through the traumas of the Depression and the Second World War.
Typically in Australia, we took our cue from the United Kingdom. In 1941 the 'Beveridge Report', the Report of the Inter-Departmental Committee on Social Insurance and Allied Services laid the conceptual foundations for the modern welfare state…
Rather than a confident assertion of supreme state authority, the 'Beveridge Report' reflected the virtues of limited government:
"The state in organising security should not stifle incentive, opportunity, responsibility; In establishing a national minimum it should leave room and encouragement for each individual to provide more than that minimum for himself and his family."
In other words, Lord Beveridge made clear that any new initiatives by government were meant – not to supercede existing social institutions – but to complement and indeed utilise them.
* * *
Ladies and Gentlemen it pains me to say that over the past seven-plus decades we have strayed somewhat from that principle.
In both Britain and Australia, the Beveridge ideals of a lighter-touch safety net was swept away by an ambitious but bureaucratic welfarism in which social insurance models were replaced by state-run entitlements programmes.
[Above, photo: a mutually owned store in Colac, Victoria, in the 1880s]
Ladies and gentlemen I've had a longstanding interest and involvement in civil society.
I've served as an official with various sporting organisations, on hospital boards and with social service agencies. It's this personal experience at the coalface of civil society that forged my views about the critical role of organisations that arise organically from the community in response to human need to the needs that people in local communities perceive.
And those views have only been reinforced by what I've seen as a Parliamentarian and Minister over the past 20-plus years.
Over those two decades I've seen communities – both Indigenous and non-Indigenous – where the basic structures of civilised society have eroded – and even collapsed:
- Places afflicted by dire poverty where women and children are at constant risk of violence.
- Places where dependency is the rule and self-sufficiency the exception.
- Places where most people are employed are on the public or not-for-profit payroll;
- Places where the last vestiges of individual initiative have evaporated, leaving behind the social residue of hopelessness and despair.
It's these cumulative observations that have forged my views about the capacity and limitations of government.
And I've generally concluded that while certain core functions of government are indispensible, we should strive to minimise the institutional footprint of the state wherever and whenever possible.
* * *
Rather than a cumbersome 'top-down' 'government-knows-best' approach that smacks of patronising paternalism, we believe in bottom-up, grass roots enterprise…
We believe in adept and adroit not-for-profit organisations that can adapt to changing circumstances and evolving needs.
We believe that no-one knows local communities better than local community members.
They have the best grasp on the problems in their backyard and how to best address them.
* * *
The co-operative and mutual sector has tremendous potential to foster innovative modes and methods of addressing the unmet needs of our society.
They also have untapped reserves to help Australian society arising from the challenges we face today including:
- An ageing population
- The delivery of advanced health services
- The social and economic exclusion of people with disabilities
- Addressing housing supply
- The imbalance between taxpayers and welfare recipients; and
- Building a more dynamic economy as well as greater community capacity.
So I look forward to working with you as we seek to develop the most effective and efficient ways of meeting the social and economic challenges of Australia in the 21st century.
* * *
Ladies and Gentlemen our governing philosophy is informed by a few humble truths:
- First that Government is NOT the fount of all wisdom;
- Secondly that a vibrant, dynamic economy and business community are essential to fund the social services we need, expect and deserve; and
- Thirdly that voluntary mutual co-operation is crucial force to building a responsive and vibrant civil society.
* * *
We also intend to abolish the Australian Charities and Not-for-profits Commission (ACNC), a body that simply generates precisely the sort of useless red tape that this Government is trying to eliminate – as promised… We see no reason for this Government to reinvent an already smoothly turning wheel.
And this same 'bottom-up' principle is also the motivating force behind our decision to set up a National Centre for Excellence for Civil Society.
The Centre will support the wide range of organisations that make up civil society – regardless of size, type or their mission. Its ambit will include charities, clubs and associations that focus on social welfare, the arts, environment, health, medical research, animal welfare, education and so on. And the Centre's mandate will encompass both organisations that receive government funding and smaller local community groups that get little or no direct government support.
A one-size-fits-all attitude can never work because the needs in the tiny rural hamlet of Fitzroy Falls, New South Wales are vastly different from the needs in inner-urban Fitzroy, Victoria."
For the full text of this address go to http://kevinandrews.com.au/media/national-press-club-address-to-the-bccm-make-it-mutual-workshop-17-march-2014
WA Senate Election 5 April: Group M for Mutual
Anthony Fels will be our WA Senate candidate in the re-run of the Senate election on 5 April.
|Anthony is a former Liberal MP in the WA Parliament, elected in 2005. He was a spokeperson for small business and consumer affairs. He left the Liberal Party in 2007 and sat as an independent until 2009. He was a moderate within the Liberal Party, who parted over the influence of the hard right.Anthony grew up on a family farm east of Esperance. He attended Castletown Primary School and Esperance Senior High School, before studying agriculture at the University of WA. His interests are in the area of small business, agriculture, and the future of rural communities.
Anthony is keen to hear from WA people who want to be involved in establishing our WA branch of the Mutual Party to participate in future state and local government elections.
About 1% of the vote will be enough to have Anthony elected to the Senate. This is because we have secured good preference arrangements with other groups (there are 34 groups participating), based on Anthony's broad networks and our positioning as a centrist party in the middle of the spectrum.
We want the support of conservative people who value communities and strong values, and we want the support of left-leaning people who support the disadvantaged and battlers. Anthony's networks include both groups, across the traditional spectrum.
To support Anthony and become involved in WA, please contact Adrian Bradley at email@example.com
To make a donation to support Anthony's election, go to https://mutual.nationbuilder.com/donate
The Mutual Party's website is at http://www.mutualparty.com.au/wa The Mutual State. How local communities can run public services
Ed Mayo and Henrietta Moore
New Economics Foundation UK
|"The debate between public and private ownership is going nowhere fast. But there is real energy and innovation in what we call social ownership, non-profit co-operative and voluntary sector models for running public services. They show how to put the public back into public services.Public service reform is top of the political agenda. Without fresh ideas, the obituary for the welfare state will read, "Fondly remembered – Failed to deliver". There will be nowhere for the public sector to go except the corrosive route of break-up, privatisation, confusion and citizens' distrust. There is, however, a new vision for government, based not on serving citizens but on co-operating with them.
The idea is simple. Citizens, on their own or coming together at a neighbourhood or some other level, play a key role in the design and delivery of public services.
We call this the Mutual State. It draws on a long history of mutual approaches that enlist people as partners rather than users. But it recreates a new form of mutuality focused on participation and social entrepreneurship rather than conventional ownership.
This pocketbook describes the new mutuality and sets out the vision of government it embodies.
A full programme of mutualisation, the report says, would start with public services that have clearly failed. It would focus on smaller-scale organisations, such as schools or hospitals, with 'populations' of 400-600 people. The National Health Service (NHS) could be 'de-merged' into a MHS (Mutual Health Service) built on smaller, more manageable self-governing mutuals. The exceptional record of tenant-owned or managed housing should be recognised. Local education authorities should be reformed as 'secondary mutuals'.
1 The Battle for Public Services
2 The Mutual Idea
3 Pioneering a New Model
4 Participation, Decentralisation, Professionalism
5 The New Mutualism in Practice
6 Mutualising The State – A Summary
"Five key elements should form part of the "mutualisation" of public services:
A participation audit.
This would look at the lessons from community involvement and draw up guidelines for the future. New initiatives could include elections to hospital trusts, user panels for local authority services and designating individual, named, policemen as contacts for streets or neighbourhoods.
Local authorities should be recast as smaller, strategic units, overseeing the co-ordination and accountability of local services. They would use their powers to "build capacity" for public workers and citizens, enabling them to run services mutually. Public institutions such as schools and prisons should be given greater autonomy – more direct funding, greater freedom of financial management – within a framework which sets down standards on quality.
A recognised status for mutuals.
This would mean creating a clearer and stronger legal framework for "social enterprises, including limits on demutualization and new powers to raise finance such as local bonds, and a quality mark", which sets out ways of involving stakeholders and ensuring accountability. In Italy, social enterprises of this form have grown in number by 40% since a new status was launched.
Conversion of public services.
Selected state services should "migrate" to the new mutual status through a recognised approval process. One important ingredient of this is a staff ballot.
Re-imagining the state.
The state would act as guarantor, funding and regulating the mutual service providers. The National Audit Office role would shift from straightforward inspection to enabling – equipping stakeholders with the skills to "self-audit". Tax funding for the new mutuals would be supplemented by social investment from citizens."
Community leadership: Meet Julie Williams
| Julie Williams is the emerging face of community leadership in Australia.Julie is Deputy Mayor of the City of Darebin. She has been a Councillor since 2012. She decided to stand for her local council after winning a major Victorian Civic and Administrative Tribunal court hearing which stopped six and seven storeys becoming the benchmark for development along Plenty Road in Melbourne's congested northern suburbs.
She is committed to setting new standards in community representation and providing a voice for communities.
Julie lives in Preston and is a parent of a four year old daughter with autism. She is passionate about representing children and families and wants to be a voice for the 20% of people with a disability and their families and carers, some of the most invisible and disadvantaged people in the community.
Julie will stand as a candidate for the MutualParty in the lower house seat of Preston in Victoria's state election in November 2014.
To support Julie go to http://www.mutualparty.com.au/preston
We want community people like Julie to stand as parliamentary candidates in coming Victorian, NSW and Queensland state elections as part of a Big Wave of Change in Australian politics.
Further information: http://www.mutualparty.com.au
Like us at Facebook at https://www.facebook.com/MutualParty
Throughout March, we want your help to create a Big Wave of Change. Join us here.


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As a trusted partner of Xerox, we love taking the time to talk about how and why they remain the industry leader in print technology. As the dawn of the digital age continues to expand and evolve, Xerox stays ahead of the game, constantly unveiling new frontiers of the print… read more →
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In collaboration with model and style icon Gigi Hadid, Tommy Hilfiger launched 'see now, buy now' collection at New York Fashion Week, which means items are readily available for purchase. Hilfiger added a street-wear inspired touch to his signature of nautical themed clothing for the very first time. In line with the nautical theme, the pieces largely consisted of navy blue, red and white with a touch of black and metallic gold. Building on the autumn/winter collection, Hilfiger added preppy logoed tracksuits, revealing the Hilfiger logo on the waistband, alongside various oversized pieces such as chunky knit jumpers, slouchy hoodies, basketball jerseys and silk bomber jackets.
Some of the pieces were extremely oversized and were worn as dresses and styled with sexy thigh-high socks and chunky buckle boots. These sporty pieces were teamed with high-waisted trousers with brass-button detail, bandana neck-scarves, military coats and long-line faux-fur coats to give the collection a "nautical meets street" feel, as Hilfiger intended. Hadid herself opened up the show wearing tight leather trousers, a navy and white military jacket with button detail, chunky buckle boots and a bandana neck-scarf. The styling of this collection will certainly give tomboys new ideas on how to style such sporty pieces.
Written By Gina Marie Walters


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Sporty Chic in a Baseball CapStyle
photography: jeff thibodea
(Outfit Details) Boyfriend jeans c/0: AG Jeans (cheaper version) | Trench coat: 71 stanton (old, shop similar + cheaper version here, here) Crop top: Forever 21 (old, shop similar) | Cap: Nike (also comes in black) | Handbag: Henri Bendel | Heels: Just Fab
I'm warming up my outfit game for New York Fashion Week which is creeping up late next week! I kind of wish I saved this sporty chic outfit for the streets of NYC. Oh well! I am so in love with these super ripped boyfriend jeans. I've been looking everywhere for a pair like this that I can wear a million times over. This cap was totally a last minute grab (from Stevie's closet..ha) because I was having a bad hair day. I figured hiding it behind a hat would help and also give this chic look a sportier edge.
Feelings for Fall
I have a feeling there will be plenty more feminine meets masculine moments during fall fashion week. 😉 I'm also really digging the 70's trend. I have a feeling front button skirts, groovy patterns and suede accessories aren't peacin' out anytime soon. l found the most amazing knee-high suede boots that I've been saving to wear for NYC. I'm also feeling monochromatic outfits – I've been on the hunt to find the perfect all white-out look I can wear with a bold red lip and black heels. Still looking! Regardless, fall fashion is going to be fun so get ready you guys. I'm so excited!
-Shop the Post-


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Provide a grant if bursary for this diagnosed with a mental health Illness. Personal independence payment and disability living allowance generally isn't issued to students at university with, for example, clinical depression as they're perceived as motivated enough to study etc. Disabled student allowance, although provide mentoring support, don't issue costs for living for these students either only those with mobility issues. Therefore, there should be a bursary or grant for those that qualify. This grant would be available for those that are reluctant to receive PIP or DLA and DSA but has a primary purpose for those that don't receive these and struggle financially due to their condition.
Medical evidence from a health professional such as a GP, nurse, specialist mentor or counsellor would be required.
I'm not against the idea but I'm interested as to what uses the money would have in such conditionsby BETHANY E.
07/03/2018: Not Supported


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There are many things determining your success in a certain field, such as your interest for that, your skills, etc. If you want to know if Forex trading is something suitable for you, you should read this article.
Is Forex Trading Something Suitable for You?
There are plenty of things to do in life and it is very important to make the right choice. Forex trading is great because you can obtain your education online, you choose when to trade, and, generally, it is an exciting way to earn some money. You should read more detailed information about Forex trading, but in this article, you will find out a few key points determining if you are suitable for that.
Are you prone to addiction?
If you have had an addiction to something, such as , then Forex trading is not suitable for you. It may seem to be that it is all about numbers and analytics but watching how the price moves will increase the level of adrenaline in your blood. It may be pretty engaging, and some people just lose their head, which makes them keep trading regardless of winning or losing.
Are you willing to study and work hard?
Although everything results in simple decisions, such as buy or sell, when close a position, etc. lots of things should be done before you can start trading. You will have to learn about tools, trading platforms, how to work with information, etc.
Can you get over losses?
If you believe that Forex trading can bring you lots of your money, you are right, but there are always risks of losses that you should keep in mind. It may be pretty hard to get over them, but this is something that you should do if you wish to keep trading.


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While celebrating the debut of KISS's "Self-titled" album is definitely important, we can't forget an event that gave millions of Americans their first glimpse of the band's unique style and strutting charisma they've become known for over the past forty years. The super group made their first national live appearance for ABC's "In Concert" on March 29th, 1974. The lives of millions of people were about to be forever impacted by a raw rock'n'roll beast.
The beast known as KISS was fueled by an unbridled energy the individuals in the band gathered within themselves through their onstage personas. The Starchild, the Demon, the Spaceman, and the Catman all worked together in perfect unison when three tracks were recorded on February 19th to be aired the following month. Everything about the performance exuded a tight group of individuals destined for greatness and willing to claw their way to the top of the music charts and achieve overall world domination.
It's clear from the choice of songs that were chosen to be played that KISS was already planning one step ahead. "Nothin' to Lose" was a rollicking hard rock tune that gave bassist/singer Gene Simmons plenty of spotlight to show off his powerful growly voice and instrumental chops.
"Firehouse" made it evident that Starchild Paul Stanley could command a crowd and mesmerize them through his unique vocal styles and gyrating body movements. The song also gave Gene Simmons the perfect opportunity to give viewers a glimpse at his soon-to-expand stage antics as he breathed fire in front of the awe-filled studio audience.
"Black Diamond" closed out the set by showing a softer side of KISS for a moment, foreshadowing future dalliances in the world of ballads like "Beth" and "Forever" a couple of decades later. The sample only lasted a few seconds before Stanley's shout of "Hit It!" ushered in the loud anthemic rings of rock guitar and drummer Peter Criss's banging of the skins. The Catman then belted out the first lines of the song, giving Americans coast-to-coast their first opportunity to hear his soulful and commanding voice. Although Ace Frehley didn't really get a chance to show off his vocal abilities, he more than made up for it through his sharp guitar strumming and wailing lead guitar licks.
The entire set was brought to a bombastic climax through the winding down heard at the end of "Black Diamond," as displayed on their debut album. Throughout the band's instrumental finale, fireworks were super-imposed over the concert footage and scenes of the crowd jumping up and down and applauding were shown. It truly was the perfect way for America to be introduced to the "Hottest Band in the World."
There's no doubt that this first televised appearance was instrumental in recruiting millions of die-hard fanatics for the KISS Army. The "In Concert" performance was just a teaser for what they could expect when seeing the band in a live atmosphere as they went out on tour in support of their debut album. Forty years later, KISS still proves to put on the greatest rock'n'roll show on the Earth!
You can see KISS's performance on "In Concert" right here.
For more articles by Eric Shirey, check out:
New "Right Here, Right Now" Lyric Video Encourages KISS Fans to Never Give Up
"Radioactive" KISS Solo Comicfolios and "The Beast" Coming from IDW Unlimited
"KISS – Monster" Delivers Solid Rock with No Filler


text: About eMakhosini Boutique Hotel 3 Lumsden Crescent, Morningside, DurbanDurban, 4000 Emakhosini Boutique Hotel and Conference Centre offers conference and event venues in the heart of Morningside. Our venues are suitable for business meetings, product launches, end-of-year parties, weddings and much more. Our centrally located urban address brings an air of cosmopolitan excitement. Our facilities are state-of -the-art and our management team will attend to your every need to ensure your wedding is the success you dream eMakhosini Boutique Hotel & Conference Center is the ideal combination of a tranquil and convenient location. An oasis nestled in the Morningside suburb, our hotel offers a winning formula for productive conferences, unforgettable weddings and truly enjoyable leisure and business stays. We offer two conference venues that can be customized to your needs. We can accommodate small to large groups at a competitive rate. Our guests can enjoy a set menu, lunch buffet or light snacks with tea and our management team will guide you to ensure your event is a success. Create a productive and memorable event with eMakhosini Boutique Hotel & Conference Center. Our facilities include: Ample on Site Parking Free WIFI Variety of Catering Options State-of -the-art AV Facilities Al Forno - Restaurant 24 Guest Rooms Our restaurant AL FORNO delivers fresh flavors and passion to your plate. Our menu lists handcrafted pastas, prime cut steaks, decadent desserts and other seasonal ingredients to tantalize all your senses. The 4 star eMakhosini Boutique Hotel and Conference Centre All 24 en-suite bedrooms are well equipped with comforts including remote controlled television with MNet and DSTV, WI-FI facility, Air-conditioning, tea and coffee making facilities, a nightly turndown service and room service. Offers you unequalled service, charm and tranquility, ideal for functions, large or small. Upcoming Wedding Fairs Find out when the next Wedding Fair at eMakhosini Boutique Hotel is


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Nischelle Turner Has A Husband, Is She Even Married For That? Bio Reveals
Quick Information
- Date of Birth Feb 11, 1975
- Age 45 Years, 4 Months
- Nationality American
- Birth Place Columbia, Missouri, United States
- Birth Name Nischelle Renee Turner
- Profession Journalist
- Relationship Status Single
- Husaband/Spouse Not Known
- Divorce/Split Not Yet
- Boyfriend Eddie Murphy (Rumor)
- Gay No
- Net Worth Not Disclosed
- Ethnicity/Race Afro-American
- Mother Jacque Turner
- College University of Kentucky
- Height/ How Tall? 5 Feet 5 Inches (1.65 m)
- Weight 54 kg (119 lbs)
- Hair Short
- Hair Color Black
- Eye Color Black
- Lesbian No
- Children/Kids Not Yet
Three times Emmy-winner who has served as a reporter, anchor, and host for over nearly two decades -- Nischelle Turner is a veteran American Journalist. She is most prominently recognized for her current position as an Entertainment Tonight host. She is also popular as an entertainment host or CNN and HLN's Showbiz Tonight.
A versatile journalist, she previously served as an entertainment correspondent for KNBC, as a general assignment reporter for KTTV FOX 11 (2004-2008), as a sideline reporter for FOX's Sunday NFL broadcasts, and covered segments for a show called Dailies.
Adding more to her broadcast journalism credit, she has also worked for ABC affiliated WEHT and Fox-affiliated WVUE.
Nischelle Turner Bio (Age & Parents)
The native of Columbia, Missouri was born on 11 February 1975 to parents; father (unknown) and mother (Jacqui Turner). She grew up with her single mother in mid-Missouri and her large extended family in the town.
More from Entertainment Tonight: Sangita Patel Bio: Everything To Know - Age, Married, Husband, Family, Height, Parents, Net Worth
She graduated from the Journalism School of University of Missouri in 1998. Before joining Missouri School of Journalism, she dropped out from her enrollment at the University of Kentucky.
She started to mold her journalism career by engaging in reporting, camera work, writing, and producing in the only university-owned newsroom NBC affiliate KOMU-TV.
Nischelle Turner's Career Transition From Covering Hard News To Entertainment News
After graduation, she started on her professional career as a reporter at WEHT ABC in Evansville, Indiana. Then after serving WEHT for about a year and a half, she joined WVUE-TV FOX8 in New Orleans as a weekday reporter and anchor. One of the reporting highlights of hers at New Orleans was the Hurricane Katrina coverage.
After that she joined Good Day LA, a morning show featured segments on the news, weather, and entertainment. And this was the time when she felt like she could expand her dynamic personality in the entertainment news sector as well.
She started hosting a collaborative Web series between the celebrity buzz show "Extra" and "Essence," the monthly magazine for African-American women. Admiring her excellent work at Extra on Essence, she was offered a full-time position as an entertainment correspondent by CNN.
ET Correspondent: Nischelle Turner during her first time at Entertainment Tonight (Photo: etonline| 2014)
Discover: What Is Lou Dobbs Salary & Net Worth? He's Among Fox News Richest
She accepted the offer and now earns an average estimated salary of $52,275 as a host for CNN's Entertainment Tonight. And according to some sources, she is estimated to hold a net worth of $500,000.
Nischelle Turner's Body Measurements (Height, Weight, Feet Size)
As enchanting her reporting skills is, her style and demeanor serve the same cup of tea as well for her viewers. A currently of age 43 years old African-American beauty; she is the epitome of 'Blacks Don't Crack'. The gorgeous lady with a height of 5'5 inches has an average weight of 54 kg.
Sleek Legs: Nischelle Turner at Lowriders Premiere at 2016 Los Angeles Film Festival in LA (Photo: gotceleb)
Not only is her fashion style and gorgeous face a wonder among the audiences but her legs are one as well. She's got sleek legs which she pairs it off with absolutely sumptuous shoes complimenting her feet size.
Who Is Nischelle Turner Dating?
When it comes to her love life, the Entertainment Tonight's host has decided to take a backseat from the spotlight and keep her romantic relationship as lowkey as it can get. So, we have no idea on whether she is currently dating or has a boyfriend or is thinking about getting married at all.
You may also like: Lucy Kite Secret Married Life With Husband Revealed! Post Pregnant Yoga Did Miracle
But this secretive lady did open up a bit while appearing on the Steve Harvey Show on 12 Feb 2018. She stated that she had dated a fella for six months but they've ended up on a break. And another segment of her romantic life also sprouted up; which was that once rapper Common, who is already taken now, wanted to date Nischelle!!!!!
TV Husband: Nischelle Turner and Joe Zee goes live on CNN at the Saga Awards (Photo: Nischelle Turner's Husband | 2014)
She probably missed out on a potential husband. But no worries she has two TV husband, Joe Zee, and Cameron Mathison by her side to accompany her!


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Hotel Guests Want Curated Recommendations, Amenities – Not Robot Concierges – Phocuswire
Consumers are seeking personalization at all stages of traveler journey, including during stays at hotels, where they increasingly want recommendations and in-room amenities curated to their liking.
Industry Report: Innovation Strategy in Practice – Hospitality Net
How do global hospitality businesses tackle innovation? The Hospitality Innovation Report analyzes how different innovation strategies contribute to generating competitive advantages for hospitality businesses.
Guest Reviews, Room Price More Valuable Than Brand Name in Hotel Selection – Phocuswire
Reviews and ratings from prior guests carry more weight than a hotel's brand name as consumers consider where to book future stays. A survey from Expedia Group Lodging Partner Services found guest ratings have a significantly stronger influence than brand value when consumers are picking a property.
Here's How Much a 5-Star Hotel Will Cost You in 100 Popular Travel Destinations Around the World – Mental Floss
A chart spotted by Thrillist breaks down the cost of 5-star hotels in 100 popular destinations around the world. Travel site Asher & Lyric crunched the numbers, using data from TripAdvisor on the average cost of a weeknight stay at the five top-rated hotels in each destination. The analysis accounted for fluctuating costs from one season to the next, and the chart shows what you might expect to pay during the high season compared to other times of year.
Ten Golden Rules To SMS Hotel Guest Engagement – Blog
Why you should integrate SMS in your engagement strategy. SMS is one of the most personal communication channels and by far, the fastest one. Though, most hotels don't use SMS at all to interact with their guests. Here are ten golden rules to integrate SMS in your engagement strategy.
Mobile is Key To Boosting Guest Experiences Say Hoteliers – Hotel News Resource
A whopping 91 percent of hotel executives surveyed said mobile technologies are critical to improving guest experience and cultivating loyalty. But only 69 percent were confident in their organization's ability to adopt and deliver those mobile experiences.
Police Registration Forms: Administrative Nightmare Or a Commercial Opportunity – Blog
3 benefits of turning digital for your hotel – The hotel registration form or 'individual police form' is a document that attests the identity of a person who has stayed in tourist accommodation (hotel, residence, bed and breakfast, campsite, …) or in furnished accommodation rented to holidaymakers. How to turn this tedious task into an asset for the hotel?


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David Lumby
Director of Underwriting
Career Summary
David is the Director of Underwriting and is responsible for the technical underwriting result and for setting underwriting policy for the TT Club.
After graduating in Microbiology David joined Freightliner (a British Rail subsidiary) as a Management Trainee and after a year's intensive training had operational management positions in Birmingham, Dudley and finally Tilbury where he was Traffic Manager for 3 years. After joining Thomas Miller in 1989 David was involved in underwriting TT business in the Netherlands, Asia and the UK before becoming European Underwriting Director in 2006.
Special Experience
Whilst at Freightliner David passed his Class 1 HGV licence and Certificate of Professional Competence which together qualiflied him to manage and operate a UK fleet of road haulage vehicles. Together with his British Rail procedural training this qualified David for both modes of land based transport.
David speaks good Dutch and reasonable French.
95% of our customers renew each year.


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Christmas Elf Cat Card
Christmas Elf Cat Card
The best way to spread Christmas cheer is Meowing loud for all to hear...
Say Merry Christmas with our purrfect Elf Cat Card.
Designed by the wonderful Carole C Stationery.
- Size A6 (105x148mm), folded and printed on 340gsm uncoated paper
- Left blank inside for your message
- Includes 1 white envelope
- Individually packed in a cellophane sleeve
- Handmade in the UK
- Carole C Stationery Collection: Astronaut, Pirate, Good Luck & Thank You Cats collection


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At Close Up, we know from educating almost one million middle and high school students on our experiential programs in Washington, DC, that helping young people discuss controversial issues can be challenging. With this in mind, Close Up offers materials, lesson plans, professional development, and programming designed to help educators and students engage in meaningful dialogue about political and social issues.
Close Up's approach to civic education in the classroom draws upon our nearly 50 years of experience engaging young people from diverse backgrounds in discussions and debates about pressing policy issues, government structure, and democratic values. Our methodology is informed by experiential and cooperative learning theories, issue-centered education, and principles in democratic education. Below, you can learn how our materials and programming can help your classroom.
Prepare students to discuss current events with our classroom resources.Learn More >
Gain skills, tools, and strategies to frame controversial issue discussions in your classroom.Learn More >
Our weekly posts frame major issues in the news to spark classroom discussions.Learn More >
High school students from across the country come together to make lasting connections with the people and places that represent our democracy.Learn More >
Middle School students from across the country come together to live and learn in the nation's capital.Learn More >


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TORONTO — For the fifth consecutive quarter, Gartner-owned GetApp has identified Docebo as a leading Learning Management System (LMS) in GetRank, a quarterly ranking of the top 25 LMS cloud-based applications on the market.
Docebo's platform is designed to provide learner-centric training for customers, partners, employees, and anyone eager to engage with a modern learning experience.
GetRank scores each LMS using five factors: user reviews, integrations, mobile app availability, media presence, and security. Docebo has consistently earned some of the highest marks for its integrations, which include business tools for web conferencing, content authoring and eCommerce, adding up to more than 50 pre-built integrations in total.
As Docebo CEO and founder Claudio Erba says, "The most powerful results are seen by connecting the technologies employees use everyday through integration."
Bloomberg, Accenture and McAfee Institute (among others) are already reaping the rewards of Docebo's user-friendly, scalable and ready-to-go elearning platform. Interested companies can learn for themselves why Docebo is leading the pack with a free 14-day trial, which includes all features in 30 languages.
About Docebo: Docebo is a global SaaS enterprise Learning Management System (LMS) used in more than 80 countries and offered in over 30 languages. Established in 2005, Docebo (Latin for "I will teach") offers a learning ecosystem for companies and their employees, partners and customers that is designed to increase performance and learning engagement. Docebo is a learner-centric technology, embraced for its ease of use, elegance and ability to blend coaching with social and formal learning. Docebo provides a scalable pricing model and a robust set of integrations and APIs, paired with reliable support available 24/7. It's no wonder that Docebo has been heralded by PCMag.com as "the best online learning platform for business on the market."


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In the days since my last blog post we have come far with our analysis. Reaching new findings can be difficult, especially since running statistical analysis is not a straightforward process here. As I've said in the past, Peru is about being ready for surprises and creative solutions. The largest hurdle for performing statistical analysis here is being able to access software since the licensing fees are extortionate, especially for a nonprofit. So on this occasion I used skills from my computer science minor to get around this hurdle. Because the process is a little boring and technical, I'll leave it at this: I found a way to upload my excel files to my W&M account and then access a W&M desktop through the web to use Stata. Basically that's the main reason I maintain that the Internet is a form of witchcraft.
Progress! …And More Delays
Andean Economic Development: A Journey
I'm Nate Marshall, a junior here at W&M. For ten weeks from May to August 2015 I will be working as an unpaid intern for Awamaki, a nonprofit in Ollantaytambo, Cuzco, Peru, a rural town in the Sacred Valley. During my time there I will be applying skills I have learned in my computer science courses to help provide necessary information systems upgrades. However, I would like to go further than that. As an economics major with a particular interest in development, I want to incorporate an economic research project into my experience. That journey begins here.


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Eating out with kids can sometimes be something of a challenge (understatement of the year!) There are plenty of cafes, bars and restaurants in the York area which really do welcome children and families so I've compiled a list of them here.
These places are not all 'exclusively' for families or children but they have all shown thoughtful touches or great facilities (things like pushchair access, changing facilities, highchairs and so on)
At York Mumbler we are always looking to 'spread the word' if we find out about any little gems, so if you know of a pub, restaurant or café that should be included in this listing then please contact us here.
Welcome to Harvester Clifton Moor, Harvester restaurant in York. Here you will find our famous grills and salads; we serve real food fresh, fun and
full of flavour. All of our main meals come with fresh, unlimited salad. You can enjoy breakfast, lunch, dinner every day of the week or order take-away from a family orientated pub restaurant near you. Our menu is great value full of tasty food dishes featuring BBQ plates and an award winning rotisserie chicken with plenty of vegetarian and vegan dishes – it's safe to say that this restaurant near you offers something for everyone!
Opening times Sunday to Thursday 0900am-2100pm/ Friday & Saturday 0900am- 2200pm.
Stirling Road, YO30 4XY
Have you had wonderful food and drink or outstanding service from a Clifton Moor cafe or restaurant?
If yes, please send us your recommendation HERE
Serving pizza, pasta and Italian classics.
'Bella Italia is my girls' favourite … love the fact there are two different sizes of kids' meals and that they can order any pasta from the adult menu in a smaller size gives them a huge choice.'
RI Jan 19
'Bella Italia are fab with my grandson especially at Clifton moor. Also had great Gluten free menu for coeliac hubby too!'
CM Jan 19
"Flying legends do kids eat for a £1 on a Monday" x
KD,July 18
"Flying Legends has Wacky Warehouse Attached to it, recommended"
MG, Sept 18
Clifton Moor Centre, Stirling Rd, Rawcliffe, York YO30 4XY
I like the way you can build your child's meal with several options in each category, main, vegetables & carbs, reasonable price & the option of 2 different portion sizes.
SM Jan 19
I find it a quick and friendly service which is great with little ones! They are generally really good with kids and have colouring pencils at the ready along with high chairs. I have a 20month old who doesn't sit for long and we are able to actually sit and enjoy our meal in there
JO Jan 19
Clifton Gate, Clifton Moor, York, YO30 4XY
Unit 2, Monks Cross Shopping, York, YO32 9AE
Copyright 2020 York Mumbler
Your Local Parenting Community
Made with by Wonder Media


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Congratulations to the new Miss USA, Miss Michigan, Rima Fakih.
Last month, I blogged about Phil Ruffin. Turns out he was a judge at last night's Miss USA Pageant. That's Phil on stage immediately after the Pageant, no doubt thinking about how far he has come in his remarkable life.
Sunday, May 16, 2010
Nice Work if You Can Get It
Posted by Mike Smith at 6:22 PM
Labels: people
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the living art of storytelling in Massachusetts
Time: September 3, 2019 from 6:45pm to 9pm
Location: Havurat Shalom
Street: 113 College Avenue
City/Town: Somerville, MA 02144
Website or Map: http://www.storySpace.org/
Phone: 617-547-6375
Event Type: live, storytelling, open, mic, feature
Organized By: Ralph Edward Chadis
Latest Activity: Aug 23, 2019
Jackson Gillman:
The Stand-up Chameleon will display his penchant for shapeshifting while performing his songs and stories, including some familiar classics which have been twisted, fractured and bent. This will be Jackson's first time here after appearances at all our previous locations.
Feature's website: http://www.jacksongillman.com/
There is a $5 requested donation.
Every Tuesday night is Story Space from 6:45 P.M. to 9:00 P.M.
Storytelling for all ages, levels, & experience in a friendly, cooperative venue where seasoned tellers and newcomers alike are received with full attention. Try out a new story or spin an old favorite. No Topics. No Competition. No Judging. Just Stories.
There is a $5 requested donation.
Signup for Open Telling (8-minute slots) 6:45 P.M. – 7:00 P.M.
Open Telling starts at 7:00pm sharp, followed by the Featured Teller.
Havurat Shalom is a Yellow House at
113 College Avenue (near Davis SQ),
Somerville, MA 02144
www.thehav.org • www.facebook.com/HavuratShalom
From Davis Square: About 5 blocks up College Ave - a yellow house on the right.
MBTA Subway: Red Line (Davis Square Stop); • MBTA Bus line: Routes 94 and 96. • Parking: there is free on-street parking in the immediate area. • Accessibility: Havurat Shalom is Handicap Accessible via a ramp in the rear • Food: Food is allowed. Please bring only vegetarian or dairy food into the building. • Allergy Free: This is a Non-Smoking place. Please avoid bringing pets or wearing strong scents such as perfume, cologne, and after shave.
Story Space website: http://www.storySpace.org/
Story Space Face Book page: https://www.facebook.com/The-Story-Space-177178758969270/
Story Space eMail: firstname.lastname@example.com
"Program Subject to Change"


text: What counts in life is not the mere fact that we have lived. It is what difference we have made to the lives of others that will determine the significance of the life we lead" – Nelson Mandela The 18th July is International Mandela Day, it was launched in recognition of Nelson Mandela's birthday on 18 July, 2009 via unanimous decision of the UN General Assembly. It was inspired by a call Nelson Mandela made a year earlier, for the next generation to take on the burden of leadership in addressing the world's social injustices when he said that "it is in your hands now". It is more than a celebration of Madiba's life and legacy. It is a global movement to honour his life's and act to change the world for the better. Global Access as a business and the staff within it are in a position of both privilege and fortune. South Africa sits with an above average unemployment and poverty rate, and we are grateful for the good fortune of having a and customers that require our services which in turn allows us to provide not only for the staff that here daily but our families to. As a business we do not look at operating as an isolated entity but rather as part of the broader social and economic area and have a responsibility of giving back to the community. With that vision in mind and as our contribution to Mandela Day for this year, Global Access supported "The House Group Shelter for Girls" based in Berea, as well as the surrounding community. Initiatives on this day were the donation of needed essential's that they requested as well as manning and support of a soup kitchen during lunch. Mahatma Gandhi once said that "The best way to find yourself is to lose yourself in the service of others. We were happy to do just that on this day.


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I-295 Express Lanes Overview
Jacksonville, FL
GAI is providing construction engineering and inspection services to the Florida Department of Transportation for the installation of two new tolled express lanes on the I-295 West Beltway from Buckman Bridge to I-95. Construction consists of 530,000 square feet of noise walls, along with drainage, utilities, road and bridge widening, roadway lighting, overhead toll gantries, and signage. Other activities included over 300,000 cubic yards of excavation, 400,000 cubic yards of embankment, and more than 17,000 tons of asphalt paving. For the tollway, the project required the reconstruction and full system integration of the corridor's ITS backbone, including 8.5 miles of fiber optic cable, 16 CCTV cameras, and 11 dynamic message signs. This project, which opened to traffic in summer 2019—is alleviating traffic congestion and provides more efficient travel options for motorists.


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In order to use RunSignup, your browser must accept cookies. Otherwise, you will not be able to register for races or use other functionality of the website. However, your browser doesn't appear to allow cookies by default.
Click the "Accept Cookie Policy" button below to accept the use of cookies on your browser.
If you still see this message after clicking the link, then your browser settings are likely set to not allow cookies. Please try enabling cookies. You can find instructions at https://www.whatismybrowser.com/guides/how-to-enable-cookies/auto.
Pack Light
Each cyclist on the 6-Day Tour is permitted to bring two duffle bags weighing up to 40lbs each. Generally, one is for your tent, bedroll and pillow, the other for your clothing and personal items. We provide trucks for you to load your gear onto each morning. Our drivers will proceed to the next camp, unload all of the duffles and you just find your bags and set up your camp after the day's journey. When you arrive back from the day's ride, find your bag and set up your tent.
Keep your bag light (under 40lbs) to ensure you are able to carry it back and forth between the truck and your campsite each day and then again the following morning.
Keep Things Dry
If you and your things are dry, you will have a successful and comfortable Michigander. To achieve a nice dry duffle bag and a happy you, we recommend purchasing a waterproof bag. These can be purchased anywhere from $25 to $35 dollars at REI, or a similar hiking/outdoor shop. We recommend packing an extra waterproof bag that you can roll up and place in the bottom of your first bag; this is for your dirty clothes as the week progresses, so you can separate them from your clean clothes. This will keep them fresh and clean and dry as it's very nice to have clean clothes after a long day of riding. If you don't want the expense of waterproof bags, gallon ziplocks can be super handy in a pinch.
Handy things to bring if you have room: extra sunglasses, earbuds to listen to music as you fall asleep and an extra smartphone charging cable and plug.
Sleep Well
Getting a good night's sleep is another aspect of comfort on the Michigander. We recommend a light, inflatable sleeping pad. This is a great way to be comfortable and they're easy to transport along with being lightweight. In terms of toiletries, small travel sized amenities help save space. If you need absolute darkness, bring an eye mask.
If you use a CPAP device, be sure to mark this on your registration so we can ensure we get you in the CPAP section of camp so that you can operate your device.
If you snore and snore loudly, camp on the outer edges of camp so as to not disturb the other campers.
Bath & Body
Sunblock, moisturizer, great sunglasses and bug spray is a must. When it comes to a washcloth and towel, try not to pack your giant, fluffy beach towel. Bring a smaller, lighter sized towel for less hassle and to save on space in your duffle. We recommend buying a chamois towel, they are lightweight and dry fast.
Hydration is Everything. Stay hydrated throughout the day and plan accordingly. There will be designated rest stops approximately every 10-15 miles with fresh water to fill your water bottle or Camelbak. Always have enough water and food appropriate to your body's needs.
We have hot showers throughout the ride. We do supplement with modern shower trucks on the 6-Day Tour, they are the type you would see firefighters using to combat brush fires. They are fantastic and private. The trick to using one well is to make sure you flip it to cold water at the end to clear out on the steam in the room, which makes drying off easier.
Most schools have community showers, there is usually a private shower stall or two in addition to the community showers, but the majority of schools still have open shower rooms. If you are more modest, you are encouraged to use the private showers, though you may need to wait in line.
Pack a small tool kit and disposable gloves for small repairs on the trails. *Tip: good old fashioned sunblock with an SPF 30 or 40 rating also helps remove grease!
Our Michigander veterans like Camelbak backpacks as they are light and allow storage for everything you might need during the day. Using a backpack keeps extra things from hanging off of your bike. We recommend packing water bottles or a Camelbak water system, a portable, lightweight pump for flat tires, your bike toolkit, gloves (potentially more than one pair in case they get wet or dirty throughout the day), bike headlights/tail-lights as it's Michigan law to have lights on your bike while riding at night (in case you don't make it to camp before sun sets). Be sure to pack a whistle or a bell or some kind of signaling device so other riders and cars know where you are if you plan on passing them. If you have specific riding shoes, pack a pair of sandals/shower shoes or another pair of shoes to wear off the bike.
Additional Tips:
Get your bike tuned up before the ride. We recommend May at the latest as the bike shops get steadily busier as summer takes shape.
We do have a Mobile Bike Repair Service operated by Diane Ruggles on the ride should you need repairs. Diane is the best in the tour business. She keeps regular hours on the ride to tend to bicycles for a fee. She is also out on the road with us in the event of breakdowns and repair emergencies. So, don't worry.


text: We see this fairly often on relatively new roofs that are prematurely failing. Jerry lets you know what to look for if your roof or hvac system isn't working right, as well as some questions you should be asking your contractor. Find out more about how we set you and your roof up for success: https://rooflife-oregon.com/


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- Classroom Resources | Grades 3 – 5 | Lesson Plan | Standard Lesson
Writing ABC Books to Enhance Reading Comprehension
Using the alphabet as an organizing structure, students analyze literary elements in a book they have read and organize their observations in an alphabet book.
- Classroom Resources | Grades 3 – 5 | Lesson Plan | Unit
Zines for Kids: Multigenre Texts About Media Icons
Special edition! Students use ReadWriteThink tools to create magazines about prominent figures using a variety of writing genres and styles.


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If there's "acute danger to life and limb" for German citizens, the Foreign Ministry announces a travel warning. But assigning the highest level of alarm can have grave consequences for some countries.
"Urgently warned against travel" - that's the highest level in the German Foreign Ministry's travel alert system. Currently, alerts are active for nine countries. But they are ultimately recommendations, and not prohibitions: "The decision to undertake a journey lies with you alone," it's clarified on the ministry's website.
Countries presently warned against include Yemen, Afghanistan, Iraq, Syria and Haiti. Partial warnings exist for 14 further nations - for example, Egypt - where visitors are advised to avoid certain regions. Aside from avoiding the capital city Cairo, travelers to Egypt are warned against visits to the Nile Delta, the tourist areas Luxor and Assuan, the Sinai Peninsula, and the region bordering Libya.
Travel warnings take economic toll
Travel attorney Ernst Führich of the Kempten University of Applied Sciences described travel warnings as "leading to economic losses for travel businesses and additionally intervene with the economy of the affected country." If a formal travel warning is issued, travelers are usually able to cancel their trips for free. When that happens, the travel industry is stuck with the costs, Führich told DW.
The target country also suffers from lost tourist revenues as a result of such a warning. During the Arab Spring uprisings in Egypt, the numbers of visitors dropped precipitously. In the spring months of 2011, half as many German tourists visited Egypt in comparison with the previous year. In light of recent unrest there, a similar trend can be expected.
Rainer Herret, head of the German-Arab Chamber of Industry and Commerce in Cairo, said of the German tourism industry in Egypt: "We've already lost summer, and now we'll surely lose the winter season again."
Herret added that the partial travel warning has little influence on German trade - only an acute threat would spur German companies to get their workers out of the country. Only rarely does the German Foreign Ministry recommend that all Germans leave a country - Somalia and Syria represent current cases.
Gathering and assessing information
The German embassy on location generally gathers and evaluates information on potential threats, then makes recommendations to the respective regional department at the foreign office. If necessary, the suggestion is reviewed before it's published by the ministry's central headquarters.
Workers at the ministry described the criteria for travel advisories and warnings as not transparent, citing differing situations and information in each country.
The embassies gather their information from various sources: Embassies of other countries, the German intelligence agency BND, the United Nations, honorary consulates, the local press, and from economic sources, among others. "Of course the embassy speaks with chambers of commerce; it talks to businesses on site in order to inform itself very precisely," Herret said.
Economic interests over citizen safety?
Führich believes that German economic interests also play a role in decisions for or against travel warnings and that lobbyists within the tourism industry also have an influence. He accuses the German Foreign Ministry of more quickly announcing travel advisories for countries with few German tourists. Egypt is not among these - Germans form the second-largest group of tourists there.
"The safety of German travelers in the country constitutes the decisive criterion for updating travel and security advisories," was the statement from the official side in response to DW's inquiry on the issue.
A different source within the German Foreign Ministry said that economic interests are present in the flow of information, but don't constitute the pivotal factor for a travel warning.
But Herret thinks that travel advisories and warnings ultimately play a relatively minor role. He believes that what Germans see on television determines whether or not they go, for example, to Egypt: "When they turn on the tube and get the impression that the whole country is in the throes of civil war."
A recent terror warning from the US remains in effect, leading to the continued closure of many Western embassies beyond last weekend. Experts see the threat as troubling and fear that al Qaeda may be gaining strength. (06.08.2013)
Violence is escalating in Cairo again, and German politicians are concerned about developments. And not just politicians: people are taking to the streets in Berlin to support the deposed government. (09.07.2013)


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I don't like it When People Defend Women Because They're Married – Simi "reacts"
I don't like it when people defend women. with "how can you talk to a married woman like that. You can't do that to her.
Do you know she's married?
I know u mean well, but you're implying that disrespecting single women is excusable, We gotta change that.
Bobrisky my beauty is not for broke guys but only for politicians
LOG Marriage does not elevate the value of a woman. Every woman, regardless of status, must be treated respectfully.
Some married women also need to erase this idea that they're more special. You're really not sis. Your special is in the good that you do and the value you add.


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Planning to Enter the Real Estate Business Today? – Then here are a few Pointers for You
Regardless if you are someone that is really planning on venturing into the real estate business world, or just want to sell a house once, knowing how things work can be a huge benefit to you. If you want to maximize the results that you get with your transactions, then knowing the right steps to take is definitely important. So with that being said, here are a few pointers that you can keep in mind, if you want to step into the world of real estate business.
First of all, learning to be patient when it comes to whatever real estate transaction that you do, is definitely an important thing to do in this industry. As an example, you can get more value from a house that you are planning to sell, if you take the time to look for the right buyer. All in all, whenever you partake in any real estate transactions, you can get much better results if you just become patient with it.
Next, in the event that you are going to work with a real estate company, then be sure that spend enough time looking for one that is reputable. A good way to have an easier time with the search for a reputable company, is to seek the advice of other people that have experience in regards to such transactions. In the event that you aren't able to do that, then simply look for more information online, especially reviews about the company because they can be very useful.
Finally, knowing your limits in regards to your finances, is definitely a very important thing to understand if you are planning to enter the world of real estate transactions. There are a lot of real estate investors that end up biting more than they can chew when it comes to their finances, and that is why they end up failing with their ventures. Having a strong idea of your limitation can really help you maximize your chances of finding the most profitable and ideal investments for your finances.
There you have it, these are a few pointers that you should bear in mind, if you have any plans of stepping foot in the world of real estate business. Learning how the industry works, is definitely something that you should invest ample amounts of time and effort towards. If you want to be more effective in getting great results with your real estate transactions, then that is certainly one of the best things that you can do for yourself. So hopefully you have a more fruitful time with any real estate business you do, with the help of these pointers.
The Key Elements of Great Homes


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condolences letter samples
Your letter should incorporate all of the appropriate advice, even in the event the connected shape has any of it too. It also might wind up in paper-work limbo at the same time you carry on to make payments. Even though you want to become firm on your letter, that you do not want to anger the other celebration. Make sure you include what you would like from the letter. In any event, a request letter needs to be routed early enough to provide the recipient ample time and energy to answer and process the exact request.
You will find plenty of forms of letters written to the client service. Your demand letter has to be free from problems and simple to understand. The requirement letter is frequently the exact first time which one different party will comprehend that which you're intent on amassing the amount of money which is born to you and you'll need it to court if need be. You would certainly be astonished how often a exact straightforward demand letter may work with out it being necessary for you to trip court. Cash register receipts alone aren't acceptable. Speak with a operator and also discover out who needs to buy your own request
. Your petition for reimbursement has to be received 4 business days prior to calculating. Requests for compensation ought to be filed in 60 days following the trip was accomplished. As you investigate, find out what kinds of advice you should put inside your petition. If more information is furnished by the employer, obtainable advice must be assessed to determine if settlement ought to be compensated . Having a few personal particulars and also a well-written letter, you can lower credit charges, subtract program expenses and lower loan prices.
Perhaps not minding the costs can create a lot of issues on your business terms. It is all-important to enlist all expenses to share with the authorities in regards to the amount of money that you've put in. The other bills are compensated directly from the business. Costs over 1,600 goes to be the duty of this property owner. If you're tough cash, require a particular sum of money and also get grounds to back this up. After you have finished this form, please make certain that you print and register up for request form before filing it to get compensation.
You should be conscious that if every component of one's petition type is faulty, your petition cannot be paid. It's possible to also create the form yourself whether you're well conscious of the main portions of the sort. The form needs to contain most of the information about the patient along with his costs. Reimbursement forms aren't only helpful for business however they're also employed in churches to get compensating the money which was used expenses like traveling costs, mileage costs, office supplies, and miscellaneous costs.
The reimbursement varieties are designed to permit the people to ask to your settlement and relaxation. In a few cases, the reimbursement request type also functions as being a legal binding file if the additional party won't pay you and you prefer to maintain for the amount of money that you've put in.


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"Now I've heard everything. "Every one of us has said it."
Some of us have used the same phrase several times, casually emptying it of whatever meaning it may once have had.
Actually of course, none of us has ever "heard everything," or even most of everything. It is really a way of expressing astonishment,"Yowzer." Or perhaps a kind of withered cynicism.
But, Sandy Lippens may be one of a small cell of people – including perhaps mainly bill collectors – who might very well say that indeed she has heard it all. The evidence of her authority in this regard is documented on the inside of the doorway to the shed where the varied, well used, and perfectly useful inventory of rentable tools live at Tilton Rentall, at the Roundabout in Oak Bluffs. If you haven't been there, then your Martha's Vineyard neighbor, or your brother, your contractor or carpenter or painter, your floor sander or your gardener certainly has – or will. Or someone has been married in a tent and with other ceremonial equipment rented by Tilton Rentall.
Some of Sandy's customers have left her notes about their adventures tackling the projects they rented tools to complete and about their failures to comply with the company's rental rules. Others have delivered their complaints, evasions, and tall tales in person or over the phone. All of these, Sandy has transcribed and added to the doors on which she has memorialized a decades long trail of poor excuses.
Here is one example, perhaps an Oscar winner in this genre.
"I'd like to pay you, but I know this check will bounce."
Obviously, there is an exquisite clarity embedded in this one, and it makes a warped sort of sense, which makes it a standout. Sandy took note.
I visited Tilton Rentall the other day to rent a floor sander. Sandy threw the doors of the shed open for me to load the machine. She delivered the instructions, explained the cost of the sander and the sandpaper, told me the tricks to operating it and filled out the invoice while I lifted the creature into the back of my Jeep. Waiting for the invoice, I saw that the shed doors were decorated with an artist's bittersweet collage of scarred bits of trashed machinery, broken promises, and downright scams.
"I just woke up. Do I have to pay for a 2nd day?"
You have to have the goods back to Sandy twenty-four hours after you take them.
M. Thurston "Tebby" Tilton, a builder, began Tilton Rentall in 1974. He had accumulated a collection of construction equipment that he had begun to rent to others as he turned his attention to fishing. Sandy, a massage therapist, moved to the Vineyard in 1980, and before long, as Tebby took to fishing she took to the rental business and expanded it. She's been at it now for nearly four decades.
"May I take these now – will be by to pay for them later – much later."
Some of Sandy's customers know themselves very well, and they like to leave clues for others to follow.
Sandy is businesslike dealing with customers, many of whom are not especially skilled at working with the equipment they rent, and some who take an Island-time approach to the rent-and-return schedule. But despite the peculiar customers and the complicated tools, most of which Sandy has never operated herself, she has a wry attachment to her customers and their ways. So, she smiles resignedly, charges them what each owes and not a penny less, and records the transaction in her books, and on the doors.
"I would have had it back yesterday, but the blues are biting."
Her equipment takes the beatings, Sandy records the explanations.
"You mean the blade will loosen if it hits rocks?
Of course, the renters have their problems too.
'I just woke up. I have a sore throat. Do I have to pay a full 2nd day."
Or, three days late, "Yes, but I didn't use it. It didn't work."
Some items she just doesn't have in stock.
"Do you rent breast pumps?"
Often, the problem has been unreliable friends.
"I gave it to Joe. Didn't he bring it back?"
There's always an explanation for damage.
"I had the shampoo hose in the driveway, and the UPS driver ran over it."
None of which should suggest that rental customers do not have real problems that they willingly share with Sandy.
"Do you have a Phillips screwdriver so I can tighten the sheetrock screws in the soles of my shoes," one asked.
Or, the venerable undependable teenager excuse: "I was off-island and my son didn't return the chairs, which got rained on and mud splashed, which I then had to wash."
After solving the problems for so many folks in need of the right tool, and after listening and cataloging the sad stories and magical yarns of hundreds of islanders, it may be that Sandy Lippens has not heard it all. It may be that the Martha's Vineyard community, endlessly inventive and possessed of tall-tale-telling DNA, may have more to give, and Sandy may have much more to record.


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Creed: Rise to Glory Update Adds Rocky's Legendary Opponents
Plus Balboa himself.
Plus Balboa himself.
Everything you ever heard about him was true and legendary.
With Creed II arriving in theaters soon, Creed: Rise to […]
Step into the ring.
The fight's not over yet.
Cue that montage theme, please.
Commentary included.
It's almost like Wii Sports.
Groove on and on.
I am great at making crappy music, is there a game for me?
Eight, Nine, Ten… It's a knockout!
Jump to victory!
Race to the finish in this VR title.
This shot in the dark may be a direct hit…


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How to deal with the many problems caused by the high refresh the screen? LED packaging companies in the LED display conditions tightened, the LED chip performance is a great challenge.
Tested under limited conditions reverse leakage current of the basic characteristics of the diode, LED previous routine testing reverse voltage at 5V reverse leakage current control 1?A, today 10V LED display manufacturers are still unable to reach requirements.
This is not just LED display manufacturers and LED packaging manufacturers is ancillary chip factory, IC plant, selection of raw materials, supporting the overall problem, this problem needs to be resolved various complementary.
The indoor "black shell" line
LED display as first developed LED segments, after nearly 30 years of development, the manufacturers of products in the industry homogenization serious. Almost all the energy-consuming focus on how to reduce costs, such as industrial chain through the integration of resources, further compressed margins or further innovation in the raw materials and workmanship of the product, to find a lower-cost solution.
"But such methods only as a strategy of a price war, not An Puguang the pursuit of the direction. Firmly grasp the needs of customers, constant product innovation is the business to survive." Wu Xianghui indoor display The market is moving towards the era of HD high-density the 3528 white shell-like products have been the gradually black shell of 3528, as well as smaller 2121,1515 replaced.
Has been the contrast of the display is to assess the merits of the important parameters. The greater the contrast, the displayed image layering stronger, more vivid. Black PPA plastic bracket for the display screen to provide higher contrast, at the same time enhance the brightness of the chip used in the display market feasibility for black shell bracket.
The Wuxiang Hui said, An Puguang product roadmap as a "black shell" the subsequent indoor display main direction of development of the market, in order to more quickly meet the needs of the client.
The face of today's confusion price of the product, LED packaging manufacturers from the holder of one of the important materials to make a fuss. For example, high refresh rate LED display with a white envelope device biggest cost item – bracket, the price is a bit confusing, already exceeded the maximum of 20 yuan, minimum 6. Black bracket black PPA plastic pellets production due to the cost of each stent plant black shell scaffold is almost the same, so the prices are still unable to widen the gap. But in the face of competition in the market, do not rule out the possibility that manufacturers will take the risk to the use of recycled materials seq red
LED packaging companies cost a large extent reflected in the materials on the Wuxiang Hui believes that the current package of gross profit is very low, only fair competition, An Puguang has a greater advantage.


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Bosley Professional Strength For Women (6 Month Supply)$449.00FREE SHIPPING!!! The earlier you start addressing your hair loss, the better your chances of keeping the hair you have. Our Bosley Professional Strength for Women hair regrowth treatment is formulated to nourish and invigorate your hair and scalp by combining five of our most essential products. This nonsurgical hair treatment option includes 2% minoxidil, the only FDA-approved drug to fight hair loss in women. Your treatment package includes:Add to cart
- Hair Regrowth Treatment
- Nourishing Shampoo
- Volumizing Conditioner
- Healthy Hair Dietary Supplement
- Follicle Energizer
- Contains minoxidil, the only topical ingredient approved by the FDA to promote hair regrowth.
- Shown to stop hair loss and regrow healthy hair.
- Noticeable results may be achieved in three months.
- Most users see significant results within four to six months.
Bosley Professional Strength for Men (6 month supply)$449.00Nourish and invigorate your hair and scalp with Bosley Professional Strength® for Men. Our easy and effective five-step system includes 5% minoxidil, the only topical ingredient approved by the FDA to promote hair regrowth for men.Add to cart


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This winter, New Lebanon Jr/Sr High school is providing students in grades 7-12 with educational performances about healthy relationships and dating violence. These are highly interactive programs sponsored by Deana's Educational Theatre.
Students in grades 7-9 will be participating in an assembly performance called Remote Control. The hour-long performance will explore issues, attitudes, and beliefs about dating relationships, and incorporates skill-building exercises designed to encourage healthy decision-making.
Remote Control helps students:
– Identify and understand the early warning signs of abusive relationship
– Understand the prevalence of violent relationships, why victims stay in relationships, and why it is hard to break up
– Learn how to help a friend who is a victim of abuse
Students in grades 10-12 will be participating in a theatrical performance called The Yellow Dress. The hour-long performance is a dramatic one-woman play based on the stories of young women who were victims of dating violence. The carefully constructed program stimulates thought-provoking discussion about relationships. Audiences are clearly moved by the story of a young woman who warmly tells us of her relationship that begins as young love, full of passion and promise — and ends in tragedy.
The Yellow Dress helps students:
– Recognize the early warning signs of abuse
– Learn how to help friends and family members who are victims or perpetrators of abuse
– Understand the cycle of abuse
– Access and utilize community resources
Please feel free to visit Deana's Educational Theatre at http://www.deanaseducationaltheater.org for more information.


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Ingredients black tea bag or loose leaf tea 100ml boiling water 260g plain flour 1 tsp. baking soda ¾ tsp. … More
Tag: recipes
Honey & caraway olive oil cake with Quark
This cake may seem plain or even prudent, but there's much to be said for it's humble simplicity. The delicate … More


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The first push
was accidental
she presumed
the wife jokes
becoming nastier
the controlling
the belittling
was just foul mood
gradually the definitions
were altered
silence was the price
for peace
love was a noose
a prison
with no release
"his good heart
was never filled
with malicious intent"
she chanted
the constant
walking on egg shells
and shards of self
the bruises
the best makeup
could not conceal
the flowers and
the vacations and gifts
just masks
the nice man
she provoked
the marriage
she couldn't sustain
the numbness
the scars
somewhere inside
she could not see
and the woman
she became
from the
woman she
used to be.
Meena Kandasamy's When I Hit You is a chronicle of an abusive marriage and a celebration of the invincible power of art. It must be read because it breaks the silence surrounding the violence in a traditional wedlock in modern India.


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Dastaan E Miri Piri has been into controversies since quite a longtime now. Due to some reasons a few days back SGPC committee had put a stay on its release.And its release date is postponed. However, the people from all over the world are demandingits release.Recently, many kids in the UK including Sangat from Leicester, and from Vancouver andSurrey, Canada disagreed to the ban put on the release of the film. On the occasion of theShaheedi Diwas of the fifth guru of Sikh religion, Shri Guru Arjun Dev Ji, Chharampeerproductions and White Hill Studios earlier planned to release their animated film to dedicateto the martyrdom of Guru Arjun Dev Ji.As the name suggests Punjabi Film 'Dastaan-E-Miri Piri' will showcase the history of Miri Piri.Based on 1604, this film is dedicated to the martyrdom of fifth Sikh Guru Arjun Dev Ji and howSixth Guru Hargobind Sahib Ji wore two swords of Miri and Piri symbolizing both worldly(political) and spiritual authority to fight against the torments of the Mugal Empire.This animated film is directed by Vinod Lanjewar. The story is written by Gurjot SinghAhluwalia who has also assisted the director. Research is handled by Dr. I.S. Guguani. Thescreenplay is written by Sagar Kotikar and Sahni Singh. Music of the film is given by KuljitSingh.The background score is given by Anamik Chauhan. The animation is done at Brumha Studios.The whole project is produced by Major Singh Sandhu, Dilraj Singh Gill, Navdeep Kaur Gill.Noblepreet Singh, Balraj Singh, Manmohat Singh Marshal co-produced the film. Bollywoodactor Raza Murad has landed his background voice. Famous Bollywood singer Kailash Kher hasgiven voice to the title track of the movie. Two more singers, Ustad Rashid Khan and ShafqatAmanat Ali has also given their voice to other songs of the film.The worldwide distribution of the film is done by White Hill Studios. The new release date isyet to be finalized. However, ex-SGPC committee has submitted their decision to Akal TakhatSahib. And Akal Takhat Sahib's decision will be final and will be followed.
The release of 3D animated film 'Dastaan E Miri Piri' postponed
by Rakesh Walia | Jun 5, 2019 | EVENT | 0 comments


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Common names: Butterfly flower and Poor Man's Orchid.
This colourful half hardy annual with its fern like foliage is related to the petunia, and is a native of Chile.
It can be grown as either an indoor spring flowering pot plant, or as a border plant.
The many coloured clusters of flowers resemble butterflies and orchids when fully open,hence the common name.
The flowers colour range is extensive, with base colours of pink, white, lavender, blue, gold, red, and magenta,and markings of similar colours.
They grow to around 300-400mm (12"-16") high, and flowers from June to October (outdoors) and early Spring (indoors).
The flowers tend to tumble thus making them a useful subject for baskets and containers.
Week 12:
Sow the seeds intended for summer borders in pots/trays of seed compost and germinate at a temperature of 18°C (64°F).
Germination should take four or five days.
Week 14:
Prick out seedlings when large enough to handle into cell trays or 75mm (3") pots and gradually harden off in a cold frame until planting out time.
Week 21:
Plant out 200- 300mm (8"-12") apart in a sheltered sunny or partially shaded site, preferably in well drained soil enriched with organic matter.
Week 33:
Sow the seeds intended for indoor plants in pots/trays of seed compost and germinate at a temperature of 16°C (60°F).
Week 35:
Prick out seedlings when large enough to handle into 75mm (3") pots.
Pinch out the growing tips of young plants when they are 75mm (3") high, and also the side-shoots when they reach the same length, to encourage bushy branch formation.
Grow on outdoors in full light, but not direct sunlight, or in a cold frame until late autumn then fetch them indoors.
Pot up plants as required.


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Latitude25 Retirement Village
Latitude25 will be unlike any other lifestyle community before. Not only will it showcase luxury living, but also offer the perfect position, amenities and security,
DynaTimber Announces New Reseller
DynaTimber is proud to announce the signing up of a new reseller, Fencing & Gate Centre. Fencing & Gate Centre is a specialist reseller of
New Reseller In Brisbane Metro
DynaTimber is proud to announce a new Reseller in Brisbane Metro area. Ozbuild Materials is a leading supplier of building materials to the Construction industry
How To Choose The Right Wood
Building a fence offers many benefits to a homeowner. If you're seeking a security deterrent or a barrier for livestock, a fence will offer the


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ARRL North Texas Section News
Candidates for ARRL Directors and Vice Directors AnnouncedAug 20, 2019
Two races for the office of ARRL Director and one contest for Vice Director are set for this fall.
In the West Gulf Division, incumbent John Stratton, N5AUS, faces a challenge from Madison Jones, W5MJ.
In Divisions where more than one candidate is seeking the same position, full members in that Division in good standing as of September 10, 2019, will have the opportunity to cast ballots. Official paper ballots and candidates' statements will be mailed no later than October 1, 2019, to members who are eligible to vote.
Completed ballots must be received at the address on the envelope provided by noon Eastern Time on Friday, November 15, 2019, when ballots will be counted at ARRL Headquarters and successful candidates announced.
The full article is on the ARRL Website here


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The Oregon University Ducks athletic program is having crazy success and to recognize their teams' excellent performance, official school outfitter Nike just dropped The Oregon Collection. The drop features three Oregon themed styles that'll keep you laced up like the elite and includes Nike's super dope Destroyer jacket ($500), their Tech Fleece AW77 3.0 ($170), and the Air Diamond Turf kicks ($120). The range just dropped today and is available on the Nike store but unfortunately doesn't come in that impossibly cool travel case.
related posts
« Snapback Of The Day: Aphore 916 Bred 10.Deep "After Midnight" Holiday '13 Delivery 2 »


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MasterChef Singapore
Thousands applied but only ten of the most talented amateur cooks are given the chance of a lifetime and invited to compete in the world's greatest cooking competition. Three icons of Singapore's much-celebrated culinary world, guide and judge the contestants as they face a series of increasingly challenging tests, accelerating their development and revealing the winner of Singapore's very first MasterChef.
The 8 x 30 series gained almost 900,000 viewers on Mediacorp's Channel 5, the highest in two years. It was also the number one variety show on Toggle, Mediacorp's OTT platform.


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Single Session Family Consultation
'Single Session Family Consultation' (developed by the Bouverie Centre in Australia and enhanced by The Werry Centre, New Zealand) is a brief model to encourage family/whānau engagement and inclusion. Participants will gain confidence in how to conduct a Single Session Family Consultation. The focus of this workshop is on engaging with and attending to the needs of family/whānau members in service contexts where the primary client is usually an individual (eg. Adult Mental Health and AOD services). The workshop equips participants with skills in facilitating productive and efficient meetings with families that can be adapted to fit the context of the workplace and client group.
Particular attention to the process of negotiating with the client/consumer about how the family consultation will occur is encouraged to avoid jeopardizing the primary relationship between the client and the practitioner. Participants will practice these skills in a safe and supportive learning environment. Topics also include; how to put limits on topic discussion, helping the family/whānau to identify needs, and clarify how they could be involved in care and recovery.
Format: workshop
Pre-workshop e-learning module to be completed before attendance. (Contact facilitator Jo Heap for further details)
Download flyer: https://werryworkforce.org/sites/default/files/webform/events/WDHB%20Edu...
Download Registration Form: https://werryworkforce.org/sites/default/files/webform/SPHC%20COPMIA%20c...


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Mick Jagger is an English Singer/Songwriter best known as the lead singer of The Rolling Stones.
Mick Jagger is potrayed in the show as always-on-drugs "old fart rocker" with enormous lips. He appeared mostly on song sketches, such as We're Scared of Bob and Keepin' On Rockin'.
Community content is available under CC-BY-SA unless otherwise noted.


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Japan's FSA grants JVCEA to regulate Cryptocurrency industry.
October 25, 2018 6:41 am,
Japan is one of the friendliest jurisdictions for Cryptocurrency trading. Japan's Financial Services Agency (FSA) has granted the Japan Virtual Currency Exchange Association (JVCEA) the power, position, and authority to monitor and sanction digital currency exchanges.
Now JVCEA will set rules for the protection of digital assets, prevent money laundering through exchanges and give operational guidelines. It has also suggested authorities should also perform the regular audit in order to provide a more reliable regulatory framework and enhance consumer protection. This audit will also make sure that the exchanges have adequate funds to compensate customers in case their platform is hacked. Currently, the FSA has authorized 16 digital assets exchanges to provide trading services in Japan.
The JVCEA will also have the power to punish those operators which do not follow to the safety regulations Japanese authorities have put in place this year.
Japanese Cryptocurrency exchange faced high profile attacks as compared to the western virtual currency exchange in recent years. Secondly, hackers attacked Coincheck, a Japanese digital currency exchange and stole $523 million in NEM tokens. Thirdly, another Japan-based Cryptocurrency exchange Zaif also lost 5,996 BTC and other altcoins to Crypto hackers.
Because of these frauds and high volatility of Cryptocurrency market FSA has to take this decision of putting some rules that would safeguard customer's funds and sanction defaulting exchange platform. FSA also said that there would be strict rules regarding speculative investment in the digital currency.
About Japan Currency Exchange Association:-
JVCEA was established in April 2018. It consisted of 16 companies that had registered as Cryptocurrency exchange.


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Tumbled Selenite
Tumbled Selenite
Product Description
- Description
- Shipping
Named after the moon, selenite is a most fantastic, multi-purposed crystal. It is self-cleansing and also purifies other crystals, items, and spaces. Associated with the crown chakra, it helps in meditation to connect with higher realms (ahem, ohm). It also soothes the mind big time. Hold this stone in your palm and absorb its cleansing benefits. Cleanse that aura like you mean it.
You are ordering a single tumbled stone. Photo is for display purposes only.
Coming Soon!
- Orders placed on a weekday get shipped next day Monday - Friday
- Weekend orders get shipped on Mondays
- Free Shipping on orders over $100
what our customers are saying
I am so happy that I came across the website
Hi there I am so happy that I came across the website and get to support. I am def feeling better with my bracelet and crystals. I hope they continue to heal me.
I am in love with your products!!!
I am in love with your products!!! I use my protection candle every day when I meditate. Also, I carry my stones with me everywhere. I can't wait for my new order to arrive!! Thank you for taking the time for that email. I tell everyone about your shop.
I really appreciate what you all are doing
I really appreciate what you all are doing, I stumbled on this site while looking for businesses to support who utilize after-pay and now I feel like this finding was divine. I am grateful for being led here.
I'm so happy I discovered your store
Am so happy that my first order from Modern Mystic arrived ! :) I couldn't wait to try them out! I am truly so happy I discovered your store! I can't wait to try the other products and to listen to your podcasts!
Good vibes here
Good vibes here, prices aren't too crazy either.
THANK YOU guys
I purchased, it arrived, I sprayed.... same day got called for an interview and hired on the spot for an amazing hourly WAGE!!! THANK YOU guys for being so incredibly and sharing your gifts and knowledge with us!!
Very pleased with the experience
Made a purchase from their website recently and I was very pleased with the experience. Their products are high quality and I received multiple friendly emails about my purchase. I would definitely shop with them again.
Vibe is cool
This place has various stones/crystals. The vibe is cool though


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Simple Acts of Kindness: How to leave a beautiful legacy
Each day we come across situations where a helping hand could really impact someone's life. Simple acts of kindness go a long way in making someone else's day better, but we don't always think about small things that can make a big difference. Here are some easy tips for leaving a beautiful legacy by offering simple... View Article


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Iuventus Plus call for research projects
2 September 2015
A new IUVENTUS Plus call for research projects has been announced by the Ministry of Science and Higher Education.
The call is addressed to excellent young researchers, including students, upto 35 years old. Applicants should be the authors of papers describing the results of their earlier research published or accepted for publication in the current list Journal Citations Report (JCR) or European Reference Index for the Humanities (ERIH).
Project duration: maximum 36 months
Project budget: maximum 300 000 PLN
See more (in Polish) - http://www.nauka.gov.pl/
Application should be prepared electronically with OSF system. Both electronic version and hard copy version should be submitted to the Ministry of Science and Higher Education. The paper version should be signed by the persons authorized to represent the applicant (at the Faculty and the Headquarters)
Deadline: 30 October 2015
Posted by mbaba