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Practices paid average of £1,500 for locum superannuation
Practices are set to be paid an average of £1,500 to cover locum superannuation costs from April, regardless of whether they use locums or not.
The BMA has calculated that primary care organisations (PCOs) – who are currently responsible for paying the 14% locum superannuation rate - spent an average of £1,500 annually per practice on paying employers' contributions.
Under plans set out in the Government's consultation on the GP contract changes, it intends practices to pay the superannuation themselves. The money for this will be transferred into the global sum.
The BMA is campaigning for the Department of Health to delay its proposals for GPs to pay locum contributions for a year. The DH has not yet clarified whether the payments will be put into the global sum or 'global sum equivalents'.
Dr David Bailey, deputy chair of the BMA pensions committee, said the BMA has estimated that PCOs are currently paying around £1,500 per practice for locum superannuation.
Dr Bailey said: 'If it goes into global sum only, around 40% of practices in England won't get anything.
'Even if it goes to global sum equivalent, it clearly won't go to the same practices that are spending it at the moment because practices that use locums by and large tend to be smaller.'
He added: 'It won't be based on use, it will be based on patient numbers.'
Locum groups have warned that the proposals could put practices off employing locums. Dr Richard Fieldhouse, chief executive of the National Association of Non-Principals, said: 'It could turn people off using locums.
'There are practices who use few locums, there are others who use loads. There is an advantage now in using locums in that the practice does not have to pay superannuation or National Insurance.
'What practices need to do is work with CCGs to pool together their money so it is used fairly and practices that use locums get the lion's share.'
A Department of Health spokesperson said: 'Our proposals are intended to make sure the payment arrangements are fair and equitable to GP practices.
'The fact some practices have been allowed to pass on responsibility for superannuation locum payments to PCTs is unfair.
'In the vast majority of cases, the GP employer is responsible for National Insurance contributions for all staff they employ. All current PCT expenditure on this will be shared equally between practices in the future.'
Readers' comments (5)
I do not know who the DoH spokesperson was but I regret that they sound ill informed (I am being charitable). There is nothing fair nor equitable about reimbursing practices who do not use locums for the cost of locum superann nor indeed of any change to the present system. I suppose that as PCTs fade away it becomes administratively inconvenient for the LATs to take over the payments.
Well, that's just tough.
A small practice like mine must use locums to cover the clinical work when, for example, I am away on Family Doctor Association business or indeed on study leave or holiday. Our locum budget does not suddenly rise on 1st April. As an MPIG practice, the likelihood is that we will get nothing from the redistribution. So with no budget rise and no income increase I regret we will behave like any other business and either reduce the number of locum sessions we book or reduce the amount offered by us to locums to take into account the indirect income which they will receive from us.
It is administratively inconvenient for practices to do the superann payments.
Comparing the degrees of administrative inconvenience for practices and LATs, I know who should be doing the work.
Back to you, NHS CB...
The only winners will be practices that don't use locums so get a SA gift. We are a large practice and have quite a high locum usage so our choices will be to; suffer another net increase in costs and/or employ fewer locums and/or pay less to those we use. Whichever way you look at it, it's yet more work when it seems like change for change sake just keeps generating more and more work.


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KUNSHAN, China (AFP) - Wang Shixian and the Chinese women's team steamrolled through Spain on Tuesday night at the Uber Cup in China, dispatching the top-ranked player and securing a quarter-final berth to boot.
Spain struggled out of the gate with the tournament favourites, with world No. 1 Carolina Marin falling 21-19, 18-21, 19-21 to sixth-ranked Wang.
The Chinese proceeded to pummel the Spaniards in a 5-0 rout.

subset: commoncrawl


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YPA Gallery Tour of Victoria Cabezas and Priscilla Monge: Give Me What You Ask For
YPA Gallery Tour of Victoria Cabezas and Priscilla Monge: Give Me What You Ask For
Americas Society / Council of the Americas
The tour is free and open to YPA members only. Please register in advance.
Join Young Professionals of the Americas (YPA) for a private tour of the Americas Society's current exhibition, Victoria Cabezas and Priscilla Monge: Give Me What You Ask For, led by Diana Flatto, assistant curator and YPA Internal Committee member. Following the tour, we invite YPA members to join us for drinks and hors d'oeuvre at a neighborhood bar.
Event Information: Diana Flatto | email@example.com | 1-212-277-8361
YPA Membership: Mila Fontana | email@example.com | 1-212-277-8331
Not a member yet? Join YPA today for access to this event and our networking and social events, such as private art fair tours, concerts, and intimate talks with industry leaders around professional development.
Want to learn more about events like this? Sign up for the YPA mailing list.
Follow YPA on Twitter, Facebook, and Instagram.
About the exhibition
Curated by Miguel A. López, codirector and curator of TEOR/éTica (San José, Costa Rica), this exhibition brings together for the first time the distinct, yet intertwined bodies of work created by two Costa Rican artists from different generations: Victoria Cabezas (b. 1950) and Priscilla Monge (b. 1968). Each of them is acknowledged as a major figure within her respective generation. Both artists investigate their own subjectivity in relation to social-political economies, sexual violence, and gender roles and stereotypes. They question the perception of the body as well as normative ideas of masculinity and femininity in Latin American cultures.
Watch a video with the artists and learn about the feminist themes in the exhibition.
Image: Victoria Cabezas, Sin título (Untitled), 1973; polyptych, hand-colored gelatin silver prints, 25 5⁄8 × 31 1/2 inches, 65 × 80 cm overall; private collection.


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Rhode Island Torts - Property Cases
Cases 61 - 70 of 237
Linares et al v. U.S. Bank National Association, et al
as 1:2016cv00481
Plaintiff: Gonzalo Linares , Blanca Linares
Defendant: U.S. Bank National Association, , Nationstar Mortgage, LLC , John Doe, Alias
Cause Of Action: Notice of Removal
Type: Torts - Property › Truth in Lending
Plumbers Welfare Fund, Local 130 v. CVS Health Corporation
as 1:2016cv00447
Plaintiff: Plumbers Welfare Fund, Local 130, U.A.
Defendant: CVS Health Corporation
Cause Of Action: Diversity-Fraud
Philadelphia Insurance Companies v. LaBelle Boutique
as 1:2016cv00394
Plaintiff: Philadelphia Insurance Companies
Defendant: LaBelle Boutique
Cause Of Action: Diversity-Property Damage
Lang Pharma Nutrition, Inc.
as 1:2016cv00371
Plaintiff: Lang Pharma Nutrition, Inc.
Defendant: AENOVA HOLDING GmbH
Cause Of Action: Diversity-(Citizenship)
AMICA Mutual Insurance Company v. BSH Home Appliances Corp. et al
as 1:2016cv00196
Plaintiff: AMICA Mutual Insurance Company
Defendant: BSH Home Appliances Corp., Robert Bosch LLC
Cause Of Action: Diversity-Product Liability
Yuszczak et al v. DLJ Mortgage Capital, Inc.
as 1:2016cv00101
Plaintiff: Stephen Yuszczak , Rita Yuszczak
Defendant: DLJ Mortgage Capital, Inc.
Cause Of Action: Notice of Removal
Type: Torts - Property › Truth in Lending
Sheet Metal Workers Local No. 20 Welfare and Benefit Fund et al v. CVS Health Corporation
as 1:2016cv00046
Plaintiff: Sheet Metal Workers Local No. 20 Welfare and Benefit Fund , Indiana Carpenters Welfare Fund
Defendant: CVS Health Corporation
Cause Of Action: Diversity-Fraud
Murphy et al v. P.C. Planning & Benefits, Inc. et al
as 1:2016cv00005
Plaintiff: Arthur T. Murphy , Bridge Harbor Capital Management LLC , Christopher R. Healy
Defendant: P.C. Planning & Benefits, Inc. , Peter Cohen , J. Michael Roney Insurance Services, Inc. and others
Cause Of Action: Diversity-Fraud
Kalwani v. Rhode Island School of Design
as 1:2015cv00552
Plaintiff: Ghanshyam Kalwani
Defendant: Rhode Island School of Design
Cause Of Action: Diversity-Fraud
Behroozi v. Behroozi
as 1:2015cv00536
Plaintiff: Artecia Behroozi
Defendant: Saeid Behroozi
Cause Of Action: Diversity-Product Liability
Disclaimer: Justia Dockets & Filings provides public litigation records from the federal appellate and district courts. These filings and docket sheets should not be considered findings of fact or liability, nor do they necessarily reflect the view of Justia.


text: This right here is the deluxe album artwork for @BigSean's debut album. He also released the new video for his second single "I Do It" which will be on his Finally Famous album. It includes a whole bunch of short clips of random fly shxt. Peep the video for yourself below.


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A Personal Experience of The 21 Stages of Meditation
This broader view makes everything in life sweeter.
This broader view makes everything in life sweeter.
Life presents us with trials which, given enough time, will reveal our vulnerabilities.
The Hindus call it Moksha. We can all call it liberation.
I once heard it said: "as music has charms to soothe a savage beast, so the spiritual sound of mantra soothes the restless mind."
The yamas helps us help ourselves.


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Asian Tribune is published by World Institute For Asian Studies|Powered by WIAS Vol. 12 No. 2994
Sunil C. Perera in Colombo
The Consortium of Humanitarian Agencies (CHA) expresses its concern on the restrictions currently placed on the freedom of movement of Sri Lankans, particularly proceeding from areas such as Vavuniya and Mannar past the Medawachchiya check point. While the CHA acknowledges that the government has the right to enforce restrictions on travel due to legitimate security concerns, it is clear that such restrictions cannot be arbitrary or directed towards members of one particular community only.
Sunil C. Perera and Chithralal Jayasignhe
The Air Force has launched three extensive attacks on identified targets of LTTE this morning. The first attack was launched on a meeting place of Tiger cadres, two kilometers north of Adampan town around 5.45 am utilizing MI 24 fighter craft. Air force spokesman Wing Commander Janaka Nanayakkara said second attack was launched at a major LTTE camp in Kokavil around 6.10. Around five minutes later, the security forces launched the third attack at an LTTE military training camp located six kilometers south west of Muliyaweli in Mullaitivu.
The Chief Minister of the Eastern Province Sivanesathurai Chanthirakanthan has appointed secretaries and advisors to work closely with him to run the day to day affairs of the east provincial council. He said that the situation in the East has calmed down and normalcy is returning fast, though some political groups backed by the LTTE and other disgruntled elements who failed to achieve their objectives at the recent election are trying to disrupt normal life in the East. The Chief Minister said that he has taken a keen personal interest in settling the issues that confronts harmonious relationship between the Tamils and Muslims in the East. He said Minister M.L.A.M. Hisbullah is a mountain of help in his noble goal.
By Leel Pathirana
The Government of Sri Lanka has now imposed strict conditions & guidelines for the issuance of visas for Foreigners who are coming to Sri Lanka for working in the Non-Governmental Organizations (NGO) and to bring them under the country's legal framework. Instructions has already given by the Ministry of Defense to the Government Intelligence services for close surveillance of their movements whilst in the country and their background information's before issuing any visas for them.
Daya Gamage – US National Correspondent Asian Tribune
Aug San Suu KyiBurma's leader of the National League of Democracy and world's most celebrated 'prisoner of conscience' Daw Aug San Suu Kyi's prolonged extension of her house arrest have been vehemently condemned by world leaders. The ruling military junta in Burma who is slow to bring redress to the May 3 devastating cyclone victims was fast enough to extend the detention of the democracy leader who has been in house arrest for past twelve years.
Mahenthiran Varathan aged 28 from Mavadi Junction, Vaddukoddai and MTV Television Network Jaffna district correspondent Paranurapasingham Devakumar aged 32, who is also from Vaddukoddai, were hacked to death yesterday evening at Kallundai, on their way home from Jaffna town. Maheswaran Varathan is the son of an EPDP stalwart Velupillai Mahenthiran who was the former Chairman of the Valikamam West Pradeshiya Sabah and the joint organizer of EPDP for Vaddukoddai. According to EPDP sources, while travelling in a motor cycle along with Devakumar, they were stopped at Kallundai and hacked to death by the suspected LTTE assassins.
The ASEAN Inter-Parliamentary Myanmar Caucus (AIPMC) condemns the continued detention of Burma's democracy leader Daw Aung San Suu Kyi by the country's military dictators and calls on ASEAN leaders to get tough with the regime. "How much more leeway is ASEAN going to allow Myanmar's military authorities? Especially in this time of tragedy, in the wake of Cyclone Nargis, the junta continues to disregard the rule of law – its own law – and show no capacity whatsoever for compassion nor responsiveness to the will of the people of Burma who march and call for Daw Suu Kyi's release," said Member of Parliament Eva Kusuma Sundari, from Indonesia, speaking on behalf of AIPMC.
By Thalif Deen, Inter Press Service
The World Health Organization (WHO) has estimated that nearly 30 to 70 percent of the sprawling health infrastructure in the African continent is owned or run by faith-based organizations. And globally, one-third of all AIDS patients are now cared for under the auspices of the Catholic Church. The U.N. children's agency UNICEF, in collaboration with Muslim and Christian organizations, raised the immunization coverage rate of children under a year old, to 75 percent, up from only 6.0 percent, in once war-ravaged Sierra Leone. And according to the Buddhist Leadership Initiative, about 30 percent of monks in China, Cambodia and Laos have received health care training on HIV/AIDS, as they embark on a journey to battle the devastating disease in Asia.
Sri Lanka has been admitted as a member of the World Peace Council. This organization has its head office in Greece and has more than 160 countries as its members. It is one of the biggest progressive organizations in the world. It represents world peace and opposes oppression, environmental pollution and destruction, separatism, communalism and forced intervention in countries.
By Walter Jayawardhana
World Tamil Movement was so powerful and influential in Canada that even it helped host Canadian Federal Finance Minister Paul Martin and International Cooperation Minister Maria Minna both of the Liberal Party to a dinner to raise funds, on 6 May2000. No doubt during Canada's liberal rule, the organization had smoother sailing. Royal Canadian Mounted Police in affidavits it filed in courts after nine years have said that the World Tamil Movement is not only linked to the Sri Lankan terrorist group the Liberation Tigers of Tamil Eelam but in essence it is an integral part of the movement.
World Bank has granted US $ 65.33 million for a project to improve dam safety and operational efficiency of the ageing dam network in Sri Lanka. According to a World Bank release Sri Lanka depends on 350 medium and large dams to serve the critical energy, human and environmental needs of the country. The wide irrigation and water resources systems set up centuries ago have contributed significantly to the country's economic growth and sustained human settlements, particularly in rural areas. In addition they provide flood control in the river basins. However, these dams are ageing, which makes dam safety a critical issue.
By Dr. Abdul Ruff Colachal
Communal politics has come to stay in India and since it is being nurtured and promoted by major politicians for vote-bank politics, the communal trend is not likely to die down so easily. Although the major political outfit Congress party is also a pro-Hindu party functioning as a national party at all India level, with its anti-Muslim communal credentials it is BJP which is overtly identified as a clear pro-Hindu party with an ideology poisoned to conduct a smear campaign slamming Islam and attacking Muslims from platforms in a nasty manner and therefore taking all shorts on behalf of the saffron bandwagon.
Sunil C. Perera and Chithralal Jayasinghe
The government has come forward to mediate in the reconstruction of the Thalladi church in Mannar, which was destroyed by LTTE's the artillery attack. On 12 February, highly venerated St. Sebastian Catholic Church located in Thallady in Mannar was destroyed by a barrage of artillery fire by the LTTE. After the incident, the Military Spokesman Brigadier Udaya Nanayakkara said "The LTTE fired 15 rounds of 130 mm artillery towards the Church premise around 9 a.m. on 12 February, causing heavy damage to the Church."
By M Rama Rao - Syndicate Features
The latest reports from Pakistan speak of a widening gulf between the President Parvez Musharraf, the democratic government and the leaders of the major political parties in the Alliance Government. The differences had been there from day one on a number of issues, which include the restoration of dismissed judges, the constitutionality of President Musharraf's re- election by the out going National Assembly and on top of it the popular demand in Pakistan for his ouster. But things have now come to a boil which can lead to some major fireworks in the days ahead.
Sunil C . Perera and Chithralal Jayasinghe
JVP leader Somawansa Amarasinghe will leave tonight overseas and plans to meet a number of investors , leaders of the friendly institutes of the JVP and address Sri Lankans and JVP International Committees. He will visit Sweden, Denmark, Germany and Britain. Issuing a press release the JVP said during his visit, he would meet Sri Lankans in these countries and also attend open discussions
Sri Lanka - Colombo
India - New Delhi
Stockholm / Arlanda


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Author(s): Sophie Richard
The museums of Japan feature rich collections and excellent exhibitions in world-class galleries. Yet they can be difficult to navigate without first-hand knowledge. The Art Lover's Guide to Japanese Museums acts as a personal guide, introducing readers to some of the most distictive and inspiring museums in the country. In-depth information is given about each listed venue, including the stories behind their creation. From magnificent traditional arts to fascinating artist's houses and from sleek contemporary museums to idiosyncratic galleries, museums are the perfect gateway to discover Japan's culture both past and present.


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Allie Sheridan is teenager with problems: when she is sent away to a strict boarding school after having been arrested, she is sure that this school will be no different than any of the others that she has been kicked out of. But Allie soon finds that not everything at this school is as it seems, and that she might have inadvertently stumbled into a dangerous place, in which the only person you can trust is yourself.
Perfect for:
- Teens who love suspenseful novels.
- Readers who enjoy being kept in the dark (along with the protagonist) until the bitter end.
- Anyone who wants to live vicariously in a dangerous organization.
New titles are added on a continuous basis. To recommend or suggest a book, please email me


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Posted by
The Buford Wicked that is. Although they had played a rough tournament yesterday most of the players made it out for a custom team clinic and every player gave me 100% of their attention and 100% effort. While I've worked with 1000′s of girls it always inspires me to look into a girls eyes before we start a diving session and see fear, then watch her kick fear in the butt and do it anyway. I got to watch every player that was their do just that. Full speed, flat out, head first dives into bases. In the words of Boston Rob from Survivors that's just "WICKED" AWESOME. Of course if any of you read this, don't think for a minute that the next time I come out to work with you that I'm going to take it any easier on you.


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12 persons held in connection with firing on Berhampur Ex-Mayor's vehicle
Berhampur: In a major breakthrough, the Ganjam police on Tuesday detained 12 persons in connection with the firing on Berhampur Municipal Corporation (BMC) former Mayor Siba Sankar Das's vehicle near Nilakantha Nagar temple in the city recently.
Notably, Das had lodged a complaint after two days of the incident but the police have not recovered the vehicle yet in which Das was travelling and was fired upon.
Gosaninuagaon police station IIC Kulamani Sethi said six CCTV footages from the crime scene have been collected and the matter was being probed. The case is being supervised directly by Brahmapur SP Asish Singh, he added.


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Search for Bullock County, AL public indexes. A public index search provides information on vital documents, birth certificates, death certificates, marriage licenses, divorce records, court cases, legal disputes, criminal trials, traffic court violations, family court cases, misdemeanor charges, felony charges, criminal sentences, plea bargains, settlements, court records, case information, property records, property tax reports, property appraisals, government publications, and public documents.
Bullock County Courts act as judicial bodies to resolve legal disputes, including civil and criminal cases in Bullock County, Alabama. They may also provide a searchable public index of Bullock County court records, including case information, trial outcomes, and any sentences, plea bargains, or settlements. Bullock County public indexes allow searches by name or business name, by case number, or by court or case type, which can provide information on misdemeanors and felonies, traffic court violations, family court cases, divorce records, and appeal records. Many Courts provide online access to the Bullock County public index.
Bullock County District Court Union Springs AL 217 North Prairie Street 36089 334-738-4931
Bullock County Clerk Offices maintain public records for a county or local government, including vital records, property records, and permit records in Bullock County, Alabama. Clerks may provide a public index to search their Bullock County records, which can provide information on birth certificates, marriage licenses, divorce records, and death certificates. Bullock County public indexes may also contain property tax assessments, real estate appraisal reports, property owner information, and other records related to property. Bullock County Clerks may provide online access to their public index, which can be used for many forms of research.
Bullock County Circuit Clerk Union Springs AL 217 North Prairie Street 36089 334-738-2280
Midway City Clerk Midway AL 32868 Highway 82 36053 334-529-3261


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24 Hour Home Care® is an award-winning leader in the home care industry providing a needed service for the aging U.S. population.
We are looking for compassionate, dedicated, and experienced home care professionals to join our team!
If that sounds like you, please click below to view all of our current openings!
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– 24 Hour Home Care® Co-Founders
Why Work With Us
Caregiver Appreciation
(833) 277-5924
Reach out to your local 24 Hour Home Care team member to begin your application process today!
24 Hour Home Care® offers flexible schedules and competitive pay to give their hardworking caregivers the freedom to find part-time or full-time work that truly makes a difference.
Our caregivers have the opportunity working 1 on 1 with our clients by providing companionship, personal care, transportation assistance, medication reminders and light housekeeping. Caregiving can enrich your life by providing irreplaceable experience in the home care field and by impacting lives each and every day. 24 Hour Home Care® is leading the industry with innovation, competitive perks and resources tailored specifically towards their hardworking caregivers.
"Our caregivers are truly the backbone of our company," David Allerby, CEO and Co-Founder states, "Just as our caregivers care for our clients, we look after them. We strive to provide the best onboarding experience for them and truly foster a positive work environment from the second they choose to work at 24 Hour Home Care®. Our caregivers have helped our company expand and be the leader of the home care industry and we are so proud!"
In addition to being progressive and forward-thinking within the home care industry, 24 Hour Home Care® prides itself in giving back to the community in which they serve. The Proceeds to Charity Program was started with the community in mind: donating a portion of the companies proceeds directly to a charity in need. Over $250,000 has been donated to local charities and community partners, such as the American Cancer Society, National Multiple Sclerosis Society and Alzheimer's of Los Angeles. These funds will help fight various illnesses and diseases, as well as the resources they need in order to live a full and happy life.
Throughout the past 10 years, 24 Hour Home Care® has been awarded over 45 national and local awards, including the Ernst & Young Entrepreneur of the Year Award (2017), being named #24 on Forbes Magazine's list of Most Promising Company in America, being named to Inc. Magazine's list of Fastest Growing Companies (the Inc. 5000) for six consecutive years, being ranked #4 for At-Home Care on the FORTUNE™ 2018 Best Workplaces for Aging Services by Great Place to Work™.


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3 pitfalls of tribunal indemnity insurance
Why quality HR processes could negate the need for expensive insurance policies
Tribunal indemnity insurance takes various forms. Cover can range from insurance against all legal and compensation costs arising from a tribunal claim, to just simply covering legal costs or to covering nothing at all because you didn't follow the rules.
Because employment law can appear complex and full of tricky loopholes, the scaremongers selling tribunal indemnity insurance can have a field day. Many small and medium-sized businesses can't afford the time and money involved in handling an employment tribunal. They may also worry about preserving their reputation and the negative impact the news of being taken to a tribunal might have on their business.
As with any insurance policy, the first step is to think about the risk you are insuring against. It's an easy decision for an electrical firm with a warehouse near a river to insure against flood damage. If there's a flood, all of the stock could be wiped out and the business could go bust. The risk is high, and so is the potential cost of the insured event.
For business owners, it's not so easy to quantify the risk and potential costs of a tribunal claim, so they go for peace of mind, and take the insurance.
The reality is that there are many steps in the journey to an employment tribunal, and an employer who has sensible HR policies and procedures in place, and follows them, is at a very low risk of losing an employment tribunal claim. Even if the employer loses the claim and has to make a compensation payment, the costs are often not as high as expected.
The claims with the highest potential costs are those relating to unlawful discrimination. These are technically uncapped, but the median awards in 2011/12 for race discrimination claims was £5,256, and for sex discrimination £6,746. Although there will always be media stories about huge successful claims, they are rare, and the median award is a more realistic indicator of potential financial risk. The median compensation payment for unfair dismissal claims in the same period was £4,500, with only 5% of employees being awarded more than one year's salary.
The pitfalls of tribunal indemnity insurance
So now you understand more about what tribunal indemnity insurance actually is and the cost implications there are a number of issues to consider.
1. You may not even need it
The electrical services company will not sit and watch the river rising or not worry about their stock, just because they have insurance. They will use sandbags, move the stock to higher shelves, and stand by with buckets to bale out the water as it flows in. Nobody wants to have to deal with the aftermath of a flood. It's better to prevent the damage in the first place. If business owners took the same approach to people issues, and took notice and practical action early on, there would be little risk of a tribunal claim, and therefore little need for an insurance policy.
There are experts who can explain the rules, and help managers to take each step carefully, ensuring that employees are treated fairly and that the needs of the business are also met. This is equivalent to using sandbags.
If managers are not capable of handling an issue with performance, or there is a persistent problem, such as bullying and harassment, consider sending them on training, or coaching and even hand holding them. This is effectively like moving the stock to higher shelves.
If matters are so serious that the employee is likely to take a claim to tribunal, businesses can seek further expert advice to help evaluate the risk of a successful claim, and mediate between the employer and employee. If that doesn't work they can negotiate the terms of a settlement agreement, making a financial payment to the employee to leave the business and waive all their rights to make a claim. This is not desirable, and costs money, but still salvages the situation, a bit like baling water with a bucket.
2. All of your costs won't be covered
If the tribunal claim goes ahead, there will be legal costs, but much more significantly, there will be huge management time lost in the preparation and aftermath of a tribunal – these costs will not be covered by the insurance. The impact on employee motivation, and even on management morale, which ultimately hits the bottom line of the business, doesn't have a price, and therefore isn't covered by the insurance.
3. Insurance companies don't like paying out
The real nub of the issue is this – there are so many 'get out' clauses in tribunal indemnity insurance, that an employer runs a real risk of thinking they are covered, only to find that the insurance company gives lots of reasons why they won't pay out.
If the insurance is offered as part of a HR service, there will be a big caveat stating that if the employer doesn't consult the service provider and follow the employment law advice to the letter, the insurance will be invalidated.
This also means that the HR service provider is likely to sit on the fence, or tell their client what the law is, without committing to a recommendation, for fear of invalidating the insurance.
Some providers even proudly boast that they help their clients to make sure their paperwork is correct, so that if a claim goes to tribunal, they will have a 'bundle' already prepared, saving lots of time. It doesn't save lots of time for the manager trying to do their day job. The rules become a pair of handcuffs, restricting their freedom of movement.
The vast majority of employees are reasonable people, who want to be treated reasonably by their employer. The vast majority of managers and business owners want to have happy, engaged employees. Surely everyone's time and effort would be better spent building good relationships, ironing out misunderstandings, and dealing in a reasonable way with problems, than filling in forms, following scripts and ticking boxes to make sure that the tribunal insurance is not invalidated?
This advice has been provided by PlusHR. For further information or advice contact 0843 289 5933 or visit www.PlusHR.com.


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If I were to see this scarf in store I think I would buy it. However, purchasing it wouldn't carry the same meaning as creating it. This scarf isn't the first scarf I've knitted, yet it is the scarf that looks professionally done. It's homemade and wearable. The idea to knit and sell scarves once came to mind, and later faded somewhere. Yet, at the completion of this scarf the idea has surfaced again. This time with more possibility!
2 Skeins used (It could have been longer, I found another ball of yarn in my yarn collection), It took be about a month taking into account I was working on another scarf at the same time and giving my hands a break, size 8 needles were used. The design is a combination of garter Stich (knit) and stockinette (just alternate purl&knit stich) along with a knit design I saw on DIY's Knitty Gritty (I introduced this video a few years ago; click here for it).


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Mentions for Glenn M Wilkerson
|Name / Title
|Company / Classification
|Phones & Addresses
Assistant Principal
|Copiah County Schools District
|201 Newton St, Crystal Springs, MS 39059
(601) 892-4791
|Hinds County School District
|4055 Volley Campbell Rd, Terry, MS 39170
PO Box 355, Terry, MS 39170
(601) 878-5583
All data offered is derived from public sources. We do not verify or evaluate each piece of data, and makes no warranties or guarantees about any of the information offered. We do not possess or have access to secure or private financial information. People Background Check is not a credit reporting agency and does not offer consumer reports. None of the information offered by People Background Check is to be considered for purposes of determining any entity or person's eligibility for credit, insurance, employment, housing, or for any other purposes covered under the FCRA.


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Schmitty's Study Pub a solid #8.2
Hi BNO team: Bartender Collin and waitress Caitlyn, made our @106 GREAT! They netted a
#8.2 and this place came about on a LIMO run and me investigating an unique spot.
Next up The WAYPOINT PUBLIC HOUSE! 7/14
Blackhawk Country Club 7/21
BNO Bob 843-4584 firstname.lastname@example.com


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This is the tragic moment a river cruise ship crashed into and sank a smaller tourist boat in a tragedy that killed at least seven people.
A further 21 people are missing and officials say there is little hope of finding anyone else alive after the accident on the Danube River.
CCTV footage shows the 442ft Viking Sigyn floating hotel in collision with the 89ft Mermaid on the busy thoroughfare in Budapest.
It is close to the Parliament building and happened amid torrential rain in the Hungarian capital.
The Mermaid boat, carrying 33 South Korean tourists and two local crew, sank within seconds.
Police said none of the bodies they had recovered were wearing life jackets.
Seven people were rescued from the icy waters and are now in a stable condition in hospital suffering with hypothermia.
Officials in Hungary said a criminal investigation had been launched and South Korea is sending its own team to help with the relief efforts.
Pal Gyorfi from the Hungarian national ambulance service added: 'I am not inclined to say there is no hope, so I would rather say there is minimal hope (of finding survivors)
'This is not just because of the water temperature, but the strong currents in the river, the vapour above the water surface, as well as the clothes worn by the people who fell in.'
The accident happened underneath the Margit Bridge.
Police spokesman, Col Zsolt Gabor Palotai, said: 'Both ships were heading north and when they arrived between two pillars of the Margit Bridge, for some reason, the Mermaid turned in front of the Viking ship.
'As the Viking comes into contact with it, it overturns it and in about seven seconds, as it turned on its side, it sank.'
The first calls for help came ten minutes after the accident happened and officials declined to say if the Viking Sigyn sent any signals.
Heavy recent rains have seen water levels rise on the Danube. This, combined with strong currents hampered rescuers, one diver said.
Temperatures in the water were as low as 10C following the accident on Wednesday evening.
Officials said the hull of the ill-fated Mermaid had been found on the riverbed just a few hundred metres from its usual mooring point.
At this point they don't know if any bodies are still trapped in the boat.
The Mermaid was a Soviet model manufactured in 1949 and refurbished in the 1980s.
The Viking Sigyn is a 95-room floating hotel of the kind that has multiplied on the Danube in recent years.
The Sigyn's operator, Swiss-based Viking Cruises Ltd, confirmed there had been an incident and said they were co-operating with the investigation.
The South Korean victims were part of a group from The Very Good Tour agency who were on a trip around Europe.


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Geeky Crafts by Crafty Geeks: Science
Posted May 7, 2009on:
- In: Art | Crafts | Design | Inspiration
- 2 Comments
Part two of my trip down geekery lane…
Old School Microscope T-Shirt by Happy Family
Reclaimed sterling silver Serotonin Molecule Necklace by Molecular Muse aka Raven Hanna
Spelling With The Elements Cross Stitch Pattern by Anticute AntiG-rated
Heart Coded Double Helix DNA Necklace by Resplendent Redhead
Anthrax Microbe Plushie by Scientific Culture
Neon Glass Tile Periodic Table Pendant by Gibberish
Nerdy Baby ABC Flashcards by Tiffany Ard
DNA & RNA Base Pairs Friendship Necklace Set by Molecular Muse aka Raven Hanna
2 Responses to "Geeky Crafts by Crafty Geeks: Science"
Thanks to the amazing powers of Google Alerts I found your post! Thanks so much for posting about my earrings, I'm always happy to hear someone likes my things.
All the other geeky stuff is so fun, too!


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Sharon N. Harmon
Operations Coordinator
Sharon enjoys seeing that every client is surprised and delighted by the outstanding support and personal attention they receive from Williams Financial Advisors, LLC.
In her role as Operations Coordinator, she strives to make that happen, serving as "point person" for the team and upholding the group's high standard of service. She oversees the entire operations of the firm and her main responsibility is to ensure all pending client issues are handled timely.
On a personal note, Sharon is married to Chris and together they have 3 children and 6 grandchildren along with 1 dog, 4 cats, 4 granddogs, and 4 grandcats. Her favorite free-time activities involve spending time with her family and also volunteering with local animal rescues.
Getting to know Sharon
Favorite Meal: Sunday pot roast (Made by her mom)
Biggest Accomplishment: My family
Favorite Holiday: Christmas – Surprising the grandchildren!
Favorite Vacation Spot(s): #1-Any beach #2-Any mountain range


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Recent activity on NFSAddons
Need for Speed Projects
1995 Lada 2106 (NFSUC)
Author Eeveeview all Eevee's projects Viewed: 509 times Share this project:Click to copy URL
Yet another Russian car for NFS Undercover, this time it's the Lada 2106 from Lada Racing Club. It will replace Supra at this moment and it will support customization, like all of my NFS Undercover cars.
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In April 2005, the Illinois Attorney General intervened in a private lawsuit to stop a scheme to conduct worthless and unnecessary electrodiagnostic testing while billing private insurers for more than $234 million for the services [1]. The attorney general's complaint, filed in Cook County Circuit Court, named as defendants VeridianHealth LLC (a/k/a ZT Technical Services, Inc.), Veridian's CEO and founder Mitchell Rubin, Veridian's Chief Compliance Officer Lawrence Rubin, and neurologist Edward J. Herba, as well as a complex web of affiliated and related companies.
The suit was originally filed in 2004 by private attorney Tracy Netzel on behalf of a whistleblower (chiropractic neurologist Scott Schichtl) under the state's Insurance Claims Fraud Prevention Act. Netzel's law firm specializes in qui tam ("whistleblower") lawsuits The qui tam mechanism allows private individuals with evidence of fraud to bring a lawsuit on behalf of the Government. The private person, who is referred to as a "relator" or "whistleblower," is entitled to a portion up to 30% of the Government's recovery from the lawsuit.
VeridianHealth employed mobile technicians to travel to the offices of chiropractors and other doctors to perform nerve conduction tests. Such tests, when performed by trained technicians under the supervision of qualified physicians, can be legitimately used to to detect pinched nerves, carpal tunnel syndrome and other nerve-related conditions. But according to the lawsuit:
- VeridianHealth billed insurers for poorly performed tests that were medically unnecessary and systematically billed for tests they did not even perform. Since 2002, the largest percentage of Veridian's billings was for a needle electromyography ("needle EMG"), which Veridian subsequently admitted it had never performed. This "phantom test" generated more revenue for defendants than the tests that actually were performed.
- The referring physicians were not trained or qualified to administer or supervise the tests.
- Unlicensed technicians administered an extensive predetermined battery of tests on every patient. Instead of performing an appropriately tailored sets of tests, VeridianHealth gave the referring physicians only three choices for testing, regardless of the patient's condition and medical history: an "upper profile," a "lower profile," or both.
- Each testing profile involved repeated shocks or stimulations of multiple nerves in each arm and/or leg. Because no qualified physician was present and VeridianHealth did not tailor the testing to the patient's medical condition, the technicians routinely performed unnecessary tests. In addition, most of the tests failed to produce readable and useful results.
- As part of the scheme, off-site neurologists on VeridianHealth's payroll purported to read and interpret the tests. While a neurologist is required to be present to conduct a crucial portion of the test (needle electromyography), Veridian's neurologists never saw the patients and usually spent less than five minutes reviewing the results. Yet, VeridianHealth billed insurers over $10,000 for an upper and lower profile, which was 3 to 10 times what a qualified provider, who actually meets with the patient, would normally charge for properly administered and readable tests.
- Veridan Health neurologists' reports were generally vague and of little use to the referring physician.
- Mitchell Rubin and others masterminded a scheme to avoid raising "red flags" with insurance companies. VeridianHealth utilized dozens of companies to bill insurance companies and kept additional companies "in the drawer" in case insurers caught on to the scheme and stopped paying. VeridianHealth also coached its neurologists to avoid using "problematic" terms, including complaints that the tests were unreadable and recommendations for the needle EMG test that VeridianHealth did not conduct. If a neurologist persisted in using the "problematic" terms, Veridian would alter the neurologist's findings before forwarding the findings on to the referring physicians and the insurers. Eventually, neurologists who did not "get with the program" allegedly were fired.
- VeridianHealth marketed itself—primarily to chiropractors—by emphasizing that the doctors, instead of referring patients to neurologists and losing business, could keep the patients in-office and have Veridian do the tests done on-site. In fact, promotional literature for Veridan Health's predecessor company ZT Technical Services included a brochure that asked, "Why is this Doctor Smiling?" The answer provided was that the doctor income could increase by $5,000 to $10,000 a month by using the VeridianHealth testing scheme.
The Attorney General's complaint charged the defendants violating the Illinois Insurance Claims Fraud Prevention Act, the Consumer Fraud and Deceptive Business Practices Act and the Medical Practices Act. One count alleges that the defendants committed insurance fraud by submitting bills for tests that were never performed, were performed poorly, or were medically unnecessary. The count also charged the defendants with violating the Insurance Claims Fraud Prevention Act by paying kickbacks for testing referrals in the form of waived lease agreements and fee-splitting.
Another count alleges the defendants defrauded patients and physicians by falsely advertising their testing as having diagnostic value, being "hospital quality" and conducted by "board certified technicians."
Another count alleges the defendants violated the Medical Practices Act by controlling various medical corporations that actually sent bills to the insurers. Although the medical corporations were nominally in control of neurologists, VeridianHealth, through one of its subsidiary companies, actually controlled the corporations and received all of the insurance payments.
The state seeks a court order preventing the defendants from continuing testing and continuing to dissipate the proceeds of their fraudulent scheme through alleged lavish spending. The complaint also asks the court to order monetary damages of $50,000 per violation, penalties for violations of the Insurance Claims Fraud Prevention Act, including disgorgement of the monies received, triple damages for the amounts billed, and penalties of up to $10,000 per false claim.
In May 2005, the Court entered a Temporary Restraining Order against VeridianHealth, LLC and various of its subsidiaries and affiliates enjoining them from billing and submitting claims for reimbursement to insurance companies for diagnostic testing that has no diagnostic value, lacks medical necessity, or is not conducted under the direct supervision of a physician. The TRO also restrained VeridianHealth from transferring, selling or otherwise dissipating its assets [2].
Chiropractic Practice Builder Added
In July 2005, two neurologists (Nils Anderson and Harish Thaker) and two chiropractors (Josef Verhaerdt and Mark Sanna) were added as defendants. The amended complaint charges that VeridianHealth paid kickbacks to Verhaerdt and Sanna to recruit other doctors into the referral and testing scheme. Sanna is alleged to have received nearly a half-million dollars in annual kickback payments. Anderson and Thaker, along with a handful of other off-site neurologists recruited by VeridianHealth, allegedly "read" the worthless diagnostic testing reports. VeridianHealth then billed insurance companies as much as $10,600 per case for these purported services [3]. A few days after the amended complaint was filed, Veridian announced that it was discontinuing its business operations. In August, its some of its creditors filed a bankruptcy petition.
Mark Sanna, D.C., heads Breakthrough Coaching, a company that teaches chiropractors how to build their practices. According to the lawsuit:
In or about 2003, ZT developed a relationship . . . whereby Breakthrough and Sanna would scout for chiropractors to recruit for ZT's diagnostic testing scheme. As part of this, ZT and Sanna entered into a kickback arrangement whereby ZT began paying Sanna to refer patients to ZT for testing. ZT paid Sanna a $100 fee for each patient one of his chiropractic recruits set up for diagnostic testing with ZT. The $100 fee was paid to Sanna by ZT exclusively for the patient referral. By May of 2005, Sanna's income from the ZT patient referrals reached $480,000 per year and was one of ZT's largest operational expenses. The same or similar "per patient" referral fee applied to other so-called "coaches" employed by Breakthrough and generated substantial additional cash flow. ZT also paid Sanna a $50,000 per year fee for membership on the ZT "advisory board."
Sanna, who has denied doing anything wrong, has been a member of the fraud subcommittee of the American Chiropractic Association's Insurance and Managed Care Committee. In March 2005, the ACA's House of Delegates passed a policy statement about multidisciplinary practices which Sanna helped to prepare. The statement included warnings against fraudulent insurance claims, unnecessary referrals and services, unsupervised testing, schemes, and kickbacks [4].
Current Status
In September, 2005, a settlement was finalized with individual defendants Fred Goldman and GTA Group, Inc. Goldman agreed to pay $205,000 to the State of Illinois in return for dismissal of all claims against him and GTA Group. Schichtl received 35% of the proceeds as well as amounts for attorneys' fees and costs incurred in bringing the litigation [5].
The litigation continues with respect to all remaining defendants, including VeridianHealth 's former CEO, Mitchell Rubin.
- Madigan files insurance fraud suit against health care "providers"; Defendants have billed private insurers more than $234 million for worthless testing. Illinois Attorney General press release, April 26, 2005.
- Illinois judge enters temporary restraining order In VeridianHealth lawsuit. News release, Netzel & Associates Web site, May 13, 2005.
- Second amended complaint. The State of Illinois and State of California ex rel Scott Schichtl v, ZT Technical Services, Inc., et al. Circuit Court of Cook County Illinois, Case No. 03 L 008704, filed July 8, 2005.
- ACA Insurance and Managed Care Committee. Resolution #2: Multi-Discipline Practices (MDP), passed by ACA House of Delegates, March 2005.
- First settlement reached In Veridian Health lawsuit; Veridian forced into involuntary bankruptcy. Netzel & Associates Web site, September 13, 2005.
This page was posted on January 18, 2005.


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On Nov. 7, the bishops of the United States will begin travels to Rome in 13 regional groups to participate in visits to the Departments of the Holy See culminating in a meeting with the Holy Father.
Required by the Church's Code of Canon Law, these visits (called "Ad Limina visits") occur every five years or more, following the preparation and submission of an exhaustive confidential statistical and narrative report (called "The Quinquennial Report") by the residential diocesan bishop on virtually every aspect of his diocese since the year of the last visit (2011-12): the current state of the diocese and its parishes; the status of all clergy, religious and laity within the diocese; the ministry of the bishop; the liturgical and sacramental life of the diocese; Catholic education and schools of every level; vocations; charitable works, pastoral ministries and social services; relationships with civil government and its agencies; communications; the consequences of current scandals confronting the diocese; diocesan finances and resources, and anticipated future projections.
"This year was the second time I have had to prepare such a report with the input of other officials in the Diocesan Curia," remarked Bishop O'Connell. "It is an intense and complex project, taking the better part of over six months. I think it was easier writing my doctoral dissertation! Given all the responsibilities associated with exercising the Office of Bishop in a diocese, the experience of preparing the Quinquennial Report provided me with an incredible, in-depth understanding of the Catholic Church in the Diocese of Trenton."
The visits are called "Ad Limina" because of the Latin term referring to their destination – "ad limina apostolorum" – meaning "to the threshold/tomb of the apostles." In addition to meeting with Vatican officials and the Pope, all bishops are required to visit and pray at the tombs of Saints Peter and Paul and other major Roman basilicas during their stay. Pope St. Pius X first decreed this custom to be regularly observed in 1909.
"Although I had been to Rome many times before, my first and only 'Ad Limina' visit so far took place December 5-9, 2011," recalled Bishop O'Connell. "I had been diocesan Bishop for only a year, and the experience was fascinating. In addition to carrying the entire life of the Church in our Diocese with me 'to the threshold of the apostles,' the visit gave me a more profound spiritual sense of our belonging to the universal Church. I was particularly moved praying with my brother bishops as 'successors to the apostles' before the tomb of St. Peter in the Basilica that bears his name. The opportunity to speak with Pope Benedict XVI, who appointed me Bishop of Trenton, was also a highlight of the trip. He recalled with obvious joy his visit to The Catholic University of America in Washington on April 17, 2008, when I was president."
Along with all the bishops of the dioceses of Pennsylvania and New Jersey, who constitute Region III of the United States Conference of Catholic Bishops, the "Ad Limina" visit is scheduled for the week of Nov. 25-29. Msgr. Thomas Gervasio, vicar general, and Father Carlos Calisin, assistant to the Bishop and Master of Ceremonies, will accompany the Bishop for the visit. The group will meet with Pope Francis at the Vatican on Thanksgiving Day.
The Diocese of Trenton is committed to the initiatives outlined
in the U.S. Bishop's Charter for the Protection of Children and
Young People in regard to the reporting and investigation of
sexual abuse allegations involving minors.
If you have been sexually abused as a minor by a member of
the clergy or anyone representing the Catholic Church, or if you
know of someone who was, you can report that abuse through
the diocesan Abuse Hotline.
To report the sexual abuse of minors call our hotline
1-888-296-2965 or email us at email@example.com
Please note: The Diocese of Trenton reports any allegations of sexual abuse to the appropriate law enforcement agencies.
Anyone with an allegation is also encouraged to provide that information to local law enforcement authorities.


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Westside 68, Carolina 38
On Monday the Westside boys basketball team got the season sweep over Carolina Academy, beating the Trojans 68-38.
Traye Carson led all scorers with 22 points. Carolina was held to 14 second half points.
Westside (3-0) travels to Byrnes (3-0) on Friday.
Anderson Christian 58, Daniel 39
For the second time this season, the Anderson Christian boys basketball team topped Daniel, this time by a 58-39 win on Monday.
McCrae Moorhouse and Mondreacus Clark each had 13 points to lead the Lions.
Westside 75, Carolina 29
The Westside girls basketball team made easy work of Carolina Academy on Monday with a near-50-point win.
The Rams (2-1) face Abbeville on Tuesday.


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Today I decided to finally upgrade from my old, clapped-out cell phone to a touchscreen smartphone.
I don't need apps galore – to be honest I really only use the phone for calls, texts and occasionally taking photos, but the fact that my phone only stored about 15 texts before it said "memory full" was beginning to grate.
There were 2 problems I faced:
- My SIM card is literally a 20th century one – it is still the very 1st SIM card I had when I got my 1st mobile (I'm rather attached to it) – so it doesn't fit very well in these new phones which take much smaller SIM cards
- I know my contacts are stored on the SIM, but how on earth do you transfer and stuff on the phone??
The 1st problem was easily solved by the man in the shop who had a nifty little device that actually cuts down your SIM card to the correct size 😉 how handy! So instead of having to phone up my mobile provider for a new SIM (with same number) and then get the guys to transfer contacts to the new SIM, with one quick SNIP it was done.
I have to say, I did have a bit of a heart stopping moment when the SIM went in to the new phone and it refused to recognise the mobile provider. Thankfully, though it was user error – not me I hasten to add…the guy in the shop had put the SIM card in the wrong way round. Easy mistake to make – heck, I wouldn't even have known where to start, I'm still not entirely convinced I know how to take the back off this thing!
Now the 2nd problem allowed me to fully embrace my inner geekette 😉 I enjoy problem solving.
I searched for hours on t'internet to see if you could transfer text messages from phone to phone. It seems fairly straightforward from smartphone to smartphone, there are many websites that can help, but when it's just your normal, standard old-fashioned (for want of a better word) mobile, there is nothing.
The texts it seems stay on the phone, but you cannot transfer them.
Or can you?
As I said I didn't find anything on the internet, but I did manage to find a sort-of, make-it-up-as-you-go-along work around. Crude, simple but effective.
It seems if you try to forward a text message, one of the options is to "save", this then saves the text to your drafts folder, which is on the SIM!
So when you put your old SIM in a new phone, voila, the text message is there.
Like I said, it's a crude method and it can take a while, but I thought it would work.
Did it?
Well, um, sort of. When I turned my new phone on there were 4 of them there, but not all.
Then, I hit on another brainwave. Bizarrely I have several other phones for different purposes, so I wondered if the text messages were on the phone then if I inserted a different SIM I could then just re-send my messages (which were now handily saved in the Drafts folder) to my number.
So, there is a way. It is crude. It's not very technical, just time consuming. And, of course it does help if you have another phone with a different SIM.
But, I thoroughly enjoyed the chance to get my brainwaves turning to solve the problem.
After all, as the very lovely Audrey Hepburn is quoted as saying "nothing is impossible, the very word says I'm possible!" 😉


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Hello Chaps, I thought I'd post a few pics of my long term project. I've had the car for about 5 years but only started working on it again properly around 6 months ago. this is how it looked then
since then I have sorted the engine
I have now fitted the pair and fabricated the exhaust fannymoulds


text:
*Note: We do not transport vehicles over 30 years of age.
Wide Load Transport
Routes We Service:
- East to West: We offer weekly service from Brisbane/Sydney/Melbourne across to Perth
- West to East: We offer a fortnightly service from Fremantle to Melbourne/Sydney and Brisbane
If you transport any machinery or equipment that requires Wide Load escorts from Brisbane, Sydney or Melbourne to Western Australia then you should get in touch with McPhee Freight. We are specialists in moving wide loads up to 12m in one shipment.
If the cost and time of dismantling and reassembling your equipment is not in your company's or customer's best interest, contact us for a quote and do the cost comparison now!
When You Ship Your Wide Loads There Is No Need For Costly Police Escorts
Business Details
McPhee Freight Pty Ltd
PO Box 1173
Paradise Point QLD 4216
*Transportation is only fully enclosed
from wharf to wharf.
Contact us
PO Box 1173
Paradise Point QLD 4216
*Transportation is only fully enclosed
from wharf to wharf.
Contact us
Vehicles We Transport
Main Transport Routes


text:
It's unbelievable how advantageous omega-3 fatty acids could be for all of us. It protects nearly every vital bodily function and keeps it running in prime condition. The advantages of omega-3 fatty acids supplements are lots of. Let us discover which would be the major ones.
Advantages of omega-3 fatty acids supplements:
1) Cancer prevention – Because of its anti-inflammatory qualities, omega-3 fatty acids are extremely effective at stopping cancer. Two of the most common cancer types – cancer of the breast in females and prostrate cancer in males – could be avoided by growing the omega-3 fatty acids intake within our diet.
2) Heart protection – The Omega-3 fats present in this oil help our heart's electrical system to operate easily. Additionally, it prevents the bloodstream platelets from clotting which could cause cardiac arrest later.
3) Joint inflammation – Our joints get inflamed in gout and joint disease, which in turn causes a lot of discomfort and reduces our mobility to some large degree. The oil might help avoid this by reduction of the soreness.
4) Hypertension – This is a type of disease in the current hectic and demanding lifestyles. Omega-3 fatty acids works well for staying away from that as well.
5) Brain skill and development – A substantial part of our brain (around 30%) consists of Omega-3 fats. This is exactly why this oil might help our brain turn on and alert. It may also help in the introduction of the mind inside a child still within the mother's womb.
Finally, these benefits are suitable for going for a omega-3 fatty acids supplement rather of eating fish directly:
6) Fish can contain lots of pollutants like mercury, lead, and PCBs because of the polluted water where these were caught from. Omega-3 fatty acids supplements, however, contain highly refined oil to get rid of each one of these impurities.
7) To obtain an sufficient volume of the oil, you should eat a lot of fish daily. This is actually difficult for most of us. Supplements contain concentrated oil, so just a few gels each day ought to be enough to supply your body using the needed Omega-3 fats.
There's two important facts to consider inside a supplement prior to deciding on a single:
1) The origin from the oil – Not every fish retain the Omega-3 fats optimal for the health. You have to locate a fish that's naturally wealthy in DHA and Environmental protection agency fats, with DHA to be the primary one. The Hoki fish is a illustration of this type of DHA wealthy fish.
2) The refining process – The advantages of omega-3 fatty acids supplements could be negated when the oil used is not refined completely. Molecular distillation is the procedure which removes all of the contaminants from omega-3 fatty acids. The issue is, this method is complex and costly, a lot of companies cure it and get by with less efficient and cheaper refining techniques. Locate a company that utilizes this phenomenal refining technique.
That's it. You will get all of the wonderful benefits of omega-3 fatty acids supplements, just perform a little research and get the best supplement in line with the two parameters we've discussed here.


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A 1984 mock rockumentary directed by Rob Reiner and starring members of the semi-fictional heavy-metal glam rock band Spinal Tap. The film is a mock rockumentary that satirizes the wild personal behavior and musical pretensions of bands such as Led Zeppelin, Iron Maiden, AC/DC, The Rolling Stones, The Who, Queen, Dio, Aerosmith, Kiss, Black Sabbath, Motörhead, Judas Priest, Sweet, Pink Floyd and The Beatles, among many others.
Much of the film was ad libbed.
The three core members of Spinal Tap, David St. Hubbins, Derek Smalls and Nigel Tufnel, are portrayed by the actors Michael McKean, Harry Shearer, and Christopher Guest respectively


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2015 Volkswagen Jetta Thousand Oaks CA
Interior luxury doesn't have to be just for high priced sedans. After all, it's the 21st century, and we believe your new vehicle should come with some special features inside at an affordable price. Let us introduce to you the 2015 Volkswagen Jetta in Thousand Oaks CA.
Since it is the year 2015, your new vehicle should come with some high tech features. The 2015 Volkswagen Jetta comes available with some impressive features, such as heated power side mirrors and bi-xenon headlights for better visibility. The classy, yet stylish, exterior is built to last and remain a sight to behold on the road.
High Tech Features in the 2015 Volkswagen Jetta
The high tech features and amenities aren't limited only to the outside of the vehicle, though. From the sporty gauge cluster to the multi-function steering wheel, the Jetta brings vehicle technology and control to your fingertips, all while making you feel good behind the wheel.
All the luxury in the world doesn't mean anything, however, if you can't figure out where you're going. That is why touch screen navigation is also available in the 2015 Volkswagen Jetta in Thousand Oaks CA. You will also find that the screen on your dashboard can double as a rearview camera to make backing out safer and easier.
2015 Volkswagen Jetta Performance Options
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There is seemingly no end to the features available in the Jetta. From the engine options to the high tech interior, this model has the customizable options to make the 2015 Volkswagen Jetta in Thousand Oaks CA a perfect fit, no matter what your vehicle preferences might be. To find out which Jetta engine is your favorite, click below to schedule a test drive at Neftin Volkswagen. You can also fill out the form above for more information from our automotive professionals.
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75% of families eating out at restaurants more regularly
Three quarters of families are going out to eat in restaurants more often than they did five years ago, according to a report commissioned by French restaurant chain Le Bistrot Pierre.
Fifty-seven percent of the 785 people surveyed said that the main reason for eating out in restaurants is to enjoy 'quality family time together', ahead of both family celebrations and socialising.
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Homelessness awareness-raising webinar
** The presentation can be viewed at anytime from August 3rd and will cover:
A background to homelessness in Australia
Predisposing factors to homelessness
Barriers to healthcare in people who are homeless
Food security in homeless people
Watching this presentation and completing the assessment can contribute towards assessable Continuing Professional Development hours.
About the Presenter
Julie Fry is a registered nurse who has worked in the field of homelessness and health for the past 22 years as part of the team at Bolton Clarke Homeless Persons Program. Julie has worked in outreach with young people for 10 years and for the past 12 years has worked in management supporting the nurses in their work, participating in research projects and working with a variety of agencies and government departments in structural advocacy so that those experiencing homelessness may have easier access to the health services they need.
Registration includes
Access to the live webinar or a recording of the webinar
Presentation notes
Multiple choice questions and answers and certificate
Suggested further reading
For more information and registration details visit -https://educationinnutrition.com.au/presentations/view/homelessness
This is a free webinar to raise awareness for Homelessness Week August 6-12, 2018


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Original Seeingpost by Eliezer Yudkowsky (Eliezer_Yudkowsky) · 2007-10-14T04:38:45.000Z · score: 82 (72 votes) · LW · GW · Legacy · 27 comments
Since Robert Pirsig put this very well, I'll just copy down what he said. I don't know if this story is based on reality or not, but either way, it's true.
He'd been having trouble with students who had nothing to say. At first he thought it was laziness but later it became apparent that it wasn't. They just couldn't think of anything to say.
One of them, a girl with strong-lensed glasses, wanted to write a five-hundred word essay about the United States. He was used to the sinking feeling that comes from statements like this, and suggested without disparagement that she narrow it down to just Bozeman.
When the paper came due she didn't have it and was quite upset. She had tried and tried but she just couldn't think of anything to say.
It just stumped him. Now he couldn't think of anything to say. A silence occurred, and then a peculiar answer: "Narrow it down to the main street of Bozeman." It was a stroke of insight.
She nodded dutifully and went out. But just before her next class she came back in real distress, tears this time, distress that had obviously been there for a long time. She still couldn't think of anything to say, and couldn't understand why, if she couldn't think of anything about all of Bozeman, she should be able to think of something about just one street.
He was furious. "You're not looking!" he said. A memory came back of his own dismissal from the University for having too much to say. For every fact there is an infinity of hypotheses. The more you look the more you see. She really wasn't looking and yet somehow didn't understand this.
He told her angrily, "Narrow it down to the front of one building on the main street of Bozeman. The Opera House. Start with the upper left-hand brick."
Her eyes, behind the thick-lensed glasses, opened wide.
She came in the next class with a puzzled look and handed him a five-thousand-word essay on the front of the Opera House on the main street of Bozeman, Montana. "I sat in the hamburger stand across the street," she said, "and started writing about the first brick, and the second brick, and then by the third brick it all started to come and I couldn't stop. They thought I was crazy, and they kept kidding me, but here it all is. I don't understand it."
Neither did he, but on long walks through the streets of town he thought about it and concluded she was evidently stopped with the same kind of blockage that had paralyzed him on his first day of teaching. She was blocked because she was trying to repeat, in her writing, things she had already heard, just as on the first day he had tried to repeat things he had already decided to say. She couldn't think of anything to write about Bozeman because she couldn't recall anything she had heard worth repeating. She was strangely unaware that she could look and see freshly for herself, as she wrote, without primary regard for what had been said before. The narrowing down to one brick destroyed the blockage because it was so obvious she had to do some original and direct seeing.
—Robert M. Pirsig,Zen and the Art of Motorcycle Maintenance
27 comments
Comments sorted by oldest first, as this post is from before comment nesting was available (around 2009-02-27).
I'm not quite sure what that meant, but it sounded great! ;)
It looks like a lot of people are of a similar mind. Judging by the comments, most people seem to be taking this merely as a way around writer's block, or a praise of depth first analysis as a way to narrow down to "a topic about which others haven't already said everything". The most insightful comment (at least to my sense of quality) proclaims this:
If Zen and the Art of Motorcycle Maintenance were a math textbook, the rule would be clear: "if you examine something, you will have something to say about it."
There is of course The Virtue of Narrowness, but what I think what Phaedrus is getting at is that people in general, not just in their writing, tend not to put much effort into thinking new thoughts and thinking for themselves. One tool he has apparently employed successfully on his students is to have them narrow the scopes of their essays, forcing them to think for themselves rather than echo back what other people had already said. But reading just this segment of the story out of context might be a little like reading one of Yudkowsky's later sequences without reading earlier ones. Allow me to supply some of that context.
The book is about Phaedrus's ongoing obsession with finding his own specific version of the nebulous "ultimate good" or "objective morality" that so many philosophers have sought after. He calls his form "quality", which is a mixture of the mechanical/analytic structure of science/rationality with the organic/emotional creativity of art/spirituality. The character is unique in the world with this particular brand of philosophy, and so does a lot of original thinking, placing little value on traditional Aristotelian thought. There are 2 types of people in the world: Aristotelians and Platonists, and he is neither.
Given this, I would suggest that Phaedrus is trying hard to think new thoughts himself, and places little value in small adaptations of existing philosophy. The character would suggest that humanity made a wrong turn in Plato's time, with the divide between passion and logic. Fixing this requires an extraordinary amount of out-of-the-box thinking. Science needs to take seriously the quest to learn where hypotheses come from, and how best to nurture passion, creativity, insight, etc and make them a real part of the scientific process. On the other hand, our culture needs to learn to appreciate beautiful engineering alongside beautiful art, and to find Joy in the Merely Real instead of mystery. These efforts call for new paradigms, new ideas, new modes of thought, and an entire upheaval of societal norms, not unlike during the enlightenment and scientific revolution.
The single concept he sees as uniting those two worlds is "Quality". Quality implies both sound engineering, and elegant, desirable form. It's at once beautiful and offers utility. It can't be defined, because to define it you would have to define every whim of an entire human mind. Even so, we all know intuitively what quality is, because we can all agree that one essay is well written or poorly written, even if we squabble about the precise letter grade it deserves. Quality isn't just what people like. The word "just" has no place in that sentence. Quality IS what people like; everything that we can appreciate, for it's design, it's elegance, it's beauty, it's ingenuity... everything.
If any of this piques your interest, I recommend reading the book itself. What I've done is rather like trying to summarize all of The Sequences in one small post. But the point is, we are not talking about a technique to get over writer's block; the author and Yudkowsky are definitely hinting at insights into the human mind. Our minds are predominately an echo chambers of everything we learn from others, but we must try and add an original thought to the mix every now and then, if we want to improve this world we live in.
Watching myself trying to write (or speak), I am coming to realize what a horrendous hack the language processes of the brain are. It is sobering to contemplate what sorts of noise and bias this introduces to our attempts to think and communicate.
Next time I need inspiration I'll just stare at a wall then.
There is much to be said for looking at the super-specific. All the interesting complexity is found in the specific cases, while the whole often has less complexity (i.e. the algorithmic complexity of a list of the integers is much smaller than the algorithmic complexity of most large integers). While we might be trying to find good compressed descriptions of the whole, if we do not see how specific cases can be compressed and how they relate to each other we do not have much of a starting point, given that the whole usually overwhelms our limited working memories.
Staring at walls is underrated. But I tend to get distracted from my main project by all the interesting details in the walls.
So let us find very concrete examples of disagreements close to us and see if we can identify the key biases.
Was the girl trying to say something about the US, or say something that nobody said before?
A I understand, narrowness is very useful in the latter case, because it gives you a topic about which others haven't already said everything. And Antony van Leeuwenhoek would agree that you could find details that are otherwise hidden.
Still, school essays rarely require you to write something truly original. I could write 500 words about "the United States" right now. So I feel that this is a sort of a bad example.
There's your disagreement. Get to analyzing.
Anders wrote: All the interesting complexity is found in the specific cases, while the whole often has less complexity...
I would offer that it's not the algorithmic complexity, but the interconnections that are "interesting", and any (perceived) relationships in a block universe necessarily entail an observer. This is the "zen" running through Pirsig's book about the meaning of meaning.
Addendum (Out of concern for appearing too vague and mystical):
What is interesting about a brick wall?
Is is in the texture of a brick or its color or its cracks? Is it in the alignment pattern of the rows, or the deviations within the rows? Is it in the statistical regularities of the rows and columns forming the wall? Is it in the demonstration of rectangular tiling in the plane, properties of containment and division? Is it in the ecological aspects of the wall in relation to it's environment? ...
What is interesting in Borges's Library of Babel, in all it's vast algorithmic complexity?
What's commonly lacking from scientific accounts of the world is the essential role of the observer, not in the world itself, but in any accounting of it.
The benefit of staring at a wall is to become aware of the observer, beyond that it's relatively pointless.
There was an interesting exercise for overcoming writer's block somewhere, which said to pick a word, any word at random. After you did that, you were told to write a sentence which included that word. After that, a paragraph which included that sentence.
It felt surprisingly effective.
This reminds me of vocabulary homework where I had to write a sentence using each vocabulary word. I couldn't do it. We would get extra credit if we also included one of the extra credit vocabulary words. That I could do.
Most of what I see is what other people have already written... I don't get out of my house much, being a job-free Internet addict. When you live a life in which words are almost all there is, what does that do to originality?
Hi this Marty again, this story defines a very open way of thinking. compared when I write I think of a word to describe what I'm thinking If the word is not the correct fit the word has no meaning in my mind. And I find a better thought to fit the word. Is this a good way to translate what is in my mind to English? Or, do I need to think in English before using the word. What still puzzles me is what is a troll? Please remember I have only studied English for maybe, a half a year so your help is greatly appreciated.
Regarding the first reply here (a year later...): perhaps there is another problem visible here, the problem of when advice is too plain. The story advises in a fashion so transparently evident that even SHRDLU could get it: the poor student quite literally wasn't looking at anything, so Pirsig/Phædrus gave her a topic so mundane that she had to go down and see for herself. If Zen and the Art of Motorcycle Maintenance were a math textbook, the rule would be clear: "if you examine something, you will have something to say about it." But because writing is a mysterious art, it is assumed that the moral of a story about writing must be mysterious as well.
(Oddly, I never fell prey to this with the visual arts. I thank whoever told me about the negative-space/outline trick - that worked so well that I cached "drawing is seeing" instead.)
Fucking hell, that completely and instantly worked. I looked at the first object in the room, determined to come up with something interesting about it- the corner of three planes in the wall, over by the foyer, which makes a 3d platform about 7 feet off the ground. Instantly I was thinking about its structure and what it concealed and what was on top of it. I would not have been thusly inspired to think about that wall had I not set out to see it that way. Nice.
This happens to me every time someone asks me to explain what I believe. I say "uhhh..."
I try to ask people to be more specific (what do you believe about this particular topic)
If they don't, I just tell them I believe human rationality can come to an understanding of everything, and can at least attempt to account for the things it doesn't understand. I may be wrong, but it's so damn hard to start from nothing, even if you do know everything (which I don't).
I think this video says it all: http://www.youtube.com/watch?v=pIAoJsS9Ix8
Interesting! But I wonder how they phrased that to the kids, I mean if they said something like "Here I'll show you!", and then sat next to the kid as shown, that kid probably felt some pressure to do as shown, regardless of logic, while the apes just want the candy. Would be interresting to see the kids when left alone with a box like that...
But here I am, second guessing the study that a team of presumably really intelligent researchers have spent a long time working on, a few minutes after seeing a tiny bit of all their work... reminds me of xkcd.com/277/
Wait, reading just a little more reveals:
NOTE: This is a dramatic reenactment of an experiment for a TV documentary. The actual experiment criteria: The children used ranged from 41-59 months. The chimps used ranged from 2-6 y.o. Chimps mature at 13-14 for females, 15-16 for males. The box always contains a sticker. When the child gets the sticker, they trade that in for a food reward. The child is instructed to get the reward any way they can, then the experimenter leaves the room. The test is filmed. When the child is successful, they say "I have got it!" and the experimenter returns to the room and gives them their reward.
[Edit: Spelling]
It says:
The video is private.
yep, nothing I can do about it.
Title according to https://web.archive.org/web/20120929212839/http://www.youtube.com/watch?v=pIAoJsS9Ix8 was "Chimpanzee vs. Human child learning (1/2)", and is presumably this video.
Betty Edwards encountered the same problem when teaching students how to draw.
She made a still-life with a ball infront of a vase. But the student drew the ball beside the vase. When she said "Look the ball is in front", he replied "Yes but I don't know how to draw it that way."
Like the essay writer the student was trying to replicate symbols he had already practiced instead of seeing with fresh eyes. She gave the students an image upside down and they were able to replicate it accurately because it forced them to look instead of draw learned symbols.
When I first read this, I didn't take it to mean that it's easier to think of something if you narrow your focus. Instead, I took from it the lesson that in order to actually think about something, you should prepare your mind by temporarily deleting/quarantining everything that other people have said about that thing. When you're thinking about what other people have said about a thing, you're not thinking about the thing itself.
Of course, testimonial evidence is very useful and shouldn't be dismissed, but I found this piece enlightening because it pointed out the not-intuitively-obvious difference between thinking about testimonial evidence and thinking about the thing itself.
Reading it for a second time, I understand that this piece can also teach the virtue of narrowing your focus to find more to say about something. For example, I could think that by saying "I survived the teletransportation" I would have proclaimed an irreducible truth, while, really, there's so much more to say about the event if I use concepts with a higher resolution.


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|We (all four of us, 2 couples) arrived in Beijing China on 11th Oct. 2013.
We had a couple of free days to ourselves, which was great to settle in to the swing of things. We enjoyed all of the local sights, as well as the Great wall & many other historical places. We stayed at the Holiday Inn,"Express Temple of Heaven" Hotel, it was fabulous,breakfast every day, very comfortable & not too far from all the sights.We did 2 full days of touring with very friendly guides, namely Daniel & "Doc" who were so very helpful,(we are all senior citizens). We were taken to the station to board "The Bullet" train,to Xian, a real highlight to our trip,which was fantastic, 307kms an hour, our drinks didn't even shake!!! The station was amazing & organized.
5hrs. later we were transferred to our "Melody Inn" hotel in Xian, not as cosy as Beijing hotel(as they were renovating) but all in all quite pleasant & right in the heart of everything. We didn't even need a taxi here, we walked all over. Next two days we did extensive all day tours, Terracotta warriors, Bell & Drum Towers, City Wall & many other sights. Evening we were transferred to Xian Railway Station for our over night train to Shanghai. That was another incredible trip, (not a bullet train) took 16hrs & arrived on time. We all slept well & the scenery along the way was a real eye opener, new buildings being built for as far as the eye could see!!
We arrived into Shanghai at 11:15am, were met & driven to, Holiday Inn "Zhabei Hotel. Another lovely hotel. We visited "The Jade Buddha Temple, The Bund,Yu-Yan Garden, Shanghai Museum, and once again many other special touristy & historical buildings & sights.
We had a couple of free days to explore Shanghai by ourselves, we had a ball, shopping, eating, watching the people go about their activities, buying trinkets etc. We were transferred to "The Shanghai Airport" what can I say.. the most amazing airports in China, clean, pristine, organized, up to the minute Modern. We all had a fantastically fabulous holiday, & I have only mentioned some of the things we did & enjoyed together. We bought Jade "Really good Jade" Silk items, Pearls & many other items to remember our wonderful tour of CHINA.
A big thank you to our "Tour Guides, Drivers & organizers" This was a trip to truly remember. Thanks Miss Yuki-Lui for helping us plan everything & being a wonderful organizer. Thanks China!!!!
Perth, Australia
Visited October 2013