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Patent application title: MOBILE BARCODE GENERATION AND PAYMENT
Catherine A. Wong (San Ramon, CA, US)
Edward I. Shie (Foster City, CA, US)
Jeffrey M. Aronoff (Los Gatos, CA, US)
Richard Chi-Peng Lin (Cupertino, CA, US)
Sireesh Potireddy (San Jose, CA, US)
Seth Shih Yueh Wang (Santa Clara, CA, US)
eBay Inc.
IPC8 Class: AG06Q4000FI
USPC Class:
705 44
Class name: Finance (e.g., banking, investment or credit) including funds transfer or credit transaction requiring authorization or authentication
Publication date: 2010-06-03
Patent application number: 20100138344
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Patent application title: MOBILE BARCODE GENERATION AND PAYMENT
Catherine A. Wong
Edward I. Shie
Jeffrey M. Aronoff
Richard Chi-Peng Lin
Sireesh Potireddy
Seth Shih Yueh Wang
Haynes and Boone, LLP;IP Section
eBay Inc.
Origin: DALLAS, TX US
IPC8 Class: AG06Q4000FI
USPC Class:
705 44
Publication date: 06/03/2010
Patent application number: 20100138344
An application on user's mobile device (having a display screen) generates
a one-time use and time-limited barcode on the display when the user
enters a PIN. The barcode can be scanned to make purchases at a point of
sale (POS).
1. A method of performing a financial transaction, comprising:receiving
information from a user;generating a barcode based on the
information;transmitting the barcode to a mobile user device for display
on the mobile user device; andtransferring funds from a user account when
the barcode is used.
2. The method of claim 1, further comprising accessing the user account after receiving information from the user.
3. The method of claim 1, wherein the information comprises login information.
4. The method of claim 3, wherein the login information comprises a password or PIN.
5. The method of claim 1, further comprising receiving information from a second user after the barcode is used.
6. The method of claim 5, wherein the second user is a merchant.
7. The method of claim 5, wherein the funds are transferred to an account of the second user based on the information received from the second user.
8. The method of claim 1, wherein the barcode is valid for a predetermined and finite amount of time.
9. The method of claim 1, wherein the barcode is valid for a single approved use.
10. The method of claim 1, wherein the barcode has conditions for use predetermined by the user.
11. The method of claim 10, wherein the conditions comprise a periodic limit, a per transaction limit, a merchant limit, or a number of transactions limit.
12. The method of claim 1, wherein the barcode is used for a refund transaction.
13. The method of claim 1, wherein the mobile user device is a phone.
14. A method for performing a financial transaction, comprising:scanning a barcode temporarily displayed on a mobile device;transmitting information about the financial transaction to a payment provider; andreceiving notification of funds being transferred for the financial transaction.
15. The method of claim 14, wherein the transmitting is by a merchant at a point of sale.
16. The method of claim 14, wherein the funds are transferred from a user account associated with the mobile device to a merchant account.
17. The method of claim 14, wherein the funds are transferred from a merchant account to a user account associated with the mobile device.
18. A method for performing a financial transaction, comprising:accessing an application on a mobile device;logging into a payment provider service associated with the application;receiving a barcode displayed on the mobile device;having the barcode scanned; andreceiving notification of funds being transferred.
19. The method of claim 18, wherein the logging into comprises entering a password or PIN.
20. The method of claim 18, further comprising confirming the financial transaction after the barcode is scanned.
21. The method of claim 18, further comprising setting limits on the barcode.
22. The method of claim 21, wherein the limits comprise limits based on time, number, or dollar amount.
23. The method of claim 18, wherein the barcode represents a receipt, and wherein the financial transaction is for a refund.
24. A mobile communication device for performing a financial transaction, Comprising:an antenna configured to communicate with an on-line site;a processor configured to display a barcode generated from the on-line site;a memory to store information about the financial transaction; anda display to display the barcode and allow the barcode to be scanned for transferring finds in the financial transaction.
25. A system for performing a financial transaction between two users, the system comprising:means for receiving information from a user;means for generating a barcode based on the information;means for transmitting the barcode to a mobile user device for display on the mobile user device; andmeans for transferring funds from a user account when the barcode is used
[0001]This application relates to and claims priority to U.S. Provisional Application Ser. No. 61/119,328, filed Dec. 2, 2008, which is incorporated by reference in its entirely.
[0002]1. Field of the Invention The present invention generally relates to facilitating financial transactions and more particularly to facilitating such transactions with a mobile device.
[0003]2. Related Art
[0004]Mobile devices, such as cell phones, are being used by more and more people world-wide. In addition to using mobile phones for voice calls, consumers can communicate nearly anytime and anywhere to facilitate information access to mobile services and the Internet. Mobile phones have also become multimedia computing platforms with integral digital cameras for taking pictures and video, playing music, recording conversations, and organizing and planning activities and appointments.
[0005]More recently, mobile phones have been used in conjunction with on-line payment service providers, such as PayPal, Inc. of San Jose, Calif. With the ever-increasing popularity of the Internet and of Internet commerce, both consumers and sellers are using the Internet to facilitate financial transactions between parties, whether they are individuals or companies. In on-line financial transactions, consumers may use an on-line payment provider to transfer money and receive money over electronic networks, such as the Internet. The money transfer may be for payment of goods or services. The payment providers supply an infra-structure, software, and services that enable users to make and receive payments. Mobile phone users may contract with a payment provider to allow the user to make payments over the phone. Typically, this requires the user to open up an application on the phone, such as through a web browser. The user then accesses his or her on-line account by entering requested information, such as a user name, phone number, email, and/or password. Payment information can then be entered and transmitted to the payment provider, who then transfers funds from the user's account to the payee's account. A confirmation may then be sent to the payer and/or the payee.
[0006]While this service gives the consumer flexibility in paying for services anywhere using a mobile phone, the procedure can be cumbersome, time-consuming, and may be prone to fraudulent transfers.
[0007]According to one embodiment, an application on a mobile device having a screen, such as a cell phone, enables the user to generate a barcode on the screen, which can be scanned for payment. The barcode is valid for a limited period of time (e.g., one minute) and for a single use. Once scanned, payment is transferred from the user's account to the merchant's account. In one embodiment, the user first opens up the application on the phone, which then presents the user with a screen showing a phone number associated with the user and a field for the user to enter a password or PIN. After entering a correct password or PIN, a barcode is generated and appears on the screen. The barcode is generated through a payment provider, such as PayPal. Once the barcode is generated, a scanner, such as a CCD scanner, scans the barcode at the point of sale (POS) or other physical payment location. Funds are deducted from the user's account and transferred to the retailer's account. The user may be asked for a signature confirmation. A receipt can then be generated on the mobile device, and purchases tracked immediately.
[0008]According to another embodiment, a receipt can be displayed on the user's mobile device for performing a refund transaction. The receipt is located on the user's mobile device, using any suitable search, such as by date, recent activity, store, etc. The receipt may have been stored as part of a purchase described above. Once located, the receipt, in the form of a scannable barcode, is displayed on the user's device. The receipt is then scanned, either by the merchant or user. The returned merchandise can be scanned before or after the receipt is scanned. Once both the returned merchandise and the receipt are scanned, the information is compared to ensure that the receipt matches the returned merchandise. If the refund is approved, the payment provider transfers the appropriate finds from the merchant's account to the user's account. The merchant and/or user may then be given a receipt, either electronically or in printable/paper form.
[0009]Other scannable financial products may also be generated, such as a virtual debit/credit card, coupons, and gift cards. If a qualifying purchase provides the user with an instant coupon or rebate, those can be generated as well.
[0010]As a result, users can easily and safely pay for transaction using their mobile phone at any location having a suitable scanning device. The user is provided with an alternate or additional vehicle for payment. The user does not need to worry about carrying and managing numerous physical payment means, such as cards, paper coupons, paper gift certificates, etc. Purchases can be instantly categorized and tracked via the phone, and receipts instantly available. For merchants or retailers, this new form of payment may increase sales and volume due to the ability of consumers to have an easy and new way to purchase items. The cost to merchants and retailers may be minimal, as existing scanning systems may be used or simply modified.
[0011]These and other features and advantages of the present invention will be more readily apparent from the detailed description of the embodiments set forth below taken in conjunction with the accompanying drawings.
[0012]FIG. 1 is a flowchart showing steps for a user to make a payment from a mobile phone according to one embodiment;
[0013]FIG. 2A is a flowchart showing steps for a payment provider to enable a user to make a payment from a mobile phone according to one embodiment;
[0014]FIG. 2B is a flowchart showing steps for a merchant to perform a financial transaction from a mobile device according to one embodiment;
[0015]FIG. 2c is a flowchart showing steps to enable a user to obtain a refund from a receipt on a mobile phone according to one embodiment;
[0016]FIGS. 3A and 3B show a barcode generated from a mobile phone according to one embodiment; and
[0017]FIG. 4 is a system diagram showing various steps performed by different parties to a payment transaction using a mobile device according to one embodiment; and
[0018]FIG. 5 is a block diagram of one embodiment of a system that can be used to implement one or more components of the system described herein.
[0019]Exemplary embodiments and their advantages are best understood by referring to the detailed description that follows. It should be appreciated that like reference numerals are used to identify like elements illustrated in one or more of the figures, wherein showings therein are for purposes of illustrating exemplary embodiments and not for purposes of limiting the same.
[0020]FIG. 1 is a flowchart 100 showing one embodiment for a user to make a payment from a mobile phone. In step 102, a user registers with an on-line payment provider, such as PayPal. Registration can be through any suitable means, such as accessing the payment provider site and entering the required information. For example, the user may be asked to create an account if one has not already been established, or if an account is established, to fund the account if needed. The user may then be asked to enter the phone number of the mobile phone and a password or PIN, followed by a confirmation of that password or PIN. Once the user has completed registration, an application can be installed on the user's registered device, such as a mobile phone. When the user is ready to use the service or application, the user opens up the application at step 104, such as by tapping on the application icon on the phone. The user is then presented with a screen showing two fields, a phone number field and a password or PIN field. In one embodiment, the device phone number is already entered. Note that other identifier fields may be used, in any suitable combination, as long as the payment provider is provided sufficient information to authenticate the user. In step 106, the user enters the PIN (or any other requested identification information). If the PIN and phone number are verified by the payment provider, the user is presented with a screen showing a barcode.
[0021]In step 108, the user presents the barcode image to the merchant. This may be at a checkout stand or point of sale (POS) after the user has finished shopping and the items (and/or services) for purchase have been scanned or entered for payment. A total is presented to the user, at which point, the user provides the merchant a form of payment. In one embodiment, the user displays the barcode for the merchant to scan. The merchant then scans the barcode for payment. In another embodiment, the user may scan the barcode himself, such as by passing the screen through a scanner. Note that a suitable scanner system and type may be required depending on the device showing the barcode. For example, a CCD scanner may be needed to accurately scan a device having a reflective screen, such as on a phone. After scanning, the user may be given the option, in step 110, of confirming the payment, such as with a signature, checking an "accept" icon, etc.
[0022]The merchant is then notified whether the payment was approved. Approval may be in the form of the payment provider transmitting, and the merchant receiving, a text message, such as "Approved," a visual message, such as a green light, a verbal message, such as from a live or automated call to the merchant, or any other suitable indication of approval. Denial of the payment may be indicated in similar ways, such as "Denied," a red light, etc. Denial of the payment may result from various reasons, such as insufficient funds in the user's account to make the purchase or payment, an error in reading the barcode, or an invalid barcode. If the denial is from an error in reading, the merchant may be notified accordingly and the barcode re-scanned as needed. If the denial is from an invalid barcode, the barcode may have expired or been used already. If denied, an indication of the reason may be given to the merchant and/or the user so that the reason can be addressed. For example, if the denial is an invalid barcode, the barcode may be scanned again, or a new barcode may be generated for scanning.
[0023]In one embodiment, the barcode generated on the user's phone is valid for only one use (e.g., one confirmed use, where the single use may be from multiple unsuccessful scans and one successful scan) and a specific amount of time. For example, the barcode may only be valid for 30 seconds or one minute after the barcode is generated. This increases security and minimizes misuse or fraudulent use of the barcode.
[0024]Assuming the barcode is valid and confirmed, the payment is concluded, and the user is given a receipt at step 112, such as from the merchant terminal in the form of a paper receipt or Short Message Service (SMS) message to the phone. In other embodiments, the user may also view a receipt on the phone and manage or otherwise track the purchase through the payment provider. For example, the user may make notes about the purchase for future reference or send the purchase to another application. The user can also check previous transactions and view or cancel pending authorizations. Note that in some embodiments, the user can easily cancel this service completely, such as when the phone is lost. For example, the user can simply log onto the payment provider site, enter information to access the account, and then cancel the service. Another security feature may be that the user is required to first unlock the phone before use. This can be done in various ways, such as biometric scan or entering an ID to unlock the phone. For the latter, the user is then required to enter two passwords or PINS, one for unlocking the phone and one for accessing the application.
[0025]FIG. 2A is a flowchart 200 showing another embodiment of steps for a payment provider to enable a user to make a payment from a mobile phone. In step 202, the user registers for service with the payment provider. The payment provider receives and processes information entered by the user to create the application and account if necessary. The information may include a user name, password, financial information, billing address, PIN, security questions and answers, etc. Communication of the information may be by any means, such as through the Internet, Bluetooth, or a wired connection, using suitable components such as antennas and processors. Next, the payment provider installs the appropriate application on the user's device in step 204, which can be done via a web browser. The application may simply be an icon on the user's device screen. When the user is ready to use the application or service, the user opens the application and enters requested information as discussed above. The payment provider receives this information to confirm the user in step 206. If the information (e.g., phone number and PIN) does not correspond to a registered user, the payment provider may notify the user accordingly for more chances to login. Once the user is confirmed, the payment provider accesses the user's account at step 208.
[0026]At step 210, the payment provider generates a barcode corresponding to the user's account. The barcode can be generated with standard software for display on a screen or terminal, such as through a processor running the software. The barcode may allow access to all the funds in a user's account, only a portion set aside by the user, or be restricted to certain merchants or products/services. For example, a parent may set up an account for a child with limits and restrictions for use. Restrictions may include a maximum amount per transaction or barcode generation, a maximum number of transactions per time period (e.g., week or month), maximum dollar amount of transactions per time period (e.g., week or month), and a pre-determined expiration date of the agreement, such that after expiration, the user can no longer generate the barcodes, unless the user renews the agreement. The barcode may also be for a specific amount, as specified by the user after accessing the application. For example, after access, the user may be given an option of entering the amount, selecting from one of several pre-defined amounts, or using a default amount.
[0027]Once the barcode is generated, the payment provider transmits the barcode to the user device, which displays the barcode on the device. Transmission of the barcode can be by the same or similar means as used to receive information from the user, e.g., antenna, transmitter, or transceiver. The payment provider then waits for information from the merchant or scanner. This information may include the merchant's name, account information, payment amount, etc. When the information is received at step 212, the payment provider determines whether the received information will allow the payment provider to make the transfer. As discussed above, information that will make the payment provider deny the payment can include a requested payment exceeding the barcode limit, an expired or already used barcode, a barcode not matching the one for the user, an unrecognized merchant account, etc. If the received information is proper, the payment provider affects a transfer of funds from the user's account to the merchant's account in step 214, with protocols and software executed by processors such as used by PayPal and other on-line financial institutions. The payment provider may also send a confirmation to both the user and merchant that funds have been transferred. Confirmation may be the same for the user and merchant or different, and may include a text message, a visual indicator, a voice indicator, etc.
[0028]In another embodiment, the payment provider may provide an additional layer of protection for the merchant, e.g., to minimize charge backs and/or obtain proof of user signature or consent. Initially, the merchant scans the generated barcode with a scanner, such as described above. The POS software at the merchant location then makes a DoAuthorization API call to the payment provider to authorize the payment. In response, the payment provider determines whether the scanned information is consistent with the payment provider information for the user and responds with an authorization or decline to the merchant. If authorized, the merchant can then display the amount for the user to authorize. This can be on an electronic signature pad for the user to sign or just an OK button for the user to press. The POS software then makes a DoCapture API call to the payment provider to capture the payment. The payment provider will then respond with an API response to indicate whether the funds were transferred successfully. If so, the merchant prints a receipt for the user.
[0029]FIG. 2B is a flowchart 230 showing steps performed by a merchant for performing a financial transaction using a mobile device displaying a barcode, according to one embodiment. When a user of a mobile device desires to make a financial transaction with the merchant (or anyone else), the user generates and displays a barcode on the mobile device described above. This may be when the user has completed shopping is ready to check out or pay for the items at the register or point of sale. Initially, at step 232, the merchant records the items for purchase and the total amount owed by the purchaser, such as scanning the items for both a description and price. Next, at step 234, the merchant is presented with a barcode displayed on the user's or purchaser's mobile device, such as a phone. The barcode is then scanned, at step 236, either by the merchant or by the user (such as with a merchant scanner). Again, depending on the display/screen of the user device, an appropriate scanner is needed to accurately read the barcode, such as a CCD scanner. The barcode information and the purchase information are transmitted to the payment provider at step 238, which is processed by the payment provider. The merchant then receives a notification that the payment has been accepted or denied, at step 240. If denied, the merchant can inform the user at step 242, and the user can respond accordingly. Options include scanning the barcode again, generating a new barcode, or presenting the merchant with a new form of payment. If accepted, the merchant may receive a confirmation of the transaction at step 244. As a result, funds are transferred from the user's account to the merchant's account for the purchase of the desired item(s).
[0030]FIG. 2c is a flowchart 250 showing an embodiment for a user to retrieve a receipt on a mobile phone and use that for a refund at a POS. After a purchase, such as described above, the user may want to return the purchase for a refund. In step 252, the user locates the receipt on the user's mobile phone or device. The receipt may have been stored as part of the initial purchase, as described above. Retrieval of the receipt may include the application having a search menu that allows the user to locate a transaction by the merchant, dollar amount, date, or other category. The user can select the desired transaction to view details, such as item and receipt. Once the desired receipt or transaction is located, the barcode receipt is shown on the display of the mobile device in step 254. For example, a button could be added to the transaction detail page to display the merchant's order ID or invoice ID (represented by the barcode). The barcode receipt may also be displayed or generated in any other suitable manner, such as being captured and stored as a barcode during the purchasing process.
[0031]Once displayed, the merchant, at step 256, scans the barcode, as part of the refund process. Scanning of the barcode can be done before or after the merchant scans the returned merchandise. Next, at step 258, the POS software at the merchant location makes a refund API call to initiate the refund. In one embodiment, the payment provider can then determine if the transaction (refund) is proper and valid. Ways in which the payment provider can do this include confirming whether the merchant and user accounts are valid, matching up the specific merchant account with the merchant, matching up the specific user account with the user, determining whether the refunded item was truly purchased and if it was purchased at the merchant, matching the returned item to what is indicated on the receipt, any expiration date on the receipt for refunds, etc. When the refund is approved, either by the payment provider or by the merchant, the payment provider transfers the refunded amount from the merchant's account to the user's account. The payment provider then transmits an API response to indicate whether the refund was successful. If so, the merchant, at step 260, prints a receipt that shows the refund transaction. The refund receipt may also be stored on the user's phone. This embodiment enables the user to easily and effectively manage receipts and refunds, as compared to saving, storing, and categorizing paper receipts.
[0032]FIGS. 3A and 3B show one embodiment of a barcode generated from a mobile phone 300. In FIG. 3A, the user has opened up the application and is presented with a login screen 302. Login screen 302 includes a phone field 304, which may or may not be populated with the device phone number, and a password or PIN field 306, where the user enters his or her PIN, such as using the phone keys. After a successful login, the user is shown a screen with a barcode 308, which may only be valid for a certain time period and for a single use. The barcode shown on the screen can then be scanned for payment at a POS, as described above.
[0033]FIG. 4 is a diagram showing various steps performed by different parties to a payment transaction using a mobile device according to one embodiment. Path 1 illustrates steps taken by a buyer to register with the payment provider or create an account with the payment provider. Selected information, such as the PIN, phone number, agreement token, and agreement ID are stored in a database 400 of the payment provider. Database 400 may be stored on a local or remote server or any other suitable storage means. Path 2 shows steps for the buyer when he is ready to make a purchase at a store or POS. The user PIN and phone number are searched in database 400 to find the matching user ID. The barcode is generated, with an associated barcode ID. Both the user ID and barcode ID are stored in database 400. Path 3 shows steps for the merchant after the barcode is generated in path 2. After scanning the barcode, the barcode ID is checked in the database with a matching user ID. When confirmed, the user ID is transmitted to the merchant for confirmation of payment.
[0034]FIG. 5 is a block diagram of a computer system 500 according to one embodiment, which may be suitable for implementing embodiments of various aspects of this disclosure. In various implementations of embodiments, device 300 may comprise a personal computing device, such as a personal computer, laptop, PDA, cellular phone or other personal computing or communications devices. Database 400 may be within, part of, or comprise a network computing device, such as one or more servers, computer or processor combined to provide the payment services. Thus, it should be appreciated that the devices described herein may be implemented as computer system 500 in a manner as follows.
[0035]In one embodiment, computer system 500 may include a bus 502 or other communication mechanism for communicating information, which interconnects subsystems and components, such as a processing component 504 (e.g., processor, micro-controller, digital signal processor (DSP), etc.), a system memory component 506 (e.g., RAM), a static storage component 508 (e.g., ROM), a disk drive component 510 (e.g., magnetic or optical), a network interface component 512 (e.g., modem or Ethernet card), a display component 514 (e.g., CRT or LCD for displaying the generated barcode), an input component 516 (e.g., keyboard or keypad for entering a PIN or password), and/or a cursor control component 518 (e.g., keys, mouse, or trackball). In one embodiment, disk drive component 510 may comprise a database having one or more disk drive components. Network interface component 512 may include an antenna, either separate or integrated, to enable transmission and reception via communication link 520.
[0036]Computer system 500 may perform specific operations by processor 504 executing one or more sequences of one or more instructions contained in system memory component 506, according to steps described above with respect to FIGS. 1, 2A, and 2B. Such instructions may be read into system memory component 506 from another computer readable medium, such as static storage component 508 or disk drive component 510. The various storage or memory components may be used to store information about trusted sources for the quick-approval process. In other embodiments, hard-wired circuitry may be used in place of or in combination with software instructions to implement the invention.
[0037]Logic may be encoded in a computer readable medium, which may refer to any medium that participates in providing instructions to processor 504 for execution. Such a medium may take many forms, including but not limited to, non-volatile media, volatile media, and transmission media. In various implementations, non-volatile media includes optical or magnetic disks, such as disk drive component 510, volatile media includes dynamic memory, such as system memory component 406, and transmission media includes coaxial cables, copper wire, and fiber optics, including wires that comprise bus 502. In one example, transmission media may take the form of acoustic or light waves, such as those generated during radio wave and infrared data communications.
[0038]Some common forms of computer readable media includes, for example, floppy disk, flexible disk, hard disk, magnetic tape, any other magnetic medium, CD-ROM, any other optical medium, punch cards, paper tape, any other physical medium with patterns of holes, RAM, PROM, EPROM. F LASH-EPROM, any other memory chip or cartridge, carrier wave, or any of the medium from which a computer is adapted to read.
[0039]In various example embodiments, execution of instruction sequences for practicing embodiments of the invention may be performed by computer system 500. In various other embodiments, a plurality of computer systems 500 coupled by communication link 520 may perform instruction sequences to practice the invention in coordination with one another.
[0040]Computer system 500 may transmit and receive messages, data, information and instructions, including one or more programs (i.e., application code) through communication link 520 and communication interface 512. Received program code may be executed by processor 504 as received and/or stored in disk drive component 510 or some other non-volatile storage component for execution.
[0041]Where applicable, various embodiments provided by the present disclosure may be implemented using hardware, software, or combinations of hardware and software. Also, where applicable, the various hardware components and/or software components set forth herein may be combined into composite components comprising software, hardware, and/or both without departing from the spirit of the present disclosure. Where applicable, the various hardware components and/or software components set forth herein may be separated into sub-components comprising software, hardware, or both without departing from the scope of the present disclosure. In addition, where applicable, it is contemplated that software components may be implemented as hardware components and vice-versa.
[0042]Software, in accordance with the present disclosure, such as program code and/or data, may be stored on one or more computer readable mediums. It is also contemplated that software identified herein may be implemented using one or more general purpose or specific purpose computers and/or computer systems, networked and/or otherwise. Where applicable, the ordering of various steps described herein may be changed, combined into composite steps, and/or separated into sub-steps to provide features described herein.
[0043]The foregoing disclosure is not intended to limit the present invention to the precise forms or particular fields of use disclosed. It is contemplated that various alternate embodiments and/or modifications to the present invention, whether explicitly described or implied herein, are possible in light of the disclosure. For example, entry of a user PIN with associated phone number may create a virtual debit card with a corresponding barcode. The barcode can then be scanned for normal debit card processing. Other examples include generation of barcodes corresponding to coupons, gift cards, or virtually any financial instrument. Furthermore, the generation and scanning of the barcode can be at any time during the transaction, such as before, during, or after items are scanned or otherwise recorded.
[0044]Having thus described embodiments of the invention, persons of ordinary skill in the art will recognize that changes may be made in form and detail without departing from the scope of the invention. Thus, the invention is limited only by the claims.
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text:
Very effective medication for many conditions.
Very effective medication for many conditions.
A team of investigators from Seton Hall University, the University of Alabama at Birmingham, and elsewhere assessed the relationship between cannabis exposure and atrial fibrillation in a cohort of nearly four million patients hospitalized in 2014 for heart failure.
Compared to matched controls, "Cannabis users have lower odds of AF [than do] nonusers, which was not explained by co-morbid conditions, age, insurance type, [or] socioeconomic status," authors concluded.
A prior analysis by the team similarly reported that cannabis exposure lowered the risk of atrial fibrillation and also reduced in-hospital mortality in heart failure patients.
Other studies have similarly reported that marijuana-exposed patients are less likely than non-users to die when hospitalized for burns and other forms of severe trauma, certain types of orthopedic surgeries, and traumatic brain injury.
For more information, contact Paul Armentano, NORML Deputy Director, at: email@example.com. Full text of the study, "Relation of cannabis use and atrial fibrillation among patients hospitalized for heart failure," appears in the American Journal of Cardiology.
Investigators assessed data from over six million heart failure patients over a seven-year period. Patients with a history of cannabis use were less likely to suffer from atrial fibrillation (irregular heartbeat), experienced shorter hospital stays, and were less likely to die during hospitalization as compared to non-users.
"Our study showed that cannabis use lowered the odds of atrial fibrillation in patients with heart failure," authors concluded. "There was also reduced in-hospital mortality among patients admitted for the primary diagnosis of heart failure in DU (cannabis dependent users) and NDU (non-dependent cannabis users) which was not explained by comorbid conditions and demographic data. This study provides important opportunity to explore the preventive mechanism of cannabis on atrial fibrillation and its therapeutic potential in heart failure patients."
Prior studies have similarly reported increased survival rates among marijuana-positive patients hospitalized for trauma, TBI (traumatic brain injury), and heart attacks.
For more information, contact Paul Armentano, NORML Deputy Director, at: firstname.lastname@example.com. Full text of the study, "Among patients with heart failure, cannabis is associated with reduced occurrence of atrial fibrillation and in-hospital mortality: Evidence from the Nationwide Survey 2007-2014."

subset: commoncrawl


text:
Lee Ann Womack chats CMA Female Vocalist of the Year nom: 'We're the little engine that could this year'
Lee Ann Womack made a big return to country music last fall with her September 2014 full-length, The Way I'm Livin'. The critically acclaimed collection not only marked the end of a fairly long gap between new music (her most recent release was the best-of compilation Icon in 2011; her last collection of original material came in 2008) but also, as she told EW in June, the first time in her long career that she made an album that was purely "whatever the hell I wanted to do."
The pay-off has come at every available turn. The Way I'm Livin' was nominated for Best Country Album at the Grammys this past winter; the title track was nominated for Female Video of the Year at the CMT Awards this summer, it is currently nominated for Album of the Year at the Americana Awards (where she is also up for Artist of the Year), and propelled her to a CMA Award Female Vocalist of the Year nomination this morning.
"Of course it's nice to have people pat you on the back and say, 'Job well done,'" Womack said when calling to discuss the nom. "We're the little engine that could this year. We don't have a major label — we're working really hard. It's rewarding getting to celebrate this music with all of the people we made it with."
As for her particular category, Womack agrees that the Female Vocalist of the Year race might be the most varied of the bunch between pop-country newcomer Kelsea Ballerini, sharp, side-eyed lyricist Kacey Musgraces, power pipe vocalist Carrie Underwood, and outlaw-tinged Miranda Lambert. "Don't you love it when everything is embraced?" she asks by way of explanation. "People complain when it's just more of the same and the same and the same. This draws more people in, it gets more people to pay attention."


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** Walking away with a WIN!!**
The Helloworld Wearable Creations was AMAZING to be apart of. My garment celebrated the history of female film producers and was made completely from paper! I won the paper section and walked away with $300 prize money that was sponsored by Artistic Expressions.
Super excited! And honoured to take part in such an awesome local event


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- Borse/Handbags
- >
- Cocco Marrone Clutch
Cocco Marrone Clutch
SKU: CoccoMarrone
per item
Hand-Crafted in Italy
This classic calf leather clutch in brown crocodile print from our 'Realizzazione' Collection will steal your heart away. Small, elegant & chic.
Magnetic clasp closure.
Fully lined interior with zippered inside pocket.
100% Genuine Italian Calf Leather
100% Made in Italy


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The Warwick Board of Public Safety meets the 2nd & 4th Tuesday of each month at WPD headquarters on Vets Memorial Drive @ 7pm.
The people are URGED to attend these meetings to voice your concerns regarding the escalating panhandling situation that is taking place within our community.
The people of Warwick must demand that our public safety ordinances --currently on the books--- are ENFORCED.
They are:
Sec. 40-8. - Loitering; police order to disperse.
(a) It shall be unlawful for any person to loiter, loaf, wander, stand or remain idle either alone and/or in consort with others in a public place in such manner so as to:
(1) Obstruct any public street, public highway, public sidewalk or any other public place or building by hindering or impeding or tend to hinder or impede the free and uninterrupted passage of vehicles, traffic or pedestrians.
(2) Commit in or upon any public street, public highway, public sidewalk or any other public place or building any act or thing which is an obstruction or interference to the free and uninterrupted use of property or with any business lawfully conducted by anyone in or upon or facing or fronting on any such public street, public highway, public sidewalk or any other public place or building, all of which prevents the free and uninterrupted ingress, egress and regress, therein, thereon and thereto.
(b) When any person causes or commits any of the conditions enumerated in subsection (a) of this section, a police officer or any law enforcement officer shall order that person to stop causing or committing such conditions and to move on or disperse. Any person who fails or refuses to obey such orders shall be guilty of a violation of the section.
(c) Violation of this section shall be punishable by a fine of $50.00 for the first and second offense by a person. The fine may be paid by mail or in person at the city municipal court. Upon the third and each subsequent violation of this section, a person shall be subject to the penalties set forth in section 1-4 of the Code.
(Code 1971, § 13-11; Ord. No. O-00-16, § I, 5-11-00)
Sec. 76-61. - Solicitation on roadway prohibited.
No person shall distribute literature to, request donations from, or in any other manner perform acts of solicitation of any type directed at the operator or any passenger of any motor vehicle in a travel lane, including motor vehicles stopped at intersections or in obedience to any traffic control device, on any public street or highways within the state.
(Code 1971, § 22-58)
Why are these ordinances not being enforced by our Warwick Police Department?
Why are the panhandlers not being removed from the middle of our roadways????
The people need to come together, organize and demand that our city laws are enforced and our roadways are safe!
You are also urged to contact your city councilperson and demand that our ordinances are enforced:
Richard Corley: email@example.com
Please also feel free to reach out to the Warwick Chief of Police to ask why our ordinances are not being enforced.
It is up to the PEOPLE to demand an accountable and responsible local government --and a safe, clean and lawful community!
Comments are closed.
Email: email@example.com
July 2019


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Hey so let's start this Monday off right shall we and get to a super cool Metal touring announcement. I'm speaking none other than the mighty Metal Alliance Tour that brings together some truly awesome acts and leaves the fans physically and mentally spent. Check out the press release, poster and dates and then I'll return with some additional thoughts.
The Press Release:
Dying Fetus to Headline The 6th Annual Metal Alliance Tour . High River Sauces is proud to present the 6th Annual The Metal Alliance Tour. Each year this touring festival assembles a package that celebrates the various genres of Metal. It is with great honor to celebrate this 6 year hallmark than to announce DYING FETUS, one the pioneers of the death metal as the official Metal Alliance Tour 2016 headliner.
The tour will be rounded out by THE ACACIA STRAIN, JUNGLE ROT, BLACK CROWN INITIATE and rotating openers REAPING ASMEDEIA and NYLITHIA. The Metal Alliance Tour will make the trek across United States and Canada starting on the east coast in April and run through May.
Continue reading Presenting The Metal Alliance Tour 2016 Featuring Dying Fetus


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Results for Floral Greens near Fallbrook and Arcata
in Flower Farmers, Weddings & Events, National/Overnight Delivery, Floral Greens
Founded in 1999, Flowerbud.com is a California-based online flower company that partners with top growers in the US to offer premium flowers of unsurpassed beauty and freshness.
Arcata, California
United States
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The Protea Store
in Flower Farmers, National/Overnight Delivery, Wholesalers of American-grown Flowers, Floral Greens
The Protea Store is a family-owned and operated business that's passionate about California grown flowers and foliage. We practice sustainable agriculture to grow and harvest a wide variety of proteaceae. When you buy protea from us, you buy quality!
Fallbrook, California
United States
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Rating: 8.1/10
A sense of atmosphere can be everything, and sometimes it's what you don't notice that makes all the difference. This play in subtlety is what Wilsen does best, coloring "I Go Missing In My Sleep," their debut album, with a reserved impressionism all their own.
The album delights in creating space, letting the dreamy voice of bandleader Tamsin Wilson shimmer on the surface, creating ripples in the song's fabric. The music is both complex and non-intrusive, giving the listener the choice to lose themselves in the dynamic web of sounds that Wilsen weaves, or alternatively let the music pass over them like a cloud that is both beautiful and nebulous.
Despite its sometimes expansive sound, there is something undeniably introverted about "I Go Missing In My Sleep." I get the feeling on tracks such as "Otto" and "Heavy Steps" that Wilson is singing from some dark corner of her room, awake to the silence and heaviness of the late night hours. Her spectral voice paints such a scene in the chorus of "Otto:"
"Did the dark swallow you whole
Did the sea get your ghost
See I didn't hear you leave without us
So small, now, we're so small"
Though the feeling of solitude permeates the album, Wilson finds consolation in the loneliness that comes creeping along. In "Heavy Steps," a song that shines with the singer's casual delivery, accentuates her message of self-love:
"In the morning you'll find
Heavy steps quiet
Worry turns to wonder
And you don't have to be alone"
In an interview she offers this consolation for those stuck in similar spaces of thinking:
"You may sit and wonder why people haven't entered your life, and it's maybe because you have some self-repair [to do]."
"Heavy Steps" is also one of the best sounding songs on the album. It's subdued approach and glazed-over groove weave in and out of Wilson's rich voice, forming a tight spiral of sound. It's a well-produced album and a joy to listen to with earphones, where the production shines. Close your eyes and the music suddenly feels like a daydream.
Sometimes the production sounds a bit too good, though, and there a few parts of the album that could have used a little bit more edge. That being said, the pristine sound of the record only enhances the dreamlike feeling that Wilson's songs evoke. The textural folk that Wilsen makes lives inside of the time right before sunrise, when the night is about to recede into morning. The light is coming over a painted horizon to color the world again.


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Register Your Challenge!
A group of 6 cumbrian friends raising awareness and funds for Macmillan
Our fundraising page.
The number of people living with cancer is two million and counting.One in three of us will get cancer and its the toughest thing most of us will ever face.Macmillan cancer support improves the lives of people affected by cancer.Donations make up 98% of Macmillans income.
Homepage of Macmillan.
This challenge took place on Saturday, 6 July, 2013.
Record your time
The National Three Peaks Challenge takes in the highest mountains in Scotland, England and Wales, often in 24 hours.


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Physical Therapy
In our physical and occupational rehabilitation department, we use a team approach, combining our expertise and experience, to deliver high quality care to rehabilitate patients with post-surgical joint replacements, neck and back pain, sprains, strains, degenerative joint disease and fractures.
Our primary objective is to assist each patient in achieving his or her highest level of function. We work together with the patient and their physician to create a customized plan of care to fit the needs of the patient. We use a hands-on approach in conjunction with a wide range of treatment modalities, in a friendly, therapeutic, and compassionate environment. Our occupational therapists can also provide customized splinting services for upper extremity conditions.
We strive to build strong relationships with physicians, case managers and insurance companies to provide the most efficient and effective treatment outcomes for all patients.
Our therapists are specially trained in myofascial release, sports performance and strength training, musculoskeletal injuries and rehabilitation following ACL reconstruction and shoulder repairs. Our physical therapists are members of the American Physical Therapy Association and our Occupational Therapists are Board Certified with the National Board of Occupational Therapy. All of our therapists are licensed in New York State.
You'll appreciate our friendly, compassionate staff, our hassle free scheduling, our Saturday and evening hours and our easy-to-access bilingual facility.
For Additional Information visit:
- New York Physical Therapy Association
- American Academy of Physical Medicine and Rehabilitation
- Move Forward Physical Therapy
Accepted Insurance Plans
Orthopedic Therapy Service providers participate with the following plans:
- 1199
- Aetna
- Affinity
- AmeriGroup HealthPlus
- EmblemHealth GHI
- EmblemHealth HIP
- EmblemHealth Vytra
- EmblemHealth Exchanges
- Empire Blue Cross Blue Shield (HMO, PPO, EPO)
- Empire Blue Cross Blue Shield MediBlue
- Empire Blue Cross Blue Shield Pathway Exchange
- Healthfirst
- Medicare
- No Fault
- NYS Health Insurance Plan (NYSHIP)- The Empire Plan
- Oxford Freedom Plan
- Railroad Medicare
- Three Rivers Provider Network
- United Healthcare
- Workers Compensation
Betty J. Poulos, MSPT
Betty J. Poulos, MSPT is the Director of Orthopedic Therapy Services, a division of Advanced Orthopedics. She has a Bachelor's Degree from the State University of New York at Buffalo and a Master's Degree from the State University of New York at Stony Brook. She has expertise in the treatment of a wide variety of orthopedic injuries, with over 35 years of experience in outpatient care focused on restoring normal function and biomechanics. She is also an active volunteer in the community, including being a firefighter and emergency medical technician.


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In the mean time, in the shop, I have begun to make some doors for the sauna.
I still glue up the stave cores myself, and I took a couple pictures of that process and the result.
These will be simple plank style doors, but I still need a good solid core.


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Roasted Cherry Tomato Summer Frittata
Contributed by
Honest to Goodness Community
2-3 people
1 hour
- Halve the cherry tomatoes, and place them clustered together, cut side up, on a baking tray lined with paper.
- Drizzle 1 tablespoon extra virgin olive oil and balsamic over the tomatoes, and season with salt and pepper. Place in a pre-heated oven to cook for 45 minutes, until tomato skins start to crinkle and the balsamic is caramelised.
- Grate the zucchini, then sprinkle in salt and leave to drain for 30 minutes in a strainer. Rinse then squeeze out as much liquid as possible.
- In an oven-proof frying pan, warm half the oil on medium-high heat. Add the prepared shredded zucchini and fry while stirring regularly for around 10 minutes, until the edges start to turn golden brown.
- Add the prepared shredded zucchini and fry while stirring regularly for around 10 minutes, until the edges start to turn golden brown.
- Meanwhile, in a separate bowl whisk together the eggs, then add the garlic, chilli, basil, chives, pecorino and salt and pepper to taste.
- Add the cooked zucchini to the egg mixture and stir through.
- Quickly wipe clean the frying pan then add the remaining oil. When the oil is hot and has covered the whole frying pan, add the egg mixture evenly and reduce the heat to medium-low. Top with the roasted cherry tomatoes, the cubed feta, and any other add-ins.
- Allow the frittata to cook without stirring for around 10 minutes. Check the edges to see if the frittata is cooked underneath.
- Once mostly cooked through, remove from the stove top and place the fry pan into the hot oven on the grill setting, or under the broiler, for a further 10 minutes.


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Read all about the knights of the Empire in the Knightly Orders Guide.
Quote GP:Those figures are awesome! I'd say keep them all and set up a Napoleonic skirmish game with them. You'd need some French (blue uniforms ), and the rules could be from Too Fat Lardies' Sharpes Practice which could be good.If I get inspired, Ill pull out my air fix 1/32 scale Napoleonics. All plastic, I have the English, Scottish, old and new guard French. Dang you GP!Once again!!!!
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Speed of Results6
Quality of Ingredient7
Customer Service6
Customer Feedback8
The following is a review of the dietary supplement Omega Sufficiency. More so, this review scrutinizes the claims by the maker of this health product that this health supplement is the greatest, containing the maximum amount of key elements of Omega-3 the body needs to stay healthy. Amongst the benefits stated by the company, are that Omega-3 can aid to avert ailments for example obesity, arthritis, cancer, heart disease stroke, depression, diabetes, Alzheimer's disease, high blood pressure, eczema, as well as learning and cognitive development problems.
According to the manufacturer, one (1) teaspoon (5 ml) contain the ingredients: Omega-3 fatty acids (1400 – 1700 mg), eicosapentaenoic acid EPA (740 – 825 mg), docosahexaenoic acid DHA (460 -550 mg), and other Omega-3 fatty acids (200 – 325 mg). The levels of docosahexaenoic acid and eicosapentaenoic acid appear adequate, while our research found other merchants offering levels of 800 mg EPA and 600 mg DHA. These are elements known to provide different health benefits, stretching from thinning the blood to defending the heart, and averting a stroke and assisting with brain-function development.
The recommendation from the manufacturer is to take half a teaspoon of the liquid, or two (2) capsules be taken per 40 pounds of body weight, children included. If the liquid formula is taken, the bottle should be shaken well in advance of each use. After opening, the bottle should be kept in the refrigerator. The capsules do not need to be stowed in the refrigerator; yet, the capsules should be kept out of direct sunlight.
This dietary supplement is accessible online straight from the manufacturer's website. This health product is vended in three different varieties. 1) A lemon-flavored 500 ml bottle providing 100 serving per bottle – to buy for $60.00. 2) With the same lemon flavor, however in capsule form. The capsule choice offers 240 capsules, which is 60 servings per bottle, with a purchase price of$55.00. 3) The strawberry-and-lime flavored capsules: 240 capsules providing 60 servings per bottle at a purchase price of $55.00. No discounts are offered on any of the aforementioned choices. If you buy two or more bottles, you can get 10% off every single additional item.
Guarantee & Feedback
The maker of this dietary supplement does offer a money-back guarantee on these products. The terms of this guarantee are that the undesirable good could be returned within 30 days in an unopened condition. The company takes no liability for the shipping fee (if not from America extra duties and taxes may be added); and will subtract $15 per bottle and $20 per case as the restocking fee on all returned items. Vitally, the company should approve all returns before the return is implemented.
Our research found that 90% of the reviews on the third party site Amazon alone were of high quality. Although there were only 48 reviews on 13 May 2018, these reviews has minimal deception issues.
Our Conclusive Review About Innate Choice Omega Sufficiency
Omega Sufficiency offers some positive points, but there are also some concerns. At the outset, there is a money-back guarantee on these dietary supplement, and there is a selection of either liquid or capsule format. Problematic is that the guarantee policy does not permit a sample of this supplement in advance of returning it, should it not deliver. The costs sustained in returning the product may mean that you obtain only a small bit of your money back. More so, no discount offered on these supplement. The 10% discount applies only to if a consumer buys two or more products. With that, it might be better to just opt for a better quality product, one which does not need to be combined with others to be effective.


text: Word of the Week | Sexting May 11, 2016Sexting British Columbia The three young offenders have pled guilty to single counts of criminal harassment. The unusual aspect of this case is it involves "sexting" which I am advised involves persons taking intimate pictures of themselves and then distributing them to others. In this case the pictures were taken by young persons and distributed to young persons. [...] The youths traded these photos with others; Crown counsel described this practice to be similar to the trading of hockey cards. [...] This practice of providing naked photos of oneself to others has apparently become a common practice amongst young persons. (R. v. B. (S.) (2014), 2014 CarswellBC 3599, 2014 BCPC 279, [2014] B.C.J. No. 2990 (B.C. Prov. Ct.) at paras. 1, 6-7 Dickey Prov. J.) Try a 14-day trialSign Up Now © Copyright WestlawNext Canada, Thomson Reuters Canada Limited. All rights reserved.


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See the list
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All upcoming computer program training courses are listed
. Unless the training is full, registrations are open up to one month before the start of the training.
To attend a training course, you need to hold the corresponding computer program licence.
For your registration to be complete, you must provide a proof of licence and a proof of payment of the registration fees.
participants working in France
: the NEA is not a training centre ("centre de formation"), no training agreement ("convention de formation") will be established.
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The International Radio Festival 2018 commenced in Malta's capital city Valletta, a UNSECO World Heritage Site on 29 October 2018 with local shows on air. A non-stop broadcast of International Radio Jockeys happens live at the unique International Radio Festival (IRF), which has set up base in Valletta at the Mediterranean Conference Centre.
In its 9th year, the international broadcasting event represents the first and only conference to debate and showcase the business, production and curation of the world's most consumed medium – audio/radio content.
The International Radio Festival 2018 was founded by Darryl von Daniken. The International Radio Festival (IRF) was founded in 2010 to celebrate radio's on-air influencers and their production teams who command the trust and loyal ear of billions of listeners around the globe.
IRF 2018 has the support of Malta Tourism Authority and Air Malta.
The conference format offers invited radio stations the opportunity to showcase their chosen programs formats to attendees whilst simultaneously broadcasting said programs live-on-air from the conference back to their home audiences, reaching millions of global listeners and making the IRF the largest media event of its kind – reaching 100 million listeners globally.
RJ Devaki from Red FM, Ahmedabad will be performing among the Indian RJs as she was picked up as the best RJ to represent India at IRF, from a number of entries received from across the country.
IRF Festival Director Darryl von Däniken said, "We are delighted to have been invited by the Government of Malta to partner with them to celebrate Valletta, the European Capital of Culture 2018. Together we will demonstrate the power that audio delivers in the overall media mix."
Darryl von Daniken says, "Malta enjoys an incredible history dating back 5,000 years and where music and radio has also played a historical part on this sparkling gem of an island amidst the Mediterranean boasting the world's first record store from 1885 and in the recent time be on the first countries embrace Europe's new broadcasting standard DAB+ as well as many other 21st century technologies."
He said, "Radio broadcasting kick-started the global media industry, setting international media standards, strategies and sales approach still being used today. While the power of music and voice was drastically underestimated at the beginning of the internet revolution, today's ever-growing earphone generation confirms the power of audio."
Further he added, "The IRF sits at the heart of this development as a meeting of minds, and a place for knowledge sharing, networking, and forming both analogue and digital audio strategies for the future, not just for broadcasters, but also for the music and advertising industry."
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A unique fashion show by ReshamGarh, where customers were brand custodians and models
One of the Finest destination for business, pleasure and celebrations launches in Gurugram
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After major maintenance carried out at the enterprise, all the components of the industrial chain run at high capacity level. Nowadays, Vinnitsia Oil and Fat Production Plant process 2000 tons of rapeseed a day. The plant is going to process the crop until early September. «We have no troubles with raw material. Our capacities are fully loaded, — said the Chairman of the Board of Directors of Vinnitsia Oil and Fat Production Plant, Dmitriy Chalenko. — In September we will start the sunflower harvest season, thus now a number of oil and fat plants have stopped for major repairs. Already in early July, Vinnitsia Oil and Fat Production Plant has performed all necessary technical works and before harvesting the rapeseed it was completely prepared for processing». Almost all rapeseed oil and flakes are being exported by ViOil. Major customers of the production are the European countries.
Винницкий масложировой комбинат вышел на плановую мощность переработки рапса


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Continuous Deposition of Carbon Nanotubes in an Arc-reactor and their Application in Field Emission Devices (2007)
Type of ContentTheses / Dissertations
UC Permalinkhttp://hdl.handle.net/10092/3267
Thesis DisciplineChemical Engineering
Degree NameDoctor of Philosophy
PublisherUniversity of Canterbury. Chemical and Process Engineering
AuthorsShastry, Rahulshow all
Carbon nanotubes have become one of the most important building blocks critical to nanotechnology. Carbon nanotubes have attracted the interests of many scientists since their discovery due to their remarkable properties and have been widely used for various applications. However, the bottle neck in nanotube research has been the lack of a cheap, continuous and fast nanotube production method. This study concerns a reactor where nanotubes are continuously deposited on a carbon substrate using arc discharge at atmospheric pressure. This process appears to be the first to employ an arc discharge as the method for continuous mass deposition of nanotubes on a substrate. This nanotube deposition method eliminates the generic multistep process of nanotube deposition on substrates for its use in many applications. The effect of various parameters influencing growth and morphology of nanotubes on the substrate in the arc reactor (inter-electrode gap, atmosphere composition, current density, flushing, substrate type and speed and catalyst) have been systematically explored to optimise nanotube growth. The field emission properties of the nanotube laden substrate are studied for use and applicability as electron emitters. The nanotube samples demonstrated superior emission properties, low turn-on field and excellent current stability when put into applications such as a luminescent tube and an ionisation sensor. Theoretical modelling of the behaviour of a single nanotube during field emission was performed using finite element analysis software (COMSOL 3.2) to understand the effect of nanotube length, diameter, and vacuum gap on an individual nanotube. The results reveal that resistive heating (temperature) limits the maximum current carried by an individual nanotube. Furthermore, a new growth model is introduced to explain the formation of nanotubes from graphene fragments and nanocrystallites, due to polarisation of carbon species near the electrode surface suggesting that carbon vapour is unlikely to be responsible for nanotube growth.


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Tips For A Cleaner Home This Summer
Now that the kids are off for the summer, expect your home to get messier than usual! Kids and messes seem to go hand in hand and while they're off from school this summer, your clean home might be a complete mess. But that's okay if you know these simple cleaning tips that'll help make your home appear cleaner than it truly is! After all, summer is all about fun so spend more time with your family and less time cleaning with these cleaning tips.
Invest In A Quality Floor Cleaner
Dirty floors can make a home look dirtier than it really is, so while the rest of the room is fairly clean, dirty floors will make it look otherwise. Even if you don't have time to clean anything else, making sure your floors are clean will enhance the entire room's appearance. Investing in a quality floor cleaner like Rejuvenate's No-Bucket solution will save you loads of time cleaning since it's easy to use and effective. Simply spray-on or use the Rejuvenate Click n Clean spray mop system on your tile, hardwood, laminate or vinyl floor surfaces and you're done! The residue-free floor cleaner gets rid of dirt and grime without leaving behind a dulling shine. The best part is no mop or bucket is needed!
A Powerful And Safe Laminate Floor Cleaner
The Rejuvenate No-Bucket Laminate Floor Cleaner features a pH-balanced formula that features shine boosting technology, which won't harm your floor's finish and neutralizes contaminates, removes old wax buildup and strips away any residue. But the best part is that the laminate floor cleaner is safe to use since it's a GREENGUARD Gold Certified product for its low VOCs, making it safe for your kids.
An Upholstery Cleaner Equals Nicer Couches
As much as you try to get your kids outside this summer, the truth is the couch will most likely be their favorite spot! This means stains and spots left on your upholstered pieces as they spill their drinks, snacks and more on your favorite furniture items. To combat dirty upholstery furniture, you'll need Rejuvenate Carpet Cleaner & Upholstery Cleaner to make sure your couch looks and stays like new this summer.
Easy-To-Use Couch Cleaner
The Carpet Cleaner & Upholstery Cleaner is so easy to use you'll be able to make your kids clean after their messes! The couch cleaner features a fast-acting, safe, solvent-free pH formula for couches, fabrics and upholster furniture that will instantly remove stains without heavy scrubbing. Just spray on the couch cleaner on stained areas then agitate with a clean microfiber towel or sponge. That's all it takes to keep a couch looking great this summer.


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Track Teams Soar In Regionals, LCC Meets
Wed, 05/02/2018 - 5:00am
Boys, Girls Win Runner-up In Regional Tournaments
Whitt Carter
The Sulphur track teams continued their outstanding seasons last weekend at regionals, as both teams finished second and are taking a host of individuals to the state meet this weekend at Moore High School.
Both the boys and girls continued their strong run of high finishes as a team and will be well represented this Friday and Saturday, as the Dogs and Lady Dogs look to leave another mark on the state track tournament, where they have been frequent contenders in recent years.
To read more please log in or subscribe to the digital edition. https://etypeservices.com/Sulphur%20Times-DemocratID173/


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S T Davis attended the Author Event at New Creations in Fishkill yesterdayMay 5, 2019
We had a great time at the anniversary Author Event at New Creations Gift Shop in Fishkill on Saturday , May 4, 2019. The weather could have been better but the camaraderie made up for it! Kudos go out to Laura and Michele. Congrats on the successful first year of the store. If you haven't been there yet, please stop in and take a peek. You will find all three of my books on sale there.


text: NASDAQ:DHILDiamond Hill Investment Group Stock Price, Forecast & News Adding Choose a watchlist: Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat Daily Premium to add more stocks to your watchlist. Adding Diamond Hill Investment Group, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Log In and Add $121.76 +2.78 (+2.34 %) (As of 07/15/2020 12:42 PM ET) Add Compare Share Today's Range$119.32Now: $121.76▼$121.7650-Day Range$101.78MA: $111.23▼$122.1352-Week Range$75.00Now: $121.76▼$150.00Volume4,547 shsAverage Volume19,847 shsMarket Capitalization$393.89 millionP/E Ratio10.50Dividend YieldN/ABeta1.04 ProfileAdvanced ChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesSEC FilingsSocial Media Diamond Hill Investment Group, Inc., together with its subsidiaries, provides investment advisory and fund administration services in the United States. It sponsors, distributes, and offers investment advisory and related services to a range of clients, such as corporations, mutual funds, retirement plans, public pension funds, endowments, foundations, financial institutions, and high net worth individuals. The company also provides fund administration services, including portfolio and regulatory compliance, treasury and financial oversight, and general business management and governance of the mutual fund complex, as well as oversight of back-office service providers, such as the custodian, fund accountant, and transfer agent. It offers investment advisory services to third-party financial intermediaries comprising independent registered investment advisors, brokers, financial planners, and wealth advisers; and fund administration services primarily to mutual funds, institutional accounts, and private investment funds. The company was founded in 1990 and is based in Columbus, Ohio.Read More Beat the Market (BTM) Rank™ 0.0 Analyst's Opinion Consensus RatingThere is not enough analysis data for Diamond Hill Investment Group. Previous Next 2.3 Community Rank Outperform VotesDiamond Hill Investment Group has received 191 "outperform" votes. (Add your "outperform" vote.)Underperform VotesDiamond Hill Investment Group has received 217 "underperform" votes. (Add your "underperform" vote.)Community SentimentDiamond Hill Investment Group has received 53.19% "underperform" votes from our community.MarketBeat's community ratings are surveys of what our community members think about Diamond Hill Investment Group and other stocks. Vote "Outperform" if you believe DHIL will outperform the S&P 500 over the long term. Vote "Underperform" if you believe DHIL will underperform the S&P 500 over the long term. You may vote once every thirty days. Previous Next 0.0 Dividend Strength Dividend YieldDiamond Hill Investment Group does not currently pay a dividend.Dividend GrowthDiamond Hill Investment Group does not have a long track record of dividend growth. Previous Next 1.0 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Diamond Hill Investment Group insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $111,220.00 in company stock.Percentage Held by InsidersOnly 3.40% of the stock of Diamond Hill Investment Group is held by insiders.Percentage Held by Institutions52.63% of the stock of Diamond Hill Investment Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 1.3 Earnings and Valuation Price to Earnings Ratio vs. the MarketThe P/E ratio of Diamond Hill Investment Group is 10.50, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 16.88.Price to Earnings Ratio vs. SectorThe P/E ratio of Diamond Hill Investment Group is 10.50, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 18.27.Price to Book Value per Share RatioDiamond Hill Investment Group has a P/B Ratio of 2.14. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Previous Next Analyst Opinion: 0.0Community Rank: 2.3Dividend Strength: 0.0Insider Behavior: 1.0Valuation: 1.3 5 -4 -3 -2 -1 -Overall Beat the Market Rank™0.91 out of 5 stars Industry, Sector and Symbol Stock Exchange NASDAQ Industry Investment advice Sub-IndustryAsset Management & Custody Banks SectorFinance Current SymbolNASDAQ:DHIL Previous Symbol CUSIP25264R20 CIK909108 Webwww.diamond-hill.com Phone614-255-3333Debt Debt-to-Equity RatioN/A Current Ratio8.09 Quick Ratio8.09Price-To-Earnings Trailing P/E Ratio10.50 Forward P/E RatioN/A P/E GrowthN/A Sales & Book Value Annual Sales$136.62 million Price / Sales2.88 Cash Flow$12.68 per share Price / Cash Flow9.60 Book Value$56.99 per share Price / Book2.14Profitability EPS (Most Recent Fiscal Year)N/A Net Income$54.96 million Net Margins29.09% Return on Equity20.33% Return on Assets15.16%Miscellaneous Employees125 Outstanding Shares3,235,000Market Cap$393.89 million Next Earnings Date7/29/2020 (Estimated) OptionableNot Optionable NASDAQ:DHIL Rates by TradingView Receive DHIL News and Ratings via Email Sign-up to receive the latest news and ratings for DHIL and its competitors with MarketBeat's FREE daily newsletter. Diamond Hill Investment Group (NASDAQ:DHIL) Frequently Asked Questions How has Diamond Hill Investment Group's stock been impacted by COVID-19 (Coronavirus)? Diamond Hill Investment Group's stock was trading at $108.28 on March 11th, 2020 when Coronavirus (COVID-19) reached pandemic status according to the World Health Organization. Since then, DHIL stock has increased by 12.4% and is now trading at $121.76. View which stocks have been most impacted by Coronavirus. When is Diamond Hill Investment Group's next earnings date? Diamond Hill Investment Group is scheduled to release its next quarterly earnings announcement on Wednesday, July 29th 2020. View our earnings forecast for Diamond Hill Investment Group. How were Diamond Hill Investment Group's earnings last quarter? Diamond Hill Investment Group, Inc. (NASDAQ:DHIL) released its quarterly earnings data on Monday, April, 27th. The asset manager reported $2.71 EPS for the quarter. The asset manager earned $31.93 million during the quarter. Diamond Hill Investment Group had a net margin of 29.09% and a return on equity of 20.33%. View Diamond Hill Investment Group's earnings history. How often does Diamond Hill Investment Group pay dividends? What is the dividend yield for Diamond Hill Investment Group? Diamond Hill Investment Group declared a dividend on Tuesday, October 29th. Shareholders of record on Monday, December 2nd will be paid a dividend of $9.00 per share on Tuesday, December 10th. The ex-dividend date of this dividend is Friday, November 29th. This is an increase from Diamond Hill Investment Group's previous dividend of $8.00. View Diamond Hill Investment Group's dividend history. Has Diamond Hill Investment Group been receiving favorable news coverage? Media coverage about DHIL stock has been trending negative recently, InfoTrie reports. InfoTrie ranks the sentiment of news coverage by analyzing more than six thousand blog and news sources in real time. The firm ranks coverage of companies on a scale of negative five to positive five, with scores closest to five being the most favorable. Diamond Hill Investment Group earned a news sentiment score of -2.0 on InfoTrie's scale. They also assigned media headlines about the asset manager a news buzz of 10.0 out of 10, meaning that recent news coverage is extremely likely to have an impact on the company's share price in the near term. View the latest news about Diamond Hill Investment Group. Who are some of Diamond Hill Investment Group's key competitors? Some companies that are related to Diamond Hill Investment Group include BlackRock (BLK), Bank of New York Mellon (BK), T. Rowe Price Group (TROW), State Street (STT), Ameriprise Financial (AMP), Northern Trust (NTRS), Franklin Resources (BEN), SEI Investments (SEIC), Ares Capital (ARCC), Invesco (IVZ), Legg Mason (LM), Eaton Vance (EV), Affiliated Managers Group (AMG), Cohen & Steers (CNS) and Federated Investors (FII). View all competitors. What other stocks do shareholders of Diamond Hill Investment Group own? Based on aggregate information from My MarketBeat watchlists, some companies that other Diamond Hill Investment Group investors own include Pfizer (PFE), Verizon Communications (VZ), Altria Group (MO), Exxon Mobil (XOM), JPMorgan Chase & Co. (JPM), AbbVie (ABBV), Editas Medicine (EDIT), Gilead Sciences (GILD), GSI Technology (GSIT) and Coca-Cola (KO). Who are Diamond Hill Investment Group's key executives? Diamond Hill Investment Group's management team includes the following people: Mr. Christopher M. Bingaman C.F.A., CFA, Pres, CEO & Director (Age 53)Mr. Thomas Edward Line, CFO & Treasurer (Age 52)Ms. Frances A. Skinner CFA, CPA, Chief Admin. Officer of Investments (Age 54)Mr. Christopher A. Welch CFA, Co-Chief Investment Officer & Portfolio Mang.Mr. Austin Hawley CFA, Co-Chief Investment Officer & Portfolio Mang. What is Diamond Hill Investment Group's stock symbol? Diamond Hill Investment Group trades on the NASDAQ under the ticker symbol "DHIL." How do I buy shares of Diamond Hill Investment Group? Shares of DHIL can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. What is Diamond Hill Investment Group's stock price today? One share of DHIL stock can currently be purchased for approximately $121.76. How big of a company is Diamond Hill Investment Group? Diamond Hill Investment Group has a market capitalization of $393.89 million and generates $136.62 million in revenue each year. Diamond Hill Investment Group employs 125 workers across the globe. What is Diamond Hill Investment Group's official website? The official website for Diamond Hill Investment Group is www.diamond-hill.com. How can I contact Diamond Hill Investment Group? Diamond Hill Investment Group's mailing address is 325 JOHN H MCCONNELL BLVD SUITE 200, COLUMBUS OH, 43215. The asset manager can be reached via phone at 614-255-3333 or via email at [email protected] This page was last updated on 7/15/2020 by MarketBeat.com Staff 30 Days of MarketBeat All Access for $1.00 Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools: Best-in-Class Portfolio Monitoring View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. Compare your portfolio performance to leading indices and get personalized stock ideas based on your portfolio. Stock Ideas and Recommendations Get daily stock ideas top-performing Wall Street analysts. Get short term trading ideas from the MarketBeat Idea Engine. View which stocks are hot on social media with MarketBeat's trending stocks report. Advanced Stock Screeners and Research Tools Identify stocks that meet your criteria using seven unique stock screeners. See what's happening in the market right now with MarketBeat's real-time news feed. Export data to Excel for your own analysis. Start Your Risk-Free Trial Subscription Here Questions? Get Started with MarketBeat — Read Your Daily NewsletterCheck Out My MarketBeatWatch Our Tutorial VideosAdd a Stock to Your WatchlistSet Up an Instant AlertView a Company's Profile PageView Our Financial CalendarsView Today's Analyst Ratings


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This week is Baby Loss Awareness Week. This is a week for bereaved parents and the people that support them to unite and commemorate the lives of their babies. You can access more information about this here. On 15th October there… Read more
Posts in October 2017
Thanks to The Fir Tree in Reddish
The Fir Tree Pub in Reddish hosted an excellent fundraiser for us in August. Here is Manager Chris presenting us with a Big Cheque for £800, but there is still more money to come so the final total will actually… Read more


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|Greg will lead technical support and training across the UK and Ireland
IDIS has appointed Greg Kulesza to the position of Technical Manager to support the growing number of DirectIP customers and partners.
Based out of the IDIS European headquarters in London, Greg will lead technical support and training across the UK and Ireland. He will oversee the recently established IDIS demo and training centre, already hosting regular DirectIP training programmes for installers and end-users. Greg will also head up technical support services and drive product-marketing initiatives across the region.
Commenting on his appointment, Greg Kulesza, Technical Manager at IDIS, noted, "It's an exciting time to join IDIS after the recent launch of DirectIP. There is already a huge demand for training as installers look to offer DirectIP as a simple and convenient solution for full HD and networked surveillance."
"The launch of DirectIP has yielded new installation and distribution partners in the UK and Greg's appointment ensures we provide technical services at a local level while supporting our continued growth," added, Brian Song, Managing Director of IDIS Europe.
Most recently, Greg held technical training and professional services positions at Tyco following seven-year tenure as a technical engineer with integrator First City Care. He has a degree in maths and information technology from the University of Lodz, Poland.


text: Art Brokerage: Vladimir Ryklin Russian Artist: b. 1934. He was born in 1934 in Moscow. Upon completion of his studies, he worked as an illustrator and poster artist for the Central Commercial Art Bureau. Vladimir Ryklin credits include posters for such prestigious companies as the New York City Ballet, Dresden Opera, Vienna Opera, and awards for best poster in Moscow and Bulgaria. Since 1975, the artist had worked as a scenic artist for the National Broadcasting Company (NBC), including Saturday Live Night Show. Since 1990, Vladimir Ryklin has worked as a production designer for CBS Night Show with David Letterman. Ryklin draws on the traditional style of realism characteristic of the old masters - most notably 17th-century avant-garde artist such as Bosch and Brueghel- to create surrealistic compositions.


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Southwest Mission, Kelowna, BC
Southwest Mission is a neighbourhood in Kelowna with 238 properties on record at Snap Up Real Estate. The average (median) house price in Southwest Mission is $1,417,922, the median condo price is not available, and the average rent is not available. There are 97 houses, 8 townhouses and 0 condos for sale on Snap Up Real Estate while there are 0 rentals of all types combined.


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It may come as a surprise to a few of you, but I love to camp.. and so does R. So "camping" may be a bit of a stretch. These days it is more like glamping. When we first started dating, we camped in tents and cooked over an open fire. Over time, my packing for camping took on a life of its own and we had to graduate to a camper.
It has really allowed us to enjoy the camping experience even more and do so comfortably. We have all of the comforts of home, stove, A/C, refrigerator, microwave, full washroom… I honestly don't know how we did it before.
This is our first year that we will have a seasonal spot up in our favourite place, Hecla Island here in Manitoba. We will park the camper in May and that is where we will be spending most of our free weekends and vacations this summer.
We take the dogs with us, and take the time to just relax and unwind. Just think, maybe with any luck this time next year we will be camping with baby! I've been reading the blogs and it is apparently very manageable, it just comes down to packing for every possibility. So I'm set, I'm a notorious over packer! We are good. Bring on the summer!!


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Premier's Reading Challenge
Come in and pick up a Student Reading Record from our Library.
You only need to read 12 books:
- for years 8 and 9, 4 books from the PRC booklists, and 8 of your own choosing;
- for years 10 to 12, all 12 books are your own choice.
Did you know you can include many types of books:
- E-Books
- Audio Books
- class/shared reading - this includes books you read at home with your family, or even books that are read to you by an adult
- Prescribed books that you have to read for school (any subject)
- non-fiction
- research for assignments
- books in another language other than English
There are plenty of awards. Which one are you up to?
We are learning how to ask questions and use research processes to meet and understand the challenges and opportunities ahead of us.
Not sure where to start your research? Looking for research tips and strategies to point you in the right direction?
Ask Linda.
What's Linda reading?
Linda is currently reading:
The Bass Rock by Evie Wyld


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I dreamed that I was with one
I dreamed that I was with one of my friends and I was looking at one of her instruments. The instrument was wooden, with carved out holes, ha a similar shape to a bassoon, but had the pads metal hold covers of a clarinet and two "thumb rests" that could be shifted upwards to uncover holes (one rest on the back, and one on the front towards the bottom), the place where you breath into the instrument is similar to the top of a bassoon, and there's an oboe reed that's on the inside of the hole with the reed intruding the instrument. Later, I move to a space similar to the one at my church, and there is a keyboard with a similar setup to one in my schools recording studio.


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Happy New Year's Eve! Today isn't a typical Monday, so it makes sense that this week's #MarvelousMonday post is a bit different.
Mommy created a frame using the front covers of all the books she reviewed this year. They aren't in any particular order, she tried but she had a hard time squaring them up. I can't believe she reviewed 60 books, and that's not even counting the books she read for fun or the books that she's read and will share with you next year.
Mommy and I have had some ups and downs this year. I've had a few health issues pop up, and Mommy wondered how she was going to get them taken care of. She figured it out and so I'm doing much better. Mommy struggled with finding a job she can keep, but she discovered a few resources to help her with that and she's looking forward to starting a new job next year. Mommy's learned a lot about how to keep me groomed when she can't afford to take me to a groomer. I've had a few weird haircuts along the way but she's getting better at it. Mommy has also really struggled with PTSD this year; however, she has discovered opportunities to help her get the help she needs and is learning how to cope with her triggers.
Mommy has read a lot of books that she loved and discovered some new authors along the way. She's hoping that this year she can get to some of the books that have been sitting on her TBR list for quite some time. Mommy has changed a few things on the blog to make it easier to navigate and load faster. She's also going through old reviews and updating links and information as needed so they'll be ready for her #BlastFromThePast social media campaigns, which she plans on posting more consistently for.
Speaking of social media, Mommy has figured out new ways to make her Bookstagrams even prettier and she just started an Instagram account for me. If you'd like to follow, my account is @lexifuzzybottom and she's going to start using the hashtag #LexiFuzzyBottom for our #MarvelousMonday posts and pictures of me.
There were times this year when Mommy wondered why she kept reviewing books, she wondered if what she did on the blog really mattered to anyone. She thought about quitting, she thought about it a lot when things got really hard for her, but then some of the authors she works with would reach out to her and she realized that she was making a difference.
So, to the authors who seemed to instinctively know when Mommy needed a boost, we thank you. Without your patience for the times when Mommy needed a break and your encouragement, this blog wouldn't exist. We are both looking forward to another year of serving indie authors and discovering some really awesome books along the way.
Have a marvelous Monday and a happy New Year!
Licks and wags,
P.S. If you want to see what Mommy has been reading, check out her shelves on Goodreads!


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New 2020 ToyotaRAV4 Hybrid Limited SUV
- Stock: 12711
- Fuel Economy
- 41.0/38.0 mpg City/Hwy
- Exterior Color
- Magnetic Gray Metallic
- Interior Color
- Lt. Gray Softex®®
- Body
- Transmission
- eCVT
- Drivetrain
- Engine
Included Packages & Accessories
- Limited Grade Weather Package -
- 50 State Emissions
Standard Features
- 2.5L 4-Cylinder Engine 219 Combined Net Horsepower
- Electronic Continuous Var. Tran. (ECVT)
- Electronic On-Demand All-Wheel Drive
- Toyota Safety Sense 2.0: Pre-Collision Sys w/ Pedestrian Detection, Full-Speed Range Dynamic Radar Cruise Control, Lane Departure Alert w/ Steering Assist, Lane Tracing Assist, Automatic High Beams, Road Sign Assist
- STAR Safety System: VSC, TRAC, ABS, Elect Brake-Force Distribution, Brake Assist & Smart Stop Technology
- Backup Camera w/ Dynamic Gridlines
- 8 Airbags
- LATCH-Lower Anchor & Tether for CHildren
- Blind Spot Monitor w/ Rear Cross-Traffic Alert
- Front & Rear Parking Assist w/ Automated Braking
- LED Projector Headlights
- LED Daytime Running Lights
- Power Tilt/Slide Moonroof
- 18-in. Super Chrome Finish Alloy Wheels
- Power Liftgate
- Premium Audio - 8" Touch-Screen, Dynamic Navigation, 11 JBL Speakers including Subwoofer, & Amplifier, HandsFree Bluetooth Phone/Music, USB Media Port, 4 USB Charge-Ports, SiriusXM w/ 3-Month All Access Trial, Android Auto & Apple CarPlay Compatible
- Dual Zone Auto A/C w/ Rear Vents
- SofTex Seats w/ Heated Front Seats, Power Driver's Seat w/ Memory Function
- Smart Key System w/ Push Button Start
- Digital Rearview Mirror w/ HomeLink
- For Full Product Details, Please Visit Toyota.com/RAV4
KBB.com Consumer Reviews
- 1.0
Serious problems with fuel tank and MPG
By VanBriggle on Friday, April 24, 2020Most already know about the fuel tank issue affecting all 2019 and 2020 models of the RAV4 Hybrid. In some cases, such as mine, the tank only takes about 3 gallons (up to 5 on occasion). Since I have a serious commute each day, that means I have to fill up the tank about twice a day. The Toyota field services representative acknowledges this is a serious issue with no fix available, but Toyota National's response to my buyback request was that this is a "normal operating characteristic." So they are requiring I hire a lawyer and pay $10k plus to resolve the issue - so much for Toyota reputation and reliability. Worse, like many others here are reporting, they advertise it as getting 40 mpg, but after 5k mine averages 26.1. Toyota's response to this is also that this is "normal." Of course if they had let me know these were characteristics before buying the vehicle, I wouldn't have purchased. So short story - Toyota defrauded me, and they've lost a customer of 30+ years.
- 2.0
Unresolved fuel filling problem
By Nigel on Saturday, November 30, 2019Gas tank will not fill. Toyota is aware of the problem and does not have a fix.
- 4.0
Fuel tank issues
By Kmac on Tuesday, May 26, 2020First off, I like the SUV. It's getting 38 mpg in Atlanta city traffic on hilly terrain and 36 mpg on the highway with aggressive driving. It's also got good power. I take it camping and tow a small trailer with no issues. I really wanted the car so I paid a premium to get it. Now the bad, there is a major fuel tank issue Toyota is not addressing that is now a class action lawsuit. The tank only holds 8.5-10 gallons unless you put a lot of effort to fill it to it's 14.5 Gallon capacity. You have to trickle fill the tank and it takes 10-15 minutes. It also appears to still be an issue with the 2020 and they aren't addressing the issue. Also, they are still using cheap plastics on the bumpers that easily scratch and discolor. It's a great car, just be aware of the problems and decide if you can live with it.
New Arrivals
Additional rebates may apply. While every reasonable effort is made to ensure the accuracy of this data, we are not responsible for any errors or omissions contained on these pages.
Advertised prices do not include tax, registration or a $499 dealer administration fee.
Additional rebates may apply, all rebates provided by Toyota Financial Services. While every reasonable effort is made to ensure the accuracy of this data, we are not responsible for any errors or omissions contained on these pages.