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1st Chronicles Chapter 2 Young's Literal Translation
These `are' sons of Israel: Reuben, Simeon, Levi, and Judah, Issachar, and Zebulun,
Sons of Judah: Er, and Onan, and Shelah, three have been born to him of a daughter of Shua the Canaanitess. And Er, first-born of Judah, is evil in the eyes of Jehovah, and He putteth him to death.
And Tamar his daughter-in-law hath borne to him Pharez and Zerah. All the sons of Judah `are' five.
And sons of Zerah: Zimri, and Ethan, and Heman, and Calcol, and Dara; all of them five.
And sons of Carmi: Achar, troubler of Israel, who trespassed in the devoted thing.
And Ram begat Amminadab, and Amminadab begat Nahshon, prince of the sons of Judah;
and Jesse begat his first-born Eliab, and Abinadab the second, and Shimea the third,
and their sisters Zeruiah and Abigail. And sons of Zeruiah: Abishai, and Joab, and Asah-El -- three.
And Abigail hath borne Amasa, and the father of Amasa `is' Jether the Ishmeelite.
And Caleb son of Hezron hath begotten Azubah, Isshah, and Jerioth; and these `are' her sons: Jesher, and Shobab, and Ardon.
And afterwards hath Hezron gone in unto a daughter of Machir father of Gilead, and he hath taken her, and he `is' a son of sixty years, and she beareth to him Segub.
And Segub begat Jair, and he hath twenty and three cities in the land of Gilead,
and he taketh Geshur and Aram, the small villages of Jair, from them, with Kenath and its small towns, sixty cities -- all these `belonged to' the sons of Machir father of Gilead.
And after the death of Hezron in Caleb-Ephratah, then the wife of Hezron, Abijah, even beareth to him Asshur, father of Tekoa.
And sons of Jerahmeel, first-born of Hezron, are: the first-born Ram, and Bunah, and Oren, and Ozem, Ahijah.
And Jerahmeel hath another wife, and her name `is' Atarah, she `is' mother of Onam.
And the name of the wife of Abishur `is' Abihail, and she beareth to him Ahban and Molid.
And sons of Appaim: Ishi. And sons of Ishi: Sheshan. And sons of Sheshan: Ahlai.
And sons of Jada, brother of Shammai: Jether, and Jonathan: and Jether dieth without sons.
And Sheshan had no sons, but daughters, and Sheshan hath a servant, an Egyptian, and his name `is' Jarha,
and Sheshan giveth his daughter to Jarha his servant for a wife, and she beareth to him Attai;
And sons of Caleb brother of Jerahmeel: Mesha his first-born, he `is' father of Ziph; and sons of Mareshah: Abi-Hebron.
And Ephah concubine of Caleb bare Haran, and Moza, and Gazez; and Haran begat Gazez.
And sons of Jahdai: Regem, and Jotham, and Geshem, and Pelet, and Ephah, and Shaaph.
and she beareth Shaaph father of Madmannah, Sheva father of Machbenah, and father of Gibea; and a daughter of Caleb `is' Achsa.
These were sons of Caleb son of Hur, first-born of Ephrathah: Shobal father of Kirjath-Jearim,
And there are sons to Shobal father of Kirjath-Jearim: Haroeh, half of the Menuhothite;
and the families of Kirjath-Jearim: the Ithrite, and the Puhite, and the Shumathite, and the Mishraite: from these went out the Zareathite, and the Eshtaulite.
Sons of Salma: Beth-Lehem, and the Netophathite, Atroth, Beth-Joab, and half of the Menuhothite, the Zorite;
and the families of the scribes the inhabitants of Jabez: Tirathites, Shimeathites, Suchathites. They `are' the Kenites, those coming of Hammath father of the house of Rechab.


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Burford Capital Limited (LON:BUR) interim results for 2016H1 produced another set of outstanding figures. The core litigation finance business was the driving force helping overall revenue grow to $76.2m, up from the $40.6m last year (which we considered then to be an exceptional result). Operating profit more than doubled to $61.7m despite investment in growing the capacity of the business. The new initiatives businesses also performed well, moving to a first profit of $2.9m after tax. Insurance has been closed to new business and delivered a profit of $3.4m after tax, though this was the only part of the business to perform below our expectations.
► Currency: With 94% of Burford's assets denominated in USD and all its debt in GBP, it has been a significant beneficiary of the exchange rate moves post Brexit. Even without continuing volatility there will be further benefits due to coupon payments being $2-3m lower than previously.
► Balance sheet: During the first half Burford made some significant changes to its balance sheet. The second retail bond issue was discussed in earlier reports. In June the company bought back its preference shares for a total cost of $0.11. This will save $1.2m of annual costs.
► Valuation: With performance exceeding expectations and helpful currency moves, Burford's rating remains good value despite the strong share price performance. The prospective P/E for 2018E is only 10.2 times, while a 17% RoE with strong growth suggests strong metrics all round.
► Risks: The investment portfolio is fairly focused with some very large investments, which means revenue may be volatile. As the company matures we would expect that to decrease, but not to disappear. As expected, revenue from the insurance business is declining post the adoption of the Jackson reforms.
► Investment summary: Burford CApital Limited has already demonstrated an impressive ability to deliver good returns in a growing market while investing its capital base. As the invested capital continues to grow, the litigation investment business will continue to produce strong earnings growth.

subset: commoncrawl


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How are you?
Let us end on a thoughtful context this evening.
Everyone enjoys music, it has been scientifically that it affects every nerve in our body.
My favourite song if I'm feeling down (we all feel numb and down sometimes) is from a film "The Brooke Ellison Story" about a young girl who suffers paralysis and her experiences of growth.
It's called "Its gonna be ok" and it helped me when I was losing my sight, I related to the lyrics and I get tingles even now.
That's why working me is great, I'll get you to explore yourself through pieces of music and that helps me guide your journey.
So, why not find out more and book a free appointment to get your goals on track.


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- Get Tickets
- Details
Presented by Outside Magazine and Go RVing, Outside Experience offers activities for all ages and abilities to get outside, be more active, and to LIVE BRAVELY. Learn more here.
We will be hosting a cornhole tournamanet with JK's Homemade Backyard Games LLC. on Saturday, July 13th in the Backyard Zone! **please note that this event will be indoors.
Entry is $75 per team of two for early registration and $85 per team onsite. Two 2-day tickets (good for Saturday, July 13 and Sunday, July 14) for Outside Experience are included with the entry fee. $5000 GUARANTEED payouts!
There will be 2 divisions (Advanced and Social). Double elimination best of 1 game in each division. Prize breakdown:
Advanced Division:
1st place $2,000
2nd place $1,000
3rd place $600
4th place $400
Total $4,000
Social Division:
1st place $500
2nd place $300
3rd place $150
4th place $50
Total $1,000
We will be using the official rules from the American Cornhole League. Bring your own bags (ACL approved bags only), or borrow some from the tournament director. The tournament director has the authority to move a player from the social division to the advanced division if deemed necessary to avoid "sandbagging".
Event details may be subject to change, but will be posted in the event discussion.
This is indoors, so it will go on rain or shine!**
Show Dates and Hours
Saturday, July 13th: 10:00 AM - 7:00 PM
Sunday, July 14th: 10:00 AM - 5:00 PM
Are there age restrictions?
Outside Experience is an event for all ages. Age requirements may be in effect for certain onsite activities.
Other Important Info
Prices above do not include state and local taxes. Taxes will be added to your ticket purchase during checkout. Ticket prices will increase online and at the door July 12 at 11:59 PM CT. Please click here for full terms and conditions including our anti-harassment policy.
- Instagram: @outside_experience
Follow the event with #outsideexperience


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Good visual quality of your 360 panoramas is certainly the very first thing your prospects will notice. Make your visits look better than reality. How ?
Resolution of the panorama
While a consumer market two-lens 360 camera gives you 5k-6k resolution, a 6 or 8 lenses professional camera will give you 8K resolution, almost the double. See here why resolution really matters in 360 panoramas.
Nodalview gives you 10K resolution, by taking 8 pictures (every 45 degrees, similar to an 8 lenses 360 camera) per panorama.
High Dynamic Range (HDR)
In 360 panoramas, you will almost always be shooting against sunlight or a direct light source, overexposing exterior vues through the windows, … You don't want to blowout the outdoor background scene, or underexpose the interior. The only way to solve this is by taking successive pictures of the same scene at different exposure levels. While native HDR in these devices is a good start to a better dynamic range, only bracketing gives you perfect results in any circumstances.
Nodalview takes 3 or 5 brackets of the same picture, depending on the actual light conditions in this particular direction.
No parallax errors
When photographing panoramas, rule number one is to shoot all images from exactly the same viewpoint. More specifically the camera rotate around the "no parallax point" (the optical center of the camera/lens) or "nodal point".
Because of the arrangement of the different lenses on 360 cameras, they are prone to what we call stitching or parallax errors with close objects in indoor scenes : The relative positions on the image plane of a close object and a distant object will be different between two photographs, and thus impossible to seamlessly stitch and blend together. The bigger the distance between the lenses, the bigger the problems : you get assembly errors like broken lines, artifacts, …
Nodalview rotates exactly on the axis of the nodal point, eliminating parallax errors.
Shooting session – Workflow
How long does it take to shoot a single panorama ? Multiply that by the total number of panoramas requested ? Do you need to scan the whole property, for example one panorama every 2 or 3 meters, resulting in laborious shooting sessions with dozens of useless panoramas, or only one shoot per room or per interesting viewpoints ? Automatic assembly or manual assembly of the panoramas (navigation hotspots) ? …
Nodalview, with it's motorized head, shoots a panorama in about 30 seconds. Nodalview then automatically assembles the panoramas, with no limitation imposed on the distance between them – a great time saver, and you only capture the important parts !


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Nokia X3-02 Touch and Type
- Vikrant
Excellent mobile
Dnt wry X3-02 z best phone i ever used
In mine there is no problems at all
my battery stands for 3 days n no restarting problem
- 09 Feb 2011
- fq5
- rock
Maryanne, 08 Feb 2011Does the nokia x3-02 have a QWERTY BOARD?have you got eyes? can't you see the picture?
- 09 Feb 2011
- Tr8
- ryan
i would like to know if you would recommend this phone. i am currently using a palm treo pro 850, and would like to know what would be the difference? i hope the battery is long for this one.
- 09 Feb 2011
- K7e
- San
Nice phone but SE Elm is better. I'm sorry that Nokia still falls short to SE.
The reason I got this one was costs. A locked Elm costs £100 while this one unlocked goes for £80.
It does work well, never had a problem since a month ago.
When I got it I've already knew about its bad points like: battery 2.5 days, camera and it's more difficult to read in sunlight due to the resistive screen.
All these things are better in SE Elm but I didn't mind just because of the price, SE is still better to me.
C3-01 improves on battery, but that's a different size and design.
Touch screen is very responsive, and speaker is very loud. You can customise the home screen so it has those shortcuts that you like to make things easier.
Things I was hoping for: to use the volume rocker when phone is locked so I can put music up or down while in my pocket, to have a better grip on the slippery brushed aluminium back cover.
Again SE is better here too.
Other than that the phone is a nice surprise, easy to connect to any pc as well. I hope it lasts.
- 09 Feb 2011
- 3Hk
- Anonymous
I bought this handset for my fella and he loves it.real easy to use for people who dont love touchscreens, battery life is probably around two days for normal useage.
there is a settings issues in the UK for caller ID when with orange provider.call customer services to rectify with manual settings.
I am impressed (and im not usually a nokia fan), although the low(ish)number of free Ovi store applications is a bind (myself am on android with the galaxy S).
- 09 Feb 2011
- M3s
- parisss
rapzzz, 08 Feb 2011i just bought this phone and i see that the battery lasts o... morego to settings and remove 3G, set it to GSM and your battery will last longer.
- 09 Feb 2011
- mjk
- bee
i used this phone for 2 months now and not having any problems with it...it's a good phone and i like it's colour..i had updated it's software and this phone performance was better than before...llllllllooooooooovvvvvvvveeeeeeeee this phone...
- 09 Feb 2011
- Anonymous
andrex, 09 Feb 2011only one alarm can be settap on the clock in the start-screen, there you can set the alarm.
- 09 Feb 2011
- mrp
- Zakir
Maryanne, 08 Feb 2011Does the nokia x3-02 have a QWERTY BOARD?can I please know in Nokia x3-02 touch and tyre whether I can delete the call registry the individual
number by number becuase when i went to options there were for delete item indicating in the options however you can delete in the log registry but every thing gets deleted incoming miss call and dial Nos
Pls clarify
- 09 Feb 2011
- w9L
- andrex
only one alarm can be set
- 09 Feb 2011
- t7X
- Benn John
It's very friendly. It's very reliable and it's suit for the technology today! This phone is not good but is amazing and attractive! From in to out you'll never be bored. Try to use this phone, do not always say that this phone is ugly if you dont try this phone. :)) ACTUALLY, ITS VERY GOOD AND BRILLIANT!
- 09 Feb 2011
- IaF
- Anonymous
I use this phone too, no complains.
- 09 Feb 2011
- p@n
- Maryanne
Does the nokia x3-02 have a QWERTY BOARD?
- 08 Feb 2011
- f3q
- rapzzz
i just bought this phone and i see that the battery lasts only 2 days. is that normal? i use the phone only for voice calls.
- 08 Feb 2011
- pkw
- sufi
Anonymous, 08 Feb 2011Are you all sure that nokia x3-02 is not a good phone to pu... moreya dude its a very good phone ilike it very much
- 08 Feb 2011
- t}c
- fuckers
helo guys its really a gud phone....dnt confuse..urself by li8stening to the fucker like spinj...all idiotic foolls.....jus go for it...only ...minus is the battery life....performnce is really good..and also fast
- 08 Feb 2011
- vGk
- Nokia fan no more
It seems you guys listened to x3 fanatic, the guy who praises the defective x3-02 phone. The turning off by itself problem is in no.4 below. If only you've read what I posted.. these are some of the complaints seen by users of this phone, and I say again:
For x3 fanatic, he says this is 8/10 but i say:
Nokia x3-02: 0.5 out of 10
Its brand new.
1.After buying you will see the defects.Some had returned the product for repairs after a day, or 1week's use.
2.Keys fall from the keypad because they were just glued one by one. The keypad is not a one whole piece, but the keys are separately attached one by one.my gosh.
3.The space bar is located on the rightmost lower part of the keypad, where reaching for the space bar is terribly tiring using the thumb.You will desperately try to reach it.
4.The phone turns off by itself.
5.Poor battery life
6.Touchscreen is useless considering the size.You will accidentally press other functions.Irritating.
7.Not so clear during calls.
8.No navigation key, you will find scrolling difficult.
9.The slimness makes it easier to slip in your hands.
10.Most importantly congratulations on your new phone, you bought it as brand new, and in one day, one week's time, you saw these defects.And nokia would not admit the defects.You have no choice but to have it repaired.You bought it brand new and you'll agree to have it repaired? Listen to x3 fanatic and Happy Regretting!
- 08 Feb 2011
- t7W
- Anonymous
Anonymous, 07 Feb 2011I us the phone and I can teel you some defects. 1. it goes ... moreAre you all sure that nokia x3-02 is not a good phone to purchase i am going to buy onne for my sister this easter thats why i am asking?
- 08 Feb 2011
- 7qD
- spin
got the same defect...shutting off and on and off and on again...wtf..nokia!!!!!!!! take action on it please...
- 08 Feb 2011
- t7s
- usama
how to mark msg and then delete in this phone???????
- 08 Feb 2011
- uWK


text: Breadcrumb Home > Thesaurus Cite Synonyms of homoeopath Find synonyms for: Noun1. homeopath, homoeopath, practitioner, practicianusage: a practitioner of homeopathyWordNet 3.0 Copyright © 2006 by Princeton University. All rights reserved. Related Content Daily Word Quiz: palimpsest Analogy of the Day: Today's Analogy Spelling Bee: Today's Spelling Bee Frequently Misspelled Words Frequently Mispronounced Words Easily Confused Words Writing & Language Synonyms Index


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As we stated in our first post this year, nothing is more important at Davron than our customers. The needs of each customer determine the specifications of their industrial oven, as well as the way it gets made. While products can speak for themselves to some degree, the process industrial oven manufacturers follow is less clear, which is why we wanted to talk about what one should expect from a true turnkey industrial oven manufacturer. This is the sort of experience we aim to deliver to all of our customers at Davron. We'll divide the description into four parts and publish them successively over the next few weeks:
Part 1 – First contact and proposal
Part 2 – Order placement, introduction of staff, project timeline, approval drawings, detailed engineering, component purchasing
Part 3 – Manufacturing of the project — mechanical and electrical
Part 4 – Customer runoff, shipping preparation, shipping, installation services, owner's manuals, after-sales services, maintenance program
First Contact with an Industrial Oven Manufacturer
If you contact an oven company with a brief explanation of your application and receive a proposal — with no questions from the supplier — beware. There are many variables to each oven project that determine success or failure. Gathering information on the front end is critical for both the customer and the supplier to ensure success.
When you contact an industrial oven solutions provider, you should receive a detailed questionnaire tailored to your process requirements. At Davron, we send one of the following to each of our prospective customers: Conveyor Oven Form, Batch Oven Form, Inert Atmosphere Oven Form, Vertical Oven Form, or a Specialty Oven Form, depending on their process. Each of these forms is about one-and-a-half pages long and takes only a few minutes to complete. They provide us with enough information to determine what the customer aims to achieve with the oven. Once we've developed a good understanding, we contact the customer to discuss the application in more detail. This consultative process is the foundation for a successful project.
The Proposal Process for a Custom Industrial Oven
Only after all of the relevant information has been gathered should the proposal be worked on. Because every turnkey industrial oven is custom designed for a unique application, each proposal needs to begin with information provided by the customer and a blank computer screen. Inevitably, there will be more questions during the proposal development process, which will be resolved through constant communication between the oven manufacturer's staff and the customer. This should include a discussion of the schedule so that project timelines will be accounted for from the beginning and the customer will not be left in the dark about deliverables.
Once completed, the proposal should be sent to the customer, typically via email. The proposal should be several pages long and contain very detailed information regarding the project. The information provided will be determined by the scope of the project. However, at a minimum, the proposal will include the following information:
Design basis
Mechanical specifications of the oven
Electrical specifications of the oven
Lead-time (engineering and production phases of the project)
General notes
A detailed proposal will inevitably prompt questions, which is why the oven manufacturer should follow up with the customer within a couple of days after receipt of the proposal. The oven manufacturer should also be prepared to receive calls from the customer in case they would like to talk sooner.
When quoting custom equipment, more times than not, there will be items in the original proposal that need to be modified, changed, or removed. Revisions are part of the business and any true turnkey oven manufacturer should be ready to revise their proposal until both parties are confident the project will be a success. It is much easier, and less costly, to make changes at this point than during the manufacturing phase of the project.
Once all of the fine details of the proposal have been hammered out, an order should be placed. Next post, we will walk you through what to expect during that stage of the custom industrial oven creation process.


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We have the application written in visual studio c# that uses labjack U3. We added the reference to LJUDDotNet in the development system.
When the application is compiled it works without issue.
When we deploy the application to another computer with the same operating system and same labjack version simply fails the initialization. Config tool works.


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Tree of Life Breadwarmer - Natural Basket
Handmade in Bangledesh, this lovely breadwarmer is a CORR-The Jute Works product.
This beautiful whitewashed terra-cotta stone is incised with the Tree of Life and sits within a handwoven Kaisa grass basket. Simply warm the stone in the oven and place it in the basket to keep your bread warm the duration of your meal.
One of our most popular gift items! Each measures approximately 3"h x 12"w x 9"diameter.
CORR - The Jute Works is a partner of Serrv International who enables rural and mostly illiterate women to make handicrafts at home. Your purchase provides these women much-needed employment, a fair wage, freedom from exploitation, access to healthcare and education for their children. Sales of CORR handicrafts also benefit small-scale farmers who produce environmentally friendly jute, a key agricultural export. Committed to improving the local environment, the organization has installed deep wells for fresh drinking water and sanitary toilets in homes, and annually distributes tree saplings to its communities.
For more information about CORR-The Jute Works and their partner Serrv International contact us at firstname.lastname@example.com.
Limited quantities. For multiple quantities please contact firstname.lastname@example.com.
As with all GiftHopper gifts, this gift comes with a personal gift message and delightful packaging. For Members, we will include your logo on the packaging and your return address!


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Our members are notable for the contributions they have made around the world in corporate, entrepreneurial, government, non-profit, and academic sectors. Some are famous for their accomplishments so you'll recognize their names or what they've done. They include a Nobel Prize winner, an Olympian, inventors, and CEOs of global companies and international nonprofit organizations.
Here are a few of our members, identified either by their name or their position.
2016 Nobel Prize winner in Economics
Bengt Holmstrom, Professor of Economics at MIT
President of High Point University, Businessman and Motivational Speaker
Dr. Nido Qubein
Former Board Chair & CEO DuPont; co-chair Paradigm for Parity
Ellen Kullman
Co-founder & CEO of Ellevest Global Women's Index Fund
Sallie Krawcheck
Banker and PhilanthropistDavid Rockefeller(1915-2017)
Home Depot Executive Vice-President
Ann-Marie Campbell
2016 bronze medal Olympian
Gerek Meinhardt, member of Olympic fencing team (2008, 2012, 2016)
Former Chairman of the Federal ReserveAlan Greenspan
President, MBK Sports Management
Eugene T. Lee, Esq.
Inventor of Pokémon Go
John Hanke
And a few others who are remarkable for changing the world at all levels of contribution through social enterprise, entrepreneurship, service, and leadership.
Global Finance Operations Manager for One Acre Fund, which helps Rwandan farmers boost crop growth and build a path out of poverty.
Works to impact the Spanish economy by helping accelerate business startups in Spain.
Became an entrepreneur at 25 in the United Arab Emirates when she founded Trio Couture, which is the only company that sells custom couture abayas, jalabiyas, wedding gowns, and party dresses with in-house design and tailoring.
Served the United States as an Army Ranger running ground command operations overseas. Following his military career, he went on to get his MBA, Six Sigma Black Belt, PMP certification, and became a PMA (Positive Mental Attitude) and leadership coach.
Beta Gamma Sigma and the Key logo are registered trademarks of Beta Gamma Sigma, Inc. Beta Gamma Sigma, Inc. 11814 Borman Drive St. Louis , MO 63146 Phone: 314.432.5650 Fax: 314.432.7083 firstname.lastname@example.com
To advertise with us, please contact Business Development.


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Whether you're looking for something sporty, your next family car, your first cherished car or even just looking to upgrade your old 'runabout,' then come and chat to us! Pop in to see us or call on 01953 789504 to have a friendly chat today - your next car is waiting for you!
All our retail sale cars are HPI-checked, have a thorough Pre-Delivery Inspection, and come with our fully comprehensive 3-month PERSONAL GUARANTEE Warranty, plus a full MOT!
We work with several different finance providers, so that you get the best rate possible. (REPRESENTATIVE 10.1% APR) We are pleased to be able to offer "No Deposit" finance, and we'll happily take in your old car as part-exchange too!
We can cater for people with poor / bad credit (REPRESENTATIVE 42.9% APR)
The team at Cator Family Car Sales are proud to announce that we can usually provide car finance for people who have previously had poor credit.
We're non-judgmental and we're here to help. We've worked with many of our customers in our no-pressure environment, and we've helped them find affordable car finance, even though they may have struggled to get finance elsewhere.
Whether you've had a CCJ, Defaults, have previously been Bankrupt or you're Self Employed, we believe that we can help. We can also assist members of HM Forces, who sometimes have difficulty in obtaining car finance.
To make things even simpler we offer:
* Pre-approval prior to viewing
* Existing finance settled
* Zero deposit finance (subject to status)
* Fast approval
* Tailor-made finance packages
* Applications over the phone or in-person
Important Information:
What is car finance? The product we use is called Hire Purchase, otherwise known as HP. It is one of the most popular ways of financing a car as you can pay off the balance in affordable monthly instalments over an agreed term, at a fixed rate of interest. The finance is secured against the vehicle, and logged on the HPI database. You will own the vehicle once all monthly payments, plus any option to purchase fee has been paid in full.
Hire Purchase - Pros & Cons
* Simple to arrange
* Fixed monthly payments
* Fixed interest rates
* Flexible term lengths 24-60 months
* Cars HPI checked
* Vehicle belongs to you after final payment
* Particularly suitable for purchasing vehicles
* The vehicle belongs to the finance company until you pay your final payment
* If you miss a repayment your vehicle will be at risk of being repossessed
* Hire Purchase is not suitable if you are planning on paying off your loan within a short period of time.
* You cannot sell a car privately if it has finance on it – you are still liable for the finance even if you are no longer the registered keeper.
Lockhart-Cator Ltd t/a Cator Family Car Sales is authorised and regulated by the Financial Conduct Authority for credit brokerage, FRN 685320. Lockhart-Cator Ltd t/a Cator Family Car Sales is a credit broker not a lender.
Customer Reviews
While planning to upgrade our old car, it actually died on us bringing plans for... Read More
Alice Hewitt
Great customer service. They helped my son choose his first car and offered goo... Read More
Another HAPPY CUSTOMER
We have been trading with Family Car Sales since they were founded. We have ALWA... Read More
Rosalind Ross
My misses won a car (Ford focus) from there over Christmas! Wasn't sure what to... Read More
Danny Carlton
Bought a used car from Cator Cars, on a recommendation from a chap at work, and... Read More
Neville Barbour
Featured Cars
Ford Kuga 2.0 Titanium diesel in Vision Blue Top spec, including full leather, ...
1.6 Zetec (2011)
Low mileage, full service history, very good condition, will be sold with a new...
Ford Fiesta S1600 1.6 petrol Very good condition inside and out Full heated le...
Ford S-max 2.0 Titanium diesel Affordable reliable 7 seater 1 former keeper G...
Contact DetailsTJ Industrial Estate
Bottle Corner
Besthorpe Norfolk NR17 2LW 01953 789504 07793 037926 firstname.lastname@example.com


text: REA Group – Sailing through the slump About the author: Author name: By Ivor Ries Job title: Senior Analyst Date posted: 26 September 2018, 9:04 AM Sectors Covered: Information Technology, Online Media Depth ad volumes keep rising Despite slowing residential property market turnover, REA Group (REA) continues to experience strong growth in the volume of paid depth ads. Morgans weekly count of depth ad volumes on the company's flagship site (realestate.com.au) has shown solid double-digit growth in the current quarter. Based on these numbers the company appears to be on track to meet market expectations for H1 FY19. No change to forecasts, valuation The quarterly survey data is in line with our forecasts and as such we make no changes to our valuation or share price target (Morgans clients can login to view). Risks and catalysts Risks to REA's earnings and share price include: steep falls in Australian residential listings volumes, causing a fall in paid depth listings; failure of new product initiatives to find widespread acceptance; deterioration in the operating performance of Asian and US operations; and irrational competitor behaviour. Potential near-term re-rating catalysts include: faster-than-expected growth in depth ad volumes; success with new product launches; better-than-expected results from Asian and US operations; and success in lifting the volume of home loans through the new financial services initiative. Investment view REA offers investors exposure to the growth in online real estate advertising in Australia, Asia and the US. We expect REA to deliver several more years of double-digit earnings growth and show very high levels of free cash generation, enabling strong growth in dividends. As our share price target implies a total shareholder return of more than 10%, we maintain our Add recommendation. More information Morgans clients can login to view our detailed report and increased share price target for REA Group (REA). Alternatively, please contact your nearest Morgans office for access. Disclaimer(s): Analyst owns shares. The information contained in this report is provided to you by Morgans Financial Limited as general advice only, and is made without consideration of an individual's relevant personal circumstances. Morgans Financial Limited ABN 49 010 669 726, its related bodies corporate, directors and officers, employees, authorised representatives and agents ("Morgans") do not accept any liability for any loss or damage arising from or in connection with any action taken or not taken on the basis of information contained in this report, or for any errors or omissions contained within. It is recommended that any persons who wish to act upon this report consult with their Morgans investment adviser before doing so.


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|the clear
|Love Internationale and The Cashier
|Digital - Single
|Alternative Pop, Indie
|Yellow Brick Records
'Charming slices of indie-pop, filled with catchy melodies & sweeping choruses'
'Warm & melodic music that delivers the sort of lovely glow you get from an open fire'
Fresh On The Net
"A gorgeous sound"
Janice Long (BBC Radio 2)
Following two previous single releases that introduced Sheffield trio the clear to the world, the band now come with the Double A-Side single Love Internationale and The Cashier. Two tracks that illustrate their rich songwriting talents and alternative take on modern pop.
Love Internationale is inspired by the composer Lalo Schifin who wrote the theme music to numerous classic films including Mission Impossible, Bullitt and The Amityville Horror to name a few. With it's tongue-in-cheek lyric, the song is about an online dating agency that comes out in a rocket-ship to rescue your love life – a kind of international rescue / dating agency.
The Cashier with its dirty-indie guitar riff is all about a bank teller, bored with her job, when someone comes in and robs the bank. She decides to run off with them as she's been also planning to 'rob the bank' herself for 15 years. They get caught, but the police think she's a hostage, so let her go and she walks away with the money – a classic Woody Allen style bank robbery spoof.
Previous singles Sunlight and America received support from Janice Long and Dermot O'Leary on BBC Radio 2, Chris Hawkins and Tom Robinson on 6Music and Gary Crowley played both release many times on his BBC London and Amazing Radio shows naming Sunlight his 'Song for the Summer'.
the clear are Chris Damms, Bryan Day and Jules Buffey who got together in 2013, having known each other whilst being in and around the Sheffield music scene. Once formed, they instantly began writing material in earnest and their distinctive songwriting style generated interest throughout the industry and caught the attention of Meredith Cork from YellowBrick Music who are releasing this current run of singles. Then interest from influential publisher Lance Freed in the States led on to them signing to Rondor Music / Universal.
Following a performance at Abbey Road Studios to invited industry players last summer, the band are now putting the finishing touches to their upcoming debut album due out next year. Please visit the band's website for regular updates and more info.
Relevant Links:


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Child Rights
Women Empowerment
Deepening Democracy
Emergency Management
Age Care
Human Rights
Rtn. Prof. (Ms.) Adaramoni Boral – Chairperson - (M.A.), Retd. Principal in Govt. College(s), Renowned Educationist & Senior Lecturer (Retd), District Child Welfare Committee Member ,Khordha Dist for 6 years, Programme Officer of National Service Scheme for 8 years, Expertise in Education of children and adult education. Former consultant to State Resource Centre for adult education, Govt. of Odisha.
Mr. Ranjan Kumar Mohanty – Secretary – (Post Graduate in Commerce and Degree in Law), Development Professional, More than 30 years of experience in development sector, Nationally acclaimed as a leading child right activists, National convener of Campaign against child labour from 2003 to 2007, State representative of National Commission for Protection of Child Rights to monitor RCFCE Act,, Member , State child Labour Advisory Board ,Deptt. Of Labour and ESI,Govt.of Odisha, Trained & expertise on Planning and Management. Child Rights, Child Labour, Child Protection, Education, Participation,Governance ,Laws and Legislations relating to Children, Presently Chairperson of National Action and Coordination Group for Ending Violence Against Children(NACG EVAC ),India, the country level civil society platform of SAIEVAC ,AN Inter Governmental apex body of SAARC.
Prof [Dr.] Prabir Kumar Pattnaik - Director - (LLM, Ph.D), Legal Expert, Professor ,National Institute of Law, SOA University, Retd. Professor , PG Department of law, Utkal University, Writer of law related books and materials.
Ms. Anuradha Biswal - Director - (MA, LLB, MBA), Olympian and renowned sports personality.
Dr. [Ms.] Meenakshi Panda - Director - (Post Graduate in Political Science, PhD), Retd. Reader in Political science, Researcher, Trainer, Specialy in Gender, 10 books published on academic and extra academics, 40 papers published in national and international journal & Women right activist.
Mrs. Prabina Tripathy – Joint Secretary - (BA, Diploma in Cosmetology), Entrepreneur, Expert in micro enterprise development.
Ms. Ratna Dash – Treasurer – (Post Graduate in Social Work and PG Diploma in Rural Management), Development Professional (Freelancer), In development field since 20 years, Expertise in Rural development & HR management.
Dr. Ashokananda Dhar - Member - (M.Sc (Ag), Ph.D, MBA-XIMB), Expertise in Agriculture & Horticulture development, 20 years of experience in horticulture development.
Prof. [Ms] B.Baladevi - Member - (M.Sc. in Zoology), Retd. Reader, (Zoology) in Govt. College, Educationist and Story Writer.
Mr. Pradosh Pattnaik - Member -(Post Graduate in Political Science and Diploma in Journalism), Communication Expert.
Dr. Snehaprava Samantaray - Member - (M.Mus, Ph.D), Retd. Principal Utkal Sangeet Mahavidyalaya, Odishi Dancer, Researcher & Trainer.


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Shed 1 , Woodman Parade, Mackay QLD, 4740
07 4952 4211
About Us
Auto Electrical
Air Conditioning
Commercial Vehicles
Contact Us
Professionals in Car Electrical Products and Services in Mackay
At BA Autoelectrical, we know there are numerous service providers who would take on your project. That's why when we get a new client or customer, we take it very seriously. Our number one goal is to provide grade A service, superior performance, and top of the line products so our new customers become life-long customers. If you have any issues with our services, just let us know and we'll do what it takes to make it right.
We offer a wide variety of auto electrical services, and our staff of professional auto electricians have 37 years of experience in the industry. We not only service cars and trucks, but commercial vehicles and other larger equipment as well. Whether you're bringing in the family car to have it serviced to get your air conditioning running again, or you're a business owner having more serious issues with your construction equipment, we're behind you to get the job done right the first time. Not only do we offer superior services, but we use parts and accessories from top of the line manufacturers such as Super Charge Batteries, Redarc Accessories, BOSCH, and Hella. We stand behind every part and accessory we use, so you can rest assured that you're getting the very best we have to offer.
Don't have time to make it to our shop? Not to worry! We offer a mobile service so we bring our professionalism and top of the line services to you. We service the following areas: Mackay, Sarina, Marian, Mirani, Walkerston, Pinnacle, Finch Hatton, Eton, and Proserpine. Need something you don't see listed here? Just give us a call or send over a message. We're happy to discuss your automotive electrical needs, large or small. We'll help you determine what services or products you need and how we can help.


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Not long ago, I was interviewed on a Podcast here in Denver Colorado. It was a great conversation about entrepreneurship, community, freelancing, psychedelics, creativity, and life.
After the interview, I received an email with some follow up questions.
Questions like:
- What would your last meal be?
- What's your favorite documentary?
- What is your favorite book?
- Who's your favorite philosopher?
- What's the meaning of life?
The last one jumped out as I scrolled through the questions. I put off answering it because it's such an intense question.
Maybe the most intense question ever?
Maybe the biggest question ever?
Maybe the worst question ever?
Ahhh…this question started to stress me out a bit.
At first, I wanted to give an answer that made people think. I wanted to stand out from the typical. I didn't want to give a boring answer that people would expect.
I didn't want to say things like:
"The meaning of life is to be happy."
"The meaning of life is to make an impact and leave your legacy."
"The meaning of life is to love."
"The meaning of life is to be successful."
"The meaning of life is to be of service and treat others how you would like to be treated."
And so on…
These are all amazing things, but to me, they feel more like components of life, not the meaning.
Then, I started focusing on myself and my real answer separate from the answer that would make the reader think a certain way of me (ego).
While pondering this question for some time, I stumbled across a few things.
- Although humans are 99% genetically identical, we are infinitely different. There is no one size fits all approach to life or this question.
- Life is life's best teacher. Your "answer" to this question is found internally and externally.
- There is no "answer" to this question.
- Asking this question may actually defeat the purpose (this is where I go down a weird cycle of asking the question, realizing the answer is that there is no answer, then asking the question again…and so on).
- Consciousness is infinite.
- Us humans want to be able to grasp and control things. That's why we put things in categories and give them classes and names. This makes sense on a human, societal level, but we forget how little we can actually understand with our human senses.
- You know the "answer" to this question because you were born knowing it. You are not searching for it, you are simply uncovering what's already inside of you.
- When we seek the "answer" externally (books, mentors, gurus, peers, the internet) we risk building walls around us. For example, if you find that the answer is "to be happy" and truly believe this is it, you immediately stop exploring it for yourself and move forward in life simply trying to be happy.
- Maybe there are things we aren't supposed to "know" or have an answer for and that is okay!
- There is probably a lot more going on here than we could even begin to fathom.
My Current Meaning of Life
I challenge you to read my personal answer as it currently stands, think about it, question it, and create your own.
Finding the immense beauty within knowing that you will never truly know.
Like you, your answer will always evolve. There is no answer. There is no destination. It's all infinite and that's what makes it beautiful. Not being able to grasp certain concepts simply means there is more to them than you can imagine. Have faith in the process and enjoy the ride.
Join us for 12 Month Rise
Within this expanding community of amazing millennials, we will be exploring similar topics, building habits, learning and transforming in 2019.
We've created a system using "Bricks." With Bricks, the 12MR community will start building healthy habits and more fulfilling lives — each week, each month, each year.
12 Month Rise is on a mission to guide 500 amazing millennials through their most transformative year yet and we'd love for you to be one of them 🙂
KEY TAkeaway
Maybe the meaning of life isn't to find happiness, to make an impact, to love others etc. Maybe in a way, there is no meaning. "Find emmense beauty in knowing you may never truly know." Within this belief lies the ability to enjoy all of life and it's infinite possibilities.


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Overlooking the impressive new headquarters of international insurance giant, Willis, the centre at Fenchurch Avenue now benefits from the newly launched shops and facilities this vibrant City location has to offer. Close to the Lloyds Building and London's Leadenhall market, the centre at Fenchurch Avenue offers a range of excellent serviced office space and meeting rooms that can accommodate up to 60 people. The property's interiors are bright and spacious, with a large welcoming reception area as well as a tranquil courtyard to the rear. The listing at Fenchurch Avenue is ideal for businesses seeking cost effective office space in a prominent City location.
From £550 per desk
monthly rate
Call us now on
0203 797 6448
For no obligation, expert help and advice.
Skyline Offices
25 North Row
A company registered in England and Wales No. 08574193
© Skyline Offices Limited. All Rights Reserved


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City of OKCPublicworks Department Menu
Contractors are required to be prequalified for the type(s) of work to be performed before they can bid on City projects, unless specifically waived in the bidding documents.
December 18, 2018 the Mayor passed a new ordinance to include fee and classification updates which became effective February 1, 2019.
- Prequalification Application (updated April 2019)
- June 2020 Prequalified Contractors
For more information regarding prequalification, please contact our main office at (405) 297-2581.


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Meet the Plumora: a smart wearable device that connects to your phone and vibrates when you have a new notification. It has an elegant design and mixes fashion and technology to better serve you. The Plumora is crafted from metals and Lucite, finished in18K yellow gold or white gold. Its companion app lets you choose different colors for various notification types and customize your experience. You can also adjust vibration and glow levels to your preference.
More gadgets like this: here
The Plumora can be charged wirelessly. It has a 3-axis accelerometer, Bluetooth, and 2 RGB LEDs. You can get it on Indiegogo.


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Monday, June 17, 2019
Morning Radio News @ 9:05 am
Freezie Treat: Cool off from the summer heat and buy a freezie on Tuesday at lunch activity time, outside the multi-purpose room for $1.50 each.
Gaga Ball Courts: On the courts today is Grade 7's, Monday is Grade 8's.
Grade 8 Farewell - Monday June 24th, 6:00pm, $15
There are TWO more chances to buy your tickets:
NEW!! THURSDAY, JUNE 20 (lunch activity time)
FRIDAY, JUNE 21 (lunch activity time)
NOTE: You cannot buy tickets at the door.
Gr 8 Leadership: A reminder to the Grade 8 student council that today is their pizza party. Please meet Mrs. MacEwan and Mr. Kenny at 12:47 in the Green Conference room 127.
From the Learning Commons - Ms. Lindsay and Ms.Gaudet want to remind all students that their library books are all due in this Friday, JUne 21st. Ms.Gaudet will be sending lists out to homeroom teachers in the next day or so - start hunting under the bed, in the closet, behind the couch!
Lost & Found: Are you missing items such as water bottles, shoes, clothes, hoodies, lunch bags and more? Check out the Lost & Found located just outside the elevator on the green floor. Any unclaimed items will be donated to charity on Friday, June 21st.
The 2018/2019 Yearbook has officially arrived at Royal Oak and will be delivered to homeroom classes for those that Pre-Ordered during advisory today! Additional copies will be available on Tuesday starting at 8 am in Miss Cottier's room. First come, first serve for $40 cash each.
Popcorn: On sale at morning recess at the canteen. $1.50 per bag.
Athletic Leadership:
Attention: Gr 5 Parents coming into ROMS
Dear Gr 5 Parents,
I would like to invite you to attend our final Royal Oak PAC meeting of the year on Thurs, June 20th from 6-8pm. Normally our PAC meets at 7pm, but we are going to be available at 6pm to meet with you to answer any questions you may have about the transition to middle school, and to give you a tour of the school. The PAC exec will also be available to chat about opportunities to get involved at Royal Oak (in whatever way it works with your schedule). We hope you'll join us for this special opportunity to connect and learn a more about the school and our wonderful PAC!
Looking forward to seeing you,
Karen MacEwan
Homework Club: ***Last day of Homework club will be Friday, June 21st. Extra academic support is available to students through the homework club. This is a drop in service that will be held on Monday, Wednesday, Thursday & Friday mornings from 8-9 am in the Learning Commons, and Tuesday afternoon in Room 215 from 3:10-4:10 pm.
A reminder to parents to contact the ROMS Safe Arrival Line at 250-479-0999 or email firstname.lastname@example.com if your child will be absent or late.
Grade 8 Farewell - Monday June 24th, 6:00pm, $15
There are TWO more chances to buy your tickets:
NEW!! THURSDAY, JUNE 20 (lunch activity time)
FRIDAY, JUNE 21 (lunch activity time)
NOTE: You cannot buy tickets at the door.
In addition to the original three Fridays in June, the Farewell Committee has added an extra day - this Thursday - for you to buy tickets.
The Grade 8 farewell event, called "A Black and White Farewell" will be an evening full of fun, food and friends. It is a celebration of all the memorable times the Grade 8's have shared at Royal Oak and a chance to wish them well as they head to high school. It is open to all Grade 8 students (please note: dress will be summer casual - any colour welcome).
The Grade 8 Farewell is MONDAY, JUNE 24th at 6:00pm in the ROMS gym. TICKETS: $15.00
Your Grade 8 Farewell Team
Parent Sign up: In order for the Grade 8 Farewell Event to be successful we are asking Grade 8 parents for help by donating a few hours of their time; Please sign up for a time slot through Sign Up Genius using the following link: https://www.signupgenius.com/go/30E0C4BADAE2DAAF49-volunteer1
spread the word about this event to grade 8 parents who might not
subscribe to the daily ROMS announcements and encourage them to
volunteer to assist (and sign up for the daily announcements
forum to stay informed).
If you are having trouble signing up through Sign Up Genius, please email Colleen McNamee directly at: firstname.lastname@example.com and she would be happy to sign you up.
Your Grade 8 Farewell Team


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John Boye's Contract with Turkish Club Sivasspor Expires
Ghana defender John Boye is on the verge of leaving Turkish side Sivasspor following the expiration of his contract.
The 31-year-old has been an integral member of Sivasspor since joining from Kayseri Erciyesspor in 2014/15.
But reports from Turkey suggest that the hard-tackling guardsman will be departing the club after failing to renew his deal – which expired at the end of last month.
The former Rennes defender has been heavily linked with a move to Altay in the summer transfer window as the club aim to bolster their defensive ranks for next campaign.
The Izmir-based side would have to ward off competition from Denizlispor who have also entered the race for the Ghana international.
Boye made 58 appearances and scored seven goals during his three year stay at the club.
Source: Ghanasoccernet


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It's very easy to say: "Pig ark? We could build it out of pallets." I know this because I've heard it said. And testing my theory of 'Clare is invariably right in the end so why not just skip to the bit where I agree with her?' I agreed.
I could tell you about removing ring nails without breaking the precious pallet wood. Or without bending the nails, so you can re-use them immediately. Or about painting wood treatment on marine-ply floor by candle-light because the pigs are arriving the next day. Or about hitting your thumb with a hammer – hard – twice – and still walking home at dusk feeling like you're having one of the most fantastic days of your life.
But I won't.
Because that would deprive you of the joys of finding these things out for yourself. Or not. (Whichever comes sooner.) So I'll just show you the finished product and tell you that I am more tired than I have been for a very long time.
And stronger. And younger looking.
Ark One is made almost entirely from Found Things. I did buy 8mm marine ply for the floor, anti-water and anti-pest treatment, and some nuts and bolts, because this ark is made to break down into its component parts. For cleaning, and transporting into the woods. (More on that in a few months.)
Here's the front, with chicken mesh holding in the straw stuffing:
Here's the back, with our new residents rooting around:
And here's a beautiful thing Clare made to keep our horse shit happy:
Talking of Pepito, the vet saw him the other day and told Clare we should build a shelter for the winter because he's getting on a bit.
"Field shelter?" she said. "We could build it out of cordwood."


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Sunday, October 28, 2012
Cold Weather, Rugby, Cancellation and Scouting
On Saturday night, I travelled across the city to attend a rugby game between our local heroes, the LOU Wolves, and a team from Colomiers. It was very entertaining to watch on a cold, windy night that saw a small snow flurry for about two minutes at halftime. The Wolves led at the intermission 12-0. The Colomiers squad scored the first six points of the second half to narrow their deficit to 12-6 but our red and black clad Wolves responded to the challenge to pull out a 24-6 victory in the end.
Sunday morning, it was still cold and the wind was now howling! Overnight about a foot of snow had fallen in the French Alps town of Grenoble where our "B" team was scheduled to play. We were informed at about 9:00 a.m. that the game had been cancelled. Upon returning to The Villa, I was excited to find out that the compound's gate would not open and that I would have to wait about ten minutes in the elements for help to arrive. Such is life in France.
Not wanting to sit at home for the day, I opted to travel to Chambery with Falcon players Geoff Moulton and Armand Richard to scout the Division III season opener between the host Aigles and the St.-Cergues Bulldogs. It was wicked cold and we did see snow on the way to the game. Fortunately it did not snow on us during the course of this game, but it was a very raw day. I was glad to get a chance to get a feel for the teams in our league. It is going to be a very physical season if these two teams are an accurate barometer of the league.
This weekend marked the beginning of play for the 46 teams that play in the nine French Division III leagues.
Let's take a look at what happened this weekend in our Senior team's five club league, the D3 - Sud Poule C.
D3 - Sud Poule C
Week #1 Results
Lyon 7 - Clermont Ferrand 6
St.-Cergues 12 - Chambery 6
BYE: Bron-Villeurbanne
Lyon Les Gones 1-0
St.-Cergues Bulldogs 1-0
Bron-Villeurbanne Falcons 0-0
Chambery Aigles 0-1
Clermont Ferrand Servals 0-1
Week #2 Games
Saturday, November 10, 2012
Bron-Villeurbanne (0-0) at Lyon (1-0)
Clermont Ferrand (0-1) at St.-Cergues (1-0)
BYE: Chambery (0-1)
Less than two weeks until the Falcons play, can't wait!
2 comments:
- Olivier R said...
did not know you were in chambery... We have elected the bulldogs as team of the week in the blog... Did you make any photos? I have only a bad one to illustrate my article...
- October 29, 2012 at 2:02 PM
- George said...
I did take pictures but with my computer dead, I can't download them anywhere as of yet, sorry.
- October 29, 2012 at 3:28 PM
Subscribe to: Post Comments (Atom)


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Beautiful 3 beds 3 baths with an amazing floor plan, have tile floors in the kitchen and living and wood floors in the bedrooms, facing the bay and ocean the line 06 is the largest floor plan of Mystic Point, Unit is impeccable since it only uses for vacation, has a new air condition and new appliances. Tennis court is right on tower 100, the swimming pool looks like a resort right aside the bay.View Virtual Tour
Boat Dock, Fitness Center, Pool, Sauna, Spa/Hot Tub
Assigned, Attached, Covered, Garage, One Space
Intracoastal Access, Navigable Water, Ocean Access
Dishwasher, Electric Range, Disposal, Microwave, Refrigerator
The data relating to real estate on this web site comes in part from the Internet Data Exchange program of the MLS of the REALTOR® Association of Greater Miami and the Beaches, and is updated as of July 13th, 2020 at 10:30pm CDT (date/time).
All information is deemed reliable but not guaranteed by the MLS and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor Waterfront Properties and Club Communities shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. © 2020 MLS of RAMB.
The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing


text: I need the bios .wph for my bios cause i need to change bios boot logo. My pc is an MSI MEGA 865 with a intel motherboard. It contains a Phoenix bios called ms 6797 i an find the bios udate as an .exe file but i can extract the .wph fie / .rom file. Someone if you could please find this file for me i would be relly thakfull i really need it. Ps. Sorry for my bad english


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When an empty home needs a complete outfit of beautiful furniture and accessories, here is where we shine! We work with sellers to create a home that is spectacular. Vacant staging prices are based on monthly rental fees for furniture and accessories as well as the cost of assessing the property, planning for the layout, delivery, a day of staging and a day of de-staging.
Home must be prepped and cleaned prior to stager arriving
(A $99 initial home assessment fee is credited back to your total vacant service when you choose us)
Not all home stagers have the accessories and extras to pull together model home looking spaces! Be sure to check the stager's portfolio and never choose the lowest price proposal since you usually get what you pay for.


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On Zoning Reform: A Thought Experiment
|The "New Donut" Development Model, as illustrated by Aaron Renn. Source: urbanophile.com (As a friend, Aaron, I hope you don't mind me using your image here. Trust me, it's relevant. Thanks in advance.)
In the wake of my most recent post, and subsequent counters to it, I came across some interesting pieces that raise concerns about what's happening in our nation's metropolitan areas.
In Chuck Marohn's measured piece on Ferguson, MO three weeks ago, he raised some interesting points about inner ring suburbs that ring true. He spent some time viewing Ferguson on Google Earth (as I have) and found significant evidence of a community deep in the decline phase of an inner ring suburb (as I did). Here's what he said:
"Decline isn't a result of poverty. The converse is actually true: poverty is the result of decline. Once you understand that decline is baked into the process of building auto-oriented places, the poverty aspect of it becomes fairly predictable. The streets, the sidewalks, the houses and even the appliances were all built in the same time window. They all are going to go bad at roughly the same time."
Marohn often talks about suburbs having phases of development, each lasting about a generation — a growth phase, a plateau phase, a decline phase and a collapse phase. A growth phase means new homes and businesses are built, as well as the infrastructure to support them; the plateau phase means the initial burst of growth has stopped. The decline phase is critical, because it's here when suburban leaders find that their development pattern is unsustainable without more growth. It's here also that suburban leaders tend to double down on more growth, or in the case of a place like Ferguson, do their best to insulate themselves from the inevitable decline. The collapse phase, well, is self-evident.
I also came across a Tumblr page where an Atlanta doctoral student who writes about education in the Atlanta area comments on the impact of migratory shifts in his region. Ten days ago, he wrote:
"The youngest generation of middle class Metro Atlantans have abandoned large swaths of (suburban Atlanta's) Cobb County, leaving behind their aging parents and the poorer families most recent to arrive. Rather than staying close to their childhood homes, they have gone one of two ways. Some have moved further out to join new exurban developments while others have moved intown. This transition has left much of Cobb County and many of its schools in a drastically different state than most might have imagined in the early 1990's."
Both pieces document what appear to be rather tenuous times for suburbs, particularly inner ring suburbs, and fall in line with my thinking on the future of suburbs.
One response to this phenomenon, and to the pressures placed on in-demand city neighborhoods undergoing gentrification, is zoning reform that would eliminate exclusionary zoning practices by municipalities. Many urbanists and economists, and a growing number of other social scientists, say that the the elimination of exclusionary zoning policies would generate a greater supply of housing, reduce housing costs and reduce the kind of wealth and social inequality that plagues our nation.
I am in the minority on this, but such a policy would be fraught with unintended consequences. Advocates of this policy idea are wrong.
My thinking on this is ripe for academic study and scrutiny. I hope at some point someone picks this idea up and tests its veracity. In the meantime, the best way for me to explain my reasoning is through a thought experiment.
Let's say that exclusionary zoning receives a legal challenge and proceeds all the way to the Supreme Court. Let's even say that by 2020, exclusionary zoning practices by municipalities are struck down by the Supreme Court as unconstitutional, and municipalities across the country are told that they must include a diverse and holistic mix of housing types within their jurisdiction.
In the wake of such an unprecedented decision, municipalities would be thinking of ways to meet the new standard. My guess: most municipalities would look to increase the housing supply by allowing accessory units in single-family detached residential districts (i.e., "granny flats"), allow more attached housing development as-of-right (duplexes and townhouses), and allow for more moderate density, 2-4 unit structures in existing single-family districts. Doing this would mean you could rather dramatically increase the number of units in a municipality, without dramatically altering the character of the municipality. And let's say, for argument's sake, that doing this will increase potential housing supply by as much as 25%. We now have cities and suburbs with the ability to create more affordable housing units.
Now, let's look at the development community's response to this. They will be ecstatic, and rightfully so — the cap on the amount of housing that could be built has been raised. There will be a race among them to build where they can, and it will be guided by this development principle:
Developers build housing for mid-market and high-market residential where the demand for such housing is strongest. Developers will race to build new housing in the most in-demand city and suburban locations in the metro area. Unfortunately, they generally will not build low-income housing. Why? Because the creation of low-income housing is guided by another principle:
Low-income housing is most often created through extraction, not new development. Except for the efforts of public housing agencies, nonprofit community developers, and for-profit developers seeking affordable housing incentives, the supply of low-income housing is created through the weakened demand for existing housing. When more mid-market and high-market housing comes on line, value is extracted from the existing housing that can't compete with the newer models. Yes, public housing agencies, nonprofit community developers and even for-profit developers are creating some affordable units, but it's usually a drop in the bucket compared to everyone chasing the maximum profit that mid-market and high-market housing would provide. This, by the way, is what is happening in today's outlying city neighborhoods and inner ring suburbs.
Following these principles will lead to some very clear winners and losers in the metropolitan area. Cities and suburbs that enjoy strong demand for mid-market and high-market housing will get a new infusion of housing, and likely begin to look much more like what many urbanists, like myself, enjoy about cities — a pedestrian orientation and a mix of uses. Those that will do best will have transit access. City neighborhoods and suburbs that don't enjoy such demand will have to wait until the demand to do something within their boundaries develops. As I've written before, that demand may be lost for good for some communities.
These two principles would lead to different impacts in different places. To get an idea of how I think this might play out, let's consider five Chicago community areas and five Chicago area suburbs. To those who would be angered by my characterizations of their neighborhood or suburb, I apologize in advance. But I see the following happening if exclusionary zoning measures are overthrown, without addressing the root causes of metropolitan area segregation and inequality:
Here's where the thought experiment leads me. A city neighborhood like Englewood, with an already-high 34 percent housing vacancy rate, would theoretically see its supply for new housing rise even higher under the proposed zoning reform. Demand is already at rock-bottom for the community, meaning that the development response will be negligible and the impact, as I say, would be minimal. Washington Heights, the community where the Jackie Robinson West Little League team plays its games, is a built-up community with few vacancies. However, demand for housing there is also low, so development response and impact would be minimal there as well. Lake View and Rogers Park I view as having low housing supplies that even zoning reform would have difficulty in addressing, but they do have differences in demand. The development response and impact would be strong in Lake View and moderate in Rogers Park. Forest Glen, on the far northwest side of the city, is the most suburban in scale of the communities here. It would likely get an modest increase in housing units due to zoning reform and have a moderate impact.
How would this look for suburbs? Again, apologies in advance if you don't like my characterization, but here goes:
Inner ring suburbs like Oak Lawn and Elmhurst would have a low supply of potential new housing; perhaps Oak Lawn is unable to do much about it and Elmhurst does, but the impact will be minimal. Carol Stream and Bartlett would get a boost in supply but are not exactly high-demand communities; they would have a modest impact. A community like Oswego would likely get a dramatic boost in potential housing supply due to zoning reform. Added units on existing lots would be coupled with potential units on currently undeveloped sites to greatly increase the inventory. Developers may interpret this as a signal for increased demand on the metropolitan periphery, and the impact could be huge.
What emerges is a picture of a metropolitan area that becomes very strong in the center, weak in the middle and strong again at the edges. Housing is built where demand is strongest — in metro Chicago's case, the constellation of lakefront communities, but also at the suburban edges. Little happens in between. And who profits most from that development? Not the low-income residents needing housing, or minorities facing issues of segregation or inequality. The winners will be the middle income and high-income renters and buyers who can choose between quality urban living or New Urbanist-style suburban development on the periphery.
I don't think that's the outcome most people who support this thinks will happen.
In fact, our metro areas are already approaching this development model. Just this morning Aaron Renn called attention to what he called the "new donut" model:
"In this model, the old donut (impoverished city surrounded by affluent suburbs) is inverted. What used to be the ring of health – the outer areas of the city and the inner suburban regions – are now struggling. Whereas the downtown is in pretty good shape, and the newer suburban areas are booming. (You might add in a fourth outer ring with troubles – these were the exurbs where very low-end housing proliferated because development standards were very low)."
And here's Aaron's take on the challenges inherent in this new development model:
"We've got three decades of experience in downtown revitalization, but much less in dealing with this newer challenge zone. I've said that suburban revitalization may prove to be the big 21st century "urban" challenge. This is where it is happening in many cases. These areas have an inferior housing stock (often small post-war worker cottages or ranches), sometimes poor basic infrastructure, and are sometimes independent municipalities that, like Ferguson, MO, are often overlooked unless something really bad happens. Unlike the major downtown, they are often "out of sight, out of mind" for most regional movers and shakers.
What's more, while downtown provides a concentrated location for massive public investment, this more spread out area is too big to fix by throwing money at it. And how many stadiums and convention centers does a region need in any event?"
I'll say it again — I know I'm in the minority on this, and I think this is something that requires academic scrutiny. This idea screams for modeling and testing. I will also say that I realize that every metro area is not Chicago, and that different metro areas would generate different outcomes. However, until I see research that states otherwise, I remain persuaded that addressing problems of segregation and inequality cannot be done solely through the elimination of exclusionary zoning practices.
One Response to "On Zoning Reform: A Thought Experiment"
Kevin Dickson
Well it seems the experts are still befuddled by problems that a free market would self-heal.


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Introduction » Arrowmax » Setup szerszámok » Arrowmax gumimelegítő
Available soon / Hamarosan elérhető!
Arrowmax is proud to Introduce the all new Tire/ battery Warmer.
Tires need heat to reach the proper temperature for optimal grip on the race track. Arrowmax tire warmers provide consistent, even heating so you can get the maximum performance from your tires.
The cup connect port is located on the front side, making it easy to organize your pit table.
Warmers have built-in independent sensors. You can set the front / rear temperature independently.
With the XT60 style connector, user can choose for DC input or connect to an optional 3s type battery.
Apart from warming tires, the warmer is able to act as a battery warmer with an optional warming bag. The values are preset by the factory to enhance performance and ensure 100% safety for users.
The signature golden black design is the world smallest tire warmer in the market and is a must have equipment for racers.


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NORTON racehorse trainer Brian Ellison has said the local racing industry is in good health as he prepares for the Cheltenham Gold Cup on Friday.
Mr Ellison, who has a yard at Spring Cottage Stables in Langton Road, is the trainer of Definitly Red, one of the 19 runners in the prestigious race, and named by some among the key contenders.
He said that his main focus at the moment is Cheltenham.
"We have changed nothing regarding his routine," he said, talking about Definitly Red's preparations ahead of the race.
"He is cantering away every day and may school one more time and may have another gallop.
"I have had a look at all the competition. It is the hottest race of the year and he'll have to be on his A-game to go and try and win it."
Bookies are listing Definitly Red as being among the key contenders in the race.
He was also name-checked as a tip on Radio 4's Today programme last week by legendary trainer Henrietta Knight, who trained Best Mate to three consecutive wins in the Cheltenham Gold Cup in the early 2000s.
Despite the expectation, Mr Ellison said that he isn't feeling any nerves. "I'm not feeling any pressure. I am really looking forward to the day," he said.
On the wider point of the racing industry in Malton, Norton and Ryedale, he added that the sector is in rude health, with local representations at key events across the country.
"Malton is in a good place at the moment," he said.
"There are a lot of good trainers up here and we're represented at Cheltenham just as we are at Royal Ascot."
The Cheltenham Gold Cup will take place this Friday, March 16, on the final day of the four-day Cheltenham Festival.
The race is run over more than three miles and there are 22 fences to be jumped.
This year, the Cheltenham Festival will boast record prize-money of £4,590,000 over its four days, which equals a seven per cent rise on last year.
As a result, each day will carry more than £1 million in prize-money for the first time. More than £150 million is expected to be gambled over the course of the festival.


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Pittsburgh PA Pest Control Services
Relief For Ants, Mice, Termites And Other Pests
Even before Pittsburgh had its first gas station and even before Forbes Field was built, we were on the job seeking out and eliminating pests in Pittsburgh's many neighborhoods. In 1908, Harry Witt started our locally owned and operated pest control company with a simple philosophy to give people the best service possible at a fair price. Today, we continue to follow in Harry's footsteps offering Pittsburgh the most advanced pest control practices and techniques to resolve ants, spiders and other common household pests as well as bed bugs, termites and more. No matter how big or small your pest problem may be, you can trust the expertise of Witt Pest Management.
Witt Pest Management
3351 Bigelow Blvd.
Pittsburgh, PA 15219
(412) 681-1900
Pittsburgh Bed Bug Control
Bed bugs are a persistent pest problem, one that can lead to significant stress for homeowners and business owners alike. At Witt Pest Management, we're no strangers to bed bugs. In fact, we've been eliminating them from homes and businesses in Greater Pittsburgh for several years. Our team of Pittsburgh bed bug control professionals have the tools, knowledge and experience to get rid of bed bug activity- completely. Our services include:
- Bed bug heat treatments
- Integrated bed bug treatments
- Eco-sensitive bed bug solutions
Not sure if you have a bed bug problem? Witt Pest Management offers comprehensive visual inspections performed by highly trained bed bug inspectors. We also have a team of trained Pittsburgh bed bug dogs that have been certified by two independent, nationally recognized organizations.
To learn more about our bed bug control services for Pittsburgh and surrounding areas, please reach out today! And don't forget to check out our Google reviews to be sure you've selected the right Pittsburgh pest control company!
Wood Destroying insect Activity Increasing In Pittsburgh
Let's hear it for surviving another Pittsburgh winter and the polar vortex that brought record low temperatures. Spring has arrived and with it the warm weather that has many in the Steel City jumping for joy or at least smiling a bit more. We would be remiss if we didn't point out one, not so positive thing… All this great weather hasn't escaped the notice of bugs. That's right, insects are on the move. While some are more annoying than anything else, there are a few insects that we want to take a moment to call attention to and they would be wood destroying insects. This designation can only be earned by insects that not only infest wood but cause damage. Termites, carpenter ants and carpenter bees all have earned their way into this not so admirable group. They are structural pests that will cause damage to homes and businesses if left untreated. Let's take a closer look at each pest.
Termites In Pittsburgh
Have you ever visited the Animal Kingdom down in Florida and seen those crazy big termite mounds rising up from the ground on the safari ride? Yeah, those aren't the termites in Pittsburgh. Here we have subterranean termites. These bugs live in colonies underground and use tunnels and mud tubes to travel from their nest to their food source. They do so to escape drying out which would happen if they spent too long above ground. Sure, they're beneficial in their natural environment but in our structures, not so much. We put together a few reasons why we (and you should) hate termites.
They cause more damage than fires, tornadoes, and earthquakes combined every year and that's only in the U.S. To put a dollar value on the termite damage, the NPMA estimates several billion.
They NEVER stop working. Seriously, they are active 24/7, seeking out rotten or damaged wood to feed on. The worker termites tunnel away in secret, returning to the colony with food to feed the rest of the colony
They swarm. Reproductive members of a termite colony will move on from an existing colony, In Pittsburgh, this phenomenon typically occurs in the Spring. Winged termites, also called termite swarmers, leave their colony to find a mate and begin a new colony.
So what's a property owner to do if they discover mud tubes along the foundation of their structure, have walls that sound hollow when tapped or actually watch a swarm inside the building or on their property? Contact Witt Pest Management, we offer the most comprehensive termite control in Pittsburgh. We'll help you stop the destruction and also prevent new termite activity from occurring.
Carpenter Ants
Unlike pavement ants, acrobat ants and other nuisance ants, carpenter ants are large black ants that infest the wood of homes and businesses in our region. Though they aren't quite as destructive as termites, they should not be ignored. Carpenter ants also create colonies outside but move inside looking for food. They'll tunnel through the structure, creating galleries for nesting. While they work on expanding their population, they must eat. And wood is not on their menu. Nope, they like protein and sugar. Outdoors they will eat other insects and honeydew from aphids and other scale insects but inside they feed on meat, jelly and other foods containing sugar. If you've noticed tiny holes with a sawdust-like substance on the floor below, you might have a carpenter ant problem. Find out for sure by contacting us. Our TopCare home pest control program offers ongoing pest protection from household pests including carpenter ants. Plus, we offer three levels of protection so you can choose the coverage that best suits your needs and your budget.
Carpenter Bees
These stinging insects probably cause the least amount of damage to the three insects. And unlike termites and carpenter ants, carpenter bees are solitary creatures. You won't find a nest filled with these pests. Instead, you are likely to discover holes in your deck, roof eaves, windowsills, and other unpainted or untreated wood. Getting back to the damage they cause, Penn State Entomology says this "While the damage to wood from the drilling activities of a single bee is slight, the subsequent year's broods will expand the tunnel through branching activities and may cause considerable structural damage." We would also point out that woodpeckers are attracted to wood that is infested by carpenter bees because they feed on their larvae. The result is more damage. The Pittsburgh exterminators at Witt have the most advanced technology and tools at their disposal and can help you address carpenter bees and other stinging insect activity on your property. Give us a call to learn more.
Home Pest Control In Pittsburgh
In addition to protecting against wood destroying insects, Witt offers home pest control services in Pittsburgh that target all the usual house-infesting pests including ants, spiders, mice and stink bugs. As we mentioned above, our TopCare program is actually three different plans. We realize that every home is different and your budget might be a deciding factor in your decision. That's why we offer comprehensive home pest solutions starting at $32 a month. You get year-round pest control services, no additional cost treatment between visits if there's a problem, no hassle scheduling, and many other benefits. Find out more about TopCare today, please contact us.
Commercial Pest Control For Pittsburgh Businesses
We might be known as the Steel City but that's not the only industry in Pittsburgh. This metropolitan is home to a wide variety of businesses and industries and, at Witt, we help them all. We've dubbed our commercial program SmartPM because it is so much more than simply spraying chemical at the problem. It is an Integrated Pest Management (IPM) approach that not only reduces pesticide usage but also the cost. We focus on early detection and correction of the conditions that typically lead to pest problems instead of simply eradicating pests we see at every visit. You can learn more about SmartPM by clicking here or you can just reach out to us. Your company has nothing to lose except flies, roaches and other pests.
Additional Pest Solutions Offered In Pittsburgh PA
In addition to the services highlighted above, Witt Pest Management also offers fly control, odor control and much more. If we've not mentioned your specific pest problem, just give us a shout to find out how we can help you get rid of your pest(s). Call or contact us here today!
or call (412) 924-8324


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Review: The Elizas - Sara Shepard - April 2018
One of my favorite authors is Sara Shepard; I fell in love with her about 8-10 years ago when I first discovered the book Pretty Little Liars. I then went on to read everything she had ever written and recently I got to meet her when I attended the RT2017 in Atlanta. She was amazing. So when I saw on Netgalley, a new release by her - I just had to read it. The Elizas is written with more the New Adult-Adult audience in mind and like her other series has a psychological twist to the story. In The Elizas, we meet Eliza Fontaine who is now being seen as trying to kill herself by her family and friends, but she knows different - she was pushed into the pool that fateful night. Now Eliza must try and untangle the web of lies and deception to find out what happened that night at the hotel. In The Elizas, we are also given a bit of an Inception twist with it being a Book within a Book. Eliza Fontaine is also an upcoming bestselling author of a book called Dots. It was created after she had surgery for her brain tumor. I have to admit, in some parts, I was like I could see this coming, and in others, it was like just when you were certain it was something - bam - out comes another twist and turn in the story. The Elizas by Sara Shepard keeps readers on their toes as they try to get to the bottom of what happened with Eliza at the hotel and what secrets her friends and family are all hiding. If you are a fan of Sara Shepard's books, then this is one release you will want to add to your 2018 wishlist.


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Safari & Sea
Nairobi to Dar Es Salam (19 days)
Experience the wonder of Africa with safaris in both the Masai Mara and Serengetti National Parks and relaxing on the white sandy beaches of Zanzibar Island
from A$1995.00 + US$2700.00 Local Payment
What's Included
Masai Mara Safari (3 days 2 nights), Serengeti and Ngorongoro Crater Safari (3 days 2 nights), Giraffe Sanctuary, Elephant Orphanage, Return Ferry to Zanzibar Island, 4 nights Hotel Accommodation on Zanzibar, Masai Cultural Village, Camping Fees and an average of 2 meals per day whilst on the truck
Countries Visited
Kenya, Tanzania, Zanzibar Island
Next departures
05th January 2019, 02nd March 2019, 04th May 2019, 06th July 2019, 7th September 2019, 02nd November 2019
A$1995.00+ US$2700.00 Local Payment
Spaces available
Safari & Sea
Nairobi to Dar Es Salam (19 days)
Safaris & Sea – 17 days – at a glance
|Activities / Optional Activities
|Day 1
|Pre-departure Meeting
Giraffe Sanctuary (included)
Elephant Orphanage (included)
Karen Blixen's (included)
Carnivores (included)
|Day 2
|Lake Naivasha
|Day 3
|Lake Naivasha
|Lake Naivasha
|Hells Gate National Park
Bike Hire (Included)
Elsamere High Tea (Included)
|Day 4
|Lake Naivasha
|Lake Naivasha
|Lake Naivasha boat ride
Wildlife Walk
Bird Spotting
|Day 5-6
|Masai Mara
|Masai Mara
| Safari (Included)
3 days / 2 nights
|Day 7
|Masai Mara
|Day 8
|Day 9
|Masai Village Cultural Tour (Included)
|Day 10
|Safari (Included)
|Day 11
|Ngorongoro Crater
|(3 days / 2 nights)
|Day 12
|Ngorongoro Crater
|Day 13
|Half way camp
|Day 14
|Half way camp
|Dar Es Salam
|Day 15
|Dar Es Salam
|Stone town
|Return Ferry to Zanzibar (Included) Explore Stone Town
|Day 16
|Stone Town
|Northern Beaches
|Stone Town and Spice Farm Tour (Included)
|Day 17
|Northern Beaches
|Northern Beaches
|Relax / Scuba Diving / Sailing
|Day 18
|Northern Beaches
|Stone Town
|Explore Stone town
|Day 19
|Stone Town
|Dar Es Salam
|Return Ferry to Dar Es Salam (Included)
The itineraries and other details are published in good faith as statements of intentions only and reasonable changes in the itinerary, vehicle and equipment used etc. may be made where deemed necessary or advisable by the Company.
We recommend that anyone who joins an expedition should arrive 1 – 2 days prior to the expedition departure date in order to allow themselves time to explore the area and its surrounds. If required, please contact us for information on pre-expedition accommodation and airport shuttles.
Safari & Sea
Nairobi to Dar Es Salam (19 days)
The itineraries and all other details are published in good faith, as statements of intentions only, and reasonable changes in the itinerary, vehicle and equipment used etc. may be made where deemed necessary or advisable by the Company.
We recommend that anyone who joins an expedition should arrive 1 – 2 days prior to the expedition departure date in order to allow themselves time to explore the area and its surrounds. If required, please contact us for information on pre-expedition accommodation and airport shuttles.
Day 1
The day will start with an early morning pre-departure meeting were we will welcome you to Africa and provide you an overview of the day to day running of the trip.
After the pre-departure meeting we will start our adventure with a visit to the Giraffe Centre (price included) that was established to protect the endangered Rothschild giraffe. Here you will have the opportunity to hand feed giraffe from the raised observation platform. We will also visit an Elephant Orphanage (price included) run by the pioneering Sheldrick Wildlife Trust, which works in partnership with the Kenya Wildlife Service and offers hope to any orphaned elephant fortunate enough to be found alive.
We will have coffee and eat at the local Karen Blixen Coffee House before returning to camp.
Our first day will end with a group dinner at The Carnivore Restaurant which boasts an informal indoor/outdoor atmosphere, rhythms of Africa and exceptional snacks.
Day 2
We will leave Nairobi and travel through the Great Rift Valley on the way to Lake Naivasha.
The Great Rift Valley is one the geologic wonders of the world and is part of an intra-continental ridge system that runs through Kenya from north to south. The East African Rift System (EARS) starts in Tanzania to the south and continues northward into Ethiopia. The Great Rift Valley varies in width from twenty to sixty miles (thirty to one hundred kilometers) and in depth from a few hundred to several thousand meters. The valley is bordered by escarpments to the east and west and the floor is broken by volcanos and a series of lakes.
Lake Naivasha is a freshwater lake and is part of the Great Rift Valley. The name derives from the local Masai name Nai'posha that means "rough water" because of the sudden storms that can arise on the Lake.
Day 3 – 4
At Lake Naivasha you will have the chance to cycle through Hells Gate National Park and have high tea at Elsamere or just relax in the grassy campsite and watch the hippos from a safe vantage point.
Hell's Gate National Park is named for the intense geothermal activity within its boundaries and is a remarkable quarter of the Great Rift Valley. Spectacular scenery including the towering cliffs, water-gouged gorges, stark rock towers, scrub clad volcanoes and belching plumes of geothermal steam make it one of the most atmospheric Parks in Africa and the only game reserve in Kenya that you can cycle or walk through.
Elsamere, on the shores of Lake Naivasha in Kenya's Rift Valley, has been conserving the environment for more than 50 years and is the former home of Joy and George Adamson. Today the Elsa Conservation Trust continues its life-long commitment to wildlife conservation and operates a wildlife retreat and education centre where you can relax, enjoy a delicious traditional style high tea and watch the Born Free documentary.
You may also wish to take part in one of the many other wildlife watching activities available at Lake Naivasha including boat rides on the Lake, wildlife walks and bird spotting.
Days 5 – 7
You embark on your safari into the Masai Mara where there have been many viewings of the Big 5 – elephant, leopard, lion, buffalo and rhino.
Masai Mara situated in south-west Kenya is one of Africa's Greatest Wildlife Reserves. Together with the Serengeti National Park in Tanzania it forms Africa's most diverse, incredible and most spectacular eco-systems and possibly the world's top safari big game viewing eco-system.
It is globally famous for its exceptional population of Masai lions, African leopards and Tanzanian cheetahs. The annual migration of zebra, Thomson's gazelle, and wildebeest to and from the Serengeti every year is from July to October, known as the Great Migration.
Once the safari ends we will make our way back to our base camp in Nairobi.
Day 8
Today you will have a free day in Nairobi to explore the city or relax at the campground after welcoming the new passengers who will be joining us on the next 12 day leg of our south bound adventure.
Tonight you will get to know our new travel companions with a group dinner at The Carnivore Restaurant which boasts an informal indoor/outdoor atmosphere, rhythms of Africa and exceptional snacks.
Day 9
We leave Nairobi early and drive to the Kenya / Tanzania border on our way to Arusha where we will stay at Meserani Snake Park where you will enjoy a spectacular tour of the Masai Cultural Museum (included). The Snake Park provides various activities, one of which is a guided tour where you can learn about some of the most dangerous snakes in the world from the Black and Green Mamba, Egyptian Cobra, Puff Adders and many more. Or for those not fond of snakes you can visit the free education centre where local Masai have the opportunity to learn how to read and write.
Day 10 – 12
We set off early this morning from the Snake Park with a local African Safari Travel Company in 4WD vehicles. The next three days / two nights will be spent on safari (included). You will visit the Serengeti National Park and Ngorongoro Crater where you will have the opportunity to view a wide variety of wildlife such as hippos, lions, cheetah, wildebeest, elephants, warthog, hyena, giraffe, impala and many bird species. There is also a chance to visit a local Masai Village where you can learn about their culture and way of life.
The Serengeti region encompasses the Serengeti National Park itself, the Ngorongoro Conservation Area, Maswa Game Reserve, the Loliondo, Grumeti and Ikorongo Controlled Areas and the Masai Mara National Reserve in Kenya. Two World Heritage Sites and two Biosphere Reserves have been established within the 30,000 km² region. The Serengeti ecosystem is one of the oldest on earth. The essential features of climate, vegetation and fauna have barely changed in the past million years. Some patterns of life, death, adaptation and migration are as old as the hills themselves.
The Ngorongoro Crater is a deep volcanic crater approximately 20 kms across, 600 meters deep and 300 sq. kms in area. It is the largest un-flooded and unbroken caldera in the world and is a breathtaking natural wonder.
Day 13 – 14
We leave the Snake Park early and re-stock in Arusha before heading towards Dar Es Salaam. If the weather conditions are right we may get a good view of Mt Kilimanjaro as we pass by.
Mount Kilimanjaro with its three volcanic cones, "Kibo", "Mawenzi", and "Shira", is a dormant volcanic mountain in Tanzania. It is the highest mountain in Africa, and rises approximately 4,877 meters (16,001 ft.) from its base to 5,895 meters (19,341 ft.) above sea level.
We continue our long drive to Dar Es Salam. When we arrive we will set up in our beach front campsite. You will be able to have your first swim in the African ocean or the beachside pool before packing for 4 day / night adventure on Zanzibar Island.
Dar Es Salaam "the residence of peace" commonly referred to as Dar (formerly Mzizima) is Tanzania's largest and richest city and the largest city in eastern Africa by population. It is a regionally important economic centre and Tanzania's most prominent city in arts, fashion, media, music, film and television. It is Tanzania's leading financial centre and the largest and most populous Swahili speaking city in the world.
Day 15 – 19
Anticipation is in the air as we ride in tuk tuks to the ferry terminal in preparation for our trip to Zanzibar Island. We spend the next 5 days / 4 nights on Zanzibar Island and have time to explore Stone Town before relaxing on the white sandy beaches at the north of the island.
Our first night on Zanzibar is spent in Stone Town where you can lose yourself in the maze of market streets selling brightly coloured paintings, carvings, fabric and many other souvenirs unique to Zanzibar before relaxing at one of the roof top bars and watching the sun go down. The Stone Town food markets are not to be missed, they sell a large variety of freshly cooked seafood, Zanzibar pizzas and freshly squeezed sugar cane juice.
Our second day on Zanzibar starts with a tour of Stone Town and a local Spice Farm where you will learn about local spices and what they are used for before making our way to the northern beaches to enjoy the tranquility of white sand, cool blue water and very welcoming beach bar.
The third day on Zanzibar is free to do whatever you want to, whether it is relaxing on the beach, swimming, taking a walk to the far end of the beach, sleeping in your hotel room, reading, scuba diving or enjoying a massage. The day is yours to enjoy this wonderful part of Africa.
On the fourth day we make our way back to Stone Town where we spend our last night on Zanzibar. You will have time to visit the Slave Museum or do some last minute shopping. The night is yours to enjoy the tastes and smells of Zanzibar. There are many little cafes and restaurants where you can have dinner or you may choose to visit the food markets again. After breakfast on the fifth day we catch the ferry back to Dar Es Salaam and make our way back to the truck and our mainland beach campsite.
Safari & Sea
Nairobi to Dar Es Salam (19 days)


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Wind Mitigation Orlando.
Do I really need one?
Wind Mitigation Orlando is a way of informing your insurance company about the condition of your home in relation to hurricanes. A good percentage of the home insurance premium is devoted to this and if you meet the criteria you can reduce this portion of your premium. It is worth asking your insurance company if they will discount you for having this done. If they say yes then have the report done otherwise you don't need one.
The most significant part of the inspection in terms of the discount you can potentially receive is the type of roof you have. If you have a Hip roof then you are most likely to get a discount. This shape of roof is most resistant to the force of a strong wind.
The next check is the Building code which covered the roof. If the permit was made on or after March 1 2002 for the roof and we can find a record of the permit (or indeed you have it). This is because after this date the Florida Building Code required higher standards of covering and installation.
How the roof deck (the wood below the shingle covering) is attached to the rafters (the wooded structure of the roof). There is also a check on the material used.
Is there a water resistant barrier? This would require the documentation from the installation.
Does the house have hurricane windows, door and garage door. This is pretty unusual in and around Orlando and mainly exists in Southern Florida.
How the rafters and structural walls of the home are connected. This varies quite a bit over time.
What is the cost?
For a Wind Mitigation $75.00.
For a 4 Point Inspection $125.00.
For both a 4 point Inspection and a Wind Mitigation $150.00
Insurance companies often request both at the same time.