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Gillian Laub Talks with Tina Barney for PDNGillian Laub interviews iconic photographer Tina Barney for the August 2011 issue of PDN. The magazine brought together some of the most influential people in photography, whose work spans generations and genres, to discuss their inspirations, their technique, their challenges and the past and future of their careers.
Laub sat down with Barney in New York this past April. Laub first explains how she had no intention of photographing her family and rather felt that photography was a way out of her sheltered upbringing. However, like Barney, Laub found herself using her family and the familiar territory as her subject after capturing them at a friend's wedding. Laub questions Barney on a variety of subjects related to her work. The two discuss how Barney got her start, the identity of an artist, the interaction between photographer and subject, and her latest book The Players.
Barney finishes their discussion by explaining how she continually pushes herself to evolve and be unexpected. Her parting words to Laub are to "keep up your good work."
The August 2011 issue of PDN is out now.
See more of Gillian Laub's photography here.


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This morning I heard that it not only reached 78 yesterday, it reached 80.
Quite a change when I went out to the barn today.
Ha Ha Ha! Will we really have a chance for some snow flurries on Saturday?
Chorus this morning. We got through a lot of material.
Before we started to sing, I took a short video of the line dancers at "The Center." They are there every Wednesday when we come in for chorus.
I think we are going to make a calendar for a fund raiser and show off some of these seniors.
I actually took a real nap this afternoon, under a blanket and cozy.
Gary had an extra long duty with the boys, so I drove down to Bergen...
to get them a pizza at Ralph and Rosie's.
Even picked up a few cookies at Greg'rys.
By the time I tucked the girls in tonight, it was dark again. Pretty soon it will be pitch black by 5. Always a hard adjustment.
I know...these two shots are fuzzy, but I like the movement of the windmill.
Night all.

subset: commoncrawl


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Virtual PBX, Virtual Number Usage to Increase in 2018 – Plus 3 Other Small-Biz Predictions from SendMyCall.com
Four predictions concerning small businesses and what they can expect in 2018 were today offered by SendMyCall.com, a leading provider of virtual PBX business phone systems and virtual phone numbers. Summed up, SendMyCall forecasts abundant growth opportunities fueled by the surging economy, and sees more companies hiring remote workers, thereby stimulating more demand for cloud PBX and high-tech business phone systems.
New York, NY, December 27, 2017 --(
)-- In 2018, small businesses will rely much more heavily on cost-effective telephone communications technology to fuel growth, especially if they are less than five years old, according to
, a leading provider of virtual PBX business phone systems and virtual phone numbers.
SendMyCall offered this prediction as part of its annual year-end look-ahead to business conditions expected to exist during the coming 12 months.
"Small businesses should find the outlook very favorable in 2018," according to SendMyCall spokesman Alexander Rozenman. "Credit for this bright forecast belongs to the surging economy and the improved business climate in general. Consequently, and more so than at any time in the recent past, state-of-the art telephony will be an essential piece of the growth picture."
Rozenman said such technology will prove to be a necessity in order to effectively handle the burgeoning number of incoming calls expected to be placed by new customers. He explained that the technology will also be deemed a "must-have" in order to properly support call-forwarding to team members who may be scattered around the world.
Altogether, SendMyCall offered four specific predictions concerning small businesses in 2018:
1. Companies will hire more employees, but more of those new staffers will work remotely.
Citing a survey of 1,300 American small businesses by an internationally known software giant, Rozenman said 90 percent of that poll's participants indicated they planned to hire at least one, possibly two, workers during the year about to begin.
Another survey – this one conducted by a major office supply retailer – revealed that a minority of companies planning to hire in 2018 will use their physical offices to house those new workers, said Rozenman.
"They plan instead to have them work remotely," he clarified. "Doing so will, however, create increased demand for
virtual PBX business phone systems and virtual phone numbers
because, without those, it is very difficult and expensive to operate a geographically dispersed business."
Rozenman added that small businesses are increasingly attracted to the idea of having employees work remotely because they recognize it reduces their need for high-priced headquarters real estate. This trend will continue in 2018, he noted.
"A business spending less on office space has more capital available for things that actually contribute to growth, such as investing in new technology," Rozenman added.
2. More companies will move their operations entirely to the cloud.
Rozenman said fully cloud-based business is desirable in light of how inexpensive it makes operating a company.
"This is a particularly attractive option for companies just starting out because it allows them to get into the game with a minimal amount of startup capital," he told. "And there are other incentives to being completely in the cloud. For example, a company can easily collaborate with others and enjoy unprecedented mobility."
SendMyCall's cloud-based PBX service – technology that supports a company's use of the cloud to conduct business – will be in greater demand as more companies move to the cloud, Rozenman predicted.
3. Marketing by small businesses will be more personalized.
Traditionally, the impersonal approach – the use of one-size-fits-all sales scripts, for instance – made for efficient and cost-effective marketing. In 2018, however, that approach won't work, Rozenman cautioned.
"Prospective customers will more and more want high-value personal communication," Rozenman said he foresees. "The role of telephony in this can't be overstated. The more your business phone system produces crystal clear sound for both outbound and incoming calls, the more it sounds like personal communication, as opposed to canned robo-calling."
4. Telephones will remain the primary tool companies use to conduct business.
Rozenman pointed to an industry statistic indicating that the younger a business is the more dependent it will be on telephony.
"A business that has been around for more than 5 years uses the phone to accomplish about a third of the work that needs doing," he said. "A business that has been around for 1 to 3 years relies on phones for half of its activity. But a business that's less than a year old uses the phone for about three-quarters of its work."
From this, it is possible to predict that SendMyCall will be an indispensible asset for companies in 2018, Rozenman concluded.
About SendMyCall.com
SendMyCall.com (https://www.sendmycall.com) is a New York-based provider of internet business phone systems, virtual PBX (also known as hosted PBX or cloud PBX), virtual phone numbers, and toll-free numbers worldwide for small businesses. Founded in 2007 (and currently celebrating its 10th anniversary), SendMyCall began as a basic call-forwarding service. Today, the company's greatly expanded services allow clients – especially home-based businesses just getting started – to present themselves as sophisticated enterprises with global reach. SendMyCall describes its mission as seeking to help clients improve the quality of their customer service, increase sales, and never again miss a phone call. SendMyCall strives to fulfill this mission by constantly adding features to its products, offering more virtual numbers and toll-free numbers in an ever-lengthening list of cities and countries, and undergoing a customer-driven process of continual quality improvement. To date, SendMyCall has helped spur the growth of hundreds of small businesses. For more information about SendMyCall, please contact the company at: firstname.lastname@example.com
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This Is Why Nostalgia Needs to Die
We live in an unarguably digital world: our communication, our music, our art, our relationships, our entire generation lives in the netscape. Despite this–and our constant movement to digitize, digitize, digitize–our culture is paradoxically experiencing an increase in nostalgia. Although we can find almost any song online, vinyl sales continue to increase; although we can snap a picture with a smartphone, instant cameras are sold in every Urban Outfitters; although we're sure there's a multitude of stories to be told in the present, the box office loves a good period piece. Our society, as a whole, loves looking backwards.
Within this act of looking backwards, there's two main trends: nostalgia for physical objects, and nostalgia for cultural objects from a specific period. In general, we aren't nostalgic for much before the '40s–probably due to two all-encapsulating wars, the Great Depression, and slavery existing legally. Oh, and just the general quality of life being somewhere between "I'm very rich but will die from a horrible disease at 40," and "I'm an indentured servant."
In 2008, Polaroid–the company behind instant cameras–filed for bankruptcy and stopped the production of instant film. To preserve the world of Polaroid, Florian Kaps and André Bosman bought the last factory producing Polaroid instant film. This was the beginning of The Impossible Project. Kaps explains the growth of The Impossible Project–a 75% increase in the 18-25 demographic, doubling the volume of film sold, refurbishing more than 30,00 classic Polaroid cameras–as a movement less towards nostalgia and more towards tangibility. "Because you are part of the process of the photo becoming an image," Kaps says. "The whole thing becomes more valuable…digital actually created a demand for the physical."
The Impossible Project, and similar movements in other mediums, encapsulates our nostalgic attitudes to objects that are now defunct in the digital age. At its core, nostalgia for objects is, in many ways, romantic. Think of it in these terms: would you prefer a text message or a letter? We want the tangibility of something you can hold, something you can destroy. And the imperfection of analogue is intensely human, it's something we can empathize with.
On the other hand, we have the exaltation of the past; not just the objects, but the actual time frame. The series finale of Mad Men–a preeminent example of a TV show delving into the culture of the past–had over 4.6 million viewers. And when The Beatles came to streaming services, they garnered over 50 million listens in the first 48 hours on Spotify. There's something about the culture of the past that immediately draws people in.
Let's be honest, John Lennon, who openly discussed abusing women, and every dude on Mad Men, is low-key a dick. The cultures we constantly discuss, constantly engage with, constantly prop up as the "classics" were only cool and fun if you happened to be a straight, white, cisgender man. While listening to the Beatles might not mean that you identify with everything in the '60s, it does mean that you identify with something in the '60s. Or perhaps it means that you're ignoring something inherent to the time frame: we've progressed since then.
When you're empathizing with the 1950s, 1960s and 1970s, oftentimes you're connecting with a past that never really existed. "Within the psychiatric framework, nostalgia may be considered a yearning to return home to the past," writes Alan R. Hirsch in his psychiatric explanation of nostalgia in the paper Nostalgia: a Neuropsychiatric Understanding. "More than this, it is a yearning for an idealized past–a longing for a sanitized impression of the past, what in psychoanalysis is referred to as a screen memory–not a true recreation of the past, but rather a combination of many different memories, all integrated together, and in the process all negative emotions filtered out."
Ironically, while the two types of nostalgia are undoubtedly interlocked, they lead our society to different places. This nostalgia for letter writing, vinyl, Polaroid cameras and the like is less about the past and more about a movement based in humanism. "You see ladies and gentleman, we live in the Golden Age of Dead Media," science fiction writer Bruce Sterling explained in his speech at the Sixth International Symposium on Electronic Art. "What we brightly call 'multimedia' provides a whole galaxy of mutant recombinant media, most of them with the working lifespan of a pack of Twinkies. Mastering a typical CD-ROM is like mastering an entire new medium by using a frozen watch-cursor. And then the machine dies. And then the operating system dies. And then the computer language supporting that operating system because as dead as the Hittite language. And in the meantime, our entire culture has been sucked into the black hole of computation, an utterly frenetic process of virtual planned obsolescence."
Subverting the digital medium is rooted in trying to make sure the human– whether the literal human body or the humanness we ascribe to analog technology–doesn't become obsolete.
Ironically, the culture of nostalgia, surrounding the literal time frame and culture of the past, instead erases the human. Because guess what? Humans are, and have been for the vast majority of history, pretty terrible. We can't erase or idolize these things to make them go away–it literally happened. There's nothing wrong with consuming the cultural objects from different time periods, but we have to do it with the knowledge that on the whole, the world was pretty fucked up–the '50s weren't as squeaky clean as we sometimes like to pretend. Idealization is the first step to repetition.
Nostalgia is often a way to reflect on our society as a whole, but within this reflection, we often lose what life was actually like. Looking into our past isn't bad–it can be a learning experience–but when we pretend there was nothing wrong with it, we lose our own history. And this is where we toe the line with nostalgia; does nostalgia celebrate what we had, or destroy the progress we've made since that moment? If we approach the past with the hindsight we have from the present, we can celebrate what the past has actually done for us: move us into the present, then the future.
Photos via The Impossible Project, The Huffington Post, and TIME. Collage by Kathryn Chadason.
Stay tuned to Milk for more cultural craziness.


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We're partnering with 100s of creative people and businesses to bring you 1000s of perfect products for you and your family (even your four legged friends!)… in just one place.
When the sun shines it's time for a change in colour palette – we're packing away those dark jumpers for a few months and welcoming back (with open arms!) pastel pinks, oranges, yellows and blues. Inspired by the ice lollies we're having at lunchtime and the beach holidays we're dreaming of, our pastel collection has something for women, men and children. Discover boys' tops made with too many adventures in mind, girls' dresses that pair best with sunshine and women's shorts that are perfect for those 'do-not-disturb' lazy afternoons. Plus, much more!.


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Thursday of the 13th Week in Ordinary Time – Matthew 9:1-8
In today's passage from Matthew, Jesus returned to his hometown. When the townspeople heard that Jesus was home, they brought a paralytic to Him, carrying the man on a stretcher. Clearly these people had faith in Jesus' power to heal this man. Jesus said to the paralytic: "Child, have courage; your sins are forgiven."
Now there also were scribes with the townspeople. The scribes began murmuring among themselves about Jesus. They believed that Jesus was blaspheming. How dare Jesus think that he had the power to forgive sins! However, Jesus knew what they were thinking. Even though they had not spoken a word to Him, Jesus could read their thoughts and their faces. He clearly sensed their disapproval and negativity.
Jesus confronted the scribes about their evil thoughts. He asked them: "Is it easier to say, 'Your sins are forgiven' or say to the man: 'Rise up and walk?' Jesus then turned to the paralytic and said to him: "Rise, pick up your stretcher, and return home." The paralytic immediately stood up, picked up his stretcher and went to his home. Everyone was filled with awe and the people began to glorify God who had given such authority to Jesus.
Is there a critical scribe within us? I assume so. Do we recognize when our inner scribe gets activated? Do we recognize when we are murmuring? Does our inner scribe automatically judge others? Do we ever criticize Jesus for what he does or what he does not do?
Daily, we need to be mindful of our inner scribe's voice and our tendency to judge and criticize others as well as ourselves! When we are mindful of our thoughts and criticisms, we have the opportunity to step back, change our minds, and stop our judgment or criticism. If we do this consciously for a period of time, we may come to realize that we are not judging others as frequently as we had been. And who knows: we may find that we are more peaceful and more at ease.


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Lincoln Academy National French Exam Results
Lincoln Academy's World Languages Department is proud to announce the strong performance of Lincoln Academy's French students on the 2017 National French Exam, highlighted by LA students placing in 16 of the top 20 spots in Maine at level II. 82 Lincoln Academy students and more than 900 students in Maine participated in the exam at the high school level. Students placing in the top 20 places in Maine will be recognized at an assembly on May 12th. Lincoln Academy students have placed in the top twenty at each level within the state for the past twenty-four years.
The American Association of Teachers of French also recognizes students for placing in the top ten positions in the country. Lincoln Academy is extremely pleased to recognize five students who placed in the top ten nationally on this year's exams. At level I, Lucas Steinberger placed 8th in Maine, and 8th nationally. At level II, Ezra Smith's first place in Maine and 3rd nationally; Samantha Aho placed 2nd in Maine, and 6th in the nation; Abigail Roberts placed 4th in Maine, and 8th nationally; and Charles Van-Damme place 5th in Maine, and 9th nationally.
AATF is also recognizing students who place in the top 85th percentile nationally with medals. Honorable mentions are Benjamin Pugh who place 12th, Catherine Monkman who placed 13th, and Harland Pusey-Nazzaro who placed 15th nationally at level I; Amy Tran who placed 11th, Patrick Preston who placed 13th, Kayleigh Trolley who placed 14th, Jupiter Solorzano who placed 15th, and Meghan Rittall who placed 16th nationally at level II. Madeleine Archer placed 18th nationally at level III, and Lauren Pusey-Nazzaro placed 18th nationally at level IV. Since 1994, Lincoln Academy has had fifty-four students place in the top 10 nationally on the National French Exam at all levels of the exam.
Level I
Lucas Steinberger placed 8th in Maine and 8th nationally, earning a bronze medal.
Benjamin Pugh placed 12th in Maine.
Catherine Monkman placed 13th in Maine.
Harland Pusey-Nazzaro placed 15th in Maine.
Adlai Nelson placed 19th in Maine.
Level II
Ezra Smith placed 1st in Maine and 3rd nationally, earning a gold medal.
Samantha Aho placed 2nd in Maine and 6th nationally, earning a silver medal.
Abigail Roberts placed 4th in Maine and 8th nationally, earning a bronze medal.
Charles Van-Damme placed 5th in Maine and 9th nationally, earning a bronze medal.
Amy Tran placed 6th in Maine.
Joseph Cleaves placed 7th in Maine.
Patrick Preston placed 8th in Maine.
Kayleigh Tolley placed 9th in Maine.
Jupiter Solorzano placed 10th
Meghan Rittall placed 11th
Will Shaffer placed 14th
Greta Carlson and Josephine Mathiau placed 15th
Jonah Daiute placed 16th
Hindley Wang placed 17th
John Henry Eddyblouin, May Halm, Ethan Jones placed 18th
Alexandria Fabiano placed 19th
Level III
Madeleine Archer placed 7th in Maine.
Phoebe Pugh placed 13th in Maine.
Kathryn Colomb and Noah Jordan placed 16th in Maine.
Sara Peavey placed 17th
Lisa Howard and Nadia Smith placed 18th
Emily Embury and Grace Wehrle placed 19th
Level IV
Lauren Pusey-Nazzaro placed 13th in Maine.
Julianna Preston placed 18th in Maine.
Noelle Timberlake placed 20th in Maine.
The National French Exam, Le Grand Concours, is a national competition sponsored by the American Association of Teachers of French (AATF). Nearly 78,900 students in all 50 states competed in the 2017 event. Students are recognized at the state level as well as at the national level if merited. Students are evaluated for their written, listening and reading skills, as well as their knowledge of grammar, vocabulary and culture of France.


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NOV Wins Balder Pipe Work
Oilfield services firm NOV said it will provide more than 90 kilometers of flexible pipe systems for the Balder field in the Norwegian North Sea.
NOV Flexibles, part of Subsea Production Systems within NOV's Completion & Production Solutions segment, and Ocean Installer have signed a contract for the supply of flexible pipes and ancillaries for the redevelopment of the Vår Energi AS-operated Balder field on the Norwegian continental shelf.
The contract covers more than 90 kilometers of flexible pipe systems, including 10 dynamic risers, five midwater arches, and other riser accessories. The project will be delivered with campaign releases between 2020 and 2022.


text: A man can only take so many meals at glitzed-out, sceney restaurants before going broke, going on an anti-small-plates rampage, or strangling the botoxed actor speaking loudly about his upcoming cop/hobo buddy flick. For an alternative to this nonsense, check out Abode.Abode's the perfect spot for when you want to impress, but don't want to watch Wolfgang Puck puckishly hump your wallet. Menu-wise, while it's run by the couple behind the veggie-patchouli'd cafe Anastasia's Asylum, it's also got delicious meated dishes like Pork Osso Bucco that'll save you from morosely deciding between tofu and tofu. Everything's made with sustainable ingredients, forestalling environmentalist tirades from your date -- basically, the replenishment time for your Scallops w/ Satsusma Tangerines is only slightly longer than it takes to lose her interest discussing the nuances of "Castlevania." Finally, the clandestine, alleyway location should prevent the Baldwins and other pretty-boy/formerly-pretty-boy brothers from ever finding the place. So get a table and enjoy a relaxing meal, secure in the knowledge that your only celebrity run-in'll be when you take her to the Pier and Billy B. begs you for change.


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The anti-Christmas wish list: The 7 gifts NOT to buy this Christmas
Here it is! The anti-Christmas gift list for all parents of babies, toddlers and other little ankle biters. So before buying anything for the bleary-eyed new mum or dad in your life, make sure you check it's not one of these seven doozies first!
1. An alarm clock
Who needs a fandangle alarm clock when you have your own living and breathing one? If parents are not already getting woken up at the crack of dawn from their baby crying for milk, it'll be the toddler poking their eyes at 5am because they want to watch Peppa Pig. Not only completely useless for the new mama or papa who rarely sleeps, little kids will love pulling it out from the wall and setting the alarm to blare loudly at 3am (where do they pick up these crafty hacking skills??).
2. Anything white
Nice white linen pants, a crisp cream shirt or a beautiful ivory sun dress? FORGET IT. Parents won't be able to go even two steps after first putting something like this on without a little person placing their grubby hands all over it. Baby vomit, thrown food and poo are also potential stain offenders. The same goes for white tablecloths, tea towels, bath towels, sheets, dressers, couches, rugs and anything else that offers a nice fresh blank 'canvas'. And if it's not the children messing up the white, it's the sleep deprived parents themselves spilling cups of tea and wine everywhere. So please – no white Christmases this year.
3. A new flat screen TV
This seems like a good idea – think of all the family movies they'll be able to watch! Well, only if it stays untouched. Kids just LOVE standing with their noses literally touching the screen (which makes no sense considering how large TVs are now with perfect clarity). They also love touching it (thinking that it's going to move the image like with an iPad), pushing it in a toddler rage, or press all the buttons and plugs so many times the whole thing craps out. So unless this new baby is going straight up onto a high wall, forget about it.
4. Anything breakable
While we're talking about breaking stuff, we may as well rule out ANYTHING that has the potential to smash or be ruined in the hands of a sneaky toddler. Glass vases, precious ornaments, new smartphones or tablets, expensive music speakers, designer sunglasses … the list goes on. Almost nothing is safe unless it's locked away, so think you before you buy people!
MORE Gifts
5. A dog
Do you not think they have enough sh#t already in their lives? And even if the kids are now all toilet trained, there's still going to be bed wetting accidents so the last thing they need is yet another member of the family requiring their poo cleaning up. Dogs also need to be bathed, fed, taken for medical check-ups, entertained and exercised – just like another baby.
6. A drum kit
Even if the family is musical and this seems like a super fun idea, PUT THE DRUMSTICKS DOWN. Children will bash that thing day and night so much that parents will slide into a psychotic rage faster than you can say 'whiplash'. And they might possibly get evicted from their neighbourhood too.
7. Slime
Are you the devil? Don't you think their house is messy enough without adding slime to it? This gooey stuff gets everywhere and is a nightmare to clean up. It's two seconds of fun for preschoolers (who, of course, love it for exactly two seconds only), and then it's a clean up party for one – mum. No thanks!
What other gifts do you think parents of small kids don't need this Christmas?


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Strathmore, Montgomery County, Maryland's world class concert hall, offers free outdoor concerts on Wednesday evenings throughout the summer at the Gudelsky Concert Pavilion Gazebo at 5301 Tuckerman Lane in North Bethesda, Maryland. All concerts begin at 7 p.m. Guests are encouraged to bring blankets or low beach chairs.
2018 Strathmore Free Concert Schedule
Making Movies - July 11, 2018. This indie rock band blends musical styles like "psychedelia, experimental rock, son cubano, cumbia, and African Yoruba."
Lena Seikaly - July 18, 2018. This young local jazz talentsings both traditional and contemporary jazz styles.
The Rad Trads - July 25, 2018. This NY band's inspirations include "New Orleans brass band, R&B, Chicago and delta blues, and rock 'n' roll."
The Chuck Brown Band - August 1, 2018. D.C.'s famous Go-Go performers.
Erin & The Wildfire - August 8, 2018. This Charlottesville-based band just released their roots and rock-inspired first full-length album.
Ukefest - August 15, 2018. Bring your ukulele at 6:30 p.m. and strum along with ukulele superstars before this concert begins.
The Mark G. Meadows - August 22, 2018. This DC-based jazz musician, composer, and vocalist blends hip hop, jazz and funk.
The Sweetback Sisters - August 28 2017. This sister duo has been described as "Americana darlings."
Dining at Strathmore
If you don't bring a picnic basket, order hot dogs, pizza, burgers, pulled pork sandwiches and more at the Free Summer Outdoor Concert Series from Ridgewells.
All patrons are encouraged to take Metro to the Grosvenor-Strathmore station on the Red Line. For free outdoor concerts, all patrons must park at the Grosvenor-Strathmore Metro garage and along Tuckerman Lane. A SmarTrip card is required to exit the Grosvenor-Strathmore Metro garage. Cards can be purchased within the Metro station. Accessible parking is available on-site on a space available basis.
Strathmore is a non-profit arts center in North Bethesda, Maryland that hosts concerts, art exhibitions, family festivals, summer camps, and education classes in dance, music, and arts.Read more about Strathmore Music Center


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Torquay 43
From the moment you see the 3 large reclaimed pier timbers leading to the entry of this home, you are aware that something pretty special in architectural design is before you. Upon entry of this award winning home, you are met with stunning polished concrete flooring, an open tread staircase & full height void, giving immediate confirmation of something special that entails with this design. Three bedrooms downstairs with their own Rumpus area and Theatre room provide ample entertaining options. At the top of the stairs you are greeted with the brilliant open plan Kitchen, Dining, Living area overlooking stunning views across the beautiful Sands golf course and waterways. Ample decking is provided at ground and first level providing endless outdoor entertaining opportunities.


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Take a walk down the street, around the corner, or even across town, and what do you see? You see banks of all shapes and sizes, from small local banks to national financial institutions of the highest regard.
It is these smaller banks that find it increasingly hard to stand out among a crowd of much bigger fish. Their mere presence at times becomes completely lost. This is why it is so important for smaller banks to employ bank marketing ideas to attract and keep new customers.
Bank marketing doesn't have to be expensive and its effects can last a lifetime. Let's take a look at three of the more common and most effective bank marketing ideas floating around today.
Rewards Program
Who doesn't love getting something for nothing? Many banks discover successful bank marketing by providing customers with free gear and merchandise as a reward for using their institution for their financial needs.
Most bank marketing ideas will begin with a reward or gift when a new customer opens a checking and/or savings account. When trying to attract higher profile clients, banks will have to step it up a bit and offer some more extravagant bank marketing rewards.
In Kentucky, a financial management firm has started rewarding these special clients/individuals with gifts that are hard to refuse, including outdoor excitement like hunting, fishing, paintball and even shopping.
These particular bank marketing ideas allow the bank to hit two birds with one stone. Firstly, clients get that feeling of satisfaction. Secondly, the bank is able to mingle with clients informally and subsequently create some personal rapport.
Everyday Perks
Effective bank marketing can often be the simplest thing you can imagine. Providing small tokens of appreciation to your customers each day helps to create a trusting and benevolent atmosphere.
Many successful banks give out lollipops to their customers and their kids. Other bank marketing ideas include thinking outside the box and having a box of pet treats for customers who come in with their animals. This measure of bank marketing probably won't create additional business right away, but will help to establish a longstanding bond and sense of goodwill between the bank and their clients, both for now and the future.
Bank marketing ideas begin and end with signage. In the world of business, out of sight really is out of mind, and although your bank may have your name and logo on the building, there are other ways ensure people know who you are and what you do.


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Why is making the economy the instinct of every kind of animal on earth?
It turns out that not only do people have commercial transactions, even animals often exchange each other, in a very instinctive way.
In "The Wealth of Nations" written by economist Adam Smith, he describes the behavior of trade exchange between people to be unique.
"Nobody has ever seen a dog exchange a fair bone with another dog," Mr. Smith wrote.
This thought has been inherited to many generations of economists later. Even the father of modern economic theory John Maynard Keynes also argued that humans have actions that go against other animals.
However, recent studies prove that in the animal world, interactions between individuals are real. A recent study in January 2017 showed that honeycomb can exchange among worker bees to support each other's resources.
The ancestors of workers can "rent" some of their worker bees to other teams to work, or even rent worker bees to support the heavy nest.
This process completely depends on supply and demand theory. When scientists increase the number of beehives in an area, queen bees willing to accept hiring more workers from other teams. This is similar to an increase in demand, leading to a decline in the cost of market participation.
Biologist Ronald Noe of Strasbourg University said if Adam Smith took a closer look at bees, he would see a sophisticated trading system between individuals.
A series of studies have shown signs of exchanges in the animal world, from the Central American forest to the African desert. The baboons and some primates accept the exchange of time to mate with the stronger male to maintain the race. Many plants and insects receive the help and protection of ants in exchange for providing food and benefits. The cleaning fish species (Cleaner Wrasses) eat parasites on other fish species such as food, in exchange for cleaning those individuals.
These new views on trade and animal behavior challenged biologists and dogmatic economics.
"We all study animals that are not based on theories for human behavior, but some for humanity are important in biology. In fact, I believe that some doctrines are more accurate in the animal world than humans, "said Humboldt University biology professor Peter Hammerstein.
Free economic market in the natural world
Noe was the one who proposed the theory of economic behavior in biology in 1994, but they have since started working as a PhD in Kenya in 1981. Initially baboons attracted attention. of this expert.
This animal often lives in large groups and Noe is interested in the weak baboons in the herd that will accept the right to mate with stronger males.
From here on, Mr. Noe began to study many phenomena that help each other to exchange benefits between individuals and animals in nature.
Initially, the theory of gene homology or related kinship influenced Noe's hypotheses until the study of cleaning fishes eating parasites in the mouth of other fish appeared. They do not have genomic similarities but the fish cleaned do not become the food of larger individuals.
From here on, the ideas of economic theory in the animal world begin to grow.
Going back to the baboon in Kenya, expert Noe paid special attention to an individual named Stu, a stronger baboon than other males. During mating, if Stu is not happy with his partner, he will switch to other children regardless of whether the individual is mate with another male.
The strange thing is that weaker males accept to exchange partners with Stu instead of resisting and cannot continue to mate.
This example of Stu and the baboons shows a common contract settlement relationship in business when rejecting a deal he / she knows cannot win to focus on another project.
In addition to baboons, scorpions also show signs of exchange behavior when male individuals must give a prey to the female before they want to mate. Or in the purple tern, the male will give another male access to its territory in return for help in hunting and nurturing the individual.
Meanwhile, Lycaenid butterflies produce a sweet nectar that attracts ants to feed on honey and protect their children from the enemy.
Each of the examples above does not have a fixed "exchange rate" that depends on how the provision of exchange services depends on each party's needs. In the case of the scorpion, for example, if the number of male scorpions is higher, the quality of the male will be higher than that of the individual required before mating. Meanwhile Lycaenid butterflies regulate the amount of bile secreted depending on the number of ants as well as the threats in the environment with their offspring.
Concurrent with Mr. Noe, Professor Redouan Bshary of the University of Neuchatel-Switzerland also studied baboons and thought that these species exchanged services such as catching lice, mating opportunities. , take care of individual animals to ensure the benefits of the whole herd. This is an example of a commercial transaction that follows the economics with balanced supply and demand.
One of Noe's most recent studies is about the fungus when they exchange phosphorus with the carbon of the host plants they parasitize. The exchange rate depends entirely on the supply and demand of each species and whether the fungus or the tree does not have a brain, but their biological system naturally makes an instinctive exchange beneficial to the individual.
Noe's theory has really caught the attention of experts. The attitude of "invisible hand" in economics of Adam Smith does not seem very accurate in the general human market due to the complexity of each individual.
However, they appear more accurate in the natural environment when all individuals act instinctively for their own good.


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Introduction: Home QSuite Home
Plaza Premium First Lounge Hong Kong Airport
Qatar Airways 777 QSuite Business Class Hong Kong to Doha
The Sad State of Transit at Doha Airport
Qatar Airways 777 QSuite Business Class Doha to Amsterdam
Hilton The Hague Family Suite
The Hotel Brussels Panorama Suite/Superior Twin Room
British Airways Galleries Lounge Brussels Airport
Qatar Airways 777 Old Business Class Brussels to Doha
Qatar Airways 777 QSuite Business Class Doha to Hong Kong
In Brussels we decided to stay at The Hotel Brussels, due to its great location and competitive pricing. The Hotel Brussels is located adjacent to the Parc d'Egmont, which is walking distance from the city center and many tourist attractions. I loved the location of the hotel, and it was a key reason it quickly emerged as a top contender for us. While we never used the metro, The Hotel is also located right next to Louise station, which is on lines 2 and 6 of the Brussels metro.
The Hotel Brussels is by far the highest-rise building on the Boulevard de Waterloo, and the exterior looks quite modern. Originally branded as a Hilton (the hotel opened in 1969, so we were there for its 50th anniversary), the hotel underwent a complete renovation in 2011, which was when it started sporting its current facade.
The Hotel Brussels Exterior
Continue reading "Review: The Hotel Brussels Panorama Suite/Superior Twin Room"


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Honor the Eagle Scout in your life with this beautiful print featuring the painting "Our Glory" by Anthony J. Padgett. The framed lithograph is personalized with the Eagle Scout's name subtly at the bottom under the word "Eagle Scout" and can can also include the last sentence spoke when taking his oath. This is certainly a gift he can grow with and hang proudly at home or the office for many years to come. The 11"x14" lithograph is printed on high quality photo paper, mounted on foam board, and framed behind glass.
If you are looking for a different Eagle Scout format, check out our 11"x17" Framed Canvas print.


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The project currently supports 31 children who were all visited both at school and home. The children's holiday activity and feeding program are also here integrated. Akello Margaret "Platform for Labour Action has been supporting my education since Primary Six up to now. I am now a Senior Four candidate", said Margret. The school administration of Okwang Secondary School has been able to offer Margaret a bursary of 30,000 after she played football for the school team at lira play ground. ''During my free time at school, I play football and I have also been doing the same during my holidays," excitedly mentioned Margret. Margret's performance has steadily improved and gets better every year. In her latest report, she scored aggregates 15 for the 8 best done subjects. She is a super A-student. She emerged the second out of 177 students! ''My dream is to become an engineer that's why i am trying to study hard because I need to make it a reality," says Margret. Feeding at school During the term, children had their school meals on time. This has improved their concentration. Holiday activity During the reporting period, children had their holiday activity, aimed at making them know each other and sharing experiences for peer support. They enjoyed it. "We really enjoyed the co-curricular activities this holiday," stated 17-year old Akello Margaret in Senior Four at Okwang Secondary School. Starting this year, children will have this activity every holiday, that is thrice a year. Oliver Ajok is an 11-year old primary three pupil at Lira Police Primary School. She lives with her mother, Ms. Akullu Hilda, her sisters and brother. The mother is supportive of her daughter's education. "My mother encourages me to study hard so that I can one day work in a big office," says Oliver. She wants to become a doctor. During holidays, Oliver helps with house chores and is looking forward to the next joint holiday activity. TRANSITING TO SECONDARY SCHOOL BY ACAM MOLLY "I have been the head girl at Boke primary school where i have completed my primary leaving examinations," stated Molly. Mr. Simon Ocen, Molly's Primary Seven teacher states that her past performance has been very poor but she remarkably improved this term. Consequently, her uncle in Gulu district will support her to continue with her education. "My uncle, Mr. Ogwal Ray has asked me to find a secondary school in Gulu district where he lives, Molly says. "I thank PLA for the advice they have given me and the donors for their continued support for me. May God richly bless you," prays Molly.
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1887 – Herman Hollerith applied for a patent for the 'Art of Compiling Statistics', which was his punched card calculator. He then went on to form the Tabulating Machine Company, one of the companies that would go on to become IBM.
This week in 1896 – Henry Ford completed the Ford Quadricycle, his first gasoline-powered automobile, and gave it a successful test run.
1965 – Sony Corporation unveiled its first consumer 1/2-inch format helical scan VTR (video tape recorder). It was priced at just under $3000 (and that was only in black & white).
1977 – The Apple II, designed by Steve Wozniak went on sale. It was one of the first successful personal computers. The machine sold for about $1,300 which would be the equivalent of about $5,000 today.


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I think freeCodeCamp can do a better job at letting us know why on certain problem's ! Why you would put this here or why you would use this ! Instead of them expecting us to know certain thing when we are learning how to do the programming language it doesn't make sense ? If I had to grade them On that I would give them an F on it …
Since you have given no specifics or examples, I am not sure what use this post is going to serve.
Comparisons with the Logical Or Operator
Combine the two if statements into one statement which returns "Outside" if val is not between 10 and 20, inclusive. Otherwise, return "Inside".
changing: if (num > 10) {
return "No";
if (num < 5) {
return "No";
return "Yes";
example: if (num > 10 || num < 5) {
return "No";
return "Yes";
answer: if ((val >= 10 || val == 10) && val <= 20) {
return "Inside";
return "Outside";
Nothing in the wording said to use both logical || and && it took hour's to figure out …
Nothing in the instructions or examples show using the && operator, because the challenge is meant to be be solved with only one || operator. The example shows you exactly how to do it (using different numbers of course). You will also notice the code section has comments like:
// Only change code above this line
return "Inside";
The above means, you should not change the return "Inside"; line.
function testLogicalOr(val) {
// Only change code below this line
if (val < 10 || val > 20) {
return "Outside";
// Only change code above this line
return "Inside";
I Did that and 0 and 9 would not take for some reason ?
When I run the solution I posted above, it works fine for 0 and 9. You might need to double check your code for a typo. If you copy/paste the solution I provided above, it should work. If not, you may need to refresh your page and try to the run the tests again.


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That Time I Got the Middle Seat on a Plane
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My Son's Maiden Voyage – to Kindergarten
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Saturday, August 15, 2009
German version of the Tea Party
Apparently, they have the same ideals as the Tea Partiers, more individual freedom and less government. Seems like the fundamental human desire to be free is not just an American phenomenon.
I must admit, I kind of like the name though. "The Pirate Party."
UPDATE: From the comments below, I just found out that there is a US Pirate Party. Check them out.
UPDATE 2 Instalanche! Welcome, and take a look at the other conservative bloggers on the left under Dextrafeed.
13 comments:
Hi Steve, there is a new US Pirate Party
thanks for your comment in my GB and promoting this Video from my german pirate party site
- Jürgen said...
but whats the tea party then ?
- Steve said...
It's from our pre-Revolutionary days, when the King of England imposed a tax on tea for the colonies. A bunch of predecessors of Today's Tea Party decided to storm the ship and dump all of the tea into Boston Harbor so that no tax would be collected.
Probably did more for changing American beverage habits from tea to coffee than anything else, but it was a statement that we would no longer tolerate arbitrary taxation by a mindless despot.
Same thing that we have going on today.
- Edmund Ironside said...
There is virtually no common ground between The Pirate Party and the Tea-partiers. Fundamental to The Pirate Party is an attack on private property rights. It is yet another iteration of socialist ideas wrapped up in new packaging. The Pirate Party want downloading movies, songs and TV shows without paying to be legal. Bad news if you happen to make movies, music or TV shows and want to pay your mortgage. They are also advocates of the legalisation of hard-core drugs, and all the other hippy tropes. If anything, most Tea-partiers would find that The Pirate Party are very similar to hard-core lefties than themselves.
- Steve said...
While I agree that the US Pirate Party is more so inclined, the German one in the clip is more about keeping government influence out of their lives, which is quite a change from the Germany I remember of 15 years ago.
- Chris Castle said...
I could try to explain why comparison of the Pirate Party to anything consistent with US law or tradition is about as wrong as it is possible to be, but suffice it to say that the Pirate Party has alligned itself with the Green Party and the Socialists in the EU Parliament.
It seems pretty clear that the Pirate Bay is to the Pirate Party what the IRA was to Sinn Fein. The Pirates deny a connection to the Pirate Bay, but Gerry Adams always denied a connection to the IRA, and no one believed him, either.
There are also news reports that the Pirate Bay was funded by a neo-Nazi (http://www.theregister.co.uk/2009/04/17/piratebay_neonazi_ok/print.html) and it all seems a bit Larouchie to me.
- SenatorMark4 said...
The perfect way to insure a Democratic rule forever is to join a third party like this "Pirate Party". The Republicans, as worthless as they are, have a national organization that can be pirated by "The People" to take control of our government once again. We can start to base it on principle again, but the policies presented to the electorate MUST be defensible. No more "party of NO". 1099 for All!
- Unknown said...
Keep in mind that the Pirate Party wasn't formed until people in Europe who ran file-sharing trackers (different from file-sharing sites, and something that even google does) received criminal sentences on par with violent crimes in their home countries. The group was also formed in response to massively unpopular "3 strikes" laws that deputized ISPs to violate user's privacy wholesale to stop illegal file sharing with zero judicial recourse. These laws were written by the copyright lobby and attempted to ram them through without any period of public comment in France, which actually caused a massive outcry.
They may be fringe socialists by your standards, but it's pretty clear that copyright policy in the Western world has become unbalanced and government efforts to stop a relatively benign activity threaten to seriously hamper citizens' privacy. I would hope that most individuals on the right, like myself, are at least sympathetic to the idea of unintended consequences from government overreach.
- Edmund Ironside said...
'it's pretty clear that copyright policy in the Western world has become unbalanced and government efforts to stop a relatively benign activity threaten to seriously hamper citizens' privacy.'
What a bizarre argument. Thats like saying 'your exclusive right to the house you buy has become unbalanced'. Either the people who create published works have a right to be paid for their work, or they don't. Your suggestion that there is some 'moderate' half-way house does not stand up to scrutiny.
Is there benign shoplifting? Benign car theft? benign assault? So how can there be benign illegal filesharing?
The reason The Pirate Party is irate is because something they have been stealing they now have to pay for. Boo hoo.
How is enforcing private property rights 'government overreach'? Enforceable private property laws are the foundation of capitalism, you know, that system that has made the United States the richest country on the planet by a country mile.
- SH said...
In Europe, anarchism as a political tradition is solidly 'left' (incl anti free market). So, when these guys tap into the pirate meme, that is where it goes. In the modern US, not so much now (although, back in the 30s, it was).
- Doc Merlin said...
Copyright violation isn't stealing because you aren't depriving someone of the good.
Its "copyright violation" because you are depriving them of a legal privilege created by the legislature under the constitution. (The copyrights and letter's patent clause)
The Pirate Party is more concerned about transparency, civil rights and privacy than copyright.
After 9/11 they introduced some laws that are more than questionable, one of the worst is the telecommunication data retention for 6 month. I don't think the government should have access to these private data. These include time and number of your calls, if by mobile also you position. Sending data of emails including subject and your ip while online.
In short, most of your telecommunication can be traced and everybody is a suspect.
Copyright holders get an orgasm just thinking about these data.
There are many more laws passed that are just plain wrong and exchange freedom for security.
Copyright is no ownership, but a right for protected use and I am not sure that it has to endure 70 years after the death of the author and has only been prolonged over time. It should be shortened to a reasonable length, corresponding to the easier and cheaper publication of works.
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UPDATE: This is back on eBay
Here's a CJ-2A that has the spare tire on the driver side and the bow holders on the passenger side. I see no evidence to indicate this was a military vehicle or a military ambulance.
"I am selling a 1948 Willys for a friend of mine. It runs good, all tires hold air, and it's fun to drive around the farm. It has a clear missouri title. He was told that it used to be a military ambulance. I have posted several pics of it, but I can get all the pics you need, so just send me an email and tell me what you would like to see. I am starting the auction at the lowest price he said he would take for the willys, but if you want to make a reasonable offer I will ask him if he will take it. If you need me to deliver the vehicle I can do so for .75 cents per mile round trip (total from Lamar, MO to your place and back) This will need to be paid in full prior to me delivering the vehicle. Let me know if you have any questions. Again, please email me if you have any questions and thanks for looking."


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Posts for category: Pediatric Health
Why Proper Nutrition is Important
As a parent, it goes without saying that you want what is best for your child. Making sure that your little ones grow up healthy, happy, and prepared for the future is often one of the most difficult, yet regarding, tasks in all of parenthood. This all-important mission to provide a great life for your child encompasses a number of different factors, including one which is the subject of this article: nutrition.
According to recent reports from the CDC, one in five school children within the United States qualify as obese. This epidemic of unhealthy living inevitably creates a number of ill effects in the children who suffer from the condition. Read on to learn how proper nutrition can keep your child at a healthy weight and avoid the consequences of obesity.
Why Obesity Must Be Avoided
Before we examine the intricacies of proper nutrition, it is important that we look at why being overweight/obese is to be avoided:
- Onset of chronic diseases: Although they are more often diagnosed in adults, conditions such as hypertension and type 2 diabetes have been increasingly seen in younger children, largely because of poor eating habits.
- Childhood habits traverse into adulthood: Humans tend to be creatures of habit, and accordingly, we largely carry childhood tendencies into our adult lives. For this reason, it shouldn't come as a surprise that the National Institute for Health Research has found that "55% of obese children go on to be obese in adolescence, around 80% of obese adolescents will still be obese in adulthood and around 70% will be obese over age 30."
- Obesity shortens life: The National Institute of Health has found that obesity has the possibility of shortening life spans by up to fourteen years, and with the established link between childhood and adulthood obesity, it's essential to promote healthy
Other Benefits of Proper Nutrition
The most obvious benefit of providing proper nutrition for your child is that they are then much more likely to maintain a healthy weight, and thus avoid all of the dangers associated with obesity. In addition to escaping the clutches of type 2 diabetes and a shortened life expectancy, your little one will also feel the immediate advantage of higher physical energy levels and increased brain activity. These boosts to your child's wellbeing can be attributed to an increased bloodflow throughout the body, allowing them to not only stay healthier, but feel happier as well!
Call today!
If you need help with getting your child on the path of proper nutrition, contact your local pediatrician today—we're here to help!
Finding out you're pregnant is a wonderfully exciting and whirlwind time. There are so many decisions to make as you watch your bump grow: What color should I paint the nursery? Do I want my little one to sleep with me? What do I need to childproof around the house? Of course, one of the most important things to think about is the health of your little one throughout the course of your pregnancy and once they are born. It's never too soon to choose a pediatrician, and taking the time to find one you trust is important not just for your baby but also for you.
Once your little one is born they will be spending a lot of time with their pediatrician, so this is why it's crucial that you find out that provides gentle, compassionate care and really takes time with you and your baby. The first two years of your baby's life are so very important because this marks a significant developmental time for them, so it's essential that you have a pediatrician that will be there to monitor their progress and detect any developmental delays or health problems right away.
The first pediatric visit will occur a few days after the birth. This first visit is vital, as it allows your children's doctor to make sure everything functions as it should. This includes everything from reflexes to alertness to their hearing. Measurements are also taken to check their height and weight and to begin recording their development. Besides performing a physical exam to check the overall health of the baby this is also a time to answer any questions you might have about feeding schedules, habits, developmental milestones, etc.
After this initial visit, you should expect to bring your little one in for visits at:
- 1 month
- 2 months
- 4 months
- 6 months
- 9 months
- 12 months
- 15 months
- 18 months
- 24 months (2 years old)
- 30 months
- 3 years old
Once your child turns 3 years old they will only need to visit a pediatrician once a year, unless there are any health problems or concerns in the interim. These visits are imperative for every child as they are key to preventing certain illnesses through immunizations and physical checkups, tracking their growth and development, and also providing you with answers and support to help you properly care for your little one along the way. Call a pediatrician to schedule your child's first appointment today.
Childhood asthma is more common than you might think. In fact, it is the most common chronic disorder in children, according to the Asthma and Allergy Foundation of America. Asthma is a long-term respiratory condition that causes swelling within the airways, making it different for your little one to breathe. How do you know if your child might have asthma? The telltale signs include:
- Trouble or difficulty breathing
- Wheezing or whistling when breathing in
- Tightness in the chest
- Coughing that often gets worse at night
- Fatigue, especially with exercise or play
If your child is experiencing or complaining about any of these symptoms it's important that you schedule an appointment with a pediatrician as soon as possible. It's important to write down the exact symptoms your little one has been experiencing, particularly because their symptoms may not be present during their evaluation. If you have a family history of asthma, this is something that your child's pediatrician will want to know.
During the evaluation your doctor will also perform a physical exam, taking time to listen to both the heart and the lungs for signs of asthma. Sometimes a test known as spirometry will be used to test the lung function (this is most common in children over the age of 6 years old). This test is used to measure how much air is in the lungs and how quickly your child can exhale. Other tests may also be performed to check for other health issues that could be exacerbating your child's asthma symptoms such as a sinus infection.
Asthma is serious and requires medication to keep this problem under control. While there is no cure for asthma, your pediatrician's goal for asthma treatment is to prevent the severity and frequency of asthma attacks. We want to prevent your little one from having to rush to the hospital for a severe attack. Luckily, there are medications that your children's doctor can prescribe to lessen asthma symptoms.
The type of asthma medication your child receives will depend on several factors including age. Infants and toddlers may require inhaled steroids to control asthma symptoms. The dosage will also change depending on your child's age. Along with long-term medications that will be taken every day to help control symptoms and keep inflammation down there are fasting-acting medications that your child will also be prescribed (e.g. albuterol), which is only used when your little one feels an attack coming on. Before any medication is given to your child, your pediatrician will talk to both you and your little one about how to use asthma medication properly.
Bedwetting is a common childhood problem. Many children who master toilet training during the day, usually between the ages of two and four, continue to experience episodes of bedwetting through the night. In many cases, the nighttime bedwetting incidents will gradually decrease until they have completely ceased around the age of five or six.
So, when should parents worry about their child's bedwetting behaviors? Most pediatricians agree that it's quite normal for children to experience occasional "accidents" and that most children will outgrow it on their own.
When to Visit Your Pediatrician
Bedwetting is rarely a serious problem. In fact, wetting up to a year after the child has successfully been toilet trained is normal. Children gain bladder control at different ages, and while most kids quit wetting at night by the age of 6, others may take a little longer. In the majority of cases, wetting does not have a medical cause.
According to the AAP, you should contact your pediatrician if your child continues to have frequent "accidents" or if you notice any of the following signs:
- Wet clothing and bed linens, even when the child uses the toilet frequently
- Unusual straining during urination, a very small or narrow stream of urine, or dribbling after urination
- Cloudy or pink urine
- Abnormal redness or rash in the genital area
- Trying to conceal wetting by hiding clothes or underwear
- Daytime wetting in addition to nighttime accidents
Parents should remember to be sensitive to their child's wetting behavior so not to cause additional embarrassment or discomfort. Never punish the child for bedwetting. Instead, show support and encouragement by reassuring the child that it is not his or her fault and that the problem will get better.
Remember, even though childhood wetting is frustrating, it is very normal. Talk to your pediatrician if you have concerns about your child's bedwetting behaviors.
The tonsils are oval-shaped, pink masses of tissue on both sides of the throat. They are part of the body's immune system, designed to fight off bacteria and viruses that try to enter the body through the mouth. Sometimes common illnesses are too much for the tonsils to handle, and the tonsils become infected themselves. This condition is known as tonsillitis, an inflammation of the tonsils that can cause a sore throat and discomfort for your little one.
Tonsillitis is common in children, but it can occur at all ages. Many cases of tonsillitis in elementary-aged kids are caused by a viral infection, such as the common cold or flu. Bacterial infections, particularly streptococcus (strep), can also cause an infection of the tonsils.
If your child has tonsillitis, his or her main symptom will be a sore throat. It may be painful to eat, drink or swallow. Other common signs of infected tonsils include:
- Red, tender and enlarged tonsils
- Yellow or white coating on tonsils
- Swollen, painful lymph nodes in the neck
- Fever
- Bad Breath
If your child's symptoms suggest tonsillitis, call your pediatrician. Your child will need to visit a pediatrician to determine whether it is a bacterial or viral infection, which can usually be diagnosed with a physical exam and a throat culture.
If bacteria caused the child's tonsillitis, then antibiotics may be prescribed to kill the infection. If a virus causes it, then the body will fight the infection on its own. Rest and drinking fluids can also help alleviate symptoms and ease pain. In some cases, if the child suffers from frequent episodes of tonsillitis or repeat infections over several years, your pediatrician may recommend a tonsillectomy, a common surgical procedure to remove the tonsils.
Because tonsillitis is contagious, kids should help protect others at school and home by washing hands frequently, not sharing cups or other personal utensils, and covering their mouth when coughing or sneezing.
Always contact your pediatrician when you have questions about your child's symptoms and health.


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Curling High Back Armchair
Dutch armchair with a series of gentle curves in the frame and lipped seat creating a soft and quirky appearance. Price includes reupholstery, though available as is for £660.
Reupholstery also available in Kvadrat and Bute fabrics for an extra amount, please contact us for a quote.
W: 67cm // D: 80cm // H: 98cm
Delivery in London (within the M25) is included in the price for Midcentury furniture. All lighting, homeware and accessories and contemporary (flat pack) furniture are posted at standard UK postage rates which is added at checkout. For any other destinations both inside and outside the UK please contact us.
This product is unavailable


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Central Board of Excise and Customs has issued a Circular on 02/2017 dated 4th July and subsequently a Circular no 04/2017 dated 7th July and clarifies issues related to Bond/Letter of Undertaking for exports without payment of integrated tax and issues Notification No 16/2017 dated 7th July 2017- Central Tax and specifies conditions and safeguards for furnishing a Letter of Undertaking in place of a bond for export without payment of integrated tax .
As per rule 96A of the Central Goods and Services Tax Rules, 2017 ( The CGST Rules), any registered person exporting goods or services without payment of integrated tax is required to furnish a bond or a Letter of Undertaking (LUT) in FORM GST RFD-11
The following registered person shall be eligible for submission of Letter of Undertaking in place of a bond:-
(a) a status holder as specified in paragraph 5 of the Foreign Trade Policy 2015- 2020; or
(b) who has received the due foreign inward remittances amounting to a minimum of 10% of the export turnover, which should not be less than one crore rupees, in the preceding financial year
and he has not been prosecuted for any offence under the Central Goods and Services Tax Act, 2017 (12 of 2017) or under any of the existing laws in case where the amount of tax evaded exceeds two hundred and fifty lakh rupees.
The exporters shall furnish a running bond, in case he is required to furnish a bond, in FORM GST RFD -11. The bond would cover the amount of tax involved in the export based on estimated tax liability as assessed by the exporter himself. The exporter shall ensure that the outstanding tax liability on exports is within the bond amount. In case the bond amount is insufficient to cover the tax liability in yet to be completed exports, the exporter shall furnish a fresh bond to cover such liability
As regards LUT, it is clarified that it shall be valid for twelve months. If the exporter fails to comply with the conditions of the LUT he may be asked to furnish a bond. Exports may be allowed under existing LUTs/Bonds till 31st July 2017. Exporters shall submit the LUTs/bond in the revised format latest by 31st July, 2017
For the purpose of uniformity, the Bond/Letter of Undertaking required to be furnished under rule 96A of the said rules may be furnished manually to the jurisdictional Deputy/Assistant Commissioner in the format specified in FORM RFD-11 till the module for furnishing of FORM RFD-11 is available on the common portal. The exporters may download the FORM GST RFD-11 from the website of the Central Board of Excise and Customs (www.cbec.gov.in) and furnish the duly filled form to the jurisdictional Deputy/Assistant Commissioner.
The above instructions shall apply to exports on or after 1st July, 2017.
Source: Central Board of Excise & Customs


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Cardi B Finally Reveals Baby Kulture To The World (Photos)
Cardi B welcomed her precious baby girl Kulture Kiari Cephus into the world in July.
And on Wednesday the Be Careful rapper gave followers their first glimpse at her beautiful four-month-old on Instagram.
Cardi's big baby reveal came just a day after she announced she and husband Offset were calling it quits after a little over a year married.
'My heart [heart emoji]' the 26-year-old Grammy-nominated artist captioned the picture.
Kulture looked adorable as she gazed up at her mom while wearing a custom bib, pink sweater and a headband.
Cardi surprised many when she revealed she and her baby's father Offset had ended their relationship via Instagram video Tuesday night.
The couple tied the knot in a private ceremony in their Atlanta bedroom in September 2017. She told fans her and the Migos rapper are 'not together any more' and 'grew out of love', but remain friends and business partners.
Texts have gone viral showing Offset seemingly asking a young woman to arrange a threesome for him.
The woman at the center of the messages – Summer Bunni – tearfully apologized on video for possibly having played a part in the rap stars shock split.
'I didn't know how serious this marriage was,' the 20-year-old said in a video obtained by TMZ. 'I feel ashamed… these were never my intentions and I never wanted to break up a happy home.'


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.........But First, A Word From Our Sponsor.......... Countries poised to benefit from rising commodity prices: combined into one CD
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EverBank is an Equal Housing Lender and member FDIC. ...................................................... In This Issue..
* Dollar moves lower... * China to take a role at IMF... * US Borrow and spend policies continue... * Gold sets a new record...
And Now... Today's Pfennig!
Dollar continues to fall...
Good day...and what a day it was in the currency markets on Tuesday! The rout on the dollar continued, and was broad based with gains in every currency we trade. The commodity based currencies led the pack, as the weaker dollar fueled a big run up in raw material prices. Reports out of both Asia and Europe signaled the global economy is recovering, and bolstered investors looking for a way out of the falling dollar.
European industrial output rose for a fourth month in August, increasing just below 1 percent from July. From a year earlier, August output fell 15.4%, a big drop but still the smallest YOY decline in 8 months. The Euro area continues to recover 'at a gradual pace' according to ECB President Trichet. The positive news coming from the manufacturing sector is a good sign the European economic recovery will be sustainable.
Another report overnight showed China's exports fell by the least amount in nine months during September. As we have written over and over again, China will lead the world out of the global recession, and the latest reports show China beginning to pull away. Reports due out next week will likely show China's economic growth accelerated to 8.9% in the third quarter; slightly above the governments target.
China has used the economic downturn to lock in a dominant position in world trade, and has replaced Germany as the world's biggest exporter. During the first seven months of this year, China has moved past Canada as the number one supplier of imported goods to the US with 19% of all imports entering the US originating in China. These exports continue to bolster China's foreign reserves which climbed $141 billion in the third quarter to a record $2.273 trillion. China has decided to keep their currency pegged to the falling dollar, which has helped them increase their exports leading to additional growth in their currency reserves.
The Chinese government is now looking to leverage their huge reserves to attain a more dominant role in the post-crisis global financial order. A story in the China Daily predicted Bank of China Vice-President Zhu Min will soon take up a crucial post at the International Monetary Fund (IMF). According to the Chinese paper, "Zhu's appointment at the IMF will be a significant step toward breaking up the US and Europe's dominant position in the international financial stage". Welcome to the new world order!
Today we will finally get some data in the US, with the release of retail sales, business inventories, and the monthly budget statement. We will also get to read the minutes of the Sept 23 FOMC meeting this afternoon. Retail sales is the number to watch, and it is expected to have dropped by over 2% with the end of the 'cash for clunkers' program. If the data come in as expected, it will confirm the US consumer will not be able to sustain their spending as the government stimulus fades. So while Europe and China look to be expanding, the US is bogged down with rising unemployment and weak growth.
I can pretty much predict what the administration will say after seeing the report: It is obvious that we need to have another stimulus package!! The administration thinks the way out of this mess is to borrow and spend, and if the US consumers won't do it on their own, the government will be more than happy to spend our money for us. But President Obama's effort to spend us out of recession is undermining the US$. In spite of his pledge to keep the dollar strong, the dollar index is down 10% during the first 8 1/2 months of Treasury Secretary Tim Geithner's term.
And the boys over at the Federal Reserve certainly don't seem like they want a strong dollar either. Fed Vice Chairman Donald Kohn put a shot across the dollars bow yesterday when he said interest rates will remain low for an 'extended period'. I expect the minutes of the FOMC meeting which will be released later today will show the members continue to focus on the short term and have turned a blind eye to the threat of future inflation. The dovish tone which the Fed has taken will continue to push the dollar lower.
I read the following quote in an article on Bloomberg which I thought was dead on: "The all night printing runs at the Treasury are chipping away at the dollar's ability to hold value compared to other currencies and commodities," Mike Sander, of Sander Capital said yesterday. "With dollar weakness, inflation fears, a huge budget deficit, energy prices creeping up, metals such as gold, silver, and copper will be pushed up in price." Sounds like Mr. Sander is a Pfennig reader!!
As I pointed out in my opening paragraph, commodity prices have surged on the positive economic news from China and Europe. Demand by China continues to support the market for raw materials, and a falling dollar has created additional demand. The prices of oil, gold, and copper all moved higher yesterday and brought the currencies of Canada, South Africa, and Norway along for the ride. The South African Rand and Norwegian Krone were both up nearly 1% vs. the US$ and the Canadian loonie moved a bit closer to parity with the US$. Norway's finance minister helped push the krone higher with the announcement that their stimulus efforts will generate an extra .5% of economic growth next year. The Norges Bank considered moving interest rates higher last month, and looks poised to deliver a rate increase at their next meeting.
I know I will get some emails accusing me of being hypocritical, bashing the US and UK stimulus plans while praising those of Norway and China. The big difference between these plans is that Norway and China are spending money they already have, while the US and the UK are borrowing in order to spend. Norway is spending some of its $450 billion oil fund in order to stimulate their economy, and China has been spending some of their record reserves. These stimulus plans will be less inflationary than the 'quantitative easing' being instituted by the US and UK.
Gold benefitted from the good economic news and a push by investors to diversify out of US$ holdings. Gold advanced to a record level for a second day as investors increased purchases in order to hedge against a falling dollar and the possibility of future inflation. A report I read this morning predicts further price gains by gold: "A weakening US dollar and easy liquidity conditions will particularly favor precious metals," Morgan Stanley analyst said in a report today. "We expect prices of gold, silver, and platinum all to register further gains over the next year." Gold at $1,100 looks like a done deal in the face of increased investor appetite for dollar alternatives.
I'll end with a funny story Chuck shared with me via email last night. He was standing with Michelle Boschert out in front of the airport in Atlanta waiting for Frank Trotter to pick him up when a car rolled up and a guy yelled out... "Hey! Are You Chuck Butler? He didn't hear him at first, so Chuck said what? And he repeated it... Hey! Are you Chuck Butler? Chuck still wasn't sure what he was saying, but Michelle heard him and answered, YES! And the guy in the car yells out, I read your newsletter! And drives away... Pretty amazing, eh? Chuck's fan base is nationwide!!
Currencies today 10/14/09: A$ .9145, kiwi .7417, C$ .9741, euro 1.4909, sterling 1.5988, Swiss .9828, rand 7.2528, krone 5.5619, SEK 6.916, forint 179.51, zloty 2.8204, koruna 17.3585, RUB 29.38, yen 89.26, sing 1.3907, HKD 7.7501, INR 46.107, China 6.8263, pesos 13.0535, BRL 1.7216, dollar index 75.58, Oil $75.10, 10-year 3.38%, Silver $17.875, and Gold... $1,064.20
That's it for today... We had a busy day on the desk yesterday, as it was the funding deadline for another BRIC MarketSafe CD. This issue was almost as large as the last one which set a record. Those that missed the opportunity will have one more chance, as we are offering a November issue. Today is 'flu shot' day here in the office with our annual health and wellness fair. Hope everyone has a Wonderful Wednesday!!
Chris Gaffney, CFA Vice President EverBank World Markets 1-800-926-4922 1-314-647-3837


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Live Music
Local atmosphere, historic charm and good food make many of our live music establishments a great option for evening entertainment in Lexington. But you don't have to go to a bar. Spring through early fall, you'll find live music every Thursday evening in the small park beside the historic Courthouse on Main Street. (859) 425-2590. In the summer, listen to live jazz outdoors at Ecton Park or MoonDance Amphitheatre. The Jazz Arts Foundation offers free monthly concerts at the Central Library.
If you are here on a Monday, try to catch WoodSongs Old-Time Radio Hour. Taped weekly at the Lyric Theater in front of a live audience, the show features some of the best folk and acoustic music in the country. It's broadcast on over 400 radio stations in 32 countries. At ArtsPlace, Red Barn Radio tapes live Bluegrass Music for broadcast Wednesday nights throughout most of the year.
Searching for live music? Tadoo.com does a great job tracking who is playing where. The Lexington-Herald Leader publishes an excellent Live Music Guide in the Friday newspaper. Access that information online at Kentucky.com's Live Music Guide. Another great resource is the Live Music Guide at www.lama.rocks