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Coinbase Custody Acquires Xapo's Institutional Branch To Become The Largest Crypto CustodianAugust 16, 2019
Coinbase, one of the largest cryptocurrency exchanges in the market, informed it purchased Xapo's institutional business. Xapo Institutions allows businesses or financial companies to organize, safeguard and manage Bitcoin (BTC) accounts. The information was released by Coinbase a few hours ago in a blog post.
Coinbase Enhances Its Institutional Solutions
The cryptocurrency market continues to evolve. This time, Coinbase, a recognized crypto platform for traders and crypto enthusiasts, decided to purchase Xapo's institutional business. This comes in a moment in which financial institutions are becoming highly interested in virtual currencies and the cryptocurrency market.
Coinbase Custody was launched a year ago and it has grown to over $7 billion in Assets Under Custody (AUC) that are stored on behalf of 120 clients in 14 different countries. As reported by Coinbase, this is the largest, most globally recognized and trusted institutional custodian in the world.
Xapo has been working in order to help clients store their cryptocurrency assets during the last years. Since 2014, this firm has been helping Bitcoin become a more secure asset. Several cryptocurrency exchanges and platforms have been hacked, and using recognized custodians is something the industry needs and required for a long period. At the same time, Xapo holds a New York BitLicense and is recognized as a Gibraltar-licensed E-money institution.
Coinbase wrote about this acquisition:
"Through the acquisition of Xapo's institutional businesses, we're now proud to act not only as the gateway for millions of people to cryptocurrency, but also as the world's largest and most trusted steward of digital assets."
The crypto exchange will continue to focus on its clients and they will be working day after day to provide them with a true peace-of-mind in knowing their digital assets are safe and accessible at any moment. Coinbase is working so as to offer solutions to institutional clients, hedge funds, family offices and more.
"Xapo has been a tremendous flagbearer for Bitcoin and the economic equality it can offer to billions across the globe. We're honored to carry this flag onward," the blog post reads.
Cryptocurrencies have been expanding around the world during the last years. However, larger investors and institutions have been requesting market participants to invest in solutions to hold digital assets without having to be worried about security. Coinbase is working in this direction and is trying to offer the best solutions for companies to store their funds properly.
Try out Binance Today
For over two years, UseTheBitcoin has done the research, covered the news, and helped readers find the best blockchain projects. The one thing we keep coming back to is Binance.
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Source: Read Full Article


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I think it was the immortal Ben Hogan who quipped: I can put "left" on the ball and I can put "right" on the ball--- "straight" is essentially an accident. Most amateur golfers would make a slightly different observation. We can hit the ball left or right with no problem; we just have no idea when either will occur.
As to straight, most of us refer to that phenomenon as "the dreaded straight ball"--- and it's this lack of straight that makes it so critical for us to master the art of working the ball. We need to understand how to move the ball left or right, consistently, on the golf course, under pressure, but without ever aiming out-of-bounds or into a lateral.
Yeah, sure, just like that.
It is doable though, and Ehow.com is a great place to start. There, at "work-golf-ball" is a simple five-step tutorial that anyone should be able to master with countless hours of range work. Of course it's more difficult on an actual golf course, with those red and white stakes, trees, bodies of water, marsh grasses, and back yard barbequers.
To become a lower handicapper, work the ball we must--- unless your name is Moe Norman. Making the shot go higher or lower than normal is another of those ball working skills that you need to master to save strokes. Mother Nature really appreciates it when you maneuver the ball below Live Oak branches and over environmentally protected "no search" zones.
Really, it just takes some practice, keeping the club on the target line, a consistent tempo, head down, either an open or closed stance, relaxed hands, etc. OK?
Mother Nature's investment twin sister is not nearly as difficult to deal with, but is often treated by the media with a level of disrespect normally reserved for ladies whose profession involves a whole "nuther" sort of market making. Perhaps deservedly so, but the media is an instant gratification or blame environment little suited to either golf or investing.
Today's product sideshow and short-term roulette-like atmosphere is just not what the investment gods had in mind when they developed trade, created world business, and gave birth to the building blocks of the financial markets.
Even Pete Dye would be shocked at the way Wall Street's financial course architects have turned the most rudimentary of tracks into a moguled, windswept, bunker field, fraught with hazards unimaginable even by their creators. Whatever happened to stocks and bonds?
One financial triple-bogey at a time, the world's amateur investors are learning that they either have to "Work the Investment Ball" or drop out of the tournament. In this case however, a lifetime of short straight strokes down the middle of the fairway will achieve par most of the time. The sooner investors apply the K.I.S.S. principle to their investment program, the easier the process becomes.
The Working Capital Model is a boring, conservative methodology for lowering the slope rating of the most diabolical wealth accumulation courses. Market hazards are avoided with reasonable expectations, and retirement approach shots that grow the annual income chip by chip, throughout the wealth accumulation period.
In 2008, this approach maintained income levels with market values falling at a relatively lower rate. In 2009, market values have grown acceptably (relatively speaking) while income levels have been bolstered by robust profit taking.
Thinking about the next hole or two, too soon, spoils many a round of golf. Not thinking about the next turn of the market, interest rates, or the economy soon enough will sabotage most normal investment portfolios.
Most of us recognize that, without full time instruction and practice, golf is just not easy to master. Less than 10% of amateurs break 100 regularly (unadjusted), but most of us could do better if we had the time and money to play more frequently.
Similarly, most amateur investors are unable to practice frequently enough to learn how to "work the ball" away from the hazards that always become headlines much too late to be useful.
Practice with market simulators of any kind, by the way, is as useless as pounding balls at a video screen image of The Ocean Course. When it's your own money, there's a whole new set of emotions to be dealt with. How often have you brought that "poifect" drive from the range to the first tee box?
Really, above par investing just takes practice, keeping the targets reasonable, consistent selection rules, patience, media noise muted, proper asset stance, relaxed emotions, etc. OK?
Here's to the search for the holy repeatable swing.
Take a tour of a professional investment managers' private SEP IRA program during ten years surrounding the financial crisis:
In developing the investment plan, personal financial goals, objectives, time frames, and future income requirements should all be considered. A first step would be to assure that small portfolios (under $50,000) are at least 50% income focused.
At the $100,000 level, between 30% and 40% income focused is fine, but above age 50, the income focus allocation needs to be no less than 40%... and it could increase in 10% increments every five years.
The "Income Bucket" of the Asset Allocation is itself a portfolio risk minimization tool, and when combined with an "Equity Bucket" that includes only Investment Grade Value Stocks, it becomes a very powerful risk regulator over the life of the portfolio.
Other Risk Minimizers include: "Working Capital Model" based Asset Allocation, fundamental quality based selection criteria, diversification and income production rules, and profit taking guidelines for all securities,
Dealing with changes in the Investment Environment productively involves a market/interest rate/economic cycle appreciation, as has evolved in the Market Cycle Investment Management (MCIM) methodology. Investors must formulate realistic expectations about investment securities--- by class and by type. This will help them deal more effectively with short term events, disruptions and dislocations.
Over the past twenty years, the market has transitioned into a "passive", more products than ever before, environment on the equity side... while income purpose investing has actually become much easier in the right vehicles. MCIM relies on income closed end funds to power our programs.
To illustrate just how powerful the combination of highest quality equities plus long term closed end funds has been during this time... we have provided an audio PowerPoint that illustrates the development of a Self Directed IRA portfolio from 2004 through 2014.
Throughout the years surrounding the "Financial Crisis", Annual income nearly tripled from $8,400 to $23,400 and Working Capital grew 80% $198,000 to $356,000.
Total income is 6.5% of capital and more than covers the RMD.
Managing income purpose securities requires price volatility understanding and disciplined income reinvestment protocals. "Total realized return" (emphasis on the realized) and compound earnings growth are the key elements. All forms of income secuities are liquid when dealt with in Closed End Funds.

subset: commoncrawl


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- Rings
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Express your love with style. This sleek titanium band is adorned with a spectacular, black Ebony wood ring. This simple, yet stunning combination makes an outstanding wedding band or special gift. This ring can be worn by men and women.
Ebony is a strong, dense, dark wood. It has been used in the creation of everything from chess pieces to crucifixes and piano keys to pool cues. The wood is so dense and hard, it actually sinks in water. The fine texture and luxurious color of this wood makes a gorgeous ring and a stunning statement.
This ring comes with FREE ring armor waterproofing (a $75 value).
Ring Width: 8 mm
Ring Sleeve: Titanium
Ring Profile: Round
Ring Finish: Polished
1 mm Titanium
6 mm Ebony Wood
1 mm Titanium
This ring has a comfort fit.
We highly recommend that you get your ring size in a COMFORT FIT measured by reputable jewelers UNTIL at least 2 agree on the same size (law of averages). To ensure we will be making your ring the proper fit, please read the following links:
This ring is not re-sizable.
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Contact Us for help with any questions or special requests!


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In the last couple of days, I've learned a very important lesson. I've learned that God doesn't have to be finished with you in order to use you.
For the longest time, I couldn't bear to study the bible, get involved in fellowship groups, or even serve at my church because I was feeling so guilty about the sins in my life. How could I, a divorced woman, possibly open myself up to God and, even more, bring other people to God when I wasn't "finished" yet. Isn't that hypocritical?
The answer is a resounding NO! One of the wonderful things about being a Christian and being involved in a local house of worship is that EVERYONE is welcome to come and to serve and to lead. In fact, God wants you to come when you're sinning because He can help you overcome those sins and lead a healthier, more productive life.
As I've mentioned before, I felt called by God to serve the homeless for many years, but I ignored that call because I was feeling so self-absorbed in my own depression. I knew in my head that it would help me feel better if I helped others, but I couldn't bring myself to do it. At one point, I thought about serving in the area of children's Christian education. But I looked at the people around me, assumed they were perfect little robot Christians, and couldn't bear the thought of being "found out" that I wasn't perfect. So I didn't serve. The result: I continued to feel depressed about my life and my marriage, and both of these things began to fall apart.
Soon after I was divorced, I spoke to someone at my church about wanting to get involved in a singles' ministry. However, when my friend asked me to serve and help start that ministry, I freaked out completely. Again, the thoughts raced through my mind: How could I–who had so obviously let God down–possibly help other Christian singles? Likewise, I was asked to help out with the church newsletter, but I just ran away. In fact, I completely left the church, stating publicly–and believing it was true–that I was doing so because my daughter didn't like the church we were attending. In my heart, I knew this wasn't true, but I couldn't face my own frailty.
Fortunately, I came to realize that God wants me the way I am today (and the way I was yesterday too), and He welcomes me with open arms to serve Him regardless of how I've sinned in the past. He'll even want me when I sin again, which I most certainly will do. I am thankful for this newfound knowledge, because it frees me to be ME. It invites me to do what God calls me to do despite my imperfections. A few of my special friends have made this knowledge clear to me, even when I battled against them and ran away from them. They never let me go, and they forgave me. They also assured me that God forgives me too, if I will only ask Him.
And so I say to Him today, "Thank you for letting me serve You. Will you please forgive me?" And I pray that I will welcome and absorb His forgiveness to bring even greater healing.


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Luke and Scott Worthington are just two typical kids enjoying their typical Christmas presents when a freak accident occurs. A chemical spill and a camera flash later, the two suddenly find themselves staring straight at a T. rex. This accidental time travel attracts the attention of a group of Time Warriors—one of whom has gone rogue and threatens the very fabric of existence. Accompanied by two Elite Time Warriors—Crusader Knight Percy and humanoid robot Troy—and aided by new friends made along the way, the two brothers embark on a time-hopping adventure and travel through the past, the future, and everywhere in between to stop the evil Scarabus. Along the treacherous path, the group must battle in gladiator pits, travel to space, stick their hands in dinosaur poo, and maybe even gain the confidence to stand up to a certain bully back home.
With approachable and simple writing, relatable characters, and often absurd but believable scenarios, this book will awaken the thirst for adventure in any young boy (or girl). Intense action is interspersed with silly humor (like some of the exchanges between the eccentric professor and his assistant), and the writing is never bogged down by boring technicalities. Instead, the adventure is a fun and exciting ride which is ultimately a coming-of-age story for Luke, who, throughout the book, gains the courage he needs to stand up for himself. To escape from the time-traveling loop, the brothers will need to do the one thing no other Elite Time Warrior has been able to do before—defeat Scarabus. It should be a piece of cake, right? Adventures and time traveling abound in this exciting sci-fi novel for young adults.


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Successful Women Speak Differently
Stop underestimating yourself.
You are capable of far more than you know.
The most successful women are often not the most talented, the most gifted, or even the most experienced. What these women have is a knack for communicating that opens doors and gives them influence.
Gleaning from powerful research, you will unearths practical insights you can put to work in your life immediately. Scientific studies are proving the power of your success lies in the very words you speak – and the ones you don't. Let me teach you how to…
- recognize the nuances in speech that can mean the difference between success and failure
- increase your influence by changing what you think and say in critical moments
- speak accurately about yourself so you don't sabotage your most meaningful goals
- boost your confidence by making small, fun tweaks in your everyday life
Your words are powerful tools. It's time to use them to build the life you really want.
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Meridian's Open House Event
October 10, 2012 3 Comments
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Today's market is flooded with individuals seeking employment. Companies conduct interviews in person, on the phone and some via web cam. I recently ran into an old friend who is out in the job market seeking a position. I myself love fishing and what he described to me sounded alot like fishing.
His routine consists of everyday reading the news paper looking at the classifieds at what the market has to offer today. Carrying a Master's in Finance he is constantly seeing ads for Financial Analyst, Financial this, Financial that every day. He applies and applies with very little luck. My advice to him was this…
Try your best to schedule interviews on the same day, walk with materials to cover the just in case factor and always cast many options. Then I realized when I go fishing, I do "Try to fishing for multiple fishes on the same day, walk with all equipment to cover the just in case factor and have as many baits as possible to have options".
Its amazing how a hobby can be used to help guide someone along the right path.
With that being said, as a job seeker my advice to you is "Always be ready for anything"


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Like the proverbial cat, the Affordable Care Act (ACA) seems to have nine lives – from its initial passage just squeaking through Congress in 2010, to the more than 70 unsuccessful attempts to repeal the law. It survived two high stakes Supreme Court challenges, and two presidential elections, the last of which seemed to ensure the ACA's doom, only to survive again thanks to activists across the country who made their voices heard. Despite this incredible resilience, here we are again – facing an all-out threat to the ACA in the courts.
On July 9th, the U.S. Court of Appeals for the Fifth Circuit will hear oral arguments in a case that, if successful, would strike down the entire ACA. The plaintiffs who brought the case, 18 Republican state Attorneys General led by Texas's AG Ken Paxton, are arguing that the ACA is unconstitutional. This is because Congress, after a year of trying to repeal the ACA, zeroed out the individual mandate – which required everyone to sign up for coverage or face a penalty fee. The Republican Attorneys General think this makes the mandate unconstitutional. If the mandate is unconstitutional, they argue, the rest of the law is invalid too.
Normally, the federal government does the job of defending federal law. But, in a stunning decision, the Trump administration agreed with the Republican attorneys general and has asked the Fifth Circuit to invalidate the ACA. That leaves defending the ACA to 21 Democratic attorneys general, led by California's Attorney General Xavier Becerra, and the House of Representatives, led by Speaker Nancy Pelosi, who stepped in on behalf of millions of people nationwide who rely on the ACA.
This case started in a federal district court in Texas, where the judge ruled in favor of the plaintiffs, meaning he ruled to strike down the entire law. The judge in that district court, Judge Reed O'Connor, issued his ruling on December 14, the day before the end of the most recent annual ACA open enrollment period – unsurprisingly causing some confusion. While this ruling caused some panic on the heels of open enrollment, the court also ordered an injunction – meaning nothing would change immediately – and the ACA would remain the law of the land while the case made its way through the appeals process.
This is a really important point to note – nothing is changing now, and you should still pay your premiums, use your health insurance, and know that the ACA is in place until we hear fully and finally from the Supreme Court.
So why is this case so important to young people? Because it could repeal the entire ACA without replacing it with anything new. That would put the coverage of over 8 million young adults and improved benefits for millions more at risk and wreak havoc on the health care system. It would mean:
- Young people could no longer to stay on their parents' insurance through age 26
- Medicaid expansion, which covers 12 million Americans, would be eliminated
- Financial help through the marketplace for over 10 million people would be gone
- Insurers could go back to charging you more for being a woman or deny coverage based on your health or medical history – jeopardizing coverage for the estimated 30 million young adults who have a pre-existing condition
- Insurers could reinstate annual and lifetime limits on care – meaning you could "max out" of coverage benefits and be on the hook for all your medical expenses
- Ultimately, 20 million people, many of them low-income people, would lose access to their health coverage
So what can we do to make sure our voices are heard? Sharing stories about how the ACA has impacted your life, the need to keep protections against pre-existing condition discrimination, and maintaining access to subsidies to afford coverage can be a powerful way to keep this story in the media.
And while the House has intervened to defend the law, not one Republican member has joined the fight. If your House Representative hasn't spoken up against this case, call them, email them, tag them on social media and ask them – why not?
To stay updated as this case develops, be sure to sign up for Young Invincibles' health updates, and follow us on all social media platforms. Still have questions about this case? Want to learn more about how you can get involved and fight back? Email us at email@example.com.


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This competition has now ended.
You can still download a free Teacher's Resources pack based on The Peculiar Peggs of Riddling Woods.
Find videos of the author reading extracts, and top writing tips to share with your class on our YouTube channel.
This is the story of a sleepy town called Suds. A place where stories fill the air of children who keep turning grey and disappearing without a trace… Poppy and Erasmus are certain there's something peculiar going on in Suds, and they're determined to unravel its secrets. But when they discover the answers might lie in the darking and twisting woods, can they find the courage to creep inside and solve this riddling mystery?


text: The Orphan and the Polar Bear is a 32-page picture book from Inhabit Media written by Inuk storyteller Sakiasi Qaunaq and illustrated by Eva Widermann. In the world of Inuit traditional stories, animals and humans are not such different creatures. Animals can speak to, understand, and form relationships with humans. In The Orphan and the Polar Bear an orphaned boy who is abandoned on the sea ice by a group of cruel hunters is discovered and adopted by a polar bear elder. While living in the polar bear's village, the orphan learns many lessons about survival, but most importantly, he learns something about himself and his own place in the world. This traditional story is retold for contemporary audiences by Inuk elder Sakiasi Qaunaq. The colour, digital art created by Eva Widermann captures the details of the Arctic environment as well as the diversity of the people of this northern territory. She has clearly made every effort to work closely with the traditional storytellers making this picture book a welcome addition to all elementary collections. Highly recommended. Reading Level: 4.6.


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Wesleyan Publishing House has developed these free discipleship resources for the local church. These resources are ideal for nurturing spiritual formation church-wide or in small-groups. The Wesleyan Church seeks to support and enable shepherds who have been called to make flocks of disciples, to shepherd them, and lead them into a deeper Christlikeness.
This Shepherding Resource includes: DVD Facilitator's Guide Option 1, DVD Sunday School Workbook, DVD Facilitator's Guide Option 2, DVD Workbook
About the Book
This group resource provides the tools needed to minister to souls suffering loss. Resources are flexible for a single weekend-day workshop or multiple weekly workshops. Video teachings by veteran sufferers Dave and Beth Weikel combine with interviews of other believers who have endured profound losses, providing facilitators the tools they need to show how God transforms very real tragedies into deep and abiding hope. This group resource includes:
- 1 The Way of Hope book
- 1 The Way of Hope DVD
- 1 Hope in the Midst of Loss devotional book
DAVE and BETH WEIKEL have been using their season of multiple losses to provide biblical hope and healing through their international ministry, by His design, which provides workshops, resources, and spiritual support to churches and communities worldwide.


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Process plant control systems capture measurements of thousands of variables as often as every few seconds. These add to a continuously lengthening time-series for each measurement which began when the plant was first started. This data has enormous potential, which is largely untapped by the conventional analysis tools available to most process and control engineers. Fashionable "Big Data" approaches are challenged by process plant data and have limited application for busy engineers since many of the assumptions and simplifications destroy the richness of process data. Geometric Process Control (GPC) – a technology unique to us here at PPCL – avoids these pitfalls and provides engineers with graphical tools to work with datasets spanning their entire plant and create low-cost, equation-free predictive models to develop new process understanding quickly and easily.
This webinar, presented by Dr Alan Mahoney in May 2019, demonstrates our unique approach to analysis on a process with a medium size dataset spanning the process from feed to product, with 750 variables over a year at 10 minute intervals. We discuss how to approach big datasets and explore them visually, using operating envelopes and finding interactions between variables. Covering the entire process including incoming analyses through processing conditions to final quality variables, KPIs and performance variables, GPC enables engineers to explore their data fully and make discoveries that they couldn't before. We also cover process stewardship, using your discoveries to achieve quality targets and operational excellence long into the future.
PPCL © Copyright 2011-2019. All Rights Reserved. | Terms of use | Privacy Policy | P.O. Box 43, Gerrards Cross, Buckinghamshire, SL9 8UX, UK.


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Imperia z-Reginette 12 mm
click on image for larger picture
Robustness and longevity are the characteristics of the Italian pasta machines Imperia, made of chrome-plated steel in fine craftsmanship. Imperia RMN 220 and RBT 220 will be the right solution for you.
Since 1932 Imperia has been known worldwide as an excellent manufacturer of pasta machines. These high quality pasta machines are used at home and in restaurant kitchens.
With the Imperia model you can produce dough surfaces in 6 thicknesses and 2 types of pasta, tagliatelle and fettuccine. With a large selection of accessories from the Imperia Z series, it is possible to prepare many types of pasta.


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OK, I only won $23.75, but still, I won! I wrote earlier about the casino 'secret shopping' type endeavor I was doing for pocket money. The trick with it is that they don't actually pay me, they just give me some money to play with and I get to keep any extra that I win. So I don't get any money unless I stop sucking it up at blackjack. Previously I have already totally lost all the money on three separate assignments (and I was very surprised to see they kept giving me money, cause hell, I'm a loss.) My problem is that many casinos require you to play through your money and your bonus eight times or whatever before you can withdraw it - by which point I, and most others, have already lost all of it. But the place I played today did not give me a bonus (which is good, because otherwise if you try to withdraw, they take the bonus off first) and they didn't have a play through requirement. So I got my $60 up to $83.75 and cashed that sucker out. I don't have a low risk tolerance for gambling for nothin!
Of course, while they will let any person off the street deposit money, I have to send them a scanned or faxed copy of three forms of ID in order to withdraw it. I'm not fazed though. $23.75 baby!
Friday, July 07, 2006
I finally won!!!
Posted by Kira at 7:00 PM
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Remember when you were a kid, like a little, little kid and you were learning how to function? And you'd be in kindergarden and you'd play games like what things start with the letter B? Or name things that are purple. Or what sound does a goat make? Well, the system is broken because I don't know about you, but at my school, they told me the correct answer for that last question is "baahhhhhhh."
That is not the correct answer. Or maybe it was the correct answer, but now, there are these super fancy Goats 4S that are making new sounds and turning into humans. Very loud humans.


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Arm Trap to Wrist Lock from Closed Guard (Day Three)
Wednesday, January 15, 2014
When I first saw this video a while back, I used it with great success until everyone in the gym became saavy to the set up. It's very sneaky. Indeed, it's a perfect example of what I truly love about jiu jitsu--it is a game of physical chess par excellence (as this technique highlights). In this case, the person inside the closed guard does something he shouldn't do just to get his opponent to think he has an opening to sweep. But as soon as the opponent takes the bait, he's trapped. That's the beauty of the gentle art. You're always having to think one or two steps ahead of your opponent. So, watch, learn, and go train!


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Fostering in Quedgeley
By fostering in Quedgeley, you'll be helping local children and young people start a new life while allowing them to keep in touch with their friends and attend their old school.
As an independent fostering agency, Capstone Foster Care works with local authorities across England, including Gloucestershire County Council in the South West – the local authority responsible for the town of Quedgeley. We support these authorities by providing high-quality foster parents when the council's own supply of carers can't cover the ever-growing demand for foster parents. Even working together, however, the need for foster parents outnumbers the amount available. This is why we need your help.
By becoming a foster carer in Quedgeley you'll be providing essential fostering services to your local community and making a real change in the lives of children and young people in need of a new home. But who can become a foster parent? There are only a few prerequisites to apply. You must be in good health, be over 21 years of age and have a spare room in your house. You don't need to own your own home nor will your race, gender identity, whether your LGBTQ nor your religion affect your ability to become a carer with us – though it may change the types of foster care that you are most suited for and thus change the sort of placements you receive.
Once you apply, you – and your family if appropriate – will be visited by a supervising social worker. This is the start of the assessment process for becoming a foster carer which will conclude with a meeting with the local fostering panel who will ultimately make a recommendation as to your suitability as a foster parent. During this period you'll also receive some foster parenting skills training as part of our support and training provision for prospective carers.
We know that most people who get into foster care do not do so for fiscal reasons. It is, however, a full-time job and so it is important that foster carers are able to support themselves and their families while pursuing a career in foster care. To this end, all registered foster carers are eligible for a weekly allowance that, not only helps cover the costs of caring for foster placements but also acts a reward for the dedication, time and love invested in the foster parent role.
The value of this allowance varies depending on the age of your placement, your location and the type of fostering service you are providing. At Capstone we offer a range of fostering care types, including standard long and short-term placements alongside more specialist placements. These more specialist placements include parent and child care – where both a child and their young parents are placed in care together; emergency care – where placements occur with very little notice; sibling group care – where brothers and sisters are placed with the same foster family; respite care and more.
If you want to provide essential fostering services, create a positive fostering experience and help the development of children and young people in your area, then please contact the Capstone Foster Care team today. If you want more information or are looking to apply, then our staff are on hand to help. You can give us a call on 0800 012 4004, use our online contact form or send us a message via our live chat. We look forward to hearing from you!


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Introduction: IPhone Stand From Cassette Tape Case
These are the steps to turn a good ol' cassette tape case into an iPhone stand.
Step 1: Open the Cassette Tape Case All the Way As Shown
Step 2: The IPhone Stand Is Ready for Use.
Step 3: Ta Daa!
Be the First to Share
9 Discussions
So awesome. Strong work
Simply, cheap, elegant and awesome phone holder. Thanks :D
Think I'm gonna try this for my wife's HTC phone. I like the idea of covering with cloth to prevent scratches. I've seen these cassette cases, with the old cassette tape, for sale at the Salvation Army store for 'fitty' cents each ! :)
its works with my ipod touch 4th gen, i even wrap the case with cloth so it wont make a scratch on my ipod. it cool idea
Congratulations :))
I finded same solution for ipod
Ediz Yazicioglu
From Turkey
Doesn't really work well for the iPod Touch, unfortunately... I'll either have to find a better cassette case or a way to pack the bottom of this one. I guess the iPhone is just a smidgen longer top to bottom than the iPod Touch? Or am I just using an extra large cassette case? :P
"Daddy, what's a cassette?"
Seeing cassette cases makes me feel old.
You realise there's teenagers around today who don't know what a record is?
Simple, and practicle. To bad I don't have any of these laying around anymore!


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How times have changed when it comes to church membership. The ease at which membership can be dismissed is a sign of today's culture. Church membership now means something different to each person joining a church….More »
Let Us Rise Up and Build
Sunday, October 2, 2016 Cornerstone Baptist Church will celebrate our 12th year anniversary. To say God has blessed us in the past twelve years is an understatement… More »
Welcome to Corner Conversations
First, let me welcome you to our new website. Much work and thought has gone into this site. Our goal was to design a user-friendly website that was informative about not only our church, but the gospel of Jesus Christ. Cornerstone church strives to be biblical in our content to equip its members with the tools to live out the gospel message. Our motto "Sound Doctrine and Good Works," speaks to what we want to be in Christ.


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Holanda, Adriano Furtado, Universidade Federal do Paraná, Curitiba, Paraná, Brazil
Vol 8, No 3 (2009) - Analysis and Comments
Methodologies used in the dissertations of a Post graduation degree program: bibliographical research
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text: Santa Suit and Pajamas for the Whole Family December 1, 2015January 18, 2018 by CoolShitiBuy Celebrate Santa's upcoming visit with these jolly jammies that look just like St. Nick's festive red suit. The perfect Santa Suit and Pajamas for the Whole Family to wear on Christmas Eve or throughout the happy holiday season. ... 0 1,490 $14.99+ via Amazon Facebook Pinterest Save0 Check it out


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As Climate Changes, Urban Planners Help Cities Adapt
A recent survey finds that "79 percent of cities worldwide report that in the past five years they perceived changes in temperature, precipitation, sea level, or natural hazards that they attribute to climate change." JoAnn Carmin, co-author of the study, is Associate Professor of Environmental Policy and Planning at the Massachusetts Institute of Technology's Department of Urban Studies and Planning, and she spoke about the effects of climate change that are causing the greatest worry to urban planners.
Surging Seas, an interactive online map produced by Climate Central, provides the means to visualize sea-level rise that threatens coastal areas across the globe. This is among the more pressing issues related to climate change that urban planners are dealing with.
Read more via WBUR
About Matt Ball
Matt Ball is founder and editorial director of V1 Media, publisher of Informed Infrastructure, Earth Imaging Journal, Sensors & Systems, Asian Surveying & Mapping and the video news site GeoSpatial Stream.


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» Tuesday, July 19, 2011
David Laws
Asked whether the PM welcomed the return of David Laws MP to a more prominent role in parliamentary life, the PMDS said he hadn't made any particular comments on this but she would check.
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If it's not making you #better it's probably making you #bitter…move on! #refocus #life #lessons
— Steph (@madsaleswoman) May 21, 2013
Monthly Archives: May 2013
Say My Name, Say My Name…
There were many poems that I was required to remember, recite and interpret during my private school days. I had no belief that they would be relevant to me at any point in my life, very much like Geometry. Fast forward and there is one poem that has never left my mind. I can recite it word for word, perhaps because it is pertinent to life and how I interact with others personally and professionally. The quote is from, "Othello", and is often cited separately from the work itself: Good Name (scroll to the bottom to see it). Long story short, Iago is letting Othello know the value of his reputation, how highly he regards it and how personally he takes any association of his name with anything disreputable. His name is of greater value than money because it is solely his; while money can belong to anyone and will exchange hands.
Take the word "name" and use it in its most literal translation and the meaning remains the same. In one of the best sales training that I ever attended–for various reasons–there was ONE thing that I could say each individual in the room recalled without having to refer to a manual: "A first name is the most beautiful word in the English language". Our trainer was attempting to convey how important it was to use someone's name in conversation, remember it, and treat it like a personal endearment. He stressed it as one of the most valuable tools in the game of rapport development. I agree with him wholeheartedly!
My daughter has an interesting name, Da'Monet. She was named after two of my favorite artists (ironically, she's a talented young artist) and longs to be a celebrity (we'll see). Her name would allow her to forego a last name if she chose to, a la Beyonce, and she is very territorial about its pronunciation. After only a few days of hearing it incorrectly, one school year, she told her teacher just to call her "Dee". She would rather you shorten it than say it wrong. Shame on her mother for the Italian/French hybrid. Day-Mo-Nay (the long "O" is pertinent to her as well).
In any case, we are all protective of our name, whether it is Stephanie, Stefanie or Stefany (shame on the mother who spells it with an "f" and a "y"). When someone pronounces it wrong, we're corrective. When someone spells it wrong, we allow them to be apologetic. What happens when they get it wrong all together? We're offended–quietly or otherwise.
On the first day of a new job, I realized that my phone display was programmed to say, "Stacy", but I let it go. What harm could it do? Never mind that everyone had the proper name on their telephones, it just couldn't be that important to me in the moment. For the first few weeks, I realized that a person that was a part of the interview process and ultimate hiring decision was referring to me as "Stacy" as well, but I also let that go. Then something drastic changed my perspective…Experience.
Slowly but surely the error became perceived as a slight because of experiences within the environment. Being cut out of all conversation at the meeting that I prospected, closed for and arranged. Being unacknowledged as having attended the meeting at all in the follow-up letter. Being forced out of a trip that I cold prospected and managed through to the close phase so that someone else could go and get the contract signed. All of these things made me realize why the incorrect name on the phone was relevant even when I thought it wasn't. It had nothing to do with the fact that I was accustomed to being the rock star in an environment where everyone knew my name and everything to do with my perceived value from the beginning of the process.
The longer that I worked there the more aware I became of the irrelevance of anyone on the "team" that wasn't in an executive position. Time wasn't respected, appreciation wasn't shown except on special occasions and yes, accomplishments were claimed with key players being relegated to a "cc" on the email as opposed to a congratulation or mention. Not remembering my name was a foreshadowing of my "place" in the company. It was and will be the only time that I allow my good name to be ignored without kind correction.
The same impact can be felt by your clients. Remembering a name could be as simple as that or it could be as impactful as your lack of effort in doing so. How do you ask someone to trust you to handle their business if they can't expect you to recall their name? The same could be said for a receptionist answering the phone every time that you call a company; wouldn't it make sense to acknowledge her importance to the process (and she is) by simply recalling her name and using it when she picks up the phone?
It's not important only to recall the name of your target, prospect, gatekeeper or acquaintance, it's important to use it from the moment you hear it (role-play this out so you sound natural instead of gratuitous). For instance:
Front Desk: Good Morning, Thank you for calling Dr. D's office, this is Rachel. How can I help you?
Me: Good Morning, Rachel. How are you?
Rachel (pauses because she is somewhat stunned at the usage of her name and trying to figure out if I know her)…..I'm good, how are you?
Me: (start natural conversation, a little rapport with her and my ultimate request).
It's that simple. Usage of the name says that EVERYONE is just as important to the process as the decision maker. The Sales Coordinator's time, name and ultimate feeling of how I view her is just as important to me as the Sales Manager's.
If you ever think of forgetting the value of the good name and its usage, follow the tip of my 10th grade English teacher and recall the words of Iago:
Good name in man and woman, dear my lord,
Is the immediate jewel of their souls:
Who steals my purse steals trash; 'tis something, nothing;
'Twas mine, 'tis his, and has been slave to thousands;
But he that filches from me my good name
Robs me of that which not enriches him
And makes me poor indeed. -Shakespeare
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A Road Full of Potholes
Each day as I'm making the trek to and from work it ends on a road that is chock full of potholes thanks to the abuse it takes from the commercial trucks making the same journey. It's quite interesting to watch all of the 4 wheel vehicles jockeying to avoid the massive potholes that are often side by side, veering into the other lane or snaking along to avoid the risk of a necessary realignment or new tires. Every now and then they will notice that a new divot has formed but it's too late to swerve and so the tires sink into this hard bed of disaster…such is life!
That's right, such is life in the professional world. Careers are rarely paths of straight, perfectly paved asphalt. More often they are bending, winding, and pothole filled with a few fender benders along the way. The difference is how we navigate and the impact that we allow the potholes to have on our vehicle.
There was a movie called, "Why Did I Get Married?" that was fairly popular a few years ago. The title gives the obvious impression of what you will see for two hours. Another movie that could easily be made is "Why did I Take This Job?". There are few guarantees in life and I would put jobs and companies at the top ten on the low guarantee list. I often hear and have experienced the feeling of professionals struggling with a career choice made. Some linger on choice, consistently reflecting on their "mistake", while I EXPECT it to happen to everyone at least once and think it's necessary for growth.
A recent graduate questioned his decision to accept a position with one engineering firm over another. His reasons were numerous and genuine, his quest was the magic feeling that this was a guaranteed "right" decision. My question was, "how do you know that something is a sure thing?" His response: "That's my problem, I never feel 'sure'. Maybe he was looking for too much. The Oprah Aha moment doesn't come in every situation! Just about every decision we make is based on a combination of what we know (research, etc.) with a healthy dose of what we feel: intuition, emotion, gut feeling, an inkling…whatever you want to call it! The facts that you know are based merely on the information that you have. When it comes to career decisions, after you've read Glassdoor reviews, interviewed the employer, spoken to other employees (a rarity in today's corporate climate), and weighed your options the finality is based on "your gut". You ask for assistance from friends and families and they will give you advice but more often than not you'll hear "what's your gut telling you?" or "go with your gut!" By the way, going with your gut is obviously popular since the phrase results in 186,000,000 Google results, at press time….just saying.
The decision to study one major over another during college is rarely based on the fact that this is what you'll want to do for the rest of your life, it's the fact that it's something that interests you wrapped in the feeling that you want to do this. How many of us are actually doing what we planned to do as 17-year-old high school graduates? Even more interesting is how few of us stick with the major that we chose during our freshmen year….did we panic? For the most part, I would say no. Our youthful energy and flexibility convinced us that change was okay and we didn't have to have a sure thing. Why is that so hard to accept with a career decision?
If you're struggling with what you want to be when you grow up, BE COMFORTED, at some stage in the game most of us will (or are)–many times over. We will evaluate and re-evaluate at different stages in our lives, based on our renewed needs and focus. What works at 21 will not at 35 and again at 50. Know this and in the meantime: Take risks, Trust Your Gut, Make Decisions, and Don't Look Back! If things don't pan out as perfectly as you planned…rinse, wash, repeat.
Have A Little Faith
Professional Sins: Facebooking Your Problems
I'm proud to say that I was the inspiration for this post
This is a throwback that I came across the other day and it prompted me to write this brief post.
Being a full disclosure kind of girl, I'll give you some background: The guy who posted this was new to the company, insecure about his abilities to compete with an established salesrep, and focused on the wrong things. I pegged him as being out of his element– trying to turn a full time outside sales rep into a grounded inside salesrep can be like managing an undiagnosed ADHD child, and he showed it. Ultimately, I left after doing everything I wanted to in that role, he received a small portion of the pie I left behind, failed miserably in multiple ways and is no longer with the company.
The purpose of this post isn't to snark about a "legend in his own mind", it's to focus on something that we all have done: FACEBOOKING OUR PROBLEMS. I'm a firm believer in using social media for professional discourse and self promotion, unfortunately the lines can easily be confused by emotion.
Lest I toot my own horn erroneously, I have committed this sin myself. Thankfully, I was smart enough to have a facebook page with airtight privacy settings and no professional friends–that weren't trustworthy, although now if I work with you I don't friend you at all. After realizing that there were other ways to "vent", because who doesn't, I moved on to discussing pertinent issues with my mentors, blogging about it in a less direct manner, or deciding that it was worth moving past without mention.
There have been numerous instances of individuals being fired for facebooking their problems, something I don't agree with. Call me a hard line liberal (I'm not) but anyone who's had a bad day at work and wants to opine about it via Facebook shouldn't be fired, however, as a professional you should be careful of the risks you take.
Putting your emotional rant out to the masses, even if you believe you're among friends, can create pains more harmful than firing. You risk tainting your professional reputation and could become less trusted by your peers. You may keep your job but who wants to promote someone that can't control their emotions and obviously your ability to make smart decisions could be called into question. That's just a few of the potential issues with social media venting.
This post doesn't need more than 500 words (421 and counting ). A digital footprint is impossible to erase because it's virtually written in pen, think twice before you post.


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SAN FRANCISCO (CBS.MW) -- Call it preaching to the choir. Microsoft Chairman Bill Gates found a receptive audience at a conference Monday when he whetted the appetites of software developers by showing off an early version of "Longhorn," the company's next major version of its Windows operating system.
Speaking at the software giant's professional developers conference in Los Angeles, Gates gave a demonstration of some of Longhorn's capabilities, saying that the release would be Microsoft's largest software launch of the decade.
Gates, also the chief software architect for Redmond, Wash.-based Microsoft
Consumers shouldn't plan on camping outside of stores any time soon awaiting Longhorn's release. A so-called "beta," or test version of the operating system has not been sent to developers, indicating that Longhorn could be a year or more away from showing up on retailers' shelves.
Among the Longhorn features Microsoft discussed at the conference were what it calls four "buckets" of technology. These include security and scalability, new presentation applications that have rebuilt Windows' graphics system, a new file-storage system called WinFS and new communications and Web-services technology.
Separately, Microsoft said it would release its Portable Media Center software next year. Several companies have lined up to build the media players that will be able to play audio and video files and are seen as competitors to Apple Computer's
Microsoft shares rose 30 cents to close at $26.91.


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Happy Sunday!
It's been a rainy, crappy weekend. I'm so tired of all these April showers. It's May now. Bring on the sunshine!
Also, now that it's May that means that my month long low carb challenge is officially over! Woohoo! It was actually really easy for me to stay on diet, with just a few intense donut cravings here and there. 😉 I'm down 12 pounds for the month, which is nowhere near my goal of 20 pounds, but I'll take it!
For May, my husband and I are both challenging ourselves to workout every day for at least 20 minutes per day. These challenges are actually kind of fun and it's really motivating to do it together. Highly recommend grabbing someone and challenging yourself to do something healthy for the month!
Anyway, enough of that! Let's get to the meal plan, shall we?
Spicy Smoked Sausage Alfredo Bake
Sweet and Spicy Hawaiian Kabobs
Bacon, Swiss & Asparagus Egg Bake
Peanut Butter Caramel Oatmeal Bars


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Associate Professor of Pediatrics, Psychiatry, and Humanities
Director of the Intensive Outpatient and Partial Hospitalization Eating Disorder Programs.
Dr. Levine uses journaling techniques in individual and group therapy because she finds that writing encourages self-discovery, self-acceptance and improved self-confidence.
Dr. Levine has presented at national and international conferences on eating disorder treatment and on the benefits of writing. Dr. Levine's publications include award-winning poetry, fiction and children's books,including Stop That Nose! and The Dragon Inside, which deals with creativity and healing. She has also written articles and op-ed pieces to educate the public on eating disorders and teaches at the Penn State College of Medicine.
Books written by Dr. Levine
Your Write to Health Blog:
Writing and journaling techniques that encourage self-discovery, self-acceptance, and improved self-confidence.


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Attention! If you are planning on picking up your order at our Michigan facility then please click here to better plan your trip. Thank you!
DRC (Detroit Race Way) horse racing track originally obtained this fine machine in December 1965. After 30 years of hard work Jeff purchased the roadster for $200.00 in the spring of 1995. Upon inspection the truck appeared to have survived many "Fall Guy" type jumps with a broken front axle, bent radius arm, missing trans, transfer case and drive shafts. In general the truck appeared to have been in a demolition derby and lost.
In the spring of 1997, resurrection began with the drive line; everything was completely rebuilt by Marty (JBG's mechanical surgeon.) During the reassembly every rusty part was sand blasted and refinished with Dupont pitch black by Master Blaster's Brian Trapp. Jeff then continued the chassis assembly using all stainless steel fasteners, hardware and brake lines.
The damaged body was then taken to Ricky Albright of AlBritght Custom were he began to work his magic. Replacing nearly every body panel with world class JBG sheet metal the truck was returned to better than new condition. The beautiful eye-catching sheen this truck is known for is due to the PPG base coat/clear coat Raven Black. The freshly painted body was then mated to the chassis and the final assembly began.
The dash was painted in the original factory gray while the seats were recovered in the original silver/gray vinyl material to keep the truck as original as possible. Providing a platform to show the bronco enthusiast the most unique year and model Bronco ever made, the 1966 Roadster. The roadster debuted in the summer of 1998 at the Buckeye Jamboree by winning Best Ford. The following summer as hoped, it won Grand Champion at the Princeton, Indiana Midwest 4x4 Jamboree.
Most recently it was a major trim supplier for Ford Motor Company. While there the President of the Ford Trucks division had the opportunity to view the truck, then requested a stay at the Ford Truck Design Center in Dearborn, MI as show below in the their courtyard. This took place during the development of the U260 Prototype Bronco Project to show the designers the simple design that began the legacy of the Bronco. The world has yet to see anything materialize from this but we are optimistic.


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Sightseeing in The Loire Valley with a Limousine service
You are planning a Sightseeing at The Loire Valley and you're searching for a Limousine service ?
Whatever the car or limousine you have chosen, be assure that your security is your driver's priority. Technical checks are, of course, valid, engines are regularly controlled by qualified professionals, as well as tires, seats and each and every piece of the cars. Moreover, our chauffeurs perfectly know their car and all have strong knowledge in automobile mechanics. Controlled cars and professional drivers ; at the very moment you are coming in you can be certain you would have never been more safe ; luxury, ease and safety combined, that's what our chauffeur car service offers and promises you.
A sightseeing trip in the wonderful area of Champagne in a luxurious car and a private chauffeur. Our chauffeur car service offers you the visit of three important sites during a ten-hour trip across Champagne : the city of Reims, a drive through the rolling landscapes to the gorgeous views of the vineyards and the city of Épernay. Let your private driver makes you discover the city of the Kings while cosily ensconcing yourself in a private car. Through this sightseeing tour you will enjoy a part of French history – cathedral and palace plus a guided tour of the city – as well as wonderful landscapes and a visit of the first Champagne house we would already have reserved for you.
You've found the Limousine service you're looking for a Sightseeing in The Loire Valley. Contact us to schedule your trip.


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Basket of Lily
4 stems of pink asiatic lilies fully bloomed (at-least 8 lilies overall ) with green fillers ( offering similar looks ) in a small basket with handle as shown.
Basket of Lily
999 Vase Included
Basket of Lily
Lily is the fourth most loved flower around the world. It has inherited regal beauty and freshness. It is adored by everyone. If you are planning to amaze your loved one with an amazing gift, then this basket of 8 pink asiatic lilies with green fillers is the perfect gift.
Items Included
normal - handle basket, pink asiatic lily,
Perfect For
birthday just because congrats others other sympathy anniversary mothers day - 13 may mothers day
Part Of
The flower Collection
Each Item comes with a complimentary message card and item can be delivered at midnight
Daring To Be Different
We're sourcing responsibly grown blooms directly from our farms. It's a radical approach with your happiness at the helm.
AffordableBouquets Start At ₹399
Farm FreshNo Middlemen Here
Fast DeliveryStraight To Your Door
We're Making Headlines
"We love the flowers"
"Best Flower Shop
Our employees just love it


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Video Production Companies in Towson, MD
Comprehensive list of Towson, Maryland based companies offering video production, editing and duplication services.
Business Listings
Jamerson Studios is a photography and videography company based in Baltimore, MD. We are founded on the pure principle that memories are meant to be forever. Our photography expertise is in capturing those raw emotional moments that aren't scripted or staged. We tell a story within our photos and videos. We strive to capture your most precious and unforgettable moments in your lives. What happens when
RocVisuals Productions takes pride in delivering every client with the individual attention that we believe is required to produce results the go beyond expectation. We flawlessly blend state of the art video technology with our passion and expertise to create professional video media that is distinctive and most importantly, effective.
Since we 1st opened our doors in 1984, our primary mission has remained unchanged - to create and produce media to assist you communicate your corporate message. Since those early days, our production tools and delivery channels have evolved dramatically.
Printergy is a digital publisher/service bureau. We work with yesterday's and today's multimedia creating digital versions which can be reshaped and authored into new publications. We maintain yesterday's and today's technology equipment along with latest in digital recording tools giving Printergy a broad publishing reach.
I wish all DP's directors of photography we worked with were this nice. Adventure Productions is an award-winning, complete service production firm operating in Baltimore, Maryland for 12 years. The firm is comprised of a seasoned staff of industry experts headed by owner George Stover, who brings a total of thirty five years of professional experience to every project.
Video Production, Web Design and Web Marketing are the business services that Render Perfect Productions specializes in. We work with clients to create innovative media campaign strategies designed to maximize returns on investment, visual impact, and overall effectiveness for every project.
Connecting your story to the world. Lost Note Productions is a full service team of creatives delivering exceptional videography and photography with storytelling in mind. Our approach is to learn and understand your story to the core and draw out the things that most people may overlook. We challenge ourselves to make your story as unique and as authentic as possible, and tell it in a way that you
Yes, we are America's go-to-guys, and proud of it! We are the Ad Agencies Best Kept Secret, small-to-medium size businesses best friend, and other production companies silent partner. This thing is an art, and we are true artists. Your project.. is our next masterpiece! 5D, C300, FS7, RED series, C100, F55, and Arri Alexa . We love what we do, and we have the right amount of experience to give you


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Comparing a Zoologist to a Mammologist
Mammologists and zoologists both work with animals but the type differs. A zoologist could work with any type of creature from insects and spiders (invertebrates) to reptiles and birds (vertebrates), but a mammologist only works with animals that produce milk to feed their young.
Education, Salary and Job Growth Information
As of 2019, both zoologists and mammologists make an average of $63,270 per year and require a minimum of a bachelor's degree, according to the U.S. Bureau of Labor Statistics (BLS). The bachelor's degree requirement for both professions includes a broad range of classes from standard genetics to physiology and statistics. However, to become a curator at a zoo, conduct research or work with a specific mammal, a student would need to pursue a graduate degree. Based on BLS data, growth for zoologists and wildlife biologists is projected to be 5% from 2018 to 2028.
Responsibilities of a Zoologist vs. a Mammologist
Zoologists and mammologists both study animals, but the responsibilities can vary by employer. Zoologists monitor the populations of animals ranging from reptiles and birds to fish and insects, while mammologists observe milk-producing species such as cats, dogs, bears and dolphins. Both professionals spend time in a lab and out in the field gathering data. They have a detailed understanding of the anatomy, physiology, and behavior of their particular species. Mammologists focus on the care, behavior and management of mammals. Whereas, zoologists spend a lot of their time researching and examining data on diseases, habitats, biological/environmental conditions, species and behaviors of animals.
The job of a zoologist involves understanding and analyzing the life of animals. They may be required to take blood samples for analysis in the lab or spend time following the movements of the animal in a natural environment. Work in this field may focus on breeding individuals, restoring native populations, maintaining confined populations, restricting the spread of invasive species or even designing experimental studies to understand the behavior of a specific species. Often zoologists are required to be physically fit in order to keep up with the animals they study. Many in this career continue with their education and become experts on a certain species.
Job responsibilities of a Zoologist include:
- Documenting the impact of human populations on a particular animal species
- Using geographic information systems and other technologies to track animal populations
- Developing plans to manage a species at a given population size
- Confirming compliance with all federal and state regulations regarding animal welfare
Mammals are found on all continents and in the ocean, so a mammologist may work in any habitat. They may study animal reproduction varying from raising young in a pouch (marsupial mammals), giving live birth (placental mammals) or egg-laying mammals (monotremes). Both universities and museums hire mammologists. Often, they complete a doctoral program and publish papers on issues affecting the animals they study. At universities, mammologists may be required to teach classes. The federal government and private companies employ mammologists to monitor the effects of toxic compounds on wildlife.
Job responsibilities of a Mammologist include:
- Collecting and analyzing data on mammalian physiology
- Organizing collections of mammalian specimens to reflect family or geographic relationships
- Communicating with other professionals on ways to manage mammalian populations
- Breeding rare or endangered species of mammals
Related Careers
A zoologist works with any animal species, so a microbiologist could be a related career because many insect species can be as small as microbes. Animal husbandry may be of interest to a mammologist because many livestock species are mammals.


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SAN DIEGO, April 22, 2015 – Forty-five years ago today, the first Earth Day took place in 1970. It is now an annual event celebrated on April 22, coordinated globally by the Earth Day Network. It reaches more than 192 countries each year, including hundreds of communities in the United States.
From its very humble beginnings, Earth Day has grown into the largest single secular holiday celebrated around the world. The late Wisconsin Sen. Gaylord Nelson founded Earth Day. He was so distraught by the effects of the 1969 Santa Barbara, Calif., oil spill and other environmental concerns that he decided to take a page from the anti-Vietnam War protesters of his day and push the issue of environmental activism onto a national scale.
Apparently many Americans shared his concerns. The very first Earth Day celebration saw 20 million Americans showing their support for environmental reform. On the first Earth Day, Mayor John Lindsay of New York City shut down Fifth Avenue, one of the busiest streets in Manhattan, and opened up Central Park for an Earth Day event.
The first Earth Day captured the imagination of people around the world. More than 100,000 people in China rode their bikes to save fuel and reduce emissions from vehicles. Forty years later in 2010, over one billion people celebrated Earth Day.
That same year, the Earth Day Network launched a million-tree-planting initiative in cooperation with James Cameron, director of the movie "Avatar." In 2011, the Earth Day Network planted 28 million trees in Afghanistan. One hundred species of endangered orchids were planted in Panama to honor Earth Day, helping to save them from extinction.
As part of Earth Day, the film "The Untouched" was created by Shreevivasan Manievannan. It is a time lapse film showing the beauty of the state and national parks in America. It took the filmmaker two years to shoot 56 different sequences in 30 locations and to put the 15,000 photographers together in this five-minute film.
Manievannan said, "My overall vision for the video was to simply showcase the beauty of nature. We need to have the urge to step up as an individual, as a community, as a country, and as a world, to conserve and combat the changes for the best of our future." Watch and be inspired!
The Untouched – A Time-lapse Film from Shreenivasan Manievannan on Vimeo.
Earth Day and Earth Week have made a tremendous impact on educating people about reducing their negative impact on our environment. Here are a few things you can do on Earth Day and every day:
- Recycling one can saves energy enough for three hours of TV viewing.
- It takes less energy to recycle cans than to produce new ones.
- Each individual produces an average of four pounds of garbage every day.
- If all the newspapers in the U.S. were recycled, a quarter billion trees could be saved every year.
- Fourteen billion pounds of trash ends up in our oceans every year. Out of those billions, the plastic alone will kill a million creatures that call the ocean their home.
For these reasons and many more, all of us at Good Earth Plant Company will do our part to continue the campaign for a healthier ecosystem. Not to brag, but we celebrate Earth Day every day. More important, will you? Volunteer. Organize a clean up event in your neighborhood. Install solar panels on your roof (and how about a green roof too?). Plant a community garden. Let your elected officials know environmental protection is important to you.
Jim Mumford, GRP, CLP is the owner of Good Earth Plant Company and GreenScaped Buildings, San Diego, California. Find Good Earth Plants on Facebook and Twitter.


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Association between five lifestyle habits and cancer risk: Results from the E3N cohort.
Background: Although some modifiable lifestyle characteristics have been associated with decreased cancer risk, little is known about their combined effect or about the proportion of cancer cases that could be prevented by improving lifestyle behaviors. We aimed to quantify the association between lifestyle habits and all-site and site-specific cancer risk in middle-aged women.
The study included 64 732 women from the French E3N prospective cohort, aged 43 to 68 at baseline. During a 15-year follow-up period, 6938 cases of invasive cancer were diagnosed. We defined an index that aggregated five lifestyle characteristics: smoking, body mass index (BMI), alcohol consumption, fruit and vegetable consumption, and physical activity. Proportional hazard Cox regressions were performed to evaluate the association between lifestyle and cancer risk and to estimate multivariate hazard ratios (HRs) and their 95% confidence intervals (CIs). In addition, population-attributable fractions were used to estimate the proportion of cancer cases that could be prevented by healthier behaviors.
A significant decrease in all-site cancer risk was observed and was associated with a healthy lifestyle (HR=0.81 (0.73; 0.89) when comparing the highest to the lowest health index category; Ptrend across categories<0.01). Combining all five characteristics would have prevented 6.3% (2.2-10.3%) of any-site, 6.3% (0.5-12.1%) of postmenopausal breast, and 47.5% (26.8-64.1%) of lung cancers. Conclusion: Compliance with only five modifiable lifestyle behaviors could prevent a significant number of cancers, notably postmenopausal breast and lung cancers.
Author: Dartois L1, Fagherazzi G, Boutron-Ruault MC, Mesrine S, Clavel-Chapelon F.
Source: http://www.ncbi.nlm.nih.gov/pubmed/24574508
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I was shocked to realized I had never posted about Virgin Bourbon on the blog. It's a Heaven Hill product which is primarily sold in North Carolina and overseas. Virginia seems to get a smidge of it as well while we can snag fifths and handles off the bottom shelf regularly. The fifth is $14 and handles regularly go on sale for $22. Think about that a minute, decent Bourbon for less than 40 cents an ounce! Virgin is always 101 proof and up until recently it was 7 years old. Just this week Fred Minnick tweeted: "CONFIRMED: Heaven Hill is discontinuing age statement for Virgin 7 yr 101 bourbon, mostly distributed in North Carolina. They need aged stocks for Elijah, McKenna and barrel proof products, company said. Another regional age stated product, HH Green label, is staying, they said." Almost immediately some of the no age statement product started hitting the shelves and appears in the photo below (used with permission). There is still plenty of age statement product to be found, but once it is gone, it will be gone forever so snag it while you can.
Since I haven't mentioned Virgin before, this is by far the best bottom shelf Bourbon available. In fact it is the house Bourbon at The Crunkleton in Charlotte. The aroma begins with an oak presence which is slightly rough around the edges. It quickly develops pepper spice alcohol presence, brown sugar, leather, honey, and sherry. The flavor mirrors the aroma with a subdued oak and leather, restrained brown sugar, and peppery alcohol. The finish has another touch of the rough edge oak, a restrained, yet present, alcohol burn and a long lasting impression of Bourbon. I was turned on to this Bourbon by a member and founder of our local Bourbon group after he was given it in a blind tasting and it came in 2nd place out of four. Virgin is great neat, over ice, or mixed. I typically make it an early drink rather than one later in the evening. If you have something wonderful the rough edges may be perceived as jagged so start the evening with this delicious bottom shelf Bourbon and think about all the money you saved. When I see a really expensive Bourbon, above $100 per fifth, I start to think how much more will I enjoy it than Virgin. Assuming the bottle is $150 per fifth, will you enjoy it 15 times more than Virgin. If you can, go out and get a bottle of 7 year old Virgin. At worst you get a 7 year 101 proof Bourbon which is tasty to add to your bar.


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- You can download buildcards on PC web version now.
- Buildcards should show conditional / palico skills when enabled.
- Mobile app should use old stats calc for old sets (if rarity of all pieces is 8 or lower).
- Damage raw cap is x2 from base raw for now.
- Elemental cap is +150 or x1.6 (what is higher).
- Augmented Blessing shouldn't pop in Set Searcher's menu anymore.
- HR and MR set skills should be shown as intended for Set Searcher.
- Search gear skills option was restored.
- Sharpness quality is ignored for status EFE.
- Mobile app URL sync page popup should work faster (doesn't need to load whole builder page, before you can proceed through the menu).
MHW Builder: https://honeyhunterworld.com/mhwbi/


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24 May 2016, Writing Ideas - New Novel, part 774, Describing Characters on the Stage of the Novel in the Initial Scene
Announcement: Delay, my new novels can be seen on the internet, but the publisher has delayed all their fiction output due to the economy. I'll keep you informed. More information can be found at www.ancientlight.com. Check out my novels--I think you'll really enjoy them.
Introduction: I wrote the novel Aksinya: Enchantment and the Daemon. This was my 21st novel and through this blog, I gave you the entire novel in installments that included commentary on the writing. In the commentary, in addition to other general information on writing, I explained, how the novel was constructed, the metaphors and symbols in it, the writing techniques and tricks I used, and the way I built the scenes. You can look back through this blog and read the entire novel beginning with http://www.pilotlion.blogspot.com/2010/10/new-novel-part-3-girl-and-demon.html.
I'm using this novel as an example of how I produce, market, and eventually (we hope) get a novel published. I'll keep you informed along the way.
Today's Blog: To see the steps in the publication process, visit my writing website http://www.ldalford.com/ and select "production schedule," you will be sent to http://www.sisteroflight.com/.
The four plus one basic rules I employ when writing:
1. Don't confuse your readers.
2. Entertain your readers.
3. Ground your readers in the writing.
4. Don't show (or tell) everything.
4a. Show what can be seen, heard, felt, smelled, and tasted on the stage of the novel.
5. Immerse yourself in the world of your writing.
All novels have five discrete parts:
1. The initial scene (the beginning)
2. The rising action
3. The climax
4. The falling action
5. The dénouement
The theme statement of my 26th novel, working title, Shape, proposed title, Essie: Enchantment and the Aos Si, is this: Mrs. Lyons captures a shape-shifting girl in her pantry and rehabilitates her.
I just started writing my 27th novel, working title, Claire, potential title Sorcha: Enchantment and the Curse. This might need some tweaking. The theme statement is: Claire (Sorcha) Davis accepts Shiggy, a dangerous screw-up, into her Stela branch of the organization and rehabilitates her.
Here is the cover proposal for Essie: Enchantment and the Aos Si. Essie is my 26th novel.
The most important scene in any novel is the initial scene, but eventually, you have to move to the rising action. I'm editing many of my novels using comments from my primary reader. I finished my 27th novel, working title Claire. I'm working on marketing materials.
I'm an advocate of using the/a scene input/output method to drive the rising action--in fact, to write any novel.
Scene development:
1. Scene input (easy)
2. Scene output (a little harder)
3. Scene setting (basic stuff)
4. Creativity (creative elements of the scene)
5. Tension (development of creative elements to build excitement)
6. Release (climax of creative elements)
How to begin a novel. Number one thought, we need an entertaining idea. I usually encapsulate such an idea with a theme statement. Here's the theme statement from Sorcha.
Claire (Sorcha) Davis accepts Shiggy, a dangerous screw-up, into her Stela branch of the organization and rehabilitates her.
Let's be very specific about setting and description in the initial scene (and all scenes). Set the stage of the novel. Here is a repeat of rule for writing number 4 (listed above).
4. Don't show (or tell) everything.
4a. Show what can be seen, heard, felt, smelled, and tasted on the stage of the novel.
When a character walks on the stage of the novel, your readers should get an eyeful—in other words, they should be able to sense the character through their eyes, ears, nose, mouth, and touch, as necessary. Who are these characters? We are going to make a pivot. Novels are about characters. A novel is the revelation of the characters and specifically the revelation of the protagonist. To reveal a character, the writer needs to first develop the character. We are talking here about true character development. True character development takes place before the novel begins. The developed character is the character who is revealed in the novel. This revelation is sometimes called character development. This is an entirely incorrect idea about characters and novels. Before an author begins to write, the author needs to fully develop the character. The novel is then the revelation of that character. There is no development of any characters going on in the novel. Characters do not develop, not even the protagonist. The protagonist does overcome or doesn't overcome their telic flaw, but the telic flaw was there at the beginning of the novel. The telic flaw should be there at the end, just overcome (or not). What people sometime refer to as character development means the resolution of the telic flaw. If it helps you, characters in novels change about as much as people in real life—that is not at all. You could have a conversion experience in a novel, but those are usually the resolution of the telic flaw. Think Scrooge from A Christmas Carol. Scrooge's change is the resolution of hid telic flaw in the novel. Scrooge does experience a gradual change through the novel. This is a revelation of the character (including the telic flaw resolution) that Dickens developed about Scrooge before the novel was written. Scrooge doesn't develop through the novel—Scrooge is revealed through the novel. If you remember, all kinds of information (flashbacks) show us Scrooge's life. His life did not develop—his life was revealed. All those details about Scrooge's life were part of Dicken's development of the character.
What changed in Scrooge? It wasn't his name or his features or his clothing or food choices. What changed was his telic flaw of begin miserly became less miserly. He changed his telic flaw. He resolved his telic flaw. In fact, A Christmas Carol is a novel with a plot that reveals the change in Scrooge's telic flaw. In the novel, Scrooge changes, he doesn't necessarily develop. He simply changes. That change is related to his telic flaw and relates directly to the revelation of his past life in the novel. So, to have a character to reveal, we need to develop a character. I think I have an example for you.
More tomorrow.
For more information, you can visit my author site http://www.ldalford.com/, and my individual novel websites:
http://www.ancientlight.com/fiction, theme, plot, story, storyline, character development, scene, setting, conversation, novel, book, writing, information, study, marketing, tension, release, creative, idea, logic


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Regular price
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We also carry Vegan Hand & Body Cream here:https://www.byrobincreations.com/products/vegan-hand-cream-dry-skin-relief-vegan-skin-care-thick-hand-cream-vegan-hand-lotion-natural-hand-cream-plant-based-ingredients
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We make ALL PRODUCTS with the highest quality ingredients - unrefined and organic when possible. All products are handmade in our workshop in Santa Fe, NM. We incorporate aromatherapy through beneficial essential oils in every product, so not only do the products work extremely well, they smell amazing. Everything we make is 100% Vegan and leaves your skin gorgeous!
Each product we sell is always handmade in small batches to ensure quality and freshness.
This product is free of:-Preservatives and chemicals-Artificial colors and dyes-Synthetics and parabens-Animal products, animal by-products, and animal testing
By Robin Creations, LLC accepts no liability and shall not be held responsible for any injuries, damages, or losses resulting from the use of products purchased from this shop. Purchasing shop products signifies your acceptance of this statement and releases By Robin Creations, LLC and/or Robin Goddard from all liability.
Vegan Eczema Relief Cream


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Hall of Shame
Consumer Discretionary
Fujian Nuoqi (1353 HK)
Year: 2014
Fujian Nuoqi is a mainland Chinese men's fashion retailer, operating primarily through franchisees. It was listed in Hong Kong in January 2014, after two unsuccessful attempts to list on the mainland. It raised around RMB250m (US$40m) in the IPO. Unusually, Nuoqi is incorporated in mainland China.
In July 2014, the company's share price collapsed as rumours began to circulate that Ding Hui, the company's Chairman and largest shareholder (with a 34% stake), had disappeared. Initially, the company denied any knowledge about the share price drop, although, interestingly, the stock exchange announcement was signed by his brother, Ding Canyang, who was also a director, rather than the Chairman. The share price more than halved in three days. The shares were eventually suspended on 23 July. Two days later, the company announced that they had been unable to contact the Chairman for several days and he had been reported as missing to the Hong Kong police. At the same, it was announced that Nuoqi's 31-year old CFO was resigning as a director "due to health problem", just a month after he became a director, although it seems he was well enough to remain as CFO.
On 31 July 2014, Nuoqi revealed that Ding Hui had transferred around RMB65m (US$10m) out of the bank account of a Hong Kong subsidiary to a non-company account in the BVIs; a further RMB163m had been transferred to an account in mainland China. The company subsequently disclosed that various financial institutions in China had lent RMB455m (US$73m) to external parties (including relatives and friends of the Chairman) secured by guarantees from the company and pledged cash deposits (including the transferred RMB163m discussed above). The institutions had since demanded repayment of the loans.
No financial results were produced for several years. Moreover, it seems that Nuoqi's original auditor, Ernst & Young, no longer wanted their name associated with the company. They resigned in late 2016 and were replaced by Zhonghui Anda. Results up to 2016 were only released in 2017, although the auditor's qualified opinion was unable to say whether the results gave a true and fair view. Indeed, "insufficient supporting documents and explanations" suggest the financials are largely a best guess.
Problems pre-date the share suspension. The company recorded losses of RMB227m from writing off the interest in its Hong Kong subsidiary. We assume this is the transferred amounts discussed above, which are probably the IPO proceeds. The company also recorded RMB94m of impairment losses on trade receivables, which nonetheless still increased from RMB79m to RMB129m. These are mainly amounts owed by franchisees; it suggests that these in effect stopped paying in 1H14. Why this is the case (and it is worth remembering this is before the problems were uncovered) is not clear. For the full-year, the company recorded losses of RMB479m relating to the Chairman's actions and RMB205m of impairment losses on trade receivables, other receivables and prepayments. Again, no explanation is provided, nor even a breakdown. Trade receivables actually declined from RMB79m to RMB8m despite an RMB108m cash outflow, which suggests an impairment charge of RMB179m. Prepayments ballooned by around RMB104m to RMB254m. There was a cash outflow of more than RMB700m in 2014 from these items. The prepayments were largely written down in 2015. No real explanation has been forthcoming. Meanwhile, the underlying business collapsed: revenue in 2016 was just RM4m down from RMB682m in 2013.
In June 2019, the Securities and Futures Commission (SFC) has commenced legal proceedings in the Court of First Instance to seek a court order to disqualify the former chief financial officer, company secretary and executive director of Fujian Nuoqi Co., Ltd. (Nuoqi), Mr Au Yeung Ho Yin.
Fujian Nuoqi: Announcement - Unable to contact Chairman, 25 Jul 2014
Fujian Nuoqi: Announcement - Missing Money, 31 Jul 2014
Fujian Nuoqi: Announcement - Loan Demands / Suspension of Shares, 19 Aug 2014
SCMP: Fujian Nuoqi red flags should have been spotted before IPO, analysts say, 27 Aug 2014
SCMP: Hong Kong regulator slaps a ban on Nuoqi's former CFO for failing to stop his chairman from pilfering the company's coffers, 5 Jun 2019
SFC: SFC seeks disqualification order against former chief financial officer of Fujian Nuoqi Co., Ltd, 4 Jun 2019
Fujian Nuoqi: Prospectus 2013
Fujian Nuoqi: Annual Report 2014
Fujian Nuoqi: Annual Report 2015
Fujian Nuoqi: Annual Report 2016


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Working in isolation could kill the supply chain – it's time to share more
11 June 2018
Sharing might not come naturally in the competitive retail landscape, but it will be critical for the future of all companies in the supply chain
It is no surprise that consumer behaviour continually changes due to new technology and cultural shifts. For example, the advent of the supermarket trolley and home refrigeration changed retail from "little and often" specialist store shopping along the high street to the big, weekly, out of town supermarket shop.
Today, digital connectivity is exploding choice for consumers, while also making them much savvier and more demanding ("I want my products delivered to my doorstep in the next hour in exactly the size I need and in exactly the condition I want!"). But the consumers of the future are also leading much busier lives, growing older and more price-conscious, living more in cities, and becoming more environmentally demanding.
This means that shoppers are no longer focusing purely on online purchasing but are also turning to stores that offer better pricing with increasingly better-quality products and easier access. Which, ironically, is helping to drive the trend back to shopping "little and often", through the omni channel. Indeed, over the next five years discount and convenience stores are predicted to grow by £17billion, compared to online's £5.6billion according to Retail Landscape predictions 2017. And more action on sustainability is becoming a must-have even in discount stores, with companies such as Lidl building it into their brand.
These rapidly changing demands are creating tidal pressures that are being felt by each company along the supply chain – from producer to retailer. Everyone who has a role to play in producing items purchased online or in store is required to be more responsive, sustainable, agile and innovative. Indeed, the very notion of what constitutes an efficient supply chain is being challenged by this new consumer behaviour – "lean" is no longer enough.
Naturally, each company turns to their own processes to find ways of adapting, be that in their production, packaging or transportation lines. But by trying to optimise just their part of their individual supply chain, companies are merely pushing costs upstream or elsewhere in the supply chain. And focusing only on one area of a business or the supply chain doesn't solve the challenges of the omni-channel world we are now operating in.
If companies continue in this siloed approach, it could be the straw that breaks the camel's back for the whole supply chain.
The 2015 ECR-UK report on reducing wasted miles concluded that collaboration across the whole supply chain was "critical", but although collaboration has been a buzzword in the industry for some years now, very little has actually happened.
The biggest barrier to this collaboration is trust. And this is difficult to establish in an economically competitive landscape. The answer is to identify areas for collaboration where everyone can benefit mutually, and to find neutral partners who can build trust among previously competitive companies.
We know that collaboration works, because we've been sharing our pallets through supply chains for over 60 years, moving more products, to more people, in more places than anyone else. We have a unique integration and visibility across the end-to-end supply chain, with insight into customer flows from over 14 million shipments in 224,000 lanes across Europe annually.
And, crucially, we aren't in competition with manufacturers, distributors or retailers in the supply chain. Being impartial, we can help the industry move from an unsustainable linear isolated model to a more circular, collaborative one. From manufacturing and distribution, logistics and transportation to in-store sales and promotions, we work together across the supply chain to design omni-channel solutions.
We have shown our customers that by collaborating and integrating with others they can gain real synergies, efficiencies, added value and reduction in waste. We're already facilitating collaboration with over 130 businesses, saving everyone money and time and lowering CO2 emissions. But sharing data, schedules and truck space with your competitors means overturning embedded attitudes built up over generations.
Satisfying the consumer of the future will take a real change in mindset from our industry, and it's a challenge that we ignore at our peril. In this omni-channel world it's no longer a zero-sum game. By cooperating to serve all our customers better, we all win – helping us all move more with less. This is the supply chain revolution that is needed.
By Helen Lane, Vice-President, Northern Europe, CHEP EMEA: The Consumer of the Future


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ANDERSON, Ind. -- The Anderson Police Department and the Anderson City Courthouse were evacuated Wednesday afternoon as a precaution after officers came across a strange substance while they were tagging evidence from a narcotics investigation.
The evacuation was ordered around 4:45 p.m. after the two officers came in contact with a powdery substance. The courthouse, which connects to the police station was also evacuated and the HVAC system was turned off to the entire building.
The two officers, along with another officer who was exposed to the substance were taken to St. Vincent Anderson Regional Hospital to be checked out.
The building remained evacuated until just before 8 p.m. when the State Fire Marshal determined that the substance was a "bulk agent" and not likely harmful to anyone who came in contact with it.
A bulk agent is a substance that is used in the production of methamphetamine.
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