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"Creation" - this word in its most profound meaning describes the single most mysterious topic. We can safely say that science today is far from discovering what underlies our physical Universe. The sacred books of all religions also fall short of describing in details how exactly did "God" created everything. In many religious scripts, God is said to have Created through the Word, thus comes the famous saying "And God said "Let there be light". But how did the "Word" of this transcendental intelligence, which we refer to as "God", begot everything that IS? In this article we'll look at some points of history, some scientific researches that led to the better understanding of our Universe, and then compare their statements with some of the most profound religious teachings. I would like to begin by presenting a brief summary of the book "Geheimakte Bundeslade. Das größte Geheimnis der Menschheit" by Stefan Erdmann regarding the Knights Templar.
Some authorities state that in the beginning of the 12th century, "The Poor Fellow-Soldiers of Christ" (also known as the "Templars"), found The Ark of the Covenant thanks to Bernard of Clairvaux. Bernard received a vision in which he was given the whereabouts of the Ark. According to his vision it was burried in the Holy Lands of Jerusalem by Solomon.
After many efforts the Templars managed to reach the destination and they do find the Ark. Stefan Erdmann gives us incredible logical conclusions and facts pointing towards the possibility for the Ark to have been left by one of the most advanced civilizations to had ever lived on our planet - "Atlantis".
After analyzing the scrolls found in the "Ark", according to Stefan Erdmann, the Templars began to understand how "Creation" began, what physical laws manifest inside a pyramidal structure, why the Ancient Egyptians (which were the survivors from the Atlantis cataclysm according to the documents found) held in such high esteem this exact geometric structure, as well as vast knowledge regarding the life beyond the physical world. According to the secret Templars society, the cosmos does not have any empty space. In the beginning everything was filled with energetic particles translated by the modern Templars as "ancient plasma". Those "ancient plasma particles" were stored within very tiny cubic force fields that are invisible for our modern technology. This becomes the first connection to nowadays' science. Not long ago our modern scientists found that a fourth state of matter exist. It is common knowledge that there are 3 forms of matter - solid, liquid and gas. However, with the advancement in technology science discovered another state of matter which was later on termed "plasma", which is but a manifestation of the Templars' "ancient plasma". Surely every avarage person in terms of scientific knowledge, knows that everything is made up of atoms which are made up of quarks, gluons and electrons (See Quantum Basis of the Universe)
[Plasma field]
The solid state of matter is gross because its frequency of vibrations is very low, therefore it has low amout of energy,and the atoms do not move around much. When solid matter is put under heat, the atoms absorb that heat, which is a source of energy, and begin to vibrate on higher frequencies, making them move and spread further away from one another. This spreading of the atoms turns the solid state of matter into a liquid. If the liquid continues to be heated the same principle is applied - the atoms continue to absorb the energy and spread out even more, turning the liquid into a gas. If the gas state of matter is put under even higher temperature the electrons of the atoms will be stripped away from the nucleus, creating a field of free electrons and positive ions, thus producing a plasma field. Any further heating will lead to unbounding of the quarks that make up the protons and neutrons of the atom, leaving space filled with what scientist call "quark-gluon-plasma". Usually when the electrons of the atom absorb energy (for example - in the form of heat) they can move in a different, more distant orbit around the nucleus, therefore if they receive enough energy they can be stripped away from the nucleus - this is exactly what happens when matter is heated to a degree higher than that of a "gas". Basically the modern "quark-gluon-plasma" state of matter represents a field from which all other states of matter are manifested - this matches perfectly with the knowledge from the scrolls found in the Ark. What the Knights Templar tried to convey when talking about the "cubic force fields" containing "ancient plasma particles", is identical with the idea of Gottfried Leibniz. According to him, the Universe is made up of infinite number of separate monadistic units that create everything in it. A more modern explanation would be to consider those "monadistic units" as a type of particles that has the capability to create everything material (body) and non-material (mind).
According to the Templars' documents originated from the Ark, the "Ancient Plasma" was static before the Universe was created - meaning that those particles were in a fixed non-moving position inside every cubic force field and had existed in the cosmos from the beginning of time. If the cubic force fields filled with plasma particles were static that means the particles could not interract with one another, therefore no matter and no life could have existed. In order for "Creation" to have had happened something had to give the initial push of those "cubic force fields", or in other words - manifest their potential to interact with one another. That initial push was manifested in the form of vibrations which produced the first movement. Scientifically speaking, if a certain frequency of vibrations appear, the particles could have began to move and interact with one another according to certain geometrical patterns. These philosophical ideas are in complete sync with Quantum Physics, which state that our Universe represents just space filled with vibrating fields, and those vibrations not only create everything that exist within our physical world, but we as human beings perceive those vibrations as physical objects and particles. (See Quantum Basis of the Universe)
Dr. Hans Jenny, the founder of the word "cymatics" had made many tests and ran many experiments on how vibrations affect matter through geometrical patterns. This brilliant scientist took ordinary water and put tiny particles termed "colloids" inside it. Since these particles are very tiny they did not sunk. When Jenny exposed the water with colloids in it to different vibrational frequencies, the particles began to form perfect 3D geometric structures. The higher the frequency got, the more complicated the structures became. This experiment showed that vibrational frequencies create geometrical patterns. Those geometrical patterns created from the vibrational frequencies tells and guides the particles where to go, where to stay and how to interact, and they will obey and follow those movements as long as the vibrational frequency that creates the geometrical pattern is still present. The moment that the frequency of vibrations is turned off, the particles will go into their normal state of arrangement, as the geometrical pattern which they followed until now will disappear.
[ Water molecules under the basic sounds of human voice - geometrical patterns ]
Consider now, the Templars' knowledge from the Ark is correct and the Universe was really filled with those "cubic force fields" storing ancient plasma/monadistic particles. Replace then, the water with the Cosmos and the colloids with the Monadistic Particles, and then run the same experiment, but on a larger scale. We then reach to the conclusion that when the first Vibration came to be, the monadistic particles began to move, and therefore interract with one another according to the geometrical pattern manifested by that initial vibrational frequency, only to create the first subatomic particles, and therefore the material Universe. The geometrical patterns which the subatomic particles obey to form everything physical, could be found from the smallest visible for us objects, to the orbits, placements and movements of whole planets, stars and even galaxies. Everything from the microcosmos to the macrocosmos, obeys the laws of certain geometrical patterns, which on other hand are a product of different vibrational frequencies. This being said, perhaps the knowledge from the Ark was not just someone's imagination transcribed on paper.
The geometrical pattern which the particles in the Universe follow was illustrated by Garrett Lisi through his "Majestic E8" model. He and a few more physics scientists created a model illustrating every possible movement of the subatomic particles. Far more movements that could show more possible and more complexed geometrical patterns, could be revealed if scientists manage to find all of the existing particles in the Universe.
[Geometrical patterns formed by the movement of particles - E8]
The geometrical patterns which the particles follow can also be seen in "quasicrystals" (atomic structure of matter). When you shoot an x-ray beam through a metal, a crystal or another solid natural form of matter, a pattern is revealed showing the placement of the atoms that create this certain object. It really seems like there is an intelligence that not only creates the subatomic particles, but it also guides them how to interact so they can manifest everything we see around us.
["Quasicrystal" - atomic structure of matter]
To finish the subject by connecting all the information we've looked at so far, i'll make a quick intoduction to the works of Masaru Emoto. Even though, his researches were never claimed to be proven as the real deal, some scholars and authorities support Emoto's opinon that our thoughts and feelings have their own frequencies of vibrations, because every experience of a thought or an emotion requires energy from to the body to be produced, and because all energy exist as vibrations within the Quanum Fields that underlie our Universe, they are reflected upon those fields as vibrational frequencies. As we already stated above, all vibrational frequencies create geometrical patterns that guide the subatomic particles on how to move and interact, therefore in theory it seems possible to impact water molecules in such a way so they rearrange themselves according to the produced geometrical patterns by our thoughts and emotions. The complexity of the geometrical patterns produced are dependent on what thoughts and emotions we experience, as every thought and emotion produce a different frequency. If our emotions are negative (hate, anger, fear, etc.) the frequency of vibrations is very low, while the positive emotions, like love and joy, have higher frequencies, creating more complicated gometrical patterns. Emoto postulated that by freezing water molecules placed in front of a person experiencing positive thoughts and emotions, as well as water placed in front of a person experiencing negative ones, the images he gets are very different, because of the different frequencies produced by both the positive and negative thoughts and emotions. When he viewed the photos of the frozen water, he saw that the molecules which were near the person with the positive thoughts had formed very beautiful and complicated geometrical images, while the photos from the negative thoughts showed a complete chaos with no geometrical patterns whatsoever.
Therefore if we are to explain this simply - our thoughts and feelings emit their own frequencies of vibrations. Each frequency carries the information of the thought in the form of geometrical pattern. Having said this, if the vibrations do carry our thoughts, that means the photos from the frozen molecules of the water literally represent an image of our thoughts from the time frame in which we had experienced the associated thought.
[Frozen molecules of different thoughts and feelings]
This all means that the initial vibration which made the field with monadistic/plasma particles move and initiated "Creation", could as well had come from a very powerful mind. I say powerful, because if we consider that vibrations do carry out the information of our thoughts and feelings, we are led to the conclusion that those first particles began to interract with one another, following a "THOUGHT" that contained the information about the structure of the whole Universe in the form of different geometrical patterns. A mind that is capable of a thought that can carry out an image of the whole Universe within a vibrational frequency must be far too complex to be grasped by our finite understanding. The mind, according to the most profound philosophical and spiritual teachings - Hinduism, Hermeticism and Qabbalah, does not come from the brain, nor the body, but actually uses them, therefore the mind that gave the initial vibration and began "Creation" is what we would refer to as "God", but not as a physical being. It is also interesting to consider that we produce sound in the form of vibrations when we speak, thus "God" begot through his "Word". According to Qabbalistic teachings, our physical Universe is only but one world of Creation termed "Malkuth", in which 3 more worlds exist. (See Qabbalah). Considering this, then the answer to what was before the Big Bang which describes the process through which our physical Universe was created, is to be looked for within the idea of our Universe existing as a certain range of vibrational frequencies that was manifested after the creation of the first 3 worlds residing within the higher frequencies. (See Hermeticism). If we are to describe this statement, we must visualize that we are producing a vocal sound. If you were to shout loudly, the sound will be very strong closer to its source (yourself), and weaker as it gets further away from the source. A person standing 1 meter away from you, will experience your sound very strongly, but a person standing 10 meters away will experience it weaker. These different tones of the same sound represent the different worlds residing within the different frequency ranges. In a similar way, when "God spoke", his "Word" began to travel further and further away from him. The further his sound of creation traveled, the weaker the tone got. Both Qabbalists and Hindus separate the different tones (frequency ranges) of Creation into 3 to 4 different worlds. The Big Bang is a product of the "God's sound" manifesting from the 3rd world of Creation into the 4th (our physical Universe) by the tone getting weaker. (See The 3 Gunas of Creation)
Feel free to share this article anywhere you like. If you do, i'd appreciate if you give credits to the MindTranscended.com team for writing this article.;
Thank you for taking your time to read it!


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FSRA aims to lighten regulatory burdenBy Susan Yellin | January 23 2019 01:30PM
The Financial Services Regulatory Authority of Ontario (FSRA), Ontario's new, independent financial services regulatory agency, has made reducing the regulatory burden and improving regulatory effectiveness its top two priorities in its inaugural budget.
In its draft 2019-2020 Priorities and Budget, FSRA noted there is more than $48 billion of premium in both the life and health (LAH) sector and the property and casualty insurance (P&C) sector which includes the services of more than 250 insurers.
Enforcement of new conduct guidelines
FSRA said one of the first things it will do is develop a plan to support appropriate oversight and enforcement of new conduct guidelines in both sectors of the industry.
Stakeholders in the LAH industry have said there is a lack of regulation of intermediaries between insurers and agents, such as managing general agencies, which perform oversight and management functions and that they should have corresponding conduct requirements.
FSRA said it will develop a plan to support the required oversight and noted that if either the LAH or P&C sector adopts a code of conduct, it will be reviewed by FSRA which will consider using it for supervision in that sector.
Barriers to effective oversight
It will also ensure that there is "coordination and collaboration with stakeholder groups across the insurance spectrum and the Ministry of Finance in the event that any barriers to effective oversight are identified."
For example, the report states that stakeholders in both insurance sectors have raised concerns regarding "perceived lack of coordination and information sharing to identify and remove 'bad actor' [non-compliant] registrants, and weak standards for continuing education and professional insurance to support good practices."
Lack of alignment across jurisdictions
Licensing systems have also been criticized for being difficult to use and a lack of alignment across jurisdictions which creates unnecessary burden.
For example, says the report, many direct agents in the P&C sector hold licences in each province in which the company operates, and are subject to different requirements and systems that aren't integrated across jurisdictions.
To deal with these issues, FSRA expects to consult with stakeholders in each sector to identify required improvements in licensing systems and requirements
FSRA said it will also consult with stakeholders and regulators from across the entire financial services spectrum to look for harmonized conduct expectations and how they can be applied on a day-to-day basis.
To learn more, consult FSRA's proposed 2019-2020 Priorities and Budget online here.

subset: commoncrawl


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Since we announced the recommended plan of Alternative 2-6d that would replace the New Savannah Bluff Lock and Dam with a fixed weir, many in the Augusta area have expressed interest in a different alternative, namely Alternative 1-1.
The Alt 1-1 design retains part of the current lock and dam with the fish passage moved partially out of the channel and onto the Georgia side of the river. We have received a number of inquiries on the cost of Alt 1-1, specifically compared to the recommended plan Alt 2-6d.
In order to provide more clarity to the public about the differences in cost, we requested a certified cost from our center of expertise and initiated consultation with NOAA Fisheries for Alt 1-1.
The feedback we received from the certified cost estimate confirmed Alt 1-1 costs more to operate and maintain than Alt 2-6d and, upon consultation with NOAA Fisheries the design is less likely to successfully pass fish.
The draft cost estimates for Alt 1-1 is more than twice the amount when compared with the recommended plan (Alt 2-6d) as shown in the below table below.
In accordance with our engineer regulations, the estimate is provided as a project first cost; that is, the full amount over time if one were to pay for everything up front in the current fiscal year.
The construction, real estate and major rehabilitation are shown in the dollar amounts expected if the entire option were paid for all at once in cash today. The operation and maintenance equate to the value of the effort in today's dollar value if this project is completed over the next 100 years with an estimated wage growth, using the government labor estimate.
It helps to understand that the construction cost for the entire Savannah Harbor Expansion Project is shared with Georgia as the non-federal sponsor: 75 percent federal, 25 percent non-federal.
Based on the WIIN Act changes for the lock and dam, the federal cost share of the SHEP Fish Passage feature is limited to 75 percent of the original SHEP Fish Passage authorized in 2014, which is currently estimated at $62,673,000.
Alt 1-1 was not selected as the federal plan. Therefore, any possibility to implement Alt 1-1 would require the non-federal sponsors, Georgia Ports Authority (GPA) and Georgia Department of Transportation (GDOT), to request a Locally Preferred Plan (LPP).
Under the cost-sharing requirements for a LPP, the non-federal sponsor is required to pay the difference in cost between the federal plan and the LPP alternative if the LPP is more costly than the federal plan.
Also, the locally preferred plan's ability to adequately pass endangered fish must be similar to the ability of the federal plan. Therefore, NOAA Fisheries consultation needs to provide assurance of equal benefits.
To date, our discussions with NOAA Fisheries indicate that the fish passing efficacy of Alt 1-1 is expected to be less than the ability of the 2-6d design. For this reason, we eliminated Alt 1-1 from further consideration.
The simulation exercise and the public comments are adding to our knowledge on the project as we continue to move forward with the mandate to begin construction by January 2021.
We are open to conversations with our non-federal sponsors and our water policy experts on other alternatives that would provide water surface elevations similar to Alt 1-1, but that include a full-river fish passage and weir.
Any alternative will require dedicated, cooperative and timely engagement with our non-federal sponsors to address all cost and real estate issues, which may occur with alternatives other than Alt 2-6d.
We remain committed to meeting the schedule as outlined in the NOAA-issued Biological Opinion, which requires start of construction by January 2021.
~ Russell Wicke, Corporate Communications Office


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WICHITA FALLS, Texas (TNN) - The News Channel 6 City Guide is a segment that shines a spotlight on local businesses, events, and nonprofits across Texoma.
As the summer break gets underway, families are finding their way to a cereal bar arcade located in downtown Wichita Falls. Maniac's Mansion has plenty of arcades, video game consoles, and board games to take revenge on a friendly rivalry.
If you would like your business, event, or nonprofit featured on the News Channel 6 City Guide, contact Host & Producer Samantha Forester at firstname.lastname@example.com or (940) 757-0691.
Copyright 2019 Texoma News Network. All rights reserved.


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Super Party Heroes
Don't bother stressing about making your party look fabulous; we'll do it for you!
Super Party Heroes lives up to its name with the best balloon decor in Brisbane and in the Gold Coast. Hire us for perfect Balloon Decorations for your Corporate Party, Birthday Parties, Wedding, Children's party and special events.
Whether your party is elegant or playful, we can create the right balloon decorations for a FAB event. We use high-quality balloons and ultra-high balloon decorations to ensure children smiles that would make the event extra special.
Professionally Trained Balloon Twisters from Super Party Heroes can add fun and whimsy to any event. Nothing makes an important moment pop like hundreds of free falling balloons.
Balloons bring out the fun! Leave the balloon inflation and decoration to us! Our professional balloon experts have the skills to create balloon decorations that can be super fun for kids, or sophisticated and elegant for adult events. We provide everything you will need to have the most beautiful balloon decorations for your party.
Our team has been giving thousands of smiles that brings joy for entertaining children and adults. You are sure to have a memorable event!
Some of the balloons might pop due to heat, grass, rough ground and sticky fingers – Your fully trained hired balloons will be booked for a limited time . If most of the balloons popped and you require the fabulous balloonist to stay on after the package you're booked in to make more balloons (providing that the entertainer won't have another booking to head on to) there will be a little extra cost for the extra time she/he needed to stay.
Your hired Ballooning Artist may refuse to hand a balloon for children aged 3 yrs old and below. Parents at the party with toddlers may have a balloon, however – they will have to responsible for any outcome which may occur with the balloon. Our team use the best balloons you can have for your amazing birthday party. These are all qualatex twisting balloons which is just PERFECT for children aged 3 yrs old and above.
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THESE DESIGNS are something generic that your balloonists could do… CLICK HERE to read more about SIMPLE BALLOON DESIGNS.


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Vacancy for Outdoor Manager in Baku, AzerbaijanJobs 06.02.2019
If you want to be a part of global advertising group and show your skills, send us your Resume!
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If you think you are suitable for this position send your CV/Resume to email@example.com with "Client Service Manager" Subject.
E-mails with wrong subject will not be considered.


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Welsh Health Secretary, Vaughan Gething, has announced £1.7m funding for a Cwmtawe project to develop new models of health and social care.
The funding comes from the £100m Transformation Fund to support key actions from the Welsh Government's long term plan for health and social care, A Healthier Wales.
The Cwmtawe Cluster project, developed by the West Wales Regional Partnership Board, will receive £1.731m over two years to develop new ways of working, better integrating health and social care. The best ideas can then be scaled up and rolled-out across Wales.
The project has three overall aims:
Some of the new ways of working, which have already started include:
Mr Gething said:"Our long term plan for health and social care, sets out how we will transform the way we deliver care to ensure it is sustainable in the future.
"This will require better integration of health and social services to reduce reliance on hospitals and deliver care closer to home. The Transformation Fund will be used to fund a small number of projects which have the most impact in developing and delivering new models of care, and which have potential to scale up so they can be used across Wales.
"The Cwmtawe Cluster already has a strong background in collaborative working and innovative thinking. I look forward to seeing the results from these new ways of working."
Dr Iestyn Davies, Cwmtawe Cluster lead said: "We at Cwmtawe are thrilled with this very exciting announcement. The investment will really help us restructure and modernise the way we offer care to patients.
"We are delighted that Welsh Government recognises our vision for patient-focused primary care, which has a strong emphasis on supporting our communities and working with them to help keep people well – not only treating them when they are sick.
"This investment will allow us to expand our multi-disciplinary teams, giving patients better access to a wide range of healthcare professionals in their community, and bring some services traditionally accessed in hospitals closer to home."


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|2015 Nissan Murano
|2015 Toyota Venza
|21 city/ 28 hwy
|Fuel Economy
|20 city/ 26 hwy
|3.5 Liter V-6
|Base Engine
|2.7 Liter 4-cylinder
2015 Nissan Murano vs 2015 Toyota Venza
With the current climate in the automotive marketplace, it's no wonder that car companies like Nissan and Toyota are churning out vehicles that are hard to choose between. Competition is stiff and the benefit the situation is that it is hard to make a bad decision about what car to buy. In the case of comparing the 2015 Nissan Murano vs 2015 Toyota Venza, the choice may be difficult but either one is a winner.
With fuel-economy, functionality, style, and comfort as influencing factors in both of these 2015 models, the driver of either one will find their experience to be an absolute pleasure. Whether you are looking for the perfect car for a family road trip, or something stylish to drive around town, the 2015 Toyota Venza and the 2015 Nissan Murano each have different features to fit individual needs and customization preferences.
Which Vehicle is Right For You?
Both the Toyota Venza and the Nissan Murano offer impressive fuel economy for their size and versatility. Seating 5 passengers, the Murano and Venza have spacious and comfortable seating. The Murano comes in slightly ahead of the Venza in the gas milage category, as well as, horsepower in the base model. Where the Nissan pulls ahead slightly with fuel economy, the Venza makes up the gap by offering 70.2 cubic feet of cargo space with the back seats folded, and a surplus of other features like a back seat entertainment system with a dvd player and heated driver and front-passenger seats. The Murano answers with a similar cargo space of 69.9 cubic feet with the back seats folded and the important focus on comfort and luxury. Both models offer additional models that increase the number of technological features on the interior and the Venza's horsepower.
The Toyota Venza might be the the best option for you when seeking adventure, comfort and some entertainment in the back seat. The 2015 Nissan Murano might be better for those looking for a lounge-esque experience with lots of cargo space and some extra horsepower. Interested in doing an in-person comparison of the Venza and the Murano? Come in to Continental Motors where you can take a test-drive and learn more about both models from our friendly and experienced, professional team.


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news & events
We are excited to be meeting again after the Summer break. Hope you regulars in ministry teams feel rested and raring to go. If you are visiting or looking for a church, we'd love to see you too. Join us at the Delphi Centre, Newton Road, 10.30 am. Simply come as you are.


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January 8, 2015 at 3:04 pm #33874
I was impressed with the fit and feel of the ZT's I was looking at. I actually came close to getting one of those instead, but I opted for this one for several reasons. None of those reasons are really very good, but they worked for me… lol
I also have an ESEE that is my go-to truck neck knife. Great blades and when coupled with the right sheath, spine is square off, and toss in a good firesteel, they make what I call a "bushcraft crossover." It is still light and nice for hunting purposes, could theoretically still be a good fighting knife, but is tough enough to baton with and start fires. Good choice as your companion knife…. I approve….


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Why do we love knit fabric so? Because of its s-t-r-e-t-c-h. That said, finding the right knit fabric for a sewing project can stretch anyone's patience. Here's how to find what you need, every time.
Know the stretch direction
You might think all knits stretch every which way, but that's not the case. Generally speaking, knits offer either two-way or four-way stretch.
Two-way stretch
Two-way stretch knits stretch in one direction — typically crosswise, from one selvedge edge to the other. Think of cotton interlock or the knit fabric most T-shirt are made of.
These fabrics are certainly comfy but don't provide the super stretchiness you want in leggings, say, or active wear.
Two-way stretch knits also don't have quite the same recovery as four-way stretch knits, meaning they don't snap back to the original shape when released. Over time your clothes might begin to droop, which is just as depressing as it sounds.
Four-way stretch
Four-way stretch knits can stretch in both directions: crosswise (from selvedge to selvedge) and lengthwise. That fabric can move with you in all directions. Think of two-way stretch knit as stretching right and left only (thus two-way) and four-way stretch knits as stretching right and left plus up and down (four-way).
When shopping for knit fabrics, do some tugging. You'll be able to tell quite quickly what the fabric can do.
Find out the stretch capacity
Not all knit fabrics are equal. Some have a lot of stretch, others not so much.
Here's an example of tugging on the fabric to gauge its stretch potential. See how far the green pin moves when the fabric is pulled?! This fabric stretched from 4" to 6", so it has 50 percent stretch. A fabric that stretches from 4 inches to 8 inches has 100 percent stretch.
Think about how the how the fabric will behave IRL
Activewear, form-fitting T-shirts, underwear and shapewear should stretch to fit your body. With the right fabrics, you're looking good. With the wrong ones, you're back to the sewing machine.
Consider the striped fabric above, a cotton knit with the stripes running lengthwise (which is actually not that common). If this fabric were used in a garment with negative ease, it would stretch out, as your see on the right. The stripes stretch, the color becomes lighter and you can see the white background.
This can happen when there's a print on the surface of the knit fabric. It can also happen when fabrics with a high Lycra content are stretched — that's when you get a bit of shine or transparency, which is definitely not the look you want in your yoga pants!
Watch out for novelty fabrics
Some knits try extra hard to be pretty. The pink knit shown above is a cotton interlock with two-way stretch, with small sequins stitched on top of the fabric.
Be aware that embellishments attached with regular machine stitching reduce the stretch factor. This fabric would still work for a loose-fitting T-shirt with a wide neckline, but might be too saggy for a blouse that relies on negative ease.
Match the stretch to the pattern
Most sewing patterns tell you the amount of stretch you'll need for the garment to fit well and sew up well. If you've ever sewn with a knit that wasn't stretchy enough, you know that it's difficult to get curves to match or to apply pieces smoothly. Avoid that #sewingfail.
On the pattern above, the black bar lets you check the stretch of the fabric: You fold over crosswise a 4-inch section, align it with the edge of the black bar and then pull it to the second arrow. If the fabric reaches that point, it's a stretch success.
Also take note of the suggested fabrics listed on your pattern. If a pattern indicates a jersey, a knit such as ponte that has less stretch likely won't work.


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Extending the reach of our global ecosystem: 4 new partners join the FinTech & CyberSecurity'19 Program
The FinTech & CyberSecurity Program is in full force – we're in week 4 and the startups and scale-ups have been deep-diving into their acceleration journey and getting to know the full extent of the Startupbootcamp ecosystem.
Since Selection Days in September, 4 new partners (Hakrinbank, Pensioenfonds Horeca & Catering, Banca Sella and Van Lanschot Kempen) have joined our program's portfolio of corporate partners.
Michael Dooijes, Co-founder and Managing Director, Startupbootcamp FinTech & CyberSecurity said:
"We're extremely excited to be collaborating with these new program partners. By joining forces, I believe we can achieve great things and create an even stronger FinTech ecosystem globally across the different hubs in the various countries, and become the best place for FinTech, InsurTech, RegTech, PensionTech and CyberSecurity startups to build their businesses. We hope that this collaboration will provide many fruitful opportunities for both startups and the corporates."
Banca Sella
Banca Sella is the commercial bank of Sella Group with a network of almost 300 branches in Italy and operations. Banca Sella is widely recognized for excelling in activities such as private banking, payment systems, e-commerce and digital solutions. The long tradition of Banca Sella is founded on the ability of a constant self renewal and innovation so that to provide customers with a better service and to propose innovative and quality solutions.
Fabrick is an open B2B2C financial ecosystem of competences, technologies and services to banks, companies and fintechs to empower them all to cooperate, create and discover customized financial solutions. Through its API platform and the additional services provided by the ecosystem Fabrick helps to match and cross-fertilize every solution. Fabrick was born in 2018 from the vision of the Sella Group and High-tech entrepreneurs.
"There is a strong synergy between our two realities. Gruppo Sella has been among the Italian front runners in the collaboration with the innovation ecosystem. Partnering with Startupbootcamp can extend the reach of Gruppo Sella beyond the local ecosystem. Looking specifically at Fabrick, Startupbootcamp and Fabrick are both ecosystems that aim to foster connections between corporates and startups; our collaboration can thus strengthen our activities and bring us closer to a wider audience.This partnership can confirm our international positioning. At the same time, by taking part in the next three months of this acceleration program, we hope to enrich our ecosystem with startups that are already part of Startupbootcamp and who may be interested in joining Fabrick." –Paolo Zaccardi, CEO Fabrick
Pensioenfonds Horeca & Catering
Pensioenfonds Horeca & Catering is a well-known pension fund in the Netherlands (for the Dutch hospitality and catering industry), with around €8 billion euros in assets. Established in 1963 in Zoetermeer, PH & C is now the 4th largest pension fund in the country.
"Pensioenfonds Horeca & Catering is a little different from other pension funds. We're small, so we can move fast and we like to think outside of the box. By partnering with Startupbootcamp we want to learn the methodologies startups use and also play a part in helping them grow their ideas. Our organisation is in a phase of optimisation right now and our aim is to harness new ideas and technologies to be future ready. Being a partner in this program enables us to engage with the right startups and partners who like us, are passionate about innovation and want to implement ideas into reality." – Sigrid Stoffer, Business Development Manager
Van Lanschot Kempen
Van Lanschot Kempen, a union of two specialised financial boutiques, is the oldest independent financial institution in the Netherlands. The company has a rich history that dates back to 1737 and specializes in managing the assets of wealthy clients, offering private banking, asset management, and merchant banking services.
"Van Lanschot Kempen is developing itself as a future-proof player in wealth management and is focused on finding an answer on possible future disruptions by digitalisation and analytics. By joining Startupbootcamp as a partner, we get the chance to see and assist startups in our field of business. Through this partnership, our people get the chance to connect with the startup ecosystem. At the same time, we can also deliver some hand-on insights, that can be of value, to the innovative entrepreneurs in the program." – Guido van Aubel, Director Investment Office | Private Banking
Founded in 1936, Hakrinbank is the leading bank in Suriname that offers its customers an integrated package of high-quality financial services. Hakrinbank has an estimated market share of around 25% and is a leading financial institution in the country.
"We joined Startupbootcamp to help us transform more rapidly into a bank who leads in innovation. Through this new partnership, we want to develop sharper goals with regards to our process of digitization and get access to knowledge and experience (such as open API architecture, FinTech approach, mobile)" – Henk-John Guicherit, Senior Manager Commerce
Collaborate to Innovate
Now part of the third cycle of the Startupbootcamp Amsterdam FinTech & CyberSecurity Program, these four financial institutions will be joining our global ecosystem, where they'll gain access to our startups and have opportunities to collaborate with them: by either working with them as initial customers, becoming key advisors or providing a source of funding.
We're proud to have them on board and we look forward to seeing these collaborations evolve.


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Welcome to this PACE hosted tournament. Commander of March is the second tournament in this month and will determine the player that will proudly wear this rank by his name.
Commander of March is our typical Swiss Style tournament. The tournament is open for everyone, no matter your skill or experience. The Swiss Style tournament addresses the issue with skill differentiation, you will get always matched with a player close to your skill. Even if you are a newcomer, don't hesitate to sign up. The tournament is a great fun!
Please read carefully about the schedule and rules of the tournament,
We will use an online tool Challonge for brackets, so whether you are in the tournament or not, you can track the progress on the brackets link. The brackets will be published on the day of the tournament.
To sign up simply follow the link to the sign-up page.
If you wish to discuss about the tournament, please do so on the Forums.
Let the tournament be a good fun for everyone!


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The below properties are for sale in the various national commercial auctions in December (sorted in date order, highest value first). Click the titles to view their catalogue entries online. It should be exciting as there are some very high quality lots here.
As experienced buyers and sellers of auction property, we have also summarised who we think the buyers for each lot would be - if any of these fit your bill, we would advise you have your lawyers look over the documents ASAP and do get in touch as some of these will be sold prior! You can of course contact the auctioneers directly to discuss further, alternatively please contact Nilesh from our team on 0203 113 2142 / email@example.com.
Please do also ensure you are registered with us in order to have sight of investment opportunities earlier.
Iceland, Hornchurch, Greater London
Freehold Blue-Chip lock-up Supermarket with parking
12 years
£12,000 p.a.
Guide: £1.95M + (6.4%) - THIS WAS SOLD PRIOR ON 20/11/2017!
Auction: Allsop, 5th December
Our Comment: For a high net-worth or even overseas investor. Solid long-term investment in a strong London location, financeable too.
Boots, WH Smith & Specsavers, Cosham
Freehold Blue-Chip Parade Investment with Uppers
Units let for 7, 3 and 4 years respectively
£91,650 p.a.
Guide: £1.25M + (7.3%)
Auction: Allsop, 5th December
Our Comment: For a sophisticated investor looking for an investment with medium-term asset-management or even development potential. As the leases expire, they can be renewed but possibly without the upper floors which could have residential conversion potential.
Azzurri Restaurants, Orpington, Greater London
Freehold Blue-Chip Restaurant with Uppers
20 years
£60,000 p.a.
Guide: £950,000 (6.3%)
Auction: Allsop, 5th December
Our Comment: For an investor. Whole building in an affluent town with very long income. Whilst the property has been sublet we would expect the London High Street location to outweigh this fact.
McColl's & Flat, Liverpool
Freehold Blue-Chip Retail & Residential Investment
13.5 years
£29,810 p.a. (rising to £32,913 in 2021 and £36,338 in 2026)
Guide: £435,000+ (6.9%) - THIS WAS SOLD PRIOR ON 29/11/2017!
Auction: Allsop, 5th December
Our Comment: For an investor. Solid long-term investment, financeable too given the 6 week completion. Some residential exposure too which is not subject to residential property taxes. Expecting this to sell a fair amount above guide.
Betfred & Flat, Bishop Auckland
Freehold Betting Shop & Flat
2 years
£37,500 p.a.
Guide: £200,000 + (18.8%)
Auction: Allsop, 5th December
Our Comment: For an experienced, portfolio investor. The huge initial yield on this property will likely reduce on lease expiry, however by that time over 30% of the overall investment will have been recouped. A good opportunity to earn some yield on a relatively small lot.
Restaurant & 4 Flats (2 with Planning), Lavender Hill, Greater London
Freehold Restaurant with 4 Flats Above
17 years for the Restaurant; Flats on ASTs
£102,179 p.a.
Guide: £1,950,000 + (5.2%)
Auction: Acuitus, 7th December
Our Comment: For a high-net worth investor who is open / capable of exploiting the short-term development opportunity to further boost the income on this property. May also appeal to overseas investors seeking wealth preservation, given the location and strong residential bias of this property.


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Forever Free: Elsa's Pride
Price: 15.00 GBP
Additional Images
Product Details
Author: Adamson, Joy
Binding: Hardcover
Book Condition: Very Good
Jacket Condition Fair
Type Book
Edition 1st Edition
Size 4to - over 9¾ - 12" tall
Publisher London Collins and Harvill Press 1962
Inventory No. 105004
First edition. Original boards. The book itself is in very good, clean condition. No previous owner's names, inscriptions or other marks. Binding firm and pages clean. The dust jacket is edgeworn, with tears and rubs, resulting creases, small loss at head of spine and corners and a larger piece missing from the bottom edge of the back cover and spine, approx. 10cm x 3cm. Dust jacket not price clipped. Some foxing to the underside of the dust jacket. pp. 192. The dust jacket is supplied by us in a loose protective clear archival film sleeve. This does not adhere to the book or jacket in any way and protects the jacket against wear. HEAVY book - a postage surcharge will apply to orders with a delivery address outside the UK as this book costs more to send than our standard postage rate will cover. NO extra charges for delivery within the UK.
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Ghana banks prepare for coronavirus clean-up
Following several years of consolidation and central bank measures to tackle bad loans and slack regulation, Ghana's well-capitalised banking sector look suitably robust to help its clients through the coronavirus pandemic and after. Jason Mitchell reports.
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Just under a year ago I was sitting in a cafe, beer in hand, near a 100% humidity and around thirty-five degrees celsius. The traffic and pollution were horrendous, the beer was cheap, the food was hot, and the broadband was not only free, it was smoking at about 25Mbps and there was no data cap nor time limit. I was in Ho Chi Minh (Saigon) in Vietnam. As I travelled the country I had the same experience everywhere and all along the way from south to north I ran speed tests out of curiosity. It never dipped under 10Mbps and everywhere you went there was nearly always a free access point nearby.
A year later and I am pulling my hair out over the broadband speed, costs, and data caps. Apparently we (New Zealand) can't get our broadband sh!t together. I'm paying over $100 per month for a Telecom home service that maxes out at 10Mbs and has a cap of 80GB, which I am pushing each month. If I want to watch a movie, I have to let it download first. Dozens of services that are zero rated overseas I am paying for here. For the same amount of money I am paying here, I could get a service in Australia that was three times as fast with 1,000GB (1 TB) of data.
These kind of costs are madness and the speeds are going to keep us in the internet dark ages.
What kicked all this off was the costs of trying to buy some extra data for my Vodafone phone.
I'm a heavy user of mobile data but this month has been particularly bad as where I am working has a download speed of about .150Mbs per second. Yup. Imagine what that is doing for productivity (it also has a mail cap of 250MB and a file cap of 100MB, just as an aside). So, in order to speed up the process I brought my laptop in and tethered it to my phone, most of my material is kept "in the cloud" so I can get away with emailing final copies of documents back to the client site as needed.
After three weeks of this I broke my data cap passing over 3GB. Which is nothing when you are working all day everyday with a range of services across the internet.
I rang Vodafone, who were very friendly but very not able to do anything for me.
Me: Hi, I've just gone over my data cap and I need to buy a data pack.
VF: No problem, what's your number, we can sign you up for a 500MB pack and have other options!
Me: My number is blah blah blah.
VF: Oh, wait a minute, I just need to talk to my supervisor.
Yeah you know what's coming… 30 seconds goes by…
VF: Unfortunately you are on an old plan (I've had my phone for 18 months) and you can't buy data packs. You'll have to upgrade your plan when it comes up.
Me: Ok… So how much is data going to cost me?
VF: 20 cents per MB.
Holy robbery Batman!
That means, that if I wanted an extra 3GB for the next week, which I estimated was about right, I'd be charged $600.
The Commerce Commission noted in a December 2011 report entitled "International Price Comparison for Retail Fixed-Line and Mobile Telecommunications Services" that mobile broadband in New Zealand was on average 144% more expensive than Australia. Further they noted that " Mobile broadband can be cheaper than fixed line broadband when data use is low, but us significantly more expensive for higher data use. This suggests mobile broadband is priced as a premium service in New Zealand that is likely to complement rather than replace fixed line broadband."
In the end, I went down the road to 2 Degrees and bought a USB stick with a 3GB pack of data on it. Now I'm in the Wellington CBD and their coverage zone, but the speed is 50% faster than my Vodafone regular mobile broadband and cost me $50, not $600.
Needless to say, the iPhone is currently in "thou shalt not use any data mode" and as soon as my contract is up I'm pretty sure I'll be swapping based on the costs. Well done 2 Degrees, dear Lord what are you thinking Vodafone.
Something has to be done about bandwidth speed and price soon. Ten years is a ridiculous amount of time to wait, even in suburbs close to Wellington CBD it's going to be more than two years I am told before UFB is ready. The entire world is moving on around us and we are stuck somewhere around 2005, dragging behind by at least six if not seven years.
Cloud may be close and the way of the future, but we are not going to be able to afford to access it or get the performance we need out of it without some major changes and fast.


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Chevron Recruitment operates its Career Store from Anne Street in Wexford town. Accessibility was the fundamental consideration behind
Our staff are friendly and supportive, and will help you to plan your approach to job seeking. We understand that jobseekers need to
What sets us apart is our relationship with thousands of employers across the South East of Ireland. These relationships have been developed by our Managing Director, Karl Fitzpatrick, who presents South East Radio's Business Matters, a weekly business show which features entrepreneurs from across the region. We continually identify local labour market needs and skill shortages and provide upskilling to job seekers to help them to become job-ready.
We provide a comprehensive suite of employment services which include:
- Assistance with job searching
- Jobseekers Advice on employment and career options
- Development of Personal action plans
- Linking you with community services
- Personal skills development
- Assistance with securing Work experience
- Recommendations on training and further education
- Direction on the preparation of CVs
- Proactively marketing job seekers to local employers
- Interview skills preparation
- 'In-work' advice and coaching to jobseekers
- Contact Chevron Recruitment today on 053 912 4582 to discuss your recruitment requirements.


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"What it means to find Christ in such poverty, and what His swaddling clothes and manger signify, are explained in the previous Gospel [Luke 2:1–14]. His poverty teaches us to find Him in our neighbors, the lowliest and the most needy of them. His swaddling clothes are the Holy Scriptures. The result is that in our life of work we deal with the needy, but in our life of study and meditation we deal only with the Scriptures. Thus Christ alone is important for both lives; He stands before us in every purpose" (LW 75:254).
Quotation is from Luther's Works, the American Edition: vol. 75, copyright © 2013 Concordia Publishing House. All rights reserved.
Written by
Mason Vieth
Mason Vieth is a recent graduate of Concordia University Chicago and is currently a first-year student at Concordia Seminary, St. Louis. He interned in the professional and academic editorial department at Concordia Publishing House in the summer of 2017. Some of the projects he worked on include Who Was Martin Luther?, CPH's Academic Blog, as well as other academic and professional resources.


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You are reporting the following comment to the PledgeBank team:
This nice little letter in the FT yesterday may give some kind of lead, although not everybody will be happy with the idea of private companies providing certificates of personal identity as a business, which is basically what he's mooting:
"So how come no one has thought of secure ID before?
Sir, So the government's latest line is that identity cards are justified by the benefits to us as individuals. In that case, why must they be government-issued and compulsory?
If I bought ID voluntarily from a private sector provider, and found they were too nosey, expensive, useless, indiscreet or insecure, then I could change provider or cancel the service completely. If they really made a mess, I could even sue them. Such safeguards would not exist with a government-mandated card.
Come to think of it, if secure ID is so useful, how come there isn't already a thriving market?
Rob Findlay"Denis Cooper, 14 years ago.


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Tahiti island tour
Phil May and Andrea Twigg
Sun 29 Apr 2012 08:42
Thursday was the day for our action packed coach tour around the entire island. The tour included visiting the point at the most northerly end of the island, a couple of museums, a blow hole, a waterfall, a Polynesian garden and a restaurant for lunch. Unfortunately it was also the day for an unseasonal rainstorm that lasted for most of the day (and most of Friday as well), so some of the activities were a bit damp.


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Schools In Flood-Hit Kerala To Reopen Tomorrow
Schools and other educational institutions in flood-affected Kerala are set open tomorrow after the Onam vacation.
Schools and other educational institutions in flood-affected Kerala are set open tomorrow after the Onam vacation, while the educational buildings which are damaged or which aren't fit for functioning are exempted. Minister for Education C Raveendranath said that the district collectors can take the decisions in this regard, reported Mathrubhumi News.
"The situation in most schools in flood-affected areas have improved, but, in the cases of damaged schools, the district collectors make a call," an official from Kerala Department of Higher Secondary Education (DHSE) told NDTV.
The minister also told the Malayalam news channel that the education department will not be conducting the Onam examination anytime soon. The education department and DHSE had postponed several mid-year examinations which were set to start in August month after the floods and incessant rains ravaged the state recently.
"The department will take decision later on the Onam examinations," the DHSE official said.
However, the minister said that 98 per cent of schools in the state are in good condition.
"The books for students who have been affected by floods will reach the schools soon. Discussions will be held with teachers' associations to make up the loss of days in the academic year," Mathrubhumi reported as the minster saying.
Meanwhile, soiled books, smashed furniture, damaged equipment and rooms and corridors filled with slush tugged at the heart strings of volunteers, officials and armed forces personnel at flood-hit schools they went to clean in flood affected areas.
Many schools ravaged by floods resembled graveyards of creative works of young children, teachers told Press Trust of India.
"It's really heart-breaking," said Sajoy George, a teacher, engaged in rehabilitation work in a government school at Moothakunnam in Paravoor.
Soiled books, smashed furniture, damaged equipment and rooms were found in schools.
George, the Ernakulam district project officer of Sarva Siksha Abhiyan (SSA), said teaching and learning material were found strewn apart in class rooms hit by fury of the flood.
"We've lost everything in the muddy water, including creative works of our children, their library and digital classrooms set by the government to impart them modern education," he said.
Service books of the teachers and non-teaching staff also found lost in many of these schools, officials said.
Top Education department officials said rehabilitation was being done on a war footing in the schools by teachers, non-teaching staff, officials of SSA and volunteers, aided by the local administration, to get them ready by August 29 when children return after the Onam holidays.
The students may now able to learn about the havoc caused by the recent floods, according to the education minister, the government will think about including matters related to the flood havoc in the syllabus.
Click here for more Education News


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Buddha Bowl is the perfect meal for a family. Colourful, highly nutritious and so comforting!
Here is our variation of it. Quinoa with coriander and capers. Chickpeas with turmeric, olive oil and herbs. Steamed kale and broccoli. Roasted pumpkin with pomegranate molasses (leftovers). Kalamata olives. Our Smokin BBQ coconut chips instead of croutons. Vinaigrette dressing.
For the quinoa: Cook 2 cups of quinoa. Ratio 1 cup of quinoa to 2 cups of water. Rinse it thoroughly before cooking to make quinoa fluffy and less bitter. Any broth instead of water would be even better. After quinoa cooked, mix it with chopped coriander and chopped capers.
For the chickpeas: we used Micro Organic chickpeas in cans. Rinse it, place in a bowl and mix with olive oil, turmeric and any herbs. Place in an oven for 5 minutes at 190C.
Meanwhile, steam kale and broccoli. For the pumpkin: we used 3 days leftovers, which was so good, still. To make the pumpkin: brush pumpkin open sides with any oil and bake in an oven for about 20 minutes or until it's tender. Next, cut it into slices and remove the skin if desired. Whisk olive oil and pomegranate molasses in a separate bowl and using a brush apply this mixture on pumpkin pieces. Bake them in an oven for 10 more minutes or until cooked through.
For vinaigrette dressing: 1 part of lemon juice, 3 parts of olive oil, add a little bit of salt, dried mustard powder and any herbs. Whisk all together.
Assemble all ingredients on a plate or a bowl and enjoy!


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- Our lives are meant to be lived with purpose and destiny in each step.
- We are placed on earth to be a blessing to others.
- Our walk of faith should be the central theme of our daily existence.
- Even at the end of life, we should still be worshiping the Lord faithfully.
PRAYER: Lord, thank You for the life that You have given me. May my life be a life of purpose and blessing as I worship you all the days of my life. Amen.


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Many persons feel relaxed after a visit to the racecourse, or after a long session of bridge, of course, with stakes or after a session of chanting and kirtan. Why is it so? When gambling, you put all of your mind to work on the game. You have thus diverted your mind from your day-to-day worries. A good session of kirtan will make you feel the same. If you participate in a kirtan with a rhythmic, melodious voice and with faith, you will feel relaxed. You will feel as if your mind and body are sinking in Bhakti Rasa (nectar of devotion) and you will come out of it rejuvenated. You will be invigorated and the mind will be cool calm and tranquil.
The system of concentration and meditation practised by the yogis of India may well be the answer to complaints that the medical science has not been able to help. A sensitive machine called biofeedback has been invented not long back to help people to learn relaxation. It interprets and translates into a screen the state of relaxation of the body. As we relax the sound waves becomes milder indicating that we are heading in the right direction. This helps us to become acquainted with the ways of relaxation. Later when we have mastered the technique, we can discard the machine and carry on with the relaxation exercise.
There was a time when. British doctors in colonial India sent reports around that yoga masters would perform amazing feats like stopping heart beats, and walking on burning embers with no apparent injury. The reason was that the yogis had obtained extraordinary control over their bodies especially the autonomic nervous system which operates without conscious control. All the involuntary movement like that of the heart and the peristaltic movement of intestine are controlled by it.
My hands are warm
In 1910, the German hypnotist Johann Schultz found that when he taught patients self-hypnosis by talking themselves into a relaxed state, he had surprising results. For instance, when they repeated the phrase "my hands are warm," their hands did in fact grow warmer.
In 1964 American doctors also confirmed Schultz's experiment wiring up volunteer housewives to an instrument which monitored skin temperature. The wives were then asked to relax and feel that their hands were getting warmer. The instrument registered increased heat in their hands.
A doctor recently has been experimenting on this same principle and helping patients of tension headaches and peptic ulcers by asking them to concentrate on their hands and feel them getting warmer. This technique takes time to be learnt. When it is mastered at the time of tension headaches or pain in the abdomen the patient can concentrate on the palms, and get relief in their headache or abdomen pain. This occurs as the blood rushes to the palm, and as a result the head or the abdomen get rid of the excessive blood.
An experiment was conducted with asthmatics. They are generally sensitive to such irritants as dust pollens and fumes, but a lot of their trouble stems from nervous tension. An asthmatic patient is treated in a soundproof room and wired to Biofeedback machine. If he is relaxed, he only hears a slow clicking. He is then told to visualise dust, flowers or whatever possibly causes asthmatic attacks. Usually he grows tense at the very thought of these items.
The machine clicks faster. The patient is aware that he is on the verge of a full scale attack. All caused by tension. When he learn that tension is his enemy he can learn to control it by listening to the clicks and trying to slow them down. Biofeedback helps to master the technique of self-relaxation. Later the patient can dispense with the machine altogether. By then he would have learnt to relax and by his own efforts be able to lead a fuller and happier life.


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Stuart Lancaster turned down Premiership clubs to stay at Leinster: 'It would take a lot for me to leave'
Former Head England Coach Stuart Lancaster has revealed he turned down offers from Premiership clubs before signing a two-year extension to his contract with Leinster that takes him through to 2021.
Lancaster also stated that he has no immediate intention to return to the English game, even though his family circumstances involving his teenage offspring will soon change and enable him to re-locate.
Lancaster has enjoyed notable success since arriving at Leinster three years ago in the wake of England's disappointing 2015 World Cup campaign and will help lead the Irish province into the defence of their European Champions Cup title against Saracens at St James' Park on Saturday.
"If I'm enjoying somewhere like I am here at the moment I don't see a reason to leave," said Lancaster. "As the kids get older I might feel inclined to look further afield if an opportunity came up. Again, it would have to be a persuasive argument. I enjoy the day-to-day club coaching.
"I'm 49 and I want to work for a long time. I don't want to finish in the next five years. After the World Cup I was looking (around). At that time Leinster were looking too, and were going through a transitional period. They had lost to Connacht in the Pro14 final and only won one game in Europe and were beaten by 100 points by Wasps (over two legs). There was work to be done here.
"There were opportunities to go to other (Premiership) clubs but it would take a lot to make me leave now because of the quality of the players and of the environment. Why would you want to turn your back on that success? Dublin is a great city and the commute (from home in Leeds) is fine. It was an easy decision to stay. There is still more scope for growth here. It would take a lot to persuade me to leave."
There is, though, no chance that Lancaster will join forces with his former defence coach Andy Farrell, who will take over as Ireland head coach following the 2019 Rugby World Cup in Japan.
To book Stuart Lancaster for your event, contact Front Row Speakers on +353 1 485 3991 or email email@example.com
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Rochester-Piece Theatre: A Funny Thing Happened On The Way To The Forum
October 27, 2016
We're finally back! After a long hiatus, Rochester-Piece Theatre has returned because Geva Theatre has opened their 2016-2017 season with a classic. A comedy. A tragedy. It's an amazing play. A Funny Thing Happened on the Way to the Forum! I'm joined by 2 cast members who enlighten us about the fun behind the scenes, and what's like to work with acrobats on set! Tune in then go see the newly renovated Geva Theatre and the newest comedy to take its stage.


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Bill Lyons / World Bank
A new World Bank report addressing the widespread dissatisfaction of citizens with the delivery of essential public services and calling for accountability in public service delivery in the Middle East and North Africa (MENA) region was released a few weeks ago.
The statistics in Trust, Voice, and Incentives: Learning from Local Success Stories in Service Delivery in the Middle East and North Africa are grim, as nearly three quarters of MENA students are scoring "low" or "below low" in international student performance tests and one third of the public health clinics in MENA countries lack essential medicines and staff.
The good news, however, is that the report also sheds light on local success stories in health and education where, to citizens. The examples from Jordan, Morocco, and the Palestinian Territories highlight the power of collaboration and mutual trust between citizens and public servants to produce better results.
Principal Abla Habayeb says that building
She partners with the local community to provide the best possible school environment for students, and strives to maintain a motivating work environment with rewards for teachers who are committed to the school's high standards.
The essential ingredient of trust has increased, as parents feel more secure and satisfied with what their students are learning in school and the results they are achieving.
The report challenges many common misconceptions and simplifications about service delivery. For instance, despite adequate resources in some countries, the quality of services is simply not there.
The broader political, administrative, and social institutions in which the public sector operates and the incentives that they generate impact the performance of providers to deliver services well.
This results in a low-level equilibrium trap, where citizens don't engage with the state through formal channels to demand accountability and the problem is exacerbated when citizens opt out and turn to wasta (personal relationships) and pay informal fees to survive.
Whether it's the use of white flip charts in public spaces to record questions about public services in Jordan or hotlines for citizen feedback in urban centers in Egypt, creating the space for citizens to engage and listening to their voices and engaging in meaningful dialogues to create new cultures of trust and higher performance standards for civil servants is essential.
Accountability, both formal and informal, must be truly meaningful to citizens in order to break the cycle of poor performance. If teachers and doctors are evaluated by the people they are meant to serve, a stronger relationship will be established between civil servants and citizens which can help boost community engagement.
Performance: when performance improves, so does citizens' trust in institutions, which in turn shapes engagement. If social norms and formal and informal accountability incentivize public servants to raise their performance, new cultures of excellence are created. This fosters a favorable environment for increased collaboration and cohesion, and helps to boost citizens' trust in public institutions.
- Trust is at the heart of it all. For citizens to play a positive role in the cycle of performance - to engage and demand accountability to enhance public institutions and service delivery - they need trust. Without trust in public institutions, citizens circumvent the state and further weaken the cycle of performance. How can governments earn the trust of their citizens? By translating words into deeds and demonstrating real results on the ground. As the report shows, possible quick wins exist, especially when learning from local success stories.
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Estimado Mario Marcel, no encontré otra forma de comunicarme con usted, le he mandado mensajes a través de su Facebook, pero no he logrado su amable respuesta. Ahí le solicito que nos permita publicar un artículo suyo en nuestra modesta revista del Instituto Nacional de Administración Pública (INAP) de Guatemala. Es sobre si los presupuestos por resultados son simplemente una moda. Ojalá que reciba este mensaje, saludos, Edmundo René Urrutia, director de la Revista Administración Pública y Desarrollo
Local residents & parents should have major say in evaluating school,teachers & in working of school.It will encourage residents to make neighborhood Government school better equipped & better performing


text:
Bones, Burials And Biblical History: The Goals of Burial Excavation -- By: John J. Davis
Journal: Bible and Spade (Second Run)
Volume: BSPADE 14:4 (Fall 2001)
Article: Bones, Burials And Biblical History: The Goals of Burial Excavation
Author: John J. Davis
BSpade 14:4 (Fall 2001) p. 99
Bones, Burials And Biblical History:
The Goals of Burial Excavation
First of Three Parts
The excavation of burials has long been a matter of fascination and mystery for both young and old. Reactions by modern observers to this part of the archaeological field process are often mixed. There are those who consider the excavation of tombs as an act of desecration that cannot be justified. Others view the process with casual curiosity. Archaeologists regard it as necessary to the complete reconstruction of a society and its cultural traditions.
This is the first of a three-pan series in which we will explore the purposes of burial excavation, the methods employed, and the impact it has on understanding Biblical history and culture.
Early History
Unfortunately, the history of tomb exploration is not noted for its scientific sophistication. In fact, the motives and methods early explorers used to open and explore tombs is an archaeological embarrassment.
Typical of the brutal methods was the work of Giovanni Battista Belzoni in Egypt. Having located the entrance of a royal tomb in the western Valley of the Kings, he proceeded to open it with a battering ram made of two palm logs (Baikie n.d.: 12). Belzoni's own account of his work is enough to send chills up the spine of the modern excavator.
Elaborating on his experience inside the tomb, Belzoni stales; "Every step I took I crushed a mummy in some part or other" (Belzoni 1966:141). Elsewhere he relates
that the tomb ... was choked with mummies, and I could not pass without putting my face in contact with that of some decayed Egyptian; but as the passage inclined downward, my own weight helped me on; however, I could not avoid being covered with bones, legs, arms, and heads rolling from above (Belzoni 1966:141).
In one European archaeological report the observation is made that "where necessary, the dolmens [tombs] were blasted, the circle of stones removed..." (Wheeler 1954:113). In Italy, the pursuit of buried treasure both in and out of tombs, was carried on by the use of tunnels which often destroyed as much artifactual material as was recovered (Deiss 1966:22–28).
BSpade 14:4 (Fall 2001) p. 100
There are at least two reasons why such crude methodologies were employed. First, it was a period of exploration when hi...
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