text:
Pumped On Property's 20 Steps To Buying An Investment Property
This is Pumped On Property's 20 Steps To Buying An Investment Property…
Depending on what state you live in some of the steps could be varied.
The same general process occurs; from budgeting, to saving, inspecting properties to eventually settling on a property and becoming the owner.
- Work out what you can afford
The first and most important step when looking into buying an investment property is to ask yourself – how much can I afford to put into this investment?
You need to establish what you have saved currently for a deposit, what you earn on a weekly / yearly basis, how long will it take you to save the remainder of a deposit, what will the banks be willing to lend you, what are the associated expenses going to be?
Work out what the repayments are going to be on a property. Do this by taking the value of the loan, and then multiplying it by the interest rate.
For example – $500,000 x 4.5% (as a rough estimation of interest rates)
= $22,500 / year of interest only repayments
- Work out how you want to make money through property investing
You need to figure out how you want to position yourself as an investor…
- Do you want to get into the development game?
- Do you want to buy property that has the potential to be subdivided?
- Are you looking for dual income potential?
- Do you want positive cash flow or are you more interested in capital growth?
- Do you want to buy something that needs a renovation?
- Are you more of an armchair investor?
Need help understanding how you want to make money through property investing? Learn more about how we can help you here…
- Speak to a mortgage broker
Once you have an idea of what you think you can afford, it is important to go and speak to a mortgage broker.
It doesn't just matter what you think you are able to save and how much you are able to repay, you need to know what the banks are willing to lend you.
Mortgage brokers have access to multiple lenders. They can give you comparative analysis of the different banks and lenders and get you the best deal and outcome for your home loan.
- Save your deposit
Once you know how much the banks are willing to lend you, you can now begin to save for your deposit.
Aim for 10-20% of whatever your loan is predicted to be, knowing that 5% is generally enough. Also factor into your savings all the associated costs involved with buying an investment property. Such as stamp duty, solicitor fees, property management fees, taxes, etc.
- Find a good area to invest in
This can often be the hardest part of your investment process. It's all well and good that the bank will lend you money, and that you've saved your hard earned cash for your 5 or 10% deposit… But where do you even begin to look for a good investment.
Often the biggest mistake people make when investing in property is not doing their due diligence and researching enough to get the best outcome.
Common Mistakes People Make When Selecting A Suburb
It is vital you put in the hours to choose the suburb that is going to be right for you and your investment goals.
- Get pre-approval
Ask you mortgage broker for pre-approval. This is a necessary step that will save you time later down the track.
If you have pre-approval for finance once you've found the perfect property the hassle of waiting for approval is dealt with, all you need to do is get the property valued.
- Choose a solicitor
The solicitor is going to help you a lot throughout your investment process with all the legalities associated with the process.
They will assist you with paperwork, go over the contract and ensure everything checks out before you sign anything.
They will also do the necessary searches required when you purchase a property. Including title search, encumbrances, etc. and let you know of your rights and obligations where required.
- Do a preliminary cash flow analysis
The primary reason why people purchase investment properties is for some sort of cash flow, ideally positive, that comes from the property.
Before you purchase, or even inspect, an investment property it is vital that you do a rough cash flow analysis of the property, taking into consideration taxes, expenses, repayments, rent return, and more.
You want to be sure that the numbers associated with the particular property or suburb that you are interested in are going to weigh up in your favour.
- Inspect the property
Once you have organised your finance, saved for your deposit, narrowed down to a good area, and roughly worked out how you want to make money through investing, you can begin inspecting the properties.
Download a copy of our checklist for inspecting existing properties here…
The inspection process is all about narrowing down your findings and choosing the right property that is going to match your investment needs.
Make sure you thoroughly inspect the exterior and interior of the house, inspecting with the eyes of an investor and withdrawing emotion during this process, whilst still focussing on quality and condition of the property.
Take into account any obvious structural issues, and focus on the quality of the street and the surrounds.
- Work out how you are going to make money
You've already done a rough cash flow analysis, now that you have a better understanding of the property that you are planning on submitting an offer on, you need to work out how that property is going to make you money.
Factor in all the expenses associated i.e. your loan repayments, how much deposit you plan on putting down, the necessary searches and solicitor costs, the property manager fees, agents' commission.
You should know, after doing the necessary research, what similar properties in the area are renting for, so factor into your analysis the rental appraisal.
Once you know all the costs and cash flow associated, you can now begin to work out what other ways you can make money on each of the properties that you've inspected.
- Can a simple renovation make you an extra $20 per week in rent?
- Does the house need a lot of work?
- Can you look at adding a secondary dwelling in the backyard, or converting the underneath for dual income potential?
- Can you add an extra bathroom or bedroom quite easily to add to the re-sale value of the house?
Based on your analysis you can now look into getting the contract and making an offer on whatever property adds up most profitably from an investment perspective.
- Obtain a contract of sale
Once you are confident in a particular property based on the findings during the inspection process. Ask the agent for a copy of the contract.
Ensure your solicitor looks over the contract and checks all terms and conditions of sale.
Never sign anything without first having a professional over look it to ensure you know exactly what it is you are signing for.
You want to know about all the inclusions and exclusions of the property, as well as submitting an offer that matches the conditions of the contract. It is always a good idea to have the solicitor help you fill out the contract properly.
- Make your offer
Once you ensure the property matches your investment needs, and a solicitor has proof read the contract, you can now submit your offer in writing.
In NSW and QLD this process works a little differently.
In QLD it is submitted on a completed contract and if the price is negotiated the priced is changed and initialled on the contract.
In NSW the offer is submitted in writing to the agent, and once the price has been accepted or negotiated by the vendor, the solicitors from each party take over and complete the legalities.
- Sign the contract
Once both parties accept the price and conditions of the contract, the contract is then signed by the vendor, the buyers, the agent, and finally the principle of the agency signs and dates the contract.
This date becomes the official contract date and dictates any conditions (e.g. Building and Pest, Finance, pool Safety, etc) and Settlement.
- Get your finance approved
Once you've signed the contract and you're waiting for the conditions of sale to go unconditional, you must get your finance approved.
This is usually when the bank will arrange a valuation and ensure the property is worth the amount you have submitted and, if so, they will approve your finance.
- Pay the deposit
Once the property has gone unconditional, you must then pay the deposit. The deposit is anywhere from 5-20% of the sale amount. Most people like somewhere around 10% but you can usually negotiate down to 5%.
You can ask your solicitor to negotiate with the vendor for a refundable deposit in case anything goes wrong. However, usually by the time you're ready to pay deposit you have been approved for finance, and you've done any necessary searches (flood searches, title search, B&P, pool safety, etc).
- Keep tabs on the progress
It is important to make sure you know where you're at during the process. Ensure you're in contact with your solicitor and mortgage broker weekly between the property going unconditional and the settlement date. This ensures that you are aware of when anything needs to be paid, or when money needs to be transferred into the trust, or when important milestones during the process are due to happen.
- Arrange insurance on your property
Before settlement it is imperative you have insurances arranged on the new property. You don't want to risk anything happening after settlement that you are not covered for.
If you are planning on leasing the property for rent, which is usually the plan with an investment, make sure you arrange landlords insurance too.
- Arrange property management
Arranging property management and beginning the hunt for a new tenant is a very important step of the investing process.
Not always will the sellers allow their house to be advertised before settlement occurs, but it is important that you have sought out a property manager in the area and negotiated on price with them.
If you're lucky you may already have tenants in place, if not you may be able to begin advertising for tenants so there is no vacant time after settlement. If not at least you have organised the property manager so that when settlement occurs they can begin advertising and you don't lose too much money with a vacant property.
- Cheques get exchanged by your team
Your solicitor and the seller's solicitor can usually arrange everything at this point of the process. They will keep you updated, but at this point you just need to be aware that the payment is going down and that everything has gone according to plan.
- Pick up the keys
The most exciting part of the process is picking up the keys for your new investment.
If you're not in the area or you are investing interstate, this can be done by the property manager.
Hopefully you can take some insight from this and begin the steps to investing in property.
For more information on property investing, go check out On Property's guide…
The information contained in this article is for general information purposes only and should not be regarded as a substitute for professional legal, financial or real estate advice. The information is provided by Pumped On Property and while we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained in this article for any purpose. Because every persons needs and financial situations are different, the information in this article are intended as a guide only. Any reliance you place on such information is therefore strictly at your own risk.
In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this article or which may be suffered by any recipient through relying on anything contained in or omitted from this article.
Through this article you are able to link to other websites which are not under the control of Pumped On Property. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.


text:
Easy-access rates are creeping up.
ICICI Bank has launched its HiSave Bonus account with a headline rate of 1.55%. The online account includes a bonus of 0.3 percentage points payable for the first 12 months.
Meanwhile, The Family Building Society has a new issue of its Premium Saver, paying 1.51%. The account, available online, by post or through its branch in Epsom, Surrey, is easy access, but you can add money to it only until 8 March.
Super-size your savings with these easy switches
Cynergy Bank's Online Saver and Goldman Sachs' Marcus Online Saver both pay 1.5%, but the interest rate includes a bonus paid only for the first 12 months. Virgin Money's Double Take E-Saver also pays 1.5%, and while there is no short-term bonus, you are limited to two withdrawals a year.
The top rate for an easy-access account without rules on when you can put money in, take it out and no short-term bonus, comes from Paragon. Its Limited Edition Easy Access Issue 7 account pays 1.45%.
On fixed-rate bonds, the top one-year rate is 2% on offer from several banks including Atom, Ford Money, OakNorth, Tandem, and Investec. The top rate for two years is 2.35% from Investec.
Get 2.5% savings rate from Lloyds Bank and help your kids onto the property ladder without a deposit - but there's a catch
Paragon's new Limited Edition Cash Isa, paying 1.45%, is the top easy-access Cash Isa rate. Virgin Money matches this rate on its Double Take E-Isa, but it limits you to two withdrawals a year.
Cynergy Bank pays 1.73% for one-year fixed-rate Cash Isas. The next best rate is 1.7% from Aldermore Bank. Coventry Building Society also pays 1.7%, but for a slightly longer period – fixed until 31 May next year.
The best two-year rate on offer is 1.87% from Charter Savings, while Coventry Building Society pays 1.9% for those who are willing to tie up their money until May 2021.
This article first appeared on our sister website Money Observer.

subset: commoncrawl


text:
Thursday, November 8, 2018
The New Moon in Scorpio is sextile Pluto in Capricorn, but is square on Mars in Aquarius.
This deep energy confronts us with the fact that negative elements in your life stand in the way of your happiness. On the threshold of Scorpio, Jupiter forms a trine with the Node in Cancer and this gives a positive flow and the feeling that everything is going to be all right.
However, be careful, because Jupiter in Scorpio's quincunx with retrograde Uranus in Aries makes ambitious and over-zealous. Do not take hasty decisions. There can be a loss today where you think you have made a profit. More haste less speed.


text:
Olly Parry-Jones' Blog
A blog that began with a focus on woodwork but is now expanding to incorporate more of my interests, including walking, writing and general DIY.
RIP Chris Cornell
I still find it hard to believe what I heard yesterday morning on the radio…Chris Cornell has passed away, aged 52.Twenty-four hours later and I learn that the... Read morePosted on 19 May 2017 HOME, HOME IMPROVEMENT
New Safety Boots
At the end of March, I started a new job and I recently treated myself to a new pair of safety boots. It's been slightly surreal, doing a similar job to my... Read morePosted on 15 May 2017 HOME, HOME IMPROVEMENT
Olly Outdoors
It's been too long since I last posted here and I apologise for that.A private e-mail received this week from a long-time reader and subscriber has prompted me... Read morePosted on 03 May 2017 HOME, HOME IMPROVEMENT
Billy-Proof Fence
This may come as news to a lot of readers, as I don't think I've mentioned it previously, but my mum and sister decided to welcome a new puppy in to their lives... Read morePosted on 14 March 2017 HOME, HOME IMPROVEMENT
Time for a New Blog? – March 2017
This is a thought that I've been carrying with me for several months now.Since packing my workshop in to storage nearly three-years ago [Yikes! That long... Read morePosted on 13 March 2017 HOME, HOME IMPROVEMENT
A Day in Gloucester
Saturday 21st January 2017My first ever visit to Gloucester was in January 2012 and my immediate reaction upon meeting this city was of shock; despite being in... Read morePosted on 10 March 2017 HOME, HOME IMPROVEMENT
What's in My Backpack? (Winter Hiking – Osprey Manta AG 28)
How much and how many items do you carry in your backpack,when preparing for a day of hiking?I've seen other YouTubers release 'What's in my pack? Read morePosted on 07 March 2017 HOME, HOME IMPROVEMENT
Wellow, Wellow
Sunday 15th January 2017One day after an orienteering exercise at Ashton Court in Bristol, there was an off-the-book-but-on-Facebook walk organised that I was... Read morePosted on 06 March 2017 HOME, HOME IMPROVEMENT
Kingscote and Nailsworth Walk
Sunday 8th January 2017One day after a mist and mud experience on the Somerset Levels, I drove north for a walk in the Cotswolds with an urbanised beginning. Read morePosted on 03 March 2017 HOME, HOME IMPROVEMENT
#walk1000miles – February 2017
I know that February is always going to be the shortest month of a year but I had to do a double-take at my watch when I read the date.Already, March is here!... Read morePosted on 01 March 2017 HOME, HOME IMPROVEMENT
Burrow Mump Walk
Saturday 7th January 2017It's interesting that I come to write about this walk in this moment, as I'm contemplating a return to the same area this coming... Read morePosted on 28 February 2017 HOME, HOME IMPROVEMENT
Choosing a Backpacking Tent
We're almost at the end of February and time is running out for me to make this month's purchase, in preparation for backpacking the Ridgeway long-distance... Read morePosted on 25 February 2017 HOME, HOME IMPROVEMENT
Chew Valley Waterfall Walk
Sunday 1st January 2017My first walk of the year began at the western edge of Chew Valley Lake, where car parking is free and small numbers flock to admire and... Read morePosted on 22 February 2017 HOME, HOME IMPROVEMENT
New Year's Eve on Glastonbury Tor
Saturday 31st December 2016 / Sunday 1st January 2017To close 2015, Brunel Walking Group headed up to the summit of Pen Y Fan in the Brecon Beacons. By all... Read morePosted on 21 February 2017 HOME, HOME IMPROVEMENT
To Walk the Ridgeway
Sometime last year, I developed an interest in walking some of Britain's National Trails and long-distance paths.Initially, I felt inspired to walk the Camino d... Read morePosted on 20 February 2017 HOME, HOME IMPROVEMENT
Mendip Hills – December 2016
Friday 30th December 2016This would be my final proper walk for 2016 and I'd decided to keep it as a local one.I headed for the Burrington Ham car park towards... Read morePosted on 19 February 2017 HOME, HOME IMPROVEMENT
Exploring Bredon Hill (Part 2)
Wednesday 28th December 2016With one ascent already behind me on this walk, I knew that I still had some climbing to do before I would reach the desired summit... Read morePosted on 15 February 2017 HOME, HOME IMPROVEMENT
Exploring Bredon Hill (Part 1)
Wednesday 28th December 2016Last night, I sat down at my computer to begin writing this walk. While in the process of editing and re-arranging my selection of... Read morePosted on 14 February 2017 HOME, HOME IMPROVEMENT
Spending: September to December 2016
Across the final three months of 2016, I embarked on a 'spending spree' of sorts to upgrade a few key areas of my existing range of walk-related clothing. Read morePosted on 10 February 2017 HOME, HOME IMPROVEMENT
Hinton Blewett and Litton Walk
Monday 26th December 2016Boxing Day and this walk is set only a few miles south of Chew Valley Lake but on land that seems to be largely unknown to the masses. Read morePosted on 07 February 2017 HOME, HOME IMPROVEMENT
THE %(site_name)s COMMUNITY
3864140 pt
3396455 pt
2453003 pt
2205852 pt


text:
This blog post is not directly related to feminism but the issue of blinkered sociology and the social sciences vizaviz evolutionary psychology is also an issue for feminism. It is based on another social media post.
All people have the potential to be racist. It's an instinct to fear what is different. We do not learn racism contrary to what is gospel according to social scientists and sociologists. It comes from evolutionary psychology. It is really genetic competition. Sometimes it manifests in ways that are not directly related to genes or are only slightly related to genes like prejudice to other languages, ethnic groups, religious beliefs or cultures. In these instances the same instinct is misdirected but on average it will work to favour own genes. On who or what it operates is determined by the size of your circle of empathy which can include your family, your tribe, your town, your country, your race, human beings as a whole or even other species, thus pets. That empathy circle can expand or contract in time and dependant on stresses in your environment.
Social scientists and activists sometimes claim that "under privileged" classes can not be racist and thus their loathing of "whites", "men", "cis gendered" and other "privileged" groups is not really "prejudice" or "hate". This is self serving double think and ideological exceptionalism and it is very dangerous nonsense. Imperial powers are often guilty of exceptionalism. Social scientists have no idea of what motivates us in behaviour or our likes and dislikes. The social sciences have been poisoned by ideology. This is the victory of irrationality over rationality.
So what can we do? It helps to realise we are captive to our biology but that our basic biology does not have to be us. We reproduce not to ensure OUR immortality. No, we reproduce to ensure the immortality of our GENES but we are not our genes. We, each of us are just flowering parts of our genomes and our instincts. Biologically influenced behaviours are in the interest of a lower based entity which is not us. Each of us are really vehicles carrying our genes as passengers. When the vehicle wears out the passengers will abandon the wreck and continue their journey in other vehicles. We ourselves will be extinct. We feel good with the release of brain chemicals when our behaviour enables our reproduction. By viewing ourselves as less than we are biologically, then we can lessen our potential to do evil than we can when we are held hostage to the darker angels of our nature. By having a lower level of investment in our biological selves we can gain insight into our nature as both good and evil at the same time and also feel less inclination and act on our darker angels.
One last thing about racism to remember is that it is the other side of racism is the protective instinct. The protective instinct is actually a manifestation of the "selfish gene" and comes from the same place as racism and other forms of prejudice. That is why in war time propaganda focuses on protecting women and babies. It is why WWI propaganda animation showed a Hun squashing a baby under an iron boot. It is why in 1990 we had the lie of Iraqi soldiers turning off humidi-cribs in Kuwaiti hospitals was propagated in the lead up to the first Gulf War. The desire to protect very easily becomes the desire to hate. By appealing to the best in us leaders can make us do the worse to others. Even the author of Matthew used a baby slaughter to sell the biblical nativity story. There was no war in the context of the bible story but the author of Matthew clearly knew how to pull the heart strings of his readers.
All this brings us to other loyalties and chauvinisms. Chauvinism is only a hair's breadth away from hate. One such is patriotism but patriotism is love for a temporary formation. Nations are like clouds in the sky. Their form is always shifting. If we become emotionally invested in one cloud formation we will be disappointed within seconds. This is the nature of so many insecurities concerning migration, language use and religious affinity. An emotional attachment to what was never going to be for very long and which leads to frustrations of the type manifesting as racism among other isms.


text:
Notional Interest Deduction (NID)
A new tax incentive for equity financing and debt restructurings
Debt has traditionally been a tax efficient way of financing business operations. However, tax developments are such that businesses financing their operations through back to back debt, may be subject to certain risks and challenges.
In light of the above and in an effort to reduce the discrepancy in the tax treatment between debt and equity financing, Cyprus introduced a new tax incentive, the so called, "Notional Interest Deduction" or "NID".
The NID enhances the tax benefits of financing business operations through equity and offers a tax efficient alternative to debt financing.
Our team of professionals is at your disposal to discuss with you the relevant tax implications upon issuing new equity and/or restructuring existing financing arrangements.


text:
Identity Theft and Your Taxes
Your identity and money can be stolen in a tax-related scam via email ("phishing"), fax, phone, or letters. Some recent examples of identity theft scams are:
Refund scam. A bogus email, claiming to come from the IRS, tells you that you are eligible to receive a tax refund for a given amount if you just follow the instructions in the email.
Inherited funds, lottery winnings, and cash consignment scams. A bogus email, claiming to come from the U.S. Department of the Treasury, notifies you that you will receive millions of dollars if you follow the instructions in the email. This may be a multi-step scheme that includes instructions for you to deposit taxes on the funds before they can be paid out or the issuance of a phony check on which you must pay 10% tax before the check can be deposited.
EFTPS scam. A bogus email, claiming to come from the IRS, contains a realistic-looking screenshot of the IRS website with a message about fraud attempts regarding your bank account. The email states that the bank account can be unblocked if you just click a link and provide information.
EIN scam. A bogus fax, claiming to be from the IRS, informs you that you have failed to submit required bank account details. You are asked to fax back a form that requests your EIN, bank information, and officer signatures.
Notify the IRS
If you receive a tax-related phishing email, do not click on the links or open any attachments. Forward the email to email@example.com or call the IRS at 800-829-1040.
How the IRS Contacts Taxpayers
- The IRS will never initiate contact with you by email or any social media tools to request personal or financial information.
- It is unusual for the IRS to initiate contact by fax or phone call. You can call the IRS at 800-829-1040 to verify that an unexpected fax or phone call is legitimate.
Fraudulent Tax Returns
An identity thief might use your Social Security Number to fraudulently file a tax return and claim a refund. You could be completely unaware that your identity has been stolen until your return is rejected for e-filing or you get an IRS notice or letter.
Rejected e-File
Your electronically filed return is rejected because the Social Security Number belongs to you, your spouse, or a dependent has already been used on a tax return.
- This situation can occur because of a mistyped number or dispute about claiming a dependency exemption. Such cases do not necessarily indicate identity theft
- If your return has been rejected because of a previously used Social Security Number, it cannot be e-filed. You must file a paper return.
IRS Notice
You receive an IRS notice or letter stating that:
- More than one return was filed in your name for the year
- You have a balance due, refund offset, or initiation of collection action for a year when you did not file a return, or
- IRS records indicate that you received wages from an employer you didn't work for.
You should respond immediately to the name and phone number printed on the IRS notice or letter. You will be asked to complete Form 14039, Identity Theft Affidavit, and provide identifying information.
IRS Identity Protection Specialized Unit (IPSU)
If you believe there is a risk of identity theft due to lost or stolen personal information, contact the IPSU immediately so the agency can take action to secure your tax account.
- Call 800-908-4490.
- You will be asked to complete Form 14039, Identity Theft Affidavit.
Form 14039, Identity Theft Affidavit
Form 14039 has two purposes.
1) Informs the IRS you are an actual or potential victim of identity theft that has or could affect your tax account.
2) Requests that the IRS mark your account to identify any questionable activity
You must provide details of the actual or potential identity theft situation, tax years impacted (if known), address and other contact information, and a photocopy of valid government-issued identification.
Identity Protection PIN (IP PIN) Program
If the IPSU determines that you do have a tax-related identity theft problem, the IPSU will research your account, identify the IRS business unit handling the case, and monitor the case to ensure it is being handled in a timely manner.
- The IRS may issue you an Identity Protection PIN (IP PIN). The computer-generated IP PIN has six digits and is specific to the tax year for which it was provided.
- The IRS issues IP PINs to allow a legitimate taxpayer's return to bypass the identity theft filter, prevent fraudulent returns from being processed, and minimize taxpayer burden associated with potential delays when a return fails one or more of the identity theft filters.
- A new IP PIN will be issued to you every filing season as long as the identity theft indicator remains on your account
Using an IP PIN
You will receive an IRS notice in the mail containing the single-use six-digit PIN. The IRS does not use email or fax to notify taxpayers of an IP PIN.
- All six digits must be input on your Form 1040 in the space to the right of the spouse's occupation line. Use of the IP PIN on the return acts as an authenticator to validate you as the legitimate owner of the Social Security Number on the tax return.
- If you lose or misplace the IP PIN letter, the IRS may issue a replacement IP PIN for the year. You may file a paper return without the IP PIN, but processing and refunds may be significantly delayed.
Identity Theft Outside the Tax System
You may be at increased risk for tax-related identity theft for various reasons.
- You have lost or had stolen a wallet, purse, or documents that include sensitive identifying information.
- You have noted questionable credit card activity or credit report information.
- You have fallen victim to an identity theft scam.
There are many events that occur during the year that can affect your tax situation. Preparation of your tax return involves summarizing transactions and events that occurred during the prior
year. In most situations, treatment is firmly established at the time the transaction occurs. However, negative tax effects can be avoided by proper planning. Please contact us in advance
if you have questions contact our offices 480-699-5275. 5720 W. Chandler Blvd. Chandler, AZ 85226 wealthnesttaxeservices.com


text:
MARCELO Bielsa dismissed accusations that Leeds United were fortunate to beat Bristol City 2-0 in their Championship clash.
The under-manned Yorkshiremen opened the scoring on 69 minutes when Kemar Roofe turned home a Pablo Hernandez strike from close range.
It was game over when Hernandez headed home Samuel Saiz's perfect cross four minutes from time, meaning Leeds took the points on a day when Bielsa had to patch a side together.
He lost his two senior goalkeepers, Jamal Blackman and Bailey Peacock-Farrell, ahead of the game, resulting in a debut for academy stopper Will Huffer.
He was lacking several defenders too, meaning the untried Aapo Halme was thrown in at the deep end.
But the game dramatically swung in United's favour when Josh Brownhill was red-carded for two bookable offences on 55 minutes.
"I thought they (Leeds) were lucky today. I thought they got away with it. We were the side who looked like going on to win the game until the red card," City boss Lee Johnson said.
"The referee took the easy decision in front of a big crowd. The referee wants to run the show these days.
"There were decisions that we didn't get but I don't care about the refs because they do it to us every week.
"We have had some poor refs the last few weeks.
"There are plenty of positives we can take from this. We were right in it until the red card and were in a good position to get a result.
"We were the better side once we settled. We were breaking well and our shape was good.
"We did not get enough shots on target, we are disappointed but we feel we got our game back and we have to encourage the players."
Once Brownhill was sent off, Leeds stepped up.
Roofe drilled an effort wide on 59 minutes after getting past a defender and into the box and Gjanni Alioski could not find a finish from a tight angle on the hour-mark after a good pass from Mateusz Klich.
Klich drilled an effort straight at the keeper seconds later before Leeds finally got the breakthrough.
Bielsa, who also has a number of attacking players missing as he deals with an injury crisis, insisted his side were worthy.
"It's a point of view that we have to respect," he said.
"But we virtually didn't concede any chances for our opponent.
"As far as I know I don't remember anything of note that they created. It was a very comfortable debut for our goalkeeper today.
"When I see the game again I will take this into account, this point of view that we didn't deserve the result.
"That we played with one player more made it easy for us. But that wasn't the only reason we won.
"We did not dominate the end of the first half or the start of the second half but we were dominant from that point on.
"I am pleased with the performance and the win today. I thought were were very good when we had the man advantage and really created plenty of chances."


text:
Hustling BICs vs. Busted Stuff
July 15, 2012 § Leave a comment
This string probably deserves its own post. How 'bout we call it "Hustling BICs vs. Busted Stuff."
It all started here: https://savingsailing.com/2012/07/12/opti-haters/
Capt'n Ron on July 13, 2012 at 8:35 pm:
I've been in the sail training business for 20 years and although I don't classify myself as an Opti hater, I do strongly believe that there are more modern day platforms and more fun boats for kids to experience their first sail(s) on.
For example, if I were to take 25 kids and take them for their first sail on an Opti and take those same kids for a sail on an Open followed by a vote on their
preference of boat, the score would be 25-0 in favor of the Open Bic. Comments from the kids would be that the Open Bic is funner, faster, easier, cooler, more comfortable, not to mention – no bailing required!
It's not that kids can't learn to sail in an Opti, it's about making their first experience the best possible and keeping them excited so that they keep coming back.
Why do we have kids learning on a 50 year old platform? Just imagine if you decided to have your kids learn downhill skiing on a pair of 1960 vintage skis. There are many more examples of other sports that have adapted and taken advantage of technology to make it easier and more fun for kids to learn on.
My kids first learned how to sail on an Opti, but once exposed to the O'pen BIC, they never went back.
If we are to get the masses (next generation) excited about sailing and keep them excited, especially given the choices that kids have today, then we'll have to move away from teaching kids based on a design from 1947. It really is time to move on.
Reply ↓


text:
Click here for COVID-19 updates as they relate to our services.
At first glance, this may seem like a fairly simple question – right? Except, it's not; not really. Fifty years ago, defining agriculture would have been easier; most agricultural operations looked somewhat similar. But today? Today, agriculture is a diverse, multifaceted industry…and it is important to look at all the different angles in order to get a true understanding of the industry, and how it affects everyone on a daily basis.
So what does agriculture look like?
It is the first generation farmer who took some FFA or agricultural classes in high school or college and decided that they wanted to get into farming.For many of these types of producers, they start small, possibly in a niche market such as vegetables and fruits for Farmers Markets or CSA, maybe growing flowers, or starting a small livestock herd.They may also work off-farm to supplement their income, or they may farm full time.
Or maybe they did not take an agricultural class.Perhaps they are coming to agriculture later in life – they have had a different job or career and decide they want to do something different.They have no background in agriculture, but they have a passion for helping to feed the world.They may start a small (or large, depending on their capital and the availability of resources like land) organic operation that focuses on selling product (vegetables, livestock, etc.) to local stores.They are the heart of buy local movement.
Agriculture is also the fourth generation farmer who wants to come back to the family farm because they grew up in agriculture and cannot imagine a different way of life.This can present many different challenges for both the next generation and the current one.Is the farm big enough to support another family?How can it expand to be able to accommodate?Maybe they acquire additional acreage (if it is available).Or perhaps they expand into a different market – organic or even agritourism.Or maybe they change what they are planting or raising to try to increase yields and overall productivity on the land that they already have.
And what about the person who has been farming all their life?They are agriculture too – they have seen the change in the industry, the shifts in demand, the ups and downs of both supply and demand.They have weathered many different storms and they are still here, still farming, still producing.
These are just a sample of what agriculture looks like…
Agriculture producers are stewards of the land. They have to be – the land is what they make their living from. Farmers have been developing and implementing new ways to preserve or increase soil health, improve water quality, and improve the land for generations. These include, but are in no way limited to, no-till planting, cover crops, rotational grazing, stream fencing, and the use of varieties of crops that require less water, or are resistant to pests.
Agriculture is small and large, organic and conventional, crops and livestock (or both!), free range and confined feeding operations, selling all products locally and contracting all of their products to be shipped overseas, first generation with no experience and 70 years of living and working on the same land. Agriculture is all of this and more. What ties all of these together?? They have a passion for what they are doing. By and large, the people who choose agriculture as a profession (either part time or full time), do so because they are passionate about it. They want to help feed our growing population, they want to help preserve the land that we have always taken for granted, and they love what they do. That does not discount that for most of these agricultural producers, this is also their livelihood – they depend on the land and their operations to make money to pay their bills. Their biggest challenge is trying to balance the ever changing demands of the consumer, with their desire to do what is best for the land and the animals under their care, and their need to be able to make a profit to support their families as they help to feed so many others. Agriculture has many different faces and many different facets, and we will need each and every one of them as we move forward with an ever growing population. As we celebrate National Agriculture Week, take a moment to seek out a local farmer. Learn a little more about what they do and why they do it...and thank them for all the work they do every day.
Farm Credit of Virginias is part of the Farm Credit System, a nationwide network of agricultural and rural lending institutions cooperatively owned by its borrowers. Farm Credit helps maintain and improve the quality of life in rural America and on the farm, through its constant commitment to competitive lending, expert financial services, and a feeling of partnership with its customers.


text:
Stop Gun violence - Join our monthly meeting Sept
It's time for this year's
Join us for our 3rd annual concert. Bring friends and family for a fun afternoon of music, speakers, beer, wine and snacks. Please click here to get your free ticket and learn more about the bands.
Speakers include Congressman Scott Peters and San Diego City Attorney Mara Elliott. Tickets are free but donations are much appreciated and will go to benefit our work in San Diego.
Sunday, September 23, 4:00 - 6:00
UUFSD, 1036 Solana Dr, Solana Beach, 92075
It's time to call the Governor
916 445 2841
He has until the last day of September to sign 4 important gun safety bills:
SB1100 will raise the age to 21 to buy a long gun in California
SB 1200 will strengthen California's gun violence restraining orders
AB 2222 improves law enforcement's ability to trace crime guns
AB 2103 requires live-fire training to obtain a concealed-carry permit
Request that he sign all 4!
It's time to support gun-sense candidates
Contact us for information on canvassing and phone banking.
It's time to end gun violence in America
Join us at these upcoming events:
Monthly meeting
Saturday, October 6, 10:00 - 12:00
Flood Church Offices
3878 Ruffin Road, San Diego 92123
Out of Darkness Walk
Saturday, October 27, 9:00 - 12:00
Liberty Station, San Diego 92106
Join our team for the 2018 San Diego Out of the Darkness Walk to Fight Suicide
Register to Walk with SD4GVP: https://afsp.donordrive.com/team/SD4GVP


text:
Monday the first thing I did was go down to the park laundromat to do a load of laundry through the washer and dryer.
When I got back with the carpet being completely dried I shook out the throw rugs or if you prefer I shook out the scatter rugs and put them in their proper place.
Then next was to work on the drawer under the oven that had dropped down and was out of alinement.
Next up was to take the filters out of both air/conditioners and cut new ones to put in. I buy the foam filter material from Walmart I buy a pack for .99 which has enough to make three filters.
After that a couple of the normal things that have to be taken care of like taking the trash down to the dumpster.
Yesterday the first thing I did was to take out the screens in the Fantastic Fan and the bathroom to give them a good cleaning.
Nancy said she needed to get her hair cut so we went up to Spring Hill to Great Clips to have them to cut her hair.
From there it was to Walmart to do a little shopping and pick out a material to upholster the dinette cushions. We didn't really like the material that we bought the other day. Of course the reason we did get it was to see if I could do it and how it would look.
Thanks for stopping by and have a great day.


text:
Bob is a New Jersey licensed Marriage and Family Therapist and has a Master's Degree in Marriage and Family Therapy from Drexel University. He has over 20 years of experience and training in the mental health field.
Expedited appointments are offered. Becker Counseling offers convenient office hours days, evenings, and Saturdays.
Contact UsContact Us


text:
Farmers' Market
Eastern Connecticut's classic Farmers' Market!
Lebanon's Farmers' Market operates from June 6 to October 10 running every Saturday from 9:00 AM until 12:00 PM at Lebanon Town Hall, 579 Exeter Road. With 15 regular vendors, as well as local artisans, you will find plenty to like!
At a time when many of us are enjoying and realizing the benefits of buying local it is reassuring to know that Lebanon Farmers Market is stepping up to the plate - no pun intended! Vendors are committed to providing you with a wide array of fresh local products that will tickle our palate and fill your pantry needs. Items sold at the Market include vegetables, fruits, cheeses, meats, honey products, maple syrup, flora and fauna, baked goods, prepared foods, sweets, soaps, artistry and more! Live music is played weekly.
However, you don't need a special event or reason to visit Lebanon Farmers Market. Every day is a special day at Lebanon Farmers Market. The Market sponsors a $10 VIP program where patrons purchase a button for the season that allows them to take part in weekly sale items provided by each vendor.
Without our vendors and your support there would be no Farmers Market. So please give us a try and come visit historic Lebanon and learn about what's grown and made in our region, and enjoy the bounty of summer!
Funding for the market is made possible by generous contributions from Connecticut's Department of Agriculture, The Scotts Company, Hillandale Farms, Prides Corner Farms, The Farmers Cow, and Lebanon's Economic Development Commission.
See you at the Market!
Staff Contacts
|Philip Chester
|Town Planner


text:
How To Go On Vacation Without Leaving Home
* Start the day with a glass of freshly-squeezed orange juice, then go out for breakfast. Have pain au chocolat at a posh cafe, a fry-up at a diner or local hotel, or a takeaway if you like – you are on holiday after all!
* Give yourself a facial whilst listening to your favourite music, relaxing with a glass of wine.
* Decide that for the week, cost doesn't matter. You're saving money by not going away so you can eat all your favourite foods, no matter how decadent!
* Visit your town or city's tourist traps – you may be surprised how many great things there are to do in your town that you'd never have thought to try! See this article for some brilliant ideas!
* Go swimming at your local pool when there's a "free swim" time and take a beach ball!
* Wear your favourite clothes and take time to look your best every day, even if you're just staying in the house.
* Read "trashy" books and magazines, the sort of thing you'd only usually read on the beach or by the pool.
* Write postcards and mail them to your friends and family.
* Forget diets and nutrition, ice cream is a viable lunch option!
* Go clubbing or cocktail-drinking mid-week, it's cheaper than at the weekends anyway!
* Fresh fruit however, strawberries, pineapple and big wedges of fresh juicy orange can be the perfect snack to make you feel like you're on a tropical island somewhere!
* Pick a country and gather together all the movies you can about or from that area.
* Photograph all of it and put together an album of your fabulous holiday so that you can remember it for years to come!
How do you holiday at home? Share your tips in the comments so we can learn from you!
P.S. 10 ways to make the most of your vacation time


text:
Judgment has been reserved in the defamation case between senior ANC leader Derek Hanekom and former president Jacob Zuma.
Hanekom took former president Jacob Zuma to court to the tune of R500 000 for defamation following a tweet on July 25 which Zuma referred to Hanekom as a "known enemy agent".
Zuma was reacting to EFF leader Julius Malema's claims that Hanekom conspired with the party to oust him via a motion of no confidence in the National Assembly.
Hanekom's lawyers submitted that to call someone who fought for liberation, an apartheid government a spy was defamatory, false and had caused significant harm to Hanekom's reputation.
Judge Dhaya Pillay of the KwaZulu-Natal High Court in Durban said on Friday that she hoped to deliver her judgment in the matter by next week.
'Malema didn't talk about apartheid'
Zuma's lawyers argued that "known enemy agent" should be interpreted in the context of the current political conflict in the country and should not be linked to the apartheid era.
When judge Pillay asked who the term enemy referred to, Zuma's lawyer Muzi Sikhakhane submitted that the EFF and other political parties were the enemy.
Hanekom's lawyer Carol Steinberg argued that he only met with one member of the EFF and "he did not plot and connive" to remove Zuma as president through the motion of no confidence against him.
Sikhakhane said Zuma meant Hanekom was the enemy of the ANC for working with other parties to oust him as the president of the country.
"He is known to Zuma as an enemy agent for working with other parties who are against the ANC," said Sikhakhane reiterating that the "known enemy agent" should be interpreted that way.
He said there was nothing in Malema's revelation that talked about apartheid.
"Malema doesn't talk about apartheid but the ousting of Zuma as the president," he said.
Judge Pillay probed further, asking what Zuma's tweet meant when he mentioned the sentence during his testimony at the Zondo Commission of inquiry into state capture.
Sikhakhane again said that must be interpreted in the context of the plan to oust him.
"Malema doesn't talk about apartheid, but the ousting. It's unreasonable to move to the apartheid period," he said.
Sikhakhane submitted that there was harm in some other statements tweeted subsequent to Zuma's tweet, but attaching that harm to Zuma's tweet was incorrect.
It was "incompetent" to interdict Zuma from "saying certain things" when he testifies at the Zondo Commission into State Capture, Sikhakhane said.
'Just a political speech'
Steinberg had earlier argued they want the court to rule that Zuma's tweet was defamatory and false.
She said they want Zuma to remove his twitter statement within 24 hours from all social media platforms, delete the tweet from his Twitter account and apologise, and pay R500 000 for damages.
Hanekom's lawyers also said they wanted Zuma to be interdicted from telling the commission that Hanekom was an apartheid spy.
Steinberg said, according to Zuma's answering affidavits, he said he "may" still testify at the commission that Hanekom was a spy.
"He is compelled to give that evidence if it is true and he can back it up," argued Sikhakhane.
He said Zuma's tweet should be treated as just a political speech.
"This is a matter that shouldn't be here, it's an abuse of court processes. It doesn't belong to our courts," Sikhakhane argued.
EFF and I had 'common concerns' - Hanekom
Hanekom told journalists after the court had adjourned that he did not regret having a discussion with EFF secretary general Godrich Gardee.
"Not at all because at that time we had some joint concerns about what was happening in our country. In fact, it just so happens that my discussion with Godrich came out into the public domain. I didn't enter into any negotiations or any kind of plotting or colluding with the EFF, but we did have common concerns," he said.
Hanekom said he was one of the first people to raise, at an ANC NEC meeting, that it was in the best interest of the ANC and "of our country" for Zuma to stand down as president of the country, "not the ANC because he was elected as ANC president".
A return date has yet to be set.
GET THE NEWS at your fingertips and download the News24 app for Android here now. Get it for your iPhone here.
KEEP UPDATED on the latest news by subscribing to our FREE newsletter.
- FOLLOW News24 on Twitter


text:
Price: $25.00
Quantity: 1 available
mid 1930s), 64pp, + many stills from the films, near fine. Extra postage may be required for heavy or oversize books.
Title: Hollywood Dance Folio No. 13
Categories: Music,
Edition: First Edition
Publisher: NY, Robbins: N.D.
Binding: Hardcover
Item: 1.00 Item
Seller ID: 015404
Keywords: Music Music Jazz


text:
Business Owner? Add your logo and more…
Solicitors in London
Be the first to review
2 Serjeant's InnLONDONEC4Y 1LL
Show map
There are currently no reviews for this company
All fields are required. Your review will appear immediately.
By leaving this review, you agree with our Terms of membership
Similar nearby businesses
Holborn Gate, London, WC1V 7QT
24 Hanover Square, London, W1S 1JD
212 Regents Park Road, London, N3 3HP
131 The Grove, London, E15 1EN
20-21 Jockeys Fields, London, WC1R 4BW
707 High Road, London, N12 0BT
© 2020 The Sun - part of the network


text:
The future of inventory management is here.
In a world where advancement and change are the norm, it is important for businesses to pay attention to the next big thing on the horizon. As inventory management software developers, we pride ourselves on our ability to uncover the latest ways to enhance your inventory management experience.
While reviewing the latest predictions for inventory management development, we were happy to see that the top three trends are already features of our topShelf inventory management software.
Real-time reporting
Having accurate information regarding inventory levels is a must. topShelf provides real-time information from anywhere at anytime. The secret is the cloud. Having a cloud-based inventory management system allows for up-to-the-minute accuracy leading to informed decision-making and reduced confusion.
Big data drives decisions
Like we have known for years, accurate and relevant data lends itself to confident and beneficial decision-making. Today, businesses have the ability to gather more information on their products, processes and customers than ever before. Having all aspects of a business tied together under one integrated enterprise solution makes gathering and interpreting those insights a snap.
Customization is key
Every business is different. Whether you are selling homemade candles out of your garage or managing multiple warehouses filled with goods, a solid inventory management solution will increase the efficiency of your business. The question is, which solution is right for you? This is exactly why the inventory management software that you chose should be flexible, scalable and adaptable to your specific needs.
Although we were happy to find that our cloud-based inventory management system already incorporates the biggest trends in the industry, we are committed to staying ahead of the curve. Providing the latest tools to help businesses control their stuff is what we do best.
topShelf offers many benefits to e-commerce companies seeking a simple solution to their inventory tracking needs. It's a cloud-based, mobile inventory system that's easy to use and offers real-time visibility and inventory tracking. For more information on topShelf, visit Scout Software or contact us today.


text:
Support Hotline
KeepOlim is developing a support hotline to call when Olim need support, guidance and a sympathetic ear in their native language.
In Development
Hi...just wanted to commend your work and service to the anglo community and extended israeli community. Very impressive! Well deserved and just thought id say it! Continued success....much needed. Never entertained leaving but certaiinly didnt know where or who to turn to for help. I am sure there are many for whom you have made the transition easier and decision to stay .
Rena Gabai
If it hasn't been said enough times yet: you guys are fkn awesome! Kol hakavod!
Peter Antal
Fantastic in the knowledge that you guys not only have our backs but you fight our corner too. Thank you all.
Paul Bernstein
You are the most amazing Oleh I've ever seen. It is just amazing that no one before you thought about having services like you have envisioned for your organization! Congrats!


text:
All Categories
Malani`s Sridevi Lives Forever at Cannes Film Festival
Posted date: 18 Fri, May 2018 – 10:01:15 AM
Legendary Actress Sridevi will be felicitated posthumously at the 71st Cannes Film Festival in France. She will be honored with the prestigious Titan Reginald F Lewis Award at the special event to be presided at Le Majestic Beachside on May 16th. And the proudest and the most highest honorable moment for our Mangalorean filmmaker Sandeep Malani is that; the organisers from Cannes has asked him to make a musical documentary as a tribute to her. And Malani has done one titled SRIDEVI LIVES FOREVER (Duration 5 mins : 55 seconds) that showcases Sridevi's career through few pictures and video songs mashup and a voice over by hm to celebrate her wonderful career of 50 years and 300 films from childhood to MOMhood - South to Hindi films.
This presentation will be shown to the audience comprising of filmmaker's and celebrities from across the world; before the honor is been given to her; to be accepted by Sonam Kapoor, who is at Cannes with her husband to also promote her forthcoming film, Veere Di Wedding.
Malani who has earlier made a musical documentary 4 years ago on Sridevi's 50th Birthday titled Roop Ki Rani Sridevi – was a lengthy 3 hours one, which he gifted to her and then on request of Boney Kapoor, he did a Tamil one titled Senthoora Poove and a Telugu one titled Athiloka Sundari, these had mash up songs of her entire career in respective languages.
Last year, during the release of her 300th film, MOM, Malani had made yet another short musical for Zee Television for their online promotions and that too was showcased on all digital platforms and just a month back on the first month remembrance to Sri, it was shown in bits and pieces on Zee Cinema celebrating her films.
Sandeep Malani who has had a year long ongoing Sridevi Film Festival also has a facebook page and a whatsapp group titled 'Sridevi Lives Forever' and has active team members from all over the globe. Many of them die hard Sridevi fans including Deepti Pinnitti, Deepa Bhatia, Teena Sharma, Sathish, Aamir, Sudarshan Reddy, Ramandeep, Bharath Kamath, Andy Mamta, Anantha Krishna, Anish Kurup, Gaurav, Pooja Berde, Anita, Sumit Daga, Rajan Naidu and many others. Malani does a Sridevi Quiz every week titled Sridevi Baaz, and selects a winner. Most of Sridevi related articles, films, posters, scenes, songs and trivia is been discussed in the group which is active round the clock.
Kannada Cinema's Latest Wallpapers
Kannada Cinema's Latest Videos
Kannada Movie/Cinema News - Malani`s Sridevi Lives Forever at Cannes Film Festival - Chitratara.com
Copyright 2009 chitratara.com Reproduction is forbidden unless authorized. All rights reserved.


text:
Murdered nun reached out to poor community, worried about recent theft of bingo money
NAVAJO, N.M. – Sister Marguerite Bartz had worried just weeks ago about crime in the community after someone broke into the St. Berard Mission Church and stole bingo money.
Then she herself fell victim to a horrible crime. The beloved nun was murdered in her residence on church property, a killing that has rattled this impoverished town on the Navajo Indian Reservation and left parishioners in mourning.
"She was like a mom to me," said resident Arlene Deche. "It was so sad to hear what happened to her."
When Bartz, 64, failed to show up as scheduled for Sunday Mass in the neighbouring community of Sawmill, a person who hasn't been identified was sent to check on her welfare.
The church property sits along a highway against a scenic backdrop of red rock cliffs near the New Mexico-Arizona border. Her death turned tragedy loose on a town long beset by economic hard times, with its boarded-up, graffiti-scarred houses and weed-strewn playground.
Parishioners sobbed and hugged in the church parking lot as Bartz's roommate, who would only identify herself as Sister Magdalena, returned Wednesday to the residence they shared.
Sister Magdalena was in New Jersey when the crime happened. She said she now plans to move to the larger town of Fort Defiance, Arizona, 15 miles (24 kilometres) south of Navajo.
"She did a lot of counselling with people that were having difficulties," Magdalena said. "It's hard for anybody to understand the depth of what she did. She wanted so much to empower the people. She wanted them to know how good they were."
The FBI is investigating Bartz's death. Spokesman Darrin Jones said Wednesday a quick arrest is not likely but investigators received preliminary autopsy results that showed Bartz "sustained a substantial amount of trauma, likely as a result of a violent confrontation" with her killer or killers.
Jones said agents are withholding the specific cause of death while the investigation continues. However, he said there was no evidence to suggest Bartz was sexually assaulted or that she was targeted because she was a nun or for religious reasons.
A mini-SUV Bartz had used was transported to Albuquerque for processing by investigators. It arrived with a sheet draped over the driver's side, covering the window.
The FBI has declined to provide any motive for Bartz's murder, but said the murder apparently happened Halloween night or early Sunday.
Gallup Bishop James S. Wall said in a statement Wednesday that he was extremely saddened by Bartz's death. He said she loved the people she served and was a woman of great faith.
"She would want us to live out our faith as she did so well by seeking peace and not violence, love and not hatred, forgiveness and not vengeance," Wall said.
Parishioners Deche and Mary Petersen said Bartz had served Navajo and the surrounding communities for a decade and had success converting people through her work.
When they talked about Bartz, they spoke of her in the present tense.
"She makes me and my family feel really safe," Deche said.
Deche and others said Bartz prayed with them in their homes and travelled to the homes of elders on the remote reservation. She offered advice on raising children, ran bingo and religious education classes, played guitar and learned the Navajo language to sing Navajo songs.
She had a big smile.
"She seemed to be a person who got really close to people. She had a huge impact on people's lives and really reached out to families in need among the people she served," said Lee Lamb, spokesman for the Diocese of Gallup.
Mary Petersen of Navajo said she was worried about two women living alone with no dogs or a man to protect them.
Rough economic times started here more than two decades ago with the closure of a sawmill that had employed up to 400 people. While many stayed in Navajo – the population is roughly 1,500 residents – jobs are scarce and many villagers are poor.
The streets have potholes and abandoned houses are covered with black graffiti.
About five years ago, the local recreation hall shut down, said Raymond Howard of Navajo. A playground and basketball court are overgrown with weeds. Residents worry there's not enough to keep teenagers busy.
Petersen worried that other religious workers might stay away from the town, but Deche said she takes comfort in knowing that Bartz's spirit will look over the little church.
"In spirit, she's here. She's not going to leave us. She's not going to abandon us. She's going to lead us on," Deche said.
Category: Church Security


text:
I've mentioned in a few blog posts about my stamp index, so before I mention it in passing again, I thought I'd devote an entire post to it. Besides, I'm still feverishly working on my butterfly challenge piece for the Loose Bead Society and don't have anything new to show you yet.
It all started with a spiral book I got for free somewhere. It was a large book with thick pages, and I decided it would make a good stamp index. I divided it into sections and stamped away! It worked pretty well until I overgrew some sections like birthday and thank you... then I had to put a note that says "More birthday stamps on the following page..." and go find a blank page I could use.
The book got so out of date and confused that I was about to scrap the whole thing, but my OCD kicked in. I was about to make a birthday card for someone and thought I should keep track of what I've used for what project so I wouldn't use the same stamp for the same person.
I'll spare you the entire thought process. My brain can be a scary and complicated place. The end result: three large 3-ring binders, thousands of scanned images, and a lot of Word documents. I got very lucky in that Walgreens had a great sale on page protectors. I was able to get more than enough for what I have and for expansion.
I separated the stamps by theme and type. If a stamp had a bird and flowers, it went into both the birds and the flowers sections. I got very confused throughout the process, but I had a huge sense of accomplishment when it was done.
Here are a few pictures:
The three binders on my bookshelf. This is very close to my desk, so when I'm in "creation mode", I can just turn around and grab a book.
The inside cover and tabs for book #3. Yes, I have a table of contents, and my tabs are color coded based on category. I told you my mind was a scary and complicated place. I think the hardest part of the whole process was placing the tabs so they wouldn't overlap.
One of the pages from the Birthday section. The titles across the top of the page are: Stamp, Set/Information, Location, and Used on... For "Set/Information", I have the name of the Stampin' Up! set or what the manufacturer of the stamp is.
I have separated my Stampin' Up! sets based on location. When I set up the locations, I was using a large Rubbermaid cabinet with wire stackable shelves. I placed the stamp sets based on what fit in each location, not alphabetically. I'm not that OCD! I knew that I'd have to keep rearranging the locations if I did that. For the most part, they're organized based on when I got them. I have number stickers on the outsides of the set boxes, so I can quickly find sets and put them back.
As you can see above, I'm writing in the "Used on..." column instead of reprinting the sheet every time I make a change. At some point I'll go through and update the Word documents and reprint the sheets. That won't be necessary for quite some time, though.
Hopefully my stamp index will inspire you to do something similar with your own stamps. The best part about this system is that when my husband wants to make a card for me or to help me with a project, he can do it all on his own! That's a sign of a good system, in my book(s)!
Tuesday, July 13, 2010
OCD Stamp Index
1 comment:
Subscribe to: Post Comments (Atom)


text:
Servings: four as a main course.
Love to cook? Sign up today to get daily recipes from Fine Cooking plus special offers
I used this vinaigrette to make a watercress salad as a side to salmon. I added a little honey (1 tsp.) I think it needed it to balance things out. I liked the dressing though and will use it again.
© 2020 The Taunton Press, Inc. All rights reserved.
Fine Cooking may receive a percentage of sales for items purchased through links on this site, including Amazon Associates and other affiliate advertising programs.
Subscribe today and save up to 44%Subscribe
Do you really want to delete the list, ?
This won't delete the recipes and articles you've saved, just the list.
This feature has been temporarily disabled during the beta site preview.
Add/Edit a private note for this recipeThis note is only visible to you.
Double CheckAre you sure you want to delete your notes for this recipe?
You must be a magazine subscriber to access this feature.
Subscribe today and save up to 44%Subscribe
Or learn more
Already a subscriber?Log in
Get the print magazine, 25 years of back issues online, over 7,000 recipes, and more.
Already a subscriber? Log in


text: I wanted to get some information on something I heard about the police in the Dominican Republic. I know that there has always been curruption in the system. And I also know about them pulling you over and you being able to offer money and get off the hook. Now, what I heard is that now they are replacing those cops with these new ones that no longer accept money and that if you do offer them money they will arrest you. I just wanted to know if anyone is more informed on that issue. If so, I would like to know more about it. Thank you.


text:
Jill Burrington-Brown, MS, RHIA, FAHIMA
At one of our Board meetings, we discussed why we were members of WSHIMA—What were the reasons we became active in this association? All of us had stories about being a WSHIMA member. I'll tell you mine.
I started out with working on the Bylaws committee, of all things. It was actually a year with a lot of changes, and a call went out for someone to stay on top of the changes. I raised my hand, and started meeting some phenomenal people. I was elected as a Delegate the next year, and was fortunate to go to my first National Convention in New Orleans, LA. I should have had more experience, because I hardly said two words that convention (those of you who know me well probably don't believe that!). But I got to know and learn from Mary Jo Callahan and Sue Stubbs, fellow delegates. Being a delegate for two years gave me the courage to run for Treasurer, and it was during that term that I understood the value of networking. One of my new friends recommended me for a position as an HIM Director and I got the job!
What I want you to know about WSHIMA is that you get so much more than what you put in. This HIM community is very generous with sharing their knowledge. What that means to me is that I had access to experts whenever I needed work advice because I had already worked along side them in association business. When I needed better productivity models, I had several people I could ask. When I had a difficult situation, someone else had already been there and could help me navigate it.
I became President of WSHIMA in 1990. That was over 25 years ago, but I still remember the terrific opportunities I had that year. I went to my first Hill Day in Washington D.C., and opened the AHIMA National Convention in Seattle that year. I met people I consider to be lifetime friends as well as colleagues.
I now have more working years behind me than in front of me, and I wouldn't change a thing. Did I always have the money for dues? No, there were plenty of years I had to scrimp to come up with it or pay off my credit card. Did I ever wonder if it was worth it? Sure! But I could always point to something that I would have missed if I hadn't been a member:
- The jobs I've held throughout the years have nearly all been because I knew someone in WSHIMA.
- I learned how to mentor by having wonderful mentors in WSHIMA.
- I learned to be brave and do public speaking because of WSHIMA.
- I learned to be brave and talk to state and federal legislators because of WSHIMA.
- I learned to be brave and ask for a "seat at the table" because of WSHIMA.
- Learning to be brave gave me confidence. That's because of WSHIMA.
Being active in WSHIMA means volunteering for whatever you have the capacity for at the moment. Not all things that need doing are long-term commitments. Come and join us! Learn what you need to learn! Start by coming to our annual meeting in April. I'll be at the registration desk most of the time. Stop and say hello. I'll be happy to meet you.


text: Searching for full Chocolatemodels.com HD XXX Videos for free? Click to get the best hand-picked Chocolatemodels Videos to stream or download in super high quality. Right now, we have a special promotion to get you the Best Price on Chocolatemodels that you'll find. By using this Chocolatemodels porn discount, you'll get your premium account up to 70% off and get unlimited network access for free. It's a good deal – Don't miss out, Join now!


text:
10 ACRES NEXT TO GOVERNMENT LANDThis very private 10 acres has beautiful views of snow capped mountains, towering rock cliffs and deep hidden canyons. The land sits up on a high ridge line with all- day sun, perfect for solar. This property is mostly wooded and would make a great place to camp or build your hideaway. Only $59,900. Colorado Hunting Property For Sale. Cripple Creek Colorado Hunting Property For Sale. Hunting Property for sale in Cripple Creek Colorado.
This hunting property and hunting land in Cripple Creek Colorado, west region, closing price is $59,900. The Cripple Creek Colorado hunting property has 10.3 acres (4.17 hectares) total hunting land area. Ideal game hunting for this land for sale would be, turkey hunting land, mule deer hunting land, black bear hunting land, bighorn sheep hunting land, coyote hunting land, elk hunting land, grouse hunting land. Ideal hunting usage according to its region and land terrain features would be, hunting property, residential land, recreational property. This hunting property for sale has 0 buildings and 0 stands. Cripple Creek Colorado hunting land does not include a residence. Very Private Acres Next Government Land.


text:
Link for all 138 of my songs is HERE.
3/5/2018: Been away a long time! I've re-upped the latest versions of everything I could find to my spreadsheet. But I HIGHLY recommend to search the Customs Database for any newer versions of these songs, which have added lower difficulties and instruments thanks to many amazing authors.
Spreadsheet has most of the info but a few things:
- All songs have OD, sections names, Pro Drums and autogen'd animations.
- Most songs are Expert Drums and Guitar Only.
- Might take requests if if's a song from a band I've charted already, other than that probably not.
- If anyone wants to add Guitar/Bass/Vox or other fancy stuff to these, go ahead. Just let me know because I'll want the updated version too!
Updates and songs will be pretty random, I joined a band, met a girl and just general life stuff. I've been getting back into charting recently because of the awesome stuff going up at C3 and being able to play drums on my Ions rather than my real set makes my neighbors happy. All these new tools are pretty sweet too!
First new song in a while. Drum Project 6-Pack is coming up soon (songs in the spreadsheet)!


text: The World Health Organization has officially recognized gaming as a mental-health condition as part of the new disease-classification document. The diagnosis is based on 3 manifested behaviors that include exhibiting impaired control over gaming such as decreased and frequent inability to stop, taking priority in life and leading to negative effects in other daily life, and continue or escalation despite negative consequences. For mental health conditions, ICD codes are especially important since the ICD is a diagnostic tool, and thus, these are the conditions that often garner much of the interest in the ICD. These include gaming disorder, which evidence shows is enough of a health problem that it requires tracking through the ICD. Other addictive behaviours such as hoarding disorder are now included in ICD-11, and conditions such as 'excessive sexual drive' has been reclassified as 'compulsive sexual behaviour disorder'. In an interview with CNN, Dr. Vladimir Poznyak, a member of the Department of Mental Health and Substance Abuse, stated that professional diagnosis is necessary to confirm if someone is suffering from such a mental-health condition. "Millions of gamers around the world, even when it comes to the intense gaming, would never qualify as people suffering from gaming disorder," You can read the entire document here if interested.


text:
Before moving to Devon and establishing Heron Farm, we (Peter and Christine Helliwell) lived just outside Edinburgh, where we had professional, sensible 'office jobs'.
The arrival of a young family prompted a lifestyle rethink (some might call this a mid-life crisis!), and sparked a desire to own and run a 'lifestyle business'.
A year was spent considering various options and looking at sites up and down the country before we viewed Heron Farm (then called Otter Farm) and fell in love with it.
What particularly appealed was the diversity of the site – from the vineyard and produce to the potential for attracting visitors to the site – and the location, in beautiful East Devon. Having quit our jobs and put our house on the market, the family moved from Edinburgh to Devon in September 2018.
Having never even worked in, never mind owned and run, a vineyard, getting to grips with the running of the site alongside developing future plans for it has been both exciting and challenging. For example, the first few months saw us harvest our first (huge) crop in the middle of a major storm; rapidly develop plans for a cafe, visitor experience venue, and accomodation on site; erect a huge polytunnel; learn how (and how not!) to drive a tractor; learn all about the rules, regulations and practicalities of issues such as running a vineyard, selling alcohol, labelling wine bottles appropriately, and much, much more. But as anyone that knows us will testify, we enjoy nothing more than a good challenge! Needless to say we are enjoying every moment, and looking forward to the future as we develop Heron Farm into not just a visitor destination but a brand that is synonymous with our ethos of sustainability and quality.The founding of heron farm FUTURE PLANS


text:
Monthly Archives: January 2013
Connecting communities to their local renewable power supply seems to me to be one of the best ways to achieve a popular green revolution. Bottom-up action is always the most effective and sustainable and coming together to construct an Archimedes screw or windmill might be more appealing to a broader range of people than funding a new church roof. Community schemes can also profoundly change attitudes to the visibility of renewable energy… Read More
Pacific Rim Countries Can Diffuse Carbon Bomb In a troubling report this week commissioned by Greenpeace, Ecofys has identified 14 fossil fuel projects that could add 20% to the world's carbon emissions by 2020. They have described the effect of these projects as the ticking 'carbon bomb' which if it is allowed to go off will send the world towards 6 degrees centigrade of warming. Unsurprisingly, emissions from Chinese projects provide the… Read More
We are only three weeks into 2013 and there is already a feeling of a revolution in the world of climate policy. Led by a courageous and unexpected inauguration speech by Obama, the world's second biggest polluter is finally awakening from its long apathetic slumber over emissions reductions. Years of hard ground-work have led to the successful launch of the California Carbon Trading Scheme and moves by the Environmental Protection Agency to… Read More
Airlines Fleece Passengers for Non-Existent Carbon Payments Last year the EU Commission headed off a major trade dispute by delaying the inclusion of some flights in the European Emissions Trading Scheme (ETS). The aviation sector celebrated, as did many consumers and business travellers as the inclusion of aviation in the ETS was credited with increasing airline ticket prices. Some predictions suggested ETS compliance would add £80 to a family holiday to the US…. Read More
White Out in Carbon Market as Auction Fails Could the 18th January be the day that national governments and legislators were finally jolted into action to rescue the EU carbon market? On the day that most of London was snowed in with the heating on full blast, there was a major shock as a large carbon auction being run by the German government on the new EU platform failed for the first… Read More
Green Revolution comes to Aberthaw Big news from RWE that they have started Carbon Capture and Storage at their coal-fired power station at Aberthaw! The numbers are small, but this could be the start of something very exciting. Carbon Capture and Storage (CCS) is the game-changing technology that could dramatically impact our ability to slow or partially prevent catastrophic climate change. Estimates suggest that there is space for 1000s of gigatonnes of… Read More
Air travel makes the world smaller – connecting businesses and allowing individuals to travel the world – adding to GDP as well as bringing pleasure into people's lives. But jet engines don't run on thin air. Aviation emissions currently account for approximately 2% of total CO2 emissions with significant aviation demand growth expected in the short and medium term, particularly in Middle East and Asia. The World Economic Forum calculates that CO2… Read More
For rugby fans in Europe it's time to plot the annual Spring pilgrimage to follow your team in the Six Nations which kicks of on 2nd February. More than any other tournament this annual series is defined by the fans' faithful expeditions to their opponents' cities. The camaraderie and consumption that greets the travelling armies is deserving of its legendary status. It's been a few years since most of us… Read More
With royal pageantry and Olympic triumph it was difficult to find a dry eye in the UK in 2012. More difficult still was locating a dry seat. 2012 was the second wettest on record in the UK, another statistic to add to the mounting piles of data pointing to changes in our climatic patterns. Nowhere have those changes been more apparent than in the United States. The latest report from the National… Read More


text:
Crafted of premium iron, this 3-lights fixture features three open metal wire shades, each caging a bulb, forming a simple architectural shape that brightens your space with airy industrial ambiance. Hang it in to above your Kitchen Island, tables, counters or in living rooms, bedrooms, hallways, garage or any other place.
- Size: D7.9" * H5.1"
- Material: Iron
- Finish: Bronze
- UL Safety Rated: DRY
- Bulb : Type A, E26, Max 60W
- Lights Qty: 3
- Canopy Size: D5.1"
- String: 48"


text:
Trevor Brazile
Trevor Brazile
Trevor talks about Texaco: He was a reject cutter, a talented horse that was terrified of cattle. I was 20 at the time, and knew I'd be crazy to turn down his kind of talent.So I figured if I could gain his trust, we could work him through his fear. Sounded simple enough. I laugh about that now. Texaco was the hardest horse I ever had to train, but now he's probably the most famous calf horse around. When we backed into the box, I expected a lot from him. So I wanted to be sure I was doing all I could for him. He made 200+ runs a year and rode over a million miles in the trailer. That takes its toll. That's why I put him on Platinum Performance® CJ. There is so much effort and precision with every move my horses make, taking care of them is a big deal to me. Platinum keeps us going down the road. "My horses are the reason for the success I've had, and that's why I use Platinum."
WNFR Trivia
Little Known Fact: The first time Trevor Brazile qualified for the Wrangler National Finals Rodeo in 1998 it was a Heeler in the event of Team Roping. Since then, Trevor has won the the world championship in Team Roping as a Header, the Steer Roping, and the Tie-Down Roping, as well as 12 All-Around Titles.
Read more about Trevor in Platinum Magazine
Platinum Performance® CJ
The Equine Wellness & Performance Formula + Complete Joint
Our most potent joint support formula combines a whole-horse wellness formula with comprehensive joint support. ...Starting at $151.00
Platinum Hoof Support
Advanced Hoof Support Formula for Horses
Platinum Hoof Support was designed to support healthy hoof strength and growth in horses with advanced hoof care...Starting at $42.00
Platinum Longevity®
A Highly Bio-Available Resveratrol Analogue Formula for Horses
This formula is chosen for high performing equine athletes to help maintain normal levels of inflammation and su...Starting at $122.00
Vitamin E
A Natural Antioxidant for Horses
Vitamin E works as an antioxidant, helping to enhance cell activity and protects cell membranes from free radica...Starting at $55.00
Trevor Brazile is a sponsored endorsee and actual client.


text:
Simultaneous Resection of Pancreatic Cancer and Liver Oligometastasis After Induction Chemotherapy
|The safety and scientific validity of this study is the responsibility of the study sponsor and investigators. Listing a study does not mean it has been evaluated by the U.S. Federal Government. Know the risks and potential benefits of clinical studies and talk to your health care provider before participating. Read our disclaimer for details.
|ClinicalTrials.gov Identifier: NCT03398291
Recruitment Status : Recruiting
First Posted : January 12, 2018
Last Update Posted : October 9, 2018
- Study Details
- Tabular View
- No Results Posted
- Disclaimer
- How to Read a Study Record
|Condition or disease
|Pancreatic Cancer Liver Metastases Surgery
|Procedure: Synchronous resection of primary pancreatic cancer and liver oligometastasis Drug: Standard chemotherapy
|Phase 3
|Study Type :
|Interventional (Clinical Trial)
|Estimated Enrollment :
|300 participants
|Intervention Model:
|Parallel Assignment
|None (Open Label)
|Primary Purpose:
|Official Title:
|Simultaneous Resection of Pancreatic Cancer and Liver Oligometastasis After Induction Chemotherapy
|Actual Study Start Date :
|July 1, 2018
|Estimated Primary Completion Date :
|June 1, 2023
|Estimated Study Completion Date :
|June 1, 2025
Active Comparator: Standard treatment
Patients continue to receive standard chemotherapy.
Drug: Standard chemotherapy
Patients continue to receive standard chemotherapy including folinic acid, fluorouracil, irinotecan and oxaliplatin (FOLFIRINOX), gemcitabine plus nab-paclitaxel, or gemcitabine plus S-1
Experimental: Surgical exploration
Patients receive surgical exploration and synchronous resection of primary pancreatic cancer and liver oligometastasis will be performed.
Procedure: Synchronous resection of primary pancreatic cancer and liver oligometastasis
Patients undergo surgical exploration. If no extensive metastatic sites are found, the synchronous resection of primary pancreatic cancer and liver metastatic sites will be performed. Adjuvant chemotherapy was recommended, and the regimen selection is recommended to be based on the preoperative chemotherapy.
- Real overall survival [ Time Frame: Up to 2 years ]Including the time of induction chemotherapy
- Overall survival [ Time Frame: Up to 2 years ]Not including the time of induction chemotherapy
- Life quality score [ Time Frame: Up to 2 years, every 2 months ]Quality of life will be measured using the European Organization for Research and Treatment of Cancer (EORTC) Quality of Life Questionnaire (QLQ)-C30
- Postoperative morbidity [ Time Frame: Up to 90 days after operation ]Including pancreatic fistula, biliary fistula, hemorrhage, wound infection, delayed gastric emptying, reoperation
- Postoperative mortality [ Time Frame: Up to 90 days after operation ]Patients die from any cause during 90 days after operation
Choosing to participate in a study is an important personal decision. Talk with your doctor and family members or friends about deciding to join a study. To learn more about this study, you or your doctor may contact the study research staff using the contacts provided below. For general information, Learn About Clinical Studies.
|Ages Eligible for Study:
|18 Years to 75 Years (Adult, Older Adult)
|Sexes Eligible for Study:
|Accepts Healthy Volunteers:
Note: This study has two steps. In the first step, patients who meet the criteria for candidates will receive standard first-line chemotherapy for pancreatic cancer. Response Evaluation Criteria in Solid Tumors (RECIST) criteria was employed to measure tumor's response to chemotherapy every two cycles. Until some of them meet the criteria for intervention, they will be randomized and receive relevant interventions.
Inclusion Criteria for candidates:
- Voluntary participation
- 18-75 years old
- Eastern Cooperative Oncology Group (ECOG) 0-1
- Stage IV pancreatic cancer with no more than 3 liver metastases
- Histologically confirmed diagnosis of pancreatic cancer
- No contraindication of chemotherapy
Exclusion Criteria for candidates:
- Not want to receive chemotherapy or potential operation.
- Metastases at other sites except for liver
- With other malignancies
- Receive chemotherapy, radiotherapy, and interventional therapy before
- Contraindication of potential operation
Inclusion Criteria for intervention:
- Primary tumor and liver metastatic sites are both resectable.
- No new metastatic sites were observed
- Abnormal serum tumor maker levels decreased by more than 50% after chemotherapy. In the serum tumor makers, carbohydrate antigen 19-9 (CA19-9) was always the first choice for evaluation and it should be below 500U/L after treatment. However, when the baseline CA19-9 was within the normal range, carbohydrate antigen 125 (CA125) and carcinoembryonic antigen (CEA) were the alternative candidate indicators.
Exclusion Criteria for intervention:
1. Contraindication of operation
To learn more about this study, you or your doctor may contact the study research staff using the contact information provided by the sponsor.
Please refer to this study by its ClinicalTrials.gov identifier (NCT number): NCT03398291
|Contact: Xianjun Yu, M.D., Ph.D.
|+86-21-64175590 ext 1307
|Contact: Si Shi, M.D.
|+86-21-64175590 ext 1307
|China, Shanghai
|Department of Pancreatic Surgery, Fudan University Shanghai Cancer Center; Pancreatic Cancer Institute, Fudan University
|Shanghai, Shanghai, China, 200032
|Contact: XianJun Yu, M.D., Ph.D. +86-21-6417-5590 email@example.com
|Contact: Si Shi, M.D. +86-21-6417-5590 firstname.lastname@example.com
|Principal Investigator: Xianjun Yu, M.D., Ph.D.
Publications automatically indexed to this study by ClinicalTrials.gov Identifier (NCT Number):
|Responsible Party:
|Xian-Jun Yu, Chair of Department of Pancreatic Surgery, Fudan University Shanghai Cancer Center, Fudan University
|ClinicalTrials.gov Identifier:
|Other Study ID Numbers:
|First Posted:
|January 12, 2018 Key Record Dates
|Last Update Posted:
|October 9, 2018
|Last Verified:
|October 2018
|Studies a U.S. FDA-regulated Drug Product:
|Studies a U.S. FDA-regulated Device Product:
Pancreatic Neoplasms
Digestive System Neoplasms
Neoplasms by Site
Endocrine Gland Neoplasms
Digestive System Diseases
Pancreatic Diseases
Endocrine System Diseases


text:
Pembroke Castle is a medieval castle in Pembroke in West Wales. The castle is sited on a strategic rocky promontory by Pembroke River.
The first castle here was established in 1093 during the Norman invasion of Wales. It was a Norman motte and bailey with earthen ramparts and a timber palisade
The present structure owes much to William Marshal, "The Flower of Courtesy", one of the most powerful men in 12th-Century Britain. It was owned by a long succession of families and saw action in many wars and uprisings over the centuries.
Today, the castle is open to the public. It remains the largest privately-owned castle in Wales.
Small scale map showing the location ofPembroke Castle
Google map showing the location ofPembroke Castle
Large scale map showingPembroke Castle
In Welsh Pembroke Castle is know as Castell Penfro.
A Norman Lord, Roger of Montgomery founded the first castle here in the 11th century. Although only made from earth and wood, it resisted several Welsh attacks and sieges over the next 30 years, the castle establishing itself at the heart of the Norman-controlled lands of southwest Wales.
In the 12th century Robert of Bellême, 3rd Earl of Shrewsbury, eldest son of Roger de Montgomerie, was forced to forfeit his British lands and titles after he rebelled against King Henry I. By 1138 King Stephen had given Pembroke Castle to Gilbert de Clare who used it as a base in the Norman invasion of Ireland.
In August 1189 Richard I arranged the marriage of Isabel, Gilbert de Clare's granddaughter, to William Marshal who later received both the castle and the title, Earl of Pembroke. He set about turning the earth and wood fort into an impressive stone castle with a massive round stone keep - only royal towers of the period are comparable in scale. Marshall was succeeded by each of his five sons. His third son, Gilbert Marshal, was responsible for enlarging and further strengthening the castle between 1234 and 1241.
All of Marshal's sons died childless. In 1247, the castle was inherited by William de Valence, a half-brother of Henry III who became Earl of Pembroke through his marriage to Joan, William Marshal's granddaughter. The Valence family held Pembroke for 70 years. During this time, the town was fortified with defensive walls, three main gates and a postern.
Pembroke Castle became de Valence's military base for fighting the Welsh princes, during the conquest of North Wales by Edward I between 1277 and 1295.
On the death of Aymer de Valence, 2nd Earl of Pembroke (son of William de Valence) the castle passed through marriage to the Hastings family. In 1389, 17-year-old John Hastings died in a jousting accident ending a line of inheritance stretching back 250 years.
The castle reverted to Richard II. Short tenancies were then granted by the Crown. By 1400 Owain Glyndwr had begun a rebellion in Wales, but Pembroke escaped attack because the castle's Constable, Francis а Court, paid off Glyndwr.
Eventually the castle and the earldom were presented to Jasper Tudor by his half-brother Henry VI in 1452. Tudor brought his widowed sister-in-law, Margaret Beaufort, to Pembroke where she gave birth to her only child, the future King Henry VII of England who was born in 1457.
In the 15th and 16th centuries the castle saw a period of peace. At the outbreak of the English Civil War most of South Wales sided with the King but Pembroke declared for Parliament. It was besieged by Royalist troops and saved after Parliamentary reinforcements arrived by sea from nearby Milford Haven.
In 1648, when the war was at its close, Pembroke's leaders changed sides and led a Royalist uprising. Oliver Cromwell came to Pembroke and took the castle after a seven-week siege. Its three leaders were found guilty of treason and Cromwell ordered the castle to be destroyed. Townspeople were encouraged to dismantle the fortress and re-use its stone for their own purposes. The castle was then abandoned and allowed to decay.
Pembroke Castle remained in ruins until 1880 when a three-year restoration project was undertaken. Nothing further was done until Major-General Sir Ivor Philipps acquired the castle in 1928 and started an extensive restoration of the castle's walls, gatehouses and towers. After his death a trust was set up for the castle, jointly managed by the Philipps family and Pembroke Town council.
William Marshall's inner ward, which was constructed first, contains the huge round keep with a domed roof. Its original first-floor entrance was through an external stairwell. Inside it, a spiral stairwell connected its four storeys. The keep's domed roof has several putlog holes that supported a wooden fighting-platform. If the castle was attacked, the hoards allowed defenders to go out beyond the keep's massive walls above the heads of the attackers.
This drawing illustrattes the concentric natureof Marshall's castle,
with the river protecting three sides
The inner ward's curtain wall had a large horseshoe-shaped gateway. Only a thin wall was required along the promontory. This section of wall has a small observation turret and a square stone platform. Domestic buildings including William Marshal's Great Hall and private apartments were sited within the inner ward.
In the late 13th century, additional buildings were added to the inner ward including a new Great Hall. A 55-step spiral stairwell was also created that led down to a large limestone cave, known as Wogan Cavern, beneath the castle. The cave, which had been created by natural water erosion, was fortified with a wall, barred gateway and arrowslits. It may have served as a boathouse or a sallyport to the river where cargo or people could have been transferred in and out of the castle.
The outer ward was defended by a large twin-towered gatehouse, barbican and several round towers. The outer wall is 5 metres (16 ft) thick in places and constructed from Siltstone ashlar.
Although Pembroke Castle is a Norman-style enclosure castle with Great Keep, it can also be classified as a linear fortification or spur castle because, like the later 13th-century castles at Caernarfon and Conwy, it was built on a rock promontory surrounded by water. Attacking forces could only assault a narrow front.
Architecturally, Pembroke's thickest walls and towers are concentrated on its landward side facing the town, the river creating a natural defence around the rest of its perimeter.
Pembroke Castle painted by Turner
Looking over the River
The Gatehouse from Inside hhe Castle
A map showing the plan of the castle


text:
The Algo Estate Challenge was conceived to promote and celebrate the many Estates and Keepers who work so hard to conserve Scotland's beautiful countryside and preserve our high quality country sports. We very much hope that the Challenge will be an enjoyable, sporting competition. It will include the following disciplines: shooting, fishing and gundog handling.
Want to Take Part?
Submit a team of six people; 2 members to shoot clay pigeons, 2 members to take part in salmon and trout casting and a further 2 members to compete in a gundog challenge. In the spirit of the event we would hope your team would include staff, genuine pickers up and one member must be the owner, a member of the family or factor. We suggest that no professional clay shots or gundog handlers are selected! There will be no restrictions on what sort of dog competes; be it Spaniel, Labrador or Terrier.
Please email email@example.com to enter.
The Event
The competition will be run by Caroline Dingwall, who will be in touch with those estates who agree to enter a team, providing further details of each discipline and timings of the event and answering any queries you might have.
Where possible we would like those competing to wear Estate Tweeds and we hope to have both upland and lowland estates participating. The event provides a great opportunity for estates publicly to demonstrate the skills involved in field sports and we are expecting both small and large estates to take part.
It's free to Participate!
There will be no charge for entry as Algo, by sponsoring the Challenge, has generously covered all costs. All competitors will be given a complimentary ticket to the Fair on the day of the competition.