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4 Federal Programs to Lower Your Student Loan Payments
This post is not sponsored or commissioned by any financial institution. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone.
This post is for college graduates that have high monthly payments for their federal student loans and can't afford them. You're not alone!
Most of us wish our student loans would magically disappear. For some, this is a real option if you qualify for a federal program. Besides the forgiveness programs by the government, if you have a regular job, there are still federal programs that can help, and some even offer forgiveness after 20 years.
When you graduate, you are automatically enrolled in a Standard Repayment Plan which has you paying off your loans in 10 years with fixed payments. The average student loan payment is $393 for those between 20 and 30, and payments can go much higher, making some monthly payments almost as much (or more) than monthly rent! You have options though.
If you have a federal loan, there are 4 options you have to reduce your monthly payments, which we'll go over in this post. They all fall under Income Driven Repayment (IDR) Plans, here is the official federal government website where they go into more detail. Basically all of them reduce your payments based on your income. We also pasted the graphs we found helpful below.
1. Income Based Repayment (IBR): Payments are capped at 10% of your discretionary income.
- If you received a loan on or after July 1, 2014, IBR caps payments at 10 percent of your discretionary income. These borrowers will also receive forgiveness after 20 years of repayment.
- If you received a loan before July 1, 2014, IBR limits payments to 15 percent of discretionary income. These borrowers will be eligible for forgiveness after 25 years of repayment.
Federal student loans eligible for Income-Based Repayment:
- Direct Subsidized and Unsubsidized Loans
- Direct Graduate PLUS loans
- FFEL Consolidation Loans
- Federal Direct Consolidation Loans
2. Income Contingent Repayment (ICR): Functions similar to IBR but you pay a higher percentage of your income towards your loans. BUT the nice thing about ICR is that the borrower's income isn't a requirement for eligibility. So, if you were rejected for IBR or other plans, ICR may be your best bet for reducing your monthly student loan payment. Monthly payments are calculated at 20% of your discretionary income, which may or may not be lower than the Standard Repayment Plan you currently have. This plan offers student loan forgiveness after 25 years.
3. Pay as you earn (PAYE): This is a new plan that was introduced in 2012. If you qualify, your monthly payments are calculated at 10 percent of your discretionary income. The PAYE plan offers student loan forgiveness after 20 years of repayment. To qualify for PAYE there are specific requirements you must meet:
- You must have taken out a student loan on or after October 1, 2007
- You must prove that you need assistance in repaying your student loans and have received disbursement of a Direct Loan after October 1, 2011.
- Your prospective monthly payments must be smaller than your standard payments in order to qualify for PAYE plan, which are calculated at 10 percent of your discretionary income.
4. Revised pay as you earn (RPAYE): This plan was introduced in December 2015, and is the most interesting since it includes an interest subsidy! Monthly payments are capped at 10 percent of your discretionary income. You can use the REPAYE plan even if your monthly payments are higher than they would be on a Standard 10-year plan.
Also – REPAYE offers student loan forgiveness after 20-25 years. REPAYE also includes an interest subsidy that can be a huge benefit for borrower with monthly payments that don't cover interest charges. If on REPAYE, 100 percent of unpaid interest each month is paid for on subsidized loans and 50 percent of unpaid interest is subsidized for unsubsidized student loans.
Eligible loans: All Direct Loans, Stafford Loans, and Graduate PLUS borrowers are eligible for REPAYE, as well as other federal student loans that are consolidated into Direct Loans.
Which one of these Federal Student Loan programs are you eligible for?
What's the breakdown of Payment Amounts?
What's the breakdown of Repayment Periods?
If you want a tailored report on your student debt and your options, sign up for early access to our student debt product (it's free!): withsnowball.com/student-debt


text: By Ric Spooner, Chief Market Analyst, CMC Markets Australia It's been a rough week for the Pound. Last weekend's announcement that 23 June has been set as the date for the UK to vote on a proposal to leave the EU has created a lot of uncertainty. Markets are very unclear about what this might mean for both the UK and European economies. There looks like being plenty of volatility over coming months. The Pound has lost 10% against $US since it fell away from its 200 day moving average on 19 November. This decline looks to me to have and Elliot 5 wave structure and I've labelled it on the chart below. There can be no certainty that the 5th wave has finished. However, one technique for identifying possible turning points is to look for clusters of Fibonacci projections. The Pound hit one of these clusters on Wednesday and it's paused there since. This cluster projects that the final "4" to "5" swing will be: A 127% expansion of the correction from "3" back up to "4" and 8% of the swing down form the 200 day moving average to "3" I will be waiting for confirmation of a trend change here i.e. I will want to see a move past Wednesday's high meaning that the daily candles are making both higher lows and higher highs. If the pound does the opposite and moves below Wednesday's low first, the potential rebound could be negated. If a rally does get under way from this cluster level, we could see a minimum 38.2% retracement of the whole 5 swing decline up to around 1.4430.

subset: commoncrawl


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Welcome to River Thai.
As you walk through our door you will be greeted with the finest Thai food in Shropshire. Set on the picturesque River Severn you can enjoy fine dining with exquisite views.
We have a large selection of delicious Gin's, Spirits, Beers, Bottle Ciders and more! Not forgetting Pimms, Sangria and of course Rekordelig on draught.
Thai cooking is very distinct. Its rich textures and aromatic qualities are easily identifiable and what gives Thai food its distinctive character is a harmony in its tastes. The traditional taste of Thai food lies in the combination of four key tastes; sweet, salty, sour and bitter which balance together to give you its exquisite taste, Come to River Thai and let us show you. Trust us.
The Cabin Bar at River Thai
Our newly built Cabin bar and extensive decking allows you to enjoy stunning views of the River Severn with evening sunsets.
Wether you want to try one of our delicious snacks from the bar or just want to enjoy a cool glass of wine or a craft beer whilst looking over the River The Cabin Bar is the place to be on a lovely summers evening.
You can also hire the cabin bar for Birthday's, weddings or other events. Enquiries firstname.lastname@example.com


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Shrimp In Mushroom Caps
Appetizer Recipes
2 tbs Minced onion
1/2 lb Butter,melted
1/4 teaspoon Lemon juice 24 medium size mushroom caps 24 cooked shrimp
2 tablespoons Garlic powder
Bread crumbs to sprinkle on top
In a skillet use 1/4 cup of the melted butter and saute minced onion .Add lemon juice. Place shrimp in mushroom caps .Spoon onion and butter over shrimp. Sprinkle lightly with garlic powder and then bread crumbs.
Pour the remaining melted butter over shrimp.
Bake at 350 degrees F. for 15 to 20 minutes.
BBQ Beef in crockpot
3 lbs rump roast flour to coat roast
1/3 cup water
15 oz tomato sauce
4 beef bouillon cubes
2 medium onions chopped
1/3 cup brown sugar
1 1/2 teaspoons chili powder
2 teaspoons lemon juice
4 beef bouillon cubes
1 1/2 teaspoons chili powder
1/4 teaspoon garlic powder
hamburger buns
Coat roast with flour. Place roast in crockpot add remaining ingredients, except for the buns. Cook on low for about 14-16 hours or on high 10-12 hours. Serve over buns.


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Contract paperwork embody drawings, problem handbook (including primary, supplementary or special conditions and specs), addendum or modifications issued previous to proposal/ bidding advert prepared by a design professional corresponding to an architect. The final contractor might be the development supervisor or constructing supervisor at excessive danger. Your contractor and sub-contractors want insurance, and never only for their protection. Ask for, and confirm, copies of legal responsibility insurance coverage protection and WSIB paperwork. Even a tiny leak in a 1/four-inch water line for a fridge, for instance, may cause tons of of a thousand's of dollars of collateral injury. What occurs whenever you uncover out too late that the plumber hasn't paid his insurance coverage premiums for months and the injury attributable to his mistake merely grew to change into your financial nightmare? Get and hold copies of every half.
Hiring a reworking contractor may very well be intimidating. In spite of everything, generally it might appear to be there are as many selections on the market as there are horror tales. The question is, how does one sort by all the pieces as a strategy to find the right match in your problem. The interviewing course of may also be an outstanding time to try their portfolio. Seeing their previous initiatives and magnificence of work will help you to find out within the event that they're the last phrase match. Thank You So Much As soon as extra – I am feeling greater about shifting ahead with a number of bids that I need to get out ASAP!!
The fee to remodel is generally as little as $four,000 and as high as $50,000 It is best to debate your private funds with any kitchen remodeling contractor you interview. You are good to go! Shut the Settings tab, reload this Yelp page, and take a look at your search as soon as more.
Financial freedom is one down payment away!
Precision Homecrafters, LLC can take your most advanced personalized home ideas and change them into a stunning accomplished product. We provide personalized house building, residence enlargement and residential design providers in Birmingham, Alabama. Our workforce will work intently with you to doc your current house, talk about with you your ideas and wishes, and create a design that can create a extra comfy life-fashion. You may benefit from on-site administration together with your personal mission supervisor overseeing your undertaking. Also wished to let you know that I utterly love what you all do. I discovered so much from being on the class in Norfolk and am utilizing that data to build my enterprise. Began reading the information version of markup and income and loving it! Need to get this e-book into my life as effectively.
In case you reside in or spherical Huntsville or Madison County, Alabama and need a constructing agency chances are you'll trust, then contact Champion Dwelling Reworking & Development, Inc. in the current day. We provide free quotes and unmatched service. From day one we'll work arduous to exceed your highest expectations. Mr. Champion is just not all for laborious sales, simply good, sincere outcomes that may remaining for years. For knowledgeable contractor, title Champion Residence Remodeling & Growth, Inc for your total residence enchancment, reworking, or renovation wants.
I extremely advocate David Spence, Inc.
For the contractor, you want to consider individuals who can present prior experience together with your kind of mission, ideally with testimonials and work samples. You'll additionally need to seek out people who are both accredited and insured.
Textual content material is obtainable under the Inventive Commons Attribution-ShareAlike License ; further terms may apply. By utilizing this website, you conform to the Phrases of Use and Privateness Policy Wikipedia® is a registered trademark of the Wikimedia Foundation, Inc. , a non-profit group.
There's just a lot to be taught. It additionally needs to embody the approximate begin and completion dates, value schedule and an alternate dispute resolution clause. Legal guidelines in your state would possibly allow them to file a mechanic's lien in opposition to your property to meet their unpaid funds, forcing you to promote your individual home to pay them.


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Forbes has announced their list of the world's highest paid DJ's. According to the magazine, the estimates include earnings from live shows, music sales, endorsements merchandise and in Paul D's case, also television.
The World's Highest Paid DJ's
August 2, 2012 By 3 Comments
What Do You Think Of This '30 Richest DJs In The World' List?
June 15, 2012 By 1 Comment
Celebrity Net Worth has put together a list of the 30 richest DJ's that has been all the buzz this week. How accurate this list is and whether or not it includes various forms of income aside from touring such as production and endorsements remains to be seen.
Riot Breaks Out At Electric Daisy Carnival Experience Film Premiere
July 28, 2011 By Leave a Comment
Last night a minor riot broke out in Los Angeles at the premiere of the Electric Daisy Carnival Experience movie at Grauman's Chinese theater.


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The first quarter of 2017 showed a notable increase in foreign investment, totaling $1,315.4 million, representing 10.7% more than the $1,188.7 million recorded during the same period in 2016, all of them according to data revealed by the General Comptroller of the Republic of Panama, which are based on preliminary figures of the National Institute of Statistics and Census.
According o the National Institute of Statistics and Census' statistics, in the first three months of 2017, general licensed banks registered foreign direct investment in the amount of $160 million 900 thousand dollars, 3.7 percent more than the %155 million 200 thousand dollars in the first quarter of 2016.
In terms of investment in international licensed banks, it increased $1,282.2 percent from 7.3 million dollars in the first three months of 2016 to $100.9 million dollars in the same period this year.
Direct investment in other companies during the first quarter of 2017, totalled $961.7 million dollars, 1.3 percent more than the $949.4 million dollars from January to March 2016.
According to the Office of the General Comptroller of the Republic, the reading of these numbers means that "foreign companies decided to reinvest their profits, which is the major boost to the growth of investments, totalizing $964.0 million dollars between January And March 2017; 25.0 percent more than the $770.9 million dollars in the same period last year, "adding that in recent years, Panama has been the country with the largest direct foreign investment in the region.
Taken from "La Estrella de Panamá" newspaper.


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The digital attic has begun collecting and storing scraps of our lives — forever
This column appeared in the June 1998 issue of The American Journalism Review. For a more thorough look at this issue, see my article in Salon (with errant formatting given that they've switched publishing systems).
Gigabytes have been written about the digital revolution, but little attention has been paid to one of its most potentially profound social changes: The Internet doesn't forget. Memories fade, but electronic archives are turning fleeting snapshots of our past lives into permanent records that may follow us forever.
And that has enormous consequences for us as communicators, journalists and citizens.
The common perception is that the Web is a fragile creature filled with dead links, "404 Not Found" error messages, hasty e-mails and other transient digital debris. Indeed, leading figures on the Net have bemoaned the wholesale loss of the Web's early years, such as many of the political sites devoted to the '96 election.
But efforts are under way to change all that. Brewster Kahle of San Francisco, inventor of several Internet search engines, is trying to collect, store and catalog the entire World Wide Web and all 33,000 Usenet newsgroups. Kahle's nonprofit Internet Archive and more recent Alexa project are out to become the modern equivalent of the Library of Alexandria: the repository of all the world's public digital information. To date he's copied and stored some 8 trillion bytes of words, images and sounds (compared to 20 trillion in the Library of Congress).
"If we don't organize the Internet, people will tune out all the noise and they'll settle for calling up 10 channels and we'll just have television on the Net," he says.
Kahle — who has cooperated with publishers to iron out copyright issues — and others seeking to organize and preserve the Internet deserve high praise for making its riches more accessible. But we all need to raise our awareness of how such efforts are also shriking the sphere of personal privacy.
Consider three areas:
• Job hiring
Applying for a new job? There's a fair chance your prospective employer will use a search engine to scout out your online writings, from prosaic travel pieces to hot-tempered postings to a political newsgroup. In a recent discussion on the online-news listserv, a mailing list of more than 1,000 news professionals, several employers — including an editor at the San Francisco Examiner — said they routinely scour the Net to gauge the habits and personalities of job candidates.
That drew an impassioned rebuke from Marie Coady, a free-lance writer in Woburn, Mass., who was unaware that her postings to the group had been cataloged for all the world to see. "When I typed my name into a search engine and found everything I've ever written online, it was a little like coming home and finding someone had gone through my personal belongings," she says. "I felt violated and helpless."
Like it or not, such online sleuthing is here to stay. Used judiciously, the Net's search capabilities offer a valuable tool for cutting through the spin of a resume and selective clips, ultimately providing a fuller picture of a job candidate's qualifications. But employers tread into unethical waters if they begin probing someone's political or religious beliefs, sexual orientation, attitudes toward unions or quirky personal hobbies. My fear is that even the most fair-minded managers will have their judgment colored.
• Background checks
Until now, journalists have generally respected the private lives of ordinary citizens. Will the new culture of information saturation — where personal lives become public fodder — reshape our journalistic values? When we write about an interview subject, how deeply should we probe the foibles, mistakes, musings and indiscretions of a prominent attorney, pastor, civil servant or teacher? Do we redefine what is newsworthy because scraps of a person's past have become immortalized in a cold, unforgiving, easy-to-link-to digital archive?
And what of politicians — do we hold candidates for public office up to a more exacting standard? Kahle muses, "It's likely that the president we elect 30 years from now already has a Web page up, posted from his college dorm, and future journalists and pundits will have a field day poring over his college-age musings." Will we be able to resist?
• Digital footprints
Anyone who communicates on the Net, including journalists, should be aware that you may be leaving permanent digital footprints, available not only to potential employers but to neighbors, strangers, landlords, rivals, enemies, future lovers, descendants not yet born. This can be both blessing and curse. For many of us, it would be marvelous for our grandchildren to summon up our very first home page. For others, whose online forays may not be the stuff of posterity, a gentle forgetfulness would be far kinder.
But that may no longer be possible. The digital attic has begun collecting and storing bits and scraps of our lives. There will be no yard sales, no chance to toss out the useless clutter. The Net has forgotten how to forget.


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The goal of the National Youth Art Movement (NYAM) is to provide youth all across America in neighborhoods besieged by gun violence with an opportunity to make their mark on the issue by using their city as a blank canvas to communicate to the entire community the impact on their lives.
Tap the image below, then hold your phone up to and in alignment with the image on the front of your postcard to activate your experience.
Catherine A. Humikowski, medical director of the pediatric intensive care unit at the University of Chicago, shared her intimate experience with and worries about gun violence in a 2015 article entitled,"Our Terrifying Children's Epidemic: Gun Violence." Below are a few poignant excerpts from that article.


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Chefs Patrick & Terence Feury Cook Up Sunday Supper at Yangming
A community dinner featuring Yellow Springs Farm, Dad's Hat Rye Whiskey and Eclat Chocolate
Sunday, January 31
Reception: 4:30 Dinner: 5:30
On Sunday, January 31, the fabulous Feury brothers will celebrate the full-scale renovation of Yangming with a multi-course Sunday Supper inspired by the culinary traditions of Scandinavia, Alsace and Indonesia. The seasonal menu features local artisanal cheeses from Yellow Springs Farm; chocolates from Christopher Curtin of Eclat Chocolate; and custom cocktails made with locally crafted small-batch spirits. The main course was just featured in Men's Health as one of the "Five Meals That Could Change Your Life.""I heard about the major renovations that Michael Wei, my long-time friend and partner at Nectar, had done at Yangming," explains Nectar Chef Patrick Feury. "My brother and I decided to celebrate the re-opening with a dinner, and to invite some friends from the food and spirits community. It's going to be a fun party."
This special collaboration with Patrick and Terence is further proof that Yangming has not merely re-opened, but is reborn, with an exciting calendar of wine tastings, classes and gourmet dinners.
The cost is $75 per person (plus tax and gratuity) and includes cocktails.
Reservations: 610-527-3200
About Patrick Feury
Growing up in Middletown, NJ, Patrick was exposed to aqua farming and helped raise sheep with his parents. At fourteen, Patrick started working at a butcher shop. After graduating from the Academy of Culinary Arts, he moved to New York City, building his skills at Gertrude's and at Peacock Alley in the Waldorf-Astoria, where he trained in the ice sculpting program.
After serving under Chef Flora Mikula at Les Olivades in Paris, he returned to New York to work for Sirio Maccioni's four star Le Cirque 2000 under Cambodian-born chef Sottha Khunn. "Along with the greatest food experience from a kind and brilliant chef, it was my first experience of Asian ingredients with French technique," Feury explains.
Esquire Magazine praised the Suilan restaurant at the Borgata, where he served as Executive Chef, as one of the "Top 20 New Restaurants in the country." As Executive Chef/Partner at Nectar, Feury melds fresh, local, natural and organic ingredients with masterful French and Asian techniques.
About Terence Feury
After graduating from the Academy of Culinary Arts in 1988, Terence worked in some of Manhattan's hottest restaurants, including Peacock Alley at the Waldorf-Astoria, Allison on Dominick, and Le Bernardin before assuming the role of executive chef at Philadelphia's acclaimed Striped Bass.
Feury continued his culinary ascendance at the Ritz-Carlton in Washington, D.C. before returning home to helm the kitchen at Fork, an American Bistro. Feury is presently Executive Chef at The Grill at Forty 1° North in Newport, RI.


text: This and other situations make the conclusion quite clear: If you use a third party like Priceline or Expedia, etc., you will be left dangling in the wind if a problem occurs. Perhaps begin your travel search with these companies, but always deal directly with the source - airline, car rental company, etc. Even if the cost ends up a little higher, you will be better served.


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Does eating sugar really cause cancer?
You may have heard the statement, "sugar feeds cancer." To date, research has not shown that sugar "feeds" cancer cells any more than sugar feeds all cells in our body. Cancer cells use glucose at a higher rate than normal cells because they are abnormal and divide at a much faster rate than normal cells. This is why cancer cells will light up on a PET scan and where the notion that "sugar feeds cancer" arises.
Every cell in the body needs glucose (simple sugar) for energy. Our bodies break down sugar and other carbohydrates (such as bread, cereal, pasta, fruit and starchy vegetables) into glucose. Even if you avoid all carbohydrates out of your diet, your body will make glucose for fuel from other sources such as protein and fat.
What we do know is that excessive intake of added sugar contributes to weight gain and obesity, which is a clear risk factor for many types of cancer. Excess body fat produces hormones which causes inflammation which can damage our cells. Cancer arises out of damaged cells. When we consume carbohydrates (sugar) our bodies produce insulin. Excessive intake of carbohydrates can cause chronically elevated insulin levels, increasing inflammation, and creating an environment that may promote growth of cancer.
Added sugars is any additional sugar that is not naturally occurring in a food item and is commonly found in processed and prepared food. How can we tell how much sugar is added in a processed food?
Look at the ingredient list to find added sugars. Look for the word "sugar," which could also be listed as:
- Dextrose
- Maltose
- Fructose
- Corn syrup
- Caramel
- Cane
- Malt
- Molasses
- Honey
The 2015 Dietary Guidelines for Americans recommend limiting added sugar to 10% of your daily calories. That means, if you consume 2,000 calories per day, limit your added sugar intake to 10 teaspoons, which you could get in just one 12 ounce soda, leaving no room for any other added sugar items during the day. The American Heart Association has even stricter recommendations on sugar intake, because studies have shown that too much added sugar in your diet can significantly increase your risk of cardiovascular disease. They promote limiting added sugars to 9 teaspoons per day for men and 6 teaspoons per day for men.
It is important to note that naturally occurring sugars found in milk, yogurt, and fruits and are not considered "added sugars." Fruits and other plant foods (whole grains, beans, vegetables) that our body breaks down into sugar contain fiber, vitamins, minerals and phytochemicals which play a role in preventing and fighting cancer.
So, the bottom line is that added sugar increases caloric intake without providing any of the nutrients that reduce cancer risk and eating too much of them contributes to obesity, which increases cancer risk. To reduce your cancer risk, it is wise to reduce your intake of added sugars and focus on including cancer protective plant foods such as beans, whole grains, whole fruits and vegetables as energy sources.


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Child's Mud Kitchen
An outdoor mud kitchen for children to have fun with.
Prices vary from £120, and depend on the dimensions of the mud kitchen.
If you would like to enquire or order any bespoke item please email email@example.com in the first instance, including any pictures and information about the product you are enquiring about.


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When is the best time to post your corporate video on social media?
It's increasingly important to use social media channels to reach your potential customers, but it isn't enough just to have an online presence. Knowing when to post your new corporate video on social media can be the difference between its success and failure, making sure it reaches the right people and the biggest possible audience.
It's not an exact science and there's not a one-size-fits-all answer, but there's enough analytics and common sense theories to make some informed decisions about when is best for your intended audience to see your content, whether it's an explainer video or a promotional video.
There are a few factors you should consider. Is your company and/or product are B2B or B2C? What time of day are your customers likely to be on their phones or social media? Where are they? If they are in public do they need captions? And how do these factors influence what call to action you want to nudge the viewers towards? What social media network are they on?
Hubspot and Magisto have collected some data to help us out:
Best time to post a video on Facebook:
- People access Facebook on both desktop and mobile devices
- Facebook sees a peak in desktop activity at around 9am, when people arrive and work and go online for the first time of the day
- Click-through rates increase over lunchtime
- The 3-4pm workplace productivity lull is a good time to post for both B2C and B2B
- Posts from 1-3pm on Thursday and Friday have the most engagement rates – 18% higher than the rest of the week
- Although Facebook is more crowded on weekdays, people pay more attention and engage – comment and share – more on Sundays
Best time to post a video on Instagram
- Mobile device social network, so people will be on the move, likely to be in public.
- 1pm is a high traffic time on Instagram – people check their phone at lunch time!
- 5pm peaks again, as people leave work and check in on their feed
- Most activity is mostly outside of work hours, with a small window of increased activity between 3-4 when concentration levels dip at work and people take an afternoon break.
- Instagram is most popular Monday-Saturday, but Friday is the best day to post.
Best time to post a video on LinkedIn
- LinkedIn is a B2B social network so you should aim to post within office hours
- Aim to post on LinkedIn between 10:00 AM – 12:00 PM.
- The best days to post on Linkedin are Tuesdays, Wednesdays, and Thursdays
Best time to post a video on Twitter
- Twitter is used on both desktop and mobile devices, at work and in downtime as something to read whilst on a break or a commute.
- As such, commuting times 8am-10am and 6-9pm are good times to tweet
- B2C can tweet even later, with 7-9pm still being a popular time for customers to be online
- If you want to get the most possible retweets and clickthroughs, post at lunch or the evening commute.
- Pin your important video content to the top of your Twitter feed as the high turnover of posts means content can get lost very quickly
- For B2B, the best time to post is Mon-Thurs where there are the highest average click-through rates
As you can see there are a number of things to consider, but even with the best data available, you know your product and customers better than anyone! Make considered choices about when posts will get seen most, and what action you want the viewers to take and watch your likes, comments and shares go up and up!


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Porsche Panamera: New GTS models
By way of instance, the Sport Design bundle with black outside components and big Alcantara surfaces at the inside is included as normal. What is more, Porsche has expanded its portfolio of relaxation and support systems to incorporate a head-up screen with different configuration choices for the whole Panamera range.
Emotion and efficacy: V8 motor using 460 hp and sport exhaust system
The 2 versions reach a high rate of 292 and also 289 km/h respectively. There are not any openings in tractive force as electricity is transmitted into the Porsche Traction Management (PTM) all-wheel-drive method from the eight-speed PDK double clutch gearbox.
Performance and relaxation: athletics chassis with three-chamber aviation suspension
Made to reflect the athletic prowess of their Panamera GTS versions, the chassis programs are incredibly lively. The adaptive air suspension using three-chamber technologies is well fitted as standard, which ends in adjustable control and perfect spring rate disperse. The sport chassis at both GTS versions was reduced by 10 millimeters, whereas the Porsche Active Suspension Management (PASM) work was accommodated for a sportier calibration. The outcome? Superb lateral dynamics. Massive brakes (390 millimeters in diameter in the front, 365 millimeters in the trunk ) deliver excellent deceleration.
That identifying GTS appearance: Sport Design bundle with black highlights
In comparison to predecessor, the new Panamera GTS versions' basic gear package was significantly updated in many of regions. The Sport Design bundle with a brand new black front end, black trimming in the base of the back, and a number of darker elements emphasize the athletic look. The GTS versions are outfitted with 20-inch Panamera Design brakes as standard. The typical package also comprises a heated multifunction sports steering wheel with gearshift paddles along with Alcantara trim along with also the Connect Plus module to get a vast array of digital services. Together with all the optional Interior GTS bundle, drivers can personalize their car with assorted design components, including a rev countertops, designer tiles, and GTS logos at the contrasting colors of Carmine Red or Crayon.
A first for your Panamera: head-up screen with many configuration choices
The GTS versions offer the very same inventions since the second-generation Panamera range. The GTS also includes one particular highlight that's fresh to the full Panamera array — the head-up screen. The screen may be configured from the motorist and endeavors all appropriate information directly in their direct line of sight in full colour.
Better for daily driving: the very first Panamera GTS Sport Turismo
Porsche's initial road-approved sports vehicle, the 904 Carrera GTS, has been launched all of the way back in 1963, attracting racing technologies into the roads. This was followed with the 924 GTS and also 928 GTS, which created the notion across the 1980s and 90s. In 2007, the GTS renowned its revival with all the Carrera GTS. The very first generation of this Panamera GTS followed 2011, originally accessible as a sports saloon only. Currently, the brand new Panamera GTS can be accessible as a Sports Turismo. With a massive boot lid, non loading sill, higher bag compartment quantity and 4+1 seats setup, the newest GTS version according to the 2017 version fulfill with the highest of standards for regular driving, while also delivering exceptional performance.


text: Wondering how to teach your kids French at home? Or maybe learn French along with your child? Sounds like a great plan and I'm here to help! Whether you want your child to reconnect with French roots or simply to raise him/her as bilingual, this article will help you reach that goal. Feel Free to Jump […]Continue reading


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Registration: zEthics in Behavioral Health (CC) - Online Video
Location: Online
Presenter: Chuck Holt PhD.
Alcohol and other drug treatment providers face many different and complex ethical issues. Concerns regarding dual relationship, scope of practice, and professional conduct frequently arise. In this course, these and other ethical issues will be discussed in the context of the ethical standards in the Nevada Administrative Code (NAC) 641C. These standards will be compared to the ethical standards of other mental health professional groups. This workshop includes the ethical code for licensed and certified alcohol and drug counselors.
Continuing Education Hours: 5 CEUs
This training is approved for CEUs by the following professional organizations:
- National Association of Alcohol & Drug Abuse Counselors (NAADAC)
- International Certification & Reciprocity Consortium (IC&RC)
- Nevada Board of Examiners for Alcohol, Drug, & Gambling Counselors
- Nevada State Board of Nursing
- Board of Examiners for Marriage and Family Therapists and Clinical Professional Counselors
- State of Nevada Board of Examiners for Social Workers


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Goodreads Blurb:
Contemporary Military Romance
From the war-torn streets of Baghdad to the bittersweet comforts of the home front, two wounded hearts navigate the battlefield of coming home from war in this explosive eBook original from newcomer Jessica Scott.
Keeping his men alive is all that matters to Sergeant First Class Shane Garrison. But meeting Jen St. James the night before his latest deployment makes Shane wonder if there's more to life than war. He leaves for Iraq remembering a single kiss with a woman he'll never see again—until a near fatal attack lands him back at home and in her care.
Jen has survived her own brush with death and endured its scars. And yet there's a fire in Shane that makes Jen forget all about her past. He may be her patient, but when this warrior looks her in the eyes, she feels—for the first time in a long time—like a woman. Shane is too proud to ask for help, but for Jen, caring for him is more than a duty—it's a need. And as Jen guides Shane through the fires of healing, she finds something she never expected—her deepest desire.
Heartfelt Masterpiece.
Jessica Scott wrote about what she knows, and it sure worked in her favor. The emotions in the book jumped out at me as I read the story of Shane, his struggles with the hand he was dealt with, and his struggle of letting someone in and accepting that he needed help.
The characters in this book was very well-rounded and truly entertaining, and by that, I meant Carponti. I was literally laughing out loud late at night with the lights off as I read the scenes with him joking with Shane. Even when he was hospitalized, his reasoning was just funny. He really should have his own little story; I would even be satisfied with a novella at this point, because in order to have his own book, that means he would have to be surrounded by controversy and a broken marriage.
"The kid mopes through his physical therapy sessions. He sits and stares at his bandaged leg like it's the end of the world or something." Carponti held up his arm. "It's not. At least he doesn't have to learn to jerk off with his off hand."
"Second time you've mentioned that." Shane choked back a laugh. "I still don't care."
"You should be sensitive to my feelings. It hurts that you don't care about my problems." Carponti said, faking a wounded expression.
"Other than not being able to shuffle cards, how are you doing with all of this?"
"I'm fine. Nicole is kind of freaked out about the whole thing. But shit, it's not like my dick got blown off. I'd probably have killed myself if TC hadn't made it home."
"Who the hell names their own dick Thundercock?"
"My wife, I'm lucky like that."
Anyway, Jen was the love of Shane's life. She was a breast cancer survivor, and this hit close to home for me because of recent events with my family. The way the author wrote her character and her actions was truly magnificent. I could feel her inner strength rising from the page as if it was playing out right in front of me.
"Being hurt only defines you if you let it. You're more than just a wounded GI, Shane. You need to get over it and start focusing on getting better." Shane dragged his gaze from that jagged scar to her face. She met his gaze and dared him to pity her. She didn't see the slightest trace of that emotion. What she saw, instead, stunned her. Awe. Yes. Amazement. Yes. But not pity.Finally, the author did a great job conveying the emotions of scarred veterans into words. The way Shane got through to one of his soldiers when everyone seemed to lost hope was a great example.
He reached into the closet and dragged Osterman against him. And Osterman let it all go, let his pain and sorrow and the guilt tear free until Shane thought it would destroy them both.
If you enjoy books about soldiers, I would recommend this one :)
Giveaway Alert:
Jessica is giving away an eARC of the second book, Until There Was You over on Reading on the Wild Side. Click here if you want to enter.


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3.5 Stars
So disappointed
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I JUST purchased these in black & loved them. So I ordered the same size in gray and they are not even close to the same size. The inseam is twice as long and they are baggy on me. How does that happen??
The best!
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please make these in every color, I have thicker thighs so the 3 inch shorts don't cut it for me. These are my absolute fave.
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Do not use the Nike size descriptions! The L is definitely smaller - I normally wear a 42, and the shorts were like tights around my legs. Size up! Love the length and the lightness of the material though


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|OK, now for some messyness. I know things seem to always look nice in photos, but look closer here - weeds everywhere.
|My mom hand weeding 'the walk' in the 1960s.
Our long walk ran alongside this green, and today Joe and I argue most about how hard it is to maintain, discussing whether we should just remove the rocks that have been there for so long, and just make it a gravel walk, or should we buy lottery tickets so that Power Ball could fund the care of it and the entire garden? Even today, I received a call from someone who either saw photos of our sweet peas in a Martha Stewart magazine or in Better Homes & Gardens, hoping to snatch a garden tour - and I laughed. Later explaining that our garden is not some fancy, garden-tour-type of garden. No 'open days'here! Unless you want to come weed!
|My dad and his dog 'Flash' taken around 1926 on the long walk. At that time it had wild blueberries planted along one side, and delphiniums on the other.
My dad used to spread rock salt on the walk, which is how he used to control the weeds. Not completely environmentally sound but he was from another generation, and while still a big environmentalist his entire life, never saw the harm in using salt to kill the weeds. Many have told us to just use an herbicide, but we aren't about to take that route either, nor would we use vinegar for that too has its issues, and won't work anyway on the perennial weeds. Hand weeding on hands and knees remains the only way to get a tidy look. Then, hedge sheers on poles for the hornbeams.
|A view (from our roof) of our back yard circa 1950 showing how formal everything looked. The golf green is on the left.
|The walk is also strategically positioned so that one can view it from the kitchen sink.
|Speaking of Apiaceae, this white Ammi majus (or I think, 'Lime Green') was first tagged as something else - a Ferrula sp. but it is stockier and nicer than the pimnker forms.
|Scene in the new boder with annuals, some grasses that I am setting out and a new Daylily.
|I seem to have been able to source most of the rare annuals for my book, but this is the third year that I am growing this one, and I just love it. Incarvillea sinensis 'Cheron White', also available from Chiltern Seeds. If you are familiar with the genus, it looks nothing like any other Incarvillea. Last year in Yunnan we saw three species, but only geophytes (bulb types) not this one which is one of 16 species native to China, but is an annual. Started in the greenhouse in February, I have planted all of these in slate containers (cubes) and have found that 6 or so plants per square foot will give you the best display.
|It's July and that means lily season. I missed our annual Lily Show at the Tower Hill Botanic Garden and the New England Lily Society but I learned that they held their show this year at the Arnold Arboretum nearby here, but I could not make it. I can't blame them as this year NALS hosted both the National Show and the International Show. This yellow trumpet seedling is ridiculously fragrant.


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Colorado Democrats had their first hearing of the "red flag" bill, which allows the seizure of guns from people deemed to pose a threat to themselves or others. According to AP News, it would allow family or law enforcement to seek a court order to have guns seized if they believe the owner is a threat.
Republican House of Delegate leaders are accusing Virginia Democrats of resisting a potential General Assembly investigation into sexual assault claims against Lieutenant Governor Justin Fairfax. According to the Richmond Times-Dispatch, Democrats are also trying to avoid a rush to judgment that could lead to the resignation or impeachment of the only African-American in statewide office, as Gov. Ralph Northam and Attorney General Mark Herring remain in office after admitting to wearing blackface in college.
Virginia is joining six other states in raising the age to buy tobacco and nicotine products to 21. Virginia Governor Ralph Northam signed the bill into law yesterday, which received bipartisan support and the backing of Atria Group Incorporated, the nation's largest tobacco company.


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City Days Dress
This variant is currently sold out
Our City Days Dress is perfect for work and play. We love that it is appropriate for work but also super cute for days out and about. Pair with sneakers for a fun day look!
- Red Printed Dress
- Elastic at waist and wrist
- Red trim detail
- Runs a little small, small fits like XS/S
- Model is wearing size S
- Measurements: Height: 5'4, Waist: 24", Bust: 32"


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Along with announcing the Honor 7X, Honor has also introduced the Honor View 10 for the Indian smartphone market. The Honor View 10 is essentially a rebranded Honor V10, it's the same exact phone, but it comes with a different name in India, for one reason or the other. The phone was announced in China as the Honor V10 a while back, and it landed in the US with that very same name yesterday as well, so the Honor V10 naming is not limited to China only.
In any case, the Honor View 10 is the company's flagship smartphone, it comes with really thin bezels, rounded display corners, a dual camera setup on the back, and a front-facing fingerprint scanner. The device is made out of metal, and it two rear-facing cameras actually protrudes a bit. This smartphone sports a 5.99-inch fullHD+ (2160 x 1080) FullView display, 6GB of RAM and 128GB of expandable storage. The device is fueled by the Kirin 970 64-bit octa-core processor, which comes with the i7 co-processor, and the Mali-G72 MP12 GPU. 16 and 20-megapixel snappers are placed on the back of the Honor View 10, the 16-megapixel camera packs in an RGB lens, while the 20-megapixel snapper comes with a monochrome lens. A 13-megapixel camera is available on the front side of the device, and a 3,750mAh battery (5V/4.5A fast charging) is also a part of this package. Android 8.0 Oreo comes pre-installed on this smartphone, along with Huawei's Emotion UI (EMUI) 8.0 skin. There are two SIM card slots included in this package, and this is a hybrid dual SIM setup, identical to the one on the Honor 7X, which means that the second SIM card slots can be used as a microSD card slot as well, just in case you'd like to expand the phone's internal storage.
The Honor View 10 comes in Black and Blue color variants, and the price point for India is still unknown, but the phone is priced at €499 in Europe, and £449 in the UK, while its price point will probably be slightly higher in India, but we'll just have to wait and see. The phone will become available starting on January 8 in India, and the same can be said for the UK, France, Germany, Italy, Russia, Spain and the US.


text: onespirit+ 5 Report post Posted October 21, 2015 The way DMS handled titles, subtitles, the content made the text box a really useful section. You guys nailed this one.I could even recreate any of the other sections that didn't quite meet my styling requirements like Hero etc by using text boxes and images.PL5 text box is really missing this!Titles, subtitles and then content is such a common web design practice I'm surprised is was overlook in favor of the other styling options in this section. Share this post Link to post Share on other sites


text: Agents Real Estate Contacts in Fayette County Ga, Search Listings Radius Search Reset Filters Apply Filters No Real Estate Contacts found in this area. You could be listed here. Username * Email Address * Password * * I agree to the Privacy & Policy * I agree with all terms & conditions Sign Up Already have an account? Please login Here


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Every year, thousands of people create commercial cleaning businesses that become very profitable. Although cleaning is physically demanding, almost anyone can learn to do it well, and there are few limitations to success. There is always a demand for professional cleaners with the skills and equipment to keep businesses neat and healthy. Cleaning companies are easier to begin than many enterprises, but starting one still requires some essential steps. Before a Commercial Cleaning Contractor can work for their first customer, they must choose a specialty and a business name. It is also essential that they are licensed and insured.
Deciding What Services Will Be Offered
New cleaning contractors must choose a specialty before offering their services. The type of cleaning they will provide determines whether they hire employees, the type of equipment needed, and even rates. For example, some business owners make a very good living and only clean small buildings like exclusive shops, daycare centers, and convenience stores. Others have the staff, training, and equipment to maintain buildings such as multi-story office buildings and schools.
Creating a Compelling Company Name
Once a contractor knows what kind of services will be offered, they need to create a name that makes a statement about their company. Wise owners stay away from cute names that could be turn-offs to clients. Most clients feel more confident when contractors have names reflecting their values. For instance, "Cleaning Solutions" and "Spring Fresh Cleaners" are appealing and professional. Many contractors add the names of their regions to make company names resonate with local clients. As an example, "Hialeah All Seasons Cleaners" has a local slant and suggests year-round availability.
Getting Licensed and Insured
Contractors must have licenses before they can operate, and each state and local government has its own licensing regulations. It is easy to locate area licensing rules online. Websites can also provide instructions on how to get licenses. Once they are licensed, a commercial cleaner needs to obtain liability insurance. If they plan to hire a staff, owners should also invest in bonds that protect the company in case of employee theft.
Commercial cleaning companies are easier to start than many others but owners still need to be licensed and insured before they provide services. Critical first steps also include choosing a professional name and deciding on what services the business will offer.


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Head of the DWP Amber Rudd has told MPs that she expects a further 1.6 million people to be transferred to Universal Credit by Christmas 2019, more than doubling the number of claimants on the system – despite reports that the rollout would be delayed due to concerns regarding the "catastrophic" effect of the system.
Rudd was previously forced to sideline plans to move up to 3 million people onto the system, which has received strong backlash by everyone from claimants to charities but was forced to drop the idea in fears that MPs would shoot down the move in the Commons.
Now, per the Mirror, Rudd plans to oversee the move of 10,000 claimants onto Universal Credit, who will be carefully monitored, before presenting the results to Parliament and restarting the rollout, which MPs will vote on instead.
It has now transpired that only existing claimants will be among the 10,000 who MPs will vote on, with all new claimants or those whose circumstances have changed being moved onto Universal Credit, resulting in even more people being forced to use the benefits system.
Despite the October budget offering managed migration as a way to alleviate the problems with the system – including long waits before payments – it has been reported that due to the sheer number of claimants, this system may not even be capable of helping support new Universal Credit claimants.
Compounding fears of open rebellion within the Conservatives, Tory MP Heidi Allen warned the Commons that the party may not have "sufficiently considered" claimants.
She said: "I am dealing with cases where a seemingly harmless change has resulted in claimants suddenly and unpredictably being hundreds of pounds worse off each month.
"I urge the Secretary of State to look at what can be done to offer the same level of transitional protection to those [people]."Get your copy of UNITE Magazine
Source: The Mirror 1/2
Image: Flickr/Department of Energy & Climate Change


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Managing Partner, Founder , Zarin & Steinmetz
Service Specialty: Land Use, Master Planning
Mr. Ronald R. Glessing, CREView Profile
Director of Real Estate , Port Tampa Bay
Mr. Raphael Dawson, CREView Profile
Principal , Walton Street Capital
Mr. Jonathan H. Bartlett, CREView Profile
Senior Consultant , Jacobs
Mr. Brad Segal, CREView Profile
President , Progressive Urban Management Associates, Inc.
Mr. Greg D. Peterson, Esq., CREView Profile
Partner , Casner & Edwards, LLP
Mr. Matthew C. Rueff, CREView Profile
Director, Economic Development & Community Resiliency , Thomas P. Miller & Associates
Mr. Jeffrey H. Newman, Esq., CREView Profile
Chairman of Real Estate; Member-Executive Committee , Sills Cummis & Gross P.C.
Mr. Michael Harrington, CREView Profile
Principal , Harrington & Company
Mr. Bruce Gamble, CREView Profile
Senior Managing Director , Ankura Consulting Group LLC
The Counselors of Real Estate®, established in 1953, is an international group of high profile professionals including members of prominent real estate, financial, legal and accounting firms as well as leaders of government and academia who provide expert, objective advice on complex real property situations and land-related matters. Membership is selective, extended by invitation only. The organization's CRE® (Counselor of Real Estate) credential is granted to all members in recognition of superior problem solving ability in various areas of real estate counseling. For more information, contact The Counselors of Real Estate


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Teddy Bridgewater
Dalton views season of backing up Dak as halftime of career
By Schuyler Dixon May. 07, 2020 02:17 AM EDT
Virtual offseason impacts rookies, teams preparing for 2020
By Josh Dubow May. 01, 2020 12:47 PM EDT
Winston: Pursuit of Saints back-up role a sign of maturity
By Brett Martel Apr. 29, 2020 06:03 PM EDT
Brees, Brady give 'Quarterback South' top 2 all-time passers
By Charles Odum Apr. 29, 2020 12:19 PM EDT
49ers fill needs, Packers fall short on draft weekend
By Josh Dubow Apr. 26, 2020 02:38 PM EDT
AP source: Saints, Winston in 'advanced' negotiations
By Brett Martel Apr. 26, 2020 02:31 PM EDT
Vikings prioritize defensive line on final day of draft
By Dave Campbell Apr. 25, 2020 09:49 PM EDT
Vikings draft LSU wide receiver Justin Jefferson at No. 22
By Dave Campbell Apr. 23, 2020 11:05 PM EDT
Panthers choose Brown over Simmons with No. 7 overall pick
By Steve Reed Apr. 23, 2020 09:26 PM EDT
Panthers expected to focus attention on defense in NFL draft
By The Associated Press Apr. 15, 2020 11:00 AM EDT
7. CAROLINA (5-11) LAST SEASON: Panthers lost Cam Newton to injury two games in and still managed to be 5-3 at midway point before losing...
Saints seek playmaker to bolster Super Bowl credentials
By The Associated Press Apr. 15, 2020 10:58 AM EDT
24. NEW ORLEANS (13-4) LAST SEASON: Saints weathered record-setting QB Drew Brees' five-game absence with hand injury to match franchise...
Cam Newton feels like 'fish out of water' as free agent
By Steve Reed Apr. 07, 2020 10:19 AM EDT
Bridgewater ready to be a starting QB again in Carolina
Mar. 26, 2020 05:50 PM EDT
Panthers sign QB Teddy Bridgewater to 3-year contract
By Steve Reed Mar. 25, 2020 04:35 PM EDT
AP source: Panthers agree to terms with WR Robby Anderson
By Steve Reed Mar. 24, 2020 04:20 PM EDT
CHARLOTTE, N.C. (AP) — A person familiar with the situation says free agent wide receiver Robby Anderson has agreed to terms on a two-year contract worth $20...
Panthers release quarterback Cam Newton
By Steve Reed Mar. 24, 2020 03:36 PM EDT
Brady to Tampa only tip of NFL's changing landscape
By Barry Wilner Mar. 23, 2020 04:34 PM EDT
Brady, Gurley: From 2019 Super Bowl foes to same division
By Barry Wilner Mar. 20, 2020 05:51 PM EDT
Key additions and subtractions for NFC teams in free agency
By Barry Wilner Mar. 20, 2020 05:06 PM EDT
AP source: Broncos waiving injured QB Joe Flacco
By Arnie Stapleton Mar. 19, 2020 02:03 PM EDT


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I think I'm happy that I discovered Meg Wolitzer just recently, because I'm hoping that I'll enjoy all of her books as much as I liked The Female Persuasion, and I have so many of them ahead of me, unread! I heard a lot of good buzz about her book The Interestings when that came out, but for some reason never picked it up. So, now maybe I will. After I plow through the other million books I have…
I really liked this book. I typically mark a few passages so I can blog about specific parts of a book I liked, but about 100 pages in I had to slow down my passage marking because it was getting out of hand. This novel tells the story of Greer, a college freshman who meets Faith Frank (a sort of Gloria Steinem figure) at her college after being sexually assaulted (I considered written "sort of" sexually assaulted, but I'm just going to say that what happens to Greer isn't rape, I think in this #MeToo era I'm not going to pretend someone touching you sexually when you're not interested or consenting isn't "real" sexual assault). The novel goes on to focus on Greer's post college years, also flashing back to her childhood/teen years. Her long-term boyfriend, college best friend, and Faith Frank all also get some sections of the book told from their perspectives.
I identified tremendously with Greer, although I enjoyed getting in the other character's heads and was glad to see all of them get some closure/growth/whatever to their story-arcs. Greer and I both worked emergency hotlines, we both love marking passages in books "things that stir me" as she says. Greer's love of reading sounds like my childhood:
At night she stayed up in bed reading by a flashlight, its beam quickly dwindling. But even as the light bailed, Greer read until the very last minute, consuming a yellow circle of stories and concepts that comforted and compelled her in her aloneness which went on year after year.
And, weirdly I met Gloria Steinem in college, although sadly I did not end up working with her and being mentored by her. I guess there's still time… The book, like The Ten Year Nap, did depress me a bit at times because Greer ends up at 31 in a place that I am not. (Although I feel like the timeline is a bit rushed, I think Wolitzer didn't want to write too much into the future, but I would have found Greer's ending a bit more believable if it took her a few more years).
Additionally, Wolitzer just keeps hating on the lawyers (not that I blame her per se… we aren't a happy bunch), Greer's college friend Zee really doesn't want to be in the legal world:
I know how much I don't want to be a paralegal – it doesn't excite me – and I know how much I don't want to be a lawyer, at least not the corporate kind. I see these young associates, the ones who work really late and do corporate law, and they're on call like doctors, except their work isn't in the service of humanity, unless it's the pro bono stuff they're allowed to do once in a while. I mean, they're like the opposite of Doctors Without Borders. Lawyers Without Souls, I think of them. … [I]t all takes too much away from you, and doesn't give you fortification. Or a good feeling. Or a sense that you're actually doing something decent during your two seconds on earth.
So… I guess reading Wolitzer is how I'm going to remind myself not to go back to being a lawyer in private practice?
Of course, SPOILER ALERT, someone dies in this book. Someone dies in a lot of books; you never notice until you're looking always for someone to put into words how you're feeling. This is Greer's long-term boyfriend Cory's story arc — he's a hot shot Princeton grad, off to make bank as a consultant and hoping to do some programming work of his own someday, but instead someone in his life dies and he ends up stuck at home, picking up the pieces and taking care of everyone. So, I guess I identified with him too:
How was it, Cory kept thinking, that when a person died they were no longer anywhere? You could search the entire world and never find them. It was one thing for a body to stop working and be carted away under a sheet; it was another thing for the sense of that person to evaporate. The textural and indisputable sense, as strong but as hard to pinpoint as a gas.
It is impossible to explain to anyone who doesn't feel this way how, I was with my Mom when she died, I sat with her after she died, I sobbed as they took her away. And I still feel like – But how can she be gone? But I think anyone who has lost someone recently knows this feeling exactly, like your lost person might just turn up. Can't really be gone. Does not compute. I've come to feel that this is some sort of human brain failsafe; the loss is too much and so you just can't believe it even though you know it's true.
Finally, before this gets too long, I'll say that Wolitzer's style reminds me a bit of Celeste Ng — sometimes the characters get together and say things to each other in a way that I don't think real people always do. Real people don't always have those heart to heart moments where they try to understand, really understand this person they love. Greer and her Mom do come to understand each other more:
Greer – "Why didn't you and Dad ever find something that you really wanted to do? Something you could throw yourselves into?
Laurel got quiet, her mouth a little wavy. "Some people never do. I don't really know why… We never had an easy time. We both had a way of retreating. Though we did do some things. And we did have you. That's not nothing."
If you've enjoyed other books that I've enjoyed, I think you will like this book.
Currently reading: No Time to Spare and I Am I Am I Am: Seventeen Brushes With Death (jeeze, she is NOT going to be able to get life insurance, she obviously partakes of many risky activities…) Also on deck – An American Marriage and You Think It I'll Say It. Stay tuned.


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The most compelling thing there is in the first 300, after all the special effects and whatnot, is Gerald Butler. As King Leonidas he had this ironic, wry toothy grin plastered on his face that's so effective it can make you overlook the senseless dialogue and laughable delivery, made worse by an idiotic faux British accent everyone tries to make exotic by rolling their Rs and Ss.
It's sort of what you would expect if you made a WWE wrestler recite his threats in a Dracula accent. Stupid, and if you try to decipher what they are saying, even stupider.


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June 2015
The drive for maximising efficiency, producing high yields and generating the best returns from the AD (Anaerobic Digestion) process is very much the focus for those who have invested in these renewable energy plants and is often a source of comment and opinion. However, it is widely acknowledged that regardless how many various technologies are used within an AD process, a thorough and efficient tank mixing system is absolutely fundamental to the success of its operation and output.
The reality for AD operators today is that not only is it vital to achieve maximum gas yields by perhaps reducing sludge foaming issues, or plant maintenance downtime, they also need to fully maximise the sustainability of their process. This means every section of the system is becoming the subject of ever closer scrutiny.
SYSTEM MIX LTD are the sole UK suppliers of their bespoke design ROTAMIX (Digester Mixing) and STM (Small Tank Mixing) tank mixing systems using the integral VAUGHAN chopper pump. These are operating successfully throughout the UK waste water industry, especially in Southern Water where they are now mixing in excess of 90% of their digesters.
More recently the burgeoning market of private sector food waste AD plants are benefitting from their technology and experience and are involved in many 'retrofit' projects where existing mixing systems (or lack of them) were contributing to operational and biological issues. High grit deposition is commonplace which is reducing active digester volume and threatening a significant reduction in output, failing compliance requirements.
Also the compressors in 'traditional' gas mixing systems were requiring excessive maintenance with obvious process downtime and multiple costs.
This of course all contributes to escalating problems further downstream because rag mass reweaving and settlement within the digester further impairs efficiency and output by causing blockages in the heat exchangers and other pumps and equipment.
Andy Parr, Director at System Mix comments: Many AD operators now need to maximise the sustainable credentials of their plant and equipment even further and we are confident that the benefits of our mixing systems are becoming even more important".
For further information on how SYSTEM MIX can help to eliminate the operational and biological issues occurring in AD operations and to appreciate that excellence is not a single act, but a habit, contact: Andy Parr, System Mix Ltd, Sawtry, Huntingdon, UK.
Tel: +44 (0) 1487 830123. email@example.com www.pumpmix.co.uk


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d10 Arcane Special Effects
We all know what a fireball looks like and what it does. But magic shouldn't be a bland Point A to Point B affair. Magic should live and breath, and great game masters know how to give arcane energies that special flare. For everyone else, there's this handy table of random Arcane Special Effects. Each Arcane Special Effect is an unusual, unpredictable, and evocative side effect that comes with part and parcel with a mages spellcasting, accompanying their spells like a familiar accompanies a witch. GMs can roll on this table once for each spellcasting PC or NPC to give their magic a signature flare, or roll each time a spell is cast for wyld magicians and settings where the arcane is a truly unpredictable force. Not get out your d10 and get rolling!
- Arcane Eyes: The spellcaster's eyes turn into ivory white orbs that shine like a full moon. This change persists for 1d4 rounds, or possibly longer when casting spells of exceeding potency.
- Rune Halo: Arcane runes describing the spell in question swirt around the spellcaster's head, hands, or entire body.
- A Distant Thunder: A bolt of prismatic lightning strikes in the distance, sending a sinister thunderclap echoing around the spellcaster.
- Arcane Aura: A prismatic aura shimmers around the spellcaster, her spell target, or both (choose randomly).
- Words of Power: The sonorous chanting of sinister voices echo in the air around the spellcaster.
- The Singes: The fringes of the spellcaster's hair, clothing, and possessions spark and smoke momentarily, leaving them singed.
- Static: Static electricity crackles over the spellcaster's body and the scent of ozone taints the air. The nearest person to the spellcaster, regardless of distance, becomes statically charged.
- The Withers: Flowers close, grass withers, and leaves turn brittle and brown within 30 feet of the spellcaster.
- Coppertongue: The spellcaster and everyone within 30 feet of her taste metal, as if they had just bitten down on a bad penny covered in tin foil.
- Arcane Winds: An unnerving wind smelling of cloistered studies and old parchment swirls the air within 30 feet fo the spellcaster. However, the though the wind can be felt, it does not disturb open flames.


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Impact may be the fundamental basis associated with energy as well as conversation is made to provide you with the chance to create your personal distinctive make of energy. What ever region in your life exactly where you are feeling the lack of energy is actually exactly where your own conversation is actually faltering a person. Quite simply, the actual harmful facets of your own conversation is actually showing to become possibly inadequate inside your capability to impact each personal yet others or even it is harmful. Exactly how effective you feel, consequently significantly depends upon the as well as level of skill of the conversation.
Just like the male's conversation affects him or her, the female's conversation affects the woman's. The woman's conversation isn't just exactly what carries the woman's tone of voice additionally, it exactly what techniques the woman's. The woman's existence and also the points unfolding within the woman's existence tend to be actually becoming driven through the woman's inner conversation. Some type of inner encoding is actually generating all you observe unfolding nowadays. In the parrots as well as bees soaring as well as humming close to towards the rubble within the area seated nevertheless, highlighting the actual gentle from the sunlight. There's encoding as a particular vocabulary informing this how to proceed. You will possibly not realize the actual vocabulary getting used, however it is nevertheless conversation.
Beneath the top of each and every Lady is really a entire body associated with conversation. We phone this, the woman's entire body at the rear of the woman's entire body. This really is the woman's mothership or even motherboard associated with conversation. It is comprised of systems associated with discussions, dialogues, self-talk, communications, remarks, key phrases as well as tales. It's this that is actually telling every thing your woman believes, states as well as will.
Your woman can't observe the woman's entire body at the rear of the woman's entire body along with the woman's bodily eye. The only method on her to determine the woman's entire body associated with conversation (mental body) — is actually through hearing for this. Your woman very carefully offers to hear exactly what she's hearing within the woman's mind as well as exactly what your woman talks aloud in order to other people after which figure out in the event that whether exactly what she is interacting aligns using what your woman genuinely wants to encounter. The greater the woman's entire body associated with conversation aligns using the Existence your woman wants to reside, the actual more healthy the woman's psychological entire body. The greater this misrepresents exactly what your woman genuinely wishes, the actual unhealthier the woman's psychological entire body.
Exactly the same method 1 has the capacity to inform whenever their own bodily is from form — may be the same manner you are able to inform whenever your entire body associated with conversation has gone out associated with form. Whenever your bodily entire body is not able to have you to definitely exactly where you need to proceed, you realize you are actually from form. An identical theory pertains to your general psychological entire body. Consider for instance — in the event that residing an excellent Existence is actually that which you desire to reside however exactly what you are frequently stating in order to your self as well as hearing does not link a person along with individuals crucial elements regarding residing a very excellent Existence your psychological is from form.
A female could be within the greatest health therefore searching excellent on the exterior, whilst simultaneously discovering himself travelling below the poisonous impair associated with damaging self-talk within the woman's thoughts. Quite simply, the woman's bodily entire body might be extremely trim as well as cut whilst the woman's entire body associated with conversation is actually overwhelmingly overweight as well as malnourished — question full of worries as well as disbeliefs.
Just like all of us reside inside the bodily physiques, all of us additionally reside inside the psychological entire body associated with conversation. Each and every Lady that you simply observe is really a residing — inhaling and exhaling entire body associated with conversation within continuous improvement. It might be hard in order to picture this particular together with your mind's attention, however it holds true. The actual film — The actual Matrix do a great work associated with supplying the visible picture associated with exactly how the body associated with conversation may appear in the event that all of us could view it via the bodily eye. A few numerous amounts of moments within the film in which the figures tend to be checking those activities unfolding within the Matrix. Since the digital camera cookware — you simply observe characters as well as amounts pouring down rain lower about the display of the pc screens. Individuals characters as well as amounts signify your body associated with conversation generating the actual conduct from the individuals within the Matrix. At the conclusion from the very first payment from the Matrix trilogy, the actual celebrity from the film, Neo evolves a chance to observe individuals entire body associated with conversation together with his nude eye. Quite simply, he or she evolves a chance to observe what type of encoding is actually telling their own choices as well as measures.


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What Almost No One Knows About Installations
The Importance Of Installing Voice And Data Cabling System In A Business.
Voice and Data Cabling ensure that there is a free flow of information and other business communication pertaining business operations. There is a great need to have an effective channel for communication, and this is facilitated by the installation of Voice and Data Cabling systems in the business. The installed system need you to ensure that it is having maximum protection so that it remains to be effective in all sectors of the business.
So that you can get quality services on maintenance you need to hire cabling network companies that are reputable and reliable when it comes to the service provisions. Operating a business without Voice and Data Cabling system installed you are not in the trend of technology since it is the current trend to all businesses. Allowing installation of Voice and Data Cabling system into your business you will be able to have the following advantages.
First, you will be assured of the quality provision of services by the involved company and you will be able to get an assessment of your cables. A good company will monitor the installed system so that they can measure its frequency on data transmission. Another issue is that you will get guidance on the way you should carry out your upgrading since not the whole system that should be upgraded.
The installation is carried out on your behalf by the company. They ensure that the necessary accessories are purchased by them and they always install using the quality cables.
The Company also is responsible for an expanded business installation, for instance, if you decide to expand your business operations at another facility, it will ensure that it is equipped with the necessary Voice and Data Cabling system. By having this installation of the Voice and Data Cabling system in your business, the communication infrastructure of your business will be upheld to win your competitors in the market.
You system should secure the data that is in your organization since is full of business secrets that need to be secured. There is need to ensure the safety of the system so that the companies' data is kept safe and not at risk whatsoever so that no single information of the company is bleached. When there is highest level of security and your data is not accessed by anyone, your competitors will not be able to know your business strategies.
The Company need to be reliable when it comes to the provision of services regarding the communication.
You need to use cables that are of good quality and will give you best services. You are likely to face network challenges and a lot of disconnections that will inconvenient your communication infrastructure.
5 Key Takeaways on the Road to Dominating Installations


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Tour Guide Seville
Hi! My name is Ricardo. I am sevillian, historian and official tourism guide of Andalusia. I offer private guided tours in Seville and in the main monuments of Andalusia. You can read more about me or read the reviews that my clients have left about my work! Discover all the secrets of the city with Tour Guide Seville!
Seville Guided Tours
Monumental Seville
Discover with us the two most interesting and historical monuments of Seville: the Royal Alcázar and the Seville Cathedral.
Unmissable Seville
The areas and monuments that you should not miss in Seville: Alcazar, Cathedral, Barrio de Santacruz and Plaza de España.
Alcazar Seville
The oldest royal palace in use in Europe. A monumental complex that summarizes the history of Seville.
Seville Cathedral
The largest gothic cathedral in the world and one of the most particular. Symbol of Islamic Seville and Christian Seville.
Historical Seville
From the Phoenicians to the Ibero-American Exhibition of 1929. A journey through time to unveil the history of Seville.
Charity Hospital
The Charity Hospital and the Church of San Jorge compose a fantastic set to understand the 17th century and the Baroque.
I had the pleasure of having Ricardo show me Sevilla. Without his knowledge and expertise, there is no way I would have been able to see as much and learn as much as I did. Not only is Ricardo an exceptionally nice person, he is a top notch guide. I have used many private guides, and he by far is the best.
– Ari
Ricardo is a highly informed, charismatic and charming guide. We've done many guided tours throughout the world, but I have to say Ricardo is one of the best. He makes a total difference in how one approaches a place and I could not recommend him highly enough.
– Tulio
I did a tour with Laura, and I can whole heartedly say that she is the best guide I've ever had. Not only is Laura extremely knowledgable and fluent in English, but she is also super engaging and made the history much more interesting than I expected it to be.
– Fiona
My family and I took the full day walking tour with Ricardo. He was very knowledgeable and he kept the tour super interesting throughout the entire duration of the tour. We all loved the tour and would recommend taking a tour with Ricardo hands down.
No Results Found
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Type: Task
Status: Closed
Priority: Major
Resolution: Fixed
Affects Version/s: 2.5.1
Fix Version/s: 2.5.2
Component/s: Development, User Experience (UX)
Security Level: Public (Public: Anyone can view)
Similar issues:
KULRICE-5904 Make Proposition tree control more like the Rule tree control KULRICE-5903 Text to make it more clear between Rule and Proposition tree sections. KULRICE-5180 engine results reflect proposition tree KULRICE-6011 Proposition tree data groups are not showing up KULRICE-8270 KRMS Agenda Editor: Proposition Tree of Rule does not work properly KULRICE-5953 Make propositions that are in edit mode easier to select KULRICE-13321 KRMS agenda editor, field labels not rendered for propositions in edit mode KULRICE-5916 toggle selection of rule or proposition when clicked a second time KULRICE-5954 In some cases changing the propositions in a rule doesn't update the proposition summary KULRICE-6410 ajax refreshes are broken on the agenda tree and the rule (proposition) tree
Rice Module:KRMS
Sprint:Middleware 2.5.2 Sprint 2
KAI Review Status:Not Required
KTI Review Status:Not Required
Code Review Status:Not Required
Include in Release Notes?:Yes
Story Points:2
In the agenda editor within KRMS:
When a proposition has a blank description (which can happen a few different ways, but the easiest way to reproduce this might be to edit a proposition, clear it's description, and then click the gear icon on another proposition), it is very difficult to select, because it is the description field which, when clicked on, selects the proposition.
The attached patch will put a default text string in when a proposition has a blank description in order to give the user an indication that setting a value would be helpful, and also to give them something to click on to select the proposition in the editor.
Will remove Peter as a watcher (to spare him additional email). Will add Claus. Oh... and Peter... Thanks for the supplied patch!
It appears that one can not save a Rule which contains a Proposition which does not have a description, as the form validation will catch that.
However, as described in this case, one can create a Proposition which does not have a description, which case you can not go back and edit it, as you "have nothing to click on".
Peter's supplied patch takes care of this, by inserting the text ":: blank proposition name ::" on the form, but a description supplied by the user will still be required to save the associated Rule (enforced by the form validation). (Thanks Peter!)
Since this is a minor bug fix, I am assuming no AFT is required, but just want to confirm. Code review has been posted.
Yeah, I think it's fine to skip the AFT for now.


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Stroll and Savor July 17, 2014
This give restaurants a chance for you to sample some of the goodies that they have in their restaurants and this begins my food adventure that night.
I know what you're thinking...this place is 420 friendly or they use bud in their food?!
Well, that's not what you should be thinking. You will soon find out.
This place was brought to you by the makers of Kogi Truck. Yes! Roy Choi! Ever since Thrillist posted it, I had to check it out.
If you know what POT is, I'm talking about the main restaurant. [skip to next paragraph] If not, let me give you the run down. There are 3 places at the Line Hotel that have POT in it: The cafe, the bar and the restaurant out in the back of them both. I'm talking about that restaurant.
Once you enter the hotel, you will see the cafe on your right and the bar on the left with hella tables everywhere. On the right of the bar, if you walk all the way to the back, you will see green neon lights that spell..you guessed it! POT! And you follow that small ass hallway and boom! You're there!
When we first went there, around 8. We couldn't even get in, but we were smart the 2nd time. Then, again.. the first time was when it just opened so..makes sense. Back to the point..I suggest going early if you're trying to avoid people. Haha.
Yellow Fever
Yellow Fever is a relatively new restaurant, which opened up late last year. Ever since last year, I always saw it getting built up whenever I pass by Pop Monster, but never got to try it until now. And so, here is my experience.
When I went, it was for a Thursday night din din around 7. The parking lot is pretty small, because they share space with 2-3 other stores. [So, if you do decide to come, go when it's not too busy] There will be a big yellow sign with YELLOW FEVER in block letters above.
When you go inside, it's a decently sized area with a bunch of tables and the counter on your right with menu and register. The workers there were pretty helpful, especially that it was my first time going there. The menu on the wall is pretty much like the one below:
Food Porn.
Restaurants, Shops, Pictures.
February 2016


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Myrtleford miss recruiting target with Christian Burgess to move to Queensland
MYRTLEFORD'S bid to lure Christian Burgess back to McNamara Reserve has fallen over with the star midfielder to relocate to Queensland.
Burgess had been in regular contact with coach Jake Sharp throughout last season and was an interested onlooker during the Alpine Saints' finals campaign.
The former Myrtleford best and fairest winner's personal circumstances recently changed when his partner was offered employment in Queensland.
"We went up to Queensland two months ago for a look and it took us a month to make a decision," Burgess said.
"It's a really good opportunity for my partner.
"It would have been good to play for Myrtleford next season but once we weighed it all up we decided on Queensland.
I was always chatting to Jake during the season ...Christian Burgess
"I was always chatting to Jake during the season and once we'd made a decision we let him know straight away."
Burgess started this year with Eastern Football League club Vermont but suffered an ACL injury in the side's opening match of the season.
He is yet to select a Queensland club.
Burgess believes Myrtleford is on track for a strong 2020 campaign after making this year's preliminary final and signing GWS ruckman Dawson Simpson.
"Jake's done a great job," he said.
"I watched a few games this year and they are doing really well."
Myrtleford lost to eventual premier Lavington in this year's preliminary final at John Flower Oval while its under 18s completed a fairytale season by upsetting Wangaratta in the grand final under coach Tristan Purss.


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Eric's party, trampoline and water balloons.
World of Color
We camped out at California Adventure today. 1 hour before opening till 9pm WofC.
No picture of the show would really do it justice. Disney really pulled it off. I wasn't expecting much from a water show but was blown away!
Recomend no kids, buy the dinner package with tickets to get front center seating. Beats holding two kids up for 26 min.
Latest pics of the Smith Kids…
Yet another Disneyland pic…
Latest Disneyland Day
Went for a long day. Got in aladin show, found out it's over in July. They're replacing it with a toy story based show next year.
Also got to go twice on Matterhorn. Turns out they can run up to 10 bobsleds on each track but only can have 8 in the queue. So they need at least two sleds on the mountain. There's also a bobsled under a cover parked and I asked about it. It turns out it's a prototype sled. The new sled seats 6 and you don't sit in pairs anymore. About 13 months until they switch it out.
Also went on the Columbia sailing ship and the shooting gallery. Our goal of every ride is almost done!
Getting wet at Disneyland
Here we are getting wet at California Adventure with the family in March.


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World War II pilot, champion jockey and internationally bestselling author, Dick Francis CBE has died today aged 89 at his home on the Cayman Islands.
The recurring theme of his many mystery thrillers was of course racing, and first out of the starting gates was Dead cert published in 1962. Publishing a novel a year, Francis employed a variety of main characters. Sid Halley appeared in several titles, as did Kit Fielding, and his leading men all shared similar character traits: solitary, physically and mentally tough, resourceful and attractive to women, Francis's heroes strive to win but not at any cost. Decency, responsibilty, justice and fair play are central themes in all Francis's 41 racey-pacey titles.
Unusually in 1999 his publishers acknowledged the important creative input of Francis's wife Mary, previously she had been credited just with draft reading and editing his work, and after Mary's death in 2000 Francis's son Felix came on board as co-author.
Regardless of writing roles, together the Francis family made the racing world come alive.