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Apple's ad business borrows a page from Facebook
On Thursday, Apple Search Ads updated its partner page to include Bidalgo as its second campaign management partner. Apple Search Ads appear at the very top of a user's app search results; someone who searches for the Uber app, for example, might see an ad for the Lyft app.
Companies such as Bidalgo assist advertisers in managing search ad campaigns through Apple's app store. Placing Bidalgo on its partner page is similar to receiving a stamp of approval from Apple, essentially saying it's a qualified and knowledgeable vendor for buying search ads through automation.
The news is significant as Apple previously only had mobile measurement partners on its page, which provide tools to measure, analyze and optimize app install campaigns. Coupling mobile measurement partners with campaign management partners is a spitting image of Facebook's own program, Facebook Marketing Partners, more commonly known as FMP. The move is an example of how Apple is trying to diversify its sources of revenue in the face of maturing iPhone sales.
"Apple Search Ads have been extremely popular for mobile app publishers with a complete absence of fraud," says John Koetsier, VP of insights at Singular, a mobile measurement company. "To appeal to brands, however, Apple needed to add official campaign management and measurement partners. That just delivers more ability for brands to scale their campaigns with agencies."
Koetsier adds that the recent inclusion of campaign management partners to Apple's partner page is "both a sign of increased maturity in Apple Search Ads as well as an indicator that Apple Search Ads is increasingly important to Apple."
In total, Apple has four mobile measurement partners (Branch, Kochava, Adjust, Appsflyer) and two campaign management partners (Bidalgo and Kenshoo).
Facebook and Google both outrank Apple for return on ad spend for app installs, according to Singular's ROI Index, and marketers hoping to come across the same rich targeting found at Google and Facebook will be hard pressed to find similar options when advertising through Apple. That is because Apple has a reputation for guarding consumer privacy which can limit ad targeting.
"Advertisers can, however, target by contextual factors such as location or time of day, keywords used in searches, as well as types of apps previously installed, or in-app purchases previously made," Koetsier says. "Apple uses differential privacy, though, so brands are targeting groups, not individuals"


text: Healthy Hen™ Toes and Combs - Frostbite 12 oz. Healing Spray. This formula works magically in healing wounds, repairs damaged skin and heals frostbite. It acts as a relaxant and pain reliever with natural antibacterial and antifungal properties. Spray is safe for chicks. Use as needed. Spray directly from 6"-12" on toes, comb and wattle. Do not spray in eyes or beaks. Active Ingredients include organic Aloe Vera, lavender oil, calendula oil, vitamin E, sweet almond oil and beeswax. 12oz Spray Bottle. Made in the USA.

subset: commoncrawl


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Formulated with peony extract from Drôme in the south of France, the Pivoine Flora collection offers a floral and generous eau de toilette with a distinctive lingering freshness - an almost rustic scent like freshly cut grass. There is a Mediterranean legend of a beautiful nymph named Paeonia who was so courted by the gods that a jealous goddess transformed her into a flower with a thousand petals: a peony. Since then, this symbol of beauty brightens every spring with its dazzling show of colors and scents. The Peony collection offers a floral and generous perfume and eau de toilette, both marked with green freshness and containing a peony extract from Drôme in the south of France. VISIT OUR E-MAGAZINE TO LEARN MORE ABOUT PEONY >
If you wish, let's keep in touch


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Our highly-practical and professional 6-day ILM Level 5 Certificate in Effective Coaching & Mentoring course offers you advanced coaching skills training and an internationally-recognised coaching qualification, as well as an NLP Diploma. The ILM (Institute of Leadership and Management) is the UK's top leadership and management qualifications specialist; because we are one of their Approved Centres, you know you will be receiving quality training.
Alternatively our 7 day ILM Level 7 Certificate for Executive and Senior Level Coaches & Mentors, which has one additional day compared to the ILM Level 5 Certificate in Coaching & Mentoring above, is designed for executive coaches and senior / executive business managers who want to develop their expertise and credibility as a coach or mentor, or to create a coaching culture at work.
Call us (020 8349 2929, ask for Usha, or Jeremy) to discuss the best option for you. If you want to gain excellent coaching skills to improve your results with your team or clients, and are not yet ready to do a full ILM qualification, ask us about other options for our ILM Recognised coach training courses, where you will still learn these invaluable coaching skills to enhance your career / business.
You can find the dates and price of the next courses on the links shown above.
Enter your name and email address below and click on the button to receive a special collection of three one-page summaries to develop your coaching skills, either as a manager or as a professional coach.
The course is specifically designed for you to learn excellent coaching skills, and to gain the ILM Coaching & Mentoring qualification. For more information about the specific course content, please visit either
and scroll down to the 'What you will learn' section.
If you have any questions about our ILM Approved Coaching and Mentoring courses, please call us on 020 8349 2929, and ask for Usha or Jeremy. If you prefer, you can look for answers to frequently asked questions on following pages:
and scroll down to the 'frequently asked questions' section.
Jeremy has a unique approach to bringing out the best in people. He certainly practices what he preaches! Jeremy is one of a handful of trainers/coaches/practitioners that I would, without any hesitation, recommend to others. He is knowledgeable, ethical and shows genuine passion for the work he does and how best to serve others.
I have had the pleasure of studying with Jeremy, and the NLP he has taught has had a wonderful impact on my personal and professional life. Jeremy explains NLP in an accessible, easy, manner and for me took away the fluff of the subject. The practical help on the courses and the smaller classes give you a personal learning environment, perfect for this subject. I highly recommend Jeremy for anyone interested in NLP.
I've undertaken three major trainings with Jeremy: NLP Practitioner, NLP Master Practitioner and most recently NLP Sports Practitioner. I keep coming back because the training is thorough, ethical and ecological, and it's academically recognized. As a career coach I work with people at all stages of their career, across levels and across a wide range of industries.
Before doing the NLP course, I had felt I needed more coaching approaches and methodologies. The course gave me a lot of new techniques which I have used to help my coaching clients. Also I was launching my new coaching brand as I was doing the programme and looking back I can see it helped me to set big targets and reach them.
I found the course to be enlightening both personally and professionally. Jeremy's experience of the corporate world allowed for a real life perspective to be taken and a focused view into NLP and its application in Business and coaching.
I feel privileged to have discovered NLP, it has changed my life. Understanding communication, the impact of language and being able to change unwanted behaviours has been the difference that made the difference for me. Jeremy is so much more than an NLP Master Trainer. It is a powerful rewarding experience learning and evolving with Jeremy. I highly recommend studying with Jeremy, one of my best decisions.
Before the course, I was struggling which decision to make about my future- within 4 months of the course, I made a career plan and my business plan.
What I got from the training was much more than I ever imagined I would get from it, I was blown away by it. Jeremy's professionalism and delivery of the training was second to none. .. I would highly encourage anyone to train with Jeremy at The Lazarus Consultancy because they will leave knowing NLP and having a mentor for life.


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Our Team
Kristy Hitchings
Kristy Hitchings, Executive Director, Colorado. Kristy oversees operational planning and management, builds alliances, and serves as liaison between international staff and the board of directors. Before joining IYHA in September…...
Nakuya Annet (Ann)
Ann manages and track all operational expenditures and requisitions, enriches organizational policies, contributes to staff development and training and adheres to financial and administrative tasks relevant to organizational growth. She…...
Nantege Stella
Nantege Stella is Into Your Hands-Africa's Education Officer. She possesses good interpersonal and strong leadership skills with a great zeal of working with and empowering communities. Stella graduated with a…...
Nabukeera Justine
Justine is responsible for managing all activities related to the Community Development Association Program and the Women Enterprise Training Program. She sets budgets and constructs all workshop related program oversight…...
Ssitenda Lydia
Lydia's role as the Youth and Enterprise Program Officer is to manage all projects relating to livestock and agriculture. In this capacity, Lydia manages the Send-A-Piglet-Home Program, Send-A-Chicken-Home, mango and…...
Kawooya Vincent
Vincent serves as the Operations Manager for "Into Your Hands Africa". He is currently finalizing his Master's Degree in Social Sector Planning and Management from Makerere University – Kampala and…...
Community Field Officers (CFO)
Community Field Officers (CFO) are elected by their communities to act as the representative to conduct home visits with hundreds of families annually. Through their commitment, these individuals are what allow the organization to grow. As a personal model, CFO's act as community leaders, model farmers, and upstanding citizens.


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Yesterday Erica Stone released Extreme Review 2016 Update that brings her best course up to date.
As I have a previous version I get this new version at no cost. That's great. From her email it has an updated niche research and competition analysis, site speed improvements, traffic and growth strategies, updated review formatting, updated comparison table, Ninja Reviews , Amazon Niche Master and WordPress set up.
If buying it for the first time there are no upsells to get through, you just get the course and spreadsheets in a zipped file.
What You Get.
There are 5 reports you receive and the niche idea spreadsheet in 4 formats. The reports are:
Extreme Review
WordPress Set Up Instructions
Niche Reviews Bonus
Amazon Niche Master
Amazon Niche Master Templates
It's been awhile since I've been through the course so this is going to be refresher for me as well as a review.
Starting with the main guide:
Extreme Review Guide
It is pdf that has a total of 105 pages long. It has a disclaimer to start with and then it is on to the contents.
On to the guide proper and there is an introduction to Erica and the course. Interesting to read about Erica and also the thinking and why her reviews and course is the way it is. She emphasizes writing the best reviews and putting in hard work.
Then follows a very good definition of what these reviews and sites are about. I agree with it and it is something I try to do in my reviews. I guess my agreement is be expected seeing I've been building review sites following this course.
After that it's on to the course proper and generating niche ideas on what your review site is to focus on. There are 4 good ways of generating possible niches and checking that Amazon has products.
After that it is assessing the ideas to see which ones are best for building a review site around. This section is a bit boring to do but worth it to ensure you don't waste your time on something too competitive or there isn't enough interest in it.
It's very methodical and logical. It does leave you with niches that you should be able to write reviews and earn an income from. You put your ideas into the niche idea website to assess and eliminate the ones that don't meet the criteria. I now use a tool like jaaxy to do some of this – it's not free but does save on some of the tedious work – but either way works.
There's a good section on how to choose between your niches that have made the cut and how to think through them.
Next there are good tips on choosing a domain name for your site, there's also help in generating a name too. This is always frustrating no matter how you do it but needs to be done. The steps are easy to follow.
Then it's about buying the domain name and hosting, it comes with step by step instructions.
There is a demo site to help you see what you're site will look like – it's always good to see an example (probably not as good as seeing as an active site like in the Home Blogging and Affiliate Marketing Course). It does make a little money though even though it is just to be used as an example.
Here you go to another pdf report to set up a WordPress site. I'm going to skip this for now and move on through the course. I'll come back to it later.
Review Writing And More
There is now a section on writing reviews and what you cover and why. It is an important section on why these reviews work. The instructions for writing a review are included in the Niche Reviews bonus pdf – I'm going to carryon through the report and come back to that.
Then there are good tips to get the article indexed and making sure you've not used a keyword too much one you've written your review.
Next it is on to a different type of post that can help people in their buying decisions. There is a good overview here of who you are writing the articles to help.
There are some ideas on how to find subjects to write about and the jaaxy keyword tool is a great help here I've found. But you can do this for free too using Google as shown in the course.
For more on this and ideas you go to the Amazon Niche Master guide that discusses these information posts in more detail and guides you through the various types. Again I'll come back to this after I've been through the main guide.
There is some guidance in the main guide on writing information post and she lets you know the best converting one is – I didn't know that so that is good to know. I need to write more of those!
There's a link to an informational post example but it doesn't seem to be working and I can't see it in the guide. (It might be in the bonus guide.)
Then there is writing more posts and a quick checklist for what to do for publishing a post.
I'm about 3/4s of the way through the main guide. I'm going to stop here for now and finish it off tomorrow.
Thoughts So Far.
For me the Extreme Review 2016 Update guide is as good as I remembered. It has been worthwhile going through it again and it emphasized some things and there a couple of things I learned too.
So all in all a good experience going through the guide. The niche selection is where I've noticed the most change. As I have 2 sites already it doesn't have that much impact on me.
For a beginner this is a great guide to start with – it is methodical and gives you a great chance of choosing a profitable niche if you are prepared to work hard in researching and write reviews that help the customer.


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What AOQUN sold you is not only the product itself, but the solution, that is the value brought by the product, and the reason why the global customers choose us:
1. Customize your tailored product to satisfy you unexpected need, from appearance to function. 24 hour one to one service.
2. The unique brush manufacturer who authorized by ISO and complied with society responsibility among the brush manufacturers to provide the product CE certification.
3. The first brush manufacturer that go to European and Asia for trade show and learning, as to continuously innovate and improve the R&D ability of our company.
1.Q:How many days delivery in general?
A:Usually 7 days,If you need urgent processing,you need to instructions in advance
2.Q:Can provide free samples?How long can I get the samples?
A:Yes.Usually for two or three days
3.Q:How much the transportation freight of samples?
A:The freight depends on the weight and package size and your area.
4.Q:What are your products' features and advantages?
A:Fastening, uniform, neat, brush hair with high flexibility and strong bending, moderate and soft,durable.
5.Q:What shapes does your product have?
A:Column type,cone type,oval type.


text: Can_of_corn Report post Posted February 19 3 minutes ago, wildbillhiccup said: So he doesn't have the work ethic/discipline to rework his swing, but I'm to believe he does have it to drastically transform his body in a very short amount of time? I buy the 25 pounds, but I'm betting that includes water weight and isn't all lean muscle mass. Quote Share this post Link to post Share on other sites


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GO FOR A WALK, SAYS SCIENCE For details click on the link. http://m.fastcompany.com/3029778/bottom-line/need-a-creative-solution-go-for-a-walk-says-science?partner=rss
GO FOR A WALK, SAYS SCIENCE For details click on the link. http://m.fastcompany.com/3029778/bottom-line/need-a-creative-solution-go-for-a-walk-says-science?partner=rss
I wanted to share this post from Corporate Executive Board. 5 Meetings You're Doing Wrong Posted on 4 March 14 by Matt Hoffman Comment Email When done well, meetings allow […]
Here's How Technology Is Ruining Your Sleep PAMELA ENGEL APR. 25, 2014, 8:24 AM 29,896 5 Our addiction to technology can be affecting us in ways we might not have […]
This is a great article that will make you laugh at some of the ridiculous ways we board. http://mobile.businessweek.com/articles/2014-04-23/the-dumb-way-we-board-airplanes-remains-impervious-to-good-data
Check out this great design featured on #architizer http://architizer.com/projects/girl-scouts-camp-prairie-schooner/
How Dr. Dre's Headphones Company Became a Billion-Dollar Business BY BURT HELM @BURTHELM Check out how this company have made headphones the new bling. http://www.inc.com/audacious-companies/burt-helm/beats.html
Great article posted by #staples advantage on impact of items shaping the next workforce. http://blog.staplesadvantage.com/2014/04/24/have-you-embraced-know-space/
The trains towards fitness continues to gain momentum. Facebook is now getting in on the action. For details follow the link http://www.businessinsider.com/facebook-acquires-fitness-app-moves-2014-4
As I am always looking for apps to help me this was a great list of suggestions. What apps do you have that you find valuable that aren't on the […]
Review these tips and streamline your emails. http://www.inc.com/bill-murphy-jr/5-easy-ways-to-write-better-emails.html?cid=sf01001


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Online Business Ideas Drop Shipping
The idea of building a drop shipping store has become more and more promising. Lots of people now have their eyes on online business ideas drop shipping. The reason why this business so promising is that you don't need to own the whole company and sell your own products. Instead, you just need to sell the products from the the third party and take orders from the customers. There you earn your profit. It looks so easy, isn't it?
However, it's not that easy though. The theory is so simple but to implement it is another case. The price might be the main issue of this business. However, this is a good opportunity for those who are new to internet business and want to try being a new entrepreneur. What makes it possible for beginners is that you can start the business even with limited budget. Third-party vendors or suppliers play important role in this type of business.
Before starting drop shipping business, you must decide what kind of products to sell online. Your drop shipping store should sell something that most people needs. So how to come up with the idea?
- Determine your target market. You need to aim your target market whether it's young people, adults, men, women, etc. Then you need to think based on customer's point of view. This is where the idea usually comes up. You need to think what they need the most.
- Make a little research about things happened around you. People around you may give you brilliant ideas accidently. You just need to pay a little more attention to your surroundings. What products people around you use these days and what they don't like about the products, etc. It will help you to decide.
- You can also do the research by browsing around. There are lots of online shops and stores today. You can learn from the competitors how they sell their products, how to make their clients satified, etc.
Here are online business ideas drop shipping about what to sell on your online store:
- Handcraft – Handcraft items are what most people like because they are made with original and unique design. People like to be different from others. Thus, they like something unique just like handcraft items. It can be fashion accessories, furnitures, etc.
- Fashion items – These items are still in the lead trend for drop shipping products especially rare items. There are some people who like shopping online rather than going around some stores to find the best fashion items.
- Imported items – This may be a little challenging since you need to find the right vendor to supply imported items like books, clothes, accessories, etc. However, this can attract potential buyers.
To open a drop shipping store, you need to find the right vendors as the third party supplier. Thus, you can provide what the customers need. You can start from a small online store and walk forward step by step. That's how you implement online business ideas drop shipping.


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Nancy M Kenneally looks at the US variable life market
During the 1990s, the US variable life marketplace enjoyed remarkable growth while the individual life insurance marketplace stagnated. A number of factors fueled this growth, most notably the buoyant equity markets and low interest rates in the US throughout the decade. Since reaching a sales peak of $6.95bn in 2000, however, variable life sales dropped 63%, to end 2003 at just $2.58bn, according to Tillinghast's VALUE(TM) Survey.
The future of the variable life market undoubtedly hinges on a recovery of the equity markets, but even in such a marketplace, insurers' success will ultimately come down to execution.
Market and competition
Variable life emerged in the 1990s as an alternative to fixed life insurance products. Variable life products were designed to fulfill many of the same needs as traditional permanent life insurance - estate planning, executive benefit funding, business planning, retirement/accumulation and personal needs protection - but with a stronger focus on accumulation.
Attracted by hefty equity returns, the relative capital efficiency of the variable product chassis and the ability to better control existing distribution channels and tap new ones, insurance manufacturers began developing new products and selling variable life insurance policies in record numbers. The benefits of variable life to distributors were equally compelling. In an increasingly competitive financial services landscape, life insurance agents were able to offer a hybrid product that appealed to consumers accustomed to investing in mutual funds and other packaged investment products.
For these reasons, sales of variable life increased from $1.0bn in 1990 to $6.95bn in 2000, a 21% compound annual growth rate. Variable life market share (measured by premium) as a proportion of individual insurance sales increased from 7% to 37% during this ten-year period.
But since early 2001, sales of variable life have plummeted. Attractive, long-term, no-lapse guarantees available on universal life products, coupled with sustained equity market downturns and volatility, steered many distributors and consumers away from variable life.
Many career agents turned to selling low-cost term, universal life products with long-term guarantees and whole life with attractive portfolio rates.
Increased estate tax exemptions and the uncertainty of estate tax reform have also driven down sales for variable life. Although the initial ambiguity of reform appears to have abated, many agree the issue will resurface.
The level of sales decline impacted variable life insurance carriers to different degrees, depending on their product focus and diversification.
However, sales decreases have generally been universal. In 2003, all but two (smaller) variable life writers experienced drop-offs in sales, many significant.
Distribution trends
Variable life is sold through an array of retail distribution channels, supported by several intermediary approaches. The retail distribution landscape has two distinct channels, the career agency channel and independent channels.
Independent investment-oriented channels, which include wirehouses, regional firms, independent broker-dealers, insurance broker-dealers (non-career agents), banks and producer groups, form a complex distribution ecosystem.
Since these retail channels have very different levels of life insurance knowledge and orientation, insurance manufacturers serving them have experimented with a variety of wholesaling approaches.
Unlike the US mutual fund and variable annuity markets, where one dominant wholesaling model emerged, the variable life market supports at least three intermediary/wholesaling models:
(1) the product wholesaler model characteristic of the mutual fund and variable annuity markets;
(2) the Managing General Agents (MGAs), Brokerage General Agents (BGAs) and Independent Marketing Organisations (IMOs) model more traditionally used for selling fixed life insurance; and
(3) the Regional Vice Presidents (RVPs)/Regional Personal Producing General Agents (PPGAs) model, which is somewhat of a hybrid of the first two.
The product wholesaler and MGA models are the most prevalent forms of intermediary distribution, accounting for about 75% of sales through independent retail channels in 2002. The product wholesaler model is the more dominant, with almost 45% market share.
We expect both models to remain viable over the foreseeable future. In fact, many companies selling variable life through independent retail channels have chosen to go to market through multiple intermediary channels, effectively segmenting their retail channels and distributors and aligning them with either product wholesalers, MGAs or RVPs. We believe distribution firms will increasingly seek a direct relationship with the product manufacturer, so the product wholesaler model will continue to gain share over the longer term.
Investment-oriented distribution channels largely accounted for the tremendous growth in the US variable annuity market. Together, these distribution channels now account for 65% of variable annuity sales. While variable life sales have also increased through independent channels, closer analysis indicates that this has been driven more by insurance-oriented channels, such as insurance broker-dealers and producer groups, than the investment-oriented channels that helped fuel the growth of variable annuities. We estimate that approximately 11% of variable life sales come from investment-oriented channels.
Although investment-oriented channels have grown rapidly in the past several years, penetration still remains low. Today, only an estimated 5% of wirehouse and regional firm reps even sell life insurance. With a client base ideally suited for life insurance products, these channels and their customers would appear to represent fertile ground for life insurance manufacturers. Yet, the challenge is substantial. Unlike a transaction-based variable annuity sale, the life insurance sale is typically complex and involves an intrusive and time-consuming underwriting and new business process foreign to investment-oriented channels.
To tap the vast potential for life sales within these investment-oriented channels, insurers have employed two broad strategies:
- providing life-oriented specialists to assist the retail representative at the point of sale; and
- simplifying the sale through simplified product design and streamlined new business processes.
To date, any success has typically resulted from the distributor or manufacturer deploying substantial life-oriented resources at the point of sale to assist or take over the life insurance sale from the rep. However, few manufacturers or distributors have been able to build a point-of-sale system that delivers satisfactory sales relative to the required investment.
Insurers have also experimented with simplifying product designs and/or changing their new business processes to better align the life insurance sale with the sale of other investment products. The philosophy behind this approach is to mimic, to the extent possible, the 'dropping the ticket' sales process characteristic of mutual funds and annuities. A few companies have developed electronic application processes supported by call centres or fulfilment centres, insulating reps from cumbersome new business processes.
While these approaches show promise, they are largely unproven and represent attempts to develop single-carrier solutions in distribution systems that operate in a multi-carrier environment. Multi-carrier new business solutions for variable life have not yet taken hold in the market, despite the aggressive attempts of technology vendors. While it is likely that such platforms will develop, adoption will probably be slow.
Despite the perceived potential and the success achieved in some overseas markets, banks have had limited success selling individual life insurance in the US. Although the private bank channel offers some long-term potential, since other channels offer more near-term potential we expect most insurers to focus their resources elsewhere.
Future outlook
Future growth of the variable life market is uncertain. In the near term, we believe the key challenge for variable life insurers will be to recapture the 63% loss in sales from year 2000 peak levels. While the overall demand for life insurance is still present, the market is mature and growth has been modest over the last several years. Other roadblocks to the market's success could be the ongoing scrutiny resulting from mutual-fund-related scandals, unfavourable changes to the estate tax law (such as permanent repeal), significant restrictions imposed on corporate-owned life insurance, major market upsets or adverse press about improper selling practices.
Career agents and insurance-oriented independent agents will need to be convinced once again that variable life represents a superior long-term protection and accumulation vehicle. A sustained equity market recovery, coupled with less attractive fixed product alternatives, would also help in the short term.
Longer term, the critical challenge will be to return variable life to its prior growth trajectory by aggressively making inroads into investment-oriented distribution channels. With only 5% to 10% of these representatives selling variable life products, the key is to increase penetration. Unlike the insurance-oriented career and independent agents, these representatives are likely to be less reluctant to return to variable products. The systems that they have grown up in are built around these products. However, achieving sustained growth will require a fundamental redesign of the life insurance product and new business process, as well as more point-of-sale assistance.
The future of the variable life market depends on a recovery of the equity markets. Success in such a marketplace will ultimately come down to execution.
The days of realising growth just from 'being in the right place at the right time' are gone. The future winners in the marketplace will be companies that clearly articulate their strategies, capitalise on a superior understanding of business and channel economics and, most important, flawlessly execute their plans.
- Nancy M Kenneally, FSA, MAAA is a consultant with the Tillinghast business of Towers Perrin in New York. She can be reached at firstname.lastname@example.com.


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Job Description
Business Analyst - MiFID II regulatory reporting
Our client, a global provider of IT services, is looking for an experienced Lead Business Analyst and IT professional with a solid experience in financial services / Banking or Insurance sectors. It would be a 8 months contract with an immediate start date.
Key responsibilities
- Elicitation & Analysis of new business requirements for Eurozone clearing migration to a new format
- Business Requirements & Functional Specifications documentation
- Discussions with business stakeholders as may be required to elicit requirements, getting documentation reviewed and signed off
- Working closely with Development teams to implement the business requirements and provide clarifications as may be needed
Key skills / knowledge
- Proven success on Requirements, Elicitation, Impact analysis and facilitating workshops with IT and Business stakeholders.
- Successfully completed data ingestion and consumption programs for Go-Live MiFID II regulatory reporting
- Sound knowledge of data ingestion, data mastering and transformation, data warehouse and creating data marts views for downstream consumption.
- Defining data architecture, identifying data sources and providing source to target data mapping/transformation solutions based on business process architecture with ETL framework.
- Proven experience in business process design/mapping and operations change.
- Strong collaborative skills, excellent communication and client facing skills.


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Tue 10 Oct 2006
Amherst Grad Wins Nobel Prize in Economics
Edmund Phelps, Amherst '55, just won the Nobel Prize in Economics.
Given the quality of Williams' Economics department, I started wondering if a Williams graduate had won the same prize, and found that Robert Engle '64 did, back in 2003. However, my Economics department theory was wrong — he was a Physics major. In the press release issued by NYU, it notes that his idea of a grand time as a teenager was to bike over to the Swarthmore College Library during the summer and read physics books.
Any other Williams College-educated Nobel Prize winners that people know of? Wikipedia doesn't list any, although it does list Robert Engle as a winner.Print • Email
|« Straw
|Garfield's Dorm »
10 Responses to "Amherst Grad Wins Nobel Prize in Economics"
Anonymous says:
I don't think that there were any. We would have known.
Anonymous says:
BTW, Joe Stiglitz is another econ Nobel who went to Amherst. But, given the number of Williams students going to PhD in econ in the recent years, in next 40 years we should have at least one more Nobel in the field. However, if the hypothetical Nobel does appear (s)he is most likely to have had studied either math or physics at Williams instead of Econ.
hwc says:
It's been a good week of Nobel Prize winners for liberal arts college grads. In addition to an Amherst grad winning for the fourth time, the fifth Swarthmore grad, John Mather '68, won a Nobel prize for his work on the big bang theory.
This is Amherst's second Nobel winner in the last five years, joining Robert Stiglitz, who won the Economics prize in 2001.
This is Swarthmore's second in three years with the Edward C. Prescott, math major '62 winning the 2004 Economics prize.
hwc says:
Williams is tied for second (with Grinnell and Carleton) with the highest percentage of total graduates going on to get PhDs in Economics over the most recent 10 year period:
Number of PhDs per 1000 grads
Academic field: Economics
PhDs and Doctoral Degrees:
ten years (1994 to 2003) from NSF database
Number of Undergraduates:
ten years (1989 to 1998) from IPEDS database
Note: Does not include colleges with less than 1000 graduates over the ten year period
1 Swarthmore College 16
2 Grinnell College 7
3 Williams College 7
4 Carleton College 7
5 Harvard University 6
6 Agnes Scott College 6
7 Massachusetts Institute of Technology 5
8 University of Chicago 5
9 Yale University 5
10 California Institute of Technology 5
11 Princeton University 5
12 Macalester College 5
13 Stanford University 4
14 Pomona College 4
15 Oberlin College 4
16 Wellesley College 4
17 Trinity University 4
18 Bowdoin College 3
19 Earlham College 3
20 Berea College 3
21 Amherst College 3
22 Wabash College 3
23 Bard College 3
24 Rocky Mountain College 3
25 Coe College 3
26 Wesleyan University 3
27 College of William and Mary 3
28 Colby College 3
29 Columbia University in the City of New York 3
30 Hillsdale College 3
31 Franklin and Marshall College 3
Anonymous says:
What on earth is the deal with Swarthmore and econ? They have more than double than the next one on the list?
Richard Dunn says:
My first year, we had '98, '00, '01, and '02 all in residence at Wisconsin, in addition to Prof. Bob Staiger who graduated in the 70's.
hwc says:
What on earth is the deal with Swarthmore and econ? They have more than double than the next one on the list?
Part of it is the fact that Swarthmore is a PhD factory. Here's the list of top per capita producers over the most recent ten year period with the percentage of ALL graduates going on to get a PhD or equivalent:
Percentage of graduates receiving a doctorate degree.
PhDs and Doctoral Degrees:
ten years (1994 to 2003) from NSF database
Number of Undergraduates: ten years (1989 to 1998) from IPEDS database
Note: Does not include colleges with less than 1000 graduates over the ten year period
Note: Includes all NSF doctoral degrees inc. PhD, Divinity, etc., but not M.D. or Law.
1 California Institute of Technology 35.8%
2 Harvey Mudd College 24.7%
3 Swarthmore College 21.1%
4 Reed College 19.9%
5 Massachusetts Institute of Technology 18.3%
6 Carleton College 16.8%
7 Bryn Mawr College 15.8%
8 Oberlin College 15.7%
9 University of Chicago 15.3%
10 Yale University 14.5%
11 Princeton University 14.3%
12 Harvard University 14.3%
13 Grinnell College 14.1%
14 Haverford College 13.8%
15 Pomona College 13.8%
16 Rice University 13.1%
17 Williams College 12.7%
18 Amherst College 12.4%
19 Stanford University 11.4%
20 Kalamazoo College 11.3%
21 Wesleyan University 11.0%
22 St John's College (both campus) 10.6%
23 Brown University 10.6%
24 Wellesley College 10.4%
25 Earlham College 10.0%
So, Swarthmore is at or near the top of the list in just about every field. It extends even to departments that aren't particularly noted. For example, Swarthmore produces nearly double the per capita rate of doctorates in Arts and Music as Williams does. Why? Probably has a lot to do with the nature of the unique Honors program which involves small seminars and written/oral examinations by outside experts in each of four areas of preparation to be awarded the honors designation. Students in the Honors track at Swarthmore have a college academic experience that is very grad school-like.
The second part is that Social Sciences have been a particular specialty. In addition to Econ, Swarthmore has also been the #1 per capita producer of PhDs in Political Science, #1 in Sociology, #2 in Psychology, #3 in Linguistics, and #1 in Social Sciences overall.
The Econ department has been a powerhouse for a long time, most recently under Prof. Bernard Saffran for 37 years, so that explains the wide gap in PhD production in that particular field.
Anonymous says:
Yeah, although Williams econ department has had an amazing placement in the last 3 years. Virtually everyone has gone to a top 5 school. I think that it has to do a lot with the whole Williams-becoming-a-vocational-school-for-I-bankers thing. A lot of people who do not want to go to industry are nevertheless influenced by the climate on campus, and choose econ over, say, math or physics PhD. The fact that Williams also has a top-notch math department that specialises in analysis/measure theory (as opposed to algebra) also helps.
hwc says:
I think the biggest challenge facing Econ departments right now is the excessive number of econ majors. The departments are at risk of being crushed by excess demand. If they ramp up resources to meet today's spike, they could either get caught out should fashions change down the road or succeed in turning liberal arts colleges into small undergrad business schools.
At the end of the day, the world only needs "x" number of investment bankers.
Alexander Woo says:
By my count, the Williams math department has 3 analysts and 6 algebraists out of 14 mathematicians (i'm not counting statisticians for this purpose).
This strikes me as about average for pure-math-oriented departments.
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Regency RV National Traveler Trek SPT Motor Home Class B For Sale
Regency National Traveler class B gas motorhome Trek SPT highlights:
- Wardrobe/Pantry
- 3.1 Cu. Ft. Refrigerator
- Front Cargo Net
- Lounge Seats
Get ready for a tour of the countryside in this motorhome that will comfortably sleep four people. The lounge seats at the rear of the unit are perfect for relaxing and the table included provides a place to enjoy breakfast at each morning. You'll enjoy LED lighting throughout, and a 9 cu.ft. microwave to prepare a quick meal. After a day of traveling, clean up in the wet bath that includes a glass shower door to give that touch of home.
With every National Traveler by Regency RV you will enjoy Hardwood cabinetry, soft close full extension drawer guides, and a flip-down exterior countertop. Each unit features an induction cooktop, and a 24" exterior TV with a flip-down table that can also be moved indoors so you can enjoy your favorite shows every night. Outdoors, you'll love the 12' legless awning with LED lights, and exterior speakers with LED lights to keep the party going. The 5.0-inch touchscreen display with navigation steering wheel audio controls and the ParkSense Assist System keep your family safe and secure while on the road.We have 1 Trek SPT availableView Inventory
Sleeps 4 Length 20 ft 11 in Ext Width 6 ft 9 in Ext Height 9 ft 9 in Int Height 7 ft 4 in Hitch Weight 2150 lbs Gross Weight 9350 lbs Fresh Water Capacity 20 gals Grey Water Capacity 27 gals Black Water Capacity 8.5 gals Tire Size Lt225/75r16 Furnace BTU 16000 btu Generator Onan 2.8w Gas Fuel Type Gas Engine 3.6L V6 Chassis Ram ProMaster Horsepower 280 hp Fuel Capacity 24 gals Wheelbase 159 in Refrigerator Size 3.1 cu ft Cooktop Burners 2 Number of Awnings 1 Water Heater Type On Demand AC BTU 13500 btu TV Info 24" Awning Info 12' w/ LED Lights Gross Combined Weight 11500 lbs Shower Type Wet/Bath Shower Electrical Service 30 amp
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Retro TV reboots and movie sequels are all the rage in today's entertainment, but producers are missing some key fan favorites. Find out audience opinions on which movies and TV shows should be brought back and which reboots shouldn't have ever been made.
Click Here To Find Out What Shows and Movies should be brought back
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"Our greatest natural resource is the minds of our children" – Walt Disney
11year old Savannah makes our hearts melt in this sparkly ad for My first Disney Princess Dolls. Shot by Sassy Films for Jakks Pacific, the video features Savannah and her princess friends Belle, Cinderella and Aerial creating magical memories. #srjuniors
See Savannahs full portfolio here.


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Client Feedback on Canon EOS 5DsR
Our clients love the Canon EOS 5Ds & 5DsR. Here's why you should try it too!
Recently we received feedback on the newly released Canon EOS 5DsR from Melbourne client Perry Cho. Check out his words below, plus a beautiful image recently shot with the Canon EOS 5DsR.
'Over the weekend, I finally got the chance to use my newly acquired Canon EOS 5DsR. When used with the Canon 11-24mm F4 lens, this camera becomes a very powerful tool for my landscape photography. The combination of the improved dynamic range and the flexibility of the zoom make this camera perfect for my kind of photography and I am very impressed with the beautiful files it generates.
As I print a lot of 2.39:1 ratio panoramic photos, the large file size allows me to crop and still have the ability to create large prints without losing much resolution. I am also amazed by the 11-24mm zoom for it's corner-to-corner sharpness, which provides a great degree of flexibility for landscapes and framing'. - Perry Cho
Image (c) Perry Cho
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text: Kendall JennerKendall Jenner Wearing a Voluminous Shiny Black Dress Which Showed Off Her Lean Legs While Attending the AmfAR's 26th Cinema Against AIDS GalaJune 2, 2019 by Camila Espin869 ShareImage Source: Getty ImagesKendall Jenner cut a chick figure while attending the amfAR's 26th Cinema Against AIDS Gala. Kendall Jenner donned a Voluminous shiny black dress which flaunt her slim legs. The voluminous shiny black dress featured a mesh detailing material, asymmetric design, cinched waist and flared hem. She finished her look with pointy black pumps.1Image Source: Getty Images2Image Source: Getty ImagesadvertismentContinue reading article3Image Source: Getty Images4Image Source: Getty Images5Image Source: Getty ImagesadvertismentContinue reading article6Image Source: Getty Images Share this post Kendall Jenner Celebrity Fashion Icon Supermodel advertisment Continue reading more


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Somatropinne vs Growth FlexV
Somatropinne vs Growth FlexV: Although you can read both Somatropinne forum and Growth FlexV forum and try to choose one of these HGH products, you can use this page and directly compare Somatropinne and Growth FlexV.
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90 days
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For our client, a world leader in the financial sector, Swisslinx are urgently searching for a highly motivated and competent
Service Provider Manager (Network and Telephony)
In this challenging contract role, you will be responsible for the services which are provided by the company outsourcing partners. You will be the interface between partners and internal teams and will contribute to the highest possible service quality standards. You will monitor the service level agreements and your tasks will include the review of tickets, their qualification and the follow-up with the provider. The approval of request based on company guidelines and process optimisation will be part of your responsibilities.
This is a contract position in Zurich.
The start date is on
The contract duration is 6 months, with possible extensions.
Knowledge of English and German, both fluent, is necessary for this role.
For this position we are searching for a candidate with strong network provider background and service management roles. You have a strong understanding of network and telephony services and are used to working in client-facing roles.
If you are interested in this opportunity, please send your CV and references to Alessio
The Swisslinx Group provides bespoke recruitment solutions for technology, financial and executive positions in Switzerland, the Middle East and South East Asia. With more than twenty years' experience our business relationships are driven by integrity, trust and discretion.


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It was a fitting date: on World Environment Day on Tuesday Gibraltar pledged to contribute to the goals of the Global Partnership on Marine Litter, a voluntary open-ended partnership of international agencies, governments, businesses, academia, local authorities and non-governmental organisations hosted by UN Environment.
As a result, the government will now pass new laws to reduce plastic pollution including the regulation and elimination of single-use plastic bags, plastic utensils and other single-use plastic materials. It will also raise awareness of marine litter, promote recycling and encourage a move away from single-use plastic in general.


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Pilot Caught a Mouse
I woke up this morning to find both Pilot and Aurora looking under the stove instead of Aurora in the chair and Pilot in his bed. Right away I knew we had another mouse.
I was about to take a shower when I heard one of the cats running around like it was trying to catch something. I ran into the livingroom to find Pilot proudly walking off with a tiny mouse in his mouth.
I screamed for Erik to come in and he had to pry the thing from Pilot's mouth so he could let it outside. Pilot wasn't too happy, he took his catch from him. We told Pilot he was a good boy for catching it though.
Aurora on the other hand jumped on Pilot while hissing, I think she was jealous.
I'm glad at least one of the furkids is finally earning their keep :thumbsup:


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So you would like to get faster, more reliable internet connection throughout your home? The ASUS Lyra WiFi system has you covered. It is a tri-band mesh WiFi system with AiProtection to offer you with faster internet speed and security.
More gadgets like this: here
You get multiple hubs with MU-MIMO technology that offer speeds up to 2134 Mbps. Parental controls are available, so parents can easily view and manage family's internet. The companion app also lets you set up your network easily. These hubs can provide coverage up to 6000 sq.ft.


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stated the events, and we said that until some satisfactory explanation of these events was given us, we could not proceed; and then, having made this request for explanation, we added:"And, in conclusion we would urge upon you he immediate withdrawal of the troops from the harbor of Charleston. Under present circumstances, they are a standing menace, which renders negotiation impossible," &c. "Under present circumstances"! What circumstances? Why, clearly, the occupation of Fort Sumter and the dismantling of Fort Moultrie by Major Anderson, in the face of your pledges, and without explanation or partial disavowal. And there is nothing in the letter which would or could have prevented you from declining to withdraw the troops, and offering the restoration of the status to which you are pledged, if such had been your desire. It would have been wiser and better, in our opinion, to have withdrawn the troops, and this opinion we urged upon you; but we demanded nothing but such an explanation of the events of the last twenty-four hours as would restore our confidence in the spirit with which the negotiation should be conducted.
In relation to this withdrawal of the troops from the harbor we are compelled, however, to notice one passage of your letter. Referring to it, you say: "This I cannot do; this I will not do. Such an idea was never thought of by me in any possible contingency. No allusion to it had ever been made in any communication between myself and any human being."
In reply to this statement we are compelled to say that you conversation with us left upon our minds the distinct impression that you did seriously contemplate the withdrawal of the troops from Charleston Harbor. And in support of this impression we would add that we have the positive assurance of gentlemen of the highest possible public reputation and the most unsullied integrity-men whose name and fame, secured by long service and patriotic achievement place their testimony beyond cavil-that such suggestions had been made to and urged upon you by them, and had formed the subject of more than one earnest discussion with you. And it was this knowledge that induced us to urge upon you a policy which ad to recommend it its own wisdom and the weight of such authority.
As to the second point, that the authorities of South Carolina, instead of asking explanations and giving you the opportunity to vindicate yourself, took possession of other property of the United States, we would observe-
1. That, even it this were so, it does not avail you for defense, for the opportunity for decision was afforded you before these facts occurred. We arrived in Washington on Wednesday; the news from Major Anderson reached here early on Thursday, and was immediately communicated to you. All that day men of the highest consideration-men who had striven successfully to lift your to great office, who had been your tried and true friends through the troubles of your administration- sought you and entreated you to act, to act at once. They told you that every hour complicated your position. They only asked you to give the assurance that, if the facts were so-that if the commander had acted without and against your orders, and in violation of your pledges-that you would restore the status you had pledged your honor to maintain.
You refused to decide. You Secretary of War-your immediate and proper adviser in this whole matter-waited anxiously for your decision, until he felt that delay was becoming dishonor. More than twelve hours passed, and two Cabinet meetings had adjourned before your knew what the authorities of South Carolina had done, and your prompt


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Keynote speakers for NEDME 2018 announced
The Pacific Northwest's expo for electronics design and manufacturing, NEDME, is pleased to announce the selection of Rick Turoczy, and Duane Benson, as keynote speakers. The expo will be held on 3rd October, 2018, at Tektronix, in Beaverton, Oregon.
Turoczy, Co-Founder and General Manager of PIE (the Portland Incubator Experiment) and PIE Shop, will kick the event off with the morning keynote session at 8am with a talk on Portland's startup scene. Benson, Technology Champion at Screaming Circuits, will continue the program at 1pm with his vision of the next decade in electronics manufacturing.
Morning keynote speaker Turoczy is a Portland tech legend and founder of the Portland Incubator Experiment, an ongoing experiment to explore how established organisations, such as corporations, government agencies and educational institutions, can effectively collaborate with the Portland startup community. Turoczy has been active in the startup community for more than 20 years and produces content on his tech blog, Silicon Florist.
Turoczy stated: "We've seen a distinct shift in the Portland startup community in recent years. What was once largely a group of software companies has become a thriving community of organisations pursuing both software and hardware, as well as hybrid connected devices that require knowledge of both disciplines. For the first time in my experience, we have the opportunity to leverage our region's rich history and knowledge of manufacturing, especially the knowledge housed in organisations outside of the city centre, for the benefit of the entire regional ecosystem, startup or otherwise."
Afternoon keynote speaker Duane Benson has been at the forefront of the reinvention of manufacturing in the U.S. over the last decade with Screaming Circuits. As a technologist, writer, speaker and industry pundit, he's actively exploring the future of manufacturing.
Benson commented: "The next ten years in electronics manufacturing, whether you're a design engineer or a manufacturing manager, will be exhilarating, overwhelming and at times terrifying. This year's NEDME will help guide engineers and managers as new capabilities and challenges continue to change our playing field."
The expo is expected to be attended by hundreds of industry leaders in manufacturing, supply chain and engineering. This year's theme, 'New Product Introduction and Getting to Market,' will showcase the region's most innovative products and manufacturing services.
Attendees will learn about emergent trends and new technologies in product design, manufacturing, design for manufacturability (DFM), production line testing, crowdfunding and more. Between sessions, attendees can get a firsthand look at product demos and components produced by leaders in the region's electronics industry and visit face-to-face with suppliers.
Register for the conference or exhibit floor here.


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Rates for Our Cabin Rentals in Northern Minnesota
my little slice of heaven!
barb v. -Maple Grove
"I've been fortunate to visit Aspenwood three times and NEVER disappointed! The home is not only lovely and well furnished but so clean you could eat off the floors. That is important to me. I have two dogs that are allowed and that is another plus. We can all play and relax together. Rick told me the first time that all you need is your food and toothbrush!. True. Everything is there that you could possibly need or want. Even basic spices for cooking. The attached garage is nice and there's a grill, bike, etc. #1 in my books!"
To see seasonal rates for each home go to the Rates tab for each location.
Lake Superior & Leech Lake General Rates
Refundable Damage Deposit: $200
Pet fee: $20/night or $60 + tax, whichever is less
Lake Superior Cabin Rental Rates
Tax: 12.375% (state and local sales tax)
Booking fee: $35 (processing fee)
Add $25/person/night for guests 3 – 8. Base rates include 2 people.
Add $60 + tax to open an extra bedroom and bath for groups of 5 or less. Groups of 6 – 8 always have all bedrooms and bathrooms open.
Leech Lake Cabin Rental Rates
Tax: 7.375% (state and local sales tax)
Booking fee: $50
For all seasons outside of summer add $10/person/night for groups of 3 – 8. Base rates include two people. Summer weekly rates include up to 8 people.
Add $30 + tax to open an extra bedroom and bath for groups of 5 or less. Groups of 6 – 8 always have all bedrooms and bathrooms open.
Add a flat fee of $97 for the craft room rental


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October 25, 2018
St. Francis School recognizes Learning Disabilities month!
Have you noticed the 2 000 blue flags along Paris Street in Sudbury? These little blue flags are in support of the citizens of Sudbury who have a learning disability. In recognition of Learning Disabilities Awareness Month, students and staff at St. Francis School wore blue on Friday, October 19, in support of fellow students with a learning disability who can learn differently.


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Awe-manac : Truths 3 & 4 of the Creative Crash Course
Creative Crash Course Truths
More Excerpts from The Awe-manac: A Daily Dose of Wonder
This is a continuation from the last installment of Awe-manac Excerpts That Ended Up On The Editing Floor Because The Book Was Getting Enormous and My Editor Had to Reel Me In. She told me to "Get reel," I complied and now I share with you what was left out.
Here are steps three and four from The Creative Crash Course on busting through creative blocks. The first two are in the previous column.
Third reality: One of the most effective ways to by-pass the demons, (fears, ruthless inner critics, inconvenient perfectionism, flying monkeys, your mother-in-law etc.) is to break steps down so small that the demons don't notice you are engaged in creative vulnerabilities. HA! Fool them demons! Small steps include focusing one to five minutes at a time on a creative task, doing a very small part of an action like setting up your space, and even thinking for a few minutes about your ideas. Some people think this will slow them down but repeated over and over, small steps create a comfortable neural pathway called a habit AND once the habit is installed, the momentum increases, motivation and self esteem kick in, and the creative process becomes irresistible; your progress takes off. If something then changes and you notice that the demons return, the trick is to remember to start over it will be easier now that you have done it before but many people just give up because they think they should start where they left off. Not so.
Small steps keep the brain out of fear which is truly desirable because when the brain is in fear, the creative part of it closes down so the fight or flight response can take over. This not good. Fear is uncomfortable; procrastination is comfortable from the standpoint of our scared selves unless a creative habit replaces it. My belief is that our higher selves want us to be creative so when we take a few minutes even just to think of a new thought, an idea, a different way to view our life our bodies, minds and souls are rewarded with healing, with energy, and with amusement motivation to dislodge from ruts is inevitable. This is good.
The Awe-manac is filled with small steps that retrain your mind into embracing this more effective strategy. If you take small steps, you will soon be further along in your creative endeavors than you would be if you planned big steps in blocks of time so big that you never get to them because they overwhelm you. This approach is gentle ... isn't it about time you were gentle with yourself? And isn't it good to know that gentle small steps have been proven to WORK BETTER?
Fourthly: Here are two tricky reasons why many people procrastinate:
Just being aware of these reasons is power. Kindness and small steps help as well as using the imagination to enlist all the senses in a daydream about what it might be like to be engaged in the process. Unlike getting something done for your boss, daydreaming about what a creative process looks and feels like is a valid part of the creative process.
Right now: feel in your body the same feeling you've felt in the past when you were doing something creative and were caught up in that deliciously timeless flow. Now apply that same feeling to a vision of your next small step as if, in this moment, you were engaged in it. The subconscious just imprinted an action step and the forces that be (Muses) will make your effort to begin a little easier. •
Copyright © Jill Badonsky, 2009. All rights reserved.[an error occurred while processing this directive]


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Toni Kroos, 26, suffered a hairline crack in his fifth metatarsal bone in his right foot during Madrid's 3-0 win over Leganes at the Bernabeu on Sunday.
The full extent of Kroos's injury has not been confirmed, but the German FA has revealed that the former Bayern Munich player will be unable to train for the next 10 days.
National team doctor Hans-Wilhelm Muller-Wohlfahrt will carry out a CT scan on the midfielder's injury in Munich on Tuesday.


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Adaptation in Smallholder Agriculture Program (ASAP) Gender Assessment and Learning Review
This report presents the findings and recommendations from a gender assessment and learning review of IFAD's Adaptation in Smallholder Agriculture Programme (ASAP). This review is a reality-check into how ASAP-supported projects are translating project design commitments to gender equality and women's empowerment into implementation practice. It is intended to provide reflections on how implementation practice is likely to contribute to outcomes for gender equality and women's empowerment
This gender assessment and learning review creates an opportunity to understand to what extent commitments to mainstreaming approaches to gender equality and women's empowerment (GEWE) that are captured in project design are then being acted upon during project inception, start-up, and initial implementation.
The purpose of this study is to understand how this translation from design to implementation is happening in practice, and to generate insights and lessons from some of the ASAP-supported projects on the different barriers, opportunities, and experiences with regard to gender-mainstreaming and women's empowerment.
This gender assessment focused on eight projects co-funded by the Adaptation for Smallholder Agriculture Programme (ASAP) in Bangladesh, Cambodia, Ghana, Mali, Mozambique, Rwanda, Uganda, and Vietnam. The assessment and learning review provides lessons learned after three years of ASAP operation. The conclusions from this study are used to generate overall recommendations on how to strengthen gender equality and women's empowerment in future phases of ASAP, as well as specific recommendations for specific country projects.
This report was written in collaboration with IFAD, CARE and CCAFS.


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Sweaty Betty Summer shoot
Posted on 28th May 2015 by Ricky Knight
When global female activewear brand Sweaty Betty does a fashion shoot, they do it properly. And for their 2014 Spring Summer "Against the Elements" collection, they wanted a shoot on West Wittering beach and they wanted an Airstream.
We supplied them with Susie for the day and they were very happy with the results. "The Silver Belles Airstream travel trailer made the perfect backdrop for the 50s-inspired Yoga Retreat collection". Of course it did. The shoot was featured loads, in magazines and online. Susie rocks.


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By CHERYL GATESWORTH
November 4, 2013 – San Francisco, CA – PipeLineNews.org – Earlier this month anti-jihadists received a double shock when it was learned that Tommy Robinson, the leader of the English Defence League (EDL), not only left the organization that he had co-founded, but announced that he was working with the Muslim Quilliam Foundation. It soon became apparent that Mr. Robinson had been in touch with the Quilliam Foundation for the past 18 months through one of its officers, Mo Ansar.
Mr. Robinson announced that he was studying Islam with the Quilliam Foundation under the tutelage of Mo Ansar. He said that despite his best efforts, the EDL had been overtaken by extremists and that he had to devote too large a portion of his time toward policing demonstrations to keep out the radical elements. He had come to believe that the best way to deal with Islamic extremism is to ally with a group that fights extremism and to work with moderate Muslims.
A note about the Quilliam Foundation. It takes its name from a British revert to Islam in the 19th century, William Quilliam. He became known as Abdullah Quilliam and was anything but moderate. The founders of the present day English Quilliam Foundation claim that they have left Hizb ut Tahrir - the Muslim liberation Party and moved from it to establish the new organization. It must have been a long trip. Hizb ut Tahrir is one of the most radical Islamic groups in the West, and one must suspect on some level that these members decided a little taqiyya was called for.
The Quilliam Foundation has been less than honest in quoting Islamic scripture, preferring the benign Meccan scriptures rather than the more violent Medinan ones. Nor have they acknowledged the Principle of Abrogation. If they seek an honest discussion of Islam, and if they proffer themselves as reformers, they must acknowledge the entirety of the Koran, the Hadith and the Sira. Further, in a 2009 press release they supported Palestinian Jihad and called on the UK to use its influence to prevent Israel from self defense with regard to Gaza rocket attacks.
Anti jihadists were divided in their response. Many had already pulled out of support for the EDL, citing its extremists. Some bid farewell to Tommy Robinson as a traitor. Others felt that withdrawal from the EDL was premature, that many of the extremists were plants sent to fracture the group. Why let these people win? Still others felt that those who accused him of betrayal were too hasty. A few - too few, I believe, thought that he had been reached while in prison. The police seemed more intent on enforcing Shari'a law at the demonstrations than they were in fairly dealing with the perpetrators of violence.
In April of this year a group of armed Islamic thugs showed up at Tommy's house and threatened his family. When the police were called, they arrested Tommy. While in prison his accounts were frozen; he was not permitted a change of clothing, and he was placed with Muslim prisoners.
Robinson has been under tremendous pressure during the past four years. He has been subject to numerous arrests and was granted early release from prison in the winter of 2012 for the latest of those arrests. He had spent those last 18 weeks in solitary confinement. He was facing still another trial. All his arrests grew out of his work with the EDL. Muslim demonstrators carried hostile signs and shouted hostile slogans while the EDL message was usually one of defending British values.
On one occasion after a particularly heated demonstration and counter demonstration, a few of the EDL men met in a pub. A group of Islamic thugs entered the pub, singled them out and beat them. When police were called there were apparently no eye witnesses among the patrons, and no arrests were made. The next day police put up signs asking for eye witnesses to come forward to the police. You will never guess what appeared above the sign - a flyer announcing a meeting of Muslim British policemen.
Mr. Robinson founded the EDL in 2009 subsequent to a hostile demonstration in Luton organized by the radical Al Muhajiroun and directed against British soldiers -specifically the Royal Anglian Regiment - who marched through the town after having completed a tour of duty in Helmand Province, Afghanistan. Al Muhajiroun -English translation, the Emigrants, is one of the more radical Muslim groups in England. It is named after the closest followers of the Prophet Mohammed, men who followed him on the journey (hijrah) from Mecca to Medina after his ouster from the former..
From its inception the EDL was accused of being a right wing group that would become a haven for neo-Nazis and anti-Semites if it had not already. Mr. Robinson was aware of the potential and pledged to keep such people out of the EDL.
At some time in the future perhaps the truth will emerge about the Tommy Robinson story. Certainly our sympathy must be with him and the enormous stress of the arrests he suffered; the stress of seeing a group he founded being infiltrated to the extent that its nature changed; the stress of knowing that Muslim preachers call for the overthrow of the English way of life to be replaced by Shari'a and do so with impunity. But most of all he must be devastated to see the morphing of his country into a Shari'a compliant state.
Mr. Ansar in his interviews has made the usual references to Islamophobia - a word coined by the Muslim Brotherhood - and speaks of hate and extremism as the foes we must combat. Actually, that is not true. The threat to England and to other nations is Islam and its malignant journey through the institutions of the West.
Hate is a personal feeling and hate speech has become any criticism of Islam no matter how justified. Every faith generates its own extremists, but with the exception of Islam, they are a nuisance not a threat to public order.
Though little known outside of Great Britain, the effect of mass Muslim immigration has been devastating to the native liberal democratic culture. In at least 5 of England's "Governing Authority Areas," Muslims constitute greater than 15% of the population, and in the case of the London Borough of Tower Hamlets nearly 40% of the population are Muslim. This tendency to colonize areas within larger cities has resulted in "no go" zones where traditional English men and women are not welcome. Thus parts of London have been so bled dry of their English character that writers such as Bat Yeor refer to the great city as Londinistan.
The phenomenon is a concrete example of what the Muslim Brotherhood call "civilization jihad," a beneath-the-radar assault on the foundational concepts of Western Civilization. These no-go areas are therefore closed to law enforcement, emergency first responders and similar representatives of the British government. Not surprisingly in these little Kabuls the Shari'a is strictly enforced, often at the hands of roaming gangs of Muslim thugs. Not even fellow Muslims aren't safe; those who wish to become acculturated secular practitioners of their religion are similarly terrorized and forced to submit to the Shari'a.
Islamic men turn young girls into prostitutes to be sold to Muslim men. Female genital mutilation is practiced on young females. Muslim girls are permitted to marry well below the legal age set by British law and many immigrant men have more than one wife. Immigrant Muslims receive generous allowances from the state. Hate speech laws routinely punish those who would speak the truth about Islam.
There is an answer to the riddle of Tommy Robinson that would fill all the blanks. It would not be surprising if while he was in prison he was reached by some one in law enforcement at a time when his resistance would be at its lowest ebb. His family might have been threatened - not by some anonymous person on twitter or by someone shouting in a crowd. No, this would be a detailed, believable threat by a person who had been tasked with protecting people like him..
Why not simply demand his departure from the EDL and retirement from public life? In Islam it is necessary to repeatedly assert the supremacy of the Muslim faith. The jizya, for example, is not truly a tax. It is that, but it is also a tribute. It must be collected in a way that is humiliating to the non-Muslim. For example. The non-Muslim must approach the tax collector on his hands and knees and, after he parts with his money, the tax collector will smite him on both sides of his neck.
We have seen Muslim organizations such as CAIR, when they have successfully attacked a critic of Islam, demand not only an apology but insist that the offending person take a course in Muslim sensitivity.
Perhaps Tommy Robinson was paying his jizya.
© 2013 Cheryl Gatesworth, PipeLineNews.org LLC. All rights reserved.


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When you are getting your paper work ready, don't forget to claim all your deductions. If after reading this article you discover that you have omitted certain expenses, you can amend your tax return.
Read more: 10 tips for getting started in property investment
Below is a list of common expenses that you can claim. I have added my comments to highlight a number of important points:
1. Advertising
Include costs for all print and internet ads. Even if you have a property manager looking after your property, check your statements as they have may have charged you for brochures or other marketing material.
2. Bank Charges
Check all your statements. Don't forget your monthly and annual fees.
3. Body corporate fees
These can be quite high if you own a unit in a high rise complex which includes lifts, swimming pool and spa. These fees are generally paid every three months.
4. Borrowing expenses
These were incurred at the time of purchase and can be claimed over a period of 5 years.
5. Capital works
Don't forget to include depreciation of the building. If you don't have a depreciation schedule for your property, make some enquiries. The claimable deductions can greatly increase your cash flow, especially if you have a relatively new property.
6. Council rates
Don't forget to include all payments made, especially if you have arranged a payment plan with the local Council.
7. Depreciation of assets
You should have a depreciation schedule for this. Even an older property can have significant depreciation benefits due to recently installed fixtures and fittings.
8. Gardening
If you pay for all the gardening/lawn mowing, ensure that you claim for all the costs. If the tenant pays for this, you cannot make a claim.
9. Insurance
You may have a number of insurance policies on the one property e.g. building, contents, landlords' insurance. Claim for all premiums paid.
10. Loan interest
For most investors, this will be the biggest expense. If you have a principal and interest loan, you can only claim the interest component. If you are not sure what this is, ask your bank to provide you with the details.
11. Land tax
This is one of the biggest hurdles to owning multiple properties. Whilst you are visiting your accountant, ask them about ways that you can minimize your land tax.
12. Legal expenses
In over 20 years as a property investor, we have not had to pay one cent in legal fees for residential property. The Residential Tenancies services around the country are either free or available at a very low cost. However, holding commercial property can be a very costly exercise if you have a legal dispute.
13. Pest Control
In some states, pest inspections and control measures are vital to the health of your building and future wealth. If you are not sure about the pest situation at your property, get an inspection done.
14. Phone
More from news
You can include a portion of your phone expenses if you have used your phone as part of your property investment business. Check your mobile and landline bills.
15. Property management fees
This is usually around 10% of your gross income when you include ongoing fees, monthly account keeping fees, administration fees, inspection fees, bill paying fees, etc.
16. Repairs & maintenance
Ensure that your claim is for a repair or maintenance and not a capital improvement. If you're not sure about the difference, ask your accountant.
17. Stationery
This includes stamps, envelopes, paper, books, etc. This is not usually a large expense as most communication with the tenant is done by phone or email.
18. Travel
You may be able to claim a large amount in travel expenses, especially if you manage the property yourself and you live a long way from your investment property. There are a number of ways to claim this expense; ask your accountant which is the best way for you.
19. Water Charges
You can only claim for the portion of the water bill that you have paid for. If you have an arrangement whereby your tenant pays for some of the bill, their portion is not claimable by you.
Read more: Regional investing: tips to avoid a bust
If you have an investment property and don't have an accountant, find one but make sure they know about property.


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Everything posted by ebradfordrich
Bump. Still available!
Price drop bump. Let's find this a new home!
I have a bunch more higher res pics that I can email to anyone who is interested.
Thanks for the question. It's an RC-10. I'm attaching a couple more pics. (Needed to resize them to get in under to 2 meg limit).
RC-10 center channel speaker FS
ebradfordrich posted a topic in Garage SalePRICE DROP 12/8 - Need to clear the decks so dropping the price of this to $85 plus shipping so I can get it out of here. I'm downsizing the home theater. Up for grabs is a gently used Reference series RC-10 center channel speaker. Very loud and practically unused. There is one tiny chip on one corner. Grille, manual, and original box included. In-person pickup (Boston/north shore area) but am willing to ship if the buyer picks up the tab for FedEx Ground. Asking $125 85 Thanks! Btw, I have a bunch more pics. Just drop me an message. (My main pic took up most of the allotted 2MB limit).
WTB: Used RW-12d control panel
ebradfordrich posted a topic in Garage SaleHi everyone- The screen on the control unit for my RW-12d seems to be shot so before I order a new one from Klipsch, I figured that I'd reach to see if anyone has a working one laying around that they're not using. There was one up on eBay but I missed it. Thanks in advance for the assist! -Eric
online prices?
ebradfordrich posted a topic in Personal Music Systemsare the $69 and $199 prices on the sxt and roomgroove units (respectively) on the website for new or refurbs? thanks.