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Three corporate treasury executives provided financial professionals with some helpful tips on securing and negotiating credit facilities during a session at the 2015 AFP Annual Conference in Denver.
John M. Wagner, CTP, senior vice president, treasurer for HarbourVest Partners, LLC noted that the "golden rule" of putting any kind of credit in place is to
finance in advance of your need.
"You don't want to be asking your banks when you really need credit, or, chances are, you'll pay more for it," he explained.
There are a variety of solutions available, and treasurers will need to work carefully with their banks to determine what works best. The banks will review your organization's credit quality to narrow down what type of deal they can provide. They'll also consider your legal structure to understand which legal entities have the most liquid assets and can provide the most collateral.
In any discussion with your banks, pricing is a key consideration, Wagner added. "There will be all kinds of different fees," he said. "So if you have three or four proposals, you'll have to line those proposals up and do a very detailed analysis of how much this is really going to cost you."
Once you've determined the banks you want to work with, it's time to nail down the details. "It's time to get specific on the term sheet, the commitment fees and the fee letters," Wagner said. "It's time to get down to brass tax and ask more detailed questions about really what they're going to be able to do for you and get realistic timelines on how it's going to move forward."
Once it's time to meet with the banks, whether it's in person, on the phone or via webinar, it's important to make sure senior management is on hand. "You want to have your most senior management, perhaps even division heads, to speak to the business so that your bank can become familiar with your company. The more your bank knows about your business, the more they can advocate for you," Wagner said.
Of course, the most arduous part for the treasurer is negotiating the actual credit agreement. "There can be documents that are hundreds of pages long and they can have onerous dependencies from one section to another. So you're going to live with your lawyers and with the document. So the more you know about the credit agreement, the better you'll be," Wagner said.
He added that covenant compliance is incredibly important in this process. "You are committing your company to hold to a certain set of operating covenants, as well as reporting," he said. "You'll have to work with accounting to figure out how you're going to report on all those functions, but the key consideration is that you'll also have to work with your senior management and operating management so that they understand what the constraints are of your credit agreement."
Wagner noted that treasurers need to do constant "reality checks" throughout the process. Early on, banks might be overly aggressive with what they say they can do. "But they may not understand one aspect or another of your business. Or it could be that the market won't support the type of agreement or pricing that the banks have positioned you for. So you need to constantly be doing reality checks and keeping the management teams on what the reality is," he said.
Treasurers also must keep legal fees in mind, Wagner cautioned, as the borrower is responsible for both the banks' legal fees and its own legal fees. "So you can find yourself in a situation where you're paying two sets of lawyers to argue with each other over what you consider to be meaningless things," he said. "I've been pretty successful in getting the bank to establish and adhere to a budget. I've been a little bit less successful in managing our own attorneys to a budget and keeping them in line. And even if you have a legal counsel internally, you will need an external budget because they'll have to rely on outside attorneys. It can be a pretty sizable amount of legal costs."
Stacey L. Desrochers, CTP, treasurer, Bruker Corp., stressed the importance of understanding what type of credit facility your banks are interested in. "Some banks prefer a term loan portion with an amortization schedule. Others are fine with a committed facility. So you just need to understand what it is that your banks would prefer as you start to structure your facility," she said.
Desrochers added that if the company has any foreign borrowers or subsidiaries, treasurers need to understand their local requirements. "You need to work with your legal people for those, but also your tax folks to make sure you don't run into any dividend issues," she said.
Lastly, she stressed that treasurers need to understand the covenants and the baskets in the credit facility. "You're going to have to live with them for the next three to five years," she said. "So you really need to understand what all the definitions mean and what you can and can't do. This is a living document you'll need to refer back to again and again."
Tracy A. Sorrell, CTP, director, global treasury, Haemonetics Corp., agreed that treasurers must know their covenants inside and out. "The devil's in the detail," she said. "Pick through it. Take notes, write notes. Write down what is included, and maybe some definitions, because you will forget."
You may also be interested in:
Keys to Negotiating Credit Facilities
- By Andrew Deichler
- Published: 12/7/2015
Copyright © 2020 Association for Financial Professionals, Inc.
All rights reserved.


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Comguard wants to meet valuable partners
Regional value-added distributor aims to strengthen channel network
Regional value-added distributor Comguard is using this year's GITEX TECHNOLOGY WEEK to strengthen its channel network by adding new resellers from various countries across the Middle East region.
The move comes as the specialist security solutions VAD looks to increase the market share of all the vendor brands it represents the region.
Ajay Singh Chauhan, CEO, Comguard says: "This year we are looking forward to reinforcing our channel base by consolidating the existing channel base and acquiring new channel partners from across the region."
Chauhan says apart from partner recruitment, Comguard is also showcasing its solutions offerings in partnership with the various vendors it has in its stable. "In the Middle East, customers are no longer keen to order only boxes, software or hardware," he says. "Customers are looking for turnkey solutions and at Comguard, we are encouraging our channel partners to embrace value-add selling, pre- and post-sales support and empowering them to offer complete solutions comprising products, services and training."
He says that is why the company has decided to move to new, bigger and well-equipped office premises. "The new offices house more training facilities with state of art equipment that will allow us to offer sales, pre-sales, proof of concepts (POCs) to partner and their clients," he says.
Chauhan says GITEX has been an ideal event for Comguard to promote its products, increase brand awareness of the vendor partners' solutions, launch new products and solutions, and sign new alliances.

subset: commoncrawl


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text:
It has been so long since I have wrote on a regular basis that I forgot how to update my blog. I want to update my about me, descriptions, and more. Bare with me as I try to figure it out again. Thanks.
Wednesday, December 11, 2013
It has been so long since I have wrote on a regular basis that I forgot how to update my blog. I want to update my about me, descriptions, and more. Bare with me as I try to figure it out again. Thanks.
Posted by Becky R at 6:26 PM 0 comments
Today I am 39 weeks pregnant with baby boy #3
Posted by Becky R at 6:20 PM 1 comments
Maternity Shoot
Last month my amazing friend did a free maternity photo shoot for me. I was 34 1/2 weeks. Here are some of the pictures:
Posted by Becky R at 6:18 PM 1 comments
My "baby" is 16
Posted by Becky R at 6:12 PM 0 comments
Wednesday, October 16, 2013
Where are we?
I know I have neglected this blog. Hurricane Sandy really devastated us, and we are still dealing with recovery.
We are home (after being displaced from after hurricane until March of this year.) Our home was repaired using insurance funds and volunteer work for labor from Christian Aid Ministries.
Our home is fully repaired with a new furnace, central air, first floor, fridge, washer and dryer, and more. However after being told we would not have to raise our home, we actually do. We are in the process of applying for grants to raise or knock down and rebuild our home since two contractors feel our home is unraisable (due to its age.)
I lost my business (in home daycare due to hurricane.) I now have one child back (my nephew Kaiden, he is 3.) But I am still down $260 a week from my pre hurricane income. But by the grace of God we are current on all our monthly bills.
We are still homeschooling. We took a break for Aug. & half of Sept., and started again last month. Jason is in high school and Josh is in 5th grade. These pictures are from the first day of school.
I wrote last summer about beginning to date my now husband, Jay. Well, we decided that we were meant to be and got married.
Also I am expecting another baby boy due Dec. 18th. We are all very excited. This is me a few weeks ago. Today I am 31 weeks.
I am sure that is enough news for now, but I wanted to share that we are ok, and a few updates.
Anyone still out there?
Posted by Becky R at 3:11 PM 6 comments
Tuesday, May 14, 2013
Over five years using cloth
I realize it has been over five years that I have been using all cloth in my house. I have not bought tissues, paper towels, or disposable menstrual pads since 2007. I use cloth toilet paper, but do buy for my guests and boys. I have a few reasons why I started doing this:
-our earth
-my sensitive skin
Are these reasons still relevant to me? Yes, they all still are. In five years I haves saved about:
Product Monthly Cost Yearly Cost Five Year Cost
Tissues $5 $60 $300
Toilet Paper $5 $60 $300
Paper Towels $10 $120 $600
Paper Napkins $5 $60 $300
Menstrual Pads $10 $120 $600
Total $2100
So I think saving about $2,000, maybe $1,500 if you factor in extra laundry it has made sense financially.
I also think keeping those trees from being cut down and all the resources that goes into making these products has benefited the earth, especially since I wash the cloth in cold water and line dry to kill germs ( the sun is great at that.)
But still the number one reason for using all cloth is my skin. I have not be one rash from a disposable diaper ( I had many before.)
So even if fianances and our earth were not a factor I would still continue to use all cloth.
Posted by Becky R at 5:09 PM 1 comments
Thursday, May 2, 2013
Where have we been
We are home again after Sandy badly damaged our home. However we have been busy trying to get back to a normal routine. Also my laptop is terrible with connecting online and my iphone is so small to blog on. But it is my goal to get back to blogging.
Posted by Becky R at 10:07 PM 2 comments
Thursday, February 14, 2013
After my haircut
Posted by Becky R at 2:15 PM 2 comments
Before my haircut this morning
Posted by Becky R at 2:14 PM 0 comments
Tuesday, February 12, 2013
Posted by Becky R at 3:30 PM 0 comments
Bill update
Despite paying all my normal house bills, plus added expenses to stay in my brother's apartment, all my bills are paid up through Feb. 1st (including my Feb. mortgage and $1,144 tax bill that was due on the 1st.) I also am current on all my credit card payments as well (but they are pretty much maxed out with house stuff.)
I also am on track to pay all Feb. bills in full by the end of the month as well.
Praise God as with all this being displaced from hurricane Sandy and house stress, it is nice not to be stressed about overdue bills.
Posted by Becky R at 3:25 PM 0 comments
First real snow day
We are not in our home yet, but on Sunday we went there to shovel the walk and driveway. This lead to an impromptu snowball fight. I can't wait to get home and make more fun memories like this.
Posted by Becky R at 3:15 PM 0 comments
Tuesday, January 29, 2013
Hurricane Update
I have another blog where I post updates on our hurricane Sandy story. Today is 3 months since the hurricane hit, so I just added a new post. Please check it out, read it, pray for us, share it, and if you can make a donation to help us get home. Thanks
Posted by Becky R at 11:08 AM 0 comments
Monday, January 21, 2013
My budget has been a mess since the hurricane. I have lost my source of income (my in home daycare) and have all kinds of new and additional expenses (like expenses to stay in another place and extra gas for the car since I am driving all over everyday.)
Posted by Becky R at 9:47 PM 4 comments
Thursday, January 3, 2013
How to save $1,000 this year / REPOST
Some of you may already be doing this sort of stuff, so the savings will not be as much, some of you may think I am too extreme. But by doing all of these things I saved over $1,000. I have been doing these things since 2008, so those savings are for each year.
1) Make your own laundry soap. Cost about $20 for 20 gallons. Get the recipe I use here.
Savings about $160 a year (if you spend $15 a month on laundry soap.)[Bonus the homemade stuff is free of added scents that irritate my son's skin.)
2) Use cloth paper towels. Chances are you have plenty of cloth towels in your home that will work just as well as paper towels, if not better. Savings about $240 (if you spend $20 a month on paper towels.)
3) Use cloth napkins. Again chances are you have some nice washcloths or a set of cloth napkins already. These work better than paper napkins. Savings about $60 a year.
4) Use cloth tissues. Use some of the washcloths, towels, etc., you already have around the home. One of my cloth tissues works way better than about 5 paper tissues. Savings about $60 a year.
5) Use cloth menstrual pads or a Diva cup. Switching to cloth menstrual pads has been amazing for me, read about it here. In 2008 I bought a set, so in 2009, 2010, 2011, and 2012 I have had no costs (yes I am still using the same pads I bought in 2008.). Savings over five years, at least $600. Buy from a great work site here.
6) Use cloth toilet paper. I just cut up old clothes, see here. Savings about $120 a year.
7) Line dry your clothes. Did you know it cost .30-.60 cents per load to dry clothes in the dryer. If you wash 4 loads a week, that is about $2.00 to dry your clothes. $2 x 52 weeks is $104. I actually do about 6 loads a week, so for me that would cost $156 a year. So I line dry my clothes from March-Nov. Saving about another $100 a year. [Bonus it works out my arms to hang the clothes.]
8) Clean with only baking soda and vinegar. Savings about $100 a year (or more.)
9) Use white vinegar as fabric softener. Savings about $20 a year.
10) If you need something, look around and see if already have something similar that will do the job before you buy something new. Savings can really add up.
11) Join Freecycle.org. This site was created to keep good items out of landfills. Join online for free and post things you need (and want to give away as well) before you go out and buy something new. I have gotten rugs, toys, clothes, and so much more. Savings can be very high. [Bonus you can give away stuff and declutter while not feeling guilty that it will be in landfill.]
Leave a comment with a great money saving tip you have. Thanks!
Posted by Becky R at 6:56 PM 2 comments


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Australia assigns warship to enforce North Korean sanctions
In this Sept. 13, 2018, file photo, guided missile frigate HMAS Melbourne leads the fleet back to harbour following Exercise KAKADU, Australia's largest maritime exercise, in Darwin, Northern Territory. Australia has assigned the guided missile frigate to the East China Sea to boast international efforts to enforce sanctions against North Korea, an Australian officer said on Friday, Oct. 12. (Glenn Campbell/AAP Images via AP)


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As usual while waiting for the next release - don't forget to check the nightly builds in the forum.
Hello, users and developers! I want to introduce a patch, which adds a toolbar for source editor bookmarks and jump locations. Some years ago at this forum I saw a similar patch, but now it's not possible to find it.
I believe, that this patch will be useful for most coders. You can see a toolbar at the screenshot. You can show or hide it in the IDE's "View->Toolbars" menu. If BrowseTracker plugin enabled, it removes some default menu entries from "Edit" menu, which are related to IDE editor bookmarks. And if BrowseTracker plugin is disabled, these menu entries are shown back in "Edit" menu. It makes less confusion for end users, because there are different menu entries for same actions. Please, give a post, if you discover any bugs.Thanks!
but all the attachment is deleted by admin, so bad.... So, I think it is not safe to post patch in the forum(as they may be deleted some day later) neither in berlios (as it will be closed soon).
Using file/image hostings is good idea, but after few months files also can be deleted, if no one downloads it. Can you give an advice, which file/image server is best for us?
I can't open attachment from first post
I unpacked files to src/plugins/contrib/BrowseTracker, but still only handle of toolbar is visible. What should I do to get it working?


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The event, Genki, and the company behind the event, The Reactor ApS, are in these terms and conditions referred to collectively as the Reactor.
Generel rules and conditions
- The number of prizes, their value, the terms for participation, including how the winner is decided, delivery/pick-up of prizes, as well as expiry, will be clarified of the respective contest.
- All winners will be contacted directly via the most suited form of communication, i.e. email, SMS, or DM/PM (Direct Message / Private Message).
- Volunteers for Genki are not prohibited from participating. The board of The Reactor ApS and households, however, are prohibited from participating in any contest, where the winner is not picked at random.
- In the event of doubt or dispute for the contest terms and conditions, it will be the Reactor who have the final say regarding the interpretation of the terms.
- Prizes cannot be traded for other merchandise or for cash, but can be passed on to someone else.
- All potentialt taxes and fees connected with winning a prize falls on the respective winners.
- The Reactor reserve the right to publicly announce name and city of the winners on genki.dk as well as potential other media that the Reactor use.
- The winners will be announced soon after the decision has been made or lot has been drawn.
Additional terms for Facebook and Instagram competitions
In addition to our general terms and conditions also apply that:
- our Facebook/Instagram contests in no way are supported, sponsored or administered by Facebook or Instagram.
- You can read the specific terms for the contest under the respective contest itself.
By participating in a contest on genki.dk / Genki / The Reactor ApS, participants acknowledge and accept the about contest terms and conditions.


text:
If this has already been discussed, I apologized in advance. Googling "vw OR volkswagen AND 0w20 OR 0w30 site:ross-tech.com" only returned one forum posting from 2015.
VWoA is having all their dealership's service centers use 0w30 with their EA288 / EA189 TDI engines. Thought everyone would like the heads up. Some of you may ask why? and wouldn't VWoA know best?....
My EA288 Passat went in for it's big 100k servicing (timing belt KIT, water pump, belt, oil, blah blah blah). Driving away, shortly after reaching normal operating temp my engine sounded like crap. Cam noises, all sorts of not good noises, vibration was different (I can usually feel when most engines are half 1/2 qt. low oil...) Took my car back next day, dealership service go over their work.... Took my car back next day, dealership goes over their work... Took my car back third day and demanded their shop forman both ride with me and drive my car with me. It was at that time I learn "oh... btw... VWoA is having us use 0w30 in our TDIs and thats really been untested." And then there was some back shoving of .
Hmmm.... my engine sounds like a rock tumbler and you're just now telling me... oh btw...
After purchasing my own 5w30 for diesels w/ DPF conforming to VW both 50* specs. My service writer verified the oil specs and did a full oil change w/ my own oil free charge.
Thats the whole story.... and as for why: VWoA is taking their cues from Ford & MOPAR. Thinner oil means less work/resistance on running engine (until it breaks) yielding better fuel econ. However parts wear out quicker, engines wear out quicker; not good for people expecting their TDIs to last.
Told regional QTM that if any damage happened to my engine due to thinner oil, I would never buy another VW auto group product ever. Quality and integrity is a long term investment.
That's my 0wSoapbox and FYI for people using warranty/dealership servicing.
Thank you for your time,


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Financial Services Blog Series: Fund Digital Transformation by Unlocking Value from Current Spend and Existing Supply Base
Tjeerd EdelmanSep. 20,2019 | Financial Services Digital Transformation
Digital transformation is an actively discussed topic these days, but this was also true in the late 1990s and again in the mid-2000s. In fact, computerizing processes started back in the late 17th century when Leibniz developed a base 2 numerical system only using 0 and 1. With the introduction of the World Wide Web 300 years later, the scope, scale, and speed of technology have fundamentally impacted the effects of digitalization. First websites connected companies and their customers. Companies including Dell were quickly disrupting traditional PC manufacturing companies selling direct to consumers and gaining valuable insights into ...Read More


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Apparently yesterday's massive attack on Twitter/Facebook/Blogger/Livejournal was aimed at a single blogger. This amazing for a couple reasons. First, the attack was massive, it was a Distributed Denial of Service (DoS) attack that used a huge number of drone machines to send false emails and web hits to these services and overwhelmed them so that normal users couldn't get through. Its the equivalent of blanket carpet bombing several towns (Twitterville, Facebookberg…) just to get at some guy you heard hangs out in those towns sometimes. (more…)
All posts tagged flame
The Spy Who Flamed Me
by Mark Crowley on August 7, 2009 • Permalink
Posted in Politics, Security, Social Media
Posted by Mark Crowley on August 7, 2009
Recent Posts
TopicsAI allignment apollo arthur c clarke artificial intellgience ArtificialIntelligence Artificial Intelligence asteroid astronomy base block business canada captcha censorship census code Computer Science conference conservatives convergence cosmology creationism dark matter ddos doc ebook eclipse education ekos electio email end of the world equality evolution exploration facebook features flame followers fusion future g20 geeky generational ships globalization IBM internet liveblog Machine learning MachinesWantYourJob mars moon nasa natural language Politics psychology research robot robotics russia San Francisco Science science fiction sciencesunday singularity social media Social network social networking space space elevator stars star trek Technology twitter


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The Yoga pose "Setu Bandha Sirsasana" renders this incredible body almost to an abstraction of the human form. Ancaster is one of my favourite materials to work with, because of the subtle markings. The tension in the body makes this a very dynamic piece.
Ancaster Limestone
209 x 300 x 190


text:
Alternate timeline
(covers information from an alternate timeline)
(covers information from an alternate timeline)
Parell was an inhabitant of the planet Gaia, in an alternate timeline.
She was a descendant of the crew of the USS Defiant which had crashed on the planet over two hundred years previously. She ceased to exist when the Defiant avoided the crash and therefore canceled out that timeline.
Parell chose to live as a Klingon among Worf's descendants and others who chose to live this way as part of the group Sons of Mogh. Prior to her non-existence, she, along with Brota, asked Worf to kill them rather than allow them to merely cease to be. (DS9: "Children of Time")
Parell was played by Marybeth Massett.
In the game Star Trek Online, there is a minor character of the same name based on this character. The STO version of Parell is a Human/Klingon hybrid with ridges and hair similar to those of B'Elanna Torres.
External link Edit
Community content is available under CC-BY-NC unless otherwise noted.


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SEVERAL televisions and a host of tools were stolen during a spree of shed break-ins in South Oxfordshire this morning.
Thieves ransacked five outbuildings in the Didcot area between 3am and 10am.
Police said the raiders hit three sheds and other similar buildings in New Road, East Hagbourne, and two in Queensway, Didcot, in that time.Read also: 'Liquid attack' leaves Oxford man in hospital
Sergeant Robert Marris of the Didcot and Wallingford Neighbourhood team said: "Unfortunately we have had a number of reports of items being stolen from Sheds and other outbuildings in the Didcot area in the early hours of today.
"The items stolen range from tools to televisions."
Officers from Thames Valley Police are now appealing for CCTV or witnesses of suspicious individuals in the area at the time of the raids.
Anyone who might have information is asked to call police on non-emergency number 101.


text:
It's been a pretty good year for me and a hell of a year for some. As always the world is falling apart, the police are in an uproar, people are getting shot, Condo Cancer is on the rise and now they are talking about shutting down evening PATH service from Hoboken, Jersey City to N.Y., 1 A.M. to 5 A.M. Hopefully this will not happen. Too many people rely on the PATH train. If it does will it effect the Downtown J. C. Condo Cancer people? Let us hope they can convince the idiots who came up with this to reconsider.
More gay bashing around the world:
I have been told by a close friend from Kuwait that it is not unusual for men in this part of the world to indulge in a little male friendly activity. Soon after 911 my friend lost his lover to AIDS. He was evicted from his apartment due to the fact that it was his lovers and happened to be one of those buildings that catered to the sick and/or people in show business. Sad to say that we as a society are still fighting these racial, homophobic, sexist battles.
Then there is the breast mild prostitution ring. This one I may have to use in my book:
On the same web site I came across this new reality TV show, My Strange Addiction, TLC.
I've seen a few and they are pretty interesting. I am not one to judge so whatever floats your boat! I think some of these could be set to poetry. That would make awesome performance art.
Also Ivan is back and blogging faster than ever:


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Graphic Design Contest for https://lencred.com/
by contestguy
congratulations to contest winner:
contestguy picked a winner in their Graphic Design Contest for https://lencred.com/
Their contest received 43 entries by 31 designers, it was viewed 10052
times. They paid just $300.00 for the winning design.
Start your own design contest today!
It's quick, easy, and it only costs $39 to start!
Company or website namehttps://lencred.com/
Describe your company and organization and target audience.At LenCred we help new, startup companies with low revenues to obtain working capital financing. We serve companies in all 50 states and we're the industry leader in our space.
The design should have the following:I need a Power Point Presentation template with the cover page template and the rest of the pages. Then I will drop my content into the design you create for me. My content is ready so all I need is your professional design.
I want the cover page to present the topic and the conference information.
This is the conference: http://www.americassbdc.org/conf/
My workshop for this presentation is entitled: The 5 Financing Questions to Ask in the First 2 Years
I want you to incorporate our logo and colors into the design - our font style is Museo for the logo. We are a company that provides financing solutions to small business owners in the U.S. Please create a professional looking PPT that is consistent with a financial services firm.
The workshop is 90 minutes in length and will be highly educational so a theme of learning and education is what I'm after. We also want the attendees to think of us and see us as the experts in this space so a look that sends that message is what I'm after.


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Local governments have significant potential for risks, and it is imperative to be prepared for these risks.
Recently, CEOs and senior executives of local governments around Australia were asked what they believe to be their top risks. This information was analysed in conjunction with national local government data, and with LGIS' contribution, the 2019 public sector 'Key Risk Indicator Report' is now available.
The findings detail the complexity of local government operations, with top issues including:
- Financial sustainability
- Cyber incidents/IT infrastructure
- Reputation risks
- Natural catastrophes/climate change
- Property and infrastructure management
- Increased statutory and regulatory requirements
- Ineffective governance
- Business continuity and community disruption
- Effective human resources/work health safety management
- Environmental management
- Errors/omissions or civil liability
- Theft, fraud and crime
- Terrorism
This report is available in full here. For any assistance or further information, please contact your member services account manager.


text: Blog posts by Jane Bland Home / The SecuriCare Blog / Blog / Jane BlandFilter Articles Filter: CategoryAll CategoriesLiving With A StomaSecuriCare TeamLife At SecuriCareChronic IllnessBeing A CarerRaising AwarenessDisabilityTravelContinence CareContinence ProductsSurgeryUrostomyParentingDietFashionStoma ProductsStoma ProblemsStoma TipsContinence TipsPhysical ActivityMental HealthRelationships Jane BlandAll authorsAleesha VermaAnita BrownBillie AndersonCarrie Beckwith FellowsCarrie CainesFinbarr GriffinGary DavidsonHattie GladwellJane BlandJay HyronsJen McGregorKath HollandKatie May ChesworthKerry GreenfieldKevin HayesLayla BlackwellLynne RichardsonMichael Mathers-BurnsMichelle WilliamsNathan WheelerNick AxtellRachael KinRachel JuryRakhee PatelRebecca MurraySam MellingScott SmithSecuriCare TeamShell LawesStephie SimpsonSteve WhiteStuart WheelerVictoria Abbott-FlemingYear of the Nurse 10 April 2018 by Jane Bland Tips for Travelling With a Stoma 10 April 2018 by Jane BlandAvid traveller, Jane Bland, provides a few tips on travelling with a stoma, and tells us about her most memorable airport experience Read More Categories: Travel, Stoma Tips 07 February 2018 by Jane Bland Getting A Dog After Stoma Surgery Has Improved My Relationship With My Stoma 07 February 2018 by Jane BlandIn this blog, Jane explains how getting a dog after stoma surgery has helped her to live a fuller life and 'calmed' her emotionally. She has also discovered some extra perks that having a dog can offer if you have a stoma Read More Categories: Living With A Stoma 09 January 2018 by Jane Bland How I Got My Stoma And Why I Call It 'Heisenberg' 09 January 2018 by Jane BlandJane didn't choose to have her colostomy, but it has helped to save her life. This is her stoma story. Read More Categories: Living With A Stoma


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Twigs + LEGO – Behind the scenes on the "Tipi Showcase" shoot
We recently organised a shoot to promote our upcoming "Tipi Showcase," and to be a little bit different we featured a real couple: Sara & Peter.
The Shoot
Sara & Peter arrived early at a blazing hot 30-degree Vanstone Park Venue early last week to prepare for the shoot. Sara dealt with the heat well in her beautifully tailored wedding dress, clutching a bunch of beautiful red peonies. An impeccably smart looking Peter managed just as well in his light blue 3-piece-suit. He paired his suit with a maroon tie, with his chiselled beard and glowing skin completing his look.
The dynamic between the couple was amazing; they got on so well from the off which made the shoot incredibly easy. The fact that they are a real couple helped enormously, we sure hope they go for a tipi wedding when their wedding comes around!
There were a few mishaps throughout the day, with both Sara & Peter being slightly unsteady on their feet at times, but we managed to get the crucial shots we were aiming for.
The Showcase
Make sure you don't miss our Tipi Showcase on the 22nd of September from 9am – 9pm, featuring a few slightly larger tipis, plenty of food & drink and live tipi building demonstrations from our crew throughout the day. Use our contact form or email firstname.lastname@example.com to book a slot, or just come along!
We've invited the following suppliers along who we love:
The Hammered Peg – mobile bar
Plenty of Thyme – event catering
Fleur de Lace – wedding & event styling
Disco Nyts – DJ & PA
+ more to be announced!


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By Leon Hunte, Grade 8, Dover Campus
Sometimes we need to calm down and have a look around ourselves. Appreciate where we are, what we have, and the opportunities that we get. Sitting on the Panorama mountain a few hours from Calgary, Canada, I took a moment to calm down. I thought about my experience during my exchange at Calgary French & International School (CFIS). It was my second weekend in Canada, and I was thoroughly enjoying it so far. I snowboarded down to a calm spot with a fantastic view of the mountain range, and I thought about the first week I had spent in Canada.
From meeting many new people to experiencing a new culture or practicing my French, my first week had been busy but very fun. I made many new friends at CFIS, and one of the most interesting but difficult aspects of the time in Calgary was speaking French. Canada is a multilingual country where both English and French is spoken widely, however French is mainly spoken in the Quèbec province and not in Calgary where I spent my four weeks. Therefore, everyone spoke good English, which was by far the most used language in the city. However, CFIS is, as the name implies, a French immersion school, and the majority of subjects are taught in French. Fortunately for me, the teachers were very accomodating to me as my intermediate French skills were not on par with the other students who were fluent. They frequently helped me, and either the teachers or my peers would translate things that I did not understand, although I tried my best to listen, understand, write, and speak French. My friends spoke English outside of class, so that was not a problem.
Although the school was not as diverse as UWCSEA, several of my peers were from foreign countries, such as Venezuela, Algeria, China, Colombia, India, England, France, and more. This shows how I not only made friends in Canada, but from all around the world. I became familiarised with Canadian culture and places. I tried Tim Hortons coffee, which is very famous and common in Canada, as well as Wendy's, A&W (which has now opened in Singapore, very tasty), and Walmart, although I was disappointed to find there was no greeter waiting by the entrance (a very funny but useless job in my opinion). On my second day in Canada, we visited Lake Louise, an incredibly beautiful lake around an hour from Calgary. I even got to skate on the frozen lake!
I got to spend time with my host family on the weekends. The first weekend we visited the previously-mentioned Lake Louise, and on the second and third weekends we drove to my host family's ski cabin at the Panorama ski mountain, a three-hour drive away from Calgary.
All the time spent there was amazing; even the drive there was beautiful with fantastic views of the Rocky Mountains range, big mountains, green forests, nice lakes, and the entire landscape covered in snow! I am from Sweden and I am used to snow and cold, but after spending three years in warm Singapore, I couldn't get enough of the beautiful snow.
My host family was full of avid skiers- my host student and his sister are competitive skiers and the mum spends a lot of the weekends in Pano in skiing, and so they go there every weekend and spend their winter-time breaks there!
I spent the weekends snowboarding which was one of the most fun experiences I have ever had. Gliding across the snow, the beautiful view, mountains, and forests all around, and the excitement and speed of snowboarding made the time special. I also got to meet some of Owen's (my host student) ski club friends and we went to the Radium Hot Springs, geothermally heated pools in the middle of the mountain range.
Another great part of my exchange was the weekend I spent in Toronto, a few hours by plane from Calgary. I have relatives in Toronto who I had not seen for about 8 years, and so I really enjoyed seeing them again (and some relatives who weren't born last time I went!). One of my favourite parts of Toronto was the diversity of the city- I remember walking through a food court one day and seeing a whole lot of different races and nationalities, where I would not have been able to tell which country I was in!
Leaving Canada was bitter-sweet, after a fantastic month of fun, and I really look forward to going back in the future. On my trip I gained independence, I travelled on my own for the first time, and think I continued my development as an international student, building bonds with people across the world, and broadening my horizons.
UWCSEA is a Global member of Round Square, a world-wide association with over 160 member schools in 40 countries. Students attending Round Square schools share a commitment beyond academic excellence, to personal development and responsibility. Learn more here.


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Monday, September 3, 2012
How To Keep Up With Your Wonder Woman Duty
Being a mom is no simple task. It's like God had so much trust in moms that they can do a lot of things at the same time without getting tired! Probably he thought he had blessed us with superpowers . How I wish! While we really don't have such powers we can do so many things to be able to cope with our lifelong vocation here's some tips you can use and How To Keep Up With Your Wonder Woman Duty !
Posted by earthlingorgeous at 6:19 AM
Subscribe to: Post Comments (Atom)


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United Airlines has launched an American Express loyalty credit card for UK members of its Mileage Plus FFP scheme.
The United Mileage Plus American Express Credit Card from MBNA offers one mile for every pound spent on the card, but those applying for the card before April 30 will earn two points per pound spent for the first six months.
The card also offer 0% interest on card purchases for the first three months, and 0% interest on balance transfers for the first twelve months (a 3% handling fee applies).
As a comparison American Airlines' Citi AAdvantage Visa Gold Card earns one point per pound spent, with an introductory bonus of 5,000 points for new applications. Prior to the American Express credit card, United had offered a Visa loyalty card to UK Mileage Plus members.
For more information visit unitedairlines.co.uk.
Report by Mark Caswell


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Automatically sorting e-mail in Evolution
Sorting your e-mail messages into different folders provides overview and helps you keep track of messages. You can sort your messages in two different ways.
1. Filtering at the server (filers created in webmail - OWA):
By creating e-mail filters in webmail (OWA), the messages are filtered on the mail server before they are brought into Evolution. This is more convenient because sorting is independent of the program you use to read / send email.The messages are sorted in the same way regardless of whether you read e-mail via the webmail service, Evolution, home computer or on mobile devices.
If you want e-mail filtering in this way - on the e-mail server - log into webmail (OWA) and set up your filters there.
It is important that you do not edit your filters from both Evolution and webmail. You must therefore decide whether you want local filters that filters e-mail only on one computer / device at a time, or you want filters that filter already on the email server and provide equal sorting on all devices.
See instructions for filtering and sorting e-mail messages in webmail (OWA).
2. Local filtering (filters in Evolution).
If you find it most convenient to have local filters that filters e-mail only on one computer / device at a time, follow the instructions below:
How to create filters in Evolution:
1. Go to the Edit menu and select Message Filters.
In the window that pops up, you register what you want Evolution to filter by and what you want to be done with the messages captured by the filter. It is recommended to filter mostly on Sender and / or Subject contains:
You can choose what Evolution should do when an e-mail is captured by the filter, such as display a notice on the screen, play a sound and / or move messages to a specific folder.
If you do not have an appropriate folder for the filter, press the New button to create a folder. Confirm the folder by pressing OK.


text: Moud Goba, is a Zimbabwean lesbian and refugee residing in the UK. She is an LGBTI and human rights activist with more than 15 years' experience in working with BME LGBTI grassroots community groups. She was one of the founding members of UK Black Pride and is currently their Director of Community Engagement. Ms Goba passionately supports LGBTI asylum seekers and refugees, especially women in immigration detention centres. She has previously worked for UK Lesbian and Gay Immigration Group. She currently works as a Project Manager for Micro Rainbow International, an organisation that addresses LGBTI poverty worldwide. At MRI, she focuses on the organisation's safe housing project, providing accommodation to homeless LGBTI asylum seekers in the UK. In South Africa, Ms Goba supports The Fruit Basket, an organisation working with trans migrants and refugees. In 2015, Ms Goba was named one of the top 100 most influential LGBTI people in the UK by The Independent and was the recipient of the Attitude Pride Award.


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Cool temperatures but even cooler deals! The store update has most needed to ensure your hunt throughout the cold winter months.
From January 13, 2020 10:00 am PT until February 10, 2020 10:00 am PT save on these hot deals!
Quasar Wave Supply Crate 25% OFF
Chance at one of the 9 Quasar Wave jackpot weapons! Contains 1 epic or better Quasar weapon and 3 mods from rare to legendary, all with the limited Quasar Wave mod synergy!
Arctic Assassin Pack
Includes following items:
Dont wait though; these deals will melt away with the snow. Get yours today!
- SB-32 Freezer Burn detonator
- Arctic Assassin Outfit + Headgear
- Vehicle: Duni Shetarru Racer Avalanche
- Titles: Arctic Assassin and Special Snowflake
- 30-day Patron Pass


text: We've talked about self-care in the past and how important it is for everyone to practice. We've discussed what self-care is and is not. But now perhaps it's a good time to look at a few concrete examples for the practice of self-care. I have divided these ideas into four groups based on the different … Continue reading 40 Self-Care Ideas for a Whole and Happy You


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Aqua Hotels Launches "Lifestyle Specialist" Program for Travel Agents
Destination & Tourism Mimi Kmet November 13, 2012
Aqua Hotels & Resorts has launched a "Lifestyle Specialist" program for travel agents. Through the program, travel agents also can participate in special promotions based on productivity, as well as take advantage of familiarization rates when visiting Hawaii. The program is open to all travel agents, and enrollment is complimentary. Participating agents visit Aqua's website to learn about each hotel and find insider's tips to visiting Hawaii.
Agents receive one complimentary room night for every 25 materialized room nights booked at a single hotel. (The complimentary night is awarded at the hotel where materialized bookings were made.) Materialized bookings can be accumulated from year to year with no expiration date. Only bookings made through bona fide travel agents apply. Bookings can be made directly though Aqua's website, GDS (chain code QU), through Aqua's central reservations, direct to a hotel, or through an Aqua contracted Hawaii tour operator or wholesaler.
The company's fam rates, which are valid through Dec. 23, 2013, are available to any agent with IATA designation and an IATA, TRUE, IRC or CLIA card, which must be presented at check-in. Fam rates may be booked for a maximum of three nights. Additional nights are available at 16 percent off of best available rate. A travel agent must occupy the booked room. Agents are also encouraged to schedule a site inspection with the hotel ahead of time. Advance reservations are required.
For more information on Hawaii
For more Destination & Tourism News
You may use your Facebook account to add a comment, subject to Facebook's Terms of Service and Privacy Policy. Your Facebook information, including your name, photo & any other personal data you make public on Facebook will appear with your comment, and may be used on TravelPulse.com. Click here to learn more.LOAD FACEBOOK COMMENTS


text: MoneyHub has launched New Zealand's first free-to-use scholarships index which details every funding opportunity available to Year 13 students. Available 24/7 on any device, MoneyHub presents scholarships by university, region, company and ethnicity. The page proved a hit in initial trials and is now being introduced to schools across the country.


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White Non-Woven Drapery Header
Fill your home with a whirlwind of handmade creations! Non-Woven Drapery Header is made of a polyester and viscose blend and designed to be drapery basic for internal support at the tops of draperies. Create a pair of perfect and structural drapes to fit a variety of color palettes in living rooms, bedrooms, and offices!
- Width: 4"
- Content: 90% Polyester & 10% Viscose
Available in 1-yard increments. Average spool size is approximately 50 yards. Price displayed is for 1-yard. Enter the total number of yards you want to order.
Item not available in Hobby Lobby Stores.
Check your local store for availability.
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text:
Our Associates
|Wilmington, Delaware - Associates
|Louis A. Himelreich, ChFC®, CFP®
|Raymond N. Ianni, CFP®, ChFC®, RICP®
|Kelly Kramarck, CFP®
|Gregg Millman, MBA, RICP®
|Richard J. Suermann
|Wayne, PA - Associates
|William Bradley
|Meghan Houck, AIF®
|Gregory T. Laudadio, J.D.**
|Pamela J. Laudadio, CLU®, ChFC®, RICP®
|James Murray, AIF®, RICP®
|Marlton, New Jersey - Associates
Stephanie B. Wade, AIF®, RIPC®*
*AIF® (Accredited Investment Fiduciary®) is an educational designation only, obtained by the holder by completing the requisite coursework. The AIF Designation does not mean the holder is acting in a fiduciary capacity.
**JD is an educational degree and the holder does not provide legal services on behalf of the companies of the Principal Financial Group®.


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Assignment 17: Reading: The World Wide Web: A Technology to Enhance Teaching and Learning?
Well, the author starts out the article on a roll with the opening: "Nothing before has captured the imagination and interest of educators simultaneously around the globe more than the World Wide Web…." Umm… Does everyone have access to the web? Noo….. Is this true? Well, that issue is what the author is investigating.
For technology to be useful in education it must
- Does it make learning more accessible?
- Does it promote improved learning?
- Does it accomplish the above while containing, if not reducing, the per unit costs of education?
Does it make learning more accessible?
Examples of making learning more accessible include several online learning program in higher ed, including "virtual universities"; in k-12, home schooling, alternative schooling and extension courses (e.g., AP classes). Problems include technical difficulties, among others.
Does technology promote improved learning?
Essentially, the jury is out on this question. As the field is still relatively young, and studies have yielded mixed or contradicting results, more studies will need to be done and the results of previous studies examined carefully.
Examples as to how the web might improve learning is that it appeals to student interests, it is flexible ;earning and allows different and new kinds of learning.
Does it accomplish the above while containing, if not reducing, the per unit costs of education?
In higher ed the costs are often hidden because the content is developed by faculty. K-12 costs have not been focused on in as much depth. Educators do have an advantage in that there are free resources online. For all technology, there are ongoing costs through equipment, maintenance, software and service.
In conclusion, the author states that "it merits serious consideration." Serious consideration? To be honest, I expected the author to take one side or the other (pro-technology, anti-technology) However, it is a more realistic approach to say that the field is too new to make such sweeping conclusions but it shows much promise.


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I have chosen Shady Raba´s response.
- College should educate well-rounded students
He explains how every course can help develop as a person which I agreed on.
- Students should not deal with having student debt when graduating and starting to work.
He puts it into perspective by mentioning how students do not have to pay for their education in a country like Germany. In my response, I mentioned how I felt it sad that a high amount of graduates have student debt.


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Mother says there are locked rooms inside all women, kitchen of love, bedroom of grief, bathroom of apathy. Sometimes, the men, they come with keys, and sometimes the men, they come with hammers.
Tag: Warsan Shire
how far have you walked
How far have you walked for men who've never held your feet in their laps? How often have you bartered with bone, only to sell yourself short? Why do you find the unavailable so alluring? Where did it begin? What went wrong? And who made you feel so worthless? If they wanted you, wouldn't they have chosen you? All this time, you were begging for love silently, thinking they couldn't hear you, but they smelt it on you, you must have known that they could taste the desperate on your skin? And what about the others that would do anything for you, why did you make them love you until you could not stand it? How are you both of these women, both flighty and needful? Where did you learn this, to want what does not want you? Where did you learn this, to leave those that want to stay?
for women who are 'difficult' to love
This was initially published on Warsan Shire's blog, "for women who are 'difficult' to love". It is a meditation on the power of feminine individuality, and how it should be celebrated rather than chiseled or "refined." Pure acceptance of what is of who we are.
you are a horse running alone
and he tries to tame you
compares you to an impossible highway
to a burning house
says you are blinding him
that he could never leave you
forget you
want anything but you
you dizzy him, you are unbearable
every woman before or after you
is doused in your name
you fill his mouth
his teeth ache with memory of taste
his body just a long shadow seeking yours
but you are always too intense
frightening in the way you want him
unashamed and sacrificial
he tells you that no man can live up to the one who
lives in your head
and you tried to change didn't you?
closed your mouth more
tried to be softer
less volatile, less awake
but even when sleeping you could feel
him travelling away from you in his dreams
so what did you want to do, love
split his head open?
you can't make homes out of human beings
someone should have already told you that
and if he wants to leave
then let him leave
you are terrifying
and strange and beautiful
something not everyone knows how to love.
PS. Don't change.
my alone
My alone feels so good, I'll only have you if you're sweeter than my solitude.
Warsan Shire
It's been said that Warsan Shire is a Kenyan-born, Somali-British poet, and her words speak to the soul and heart of this generation. She is brilliant. The following are quotes taken from her poetry, sometimes using different lines from the same poem. Her most notable works in "Teaching My Mother How To Give Birth" are all over this compilation. The last quote is an entire poem titled, "For Women Who Are Difficult To Love" and is truly a masterpiece. It's near impossible not to fall for her words of love, pain, beauty, and heartbreak.


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Ashoka the Great
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Open Discussion: Past, Present, and Future of CN
Ashoka the Great commented on Xiphosis's blog entry in The DraconianIt took me a while, but despite going away/coming back a couple of times and taking part in various 'crusades' I just don't care anymore. Five+ years is quite enough time to have wasted here.
Dear Non Grata and various warmongers...
Ashoka the Great commented on sippyjuice's blog entry in Insanity from a female mind"Insanity from a female mind" Hmmm. Redundant.
Update: V3.
Ashoka the Great commented on Shurukian's blog entry in Top of the RockAnd now I'm thinking about how much I miss living in New Mexico....
How to Save Our Beloved CN
Ashoka the Great commented on Magicman657's blog entry in Magicman657's Secret ScrollsI'm going to say this one more time in the hope that someone actually reads it. It does not matter how many times one has re-rolled. It does not matter how many times one has played. What matters is whether or not one joins an alliance that genuinely encourages growth. Also, please don't try your hand at neologisms by typing 'alot'. Every time you do that you shave days off of the life of anyone who has ever taught English.
How to Save Our Beloved CN
Ashoka the Great commented on Magicman657's blog entry in Magicman657's Secret ScrollsI'm going to assume you're not being serious, because if you really mean this then you're clueless. I've belonged to many alliances on different parts of the web over the years. Some are great at helping out new members. Others are terrible. Who their friends are is unimportant. Again, my situation within my alliance is not unique. It is something available to all members. Again....the speed of a nation's growth is directly related to an alliance's growth program(s) and members' participation in them. The same is true of the 'missing trades' argument used in the OP's reply to my initial comment. If an alliance has its (economic) act together, all of this will come together very, very quickly. If it doesn't, then sucks to be one of its members, I guess.
How to Save Our Beloved CN
Ashoka the Great commented on Magicman657's blog entry in Magicman657's Secret ScrollsI deny it. My (current) nation is eighteen months old and I have fourteen Wonders. If new players are unable to grow quickly and start buying Wonders a couple of months after signing up, they're in the wrong alliance.
So yeah. Insomnia sucks.
Ashoka the Great commented on IYIyTh's blog entry in What?Had it since I was about four when, on a typical morning, my parents would awaken in the morning, discover that I was missing, and then see me riding up and down our street in my pyjamas. Last 'night' I nodded off around 0400. At 0715 I was up getting the kids' breakfast and packing lunches. Pretty normal night for me, really. The only time I sleep well is while I'm camping, which I'll be doing in a couple of weeks' time.
Look At Me. I Am The World's Worst Recipient of Leaked Information.
Ashoka the Great commented on Ashoka the Great's blog entry in Zog's BlogA. It became the norm with respect to you when you made unintentionally hilarious statements like that in my sig and those above. B. And yes, you were being obtuse and, I should add, insulting with respect to your former allies in Ragnarok and their allies in Mj. Perhaps you will learn from this that tossing out accusations because they 'seem' right -- although if you read the entire discussion and possessed the reading comprehension of a fourth-grader, you would have known this was not the case -- merely makes you look like even more of a clown when you're shown to be 100% wrong. I do hope I've been clear enough. If not, please enjoy this precis of my commentary with respect to your 'arguments' made in the posts above: 1. Your defense of Xiphosis would have merit were it not for the fact that he has personally alienated so many people. (If you are unaware of this by now, there's little hope for you.) 2. You should re-read at least three times before hitting 'add comment'. 3. You seem unable to either read or digest information adequately. 4. Accusing me of 'name calling' for observing that you are obtuse is a bit ridiculous when, in the very next sentence, you admit that what you said was wrong. I can make it even shorter if you like: "Stop trying. You'll only hurt yourself and accomplish nothing."
Look At Me. I Am The World's Worst Recipient of Leaked Information.
Ashoka the Great commented on Ashoka the Great's blog entry in Zog's BlogMmmm, a fancily dressed up 'No U'. Purty. You really are quite obtuse.
Look At Me. I Am The World's Worst Recipient of Leaked Information.
Ashoka the Great commented on Ashoka the Great's blog entry in Zog's BlogOh, and.... Ok I know I'll just be called a "Xiph apologist" or w/e, but just being fair you guys did form a block with 3 NOIR alliances, a former SF member who Xiph probably feels like you stole from him, (especially considering according to some people the last straw was asking RoK to drop you guys and Polar) and Valhalla an alliance that has said several times they dislike Xiph and were known to be fairly angry over Xiph's troll incident (yea I would have been too). So if I was Xiph, I would have probably came to the same conclusion as well. Correlation is not causation. RoK and GOD/SF might still be pals if Xiphosis hadn't gone the high-risk gambit route. Had he not done that, his position would be considerably more secure than it (apparently) is now. I don't know what the final straw was in the RoK-GOD/SF relationship. Neither am I aware of everything that happened before RoK's withdrawal. I can't imagine that it eroded owing solely to a treaty between Nordreich and Ragnarok. Many of our relationships with NOIR members -- and leaders of NOIR alliances -- pre-dated the formation of Nordreich and its admission to that economic bloc. (This is particularly true with respect to DT.) The Valhalla treaty was first broached by Bud (in Val) not long after our reformation. Not much came of our conversations, which didn't so much end as fizzle. Then we found ourselves fighting them in a war, and there we were speaking again. It's not the first time friendships were formed during a war. It likely won't be the last. Except for the ongoing conspiracy that exists solely in the mind of one person, GOD has been surprisingly absent from Nordreich's foreign affairs discussions. Perhaps this is some kind of 'meta' game that Xiphosis is playing: RL < CN < XiphWorld. His world seems like a very scary place, though, so I'm rather glad not to be a part of it.
Look At Me. I Am The World's Worst Recipient of Leaked Information.
Ashoka the Great commented on Ashoka the Great's blog entry in Zog's BlogOh wow. Haven't thought about that one in a very long time. Still don't know why that was deleted. I guess he sent an e-mail to Photobucket saying, "I'm crazy and say so in this forum post. but I don't want this guy to have it." Perhaps, but I'm not sure the lesson would 'take'. I have no problem keeping secrets, but the whole skullduggery thing is lost on me. Yes, yes they are.
Look At Me. I Am The World's Worst Recipient of Leaked Information.
Ashoka the Great commented on Ashoka the Great's blog entry in Zog's BlogAnd then today someone send me these links, if only to prove how bad I am at this: http://i.imgur.com/B7Vq8.png]http://i.imgur.com/B7Vq8.png - "If any of this finds it's [sic] way around CN I will personally never put anything up on SF ever again...." Something tells me that this was an empty threat. http://i.imgur.com/qEVzg.png]http://i.imgur.com/qEVzg.png http://i.imgur.com/CPHVc.png]http://i.imgur.com/CPHVc.png http://i.imgur.com/rndLd.png]http://i.imgur.com/rndLd.png http://i.imgur.com/ThxC5.png - "It's my personal opinion [which I think will come to be validated in the coming year or so] that NoR is recruiting alliances, particularly within NOIR, to their own web which they can pull with them to the other side in the event of a war they think is winnable against us." First, I need to get something off my chest. Despite being a self-declared 'writer', Xiphosis' work is littered with basic grammatical errors. Second, lol. Seriously, lol. Let's ignore the paranoia for a moment and speak about a little place I like to call 'Reality'. Since Nordreich's Reformation, our priority has been to look after our own interests. Period. There's been no plotting to isolate GOD or, indeed, any other alliance. As I've said many times before, if Xiphosis wants to find the cause of GOD's problems, the best place to start is a mirror. The gems found in many of these images is proof of that. http://i.imgur.com/5r6Tu.png]http://i.imgur.com/5r6Tu.png
Look At Me. I Am The World's Worst Recipient of Leaked Information.
Ashoka the Great commented on Ashoka the Great's blog entry in Zog's BlogI know. Alright, so how come everyone remembers this but me? /me looks at pill bottle of 'morning' meds "Side effects include a hopeless blurring of the years." Ah. 1. Predict who will 'abandon' you. 2. Do your best to alienate them. 3. When you are 'abandoned', say I told you so. Hmmm....there's something wrong with this model, but I can't quite put my finger on it. I do note, however that 4/9 of the alliances are Nordreich and close allies of Nordreich. I can't think of a single thing* Xiphosis has done to intentionally antagonize us since our reformation. You should probably retire as an apologist. This gem, along with the quote in my signature, would tend to indicate you're not really up to the job. * - That's because I can think of at least two things.
Look At Me. I Am The World's Worst Recipient of Leaked Information.
Ashoka the Great commented on Ashoka the Great's blog entry in Zog's BlogI figured as much. Just wondering why I didn't notice that I had it until today. (btw....my curiosity got the better of me, so I made the arduous walk to my netbook. I've had this file since January of this year. Still no clue where I got it, though.)
Look At Me. I Am The World's Worst Recipient of Leaked Information.
Ashoka the Great posted a blog entry in Zog's BlogI have two computers. The first is my brand new PC that I built this year and am continuing to fine tune. The other is a netbook I picked up a couple of years ago. I have it for those occasions when the missus hijacks my desktop because she wants to do something 'graphics intensive' like harvest in Farmville. *sigh* Anyway.... The netbook came with WinXP, which I immediately removed and replaced with Ubuntu. I don't really store anything on it. It is solely for the purpose of connecting to the 'Net and doing a bit of surfing. So imagine my surprise when I opened my 'Documents' folder for the first time in months and saw a folder labeled 'Cyber Nations'. "Oooh," I thought. "What goodies lurk therein?" It was mostly disappointing. Some war-related graphs from the last conflict, one of those war charts that shows who is being attacked by whom and, well, this: http://img.photobucket.com/albums/v703/gfgraham/Cybernations/erwhat.png There are 'no no words' on this image. Don't say you weren't warned. In this, we travel back eleven months to see a remarkably paranoid Xiphosis planning the end of his alliance. The only thing missing is the part where he blames everyone else for his problems and then gets married the day before he shoots himself in his underground bunker. Some high points: - "CnG is basically worthless" - "....go in hard on NPO and disband them. Outright." And once again we see this idea of alliances 'defecting'. In Xiph-speak, it means they're no longer a chain away from backing up his sad excuse for an alliance. Boo freaking hoo. What's surprising to me is that no one jumps in and says, "This is a really stupid idea." There's Liz from CSN, basically agreeing with whatever Xiphosis proposes because CSN is totally not a GOD puppet. Goose likes the idea, says WickedJ likes to run his mouth, and then backtracks when he realizes it's a really stupid idea. It's like a written train-of-thought. Clearly he needs an editor, if only to avoid saying what amounts to "I like it" and "I don't like it" in the same damn post. R&R and RIA seem to be trying to speak to Xiphosis as one would take to a guy cradling a loaded firearm. But you know what really shocks me? It's not that they have such little respect for supposed friends and allies. No, what makes me pause is the fact that they speak so poorly of their own bloc. As someone who is now a lowly ordinary member of Nordreich, I'd be a bit dismayed if I learned that the leaders of Mj pretty much agreed that everyone in it kinda sucked. Is it exciting? I've no idea. Parts of it are very, very funny. To me, at least. No clue who gave this to me or when I received it. It may have come from CNtel. Or not. (I'm not registered there, and the quality of what I've seen coming out of there is pretty crappy, so probably not.) I could turn on my netbook and check the date when it was created, but the netbook must be at least ten feet away. That sin't gonna happen. This would have been much more exciting if I were posting it sometime in the third week of October in 2010. Half-way through September of the following year, it's not terribly relevant but good for a chuckle or two. By now much of this -- Xiphosis' feelings toward GOONS, the NPO, CnG and anyone who thinks he's a clown -- are rather well known. So, if the parties involved would like to declare me a spy for receiving information and releasing it publicly well after it's of any real interest to anyone but some kind of CN historian, I believe my official response is: "Suck it."


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Trust welcomes refusal of Crossburns wind farm near Loch Tay
Concerns over likely ecology, landscape and tourism impacts upheld
The John Muir Trust has welcomed the decision by Scottish Ministers to refuse consent for a major wind farm two miles south east of Kenmore in the heart of Highland Perthshire that would have been visible from the Trust's East Schiehallion property.
The Trust was among a number of organisations objecting to the application, including Scottish Natural Heritage, Perth & Kinross Council, RSPB and four neighbouring communities covering a vast area of Highland Perthshire.
The decision followed a site visit and extensive Public Local Inquiry at which the Trust and other organisations expressed concern about the impact of the scheme on surrounding Wild Land Areas.
John Muir Trust Policy Officer, John Low, who attended both the site visit and the Public Local Inquiry said: "This is the right decision by the Scottish Government. Highland Perthshire is the scenic heart of Scotland and already makes a major contribution to renewable energy targets, through its wind farms and hydro schemes.
"Local communities across Highland Perthshire were rightly concerned that this wind farm could have inflicted serious damage not just to the ecology and landscape of the area, but also to local businesses which rely on year-round tourism.
"The application has consumed a lot of time and money. Hopefully this decision will convince energy companies to seek more suitable locations in the future before they submit speculative applications."


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Law Enforcement
Friday, September 23, 2016 - 07:08
The people entrusted with enforcing the law in Venezuela regularly make the headlines as suspects or alleged accomplices, facilitators or perpetrators of serious crimes, a sign of the advanced deterioration and corruption of the country's security forces.
Wednesday, September 21, 2016 - 06:29
Amnesty International accused a Nigerian police unit on Wednesday of torturing suspects and demanding bribes to free them - allegations dismissed by the police.
Friday, September 16, 2016 - 07:50
El Salvador's attorney general announced the creation of a new anti-impunity unit in the prosecutor's office that will work on politically sensitive corruption cases and have strong backing from the US government, although it lacks direct international participation.
Wednesday, September 14, 2016 - 08:59
Zimbabwean police plan to ban public demonstrations in the capital for a month, according to a public notice issued on Tuesday that opposition lawyers said marked a slide toward a police state
Wednesday, September 14, 2016 - 08:43
Mexico has widened its investigation into the abduction and apparent massacre of 43 trainee teachers in the southwestern city of Iguala in 2014 to examine the role of federal and state police, a federal prosecutor said.
Monday, August 1, 2016 - 15:06
In a ruling that clears the way for El Salvador to prosecute the perpetrators of war crimes committed during its brutal civil war, the country's highest court has struck down an amnesty law that has protected soldiers, rebel fighters and death squads for more than two decades.
Monday, August 1, 2016 - 15:06
Mexico is currently in the process of implementing historic changes to its criminal justice system, but the planned reforms include due process exceptions in organized crime cases that could undermine the initiative's intent.
Monday, August 1, 2016 - 15:06
Brazil is revising its security for next month's Summer Olympic Games in the wake of the attack in Nice, France, that killed 84 people, officials said as they carried out the latest in a series of counterterrorism exercises.
Monday, August 1, 2016 - 15:06
Rwandan authorities are rounding up poor people and arbitrarily detaining them in "transit centers" across the country, Human Rights Watch said today. The conditions in these centers are harsh and inhuman, and beatings are commonplace.
Monday, August 1, 2016 - 15:06
The United States government has vowed to give the Philippine government a $32-million grant for its law enforcement training and services, a Palace official said on Wednesday.


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By Janina C. Lim
Lopez on legal challenge by miners: Do it.'
Posted on November 01, 2016
THE Department of Environment and Natural Resources (DENR) said it is unfazed by a legal battle with miners in the wake of facing its first court case that challenges the government's nationwide crackdown on illegal mining.
"We're following the law. You're gonna file a case against us for following the law? Do it. We're not gonna lose," Environment Secretary Regina Paz L. Lopez said in an interview with reporters last week.
Ms. Lopez was responding to a question, based on an industry official's statement, about another miner who may follow after BenguetCorp Nickel Mines, Inc. (BNMI), which went to court on the heels of the DENR order stopping its nickel project in Sta. Cruz, Zambales.
Ronald V. Recidoro, the Chamber of Mines of the Philippines' vice-president for its Legal and Policy division, had earlier said the miner, whose identity he declined to disclose, "has confirmed" plans to file charges against the DENR in connection with its September audit findings which has been mounting up dissatisfaction among miners.
BNMI, a subsidiary of listed Benguet Corp., became the first to elevate a dispute against the agency's mining crackdown when it filed before the Pampanga Regional Trial Court a petition for certiorari with injunction on Oct. 22 "to assail" the suspension order jointly issued by the DENR's Central Luzon offices, the Mines and Geosciences Bureau (MGB) and the Environmental Management Bureau.
The firm said the government's order to suspend its nickel project, which has been non-operational for four months now, was issued "with grave abuse of discretion, in an arbitrary manner, without due process."
"We were suspended before the conduct of an audit," Ma. Anna G. Vicedo-Montes, assistant vice-president for Corporate Communications and Special Projects of parent firm Benguet Corp., said in an e-mail interview last week.
Ms. Lopez countered that the DENR, as part of its mandate, may deem it fit, on valid grounds, to stop a miner's operation.
"They totally killed the environment. They cut 20,000 hectares of trees without a permit. The river is red. The community is so upset with them. You should say sorry instead of filing a case," Ms. Lopez added.
She also cited a Writ of Kalikasan with a prayer for temporary environmental protection order (TEPO) against the firm as well as Zambales Governor Amor P. Deloso's earlier issued order mandating the immediate stoppage and moratorium on all mining operations in the province.
Ms. Vicedo-Montes, for her part, said the Writ Ms. Lopez referred to "has not been heard/tried and no TEPO has been granted before BNMI was suspended." Mr. Deloso's order, on the other hand, "has no jurisdiction [on] the operation of any mine" and as such is "technically" under the purview of the Mines and Geosciences Bureau, Ms. Vicedo-Montes said.
To recall, BNMI and another nickel miner in Zambales were suspended in July following complaints on the alleged environmental impacts of the miner's operation.
The suspension remains in place until the firms resolve issues regarding tree-cutting and earth-balling, the completion of an exclusive mine haul road, and the full rehabilitation of all mined-out and open areas.
DENR Officer-in-Charge and Undersecretary for Legal Affairs Maria Paz G. Luna told BusinessWorld on Thursday their office has not received the said petition but expressed confidence that the agency's acts during the audit have been "above-board."
"I will check what their allegations are and I will verify. I think if we made a mistake we're very willing to correct our mistakes," Ms. Luna said.
This was not the first time government halted BNMI's mine operations. To recall, MGB ordered the suspension of BNMI and other miners in Zambales in 2014. The order stemmed from the said mines' failure to meet standards of regulatory evaluation of their operations. Residents at the time were complaining of nickel siltation in their rivers, farmlands, fishponds and seashores.
Next year, however, regional government agencies lifted the moratorium on the Zambales nickel miners which was to be reinstated when Ms. Lopez assumed office.
Ms. Lopez was among the Cabinet officials bypassed late October by the Commission on Appointments.
Through its legal action, BNMI told the stock exchange last week that it aims "to prove that despite its full compliance with remediation conditions under the previous Lifting Order dated Aug. 24, 2015, the said regional government agencies unjustifiably refused to reverse the Suspension Order."
Despite the differences with BNMI, Ms. Lopez also cited the company's efforts in being "very cooperative" in the rehabilitation of their mine.
BNMI sold 373,300 tons of nickel ore from its April to June operations this year with an average price of $20.27/ton versus 588,910 tons of the ore at an average price of $27.73 for the same quarter last year.
During the first half of the year, BNMI shipped 778,485 tons of nickel ore, well below the 1.28 million tons of nickel output in the first semester last year. The lower volume coupled with depressed prices of nickel during the period resulted in a net loss of P76.7 million for BNMI in the January to June period.
The DENR has sent out show-cause letters along with its audit findings report to all miners, including the 10 suspended ahead of the audit, who are expected to respond in seven days after receipt. Ms. Lopez said a final decision should be made first week of November.
The audit named 20 more mines whose operations may be halted. The 30 metal mines, either suspended or recommended for suspension, make up nearly three-fourths of the country's 41 metal mines and accounted for 55.5% of the country's total nickel ore production last year.


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Monday, 15 September 2008
Meaningless arguments over meaningless jobs
Someone please tell me. What, exactly, were his duties as the "PM's special envoy for forestry"? How did that help the smooth running of the Government and the country? More seriously, are our national forests safe during the interregnum until a new PM's special envoy for forestry can be appointed?
And, of course, how much extra was he paid in his capacity as the PM's special envoy for forestry? Is there an office for him? Any staff?
Has anyone compared the great benefits that we as a nation obtained from our PM's special envoy for forestry as compared to the cost of retaining a PM's special envoy for forestry? Or is it just a trinket that Gordon tossed out at our expense in his desperate attempt to hold together the bunch of rabid ferrets in a sack commonly known as "Labour MPs"?
In which case, just how many PM's "special envoys" are there?
2 comments:
I think you are right on the "sop" jobs front. Nobody ever went bust over-estimating the pomposity of Labour MPs.ReplyDelete
I have a feeling, though, that these special envoys are unpaid. I hope I am right. That said I wouldn't mind being an envoy to a hot island somewhere! Couple of flights a year on a reputable airline :-))
Hi, BE.ReplyDelete
Well, he gets to go to the Congo and Brazil. Warm enough? :o)
It kind of "feels" like an unpaid title. Reminds me of my days in the Cadets, when the most convenient insult for someone pompous was to label them the "temporary acting unpaid lance corporal". I suspect the attraction lies in the expense account rather than the salary, though. Mind you, imagine the loss of face for the UK in the international arena if we had no-one to send to the Brasilia G8+5 Legislator Forum to speak on forestry issues! Oh noes...
Sadly, his wide range of skills does not include updating his website, which currently reads:
Hello and welcome to the website of Barry Gardiner, Member of Parliament for Brent North and the Prime Ministers Special Envoy for Forestry.
Nor do they include mastery of the apostrophe rule, evidently...


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4 Unexpected (& Humbling) Lessons From Navigating My Early 20s With Adult Braces
At the ripe old age of 22, fresh out of college and six months into my first real full-time job, I had to get braces for the second time in my life. I had to wear them for almost two years, plus a complicated jaw surgery thrown in the mix. This experience taught me valuable lessons about personal finance, conducting myself professionally in the workplace while looking like a middle-schooler in a suit, and how to navigate the healthcare system as a new adult. Here's what I learned:
1. No one cares about your health more than you do
While on the conveyor belt of specialists, waiting rooms, x-rays, and billing departments, I quickly realized that if I didn't pipe up, advocate for myself, and ask questions, no one was going to volunteer the information I wanted and needed to hear. No one cared more about my healthcare and my specific case than I did, for obvious reasons. From the perspective of the people who worked in my oral surgeon's office, I was just one of many patients they saw each day. From my perspective, this was by far the biggest medical procedure I'd ever encountered. Because we were coming at this from two different vantage points, I had to advocate for myself and make sure I understood everything that was going to happen during the procedure, what the pile of forms I was signing meant, what my insurance covered and what I would be responsible for, and how to best prepare myself for and recover from the surgery. I learned that in situations where there is an information asymmetry, speaking up is up to you.
2. Mastering the art of "Fake it 'til you make it"
In addition to having just graduated college, living on my own, learning to budget, and generally trying to function as a real adult, I was also brand new to working full-time. I was ten years younger than everyone else in my office and also wearing a mouth full of metal. It was not ideal. I decided early on that I was not going to spend two years without opening my mouth in meetings or only smiling with my lips closed in pictures. I would grin — mouth open — and bear it, not making too much of the fact that I was a dead ringer for a 12-year-old. I figured that if I didn't make a huge deal out of it, other people would follow suit and treat it like a non-issue. The few times that someone did ask, I would simply say, "Yep, I have a jaw issue that's going to require surgery in a few months and I have to wear braces until that's over" and then I'd move on. What I wanted to do was immediately launch into how UNFAIR it was and how I didn't WANT braces and this felt like the worst thing to EVER happen to me. What I did instead was pretend to be much more mature and confident than I actually felt. After a few months and with a little perspective, the confident version began to feel more like the real me than an act.
3. How to ask for what you deserve
When it came time to schedule my surgery and I had to talk to our human resources department about the amount of time I would need off work to recover, my people-pleaser instinct was to volunteer to come back to work as soon as humanly possible so I didn't inconvenience anyone, even if it meant I was going to be in agony, on a liquid diet and unable to smile. I was eligible to use the weeks of sick leave I'd been accruing, so I gave myself a pep talk to ask for all the time off I needed and deserved. My two-week request was immediately approved, but I'm sure that if I had asked for less time, that's what I would have gotten instead. If you ask for what you deserve and what you really need, you might actually get it. If you ask for part of what you want and hope for the rest, you're just setting yourself up for disappointment. No one can read your mind, so speak up. Wishing and hoping won't get the job done.
4. Being sick is expensive
Many people don't have the luxury of good health. Unfortunately, in the United States the healthcare system is costly, complicated, and seemingly set up to screw over anyone who has the misfortune of getting sick or hurt, or anyone who is born with a preexisting condition or health issue. When I had to spend two nights in the hospital recovering from a surgery I chose to have, I saw so many people who were in much worse shape than I was. At the risk of overstating the obvious, being sick is really expensive and stressful. I decided right there that anything I could do to avoid being hospitalized again, I was going to do, and with vigor. Obviously, you can't control when health-related issues or accidents crop up unexpectedly. However, taking care of your body, eating right, and generally staying on top of routine things like preventative check ups and dental care is way easier, cheaper, and less painful than dealing with the physical and monetary aftermath of years of neglect.
Despite what I thought when I was a little kid, being an adult isn't only about working in an office every day and getting to decide on your own bedtime, but approaching difficult situations with maturity and perspective, advocating for yourself when no one else will, and assuming responsibility for your health and well-being. And yes, sometimes it's grinning your way through adult orthodontia. The braces eventually came off, but what I learned from the experience will stay with me forever.
A grant writer by day and personal finance fanatic by night, Marisa is an avid traveler who lives in Pittsburgh, PA. When she's not reading or writing for work or play, she enjoys running, thrifting, and searching for the most authentic Mexican food in the city.
Image via Unsplash


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Your all-in-one free business support hub
Taylor Vinters, Merlin Place, Milton Road, Cambridge, CB4 0DP
Crowdfunding is now being used to fund a wide range of entrepreneurial ventures. Recently life science companies such as Axol Bioscience and Biotechspert have used the platform to raise money successfully.
Up to now, however, life sciences companies utilising crowdfunding have typically been ones with technologies or platforms, but could biotech companies use crowdfunding to raise money successfully.
At the BioWednesday you will learn how SyndicateRoom is helping life science companies to raise money and will explore whether this model of funding can be used to sustain biotech companies in the future.
To register your attendance for this event please visit the link provided on the right hand side. Alternatively to contact the organiser directly please use the contact details also provided on the right hand side.
Cost: Members: FREE, Non-members: £50


text: Virtuozzo Containers is software, that's used to make virtual servers on a physical hosting server. It allows VPS accounts to be generated and handled separately of each other, so each one can have its own Operating System and a fixed and warranted amount of system resources, which include CPU time, disk space, physical memory, and the like. You will be able to stop, start or reboot the server, to set up various software packages, to do many different maintenance tasks, to set up firewall rules and even to reboot the entire hosting server to its initial state by using a very user-friendly online interface. You may also keep track of the used and the available resources and on the running processes, in order to have an idea when the eventual growth of your websites will require a plan upgrade as well. Virtuozzo offers you full control of your VPS and you are able to control everything conveniently, even when you do not have a lot of experience.


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Storage Wars: No Apologies
November 30, 2011
I just discovered this A&E show. It's one of those shows that has the stupidest premises ever. In fact, I can't imagine how this was pitched and accepted. Seriously. It's these dumpster divers who compete for crap in a storage locker up for bid. At one of those "U-Store-It" kind of places. Then, they rifle through the garbage hoping to come up with a treasure or trinket that makes their bid worth their while.
Stupidest concept ever, right? But the characters who do this are so engaging, you get sucked in really fast. In fact, my son Trey said, "How can you watch this crap, Mom?' But then, Dave Hester drives up in his massive truck/trailer with YUUUUP! on the side of it and they play the music from Star Wars when Darth Vadar appears, so Trey sticks around.
I explain the characters and their personalities, but the truth is, this show is hysterical. Because these guys know how to work a deal. How to make something out of nothing and trash talk each other while they're doing it. Sheer joy for me.
My son is now hooked too. I'm telling you, it's addictive. But I still have NO desire to dumpster-dive or pick through someone else's storage locker. Ewwww. My favorite is "The Collector" Barry Weiss -- he's a character and could sell an eskimo an ice cube.
BTW, the new windows are all in my house, and it is so quiet here, it's like I live in a new place. How great is that? I can watch "Storage Wars" in peace.


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Privileged account management is one of the most critical components of any enterprise security strategy. Cybercriminals prize privileged account credentials because they provide administrator-level access to servers, security systems, network devices, databases, applications and other resources. If hackers are able to obtain the "keys to the kingdom," they gain virtually unfettered access to an organization's systems and data.
Best practices for privileged account management are well established:
However, a recent survey by Thycotic and Cybersecurity Ventures found that many organizations do not follow these best practices. Twenty percent of survey respondents said they have not changed the default passwords on their privileged accounts, and 40 percent said they continue to use the default user IDs. Thirty percent said they allow multiple administrators to share privileged account credentials.
It's not that organizations don't understand the risks — 80 percent said that privileged account management is a high priority. However, administrators worry that securing privileged accounts will make their jobs harder. Under pressure to keep systems up and running and perform day-to-day maintenance tasks with limited resources, they are reticent to add another layer of complexity to their operational processes.
Often the problem is magnified by,
The problem is exacerbated by the time-consuming, manual processes that traditionally have been used to manage privileged accounts. After obtaining approval for a password change, an administrator would have to log into a system, change the account and update the spreadsheet used to track credentials. Any dependent applications and services would also have to be updated, and systems tested to ensure that the change didn't break anything in production. Multiply that by all the resources within an organization and it's easy to see the enormity of the challenge.
A privileged account security solution can relieve these headaches while dramatically boosting security. Through one, centralized platform organizations can:
Of course, a privileged account security solution is only a tool. As they say in software development: "If you automate a mess, you get an automated mess."
Organizations must start by taking an inventory of all privileged accounts and which users have access to them. The next step is to understand the level of access that is required by various users and roles, and establish policies based upon those requirements. Granting full administrator access should be the rare exception rather than the rule.
Most organizations recognize that significant risks come with poor privileged account management. They just don't have the time, resources or know-how to address the problem. Our consultants and engineers can help you map out a strategy for managing privileged accounts, and implement the right processes and technology to keep those accounts secure.
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Movavi Photo Editor 5.2.0 Full Version incl Crack
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