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So it turns out that Blanche Lincoln's derivatives bill (pdf) is a bizarre mix of solid and utterly insane. The bill understandably punts on what is far and away the most important issue in derivatives reform: the scope of the clearing requirement, which is left to the discretion of the CFTC. That's to be expected, and probably the best way to go. The bill does set up a pretty good process for deciding which instruments will be required to clear, which will most commonly involve the CFTC reviewing an instrument that a clearinghouse decides to list and make available for clearing, and determining whether or not to make clearing mandatory for that instrument.
The insane parts, however, are breathtakingly irresponsible. The "no bailout" provision (Section 106) would cut off the top 100+ US commercial banks, plus all the major dealer banks, from the Fed's discount window. That's insanity. I trust I don't have to explain why even introducing a bill with this kind of nonsense in it is so dangerous. If you want to know why Sen. Lincoln's bill is spooking the markets, look no further. It's not because the bill is "strong" — and, by the way, it doesn't even have an exchange-trading requirement, so you can't blame that. It's because the bill would hang most of the banking system out to dry by cutting them off from a central bank backstop, and if enacted, would seriously risk a run on the capital markets. This kind of bullshit has to go — the entire section needs to be deleted, forthwith.
Another crazy provision is Section 120, which would impose a fiduciary duty on swap dealers when entering into a swap with any pension fund, endowment, or retirement fund, as well as any governmental entity (federal, state, or local). This represents a phenomenal misunderstanding of how duties at the various levels of the market operate. ERISA already imposes a fiduciary duty on pension fund managers, trustees, etc., who then, as highly-paid professionals with a fiduciary duty, are empowered to deal at arms-length with dealers. Whether broker-dealers should owe a fiduciary duty when giving advice is a legitimate question, but it's also a completely separate question that has no place in a derivatives bill. Moreover, Lincoln's bill goes way beyond the issue of broker-dealers giving advice, instead requiring dealers to act as fiduciaries (to fund managers who are already acting as fiduciaries) whenever they even enter into a swap with a pension fund, endowment, governmental entity, etc. Look, market-makers are intermediaries; they can't owe a fiduciary duty to both sides. If you want to protect pensioners, then enforce the already existing fiduciary duties pensioners are owed.
These aren't the only bad provisions in Blanche Lincoln's bill (there are a few more), but they're by far the two most dangerous and destructive provisions. If we could strip the crazy out of Lincoln's bill, then it would honestly be a solid foundation. But let's first focus on stripping the crazy out.
So it turns out that Blanche Lincoln's derivatives bill (pdf) is a bizarre mix of solid and utterly insane. The bill understandably punts on what is far and away the most important issue in derivatives reform: the scope of the clearing requirement, which is left to the discretion of the CFTC. That's to be expected, and probably the best way to go. The bill does set up a pretty good process for deciding which instruments will be required to clear, which will most commonly involve the CFTC reviewing an instrument that a clearinghouse decides to list and make available for clearing, and determining whether or not to make clearing mandatory for that instrument.
31 comments:
- Anonymous said...
People believe that Goldman Sachs was allowed to become a BHC solely so they could borrow from the discount window for 0% and buy treasuries paying around 4%. Matty Tabby apparently cursed this was true, so they believe it. They believe everything that moron says.
I rather doubt Goldman Sachs did much borrowing at the discount window. The mob thinks they made tens of billions of dollars doing it.
So they want it stopped.
- April 19, 2010 at 1:28 AM
- sav said...
JCH, cannot Goldman just release the information about the discount window? If they have't borrowed it'll clear the air.
I remember reading a times article saying goldman only used the discount window once. and that was a test transaction. I'll try look it up.
- April 19, 2010 at 2:09 AM
- sav said...
"Despite taking on holding company status during the financial crisis, Goldman has used the Fed's discount window just once, in a $10 million test run, and argues that it does not rely on cheap money from the Fed."
found it.
- April 19, 2010 at 2:10 AM
- Anonymous said...
Great find, sav. I did an analysis of the Fed's monthly reports, and from that you can basically conclude that GS's discount window borrowing was very small.
But a mere ten million, if true, is genuinely hilarious.
Many progressives think Goldman has borrowed 100s of billions from the discount window. It is a pillar of their misguided outrage.
- April 19, 2010 at 2:29 AM
- Anonymous said...
Section 106, as Lincoln has described it, is meant to force the banks to spin off their derivatives desks, not to cut them off from federal liquidity.
- April 20, 2010 at 5:36 PM
- Anonymous said...
as in, i'm not sure about your claims about ERISA and fiduciary duty. but the Ag Committee staffers spent a lot of time on this particular bill, and if you are going to mischaracterize a key section of their bill, which has been frequently discussed and described in all sorts of media as a means to force federally backstopped banks to spin off their OTC derivatives desks, as something that just cuts off fed funds from the top 100 banks, then I'm not particularly strongly inclined to believe your claims that the fiduciary duty they impose is wrongheaded.
- April 20, 2010 at 5:40 PM
- Economics of Contempt said...
First of all, the title of Section 106 is "Prohibition against Federal Government Bailouts of Swaps Entities," and it was described in the press as the "no bailout" provision, so I in no way mischaracterized that provision.
Second of all, even if Section 106 were intended to force banks to spin off their swaps desks, that wouldn't make it any less crazy. Banks use swaps. Extensively. They are a crucial and necessary tool for managing all kinds of risks, particularly interest rate risk. The idea that banks would be made safer if they weren't allowed to be Major Swap Participants is beyond laughable.
For that reason, regardless of what Sen. Lincoln may or may not have intended Section 106 to do, it would undeniably have the effect of cutting off a huge portion of the banking system from the Fed window. Banks wouldn't stop using swaps (they're way too useful), so the effect would be to cut them off from federal liquidity. (And this isn't a "pro-Wall Street" view; the idea that things like interest-rate swaps are a legitimate risk management tool for banks has been completely uncontroversial for over 25 years.)
Finally, what on earth is the Ag Committee doing dictating central bank policy, and telling banks what they can and can't do? That's the Banking Committee's domain (regardless of how long the Ag Committee staffers worked on the bill).
No, I'm standing by my post: Lincoln's bill includes provisions that are breathtakingly irresponsible, and need to go, immediately.
- April 20, 2010 at 7:40 PM
- Anonymous said...
Your comment is just as misleading as your original post, when it comes to Section 106. Go back and read the language more closely.
You are missing the clear distinction between derivatives DEALING, which is what the Lincoln bill targets, and the USE of derivatives.
Section 106, as you note, targets SWAPS ENTITIES. This is clearly defined as entities that are swaps dealers (or "major swap participants", which if you look into the legislative language, is a term of art describing an entity that is effectively a dealer/market maker). It is not targeted at end users, whether banks or non-banks.
As such, your entire analysis of this provision is wrong. It would do no such thing as cut off liquidity from derivatives trading, so long as that trading was of the end use variety. If Goldman wants to buy or sell a bunch of interest rate swaps, it can do so (although they would have to be exchange traded), it just can't be a DEALER in them and still receive any liquidity or other funding from the federal government.
The Lincoln bill would NOT, as you claim, effectively cut off banks from federal liquidity. It WOULD effectively force financial institutions to spin off their derivatives dealing desks (which would really only impact the top 5 Wall Street firms, who account for 97% of derivatives activity, according to CFTC Chair Gensler). That is a HUGE distinction, a misreading of which is the entire basis of your argument.
I will chalk this error up to laziness or maybe just a lack of time to look into it. But I think you owe your readers a correction, because your claims about this particular provision are wrong as they currently stand.
- April 21, 2010 at 8:31 AM
- Economics of Contempt said...
No, you're completely wrong. The idea that the definition of "Major Swap Participants" only includes swap dealers is absurd on its face. Swap dealers and MSPs are two separate categories of swap participants. In fact, this is from the definition of MSP:
"The term 'major swap participant' means any person who is not a swap dealer, and..."
Moreover, the bill's definition of a "swap dealer" is so cartoonishly broad that it's being ridiculed by lawyers in the field. (Anyone who "regularly engages in the purchase and sale of swaps in the ordinary course of business"? Are you kidding? Please tell me that's a joke.)
Finally, if you think there are only 5 swap dealers in the US, then you've been badly misinformed. The top 50+ US commercial banks are all dealers in one category of swaps or another. The fact that most of them hold only a small percentage of the gross notional swaps outstanding is irrelevant to whether they would be considered "swap dealers" under the definition in Lincoln's bill (which says nothing about market share).
No, I fully understand the implications of Section 106 (I've been doing this for a very long time), and have not misrepresented anything. It's Blance Lincoln and the Ag Committee who don't understand Section 106. Which is why it needs to be deleted, without delay.
- April 21, 2010 at 10:20 AM
- Anonymous said...
Dude, again with the misleading comment. Yes, "major swap participant" is a "non-dealer", which is why I mentioned it as separate from dealers. But you (intentionally) leave out the language that defines a major swap participant as a non-dealer who "maintains a substantial net position" in outstanding swaps, "other than to create and maintain an effective hedge under generally accepted accounting principles".
Which is why I described it as a term essentially describing a dealer or market maker.
And I didn't say that there were 5 derivatives dealers, I said this bill would really only impact the top 5 dealers. If you're running a small derivatives dealing desk, you spin it off. That doesn't cut off your liquidity, nor does it really impact your bottom line at all.
Finally, as far as the "cartoonish" definition of "dealer", while I admit I haven't read the manager's amendment that was reported out of committee yesterday, my understanding is that this definition is actually largely left to the CFTC to determine, precisely to avoid the types of collateral impacts that you blithely and ignorantly assume will effectively cause the entire banking system to lose access to FDIC insurance and Fed liquidity.
Think about what you're claiming. If that's the concern, why are you the only one making it? Because if that were the case, you think that maybe, just maybe, the WSJ and other business media (who are totally behind the banks here) might be making the same claim? Because if you know anything about banking, which it doesn't sound like you do at this point, you'd realize that what you're claiming about the Lincoln bill is that it would effectively undo all of the Banking Acts of the 1930s, cutting off all banks from the Fed window and FDIC insurance.
That's crazy. Your inability to admit you're wrong, either on this or on the SEC charges, is also pretty disturbing.
- April 22, 2010 at 10:26 AM
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Brigade defeat defending Champion Rush, 54-41 [AFL]
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Managing the Business
Demonstrated member focus. Ability to anticipate member's needs and proactively search for solutions to ensure expectations are met or exceeded.
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Mrs. Nesbitt's ABC-Wednesday
Round 20-F
My 130th entry – bijdrage
Started-Gestart: 28-08-2014 : 15-G
Hello and good morning, -afternoon, -evening, dear people who all participate is this wonderful photo-meme, which is a joy to me, week after week, after week. I'm always curious to what you come up with!
The challenging letter of this week is F and I've chosen for the word Friendship
Recipe for friendship:
1 liter of trust, 1 dash of caring, 2 cups of understanding, 2 spoons of shared secrets, 1 cup of mutual affection, 1 pinch of respect, 2 teaspoons of common interest, 3 spoons of listening & 1 great deal of fun.
Friendship, I don't know in how many forms it exists but thankfully that is not important. It exists and that is what it is all about, or is it not?
The really true friends, who matter most, are there whenever I need them to be. Just a text-message or phonecall away. No matter what kind of 'need' I am in, they are there. To know that, to feel it very deep and intens, is a wonderful thing.
Then there are other people who one can call friends, like bloggers for example. Some of them I call good friends, some of them I call distant friends and some of them I call very good friends. Some friends stay in ones life for a short period, some come and never leave. In that last category I have a couple, just a handfull, but man am I a rich person!
So, today…. the day on which Love is the subject in most people all over the world, it was the only word for me to use for this edition of my abc-wednesday-entries. Love… is the only thing which can make you feel great and miserable at the same time, but nobody can do without.
I wish to all of you, that special feeling, to know by own experience how it feels to be loved by true friends. The love you feel back to that other one. Love is the base of life. Love is the base for any for of relationship. Love and be loved!!
Have a nice ABC-Wednesday-day / – week ~
♫ M e l o d y ♫ (ABC-W-team)
(preview Round 21)


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> Following the 2011 season, Los Angeles was not in a good state as far as the sport of baseball goes. The Angels and Dodgers hadn't reached the postseason in 2010 or 2011, posting some of their worst seasons in decades (by their standards). The Angels were struggling to find any offensive consistency to back their decent starting pitching. The Dodgers were having similar issues, but their problems extended off the field as well, as Frank McCourt left them bankrupt.
I don't think the Dodgers were expecting to contend in 2012 (at least early on) because of where they were financially, but their one huge move was giving Matt Kemp an eight-year, $160 million deal following his MVP-caliber campaign in 2011. The Angels, however, made themselves early favorites for the World Series by signing Albert Pujols to a 10-year, $254 million deal, and C.J. Wilson to a five-year, $77.5 million deal.
Fast-forward to the 2012 offseason- following yet another season in which neither of these teams made the postseason- and a lot has changed. The Dodgers are nowhere near bankrupt; in fact, they're the polar opposite, thanks to Magic Johnson and Co. The Angels are in the same position they were last year, but if they don't make the postseason this time around, there's something very wrong.
Anyway, let's take a look at each of these teams from every angle- the lineup, the rotation, the bullpen, and so on. Both of them are considered near locks for the playoffs, but one has to be better than the other, right?
1. Mike Trout, CF
2. Erick Aybar, SS
3. Albert Pujols, 1B
4. Josh Hamilton, RF
5. Mark Trumbo, LF
6. Kendrys Morales, DH
7. Howie Kendrick, 2B
8. Alberto Callaspo, 3B
9. Chris Iannetta, C
1. Mark Ellis, 2B
2. Luis Cruz, 3B
3. Matt Kemp, CF
4. Adrian Gonzalez, 1B
5. Hanley Ramirez, SS
6. Andre Ethier, RF
7. Jerry Hairston Jr., LF
8. A.J. Ellis, C
9. Pitcher
OK, first off, Hairston isn't going to start the entire season. Once Carl Crawford returns from the disabled list, he'll take Hairston's spot, and that'll change the whole culture of the lineup (many project Crawford to hit second). But, until Crawford comes back- which will probably sometime in late May- that's what I'm guessing the Dodgers' lineup will look like.
Anyway, those are both powerhouse lineups. The each feature possibly the best 3-4-5-6 combos in their respective league in Pujols-Hamilton-Trumbo-Morales and Kemp-Gonzalez-Ramirez-Ethier. It's hard to say which is really better than the other; both are going to be very exciting to watch. While I think the Angels' lineup might be the more exciting with three perennial MVP candidates in Trout, Pujols, and Hamilton, I think the Dodgers have the overall better lineup. The reason I say this is because there are more experienced hitters in the Dodgers lineup, and by experienced, I mean hitters that you know what you're going to get from them. Kemp, A-Gon, Ramirez, and Ethier aren't necessarily "veterans" yet, but they've certainly been around the block a few times and have shown they can produce consistently at the big league level from year to year. The Angels definitely have that experience in Pujols and Hamilton, but they have a lot of younger, inexperienced hitters who I think we need to see more from. There's no denying that Trout had the best offensive rookie season in quite some time, but that doesn't mean he's not going to be susceptible to a sophomore slump. Trumbo hit over .300 for the most of the season last year, but then flamed out for the last two months and fell to a .268 average.
I think if everyone in the Angels' lineup performs to their ability (and that includes Kendrick, who everyone thought was going to be a batting champion one day), then they'll have the better lineup. But until that happens, I'd put my money on the Dodgers' lineup, especially once Crawford gets back.
1. Jered Weaver
2. C.J. Wilson
3. Tommy Hanson
4. Joe Blanton
5. Garrett Richards
1. Clayton Kershaw
2. Zack Greinke
3. Chad Billingsley
4. Hyun-Jin Ryu
5. Josh Beckett
Coming into this offseason, both teams wanted to improve their starting rotations, and I think each did. However, I think the Angels losing Greinke really hurt them. I also wasn't in complete agreement with them just giving up on Dan Haren and Ervin Santana; I really wonder if they're going to get what they could have gotten from those two from Hanson and Blanton. And Richards is going to be good somewhere down the road, but I'm not so sure he's ready for a full-time rotation spot. There are even some question marks surrounding Wilson, who had a terrible second half for the Angels in 2012. Weaver is no doubt the ace, but health is a bit of a concern with him; same goes for Hanson.
To me, the Dodgers obviously have the better rotation, even though there are a few enigmas in theirs as well. Kershaw/Greinke is one- if not the best- 1-2 punches in baseball, and they get to throw half of their games at the pitcher-friendly Dodger Stadium. After Kershaw and Greinke, however, there are a few questions. Billingsley can be an All-Star caliber pitcher when he's on, but that isn't always the case. Perhaps not having the pressure of being a #2 starter will help him. Anyway, the 4-5 spots in the Dodgers' rotation should go to Ryu and Beckett, in my opinion. The Dodgers also have veterans Ted Lilly, Chris Capuano, and Aaron Harang, all of whom are capable of starting, but I think Ryu and Beckett will give them better results than any of the other two.
It's evident that both of these teams will have to back up their rotations with those huge lineups, but I think the Dodgers are better off starter-wise.
(NOTE: I only put the six guys who I thought were guaranteed spots. There are probably going to be a few other long relievers in each bullpen>)
Ryan Madson
Ernesto Frieri
Scott Downs
Sean Burnett
Kevin Jepsen
Jerome Williams
Brandon League
Kenley Jansen
Ronald Belisario
Scott Elbert
Matt Guerrier
Javy Guerra
This is actually the one category in which I think the Angels are better off. There's only one guy that I think the Dodgers can count on to be consistent, and that's Jansen. The rest of the guys- including League, who they named their closer and threw $22 million at- have had up-and-down careers.
The Angels, on the other hand, have a nice mix of young flamethrowers and veteran guys who know how to pitch. I loved the Madson pick-up; I expect him to have a good year even though he missed all of 2012. Frieri can also close if need be. Then they have a great tandem of lefties in Downs and Burnett. This has the makings of a great bullpen for the Angels.
These are both going to be very exciting teams to watch, and I wouldn't be at all surprised if we saw an LA vs. LA World Series (though it never seems to work out that way). I think the Dodgers have the slight edge, but that's not to put a damper on the team the Angels are going to field.
> The Phillies signed Mike Adams to a two-year, $12 million deal (plus a vesting option for a third year), so that puts to bed any rumors that spoke of his possible return to Milwaukee. But Doug Melvin probably wouldn't have been willing to give him $6 million a year anyway.
> The Mets are being the Mets once again, as they have a deal in place to send the reigning NL Cy Young Award winner- R.A. Dickey- to the Blue Jays in a seven-player deal. The deal also includes Josh Thole and another prospect going to the Jays along with Dickey, while the Mets are getting back Travis d'Arnaud, Noah Syndergaard, John Buck, and a prospect.
I'm starting to wonder why the Mets gave an extension to David Wright if this is what they intended to do all along, but that's their screwed-up organization for you. But I like the deal for the Blue Jays. They may have hurt themselves in the long run, but they're making themselves favorites for the AL East next year. They've assembled a pretty nice rotation in Dickey, Josh Johnson, Mark Buerhle, Brandon Morrow, and Ricky Romero, all of whom have been considered aces at some point in their careers.
> Minor moves:
Phillies: Signed John Lannan to a one-year deal.
Marlins: Signed Jonathan Albaladejo and Ed Lucas to minor league deals.
Giants: Signed Javier Herrera to a minor league deal.
Twins: Signed Mike Pelfrey to a one-year deal.


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A common Semitic word meaning "owner, lord, husband." As "lord" it is applied to various Canaanite gods, such as the Baal of Peor (Num. 25.3) and the Baals (Judg. 2.11), which were largely local manifestations of the storm god Baal. Although the head of the Canaanite pantheon was El, Baal was the most important god because of his association with the storms that annually brought revival of vegetation and fertility. Baal is prominent in the great complex of fifteenth century BCE Ugaritic epics, where he is called son of Dagon and is named some 250 times, sometimes interchangeably with Hadad, the widely known Semitic storm god whose symbol, like Baal's, was the bull.
In art, Baal is depicted as the storm god Aliyan ("triumphant") Baal, who holds a thunderbolt in one hand and swings a mace with the other. Baal is the champion of divine order over earthly chaos—over deadly drought, represented by the deity Mot ("death"), and the unruly forces of the sea (the god Yamm). The Ugaritic epics tell how Baal defeats these powers and wins the title "rider on the clouds" (the same title ascribed to the God of Israel in Ps. 68.4).
The theme of opposition to Baal worship runs throughout the Deuteronomic literature and the prophets. By the ninth century BCE, Baalism had deeply pervaded Israelite life. Personal names formed with Baal appear already in the time of the Judges (6.25–32). Even Saul and David had sons with Baal names (1 Chron. 8.33; 14.7). Intense conflict appeared with the introduction of the Baal of Tyre into Israel by Ahab's queen, Jezebel, daughter of Ethbaal of Sidon (1 Kings 16.31–32; 18.17–19). Even as late as the time of Manasseh, altars to Baal were still among the appointments in the Jerusalem Temple (2 Kings 21.2–4).
Opposition to Baalism was led by Israel's prophets. The fertility rites associated with Baal worship corrupted the faith in Yahweh, and the myths undergirding them wrongly deified aspects of nature. The prophets endeavored to show Yahweh as a transcendent, universal God who provides rains and fertility yet who is no "nature god" trapped in unvarying seasonal cycles. Because agriculture was so vital and so precariously dependent on the weather, it became important to show that Yahweh, not Baal, was the one who rode the clouds, controlled the storms, and brought freshening rains (Pss. 29; 68.4, 9; 104.3). That the struggle against Baalism was finally successful is signalled by the replacement of the Baal element in some proper names by the word bōšet ("shame"; 2 Sam. 2.8; cf. Hos. 9.10).
David G. Burke


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The other thing not mentioned is price. It would have to be affordable. Someone mentioned the Leica Digial M. In my opinion this is exactly what such a camera should not be. Leicas are not built/priced for normal people with families and a budget that they must live within. Such a camera should in no way cost more than $1000, and would hopefully be less than $500. Heck look at the kind of performance Nikon and Canon have built into the D50 and 850xt for less than $1000.[a href=\"index.php?act=findpost&pid=57142\"][{POST_SNAPBACK}][/a]
So far so good. Now for the catch. Actually, there are a couple of major catches: The sensor is small (though image quality in low-ISO is, in my opinion, still cleaner than 35mm film*) and the RAW mode is almost as slow as a view camera (9 to 15 seconds shot-to-shot delay), it is strictly for still-life / landscape use.[{POST_SNAPBACK}][/a]
Today I was also thinking of my dream cam. It would resemble DMD in many ways but it would be SLR. But not one of big black SLRs but more like Canon AE-1 or Nikon FM but it would be smaller because of APS-C sensor and smaller pentaprism. It would have ~40mm (in 35mm) f1.X fixed focal lenght lens which would be smaller than ordinary because it would have different construction (no ned for mount and interchangeability). It would have only A and Auto shooting modes with bulb exposure option. Altough I like flip and twist screen, my dreamcam would have nice, large fixed screen but it would be very well protected. One switch would make it stand out more. I'd like to see LV button in the bac. Yes LiveView it would have. In LV mode mirror would flip, sensor would feed the screen and AF would be contrast one. It's possible. Guys from Oly said so...[a href=\"index.php?act=findpost&pid=57185\"][{POST_SNAPBACK}][/a]
I hope camera vendors are listening.


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Article content
What looks like nothing more than another weird news story is actually part of a disturbing trend.
Last week a man took a bus from Montreal to Barrie to meet a girl he'd met online. When she didn't show up he called 911 to demand they track her down and find out what her problem was. When the operator informed the guy of his improper 911 use he became angrier.
But this is just the latest in a series of 911 phone antics.
Perhaps the most well-known is the 2009 story of Latreasa Goodman calling three times to complain that a Fort Pierce, Fla., McDonald's had run out of chicken nuggets. She'd paid for the nuggets then they realized they were out. Instead of giving her a refund like she requested, they tried to make her go home with something else. Sounds a little silly. And a McDonald's rep later acknowledged the employee hadn't handled things right.
But here's Goodman on the 911 transcript: "This is an emergency. If I would have known they didn't have McNuggets, I wouldn't have given my money, and now she wants to give me a McDouble, but I don't want one. This is an emergency." Really? A disagreement with a cashier is a 911-level emergency?
Some regions even keep track of ridiculous calls. For four years now, the Chatham-Kent police service in Ontario have released a Top 10 Silly 911 calls. The best of 2012 was a 20-year-old who phoned to complain that his 63-year-old father wanted him to brush his teeth, but the son didn't want to. Police diffused the situation by showing up and telling the kid it was probably best he just brushed his teeth.
Their 2011 highlight was a woman who called in to complain that her cats ate her Whopper burger and she wanted another one.
So what does all this foreshadow? Another step in the direction of the zombie apocalypse? After all, you could file these alongside that weird stretch of stories involving people trying to gnaw off the limbs of others. Remember those?
No. But I wish it were. At least then we could eliminate the problem with a good ol' round of lock n' load zombie hunting.
Instead, we're talking deep attitudinal changes here. A shift in society's outlook. That stuff gets lodged in the collective psyche. It's hard to root out.
It's like 911 has become the instant results phone-in version of human rights commissions. The place you go when you have a petty nuisance complaint and want the state to step in. When someone has done something that isn't illegal but you still want them to be punished by the government. It's like the public sphere at large has become one giant kindergarten classroom. Talk about the downfall of Western civilization.
This is deep down a personal responsibility problem. Sure, dealing with these calls is a waste of police resources and tax dollars. But it's also — if not dealt with properly — continuing the infantilization of society. The inability of people to just deal with their own everyday problems. Some days I wonder how we get the trains to run on time and the roads to not crumble (oh, wait, never mind).
So what's the solution? The Chatham-Kent name and shame approach might make prospective callers think twice. But it's a bit soft. The Florida police had a firmer response. They told Goodman they'd show up to deal with the situation. When they arrived, they charged her.
tap here to see other videos from our team.


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winter calls for above normal temperatures first half and below normal temperatures second half. ...
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flowering (anthesis) date for your field, Winter wheat (the class of wheat we grow in Ohio), and The ... the risk for head scab (* susceptible variety): Scab susceptible soft red winter wheat variety planted ... scab (** moderately resistant variety): Moderately resistant soft red winter wheat variety planted in ...
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moths migrate from the south and lay eggs in grasses such as forage and weed grasses, winter wheat and ...


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Opinion: When 'Disabled' Soldiers Aren't Disabled
Concerned Veterans of America CEO Pete Hegseth on the need to reform the broken VA system. Photo: Associated Press
This transcript has been automatically generated and may not be 100% accurate.
... I ... I ... the is the tourism missed ration still broken wanted to have such a huge backlog of claims well again today it's the settlers federal departments to over three hundred thousand employees a budget of honor and twenty two it's a massive ... government bureaucracy that's largely been on accountable ... I and we thought a lot of money at its budget has increased by forty percent since two thousand I it's exam for SciQuest ration so with awash in cash ... but it has had very little accountability ... very little of Enagás ... the transparency what's actually happening so because of that ... there's more but to come home from Afghanistan ... as more Vietnam vet to be given access to benefits the line has just got longer because VA has not set a plan for it it said ... it seems to be twenty percent reorganization but stock in the pencil and paper twentieth century and it's funny would deal with the demand here we are not that come with Colonel Daniel did earlier this week we talked about how disability defined ... and it's not what you think it's it's not you know in Canadian Army Pete its if you have a back to keep you going to be a ... hat you fix that problem is that something that Congress needs to look at present to me at the VA could just fix itself on the county so Congress would have to the Congress has very little incentive to teach denied benefits to veterans write a mean that that gets ... you have to be willing to draw some distinctions ultimately there's a difference between a guy ... who uses a lagging flew to ... and someone to ... um you know hurts hurts their back in training it I mean I was soo there's there's an obligation either way because they serve Grace Park prior ization ... and dealing with the stock look you gotta be willing ... to draw distinctions because of everyone's a priority ... than a week or so so how do we fix this problem should there be a priority system should we be freezing ... and benefits to to to the guys with backlinks me what can be done today ... here's the problem I think accountability is the first NASCAR are our organization concern veterans for America's called for a recall for sector consecutive step down because he's had foreigner half years ... and backlogs increased by ... two thousand percent under his watch and presidents the could you wait for it to you can win up to a head on average a year some match where is like New York ... two years two-and-a-half years for a cancer cure claimed in the sun even resolution that system into to claim you put in then you might be assed to weaken longer be on that ... so it some point you've got to either ... hold that guy at the top accountable for power that person to hire and fire ... that employees you can you get the right now no one has been fine so so what is the ministrations doing when you call for her General Shinseki to step down because he didn't answer his somebody call you ... your Congressman interest in this yet are people getting upset and angry as they should be a mean that's right it's ridiculous that I mean we have thankfully been working with some some that sometimes the letter from twenty six seconds on the hill that sent to the White House calling for ... reform and BA we tell the big event with some of the chairman of the committee's coming to talk about so there's movement in a recognition on the hill is taking that next step is difficult because we're in trouble slice who gets fired its not easy with the intimate civil service reform how you make sure that ... the SEC carry khaki Ironfire ... their bonuses being given out to be a for people who are underperforming this is not really a performance from their bonuses just an automatic pay raise ... so how can you can empower itching to call her to call trivia the resizing and I well there's there's a lot when the new government has a lot of things that the ate can and needs to learn from the private sector ... absolutely it in a monopoly on Mr to live under performing ... on the way they're delivering services to veterans so exploring why ... say I order a pizza from pizza Hut my no one goes the oven where I order something prophetic sign on to get there on time accurate to the right place but millions of packages sent ... yet we can get a guy who's injured in in Iraq the benefits he or she needs in a timely manner they're so when you do it in the private


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WASHINGTON (SBG) -- Michelle Zhu was filing a report when a random heckler yelled out towards her shouting "I want to be on the news."
Zhu, a reporter for WACH FOX 57, responded to the two males walking past her asking "Do you want to be on the news? Do you actually want to be on the news? What do you want to talk about?"
One of the males responded saying, "I feel like this isn't fair because I feel like you're just a student." Zhu would later go on to tell the duo, "Seriously, if you want to weigh in on a certain topic, I'd love to hear your thoughts." The duo eventually walked away with no thoughts of the news.
A Twitter user who says he was one of the individuals in this video apologized for his friend's actions.
The clip of Zhu responding to a heckler has gone viral on Twitter with over 142,000 views and over 4,000 likes. Zhu, who goes under the name of @MichelleZhuWACH on Twitter, wrote "If you try to interrupt me while I'm working with a constant 'I wanna be on the news! Can I be on the news? Lemme be on the news', I will turn around and let you know I'm serious, that I'm not a student. Then you'll have nothing to say and I'll let you be on your way. That is all."
The reporter is receiving lots of support from fellow journalists, including some who say they've had similar experiences.


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2 Men Escape Nursing Home to Attend Metal Festival
This is the most metal thing we've ever seen
August 6, 2018
Wacken Open Air Fest is the world's largest heavy metal festival, and these two elderly men weren't about to let it happen without them.
Related: So Long And Thanks For The Stickers: A Glimpse At The Final Warped Tour
The four-day event was sold out, adding up to around 75,000 attendees… including two escapees. Two men reported missing from their nursing home rooms were eventually found at the festival at around 3:00 AM.
According to the Deutsche Welle, they were reluctant to leave and "they obviously liked the metal festival," said police spokeswoman Merle Neufeld. Headliners included Ghost, Judas Priest and Fozzy. Honestly, what's not to like? We hope they had a great time.


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Let $V$ be a finite dimensional vector space over $\mathbb{Z}_2$ with a linear map $f_i : V \to V$ for each $i$ in some finite index set $I$.
Then one can always find some subset $G \subseteq V$ of minimal cardinality such that the set of all elements:
$f_{i_1} \circ \dots \circ f_{i_n}(g)$ where $g \in G$, $i_j \in I$ and $n \geq 0$
spans the vector space $V$. Likewise in the dual situation $(V^*,(f_i^*)_{i \in I})$ there is some respective minimal generating set $G' \subseteq V^*$.
Here are my questions:
How does the cardinality of $G'$ compare to that of $G$?
What if each $f_i$ is assumed to be idempotent?
Any help much appreciated.


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Perhaps you've heard of Mykki Blanco (né Michael David Quattlebaum), the cross-dressing rapper who is by all accounts The Shit right now, in which case, congratulations, you are much cooler than I was until this today. For the rest of you who, like me, are newbies to the ways of Blanco, prepare yourself — this isn't some schtick. Mykki's performances are primal, raw and, best of all, she's a pretty fantastic lyricist and producer.
Mykki Blanco "Join My Militia (Nas Gave Me a Perm)" [WOW Report]


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Jasmine Gao spends her days writing computer code at Bit.ly, the New York-based web startup that builds shortened web links for Twitter. Working alongside top computer and data engineers, several with Ph.Ds, Gao also talks on and off all day to Bit.ly Lead Scientist Hilary Mason — a rock star of the startup world and Gao's mentor.
Gao's goal: start her own tech company, either in New York or Silicon Valley.
A year out of Brooklyn Technical High School, Gao, 19, is a member of the founding class of fellows at E[nstitute], a new program that pairs young adults with some of New York's top technology entrepreneurs. The 11 students live together in a loft near Wall Street (two floors above a Chinese restaurant), with their housing, transportation, and food covered during the two-year program.
It's the brainchild of Kane Sarhan, 25, and Shaila Ittycheria, 30, two young entrepreneurs who pulled the entire project together over the course of one year — from a late-night brainstorm in a café to welcoming the first students a few weeks ago.
Gao applied to E[nstitute] because she believes Sarhan and Ittycheria will help fulfill her career dreams. "I have a passionate interest in technology," said Gao, sitting in Bit.ly's downtown headquarters decorated in Startup Chic: wood floors, white walls, exposed ceilings, huge windows, rows of computers on long tables, technology geeks wearing hoodies, blown-up balloons on the floor left over from a recent party.
E[nstitute] is part of a still-small movement away from traditional higher education, partly because of its enormous cost and partly because higher education isn't always a path to success.
In their 2011 book, Academically Adrift, professors Richard Arum and Josipa Roksa documented that a majority of a sample of students from the class of 2009 — all from accredited institutions — earned less than $30,000 per year; 9 percent were without jobs and looking for work. Meanwhile, the average debt load of students is $23,000.
According to a recent study by the Partnership for 21st Century Skills, about 25 percent of employers say the writing skills of four-year college graduates are deficient.
The most famous of the alternative models is investor Peter Thiel's fellowship. Started in 2011, the Thiel fellowship awards no-strings-attached grants of $100,000 to young people who skip college and focus on their work and their research, mentored by investors, scientists, and entrepreneurs.
The difference between the Thiel model and E[nstitute], Sarhan said, is "scale." Sarhan and Ittycheria want to build E[nstitute] into a for-profit program with multiple nationwide locations. They have plans for national expansion in 2014 and are trying to raise enough money, perhaps several million dollars, to educate thousands of students. (More: 11 Entrepreneurs Teaching the Next Generation)
In addition to raising venture capital for their expansion dreams, they are also exploring possibilities for bringing in revenue and turning a profit: A recruiting arm for the fellows to place them into businesses after graduation; an online platform to distribute business-focused educational content; and a proprietary method for helping businesses evaluate and hire entry-level talent.
At this point, the program is a non-profit. The cost to run it this year is $500,000, the majority of which Sarhan and Ittycheria have raised so far from venture capitalists and foundations who want to "disrupt" higher education. Among the backers: clothing designer Marc Ecko, investor and Boston Celtics owner Jim Pallotta, and The Kauffman Foundation, which studies entrepreneurship and education.
"Here's what I like about it," said Kauffmann research director Dane Stangler. "E[nstitute] bridges the two parts of our work. We are hugely enthusiastic about the apprenticeship model as a way to address the human capital shortcomings we have in the American education system."
Stangler had dinner at E]nstitute] in late September and said he was "very struck by all of the kids' general awareness of why college was not serving them well. We want to take these new models elsewhere, and we want to figure out the impact of this, even if only on a few kids' lives."
Hilary Mason of Bit.ly was also smitten with the idea for E[nstitute]. Mason, 32, is a co-founder of Hack NY, a non-profit that helps engineering students connect with the New York startup community.
"We're at a point where we need novel educational models," said Mason, who graduated from Grinnell College. "I wish I'd known more about how to build a startup when I was younger."
Similarly, Shelby.TV founder Reece Pacheco, 29, a Brown University graduate, wanted to teach others what he didn't know when he was starting out. That's why he's a mentor for E[nstitute] fellow Brendan Coffey, 23.
Coffey works during the day alongside Pacheco, learning computer code and building spreadsheets. His first passion is the environment — but he realized the non-profit world has limitations.
"To have a larger impact, I have to have technology training," Coffey said. "I see the promise of video." He's already created a feed of sustainability-tagged videos using Shelby.tv technology. (More: Could the U.S. Run Out of Entrepreneurs?)
"Reece has given me so much trust right off the bat, and it's been awesome," Coffey said.
That enthusiasm is exactly what Sarhan and Ittycheria were hoping for when they launched E[nstitute]. Sarhan, a native of rural Michigan, deferred his first year at the University of Michigan to become an Americorps volunteer in New York.
A year later, he decided not to go back home and instead enrolled at Pace University as the school year was beginning. To pay his bills, he worked as a waiter, and one day waited on Jacqui Squatriglia, partner in the Coyote Ugly chain. Almost immediately, she offered him a job with her company.
After a couple years, Sarhan used that experience to land a job with mobile ad platform Buzzd (later named LocalResponse). That's where he met Ittycheria, a Harvard MBA who was in charge of hiring — a position that showed her a bachelor's degree doesn't always deliver on its promise. Meanwhile, Sarhan said he always knew he was an educator at heart.
And so, one evening a year ago, the two colleagues were chatting in a café and hatched the idea for E[nstitute]. They parted for the evening, but at 4 a.m. Sarhan got a text message from Ittycheria telling him she couldn't sleep she was so excited … and would he meet her to talk further at 7:30 am? (More: The Baby Boomer Entrepreneur)
They gathered their contacts — 31 entrepreneurs from 15 companies — and began developing an educational curriculum for the students. They raised money, advertised their plans — and were stunned when nearly 500 applications poured in.
After sifting through them, they chose 11 fellows and found them a place to live. (Ittycheria lives with them as a chaperone.) They range in age from 18 to 23, and come from all over North America: New York, New Jersey, Nebraska, Illinois, Michigan, Virginia, California, and Toronto, Canada.
The students are paid a weekly stipend of $250, and have their housing, transportation, and food covered by E[nstitute]. The students are in their first month of working at their respective startups, plowing through writing assignments, and attending lectures and weekly dinners with experts. They're also getting to know the big city and meeting some of New York's most celebrated entrepreneurs.
"Kids need to learn," said Sarhan. "It just doesn't all have to happen in the classroom."


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Slain W.Va. sheriff honored during funeral
DELBARTON, W.Va. -- Slain southern West Virginia Sheriff Eugene Crum was remembered Sunday for his warmth, kindness and dedication to tackling Mingo County's pervasive drug problems.
Hundreds of mourners, including nearly 400 law enforcement officers from several states, packed Mingo Central High School for Crum's funeral.
The 59-year-old sheriff was shot to death Wednesday, a little more than three months after taking office.
"We ask all the time where have all the heroes gone?" Mingo County Circuit Judge Michael Thornsbury said during his eulogy. "Let me tell you, sometimes we walk in their midst and we don't know we got them. He was mine."
Although county Prosecutor Michael Sparks has said there's no substantial evidence that Crum's death was drug-related, Thornsbury said Crum had received threats due to his job.
"He was aware he was being persecuted by some, but the saving grace was that he knew he was loved by many."
The last conversation Thornsbury had with Crum included those job risks and occurred just a few minutes before his death. "He looked at me and he said, 'I'm going to fight the good fight,'" Thornsbury said.
And with that, Crum left for lunch. He was shot as he ate in a downtown Williamson parking lot.
Police charged 37-year-old Tennis Melvin Maynard with murder and the motive is still unclear.
Thornsbury recalled the day he went looking for Crum more than a decade ago when the judge needed to find a chief magistrate. He tracked down Crum at a bowling alley and swore him into office right there.
Crum stepped down as magistrate in January 2012 in order to seek the sheriff's job. Before winning that job, he was appointed by the prosecutor's office last August as a special investigator for drug enforcement.
Thornsbury said under Crum's short watch as sheriff, the county saw 57 felony convictions, and state Delegate Harry Keith White, who campaigned with Crum last year, said there were more indictments under Crum than the county had seen in the past eight years.
Thornsbury said Crum loved going to Mingo Central football games with his grandson, hanging out with family at his backyard pool and going fishing during the summer on his pontoon boat. But his dream was to unite the sheriff's department.
"It was his destiny," Thornsbury said. "When you think about it, many of us don't get the chance to live our dreams. He did."
Thornsbury said Crum went after drug dealers and buyers "not for the glory of arrests but because, he said, 'I've been to too many funeral homes. I've been to too many wakes. I've seen too many crying families. I've seen too many lost.'
"He wanted to do something about it. He wanted to rid the scourge."
County Commission President John Mark Hubbard said Crum wanted to make a difference, and he did.
"And shame on anyone in this room within the sound of my voice who will not make sure that the change that this man laid his life down for does not continue," Hubbard said, drawing loud applause.
In between speakers and while a hymn was being sung, Rosie Crum walked to her husband's open casket, stroking his head. A U.S. flag was draped over part of the casket, surrounded by dozens of colorful flower arrangements.
She was appointed interim sheriff the day after his death.
"We need to stand behind her, we need help her and we need to fight for her," said the Rev. Paul Caudill, a family friend. "We need to step up. I'm sure he would tell you now, don't give up the fight. Stand for what's right."
After the funeral, dozens of people lined a road leading to a cemetery in Lenore. Some carried signs and balloons, and two Williamson fire trucks formed an arch draped with a U.S. flag.
"Goodbye to our hero," read a sign made by Cindy McClanahan and her two grandsons as they waited for Crum's hearse.
"He helped everybody he knew," McClanahan said.


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So, you've decided not to pre-order your next generation console online. You are going to wait in line at launch with all the crazy people, and endure the bad weather. Waiting lines can be some of the most dangerous, and most boring, places in the galaxy. You have to keep your wits about you at all times or you could be murdered by a crazy person who is crazy for murdering.
So, as a person who has been in many a waiting line, I will share some tips for surviving and/or shortening the waiting line of death: THE QUEUE FOR A NEXT-GEN CONSOLE!!! Oooh, scary....
**TIP 1: Bring a drink, bring some sandwiches, bring a coat, bring your headphones, but most of all....BRING A F**KING CHAINSAW!
Yes, a chainsaw. Not to cut up people, though. Some people might not appreciate it if you shove a chainsaw into their stomachs. They might get a little angry. Instead, you just need to hold the chainsaw and rev it up every now and again. Even better if you alternate between growls and moans, and mutter about how much you hate people standing in front of you. The person in front of you will probably be weighing the pros and cons of getting mutilated by a chainsaw-wielding psychopath, and will likely run away.
Remember, the idea is to try and get rid of the people in front of you and/or make it easier on yourself while you wait in line for your shiny new console.
**TIP 2: Do you have a mobile phone? You do! Good. You'll need it for this next one. All you have to do is get close to the person in front of you, and I mean really close. So close that your nose is in their hair and if they look down they'll see four feet. Now carefully drop your phone into the person's back pocket and start screaming "MAH PHONE! HE'S GOT MAH PHONE! HEEEEELP!!!" There will no doubt be officers of the law in the area, and they'll come running to drag that phone snatcher away and, more importantly, decrease the number of people in front of you. See you in court, phone snatcher.
**TIP 3: There's a lady from PETA standing in front of you. You can tell she's a member of PETA by her fur coat and snakeskin boots. All you need for this one is one of those lovely sandwiches that your lovely mother made for you. That lovely turkey sandwich, to be exact. Just take a big bite from your lovely sandwich and begin verbally torturing her by saying things like "Mmm...turkey sandwich, delicious.", "Oh, you can really taste the suffering in this one. Must've been an extremely gruesome end", "This turkey tastes like chicken.", and "Aww, Dad forgot to kill the turkey before making my sandwich, again. I'll just have to kill the turkey and remake my sandwich RIGHT HERE!!! THIS IS GONNA BE THE BEST, MOST BLOODIEST SANDWICH IN THE UNIVERSE! MWAHAHAHA!!!" The PETA creature will no doubt hear this act of intense violence, become completely terrified, and run down the street screaming until she either gets ran over by a vehicle or finds a McDonald's.
**TIP 4: This next one is easy. You'll be able to wait in the queue and sleep at the same time. All you need is a pair of roller skates and a short rope.. Just put on the roller skates, tie one end of the rope around yourself and the other end around the person in front of you, a friend would probably be best for this one, then just go to sleep standing up. Your friend will pull you along while you sleep. Simple.
**TIP 5: Got your phone back from that bloodthirsty phone snatcher? Good, you can use it again. This is where it gets interesting. Just go into your phone's browser, navigate your way to N4G, find a PS4 vs Xbox One article, and begin reading the comments aloud. All the people nearby will be exposed to some of the most insane, hilarious, absurd, mind boggling logic that they'll ever experience. This will likely overwhelm the brains of these people and send them into a frenzy. They'll begin to act out what happens on N4G and it'll get nasty, especially when they begin to physically de-bubble each other. The person in front of you will run away looking for someone to personally attack and will effectively be banned from the queue.
**TIP 6: The guy in front of you will need to be wearing a long coat for this one to work properly. All you need is a stick. Just distract the guy in front of you by saying something like "Hey, look, a full moon. It's beautiful, isn't it?" When he looks up, reach your hand around him and poke the guy in front of him in the backside with the stick. Quickly put the stick in between the guy's legs from behind (the guy in front of you) and push it forward until the front of his coat sticks out. The guy who got poked will turn around to hear the guy behind him say "It's truly a thing of beauty" and will see the man's bulging coat. INSTA-BRAWL!!! And a few less people between you and next-gen.
**TIP 7: The waiting lines for the PS4 will be long, so you'll have to mess with peoples' heads if you want to shorten it. Just wear your Master Chief costume, get in line and begin talking to the guy in front about how awesome the Y button is on the controller. He'll no doubt turn around to correct you, thinking you meant to say the triangle button, and will be greeted by Master Chief himself. Just tell him that he's in the wrong queue and he will run away to find the PS4 queue. You could also do the opposite and have Nathan Drake in the Xbox One line.
**TIP 8: The final tip doesn't involve shortening the queue, but it does involve making you some money and possibly feeling good about yourself. Some of you will have a lot more money than you need, maybe even enough for two consoles. Just buy a second console in the shop, go to the back of the queue, and sell it to one of the people back there for a profit. They'll pay €20 extra so they don't have to wait in line with all the crazy people.
In all seriousness, though. Things can be dangerous for people who buy consoles at launch, and can be especially dangerous for people who attend midnight launches. It's best to go to midnight launches, and travel home, with a friend or in a group of friends. There are people who wouldn't hesitate to stick a knife in you to get your console, or the money that they know you have. If you find yourself at the tip of a knife or the barrel of a gun, don't be foolish, just drop your console and back away. The PS4 and Xbox One aren't worth dying over.


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Early in his filmmaking career, director David Cronenberg collaborated with writer Norman Snider on a short film for the Canadian anthology series Program X. After that film, titled Secret Weapons, aired, it was rarely shown afterward, becoming something of a lost film. But thanks to the miracle of the Internet, the film is lost no more, and gives us insight into Cronenberg's early filmmaking.
Set in the (then) future year 1977, Secret Weapons is set during a civil war and follows a scientist who has designed a process that makes soldiers want to kill. But he also encounters non-scientific forces that fascinate him: mysterious agents who proclaim the existence of magic and a motorcycle gang that may be the last hope for revolution. It's certainly a rough, early film, marked by a semi-narrative sensibility and odd acting chemistry, but it explores many of Cronenberg's fascinations, including biker gangs, technology's ability to manipulate the human mind, and characters obsessed with violence. More than a decade later, Cronenberg and Snider would collaborate again on their paranoid psychological drama Dead Ringers.
Secret Weapons (1972, David Cronenberg) [Cinephilia & Beyond via Simon Sellars]