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Affordable and Accessible Healthcare for All
For information about Open Enrollment, please click here.
Our healthcare system is broken and it needs to be fixed. People across the country are in desperate need of serious reforms that better serve them and their families. While the Affordable Care Act (ACA) took an important step forward by insuring close to 20 million Americans, many issues—such as escalating costs on individuals and small businesses, and high copayments and deductibles—remain. With 27 million Americans still uninsured today, Tulsi is committed to working to ensure that affordable healthcare is available to all Americans. So far, every GOP version of healthcare reforms intended to replace the Affordable Care Act only make the problems worse, threatening to slash billions from Medicaid, strip away essential health benefits like maternity care, substance abuse treatment, and mental health services, expand a crippling age tax on our kūpuna, eliminate healthcare tax credits for over 7 million veterans, and break the bank for those with pre-existing conditions.
We need real healthcare reform that brings down costs, increases access to quality care, and ensures basic health services are available to all Americans. As a cosponsor of H.R.676, the Expanded & Improved Medicare for All Act, Tulsi Gabbard is working towards a system that will provide universal healthcare to all Americans—a standard met by nearly every other major industrialized country in the world. We need a system that puts people first, ahead of the profits of insurance and pharmaceutical companies. The Medicare for All Act is an important step forward.
Protecting Medicare and Medicaid
Medicare and Medicaid help nearly 130 million Americans, including close to 570,000 people in Hawaiʻi, access quality healthcare. Tulsi is continuing to work to increase Medicare reimbursement rates to help expand health care access and retain physicians in our rural communities. She has cosponsored legislation like the Medicare Premium Fairness Act to prevent premium and deductible increases for those enrolled in Medicare, and the Improving Access to Medicare Coverage Act to help ensure those who are most in need continue to have access to quality and affordable care.
Fighting for the Healthcare Veterans Deserve
While veterans have been experiencing delays and obstacles in receiving VA healthcare for decades, in 2014, our country's failure to fulfill its promise to our veterans was starkly exposed. At the Department of Veterans Affairs (VA), veterans faced wait times of 90 days or more to see a doctor. Hawaiʻi veterans experienced the worst wait times in the country, averaging 145 days—almost five months—just to see a primary care physician for the first time. As the VA crises unfolded, Tulsi introduced a bill called the Access to Care and Treatment Now for Veterans Act to allow veterans not getting timely healthcare from the VA to get care from non-VA medical providers. This policy was ultimately included in the Veterans Access, Choice, and Accountability Act that became law at the end of 2014. Tulsi is continuing to fight for our veterans, including working to eliminate the unacceptable wait times veterans still face today.
Increasing Healthcare Access in Rural and Underserved Communities
People from every island deserve access to the highest quality of health care. In visits to Community Health Centers and Critical Access Hospitals throughout the state, Rep. Tulsi Gabbard has seen firsthand the challenges brought on by remote locations, lack of funding, and staff shortages. She is working to help solve these challenges and create greater access to care in our rural and underserved communities, and has cosponsored legislation like the bipartisan CONNECT for Health Act to remove Medicare barriers to tele-health and remote patient monitoring services. She also passed an amendment in the FY16 National Defense Authorization Act to provide military retirees living more than 100 miles from a military treatment facility the option to re-enroll in TRICARE Prime. This amendment successfully reversed a 2013 policy that eliminated this access and created barriers for our veterans.
Restoring the Federal Healthcare Promised to COFA Migrants
Rep. Tulsi Gabbard is also working to restore federal funding for health care that was promised to Compacts of Free Association (COFA) migrants. In 1996, Congress passed a law that made migrants from Micronesia, Palau, and the Marshall Islands ineligible for federal Medicaid dollars. Without federal dollars, Hawai'i has borne the cost of care for COFA migrants, which has strained our state's resources. Each year, Hawai'i spends an estimated $30 to $40 million to provide health care to these families. Tulsi introduced the Restore Medicaid to Compact of Free Association Migrants Act to right this wrong, require the federal government to fulfill its obligations, honor our COFA, and share the cost of providing health care.
Addressing the Opioid Epidemic
2.1 million people suffer from dependency and addiction to prescription opioid drugs in the United States. 80% of the world's pain pills are consumed in the U.S., even though we only have 5% of the world's population. This is an epidemic that reaches every corner of our nation. Tulsi has cosponsored legislation like the STOP OD Act to help state and local governments raise awareness of the dangers of opioids like fentanyl, oxycodone and heroin, expand educational efforts to prevent opiate abuse and promote treatment and prevention. She also voted to pass a series of bipartisan measures in the 114th Congress to address some of the widespread problems that have caused and perpetuated the national opioid crisis, including the Comprehensive Addiction and Recovery Act of 2016 signed into law in July 2016, and has continued to call for drug companies perpetuating the crisis to be held accountable.
More on Affordable and Accessible Healthcare for All
Washington, DC—Rep. Tulsi Gabbard (HI-02) today supported legislation to lower the skyrocketing cost of prescription drugs for the American people. Americans pay the highest cost of prescription drugs in the world at an average of two to six times more than the rest of the world.
Reps. Tulsi Gabbard, Colleen Hanabusa Vote to Keep the Government Open, Strengthen Missile Defense, Fund Opioid Abuse Treatment, Support Community Health Centers in Funding Bill
Washington, DC—Reps. Tulsi Gabbard (HI-02) and Colleen Hanabusa (HI-01) yesterday voted to pass an appropriations package that would extend the Violence Against Women Act, secure critical funding for missile defense, military readiness, community health centers, opioid abuse prevention and treatment, child care, education and more. The FY 2019 Defense and Labor, Health and Human Services, and Education Appropriations package (H.R.
Washington, DC—Bipartisan legislation cosponsored by Rep. Tulsi Gabbard (HI-02) to address nursing shortages in Hawai'i and across the country unanimously passed the U.S. House of Representatives today.
HONOLULU - The University of Hawai'i Cancer Center successfully competed for renewal of National Cancer Institute (NCI) designation, and has been awarded a $6 million Cancer Center Support Grant to fund research at the Center.
Congresswomen Hanabusa and Gabbard Oppose Governor Ige's Intent to Veto Bill Allowing Medical Marijuana to Treat Opioid Abuse
WASHINGTON, D.C. – Congresswoman Colleen Hanabusa and Congresswoman Tulsi Gabbard issued the following statements today in opposition of Governor David Ige's intent to veto SB 2407 SD1 HD1 CD1

subset: commoncrawl


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The funnyman is known for his outrageous onscreen personas and regularly sits for interviews as one of his many alter egos, including Ali G, Borat, Bruno and his latest creation Admiral General Aladeen, from his upcoming movie The Dictator.
But he ditched the bushy beard and military uniform he has donned for recent promotional appearances and appeared as himself, wearing jeans, a T-shirt, a leather jacket and a baseball cap to meet up with SiriusXM shock jock Stern on Tuesday (08May12).
Speaking in his native accent, he told the host, "I've never really done any interviews as myself. This is like the third time in my life I've done an interview out of character."
Cohen explained that he only agreed to break his routine for Stern because he's a "huge fan": "I've been following your career for 20 years. What you were doing inspired me very early on because I thought, 'Alright, this is a guy who's got balls.' The fact that you didn't mind breaking the law or upsetting people - I followed that role."
And the actor admitted he had fun being interviewed out of character.
At the end of the chat, he added, "I enjoyed it. I never do it. Maybe that'll be it. It will be an exclusive with The Howard Stern Show."


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The papal summer residence of Castel Gandolfo could soon be transformed into a museum and will be made accessible to the public who will pay an entrance fee. According to the Spanish news site, InfoVaticana Pope Francis has concrete plans in this direction. Shortly after his election as Pope, Francis announced that he did not intend to make use of Castel Gandolfo as a summer resort.
In fact, the Argentine Pope has spent no night in the castle in the Alban Hills. Only three times has he visited the place. The first time, he visited his retired predecessor, Benedict XVI and the visit on the other two times each on August 15 was for the Solemnity of the Assumption. A festival that was celebrated in the city traditionally in the presence of the reigning Pope, who was at this time has a retreat there. In order not to disappoint the people of Castel Gandolfo too much, Pope Francis comes to this festival at least once a year in the city.
The area of the Castelli Romani in the Alban Hills is valued for its mild climate. Castel Gandolfo, one of those places liess majestically above the steep slope to a crater lake, the Lake Albano, an extinct volcano. Already in ancient Rome, the great families of the Empire built villas here to escape the summer heat of Rome. The villa of the emperor Domitian (81-96) forms the basis of the current Pope's summer palace. Built soon after 1100 by the Gandolfi, a noble family of Lombard descent, hence the name Castrum Gandulphi, it is a castle around which arose the present town.
The castle and land were given to the Holy See in 1596. In 1624, Pope Urban VIII created today's Palais des Papes. In the Lateran Treaty, it is recognized as the Papal Palace and thus an extraterritorial area. Several Popes, including Pope Pius XII and Paul VI have died there.
While Benedict XVI often appreciated the climate and the rest in Castel Gandolfo, Pope Francis has taken little pleasure in the magnificent baroque gardens and since 1936, the seat of the Specula, pleasure in the Vatican Observatory. He is of the opinion that the Vatican is "the last princely palace of Europe" which he wants to leave.
Castle and gardens include an area of 55 hectares. In March 2014, Francis made the gardens open to the public. Now he wants to also now unlock the doors and turn it into a tourist attraction and give the revenue to Vatican finances.
In the Vatican, there are some concerns. Future popes might see it differently to Francis and again might want to use Castel Gandolfo as a summer residence. A recovery would be difficult.
News and comment on church closings and on modern Catholic life throughout the world. The practice of Catholic devotions as a remedy and in reparation will also be encouraged. If anyone has any news on any Catholic Church closures anywhere in the world, pictures and suggested links please feel free to e-mail. Also pay a visit to the extensive archives- also click on labels.
Thursday, March 12, 2015
Tuesday, March 03, 2015
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Posted 9 years ago
(234 items)
First American Fire Insurance Company 25 Year Service Medal The obverse features an American Indian about to use his bow. There could not be a better symbolic design for use on a medal from a company with this name. This medal is 14k gold and just like the Continental Fire Ins. Company medal shown earlier, the reverse is blank so that the recipients' name and location could be engraved. This medal went to an agent in Cushing , Iowa in 1929.


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Lion & Lady ~ Batik Tapestry
Lion & Lady ~ Batik Tapestry
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Item # 25310
List Price: $27.95
Your Price: $19.95
Ship Weight: 1.00 lbs
In Stock
Handcrafted in China
Lion & Lady Batik Tapestry ~ Batik is the art of waxing and dyeing fabric to create beautiful works of art. Measures 34 inches by 26 inches with unfinished edges. Slight variations in color and size may occur due to the handcrafted nature of these items. Handcrafted in China
8803 Orchard Tree Lane | Towson, MD | 21286
In Maryland 410-561-6324 | Toll-Free US & Canada 888-846-7436
Our new website for Miniatures and Scale Models: Competition


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The principles of behavioral finance have been applied extensively to the equity markets, and many financial advisors make good use of them now. But what about applying behavioral finance to better understand and navigate the fixed income market?
To date, the bond market hasn't really been studied from a behavioral perspective, said Zach Jonson, director of fund management at ICON Advisers, because the majority of investors have tended to be larger, buy-and-hold type players who don't really exhibit the same behavioral tendencies as equity investors. But since the 2008 financial crisis, market dynamics have done an about-face that's resulted in an increasing number of nontraditional investors gravitating toward the bond market — and they, Jonson said, are exhibiting the same kinds of behavioral biases vis-à-vis bonds as toward equities.
"Between the full-blown fear after all that took place and the 24-hour news cycle, what we saw was basically the self-fulfilling prophecy of everyone running to the same spot," Jonson said. "This drove massive amounts of liquidity into bonds."
Since 2007, more than $1.3 billon has flowed into bonds, and this in turn spurred record levels of corporate bond issuance in the United States. Furthermore, Jonson said, the proliferation of bond ETFs, as well as the general focus on income creation for retirement have also supported the increased cash going into bonds.
However, because this rush of liquidity into bonds is so new, both financial advisors and their clients continue to view the fixed income market through a very narrow lens, Jonson said: namely the direction of interest rates. This focus in turn engenders certain behavioral tendencies that then impact the market and result in different kinds of inefficiencies.
As a result, Jonson believes that the bond market, like its equity counterpart, is a victim of such classic behavioral traits as loss aversion, belief perseverance and herd mentality.
Loss aversion, a bias in which investors prefer to avoid losses to acquiring gains, can lead investors to place greater importance on the short-term and less on the long-term. According to Jonson, it has had a major impact on the bond market in the past years, affecting everything from U.S. Treasuries—which he said sold based on concerns about spikes in interest rates and increased volatility—to bond mutual funds, which sold based on short-term concerns as opposed to the long-term, diversification benefits they offer.
Ditto for herd behavior, where individuals come to a similar conclusion or act in a similar manner with the desire to achieve the same results. In so doing, though, they make the same mistakes, Jonson said, and just as it does in the equity market, their behavior creates inefficiencies and volatility in the bond market.
"Historically, the buy-and-hold nature of bond market investors shielded the market from the same kind of behavioral reactions that affected the equity markets," Jonson said, "but now, the market has undergone a transition, and what's required is a change of mentality in the way that advisors navigate the bond market and manage fixed income for their clients."
That means advisors, investors and fund managers too, should be able to leverage behavioral patterns to their advantage in order to "become bond managers in equity clothes," Jonson said.
He believes that bond allocations should be much more actively and tactically managed and that financial advisors should be looking much more carefully at fixed income managers to better understand their strategies and approach to the market. Advisors should choose to invest with those managers who are willing to "move around the market" and look at it from the bottom up rather than the top down.
"Our general belief is that money will continue to go into bonds because we think interest rates will remain low," Jonson said. "So many bond investors are interest rate forecasters, but it's individual security analysis that can actually beat the market, and taking advantage of behaviors will be the best way to find the points to get in and get out of the market."
In this "new" bond market, the more tactical fund managers will fare better, Jonson said, and advisors who do the legwork to seek them out will be able to create better bond portfolios for their clients.
Check out Applying Behavioral Analytics to Fund Managers on ThinkAdvisor.


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Pagan Paths
Hellenismos, otherwise known as Greek Reconstructionist Paganism, is the traditional, polytheistic religion of ancient Greece, reconstructed in and adapted to the modern world. It's a vibrant religion which can draw on a surprising amount of ancient sources. Baring the Aegis blogger Elani Temperance blogs about her experiences within this Tradition.
Reader question: holókautein versus thyesthai
Yesterday I got an interesting question from a reader named Wendy, who has allowed me to print part of her e-mail and my response to her so as to accomodate others who might be struggling with this question. It went as follows:
Some definitions first: worship in ancient Hellas typically consisted of sacrificing at the altar with hymn and prayer. Holokautein (ὁλοκαυτεῖν) were sacrifices in which the sacrifice--domestic animal, fruits, cakes, wine, etc.--was utterly destroyed and burnt up, as opposed to thyesthai (θύεσθαι), in which the sacrifice was shared with the Gods in question and one's fellow worshippers. In the case of a latter animal sacrifice, the edible parts of the sacrificed animal were roasted or boiled and distributed for festive celebration, whereas the inedible parts were burned or placed on the altar, those being the Gods' share.
Let me now say that there is no list; well, I could probably make one but that would be highly impracticle and I would most likely forget two thirds of divinities and others who recieve(d) sacrifice. I can make a general working formula for you though: Ouranic deities (so any deity (!) who lives on the Earth, on Olympos, or in the sea) were honored with thyesthai. The Khthonic, or Underworld, deities, malign deities, heroes, the dead, ghosts and nymphs and their ilk recieved holókautein.
This distinction is very black and white, but there were variations, especially between city-states, but sometimes even within a single city-state. Context was important, but as a working model, the distinction above is useful. So, why this divide?
Sacrifices to the Ouranic deities were given to establish kharis: the act of giving to the Gods so They might give something in return. It's religious reciprocity. It is important to realize that even a sacrifice where the worshippers share in the sacrifice is essentially a holókaustos: the entire sacrifice is given to the Gods in question, but as part of kharis, the Gods do not take all of it, but give part of it back to Their worshippers to sustain them and reward them for their worship. So the entire sacrifice is property of the Gods as soon as it is dedicated to Them (a procession to the altar is sufficient for that, but hymns and prayers aid this proccess), but They share it with us. This way, kharis is established right away: I give to You, You give to me, and so we sustain and honor each other.
For holókautein, I am going to disregard the nymphs for a bit and come back to them later. Kharis need not be established with Khthonic deities: for us humans, we will go to the Underworld regardless of good standing. As with Ouranic sacrifices, the entire sacrifice belongs to the intended force as soon as it is dedicated to them, be it Underworld Gods, or the dead in any form (heroes, after all, are dead as well). As humans, we try not to get in contact with the Underworld, as it brings miasma with it: miasma describes the lingering aura of uncleanliness in regards to a person or space through which contact is made with the Gods. Miasma occurs whenever the space or person comes into contact with death, sickness, birth, sex, excessive negative emotions and bodily fluids. It also comes from a lack of contact with the Hellenic Gods. Not the actual acts of dying, sex and birth cause miasma but the opening up of the way to the Underworld (with births and deaths) as well as contact with sweat, blood, semen, menstrual blood and urine pollutes us.
If we were to partake from food that belongs to the Underworld (because we gave it to its deities), we would take something of the underworld inside of us, and as the myth of Persephone clearly states, this means you would become part of the Underworld itself. In my opinion, this is the main reason why we give holókautein to the Underworld deities and the dead.
As for the nymphs: they are a story unto themselves. We have very little factual information on the worship of nymphs. We know it took place, we know they receive libations (mostly of honey and water), and we know they had sactuaries which were sometimes tended to full time by self-appointed priests. There are, however, many forms of the nature spirits we call nymphs. Some are Ouranic in character, some Khthonic, so it varies what kind of sacrifice they got and get. Even more so, some source material (including Oedipus at Colonus by Sophocles) features libations of water and honey to non-specified nymphs, but which seem to have an Ouranic character. As such, I tend to give holocaustal sacrifices to the nymphs, just to be on the safe side.
I hope this generalized list helps in deciding how to sacrifice to which force and furthers your understanding of ancient Hellenic sacrificial practices. If you have a question you would like to ask, you can always contact me through Facebook or e-mail at baring.the.aegis at gmail dot com. I greatly enjoy answering questions so don't hesitate if you are struggling with something.
PS: sorry for any spelling errors, I am on a computer without spell-checker in any way, shape, or form.
Monday, 23 September 2013
This is a really great post, and so useful...
I recently gathered some standing dead wood for the fire pit, and now we can put it to good use!
Thanks again.· Elani Temperance likes this comment.
Thursday, 26 September 2013
Very welcome! This is exactly the reason why I like reader questions so much.· Jamie likes this comment.
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Storage, Odds and Ends
Storage set in to the wall is a great option. Enclose the
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Repurposing furniture is a great way to create more storage
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Brittany did an amazing job designing her Fencl's bathroom
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Again, keep your needs in mind and design around them.
Pocket doors are incredibly handy in small spaces. The space
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Read our other bathroom design tips on siniks, showers, baths and toilets


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A teenager who was fatally stabbed while attending a knife awareness course in west London has been named by police.
Hakim Sillah, 18, died in hospital after the attack at Hillingdon Civic Centre in High Street, Uxbridge, on Thursday afternoon.
Police said a group of youths had been attending a by appointment event at the council-run youth offending service in the building when a fight broke out.
Officers were called shortly before 4.40pm and arrived at the scene to find Mr Sillah with a critical stab injury.
He was taken by ambulance to a west London hospital where he later died at 5.25pm.
A 17-year-old boy arrested on suspicion of murder was being questioned by police on Friday afternoon.
A third male, in his teens, was hailed by detectives for "bravely" trying to break up the fight that led up to Mr Sillah's death.
He has since been discharged from hospital after receiving treatment for a non-life threatening stab wound.
In a statement, Hakim's family said: "Hakim was a lovely lad who cared about his family and preferred spending time at home with his family.
"He loved looking after his little brother, who had been ill. The parents and family of Hakim would be grateful for any information from members of the public to help this investigation."
Detective Chief Inspector Noel McHugh, leading the murder investigation for the Metropolitan Police, said Mr Sillah's family had been left "absolutely broken" by their loss.
Mr McHugh said: "This is an absolute tragedy. A young man with his whole life ahead of him has been fatally attacked and his family are absolutely devastated.
"We are doing everything we can to find those involved. What we know so far is that a fight broke out between males at the location and as a result this young man received fatal injuries. A second independent male bravely tried to intervene to break up the fight and as a result was also stabbed.
"We want to hear from anyone who was there so we can understand what happened prior to the murder taking place and events immediately afterwards. One male is currently in custody and is being interviewed."
Prime Minister Boris Johnson, who represented the constituency of Uxbridge and South Ruislip before the election was called, tweeted on Friday: "Very sad news from Uxbridge last night. My thoughts are with the victims friends & family."
Asked if people had been screened for weapons before entering the civic centre, Hillingdon Council said in a statement: "The matter is being investigated by the police and we are unable to comment further at this time.
"Our thoughts are with the victim's family."
Mr McHugh appealed for anyone who may have captured footage of the incident or had information on events before and after it to share it with the police.
"We've made an arrest and we are not looking for anyone else at this time but equally we need witnesses to come forward or people who hold information," Mr McHugh added.
Anyone who witnessed the incident or has information is asked to call police on 020 8785 8099, tweet @MetCC or call Crimestoppers anonymously on 0800 555 111.


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Colorado Flooding Forces Thousands to Evacuate; Storm Largest in Decades
Colorado Flooding Forces Thousands to Evacuate; Storm Largest in Decades
Massive flooding throughout the state of Colorado is forcing thousands to flee their homes while the National Guard is trying to reach an entire town trapped by floodwater in what some has described as the "largest storm in the state's history."
"It's got to be the largest storm that I can imagine in the state's history," Colo. Gov. John Hickenlooper said at a news conference, Reuters reported, urging people to stay out of floodwater areas.
The massive storm, which forecasters say has caused the worst flooding in the state in over three decades, has turned roads into rivers, in some places reaching up to three feet deep. At least three people are believed to have died so far.
The state Office of Emergency Management said on Friday that as many as 19 counties remain under high threat of flooding, including Arapahoe, Weld, Park, Jefferson, Larimer, Clear Creek, Adams, Douglas, Broomfield, Gilpin, Denver, Boulder, Logan, Morgan, Washington, El Paso, Teller, Pueblo and Elbert.
The National Guard is meanwhile trying to evacuate the town of Lyons in Boulder County, home to about 1,600 people, which has reportedly been without water and power for 48 hours.
"These individuals are not only coming with just themselves, but with their suitcases and their precious household items along with their pets and everything, all getting loaded in the back of these vehicles," said First Lieutenant Skye Robinson, a spokesman for the Colorado National Guard.
The severe flooding was apparently borne out of late-summer storms that drenched 130 miles of land from Fort Collins near the Wyoming border through to Boulder, Denver and Colorado Springs.
"We're still expecting some flooding to occur, but not quite as bad as the last couple of days in terms of the amount of rain that we've been getting," said Kari Bowen, a meteorologist with the National Weather Service. She expressed hopes that rains will finally begin slowing down later on Friday, but assessments of the wide-scale damage are yet to start coming in.
CNN meteorologist Chad Myers predicted that it might take three days before the rain completely stops.
"This isn't over," Myers said, and noted that more rain is forecasted through Sunday in the region, which will only add to the 15 inches some parts have already received.
President Barack Obama has signed an emergency declaration which frees federal aid for the state and calls on the Federal Emergency Management Agency to coordinate disaster-relief efforts.
Lyons Fire Chief J.J. Hoffman admitted that residents are facing a "very large disaster."
"I encourage all of you – stay strong," Hoffman wrote on the fire department's Facebook page. "We will make it through this, we are here for you and doing the absolute best we can with the resources we have to get to each and every one of you!"


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The Bachelorette Bingo Boards
Print and Play Our Bachelorette Bingo Boards For the Season Finale!
This season of The Bachelorette comes to an end tonight and boy, does it promise to be good. When we last left Desiree Hartsock for the dramatic part one of the finale, Brooks had just left her broken-hearted and she wasn't sure how to proceed with Drew and Chris. If you've been glued to your TV screen like us for the ups and downs of the reality dating show, then we've got a treat for you that will make this last episodes truly the "most exciting finale in Bachelorette history!"
Here's how it works: Just click here to download five different Bingo boards (including a blank one), print them out, and play a Bachelorette version of the classic game at your finale viewing party! Need a refresher? Watch all of our Bachelorette recap videos here, and be sure to tune in to our LIVE viewing party tonight at 7:30 P.M. EDT / 4:30 P.M. PDT!
Version one is above (click on the image for full-size), keep reading for more printable Bingo boards.
Version Two
Version Three
Version Four
Version Five (Blank)
Now grab a glass of wine (or two), some equally Bachelorette-obsessed girlfriends, and play some Bingo!


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MS Nursing - MBA
"The culture of healthcare is changing and the School of Nursing here at Indiana Wesleyan University is meeting that need by the development of this dual degree program."
- Debbie Drake
The Master of Science in Nursing (MSN) degree program at Indiana Wesleyan University's School of Nursing prepares the student to serve in a variety of settings, from the most prestigious hospitals to the vital needs of the mission field. The curricula ascribes to the American Association of Colleges of Nursing's, The Essentials of Master's Education in Nursing and the competencies prescribed by the respective professional specialty organizations. Graduates of the program are eligible to apply for certification by the appropriate specialty credentialing body.
The following majors are offered:
MSN/MBA degree program – online: This dual degree program of Master of Science in Nursing and Master of Business Administration is designed to prepare the learner to meet the worldwide need for knowledgeable, principle-centered nurse administrators. The MSN/MBA program prepares students as fiscally and ethically sound nurse leaders and emphasizes the integration and application of knowledge to the qualitative and quantitative skills required of today's health care nurse administrators. This program includes an onsite practicum component.
MSN Post MBA – online: For the student who has completed an MBA degree this program provides an accelerated opportunity to complete the MSN. The Nursing Administration major is designed to develop sound fiscal and personnel managers who are effective stewards of health care resources. It includes an onsite practicum component as well as courses in organizational behavior, finance and role development. Graduates will be prepared to assume leadership roles within a variety of health care settings.
Relevant and Convenient
- Complete your coursework in an accelerated format
- One-time registration, no more registration deadlines
- Online classes
- Faculty are experienced professionals and care about you and your academics
- Books and materials are delivered to you and are included in the cost of the program
- Scholarship, loan programs and nancial aid may be available
Program Outcomes
Upon completion of the program, the graduate should be able to:
- Integrate transformational and servant leadership concepts into the role of a nurse administrator.
- Utilize effective stewardship of human and financial resources in health care administration.
- Integrate nursing and business skills to create effective, efficient, and innovative health care systems.
- Design operational and strategic plans for health care systems based on sound finance, accounting, and economic principles.
Indiana Wesleyan University is accredited by The Higher Learning Commission (HLC), www.hlcommission.org, 312-263-0456. Other accreditations and associations of Indiana Wesleyan University are available at www.indwes.edu/about/iwu-profile/accreditation.
The master's degree programs in nursing at Indiana Wesleyan University are accredited by the Commission on Collegiate Nursing Education, (http://www.ccneaccreditation.org).
Tuition & Financial Aid
|Credit Hours
|60 Total
|$617 / credit hour
*Effective July 1, 2020, through June 30, 2021.
The total cost of the program, including tuition, books, and fees, will be determined prior to your enrollment. The cost will be divided into several payments spread over the course of the program. Course textbooks will be shipped to you before each course begins. The cost of books increases for shipments outside of the 48 contiguous United States.
The total credit hours and per-credit-hour costs listed above are effective for the core program. For prerequisites or other required courses if applicable, students will need to pay for appropriate tuition, books, and any additional fees. Costs may change if you withdraw from the program and restart in a future program at a later date.
Payment Process
Payment Options: Your program representative will work closely with you to choose a payment option that best fits your needs. Your options may include Federal financial aid, company reimbursement tuition deferral, company direct-bill, self-pay, military benefits, etc.
Financial Aid
Financial aid is available in the form of grants, loans, scholarships, veterans benefits, and even employer reimbursement.
For information about financial aid, call 800-621-8667, ext. 2516, visit our Financial Aid Web site, or e-mail email@example.com.
Financial aid is not available for unclassified students.
Below is the list of courses required to complete the program. Courses are generally taken sequentially, one at a time, until the program is complete. Full course descriptions may be viewed by clicking on the course titles below. For further information, feel free to contact us.
*Students must have a 3-credit hour Health Policy Course. If such a course was taken in the MBA, then an approved Masters Nursing elective (non practicum) may be substituted. If such a course was not taken, then students must take GNUR-525.
NOTE: Students applying to the MSN Post MBA must provide a transcript showing successful completion of an MBA from a regionally accredited institution.
Below are the lists of requirements for the MS in Nursing - MBA program. Click on each link to expand the requirements. If you have any questions about the admissions process, feel free to contact one of our admissions representatives at 1-866-498-4968.
Admission Requirements
Admission to the MSN/MBA program begins with submission of required application forms, recommendations, and official transcripts of previous college and university studies.
Criteria for regular admission are:
1. Bachelor of Science degree with a major in Nursing from a college or university accredited by an agency recognized by both the USDoE and CHEA and national nursing programmatic accreditation (CCNE, ACEN, CNEA). -OR- Registered Nurses (RNs) who have a baccalaureate degree in a discipline other than nursing may also apply by meeting the following additional criteria:
A minimum of 10 years experience in nursing practice.
Submit a portfolio with evidence of accomplishments in nursing based on The Essentials of Baccalaureate Education for
Professional Nursing Practice. There will be a $200 (non-refundable) portfolio review fee.
Undergraduate grade point average (GPA) of at least 3.0 on a 4.0 scale from the baccalaureate degree-granting institution at which a minimum of 30 credit hours was completed -OR- graduate-level grade point average of 3.0 on a 4.0 scale from accredited program where at least 9 credits were completed.
GPA for conditional admission: Applicants who do not meet the GPA listed in the criteria for regular admission and have at least a 2.75 undergraduate GPA may be conditionally admitted and allowed to take 9-credit hours of masters nursing courses to establish a graduate GPA
Students who have earned a 3.0 GPA by the completion of 9-credit hours in master nursing courses, will meet the criteria for regular admission
An unsatisfactory grade (C- or lower in any GNUR course) while conditionally admitted will result in administrative withdrawal from the program and denial of regular admission.
Students who do not earn a 3.0 GPA by the completion of 9-credit hours in master nursing courses will be denied regular admission.
Anyone applying to become a student at Indiana Wesleyan University must provide proof that all nursing licenses, whether current or inactive, are unencumbered. Potential students with encumbered nursing licenses will not be considered eligible for enrollment at Indiana Wesleyan University.
Three letters of professional reference from faculty members, professional colleagues, work supervisors or a pastor who can evaluate the applicant's potential for success in a graduate program. Recommendations from family members are NOT appropriate.
Original transcript from the undergraduate degree granting institution and institution where graduate courses have been taken.
Applicants for the MSN, Post-MBA must submit proof of the MBA degree.
7. A criminal history background check will be conducted on all applicants with the initial
application for enrollment in the program, at the applicant's expense.8. Students who do not speak English as their first and primary language must submit
satisfactory scores from one of the following prior to admission to the university:
Test of English as a Foreign Language (TOEFL). For graduate students, a score
of at least 550 (paper-based), 213 (computer-based), or 79 (internet-based) is
required for regular academic admission.
International English Language Testing System (IELTS). For undergraduate
students, a score of at least 6.0 is required; for graduate students, a score of at least 6.5 is required; for doctoral students, a score of at least 7.0 is required for regular admission.
NOTE: Students in any nursing major may be required to undergo drug testing in order to successfully complete practicum requirements.
Graduation Requirements
To fulfill graduation requirements, students must have completed all of the following:
- All credits required in the course of studies with a minimum GPA of 3.0.
- Minimum grade of "C" in each core course and "B" in each major course.
- Satisfactory fulfillment of all practicum requirements.
- Program must be completed within four (4) years from the date of enrollment; the maximum time for completing the MSN/MBA is five (5) years. Fees are associated with various courses and are subject to change. Students who extend beyond the maximum time to complete the program may incur more fees.
- Payment of all tuition and fees.
Practice is an essential component of the masters nursing program. Practicum courses offer students the opportunity to develop and integrate the knowledge and skills necessary for evidence-based advanced practice. If required by the facility, cost for placement is the responsibility of the student.
- Students in the MSN/MBA program must complete a minimum of 210 hours of supervised practicum.
- Students must maintain an active license in the state where practicum requirements are completed.
- All RN licenses must remain unencumbered throughout the program.
Minimum Computer Requirements
Students are expected to possess a computer throughout the duration of their program. Student computers must be able to run a supported browser and handle additional plug-ins as identified by the Learning Management System company. Students should be able to produce, send, and receive documents that are compatible within the two most recent offerings of Microsoft Office to complete most of the assignments. IWU will offer support to students on only these two offerings of office software. Computer and Internet connection may need to be fast enough in some courses to watch streaming videos, participate in live meetings, upload large files, install software, and listen to audio lectures. In addition to these minimum expectations, participation in a SON course or program may entail additional computing and/or technology requirements.
Application Procedures
To be considered for admission to the Master of Science in Nursing degree programs, complete each of the following steps. For more information, call 866-498-4968 to speak with a Program Representative.
- Application
Apply online at www.indwes.edu.
- Transcripts
U.S. Schools
Official transcripts are required from the baccalaureate degree-granting institution. Indiana Wesleyan University will accept for its permanent file, only those transcripts mailed directly to IWU by the registrar of the attended institution. Official transcripts must exhibit the official seal and signature of the registrar. Transcripts that are stamped "student copy," "issued to student," or "unofficial" cannot be accepted as official. If the applicant completed less than 30 credit hours at the baccalaureate degree-granting institution, all previous transcripts will be required.
Non-U.S. Schools
For college transcripts from non-U.S. schools, secure a "Course-by-Course Report" from Educational Credential Evaluators (see www.ece.org). Be sure to request that the report be sent directly to Indiana Wesleyan University. The evaluation must list course-by-course credit hours and grades.
- Recommendation Forms
Applicants are required to submit three recommendation forms from persons familiar with your scholarship, character, and leadership. You must use the standard IWU forms found on our website.
Start Dates
Below are the program locations, upcoming dates, and meeting times for the MSN/MBA program. This list is updated regularly as new classes are added.
Mission and Outcomes
Masters nursing at Indiana Wesleyan University provides a Christian academic environment to prepare students to become world changers. This is accomplished by transforming students through an integrated experience of advanced intellectual challenge, evidence-based professional growth and servant leadership development.
Masters Nursing Program Outcomes
Upon completion of the program, the graduate should be able to:
- Employ authentic transformational servant leadership to influence positive change across the health care spectrum.
- Utilize critical inquiry to advance the discipline and profession of nursing.
- Lead innovative health care solutions for diverse populations.
- Advocate a Christ-like perspective in professional relationships and practice.
Frequently Asked Questions
Q: How long does the Graduate Nursing major take to complete?
Q: Do I need to obtain a state nursing license?
Q: How do I find a clinical placement site?
Q: What is the difference between a physician's assistant and a nurse practitioner?
Physician's assistants are prepared to assess and diagnose, but are not licensed for autonomous practice, prescriptive authority, or direct reimbursement, depending on the state in which they practice.
Q: Do I have to pass a certification exam in order to practice?
Q: What is prescriptive authority?
Q: What if my undergraduate GPA is below 3.0?
Q: Is financial aid available?
Q: How much of the program is available online?
- Primary Care: The first year of classes meet online. Advanced Health Status Assessment is the only onsite course and is held in either the Greenwood Education Center or the Florence Education Center. Onsite classes meet from 6 to 10 p.m.
- Nursing Education: This program is 100% online.
- Nursing Administration: This program is 100% online.
Q: Currently, I am a registered nurse with a bachelor's degree in another major. What do I need to do to apply for the Master of Science in Nursing degree program?
The IWU Division of Graduate Nursing is designed to offer a Christ-centered approach to improving your craft as a nursing professional. Our faculty members are recognized leaders in the field; many currently maintain a clinical practice, conduct research, and contribute to scholarly literature. Faculty and students are encouraged to contribute to the nursing profession through lifelong learning and scholarly endeavors.
Learn more about our faculty by visiting the School of Nursing.