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Welcome to the SPARC Open Access Newsletter, issue #144
April 2, 2010
by Peter Suber
Read this issue online
SOAN is published and sponsored by the Scholarly Publishing and Academic Resources Coalition (SPARC).
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The winter coat factor: A small spring thought
Look at how people decide to put away their winter coat as spring arrives. It's a small decision, but it shows how people differ in their readiness to change. Some put on their winter coat every morning until the weather has been warm for a week or even a month. Some eagerly put it away on the first warm day, even if they have to spend the next week or month shivering in their shirt sleeves. The late changers put up with some sweat and the early changers put up with some chill. The two types differ, but not in their intelligence or understanding.
In any given neighborhood, the weather changes for everyone at the same rate, even if the rate itself is jerky and uneven. So why do we see the variation in response, even within the same neighborhood? Part of the answer is that we're comfortable at different temperatures. Granted. We also differ in our predictions of what will happen tomorrow, next week, and next month. The rest is complicated, but for convenience we can call it temperamental. We differ in our readiness to accept change, when change might be costly, and in our readiness to resist change, when resistance might be costly. Eventually everyone behaves as if winter is over and spring is here. But we're not all ready at the same time.
People respond differently to the case for OA in part because they understand it differently, including some clear cases of misunderstanding. Here I don't even want to try to estimate the size of that fraction. But whether we consider it to be large or small, we should make room for another large fraction that we could call temperamental. Call it the winter coat factor.
A verb for the act providing open access
I'm not sure what I expected when I called for a verb to replace "to provide OA to" last month.
I think I'd have guessed that 5-10 people might send 5-10 ideas. In fact, 51 people sent 170 ideas. Thanks to all who wrote in. Thanks for your ideas and thanks for having fun with this.
I really do want a better verb to use in my own writing than the dry and awkward phrase "to provide OA to". Once I decided to take my appeal public, I thought I might as well set the bar high. My dream verb would be short, sweet, unambiguous, and at least somewhat self-explanatory. It wouldn't sound like insider jargon or make OA sound esoteric, technical, or difficult. I didn't know whether my dream verb might be out there, waiting for adoption, but I wanted enlist a bunch of creative people to help explore the territory.
The thought crossed my mind that no single word could meet all my criteria. It appeared that any contender would face a dilemma. If the word already existed, then it would already carry a meaning, and probably more than one. Since no single word already means "to provide OA to" --let alone that and nothing else--, then it would have to be ambiguous. But if the word didn't already exist, then it would be unfamiliar, at least at first, and sound like insider jargon.
But I knew that sometimes an elegant coinage could pass through the horns of the dilemma. A few examples are "debug" (verb), "online" (adjective), and "software" (noun). As new coinages, they didn't carry the freight of older meanings; and as apt and suggestive coinages, they didn't carry an insider odor or they quickly lost it. I also knew that familiar words could take on new meanings without confusing ambiguity, for example "crash" and "flame" (verbs) and "bit" and "hardware" (nouns). I knew that older words could be revived and retargeted and still remain comfortably familiar and unambiguous, for example "avatar" (noun).
The reader nominations fell into five categories:
1. Existing verbs
For example: disseminate, free, open, post, unbound, uncork, and unlock. (The examples I list here are actual nominations.) The advantage of using an existing verb is its familiarity. The disadvantage is that the new meaning must coexist, perhaps ambiguously, with the existing meaning. We may not speak of "uncorking" TA literature, but we do speak of "disseminating" TA literature.
2. Existing nouns or adjectives used as verbs
For example: common (as a verb), gift (as a verb), open-access or OA (as verbs), public or publick (as verbs), and suber (not my idea!). Like existing verbs, these words are familiar, at least as nouns and adjectives. Their unfamiliarity as verbs is two-edged: it helps them avoid ambiguity, but it also burdens them with the awkwardness of verbification. However, if we're starting to accept talk about "open-sourcing" a software project, as several readers pointed out, then we could start to accept talk about "open-accessing" an article, journal, or book.
3. Rare or obsolete verbs revived and repurposed
For example: beteem, exburse, expone, manumit, and ope. (Look them up!) Because these words already exist, they might be familiar; and because they're rare, they might be unambiguous in their new roles. The risk is that they might reverse this. Insofar as they're rare, they'll be unfamiliar, and insofar as they're familiar, they might be ambiguous.
4. New variations on existing verbs
For example: commonize, defetter, enopen, freeline, freeport, freeshare, oapen, opaccess, and openize. These variations can always be unambiguous. When they succeed, they're familiar enough to be comfortable; and when they don't, they can be unfamiliar and awkward.
5. New coinages
For example: abra, apertize, ceecee, exorn, oacce, oclone, and oplish. As new coinages, these words can be completely unambiguous. The question is how far their use of familiar roots or allusions makes them comfortable and somewhat self-explanatory.
Last month I criticized a few possibilities in advance. I thought "open" would be ambiguous. ("We already say 'open the journal and 'open the book' with another meaning in mind.") But that didn't stop three readers from suggesting "open". And I'm glad they did. Dave Puplett, David Solomon, and Tom Wilson made a good case that "open" can usefully serve this role, despite the ambiguity, and that context can usually make the intended meaning clear.
I criticized "liberate" for being "a little ambiguous, a little precious, and suggest[ing] an overcoming of resistance which is by no means intrinsic to OA." But three readers didn't share my objections and put it forward anyway.
I also criticized "openize" and "accessibilitate" for being ugly. But one reader didn't share my objection to "openize". Another, while steering clear of "accessibilitate", nominated "accessorize" and "accessitate".
In case we needed it, this is evidence that we don't share the same criteria, adding to the difficulty of finding a word that might gain wide acceptance.
Bottom line: I didn't find my dream verb. But I did find several that I already use. I found several that I can imagine using when the context makes the meaning clear. And I found several that I can imagine becoming less ambiguous and more familiar, and hence more acceptable, after some uptake and circulation.
For example, here some of the nominated terms that I find I already use on occasion:
* "Open" and "open up" (Dave Puplett, David Solomon, Tom Wilson)
Tom Wilson: "I suggest that simply using 'open' will do fine: e.g., 'Cambridge UP has announced that it will open the Journal of Fuzzy Thinking...' or 'Elsevier will open 40% of its journals...' It is short, sweet, to the point and probably uses many fewer letters than any reasonable alternative." Dave Puplett: "I agree that it's best not to look too far afield for the right word. We have it already - 'open' is the most important part of 'open access' anyway. I'm sure you'll get more detailed suggestions, but just this word alone carries enough weight now I think, and would make perfect sense in every context relating to disseminating research." Douglas Carnall: " 'open up' is probably the most colloquial solution."
* "Post" (Stevan Harnad, Peter Pennefather, Arthur Sale)
Stevan Harnad: "I think the word for 'providing OA to' already exists, and it's 'post' (as it is now used in the online age)....'Post' also has the virtue of stressing that it is really authors who are providing OA to their work, even if the way they do it is to publish with an OA publisher who posts...it for them." Peter Pennefather: "I believe that early newspaper printers use to 'post' runs of their newspapers in the the print shop widows for all to read. The word 'post' refers to placing information in public view."
* "Share" (Graeme Baldwin, Denise Troll Covey, Alexa McCray, Jared Myers, P0lyM0rpH)
Alexa McCray: "I submit that it is short, sweet, and rather more than less self-explanatory." Graeme Baldwin: " 'share'...has the important connotation of no money changing hands." Denise Troll Covey: "Share is what academics are supposed to do with their work....Yes, we can share non-OA literature, but the context in which OA advocates will be speaking / writing should make clear our particular meaning."
* "Unbound". Sue Kriegsman nominated "unbound" and reminded me that I used the related term "unbind" in a 2004 essay --both "unbinding" as an adjective ("an unbinding project") and "unbind" as a verb ("asking a journal to unbind a given article").
If some politicians are social liberals and fiscal conservatives, then I suppose I'm an access liberal and diction conservative. I know that language evolves, and that unacceptable words can become acceptable over time through nothing more complicated than usage and acceptance. In fact, that's how I defend my use of new terms against diction Neanderthals. But while I'm an early adopter of new software, I'm a late adopter of new words. I'm still reluctant to use "access" as a verb, even though I've watched it grow in acceptance over the past decade. I don't think I'll ever use "impact" as a verb, even though it too has grown in acceptance during the same period.
Another symptom of my diction conservatism: I didn't use the terms "green OA" and "gold OA" for years after Stevan Harnad introduced them and they began to spread. I agreed that we needed good, short terms for what these terms now designate, and I agreed that they did the job well, or that they would do the job well once they were widely accepted as doing the job. But they were not self-explanatory, and I couldn't afford to use terms that readers wouldn't understand. I knew that I could use them along with definitions, but I preferred to use self-explanatory phrases that didn't need definitions. However, the terms are now widely understood, and have been for a few years, even if they're also widely misunderstood. (Unfortunately we can't insist on words that are widely understood but not also widely misunderstood; then we'd have to do without essential terms like "evolution" and "socialism".)
I departed from my diction conservativism when I introduced "gratis OA" and "libre OA". But I departed reluctantly and perhaps even late. There was an urgent need for terms to articulate that distinction, and I felt its urgency almost every day. I decided that it was more important to fill that need than to let diction conservativism stand in the way. Even when proposing the terms, I worried that they might not be familiar or self-explanatory and wondered whether that might be turned to advantage. At the same time I resisted more familiar terms (like "free" for "libre") on the grounds of ambiguity.
The handful of terms above already pass my filter of diction conservatism: open, open up, post, share, and unbind. I've used them on occasion and will look for occasions to use them more often, starting in the Roundup section below. Here's another handful that don't pass my filter of diction conservatism today but that I can imagine passing the filters of writers more ready than I to be early adoptors.
* "Enopen" (Tony Locke)
* "Freeline" (Grelda Ortiz)
* "Freeport" (Bob Kobres) (But for now, this reminds Mainers like me of L.L. Bean.)
* "Freeshare" (Matt Hodgkinson, Mark Kriegsman)
* "Open access" or "OA" (as a verb) (Brad Baxter, Jet Cloud, Benjamin Geer, Susan Lafferty, Gabrielle Mackey, Miriam Rigby, Dana Roth, Mark Siegal)
Finally, if you don't trust your own diction filters and want to count votes, 10 terms out of the 170 were nominated by more than one person. In descending order:
* "Open access" or "OA" as a verb (8 nominations: Brad Baxter, Jet Cloud, Benjamin Geer, Susan Lafferty, Gabrielle Mackey, Miriam Rigby, Dana Roth, Mark Siegal)
* "Share" (4 nominations as an ordinary word: Graeme Baldwin, Denise Troll Covey, Alexa McCray, Jared Myers; one nomination as an acronym: P0lyM0rpH; as an acronym it would be "show how academics reposit, or access reposits, education")
* "Disseminate" (5 nominations: Michael Fayez, Mark Forster, Cherry Gordon, Matt Hodgkinson, Susan Wortman)
* "Liberate" (3 nominations: Douglas Carnall, Mark Forster, Matt Hodgkinson)
* "Oapen" (3 nominations: Anne Bindslev, Fumio Iwamura, Kay Vyhnanek)
* "Post" (3 nominations: Stevan Harnad, Peter Pennefather, Arthur Sale)
* "Open" (2 nominations: David Solomon, Tom Wilson)
* "Copyleft" (2 nominations: Mark Forster, Matt Hodgkinson)
* "Free" (2 nominations: J�rgen Eriksson, Mark Forster)
* "Freeshare" (2 nominations: Matt Hodgkinson, Mark Kriegsman)
Of these plural nominations, six are existing verbs (share, disseminate, liberate, post, open, and free), two are existing nouns used as verbs (open access, copyleft), and two are coinages (oapen, freeshare).
I've posted a summary of the nominations and nominators to the SPARC Open Access Forum for further discussion. If you have new suggestions, please send them to the forum as well.
In the January issue, I wrote, "The University of Michigan Press was put under the control of the library, and moved to a model in which its monographs will be TA digital and POD (as opposed to OA digital and POD)."
I'm happy to report that this is only half the story. It's true that the press will charge for the digital editions as well as the POD editions. But the same digital editions will also be OA through the HathiTrust. (Thanks to Maria Bonn.)
According to Bonn, "In fact, all of our scholarly monographs are or soon will be available for free viewing in HathiTrust almost contemporaneous with publication (a link from each book takes the user to a print sales point). UMP currently has almost 800 books available for free, with more added almost weekly. Certain trade books (mostly regional titles) are embargoed for six months, and certain high-use text books, mainly in English as a Second Language are exempt while we assess the impact of open availability. You can view the current collection here: http://babel.hathitrust.org/cgi/mb?a=listis;c=622231186 ."
Here's what happened, or what I noticed, since the last issue of the newsletter, emphasizing action and policy over scholarship and opinion. I put the most important items first, with double asterisks, and otherwise cluster them loosely by topic. (Remember that the Roundup section no longer includes new developments on open educational resources or public sector information.)
+ Policies
** The Academic Council at Duke University voted unanimously to adopt an OA mandate.
** The University of Lincoln University Research Committee agreed to adopt an OA mandate, starting with the 2010-11 academic year.
** The University of Kansas revised its OA mandate. The new version requires deposit as well as permission (both subject to waiver). The previous version only required permission (subject to waiver).
** Oregon State University's College of Oceanic and Atmospheric Sciences (COAS) adopted an OA policy to encourage, not require, green OA. After a COAS faculty meeting expressed unanimous support for the policy, a COAS administrative meeting voted unanimously to adopt it.
* Martin Halbert and two colleagues released a preview of the draft OA mandate under consideration at the University of Northern Texas.
* The University of Pennsylvania launched a Committee on Open Access Publishing, charged to make policy recommendations before the end of the current academic year. http://www.upenn.edu/almanac/volumes/v56/n26/openaccess.html
* Students are pushing for an OA policy at the University of Saskatchewan.
* RAND Europe released a briefing paper on the benefits of OA repositories for higher educational institutions.
* SPARC released a guide to university-based OA journal funds.
* SPARC asked US citizens to post comments to US government agency web sites calling for OA to publicly-funded research.
* Mike Rossner, Executive Director of Rockefeller University Press, sent an letter to the House Committee on Science and Technology, rebutting objections to FRPAA from the publishing lobby.
* After the White House Office of Science and Technology Policy (OSTP) closed its blog-based public comment period on OA for publicly-funded research (January 21, 2010), it removed the blog and the comments it had collected. Last month it relaunched the blog and restored the comments, including all those submitted by email and never posted to the blog. (OSTP asks for patience while it "continue[s] the process of analyzing the literature and comments.")
* In February, Rep. David (D-OR) introduced the Open College Textbook Act of 2010 (H.R. 4575), a new bill "to authorize grants for the creation, update, or adaption [sic] of open textbooks...."
* Rep. Steve Israel (D-NY) introduced the Public Online Information Act (POIA, HR 4858), a bill to require US administrative agencies to adopt policies for assuring OA to their PSI.
* The new broadband plan from the US Federal Communications Commission would provide OA to the court records in the PACER (Public Access to Court Electronic Records) database.
* S�lveig Thorsteinsd�ttir summarized the OA mandates in the Nordic countries: four funder mandates from Norway and Sweden, and 32 institutional mandates from Denmark, Finland, Norway, and Sweden.
* The National and University Library of Iceland launched OpenAccess.is, a central location for OA information and advocacy in Iceland.
* By a wide margin (633 for, 13 against, 16 abstentions), the European Parliament approved a resolution criticizing the secrecy and substance of ACTA (Anti-Counterfeiting Trade Agreement).
* Michael Geist argued that if ACTA is adopted, "it could threaten the institutional repository movement...."
+ Journals
* The Ethiopian electronic Journal on Research and Innovation Foresight is a new peer-reviewed, multidisciplinary journal from NES-Global.
* Rationality, Markets and Morals is a new peer-reviewed OA journal "at the Intersection of Philosophy and Economics" published by Frankfurt School Verlag.
* The Journal of Intellectual Property, Information Technology and E-Commerce Law is a new peer-reviewed OA journal with financial support from the Deutsche Forschungsgemeinschaft (DFG).
* Portal, the LIS journal from Johns Hopkins University Press, is converting to OA. The peer-reviewed and copy-edited articles will become OA as soon as the copy-editing is complete, and prior to publication. The final published editions will still be TA. (It's not clear how the OA and TA versions will differ.)
* Nature News converted to gratis OA.
* Nature released an OA supplement on Ageing.
* Popular Science opened its entire 137-year backfile.
* The Public Library of Science added Pubget links to all its journal sites, enabling PLoS readers to click through from reference links to full-text articles. When the articles are OA, the links take users directly to full-text. When the articles are TA, the links take users either to the publisher site or to a special PubGet site where more than 200+ institutions support subsidized access.
* Standpoint magazine released a free mobile app and new business model supporting OA to some content in each new issue and fremium access to the rest.
* Charlie Rapple pointed out a new problem with hybrid OA journals: link resolvers often treat the OA articles as TA.
* The 2008 agreement between the Max Planck Society and Springer allowing Max Planck authors to publish without publication fees in Springer hybrid OA journals has expired. But the two organizations are discussing a new agreement.
* India's Inflibnet Centre (Information and Library Network) is providing Indian universities with subsidized access to 4,000 TA journals in the same channel as 1,000 OA journals.
+ Repositories and databases
* Poland's Adam Mickiewicz University AMUR (Adam Mickiewicz University Repository), its IR. The university adopted Poland's first ETD mandate in November 2009.
* India's Central Marine Fisheries Research Institute launched an institutional repository.
* Trinity College Dublin upgraded TARA, its institutional repository.
* The OA repository of Ireland's Health Service Executive, Lenus, joined the OA WorldWideScience Alliance.
* The US Environmental Protection Agency (EPA) released the Health and Environmental Research Online (HERO) database, an OA collection of 300,000+ research articles underlying EPA's regulatory decisions.
* The US National Institutes of Health (NIH) announced plans to create a Genetic Testing Registry (GTR), an OA database of "information submitted voluntarily by genetic test providers".
* Researchers at the Katholieke Universiteit Leuven launched CHDWiki, an OA wiki-based repository for exploring the relationships between genes and congenital heart defects (CHDs).
* GreyNet is gradually buying the rights to deposit the papers from its past conferences into its OA repository, OpenSIGLE, and expects to finish the series by autumn 2010. It just deposited the 21 papers from the Second International Conference on Grey Literature (Washington D.C., November 2-3, 1995.
+ Data
* Chilean seismologists shared data on the earthquake which hit central Chile on February 27.
* The UK Geological Society released a collection of OA research on Chilean tectonics.
* Students at Columbia University's School of Public Administration (SIPA) are organizing "crisis information" gathered from text messages, emails, and Twitter feeds, to assist with humanitarian aid to victims of the Chilean earthquake.
* An editorial in the Journal of the American Medical Association (JAMA) concluded that "it is now time for all [medical journal] editors to require that academic researchers have full access to all trial data and that all industry-sponsored trials include independent statistical analysis and assurance."
* The Open Knowledge Foundation launched a working group on open bibliographic data.
* Six libraries in Cologne became the first German libraries to commit to OA for their bibliographic data. The libraries used CC0 to assign more than 5.4 million records to the public domain.
* The Texas Digital Library (TDL) launched the OA Texas Water Digital Library (TWDL), which will use OAI-ORE to harvest water research from databases and websites across the state.
* The Harvard School of Public Health launched the Firearms Research Digest, a database of OA summaries (not full-texts) of research articles on firearms violence from journals in medicine, criminology, and the social sciences.
* Elysium Open Access is a new platform for data sharing through health information exchanges (HIS).
+ Books
* John Hilton III's doctoral dissertation, providing new evidence that full-text OA books stimulate sales of print editions, was just approved by Brigham Young University.
* John Hilton III and David Wiley interviewed ten book authors who consented to allow OA editions of their books (one novelist and nine scholars in the sciences, law, and humanities). The authors explain their motives and whey they believed that the OA editions increased the sales of the print editions and the impact of their work.
* OAPEN released a major report on business models for OA books in the humanities and social sciences.
* Google started funding scholars in the humanities to text-mine the Google Books corpus.
* The University of Virginia expanded its partnership with Google (as Stanford did the month before).
* Three French book publishers announced that they will sue Google for digitizing their books without permission.
* Flat World Knowledge, the OA textbook publisher, announced a deal with Barnes & Noble College Booksellers and NACS Media Solutions. After professors revise and remix a Flat World textbook to suit their needs, an affiliated college bookstore will create an inexpensive POD edition for students who want print editions.
* The Apple iPad will allow users to upload and read OA books from Project Gutenberg. (Was this in doubt?)
* Charles W. Bailey Jr. just published published Digital Scholarship 2009, a print book containing the latest editions of four of his large, OA bibliographies: the Scholarly Electronic Publishing Bibliography: 2009 Annual Edition, the Institutional Repository Bibliography, the Electronic Theses and Dissertations Bibliography, and the Google Book Search Bibliography.
* Berlin Academic is a new publisher of OA books in the humanities and social sciences, in German and in English.
* Every book published by Rice University Press is OA + POD.
* Harvard's Open Collection Program launched a new exhibit, is Reading: Harvard Views of Readers, Readership, and Reading History.
* Six Swiss libraries launched the the e-rara project, which digitizes and opens books from the 16th to the 19th centuries. At launch it had 800 titles and by next year plans to have several thousand.
* The Swiss e-rara project (previous item) initially disseminated the digital copies of its public-domain books under CC BY-NC-SA licenses. Digital Allmendring objected that PD works couldn't have CC licenses, and e-rara agreed to remove the licenses and acknowledge that the digital copies were themselves PD.
* The third edition of Open Notebook Science Challenge book is now available from the Bradley laboratory at Drexel University.
* Collaborative Futures is a new, collaboratively-written OA book about collaboration.
+ Studies and surveys
* The latest version of John Houghton's analysis of the economic costs and benefits of large-scale OA policies was published in Prometheus (co-authored with Charles Oppenheim), along with five commentaries by other scholars.
* A survey of scholars in the field of communications found that a third avoided topics raising copyright issues, a fifth faced publisher resistance to scholarly use of copyrighted work, and a fifth abandoned research in progress because of copyright problems. Many are told to obtain permission to discuss or criticize copyrighted works. The survey authors attribute the problems to "misinformation and gatekeeper conservatism".
* A new study by Donald King shows that if all TA journals converted to fee-based OA, and if the average fee is $1,500, then one-year cost of paying the fees for US authors would be $427.5 million (or 0.76% of of the US R&D budget). If the average fee is $2,500, the cost would be $712.5 million (or 1.27% of the US R&D budget). Heather Morrison uses King's data to calculate that the conversion could result in $3.4 billion in savings in the US alone.
http://www.dlib.org/dlib/march10/king/03king.html http://poeticeconomics.blogspot.com/2010/03/us-systemic-savings-from-full-shift-to.html
* A new survey showed that about 30% of scholars at the University of Kashmir have published in OA journals and 10% have deposited in OA repositories.
* Alma Swan released an analysis of the studies to date on the OA impact advantage.
* Ben Wagner released an annotated bibliography of the studies to date on the OA impact advantage.
* Arthur Sale wrote up the lessons from his experience on persuading authors to deposit their work in an institutional repository.
* Siddharth Singh, Michael Witt, and Dorothea Salo are writing a comparison of DSpace, EPrints, Fedora, and Zentity, and invite institutions which have recently chosen a repository package to tell them what criteria they used to make the choice.
* Daniel Mietchen announced the results of his reader survey of the Open Science Breakthroughs of 2009.
+ Software and tools
* DSpace released version 1.6.
* The newly upgraded repository software at the the University of Rochester (IR-Plus or IR+) is designed to encourage deposits by connecting with the process of writing.
* The University of Bielefeld released an update on two of its ongoing projects to use personal publication lists as the source for automated repository deposits.
* IBIMA Publishing, which publishes 25+ OA journals, now supports formats for access from mobile phones.
* ScienceStage.com added a multimedia search engine and recommendation system.
* BioMedSearch is a new free search engine biomedical research, indexing PubMed and "a large collection of theses, dissertations, and other publications not found anywhere else". It also supports saved searches, saved documents, and comments.
* Google added data visualization tools to its public data search engine.
+ Awards and milestones
* Alex Batement won the 2010 Benjamin Franklin Award from the Bioinformatics Organization for his work on OA databases in biology.
* John Willinsky won the 2010 Kilgour Award based in part on the OA work of his Public Knowledge Project.
* NIH Director Francis S. Collins is one of the winners of this year's Albany Medical Center Prize in Medicine and Biomedical Research, for his work in mapping the human genome and providing OA to its data.
* The Internet Archive won the Free Software Foundation's 2010 award for a Project of Social Benefit.
* RePEc passed the milestone of 500,000 journal articles indexed and 30,000 registered people, and 6,000 books indexed books.
* The CC-licensed photos at Flickr increased from 10 million to 135 million over four years. Among CC licenses, restrictive licenses are more common than CC-BY, but the frequency of restrictive CC licenses is decreasing and that of CC-BY is increasing.
* Heather Morrison posted her quarterly update on the growth of OA. The DOAJ is adding more than two titles per day and the Bielefeld Academic Search Engine is adding more than 13,000 OA documents per day. ROARMAP lists more than 200 OA mandates.
* This year's International Day Against Digital Restrictions Management (DRM) will be May 4, 2010.
* The Sunlight Foundation launched a Design for America contest "to reimagine government websites and to visualize government data and processes" in order "to make government data more accessible and comprehensible to the American public".
* PLoS Computational Biology called for designs for its 2010 T-shirt.
* YouTube EDU turned one year old.
* The MIT OA mandate turned one year old. During year since the policy was adopted, 850+ articles were deposited in the IR and more than 16 publishers signed on to support the policy.
* This newsletter turned nine years old. I launched it in March 2001 as the Free Online Scholarship Newsletter and in July 2003 renamed it the SPARC Open Access Newsletter.
+ Other
* The Open Access Scholarly Publishers Association (OASPA) adopted a new rule requiring members to disclose where they are registered, and adopted a new procedure for handling reports of misconduct by any of its members.
* The Deutsche Forschungsgemeinschaft (DFG) called for applications for funding to support OA repositories.
* JISC called for two sorts of funding proposals: "Strand A - Deposit. Ensuring take-up of solutions that enable and encourage author deposit of Open Access research outputs into repositories by embedding deposit into research or related practice....Strand B - Expose. Projects that enable content to be made available on the Web using structured data, in particular linked data which increases its potential value to researchers, teachers and learners...."
* LibriVox, the maker of OA audiobooks, launched a fund-raising campaign.
* Librophile is a new tool from LibriVox for searching and browsing OA books and OA audio books.
* Carl Malamud launched the International Amateur Scanning League, an "experiment in crowd-sourced digitization" which will digitize and open 3,000 DVDs from the US National Archives.
* In the last eight months, Springer added 500,000+ images to SpringerImages. Some of the images are OA and some are not.
* BenchFly is a new site devoted to OA scientific lab videos. It has a novel method for using free searching to raise funds for research; see the video on the front page to learn how it works.
* C-Span digitized and opened nearly all of its video archive.
* Wikipedia began adding libre OA videos to its articles and called for more.
* This month Wikipedia will introduce a range of enhancements to make editing easier.
* Walter De Gruyter will publish OA editions of the proceedings of the semi-annual Dahlem Conferences, according to a new deal with the Free University of Berlin.
* The Swedish museum, Historiska Museet, adopted CC-BY-NC-ND and CC-BY-NC-SA licenses for its digital works.
* The Harry Ransom Center at the University of Texas at Austin is digitizing the archive of David Foster Wallace (1962-2008) and will post it for OA in the fall.
* The Berkman Center for Internet & Society and eIFL.net released Copyright for Librarians, an OA curriculum for librarians in developing countries.
* Creative Commons called for public help in enlarging its Open Database of Educational Projects and Organizations (or ODEPO).
* In two public letters, major US library associations called for "an open, public discussion of the proposed Anti-Counterfeiting Trade Agreement (ACTA)" and argued "public access is an integral part of copyright law".
* Musical Theatre Online! is a new OA archive of musical and music theatre from the Maryland Institute for Technology in the Humanities.
* The Infrafrontier consortium, working on OA for "high-quality mouse models", added six new institutional members, including its first from outside Europe.
* SPARC launched a Twitter feed.
* The Coalition for Networked Information (CNI) launched a YouTube channel.
* The Wellesley College Library is conducting its first systematic journal cancellation review since 2003, to prepare for a $200,000 (8-9%) budget cut for the coming year.
* Colorado State University will cut its library budget by $600,000 for the coming year.
* The Deutscher Hochschulverband [German Association of University Professors] called for an "education- and science-friendly" copyright policy that would rule out OA mandates. http://www.hochschulverband.de/cms1/pressemitteilung+M5eacaf755f9.html
Coming this month
* OA-related conferences in April 2010
* Other OA-related conferences
This is the SPARC Open Access Newsletter (ISSN 1546-7821), written by Peter Suber and published by SPARC. The views I express in this newsletter are my own and do not necessarily reflect those of SPARC or other sponsors.
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This is Part 20 of the El Hierro Volcano eruption report
Some of this info is also posted into our Facebook Volcano Page – Google+ Volcanoes – Google+ Volcanoes and earthquakes
With the collaboration of Joke Volta, an El Hierro resident
"Volcano Only" twitter : @VolcanoReport - 3 in 1 WEBCAM page – El Hierro Picasa Web Album
Read also: Scientific paper reveals massive historic Tenerife volcano flank collapse
Read also: Economic impact on El Hierro and the Canary Islands if an aerial eruption would occur
Read also: Part 1 (from July 28 until early September)
Read also: Part 2 (from September 25 until October 10 )
Read also: Part 3 (from October 11 until October 13 )
Read also: Part 4 (from October 14 until October 17 )
Read also: Part 5 (from October 18 until October 21 )
Read also: Part 6 (from October 22 until October 26 )
Read also: Part 7 (from October 27 until October 31 )
Read also: Part 8 (from November 1 until November 3)
Read also: Part 9 (from November 4 until November 6)
Read also: Part 10 (from November 7 until November 8)
Read also: Part 11 (from November 9 until November 11)
Read also: Part 12 (from November 12 until November 15)
Read also: Part 13 (from November 16 until November 19)
Read also: Part 14 (from November 20 until November 23)
Read also: Part 15 (from November 24 until November 27)
Read also: Part 16 (from November 28 until December 2)
Read also: Part 17 (from December 3 until December 7)
Read also: Part 18 (from December 8 until December 11)
Read also: Part 19 (from December 12 until December 15)
Update 18/12 - 23:59 UTC
- Another Involcan / Guardia Civil video from today, but this time with the Panoramic Camera - Video 1 and Video 2
- Involcan confirms that a new vent has opened to the south east of the former vent. The images are similar than those recorded in October. The same kind of vent and stain colors. The vent seems to be limited in size.
- CO2 levels (measured by the Involcan) have decreased further
Update 18/12 - 20:34 UTC
And after the images the Involcan / Guardia Civil Helicopteres video from today December 18
Update 18/12 - 18:48 UTC
Joke told us this morning that she saw the Guardia Civil / Involcan helicopter. We expected new images and video of the remaining activity tonight. Here they are. All images are courtesy and copyright Guardia Civil Helicopters / Involcan.
Update 18/12 - 18:04 UTC
Beautiful series of images made by Joke Volta during the morning hours ? Joke climbed almost to the top of the mountain carrying some antennas and the IGN cameras. The IGN cameras have been installed at a height of 198 meter to have the best possible view on the stain and the vent. The Cabildo and RTVC webcams are estimated to be installed at a height of 100 meter.
Update 18/12 - 12:44 UTC
- It looks more and more today that the main vent is no longer active anymore. The new stains are feeding speculation that some new vents may have opened to the east of the former one and at approx. the same distance from La Restinga
Update 18/12 - 10:13 UTC
- Joke has been climbing a mountain behind La Restinga this morning to shoot some pictures. She had to come done again because of the rough wind and has some bruises from gliding on the steepest parts. She reported that the head of the stain was very visible higher up (contrary to what we could expect after the subsiding tremor). Within a few hours you may expect her pictures.
- Joke told us a little earlier that she saw the Guardia Civil / Involcan helicopter flying over the Las Calmas sea. This will bring probably tonight new videos and images. The reason why the helicopter wasn't flying for many days last week was because a shortage of personnel (to be trusted source).
Update 18/12 - 10:10 UTC
- The RTVC webcam shows 2 well defined stains in another area than the normal vent. We expect that the stain may be a left over from earlier stains traveling around with the current.
Update 18/12 - 09:20 UTC
- Bad news for the volcano fans-followers among our readers. The eruption is subsiding further and looses more and more strength.
- We do not know whether there is a direct connection with what happened yesterday afternoon as it can not be linked with the harmonic tremor graph, but we think that there is certainly an indirect relation. Yesterday afternoon 2 weak earthquakes occurred at very shallow depth in the coastal El Golfo area. The first one occurred at 15:24 had a magnitude of 1.0 and occurred at a depth of 3.4 km. The second one occurred 1 minute later, had a magnitude of 1.4 and occurred at a depth of 3.0 km.
- Reader Heather also posted in her comment this morning that : after the 15:24 quake, people ran to their homes as there was a very strong smell of gas and they had difficulty breathing (ER: unconfirmed so far). Update 12:26 UTC : Joke just called the El Golfo human webcam. She lives in Los Llanillos and said that the quakes were not felt (ER: normal at this weak magnitude) and that she did not smell any special odor.
Update 17/12 - 23:59 UTC
NO more earthquakes today
- Harmonic tremor medium with sporadic short bursts
- To finish the evening, an image from the stain as seen by Joke Volta in Las Restinga today at 16:36 UTC
- The second picture is today's NASA MODIS satellite picture. The colors are not natural as we have highlighted contrast. The white band are clouds.
Update 17/12 - 18:54 UTC
- Harmonic tremor graph at CHIE is down. It looks that the problems from yesterday are back.
Joke Volta images of today December 17
When the volcano is a little quieter, Joke is filling up the empty space with the beautiful El Hierro nature.
Update 17/12 - 15:47 UTC
- Joke returned this afternoon to La Restinga from El Pinar to stay for 2 days at La Restinga. She noted a wide stain from higher up the mountain and saw a deep green area above the vent.
Update 17/12 - 15:03 UTC
- The readings of harmonic tremor of the last several hours are indicating that the eruption is not over yet. Medium tremor is not subsiding as strong as before and bursts are again picking up in number.
- Afternoon back-light /glare is blocking a good view of the eruption area in the Las Calmas sea. We expect a better view on what is happening within 2 to 3 hours.
- Joke is a frequent visitor of the CAP / IGN science center in La Restinga and was informed yesterday that IGN has 3 webcams serving their team.
- Carmen Lopez told Joke the day before yesterday that the closure of the La Restinga nightly surveillance will not have any impact on the 24 hours service they are delivering. The eruption is continuously monitored for 24 hours, but in between 20:00 and 08: 00 it is monitored from Madrid. In case of necessity (Madrid seeing some important change) or whenever local people are alerted in La Restinga, the local La Restinga guard will be operational again. If an important change would be noticed, Pevolca will decide immediately to restart the local 24 hours surveillance at La Restinga. Carmen said to Joke that the continuous 24 hours operations are having a serious burden on the IGN personnel. Delegating the follow up to Madrid during the night allows them to work at more comfortable hours.
Joke Volta's early morning pictures
Below 1 image out of 4 - Beautiful sunrise and early morning colors. Click on the image to watch the series.
Data Update 17/12 - 11:26 UTC
- The outcome of the current eruption is still unsure. It can stop completely at any moment as the strength of the tremor is decreasing fundamentally after every strong burst. This did not happen during the last days.
Data Update 17/12 - 09:19 UTC
- A new earthquake measuring 2.3 magnitude occurred 22 km deep below Los Llanillos in the El Golfo area. It will trigger mixed feelings for 2 groups of people. At the one hand the volcano enthusiasts who will see it as a sign that the volcano is not dead yet and at the other hand the local people who are highly irritated with this activity.
- Harmonic tremor was medium all night long with a slightly increasing trend and some occasional short bursts. Yesterday, the tremor subsided strongly after every burst, but this does not happen anymore since 01:00.
- A faint Jacuzzi area can be seen at times in the Telefonica Cabildo eruption webcam (look at the thin white line 1 cm lower than the horizon and vertically above the left harbor wall. The rough see if sometimes blocking the view, but we have seen it many times this morning
Update 16/12 - 23:59 UTC
- Involcan and the Guardia Civil Helicopters made a surveillance flight today. You will see that the eruption has subsided a lot as could be seen on the harmonic tremor graph, but she is still continuing at lesser pace. The gray eruptive vent remained visible and the stain was still very large.
Update 16/12 - 17:59 UTC
- Very unstable harmonic tremor with a couple of very strong bursts in between 16:00 and 17:00. To soon to predict whether the eruption will stop or continue. After each burst the tremor seems to subside strongly and is picking up a little later.
- The UStream webcam from the El Pinar authority is delivering the best images this afternoon. Sometimes, our imagination sees very faint stirring activity.
- Joke had a chat this morning with the RTVC webcam operator. He said that the strong wind was very uncomfortable and that he was allowed to return home today. So, thanks to Joke we know that this webcam (the best of all webcams) is manually operated as well as the reason why ha was down today!
- Joke said that the stain was still visible from above La Restinga but no activity in it
- She also went to the CAP, science center, and had a talk with the IGN man of duty.
- Joke saw the helicopter flying over this morning, so probably we will have new images and video late tonight
El Hierro December 16 sunrise by Joke Volta
Data Update 16/12 - 09:18 UTC
- NO earthquakes since midnight (the latest El Hierro related earthquake occurred on December 14 at 04:02)
- Harmonic tremor gradually picked up since it collapsed yesterday. At this moment it has reached again what we called the main medium tremor from the last couple of days (filled up blue graph). The biggest change is however that the burst are gone, in other words hydromagmatic activity is minor to none.
- The stain is still visible on the eruption webcam in a very windy Las Calmas sea. The active stirring vent cannot be seen anymore.
- Harmonic tremor is still to unstable to allow a prediction of what to come. Will it stop or reactivate ? We will keep you updated.
Read also : Scientific paper reveals massive historic Tenerife volcano flank collapse
Read also: Economic impact on El Hierro and the Canary Islands if an aerial eruption would occur
Volcano Discussion Panel : If you are a person who wants to discuss and read about all aspects of volcanoes, this discussion panel might be a very good place to hang around. Especially if we start speculating about what to happen next, this panel is a great place to look at. Give it a chance.

subset: commoncrawl


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A Proven System for Mastering Math Facts
Runs on Windows
A Proven System for Mastering Math Facts
UberSmart Math Facts is a Windows based software program that teaches the basic addition, subtraction, multiplication, and division facts to children young and old. It is based on what worked for you and me when we were kids in the B.C. era (Before Computers), flash cards and timed tests.
Admittedly there are a lot of tools available for teaching your children the basic math facts, and most of them look like a lot of fun. So why use UberSmart Math Facts? In a word... results.
Actually make memorizing the math facts fun
Memorizing math facts doesn't have to be boring! UberSmart Math Facts challenges students much like a game. Except the goal isn't some meaningless "high score", it's mastery of a skill that they can be proud of and will use for the rest of their life!
Reduce the time it takes your child to memorize the math facts
UberSmart Math Facts reduces repetition of already learned facts and breaks down the addition and multiplication tables into smaller sections helping your child memorize the facts in less time.
Teach the math facts "automatically" with minimal supervision
How many times does your child get the same problem wrong? Do you have the patience to correct them over and over again? Luckily, computers are infinitely patient. With UberSmart Math Facts all you have to do is give them a little guidance and encouragement, then watch their inner math genius blossom.
Know exactly where your child stands and what they have left to learn
Do you really know what your child has learned and what they haven't? UberSmart Math Facts tracks each answer down to the millisecond making sure that they know each and every fact. It also provides you with easy to read graphs showing you exactly how your child is progressing.
Better prepare your child for mathematics by ensuring that they have a firm foundation
Automaticity of math facts has repeatedly been shown to have a big impact on a student's success in mathematics. Don't just give your child a bunch of practice and hope for the best. Give them a tool that will ensure they have the best foundation possible. Give them UberSmart Math Facts.
How Does UberSmart Math Facts Work?
It challenges students to excel.
On the surface the difference may be subtle, but asking a student to practice something vs. asking them to master it are two entirely different things. Most flash card programs are designed for the student to practice with a goal of either getting done or getting a reward for trudging through the practice session.
UberSmart Math Facts takes an entirely different approach. It challenges the students to master the facts. With UberSmart Math Facts, learning is the reward!
Let me illustrate by relaying a story one teacher told me. A student was using UberSmart Math Facts to learn the multiplication tables in the back of the room while the rest of the class was listening to the teacher. All of a sudden, the student raised his hands and yelled, "Yes!" Naturally, everyone turned around to see what happened. He looked up and exclaimed, "I mastered eights!"
It teaches the math facts one number group at a time.
Starting with addition of 0s, then 1s, and so on is a very effective method for learning the math facts. One reason this technique works so well is that it gives the student an immediate sense of accomplishment since it's fairly easy to learn 0s and 1s regardless of whether you're adding, subtracting, multiplying, or dividing. Another reason it is effective is because as the numbers get higher (and therefore harder) the student has fewer new facts to memorize. But the most important reason it's effective is because it provides an opportunity for the student to recognize patterns in the facts (especially in multiplication.) Recognizing patterns can significantly aid in the memorization of the facts.
It teaches only the basic math facts.
Only the basic math facts need to be memorized. Presenting other problems to the student while they are trying to learn the basic math facts will just make it harder for them to succeed. Remarkably, this is a point lost on most flash card programs.
It works exactly like a deck of flash cards.
Instead of randomly generating problems like most flash card software, Math Facts generates a complete set of problems, and then shuffles them. This ensures that the student is exposed to each and every problem in the set in each learning session and in each test.
It can filter out problems that are already learned
At some point in the learning process, the student will have learned most of the math facts in the set. At this point, they can choose to filter out those problems from the learning session so that they can focus on just the problems they have yet to learn.
It teaches first, and then tests.
It is unnecessarily stressful to test a student on a problem for which they have not been taught. Conversely, unless a student is challenged, they will quickly lose interest. Math Facts uses flashcards to instruct the student. Once they are confident that they know most of the answers they can take a test to see how well they are doing.
It has an adjustable time limit on tests.
Time limits are necessary to make sure your child has memorized the math facts as opposed to just learned how to figure out the answer. While it is important that they understand the concepts of addition, subtraction, multiplication, and division; and the student's ability to figure out the answer is desirable; memorization of the math facts is the ultimate goal. Math Facts allows you to adjust the time requirements to each student's unique situation.
It tracks the student's response time on each problem.
It's possible for a student to score a perfect score on a timed test, yet still struggle with certain problems within the set. By tracking the student's response time on each problem, Math Facts identifies the problems that the student is slow to remember. The student can then focus their learning sessions on just those problems.
During tests, it allows the student to see the previous and next problems.
Just like on paper, Math Facts displays more than one problem at a time when testing. This allows the student to look ahead at the next problem, or to look back at the problem they just answered. The human brain is a remarkable thing. While we may be consciously thinking about one thing, our subconscious mind will work on other things. So, while a student is typing the answer for the current problem, they can look at the next problem and let their mind work on finding the answer, or they can check their previous answer.
During tests, it allows the student to skip a problem.
Sometimes when taking a timed test it is beneficial to skip a problem and come back to it later. Math Facts provides the student with that capability. Skipped problems are moved to the end of the test to make it easy for student to find them. Although the student can skip a problem, they cannot complete the test until all the questions are answered.
It gives encouragement and instructions at the end of each test
At the end of each test, Math Facts applauds (literally) the student's accomplishments and instructs them on how to proceed.
It prints a certificate when a student masters a skill
After the student has mastered all the addition, subtraction, multiplication, or division facts, Math Facts will allow them to print a "Certificate of Excellence" that they can proudly display.
Purchase UberSmart Math Facts
If you want what's best for your kids or grandkids (and who doesn't) click here to purchase UberSmart Math Facts today and give them the gift of a strong foundation in math.
Your satisfaction is 100% guaranteed.
UberSmarts Math Facts is a very effective learning tool. In our homeschooling, we use it alot! My kiddos love the challenge and the visible results of their progress.
I love to see their faces when they "master" a particular set of math facts. Their confidence soars!
-- Amy Douglas
Connecticut public schools have embraced the Common Core math standards which eschew traditional math procedures in favor of conceptual explanations. This means that children are encouraged to draw pictures of math "sentences" rather than actually memorize them as facts, thereby robbing them of the computational fluency needed for higher math. UberSmart software is the ONLY reason my son knows his math facts and will be ready for Algebra in spite of his public school education. Highly recommend.
-- Susan Curlee
Thank you so much for this program. This is just perfect for my special needs boy. I like it because I can change the seconds for answering (or have no time limits) and also because it does not have lots of bells and whistles to distract.
-- Janet Quam
I purchased the flash card software for my daughter when she was in 4th grade. She practiced every night for ten minutes and within a couple of months she was one of the 'experts' in her class during math games. I only wish I had bought it a couple years earlier!
-- Virginia Clark
I loaded the math software on my children's computer and within a short time they had discovered it and voluntarily began using it! They love trying to "master" each number set... even my 3 year old asks to do computer math almost every day :-)
-- Heather Harbaugh
Ubermath helped me with my math facts A LOT! I love the way you can try to reach mastery goals and see how much progress you've made.
-- Hannah, Age 11
I think [Math Facts] is great, my son thinks it is more of a game than a learning tool! I love that it tracks his progress and grades it for him! I highly recommend this software!
-- Janelle Cole
UberSmart is the perfect warm up before a math lesson. After a round of UberSmart we are able to get right into the math without waiting for "clearing of the brain fog" that my kids seem to have at the beginning of most math lessons. This makes my time much more productive and effective. The kids get better grades when they do UberSmart first. We love UberSmart Math Facts!
-- Marcy Morgan
firstname.lastname@example.com | (919) MATH-FACTS | (919) 628-4322
Windows is a registered trademark of Microsoft Corporation in the United States and other countries.


text:
Trzpuc, S. J., Wendt, K. A., Heitzman, S. C., Skemp, S., Thomas, D., & Dahl, R. (2016). Does space matter? An exploratory study for a child–adolescent mental health inpatient unit. HERD: Health Environments Research & Design Journal, 10(1), 23-44.
Your Hospital Consumer Assessment of Healthcare Providers and Systems (HCAHPS) scores reflect your patients' views of the cleanliness of your facility. Yet their visual perceptions might not match the reality of your environment.


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It is one thing to understand the vitally important benefits of consumer evangelists for your business. It is quite another to understand how to give recognition and nourish these business assets. The biggest mistake being made by corporate America is simple: they are not listening or participating in social media. How do you recognize and nourish your consumer evangelists when you are not there (within social networks like blogging, Facebook, Twitter, LinkedIn etc.) to hear them describe their positive experiences with your product? You don't and as a result companies nationwide are missing an opportunity to grow their businesses and survive this economy
How Do You Recognize Your Evangelists?
Step 1: Show Up
- Create a Facebook profile and business page
- Create a fully functional Twitter account; no lame placeholders
- Create fully keyword optimized individual and company profiles on Linkedin
Step 2: Go Where Your Evangelists Go
- Join Groups on Linkedin and Facebook
- Ask and Answer Questions on Linkedin
- Participate in #FollowFriday and other hastag discussions on Twitter
- Become Friends or Fans of your evangelists on Facebook
Step 3: Speak to Your Evangelists
- Thank them personally, by using their name, and publicly
- Showcase their own business by sharing a link to your evangelist's blog, website, or profile
- Offer them a perk for their constant support
Step 3


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Remember all of those Wall Street bailouts? JPMorgan Chase, the nation's largest issuer of credit cards, got $25 billion. As Lori sees it, that taxpayer lifeline was a license to allow Chase to shaft its cardholders. The firm unilaterally has dumped a new fee on its cardholders and boosted minimum payments.
Remember all of those Wall Street bailouts?
JPMorgan Chase, the nation's largest issuer of credit cards, got $25 billion. As Lori sees it, that taxpayer lifeline was a license to allow Chase to shaft its cardholders. The firm unilaterally has dumped a new fee on its cardholders and boosted minimum payments.
"It's bull," says Lori.
Lori asks that this tale omit her and her husband's surname. In 2003, the Peoria-area couple got a credit card through what was then Bank One. They were smitten by the company's offer: If you were to transfer an outstanding balance from another card, Bank One would guarantee a rate of 4.99 percent for the life of that balance. The only other customer obligation was a one-time $75 transfer fee.
Lori took the deal. The next year, BankOne became part of Chase. And the deal remained intact.
Until now.
Chase recently sent out notices about changes for some customers: a new $10 monthly fee, plus a boost in the minimum monthly payment from 2 percent to 5 percent. Or, cardholders could opt for a boost in the overall fee from 4.99 to 7.99.
That's not much of a choice: Pay more or pay more.
Lori is taking the first route. It means $120 more a year in fees. Also, with a balance of $6,000, her $150 monthly payment has skyrocketed to $360.
That's no small potatoes. She and her husband can afford the hike now. But both work for a company that has seen layoffs. If either were to lose employment, that $200-plus a month would be crushing.
Chase did not return my call for comment. But a spokesperson recently told USA Today that the changes affect cardholders who had grabbed low promotional rates and had carried a "large balance" for more than two years. Further, the spokesperson pointed out that the changes affect only one-half of 1 percent of its accounts. Then again, that's 400,000 accounts - including Lori's.
To USA Today, the Chase mouthpiece called the firm a "responsible, careful" lender. It has to make changes due to market conditions, funding costs or borrower risk.
That last part really galls Lori. She and her husband have never missed a payment or even been late. They were playing by the rules, but Chase switched those rules.
She can't believe Chase is engaging in what she calls "breach of contract." Others are thinking likewise: Class-action suits have been filed in California, New York and Ohio. The Ohio suit claims Chase has reneged on its agreement, committed fraud and violated the Truth in Lending Act.
Lori is glad to see the lawsuits pop up. Then again, years could pass before a settlement arises. Relief, if any, is likely far out of sight.
Meantime, I can't see the long-view gain for Chase in goosing cardholders. Certainly, credit card companies face hard times as many customers default. But it's foolhardy to penalize good customers and make them carry deadbeats. Eventually, that tactic could bite them.
That notion motivates Lori. She and her husband are trying to hit back at Chase the best way they can. They encourage others to copy them.
"I'm going to pay off the balance," she says. "And we will never do business with Chase again."
Phil Luciano can be reached at email@example.com or (309) 686-3155.


text:
Ready to download Advanced WMA Workshop v2.2
Click here to start downloading Advanced WMA Workshop v2.2
If the file fails to download, please try again. If the download still fails to begin, please contact us and let us know what happened.
Tell your Facebook friends about this software
Downloading using download assistant
Your download will be completed using a download assistant, which ensures that your download will originate from AfterDawn.
You will first download the download assistant. After you have downloaded it, run the small executable to start the download.
Depending on your location you may see 3rd party sponsored offers during the installation. You may opt out of the offers by clicking on Skip or Decline during the installation, or by unselecting the un-wanted software options from the installer.
The download is bundled with sponsored offers to cover some of the costs of maintaining our download servers. If you prefer a non-installer version, please click here to download the software without the installer.
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text:
- Home
- Web page design
- Web page design contests
- Fun, bold design for woman-focused online magazine/portal
Sarah Lewis got their new web page design by running a design contest:
Fun, bold design for woman-focused online magazine/portal
Check out Sarah Lewis's Web page design contest…
The Brief
I'm creating a dynamic online magazine/community/portal site targeted at married women between 20-40 years old. Looking for a design that can handle a lot of information in a clear and fun way. I'm an experienced contest holder--I give useful feedback and don't abandon contests!
Company name
hasn't been determined yet; just put something generic
What's your vision?
Tagline: hasn't been determined yet; just put something generic Desired Color Scheme: bold colors preferred; keep in mind the female audience, though Desired Style: fun but stylish, clean, modern Accepted File Formats: Layered Formats (.psd or .tiff); Fireworks layered PNG preferred This membership-based site will mostly be made up of articles, with extras like polls and contests. I'm looking for a magazine feel, with good photography accompanying the articles, and articles submitted by members as well as staff. Target audience Married women between 20-40 years old who are looking for advice, validation, and ways to connect with other women. They approach life from a Christian worldview but are not boring or mousey; they're smart, time-crunched, and looking for meaning. DivineCaroline is probably the closest to the site I'm creating. They are a general women's site, where mine will be specifically for married women with more focus on how to grow relationships and tackle the ho-hum issues of life. General guidelines - the central focus will be 1-3 featured articles (open to your judgement on how many) with photos - additional content will include headlines with short excerpts from posts (and possibly small photos), a featured member, a poll, and an "about" blurb - search and "log in" features should be prominent - there should be room for ads, particularly the square and skyscraper ads - categories (for navigation and for content sections, if you choose to show them) are Love & Sex, God, Friends, Family, Home, Work, Play, Health - as a membership site, it would be helpful to show where "Your Profile", etc., might go Examples of sites I like DivineCaroline What I like: - feminine feel without being too cute (they have a similar target audience) - several ad positions and creative sponsorships (like the poll) - "about" section placed prominently - lots of information bt it's clear what you're looking at - cleanWhat I dislike: - colors seem a little blah - awful lot of serif fonts - top ad placement seems too overtOutside Magazine What I like: - bold colors - space for advertising - lots of information but still easy to find things - clear headings on different sections - excerpts along with headlinesWhat I dislike: - the ripped-paper edges (works for them but seems more masculine somehow than what I'm after)iVillage subsite What I like: - definitely feels feminine (though I prefer bold colors to pastel) - search is right at the top and easy to find - "log in" is also easy to find - creative headings and colors for sectionsWhat I dislike: - top ad placement seems awkwardgURL What I like: - fun, funky colors and layout - prominent poll - top menu is a good overview of the options - "log in" is easy to find - headline font fits well with designWhat I dislike: - limited ad space on front page - probably a little too trendy for my audienceBest Life Magazine What I like: - strong, bold lines - clear headings - very visible search - clear, concise navigation - simple colors and lines that complement the photos and keep the overall look from being overwhelming - strong, useful footerWhat I dislike: - masculine colors (I know, it's a men's site!)  Inc. What I like: - lots of ad space - the division between a "main" post and other featured blogsWhat I dislike: - corporate feel in colors, fonts, and layout (it works for them, not for me) - long side navigation Feedback policy: I feel that all entries deserve some feedback, so I promptly rate every entry. However, because I usually receive many entries and only have an hour or so per day to review them, I am only able to provide detailed feedback to entries that are fairly close to what I'm looking for (usually those rated 3 stars or higher). If your entry is given 1 or 2 stars, it's not personal; it just means it's not a good fit for this project. If you wish to continue submitting entries for this contest, you're welcome to do so, and my best advice is to re-read this brief, look at my example sites, and look at the entries that have received higher ratings. Try to identify what makes them a good fit, and emulate those concepts (but don't copy someone else's entry!).
The Brief
Custom package
Every design category has flexible pricing for all budgets. Web page design starts at £469.
File deliverables
Full copyright with production-ready files for digital and/or print.
It all began with a design brief.
A quick, interactive guide helped them understand their design style and captured exactly what they needed in their web page design.
Designers across the globe delivered design magic.
design entries
You'll get loads of concepts from experienced designers around the globe.
Work with talented, professional Web page design designers to turn your ideas into reality.
Select your favorite custom Web page design (Or two! Or three!). And the design is all yours.
Sarah Lewis collaborated with designers to refine their ideas
Rate designs
When design entries come in, you can rate them so designers know what you're looking for in your logo design.
Give feedback
99designs has great collaboration tools so you can pinpoint and capture your ideas
And then… they selected a winner!
Along the way, they met lots of talented designers…
We think contests are a super fun way to get design.
Recently completed contests:
Sci-Fi novel cover to appeal to young adults
Males and females 18-35. People interested in Young Adult stories, sci-fi readers, people who like serious character dr
Teens and adults. All genders.
T-shirt design 'I love Lenny' for a dog Activity, Training, and Learning Center
Ebook cover design for a brand new chain of tip books, starting with a Python Programming Tips Book
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Let's empower women to live their ideal life. Book cover -for women.
Single women between the ages of 35-65. They live in the USA, love to travel, enjoy food, wine and luxury goods. Maint
Fulfillment company ShipBuddy.com needs a logo
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Create a powerful logo for a web agency for female entrepreneurs
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Book Cover Design for a Poetry Book (Covid-19 Lockdown)
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Growth Capital Services is a registered private placement and M&A securities firm that provides back office services to


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Hidden Treasures - April 2013
It's kind of like finding the Holy Grail or buried treasure. The odds of it happening are like winning the lottery. Still, it happens. People find rare Mopars that have been hidden away for not just years but decades.
We call them "Barn Finds" because they often seem to be found in rural areas in some old building that nobody has used for many years. In this case, this one was rescued from a barn in central Iowa.
Maybe rescued is a bit of a stretch in that the previous owner knew what it was when he acquired it back in 1988 and stored it away, waiting for the day when it would hopefully be worth something. It has been rescued, though, in that John Balow of Muscle Car Restoration in Chippeway Falls, Wisconsin, will get to return it to completely original showroom condition. But before we get to that, let's talk about this 'Cuda's history.
It was built along with six others exactly like it, on August 1, 1969, at the Hamtramck, Michigan, plant. The serial numbers of all six were all within an eight number spread, meaning that they pulled six 'Cudas out of an eight car sequience.
Their purpose was to promote the new 'Cuda body style for 1970 to the Canadian markets and one was sent to a dealer in each of the Canadian Provinces. This one is believed to have been shipped to Centennial Chrysler-Plymouth in Ontario.
They all received a 440 Six Barrel and a 727. They all came with a white interior and top, and the Vitamin C Orange paint got the special show car finish. Black hockey stick stripes and rocker moldings were also added.
A few oddities lead John to think that these 'Cudas didn't start down the assembly line with these intentions. The biggest oddity is the 22-inch radiator instead of the normal 26-inch version found in big-block cars. Another is the standard non-Rally dash (no tachometer) and the small speedometer. And an open 8 rear with 3.23 gears also doesn't seem in keeping with the performance image these cars were supposed to portray.
The thought is that the sales guys needed to get some promo cars into the Canadian market in a hurry and simply got permission to pull some out of regular production, throw in the big 440 in 'em, dress them up a bit and get 'em down the road. Maybe they thought they could get away with a 22-inch radiator in the cooler climate up there. This is all just pure speculation, of course, but it could explain the odd combination here.
Once up north, this one did get some street miles as a dealer demo, but it wasn't too long before it was moved to the dragstrip to promote the performance of the new model and likely the dealership as well. Obviously, this one was ridden hard and long after its usefulness as a promo car was used up. Its exact history is not known except that it saw a lot of time on the track.
Clearly there is not much left. At some point, the original engine was removed—possibly after a rod-ventilation experience, so when John got it, it didn't have the correct engine, bat at least it's a Six Barrel 440 that has some correct parts on it. MCR has yet to determine what they can use. The plan is to return the 'Cuda to showroom condition, but since the original engine is gone, the restoration will be as if a "factory warranty replacement" engine and transmission was installed. It will not be numbers matching but would be era correct for a car that needed a few replacement engines during its life, though none under any kind of a warranty.
In the end, John and the guys intend to do a full restoration of this rare piece of Mopar history. Luckily, our readers will be able to follow along and see what it takes to return a really rough "basket case" to its original beauty. John has graciously agreed to give as an exclusive with this project, so you won't find the usual progress photos on the MCR website until after you see the feature on it in Mopar Muscle. In the meantime, every few months, we'll bring you an update as the project progresses. However, you can watch the MCR site for advance notice of the next installment. MCR's goal is to reveal it to the public at the 2013 or more likely 2014 Mopar Nats.


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Jeju City
What you need to know before you go
Jeju (sometimes known as Cheju) is a paradise for couples and honeymooners. Located off the southern coast of South Korea, the island is serviced by an international airport that has regular service from parts of Japan, Shanghai, and mainland South Korea. A big advantage the island has over nearby Korea destinations is its sub-tropical climate. During winter, the northern part of island occasionally experiences light snow in winter while tangerines are being harvested in the southern end.
Jeju is known for its natural wonders, from waterfalls and beaches to snow-capped peaks. The island has had a unique culture of its own and there are many ways in which you can catch a glimpse of this island's history and traditions.


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Welcome to SMC Renault
We are staffed by a very dedicated team of professionals who are extremely focused and collectively can offer you many hundreds of years' experience with the Renault brand.
SMC Renault operates from three locations across Surrey & Hampshire in Aldershot and Weybridge, offering new car and LCV sales, full aftersales facilities for both cars and light commercial vehicles including MOT and also have a Renault approved bodyshop. We can offer you an extensive parts department, which can offer many parts off the shelf and these can also be ordered and delivered to your home from our online parts department. we also operate a full Renault Approved service at our Woking branch, which offers a full aftersales facility for Renault cars.
We have a large selection of used cars and vans in stock as well as access to many more, so if you can't find what you are looking for please tell us and let us do the hard work for you. These can be purchased online and delivered to your door, contact us for full details of this service.
Our workshops are staffed with fully Renault trained staff and are equipped with all the latest diagnostic tooling necessary to work on the entire range. We have a dedicated Renault van service at our Aldershot and Weybridge branches, together with car service and MOT at our Woking branch. We also offer Class 5 MOT at our Aldershot branch (commercial vehicles up to 3.5 tonnes).
We are committed to offer not only the best value for money, but also the highest level of customer service, as over the 30 years we have done much of our business by word of mouth and recommendation, but if you feel we have not matched up to the level of service you would expect, please tell us, as we are unable to improve further if you don't tell us, good or not so good.
I hope we make your dealings with SMC Motor Group pleasurable and I would personally like to thank you for taking the time to stop here.
James Kimber
Managing Director


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Joy Hawkins has spotted a new type of local display showing for the search Flushing Auto Insurance where additional results are pinned but NOT numbered.
Joy hypothesized that the result is a function of rich snippet formatting of the address being on the website. That however does not appear to be the case as neither site seems to have rich snippet information. Actually the more I look at the example that Joy is showing of the before and after, what I think we are seeing is a new more obvious Plus Box display. These typically will use reliable web based address information but it need not be rich snippet in nature.
I am curious if you are seeing these types of results on other searches? Is it a test? How widely visible is it? Let me know.
Update: Once I realized that this is likely to be a new type of Plus Box Display, I searched results that have in the past returned the Plus Box and saw this new type of result:


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At Excalibur Communications we do more than just sell a product, we establish long term partnerships that align with your business.
We have a dedicated, motivated workforce with a desire to build relationships, add value and deliver exceptional service.
High quality solutions and service come as standard as well as a strong community ethic. Our team are working hard to create a new blueprint for business.Our customer charter
We focus on helping businesses transform how they harness technology to improve customer experience, enhance employee engagement and ultimately drive growth.
Our solutions are tailored to your business. No matter what industry you operate in, we'll help you to work smarter by using collaboration and productivity tools that deliver now and into the future.
Security comes as standard with every product, ensuring your company data is never at risk.Our solutions
The Excalibur brand is underpinned by a clear statement of service, a customer charter and continuous monitoring.
Our average customer feedback score is one of the highest in the industry and the comments are used to shape our service.
Our awards, accreditations and partnerships are a reflection of the hard work our team put in. They ensure that each customer has an exceptional experience with Excalibur.Our Service commitment
As a business our impact on the community around us is something we take seriously. By using local suppliers, employing local people, supporting charities, events and organisations in the South West we aim to make a difference.
Setting an example
Our awards for services to the South West and workforce engagement cement our promise to deliver to the wider community and everyone who works with and within Excalibur.Excalibur Values


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Bike Clothing
- Men's Bike Clothing
- Women's Bike Clothing
- Helmets
- Arm & Leg Protection
- Mountain Bike Apparel
- Military Cycling Apparel
- Youth Cycling Apparel
- Cycling Accessories
Triathlete Sports is your bike apparel headquarters. From shoes to helmets, we've got everything you need from head to toe. We offer a great selection of bike shorts, bibs, and tights to keep you cycling year round. Our selection of bike jerseys will allow you to find anything from a pro fit racing jersey to a more relaxed fit training jersey; we even offer a variety of long sleeve jerseys for when the weather starts to get cool.
Our bike apparel section also includes a great selection of bike jackets & vests to give riders that extra protection from the elements. Triathlete Sports offers customers a nice selection of cycling helmets as well as just bike apparel. We carry everything from entry level helmets to state of the art, ultra light weight, and incredibly breathable racing helmets; we also have a nice selection of Time Trail, aerodynamic, helmets. Our shoe & toe covers, gloves and sunglasses collections top off our bike apparel section and helps Triathlete Sports provide cyclist with everything you need for all of your rides.


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Blank Check Template In 2020 | Printable Checks, Templates With Excel Template Check Printing
Excel Template Check Printing is another of the interior ideas, that you can use for your Templates. There are a many pictures, that have been posted on Wednesday 30th, September 2020 19:37:25: PM, which you can ideas as a consideration in the content Gallery of Excel Template Check Printing.
So, if you are interested by the ideas of the content Excel Template Check Printing, please share with your friends.
There are images in this Excel Template Check Printing digital imageries, click thumbnail below to view the large version of other photographs.


text: Lets see if we can help in changing the playlists at various stations. Request songs to be added or deleted to the current playlists. Also suggesting songs be sent to other stations that better fit the song can help too. Hopefully this will help in getting a better variety on these stations as well as keep them Rocking.


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Indiana Pacers (16-12) @ Golden State Warriors (17-15)
Start time 7:30 PM PST @ The Arena in Oakland
Probable starters for the Golden State Warriors
PG - Baron Davis
SG - Jason Richardson
SF - Mike Dunleavy
PF - Troy Murphy
C - Ike Diogu
Probable starters for the Indiana Pacers
PG - Jamaal Tinsley
SG - Sarunas Jasikevicius
SF - Stephen Jackson
PF - Jermaine O'Neal
C - Jeff Foster
Team Leaders
PPG - J. Richardson (23.0) | J. O'Neal (22.3)
RPG - T. Murphy (8.6) | J. O'Neal (10.0)
APG - B. Davis (9.5) | J. Tinsley (5.4)
SPG - B. Davis (1.8 ) | R. Artest (2.6)
BPG - A. Foyle (1.7) | J. O'Neal (2.3)
Matchups this Season
Jan 5 - Indiana Pacers @ Golden State Warriors
Feb 10 - Golden State Warriors @ Indiana Pacers
Game Thread: Indiana Pacers @ Warriors 2006-01-05
Talk about the upcoming Warriors game here
Moderators: Mr. Crackerz, JREED, Guybrush, 32
Jermaine might not even play, he didn't today again. If so, the Warrors by 15 to 20! I think this could be the first truly thrashing win the Warriors have had! Baron has no good defender on him, likewise JRich, Murphy should get all the shots he wants and the Pacers don't have many scorers without Tinsley and O'neal.
Warriors by 15 - 20!
Warriors by 15 - 20!
migya wrote:the Pacers don't have many scorers without Tinsley and O'neal.
But they're still a really good defensive team. And they have enough scorers in their backcourt to stay in the game. That gives them a chance to win.
Warriors +3.
Yeah, don't count out the Pacers. Like the Spurs, Pistons, Jazz, and Grizzlies, they are very fundamentally sound, which is exactly the kind of team that gives the W's trouble. I love the Warriors and I'm happy they're doing well and finally have some talent on the team, but a fundamentally sound team they are not.
- Posts: 121
- Joined: Thu Jan 05, 2006 8:25 pm
WOOOORD!!! 1st post on this board.... loooong time fan.
Lets do this tonight!!
Warriors bounce back tonight, win by 8.
Pacers- 96
Warriors- 104
Lets do this tonight!!
Warriors bounce back tonight, win by 8.
Pacers- 96
Warriors- 104
- Posts: 773
- Joined: Thu Nov 24, 2005 12:21 am
Starting Lineup
WTF is wrong with this team tonight 34-14 in the 1st QTR With NO JERMAINE O'NEIL!!
Anyone here think they are out of it becasue of the possible trade? This is pathetic...
Anyone here think they are out of it becasue of the possible trade? This is pathetic...


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1st Movement. Tony Rymer, cello and Dina Vainshtein, piano.
How to use lessons
Hello and Welcome!As a kid, I was unbelievably fortunate to have had five of the greatest cellists of the 20th century as my mentors, my teachers. With these CelloBello lessons, I want to pass their knowledge and inspiration on to you. And I add my own perceptions from having played more than 3000 concerts, from 50 joyous years of performing and teaching. Music is humankind's deepest, most personal form of communication. A successful performance transmits a message, affects, moves an audience. Learning to perform demands discussion of the philosophical, the psychological, the intuitive. How do we turn insights, feelings, mood, character into sound? In these lessons, I try to give you the tools of expression - practical, "how to" instrumental advice that will help you create beauty and meaning through your instrument. My greatest joy now is to help those younger than me in their own musical pursuits.
Using CelloBello Video LessonsThe immense satisfaction that comes from productive practice, from the process of striving and acheiving, is possible for everyone. Regardless of age or level, your growth as a player is synonymous with developing your physical and aural awareness - they are the path, the only way to mastery. We take it for granted that as musicians we listen to ourselves, but in reality our brains and hearts are filled with much that can interfere with both good physical habits and true quality listening. Everything I teach, from shaping a phrase, creating a color or bouncing the bow, I relate to a corresponding physical feeling... and to deeper and deeper levels of listening. View the lesson with real focus and concentration. Most of these lessons are very dense with information - while they may appear somewhat casual and much like a normal lesson, they have been planned and edited so that every sentence means something. Read the Feel, Think and Listen text under the video - they were carefully chosen to help you know how to practice, and there is important, supplementary information not in the video. View the lesson more than once. Many cellists have told me that re-watching after having practiced and lived with the ideas for a week or so really helps - there is often a point or subtlety that makes more sense after a few days of struggle! View the Essential Related Videos available to you on the right hand side of each lesson page, as together they lead to more complete understanding. There is no way in a 2 or 3 minute lesson to teach a subject completely, so realize that every lesson by itself is incomplete! All the little pieces of technique affect and inform each other, so watching bundles of related lessons really helps. A collection of isolated cello lessons that the player doesn't integrate is missing the point. In the end, we want to transcend the frustrating technical difficulties that get in our way so that we can create, express, inspire. Individually and collectively we carry forward the tradition of our art form, enrich our own lives and bring music to those around us. Music is a human need - that's why we play! I hope these lessons help you. - Paul Katz
How to Turn On Subtitles
For CelloBello-approved subtitles in various languages via dotsub:
- On bottom right of video player, click CC icon
- Click Settings icon
- Click Subtitles (CC)
- Choose language (via dotsub)
- On top right of video player, click ⋮ icon
- Click Captions
- Choose language (via dotsub)


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Police Blotter for June 15
New York State Police
Friday, June 14: Kalen J. Sellin, 20, of Camden, was charged in the village of Sylvan Beach with driving while intoxicated and aggravated driving while intoxicated.
Oneida City Police
Thursday, June 13: A 16-year-old from Oneida was charged with petty larceny. The youth allegedly to have stole merchandise from Walmart, and is scheduled to appear in Oneida City Court on June 21.
Thursday, June 13: William G. Coon III, 30, of Main Street in Oneida, was charged with seventh-degree criminal possession of a controlled substance. Coon allegedly possessed a schedule IV controlled substance. He is scheduled to appear in Oneida City Court on June 28.
Thursday, June 13: Luis P. Alvarez, 35, of Penguin Drive in Cortland, was arrested on a bench warrant for allegedly failing to pay restitution as ordered and failed to appear in court on a charge of issuing a bad check. He was arraigned and committed to Madison County Jail in lieu of bail set at $500 cash or $1,000 bond. He was scheduled to appear in Oneida City Court on June 14.