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Lesson Plan Civil War: Face Jug - Presentation: (language and content material goals, comprehensible enter, techniques, interaction, remarks) before: 1. Teachers ask students to clear off desks. 2. Instructor will play the video off of youtube. Ask college students if they're familiar with that video.
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, significant lesson plans guiding questions in order to provide the framework for the lesson. (Reply to each query.) Who will you be teaching? (Identify pupil grade stage in addition to educational functioning degree and specific wishes of individual students) tenth grade u.S. History who (if anyone) will help with the presentation of this lesson, and what's going to their position be? No assistance what is the lengthy variety intention(s) that is tied to this lesson? College students will understand long time principles of difference between past, gift and future, chronological order, purpose and effect, sequential order of historic narrative, information presented in time strains, continuity and alternate, and context for events, fact verses opinion, reason and consequences, illustrations in historic files and stories. What is the particular learning goal(s) for this lesson? Students will create a meograph on a trainer assigned u.S. President solution the following factors: call; crucial dates (ex. Delivery, marriage, political offices, demise ect.) Four student selected essential political activities and should encompass why, and affect on political birthday party or society. The student might be capable of (tswbat) display knowledge of the political workplace of the u.S. Presidency thru school room discussion to a 90 level of efficiency. Tswbat understand and offer demonstration of chronological events through the advent of a meograph to 90 degree of information (the use of instructor created rubric) tswbat analyze presidential statistics and historical data that allows you to completely display knowledge cause and impact, reality verses opinion, become aware of political and cultural contributions. What prerequisite abilities/information will students need to successfully get entry to and take part on this lesson? This lesson is an evaluation of unit concept: chronological order/time strains, students will exhibit their knowledge of time traces and chronological order by presenting a meograph on a teacher assigned u.S. President. College students could be making use of their studies and studying skills used within each project in magnificence and be defending their solutions. While within the tiers of gaining knowledge of will this lesson be provided? (Is it a mastering acquisition lesson, getting to know fluency lesson, mastering maintenance lesson, or studying generalization lesson?) Studying upkeep lesson: concept comprehension whilst will this lesson be completed? (Will or not it's a one-day lesson or a multiple day lesson?) Four day lesson (day one; trainer guidance on meograph and offering instance of undertaking, day two; research on president, day three; whole studies and start meograph, day four; complete meograph and final overview due at the stop of the period.) Where should this lesson be offered to make sure maximum scholar get admission to and participation? (Pc lab, school room, technology lab…) and what substances will be wished? How will technology be incorporated into the lesson? Lesson might be presented in school room and cell lab will be used in elegance substances: net browser, scholar bills and e-mail, net tool meograph era: college students can be the use of the net to finish research the usage of teacher supplied hyperlinks and meograph why are you planning to educate this lesson? Why have to this statistics/ability be offered to the students? Lesson is getting used to check and check for understanding of chronological order/time lines skill should be presented to students with a purpose to hold constructing ncss standards and pennsylvania instructional requirements how does this lesson relate to the pa academic requirements? Eight.1.9. A: analyze chronological thinking. (Distinction among past, present and future, sequential order of ancient narrative, statistics presented in time strains, continuity and exchange, and context for occasions.) 8.1.9 c: analyze the basics of historic interpretation. (Reality verses opinion, purpose and effects, illustrations in historic files and tales. ) Eight.Three.9 a: perceive and analyze the political and cultural contributions of people and corporations to the united states records from 1787-1914 (political leaders, army leaders, cultural and industrial leaders, and or innovators and reformers) ncss standards: subject 1.2 time, continuity, and change ncss requirements: subject 1.3 human beings, places, and surroundings ncss standards: subject matter 1.6 electricity, authority, and governance how does this lesson relate to the previous lesson? How does this lesson relate to destiny classes? This lesson concludes the evaluation of the middle presidents, reconstruction and hyperlinks to the approaching political and cultural evolution of the turn of the century. How will you decide if students have met the lesson goal? (Suppose assessment) see rubrics .

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(American, born 1912)
Winner of the Nobel Prize for Economics in 1976, Milton Friedman first aspired to become an insurance actuary. Despite his early love of mathematics, he failed several exams, however.
With the onset of the Great Depression, he turned his attention to economics and found his vocation. At the University of Chicago he steeped himself in the ideas of the classical laissez-faire economists. Work for the government followed and a Ph.D. from Columbia. In 1946 he returned to Chicago to teach, and there, over the next thirty years, he helped initiate a counter-revolution in economic thinking.
The prevailing economic wisdom of the day Keynesianism emphasized substantial central government planning and intervention in the marketplace. Friedman's early research convinced him that this approach was misguided. In 1947 he associated himself with conservative Austrian economist Friederich Hayek, who was an outspoken opponent of all socialist policies. Friedman played a key role in the formation of Hayek's influential Mont Pélerin Society.
To Friedman the quantity of money is the most important determinant in business cycles and inflation, and, accordingly, government should focus its attention on monetary policy rather than fiscal intervention in the marketplace. An outspoken advocate of both personal liberty and free markets, he has consistently argued for de-regulation and a reduced role for government overall.
Largely disregarded by America's mainstream power elite during the fifties and sixties, Friedman's star rose when some of the negative effects he had long predicted for Keynesian policies came true in the widespread economic "stagflation" of the 1970's.
Having advised conservative Arizona Senator Barry Goldwater in his unsuccessful 1964 presidential bid, he now found himself economic advisor to Presidents Nixon and Reagan, and to British Prime Minister Margaret Thatcher. In 1976, he moved from the University of Chicago to the Hoover Institute at Stanford in California.
Through books and a public television series in the 1980's, Free To Choose, Friedman has become widely known in America, but remains controversial. He was heavily criticized by liberals for his willingness to advise right-wing Chilean Dictator Augusto Pinochet after Pinochet overthrew the democratically elected government of Salvador Allende. Unfazed, Friedman has argued that if he could help re-establish a free market in Chile, political freedom would eventually triumph there as well.


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Bankruptcy has become common in Malaysia with 60 Malaysians being declared bankrupt every day according to BBC news report. 47% of young adult between age 18-35 have serious debt and those aged 35 years and above are making the biggest number of bankrupts in 2012.
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We deal directly with each tour operator, which means we can guarantee you the best price. If within 24 hours of your booking you find the exact same tour elsewhere for a lower price, let us know and we'll refund you the difference!
Yunnan Discovery
There is seldom a dull moment on this trip as it goes through a good diversity of scenic environments from snow capped mountains to green forests and a variety of ethnic villages. The riding is a real mixture as some days are short but have hill climbs, and others are longer, flat and fast, but they are all filled with jaw-dropping scenery. Add in a great deal of ethnic diversity and you have the recipe for a wonderful tour for enthusiastic cyclists.
- CategoryAdventurous
- TypeFully Guided
- Duration12 days
- Culture LevelAdventurous
- Skill Level3 - Intermediate
- Activity Level4 - Challenging
- Elevation4 - Challenging
- TerrainMountainous
- Distance321.2 miles
- Avg. Daily Distance40.4 miles
Itinerary Details
- Day 1Meet at Shangri-La
You will be met by a guide at the Shangri-La airport and then transfer to the hotel for check-in. The afternoon is free for you to explore this town, which once was a trading center between Tibet, Burma, and India, followed by a Tibetan welcome dinner.
- Day 2Shangri-La Loop
Shangri-La is very high at 3,300m (10,827ft) so after a bike fitting, a short high-elevation acclimatization ride around scenic Napa Lake will follow. After lunch at the hotel, you'll visit the spectacular Ganden Sumsanling Monastery, built at the instruction of the fifth Dalai Lama in the 17th century. The rest of the afternoon you are free to explore this Tibetan town.
- 15.5 miles
1,033.5 ft
1,033.5 ft
- Day 3Shangri-La – Bai Shui Tai
Today the tour departs Shangri-La with a short morning transfer to start the ride out of town. It will be a tough day with rides that climb up and down through valleys and across mountains with spectacular scenery to arrive in Baishuitai in late afternoon. Check in the hotel and see if you can still manage a walk up to the spiritual origin place of the Naxi people, the Karst Terraces "Baishuitai".
- 46.6 miles
- -2,880.6 ft
4,448.8 ft
7,329.4 ft
- Day 4Baishuitai – Tiger Leaping Gorge
There are a few short climbs and rolling sections in the morning, but you'll be rewarded with the view of Haba Mountain (5,396m (17,703ft)) towering above a beautiful valley. Then you'll head down to the Naxi village of Haba for lunch at a local guesthouse. Afterwards, the ride continues towards the Yangtse River Valley. When you reach the village of Yonke you'll turn into Tiger Leaping Gorge and cycle through one of the deepest and most dramatic gorges in the world.
- 46 miles
- -1,236.9 ft
6,154.9 ft
7,391.7 ft
- Day 5Tiger Leaping Gorge – Lijiang
Today the group continues through through the famous Tiger Leaping Gorge. The road leads to Qiaotou, where you'll switch to another road along the Yangtse River to Naxi, an ancient small city dating back over 800 years.
- 42.3 miles
- -1,128.6 ft
3,608.9 ft
4,737.5 ft
- Day 6Jade Dragon Mountain Ride
Today you'll explore the countryside of Lijiang by riding north on quiet back roads that take you to Suhe Village. The group will pass through a few Naxi villages on the ride to scenic Baisha, an excellent spot to stop and sample some ginger tea. After a moderate climb you'll reach the view point of the day, a place worth stopping for a picnic with views out over the flat plains that surround Lijiang. Afterwards, head downhill on the other side and cruise back with a gorgeous view of the Jade Dragon Snow Mountain. In the afternoon, visit the Mu Palace or Black Dragon Park or catch the performance of the Naxi Orchestra. Dinner is on your own tonight.
- 28 miles
610.2 ft
610.2 ft
- Day 7Lijiang – Shaxi
After a morning transfer, today you will take a journey into the heart of rural Yunnan. You'll ride over a pass, descend to a valley, and finally ride along the 'Old Tibet 214 highway' to Shaxi where you'll overnight at a wonderful local hotel with a courtyard.
- 55.9 miles
- -1,108.9 ft
3,986.2 ft
5,095.1 ft
- Day 8Shaxi Village Rest Day
Today is a rest day in the interesting town of Shaxi. This old town nestled in a valley is a perfect place to explore the surrounding villages and countryside.
- Day 9Shaxi – Xia Shan Kou
You'll start with another beautiful day of riding on the once very busy tea horse caravan route. Today follows the Heihui River, passing through villages to the town of Liantie. The day ends in Xia Shan Kou, where you can soothe your sore muscles in the famous hot springs.
- 52.8 miles
- -3,274.3 ft
3,093.8 ft
6,368.1 ft
- Day 10Exploring the town of Dali
On the last riding day, you'll head to the historical town of Dali. Today's cycling is along a flat paved road between the towering Canshan Mountain range and Er Hai Lake. Dali is an extraordinary town to explore with its gated city walls, bustling old streets and lakeside setting. It is a melting pot of different ethnic groups, reflected aptly in its amazing architecture, cobbled streets and colorful markets.
- 34.2 miles
- -118.1 ft
1,072.8 ft
1,190.9 ft
- Day 11Transfer from Dali to Kunming
The group will transfer by bus to Kunming (4-5 hours) for the last overnight. The rest of the day you'll have free to explore the city before meeting to have a farewell meal together.
- Day 12Departure
Have your last breakfast with the group before your onward travel.


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Fallout 4 amd fix
I realize there is a lot of inbreeding in the Northeast, but a half dozen or less of the same faces stuck into different outfits is not variety. Jun 19, 2017 · Quick Tip: Fallout 4 - TAB Key Stopped Working And Not Bringing Up The Pip-Boy? Here's A Possible Fix [Text-Only] I have been having a ton of fun playing Fallout 4 lately [again, building up my Settlements too much and ignoring the Main Storyline!] and ran into a 'small-but- game-stopping ' issue where the TAB key appeared to stop working. This works in most cases, where the issue is originated due to a system corruption. Unfortunately, we cannot run Fallout 3 on windows 10 without steam. 7 GHz or equivalent. To fix this, you're going to need to adjust three different files. These are: For Processor – Intel Core i7 4790 3. Fallout 4 is one of the coolest games that Bethesda has ever rolled out, and one of the important things about the game is the DLC that the company The Fallout 76 mouse lag fix is a little more complicated, On both the AMD and Nvidia Control Panels there you'll find the option to change individual settings either globally or per Dec 12, 2017 · Bethesda just published a fix for this specific issues for the game's beta version. 11 is available as a Beta driver and supports Fallout 4 as well. So if you are having the same issue, then I have Since Fallout 4 is a high-end game, it has a lot of specifications and requirements that must be met. Then in winecfg, allowing mouse capture and emulating virtual desktop fixes it. ini" file as you would normally, modifying the "uGridsToLoad" variable to the desired value. txt file Nov 27, 2015 · @ Patrik -- read my post again, but this time without cynicism. To resolve this, we recommend adding Fallout 4 as an exception. If the framerate in Fallout 4 exceeds a certain amount - generally 60 FPS - serious physics, animation and audio glitches, and game-breaking bugs, start occurring. dll files from the previous 15. Right now, there have been no reports of these vulnerabilities being taken advantage of in the wild. by the way, i'm using (my ol baddass GPU) AMD Radeon HD6850 with Crimson driver version. for new releases, they can fix bugs, provide more performance and . Nvidia GTX 1050-Ti. Plus a chance to get your Pip-Boy fix. It is 5th major release in the Fallout series and was displayed worldwide on November 2015. Mar 20, 2018 · AMD has officially confirmed the validity of the RyzenFall, MasterKey, Fallout, and Chimera vulnerabilities that came to light on March 12, and said it would be releasing patches in "the coming Mar 13, 2018 · AMD is investigating a report published today by an Israeli security firm disclosing the presence of 13 security flaws affecting AMD Ryzen and EPYC processors. Nov 25, 2015 · Page 1 of 22 - Fallout 4 Crimson driver compass fix for AMD - posted in File topics: Fallout 4 Crimson driver compass fix for AMDAMD who updated drivers to the latest Crimson driver have been reporting an issue where their compass starts flickering and becomes unusable. All the servers for the game will be dedicated, with the player automatically Did you know? Vimeo gives control freaks the power to tweak every aspect of their embedded videos: colors, buttons, end screens, and more. Fallout 4 - Gameplay may be choppy in AMD Nov 25, 2015 · Fallout 4 Crimson driver compass fix for AMD 25 Nov, 2015 Patches. Nvidia GTX 1080. Change bForceIgnoreSmoothness=0 to bForceIgnoreSmoothness=1. All you need to do is find Fallout 4 VR in your Steam library, right click and go to Properties, then hit the Nov 26, 2018 · Kill Ping is a ping-reducing gaming software which works to help you get rid of ping and lag related issues. Then Bethesda released a patch for the game which introduced a Crossfire compatibility issue, and Nov 10, 2015 · Bethesda Softworks has released a quick fix for Fallout 4 on PC related to a game crashing bug. CPU: Intel Core i5-2300 2. Feb 28, 2016 · Always had AMD cards. and it seemed the simpler fix that constantly having to go In Fallout 4 on Low, the performance impact seems to be less than 10%. Fallout 3 game is also a part of the Steam Community. I find this still rather unacceptable by AMD. Nvidia, nor AMD nor Apple or MS can afford to test every system combination or every software combination out there that users have because it would take 1000s of extra employees. Bethesda Game Studios, the award-winning creators of Fallout 3 and The Elder Scrolls V: Skyrim, welcome you to the world of Fallout 4 – their most ambitious game ever, and the next generation of open-world gaming. Did you buy a 144 Hz monitor for "indoor areas" gaming only? I must admit it "Very high FPS at any cost" is a personal decision, i respect it. Aug 04, 2018 · Fallout is a single player Action role-playing game developed by Bethesda Game Studio and available on the Common platform including Windows, Xbox, and PS4. Work together, or not, to survive. But some of its earliest players have found bugs besides radroaches - and others have seen more than Nov 29, 2017 · If Fallout 4 wont launch then some ways to fix it are: Taskbar. By removing the number of Polygons in one Meshe you can greatly increase performance. Nov 26, 2018 · Kill Ping is a ping-reducing gaming software which works to help you get rid of ping and lag related issues. Dec 18, 2015 · AMD Radeon Crimson Software Edition 15. This is sort of a two-in-one fix – at least, it was for us. Nov 25, 2015 · Page 3 of 22 - Fallout 4 Crimson driver compass fix for AMD - posted in File topics: In response to post #30976370. Other than that I cannot really help, I just published this as an easy way to help others as well since I know this makes the game unplayable for most people and AMD takes forever to fix their drivers. Updated drivers, got even more new stuff, (updated mb/pc), tried same setup with a different harddrive and version of windows, still same random regular crashes. VIDEO RAM: 3 GB (4 GB AMD) Now, that you know the system requirements of the game, let's go towards the solutions to fix the issues. This issue Fallout 4 has a locked 60 FPS due to all the games physics/mechanics being tied into the FPS limit, you go over 60 FPS the game starts acting crazy, you can disable the FPS lock in game but I would highly suggest against it. Other configurations, such as mouse input ratio, can be changed using Bilago's Fallout 4 config tool. ini files. Many PC gamers wants to know how to unlock FPS, change FOV, Skip the intro video, activate 21:9 support, remove mouse acceleration and many Nov 10, 2015 · Fallout 4 is a pretty great game. Download ENBSeries or ENBBoost for Fallout 4 from here. While it's likely that a forthcoming Nov 16, 2015 · Game-breaking Fallout 4 bug found on all platforms Players experiencing the glitch can report their findings to Bethesda as the developer works on a fix. . ABOUT FALLOUT 4 Bethesda Game Studios, the creators of Skyrim and Fallout 4, welcome you to Fallout 76, the online prequel where every surviving human is a real person. To fix the FPS issues of the game just follow our tutorial below and apply it to your game. So i looked for a console command for skyrim that can change those two things and it also worked for Fallout 4. Test your specs and rate your gaming PC. Nvidia GTX 1060-6GB. Fallout 4 is quickly becoming one of my favorite games of 2015 , but even I have to admit: there's a lot of things about 29 Jun 2018 We show you how to fix the most common Fallout 4 problems on PS4, Xbox One and PC. 6 GHz/AMD FX-9590 4. This bug was caused by an issue with the xaudio drivers and this latest fix will resolve this issue The other important benefit of VSync being enabled in Fallout 4 is that the game engine timing is tied to framerate. Enable "Adaptive Vsync"(Nvidia) or "Dynamic Vsync"(AMD) – Steps below; Play Fallout 4 stutter free! DIY Fix. Skyrim HKX files were bitcoded in 32 bit. Also, settings are different from game to game. Spoiler Derisat wrote: just says add to folder with exe. Update 3 includes a bug fix for ba2extract to unswap the width and height fields of Nov 12, 2015 · Setting AFR2 in the nvidia control panel was crashing the game for me. Graphics options are named so because they are *options*. Jun 18, 2019 · How to Fix Video_TDR_Failure BSOD: Before starting troubleshooting procedures, You should know that you will have to do it in safe mode, If you can't access windows properly. If you are unsure about how to adding a game to your anti-virus' exception list, you should contact the software developer for support. [82779] Fallout 4 - Gameplay may be choppy in AMD Freesync™ mode in Ultra mode at 1440p resolution. Fallout 4 for PC can be buggy sometimes. exe - a command-line tool to extract the contents of ba2 files * scriptdump. Nov 17, 2015 · Fallout 4's performance on AMD increases drastically with new Drivers. Especialy for those who using AMD Radeon GPUs/VGA card. net - is a reliable source of unique files and modifications for the game Fallout 4. Awards. Extract the files from either 'Patch' or 'Wrapper Version', depends on the version you downloaded. As the sole survivor of Vault 111, you enter a world destroyed by nuclear war. Start Fallout 4 and load up a saved game 2. Mar 22, 2018 · Four separate vulnerabilities have been identified, and they are named Ryzenfall, Masterkey, Fallout, and Chimera. control panel or amd equivelant and apply vysnc Fallout 4 always forces vsync unless you force it off in Nvidia's control panel or change some values in some . Fallout 4 Graphics, Performance & Tweaking Guide Intel Core i7 4790 3. Dec 23, 2015 · A great many Tom's Hardware readers are already immersed in the world of Fallout 4. Note: We This Fallout 4 PC error guide provide fix for how to Unlock FPS, Change FOV, Next to use vsync got to the nvidia control panel or amd equivelant and apply 6 Apr 2020 Latest Fallout 4 patch introduces Crossfire compatibility issue, AMD set to release driver fix. Many players are reporting that the game Fallout New Vegas Crashing in the middle due to which they are losing their game. It is totally NOT sarcastic. Modding it away will. 10. While I'm not generally one for fiddling with such sliders, playing Fallout 4 feels like I'm looking at everything through a toilet roll. C. Edit your "Fallout4Prefs. Sometimes Fallout 4 game random crashes when players are trying to run it or while playing the game. The texture pack weighs in as an additional whopping 58GB download to the base game! I feel sorry for those with metered internet or small SSD drives! But the real story isn't the texture pack or the 1440p PS4 Pro The best Fallout 4 mods in 2020. The Unofficial Fallout 4 Patch is a set of fixes from the mod community that aims to fix every problem not addressed in the official patches. 7 Fallout 4 freezing fix: This is more of a hardware oriented issue. I'm playing the game on a FOUR YEAR OLD AMD GPU that is mostly 60 fps with some dips down to 40 in crazy spots like corvega. After a few search on web, I found a post on Reddit updated by Zappdapper2. It didn't. Is no-one testing this? Or do they think nobody would notice? On a similar notice, I have another problem with the newest driver: I wish guys would just fix their settings instead of feeding into the "game works ruined fallout 4 hysteria". What CPU and graphics card do you have? Here are the Fallout 4 system requirements (minimum) * CPU: Intel Core i5-2300 2. Head here for NVIDIA and here for AMD. E. also some people are finding the game locked at 30fps. Fix for Fallout 4 blurry texture with TAA (fix) been playing the game with TAA on and holy chit is it blurry asf, I cant stand the jaggy image quality of not having AA on or FXAA option either, the antialiasing in this game is HORRIBLE. How to fix Fallout 4 crash on startup? Install the latest patch; Set the graphics options to low; Update 17 Nov 2015 Fallout 4's performance on AMD increases drastically with new Drivers. Fallout 2 Restoration Project combines these fixes with major modifications and additions and is closer to mod than patch. It is possible that your anti-virus software is causing Fallout 4 to crash on launch. Bethesda Game Studios, the award-winning creators of Fallout 3 and Skyrim, welcomes you to the world of Fallout 4 . Learn how to download and install Fallout 4 for free in this article and don't forget to share this post and site with your friends. We have created this comprehensive fix guide to help you out. Fallout 4, Just Cause 3 Bugs Fixed by AMD Crimson 15. If you need internet, Please boot into safe mode with networking. Shares. exe - a command-line tool to disassemble pex files. Fallout 4 Download with Crack + Serial Key (v1. Nvidia GTX 970 4 GB/AMD R9 290X 4 GB; Memory Fallout 4 looks more cartoonish like Borderlands with a hint of Disney. Really disappointed in It's pretty easy to do, and I've even broken it into 4 steps: Head over to Nexus and download the files Follow along with Tayten's installation video Enable "Adaptive Vsync"(Nvidia) or "Dynamic Vsync"(AMD) - Steps below Play Fallout 4 stutter free! DIY Fix Instead of using Tayten's, or another modder's . ini files, you can always make the edits Jan 14, 2016 · This is just a quick fix for those who having "GodRays" issue. Steam is a software where you can download all sorts of games distributed by Valve Corporation. Feb 11, 2020 · Other Fallout 4 errors are Lag, Low FPS, Stuttering. If you have an AMD card you are going to have to download Radeon Pro, and just look for the V Sync options within it to activate Dynamic 6 Mouse acceleration fix in Fallout 4: For this issue, open the configuration file which can be found at \Documents\My Games\Fallout 4\Fallout4Prefs. 1. Just wanted to say that you can use the Skyrim Crossfire profile for fallout 4. May 19, 2018 · Maybe. 6 GHz or AMD FX-9590 4. These flaws affect AMD Ryzen processors and EPYC server processors, which are both based on AMD's Zen microarchitecture. Nvidia and AMD recognize the problem with microstutter, and the solution is to 30 Nov 2015 Image: Bethesda. 1 driver to fix it while still keeping the performance Jan 11, 2016 · Lowering settings does not fix the issue. Save the changes to your "Fallout4Prefs. Before you make any changes to this file, you may want to back it up to another directory. Find out how to fix common errors with our guide! Compiling a list of all the weird things that impede progress, we'll show you how to make the game play as it was meant to be played. Bethesda recommends the following steps to fix the fog glitch: Confirm Fallout 4 is not running. Fallout Preference File Tweaks. Nov 27, 2015 · Fallout 4 seems unable to detect the dedicated AMD Radeon HD 7600M card on my HP Envy m6 laptop, and instead only uses the integrated (and terrible) Intel HD graphics. Medium would look to be a little more than 10%. Nov 13, 2015 · Fallout 4 is the series' 5th installment, based on a modified version of the Creation Engine used for Skyrim in 2011. No idea what the problem is. Hence, if you are facing issues like Fallout 76 lag, this might be the best fix for you. The base female models are not as good as Fallout 3 and not aesthetic. These Fallout 4 PS4 performance issues are reminding me of the Fallout 3 on PS3 problems all over again! AMD boss hypes the hell out of Fallout Nov 16, 2015 · Game-breaking Fallout 4 bug found on all platforms Players experiencing the glitch can report their findings to Bethesda as the developer works on a fix. If the frame rate of Fallout 4 on your system drops, everything will slow down. When i try to launch on fullscreen, the game doen't launch (i cannot even see the intro) and Windows tells "Fallout 4 is not responding". Nov 16, 2018 · If you are looking fto change some settings in Fallout 76 then here is everything that you need to know in this Fallout 76 PC tweaks guide. How to fix Fallout 4 Crashes and other issues: 1) Fallout 4 Crashes, your game might crash when you are trying to start it or randomly when you are playing. 1 hotfix driver brought Crossfire improvements to Fallout 4 when it arrived yesterday. How well can you run Fallout 4 @ 720p, 1080p or 1440p on low, medium, high or max settings? This data is noisy because framerates depend on several factors but the averages can be used as a reasonable guide. Jan 16, 2016 · Like some of you, I have a high end AMD rig that should be MORE than capable of running this game falwlessly. It fixes bugs which are not fixed by developers and community tools. 1440p 144hertz freesync display. Also any ultrawide users here is a good site with some nice tweaks on how to get it up and going, playing a nice Nov 28, 2018 · 4. How To Fix Fallout 4 Game Crashes How to speed up Fallout 4 loading time. 8 GHz/AMD Phenom II X4 945 3. Fallout 4, Guides / Fallout 4 is locked to 60 frames-per-second on the PC, 30 on consoles. Intel has help for a surely AMD will fix it in a driver update in the future, how long will it take is a good question thoughnvidia driver released 1 day before the 31 Oct 2018 I tried the same thing with an AMD graphics card, only using the AMD Fallout 4 was patched to fix that issue, as far as I can tell, but if you go 22 Jul 2018 So here's the easy fix for microstutter: a variable refresh monitor. In particular, do not use first-person or forum-style speech. 1 hotfix driver released, resolves flickering issue seen when using Fallout 4 Crossfire profile Nov 11, 2015 · Since AMD has had performance issues with this game, which were primarily due to Godrays, we decided to retest Fallout 4 with these new drivers, hoping that AMD have been able to address the issue, which thankfully they have. AMD released a quick follow up to Tuesday's (02/02) Radeon Software Crimson Edition (RSCE) 16. Ultra in one game is not Ultra in another game. If my old ass video card can do it, your 390 can do it better. I. Hopefully it's properly done and not just another AFR2 profile. Hunt down raiders with your android buddy one moment Fallout 4 Game Free Download Torrent. On windowed mode the game works, but i want to play it fullscreen (playing windowed i have stuttering and i don't like it). Navigate to Documents > My Games > Fallout 76 and launch Fallout76Prefs. MasterKey, Fallout, and Chimera AMD's 16. Fallout 4, shipping tomorrow, is built on the Jan 08, 2019 · Apart from the above-mentioned requirements, following additional requirements can avoid errors while running Fallout 4. Eager to start enjoying Fallout 76? If you're having issues with the game crashing, stalling or freezing. From there , find the AMD - https://www. A few graphical options aren't available up front—they require a bit of digging and . But some of its earliest players have found bugs besides radroaches - and others have seen more than Fallout 4 is dead good, to paraphrase our Matt in his rather more extensive and nuanced review. The protagonist is the only one who survived in Vault 111, located in the vicinity of the city of Boston. ini and I have the same problem. So two perfectly working drivers for Fallout 4 is apparently an issue now and a later driver having a minor bug is the end of the world? Jul 13, 2019 · Fallout 4 is the 5 th release in the Fallout series and is an open-world game which is based on a post-apocalyptic environment. How to Fix Fallout 4 Far Harbor Errors Tutorial: Our team of developers managed to release a patch that helps you fix the errors described above. Fallout 4: no sound, no cinematics sound issue, solve no sound problems, no music in background, no voice gameplay; Fallout 4 out of memory errors - Your computer is low on memory; Fallout 4 - DirectX Crash - DirectX function "GetDeviceRemovedReason" Fallout 4: Unable to run the game. Thank you for your time. The max payne method in the video hasn't crashed for me yet. The issues started when AMD released their new drivers, which added a Crossfire profile for the game Fallout 4 Language Fix (How to change laguage from Russian to English) How to change Fallout 4 language from Russian to English Download Xatab repack (or any other repack) and install it. Instead of using Tayten's, or another modder's . Their is currently no Fallout 4 Profile yet. dotnet40 needs to be installed for it to launch, otherwise it works pretty well. So the only moment you ever encounter this bit problem for now, is when you want to IMPORT existing fallout 4 animation from hkx into max. for detail tutorial visit my page on n This is just a quick fix for those who having "GodRays" issue. Fallout 4 system requirements: Can I Run Fallout 4. 12 update has fixed a number of issues with Just Cause 3, Battlefront and Fallout 4. Quite silly to compare them in such a way. (i don't know if this 27 Feb 2017 r/fo4: The Fallout 4 Subreddit. I wonder if it would be even better by setting the SLI profile to skyrim. The guide has been divided into three big parts. We're here to show you how the game runs across a wide range of graphics cards, resolutions and detail settings. To fix the issue, AMD just released another hotfix for their AMD Driver 16. Winner of more than 50 Game of the Year awards, including top honors at the 2016 D. Please observe the editing guideline. 11 Jan 2016 How to fix Fallout 4 Errors: Crash, Black Screen, Poor FPS, Freezing, RAM; Graphics: NVIDIA GTX 550 Ti 2GB/AMD Radeon HD 7870 2GB or 21 Jan 2020 We've included instructions below for enabling V-Sync with NVIDIA Control Panel and with AMD Catalyst Control Center. For Video – NVIDIA GTX 780 3 GB or AMD Raedon R9 290X 4 GB or equivalent. Attention, The Fallout 4: Game of the Year Edition comes with all the most recent 5 Mar 2017 This game simply does not support Crossfire lol I wish it did System Requirements MINIMUM: OS: Windows 7/8/10 (64-bit OS required) 15 Jan 2016 This is just a quick fix for those who having "GodRays" issue. 11. This i what i am requesting of you,the modders. Of course these are from Nvidia's graphs and we don't know how it affects AMD. The Unofficial Fallout 2 Patch fixes large number of bugs remaining in the game even after official patches. Nov 10, 2015 · To rectify these difficulties, developers at Bethesda issued a beta fix which is said to resolve this difficulty. It may not add a Nov 09, 2015 · Boards > Gaming > PC > Fallout 4 benchmarked on both Nvidia and AMD cards > Fallout 4 benchmarked on both Nvidia and AMD cards Discussion in ' PC ' started by SecondServing , Nov 9, 2015 . While we wait for the next Fallout 4 update to arrive, we want to help you fix your Fallout 4 problems on the Xbox One, PS4 or PC. The story re-tosses for the war assaulted immense spaces, where by and by need to confront any misfortune. System requirements Lab runs millions of PC requirements tests on over 6,000 games a month. ini. CPU i7 4790k GPU FuryX (2 of them but I don't use X-fire for this game) installed on an SSD Decent 32GB ram etc. Was using a Radeon HD 6800, got regular crashes, updated to a Radeon TM R9 380, now the game runs smoother at higher graphics but crashes even more regularly. HKX2FBX converted was created for Skyrim's 32 bit HKX. I thank you whosoever posted this , I am a gtx 750 ti user myself , and had horrible performane , but after i followed your tweaks , game runs extremely smooth ! I thank you a lot :) Mar 14, 2020 · Fix: Keyboard not Working on Fallout 4 If the issue is with your Computer or a Laptop you should try using Reimage Plus which can scan the repositories and replace corrupt and missing files. 12 Among Others. The game is widely recognized in the gaming industry and is known for its intense graphics and extreme detail to objects and scenes. Currently includes: * ba2extract. People who have been playing Fallout 4 through Steam will already know about the beta patch for the game. As usual, both NVIDIA and AMD have prepared a special driver that's optimized for Fallout 4, which also enables dual GPUs for the best possible performance. Minimum Requirement. The game starts to freeze when your PC gets overheated. Play solo or join together as you explore, quest, and triumph against the wasteland's greatest threats. Fallout 4 Lag Fix Guide . I have a 144hz (not megahertz) monitor and the vsync in Fallout 4 just doesn't look right at all when combined with a high refresh rate. If you are facing similar issue then here are the solution to fix Fallout 4 crash. Here's how to fix Fallout 4's DLC issues on PS4. Our resource is specifically designed for fans of an exciting action game Fallout 4, where users daily post their created mods. Next up, the FOV is looked on Fallout 4, but a few simple tweaks The best source for tech and gaming news, hardware reviews and daily fix of tech. I thought that the brightness in AFR friendly mode might be related to HDR and/or bloom. 3 I was expecting things to be running smoother, not worse. ini" file and close it 4. If all your efforts up until this point have been in vain, it may be time to jump into the Fallout 76 config file for some fine-tuning. The most common Fallout 4 Far Harbor errors are Crashes, Game Not Starting and FPS Issues like Low FPS and FPS Drops. As of November 23, version 15. One of the most anticipated games of 2015 finally came out. Average Fps: 53 10,024 samples. Check and update your graphic driver from NVIDIA or AMD, and also the latest version of DirectX. giving way to non-linear gameplay. AMD FX 8350: Intel Core i7-6700K AMD Ryzen 5 1600X: System memory Fallout 4 VR is almost exactly what the phrase 'Fallout 4 VR' implies. Given that the wide range of PC hardware out there, the fixes mentioned here may or may not work for you. their is a tweak to turn this off . Fallout4mods. Description: In Fallout 4 the player completes several quests and acquires experience points to level up and assigns him essential skills. Kill Ping reduces your high ping through its dedicated gaming servers which allow you to play any of your online games without any hassle. Only Fallout 4 is getting a new high resolution texture pack and PS4 Pro support. AMD did nvidia issue but with AMD touch, high temps but no burnt cards, quick fix. Fallout 4 HKX files are bitcoded in 64 bit. As mentioned, Fallout 4 is a very high-quality game and to enjoy it with satisfaction, you require a few things in your system. If, regardless of driver update, Fallout 4 is still not working or freezing then you may like to try the following Fallout 4 AMD Crimson Driver Compass Glitch Fix. It does this in one easily installed package and simply to download Fallout 4 Unofficial Patch in the below link Check the Fallout 4 system requirements. 1 Beta release; with a Hotfix release. Follow the steps to do so: Right-click on Fallout New Vegas game icon and select properties Nov 17, 2015 · Fallout 4: Here's How To Toggle Multithreading On PC And Improve Performance. In order to Fallout New Vegas crash fix, run the game in compatibility mode. Copy the contents to the root folder of Fallout 4. Today it has seen another 210MB update to fix some more of the issues that have been Fallout 76 PC Crashing / Freezing. Nov 20, 2018 · As with previous Bethesda games, including Skyrim, Fallout 3, New Vegas, and Fallout 4, the game was locked to 60fps by default, but you could remove that by editing the Fallout76prefs. So i am making a request for modders to get together an quickly fix the Fallout 4 issue. As the topic headding says, Intel has been looking into this as we're meant to believe. 7z Utilities to help with Fallout 4 modding. Let`s start with the most important and quick fix that is possible to fix Fallout 76 Wastelanders game no sound issue. How to Fix Fallout Game Errors? #1: Fallout 4 Random Crash. We liked it a lot, but unfortunately, it's not a perfect PC release. Fallout 4 PS4 Has Severe Frame Rate Issues, According To Reports nothing prevents Bethesda to fix this issue with another patch before the official launch, though there's very little time left Fallout4mods. 1: Fallout New Vegas Crashing Issue. Sometimes, the application Fallout 4 does not start, and instead the launcher keeps popping up, and it keeps saying that it'll launch. Aug 10, 2017 · Fallout 4: Game of the Year Edition arrives next month. What I updated Fallout to version 1. It looks like a Fallout 4 SLI profile is coming tomorrow with a driver update. This kind of "gaming" it's a possible solution to lock fps at 144 in many games like GTA V and Fallout 4 but don't try to look through windows or in some directions A few tech tips for Fallout 4. it works flawless for me and gives me a nice speed bump. Fallout 4 Game Guide & Walkthrough Explore the Wasteland! This unofficial Fallout 4 game guide offers a complex description of all of the game's content and a very thorough explanation of its mechanics. Fallout 4, Just Cause 3 and Call of Duty: Black Ops 3 are also inside. Nov 10, 2015 · Fallout 4 – PC Error, Issue, Crash, Low FPS, Mouse Issue Missing File Fix November 10, 2015 by Ali Leave a Comment As the sole survivor of Vault 111, you enter a world destroyed by nuclear war. amd. Dec 03, 2015 · Fallout 4 and Skyrim use the same engine. dll is missing, flickering, freezing issues and more Fallout 4 See here details (these errors can be solved with one program) Fallout 4 always forces vsync unless you force it off in Nvidia's control panel or change some values in some . Many eager PC gamers are undoubtedly waiting to see how the game looks and But they are also known for their poor development which can cause issues in games. It is the ninth game in the Fallout series and serves as a narrative prequel to the series. Press Alt+Tab once again to switch back to How well can you run Fallout 4 on a GTX 1050 @ 720p, 1080p or 1440p on low, medium, high or max settings? This data is noisy because framerates depend on several factors but the averages can be used as a reasonable guide. Fix: Fallout 4 Crash on Startup If the issue is with your Computer or a Laptop you should try using Reimage Plus which can scan the repositories and replace corrupt and missing files. Go to the I Fallout 76 Wastelanders no sound fixes: Fix no audio effects or no sound at all. Unless it's a tessellation thing again I don't see why it would be much different for AMD. Below you can see a list of these issues of the game and also solutions and workaround on how to fix them and play the game. Fallout 4 PC free download torrent. 7 GHz or and before that we had this manual fix, which appears to Nov 11, 2015 · Our Fallout 4 CPU benchmark compares FPS across the Intel & AMD lineups, including an i3-4130, i5-4690K, i5-6600K, some i7- CPUs, and AMD's FX-8370E, 8320E, & 9590. This page lists bugs in Fallout 4. Version 16. November 17, 2015 you can go to the main Fallout 4 installation directory on your PC and create a new . For Fallout 4 on the PC, a GameFAQs message board topic titled "How to cap the game at 60fps?". This is an issue that has plagued all users of this laptop for many games, with some being able to detect the card and others failing entirely. With prospects available in first and third person, players can explore the open world of Fallout 4 at their own will. Jan 02, 2017 · Fallout 4 Far Harbor DLC was released today on Steam and apparently because of this new DLC now a lot of players are encountering errors in the game. Fallout 4 is a post-apocalyptic role-playing game developed by Bethesda Game Studios and published by Bethesda Softworks. In Fallout 4, the post-apocalyptic RPG heads to Boston and gets a huge settlement construction system bolted onto it. 1 Hotfix includes AMD CrossFire profiles for "Fallout 4," in addition to "Rise of the Tomb Raider," and in particular a flickering i May 20, 2016 · Due this issue they are unable to play the game. 2. The problem is often caused by outdated graphic drivers. com/en/support. 138 & ALL DLC) Fallout 4 Download is the fifth release of the dystopian arrangement (the fourth was destitute number in the title Fallout: New Vegas) RPG from Bethesda. Dec 18, 2015 · 2 – Get the NVIDIA & AMD Fallout 4 Drivers. Some hint of peripheral vision would be nice, and fortunately achievable if you're willing to twiddle under the game's bonnet. I can only launch the game in windowed mode. F This article is within the scope of the Bug Verification Project. Jun 18, 2017 · Just a quick post to say that, if you are experiencing Fallout 4 CTDs (Crashes To Desktop, where FO4 closes without any messages or anything and you are left staring at your Desktop in Windows), I want to let you know It's Not Just You™ - as I am finding I am experiencing this as well, lately Nov 09, 2015 · Hi-Res Fallout 4 Icon - 8k mouse movement is different in Fallout 4 there is a quick and easy way to fix it. I've tried running the DirectX setup again, restarting my computer, unplugging and replugging Jun 15, 2015 · Fallout 4 is out now of PC, PlayStation 4 and Xbox One. Feb 08, 2016 · Fallout 4 Patch 1. Thankfully, for gamers with powerful rigs who 10 thoughts on " Fix mouse lag and low FPS issues in Fallout 4 " DarkAndyRock . It's funny – for some time there was this expectation that VR needed a full-fat mainstream game to truly get its wings, but now that's finally happened, it just feels like the most normal thing in the world. Bethesda's rolled out numerous bug fix updates in the years Nov 11, 2015 · The Frame Rate In Fallout 4 Affects The Game Speed what happens when your PC is able to run Fallout 4 at fairly high frame rates. It is the fifth major installment in the Fallout series (eighth overall) and was released on Microsoft Windows, PlayStation 4, and Xbox One on November 10th, 2015, except in Japan, where it was released on December 17, 2015, due to the need to censor some footage and I just started up Fallout 4 for the first time, and it has no audio. 3 was recently released for PC users, and AMD users started complaining of a Crossfire issue. For Fallout 4 on the PC, a GameFAQs message board topic titled "Framerate says 60 but feels like microstutter?". The audio works for my other games. Remove Fallout 4 60FPS Cap & Mouse Smoothing, Acceleration, & Lag Gaming Features. Your video card doesn't support DirectX11. In order for the new driver, to function optimally, you should uninstall the old versions first and then install the new driver. Talk about quests, gameplay mechanics, perks, story, characters, and more. The mod aims to fix the bugs. Which is to say, the entirety of Fallout 4 rendered in giant-scale gogglevision. Under the threat of nuclear annihilation, experience the largest world ever created in Fallout. If you are facing any sort of issue with stuttering and memory, you can fix it by following the guide below. Fallout 4 Crash to desktop fix: "Thanks to Zappdapper2 (Reddit)" A few time we faced crash to desktop issue playing this game after a fresh installation. Apr 15, 2016 · Overall, Fallout 4 is an eminently scalable game - the fact that we can pair a Core i5 processor with a GTX 960 and get close to a locked 1080p60 with an improved visual presentation over console Nov 09, 2015 · Fallout 4 Guide: Settings To Turn On Or Off For Best Performance Carlos Chism / Features / Fallout , Fallout 4 , Guides / The Commonwealth in Fallout 4 is a gorgeous, albeit deadly place. Nvidia GTX 1070. A community discussion has been here since 5/5/2016 and I am still hopeful about the fix. Meet Fallout 4! The fourth part will also be on the topic of the post-apocalyptic world, where part of humanity survived after the nuclear war. While it's likely that a forthcoming Fallout 4 VR. However, Many People are having trouble with Fallout 4 that Fallout 4 is not opening. A simple fix I found was using the . For participation, please check the project page. The new Just Cause 3 drivers should be out sometime today (or tomorrow depending on your location). Players may play individually or with a party of up to three players. Highlight Fallout 4 in your PS4 dashboard, press OPTIONS, and select CLOSE APPLICATION to ensure Nov 14, 2018 · About the game: Fallout 76 is an online multiplayer action role-playing video game developed by Bethesda Game Studios and published by Bethesda Softworks. For PC gamers driver updates are very important, especially for new releases, they can fix bugs, provide more performance and typically give a superior gaming experience if you are using the latest drivers. Jan 24, 2019 · HotHardware articles on the topic of fallout 4. Here, I've explained some ways to boot into safe mode. How To Run Fallout 3 on Windows 10 Without Steam. You need to apply the console command after you loaded a savegame for the first time. UFO4P is a bug fixing mod for Fallout 4. Sep 26, 2019 · Recommended: Windows 10 No Login Screen on Startup Fix. 0 GHz or equivalent * CPU SPEED: Info * RAM: 8 GB * OS: Windows 7/8/10 (64-bit OS required Fallout 4 Tools Current build 0003: fallout4_tools_0003. Jun 10, 2019 · Fallout 4 Free Download PC – Released on November 10, 2015, Fallout 4 is a post-apocalyptic role playing game and the fifth installment in the Fallout series. I genuinely am stoked that the side outcome of these heroes work in getting us these 3D vision fix for Fallout 4 is that you have to turn off crosshairs. Fallout 4, the legendary post-apocalyptic adventure from Bethesda Game Studios and winner of more than 200 'Best Of' awards, including the DICE and BAFTA Game of the Year, finally comes in its entirety to VR. This project is dedicated to increasing the validity of game bugs. If this problem is the fallout from your Fallout, here's what you can do to fix it. Press Alt+Tab to switch out of Fallout 4 and move back to your Desktop 3. ini Fallout 4 System Requirements. Fallout 4 is the studio's most ambitious game ever and the next generation of open-world gaming. ini Feb 15, 2016 · Fallout 4: How to get a massive performance boost without suffering visual downgrades FALLOUT 4's vast wasteland makes it impossible for players to experience the greatest performance on their Dec 01, 2015 · AMD Crimson Driver Update Released, Should Fix Fan Throttling Issue. maybe they tried to fix it by employing this delay which /maybe/ could be disabled somewhere resulting in game loading Nov 10, 2015 · 1. Fix 5: Adjust the frame rate. From PCGamingWiki, the wiki about fixing PC games This page is for the VR version. This video was made by me to help all you AMD people like me have this game fixed and playable :D Nov 09, 2015 · Fallout 4 = large, persistent open world freedom-based RPG built with modding in mind So yea, they're both doing very different things. So let's go look at some of them. Fallout 4 is dead good, to paraphrase our Matt in his rather more extensive and nuanced review. Fallout 4 VR includes the complete core game with all-new combat, crafting, and building systems fully reimagined for virtual reality. Choose Resolution. This is the trick: Dec 09, 2015 · Some people in the modding community made a quick fix: Fallout 4 AMD Crimson Compass FIX Tutorial by Piers Nivans - YouTube. One such example is Fallout 4, numbers of users have reported of Fallout 4 crashing on Windows 10. #30976525, #30976700, #30976975, #30977340 are all replies on the same post. 0 GHz or equivalent; RAM: 8 GB; OS: 3 Feb 2020 Fallout 4 is the 5th release in the Fallout series and is an open-world or equivalent Graphics Card: NVIDIA GTX 550 Ti 2GB/AMD Radeon HD 30 Oct 2019 To delete a mod, open Fallout 4 and select Mods from the main menu. Fallout 4 — a game that shows life after the apocalypse that occurred as a result of an atomic explosion. AMD 16. The latest reviews of motherboards, GPUs and much Fallout 4 - Fix gamepad issue, no sound or no speach, msvcp100. (i don't know if this happening to someone else who using AMD Radeon, but this is happening to me. A common problem for this resolution/hardwarecombo is that Nvidia/bethesda LOCKED our V-sync to half which manes what ever refreshrate you Some other possible fixes I found where forcing Vsync from Radeon Settingson a Fallout 4 profile or re-validating your files. Nov 13, 2015 · FELIX Update to fix - Despite following all of the "Fallout 4 stuck at terminal bug" solutions listed below I still couldnt sort out the problem. Frame rate refers to the number of individual images that are displayed per second in your game display. Um the fallout 4 folder? the crimson folder? which folder? My porn folder? my pirated media folder? my folder for world domination plans perhaps Nov 09, 2015 · Fallout 4 Guide: How to Unlock Framerate to Over 60FPS. fallout 4 amd fix
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2,235 questions
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I had a dream about a strange stone, in my dream it was called samite (which turns out to be a type of silk) but the stone itself looked like a black stone with white specks that looked like starlight.
I did look on the website and I did not find anything similar.
It's just a query of curiosity if such a stone exists.


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Growing Our Life in Northern Michigan
Posted on November 29, 2016
by TJ
Leave a Comment
Yesterday the guy from Lowes came to build our new shed. I had never had a shed built before so I was kind of surprised that just one man came instead of a crew. He arrived a little after noon and worked on the… Continue Reading "Shed & Windows"
Category: Blog Posts, Homestead, PoultryTags: Home Improvement, Lowes, Poultry


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Skilled chiropractors, Thomas Donahue, DC, and David Sampson, DC, offer comprehensive chiropractic care for acute and chronic hip pain. At Back to Health, LLC, in Hilliard, Ohio, the team focuses on identifying the root cause of your hip pain and creating a treatment plan to provide you with long-term pain relief. Whether you have persistent hip pain due to an injury or chronic pain from arthritis, the Back to Health, LLC chiropractic team offers integrative solutions to enhance your quality of life. Schedule an evaluation for hip pain by calling the office today or by requesting an appointment online.
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A pensions dashboard service could be a really wonderful thing for the citizens of the UK. But making it happen will be incredibly tricky. Over two articles, Richard Smith reviews some of the high level content and technical requirements for a pensions dashboard service.
Part 1 – Content requirements: One way of illustrating the complexities which a pensions dashboard may have to deal with is to look at some real world example careers. In this article, I've used my own and my dad's lives as case studies.
Why my dad didn't need a pensions dashboard
For my dad, planning for retirement was pretty simple – see his "life timeline" above. Alongside his state pension, his only pension is a defined benefit (DB) calculated based on his continuous service since he joined the General Post Office (GPO) in the 1940s.
He had to decide whether to take early retirement at age 58, but other than that, he didn't really need to actively engage with, or make decisions about, his retirement provision at all.
Crucially, he had confidence during his working life about his retirement provision because it was all being provided by, and communicated by, just one DB scheme. This is the classic 1-to-1 relationship between working life and retirement that used to be so common.
Why I really need a dashboard
How things have changed in just one generation? It's immediately obvious from my timeline below that the provision for my retirement is vastly more complex than my dad's was. But what exactly makes it more complex?
The most obvious difference is the quantity of retirement income sources.
Dad's 1-to-1 relationship is 6-to-1 for me. And unless I consolidate things a bit, I'm on course to receive at least nine streams of income in retirement, including my state pension and spouse's pensions.
So, purely from the perspective of quantity, keeping on top of things is now much harder than it used to be. However, there are five further "dimensions" of content complexity that a dashboard needs to address:
1. Lack of empathy
2. Broad variety
3. Monetary values
4. Multi-option confusion,
5. Criticality of completeness.
Each of these dimensions is explored briefly below.
1. Lack of empathy:
All of my schemes & providers deal with me as if the pension provision I have with them is all I've got. There's absolutely no empathy in any of their communications that they're each only a part of my overall retirement picture.
Frankly, the whole model of "scheme communications" is now increasingly irrelevant: it worked for my dad, who was in one scheme only – but that's old school: that world has gone.
2. Broad variety:
To date, I've amassed these pension types:
– Pension Protection Fund – Defined Benefit (DB)
– Trust Based Defined Contribution (DC)
– Group Personal Pension
– Mastertrust
– State and
– Public Sector.
Options for taking retirement income, and also benefits on death, vary enormously between these different types.
3.Monetary values:
What value(s) should be displayed for each of the different sources?
An annual retirement income figure is preferred, but, for DB, at what date, and how, should that be calculated? For DC, should a simple "rule of thumb" drawdown income be shown? And how can tax free cash options be shown simply?
4. Multi-option confusion:
Getting to grips with just one set of pensions options and paperwork can put you to sleep. But I've got at least six discrete sets to contend with. This creates exponential torpidity and leads to the inertia generally pervading retirement planning being multiplied many times over.
5.Criticality of completeness:
It's only when I can see my entire pension provision, with a total estimated retirement income figure (preferably compared against an income target), that I can begin to meaningfully understand if I'm doing OK, or, if I need to consider changes to grow my retirement income (such as contributing more, changing investments or retiring later).
From my timeline shown here, I believe that I'm doing OK and am on target for a "comfortable" income, at least by the time I'm 67. Without exception, everyone I've shown this timeline to has said: "I need to do that for my pensions", so I'm guessing that these themes will resonate as fairly typical?
Next time: Part 2 – In the September 2018 edition of Pensions Aspects, I'll consider the key technical requirements for a pensions dashboard service.


text: Our ministry to senior citizens in the Delaware community is led by Bill Fowler, one of our own senior citizens. Bill and his wife, Tana, have a great love for others that they use every week in visiting and ministering to those residing at the Sarah Moore Community, as well as leading the monthly church service New Hope provides on the third Sunday of each month at Sarah Moore. In addition, New Hope Delaware has a Vintage Bible Study on Tuesday mornings at 9am.