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Finde und buche einzigartige Unterkünfte auf Airbnb
Gäste sind sich einig: Diese Unterkünfte werden aufgrund ihrer Lage, Sauberkeit und weiteren Aspekten hoch bewertet.
Apt above garage wth private entrance.Comfortable bonus room is above our garage and you can come and go with your own entrance. Train/Bus station 2 blocks away. We are in Downtown Greensboro . Train can be loud at times. Downtown living!! I have 2 very friendly dogs who are not out most of the time. Everything you would want is within walking distance. You will be walking up a flight of stairs to the deck level from garage. parking is on MLK Jr dr. Do NOT park on Tin Pan Alley. your car will be towed
A charmer!Great spot near downtown.A sunny garden studio in peaceful Fisher Park historic neighborhood that's an easy walk to downtown, restaurants/breweries, baseball stadium. Perfect location. Private with a separate entrance. One queen bed and a love seat pull out bed that sleeps one (in separate room). Wifi. Plenty of on street parking. The kitchenette area has a microwave, coffee pot (I provide coffee/tea & bottled water), mini fridge w/ sm freezer. Private outdoor garden area with table, chairs & umbrella. Keyless entry.
Stylish Loft With Terrace Facing Parkland/TrailsPrivate keyless entry for two-story Mid-Century-styled loft in quiet prestigious neighborhood with separate entrance and large private terrace overlooking parkland. Sleeps up to 3 in upstairs loft. Large welcoming lower level includes sectional, Tiki bar, 55" smart TV, bluray, WIFI, NETFLIX, microwave, mini fridge, laundry room, and full bath with walk-in shower. Three miles of trails start across street; 5-minute walk through the park to the lake. 3rd & 4th guests $15 each per night.


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Bankstown Baby Show! hosted by Baby Show Time
Baby Show Time are coming to Bankstown for a wonderful day supporting Kids With Cancer Foundation Australia!
We will be giving away dozens of trophies, ribbons and prizes!
$11 entry fee - entitles your child entry into the King or Queen division
$5 per additional novelty section. You may enter as many or as few as you like!
Level 1, near Michel's Patisserie
Please register online - www.babyshowtime.com.au

subset: commoncrawl


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There is one word missing in the title. Can you guess that word? No? Well, let me take that word out of the closet. You will never…… Read more "You will Never be Ready to Do Anything"
Tag: fear
When fear knocks in, what do we say? "Not Today!"
"Don't be afraid of your fears. They're not there to scare you. They're there to let you know that something is worth it."C. JoyBell C. I love…… Read more "When fear knocks in, what do we say? "Not Today!""
You know you could help yourself here!
You cannot grow when you are in fear mode. Times are uncertain and unpredictable. Anxieties are hitting the roof. Yes, we got to be informed, but with…… Read more "You know you could help yourself here!"
Managing Stress and Anxiety During Uncertain Times
I'm imagining you might be feeling some uncertainty right now. These are challenging times. Are you still hanging in there? Are you nervous about the future? Are…… Read more "Managing Stress and Anxiety During Uncertain Times"
2 Self-care Tips in Challenging Times
Challenging times are upon us. Apparently, it's wise to take the Coronavirus and economic chaos seriously. As of 23 March, 2020 338,724 cases of COVID-19 have been…… Read more "2 Self-care Tips in Challenging Times"
Understanding Procrastination And How To Overcome It
Have you ever felt like you're running out of time? Don't feel discouraged because it's common to get lost in your routine and lose track of time.…… Read more "Understanding Procrastination And How To Overcome It"
The Power of Conscious Breathing
We all breathe. That's what keeps us alive. As per Cleveland Clinic, the breathing rate for an adult at rest is 12 to 20 breaths per minute.…… Read more "The Power of Conscious Breathing"
1000 Excuses: Why We Don't Do What We Want to Do and How to Change It
When was the last time you said you'd do something and never actually got to doing it. Maybe you even started at it but couldn't gather the…… Read more "1000 Excuses: Why We Don't Do What We Want to Do and How to Change It"
False Evidence Appearing Real
"That which does not kill us makes us stronger," German philosopher Friedrich Nietzsche famously quoted this. Do you know what is the number one reason that stops…… Read more "False Evidence Appearing Real"
2 Proven Ways To Reframing Your Fears
Do you know what is the main reason that stops people from taking action? Fear! What do you think is the number one fear that most people…… Read more "2 Proven Ways To Reframing Your Fears"


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Connect with Volunteer Ireland
We are a Limerick based suicide watch group who patrol between the four bridges in the Limerick city area. Our main focus is to keep eyes on the river, and identify and provide support to those in distress and maybe contemplating suicide.
Our Patrols at present run on Mondays, Tuesdays and Thursdays from 9pm to 1am and Saturdays from 12am to 4am. With more volunteers onboard we hope to extend the services to every night of the week.
Volunteers are sought to join the team at Limerick Suicide Watch.
Full intensive training will be provided and the initial role will be in observing with senior members.
Volunteers are required to commit to go on patrol for 3 nights per month which includes 1 Saturday night in Limerick city.
A patrol lasts for 4 hours and applicants must be over 25 years of age.
Level of English required for this role:Fluent English
Minimum time commitment: Flexible
Hours required: 10hrs Monthly
Location of volunteering opportunity:Unit 3, Tait Business Centre. Dominic Street. Limerick.
Screening details for this role:
Volunteers will be provided with the following supports:
Age restrictions:Over 25
Is this opportunity suitable for groups/teams of volunteers?Yes


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We commit to providing safe and supportive environments which nurture the wellbeing of all students and staff in our community, and hold firmly to the belief that they have a right to be safe, respected and valued in an inclusive environment. We know that when students are happy, they are more engaged with their learning.
Schools benefit from wellbeing initiatives and pastoral care support through Sydney Catholic Schools – in areas such as anti-bullying, positive behaviour, student counselling, refugee support and child protection – which range from universal support for all students, to targeted interventions for students with complex social and emotional needs.
At St Martha's Catholic Primary School Strathfield we promote student wellbeing through:
- Our social skills and anti-bullying programs. These two programs run across the school in alternate grades promoting respect and responsibility. There is an emphasis on respect of self and of others and their property, as well as on the responsibility of being a member of the St Martha's Catholic School community and of being a good friend.
- Calm Zones which are provided to enable students to take time out if they need it.
- Our Cool Kids program, which teaches children how to better manage anxiety.
- Buddy programs, which give the senior students the opportunity to develop their leadership skills and give Kindergarten students support via a helpful senior friend.
School Police Liaison Officer- Constable Philip Tambasco


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Superb three bedroom apartment with a private indoor spa and patio
This unique duplex apartment has been newly developed to a superb standard and comes complete with a media room and private indoor spa, which includes a Jacuzzi, steam room and rain shower. The apartment is also part of the boutique development known as The 1826' see www.the1826.com for further details.
View payable Stamp Duty for this property
The spa is an incredible use of vault space and a really lovely surprise addition to what is an beautifully finished apartment!Nick Poppe


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Fha Non Borrowing Spouse Apply For An fha home loan How To Apply For An Fha Home Loan However, if you defaulted on the mortgage at the time of the short sale or if you were foreclosed on, the waiting period is generally three years until you're able to apply for another FHA loan. The.At the center of the issue is the fate of surviving non-borrowing spouses upon the death of the last remaining note holder listed on the mortgage for HECM participants. In late April, the Federal.
Before the housing market collapsed several years ago, PMI cost 0.55% of the loan balance, but the housing crisis seriously stretched thin FHA's resources – insuring. That's easy to figure out -.
fha mortgage calculator with monthly payment – 2019. Easily calculate the FHA mortgage, funding Fee (UFMIP) & the monthly mortgage insurance fee (MIP) for a 30 and 15 year fha home loan.
Check out the web's best free mortgage calculator to save money on your home loan today. Estimate your monthly payments with PMI, taxes, homeowner's insurance, HOA fees, current loan rates & more. Also offers loan performance graphs, biweekly savings comparisons and easy to print amortization schedules.
Fha Loan Requirements For House and FHA loans are very competitive as to requirements, such as loan-to-value, which helps first-time homebuyers. There are many banks that can help this association, or the board or management company.
This federal housing administration (fha) mortgage insurance premium (MIP) calculator accurately displays the cost of mortgage insurance for an FHA-backed .
Use Calculators. Mortgage calculator ;. You, the borrower, pay the premiums. When sold by a company, it's known as private mortgage insurance, or PMI. The FHA sells mortgage insurance, too.
Private mortgage insurance, or PMI, refers to the fee attached to conventional, non-FHA loans when you make less than a 20 percent down payment. FHA loans have the same fee, but it's known as a.
Just how much mortgage insurance will you pay on an FHA loan? Keep reading to learn how to calculate it and to see what you should know about FHA mortgage insurance. What are the Current FHA PMI Rates? First, you should know that there are two different types of mortgage insurance on an FHA loan: upfront mortgage insurance; annual Mortgage.
FHA Loan Calculator FHA PMI Removal – How Do I Get Rid of FHA PMI? Many have heard that at some point, PMI is eventually removed from mortgage loans. Although, most are thinking of conventional loan PMI rules that state the borrower may request PMI removal once the balance falls below 80% of the original value.
By comparing what you've already paid of interest versus what you'd owe through a new mortgage, you can make better decisions around downsizing your debt. You can use a mortgage calculator. re.
Homeowners frequently consider a mortgage. or PMI, it can be removed once you have at least 20 percent equity in your home. Government-backed loans, on the other hand, do not allow mortgage.


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Spell check of old
Spellweb is your one-stop resource for definitions, synonyms and correct spelling for English words, such as old. On this page you can see how to spell old. Also, for some words, you can find their definitions, list of synonyms, as well as list of common misspellings.
Correct spelling: old
What does the acronym old stand for?
OLD abbreviation definitions:
Common misspellings:
aldut, foild, onlty, ashould, iwould, orld, arldey, toald, ole, elord, oln, aplid, wolde, uwould, olny, itold, foold, oli, bould, alude, oculd, gld, oltar, alfed, wuold, holdy, odl, oldet, told, onlder, oldes, chold, fould, oud, ols, olk, ond, pold, olide, bolld, golld, youlld, cold, oogled, owould, soold, hld, oould, olite, ou'll.


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All About My Father
(Movie, 2010)
욕정이 활활
Fire in Hell
(Movie, 2014)
Pastor (목사)
Father Is A Dog
(Movie, 2010)
아버지는 개다
Sundays in August
(Movie, 2005)
팔월의 일요일들
Subscribe to HanCinema Pure to remove ads from the website (not for episode and movie videos) for US$0.99 monthly or US$7.99 yearly (you can cancel anytime). The first step is to be a member, please click here : Sign up, then a subscribe button will show up.
Drama of the week
HanCinema's Official Facebook group will keep you updated on the latest in Korean movies and dramas!
Today's birthdays


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Tag: Positivity
Side Effects and Gratitude
This is one of those mornings where I'm up so early my night-owl soul is dying inside. I barely got a wink of sleep. My legs hurt all night and my girlfriend's cat decided to appear and disappear in 1 hour intervals starting at midnight. Guess who he wanted to cuddle with? My legs have […]Read More
The Pros and Cons of Running Alone
Yesterday was a pretty nice day out – sunny, no clouds or wind, and it was actually above 40 degrees! It was great weather for a run, and I asked my fiance to come with me. I love running with my fiance. He's extremely encouraging, funny, and patient. He's the best cheerleader anyone could ask […]Read More
Reblog – 7 Quick Ways to Take Control of Your Life Today (1 min read)
An awesome and quick read. Number 3 was an especially good reminder, since I often hope that everyone will like me and I can get sad when that doesn't happen. A while ago I started to realize – there's billions of people on this planet! Not all of them have to like me for me […]Read More


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Beautique Medispa Rated 5/5 based on 4 customer reviews
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Contact Clinic


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Champions elect Sheffield Arrows all but sealed Coventry Crusaders' relegation from Division One of the English Basketball League as a near-capacity crowd turned out to bid farewell to home coach Derrick Pope.
The table-topping visitors scored an impressive 117-61 to stay clear of the field while the Crusaders remain rock bottom and praying for a miracle in their last two fixtures.
Their latest demise ended Pope's six-year era in a Coventry vest on a disappointing note, but like his men he battled tirelessly to keep the eager Arrows at bay.
Most of the damage came in the shape of Sheffield's experienced twosome of Ryan Patton and Todd Cauthorn, who between them picked off a massive nine and seven baskets respectively from beyond the three-point line.
Meanwhile the Crusaders endured 44 missed shots on the Arrows basket and a possible 88 points.
However, the quarter scorelines emphasise that Coventry were never in contention as they trailed 14-29, 29-52, 49-81 and finally 61-117.
In their 61 points all but one Crusader made it onto the score sheet, but with Dave Jones (15) and Selwyn Reid (11) being the only two to get into double figures.
On Saturday, Crusaders are away at Teesside which is expected to be Pope's final game for the club before he leaves for the US to study for his teaching certificate.
Crusaders: Dave Jones 15, Selwyn Reid 11, Derrick Pope 8, Brian Davies 8, Sam Spare 6, Adam Smith 6, Dip Donaldson 5, Andy Bennett 2.


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View Rule
|View EO 12866 Meetings
|Printer-Friendly Version Download RIN Data in XML
|Publication ID: Spring 2020
|Title: Removal of LIBOR as Interest Rate Index Under 24 CFR 203 and 24 CFR 206 (FR-6151)
FHA uses the London Interbank Offered Rate (LIBOR) in determining interest rates on Adjustable Rate Mortgages. The LIBOR will be replaced with a new benchmark in 2021. The Secured Overnight Financing Rate (SOFR) is considered the likely successor to LIBOR. HUD seeks to revise the regulations to replace the LIBOR as the rate used to determine interest rates.
|Agency: Department of Housing and Urban Development(HUD)
|Priority: Other Significant
|RIN Status: Previously published in the Unified Agenda
|Agenda Stage of Rulemaking: Proposed Rule Stage
|Major: No
|Unfunded Mandates: No
|EO 13771 Designation: Other
|CFR Citation: 24 CFR 203 24 CFR 206
|Legal Authority: 12 U.S.C. 1709 and 1710 12 U.S.C. 1715b 12 U.S.C.1715z-16 12 U.S.C. 1715u 42 U.S.C. 3535(d)
Legal Deadline:
|Regulatory Flexibility Analysis Required: No
|Government Levels Affected: None
|Small Entities Affected: No
|Federalism: No
|Included in the Regulatory Plan: No
|RIN Data Printed in the FR: No
Agency Contact:
Elissa Saunders
Director, Office of Single Family Program Development
Department of Housing and Urban Development
Office of Housing
451 Seventh Street SW,
Washington, DC 20410
Phone:202 708-2121


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Earl Charles Spencer took to Twitter to reflect on the 'fabulous' memorial concert for the late Princess Diana.
Back in 1998, Earl Spencer hosted the 'Diana, Princess of Wales Tribute Concert' at the family home, Althorp House on 27th June. This was a few days before what would have been the Princess' 37th birthday.
In honour of the 21st anniversary, he shared a photo of his ticket to his Twitter account with a caption that read "Hard to believe that we put this concert on at @AlthorpHouse for Diana's Memorial Fund all of 21 years ago – a fabulous day and evening, with artists coming from all over the world to perform, completed by a set from @duranduran"
The concert ticket featured an image of Princess Diana in an official shoot, where she was smiling and wearing a beautiful necklace and a tiara.
MORE: You can now visit Princess Diana's childhood home as it opens to the public this summer
The concert thrown in honour of Diana featured a number of iconic British artists. Duran Duran was among them, as highlighted by Earl Spencer in his caption. Other acts performing at his sister's memorial included Cliff Richard, Chris de Burgh, Lesley Garrett and Jimmy Ruffin, all chosen because she was very fond of their music.
MORE: The reason Prince William set up a support hotline for Kate Middleton when they were dating
Diana's memorial concert also marked the first time that Althorp House opened to the public, but Althorp is opening its doors again this summer for a special exhibition throughout July and August. The exhibition Animals of Althorp will allow visitors to learn more about the famous estate and the family's love of animals.
In addition, the exhibition will showcase antiques and artefacts including a portrait of the Princess of Wales' beloved pet cat Marmalade. The stately home has been home to the Spencer family since 1508 and is now home to Earl Charles and his wife Countess Karen Spencer.
Latest Stories
The 550-acre property is a Grade I listed building too, so it'll be protected for a very long time. The Countess has revealed that she loves being part of the estate, saying "The portraits on the walls and the furniture around me are a constant reminder that I am a tiny part of a very big lineage. I hope that I can make a small contribution to the continuation of that legacy."


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Victory Cheese Box
Like the Victory Garden movement of a by-gone era, Victory Cheese is a grass roots collective of cheese professionals across the country on a mission to fortify and protect our industry. The Marché Victory Cheese Box supports regional artisans who have been devastated by the COVID pandemic and are facing uncertain futures. Each box contains 4 cheeses (1 ½ pounds total) from farmstead producers in Illinois and Wisconsin like Prairie Fruits Farm, Uplands Cheese, Hidden Springs Dairy and Holland Family Cheese along with two salamis from Underground Meats (Madison), Cece's Spring Blossom Honey (Wheaton) and Colleen's Breadsticks (Villa Park). A percentage of sales will also go the Northern Illinois Food Bank providing nutritious meals to those in need in our community. The Victory Cheese Box is cut to order and must be ordered in advance for in-store and curbside pickup or for out-of-town shipping.


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Healthy Meals In Colleges Programme
Use the following dropdown menus to search for particular classes by Category, Location, Class Title, or Teacher. Consider it or not walking is the cornerstone of a lifelong fitness plan that can hold you healthy and lean. Notably, millennials are extra lifestyle-centered, putting a greater worth on health and wellness over material items than ever earlier than. Around half one million individuals living in the United States as we speak have acquired a diagnosis for lung most cancers at some time during their lives, based on figures published online by the American Lung Affiliation.
Shop the perimeter of the shop for many of your groceries (contemporary vegatables and fruits, fish and poultry, complete grain breads and dairy merchandise), add just a few issues from the freezer part (frozen vegatables and fruits), and pleasanton daycare go to the aisles for spices, oils, and complete grains (like rolled oats, brown rice, complete wheat pasta). Research revealed in 2014 in Public Well being Diet reveals that usually consuming meals prepared at home is associated with a decrease complete caloric consumption in addition to lower sugar consumption.
Per one long-term research published in the journal Obesity in 2017, the stress hormone cortisol was significantly correlated with increased waist circumference and obesity. As soon as the desired weight has been reached, the gradual addition of about 200 energy of healthy, low-fat meals to every day consumption may be tried for one week to see if weight loss continues.
35 Bodily activity reduces inflammation in conjunction with or impartial of changes in physique weight. Well being care and wellness suppliers may not know how you can educate individuals who've disabilities that compromise mobility, vision, sensation or cognition about how finest to carry out breast self-examinations or self-assessments for skin most cancers.
Along with eating right and …


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Magazine article Screen International
LAPD Opens Investigation into Harvey Weinstein
Article excerpt
Italian model alleges rape in first case involving disgraced mogul to be reported in southern California.
The Los Angeles Police Department has opened an investigation into Harvey Weinstein as it emerged another woman has come forward alleging rape against the disgraced producer and executive.
In a tweet the LAPD wrote "#LAPD Robbery Homicide Div has interviewed a potential sexual assault victim involving Harvey Weinstein in February 2013. Investigation ongoing."
It is understood the development arose after an unnamed Italian model and actress became the latest woman to allege sexual assault and rape by Weinstein.
Because the allegation occurred within the state of California's 10-year statute of limitations, it would be actionable were prosecutors able to build a case. …


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"Overkill is Under-Rated is the official blog of SMM Sports & the Space Monkey Mafia Race team. Check out my weekly spin schedule, join me for a workout, or just read some of the random stuff I blog about from time to time.
Sunday, April 27, 2014
Weekly Schedule, MS 150 & Marathon Weekend
Tuesday 5:45 @ LA Fitness - Standard Class w/ Ken
Wednesday @ Rivers Club - Standard Class w/ Jess Subbing
Friday 5:45am @ LA Fitness - "Fun Friday" Race Day Style Class w/ Ken
Marathon Weekend
It's finally here! the 2014 Pittsburgh Marathon weekend. Good luck to all the SMM Sports athletes, and everyone else running the 5K, Marathon Rely, Half Marathon, and Marathon!
Don't forget, the MS 150 is coming up fast. If you're interested in riding with us, get some more info here. We're also working team jerseys. We'll get pics up asap!
Labels: Marathon, ms 150, Schedule, spinning, Weekly Update
Subscribe to: Post Comments (Atom)


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Our Mrs. McChesney
Our Mrs. McChesney is a lost[1] 1918 American silent comedy drama film produced and distributed by Metro Pictures, directed by Ralph Ince, and based on the 1915 play by Edna Ferber and George Hobart which starred Ethel Barrymore.[2]
|Our Mrs. McChesney
|Directed by
|Ralph Ince
|Produced by
|Maxwell Karger
|Written by
|Luther Reed (scenario)
|Based on
|Our Mrs. McChesney
by Edna Ferber and George Hobart
|Ethel Barrymore
|William J. Black
|Distributed by
|Metro Pictures
Release date
Running time
|50 minutes; 5 reels
|United States
|Silent (English intertitles)
Barrymore reprised her role from the popular play, as did her fellow cast members Huntley Gordon and William H. St. James. Wilfred Lytell was a brother of Bert Lytell and Lucille Lee Stewart was a sister of Anita Stewart.[3] Ince was married to Lucille Lee Stewart.
As described in a film magazine,[4] Emma McChesney (Barrymore), saleswoman for T. A. Buck & Co., plans to give up the "road" and settle down with her boy Jack (Lytell). She discovers that Jack has married a chorus girl while at college and also raised a check that she had sent him. Determined to make a man of him, she secures a position for him at T. A. Buck & Co. and sends the daughter-in-law to a boarding school. She designs a new skirt for the company that finds favor at a fashion show when modeled by Jack's wife, and saves the company from bankruptcy.
- Ethel Barrymore as Emma McChesney
- Huntley Gordon as T. A. Buck Jr.
- Wilfred Lytell as Jack McChesney
- Lucille Lee Stewart as Vera Sherwood
- John Daly Murphy as Abel Fromkin
- Walter Percival as 'Beauty' Blair
- William H. St. James as 'Fat' Ed Myers
- Ricca Allen as Hattie Stitch
- George S. Trimble as Joe Greenbaum
- Sammy Cooper as Izzy Greenbaum
- Fred Walters as Sam Harrison
- "Our Mrs. McChesney". silentera.com.
- Our Mrs. McChesney at the Internet Broadway Database
- The American Film Institute Catalog Feature Films: 1911-20, The American Film Institute, c. 1988
- "Reviews: Our Mrs. McChesney". Exhibitors Herald. New York City: Exhibitors Herald Company. 7 (14): 26. September 28, 1918.
External links
- Our Mrs. McChesney on IMDb
- Our Mrs. McChesney at SilentEra
- Our Mrs. McChesney at AllMovie
- Period advertisement to the film
- Sequences from the film: photo #1 (still incorrectly listed as The Beloved Rogue), photo #2


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- Michael Rada
Happy Holidays
The Law Offices of Michael Rada wishes a Very Happy Holiday Season and a Joyous New Year to all!
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GuildWiki has been locked down: anonymous editing and account creation are disabled. Current registered users are unaffected. Leave any comments on the Community Portal.
Frozen Remnant
|Frozen Remnant
What drops it[edit | edit source]
Notes[edit | edit source]
- From Wintersday 2005, this item was accepted by Acolyte Rockhammer in Droknar's Forge, in exchange for Wintersday items.


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Top Theism Quotes
Browse top 181 famous quotes and sayings about Theism by most favorite authors.
Favorite Theism Quotes
1. "Moral judgments are linguistic survivals from the practices of classical theism which have lost the context provided by these practices."
Author: Alasdair MacIntyre
Author: Alasdair MacIntyre
2. "Atheism is a way of humility. It's to think oneself to be an animal, as we are actually and to allow oneself to become human."
Author: André Comte Sponville
Author: André Comte Sponville
3. "No philosophy, no religion, has ever brought so glad a message to the world as this good news of Atheism."
Author: Annie Besant
Author: Annie Besant
4. "Atheism or similar charges was not unusual among intellectuals, nor condemned by the masses. The prize-winning plays of Aristophanes were not merely atheist, but made fun of the gods and their prophets and oracles."
Author: Aristophanes
Author: Aristophanes
5. "There is no being eloquent for atheism. In that exhausted receiver the mind cannot use its wings, - the clearest proof that it is out of its element."
Author: Augustus Hare
Author: Augustus Hare
6. "The only position that leaves me with no cognitive dissonance is atheism. It is not a creed. Death is certain, replacing both the siren-song of Paradise and the dread of Hell. Life on this earth, with all its mystery and beauty and pain, is then to be lived far more intensely: we stumble and get up, we are sad, confident, insecure, feel loneliness and joy and love. There is nothing more; but I want nothing more."
Author: Ayaan Hirsi Ali
Author: Ayaan Hirsi Ali
7. "Pantheism certainly is (as its advocates would say) congenial to the modern mind; but the fact that a shoe slips on easily does not prove that it is a new shoe—much less that it will keep your feet dry. Pantheism is congenial to our minds not because it is the final stage in a slow process of enlightenment, but because it is almost as old as we are."
Author: C.S. Lewis
Author: C.S. Lewis
8. "An atheist has to know a lot more than I know. An atheist is someone who knows there is no god. By some definitions atheism is very stupid."
Author: Carl Sagan
Author: Carl Sagan
9. "Anytime that knowledge and a version of the truth are considered to be absolute, fundamentalism is the result, whether the arena is Christianity, Islam, Judaism, or any other religious faith, as well as atheism, conservative or liberal political views, even evolution or intelligent design. Anytime our minds are closed and there is no room for dissent, we are on a slippery slope towards stagnation."
Author: Carlton D. Pearson
Author: Carlton D. Pearson
10. "Islam, the third in historical sequence of the ethical monotheistic religions of the Near East, was very successful in establishing its monotheism, but had only very moderate success in spreading its version of Jewish and Christian ethics to the Arabs."
Author: Carroll Quigley
Author: Carroll Quigley
11. "Isn't atheism just another religion?' No, it isn't. Atheism has no creeds, rituals, holy book, absolute moral code, origin myth, sacred spaces or shrines. It has no sin, divine judgment, forbidden words, prayer, worship, prophecy, group privileges, or anointed 'holy' leaders. Atheists don't believe in a transcendent world or supernatural afterlife. Most important, there is no orthodoxy in atheism."
Author: Dan Barker
Author: Dan Barker
12. "True philosophical atheism must be regarded as a superstition, often nurtured by an infantile wish to live in a world proportionate to one's own hopes or conceptual limitations."
Author: David Bentley Hart
Author: David Bentley Hart
13. "Materialism is a conviction based not upon evidence or logic but upon what Carl Sagan (speaking of another kind of faith) called a "deep-seated need to believe." Considered purely as a rational philosophy, it has little to recommend it; but as an emotional sedative, what Czeslaw Milosz liked to call the opiate of unbelief, it offers a refuge from so many elaborate perplexities, so many arduous spiritual exertions, so many trying intellectual and moral problems, so many exhausting expressions of hope or fear, charity or remorse. In this sense, it should be classified as one of those religions of consolation whose purpose is not to engage the mind or will with the mysteries of being but merely to provide a palliative for existential grievances and private disappointments. Popular atheism is not a philosophy but a therapy."
Author: David Bentley Hart
Author: David Bentley Hart
14. "But for you to make this move would reveal the two fundamental tenets of true atheism. One: There is no God. Two: I hate Him."
Author: Douglas Wilson
Author: Douglas Wilson
15. "Atheism is a conclusion reached by the most reasonable methods and one which is not asserted dogmatically but is explained in its every feature by the light of reason. The atheist does not boast of knowing in a vainglorious, empty sense. He understands by knowledge the most reasonable and clear and sound position one can take on the basis of all the evidence at hand. This evidence convinces him that theism is not true, and his logical position, then, is that of atheism.We repeat that the atheist is one who denies the assumptions of theism. he asserts, in other words, that he doesn't believe in a God because he has no good reason for believing in a God. That's atheism -- and that's good sense."
Author: E. Haldeman Julius
Author: E. Haldeman Julius
16. "The Qur'an began by criticizing two closely related aspects of that society: the polytheism or multiplicity of gods which was symptomatic of the segmentation of society, and the gross socioeconomic disparities that equally rested on and perpetuated a pernicious divisiveness of mankind. The two are obverse and converse of the same coin: only God can ensure the essential unity of the human race as His creation, His subjects, and those responsible finally to Him alone. The economic disparities were most persistently criticized, because they were the most difficult to remedy and were at the hear of social discord—although tribal rivalries, with their multiple entanglements of alliance, enmity, and vengeance, were no less serious, and the welding of these tribes into a political unity was an imperative need. Certain abuses of girls, orphans, and women, and the institution of slavery demanded desperate reform."
Author: Fazlur Rahman
Author: Fazlur Rahman
17. "Atheism leaves a man to sense, to philosophy, to natural piety, to laws, to reputation; all which may be guides to an outward moral virtue, though religion were not; but superstition dismounts all these, and erecteth an absolute monarchy in the minds of men. Therefore atheism did never perturb states; for it makes men wary of themselves, as looking no further: and we see the times inclined to atheism (as the time of Augustus Cæsar) were civil times. But superstition hath been the confusion of many states, and bringeth in a new primum mobile, that ravisheth all the spheres of government. The master of superstition is the people; and in all superstition wise men follow fools; and arguments are fitted to practice, in a reversed order."
Author: Francis Bacon
Author: Francis Bacon
18. "As soon as he reflected seriously he was convinced of the existence of God and immortality, and at once he instinctively said to himself: "I want to live for immortality, and I will accept no compromise." In the same way, if he had decided that God and immortality did not exist, he would have at once become an atheist and a socialist. For socialism is not merely the labor question, it is before all things the atheistic question, the question of the form taken by atheism to-day, the question of the tower of Babel built without God, not to mount to heaven from earth but to set up heaven on earth."
Author: Fyodor Dostoyevsky
Author: Fyodor Dostoyevsky
19. "The force that played havoc with the cortisol in my blood was the same force that helped my body recover; if I felt better one day and worse the next, it was unchanged. It chose no side. It gave the girl next to me in the hospital pneumonia; it also gave her white blood cells that would resist the infection. And the atoms in those cells, and the nuclei in those atoms, the same bits of carbon that were being spun into new planets in some corner of space without a name. My insignificance had become unspeakably beautiful to me. That unified force was a god too massive, too inhuman, to resist with the atheism in which I had been brought up. I became a zealot without a religion."
Author: G. Willow Wilson
Author: G. Willow Wilson
20. "My atheism ... is true piety towards the universe and denies only gods fashioned by men in their own image, to be servants of their human interests."
Author: George Santayana
Author: George Santayana
21. "As I've said, I've never believed in God, which technically makes me an atheist (since the prefix "a" means "not" or "without"). But I have problems with the word "atheism." It defines what someone is not rather than what someone is. It would be like calling me an a-instrumentalist for Bad Religion rather than the band's singer. Defining yourself as against something says very little about what you are for."
Author: Greg Graffin
Author: Greg Graffin
22. "Were it possible to induce the masses to adopt atheism, this belief would exhibit all the intolerant ardor of a religious sentiment, and in its exterior forms would soon become a cult."
Author: Gustave Le Bon
Author: Gustave Le Bon
23. "Is it that by its indefiniteness it shadows forth the heartless voids and immensities of the universe, and thus stabs us from behind with the thought of annihilation, when beholding the white depths of the milky way? Or is it, that as in essence whiteness is not so much a color as the visible absence of color, and at the same time the concrete of all colors; is it for these reasons that there is such a dumb blankness, full of meaning, in a wide landscape of snows -- a colorless, all- color of atheism from which we shrink?"
Author: Herman Melville
Author: Herman Melville
24. "I prefer rationalism to atheism. The question of God and other objects-of-faith are outside reason and play no part in rationalism, thus you don't have to waste your time in either attacking or defending."
Author: Isaac Asimov
Author: Isaac Asimov
25. "Properly read, the Bible is the most potent force for atheism ever conceived."
Author: Isaac Asimov
Author: Isaac Asimov
26. "The cold logic of mid-twentieth-century atheism has now given way to an era of renewed 'spirituality,' but it is an awakening more thrapeutic than pious, more attuned to self-expression than self-denial. It is now fashionable to talk about God, though it is still deeply unfashionable to believe in him."
Author: J. Mark Bertrand
Author: J. Mark Bertrand
27. "Monotheism is but imperialism in religion."
Author: James Henry Breasted
Author: James Henry Breasted
28. "Atheism rises above creeds and puts Humanity upon one plane.There can be no 'chosen people' in the Atheist philosophy.There are no bended knees in Atheism;No supplications, no prayers;No sacrificial redemptions;No 'divine' revelations;No washing in the blood of the lamb;No crusades, no massacres, no holy wars;No heaven, no hell, no purgatory;No silly rewards and no vindictive punishments;No christs, and no saviors;No devils, no ghosts and no gods."
Author: Joseph Lewis
Author: Joseph Lewis
29. "A God who kept tinkering with the universe was absurd; a God who interfered with human freedom and creativity was a tyrant. If God is seen as a self in a world of his own, an ego thatrelates to a thought, a cause separate from its effect, he becomes a being, not Being itself. An omnipotent, all-knowing tyrant is not so different from earthly dictators who make everything andeverybody mere cogs in the machine which they controlled. An atheism that rejects such a God is amply justified."
Author: Karen Armstrong
Author: Karen Armstrong
30. "If atheism is to be used to express the state of mind in which God is identified with the unknowable, and theology is pronounced to be a collection of meaningless words about unintelligible chimeras, then I have no doubt, and I think few people doubt."
Author: Leslie Stephen
Author: Leslie Stephen
31. "What am I to God? Nothing, a murky shadow. My passage on this earth is too rapid to leave any traces; it counts for nothing in space or in time. God really doesn't pay any attention to us, so even if he exists, it's as if he didn't. My form of atheism, however, leads inevitably to an acceptance of the inexplicable. Mystery is inseparable from chance, and our whole universe is a mystery. Since I reject the idea of a divine watchmaker (a notion even more mysterious than the mystery it supposedly explains), then I must consent to live in a kind of shadowy confusion. And insofar as no explication, even the simplest, works for everyone, I've chosen my mystery. At least it keeps my moral freedom intact."
Author: Luis Buñuel
Author: Luis Buñuel
32. "I am scared of the day, when they turn atheism into another religion for controlling masses."
Author: M.F. Moonzajer
Author: M.F. Moonzajer
33. "Atheism may be defined as the mental attitude which unreservedly accepts the supremacy of reason and aims at establishing a lifestyle and ethical outlook verifiable by experience and the scientific method, independent of all arbitrary assumptions of authority and creeds."
Author: Madalyn Murray O'Hair
Author: Madalyn Murray O'Hair
34. "All this twaddle, the existence of God, atheism, determinism, liberation, societies, death, etc., are pieces of a chess game called language, and they are amusing only if one does not preoccupy oneself with 'winning or losing this game of chess."
Author: Marcel Duchamp
Author: Marcel Duchamp
35. "It is not the Head but the Heart that is the Seat of Atheism."
Author: Mary Astell
Author: Mary Astell
36. "...[That] is my dilemma. Because if I was led by God to love God, step by step, as it seemed, if I accept that the beauty and the rapture were real and true, the rest of it was God's will too, and that gentlemen is cause for bitterness. But if I am simply a deluded ape who took a lot of old folktales far too seriously, then I brought all this on myself and my companions and the whole business becomes farcical, doesn't it. The problem with atheism, I find, under these circumstances...is that I have no one to despise but myself. If, however, I choose to believe that God is vicious, then at least I have the solace of hating God."
Author: Mary Doria Russell
Author: Mary Doria Russell
37. "We are all born agnostics. Atheism and theism is sold to us."
Author: Mokokoma Mokhonoana
Author: Mokokoma Mokhonoana
38. "What I am is a proud humanist. Atheism says what I don't accept, humanism says what I do." - Nathan Phelps"
Author: Nathan Phelps
Author: Nathan Phelps
39. "Modernist discourse [...] incorporates semantic devices - such as the labeling of theism as 'religion' and naturalism as 'science' - that work to prevent a dangerous debate over fundamental assumptions from breaking out in the open."
Author: Phillip E. Johnson
Author: Phillip E. Johnson
40. "Mr. Dawkins' assertions are self-refuting- ie. Actual infinity vs. potential infinity easily makes the most reasonable argument for theism and a Deity. Now, the argument for the Creator God of Christianity requires much more time, energy, and logical effort."~R. Alan Woods [2007]"
Author: R. Alan Woods
Author: R. Alan Woods
41. "To sustain the belief that there is no God, atheism has to demonstrate infinite knowledge, which is tantamount to saying, "I have infinite knowledge that there is no being in existence with infinite knowledge"
Author: Ravi Zacharias
Author: Ravi Zacharias
42. "If the Christian church is to move responsibly towards the future, it must restore or renew its ties with its past. Contemporary Catholic and Protestant radicals want to claim that Christianity means whatever "Christian" today happen to believe and practice, be it pantheism, unitarianism, or sodomy. The Christian faith has suffered immeasurable harm because of the tendency of people to use the word "Christian" in a careless and non-historical way. Nothing in this argument would preclude liberal Protestants and Catholics from developing and practicing any religion they like."
Author: Ronald H. Nash
Author: Ronald H. Nash
43. "Atheism is not a philosophy; it is not even a view of the world; it is simply a refusal to deny the obvious. Unfortunately, we live in a world in which the obvious is overlooked as a matter of principle."
Author: Sam Harris
Author: Sam Harris
44. "Atheism, true 'existential' atheism burning with hatred of a seemingly unjust or unmerciful God, is a spiritual state; it is a real attempt to grapple with the true God.… Nietzsche, in calling himself Antichrist, proved thereby his intense hunger for Christ."
Author: Seraphim Rose
Author: Seraphim Rose
45. "In the second century A.D. the Roman Emperor Marcus Aurelius may have best defined pantheism when he wrote, "Everything is interwoven, and the web is holy."
Author: Sharman Apt Russell
Author: Sharman Apt Russell
46. "There are two atheisms of which one is a purification of the notion of God."
Author: Simone Weil
Author: Simone Weil
47. "[Mindfulness] is not concerned with anything transcendent or divine. It serves as an antidote to theism, a cure for sentimental piety, a scalpel for excising the tumor of metaphysical belief. (130)"
Author: Stephen Batchelor
Author: Stephen Batchelor
48. "Tariq was born in Lahore, now in Pakistan, then part of British-ruled India, in 1943. A Catholic school education did nothing to shake his life-long atheism.(BBC Documentary)"
Author: Tariq Ali
Author: Tariq Ali
49. "I gave up trying to establish where progress lay, and where revolution, or to see the plot -- as Amparo's [Brazilian] comrades expressed it -- of capitalism. How could I continue to think like a European once I learned that the hopes of the far left were kept alive by a Nordeste bishop suspected of having harbored Nazi sympathies in his youth but who now faithfully and fearlessly held high the torch of revolt, upsetting the wary Vatican and the barracudas of Wall Street, and joyfully inflaming the atheism of the proletarian mystics won over by the tender yet menacing banner of a Beautiful Lady who, pierced by seven sorrows, gazed down on the sufferings of her people?"
Author: Umberto Eco
Author: Umberto Eco
50. "The deepest difference between religions is not that between polytheism and monotheism."
Author: Walter Kaufmann
Author: Walter Kaufmann
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All these years of thinking, ending up like this: In front of all this beauty, understanding nothing."
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Dunphy: How we got 'under God'
Too many American politicians are woefully ignorant of American history.
Joe Biden in 2008 claimed that Franklin Roosevelt went on television in 1929 to talk to the American people about the stock market crash. Sarah Palin in 2011 transformed Paul Revere into an advocate of gun owner rights by stating that he had fired shots and rang bells to warn "the British that they weren't going to be taking away our arms."
A Republican candidate in North Carolina recently made an assertion that is jaw-dropping in its inaccuracy. The Rev. Jerry Carter, who hopes to represent District 65 in that state's House of Representatives, told some well-wishers that the Founding Fathers never intended a separation of church and state in our nation.
"If they did," he asked, "then why did they put 'one nation under God' in the Pledge of Allegiance?" Carter's well-wishers broke into applause.
FYI to the Rev. Carter and his supporters: the Founding Fathers didn't write the Pledge of Allegiance. In fact, those stirring words we learned as children were written long after the last Founding Father had departed this life.
The Pledge of Allegiance that we recite today was written by Francis Bellamy, a Baptist minister, in 1892. The pledge's original wording ran: "I pledge allegiance to my Flag and to the Republic for which it stands, one nation, indivisible, with liberty and justice for all." Readers will note that the words "under God" are absent.
Rev. Carter and other conservatives will be dismayed to learn that Bellamy was a Christian socialist, who taught public education classes with titles such as "Jesus the socialist." Unfortunately, Bellamy's Christian socialism was tainted by racism and xenophobia. He wrote of the dangers of admitting "the alien immigrant of inferior race" who might bring "corruption to the stock." Bellamy also called on white Americans to "make common cause….for the disenfranchisement of the negro." Strange sentiment indeed from one who wrote of "liberty and justice for all."
Bellamy's creation faced competition from an 1885 pledge written by George Balch. A Civil War veteran, Balch's pledge indeed mentioned God and ran: "We give our heads and hearts to God and our country: one country, one language; one flag!" Balch wrote this pledge in an attempt to instill patriotism in the children of immigrants, especially in New York City where he worked.
Balch's version, known as the "Old Pledge," co-existed with Bellamy's "New Pledge" until the 1923 National Flag Conference. Bellamy's pledge underwent revision and emerged as "I pledge allegiance to the flag of the United States of America, and to the Republic for which it stands, one nation, indivisible, with liberty and justice for all." Congress officially recognized this version in 1942, when our nation was at war with the Axis powers.
"Under God" became part of the pledge on June 14, 1954 after a bill authorizing this addition had passed Congress and was signed into law by President Dwight Eisenhower.
If we are to understand why, we must understand the times. The United States and the Soviet Union were locked in the Cold War. Sen. Joseph McCarthy since 1950 had been claiming that communists infested our federal government. For the first time in decades, the GOP controlled both houses of Congress. Adding "under God" to the pledge helped to underscore the differences between our nation and the godless communists, both abroad and at home. It also comprised great publicity for the GOP.
Were the Founding Fathers opposed to separation of church and state, as Carter claims? In his 1801 letter to the Danbury Baptists, President Thomas Jefferson explicitly referred to the First Amendment "as thus building a wall of separation between Church & State." It appears you're twice mistaken, Rev. Carter.
John J. Dunphy is the author of "Lewis and Clark's Illinois Volunteers" and "Abolitionism and the Civil War in Southwestern Illinois." He owns The Second Reading Book Shop in Alton.


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"I Only Half Care"
Its also travel day…I'm going up north to where I used to live to see my son and meet with some friends. I look forward to that each week. I should be back before 11 PM tonight. '
I was thinking about this caring thing I wrote about yesterday. I think it comes from a long time ago when there were less people in this country and we all knew what each of us thought about certain things. We knew as a group that we wouldn't care about e.g. what happened in another town, what the neighbors thought, the earth quake, the flood, the fire, the mass murder, we wouldn't have known about any of that stuff so we wouldn't have cared. I especially don't care about the golfer that cheated and disrespected his wife that is coming back to play his game. That is all about the money and nothing else. .…..Hence the advice from my mom…"Mind your own business…That sentence was engraved into my mind…Today, although I try to do that and I am successful most of the time, I feel like I should be caring more than I do. TV always tries to put you on a guilt trip with the send money ads and the sympathy dripping commercials…..I half care at times but pretend I don't. I care a lot at times but pretend I only half care. One of the reasons the news or commercials have no effect on me is because I really don't care about what happens to other people in other towns or countries because I was taught not to. (They sell time to sponsors by having the most outrageous news) Its always about the money. The criminals and fools don't realize that when they screw up or get caught someone makes money. It sure isn't them….From there I get, its OK to mind my own business. Its like they have the problem and its up to me to learn by their bad experience not to do the same thing…Its just that there is so much going on. I guess when you get older and wiser you have a tendency to snub your nose at negative behavior or think, what an ass or he or she should have known better. At least that's what I do and its OK to do that…….I have certain people that I will help and will go to any length to help them…To others, I will care somewhat but I will sit by and learn by your bad experience, not to put myself in the same position you are in…..There is so much insanity I won't even pray for you…I need every prayer I can get……I've got to go now….Damn, Where did I put that bullet proof vest?


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Honolulu Mortgage Rates – Lowest Home Loan Interest Rates – Mortgage rates for Honolulu, Hawaii on Lender411 for 30-year fixed-rate mortgages are at 4.03%. That increased from 4.02% to 4.03%. That increased from 4.02% to 4.03%.
Still, rates are well below where they were six months before the Great Recession, when the average 30-year mortgage cost 6.74 percent. So rates remain low by historical standards, and a weakening.
We really did our shopping with other loan lenders but decided to go with Honolulu Home Loans because he provided us with the lowest interest rate, the lowest monthly payments and was he only lender that offered a second mortgage option that exempted us form PMI (Private Mortgage Insurance, which would have been close to $500 more a month).
Student loan defaulters may well reflect on the position of the taxpayer who has provided. A good start could be for.
Current variable rate is 6.25% (subject to quarterly changes). SEE RATES · APPLY NOW. We offer 1st and 2nd Mortgage Home Equity LOC on your Rental property. 70% Loan to Value of Appraisal; 8 year draw period; 18 year or 30 year.
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Usda Rural Development Loan Credit Requirements Usda Housing Loans Assistance Program Programs & Services | USDA Rural Development – USDA Rural Development operates over fifty financial assistance programs for a variety of. Community facilities direct loan & Grant Program · Rural Business.Usda mortgage loan guidelines Handbooks | USDA Rural Development – HB-1-3560 MFH LOAN ORIGINATION HANDBOOK. A consolidated version of the handbook is available. HB-1-3560 is a large document and may take sometime to load.. Table of Contents Chapter 1 – Introduction Chapter 2 – MFH Programs and the Origination Process Chapter 3 – property requirements chapter 4 – NOFA and Initial Application ProcessThe U.S. Department of Agriculture Rural Development has. the rural eligibility requirements and/or area income limits in your county visit http://eligibility.sc.egov.usda.gov. Applicants must have.
Together they guarantee roughly half of the $10 trillion U.S. home loan market. Fannie and. In Honolulu. interest rates. The proposal, and the congressional mandate, come a year after officials vowed to shrink the role of government in the mortgage markets. The initiative would apply to. apply home Loans Cons Doesn't offer home equity loans or HELOCs. Doesn't do VA or USDA loans.
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Mortgage Home Rates Loans Honolulu – westside-property.com – Contents 15-year fixed mortgages Honolulu mortgage lender Federal law helps honolulu homeloans loan officers The rate on 15-year fixed-rate loans held at 4.07 percent for the second straight week, up from 3.38 percent a year ago. Markets consolidate ahead of FOMC tomorrow morning.
Zero Percent Home Loans FHA Home Loans are a Zero Down Mortgage. Federal Housing Administration, or FHA, loans require a 3.5% down payment, which can be quite a lot of money. On a $300,000 home purchase, that's $10,500. But, there is a somewhat obscure fha rule that allows you to get around this requirement, in a way. According to FHA guidelines,


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Oct. 27, 2004
ATLANTA – Marking the end of two weeks of preseason practice, Georgia Tech's men's basketball team will conduct an intrasquad scrimmage Saturday afternoon at 2:30 p.m. at Alexander Memorial Coliseum that will be open to the public.
The Yellow Jackets, looking to continue on the momentum built on last season's 28-10 campaign and a run to the national championship game, will have a live scrimmage with officials. It leads into the annual HoopsFest celebration at the Thrillerdome in which both the men's and the women's teams will sign autographs and take pictures with fans. There is no admission charge for either event.
Players and coaches meets fans for an hour from 5 – 6 p.m. in the Coliseum concourse area. There will be a costume contest for kids, for which the grand prize includes a basketball autographed by Coach Paul Hewitt and Coach MaChelle Joseph, two tickets to a men's game, a women's coupon book, a T-shirt and a hat. There will also be free candy and interactive games.
Fans may enter the Coliseum through Gates 2 and 3 for the events, and are invited to stick around after afterward to see Tech Volleyball host Miami at O'Keefe Gym at 7 p.m.
Tech, a consensus top-10 team in the preseason college basketball magazines, has a solid core of six returning players, including returning starters Jarrett Jack at point guard, B.J. Elder on the wing, Anthony McHenry at power forward and Luke Schenscher at center. Super subs Isma'il Muhammad and Will Bynum, both seniors, join the four to give the Yellow Jackets an experienced group.
"Practice has gone well. They've been workmanlike," said Hewitt on Wednesday. "They've done what they have to do, and overall I'm pleased with how they're progressing."
Elder, Jack and Schenscher are all on the preseason list for the John Wooden Award, given to the nation's best player at the end of each season. Elder, a 6-4 senior from Madison, Ga., was Tech's top scorer a year ago at 14.9 points per game, with Jack, a 6-3 junior from Fort Washington, Md., next at 12.5 points and 5.6 assists per game. Schenscher, a 7-1 senior from Hope Forest, South Australia, averaged 9.2 points and was Tech's top rebounder at 6.6 per game.
Jack, in particular, has drawn a lot of preseason attention as one of the nation's premier point guards.
"Jarrett's an outstanding player," said Hewitt. "He's leading more on the court, and he's much more vocal now. I can't think of anything right now that I can say I wish he was doing better."
Muhammad, a 6-6 forward from Atlanta, and Bynum, a 6-0 guard from Chicago, both averaged better than nine points a game last season and were Tech's sparkplugs off the bench. One of them likely will fill the vacancy in Tech's starting lineup left by graduated senior Marvin Lewis, the Jackets' top three-point shooter last season. Mario West, a 6-4 guard from Douglasville, Ga., adds depth and good defensive skills to Tech's backcourt.
Head coach Paul Hewitt also is counting on help in the frontcourt from a healthy and improved Theodis Tarver, a 6-9 center-forward from Monroe, La., who missed 13 games last season with a dislocated kneecap. Tarver, who earned a place in the starting lineup for Tech's three NIT games his freshman year, has played very well during the early practices.
"Theodis is running the court very well, and coming off the injury, one of the things we thought about was how his mobility would be affected. So far it has not been. He's scoring well. He's showing an increased level of skill that I attribute to his work in our individual instruction program."
Four freshmen will get a long look towards giving Tech the kind of depth it enjoyed during last season's run. The class of 6-6 forward Jeremis Smith of Fort Worth, Texas, 6-9 forward-center Ra'Sean Dickey of Clio, S.C., 6-5 swingman Anthony Morrow of Charlotte, N.C., and 6-0 guard Zam Fredrick of St. Matthews, S.C., were rated the second-best recruiting class in the ACC.
"They're bright. They're picking up things probably a little quicker than I expected them to," said Hewitt. "The reason for that is probably that we have veteran guys who can talk them through things on the court. They are able to help them when they see breakdowns.
"They're all displaying at different times, abilities to help us. Zam and Anthony have started to shoot the ball very well. Jeremis has surprised us with his ability to shoot the ball. All of them need to work on their defense. That's the one thing that is glaring. In order for them to make significant contributions, they need to be able to guard, and I tell them that all the time."
Tech will play a pair of exhibition games, Nov. 6 against Kennesaw State and Nov. 14 against LeMoyne, both at 2 p.m., before opening the regular season at home Nov. 19 against Alabama State.
From a tryout on October 20, the Yellow Jackets have added two walk-on players to the roster in 6-3 forward Stavros Simos, a freshman from Athens, Greece, and 6-0 guard Tyler Davis, a freshman from Grayson, Ga.
Along with walk-on guard Keith Jones, a 6-2 guard from Austell, Ga., who joined the team last year and red-shirted, that give Tech 15 players on its roster for the 2004-05 season.
Georgia Tech's position in the top 10 of all the preseason rankings has attracted plenty of attention for the Yellow Jackets during the month of October.
ESPN the Magazine will publish a profile on senior center Luke Schenscher in one of its November issues, while Sports Illustrated is focusing on Schenscher for its scouting report on the Jackets in its college basketball preview issue. The Sporting News magazine will publish a piece on Schenscher breaking down his hook shot.
ESPN.com's Andy Katz made Tech one of the visits on his preseason tour of campuses, and ESPN television's Jay Bilas was on campus Monday to tape an in-depth interview with head coach Paul Hewitt and film the team's practice for a feature package to air sometime in November.
Another ESPN crew was in town the week prior to the start of practice to tape a feature in Isma'il Muhammad's dunking prowess for an X-Games-style feature that is to air during halftime or pre-game shows during the season.
Muhammad, Schenscher and Jarrett Jack will be the team's representatives Sunday, along with Hewitt, at the annual ACC Operation Basketball media session, at which the attending media will vote on a predicted order of finish for the league and a preseason all-conference team. Tech was voted seventh in last year's preseason poll of media.


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English Learning Schools/Centers in Jaranwala
Jaranwala is one of the urban areas that is likewise one of the most established urban areas that lies in the diagram of Punjab region. This is essentially a residential area for the most part on the town side and exists in the scope of Faisalabad locale. The height of this place is around 180 meters. On the maps it is situated on the south eastern side of the Faisalabad city and it is 110 kilometers far from Lahore. This city likewise fills in as the central command and it has numerous other sub-divisions too to direct it deliberately. The name of the city is orginated from the tree, which in neighborhood dialect is called as Bohar an Oak tree. The name was jaranwala Bohar. The name is plainly comprised of two words, jaran implies roots and wala implies the place. The bohar tree for which this city is acclaimed for is something that is found there and it has some profound roots and furthermore on surface to set up and prosper itself. The name of this city is made upon the oak tree. It remains on the chak no 240 GB whch comes in the premises of jaranwala. Presently moving further the cooking and heating classes has been created in Jaranwala too. People here can learn english language from centers. These english learning centers are:
- Allied School
Address: Jaranwala Tehsil، 37250, Pakistan
Contact: +92 342 7863456
- Faran's Academy for English and modern languages
Address: Faisalabad Rd, City, Jaranwala, Punjab, Pakistan
Contact: +92 41 4311133


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Use lindsay in a sentence
Sentences ending with lindsay
- The same day the great news of Myrtle Hazard's accession to fortune came out, the secret was told that she had promised herself in marriage to Mr. Clement Lindsay. [6]
- The gossips will only know that she was upset in the river and cared for by some good people,--good people and sensible people too, Mrs. Lindsay. [6]
- There was only one Lindsay family in town,--he must mean Dr. William Lindsay. [6]
- But the image of the delicate blonde stood between her and all serious thought of Clement Lindsay. [6]
- It was not long before Susan received a reply from Clement Lindsay. [6]
- He wore the leaf on his shoulder which entitled him to be called Major Lindsay. [6]
- Miss Hazard, I have the pleasure of introducing to your acquaintance my distinguished young friend, Mr. Clement Lindsay. [6]
- It was perhaps fortunate that there was no special significance to Myrtle in the name of Clement Lindsay. [6]
- Once more he came, detailed on special duty, and this time with the eagle on his shoulder,--he was Colonel Lindsay. [6]
- He felt grateful beyond measure to pretty Susan Posey, who, as he had good reason for believing, retained her hold upon her early lover, and was looking forward with bashful interest to the time when she should become Mrs. Lindsay. [6]
Short sentences using lindsay
- Lindsay. [6]
More example sentences with the word lindsay in them
- As for that youth, Clement Lindsay, if he had not taken himself off as he did, Murray Bradshaw confessed to himself that he should have felt uneasy. [6]
- But Clement Lindsay was gone, and she must content herself with such worshippers as the village afforded. [6]
- And now I want to see the young man that rescued my friend here,--Clement Lindsay, I have heard his name before. [6]
- Myrtle Hazard Lindsay walked up to the bust and kissed its marble forehead, saying, "This is the face of my Guardian Angel. [6]
- Clement Lindsay had thought that his battle of life was already fought, and that he had conquered. [6]
- Myrtle was conscious, the instant she looked upon Clement Lindsay, of the existence of some peculiar relation between them; but what, she could not tell. [6]
- It's Mrs. Lindsay that Miss Myrtle is goin' to be,--an' a big cake there'll be at the weddin' frosted all over,--won't ye be plased with a slice o' that, Mr. [6]
- Clement Lindsay was so well received at his first visit that he ventured to repeat it several times, with so short intervals that it implied something more than a common interest in one of the members of the household. [6]
- Mr. Clement Lindsay returned to the city and his usual labors in a state of strange mental agitation. [6]
- That worthy person received him with a certain gravity of manner, caused by his recollections of the involuntary transgression into which Mr. Lindsay had led him by his present of "Ivanhoe. [6]
- Clement Lindsay passed not so much a pleasant evening, as one of strange, perplexed, and mingled delight and inward conflict. [6]
- The conversation between Mr. Clement Lindsay and Miss Susan Posey, as they walked home together, was not very brilliant. [6]
- It was the most natural thing in the world that Mr. Lindsay, a young gentleman from the city, should call to see Miss Hazard, a young lady whom he had met recently at a party. [6]
- Dr. W. Lauder Lindsay, 'Edinburgh Vet. [1]
- When Mr. Clement Lindsay presented himself, Mr. Bradshaw was a good deal surprised to see a young fellow of such a mould. [6]
- Dr. W. Lauder Lindsay has treated this subject at some length in the 'Journal of Mental Science,' July 1871; and in the 'Edinburgh Veterinary Review,' July 1858. [1]
- My friend--Mr. Clem--Clement Lindsay does n't care for me as he used to,--I know he does n't. [6]
- Quoted by Dr. Lauder Lindsay, in his 'Physiology of Mind in the Lower Animals,' 'Journal of Mental Science,' April 1871, p. [1]
- It had given Jesse Bulrush real satisfaction that Kitty Tynan listened to his reading of poetry--Longfellow, Byron, Tennyson, Whyte Melville, and Adam Lindsay Gordon chiefly--with such absorbed interest. [11]
- One of them informed him that he had seen that Lindsay fellah raound taown with the darndest big stick y' ever did see. [6]
- Mr. Lindsay talked in a very easy way for a serious young person. [6]
- Gifted was walking home, deeply immersed in thoughts excited by the hints which hail been thus wantonly thrown out to inflame his imagination, when all at once, on lifting his eyes, he saw Clement Lindsay coming straight towards him. [6]
- On arriving there, he inquired for the house where a Mr. Lindsay lived. [6]
- What fault could he find with Clement Lindsay, who had only done as any gentleman would do with a lady to whom he had just been introduced, addressed a few polite words to her? [6]
- He showed a falling-off in his appetite at tea-time, which surprised and disturbed his mother, for she had filled the house with fragrant suggestions of good things coming, in honor of Mr. Lindsay, who was to be her guest at tea. [6]
- Clement Lindsay had come to Oxbow Village with a single purpose. [6]
- The first thing Clement Lindsay did, when he was fairly himself again, was to finish his letter to Susan Posey. [6]
- Mr. Clement Lindsay appeared suddenly in that important locality, and repaired to his accustomed quarters at the house of Deacon Rumrill. [6]
- See 'Madness in Animals,' by Dr. W. Lauder Lindsay, in 'Journal of Mental Science,' July 1871. [1]
- Colonel Clement Lindsay and Myrtle his wife came in, and stout Nurse Byloe bore their sturdy infant in her arms. [6]
- It followed from all this that the name of Clement Lindsay had no peculiar meaning for her. [6]
- Clement Lindsay was a little surprised by his invitation. [6]
- He had noticed a hat in the entry, and a little stick by it which he remembered well as one he had seen carried by Clement Lindsay. [6]
- It is said (Dr. W. Lauder Lindsay, 'Journal of Mental Science,' 1871, p. 43), that Bacon long ago, and the poet Burns, held the same notion. [1]
This page helps answer: how do I use the word lindsay in a sentence? How do you use lindsay in a sentence? Can you give me a sentence for the word lindsay? It contains example sentences with the word lindsay, a sentence example for lindsay, and lindsay in sample sentence.


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Miami HEAT's Dwyane Wade and Project Medishare needs your vote in the NBA Cares Charity Challenge
[vodpod id=Video.3546303&w=425&h=350&fv=] more about "Miami HEAT's Dwayne Wade and Project ...Read More
[vodpod id=Video.3546303&w=425&h=350&fv=] more about "Miami HEAT's Dwayne Wade and Project ...Read More
By Jennifer Browning This year the Celebrity Amputee Golf Classic will split revenue equally between Project Medishare and Shake-A-Leg Miami. Proceeds specifically will go to Project Medishare's Haitian Amputee Rehabilitation Program, which is treating over 1700 people in Haiti who lost a limb due to the...Read More
By Jennifer Browning The NBA Cares Charity Challenge begins today on the NBA's Facebook Charity Challenge Voting page, where fans will vote for their favorite charity. Each day the NBA will feature a video highlighting the NBA player's work with the associated featured...Read More
By Jennifer Browning A small electrical fire broke out last night in the pediatric tent after the Project Medishare field hospital had been pounded by a massive lightning storm throughout the day. Although shaken, all of the volunteers and patients are safe. Volunteer surgeon Dr. Harvey Austin said...Read More
[vodpod id=Video.3464275&w=425&h=350&fv=] more about "Video from Haiti Donors Conference: ...Read More
[caption id="attachment_1648" align="aligncenter" width="500" caption="After logistics learned that the new volunteers would be arriving 12 hours later than planned, a group of Army medics, nurses, and PAs from Fort Bragg showed up to save the day. Photo by PJ Pitts."][/caption] By Jennifer Browning Each Saturday, new medical...Read More
[vodpod id=Video.3526364&w=425&h=350&fv=] more about "Project Medishare Continues Fitting A...Read More
By Jennifer Browning Shortly after the January 12 earthquake, Spencer's joined forces with Delta Apparel, Next Level Apparel, and T-shirt Central and offered 10,000 T-shirts in varying styles for sale to raise money for Project Medishare. Spencer's store associated offered these shirt to every guest for a...Read More
more about "Haiti: The Long Road Back", posted with vodpod By Jennifer Browning In case you missed it Friday evening, here is the video clip from CBS Evening News. News anchor, Katie Couric, visited Project Medishare's field hospital in Port-au-Prince a few weeks ago. Here is the...Read More
By Jennifer Browning While the impending rainy season makes life difficult in our field hospital in Port-au-Prince, the same rain helps seeds turn to much needed food. For the past three years, through the Integrated Community Development Program, Project Medishare has been working to improve agriculture in...Read More


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Yili Co. (600887) Interim Review: Market share keeps improving and looks at long-term development
The text of the report, Yili Co., Ltd. announced its 2019 Interim Report, and the company achieved revenue of 449 in 19H1.
65 trillion, +13 for ten years.
58% of which, Q2 achieved revenue of 218.
88 yuan, +9 for ten years.
37%; the company achieved a net profit of 37 attributable to its mother in 19H1.
810,000 yuan, ten years +9.
71%, of which Q2 achieved net profit attributable to mother 15.
5.0 billion, ten years +11.
83%; the company's 19H1 net profit after deducting non-return to its mother was 35.
19 trillion, ten years +9.
00%, of which Q2 realized non-return to the mother net profit of 13.
37 trillion, ten years +8.
69%; the return is 0.
62 yuan.
Key investment points: The volume of high-end products has increased, the channel penetration rate has increased, and revenue has maintained a steady increase.
The company achieved revenue of 449 in 19H1.
6.5 billion, +13 per year.
89%; second quarter: +9.
Among them, the growth rate of Q2 revenue was affected to some extent by the competition of low-price promotion of competing products, but benefited from the volume of single products and channel penetration. Under the background of intensified competition in the industry, the market share of room temperature and milk powder products of 19H1 continued to increase.
Single product volume is still driven: 19H1 liquid milk / milk powder and dairy products / cold beverage products accounted for 80% of revenue.
63% / 9.
78% / 9.
59%, two years -2 compared with 2018.
80pct / -0.
44 points / + 3.
We judge that the volume of large single products and new products is still the driving factor for the growth of liquid milk: the company's "Golden Code", "An Muxi", "Chang Qing", "Every Yitian", "Happy Day", "Golden Collar", "Cleverz", "Sparse selection"Changyi 100%" and other key products sales revenue + 30% per year; the company's new product sales revenue accounted for 17%.
4%, an increase of 2.
6pct, also contributes to income increase.
It is worth pointing out that Nielsen Zero Research data shows that the retail sales of domestic normal temperature liquid milk, low temperature liquid milk and milk powder segments in 19H1 were +3 respectively.
0%, -0.
7% and +8.
8%, of which, the retail sales of organic dairy products segment increased by 13 over the same period last year.
Taken together, the company's revenue growth is still clearly ahead of the industry.
Terminal penetration rate continues to 南宁桑拿 increase: Nielsen zero research data shows that the company's market share of room temperature / low temperature liquid milk / infant formula in the first half of the year were 38.
2% / 16.
4% / 6.
4%, +2 each year.
4pct / -1.
1pct / + 0.
6pct, in which the market share of room temperature category increased significantly, indicating that the company's channels continued to sink.
The market penetration of 19H1 company's room temperature liquid dairy products was terminated.
9%, ten years +2.
7pct, its penetration in third- and fourth-tier cities penetrates 86.
2%, ten years +2.
3 points.
From the perspective of sales model, the proportion of revenue in the 19H1 distribution / direct sales model was 96.
83% / 3.
17%, the proportion of distribution continued to increase, the company's e-commerce business income increased by +31 each year.
By region, 19H1 North China / South China / Other regions revenue ratio was 28.
64% / 24.
99% / 46.
37%, two years -1 compared with 2018.
66 points / -2.
03pct / + 3.
69pct, regional expansion is still actively pushing forward.
The increase in costs is manageable, and the gross profit margin is basically flat.
The company's gross profit margin for 19H1 was 38.
58% (first season: 39.
95%; second quarter: 37.
13%), at least -0.
10pct, -2.
82pct, mainly due to the continuous rise in raw milk prices and the temporary impact of the product (the high-end product volume in the peak season of Q1 is significant).
The price of raw milk has continued to increase since 19 years: as of June 26, the price of raw milk in 22 main producing areas in China was 3.
57 yuan / kg, +5 for ten years.
6%; Fonterra's full-fat milk powder auction price was $ 2,969 / tonne until July 2, +45 since the beginning of the year.
From the initial point of view, the domestic environmental protection production restriction order has increased raw milk supplementation for 18 years, and is expected to reduce the stock affected by weather in the near future. The distribution of Fonterra milk powder auctions has decreased, and the price of raw milk in the peak season is expected to keep rising.
From a preliminary point of view, the current price of raw milk still has a price difference compared to feed prices, and the global raw milk production is insufficiently motivated to reduce production. If it is not a natural disaster, it will be difficult for raw milk prices to start a growth cycle in 19 years. The increase in demand in emerging markets is expected to keep the price of milk powder in the medium termUpward trend.
Expense rates are down every second, hedging cost pressures.
The company's 19H1 expense ratio was 29 overall.
01%, Decade -0.
04 points.
Among them, sales expenses expenses 24.
63% a year -1.
83pct. From the core subjects, the increase rate of labor insurance premiums and employee compensation are +80, respectively.
92% and +32.
61%, advertising and marketing expenses were basically flat at last year's high base, and increased slightly in recent years2.
05%; management expenses 4.
25%, ten years +0.
75pct, mainly related to labor and labor insurance premiums, intangible assets vendors, and employee compensation increased by +96.
40% / + 69.
72% / + 68.
74%; financial expense budget -0.
32%, -0 per year.
41pct; R & D expense 0.
45%, ten years +0.
45 points.
In 19H1, the company's expense ratio was hedged by downward pressure on costs; in 19H1, net profit attributable to mothers was 37.
810,000 yuan, ten years +9.
36%; second quarter: +11.
19H1 net profit is 8.
86%; second quarter: 6.
87%), at least -0.
19H1 company operating cash flow for two years -28.
73%, mainly due to the increase in raw material procurement and cash payments to employees, which increased operating cash expenses.
In the medium term, there is still uncertainty in the industry's structure, but the company's platform development trend is good: the competition still has uncertainty, and Yili has the first-mover advantage through channels.
Mengniu further increased product promotion and brand promotion in 19Q2. It is expected that Yili will continue to maintain a relatively high expense in order to increase market share.
Yili's channel is more sinking than Mengniu's. The former accounts for 40% in the third and fourth tier and township markets, but 36%. Correspondingly, Yili's market share in the third and fourth tier and township markets reaches 33%.35%, while Mengniu is 28-32%, low-tier cities will be the core market for the future increase in demand for the dairy industry.
In our judgment, Mengniu may still maintain a strong attitude in its competitive strategy. The uncertainty of the preliminary competitive landscape may still make its performance likely to change. However, considering the channel 's leading issue board in Yili 's lower-tier market, it is expected that Yili 's defensive position will remainAdvantages.
Long-term: The core strategy of Yili's strategic layout is category expansion, which is expected to become the Chinese version of Nestle.
14H2 Yili put forward a long-term plan to become a 100 billion health food group by 2020.
The plant protein beverage walnut milk introduced at the end of 2014 marked the opening of Yili's category expansion. In 18 years, it also focused on creating "plant selection" soy milk products. In 19 years, it began to layout the field of milk drinks and mineral water. Cross-category expansion will continue for the company's futureThe cornerstone of steady development.
Yili is expected to enter the major health-related industries such as functional drinks, fruit juices, snack foods, and even health foods through endogenous and extended mergers and acquisitions to provide new momentum for the company's long-term growth.
Following the announcement of the acquisition of Thai ice cream brand CHOMTHANA in 18 years, the company's acquisition in New Zealand has also landed, and the trend of expanding regions and enriching categories is obvious.
Category expansion can share channel resources and diminish marginal expansion. At the same time, Yili's merger and acquisition expansion is cautious, and it is preferred that the acquisition target can produce synergy with the company and has a foundation of performance stability.
Profit forecast and investment advice The company is a leading dairy company, with its main business share increasing and platformization trend, and its future performance prospects are considerable.
We expect the company's revenue to be 900 in 2019 and 2020 respectively.
400 million (+13.
2%) and 1017.
100 million (+13.
0%) and net profit was 72.
0 billion (+11.
8%) and 81.
300 million (+13.
0%), corresponding to the closing price on August 29, 2019. The company's PE in 2019 and 2020 will be 25x and 22x, respectively.
Maintain the level of "prudent overweight".
Risks prompt increased industry competition, rising raw material prices, and food safety issues


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Chile is sitting on a lithium goldmine, but locals say that exploiting it will come at a terrible environmental cost
|(Natural News) The Chilean salt flats are somewhat of a juxtaposition. On the surface, it's the perfect picture of a life detached from technology, what with its idyllic landscapes and breathtaking nature. However, what lies beneath is an element that powers most devices in the modern world – lithium. That said, the country doesn't just have lithium…
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