text:
Dyfed Area Planning Board is the partnership body responsible for supporting the planning, commissioning and performance management of substance misuse services.
Area Planning Boards (APBs) for Substance Misuse in Wales were created in April 2013, co-terminus with the new Local Health Board boundaries. The Dyfed Area Planning Board is a multi –agency partnership made up of the key organisations that have the statutory responsibility for tackling drug and alcohol misuse in the area. The statutory responsible authorities are Dyfed Powys Police, Ceredigion, Carmarthenshire and Pembrokeshire Local Authorities, Hywel Dda Local Health Board, Probation and Fire Service. In addition Public Health Wales, the Youth Offending Service and the Police and Crime Commissioner's office are non-statutory responsible authority members of the APB.
The Dyfed Area Planning Board has responsibility for management of the following budgets:
Welsh Government Substance Misuse Action Fund - £2,550,364
NHS Ring fenced Allocation - £1.841 Million
In addition, APB member organisations, through a Memorandum of Understanding, try to ensure that their individual organisational spends on drug and alcohol misuse is in line with the agreed collective strategic priorities.
The Area Planning Board Executive has four main areas of responsibility in relation to the drug and alcohol misuse agenda:
The Welsh Government 10 year Substance Misuse Strategy "Tackling Drug and Alcohol Misuse: A Partnership Approach" came to an end in 2018 and work is underway on the development of its next approach. It is likely that this will be in line with the key aims of the previous strategy which focused on:
· Prevention and Harm Reduction
· Families and Communities
· Treatment, Recovery and Availability
Developments during 2018-19
A number of consultation events and workshops have been held with all APB partners and stakeholders as part of the development of the new commissioning strategy. During these events priorities and gaps in services were identified from the review of local need and evidence base. These key areas of work were discussed during the APB Executive Board in March 2019 and the budgets for the financial year 2019/20 were adjusted accordingly to allow for investment in these areas.
Dyfed APB has retendered for the Young Persons service as the contract on the previous service came to an end on 31st March 2019. The new contract is for 1 year only to allow the APB to develop a new model of service based on changing needs and the clear commitment identified in the consultation events to move towards a well-being approach across partnerships and organisations.
The Alcohol Liaison Service, currently available in Prince Philip Hospital in Llanelli, Glangwili Hospital in Carmarthen and Bronglais Hospital in Aberystwyth has commenced recruitment for a new post in Withybush hospital, Pembrokeshire which will ensure equitable provision across the four Hywel Dda University Health Board Hospital sites.
In response to concerns from the Llanelli Business Improvement District Task Force Group, a Llanelli Discarded Needles Task and Finish Group has been established. Terms of Reference have been agreed and an Action Plan has been developed. This is a well-attended multi agency action group which includes APB Commissioning Team, Dyfed Powys Police, Carmarthenshire Council, DDAS(Dyfed Drug and Alcohol Services - Tier 2), CDAT (Community Drug and Alcohol Team - Tier 3), Choices (Young Person Service) , Llanelli Town Councillors and local businesses. This group is seeing good results and demonstrating positive joint working with local partners.
Education and Awareness
Preventing future substance misuse is as important as treating the established problem and Dyfed APB acknowledge the importance of projects to educate and raise awareness.
The regional young people Choices service is commissioned to support schools across the region to deliver sessions to young people alongside the All Wales Schools Liaison Service which is delivered by Dyfed Powys Police.
Dyfed APB also recognises the need to provide projects which are targeted at the general adult population, including older adults and during 2018-19 specific work was undertaken with over 50s groups in Ceredigion using AUDIT – C as a screening tool.
During the stakeholder sessions, which were held as part of the development of the new Dyfed APB Commissioning Strategy, one of the key themes that has emerged is the need to develop a wellbeing approach across a whole system and across partnerships and organisations which will also include the work required to develop the existing provision on education and awareness with the following key themes agreed as areas for development and investment.
· An approach / structure that tackles all vulnerabilities
· A Strategic Prevention Board across partnerships
· A Wider approach to prevention that builds on protective factors and resilience building
· An understanding of work and position across each of the counties for this agenda is needed prior to investment in a "new service" or approach.
· A consistent, co-ordinated approach to whole population or targeted prevention, either within schools or in other settings such as youth services and for those young people not in education or employment
Dyfed APB have agreed to invest in a 2 year senior Prevention and Community asset based development role to map out the current approach, community co-production focused work and programme development across whole population and targeted prevention interventions in line with the evidence base.
Harm Reduction
Take Home Naloxone Kits Dyfed Issued in 2018-19:
Dyfed Needle Syringe Programme
The needle syringe programme provides needles and other drug related paraphernalia to people who inject drugs, including image and performance enhancing drugs.
The main aim of the needle syringe programme is to reduce the transmission of blood borne viruses and other infections caused by sharing injecting equipment, such as HIV, Hepatitis B and C. In turn, this will reduce the prevalence of blood borne viruses and bacterial infections, so benefiting the wider community.
In Dyfed the APB approved needle syringe programme is provided across the region via fixed sites in services such as DDAS, as well as being provided in community pharmacies across Carmarthenshire, Ceredigion and Pembrokeshire to ensure equitable access across the region.
During 2018-19 clients accessed the Dyfed Needle Syringe Programme for the following primary substances:
Recovery can be defined as "a process in which the difficulties associated with substance misuse are eliminated or significantly reduced and the resulting personal improvement becomes sustainable". Dyfed APB funds a wide range of recovery services via the Regional Tier 2 Drug and Alcohol service (DDAS). These include "Moving on in Recovery 12 session programme", "coffee and company", men only groups, walks and volunteering in skills base activities. These groups have very good service user engagement and feedback is positive with some clients reporting a reduction in usage.
DDAS also run the nationally commissioned Out Of Work Peer Mentoring Service. The OoWS operates across all of Wales and is open to people who live in Wales, aged 16-24 and not in employment, education or training (NEET), or aged 25+ and long-term unemployed or economically inactive. A key aim of the OoWS is to support participants into employment or education, or to measurably improve their labour market position. The key barrier for participants to working or to education is a history of substance misuse and/or mental ill-health. Because of this focus, the OoWS is a specialist programme catering to those who cannot or will not engage with mainstream services, or for whom mainstream services are not suitable.
The OoWS combines pre-employment engagement, peer mentoring, and employment-focused support, and works with stakeholders including healthcare professionals and employers.
Cyfle Cymru Peer Mentoring Programme – Dyfed
The Cyfle Cymru Peer Mentoring Programme is a European Social Fund/Welsh Government funded project covering all Wales.
Barod manage the Dyfed aspect of the contract in partnership with Hafal. The aim of the project is to aid Substance Misuse and Mental Health service users who are embarking on their recovery journey back into work, education, training or volunteering.
The project is heavily monitored and audited by the Welsh Government.
The Peer Mentoring Programme in Dyfed has a new Lead Peer Mentor in post, new processes and procedures have been developed which have helped staff achieve the targets. All staff are on their own journeys of recovery and often this project is their first foray back into the working environment. This can be challenging for all involved but the team are now achieving their weekly target of 9 registrations per week. If registration outcomes are maintained, then the project should complete its target by July 2020. Other outcome criteria such as non- accredited courses have already been met and achieved.
Job outcomes are always the last to be achieved as the individual progresses through training and education, but it must be noted that not all participants want to return to work and are content and confident to become volunteers. Cyfle Cymru offers a wide range of activities designed to build confidence, self esteem and empower individuals to move forward.
The team consists of 11 regional Peer Mentors of which there is a Lead Peer Mentor, 2 x Young Persons Peer Mentors (16-25), 1x Job Specialist and 2 x Hafal Mental Health workers. There is also 3 additional Assistant Peer Mentors who are on short term contracts and have progressed from within the service.
The service is achieving well and is becoming well known and respected within the substance misuse and mental health field and is greatly valued amongst its participants.
Reducing Availability
Dyfed APB is committed to work with partners to help tackle the harms associated with substance misuse related crime and anti-social behaviour. A number of cross partnership groups have been established where intelligence and data is considered and priority areas are agreed. Dyfed APB will be building on this work during 2019/20
There are Community Safety Partnerships in Carmarthenshire, Ceredigion and Pembrokeshire which oversee the reducing availability agenda.
Regional and local groups such as Serious Organised Crime Board are identifying priority areas for each locality to tackle.
The graphs below show Dyfed Area Planning Board's performance against the Welsh Government Key Performance Indicators (KPIs) for drug and alcohol misuse across a 12 month rolling period. The figures offer a comparison with other Area Planning Boards. Overall Dyfed Area Planning Board performs well compared to the rest of Wales.
The graph below shows that Dyfed had one of the lowest DNA rates across Wales during 2018-19, recording 7 months where less than 5% of individuals did not attending following assessments
In Dyfed waiting times for access to services is low, with 93.5% of clients being seen within 20 days during 2018-19.
During 2018-19 Dyfed achieved a cumulative result of 88.4%, which is above the target set by Welsh Government for this Key Performance Indicator.
During 2018-19 Dyfed achieved a cumulative percentage of 84.8%, which is slightly above the target set by Welsh Government.
Dyfed achieved a cumulative percentage of 93.2% during 2018-19, making Dyfed APB one of the best in Wales for this Key Performance Indicator.
Examples of Good practice
The Alcohol Liaison Service commenced in 2014. The aim of the service is reduce alcohol related harm through early identification of hazardous, harmful or dependent drinkers and to improve the care of patients with alcohol dependency and alcohol liver disease.
This programme originally provided the service in Prince Philip Hospital, Llanelli and Bronglais Hospital, Aberystwyth and has now been rolled out across the region to Glangwili Hospital, Carmarthen and recruitment is underway to provide the service in Withybush Hospital in Haverfordwest.
The service identifies all patients using alcohol harmfully, or with alcohol dependence, improving public health outcomes. It also reduces the impact of harmful drinking and aims to treat patients early before complications of alcohol dependency develop.
This service has worked extremely well and works collaboratively between hospital and community alcohol services which have seen an increase in referrals into community services. Dyfed APB has been successful in securing ongoing Health funding to ensure this service continues beyond the end of March 2020.
The Alcohol Liaison Service uses Audit C, a validated screening tool, to identify those patients with increased or higher risk drinking and deliver an alcohol brief intervention (ABI) where appropriate. The ABI can be effective in just 5 minutes with 1 in 8 people making positive changes.
In addition to this the Alcohol Liaison nurses have implemented the Clinical Institute Withdrawal Assessment of Alcohol Scale (CIWAR-ar) which is a symptom triggered alcohol withdrawal scale that allows a shorter alcohol detoxification programme, therefore reducing inpatient stays in hospital. During the first 6 months of CIWAR-ar in Prince Philip Hospital it was calculated that 271 bed days were saved during that period. At a full cost of £372 per bed day there was a nominal saving of £100,812 during the 6 month period. The aim is to roll out CIWAR-as in all hospital site once the Alcohol Liaison Service has a full complement of staff
Service user Feedback & Case Studies
In Service User's own words
What did you come to DDAS for?
"I came to DDAS to break my dependency on alcohol, which had been a major issue in my life for some 20 years – a long enough time to make me realise that I had a continuing problem, which I eventually accepted as an addiction. My addiction was severely impairing my functioning, physically, mentally and emotionally. I was unable to work and the be all and end all of my life had become getting sufficient booze into me to get drunk. It could not go on without premature death or me harming others around me".
What did DDAS do/offer?
"This was not my first intervention by services - I go back to the days of PRISM. DDAS set up a drink reduction plan initially – a miserable failure. This resulted in Tier 3 Social Care intervention. The difficulty seemed to be around setting up a detox. It was eventually decided that a residential detox was the only option. I was detoxed in hospital in Cardiff, but it was a challenge for me to find a residential placement which offered care and input of a spiritual nature and where I felt supported if other residents were homophobic. This resulted in my voluntary decision to leave the rehab unit.
Having returned to Pembs from the rehab unit I was dry for about a month, however deluded myself thinking that I could drink some alcohol. Within weeks I was dependent again – this time worse than ever. I could barely eat, would not go to bed all night, sleep all day, was in freefall. Having dialled emergency services on a number of occasions, I was taken to A & E in Withybush and always discharged. Eventually I was seen by a psychiatrist at Bro Cerwen presenting with what I and the family (one a consultant doctor) thought were paranoid episodes. I was admitted to Bro Cerwen and detoxed there. I discharged myself after 3 days and I have not had a drink since".
Where am I now?
"I am alcohol free. Have been through the Moving on Group - which was helpful in providing extended space to think through the process of 'drying out'. Meeting others in the same position has been salutary. My housing situation has changed. I have been given my own modest bungalow by PCC. I am embarked on basic IT courses, which I freely admit I do not like, but see the need for. Perhaps most significant of all for me (after alcohol) has been the fact that this process has also led to a real attempt to give up smoking - with support via DDAS. The future looks way better than it did just over a year ago. The road to this point has been rocky and full of steep hills and the mountain of perseverance has yet to be successfully scaled".
Service Users Presenting Information:
· Service user B was drinking 6-10 pints of beer a week on average usually in a pub at the weekend.
· Service user had a history of suicide attempts.
· Service user was recently treated for Post Traumatic Stress Disorder (PTSD) after being assaulted in 2016.
· Service user realised he had been relying on alcohol as a way of coping with the symptoms of his PTSD and wished to change this as he recognised the alcohol in itself was having an impact on his mental health.
What did DDAS do for client?
· DDAS Worker completed an Initial Assessment with the service user.
· Service user started attending SMART Recovery meetings held by DDAS and peer facilitators.
· DDAS Interventions worker worked with service user on a stabilisation and reduction plan around his alcohol use whilst working on maximising his recovery capital.
· Service user utilised the DDAS drop-in in addition to his structured appointments frequently dropping in for a cup of tea and a chat with other service users and staff.
· Service user was referred to Peer Mentoring and attended a Woodlands course.
· Service user and DDAS staff member worked on re-establishing hobbies he hadn't done for some time due to his previous low mood and declining mental health.
Where is the service user now?
· DDAS worker informed the service user before being discharged, that there was a new paid employment opportunity, a 12 week peer support assistant placement with Cyfle Cymru coming up. DDAS supported service user to complete their CV and apply for this position.
· Service user is now closed to DDAS, attended an interview for the above post and was successful in being offered the placement.
· Service user has now started in their new role and is a valued and popular member of the team.
Service users presenting information:
· Service user A has been in treatment with DDAS on and off since 2015, having several referrals for treatment within this time period. The most recent referral was in January 2018.
· Service user A has a history of polydrug use including IV Cocaine, 80-120mg MSJ's (type of benzodiazepine) daily, Cannabis, Mephedrone and Steroid use. During previous treatment episodes with DDAS, he has managed to sustain abstinence from cocaine for 2 years and mephedrone for over four years.
· Service user A now wished to address his MSJ use (80mg daily) and his treatment goal was abstinence.
· Service user's main reason for use was to manage his anxiety.
What did DDAS do/offer?
· DDAS Outreach Worker completed an Initial Assessment with the service user.
· DDAS Worker discussed with service user what has worked well and not so well for them during previous attempts in treatment and in the service provided by DDAS.
· DDAS worker completed ITEP (type of treatment intervention) mapping focussing on pros and cons of use and change.
· Harm reduction advice provided around varying strength MSJ's and sudden cessation risks.
· DDAS worker advised and worked with the service user on a benzodiazepine reduction plan that was slow and steady and guided by the service users pace to ensure his mental health did not deteriorate. Service user achieved abstinence with his MSJ use.
· During the reduction, service user A started complaining of withdrawal symptoms that concerned us including visual and auditory hallucinations and he had stopped socialising with his friends becoming very withdrawn. DDAS Worker raised the service user as a case of concern in the weekly allocation meeting with CDAT and SCT.
· CDAT agreed they would ask a nurse of theirs to attend DDAS's next appointment who was also concerned about his mental health. CDAT nurse contacted CMHT to ask if they would see the client.
· Service user A developed suicidal thoughts and therefore the DDAS Worker completed several ASIST interventions (suicide prevention support) with him.
· Service user A was eventually seen in Brynamir and diagnosed with drug induced psychosis. Service User had started taking 20mg of MSJ's again by this point to manage his mental health (10mg in the morning and 10mg at night). CMHT agreed to support the service user with a prescribed diazepam reduction plan if he continued to work with DDAS. Service User also prescribed with anti-psychotic medication.
Where is the service user at now?
· Service user is now drug free, including the cannabis and steroid use.
· Service user has moved back to his own flat, after living with family whilst he was poorly.
· Service user continues to take his prescribed medication as directed.
· Service user is completing relapse prevention work with DDAS in aftercare.
· Service user is awaiting an assessment for Asperger's Spectrum Disorder and ADHD with the Learning Disabilities Team.
· DDAS completed a referral into the Peer Mentoring Team to support the service user with confidence building and volunteering experience and service user has recently completed a Health and Safety course.
Key Challenges for next 12 months
Welsh Government commissioned Figure 8 to undertake a review of its 10 year strategy Working Together to Reduce Harm 2008-2018. This review found that the strategy had achieved significant progress, particularly in terms of treatment, harm reduction and partnership working. Locally, future plans will build on the significant progress already made but with an increased focus on prevention and early intervention measures.
In 2019 - 20 Dyfed APB has received an increase in the SMAF budget. Guidance from Welsh Government in relation to the SMAF budget, stipulates that plans for the increase in funding, in addition to being in line with strategic priorities' should also contribute to one or more of the following areas:
· Co-occurring Substance Misuse and Mental Health
· Children & Families
· Harm Reduction & Drug Related Deaths
· Access to Services
· Waiting Times
· Alcohol Misuse
· Tier 4
· Recovery
· Increasing the range of Primary Care Provision
The series of consultation workshops held by Dyfed APB as part of the development of its new commissioning strategy has been used to inform a new spending plan which has been submitted to Welsh Government for consideration.
One of the key themes that has emerged within all of the stakeholder sessions and some of the national strategy development sessions, is the need to develop a wellbeing approach across a whole system and across partnerships and organisations.
In order to further develop and support this it is proposed that the approach is therefore aligned with both the Welsh Strategy for substance misuse and the three strategic goals within the recently published Hywel Dda Health Board Strategy "Our Future Generations Living Well" (2019) to ensure a focus towards improving health and wellbeing for our population, not just misuse of substances, as follows:
· Starting & Developing Well: Every child will have the best start in life, supporting positive behaviours and outcomes across the life course
· Living & Working Well: Every adult will live and work in resilient communities that empower personal and collective responsibility for health and wellbeing
· Growing Older Well: Every older person will be supported to sustain health and wellbeing across older age
It is proposed approaches will be across the whole system, adopting a social model for heath using, where possible an asset based community development approach.
There will be a detailed plan for each of the strategic goals, outlining key priorities for action in each goal area across whole population prevention, targeted prevention, early intervention, harm reduction, treatment and recovery


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CBS Evening News for Wednesday, Feb 20, 1985
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(Studio) Report introduced
REPORTER: Dan Rather
(Bangkok, Thailand) Joint US-Laotian excavation of 1972 United States military plane crash in effort to locate remains of several MIAs examined; films shown. [Lieutenant Colonel Joe HARVEY - cites difficulty in identification remains.] [Team MBR. - demonstrates.] [Assistant secretary state Paul WOLFOWITZ - describes United States aid given Laos in exchange for cooperation in search for MIAs.] Adinin. `s maneuver to circumvent law against direct aid to Laos explained; number Americans still listed as MIA (missing in action) in Vietnam and Laos mentioned.
REPORTER: Wyatt Andrews
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And, from now on, I'm putting Sunday's photograph outside the cut with the rest safely tucked behind.
Sunday October 31, 2010 The last day of Halloween decorations, which are a combination of store-bought, hand-made, and presents.
Monday November 1, 2010 The first day of Thanksgiving decorations, which are also a combination of store-bought, hand-made, and presents plus a few dried gourds.
Tuesday November 2, 2010 Lauren had a sort of dizzy spell so, I took her in to see a new doctor, that's him in the flyer on the door, who I thought was a family practitioner not a pediatrician. And how sweet, they do ear piercing.
Wednesday November 3, 2010 Didn't really go anywhere so, the garden once again.
Thursday November 4, 2010 And in black&white.
Friday November 5, 2010 A friend's neighborhood with much sky.
Saturday November 6, 2010 Parking-lot gift-giving because our two families had just finished Lauren's birthday dinner, her choice, and we're about to go our separate ways. The bonsai Jimmy holds is Lauren's present from his family, Lauren is gleeful reading the card they've given her as her dad, Cindy, Jimmy, and Tim look on. And, Yes, it is blurry, but I like nonetheless.
to flickr for WEEK 1 2, & 3


text:
Ordnance QF 3.7 inch Mountain Howitzer Field Gun
|Country of Origin
|United Kingdom
|Field Gun
|94.000 mm
|Barrel Length
|1,100.000 mm
|842.000 kg
|Ammunition Weight
|9.10 kg
|5,485 m
|Muzzle Velocity
|297 m/s
Contributor: C. Peter Chenww2dbaseIn 1906, the Indian Army requested a modern mountain gun for service in the mountainous northern areas of India, but financial constraints delayed the production until 1915. The first guns were deployed to the Indian Army in early 1917. The a mountain battery of the Indian (Derajat) 22nd Frontier Force was one of the first units to receive these new guns, and they operated them in action during WW1. These Ordnance QF 3.7 inch mountain guns were designed so that they could be broken into eight parts, each carried by a pack animal, for transportation over difficult terrain; the heavy part weighed 112 kilograms. A well-trained gun crew could reassemble a gun for action in about two minutes. They were the first British-made field gun to be equipped with split trails. During this time, they were equipped with wooden wheels, largely for weight savings reasons, but particularly later on they would more likely be seen with metal wheels with rubber tires. These 3.7-inch guns became standard mountain guns during the inter-war years, not only with the Indian Army but with other British and Commonwealth armies as well. During WW2, they were used by British, Indian, and New Zealand troops in North Africa, Burma, Italy, and the Netherlands. A light weight variant design was also placed into limited production for British airborne units, but they were short-lived as more modern American counterparts became available. They saw no more action after 1945 but were not declared obsolete until 1960.
Source: Wikipedia ww2dbase
Last Major Revision: Nov 2010
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14k Diamond Leaf Stackable Ring
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The new Reader Daily edition hardware is priced at about $400 and will have connectivity through AT&T's 3G mobile broadband network to Sony's e-book store. The new Reader Daily will be available in December at SonyStyle stores and on SonyStyle.com.
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On OkCupid, you have the ability to connect your Instagram account. This will sync any photos from your account onto your profile.
This is performed by browsing to
https://www.okcupid.com/okphotos/okinstagram.html, which will redirect to Instagram for the user to authorise the request. Once done, you're redirected back to
https://www.okcupid.com/okphotos/okinstagram.html#access_token=[access_token], with the Instagram access token in the URL. This then performed an AJAX request to
/okphotos/apisync to store the token (and to sync the photos).
The issue with this is that no token is passed along, meaning we can send the
https://www.okcupid.com/okphotos/okinstagram.html#access_token=[access_token] URL to another user (maybe via the message function), and therefore load our photos onto their account.
https://www.okcupid.com/okphotos/okinstagram.html, login to Instagram and authorise the application
https://www.okcupid.com/okphotos/okinstagram.html#access_token=[access_token]) and browse to it whilst logged in to account 2
The Instagram API provides a way of passing along a
state parameter with the first request, which will then return it with the callback (see here http://instagram.com/developer/authentication/ for more details). I noticed that some requests send a
authcode parameter (presumably for CSRF protection). This could be embedded in the
https://www.okcupid.com/okphotos/okinstagram.html page, sent along with the auth request, then picked up from the URL fragment and sent with the AJAX request. This should prevent a CSRF attack.
If you need anymore info just shout, Thank you, Jack


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AN elderly woman has died a week after suffering serious injuries in a road accident in Oxhill.
Lesley Christine Greenwood, aged 70, from Stratford died in hospital on Wednesday from her injuries.
The smash involving three cars happened at about 9.40pm on Tuesday May 19 on Banbury Road.
Police investigating the incident are still appealing for witnesses to come forward.


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I'm developing a plugin that provides several models (with a Rakefile to
generate the schema). However, I'm running into two problems:
How can I setup a 'models' directory? Only 'myplugin/lib' is in the
path, and if I move my models to 'myplugin/lib/models' – even if I
require them all – it tries to dynamically load them (and fails).
I'm trying to store a model instance in a session, but I keep getting
unknown class errors on my model when it tries to unmarshal (using
Per the wiki, I've added reloadable?() to all of my models.
Any suggestions? Thanks …
– Steve


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Skickat med RuleMailer.se
Molindo Energy - Newsletter November
Klicka här för att läsa nyhetsbrevet på webben
The temprature is rising at Meva Energy
Dear shareholders,
It has now been a little more than a year since the launch of the company. The first capital raise amounted to 37 MSEK at 100 SEK per share which enabled the first investments. There have been significant achievements since the inception for Molindo Energy and for all of the portfolio companies. As we present the financials for the third quarter 2018, we can now conclude that the total value of the portfolio amounts to 129 MSEK and the NAV per share amounts to 118 SEK per share. This has indeed been a promising start!
Through our increased ownership in each portfolio company, Molindo Energy is today a more significant owner than before, which is in line with our aim to be an active and contributing partner in the portfolio companies. We believe that the positive development will continue and are confident that all companies will see increased value in the months to come.
Monthly Highlights
Meva Energy and SHV (a European leading supplier of gas and LPG products) have signed a letter of intent to launch a mutual business offering of renewable gas
Exeger is preparing to launch new communications platform and brand design in anticipation of launching products on a global scale
QFS's Chinese partner has received "go-ahead" decision from authorities. There are still papers and stamps to be collected, but authorities have communicated that business can commence
Meva Energy
At Meva Energy, there is now total focus on the Essity project and preparatory work will be completed in the beginning of 2019 before a complete commercial launch. There are a number of preparations to be made, from environmental permits to feedstock storage and planning. So far, the project has progressed in line with expectations and with great commitment from both parties. We expect the good progress to continue and look forward to an expected commercial order in the first quarter of 2019.
During the month, Meva Energy also signed a letter of intent with SHV, which is a leading European provider of natural gas and LPG products. We believe there are two main drivers for SHV´s interest in Meva Energy's business offering. Firstly, the ongoing trend to increase bio gas usage in relation to fossil gas. This trend is driven among other things by consumer preferences, governments ambitions and corporate branding. Secondly, energy production (and gas production is part of it) is expected to become more decentralised and local. This is part of the larger trend where renewable energy production will be closer to consumption. As Meva Energy's business is in line with these two driving factors, it is in SHV's interest to find a partner, such as Meva Energy, to open up future business opportunities.
The process was slower than expected for our Chinese partner to receive the last required license. However, during the last month, our partner received the long awaited "go-ahead" decision from the authorities, which obviously is good news for the launch of the business. We should however note that the formal and final papers are yet to be received but that the authorities have declared (in writing….) that our business can commence in anticipation of the formal documents. This is not perfect but good enough to launch the business. We are now working with our partner to finalize all details for launch.
Although little news has come out from Exeger, a lot of work is taking place on the inside. The company is in all sorts of discussions with potential customers and partners. In anticipation of the company´s global launch, a new communication platform will be released including a new brand design. We will naturally look forward to any commercial achievement but also keep an eye on the new brand design.
Molindo Energy
We are at full speed ahead and confident for continued positive development of the portfolio. In addition to the current three portfolio companies, we are continuously looking at new possible investments. There are exiting times ahead and I look forward to sharing them with all shareholders!
Yours sincerely,
Morgan Sadarangani
Molindo Energy | Biblioteksgatan 1 | 111 46 Stockholm |
Klicka här för att avregistrera dig från våra utskick
Skickat med


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Tuesday, June 9, 2020 - 7:00pm to 8:00pm
What can we learn from the global response to the coronavirus pandemic to inform our community level action on climate change? How can we capitalize on this pause in our carbon emissions to achieve a permanent shift? What community level solutions have we seen in the coronavirus response that can help us build climate resilient communities? These are big questions without easy answers. Bring your thoughts and ideas, and your own beverage, to this virtual science pub held via zoom.
This is a free event brought to you by Squam Lakes Association, Squam Lakes Conservation Society, and Squam Lakes Natural Science Center.


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The Manor Angola Vacation Home
The Manor Angola Vacation Home
Luxury Angola Lakefront 4 Bedroom Vacation Rental Home
Vacation Home in Angola New York
|4 Bedrooms • Sleeps 10
|3 Full Bathrooms
|Location Setting:
|Waterfront - Lake
|Cable/Dish TV
Property Description
This is a wonderful Angola lakefront vacation rental. This property has 4 bedrooms 3 bathrooms. This is a great place to enjoy the beach.
This Luxurious home is like no other... It is on 20 acres of land with private beachfront and lakefront access. This home is beautiful and has everything you need to enjoy time at the beach.
The grounds are beautifully lanscaped and the views are absolutely breathtaking.
Families welcome.
This wonderful property has a wood burning fireplace, full kitchen, private beach area to enjoy the shallow, sandy lake Erie. Truly a wonderful & luxury vacation home.
Vacation Rental PoliciesPayments
Personal check
credit card add 5%
3 pmCheck Out:
11 amRequired Stay
July & august weekly rentals /
May, June, September, October - 3 nights - call for off season rates.
$1500 securityOther Fees
A private chef is an option for catering for small groups, please inquire.
Weddings for max of 60 people are available
$10,000 for wedding $2500 security deposit
Caterer is purchased through owner
an insurance waiver must be purchased by renter for weddings.
ask about wedding band purchasing also.
Additional rules and waivers will need to be signed.
Activities and Special Interests
*Luxury accomodations for bills games - 15 minutes away. - Tail gate and enjoy your weekend at the lake!
Featured Amenities
Property Features
Other Property AmenitiesPlenty of Parking, but please do not park on the grass.
Other Rentals from New York Vacation Homes
- Xander Way 5 Bedroom Vacation Rental Sleeps 10
- Martha Street Vacation Rental Home Ellicottville
- Four Wheel Drive Ellicottville, NY
- Lakefront Beach Road Vacation Home Lake Erie New York Area
- Angola On The Lake Beach House Lake Erie New York Area
- Holimont Greer Hill Home 5 Bedroom Vacation House For Rent
- 1 Bd Apt In Eville 1 Bedroom Vacation Rental Sleeps 2
- 8648 Old Lake Shore Rd 2 Bedroom Vacation Rental Sleeps 6
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Electromagnetic and Radio Frequency Interference (EMI and RFI, respectively) can disrupt the functioning of electronic devices, equipment, and systems that are used in critical applications. These include devices and systems used in medical, military, energy, aerospace and industrial control applications; mass transit and rail systems; and navigation and vehicular control systems.
EMI/RFI results from multiple causes, including those originating from man-made and natural sources. When sensitive electronics are exposed to undesirable EMI/RFI signals, instability, interruption or outright failure of a device is likely to result.
Electronic devices and systems can be protected from unwanted EMI/RFI through the use of shielding gaskets. Shielding gaskets can be installed on electrical circuits and enclosures to isolate electronic components and block the transmission of damaging EMI/RFI signals.
Shielding gaskets are mechanical seals that work by creating a conductive path between two surfaces, preventing the transmission of EMI/RFI signals that can disrupt or destroy electrical circuits. Traditionally, shielding gaskets were fabricated from metal sheets that were formed to fit electronic housings or enclosures. Today, shielding gaskets are fabricated from a variety of flexible materials, including conductive elastomers, foams and sponges, as well as metal screens and wires.
Shielding gaskets can be made using a variety of production techniques, including die, rotary and CNC cutting, hand fabrication, and molding and extrusion. CNC cutting of shielding gaskets allows for the fast production of simple and complex geometry parts, as well as avoiding the tooling costs associated with either die/rotary cutting or molding/extrusion. Hand fabrication is generally used where specialized techniques such as laminating, splicing, or bonding must be employed. Rotary cutting, as well as molding and extrusion, are preferred when very high production volumes are required.
CRG employs a wide variety of materials to produce custom cut shielding gaskets. Materials that we use include the following:
Firstly, because many applications are critical in nature, buyers should always look for gaskets that are made from high-quality shielding materials. Not only will these materials meet any required specifications, they will also prove to more reliable in fully blocking EMI/RFI signals while providing greater durability than their cheaper counterparts.
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17 April
Aggressive Medias & Environments
10 April
Aggressive Medias & Environments
15 February
Sealing Solutions


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EVERY November since 2009, the very best golfers in Europe have gathered at the Jumeirah Golf Estates Earth Course to battle for the Race to Dubai title.
Rory McIlroy and Henrik Stenson have dominated proceedings at this Greg Norman designed layout and you, too, can test your game where the champions have played.
The Earth Course is just one of three world class designs you'll sample on this four-night golfing odyssey to a part of the world that is fast establishing a reputation as a golf destination in its own right.
The Earth Course is one of the most popular in the region as is its sister course, Fire.
Add in the Emirates Golf Club and its highly acclaimed Faldo Course and you can see a first class golf experience beginning to develop.
With this fabulous getaway package you get four nights at the Intercontinental Festival City, one round at the Emirates Golf Club Faldo Course, one round at the Jumeirah Earth Course, one round at the Jumeirah Fire Course, shared carts for all golf rounds, private vehicle transfers to and from golf and airport plus an evening desert safari.
It's a golf trip the equal of any and in one of the world's most exotic locations to boot so click the link and book your Dubai Stopover Golf Package today.
4 Nights Hotel Accommodation at Intercontinental Festival City / Twin Share
Breakfast Daily
1 Golf Round at The Emirates Faldo Golf Course
1 Golf Round at Jumeirah Earth Course
1 Golf Round at Jumeirah Fire Course
Shared Cart Per Golf Round
Evening Desert Safari
Return Private Vehicle Airport Transfers
Return Private Vehicle Golf Transfers
Packages offered by Golfer Escapes:
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While approving a $58.8-million annual rate increase for Puget Sound Power & Light Co., the Washington Utilities and Transportation Commission (UTC) has also agreed to terminate its experimental periodic rate adjustment mechanism (PRAM). The mechanism was designed to remove disincentives to conservation by decoupling revenues from sales levels and allowing dollar-for-dollar recovery of resource-acquisition costs.The UTC said that "rate adjustment mechanisms like the PRAM do not appear well suited to an electric utility industry evolving to accommodate greater competition in power markets and in electricity services provided by utilities." It noted that since the PRAM program began, the utility's rates increased $38.1 million in 1991, $66.4 million in 1992, $35.7 million in 1993, and $53.7 million in 1994. The UTC explained, however, that the increases resulted from an extraordinary combination of events: 1) the addition of new power sources, 2) extended drought conditions in the Columbia basin, 3) warmer than average winters, and (4) Puget's initiation of an aggressive conservation program.
Under the PRAM's "awkward marriage," the rate impacts of the resource-cost adjustment overwhelmed the rate impacts of the decoupling adjustment, making a fair comparison of decoupling with traditional ratemaking difficult. The UTC added that neither feature provided a clear incentive for the company to manage its acquisition of supply and demand-side resources at least cost, and that the PRAM shifted some degree of risk from the company to its customers. Washington Utilities and Transportation Commission v. Puget Sound Power & Light Co., Docket No. UE-950618, Sept. 21, 1995 (Wash.U.T.C.).


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7:28 AM. The Linzes reveal that the booty for this leg is $310. Tommy interviews that they do believe their team is physically strong, but that's not the only factor, they're aware. Nick tells us in a different interview that you can't always even tell what it's going to take to be in first place. Now, this is where I want to confess something to you. For several weeks now, I have had Nick and Alex exactly backwards. I was right when I told you I could finally tell them apart, and that my eye could at least distinguish the three brothers reliably. However, the one my brain had labeled "Alex" is actually "Nick," and the one my brain had labeled "Nick" is actually "Alex." I'm very upset by this. I'm even more upset by the fact that not one single person has emailed me to tell me that I have this backwards, which means that really, none of y'all give a crap either. That's how you can tell what's wrong with this season. People aren't invested enough to nitpick. I've gotten emails in my TWoP career about coatimundi, about the Bengals, about my wrongheaded use of "comprise" and "gelling," and about the error of my ways in picking on Texas. And I've been mixing up two contestants for weeks and weeks and pages and pages and I have not heard a peep. Dear This Show: Please don't do this again, with the families and the domestic flights and the trailer homes and the big giant chair. No one cares, in case you haven't noticed.
7:29 AM. Bransens. Lauren (so identified on-screen, which is my only hope) says that her father has had a difficult time with how they can all handle it, and he...can't. Because Wally is the weak link on the team. News to me! How could I have known? As they run from the pit stop, Wally volunteers to be the one to take the swim, and all the girls react with about the level of surprise you'd expect if he offered to be the one to put a bra and some heels on and dance around to "I Enjoy Being A Girl" while putting an exfoliating mask on his face.
Meanwhile, the Paolos arrive at the beach, which really isn't as festive as its name would suggest, and while there is some talk of Brian doing the swimming, Mama suggests that because Tony is the strongest, he should do it. That's what he gets for impressing them all so much with the bananas last week. So in goes Tony, headed for the buoy. The Linzes are right behind, with Nick heading into the water for them. (Dear Shirtless Nick: Thanks for the shoulders. It's been such a slow season, and I've had so little to be happy about.) Then we have Bransens, with Wally heading into the water. Wally, however, immediately starts swimming in the wrong direction (of course), so the Tonyas shriek at him from shore to get turned around. Tony and Nick reach the buoy and pull the clue, but while Nick turns around and heads back immediately, Tony falters. There is a cry of "Rescue swimmers!" On the beach, watching people out in the water trying to ensure that his father doesn't drown, DJ snots, "Why did he say he could do it if he couldn't do it?" I would think my father's cries for rescue personnel might get me to keep my complaints about him to myself until I knew he wasn't going to, you know, die. But at least DJ's consistent.
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100% CNC milled to perfect every surface, curve and angle for exceptional consistency club to club, new PXG 0311 Milled Wedges are designed for optimum performance and advanced shot-making. With two sole options, PXG Milled Wedges are precision engineered to add versatility to your bag.
Forged from 8620 soft carbon steel, new PXG 0311 Forged Wedges have a versatile sole design that performs exceptionally well from all types of grass and playing conditions. CNC milled grooves have been designed to yield the maximum amount of spin on shorter shots near the green while optimizing spin on longer shots from the fairway.
The design for each PXG Milled Wedge was designed to accommodate a PXG Ambassador: Lydia Ko, Ryan Moore, Zach Johnson, and none other than PXG founder Bob Parsons.
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Fireside Furnishings
As part of Hearth & Home Technologies since 2000, Fireside Furnishings manufactures fireplace surrounds that range from entry-level products to custom woodworking. We also directly import slate, granite, and marble from around the world to enhance fireplace packages.
Fireside Furnishings is the preferred surround manufacturer for Heatilator, Heat & Glo and QuadraFire fireplaces because of its expertise as both a manufacturer and a distributor to residential new construction, dealer direct, and retail channels throughout the United States. Over almost three decades the company has gained an in-depth understanding of the demands within each marketplace. It applies this knowledge to the development of new offerings and the manufacture, delivery, and support of high-quality products.
Download a Brochure:
• Cast Mantels
• Wood Mantels and Surrounds
• Wood Mantels Custom Stain Guide
• Mantel and Surrounds Planning Guide


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Ever wondered how real estate really works?
Here are some insights based upon my 34 years in real estate:
The typical real estate broker needs to have bodies in the office to create the appearance of largesse, success, and to, well, look like they are really in business.
So . . . the broker hires anyone with a pulse and puts them on a 50/50 commission split, based upon the theory that more bodies = greater agent sphere of influence = more commission dollars.
Then they encourage those new agents to list everything they can, at any price, so they can put up more signs and make the broker's company look really, really successful and visible.
And, they run impressive print ads or publish their own real estate tabloid to impress sellers ~ so they can get more listings and put up more signs, so they can run more print ads and get more listings and put up more signs ~ while ignoring the fact that 77% of all homebuyers use the internet to find their next home. Some companies even go so far as to charge their agents advertising fees to subsidize those ads that only serve to glorify the broker's image.
Bear in mind that in a bricks and mortar office world, having the space to house those bodies = higher fixed expenses that do not go away in a market downturn.
Then, the broker sometimes charges those agents "desk fees" (for the privilege of being there), "sign fees", "transaction management fees", "seller transaction fees", etc.
Some of those fees, especially "seller transaction fees", may get passed on to unquestioning sellers who agree to pay several hundred more dollars on top of a commission.
Then, some brokers place their agents' listings on their national franchise's website and treat any incoming leads for those listings as "relocation leads" and charge the unsuspecting agent a referral fee for leads on their own listings!
Get the picture?
The agents become cash cows for their brokers.
What a concept ~ hire a herd, milk them, and hope they return to the barn every night.
Works great in a hot market; not working very well in today's slowing market.
What's missing here?
Well, perhaps it's the fact that most new agents coming into real estate are clueless about how real estate really works.
There is the illusion that taking a few courses to pass the licensing exam is all that is required to become successful in real estate, but nothing could be further from the truth.
Those courses prepare new agents to pass the licensing exam; not for the real world.
And, brokers usually don't provide adequate training in the real world aspects of real estate to ensure their agents' success.
So . . . these new agents go to the office, sit at their desk, drink coffee, look at some homes, and wonder why there's too much month at the end of the money.
Gee ~ real estate isn't anywhere near as much fun as my broker told me it would be and my Lexus lease payment is due next week!
The end result is that up to 84% of all new real estate licensees fail before their first license renewal and brokers must endlessly stay on the recruiting treadmill to keep their doors open.
The hapless broker can only hope that the agent's mother, brother, or one of their friends will buy or sell a home before the agents fails.
Some way to run a business, isn't it?
You'd think those same brokers could figure out that they have set themselves up for failure in a market downturn when their agents fail to make sales and generate commission income.
Worse yet, these struggling, untrained agents inflict themselves upon a public that doesn't know the difference between a good agent and a bad agent.
That's because the public sees all real estate agents as one and the same ~ a commodity to be obtained at the lowest possible cost because they think all agents provide the same level of service.
Finally, the real estate profession relies upon a compensation system that is fatally flawed.
Why are real estate fees based upon a percentage of the value of the property?
Does it really take 8X more effort for an agent to sell a $800,000 home as a $100,000 home?
Is it realistic that the commission on that $800,000 home may be $48,000 vs. $6,000 for the $100,000 home?
Trust me, it's almost certain that selling the typical $100,000 home will be a lot tougher than the $800,000 home!
The problem is that, under a percentage-based fee system, agents have to go for the big score because they only get paid at closing instead of getting paid for the effort they expend on each seller or buyer they work with.
There's also a problem with the concept of the buyer's agent sharing a commission paid by the seller.
Buyer agents are supposed to represent their buyers, but they are dependent upon the seller for their compensation.
Finally, there's the thorny issue of dual agency (aka "double-dipping" or "double-enders").
Dual agency was surely the origin of the saying "every home sold by a real estate agent is a two-story home ~ the story they tell the seller and the story they tell the buyer".
Does it really make sense that a real estate agent will earn twice as much when they sell their own listing?
Not to mention the inherent conflict of interest for all concerned.
No wonder attorneys love to sue real estate agents when something goes awry in a dual-agency transaction.
And we wonder why we in real estate are not viewed as respected professionals???
Yeah, I know ~ those are the problems.
Stay tuned for future postings with proposed solutions.
I have some ideas.


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Chairman's Press
Alexander, Johnson Lead 44 Senators in Introducing Congressional Review Act to Stop Backward "Time Card" Overtime Rule
WASHINGTON, June 7 - The chairmen of the Senate labor committee and the Senate Homeland Security and Governmental Affairs committee today introduced legislation under the Congressional Review Act to block implementation of the administration's "Time Card Rule," also known as the Overtime Rule, which will have workers punching the clock when they come and go from work and unable to negotiate a flexible work arrangement. It will also cost many colleges millions of dollars per year in additional op… Continue Reading
Senate Adopts Resolution Recognizing May as Mental Health Month
WASHINGTON - Late last night, the U.S. Senate passed a resolution formally recognizing the month of May as Mental Health Month. The resolution was originally introduced by U.S. Senators Bill Cassidy (R-LA) and Chris Murphy (D-CT), along with U.S. Senate Health, Education, Labor, and Pensions (HELP) Committee Chairman Lamar Alexander (R-TN) and Ranking Member Patty Murray (D-WA). Earlier this year, the senators introduced the Mental Health Reform Act of 2016 to address the country's mental hea… Continue Reading
Senate and House Education Committee Chairmen: ESSA Accountability Regulations Need Close Review
WASHINGTON, May 26 - Senate Health, Education, Labor, and Pensions Committee Chairman Lamar Alexander (R-TN) and House Education and the Workforce Committee Chairman John Kline (R-MN) released the following statements after the Department of Education released its proposed regulation implementing "accountability" provisions in the Every Student Succeeds Act. This proposed regulation is the first step of the regulatory process. The public will have 60 days to comment on the proposal. Senator Lam… Continue Reading
Senate Passes Isakson Resolution to Stop Obama Rule Restricting Access to Retirement Planning for American Families, Small Businesses
WASHINGTON - The U.S. Senate today passed a resolution by U.S. Senator Johnny Isakson, R-Ga., to stop the Obama administration from implementing a harmful new rule that will restrict access to retirement planning for hardworking families and small businesses. After the Department of Labor released its final rule - which rewrites its definition of the word "fiduciary" - on April 6, 2016, Isakson filed a resolution of disapproval on April 18, 2016, under the Congressional Review Act, along with U… Continue Reading
GOP Senators: Obama Administration Acting Like National School Board with Bathroom Edict
WASHINGTON, May 19 - A group of 25 Republican senators today told the Obama administration that it cannot tell the nation's 100,000 public schools how they must answer the question of which bathrooms, locker rooms and showers transgender students may use. "Every transgender person is someone's child and should be treated with respect. But that does not justify a federal executive agency acting as a national school board telling 100,000 public schools how to resolve this issue," the senators wr… Continue Reading
Alexander: Administration's 'Supplement Not Supplant' Regulation "Raises Grave Questions About What to Expect From Future Regulations"
"This is the very first opportunity the administration has to write regulations on the Every Student Succeeds Act. In my view, they earned an 'F.'…. The effect of this would be to violate the law as implemented since 1970. So the administration may get an "A" for cleverness, but an "F" for following the law." WASHINGTON, D.C., May 18 - The chairman of the Senate education committee today said a regulation proposed by the Education Department on the new education law "raises grave questio… Continue Reading
Alexander: Administration's Final Overtime Rule Could Increase Annual Tuition at Just One Tennessee Independent College Nearly $850 per Student
"If the president wants to go around talking about keeping college costs down, how can he justify a rule that could cost some students in Tennessee nearly $850 per year in increased tuition?" WASHINGTON, May 18 - The chairman of the Senate labor committee said that the final "Overtime Rule" released today "will hurt Tennessee families paying for college, increasing annual tuition at one Tennessee independent college by an estimated $850 per student," and announced he will soon introduce a Congr… Continue Reading
Senator Alexander Votes to Help Protect Americans from Zika Outbreak, Spur Vaccines and Tests
WASHINGTON, May 17 - The chairman of the Senate's health committee today voted for legislation to help protect Americans from the Zika outbreak with mosquito abatement, vaccine research and health services. Senator Lamar Alexander (R-Tenn.) said, "Today's vote will help protect mothers and children from the tragic effects of the Zika virus outbreak, by supporting response efforts, like mosquito abatement - as well as research for vaccines and diagnostic tests." He added: "The Zika outbreak hig… Continue Reading
Alexander: EEOC Workplace "Wellness" Rules Will Make it Harder for Employees to Choose Healthy Lifestyles and Save Money
"Wellness programs are the only part of Obamacare that everyone agreed on-everyone except the EEOC. The administration is in the strange position of disagreeing with itself." WASHINGTON, D.C., May 16 - The Senate health and labor committee chairman today said the Equal Employment Opportunity Commission's (EEOC) final rules on workplace wellness programs released today "will make it harder for employees to choose healthy lifestyles and to save money." "Wellness programs are the only part of Oba… Continue Reading
Senators Praise Inclusion of Provision in NDAA to Block Executive Order to Blacklist Contractors
WASHINGTON - U.S. Sen. Jim Inhofe (R-Okla.), senior member of the Senate Armed Services Committee; and Sen. Lamar Alexandar (R-Tenn.), chairman of the Senate Committee on Health, Education, Labor and Pensions; and Sens. David Vitter (R-La.), Thom Tillis (R-N.C.), Roger Wicker (R-Miss.), Bill Cassidy (R-La.) and Mike Enzi (R-Wy.) today praised the inclusion of a provision in the National Defense Authorization Act (NDAA) for fiscal year 2017 (FY17) that severely limits the impact of Executive Orde… Continue Reading
Chairman Alexander Statement on Obama Administration Guidance
WASHINGTON, May 13 - Senate education committee Chairman Lamar Alexander (R-Tenn.) today released the following statement on the Department of Education's guidance letter to local school districts regarding transgender student's use of school bathrooms: "This is the kind of issue that parents, school boards, communities, students and teachers should be allowed to work out in a practical way with a maximum amount of respect for the individual rights of all students. Insofar as the federal govern… Continue Reading
Alexander: Interest Rate Cuts Will Save 400,000 Tennesseans $1.2 Billion on Student Loans
WASHINGTON, May 12 - U.S. Senator Lamar Alexander (R-Tenn.) said today that Tennesseans will save $1.2 billion over the next 10 years because legislation passed by Congress in 2013 tied loan rates to the market, and today's market rates are at a record low. Alexander, chairman of the Senate education committee and a former president of the University of Tennessee, said: "Nearly 400,000 Tennessee students are going to have $1.2 billion back in their pockets thanks to our bipartisan bill that est… Continue Reading
Student Loan Rates Drop for Next School Year Thanks to Bipartisan Student Loan Certainty Act
WASHINGTON, May 11 - The bipartisan group of U.S. senators who sponsored the Bipartisan Student Loan Certainty Act of 2013 today celebrated the news that student loan rates will drop from 4.29 percent to 3.76 percent, putting money back into the pockets of nearly 6.4 million undergraduate student borrowers. Senators Lamar Alexander (R-Tenn.), Angus King (I-Maine), Richard Burr (R-N.C.), and Joe Manchin (D-W.V.) sponsored the 2013 legislation that tied student loan interest rates to market rates… Continue Reading
Alexander, Kline: Nonpartisan Government Analysis Confirms Education Department's Proposed Regulation Is Against the Law
"(The Education Department's) interpretation appears to go beyond what would be required under a plain language reading of the statute." - Congressional Research Service WASHINGTON, May 11 - A new report by the non-partisan Congressional Research Service (CRS) finds the Department of Education's proposed "supplement not supplant" regulation goes beyond "a plain language reading of the statute" and is likely against the law. The CRS report was prepared in response to broad congressional interes… Continue Reading
Alexander: New Education Law Means Blount County is Back in Charge of Its Classrooms
"The Wall Street Journal called the new law the 'largest devolution of federal control to the states in a quarter century,' which means that control of Blount County schools is back in your hands - and my role is to be your most aggressive defender." MARYVILLE, Tenn., May 5, 2016 - U.S. Sen. Lamar Alexander (R-Tenn.) today told the Blount County Chamber that the new education law fixing No Child Left Behind repeals the federal Common Core mandate, reverses the trend toward a national school boa… Continue Reading
Alexander: Revised Obama Labor Rule Could Increase Tuition at One Tennessee College Nearly $850 per Student
"If the president wants to talk about keeping college costs down, how can he justify a rule that may cost the colleges' students in tuition hikes and cost employees in job cuts?" MARYVILLE, Tennessee, May 4 - Senate labor committee Chairman Lamar Alexander today said that the administration's reported plans to revise its proposed overtime rule "won't do much to protect students from tuition hikes"-as one Tennessee independent college estimated the revised rule could increase tuition by nearly $… Continue Reading
Alexander: Senate Bill to Spur Treatments, Cures for Patients Would Be "Most Important Legislation This Year"
KINGSPORT, Tenn., May 4, 2016 - U.S. Sen. Lamar Alexander (R-Tenn.) told members of the Kingsport, Bristol, and Johnson City Chambers of Commerce today that he is working on legislation that would "affect virtually every American and be the most important bill Congress considers this year." "Last August, Nashville resident Douglas Oliver was legally blind and today, he can see. Also today, a Tennessee company is 3-D printing artificial hips, some patients with Cystic Fibrosis are being cured--a… Continue Reading
Alexander, Bennet Resolution Celebrates 17th Annual National Charter Schools Week
WASHINGTON, May 2 - Senators Lamar Alexander (R-Tenn.) and Michael Bennet (D-Colo.), along with 26 cosponsors, today commemorated the 17th annual National Charter Schools Week, which lasts May 1 through May 7 and congratulates the students, parents, teachers, and leaders of our nation's 6,800 charter schools. Senate education committee Chairman Alexander said: "Today, nearly 3 million students attend a charter school - these are schools that give principals the freedom to lead, more teachers th… Continue Reading
Upton, Brooks, Alexander, and Burr to Obama Admin: Hands Off BioShield Special Reserve Fund
WASHINGTON, DC - Concerned with depleting U.S. capabilities to respond to bioterror threats, House and Senate leaders today pressed HHS Secretary Sylvia Burwell on plans within the administration's emergency spending request on the Zika virus to raid the BioShield Special Reserve Fund for threats unrelated to our national security. House Energy and Commerce Committee Chairman Fred Upton (R-MI) spearheaded the effort along with committee member Rep. Susan Brooks (R-IN), Senate HELP Committee Chai… Continue Reading
Senate REBOOT Members Release Draft Legislation to Improve Meaningful Use Program for Health IT
WASHINGTON - U.S. Sens. John Thune (R-S.D.), Lamar Alexander (R-Tenn.), Mike Enzi (R-Wyo.), Pat Roberts (R-Kans.), Richard Burr (R-N.C.), and Bill Cassidy (R-La.) today wrote to U.S. Department of Health and Human Services Secretary Sylvia Burwell and Centers for Medicare and Medicaid Services (CMS) Acting Administrator Andy Slavitt to request feedback on legislation they drafted that would address the ongoing issues with implementation of the meaningful use program for health information techno… Continue Reading


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Targeting International Growth with a Broad Mandate
We believe successful investment in international growth equities requires having a differentiated view and a willingness to own overlooked and out of benchmark growth companies. A valuation approach to growth points us to opportunities and contributes to risk management.
We seek to participate wherever growth occurs with risk characteristics in line with more core-like benchmarks through a diversified approach that focuses on three categories or buckets of international growth companies: structural, secular and emerging. A valuation approach to growth leads us to opportunities not properly appreciated by the market and is also a contributor to risk management. Having a different view than the consensus helps identify under covered and out of benchmark growth companies in developed and emerging markets and across market capitalizations that can improve a portfolio's growth and risk-return profile.
Authors: Elisa Mazen, Head of Global Growth, ClearBridge Investments; Thor Olsson, Portfolio Manager, ClearBridge Investments; Michael Testorf, Portfolio Manager, ClearBridge Investments; Pawel Wroblewski, Portfolio Manager, ClearBridge Investments


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Her lace and ribbon white dress is hanging in the closet next to her veil. It is waiting. The Eucharist rests in the tabernacle behind the altar of our beautiful church, St. Rahael the Archangel. It is waiting. I've never been a person who does well when things don't go as planned. I've gotten better … Continue reading When Waiting Hurts
Category: Church
Happy Easter from the Savaryns 2020!
Though this year has taken a turn that I don't think many would have expected, our goal this Holy Week was to create some special memories for the kids even though our plans had very much changed. Our house is loud, and the noises aren't always happy, but overall we're hanging in there and doing … Continue reading Happy Easter from the Savaryns 2020!
Donuts After Mass and Other Hopeful Things
Well, we've made it to Illinois! Though the move wasn't too far, mileage speaking, it was far enough that we are having to reset many aspects of our life. In the next few weeks, we will be finding new doctors, dentists, playgrounds... pretty much everything. We keep checking things off the list, but new things … Continue reading Donuts After Mass and Other Hopeful Things
10 Tips for Those Entering The Catholic Church This Easter
Two years ago this Easter Vigil, I entered the Catholic Church. Here are 10 things I found helpful when approaching my own Confirmation. I hope they are helpful to any of you out there who will be Confirmed this year! Several of the items on this list are helpful for us all to remember, no … Continue reading 10 Tips for Those Entering The Catholic Church This Easter
Why Are Catholic Sermons So Short?
They're so Short! Something that was always strange to me as a Protestant attending Mass was how short Catholic sermons are. Well, technically we call what happens when the Priest speaks after the gospel reading a homily, but homily isn't a word seen too often outside the Catholic realm. The priests seemed to have varying degrees … Continue reading Why Are Catholic Sermons So Short?
Are Catholics Just Going Through The Motions?
The Protestant Worship Experience As a Protestant, worship took on many forms. But corporate worship in the context of a church setting was typically an emotional experience. The worship leaders, of which I was one, sang sometimes with eyes closed, hands raised, voice impassioned and face exuding feeling. There was this connotation that in sincere … Continue reading Are Catholics Just Going Through The Motions?
My Experience on EWTN'S The Journey Home
A few weeks back, I hopped on an airplane and headed to Columbus, Ohio to film an episode of ETWN's The Journey Home, hosted by Marcus Grodi. I was met at the airport by Scott Scholten and his wife Barb. Scott produces and directs the show, and they also have a special B&B apartment in … Continue reading My Experience on EWTN'S The Journey Home
7 Misconceptions I Held About The Catholic Church Before Becoming Catholic
The Default of The Catholic Church Being Wrong In my Protestant life, I held a lot of default positions that I had never given much thought. One of my main default positions was that the Catholic Church was, at least in some very important ways, wrong. I had this default because of growing up where … Continue reading 7 Misconceptions I Held About The Catholic Church Before Becoming Catholic
A New Catholic Reflects on the 500th Anniversary of the Reformation
500 Years 500 years ago some crazy business went down in the world of Christianity. And this Halloween, the 500th anniversary of that business, which we refer to as the Protestant Reformation, will be celebrated by some and mourned by others. As someone who, just a year and a half ago, crossed the Tiber to … Continue reading A New Catholic Reflects on the 500th Anniversary of the Reformation
How This Catholic Family Approaches Mass With Young Children
Many Families, Many Approaches There are as many ways to manage a family with young children at Mass as there are families that attend. Many people will have something different that works for them. I'm always on the lookout for ideas and have read several articles on what age appropriate expectations are, as well as … Continue reading How This Catholic Family Approaches Mass With Young Children