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- Policies and premiums
- Training
- Claims
- About LPLC
John Corcoran AM
John Corcoran AM is Principal at the law practice of Russell Kennedy and was Chair of that firm for 10 years until 30 June 2017. He is a member of the board of Mercy Health.
He has been a board member of the Legal Services Board as well as the International Bar Association. He is also a past President of the Law Institute of Victoria and was President of the Law Council of Australia in 2009.
His experience as a commercial lawyer is in the areas of commercial property, retirement and aged care, as well as sale and purchase of business, and securities
Patricia Kelly
Committee Member
Tricia has extensive experience in the financial services industry. She worked for Suncorp/AAMI where her roles included Executive General Manager Strategy & Business Development Personal Insurance and General Manager AAMI New South Wales. Prior to that she was a Director and Executive General Manager Life & Superannuation of Norwich Union Life Australia.
Tricia is a past president and honorary life member of the Insurance Institute of Victoria and a former Director of the Australian Insurance Institute. She is currently a non-executive Director of ANSVAR Ltd and of RACV Limited and subsidiary companies.
Adrian Finanzio SC
Committee Member
Adrian signed the Victorian Bar Roll in 1998, was appointed Silk in 2012 and is a leading Victorian barrister practising in the areas of planning and environment, local government, and major projects. He brings to LPLC a broad range of skills arising from the various committees on which he serves, including Barristers Chambers Limited, the Bar Readers Course Committee (as Vice Chair) and the Victorian Planning and Environment Law Association (as Vice President) and as a past member of the Victorian Bar Council.
Helen Thornton
BEc, CA, GAICD - Committee Member
Helen, a chartered accountant for over 30 years, has extensive experience in governance, audit and risk management. She held senior leadership roles at Deloittes, KPMG and BHP Ltd as well as BlueScope Steel Ltd where she was responsible for the global risk management and insurance program. Helen has been a non-executive director for over 18 years and is an experienced Chair of Audit and Risk Committees. She is currently on the boards of ISPT Pty Ltd, Treasury Corporation of Victoria, Yarra Valley Water, Ansvar Insurance, Austin Health and is retiring from Zoos Victoria 30 June 2018.
Danny Barlow
Committee Member
Danny has practiced as a solicitor in Victoria since being admitted to practice in 1996. He is currently a director of Dawes & Vary Riordan, a large regional law firm with multiple offices in various regional towns including Shepparton, Kyabram, Echuca, Cobram and Tatura.
Danny practices primarily in agribusiness, commercial litigation and employment law. In addition to his legal practice, Danny is a former executive member of the Law Institute of Victoria, including serving as President in 2009. He has also served as a director of the Law Council of Australia. He remains a member of the Ethics Committee of the Law Institute of Victoria.
Nicole Rich
Committee Member
Nicole is the Executive Director, Regulatory Services and Director, Consumer Affairs at the Victorian Department of Justice & Community Safety, and was formerly the Executive Director Family, Youth and Children's Law and for the Gippsland region at Victoria Legal Aid.
Experienced as a consumer advocate and in the development of legal research and policy, including as a former Director Policy and Campaigns at the Consumer Action Law Centre, Nicole has also worked as a lawyer across private practice and within the community legal sector. She was admitted to practice in 2001. Nicole has also served on a number of public interest boards and committees including as Chairperson of CHOICE (2013–2017).
Michelle Dixon
Committee Member
Michelle is the CEO and a Board member of Maddocks, an Australian law firm with 82 partners across Melbourne, Sydney and Canberra. She was appointed as CEO in January 2014 after 17 years with the firm including 12 years as a partner, and seven years as the leader of the firm's national commercial disputes' practice.
Michelle is a member of a number of advisory and fiduciary boards including The Nature Conservancy, Women and Leadership Australia and a Director at Global Sisters Limited.
A strong advocate for women in leadership, in 2016 Michelle's contribution was recognised when she received both the Victorian Award for Excellence in Women's Leadership and Executive of the year at the Lawyers Weekly Women in Law Awards.


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Did you find this journey price range article helpful? Did we miss out something essential?
Expenditures by international guests within the United States handed $251 billion in 2017, yielding a $77 billion commerce surplus for the 12 months. According to Department of Commerce projections, the United States will welcome ninety five.5 million worldwide visitors annually by 2023 (almost twice the quantity in 2000).
Caribbean Nations May Require Returning Citizens And Tourists To Take COVID-19 Tests For Entry
Municipal/City/County/State Tourism Offices- with LGBT/Gay initiatives and native Chambers of Commerce to advertise LGBT companies and providers supplied in numerous regions. The August 2008 edition has their vacationers awards fo the best resorts on the earth. In the Mexico area of interest, #6 is the Occidental Royal Hideaway Playacar, in Playa del Carmen, and #7 is the Le Meridien resort and Spa in Cancun.
Now anyone is usually a world traveler, so brands must goal individuals who need what they'll provide. HotelsCombined, probably the greatest lodge reserving sites, is a metasearch tool that searches a variety of sources to find the most effective lodge offers, together with OTAs, in addition to the resorts' own websites. Search outcomes include multiple choices from the same source, allowing you to check totally different room varieties (for instance, "queen mattress†vs. "room chosen at check-inâ€).
It used to be enough to segment customers by core demographics – their age, residential location and life stage, for instance – however reaching the best buyer with the proper message in … Read MoreContinue reading...

subset: commoncrawl


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The Very Excellent Mr. Dundee (Trailer)
Paul Hogan returns in the next instalment of the Crocodile Dundee franchise.
After years of rumours about a new Crocodile Dundee film – including the red herring that was that 2018 Australian tourism campaign – the trailer for the next Dundee flick is finally here.
But The Very Excellent Mr Dundee isn't exactly a sequel to the world-conquering Dundee films of the '80s. Instead, "this is six weeks in the life of Paul Hogan. Everything you see is real, except for the bits that are totally made up".
RELATED: How to reconcile Crocodile Dundee with the modern age
RELATED: Here's the real reason we need a new Crocodile Dundee
Hogan, 80, is joined by a star-studded cast including John Cleese, Chevy Chase, Olivia Newton-John, Shane Jacobson, Julia Morris, Jim Jefferies and more.
Hogan plays a version of himself, a retired actor who just wants a quiet life out of the headlines. When his granddaughter Lucy finds out he's been offered a knighthood for services to comedy and tells all her friends, he reluctantly accepts the offer and has six weeks to stay out of trouble before the ceremony.
But where Paul Hogan goes, trouble follows, and the film follows as the star's reputation is hilariously destroyed the closer he gets to his important meeting with his biggest royal fan.
The Very Excellent Mr Dundee will be released in Australian cinemas on April 30, 2020.


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New Yorkers can't get their noses out of their cell phones — even when they are crossing the street.
A new study shows nearly half of the pedestrians at five busy Manhattan intersections were distracted by their electronic devices and ignored red lights when crossing the street.
Another 28% crossed at the green but still paid more attention to their mobile devices than nearby vehicles.
"We kind of gasped at what people were doing," said Danna Ethan, a professor of Health Sciences at CUNY's Lehman College's School of Health Sciences, Human Services and Nursing who worked on the study with Corey Basch of William Paterson University. "It was very dangerous stuff."
Ethan and Basch monitored pedestrians navigating traffic at 34th St. by Sixth, Seventh and Eighth Aves., and 42nd St. at Sixth and Eighth Aves.
"I'm just trying to get things done," said Jay McClinton, 41, a social media worker from Harlem as he jaywalked west on 34th St. "In New York City you've got to multitask. There aren't enough hours in the day."
Most Read
Yazzy Parker, a 20-year-old department store sales associate from the Bronx, said she only talks on the phone when she has the light to cross the street.
"You just need to watch where you're going," she said, as she scurried east in Herald Square. "Everybody does it."
Ethan and Basch said they would like to see the city address distracted pedestrians as part of its Vision Zero effort for traffic safety.
"Vision Zero's message about personal responsibility is for all, whether behind the wheel, on foot or riding a bike," said city Transportation Commissioner Polly Trottenberg. "We've reached millions of New Yorkers through our comprehensive education, outreach and advertising efforts since Vision Zero's launch."


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India Ke Mast Kalandar Audition 2020 (Online) Reg- Date, Here you check the details & information related to India Ke Mast Kalandar Audition 2020 session, Check How to Apply How to Registered Online, Eligibility Criteria, Date, Venue etc details.
India Ke Mast Kalandar Audition – the well-known unscripted television appear on SAB TV, is good to go to think of season 2. The primary period of the show was a gigantic hit and now producers of the show are bringing a second period of the show very soon. Indian film and TV entertainer Sumeet Raghavan facilitated the season 1 show so it is normal that he will be seen again as the host for the forthcoming period of this TV unscripted TV drama.
The show highlights gifts like trick, acting, singing, moving, mimicry, dramatization, stand-up satire, gymnastic performers, hand to hand fighting and some other ability you have.
India Ke Mast Kalandar Audition, Registration
Highlights of Show –
- Judges Name – Mika Singh / Geeta Kapoor
- Show Name – India Ke Mast Kalandar
- Channel Name – Sony
- Available at – Sonyliv app
About Show – On the off chance that you want to make individuals snicker and have a decent comical inclination then India Ke Mast Kalandar season 2 will be your best stage to demonstrate your ability to an enormous number of spectators. In this show, members need to perform on the stage and need to dazzle judges and crowds.
In season 1, the judges were Mika Singh and Geeta Kapoor. After the determination of best hopefuls by the judges, open democratic will be begun by crowds. The group of spectators'surveys will choose who is going to remain longer in the challenge.
The ground auditions of the India Ke Mast Kalandar will occur in numerous urban areas of India, so gifted and intrigued up-and-comers from everywhere throughout the nation can take an interest in the show.
Qualification for the India Ke Mast Kalandar Season
- Must be a resident of India.
- Members have a substantial nationality confirmation like visa, PAN Card, Ration Card, Aadhar Card and so forth.
- Candidates ought not have any criminal record.
- Members ought to be of sound personality and well being as there is no age limit.
India Ke Mast Kalandar Registration Form, Date, Venue
How to Registered Online / How to Apply Online India Ke Mast Kalandar Audition 2020 / 2020 session All details is available bellow check details we have mention. Our aim to provided a way to get link and apply easily for the show.
- Search India Ke Mast Kalandar Audition on Google Search.
- After you have need to click on Sonyliv.com
- Then new tab open in your screen.
- New tab open in your screen, select audition / registration
- Fill required details on provided space.
- After you have need to click on video submit.
- Click on final submit and get thanks sms / mail.
Wish you all the best for India Ke Mast Kalandar Audition 2020. In case you have any question & problem related to this page, You will be write on comment section. Bookmark this page using CTRL+D for latest updated and information the show.
Important Note – We advice to all candidates, those have interested to registration. Please visit the link we have mention of Official portal / App. You have need to submit details on that page. Please do not submit your personal data on other portals.


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Ajinomoto agrees to acquire Althea Technologies for about $175 million
TOKYOAjinomoto Co. Inc. recently announced that it has executed a merger agreement to acquire all of the capital stock of San Diego-based contract development and manufacturing organization (CDMO) Althea Technologies Inc. for approximately $175 million.
As the acquiring company puts it, "Through this acquisition of Althea Technologies with its talented management and dedicated employees, Ajinomoto Co. aims to strengthen its business foundation and expand in the rapidly growing advanced biomedical field." Furthermore, Ajinomoto notes that its goal in this acquisition is also to achieve annual revenues of some $312.4 million by 2020.
Biopharmaceuticals, such as proteins, peptides, and nucleic acids, can address unmet medical needs with high pharmacological efficacies and minimal side effects, Ajinomoto notes, adding that the global market size for biopharmaceutical CDMO is estimated at $2.3 billion, with double digit-growth expected.
Althea, founded in 1998, is a fully integrated contract development and manufacturing organization providing fill and finish, biologics manufacturing, analytical development, and stability testing services for biopharmaceutical companies. Ajinomoto considers itself a market leader in amino acids for some 100 years, having developed unique biotech capabilities and recently promoting its own contract process development business for biopharmaceuticals, Corynex, which involves corynebacterium glutamicum to improve efficiency of manufacturing process for such biopharmaceuticals as proteins and antibodies.
Ajinomoto aims to expand the business for biopharmaceutical development and manufacturing not just in Japan and the rest of Asia but also in the markets of North America, and hopes to facilitate this by combining its unique biotechnology with Althea's sophisticated technology, experienced personnel and expertise in cGMP manufacturing and development.
In connection with the transaction, Ajinomoto reportedly has committed to "continuing to provide the highest quality services to Althea's customers."
"We are thrilled that the company we founded 15 years ago will have the opportunity to accelerate its growth under the leadership of a highly successful global company, such as Ajinomoto," said Dr. Magda Marquet and Dr. François Ferré, founders of Althea Technologies, in their news release about the deal. "We are very pleased with the depth of Ajinomoto's commitment to our brand, our strong culture and the development of our employees."
"This is a great day for Althea, our employees, our customers and investors," added Rick Hancock, president and CEO of Althea Technologies. "During the past several months, I have had the opportunity to get to know members of the Ajinomoto team and I am convinced that the combination of our two companies will yield outstanding synergistic benefits. Both companies are dedicated to the highest levels of quality and customer care."
Closing is expected to occur in April 2013, at which point Althea would become a fully consolidated subsidiary of Ajinomoto Co. The transaction is not expected to affect Ajinomoto's financial performance in fiscal year 2012.
"In combining Ajinomoto's experience in biotechnology, together with Althea's sophisticated technology, experienced personnel, and expertise in cGMP manufacturing, we aspire to expand our business for biopharmaceuticals manufacturing in the U.S. market and strengthen our advanced biomedical businesses," said Masatoshi Ito, president and CEO of Ajinomoto.
Code: E03131302
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- 22:08, 11 June 2010 Tonko (Talk | contribs) deleted page User:Herbalpills (Vandalism: content was: '== Creating Legal Highs with Party Pills == When you look at the individuals of any community or social structure its common to discover certain kind of ...' (and the only contributor was '[[Special:Contributions/Herbalpills|Herb)


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Fun cards (original artwork)
One of my heroes growing up was Dick Perez, the artist of Donruss' Diamond Kings in the 1980s. I was always doodling as a kid, drawing baseball players and football players all the time. I even made one of my own "Diamond Kings" (although I should have called it a "Gridiron King") of Bengals star running back Ickey Woods. The following year, I went to the Bengals training camp in Georgetown, Kentucky, and got it autographed (along with a ton of other cards and a Sports Illustrated with Ickey on the cover). Click on the thumbnail below for a (much) larger scan…
Posted on February 12, 2008, in football, football cards and tagged Cincinnati Bengals, Diamond Kings, fun cards, Ickey Woods. Bookmark the permalink. 2 Comments.
Would you call that a true 1/1?
I once made a 1991 Donruss Card of my brother!


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Negosentro| Complement Your Business Degree With These Online Certifications |Getting a business degree can open up countless doors in the professional world. If you want to get even more value out of your degree, consider pursuing some additional certifications. The right ones can complement your business knowledge, potentially making your college work easier. Additionally, having some of these sought-after certifications may help you land the job you want.
- Microsoft Certification
Microsoft products are ubiquitous in the business world, and the vast majority of professionals use at least one Microsoft program daily. Getting a Microsoft certification can help you become more familiar with the software programs and services that are foundational in so many companies and businesses. Having this knowledge may make it easier to complete the school projects required for your business degree. Additionally, you can enter your first job with a solid understanding of the programs you will be using every day. There are numerous Microsoft certifications available. If you are just starting out, you may want to pursue a fundamentals certification. If you choose to pursue a job as a software developer or solutions architect, you can look into some of the more specialized certifications.
- Project Management Certification
Many senior or executive roles in the business world involve project management. Managers need to be able to strategically plan, motivate team members, and ensure project objectives are completed successfully. Getting a certificate in project management may help you earn an advanced business degree and could also help you move into leadership roles once you start working. There are several different types of project management certificates available, but one of the most well-known options is a Project Management Professional certification. A PMP certification is recognized and respected in a wide variety of industries, so it may be a good choice even if you aren't sure exactly what field you plan to join.
- Lean Six Sigma Certification
Lean six sigma represents a combination of two methodologies: Six Sigma and Lean. The combination focuses on improving performance while also reducing costs. As a result, incorporating these tactics can help a company get better results on projects while also reducing waste for better efficiency and lower budgetary requirements. Getting a lean six sigma certification online can help you prepare to step into a management role in a company. Understanding the underlying methodologies of both Lean and Six Sigma may help you better understand the intricacies of succeeding as a professional in any role: employee, manager, or executive.
- Risk Management Certification
Many types of companies in different fields need to perform risk management when making decisions about investments and long-term goals. Earning a risk management certificate may help you obtain an in-depth understanding of all the elements of risk management. When it comes time to apply for jobs, this sort of certification may help you stand out from other candidates. Additionally, having in-depth knowledge of risk management principles may help you in your daily life as you make decisions that could have long-term personal and financial consequences.
- Business Analysis Certification
Business analysis can have countless applications, and many people use this sort of knowledge and expertise to function as consultants, helping companies develop customized solutions. If you are interested in this sort of work, you may want to pursue a certification in business analysis. Some certificate programs are designed for people who already have real-world experience in business analysis, but you may also be able to find more basic certification courses that can help you get started in this career field. Business analysis often requires strong problem-solving and critical-thinking skills, and honing these abilities through a certification program can provide benefits in your career and your personal life.
A business degree is an excellent starting point for a career inf the professional world, and you can enhance your learning experience and personal expertise by completing a certificate program as well. Some professional certifications offer online options that allow you to study the material and complete the required examinations online.


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Subject: Residual malt sweetness in Continental lager
Date: 1992-03-13 20:17:00 GMT
I finally had my first taste of Pilsner Urquell last night, and I very
nearly saw God. I think our beer community should start a letter
writing campaign to Vaclav Havel, President of Czechoslovakia, urging
him to protect that national and global treasure from a takeover
by a major brewing giant.
On to the main point. Continental lagers like Pilsner Urquell have
a wonderful malt sweetness that slowly fades on the tongue, yielding
at last to the residual bitterness of the hops. It's a great sensory
delight. I brew in warm Southern California, so I have done only
ales (and Common Beers) in the 3 years I've been brewing. The only
thing I've made that comes close to having this aftertaste profile
is my porter recipe, which involves 2 pounds of 60L Crystal malt for
a 5-gallon batch.
What is the characteristic malt that gives Continetal Lager this
wonderful feature?
The posts that comprise the Homebrew Digest Searchable Archive remain the
property of their authors.
This search system is copyright © 2008 Scott Alfter; all rights reserved.


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THE grounds of St Mary's Church in Brighstone are now easier to access thanks to a staff volunteering project by Island Roads.
A team of eight employees used their skills to resurface the churchyard pathways, making them easier to use for people with wheelchairs, mobility scooters and pushchairs.
The project was undertaken as part of Island Roads' staff volunteering scheme which encourages employees to take up to two days paid leave each year help with charitable and community projects.
Paul Gibb-Narey, highways supervisor at Island Roads, said: "We have undertaken a lot of highways improvement work in the area recently so were delighted to give something back to the community through this project.
"The people of Brighstone have always been very welcoming so it was a pleasure to help the church to improve their pathways which are well used by locals and visitors to this picturesque village."
The church secured a grant from Brighstone Parish Council to cover the cost of materials.
Miriam Crewe, of the church's fabric committee said: "We are really grateful to Island Roads and Brighstone Parish Council for supporting our project and would like to thank them for all their hard work.
"As well as being used by parishioners, the paths through the churchyard are an important thoroughfare for villagers accessing the nearby doctor surgery and primary school — as well as those just taking a stroll around the village."
Don't forget to like us on Facebook and follow us on Twitter.


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Things To Do in Isla Holbox | A Must-Read Before Visiting
Isla Holbox or Holbox island, located at the top of the Yucatan peninsula and just 2.5 hours from Cancun might just be the dream beach paradise you've been waiting for. Leave the uninspiring, overdeveloped Cancun resorts behind and head straight to Isla Holbox (pronounced Hol-bosh) or Tulum for some rustic charm and boho vibes. Keep reading for the ultimate Isla Holbox travel guide and for all the useful tips for visiting this slice of paradise.
Imagine fine, white sand beaches, clear blue water with few waves, hammocks and swings in the water, healthy meals and cocktails on the beach- that's just some of the experiences awaiting you on this paradise island. You should consider, however, that there's nothing authentically Mexican about this island apart from the local people and the few places selling authentic Mexican cuisine. You really could be anywhere in the world, but for those looking for some R&R and a little time out, it's the perfect stop on your travels.
Even paradise has its downfalls however and Isla Holbox does have a couple you should be aware of.
Firstly mosquitos. Holbox is plagued with them as they are attracted to the shallow waters of the Yum Balam reserve. Bringing repellent is a must as dengue fever is not all that uncommon, and try to stay indoors at dusk and dawn when they are out at their worst.
The second issue is the one with seaweed. Just like Cancun in recent years, Holbox is also suffering for a similar problem with vast amounts of the stuff getting washed up on the beaches every day. Most of the beach clubs and hotels do clear it daily, but there are some beaches where you can see it pile up and the smell is a little offputting. Please do not let any of these factors put you off for visiting this gorgeous island, it really has so much more going for it, just come prepared.
From wherever you are on the Yucatán peninsula you'll have to make your way to the village of Chiquilá. ADO, the Quintana Roo bus company has services arriving from Cancun and Cancun Airport, Playa del Carmen, Tulum, Valladolid and Merida among others. There are also other, slightly cheaper buses you can take such as Oriente and Mayab. Buses will drop you off right at the ferry terminal.
If you've rented a car for your entire trip, there are many parking spaces in Chiquila which charge 50 pesos per day. This makes it really easy to have somewhere to store your rental car while you head off to Holbox for a few days. Note that you can't take your car to the island. Officially cars aren't allowed and transport on the island is by golf buggy.
There are two ferry services to choose from; 9 Hermanos and Holbox Express and which one you choose will probably be based on which one leaves first. 9 Hermanos leaves on the hour while the Holbox Express leaves on the half an hour. Make sure you walk to the ticket booths right at the end of the pier to see which one is departing first. The first service of the day is at 5 am (9 Hermanos) and the last 20.30 pm (Holbox Express) and tickets will set you back 150 pesos ($8) each way.
This is probably what this island was made for and there is nothing better than grabbing a hammock or a deck chair, placing yourself on the white sand for a few hours and indulging in a good book while listening to the waves rolling in. Order yourself a refreshing drink and simply relax and spend the day on the beach. Holbox Beach has no shortage of lovely beach clubs to relax, drink and eat at for those looking for more than just to lay their towel on the sand.
Holbox town is small and compact, with a range of restaurants, cafes and services. Explore and people watch and don't forget to check out the amazing street art located on every corner. The works are bright, positive and the artists here are extremely talented.
Further north along the coast is the idyllic Punta Mosquito, a sandbank where you can relax for a few hours and do some birdwatching. Flamingos, cormorants, pelicans, egrets, ibises and frigatebirds can all be seen from this point and if you venture towards the mainland a little you'll be able to find even more birds. To get to Punta Mosquito is a little tricky. First, you have to wait for low tide, so check the time of that online. Then walk or cycle to the Hotel las Nubes, the last hotel on the beach strip and leave your bike there. Get into the water and walk to Punta Mosquito along the sandbank running along the coast. The walk takes about one hour and keep an eye out on the rising tide- if you wait too long to come back you'll risk soaking all your belongings. Alternatively, you can take a boat tour to Punta Mosquito.
You'll see many tour operators all over town offering similar boat tours to Isla Pájaro plus Isla Pasión and Punta Mosquito. These islands can only be accessed by boat and because they are uninhabited, you'll find the best birdwatching here. Expect to see flamingos (in season), cormorants, herons, pelicans as well as frigatebirds, herons and even storks.
Unfortunately, I didn't quite get to Punta Coco due to wet season flooding that completely obstructed all roads to get there. I have heard however that this is the best beach on the island and also the most magical place to watch the sunset after a long day of lounging. Bring a towel, some beers and snacks, a bottle of mosquito repellent and you're all set for a breathtaking sunset. It's also a great place to watch the stars, due to lack of light pollution.
The animal shelter here is a blessing for the islands animal population. They take in sick and abandoned animals and nurse them back to health with the idea of releasing them back into the wild. They have many dogs and cats and even racoons. Many of the dogs and cats are also ready for adoption. They are more than welcome for you to visit, play with the animals and help out in any way. Volunteer to feed them, bathe them, cuddle them and even take them out for walks- whatever you're comfortable with. You can also make a donation, which will help towards buying medicines, food etc for all the animals. If you're looking for a way to give back and you're an animal lover- this is an excellent idea.
In season (June-August), the chance to swim with whale sharks is the biggest draw to the island. I have listed this last however because I'm not too sure how ethical it really is. I was unable to see it in action as when I visited there were no whale sharks. I have heard moreover, that even though only two people per boat are allowed in the water at one time, there are so many boats that this just doesn't make a difference. Others have informed me that some of the sharks even have scars where boats have steered into them. If you are planning to swim with the whale sharks, please do your research and try to do it as ethically as possible if not at all.
Painapol – The place to eat on the island for healthy, fresh and satisfying food. It was always packed every time I went and for good reason. They serve acai bowls, green juices and fruit smoothies, sandwiches, salads and coffee. They have many choices to fit every dietary requirement, including plenty of plant-based options.
Roots Pizza – After having heard great things about this place, and to satisfy the ever-growing pizza withdrawal symptoms, I had to try this place out and I recommend you do too. They have quite a few pizzas to choose from including their famous lobster one. I stuck with the veggie pizza and it certainly hit the spot.
The local market – The local market is the best way to sample some of the local food on the island. Open only in the morning, this is a great breakfast-brunch option. I mean who doesn't like tacos for breakfast!? There are a few eateries serving tacos, tortas, sopas, and fresh fruit juices. Located on the corner of Av Damero with Calle Tintorera.
I have also heard great things about Naay and Arte Sano, both serving healthy plant-based food however, both were closed every time I checked but you may want to seek them out.
Holbox Island has a variety of accommodation for every budget, from camping grounds to hostels, budget hotels to luxury boutique hotels. All options are small and quaint and you won't find any huge resorts here.
SPLURGE- Villas Flamingos – Located on the other side of Holbox beach near the Yum Balam reserve this is the hotel to go to if you're looking for peace, quiet and tranquillity. The beach here is simply stunning and the hotel is gorgeous; white-washed walls, with natural finishings made from local materials and with a minimalist touch.
MID- Hotel Para Ti– this adults-only hotel is perfect for those wanting to relax and unwind. Its beautifully decorated, eco-friendly hotel with a swimming pool, terrace and bar. Rooms are spacious with a luxury island vibe.
BUDGET – Casa Azul – for a decent yet budget option, I'd happily recommend Casa Azul, their rooms are large, clean and spacious and all have en-suite bathrooms and are all fitted with a fan and air conditioning. Some rooms also have kitchens to make your own food. Erika, the owner is so lovely and offers some great tips for seeing the island. Everything you'll need for a budget stay.
Go for a run – Holbox island is one the best places to go for a beach run, this is because the sand is so compact, it feels like no extra effort to run on it. A great route would be to just run down the beach or the road that runs by it, taking you all the way to Las Nubes hotel and the start of Yuk Balam reserve and back again. Just remember to try to get your run in before the weather heats up. I highly recommend a sunrise run.
Yoga – There are quite a few places/hotels in Holbox to do yoga. Ser Casasandra is a beautifully serene space that has yoga classes twice daily as well as retreats, spa treatments meditation, breathwork and coaching. Hotel Casa Las Tortugas offers daily yoga as well as many different spa treatments in their Aqua Spa and Yoga Centre. The best thing to do is to check out the brilliant The Holboxeño guide for daily activities including yoga on the island.
Hotel room workout – Why not workout right in the air-conditioned comfort of your hotel room? With plenty of bodyweight workouts available, simply select one, treat your body to some conditioning and be ready to hit the beach in no time. Click here for my no-equipment bodyweight workouts perfect for hotel rooms or the beach.
I would normally recommend a beach workout too, however on Holbox, I found the number of mosquitoes in the early morning just too much and in the middle of the day, when they've gone, it's just too hot. Stick to workouts in the comfort of your hotel room.
↠ Bring cash from the mainland– Holbox has a couple of cash machines but they aren't always working and they frequently run out of bills. Many businesses also don't take credit cards or add an extra processing fee. It's best to bring cash to cover your entire stay.
↠ Don't leave home without insect repellent – I found that the generic repellent sold in Mexican pharmacies just didn't cut it. The mosquitoes here are vicious. I'd highly recommend bringing the best quality, eco and most effective repellent you can find from home. And, bring lots, you'll be re-applying it constantly.
↠ Bring a book- wifi here isn't the best and its the perfect opportunity to disconnect yourself for a while and drive into that book you've been meaning to read for a while.
↠ Visit in the dry season (if possible)– due to the lack of basic infrastructure it gets a little chaotic in the wet season. I arrived to flooded roads and so much mud everywhere. I also couldn't get to certain points of the island due to roads being blocked by floods. Also, I'm sure there are more mosquitos in the rainy season. The rainy season runs from August- November.
↠ Wifi is unpredictable but 4G works well. If you need to be connected buy a Mexican SIM with lots of data or activate roaming for all the internet you might need. Apps which I used a lot were Happy Cow and TripAdvisor for restaurants, Google Maps, Social Media apps and of course the Roam & Thrive blog.
↠ When arriving in Chiquilá and using public transport buy your bus ticket out as soon as you arrive, especially during high season. Bus services are limited and fill up fast, so chances are tickets will be sold out for the service you want when you arrive back from Holbox. It's best to already have your bus ticket to avoid expensive colectivos or taxis to get to your next destination.
Planning a visit to Holbox island and have some comments and questions? Leave them below, I'd love to hear from you!
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New players joining Regal Wins Casino are offered a first deposit offer of a 100% match bonus up to £500 (Max bonus £500 on selected slots; 40x wagering on the sum of deposit & bonus applies. Max convertible 5x bonus amount received. ). Note that the bonus offer is not available if you deposit using Neteller. Terms will apply.
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Players have an abundance of slots to choose from – and these can be accessed on desktop, mobile and tablet. Top slots include Rainbow Riches, Action Bank, Amazon Queen, Tetris Super Jackpots, Rainbow Riches, Shaman's Dream, Siberian Storm and Davinci Diamonds. The slots are well laid out on Regal Wins. Progressive slot players can also enjoy Mega Jackpots such as Monopoly Mega Movers and Gears Of Fortune; Exclusives such as Pizza Delivery and The 3 Panditos; and finally slots by theme including Egyptian and Sports.
Joining the slots are table games such as European Roulette, Super Wheel, Beat Me, Dueces Wild and Blackjack. More table games can be found in the Live Dealer area. A handful of scratchcard and instant win games make up the site's roster.
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Regal Win does have a couple of promos – one shared with Lucky VIP. Players can get cashback each week on losses – this ranges from 3% to 10% depending on your VIP level. Note that you need to visit the site each Friday to claim the cashback. Terms apply. By the cashback offer you'll be aware that Regal Wins does have a loyalty programme. VIP Loyalty Points can be earnt through your game-play. Points can be "exchanged for bonus amounts, competition/tournament entry and other goods". You'll need 1000 points to make £1.
We can't find too much to fault Regal Wins as we're a big fan of Magical Vegas and Spin And Win. It would be nice to see some exclusives at the site and perhaps even a social media presence to develop the community.


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- WiFi
- Air conditioning
- Swimming pool
- Gym
- Business
- Disco
Choose your room
With a stay at Sandras Inn Hotel in Dubai (Deira), you'll be minutes from Naif Souq and close to Gold Souk. This hotel is within close proximity of Bastakiya and Perfume Souq. Be sure to enjoy recreational amenities, including a nightclub, a health club, and an outdoor pool. This hotel also features complimentary wireless Internet access, concierge services, and tour/ticket assistance. Featured amenities include dry cleaning/laundry services, luggage storage, and laundry facilities. Make yourself at home in one of the 94 air-conditioned rooms featuring refrigerators and minibars. LCD televisions with satellite programming provide entertainment, while complimentary wireless Internet access keeps you connected. Private bathrooms with bathtubs or showers feature complimentary toiletries and hair dryers. Conveniences include phones, as well as safes and coffee/tea makers.


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Queen Platform Bed
Dramatically designed for maximum eye-catching appeal, the rustic-contemporary Ridgewood Collection blends angles, planes, and natural elements to achieve a beautiful composition of style. The solid poplar raised slats that grace every piece of this collection are interrupted by the inset vertical metal headboard accent and drawer pulls. Oak veneer is utilized and highlighted by a rustic burnished oak finish. The final touch that creates a contrast to the bold horizontal lines is the supporting feet designed with a 45-degree angle. This study in geometric-inspired design will be a unique addition to your bedroom.
Color: Rustic burnished oak finish
buy it online - local store pickup
Overall Dimension: 69 x 93 x 48H


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Tickets went on sale for Bruce Springsteen's Broadway residency this morning, and despite the fact that they were only available through Ticketmaster's Verified Fan service, tickets inevitably showed up on StubHub and other resale sites. Those resold tickets were, of course, listed for an insane amount of money; Variety reports that the most expensive seat available on the secondary market was going for $7500. Here's what StubHub looked like 10 minutes after tickets went on sale:
Interesting pricing at 10:10 a.m. for Bruce on Bway. Those verified fans sure think alike. pic.twitter.com/FvshoN1wVg
— Ben Sisario (@sisario) August 30, 2017
Soon after, "Springsteen On Broadway" announced that the show will be extended by 10 weeks and will run from 10/3 to 2/3. Ticketmaster announced that anyone who registered as a Verified Fan will still be eligible to receive an offer code to buy tickets to the new run of shows which will be on sale 9/7 at 10AM ET. You can still enroll in the Verified Fan program through 9/3 here.
Looks like I'm going to see Bruce Springsteen on Broadway after all! Hehe.


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About us
What we do
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Having exposure to the right asset classes and geographies is central to how multi-asset portfolios generate wealth for investors. Quilter Investors has extensive relationships with the industry's leading investment professionals, enabling the team to access strategies from fund management groups worldwide.
Experienced multi-asset specialists
Watch the video to find out how Quilter Investors deliver innovative investment solutions.
Who we are
We understand that customers can have different investment needs over the course of their lifetime, which is why our experienced team have worked closely with financial advisers to design a range of solutions. Offering a choice of outcomes at different risk, diversification and price levels, our solutions are focused on delivering an investment solution you can trust.
We are trusted to manage £20.8bn (as at 30 June 2020) of assets on behalf of our investors.
Quilter PLC
We are part of Quilter PLC, one of the leading providers of advice, investments and wealth management both in the UK and internationally, managing £107.4bn of investments (as at 30 June 2020). Quilter PLC is listed on the London and Johannesburg stock exchanges.
Find out more about Quilter at www.quilter.com.
Meet the team
Coronavirus hub
Given the current situation with regard to the COVID-19 pandemic, we want to reassure you of our business preparedness in anticipation of the weeks ahead.


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text: IT'S TIME TO PRAISE GOD - Part 4 BEING THANKFUL AND GIVING GOD PRAISE In this lesson we will learn the importance of giving thanks to God. To receive future blessings, it is vital for you to be thankful for what God has done for you in the past. I Where are the nine? - Luke 17:11-19. A Ten lepers came to Jesus to be healed and said, "Jesus, Master, have mercy on us" - v. 13. B Jesus said, "Go, show yourselves to the priests" - v. 14. C As they went they were cleansed. They had to act on their faith. D One of the lepers, a Samaritan, returned to Jesus and thanked Him. E There were ten lepers cleansed, but only one came back to give glory to God. F Jesus said to the one, "Arise, go your way. Your faith has made you well" - v. 19. II Count your blessings and have an attitude of gratitude. A James 1:17 - "Every good gift and every perfect gift is from above, and comes down from the Father of lights." B Colossians 3:17 - And whatever you do in word or deed, do all in the name of the Lord Jesus, giving thanks to God the Father through Him." C Psalm 103:2 - "Bless the Lord, O my soul, and forget not all His benefits." D Ephesians 5:20 - "Giving thanks always for all things to God the Father." III Get rid of ungratefulness in your life. A God is not to blame for the bad things in your life. They happened because of the devil, your own mistakes, or because we live in a fallen world. B Determine not to be a complaining and faultfinding person. C Make a decision for every day to be a thanksgiving day in your life. MEDITATIONS Are you a complaining and faultfinding person? What do you need to do to become a more thankful person? Name some things for which you are thankful. BE A DOER OF THE WORD This week count your blessings by making a list of all the things for which you are thankful. SCRIPTURE MEMORY VERSE James 1:17 - "Every good gift and every perfect gift is from above, and comes down from the Father of lights."


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Pagereview makes the design review process frictionless and communication painless.
Mentioning someone instantly notifies them through email. No need to craft your own response each time you need someone to take a look. Your time is more precious than that.
Comments are updated in near real-time (close to real-time really). We won't let those moments of inspiration pass you by if we can help it.


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Sask. doctor disputes charges of excessive billing, misleading claims about cancer treatment
'My reputation has been ruined, basically.... I'm in disbelief," says Dr. Ali Cadili
A Saskatchewan doctor is disputing accusations from the College of Physicians and Surgeons that he falsely advertised a Regina business as being able to treat cancer and overcharged a cancer patient for unproven treatments such as a detox bath and a salt chamber.
"My reputation has been ruined, basically, and I at this point, to be honest with you, I'm in disbelief," Dr. Ali Cadili said earlier this week.
"I just cannot believe that something so radically unfair and untrue could be just made, the decision could be made to do that."
Cadili is an owner of Clear Health Inn, a Regina-based business that describes itself as providing "Canada's premier alternative cancer treatment and supplementary health treatment."
He said he is a general surgeon who graduated from the University of Alberta, practised in Saskatchewan and went to the United States for further training. He said he does not work as a doctor out of Clear Health Inn and has not practised in Regina.
Clear Health Inn not a medical clinic: Cadili
In June 2019, the College of Physicians and Surgeons charged Cadili with three counts of unprofessional conduct relating to:
- Alleged false and misleading advertising.
- Allegedly offering services that had not been recognized by the medical community as having therapeutic value.
- Unethical conduct for allegedly charging an excessive fee to a cancer patient who sought treatment in 2018.
None of the charges have been proven. A discipline committee will decide if the evidence presented by the College of Physicians and Surgeons supports their charges, but a date for the hearing has not been set due to limitations created by COVID-19. CBC was unsuccessful in its attempts to reach Cadili at the time of the charges in 2019. He agreed to an interview this week.
Cadili said Clear Health Inn is not a medical clinic and that its website makes that clear.
"It's emphasized on the website. It's emphasized by the staff and to everyone that this is not a replacement or an alternative to your actual medical treatment," said Cadili.
"This is just a supplement to help you go through [and] tolerate those treatments better because the treatments sometimes, especially for cancer, can be hard on people, with chemotherapy and surgery and radiation. So this is just meant as supportive therapy to help them tolerate that better."
Website says treatments have sound scientific basis
Clear Health Inn has a cancer care program and lists hyperthermia, intravenous Vitamin C, and sound and light therapies as among its supplementary cancer treatments.
"Our supplementary cancer treatments are carefully researched and have a sound scientific basis for stimulating healing while minimizing harm," reads the website.
"Unlike other clinics that offer alternative cancer treatments, Clear Health Inn's Cancer Care Program has a solid understanding and expertise in traditional medical therapy for cancer through practice and first-hand experience.
"This knowledge is invaluable in shaping and administering a successful supplementary cancer help program."
College bylaws at the time did allow patients to be recommended a treatment method with no recognized therapeutic value, but only under specific circumstances, such as being part of a clinical trial. Those bylaws were repealed in September 2018.
"If a similar circumstance should occur in future, the college would need to address that using other provisions of the bylaws and ethical principles," the college said on Friday.
The college claims Cadili permitted advertising on behalf of Clear Health Inn that was "inaccurate and/or misleading" and says its website included statements that "misrepresented facts, were misleading and/or false, created an unjustified expectation as to likely results of the treatments, or included statements which were not factual or could not be proven to be accurate."
Doctor says word 'treatment' causes confusion
Cadili said he thinks there is confusion over the use of the word "treatment" on the Clear Health Inn website.
The college alleges that the clinic's website at the time listed pancreatic cancer in its list of "The Most Common Cancers We Treat."
"I agree that if you isolate certain phrases and sentences that it could seem like we're saying that, but when you look at the website as a whole it's very clear that we're not saying these are treatments for this condition," said Cadili.
He added that the reason the phrase "pancreatic cancer" is used on the website is so that people seeking help with that condition will find Clear Health Inn in an online search.
"I'm pretty confident that the people who come in are pretty clear what we are and what we're not. However, you know, there are things in there on the website that somebody could say, [if they] just isolated it, could misinterpret it," he said.
Cadili said clients at Clear Health Inn are also asked to sign a waiver saying the services will not replace the treatment recommended by a medical doctor.
$13K treatment for pancreatic cancer
The waiver reads: "I am aware that the practice of medicine is not an exact science and as such I understand and agree that neither the Clear Health Inn nor anyone on its behalf has made or makes any representations or warranties regarding the beneficial results of the Treatments.
"Or any guarantees whatsoever, expressed or implied, regarding effects or outcomes of the Treatments, including without limitation the likelihood of success, and Clear Health Inn shall not be liable for the same."
One of the charges from the college relates to a pancreatic cancer patient who was billed $13,650 for treatments including an infrared sauna, a salt chamber and light therapy.
The college said the fee was excessive for the services performed and that the treatments were "without recognized benefit to the treatment of pancreatic cancer."
When Clear Health Inn did not receive a second payment of $6,825, it sent a notice to the patient threatening legal action.
Hearing delayed due to COVID-19
Cadili said it was an automatic billing response and that Clear Health Inn did not pursue legal action against the patient.
He said he plans to fight the claims that the college has made.
"I don't think it's the correct decision," said Cadili.
"It's not based on the facts. It's not based on the evidence other than the small, circumstantial, unbased, unsupported things, but they have the authority and the prerogative to just have their opinion."
The College of Physicians and Surgeons declined to comment on the specifics of the case on Friday.
It said all hearings have been affected by the COVID-19 pandemic and while the college is looking at options for virtual hearings, no decisions have been made.


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A new model of active engagement between villagers, the implementing non-profit and a corporate philanthropic foundation in Varoti village in Maharashtra shows a new way forward for development interventions through the corporate social responsibility route
Once the infamous political battlefield centered on the construction of a car factory, Singur in West Bengal has become a beacon of hope for local farmers, who sell their produce wholesale at fair prices at a state government promoted marketplace
Farmers in Marathwada and Vidarbha regions of Maharashtra are expecting a decline in crop yield during the autumn harvest and are holding the India Meteorological Department responsible for incorrect forecasting
NGOs in India need to adapt to the shifting landscape of India by working in tandem with the state and markets, and retain their difference. This is a critical reform or perish phase for them.
Given the complex and varied situations in rural India, the results of the direct benefit transfer method are so far mixed at best and debilitating at worst, as seen in the subsidies for farm equipment and fertilizers
Farmer producer companies have started to play an important role in procurement from smallholders, which guards against price crashes that has been plaguing marginalized farmers across the country despite record harvests
The indigenous Dongria Kondh community in Odisha is helping to restore the popularity of native varieties of millets that can grow in droughty weather conditions, even as millet products gain traction among affluent consumers for their many health benefits
Although the Maharashtra government has announced a loan waiver, deeply indebted farmers of Marathwada still do not know how they will get the money to buy farm inputs this sowing season ahead of the monsoon
At a time when social media is being used to spread lies and malicious rumors, a group of young people in Assam are using WhatsApp and Facebook groups to prevent child marriages in the underdeveloped district of Darrang
There is no silver bullet to defeat the scourge of underage marriages. Rather, it is important to extend the scope of current interventions among adolescents and the communities they grow up in, which then need to be backed up by suitable government policies


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"The Catholic Herald and Visitor and the Catholic." Pennsylvania Magazine of History and
Biography 135 (October 2011).
In 2011, the Pennsylvania Magazine of History and Biography had a special Civil War issue to mark the start of the 150th anniversary. They sought submissions of about underused or unknown resources related to the state during the Civil War.
I wrote a very short article about two Catholic newspapers, The Catholic Herald printed in Philadelphia, and The Catholic, printed in Pittsburgh. While neither paper supported abolition, both generally did support the war effort. They provide an often overlooked and accessible window into the lives of Pennsylvania Catholics during the war. If you have a subscription to JSTOR, you can read this short article by clicking here.
Unfortunately, only a few years of the Herald have been microfilmed, and the one print copy of 1861 that I found is badly deteriorated. Duquesne University has fortunately digitized the entire run of the Catholic since I wrote the article. You can find it here.


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Spring Vegetable Shakshuka
with eggs / baba ganoush / baby carrots
We're adding a few extra vegetables to classic tomato-based Shakshuka to give it a light spring feel.
- Asparagus - 10 spears, trimmed and chopped
- Bell peppers, any color - 1, diced
- Onions, medium - 1, diced
- Garlic - 3 cloves, chopped
- Cumin - 1/2 tsp
- Paprika - 1/2 tsp
- Chili powder - 1/2 tsp
- Salt - 1/2 tsp
- Cilantro leaves - 1/4 cup, chopped
- Oil, cooking - 1 Tbsp
- Peas, fresh or frozen - 1/2 cup
- Tomatoes, diced (28 oz / 794 g) - 1 can
- Eggs - 4
- Baby carrots - 8 oz
- Baba ganoush - 6 oz
Nutrition Facts
- Asparagus / Bell peppers / Onions / Garlic - Prep as directed. Combine bell peppers and onions. Store asparagus and garlic in their own separate containers. (Can be done up to 5 days ahead)
- Make spice mix - Combine cumin, paprika, chili powder, and salt. (Can be done up to 5 days ahead)
- Cilantro - Chop cilantro leaves.
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- Heat up a skillet or saute pan (choose one that has a lid) with oil over medium-high heat. Add bell peppers and onions with some salt. Saute for ~8 minutes, until softened.
- Add asparagus, peas, and garlic. Saute for 1 minute more.
- Add diced tomatoes (including liquid) and spice mix. Saute for ~4 minutes to let flavors come together.
- Crack eggs directly into tomatoes. Lower heat to medium, cover, and cook for ~5 minutes, or until eggs are done to your liking.
- While eggs cook, set baby carrots and baba ganoush out on a platter.
- Top shakshuka with cilantro and season eggs with some salt and pepper.
- Serve shakshuka with baba ganoush and carrots on the side. Enjoy!
Nutrition Facts
60 reviews
Kid approved !0 Helpful
Delicious! We were impressed with the flavour and even our toddler gobbled it down! Definitely benefits from a good parmesan!0 Helpful
Made with asparagus , didn't have peas & beans on hand. Everyone like, nice flavor.0 Helpful
I love a fast and easy pasta dish, especially one packed with veggies. Added extra lemon and pepper to punch up the flavor a bit.0 Helpful
I'm a big fan of this dish. I love home-made alfredo sauce and this is a simple way to do it. Asparagus is a great vegetable choice here, although I'm not sure the beans add much.0 Helpful
It was good but kind of bland. Needed more seasoning.0 Helpful


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2019-08-31 · BEIJING (AP) – The latest tariffs president donald trump plans to impose on Chinese goods would cost U.S. households an average of $200 a year, some.
"You have to keep moving things around," said CEO Robert D'Loren. Trump launched the world's biggest trade war since the 1930s by imposing tariffs on $250 billion. Over the past five years,
His father became president of Columbia Hat after his grandfather died and then diversified the hat business into outerwear for hunters, fishermen, and skiers. In 1960, his mother designed the first fishing vest (his father was an avid fisherman) and the name of the company was changed to Columbia Sportswear.
2 Myths Holding Back Home Buyers The Ultimate Truth about Housing Affordability RBA's record interest rate cuts have buyers buzzing in Townsville Property pod, a tasmanian property podcast that aims for education and a little humour too Large banks would be comfortable' with 40% less reserve balances, survey finds Rethinking the Future – The basic idea is a sort of energy accounting, a balance sheet of energy return on energy invested (EROEI). Holmgren calls this ratio "energy quality." The EROEI of oil is extraordinarily large../u/Gman777 on Home loan arrears on the rise as high debt and low wage growth bite -Recovering arrears from sugar mills set in motion – Deccan Herald-Plea to pay loan waiver arrears to farmers – The Hans India-Debtors to get 60-day 'breathing space': Council tax arrears and interest on debt FROZEN – express-home loan arrears on the rise as high debt and low wage growth bite – ABC NewsIt's possible that workplace codes can become too onerous, particularly when they are set by government employers. But neither the University of Sydney's, nor SBS's, go too far. They don't stop people./u/Gman777 on Home loan arrears on the rise as high debt and low wage growth bite 1 comment on "Home loan arrears on the rise as high debt and low wage growth bite" Best SEO Expert | 24th June 2019 at 4:44 am | Reply Thanks , I have recently been searching for info about this topic for ages and yours is the best I've discovered so far.2 myths holding Back Home Buyers 2 Myths Holding Back Home Buyers – Pahnke Real Estate – 2 Myths Holding Back Home Buyers. Freddie Mac recently released a report entitled, "Perceptions of Down Payment Consumer Research." Their research revealed that, "For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of homeownership.RBA's record interest rate cuts have buyers buzzing in Townsville The cash rate which was cut by 25 basis points to 1.25 per cent has not been this low since it was first regulated in 1990.The Ultimate Truth about Housing Affordability. May 30th, 2019 | First time home buyers, For Buyers, For Sellers, Housing Market Updates, Move-Up Buyers | There have been many headlines decrying an "affordability crisis" in the residential real estate market. While it is true that buying a home is less affordable than it had been over the.Below, we shed light on the myths about home flipping that buyers should never. "The more expensive a property becomes, the more limited your buying demographic becomes. This can mean longer.
Though he has often denied his tariffs. important business decisions on the fly because of the President's trade policies. "Its too late and its not enough," said Peter Bragdon, chief.
Truckers from around the nation may be getting effected by the upcoming China tariffs. Will this create a bumpy road for the trucking industry?. columbia sportswear ceo on Business Disruption.
RL | Complete Ralph Lauren Corp. Cl A stock news by MarketWatch. View real-time stock prices and stock quotes for a full financial overview.
Retail stocks buckled on Thursday as a dreaded fourth round of tariffs moved swiftly from. Trump Labor nominee Scalia earned millions while working for big business;
Columbia Sportswear: The clothing company's mannequin costs have risen as a result of Trump's tariffs. "Not knowing week to week what the rules will be makes it difficult to invest," its COO says.
Executives at Columbia Sportswear say they have already told retail customers. Now the industry is terrified of tariffs.] Business owners say the uncertainty of tariffs has made it difficult to.
Comparing First Busey (BUSE) & Orrstown Financial Services (ORRF) Critical Contrast: Hexindai (HX) versus Medallion Financial (MFIN) Within our up-to-date Medallion Financial Corp (MFIN) Stock Research Report you will find a host of valuable data points and information to help you understand this stock. From analyst recommendations to any dividend declarations, earnings announcements, or insider trades, you'll be able to get the big picture for Medallion Financial Corp (MFIN).First Busey Corp. is a bank holding company, which provides financial services through its banking and non-banking subsidiaries at multiple locations in Illinois, Florida, Indiana and Missouri. The company operates its business through three segments: Banking, Remittance Processing and Wealth Management.
PORTLAND, Ore.–(BUSINESS WIRE)–From Tim Boyle, President and Chief Executive Officer of Columbia Sportswear Company: "President Trump announced today via Twitter that he plans to raise tariffs.
May.28 — Tim Boyle, chief executive officer at Columbia Sportswear, discusses the disruption to his company's business from trade uncertainty as he says tariffs will be passed on to consumers.
2 Myths Holding Back Home Buyers Property pod, a Tasmanian property podcast that aims for education and a little humour too Postmedia Solutions gives you the power to grow your business. We blend media expertise with smart marketing. It's the perfect balance of creativity and science to propel brand awareness, engagement, conversion and loyalty.FHA DPA Advantage – 2% non-repayable grant, FHA only, applicable to First Time Home Buyers, Community Heros, or below 140% of median income. myth #2: "I Need a 780 FICO Score or Higher to Buy" Similar to the down payment, many either don't know or are misinformed about what FICO score is necessary to qualify.
2019-08-21 · China's announcement Friday that it was raising tariffs on $75 billion in U. outrage from the business. officer of Columbia Sportswear.


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Walter Britton II, '20
Meet Walter Britton II, a business management major focused in marketing and sales, and a business development representative intern for Cloud Adoption Solutions.
A Q&A on the Marketing and Sales Major with Dorene Ciletti, Ph.D.
Monday, August 24, 2020
"Skilled professionals in digital marketing, sales management and marketing research are in demand and many areas of marketing are projecting faster than average growth with strong salaries. Building skills in digital, research and sales, along with communication, collaboration and problem solving abilities, can help position students for a variety of career opportunities," explained Dorene Ciletti, Ph.D.
Point Park Multimedia Graduate and Applied Computer Science Major Publish Marketing Articles on Medium.com
Wednesday, June 24, 2020
Bri Farrand '20 and Sabrina Tatalias '21 were recently published on Medium.com for their articles "From Whiteboard to Wilkes Barre to Webinar: A Student's Marketing Journey" and "Can Direct Mail Be Innovative?"
Marketing and Sales Professor Hosts Direct Effect® Live Webinar Highlighting Point Park's America250PA Student Team
Friday, June 19, 2020
Dorene Ciletti, Ph.D., associate professor and director of the marketing and sales program in the Rowland School of Business at Point Park University, recently hosted a webinar for Direct Effect® Live titled "Creating a Direct Effect with Integrated Marketing."
Point Park Recognized as a Top University for Professional Sales Education
Thursday, April 16, 2020
The Rowland School of Business at Point Park University has been ranked among the best colleges and universities for preparing students for sales-related careers by the Sales Education Foundation and was listed in the 2020 SEF Annual Magazine.
Point Park Students Awarded $5,000 for First Place Finish in GfK NextGen Data Science Competition
Tuesday, April 14, 2020
A team of undergraduate students from Point Park University won the national 2020 GfK NextGen Data Science Hackathon Competition, earning a cash award of $5,000.
Point Park University's America250PA Student Team Advances to State Finals
Monday, November 4, 2019
The Point Park University America250PA student team of Brianna Farrand, Divine Kennedy, Kayla Snyder and Sabrina Tatalias developed and presented an integrated marketing campaign for the United States Postal Service that has advanced to the Nov. 19 state competition in Wilkes-Barre, Pa.
Point Park University Hosting Statewide America250PA Direct Effect Innovation Challenge
Monday, October 21, 2019
Point Park University will host and field a team for the America250PA Direct Effect Innovation Challenge. A second-round competition will take place Fri., Oct. 25, at the University.
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Fire at gay murder scene
PUBLISHED: 15:38 18 March 2009 | UPDATED: 10:08 12 August 2010
A FIRE broke out at the murder scene of a possible homophobic killing. Forensic officers were still gathering evidence at the house in Page Heath Villas, Bickley, when the blaze started on Monday at around 12.05pm. Police admitted it could have been
A FIRE broke out at the murder scene of a possible homophobic killing.
Forensic officers were still gathering evidence at the house in Page Heath Villas, Bickley, when the blaze started on Monday at around 12.05pm.
Police admitted it "could have been" started by chemicals they were using but said the cause is still being investigated.
Officers were collecting clues about the murder of Gerry Edwards, 59, and the attempted murder of his partner Chris Bevan, 56.
Mr Edwards was killed on March 3 after answering the door to a man who stabbed him to death before turning his attention on his partner.
Independent forensic scientist and fingerprint expert, Carl Lloyd, said: "Whichever way you look at it, it's a mess. Some of the chemicals you use in forensics are flammable but it doesn't matter what chemicals you use, if you put in the health and safety precautions it shouldn't be a problem.
"In this day and age you need to do that to look after yourself and the other people. It seems very odd. It could have consequences. In their defence, if it was started by chemicals they were using, I'm sure they didn't want it to happen. They could have lost good evidence.
"I have never heard of it happening before and I've been in this sort of work for over 30 years. The bottom line is it shouldn't."
A fire brigade spokesperson said: "Fire crews were called to an address in Page Heath Villas on Monday. Around 25 per cent of the first floor was damaged by the blaze. The fire was under control at 12.34pm. Firefighters from Bromley and Lewisham attended the incident. The cause of the fire is under investigation." They did not confirm where the fire had started.
A police spokesperson refused to say whether officers had collected all the evidence they needed to, or whether some had been destroyed in the blaze.
She said: "I can confirm that a fire broke out. Some of our forensic guys were working at the time."
Asked whether it was caused by chemicals they were using, she said: "It could have been.
If you value what this story gives you, please consider supporting the Bromley Times. Click the link in the orange box above for details.


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Al Ma'mal Talks | Tina Sherwell
Utopias of Palestine
19 June 2019
About the Talk
Utopian Landscapes have been a recurring theme in the work of Palestinian artists across the decades. These landscapes are continually contoured to represent the past, present and future dreams of ideal landscapes of Palestine. But what are the qualities of this place? And in creating these ideal landscapes what is transformed and omitted? The talk will explore a range of artist practices and the visions of this landscape, questioning what are our images of utopia and how is the uncertainty of the future depicted.
Tina Sherwell
Tina Sherwell is Head of The Contemporary Visual Art Program at the Faculty of Arts, Music and Design at Birzeit University, and has written and curated various texts and exhibitions on the work of Palestinian artists.
Supported by the A.M Qattan Foundation through the 'Visual Arts: A Flourishing Field' Project, funded by Sweden


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40 Extremely Easy No-Carve Pumpkin Ideas
Say goodbye to the messiness of pumpkin carving, and say hello so some beautifully crafted (and easy!) pumpkins.
With fall quickly approaching, you'll want to get a head start on decorating the house with some fun, Halloween and fall-themed decorations. And whether you prefer displaying fall wreaths or hanging fake spiderwebs, decorating for fall wouldn't be complete without some pumpkins. Carving pumpkins, however, can be too messy and dangerous if you don't know how to properly handle a carving hand saw. So why not skip out on the pumpkin clean-up this year and try some no-carve pumpkin decorating ideas? Not only are you going to keep your fingers safe from pointy tools, but you can guarantee that your pumpkin decorations will look flawless, even if you don't have a creative bone in your body. And the best part about these no-carve pumpkin decorating ideas is that you'll only need a pumpkin and a few inexpensive materials to bring them to life. From pumpkin spiders and haunted houses to glowing pumpkins and gnomes, these no-carve pumpkin decorating ideas will have your home ready for fall. And if you're too busy to decorate your own pumpkin this year, go ahead and pick up a no-carve Disney pumpkin from Target, because there's room for a little Hakuna Matata this Halloween.
If you've got a scrap piece of black cloth and a witch's hat sitting in your dress-up drawer then you've got all you need to put together this adorable pumpkin creation.
What You'll Need: Fake eyelashes ($6, Amazon)
Bring back the party with these fun, retro painted pumpkins.
What You'll Need: Acrylic paint ($20, Amazon)
Make tissue paper confetti with a circle craft punch, then adhere it to a pumpkin using Mod Podge.
What You'll Need: Circle crafts punch ($9, Amazon); tissue paper ($10, Amazon); and Mod Podge ($7, Amazon)
There's no rule that you have to have scary pumpkins for Halloween. Paint some beautiful quilt-inspired designs instead.
Get the tutorial at Country Living.
This adorable cabin design will make Halloween feel like home sweet home.
Get the tutorial at Country Living.
Have your pumpkin be a reflection of your personal style by painting it with a fun floral monogram.
Get the tutorial at The Pioneer Woman.
What You'll Need: Acrylic paint ($20, Amazon)
Halloween is the time for all things old and spooky, and these Victorian-style pumpkins will be the perfect addition to your doorstep.
Make use of the old magazine you have lying around the house by cutting out eyes and mouths to use on your pumpkin. Simply use some craft glue to stick the faces on and voila, you've got yourself a funny pumpkin that took no time at all to make.
You can use a permanent marker and lipstick to pull off this minimalist pumpkin look that's sure to get you a few compliments.
This fun decorative idea lets you try out several designs that all still have a cohesive look, thanks to the matching gold paint. You can mix and match your polka dots, stripes, or any other design you can think of.
What You'll Need: Metallic paints ($20, Amazon)
Let out your inner artist this Halloween and use washable poster paint to create your desired design.
What You'll Need: Washable poster paints ($28, Amazon)
All you need is black paint and chalk to replicate this chalk-board-inspired pumpkin. Simply coat your pumpkin in black paint and use chalk to write or draw whatever your heart desires.
Even if you're not a big fan of eating the classic Halloween candy, you will love this adorable candy corn-inspired design. Visually divide an orange pumpkin into thirds and spray paint the top third white and the bottom third yellow.
What You'll Need: White spray paint ($12, Amazon); yellow spray paint ($14, Amazon)
Prefer your pumpkins to have a bit of glitz and glamor? Use metallic gold paint to create this fun look. Apply stick-on letter stencil to the pumpkin and use a paintbrush to create the drip design. Once dry, peel the stencils off.
What You'll Need: Letter stencils ($9, Amazon); metallic paint ($20, Amazon)
Have an artsy side? Let it out by using paint pens to draw a fun design onto white pumpkins.
What You'll Need: Paint pens ($18, Amazon)
Change up the typical pumpkin decorations with these cute butternut squash ghosts. Simply paint the squash white, let it dry, and then add on a face with black paint. For the arms, hot glue cotton batting to the sides.
What You'll Need: White paint ($5, Amazon); cotton batting ($15, Amazon)
Perfect for small pumpkins, this technique uses things you likely already have on hand: warm water and nail polish. Simply pour a few drops of polish into a bowl of warm water and gently swirl it around with a toothpick. Hold the pumpkin by the stem and slowly twirl it through the water.
Fall means there's plaid just about everywhere, and that includes your pumpkins! Get yourself some orange and white pumpkins and paint on the cosy design.
What You'll Need: Assorted craft paint ($27, Amazon)
This easy design will give your pumpkins a witchy feel. All you have to do it hot glue a black doily on the bottom or top of a pumpkin. If gluing it on the top, remember to cut a hole for the stem!
What You'll Need: Hot glue gun ($12, Amazon); black doily ($7, Amazon)
Bring some shimmer and shine to your pumpkins this year by creating designs with stick-on jewels on a white pumpkin.
What You'll Need: Self-adhesive jewels ($14, Amazon)
This shiny design looks great on any pumpkin, but works especially well on a green heirloom pumpkin. Outline several maple leaves onto Fanci-Foil wrap and cut them out. Then use Mod Podge to adhere them to the pumpkin. To get the realistic leaf look, use a toothpick to draw on veins while the leaves are still drying.
What You'll Need: Fanci-Foil Wrap ($13, Amazon); Mod Podge ($7, Amazon)
More dazzling than creepy-crawly, this spider queen deserves her own pedestal. Make the eyes with round studs and the mouth, lashes, and legs from 12-gauge aluminum wire.
What You'll Need: Aluminum wire ($15, Amazon)
Print the template, place over doily and cut along lines with craft knife. Apply to pumpkin with decoupage glue, cutting notches around edge so it lies flat. Use glue dot to attach plastic spider.
Spellbound: Use highlighter to spell out BOO on a cheese pumpkin. Outline letters with straight pins, leaving about ½" of pin sticking out. Wrap LED copper string lights around pins; repeat two to three times. Tuck battery pack behind the pumpkin.
Web design: Hot-glue three long strips of ¼-inch glittered ribbon to a medium white pumpkin to create radial threads of web. Measure, cut, and glue 12 shorter ribbon strips to complete the web. For spider legs, cut eight 1-inch to 1½-inch pieces of 12-gauge gold aluminum wire; bend each and hot-glue to a ¾-inch gold stud for the spider body. Hot-glue spider body in place and add a small stud for the spider head.
Falling leaves: Gently trace a leaf onto Silver Fanci-Foil Wrap, then cut out; repeat (or fold foil first to cut multiple leaves at once). Use Mod Podge to adhere leaves onto a green heirloom pumpkin. Etch leaf veins with toothpick while wet or dry.
Bat tree: Use gold permanent marker to draw tree on tall white pumpkin. Add bat stickers.
Copper tape: Apply ¼"-wide copper foil tape to small pumpkin. Cut strips in half lengthwise as needed to lie flat.
Tattoo pumpkin: Clean and dry small-to-medium round pumpkin. Apply per instructions on Premium Metallic Tattoos.
Carefully remove the stem from a sugar pumpkin and paint it black. Trace bottoms of two waterproof red LED lights onto black paper, then cut out and punch hole in center; fit paper on lights.
Hot-glue LED eyes and beak to pumpkin. Hot-glue wood skewers to backs of children's black feather angel wings; push into pumpkin to secure.
Wrap a pumpkin in cheesecloth to create an ominous-looking mummy's head. Black construction-paper eyes add to the eerie image.
Turn three gourds on their side to make this spider. Button eyes and branch legs complete the creepy crawly creature.
Whoo's cuter than this guy? Fashion an adorable owl out of a stack of pumpkins, paper and other basic craft supplies.
What You'll Need: Pumpkin decorating kit ($3, Target)


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PCAOB adopts new estimates standard, amends standard on specialists
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The Public Company Accounting Oversight Board adopted a new standard to enhance the requirements that apply when auditing accounting estimates, including fair value measurements, and also adopted amendments to its auditing standards regarding specialists.
The new estimates standard replaces and streamlines three standards into one single, uniform standard updating the approach to auditing accounting estimates. The standard explains that auditors need to apply professional skepticism, which includes addressing potential management bias, when auditing accounting estimates. The new standard also offers a more specific direction on auditing fair values of financial instruments that are based on information from third-party pricing sources.
The adopted amendments strengthen the requirements for evaluating the work of a company's specialist that is employed or engaged by the company, and also apply to a supervisory approach to auditor-employed and auditor-engaged specialists.
"The board's action today comes after thoughtful analysis and extensive external engagement on the prevalent use of accounting estimates and the auditor's use of the work of specialists, recognizing that these are both challenging areas of the audit that needed to be addressed," said PCAOB Chairman William Duhnke in a statement. "These two standard-setting projects align with the PCAOB's strategic priorities by enhancing our efforts to protect investors and strengthen auditing practices."
The new standards and amendments, subject to approval by the Securities and Exchange Commission, will be effective for audits of financial statements for fiscal years ending on or after Dec. 15, 2020.


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COVID-19 has turned a lot of people onto video streaming. However, it just accelerated an already growing trend. Streaming video is being used for all sorts of things, including live game streaming. Increased bandwidth and low latency are making video streaming very desirable, but bandwidth equals cost. To save money, bandwidth requirements can be reduced through transcoding. Xilinx has an answer.
Transcoding essentially converts data of some input format to an output format. Typically, this is done to compress video so that, say, a 4-Mb/s input stream scales down to 2.8 Mb/s. If the monthly cost of a gigabyte-per-second is $0.05, then 100K stream compressions will result in a cost savings of $21 million.
The Xilinx Real-Time (RT) Server reference design targets the video-streaming space (Fig. 1) . The High Channel Density Video Appliance version contains up to eight Alveo U30 FPGA accelerator cards, while the Ultra-Low Bitrate Optimized Video Appliance integrates up to eight Alveo U50 cards.
The web-based interface allows for system management without dealing with the FPGA code. Xilinx integrated the Wowza Streaming Engine media server with the Xilinx RT Server Reference Architecture. The system uses the FFmpeg framework that's compatible with other platforms that utilize CPUs or GPGPUs to handle transcoding chores. The HEVC codec was built from the ground up with emphasis on improved codec control down to the frame level. System integrators can adjust rate control and fine-tune other parameters to improve video quality and bitrate to suit their customer's needs.
Supporting numerous different streams is important due to the rising level of live broadcasts (Fig. 2) . Less transcoding is needed if a small number of streams will be watched by many people. At the other extreme


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The Witcher wiki now has a light themed alternative for the wiki skin. To check it out, go to Special:Preferences, then choose the "Appearance" tab and click on the radio button next to "Hydra".
As part of the Unified Community Platform project, your wiki will be migrated to the new platform in the next few weeks. Read more here.
Shani's house
|Shani's house
Shani's bedroo
|Temple Quarter
|Chapters II and III
Shani's house is located just adjacent to the market area known as "Merchant Street". The building is owned by Grandma who takes a keen interest in anyone trying to visit the medic. It is also home to Alvin in Chapter III, if Geralt chooses Shani as the boy's guardian.
Whenever Shani is at home, and of course, if Geralt and Shani are on speaking terms, he can stay for free. Shani hangs out there before and after work during Chapter II, and in Chapter III she seems to be permanently in residence, or not speaking to the witcher.
Associated quests[edit | edit source]
Journal entry[edit | edit source]
- It's easy to find Shani's home as it's located by a statue of the Rod of Aesculapius. The building is owned by an old lady with a difficult personality — one has to curry favor with her to get inside.


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Need Fast Solutions? Contact Yahoo Number Anytime
Did your Account fail while sending important emails? Are you looking for easy way to send messages saved in drafts? Are you using Yahoo mail in your Android Phone? Can't reset your password? Phone number isn't working? Approach these Yahoo specialists through Yahoo Number to get your issues treated in a convenient and effective way. https://www.customer-carenumber-usa.com/yahoo-customer-service/


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Cigna has announced its new Express Quote tool, which allows agents to quickly and easily get quotes on-the-go for any Cigna products.
From Cigna: "This mobile tool gives you access to our entire product portfolio, including our newest product, Hospital Indemnity. Mix and match products and riders, modify benefit amounts, and show your customers exactly what their payments will be."
Cigna's Express Quote tool can be found online at cignaexpquote.com/equotes/, and you can convert it to a mobile app for iOS and Android (see below). Cigna requests that agents using their previous quoting tool please delete those links and apps and replace them with Express Quote.
Apple iPhone/iPad:
- Open CignaExpQuote.com in Safari.
- Tap the "Share" button (the box with the arrow pointing up).
- Tap the "Add to Homescreen" button.
- The default name for the app icon is "Home," but you can change the name before saving it to the Homescreen.
- Open CignaExpQuote.com in Google Chrome.
- Tap the "Menu" button (the three vertical dots).
- Tap "Add to Homescreen."
- The default name is "Home," but you can change the name before saving it to the Homescreen.
In other Cigna news, agents still have until February 29, 2020, to qualify for the carrier's "Your Other Life Awaits" trip to Monaco. Qualified agents will enjoy a trip to Monaco, where they'll stay near the famous Monte Carlo casino and other attractions.
Click here for full details on the incentive and qualification requirements.
Qualification for Cigna's next incentive trip to Vancouver begins March 1, 2020, immediately after Monaco's qualification ends. Learn more about this and other carrier incentives on our Incentives & Trips page.


text: Representative democracy is often seen as a stable institutional system unsusceptible to change. However, the preferences of the broad public are changing, and representative, group-based democracy has lost importance. This development has made it necessary to change established ways of decision making and to introduce participatory democratic innovations. Many national and sub-national governments have followed this route and have implemented various kinds of participatory innovations, i.e. the inclusion of citizens into processes of political 'will-formation' and decision making. This book analyzes and evaluates the various effects of these innovations in Europe, providing a bigger picture of the benefits and disadvantages different democratic innovations can result in. Cooperation between state actors and non-state actors is widespread and has probably existed since the beginning of modern democracy. Currently, demands for the integration of non-state actors, especially citizens and civil society, into governance processes can be heard from many politicians, academics, and international organizations. And, indeed, many contemporary democratic activities are carried out in cooperation between non-state and state actors. The book highlights the budgetary processes conducted in cooperation of non-state and state actors. The book also looks at European, small-scale, deliberative procedures that emphasize discursive decision making - in contrast to the aggregative modus of direct democracy. Deliberative innovations are mostly adopted in experiments and small scale units.


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March 19 (UPI) -- Iggy Azalea says she burned ex-fiancé Nick Young's clothes following his cheating scandal.
The 27-year-old Australian rapper said on Sunday's episode of Watch What Happens Live that she torched Young's designer duds amid her split from the 32-year-old NBA star.
"I burned it all, darling," Azalea told host Andy Cohen. "I burned a lot, and I threw stuff in the pool, too. I started off with water and it just seemed like that didn't work. Every designer you could think of, I burned."
"I used to break stuff in our house, and I realized that I was breaking my own [expletive]," she sai. "I was like, 'That's stupid.' And he didn't care. I was like, 'I'm going to find something you care about and I'm gonna start destroying that [expletive],' which is his clothes."
Azalea said she texted Young before tossing his clothes on the fire pit in their backyard while she suspected he was out with another woman.
"'I'm burning your things. And so I don't know where you're at, probably with some girl, so I hope you get home quickly because I'm moving on. We're progressing on the spectrum of cheap to expensive,'" she recalled of her message.
Azalea and Young ended their engagement in June 2016 after a video leaked in March of Young discussing women he met while dating Azalea. Azalea said after the split that she had caught Young cheating.
"I broke up with Nick because I found out he had brought other women into our home while I was away and caught them on the security footage," the singer tweeted.
"This is just like a second shot to the chest," she added. "And I feel like I don't even know who the hell it is I've been loving all this time."


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Patient Portal
Take control of your health with our Patient Portal! View your records, communicate with the VVC team and much, much more.
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Hawaii Flower Hair Clip Sky Blue
Look sizzling hot at a tropical beach party when you add this cute Hawaiian sky Blue Flower Hair Clip accessory to your fancy dress costume. The accessory comprises several pretty blue material Hawaiian flowers attached to a hair clip which should be worn in the hair. Includes Sky Blue Flower Hair Clip