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Welcome to HJM Art Gallery! All wall art is created with love by California artist Helen Janow Miqueo. Check out my new Minimalist Mid-Century Modern Landscape series.
Follow me on the following sites:
[HJM Art Gallery]: hjmartgallery.etsy.com
[HJM Art Gallery]: hjmartgallery.com
[twitter]: twitter.com/hjmart
[blog]: hjmart.blogspot.com
[facebook]: facebook.com/hjmart
[instagram]: instagram.com/hjmartgallery
Please take a moment to signup for my art newsletter for
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Welcome to HJM Art Gallery! All wall art is created with love by California artist Helen Janow Miqueo. Check out my new Minimalist Mid-Century Modern Landscape series.
Follow me on the following sites:
[HJM Art Gallery]: hjmartgallery.etsy.com
[HJM Art Gallery]: hjmartgallery.com
[twitter]: twitter.com/hjmart
[blog]: hjmart.blogspot.com
[facebook]: facebook.com/hjmart
[instagram]: instagram.com/hjmartgallery
Please take a moment to signup for my art newsletter for
exclusive promotions: eepurl.com/dhfk
Read Less
All Items
Sierra Nevada Mountain Wall Art Painting, Minimalist Mid-Century Modern Landscape, Scandinavian Art Style, Nature Art
Mountain Abstract Landscape Painting, Mid Century Modern Art, Scandinavian Art, Pink Blue Wall Art, Minimalist Art
Mountain Abstract Landscape Painting, Mid Century Modern Art, Scandinavian Art, Gray Wall Art, Minimalist Art, Iceland
Mountain Wall Art Print, Minimalist Mid-Century Modern Landscape, Scandinavian Style Nature Art, Lake Tahoe
Mountain Print, Mid Century Modern Art, Abstract Wall Art, Scandinavian Art, Minimalist Landscape, Wall Decor, Nordic Art Poster
Blue Abstract Wall Art, Gray Blue Giclee Print, Rothko Inspired Minimalist Contemporary Modern Art
Mountain Wall Art, Minimalist Mid-Century Modern Landscape Art Print, Pacific Northwest Art, Scandinavian Art3 people have this in their cart
Gray and White Abstract Wall Art Print, Modern Home Decor, Monochrome Minimalist Print from Acrylic Pour Painting
Teal Wall Art, Large Turquoise Abstract Art on Canvas, Fluid Acrylic Pour Painting
Tree of Life Print, Brown Teal Wall Art, Turquoise Home Decor, Modern Farmhouse Wall Decor, Nature Art PrintOnly 2 left
Abstract Wall Art, Color Block Painting, Fluid Acrylic Pour Painting, Turquoise Brown Wall Decor, Brown Teal Wall Art
Abstract Painting Modern Canvas Wall Art, Gray Wall Decor Fluid Acrylic Pour Painting, Minimalist Art, Contemporary Home Decor
Chakra Art Rainbow Tree of Life Wall Art, Gallery Wall Print Set of 3, Chakra Print, Fluid Art
Nordic Wall Art Print, Scandinavian Design, Mid Century Modern Minimalist Tree Art
Modern Wall Art Geometric Painting on Canvas, Brown Abstract Art Cubism Home Decor
Original Abstract Painting Fluid Acrylic Pour Art, Blue Contemporary Wall Art, Modern Home Decor
Rainbow Trees Wall Art, Gallery Wall Print Set of 2 Fine Art Prints, Tree of Life Woodland Chakra Art Prints Set, Modern Wall Print Set
Tree Wall Art, Rainbow Art, Tree Print Modern Home Decor, Nature Art Print, Chakra Art, Acrylic Pour Tree Artwork
Acrylic Pour Painting Abstract Wall Art, Original Artwork Vertical Art Lavender Blue Chic Decor
Blue Wall Art, Acrylic Pour Fluid Art, Contemporary Abstract Art, Modern Art, Original Painting on Canvas
Chakra Art Rainbow Tree of Life Wall Art, Chakra Painting on Canvas, Fluid Acrylic Painting
Abstract Sunset Painting on Canvas, Acrylic Pour Art, Colorful Wall Decor, Set of 2 Wall Art
Tree Of Life Wall Gallery Set of 3 Prints, Woodland Forest Painting Art, Abstract Landscape Wall Prints Set
Bird Art Print, Family of Birds Turquoise Art Print, Tree Wall Art, Tree of Life Art, Birds Wall Art, Gift for Mom
Turquoise Tree Wall Art Print, Modern Forest Decor, Nordic Style Artwork, Scandinavian Minimalist Foggy Landscape
Fluid Art Print, Tree Wall Art Print, Rainbow Tree of Life, Modern Home Decor Nature Print Whimsical Art
Original Wild Flower Painting on Canvas, Gift for Mom, Daisy Flower Floral Farmhouse Decor
Jug of Roses Giclee Print, Modern Flower Wall Art, Garden Art Print, Modern Country Decor
Back and White Wall Art Forest Print, Gray Tree Art Print, Minimalist Foggy Landscape from Original Painting
Flower Wall Art, Original Flower Painting, Wildflower Art Chic Decor, Over the Bed Wall Decor
Original Painting, Whimsical Landscape Red Poppies, Ready to Hang
Harvest Moon Print, Birds Trees Landscape Turquoise Wall Decor, Tree of Life Art Bedroom Wall Decor, Tree Wall Art, Full Moon Print La Luna
Scandinavian Wall Art, Folk Art Bird Print, Blue Bird Wall Decor, Bird on a Branch Abstract Art Print
Tree of Life Wall Gallery Set of 3 Fine Art Prints, Woodland Forest Painting Nature Art, Abstract Landscape Wall Prints Set
Tree of Life Art Print, Turquoise Wall Art, Emerald Green Decor, Modern Farmhouse Nature Art Print
Love Birds Wall Art Sakura Flowers Art Print - White Blossom Tree Art Wedding Gift
Jess on May 21, 20205 out of 5 stars
Beautifully done, packaged so well that it was like Fort Knox to open 😂. I love it!
Kelly on May 16, 20205 out of 5 stars
Quick shipping, great packaging and lovely piece. Will be a repeat customer!
Linda on Dec 30, 20195 out of 5 stars
Love the colors and the shape of the tree.
Linda on Dec 30, 20195 out of 5 stars
Love the colors and tree shape.
nictuel on Sep 18, 20195 out of 5 stars
Exactly as described, super fast shipping and a sweet handwritten note!
Annie on Mar 29, 20195 out of 5 stars
So happy to buy from Helen again. She packs her artwork in protective padding, so that you can be assured of it arriving safely. Her artistic style is refreshing and unique.
Tom on Mar 28, 20195 out of 5 stars
Great transaction. This unique print has a bold style and plenty of charm. Very pleased!
J on Mar 22, 20195 out of 5 stars
Absolutely adorable! Arrived quickly and very well packaged. Thank you!
FredGBalto on Mar 7, 20195 out of 5 stars
I chose this piece for my office to go with the Elder Pride Safe Space theme the LGBT Health Resource Center of Chase Brexton Health Care has made public.
It will hang behind my desk so Elders of the LGBT community can see it when the come through the office door.
Annie on Jan 2, 20195 out of 5 stars
I bought this for my daughter for Christmas and she loved it, as did I. The personal service that I received was very much appreciated. The painting was well packaged and arrived in perfect condition after coming all the way across the country.
About hjmArtGallery
I am a California-based fine artist who creates contemporary and whimsical wall art inspired by modern design and nature. I have been creating since I was old enough to hold a paintbrush in my hand. My colorful art brings smiles on people's faces and adds happiness to their homes.
My original paintings are one of a kind, hand-painted pieces of art. All OOAK art is lovingly created on a back stapled gallery wrapped canvas using my unique acrylic painting technique. Always wired and ready to hang right out of the package! Sides are always painted - no frame required! Certificate of Authenticity is also included with every original painting, which is signed and dated by me.
My art prints are high quality giclee reproductions from my sold original paintings. I print my art prints myself using my professional Epson printer and it's archival ultrachrome pigmented inks. My prints are guaranteed not to fade for at least 100 years framed under glass! I use beautiful 100% cotton rag, museum quality, acid-free, archival, bright white Velvet Fine Art Paper.
[HJM Art Gallery]: http://hjmartgallery.etsy.com
[HJM Art Gallery]: http://hjmartgallery.com
[twitter]: http://twitter.com/hjmart
[blog]: http://hjmart.blogspot.com
[facebook] http://www.facebook.com/hjmart
[instagram] http://www.instagram.com/hjmartgallery
Please take a moment to signup for my art newsletter for
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Shop members
Helen Janow Miqueo
Owner, HJM Art Gallery
Artist and business owner.
Shop policies
Digital downloads
Payment options
Returns & exchanges
I gladly accept cancellations
I don't accept returns or exchanges
I accept returns I do not accept returns
I accept exchanges I do not accept exchanges
I accept cancellations I do not accept cancellations
Because of the nature of these items, unless they arrive damaged or defective, I can't accept returns for:
Privacy policy
More information
Frequently asked questions
Gift wrapping and packaging
I will be happy to gift wrap it for you and/or add a greeting FREE of charge as a complimentary service. Please place your request in the "Note to Seller" with details after purchasing.
Estimated processing time
Ready to ship orders are shipped professionally packed within 1-3 business days after receiving your payment. Orders placed on Friday will be shipped the following Monday. This time frame is not applicable for custom orders. Please note that Holidays may affect this schedule.
Sizing details
All sizes for original paintings and prints are listed in the item descriptions. The largest art prints size I can print is 13x18 inches. I can print custom sizes up to 13x18 inches. Sizes of original paintings vary.
Countries I ship to
I ship primarily to the USA and Canada, however I am happy to ship to other countries with the understanding that customers are responsible for all duties and tariffs associated with their country.
If you do not see your country listed under Shipping, please let me know and I will add it for you to purchase. I will also provide you with an estimated shipping cost.
Image colors
Artwork is photographed to represent original artwork colors, however due to individual monitor settings, colors may vary slightly from computer to computer and in person. I will be happy to answer all your color-related questions.
Why returns are not accepted at this time?
Due to Covid-19, returns option is temporarily suspended.


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How It Works
Simple and easy 3 steps solution to protect yourself from unwanted pregnancy and improve sexual health.
The Online Visit
Get The Prescription
Receive your Meds
How contraceptive pills work
The main principle of effectiveness for the birth control pill is to stop spermatozoids from joining with an egg. Hormones contained in the pill work with one primarily task – to stop ovulation. As a result, no ovulation leads to the absence of an egg ready for fertilization. Therefore, pregnancy won't happen if you use the pill. In addition, pills may also thicken mucus of the cervix and decrease womb lining for additional protection against conceiving.
The Online Visit
Once you have chosen your product and clicked "Get Your Pill", you will be redirected to our main shopping page. There you will have two choices. Firstly, you can Sign In, where you register on the website and checkout faster with saved details. On the other hand, you can "Guest Checkout" and skip the Sign In option. Either way, you will proceed to the next step of getting your prescription.
Get The Prescription
Your next step will be to get through the online medical questionnaire. This questionnaire is developed by our licensed doctors. This step is necessary for writing a prescription to you. Moreover, it will determine whether the chosen medical product is suitable for your health condition or not.
If you are eligible to take the med product, you will get to Choose Treatment step, where you confirm your order. Here you can also choose a dosage, package size or add more treatments to the shopping cart. Then you proceed to the payment confirmation and receiving your med step.
The Online Visit
The final step is to fill in your address details and confirm the payment. The payment process is completely secured. Your data in no way will be shared with other parties. Once your payment is confirmed, you will just need to wait for the package to be delivered to your doorstep.
Overall, the whole ordering process for the first time will take from 10 to 15 minutes. In addition, once you have registered, you don't need to fill in your data again and again. You just choose your treatment and confirm the payment. It will take no more than 5 minutes! Just compare it to annoying visits to a doctor that may take from 30 minutes to 2 hours. After that, you will need to go to the pharmacy, which may take 15-30 minutes more. The difference in time is quite significant and you obviously win with an online option.

subset: commoncrawl


text: Lottie is Hanbury's co-Head of People, with responsibility for attracting and retaining the brilliant Hanbury team alongside Jane Fordham. Lottie started her career in PR before becoming a Partner at Instinctif Partners, with responsibility for global new business, marketing, acquisitions and people. Prior to joining Hanbury Strategy she was a Board Director at M&C Saatchi. Lottie is also a Trustee at youth charity YourStory and founder of MyoMaster.


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Nick Roberts of the Trumbull football team and Mirei Kato of the Greenwich volleyball team are this week's BlueStreak-Ruden Report FCIAC Players of the Week, presented by Chicken Joe's.
Roberts and Kato will each receive T-shirts and plaques from BlueStreak Sports Training and $25 gift certificates from Chicken Joe's in New Canaan.
Roberts threw for 363 yards and a school-record 6 touchdowns in the Eagles' 49-16 win over Westhill.
Kato had 14 kills, 10 service points and 16 digs as the Cardinals defeated Darien in a battle of unbeaten teams, and finished the week with 43 kills, 18 service points and 22 digs in three matches.
To nominate an athlete, send an email to firstname.lastname@example.com with the name of the person you are nominating. Please include all of the player's statistics for the week as well as the team results.
The award will be judged on games/matches/meets played Monday through Saturday of each week. Please wait until an athlete is done competing for the week to submit your nomination.


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For Sale
Bedrooms 3 Bathrooms 1
Full of character is this charming 3 bedroom house situated in a shared patio in Vejer old town. Casa Costanilla is on the first floor of the patio and on entering the property there is a bespoke kitchen area to the left and to the right a living room and a single bedroom with balcony overlooking the street with a wooden beamed ceiling. The wooden made to measure staircase leads upstairs to the two good size bedrooms and bathroom. From there there is access to the terrace which has lovely views of the town.


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tag:blogger.com,1999:blog-793234094879388095.post4653756436457714360..comments2011-11-16T01:38:56.516-06:00Comments on Hunting the Muse: Creative Writing Podcast: A New AdditionAnonymoushttp://email@example.com:blogger.com,1999:blog-793234094879388095.post-74696862355596583252008-04-09T13:31:00.000-05:002008-04-09T13:31:00.000-05:00I did it again, didn't I? (its not it's) ;)I did it again, didn't I? (its not it's) ;)Anonymoushttps://email@example.com:blogger.com,1999:blog-793234094879388095.post-37963293994421978512008-04-09T13:16:00.000-05:002008-04-09T13:16:00.000-05:00Haha, 97!? If I recall you are closer to 45! :D Al...Haha, 97!? If I recall you are closer to 45! :D Also, if I'm not mistaken, I believe I read a post on your blog a few weeks ago about your habit of watching movies with your son. So I take your comment not only for it's lighthearted comedic value (which I greatly appreciate) but also with a touch of seriousness. Thank you for the kind words Ken. :)Anonymoushttps://email@example.com:blogger.com,1999:blog-793234094879388095.post-86994459305713458112008-04-09T13:01:00.000-05:002008-04-09T13:01:00.000-05:00Hey Brady! I still feel like a kid and I'm 97 :)...Hey Brady! I still feel like a kid and I'm 97 :)

These times you spend with your kids will stay with you to warm you forever - as for those previous generations, it was a different time, (y'know?) and different priorities applied.

Nice blog though.Ken Armstronghttps://firstname.lastname@example.com


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We earn a commission for products purchased through some links in this article.
The best kids' sewing machines
Colourful, easy-to-use and affordable, these kids' sewing machines make a brilliant Christmas gift
A kids' sewing machine makes for a brilliant Christmas gift for creative children that they'll use again and again. Plus, learning to sew is a skill they'll cherish for life. Not only will they be able to make and mend their own clothes and accessories, but they can sew gifts for friends and make cushions, curtains or a patchwork quilt for their room.
So, what should you look for when choosing a kids' sewing machine? Well, you want a machine that's easy-to-use (from threading the needle to not having to faff about finding the correct stitch), lightweight, reliable, safe and affordable.
Some other top tips: opt for a front loading bobbin system because it's less likely to jam, and look for key safety features like finger-guards and speed controls. After all, mastering sewing with a foot pedal is tricky.
There's no perfect age to teach kids how to sew, but seven or eight-year-olds have usually developed enough of an attention span to give sewing a go. Just be sure to supervise them fully when using their new sewing machine.
Here, our pick of the best kids sewing machines you can buy right now.
Lots of us learned to sew on our granny's Singer sewing machine because they're reliable and easy to use.
Boasting easy threading, simple stitch selection and free accessories, this modern Singer machine is designed with complete beginners in mind.
BUY NOW £40, Hobbycraft
Amateur sewers will love this easy-to-use pedal sewing machine with two speed settings, finger guard and upper and lower thread from the hit BBC show Great British Sewing Bee.
A retro-style machine that's packed with features they can master as they grow more confident.
Choose from 14 stitch options to alter or mend clothes, or get to grips with a simple pattern using the foot control darning plate and twin needle. Also available in light yellow and pastel pink or blue.
Compact, portable and perfect for beginners or sewing novices, Aldi's midi sewing machine makes light work of learning to sew. It boasts two speed settings, a sewing light and can be hand or foot operated. Plus the £29 price tag won't leave you out of pocket if they give up on their new hobby.
Simple, smooth and quiet yet packed full of essential features, this Brother sewing machine boasts 14 stitches including three embroidery stitches and a 4-step buttonhole. They'll be making their own clothes in no time!


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Accordingly, financial inclusion means that all citizens and enterprises shall access to and use financial products and services in a convenient way and with proper costs.
The strategy put focus on the rural residents, low-income people, women, small and medium-sized enterprises and micro businesses.
Under the strategy, by 2025, at least 80% of adults will have bank accounts. At least 50% of communes will have transaction offices. At least 25-30% of adults will have savings at credit organizations. The growth rate of non-cash payment will increase by 20-25%. At least 250,000 SMEs will have debts at credit organizations.
To realize the aforesaid goals, the strategy sets a range of tasks and measures including perfecting the legal framework; diversifying basic financial services; optimizing financial infrastructure; and cutting transaction costs./.
By Kim Loan


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With a massive amount of guest turnover in the Hospitality industry, organizations require technological assistance to seamlessly manage all their relationships and interactions with customers and potential customers. This is perfectly dealt with by the use of a software called Customer Relationship Management (CRM). Super hotelier's CRM solution is perfectly tweaked to the Hotel Industry requirements. The Artificial intelligence Capabilities make for the CRM to be a perfect up selling agent specially for regular or repeat customers. It is also the perfect location to securely store your guest data.
Read below the features of our CRM Module or go straight to our New Age Hotel Software products Super Sales, Super sPMS & Super Hotelier , which has CRM Module inbuilt in it.
Capture hotel inquiries, run marketing campaigns and manage leads in Super Hotelier CRM Solution.
Capture booking inquiries from your website, Adwords, YouTube ads, Facebook, LinkedIn and others, directly using landing pages and plug-and-play social integrations.
Set tasks for your staff to reduce response time. For example: when a prospective buyer spends more than 10 minutes browsing through the resort options.
Notify your agents to take an action when an important activity occurs, like if they request a call back, or book a stay.
For the following services, a Hotelier would either need to have dedicated employees, tie up with different service providers or invest on In-house technology setup. [more…]Download Now
CRM (Customer Relationship Management) software is the powerful ally for all hotels. It is the fuel for successful hotel marketing that helps hotels achieve profitable operations through more. [more…]read more


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Light printed jacket
£229.00 £91.60
Color :Black
Additional Information
Product details Light printed jacket; cloqué fabric; open front, with long sleeves.
Fit The model is 177 cm tall and wears a size S.
Code R071T100200N
Wash WASH WITH DELICATES AT 30°; DO NOT TUMBLE DRY; DO NOT BLEACH; DRY CLEAN-P REDUCED; IRON AT LOW TEMPERATURE 110° C
Composition MAIN FABRIC: 98% POLYESTER, 2% ELASTANE; MAIN LINING: 95% POLYESTER, 5% ELASTANE
Shipping Goods are delivered by DHL courier in 2-3 working days on average. Under exceptional circumstances, dispatches may be delayed due to force majeure (e.g. strikes or weather conditions).
Return Returns for purchases on elenamiro.com are always free.
You have up to 14 days from receipt of your order to return your items by courier.
You have up to 14 days from receipt of your order to return your items by courier.


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Lovely of the day (Japanese Class)
Manga → マンガ → mon-got
Contrary to what most people in the West think, manga (both the singular and plural form are the same) have NOTHING to do with pronorgraphy. Some manga are pornographic, but that's just a small percentage of manga.
Manga, in Japanese, means "flowing words" or "Undisciplined words". It is an ancient art that has been used for centuries as a form of entertainment. It's basicallt Japanese comic books, which can be easily translated to English. However, just saying manga are comics from Japan is wrong.
First of all, in the US and in Europe, most comics are addressed to young children between the ages of 9 and 13. That is not the case of manga. There are 6-7 major types of manga, each having its own audience. Kodomo manga is for children. Shonen manga is for boys ages 12-18 , Shoujo manga is for gilrs age 12-18. Josei manga is for adult ladies above the age of 20, mainly working women. Seinen manga is for young men between the ages of 18 and 30, and Hentai manga is pornographic, adult manga.
As you can see, saying "comics from Japan" is wrong. Another difference between manga and Western comics is that each comics volume has its own plot, while manga volumes all follow the same plot. The artwork is VERY different. Manga has its own particular artwork, especially when it comes to human faces, particularly the eyes, chin, nose, mouth, forehead... Manga is also read from RIGHT to LEFT. (Yes, even the English ones).
In Japan, 40% of all book & magazine sales are manga. ...☆
Category:Japanese Class│ コメント:0│ トラックバック :--


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You are here
UOB unveils programme to link businesses, consumers with solar firms
UOB has launched a programme that connects Asian businesses and individuals with its solar company partners to help clients go green and switch to solar power, it said on Tuesday.
The programme, U-Solar, has been launched first in Malaysia, with a likely rollout in Singapore later this year. It will also launch in other South-east Asia countries such as Thailand and Indonesia in the future.
Its platform currently lists packages from UOB Malaysia's solar partners ERS Energy, PlusSolar and Solarvest, that corporates and individuals can take up to install solar power infrastructure in their factories, offices and houses.
The bank will have different solar partners for each market.
UOB's collaboration with these firms will offer installation, commissioning, operations and after-sales service packages for solar power systems.
Your feedback is important to us
Tell us what you think. Email us at email@example.com
The bank is also offering a suite of financial solutions and loans that can be used to fund these projects, as well as fund the solar companies' capital needs.
This includes sukuk (Islamic financial certificate), project loans, portfolio financing and cash management services for solar project developers.
For engineering, procurement and construction contractors, UOB is offering end-to-end contract-based financing solutions, from bid bonds and letters of credit issuance to performance guarantees and working capital facilities.
Wong Kim Choong, chief executive officer of UOB Malaysia, said: "Through our research and engagement with our customers, we observed that many of them think that using solar power requires intensive upfront capital and is costly to maintain.
"With U-Solar, we hope to help our customers understand better the benefits of using solar power and to address their concern of costs by providing them with flexible repayment plans at competitive market rates."
UOB shares were unchanged at S$25.95 during the midday trading break.
BT is now on Telegram!
For daily updates on weekdays and specially selected content for the weekend. Subscribe to t.me/BizTimes


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Monday, February 15, 2016
The Postmedia Cons: We Don't Get No Respect Waaaaah !!!!
The other day I suggested that Postmedia reporters must be in some kind of contest to see who can attack Justin Trudeau the most.
To please their boss Paul Godfrey, and try to keep their jobs.
But don't let them know that you think they're biased.
Or they'll accuse you of showing them no respect.
As Gerald Butts, Trudeau's principal secretary, found out when he tweeted this little Valentine ditty.
Only to have Michael Den Tandt, one of the worst offenders rise to the challenge.
While other Cons joined in...
Until Butts finally gave up...
Only to have David Akin in a later tweet prove my point at least...
Postmedia, its publisher, its editorialists, and its political reporters, are too Con friendly.
They do not represent the views of most Canadians.
And that ghastly Con conglomerate deserves the fate that awaits it...
Please click here to recommend this post at Progressive Bloggers
18 comments:
- Anonymous said...
Simon,anyone who reads a newspaper anymore knows postmedia are reform-a-con friendly.That front page Con-ad they ran in their newspapers right before the last election proves that.
More people are reading the Alternative media now.Read somewhere yesterday that the the papers losing money and jobs wants the government to think about helping them out.What nonsense.I'm sure Gerald Butts will get right on that request.
- Anonymous said...
It'll be a happy day for me when Postmedia shuts its doors for good.
And for the love of all things holy, let's make sure a single penny of Canadian taxpayer dollars never go to Postmedia or other media conglomerates in Canada.
- Anonymous said...
Postmedia is Sun 11. Saw Rosie Barton tweet of love to
Rona Ambrose also. Or at least of extreme like. What happened to our country?
- Anonymous said...
jeebus h. kryste! How can such a bunch of vicious, backstabbing assholes like the con media, let alone village idiots like pemple (as in huge zit) and lame-rose, EVER come up with the idea that they are anything other than garden variety rabid con attack rats? den tandt is just another simpering subaltern who is just spouting the company trash talking points to keep his oh-so-important position so he is understandable. Fear does terrible things to real men...turns them into harpers, bairds, kenneys, den tandts, etc.
happy fambly day to all the cons...
Happy Family Day to the real Canadians who actually do care about this country.
Amen, Aum Ha, So Mote It Be, A-mi Torfor.
- Anonymous said...
Den Tandt's claim of caring for the hard working employees rings hollow when he and his peer's mostly negative columns towards our new government are seen as sour grapes by the majority. Their blatant bias at the behest of their Con loving boss Paul Godfrey will be a major factor when Postmedia's walls come tumbling down. I haven't bought a Sun or NP in ages just for that reason so when it happens and you're looking for someone to blame, look in the mirror.
In the meantime I've written a fitting epitaph, Postmedia: where balanced journalism ceased to exist.
- The Mound of Sound said...
Simon, after reading your post about how Coyne attacked Trudeau, suggesting that Canada had a role to play in bombing sand in Iraq and Syria, I sent an email to Coyne:
I think you might find it helpful to read Stephen Walt's evaluation of the rot in the policy the West has been following in the Middle East since the Clinton years and why everything we touch goes wrong.
You seem to forget that our bombing campaign in Libya was instrumental in the reduction of that country into today's failed state. The Middle East is not the disaster it is today for any want of Western bombing.
The problem with your logic, Coyne, is that it breeds the mentality that leads to acceptance of PermaWar – war without victory, war without end, war for the sake of war. The world watches as we screw up, again and again and again. As the good professor Walt writes, it realizes that we're not martially credible. As we beat our heads against one wall after another they see the blood running down our faces and they scoff at us.
I hope you grasp that we were defeated in Afghanistan. We weren't defeated militarily but that was irrelevant to the issue. When we finally left they, the other side, still occupied the field with their clusters of illiterate farm boys clutching Korean-war vintage assault rifles.
When do you think we're going to win one of these? There are plenty of other places now where we can find and bomb ISIS fighters – Tunisia, Morocco, Libya, the sub-Saharan Sahel (Senegal) or back to Afghanistan, perhaps the Philippines or Indonesia. Where do you think we should try next? Maybe we should send a dozen CF-18s. That might make a difference.
The following day I sent Coyne a link to the UN Security Council report on how ISIS/Da'esh/ISIL had spread from the reaches of North Africa to South Asia and on into Southeast Asia as well as the southern territories of China and Russia.
Not a word in response.
- Unknown said...
poor poor Michael Den Tandt, he works so hard making shit up, moaning like a sick baby. Harden up Den Tandt, you tell everyone else to, you freakin' crybaby
- e.a.f. said...
we do not know what the future will bring, so ensuring not "a single penny of Canadian taxpayers dollars never go to Postmedia," etc. is a tad over the top.
We currently are not fond of Postmedia, However, it is called freedom of the press. Perhaps it is unfortunate that today, that price comes high, because only those with the money can afford to have freedom of the press.
The press whether you agree with them or not, is necessary in a free and democratic society. Everyone likes to complain about the press however, few are willing to put their money where their opinions are.
The media has changed as has society and how we communicate. If you don't like PostMedia then please find a "press" you do like and support it. a country without a press, is not a country.
- e.a.f. said...
what started out as a funny little poem certainly got a lot of people's nickers in a knot.
Although I don't like Michelle Rempel's politics I do think the poem is funny, just as Butts is.
In the grand scheme of things there is nothing to get our nickers in a knot over with these poems. The state of the media in Canada, is of course another story. Its people's jobs, how they pay their bills, etc. We may not like the way PostMedia "interprets" the news, but its the only thing we really have right now. The independents closed their doors because they couldn't make a living.
- Anonymous said...
Well, then. if it's all we have why then let's by all means make sure we support those sick, traitorous assholes and their fear/hate mongering because, after all, simpering and kowtowing to the rightwing fascist idiots like postmedia is what made Canada so great for the last 10 years.
The independent news agencies were driven out of business by the allowance of legal monopolies in Canada at the expense of actual free enterprise by your pals the CONS.
- Simon said...
hi anon....yes I know, Postmedia has lost its moral compass, if it ever had one, and is now just a propaganda organ of the Harper Party. And yes it's very important hat we support alternative media, and develop new journalistic outlets, because we're going to need the when the old media collapses...
- Simon said...
hi anon...I don't really want to see more Canadian papers bite the dust, and more journalists lose their jobs. But Postmedia has become such a ghastly Con entity nobody will miss it...
- Simon said...
hi e.a.f... don't worry new media will arise from the ashes of the old. Postmedia may go down but from it will come something better...
- Simon said...
hi anon...yes this weekend marks the first anniversary of the death of Sun News, and what a happy occasion that was. They were the voice of the Con regime, now it's Postmedia, and it will suffer the same fate and for the same reasons....
- Simon said...
hi anon...the reason the Con media has fallen so low is because the Harperites dragged this country into their own sewer. It will take a while to drag ourselves out of this swamp, but we are heading in the right direction. And the Cons are desperate because they know we are going to destroy them...
- Simon said...
hi JD...you know the sad thing is that papers like the Post do have some very good stories, so they do have some real and talented journalists working there. But Godfrey and his bosses are only interested in using Postmedia as a political instrument and it shows. And it will be what destroys them...
- Simon said...
hi Mound...good for you for sending Coyne that e-mail, and it is bang on. PermaWar is what it's all about, especially wherever there is oil. I can't believe how many people in this country are mindlessly belligerent, when if things keep escalating they would lead to a superpower confrontation and even a nuclear war. It's absolute insanity, and I must say the musings about going back to Libya after we left it in ruins is deeply troubling. As if climate change wasn't a big enough threat, now it seems we want to go down guns blazing...
- Simon said...
hi Unknown...yes it is pathetic isn't it? Especially since Den Tandt has been on an absolute tear recently. Pouring out articles attacking Trudeau for being a wimp, a bad economist etc etc. And that was something he never did when Harper was running things no matter what he says. It has to be just a way to try to impress his very Con bosses...


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But 'pooled' pension plans win out at ministers' meeting
Raising the Canada Pension Plan eligibility age from 65 to 67 will save $20 billion over the next four decades and should be part of any government pension reform plan, according to a report from the School of Public Policy and Governance at the University of Toronto.
The CPP is currently sustainable but there has been a rapid growth in life expectancy, said Martin Hering, assistant professor in the department of political science at McMaster University and co-author of Raising the Eligibility Age in the Canada Pension Plan.
Life expectancy increased by about 30 years in the 20th century. From 1966, when the CPP was first introduced, to 2010, life expectancy increased by about 10 years for men and eight years for women. For those born in the 21st century, life expectancy is estimated to be between 90 and 100.
The longer people live, the more years they receive their pension and that puts more of a strain on the system, said Hering.
"The CPP is sustainable at the moment," he said. "But life expectancy has put quite a bit of pressure on it."
Every time there has been a new actuarial report, life expectancy is always higher than predicted and by 2050, life expectancy will probably be at least three years higher than it is today, he said.
"We are consistently underestimating life expectancy gains," said Hering.
The government should raise the eligibility age for the CPP (and Quebec Pension Plan) from 65 to 67 and raise the earliest age for collecting reduced benefits from 60 to 62, stated the report. This change should take place over 12 years and begin in 2012.
A gradual increase in retirement ages would save the plan $14.7 billion in expenditures and result in $4.8 billion more in contributions by 2050, for a total savings of nearly $20 billion, stated the report. Based on the CPP's chief actuary's best estimate of wage growth and investment return, the plan would see an additional $982 billion in assets by 2050.
This would provide governments with the flexibility to raise pension benefit levels, with a small increase in premiums, or maintain benefits, with no increase in premiums, said Hering.
But the government has to act soon because the implementation has to be gradual so employees and employers can get used to the idea and it will take decades for the change to pay off, he said.
"If you want to change retirement ages, you need to do it well in advance. We can't wait until we have a problem of sustainability, we have to do that proactively," said Hering.
The United States, Germany and Australia have already passed legislation to raise the retirement age from 65 to 67 and the United Kingdom is raising the age from 65 to 68. France and Spain have proposed similar legislation. However, Canadian governments have been silent on the issue, said Hering.
"I've always been puzzled by that," he said.
Much of the talk around pension reform has focused on raising the CPP benefit rate but this has caused divides between labour and employer groups.
"A replacement rate increase in the CPP is a great idea. It is really something that we should be doing. We should have done it a long time ago," said Hering.
"Some contribution rate increase is also acceptable to achieve that but in order to make it more acceptable to the provinces, to business groups and perhaps also some political parties, a retirement age increase would also need to be added to the mix."
But not everyone agrees the CPP is at risk. Unlike the countries that are raising retirement ages now, Canada raised CPP contribution rates in the 1990s to maintain the current level of benefits, said Scott Claussen, a partner at consulting firm Mercer in Toronto.
"If you look at current studies of the Canada Pension Plan, they're forecasting that even with the baby boomer population, even with improvements to mortality, the plan is on sound financial footing for at least another 75 years," he said. "Perhaps with longevity continuing to improve, something will have to happen at some point in time but at this point it's not needed in Canada."
Also, the debate of whether or not the retirement age should be 65 or 67 is moot when most people with employer pension plans retire before 65, said Claussen. This is especially true among public sector employees with pension plans that pay out a full pension at age 60 or younger.
More definitely needs to be done to discourage early retirement and encourage people to work longer, agreed Hering.
There has been some movement on this front with the elimination of mandatory retirement and the introduction of phased retirement provisions that allow workers to collect partial pension benefits while accruing future benefits.
Also, the CPP benefit reduction for early retirement at age 60 has been increased from six per cent to 7.2 per cent per year, while the benefit increase for late retirement (after age 65) has increased from six per cent to 8.4 per cent per year.
But governments should focus on the fact only 25 per cent of employees are covered by a pension plan, said Claussen.
"The real change that's needed is to find a way to increase the level of coverage among all Canadians," he said.
One way to do that is to increase CPP benefits. Labour groups, including the Canadian Labour Congress, would like to see CPP benefits double (with a 0.43-per-cent increase in contributions over seven years).
A more realistic option is to increase the amount of annual earnings that are covered from the current maximum of $47,200, said Claussen.
Low-income Canadians fare pretty well in retirement with CPP, Old Age Security and the Guaranteed Income supplement, he said.
"The individuals that seem to have the greatest potential for shortfalls are more the mid-income levels, the $40,000 to $100,000 ranges. That's partly because that's where employer pension plans have disappeared from," he said.
The second option is to find a way for more employers to offer pension plans, either through multi-employer plans or another mechanism that would reduce administrative costs, said Claussen.
After a meeting of provincial finance ministers on pension reform in late December, federal Finance Minister Jim Flaherty announced a "pooled" registered pension plan or PRPP would be introduced.
The defined contribution plans would be administered by a third party and allow small businesses that otherwise could not afford their own plans to offer a retirement savings plan to employees.
"PRPPs will be a major breakthrough for the Canadian pension market. They will make well-regulated, low-cost, private-sector pension plans accessible to millions of Canadians who have, up to now, not had access to such plans," said Flaherty. "In fact, many employees of small and medium-sized businesses and self-employed workers will now have access to a private pension plan for the very first time."
Alberta's Minister of Finance and Enterprise Ted Morton expressed his support for PRPPs.
"Alberta has been promoting and working on this type of private sector pension innovation with B.C. for the past three years. The one stumbling block for broader implementation had been a lack of interest in Ottawa," said Morton. "Ottawa's previous proposed solution — expanding the Canada Pension Plan — was a shotgun approach that would have been ineffective and economically damaging."
The plans provide a simple, low-cost, effective way of improving coverage for employees of small and medium business and the self-employed, he said.
The proposed PRPP would also have an auto-enrolment feature that promotes higher employee participation and an auto-escalation feature that will result in higher average retirement savings for plan members.


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Miami Real Estate Continues Strong Momentum in 3Q
MIAMI – November 16, 2015 – (RealEstateRama) — Miami-Dade County real estate posted a robust third quarter as total residential sales, single-family home transactions, existing condo transactions and median prices grew compared to the same period in 2014, according to a new report by the 40,000-member MIAMI Association of REALTORS® (MIAMI) and the local Multiple Listing Service systems.
National, State Residential Sales in 3Q
Nationally, total existing-home sales for single-family and condominiums increased 3.4 percent to a seasonally adjusted annual rate of 5.48 million in the third quarter from 5.30 million in the second quarter, and are 8.3 percent higher than the 5.06 million pace during the third quarter of 2014, according to the National Association of REALTORS®.
The high percentage of cash buyers reflects Miami's top position as the preeminent American real estate market for foreign buyers, who tend to purchase with all cash. About 81 percent of international buyers in South Florida pay all-cash, compared to 60 percent of international buyers purchasing across the U.S., according to the 2014 Survey of International Home Purchases conducted by NAR for MIAMI.


text: No Magnet Preshools on Southside Home › Forums › Chicago Public Schools (CPS) › CPS Preschools › Magnet Preschools › No Magnet Preshools on Southside This topic has 0 replies, 1 voice, and was last updated 1 year, 3 months ago by Annette. Viewing 0 reply threads Author Posts 06/19/2019 at 10:09 am #9976 Reply Annette Why are all the Magnet and tuition based preschool only on the Northside? Author Posts Viewing 0 reply threads Reply To: No Magnet Preshools on Southside Your information: Name (required): Mail (will not be published) (required): Website: Submitting Cancel Submit


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A madcap comedy that takes on the annual Eurovision contest and delivers lots of laugh-out-loud moments thanks to Will Ferrell.
Hamilton (Movie Review)
A stellar capture of a live performance of this Broadway smash-hit musical about the life of Founding Father Alexander Hamilton
Mighty Oak (Movie Review)
11-year-old musical prodigy Tommy Ragen steals the show in this music dramedy.
Rocketman (Movie Review)
A stunning fantasy/biopic of rock legend Elton John, brilliantly portrayed by Taron Egerton
Maria by Callas (TheaterByte Movie Review)
The most encompassing and intimate portrait of the most iconic opera singer of the 20th century in her own words
Mary Poppins Returns (TheaterByte Movie Review)
'Mary Poppins Returns' is a feast for the eyes, a treat for the ears, and a generally well-directed and acted story
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A once-in-a-lifetime opportunity to watch a rock-and-roll legend open up about his life and career in front of a Broadway audience.
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An entertaining biopic of rock legend Freddy Mercury and his bandmates
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Top 5 Accounting Templates in Excel Worksheets
Accounts Payable, Accounts Receivable, Cash Book, Petty Cashbook these are the simple accounting tools you need. In this article, we will show you how to create those accounting templates with excel worksheets. If you are an entrepreneur and not able to buy sophisticated software to manage your business accounts then we will help you out with simple templates to track your expenses and income.
Below are the various accounting worksheet templates in excel.
#1 – Cashbook Template
Cashbook is one of the important ledgers in accounting. Cashbook is used to record daily transactions in the company. We can see two kinds to transactions here one is debit transactions i.e. outflow of cash and another one is credit transactions i.e. inflow of cash.
On one side of the account, we will record all the debit transaction and on the other side of the ledger, we will record all the credit transactions. All the transactions should be recorded in chronological order.
For both debit & credit transactions, we can see three common columns. First, we need to enter the date of the transaction, then we need to enter the detail of the transaction and the final part is what the amount of the transaction is.
Then we will get Debit total and Credit total. So, in cell D14 we have total balance available i.e. Credit Total – Debit Total.
#2 – Petty Cashbook Template
Another simple cashbook template important for small business is "Petty Cashbook". Petty Cash is used to maintain all the daily expenses to fit in daily business needs.
Daily expenses are like "Printing & Stationery, Postage & Courier, Repair & Maintenance, and Office Expenses".
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For this, we will see slightly different columns compared to previous Cash Book Ledger.
In "Dr" column we need to enter all the outflow transaction amount and in "Cr" column we need to enter all the inflow transactions.
This excel template is unlike our Cash Book where we had two different half to record debit and credit transactions.
#3 – Accounts Payable Template
Accounts Payable is nothing but all the payments company required to payout to their vendors for receiving goods and services. For this, we need to enter Payee Name, Invoice Date, Invoice Amount, Due Date, and TDS Percentage.
Every vendor requires different TDS percentages, so you need to enter the TDS percentage based on the vendor category.
#4 – Accounts Receivable Template
Accounts Receivable is just the opposite of Accounts Payable. AR is the blood of the business because you need money to run your business and based on the fund's available proprietor decides the Accounts Payable dates irrespective of the due date.
If there is money then how you do pay even if the due date is tomorrow and that is where the Accounts Receivable team plays a major role to push the clients to make the payment on time.
Accounts Receivable job just doesn't stop there, they need to create the ageing schedule of their payments, we will see what is the ageing schedule in the below section.
#5 – Aging Schedule of Accounts Receivable
One of the thumb rules in accounts is "the longer the accounts balance outstanding is pending that the chance of collecting them is less likely".
Keeping that in mind we need to create an aging schedule breakup the total receivable amount into different time slabs.
For an if the total receivable amount is 5 Lakh, then as an accountant you need to be sure what is the amount is going to come in next 5 days, what is the amount is going to come in next 10 days, 15 days, 20 days, 30 days and so on.
This is called an aging schedule. For this, we need to arrive on the aging schedule we need to consider the due date, based on the due date we need to decide the slab.
To automatically arrive the Ageing remarks we need to put in nested if condition. Below is the formula I have put in.
=IF([@[Due Date]]-TODAY()>30,"Due in More Than 30 Days", IF([@[Due Date]]-TODAY()>25,"Due in 25 to 30 Days", IF([@[Due Date]]-TODAY()>20,"Due in 20 to 25 Days", IF([@[Due Date]]-TODAY()>15,"Due in 15 to 20 Days", IF([@[Due Date]]-TODAY()>10,"Due in 10 to 15 Days", IF([@[Due Date]]-TODAY()>5,"Due in 5 to 10 Days", IF([@[Due Date]]-TODAY()>0,"Due in 1 to 5 Days", IF([@[Due Date]]-TODAY()=0,"Due Today","Beyond Due Date"))))))))
Since I have table format we cannot see cell references rather it says that due date column header. For example
=IF([@[Due Date]]-TODAY()>30, in this @[@[Due Date]]- cell H2.
Apply the Pivot table to see the summary.
Like this, we can do an aging analysis to anticipate payment inflows at different times.
Recommended Articles
This has been a guide to Accounting Templates in Excel. Here we discuss the top 5 examples of Accounting templates in excel which include 1) Cashbook Template, 2)Petty Cashbook Template, etc. You may learn more about excel from the following articles –


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Sept. 1 – Well we certainly had an unusual August, weather wise. What will September bring. All of those affected by "Harvey" have a lot of work to do. Let's keep them in our prayer.
I spent from Saturday until Wednesday with Patty's family. She and Cannon share an August 28th birthday. Josh and Sandy had Cannon's party Sunday evening. On Monday Patty and I went to Springfield and then came back through Nixa and ate out. She brought me home Wednesday and took me to Bev's for a haircut before she went home.
Carol Wise and Riley O'Shea had supper Wednesday night with Ann Collins.
Bertha and Dean Scherer made a trip to Springfield on Wednesday. She had a checkup with her doctor.
Ann Collins came by a few minutes Thursday. She and Ada Beard had gotten perms at Bev's. Lillie Jackson had gone with them and got a hair cut.
Not much news around Gentryville that I know.
I hear they are putting a new bridge on Fox Creek below Bertha, the old one has been out for some time.
Birthday greetings this month to: Hayden Snodgrass the 3rd, Jimmie Hurst the 4th, Bailee Snodgrass the 7th, Andy Daugherty the 8th, Cheryl Sartor the 10th, Karen Collins the 13th, Bonnie Hurst the 23rd, and my brother, J.W. Hurst the 28th.
Thought for the day: God sees a big picture that is beyond my range of vision.


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By Tina Nwanya Being the travel addict that I am, naturally, I'm drawn to destinations that offer uncommon experiences that are way off the beaten paths – and that was my fascination when I decided to explore Singapore, an island city, located in South East Asia, and surrounded by Thailand, Bangkok, Cambodia, Indonesia, the Philippines and Malaysia. Apart from an innate desire to see the world, I am passionate about traveling with people who exude equal passion for holidays that are therapeutic and rejuvenating; and adventures that open doors for…Read More
Day: January 17, 2020
Standard Bank sponsors Multilateral UK-Africa Investment Summit in London
Standard Bank is partnering with the UK Government to sponsor the inaugural UK-Africa Investment Summit, which will be held in London on January 20, 2020. The Summit will create new lasting partnerships between UK and African businesses, governments and institutions to deliver more investment, jobs and growth. These partnerships will benefit people and businesses across Africa and the UK. Hosted by the Prime Minister, the Summit will bring together UK and African businesses, African leaders and delegations, international institutions and young entrepreneurs. The summit will cover topics including: Trade and…Read More


text: Home builders are plagued with labor and lot shortages, and it's causing their confidence in the single-family market to waver, according to new data released this week. Overall, builder confidence in the single-family residential market has dropped by two points in June. Single-family production fell 3.9 percent for the month of May, while multifamily construction dropped 9.7 percent. Overall, housing starts declined 5.5 percent across the nation.Read More »


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Some of the prominent trends that the market is witnessing include weapon modernization plans across the world, increasing demand for highly precise strikes in the army, and implementation of various new amendments regarding rifle scopes.
New York, Sept. 03, 2020 (GLOBE NEWSWIRE) -- Reportlinker.com announces the release of the report "Global Tactical Optics Market Analysis & Trends - Industry Forecast to 2028" - https://www.reportlinker.com/p05954426/?utm_source=GNW
Based on product, the market is segregated into weapon scopes & sights, handheld sighting devices, and cameras & displays. The weapon scopes & sights segment is sub-segmented into riflescopes, night vision scopes, and electro-optic/infrared (EO/IR) sights. The handheld sighting devices segment is sub-segmented into binoculars & monoculars, night vision goggles, spotter scopes, rangefinders, and target acquisition & surveillance systems. The cameras & displays segment is sub-segmented into head-mounted displays (HMDS), thermal cameras, and electro-optic/infrared (EO/IR) cameras. Moreover riflescopes segment is bifurcated into day sights, night sights, and digital sights. Furthermore, night vision scopes segment is classified into thermal scopes, infrared scopes, and image intensifiers.
By platform, the market is fragmented into ground, naval, and airborne. The ground segment is classified into vehicle mounted, fixed installation, and portable. Moreover, naval segment is divided into aircraft carriers, destroyers, frigates, corvettes, offshore patrol vessels (OPVs), and unmanned marine vessels (UMVs). Furthermore, airborne segment is sub-segmented into combat aircraft, combat helicopters, special mission aircraft, and unmanned aerial vehicles (UAVs). Again, the vehicle mounted segment is fragmented into main battle tanks (MBTs), infantry fighting vehicles (IFVs), armored personnel carriers (APCs), armored amphibious vehicles (AAVs), light protected vehicles (LPVs), self-propelled howitzers (SPHs), armored mortar carriers (AMCs), and unmanned ground vehicles (UGVs). Moreover, the portable segment is classified into man-portable and dismounted soldier.
With respect to the range, the market is segmented into short-range (< 3 km), medium-range (3–25 km), and long-range (> 25 km).
By application, the market is segregated into intelligence, surveillance, & reconnaissance (ISR), target acquisition & identification, search & rescue, and border & coastal patrol.
Based on end user, the market is segmented into manned platform, weapon mounted, soldier, unmanned platform, military, and homeland security.
This industry report analyzes the market estimates and forecasts of all the given segments on global as well as regional levels presented in the research scope. The study provides historical market data for 2015, 2016 revenue estimations are presented for 2017 and forecasts from 2018 till 2028. The study focuses on market trends, leading players, supply chain trends, technological innovations, key developments, and future strategies. With comprehensive market assessment across the major geographies such as North America, Europe, Asia Pacific, Middle East, Latin America and Rest of the world the report is a valuable asset for the existing players, new entrants and the future investors.
The study presents detailed market analysis with inputs derived from industry professionals across the value chain. A special focus has been made on 23 countries such as U.S., Canada, Mexico, U.K., Germany, Spain, France, Italy, China, Brazil, Saudi Arabia, South Africa, etc. The market data is gathered from extensive primary interviews and secondary research. The market size is calculated based on the revenue generated through sales from all the given segments and sub-segments in the research scope. The market sizing analysis includes both top-down and bottom-up approaches for data validation and accuracy measures.
This report provides data tables, includes charts and graphs for visual analysis.
Regional Analysis:
North America
- Canada
- Mexico
- France
- Germany
- Italy
- Spain
- Rest of Europe
Asia Pacific
- China
- Japan
- India
- Australia
- New Zealand
- Rest of Asia Pacific
Middle East
- Saudi Arabia
- Rest of Middle East
Latin America
- Argentina
- Brazil
- Rest of Latin America
Rest of the World
- South Africa
- Others
Report Highlights:
- The report provides a detailed analysis of current and future market trends to identify the investment opportunities
- Market forecasts till 2028, using estimated market values as the base numbers
- Key market trends across the business segments, Regions and Countries
- Key developments and strategies observed in the market
- Market Dynamics such as Drivers, Restraints, Opportunities and other trends
- In-depth company profiles of key players and upcoming prominent players
- Growth prospects among the emerging nations through 2028
- Market opportunities and recommendations for new investments
Read the full report: https://www.reportlinker.com/p05954426/?utm_source=GNW
About Reportlinker
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Cornhusker Bank in Nebraska – usbanksdirectory.com – Cornhusker Bank has 10 branches in Nebraska. Get information about all branches of Cornhusker Bank in Nebraska :- :- Apples Way Branch, Cornhusker Bank, Cornhusker Branch, Drive-In Teller's Facility, Legacy Branch, Legacy Estate Branch, legacy terrace branch, North Cotner Branch, Old Cheney Branch, South Street Branch
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It's cold in Nebraska: LPS students celebrate while UNL students groan – Lincoln's overnight low was minus 1. In Alliance, the actual temperature dipped to minus 21. While many K-12 schools canceled classes, including those in Lincoln and Omaha, universities did not. That.
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Citizens Bank 5550 Centre Ave Pittsburgh, PA 26038 US Bank ATM 10520 Melody Drive Northglenn, CO 80234 Tri State Capital bank 200 public sq, #3020 Cleveland, OH 44114 U.S. Bank Northglenn, 10520 Melody Dr CO 80234 – U.S. Bank Northglenn, 10520 Melody Dr CO 80234 store hours, reviews, photos, phone number and map with driving directions.US Bank ATM – Holiday Store 707 4th St NW Faribault, MN 55021 First Niagara Bank 9605 Harmony Dr Pittsburgh, PA 15237 Citibank Branded ATM 263 E Grand Ave Escondido, CA 92025 – All B2B Banks – ATMs – Banks & bank offices in California – wells fargo bank 3289 grand ave Chino Hills, CA 91798 Wells Fargo Bank 3325 E Chapman Ave Orange, CA 92869 Wells Fargo Bank 2535 N Tustin St Orange, CA 92865. US Bank ATM – Holiday Store 707 4th St NW Faribault, MN 55021 Bank Locations & Hours in Faribault, Minnesota – Bank.Citizens Bank of Pennsylvania at Centre Avenue, Pittsburgh PA. – Citizens Bank of Pennsylvania at Centre Avenue, Pittsburgh PA; Branch address, phone number, and hours of operation for Citizens Bank of Pennsylvania at Centre Avenue, Pittsburgh PA.
guitar center in Nebraska | Reviews – Yellowbook – Find guitar center in Nebraska on Yellowbook. Get reviews and contact details for each business including videos, opening hours and more.
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The GCP's Reading and Writing Tutor, Nick is starting a Scottish History Group
Join Nick Monday (22nd June) at 11am for a Taster Session https://us02web.zoom.us/j/83206750029
Meeting ID:832 0675 0029 Password (online):History if dialling in password:570185
Join Mike every Monday to talk about our mental health, how we keep safe, and look after ourselves.
Click/goto on https://zoom.us/j/995551544 to speak to Mike and other members about all sorts
Meeting ID: 995 551 544 Password if on line: Catch if dialling in password: 479 011
–6th April – FACE COVID Anchoring Exercise
Join Rohan and Ewan every Monday to talk about a couple of films they will recommend each week or films in general.
Click/goto on https://us02web.zoom.us/j/89713086683
Meeting ID: 8971 3086 683 Password if on line: Film if dialling in password: 460229
Guitar Lessons – Tuesdays 11am
with Tomas and he will arrange 1-to-1 sessions with you also
Meeting ID: 894 5925 6233 Password: String
If dialling in Password: 416330
Join a Zoom 'Mindfulness and Meditation' session delivered by our very own Ursula & Hannah click/goto
Meeting ID: 751 008 818 Password if on line: Mind if dialling in password: 362 520
Join us for our Zoom open book reading session led by Jess click/goto below:
Meeting ID: 136 710 657 Password if on line: Read if dialling in password: 840 020
Join us for our Zoom Choir session led by Morgan click/goto below:
Meeting ID: 777 286 151 Password if on line: Sing if dialling in password: 792 454
Join Mike for drop-in catch up chat session every week
Join us for our Zoom Meeting for Creative Writing delivered by Isela and Jess – click/goto on
Meeting ID: 774 347 404 Password if on line: Write if dialling in password: 430 751
Join us for our Zoom Meeting for Art class delivered by Judit – click/goto on
Meeting ID 917 7781 8830 Password if on line: Picture if dialling in password: 725 259
GCP Activities – By Telephone
GCP Activities – By Smartphone or Tablet
GCP Activities – By Laptop or PC
Contact us if you need help affording to connect to any of our groups or services as we can help.
Urzula has made a wonderful meditation tool, a video which you can listen to which is something you can listen to (again and again) when you are feeling anxious or scared.
Why the tiger? The GCP Mindfulness group members will know – ask them !
Goto: https://player.vimeo.com/video/403651574
Hungry? Worried about food?
Call Mike on 07545 527 541 or text 07860 021 262 and, during this period of dealing with the outbreak of the COVID-19 Virus, we will deliver to your door a delicious hot ready-to-it nutritional FREE meal. This service is available Wednesday, Thursday and Friday. (The meal package includes some snacks and sandwiches for later that day)
Volunteering Opportunities #ScotlandCares
If you want to volunteer to help the NHS, charities, communities or people cope with Corona COVID-19 Virus or support the most vulnerable then have a look at the Volunteer Edinburgh website, there are some great opportunities:
Tweets by @GCP_Edinburgh


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Q: I am new to the diocese of Charlotte and was wondering if Tridentine masses are celebrated anywhere in the diocese.
A: The Tridentine Mass is not celebrated by any parish or mission of the Diocese of Charlotte.
I trust that the Diocesan website will soon be updated, because the TLM is slowly making its way into the Diocese of Charlotte, thanks to the Holy Father's motu proprio, Summorum Pontificum. The website is accurate, however, as to the status quo ante. There has never been an Indult Mass in Charlotte, even though there were clearly those who desired it and requested it. There has been, of course, an Indult TLM in the Diocese of Raleigh, at Sacred Heart Roman Catholic Church in Dunn, NC. There have been, moreover, three SSPX chapels in North Carolina where the TLM is regularly offered -- St. Anthony of Padua Church in Mount Holly, Old St. Mary's Church in Goldsboro, and Holy Redeemer Church in Youngsville, although these, of course, are not approved.1
I am heartened by the news of TLMs now being celebrated by Fr. Samuel Weber at the Davis Chapel at Wake Forest University in Winston-Salem (Dr. Weber is a previous presenter at the Aquinas-Luther Conference hosted by the Center for Theology at Lenoir-Rhyne College, and I have the utmost respect for him and his liturgical insights). I am also heartened by the news that Fr. Arnsparger is celebrating the TLM at St. Michael the Archangel in Gastonia. Finally, I am glad to hear that His Excellency, Bishop Peter J. Jugis has indicated that a favorable pronouncement will be forthcoming and that he would encourage a TLM at St. Lawrence Basilica in Asheville (pictured right), if an interested group requests it.
The ball is in the laity's court now, I believe. The motu proprio has provided the official sanction; but the laity will have to make their case, not only for themselves, but in a continued undertaking of consciousness raising and education about the liturgical history of the past half-century. Only such a sustained effort will facilitate the ultimate ecclesial unity intended by the Holy Father. Fr. Kenneth Baker, S.J., the editor of Homiletic and Pastoral Review, has suggested that it will take at least ten years before we can talk about the aims of the motu proprio actually being realized.
- My point is not to recommend SSPX chapels, which, as I point out, are not approved by the Church, but to highlight the discrepancy between historical Diocesan policy of rejecting appeals for an Indult Mass on the grounds that there was no need for one when there was a sufficient 'market' to fill three dissident SSPX chapels in the state. [back]


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Victoria Police Accredited Installer
Security Registration
CW Electrical & Automation installs commercial and home alarm systems throughout Melbourne. We understand how important security is, which is why we only provide the best quality security alarm systems on the market. The type of installations our customers require can vary from job to job, but our electrician can design a security alarm system for either residential or commercial sites.
Having a security alarm system installed at your property is one of the best ways of deterring trespassers from entering your building and being alerted of any suspicious activity happening.
At CW Electrical & Automation, we take pride in being one of the most respected suppliers and installers of Bosch alarm systems for both residential and commercial customers in Melbourne. Each of our customers has different security requirements for their property, which is why we offer a range of security alarm system packages to accommodate these needs. No matter what your property requires, you can trust CW Electrical & Automation to deliver the best solution.
Having the right security alarm system will ensure that your valuables remain safe at all times, providing you with peace of mind as the presence of any unwanted intruders will immediately trigger the alarm. Protect your house and your family by getting in touch with one of the best suppliers and installers of home alarm systems in Melbourne.
CW Electrical & Automation understands that your business is your livelihood. We have the expertise and experience to provide your premises with one of our premium commercial security packages for offices, retail stores, warehouses and other types of businesses. We can fit out your property with a Bosch alarm system that will deter vandals and thieves, as well as giving you complete peace of mind.
CW Electrical & Automation offers all Melbourne customers a free, no-obligation quote on alarm installations. Get in touch with us today by calling 0420 654 383 or submitting an online enquiry for a state-of-the-art Bosch alarm system that will completely protect your property.
CW electrical was easy to deal with. Their prices were reasonable and competitive and they were able to complete the job on time in a professional way. Good job. Will hire them again for future work.
I've had two jobs with Ryan's team (one for Home Automation switches, one for electrical and data cabling). The guys were very professional and knew their stuff. They also cleaned up after themselves! Excellent work.
I can completely recommend the team , they do a great job working in a professional manner always helpful and friendly. They worked very hard on a complex job to achieve great results. I cant thank them enough.
Professional and friendly service! Very satisfied
My house has turned into a hub of smart technology, all thanks to the good people at CW Electrical & Automation. They offered me quality home automation system at cost-effective rates. Now, all I have to do is push a button to get most things done. I am very happy with the product.
I needed to install several LED lights in my warehouse. After looking up some businesses, I got in touch with CW Electrical & Automation. Once I was done explaining my requirements, they arrived on the next day with lights and tools. The professionals performed an excellent installation, and charged reasonably. I was happy with their service.
Opting for the automation service of CW Electrical & Automation has been a boon for my residence. I feel so much in control of everything now. Thanks a lot guys. I have no hesitation in recommending your business to others.
Absolutely professional. Ryan was very informative, helpful and ensured I had everything I needed for my set up, going above and beyond to deliver a positive service. I will be happy to use again in future projects. Job well done, clean install (difficult project) and not a thing needed to be done on my end.
I've had over 15 years' experience as an electrician, working in industrial, commercial and residential settings. For several years now I have been running CW Electrical & Automation; servicing many happy customer throughout Melbourne for their electrical needs.
I'd love nothing more than to help you with your electrical work requirements so give me a call or send me a message and I can chat with you about the best, most affordable security options for your home.
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Because in your dreams, every detail matters!
At Catering By Chefs we think your event needs to be as special as you are. We will see to it that your party is trouble-free so you can enjoy every single moment with your loved ones or friends.
Catering by Chefs is an unique combining of extremely experienced chefs and wait personnel with the finest, freshest quality ingredients and food. Our personnel bring with them years of knowledge gathered from some of Melbourne's most prominent great dining restaurants, event caterers and hundreds distinct weddings, in house celebrations and corporate functions.
Our cooking is influenced by modern and international influences such as Middle Eastern, Mediterranean and Asia cuisines. We can offer various kinds of catering services in Moonee Ponds for practically any occasion.
Party Catering
The skilled event planners at Catering By Chefs will work with you to bring every detail of your event to life.
Finger Food
We skilled in putting together unique catering menus that reflect your style. . Let Catering By Chefs make your celebration something special!
Wedding Catering
We realize how important it is to have the right food to make your function memorable. We're dedicated to giving you with a personalized catering experience.
So, Why Would You Choose Us?
So, why should you choose Catering By Chefs to plan your big day?
Preparing a party should not be taxing and ought to be about delighting in in your event.
We take great pride in organizing every detail of our client's event. Our expert party catering in Melbourne includes experienced chefs. Our team will work with you to produce the best menu. We'll recommend ways to craft an extraordinary home catering experience for your visitors.
Catering by Chefs are also professionals in themed events. We customize a menu to your taste and liking to make your big day a remarkable one. We encourage you to browse through our gallery and our menus and explore your options.
Thanks Again!
Thanks again for all that you did! You all did a magnificent job. Thanks for taking care of all the details.
I can't thank business enough! My wedding day was fantastic! Choose these wedding planners!
Hard Working!
Our wedding as well as reception were utterly spectacular. Thank you business for all your hard work. You all made our whole day so unique.
Thanks A Lot!
Enormous shout out to business! They definitely are one-of-a-kind! My wedding day was a success! Many thanks again!
We also provide Spit Roast Catering in the following suburbs
More About Moonee Ponds
Delicious Spit Roast Catering In Moonee Ponds
At Catering by Chefs, we are known for being a premium catering company in Moonee Ponds. We provide yummy party dealing with a variety of happy customers at different occasions and functions.
We ensure to serve you the finest food, handpicked by our knowledgeable home caterers to organise the best function.
Whether it's BARBEQUE catering, a cocktail party at home, a large corporate occasion, or simply trying to find birthday catering in Moonee Ponds, we have actually got you covered. We're ready to cater for all kinds of parties.
Our professional catering in Moonee Ponds consists of skilled chefs. Our team will deal with you to produce the best menu. We'll recommend ways to craft an extraordinary home catering experience for your guests.
Cooking or getting fresh products will be the least of your worries. Our food catering professionals will make certain that all equipment and food items are top-notch for your occasion.
When it concerns choosing the food, Catering by Chefs will craft the ideal menu for a memorable, finger-licking catering experience. From conventional Aussie BBQ, to a variety of elaborate Asian appetisers, we offer everything.
Catering by Chefs are also specialists in themed occasions. We tailor a menu to your taste and taste to make your wedding day a remarkable one. We encourage you to browse through our gallery and our menus and explore your options.
Leave Your Spit Roast Catering To The Experts In Moonee Ponds
The supreme BARBEQUE fusion, our Premium BARBEQUE catering is known for its delicious food, contemporary style and competitive price. We cater for large or small gatherings, family and work events.
We have actually got the BARBEQUE catering needs in Moonee Ponds covered with our choice of succulent meats, expertly prepared by our skilled chefs. We fire up our grills on the day, and go to great lengths to produce a series of extraordinary, fresh meals for your occasion.
Our entire premium BBQ catering meal choices are entirely customisable, and we can even add in specific home favourites for you, making your event one to remember.
The proof is in the preparation!
As the premier service provider of catering services, we go to terrific lengths to guarantee our food is prepared perfectly every time. Your carefully prepared BARBEQUE catering choice is made with the finest herbs, spices and marinades. We also accommodate a wide range of various foods, from the spice of Iberia, to the special flavours of the Orient!
Our caterers can stay for the duration of the event, to guarantee the ease of serving of your barbecue platter. They can even cook on-site if needed for the real BBQ experience!
Get a free quote or call Phil (03) 9068 5053
Gourmet BBQ Catering Customizing Our Moonee Ponds Services To Your Dietary Needs
As the city's premier catering service, we understand the importance of certain dietary requirements. Our whole range of BBQ catering options can be personalized, making sure that everybody can enjoy the tasty food that we provide! We have a broad choice of excellent vegetarian alternatives, which are similarly tasty. We can even cater for those who require a gluten free diet plan easily.
We are also available to adding to our choice, should there be a particular favourite that everyone is looking forward to. Do not hesitate to advise our catering services on any specific requirements that you might have!
Premium Spit Roast Catering In Moonee Ponds
Everybody loves a buffet, and your guests, co-worker or associates will simply love our grill buffets. Our chefs will be on hand to deliver the finest collection of buffet meat dishes – both cold and hot – as well as ingredients which will make your occasion unforgettable.
On top of our BARBEQUE choice, we also have a terrific range of dessert options, ideal for closing off the occasion on a sweet note!
Moonee Ponds's Best Wedding Catering Service
Planning to get married in the not too distant future? Lucky for you and your partner, wedding catering has been our speciality since our inception. We can provide you with Melbourne's most elegant buffet for your big day. From full meal serving, to simple plates and canapés, we have actually got your wedding event catering concerns sorted with the extensive menus offered for selection from our expert chefs.
We can also happily accommodate themed marital events or bridal parties, providing meals that harmonize the desired style of your wedding day in Melbourne. For any questions concerning customised menus, please do not hesitate to call Phil on 9068 5053
Our chefs will work closely with you!
We understand completely that this is the biggest day of both of your lives, and we go to fantastic lengths to make sure that it moves along with ease, providing enjoyment for all. Dealing with our event management, we can best grasp what you want your event to be. Utilizing this knowledge that you have actually provided, our event managers will do all of the hard work to ensure that your function is one that you'll never forget!
Our event management team will be dressed in appropriate attire and inspire others with a smile on their face, wherever your wedding event is in Melbourne.
Get A Complimentary Quote For Your Wedding In Moonee Ponds
Customizing the menu to both you and the taste of your guests
Providing meal choices which comply with everybody's dietary requirements may be tough for others, but not us! Our wedding catering services are willing to work carefully with you, to ensure that no one on your guest list goes wanting on the day or for the bridal party prior. We can accommodate those who have any allergies easily and efficiently, and we intend to supply you with nothing less than a service that your guests will be speaking about for many years to come!
We can also supply interesting platters for your occasion or bridal celebration, from an excellent choice of antipasto, to our hot and tasty finger foods, in addition to our prominent, cocktail canapés.
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With the rise in popularity of destination wedding events, we have actually made it our duty to be available on hand, wherever your grand occasion is going to be set in Moonee Ponds! Our occasion supervisors will make your life easy, delivering the meals to your location, freshly prepared and all set to go. We can also easily supply wedding catering for both very large and intimately small events, making sure that you, your partner, and your guests will delight in the food readily available.
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Want quality finger food catering for an upcoming event? Impress your guests with our variety of enticing appetisers and bite-sized meals. We'll make sure everybody at your party is satisfied. No matter how big or small, we can deal with any type of event.
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We also do vegetarian and gluten-free meals so nobody loses out at your party.
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Dire Wants: Eternal Wolf Clan Book 2
The full moon is their mistress. They are predators of pleasure and pain. Feared by humans, envied by werewolves, the Dire wolves are immortal shifters, obeying no laws but their own bestial instincts. Once there were many, but...
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Jabatan Pengangkutan Jalan Aras 3-5, No. 26, Jalan Tun Hussien, Presint 4, Pusat Pentadbiran Kerajaan Persekutuan, 62100 WP Putrajaya
Jabatan Pengangkutan Jalan (JPJ) requires that every vehicle panel structure repair / conversion controlled by JPJ should first apply and obtain certification from JPJ. Vehicle panel structures involved are as follows:
a. Cowl Panel
b. Chassis Frame
c. Wheelhouse-Rear
d. Wheelhouse-Front
e. Roof panel Assembly
f. Windscreen Pillar-Front
g. Windscreen Pillar-Rear
h. Centre Pillar
i. Chassis Panel
To explain to consumers regarding procedures and conditions to be followed for the application of the vehicle panel structure conversion / repair. It is also to ensure that converted / repaired vehicle panel structure complies with the following regulations:
a) Section 10 (3) (a) - Road Transport Act 1987
b) Section 10 (4) - Road Transport Act 1987
c) Section 12 (1) (d) - Road Transport Act 1987
d) Rule 94 - Rules of Motor Vehicles (Construction and Use) 1959
Cases Involving Insurance Claims
Beyond Economic Repair (BER)Cases
Non-Insurance Claims Cases
i. Application Form
ii. Copy of Police Report
iii. Copy of approval letter from the insurance company and Estimate Report*
iv. Pictures of the vehicle *
i. Application Form
ii. Copy of Police Report
iii. Copy of approval letter from the insurance company
iv. Verification letter from workshop and Estimate Report*
v. Pictures of the vehicle
i. Application Form
ii. Copy of Police Report
iii. Declaration letter from the owner *
iv. Verification letter from workshop *
v. Workshop Estimate Report
vi. Pictures of vehicle
4. After the approval letter is issued, the vehicle shall be taken to PUSPAKOM for inspection together with the following documents:
i. Approval letter from JPJ
ii. Certified letter from the workshop
a) Picture of vehicles must show;
i. Registration number of the vehicle;
ii. Front left and right corner of the vehicle;
iii. Rear left and right corner of the vehicle; and
iv. Chassis number of the vehicle
b) Owner Certification Letter shall state the agreement on repair costs incurred by you .
c) Workshop Certification Letter shall state the vehicle repaired by the workshop and do not use the cut-and-joined method or tampering with the chassis and engine number.
d) Estimation Report is the repair estimate report produced using the e-claim system.
1. The application involves repairs /conversions for components controlled by JPJ only.
2. T he vehicle must not be declared total lost by the insurance.
3. For vehicles that have been declared total lost by the insurance, the owner or the insurance are required to notify the matter to the JPJ Vehicle Licensing Department for the purpose of de-registering the vehicle records.


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As the holidays roll around, it's fun to get everyone in the family in the holiday spirit. An easy way to spread the cheer is through festive apparel that can range from tops, hats and dresses to stockings. Note that stockings we're referring to are full-footed tights and can come in a variety of patterns and colors. We chose our favorite festive stockings for girls that you can buy now. These top choices are made from stretchy nylon and spandex and feature the classic holiday colors, including red and green. Read on to shop stockings from brands like Jefferies Socks and Leg Avenue.
1. Jefferies Socks Striped Tights
These nylon blend tights feature four-way stretch and an elastic waistband for optimal comfort.
Pros: These tights some in three striped colors.
Cons: These run large.
2. Leg Avenue Striped Tights
Leg Avenue makes its tights with a breathable polyester blend.
Pros: These striped tights are opaque and a fun option. They come in seven different striped colorways to fit from children from 4 to 14.
Cons: These tights run small.
3. Forum Novelties Striped Tights
Forum Novelties' tights come in medium and large and are made from stretchy fabric.
Pros: These green and red striped tights are a spirited way for girls to ring in the holidays.
Cons: These may be thinner than expected.
All products featured have been independently selected and curated by our editorial team. If you buy something through the links included on our site, FN may earn a commission.