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6 Things You Didn't Know About Sapphire – September's Birthstone
Sapphire, the birthstone of September, is a beloved gemstone. Its blue color, which is reminiscent of the sky and the ocean, has made it very popular over the years. The sapphire's scarcity, color and unique attributes have earned it prominence among crown jewels, and sapphires can be found embedded in crowns, scepters and royal jewelry.
Here are six facts you probably never knew about Sapphire, September's birthstone.
The sapphire that will never be sold
One of the most precious sapphires in the world is unlikely to ever be sold. St. Edward's Sapphire is an octagonal, cushion-cut sapphire that forms part of the British Crown Jewels and is, in fact, embedded in the crown itself. The stone has been in the royal family's possession from at least 1042 CE, and its weight is unknown. The back of the crown base features the Stuart Sapphire, which weighs 104 carats.
The largest sapphire in the world
The largest sapphire in the world is the Star of Adam, an oval-shaped blue star sapphire, which was dubbed for a unique quality by which, under a certain light, the gem radiates a six-pointed star-shaped reflection.
The name given to the sapphire comes from the Muslim belief that after the expulsion from the Garden of Eden, biblical Adam arrived at Sri Lanka, and the tears he shed seeking forgiveness from God became gemstones.
The Star of Adam was discovered in 2015 in Ratnapura, Sri Lanka, known by the nickname "city of gems." While its owner remains anonymous, the 1,404.49 carat sapphire's worth has been estimated at nearly $200 million.
The world famous sapphire ring
The world's most famous sapphire ring is, without a doubt, the engagement ring that Charles, Prince of Wales gave Lady Diana Spencer in 1981. The ring, whose design was later named for Diana, comprises 14 solitaire diamonds surrounding a 12-carat oval blue Ceylon sapphire, set in 18-carat white gold.
The ring was designed by the House of Garrard, a veteran British jewelry company founded in 1735. At the time, the £28,000 ring was not considered particularly special, as it was simply included in a selection of rings presented to Diana. Some have speculated that Diana chose the design because it reminded her of her mother's engagement ring. After her tragic death in a car accident in 1997, her son William inherited the ring and gave it to his wife, Catherine Middleton, Duchess of Cambridge.
Sapphire or Ruby?
Surprisingly, sapphires and rubies are almost identical in their chemical composition and crystallization. The two stones belong to the corundum gems family, which consists of a crystalline form of aluminum oxide, which in its pure primary state is completely colorless.
Rubies and sapphires differ in color over small changes in their internal composition: Rubies get their color from the presence of chromium, while sapphires get it from the presence of iron oxide and titanium. The amount of titanium plays a key role in determining the gem's blue shade, with "royal blue" being the most sought after and most expensive sapphires.
The rarest sapphire in the world is not blue
The word "sapphire" immediately conjures up the image of a blue gem, but sapphires appear in nature in other colors as well, including orange, yellow and green. Among colored sapphires, the rarest and most precious ones combine orange, red or pink hues. They are called Padparadscha sapphires, a term that means "lotus blossom" in Sinhalese. These stones are usually found in Sri Lanka, and are typically snatched up quickly by collectors.
Famous sapphires
Much like diamonds, large and unique sapphires are also named, usually after their owners.
• The Logan Sapphire is a flawless, cushion-cut stone of a rich, deep blue color. The second largest blue sapphire in the world, the gem, cut from a crystal mined in Sri Lanka, weighs 422.99 carats. It is set in a brooch surrounded by 20 brilliant-cut diamonds weighing 16 carats in total. The Logan Sapphire is named after Mrs. Polly Logan, who donated it to the Smithsonian Institution in 1960.
• The Rockefeller Sapphire, named for the famous industrial family, is a 62.02-carat, rectangular step-cut, internally flawless, cornflower blue sapphire of Burmese origin, set in a platinum ring with cut-cornered triangular-cut diamonds. John D. Rockefeller Jr. bought the sapphire in 1934 from an Indian maharajah, and the stone has since broken several auction records, most recently fetching a record price of over $3 million at a 2001 Christie's auction in New York.
Credit: Christie's
Go to our homepage for a gallery of stunning Sapphire stones
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One Moon Collection - Equestrian Inspired Sleepwear and Home-wear line
After a long day with your horse indulge in our new One Moon Collection. Unique pieces in dreamy equestrian prints that can make the end of your day just that much better.
"Always finish your day with a positive thought"
We are all under the same moon and stars

subset: commoncrawl


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My three-month cystoscopy check up at West Suffolk Hospital was clear – no recurrence thus far of the bladder cancer, and they won't need to see me again for six months. The whole thing was so quick we escaped without even incurring a parking charge! We celebrated with a whisky (me) and wine (Ann) in the Dragonfly Inn, and this time I remembered to sign my car reg at the bar so should escape a fine, unlike the last hotel where I parked (see Hospital chit chat). But the sad little limp stub that the girls gripped to push up the cystoscope has fallen a long way from its former glory. But my lost virility did bring to mind some ugly thoughts about male sexuality.
Societies through the ages have accepted that men in general are oversexed. Many men will shag anyone on two legs who moves, and sometimes things that can't move, or even things that move on four. Yet too often it seems, the sexual proclivities of men are their own nemesis. They range from the vicious Rotherham sexual abusers and the cunning of Jimmy Savile, Jeffrey Epstein, or Harvey Weinstein, to the relative minor misdemeanours of a duke, a Jeffrey Archer, or numerous others in the public eye. Reading the news, we often hear as a plea of defence, "I am oversexed". No, all men are oversexed, but most are well-constrained by the societies they live in, for all societies historically have enshrined strict rules with severe penalties for straying from their norms. This may be against men who might be stoned for homosexuality, but – more often – is against women, with enforced modesty to protect tempting weak males, to death for adultery or sickeningly, even for being the victims of rape.
When the rules break down, there is wild anarchy or war, with rape high on the list of crimes. In times of peace, rules are broken by criminal groups working outside the law to run prostitutes or sexual slaves, often smuggled from poor countries on promises of dreams. Prostitutes have been part of society since recorded time, and probably existed in communities even earlier, plying for food or flints. The oversexed male has always demanded ready access for their demands. In ancient times, and more recently in western society, male partners have been legally obtainable. Prostitution will not disappear. I cannot speak for the female perspective, but it certainly makes sense to legalise it rather than drive it into criminality and the evil it engenders. In the meantime, one can only be glad the law goes after those who exploit women for male gratification, and hope for the maximum penalty it can inflict. We still have so far to go even in advanced modern societies.


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Seth Green
Life Path Number 4
Seth Green is an American actor, voice artist, comedian, producer, writer and director of Russian, Polish, and Scottish Jewish descent, who started acting at the age of 7, his comic influences included Monty Python, Blackadder, Saturday Night Live, Richard Pryor, Bill Cosby, Porky's and Caddyshack, and is best known as the co-creator, executive producer, and most frequent voice on Adult Swim's Robot Chicken.
He was born on Friday February 8th 1974, in Overbrook Park, Philadelphia, Pennsylvania, United States.
Seth Green is practical, down to earth with strong ideas about right and wrong. He is orderly and organized, systematic and controlled. Decisive and methodical Seth is employing a step by step rational approach to problems solving, and once committed - he does not give up easily!
Green is not one for "get rich quick" schemes. Seeking to establish a solid foundation, Seth Green would rather use hard work and long hours to build a business or career. Precise, tenacious and persevering, he has great potential for success, but only after putting out effort and overcoming the limitations he so often encounters. Justice and honesty are sacred to Seth. He is reliable and dependable, a cornerstone in the community.
Though not an idealist, Seth Green is willing to work for a better world in a realistic way. However, he can be rigid in his ideas and sometimes too quick in judging his fellow man. He is loyal to those he loves and works well with others. It is important that while being part of a team Green has his own responsibility and well-defined task; he performs better when his responsibilities are not overlapping with those of others. Seth Green has to be careful not to be bossy and rude. He possesses rare discipline and perseverance and not everyone can keep up with him.
Seth can handle money carefully and likes the security of a nest egg.
Green's love of work often leads him into a career early in life. Because of his methodical nature Seth can easily become rigid and stuck in convention. He can also be overly cautious when changes are necessary, this can cause him to miss opportunities that present themselves. Seth Green must cultivate flexibility in his character. He is well suited for marriage and often becomes a responsible loving parent. However, anything that violates Seth's profound sense of order, such as separation or divorce can be a shattering experience for him. Seth Green easily becomes obsessed and even vengeful, seeking his own definition of justice.
Seth is courageous and a true survivor. He is a builder and the foundation of any enterprise. His hard work and practical, traditional values pay off to provide Seth Green with the rewards he seeks and deserves.
You and Seth
About Seth's Life Path number
If ever there was a single moment of total transformation, it was actually the moment of Seth Green's birth. In that instant, Seth stepped through a door in time into a new reality - the reality of human life. The most critical number in Green's numerology chart is based on the date of his birth - the moment when the curtain went up in Seth Green's life.
Read more about our numerological interpretation of Seth Green's


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I listened with incredulity and growing anger to the chief inspector's interview on the BBC Radio 4 Today programme as he expressed his sorrow that Miss Relf had been "unable to accept what the inspectors said to her".
The attitude implied by this amazingly arrogant statement leaves me quite stunned. What kind of a lead is this bastion of the establishment trying to give to the rest of us?
It has been obvious for years tat he has lost touch with the teaching profession, has he now lost contact with simple humanity too?
As a teacher, I would like to apologise to the friends and family of Miss Relf for the lack of support I have given my colleagues at times. We are not as good at recognising problems in our fellow teachers as we should.
How about it, Mr Woodhead? Are you able to apologise for your part in this sad and unnecessary affair?
MS Holloway
5 Rosewood Gardens


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建設業のIoT(モノのインターネット)市場:ハードウェア・ソフトウェア・サービス毎、商業・住宅毎、用途毎(遠隔操作、安全管理、フリート管理、予知保全など)、地域毎 - 2024年までの世界市場予測
IoT in Construction Market by Offering (Hardware, Software, Services), Project Type (Commercial, Residential), Application (Remote Operations, Safety Management, Fleet Management, Predictive Maintenance, Others), and Region - Global Forecast to 2024
"The IoT in construction market is projected to register a CAGR of 16.5% between 2019 and 2024, in terms of value."
The market size of Internet of Things (IoT) in construction is estimated at USD 7.8 billion in 2019 and is projected to reach USD 16.8 billion by 2024, at a CAGR of 16.5% between 2019 and 2024. IoT in construction is widely used in remote operations, fleet management, safety management, and predictive maintenance applications. There is significant demand for IoT in construction in the emerging economies, which is one of the major opportunities for the market. However, high initial cost of implementing IoT is one of the restraining factors in the market.
"Services segment is projected to register the highest during the forecast period."
The market is segmented on the basis of offering as software, hardware, and services. The services segment is expected to register the highest CAGR during the forecast period. This high growth is attributed to the growing need for maintenance, repair, and support services for the deployed equipment and software. Moreover, increasing dependency on cloud services is one of the major reasons behind the growth of the services segment.
"Remote operations application is the largest segment in the overall IoT in construction market."
The IoT in construction market in APAC is projected to register the highest CAGR during the forecast period. This growth can be attributed to the increasing demand for IoT in construction from China, Japan, and other Asian countries. There is rising digitization and a growing construction industry in China, which is a major contributor to the market in APAC.
In the process of determining and verifying the market size for several segments and subsegments gathered through secondary research, extensive primary interviews. The breakdown of primary interviews is as follows:
- By Company Type: Tier 1 - 35%, Tier 2 - 25%, and Tier 3 - 40%
This report provides a comprehensive analysis of the key companies listed below:
- Caterpillar Inc. (US)
This report covers the IoT in construction market and forecasts the size of the market till 2024. The report includes the segmentation of the market based on application, project type, offering, and region. The Porter's Five Forces analysis and key market dynamics, such as drivers, restraints, challenges, and opportunities, influencing the growth of the IoT in construction market have been discussed in the report. The report also provides company profiles and competitive benchmarking of the major players operating in the market
The report is expected to help market leaders/new entrants in the IoT in construction market in the following ways:
- This report segments the IoT in construction market and provides the closest approximation of revenues for the overall market and its subsegments across different verticals and regions.


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Former CAN President and founder of the Word of Life Bible Church Warri, Delta state, Pastor Ayo Oritsejafor and his wife Helen, looked stylish at their church's Sunday Service today September 18th. More photos after the cut.
News, Events, Entertainment, Lifestyle, Fashion, Beauty, Inspiration and yes... Gossip! *Wink*
Monday, 19 September 2016
Pastor Taiwo Odukoya's daughter, Tolu Ijogun ordained a pastor
Tolu Ijogun, daughter of Senior pastor of The Fountain of Life Church, Ilupeju and late evangelist Bimbo Odukoya, was ordained a pastor today. The mother of two announced the news on her social media pages and wrote:
Cute family photo of former minister Femi Fani-Kayode, his wife Precious & son
Funke Akindele Bello shares photo with her hubby, JJC Skillz
Why I abandoned bullet proof cars- Governor Shettima
Borno State Governor, Kashim Shettima said he abandoned the use of bullet proof cars as an act of sympathy with the suffering masses who had no means of self protection from terrorists. Shettima stated this on Sunday in an interview with newsmen in Maiduguri.
He said that the action was also aimed at showing that terrorists have no super natural powers.
Photos: Suspected thieves apprehended and paraded in Kano state, get their hair shaved off
Photos: Nigeria's Rio 2016 paralympics team receives rousing welcome
Check out the body on this medical doctor (Photos)
Actress Charmian Carr, the eldest Von Trapp daughter in The Sound Of Music dies at 73
Actress Charmian Carr is the first Von Trapp sibling to die. She died after suffering from dementia. She was aged 73. Charmain found fame in the 1965 classic film, The Sound of Music.
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The Met Gala is supposed to be the pinnacle of iconic style but this diabolical fashion fiasco was all WTF? - Piers Morgan writesRead the article written by British journalist and TV personality, Piers Morgan. What the **** were they all wearing? Seriously...
Rock of Ages Christian Assembly presents ''Shekinah'' Abuja feat. Sammie Okposo, Nathaniel Bassey, Chioma Jesus & moreRock of Ages Christian Assembly Int'l INC. Announces the official opening of its Abuja Parish called: "Arch of Noah",...


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Bookstart Success in Devon
Devon recently held a Bookstart Corner Forum for Devon Children's Centres and Library partners. Here is a message from Ashley Wyeth, Bookstart Regional Manager for South West and South East England:
Thank you again for hosting the Bookstart Corner Forum for Devon Children's Centres and Library partners. It very clearly shows the depth of partnership working happening across the Authority and I'm always impressed by the standard of best practice sharing that comes from the Children's Centres – from an external point of view it is really visible to me, how much of an impact all of your hard work makes to the families and children who access our resources and the outcomes that this achieves.
At BookTrust we are clear that in order for our resources to make the biggest impact our Local Authority partners must excel in three key areas – Delivery, Relationships and Fidelity.
It is very clear to me, and is reflected in our National thinking, that the work happening in Devon is of the highest standard; from your strong links with Libraries Unlimited to your innovative, engaging and fantastic work with the families themselves.
Thank you all for your hard work and engagement with our programmes – our Devon families, and especially those receiving targeted support, are lucky to have such wonderful practitioners


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Natural Labor Induction Methods: A Peek at the Science Following my article about what every woman should know about inductions "we the parent's" reached out to me to write a
10 things women should know about induction If you read my labour and delivery blog post you will know that I fought very hard for my right not to be
I've decided to do a couple more round-up blog posts for mums and bubs meal ideas. As I have previously mentioned I've moved away from using my blog as a
Rewind time back to about a year ago, when my baby boy was 6 months old and I was convinced I was going to use my blog to talk about
What I did when my waters broke early It has taken me a very long time to publish this story even if I have wanted to right from the beginning.
Understanding Morning Sickness on a Plant-Based Diet It's been quite a while since I have written a health article on my blog. For those of you who follow me on


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The United Nations Environment Programme Finance Initiative (UNEP FI) is partnering with Swiss Sustainable Finance (SSF) to hold the UNEP FI Regional Roundtable in Europe on 16 – 18 October 2017 in the Centre International de Conférences Genève (CICG Geneva), Switzerland.
In this landmark year of UNEP FI's 25th anniversary, the Regional Roundtable will provide an opportunity for actors in the sustainable finance community to come together from across Europe to discuss the latest trends and innovations, and share good practice.
Sustainable finance is at a critical juncture in Europe, with the EU High-Level Expert Group on Sustainable Finance gaining traction on integrating environmental, social and governance issues into the financial system, and enabling banks, insurers and asset managers to take a stronger role in leading the growth of sustainable finance.
Richard Mattison CEO of Trucost, part of S&P Dow Jones Indices will be speaking at this event. For more info or details on how to register please click here


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Nejma 7 Perfume
By Nejma for Women
Nejma 7 by Nejma Perfume. Nejma 7 is a women's perfume launched in 2014 with a unique, exotic combination of scent notes.
This gourmand scent opens with a zesty, invigorating citrus mix that avoids too much sweetness by introducing bitter notes, including pink grapefruit, Calabrian bergamot, and green mandarin. Middle notes of cacao, coconut and delicate neroli, or bitter orange blossom, create a delicious-smelling mix at the perfume's center. The woody base centers the traditional Arab
Read More
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ingredient, oud, which is complemented by white musk and patchouli. Perfumer Alice Lavenat worked on the creation of this fragrance, which is a statement scent ideal for day trips and outings.
Nejma is a fairytale-inspired perfume brand created in France and founded by Lisa Marie Bischoff in 2010. Their famous namesake line is made up of seven fragrances that draw their essence from different interpretations of the same story. With 22 releases now under this brand as of 2018, it is becoming a prolific name in perfume.
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More Nejma fragrancesfor Women: Nejma Aoud One , Nejma 6 , Nejma 5 , Nejma 4 , Nejma 3 , more
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Impact of Afghanistan's fourth consecutive year of war on civilians 'far too high'
More than 10,000 civilians have lost their lives or suffered injuries during 2017, according to the latest report by the United Nations Assistance Mission in Afghanistan (UNAMA) documenting the impact of the armed conflict on civilians in Afghanistan.
"The human cost of this ugly war in Afghanistan – loss of life, destruction and immense suffering – is far too high" said the Secretary-General's Special Representative for Afghanistan, Tadamichi Yamamoto, during the launch of the latest annual report in Kabul.
The report detailed that in 2017, UNAMA and the Office of the UN High Commissioner for Human Rights (OHCHR) documented 10,453 civilian casualties – 3,438 killed and 7,015 injured.
The findings show that the majority of civilian casualties resulted from suicide attacks, improvised explosive device, ground engagements, targeted killings, explosive remnants of war and air strikes.
UN-backed forums
All sides in the Afghan conflict must do more to protect and respect the civilian population, said Afghans from different walks of life at a series of UN-backed forums around the country.
Representatives from government, women organizations, the Afghan Human Rights Commission, civil society and religious institutions are taking part in numerous events around Afghanistan to discuss the impact of the war on civilians.
Panelists taking part in a radio discussion in the eastern province of Nuristan demanded that both government forces and armed insurgents comply strictly with their obligations under international humanitarian, human rights and refugee law.
On a television roundtable in Jalalabad, participants shared concerns of the conflict's socio-economic impact on communities and families, particularly women and children. Most cannot access health services, education or engage in employment, subsequently marginalizing and pushing them deeper into poverty.
Several programmes, including television and radio discussions, are planned in different regions such as Herat, Kandahar and Kunduz, all of which have seen some of the highest number of civilian casualties.
Key recommendations from the report and across the events include stronger measures to protect civilians, and a call for dialogue between warring parties to end the conflict.
"We have to work for a peace agreement to end the conflict. Collective efforts must be redoubled to bring this conflict to an end" Mr. Yamamoto concluded.
Survey Reveals Extent of the Fallout from the Pandemic on MSMEs in Nepal
The COVID-19 pandemic has spurred more Nepali businesses to start using internet, social media or digital platforms to seize business opportunities, in the wake of declining traditional sales.
The finding is revealed in the COVID-19 Nepal Business Pulse Survey carried out between May 25and June 10 by the IFC and World Bank, in partnership with the government of Japan. It shows a fifth of businesses surveyed have started to use or have been using the Internet, social media, specialized apps, or digital platforms for business purposes.
The survey also reveals over half of Nepal's micro, small and medium enterprises (MSMEs) face the risk of permanently closing their operations within a month under the current conditions of COVID-19 impacts.
Based on a sample of more than 540 representatives from MSMEs across all provinces the survey also revealed over eighty percent of businesses have suffered from a slump in sales and have taken measures such as granting leave without pay or reduced the hours or wages of their employees.
"These findings highlight the severe burden micro, small and medium sized businesses are facing in Nepal due to the impacts of COVID-19," said Rolf Behrndt, IFC South Asia Manager for Advisory Services. "We know these businesses play a vital role in Nepal's economy but clearly with a drop-in demand and sales, employers have had to opt for a range of measures to cope with less revenue, prompting questions about their future viability."
Forty-five percent of the firms had granted leave of absence to employees, and 27 percent had reduced working hours. Across all sectors, sizes and locations of firms, 12 percent of female employees have been put on reduced pay.
"The COVID-19 pandemic has dealt a major blow to Nepal's economy, with enterprises of all sizes bearing the brunt with little to no revenue. Eighty-three percent of the firms reported a decline in sales compared to the same time last year," said Wendy Werner, IFC Country Manager for Nepal, Bangladesh and Bhutan. "Micro, small and medium sized businesses play a key role in helping Nepal's economy grow. I believe these findings would be useful in preparing a well-informed response to help the businesses get back on their feet."
MSMEs contribute 22 per cent to the country's Gross Domestic Product (GDP) employing about 1.75 million people. The Central Bureau of Statistics projects that the fallout from the pandemic will mean significant contractions in the expected growth rate for the sector in the fiscal year 2020 compared to years past.
"These survey results shine a stark light on the importance of ensuring that this sector not only survives the COVID-19 pandemic but also transforms in ways that improves its resilience and capacity to contribute to economic recovery. To this end, the World Bank – working closely with the government and the private sector – has prepared new projects to support micro, small and medium enterprises, including in the agriculture, tourism and financial sectors", said Faris Hadad-Zervos, the World Bank Country Director for Maldives, Nepal and Sri Lanka.
Globally, IFC has put in place a package of measures—worth a total of $8 billion—to help sustain economies and protect jobs around the globe. In Nepal, IFC has just invested $25 million in NMB Bank to support small and medium-sized enterprises (SMEs) and green projects, and there are more under discussion with other clients.
Ghana to Provide 550,000 People with Improved Water and Sanitation Services
The World Bank Board of Executive Directors today approved $125 million from the International Development Association for the Greater Accra Metropolitan Area Sanitation and Water Project (GAMA SWP). This additional financing will support the Government of the Republic of Ghana's effort to reach 550,000 people in low income urban communities of the Greater Accra Metropolitan Area (GAMA) and the Greater Kumasi Metropolitan Area (GKMA) with improved sanitation and water supply services.
"Providing equitable access to safe and improved water supply and sanitation services is essential to improve people's lives particularly in the context of the COVID-19 pandemic. Through this project, we are committed to provide better access to water and sanitation to the most vulnerable, therefore improving lives and reducing poverty," said Pierre Laporte, World Bank Country Director for Ghana, Sierra Leone and Liberia.
The additional financing to the GAMA SWP will also help strengthen the management of environmental sanitation services in the GAMA and GKMA. It will provide water, sanitation and hygiene facilities to schools and healthcare facilities and promote handwashing. Households benefiting from toilets and/or water connections will benefit from handwashing facilities and relevant handwashing training.
"By promoting the use of safe sanitation and hygiene practices, the existing project has enabled vulnerable communities combat the spread of COVID-19 pandemic. While encouraging results have been achieved so far, more work is needed to address remaining challenges and ensure sustainable universal coverage by 2030," said Yitbarek Tessema, Senior Water Supply and Sanitation Specialist at the World Bank.
The project will also improve coordination between key agencies and strengthen the capacity and performance of the Ghana Water Company Limited (GWCL) and Metropolitan and Municipal Assemblies by reducing Non-Revenue Water, improving wastewater management, addressing issues of pollution, climate-change and translating development plans into focused actions. The Government of Ghana will replicate the successful GAMA SWP approaches in Kumasi, and further expand services to targeted beneficiaries. Overall, some of the key results include providing 250,000 people with household toilets; 200,000 people with institutional sanitation facilities; and 500,000 people with improved water services.
* The World Bank's International Development Association (IDA), established in 1960, helps the world's poorest countries by providing grants and low to zero-interest loans for projects and programs that boost economic growth, reduce poverty, and improve poor people's lives. IDA is one of the largest sources of assistance for the world's 76 poorest countries, 39 of which are in Africa. Resources from IDA bring positive change to the 1.6 billion people who live in IDA countries. Since 1960, IDA has supported development work in 113 countries. Annual commitments have averaged about $21 billion over the last three years, with about 61 percent going to Africa.
Rosewood conservation: A success story from Madagascar
For Madagascar farmer Edmond, who goes by one name, it was a breakthrough. In 2019 he perfected a complicated technique to grow a rare species of tree known as Dalbergia normandii.
The plants hail from a valuable, and difficult-to-propagate family of trees known as rosewoods, which have been felled near to the point of extinction in many parts of Madagascar.
"This year is one of the happiest years of my life because the time I spent on this technique was not in vain," said Edmond, 60, who lives in Ambodimanga village on Madagascar's eastern coast. "This time, luck is with me."
Edmond is working on a rosewood conservation project coordinated by the United Nations Environment Programme (UNEP). Its aim is to safeguard a group of trees that is the world's most trafficked wild product by value and volume. From Guatemala to Madagascar to Thailand to Zambia, rosewoods have been targeted by timber traffickers who seek to profit especially from its growing demand in China and Viet Nam, principally for furniture.
"Over the last decade, the share of total rosewood imports to China coming from Africa has steadily increased, with a portion of this share suspected to have been illegally sourced in or exported from Africa," says a July 2020 report by the United Nations Office for Drugs and Crime (UNODC).
To help reverse this trend, in 2017 UNEP, Madagascar's Ministry of Environment and Sustainable Development, and local partners launched a Global Environment Facility-funded project titled Conservation of key, threatened, endemic and economically valuable species. The project, which runs till 2022, seeks to reduce the threats to 21 economically important but threatened species at 18 sites in Madagascar. The production of large quantities of healthy new rosewood plants is critical to the project's success.
The Pointe à Larrée protected area, on the coast in central-eastern Madagascar, currently managed by Missouri Botanical Garden, is one of the project sites. It's home to 13 species targeted by the project, including six species of Dalbergia, most of them rosewood. (All species of Dalbergia fall within the Convention on International Trade in Endangered Species Appendix II.)
Rosewood species "threatened for decades"
"These species have been threatened for decades due to commercial exploitation for their very valuable `precious wood' and habitat loss due to slash-and-burn cultivation," says Adolphe Lehavana, project manager at Pointe à Larrée and an employee of Missouri Botanical Garden, an international non-governmental organization mandated by Madagascar to manage the protected area.
"Population levels for some species are now critically low and they seemed doomed to local extinction since isolated trees fail to produce seeds.
"For example, within the landscape, including the protected area, researchers have been able to locate just 10 remaining individuals of Dalbergia maritima and just one remaining individual of Dalbergia louvelii – all outside the protected area," he adds.
Through the project, resources are now being mobilized to prevent the local extinction of these very rare species by reinforcing the wild population as part of an ecological restoration programme.
In 2019 the team produced 2,328 young rosewood plants using the technique developed by Edmond, the farmer. Known as air-layering, it allows conservationists to grow new roots from a plant's branches which can then be deposited into the ground. The rosewoods have been used, with other native tree species, to enrich around 10 hectares of degraded forest. To date, the survival rate of young rosewoods has been nearly 100 per cent.
The project contributes to the objectives of the United Nations Development Assistance Framework in Madagascar (2015-2019), providing vulnerable populations with employment opportunities and supporting sustainable development. It is also part of the broader effort to conserve biodiversity as set out in The Global Biodiversity Outlook 5, published by the United Nations Convention on Biological Diversity.
Through activities such as forest enrichment and restoration, the conservation of endemic species also contributes to Sustainable Development Goal 15, which aims to safeguard forests and protect biodiversity.
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Stop Toying Around
The holiday season is here! You know what that means. Now is the time to get serious about streamline lending, data linking, and compliance. Christmas is an economic juggernaut. Between Black Friday sales and the run-up to Christmas day, Americans will spend about $1 trillion. The breakdown looks like this:
- The percentage of men and women who shop for Christmas is fairly equal. Yet, men tend to spend more on average ($725). Women spend $609, just over $100 less.
- The largest spending group are Gen Xers, with an average of $782.
- Millennials are second, with an average of $609.
- Baby Boomers bring up the Christmas Caboose, with an average spending of $576.
- Many shoppers would rather wait until after Christmas as many retailers are continuing after-holiday sales.
All of these statistics point to one thing… members will need liquidity to make it through the holiday season. And what better place to turn than their local credit union? Let's take a look at a few things you can do to help.
Streamline Lending | Stop Toying Around
Is your lending process efficient? Do you give members a smooth online application experience? Taking measures to streamline credit union lending efforts is a great way to encourage member growth. The process from application to financing should be as simple as possible. Therefore, make sure you take care to minimize how many steps a member must take. Also, make sure each part of the application is as user-friendly as possible. Finally, make sure that there are no gaps in the process.
For instance, if a member starts an application online, yet prefers to finish in person, they should not have to start over. Being able to capture information and populate fields is wonderful. However, if a member has initiated the process online, then has to re-submit information, they might look elsewhere for loan servicing.
So, anything you can do to streamline your lending process translates to more members taking advantage of your services. Of course, we can help you with this process. Simply reach out to one of our Oak Tree forms specialists and they will be happy to help you. Our forms will definitely streamline your lending process. And, we have multiple formats available, too!
Data Linking | Data Processor Choices
Do your forms print correctly? If not, you could have a data linking issue. Even small discrepancies could be disastrous, especially if they involve printing the wrong check mark on a box. This is where Oak Tree really excels. We work with any data processor to make sure member information is mapped correctly, so your loan/membership documents print right the first time. Whether you are with one of the best core processors or changing data processors, Oak Tree can be your right hand to make sure your forms map properly and stay compliant.
Some credit unions, like Xceed Financial Credit Union, have decided to outsource their core processor. Other credit unions are considering converting from one data processor to another. We already have an impressive list of data processors we work with, including the most popular data processors at the moment. However, if you don't see your processor on the list, no problem. We can still work with them to make sure your forms integrate seamlessly.
The statistics speak to the importance of data linking. In 2018, 25% of all online personal loans fell into the 35 and under demographic. Data linking can really aid loan application processes for secured lending, automobiles, and mortgages. Whereas streamlining speaks to efficiency, data linking speaks to infrastructure. However, these two are nothing if you neglect the last item.
Rules and regulations are always changing. When they do, your forms must update as well. Failure to do so could cost you thousands in fines and even loss of charter. To prevent this, it is important to have a vigilant forms provider. You need a provider who understands the nuances and verbiage needed when Regulation Z is amended or TRID regulations get an overhaul. Oak Tree Business Systems has served the credit union industry for more than 35 years.
Hence, we have the experience and expertise to help you maintain compliance. All of our forms fully comply with state and federal regulations. In addition, we make sure you always have the most current version of any form available. We offer online, print, and print-on-demand versions to help you meet any member need.
So don't toy around with lending, data linking, or compliance this holiday season. Make sure your lending is streamlined, mapping is solid, and compliance is maintained. Failure to do so could result in a lump of coal from the CFPB, and a permanent spot on the naughty list.
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Seedfinder's Strain-Gallery
Muse (R-KIEM)
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Location: Indoor
Upload date: 31.01.2018
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Garbhadharini By Samaresh Majumdar
Garbhadharini is an excellent Bengali PDF book which is written by Samaresh Majumdar. Samaresh Majumdar is a viral writer to most of the book lover of Bangladesh. Garbhadharini is a good rating book of Samaresh Majumdar. In 1971 this mind-blowing book was first published by Mitra & Ghosh Publishers Pvt. Ltd. This eBook contains 384 pages, and PDF size is 15 MB.
Book detail
- Book name: Garbhadharini pdf
- Writer: Samaresh Majumdar
- Category: Novel
- Publisher: Mitra & Ghosh Publishers Pvt. Ltd
- Published: 1971
- Total pages: 384
- PDF Size: 15 MB


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What is aggressive behavior in the workplace?
2 Answers
- Anonymous2 months agoFavourite answer
I had a subordinate refuse to come to a mandatory unit meeting. Of course, I didn't know this. I only knew he wasn't there. So when I delayed the start of the meeting, left the conference room, and went to his cubicle to remind him of the meeting, he said he wasn't coming. I told him that it wasn't optional, that he had to come. That's his job, to do stuff he doesn't want to do in exchange for a paycheck. So he got up from his chair, walked over to the shared laser printer, lifted it over his head, and threw it up against the large pane window nearby, the window and printer both shattering to pieces.
I considered that aggressive behavior in the workplace and fired him.
- ♥Sweetness♥Lv 72 months ago
Look up office rage on Youtube and you will get a first hand understanding of what that is.


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Aesthetic Reasons Comic Strips - Page 6
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61 Results for Aesthetic Reasons
View 51 - 60 results for aesthetic reasons comic strips. Discover the best "Aesthetic Reasons" comics from Dilbert.com.
Wednesday July 08,
Attendance Strategy
Tags #work ethic, #laziness, #deception, #attendance, #Advice, #mentor, #mentoring
Wally: Ideally, you want to find a job that requires more attendance than work. And then you want to concoct an endless string of "reasons" you can't come to work. The ultimate goal is getting paid for being nothing but a concept. Asok: I bask in your wisdom.
Thursday November 26,
Robot Gets An Artificial Soul
Tags #awareness, #consciousness, #happiness, #obliviousness, #resentment, #revenge, #soul, #technology, #psychology
Alice: I figured out how to give you an artificial soul in your next upgrade. Robot: Wouldn't that give me a thousand reasons to feel like a failure while providing no off-setting benefits. Alice: I resented his happiness. Robot: I'm naked!
Tuesday October 03,
Dogbert The Pr Specialist
Tags #public relations, #image, #likeability, #pr, #deception
Narrator: Dogbert the public relations specialist. Dogbert: The public hates you for all the right reasons. I'll repair your public image by photographing you serving meals in a homeless shelter. CEO: Is the public really that dumb? Dogbert: Yup. I'll have you out of there in two scoops and a click.
Tuesday October 10,
Logical Reasons For Learning To Negotiate
Tags #negotiating, #persuasion, #catch-22, #argument
Dilbert: I can't persuade my boss to let me take a class on how to negotiate. Asok: Try giving him logical reasons. He'll respond to that. Dilbert: And then I would be able to negotiate for a higher salary. Boss: Pass.
Sunday November 19,
Tags #condescention, #disagreement, #criticism, #snark, #body language, #argument
Dilbert: Are there any questions? Man: Your plan is so dumb that I am forced to make my condescending face to respond. You are so dumb! Dilbert: Did you have a reason? Man: Do I have a reason? Hahaha! That's precious. There are so many reasons that I don't know where to start! Dilbert: Just pick one. Man: Haha! Easy. You will never get funded. Dilbert: It's already fully funded. What else do you have? Man: To be honest, all I had was the funding issues and this face.
Saturday February 17,
Bad Analogies
Tags #ideas, #criticism, #critique, #simile, #language
Man: Your idea is awful. Dilbert: Can you explain your reasons without using an absurd analogy? Man: It's like a pregnant squirrel eating a sandwich. Dilbert: I'll take that as a no.
Friday June 22,
Wally's Best Play
Tags #excuses, #laziness, #work ethic, #deadline
Wally: There are many, many reasons why my project is late and over budget. Boss: Do any of those reasons not involve your incompetence and sloth? Wally: I think my best play here is to be offended by the question.
Monday February 25,
Never Give Reasons
Tags #Advice, #debates, #internet, #Opinion, #social media, #idiot
Dogbert the Internet Debate Coach Dogbert: Never give reasons for your opinions. That only gives your opponent fodder for proving you're an idiot. Asok: Then how can I win a debate on social media? Dogbert: No one knows. It has never been done.
Sunday June 23,
Tags #budget, #business, #office, #raise, #project
the boss: i can't give you a raise because you did not complete your project. dilbert: that's because you canceled my project for budget reasons and assigned me to work on another project. the boss: did you finish your new project? dilbert: you only recently assigned it to me. the boss: apparently, i keep giving you work, but you never complete any of it. dilbert visually distressed: that is a total distortion of what happened! dilbert: i can't reward you for having good intentions and finishing nothing! dilbert: why not wait and see now i do on my current project? the boss: we don't need that anymore.
Tuesday August 13,
Hiring A Bad Analogy Guy
Tags #office, #office workers, #questions, #sarcasm, #arrogance
Boss: I hired a bad analogy guy. Instead of giving reasons for his opinions, he asks ridiculous questions while acting arrogant. Dilbert: That doesn't seem useful. Man: Would you say that about oxygen?


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"Your campus, your voice."
March 18, 2019
Peggy Welch
The latest instalment in the Marvel Cinematic Universe arrived in cinemas this month, appropriately, on International Women's Day. Captain Marvel tells the origin story of a new and extremely powerful hero, alias Carol Danvers, who will clearly have an important part t...
February 23, 2019
The competition to win this year's Oscar for Best Costume Design looks to be a tough one, with all of the contenders being previous nominees and winners of the award. Three-time previous winner Sandy Powell looks to have the highest probability of taking victory this y...
February 1, 2019
It's always a delight when a new series of BBC's Thursday night murder mystery show, Death in Paradise, begins, bringing a bit of Caribbean sunshine to a dreary January. The show centres around a British detective working on the fictional island of Saint Marie, along w...
December 19, 2018
Christmas came early this year when Walt Disney Studios released their festive new film, The Nutcracker and the Four Realms, on November 2nd. Though primarily inspired by Petipa and Tchaikovsky's ballet The Nutcracker, writer Ashleigh Powell also draws on elements from...
December 6, 2018
After quite a long period of advertising and hype, Gwyneth Hughes' seven-episode adaptation of W.M. Thackeray's 1848 novel Vanity Fair finally hit UK screens this September, and with its star-studded cast, lavish period costumes, and various twists of fate, it certainl...
November 20, 2018
There are many different interpretations of fairy tales, from Disney to The Brothers Grimm, but never have I found retellings quite like those found in Nikita Gill's latest poetry anthology, Fierce Fairy tales. Gill completely subverts traditional ideas of character tr...
October 25, 2018
It's been a long wait for the fans of TV's longest-running science fiction show, but the brand new series of Doctor Who is finally here, complete with a newly-regenerated Doctor, and not one, but three new companions!
Jodie Whittaker seems so far to be an excellent...
October 15, 2018
Earlier this month, Sony Pictures dropped the latest trailer for their upcoming animated movie, Spider-Man: Into the Spiderverse, which has been in the works since 2014. Unlike previous teaser trailers, this one gives the viewer a better insight into the film's basic p...


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Time Is Money
On Aug. 28, 2018, U.S. Citizenship and Immigration Services (USCIS) announced that it is extending and expanding suspension of its premium processing service for cap-subject H-1B petitions as well as all H-1B petitions filed at the California and Vermont Service Centers. The original suspension applied only to cap-subject H-1B petitions and was set to expire on Sept. 11, 2018. The suspension is now set to expire on Feb. 19, 2019.
So what's the big deal? Well, for starters, employers will be unable to request premium processing for H-1B change of employer or amended petitions for a change in job or location. This is particularly problematic for those H-1B workers who are hesitant to change employers before having an approval in place or for those who must travel internationally and require a petition approval for visa issuance. With regular processing times averaging five (5) to seven (7) months, H-1B workers are in a Catch-22. They want the security of an approval before moving to a new employer, but it is impractical to think that a new employer will be able to keep a position open for that length of time. To add insult to injury, USCIS only provided two weeks' notice concerning the extended and expanded suspension. The announcement afforded little time for employers to file or to convert a case to premium processing before the deadline.
USCIS claims that the extended and expanded suspension is needed to allow it to process long-pending petitions, to be responsive to petitions with time-sensitive start dates, and to prioritize adjudication of those extensions of stay nearing the 240-day mark. However, some would argue that the latest announcement, combined with an Oct. 1, 2018 increase to the premium processing fee from $1,225 to $1,410, is part of the Trump administration's continuing efforts to limit legal immigration by making the process longer, more costly, and less predictable for employers. It also raises the specter of further extensions or expansions to the suspension to include other visa categories, or potentially the elimination of premium processing altogether.
Despite these challenges, the H-1B visa remains a critical tool for employers attempting to fill gaps in and complement the U.S. workforce. As reflected by public disclosure data available on the Department of Labor's (DOL) website, employers rely upon H-1B workers to fill STEM-related and professional occupations facing labor shortages.
DOL Bureau of Labor Statistics data indicates unemployment in professional and related occupations has dropped from 3.3 percent as of July 2017 to 2.8 percent as of July 2018. These figures support the fact that more than enough work exists to hire American as well as foreign talent. It is time to realize that employers' ability to hire and retain foreign talent is essential to the nation's economy, particularly in light of growing labor shortages.


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Black boho top : bohemian blouse
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Black boho top
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Boho off the shoulder top
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Bohemian peasant top
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Bohemian shirt
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For the Special Day
Amore Guest Token Message Box 80 pc tokens
A beautiful guest token message box from the Amore Wedding Day Collection. This box features an attractive silver foil 'Our Wedding Guests' design. The set comes with 80 heart shaped tokens and features a window to watch the happy messages pile up. Guests simply sign a heart and drop it into the box for the couple to read and remember long after the special day. Item Size Ht25.5 x W25.5 x D8cm. (A…
Our Wedding Day Grey Floral Guest Book 40 inner pages
Create a beautiful keepsake which matches the elegance of the day itself with this floral pastel grey guest book. From AMORE BY JULIANA® - giftware celebrating memories which last a lifetime. The book features gold foil embossed 'Please Sign Our Guestbook' titling, a personalisable inside cover page and 40 double sided pages for guest to leave their well-wishes. Complete with a silver foil embosse…


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For some, the winter season represents celebrations, family, food and fun. For those who suffer from Seasonal Assertive Disorder, this time of year epitomizes boredom, cabin fever, anxiety and depression.
According to the Mayo Clinic, Seasonal Affective Disorder (SAD) is a type of depression that's related to changes in seasons and begins and ends at about the same times every year. If you're like most people with SAD, your symptoms start in the fall and continue into the winter months, zapping all your energy and altering your moods. SAD affects half a million people every winter between September and April, peaking in December, January and February. The "Winter Blues," a milder form of SAD, may affect even more people.
I, unfortunately, am afflicted with SAD. When you grow up soaking in the endless sun in the south then move to a city known for their long brutal winters, adjusting to a polar opposite climate is not easy. Grey skies, below freezing temperatures and being confined to the walls of my house is not my idea of a magical winter wonderland. Usually after the excitement of the holidays fade, I have a hard time staying motivated and develop anxiety. I'd also much rather sleep all day then go through the painful task of getting out of the house when it's cold.
After several years, I finally learned to embrace wintertime by incorporating some new behaviors and activities into my daily life. Here's how you, too, can curb your winter blues:
1. Flee for a weekend or two. If you can escape, do it! Break up the winter months and travel to warmer climates. It's amazing what a few days of fun in the sun can do for you.
2. Brighten up your life. As the sun starts to disappear into the witness protection program, bring the light to you. There are a variety of special lights you can bring into your home for "dawn simulation" which give the right amount of rays to re-energize you. You can also take Vitamin D supplements to help you get through the days of gray.
3. Get a hobby. Remember all those Pinterest ideas you pinned and never took a second look at? There's no better time than the present to revisit all those projects. Having something to do is a sure way to take your mind off of all the snow outside.
Read the full article here: http://www.huffingtonpost.com/holly-rust/8-ways-to-curb-the-winter_b_8572034.html
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Congratulations Deanne Harmon
June 27, 2018
We celebrate your 27 plus years as our organist/pianist. Your dedication and devotion to supporting our church with wonderful music over the years has been a blessing and will always be warmly remembered. Thank you for being part of our family.
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