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The Calendar year Form 5500s's initial deadline, July 31st, is fast approaching. Are you ready?
Here are six key notes to keep in mind to help meet the deadline as well as be mindful of what else surrounds July 31st:
1. The following carriers will issue Schedule As only to the client, sometimes to the broker and rarely to preparers such as Wrangle. As the broker please be diligent to collect these Schedule As and forward them on to Wrangle:
– Cigna
– MetLife
– Aflac
– Colonial
Additionally, here are other carriers that have a reputation for being slow. Again, please allow more time to collect the data.
– TransAmerica
– Independent Blue Cross
– American Fidelity
If a Schedule A is delayed, the 5500 can be extended to allow more time to receive that data. If the extended due date is approaching, a placeholder can be inserted to show the benefit was part of the Plan. Once the Schedule A arrives, and the 5500 had to be e-filed to meet the extended deadline, the report can be amended with the complete set of details for the Schedule A (there are no penalties or negative connotations for amending).
2. Trusts and Multiple Employer filings require extra material to be attached to the reports. As a result, the process in obtaining the data needs to either start earlier in the year or the client should plan for the extension of the 5500 deadline to be applied (application for the extension is carried out through the Form 5558).
Trusts May Require:
– Schedule C
– Schedule D
– Schedule H or I
– If Schedule H, then also the IQPA report
Multiple Employers:
– If filing a MEWA, the 5500 requires the Form M1 filing authorization code
– Schedule D, possibly
– List of Participating Employers and their EINs
– If under a trust, a list of participating employers along with a good faith estimate of their percentage contribution to the Plan
3. Know where the signer for the Form 5500 is to be in July especially since this is a popular month for vacations. What are the requirements to be a signer?
– The person signing the Form 5500 is signing under penalty of perjury.
– The person signing should be an officer of the company or have authority over the The Plan Administrator does not mean a person performing daily administration functions nor a TPA.
– The person signing should have fiduciary liability insurance.
4. Big deadlines may bring surprises and you may need shift gears quickly. Examples:
– Clients that experienced a merger/acquisition may have short plan years that shifted the deadline, terminated plans that may need a final report or they may have created a MEWA which is required to have a filing regardless of the participant count.
– A trust that you thought was terminated still has Plan Assets which requires a Form 5500 filing.
5. If the client has a self-funded benefit and wants to use the Form 5500 to calculate the PCORI fee, the 5500 has to file on or before July 31st. The extension for this situation is not an option.
6. Waiting until July 30th or July 31st to e-file may create a roadblock. The DOL's EFAST2 filing system tends to experience glitches from time to time. A filing may not be successful in transmission.
One final thought – the extension provides an additional 2 ½ months. This is a free gift from the Department of Labor. To ensure it can be applied, the form (which ironically is to go to the IRS) for the extension, Form 5558, must be mailed on or before the deadline. The IRS form cannot be e-filed. Best practice is to use certified, return receipt mail. Wrangle maintains this proof for filing the extension on time with the certified mail receipt to the IRS to protect your client from incorrect denials of extension and to prevent penalty fees.


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Rated: E · Prose · Contest Entry · #2157373
A mysterious chair arrives at the door of Charlie-Claire's home. To whom does it belong?
The Heartmouth Chair
(262 words)
The door-bell rang, just as Charlie-Claire was preparing to do her yoga exercises. She sighed, springing up immediately to answer it. She always seemed to encounter interruptions whenever she attempted to take time out for herself.
"It's no doubt Mrs. Taggart," she murmured, straightening her long black hair, "and she's lost her guinea pig again. Oh, well...time to quit the yoga and go outside to help her search for Nibbles."
She opened the door and discovered not a person but an elaborate wooden chair with the shape of a big heart carved into the back of it. The seat had been luxuriously upholstered with red velvet.
"Someone must have brought it here by mistake," she thought, "but who was the intended recipient of such a beautiful chair?"
Charlie-Claire spied a folded note on the seat and cautiously opened it. She hated to pry into other peoples' business, but she needed to find the answer to this odd mystery. If she could determine the identity of the chair's rightful owner, she could tie it to the top of her car and deliver it to the person.
As she read the name on the note, her mouth opened wide in surprise.
It read:
"To Charlie-Claire, in recognition of the many small but deeply appreciated good deeds that you do for the people in this town, with love and gratitude from the citizens of Heartmouth."
She stared at the chair in astonishment, her eyes filling with tears as her neighbors arrived to help move the elegant piece of furniture into her home.


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Item in Stock
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Editor's Links of Interest
Crosby: Attorneys for Wayside Cross child sex offenders, Kane state's attorney hold 'productive' meeting – The Beacon-News
The Kane County State's Attorney's office, which has remained tight-lipped about what the future holds for the men at Wayside Cross who a judge ruled are in violation of aRead More
Wayside attornys & state's attorney's office to meet
Wayside Cross, state's attorney to work on plan that will help child sex offenders leave downtown Aurora mission – The Beacon-News
Relief replaced angst when lawyers for Wayside Cross residents and officials from Kane County State's Attorney Joe McMahon's office agreed to sit down and iron out a plan that "givesRead More
Editor's Links of Interest
Judge rules Aurora can notify Wayside Cross sex offenders to move – The Beacon-News
A judge's denial of a temporary restraining order Friday lifted restrictions the city of Aurora had on notifying Kane County authorities that the child sex offenders at Wayside are inRead More
Editor's Links of Interest
Wayside Cross child sex offender residents receive new notices citing proximity to Aurora park – The Beacon-News
For the second time this year, child sex offenders who live at Wayside Cross in Aurora were given eviction notices stating they must find a new place to live withinRead More
Alderman Judd Lofchie of the 10th Ward voted against the grant application.
Aurora City Council moves forward with a McCarty Park grant application, 9-1
AURORA, Ill., Sept. 24, 2019 — Tonight at the Aurora City Council meeting, the alderman voted 9-1 to authorize the city's park and recreation department to apply for a $109,Read More
This order does not restrain the Kane County State's Attorney's Office from future prosecutions in relationship to this matter.
Wayside Cross Ministries residents gain a temporary restraining order
AURORA, Ill., July 25, 2019 — The Wayside Cross Ministries (WCM) residents who are registered child sex offenders have been granted a temporary restraining order by Judge Rebecca Pallmeyer ofRead More
Wayside residents sue city of Aurora, challenge state's residency laws for registered sex offenders – The Beacon-News
19 child sex offenders who were told they must leave Wayside Cross Ministries by July 26 have filed a federal lawsuit against the city of Aurora, challenging the state's residencyRead More
During the 30-minute comment time, the majority of speakers expressed concern and support for Wayside Cross Ministries (WCM)...
Aurora city council hears support for local ministry
Aurora, Ill., July 9, 2019 – Tonight, the Aurora City Council and Mayor Richard Irvin heard a mouth-full from citizens and clergy. During the 30-minute comment time, the majority ofRead More


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Anna Nicole Smith Loves CokePart of: Gossip
Breakfast: scone and coffee
I know many of you probably idealize Anna Nicole Smith. What's not to love? She's beautiful, thin, rich, a nympho, crazy, permanently high and has no boundaries. You were probably thinking it seemed impossible that Anna could get thin from taking some Trim Spa™ diet pills. I mean, how could they possibly mix with her other drugs? Do you think Howard would actually let her ingest some bizarre new diet drug? A good lawyer would just say no. So what's a girl to do who wants easy money and must have a metamorphosis to get it? Go on the Hollywood bad girls' diet drug of choice: Cocaine. Of course, this was revealed to me by a golden Hollywood insider.


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Match-winner Jeffrey Schlupp explains half-time instructions from Roy Hodgson
Crystal Palace match-winner Jeffrey Schlupp seemed to have made due with the instructions from his boss Roy Hodgson.
Schlupp is gradually turning to be the super sub for the Eagles after coming off the bench for the second game running to grab the winner for his side.
Having scored the winning goal against Burnley over the weekend, the Ghanaian snatched another important goal in Tuesday's game against Bournemouth to push Palace up on the table.
He however reflects on some directions given to him by his manager before stepping onto the field.
"I came on at left-back and we had 10 men which made it extra hard. We got in at half-time, spoke to the gaffer, he just kept us calm and said the game is definitely there to be won," he told cpfc.co.uk.
"He didn't just want to go out there playing for a draw, he wanted us to attack when the right moments came and we did that. Luckily for the team and for me personally, it was a clinical attack.
"I'm really happy getting another [goal] and it's extra special for the team to get back-to-back wins in the Prem. There's nothing like Selhurst under the lights and they [the fans] are so great supporting us. We want to repay them with victories – especially at home – and I'm glad we did that today."
The 26-year-old now has two goals in the Premiership this season.
By Frank Darkwah
Credit: Source link


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Fresh Coffee Fragrance
Bring the warmth of fresh brewed coffee with this dark, roasted coffee bean fragrance. The closest scent you will find to a real cup of coffee.
Top Notes: Buttercream, Almond
Middle Notes: Coffee Bean, Malt
Base Notes: Vanilla Bean, Sugar Cane
This fragrance is available in selected Stevie Buoy products.
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Delivery Information
Most items are £3.99 delivery to UK addresses unless:
- Parcels over 2kg will cost £5.99 postage
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- Deliveries to the EU will be charged at cost, but surcharges may be applicable due to increases in prices, or remote locations
Over £150.00 is free delivery for all items within the UK only and we are unable to send parcels over 4.5ft to the Channel Islands
Shipping & Delivery
We strive to send your purchase to you via Royal Mail Second Class or nominated courier in 3-5 days.
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Parcels going to a Republic of Ireland address will require your post code (Eircode) at checkout.


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Cooking has been my passion for most of my life. And so has eating! But I didn't always cook for a living. I worked in another domain, then gradually realized that my heart was somewhere else.
Eventually I decided to go to the New England Culinary Institute in the US subsequently interning in Montreal at the Passe-Partout (now closed) then worked for a busy caterer, providing a strong base for how we work now. The focus was on learning how to organize everything: the mise en place of prep, delivery, equipment, working the event and most importantly developing relationships with clients.
But I could also see in the business a lot of "industrial" production with a loss of the "personal" – pre-set menus, a lack of generosity and not a lot of flavour. I felt there was a lack of intimacy and I wanted to fill that gap. Eating good food is primordial – it's how we survive and stay healthy. But sharing wonderful food in the company of loved ones is extremely pleasurable. And honouring the bounty the earth provides is essential. So 13 years ago I went out on my own to create the means to fill that gap.
Working in the airline industry, I have traveled around the world for many years, savouring the flavours and perfumes of the food of many cultures, which stimulated my interest in good eating and fine cooking. Service is essential in that industry, but I wanted to take it to another more personalized level.
So I teamed up with Debra to offer this quality of attention to our own clients.
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Article content
My kids are trapped in quarantine, and they are passing the time in part by suggesting some investment column ideas for me. Hopefully the world returns to normal soon and you won't be subject to the (not so bad, actually) investment thoughts of two teenage boys.
This week, instead, we are going to put on our dealmaker hats and propose some ideas for bored investment bankers to consider. Times are tough all over, but there is nothing like hefty broker fees to get Bay and Wall Street's blood racing. Here are some deal propositions that could work:
tap here to see other videos from our team.
Five blockbuster deals that would inject some excitement into markets during quarantine Back to video
Netflix should buy Spotify
Netflix (NFLX on Nasdaq) is facing lots of competition in the streaming business. Sure, COVID-19 has helped recent growth, with everyone stuck at home, but this won't last forever. What better way to tie up your customers than to offer viewing options and music. Spotify (SPOT on Nasdaq) has done very well this year, but it remains about one-fifth the size of Netflix. Offering a combination monthly subscription fee for music and movies would tightly lock up their customers, with plenty of cross-sell and promotional tie-up possibilities. Artists exclusive to Spotify could shoot concert footage exclusive to Netflix. Netflix stock has slightly outperformed Spotify this year, and its valuation is about twice that of Spotify, on a price/sales basis. This valuation gap makes a deal more palatable.


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HDMI Adapter & Extender
Female to Male 90-degree HDMI 19pos A type Adapter
1. Perfect solution and most convenience to connect in between both of your HDMI appliances via a HDMI cable.
2. Right Angle type enables you to correctly orient your cable providing less strain on the connector.
• Current Rating: DC 1A.
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• Insulation Resistance: 10Mohm.
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• Contact: Copper Alloy


text: tag:blogger.com,1999:blog-818973399306650502.post4933752141571451866..comments2020-09-16T11:34:41.856-04:00Comments on Happy Soul Project: The Moment I'm taking away....Happy Soul Projecthttp://firstname.lastname@example.com:blogger.com,1999:blog-818973399306650502.post-91832276338339409922013-09-05T02:29:31.144-04:002013-09-05T02:29:31.144-04:00You all be in my prayers.... U r so strong...it gi...You all be in my prayers.... U r so strong...it gives me strength for what i have to be ready with my lil luna....firstname.lastname@example.com:blogger.com,1999:blog-818973399306650502.post-2156577967042626552013-09-03T21:32:47.317-04:002013-09-03T21:32:47.317-04:00You continue to amaze me with your writing Tara. Y...You continue to amaze me with your writing Tara. You've taken away just what was intended for you to take away. God bless you for being in the right place at the right time to be given this special gift of a very special little girl. email@example.com:blogger.com,1999:blog-818973399306650502.post-1244153142887519322013-09-03T17:22:09.791-04:002013-09-03T17:22:09.791-04:00Wooooo... Tears! God bless you Tara! xoWooooo... Tears! God bless you Tara! xoMandy firstname.lastname@example.com:blogger.com,1999:blog-818973399306650502.post-89872285711978745312013-09-03T16:55:57.269-04:002013-09-03T16:55:57.269-04:00Our Little Man just had his 15th surgery-he's ...Our Little Man just had his 15th surgery-he's 12. I walk away from every surgical room when he goes to sleep in tears - and sit in every recovery room when he first speaks also in tears. I ask every time why it has never gotten easier. Most are minor and he will forever go through these procedures, but I cannot express how much I know EXACTLY how you feel. Wishing you both a safe recovery!Laura Gloverhttps://email@example.com


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Product search results for brand:Nu Nale: (showing 1 to 2 of 2)
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Nu Nale Nail Strengthening Cream 30ml
12 Advantage card points. The Nu Nale Nail Strengthening Cream will gradually strengthen weak nails. FREE Delivery on orders over 45 GBP.
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ISLAMABAD - Pakistan People's Party Vice President Senator Sherry Rehman yesterday said Pakistan will have absolute water scarcity by 2025, which would hit women and other marginalised groups disproportionately hard.
Speaking at Jinnah Institute's event on Democracy and Inclusion, she said the mainstream policy agendas frequently overlook crucial statistics, and fail to create responsive mechanisms, like not convening the Climate Change Council.
"From being the 7th most vulnerable country to climate change, Pakistan has climbed ranks to the 5th most vulnerable. At least 60 per cent of Pakistanis suffer from food insecurity and if the dangerous nexus of poverty, climate stress, and the demographic boom is not addressed Pakistan will surely fall into a prolonged destitution trap, Senator Rehman emphasized," she said.
Senator Rehman said more concerted efforts at an institutional level were needed. She lauded civil society organisations for their activism, and ability to galvanise governmental and donor support.
"Countries face a serious crisis when their population and growth rate curves collide, a fate soon to befall Pakistan if its population growth becomes equivalent to its economic growth," she said.
"Pakistan is one of the few countries proving Malthus correct in this respect," she stated. Pakistan must review the efforts of countries in the region, particularly Bangladesh, and learn how the country has checked its burgeoning population," Sherry Rehman said.
Other speakers at the event discussed the value of programming inclusion into democracy practice. They said important strides had been made through institutional reform and legislative action, including a host of interventions taken by the Election Commission of Pakistan, and the National Database and Registration Authority to facilitate women and marginalized groups casting their votes.
The participants said these were modest steps and much more needed to be done. Some speakers felt that this was the basic minimum that democracies should deliver for their citizens, and reporting numbers did not enable meaningful inclusion
They spoke about longer term historical trajectories that have compounded democratic deficits, and prevented citizens from having a full measure of their rights. The colonial legacy turned citizens into subjects, and convincing the state otherwise has been extremely challenging. Participants saw that the state has undertaken systemic exclusion against certain groups, and its security imperatives sustain such exclusions.
The democratic agenda was therefore a hard sell with the state, as much as society, where women remain at the fringes of executive authority, decision making, financial independence and self expression.
They expressed that inclusion need not be a demand from parliaments and politicians alone, as institutions and procedures outside the political realm is deeply exclusionary and revealed socially entrenched attitudes that no democracy program can influence.
The Jinnah Institute held the event in conjunction with DAI-Tabeer, a UK-Aid funded programme aimedat strengthening democratic practices in Pakistan by supporting institutions like ECP, Parliament and political parties to be more capable and accountable and responsive.


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It's March, which means it's the month we celebrate both March Madness and everything green.
So, what better way to celebrate that then to share insight around one of the most famous green basketball ball cards in history, and green diamonds.
Did you know there are common high dollar features between green diamonds and a specific "green basketball investment collectible?" Actually, the green basketball investment collectible is one of the most valuable basketball cards of all time, and is none other than the famous 1997 Michael Jordan Metal Universe Precious Metal Gems Green (PMG) card.
What are these commonalities?
There are quite a few actually. They are both extremely rare, and can reach extremely high value in the right circumstances. But they have something else, a far more "physical" similarity.


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The Chicago Bulls will try to knot up their series with the Washington Wizards Tuesday night as the two sides meet again at the United Center. Mens Fake Vapormax . The Wizards upset the Bulls, 102-93, Sunday night in Chicago. "After yesterdays practice I knew these guys were focused like they havent been before and thats a good sign," said Wizards coach Randy Wittman. Nene scored 24 points and the Wizards had big contributions from all five starters in their first playoff game in six years. They overcame a 13-point deficit and claimed home-court advantage from their much more-experienced foes. "Its always a game of runs," said Wittman. "I always tell our guys, Stay in the moment. When we got down 13, we stayed in the moment." The Bulls remained in the lead following a 14-4 run in second quarter until Trevor Arizas free throws with 4:17 remaining put the Wizards in front. The shots were part of a 14-3 run that gave the Wizards an eight-point lead with 25 seconds left. Nene rattled in a shot during the spurt but the biggest points might have been Marcin Gortats baseline jumper after he rebounded a John Wall miss, pushing Washingtons lead to six with 34.2 seconds remaining. Gortat totaled 15 points and 13 rebounds, Ariza had 18 points, Wall scored 16 with six rebounds and six assists and Bradley Beal had 13 points and seven assists for fifth-seeded Washington. The Wizards also got a huge boost from veteran Andre Miller. He scored 10 off the bench and played brilliantly in the fourth quarter. The fourth-seeded Bulls, in the playoffs for the second straight year without injured star Derrick Rose, were led by 16 points apiece from Kirk Hinrich and D.J. Augustin. Joakim Noah added 10 points and 10 rebounds and Jimmy Butler scored 15. "Our defense wasnt very good; 102 points, 48 percent (shooting), outrebounded. Its hard to win like that," said Bulls coach Tom Thibodeau. 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Hardy and Troy Tulowitzki in that span, and Peraltas cumulative fWAR of 23.0 ranks seventh at the position since 2005. More recently, Peralta has a fWAR of 11.0 over the last three seasons, which ranks fourth among shortstops. So, weve established that Peralta can hit the ball, but he deserves credit for fielding too. Earlier in his career, with Cleveland, Peralta typically had a negative Defensive Runs Saved and negative Ultimate Zone Rating, indications that his glovework -- and especially his range -- werent necessarily up to snuff. However, while Peralta isnt a Gold Glove candidate, hes fared significantly better in Detroit and does have a strong arm, so he doesnt pose an immediate problem in the field. He is on the north side of 30, though, so it shouldnt come as a surprise if his range becomes an issue. The main concern with Peralta is how his 2013 season was sideswiped by a 50-game suspension for use of performance-enhancing drugs. He did hit a career-high .303 in 2013, before getting suspended, with an .815 OPS that was the third-highest of his career (following a .689 OPS in 2012, his lowest in a full MLB season), so its fair to wonder whether Peralta will be as productive if hes clean. It would probably be reasonable to assume that he wont be aas productive. Vapormax 2020 Clearance. Nevertheless, even if Peralta isnt likely to duplicate his 2013 season for the next four years, he should be an upgrade on punchless Pete Kozma at shortstop for the Cardinals. St. Louis shortstops had an OPS of .583 last season, ranking 28th, so anything resembling competent offensive play would represent an upgrade. Peralta has fared well against the National League throughout his career, hitting .301 with an .856 OPS in 156 career Inter-League games. The Tigers reacted quickly when Peralta was suspended last summer, dealing for slick-fielding Jose Iglesias, who doesnt have Peraltas bat, but is much better in the field. Peralta is signed for four years and $52-million, significant money even for a starting shortstop, particularly because of the risk that, by the end of this deal, Peralta either may not be able to play shortstop or he may simply be a liability in the field. If his bat happens to slow down at the same time, the Cardinals could really regret the length of the contract, but its easy to see the appeal in adding a middle infielder who has pop in his bat, particularly when contrasted with the relative lack of offence that the Cardinals received from their shortstops last season. If Peralta happens to hit 12-15 home runs per season and turns out to be worth 8-10 wins total over the next four years, then hes probably fulfilled his side of the deal. If hes not capable of doing that clean, then the Cardinals are going to regret rolling the dice on a player caught using performance-enhancing drugs in 2013. Scott Cullen can be reached at email@example.com and followed on Twitter at http://twitter.com/tsnscottcullen. For more, check out TSN Fantasy on Facebook. ' ' '
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This fully renovated self-contained studio apartment with a wall fitted making a separate bedroom represents great value. You can either live in or rent out. North facing end unit in an excellent position within the complex overlooking the pool and tennis court and just a short walk to the patrolled beaches & shops.
Fully renovated apartment
Air conditioning
Modern kitchen and bathroom
Tiled throughout
Ceiling fan in living area
Walk to the beach, shops and the heart of Surfers Paradise
Light rail at your doorstep
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Secure parking
Security gated complex
Reasonable body corporate
Resort facilities include Sparkling in ground pool, spa, tennis court, squash court, sauna, BBQ area, secure parking and on site management.
Ideally located only a short stroll to the heart on Surfers Paradise, Patrolled beaches, cafes, light rail & public transport, shops, restaurants and parks. This unit is in a prime position and won't last long. Call now to arrange an inspection.
Copyright © 2020 Harcourts Coastal
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Craig Hill was a Wales U21 triallist and his first senior club was Caerphilly where he made his senior debut in 2001.
He moved on to Newport in 2002 to play for Newport U21s, and made nine senior appearance for Newport, following his debut against Borders in the Celtic Cup, before joining up with Pontypridd in the summer of 2003.
In only two senior appearances he caught the eye as a very mobile flanker with a high work rate, before departing over the Severn Bridge to join Bristol.
Craig moved back to Wales at the beginning of the 2004/05 season and has played for Bedwas, Llanelli, Newport and Newport Gwent Dragons.
More recently, Craig was a member of the 2009 Rugby World Cup-winning Sevens team.
Web by Infonia


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Case Studies » Retail » Wieland's gesis Makes a Connec...
Wieland's gesis® Makes a Connection at Waitrose Stores
The gesis® CON 3 plug and play electrical installation system from Wieland Electric has been used in the installation of lighting in Waitrose shops. Luminaires for all Waitrose stores are supplied by retail lighting experts Luxo Lighting and include recessed downlights and louvred recessed modules which work together to create a practical yet warm atmosphere conducive to shopping.
gesis® CON is an intelligent connector system from Wieland Electric for all applications in electrical installations. It uses prefabricated cable assemblies which are simply plugged together on site, providing a fast, safe alternative to stripping cables, cutting them to length or making terminal connections. The gesis® GST 3 pole connector is subject to stringent quality checks including a 25 amp earth performance test as well as a 4.5kV high voltage test. In addition to this, gesis® GST 18i leads interconnect to enable a light fitted with a connection cable to be moved simply using an extension cable without the need for any additional products which greatly simplifies refurbishment projects and modifications.
The Luxo luminaires are delivered to Waitrose stores with Wielands gesis® CON connection cables already attached. The electrical contractor on site places a Wieland moulded 'T' piece onto the plug emerging from the Luxo luminaire and then supplies cable from the distribution board to the first luminaire on the circuit and wires on a gesis® GST flat 3 pole female connector. This is then plugged into the first 'T' piece in the circuit, where an extension cable joins each luminaire on the circuit.
Waitrose has seen rapid expansion over the last couple of years bringing the total number of Waitrose shops nationwide to 179. Waitrose utilises Luxo Luminaires in all refurbishments to provide balanced light over the merchandise and pools of light to create atmosphere in display areas when required.


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Comments (3)
Amaizing very pretty!
it was an 11x15 sheet cake...I cut maybe 2/3's of it off for the tub, and carved the corner. I had planned to use the for the babies heads, but that didn't work...so they are Rice Krispy treats covered in BC. The feet of the tub is pure icing! Yummy!
I love this cake it is sooo cute! I'm going to make it for my Aunt's baby shower this weekend! Is that a single layer cake? :lol:


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Office Updates
In light of the COVID-19 restrictions, our physical office is temporarily closed but we are still OPEN!
All Bedel Financial staff are currently working from home and continue to be available for your calls, emails and virtual meetings.
For more information, please read the latest BLT Corner from our leadership team, then check out our latest coronavirus related AskBedel and Bedel Blog articles.
Important Financial Deadlines Impacted by Coronavirus
2020 Q1 and Q2 Estimated Quarterly Tax Deadline: July 15th, 2020
2019 IRA and Roth IRA Contribution Deadline: July 15th, 2020
2019 HSA Contribution Deadline: July 15th, 2020
2020 Required Minimum Distributions: Waived
Federal Student Loan Payments: deferred until December 31, 2020
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5 Tips for Giving the Perfect Thank You Gift
You're looking to show somebody your appreciation, but finding the perfect thank you gift can be tricky. These 5 tips will help you show someone how you really feel with a perfect gift.
1 – Make it unique
You want your gift to be as meaningful as the person's contribution. That means avoiding standard, impersonal gifts and going for something a bit more special.
If you're giving a physical gift, then it can be difficult to give something truly unique. That's why many people prefer to gift an experience, as every individual's experience is uniquely their own.
2 – Add a personal touch
When looking to show a deep emotion like gratitude, a generic, standard gift isn't going to have the desired effect. You'll want to personalise your gift with a heartfelt note and perhaps even an image that means something to both of you.
3 – Make it flexible
Flexible or open gifts are often more appreciated, as your recipient can enjoy it at their own convenience. Often you'll want to thank someone for their efforts, so naturally you should give a gift that's hassle free! You don't want to burden someone with a sense of obligation to use or redeem something, so make sure your gift can be enjoyed freely.
4 – Give them something surprising
When buying gifts, we want to avoid risky choices. But that can mean we stay within narrow boundaries and can give something underwhelming.
Nothing makes more impact than a surprise. Be creative while still being personal. What does this person want that they might not know they want yet?
5 – Give experiences, not things
A physical gift like flowers or a box of chocolate is nice, but the pleasure can be short-lived (perhaps you've experienced this yourself!). They leave no keepsake once used.
Experience gifts like this are becoming ever more popular, as happy memories might fade, but they'll never disappear. Instead of giving a bottle of wine, why not give a wine tasting, for example!
That's why our top tip is to give an experience. They'll keep the memories forever – so your thank you gift keeps on giving.
Have you considered a hotel gift card as your thank you gift?
With Hotel Gift, you can treat people to a refreshing hotel stay at any of 110,000 hotels worldwide. They can have a relaxing break, as well as enjoying an experience that they'll remember.
We think it's the best way to show someone some gratitude.
Why not send a personalised hotel gift card today?


text: Sarah Carlson The Red Willow Band Reunion Concert Comes To The Homestake By Chris Laughery • Jul 25, 2018 In The Moment ... July 25, 2018 Show 386 Hour 1 It's a one-time Black Hills concert experience. The Red Willow Band reconvenes to play at the Homestake Opera House in Lead. Sarah Carlson, Executive Director of the Historic Homestake Opera House, joined In The Moment with a preview in addition to Red Willow Band original members: Kenny Putnam and Chris Gage. The Red Willow Band Reunion Concert: Live at the Homestake is this Friday night at 7:30pm. A few tickets are still available. In The Moment ... Community Development With Hani Shafai By Chris Laughery • Aug 24, 2017 Lori Walsh In The Moment ... August 24, 2017 Show 163 Hour 2 What makes a city thrive in 2017? Hani Shafai is the president of Dream Design International. He joins us to talk about development in the private sector in Rapid City. It's a conversation about affordable housing, how a new generation lives and works, and overcoming hardship. Dr. Richard Holm is the Prairie Doc. See his program on SDPB-TV. Today we talk about eye health.


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Perfect for any self tan mistakes and to remove tanning lotion from fingers and hands, the St. Tropez Self Tan Remover works in an instant to remove unwanted spots or streaks. Don't worry if you don't notice it straight away, the remover will work on spots up to four hours after your application.
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Straya Mens Singlet (Black - Regular & Big Mens Sizes up to 6XL)
BigTees Australia
SKU: TT1788BKProcessing Time: Our orders are taking 0-2 days to process and ship out. All t-shirts are in stock in Sydney, NSW. Payment Methods: Afterpay, PayPal, Zippay, Applepay & Credit Card Payment available on all products in store.
Who doesn't love #Straya - it cuts to the very core of the Australian accent and we have it here in a sports style logo on a black colour men's fit singlet. A great alternative design for Australia Day or just wearing anytime. We carry the widest range of sizes from regular to big men's sizes up to 6XL!
Sizing Information: We offer Australian men's sizes including S, M, L, XL, 2XL, 3XL, 4XL, 5XL & 6XL. These are men's cut singlets, decorated in Sydney by BigTees Australia. The larger sizes come from a different manufacturer, so the cut and fit may vary from the display image.
Features of this Singlet
- 100% Cotton Mens Singlet
- Design on Front of Tank Top
- Transfer Printed Design
- Singlet Colour is Black
- Printed in Sydney by BigTees Australia


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- Olurotimi Adeola
- October 05, 2010
- 0 Comments
IBB, Abiola and the America connection
These questions were never meant to be asked, at least not by me. Over the years beclouded by the phrase "let bygone be bygone", Nigerians were subdue to make public these damning questions regarding the suspicious manner Bashorun MKO Abiola died. Perhaps after a long tragic battle for the actualisation of populist governance, those who should have asked these questions saw the need not to give the military further reasons to hold on to power. It was plainly a situation where silent is golden. Understanding the necessity of this silent in our national interest, Abiola's family seem to have faithfully accepted their fate; so do his diehard supporters. These questions too were buried in my heart; but with the emergence of IBB in our political space, is will be fatal not to ask them and demand for answers.
The annulment of the freest election ever in Nigeria by the then Military dictator, Ibrahim Badamasi Babangida has refused to die even with the passage of time. Babangida with all his flattery charms and sycophantic lieutenants have not been able to kill the infamy of that sadistic decision on the people of this country till date. Everywhere he go and whatever he seeks for, seems to remind him of his June 12, 1993 notoriety. Even his boldface apologies, only open more atrocious revelations of his personality and why Nigerians should not allow him go to his grave in peace.
The story goes thus; When the blood thirsty dictator, General Sani Abacha died, General Abdulsalam, the long standing friend of IBB succeeded him. Against military seniority, the then Lt. General Jerry Useni was edged out of the succession scheme, despite the fact that he was the most senior military officer after Abacha. In a matter of days, it became obvious that Abdulsalam's government was an extension of IBB's reign. Our saving grace was that Abdulsalam is a docile leader, who is afraid to push his luck too far. General Abdulsalam was in a hurry to leave power, but needed an anointed successor; someone the ŌĆśestablishment' will trust to cover their evil deeds and compensate the yorubas at least for a short period of time.
Chief Olusegun Obasanjo came into their picture. They remembered he was once used to subvert the wishes of the people, and he did so well then. He was their main man; he is the sadist spoiler and avowed enemy of the poor. In prison, they went for him; he was released and immediately granted presidential pardon. OBJ was flown in a presidential jet back to his farm in Otta and within forty eight hours, IBB visited him.
Meanwhile, Chief Abiola the political detainee, who was not convicted yet of any crime, was still kept in detention. Few days later, he died in a very suspicious manner. Abiola's police attach├® admitted before the Oputa commission investigating human right abuses that he was called to Aso Rock villa to see the then Chief of General Staff, Admiral Mike Akhigbe. And that minutes after he left for the villa, Abiola was given a cup of tea which culminated his life. This attach├® told the panel that he always taste whatever Abiola was offered first before the business mogul devour the remaining content, but on the day, Abiola died he was not there to taste the tea because he was far away in Aso rock villa for a meeting that never took place.
This tale open so many prying questions seeking answers. And the more one put the brain to task, the more it obvious the man was killed. Then the next set of questions are: Who are his killers? Why did they want him dead? What is America connection in all of this? And finally what did IBB told Obasanjo, and what were OBJ responses, when IBB visited him immediately he was released from prison? Remember Abiola was still alive then.
You don't need to be a detective to draw this logical deduction; if Abiola is alive, OBJ can never be the successor to General Abdulsalam. And don't forget the interest of this destructive military cabal of that time, must be actualised. Do I need to say more?
After Babangida's annulment of June 12, 1993 presidential election, a Abiola fight back presidency would have been IBB's waterloo. Abiola would have drown IBB in the world of business and power; to see him live, would have been IBB's eternal nightmare.
Also Chief Abiola wanted reparation paid to Africa for centuries of slavery against its people. Americans were vehemently opposed to it. Abiola's presidency would have led other African leaders in spearheading this demand to logical end. That's why I'm at a lost over the fact that he died in the midst of visiting American delegates.
A little over twelve years ago, Chief Moshood Abiola was forcefully evicted from this world by evil men and enemies of the common man. Killing the ŌĆśhopes 1993' that bind the masses of Nigeria together. Equally painful is the realisation that benefitting ŌĆśdemocratic' governments have not given him, his long overdue befitting monuments.
Instead of confining himself to a solitude of silence and regrets, which should have been his everlasting reward for the injuries he brought to the psyche of our people. The principal destructive character that annulled our peoples' hope in 1993, wants to come back and lord it over us again.
Questions raised over Bashorun Abiola's unconvincing natural death need answers. It will be our mortal fatality as a people if those who one way or the other aided it are allowed to return to power. Abiola must not die in vain, that is why the onus lies on us to tell IBB and his cohorts this simple sentence by our collective votes: "Another IBB's presidency, never again."
By Olurotimi Adeola


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Noel Emojis IMessage Sticker Pack is available now on the IOS App store. I have created 24 hand drawn stickers using my iPad pro and adobe draw. Why not send some Christmas cheer to your friends and family? Check out the link below which will take you right to Noel Emojis app store page. 🙂 If you are enjoying the stickers please kindly leave a review! Be sure to let me know which one is your favourite. 🙂
Hi everyone glad to see you! Hope you all have a wonderful holiday with your family! Noel Emojis consists of 24 stickers! Have fun sending them out to family and friends!


text: Whether it's realizing that you're at that time of the month when you cry at adverts on the television or if you get a parking ticket, or the rollercoasters of puberty, pregnancy and menopause, 99.9 per cent of women have felt a slave to their hormones at some point in their lives. It is crucial to understand the important part hormones play in both our reproductive and overall health and then realize how much we can do through nutrition and lifestyle to have a positive effect on our hormones. From boosting fertility to easing symptoms of PMS and menopause, "It Must Be My Hormones" offers practical guidance by two highly recognized experts.


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by Taylor Zenz, CSU Public Relations Intern
Do you or know of someone who deserves recognition for their student leadership and involvement on campus? We've got the perfect opportunity for you!
Every year, Student Activities seeks nominations for a number of Leadership Awards that are presented in April. The nomination process is now open. Not only can you nominate someone, but you can even nominate yourself.
In fact, half of the submissions received are self-nominations. Ashley Strom, assistant director of student activities, mentions that people should nominate themselves or others because it's a great opportunity to formally give (or gain) recognition for extraordinary work.
"Sure, we may give praise to each other in passing for a job well done, but public recognition can really encourage the heart for some people as well," she said.
The Student Activities Office will be accepting nominations from now until February 9. Sample nomination letters, applications, and a listing of all the award categories can be found at http://www.mnsu.edu/activities/leadershipawards/.


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Worship Matters Episode 16 - Strengthening the Black Church for the 21st Century
By Cynthia Wilson
In this week's episode of the Worship Matters podcast, Dr. Cynthia Wilson, executive director of the Worship Team of Discipleship Ministries, and Dr. Diana Sanchez-Bushong, director of Music Ministries, speak with Rev. Nathalie Nelson Parker, program coordinator for the National Network of Young Adults, a program of Strengthening the Black Church for the 21st Century (SBC21), a national plan of the United Methodist Church. SBC21 is dedicated to helping predominately black congregations become effective and fruitful in mission and ministry. This is done by offering specific services to collaborating churches based on needs identified by annual conference bishops, cabinets, local congregations, clergy, and laity.
"Worship Matters" is a podcast from the worship team of Discipleship Ministries, designed to deal with the intricacies of planning worship each week. Hosted by Dr. Cynthia Wilson, Executive Director of Worship Ministries and the Director of Liturgical Ministries; Dr. Diana Sanchez-Bushong, Director of Music Ministries; and Dr. Derek Weber, Director of Preaching Ministries, this podcast explores how to plan worship using the common lectionary while creating worship experiences and series that are engaging, relevant, and adaptable for any church setting.
Contact Us for Help
View staff by program area to ask for additional assistance.


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Preparation:premix phase A; dissolve B2 into B1 and then add B3. Homogenise phase B into phase A and then, under homogenisation, add VISCOLAM AT100P. If you want to reduce the translucent appearance of the emulsion add phase D, otherwise add phase E ingredients in the given order. Adjust pH with a Lactic Acid solution.
Notes:Appearance : viscous cream pH : approx 5.5 Viscosity (RVT Brookfield, 5 rpm, 25°C): 40000-50000mPas
While every effort has been made to reproduce these formulations correctly, the Publisher of this website cannot accept any liability for the information presented. All formulations are provided in good faith, but no warranty is given as to accuracy of information or results, or suitability for a particular use, nor is freedom from patent infringement to be inferred. Formulations are offered solely for consideration by the participating manufacturers. Continued use of this web site infers acceptance of this disclaimer.


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Short-video platform Douyin, the Chinese version of TikTok, says it created 36 million jobs domestically over the year-long period from last August in the video and live-streaming sector – one of the few areas where employment is flourishing in the nation's challenging post-coronavirus labour market.
Among that total, about 20 million are individual content creators and live-streaming hosts, while 8.6 million came from their team members. The rest were from Douyin's corporate accounts and multichannel networks that help manage and market multiple accounts, according to a report published on Wednesday by the company in partnership with Renmin University.
The report, the first of its kind from a short-video platform, shed some light on the country's rapidly expanding live-streaming industry that has seen much stronger demand for new hires this year after the pandemic hurt both


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You are more powerful than you realize. By changing the ways you interact with your world, you could drastically improve your relationships, career and/or wealth. My personal coaching can help you do just that.Learn More
Sign up for weekly tips that will empower you to get closer to your dreams, passions and life purpose!
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There's a secret that real writers know that wannabe writers don't, and the secret is this: It's not the writing part that's hard. What's hard is sitting down to write….
If you're like me, one of your biggest challenges (which has gotten even worse with the ability for anyone to text you or email you any time of day) is…
If you were born a long time ago, so your parents lived in or grew up in the 1970's, you may recall a self-help trend that involved a pendulum of…
I recently read a fantastic book called "The Billion Dollar Secret" which shows there's a gap between the way millionaires and billionaires operate…


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Washington Post
There will be blood. I know it. And not only because I was almost hit by a car Monday while chasing a little, purple Rattata (stupid also because it was a Combat Power 10 weakling — pffft). Pokémon Go — an augmented reality game that uses your …
Pokémon Go is a barren wasteland if you live in the countryPolygon
Like it or not, we are part of the Pokémon Go worldUSA TODAY
Well | Pokémon Has Kids on the Move — and on Their PhonesNew York Times (blog)
TIME -Heavy.com -Lifehacker -wtvr.com
all 255 news articles …read more
My sons think they can beat me at Pokémon Go. I laughed. – Washington Post
Washington Post


text: Hello all, My game had been crashing to the desktop or a fatal crash (reboots automagically - not even a BSOD) before the escalation update. Finally got tired of getting about 10 minutes of play before a crash and pulled the plug on my PC and sat out of the game for a good while - x months?. Came back after the escalation update and found it was still the same deal... I tried new graphics drivers throughout dealing with the crashing issues, both hotfix drivers and rolling back to older ones and it didn't seem to help. The latest hotfix driver (451.85) may have helped slightly, but still crashed pretty much as often and robbed a few precious FPS. I found that playing on a different server seemed to help, I could get maybe half an hour - up to an hour - between crashes if I played on Connery which is further away from me than Emerald, my "local" server. I thought that was pretty strange and had me wondering if it was an ethernet issue with my machine or something along those lines. So that kind of sent me down the wrong path of something server/ethernet, power supply or memory related - but those were dead ends. FINALLY - I disabled Nvidia "Share", "Shadow Play or "Instant Replay" - whatever they call it these days and it works!!! I should have started there probably, but since it works fine on everything else, even during benchmarking sessions, it just never occurred to me. So if you are crashing to your desktop at random, or worse, having a hard crash, try turning off Nvidia's included capture software. I still get the occasional video freeze, but it seems to be when server latency is high. Hopefully this helps you if you're running similar hardware. My current PC specs are: 3770K clocked at 4.6GHz Z77 chipset 32GB RAM GTX 1080Ti +200MHz clock / +500MHz memory Both CPU and GPU are water cooled and rarely run above 35C when benchmarking (cold down here in the basement lol) - both stay at ambient temps during gaming sessions. I still think this is a Planetside 2 / Nvidia driver issue due to the fact I can run extreme benchmark settings and still record with Shadowplay without issue. I benchmark religiously, almost obsessively, to make sure my overclocks are rock solid and do so after any hardware or software changes. So while I appreciate suggestions on backing off my clocks, I really don't believe that is the issue here - maybe with PS2, but the fact that everything else works and this game is the only thing causing me issues... I don't want to have to do that just to use shadowplay in game. If anyone has dealt with this problem and fixed it, please let me know what your solution was so that I may continue to use shadowplay (share, instant replay?). Thanks so much!