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S1726 GENERAL BILL/CS/1ST ENG by Criminal and Civil Justice Appropriations; Crist (Compare CS/H 7139, 2ND ENG/S 2600) Postadjudicatory and Pretrial Drug Court Programs [WPSC]; Specifies criteria that a court must consider before sentencing a person to a postadjudicatory treatment-based drug court program. Provides that a court may depart from a lowest permissible sentence if the defendant is amenable to a drug court program and is otherwise qualified. Authorizes a court to place certain nonviolent felony offenders into a pretrial substance abuse education and treatment intervention program, etc. EFFECTIVE DATE: 07/01/2009. 02/18/09 SENATE Filed 02/26/09 SENATE Referred to Criminal and Civil Justice Appropriations; Governmental Oversight and Accountability; Policy & Steering Committee on Ways and Means; Rules 03/03/09 SENATE Introduced, referred to Criminal and Civil Justice Appropriations; Governmental Oversight and Accountability; Policy & Steering Committee on Ways and Means; Rules -SJ 00103 03/27/09 SENATE On Committee agenda-- Criminal and Civil Justice Appropriations, 04/01/09, 9:00 am, 37-S 04/01/09 SENATE CS by Criminal and Civil Justice Appropriations; YEAS 4 NAYS 0 -SJ 00292; CS read 1st time on 04/02/09 -SJ 00298 04/02/09 SENATE Pending reference review under Rule 4.7(2) - (Committee Substitute) 04/03/09 SENATE Original reference(s) removed: Governmental Oversight and Accountability; Rules; Now in Policy & Steering Committee on Ways and Means -SJ 00326; On Committee agenda-- Policy & Steering Committee on Ways and Means, 04/07/09, 1:30 pm, 412-K 04/07/09 SENATE Favorable by- Policy & Steering Committee on Ways and Means; YEAS 20 NAYS 0 -SJ 00338 04/09/09 SENATE Placed on Calendar, on 2nd reading -SJ 00338 04/16/09 SENATE Placed on Special Order Calendar; Read 2nd time -SJ 00376; Read 3rd time -SJ 00376; CS passed; YEAS 36 NAYS 0 -SJ 00376; Immediately certified -SJ 00376; Requests House concur or failing to concur appoint conference cmte -SJ 00392 04/16/09 HOUSE In Messages 04/17/09 HOUSE Received, referred to Calendar -HJ 00461; Read 2nd time -HJ 00568; Amendment(s) adopted -HJ 00568; Read 3rd time -HJ 00568; CS passed as amended; YEAS 118 NAYS 0 -HJ 00568; Immediately certified -HJ 00569; Requests Senate concur or failing to concur appoint conference cmte -HJ 00569 04/17/09 SENATE In returning messages; Conference Committee appointed: Senators Alexander, Chair; Deutch, Vice Chair; Haridopolos, Altman, Lawson, At Large; Criminal & Civil Justice: Crist, Chair; Jones, Joyner, Villalobos, Wilson; Education Pre-K-12: Wise, Chair; Bullard, Detert, Garcia, Richter, Siplin; Finance & Tax: Altman, Chair; Bennett, Justice, Pruitt, Ring; General Government: Baker, Chair; Aronberg, Dean, Lawson, Oelrich; Health & Human Services: Peaden, Chair; Gaetz, Haridopolos, Rich, Sobel; Higher Education: Lynn, Chair; Constantine, Deutch, Gelber, King; Trans & Econ Development: Fasano, Chair; Diaz de la Portilla, Dockery, Gardiner, Hill, Smith, Storms -SJ 00469 04/17/09 HOUSE Conference Committee appointed Rivera, Llorente, Bogdanoff, Cannon, Galvano, Hasner, Lopez-Cantera, Reagan, Fitzgerald, Saunders, Skidmore, Adams, Thompson, N., Rouson, Eisnaugle, Planas, Snyder, Soto, Taylor, P., Hays, Hooper, Braynon, Ford, McBurney, Nelson, Schultz, Williams, A., Ambler, Patronis, Brandenburg, Frishe, Grimsley, Homan, Jones, Kreegel, Renuart, Domino, Anderson, Schwartz, Hudson, Nehr, Pafford, Zapata, Holder, Roberson, Y., Roberson, K., Van Zant, Rader, Rogers, Poppell, Williams, T., Boyd, Bembry, Crisafulli, Fetterman, Mayfield, Plakon, Troutman, Flores, Legg, Kiar, Adkins, Bullard, Coley, Clarke-Reed, Culp, Fresen, Stargel, Weinstein, Proctor, Precourt, Heller, Burgin,; Dorworth, O'Toole, Patterson, Reed, Taylor, D., Weatherford, McKeel, Brise, Kelly, Thompson, G., Tobia, Glorioso, Evers, Gibbons, Aubuchon, Bovo, Carroll, Drake, Gibson, Horner, Hukill, Long, Murzin, Ray, Sachs, Schenck, Steinberg, Thurston -HJ 00569 05/08/09 SENATE Conference Committee Report received -SJ 01450; Conference Committee Report adopted -SJ 01453; Passed as amended by Conference Committee Report (155316); YEAS 40 NAYS 0 -SJ 01453 05/08/09 HOUSE In returning messages; Conference Committee Report considered -HJ 01616; Conference Committee Report adopted -HJ 01617; Passed as amended by Conference Committee Report; YEAS 118 NAYS 0 -HJ 01620 05/08/09 SENATE Ordered engrossed, then enrolled -SJ 01494 05/15/09 Signed by Officers and presented to Governor 05/27/09 Approved by Governor; Chapter No. 2009-64; See also SB 2600 (Ch. 2009-81) In addition to the above Bill History information, the Division of Legislative
Information publishes a brief Bill Summary (PDF) for the Senate bill AS ORIGINALLY FILED.
Check the Bill Analyses section below for detailed analyses, if available, prepared by the
Senate's professional committee staff.
0397.334 0921.0026 0948.01 0948.06 0948.08 0948.16 0948.20 0985.345


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There is a lot of information and activities designed to increase awareness and understanding of mental health issues and to reduce the stigma that often goes along with it.
What about the mental health of families that have a child with a disability?
According to the World Health Organization (WHO), mental health is defined as "a state of well-being in which every individual realizes his or her own potential, can cope with the normal stresses of life, can work productively and fruitfully, and is able to make a contribution to her or his community.
Your mental health is affected by numerous factors from your daily life, including the stress of balancing work with your health and relationships. " (Canadian Mental Health Association)
While most parents will say that their child has brought tremendous joy to their lives, it is no secret that the responsibility of having a child with a disability is way beyond the normal stresses of everyday life.
Over the years, I have had the privilege of speaking to many parents. Overwhelmed, exhausted, isolated, afraid, anxious, worried, sad, stressed, upset, angry, frustrated, drained, weakened and shattered are but a few emotions that parents say the experience each and every day.
There are options which provide families with a short break such home support and respite programs however the funding for these programs is relatively minimal compared to the number of hours that parents devote to the care of their child.
Lack of sleep, frequent visits to the doctor or hospital, interrupted careers, strained relationships, dropped friendships, and financial pressure are all examples of the constant and non-stop stress that a family goes through.
Not to mention the attitudinal barriers that families encounter in places at school, the playground, the hospital, the restaurant, the sports team and the list goes on.
Furthermore, parents are not very good at asking for help. In her book, Daring Greatly, Dr. Brené Brown states that "going it alone is a value we hold in high esteem in our culture." She also states that "For some reason we attach judgment to receiving help." I know that my husband and I were reluctant to receive help when it was initially offered and yet looking back, there was absolutely no way we could have done it without the support from our family, friends and funded assistance.
We are informed about the destructive effects on our health from sleep deprivation, chronic stress and secondary traumatic stress disorder as it relates to people on shift work and professional caregivers however we do not ever hear about the devastating effects on families that have a child with a disability.
The Mayo Clinic explains that the long-term effects of chronic stress can disrupt almost all your body's processes. This increases the risk of many health problems, including, anxiety, depression, digestive problems, headaches, heart disease, sleep problems, weight gain and memory and concentration impairment.
What can be done to preserve the mental health of families that have a child with a …

subset: commoncrawl


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Five Star Carpet Cleaning & Restoration in Gilbert, AZ
How to Remove Pet Stains and Odors
You know how it can be when your pet uses your carpet to relieve himself. You just know that you'll never be able to get rid of the stain or the smell. And even if you do get it all cleaned-up, you worry that your pet has developed a bad habit that will be impossible to break. Don't worry—we can help you solve this problem.
The Plan of Action
First, determine which areas have been used as a "bathroom". Then clean those areas completely. As long as your pet can smell their scent in that area, they will continue to return to it. Even if you can't smell traces of urine, your pet can, so you must be sure to completely neutralize that odor.
Once it's clean, make the accident zone unattractive and/or unavailable to your pet and the make appropriate "bathroom" area more attractive and available. Have your pet checked out by a veterinarian to rule out any medical causes for the accident. Then, use positive reinforcement to re-train your pet to use the proper bathroom area.
How to find the affected area
In some cases the accident zone will be hard to locate. Use your nose to sniff it out. You might want to use a black light (which you can purchase at a home-supply store) to find old stains. Make the room as dark as possible and then use the black light to identify the affected areas and mark with painters tape.
How to clean fresh stains:
- Soak up as much of the urine as possible with paper towels. The more urine you can remove from the carpet before it dries, the easier it will be to remove the odor. Place a thick layer of paper towels on the wet spot, and cover that with a thick towel. Stand on this for about a minute. Remove the towel, and repeat the process until the area is barely damp.
- If possible, put the urine-soaked paper towels in the right "bathroom area". This will help remind your pet that eliminating isn't a bad behavior as long as it's done in the right place.
- Rinse the "accident zone" thoroughly with clean, cool water. After rinsing, remove as much of the water as possible with paper towels or by using a shop vac.
For stains that have already dried:
- Use a shop vac to remove all traces of urine in the carpeting. Repeatedly rinse the stained area with plain lukewarm water and vacuum out with a shop vac.
- Use a high-quality pet odor neutralizer once the area is really clean. Be sure to read and follow all of the directions.
- Avoid using strong smelling cleaning chemicals, especially ammonia or vinegar. From your pet's perspective, these don't effectively eliminate the urine odor.
For more information or for help with Carpet Cleaning: How To Remove Pet Stains and Odors in Gilbert, AZ please contact us at 480-450-5871.


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STEM and Blossoms| October 30, 2019
Judy Lebovits's STEM initiatives inspire students to innovate and invent
It's May 19, 2019, and some 1,400 students from over 40 Jewish schools are gathered in the atrium at Bell Works Holmdel in New Jersey. The crowd is a study in achdus: Bais Yaakov students in their uniforms sit near girls from day schools, boys with black yarmulkes and suits mix with boys with crocheted yarmulkes and jeans.
These students have come to present their technology and engineering projects at the annual CIJE Innovation Day. All of them have worked very hard to produce a new, viable product to benefit society. Every last one of them sits in rapt attention as an announcer mounts the stage, booming, "Ladies and gentleman! Welcome to CIJE Innovation Day 2019!" A roar of applause rises in response.
It isn't long before participants are strolling among hundreds of booths displaying the results. One team of girls has produced a teddy bear for children with anxiety, insomnia, and joint and muscle pain. The cuddly bear is loaded with software that has a heating component, a heart simulation component, and a voice recording component to soothe the children.
"It took us months and months of calculations and coding and trial and error to figure out how to build our bear," a team member relates. Another team has devised a system to detect where a fire is occurring in a school, and direct people to the safest exit. "It can be expanded to deal with emergencies like a bomb or active shooters," explains one of the inventors.
The kids are justifiably proud of their inventions, but no one is prouder or more enthusiastic than Judy Lebovits, the exuberant vice president of the Center for Initiatives in Jewish Education (CIJE). Her position there crowns over four decades of pursuing her professional passions: education and science. After two decades as principal at Yeshiva of Central Queens, she was wooed away by the Gruss Foundation to preside over the CIJE. Today, she effectively serves as a STEM principal for thousands of Jewish students across the US.
The Education of Judy Lebovits
Judy Lebovits, née Sayovitz, just became a great-grandmother, but you'd never know it meeting her. Dressed simply but stylishly, as befits the yeshivah principal she used to be, she's one of those people who are so engaging and energetic that she's youthful and vibrant regardless of what her birth certificate might say.
Judy's passion for her work draws from both personal interests and family inspiration: her parents a"h, both Holocaust survivors, prized education even though neither had been able to finish school. "My parents were from Romania; my father was from Oradea, and during the war he hid in the forest with the partisans helping forge papers for people. He and my mother, who was from Sighet, were already engaged when she was taken to Auschwitz."
Her mother joined a brother in the US in 1945. Her father was delayed due to political reasons, but when he returned to his hometown, he found telegrams that informed him of his kallah's whereabouts, and ultimately managed to rejoin her. By then, both were 30 years old.
"My parents viewed my brother and me as gifts from Hashem," Judy relates. "They never spoke about the war, as they didn't want to sadden us, but we heard them speak about it to others. At family gatherings the grown-ups would all be sitting around the table talking about the lagers."
Struggling in a new world, her parents had no way to maintain the chassidic affiliations of their youth, but their highest priorities were to remain frum and to allow their children the education they had been deprived of. Judy was sent to Bais Yaakov (Bais Miriam) in the Bronx for elementary school, then Central Yeshiva in Manhattan.
Her parents never pushed their children to excel, but both had a natural thirst for learning, absorbed their parents' value on education, and succeeded exceptionally well. "Both my parents were working full-time. My father owned a store that sold live chickens and my mother worked in a bakery," Judy says. "We used to bring them our report cards to sign, and they'd bring them to work to show them off. The cards would come back stained with chicken blood from my father's job and chocolate smears from my mother's!"
Her parents were models of hard work and resilience. Since they were unable to help with English homework, the children helped each other, with one notable exception: Judy's father assisted her with her seventh-grade science project, explaining the then-new concept of DNA.
"My father took an industrial-sized baking bowl and molded plaster around it. That made the inside of a cell," she recalls. "Then he took a piece of a Venetian blind and twisted it to make a double helix." Little did he know that one day his daughter would preside over thousands of science projects, warmed by his involvement.
Judy had always found science fascinating. She toyed briefly with the idea of going to medical school, but ultimately opted to become a science teacher. "I'd wanted to be a teacher since I was in kindergarten," she says. She enrolled in the City College of New York, simultaneously continuing her limudei kodesh studies.
During those years, she took a year abroad at Bar-Ilan University, where, she proudly reports, she studied biology in Hebrew. She continued on and obtained a master's in biology and education, and then earned a license in science education and school administration.
It's a credit to her talent and diligence that her first teaching job was at the prestigious Bronx High School of Science. "The kids were so smart," she recalls. "I learned more from them than I learned in school!"
After marrying a fellow child of survivors (her mother-in-law had once worked as a cook in Theresienstadt for Jewish prisoners; in a heartening reversal, she later worked as a cook in Stern College for Jewish students with bright futures), the young couple moving to Queens. Judy's husband is a psychologist specializing in pain management, and she began teaching at Yeshiva of Central Queens (YCQ).
Judy spent a few years at YCQ, then moved on to Hebrew Academy of the Five Towns and Rockaway (HAFTR), all the while raising her three children. After a few years at HAFTR, she was persuaded by Rabbi Aaron Brander to return to YCQ, where she was appointed English principal. "Rabbi Brander was a true mentor during those years," she says.
She'd remain there as principal for the next two decades. She loved the students, and she loved the job. She always believed every child could succeed. Students would later tell her, "You gave us all a chance." During her tenure, YCQ won a National Blue Ribbon award for excellence from the US Department of Education.
An Offer She Couldn't Refuse
In 2001, the Gruss Foundation, which provides millions of dollars in annual funding to yeshivos and day schools, began an initiative to improve secular studies education for some 20,000 students in the New York area. By 2004, the Foundation had consolidated its various programs into a division entitled the CIJE, beginning the STEM program. Jason Cury and Joel Beritz, the president and vice president of the Foundation, offered Judy a position as vice president of the CIJE.
Initially, she said no; she was very happy where she was. "In those days, we still thought STEM referred to a piece of a tree!" she jokes. But they kept asking, and finally she decided this would allow her the chance to serve an even wider swath of Jewish students while pursuing her long-standing love of science. "But I kept coming back to YCQ to visit," she admits. "I missed everyone."
The CIJE provided computer labs and lab managers, educational liaisons, SMART boards, and educational software for schools. After their programs had been running for a few years in middle schools, high school principals began approaching the CIJE asking for a high school version.
"At the time, there was nothing like it in the US," Judy says. "There were just a few woodworking or robotics programs." After researching, she discovered that in Israel, an Israel Sci-Tech Network of schools already existed, which trained kids in tech and then funneled them into the army and commercial applications like WAZE.
The CIJE paid teachers from that network to come train American teachers, and bought a license for their program, which introduced technology and engineering into high school classrooms. The CIJE even adapted the program for American schools. The programs were expanded to include grades 6–12 and incorporate creativity, hands-on learning, and entrepreneurship.
"The CIJE was one of the first educational organizations to understand that science was largely being taught wrong," says Bracha Erblich, chair of the Science Department at Bruriah High School in New Jersey. "Children weren't being given the opportunity to explore science. The CIJE approach makes them part of the discovery process."
Mrs. Afsoun Louiazadeh Kohanshi, a middle school science teacher at the Tashbar Sephardic Yeshiva Ketana in Los Angeles, believes the CIJE programs promote critical thinking and a search for solutions. Her classes have done projects from the CIJE handbooks like designing circuits for model car races, creating models of human lungs with soda bottles, and using red cabbages to learn about testing for pH.
"This generation, especially my younger students, has a very short attention span. They don't have patience for lectures, no matter how interesting," she says. "But when they work with their hands, they're engaged and interested, and I can talk and teach as they work. When they learn through projects, the material stays in their minds longer."
Mother of Invention
One of the CIJE's major initiatives involves having kids work on a capstone project, charged with developing an innovation that could benefit society. They're organized in groups of three, with teams put together by the teachers, with an eye to combining complementary skill sets. As opposed to classroom teaching, this experience is completely hands-on, with the emphasis on developing skills rather than memorizing facts.
Each team is given a fully loaded laptop computer and the necessary equipment for the course. In schools that don't allow Internet access, teachers do the research themselves and load the curated content onto a USB plug for the students to use.
The teams also receive a debit card worth $75 to purchase materials for their project, and are encouraged to use their entrepreneurial skills to approach companies for supplies.
"It's amazing what ideas they come up with!" Judy says. "One child, for example, had a grandparent with Parkinson's. He developed a special spoon for him that would keep his food from falling off the spoon despite the tremors.
"Another group of girls decided to solve the issue of sore feet for women who wear high heels. They developed a system to detect stresses on the feet and trigger a built-in massage. Then there was a kid who always turned off his alarm in the morning, so he and his team developed a mat with an alarm that he'd actually have to get out of bed and step on to turn it off."
Judy admits that sometimes she herself doesn't understand the engineering behind the more sophisticated projects, but she's all the more proud of them for it.
Often the projects require learning some coding as well as science and engineering basics. Just as importantly, the kids learn to work in a team, to learn from their failures as well as their successes, and to keep trying when things don't succeed right off the bat. In some classes, there are even units on entrepreneurship, teaching the basics of how to get a product to the market and pitch it.
The teams participate in the annual Innovation Day, where prizes are awarded for the best inventions. In addition to this, the CIJE hosts annual robotics competitions and hackathons, where prizes are also awarded. This past year, the robotics competition was won by the Bais Yaakov of Baltimore team.
The CIJE also takes students on an inspiring annual "Journey to the Startup Nation," for a nine-day tour (partly funded by parents). They visit start-ups and innovators like Soda Stream and Mobileye; the Technion and the Rambam Underground Hospital (the hospital's garage can be converted to a hospital in the event the main building is bombed or unusable). They tour the Peres Innovation Center, the building adorned with Shimon Peres's motto: "Dream big, work hard, be a good person, surround yourself with good people, and you're destined to succeed."
"The Israel trips were Judy's brainchild," Bracha Erblich says. "Some of the kids said they learned more in those nine days than in four years of high school. It even inspired a few of my students to make aliyah or go into business."
"As a result of those trips, we currently have 12 students studying in Israel for their college education," Judy says. "But we're not necessarily pushing college. We're trying to present STEM fields as a vocation. In Lakewood, for example, there are plenty of places now to go to learn software design and app design."
The CIJE has also brought large groups of girls to the Cornell Tech facility on Roosevelt Island and to Google headquarters in New York, where the modestly clad teens impress their hosts with their enthusiasm and astute questions. "We found six frum women to host the girls when they toured Google," Judy says. "When the girls came away, they said, 'Hurray! We can go into fields that aren't PT, OT, or speech therapy!' The trip showed them such a wide range of other options."
Mrs. Erblich concurs: "STEM professions make better pay, don't require a master's degree, are engaging, and allow a lot of flexibility for working remotely from home or even making aliyah. At Bruriah we used to get maybe one student a year going into computing or engineering; today the number is closer to ten."
Full disclosure: One of my own daughters benefited from the CIJE's terrific Excellence 2000 (E2K) programs of supplementary science and math education for middle school girls, and subsequently chose a tech career.
One of Judy's students, Amalya Tolchin, isn't sure if she'll go into engineering, but says her CIJE project — developing sensors to keep watch on elderly people who wish to continue living independently — changed her view of engineering.
"I wasn't so interested in science before, and wasn't a math person, so I thought engineering wasn't for me," she says. "But the CIJE showed me the creative side of engineering, and allowed me to find myself in science. I got real-life experience working in a team, and it's developing my problem-solving skills, which will carry me in any field I go into."
As for the Israel trip, she raves: "It was incredible! We saw industry professionals in their fields, and spent time with other people who are passionate about their work."
The CIJE's STEM initiatives aim to touch students at all levels, including a few classes of children with learning disabilities. Judy recently visited a classroom where one 15-year-old boy greeted her with a tape measure around his neck and a pencil behind his ear, eager to show her the bridge he was building out of popsicle sticks.
"How do you know it's strong enough?" she asked. He ran to get his collection of Matchbox cars, and proudly showed her it could support them. Then he showed her how he'd measured his bridge to make sure it could accommodate two lanes of cars. "Sometimes I go to my car after these visits and just cry from the nachas," Judy says.
She maintains that the CIJE programs change the entire culture of a school. "The teachers learn new ways of teaching, and the kids receive preparation for life's challenges," she says. "It helps some kids stay in yeshivah, and we've even drawn in some kids who were formerly in public schools, because their old schools didn't have STEM programs!"
Bracha Erblich is awed by Judy's accomplishments. "When I began working with the CIJE seven or eight years ago, they had maybe seven CIJE tech schools," she says. "Now there are 220, and Judy has worked miracles." The range of Jewish schools participating in now ranges from chassidic to modern, and the program reaches about 25,000 students.
Further credit for the CIJE's success goes to its very dedicated, hardworking mentors who give tech advice to the students. There are currently 11 full-time mentors servicing close to 200 schools in 18 states. They travel to schools daily, visit the classes, and work with the teachers to help the students with their projects.
"It's not easy to find the right people," Judy says, "and it's not a nine-to-five job. But they're so inspired! They set up their own WhatsApp chat and Zoom meetings, they're constantly sharing new ideas, innovations, and discussing problems and accomplishments."
Last June, CIJE mentors ran a three-day training program for 150 teachers in Fort Lee, NJ. The CIJE paid for their travel and lodging, and they learned a tremendous amount of new techniques and material. Afsoun Kohanshi attended the program last year and came away inspired. "I met science teachers from all over, from all backgrounds, and we shared ideas for projects and how to get the kids excited," she says.
"We're so supportive of teachers," Judy says. "It was such a kiddush Hashem to see such a very diverse group of people gathered together. And there's no competition: We all share a common goal, which is to help our children be successful while staying solidly within the Jewish world.
"That was always my parents' goal — that my brother and I should be successful in the world, while remaining solidly attached to Yiddishkeit. They wanted us to serve the world and serve Hashem simultaneously, and make a kiddush Hashem." Judy is clearly continuing to carry that torch.
(Originally featured in Family First, Issue 665)
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How many of you parents out there have been struggling with trying to find organic gently bubble bath and body wash for your little ones? Well, now you don't have to because I have found the perfect organic bubble bath and body wash product for your little ones and it comes from a company called, "Kiss My Face", which is a company who specializes in making organic and all natural bath and body products for all ages. This organic bubble bath and body wash from Kiss My Face is called, "Kiss My Face Orange U Smart Bubble Wash".
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Kiss My Face Orange U Smart Bubble Wash cost around nine dollars, but it comes in a large 12 ounce fun decorate orange bottle that should last you a couple of months. You can purchase this awesome bubble wash off of the Kiss My Face online store if you want to or off the websites I have attached to this article. I hope this product makes your child's bubble bath and shower a whole lot gentler and safer.


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Ashley & Olivia
Partying it up at a summer camp in the gorgeous Northern California redwoods, was a truly phenomenal 4 day experience for Ashley & Olivia.Read More
Partying it up at a summer camp in the gorgeous Northern California redwoods, was a truly phenomenal 4 day experience for Ashley & Olivia.Read More
Chantelle & Chelsea met at a tattoo studio, but wouldn't start dating for a number of years. They celebrated their wedding with their 8-year-old daughter by their side.Read More
Because their families live around Australia, and in the USA respectively, Gwen and began decided on a romantic elopement in Byron Bay, where their love story started.Read More
After a 4+ year engagement, Felicity and Renee decided that an elopement to Fitzroy Gardens in Melbourne was the perfect wedding for them.Read More
With unaccepting family members, Cassidy and Chelsea decided that an intimate wedding with just 30 guests would suit them and their wedding vision perfectly.Read More
Emily & Riley married on their very own farm, surrounded by their favorite people, tipis and a whole lot of fun and love – wedfest style.Read More
Amber and Katie decided on a first look, mostly so they didn't need to leave after the ceremony for photos and acknowledged those they love that have passed.Read More
Olivia and Sara's original wedding plans were impacted by COVID-19, but it didn't make it any less special. They hiked, had champagne and improvised on the day.Read More
Carolyn & Mia married in Boston, but incorporated many Chinese traditional wedding elements into both their legal wedding and wedding celebration.Read More
These two lovers chose to have an intimate ceremony, just them and their wedding vendors, a week before the celebration with family and friends.Read More
These two lovers share a beautiful outdoor wedding ceremony in Victoria Park, Brisbane and followed it up with a reception party to remember!Read More
Their proposal happened over a morning coffee, when Petra forgot any plans burst into tears and popped the question, of course, Katka said yes.Read More
These lovers are from Texas, and had never seen the beach until the day of their elopement – leaving all the details up to their photographer.Read More
Sarah & Stacey wanted to create a backyard DIY wedding that had a homely feel – one that would feel like a giant get-together to celebrate their love.Read More
These two lovers shared a Christian wedding ceremony that celebrated their love for one another and their love for the outdoors, committing to a wedding outside even with rain.Read More
After a two-year engagement, these two lovers decided to elope amongst the Bryce Canyons, and even had their daughter with them, even if she was the size of a grape!Read More


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Monomotapa coach Biggie Zuze has demanded consistency from his players as they travel to Bulawayo for a Castle Lager Premier Soccer League date with How Mine.
Tag Archives | Castle Lager Premier Soccer League
PSL must ban unruly elements
The Commercial Arbitration Centre on Friday upheld the Zimbabwe Football Association (Zifa) Appeals Committee's decision to maintain a disputed 4-2 Castle Lager Premier Soccer League (PSL) result between Dynamos and […]
Who is the Soccer Star of the Year?
The 2012 Castle Lager Premier Soccer League season is approaching the finishing line and focus has shifted to the selection of the 11 players that illuminated the local premiership.
It's DeMbare vs Bosso
DYNAMOS and Highlanders enter the home stretch of a fierce Premier Soccer League title race when they collide in a potential title decider at Rufaro this afternoon.
Mighty Bulls dent Blue Rangers survival hopes
Motor Action turned on the style in the second half to beat hapless Blue Rangers 5-0 in a one-sided Castle Lager Premier Soccer League match at Gwanzura yesterday.
Monoz beat Mambas to move third
Monomotapa reasserted their top-three finish expectations after staging another comeback to dispatch Black Mambas in a Castle Lager Premier Soccer League match at Rufaro yesterday.


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Dordt def. Jamestown 77-58
The Dordt Defender women's basketball team used a 16-0 run to end the first half to defeat Jamestown 77-58 in a game played in North Dakota on Wednesday night.
The Defenders built a six point lead at the end of the first quarter using a pair of Erika Feenstra baskets to take a 20-14 lead.
The hosts fought back to tie the game at 22 and 25 in the very physical game with the tie coming at the 5:16 mark as Dordt actually trailed by two 25-23 but Bailey Beckman made a pair of free throws to ti the game and ignite a 16 point run to end the half.
Dordt quickly added to the lead with Ebby Prewitt knocking down a three-point basket to open the half and Rachel Evavold added a bucket for a 25-44 lead. Dordt's lead eventually grew to 27 in the second half before the Defenders settled for the 19 point win.
Dordt limited Jamestown to 21-61 field goal shooting and just 5-28 three-point success.
Dordt was 27-53 from the field and converted 6-14 three-point shots and 17-23 free throws.
Dordt was led by Erika Feenstra's 17 points and she also nabbed eight rebounds with two assists.
Rachel Evavold had 13 points and four rebounds with a game high seven assists.
Karly Gustafson came off the bench to score 11 for Dordt and had eight rebounds with two steals. Bailey Beckman added nine and Kenzie Cunard scored eight.
Jamestown was led by Emma Stoehr with 14 points.
Dordt is now 11-1 overall and 4-1 in the conference.
Jamestown is 2-3 in the league and 6-4 overall.
Dordt will host Midland on Saturday at 2:00 in GPAC play.


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SerpentrogueMay 19, 2012
Thank you so much for your comment!!! I am so glad that you like it!
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Hi! Sorry for the late reply. Thank you for your nice comment on my bird bath. I'm very happy you like it.
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Ciao Corylea, I do not know what happened with my creation (The Stone) , but I think it's a problem with the site
you can download it from there...see you
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James E. Cheek, who served as Howard University's president for 20 years oversaw major expansions at the University, has passed away at the age of 77.
Ron Harris who is the University spokesman says Cheek died this past Friday at a hospital in Greensboro, N.C. Cheek died after a being ill for a long period of time.
Cheek was Howard's president from 1968 to 1989. During that time period, he was the recipient of the Presidential Medal of Freedom in 1983.
Sidney Ribeau who is the current Howard University President issued a statement saying Cheek's vision and passion for the historically black college led to bold progress and increased federal support for the school.
Before moving to Washington, Cheek served as president of Shaw University. He was named to that position at the age of 30.
Cheek is survived by his wife, Celestine, two children and four grandchildren.


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Our world is changing rapidly. Many services become closer to us through the Internet and mobile applications. American company Uber has created a program that allows you to search, call and pay for the services of private drivers. Now this application works in many cities around the world.
The customer gets the opportunity to reserve his car online, and then to follow the movement directly on the map. Payment is made using an attached bank card, part of the funds goes to the account of the developer company.
The idea of such a business appeared in 2008 in Travis Kalanik, who still could not catch a taxi in Paris. Today, the application has become so popular that the entire business of the company is estimated at $ 40 billion. Uber already comes to Russian cities.
True, the business model is not yet fully understood by many users, so the service is frankly afraid to use. But he proved his viability in many countries. Many people even if they heard about the Uber taxi, still believe in the many myths about this service.
Working on Uber drivers can be successful, earning in America up to 90 thousand dollars a year.
Even for America, this is a large figure of income. This myth began to spread itself Uber in May 2014, wishing to attract more independent contractors. They were promised the opportunity not only to make money, but also to change the whole world. In New York, independent drivers with their car promised a salary of 90 thousand dollars a year, and for San Francisco – up to 74 thousand. Licensed taxi drivers can count on earnings three times smaller. However drivers UberX (cars of an economy class) began to complain, that actually receive less even the established limit of the minimum payment. It is not clear how it is possible to increase the driver's earnings so sharply. And the promised sum is rather vague. It is not confirmed by any calculations or calculations, but simply figures, as a fact, in which one must be believed. In this case, we are talking about revenue, not net profit. That is, from this amount you still have to give part to the service itself, and considerable. It's unclear how many days or hours you have to work. If the driver will have to drive 100 hours a week to get this income, then this company does not paint. In addition, Uber often reduces its tariffs for some time. As a result, the driver can get an unexpectedly lower amount. This question interested the journalists who tried to find out the real income of the driver Uber. However, they prefer to hold back information about their earnings.
Uber partially pays drivers their costs.
Uber keeps low prices due to the fact that all costs are borne by the driver. As a result, he has to pay for the repair of the car, fill it, carry out maintenance, carry out insurance. Given that all contractors are, in fact, private entrepreneurs, they still have to pay taxes. If the tires explode in the usual taxi driver, the company will pay for repairs. Driver Uber will have to do repairs for their money.
The surge in Uber prices is associated with the desire to make additional money on customers.
The pricing policy of the company is quite flexible. Prices for taxis can increase during peak hours or on holidays. In theory, this is due to the increased demand for cars at this time, and the number of drivers remains the same or even decreases. But the impact on tariffs is determined by both the patented decision-making algorithm and the human collaborator. Sometimes the decision is against the company itself. For example, at the end of 2014, in the heart of Sydney, the terrorist seized hostages, and Uber immediately increased tariffs four times for those wishing to leave the area. The company claims that the tariff hike really does happen. But this is done to encourage drivers to work actively at such intervals and to take more orders. Usually independent taxi drivers go home before the bars are closed.And to keep the opportunity to provide customers with machines, Uber offers its contractors more money. Basically it works, but not always. You can recall the same Sydney or New Year's Eve 2012 with a 6-fold increase in prices. For ordinary people, this looks ridiculously expensive, it seems that the company is manipulating prices. In most US states, this method is considered illegal.
Every Uber driver is insured for 1 million dollars.
This is indeed done, but for the purposes of secondary politics. The main responsibility lies with the driver. And the insurance is valid only in a situation where there is a passenger in the car. At the moment when the car is going to order or just circling in anticipation, the driver is not protected by the company. Insurance for group trips is not quite obvious from a legal point of view. That's why many insurance companies are changing their policy towards Uber drivers. It is believed that they violate the conditions of use of the vehicle, which is intended for personal use. Secondary insurance for a million dollars can be paid in the event of an accident, however, the driver is likely to have to sue the insurance company for this.
Technically, Uber is illegal because it provides transportation services without a license.
Again, we will have to talk about a vague area from the point of view of law. Similarly, you can argue about medical marijuana, and about services to provide group trips. It is likely that this violates some local or state laws. The legality of UberX is a complex issue that does not have a simple answer depending on jurisdiction. But other services Uber, such as black limousines, are legal. The drivers have a license and taxes are paid to the state. In many states and countries, Uber was simply banned as soon as it was discovered. And South Korea directly accused the founders of the service in launching an illegal taxi service. As in everything related to Uber, the risk rests with drivers. The passenger can not be fined or removed from him more money, but some drivers were fined financially.
Drivers earn mainly on numerous short trains.
They refuse long routes that take a long time. In fact, the situation is just the opposite. Because of the prices and the Uber commission, it is better for the driver to get one long trip – to the airport or to the outskirts of the city, than a bunch of short ones, taking visitors to clubs. Service takes from each trip the dollar as a payment for the safety of driving and 20% of the remaining amount. A trip for $ 40 from the airport will bring the Uber dollar and 20% of the remaining 39, that is, $ 8.8. And the transportation of four visitors to the bar for $ 10 will bring the company a dollar from each trip and 20% of the remaining 9 dollars, that is, in the amount of 11.2 dollars. Drivers quickly master such mathematics and understand how much they really earn and what type of trips they benefit.
Uber drivers should not be trusted, because no one checks them.
The fact that Uber is a new, popular and famous phenomenon, attracts a lot of attention to it. Any crime committed by the driver of this service will immediately get into the news. So there is a myth that Uber – roulette, in which lawlessness reigns. Taking a mobile device to make an order, a person risks his life every time. In fact, this is not entirely true. Uber makes background checks of their drivers: did they have experience of drunken driving, violent crimes, sex crimes over the past seven years. But all these checks are carried out online, whereas the official taxi even takes fingerprints from employees to check. The same 7 years – the statute of limitations for applications for violation of carrying weapons or crimes on the roads. But in the official taxi this period is only 5 years. So the chance for a passenger to be a victim in this service is great.In fact, there is no official data on whether a normal taxi is more or less safe than Uber. But the moral fears of passengers regarding group trips are clear. A trip with a stranger in the car always requires caution, whether an online application or an official service is behind it.
The driver does not have to give a tip, he has no right to take them.
Since Uber appeared on the market relatively recently, the customs for it are all new. In the usual taxi, we usually leave a tip, but in this case, the money is withdrawn from the card without an additional fee. Uber intentionally accentuates customers with the slogan "There is no need to tip" and does not even offer in its application the option of monetary incentives for the driver. But the competitor, the Lyft company, has such an opportunity. But drivers Uber have nothing against cash and gladly take them. This is a private matter for every passenger. But it is worth remembering that the driver has to give a lot to the company for its services. Why not compensate him for at least part of these expenses, since you managed to save with the help of Uber.
The driver rating is unimportant. For drivers, the rating is very important.
In UberX, drivers are required to maintain an average score of at least 4.7 to be able to work on. A few bad reviews can end a career as a taxi driver in Uber. The passenger can not order the car again until he appreciates the previous driver. Yes, and the taxi driver himself also puts points to his passenger. If the client accumulates bad reviews, then he can be ignored in the future when calling a taxi. So, both sides have reasons to behave civilized during the trip.
Uber is the transportation of passengers.
At one time the service was launched with the slogan "Personal Driver for Everyone". Using the application in the smartphone, the client asks for a trip. It is chosen by the driver, and the navigation systems automatically calculate the distance and the fare. And then the application withdraws money from the card. As a result, everything happens faster than in public transport, it is more convenient than in a taxi. Uber convinces that it is also cheaper than using your own car. However, now the company sees itself not only as an intermediary in the organization of trips. Yes, and its investors believe the same. One of them, by the way, was Jeff Bezos, the founder of Amazon and the owner of The Washington Post. It is believed that the constructed complex system can allow to transport not only passengers, but also cargoes. And the company has already begun to experiment with this complex idea. The courier service in New York and trial deliveries in Washington were launched, offering such day-to-day things as tampons and toothpaste. The company plans to arrange transportation of not only people, but also in general things necessary for them – furniture, diapers, dog food. So Uber will leave from the image of a personal taxi alone. Such a long-term plan will compete with powerful rivals: UPS and Amazon. A clash with traditional taxi services will eventually look like a trifle. Uber hinted at his aspirations when he updated his slogan to: "Where the lifestyle meets with logistics."
Uber – service for the rich.
You could say that when the company just started. Luxury black cars were offered as an alternative to traditional taxis. However, since then Uber has put forward a number of services intended for a wide audience. For example, UberX, is the most democratic option. A trip is offered in the back seat of a private car of a stranger. And it can become even cheaper than in a conventional taxi. The company has launched a new service, UberPool, which will make travel even cheaper by transporting several strangers to each other in one car. In terms of demographics, Uber claims that it provides more reliable service to minorities and at the same time works in under-served areas that historically have been ignored by traditional taxi services.And user reviews confirm this. Uber comes to the orders to places where other carriers refuse to go. The passenger only needs a smartphone and a credit card.
Uber opposes the regulation of this market.
At the very beginning of the project's development, this was indeed the case. The company believed that excessive regulation of the market would strangle all innovations on it. She believed that the free market could solve the regulator's problems on its own. Consumer ratings would remove dangerous drivers, and flexible tariffs allow you to adjust the time of delivery of the machine. However, soon in this dispute there were questions without answers. They concerned, above all, the insurance protection of non-professional drivers UberX. In this case, the cars were used private, and background checks were carried out. In many markets, the UberX service, which allows almost any driver with a vehicle to become a taxi driver for a while, turned out to be illegal. That's why in some cities: Portland, Philadelphia, Brussels and New Delhi tried to sue Uber or even ban him. In such a situation of legal uncertainty, Uber admits that it will have to resort to regulation of the service. This is the price you will have to pay for your own survival. The company is all right with common sense, and it is trying to achieve those rules that will be beneficial to it. Not so long ago in Washington a law was signed that allows people to offer transportation for money in private cars. Under the new rules, companies, like Uber, are required to provide $ 1 million of insurance. And the data about the drivers and their vehicles should be checked. Uber happily responded to this experiment, touting it as a possible model for the rest of the country.
Only sexists work in Uber.
This is how criticism is sounded against the top managers of the company. Once in an interview with GQ magazine, Travis Kalanik unsuccessfully joked that he calls the company "Boob-er", (that is, "Sisechnaya"). This is not left without attention of women. Senior Vice President Emil Michael caused the worst PR scandal in the company for the whole time. He decided to fight critical journalists, allocating funds to publish compromising materials on them. The first victim chosen was Sarah Lacy, editor of PandoDaily, who accused Uber of sexism. The "brotherly" culture of Uber clearly does not keep up with the growth of the company as a major global service. Many women were annoyed by such antics, including Lacy. Due to the allegations of sexism, some have defiantly removed the Uber application on their phone. But the company's corporate culture does not necessarily extend to the drivers themselves. Their business model keeps away from itself at arm's length. And drivers are independent contractors. Often these are former taxi drivers, unemployed, half-day actors. It is not necessary for them to believe in the principles of Uber itself. These people just want to earn extra money with their car. And the drivers themselves criticize the service management for the constantly changing conditions of cooperation. And although the top of the company can really show sexism in relation to at least journalists, thousands of servicing drivers are absolutely adequate people.
There is nothing wrong with collecting customer data.
Every time a customer orders a trip to Uber, the company collects a certain amount of data: where to get the person, where it is going, at what time of the day it happens, how much the trip cost. All this information is a valuable asset of the service. This allows you to meet the requests of drivers in advance and manipulate tariffs during peak hours. By themselves, these data seem harmless, especially if the location of any person can already be tracked using his smartphone. But advocates of confidentiality say that the leakage of this information can have consequences. After analyzing the magazine, you can see many trips from one place. So Uber learns about the place of residence of the client.You can find out how often he appears in certain harsh places, whether he goes to a treatment or to a meeting of anonymous alcoholics. The company in its blog said that it tracks the night trips of its customers and predicts their return back in 5-6 hours during the so-called "trips of glory." This news caused a scandal. The recent antics and statements of the leadership raise questions whether it will be able to manage responsibly with the information that has fallen into their hands or, for the purposes of compromising material, will start using the personal data of its critics, as Emil Michael hinted. Defenders of privacy fear that information can fall into the hands of hackers. As the company expands, it will not only have to convince people to use such services, but also learn how to protect the customer data obtained during the work.


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Bhumi Pednekar Defends Her Casting For Bala By Saying She Also Did Dum Laga Ke Haisha. But You Can Change Weight, Not Colour!
You do realise it still doesn't make sense right?
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You may not realise all that can go wrong in your workplace or different ways you may get hurt. In fact, there are four unspoken hazards in particular that you should be aware of in case they're present in your workplace…
The more awareness you have about these matters, the more likely you'll be able to avoid any unfortunate circumstances or accidents. It's always a wise idea to proceed with caution at work and perform your job slowly and meticulously so that you can avoid getting hurt. Unsure of the optional hazards in your workplace? Take a look at the list below:
1. Chemicals
One unspoken hazard in the workplace is when you're exposed to chemicals such as liquids, gases and pesticides, to name a few. Being exposed to certain chemicals may cause skin irritation, breathing problems or even illness. It's extremely important to wear any protective safety gear your employer requires or recommends, so you can avoid any unpleasant side effects. Never risk not wearing it.
2. Slips, Trips & Falls
Another way you might become hurt in the workplace is from a slip, trip or fall. There may be a spill on the ground you're unaware of, an electrical cord that causes you to trip or it's possible you're required to work from heights and experience a fall. If you're the victim of such an incident in the workplace, you can consider filing a work accident compensation claim. You'll definitely want to hire an expert who knows the legal system and can help you get the compensation you deserve, so make sure not to suffer in silence.
3. Muscular & Eye Strain
Another unspoken hazard in the workplace is if you happen to experience muscular or eye strain or pain. This can be caused by working long hours in front of a computer, having to lift heavy objects continuously or whenever the working conditions put an extra strain on your body.
Be mindful that long-term exposure and repetitive actions that are harmful to your physical being
can cause lasting illness and discomfort.
4. Loud Noises
In addition, you should try to avoid constant exposure to loud noises if at all possible. This unspoken hazard is present in many workplaces where there are factories or warehouses and can even cause deafness or hearing problems. You may become accustomed to constant loud noises if you're used to it, but that doesn't make it right or mean that you won't be negatively impacted by these sounds over time.
These are just a few of the unspoken hazards in the workplace that you should be aware of. Know there are many others and that it's a wise idea always to put your health and safety first at work. The more educated you are about these kinds of vulnerabilities the more likely you'll be able to prevent accidents from occurring. Finally, don't be afraid to find the courage to file a claim if you feel you've been wrongfully injured at work.
Have you ever suffered a work related injury?


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Three Floor's Petal Pleaser Skirt gives a bohemian spin to the label's signature contemporary aesthetic. This languid skirt is crafted from abstract floral-print fabric with contrast panelling and a whimsical flared hemline. Balance the vibrant colour palette by pairing with a white blouse or opt for a bolder look with the label's coordinating top.
• We recommend purchasing your normal size – this design has a true fit
• Midi-length, designed to be worn at the waist
• Lightweight, non-stretchy fabric
• Model is 180cm/ 5'11", Bust 81cm, Waist 62cm, Hips 89cm and is wearing a UK size 8
• Tonal elasticated waistband
• Ruffle trim detail
• Contrasting panels
• Pull-on style
• 100% polyester
• Lining: 100% polyester
• Dry clean only
• Red; floral printProduct Code: 212703030
Launched in 2011, London based contemporary brand Three Floor creates diverse designs and unexpected detailing. From feminine silhouettes to dramatic styles, Three Floor produces an eclectic collection under the creative direction of Yvonne Hoang. Each piece is inspired and designed to impart an everlasting impression.
Free for orders above 100 BHD 6 BHD for orders below 100 BHD


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Polyurethane Foams - Worldwide Market Opportunities (2018-2026): By Type, Rigid PU Foam is Forecast to Exhibit the Fastest Growth - ResearchAndMarkets.com
The "Global Polyurethane Foams Market Size, Market Share, Application Analysis, Regional Outlook, Growth Trends, Key Players, Competitive Strategies and Forecasts, 2018 To 2026" report has been added to ResearchAndMarkets.com's offering.
The global Polyurethane Foams market was valued at US$ 55.85 Bn in 2017; expected to grow at the CAGR of 5.2% from 2018 to 2026.
Due to diverse applicability, polyurethane foams are witnessing huge demand from various end-use industries such as bedding & furniture, building & construction, electronics, automotive & transportation, footwear, packaging, and others (textiles, refrigeration, etc.).
Factors such as increasing demand from end-use industries owing to increased energy efficiency and reduced output weight coupled with rising middle class in the emerging markets supporting the growth of polyurethane foams across the globe.
Polyurethane foam types includes flexible PU foam, rigid PU foam, and spray PU foam are significantly penetrating their end-use industries market as each type have different characteristics as per manufacturing and are designed to suit their application requirement in the end products.
- In 2017, Flexible PU Foam accounted for the largest share, followed by rigid PU foam and spray PU foam. Rigid PU foam is forecast to exhibit the fastest growth during the forecast period.
- Building & Construction held the largest share of Polyurethane Foams market by end-use industry in 2017. Automotive & Transportation was the second largest end-use industry represented over 20% market share in 2017.
- Based on the geography, Asia-Pacific is the leading geography during 2017-2018 in terms of value and volume. North America closely follows Asia-Pacific region in terms of value and volume consumption.
Key Topics Covered
Chapter 1 Preface
Chapter 2 Executive Summary
Chapter 3 Market Dynamics
Chapter 4 Global Polyurethane PU Foams Market, by Type
Chapter 5 Global Polyurethane PU Foams Market, by End-use Industries
Chapter 6 Global Polyurethane PU Foams Market, by Geography
Chapter 7 Company Profiles
- Covestro AG
- Dowdupont
- Sekisui Chemical Co. Ltd.
- Huntsman Corporation
- Nitto Denko Corporation
- Armacell
- Chemtura Corporation
- Eurofoam Group
- Recticel
For more information about this report visit https://www.researchandmarkets.com/research/vb5hjl/polyurethane?w=4
View source version on businesswire.com: https://www.businesswire.com/news/home/20180918005481/en/


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Sprint seesaws as T-Mobile moves toward $26 billion deal
Still, a deal of this scale could still fall apart and would be subject to regulation - with significant global ownership of both companies ( Softbank for Sprint , and Deutsche Telekom for T-Mobile). The combined market share of Sprint and T-Mobile, as of 2016, is close to the market shares of the leading providers. If any merger happens Deutsche Telekom wants to retain control over the new company.
Snapchat Launches Spectacles V2 with Water Resistance at $150
Spectacles take Snaps from your personal perspective, with just the tap of a button - so you're free to stay in the moment. The glasses can store up to 150 videos or 3,000 photos at a time. When you export videos from Snapchat you'll see this white border. While Google Glass of the past and Magic Leap of the present have promised the world, Spectacles were supposed to approach consumers in a place where they already were in a way that would get them comfortable with wearing a computer ...
Sainsbury's and Asda in talks over £10bn merger
Walmart acquired Asda in 1999 when the focus of the company was on worldwide growth. If Sainsbury's and Asda are to merge, together they would have a bigger share in the grocery market than Tesco . One of the sources said he would stay at the combined group. In 2016 Sainsbury's purchased general merchandise retailer Argos for 1.1 billion pounds.
Twitter, tech stocks hit as Wall Street turns lower
America's 10-year Treasury bond yields, which are a benchmark for global borrowing costs, have risen about 3 per cent, its highest level in four years. Twitter , initially up 10 percent after a strong set of quarterly results, flipped to a 3 percent fall on the day. So far, 24% of S&P 500 companies have reported first-quarter results, with 77.1% coming in above the Street consensus, versus the 64% average since 1994.
Wynn Resorts (WYNN) PT Raised to $209.00 at Stifel Nicolaus
Union Pacific Corporation (UNP ) negotiated the trading capacity of 8230730 shares and observing the average volume of last three months the stock traded 4916.71K shares. Nine research analysts have rated the stock with a hold rating, thirteen have given a buy rating and one has assigned a strong buy rating to the company's stock.
Comcast (CMCSA) Shares Bought by Cambridge Investment Research Advisors Inc
Comcast Corporation ( CMCSA) stock price traded at a gap of 1.97% from an average price of last twenty days and stands at a distance of -3.79% away from it's an average price of recent fifty days. The stock has "Buy" rating by HSBC on Thursday, January 19. Pivotal Research reissued a "buy" rating and set a $48.00 price objective (down previously from $52.00) on shares of Comcast in a report on Friday, April 6th.


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Kangen is a Japanese word best translated in to
"return to origin" which can mean many
things when talking about water.
First it describes water returned
to the state in which water was often
found in nature before the earth
became polluted
Second it implies that it will help to return your
body to it's original condition when you were young.:
including all of the organs and skin. A literal Fountain of Youth!
Alkaline water therapy has been used in Japan's hospitals for over 33 years and the results have been astounding.
Excess Acid is a condition that weakens all body systems.
It can force the body to borrow minerals -including calcium, potassium, sodium and magnesium from vital organs and bones to buffer (neutralize) the acid and safely remove it from the body.
It is true that if we have a healthy body we will maintain
sufficient alkaline reserves to meet emergency demands. However if excess acids need to be continually neutralized our alkaline reserves are depleted, leaving the body in a weakened disease—prone state.


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Derecho disaster damages estimated at $4 billion in Iowa.
By Barb Arland-Fye and Anne Marie Amacher
The Catholic Messenger
The derecho storm that ravaged Iowa last week caused an estimated $4 billion in damages, and Gov. Kim Reynolds has requested an expedited Presidential Major Disaster Declaration for the state to assist with the recovery. Read more...
SAU dome flattened, minor damage on campus.
By Anne Marie Amacher
The Catholic Messenger
DAVENPORT — Last week's derecho storm burst the bubble at St. Ambrose University's soft-covered dome sports facility located off campus on north Brady Street. Just before the storm struck mid-afternoon Aug. 10, Tony Huntley, SAU director of athletic facilities, headed to the sports dome, also referred to as the "bubble," to put in a sanitation station for teams to use. Read more...
Derecho storm leaves destruction in Iowa
By Lindsay Steele
The Catholic Messenger
A widespread, straight-line windstorm known as a "derecho" barreled through Iowa on Aug. 10, leaving about 500,000 Iowans without power, according to www.poweroutage.us. Read more...
On this page you will find links to documents and resources on disaster mitigation, preparedness, response and recovery.
Prayer after the Storm - Written by Deacon Dan Freeman, St. Andrew Parish Blue Grass.
Find FEMA Training Opportunities at the bottom of this page.
Many of the resources of assistance listed in the links below are funded by state or federal programs and consequently are available to only US Citizens or legal permanent residents. There are situations where an agency receives private funding as a well as federal or state funding for the same assistance program, and to the extent of that private funding may be able to extend their assistance to non-citizen's. It may also be that in mixed status families, citizen members may be eligible. We have attempted to identify the resources that are open to all without restrictions.
Iowa Derecho Recovery Resources (webpage with lost of information)
Community Action of Eastern Iowa. The state has turned on individual assistance and disaster case management, which provides grants of up to $5,000 for basic needs for individuals impacted by the storm. Individuals interested in requesting assistance should contact Community Action of Eastern Iowa at 563-324- 3236 and/or visit https://www.caeiowa.org/help-paying-bills/disaster-assistance/
Press Release: Scott County Assistance Available for Individuals in Need Due to August 10 Severe Weather Event.
Press Release: Red Cross Annunces Emergency Finanical Assistance Program.
Derecho Storm Relief Grants - Deadline September 8, 2020
FEMA Help After Disaster Brochure (FEMA brochure is available in 27 languages.) Printable brochure.
Note: The FEMA assistance is available when an area has a Presidential Disaster Declaration for personal assistance, so far in Iowa, the only county that has this is Linn County; the other 26 counties do not.
Households who currently receive Food Assistance may request replacement of food destroyed as a result of the recent storm damage, or spoilage as a result of a power outage.
Press Release: Assistance for Iowa WIC Families Affected by Severe Weather: The Iowa Department of Public Health has announce additional assistance for WIC Families following the destruction of Derecho. Families living in the 16 counties designated under the federal disaster declaration are eligible. Visit the IDPH website at https://idph.iowa.gov/WIC for more information on WIC and to find local offices.
Iowa Food Banks and Amerigroup Host Mobile Drive-Thru Food Pantries to Support Disaster Relief Response Efforts. (August 24 – 28 in Tama, Marshalltown, Newton, Cedar Rapids and Belle Plaine) Printable press Release
It is important that volunteers register with the organization responsible for knowing what areas have what needs and assigning volunteers where they are most needed. For the areas most damage by the Derecho storm, these organization are:
For service in specific counties, go to the Iowa United Way List or call 211. United Way organizations Service in more than half of the counties in Iowa.
Volunteer Iowa: maintains a site where organizations across the state needing volunteers can post their needs, and at the same site, individuals can register their availability either for the posted needs or for general availability. This site is active for both emergency and non-emergercy volunteerism. Got to https://www.volunteeriowa.org/
Meskwaki Nations:
For services in the Meskwaki Nation, contact: email@example.com
Islamic Circle of North America Relief:
For service with those of the Islamic Faith, particularly refugees in the Cedar Rapids area, call the Islamic Circle of North America Relief, Imam Rafiq Mahadi, imamrafiq@icnarelief or 865-256-9826.
The Intercultural Center of Iowa: Is another resouce for information about multicultural needs in the Cedar Rapids Area. For assistance call 866-217-0429. or
go to http://www.interculturaliowa.org/professional-about-us
Good people want to make donations of goods and money to the victims of disasters. The number one thing needed during recovery from a disaster is MONEY. Money can be converted to meet any need from food to temporary housing to reconstruction support.
For the Linn County / Cedar Rapids / Tama area the primary point of Contact are:
United Way of East Central Iowa
317 7th Ave SE, Suite 401
Cedar Rapids, IA 52401
Indicate the purpose on the check.
HACAP - Food Assistance Donations
Horizons - Meals on Wheels
The Catherine McCauley Center
1220 5th Ave SE,
Cedar Rapids, IA 52403
Center for Worker Justice of Eastern Iowa
1556 1st Ave #C
Iowa City, IA 52240
Please note that the donation is for refugees affected by Derecho.
|American Red Cross
|National Flood Insurance Program
|Department of Homeland Security
|Federal Emergency Management Agency (FEMA)
|United Way
|Flood Protection Information
|Scott County VOAD
|National Weather Service
|Scott County Flood Resources
FEMA Region is hosting "Lunch and Learn" webinars every Tuesday in September
from 12 - 12:30 PM ET.
Learn how you can prepare yourself, your family and your community for emergencies. FEMA Region II staff will provide important tips from each of our divisions - preparedness, grants, mitigation, response and recovery.
September 1: Individual and Family Preparedness. Register.
September 8: Assistance for Firefighter Grant Program (AFG). Register.
September 15: FEMA's Role in Response. Register.
September 22: Mitigation Steps for Homeowners. Register.
September 29: Prepare to Recover. Register.
Preparing for Disasters
General Disaster Guidebook (4.3MB)
General Disaster PowerPoint (4.7MB)
Flooding Disasters PowerPoint (3.7MB)
Tornado Disasters PowerPoint (4.6MB)
Fire Disasters PowerPoint (900KB)


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Too Bad, It's too late & we all know how adamant Dr.M can be. The Malays are split yes, and majority wouldn't vote for a failed UMNO. Good Riddance To Bad Gabbage!
Hence in Desperation, UMNO & Cohorts play on Religious Issues & Sentiments at the Expense of non Malays & Non Muslims! God Is Great & This same God Of Justice & Love Will Reign Supreme Over This Matter! Period.
SHAH ALAM, Aug 24 — Tan Sri Harussani Zakaria today revealed he had attempted to meet Tun Dr Mahathir Mohamed 13 years ago to advise him against sacking then deputy prime minister Datuk Seri Anwar Ibrahim.
He also wanted to ask Dr Mahathir not charge the current Pakatan Rakyat (PR) defacto leader for sodomy.
The Perak Mufti said he was concerned back then that Anwar's sacking would bring about split Malays, and that he had repeatedly cautioned the former prime minister to think about an alternative solution.
"I have told Dr Mahathir to stop (to not do it) but there are three things he would not stop. The first was to sack Anwar. (When that was about to happen), I was barred from meeting the prime minister.
"I said sacking Anwar will not have a small effect it can split the Malays...when he (Dr Mahathir) wanted to charge Anwar for sodomy, I said even I you wanted to sack Anwar do it through a Cabinet reshuffle. Put him in another ministry," Harussani said today during a religious forum here.
He was charged with sodomy and corruption in 1998 after he was sacked from the Cabinet and was later convicted and jailed for both offences. The Federal Court however overturned his sodomy conviction in 2004 after finding contradictions in the prosecution's case.
Anwar is currently facing a second sodomy charge, where he is charged with sodomising former aide Mohd Saiful Bukhari Azlan. He faces up to 20 years in jail if convicted under section 377B of the Penal Code.
Harussani stressed that Dr Mahathir's actions in sacking Anwar had effectively split Malays.
"I said that if you sack Anwar you divide the Malays, I also said don't charge for sodomy...I said if there are no witnesses there would be dire consequences," added the Perak mufti.
Also present at the forum was PAS information chief Datuk Tuan Ibrahim Tuan Man and Umno ulama Fathul Bari Mat Jahya. The forum was chaired by ex-Perlis mufti Dr Mohd Asri Zainul Abidin.
Harussani also commented on the current controversy surrounding the Selangor Islamic department's (Jais) recent raid on a church, and said that it was compulsory for Muslims to defend their faith, as it is an offence for non-Muslims to proselytise to Muslims. "We have to wage a jihad... if there is no jihad we are done for," he added.


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Scoring system reaches out to the creditless
You know those car ads that say: "No credit? No problem! We have a deal that can still put you in a new car!"
But the deal turns out to be a loan with a 24 percent interest rate, more than three times the going rate for borrowers with a credit history.
Well, the days when car dealers, mortgage companies and other lenders can charge folks with no credit history those extraordinarily high interest rates may be numbered.
Fair Isaac Corp., the creator of the FICO credit score used by most lenders to determine a consumer's creditworthiness, has introduced a product that will take into account the payment history of the scoreless -- usually recent immigrants, people with low incomes, young adults and consumers who have relied on cash to pay for almost everything.
I have an 83-year-old aunt who falls into that last category. Despite the fact that she has a sizable bank account and no debt (since the mid-1970s, probably), she couldn't get a telephone line installed when she moved to a senior-citizen apartment complex because she had no recent credit history. And when I say no credit history, I mean she isn't even in the credit bureaus' databases.
According to the TowerGroup, a financial research and consulting firm, and Fair Isaac, there are about 215 million credit-eligible adults in the United States. Of those, about 160 million have enough credit information to generate a credit score. The remaining consumers lack credit reports entirely or have credit reports with too little information to predict their credit risk.
With the new expanded score, Fair Isaac thinks it can generate a risk-based profile on 25 million consumers.
"This extension of the FICO score gives lenders and other businesses another powerful tool for building and growing their presence in high-demand and emerging markets, while expanding service options for consumers who have missed out on opportunities simply because they lack a traditional credit history," Tom Grudnowski, chief executive of Fair Isaac, said in a statement.
Many people have a limited credit history or no history at all because certain lenders, landlords and utility companies don't submit payment information about their customer base to the major credit bureaus.
But there are a number of credit repositories that service niche markets -- landlords and payday lenders, for instance -- that Fair Isaac will now try to tap to generate the expanded credit scores.
For example, the score might include information from these non-traditional databases on how an individual handled his or her checking account (in other words, do you frequently bounce checks?), rent and utility payment histories, and even rent-to-own transactions.
The expanded credit-scoring model will work like current FICO scores. Consumers will be ranked according to the likelihood that they will become severely delinquent (90 days or more past due on a credit account) in the 24 months after scoring.
FICO Expansion Scores will range from 150 to 950. The higher your score, the more likely you will repay creditors as agreed, according to Fair Isaac.
If you're a consumer and you want to see what your expanded score is, you'll have to wait. It's now available only to businesses.
It also will take some time before the scores are widely used.
"Lenders are just learning about these scores and haven't begun using them to help make credit decisions," according to Craig Dillon, vice president of scoring solutions for Fair Isaac.
In rolling out its new credit score, Fair Isaac said 70 percent of the growth for lenders over the next five years could come from the underserved credit market. That could amount to $300 million in new credit-card revenue and $3 billion in new mortgages.
But Catherine Williams, vice president of financial literacy for Money Management International, a consumer counseling organization, sees potential for problems.
Williams is concerned that this previously underserved market will be inundated with new credit applications once the scoring system is implemented.
"The good news is people with non-traditional credit-payment histories will begin to come into the mainstream, but it's going to be vital that they have financial education," Williams said. "They just need to be aware of both the opportunities and pitfalls this new credit has for them."
Williams was, however, pleased that car buyers with limited or no credit history could be helped with the new FICO score.
"This may open the door for auto financing for that underserved market that may have cash for a down payment and can afford a monthly car payment, but their lack of credit history keeps them out of the more traditional car-buying market," she said. "So now they can get a better interest rate."
Ultimately, I think Fair Isaac's expanded scoring model may provide better credit opportunities for consumers who have good money-management habits. For too long this segment of the population has been shut out of getting the best deals because of limited or absent use of credit.