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The Australian government has dealt a massive blow to lottery betting providers, after parliament voted to outlaw so-called synthetic lotteries on Thursday.
The landmark law will come into effect in 2019, which will prohibit sites that accept bets on lottery outcomes without requiring punters to buy a ticket in the draw.
The decision is a win for Australia's traditional lottery providers, including Tabcorp-owned Tatts Group lotteries, and a nail in the coffin for lottery betting providers such as Gibraltar-based Lottoland.
Adam Joy, chief executive of the Australian Lottery and Newsagents Association, said the law will "protect Australia from synthetic lotteries and will bring important new consumer protections by closing the loophole that lotto betting sites have been operating out of."
"We now call on all synthetic lottery operators to do the right thing by Australians and cease offering these products immediately," he added.


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The continued growth of digitized industries is depleting local talent pools, making more and more businesses turn to an alternative approach to hiring talent — outsourcing.
In 2018, the global IT outsourcing market earned $85.6 billion, which is a sure sign of steady positive growth of the industry in years to come. About 52 percent of small businesses stated that they're willing to continue working with remote tech engineers in 2020.
Read our analysis of the global IT outsourcing trends in 2020 to learn more about:
- New Destinations for Software Development Outsourcing
- Technology Outsourcing Trends We Should Expect in 2020
- Digitized Industries That Will Outsource in 2020
- Reasons Why Small Businesses Are Expected to Outsource More
- New Challenges: Why Businesses Outsource Software Development
- Three Most Frequently Outsourced IT Functions in 2020
- How Will Brexit Influence Outsourcing?
New Destinations for Software Development Outsourcing
American and Western European medium-sized companies outsource tech jobs due to the talent shortage, high development costs and the ever-growing competition on the employment market.
India and China remain the most popular IT and business process outsourcing destinations for big businesses. Meanwhile, small and medium-sized enterprises more and more frequently look for tech talent on the emerging IT outsourcing market — Eastern Europe.
The shift from the cost-driven to cost-and-quality-driven approach to choosing a tech vendor has opened the doors to the Eastern European tech talent market.
Poland, the Czech Republic, and Ukraine are the rapidly growing IT outsourcing destinations with moderate development rates of $25–$50 and high-level tech expertise. Read the Offshore Developer Rates Guide to pick the best IT outsourcing country in 2020.
Technology Outsourcing Trends We Should Expect in 2020
AI, IoT, and Robotic Process Automation will transform the customer experience.
Statista predicts that more than 2.14 billion people worldwide will be purchasing services and goods online by 2021. This explains why all technical transformation efforts of online businesses will be aimed at making online shopping more convenient.
In 2020, we'll see more chatbots that will assist in making purchases alongside human support. Meanwhile, Robotic Process Automation solutions will help reduce bottlenecks in internal business operations.
AI and Deep Learning
AI-powered networks will be used to increase customer service quality. Ideally, the AI will assist the e-commerce platforms by analyzing clients' behavior and purchase habits. As a result, online shops will be able to offer a personalized customer journey based on the previous interactions a client has had with the platform.
AI-Powered Chatbots
About 70 percent of millennials are satisfied with their interactions with chatbots. According to Gartner's research, about 85 percent of clients will purchase goods or services without making contact with a human. Chatbots are promised to substitute human counterparts in giving clients online advice and guidance.
Robotic Process Automation
More and more businesses are planning to reduce operation costs by implementing RPA. In 2020, we'll see more automation solutions for logistics management, payment processing and ERP management. The majority of digital marketing departments save on personalizing content using RPA.
Transition to Cybersecurity and GDPR Compliance
Cybercrime has grown in size, worth and level of sophistication. Social media plays a major role in the dissemination of generating $3.25 billion in global revenue.
Specialists estimate the worth of personal data stolen from social media users in $630 million per year. Tech businesses are slowly adopting cyber insurance policies. By 2022, the market of cyber insurance is estimated to reach $20 billion.
Even though cybercrime is causing the business sector a lot of damage, cyberattacks are more frequently targeted at governments. This makes governments the main cybersecurity investors.
Year after the GDPR went into effect, only one-third of tech companies made their business models compliant. In the UK, the transformation to data protection is predicted to cost $1.1 billion, while American businesses will spend $7.8 billion.
Being GDPR-compliant costs less than breaching data protection protocols — if the regulation is infringed, a company has to pay up to 4 percent of annual global turnover.
Growth of the Cloud Data Storage Migration
The current worth of cloud computing has reached $180 billion. The PaaS, SaaS and IaaS market grow by 24 percent annually. By 2020, the global cloud computing market will be worth $411 billion.
In 2020, tech giants such as Microsoft, IBM, Intel, and Google will invest even more in building a quantum computer. By 2027, the global quantum computing market will be worth $8 billion. This explains why we'll see more businesses like Alibaba and Samsung test their quantum-computer generated theories in real life.
5G Network Will Cause Mass Disruption
The speed of data exchange and the number of devices connected to the 5G are the biggest selling points that will generate $47.4 billion in revenue by 2027.
The global society will benefit from faster and more powerful data exchange as it will enable companies to build full-scale smart cities where everything is connected.
5G will cause a massive change in the global information infrastructure. The roll-out of the fifth generation of networks will trigger changes in automotive, AR/VR, mobile connectivity, telecommunications, and all other digitized industries.
Digitized Industries That Will Outsource in 2020
A great part of outsourced jobs are created due to the digitalization of traditional industries such as healthcare, education, finance, banking, etc. Trending technologies are making a huge impact on each of them. Here's a selection of industries that will definitely outsource app development in 2020:
Fintech: Digital Financial Services
In 2022, the global fintech market is expected to reach $309.98 billion in value. Customer-centricity and data security are the two areas fintech companies will be addressing in the following year. Digital-only banks, blockchain and AI-based solutions will empower more users to conduct secure financial operations without sacrificing comfort.
What technologies will transform fintech in 2020?
Digital-only banks, according to Business Insider, are especially loved and used by the most active solvent generation — millennials. They're the most likely to conduct P2P transfers and global payments, use contactless bank cards and manage cryptocurrency via digital channels.
Artificial Intelligence has limitless applications in fintech. Global banks invest in AI to optimize internal banking operations, ensure secure processing of large transactions and reduce cyber fraud.
Blockchain is a relatively new word in fintech that allows eliminating the "middlemen" from stock sharing, keeping and using unified digital identity, and signing smart contracts. According to Accenture, blockchain will help investment banks reduce 30 percent of infrastructure costs worth $8–10 billion.
Healthcare and Medical Technology
As reported by Deloitte, the worth of the global medical technology market will reach $10.059 trillion by 2022. Medical institutions, as well as health tech startups, are working towards reducing costs, increasing accessibility, improving diagnosing and administering of hospitals.
What technologies will transform healthcare in 2020?
Telehealth market is expected to reach $19.5 billion in earnings by 2025, says Transparent Market Research. Secure online video calls are already replacing in-hospital doctor visits. In 2020, we'll see more hospitals provide medical services to people with reduced mobility and those who live in remote areas conducted via online services.
3D Printing's worth is predicted to reach $3.5 billion by 2025. Universities and hospitals alike use anatomically precise models of organs in education and planning medical operations. Custom devices, tools and prosthetics are made more accessible thanks to 3D printing.
Virtual Reality aided by Artificial Intelligence opens new horizons in diagnostics, treating Alzheimer's and simulating medical procedures. Reports and Data predict that VR in healthcare will reach $6.91 billion by 2026.
Wearables are the new game-changers in diagnostics that are expected to yield $27.49 billion by 2026. Versatile wrist-and-heart-bands, trackers, wearable patches, posture monitors, smart eyewear and earwear have become an integral part of conventional medicine and everyday lives of ordinary people.
IT Outsourcing Trends in Telecommunications
The introduction of 5G networks in 2020 will mark a new era in big data processing, AI-based customer services and device connectivity. The report on the global 5G market by Statista predicts a rapid increase of worth from $0.7 billion in 2019 to $23.95 billion in 2025.
What technologies will transform Telecom in 2020?
5G Network is the most anticipated premiere in the tech world. It will get us on the doorstep of massive connected IoT networks, higher resolution videos and more detailed virtual and augmented realities, not to mention fully autonomous vehicles.
IoT and Smart Cities will connect approximately 30 billion devices in 2020. The majority of IoT systems will belong to the industrial sector. 5G networks will play a crucial role in the growth of smart cities enabling communication between massive IoT systems.
Artificial Intelligence will have a great effect on telecom customer services, network anomaly detection and optimization. Finance Digest predicts that about 95 percent of customer interactions will be automated by 2025.
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Small Businesses Are Expected to Outsource More in 2020
More than 37 percent of SMEs already outsource at least a part of their business processes.
According to Clutch.co, about 52 percent of small business executives will continue to outsource jobs in 2020. What's more, SMEs will increase software development budgets from 6.0 to 9.1 percent in 2020.
Agility and size are two critical characteristics that make small businesses and IT outsourcing a perfect fit. Small companies adopt new approaches, services and technologies extremely fast.
For instance, they had started using the SaaS in 2016, two years before big businesses did. It's easier for small businesses to outsource excessive workloads and non-key operations to foreign service providers than to grow their in-house teams.
Enterprises are gradually losing interest in outsourcing development jobs. In 2020, more enterprises will invest in cloud computing and SaaS outsourcing even though these are relatively new directions. The SaaS market will be worth $116 billion and big businesses will hugely contribute to its growth.
Remember the drop in global outsourcing in 2018? Back then, multiple big businesses decided to reduce development budgets. Enterprises started migrating to cost-efficient cloud environments and caused IT outsourcing market to decline.
New Challenges: Why Businesses Outsource Software Development
Spoiler alert: it's not so much cost-efficiency, but the need for high-quality specialists that causes the urge to outsource jobs.
Searching for Quality
Back in 2016, about 59 percent of businesses chose to outsource because it was cost-efficient. Three years later, only 35 percent outsource in order to save on product development. A 24 percent drop tells us about a shift from cost-oriented to quality-oriented outsourcing. About 18 percent of businesses outsource jobs to gain access to high-quality talent they simply cannot reach on their local markets.
Focusing on Key Competencies
IT executives feel more comfortable about outsourcing low-level business operations in 2019 than they were in 2018. About 34 percent of small businesses already outsource at least some of their operations with the aim to drive revenue from key business competencies.
Fewer companies scale their businesses with development departments due to a lack of capital. Instead, 37 percent of small businesses tend to outsource product development and support.
Streamlining Business Operations
About 24 percent of executives outsource software development to improve internal business operations. The main motivation is to increase efficiency and speed by reducing the number of manual tasks, unnecessary operations and bottlenecks.
Business process automation software is gaining more ground in the B2C sphere. Streamlined processes assist businesses in driving revenue with improved customer services.
Risk-Sharing and Involvement
2020 will change the way companies share responsibilities and risks with their partner companies and service providers. This will result in revenue-based contracts and a deeper involvement of both parties.
Three Most Frequently Outsourced IT Functions in 2020
According to the IT Outsourcing Statistics report by Computer Economics, application development and management, data center operations and database administration will remain the most frequently outsourced functions. Web operations and IT security hold the biggest promise to join them in 2020.
App Development and Management
The growing popularity of SaaS is causing a steady decline in app management. Throughout 2019, about 33 percent of companies have been outsourcing app management, compared with 36 percent in 2018. Meanwhile, app development keeps on winning bigger budgets, with 56 percent of companies entirely or partially outsourcing this function.
IT Security Outsourcing
Rollout of the GDPR in 2018 started a new era in cybersecurity, prompting all tech-based companies to take data protection to another level. Almost 48 percent of the respondents told Computer Economics they'll increase security outsourcing in 2020. Even though the number of IT security outsourcing providers decreased, the quality of services rose dramatically.
Network Operations Outsourcing
More companies started to outsource the network operations function. Instead of conducting all network operations in-house, about 34 percent of companies delegate them to service providers. This trend is expected to grow due to high costs of sustaining network infrastructure.
How Will Brexit Influence Outsourcing?
After 52 percent of the British population voted for exiting the EU, every industry in the UK started estimating the financial losses they'll have to face. Britain is the world's second IT outsourcer, which means that Brexit will strongly influence companies relying on IT outsourcing.
Shortage in Tech Talent Pool
Brexit will restrict the inflow of talent to the UK and cause an increase in offshore outsourcing to Eastern European countries. There's no one-size-fits-all formula for how UK-based companies should handle the shortage of tech talent. Most likely, businesses will consider moving their development departments outside the UK. Alternatively, they'll adjust relocation policies to invite specialists out.
Recession in Private Sector and Investment
The Guardian warns about an unexpected recession. All sectors — services, manufacturing and construction — are facing a negative growth rate. In this rather turbulent period, British and foreign investors alike are withholding the funding of tech startups. As a result, the British pound is dropping in value as compared to the US dollar.
Brexit won't happen overnight and outsourcing companies know exactly how to make maximum use of it. Knowing that software development outsourcing will require more effort, British tech businesses are already investing in tech solutions that optimize and automate their business processes.
Predictions for Tech Industry in 2020
Businesses will certainly continue to outsource jobs in 2020 to reduce operating costs, focus on core competencies and hire high-quality foreign experts. Risk-sharing and deeper involvement are the new aspects of outsourcing we'll observe in 2020.
In the following year, we'll see the rise of the emerging IT outsourcing market located in Eastern Europe. The tech world will erupt with robotic process automation and AI-powered customer services. The AI and AR/VR technologies will stimulate a sufficient rise of fintech, telecommunications and healthcare.


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Dec 3, 2019
meeting between Hanna Zawa-Cywińska and Mateusz Choróbski
We have updated our Privacy and Cookie Policies click here for the Privacy Policy or here for a Cookie Policy.
Our website uses cookies to improve users experience. By continuing to browse you are giving us your consent to our use of cookies.


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One person was taken to the hospital early Sunday morning after a suspected alcohol-related traffic crash on U.S. 34.
According to Lt. Roy Smith of the Greeley Police Department, the crash occurred not long before 2 a.m. in the 3000 block of U.S. 34. Police believe a 2013 Kia Optima and a 2004 Ford Ranger were both driving west when the Kia rear-ended the Ranger. Officers believe the driver, a man in his early twenties, had been drinking.
Smith said the crash resulted in serious injuries to one person, who was taken to North Colorado Medical Center. The crash also shut down traffic on U.S. 34 until about 7 a.m., he said.
He added the crash is still under investigation. Police did not immediately release the names of those involved.


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DO NOT FLUSH WIPES - With reports of toilet paper shortages amid the COVID-19 pandemic, the Commission reminds customers that wipes, paper towels, facial tissue, and other materials – even those that claim to be "flushable" – are not designed to break down in the wastewater treatment process.
South Boston
The impacted area is from Broadway to Andrew Square and the Expressway to Telegraph Hill, and the goal is to remove as much stormwater as possible from the existing combined sewer system.
Project Contacts
Irene McSweeney, PE, Director of Construction, 617-989-7447
Contract Number:16-206-003
Project Summary
Water main and sewer work, where necessary, will occur concurrently, and the project area will be constructed under five construction projects. Working in collaboration with the Boston Planning and Development Agency, the project is currently in the design phase; and construction is expected to begin in the Winter of 2020.
Anticipated Project Duration:
Preliminary Design: Spring 2017 to Fall 2018
Final Design: Fall 2018 to Spring 2020
Construction: Winter 2020 to Fall 2027


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How many proposals do you submit, on average, per month?
Five? Ten? Fifteen? …More?
And out of those, how many do you win?
Zero?… One?… Maybe two if you're lucky?
"The U.S. Department of Transportation's TIGER grant program accepted less than 10% of eligible grant applications" – CDN2, Four Types of Grant Funding
Hearing "No" after "No" after "No" is devastating, disheartening and downright depressing.
Where are you going wrong? How can you improve? What in God's name do you need to do to get a YES?!
If you're looking for ways to create a blinding proposal that will flatten your competitors, dazzle your prospective buyers, and result in a long-awaited YES from a panel of reviewers, you've come to the right place.
All you need is ten minutes and the following 12 free proposal templates:
If you don't have ten minutes, feel free to dive straight into these winning proposal templates:
- Bid Proposal Template Checklist
- 银元之战Business Proposal Template Checklist
- Construction Proposal Template Checklist
- Consulting Proposal Template Checklist
- Contractor Proposal Template Checklist
- Event Proposal Template Checklist
- How to Write a Grant Checklist
- Marketing Proposal Template Checklist
- Project Proposal Template Checklist
- Research Proposal Example Checklist
- 银元之战Sponsorship Proposal Template Checklist
- Website Proposal Template Checklist
Or, if you're curious, take a sneaky peek at the website proposal template to give you a taste of what's to come!
These are the topics we will cover in this post:
- What you need to achieve with a proposal
- 8 ways to create the perfect proposal
- The 12 different types of proposal
- The real secret behind a successful proposal
- How to use Process Street to write your winning proposals
Ok, let's go!
Before we go into detail about how to write the ultimate knock-your-socks-off proposal, we first need to understand the mindset of the person who will be reviewing it.
"Does it go on the "keeper" pile or does it go on the "discard" pile?"
That's the first question your prospective client is likely to ask when they receive your proposal.
Why? Because your reviewer is probably staring at a pile of submissions larger than they can reasonably handle.
As an example, in one year alone, the EPSRC (Engineering & Physical Sciences Research Council) considered a whopping 2,589 research grant proposals. That's roughly 10 proposals a day. Considering proposals can be anything from 10 to 50 pages long, it's no wonder they are ruthless in their efforts to separate the wheat from the chaff.
So, how do you make sure your proposal lands in the keeper pile and swerves the discard pile?
Whether you're capable is not the issue. It's whether you outscore your competitors in your proposal.
The following eight tips will put you in the keeper pile and keep you out of the discard pile.
Before you start writing your proposal, it's crucial that you take the time to learn about your potential client and truly understand who you're writing the proposal for.
Reviewing their LinkedIn profile, their website, their company financial records, their work history, their competition, their latest post on Instagram (well…that might be a step too far…) will help inform what key elements to include in your proposal and will allow you to craft a proposal that's personal, accurate, effective and more likely to be accepted.
Ok, this is where you might feel I'm being a little contradictory. Stick with me though.
Study the RFP, stick to it like glue, BUT be aware! Doing the bare minimum will not make you the customer's best alternative.
If the customer picks you, it will not be because you were compliant with the RFP.
If the customer picks you it will be because in addition to RFP compliance you offered more.
Think about the benefits you can offer that client. And I mean think. Everyone will offer benefits. Probably the same ones. What benefits are you offering that no one else is? Solid differentiators will help you stand out from the crowd.
"Just say what you have to say. Don't redundantly say what you are going say, say it, and then say what you told them" – Carl Dickson, PropLibrary
To briefly reiterate my earlier point, imagine having to review 10 proposals, each 30+ pages long, by the end of the day. If 15 of those pages are filled with fluff and waffle, you're going to lose interest. Quickly.
银元之战Get straight to the point. Don't deviate. Don't take the scenic route and don't beat around the bush.银元之战
I love this quote by 银元之战RMR Consulting, it sums it up perfectly:
"Think of your proposal as the first step to solving your client's problems. Time is a resource, and if you're wasting theirs with your portfolio novel, you've just created a new problem for them"
This final tip is the most important one.
"There is absolutely nothing worse than opening up a proposal to see a spelling error in a section heading or a pull quote" – 银元之战RMR Consulting, 银元之战5 Things to Learn from Bad Proposals
We've 银元之战ALL银元之战 done it. Desing. Biuld. Thnaks. We've all sent an email, message or document with spelling errors that we are completely blind to.
Those tiny spelling mistakes, missing full stops, rogue capital letters, and misplaced commas that we're completely oblivious to, will be glaringly obvious to your prospective client. Trust me.
Read it. Read it again. Read it a final time. And then read it again.
"A great proposal can make a world of difference in closing a wobbly deal, while a poorly written proposal will lose even a rock-solid client" – Smart Insights, 8 Essential Components of a Marketing Business Proposal
So, now we've covered the ways to create a perfect proposal, let's move on to talk about the different types of proposals you can create.
"Every business was created to solve problems. Every problem-solving endeavor begins with a good "pitch" or proposal" – PandaDoc, Understanding the Basics of a Business Proposal
A business proposal is basically a sales pitch on paper. It outlines your value proposition, and its primary purpose is to persuade a company or an organization to do business with you.
Business proposals tend to fall into one of two categories:
- Solicited. Solicited proposals are requested by a prospective client, usually via an RFP.
- Unsolicited. Unsolicited proposals are proposals that are sent out to prospective clients in the hope that you will win new business.
Regardless of whether it's a solicited or unsolicited proposal, it should describe what you can do to solve the problem, how you plan to solve the problem and the finer details about when, why and how much it will cost to solve the problem. It should also contain a key call to action that will compel the recipient to take the next step.
"There is one concrete rule to writing a great project proposal: 银元之战keep it simple银元之战" – 银元之战Priority Matrix, 银元之战Project Proposal Template
A project proposal outlines your project's core value proposition. It's the initial framework for establishing the concept of the project and includes what you want to accomplish and how you plan to accomplish it.
The two main objectives of a project proposal are:
- To get stakeholder's approval for a new project, program, or service
- To get everyone on the team thinking about the same goals and priorities. It sets the roadmap for the project so that everyone is working towards the same goals.
Getting inside the heads of the people you are writing the proposal for is vital: you need to think like the project's stakeholders to deliver a proposal that meets their needs.
"A lousy marketing proposal is worse than no proposal at all" – PandaDoc, How to Write a Marketing Proposal and Win New Business
A marketing proposal, in simple terms, is a tool used by marketers to sell an idea or project to a client. But, as the world of marketing is cut-throat and competitive, landing the best clients, the biggest names, and the best pay often means writing the best marketing proposals.
The proposal needs to include detailed strategy ideas, delivery time frames, and estimated costs. But more importantly, it needs to WOW the client.
Capture and hold their interest by only including information that's relevant. Acknowledge the client's needs and make sure everything you write answers the fundamental question, which is on every client's mind, "What's in it for me?'
An event proposal is a document that outlines the services you will provide for an event. It's your chance to show off what you can do and what you have previously done.
As most people prefer to engage with visuals than to read text, especially with event proposals, you need to paint a show-stopping picture of what you can offer, what you can do, and what you have previously done. Include photos, 3D mock-ups or videos of your facility, guestrooms, menu options, and past events that showcase your space as well as what you can do with it.
The more detailed your event proposal is, the better the potential client will understand your capabilities and the unique guest experience you're able to offer.
A sponsorship is a commercial relationship that benefits all parties of the equation.
A sponsorship proposal is, in effect, a pitch. It's a document that's used to persuade the sponsor that it would be beneficial to invest in a partnership/project.
For example, if a local football club needed financial support, they might send a sponsorship proposal to a local company. Within this proposal they might agree to wear heavily branded shirts, to raise the profile of the company, in exchange for financial investment. This creates a win-win situation for both parties.
Because a sponsorship proposal needs to convince a potential investor that it's in their best interest to invest, they need to be persuasive, effective and targeted to win the sponsorship money.
"A bid is not an info packet. It's a persuasion tool" – Emphasis, Five Things to Remember when Writing your First Bid
Often used in government or large corporate projects, the goal of a bid proposal is to persuade someone to choose your company to complete a project or piece of work. It's a specific summary of why you are qualified to undertake the job. With strict rules and regulations to adhere to, the bidding process is highly competitive, and companies will compete to win a bid by submitting bid proposals that focus on costs.
Having said that, writing an effective bid proposal should still be seen as an exercise in persuasive writing. You need to convince the recipient that, alongside the fantastic value for money and low costs you can offer, you tick every one of their boxes and are, by far, the best choice in all areas.
Process Street is 银元之战super-powered checklists银元之战. It's state of the art 银元之战Business Process Management (BPM) software that makes it easy to manage all your recurring tasks, processes, and workflows.
With Process Street, you can also connect to thousands of apps through Zapier, webhooks and API access to automate your workflows.
Want to see it for yourself? Watch this video:
Not only that, but we also have the following additional features that will create efficiencies, automate workflows and make processes within your business run smoothly:
- Stop tasks
- Dynamic due dates
- Task permissions
- Conditional logic
- Approval tasks
- Embed widget
- Role assignments
Talking of automated workflows, this webinar, hosted by our very own Blake Bailey, covers everything you need to know about automating your workflows. Give it a watch, it's worth it!
Ok, so now you know who we are and what we do, let's bring it back to how Process Street can help you write and submit winning proposals, whilst saving you time and effort.
As we've agreed, writing proposals is complicated, time-consuming, and stressful, to say the least.
You have a tonne of information to gather and a million points to remember to include. You've got to keep it concise, keep it direct, make sure it's error-free, meet the deadline, make it different, compete with thousands, and, on top of all that, make sure you meet every single one of the endless RFP requirements.
Wouldn't it be great to have a pre-designed template to follow that made sure you included all the required information, met the specified deadlines, incorporated your USP's, spotted the silly mistakes, and addressed every single RFP requirement?
Well, your prayers have been answered.
A bid proposal is a specific summary of why you are qualified to undertake the job. Use this checklist, alongside the bid proposal you are planning to submit, to convince the recipient that you are the best choice.
Click here to access the Bid Proposal Template Checklist!
A construction proposal provides specific details about what you are promising to deliver for a construction project. Use this checklist to ensure your proposal includes enough detail about the work you will carry out, the materials you will use, your expected payment schedules, and estimated costs.
Click here to access the Construction Proposal Template Checklist!
Use this checklist, alongside the proposal document you plan to submit, to introduce yourself, highlight your services, describe the costs, and convince the client that you are the right one for the job.
Click here to access the Contractor Proposal Template Checklist!
This checklist should be used alongside the proposal document you are planning to submit to make sure that all elements have been considered, that the proposal contains everything it needs to and that it meets all stated requirements.
Click here to access the How to Write a Grant Checklist!
This checklist will help you to establish what you want to accomplish and how you plan to accomplish it so that your prospective clients have a clear understanding of what's involved and why they should choose you.
Click here to access the Project Proposal Template Checklist!
A sponsorship proposal needs to convince a potential investor that it's in their best interest to invest. Use this checklist to make sure your proposal is persuasive, effective and targeted enough to win the sponsorship money.
银元之战Click here to access the Sponsorship Proposal Template Checklist!
If you like what you see, take a look at these alternative proposal templates:
- Construction Proposal Template
- Construction Progress Report
- Continuation Project Proposal Template
- Renewal Project Proposal Template
- Supplemental Project Proposal Template
- Writing a Proposal: Step-by-Step Guide
- Social Media Engagement Campaign Proposal
- Budget Preparation Checklist
- Budget Template
- Budget Process
- Startup Due Diligence For A Venture Capitalist
- Environmental Accounting Internal Audit
- Cash Management Process
- Financial Plan Template
- Cash Flow Report
- Expense Management Process
- Cash Management Process
- How to Write a Proposal and Get What You Want
- 银元之战6 Types of Project Proposals That Get Approved (and How to Write Them)
- Project Proposal Template
- Five things to remember when writing your first bid
- Freelance Writing – Effective Tips For Writing a Bid Proposal
- Project Proposal Writing
- Proposal writing: Stages and Strategies with Examples
- Proposal Writing: The Six-Step Process
- Planning and Writing a Grant Proposal: The Basics
- How to Write a Grant Proposal
- How to Write a Winning Grant Proposal
- Grant Proposals (or give me the money!)
- Government Grants Statistics
- 4 Types of Grant Funding
- Top 3 Things to Know Before Applying for a Grant
- Grantseeking Basics
- Government Grants and Loans
- A Short Summary of Federal Grants
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- 银元之战11 Things to Consider Before Applying for Government Funding
- 10 Checklist Tips for an Optimal Web Design Proposal Template
- 5-Step Guide to Get Your App Funded in 2019
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Woman creates 'fake account' to test boyfriend's fidelity (Photo: Instagram)
New Delhi:
One among those stories which will go down in viral stories as one with the biggest plot-twist in fidelity-testing stories ever, a woman who created a fake online account to test her boyfriend was shocked to find out that she had been tagged 'dead'. The viral story was tweeted by a nurse Akosuah May, from Accra in Ghana, who wrote that she had created a fake account and chatted with her unbeknownst boyfriend to test his loyalty.
'I created a fake account and started chatting my boyfriend, he told me his girlfriend just died two months ago,' she expressed her dismay on Twitter.
While her story is as unexpected as it turned out some tweeple felt that it was not right on her part to 'catfish' others, 'catfishing your own partner already shows a lack of trust in the relationship,' adding that the situation was 'pretty messed up on both sides.'
A user adding a funny twist to the already twisted story wrote, 'Thank God he acknowledged you to an extent. Some will say they don't have at all.'
'Wait so is he wrong for cheating or is she crazy for baiting her own man into cheating?' asked another.
Some people even suggested that the situation might be even more complex, involving another woman.
'Plot twist: maybe he wasn't talking about you,' wrote Steven Igbowke.
Another user called Cessa tweeted: 'Well, maybe she died two months ago, how are you so sure he's referring to you.'


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Just announced by WDWMagic, there are reduced operating hours for the following attraction at AK, some of which start this week and last until at least the end of the year.
Safari - closing @7:45 this week, and @6:30 from November
Kali - opening 9:30 until 7:30
Maharajah Trek - opening 10:00 until until 5:00
Gorilla Falls - opening 9:30 until 4:30
(Ther's an obvious error in the last sentence, unless it's been corrected)!
Thought some of you may want to check your TPs. Looks like Disney have been changing FP times for people who have them booked for Safari and Kali, without explaining - of course.


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We are pleased to announce that Emily Lytle has joined the Bollinger Law Firm as a paralegal. Emily will be working primarily with attorney Chad Winebarger. Emily has a warm and friendly personality and she enjoys helping our clients get through their legal troubles. You may reach Emily here at 704-377-7677.
Emily Lytle has joined our firm
On behalf of The Bollinger Law Firm, PC | Aug 24, 2012 | Bollinger Law Firm Staff NEWS, Firm News


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There are 73 million baby boomers in the United States. By 2030, this entire generation will be age 65 or older as roughly 10,000 boomers are reaching this standard retirement age on a daily basis. In the year 2000, just 12% of the U.S. population was over the age of 65. By 2030, that number will nearly double to more than 20%.
This wave of retirees offers both challenges and opportunities for the financial services industry. Many of these retirees will require advice when it comes to spending down their portfolios; deciding when to take social security; dealing with estate planning, healthcare needs, and tax strategies; and designing a fulfilling post-work life.
Source: FORTUNE


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His only chance to save a young girl's life is to put his trust in a headline-hunting kidnapper.
Former reporter Scott Fleetwood and his family are still recovering after tangling with a notorious kidnapper, the Piper, when another kidnapper grips the city. The Shepherd has snatched a young girl from a vacationing family. Other than money, he has one demand: he'll talk only to Scott.
Special Agent Tom Sheils is on the case and will watch over Scott every step of the way. The Shepherd promises the girl's safety as long as Scott follows the rules of his game. Forced to trail the kidnapper's twisting lead—and haunted by the last victim he failed to save—Scott is desperate to keep the past from making a brutal comeback.
But just when Scott and Sheils think they're winning and that it will all be over soon, the Shepherd ups the stakes. Scott begins to realize he's a pawn in a scheme that runs deeper than greed…and colder than death.
"Garwood endows the novel with a first-rate setting, a
splendid supporting cast and witty dialogue that more than offsets the rote
predictability of Johanna's great beauty and MacBain's forceful charisma."
Publishers Weekly
"A wonderfully romantic and memorable story."
Julie Garwood is a bestselling historical romance novel author. Over thirty-five million copies of her books are in print, and she has had over twenty titles on the New York Times bestseller list. Her first novel, Gentle Warrior, was published in 1985, and her novel For the Roses was adapted into a Hallmark Hall of Fame production on CBS. She lives in Leawood, Kansas.
Rosalyn Landor is an English-born television, theater, and multiple-award-winning audiobook narrator. Her television credits include Love in a Cold Climate, Rumpole of the Bailey, Sherlock Holmes, and Star Trek: The Next Generation. She has won numerous Audie awards and AudioFile magazine Earphones awards.
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Furthermore, I thought that having tea or coffee with a new male friend would mean nothing because how could tea or coffee be anything but harmless?
They're looking to escape the existent, but not dominant Muslim culture, and they generally look very good.
I find it interesting that there is barely any information on Turkey. On site in Turkey however that's close to impossible, stick to the tourist resorts or try to nab the Turkish girls abroad. Turkish men's propensity toward cockblocking is well documented.
I am from Germany and we have a lot of Turkish immigrants, and frankly they tend to be very unattractive on average. I've never known muslims to be a really easy nut to crack.
I love knowing where I stand." "I think there is a confidence with being sexy here in the US that many women are afraid to show elsewhere.
American women will dress sexy, flirt, and be assertive when they like a guy.


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$420,000 - $435,000
Suitably positioned in this sought after -convenient locale, this well-kept quaint home unit perfectly located at the front of a small group of 5 delivers on liveability, space and comfort with the delights of Holdfast Shores, Bayside Village, Jetty Road and the City to Bay tram all within your immediate reach. As you enter you are welcomed to the spacious living room with gas heater. A flow through floor plan leads you to the combined kitchen and informal dining where you will enjoy contemporary features including tiled splash back, stainless steel oven and gas cooktop. Two bedrooms include the master suitably positioned to the front with a large bay window to enjoy views over the front garden and features built in robes and a ceiling fan, serviced by the spacious main bathroom with shower plus a separate bath. Added Features include;• Front lawned area on your own title• Private Rear Courtyard• Ducted evaporative air-conditioning • Reverse cycle split system in the dining• Gas heater to the living• Separate Laundry • Lock up Garage with rear access• Private breezeway with direct access to the rear yard Easy access to Sandison reserve, Helmsdale Tennis Club, Bay Tram at the end of the street- only a 20min commute to the CBD. Easy access to the conveniences of Jetty road Glenelg shopping, café and entertainment precinct, the beach. Zoned for Glenelg Primary, Sacred Heart College, Immanuel and St Peters Woodlands.This lifestyle property offers the low maintenance opportunity you have been waiting for and presents an exciting opportunity for the home buyer or investor to embrace the cosmopolitan convenience this sought-after postcode can offer.Disclaimer: Whilst the best endeavours have been made to obtain accurate information, from what we believe to be reliable sources, we cannot guarantee its accuracy and accept no liability for any errors or omissions. This includes, but is not limited to property land size, floorplans, building age, property condition and rates. We recommend interested parties make their own enquiries and seek independent legal advice. Should this property be scheduled for auction the vendors statement may be inspected at McCammon Real Estate 2/95 Partridge Street, Glenelg South for 3 consecutive business days immediately preceding the auction and at the auction for 30 minutes before it starts.
Managing Director
2/95 Partridge Street, Glenelg SouthSA 5045
© Copyright McCammon 2018 - 2020 | Website by MultiArray


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Foreign takeovers, political schism, rates rises, job losses and betrayal by bureaucrats - the six yearly review of Tauranga City's rubbish collection is proving a rich brew.
Tauranga City Council's Strategy and Policy Committee is today expected to seek public feedback on a complete turnaround in the way the city's rubbish is collected – and who pays for it.
John Cruikshank is nervous about the future.
The proposal, as it stands, calls for every household to have four plastic rubbish bins, and for the collection to be ratepayer funded.
If the city council continues to push for the rates increase model, it will also mean locally owned rubbish collectors Kleana Bins will have to lay-off about two thirds of its staff, says Kleana Bins director John Cruickshank.
Collecting rubbish from the four new ratepayer funded plastic rubbish bins will go to one of the foreign owned rubbish collectors.
Kleana Bins and Bin Boys are locally owned and operated, the rest are foreign owned.
Environmental Green Bins is owned by Waste Management which is believed to be owned by a Chinese corporate called Beijing Capital. The other big residential operator, JJ Richards is Australian owned, trading through a New Zealand registered company. Envirowaste which operates the transfer stations is also Chinese owned.
The council is basing the call for change on a claim that 30 per cent of rubbish is food waste. John doesn't believe that and asked the council to do a bit of sampling.
He offered to loan a truck so city council staff could collect a couple of dozen bins every day for a week, and sort through the rubbish, picking out the food waste, green waste, recycling and whatever other rubbish they find.
"Council staff says we'll do that after we have taken a decision," says John.
The regime change is based on unsupported figures that John describes as 'absolute crock'.
Council staff and consultants originally claimed the average Tauranga household spends $600 a year on rubbish collection, and that the four bin rates funded regime will cost only $170.
The real cost is $250-$260, says John.
"They have revised the claim down to $313, but I think that's still way above what the real figure is. Unless somebody does some serious market research we are not going to know.
"My average customer in Tauranga spends about $280 a year, but we have a lot of door to door bins which are more expensive. We think our average is a bit higher than some of the others.
"There would be a lot of elderly people who perhaps only have a recycle bin from a contractor and on top of that put out one bag of rubbish every three or four weeks, so they are only spending about $100 a year," says John.
"I've got plenty of customers who have one small bin and they get it emptied every four weeks because that's what they need, and they are spending about $100 a year or so. I'm pretty confident the average is more like $250."
The council figure was just the collection cost and didn't include the disposal cost of trucking the rubbish to the Waikato and paying for it to go in the landfill, says John.
"You can add $100 to that minimum."
Nor is it factoring in the massive capital cost of providing every city household with four bins.
"I don't think their figures are credible."
Three cities with good information about ratepayer funded rubbish collections on tier websites are Christchurch, Timaru and Whakatane.
They have three-bin systems instead of four bins, and the costs range from $260-$270 a year, says John.
"Based on that my guess is by the time you add a fourth bin on you are not going to get any change out of $230-$240."
The six yearly review of rubbish collection is a legal requirement under the Waste Minimisation Act of 2008, which requires the councils to reduce the amount of rubbish going to landfill and to recycle more.
The proposed rubbish collection change is in response to a report by Eunomia Research and Consulting which claims that neither the western bay of plenty district or Tauranga City councils achieved recycling targets set in the previous WMMP in 2010.
City Councillor Matt Cowley says the decision facing council is not final or binding and simply allows the council to claim government funding to further explore the issue.
"The decision that we will pretty much next week proposing to adopt the waste minimisation plan, essentially that's to say should we look at this in more detail," says Matt.
"The decision through the plan is 'there's an opportunity here should we look at it further'.
"So the plan will enable us to apply for central government funding to do further investigation."
The earlies the city council could possibly do it is after 2019 with the new council, says Matt.
"What we are doing is making a decision to look into it further. That's the only commitment. The next council, it will be on their agenda and if they don't want a bar of it they can stop it."


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Bar end weight. BLACK, Tommaselli.
BLACK - handle bar end weight. TOMMASELLI.
Small and narrow.
Fit any standard motorcycle 7/8" (22mm) open bars.
Add the end weights to either end of the handlebar to damp vibration by moving the bars' resonant frequency away from that generated by the engine. Enhance the comfort & smooth of riding.
Easy installation without any modification required.
Head size 21mm dia, 22mm long. Insert dia 18mm.
Made in ITALY.
Priced per pair.


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Product sold only in bundles at this time. This page is to provide individual CD product information.
To Order Bundles - Click HERE
Released 2007
Amazing Grace, a powerful Homecoming gathering, hosted by Bill and Gloria Gaither, offers a timeless treasury of the great hymns of the church that will continue to survive for generations to come.
Amazing Grace - Buddy Greene on harmonica, Russ Taff, The Booth Brothers
God Of Our Fathers - Shane McConnell
Come, Thou Fount Of Every Blessing - Buddy Greene, Jeff Taylor
Pass Me Not, O Gentle Savior - Allen Asbury
Tell Me The Story Of Jesus / I Love To Tell The Story - Charlotte Ritchie, Ivan Parker
At Calvary - Lynda Randle
Love Lifted Me - Kim Hopper
Just A Little Talk With Jesus - Brenda Lee
Hymns Of The Cross (medley) - Acoustix
I Need Thee Every Hour - Randy Owen, The Isaacs
If We Never Meet Again - The Booth Brothers
Jesus Paid It All - Ivan Parker
Then Jesus Came - Larry Wayne Morbitt
I Surrender All - The Isaacs
Burdens Are Lifted At Calvary - Ladye Love Smith
I Then Shall Live - Ernie Haase & Signature Sound
The Lord's Prayer


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By AYATERU HOSOZAWA/ Staff Writer
November 16, 2019 at 16:55 JST
Takanawa Gateway Station is opened to the media on Nov. 16. (Reina Kitamura)
The first station set to open on East Japan Railway Co.'s (JR East) Yamanote and Keihin-Tohoku lines in Tokyo since 1971 sports a futuristic design that is distinctly Japanese. [Read More]
The Asahi Shimbun aims "to achieve gender equality and empower all women and girls" through its Gender Equality Declaration.
Let's explore the Japanese capital from the viewpoint of wheelchair users and people with disabilities with Barry Joshua Grisdale.
This special page portrays the dramatic arrest of Carlos Ghosn and the twists and turns that followed.
This special page reviews what the former Nissan Motor Co. chairman left during his 19 years in Japan.
Baseball star Ichiro Suzuki had much to say on March 21, 2019, the day he hung up his spikes.
This special page details how journalists uncovered shady transactions through Bermuda and other tax havens.


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Warhammer Adeptus Titanicus Loyalist Legions Dice
- Pre-order - ETA: 29 September 2020
Free shipping when your order is over $150!
Flat rate $9.95 shipping
Calculate your shipping
Flat Rate - $9.95
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Show your loyalty to the Emperor and the Imperial Truth with a set of twenty dice designed for use in your games of Adeptus Titanicus. Included in this set are nine standard six-sided dice, two ten-sided dice, six Order dice for issuing commands to your Titans and Knights, a Hit Location dice and Reactor dice for determining where your Titans take damage and how hard they're pushing their reactors, and a Scatter dice for randomising blasts.
Each of these dice is metallic looking, with blue pips and detailing. On the six-sided dice, an Imperial Aquila replaces the 6.
Contains 20 dice:
– 1x Adeptus Titanicus Reactor dice
– 1x Adeptus Titanicus Hit Location dice
– 2x D10
– 6x Adeptus Titanicus Order dice
– 9x D6 with an Imperial Aquila on the 6
– 1 x Adeptus Titanicus Scatter dice
|Barcode #
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If you're looking to constantly be ahead of the wave, you can count on us here at Highsnobiety to keep you up-to-date on all the hottest collections available right now. After highlighting a few of our favorite new collections this week, this time we're giving you a head-start on a collection release, along with a sneak peak of its pieces.
Parisian streetwear brand M+RC NOIR will be dropping the first part of its SS18 collection tomorrow, May 16, via their official website at 8:00 p.m., London time.
This label has strong ties to music, with artists such as Chris Brown, Young Thug, Wiz Khalifa, and producers like Metro Boomin giving their stamp of approval. In fact, Atlanta rapper Playboi Carti is at the center of their latest SS18 campaign.
First S/S Pop-Up store : Paris > 14th & 15th April. What city you want for the next pop-up ?
While waiting for tomorrow's release, feast your eyes with this selection of pieces from their upcoming collection. In the galleries below, you'll find a series of logo-printed hoodies, T-shirts, tactical pants, work jackets, and a belt bag.
Peep the pieces below, and let us know what you will be copping tomorrow.
Now, check out the best sneakers releasing this week and where to buy them.
Our designated shopping section features products that we love and want to share with you. Highsnobiety has affiliate marketing partnerships, which means we may receive a commission from your purchase.


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Hey! I'm Tara
I'm an entrepreneur, blogger, designer, and wellness coach who enjoys being creative, staying active, and exploring life.
I use this space as a creative outlet + to share what I've been discovering along my journey. My intention is to inspire others to always follow their soul and empower them to live a more authentic and vibrant life!
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Looking for ideas on how to monetize your blog? Or wondering how to create passive income in general? Although there are many ways you can create passive income, affiliate marketing is often a great place to…
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My Herbalife Story
In this post, I'll be sharing my Herbalife story for those who are interested in the Herbalife opportunity. My story includes how I got started, the various results I've achieved since 2013, and how I can…


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Instrumentation & Mechanical Measurements & Control by Ak Tayal,Akash Tayal. our price , Save Rs. Buy Instrumentation & Mechanical Measurements. Book, English, Instrumentation and mechanical measurements and control for Tayal A K. Where can I get PDF file for solutions of engineering mechanics by ? How can I download R.K. Jain's mechanical engineering book in a PDF format?.
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Tetris Ultimate has been out for a couple of years now and has released on a variety of different consoles, but now Ubisoft's popular puzzle game is available right now on Steam.
The game includes the core experience that everyone knows and loves, as well as an additional nine modes that all offer chaotic variations on the classic formula. The additional modes are Battle, Battle Ultimate, Marathon, Endless, Ultra, Sprint, Time's Up, Landslide and Haunted. Just as in the other versions of the game, the PC version of Tetris Ultimate will also support worldwide leaderboards.
Valve's Connor Malone says that, "Tetris is an iconic game that has been experienced and celebrated by millions. We're excited to debut the franchise on Steam for the first time and look forward to introducing the brand to millions more with the release of Tetris Ultimate."
Tetris Ultimate originally released for the Nintendo 3DS late last year, though since then it has been brought over to PlayStation 4, Xbox One and PlayStation Vita. It is available to purchase now on Steam for $14.99, however be aware that it does require you to install Uplay.
- This article was updated on:March 8th, 2018


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NEET And JEE 2019: 10 Big Changes Parents Must Know
Read this article to know what the latest changes in the examination schedule of NEET and JEE Main mean for your child.
By Leena Ghosh • 7 min read
Life doesn't always give you a second chance. But, according to the latest announcement by the HRD Ministry of India, the aspirants of NEET and JEE Main can appear for these competitive exams twice a year, from 2019. And, what's more, the best of both scores will be taken into consideration, during the admission process.
According to reports, these exams will now be conducted by the newly formed National Testing Agency (NTA). The NTA, approved by the government in 2017, is an autonomous body which will now be responsible for conducting the majority of entrance examinations to higher institutes of learning. The agency will be taking over from the Central Board of Secondary Education (CBSE) and the AICTE, who were earlier responsible for conducting these examinations.
So, what does this new schedule mean for your teen hoping to crack either of these entrance tests? Here are some of the top facts you should know:
Top 10 facts you must know
- Aspirants for JEE Main, conducted by the NTA, can now appear for the examination twice a year – in January and April. The details of the examination will be soon announced by the organisers.
- The NTA will conduct NEET entrance tests in February and May. The details of the examination will be soon announced by the organisers.
- HRD Minister Prakash Javadekar, in a statement, said that the best of the two scores will be considered during the admission of the candidate. This means, if your child either failed to appear for the first examination or didn't perform as per his expectations, he has the option to better his scores in the second test. However, it is not compulsory for a student to appear for both exams, if he's satisfied with his first attempt.
- The NTA plans to make sure these tests are on a par with international standards. Also, the HRD Ministry aims to make these exams 'leak-proof' under this system. In a report, Javadekar was quoted as saying, "There will be no issues of leakage and it would be more student-friendly, open, scientific and a leak-proof system."
- The NTA aims to raise the standards of the examination process by focussing on research and using a scientific test design recommended by experts and specialists.
- Students planning to crack these exams can practise for these tests online, by the end of August. A few schools and engineering colleges, which will soon be identified, will remain open during the weekends, so students can use the computer centres at these institutions to practise for the exam.
- The NTA would also set up test practice centres in rural areas, so that everyone has an opportunity to practise for the entrance examinations.
- The exams for NEET and JEE Main will be held over a span of four to five days and the students can choose the exam dates as per their convenience.
- The difficultly level of the exam will be the same across both papers. Specialised standardisation techniques will be used to determine the concluding score.
- Other details like the syllabus, format of the question paper, language and fees for JEE Main and NEET will remain unchanged. The time table for the examinations will be uploaded on the official government website.
NEET and JEE Main 2019 Exam Schedule
NEET 2019 February Exam
- Online submission of application forms: From 1 October 2018 to 31 October 2018
- Examination dates: From 3 February 2019 to 17 February 2019
- Results: The first week of March 2019
NEET-UG Exam
- Online submission of application forms: From 1 November 2018 to 30 November 2018
- Examination dates: 5 May 2019
- Results: 5 June 2019
JEE Main 2019 January Exam
- Online submission of application forms: 1 September 2018 to 30 September 2018
- Examination dates: 6 January 2019 to 20 January 2019
- Results: 31 January 2019
JEE Main 2019 April Exam
- Online submission of application forms: From 8 February 2019 to 7 March 2019
- Examination dates: From 6 April 2019 to 20 April 2019
- Results: 30 April 2019
Share these facts with your child and help him prepare for the entrance tests in advance.
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Since late 2018, I've been a big fan of gold and silver. Indeed, gold hit $2,000 an ounce last...
Top Picks 2020: Integra Resources (Vancouver: ITR) (OTC: IRRZF)
01/08/2020 5:00 am EST
Focus: COMMODITIES
Integra Resources (Vancouver: ITR) (OTC: IRRZF) is developing the large-scale DeLamar gold-silver project in southwest Idaho, explains Brien Lundin, a specialist in junior mining stocks and editor of Gold Newsletter.
When I say large-scale, I mean it: The company recently released an updated resource estimate showing 3.9 million ounces in gold-equivalent, measured and indicated resource (2.4 million ounces of gold and 116.5 million ounces of silver).
Another 500,000 ounces of gold-equivalent lies in inferred resources. And that's so far. The company continues to aggressively drill the project, with outstanding results.
At its War Eagle Mountain target, Integra recently reported drill results that were highlighted by 10.9 g/t gold and 115.3 g/t silver over 34.1 meters. At its Florida Mountain target, the drill cut 1.7 g/t gold and 26.5 g/t silver over 45.8 meters, including 19.6 g/t gold and 68.2 g/t silver over 2.1 meters.
These results from War Eagle and Florida Mountain highlight the potential for high-grade ore at DeLamar to punch up the economics of the low-grade mill feed currently envisioned for the project.
And more results will be coming in 2020, as the drilling success has attracted smart, deep-pocketed investors. Integra recently closed a $31.9 million financing that will keep the drills turning while also funding a pre-feasibility study.
Integra's share price has been largely range-bound in recent weeks. With more drilling and assays to come from DeLamar, I think the company makes for an excellent buy at current trading levels.
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Methanol Chemicals Company, Chemanol, (former Saudi Formaldehyde Chemical Company Limited) is a major grass-roots second generation petrochemical complex located in Jubail Industrial City. It manufactures premium-grade methanol derivatives that have a number of diverse and useful applications.
Chemanol started up its methanol plant, which provides the main feedstock for the firm's entire product range, in early October. "We have successfully completed several expansion projects, raising production capacity from an initial 420 000 t/y to nearly 1 million t/y, which enjoys a competitive price on a global level compared to other producers. In addition, sales turnover grew to nearly US$200 million a year in 2008 and it is expected to grow further with the commercial production launch of these projects," Khalid Ibrahim Al- Rabiah, chief executive officer of Chemanol tells Petrochemicals Middle East.
One of the major drivers behind the building of the new complex was projected cost savings. Previously Chemanol bought its methanol feedstock from Saudi Basic Industries Corporation (SABIC) at a non-discounted market price of around $150 per tonne, but now it will save up to half that cost, thanks to production prices of around $80 per tonne. "The start-up of our methanol operations will help the company to reduce the production cost of the end products by almost 30%, and increase profitability," explains Al-Rabiah.
In total, the cost of the expansion projects amount to $600 million, but the investment looks set to strengthen Chemanol's position as a significant downstream player. "With the launch of our new formaldehyde expansion unit, the company suddenly became one of the largest formaldehyde production facilities situated in a single location in the world," says the Chemanol CEO. "Not only that, but we also became the owner of one of the most integrated methanol production complexes globally," he adds.
Under its various historic brands, Chemanol has over 20 years experience in the industry, and is now looking to shore up its position in the speciality chemicals sector by investing and producing tailor-made product formulations that meet high-end customer requirements, particularly in the field of resins.
"In-house research has facilitated the development of several speciality product grades which reside in the domain of technology," says the CEO of the company.
Chemanol has selected the best available technology providers for its expansion plants, and has implemented methanol and formaldehyde technologies from Danish outfit Haldor Topsoe. For methyl amines/di methyl formamide, it has deployed technology from UK-based Davy Process Technology. Pentaerythritol technology from Sweden's Perstorp AB and Acetaldehyde technology from Libra Techcon of India have also been implemented.
Even with the downturn affecting the industry, the company believes that it was well-prepared for what it views as the cyclical nature of this specific sector. "It has always been the case that the global petrochemical industry has experienced peaks and troughs and that it has been passing through the lower reaches of the current cycle since the second half of 2008. This particular trough has been caused by falling demand and global financial meltdown," says Al-Rabiah.
To cope with this global slump in the petrochemicals cycle, Chemanol prepared itself for the demand-driven downturn by putting in place initiatives and measures that it believes are key to the smooth running of its business and operations. "We have adopted five strategies, which included improving productivity and increasing utilisation capacity; penetrating new markets; maintaining competitiveness and market share by optimising selling prices; and improving quality and customer service. In addition, we have also introduced comprehensive cost optimisation programmes," adds the CEO.
The company says that it foresees signs of improvement towards the end of 2009 and at the beginning of 2010, in terms of price and demand, but that it remains conservative in its views. "We do not see full recovery before 2011. We will keep an eye on the market developments and concentrate on how to add value and sustain our leadership, growth and profitability, boost market competitiveness and maximise our shareholders wealth," notes Al-Rabiah. "But in spite of the economic calamity, we remain strong and positive and we will continue to focus on achieving our vision."
The company currently produces formaldehyde, para formaldehyde, formaldehyde resins (liquid and powder), hexamine and super plasticisers. Around 70% of its current production is exported to around 50 countries around the world.
"With current nameplate production capacity of 420 000t/y, to date, 85% of capacity utilisation has already been achieved. Certain units in plants that are operating right now are continuing to run close to 100% capacity," says the CEO.
Though the company's production capacity utilisation has reached 85%, Chemanol views the current situation as abnormal, in that it does not reflect the actual demand and supply situation.
"From the long-term perspective, the market demand in the developing nations, especially in Asia (specifically China) and now in Iran, is driving much of the expansion that makes the chemical industry a growing business," says Al-Rabiah. "The closures of some businesses in North America and in other parts of Europe has added to growing demand on Middle East producers," adds Al-Rabiah.
Chemanol says that demand for its products is growing and this reflects the continued penetration of chemical products into both existing and new usage areas around the world. "With regard to our speciality products, we anticipate the demand of major materials will continue, but prices are likely to become an issue," Al-Rabiah explains.
Future Ambitions
Recently, SABIC and Sipchem signed a strategic partnership deal to establish a series of mega petrochemical projects, a move that has encouraged many players in the Kingdom to start looking for a partner to help them achieve their goals. Chemanol is one of those firms on the look-out for the right company. "As we drive to achieve our vision and goal, Chemanol is opening its door of opportunity to the possibility of strategic affiliations with leading partners," says Al-Rabiah. "We endeavour to become an ally to those who would partner us in achieving our aims, those who would complement and promote our products, those who would sustain a long-term business association with us, and those who wish to grow their business along with Chemanol," he explains.
As things stand, the issue of feedstock pricing in Saudi Arabia seems to not be a primary concern for the CEO. "We believe that the local industry has to develop inherent strengths and has to be based on a solid business model that will enable it to sustain profitability even if it has to source its feedstock at international prices," explains Al-Rabiah.
So it seems that Chemanol is confident about its future and sees this downturn as just a bump on the road to success.
"We believe that the petrochemical industry is accustomed to ups and downs. As a result, we expect marginal recovery every quarter, to culminate in a full recovery around the end of 2011 or the beginning of 2012," Al-Rabiah concludes.
Technology Licensors
Haldor Topsoe (Denmark): Methanol and formaldehyde technologies.
Davy Process Technology (UK): Methyl amines/di methyl formamide.
Perstorp AB (Sweden): Pentaerythritol technology
Libra Techcon (India): Acetaldehyde technology
Indian Contractors:
Toubro won a $60 million contract to set up methyl amine and dimethyl formamide plants, whilst Libra Techcon won the acetaldehyde plant.
For all the latest refining and petrochemical news from the Middle East countries, follow us on Twitter and LinkedIn, like us on Facebook.


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The Importance of Teaching your Child Personal Hygiene
Date Posted:17 March 2020
Personal hygiene is an important form of self-care that will ensure that your child will lead a healthy life. Forming good hygiene practice from early childhood can have a positive effect on your child's growth and development. Your child will also learn to be independent and boost their confidence and self-esteem.
For children, the basics of good personal hygiene include:
- Hand-washing
- Covering their nose and/or mouth when coughing or sneezing
- Regular baths or showers
- Brushing and flossing their teeth
The best way to teach your child is to lead by example. Remember to wash your hands after doing any of the above activities and your child will follow suit. By teaching your child to wash their hands and keep themselves clean, it also teaches them to practice social responsibility.
Click here for more tips and tricks to help you teach your child about Personal Hygiene.


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That's where the term" Let me sleep on it" comes from. Your subconscious mind will put it together andyou're going to get it. You will notice that happen and it occurs naturally. The longer you do this things, the moreyou're studying it and whenyou're great at it you'll wake up the following day and you'll be better at it sinceyou're programming your subconscious mind.
Do not established on your own up for failure by building a phony account. For instance, if you go out of your means to make on your own appear like the professional athlete of the year, you will certainly attract fitness as well as exterior enthusiasts. This is all right if that is what you are seeking. Nonetheless, if you prefer to review a publication than go mountaineering, you must stay with what you understand. Since you have actually created a profile that you are confident will send out love your way, the next action is selecting a prospective friend in addition to weeding the great from the negative.
You will experience depression, grief, or sadness at times in your lifetime. There are also likely to be times when you may feel betrayed, resentful, insecure, and humiliated, or disappointed. You will have doubts about yourself and if you have the capacity to accomplish your goals. There's not anything wrong with experiencing these emotions because they don't last.
Last, do you remember your Feelings of love and freedom when you met with your Twin Flame? You feel as though it is the bubble love phase all over again but this time you feel empowered to be in charge of your emotions and feelings. Because you have learned your lessons, you feel more assured and wiser than before.
Back to the issue at hand: When a MAW does not fit into either of the groups and has a conveyor belt of dudes in her circle I described above, you can be certain that there will be difficulties. MAW's using a surplus of orbiters can provoke a level of anxiety in men. For starters, any intelligent girlfriend ex fuck buddy worth his salt will probably have his radar. Men will be automatically suspicious about their intentions and understand what their competition is capable of. It's a sad fact of reality that not every man is noble or honorable; even more despicable, there are those guys who get a nigh- satanic thrill from enticing women to step outside their parameters that are regular. Man predatory behavior's threat alone is local sluts to raise the level of anxiety of any man.
The threat is that his girlfriend is local. There's the possibility while he's grocery shopping with his wife she could be suddenly run into by him. It's possible that his spouse may be already known by the girlfriend. The man is going to want an address that his wife doesn't know about. When he choses to do this" not actually single" scam on Craigslist, then he will select the option which makes his" Gardere LA videos with local sluts" email address into an anonymous crazy local sluts Gardere LA. He will join his email address and the Craigslist advertisement.
But wait, I can hear you say, " I need to get acquainted with her first, to determine if we are compatible and if she's soul mate until I ask her out" Here is the problem ASIAN MEN ARE TARGETS FOR CATFISHING! Wait, what is Catfishing? It is an online scam whereby somebody produces a false identity by making him fall in love with her and cover her expenses in order to manipulate a guy.
Search Criteria Once the center of your profile data is uploaded, your search criteria will be the engine which will drive good to great visitors to your" Inbox. " Your" Inbox" will collect all the messages that interested potential partners will send you. It's important to be aware that sites will charge a fee to give you access. I would pay for a month. That should provide you enough time to sift that you want. Be quite specific. Then loosen your search criteria if you do not get the number of results which you would like.
So, if you get a opportunity to meet somebody in person, let us say you talk to them, go up and visit someone at the supermarket. Because I promise you the majority of these people who you find out and about haven't been asked out in a true style in a long time. Between sexting and texting via media that is social, meeting someone has never been so easy.
Don't LIE- I know it's tempting to fudge the truth a bit, but in the future it is not going to help you to find your perfect match. You would like to locate a person that's currently going to take you for who you are, not that they want you to be. Many people think that if they're honest, they are not as inclined to meet with people, however when it comes. After all, the purpose here is to fulfill your one match that is perfect, not to select as many dates as you can.
She Relieved You =Hurt This is exactly what occurs when a woman who has been planning a separation for months finally breaks the heart of a man. She feels she deserves a bottle of chilled beer along with her friends to celebrate having the gut to end of doing a boring /toxic relationship- - something.
It's your despair. That is right. Ifyou're that woman who's always groups that help prostitutes Gardere LA the odor of" despair" this odor isn't serving you one bit, in fact it is actually causing men to repel you. I see it every time I am out in the eyes of women. They are the wanderers, meaning their eyes are frantically racing the space asking herself" Is anybody looking at me? Does anyone want me? " And another Tom, Dick or Harry that approaches her, well she's on him like white on rice.
There had been a segment on a national television station: " How Long Is Too Long a Silence in a Conversation? " A study found that the four seconds was the point- - by four moments of conversation, the silence is constantly broken by someone. I sure didn't need that study to know when to feel awkward.
The game varies when the Twin Flame chaser concentrates on themselves because the runner Twin Flame feels that the shift in the power Gardere LA white sluts local making him or her overlook their celestial partner and Surrenders.
He was a smart guy and could feel that I wasn't ready. He respected my space and gave me the time to cure. When the time was right and that I was ready to give the fun of dating another go, world, he was available and we ended up with a blast. I was grateful to him for his patience and endurance to become gentle.
KINKS &FETISH As I have stated before, it is common for individuals to have some type of a kink than none at all, and many folks I've talked to have at least oneI believe this is most likely correct. Not that I'm into lots of it, I'd most likely be classed as a little prostitutes anonymous Gardere LA, I enjoy sex and lots of it but when it comes to kinks, I find myself shying away from it, possibly because it's unknown to me.
I am an Aquarius: Clever Witty, Inventive, Original and Humanitarian, although Stubborn and Rebellious. I like to make people laugh and it makes me feel good to make others contented. I have a grateful appreciation for the current high aspirations for my future, and an expanding understanding of my past. I enjoy going to movies, eating out at restaurants that are new or preferred, staying in and cooking, singing, being spontaneous and adventurous, traveling to new places, watching television, playing tennis, laying out at the shore and studying.
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Of course, there will be occasions when you are feeling upset or frustrated, but you will be less inclined to fall if you create the commitment to lead with respect and kindness.
The amounts we allow to document in review past us. As they perform a dates will filter from the bulk of them and be the ones with whom we hang out. Those writers who criticize the dancing, understanding little about its possibilities have not taken a hard gander at what a dancing place may harbor. The dates line up all plunked down on the rows of folding seats. They primly lean up from the dance hall wall in crazy copiousness.
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We met more times. Each time I found myself drawn to this person with all the sort eyes. Something was really different about this person.
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It can be very hard in the beginning, to have a very clear comprehension of ifyou're entering into a relationship or one that Gardere Louisiana local asian sluts turn into a toxic mess with slightly more time. Trust your gut. If we are in tune together and hear what our intuition is currently attempting to inform us, we are protected.
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