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- Safi Bello
Fake Online Job Interviews Phishing for Your Personal Information
Financial Industry Regulatory Authority press release ------ The Financial Industry Regulatory Authority (FINRA) today issued an Investor Alert warning job seekers that individuals claiming to be involved in the hiring process for legitimate organizations—including FINRA—have turned to Skype and other online video call platforms as a way to phish for your personal information and money. Phishing scammers may also use fraudulent emails or copy-cat websites to get unsuspecting consumers to provide valuable personal information—and then use it to steal their money or identity. "Scammers attempting to obtain sensitive personal financial information are becoming ever more sophisticated in their tactics, manipulating moments of trust such as a job interview while simultaneously turning trusted tools such as online video platforms into potential weapons of fraud," said Gerri Walsh, FINRA's Senior Vice President of Investor Education. "It is important for consumers to know that legitimate companies and employers will not ask you to provide confidential information through non-secure means—and you should never do so unless you are certain the interview is legitimate." To learn more click on the picture below to read the release.


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27th March 18
It was a perfect day in Denia for the annual sports day event. All participants and supporters showed fantastic sportsmanship and had a lot of fun. There were some really closely contested races with excellent times recorded. Blue House were victorious overall, winning by a huge margin and taking home the cup yet again! Well done to the PE Department for organising a fabulous sports event and to all competitors and supporters. Well done to Mrs Maddocks and her Blue House team for securing another Blue House victory, and also to Greta Gridinaite for being such a wonderful photographer and taking so many great photos.
For more photos please click on the image below:

subset: commoncrawl


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Robo-advisors are gaining popularity because of their low fees and simple, hands-off approach. But as more robos come into existence, it becomes harder to figure out which one you should go with. To help you decide, SmartAsset's financial experts created this list of the best robo-advisors as of 2020. We recommend looking through each company's fees, minimum initial investments and other services to help you decide which is best for you.
A robo-advisor isn't for everyone, and some people prefer to work with a traditional advisor who can provide custom portfolios and personalized financial planning services. SmartAsset's free advisor matching tool can pair you with a financial advisor near you.
Best Robo-Advisors of 2020
Like any financial service, robo-advisors use a plethora of different fee arrangements and investment philosophies, along with offering a variation of features like automatic rebalancing and tax-loss harvesting. As a result, some robo-advisors are better suited for certain types of investors than others. To narrow down your choices, check out the best robo-advisors of 2020 below.
|Best For
|Investors with a sizable balance
Full Review: Vanguard Personal Advisor Services
The Vanguard Group is known for its low fees and popular index funds. In fact, many other robo-advisors (and traditional advisors for that matter) invest client assets in Vanguard funds. Vanguard also offers a robo-advisor of its own, called Vanguard Personal Advisor Services. With billions in assets, the robo-advisor is already an industry juggernaut.
As for particulars, its annual fee of 0.30% is about average for robo-advisors. The minimum required investment is a bit high though at $50,000. Unlike many robo-advisors, Vanguard's service also offers access to human advisors. That means you get the advantages of a digital service and the ability to talk to a real person when you have questions.
|0.25% (0.40% for Premium plan)
|$0 ($100,000 for Premium plan)
|Best For
|Low maintenance, goal-based investors
Full Review: Betterment
Betterment has gained over 270,000 customers since bursting onto the robo-advisor scene in 2008. You'll find yourself drawn to the site's clean, user-friendly design. You'll also enjoy low fees and features like tax-loss harvesting. Once you sign up, you can track your progress toward retirement and other financial goals.
Annual management fees start at just 0.25% and there is no minimum balance for opening an account. Should you upgrade to Betterment's premium plan with a minimum of $100,000, your fee will jump to 0.40%, though you'll gain access to a number of other services. These include unlimited phone calls with a certified financial planner (CFP), advice on your 401(k) and other outside investment accounts and more. Unlike a number of other services on this list, Betterment also offers trust accounts.
Schwab Intelligent Portfolios
|Best For
|Low-cost investors interested in ETFs
Full Review: Schwab Intelligent Portfolios
Schwab Intelligent Portfolios is the robo-advisor arm of Charles Schwab. This robo-advisor doesn't charge advisory fees, commissions or account service fees. You will have to pay fees for individual funds, but that is true for any robo-advisor.
As long as you have $5,000 to invest, you can become a Schwab client and take advantage of automatic rebalancing and tax-loss harvesting. So if you're on the prowl for a combination of low portfolio management fees and individual funds, then you should absolutely consider Schwab.
Personal Capital
|0.49% to 0.89%, depending on your account balance
|Best For
|High-end investors who want access to human advisors
Full Review: Personal Capital
Personal Capital starts by aggregating all of your financial holdings and assessing the strengths and weaknesses of your current investing strategy (or lack thereof). You'll get a report outlining Personal Capital's findings and a plan for improvement. The management fees and minimum balance are higher than average for a robo-advisor, but there is also free software available for DIY investors. Clients with $1 million or more get access to the lowest management fees and the most account features.
|Best For
|Fidelity and TD Ameritrade account holders who want automated portfolio management
Full Review: FutureAdvisor
As a FutureAdvisor client, your IRA, Roth IRA, rollover IRA or SEP-IRA will be held by either Fidelity or TD Ameritrade. The FutureAdvisor Recommendations Engine and a team of human advisors keep an eye on your investments, helping you rebalance and grow your money. If you don't want to start investing right away, you can create an account for free. That account is enough for you to get free portfolio analysis and recommendations.
|Best For
|DIY investors looking for cheap fees
Full Review: Wealthfront
Wealthfront offers robo-advising for many account types, including IRAs, 529 college savings plans and personal and joint savings accounts. The minimum balance requirement is $500, while clients with $100,000 or more get access to the company's tax-optimized direct indexing service. The management fee is a flat 0.25%, which is one of the lowest fees around.
|$120 annual fee ($90 per additional account)
|Best For
|Investors that own a 401(k)
Full Review: Blooom
The focus of Blooom is on the 401(k), a retirement savings vehicle many Americans have without fully understanding how it works. Blooom charges clients a fee of $120 a year, though extra accounts each come with an additional $90 fee. True to its name, Blooom represents the health of your 401(k) with an image of a flower that will wilt if something is off.
|0.25% annual fee on balances over $10,000
|Best For
|Those in search of a simple account interface
Full Review: SigFig
SigFig charges a 0.25% annual fee on balances over $10,000. Accounts with a balance under $10,000 do not have a management fee, though there is a $2,000 account minimum. Other fees are embedded in the exchange-traded funds (ETFs) that form the cornerstone of the SigFig investing strategy. SigFig uses a variety of funds from Fidelity, TD Ameritrade Institutional and Charles Schwab. This company complements its algorithms with the services of financial consultants who can chat with you about rebalancing and improving your existing investments.
|$1 – $3 per month
|Best For
|Those new to investing & college students
Full Review: Acorns
Acorns takes the spare change from your everyday purchases and invests it according to your risk tolerance. It rounds up all your transactions to the nearest dollar and takes the difference, moving the money to a range of ETFs. You can connect a debit card, credit card or checking account to your Acorns account.
This service is not ideal for big retirement savings, but it is a pain-free way for people to start saving and investing. Opening an account is free, and the management fee is just $1 to $3 per month.
Axos Invest
|Best For
|New investors
Axos Invest is a fairly new robo-advisor, and its structure is rather unique. The service is actually free, meaning there are no asset-based advisory fees charged by Axos. In fact, the only fees you'll run into are fund fees, which are unavoidable at most robos. The expense ratios for these funds range from 0.03% to 0.90%. There's also no minimum requirement needed to begin investing with Axos.
If you want to go beyond Axos Invest's core robo-advisor package, the company offers a selection of premium plans. If you choose to take advantage of any of these extras, you'll be charged an advisory fee.
Prior to October 2019, Axos Invest was known as WiseBanyan. However, the company actually bought out WiseBanyan, a once independently owned robo-advisor service, in October 2018. Axos Invest is part of a larger financial institution known as Axos Financial.
What Is a Robo-Advisor?
Traditionally, having a financial advisor meant turning up to an office for a sit-down conversation about your money and investments. However, some investors balk at the fees charged by financial advisors. And some advisors have minimum investment requirements that exclude people with a lower net worth.
Now, though, the financial advice landscape is shifting. Online-only advisory companies called robo-advisors are offering lower fees for advice based on sophisticated algorithms. Although these companies are automated, some also have financially savvy human advisors on staff as well. The difference is that these companies use fewer working hours on each account, allowing them to pass the resultant savings on to their customers.
The core of any portfolio that a robo-advisor builds is the client's risk tolerance. A robo typically determines your risk tolerance level through a series of questions. These delve into what your goals are for the future, how much money you want to have saved by retirement and more. Based on your answers, the firm will create a portfolio that includes investments that line up with your profile.
Bottom Line
Robo-advisors are competing to offer lower fees than their peers, and all that competition can be good for the consumer. The trend toward offering robo-advising services is a response to the preferences of younger Americans who would prefer easy, online advisory services with mobile apps to match.
But keep in mind that robo-advisors rely on your answers to questions that give them a sense of your goals, investment knowledge and risk tolerance. Make sure you answer these questions honestly, or you could end up with an investment strategy that's more or less aggressive than what you really want. Always shop around for low fees and find the best deal you can get for your needs. And of course, if you feel you want a more hands-on approach, you can find a local financial advisor – a human one! – to help you with your finances.
Working With an Advisor
- While there are certainly financial and practical benefits to a robo-advisor, they don't fully replace a financial advisor – especially the personalized financial planning services that many advisors offer. Fortunately, finding an advisor doesn't have to be hard. SmartAsset's free tool pairs you with up to three advisors in your area in 5 minutes. If you're ready to be matched with local advisors that will help you achieve your financial goals, get started now.
- If you'd rather not have to manage your investments directly, a robo-advisor can help you put your portfolio on autopilot. But if you would prefer to talk with a human on occasion, be sure to choose a robo that provides clients with access to real financial advisors. Just note that some services will only let you work with a human advisor if you meet a certain minimum investment.
Photo credit: iStock/sompong_tom, Vanguard.com, Betterment.com, Intelligent.Schwab.com, PersonalCapital.com, FutureAdvisor.com, Wealthfront.com, blooom.com, SigFig.com, Acorns.com, AxosInvest.com, iStock/Deagreez


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Tony was 28 years old and embarrassed by the rash on his arms and legs. The rash was bright red with lots of pimples. He was particularly unhappy in the summer, when short sleeved shirts and bathing suits were needed. Tony tried several types of diets and supplement regimens without the hoped for results. Cortisone creams helped but he used them only with the worst flare-ups. He was afraid of the possible side effects from long term cortisone use.
A friend told him to have his mercury fillings removed; it seemed her acne had been helped by this. Removal of the fillings brought Tony the clear skin he had sought.
Whole Body Medicine
Whole Body Dental
501 Kings Hwy E #108
Fairfield, CT 06825
Medical Email: firstname.lastname@example.com
Dental Email: email@example.com
© Copyright 2020 – Breiner. . All Rights Reserved


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AARP Arizona
American Association of Retired Persons
Adults age 50 and older
Intake Process:
Call, visit website, or write
Membership program for older adults which offers access to exclusive benefits and discounts. Performs legislative advocacy on behalf of older adults.
Mon-Fri 8am-4pm
Program Fees:
Annual membership dues
English, Spanish
Handicap Accessible?
Volunteer Opportunities:
Volunteers help in the office, at job fairs and special events, with presentations to various groups, during legislative visits, and with other duties.
Address Listings
Physical (Primary)
7250 N 16th St
Ste 302
Phoenix, AZ 85020-5279
7250 N 16th St
Ste 302
Phoenix, AZ 85020-5279
Dana Kennedy
Primary Contact
State Director
Phone Numbers
Toll Free
(866) 389-5649
(602) 256-2928
Related Resources
AARP Senior Community Services Employment Program
Date of Official Change:
August 27, 2020
Send profile information to an email address.
Provide your email address to receive information about AARP Arizona.
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Select your cell carrier and provide your phone number to receive information about AARP Arizona.
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Hi, I have two questions,
1) Is there a way to delete a flag of mine that I consider an abomination? [File:Proposal_Flag_of_New_Jersey.png]
2) Is there a way to delete a specific version of a flag, that has possible copyright concerns? (I didn't mean to upload that version.) [1]
Greetings, Qaz.


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The Application Process
First things first… explore our website and our social media. This summer opportunity is like none other! However, it's not for everyone. Be sure to watch our 2019 videos on YouTube and get a sense of who we are. The length of staff contracts depends on the position, but every staff member is required to attend staff training which runs from May 14 – 23 for Unit Leaders and May 26 – June 5 for All Summer Staff. Email us at email@example.com if you have any questions.
1. Apply online
Click the link at the bottom of this page to begin your online application. You will be asked to create an account if you don't already have one, and you will have the option to save your progress and return to the application to complete it at a later date. We will not review incomplete applications.
2. We contact your references
We want to know who you are around other people and past employers. Your online application will ask you for 3 different types of references. You will not be able to move forward in the application process until all 3 references are completed.
3. Formal Interview
Most formal interviews will be completed out at Camp Carl or your college or university. However, if scheduling doesn't allow for a face-to-face interview, the interview may need to be over a video platform. Interviews typically last 30-45 minutes. Come prepared to discuss past experiences and how they shaped your character and prepared you to work at camp. This is a great time to ask any questions about our positions or details of the summer.
4. Interview follow up e-mail within one week of your formal interview
This email will contain information about when you can expect to hear a final hiring decision from us and will invite you to stay in contact with us throughout this process.
5. Final hiring decision
We will contact you by phone or email with our final hiring decision.


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I was trying to set up path to be able to call qgis modules as it defined in their website Introduction and set PYTHONPATH=c:\qgispath\python .
However, I still get import error. I want to be able to call this module from Spider or Python idle under arcgis. Does anyone know how to do that or have more detailed explained documentation? I can call the arcpy from spider but I could not achieve that for qgis.core module.


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Eye Exams at Chapa De Indian Health
Importance of Getting Your Eyes Checked
Chapa-De Indian Health Auburn Grass Valley
One of the many services we are proud to provide to our community is Vision Care, our Optometry Department is located at our Auburn Health Center. In honor of Cataract Awareness Month, we remind you to take steps to protect your vision and to maintain good eye health.
A couple of months ago we wrote a blog post about workplace eye wellness discussing the importance of protecting your eyes while at work. If you have not read it yet, it can be found in our list of latest blog posts or click HERE. In addition to keeping your eyes safe in your everyday life, it is also important to get your eyes checked by an Optometrist, to make sure your eyes are healthy, and vision is good.
What are some common eyes diseases and their symptoms?
- Glaucoma is a disease that affects the nerves in your eye and is more common amongst older individuals. Symptoms include redness and sudden pain and can have lasting effects, even causing blindness if not treated early.
- Cataracts causes your vision to blur and is a visible change to your eye, making the pupil look cloudy. People with diabetes are at higher risk of getting cataracts and can also be caused by exposure to UV rays.
- A Sty is a common infection in a person's eye that resembles a pimple on one's eyelid. These can be painful and cause irritation to the eye. If not treated, it can affect your sight.
- Diabetic Retinopathy can occur in people with diabetes, affecting the blood vessels within the eye. This occurs when there is not enough blood circulation within the eye, sometimes causing blood vessels to grow and bleed. Depending on the severity, surgery may be needed and if left untreated can cause blindness.
Glasses or Contact?
In addition to the above eye diseases, sometime our eyes just get older and our visions starts to worsen, and we are in need of some extra assistance. Or maybe we were born with poor eyesight. Whichever it might be, seeing Chapa-De's Optometrist can help you make informed decision about getting glasses or contacts.
In order to preserve your sight, we recommend scheduling eye appointments for yourself and family members as young as the age of 4 years old. There are many different types of eye complications, but these are all things that we can help with and make sure that your and your children's eyes are cared for. All you need to do is make an appointment.
What services does Chapa-De's Optometry team provide?
- Comprehensive Eye Health and Vision Examinations
- Diagnosis and Treatment of Eye Diseases and Vision Disorders
- Detection of General Health Problems
- Prescribing Glasses, Contact Lenses, and Medication
- Performing Minor Surgical Procedures
How can I schedule an appointment?
We see patients by appointment for eye examinations. You do not need an appointment to see the optician for frame selection, repairs, or adjustments. We do our best to accommodate patients who need a same-day appointment for an eye emergency. To schedule an appointment, please call (530) 887-2810.
Click HERE to learn more about how to prepare for your visit to a Chapa-De Optometrist.
Eye Exams at Chapa De Indian Health
Importance of Getting Your Eyes Checked
Chapa-De Indian Health Auburn Grass Valley
Chapa-De provides medical care, dental care, optometry, behavioral health, pharmacy services and much more.
Serving all American Indian, Low Income and Limited Income Community
Chapa-De Indian Healthcare Auburn Grass Valley


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Se vuoi entrare a far parte di un'azienda dinamica che si occupa di attività interessanti e diverse, un'azienda con un'atmosfera stimolante e con un team internazionale e multidisciplinare, ti stiamo aspettando!
Relocation/Immigration Trainee
Title Definition: Student, supports day to day operations and business management.
Reports To: Country Manager
Job Description: The Trainee in the Relocation Department functions in support of the Relocation team. Specific tasks performed include but are not limited to:
• Attend assigned trainings
• Assist field consultants with creating new home-finding, school- Finding and check-in reports
• Assist field consultants with preparing and organizing orientation tours in different neighborhoods of Paris
• Update information in ERES informational documents
• Facilitate all types of utilities changes as requested by relocation team members
• Search internet options for an expatriate as requested by country manager, account Manager or field consultant
• Communicate with English-speaking expatriates
• Administrative support as needed
Candidate Profile: The Trainee is a responsible, organized and self- motivated individual. Should be curious about other cultures and eager to learn as well as exhibit confident by sharing new ideas.
• Fluent in English and French
• Perfect computer skills
• Knowledge of Paris and French administration systems in a plus
• Experience of living abroad/knowledge of other languages is a plus
• Must be enrolled in an accredited college/university
6 months full time internship (35 hours per week). Legal allowance per month + 50% refund of metro pass Navigo
Se pensi di poter essere una risorsa per Eres Relocation Consulting non esitare a contattarci.