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Here's what the student loan situation currently looks like for many education-seeking Americans: DEBT.
Student loan debt. Now that's a topic that's (too) often on the minds of countless parents, students, recent college graduates, and not-so-recent college graduates in the U.S.. The financial inaccessibility of education is a problem that many teenagers and their families have to grapple with before their college decisions are made each and every year.
There's ample reason for families to feel frustrated by the student loan industry in the United States. After mortgages, student debt is the second largest form of consumer debt, as students now have collectively taken on a whopping 1.2 TRILLION dollars of debt in order to fund their educations–1 trillion of which is completely in federal loans. So, why is this a problem? I think that's more than obvious.
An important thing to remember about federal loans is that they are backed both by federal banks and the Department of Education. In other words, these loans are insured by the government and its taxpayers; so the public is essentially is made responsible for collecting on borrowed due in case of students defaulting on their payments. It's probably worth mentioning, especially now, that approximately 11.1% of student borrowers are currently in default status.
Fortunately, this topic is (slowly) becoming more of a hot-button issue in politics as of late, or at least it seems to be getting a bit more attention from the public and the media than it has in years previous. At the federal level, just last July, Mark Warner (D-VA) and Marco Rubio (R-FL) introduced a bipartisan bill called the Dynamic Repayment Act, which proposed to reorganize the manner in which students repay their federal student loans, specifically by deducting 10% from their paychecks each month (similar to tax withholding) and allowing up to $57,500 to be forgiven after 10 years of repayment. Unfortunately, this bill died in committee shortly after its proposal. So there's that thwarted attempt at progress.
However, back in 2009, President Obama set a goal that, by 2020, America would once again have the highest proportion of college graduates in the world–and he has actually taken a lot of initiative in working to make this happen. Along with his recent proposal to Congress to make the first two years of community college free, in March of 2010 he signed into law a new student loan repayment plan that took effect in 2014. This repayment plan limits loan payments to 10% of the borrowers income and forgives whatever amount is left to be repaid after 20 years, or 10 years for those who choose to work in public service.
The reality is, not every student has parents or family members that are able or willing to pay for their tuition and living expenses while they're in college; in fact, many, many of them do not. While it's great that attention is being called to this very present and pressing issue, and many efforts are being proposed and (kind of) pursued that would make higher education more accessible to many in America, we are still a long way from solving this problem.
In the meantime, students are in a sticky position. We (I say we, because I'm one of them) are being told that a college education is absolutely necessary to compete in, or contribute anything to, our nation's economic future. And the data seems to validate that. There's no denying that higher education is essential to our progress, both as individuals with life aspirations, and as a nation full of young people who are looking for a way to take part in the future. Yet, despite the choice to invest in higher education, many college graduates are struggling to find jobs after graduating, meanwhile awaiting the end of their 6-month grace period before they must begin making loan re-payments. Additionally, the Bureau of Labor Statistics estimates that approximately 48% of recent college graduates are working jobs for which they are over-qualified.
Senator Elizabeth Warren (D-MA) has also spoken on this issue, mostly to empathize with the challenges that college students and recent graduates face as a result of being saddled with student debt. "Millions of young people are just stuck," Warren said. "They can't buy homes, they can't buy cars…all because they are struggling under the weight of student loan debt." Warren proposed a bill earlier this year that would have allowed students to refinance their student loans, but her efforts were blocked by Senate Republicans.


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Nick brings drive, an entrepreneurial spirit, and detail-oriented focus to the Sterling CRE team.
Born and raised in Washington, Nick's family history dates back three generations in Montana. He gained valuable experience in the management, development, and operation of HUD multi-family properties through his family's businesses.
Email firstname.lastname@example.com to learn more about Sterling CRE's data-driven approach to commercial real estate.
Nick earned a BA in Management Information Systems from the University of Montana. While attending UM, Nick solidified his passion for commercial real estate, seeded early in his life, after discovering the implications that Big Data has on the industry.
When not in the office, Nick enjoys hiking with his dog, fishing, and snowmobiling.

subset: commoncrawl


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Harlan Morgan
Morgan Family
Sunday School
Bus Ministry
Kids Power Zone
GOD'S Plan of Salvation
THE TRUTH MADE SIMPLE - Personal Bible Study
God's Plan of Salvation - AUDIO
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Pastor: Harlan Morgan
Morgan Family
Sunday School
Bus Ministry
Kids Power Zone
GOD'S Plan of Salvation
THE TRUTH MADE SIMPLE - Personal Bible Study
The Truth Made Simple (file)
God's Plan of Salvation - AUDIO
God's Plan of Salvation - Audio
Messages and Music
Good Cheer in Great Chaos
The Wonder Working Power of the Blood
Looking Up
The Required Commodity Of The End TIme
Pressing In, Pressing Through, Pressing On
Our Greatest Revival Is Yet To Come
He Is A Rewarder
A Cripple In The Kings House
The Power Of Repentance
The Lord's Great Church (Part 2)
The Lord's Great Church (Part 1)
Rooting Downward and Growing Upward!
Gathering the Fragments That Remain
Confronted by the Past
Identifying the Enemy - Part 2
Identifying the Enemy - Part 1
Receiving the Word - Part 2
Receiving the Word - Part 1
The Day When Everything Changes
The Vehicle and the Traveler
Soul Watchers
There Is Hope
The One Who Returns
Dealing with Distractions
Truth from the TABERNACLE (Part 3)
Truth from the TABERNACLE (Part 2)
Truth from the TABERNACLE (Part 1)
What Is Pentecost?
The Tried, Tested, and Victorious Church
Where To From Here?
From The Field To The Vessel
When The Books Are Opened
When The Church Is Lively
The Clock Is Ticking Is Anybody Listing?
Now Faith, By Faith, Through Faith
Walking By Faith Not By Sight
What Will You Have Him To Do
The Purpose And Power Of The Blood Part2
The Purpose And Power Of The Blood Part1
Parental Modeling And Influence
Roads We Travel
One Generation To Another
Principles Of Discipleship
The Essential Link to the Miraculous
How Well Do You Know God ?
Let's Have A Midnight Revival
It's Not Always As It Seems
Make It Personal
Keep Your Dream
It Happens Everyday
An Unknown Journey
The Word And Its Works
You Just Never Know
Promoting A Culture Of Life
There Is Still Power In The Name Of Jesus
Beware Of The Midnight
Carry On
The Purpose Is Bigger Than The Hindrance
Taking Root And Bearing Fruit
Where Are The Piccolos?
Revival Of Brokenness
Never Look Back
Jesus The Giver Of Life
Beware Of The Summit
The Plans Of His Heart
The Church Of Laodicea
The Work Of Grace
The Church Of Philadelphia
Examine The Lamb
Our Response To the Miraculous
The Delivering Power Of Intercessory Prayer
The Characteristics of Christianity
When Hearts Are Stirred And Spirits Are Willing
The Unspoken Calling
The Blessing, Responsibalty, and Danger of A Multi-Generational Faith
Take A Stand
Pray Like Jesus
What Shall Become Of Your Dreams
The Power and the Importance of True Convictions
With God Nothing is Impossible
God's Appointed Time for Recovery
Where Art Thou, Adam?
What John Saw
Thankful for the Thorn
Strengthening The Spiritual Man
Creating An Opportunity
The Three Wills
Call On The Name Of The Lord
Trying To Find A Substitute For God
The Threefold Cord of an Apostolic Church
The Demas Factor
The Multitude That followed Jesus
The Purpose, The Plan, and The Power
New Manna, New Mercy, Fresh Oil
Victory In The End Time
The Need Of The Oil
Lost In The Light
Two Roads, Two Destinations, One Life
The Elements Of Revival From Mount Carmel
Beyond The Government
Happy Is That People Who's God Is The Lord
As The Foundations Were Shaken
The Year of the Locust and the Time of Recovery
Watching Over His Word
Always Abounding
Eternal Priorities
Questions of Eternal Consequence
Unto Thee Shall All Flesh Come
The Covering
The Church, the Word, and the Preacher
Rigorous Demands for Perilous Times
The Actions of Faith
Endued with Power
While Peter Yet Spake These Words!
Gurgling Wells or Putrid Cisterns
Strengthen the Things That Remain
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The following has been posted to the Effective Health Care Web site.
The following draft report is available for comment until June 9, 2016:
Medication-Assisted Treatment Models of Care for Opioid Use Disorder in Primary Care Settings. To comment on this report, go to https://www.effectivehealthcare.ahrq.gov/research-available-for-comment/comment-draft-reports/?pageaction=displaydraftcommentform&topicid=636&productid=2225&documenttype=draftReport.
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Hardline Accessories
Gator Cable Center Conductor Cleaner
Cable Cleaner Solution
Hardline Cable Cutters
© Copyright 2020 Ben Hughes Communication Products Company. All rights reserved.
Cable Prep, the Cable Prep logo, Tools You Trust, the Cable Prep Tools You Trust logo, the CPT logo, FOCUS, the FOCUS logo, Gator, the Gator logo, Super CPT and Wing Ding are registered and common law trademarks of Ben Hughes Communication Products Company. Cable Prep® products and tools are covered under one or more of the following patents. U.S. Pat. Nos.: 5,561,903; 5,647,119; 5,749,270; 7,849,589; 7,232,235; 7,322,713 and other patents pending.


text:
We take safety seriously at SmartRV. In fact our Bürstner motorhomes meet the highest safety standards available thanks to permanent quality controls on one of the most modern test tracks in Europe. Ah, tested in Europe you might say, where they drive on the 'other side'.
But hold on a minute. Offside doors have never been an issue for our sister rental company Wilderness Motorhomes, where the drivers are often dealing with a whole new set of road rules as well as the doors. Plus we have a company policy that all of our vehicles have a passenger side exit door.
We can do our best to provide top performing safety technology - from enhanced visibility to ABS to dual airbags - but we also have to trust the occupants to exercise their own good judgement and responsibility. We think a recent letter to the Motorhomes, Caravans and Destinations magazine sums up the topic of risk management rather well.
Click here to see the letter.


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"Give It Up" the new single and music video from Bencoolen
A stone cold beat. The rustling of a lightly overdriven riff. The studded groove of a sensuous bassline. This is "Give It Up," the new single and music video from Bencoolen, and it's been making waves in the American underground this month on the strength of its soulful melodies, funk-inspired swing and R&B tones that are normally relegated far outside of the modern rock realm. Bencoolen collectively dispatch a fun autumn jam in this latest release, and though it's one of the more complicated compositions that I've heard from this group in their career together thus far, it isn't so saturated in methodical detail that we're unable to appreciate its multifaceted aesthetic. "Give It Up" forces us to react to subtleties that many pop singles would otherwise bury in fluff from behind the soundboard, and while there are a lot of conflicting elements colliding into each other in its most climactic moments, all of the chaos is what makes this track as exciting a spin as it is. Whether you've heard their work before or not, this is a song you'd be smart to listen to this season.
URL: https://www.bencoolenmusic.com/
There are a lot of understated jazz elements here that I would love Bencoolen to explore a little more in the future. Honestly, I get the feeling that they're kind of holding back a bit in "Give It Up;" the music video for the song features a studio performance rich with vitality, yet there's something missing from its contents. It could be that this composition was originally created during some extended jam between the players, and that this is perhaps a muted version of something born out of a 20-minute session where anything (and everything) would be possible, but in any case, this feels more like a teaser of what's still to come from their group than it is a statement about where they're at today. Bencoolen have stacked this single with as much adrenaline as they can muster in the particular setting they're in, and despites its fractured ends, odd excesses and hidden grandeur, my gut tells me that it has but a sample of the muscularity it could have had as an unfiltered medley.
Though it's got some points that are admittedly overindulgent, "Give It Up" is a fantastically virtuosic and fascinatingly smooth indie tune that discriminating audiences would likely enjoy more than the casual listener will. There are still some rough edges that Bencoolen need to work on sanding-down before they can win over some of the harsher critics among us, but if there's anything we can learn about their future from listening to this new single, it's that they are putting all of themselves into their craft right now. For better or worse, they're chasing an idealized model of hybridity that could appeal to a lot of different people if it were to be constructed by the right players, and as long as they find a means of applying emotion into every stitch of their music without devolving into egomaniacal self-awareness, they're probably going to be around in this game for a long time.
John McCall


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Consumption Methods
Cannabis is an incredibly versatile medicine that can be consumed in a variety of methods. A consumption method refers to the way (or method) that the medicine is delivered to the body. The 4 main methods of consumption are inhalation, sublingual, oral, and topical. Some methods require additional consumption devices (like a vaporizer, hand pipe, etc.) while others do not require anything more than the medicinal cannabis product.
The method of consumption is incredibly important to take into consideration when deciding on a medical product. Each consumption method has a different onset of effects after consuming medical cannabis. Learning about the methods and corresponding effects, it will help you realize what medicinal method is best for you.
inhalation - sublingual - oral - topical
Inhalation: Smoking, Vaporizing, & Dabbing
Onset of effects occurs fast: between 5 to 10 minutes
Fast onset time makes it easier to modulate dose
Great for breakthrough pain
Effects generally last around 3 to 4 hours
Sublingual: Tinctures, Cannabis Oils, lozenges
Onset of effects occurs moderately fast: between 15 to 30 minutes
Generally fast onset time makes it easier to modulate dose
Each dose can be very precisely measured out
Great for fast relief
Effects typically last around 2-3 hours and as long as 4-6 hours
Oral: Cannabis Capsules, Mouth Sprays, Etc.
Onset of effects is generally slow: can take anywhere from 30 minutes to 2 hours before you notice the effects
IMPORTANT TO BE PATIENT: Over medicating on cannabis can be an extremely unpleasant experience, but it is impossible to die from overdose
Effects last much longer: typically 8 to 12 hours
PLEASE NOTE: Edibles are not currently legal for purchase in Maryland, but you can find easy to follow recipes like on this website.
TOPICAL: LOTIONS/SALVES/etc. + Transdermal Patches
Onset of effects is moderately fast, but can vary person to person
Provides localized pain relief and medicinal benefits
Many patients find maximum benefits by combining topicals with other delivery methods
Effects vary in the time they last
The information on this page is intended for educational purposes and Positive Energy does not recommend anything as medical treatment.
Always speak with your doctor before using medical cannabis and other drugs.


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JC Penney might be cheaper and you can use your rewards to shop there for extra savings. This is a win-win situation for everybody in your family! All kids love Disney movies and Shop Disney formerly Disney Store is a unique place where you can see your favorite Disney characters come to life.
From beautiful costumes and toys to Disney character themed products like backpacks, pillows and more, Shop Disney features everything your kid might only want.
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So here are 5 ways to save at Shop Disney:. Make sure you use this opportunity to purchase the birthday gifts and holiday presents for the kids on your list. It should be noted that the amount of the discount mostly depends on how popular the particular character has been this year. In , the same Frozen themed items were offered for sale at half the original price. Also you can find good bargains on Disney plush toys, Disney action figures, as well as necklaces, tiaras and some other jewelry items.
The backpack comes with two cute shell pockets that add some aquatic charm of the bag design. So keep looking for coupons online and the most patient and lucky deal hunters are sure to get rewarded.
The discount should be immediately reflected in your total. Some will have a link included with the code where all you have to do is click on it and the deal and discount process is automated for you right on the checkout page. About DisneyStore The Walt Disney Company is a leading international family entertainment and media enterprise with five business segments that encompass the Disney umbrella of products.
The DisneyStore is the base retailer for their products. You can learn more about Disney Store on Wikipedia and Wikidata. Read More.
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PC - Windows
Deep Space Waifu: FANTASY
Trailer, Gameplay, & Screenshots
Buy now
About this game
Developer: Neko Climax Studios
Content Rating: Adults only
A new incarnation of the deep space waifu series! A casual strip 'em up action game! Travel to the fantastical kingdom of Hentalia and do some CLOTH DAMAGEin giant girls! Meet lots of waifus from fantastical races, all waiting to meet you! Be a hero! Save the Kingdom! And slay some… monsters!
System Requirements
- OS: Windows 7
- Memory: 1 GB RAM
- DirectX: Version 9.0c
- Storage: 1500 MB available space
Gamer Reviews971 Reviews
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Oh, Rose
Add to Calendar
Oh, Rose [Olympia, WA]
April 3, 2020
Doors: 7:30 PM
Show: 8:00 PM
All Ages
The Olympia, WA based four-piece Oh, Rose has solidified their place in the PNW music scene through powerful, upbeat performances showcasing the emotive and unfiltered voice of front person Olivia Rose. Their catalog is both intimate and explosive; since forming in 2014, the band has released two albums and an EP, amassing a catalog that ranges from soft, synth-tinted love songs to full-on, painfully screamed ballads. Their latest release, While My Father Sleeps via Park the Van Records, tells the complex story of family, adversity, love, and friendship, while also serving as an homage to Rose's mother, who passed away in January of 2017.
The Lunchbox
4132 East McDowell Road
Phoenix, AZ, 85008


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Pride & Prejudice
filed under Book-to-Film, Classics, Drama, Period Drama, Romance
One of the greatest love stories of all time, Pride & Prejudice, comes to the screen in a glorious new adaptation starring Keira Knightley. When Elizabeth Bennet (Knightley) meets the handsome Mr. Darcy (Matthew Macfadyen), she believes he is the last man on earth she could ever marry. But as their lives become intertwined in an unexpected adventure, she finds herself captivated by the very person she swore to loathe for all eternity. Based on the beloved masterpiece by Jane Austen, it is the classic tale of love and misunderstanding that sparkles with romance, wit and emotional force. Critics are calling it "Exhilarating. A joy from start to finish" (Carina Chocano, Los Angeles Times).
Principle Actors
Brenda Blethyn // Donald Sutherland // Jena Malone // Judi Dench // Keira Knightley // Matthew Macfadyen // Rosamund Pike // Tom Hollander


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by snemeth on May 24, 2017
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Step one: Find things that are worth remembering
Super-summaries will do this for you, but you should do it in too in your own reading.
Every article or book-chapter tries to make a point. There will usually be one best fact or argument to demonstrate that point. Look for it. Identify it. Try to remember it. Here's what I do…
- I highlight memorization candidates as I read.
- The first candidate I encounter becomes the thing I will try to memorize (until I find a better one).
- Then I apply the memory devices described in steps two through five of this super-summaries series.
This one practice will take you from remembering almost none of what you read, to at least remembering the most important thing from every article or book chapter.
This doesn't mean there won't be other things worth remembering. It just means that you want to find and focus on the most important item. You can certainly try to remember other things in addition to that one most important thing, but don't sacrifice the crucial for the marginal. The effort to find the best demonstration of the writer's point will also improve your comprehension.
If you're going to remember two things…
Try to find and identify the best argument against the writer's point. And if the writer doesn't make note of any counterarguments, that's bad. It should increase your skepticism of what you're reading.
Step two: test yourself soon after reading
Note: This is a free article. To get access to all Super-summaries start a subscription for $1.99 a month.


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Talented Nigerian singer, Skiibii serve up his much anticipated record titled "Big Engine".
Meanwhile, Skiibii has been enjoying love from fans and good number of streams on his previous hit song 'Sensima' featuring Reekado Banks; continues with the success.
With his last single 'Daz How Starts Do' still making rounds and serious rave, the singer keeps it topnotch with this new banger which he refered himself as a Big Engine.
Stream the record and Share below.
Quotable lyrics
Baby your love na overdose, overdose o
This your swag no be borrow pose, borrow pose o
E dey your body Oya denge pose, denge pose o….


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A reader sent the following question:
In iMovie 2, adding audio could be done with only part of a song [from a CD]. If I wanted just a few bars from a particular song, I could push the 'play' button and then push 'record' for just the part I wanted in my movie and then stop it. In iMovie 3, I have to import the entire audio track for the song. Then I have to select the part I want, split the audio clip and delete the unwanted portion. If I am needing just a very tiny audio clip to go with just one or two short video clips, it is difficult to get just that short audio. It also is difficult because the entire track may obscure other audio clips already on the timeline.
Do you know any way to import just part of a particular song?
I can think of two solutions:
1. Open the song file in QuickTime Player (you'll need to buy QuickTime Pro if you don't have it), and highlight the section that you want to use (hold Shift while dragging the playhead to select a range of audio). Copy and paste into a new QuickTime movie, then export it to MP3 or AIFF. In iMovie, you can import just that snippet.
2. If you want to get the same type of functionality as in iMovie 2, download Ambrosia Software's free WireTap utility, which will record whatever your Mac is playing. You can use that to play your song snippet in iTunes (or the preview function in iMovie's Audio pane) and record just that bit. Then, import the file that WireTap creates into iMovie.


text: Oh how I wish I hadn't seen this message. I have things to do today! I looked at her friends and I did not see a connection either. But one of her friends was a student of tourism, which got me thinking... I wondered if that friend had a connection to our "Zipolite Hostel" witness in Oaxaca (if you remember, LMN said that he saw Jenny at the hostel and she told him she was headed back to Mexico City). I do not have time to look deeper for THAT connection, however I did look at the friends list of LMN, and he is friends with a relative of the Kugar driver. I recognized her right away. Could be coincidence. I need to get going, but will look further when I get a chance. For your reference: https://www.facebook.com/groups/helpfindjenny/permalink/605801006261614/ (Edited to add that LMN is affiliated with the tourism industry, which is why I thought there may be a link)


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LIBERTY TOWNSHIP, Pa. — A boy and a girl are accused of setting fire to a VFW in Tioga County.
State police say the juveniles broke into the VFW in Liberty Township on Monday, took some things, and used gasoline to start the fire.
Troopers did not give their ages.
They're charged with arson, burglary, criminal mischief, and other related charges.


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The latest list from USA Today:
1. "Fire and Fury," Michael Wolff
2. "City of Endless Night," Douglas Preston, Lincoln Child
3. "The Woman in the Window," A.J. Finn
4. "Iron Gold," Pierce Brown
5. "A Wrinkle in Time," Madeleine L'Engle
6. "Dog Man and Cat Kid," Dav Pilkey
7. "Little Fires Everywhere," Celeste Ng
8. "Origin," Dan Brown
9. "The Wife Between Us," Greer Hendricks, Sarah Pekkanen
10. "Wonder," R.J. Palacio
11. "Before We Were Yours," Lisa Wingate
12. "The Subtle Art of Not Giving a F*ck," Mark Manson
13. "The Sun and Her Flowers," Rupi Kaur
14. "The Rooster Bar," John Grisham
15. "Milk and Honey," Rupi Kaur
16. "Forever My Girl," Heidi McLaughlin
17. "Darker," E.L. James
18. "It's Even Worse Than You Think," David Cay Johnston
19. "Sex, Not Love," Vi Keeland
20. "12 Strong (Horse Soldiers)," Doug Stanton


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"We write for us to share with you the kind of music that we love to do." Tinkers Lane are a band full of exceptional talent and high performance quality. They move effortlessly from intimate love songs to melodic upbeat summer tunes that will have you dancing and dreaming of a better and more colouful World, when they call you to arms it's always through love and an understanding of others needs, it really is music that breaks the mould: Their captivating social commentary is outstanding, they understand community and how human interaction really works, they bring people together in search of a positive loving and more peaceful planet, they have a remarkable eye for those personal moments that shape all of our lives, and all of this is wrapped up in deliciously melodic uplifting songs that are full of fire, water, love and harmony. - All you need is love really is their mantra. Hailing from the leafy streets of Buckinghamshire they will tell you that the love revolution will start on their doorstep and weave into good hearts that will carry and spread throughout the World to act as a viral vaccination against all of the greed and hate. And who'd argue against that? So if you want a bit of it or all of it, get out and catch Tinkers Lane live, you'll come away a happier and a more inspired bean ;-) Edit Tinkers Lane are: Ian Roberts - Lead Vocals and Acoustic Guitar Andy Hembry - Lead guitar and Backing Vocals Chris Lipscombe - Bass and backing vocals Dorien James - Keyboard Grant Gillingham - Drums
Life, and clean beautiful air to breath.
To keep on writing songs .
No more war.
My Mum singing "You Belong to Me"
The Beatles, the Beatles, and The Beatles.
Other great songwriters.
Love - through great melody, it enters the ears then touches the heart, then - and only then - can you drop in the message.


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"Someone's sitting in the shade today because someone planted a tree a long time ago."
— Warren Buffett
The Warren Buffett investment philosophy calls for a long-term investment horizon, where a two-decade holding period, or even longer, would fit right into the strategy. How would such a strategy have worked out for an investment into Skyworks Solutions Inc (NASD: SWKS)? Today, we examine the outcome of a two-decade investment into the stock back in 1999.
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As we can see, the two-decade investment result worked out as follows, with an annualized rate of return of 2.76%. This would have turned a $10K investment made 20 years ago into $17,242.95 today (as of 12/02/2019). On a total return basis, that's a result of 72.29% (something to think about: how might SWKS shares perform over the next 20 years?). [These numbers were computed with the Dividend Channel DRIP Returns Calculator.]
Beyond share price change, another component of SWKS's total return these past 20 years has been the payment by Skyworks Solutions Inc of $6.45/share in dividends to shareholders. Automatic reinvestment of dividends can be a wonderful way to compound returns, and for the above calculations we presume that dividends are reinvested into additional shares of stock. (For the purpose of these calcuations, the closing price on ex-date is used).
Based upon the most recent annualized dividend rate of 1.76/share, we calculate that SWKS has a current yield of approximately 1.79%. Another interesting datapoint we can examine is 'yield on cost' — in other words, we can express the current annualized dividend of 1.76 against the original $61.88/share purchase price. This works out to a yield on cost of 2.89%.
One more investment quote to leave you with:
"Spend each day trying to be a little wiser than you were when you woke up." — Charlie Munger


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Meet Gregory Darroll, a freelance illustrator and designer currently based in Durban, South Africa. Gregory typically works with ad agencies, brands and private clients both locally and abroad. His illustration style is filled with personality, color, and detail and his work is often inspired by the nostalgia of things he used to love. We're thrilled for him to walk us through his illustration process in detail today for a piece called Everything. Sit back, grab a pen and paper, and soak up all of the tips Gregory has to share.
My aesthetic varies somewhat and I tend to find the question 'describe your style' often quite tough to answer. Mainly because I try to mix things up as much as possible. I've always felt that being an illustrator or an artist with a very unique visual style isn't the apex of the discipline at all. Instead, I feel that the comfort, freedom, and skill associated with being able to change, update, and constantly evolve your approach to any project is far more valuable. I guess the trick is dedicating time to practice and to experiment with different styles and approaches as often as possible in order to reach a high level of comfort with a handful of aesthetics. In terms of inspiration and influences, I tend to lean on nostalgia somewhat as a form of expression, illustrating what I loved as a kid and still love today.
This illustration titled Everything was created for Courtside to help show the process I generally follow when creating any illustration from start to finish. As always, the style is pretty adventurous with this piece—implementing techniques and tricks that I'm familiar with and teaming them up with a few new ones along the way. Everything was created in Procreate on a 12,9" iPad Pro, but the general process should be applicable to any design software you use.
Step 1: Rough sketch
Everything starts with a sketch. I often have an image in my head that's pretty refined as well as a list of objects and elements I want to include in a piece like this. But I always need to go through the process of laying down some rough lines and shapes to gather the base composition and structure of the illustration up-front. I started placing in the shapes from the bottom left corner, working my way across the page and then upwards. With each element, I try not to create too much open space or 'holes' in the illustration. Once the quick, rough lines that define density and the overall structure are done, I then look at each of the objects and their forms to see if any will clash later on down the line—I consider shape, detail, and potential color overlaps too. If anything needs to be adjusted I'll rework that space and once finished, it's time to refine it all.
Step 2: Refined sketch
I'll start by lowering the opacity of the rough sketch and place a new layer on top of it. I use this as a guide to go over each of the objects while I clean-up the shapes, lines, and any additional details. This is also a crucial stage in the process as I prefer to spend time ensuring that the line-work sits in the right place now rather than later. It will ultimately provide a much more reliable base when the next step begins. At this stage, I am also aware that there are some open spaces here and there, but my aim is to eventually add smaller shapes and circles all-over the illustration. This stage is also a great opportunity to swap out any objects once again if I don't think they are working well in their refined state.
Step 3: Line-work
With the refined lines placed, I repeat the process of lowering the second layer's opacity and placing another layer above it. As mentioned previously, having this new refined guide will yield less guess-work. Another crucial decision pops up here—line weight. I tend to quickly illustrate one of the objects to identify if the line weight works, usually the busiest object. I don't want it to be too thin and ultimately get lost but I also don't want it to be too strong and overpowering. If my current selected weight isn't working, then I'll rework that object until it looks right. Once that's decided, I usually pop some headphones on and get down to laying down the lines. I use Procreate's default Dry Ink brush because, in this case, using an ink brush that has a soft, irregular edge with a hint of texture is a perfect fit. I ultimately know that I want this piece to have a more natural, textured finish, so using a softer, textured brush will complement those details later on.
Step 4: Details
Now that the line-work is in place, Everything looks like it could use a few more shapes thrown in to fill some of those empty spaces and to add a level of overall 'busyness. I create a new layer once again and meticulously go over the entire illustration, adding in circles and bubbles to the edges as well as in between and over the objects. Placing these shapes over some of the existing object lines helps break them up a bit and really amplifies the feeling that everything is tightly-packed and overlapping. In addition, these shapes will also help break-up the blocks of color later down the line.
Step 5: Flat color
I often spend way too long playing with colors, only to revert back to the color palette that I originally had in mind. For me, primary tones not only work well together but make life so much easier when assigning colors to objects. Especially when working with a busy illustration such as this one. With so much going on, I want the objects to be instantly recognizable and color will definitely help with that. Certain objects are typically seen in particular color-ways, so I start with those in order to see which tones initially dominate each area of the illustration.
Once those objects are color-blocked, I then move onto the surrounding elements trying my best to avoid having two shapes of the same color overlap. This not only helps to avoid big clumps of a single color, but also visually distinguishes one object from another really easily. Then the third step is to color each and every detail circle, again, making sure the same color doesn't overlap itself. A quick tip for this step is to assign a new layer to each color and/or tone. This saves a ton of time if you ever want to tweak a color or change it completely. You can simply alpha-lock the layer, select your new color, fill the layer and then remove the alpha-lock. Presto. (A clipping mask will also work just as well for this trick too, alpha-locking is simply my personal go-to).
Step 6: Texture & highlights
Once all the color has been set in place and Everything is evenly balanced, I duplicate each of the color layers and set each to be alpha-locked. Duplicating isn't necessary, I just like to have a clean backup ready to use, just in case. I can now easily sample the base color and mix darker tones to texture it. The alpha-lock also saves time when applying each texture as I don't need to erase any overflow outside of the shape. My go-to texture brush at the moment in Procreate is their default Charcoal brush called 'Burnt Tree', which is used for all textures applied.
I gradually go through each of the objects, adding two stages of texture—first a deeper tone, then a slightly darker tone over it, concentrating on areas that would naturally be shaded. In this case, the light source is in the top right corner, so the shadows are placed on the lower left-hand side of each object. Then, once I'm happy with the contrast and density of the darker textures, I go back and start all over again but this time with textured highlights. Once that's completed, the final step is to then flatten the artwork and pull the curves ever so slightly to amplify and saturate the colors just a bit more.
And that's a wrap!
Want to keep up with Gregory? Find him on Dribbble, Instagram, and gregorydarroll.com.
Did you enjoy this tutorial? Make sure to check out the other illustration processes in the series from Terry Edward Elkins, Montsouris, and Ranganath Krishnamani.
Find more Process stories on our blog Courtside. Have a suggestion? Contact email@example.com.


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FlowGuard® Pipe and Fittings Resources - Africa
Product information, material comparisons, installation best practices, design considerations, safety information and more from the pioneer in CPVC plumbing technology.
CPVC plumbing systems are some of the most reliable on the market, thanks in large part to their strong pipe and fitting seams. CPVC is welded together using solvent cement, which is much different than glue and heat fusion.
Installing a brand new plumbing system or upgrading an existing one can be a costly venture. That's why price-conscious plumbers, contractors, and homeowners turn to materials that can save money, like CPVC.
Find straightforward answers to questions about: joint reliability, drinking water safety, service life and more.
While a strong, durable material, FlowGuard® CPVC can be damaged if mishandled or improperly stored. For this reason, plumbers should keep the following suggestions in mind when bringing CPVC piping onto the job site.
Curing is a critical step of the installation process because the solvent cement must dry completely before you fill the pipes with water and test for leaks. If you were to pressurize and test the system before allowing the solvent cement to fully evaporate, you increase the chance of inadvertently damaging joints.
Chlorinated polyvinyl chloride (CPVC) pipe and fitting installation is quick and cost-effective. Pipes are joined with an easy solvent cement welding process and inexpensive and readily available tools. Additionally, CPVC installation is much safer than green pipe (PPR) because it does not require heat fusion techniques or torches, which allows for easy installation in tight, confined spaces.
One of the advantages of the CPVC installation process is that it can be done in hot or cold temperatures. While the FlowGuard® Installation Guide provides step-by-step instructions on how to properly install CPVC piping for plumbing systems, contractors should take the following special considerations when installing FlowGuard pipe and fittings in hot temperatures.
Installation | Material Comparison
Installation is a significant factor in the time it takes to complete a project, the long-term reliability of the plumbing system, and the overall job cost. Each of these factors contributes to your ability to win a plumbing job, and its profitability.
Health and Safety | Installation
With any construction project, there are inherent risks and liabilities. For example, falling objects, powerful machinery, and heat used near flammable materials all create opportunities for injury and property damage.
Every construction project, whether a new home or repair job, has its challenges. And when it comes to plumbing, one of the most common is trying to install piping in confined or cluttered areas.
Thermal expansion and contraction is a property of all piping materials. As the water and environmental temperature increases or decreases, the pipe length will fluctuate. The longer the run, the more significant the change.


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Canada Research Chair Recruitment and Retention
Requirements for Recruiting and Nominating Canada Research Chairs
As of September 2018, The Canada Research Chair Program has implemented new institutional requirements as an update to the program's Guidelines for ensuring a fair and transparent recruitment and nomination process (implemented in 2011) and which are being implemented as part of its Equity, Diversity and Inclusion Action Plan.
Internal Competitions:
2020-06-25 — SPECIAL CALL: Tier 1 Internal Canada Research Chairs in all fields of study (CIHR, NSERC, SSHRC). Internal Applications due July 20, 2020
External Competitions
External Canada Research Chair postings at Queen's University are included on the university's Faculty Recruitment website, categorized by academic unit. Academic units also employ a variety of strategies to ensure a diverse applicant pool, including posting to job boards and list serves of academic organizations of equity seeking groups, and ensuring that all postings are also hosted on Equitek, a national job board that proactively distributes employment postings to underrepresented demographics across Canada.
There are currently no active competitions.
Archived Posts
2019-10-31 — Notice to Exceptionally Nominate Tier 1 Canada Research Chair to Complete Maximum 14 Years. To allow a current second term Tier 1 Canada Research Chair (CRC) holder at Queen's University to complete a maximum of 14 years (2 x 7-year terms) as a Tier 1 CRC, Queen's University intends to submit a renewal nomination for this chairholder to complete 14 years. (Closed)
2019-03-12 — SPECIAL CALL: Tier 2 Internal Canada Research Chairs in all fields of study (CIHR, NSERC, SSHRC). To address the current under-representation amongst chairholders at Queen's, this special call is open only to individuals who self-identify as women. Applicants must hold a full-time faculty appointment at Queen's as an Assistant or Associate Professor in the tenured/tenure-stream or have a signed offer for a full-time tenure-stream position that starts no later than July 1, 2020. (Closed)
2017-12-22 — Competition for Two Internal Tier 2 CRC Nominees (Closed)
2018-11-07 — Tier 2 Canada Research Chair in Microbiome Research; also on the departmental website. (Closed)
2018-11-07 — Tier 2 Canada Research Chair in Biomedical Metabolomics; also on the departmental website. (Closed)
2018-08-20 — Tier 2 Canada Research Chair Tenure-track faculty position in future communication networks, including, but not exclusively, wireless connectivity for the Internet of Things, complex networked systems, machine learning/intelligence for large-scale data networks and 6G self-aggregating networks (Closed)
2018-06-20 — Tier 2 Canada Research Chair in Biomedical Computing and Informatics; also on the departmental website (Closed)
2018-02-05 — Tier 1 Canada Research Chair in Bioinformatics; also posted on the departmental website (Closed)
Concerns about Equity, Diversity and Inclusion
The CRC Executive committee has the responsibility of monitoring concerns and to work collaboratively with the Provost's office and deans/chairs to address concerns or complaints if they do arise. To report a concern to the CRC Executive committee, please contact:
- Vice-Principal (Research)
Office of the Vice Principal Research
Richardson Hall Room 215
E-mail: email@example.com
- Deputy Provost (Academic Operations and Inclusion):
74 University Avenue, Room 353, Richardson Hall
Queen's University at Kingston, ON K7L 3N6
Phone: + 1 (613) 533-2020
E-mail: firstname.lastname@example.com
- Associate Vice-Principal (Human Rights, Equity and Inclusion)
Human Rights Office
B506 Mackintosh-Corry Hall
Telephone: (613) 533-6886
Email: email@example.com


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Home > Indexes > SanDisk > SDSDQQ-032G-G46A
Click image to enlarge or see more views.
Manufacturer Part# SDSDQQ-032G-G46A
UPC Code: 619659126513
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Condition: Factory New
Computing > Memory > Memory Cards
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Promoted by Schuco, organized by the magazine The Plan and with the patronage of the Architects, Planners, Landscapers and Conservationists Board of Milan.
Alfonso Femia will participate to the event "Re-cladding – Re-design Architecture" which will take place at Theatro.
The moderator will be Luca Giannelli from United Consulting.
2017, November the 28th – from 2:30 pm to 7:00 pm
via F. Petrarca 20, Verano Brianza (MB)
Re-cladding – Redesign Architecture


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Cedar Ridge 24 Vent-Free 32,000 Dual Ventless Fireplace Ceramic Log GAS CRHD24T
February 3, 2020 admin 0 Comments
HI, HERE'S ANOTHER ONE OF MY GREAT DEALS! The Retail box has been opened to verify contents. The Cedar Ridge Hearth 24 Inch decorative fireplace log set is the perfect solution if you already have an existing masonry fireplace and are tired of splitting, hauling and burning wood. Or, if your fireplace is not functional or you just dont use your fireplace, its a great way to fill the empty void of your existing fireplace opening. These log sets are made just like other high-end gas log sets but without the burner and gas controls. Each log has been carefully molded from real wood. The logs are made from concrete and are individually hand painted to provide the most realistic look possible while providing years of lasting use. Set included 9 logs. Extremely realistic hand painted concrete logs. Created from real wood logs. Powder coated fireplace log grate included. Product Dimensions: 12.5 L x 23.5 W x 13.25 H. Product Weight: 42.95 lbs. All trademarks and registered trademarks are the property of their respective owners. DUE TO SANITARY REASONS… Please ask all questions prior to purchasing. A return will be accepted ONLY if the item has in some way been misrepresented and ONLY if it is still in the same condition it was received in. It was received in. All trademarks, logo's or slogans that appear on this website are the property of their respective owners. IF YOU ARE NOT CLEAR ON THE ITEM DESCRIPTION OR INCLUDED ITEMS YOU ARE WELCOME TO ASK AS MANY QUESTIONS AS NEEDED BUT. ALL ITEMS HAVE BEEN TESTED. TO THE BEST OF OUR ABILITY. AND EXAMINED PRIOR TO PACKING TO ASSURE THERE ARE NO BROKEN PARTS AND IT IS IN WORKING CONDITION. All Items included have been described as accurately as possible and unless otherwise stated in the description only Items pictured are included in this listing! International Buyers Please Note. We do not mark merchandise values below value or mark items as "gifts" – US and International government regulations prohibit such behavior. PLEASE CHECK OUT OUR OTHER AUCTIONS FOR MORE GREAT DEALS. View more great items. The item "Cedar Ridge 24 Vent-Free 32,000 Dual Ventless Fireplace Ceramic Log GAS CRHD24T" is in sale since Sunday, September 29, 2019. This item is in the category "Home & Garden\Home Improvement\Heating, Cooling & Air\Fireplaces & Stoves\Fireplaces". The seller is "ladylocks33″ and is located in Decatur, Georgia. This item can be shipped to United States.
- Model: CRHD24T
- Brand: Cedar Ridge


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As an advertising professional, I'm always looking for ads that stop me in my tracks. Coffee breaks, commutes, chores, and conference calls are all punctuated with regular trips through social media to find innovative and exciting new advertising concepts lurking in my newsfeed.
Imagine my surprise when, during a brief glance away from my iPhone, I happened to see my new favorite ad hanging in the window of a local shop. It's an ad for volunteer firefighters, and everything about this ad tells me that the organization knew EXACTLY who they wanted to reach.
The entirety of this ad, the typography, creative, layout, and even size and shape are direct callouts to the popular Call of Duty video game series.
What's the demographic of the average gamer in the US? A male in their late 20s-early 30s.
What's the demographic of the average person INTERESTED in becoming a volunteer firefighter? You guessed it…a guy in their late 20s-early 30s.
Why's this so cool? The very design of the ad encourages self-selection by the audience. This ad caught my eye because, as a guy in the demo, the design and imagery was innately familiar to me. Even though I haven't played video games in close to a decade, the game was such a part of my childhood that it naturally grabbed my attention.
Great ads are relevant and timely to the audience that views it. In digital, we pay a premium to make sure that we serve our ads to an audience primed to act. In storefront windows? Maybe we just need to be a little more creative.


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Meet Our Priests
Meet Fr. Wallace: Fr. Wallace is the Pastor of All Saints Parish in Haverhill. Under the leadership of Fr. Wallace, the parish strives to be an…Learn more
May 30th and 31st our doors will be open again! Welcome home!
Las misas en la Parroquia de Todos los Santos se reanudarán en Pentecostés (30 y 31 de mayo)
Mass Times
|View full schedule
Sharing his reflections and experiences
Participate in Mass broadcast from the CatholicTV Chapel
Contact Your State Representatives to Vote No.
Our Commitment to Pastoral Support.
Education, Prevention, Treatment, and Solutions for the disease of addiction
Care of the seriously ill which is patient-centered and family-oriented
Could God Be Calling You?
I am the homepage, hear me roar.


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Attention all teens and parents! Join us for our Winter Rally at 2 locations again this February -- St. John in St. Johnsbury and St. Monica in Barre. We will be joined by national speaker and musician Taylor Schroll, Father Jon Schnobrich and the Franciscan Sisters of the Renewal. Come grow in faith, love and […]Find out more »
Monthly Mass in French at St. Joseph Cathedral with music by the African communities. Open to the public. Excellent opportunity for French students to develop their aural skills. Fr. Lance W. Harlow, Rector of the Cathedral, is the celebrant.Find out more »


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Regular price
A 3 inch drop point blade on a smooth, comfortable handle makes our Hunter a popular option for those looking for a great all around knife. This knife excels out hiking, working on the farm, hunting, fishing, or any other places where a razor sharp belt knife would be carried.
The A2 blade is a great steel that exceeds performance of simple high carbon steel while still being an affordable option. It has an attractive satin finish that is easier to keep clean than a mirror polished blade.
Blade thickness is 1/8" and overall length is 7".
The scales are beautiful Bengal Orange Kirinite with thick green glow in the dark liners. With its vibrant colors and bright GITD liners this should be a knife you never lose in the woods! The scales are secured with 2 ton epoxy and stainless Corby bolts and lanyard tube for a lifetime of use.
*This knife comes with a Hunter orange kydex sheath with universal belt attachment. If you need a leather sheath then contact me directly.


text:
Inspired by Japanese television, Japanic combines nonsensical sketches with a Japanese-style game show where kids compete in a fun and kooky atmosphere in which anything can happen, from getting covered in goo to being chased by silly hula-hoop monsters in insane mazes.
Japanic broke viewership records in Israel and was so successful it created a line of licensed, Japanic-themed birthday parties.
Genre: Nonsense Game Show
Produced by: Nutz Productions
Duration: 24 x 20'
Seasons: 2
Network: Nickelodeon
Channel Info: Yes/91 & HOT/84


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Part of my Infinite Road to Transylvania project, Oct. 2018
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A giant landart painting entitled "Message From Future" by French artist Saype, was pictured in the park "La Perle du Lac" in Geneva - Switzerland, mid September 2018. The artwork, covering 5000 square meters, was p...
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Southampton Docks, UK
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Loading Stone. Photographed at a quarry in the Northern Cape Province, South Africa
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A Battle
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Colourful trucks at Corabasto´s, Bogota´s main produce market. This photo was taken in collaboration with Alejandro Pabon.
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Infinite road to Transylvania. Yes, THAT Transylvania. In Romania, of course. This is the road that goes to Sighisoara, Count Dracula's birth place. The legend says that this is how he sees the country, in his nocturn...
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Heavy snowfall has paralyzed the movement on the federal highway.
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Infinite road to Transylvania. This is Cheia DN1A road that leads you to the infamous Transylvania. YES, that Transylvania! Or, as some legends say, this is the view that Count Dracula himself saw on his nocturnal fli...
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Snow Capped Shasta from an unseen vantage point..the red truck was a perfect compliment to the overall scene..
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Road to Transylvania (5)
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Transfagarasan - maybe the best road in the world!
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Looking for some nice spot to shoot, i found this huge parking lot.
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Over the mountain
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Early morning at Bogota´s main market. A sensory overload with fruits, vegetables, people, cars and trucks all over the place. This photo is was taken in collaboration with Alejandro Pabon
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Champs. Elever son regard, pouvoir voler permet souvent de découvrir des "beautés cachées". Ces beautés savent se faire désirer et, souvent, elles sont éphémères et ne se laissent admirer que le temps d'un instant. ...
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La Marqueza Mexico, toluca
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Carretera La Marqueza Mexico D.F.
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Men at Work. Cement Truck Taken with Parrot Bepop
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Sandpit Operation near Lumsden, SK.


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Undergrad CS student/engineer. iOS & Mac Developer. Dabble in EE. CPLD newbie.
This user joined on 03/10/2015.
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text:
Nghiên cứu sự phân hủy in vitro của polylactit
In this study arange of homopoly(lactide) were synthesized by bulk copolymerization and subjected to in vitro hydrolytic degradation. In vitro degradation studied was conducted at 37oC in pH 7.4 phosphate buffered saline. The effect of lactide type and molecular weight on biodegradable of PLA was studied. The degradation products form in the saline buffer solutions further characterized by SEM, IR, 1H-NMR; 13C-NMR and GC-MS.


text:
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text:
|Course: B Pharmacy -6th Semester/3rd Year
|Name of the Subject: Pharmaceutical Quality Assurance (Theory)
|Subject Code: BP606T
|S. No.
|Contents of the Topics
|Quality Assurance and Quality Management concepts: Definition and concept of Quality control, Quality assurance and GMP
Total Quality Management (TQM): Definition, elements, philosophies
ICH Guidelines: purpose, participants, process of harmonization, Brief overview of QSEM, with special emphasis on Q-series guidelines, ICH stability testing guidelines
Quality by design (QbD): Definition, overview, elements of QbD program, tools ISO 9000 & ISO14000: Overview, Benefits, Elements, steps for registration NABL accreditation : Principles and procedure
|Must Know
|Organization and personnel: Personnel responsibilities, training, hygiene and personal records. Premises: Design, construction and plant layout, maintenance, sanitation, environmental control, utilities and maintenance of sterile areas, control of contamination.
|Must Know
|Equipments and raw materials: Equipments selection, purchase specifications, maintenance, purchase specifications and maintenance of stores for raw materials.
|Must Know
|Quality Control: Quality control test for containers, rubber closures and secondary packing materials.
Good Laboratory Practices: General Provisions, Organization and Personnel, Facilities, Equipment, Testing Facilities Operation, Test and Control Articles, Protocol for Conduct of a Nonclinical Laboratory Study, Records and Reports, Disqualification of Testing Facilities
|Must Know
|Complaints: Complaints and evaluation of complaints, Handling of return good, recalling and waste disposal.
Document maintenance in pharmaceutical industry: Batch Formula Record, Master Formula Record, SOP, Quality audit, Quality Review and Quality documentation, Reports and documents, distribution records.
|Must Know
Nice to know
|Calibration and Validation: Introduction, definition and general principles of calibration, qualification and validation, importance and scope of validation, types of validation, validation master plan. Calibration of pH meter, Qualification of UV-Visible spectrophotometer, General principles of Analytical method Validation.
Warehousing: Good warehousing practice, materials management
|Must Know
Nice to know
Syllabus | Pharmaceutical Quality Assurance (Theory) | B. Pharmacy
Home Syllabus | Pharmaceutical Quality Assurance (Theory) | B. Pharmacy


text:
#ColumbiaAgenda: SC's Top 25 Super Lawyers, Port Sets Record, SC Ready To Make Marijuana Money, Millennials Love Alcopops, Mosquito Guillotines
Apr 05, 2019 11:10AM
By Chris Haire
Beattie B. Ashmore, Beattie B. Ashmore, P.A.
M. Dawes Cooke, Jr.; Barnwell Whaley Patterson & Helms, LLC
O. Fayrell Furr, Jr.; Furr & Henshaw
Mark C. Joye, Joye Law Firm, LLP
Robert N. Rosen, Rosen Law Firm, LLC
Andrew J. Savage, III, Savage Law Firm
Jack B. Swerling, Swerling Law Firm
Mark C. Tanenbaum, Mark C. Tanenbaum, P.A.
Thomas W. Traxler, Carter Smith Merriam Rogers & Traxler, P.A.
G. Trenholm Walker; Walker Gressette Freeman & Linton, LLC
David B. Yarborough, Jr., Yarborough Applegate
George B. Cauthen, Nelson Mullins Riley & Scarborough LLP
Frank L. Eppes, Eppes & Plumblee, P.A.
Steven E. Farrar, Fox Rothschild LLP
Elizabeth Van Doren Gray, Robinson Gray Stepp & Laffitte, LLC
Angus M. Lawton, Lawton Law Firm
John T. Lay, Gallivan, White & Boyd, P.A.
Wallace K. Lightsey, Wyche, P.A.
Timothy E. Madden,Nelson Mullins Riley & Scarborough LLP
John C. Moylan, III; Wyche, P.A.
Terry E. Richardson, Jr., Richardson Patrick Westbrook & Brickman, LLC
Richard S. Rosen, Rosen, Rosen & Hagood, LLC
Thomas L. Stephenson, Stephenson & Murphy
Robert E. Stepp, Robinson Gray Stepp & Laffitte, LLC
Thomas E. Vanderbloemen; Vanderbloemen Law Firm, P.A.
SC Ports Break Another Record, Inland Port Greer Sets One of Its Own: The S.C. Ports Authority had another busy month last month, posting "the strongest March in its history" and the second highest month moving TEUs (20-foot equivalent container units, i.e. your typical cargo container).
The TEU record was posted in last October when SCPA moved 217,035 steel boxes; last month, they moved 214,123.
Things were also good at Inland Port Greer, which set a new record, 14,522 rail lifts, besting the June 2017 record of 13,060.
The SCPA continues to play a major role in the growing logistics industry in South Carolina. Yes, it's not as sexy as jumbo jets or European luxury sedans, but the logistics sector's impact is huge.
We're talking about a statewide economic impact of $32.9 billion, 600 firms, and 113,000 workers bringing home a total compensation of $5.4 billion annually, according to a 2017 study from SC Logistics, a division of the S.C. Council on Competitiveness. And those figures make logistics a bigger industry than aerospace ($19 billion economic impact/22,000 workers) and automotive ($27 billion/61,000 workers).
Once completed, the current Charleston Harbor Deepening Project will likely lead to more logistics growth in South Carolina. According to SC Logistics, the future looks bright. Check out the infographic below to see their predictions.
Conservative South Carolina is ready to make money in the marijuana business (The State)
UofSC, Siemens Healthineers launch innovation center (Becker's Health Review)
BMW, Daimler, VW charged by EU regulators with emissions collusion (AutoNews)
BMW ditching pensions in favor of 'defined contribution' plan (Herald-Journal)
Additional software problem detected in Boeing 737 Max flight control system, officials say (WaPo)
Construction Industry Confidence Index Survey Results: Markets Remain Strong, But Execs Fear 2020 (ENR)
Hiring Report: Small Business Hiring Down While Wage Growth Continues (Manufacturing.Net)
What's holding companies back from hiring people with criminal records? (Fast Company)
Potential U.S.-Mexico border closing raises supply chain and logistics concerns (Logistics Management)
NIH Begins First-in-Human Trial of a Universal Influenza Vaccine Candidate (NIH)
This tiny guillotine decapitates mosquitoes to fight malaria (Wired)
Is is OK to make your dog vegan (WIRED)
The Wire
Charleston-Based Hydroponic Farm Expanding To Columbia
NAI Columbia Facilitates Sale Of Former Dianne's On Devine In Columbia
Providence Home To Break Ground On New Dormitory
Chuck Garnett


text:
Hotel Vincci Seleccion Estrella Del Mar
Reviews summary
11 Traveller reviews from Holiday Watchdog
Romantic hotel, great for couples
"We chose this hotel after reading multiple reviews on other hotels in Marbella and this hotel had the most positive reviews although since we booked it, the odd slightly negative review has crept in from other travellers. The hotel grounds are beautiful and there are lots of areas to sit and relax with comfy sofas and chairs. The highlight for us was the double sun loungers with a four poster type canopy on top. This was so romantic and we got up early every morning to make sure we got one of them! It makes all the difference when you can sunbathe next to your partner rather than on separate sun beds! The breakfast was great and cost 15 euros. It is actually the same price whether you book it in advance or when you arrive. There was a good selection of fruit salad and a lady making fresh omelettes. The fruit juices (orange, pineapple and peach) were delicious and very freshly squeezed. Evening meal in the hotel is 25 euros and again is the same whether you book it in advance or when you arrive. It was very quiet but the food was good, a nice selection of buffet salads and desserts and a chef making fresh meat or fish while you waited. The hotel staff were all very friendly and helpful. The room was very clean and spacious and felt very new. There are interesting pieces of art throughout the hotel and in the bedrooms. We went to Marbella once by the local bus which comes three times an hour and only costs 1 euro each way. We also took a taxi into Puerto Banus which cost 21 euros. I would recommend this hotel to anyone looking for a peaceful and quiet romantic break."
Holiday details
- Travel date: 23rd June 2009
A pleasant hotel without real character
"Just back from Estrella Del Mar where I stayed for a few days with my wife. The hotel is very clean, and was very peaceful apart from some drilling noise in a property adjacent to the middle swimming pool - not the hotel's fault admittedly, but not an ideal situation. This did seem to quieten down next day and I think the hotel may have spoken to the builders to rectify the situation. The swimming pools are nice - on three levels - and some have covered two people beds which are both beautiful and romantic. I found the hotel staff very friendly and polite, and most spoke a number of languages. Price are about what you would expect in a five star hotel, although we felt that some of those little "extras" that you sometimes receive at a great hotel as a matter of good service were lacking - e.g. jugs of water brought to you around pool to keep you hydrated, fresh fruit at turn down etc etc. We did get some free potato chips with our drinks, but it seemed a bit of an afterthought. We used the room service a lot - continental breakfast was decent, if a bit variable. We also ordered sandwiches on one occasion which arrived wrapped in clingfilm to keep them warm - thus making presentation a bit poor. The sandwiches were, however, really appetising. Our room was on the North East corner of the hotel with a very small balcony (no room to sit) and a fairly poor view to be honest. That said, the room itself was very nice - good sized bed, excellent linen, and a lovely lovely bathroom with double ended bath, walk in shower etc etc. A bit about the location - the hotel is situated in Elviera, about 7km to the East of Marbella. There is a bus service that runs down the A7 road, but it is hourly, so you are reliant on taxis if you do not have a car - a taxi into the old town was about 15 euros. The beach near the hotel is nice, and there is a quanit little restaurant (Los Banderas) situated close to the hotel. The rest of Elviera is the opposite side of the dual carriageway and is a bit of a pain to reach, but there is a pharmacy and a few restaurants although we didnt try any. All in all - a nice new hotel, tastefully decorated, that will hopefully develop more character in time."
Holiday details
- Travel date: 8th June 2009
Great hotel but not 5 star service
"We went for a long weekend, partly attracted by the excellent price but also the good reviews weâd read. We arrived Friday afternoon at 3.15pm and were told the room would be ready in 10 minutes. After waiting for about 10 minutes we were taken to the lovely covered terrace with views over the pools and gardens and told we would be brought complimentary drinks shortly. Half an hour later no one had appeared! It was lovely and relaxing sitting on the terrace (when our drinks finally arrived after waiting 40 minutes) but of course we wanted to be into our room. We were finally in our room at about 4.30pm and it did live up to expectations. We were on the ground floor (room 27), next to one of the main pools with a private terrace area with sun beds as well as table & chairs. The room was spacious with a large bed (two singles joined together) large desk, sofa bed, mini-bar etc. There were some English TV channels and best of all (for us anyway) free wired hi-speed internet access. The bathroom was lovely with a separate shower cubicle, another cubicle with toilet & bidet and the main area with large bath tub and double sinks. In general the service and staff were very good, BUT on Sunday we were let down again by the room cleaning service this time. A cleaner had knocked at our door twice at about 10am and 10.30. The room did not have a âdo not disturbâ notice we could have used and mistakenly thought as it was high tech they somehow knew when you were out of your room! Anyway we left the hotel at about 11am and returned at 3.30pm only to discover that the room had not been prepared. On visiting reception to complain we were told that they had been busy as 50% of guests had departed that day, although they did immediately send a cleaner. Perhaps we were just unlucky but it did feel that as a new guest we were not given priority when we checked in and then as a guest in residence we were also not given priority over preparing rooms ready for new clients. The hotel is about 10kms out of Marbella centre, but we discovered there are plenty of good restaurants within about 15 minute walk of the hotel, albeit you have to walk alongside the very busy coastal main road; but there are pedestrian bridges and an underpass so that overcomes any problems. We ate at the Rosmarino della Piazza located within the Centro Commercial Pinares de Elviria, which is less than 1km from the hotel towards Fuengirola. It was an excellent upmarket Italian/international. The clientele were also very international! It costs at least 50 Euros per person for 3 courses, excluding wine. Within this commercial centre there was a steak restaurant/Asian restaurant and another Italian (pasta & pizza). Next door to this commercial centre was another where there were even more cafes and bars and some restaurants including English food, Lebanese and Japanese to name a few. Even closer to the hotel there are a number of other restaurants and beach bars where breakfast and snacks can be ordered. Overall it was a very relaxing experience in a lovely hotel, but slightly marred by the incidents mentioned above."
Holiday details
- Travel date: 26th May 2009
great place to chill
"Its difficult to be negative about this place but I will try! Its modern with Moorish tones. Clean, pretty,nice spacious rooms and mostly excellent service. We had a great time. What's not so good? Location is a bit iffy. Turn left and you can walk to a beach well supplied with bars and places to lunch but turn right out of the drive and its a little threatening at least at night. Taxis are expensive so a car is a good idea. The buffet breakfast was average- the "hot" offerings were distinctly cool.The evening buffet was good value at 25Euros but lacked a sense of occasion. The pool area is cleverly designed- three on different levels which enhanced a sense of calm. The water was certainly refreshing on a cool day but a little heating would not have gone amiss. If you want quietness, peace and a good place to read a book in the Sun then you will not be disappointed; I'm sure we will return."
Holiday details
- Travel date: 20th May 2009
Excellent hotel - great service!
"My husband and I have just returned after a 3- night stay. We found the hotel by searching on the web, and then read the reviews on TripAdvisor. It really is a beautiful new 5-star hotel - built on a Moorish-theme, with sophisticated & modern decor . Bedrooms are spacious, with a gorgeous bathroom (double-sink, walk-in shower cubicle, oval bath) ... OK, they don't provide a turn-down service that a lot of 5-stars offer but if you want clean towels in the evening all you have to do is ask for them - staff are very friendly and obliging. A lovely stretch of beach is just a 2 mins walk away. A few mins in the car will take you to some nice places to eat - reception recommended a great Italian only 5-10 mins away (Da Bruno in Cabopino - great food and excellent service too). Would highly recommend this hotel."
Holiday details
- Travel date: 6th May 2009
Lovely Hotel
"We have just got back from Marbella and stayed at the Vincci Estrella Del Mar. The hotel is lovely, rooms nice and big and the staff really helpful. We would definately go back."
Holiday details
- Travel date: 31st March 2009
WOW ,Heaven on Earth,we want to go back NOW !!!!!
"We have just returned from a four night break at this fab hotel.we were met with champagne and canapes.Our room was brill with a lovely sea view.The Breakfast had everything you would wish for and room service was excellent .All the staff were very friendly and couldnt do enough for you.we were very lucky that the hotel wasi quiet and we virtually had it to ourselves.The grounds were imaculate we even managed a swim even though without a heated pool the water was a tad chilly.But the weather was great while we were there,so we didnt get to use the spa facilities,we couldnt drag ourselves off the double sunbed due to the comfy cushions and pool side location .All in all we had a ball if you are looking for a total chill and a relax in an ideal location 3 mins walk from the beach ,very attentative staff and classical piped music while you take a bath .This is the place for you .While we were there we visited marbella and also mijas we took a taxi to both but got the bus back which was a very easy and much cheaper way of getting about If you can go there ASAP do before everyone else finds this Wonderful Hidden Gem!!!!!."
Holiday details
- Travel date: 18th March 2009
wonderfull A+ hotel
"3 nights in the most serene hotel,fabulous bedrooms with wonderfull bathrooms,great views over the sea,(the drain leaked the second night but they were there within five minutes to sort and gave us a complimentary pass for the spa for our inconveniance), 3 amazing pools and the spa circuit is well recommended, (a private spa treat for 40euros for an hour) great gym and the staff were very friendly and helpfull. Breakfast in a light airy restaurant with attentive staff, great coffee and a griddle chef to do your eggs for you! Great restaurant called the Beach House a 5 minute walk away and the beach 2mins. Value for money *****.would definately return."
Holiday details
- Travel date: 18th March 2009
modern and clean
"stayed one night in this recently opened 5 star hotel. room had sea view, large and everything you expect. bathroom has bath large enough for two and separate shower. the offer also had a session in the private hamman - fun with your other half. breakfast was comprehensive, though nothing special. grounds include large pools and next to beach. should prove to be popular in their first summer season"
Holiday details
- Travel date: 25th December 2008
Early Stay
"Having received a very good offer celebrating the opening of this hotel from the Vincci chain and checking the Marbella weather for the next 4 days we decided to give it a shot. Location wise the hotel is close to the Elviria turn off on the Autovia for those that know the Marbella area so about 5kms short of Marbella old town and a 15 minute drive from Puerto Banus. For those that really know the area it's about 300 metres along the beach from the lovely 'Beach House' restaurant though the hotel is actually about 200 metres back from the beach. So the hotel itself is done out in an Arabian style and is only 3/4 stories high to be in keeping with its surrounding. We were given a glass of champagne when we arrived and a fruit platter, nice touches usually only seen, at least in my experience in Asia. Our room, a standard room as far as im aware was very nice. Flat screen TV but only CNN as an English speaking channel, a decent sized balcony and huge bathroom with bath easily big enough for two and a very decent shower. My only complaint here was that the bed was actually two singles put together and was made up as so, again not sure if this is standard through the hotel. The pool area was very nice also, there were 3 pools all at a different height in front of the hotel though only two were open when we were there, the one with the pool bar was closed so can't comment on this. They have balinese beds (four posters with a roof) scattered around, these were very nice though for some reason they only made up 4 of the 6 available. Can imagine these will be nabbed pretty early during the summer months. There were two villas being built opposite the pool area, occasionally there was some nice but nothing we really noticed and I would imagine these will be well finished by the time next season rolls around. The staff were all very sweet, not quite up to 5-star levels but what they might have lacked in efficiency or command of English they made up for in politeness and im sure given a few months this will all improve. Lastly we didn't try the restaurants except to be told that there was no room service available after 11pm when we came in hungry one evening, again not sure if this is the norm or due to the recent opening. Had a bad experience at the Chiringito at the bottom of the hill, the manager was amazingly rude after we waited 20mins for our bill we decided to leave cash on the table (with a tip after working it out), he then chased after us as we left telling us we hadnt paid the bill and when I told him we were fed up of waiting and it was on the table he responded 'are you sure?'. We never went back there obviously. Do try the BeachHouse for dinner though, always a decent meal. Anyway, I hope this is helpful to some."
Holiday details
- Travel date: 8th October 2008
Great hotel
"We stayed one week at Estrella dell mar. The hotel opened the week before. We had great time. I love the hotel view on the closeby sea. Its so quiet located and I enjoyed sleeping with the window open, you ven can hear the sea. The room is spacious, well epuied and ncie bath room. Staff was very helpful. Just one minor remark.... breakfast wasn't special. The swimming pool area is very nice. Breakfats i served on the terrace until 11 AM. The hotel has a undergound parking at 18 euro a day. But we parked outside on the hotel grounds, also nearby streets offer parking possibility. You need a car to got to marbella town or peurtoe banus. There is a nice beach club at 100M from the hotel. Teh hotel is located between el rosarioa and elviria. You can see the don carlos from the hotel. We go every year one week to Marbella is this is one of my farvorits (I prefer it over Los Monteros, Incosol, Guadalpin, Gualdapin Banus, NH Alanda, Coral beahc) and even the don carlos). my favorite hotel is still the Puente Romano for ist location ,breakfast, gardens, beach club. However comapred to the estrella del mar Puente romano is evry pricy and rooms are bit older. we come back."
Holiday details
- Travel date: 5th October 2008
Hotels near Hotel Vincci Seleccion Estrella Del Mar
- Ona Alanda Club ... Distance: 873 meters
- Marriott's Marbe... Distance: 1317 meters
- Aptos. Mediterra... Distance: 1963 meters
Hotel Vincci Seleccion Estrella Del Mar is also called
- Vincci Seleccion Estrella Del Mar
- vincci hotel marbella
- seleccion estrella del mar vincci


text:
Thriving Thursday. It's a day to thrive SOHH why not get things going with India Love thriving to win with a new look? Speaking of beautiful women, how about Serena Williams showing off her bikini body? On a more serious note, are we all here for Tory Lanez gearing up to go at rap rival Drake? All this coming up in SOHH Whatcha Think.
1. Sweet India
Have you noticed India Love appears pretty flawless? It's rare to see her not look like money so it's only right to take a look at her latest switch-up and get your honest take. India Love's Instagram has her shots:
Are you feeling the new look? Is she getting better with time? Should India keep this hairstyle for the rest of 2017? #SOHHWhatchaThink?
2. Heartbreaker
Why is Serena Williams breaking hearts? We all know she's engaged but the more pics she puts up only reminds every single man, Common and Drake included, of what they're missing out on. Serena Williams' IG has a breathtaking new pic:
Are you feeling this? Is Serena Williams the sexiest and greatest sports icon of all time? Is she ready to tie that knot? #SOHHWhatchaThink?
3. Head Top Warning
Is it safe to say Drake is on a much higher level than Tory Lanez – however, Tory's on the come up? There seems to be this building rivalry between them and Tory looks like he might have something for Drake's headtop? Akadmiks is on it:
Should Drake be worried? Is Tory really going to go at him? Are you here for this rap battle? #SOHHWhatchaThink?
That wraps it up for today. This is SOHH On The Spot giving you the scoop from your favorite gossip sites.