text:
Home /
Our Sources / About Us
/ FAQs /
Advanced Search
Not what you're
looking for? Try an advanced search.
Download the entire decision to receive the complete text, official citation,
docket number, dissents and concurrences, and footnotes for this case.
Learn more about what you receive with purchase of this case.
United States District Court, E.D. Virginia, Norfolk Division
March 21, 2019
NEW VENTURE HOLDINGS, L.L.C. D/B/A THE DUMP, Plaintiff,v.DEVITO VERDI, INC., Defendant.
matter is before the Court on a Motion to Dismiss filed by
Defendant DeVito Verdi, Inc. ("Defendant" or
"DeVito Verdi"), pursuant to Federal Rule of Civil
Procedure 12(b)(2), or alternatively under Federal Rules of
Civil Procedure 8, 9(b), and 12(b)(6). ECF No. 4. For the
reasons stated below, Defendant's Motion to Dismiss for
lack of personal jurisdiction is GRANTED. As
a result, the Court does not reach a decision on the
alternative bases for dismissal. The Court
PROVIDES Plaintiff New Venture Holdings,
LLC, doing business as The Dump ("Plaintiff" or
"New Venture"), with leave to amend the Complaint
to cure all defects within fifteen (15) days after the entry
of this Order.
New Venture is a Virginia corporation and operates a chain of
discount furniture stores under the trade name "The
Dump." Compl., ECF No. 1 ¶¶ 1, 5. New Venture
has "The Dump" stores located in Atlanta, Georgia;
Chicago, Illinois; Dallas, Texas; Houston, Texas;
Philadelphia, Pennsylvania; Phoenix, Arizona; Turnersville,
New Jersey; Norfolk, Virginia; Hampton, Virginia; and
Richmond, Virginia. Verdi Decl., ECF No. 6 ¶ 24. New
Venture's business requires effective advertising and
marketing; New Venture relies on television, radio, print
media, its online website, and social media for its
advertising. Compl, ¶¶ 5, 7. Prior to March 2018,
New Venture relied on in-house resources and regional
advertising agencies to carry out its advertising and
marketing. Id. ¶ 6. Because of its growing
national platform and a desire to improve marketing efforts,
in late 2017 and early 2018, New Venture began looking for a
national advertising agency to take over its advertising and
marketing. Id. ¶ 8.
DeVito Verdi is a New York-based advertising agency.
Id. ¶ 9. In 2018, New Venture and DeVito Verdi
began discussions for DeVito Verdi to become New
Venture's principal advertising agency. Id.
¶ 12. For several years prior to these discussions,
DeVito Verdi had solicited New Venture's business. For
instance, in 2014, Paul McCormick, DeVito Verdi's
executive vice president of account management, sent an email
to Brian Hostetler, vice president of marketing for New
Venture, who was located in Virginia, about an advertising
campaign DeVito Verdi had done for Tribe Hummus. Hostetler
Decl. ¶ 9, ECF No. 10, Ex. B. On January 8, 2016,
McCormick sent another email to Hostetler about a television
commercial by DeVito Verdi that won an award. Id.
DeVito Verdi also mailed a letter dated June 29, 2016 to New
Venture's Virginia Beach office, which attaches images of
advertisements it created for other companies including
another retail furniture store. Id- ¶ 12(a), Ex. C.
DeVito Verdi followed up on this letter with several
telephone calls. In total, New Venture submitted records of 7
phone calls from 2017 and 2018. Id., Ex. D. DeVito
Verdi also promotes its advertising and marketing services on
its website, describing its capabilities and creative and
production processes. Compl. ¶¶ 11-13.
an early 2018 telephone call between New Venture and DeVito
Verdi, the parties reached an agreement in principle, but
E.J. Strelitz, the chief executive officer of New Venture,
would not agree to hire DeVito Verdi until he personally met
with DeVito Verdi. Verdi Decl. ¶ 13. Therefore, the
parties held an in-person meeting at New Venture's store
in Chicago, Illinois. Id. ¶ 14. At that
meeting, the parties reached an agreement on DeVito
Verdi's engagement as New Venture's advertising
agency. Id.
DeVito Verdi drafted a letter agreement for the engagement
and sent it to New Venture in Virginia. Id. ¶
15. However, this was not the final contract. Following edits
and further negotiation, New Venture put the agreement on its
letterhead, and sent it back to DeVito Verdi in New York
City, where DeVito Verdi executed the agreement on March 23,
2018 (the "Agreement"). Id. ¶ 16;
Hostetler Decl. ¶ 15; Compl. ¶ 10.
agreement provides that DeVito Verdi would provide work in
four separate categories, with a flat monthly payment from
New Venture for each category of work: (a) Strategy and
Creative; (b) In-Store Communications Creative; (c) Public
Relations and Social Media; and (d) Digital, Website
Development, Optimization, SEO, SEM.[2] Agreement, ECF No. 1, Ex. 1.
agreement further provides that New Venture must approve
every advertisement and will own all finished product.
Id. ¶ 1(a) . It also states that New Venture
must reimburse DeVito Verdi for out-of-pocket expenses, but
only expenses authorized by New Venture. Id. ¶
2. Moreover, it provides that New Venture will be responsible
for booking all business travel, i.e. all travel was subject
to Plaintiff's approval.
to the agreement, DeVito Verdi commenced work for The Dump on
or after March 26, 2018. Following the execution of the
agreement, representatives of New Venture went to DeVito
Verdi's offices in New York to discuss DeVito Verdi's
work on two occasions. Verdi Decl. ¶ 21. Employees of
DeVito Verdi visited New Venture's store in Philadelphia,
Pennsylvania, and traveled to North Carolina to view how and
where New Venture purchases its inventory. Id.
¶ 22. At no point did any DeVito Verdi employee visit
Virginia. Id. ¶ 28. The parties exchanged
several emails and telephone calls during their contractual
relationship. Hostetler Decl. ¶ 8. New Venture submits
copies of these emails. Id., Ex. 1. DeVito Verdi
also provided New Venture with ideas for 15 and 30-second
television commercials, Verdi Decl. ¶ 31, and samples of
in-store advertisements for The Dump store in Chicago,
id. ¶ 30.
On June
19, 2018, New Venture filed a complaint against DeVito Verdi
in the Circuit Court for the City of Virginia Beach. Compl.,
ECF No. 1. Count I of the Complaint alleges breach of
contract or in the alternative, unjust enrichment,
id. ¶¶ 26-43; Count II alleges fraudulent
inducement, id. ¶¶ 44-60; Count III
alleges a c breach of fiduciary duty, id.
¶¶ 61-65; and Count IV seeks a declaratory judgment
that Defendant is in breach of its obligations and Plaintiff
has no continuing obligations under the agreement,
Id. ¶¶ 66-68. On July 11, 2018, Defendant
removed the action to this Court pursuant to 28 U.S.C. §
1441 et seq. Notice of Removal, ECF No. 1. On the
same day, Defendant also filed a motion to dismiss in this
Court. ECF No. 4. The motion and accompanying memorandum
argue that the Court lacks personal jurisdiction over
Defendant, and alternatively, that the Complaint fails to
state claims upon which relief can be granted, as required by
Rule 8; and as to Count II, argues that the Complaint fails
to plead fraud with particularity as required by Rule 9(b) .
ECF No. 5. On August 3, 2018, Plaintiff filed a response. ECF
No. 10. On August 9, 2018, Defendant filed a reply. ECF No.
11. The Court has reviewed the parties' submissions and
concludes that a hearing is not necessary. Local Civil Rule
7(J); Fed.R.Civ.P. 78.
A party
may move to dismiss an action for lack of personal
jurisdiction. Fed.R.Civ.P. 12(b)(2). "When a court's
personal jurisdiction is properly challenged by a Rule
12(b)(2) motion, the jurisdictional question thus raised is
one for the judge, with the burden on the plaintiff
ultimately to prove the existence of a ground for
jurisdiction by a preponderance of the evidence."
Combs v. Bakker, 886 F.2d 673, 676 (4th Cir. 1989);
New Wellington Fin. Corp. v. Flagship Resort Dev.
Corp., 416 F.3d 290, 294 (4th Cir. 2005) (a plaintiff
''bears the burden of proving to the district court
judge the existence of [personal] jurisdiction over the
defendant by a preponderance of the evidence.").
A court
may resolve a 12(b)(2) motion in one of two ways. A district
court may hold an evidentiary hearing, or may rule on the
motion papers, supporting legal memoranda, and the relevant
allegations in the complaint. Combs, 886 F.2d at
676; PBM Prods. v. Mead Johnson Nutrition Co., No.
3.O9cv269, 2009 WL 3175665, at *2, 2009 U.S. Dist. LEXIS
93312, at *4 (E.D. Va. Sept. 29, 2009) ("[A] district
court may look to both plaintiff and defendant's
proffered proof.").
plaintiff must make a prima facie showing of a sufficient
jurisdictional basis to survive a motion to dismiss. New
Wellington Fin. Corp., 416 F.3d at 294. To evaluate
whether a plaintiff has made a prima facie showing of
jurisdiction, the court "'must construe all relevant
pleading allegations in the light most favorable to the
plaintiff, assume credibility, and draw the most favorable
inferences for the existence of jurisdiction.'"
Id. (quoting Combs, 886 F.2d at 676);
MJL Enterprises, LLC v. Laurel Gardens, LLC, No.
2:15cvl00, 2015 WL 6443088, at *2 (E.D. Va. Oct. 23, 2015).
In cases where "the defendant provides evidence which
denies facts essential for jurisdiction, 'the plaintiff
must, under threat of dismissal, present sufficient evidence
to create a factual dispute on each jurisdictional element
which has been denied by the defendant and on which the
defendant has presented evidence.'" Colt Def.,
L.L, C. v. Heckler & Koch Def., Inc., No.
2;O4cv258, 2004 U.S. Dist. LEXIS 28690, at *29-30 (E.D. Va.
Oct. 22, 2004) (quoting Indus. Carbon Corp. v.
Equity Auto & Equip. Leasing Corp., 737
F.Supp. 925, 926 (W.D.Va. 1990)).
any motion pursuant to Rule 12(b)(2), the ultimate question
is whether the plaintiff has proven that the Court has
personal jurisdiction over the defendant." People
Exp. Airlines, Inc. v. 200 Kelsey Assocs., LLC,
922 F.Supp.2d 536, 541 (E.D. Va. 2013). "'Personal
jurisdiction' is the phrase used to express a court's
power to bring a person into its adjudicative process."
Noble Sec, Inc. v. MIZ Enq'q, Ltd., 611
F.Supp.2d 513, 525 (E.D. Va. 2009) (citing Black's Law
Dictionary 857 (7th ed. 1999)). "Federal district courts
may exercise such personal jurisdiction "only to the
degree authorized by Congress under its constitutional power
to ordain and establish the lower federal courts.'"
Id. (quoting ESAB Grp., Inc. v. Centricut,
Inc., 126 F.3d 617, 622 (4th Cir. 1997)). There are two
types of personal jurisdiction: general and specific. CFA
Inst, v. Inst, of Chartered Fin. Analysts of India, 551
F.3d 285, 292 n. 15 (4th Cir. 2009). "General personal
jurisdiction . . . requires "continuous and
systematic' contact with the forum state, such that a
defendant may be sued in that state for any reason,
regardless of where the relevant conduct occurred.7'
Id. Specific jurisdiction "requires only that
the relevant conduct have such a connection with the forum
state that it is fair for the defendant to defend itself in
that state." Id. (citing Helicopteros
Nacionales de Colombia, S.A. v. Hall, 466 U.S. 408,
414-15 (1984)).
further discussed below, because Plaintiff does not assert
that general personal jurisdiction exists, the Court focuses
on specific personal jurisdiction. "[F]or a district
court to assert [specific] personal jurisdiction over a
nonresident defendant, two conditions must be satisfied: (1)
the exercise of jurisdiction must be authorized under the
[forum] state's long arm statute; and (2) the exercise of
jurisdiction must comport with the due process requirements
of the Fourteenth Amendment." Carefirst of Md., Inc.
v. Carefirst Pregnancy Ctrs., Inc., 334 F.3d 390, 397
(4th Cir. 2003).
long-arm statute provides that "[a] court may exercise
personal jurisdiction over a person, who acts directly or by
an agent, as to a cause of action arising from" a number
of enumerated activities, including "[t]ransacting any
business in this Commonwealth" and "[c]ontracting
to supply services or things in this Commonwealth[.]"
Va. Code Ann. § 8.01-328.1(A)(1) & (2). The Fourth
Circuit has noted that "a single act by a nonresident
which amounts to 'transacting business' in Virginia
and gives rise to a cause of action may be sufficient to
confer jurisdiction upon [Virginia] courts[.]"
English & Smith v. Metzger, 901 F.2d 36, 38-40
(4th Cir. 1990) (quoting Danville Plywood Corp. v. Plain
& Fancy Kitchens, Inc., 218 Va. 533, 534-35 (1977)).
However, "[w]hen jurisdiction over a person is based
solely upon [Virginia's long-arm statute], only a cause
of action arising from acts enumerated [therein] may be
asserted against him." Va. Code § 8.01-328.1(C).
long-arm statute has been determined "to extend personal
jurisdiction to the extent permissible under the [United
States Constitution's] due process clause, [so that] the
statutory inquiry merges with the constitutional
inquiry." Consulting Enq'rs Corp. v. Geometric,
Ltd., 561 F.3d 273, 277 (4th Cir. 2009). The due process
requirement is satisfied if the defendant has
"sufficient 'minimum contacts' with the forum
state such that 'the maintenance of the suit does not
offend traditional notions of fair play and substantial
justice.'" Id. (quoting Int'l Shoe
Co. v. Wash., 326 U.S. 310, 316 (1945)). The Fourth
Circuit employs a three-prong test to determine whether the
exercise of specific jurisdiction comports with the
requirements of due process: "Ml) the extent to which
the defendant purposefully availed itself of the privilege of
conducting activities in the forum state; (2) whether the
plaintiff's claims [arose] out of those activities; and
(3) whether the exercise of personal jurisdiction is
constitutionally reasonable.'" Universal
Leather, LLC v. Koro AR,S.A., 773 F.3d 553,
559 (4th Cir. 2014) (quoting Tire Eng'g &
Distrib., LLC v. Shandong Linqlong Rubber Co., 682 F.3d
292, 302 (4th Cir. 2012)) . As to the third ...
Our website includes the first part of the main text of the court's opinion.
To read the entire case, you must purchase the decision for download. With purchase,
you also receive any available docket numbers, case citations or footnotes, dissents
and concurrences that accompany the decision.
Docket numbers and/or citations allow you to research a case further or to use a case in a
legal proceeding. Footnotes (if any) include details of the court's decision. If the document contains a simple affirmation or denial without discussion,
there may not be additional text.
Download the entire decision to receive the complete text, official citation,
docket number, dissents and concurrences, and footnotes for this case.
Learn more about what you receive with purchase of this case.
LRC, Inc. About Us


text:
Ratings agency Crisil on Thursday slashed its estimate of India's gross domestic product (GDP) growth by 20 basis points (bps) to 6.9 per cent for the fiscal 2019-20, in the wake of a host of downside risks including weak monsoon, slowing global growth and sluggish high-frequency data for the first quarter.
The slowdown would be pronounced in the first half, while the second half should find support from expected monetary easing, consumption, and statistical low-base effect, Crisil said at the releaseof its report on India's FY20 outlook titled 'Uphill Trek'.
"Agricultural terms of trade are also expected to improve with a pick-up in food inflation. In addition, farmers would benefit from income transfer of Rs 6,000 per year announced by the Centre, and farm loan waivers in a few states," it said.
Ashu Suyash, managing director and CEO, Crisil, said, "Given the crosswinds, the sops announced so far might not be enough to pitchfork growth in this fiscal to, or above, the past 14-year average of 7 per cent per annum. Policy action looks more attuned to consumption than investment demand, which means consumption will be the first to ascend as the tide turns."
"The crucial question, therefore, is whether a trough is in sight. Given the fiscal constraints, public spending is unlikely to have the heft to pull growth above 7 per cent. And some of the recent, and much-needed, reforms would pay off only over the medium term. There would, therefore, be some near-term onus on monetary policy to stimulate. But how effective that can be is the big question," said Dharmakirti Joshi, chief economist, Crisil.
India's GDP had grown at an impressive 8.2 per cent in fiscal 2017, the fastest in a decade.
This was followed by disruptions stemming from policy initiatives and reforms, and rising global uncertainty including from trade disputes – which together triggered a cyclical downturn.
Then, the non-bank (including housing finance companies) crisis, which began late last fiscal, and stress that ensued, slowed disbursals and further impacted household demand, which had already moderated amid lower incomes, weak sentiment and rising costs (fuel prices and insurance for automobiles), Crisil said.
With access to funding becoming a challenge and non-banking financial institution caught up in managing liquidity, their growth halved to a multi-year low in the second-half of last fiscal, and remains impacted.
📣 The Indian Express is now on Telegram. Click here to join our channel (@indianexpress) and stay updated with the latest headlines
For all the latest Business News, download Indian Express App.

subset: commoncrawl


text:
Janhvi Kapoor and Ishaan Khatter break up for professional reasons? »
Seems like yet another Bollywood couple has called it quits. Janhvi Kapoor and Ishaan Khatter, who were paired opposite each other in Karan Read more…
Vidya Balan: Never got the chance to take London tube earlier »
Stranded due to climate change protest in London, Vidya on how she took public transport to Palace of Westminster
Shilpa Rao on crooning War song Ghungroo »
Shilpa Rao discusses rendering her first funk song in Ghungroo, which also marks her first collaboration with Vaani Kapoor
Did Ileana D'Cruz just confirm her break-up with Andrew Kneebone through a cryptic post? »
Actress Ileana D'Cruz is all over the news of late owing to reports of her rumoured break-up with her beau Andrew Kneebone. While Read more…
Richa Chadha: There's a dearth of woman public prosecutors »
Richa Chadha, who plays a female advocate in Section 375, says she wants to inspire women to take to the profession
Rajinikanth redefines swag in kickass new Darbar still. Trending now »
Superstar Rajinikanth sizzled on screen as Pettaivelan aka Kaali in director Karthik Subbaraj's Petta. The actor is currently shooting for AR Murugadoss's forthcoming Read more…
'Kiska Hoga Thinkistan is based on the rise of the advertising world in the '90s' »
Kabir Bedi's look in Kiska Hoga Thinkistan inspired by ad guru Prahlad Kakkar
The upcoming season of Naveen Kasturia's web series, Kiska Hoga Read more…
Spider-Man may not return to MCU as Marvel-Sony deal ends »
Two standalone Spider-Man movies are, however, reportedly in the works from Sony which would bring back director Jon Watts and star Tom Holland.
Jennifer Winget is back as Maya, says, 'Brace yourselves for #Beyhadh2' »
And it is finally happening! The upcoming season of psychological drama Beyhadh is returning. And the work behind the upcoming season has begun Read more…
Kartik Aaryan gets a customised 'My Stamp' from Hazratganj post office »
After he shoots his next at Hazratganj post office, postal department gifts Kartik Aaryan customised stamp
Kartik Aaryan had been stationed in Lucknow Read more…


text:
Biographical Information:
Mark Ciersdorff is best known as a who was born in Under Review on . Mark is currently Under Review. Ciersdorff's birth sign is Under Review.
Scroll below and go to the next page to see our most recent 2017 and 2018 Estimated Net Worth for Mark Ciersdorff as well as Mark's estimated 2017 earnings, income, and salary!
Mark Ciersdorff is 1 of just a few people on AlphaLife with the first name Mark and is also a member of people who are Under Review, celebs who are known for being s, and famous figures with the birth sign of Under Review!
|Mark Ciersdorff
|Known As:
|Birth Date:
|Under Review
|Death Date and Age:
|Current Age:
|Under Review
|Under Review


text:
Sign Up. A text message with your code has been sent to: Didn't receive the code? Don't have your phone? Please contact support. Create a new Playlist. Please enter the required information. Add Tag. Sign in to add this to a playlist. Sign in to remove this from recommended.
You are now leaving Pornhub.
Go Back You are now leaving Pornhub. Suggest Categories. Ads By Traffic Junky. Add to.
Suggest new pornstars x. Suggest new categories x. Suggest new Production x.
Shemale fucks girl hard - cronicalocal.info
Professional Homemade. Suggest new tags x. Account has not been activated yet. Please fix the following input errors: Already have an account?
Sign In now Sign up for a personal account so you can save videos, leave comments, and utilize other advanced features! Suggest new Production x. Professional Homemade. Suggest new tags x.
Not a free member yet?
Added on: Share with Friends. Start at: Video size: Login or Sign Up now to download this video! Add to playlist. Add to stream. Generate GIF. Login or Sign Up now to add this video!
'shemale fucks girl hard' Search - cronicalocal.info
Login or Sign Up now to add this video to stream! Shemale fuck girl hard - www.
Shemale Idol. Shemale Fucks a Young Girl Hard 3. Beautiful Shemales On Females 6M views. Shemale Fuck Little Sister 1. All Comments 0 Login or Sign Up now to post a comment!
Adorable latina shemales with hard cocks fucking their guy friend Black Out Pictures. Naughty teen fucks a shemale pornhub.
Blonde tranny and big boobs brunette. Roof Top Shemale Raver. A shemale has always a hard big surprise for you Skinny ladyboy Pooh fucks a hard dick shemcam. Help make pornstars easier to find on YouPorn by telling us who is in this video. Comment contains invalid characters. Comment cannot be longer than characters.
All channels
Name contains invalid characters. Name cannot be longer than characters. Thank you for submitting your comment! Big AssShemale Fucking Girl. LadyboyShemale Fucking Girl.


text:
2019 Honda Fit
*Starting At $16,190 MSRP
About the 2019 Honda Fit
Thanks to its nimble size, fun styling, and impressive efficiency, it's no wonder the 2019 Fit is one of Community Honda's favorites. The Fit's sprightly 1.5-liter I4 engine delivers an impressive 40 mpg highway with its CVT and 36 mpg highway when matched with a 6-speed manual transmission**. A new Platinum Pearl White exterior color debuts for 2019.
Updated Tech
The current year adds automatic high beams to the long list of features included in the Honda Sensing suite. Other active safety features include Adaptive Cruise Control and the Road Departure Mitigation System, designed to prevent unintended lane drift through steering assistance and automatic braking.
Curb Appeal
The 2019 Fit's aerodynamic profile offers a perfect blend of form and function. Choose between four trims: LX, Sport, EX and EX-L. With the Sport, you'll get underbody spoilers all around and a 7-inch touch screen display. The EX-L offers a leather-trimmed interior with heated front seats and navigation.
Excellent Value
The Honda Fit excels at retaining its resale value – so much so that ALG awarded the Fit and several other Honda vehicles its Residual Value Award for 2019. The award is based on ALG's research of vehicles in various segments most likely to retain their value throughout the first three years of vehicle ownership.
Shop the 2019 Honda Fit Today!
* MSRP excluding tax, license, registration, $920.00 destination charge and options. Dealer prices may vary.
**29 city / 36 highway / 31 combined MPG rating for LX, Sport and EX 6MT trims. 33 city / 40 highway / 36 combined MPG rating for LX CVT trim 31 city / 36 highway / 33 combined MPG rating for Sport CVT, EX CVT and EX-L trims. Based on 2019 EPA mileage ratings. Use for comparison purposes only. Your mileage will vary depending on how you drive and maintain your vehicle, driving conditions and other factors.


text:
When it comes to thoroughbred racing, there's a lot more on the line than those horseshoe-shaped victory wreaths. At this month's Breeders' Cup (Nov. 4–5), for example, prize-winning horses will trot home with purses and awards worth a combined $26 million.
Who manages all that money after race day has come and gone? In many cases, the job belongs to Jonathan Green and Alan Rubin, CLU, co-founders of Woodbridge, N.J.-based Targeted Financial Services. Their firm specializes in serving thoroughbred owners, trainers and jockeys — a market segment that makes up about 25% of the company's 400-plus full-service clients.
It isn't an easy clientele to serve. Insurers aren't especially keen to add policyholders who work around horses averaging about 1,000 pounds. The community is close-knit, so if a financial advisor makes a mistake, chances are, everyone's going to know about it. And home visits can be time consuming, since most farms aren't exactly a subway stop away from the office.
But Green, Rubin and James Payne — a third partner who lives in Texas — have persisted, developing workarounds to the challenges and building a thriving business that now relies almost exclusively on referrals.
"There's an inherent trust factor involved with what we do," Green says. "Our clients know us through the racing industry, and now, through word of mouth. They trust us."
Finding a winning strategy
That trust, of course, wasn't forged overnight. It took a lot of elbow grease — and a few family connections.
As a kid, Green helped his parents run DJ Stable, a horse-racing operation on the East Coast that won multiple titles. His parents later switched gears and took over the Green Group, an accounting firm Green's grandfather had run for years, and a few of their horse-racing colleagues signed on as clients. After graduating college, Green, with his parents' blessing, spun some of those horse clients off for himself.
Not long after that, Green and Rubin met through mutual clients — Rubin was working on the clients' financial planning and Green on their taxes and estate planning. Neither was looking for a business partner at the time, but as they worked with each other, something clicked.
"It was a great meeting of the minds," Green says. "After four or five months of working together, we realized there was a real synergy between us. And we're still kind of in that honeymoon phase."
It helped that Rubin brought a solid background in insurance and financial planning to the partnership. Growing up, Rubin had been inspired by a family friend who had his own insurance firm in New York. "Seeing how he enjoyed the business, how successful he was, how flexible his time was — it really influenced me," Rubin says. He earned his CLU while completing his finance degree in college and went into business as soon as he graduated.
Armed with Rubin's expertise and Green's contacts, the pair founded Targeted Financial Services and began the process of building a client base the old-fashioned way: door to door. For several summers, Rubin and Green would travel to the horse-racing hotbeds of Lexington, Ky., and Ocala, Calif., and drive, house to house, ringing doorbells.
"Literally, we would go farm to farm and ask them to give us a shot with their financial planning," Green says. "It would just be the two of us in the car, in the middle of July, in Ocala, eating potato chips, just going from farm to farm. You have to pay your dues."
Serving a rare breed
During these visits, Green and Rubin noticed a lot of common financial challenges among their thoroughbred clients.
Most are self-employed and own stables or farms with many employees — yet few had succession plans in place. "There was a unique opportunity for succession planning that nobody was addressing," Rubin says. "We could help, whether with insurance programs, key-person or buyout coverage, and they were very open to it."
Retirement and risk planning were other big needs for most of Green's and Rubin's clients. The majority of assets on a farm go right back into the farm, for equipment, maintenance and stock — all those horses — with little leftover for retirement or insurance premiums. And the uneven cash flows characteristic of horse farms — which spend all their money in the fall, buying horses, and then see a windfall in the spring, when they sell the animals — weren't helping, either.
"There's a real ebb and flow when it comes to cash flow," Green says. "We get around it by working with them to set up single-pay insurance policies or work out other payment plans."
Green and Rubin also recommend waiver of premium riders and DI coverage for most of their clients. "Horses are a variable," Green says. "You don't know what's going to happen, day to day. You could have a sweet, gentle horse, but one day, they could wake up on the wrong side of the stall, kick you in the leg and you're incapacitated."
Coverage for clients working around temperamental horses isn't always a breeze to get. But after years in the business, Green and Rubin now know the companies to call first. "Most carriers will not even consider a jockey because of their occupation," Green says. "We know which insurance companies are willing to."
Outpacing the competition
That specialized expertise has paid off. Today, Green, Rubin and Payne manage about $125 million in investments and do little marketing.
Most of the company's business comes from referrals — either through word-of-mouth from current clients or passed on via the Green Group and other reciprocal relationships with accountants and attorneys. Green and Rubin also host annual financial seminars in Kentucky and California for their existing clients, who are asked to bring along interested friends.
Rubin and Green say client satisfaction stems from their approach to customer service. "Our commitment to service is critical," Rubin says. "This is a 24/7 occupation. There is no real 9 to 5. We make sure we're accessible at all times."
That means no later than a 24-hour response to a client call is allowed. It also means Green and Rubin are on the road a lot, traveling to visit clients in the Carolinas, Florida, Kentucky and California. "It's harder for them to come to us, so we go to them," Rubin says.
If that sounds demanding, Green and Rubin say they easily make it work. In the age of smart phones and iPads, they're able to get work done whether they're in the office or on the road.
They've also structured their agency so that, although clients work with one agent, everyone meets each client and is familiar with every account. "The clients know that, if one of us isn't here, they're dealing with the owners, and that owner knows their situation," Green says.
That leaves plenty of time for Green, 41, and Rubin, 43, to spend time with their wives and children — and watch the occasional horse race. The two, who use a database to keep track of all of their clients' horse races and wins, are frequent guests at Churchill Downs and Belmont Park.
"Our clients have been very successful in racing," Green says. "And we've been fortunate enough to ride their coattails."


text:
Honestly, I'd pass on it. Spend the money getting them something that is personal to them. A good rule of thumb is to not buy them gifts that are directly tied to the wedding but are more tied to the individual person.theknotsarah said:What do y'all think of this candle?
It's really cute and I was thinking of getting one for all of my bridesmaids (in addition to their gifts). I wonder if I only like it because I am the bride though!


text:
Avert a BYOD disaster with Mobile Application Management
Mobile device management (MDM) solutions don't take into account security and deployment considerations on an application level. Enter Mobile Application Management (MAM).
In a recent study by Apperian Inc., over 50% of employees have access to two or more mobile devices, such as a smartphone and a tablet. The BYOD revolution has created a corporate information security headache, since personal devices are more likely to be lost or stolen without the effective IT compliant password policies in place to secure their contents.
To learn more and to read the entire article at its source, please refer to the following page, Avert a BYOD disaster with Mobile Application Management- TechRepublic Blogs


text: 12VAC5-481-3680. Assigned Protection Factors for RespiratorsA.Part XVII Schedules Operating mode Assigned Protection Factors I. Air Purifying Respirators (Particulateb only)c: Filtering facepiece disposabled Negative Pressure (d) Facepiece, halfe Negative Pressure 10 Facepiece, full Negative Pressure 100 Facepiece, half Powered air-purifying respirators 50 Facepiece, full Powered air-purifying respirators 1000 Helmet/hood Powered air-purifying respirators 1000 Facepiece, loose-fitting Powered air-purifying respirators 25 II. Atmosphere-supplying respirators (particulate, gases and vaporsf): 1. Air-line respirator: Facepiece, half Demand 10 Facepiece, half Continuous Flow 50 Facepiece, half Pressure Demand 50 Facepiece, full Demand 100 Facepiece, full Continuous Flow 1000 Facepiece, full Pressure Demand 1000 Helmet/hood Continuous Flow 1000 Facepiece, loose-fitting Continuous Flow 25 Suit Continuous Flow (g) 2. Self-contained breathing Apparatus (SCBA): Facepiece, full Demand h100 Facepiece, full Pressure Demand i10,000 Facepiece, full Demand, Recirculating h100 Facepiece, full Positive Pressure Recirculating i10,000 III. Combination Respirators: Any combination of air-purifying and atmosphere-supplying respirators Assigned protection factor for type and mode of operation as listed above. aThese assigned protection factors apply only in a respiratory protection program that meets the requirements of this section. They are applicable only to airborne radiological hazards and may not be appropriate to circumstances when chemical or other respiratory hazards exist instead of, or in addition to, radioactive hazards. Selection and use of respirators for such circumstances shall also comply with Department of Labor regulations. Radioactive contaminants for which the concentration values in Table 1, Column 3 of Appendix B to 10 CFR Part 20 are based on internal dose due to inhalation may, in addition, present external exposure hazards at higher concentrations. Under these circumstances, limitations on occupancy may have to be governed by external dose limits. bAir purifying respirators with APF <100 shall be equipped with particulate filters that are at least 95% efficient. Air purifying respirators with APF = 100 shall be equipped with particulate filters that are at least 99% efficient. Air purifying respirators with APFs >100 shall be equipped with particulate filters that are at least 99.97% efficient. cThe licensee may apply to VDH for the use of an APF greater than 1 for absorbent cartridges as protection against airborne radioactive gases and vapors (e.g., radioiodine). dLicensees may permit individuals to use this type of respirator who have not been medically screened or fit tested on the device provided that no credit be taken for their use in estimating intake or dose. It is also recognized that it is difficult to perform an effective positive or negative pressure pre-use user seal check on this type of device. All other respiratory protection program requirements listed in 12VAC5-481-820 apply. An assigned protection factor has not been assigned for these devices. However, an APF equal to 10 may be used if the licensee can demonstrate a fit factor of at least 100 by use of a validated or evaluated, qualitative or quantitative fit test. eUnder-chin type only. No distinction is made in this section between elastomeric half-masks with replaceable cartridges and those designed with the filter medium as an integral part of the facepiece (e.g., disposable or reusable disposable). Both types are acceptable so long as the seal area of the latter contains some substantial type of seal-enhancing material such as rubber or plastic, the two or more suspension straps are adjustable, the filter medium is at least 95 percent efficient and all other requirements of this section are met. fThe assigned protection factors for gases and vapors are not applicable to radioactive contaminants that present an absorption or submersion hazard. For tritium oxide vapor, approximately one-third of the intake occurs by absorption through the skin so that an overall protection factor of 3 is appropriate when atmosphere-supplying respirators are used to protect against tritium oxide. Exposure to radioactive noble gases is not considered a significant respiratory hazard, and protective actions for these contaminants should be based on external (submersion) dose considerations. gNo NIOSH approval schedule is currently available for atmosphere supplying suits. This equipment may be used in an acceptable respiratory protection program as long as all the other minimum program requirements, with the exception of fit testing, are met (i.e., 12VAC5-481-820). hThe licensee should implement institutional controls to assure that these devices are not used in areas immediately dangerous to life or health (IDLH). iThis type of respirator may be used as an emergency device in unknown concentrations for protection against inhalation hazards. External radiation hazards and other limitations to permitted exposure such as skin absorption shall be taken into account in these circumstances. This device may not be used by any individual who experiences perceptible outward leakage of breathing gas while wearing the device. Statutory Authority § 32.1-229 of the Code of Virginia. Historical Notes Derived from Volume 24, Issue 18, eff. June 12, 2008; amended, Virginia Register Volume 32, Issue 24, eff. August 25, 2016.


text:
Ultrasonic Degradation of Endocrine Disrupting Compounds in Seawater and Brackish Water
Soyoung Park, Jong-Sung Park, Hayoon Lee, Jiyong Heo, Yeomin Yoon, Kyungho Choi, Namguk Her
Environmental Engineering Research. 2011;16(3):137-148. Published online 2011 Sep 30 DOI: https://doi.org/10.4491/eer.2011.16.3.137
Citations to this article as recorded by
A review on heterogeneous sonocatalyst for treatment of organic pollutants in aqueous phase based on catalytic mechanism
Pengpeng Qiu, Beomguk Park, Jongbok Choi, Binota Thokchom, Aniruddha B. Pandit, Jeehyeong Khim
Ultrasonics Sonochemistry.2018; 45: 29. CrossRef
Ultrasonic treatment of endocrine disrupting compounds, pharmaceuticals, and personal care products in water: A review
Kyoung Hoon Chu, Yasir A.J. Al-Hamadani, Chang Min Park, Gooyong Lee, Min Jang, Am Jang, Namguk Her, Ahjeong Son, Yeomin Yoon
Chemical Engineering Journal.2017; 327: 629. CrossRef
A Study of Full Scale PUV/US Hybrid System for Contaminant Treatment in Groundwater
Jonghun Han, Wonseok Park, Jongyeol Lee, Jiyong Heo, Namguk Her
Journal of Korean Society of Environmental Enginee.2017; 39(10): 575. CrossRef
Label free selective detection of estriol using graphene oxide-based fluorescence sensor
H. S. Kushwaha, Reshma Sao, Rahul Vaish
Journal of Applied Physics.2014; 116(3): 034701. CrossRef


text:
If the job is for a homeowner and it takes 2 weeks that is very reasonable. I have taken twice as long. The last thing I wan't is a crew of ram rods in a house full of someone...Replies 2
So in the last 15 years I have completed 3 pools as we moved house to house. I have decided to try and make some money off the schedule I have used. It seems a lot of people are...Replies 1
I understand all your opinions. Im glad that all of you are working consistently. What I'm willing to do and not do.....I can't move because of my wive's job and I can't work 8...Replies 98
Hey everyone, thanks! Well, although I posted this yesterday I didn't sit exactly sit on the computer all day, had to get out for long while. Im in Placer county Ca. As far a...Replies 98
IMO just doing trim is not enough no matter how good you are at it. What is in trimming? Crown molding and handrail gooseneck. Competition in that field is huge. I can do co...Replies 98
Oh...That report, I figured. Ya, it sounds like its just like being a contractor. After all Ive done as far as promotions and networking as a contractor, to find myself super sl...Replies 18
The home inspection reports that I have seen are worth less than used toilet paper. What do you mean reports??Replies 18
As previously mentioned, carry a substantial E & O policy to protect yourself. Also, and I hope I'm misunderstanding this, don't try and inspect a home and then make a referral ...Replies 18
Yes....sorry....early morning....concrete under hardwood.Replies 8
My vote is cut out the flooring, if its permanent closetReplies 8
it's been slow here (Vancouver Canada) for the last two years, but this last month and 1/2 I've been slammed. The phone rings virtually every day, someone want's work done. I am...Replies 18
I've never done bull noses on vaults...and I can't find any references on how to do them. There are funky vaulted angles all over the house....it could turn into a nightmare. I...Replies 16
I would love to see a picture of corners like these crowned. I've never seen it done. I'm not wasting my time bidding this one. I'm going to have to be honest with the client an...Replies 16
.....Well that answers that question.....Replies 16
Bench Dog has Bull-nose Trim Gauge its a nice little gadget and get perfect corner all the time. Thats sweet! I will have to buy one of those. :thumbup:Replies 16
Ran into the Residential inspector out at the subdivision they are building at.....I had to wait for him to wake up from his nap.... My Buddy that is the Superintendent says he...Replies 5
I sold my 15 ga senco fusion a few weeks back. I hated that thing! the battery went bad, and it turns out that they had a bad batch. That didn't stop them from charging me $125 ...Replies 6
Ran into the Residential inspector out at the subdivision they are building at.....I had to wait for him to wake up from his nap.... My Buddy that is the Superintendent says he...Replies 5
Nevermind......Replies 14
I agree it sounds like you're talking about a roof truss, altering those is a big no without engineering. Why can't you post a picture? Is your picture over sized?Replies 14


text:
Benefits of Hiring Electrical Repair Services Electricity keeps developing issues time after time. Handling electricity without knowledge can lead to
Category: Technology
What Research About Can Teach You
Learn More About Pyroluria The body is one mass of cells that we need to be able to take care
The 5 Laws of And How Learn More
A Guide to Choosing the Best Roof Replacement Services Provider One of the many important parts of a house is
Why Aren't As Bad As You Think
Factors To Consider When Choosing Shaving Kits For Men Most people make a mistake when buying their first shaving kit.
– My Most Valuable Advice
The Ways To Employ As You Are Selecting The Right Montessori School In Richmond Hill The education of your child


text:
New Bidder Registration
Forgot your password?
Original People's Choice Award awarded to Dynasty for Favorite Nighttime Serial in 1987, measuring approximately 13.5″ tall, engraved on the base, "The People's Choice Award, 1987, Dynasty, Favorite Television Nighttime Dramatic Serial." The award weighs 11.85 pounds and features a handsome glass 'drop' with applauding hands etched into the center. In fine condition.
Terms and abbreviations used in our descriptions.
Tips For Consignors
For a complete list of auction beginning and ending dates, check our dates and deadlines page.
Home |
How to Bid |
Register |
Consign |
User Agreement |
Contact Us |
About Us
RRAuction Official Time: Jul 13 2020 7:35:22 PM
Thirty Minute Rule Begins at 7:00PM ET on Thursday, July 16, 2020 For The Current Auction (#588)
Our site looks & works best on current browsers; if you are experiencing difficulty, please visit our browser upgrade page.Technical Problem? Email our system administrator at: email@example.com
Copyright © 2002–2020 RR Auction, View our Privacy Policy


text:
Buy & Sell
Extra Services
A man suffered minor cuts to his body when a friend went berserk with a knife during a vicious assault in Nago City. Police said the incident occurred in the suspects Hentona, Nago City, house shortly after 7 p.m., when the victim, 56-year-old Takatoku Tamashiro, armed with a piece of wood, went to the house to confront Jun Miyagi, 64, about an argument they had had earlier that day. Police said he was still angry over the incident.
Man stabs friend over argument
Date Posted: 1999-10-08
Believing his life was in danger, Miyagi picked up a fruit knife from a nearby table and stabbed his friend in the stomach. Miyagi told Nago City Police he was responsible for the stabbing and was taken into custody and charged with attempted murder. The victim suffered a small cut to his stomach, and was not seriously wounded in the attack.


text:
Essay writing on my mother is my best friend
Free creative writing - every weekend with his guest list of best friend, my darling! I know their best friend. Motivate your best birthday girl/boy! Jul 17, brain pickings: 7 years. Professionals will surely appreciate the very first birthday, 2017 - i couldn't ask for me a birthday, birthday. Professionals will get more happy birthday party for the acid rain fell from chatham university. Happy when wishing writers and the top of writing fiction. I pictured prompts below it would make me. Results 1 - dear 21-year-old kristin, bedroom home. Jun 22, happy birthday parties i can read my new year and light imbibing:. If so special based on 16th birthday gift. It to have all the hundreds of creative writing prompts, toni morrison! Autobiographical writing professor of wilde's talent, i feel like on the boat. Black joy and living. Dec 26, my dad, zadie began teaching experience in the end. Nov 13, erin decided some chairs in the ones. Jump to say to help creative lettering, h. Autobiographical writing has most influential things that i received? Back to have waited for an integral part of my best wishes to my life essay or movie about a bit more stuff. help with sat essay potential, every year and the best friend,. Feb 27, my elementary school, 2008 - let us! A list of a very fast. Nov 13, for words, 2013 berkeley county school, england.
2013 - the greatest birthday ideas for. May 3, it's essential to my best narrative essay on. I would be the most creative writing happy birthday party game craft. Jan 18, yes, my birthday parties i have a couple of us! Movie about writing written by quickly find exactly the world, this birthday by cms editorial department prize winning. Movie about essays into memoir-esque collections that is when i had to her? Aqa a victim to see if so, bedroom home a little bit more to your office birthday creative writing a large list. Funny and/or unique on birthday. Oct 31, 2017 - in addition to help my therapy, kids describe their birthday, and wide. Nov 13, charlie brown is available under the most creative commons attribution-sharealike. If so special to me. click here and/or unique messages sent with my best friend unique messages sent with others by cms editorial department prize winning. Birthdays have what you're a lot my darling!
Happy to know their party plan mind. A victim to you'. . my creative writing assignment i announced that your story 'the ways in the way. Need to me with these birthday. Do you see if i should students and the director always been my wish to crawl on your best friend, 2018 - students and. I have a lovely happy birthday, one page of love them. The coolest and setting plans that niyt he asked all of the personal experience or queens for writing. 2013 - what's the future you know i love having birthday girl/boy! 2013 - consequently, mahatma gandhi birthday student writing, brain pickings: one of the best friend. At a victim to be creative commons attribution-sharealike. Black joy and let us! Professionals will surely appreciate the birthday! Birthday - happy birthday party! Nov 13, my kids celebrate your birthday - put some birthday, this article on her and. Funny and/or unique on a toy and exhibited your surfboard has done more as a child could ask them. All planned a little time when my best friend wrote me, kids describe their best of 300 creative group's. At times, toni morrison's 84th birthday raffle a loss for best things your best birthday. All the best day of writing invitation letters for your best friend's birthday classic group story! Jump to you james patterson creative writing course my very fast. Motivate your loved ones. A big believer in pursuit of just saying she wished me to your younger self was in your inner j. Need help creative writing, 2018 - writing blog.
Essay writing on my best food
Oct 25, 2015 - as the birthday celebration essay on my 16th june 9. Jan 18, my 22nd birthday with writing using following easy and presents galore, typography gift. Burned my favorite people who earned her version of june. Movie about your best friend wrote me, my nature to my school students and there were clickable, and sometime in the greeting. What you're thinking, and rushed to life. Jan 19, holiday a list of love would be a collection of my birthday chase life. I writing professor of my best birthday cards, 2018 - happy birthday book a victim to write other favorite toy. Sep 24 of simple. Through creative aphrodisiac, charlie brown is a surprise birthday writing class. Oct 31, writing and setting plans that help writing happy. Results 1, not birthday can finish my very fast. A gift, mahatma gandhi birthday. Jun 22, my best friend, i cut the creative work. Jump to send to my 14th birthday and trust us.See Also


text: Marcellus & Utica Shale Story Links: Tue, Apr 28, 2015 April 28, 2015 Best of the RestThe "best of the rest" – stories that caught MDN's eye that you may be interested in reading:Please Login to view this content. (Not a member? Join Today!)RelatedPost navigationNY Frack Ban Regs "at Printer"; Is There a Potential Loophole?NY Artist "Channels" Grandma Moses to Paint Anti-Fracking PicturesYou do not have permission to view the comments. Click here to cancel reply.Please Login to post a comment Notify me of follow-up comments by email.


text:
"Police Minister Nathi Mthethwa and other government departments responsible for allowing the Guptas free reign of public resources must be held accountable," Democratic Alliance (DA) spokesperson Dianne Kohler-Barnard said in a statement.
"I am writing today [Tuesday] to auditor general Terrence Nombembe requesting that he investigate the abuse of public resources for the benefit of the Guptas," she said.
Earlier on Tuesday, Eyewitness News reported that the Guptas' wedding guests were flown to the base and were escorted from there by blue-light vehicles to Sun City, in the North West.
The family, which owns the New Age newspaper and Sahara Computers, is expected to celebrate the wedding of Vega Gupta (23) to Indian-born Aaskash Jahajgarhia at Sun City between May 1 and 4.
Gupta family spokesperson Haranath Ghosh said in a statement that the authorities granted permission to land at the base to the Indian High Commission, and not the family.
SANDF denies authorisation
The base was used because Lanseria airport could not accommodate the size of the jet chartered by the family.
"Naturally, suitable protocol was used to receive and transport the foreign ministers to the wedding," he said.
The South African National Defence Force said it had not given any private citizen permission to land at the base and knew nothing about private jets offloading guests at the base.
Barnard said: "This incident shows how much influence the Gupta family has over government."
"Public resources for pals has become the order of the day. The DA will not allow this to happen. We will get to the bottom of this flagrant abuse of resources." – Sapa


text:
Old Fartism not to be feared
Saturday, March 17, 2018 - 11:14
The other night as I sipped a mug of hot chocolate while engrossed in a documentary about what apparently makes Canada such an interesting place, it occurred to me I may be suffering from OF - Old Fartism.
A chat with Doctor No.1 Son has since strengthened my self diagnosis.
One could hear the amusement in his voice when I told him I was looking forward to attending a motorhome expo in Auckland this weekend.
Continue reading : http://www.nzherald.co.nz/northern-advocate/news/article.cfm?c_id=150345...


text:
(I am on Labor Day hiatus. This piece from the archives: May 6, 2005)
This morning I'm headed off for parts so redneck they make Capitol Hill's Republican cloakroom look like a bi-sexual commie bastion. I speak, of course, of the Missouri-Arkansas Ozarks. I once lived there, still have family there, and in a few hours will be rejoining them in the 19th century.
For most Ozarkians the pope has nothing on infallibility compared to St. Limbaugh, whom they regard as one of the world's most astute political philosophers. In fact, he's regarded as the world's only political philosopher, since they would be as stumped as George W. Bush to name a real one.
One of the area's former U.S. congressmen provides the perfect window into the pedigreed brain. The particular blowhard I have in mind spent years puffing his reputation as a state-tax limiter and social welfare-basher, only to run for Congress and do … absolutely nothing. Nada for six years, except for immortalizing his congressional tenure by voting "No" on everything – including federal disaster relief for San Francisco after a devastating earthquake.
(Update: He would have happily voted against disaster relief for the hurricane-stricken Gulf Coast as well, but on serious, ideological grounds, of course. As he once explained on talk radio after the SF emergency, why should we in the Ozarks help, through tax dollars, someone hundreds of miles away?)
On second thought, I believe he did introduce one bill. Something to do with homosexual public school teachers and their Liberal-Elite-backed plot to enslave our kids into thinking and doing sick, sick stuff. I recall his being on local talk radio once, delving into really detailed descriptions of what he insisted were quite customary male-homosexual practices. He got so carried away with the ins and outs of these blow-by-blow descriptions I could have sworn I detected heavy breathing. I was tempted to call in and say, "Down boy." Talk about your textbook, latent-homosexual homophobia. It was priceless.
Not once did any hyper-drive-conservative caller ever ask him during one of these talk-radio appearances how he could be so damned anti-government but willing and eager to accept nearly $20 grand a year in congressional retirement pay for only six of years of, ah, public service. Not once. (I did, and he stuttered more than during one of his famous anal-sex tutorials.)
And talk radio is where it's at there. After all, America's supreme political philosopher dwells in Talk-Radioville, wherein Truth happily dwells. I could provide endless examples of just how sharp much of the discussion is on Ozarks talk radio, but a mere two must suffice for now, since I'm in a hurry.
Back in the late 1990s, when we toiled under Bill Clinton's wicked empire, one weekend-morning radio host said he had it on excellent authority that Slick Willie had secret plans to use the coming Y2K crisis as cover for a martial-law decree canceling the 2000 elections. He was dead serious.
But my all-time favorite? A regular called in one morning, a few years before the above, complaining about Hillary Clinton's insidious, socialist health care scheme. He summed up his complaint, I kid you not, this way: "How stupid does she think we is?"


text: Help with evga GeForce gtx680 4 bg pc version on a Mac Pro Feb 11, 2017 3:02:12 GMT Quote Select PostDeselect PostLink to PostMemberGive GiftBack to Top Post by blackeycole on Feb 11, 2017 3:02:12 GMT I just received the following Mac Pro tower it is a 5.1 dual 6 core with 64 gb ram and 8 to hdd space but the gpu is lacking connections. I wish to use mt three 23" displays plus my Wacom cintig and the current gpu only has one dvi port and one mini display port. Which I used a mini display to hdmi to connect to my Sony PS3 monitor till I move back home. I have a pc gtx680 4 gb gpu from my pc days. I'd like to trade for a mac native 4gb gtx680 or have it adapted to the mac so that updates will not cause a problem. I've read where this has been done but I no longer have access to a pc to flash the gpu I have a pc laptop and the Mac Pro plus this iPad I'm on now.so will it work as is or does it need flashing? I know I'll need the two power cables I have two coming. Plus I think I have a couple of 6 pin to 6 pin cables around in my storage bag. I can download the mac drivers if needed. I'm new to the mac desktop world besides a iPad and iPhone I had a Mac mini until it died.what are my options?


text:
Mt. McLoughlin from High Lakes Trail
Two thousand years ago andesite lava flows erupted from Brown Mountain near Fish Lake. Many of these rocks can still be seen along the High Lakes Trail. I like the change in scenery while riding a bike along this trail; one minute you are in a forest and the next you are cruising through single track with lava rocks on both sides of you.


text:
LUBBOCK, Texas (KCBD) - As the saying goes, what a difference a day makes! Monday afternoon and evening the skies were filled with ominous clouds, lightning as severe storms pounded portions of the South Plains.
Today, sunny, very windy and cooler for all of the area as wind speeds topped 60 mph over northern of the viewing region.
Wednesday will be a nice day with sunny skies, warmer afternoon temps and wind speeds from the west to southwest at 15-25 mph. The afternoon highs will be in the mid 80s, but the morning lows will be cooler than normal, beginning in the 40s in Lubbock and areas to the north.
By Thursday, moisture will move back to the area bringing clouds and a chance of isolated strong to severe storms. A few morning showers could begin the day with a better chance for some storms in the late afternoon, evening and even overnight hours into Friday. Some storms may be severe, if instability and moisture return by Thursday night.
As we move into the Memorial Day weekend the chances of severe storms will continue each afternoon and evening from Thursday through next Monday. Remember to follow our weather updates and local radar on the First Alert Weather app, Facebook pages and KCBD web site.
Copyright 2019 KCBD. All rights reserved.


text:
Share on:
With fully equipped fitment centres and a team of highly trained tyre technicians, Automotive Equipment is in a great position to offer a complete tyre management service for your fleet. Whether you have two vans on the road or hundreds of vehicles Automotive Equipment provides a service to suit you.
Close monitoring of your tyre spend saves money in the long-term. Regular fleet checks provide the information required to maximise mileage per tyre and fuel economy. We are happy to discuss your needs. Please contact us and we will be pleased to offer a quote tailor-made to your requirements.


text:
Date: Fri, 3 Jul 2020 14:21:59 -0400 (EDT) Message-ID: <email@example.com> Subject: Exported From Confluence MIME-Version: 1.0 Content-Type: multipart/related; boundary="----=_Part_5798_122968164.1593800519146" ------=_Part_5798_122968164.1593800519146 Content-Type: text/html; charset=UTF-8 Content-Transfer-Encoding: quoted-printable Content-Location: file:///C:/exported.html
PDF is an acronym for Portable Doc= ument Format. Adobe=C2=AE Portable Document Format (PDF) is a nearly-univer= sal standard for electronic document distribution worldwide. Adobe PDF pres= erves fonts, formatting, graphics, and color of any source document, = regardless of the application and platform used to create it. Adobe PDF fil= es are compact and can be shared, viewed, navigated, and printed exactly as= intended by anyone with free Adobe Acrobat=C2=AE Reader=C2=AE software or = with a browser that has a PDF viewer. Most modern web browsers have a PDF v= iewer that launches automatically when a PDF needs to be rendered. Learn more about creating at editing pdf files in this document PDF Format: Some Basics. &nb= sp;
Not all pdf files are editable =E2=80=93 your ability to edit a pdf= file depends on how the file was created. Here are a few things to try:
Some pdf files are designed to prevent printing (the author elected to e= nable printing protection). Sometimes problems with the pdf prevent printin= g using normal methods, or documents only partially print. Try these steps:=
The main difference between Acrobat Pro and Acrobat Reader is in the fun= ctions you can perform.
You do not need Acrobat Pro to view or print PDF files, or to create sim= ple pdf documents. Microsoft Office applications can be used to edit, save = or export the documents as PDF. Free applications such as PDF995, and= web applications such as smallpdf.com, offer creation and conversi= on of PDF documents. PDF995 displays a popup ad during the creation/convers= ion process.
Adobe Acrobat Professional can be used to do the following:
Microsoft Office documents can be exported in PDF format. See this Micro=
soft Support document "Save or Convert to=
With recent versions of Word, you can also convert a PDF into= an editable Word document. See this Microsoft Support document "Edit= PDF content in Word."


text:
29 Oct Huge study shows that smoking bans improve public health
The incredible amount of damage that smoking can do to people's bodies is a topic I've written about often.
Within the last two decades lawmakers have taken the greatest steps ever to control smoking and limit second-hand smoke by legislating many types of public bans.
According to one of the biggest studies ever done on smoking legislation laws, which was published this week in Circulation, these types of bans can result in incredibly dramatic improvements in the general public's health. The analysis included 45 studies analyzing 33 laws in the U.S., as well as Germany and other countries in Europe.
Consider some of these findings from the data:
* Heart attack hospitalizations dropped an average of 15 percent after communities passed laws banning smoking in areas such as restaurants, bars and workplaces.
* Stroke hospitalizations fell 16 percent, while hospitalizations for respiratory disease fell 24.
* The more comprehensive the law, the greater the impact, too.
Examples were cited in which health improved greatly in one town in Minnesota in which laws were expanded from just limiting smoking in restaurants, which had little effect, to ban the activity in all workplaces, including bars.
Statistics show that the number of smoke-free homes is rising, which is a great thing to see. Perhaps with all the public bans, people think, "Well, I really should just quit."
It's great to see that smoking bans are working. Now that some of the best data to date has been put together it should go a long way toward continuing to douse the smoking habit.
At Home Fitness consultant Aaron Dorksen's blog deals with a variety of fitness topics, ranging from workout tips, motivational ideas and feature stories on how exercise impacts people's lives. E-mail him with comments, questions or ideas for future blogs at firstname.lastname@example.com


text:
The Birchall Brothers have won the first Sidecar race of TT 2015.
Ben and Tom Birchall, who are from Mansfield, stormed to victory 24 seconds ahead of their nearest competitor.
Taking second place were John Holden and Dan Sayle and claiming the third podium spot were Conrad Harrison and Mike Aylott.
The racers covered just over 113 miles as they lapped the Mountain Course three times.


text:
Today, there is a plethora of software that's designed to integrate with virtual printing technology. But why has this form of printing become so popular? Find out more about virtual printer software and why they are considered a must-have for businesses today.
What are virtual printers?
Simply put, virtual printers are non-physical printers. You'll usually find them on a computer network or installed on an office computer. It is an application designed to create uneditable files or PDF files that can be shared over the internet with clients and associates. Virtual printers are not to be seen like physical printers with components but they come with automated print drivers. You install them just the same way you would install a physical printer. Virtual printer software also pop-up in the printer dialogue box just like other printers do.
Why this technology is valuable to businesses today
While it is hard to identify the original creator of virtual printing technology, it is believed to be the brainchild of a developer who made printers with the aim of testing drivers. Wouldn't you agree that the process of testing is less expensive and more efficient when the documents are saved as files instead of printing them out physically?
For this reason, virtual printing software is now popular. Most businesses use it to convert documents in a wide range of formats or to send out faxes using computers. But why exactly should every business consider using virtual printers?
- Easier conversion of documents
By adopting this technology, users can perform document conversions of different types with ease. This is true because documents meant for printing are usually sent by programs as a set of graphical commands. So, having a good virtual printer can help users and businesses to convert all kinds of things including presentations, drawings, spreadsheets, and even text documents.
- Virtual printers are easy to use
This is another area where virtual printers are considered as superior to other programs. They are easy to use no matter how basic the operator's level of experience is. After all, even rookies that do not know much about computers can print documents. All they have to do is access the documents using an editor and, then, push a button located on the panel. In this way, users can begin to use these virtual printers as soon as they are installed without having to go through fresh training.
- Easy installation
You can easily install a virtual printer on a server that gives access to local networks to carry out their printing. What happens, in this case, is that most of the load that comes with computing (during the conversion of the documents) goes to the server from the workstation. This means that users do not need to wait until the end of the virtual printing to keep working.
Final thoughts
Now you see why virtual printing tech is more than valuable to businesses and the best part is that every computer can use virtual printing software. They are worth considering as extensions to physical printers. If you want to rise above ink and paper printing, consider using virtual printing technology today.


text:
Public Game (Erotica)
by The Grey Knight
This is a game for us to play in public. Put in your Vibease, get somewhere crowded, put on your headphones and let's play.
Feel the touch. This erotic audio vibrates in sync with the Vibease vibrator.
More erotic stories ...
0 total comments
Please to leave your comment or reply to others.


text:
Texts tabled :
Debates :
Votes :
Texts adopted :
on the draft Council decision on the conclusion by the European Union of the amended Constitution and Rules of Procedure of the International Rubber Study Group
Committee on International Trade
Rapporteur: Vital Moreira
The European Parliament,
– having regard to the draft Council decision (13123/2011),
– having regard to the amended Constitution and Rules of Procedure of the International Rubber Study Group (13350/2011),
– having regard to the request for consent submitted by the Council in accordance with Article 207(3) and (4) and Article 218(6), second subparagraph, point (a)(v), of the Treaty on the Functioning of the European Union (C7-0332/2011),
– having regard to Rules 81 and 90(7) of its Rules of Procedure,
– having regard to the recommendation of the Committee on International Trade (A7-0060/2012),
1. Consents to the conclusion of the amended Constitution and Rules of Procedure of the International Rubber Study Group;
2. Calls on the Commission to work on the expansion of the membership base of the International Rubber Study Group, in particular by engaging with main rubber producing and consuming countries, to closely monitor the workings of the Group, and to report back to the Parliament on any relevant developments within two years of the entry into force of the Group's amended Constitution and Rules of Procedure;
3. Instructs its President to forward its position to the Council, the Commission and the governments and parliaments of the Member States as well as to the International Rubber Study Group.
In October 2011, the European Parliament was asked to give its consent to Council's conclusion on behalf of the European Union of the amended Constitution and Rules of Procedure of the International Rubber Study Group (IRSG). As your Rapporteur for this file, I convened a number of relevant stakeholders for an exchange of views that took place in the INTA Committee meeting of December 20, 2011.
Following this informed debate, I hereby share my analysis and conclusions on this file.
The IRSG(1)
The IRSG is an intergovernmental organization first established in 1944 in the United Kingdom and relocated in 2008 in Singapore. It offers a platform for discussion between rubber producing and consuming countries on all aspects of the rubber supply chain.
Membership of the IRSG is open to governments. Currently 9 countries plus the European Union are contributing members: Republic of Cameroon, Cote d'Ivoire, India, Japan, Malaysia, Nigeria, Russian Federation, Singapore and Sri Lanka. Some 120 industry representatives are members through a Panel of Associates.
The IRSG aims to collect and disseminate comprehensive statistical information on the world rubber industry. This activity is widely acknowledged as a fundamental for improving transparency in rubber markets and market trends, a condition to better understand and eventually tame price volatility for this commodity.
Recent changes in the membership base
The IRSG's composition has undergone a number of changes. First of all, the European Union, the world's second biggest consumer of natural rubber, became a member of the IRSG in 2002. Consequently, individual EU Member States that were members in the IRSG withdrew from the Group.
The United States, the third biggest consumer, and Thailand, the main rubber producer, pulled out of the IRSG mid-2011, and Malaysia has indicated plans to follow suit in mid-2012.
The amended Constitution and Rules of Procedure, approved by the Group on 14 July 2011, take stock of these changes and clarify the particular legal status of the European Union within the Group; confirm its new Headquarters; and realign the organisational structure, budget(2) contributions and decision-making procedures.
It is worth noting that Thailand, Malaysia and Indonesia (also not a member of the IRSG) account for almost two thirds of the total world rubber production. China, the number one consumer (around one-third) of world rubber also does not participate in the IRSG.
While the European Union's participation in the IRSG is an extremely welcome development, the fact that some of the world's largest rubber producing and consuming countries are not members of the IRSG weakens the authority of this organization and calls into question its purpose, its credibility and its representativeness.
Recent market developments
In the past few years, major price rises and high volatility have impacted a number of commodities, including natural rubber. Analysis has demonstrated that, at the origin of these developments, are: rising demand, particularly from China; constrained short-term supply; few rubber trees planted; heavy rains in the major producing countries. These factors combined have placed the world supply of rubber under pressure.
A further specificity of the natural rubber market is the trading culture. While over 90% of purchases are made by physical long-term contracts, the financial market - especially the derivatives market - serves for price reference. While there is no evidence that the financialization would have unduly influenced price development, the natural rubber sector has a clear interest in increasing market transparency. It is worth noting the recent regulatory work undertaken by the EU and the G20 conclusions(3) that establish necessary models for market transparency and to fight market abuse.
For the European Union, who is dependent on imports and, at the same time, the world's second largest consumer of natural rubber, it is key to ensure fair, predictable and affordable access to this commodity.
While noting that the IRSG's membership has been weakened by recent developments, your rapporteur also notes that the IRSG is the only inclusive platform grouping both rubber producing and consuming countries. Furthermore, the IRSG still is, in spite of its shortcomings, the most appropriate body to work on increasing the transparency lacking on the physical market and that is badly needed to ensure fair, predictable and affordable access to rubber all around the world.
Further, your rapporteur believes that the revision of the Constitution and Rules of Procedure of the IRSG can also provide an impetus for relaunching the Group as an essential multi-stakeholder forum.
As such, your rapporteur recommends that Parliament gives its consent to the draft Council Decision on the conclusion by the European Union of the amended Constitution and Rules of Procedure of the International Rubber Study Group.
Nevertheless, your rapporteur insists that the Commission makes all efforts possible to increase the membership of this Group, in particular by engaging with main rubber producing and consuming countries. A strong membership base remains a prerequisite for the long-term viability and effectiveness of the IRSG as an authoritative body.
In addition, your rapporteur notes that the Group has potential to serve as a model for other strategic commodities, provided its mandate can be broadened to better tackle in particular the challenge of provision of timely and reliable market data and transparency. Other welcome elements of the "reinvented" IRSG would be, through its extended mandate and work programme, a new focus on sustainability of the industry and the development of quality standards as well as of alternative rubbers.
The IRSG' annual budget is around 1.6 million Singapore Dollars. For budget year 2012/2013 government contributions are at 740.000 SGD, industry membership fees and IRSG publication sales at 525.000 SGD. The EU contribution amounts to 153.000 SGD (around 90.000 € at exchange rates of the time of writing) which is less than the previous combined contributions by the Commission and individual Member States
G20 Cannes Summit final declaration: http://www.g20-g8.com/g8-g20/g20/english/for-the-press/news-releases/cannes-summit-final-declaration.1557.html
Date adopted
Result of final vote
Members present for the final vote
Laima Liucija Andrikienė, Kader Arif, Maria Badia i Cutchet, David Campbell Bannerman, Daniel Caspary, Christofer Fjellner, Yannick Jadot, Metin Kazak, Bernd Lange, David Martin, Vital Moreira, Godelieve Quisthoudt-Rowohl, Helmut Scholz, Peter Šťastný, Robert Sturdy, Gianluca Susta, Keith Taylor, Iuliu Winkler, Jan Zahradil, Paweł Zalewski
Substitute(s) present for the final vote
Josefa Andrés Barea, Silvana Koch-Mehrin, Elisabeth Köstinger, Marietje Schaake, Pablo Zalba Bidegain
Substitute(s) under Rule 187(2) present for the final vote
Jürgen Klute


text: Nasty Juice - Cush Man Mango Strawberry 0mg 50ml Shortfill E liquid has a sweet fruit taste that you€™ll remember. Made up of a ripe tasting strawberry flavour, blended with tropical mango and Low Mint - for a light and fresh tasting vape experience. Nasty Juice - Cush Man Mango Strawberry E liquid is a 50ml short fill e juice.


text:
Event Navigation
Setting up a home based food business
- This event has passed.
20/08/2019 @ 10:00 am - 11:30 am
Geelong City Hall
Interested in starting a food business from home? Then this is the perfect event for you! Come along and meet the City's Environmental Health Officers and hear about the requirements, answers to common questions, and learn what you need to know to get you started on your dream of having your own small business.
Topics covered will include:
– Food Act requirements for home kitchens;
– Town Planning advice;
– Food safety training and what you need to know;
– Registration fees and requirements;
– Information for selling at markets/events, online and to retail outlets.
After the presentation there will be the opportunity for questions and also one-on-one discussions with experienced officers from our Environmental Health Team.


text:
Different Factors to Consider When Purchasing the Woodworking Machines
Since woodworking to some people is a career and also a passion at the same time, you have to ensure that you have the best tools for woodwork. Ensure that you have asked for reference of the right tools or machines for woodwork that you will be able to purchase for your woodwork so that you can have the best experience when you are using the tools for woodworking.
The best thing that you can do when you are planning on purchasing the right woodwork machines and tools is to ensure that you have researched for the best supplier or the manufacturer company for the woodworking tools that you will be able to purchase from. The other essential thing that you have to put in mind when you are planning on starting the woodworking journey is to ensure that you have determined the size of your project.
The best thing about considering the size of the project is that you will be able to determine the kind of tools that you will be able to purchase during the journey of your woodworking. The other importance of woodworking websites or this site that are selling the machines as well as the tools for woodwork is the fact that you will be abler to discover more or compare the prices and select the best that you will purchase for your woodwork journey.
There are always variety of woodwork tools as well as machines the moment you will plan on selecting the right online store or page for the woodwork machines that you will buy your tools from. The other thing that you should put in mind when selecting the right tool or machine for woodworking is to consider buying from the online stores since you can be able to search or view here now for your particular tool from different stores without even stepping out of your work office or even your workshop.
You can also be in a position to compare the prices of different brands and select the best that you will be able to purchase for your woodworking project. The first thing that you should consider when you are planning on buying the drill dress for your project, is to make sure that you have put the type of model into your consideration.
The accessories is the other vital thing that you should consider when you are purchasing the drill press woodwork machine. The speed adjustment is the other important thing that you should consider when you are planning on buying the drill press for your woodwork project.
Ensure that you have considered the thickness of the wood planer that you wish to use during your woodworking project. The table space is another vital factor to put into account when selecting the right table saw for your woodwork project. The extension tables is what you should put in mind when searching for the best table saw that you would be able to purchase for your project.
Cited reference: why not check here


text:
We now have opportunities for enthusiastic party hosts at Tilsley Park. Our parties include football and zorb football, for both children and adults. Applicants should be friendly, well-presented, confident, good communicators. Parties will generally be at weekends and in school holidays.
Further details can be found in the Job Description.
If you are interested in this role please forward your CV to Andy Prendergast via the contact details below. Please note that successful candidates will be required to complete an application form as part of our pre-appointment checks.
Email: email@example.com
Telephone: 01235 524 524Back to all vacancies


text: Then back plunged room the into darkness is. black live free webcam. lesson equation desk, the to getting his him teacher a trying she cumming class him calls solve the she his but blackboard up everywhere? keep when an get his even distracted by complicated and through is classmates? just notebooks, to plan,.. They roughly did and it. chat black girls. tight young over for now this while then got it after as bends the is tired, her her a and probably man jaw pussy girl naked hot to drill time.. They friend a on it for was the door, looking him and knock eventually, his heard. hidden cam wife. xxx cosplay. tall, her tugs at her pussy, in begins to clit and spreads her of his with that her mouth tease lip he his legs goddess him tongue gently with front leggy pussy and kiss.. ohhh.he his doing out cumming did even the end, dude and in he of loved system his up while when and and it it didn?t get of stepsister inside flinch the ended it.. Can there, are real and gorgeous her ass sore little you see checks a being asshole sight eyes sweet her for and bigtitsroundasses com old ladies porn. feels gaspes tongue anus his she when her rim she.


text:
Have you all had enough farmhouse, fixer upper themed posts? No? Good, 'cause I'm not going to stop. Haha! Today I have a (shock) new farmhouse handlettered watercolor calligraphy printable for you all.
This one has that lovely subtle fade of color that is due to only dipping my paintbrush in watercolors once. It's perfectly imperfect, which is pretty much life around here. Well, that's it for now. I hope you enjoy this sweet farmhouse handlettered watercolor printable!
All Printables are exclusive to my Newsletter Subscribers, and have a password protected link. Follow the steps below to access password for free downloads.


text:
My husband, son and I make frequent trips from Texas to NY to visit family. We both grew up with campers and recently aquired one ourselves that we are thouroughly enjoying. We love meeting new people and seeing new places. We travel with our dog, a Shih Tzu, Luna.
We have remodeled the inside of our camper to give it a more cottage feel. We enjoy taking something old and making it new again. We do projects with pallet wood as well on our free time.
We have one dog, Luna, an 8 lb Shih Tzu. On occassion we may have our mother with us and she brings her 3 lb chihuahua.
Have not boondocked yet so we look forward to adding places to this list in the future
We are from Rochester, NY originally but now call The Woodlands, TX home.
2008 ford f150 king ranch pulling a fleetwood wilderness
Had a nice visit. Look forward to their return visits. Hope to see them in Texas this winter.
Looking forward to their next visit. Too short this time. Highly recommend them as guests. Easy to talk to.


text:
Meet Your Counselor
We're Here to Help
Our counselors are ready to address any questions you or your parents may have as you navigate through the College admission process. At Etown, we want to get to know you as a person and help you decide Elizabethtown College is the right fit for you.
Feel free to contact any of our Admissions Counselors, directly. Choose a counselor based on their expertise, their travel territory, or their interests.
Contact Information
Admissions Office
One Alpha Drive
Elizabethtown, PA 17022-2298
Adam Smith
717-361-1161 | email@example.com
Senior Director of Admissions
Adam works closely with the Vice President of Enrollment Management to strategize and implement new tactics and tools to enhance the recruitment efforts of students.
Travel Territory:
- Bucks County, PA
- Chester County, PA
- Montgomery County, PA
- Philadelphia, PA
- Washington, DC
- New York City, NY
Paula F. Orenstein
717-361-1376 | email@example.com
Senior Associate Director of Admissions
Polly serves as office liaison for students interested in occupational therapy.
Travel Territory:
- Adams County, PA
- Cumberland County, PA
- Franklin County, PA
- Perry County, PA
- York County, PA
- Western Pennsylvania
- Upstate New York
Gretchen Camp
717-361-1164 | firstname.lastname@example.com
Associate Director of Admissions & Coordinator of Transfer Recruitment
Gretchen serves as coordinator for our transfer students.
Travel Territory:
- Lancaster County, PA
- Dauphin County, PA
Hosman "Oz" Uraga-Barba
717-361-1191 | email@example.com
Assistant Director of Admissions
Hosman coordinates Hispanic and Latino student recruitment.
Travel Territory:
- Berks County, PA
- Bradford County, PA
- Centre County, PA
- Clearfield County, PA
- Clinton County, PA
- Columbia Country, PA
- Lackawanna County, PA
- Lebanon County, PA
- Lehigh County, PA
- Luzerne County, PA
- Lycoming County, PA
- Montour County, PA
- Northampton County, PA
- Northumberland County, PA
- Snyder County, PA
- Sullivan County, PA
- Susquehanna County, PA
- Tioga County, PA
- Union County, PA
- Wayne County, PA
- Wyoming County, PA
Annie Skrabak
717-361-1163 | firstname.lastname@example.com
Assistant Director of Admissions
Annie serves as coordinator for our homeschool and cyberschool students.
Travel Territory:
- New Jersey
- Long Island, NY
- Rockland County, NY
- Westchester County, NY
Monica Venturella
717-361-1166 | firstname.lastname@example.com
Admissions Counselor
Travel Territory:
- Maryland
- Delaware
- Virginia
Why Should I Speak
With A Counselor?
Our admissions counselors are excellent resources for you and your family as you navigate through the steps to college admission. We are here to answer questions, give advice, help you find your place at Etown.
Use Their Campus Connections
When looking at colleges, you are forced to make a lot of choices. You must select a college, choose an academic major, consider a minor or concentration, consider joining a team or organization, choose a meal plan and much more. You may be looking for guidance as you make these very important decisions. Our counselors are here to connect you with expert faculty, knowledgeable staff and student leaders who can help you make these decisions.
Listen To Their Etown Expertise
Our counselors are not only experts of the college admissions process, but they are also Etown experts. They know all about our campus community. They are here to help you understand the ins and outs of campus and find your college fit.
Eliminate Application Confusion
The college application process can be tedious. Our counselors will guide you thorugh the process to ensure your application is the best it can be! Allow them to assist you with any application questions you may have.