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Question: We were given notice by our insurance carrier that they would no longer be providing mold and fungus protection. If we can't get anyone to cover mold and fungus, how are we going to protect the HOA from lawsuits?
Answer: Mold and fungus are now excluded from many HOA insurance policies because the courts have handed out substantial awards against HOAs related to health problems mold cause. The HOA can prevent lawsuits by paying close attention to mold remediation. Mold is not that hard to detect. In 99% of the cases, smell alone indicates its presence. Locating the mold source is a resident's responsibility as well as the HOA's. Often it's in an accessible space like the attic or crawlspace.
Once informed of the problem, the HOA should take corrective action as soon as possible so negligence can't be claimed. Hire only licensed contractors trained in mold abatement. Mention the mold issue in your newsletters and request residents to call if a moldy, musty smell is detected. Mold is a health hazard that should be treated seriously. If the HOA does treat it seriously, there likely will be no legal issues to contend with.
Question: I'm confused about insurance policies that are based in "claims made" versus "per occurrence".
Answer: A Claims Made policy only covers claims during the period the coverage is actually in force. A Per Occurrence policy covers a claim even after the coverage is no longer in force, subject to your state's statute of limitations which varies from state to state.
If you plan to stay with a particular insurance company forever (or they don't cancel you), a Claims Made policy will work because coverage is always in force. But what if a claim is filed the day after a Claims Made policy expires or doesn't renew for whatever reason? Unless the premium difference is significant, a Per Occurrence policy is the way to go.
Question: Our Board President was laid off recently. She does a lot around the complex like meeting with vendors and cleaning up trash. She has been lobbying to get paid for her work. Is that okay?
Answer: Unless your governing documents are different than most, board members may not be compensated for work done on behalf of the association. The President would have a huge conflict of interest since it's the President that oversees contractors and employees. If she resigns from the Board, that will eliminate that particular problem but there is another practical consideration: Hiring a neighbor is a formula for disaster. If performance doesn't live up to expectations, she would have to be fired and likely be resentful. It's not worth risking a fragile relationship.
For more Ask the HOA Expert,


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Hino Commerce delivery van built on Hino Briska chassis
|Hino Motors
|Also called
|Toyota Briska
|April 1961–1968
|Hamura, Tokyo, Japan
|Toyota Hilux
|compact truck
|Body style(s)
delivery van (1960-1962)
|FR layout
Hino Contessa
Hino Commerce
The Hino Briska was a small pickup truck built by Hino Motors, adapted from the Renault-based Hino Contessa sedan. It was first introduced in 1961 and remained in production until 1968, when Toyota released the Toyota Hilux. In 1967, the Hino Briska was renamed the Toyota Briska, then the Hilux was introduced, based on the Briska.[1] There was also a commercial delivery van, appropriately called the Hino Commerce.
FG series; 1961-1966Edit
|Hino Motors
|April 1961–1965
Hamura, Tokyo, Japan
Haifa, Israel
|FH series
|893 cc GP20 I4
|4-speed manual
|2,230–2,295 mm (87.8–90.4 in)
|3,840–4,150 mm (151.2–163.4 in)
|1,620 mm (63.8 in)
|1,640 mm (64.6 in)
|Curb weight
|935 kg (2,061 lb)[2]
The Briska was originally introduced in March 1961, at exhibitions in 32 cities across Japan.[3] Called the FG10, it used a Hitachi-Stromberg carburetor on a modified version of the Contessa's engine, itself derived from that of the Renault 4CV. In March 1962, the Briska lineup added a longer version with a second bench seat for rear seat passengers (FG20P, also available in a panel van version called FG20V).[4]
The body style with the single bench seat could carry a payload of 750 kg (1,653 lb), while the crew cab could accommodate 400 kg (882 lb). In September 1962 the longer FG30 arrived (also as FG30P and V), now on a slightly longer wheelbase and upgraded for a 850 kg (1,874 lb) payload.[4] The Briska was the first Japanese produced truck to accommodate three passengers on a single bench seat, according to the Japanese Governments Ministry of Posts and Telecommunications. The panel delivery van (FG20V/FG30V) was only built for two years due to lack of sales. In 1963, the engine was uprated from the original 35 PS (26 kW) to 40 PS (29 kW). This also meant that top speed increased, from 91 to 100 km/h (57 to 62 mph).[5]
FH series; 1965–1968Edit
|Hino Motors
|Also called
|Toyota Briska
Hamura, Tokyo, Japan
Haifa, Israel
|FG series
|Toyota Hilux
|1,251 cc GR100 I4
|4-speed manual
|2,520 mm (99.2 in)
|4,275 mm (168.3 in)
|1,640 mm (64.6 in)
|1,595 mm (62.8 in)
|Curb weight
|1,080 kg (2,381 lb)[6]
When the Contessa entered its second generation, the Briska was also modified and received a larger 1,251 cc engine with 55 PS (40 kW). Hino entered into a partnership with Toyota in 1966, with Hino focusing on large commercial trucks and Toyota focusing on lighter vehicles.[7] The four-speed manual transmission received synchronization only on the top three gears. As of April 1967 and until the end of production, the truck was sold as the Toyota Briska using the model code GY10. The Toyota Briska received twin headlights and a slightly more powerful engine with 63 PS (46 kW).[8] The succeeding Hilux was built by Hino factories for Toyota while Hino's truck sales were still low.[7]
Hino Motors signed a 10-year assembly agreement with Kaiser-Illin Industries of Haifa, Israel, in 1963. Assembly of the Contessa 900 started in 1964. Later, Briska 900 and 1300 and the Contessa 1300 sedan were assembled in Haifa as well. During the years 1964-1965, Israel was Hino's second most important market for its Contessas. Israel exports amounted to ~10% of total Contessa production. After it was purchased by Toyota, the contract was terminated and the very last Israeli Contessas rolled off the assembly line in March 1968. In total, over 8,000 Hino Contessa and Briska were assembled in Israel.[9]
The Briska was actually pre-dated by a commercial delivery van version called the Hino Commerce (model code PB), introduced in 1959. The Commerce was similar mechanically to the Renault Estafette (which was also based on the Renault 4CV). However, the Briska's layout is turned around, being front engine and rear-wheel drive whereas the Estafette is front engined and front-wheel drive.
External linksEdit
- Global
- Company website (English)
- Company website (Japanese)
- HinoSamurai.org (Research Center of Historic and Existing Hino Contessa & Hino Samurai Cars, English and Japanese)
- Hino Briska images and specifications
- ↑ Ruiz, Marco (1985). One Hundred Years of the Automobile, 1886–1986. New York: Gallery Books.
- ↑ "1962 Hino Briska Fg-Series specs, performance, photo & data". automobile-catalog.com. Retrieved on 2012-05-25.
- ↑ Ozeki, Kazuo (2007).
日本のトラック・バス 1917~1975(in Japanese). Tokyo: Miki Press, 87. ISBN 978-4-89522-487-1.
- ↑ 4.0 4.1 Ozeki, p. 109
- ↑ Ozeki, p. 116
- ↑ "1965 Hino Briska FH100 specs, performance, photo & data". automobile-catalog.com. Retrieved on 2012-05-25.
- ↑ 7.0 7.1 Toyoda, Eiji (1987). Toyota - fifty years in motion. Tokyo: Kodansha International. ISBN 0-87011-823-4.
- ↑ "日野のクルマ:カタログよりトヨタ・ブリスカ" (in Japanese). Hino Samurai. Satoshi Ezawa.
- ↑ "קונטסה מיפן מגיעה לאילת". IsraelMotorIndustry.org. Retrieved on 2012-06-01.
|This page uses some content from Wikipedia. The original article was at Hino Briska. The list of authors can be seen in the page history. As with Tractor & Construction Plant Wiki, the text of Wikipedia is available under the Creative Commons by Attribution License and/or GNU Free Documentation License. Please check page history for when the original article was copied to Wikia

subset: commoncrawl


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A ban on controlled burns will be effective in Ellis County beginning today. The ban is implemented due to increased grassland fire risk due in part to dry conditions and high winds, said Darin Myers, Ellis County emergency management coordinator and fire chief.
"We've had several days already, not just Ellis County, but many counties being in red-flag situations," Myers said. "So it's kind of just inevitable, unfortunately."
Several other counties in the area including Russell, Rooks and Ellsworth either have implemented burn bans or are in the process of doing so, Myers said.
Two large grassfires were reported in Rooks, Ellis and Russell counties just after the Thanksgiving holiday.
Burning will not be allowed until county officials deem conditions have improved.
The last time a burn ban was implemented in Ellis County was last spring, when several grass fires caused extensive damage in many western Kansas counties.
"It would be nice if our fire season was not much of a fire season at all," he said.


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I had to drop the metallers out to Ennis today to see their metallic mates playing another gig, and didn't get a chance to spend a couple of hours in the Limerick market.
As I get older, I discover that I'm really a creature of habit, and if a Saturday passes without a visit to the market, I feel truly bereft, in a vague and indefinable way. Like Patrick Bateman, I'm filled with a nameless dread. I love the smell of rusty old chisels, fresh bread, honeycomb, gouda, camembert, stuffed mushrooms, coffee, garden gnomes, earth on carrots, antiques, crêpes, maple syrup and bicycles. I love to wander around. Maybe get some bagels from Theresa's stall.
A dozen real free-range eggs from the charming Mrs Miller, who always has a kind word, and maybe even a pot of marmalade, home-made (three-fruit).
A bunch of carrots from the decent Polish guy at the corner because they're real – not some chilled, food-miled crap from Lidl. Maybe a cracked old plate from Moira's antique shop, if they'll take money today and not gwan gwan gwan, I'll get you again. Maybe a stroll up to Ruth and Bob, our Chicago cousins, for real cawfee in the Wild Onion.
I like to listen to the two Romanian musicians who play at the gate: violin and piano.
I like to buy flowers there in the summer.
I like to buy spanners from tinkers and argue about the money. I bought tomato-plants a while back that kept me and my friends in fruit for months.
When I'm finished buying bread from farmers and shovels from tinkers, I like to wander over to Nancy Blake's pub. The fire will be lit and I can have a coffee with cream, settle into a corner with my newspaper and, when I'm sick of reading news, I can do my crossword and my sudoku, unmolested.
That's my Saturday morning, normally, but not today. Today I had to drive two metallers out to Ennis to see their metallic mates playing another gig. On my way home, I passed the bridge at Durty Nelly's, the very first place I ever threw up because of drink.
Ah, memories.


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What is Cake and Cuttings Day?15 October 2019 Linda Ross
A few years ago we wanted to get our gardening family together to talk about what we're growing, share secrets and exchange some of our favourite treasures from the garden.
It's turned into one of our most popular events, and it's free! For the uninitiated, here are some tips on what to expect from your first Cake and Cuttings day
1. How does it work?
This is a Garden Clinic community event to swap plants we have to spare. Sometimes they are potted up ready to go other times they're cuttings laid out on benches, perhaps wrapped in wet paper to keep them fresh for propagating later. Members simply roll up to the Garden Clinic HQ with a basket and get swapping.
2. What should I bring?
Linda is bringing 'Landscape Lilac' kangaroo paw from her coastal garden, a plant developed by our dear friend Angus Stewart. She's potted up plenty of Butterfly Bush, Gaura 'Rosy Jane' (pictured), which has a lovely pale flower with a pink edge.
'Rosy Jane'
Make sure you know what you've got. Identify your cuttings and please label your plants! It's important that we don't bring or propagate weeds.
We love succulent things like epiphyllum (Queen of the Night), geranium and pelagonium, brugmansia (angel's trumpet), and anything else easily propagated
from cuttings in spring.
3. Do I need to bring cake too?
Well if you are a cake baker please bring a tempting cake for us to share while we have a chat. If you don't bake, bring more plant cuttings. Linda will be baking a chocolate and beetroot brownie to share this time.
4. Does it cost anything?
No it is a free event, and it's on top of your free included Garden Clinic Class each year. You don't even need to be a member, so bring a friend with you.
October is Mental Health month and we want to get together, chat and generally check in with one another.
5. How many people come?
We find about 50-100 people come to share in this event. You don't need to make a booking, and there's no limit.
We hope to see you there Saturday morning.
Leave a Comment
Need to know more?
Garden Helpline
Phone: 1300 133 100
Email: firstname.lastname@example.com
Quote your membership number


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FARMFinca La CochaPRODUCERDionicio GómezREGIONChachagüí, NariñoVARIETALCastillo, Colombia, Typica, MaragogipeFERMENTATIONFermented for 10 hours & sun-dried for 6 daysDRYING6 days on Raised bedsELEVATION1.950 – 2.050 M.A.S.L.FLAVORBlood Orange, Lemon Zest and Maple.
Dionicio Gómez has two fincas in the municipality of Chachagüí, in the vereda (or township) of Casabuy, in the southwestern department of Nariño, where he cultivates five varieties of coffee. Separated by a dirt road and then a trail that takes 30 minutes to walk, Finca El Guayabo is the higher lot and Finca La Cocha, the lower lot. The latter is located on the banks of the Rio Bermudez. Don Dionicio lives at La Cocha—cocha being the Quechua word for "body of water"—where he has planted Castillo, Caturra, Colombia, Typica and Maragogype. At 1,900 m.a.s.l, sits El Guayabo, where Dionicio has 2,500 Castillo trees. When the harvest gets going, the cherries are brought down from El Guayabo, post-selection, on horseback. Don Dionicio takes pride in his work. During our last visit, he told us he had never had a coffee rejected by the local CafeOccidente cooperative, our ally and partner, whose offices, and SCA- certified cupping laboratory, are located in the departmental capital of Pasto—approximately a 40-minute drive from Chachagüí.
When asked about his post-collection processing—known in Colombia as el beneficio—Dionicio responded by informing us that "toco inventarlo"—he had to invent it, using trial and error. After his seven pickers—whom he hires back every year for their expertise in careful, hand-selection of the coffee cherries—bring in the days harvest, the cherries are de-pulped, and fermented in the traditional manner for a period of 18 hours. The beans are then thoroughly washed, and put out to dry on raised beds for six days. The resulting coffee has notes of dark chocolate, coconut brittle, and lemon.
We are grateful to be able to work with producing partners such as Don Dionicio Gómez not only because of his hard work and determination, but also because of his proud, innovative spirit.


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It was in 10,000BC that the history of New York began. It can be mentioned that during the American Revolution, New York truly played a pivotal role. In the 19th century, there was a significant advancement in the field of transportation.Between the years 1785 and 1790, New York City was the national capital. Now, New York happens to be the perfect destination for the tourists. You can avail Cheap Flights from Miami to New York when you make your ultimate attempt to contact Flights Bird.
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Read More: Cheap flights from Newark


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It's WJAY again! If you're @ the gospel concert @ Marion County High School first person that finds me WINS a gift certificate to eat at City Food & Spirits Restaurant in Marion, South Carolina. Their breakfast is the best in Marion County.
Thanks for listening to 98.THREE FM 1280 AM WJAY! Get us online too @ https://www.WJAYRadio.com
Reggie Gay
General Manager


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Carrie Underwood is officially a mother of two!
The 35-year-old country singer gave birth to his second child with husband Mike Fisher, a baby boy, on January 21st. The couple decided to name their youngest son Jacob.
"Jacob Bryan Fisher entered the world in the morning in the morning … his mother, father and big brother couldn't be happier for God to trust them to take care of this little miracle!" Underwood shared on Instagram with new family photos. "Our hearts are full, our eyes are tired and our lives change forever. Life is good …"
The couple are already parents of their 3-year-old son, Isaiah. Underwood revealed that she was pregnant in August in an Instagram video explaining why she did not continue her upcoming Cry Pretty Tour 360 until May 2019.
"Mike and Isaiah and I are completely over the moon and excited to add yet a little fish to our pond, "she said. "This has been a dream that is the case with the album and with baby news and all those things. We are just so excited and happy about you and can share it here and be part of this with us."
Carrie Underwood and Mike Fisher together
View Gallery
In September last year, the superstar revealed that she was suffering from three miscarriages in two years before becoming pregnant with her second child.
"2017 just wasn't how I imagined it," she said about her hard year under a look at CBS Sunday Morning . "I would have planned that 2017 was, you know, will be the year I'm working on new music and I have a baby. We got pregnant in early 2017 and didn't work."
"And that was the case, in the beginning it was like:" OK, God, we know it is, it just wasn't your timing. And that's okay. We'll jump back and find our way through it. , "she continued." And I got pregnant again in the spring, and it didn't work. Got pregnant again, early in 2018. Didn't get out. So by that time it was just cute, "OK, like what's the deal? What is all this? "
Prior to his heartbreaking revelation, a source told ET in August that the whole family was happy to have a new addition to the family.
RELATED: See Carrie out and about when she has come back from facial injury
Carrie Underwood released in 2018 since her accident
See gallery
"This baby is incredibly exciting because it represents a new beginning after a very challenging year," said the source of her serious fall in November 2017, which led to her getting 40 stitches on her face. "Mike is thrilled that he would desperately want another baby, and their son Isaiah even tells about a baby brother or sister so the whole family is in celebration. When Mike and Carrie married, he told her he wanted one big family so this is a dream come true for him. "
ET spoke to Underwood at the 2018 CMT Artists of the Year at the Schermerhorn Symphony Center in Nashville, Tennessee last October, where she shared her second Pregnancy certainly has been different from her first.
"When they say every pregnancy is different, it's really. Just different symptoms," she said. "I want this one to be a little harder on my body for some reason. But it has been really good."
As to how lovely Isaiah feels about becoming a big brother, she noticed that even though he is excited – and has no problem helping his mother when necessary – there is one thing he will not do .
"He says he won't change any poopy diapers himself," she said. "I understand, maybe I can change."
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Then click Go. Dodge34Dec 21, Does anyone know what these are and what they do? I am running direworf server and pack and there are so many mods with it I am not interested in. Installation Help OreSpawn. Feed the Beast. In any event, once you locate your. It may take little while to load… Click Play! You're now in the roaming folder.
The Complete Minecraft Mod Pack Server List
Install This Modpack. Crazy Craft! MINECRAFT Version created by xx The Real Bajan CRAZY CRAFT! 0. likes.
Crazy craft modpack download
0. followers. Report Modpack. Install This Modpack. Crazy Craft + Optifine Version created by 2bob2 hi on Minecraft Version Overview Updates 0. followers. Report Modpack. The Crazy Craft Mod Pack is crazier than ever!. Cody I Have redownloaded the launcher twice now and nother is appearing underneath the Modpacks Tab The public server is for and crazy craft cari.
A pop up will appear in the finder window.
This adds an extension to the mod's file so it is not recognised by the launcher.
The key is to make sure to keep the same mods in both the server and the client, if you edit only the client, you won't be able to connect since you need all the mods the server has running to run the game, if its the opposite, its not really important but it can help you out to have more FPS Next, click the Minecraft icon to load their launcher page. Leave it zipped!!!!
The Void Launcher is a custom Mod Pack launcher made by Rich Pack Information: Mod Pack Version: Crazy Craft - Minecraft Version:
If you prefer text, directions are below. Here is some help with installing Forge and OreSpawn. Open it. I am running direworf server and pack and there are so many mods with it I am not interested in. Yes, my password is: Forgot your password?
Crazy craft mod pack launcher 1.6.4
|MevansutoJan 13, ALL players must have forge and OreSpawn installed.
Click open, and you'll be asked to enter an admin username and password. Then click Go.
Installation Help
Click Ok.
Right click it, and hit open. I am using Diarwolf20's pack and I am trying to disable Steves carts bibliocraft Hats.
Here is some help with installing Forge and OreSpawn. Discussion in ' Mod Discussion ' started by nuke21Dec 21, You must log in or sign up to reply here.
Htmlunit javascript execute style
|It should pop up with a message that says something to the effect of, "Are you sure you want to open this?
If I recal corectly its name is bibliowoods. SandGrainOneDec 21, After admin approval, it should open just fine. Why is this? If there is no error message, continue to step 5. Yes, to disable mods all you need to do is click edit modpack, choose the mod you want to get rid of and click disable.


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SS17 Top 5 Trends
As London fashion week closed on Tuesday and with Milan starting on Wednesday it has been a busy week in the world of any Ugly Betty, so I thought I would give you a rundown of the top five hottest trends appearing on the catwalk this Spring/Summer season.
1. The Tantalising Trench Coat
Are you an aspiring Sherlock? If so, then you're in luck as trench coats are back and they're hotting up the catwalk. Aquascatum, a Hong-Kong owned rain-wear and tailoring brand which was founded in Mayfair, London in 1851 debuted their new collection this week at London Fashion Week in the most glamorous and sexy way. Their models donned stunning fitted trench coats whilst sipping champagne and lounging around a Georgian Townhouse backdrop, if that doesn't make you want to become some sort of sexy Inspector Gadget this spring, what would?
2. Sexy Seaside Stripes
Go all Dick Van Dyke in Chitty this Spring and wear all types of stripe, London and New York's catwalk saw lot's of striped patterned collections this year and we're liking it. Margaret Howell at last year's fashion week brought bold navy striped shirts to the catwalk which we loved (Zara is the perfect place to find this look) so we only hoped somebody would bring the stripe back this year and Palmer Harding, 'The Shirt Boys' did not disappoint; venturing out of their comfort zone of plain thin lined stripes and showcasing a collection of cute pastel, striped and loose fitted shirts which are beautiful for the spring/summer season.
3. Jungle Chic
Now, if you loved the fashion choices of Lara Croft you are going to die for this trend of cool toned khaki. As we all know one of Kimmy K's faves is anything the shade of an emergency plaster and it appears fashion week is loving it too. Neutral hues are everywhere and one of our faves were from the designer Ulla Johnson's utilitarian feel collection which had tucked and nipped waists and femme ruffles.
4. And it was all yellow…
It's what the magazines are calling the 'most optimistic colour of the season', with streaks of yellow appearing on every catwalk this February and we're not mad about it. Yellow is the colour of happiness and positivity and we all need that in our lives, especially right now, am I right? I know I do, with dissertation ruining my life I will definitely be buying something yellow to brighten up the long days sat behind my computer screen. Plus yellow is perfect for that little Easter Sunday Lunch with the family or a date night at a summer wedding, don't you think?
5. The Statement Sleeve
Since Christmas there has been a definite shift in sleeve length and width on a lot of shirts and dresses and it would seem it was all in preparation for the new SS17 collections. Some designers had the sleeves long and flowing, some had them with slits and some had them rolled up, you name it LFW saw every type of sleeve this week and still we're not mad about it. The embroidered shirt that is all the range at the moment definitely looks amazing with a flared sleeve, it's so easy to dress up for a night out with the girls or dress down for an important work meeting, it really is quite versatile and we're excited for the new take on this 80's flare vibe this Spring.
There you have it, your run down of the beginning of the new fashion season! Hopefully some warm sunny weather will grace Lancs and we can all give these trends a go.


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- Healthy Body Acupuncture, LLC1511 Tamiami Trail S. #202
Venice, FL 34285
- Appointments available during the week, first 20 minute consultation is free!
NADA nights Monday and Wednesday evenings beginning at 6:00 pm.
Latest Articles:
- Acupuncture and the Small Intestine
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Tag Archives: congestion
Five Acupuncture Points for Spring
Spring is the season of growth, regeneration, increased activity and new beginnings. During the season of spring, people experience many changes. Allergies, high blood pressure, headaches, sinus pain and congestion, anger, irritation and tendon problems are just some of the issues common to the spring months. Many of these problems can be attributed to increased wind in the environment.
Posted in Acupuncture, Traditional Chinese Medicine Also tagged allergies, anger, headaches, high blood pressure, irritation, sinus pain Comments Off on Five Acupuncture Points for Spring


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Brittany, Hannah, Nick, and Ylonda boldly own their truths with strength and courage in "Ours To Tell – Sharing Our Abortion Stories," a new film from Planned Parenthood and We Testify. Join our virtual screening and discussion on Monday, July 20, from 6:30pm-8pm.
"Ours to Tell" is the story of four people who live full and empowered lives because they had the freedom to access abortion.


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Category: music
Similar presentations:
1. EvanescenceEVANESCENCE
Темирбаева жадыра шта-31(в)
4. Grammy Awards sGRAMMY AWARDS
• In 2004 their album "Fallen" was nominated on Album of
the year and Best rock album and song "Bring me to
life" was just nominated on Best rock song and award
in Best hard rock perfomance. They also win an award
in Best new artist.
6.• At the 2004 Grammys, 50 Cent interrupted rock group
Evanescence's Grammy speech when they beat him
in the "Best New Artist" category.
• Upset that he didn't win the award, he decided to rain
on their parade with a noteworthy interruption. Lead
singer Amy Lee brushed off the incident and
continued to deliver her speech. Amy Lee even
thanked 50 Cent while delivering her speech.


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All over the globe, there is always that point at the end of the semester when high school students gear up for dreaded finals. While students' academic habits are hugely diverse, there are certain things that every student can do to work towards success on end-of-semester exams.
Take a look at the tips that some top-notch Cambridge and NY-based academic tutors have shared:
Plan ahead. Start thinking about your exams on Day 1.
- Stay tuned in class. Every ounce of information delivered by your professor, whether in a lecture, reading or assignment, will inform the exam's content. If you keep up with the material throughout the semester, prepping for the exam won't be so arduous.
Observe your Professor(s). What topics does he/she emphasize the most in class?
- Professors will drop subtle hints throughout your course as to what they consider to be the most important, without even realizing it. Pay close attention the themes they continually reinforce whether you are in a world history, chemistry, French or calculus course.
Treasure your Syllabus. This is your roadmap to the exam.
- The test's content shouldn't be a mystery. Your syllabus was made for a reason – to guide you through the topics in the course and structure your learning.
Keep everything: corrected homework, quizzes, assignments, and essays.
- All of the work you've done in the class builds up to the exam. Your homework, quizzes and lecture notes should build up to the exam. As you review these materials, think about how they relate to the exam. This will help you zoom in on important topics.
Internalize the information. Don't cram the night before.
- Cramming is popular way to prepare for a test. It works for some people in the short-term, but as an academic tutor, I can guarantee you won't store this information in the long-term. Come the final exam, you'll have to go through this same process, two-fold! Instead, keep you with your class (Remember the maxim, slow and steady wins the race?) and you'll find that a lot of the concepts on the test are fresh in your memory.


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Detection of metformin in dried blood on cotton cloth using QuEChERS procedure and liquid chromatography-mass spectrometry (LC-MS)
Gomez, Nataly A.
MetadataShow full item record
The Dried Blood Spot method has recently gained popularity in drug toxicology and could also be used to test blood samples in the forensic field. Testing dried blood stains found at a crime scene can help an investigator reveal what a person has consumed and if it played a role in their behavior or cause of death. This study determined if analyzing a dried blood spot located on a cotton cloth could be an alternate source for obtaining a toxicological background. Although there are a few studies determining toxicological profiles on dried blood stains on cotton material, to our knowledge only a few have attempted to analyze the dried blood directly from cloth without putting preservatives on the blood, and none have used QuEChERS extraction. This experiment was accomplished using cloth that was saturated in pig blood and allowed to dry with different metformin (an anti-diabetic medication) concentrations and for different aging periods (1 to 4 months). Metformin was then extracted from the dried blood and analyzed by LC-MS. It was hypothesized that metformin would remain stable on the dried blood over the course of 4-months and that extraction and clean up by QuEChERS would be effective. The findings include that methanol was a better extraction solvent used among other solvents (methanol/water, methanol/acetonitrile, acetonitrile, and water/acetonitrile at 3:6 and at 1:6). It was determined that percent recovery of metformin using QuEChERS extraction was between 87% and 102% and that metformin remains stable in dried blood on cotton cloth for 4-months with no significant changes to its calculated concentration. The methodology used to test the dried blood samples could be applied across the forensic toxicology field to help discover, enhance, or support other found toxicant concentrations detected in the body by different means. This study has the potential to reveal if a victim or suspect in question was using legal or illegal pharmaceuticals by testing blood stains left at the scene of the crime.


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Donovan Bursaries at Newman College
Established when the College was opened in 1918, these bursaries support students with up to $1000 in College fee remission at Newman College.
Application type
No application is required. You will be automatically considered for this award.
Benefit type
College fee remission
Full benefit details
Citizenship requirements
Australian / domestic student
Total value
up to $1,000
Applicable study areas
All study areas
Number of scholarships awarded
Approximately 20
What are the benefits?
College fee remission of $1000.
Provided the College is satisfied with the performance of the candidate, the award is ongoing.
Get more on scholarships and other information to help you succeed at the University of Melbourne.
For complete listings of faculty-specific scholarships, please see individual faculty websites.
The information listed here is subject to change without notice. Where we have listed information about jointly run scholarships programs, please also see our partners' websites. Information describing the number and value of scholarships awarded is indicative.


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275 Lansdowne Street, #700, Kamloops, BC V2C 6H6 Directions
Since 1971
Birth Injury, Surgical Error, Misdiagnosis, Burn Injuries, Pain and Suffering, Failure to Diagnose, Prescription Errors, Negligent Treatment & Medication Mistakes
Handles a claim against the physician, or medical caregiver for malpractice, or negligence. Serves a broad client base throughout British Columbia. Helps to obtain the evidence necessary to advance your claim. They will get you to new doctors to have you assessed and have the injuries and claim properly documented
TBR® Inspection Report
1201-B Summit Drive, Kamloops, BC V2C 6C5 Directions
Since 2017
General Negligence, Surgical Error, Misdiagnosis, Medication Mistakes, Dog Bites and Animal Attacks, Food Poisoning, Dangerous Products & Sexual Abuse
Offers a broad range of legal services. Free, no-obligation consultation. They will work hard to get you everything you rightfully deserve for your losses. Handles a wide variety of negligence claims against doctors, hospitals and other health care providers . Helps people obtain insurance protection


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Thank you all guys for your help and patience. After such a loooong time waiting to receive the new ISA POST Card, and after this whole pandemic , today it was the day I finally got the ERROR CODE.
"03 02".
Here's a picture:
POST CARD ERROR CODE.jpg
This 5162 motherboard comes with the original IBM BIOS "78x7460 IBM CORP 1981-1986" (and "78x7461" on U35 socket).
As you can see on the image, the POST Card it's been placed on J8 Slot, just next to RAM slots.
If I remove the Hercules Video Card, I get the exact same Error code.
I've been checking the list of POST codes, and I'm not sure to understand which one could be the next step to follow, so once again, I'll really appreciate your wise suggestions.
Hundred thanks!!


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Tuesday, October 29th @ 8PM
Deep within the bowels of HELL lies the cursed scriptures of the UNDEAD. On this unhallowed eve, the living shall BEG for MERCY as scripture removes it's dust, DEMONS rise from slumber, and EVIL comes to dance on earth…. Also, some dick jokes.Written/performed by: Ian GaryDirected by: Drew Droege ABSOLUTELY NO LATE SEATING No Refunds or Exchanges16 and over only. If a show is SOLD OUT online, that means ALL tickets have been issued. You may try your luck at the door. All shows have a first come first served cancellation line outside. No prior waitlist will be kept. Management reserves the right to refuse admittance to anyone who appears younger than 16 years of age with no ticket refund or exchange. Cast is subject to change. $1 service charge included in ticket price. Show Duration: 1hr


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Valuable Tips for Best Cloud Mining Service You Can Use Immediately
Valuable Tips for Best Cloud Mining Service You Can Use Immediately
Fourthly, the web site should have various practical options and be convenient. The website only allows one particular cryptocurrency to mine at a moment. It allows you to purchase Bitcoins with a credit card.
An alternative is a private digital provider, where a user installs the mining computer software. You have total control of your hashing power using our simple on-line account dashboard. All you will need is a computer and an online connection.
With Bitcoin, miners utilize special software to solve math difficulties and are issued a specific number of bitcoins in exchange. You are able to actually create cash with a computer! Because you don't need to operate mining hardware, you are going to have a quiet home with no noise or heat caused by fans or overheating computer hardware.
The process of producing new Bitcoin is named Bitcoin mining. It's an extremely trustworthy mining service and the top selection of a number of the world's finest investors and miners. If you are a newcomer to cloud mining, you could also utilize Hashing24's demonstration mode to simulate a Bitcoin mining contract to observe how much you may earn.
Mining is a process to create new coins. It is one of the results of such ideas. It offers investors an opportunity to participate in mining without owning the actual mining equipment.
Our own freelancers definitely will supply you with you actually with a tailor made penned, plagiarism totally free parts of paper of high quality. It's possible, therefore, use one instance to a number of cryptocurrencies. An interface and ease of use The look of the webpage ought to be on the level.
The New Angle On Best Cloud Mining Service Just Released
The very first thing you ought to realize is there are a couple of diverse varieties of techniques to cloud mine, and part of your job is to determine which will work best for you. In truth, it is the exact method of producing altcoins or bitcoins with the assistance of computing power but what makes it different it doesn't require getting your own equipment. At the moment, Bitcoin is among the cheapest methods to get this done.
Bitcoin mining is looking a little more attractive again. Instead, you need to have a Bitcoin wallet. You'll get more bitcoins for your buck if only you buy bitcoins!
The Best Cloud Mining Service Chronicles
To begin with, the expense of hashing power to rent is vital, since it strongly impacts the rate of return on investment. The business managers provide a really very good income up to 50% a month, which some bigger competitors cannot offer. The users can maintain a look at their profits throughout the revenue calculator that can be found on the site for all of the customers.
Genesis Mining best btc miner remains among the very best and choices concerning profitability, particularly for people which may have some concerns about services like PBMining or BTCCS. There are a number of cloud mining suppliers in the marketplace who offer broad variety of services. Cloud mining businesses ought to be in a position to present valid proof, together with have a detailed About page, where you are able to find out more about the business and the folks which are working for them.
On the net, there are a great deal of sites (companies) that are deceiving their customers, therefore it is very important to stay vigilant and follow all the rules when selecting a corporation. Capacity the total volume of capacity that it has and, as a consequence, the number of service users. Our company is just one of the pioneers of the Multimining industry.
Existing members can earn money by referring new members. You can procure the referral link in your private account (Dashboard Affiliate). If you're thinking to put money into a hyip site in our blog, make sure to check thescam listtab before investing.
The Good, the Bad and Best Cloud Mining Service
Most home miners don't delight in the luxury of dwelling in a country like Iceland still would love to get involved in the mining ecosystem. Anyway, there's a chance for individuals who want comfort. The reason there are many cloud mining scams is since it's quite simple for anybody in the whole world to establish a website.
It's simple to navigate between different characteristics and options. The contracts aren't restricted in time. The organization enables you to choose between its six packages comprising unique prices and hash rate amount.
The Best Cloud Mining Service Game
It is a very transparent cloud mining company that is well-known throughout the sector. Genesis Mining is among the oldest cloud mining providers and thus they have lots of experience in the area.
If you've invested in mining hardware that you have and not in a cloud mining service then you ought to have the ability to mine unique coins and find an increased portfolio (you may also buy into multiple coins and not only one). You just need to set up an account and get started mining your initial coins using its cloud mining support. As soon as you purchase one of the offered mining contracts, you will qualify to immediately begin completely free cloud mining for your selection of coins.
When it regards mining Bitcoin, you can elect to obtain plenty of equipment, driving up your first cost, or you could go the cloud mining route. You are going to be mining in the cloud, without needing to set up any equipment in your house. If you wish to put money into Ethereum mining without the trouble of managing your hardware and software, cloud mining is presently the ideal option.
The chance to monitor the mining process significantly increases the amount of consumer confidence. Then, you'll be requested to substantiate all the things on your tax return for each year under audit. Also various other services aren't listed as we are having trouble to accurately determine how much we've earned exactly for the previous 24 hours.


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Gough Industrial Solutions
Lining up the shot with SANY Line PumpPosted in Civil Works, Latest News, Project Report, Technology Update//October 29, 2018
Ross Pritchard's concrete pumping business experienced unforeseen versatility when it added a SANY LP 9018 Line Pump to its fleet.
Read More
Efficiency and safety at the core of new Dynamix concrete mixerPosted in Civil Works, Latest News, Technology Update//September 24, 2018
Gough Industrial Solutions has designed an all-purpose concrete mixer to respond to the efficiency and safety challenges contractors face in the Australian market.
Read More
« 1 2
Gough and SANY partnership brings innovative tech to AUPosted in Industry News, Latest News, Technology Update//July 17, 2018
Gough Industrial Solutions has partnered with Chinese concrete giant SANY to offer competitively priced truck mounted concrete boom pumps to the Australian market.


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CBSE Class 5 General Knowledge Sample Paper Set D. Sample Papers are the very important for every student. The sample papers should be practiced to gain extra marks in examinations. The sample papers have been prepared based on summative assessment1 and summative assessment 2 pattern. The sample papers have been prepared based on pattern of last year examinations and as per latest changes in the syllabus. Students, teachers and parents can download all CBSE educational material and very well prepared worksheets from this website. All CBSE educational material is developed by our panel of teachers, have also been submitted by CBSE teachers and students.
Q1. Multiple choice question : 5x1=5
i) Which book is written by 'Kalidas'?
a) Discovery of India b) The Guide
c) Meghdoot d) War and peace ______
ii) How many triangles are there in the given figure ?
a) 5 b) 6
c) 8 d) 10 ______
iii) Who is known as 'the birdman of India' ?
a) M.C. Mehta b) Salim Ali
c) Sundarlal Bhuguna d) None of these ______
iv) A person who is incharge of collection of books _____
a) Auditor b) Cartoonist
c) Librarian d) Conductor ______
v) Name the book in which collection of photographs and postage stamps etc. can be kept _______
a) diary b) album
c) document d) Both a and b ______
vi) Who is the author of book 'Gitanjali' ?
a) Rabindranath Tagor b) R. K. Narayan
c) Kalidas d) Abul Fazl ______
vii) Find the odd number out?
a) 10 b) 25 c) 40 d) 28 ______
viii) A person who repairs taps and pipes?
a) Plumber b) Stationer c) lanner d) Tailor ______
ix) Who is known for her role in 'Narmada Bachao Andolan'?
a) Gaura Devi b) Kalpna Chawla
c) Indira Gandhi d) Medha Palkar ______
x) Hindu – Arabic numeral for LXXXV is ______________
a) 75 b) 85 c) 95 d) 105 ______
Q2. Fill in the blanks. 6x½=3
[ Dainik Bhaskar, Albert Einstein, Botany, comedy, great bustard, coconut ]
1. _________________________ is one of the largest flying birds.
2. A play that deals with everyday life and humerous is called _________________
3. The largest selling Hindi Daily is the _______________________________
4. _____________________ was awarded the nobel prize for photoelectric effect.
5. Scientific study of plants is called ___________________.
6. _____________________ trees are found near the seaside and beaches.
Q3. Match the following. 8x½=4
1. Discovery of India a. R. K. Narayan
2. Anand Math b. Zoology
3. Scientific study of animals c. Jawaharlal Nehru
4. Thermometer d. Bald Eagle
5. A penson who draws cartoons e. Bankimchandra Chatterjee
6. The Guide f. Galileo
7. Book for daily records g. Cartoonist
8. National bird of U.S.A. h. Diary
Q4. True / False 6x½=3
1. Gazal always buys over packaged goods. ________
2. Alexander Flaming discovered 'Penicillin' ________
3. Radha opens windows and curtains during day time _______
4. Arhan does not pass on his old books to younger students _______
5. We should wear a helmet for safety reasons _______
6. Param uses heater for a long time when it is cold _______
Q5. Name the following : 5x1=5
(i) Name the tallest of all living animals who sleeps deeply only for five minutes ……………………
Please click the below link to access CBSE Class 5 General Knowledge Sample Paper Set D.
Click for more General Knowledge Study Material ›


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If you are looking for Termite Inspection in Malcolm Alabama, you have many, many options you can choose from. The number of pest control companies in and around Malcolm are many and varied, and all offer many choices when it comes to termite control for your home or building.
The Significance of a Pest EvaluationThe exhilaration of buying a brand-new residence and the desire to conserve cash could lead the prospective homeowner down a dark, falling apart drywall road. Some individuals think that a pest evaluation is a expensive and also unneeded step in the residence getting procedure, specifically if neighboring houses don't have a trouble or the owner vows after the sanctity of their mom's tomb that there are no bug troubles. I think that it is a whole lot much more pricey to pay to evict two million small squatters and fix the damage they cost you.
Some people feel that pests only infest lower-quality residences and condominiums, but this is fallacious in the extreme. Any type of home could work as a cafeteria for wood-destroying organisms. And, if you're paying numerous hundred thousands of bucks more compared to the homes you would certainly think would be much more prey to this type of problem, does not it sense to earn certain that loan is well purchased a solid framework?
Due to the fact that termites are the most notorious of the pests who such as to snack on your house and possessions, a pest examination is usually called a termite examination. There are more critters out there that like to argue the advantages of pine vs fir. A few of these include woodworker ants, carpeting beetles and silverfish. Every one of these parasites like wood, yet they can leave various proof that just an experienced individual can discover.
your house look like birds' bones, you must take your repayment and also back slowly away.
A great pest assessor is going to take their time to extensively check your residence. It's in some cases dirty and also filthy job, but most pest inspectors are prepared for this.
Before you welcome a pest examiner to look over your future domicile, it's smart to ask them inquiries, examine out their recommendations and examine their licensing. During the evaluation, the examiner needs to be ready to address your concerns and factor out problem locations.
Bear in mind that a pest assessor is not Superman; X-ray vision is past them. They can not ensure that your future residence is cost-free of insects; simply that it shows up complimentary. Several suggest regular assessments, to capture issues prior to they become a major hazard to the strength and also equity of your residence.
Some individuals think that a pest evaluation is unnecessary and also costly step in the home purchasing procedure, specifically if surrounding residences do not have the owner or an issue vouches upon the sacredness of their mom's grave that there are no insect problems. Some people are of the viewpoint that pests just infest lower-quality homes and condos, yet this is fallacious in the extreme. A pest examination is commonly called a termite examination due to the fact that termites are the most well known of the parasites that like to snack on your residence and also personal belongings. Like the residence inspection, the pest assessment should be part of your documents. A good pest examiner is going to take their time to thoroughly evaluate your residence.
Termite Inspection in Malcolm
Pest Control Services near Malcolm is important because once pests get into your home, they can cause devastating damage that must be stopped before they take over your home and make it expensive to repair. Let's take a look at a few of the pest control companies we've found for termite control in Malcolm TX that can help you with your termite problems.
Pest Control Near Melocal area, you have many, several alternatives you could select from. The variety of pest control business in an around this location are numerous and differed, and all supply numerous options when it concerns termite control for your home or structure. Termite control near me essential since once termites get involved in your house, they can trigger destructive damage that should be stopped prior to they take control of your house and also make it costly to repair. Allow's an appearance at a few of the business we have actually found for termite control in your area that could assist you with your termite issues.
learn if you have an existing termite trouble. function with you to create a strategy get rid of those termites as well as keep them from coming back
Termite control is just as vital as in any various other component of the country. That's why you need to call a pest control firm for total termite control in your regional location.
sure that you pick a business that is qualified and also insured so you do not squander your cash on an unreliable procedure. Look into their referrals as well as find somebody you count on. All home owners should take the danger of termites seriously. Getting termite control locally is easy, so obtain on top of it immediately!
The number of pest control companies in an around this area are several and also differed, and all supply numerous selections when it comes to termite control for your residence or structure. Termite control near me is essential because once termites obtain right into your house, they could cause terrible damages that has to be stopped prior to they take over your residence as well as make it expensive to repair. Allow's take an appearance at a few of the companies we've discovered for termite control in your area that could aid you with your termite problems.
You have many options. Just make sure that you choose a company you are comfortable with so you don't waste your money on a fly-by-night operation. Check out their references and find someone you trust. All homeowners need to take the risk of pests seriously. Getting Pest Control Services in Malcolm Alabama is easy, so get on top of it right away!
E-mail: email@example.com


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Okyere Wriedt was adjudjed the best player at the young Bavarians after beating off competition from Florian Pick and Deniz Undav.
The 25-year-old won the prestigious award with 42% of the votes ahead of Kaiserslautern's Florian Pick (36%) and SV Meppen's Deniz Undav (22%).
"That is a great honor for me. I'd like to thank my teammates, the staff, and the entire club. I hope that we now can bring the season to a positive conclusion." Okyere Wriedt said after winning the accolade.
He has scored 24 goals in his 32 appearances for Bayern Munich II, he featured for the Bayern Munich senior team against Broussia Monchenglabach this season.
He will be leaving Bayern Munich after the end of the season to continue his career with Dutch Eredivisie club Williem II.
Okyere was handed a call-up to the Black Stars of Ghana under Coach Kwesi Appiah


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At Regent Jewelers, we claim that you cannot avoid reaching us for long if you are planning to sell ruby jewelry for instant cash. We are the most renowned jewelry experts in Coral Gables in Miami that brings you the most exceptional deals along with cash payment options. Get in touch with our experts for the smoothest handling of the case. Reach our store now at the corner of Miracle Mile and LeJeune!
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ALBOHES Z5 Robotic Window Cleaner Automatic Glass Cleaning Robot
I heard you are still cleaning the window with your hands and sponge, stepping on a stool, and even putting your arms out to wipe the outer layer window of the 16th floor – it is high time for you to abandon the traditional, inefficient and dangerous methods because ALBOHES window cleaner appears!
Come to know ALBOHES window cleaner now:
Built-in smart window cleaning system – AI technology to identify window frames and obstacles.
With two wheels to freely traverse on the window surface or wall surface, ALBOHES window cleaner can wipe gently without scratch.
An embedded UPS ( Uninterrupted Power System ) keeps the device running 20 – 25 minutes when AC power is disconnected, prevents the robot from falling off the window.
Adopts German vacuum motor technology, that helps the robot suck air and stand on the glass surface.
Furthermore, the device can be manually operated to clean under 3 modes from the remote controller – auto up then down, auto left then down and auto right then down.
– Input voltage: AC110 – 240V
– Built-in 600mAh 14.8V battery
– Remote controller: powered by 2 x AAA battery ( included )
– Charging time: 1 hour


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Two of the women from Naked and Afraid spilled the beans to PEOPLE Magazine. They came forward and revealed some of the secrets behind-the-scenes and.
By Negal - 19:41
Behind-the-scenes video shows curvy glamour models pose semi-nude with carp ahead of Carponizer calendar being released for sale.


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Education in California
Gretchen O'Brien
- Description
- Author
- Info
- Reviews
California is home to the largest school system in the country. Students will learn about the history of California's schools and higher education system with this nonfiction e-book that builds students' reading skills and social studies content knowledge. The intriguing primary source maps, letters, documents, and images provide authentic nonfiction reading materials and keep students interested in learning. Text features include a glossary, index, captions, sidebars, and table of contents. This book connects to California state studies standards and the NCSS/C3 Framework and features appropriately leveled text to meet the needs of students reading at different levels. Additional features include Read and Respond and a culminating activity that prompt students to dive deeper into the text for additional reading and learning.


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The Visit Scotland event story can be found here, whilst information on the Pullman Dubai Mall trip is found here.
The Hard Rock Cafe Pinktober event was hosted by Bobbie Davro and featured entertainment from Starsailor's James Walsh and Nerina Pallet
For info on the Dubai Pullman event, click here. For pictures from the event, click here.
For our blog about the week's highs and highlights, click here.
For pictures from all these events, click here.
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Office of the Deputy Prime Minister14 March 2003
The Office of the Deputy Prime Minister launched today a public consultation proposing possible changes to Building Regulations to help facilitate the installation of broadband internet services.
A new consultation paper is seeking views on whether the installation of cable ducting in new and altered buildings would benefit the roll-out of broadband and the ways this could be taken forward. It is thought that minimising the inconvience to occupants and owners of buildings when installing or removing cables will help to remove a potential barrier to take-up.
The consultation is considering a range of options from production of best practice guidance to strengthening Building Regulations.
Interested parties have until 13 June 2003 to respond.Read the full announcementNews provided by eGov monitor


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3 star hotels in Vathy
Aria Hotel
8, Ioannou Lekati Street - Gefyraki area, 83100 Vathy, Greece
Aria Hotel
Vathy, 1.1 km from the city centre. 8, Ioannou Lekati Street - Gefyraki area See on map
With a stay at Hotel Aria in Samos (Vathi), you'll be minutes from Samos Archaeological Museum and Church of Agios Spyridon. This...
Visit VathyThe three-star hotels in Vathy are usually those for which there is the greatest demand by tourists, due to their affordable prices and the excellent quality of their facilities. We'll help you find a budget hotel at the best price and take advantage of the best offers in the market when booking your three-star hotel in Vathy.
The hotels in this category offer extremely reasonable services, such as Internet access, which is very useful when travelling in order to calculate your itineraries in situ. In addition, the design of three-star hotels is usually somewhere between avant-garde and classic, to please all their guests, and is reasonably-priced.
Thanks to our extensive database you can find the three-star hotels in Vathy which best meet your expectations and make your booking without wasting time. Your three-star hotel in Vathy is waiting for you.
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The High- and New-Technology Enterprise (HNTE) status is one of China's core innovation tax policies under China's Corporate Income Tax Law. The concept of HNTE status emerged in the 1990s to encourage investment in high-tech and R&D areas through a series of benefits including fiscal and tax incentives. The HNTE status offers qualified companies a significant reduction of the Corporate Income Tax (CIT) rate.
- Reduction of the Corporate Income Tax (CIT), from the standard 25% tax rate to 15%, regardless of the company's investment type and where its headquarters are located.
Once approved, the HNTE status will last for three years, after which the application needs to be re-submitted.
According to the latest revision of the Management Measures for the Recognition of High- and New-Technology Enterprises issued in January 2016 by MOST, MOF and SAT, enterprises must meet the following requirements in order to qualify to HNTE status:
- Being registered in Mainland China for at least one year before the application is submitted
- Own IP rights of the key technologies which show core support to the enterprise's main products (services). Such rights may be obtained through independent R&D, transfer, donation, or mergers and acquisitions;
- The technologies which show core support to the enterprise's main products (services) shall belong to one of the areas outlined in the Catalogue of High- and New-Technology Areas Specifically Supported by the State
- At least 10% of the total number of the enterprise's employees should be engaged in R&D and related activities
- R&D expenditures in the last three financial years should account to a certain percentage of the enterprise's total sales revenue in the same period:
- Over 5% if total revenue is below 50 million RMB;
- Over 4% if total revenue is between 50 and 200 million RMB;
- Over 3% if total revenue exceeds 200 million RMB.
In addition, at least 60% of the enterprise's total R&D expenditure must be incurred in China
- Income derived from high- and new-technology products (services) should amount to at least 60% of the enterprise's total revenue
- The assessment of the enterprise' innovation capabilities is in line with relevant standards
- The enterprise should have not occurred any major safety or quality incident in the previous year, and should have not had any behaviour against the law
Date of publication
29 May 2019
Deadline for submitting applications
The application period is divided in two batches:
15 July
31 August
Applicants must first conduct a self-evaluation of the eligibility criteria, and upload it through its account on the national HNTE Certification Management Platform. The applicant will then receive a 22-digit code by relevant authorities if the self-evaluation is compliant with the eligibility criteria for HNTE status.
Once approved, the official application must be submitted on the HNTE Recognition Management Platform (Innocom website).
International participation
Domestic and foreign-invested enterprises (FIEs) are equally eligible to apply as long as they comply with the requirements listed above. However, it is commonly believed that the eligibility requirements might be more challenging to meet for FIEs. *
Figures, however, show that FIEs are actively participating in the programme in Zhejiang province. A good proportion (around 6%) of the 4,455 approved HNTEs in 2018 were foreign-invested enterprises, including many wholly foreign-owned enterprises, the majority of which being American, German and Taiwanese. A few examples can be found in the dedicated page on this website (link below).
* Note: for instance, The European Union Chamber of Commerce in China in its Position Papers argues that the requirement on core IP may create an uneven playing field between domestic and international companies. This would be because the main technologies of the Chinese affiliates of foreign companies in part may still rely on the main technologies and products initially developed outside China and is still owned there, despite these companies now playing an increasingly important role in the Chinese innovation ecosystem.
Useful links
Original call in Chinese (copy-paste into browser)
- Grants


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Driven by a lack of consistent returns and high management fees in private equity (PE) and venture capital (VC) funds, several Indian family offices are coming together to form a consortium to make investments on their own.
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For our current college students and recent college grads, you know that saving money has become a task harder than maintaining a 4.0 GPA. So, we at Love & Luxe decided to put you all out of your misery and let you in on our favorite hidden gems, the ONLY money-saving apps you need.
1. Acorns
Number one on our list of best money saving apps is Acorns. What's great about acorns is that you save money without really thinking about it.
The app is linked to your personal debit or credit card and every time you swipe your card it rounds up to the nearest number and puts the "extra" change into a savings account for you.
For example, say you go to Target and spend $47.63 the app will then round up depending on what setting you have for Round-Ups and put that extra change into your savings account. What's also great about this app is that the savings account isn't linked to your personal credit or debit card. So, when you go to check your account status the money that you saved using this app isn't apparent. You can withdraw from your
Pro tip: Turn notifications for Acorns off that way you aren't tempted to spend your saved money too quickly
2. Clarity
Number two on our list is Clarity. This app is cool because it lets you know what you're spending the most money on in the past year. Aaannndd it lets you cancel any
This app, like our beloved fave Acorns, also links your personal credit and debit cards in order to work.
This app is great because a lot of times we aren't sure what it is that we spend the most money on. And with Clarity having the tools to show you, you can cut out money sucking purchases in your life.
3. Qapital
Our last and final money saving app of 2018 is
Like Acorns,
What money saving apps are your fav? Leave us a comment and let us know!


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Price: $10.00
Quantity: 1 available
Book Condition: Very Fine
Hardcover first edition, first printing. Very fine (unread) copy in very fine jacket. Stated First Edition with "1" present in complete number line. Not a book club, remainder or ex-library copy. Very fine (unread) copy in very fine jacket. Clean, straight copy without price-clipping. "The plot is clean and fast-paced, Lackey's a great storyteller."- Locus, April 1994.
Title: SACRED GROUND
Illustrator: Dixon, Larry
Categories: FANTASY,
Edition: First Edition
Publisher: Tor: 1994
ISBN Number: 0312852819
ISBN Number 13: 9780312852818
Binding: Hardcover
Book Condition: Very Fine
Jacket Condition: Very Fine
Type: Book
Item: 1.00 Item
Seller ID: 000209
Keywords: Mercedes Lackey Books,


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Preview: Weekend's Club Hurling action
Sunday November 3
AIB Leinster Club SHC Quarter-Finals
Clonkill (Westmeath) v Ballyhale Shamrocks (Kilkenny), TEG Cusack Park, 1.30pm
AIB All Ireland club champions Ballyhale Shamrocks retained the Kilkenny title with an effective display against James Stephens at Nowlan Park.
Eoin Cody and Brian Cody pinched goals, while Adrian Mullen and Colin Fennelly were also instrumental alongside TJ Reid for an accomplished Shamrocks outfit.
Aonghus Clarke was a key figure during Clonkill's Westmeath decider win over Castletown-Geoghegan.
Brendan Murtagh and Luke Loughlin were other important contributors for Clonkill, who will be hoping to cause a shock.
St Mullins (Carlow) v Cuala (Dublin), Netwatch Cullen Park, 2pm
Buoyed up by an impressive win in the Dublin Senior Hurling Championship, Cuala, who have claimed two All Ireland titles recently, are back eager to embark on another Leinster adventure.
The well regarded William Maher is now in charge of Cuala, who showed signs of their considerable class when triumphing in the capital.
St Mullins', though, were delighted to defeat rivals Mount Leinster Rangers in Carlow and will be primed for a battle on local turf.
Rathdowney-Errill (Laois) v St Rynagh's (Offaly), O'Moore Park, 2.30pm
St Rynagh's staged a dramatic comeback to pip Birr in an exciting Offaly showpiece.
Rathdowney-Errill also enjoyed a satisfactory campaign in Laois ensuring whoever advances from this tussle will believe that further can progress can be made.
Ross King's delightful goal against Camross in the Laois semi-final signalled Rathdowney-Errill's desire and determinations.
Rynagh's, though, had endured plenty of recent heartbreak in Offaly themselves so the spirited manner of their county final success augurs well.
AIB Munster Club SHC Quarter-Final
Sixmilebridge (Clare) v Ballygunner (Waterford), Sixmilebridge, 1.30pm
This eagerly anticipated AIB Munster Club Championship opener promises to be lively.
Sixmilebridge proved too strong for a star studded Cratloe in Clare, with the Moreys, Jamie Shanahan, and Cathal Malone prominent.
Last year Ballygunner earned the Munster title and an already strong team has been boosted by the return of Dessie Hutchinson.
The former Brighton & Hove Albion youngster was excellent in the Waterford final so Ballygunner aren't short on good attacking options.
Tipperary SHC Final
Borris-Ileigh v Kiladangan, Semple Stadium, 2.30pm
It has been quite a spell for Kiladangan who return to the decider for the first time since 2016.
Significant work has been carried out in the club during the past two decades to become a force at senior level in Tipperary.
With six titles Borris-Ileigh bring a proud tradition to Semple Stadium, but their last county win was back in 1996.
Still the Borris-Ileigh panel is flecked with proven inter-county talents including the versatile Brendan Maher and they learned many lessons when losing the 2017 final heavily against Thurles Sarsfields.


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Press Statement 4 of 2016: EMCOZ's POSITION ON BOND NOTES
EMCOZ, which promotes and protects the interests of all Employers in Zimbabwe; supports the monetary measures recently announced by the Reserve Bank of Zimbabwe (RBZ), which are aimed at addressing cash shortages in the country, whilst simultaneously stabilising and stimulating the economy.
EMCOZ feels that in as much as the multi-currency system has been good for Zimbabwe, especially in curbing the historic 2008 hyperinflationary era; the strengthening US Dollar is now posing a threat to Zimbabwe's economic growth trajectory. Cheap imported goods are now increasingly being dumped onto the market and cash is not making it into the formal financial system. This situation is not sustainable and it is important to directly address the causal elements of this malaise and refrain from focussing on the the symptoms manifesting themselves as nationwide cash shortages.
Click here to Read more: Press Statement 4 of 2016


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text: Thank You From California Aug 7, 2007 6:31:04 GMT Quote Select PostDeselect PostLink to PostMemberGive GiftBack to Top Post by klassical on Aug 7, 2007 6:31:04 GMT Just wanted to say thanks to all by pals at HWI for introducing me to All Angels. Yes, my CD finally arrived from the UK today, August 6, but the wait was well worth it. I'm fairly new to the classical crossover genre, (I know the purists among you probably would call this CD "Easy Listening") but I am all in, no matter the genre. You can bet I'll be spreading the word here in the Golden State, and I hope to see All Angels CDs marketed in the USA soon (if they are already, please tell me where). Oh, is an American tour in the cards anytime soon? Anyway, the music is indeed "Sublime" and "Perfect" (Here, Here, to The Daily Telegraph and Classic FM), and, yes, the music does blend in quite nicely with another perfect sunset off the California coast!I wish the girls much success!!!Klassical


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Munish Raizada turns director with web series
CHICAGO: Dr Munish Raizada, a leading community activist in Midwest area of the USA, has now turned director of an upcoming web series "Transparency: Pardarshita"
This web series is based upon the concept of India Against Corruption and subsequent developments. The title song of the series is 'ÄėBol Re Dilli Bol'Äô. The song is sung by popular singer Kailash Kher. The song is written by Annu Rizvi and the music is composed by Pravesh Mallick.
The song is produced by Munish Raizada Films. The beauty of the web series is that the story is about India Against Corruption (IAC) and Aam Aadmi Party (AAP) and the producer of the web series himself has been a part of AAP.
'ÄėBol Re Dilli Bol'Äô portrays the sentiments of common man who stands deceived due to systematic erosions of principles of the AAP. The party used to claim that it would bring change in the system and provide alternative politics.
'ÄúIt is disappointing,'ÄĚ Dr Raizada observed, 'Äúto see that Aam Aadmi Party has disregarded its founding principles, viz. financial transparency, inner party democracy and internal vigilance.'ÄĚ
He said that when volunteers and supporters remind the party leaders about chipping away with basic tenets of AAP, they instead argue to focus on party's governance in Delhi.
AAP did not come only for governance,'ÄĚ Dr Raizada said. 'ÄúWhat made the party different were its principles. People had faith and hope in the principles but Aam Aadmi Party played with the sentiments of the public by dismantling its principles. The song reflects the dismay of each and every common man who gave his everything to see a better nation.'ÄĚ
He said that the song should not be construed as propaganda or personal disgruntlement.
'ÄúIt is a creation of art. Moreover, it is a reflection of the dismay of party'Äôs core volunteers only,'ÄĚ he added.
(Dr Munish Raizada can be reached at 987 370 3054 and [email protected])


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I don't think I've ever seen so many trends! The autumn/winter 2019 fashions are, to say the least, varied, vast and very much going to suit your style, whatever that may be. If you're a minimalist, there's much to love. If you're a maximalist, this is an epic time for you too. If you like colour, great. If you hate colour, fabulous! Want to dress like you're permanently at a party? That's an entirely legitimate planned, backed by many big industry hitters, including Marc Jacobs and Versace.
Fashion design collection is a range of garments, accessories or products that are designed and produced for sale to retailers or direct to the customer. It is grouped by theme, colour or fabrication, creating a strong fashion statement. This range of items may be inspired by trends and theme. Cultural and social influences are reflecting on design. Designs are usually done for the special occasion or season. Collection is a grouping of outfits that are present for catwalk, online web pages. For the wholesale market, the collection will be shown at trade shows or in-house events. For the general customer designer give their collections on press or magazine by attractive photographs.
Everyone knows this guy, and I bet you do, too. He's one of the international fashion icons. Yves Saint Laurent became popular as a designer who re-designed menswear into feminine, beautiful garments for women. His name is also closely associated with the phenomenon of 'ready-to-wear' fashion clothing, 'power suits' for women and 'smoking jackets' for men.
A most notable Indian-fashion-designer. He's identified for his work in fashion-industry since 1987, and is another Bollywood-dearest. He got his degree from New York institute of fashion technology, and when came back, realized that there is a huge appeal of designer-wear in India, so he opted for being a dress-stylist and revolutionized the field of fashion in 1987, by opening his very first boutique in India with a name "Ensemble". His own label is named as "Ahilian" and in 1990, established his design studio "Tahiliani Design Studio" in New Delhi. This brand is well-known for artistic and perfect styles. His clothes are sold not only in India but also in London, New York, Tokyo, Dubai and Hong Kong.
Ready-to-wear, or prêt-à-porter, clothes are a cross between haute couture and mass market. They are not made for individual customers, but great care is taken in the choice and cut of the fabric. Clothes are made in small quantities to guarantee exclusivity, so they are rather expensive. Ready-to-wear collections are usually presented by fashion houses each season during a period known as Fashion Week. This takes place on a citywide basis and occurs twice a year. The main seasons of Fashion Week include: spring/summer, fall/winter, resort, swim, and bridal.
To start designing it is important to understand the construction techniques to create basic skirts, bodices, jackets and coats, sleeves, trousers and collars. It is the key elements that form Western dress. To create a three dimensional shape on the figure and illustrate contemporary fashion design should know basic garment cutting and fitting method. Also follow the two-dimensional planning of construction, fastenings, performance and movement.
The first true "Chanel suit" was produced in 1925; Coco used chains to weigh down the fabric, so that it hung "just so". She favored ornamentation such as ribbons, pretty buttons, and ropes of pearls. Her feminine touches added style and impact to her wearable designs; in fact, even vintage Chanel designs remain remarkably timeless and easy to wear.
A New-Delhi based stylist and was the first one to lead Jean-Louis Scherrer, a French-Fashion-Brand. Her collection is matchless! Her designs have drawn attention in Mumbai, Delhi, USA, London, Bangalore and Paris. It was 1987, that she did 'er graduation from Delhi-University & then joined fashion-industry. In1990, Ritu started her distinguished career by launching her clothing-line named "Lavanya" that was a big hit! She signed up the National-Institute-Of-Fashion-Technology in 1988 that is linked to Fashion-Institue-Of-Technology in newyork.
Tastes differ. And when it comes to fashion, they differ even more. However, I've managed to come up with a list of top 5 fashion designers that can't leave any woman indifferent. They are adored by fashion artists and their regular customers all over the world, and their incredible, jaw-dropping collections speak for themselves. Check out the list of the most famous fashion designers of all time:
In the late 1980s and early 1990s, Belgian fashion designers brought a new fashion image that mixed East and West, and brought a highly individualised, personal vision on fashion. Well known Belgian designers are the Antwerp Six: Ann Demeulemeester, Dries Van Noten, Dirk Bikkembergs, Dirk Van Saene, Walter Van Beirendonck and Marina Yee, as well as Maison Martin Margiela, Raf Simons, Kris Van Assche, Bruno Pieters, Anthony Vaccarello[14].
Chic is characterized by being trendy and fashionable. It is a type of statement to make oneself look smart and striking. Whoever follows this style makes sure to choose well tailored stylish designs that are pretty classy. Strong colors which are not extravagant, comes as a part of the chic style. It is something that relates to being casual in not so casual way. If you are part of this style, your wardrobe is a symbol of style.
Gabrielle 'Coco' Chanel revolutionized the contemporary women's clothing. Her bold fashion designs freed women from the constrained, time limited trends. Chanel suits have become style icons, as well as her Chanel bags. It was 'Coco' who has created the innovative concept of "little black dress", without which it can not do any one woman. There is no doubt that Coco Chanel is one of the top fashion designers of clothing of all time!
I don't think I've ever seen so many trends! The autumn/winter 2019 fashions are, to say the least, varied, vast and very much going to suit your style, whatever that may be. If you're a minimalist, there's much to love. If you're a maximalist, this is an epic time for you too. If you like colour, great. If you hate colour, fabulous! Want to dress like you're permanently at a party? That's an entirely legitimate planned, backed by many big industry hitters, including Marc Jacobs and Versace.
"Floral dresses are a wardrobe staple no matter the season, and for autumn, they were back and bigger than ever, referencing the '40s and an homage to swing dancing in particular, with midi lengths as the key shape from the likes of Dries Van Noten, Miu Miu and Erdem," says Hsu. "Alessandra Rich remains a key favourite when it comes to her feminine and wearable floral dresses, which offer the perfect desk to dinner outfit worn with heeled boots. Satin was also key fabric this season, with a mix of high-neck and V-neck iterations."
In 1995, Rodriguez became design director of TSE, where he presented the first ready-to-wear collections for men and women. In 1996, Carolyn Bessette asked Rodriguez to create the gown she wore to marry John F. Kennedy Jr, putting the designer firmly on the fashion radar. Rodriguez was soon appointed design director of Cerruti in Paris. After that a consequence, Loewe appointed Rodriguez as design director of the women's ready to wear collection. Rodriguez held the position until 2001.
So many fashion houses have adopted certain features for clothing, which later on become their business cards. It seems simple at first sight, but looking into it, we realize that those are the characteristics that make those brands stand out. Examples of such can be the following: black and red lace in Dolce and Gabbana collections, expressive asymmetry in Antonio Berardi clothes and so on.
Lauren first gained acclaim with his wide ties, which were often made of unusual fabrics. These standout accessories were not yet trendy in the late Sixties, when he began to try and sell them to New York stores. Soon, word spread about Lauren's somewhat dandyish personal style and his flashy neckwear; he used this success to find investors and then he branched out into men's and ladies suits and casual wear. Eventually, his clothing lines were sold at high-end stores such as Saks Fifth Avenue, where they became extremely popular.
As previously mentioned, punk spirit seized the London shows and definitely filtered into some during Paris. Alexander McQueen and Dior are two major luxury brands turning the rebellious signifiers of this look on their heads (studs! leather! mohair hole-y knits! plaid!), but you'll also find some homegrown talent pushing things into even wilder territory. Even if the more extreme ends of this trend aren't going to translate into the mass market, expect to see many tartan creations hitting shop floors over the coming months…
A stylist co-ordinates the clothes, jewelry, and accessories used in fashion photography and catwalk presentations. A stylist may also work with an individual client to design a coordinated wardrobe of garments. Many stylists are trained in fashion design, the history of fashion, and historical costume, and have a high level of expertise in the current fashion market and future market trends. However, some simply have a strong aesthetic sense for pulling great looks together.
There's a puff-sleeve personality for everyone, according to the runways. Maybe you'll like yours neat and rounded out at the shoulder for autumn (see Givenchy), or maybe you'll want something decadent and entirely inappropriate for anything that involves dipping sauces (see Emilia Wickstead's gigantic-sleeved floral dresses). Whatever route you choose to go down there is a huge amount on offer from edgy to prim.
Experiment with elements of design like shape, form, silhouette, proportion, texture, pattern and colour. In fashion design process the term silhouette refers to express the overall shape and volume of the design. Silhouette is one of the most important design considerations and it is easy to overlook when working on paper in a two-dimensional context. Designer gives the perfect silhouette from the front side and from the back side or side view. It is the meaningful relationship between garment and body like A-line, I-line, V-line, two tiered silhouette etc.
Very interesting list but I am surprised that Paul Poriet is not on this list. He revolutionized and created the modern fashion industry. Although in the end he could not survive in the industry he created his impact is huge. He was the first in many areas including freeing woman from corsets, using live models, creating a signature perfume, making an entire lifestyle brand, and modern marketing.
When you hear 'casual', you probably think 'frumpy'; and the casual fashion style could really be ANYTHING but frumpy! Women who indulge in the casual fashion style don't grab the exotic and bold items off the shelves. They would much rather prefer a simple white tee and a pair of black pants with a coordinating and trendy purse. The entire look is very modern and uncluttered with an extra touch of subtle elegance.


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This is a barely used, mint-condition OM-03 with original case. Larrivee small bodied acoustic guitars with original x-bracing are coveted by players for their exceptional balance and projection. Outstanding playing and sounding guitar.
From Larrivee:
Built to the exact standards you would find on our much higher series, the 03 is built in America using all solid wood and features our handfit dovetail neck joint for superior fit and sustain. This series truly stands out as an industry leader for price and quality. Available in Mahogany and Rosewood as standard models, we also offer limited runs in other exotic hardwoods. Maple bound trim, herringbone purfling/rosette and satin finish are standard features on 03 Series. All body styles are available.