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BareMinerals / Bare Escentuals Beauty
Customer Service
New York, New York
United States - 10022
Ordered few products from online store. Products were delivered damaged. I've contacted customer service they ignore me, do not respond to my email and when they eventually did, they required damaged products to be returned to them to receive refund, however since the products such as damaged gift boxes and powder foundation was all over the place stained my floor, table and inside the package. I have thrown it away since it made such a mess. Now they treat me like a liar and thief, or wanting to refund me money I've paid for the products I can't use. It's ridiculous! Will never buy anything from them again !
I made the trip to the location at the Short Hills mall for a makeunder. I was told by the current manager, Tammy, that a purchase was REQUIRED along with my service. I recently went to a location closer to home and I was informed that a makeunder was a free service. I mentioned that I had to pay at a different location and the consultant seemed surprised. I do not understand why I was so blatantly lied to.
I noticed on my bank this morning an unauthorized pending transaction from
bare escentuals #153 Columbia South Carolina snd I live in California and have made no purchases from this business so dont know where the transaction came from in the first place. I contacted my bank inquiring on the pending transaction on my visa debit card tied to my bank account and my bank gave me a phone number to bare escentual customer support. When I contacted customer support they could not find any transactions tied to my mailing address or visa debit card in their system so how did this transaction originate in the first place.
I am writing about Order #UKW51745875.
I placed this order on the 5th March. The contents of the order were for a Mother's Day gift to the value of £116.80. Unfortunately, due to some shipping problems, I was advised by Bare Minerals that my order was going to be delayed. Therefore, I rang to cancel so that I could purchase the items in store in time in time for Mother's Day.
I was advised on the phone that I was unable to cancel my order, but that if I waited for it to be delivered, then I could simply reject the delivery, and then ring up Bare Minerals, so that a member of the customer services team could expedite my refund. I called on the 15th March for my refund to be expedited having rejected my order that morning; however, I was disappointed to hear, that the funds would not be back into my account for another 7-10 days, leaving me out of pocket.
The second thing which I found disappointing was that the offer of a discount code "SORRY20" entitled me to the same amount of discount that I had already found online using a quick Google search. MC20 gave me the same discount through hotukdeals.com. As I had the inconvenience of having to rebuy my gifts in store, hence losing out on my online discount, then having to reject my parcel and ring up for a refund, then having to wait up to 10 days to be reimbursed, I feel that a 20% discount, which anyone could find online, is not particularly good customer service. To make matters worse, my email which I sent them complaining about the service I had received was ignored, and after 5 days I am still without my refund.
I ordered an item from your website last Wednesday when you had your " discount code error". I then received and email saying my order has not been successful but no money deducted from my account! You DID take my money. Iv sent 4 emails and all have been ignored! I am still to receive my refund. I have screen shots of the money going from my account! I have spoke to some People who have also been as unfortunate as to buy from you and have received a refund! The last email I sent, sent an auto message saying they will reply within 48 working hours -this was last Thursday! Iv received no reply to my many emails. The customer service iv received is shocking! If I don't not receive a satisfactory response I will be taking this to trading standards.
I use one product that I really love. The oasis moisturizer gel. I also decided to try an eye brightening...
What can I say? It's terrible.
I ordered 6 items two months ago and got only one out of them. Can't say anything negative about its quality - it's ok, but the shipping sucks. One more problem is that their tracking information is false. I don't know why.
Customer service rarely answers and even if they do, they are not helpful at all.
Last time I spent two hours being on hold talking to three different people who tried to resolve my issue. Eventually, the last one promised to call me back, but she never did.
It's a sad story about treating customers in the worst way.
Name of Product - quantity
Firming Neck Cream - qty 5
Intensive Glow Pads Brightening Treatment - qty 5
Eye Primer - qty 3
Mascara - qty 4
Luminous Hydrating Body Cream Golden Glow - 2
I cannot stress how frustrating this is for me. I have made over 80+ purchases with Bare Escentuals totaling over $3500.00 over the past 4 months. In these purchases, I have had at least 17 individual products which I have purchased online or at an outlet store that have gone bad/expired, over the last 4+ months. This is really becoming unacceptable.
I have had to spend at least 5 hours of my time to fix these issues.
I ordered this product with the intention of trying it first. The product took a few weeks to get here. After...
My son got me a trail offer of there makeup as a suprise for me but since I don't wear makeup I called and cancelled it. the repesentive said I could use the makeup to dec 8th then return it I ask for there address to return it right then but he said he would email it then he had verified my phone # and address but not my email address I once again before hanging up ask them for the address he said it would be sent to my email address then on dec 8th at 10:00 p.m they had already attacked my bank account for $130.41 not even knowing if I had mailed it back or not I called them on the 9th of dec but they would not work with me at all I ask for there address and once again they refused me I had to search there website to find an address which was a p o box only so I then had my son go and mail there makeup back to them even though they had already ripped me off. This company bare minerals is nothing but a scam artist to steal money that isn't there I then on dec 9th turned in a complaint with my bank and again on the 10th of dec to I have also turned in a complaint with the better business bureau on dec 10th I will not stop until they return my money even if I have to go to court and sue them I am disabled on SSD so I have nothing but time to do so. SO TO ALL BEWARE OF BARE MINERALS INC THEY WILL TAKE ADVANTAGE OF YOU AND RIP YOU OFF THE FIRST CHANCE THEY GET I AM NOT THE FIRST OR THE LAST!!
my son order a trial offer fron them he expected it would only cost 29.95 like advertised on tv but soon we...
I sent in for a trail of makeup that was advertised on the internet. I never got anything. My credit card wa...
I completed a survey on line for a trial offer for $1.00 plus shipping and handling. Today I received an alert from my credit card company that there was a $130.00 charge pending on my account from this company. After I call them I was told that per the offer I had 10 days from shipping to call to tell them I did not want the product and not be auto charged. They stated that the product was delivered to the post office and that I was out of my 10 day period. Two things. I did not have the product in my PO Box and secondly they just kept saying. Well that is what the offer was.. well that is what the offer was. When I asked to speak with a manager I was told to leave my number. I did not want to leave my number and asked when someone would be in.. I was told in a hour but then they would "all" be in a meeting and someone could get back to me within 48 hours.. if I just left my number. I told her that I was going to check my box again today and that if there was something there it would be returned unopened and unused.. she just kept saying it didn't matter because I would still be charged.. "that is what the offer says" THIS IS A SCAM! DO NOT REPEAT DO NOT PURCHASE ANYTHING FROM THIS COMPANY!
The same thing happened to me.
I called and was told basically too bad. My card was charged $`130.00 and I have not received the product. This is a product you want to steer clear of.
I called customer service to cancel my membership, but because they had already shipped an order to me 11 business days ago I was unable to get a comlete refund. I was told I would have to wait until the next billing cycle in order to get a complete refund. I did not accept this as a consumer and demanded I received my refund as well as cancelation. This makeup does have a flawless look to it, however it did affect my eyes. My eyes were always burning, red, and irritated. I stoped using the product and my eyes are back to normal. I have used Mary Kay for 20 years and never had this problem before. I changed makeup just because of all the reviews. Mary kay is by far the best makeup I have ever used with no side effects. Ladies you might consider changing product.
I completed a survey online and was offered a 9 piece set of Bare Minerals for $1. According to the ad, I would only be charged the $1 plus S&H. Immediately after making the purchase with my credit card, I was re-directed to the site where I found out this was a $1 trial offer and would be billed the full amount after a certain amount of days. I called within 30 minutes to cancel the purchase, was put on hold for over 10 minutes and then told that I would be refunded the S&H charge but that the $1 charge was non-refundable (some processing fee). I argued against the $1 charge and was told that I had agreed to this condition when I made the purchase. NO, I was not provided any of this information until AFTER I charged my card. Next time, I will research any offers like these before I make the purchase (from another site).
I have seen the Bare Minerals infomercials for years so I finally decided to try it a little over a month ago. I figured I had nothing to lose since they have their famous "30-day Money Back Guarantee...even if you use all of it, just send back the empty containers for a full refund (minus shipping charges)" And remember it's 30 days from the time you RECEIVE the product. I went online and I placed my order through the website for the $29.99 Starter-Kit plus a couple other products. My order was shipped on Feb 8 (of which I received NUMEROUS emails confirming my order and shipping date); it was delivered on Feb 12... I tried the product, not all that impressed by it since I was looking for a little more coverage but my skin did start looking better and I had less breakouts. I figured I would probably just keep it and maybe try one of their other foundations. Well...
On Mar 5th I receive a package from them; come to find out it is a replacement order and my account was debited $50.41. Now at this time it had only been 21 days since I received my first order. 3 weeks does NOT equal 30 days. So I called and the representative said that I could send it back and they would credit my account. I explained that I was still WELL within my "TRIAL period" and that this could have been avoided had I received an email stating that I was going to be shipped another order. Her excuse was that they are too busy to send email confirmations with the "club membership". Really? I'm sure those emails are set up automatically. Still not satisfied I emailed them asking about my refund and they responded that when they got the product back I would get a refund MINUS the shipping costs. I pointed out that it was THEIR MISTAKE for shipping an order out to me over a WEEK EARLY and I should not be penalized for it. Well I just got the refund yesterday for $43.88. They obviously do not care if they lose customers. Had Bare Minerals apologized for their shipping error and refunded me exactly what they had charged me, I would have gave some of their other products a try but not now. All of this over a difference of $6.12!!! To me it's the principal of the matter; they have shown to have TERRIBLE customer service and a questionable business practice. I would not trust giving them access to my accounts. I guess they figure that they have an endless supply of people who will sign up for the "free" trial period and they don't have to take responsibility for their errors. I feel that I was INTENTIONALLY mislead and the make-up is mediocre anyway. TERRIBLE EXPERIENCE!
I'm sorry, it was a difference of $6.53 not $6.12...
I sent this email to 4 addresses on the Bare Minerals site with no response as of yet - shipping is a big issue when you live in Hawaii as I do - here is my experience with my first order shipped here from Bare Minerals:
First let me say that I have my own online business and if I treated my customers the way I've been treated by Bare Escentuals with regards to my shipping problem, I would have been out of business a long time ago
I live in Hilo, Hawaii - I placed a phone order with Bill in your customer service on June 17 - at that time, I was told that shipping would take 1 to 2 weeks to reach me in Hawaii - I was fine with that - here I am, almost a month later, and the last tracking information I have on my package is that it was in San Franscisco as of June 24 - I even call that Bulk Mail Center and was told that it most likely went by boat on June 29 or 30 to Hawaii - that takes about a week to be received at Honolulu and be scanned in there - that would have put it in Honolulu around July 8 - it is now July 18 and nothing new is noted about this package - yet, I was told today that I have to wait until tomorrow to complain yet again and have it reshipped because tomorrow is 21 working days since it was shipped and your policy is to give the package that long to be received - THEN I was told that if you re ship to the same address and it isn't received you won't do anything about it - so, if I understand correctly, I would be out the $63 simply because I live in Hawaii and you're can't be bothered to find a better way to ship to customers in Hawaii - SAY WHAT ??? - ARE YOU KIDDING ???
I've never run into such a ridiculous shipping policy in my life - most large companies have shipping options for areas like Hawaii, and ship orders coming out here by Priority Mail so that things like this don't happen - in other words, they actually care that customers in Hawaii get their products in a timely manner and are happy with their buying experience - Bare Escentuals could take a lesson - now, unless I somehow miraculously get this package by tomorrow morning, I have to call back and have the reship sent to my business in Nevada, then I'll have to pay even more shipping to get it from Nevada to me here in Hawaii - would you like to be told that if this was YOUR order ??? I really think not
I was living on the Mainland the last time I ordered these products, and came back to Bare Escentuals after 4 years of trying other brands, etc - I came back bacause I truly felt the Bare Escentuals products were superior to the other products I had tried, and I still do - but I also judge a company by how they treat their customers and this company has failed miserably - I am so disappointed in this company - you should be disappointed in yourselves - Order # 60567897
I purchased the bare mineral spf30 natural sunscreen distibuted by Bare Escentuals Beauty, Inc.when on holiday in palm desert in December.
The powder ( at the base ) is supposed to pass though the brush when tapped on the face .
When I came to use it, it was clogged and it still is ..
Looking on the net, I only find sites where they sell the product.
I have no way of returning it or asking for a new one here in Fort Myers Florida .
The poduc has no 1-800 number to call, and no www//: address
I am very disapointed at the product .
I had my husband order the trial offer for me while I was at work. he made the order on line it stated that I...
There is a sales girl at Partridge Creek mall, in MI. Her name is angel and she is awful. She literally yells across the store, follows me around while I'm trying to browse, and tries to pressure me into buying items, even ones I already have.
1. Do not yell at me. There is no need.
2. I am an adult. Do NOT follow me around the store. There is NO reason for you to be so annoying.
3. I will buy what I want/need to buy without your "help". And no, I will not buy them from you.
I will no longer shop there when she is there. I peer in the window, and if I see her, I will not go in. She needs to leave.
Are you kidding me? That's ridiculous! That's why I never shop at stores, and I do everything online. I hate people hovering over my shoulder.
I am a father and my wife and daughter was at the mall one week and I left messages no one contacted me back anyways there was a afraican American man was following them from store to store they notice him waiting outside every store so they got scared they called security and she goes yeah he has mental issues but he spends money that really upset me because what if he did harm they wouldn't do nothing because he spends money no more
I also have clogged pores and I couldn't figure out why. I am so glad I saw this site. I will try the kinerase as someone suggested. I have clogged pores around the nose, on the nose, below my lower lip. Nothing I was using has helped I never even suspected that it was my B E. I cannot thank you enough for the information. I just happened to see a commercial on the body shaper and this site came up. You can bet this website is going into my favorites. Which product of the kinerase works on the pores?
Unhappy consumers gather online at Complaintsboard.com and have already logged thousands of complaints
If you see dozens of complaints about a certain company on ComplaintsBoard, walk away.
One of the largest consumer sites online. Posting here your concerns means good exposure for your issues
A consumer site aimed at exposing unethical companies and business practices
ComplaintsBoard is a good source for product and company gripes from especially dissatisfied people
You'll definitely get some directions on how customer service can best solve your problem


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Agent X recruits Agent Internal and his new intern in an attempt to prevent a doomsday World War III scenario. The COINTELBRO surveillance system is used to peep into the heated exchange between LeBron James and NBA Commissioner Adam Silver! LeBron wants answers as to why the NBA is not doing more to protect something very dear to him...
Episode 19 brings you a star-studded line-up of HILARITY. Joel Savage of Savage Tech joins the fray, along with movie producers Brylan May and Anthony Windsor II. Aside from creating some of the best improv scenes on this podcast, they discuss their current projects as we do a deep dive into their creative process.
Season ONE is starting to wind down, but until it does join us for the BEST improv comedy podcast on PLANET EARTH!!!!
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#1 1. Who is the current Union Minister of Human Resource Development?
#2 2. Who is DG (director general) is the Bureau of Civil Aviation Security (BCAS)?
#3 3. Electronic Cigarettes Act was passed in which year?
#4 4. Which state has inaugurated the National water conference ?
#5 5. Kamal Nath is the Chief Minister of which state?
#6 6. Cabinet approves to infuse _____ crore as capital in OICL, NICL and UIICL?
#7 7. The Union Cabinet has approved the Memorandum of Understanding (MoU) between India and which country in the field of sustainable fisheries development?
#8 8. The Union Cabinet gave its nod for signing and ratification of the protocol to amend the DTAA (Double Taxation Avoidance Agreement) between India & which country?
#9 9. Which country's Prime Minister paid a 5-day visit to India from February 7-11, 2020 to boost bilateral partnership?
#10 10. Sri Lankan Prime Minister (PM) Percy Mahendra Rajapaksa (commonly known as Mahinda Rajapaksa) offered prayers at the famous Lord Venkateswara temple in which state?
#11 11. A 2-day long 43rd session of the annual Governing Council meeting of the International Fund for Agricultural Development (IFAD) 2020 based on the theme "Investing in sustainable food systems to end hunger by 2030" was held at?
#12 12. FAO (Food and Agriculture Organization) headquarters in?
#13 13. Which Bank records highest growth in brand value among Top 500 Banking Brands 2020?
#14 14. As a part of the report, the list "Top 50 By Total Brand Value by Country" has been topped by which country?
#15 15. As a part of the report, the list "Top 50 By Total Brand Value by Country" what is India's Ranking?
#16 16. The Economist Intelligence Unit (EIU) has revised its Global growth forecast for the year 2020 to?
#17 17. The Economist Intelligence Unit (EIU) estimated the GDP growth for India to?
#18 18. The Economist Intelligence Unit (EIU) is head quartered in?
#19 19. According to the data released by the National Statistical Organisation (NSO) of the Ministry of Statistics and Programme Implementation (MoSPI), Retail inflation rose to a 68-month high of ______in January 2020?
#20 20. Which Social Media Giant launched "We Think Digital" Programme to provide digital literacy training to 1 lakh women across 7 states, including Uttar Pradesh (UP),West Bengal & Bihar?


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If you are a new patient to our office, the attached file contains our new patient bundle with forms that will need to be filled out when you arrive at our office. Printing them, filling them out and bringing them with you will allow us to attend to your medical needs more quickly than completing them on your arrival. Thank you and please call our office if you have any questions at all.
Patient Forms (Print & Complete All Forms Prior To First Office Visit)
Welcome to Falls Dental
Medical History
This web site uses files in Adobe Acrobat Portable Document Format (pdf) which require Adobe® Acrobat® Reader for viewing and printing. It is available to download free.
Hands down the best place to get great service and some good laughs!!!Sandra is the best is all i can say along with all the Hygienists that work there. They do great work and really go the extra mile
Sandra is kind, funny, and cared a lot about my needs and schedule. One of my front teeth had broken late on a Sunday night and I hadn't been to a dentist in quite a long time... I was able to call Monday morning, schedule a same day cleaning as a new patient, and come back on Tuesday for my tooth to be repaired. Although this was a purely cosmetic issue, Sandra made time in her schedule for me and made sure nothing would disrupt my schedule as well. Overall great experience, and I think my tooth even looks better than before 😊😁
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13 Homemade Bread Recipes: Gluten Free Bread eCookbook
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https://www.arcature.com/wp-content/uploads/2019/12/Screen-Shot-2019-10-30-at-4.23.56-PM.png 476 816 Jay York https://www.arcature.com/wp-content/uploads/2017/10/logo.png Jay York2019-11-06 12:59:122019-12-11 14:03:46Larry Light In Forbes: Can Beyond Meat Be Called Meat?
Larry Light In Forbes: Can Beyond Meat Be Called Meat?
Fighting about labeling of food and beverage offerings is increasing: Can almond milk be called milk? Can cashews make actual yogurt? Are pretzels really pretzels if made with cauliflower flour? Does a sausage made from pea protein have the right to be called a sausage? Does a peppered deli slice made from soy have the right to be called a deli meat?
Read Larry Light's take on the matter in his latest Forbes piece.


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You may have seen the movie 'Before the Flood' on youtube, in which famous actor Leonardo DiCaprio, UN envoy on climate change, explores the topic of climate change, and discovers what must be done today to prevent a catastrophic disruption of life on our planet.
DiCaprio's movie may also inspire the attendants of the 22nd Conference of Parties (CoP22) to the United Nations Framework Convention on Climate Change (UNFCCC), which officially opened today. This Climate Summit will take 2 weeks, until 18 November 2016.
It is already called the "CoP of Action", as the focus will be on the entry into force of the Paris Agreement. The CoP22 President Salaheddine Mezouar emphasized the importance of reaching tangible commitments from States and civil society during this climate change conference, particularly in the areas of climate finance and climate change adaptation.
What is Cordaid doing at the CoP22?
Together with CIDSE, the international network of Catholic social justice organizations, Cordaid will participate in 2 side events. One will be held 15 November on the topic 'Understanding Agriculture in relation to Industrial Food Systems, Compensation and Food Security'.
Climate-related hazards have a big impact on the lives of people, especially the poor.
The other on 'Solutions for Sustainable Food Systems in a Time of Climate Change', will be held 17 November. In this event, Isaac Kabongo from the Cordaid partner ECO-Uganda (Ecological Christian Organization) will speak about climate-resilient agricultural practices, based on the 'Partners for Resilience' program. For more information on these side events and on the key advocacy messages from CIDSE, see the press release.
Sanne Vermeulen, Cordaid's advocacy expert on resilience, may have the opportunity on 10 November to speak in an EU session on the linkages between climate change adaptation and disaster risk reduction, based on Cordaid's experience of strengthening people's resilience at community level.
Partners for Resilience
On 12 November, the Partners for Resilience (PfR) alliance, of which Cordaid is a member, will organize the session 'Connecting global and local ambitions under the Paris agreement: The potential of Local Risk Assessments and Forecast Based Financing', during the Climate & Development Days of 12 – 13 November. Drawing on 5 years of experience, PfR demonstrates the added value of incorporating local perceptions of risk in National Adaptation Planning.
Also, the Partners for Resilience will have speakers' slots at the Netherlands Pavillion of the CoP22. On 14 November Cordaid will lead this slot and show a short movie from PfR on building climate resilient communities in Uganda. This will be followed by comments from Isaac Kabongo of ECO-Uganda, reflections from Prof. Doreen Stabinsky (College of Atlantics, USA) and a debate with the public.
Without urgent action, millions more people will be at risk of hunger and poverty
On 15, 16 and 17 November the speakers' slots will be done by other PfR member agencies, e.g. on the outcomes of the Climate & Development Days, on a game to experience gender & climate risks, and on learning on resilience practices from Kenya.
Focus on climate resilient livelihoods
Climate-related hazards have a big impact on the lives of people, especially the poor. Therefore, promoting climate resilient agriculture is needed to safeguard food security and a decent income for rural communities. As stated in the FAO report The State of Food and Agriculture 2016 "Climate change is already affecting agriculture and food security. Without urgent action, millions more people will be at risk of hunger and poverty."
Climate Resilient Agriculture
Cordaid's experience with working on Climate Resilient Agriculture shows that it results in sustainable food production and improved livelihood security for small-scale farmers and agro-pastoralists in disaster-prone areas. However, to continue and further promote climate resilient agriculture, more political and financial support is needed.
Climate Resilient Agriculture initiatives need to be sustained, increased and improved, to face the current challenges of food insecurity, environmental (soil, water) degradation and climate change. Cordaid calls for several key elements to be included in Agricultural and Climate Change Adaptation policies and practices, which can be found in this paper.
Cordaid has worked for more than 10 years on disaster risk reduction and climate change adaptation. On our website you can find more information on our resilient communities work. We have extensive experience in (urban) resilience, Community Managed Disaster Risk Reduction (DRR), in resilient recovery (integrating a participatory DRR approach in recovery after a disaster) and in integrated risk management (combining DRR, climate change adaptation and ecosystem management & restoration).


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Beltsville, MD—Ritz Camera & Image, among the nation's largest photography retail chains, filed again for Chapter 11 bankruptcy protection, not three years after emerging from its first bankruptcy, reported the Washington Post.
Sales at Ritz Camera were up more than 20% in May, but that was not enough to support operations, said Marc Weinsweig, the company's chief restructuring officer, adding that the retailer "has lacked sufficient capital since exiting bankruptcy protection in late 2009," even following a Transcom Capital investment of $8 million in September.
"With the overhead we had, we had to exit the less profitable stores," Weinsweig said, and Ritz tried to terminate leases earlier, negotiating a payment to the landlord. "It just didn't work. So we decided to file."
As a part of the restructuring, the company, with 265 stores in 34 states, will close 128 locations and cut its staff of 2,000 by 50%. Ten locations in Maryland will close, along with four stores in Virginia.
According to the bankruptcy filing, the company said it had between $50 million and $100 million in liabilities and assets. Its largest unsecured creditors include Sony Corp. of America, Fujifilm North America and Nikon.
Stephen LaMastra, CEO of Ritz Camera, resigned his post, with Weinsweig now the interim CEO "as the company is being shopped around," reported the Post. Weinsweig said Ritz Camera plans to go up for auction in September.
Family-owned Ritz Camera Centers, the predecessor to Ritz Camera & Image, was founded as a portrait studio in 1918 by Benjamin Ritz, in the Ritz Hotel in Atlantic City, New Jersey. In 1936, Edward Ritz and his brother Benjamin expanded the company and opened the first Ritz film-processing lab in Washington, DC—introducing a concept that had plenty of growth potential.
Ritz Camera was the first chain photofinisher to offer 4×6 prints from 35mm film, as well as free bordered prints as standard. As Ritz Camera Centers expanded from that one location in Atlantic City, the firm reached out to nearby states, particularly Maryland, where a flagship Baltimore store was added in the 1930s. As stores were added, so were services and retail goods. Not just a place to have a photo taken or have a photo developed, the stores became one-stop shops for all photographic needs. Following an aggressive expansion strategy by Ed's son, David Ritz, Ritz Camera became the nation's largest photo-specialty chain with more than 1,000 stores in 47 states and the District of Columbia.
However, another victim of the digital revolution and the popularity of price competitive online e-tailers, the company faltered and saw profits decline and debts rise to more than $60 million by 2009.


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Name: Hanna Jalawan
Grade: Teaches 9 and 11
Position: English/Journalism teacher
My inspiration: People who do what they love.
Hobbies: Writing (poetry) and photography.
Three words to describe me: Patient, optimistic, and independent.
Favorite quote: "Success is not final. Failure is not fatal."
My goal for this year: Continue to make learning fun!
Reason for joining: It's a new opportunity to do more within our school, and I was a Journalism major in college!


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RC tank with a moving FPV camera using Arduino
In this instructable I show you how to build remote control tank with FPV camera. At the beginning I build only RC tank without FPV camera but when I was driving it in the house I have not seen where it is. So I came up with that I will add to it the camera mounted on a 2 servos. The range is about 100m, you can also ride with it at home. With this tank you can see what your cat is doing when you're not loo ...Read more ›


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Prices down in January according to National Homebuyers
House prices fell in January, potentially leading to a surge in the number of people seeking a fast property sale.
[UKPRwire, Thu Feb 07 2008] The latest Hometrack house price survey reveals that the average UK property lost 0.3 per cent of its value between December and January.
It is the same decline recorded in the previous month, demonstrating a definite downward trend for house prices.
This is likely to lead to more people seeking a fast property sale as they try to get the best value for their properties before prices fall further.
Annual inflation has also fallen again, standing at 2.3 per cent the lowest rate of growth since June 2006.
Further to this, Julian King of National Homebuyers says, "Anyone seeking a fast property sale will be concerned to learn that the average time to sell a property reached 8.5 weeks in the month.
"This is a level not seen since the survey began in 2001.
"Homeowners who need a quick sale must consider options away from the tradional marketing route".
Mr King is a director of National Homebuyers, the UK's leading mortage rescue scheme provider, either arranging a quick property purchase or a Sell and Rent Back agreement where the homeowner can release equity in their property and rent their home back.


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You love your home. You love the benefits of home ownership, but not the obligation. We're here to tell you that's perfectly normal! Let us help.
We are offering an innovate approach to owning your home. Hanging shelves, mounting TVs, plumbing issues, finishing the basement? Who needs the hassle! Just call us.
Not only do we offer one-and-done services, we also provide the benefit of customized plans to fit your needs. Never again should you worry about who to call for the washer being broken or the furnace going out. We're here for you!
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Not only the youngsters, even activity of coloring sheets can be a fun-driven hobby for that parents and teachers alike. They also draw joy and greatly entertain out there most productive things, by arranging, garnering, and providing these coloring page for their kids. As it isn't a couple of seconds and minutes, additionally, it takes the required time and care. So it aptly engrosses the elders in the family similar to the children, by either having the coloring printouts from computer, or by carrying your young ones to commercial stores to get it. Thus, it can be a tremendously an amusing hobby for all ages of life.
Internet entirely deserves our thankfulness, to create our task easier by giving diverse themes, models based coloring Page. As to get coloring-Pages has become a couple of minutes through the net, otherwise the parents or teachers were required to spare massive time and effort. Coloring Sheets greatly enhance our children's artistic thrust and promote the imaginative creativity in them. Wait there exists still more to coloring than what you know already. Teaching your youngster to enjoy coloring sheets also encourage a multitude of development skills including coordination, and decision-making in addition to the best way to follow-through and finish their it.
Possibly, you may be thinking that when he prepares the best instances of it, it is sufficient and perfect. No that's not the truth, teaching your infant or ones to really search for their very own coloring pages introduce children to the Internet. By teaching these phones achieve this, your baby will develop hand eyes coordination using the keyboard and mouse. Their skills on how you can search for that information they are looking for will be invaluable in latter years. Before long I'm sure your son or daughter will start to coach you on a few things about the Internet which you did not know.
It isn't something an activity of everyday life, even it can be a best thing for your kids's house party. You can use your free coloring sheet to possess a coloring contest where naturally everyone wins a prize as another fun activity. Keep in mind that these are coloring page which you'll want to retain in your kid's scrapbook forever. This simple activity can become a thing that could be handed down from generation to generation.


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Common Field 2020
Excited that I'll get to present with Living Arts (Jessica Borusky, Julianne Clark) and Suzanne Thomas, at this years Common Field Conference in Houston, TX.
We're proud to present ART EDUCATION IN THE RED: STRATEGIES FOR CULTURAL EDUCATION AND RESILIENCE IN UNDERFUNDED COMMUNITIES at this year's @common_field Convening in Houston, TX. Join us APRIL 24 at 2:30 – 4PM.
For more info, visit:
THE COMMON FIELD WEBSITE #CommonFieldHouston


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Home Equity Line of Credit: 3.99% Introductory Annual Percentage Rate (APR) is available on Home Equity Lines of Credit with an 80% loan-to-value (LTV) or less. The introductory interest rate will be fixed at 3.99% during the 12-month introductory period. A higher introductory rate will apply for an LTV above 80%.
A home equity line of credit, or HELOC, is an open-ended line of credit with the home serving as collateral, making the loan less risky for the banks. This means banks can offer lower interest rates for HELOCs, but because these interest rates are variable they can go up or down.
Home equity loans let you borrow against your home's value, but first consider the pros and cons of How to Get a Home Equity Loan. Apply with several lenders and compare their costs, including interest rates. local real estate agents know the loan originators who do the best job for their clients.
According to the Federal Housing Finance Agency, the average mortgage loan amount in the U.S. is $312,900 (as of April 2018), while home equity loan products are capped at a maximum loan amount of $250,000 for most lenders.
A NEFCU Home Equity offers you the flexibility of a home equity line of credit, a home equity. fixed rate loan option available with rates as low as 4.25% APR. Pay no closing costs for lines up to $500,000 if minimum draw requirement is met*. 1 This is an estimate based on the information you provide and we do not .
2019-05-03 · How long are home equity loan terms? Home equity loan terms come in a variety of different lengths, find out how long you have to pay off typical home equity loans before taking one out and if a home equity loan is right for you.
how to refinance mortgage with bad credit Refinance Your Home With Bad Credit – Is it possible to refinance your home when you have bad credit? How do you refinance your home with bad credit? My credit has been good for over 30 years but took a dive during this economic crisis..home equity loan with bankruptcy Bankruptcy | Can I keep my assets? | BDO Canada – Do I lose all my assets when I file for bankruptcy? Contrary to popular belief, when you file for bankruptcy, you will not lose everything.' Each province and territory has its own exemptions to the bankruptcy law that outline which of your assets, and how much equity, you are allowed to retain.
Monthly Payment Calculator Tweet Monthly payment requirements can vary, depending on whether you have a fixed loan or a line of credit that allows much smaller payments.
question-this guide will clear up any confusion and give you the knowledge you need to get the most out of your home. Chances are, if you're a homeowner, you know what home equity is, even if it isn't.
A home equity line of credit, or HELOC, is a combination of a home equity loan and a credit card. Like a credit card, it gives you a borrowing limit, which you can access as needed or go without.


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Thanks for your interest in What Do I Need For A Webinar Funnel With Clickfunnels!
I'm currently working on a detailed video to get you the latest information on this…
But in the meantime…
Checkout the best ClickFunnels offers, benefits, and features below.
In this day as well as age, the method your business runs online can make or damage you.
Exactly how do most services presently have a visibility online?
Internet sites.
The reality of the matter is, nevertheless, that websites have considerably progressed over the previous years – and the techniques of old are not sensible for contemporary organisation.
Back then, it would be sufficient to have a simple internet site with a home page, solutions, pricing, about us, as well as speak to pages.
A possible customer would go to your site, scroll around, visit the different pages and also take in material as they please.
Nevertheless, if you are a service spending any loan on advertising and marketing, you wish to manage exactly what customers are discovering on your website, existing deals at the correct time, and take full advantage of the earnings you make from each person.
Just how does one attain this?
Making use of sales funnels.
Go into ClickFunnels
ClickFunnels is the simplest method making high transforming sales and advertising funnels.
It is an one-of-a-kind tool produced specifically to transform possible customers right into purchasers.
It really is an all-in-one solution to produce sales funnels and also includes touchdown pages, e-mail assimilation, invoicing, webinars, subscription sites, therefore much more. No wonder it has quickly come to be a favored device for marketing experts.
Below is my in-depth ClickFunnels Evaluation, consisting of favorite functions, prices, pros/cons, as well as contrasts against competitors.
What Do I Need For A Webinar Funnel With Clickfunnels: But First, Just What Is a Sales Channel?
Sales funnels (likewise called advertising and marketing funnels) are multi-step campaigns that are created to move possible leads through your sales procedure, and also transform them right into customers.
Photo a real-life channel. On top, you pour fluid in, which narrows down to one taken care of destination.
In sales, a comparable occasion happens. At the top, visitors get to your site, however not all who get in make it out of the various other end as purchasers.
Numerous things need to happen from the time a visitor enters your channel, to the time they do something about it as well as effectively complete a purchase.
By damaging down the customer's trip into smaller sized steps, you could be extra precise regarding exactly how when you provide a deal to your audience.
The detailed action in a funnel may look something such as this:
- Unqualified lead gets to landing page
- Web page interacts the first offer (something totally free to gather an email).
- Once e-mail is gathered, major deal is pitched.
- Lead comes to be a paying consumer.
- More email communication supplying consumer worth.
- Further relationship building
- Persisting sales.
ClickFunnels additionally has a visuals that describes this in a simple means:.
Just what is ClickFunnels?
As mentioned previously, ClickFunnels is the very best sales funnel software around today.
The business makes the vibrant insurance claim of giving you everything you need to market, sell, and also provide your items online – and they absolutely deliver.
A standard channel will certainly use an opt-in page (to gather e-mail addresses), an e-mail automobile -responder (to send out e-mails to your clients), plus an additional sales page with some web content and also an order kind, perhaps adhered to by added web content, a subscription site, and so on
. Formerly, you would certainly have to make use of various systems as well as devices to accomplish every one of these jobs such as:
- Produce an internet site
- Locate Hosting
- Locate an autoresponder service
- Locate membership website software program
- Discover split-testing software application … and so on
However ClickFunnels takes care of whatever with their system. You not just save a lots of loan by not having to buy different products/services, yet you also prevent the technical mess of needing to set every little thing up, as well as could focus on what's actually important – growing your organisation.
ClickFunnels provides a Cost-free 14-Day Trial, so you get to discover the tool and truly see if it's appropriate for your service.
Favorite Attributes
* Swiftly Produce Pages Making Use Of Layouts and also Aspects *.
Prior to obtaining too far, it is essential to understand that a channel is a collection of pages assembled in a calculated order, with the objective of converting as several leads into customers. And a web page is merely a collection of various components designed to obtain a person to take a particular action.
ClickFunnels offers even more than 50 different aspects in order to help you build the ideal page. The editor is very simple to make use of as well as all you have to do is drag as well as go down various elements on to the page, as well as update the text and also appearance to fit your requirements – no coding skills required!
ClickFunnels likewise makes your life less complicated by giving you with a ton of totally free layouts.
Actually, ClickFunnels provides over 37 kinds of pages for you to mix as well as match with. These are damaged down right into the complying with 10 categories:
- Presell Pages: Survey Web Page, Short Article Page, Presell Page, Clickpop Web Page
- Optin Pages: Press Web Page, Reverse Capture Page, Lead Magnet, Discount Coupon
- Thank You Pages: Thanks Page, Offer Wall Surface, Bridge Page, Share Web Page
- Sales Pages: Video Clip Sales Page, Business Letter Web Page, Item Introduce Page
- OTO Pages: Upsell Page, Downsell Page
- Order Forms: 2 Step Order Page, Traditional Order Page, Video Sales Letter Order Web Page, Sales Letter Order Page, Product Introduce Order Page
- Webinar Pages: Webinar Registration Page, Webinar Verification Page, Webinar Program Space, Webinar Replay Space
- Membership Pages: Access Page, Member's Area
- Affiliate Pages: Accessibility Web Page, Associate Area
- Other Pages: Application Web Page, Ask Web Page, Shop Front, Home Page, Hero Web Page, Hangout Web Page, Live Trial Web Page
The pre-built design templates are completely adjustable, as well as are just what most users utilize.
You are able to select a layout, modify or replace the elements with your personal, and also your new web page is ready to go.
You can likewise connect any kind of channel you develop with your very own e-mail advertising solution (if you don't utilize the one included in ClickFunnels), as well as utilize the ClickFunnels built in payment system.
This is additionally a great time to discuss that ClickFunnels supplies really useful as well as understandable training videos when you first join. I highly advise going through those since they quickly enable you to make use of the tool at its complete capability, as well as you'll have much more enjoyable messing around. What Do I Need For A Webinar Funnel With Clickfunnels
* Produce One-Click Subscription Sites *.
One of the very best attributes with ClickFunnels is the ability to easily create membership websites and provide content to your audience in one area.
Your membership site will certainly come complete with enrollment web pages, membership access web pages, and also material web pages which you could quickly lock or leak feed to your customers according to purchases they made in your channel.
ClickFunnels subscription websites allow you to send emails, quickly handle your e-mails, and develop a neighborhood all while eliminating the anxiety that's associated with other options such as Kajabi, or WordPress systems.
It's truly convenient to not need to acquire a separate software program or plugin to create membership sites.
* Email Integration & Actionetics *.
With every funnel comes e-mail checklist structure chances.
ClickFunnels supports email combination with all the major email automation systems such as:
- Active Campaign
- Aweber
- Constant Contact
- ConvertKit
- Drip
- Get Response
- Hubspot
- InfusionSoft
- Mad Mimi
- MailChimp
- Market Hero
- Ontraport
- Salesforce
- Sendlane
- And others
Nonetheless, ClickFunnels also has their very own powerful automation tool called Actionetics.
Although you could develop, schedule, as well as supply emails just like any other email advertising platform, Actionetics is so much a lot more.
I love Actionetics since it not just replaces your email advertising and marketing yet messenger advertising as well as SMS marketing software applications too. This takes automation to an entire new level as well as aids you interact the perfect message to your consumers, exactly when they need it. A video review of Actionetics will certainly be offered further listed below.
* Payment and also Settlement Combination *.
An incredible function within ClickFunnels is the ability to collect all the payment details from your consumers precisely your sales page. Offering is made so much less complicated when consumers do not have to leave your site.
ClickFunnels integrates with major payment entrances such as PayPal, Stripe, as well as InfusionSoft, among others.
ClickFunnels Rates.
While you could start with the Free 14-Day Test, there are 3 different prices choices with ClickFunnels:
- $ 97/month.
- $ 297/month.
- $ 997 bulk discount rate strategy (advised).
I'll go into detail for each and every of these plans below.
1. ClickFunnels Requirement Strategy – $97/month.
The basic strategy consists of all the features you would certainly require within ClickFunnels, but with limitations on the variety of funnels (20) and web pages (100) you could have in your account, as well as the number of visitors (20K) can watch your web pages each month.
You additionally do not receive advanced functionality such as ClickFunnels very own email marketing as well as associate tracking tools.
2. ClickFunnels Etison Collection – $297/month.
This plan includes all the bells as well as whistles of the typical strategy, with no limitations. It also comes with 2 extra products created by ClickFunnels called Actionetics (email marketing) as well as Knapsack (associate management system).
In Actionetics – you can manage all of your get in touches with that register for your checklist, send out e-mail broadcasts, and develop a host of various other automations. What Do I Need For A Webinar Funnel With Clickfunnels
The distinction between the two strategies actually is the restrictions, and Actionetics/Backpack. If you are a standard user and also do not anticipate to utilize greater than 20 funnels in your account – the Standard Plan must suffice.
Nonetheless, if you prepare to have an affiliate program or want to maintain your e-mail marketing within ClickFunnels as well as not make use of a 3rd party software application, the Etison Collection is for you.
You could constantly begin on the lower plan as well as upgrade if required.
3. Funnel Hacks System – $997
For any individual that's serious concerning their organisation, the ClickFunnels Funnel Hacks System is the bargain of the century.
The $997 Funnel Hacks System contains robust training programs bundled with 6-month accessibility to the ClickFunnels Etison Suite.
This is an amazing offer since beyond this program, 6-months of Etison Collection alone would cost you $1782.
Not only are you saving $785 however you're obtaining a ton of trainings as well as guides to assist you get one of the most from ClickFunnels!
ClickFunnels Benefits And Drawbacks
- Producing funnels is extremely simple, simple, as well as quick
- All-in-one platform with whatever your business needs to win
- Split screening and also conversion monitoring consisted of
- Email assimilation with all the major email autoresponder platforms
- Settlement processing abilities within ClickFunnels
- ClickFunnels is constantly adjusting and also updating to the times
- There is always sustain readily available (whether live or not).
- Incredibly active Facebook Group Area.
- Free 14-Day Trial – permits you to attempt it take the chance of complimentary.
- As incredible as ClickFunnels is, it absolutely is not an economical remedy as well as requires a continuous subscription to utilize
- Support isn't really constantly the fastest and could take from 1 min to 1 Day depending on the issue.
ClickFunnels versus Everyone Else.
Lots of people ask how ClickFunnels compares to various other landing page home builders such as Leadpages, Unbounce, and also Infusionsoft.
Generally it's not truly a reasonable contrast due to the fact that each of these devices succeeds is one area or the other.
The chart over offers a complete evaluation – however I'll highlight a few of the significant comparisons below.
ClickFunnels vs Leadpages
Prior to ClickFunnels, Leadpages was the huge dog.
Leadpages is merely a lead capture software – absolutely nothing even more. You can create landing web pages, lead boxes, accumulate leads … that's virtually it. In addition, the Leadpages design templates are additionally limited on modification.
ClickFunnels is much more functional – it's much easier to utilize as well as does so much more than develop lead capture pages.
Simply put, Leadpages is really simply a touchdown page contractor, while ClickFunnels is concentrated around developing extremely integrated funnels.
ClickFunnels vs Infusionsoft
Infusionsoft is not a touchdown web page or sales web page builder. It has several of that functionality developed it, however that's not just what it's recognized for.
At it's core, Infusionsoft is a CRM platform – one that permits you to manage your entire customer database. ClickFunnels has this ability with Actionetics, but it's not nearly as advanced as Infusionsoft.
Infusionsoft is likewise extremely costly and also forces every new consumer to pay $2000 for a mandatory kickstart coaching package just to discover ways to use the complicated system (which is infamously challenging to use).
ClickFunnels Affiliate Program
There are 2 main paths individuals decrease as ClickFunnels users.
Those that decide to utilize the tool for their service – in hopes of eventually accomplish both Comma Club (over $1M in revenue).
And those that want earning passive revenue as a ClickFunnels Affiliate and winning the Dream Automobile Contest (where they pay $500/$1000 towards your dream car if you get to 100/200 energetic regular monthly signups, specifically).
With a whopping 40% regular monthly recurring payment, ClickFunnels easily has one of the best associate programs of any type of platform around.
That's right – you get paid a continuous 40% commission on every associate signup you make with the ClickFunnels Affiliate Program. However, what does that truly equate to?
The fundamental plan is a $97/month investment and also the Etison Suite plan is a $297/month financial investment. therefore you make $38.80 each fundamental plan and $118.80 each Etison Suite plan … every month!
On average, every 100 signups will certainly generate $4000/month in affiliate compensations (basically depending on how many Etison Strategy individuals remain in there).
Click here to learn more about ending up being a ClickFunnels Affiliate.
All-time Low Line
ClickFunnels is by far the best system if you are looking to quickly build high converting sales funnels.
Because it was developed from scratch to be the most effective sales funnel building contractor, it defeats every one of the competition in that regard.
Externally, it could not be the cheapest item around – yet if you use it to its full ability, your service will certainly come to be a lot more successful and you will certainly save loan from not having to use various other tools. What Do I Need For A Webinar Funnel With Clickfunnels
If you have actually reviewed this much right into my ClickFunnels Review, I recommend you see for yourself with a Free 14-Day Test here.


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Albo elected deputy of Abir
Pina Albo is the new deputy chairwoman of the Association of Bermuda Insurers and Reinsurers, and the first woman elected to the board.
Abir has also welcomed Convex Group as its newest member. The Bermudian-based $1.8 billion re/insurer is led by Stephen Catlin, a former chairman of Abir.
Ms Albo is CEO of Hamilton Insurance Group and fills the deputy position at Abir that was vacated by Validus Re CEO Kean Driscoll.
Mr Driscoll stepped down from the role after being appointed global chief underwriting officer for American International Group�s property and agriculture insurance.
Albert Benchimol, president and CEO of Axis Capital and chairman of Abir, said: �On behalf of the Bermuda market, I want to thank Kean Driscoll for his industry leadership and for his service to Abir.
�We welcome Pina Albo as an Abir officer and look forward to leveraging her extensive insurance leadership experience to continue Bermuda�s leading underwriting position in the global re/insurance industry.�
Ms Albo said: �I�m delighted to join the esteemed Abir leadership. Although I�ve been with Hamilton for almost two years, it didn�t take me long to realise the integral role the association plays in protecting and nurturing the Bermuda re/insurance market.
�As CEO of a Bermuda-based company, I welcome any part I can play in helping Abir, and the island, meet their objectives.�
She began her career as a lawyer in Toronto. After practicing in real estate, corporate finance and M&A, she accepted a position at Munich Re as a claims expert. During her 25-year career at Munich Re, she held increasingly senior positions. Her final position with the company was as a member of the board of executive management where her responsibilities included P&C business and operations in Europe and Latin America.
She is on the board for the IFG Companies, Blue Marble Microinsurance and Attune Insurance. She also serves as an ambassador for the Insurance Supper Club, an international organisation that aims to improve networking opportunities for women across the finance and insurance industries.
Previously Ms Albo has been a member of many industry boards, including the Board of the Insurance Information Institute, the Board of the Reinsurance Association of America, and the National Board of the Insurance Industry Charitable Foundation.
She has been recognised for her contributions to the insurance industry and has received numerous awards including the Association of Professional Insurance Women�s �Woman of the Year� in 2011. She was designated a �top influencer� in Insurance Business America�s List of �Hot 100� in 2014, and placed on Intelligent Insurer�s list of �Top 100 Women in Re/insurance� in 2014 and 2015.
Ms Albo was elected to the deputy position at Abir�s summer board meeting.
Marc Grandisson, CEO of Arch Capital Group, continues to serve as Abir�s first deputy chairman.
Also, at the quarterly board gathering, Convex Group was elected into membership of the association.
Insurance industry veteran Mr Catlin is to lead the new Bermuda-based re/insurer. He was chairman of Abir in 2015 and 2016.
Convex will underwrite insurance and reinsurance for complex specialty risks across a broad range of businesses in both London and Bermuda, and the holding company will be based in Bermuda. In dollar value of capital, it is the largest re/insurance start-up in the Bermuda market�s history.
John Huff, chief executive of Abir said: �Abir�s executive leadership bench is deep. The entire membership thanks Kean Driscoll for his exemplary service, looks forward to working with Pina Albo in her role as an Abir deputy chair, and reconnecting with Stephen Catlin and the growing team at Convex Group on behalf of the World�s Risk Capital � Bermuda.�
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Published Jul 18, 2019 at 8:00 am (Updated Jul 18, 2019 at 8:28 am)
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- On sale!
- New
Bolt-on, stock replacement turbocharger capable of ~400 Horsepower! ?
Bolt-on, stock replacement turbocharger capable of ~400 Horsepower! This turbo utilizes a genuine Mitshubishi Heavy Industries (MHI) center cartridge mated to a custom cast and machined turbine housing that bolts directly to your stock exhaust manifold. The CNC machined billet compressor wheel gives excellent top-end peformance and provides fast spool up. This turbocharger is an excellent choice for someone looking to make good top-end ho??rsepower at a reasonable price.
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Premium Car Rental
A Luxury car is a styled, luxurious automobile for comfort and satisfaction. The luxury cars are expensive and its price range is above 15 Lakhs.
Premium Coach Rental
Luxury coaches are used for long drives for smooth ride with good amenities. These a/c and non a/c versions are specially carreying for more than ten people.
Budget Coach Rental
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January 22, 2020
Cool real life "angel" experience at 12.56 minutes in.
April 7, 2017
Angels, Holy Spirit's leading, miracles…..learn how God can be highly involved in an ordinary life…. true stories by Jean Chamblee
ANGEL AT THE TIME CLOCK – True Story
December 19, 2016
Now I fully believed that we have angels working with us. I had just never seen one with wings on the earth, until that day…
I went to work in the small little town of Greenville, North Carolina. I worked at a place called S. and S. Cafeteria and it was located in the towns only mall. I drove the ten or fifteen miles to work with the radio on trying to get ready for another mundane day. I arrived on time and began walking down the hallway towards the time clock to punch in.
Out of the blue, for a moment, my eyes were opened to the unseen realm. The spirit realm. Lo and behold right before my eyes, standing beside the time clock, was a beautiful giant angel. He was tall, maybe ten feet or more, and glistened like gold. He had wings that reached to the ceiling and was so majestic looking. It was not a frightening experience, but it startled me because it was so unexpected. Then quickly, the vision closed, but I knew he was still there. I was aware of what the Bible teaches about the gifts of the Holy Spirit located in chapter 12 of the book of 1 Corinthians. That at times when the Holy Spirit desires to, He can open your eyes so that you can see what is in the spirit realm, it's called "discerning of spirits", and that is what I had experienced.
All day long I wondered what the Angel was there for. Was he there to prevent an accident? A robbery? My mind danced around like crazy with curiosity! Finally, I took my lunch break and sat down at the table with my Bible. As I was eating and reading, a young man came and sat down abruptly across from me and looked me square in the eye. He said, "I heard you were a Christian" I said, "Yes I am."
He excitedly said, "What must I do to get saved?" Well, here it was! I knew the Angel was there to see to it that this event took place. There is no greater miracle than the new birth, to become what the Bible calls "born again". When someone accepts Christ and has their name written in the Book of Life. After showing him some scripture and briefly explaining salvation, I prayed with the young man at the table to receive Jesus as his Lord. I also asked him to meet me after work to talk about the baptism in the Holy Spirit which he was excited to do! I figured he needed the whole package!
The young man did meet me in the parking lot after work and received the baptism. It was incredible. I felt like I was living in the Book of Acts! The Holy Spirit descended on him and he was filled with God's presence and spoke in tongues right there in the parking lot! Never think God is limited to a church for a holy experience to take place! The whole earth is filled with His glory!
I knew that this had been a divine appointment. A special one because God allowed me to see the presence of the Angel, although they are surrounding us in the spirit realm all the time, especially if we are believers. This man's life was now transformed. I don't remember his name, but I saw him a year or so later and he said he was going to Bible school to be a minister. He wanted to be a Pastor. I knew God was taking good care of him and it was a blessing to have been allowed to take part in his journey.
How cool to think of the angels involvement in our lives. All going on around us in the unseen realm! They are around you too! The more we pray and walk in faith….the more they are activated around us!
Hebrews 13:2 "Do not forget to entertain strangers, for by so doing some have unwittingly entertained angels."
1 Corinthians 12:7-11 " But the manifestation of the Spirit is given to each one for the profit of all: for to one is given the word of wisdom through the Spirit, to another the word of knowledge through the same Spirit, to another faith by the same Spirit, to another gifts of healings by the same Spirit, to another the working of miracles, to another prophecy, to another discerning of spirits, to another different kinds of tongues, to another the interpretation of tongues. But one and the same Spirit works all these things, distributing to each one individually as He wills."
copyright 2011 Jean Chamblee (revised excerpt from "A Secret Life In the Secret Kingdom")
June 13, 2016
Jean Chamblee Passing The Torch Session 12 ANGELS From the series "How Do I Know When God Is Talking To Me?"
ANGELS AT WORK IN THE UNSEEN REALM (true story )
February 12, 2014
I was so excited about learning to be led by the Holy Spirit and the things God was allowing me to do. Still, it was a growing process.
One summer, between college semesters I went to Statestown to visit my parents, I had an unusual experience. I got up early to go into town to pick up a few things, it was around 10 o'clock in the morning. I had the thought while I was driving, "Why don't you go to Lakeview Park." I reasoned in my head with what I assumed was my own thought. "I'll go later", I said to myself.
The day continued and I was enjoying visiting my hometown. While I was driving down the road, the thought came to me again, "Why don't you go to Lakeview Park." Reasoning with myself again I said, "Maybe I'll stop by and visit Sarah who lives close to the park and then I'll go."
I drove to Sarah's house and she was not home, I drove past the park, but I really did not want to go there and continued driving across town. Once again, the thought came quite loud in my mind, "Why don't you go to Lakeview Park." I began to catch on to the fact that maybe this was not my own thought. Maybe it was the Holy Spirit telling me to go to the park. The thought had come to me three times during the day.
I turned the car around and headed to the park. There was only one way to find out if this was just in my head or if the Lord had a divine appointment for me or something. As I drove up, my eyes fell on a car parked under a tree. I knew in my spirit, that gut feeling, that this was the person I was supposed to talk to. I got out of the car and walked over to him. I never really know what to say, but had learned that honesty is the best policy.
I spoke to him and said, "Hello, this may seem strange to you, but I felt like the Lord wanted me to come over here and tell you that He loves you." As I looked at him, tears burst from his eyes. "You have no idea, you have no idea!" he said. He went on to explain that he had lost his job that morning and his girlfriend had broken up with him the night before. He was at his wits end and had a loaded gun waiting for him to come home and kill himself. He loaded the gun and laid it on the chair and decided to go to the park and smoke his last pack of cigarettes. I glanced at the pack sitting on his dashboard and there were only two left.
I talked to him about Jesus and the plan of salvation. He was eager to receive Him. He knew that God had brought me to him just in time. We prayed together and he grabbed my hand, weeping as he prayed. I could feel the Holy Spirit come so sweetly in our midst. This man was transformed that day, he had a whole new lease on life.
Now the funny part to me came to light when we were talking after we had prayed. He said, "I have been at this stupid park three times today, trying to finish up this last pack of cigarettes." I almost busted up laughing as I pictured the angels trying to get me to go to the park three times that day. There was such gravity to the situation, but it made me laugh to think what must have been taking place in the spirit realm that day. All the effort to get our paths to cross. The angels that must have been working in the unseen realm to get me to hear and obey God's voice and to get that guy to the park. God is amazing. God is love! His life was changed forever and so was mine! What an adventure it is to learn to serve the Living God. It is so worth taking the time to seek Him and learn to recognize His leading.
Romans 8:14 "For as many as are led by the Spirit of God, these are sons of God."
Exerpt from the book by Jean Chamblee "A Secret Life In The Secret Kingdom" available on Amazon, also kindle and Barnes and Noble


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Shopping for a bells dress can appear with an affecting admixture of action and anxiety. According to a new abstraction from The Knot, however, for women aloft a admeasurement 10 the acquaintance tips against the latter.
"The Knot 2019 Abstraction for Admeasurement Inclusivity" polled 1003 women ages 18-49 and begin there were notable differences amid the all-embracing acquaintance for shoppers who are a admeasurement 12 or above. "Nearly 50% of brides admeasurement 12 were affected activity into dress arcade (two times added than brides beneath admeasurement 12)," the abstraction states.
Some of the top arcade challenges for brides beyond the admeasurement spectrum accommodate award a dress in their amount ambit (44% of brides beneath a admeasurement 12, 47% of brides at or aloft a admeasurement 12) and adversity free what appearance looks best on them (35% of brides beneath a admeasurement 12, 37% of brides at or aloft a admeasurement 12). The alienation begins to abound back it comes to options. For brides at or aloft a admeasurement 12, 33% acquainted that there were too few options in their admeasurement as compared to 14% of brides beneath a admeasurement 12.
Most brides (70%) accent a dress that makes them feel assured and beautiful. However, the abstraction posits that 57% of brides beneath admeasurement 12 additionally focus on award a dress that "feels like them/ their style." For 12 brides this amount is 48%.
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Based on a time course model of interruption and resumption, the current thesis aims to inspect cognitive processes after being interrupted by product advertisements while performing a shopping task with a smartphone application. In doing so, different levels of mental workload, which are assumed to influence human performance as well as resumption strategy choice in this context, are taken into account. Within the applied research approach, cognitive modeling in the framework of the cognitive architecture ACT-R is combined with the development of a corresponding experimental design. The derived model predictions are validated with a 2x3-factorial design that includes repeated measures upon the second factor, and consists of 62 human participants. In detail, the influence of mental workload (high vs. low) and interruption (no vs. low vs. high) on various aspects of task-related performance and the applied resumption strategy is assessed. While the inspected performance parameters and resumption strategy choice usually point towards the expected direction for the model data, a converse pattern for the human data shows up in most cases. Comparing model and human data for each level of workload displays rather mixed results that are discussed afterwards. An outline of potential expansions and toeholds for future research within and beyond the mobile sector forms the completion of the thesis.
|Wirzberger, Maria
|Bibtex Type:
|Thesis (mastersthesis)
|TU Berlin
@mastersthesis{Wirzberger2014Smart@load, title = {Smart@load? Modeling interruption while using a Smartphone-app in alternating workload conditions}, author = {Wirzberger, Maria}, school = {TU Berlin}, year = {2014} }


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