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Online Courses in AutoCAD
The following descriptions are for some common AutoCAD courses that are available online.
- Introductory AutoCAD Course: These courses offer sketch and design training via AutoCAD. Essential AutoCAD functions are covered, including setting up and editing drawings, dimensioning, plotting and layering.
- Advanced AutoCAD Course: This class expands on basic AutoCAD functions and introduces solid modeling topics, parametric design and parametric rendering. Students explore ways to customize AutoCAD software products to support independent and special-needs projects.
- Programming for AutoCAD Course: Students use Visual Basic to generate and assemble AutoCAD databases. Course content includes fundamental functions of ActiveX Data Objects, which students use to link desktop databases to AutoCAD.
- AutoCAD and Interior Design Course: Classes present the functions of AutoCAD that are often used by students of interior design. Participants learn to plot floor, lighting and electrical plans, to produce drawings with unconventional angles and to generate drawing plots that feature multiple scales. Content includes layering, dimensioning, blocks and display commands.
- Print Reading for CAD Design Course: This course is a foundation for further CAD learning. Students acquire the basic skills needed to read blueprints, engineering and technical drawings.
- Geometric Construction Course: In this course, students will learn about drawing perpendicular and parallel lines. Other topics include ellipses, polygons and the creation of bisectors.
- Civil Drafting Course: This course will help students to enhance their skills associated with roadway layout drawings. Students will also practice drawing plans from land surveys.
Program Information
Online classes are offered as part of diploma and certificate programs in AutoCAD technology and may be focused on a particular field, such as architecture, interior design, mechanical and civil engineering or construction. Coursework in AutoCAD software trains users to create technically complex 2- and 3-dimensional drawings via computer-aided drafting (CAD) techniques. Students will need AutoCAD software, though most schools provide it. Courses may be offered through independent study or on a specific timeline that focuses on interaction among students and instructors.
Online AutoCAD drafting classes are available via standalone courses, and diploma and certificate programs. Students will study print reading, geometric construction and civil drafting, among other topics.


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White - Multi - V neck Collar - Viscose - Nightdress
Product Code: 1019046
Fabric Details:
Made by natural fibres, gives a soft, easy, comfortable feel and use. Plus a higher capacity of holding moisture. 100% Viscose
Product Measurements on Image:
Size: S
Chest: 33.07 inch
Waist: 27.56 inch
Hips: 37.80 inch
Height: 25.98 inch
You can return your online purchase in its original package within 14 days from the delivery date, as long as it hasn't been worn and the hygienic label has not been removed.

subset: commoncrawl


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Myth or Fact? Forgetting is a 'technical snag' in the brain.
To learn more about adult neurogenesis, check out these articles:
Resolving New Memories: Adult Neurogenesis
Keeping Memories Fresh by Keeping Glutamate In Check
Don't Remember Your Baby Days? Blame New Neurons!
To learn more interesting things about the brain, check out our 52 Brain Facts!
Latest posts by knowingneurons (see all)
- What Is Consciousness? [Podcast Collaboration] - May 16, 2019
- Video: Can Neuroscience Explain the Mandela Effect? - October 3, 2018
- Announcing the Knowing Neurons Patreon - March 15, 2018


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Helping You Navigate The Appeals Process In Georgia
After a guilty verdict, the criminal justice system can seem hopeless. You trusted the judge, jury and lawyers on your case to exonerate you from allegations, but they did not attain justice for you. Where do you go from here?
Peachtree City attorney Holly Peace specializes in criminal appeals and can help you navigate the next step in the process. Your case is not over after the trial — Holly can take your case to the next level for review. Whether it is the Georgia Court of Appeals or Supreme Court of Georgia, she is admitted in both courts and has the know-how to undo the unjust result of your case. Holly has argued appeals in Fayette, Coweta, Spalding, Meriwether, Monroe and Clayton counties.
Holly gained notoriety for winning her first appeal in the Georgia Court of Appeals concerning an illegal search. You can read about the case here.
Call For A Free Initial Consultation
Call 678-257-2434 or complete our contact form to find out how Holly can help you in appealing a conviction, reducing a sentence or withdrawing your plea.
Learn more about other types of post-conviction relief.


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Droughts Germany
Vulnerabilities - Germany
The summer of 2003
The hot and dry years in the 1990s, and particularly the year 2003 have shown that Germany can be hit by low water and drought, in spite of lying in the temperate climate zone. In Germany this exceptionally long dry and hot phase has led amongst other things to increased risk of forest fires, losses in the agricultural sector, restrictions on inland waterway traffic and on the operating times of thermal, hydroelectric and nuclear power plants.The reinsurance company Munich Re estimates the costs of the heat wave of 2003 in Germany at more than 1.2 billion € (18). Others report an agro-economical impact of this drought event for Germany of 1.5 billion EUR, and 15 billion EUR for all of Europe (25). However, the supply of drinking water was not threatened during 2003 (19,21).
The summer of 2015
Almost 75% of the area of Germany was under at least moderate drought in July 2015. During August 2015, the total area under drought decreased, but the areas of extreme and exceptional drought conditions increased to 22% and 5%, respectively (26).
Regional differences
The degree to which a region is hit by changes in runoff depends strongly on the size of the change and on the initial situation. Especially regions that presently have an unfavourable water balance and low runoff, such as e.g. the central regions of Eastern Germany, can be strongly impacted by climate change. In these regions, the shift of precipitation from summer to winter leads to further decreases in summer runoff, when the situation has already been difficult in arid years, and causes further water shortages. Even if the results vary between climate models, there is considerable evidence that climate change will increase the risk of arid periods and droughts (17).
Low river runoff
If one merely considers the impacts of climate change on runoff (decrease in seepage water quantities, seasonal shift of precipitation, increased evapotranspiration), there is a slight reduction in annual runoff in the north and northeast, and a slight increase in the south. The differences in summer runoff are greater (21).
Flood and drought conditions in five large river basins in Germany (covering 90 % of the German territory) were estimated from a large number of (regional climate) model projections (based on several models and the A1B emission scenario of moderate climate change) (24). The results for 2061–2100 (compared with 1961–2000) show that many German rivers may experience more frequent occurrences of current 50-year droughts with a moderate agreement by 60–70 % of projections. The results show very large differences between the projected changes for different model projections, however. The uncertainty of the extreme event projections is too large to identify the robust change signals for most German rivers. Robust changing signals agreed by more than 80 % of projections include more frequent extreme droughts in the Rhine basin in 2061–2100. The current 50-year droughts may occur more often with a frequency of <25 years along the Rhine River and its tributary Moselle over the last 40 years of this century. The major trigger of the significantly drier conditions in the Rhine is the significant decrease in summer precipitation (about 13 %) (24).
During the summer there will be much less water available than at present. Between 1990 and 2080 the runoff in summer, depending on the climate model used and the emission scenario considered, will show a decrease of up to 43 percent (22). Rivers with a markedly Alpine runoff regime will also be affected by other components, such as accelerated melting of glaciers or permafrost soils and changes in the stability and thickness of snow cover (21).
Consequences of droughts
More-frequent low-water periods during summer dry periods will affect cooling-water availability and ecological health. Extreme wind and precipitation events could increase, thereby increasing erosion risks and the possibility that pollutant concentrations, waste fertilisers and waste pesticides, from various areas, can find their way into ground and surface waters (20).
Increasing water and bottom temperatures of aquatic systems in summer will, among other effects, reduce lower oxygen concentrations in water bodies. Since Germany's drinking-water supplies are obtained largely from locally available groundwater resources, and only partly via bank filtration or from surface waters (for example, reservoirs), no fundamental problems in drinking-water supplies are expected even under changed climatic conditions. On the other hand, regional scarcities might occur in areas that suffer extensive periods of drought (20).
Low summer water levels in surface waters tend to increase water concentrations of undesirable substances. Such substances burden ecosystems and, where drinking water supplies are obtained via bank filtration, can increase overhead and expense in drinking-water purification. Increasingly frequent dry periods during summer months would tend to intensify drying of wetlands and bogs. Such trends would impair the ability of intact wetlands and bogs to buffer strong-rainfall events (20).
The definition of drought
Drought is a natural phenomenon defined as sustained and extensive occurrence of below average water availability. Drought should not be confused with aridity, which is a long-term average feature of a dry climate. It is also distinct from water scarcity, which constitutes an imbalance between water availability and demand (1).
Four different types of drought have been defined (28):
- Meteorological droughts relate to a deficiency of precipitation.
- Hydrological droughts reduce streamflow and low water levels of reservoirs and lakes. Hydrological droughts mainly affect water resources management, power plant cooling, irrigation, and inland navigation. Groundwater droughts are a special case of hydrological droughts (van Lanen and Peters 2000, Kumar et al 2016). They occur when water deficiencies reach deep subsurface storages resulting in exceptionally low groundwater levels, groundwater recharge and baseflow. They reduce the supply of fresh water, where groundwater is the major source for drinking water supply.
- Agricultural droughts are characterized by low soil water availability for plants, potentially leading to reduced biomass and yield or crop failure.
- Socioeconomic droughts can emerge from all of the aforementioned drought types. It is characterized by a shortfall of water supply (water scarcity) leading to monetary losses.
High temperatures are not a necessary component of drought conditions, dry winters can lead to water resources stress in the following summer.
Droughts might manifest themselves either as short but extreme single season droughts (such as the hot summer of 2003) or longer-term, multi-season droughts, and they might be local or widespread in nature (7).
Vulnerabilities in Europe
The European Commission has estimated that at least 11 % of Europe's population and 17 % of its territory have been affected by water scarcity to date and put the cost of droughts in Europe over the past thirty years at EUR 100 billion (1).The drought of 2003 caused a total economic cost of over €13 billion in around twenty European countries (2,7).
Vulnerabilities – European trends in the past
There is no clear evidence that a widespread change in droughts has occurred in Europe over the last century or over the last decades (6). There is no evidence that river flow droughts have become more severe or frequent over Europe in general in recent decades (3), nor is there conclusive proof of a general increase in summer dryness in Europe over the past 50 years due to reduced summer moisture availability (4). Strong increases in the area of combined severe dry and wet conditions in Europe over the last three decades have also been identified, though, and it has been suggested that without global warming droughts would have been smaller and less pervasive (13).
Regional differences
Despite the absence of a general trend in Europe, there have been distinct regional differences. In particular, more severe river flow droughts have been observed in Spain, the eastern part of eastern Europe and large parts of the United Kingdom (3). However, in the United Kingdom there is no evidence of a significant increase in the frequency of occurrence of low river flows (5).
Increasing drought deficits were observed in Spain, eastern Europe and large parts of central Europe with changes in precipitation cited as a major explanatory factor (11). Others (12) have indicated that the proportion of Europe experiencing extreme and/or moderate drought conditions has changed significantly during the twentieth century with fewer droughts over Scandinavia, Netherlands and the Ukraine and more in areas of eastern Europe and western Russia.
Water extraction
Water extraction as well as water management across catchments and changes in land use and management also make it very difficult to attribute changes in average water discharge, floods and droughts to climate-change forcing (8).
Changes in drought severity for western Europe have been attributed to a changing climate but for eastern European countries the increased extraction of water for economic expansion is also a significant factor (15). It has been suggested that the influence of increases in water consumption on future droughts may even be of the same magnitude as the projected impact of climate change (16).
Vulnerabilities – Future projections for Europe
River flow droughts are projected to increase in frequency and severity in southern and south‑eastern Europe, the United Kingdom, France, Benelux, and western parts of Germany over the coming decades. In snow-dominated regions, where droughts typically occur in winter, river flow droughts are projected to become less severe because a lower fraction of precipitation will fall as snow in warmer winters. In most of Europe, the projected decrease in summer precipitation, accompanied by rising temperatures which enhances evaporative demand, may lead to more frequent and intense summer droughts (9).
As a result of both climate change and increasing water withdrawals, more river basins will be affected by severe water stress, resulting in increased competition for water resources. The regions most prone to an increase in drought risk are the Mediterranean and south-eastern parts of Europe, which already suffer most from water stress (10).
According to research based on six regional climate models, there is not a simple north–south pattern of decreased–increased drought, with models projecting fewer events for parts of the Iberian Peninsula and parts of the Mediterranean. Considerable uncertainty exists at the regional scale. For example, for Britain and northern Spain, different models project both increases and decreases. … All models project longer and more severe droughts in the Mediterranean and shorter, less severe, events for Scandinavia with greater uncertainty as to the direction of change for the rest of Europe (14).
The use of six regional climate models has demonstrated the range of uncertainty in future projections of even mean precipitation across Europe, but also enables some generalizations to be made. Increases in precipitation are likely during winter and these are likely to be largest and most persistent for northern Europe. In contrast, large decreases in precipitation are likely during summer, these being largest in southern Europe (14).
For longer-duration droughts there is a clearer spatial pattern, which indicates fewer droughts in northern Europe due to larger increases in winter precipitation and more droughts of increasing severity in the south (14).
Droughts may strongly affect biodiversity all across Europe. Some examples (8):
- The environmental impacts of droughts can be exacerbated by unsustainable trends in water use. The worst combination appears when drought strikes freshwater ecosystems already weakened by excessive water withdrawals. For example, Lake Iliki, some 100 km northeast of Athens, has been reduced to a third of its original size, partly by a severe drought in 2000 but also as a result of increasing drinking water demand. Likewise, Lake Djoran, located between Greece and the Former Yugoslav Republic of Macedonia, is at risk of drying up, thus threatening one of the richest inland fishing stocks in Europe.
- Wetlands are particularly vulnerable to drought. The drought that affected Spain in the first half of the 1990s reduced by 97 % the flooded area of the Natural Park of the 'Tablas de Daimiel', the most important wetland area in the interior of the Iberian peninsula. Here too, water withdrawals, in this case for agricultural purposes, contributed to the loss.
- Droughts can cause the deterioration of water quality in rivers, lakes and reservoirs by exacerbating algal blooms that reduce the oxygen available for aquatic species. In the summer of 1999, for instance, these processes affected many lakes in Finland.
- Droughts may also weaken the resistance of certain plant species to plagues and increase their susceptibility to forest fires, as happened in the Greek island of Samos in the summer of 2000.
- Finally, drought can threaten the very survival of species in certain areas. The prolonged drought that affected southern Spain in the mid 1990s caused a high mortality rate among maritime pines and severely withered green oak and cork oak forests.
Soil erosion
Droughts may also trigger soil erosion, mainly in Mediterranean areas. One way this happens is through a reduction in vegetation cover caused by forest fires or by increased plant mortality due to water stress. In addition, when the soil is very dry, the water infiltration rate decreases. Consequently, if a period of drought is followed by heavy storms, erosion is triggered by surface runoff. The problem is especially acute in the arid and semi-arid Mediterranean areas where the process may lead to desertification (8).
Adaptation strategies
Europe should view 2003 as a wake-up call. The 2003 drought should be the catalyst for actions aimed at reducing drought impacts across all relevant sectors (7). Drought is not mentioned in European energy policies. Similarly European transport navigation policy makes no reference to low flow conditions, whereas health policies make few provisions for reduced water supplies and deteriorating water quality. Drought is one criterion for exemption to the requirements of the Water Framework Directive – an increasingly likely situation. It makes no provision for managing biodiversity protection during severe droughts (7).
In contrast to internal policy, drought is addressed as a real issue in EU development policies. Drought is seen as a threat to sustainable development, a humanitarian issue and a driver of mass migration and political instability (7).
EU policy orientations for future action
According to the EU, policy orientations for the way forward are (23):
- Putting the right price tag on water;
- Allocating water and water-related funding more efficiently: Improving land-use planning, and Financing water efficiency;
- Improving drought risk management: Developing drought risk management plans, Developing an observatory and an early warning system on droughts, and Further optimising the use of the EU Solidarity Fund and European Mechanism for Civil Protection;
- Considering additional water supply infrastructures;
- Fostering water efficient technologies and practices;
- Fostering the emergence of a water-saving culture in Europe;
- Improve knowledge and data collection: A water scarcity and drought information system throughout Europe, and Research and technological development opportunities.
Adaptation activities currently seem to be focused on flood management and defence, while adaptation measures related to the management of water scarcity and drought, although recognized as equally damaging, do not yet seem to be widespread (2).
The German drought monitor (GDM) focuses on agricultural droughts (26). Drought monitoring and early warning systems are designed to identify water deficiencies in climatic or hydrologic variables. They aim to detect emergence, probability of occurrence and the potential severity of drought events (27).
Several adaptation measures may be implemented to compensate for the future increase of the frequency and intensity of droughts (17):
- The likely occurrence of periods of low water and aridity call for sustainable land use management, which secures the retention of water in the landscape. Such improvement of the landscape water balance has additional advantages for flood protection;
- As a further measure of precaution the infrastructure should be built to store sufficient amounts of water in dams, and to open the possibility of transporting water through long-distance pipelines;
- Suitable water saving measures should be implemented in industry, agriculture, forestry and private households, to avoid restrictions of usage;
- Agriculture and forestry will have to prepare for water shortages by adapted cultivation techniques and modern water-saving irrigation devices;
- Further adaptation strategies to expected climate change in Germany are financial safeguarding through insurances against flood damage and drought-related yield losses, as well as the creation of reserve funds for damage reparation and future adaptation measures.
The references below are cited in full in a separate map 'References'. Please click here if you are looking for the full references for Germany.
- EC (2007a), in: EEA (2009)
- Anderson (ed.) (2007)
- Hisdal et al. (2001), in:EEA, JRC and WHO (2008)
- Van der Schrier et al.(2006), in:EEA, JRC and WHO (2008)
- Hanneford and Marsh (2006), in:EEA, JRC and WHO (2008)
- Van Lanen et al. (2007), in: EEA (2009)
- Eisenreich (2005)
- EEA, JRC and WHO (2008)
- Douville et al. (2002); Lehner et al. (2006); Feyen and Dankers (2008), in:EEA, JRC and WHO (2008)
- Alcamo et al. (2003); Schröter et al. (2005), in: EEA, JRC and WHO (2008)
- Demuth and Stahl, 2001, in: Blenkinsop and Fowler (2007)
- Lloyd-Hughes and Saunders (2002), in: Blenkinsop and Fowler (2007)
- Dai et al. (2004), in: Blenkinsop and Fowler (2007)
- Blenkinsop and Fowler (2007)
- Lehner et al. (2006), in: Blenkinsop and Fowler (2007)
- Lehner and Döll (2001), in: Blenkinsop and Fowler (2007)
- Zebisch et al. (2005)
- Eisenreich (2005)
- Demuth (2004), in: Zebisch et al. (2005)
- Government of the Federal Republic of Germany (2010)
- Government of the Federal Republic of Germany (2006)
- Cramer et al. (2005), in: Government of the Federal Republic of Germany (2006)
- Commission of the European Communities (2007)
- Huang et al. (2015)
- COPA-COGECA (2003), in: Zink et al. (2016)
- Zink et al. (2016)
- WMO (2006), in: Zink et al. (2016)
- WMO (2006); Mishra and Singh (2010), both in: Zink et al. (2016)


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Security video of Mark Anthony Smith arrest
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Learn to use the lesser-known features of the world's most popular presentation software, PowerPoint 2016. Find out how to customize PowerPoint by tailoring the interface and adding frequently used tools to the Ribbon. Create more engaging presentations by formatting images, creating custom icons, and animating transitions with the Morph tool. Then prepare for a standout presentation with tips on rehearsing, adding speaker notes, and creating handouts. Author Jess Stratton also offers in-depth advice for working with Excel data in PowerPoint, including how to embed charts into slides, embed an entire spreadsheet as an object, and dynamically update text from Excel in a slide.
Duration: online


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The entrance requirements for the Master of Arts (MA) Program in English are:
A baccalaureate degree from a regionally accredited institution with at least 36 credits in English, exclusive of freshman composition. (Applicants who present fewer than 36 undergraduate credits in English may remedy this deficiency by taking additional courses as recommended by the English graduate committee.)
A 3.0 overall cumulative undergraduate grade point average. Applicants whose undergraduate grade point average in English is less than 3.0 may be admitted on the basis of GRE scores. Please note that the GRE is otherwise not required for application to the MA program.
We offer two concentrations in our MA program: a Literature track and a Creative Writing track. When you are applying, be sure to indicate which track you intend to pursue.
Please submit the following materials to the Graduate School (not the English Department) to apply to our MA program:
All applications are submitted through an online application system. To begin your application, create an account or log in to the system and pay the application fee. All documents listed below must be uploaded to the system in order for you to have a complete application for review.
All undergraduate transcripts, including schools with transfer credits, in sealed envelopes
One essay stating intent and objective of your graduate studies
Three letters of recommendation
Academic Writing Sample (totaling 10 pages)
- For students applying to the Creative Writing track you should also submit a Creative Writing Sample of 10-20 pages. This can be prose, a small collection of poetry, or a multigenre work.
The English department begins reviewing applications in the fall semester on March 1st and for the spring semester on October 1st. Late applications may be considered; however, applicants should contact the graduate coordinator before submitting their application.
Applications for the Creative Writing track are only considered for fall semester admission. We strongly recommend that applicants for this track submit their applications by March 15th.


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|Doughnuts and custard for breakfast, anyone?
Yeee ha! You know that vibe you get when you walk into a place and everyone (staff included) are enjoying themselves, Miss Kitty's has that vibe in spades. Whether you come for breakfast and enjoy their crazy breakfast menu, or rock up for dinner to share some tasty bits with your mates (try the baby pork or the poutine) you will have a great time.
Cuisine: Soul food, share plates
Price range: $$
Must try: chorizo and slow cooked eggs
Read the full review here.


text: We're really sorry... ...we don't currently have that one in stock Please add your email and we'll notify you when it's back 20 Watt Knuckle-Mount LED Flood Light (Back to product) Home » Lighting » Uplights20 Watt Knuckle-Mount LED Flood Light (Enlarge) Price: $75.00 Quantity:This knuckle-mount LED flood light emits 2,200 lumens of cool, natural, or warm white illumination. Consuming only 20 watts of power, the energy-efficient LED fixture replaces 50-watt metal-halide (MH) lights with comparable output. The weatherproof LED flood light has a black powder-coated die-cast aluminum housing and a tempered glass lens. Its adjustable knuckle-mount bracket allows for illumination where it's needed and easily installs in outdoor junction boxes that have 3/4" threaded hubs. The wide 110� beam pattern is perfect for subdivision sign lighting, business sign lighting, building facade lighting, architectural wall washing, outdoor displays, and security lighting.« Previous | Next »


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Placements of IIM Indore for year 2011
IIM Indore conducted 5 days placement drill for the students of 2009-11 batch.
Around 100 companies participated in the placement process cross the functions of finance, marketing, HR, operations, strategy and IT.
Salary packages this year increased by 27% from last year.Highest salary package offered was 32 Laks per annum by a investment bank.Around 12% students secured 20 Laks per annum.50% students secured offers in the range of 14 – 18 Laks Per annum.
Thirty-two percent of the companies that visited the campus were first time recruiters.Recruiters this year included industry stalwarts like Procter & Gamble, Hindustan Unilever, Boston Consulting Group, Deloitte, Goldman Sachs, Edelweiss, Standard Chartered, JP Morgan Chase, Deutsche Bank, and Ocwen Financial Corporation.
Twenty-eight percent of the students accepted finance roles and 25% accepted consulting roles. This is a marked change from previous years when finance roles dominated more than 40% of the placements.Over 20% of the batch selected Sales and Marketing related functions as their preferred choice of career.
The IT sector recruited in large numbers with giants like Microsoft, Cognizant, Infosys, HCL Technologies, L&T InfoTech, Hewlett Packard, iGate, MindTree Consulting and Mphasis offering roles in IT Consulting, Project Management, Sales, Business Development, Corporate Strategy and Human Resource.


text: Mr Porter, the new male version of online luxury shopping site Net-A-Porter, is finally live and ready for action. The plan is to ride the big wave of demand amongst men seeking stylish clothes – online. The high-end e-tailor will offer 80-plus leading international brands including Gucci, Jil Sander, Burberry, YSL, Ralph Lauren Purple … Continue Reading


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January Blues - No time for those...
30 Jan 2018
As the month draws to a close we can take a small breath before we launch into two huge projects, one of which is right here in Belfast the other in Birmingham.
The days went by so quickly as did the projects and we had to trail the group what's app to remind ourselves of what has actaully happened this month. Working with clients such as the Ulster Hall, Colaiste Feirste, Moy Park and Danske Bank we had our hands full but we still managed to work on a few other lovely wallpaper jobs too most notably the bedroom feature wall last week.
With a few new team members on board we are very much growing team, that being said we are conscious that our work must remain at the same standard and we must also make improvements were we can if they are required.
No job is the same, some bring more challenges than others but as we have said many a time it is how you react to the challenge - and we love a challenge!
This month has been a whirlwind, but now our focus is on the remainder of the quarter, having said that take a look as the jobs in January really do look fantastic so no blues here!!


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Excerpt from Page 24Published December 2, 2016
The Last Missionary | Bob Walters
Excerpt from Page 24:
Tenke, 1998
The first time I visited Tenke was back in 1998. I was on my first district
bicycle tour, and Tenke was where I finished.
We were deep in the Lubudi District when the district conductor (lay leader) and
I decided that in order to make our Sunday appointment at Tenke, we were going
to have to leave the rest of our team and strike out across the mountain on our own.
Pushing our loaded bikes up the mountain, through high grass, on trails that frequently
disappeared, we quickly ran out of food and water. He spoke no English
and I spoke no Kiluba. We made a comical pair.
This is where I began to develop a faith walk that trusts my personal survival to the
ones I came to help. I was days from my comfort zone, without food or water,
unable to speak the language, dependent upon someone I had met just the previous
week, lost in a jungle on the other side of the world from my home in Indiana,
in the middle of who knows where, suffering heat with a humidity to match, and
the mountain goes straight up. I've never been so spent and so lost, and yet I've
never been so centered and at one with the universe.


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Brit fashionista abroad Louise Roe is bring a slice of 'vintage Upper East Side' style to our shores with the launch of her latest collection for Stylistpick.com. You can shop the fashion maven's 3rd drop from 4pm today, and it's every bit as chic as the lady who designed it.
Latest Stories
Mixing elegance and androgyny, there are slipper shoes and portfolio clutches amped up with snakeskin finishes and studs. Big enough to fit in all your working day essentials and still go straight out to dinner, Louise has dubbed the gorgeous arm candy the 'fashionista's briefcase'. High-octane glamour comes courtesy of the Louis Vuitton inspired metal toecap courts, but clever Louise has catered to the comfort factor too with 'Charlotte' – suede buckled wedge boots that come in khaki and brown. We're crushing on the 70's inspired 'Julietta' three tone platforms – it's just a case of deciding which colour way to go to. Finally, there's a dainty gold jewellery set to provide the finishing touch to your look. Trust someone as stylish as Louise to think of everything. GG
All shoes, £45, clutches, £38 and jewellery set, £25, Louise Roe for Stylistpick.com


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Degrees and Certifications:
Bachelor of Science- Environmental Science 2015 Master of Science- Environmental Science 2019
Mrs. Samantha Stanley
My name is Samantha Stanley. This is my first year at Dawson High School. I have a background in Environmental Compliance and have worked in industy for 3 years. I earned my B.S. and M.S. in Environmental Science with a minor in Biology from University of Houston Clear Lake. I look forward to an awesome year!
Conference Period: 5th Period (10:56 - 11:45 AM)
Schedule: Astronomy 1st - 4th Period; IPC 6th & 7th Period
Tutoring: Monday, Tuesday, & Thursday from 12:16 - 12:46 PM (Room 3101)


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HI there my Friends at HairDesignerTV and fellow stylists, I just posted a new cut within my "Hair Cut Library" I have been noticing a growing trend in the world of Instagram Fast learning, Many stylists showing clever trick and techniques which all have great value. My only concern is the amount of times a... Continue Reading →
Visions Of Love
Hi there my Friends at HairDesignerTV and Fellow stylists. Did you see the Royal Wedding? I loved each moment, every aspect was stunning especially Meghan. What a beautiful bride! Windsor Castle proved to be the ultimate backdrop for a Fairy Tale Wedding. I personally have so many wonderful memories of playing in Windsor as a... Continue Reading →
Bouffant pony tail from NYC show Malan
REPOST FROM LAUNCH PAD MAGAZINE Joico Hair Lead Vivienne Mackinder Creates Loose Yet Luxe Bouffant By Karie L. Frost for Launch Pad Magazine NYC Fashion week collection By Malan Breton Mixing references is nothing new in the fashion and beauty worlds, but sometimes they're so disparate, they can be a head-scratcher to combine. But not for Joico hair... Continue Reading →


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My black cat, sleek as a snake,
climbs on to the coffee table beside me.
I take everything off to give him room.
He gazes mournfully into my eyes
swishing his long tail.
I think his arthritis is playing up again.
Tomorrow he gets his monthly injection.
It keeps him light on his feet.
I wish I could get one for mine.


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Part of the Friends theme song goes as follows:
It's like you're always stuck in second gear
When it hasn't been your day, your week, your month, or even your year
Shouldn't the second line be "When it hasn't been your year, your month, your week, or even your day"? The word "even" implies that the last item in the list entails the smallest amount of happiness.
I cannot believe I am actually posting this on my Web site.
Six comments
The adverb even is used to intensify whatever it modifies, in either a positive or negative direction (Ex: "Christie is attractive, even beautiful"; or, "Jeff is lame, even retarded"). Even simply amplifies the comparison. I think the Friends song works because isn't it worse to have a bad year over simply a bad month, or an entire bad month over simply a bad week?
I guess you could look at it that way. I was thinking of it as "Wow, you haven't had a single day of luck, or even an entire year of luck," which is weird; if you haven't had a day of luck, of course you haven't had a year of luck. But you could also read it as "On the whole, you have had a lousy day and, for that matter, a lousy year."
See, I knew I shouldn't have posted about this.
Jeff, you're just incorrect.
Not only is he wrong, but he can't even rhyme. Brian says he is revoking your poetic license. When I think "Friends theme song," I think "poetry."
Okay, okay, I yield to the overwhelming flood of criticism. I would note, though, that I'm in England and you're not, and I'm going to have Christmas in England, neener neener neener.
When I think "dumptruck," I think "braised sauce."
See, even though you are in England, isn't it good to see that "your people" are keeping busy? As my boss often tells me, "just look busy."
Merry Christmas Jeff, and be sure to roast a chestnut for me.


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The public presentation of the Mesolithic in Europe
The Mesolithic is presented and received very differently in different areas of Europe. Broadly this varies on a national level but there are also more nuanced regional variations.
As in Britain, information about the Mesolithic gets from specialists (archaeologists) to the public through a variety of interfaces such as museums, traditional media (television, radio, newspapers), schools, popular books - (fiction and non-fiction), artistic work (performances, fine arts), direct outreach (public lectures, site tours, experimental archaeology), archaeological/historical societies and specifically web-based dissemination.
These are not all easy to examine for non-natives but it is important to recognise that each are likely to be present in some form.
Rationale for comparisons
It is important for the aims of this project to understand the presentation of the Mesolithic in Britain as best as possible in a holistic manner. The reasons for understanding the presentation in Europe is more oriented to developing an understanding of some of the most exemplary methods for presenting the Mesolithic. Therefore, this investigation will be more weighted to using Mesolithic presentation sites (Museums, Archaeoparks, Excavation-based centres) that are identified as being particularly engaging as case studies. If these use other ways of engaging the public (i.e school visits, experimental archaeology, books) it is assumed that their staff will be best placed to give formal information on such interfaces in the particular country.
Historical factors
There are clearly historical patterns that have influenced the variability in the presentation of the Mesolithic across Europe. Major factors in these patterns include the local presence of other major archaeological periods and national histories since the Renaissance. Denmark for example has no Palaeolithic archaeology due to glaciation and no Roman occupation - this makes the Mesolithic far more prominent in the discoveries and consequently in the national consciousness.
The most direct presentation of archaeological material to the public tends to be in heritage attractions. By visiting a number of these around Europe and analysing their presentations it should be possible to build an understanding of what may be transferable to the presentation of the Mesolithic in Britain.
The sorts of heritage attractions that present Mesolithic material can be broadly divided into three types: museums, archaeoparks and Excavation-based centres.
It is important to assess the presentation of the Mesolithic at each site (or in each country as a whole) within a balanced framework that is evenly applied but is sufficiently sensitive to pick up local reasons for differences.
Initial assessments
The initial phase of the desk-based assessment of the sites is designed to locate sites for visiting. An interactive map is being developed that summarises sites across Europe that present the Mesolithic. This can be publicised through colleagues and Mesolithic Miscellany in order to get comments and recommendations about which sites may be most fruitful for investigation.


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Profile information
Username: pnorton
Age: 41
Sex: male
Latest comments by pnorton
This is one of the best pubs in London, in an area rich in good drinking establishments. The food is just plain pub grub, but you don't go there for that. You're there to see if you can stay on your 2 feet as you try to drink each of the massive selection of real ales on tap. The selection changes regularly, so frequent trips allow you to sample various beers.
Spent many an enjoyable lunchtime wandering around the market (where you can buy your lunch) before having a couple of swift pints in the Porter wishing I could stay there rather than head back to the office.
5 Dec 2007 13:57
This is one of my favourite pubs in London, shame a couple of other people have had bad experiences. I've always found the staff very helpful
A great selection of beers on tap and in bottles. True it's not cheap, but if you think that then I'm sure there's a Wetherspoons nearby which has a pint of Fosters with your name on it. Note, I'm not a city type with a 5 figure bonus, I just know what I like and that's unusual specialist beers which you generally won't find elsewhere.
Spent quite a few Friday lunchtimes in the summer there (and a few since), we'd grab some food off one of the stalls and then sit outside on the decking drinking fantastic beer. The ale they have on tap is good, but my personal favourites are the US micro-breweries, Sierra Nevada (on tap) and Anchor Steam or Goose Island in bottles - don't let memories of 10 bottles of p*ss-water bud when you were a teenager let you think that's the standard for US beer.
5 Dec 2007 13:51
Fullers have been turning a few of their pubs into smart, stylish gastro-pubs. Shaws Booksellers in Blackfrairs is another example. It's a nice place with good food and good beer, the ale is well kept. It is a little on the expensive side, but no more so than any other (similar) venue in London. Agree with others that you could compare it to an ABO, but I like the fact it's tucked away a bit so when standing outide in the summer (or sitting by the big windows they open up) you're not breathing in exhaust fumes.
5 Dec 2007 13:50
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While tensions remain high between the Nawaz government and the country's military over the slow-moving treason trial against him, Gen (r) Pervez Musharraf has flown to Karachi for an unspecified period of time. Allegedly, it was due to issues concerning Mr Musharraf's health that kept him from making much smaller trips from his farmhouse in Chak Shehzad to the courts in the capital. Now, the same concerns have prompted him to travel all the way to Karachi. Here, the former President hopes to benefit from the expertise of the competent doctors practicing at the Pakistan Navy Ship (PNS) Shifa hospital.
In Karachi, Mr Musharraf finds himself in the city with the highest number of sympathizers than perhaps any other part of Pakistan. The city's biggest political party, the MQM, has maintained an excellent relationship with Mr Musharraf since his days in power, and has displayed its friendship by taking a clear stand against the treason trial. If the former dictator wishes to see his fantasy come true, that of thousands of passionate supporters gathered at his doorstep chanting slogans in his favour, Karachi is just the place for him. The MQM can deliver for him what his own political party, the All Pakistan Muslim League (APML), is hopelessly incapable of.
Another factor that makes Karachi different from Islamabad for Musharraf is the absence of Nawaz Sharif's direct control, which is replaced by the Pakistan Peoples Party's (PPP) Sindh government. Furthermore, the city has a heavy presence of Rangers, a paramilitary force. It is this very force that will be most heavily relied upon to provide security to Mr Musharraf, and to ensure that he stays comfortable, and most importantly, put. As the courts summon him again in the future, the reality of the situation will unfold before all to witness.


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Search the Community
Showing results for tags 'replacement'.
Found 2 results
Modify or Replace Driver's Seat?
marinesurveyor posted a topic in InteriorI have been recently struggling with a bulged disc in my lower back, and I spend a fair amount of time driving - a bad combination. I have the seat as far back as it can go, and as high as I can lift it. I still feel too bent. If I could go back further, or lift the seat higher, I think it would help extend my legs more. Has anyone modified their seat? Put in spacers to lift it? Or can it be adjusted further back? Or replaced the seat entirely with an aftermarket seat? If so, which brand did you use? Thank you for your help.
Retrofit 2012 SYNC Into 2011
Shadowfax posted a topic in Audio, Navigation and SYNCWell, I've poked around here a bit and, while I've seen swap-out alternatives and all kinds of help and advice (which really ROCKS to have so many people able and willing to guide from their Transit experiences), I haven't come across (or I plain-old just missed) a thread about retro-fitting an older Transit with the new SYNC. You could say I'm kind of "out of the loop" on these things. Then again, I've owned my Transit for over a year now and, honestly, that time's passed in something of a blurry flash for me. I've put 20K on the odometer, carried sound/lighting equipment all over the state (FL) and even been in a parade with it in Atlanta last year (before anyone asks: www.flickr.com/photos/tyrusflynn/6697348389/in/photostream :-p) So while looking for a reference pic of my little silver space ship I came across the attached pic as part of a Transit listing. Serious news to me that Ford has listened to us and added SYNC as an option for 2012! Since the radio has been something of a HUGE disappointment to me (I'm a professional DJ and run an event production company), and given that I rather like the SYNC in my friend's Fiesta, I'd -love- to hear any input people might have about the viability of retrofitting a new Transit SYNC into my 2011 dash. And, yes, I'm not afraid of getting dirty, I know how to wire vehicles and I have opposable thumbs in good working order. ;-)


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Zigge Hik is a motoric sensory stimulation animal with weight. He is ideal for children who needs to feel themselves and gives calmness during play.
There is a book along with Zigge Hik which are about how to pronounce certain words. The book are made in cooperation with a speak/hearing teacher.
In the book there are questions that can light up for children how difficult language can be. This gives the adults opportunity to create dialog with the children on sounds that can be hard to say for some children.
Ask the questions given on the pages and discover how fantastic the dialog can be.
Let the child have Zigge Hik on the lap, and let the child feel the weight in a way so it will not be exposed with the challenges the child might have.
Are tested according to EN 71-1 71-2 71-3
Dialogic reading with Oyla
Oyla is an imaginary animal which can be used for dialogic reading and play for motoric skills.
She is ideal for children, who need to feel themselves and find calmness, because she weight 2,5 kg.
Oyla have her own bed linnen so she can be put to bed on the floor, where it can be a challenge to pick her up again, since she is heavy.
Along with Oyla there is a book. The book gives opportunity for dialogic reading about the subject exaggeration. What is a lie and what is fantasy? Oyla have a lot of trouble in this area.
Let the child sit with Oyla on the lap, and let the child feel the weight of Oyla, in this way the child will not be exposed with their challenges.
Are tested according to EN 71-1, EN 71-2 and EN 71-3


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LONDON — It is food news guaranteed to put a smile on your face. Scientists have found that eating dark chocolate lowers the risk of depression fourfold after eating it.
While 7.6 per cent of the 13,000 people surveyed reported depressive symptoms, just 1.5 per cent of the chocolate eaters did.
The study carried out by University College London (UCL) also found that the people who consumed the most of any chocolate — between 3.6oz (104g) and 16oz (454g) — were also 57 per cent less likely to report depressive symptoms.
Dr. Sarah Jackson, the lead author from UCL's Institute of Epidemiology and Healthcare, said: "This study provides some evidence that consumption of chocolate, particularly dark chocolate, may be associated with reduced odds of clinically relevant depressive symptoms.
"However, further research is required to clarify the direction of causation. It could be the case that depression causes people to lose their interest in eating chocolate, or there could be other factors that make people both less likely to eat dark chocolate and to be depressed."
The study is the first to examine the association between depression and the type of chocolate consumed.
British scientists urged caution about the findings, suggesting that, for example, people who ate dark chocolate may be more health conscious in general. Depressed people are also more likely to crave more sugary fatty foods and so could be less likely to pick a dark alternative when choosing chocolate.
Anthony Cleare, professor of psychopharmacology and affective disorders at King's College London, said: "Although there is an association between lower rates of depression and higher intake of dark chocolate, the main problem with the study is that it cannot tell us whether it is the dark chocolate is protecting against depression or whether it is depression affecting the consumption of dark chocolate.
"We know that depression has marked effects on overall appetite and on the type of foods people crave, and it is just as plausible that the direction of causation is the reverse to the authors' interpretation."
"It is also just a snapshot of chocolate consumption over 24 hours, reliant on individuals' memories, and depression has marked effects on impairing memory. Thus, those with depression may have a less accurate recollection of their intake the day before."
The research was published in the journal Depression and Anxiety.


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|Project by KonaCustom
|posted 01-02-2018 06:11 AM
|954 views
|1 time favorited
|3 comments
This is a farmhouse table and bench built to a customer's preference. Douglas Fir all the way around, bottom leg aprons are routered and positioned flush with the inside of the 4×4 legs to allow for leg room when sitting at either end of the table. The stain on this table is a combo of Special Walnut and Classic Grey and sealed with 3 coats of water based poly.
Also, that is my dog Kona, German Shepard/Welsh Corgi/Alaskan Malamute mix.
-- Joel, Poway
3 comments so far
#1 posted 01-02-2018 02:55 PM
gotta agree with rob on the sideways pics.if your doing a project in progress you shoild post in the blogs section and then move to projects when completed.tables looking good though,welcome to lumber jocks.
-- working with my hands is a joy,it gives me a sense of fulfillment,somthing so many seek and so few find.-SAM MALOOF.
#2 posted 01-02-2018 03:16 PM
Great start on your heavy duty table.
-- An Index Of My Model making Blogs https://www.lumberjocks.com/htl/blog/130264
#3 posted 01-02-2018 09:35 PM
This is a very nice farm table and bench.
helluvawreck aka Charles
-- helluvawreck aka Charles, http://woodworkingexpo.wordpress.com
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Apply at https://ngcareers.com/job/2017-09/project-officer-alive-thrive-at-save-the-children-474/
Project Officer – Alive & Thrive at Save the Children
Save the Children is the world's leading independent organisation for children. We work in 120 countries. We save children's lives; we fight for their rights; we help them fulfil their potential. We work together, with our partners, to inspire breakthroughs in the way the world treats children and to achieve immediate and lasting change in their lives.Save the Children is recruiting to fill the vacant position of Project Officer - Alive & Thrive ROLE PURPOSE:The Project Officer who will be based in Lagos will be responsible for the technical programme implementation, information gathering, results communication and documentation at the implementing LGAs for the Alive and Thrive Project (A&T). S/he will be expected to take on specific monitoring and evaluation related work as well as support the project administration and management activities at the LGAs. S/he should have experience that demonstrates knowledge of monitoring, evaluation, appropriate research methodologies and approaches as well as ability to meet deadlines, provide logistic and administrative support, and work effectively both independently and as part of a team.SCOPE OF ROLE: The Project Officer will work closely with the Government counterparts at the LGAs, Senior SBCC Officer, Monitoring and Evaluation Advisor, State Team Leader and Programme Manager.Reports to: Alive and Thrive State Team LeaderCHILD SAFEGUARDING:Level 3 - The responsibilities of the post may require the post holder to have regular contact with children or young people and, in the overseas context all posts are considered to be level 3 posts in view of potential situations which may allow staff unsupervised access to vulnerable children and young people.KEY DELIVERABLES INCLUDE:Programme Implementation:Ensure quality implementation, thorough documentation and monitoring & evaluation of nutrition activities at agreed in the workplans.Prepare the overall work plan (weekly, monthly, quarterly and annual) and budget for programme activities for the implementing LGAs in collaboration with the Government counterparts.Provide regular supportive supervision of programme implementation.Ensure regular supervisory visits of the Government stakeholders (State, LGA) and Community Leaders to Project locations are conducted.Collaborate with relevant ministries and other relevant partners at the state, local government and community levels to ensure integration and high level implementation of all IYCF activities on the project.Ensure the mainstreaming of child safeguarding (safe programming) and fraud awareness in programme implementation.Identify other opportunities in an ongoing manner that will add value to the overarching strategy of the Project.Monitoring and Documentation:Maintain an updated comprehensive database with the Project indicators of the A&T Project.Prepare quality monthly, quarterly and annual progress reports of implementation in the Model LGAs.With support from the Monitoring and Evaluation Advisor, provide regular evaluation of the progress of the activities and propose changes for improvementSupport Project level Assessment as approved by the Donor.On periodic basis, develop case studies and success stories from Project-supported LGAs.Representation of the Project:Convey the overall purpose, activities, and achievements of the Project to external stakeholders in the Model LGAs.Ensure A&T representation and contribution in relevant meetings at the LGAs.Additional job responsibilities:The job duties and responsibilities as set out above are not exhaustive and the Post holder may be required to carry out additional duties within reasonableness of their level of skills and experience


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Pre-holiday pop-up shop launches at the Toronto Reference Library
Pow! Bam! Pop…Up? The Toronto Reference Library is going to be sharing space with the Toronto Comic Arts Festival when they launch a new pop-up shop, just in time for the holidays.
The shop opening also marks the launch of Just the Tips, a new book by local comic artist Chip Zdarsky – also known as Steve Murray – the evening of December 3. The book is an illustrated question-and-answer collection, guiding readers to answers of some of the least-asked (and therefore most interesting) sex-ed queries ever.
Zdarsky inked the multiple-award winning Sex Criminals series, which was partially banned by Apple. It also ended up as Time's best comic series or graphic novel of 2013.
In addition to Zdarsky, books and gifts by other Canadian and international comic artists will be on sale at the boutique-styled store. Proceeds go to the TCAF, which returns for its annual festival proper at the library in the spring. The first occurred in 2003 and it's now one of the largest events of its kind, drawing fans and artists from around the world.
A tweet from the TCAF account says the pop-up shop will "enable us to bring the spirit of the fest to Toronto year round, and carry a huge array of merchandise thanks to ample elbow room."
The shop itself opens December 3 at 6pm. The next day it moves to more regular hours of 9 am – 9 pm on weekdays, 9 am – 5 pm on Saturdays and 12 pm – 5 pm on Sundays.


text: Scouters are needed to assist with our Beaver section for youth 5 – 7 years old. This would consist mostly of attending weekly meetings, with the occasional weekend event (if available). Meetings are Wednesday evenings from 6:15 – 7:30. Volunteers must have enthusiasm, enjoy working with young children, and have a willingness to pitch in to assist with activities. For more information, please call Kerri at 250-740-1628 or email: email@example.com


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Insurance distribution involves marketing to clients by an insurer's in-house team and engaging intermediaries such as individual agents, corporate agents, and point of sales persons. Insurance brokers play a seminal role in the latter and indirectly contribute to the former. Insurance brokers, unlike other intermediaries, act for potential policyholders and not insurance companies. The types of activities provided by insurance brokers range from risk assessment / management to handling claims for their clients. This allows a client to receive catered advice and assistance on the extent and nature of insurance coverage they require. Accordingly, insurance brokers provide significant services to their clients and facilitate the sale of insurance policies to their customers, thereby contributing to the process of efficient and informed insurance distribution.
We have, in this article, sought to highlight the fact that it is perhaps, time to liberalise the restriction on the foreign investment limit of 49% for insurance brokers. In our view, there is no reason why the investment caps which are applicable to insurance companies should not be made applicable to an insurance broker.
Current Foreign Investment Treatment of Insurers and Brokers
Although insurers and brokers serve different purposes, have different objectives, and contribute to a different part of the insurance sector, from a foreign direct investment (FDI) perspective, insurers and insurance brokers have been clubbed together. Paragraphs 184.108.40.206 and 188.8.131.52(g) of the consolidated FDI policy (FDI Policy) effectively apply the same 49% automatic route cap for FDI in an insurance company and intermediaries such as an insurance broker. This position is reflected under Schedule 1 to the Foreign Exchange Management (Transfer or Issue of Security by a Person Resident outside India) Regulations 2000 (FEMA TISPRO Regulations). Further evidence of similar regulatory treatment of insurers and insurance brokers can be found from the fact that the IRDAI issued separate, although quite similar, guidelines on 'Indian owned and controlled' for insurance intermediaries, including insurance brokers, on 20 November 2015; shortly after its 19 October 2015 guideline on the same subject for insurance companies.
The Insurance Laws (Amendment) Act 2015 (Amendment) did not introduce an FDI cap increase for insurance intermediaries. In fact, the much-anticipated foreign investment increase introduced by the Amendment was only with respect to insurance companies in terms of an amended definition of 'Indian insurance company' under Section 2(7A) of the Insurance Act 1938 (Act). The Act remains silent on the foreign investment limitation in insurance intermediaries.
Since the enactment of the Amendment, the IRDAI has not notified an amendment to change the FDI limit set out under Regulation 9(5) of the IRDA (Insurance Brokers) Regulations 2013 (Broker Regulations), which provides that foreign investment in an insurance broker is capped at 26%. While this was perceived to be unusual, shareholders of insurance brokers and investors have drawn comfort from the mention of brokers under the 49% automatic cap set out under the FEMA TISPRO Regulations and the FDI Policy. It appears that the IRDAI has attempted to address this dichotomy, along with many other issues concerning brokers, in their exposure draft of the IRDAI (Insurance Brokers) Regulations 2017 (Exposure Draft). Regulation 20(1) of the Exposure Draft provides that the aggregate holdings by foreign investors, including portfolio investors, will be capped at such percentage of the paid-up equity capital of the insurance broker which is prescribed by the Central Government. While the Exposure Draft has not been finalised in the form of a new set of regulations which will supersede the existing Broker Regulations, they present evidence of the fact that the upcoming regulations are meant to be drafted to be flexible and in-line with the FDI cap imposed at the relevant time by the Department of Industrial Policy and Promotion (Department of Industrial Policy and Promotion (and reflected in the FEMA TISPRO Regulations).) and reflected in the FEMA TISPRO Regulations.
Insurers and Brokers – A case for different treatment
The increase in the FDI cap for insurance companies has taken several years and was a politically sensitive issue. A long legislative journey which began with the introduction of the Insurance Laws (Amendment) Bill 2008 finally culminated in Parliamentary approval and the President's asset in 2016 in the form of the Amendment. There appear to be various reasons for the political sensitivity in FDI in insurance companies, although the authors of respectfully submit that perhaps it is time to increase the FDI cap from existing 49% to 100%, however, this is a separate discussion which requires a separate analysis. One major reason for the political tussle was that insurance companies receive a substantial amount of household savings (in the form of primarily life and unit-linked insurance policies) and hence their stability and regulation is financially critical for the Indian economy. General insurance and reinsurance are also essential as non-life risk and the transfer of risks to reinsurers also need to be stable and well regulated. The IRDAI has historically mandated that insurance companies maintain capital adequacy by prescribing solvency margins and ratios in order to ensure their financial stability, in particular, their ability to pay and settle claims. Another major reason for deliberations around FDI in insurance companies has been the role that Indian insurance companies have played in their investments. Insurance companies are major investors in India's equity markets, infrastructure, and government debt. All of the above indicate the significance of insurance companies to India's economy, and all of these have been reasons why an FDI increase specifically regarding insurance companies has always been debated in a fair amount of detail.
However, most of the aforementioned reasons for limiting FDI in insurance companies do not apply to insurance brokers. While there is no solvency margin for brokers, they are required to maintain 100% of the minimum capital/ contribution prescribed (which ranges from INR 50,00,000 to INR 2,50,00,000, depending on the category of broker) and deposit an amount equal to 20% of their minimum capital/ contribution with a scheduled bank in India. Unlike insurance companies, investments by insurance brokers are not regulated. The reason for this is that insurance companies handle policyholder funds and insurance brokers do not. Accordingly, the direct significance of insurance brokers to India's economy is less crucial than insurance companies. We say 'direct' since insurance brokers do contribute to the economy by providing risk management services to their clients and assist them in obtaining adequate insurance coverage, including coordinating with insurers for claim settlement. These have positive implications for policyholders and facilitate insurance business. Finally, by definition, insurance brokers act for their clients and not for insurance companies. Insurance brokers have a fiduciary duty towards their clients and are not necessarily gauged at placing more policies which, for example, is an objective of insurance corporate agents. Accordingly, similar FDI treatment of a company receiving and investing public funds and a services company is neither warranted nor necessitated.
There are potentially several benefits to the insurance sector and for policyholders and customers due to an increased FDI cap in insurance broking. First, India would see an increased amount of FDI inflows. This has been a consistent feature highlighted by the Central Government and is one of the objectives of easing regulations and caps in relation to FDI in other sectors. Secondly, greater FDI inflows and increased commercial interest in insurance broking is expected to lead to higher capitalisation of insurance brokers. Thirdly, foreign strategic investors would have a higher appetite for investing (and remaining invested) in the Indian insurance broking space, bringing with them global best practices in representing Indian clients for their risk management and insurance requirements. Most significantly perhaps is that the entry of more global brokers would provide far more choice to Indian potential policyholders in terms of brokers available to assist them, and other industries have witnessed that greater competition has usually led to lower prices and higher quality of services. Such insurance brokers (ie having 100% FDI) would continue to be regulated by the IRDAI and the Broker Regulations and/ or the Exposure Draft (once finally notified) would be sufficient to continue regulating their activities, and hence separate regulations would not be necessary. Finally, increased investments in insurance brokers would provide an impetus to achieving further development of India's insurance market, which remains vastly underpenetrated.
The path ahead
For the reasons we have discussed above, we think, it is time for re-considering the FDI limit for an insurance broker. There is a clear distinction in the objectives and larger economic impact of insurance companies and insurance brokers, and there is a case that can be considered for differential FDI treatment. The path ahead for FDI liberalisation in the insurance broking sub-sector is also relatively easier as it doesn't require an amendment to the Insurance Act 1938, which in turn requires the approval of the Parliament. If the Exposure Draft is finalised in its current form (particularly Regulation 20(1)), FDI liberalisation could be implemented in two quick steps – (i) the DIPP notifying an amendment to the FDI Policy to provide for 100% FDI specifically in insurance brokers under the automatic route, and (ii) notification of an amendment to the FEMA TISPRO Regulations by the Reserve Bank of India to reflect this change. To reduce the risk of confusion on the concept of "Indian owned and controlled", the IRDAI could then issue a circular withdrawing its earlier circular dated 20 November 2015, which introduced the "Indian owned and controlled" conditions for insurance intermediaries, like the "Indian owned and controlled" guidelines introduced for insurance companies pursuant to its circular dated 19 October 2015. With these steps, the Government of India and the IRDAI will be able to liberalise insurance broking, as a sub-sector, and allow for increased attention to insurance broking, elevated FDI inflows, introduction of more global best practices, and potentially more choice for consumers (ie potential policyholders) in terms of advisors, quality of services and costs of services.
The content of this document do not necessarily reflect the views/position of Khaitan & Co but remain solely those of the author(s). For any further queries or follow up please contact Khaitan & Co at email@example.com


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Amarillo Civic Center ComplexHome CivicCenter
*POSTPONED* Beethoven Missa Solemnis
- Date: 05/30/2020
- Location: Globe-News Center for the Performing Arts
500 S. Buchanan
Amarillo , Texas 79101
Beethoven Missa Solemnis
May 30, 2020
7:30 pm
Globe-News Center for the Performing Arts
After evaluating the ongoing Pandemic and extraordinary challenges that the world is facing, the Missa Solemnis Alliance has decided to postpone our performance of the Beethoven, Missa Solemnis to 2021. Further information will be forthcoming at a later date.
Regarding tickets that have already been purchased, there are two options for ticket holders:
1. You can keep your tickets and apply them to the 2021 performance date
2. You can receive a full refund by returning your tickets to the location where they were purchased for a full refund
For questions, please contact the Box Office at (806)378-3096.
Missa Solemnis Alliance
Chamber Music Amarillo
Panhandle PBS
Amarillo College
Amarillo Master Chorale
Amarillo Symphony
West Texas A&M University
First Baptist Church Amarillo
Beethoven, Missa Solemnis
The Missa Solemnis Alliance represents many of the very best in our community and beyond, coming together in celebration of the 250th anniversary of the birth of Beethoven. This concert also celebrates the Panhandle Spirit, as we present this incredibly challenging work. Rarely done, this music requires musicians who must give an enormous effort asked by Beethoven. This once in a lifetime experience featuring 120 musicians on stage will amaze you and make you proud of the extraordinary talent in our community. Don't miss this incredible work, a piece described by Beethoven as, "the greatest music I have ever written."
Michael Palmer, Conductor
Katie Van Kooten, Soprano soloist
Ellen Graham, Mezzo-Soprano soloist
Eric Barry, Tenor soloist
Clayton Brainard, Bass soloist
Missa Solemnis Alliance Orchestra & Chorus
Visit the Missa Solemnis Alliance Facebook page or website missasolemnis.org to learn more about this project and watch for the Panhandle PBS online documentary throughout the 2019 - 20 season.


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says. "Demand is almostalways higher than ourproduction. Most of ourproduct is sold throughdistributors in Atlanta,Baltimore, Philadelphia,Boston and other easterncities."Trucking of feed andfish is another importantfarm-related enterprise."We haul freshly pro-cessed fish to a numberof cities two to threetimes per week," he says."We also do some back-hauling for other compa-nies, and that helps theprofit margins."During the mid-1980s, the need for afish-processing plant became evident, so hehelped organize investors and secured financ-ing to build a processing plant and his com-pany's first trout farm. The plant can processabout three million pounds of fish per year.Brown supplies two thirds of the trout theplant processes and the other third comesfrom other growers.
As demand for trout increased, Brown
added more company farms. To address
disease problems, he worked with researchers
to develop new vaccines. "We are the only trout
operation in the U.S. that vaccinates each fish,
one at a time, with a needle," he says.
Drought can be a recurring problem, so
he designed low pressure and high pressure
oxygen systems to keep the farms productive when water levels are low. He currently
is testing a large tank he designed that uses
limited amounts of water to grow trout
during drought conditions.
He also designed trucks with integrated
loaders that eliminate hand loading from
the concrete raceways where the rainbow
trout live and grow. These trucks speed the
process of moving fish from the farms to the
processing plant. Vacuum systems designed
by Brown help to remove fish waste from the
water in the raceways. Those nutrients are
then either composted or dried and spread
as fertilizer on fields.
The company is named after his father,
C.R. Brown, who raised chickens, cattle, and
crops. Howard's first job after military service
and college was to design and build a drying
system for the chicken manure on his dad's
farm. Much of that product was fed to cattle,
and that opened the door to establishing
a feed mill on the farm. He closed the feed
mill in 2000 because it needed an expensive
updating, but it did lead to the production of
some trout feed, and his overall trout operation emerged from that beginning.
Brown has been a deacon and bus driverfor Marble Springs Baptist Church, has servedas a youth baseball coach, is on the board ofSnowbird Wilderness Outfitters, a Christianfaith-based ministry that offers campingand other recreational activities, and is onthe board of Industrial Opportunities, Inc., anon-profit organization serving adults withdisabilities.He's active in the North Carolina Aquacul-ture Association, works with state fisheries onprojects related to vaccines and fish health,works with other agencies to address wastemanagement issues, and designs equipmentand methods for handling waste and comply-ing with state and federal waste managementguidelines.Brown works with the National Centerfor Cool and Cold Water Aquaculture, NorthCarolina State University, and the ExtensionService on issues related to vaccine anddisease management, is working as a con-sultant with the Cherokee Nation on troutproduction and disease management, andworks with NSF International (formerly theNational Sanitation Foundation) on raisingtrout without using antibiotics.He is especially proud of the work his wife,Debbie, did for 25 years in handling troutsales, human resources,accounts payable, andother duties. She recentlyretired as office managerat the processing plant."She was at the heart ofour success," he says, "andshe's a wonderful grandmato our five grandchildren."Howard and Debbiehave two adult children,daughter Christy Helton,and son Brandon, whoheads up the fertilizerbusiness, coaches basket-ball and baseball at times,and will eventually takeon overall managementof the business. Christy isa stay-at-home mom for her four children,and her husband, Andy, drives trucks for thebusiness and is learning to take over manage-ment of the farms. Howard's brother, Terry,also works in the business as a truck driverand equipment operator.Audrey Brown (no relation to Howard),director of field services for North CarolinaFarm Bureau, coordinates the Farmer of theYear award in the state. Howard was nomi-nated for the honor by another trout farmer,Duane Wilkey of Robbinsville, N.C.Wilkey, who moved from Texas to NorthCarolina, gives Brown credit for buildingwestern North Carolina's rainbow troutindustry. "We're isolated from other troutproducers," he says. "Howard developedthe markets for our fish, the tools we use ingrowing fish, and our processing facilities. Thesupply of fish needs to be reliable, and thatword describes Howard: He's reliable, and aone-of-a-kind individual who faced adversitywhile spending his own money to help thisindustry."Nominator Duane Wilkey and Howard Brown
John McKissick (judge), Ron Carroll (Swisher Sweets), and
Cary Lightsey (judge) listen as Howard Brown explains
operations in his trout processing facility.


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"Two new investigative reports out today vividly describe in fresh detail the scope and scale of President Trump's business conflicts of interests, and the damage they are inflicting on our political system.
The reports, taken together, raise the question: Can our system handle the unprecedented conflicts and self-dealing that this president is engaged in?
The two investigative reports, one from USA Today and the other from the government watchdog group Public Citizen, together show how Trump's refusal to divest himself from his global business holdings has created a new ecosystem, outside the view of the public and the oversight capabilities of other branches of government. In the new Trump ecosystem, the world's wealthiest people and corporations can buy direct access to the president, simultaneously lining his pockets while achieving their own personal or policy goals. . .
The USA Today report shows how Trump, despite his claims that he would "drain the swamp" of lobbyists, has simply given wealthy people direct access to him. All they have to do is pay the hefty membership fees at one of his private golf clubs. Initiation fees can exceed $100,000, and members pay annual dues on top of that. . .
Meanwhile, the Public Citizen report, aptly titled 'President Trump, Inc.,' is even more shocking, if that's possible. It details how Trump's promise before assuming office to transfer control of his business empire to his sons 'merely amounted to reshuffling his businesses holdings, with himself remaining the ultimate beneficiary.' Under this 'meaningless shell game,' Public Citizen notes, 'each of the entities to which Trump transferred his assets ended up under the control of a revocable trust that operates for the benefit of Trump.' As a result, Trump is open to being paid, influenced, and, as the report warns, even 'leveraged' by an adversary — suggesting that some might try buying access to influence the president's actions, while others might use information about his business liabilities against him, possibly making him vulnerable to a different sort of manipulation. . .
In the old days, meaning as recently as a year ago, rich people and corporations looking to influence government would donate to political campaigns and Super PACs. Trump has made all of that superfluous to influencing his presidency, with the added bonus (for him) that the payments increase his personal wealth. . .
But the GOP-controlled Congress is unlikely to act to rein in Trump's ethical transgressions when it comes to his self-dealing. With no accountability, Trump will continue to rewrite the rules, opening the door for a future of of new abuses — perhaps some that, just as in the pre-Trump era, we cannot even imagine now."
Read the Washington Post, What if our system can't handle Trump's out-of-control self-dealing?
Read also:
Trump's Big CON: He Won't Be Draining the Swamp, Quite the CONtrary, and
Trump's Big CON: He Won't Be Draining the Swamp, Quite the CONtrary (CONt.).
Thursday, September 14, 2017
Trump's Big CON: His 'Successful' Business Experience Will Make Him a Great Government Leader, CONt.
UPDATE: "Every month, the Trump administration proves that public-sector experience is necessary for a functioning government. Private-sector experience is a poor substitute."
Read the Washington Post, The best and the brightest in the Trump administration … and everyone else, which sarcastically asks:
"Who could have guessed that past experience in government would be a plus for governing?"
"Trump certainly exploited the notion that one doesn't need expertise to serve in the West Wing — or any part of government. The experts were 'stupid' and didn't know how to make deals, according to him. Businessmen can show how to run things! Wrong. It turns out that knowing something about policy, understanding how Congress and the bureaucracy operate, maintaining one's credibility and respecting the constitutional guardrails that make certain our president is not a monarch are essential to success. . .
It turns out — who knew? — that when the president has no idea what he's doing and his senior advisers don't either, the president cannot get his agenda through, ricochets from one scandal to another and winds up with historically low approval ratings. . .
Business is business, and government is government. Sometimes public servants go on to illustrious careers in the private sector, but rarely does someone with no government experience nor subject expertise come in at the highest level of government and succeed. The government depends on experienced, knowledgeable and sober-minded public servants. We truly hope the rule of the amateurs and know-nothings is brief, and that the few experienced hands that remain (mostly military or ex-military men) hold things together until a fit president and an administration of qualified and competent people can be found."
Read the Washington Post, What happens when know-nothings and amateurs hold power.
Read also Trump's Big CON: His 'Successful' Business Experience Will Make Him a Great Government Leader.
Posted by Maverick at 6:32 AM No comments:
Trump's Big CON: It's All About the Show, Qu'ils Mangent de la Brioche Edition (AKA The Trump Populism CON)
UPDATE IV: "The embarrassments of the Mnuchins are of the sort everyone can get: A former movie and hedge fund mogul said to be worth $300 million, responsible for the safekeeping of the taxpayer's dollar, tries to procure a taxpayer-funded jet on a honeymoon with his expensively wardrobed, bejeweled former actress wife. . .
Mnuchin is indeed a man of great fortune. But he has the misfortune, under the circumstances, of having a name that rhymes, or rhymes close enough, with 'mooching.'
This was not lost on Twitter Wednesday night
Behold: 'The moochin' Mnuchins.'"
Read the Washington Post, 'The moochin' Mnuchins': Treasury secretary again is fodder for rich humor.
UPDATE III: "Treasury Secretary Steven Mnuchin requested a military jet to fly him and his wife, Louise Linton, to their European honeymoon this summer, raising questions again about the wealthy couple's use of government aircraft. . .
An Air Force spokesman told ABC News, which first reported the story, that the jet would cost $25,000 an hour to operate, though it is unclear if that included costs like maintenance and fuel. . .
Last month, Mnuchin and Linton took a government aircraft to Kentucky on a trip that involved viewing the solar eclipse, drawing wide condemnation and accusations that the former Goldman Sachs banker and Hollywood producer was using public funds for potentially voluntary travel as Trump seeks to rein in government waste.
The Kentucky trip ended within miles of the path of totality, the narrow band across the United States where the moon totally blotted out the sun during the solar eclipse. Mnuchin viewed it from one of the most restricted sites in the world: Fort Knox. . .
Linton, an actress, drew intense scrutiny after she posted an Instagram glamour shot of herself deplaning and tagged a host of high-end designers such as Hermes and Valentino in the photo, then called a critic who was offended at the idea of publicly funded travel 'adorably out of touch.'"
Read the Washington Post, Mnuchin eclipses earlier backlash with pricey request: European honeymoon by military jet.
UPDATE II: "In a single Instagram post, Linton managed to tap into elitism, narcissism, self-righteousness, incivility, apathy and blonde privilege — all wrapped up in a designer package. Linton was so pleased with how chic she looked deplaning that she wanted to share that image on social media. The whole running-the-country thing was straight out of central casting. The couple looked the part. But even the best actors will tell you that beautiful costumes can't compensate for a lousy narrative."
Read the Washington Post, Louise Linton just spelled out her value system for you common folk.
UPDATE: "Before Louise Linton's bizarre Instagram exchange Monday and before her lavish June wedding to U.S. Treasury Secretary Steven Mnuchin, the wealthy Scottish actress wrote a memoir about her gap year in Zambia in the late 1990s.
The book, self-published last year, was condemned by the Zambian government, scorched by critics as a 'white savior' fantasy and ultimately removed from sales, according to the Telegraph and the Scotsman. . .
The memoir, it turns out, was also littered with inaccuracies, as Zambians pointed out on social media.
The Zambian High Commission in London denounced Linton and her 'falsified' memoir for depicting the country as 'savage.' It accused Linton of 'tarnishing the image of a very friendly and peaceful country.'"
Read the Washington Post, Treasury secretary's wife stirred controversy before, with memoir of her 'living nightmare' in Africa.
"'Let them eat cake' is the traditional translation of the French phrase 'Qu'ils mangent de la brioche', supposedly spoken by 'a great princess' upon learning that the peasants had no bread. Since brioche was a luxury bread enriched with butter and eggs, the quote would reflect the princess's disregard for the peasants, or her poor understanding of their situation. . .
The quotation, as attributed to Marie Antoinette, was claimed to have been uttered during one of the famines that occurred in France during the reign of her husband, Louis XVI. Upon being alerted that the people were suffering due to widespread bread shortages, the Queen is said to have replied, 'Then let them eat brioche.' Although this anecdote was never cited by opponents of the monarchy at the time of the French Revolution, it did acquire great symbolic importance in subsequent histories when pro-revolutionary historians sought to demonstrate the obliviousness and selfishness of the French upper classes at that time."
Today, our "elites" have social media where they can boast of their wealth, and mock the common people.
And so it was that "U.S. Treasury Secretary Steven Mnuchin's wife, Louise Linton, boasted of flying on a government plane with her husband to Kentucky on Monday and then named the numerous fashion brands she wore on the trip in an unusual social media post that only became more bizarre minutes later. . .
When someone posted a comment on Linton's Instagram picture that criticized the way Linton touted the trip, the treasury secretary's wife swung back hard, mentioning the extreme wealth she and her husband control.
'Did you think this was a personal trip?!' Linton wrote on her Instagram page, responding to the person who had written 'glad we could pay for your little getaway.' . .
Linton continued in her response to the critic: 'Adorable! Do you think the US govt paid for our honeymoon or personal travel?! Lololol. Have you given more to the economy than me and my husband? Either as an individual earner in taxes OR in self sacrifice to your country? I'm pretty sure we paid more taxes toward our day 'trip' than you did. Pretty sure the amount we sacrifice per year is a lot more than you'd be willing to sacrifice if the choice was yours.'"
Read the Washington Post, Treasury secretary's wife boasts of travel on government plane, touts Hermes and Valentino fashion.
Posted by Maverick at 6:15 AM No comments:
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Auburndale, FL (Hi 91 Lo 71)
It's been awhile since we've seen a movie so out of three movies playing we chose "Adrift". It's a true story about a couple that took a sail boat from Tahiti to San Diego but got in a hurricane. We give it a two thumbs up, very good movie.
After the movie we wanted to try Andrea's restaurant where we normally go for breakfast but it's Greek and we wanted to try the dinners. This is a lot of food and it's excellent.
The biggest thing this week is my 70th birthday. It's another decade. Luckily I'm feeling pretty good for being this old.
A party on Tuesday was really nice. Linda, another gal in the community, had a birthday Sunday so we celebrated together with a bunch of friends. (Click on the pictures to enlarge).
Linda and Dee
I'm glad we didn't have candles, the cake would be on fire. Thank you Shirley for hosting the party.
Jim gave me a St. Louis Cardinals visor (our baseball team), PJ's with RV's on it, and a gorgeous blue Bible with my name engraved on the front. I lost my Bible, it got tangled up in the RV slide so he got a replacement. It has all kinds of references in it.
Our boys had flowers delivered. They're beautiful and when the AC comes on you can smell them. There's all kinds of flowers, carnations, roses and some I have no idea. Thank you boys for a great gift.
The best part of my birthday, is the LOBSTER. It's year 15 that I've been getting lobster for my birthday. It's usually Red Lobster, but since we found Boston Lobsterfeast in Kissimmee, we've been going there. I can get as many lobsters as I want and crab legs. It's a buffet with many items both regular meals (even prime rib) and potatoes, sushi, soups, salads, desserts. Linda was with us and we both had four lobsters. I had at least 15 crab legs.
I'm set now till next year.
Our little alligator was in the canal this week. He must have been hungry and came from the other end of the lake.
We had rain showers and storms in the area and the clouds were lit up in the sun. It was so pretty, thought I'd share.
Jim went to the baseball game Friday night of the Tiger minor team in Lakeland. He went with a church group and got some great seats.
Dinner at the game.
This is really closeup.
Another beautiful sunset after some storms.
It's been a great week, more coming up next week.


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SAN DIEGO — More than 13 tons of cocaine seized in international waters in the eastern Pacific Ocean from late June to mid-July were offloaded in San Diego Friday by the Coast Guard.
The drugs, worth an estimated $350 million, were seized from six suspected smuggling vessels and two floating cocaine bales found off the coasts of Mexico, Central America and South America by the Coast Guard cutters Robert Ward and Steadfast, according to a statement from the U.S. Coast Guard.
"This was 26,000 pounds of cocaine that will not make it to the main streets of the USA, and it also gives us the opportunity to make sure that we can continue to combat transnational criminal organizations that transport this cocaine deep in the Pacific every single day," said Rear Adm. Peter Gautier, 11th Coast Guard District commander. "Because we know that with a supply chain of illegal narcotics, at every single step there's violence, instability and despair."
In fiscal year 2019, the Coast Guard seized more than 230,000 pounds of cocaine from more than 100 suspected smuggling vessels and detained an estimated 400 suspected smugglers in the drug transit zones of the eastern Pacific Ocean, according to the statement.
The Steadfast is based in Astoria, Oregon. The Robert Ward, which was commissioned in March, is based in San Pedro, California.
View this post on Instagram
Officials say these guys seen speeding along in international waters and dumping packages overboard were busted with about 2,300 pounds of cocaine when the Coast Guard caught up to them. The drugs were among 13 tons of cocaine (worth about $350M) offloaded Friday after six different smuggling busts. Tap the link in our bio for more. 📹: @customsborder #CoastGuard #drugbust #fox5sandiego


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Okay so today i took the rows of 5 cubes apart and made separate sections. The top shelves holds paper stacks sorted by holiday theme Christmas, Halloween, Valentine etc. In the drawers below I store holiday embellishments. I still have to relabel the drawers.
On the bygel rods i use the clips from the clip it up to hang
my newest toys the Inkadinkado stamping gear, that i just had to have and haven't played with them yet.
Initially I was going to use the bygel rods for my punches, but honey install them too high and I wasn't able to hung the punches on them. Anyhow i can still use them.
This section hold my non holiday paper stacks and the embellishment are sorted by baby, birthday, wedding etc. The 2 bottom boxes on the floor holds some 6 x 6 paper pads and
ribbons from 3 girls jam in the top one, love their ribbon. http://www.3girljam.com
Twine and cords in the 2 round ones and the large box in the center has some Anna Griffin chipboard letters.
On the bygel rods in the back i hung my Inkadinkado clear stamps with the clips from the clip it up.
This is one of the $20. bookcase from target, the shoe boxes hold my most used wooden stamps sorted by theme which by the way I've already purge quite a bit of them lol. the top shelves hold some of my cling stamps Rubbernecker etc. not done sorting stamps yet.
My ribbons will be organize in these drawers with the dividers and will be sorted by solid and printed.
My Prima flowers and some buttons sorted by colors, bought the cute pails at Target just for decor, but can use them for some odds and ends.
So as you can see I had a very productive day. I'll be working this weekend so organization will be on hold for a few days. Next week I'll be working on the other half of my room and will share some more pictures with you.
Thanks for following me and leaving a comment. I do hope you're getting some ideas or inspiration to make your space organized and functional.