text:
The PPTP/L2TP/SOCKS5 protocols are provided for devices lacking compatibility with the Private Internet Access application or OpenVPN protocol. PPTP/L2TP/SOCKS5 should be used for masking one's IP address, censorship circumvention, and geolocation.
If you need encryption, please use the Private Internet Application or OpenVPN protocol with our service.
This configuration uses a Generated PPTP/L2TP/Socks5 Username and password, If you have not generated this yet, please follow the steps here: Generating a Password for PPTP/L2TP/SOCKS
Step 1: From the Windows Start Menu, choose Control Panel
Step 2: Click View Network status and tasks
Step 3: Set up a new connection or network
Step 4: Select Connect to a workplace and click Next
Step 5: Use my Internet connection (VPN)
Step 6: For Internet Address, enter
us-west.privateinternetaccess.com (https://www.privateinternetaccess.com/pages/client-support/windows7-l2tp#regional_gateways)
Or if you prefer to use a specific location, You can find the full list of locations here: https://www.privateinternetaccess.com/pages/network
Step 7: In the Destination Name, type: Private Internet Access L2TP
Step 8: Check the Box that says Don't connect now; just set it up so I can connect later
Step 9: Click Next
Step 10: Enter your Generated Username (example x1234567) and password for Username and Password.
If you have not generated this yet, please follow the steps here: Generating a Password for PPTP/L2TP/SOCKS
Step 11: Check the Remember this password box if you don't want to have to type the password each time.
Step 12: Click Create
Step 13: Click Close
Step 14: In the Network and Sharing Center, click Change Adapter Settings on the left.
Step 15: Locate the Private Internet Access L2TP connection, Right-Click and choose Properties
Step 16: Click the Options Tab, and Uncheck Include Windows logon domain
Step 17: Click the Security Tab
Step 18: Set Type of VPN to Layer 2 Tunneling Protocol with IPSec
Step 19: Set Data Encryption to Maximum Strength
Step 20: Select Allow these protocols, and ensure that only Microsoft CHAP Version 2 is selected.
Step 21: Click the Advanced settings button at the top.
Step 22: For the key, type:
_ mysafety_
Step 23: Click OK
Step 24: Click the Networking Tab and ensure that the only thing checked is Internet Protocol Version 4
Step 25: Click OK
Step 26: You can now connect to the VPN
Step 27: If you are unable to connect using that, Try applying the fix described here http://support.microsoft.com/kb/926179


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I have been involved in strategizing, designing, development and launch of websites of three different types of businesses in the last few years.
The first one was my concept of launching a networking platform for Indian classical music and dance. Me being the promoter and website designer, had complete autonomy over the entire process of website design, development and content creation.
The second one was for a consulting firm catering to one industry vertical, managed by a team of professionals.
Lastly, the third one, a more recent engagement, was for a small company trying to re-establish themselves in the highly competitive space of project management software.
All the three engagements gave me deep insights into the process of launching a business website.
Launching your business website has become the hygiene factor for all types of business activities in this era of the internet led business growth. There are 1.6 billion websites on the WorldWideWeb according to the Netcraft's September 2018 web server survey, of which, almost 85% are inactive.
These websites can be classified into various types such as
- Brochure websites – for example – Canopus Instruments
- Lead generation oriented content driven websites – Whizible Project Enterprise Management
- E-commerce websites - Amazon
- Educative/ entertainment websites - Capterra for software reviews and selection, Netflix for entertainment
Let us understand the steps in designing and development of a website. I came across a blog which will help you understand the Strategic Design: 6 steps for building successful websites
Each of these steps carries equal importance and any compromise on any of them may result in a sub-standard website which might not meet the goals of your business.
Website design and development should be treated as an internal project.
A proper project plan and resource plan should be made using software tools suitable for your business. Delays at any stage of website development will disturb the launch schedule.
Here are the top 3 reasons for a delay in launching a business website.
The solution to avoid the delay lies in the problem which also gives us the top 3 ways to prevent these delays – let us call them the CPRs of a website
A majority of the delays occur due to the 3 reasons: -
1. Lack of clarity in the objective of launching your website
A website is the public face of any business. It is a marketing tool. As a business owner or the marketing manager, it is essential that you get clarity and consensus on
- Whether you want the website to become a lead generation machine or just a product brochure. This blog can guide you in understanding how long does it take for a new website to start converting
- How much time and money you want to invest in the website creation and maintenance
- If you have the right resources in-house or need to outsource to expert agencies
You need to give considerable thought before selection of the goal for your website which requires strategic thinking on the part of the leadership team for your organization.
Recommended: Is Your Website's Infrastructure Driving Away Business?
Changing this objective after initiating website design or development will amount to a lot of rework and delay leading to wastage of resources.
So, clarity of the objective and agreement of the leadership team on this objective before beginning the website project is essential for a successful launch.
2. Ad-hoc planning
If your website team does not do proper planning and estimation of time and resources, you are likely to go back and forth on the requirements, rewriting the content, redesigning the web pages and much rework leading to considerable delay in launching the website.
The key to managing any situation is to plan well! Launching a website is a complete project in itself. Treat it as a separate project, use various time estimation techniques and create a comprehensive plan for execution.
Follow the best practices advised in PMBOK guidelines for effectively managing projects.
A well thought through project initiation covers the following steps
- Generate options for the website theme which will resonate the objective and image that you want for your website
- Use design thinking methods to visualize the sitemap
- Finalize the layout of web pages by selecting an appropriate theme
- Write content for all the pages portraying the right image for your business.
Here are 5 Ways to Improve Content Ideation for Your Brand
- Start the development process once you have all the content ready. The content-readiness will help the web developer in visualizing the entire website and the development will be faster.
- Define clear milestones and deliverables.
- Prepare a calendar and map it to the website development output.
Do not forget to get a buy-in from the leadership team on all key deliverables such as the design, the content, to ensure that there is no delay in development due to the internal approval process.
3. Failure to supervise and review the website development at regular intervals
Many times, we observe a detailed plan failing because the project leader trusted the team and did not supervise. One missed deadline can create a chain reaction and the entire project might get delayed.
The easiest solution to this problem is to know your team, understand their strengths & weaknesses and assess the level of supervision that will be required for your team members to ensure that they perform to the best of their abilities and follow the project plan.
In addition to individual supervision, have regular milestones and daily reviews to motivate and direct your team. The agile method of project management is suitable for this. Daily stand up meetings are a useful tool for monitoring the progress of the website development project.
The formula to ensure the timely launch of your website is to religiously follow the three-pronged strategy of clarity, planning and review – this is like the CPR for any website project!
Sanjeevani Sathe, is a VP Research and Content with Whizible, a project enterprise management and project automation technology company, catering to SMEs and large companies. She is a Chartered Financial Analyst and has 10+ years of work experience in research and consulting with the Boston Consulting Group, UCStrategy and Rare Enterprises private equity group owned by Mr Rakesh Jhunjhunwala.

subset: commoncrawl


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Fizzy caffeinated beverage for the win…or moving on.
September 28, 2011 Leave a comment
So look at the fabulous gift my old Branch got me – a whole case of my very favourite fizzy caffeinated beverage! They also got me other stuff and a lovely lovely card with lovely lovely messages.
Anyway, after two years in the Skills Quality Branch, including 4 months or so of leading it, I am moving. It has been a good two years and I have worked with fabulous people. I have had some involvement with the creation of a new Australian Qualifications Framework but my main achievement has been the establishment of the Australian Skills Quality Authority – the first ever national regulator for the vocational education sector, established under a referral of powers of which there have been fewer than 10 in post-Federation Australia. Naturally, I am quite proud of this – and, even though it has been stressful at times, it has been fun – because I felt I was achieving something; because I worked with terrific people – bosses, staff, even many of the external stakeholders. Oh, and we also established the National Skills Standards Council which sets the standards against which the regulator will regulate.
So the Branch knew me well – fizzy caffeinated beverages, beer and chocolate to say goodbye at a dumpling lunch. I am going to miss them…but fortunate they are only one floor up from my new home. I am now acting Branch Manager for the Technology, Infrastructure and Connections Branch in the Skills Group. I am now responsible for Apprenticeship Incentive payments to employers and apprentices, the management of the contract for Apprenticeship Centres, training.gov.au (the national register for training providers and qualifications), the Australian Training Awards and a range of other programs. Despite having been doing vocational education policy for six years now, there are some new acronyms, a lot of new staff and a range of new subject matter. After three days, so far, so good – but we'll check back in a month!
But here is to new adventures!


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Current Articles
(This March 7, 2007 Hawai`i Free Press article about OHA's underground water claims outline the issues at the stake with OHA's surface water claims in the "Nä Wai 'Ehä" Maui streambed diversion case. Do you want OHA controlling your water?)
Ue ka lani, ola ka OHA? OHA Trustees Claim Ownership of underground water
by Andrew Walden
Thirsty? Get used to it. The Office of Hawaiian Affairs (OHA) now claims ownership of most of Hawaii's fresh water.
After months of hearings, the Kauai Springs bottled water company was ordered shut down in January by the Kauai County Planning Commission. The action was backed by OHA administrator, Clyde Namuo at a Feb. 13, 2007 hearing to reconsider.
According to the Feb. 14 The Garden Island in a letter to Commissioner Randal Nishimura Namuo states that "the Hawaii Supreme court has found that where surface water and underground water mix and become part of a single system, (traditional Hawaiian) water rights can be protected."
Surface water is a state "public trust resource" and according to Namuo, part of the public trust responsibility includes maintaining waters in their natural state and allowing Native Hawaiians to exercise traditional and customary rights such as fishing and gathering.
Well water is the source of drinking water for much of Hawaii. Since all underground water comes from surface water, Namuo's theory -- which places any claim of real or imagined damage to Hawaiian fishing rights above all other property claims -- would extend OHA control to all wells in Hawaii -- control which might pass to a "sovereign Hawaiian government" if the Akaka Bill should become law. The only water which would evade OHA's grasp is water which falls out of the sky and directly into a catchment system.
Kauai Springs owner James Satterfield operated the company in a 1600 sq foot building located on agricultural land with permits from the county, state and federal governments. When he built the facility, he was not required to obtain special use permits which would be required if the bottling facility were deemed "industrial" rather than "agricultural."
Jason Donovan of Sustain Kauai explains that all changed when a competing water bottler complained to the Planning Commission. Hawaiian Isles is a major bottled water supplier on Kauai. According to Satterfield's attorney, Harvey Cohen, Menehune Water, Hawaiian Springs and other Hawaii water bottlers operate on ag land with special use permits and his client is willing to abide by the same rules now that the Planning Commission chooses to require them -- but apparently that is not good enough.
Satterfield's company has a lease to draw water from a spring on Knudsen Trust land. The pipe transporting the water is owned by Grove Farm. In a Feb. 24 letter to the editor of The Garden Island, Knudsen Toulon of the Knudsen Trust explains the origin of the water: "The water flows from tunnels that were constructed by Koloa plantation and are located on the Ahupuaa of Koloa, which extends from Kahili Mountain to the sea and from Weliweli to Lawai. This are is not ceded lands. It was purchased from the Hawaiians.
"King Lot Kamehameha sold the Ahupuaa of Koloa on May 1, 1863, to Mr. Robert C Wyllie. After Mr. Wyllie passed away, his estate sold the land in 1867 to Mr. Ira Richardson. My grandmother, Mrs. Anne Knudsen purchased the land from Mr. Richardson on March 1, 1872 ….
"The tunnels were dug back in 1898 by Anton Krupp, a manager of Koloa Plantation, for irrigation …. (In 1920) a pipe was installed and the water supplied to plantation employees, as well as Koloa town and Poipu, until the county had wells of its own.
"Mr. Satterfield's right to operate his small business should be reinstated."
Speaking at the Planning Commission hearing sovereignty activist Kaiulani Huff said, "Alert everyone they are on stolen land and borrowed land."
If Huff and Namuo get their way, land previously sold by a Native Hawaiian would have no resale value. Since all land in Hawaii other than "ceded lands" was once sold by a Native Hawaiian or deeded to a Native Hawaiian and conveyed to his heirs, this would in effect result in the abolition of private real property in Hawaii and the loss of hundreds of billions of dollars in assets held by thousands of Hawaii homeowners and property owners, including the thousands of Native Hawaiian property owners who have profited immensely from the increasing value of their land since the 1848 "Great Mahele" land distribution or have purchased property since then. In essence, Huff and Namuo are arguing for the overthrow of the Hawaiian Kingdom while claiming to uphold Native Hawaiian rights.
But not everyone would suffer. OHA trustees would be in control of all the property and would be free to lease it out to anybody they wish. This would be a very profitable arrangement for them and their Swiss bankers, although non-trustees both Hawaiian and non-Hawaiian may not be thrilled at the prospect of returning to serfdom after 159 years.
Speaking to The Garden Island, Satterfield says, "I am going to court. I don't need those permits."
TGI Feb 14: http://www.kauaiworld.com/articles/2007/02/14/news/news05.txt
TGI Feb 24: http://www.kauaiworld.com/articles/2007/02/24/opinion/edit01.txt
Kauai Springs website: www.kauaisprings.com
"Ue ka lani, ola ka OHA?" Is derived from, "Ue ka lani, ola ka honua" which translates as: "The heavens cry, the earth lives."
Lingle: Will agriculture survive Maui water diversion?
The Story of An American Dream Not Found on Kauai
Kauai Springs: Still Open for Business
Civil Rights Lawsuit Filed Against County of Kauai
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text:
Robert Graves
The Caterpillar
Poem by Robert Graves
Under this loop of honeysuckle,
A creeping, coloured caterpillar,
I gnaw the fresh green hawthorn spray,
I nibble it leaf by leaf away.
Down beneath grow dandelions,
Daisies, old-man's-looking-glasses;
Rooks flap croaking across the lane.
I eat and swallow and eat again.
Here come raindrops helter-skelter;
I munch and nibble unregarding:
Hawthorn leaves are juicy and firm.
I'll mind my business: I'm a good worm.
When I'm old, tired, melancholy,
I'll build a leaf-green mausoleum
Close by, here on this lovely spray,
And die and dream the ages away.
Some say worms win resurrection,
With white wings beating flitter-flutter,
But wings or a sound sleep, why should I care?
Either way I'll miss my share.
Under this loop of honeysuckle,
A hungry, hairy caterpillar,
I crawl on my high and swinging seat,
And eat, eat, eat—as one ought to eat.
Comments about The Caterpillar by Robert Graves
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- Phenomenal WomanMaya Angelou
- Still I RiseMaya Angelou
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- If You Forget MePablo Neruda
- DreamsLangston Hughes
- Caged BirdMaya Angelou
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- IfRudyard Kipling
- Stopping By Woods On A Snowy EveningRobert Frost
- TelevisionRoald Dahl


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Table of Contents
Like an elusive word "on the tip of one's tongue," technological disruption in trade finance has been eagerly anticipated but not yet realized. The business remains document driven, balance-sheet heavy and highly price sensitive. Compounded with margin compression and slowing growth rates in global trade volumes, we observe a rationalization—rather than disruption—in the large corporate trade finance landscape.
As the world's leading banks make "participation choices"—focusing on larger, stickier client needs—the past year has seen a further deconcentration in the market. Market leaders continue to grow more selective, weighing price points against broader relationship returns, and leaving room for the next tiers of banks to gain visibility through an increasingly commoditized product.
Shifts in Strategy
The biggest driver of change in trade finance currently is the shift in strategy on the part of the world's largest banks. Although the list of 2017 Greenwich Leaders in Large Corporate Trade Finance is still composed of global banks—like BNP Paribas in Europe, Bank of America Merrill Lynch and J.P. Morgan in the United States, and HSBC in Asia—their share of relationships (market penetration) have collectively decreased over the past six years.
In response to these new rules (e.g., NSFR, increased capital requirements) and a seemingly "new normal" of compressed margins and balance sheet pressures, large banks have adjusted their capital commitments to the business. With some degree of variation, most have pulled back from strategies based on capturing broad market share and increased focus on the specific clients, products and geographic regions that present the best profit potential.
Although the most seismic of these shifts played out over the past several years, retrenchment by big banks is still putting trade finance client relationships and revenues in play—and opening up new opportunities for other providers. Greenwich Associates projects that among large companies using trade finance, approximately 45% of companies in the U.S., about half of European companies and approximately 80% of Asian companies will shift business among trade finance providers in 2018.
That turnover would continue the trend seen this year, with about 60% of companies in the U.S. and Europe and 80% of companies in Asia moving trade finance business among different providers.
This "money in motion" is providing fuel to a range of aggressive competitors, including both established, traditional banks and emerging nonbank firms. In Europe, the diminished activity of global banks is opening the door for local banks that feel pressure to "internationalize" the service offerings in their home market(s) to keep pace with the needs of clients increasingly focused on cross-border trade. Across the European region, second- and third-tier banks are investing heavily in the business and starting to see results. "Although margins are thin and competition is fierce, trade finance still represents the quickest and cheapest way for banks to add an international element to their franchise," says Greenwich Associates Managing Director Tobias Miarka.
The pullback by big banks and investments by smaller players are creating less concentrated markets, and the average number of trade finance providers used by large corporates is inching higher around the world. As in Europe, U.S. companies are being solicited by up-and-coming smaller and regional banks that see an opportunity to generate revenue with trade finance and establish valuable relationships with large corporates. U.S. companies are also growing provider lists by adding foreign banks capable of delivering specialized coverage in international markets important to their businesses.
Technology Will Drive Efficiencies
Trade finance is perhaps the most paper-based and manual area of the financial services industry. "In terms of sheer lack of automation, trade finance can actually be considered an outlier," says Greenwich Associates consultant Gaurav Arora. "That makes it a market ripe for disruption."
The Organisation of Economic Co-operation and Development (OECD) estimates that 15% of the overall value of traded goods around the world is comprised of hidden costs, much of it a result of the manual processes underlying most transactions. This translates into losses of $100 billion per year. Actual costs could be much higher, because these OECD numbers do not take into account the impact of the opacity inherent in these manual systems. With transaction histories stored on paper, it is difficult for banks to access information needed to assess companies' risk and credit histories, making bank capital more expensive and less available to companies looking to finance transactions.
The lack of automation in trade finance is due primarily to the business involving companies of varying sizes and a wide array of entities—including not only banks, but also carriers, freight forwarders, ports, authorities, and other players. These participants differ widely in terms of available resources/budgets and levels of sophistication with regard to technology. As a result, harmonizing all parties onto a single technology platform has proved difficult.
Even in the U.S. and Europe, where roughly half of trade finance business is executed electronically on bank platforms, relatively few companies say they are using in-house or vendor-provided platforms that could link the various parts of the trade finance value chain. Only 29% of European trade finance customers use a proprietary or third-party platform to manage transactions. In the U.S. and Asia, the share is roughly half that amount.
Change is certainly anticipated in the form of new technologies—including, and perhaps most importantly, blockchain or distributed ledger technology (DLT). But despite a stream of exciting headlines about blockchain advances and ventures around the world, the industry still hasn't figured out exactly how DLT will function as a common process (versus separate pools of banks) in trade finance, and significant challenges remain ahead for developers.
However, the financial services and tech sectors are committing vast resources to apply DLT to corporate finance. Given the fact that the transactional nature of trade finance makes it perhaps the best and easiest fit for this technology, it seems inevitable that the blockchain will have a material impact on the business eventually.
In all likelihood, that impact will take the form of some type of "smart contracts" that digitize the letter of credit process. Going forward, using DLT to capture transaction-level details on shipment, payment and financial information could allow for much faster and easier matching. A blockchain-enhanced exchange of trade data and auditability of a participant's credit history would help increase speed, efficiency, and security in financing between buyers, sellers, and their banks. Finally, expanded access to transaction/business history within the digital chain would provide greater transparency to banks with regard to small and medium-sized enterprises (SMEs), enlarging input into bank credit risk models and potentially lowering credit costs/expanding availability.
Greenwich Leaders: Europe
Although turnover rates in the European trade finance business remain high by any historic standard, they have actually come down slightly from those of the past several years. That previous period featured the realignment of RBS and the continued strategic repositioning of other large European and global banks, a process that freed up trade finance relationships and left many companies seeking new providers.
Regional banks like Natixis in France and Intesa Sanpaolo in Italy have taken advantage of this churn to establish themselves more prominently in the business and win trade finance clients in their home markets. Reflecting companies' need for replacement providers and the availability of new options among both banks and nonbanks, the average number of trade finance providers used by companies across Europe is on the rise.
In this still-shifting environment, BNP Paribas maintains the position of clear-cut leader. Thirty-six percent of large European companies use BNP Paribas for trade finance, far outpacing the 28% of companies using second-ranked Deutsche Bank. Statistically tied at 25%, UniCredit and HSBC are close behind, followed by Commerzbank at 20%. These banks are the 2017 Greenwich Share Leaders℠ in European Large Corporate Trade Finance. The 2017 Greenwich Quality Leader℠ in this category is UniCredit.
BNP Paribas tops second-place Société Générale in market penetration in their home market of France, while in Germany, Commerzbank maintains a commanding lead over No. 2 Deutsche Bank and third-place UniCredit. The accompanying table presents the complete list of Greenwich Share and Quality Leaders in each of the major country markets of Europe.
Greenwich Leaders: United States
Two trends are driving change in the U.S. trade finance market: 1) U.S. companies are expanding their overseas trade and taking on new trade finance relationships to support this growing international business, and 2) Companies are experimenting with nonbank providers in various parts of the trade finance value chain.
U.S. companies are rapidly expanding their use of trade finance providers for transactions into and out of regions outside their domestic borders. Forty-eight percent of large U.S. companies now use trade finance, and of these, 58% now use a trade finance provider for European transactions, up from just 49% in 2015. For Asian trade finance, that share has jumped to 62% from 52% over the same period. Robust gains were also recorded in trade financeassociated with business in Central and Eastern Europe, the Middle East and Africa, and Latin America. (Over the past 12 months companies' use of providers for trade finance in Latin America has leveled off, while other regions continue to grow.)
This increased use of international trade finance has expanded the number of providers used by U.S. companies, while boosting business for regional powerhouses like Deutsche Bank in Western Europe, J.P. Morgan in Asia and Citi in Latin America. It is also providing opportunities for local banks seen as specialist providers in their home regions.
Also contributing to the increase in the number of providers used by U.S. companies for trade finance is the growing number of nonbank players competing for the business. About 10% of U.S. companies have engaged a nonbank provider for some aspect of trade finance. The most commonly cited nonbank provider is PrimeRevenue, a cloud-based supply chain finance platform for managing and optimizing cash flows. Companies also cite Bolero International, an early leader in electronic trade finance documentation and automatic settlement.
Despite these changes to the industry, the names of the banks that dominate the U.S. trade business remain largely the same. Well over 40% of large U.S. companies use J.P. Morgan and/or Bank of America Merrill Lynch for trade finance, making these two firms the clear leaders in the category. Citi is third at 38%, followed by Wells Fargo at 31% and HSBC at 26%. These banks are the 2017 Greenwich Share Leaders in U.S. Large Corporate Trade Finance. Four banks share the title of 2017 Greenwich Quality Leader: Bank of Tokyo-Mitsubishi-UFJ, BNP Paribas, J.P. Morgan, and Wells Fargo.
Greenwich Leaders: Asia
In Asia, the strategic shift on the part of global banks has been twofold. At the most basic level, many banks re-evaluated their resource commitment to the Asian trade finance business as part of their broad strategic response to crisis-era reserve requirements and balance sheet pressures. While some banks pulled back from the region altogether, most banks changed strategy by growing more selective in which client relationships they saw the most sustainable earnings potential.
That shift in focus gives rise to the second major element of their strategic shift: Global banks are concentrating their resources on the higher-value aspects of the trade finance cycle. In particular, they are focusing on cash flow management and supply-chain financing, businesses with profit margins much higher than those associated with letters of credit and other more traditional trade finance products.
"As a result, Japanese banks and other local Asian banks have found a wide-open playing field for trade finance 'flow' products," says Greenwich Associates consultant Gaurav Arora. "Meanwhile, the global banks that have always been a presence in this market have not gone away. They have just become more selective in the plainvanilla aspects of the business, as they shift their attention to working capital advisory solutions and complex supply chain needs."
The list of 2017 Greenwich Share and Quality Leaders reflects this fast evolution of the marketplace. In terms of market penetration across Asia, the top four spots are held by global banks: HSBC at 38%, Standard Chartered at 33% and BNP Paribas and Citi, which are statistically tied for third with 28% and 26% respectively. But at 23%, DBS Bank ranks fifth and is closing in on the global leaders. DBS Bank is the top trade finance provider in its home market of Singapore, as are Bank of China in China, State Bank of India in India, and KEB Hana Bank in South Korea.
In terms of quality, local providers have not yet caught the global leaders. The 2017 Greenwich Quality Leader in Asian Large Corporate Trade Finance is BNP Paribas. The accompanying table presents the complete list of Greenwich Share and Quality Leaders in each of the major country markets of Asia.
Consultants John Colon and Don Raftery specialize in corporate banking, cash management and trade finance services in North America. Consultants Dr. Tobias Miarka, Markus Ohlig and Melanie Casalis specialize in corporate and investment banking, as well as transaction banking in Europe. Consultants Paul Tan and Gaurav Arora specialize in corporate and transaction banking in Asia.Methodology
Trade finance interview topics included product demand, quality of coverage and capabilities in specific product areas.
Based on 536 interviews with corporates with annual revenues of EUR500 million or more, across Belgium, France, Germany, Italy, Luxembourg, the Netherlands, Nordic countries, Portugal, Spain, and the United Kingdom.
United States
Based on 185 interviews with corporates with annual revenues of $2 billion or more.
Based on 578 interviews with corporates with annual revenues of $500 million or more, across China, Hong Kong, India, Indonesia, Malaysia, the Philippines, Singapore, South Korea, Taiwan, Thailand, and Vietnam.


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Deer Park Primary School
New Road, Wingerworth, Chesterfield, Derbyshire, S42 6TD
Telephone or Fax: 01246 232696
Deer Park School is situated in a very attractive rural setting in the
village of Wingerworth just 2 miles south of Chesterfield,
8 miles
from the motorway and just 2 miles from the Peak District National
Park. It is an ideal place to bring up a family.
The school overlooks the park with its fishing ponds, cricket pitch,
tennis courts and play park on one side and the rolling Derbyshire
hills on the other. Classrooms are light and airy providing
inspirational views.
Click for map.
For more information or to arrange a visit to school please contact
the Head teacher.
If parents or carers would like paper copies of any of the documents
available on the website please contact the school office.
To contact us:
Telephone or Fax: 01246 232696
: email@example.com
Write to: Deer Park Primary School,
New Road, Wingerworth, Chesterfield, Derbyshire, S42 6TD
Deer Park Primary School, New Road, Wingerworth, Chesterfield, Derbyshire, S42 6TD
Telephone or Fax 01246 232696
e-mail: firstname.lastname@example.com
Click here to go to
photo gallery page
school uniform
Click either of
the links below
Keeping Children Safe
in Education
2019/20 newsletters
2018/19 newsletter archive
Medicine form
Term dates
Year Planner
Uniform ordering
Useful info
Statutory info
School Brochure


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Joe Allen took the acclaim from his Liverpool team-mates as coolly as his decisive penalty, Lucas Leiva celebrated manically in front of 4,400 despairing Stoke City fans and Simon Mignolet wallowed in the Kop's applause long after Jürgen Klopp's latest chorus-line salute ended. Three months into the job and Klopp has steered Liverpool to Wembley but their record 12th League Cup final appearance owed everything to the unsung, the unappreciated and the maligned in his ranks.
History shows Liverpool do not require German guidance on how to win a penalty shootout and their latest, their 11th success in 13 lotteries, was built on the reflexes of their often-criticised goalkeeper and the composure of Lucas and Allen in sudden death. The former Liverpool striker Peter Crouch and Emre Can missed a penalty apiece before Mignolet threw himself to the left to save the defender Marc Muniesa's effort, Stoke's seventh, leaving Allen to seal victory with a nerveless finish. Liverpool had no designated taker by that stage.
It was cruel in the extreme on Stoke, who played with the confidence, composure and intelligence that had deserted them in the first leg at the Britannia Stadium and levelled the contest through Marko Arnautovic's controversial goal on the stroke of half-time. The visitors were the better team until tiring in the pursuit of a decisive second goal but Allen's role as conqueror was fitting.
Liverpool reached Wembley the way their journey in the Capital One Cup had begun against Carlisle United; requiring penalties to save them from a witless, careless performance that only improved once the Wales midfielder replaced Kolo Touré in the 85th minute. Allen injected accuracy into Liverpool's passing that was sorely lacking and took a booking for the team when scything down Ibrahim Afellay as Stoke threatened to break away late on. An away win at that stage would not have surprised an anxious Anfield but, as at Norwich City on Saturday, Klopp's team edged it despite themselves. It is not the worst habit a manager can have.
Mark Hughes had urged Stoke to make history and secure a first League Cup final appearance since 1972 but they had to rewrite history, and cope without the injured Ryan Shawcross, to do so. Liverpool had never lost a League Cup semi-final at Anfield or a cup tie against Stoke and their manager never suffered defeat in a semi-final with Borussia Dortmund. The records and a 1-0 first-leg lead should have encouraged Liverpool yet they were cagey, apprehensive in contrast to the visitors' assured, clear approach.
There was no subtlety in the Stoke manager's gameplan. His intentions were clear the moment the teamsheet landed and Peter Crouch's name was in the starting line-up while Xherdan Shaqiri sat on the bench. In fairness Liverpool had invited a direct game, or a "heading festival" as Klopp predicted before kick-off, through their persistent weaknesses when defending set pieces. Stoke provided Crouch with few opportunities to punish that flaw from open play but his aerial battle against Mamadou Sakho proved crucial in dragging the France defender out of position for Stoke's breakthrough.
The semi-final started at a frantic pace and to the backdrop of a vibrant atmosphere, with Anfield applauding en masse – Klopp and the travelling supporters included – in memory of Owen McVeigh, a 11-year-old Liverpool fan who recently lost his fight with leukaemia.
An intense, scrappy cup tie saw both sides struggle with their passing and first touch. The captains, Jordan Henderson and Glenn Whelan, were telling team-mates to keep cool heads when they were responsible for misplaced passes and Hughes was out of his seat with only five minutes gone to berate the Stoke defence for sitting too deep. Irritation on the touchline remained a feature of the first half from both managers.
The occasion got to Stoke in the first leg, an error-strewn performance undermining home advantage at the Britannia, but so too did Liverpool. Klopp's injury-hit team never allowed Stoke to settle and forced mistakes in a relentless display. They attempted the same at Anfield but without the same result as the long ball limited Liverpool's pressing in the final third. It also created the first clear opening of the night when Erik Pieters's clearance caught the home defence square and sent Jonathan Walters through on goal. As in the final act of the first leg, the boyhood Evertonian dragged a shot wide of Mignolet's far post.
A 25-yard drive from Emre Can was the sum total of Liverpool's threat in the first half and Stoke's confident display was rewarded, wrongly, in stoppage time. Crouch won possession deep in the Liverpool half and Alberto Moreno was nowhere to be seen when Walters released Bojan Krkic down the right. Bojan played a perfectly weighted pass behind the recovering Sakho and, despite Arnautovic being offside in the centre, Lee Betts' flag stayed down as the unmarked forward scored from close range.
Liverpool's tempo improved after the interval and Roberto Firmino struck the outside of Jack Butland's post while Sakho made two vital blocks to deny Walters. Stoke's Marco van Ginkel, on for the injured substitute Charlie Adam, hit the same spot as Firmino in extra time but chances were limited for both sides during the 120 minutes. Adam's injury, depriving Hughes of the opportunity to replace the tiring Crouch with Joselu, had a big impact on the visitors' performance, although not as big as Mignolet, Allen and co in the shootout that took Liverpool to Wembley.


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310 Beck Avenue Fairfield
Ca 94533
"Ethics are culturally evolved mechanisms that regulate self-interest…The greater the power of humans, the more critical ethics become for long-term cultural & biological survival."
David Holmgren, co-founder of permaculture
Join us as we discuss the importance of building a better world for ourselves & future generations by exploring the 3 ethics of Permaculture: Earth Care, People Care, & Fair Share. These three principles tend to guide the kind of decisions that we make in order to benefit the entire ecosystem, rather than just ourselves. Afterward, we'll take a tour of our demonstration food forest & learn how to start applying these ethics in your own garden in the new year!
The event is free, but please register in advance so we can best host your for the talk and tour.


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Chattanooga Swimming Holes
by Jen, Chattanooga Vacation Rentals
Don't swim alone and check the recent weather. The amount of rainfall in the days leading up to your swim changes the conditions of the swimming hole. The more rain we've had, the faster the water will flow. Strong currents can be the result.
Swimming hole PSA over. Now I would like to tell you about a couple of my favorites in the Chattanooga area.
I travel with a young crowd. I mean eight, ten, twelve years old. So, I'm pretty tame. But, I do love swimming holes and all of these options are excellent for both groups of adults or families.
A couple of things that you must have with you. Mask. A mask and snorkel are even better. Swimming shoes like Chacos or Keens. A back pack with a towel and some snacks.
Gah, I kind of hate to tell you about these spots. The kind of feeling where you are so happy about the place that you so want to share it, but the sharing itself may ruin the spot. So treat each place with much care and great tact because even you will want to come back.
Hippie Hole, or Martha's Falls it is called on a map, is on the Little River in Alabama. Yeah, it can be crowded on the weekends, but watching the folks jump from the higher cliff is an interesting tradeoff. The tame in me either swims in the deep pool at the base of the cliff, or we swim up river in the shallow sections with our masks in the water watching the fish swim by. The kids love it and I love seeing what I can find around the next bend in the river.
Big Soddy Gulf in Soddy Daisy. One of the best parts of any swimming hole is how clear the water is. This is true at Hippie Hole and it is true here. Cold water with warm rocks on the other side. Deliciously enticing. A big smile on my face. It was a hot day. A perfect day to be in the water. A man is laying in the shallows propped up on the shore reading a book. At his head is his greyhound. The day is spent floating and climbing on rocks. And, oh so many creek bends to explore.
Foster Falls is northwest of Chattanooga in Sequatchie, TN. The swimming hole is at the base of the falls. There is a steep hike down to the spot, but I have made the trek with small children and pregnant mamas in tow.
All of the spots are beautiful and rewarding and refreshing. Be wary the dangers and mindful in the using, but do not miss the swimming hole. It's worth the trip every time.


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Leslie Jones Mocks Amber Rose's Racy 'Bush' Pic At BET Awards
OMG! We can't believe that just happened. BET Awards show host Leslie Jones totally mocked Amber Rose during the June 25 event, when she poked fun at the model's now-infamous 'bush' pic. Watch here!
Leslie Jones just went there during the June 25 BET Awards, as she mocked Amber Rose, 33, and her now-infamous "bush" pic. As you'll recall, Amber recently took to Instagram to post a picture of herself laying on a flight of stairs, completely bottomless. And her pubic hair was on full display. Instagram eventually pulled the pic for being too graphic, but it was up long enough for most of her followers to see — and Leslie Jones, who was hosting the BET Awards, was one of them. So being the comedian that she is, Leslie took full of advantage of the racy post and mocked Amber during the show.
In fact, Leslie laid down on the stairs leading to the stage and tried reenacting Amber's pose. Fortunately, Leslie kept her clothes on, but she did admit that she doesn't shave her crotch area, as she told Amber, "[we have] something in common." Then, she snapped a pic (which you can see below) and said, "[Your bush] looks like James Harden and mine looks like Frederick Douglass." Yes, she really said that.
Amber posted her pic just two weeks ago, on June 10, in an effort to promote her annual Slut Walk, which is why she hashtagged the pic, "#amberroseslutwalk." And believe it or not, it even created a movement on Instagram. After the social media site pulled Amber's pic, she uploaded it again and started sharing pics of her fans reenacting the look. Leslie must have wanted to do one of her own — and watching her attempt the pose was hilarious!
.@DaRealAmberRose did I do it right? #BETAwards pic.twitter.com/qWM8fUVgNn
— Leslie Jones (@Lesdoggg) June 26, 2017
HollywoodLifers, how do YOU feel about Leslie Jones mocking Amber Rose? Tell us how you feel below!


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Pointers to Keep Your Pages Optimized.
There are many search processes that are carried out every second online, and they have been researched to be over three billion every day. You find that many people want to get all the details on various activities and information that will be helping you know all the information concerning various products or business information. You need to know that for you to be able to make an impact on the world, you need to utilize the mechanism of the business search platforms. If you would like your business to appear on the first page of the search engine, you need to ensure that you utilize an SEO strategy this time around as discussed here.
Here are some of the important pointers that you need to use when you are advertising your real-estate business today. No matter you are an agency or an independent realtor, here are some of the important tactics that you need to use to enhance on-page optimization approaches. It is always important that you read all the details that Google outlines when it comes to working with SEO. It can be difficult if you try to implement a strategy while you have no idea of the rules and principles that require to be followed.
The other critical thing is to ensure that your website is ready and the content that you have created is in solid shape. It is important that you have content that can provide relevant details that will be interesting to your potential clients. Great content will help you maximize the services that you have been offering and this will play a great role in the delivery of services in a great way. Clients want a situation whereby you can make your update your business website often and incorporate the modern methods of carrying out business marketing.
It is important that you take enough time to research more on the keywords that you need to use the right way as this will offer better optimization strategies, you will make your business to appear among the top searches on the list. If you are looking forward to making your campaign powerful, you need to ensure that you can get strategies that will make your business flourish. It is important that you get to realize that best way that you will enjoy your business and this is very important as it will help you enjoy the best services.


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Home | Simon Alliott
Simon Alliott
The Non-Contentious Lawyer
Notary Public
Notary Public
Working in the legal profession for over 30 years in multiple roles gives me a unique insight into all aspects of non-contentious legal work.
Qualifying as a solicitor in 1984 was only the beginning of a diverse career which has included qualifying as a notary public in 1991; holding the office of clerk to the general commissioner of income tax for 10 years; receiving a masters degree covering welfare law, public and international law and the renewable obligations in the electricity industry; teaching notarial practice at the University of Cambridge and at University College, London (UCL). In recent years my work migrated towards the specialist areas of corporate and non-for profit structures and governance, leading me to qualify as a chartered company secretary.
In November 2017 I made a significant change to my career and now work for DLA Piper in Leeds, working with a team of lawyers acting for national clients with large property portfolios.
I maintain my notary practise in Barnsley and I am best reached by email on
or by text on 07757 997 927


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GeneYus™ is an excellent blend to diffuse for young minds that are focusing and concentrating on projects.
Apply GeneYus™ onto temples, wrists or the back of the neck to bring a sense of alertness and clarity. Diffuse or apply this supportive oil to create a positive environment and enhance creativity.
Key Ingredients
Sacred Frankincense, Blue Cypress, Cedarwood, Idaho Blue Spruce, Palo Santo & Melissa essential oils
Benefits & Features
- Provides optimal support when distractions are high.
- Instil s a sense of focus and concentration.


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grep query doesn't work to delete multiple page breaks
I wanted to delete all page breaks (manual, odd, even) in an InDesign document with Grep:
Find: [~P~L~E]+
Replace: \r
This query doesn't work, it finds nothing.
If I use one by one it's prefect. What' wrong?
(Attached test-file)
Best regards,
Egyed Serf
1 vote
Egyed Serf shared this idea


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Found this quote on Pinterest…..
Great words for a Monday, don't you think?
What area of your life are you watering? I'd love to hear.
Because I'm feel like I'm not watering enough.
Happy New Week Everyone!
20 Monday Aug 2012
Posted Monday Motivation, Quotesin
Found this quote on Pinterest…..
Great words for a Monday, don't you think?
What area of your life are you watering? I'd love to hear.
Because I'm feel like I'm not watering enough.
Happy New Week Everyone!
14 Tuesday Aug 2012
Posted Books, My Life Today, Uncategorizedin
13 Monday Aug 2012
Posted Home Staging, Home Staging Tips, Uncategorizedin
I recently saw a quote by Gary Keller, founder of Keller Williams Real Estate, "Price brings you interest, staging brings you offers."
Staging your home when it is on the market is crucial whether you do it or have someone do it for you, it must be done.
When decorating your home, you want to express your attitude, colors and style. As it is with your buyers. They are looking for a home that fits those same criteria and that's where staging comes in. Their color and style is most likely not yours. They may be a young married couple just starting out or a couple that has their own defining tastes. The principle here is to make your home as generic and ageless as possible. Not bare, not necessarily plain with everything white or beige but you want your decor clean, updated and as pleasing as possible to as many as possible.
That means removing the clutter, the collections, outdated pictures and outdated furniture. Sometimes in the case of older clients that means, doilies, dolls and memorabilia.
Recently, I staged a home for an older couple who were very proud of their decor, collections and let's just say stuff. A lot of stuff. Everywhere.
While I was able to tackle the stuff everywhere problem (almost), I was still left with decor that looked like an older couple would have. So the goal was to make the home look as ageless as I could. Removing a few large pieces, reworking some vignettes for them and trying to make the space more open and bright were on the top of my priority list.
Just remember when staging you want the buyers to walk in and imagine themselves living in the space not an overwhelming sense of who lives there now. When decorating your home you should always step back and take a good look at your decor or ask a friend or relative if you feel that the room dates you but be ready for the truth, it can hurt!


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In this article you will find:
- Meet Blue Wilderness Dog Food
- What are the best Blue Wilderness Dog Food Recipes?
- Behind the Brand
- Blue Wilderness Recall History List:
- Blue Wilderness Dog Food Coupons 2020
- Best Blue Wilderness Dog Foods Recipes
- Customer Reviews and Reputation
- Blue Wilderness Chicken Recipe
- Summary
Meet Blue Wilderness Dog Food
Blue Wilderness is a dog food brand inspired by the ancient roots and history of dogs. Canines were once ferocious meat eaters who thrived on a high protein and grain free diet but over time dog food manufacturers have replaced these ingredients with corn, wheat, and other fillers because they are cheaper and easier to source.
Blue Wilderness prides themselves on creating food that is 100% grain free and uses only the finest all-natural ingredients with real meat taking center stage in everything they serve.
Every food from Blue Wilderness contains real meat as the first ingredient and no by-products, artificial preservatives, corn, or soy.
- Parent Company: Blue Pet Products, Inc. – a subsidiary of General Mills, Inc.
- Founded in: 2002
- Made in: Wilton, Connecticut
- Made by: A variety of manufacturers, CJ Foods, Ainsworth, ProPet, Triple T, and more.
- Available at: Chewy, Amazon, Petsmart, Target
- Types of Food: Dry, wet, treats
- Real Meat in First 5 Ingredients? : Yes
- Recalled in Past? : Yes
What are the best Blue Wilderness Dog Food Recipes?
- Blue Buffalo Wilderness Chicken Recipe Grain-Free Dry Dog Food – Most Popular
- Blue Buffalo Wilderness Salmon Recipe Grain-Free Dry Dog Food
- Blue Buffalo Wilderness Rocky Mountain Recipe with Red Meat Adult
- Blue Buffalo Wilderness Large Breed Chicken Recipe Grain-Free Dry
- Blue Buffalo Wilderness Beef & Chicken Grill Grain-Free Canned
Behind the Brand
The story of Blue Wilderness starts with the Bishop family and their dog Blue. While Blue was struggling with cancer, the family started to research dog food and the ingredients that most manufacturers include in their formula.
They discovered that so many of the ingredients included in dog food are harmful to our pet's and they vowed to put a stop to it.
This discovery set the Bishop family on a mission to create a pet food brand that is not afraid to take on the pressing issues. They produced food that appeals to each type of dog with a wide variety of unique needs; they created Blue Buffalo.
Working alongside holistic veterinarians and animal nutritionists, the Bishop family designed a formula with real meat and vegetables as the main ingredients. Blue Buffalo sets the standard for pet health across the country, and today they pilot the best-selling pet food brand in the United States.
What Types of Dog Foods Does Blue Wilderness Offer?
Within the Blue Wilderness brand, they offer a wide array of different pates and kibble. Each food stands tall to its promise of focusing on real meat as the main ingredient and no grain, corn, or soy in any of their formulas.
It's worth mentioning that a high protein diet is not for every kind of dog and you want to test this type of food out before fully committing. Protein is fuel for dogs, but like humans, they do benefit from a balanced diet of carbs and fat as well.
Excessive protein in a dog's diet puts pressure on their kidneys through urination, and their bodies can only handle so much protein. It's important to talk with your veterinarian about whether a high protein diet is the right choice for your pup.
Rocky Mountain Recipe
Blue Buffalo talks about dog's comparison to wolves and how they roamed the American West surviving on a diet rich in proteins. That is their thinking behind creating Rocky Mountain Recipe; to include more of the meats dogs love and less of the filler they don't want.
This formula contains meat as the first ingredient and antioxidant-rich fruits and vegetables alongside it.
Rocky Mountain Recipe Dry Options:
- Red Meat
- Rabbit
- Bison
- Healthy Weight Red Meat
Rocky Mountain Recipe Wet Options:
- Rabbit
- Red Meat
Bayou Blend
Blue's Bayou Blend combines unique flavors of the Southern US waters like alligator, catfish, and shrimp. This formula is grain-free and always features meat as the first ingredient.
Alongside the protein-rich meat, you'll find sweet potatoes, peas, blueberries, cranberries, and carrots included in this formula.
Bayou Blend Food Options:
- Bayou Blend Dry
- Bayou Blend Wet
- Bayou Biscuit Treats
Denali Dinner
This blend from Blue was designed to mimic wolves' diets in the Alaskan wilderness. The formula includes wild-caught salmon, venison, halibut, and crab meal as the core proteins. Alongside the meat, you'll find sweet potatoes, peas, blueberries, cranberries, and carrots.
Every food from Blue also includes their Lifesource Bits so even if your dog is eating a primarily protein-based diet they still receive immune boosts and healthy minerals from this portion of their food.
Denali Dinner Food Options:
- Denali Dinner Dry
- Denali Dinner Wet
- Denali Biscuit Treats
Wilderness Trail Trays
This food comes served in a single portion tray with a wide variety of flavors including beef, chicken, turkey, and duck.
Wilderness Trail Tubs
These come in an 8-ounce tub and feature flavors like beef, venison, chicken, duck, and turkey. They're a bit larger than the trail trays so for a smaller dog they would serve as more than one meal.
Blue Wilderness Recall History List:
Blue Wilderness has had a series of recalls since their founding in 2002. Here they are listed in reverse chronological order.
- March 2017 – Rocky Mountain Recipe Red Meat Dinner Wet Food was recalled for having elevated levels of naturally occurring beef thyroid hormone.
- February 2017 – Wilderness Trail Trays Duck, Beef, Chicken, and Turkey get recalled for issues with packaging and possible aluminum contamination.
- November 2015 – Cub Size Wilderness Chew Bones get recalled for potential salmonella contamination.
- October 2010 – Blue Wilderness Chicken Flavored dry dog foods get recalled for potentially containing high levels of Vitamin D.
Blue Wilderness Dog Food Coupons 2020
+ Free Shipping at Chewy.com
Best Blue Wilderness Dog Foods Recipes
In this section, we're breaking down three of the most popular offerings from Blue Wilderness to help you make the best buying decision for your canine.
Blue Wilderness Chicken Recipe
This dog food is their most popular offering, and it's most likely because it is one of the most standard proteins in a dog's diet.
While Blue Wilderness prides themselves on creating food that is high in protein, we were somewhat relieved to see that the food balances out in terms of nutrients. With 34% protein, 15% fat, and 6% fiber, you're still feeding your pup everything they need to grow and thrive.
96% of reviewers online say they love this dog food and would recommend Blue Wilderness Chicken Recipe.
Blue Wilderness Bayou Blend
We scoured the internet trying to find a food that was as bizarre in its ingredients as this formula, but upon further research, we discovered that Bayou Blend has a unique approach. Alligator and catfish are great if your pup has a sensitive stomach.
Some dogs also need a poultry free diet because their bodies do not process it correctly. Along with the protein, your dog gets sweet potatoes and peas to balance out the protein with essential carbohydrates. It might sound bizarre, but if other foods aren't working for you; you might want to try Blue Wilderness Bayou Blend.
Blue Wilderness Grain-Free Duck Biscuits
Treats play an essential role in training and teaching our pups obedience and behavior, but so many manufactured treats contain harmful chemicals and fillers. Blue Wilderness Grain-Free Duck Biscuits have a limited amount of ingredients with duck, chicken meal, and potatoes at the forefront of that list.
Customer Reviews and Reputation
Blue Wilderness has an excellent reputation online with 910 five star reviews out of 1049 on their most popular food brand from Chewy. Reviewers state that their dogs love the flavor of the food and they seem to enjoy every bite they take. Many customers have also said the added fiber in this food helps regulate their stools and help them digest their food better.
Common complaints seem to involve a bad smell, possible changes in ingredients, and trouble eating the LifeSource Bits.
Positive Reviews
Looking for a high protein food
- We were looking for a high protein option for our one-year-old pitbull to help build his muscle tone. There are a lot of great options, but they can get costly. Blue Wilderness allows us to provide our dog with a higher quality of food, higher protein, and it's within our budget. The dog loves the taste, and it has been great for him. – Chewy Customer
Helps stomach issues
- We tried a lot of food for our Doberman. He has bad gas and normally runny stools. This food has the high protein he needs PLUS high fiber. It has helped the smell of his gas and more solid stools. It's also cheaper than a lot of things we have tried. We will continue using this brand moving forward! – Chewy Customer
Our Dogs Approve
- I have two lab/pit bull mix pups, and we started them on authority, and it was good but decided to try our luck with Blue and haven't gone back. They love it, and it gives them a lot of energy throughout the day. Their coats have also become so much healthier along with their skin! Definitely, recommend! – Chewy Customer
Negative Reviews
Good food if your dogs will eat it
- I do not doubt that this is very high-quality food. I was excited that my dogs initially seemed to like it. However, after a week or so, we started finding uneaten life source bits around the kitchen. A few days after that, they just ignored the bowls until they got hungry enough to eat something they didn't like. It's too expensive for my beagles not to enjoy. Back to the drawing board. – Chewy Customer
Smart Bits
- I love this food, and my dogs thrive on it. However, that being said the "smart bits" are a complete waste of space and money. My "smart" dogs will NOT eat the smart bits, and it makes a huge mess. I've asked Blue if they can make a bag without them – I am THAT frustrated by it! – Chewy Customer
Not Great This Time
- Won't order this again. My dogs usually love this food but not this time. Not sure if the recipe was changed, but the pieces are larger the usual. When I first started purchasing this brand is smelled a little fishy, but the smell isn't there in that batch. – Chewy Customer
Blue Wilderness Chicken Recipe
Dog Food Review
Rating: 4 out of 5 stars
First 5 Ingredients: Deboned Chicken, Chicken Meal, Peas, Pea Protein, Tapioca Starch
This high protein dog food contains 34% protein, 15% fat, and 6% fiber. We find this balance to be essential for your dog because they need this protein to maintain healthy energy and muscle development.
That said, if your dog is not highly active and lives in small quarters, they might not be able to handle this amount of protein, so you want to make sure you get a professional opinion.
The food balances out well though with calcium, phosphorous, and other essential vitamins to help bones, teeth, and joint function.
There are no artificial preservatives, colors, or flavors anywhere in this food, but we can't get past the LifeSource bits issue with this food. Blue should do something to disguise them better because they seem to be almost inedible by many of the critical reviews.
Overall, with sky-high positive ratings, a seemingly endless variety of options, and all-natural ingredients in every bite; Blue Wilderness appears to be leading the pack in the realm of healthy dog food options.
Within the Blue product line, you and your pup are sure to find something that will please their palette and your wallet.


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The Jalopy Journal
Discussion in 'Traditional Customs' started by Eric H, Sep 23, 2012.
Glad to see an update. This is a terrific project.
So not to be presumptuous, but what's after the top? I can't wait!
Lol, round the hood corners and gap it well. Then full body paint. There is also a long list of mechanical things I would like to change.
Good to see an update,its going to be a kustom with big K after you are done!
Glad to see a update.
I can't wait to see some paint.
Posted using the Full Custom H.A.M.B. App!
This is so sick. Keep up the good work mate!
The lift off top almost ready for paint prep.
You are the man.
Cool to see some updates, looks to be real cool! What color are you painting the top?
Thanks, it will be a light metalic green. That may not be permanent though.
Found a little area in the gutter that was soft so I fixed that. I have had a hard time finding anyone local to blast this thing properly. I mentioned it to my friend who owns a body shop and he was having the same problem. Two weeks later he bought the entire setup so it will be going there for prep, body and paint. BRENT was going to paint it but it is way too cold now.
Last pic before the top goes for body and paint.
I love your posts, Eric. That camera shot is art. Especially cool that the car was a soft top.
What else is on then slate, til the top comes back?
Are you happy with the dual carbs? Any more tweaks for the flathead?
I'm sure you've seen this, but twin straight pipes would turn a corner, for me!
I'm going to wrap up the rear bodywork and prepare the car for a fresh coat of the same black paint as before. It's not done but I want it to look good for a little while. Then I can put it all back together. It will be going back to the Detroit autorama in March so that's my deadline.
It runs pretty well, just a little rich at times. I have smaller power valves in but it's still a problem in cold weather.
Thanks for sharing, looks great !
It's been a treat watching the progress, and even more so meeting and getting to know you (a little). While recovering from hip replacement last week, it's fun seeing you make progress on your car, as I can't do anything on any of mine for awhile. Looking forward to seeing it in Detroit.
You too Brian. I'm waiting for my ride to the body shop with the roof as we speak. Are you bringing one of your cars to Detroit this year?
Off to the body shop.
Will the top be finished with a conventional headliner (bows)?
I'm still thinking about the best approach Mo.
How about...giraffe hide? (Remembering a Westergard custom with Zebra hide headliner.)
Lol, not really the look I'm going for.
Great work with the roof Eric! Hope the paint turns out great!
Blasted and treated with some Eastwood rust converter stuff.
Whew! At first when I looked at it I thought to myself that sure was some splotchy purple paint.
Lol. No
HAHA my first though was that doesn't look like green.
And a pretty crappy finish too. lol The finished product will be top notch..
Is it done yet?
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About PSPL's Volunteer Program
Thank you for your interest in becoming a volunteer at the Palm Springs Public Library! Volunteers are an important aspect of our Library. Volunteers provide a vital link between PSPL and the community by informing others about Library services and by bringing valuable input to the Library planning process. Generous individuals, such as you, donate time and talents to enhance the quality of the Library services for our community.
Volunteers supplement, but do not supplant library staff. With today's economic challenges volunteers are needed as never before and are key in complimenting staffing needs.
The Palm Springs Public Library accepts volunteer applications from enthusiastic people who enjoy interacting with the public. For scheduling purposes a minimum commitment of 4 months per year, 4 hours per week for 2 hours at a time is required. We ask that volunteers commit to a flexible but set schedule per week.
Expertise in areas listed in our volunteer opportunities/job descriptions is helpful but not essential. Every effort is made to match volunteer's skills, abilities and interests with the needs of the Library.
Volunteers must be at least 18 years of age and will be required to:
- Complete a volunteer application
- Submit references
- Be interviewed by Library staff
- Submit to livescan fingerprinting
- Attend an initial orientation session and an annual meeting
- Have on-the-job training
- Work assigned hours
- Complete monthly time sheets
Other requirements and information may be needed (as noted in the application and in accordance with the City of Palm Springs and the Library). Applicants will be notified at the time of the interview if anything further is needed.
Please see the volunteer job descriptions below for applications.
Job Descriptions & Applications:
The following Volunteer Opportunities are available:
Read, print and fill out an application above. Submit the completed application in-person at the Information Desk to a Librarian today! Applications are also available at the Information Desk from a Librarian.
PSPL loves its volunteers. Thank you for considering us!


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Anushka has seen in the Sabyasachi Mukherjee creation in the wedding pics:
Mumbai: Virat Kholi and Anushka Sharma after their wedding in Italy hosted a grand reception in New Delhi for friends and closed ones. The newlywed couple looked stunning as they looked in their wedding pics when came out to receive the guests. Here are some of the glimpse of Virat Kohli and Anushka Sharma wedding pics.
Anushka wore Sabyasachi Mukherjee for the wedding reception:
Anushka Sharma was again wearing Sabyasachi Mukherjee for the event of reception. According to the designer, she wanted something that reflected the old world charm.
The designer shared a picture on office Instagram post describing what the bride and groom wanted to wear and what got in the pictures was something adorable.
The loving couple was seen outside welcoming their guests. The chance was perfect for everyone who wanted to have a look at their loving couple altogether. A number of images and videos have been coming out and the duo looks incredibly adorable and loving together. Because the wedding happened in Italy the fans of both stars couldn't have a glimpse but only had a few Virat Kohli and Anushka Sharma wedding pics over the internet.
A star-studded reception of Virat and Anushka:
Virat Kohli and Anushka Sharma hosted a wedding reception for dear and loved ones who could not join them in the wedding ceremony. A number of Bollywood celebs and Indian cricket stars made their appearance.
Virat and Anushka invited the following Indian celebrities for their wedding reception:
The invitees for Virat and Anushka wedding reception were: Shah Rukh Khan, Priyanka Chopra, Karan Johar, Madhuri Dixit, Boney and Sridevi, Ibrahim Khan and Sara, and a number of other celebrities from the Bollywood and Indian cricket charisma too made their appearance worth.
Virat and Anushka tied their knot on 11 December on Italy. After several denials from both the celebs, the couple made their official announcement on Twitter by issuing a joint tweet.
Soon after the wedding, the couple flew to a cold snowy place as seen in pictures. Virat and Anushka returned back to the country to host reception event for family and friends on December 21.
Some exclusive pics from Virat Kohli and Anushka Sharma wedding reception:
Thank you to @imVkohli & @AnushkaSharma for inviting me to DJ at their wedding reception in Delhi
You guys make an amazing couple and are such nice people – genuinely happy for you both ??#djfrenzy #virushka pic.twitter.com/9jib6r3Oph
— FRENZY (@DesiFrenzy) December 22, 2017


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In total, prices have risen by 39.5% this year, according to the INDEC national statistics bureau.
Editor-in-Chief, Buenos Aires Times.
Inflation for October came in at 5.4 percent, the INDEC national statistics bureau reported today, pushing the cumulative total for the year so far close to 40 percent.
In total, prices have risen by 39.5 percent this year, according to INDEC.
In October, food and non-alcoholic beverages increased 5.9 percent, while transport rose 7.6 percent. The biggest rise was seen in housing, water, electricity and other fuels, which rose 8.8 percent after the government approved adjustments for gas rates.
Healthcare rose 5.5 percent, with clothing and footwear up five percent.
Biggest rises in terms of geography were registered in Cuyo (up 5.9 percent), Patagonia (5.8 percent) and Greater Buenos Aires, where prices rose 5.1 percent.
Last month, Finance Minister Nicolás Dujovne predicted that numbers for inflation in October "would be bad" due to a September carryover. But he said he expected "a clear drop" for November.
Earlier today, senators in the upper house approved the budget proposal put forth by President Mauricio Macri's administration.
The budget approved on Thursday by the upper house projects a 0.5 percent slide in GDP and a 23 percent inflation rate by year-end, down from 44 percent this year.
It will also cut the primary deficit before debt payments to zero — down from 2.6 percent of GDP this year.
Critics say it slashes social spending by 35 percent once inflation is accounted for. It also calls for a 50-percent increase in debt service payments in peso terms.
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Las principales fechas de la mano de la producción de Radio Perfil.


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Should you always stand by your man?
[vc_row][vc_column][vc_column_text]We've all heard the classic song "Stand By Your Man" by Patsy Cline. I think the hook goes: "Stand by your man and show the world you love him. Keep giving him all the love you can. Stand by your … Read More


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This summer, we will do our best to keep you abreast of the many wonderful festivals going out there in our great state. Here are just a few of the many things happening far and wide across our great big state.
Friday Festival & Fair Fun
Victoria Bach Festival
In Victoria? Bach out and tune in at the Victoria Bach Festival.
Kerrville Folk Festival
Your toe will be tapping at the Kerrville Folk Festival. Days in the sun and music under the stars will fill your weekend with food, fun, and plenty of good folks.
Grimes County Fair
It's the last weekend to check out the Grimes County Fair. Slip on your boots and head down to the fairground for fun and a chance to support 4-H and the FFA. Entertainment will be provided by Jeff Woolsey (6.8) and Clayton Gardner (6.9).
Chisholm Trail Roundup
Rodeo and Music Fun in Lockhart at the Roundup.
Blanco Lavender Festival
Wander the waves of lavender in Blanco at the Blanco Lavender Festival.
So that's our glimpse of the communal fun happening here in the Lone Star State Know a great fair or other community events that we are missing, let us know!


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blankets – For more than just warmth!
blankets serve purposes besides providing warmth! They protect from
flies and other insects as well as help to keep your horse clean.
A horse's blood circulation is even improved by a good horse blanket.
It is essential for horse blankets to be waterproof, durable, breathable,
and made from top-notch materials.
can withstand very cold temperatures, so judge your horse blanket's
weight by your region and weather conditions. If your area is between
seasons, you might want to consider a lighter-weight cover.
best to spend a little more money to ensure purchasing a top-quality
horse blanket, which should last several seasons. Another factor
to keep in mind is that horses enjoy biting at things, including
a blanket. Durability is a necessity to resist tearing; otherwise,
you could lose a blanket in a very short period of time.
perfect horse blanket requires the perfect fit. They should be fitted
from the center of the chest, down the length of the horse's side,
to right under the tail. A fitted blanket provides not only protection
but also comfort. Another important aspect is for the blanket to
have a smooth underside or lining.
you aware of how to take care of a horse blanket? Here are some
pointers for cleaning your horse's outerwear, which should be an
annual ritual:
for a particular color scheme? Want your horse blankets to match
your horse trailer or barn or perhaps your ranch or farm insignia?
There is a multitude of colors to choose from, and special orders
are readily available. Along with a collection of colors, there
is also a selection of styles awaiting your approval!
: Horse
: Pet Supplies Review


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Chilli, Coriander, Cumin, Bit Salt, Sodium Chloride
Recipe and Quantity
1. RADHUNI CHATPATI MASALA � 5 teaspoons
2. Chatpati Dal (Dabli)-150 g
3. Potatoes � 2 (Medium sized)
4. Eggs-2 pcs
5. Chopped Onions � � cup
6. Green Chilli – 04 pcs
7. Tamarind (without seed and fiber) � 20 g
8. Fuskas- 08 pcs
9. Sugar � 1 Teaspoon
10. Coriander leaves
Steps of Cooking
Soak 150g Chatpati Dal (Dabli) in water for four hours. Boil eggs and potatoes. Cut the boiled egg and potatoes into small pieces. Make Tamarind juice with � cup of 250ml sized cup water. Mix sugar in the tamarind juice. Wash the soaked Chatpati Dal (dabli) properly and boil with 4 cups of 250 ml sized cup water. When Dal becomes tender add RADHUNI CHATPATI MASALA, Tamarind juice, potato slices and mix it well. Then add egg slices, chopped onion, chopped green chilli, coriander leaves and cook on a low flame for four- five minutes. After mixing all ingredients add salt as per your taste. Serve hot with crushed fuska.
*The above quantity is suitable to serve 5-6 persons
|Nutrition Facts of Chatpati Masala(50g)
|Nutrition Facts
|Serving Size 10 g (0.35 oz.)
|Servings per container 5
|Amount Per Serving
|Calories 40 Calories from Fat 10
|%Daily Value*
|Total Fat 1 g
|Saturated fat 0g
|Trans fat 0 g
|Cholesterol 0 mg
|Sodium 30 mg
|Total Carbohydrate 6 g
|Dietary Fiber 1 g
|Sugars 0 g
|Protein 1 g
|Vitamin A 0%
|Iron 11%
|Vitamin C 0 %
|Calcium 2%


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Rising San Diego, CA artist Amon is really starting to turn the corner when it comes to emerging talent in California. With his most recent video "Left" still gaining views on the internet, the West coast rapper is back with the official visual for "Score" which was also produced by him.
Directed by the talented ThreeHoursAgo, Amon set the tone for a subtle, enjoyable video while delivering bars about everyday issues while trying to obtain a credit score of 800. Peep the new visual above


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clangt.f(3) LAPACK clangt.f(3) NAME clangt.f - SYNOPSIS Functions/Subroutines REAL function clangt (NORM, N, DL, D, DU) CLANGT returns the value of the 1-norm, Frobenius norm, infinity- norm, or the largest absolute value of any element of a general tridiagonal matrix. Function/Subroutine Documentation REAL function clangt (characterNORM, integerN, complex, dimension( * )DL, complex, dimension( * )D, complex, dimension( * )DU) CLANGT returns the value of the 1-norm, Frobenius norm, infinity-norm, or the largest absolute value of any element of a general tridiagonal matrix. Purpose: CLANGT returns the value of the one norm, or the Frobenius norm, or the infinity norm, or the element of largest absolute value of a complex tridiagonal matrix A. Returns: CLANGT CLANGT = ( max(abs(A(i,j))), NORM = 'M' or 'm' ( ( norm1(A), NORM = '1', 'O' or 'o' ( ( normI(A), NORM = 'I' or 'i' ( ( normF(A), NORM = 'F', 'f', 'E' or 'e' where norm1 denotes the one norm of a matrix (maximum column sum), normI denotes the infinity norm of a matrix (maximum row sum) and normF denotes the Frobenius norm of a matrix (square root of sum of squares). Note that max(abs(A(i,j))) is not a consistent matrix norm. Parameters: NORM NORM is CHARACTER*1 Specifies the value to be returned in CLANGT as described above. N N is INTEGER The order of the matrix A. N >= 0. When N = 0, CLANGT is set to zero. DL DL is COMPLEX array, dimension (N-1) The (n-1) sub-diagonal elements of A. D D is COMPLEX array, dimension (N) The diagonal elements of A. DU DU is COMPLEX array, dimension (N-1) The (n-1) super-diagonal elements of A. Author: Univ. of Tennessee Univ. of California Berkeley Univ. of Colorado Denver NAG Ltd. Date: September 2012 Definition at line 107 of file clangt.f. Author Generated automatically by Doxygen for LAPACK from the source code. Version 3.4.2 Tue Sep 25 2012 clangt.f(3)[top]
Vote for polarhome


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Creative Financing Subgroup meets every first Monday of the month at GaREIA Headquarters; led by Mark Durham. The focus of this group is on Creative Financing strategies. We mastermind, network and discuss using the Lease Option, Lease Purchase, Subject To, Owner Financing and other Creative Financing strategies for buying, selling and leasing real estate. Use of Self-Directed IRAs is examined as a tool for funding real estate transactions for ourselves and others.
Mark Durham has been investing in real estate since 1982. He started his real estate investing career primarily using creative financing strategies and still primarily uses creative financing strategies. Mark has been a member of GaREIA since the early 1990s.
GaREIA Members have access to all of GaREIA Subgroup Meetings free of charge.
First time Guests may attend their first meeting free of charge. Guest second Subgroup attendance requires a $25 registration/Guest fee.
It is recommended that Guests and GaREIA Members register online. However, registration at the door is available. Online registration runs through 5:00 pm the day of this event. Please note that first time Guests should register at the door.
4353 Tilly Mill Rd, Suite 130, Atlanta GA 30360 email@example.com Phone: 770.451.8800 © Copyright 2019 Georgia Real Estate Investors Association. All Rights Reserved. Member of NationalREIA


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I'm sitting in my unfinished closet.
In the middle of my room sits a faucet.
I'm ready, open, and embracing change.
any form will do.
Feels oh so good to smile at the sun
and feel it smiling back too.
My closet's calming.
I could sit here for days.
But there's life beyond this calming paint-
A rainbow of mints, oranges, greens & grays.
I find the longer life gets,
the more colors I'll see.
In smiles, in hearts, in closets,
and sometimes in me.
My identity
I envy folks who can erase their history and create a new definition of who they are; that is absolutely brave. I have this need to learn everything there is about me: the mundane, the things worthy of pride & shame and the parts of my story that were ripped from me.Whether it is fortunate or not, every single part of me, past and present, is who I am.
The key to carrying my past (my stories & the stories of my ancestors) is perspective. I can choose to let my history drag me down or I can say "I am Imani : daughter, sister, cousin, friend & grandchild. I am one part of a long story that is always expanding, and though it is not perfect, all of it is mine". I cannot separate myself from this story because I don't want to lose that feeling of representing something greater than myself. And I agree that it is no one's job to represent anything, but I volunteer.
So, when I step forward (or backwards), I'm stepping with great-great Mary A. Johnson, My Mom, My Grandma's, my dear Aunts and Uncles, and everyone who has brought me here.
And, here we are.


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- Go to Payroll.
2. Run the payroll for that week.
3. On the records of the cleaner, click View and Edit.
You'll see a summary of the total hours worked for the week ate the very bottom and the very top.
In order to view total hours worked, your subcontractor should have an hourly rate as their default pay.


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FREE website SEO analysisOur team is ready to review your website's SEO aspects and provide some tips to help you increase traffic, drive leads and maximize revenue.
FREE In-Depth Website Audit
Please use our free SEO audit tool below.
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Hawkes Point


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As a result of recent case law, it has been made clear that an owner of a long leasehold interest in a building can be liable to his own tenant for defects in the building, even if someone else is responsible for repairs under the legal title obligations. Under an Assured Shorthold tenancy agreement, there is an implied statutory covenant for the landlord to keep the structure and exterior of a dwelling-house in good repair (under section 11 of the Landlord and Tenant Act 1985) and that applies even if it is not the owner (tenant's landlord) but the owner's landlord (e.g. the freeholder) who is liable for the repair of the structure and exterior.
The Court of Appeal recently made this decision during a case involving defective paving on which a tenant tripped and injured himself. Liability was apportioned to the tenant's landlord even though he was not aware of the defect. As a result of the implied statutory covenant in residential lettings, buy-to-let flat owners and other landlords could find themselves liable for defects in structure and communal areas, even though they are not responsible for them under their own leases.


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Jonas Gutierrez has welcomed the arrival of Loic Remy, but warned he has catching up to do with Newcastle United much better prepared for this season than last.
Remy joined on a season-long loan from Queens Park Rangers on Monday but a calf strain kept him out of the following day's friendly at Rangers. He is also expected to miss the Magpies' final pre-season game, at home to Braga on Saturday. That makes him highly unlikely to start against Manchester City on the Premier League's opening weekend.
With Newcastle's attempts to sign Bafetimbi Gomis stalling, Remy could be the only summer addition to the forward line – but Gutierrez warned he cannot expect to come straight into the side when fit.
"He's going to be a good striker for us," commented the Argentinian, "but it will be hard for him to play, because Papiss (Cisse) has been doing the right things and working really hard. There's going to be more competition this year because we also have Shola (Ameobi).
"All the strikers are going to have to work hard because players will arrive and want to go straight into the team. It's important to have competition for places. All the players want to stay and if new players are going to come we have to work harder to keep our places."
Ameobi has scored four goals in pre-season but, like Yoan Gouffran, who can expect to be used more as a centre-forward, his main job will probably be keeping others on their toes.
Gutierrez believes his team-mates are in better shape than 12 months ago.
"The most important thing is to be ready, to have the right preparation and to have all the group fit, because last year we started without some players and we finished without some and it was really hard," said Gutierrez. "We had to sign five players in January because we had a lot of players injured. The most important thing is to get everyone fit and make sure if somebody does get injured, someone else is ready to come in and do the same job, if not better. Last season we didn't expect to finish in that position (16th), but we had the Europa League and that was the first time for a lot of players to be involved in that and a league.
"But the good thing is we stayed in the Premier League and we have time to look forward to the new season and make sure we don't make the same mistakes again."
This pre-season has been more demanding, with manager Pardew explaining: "We've really pushed the players on the physical side. The sessions on Sunday and Monday were probably the hardest we've had."
Lyon president Jean-Michel Aulas has set an August 30 deadline for Newcastle to complete a deal for Gomis, but his earlier bullishness has faded, with agents dragging out the deal, perhaps fatally. "I believe if he does not go to Newcastle, the proposed solution will be much worse for him and his career," Aulas said. "I am very disappointed the transfer could not be sorted out with Newcastle."
Aulas is holding Marseille to blame, complaining to Ligue 1 that they tried to hijack the deal by approaching Gomis without Lyon's permission.
Meanwhile, Davide Santon's agent has claimed AC Milan tried to buy the full-back last season, but says they cannot afford him. "In January there was an attempt to sign him, but nothing came of it because of a lack of financial resources," said Renzo Contratto.


text: There's absolutely nothing better than waking up on Saturday or Sunday morning and getting a breakfast burrito to wash away all of your previous nights' drinking. I've eaten so many breakfast burritos (and often) throughout the years that I do believe myself to be a connoisseur on the subject. The best in the Los Angeles region are at Corner Cottage in Burbank. It's potato heavy, which makes my potato loving heart so happy, and the salsa they serve it with is incredible. The second best is right down the street from me in Pasadena at a place called Tops and it's really good. I like these because they're made with crispy hash browns and they're giant. I prefer bacon in my burritos but I'll take them anyway I can get them. With all that being said, I wanted to create an easier way to serve breakfast burritos for a crowd. That's where this Chorizo Breakfast Burrito Casserole comes into play. It's perfect for the holidays and for breakfast and for brunch and for dinner. Basically, I'm saying it's perfect all day every day of the year, and I hope you'll give it a try!