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Tips For Alcoholic Drinks
Watch the Fox 9 Morning Show Segment with Carisa! Fox 9 Morning Show Great ways to create delicious drinks that are more natural and/or lower calories. Use real fruit, veggies, and fresh herbs not just for garnish, but to flavor your drinks. Use stevia or honey in place of sugar. You won't be able to… read more


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The Young Photographer Award 2019
The Uganda Press Photo Award (UPPA) invites all Ugandan photojournalists and photographers between the ages of 21 and 28 years to participate in the 4th Young Photographer Award.
The UPPAward was conceived with support from the Foreign Correspondents' Association of Uganda and the Friedrich-Ebert-Stiftung in 2012 as a competition for Ugandan photojournalists and photographers who work hard and sometimes take great risks so the rest of us can stay informed about what is happening.
The Young Photographer Award 2019
This Young Photographer Award is geared towards passionate and emerging young Ugandan photographers looking to cultivate a career in documentary photography or photojournalism but lacking the tools to realize their vision.
Awaiting the Young Photographer Award winner is a Canon EOS 77D with 18-55mm lens sponsored by Canon, as well as the opportunity to participate in an intensive, seven month mentorship programme, during which the photographer will have a chance to develop a documentary photography project that, if successful, will be exhibited during the UPPA 2020.
How to Submit
Interested applicants for the Young Photographer Award are asked to submit the following:
- a motivation letter introducing yourself as well as explaining why you should be considered for the award and the mentorship program;
- a photographic project idea of a long term project that you would like to realize and take on during the mentorship program. This has to be a realistic and attainable idea as you may have to follow through during the mentorship program;
- a portfolio of 20 jpeg images taken by you. Anything to the contrary is grounds for disqualifications. Remember, images submitted will speak for you and your talent, so be sure to show your best work.
Deadline: 16th July 2019

subset: commoncrawl


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From the Garden: Bruins Roll Over Coyotes Before Deadline
The Bruins came out firing to beat the Coyotes. Assistant Sports Editor Tyler Sullivan has the recap. ...Read more ›
The Bruins came out firing to beat the Coyotes. Assistant Sports Editor Tyler Sullivan has the recap. ...Read more ›
Check out the second episode of The Suffolk Voice's PopVoice here ...Read more ›
Isaiah Thomas has been a huge boost for the Celtics since he arrived via a trade last week. Chris Frangolini breaks down the impact Thomas has had ...Read more ›
Voice writer Joe Benjamin reviews Will Smith's latest release ...Read more ›
The women's basketball season came to an end after a last-second loss to Emmanuel in the GNAC semifinals. Lenny Rowe recaps from Emmanuel ...Read more ›
With immigration aspects included on the bill, the Senate is struggling to pass the DHS's budget, potentially causing a department shutdown ...Read more ›
The women's basketball team advanced to the GNAC semis, the men's hockey team clinched a playoff spot, and the men's basketball season came to an end. It's all in the Rams Recap ...Read more ›
Arts writer Denise Fortin remembers the ridiculousness that was Parks and Recreation ...Read more ›
Planning your (next) tattoo? Check out this comprehensive guide on getting inked ...Read more ›
With the recent release of the 50 Shades of Grey movie, based on the best selling novel, young women across the world thought it would be a hilarious idea to go see the erotic film with their significant other or friends as a Valentine's Day activity. At least that's what my best friend and I had in mind. And man, how our mindset changed from entering to exiting the theater. As we set out to see the film, w ...Read more ›
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Denomination : Silver denarius.
Reference : Sear-242, RSC Vibia-2.
Size : 17.3 x 18.8 mm. Weight : 3.71 grams.
Grade : VF
Obverse : Head of Apollo right, with PANSA behind and an uncertain control mark in part off the flan in the lower right field.
Reverse : Minerva, holding a trophy and spear, driving a quadriga right, with C VIBIVS C F below (part of the inscription is off the flan).
Quotazione: 07/06/20


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Hetja Ladie's Watch 3 ATM
349,00 £
Wristwatch: No Special Functions
Display: analog
Movement: Quartz
Origin of movement: Swiss Parts
Corrector: no
Crown: no screwed-in crown
Weight of watch w/ box (gr.) - approx.: 310,00
Weight of watch w/o box (gr.) - approx.: 37,00
Box: yes
Case material: Metal (Alloy)
Material of crystal: Mineral Crystal (Hardened)
Type/Form of crystal: flat
Surface of case: polished
Color of case: gold-colored
Size/Diameter of case in mm . approx.: 23
Height of case in mm: 8,50
Material of case back: Stainless steel
Lock of case back: pressed
Finishing/Decoration of case: none
Bezel/Topring: fixed
Water resistant (ATM): 3,00
Luminescent (hands): no
Type of hands: Sword hand
Display/Indication: Hour, Minute, Second
Color of dial: gold-colored
Indices: Dots
Material of dial: Brass
Structure/pattern of dial: sunray
Surface of strap/bracelet: Ion-Plating (IP)
Closure of strap/bracelet: Jewelry clasp
Finishing/Decoration of bracelet/strap: none
Color of bracelet/strap: gold-colored
Style/Design of bracelet/strap: Link bracelet
Dimension of strap/bracelet (mm): 12,00
Material of bracelet/strap: Metal (Alloy)
Length of bracelet/strap (mm) approx.: 190,00
Bracelet (can be shortened): yes


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I think, therefore I am.
~ René Descartes
I think, therefore I am.
~ René Descartes
We are what we think.
All that we are arises
With our thoughts.
With our thoughts,
We make our world.
~ The Buddha
When you're socially awkward, you're isolated more than usual, and when you're isolated more than usual, your creativity is less compromised by what has already been said and done. All your hope in life starts to depend on your craft, so you try to perfect it. One reason I stay isolated more than the average person is to keep my creativity as fierce as possible. Being the odd one out may have its temporary disadvantages, but more importantly, it has its permanent advantages.
~ Criss Jami, Killosophy
I am convinced that resolution and promptitude are very necessary virtues in the handling of a business already begun. And there are no grounds for fear of the unknown: for often the things we most dreaded, before we experienced them, turn out to be better than those we desired.
~ René Descartes
It would be foolish to despise tradition. But with our growing self-consciousness and increasing intelligence we must begin to control tradition and assume a critical attitude toward it, if human relations are ever to change for the better. We must try to recognize what in our accepted tradition is damaging to our fate and dignity—and shape our lives accordingly.
I believe that whoever tries to think things through honestly will soon recognize how unworthy and even fatal is the traditional bias against Negroes.
What, however, can the man of good will do to combat this deeply rooted prejudice? He must have the courage to set an example by word and deed, and must watch lest his children become influenced by this racial bias.
~ Albert Einstein, "Einstein: The Negro Question (1946)"
We are what we repeatedly do. Excellence, then, is not an act, but a habit.
~ Aristotle
My philosophy, in essence, is the concept of man as a heroic being, with his own happiness as the moral purpose of his life, with productive achievement as his noblest activity, and reason as his only absolute.
~ Ayn Rand


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The Bombay high court (HC) has rejected a public interest litigation (PIL) against the online gaming platform Dream 11, which claimed it was encouraging betting and gambling.
The cricket-centric gaming platform requires participants to choose their team of 11 and deposit an acknowledgement amount, which is then distributed among participants whose choice of players score the most points on game day.
The court rejected the PIL in light of a Punjab HC judgement, and the SC, concurring that such games could not be deemed as gambling. The division bench of justices Ranjit More and Bharati Dangre, while hearing the PIL by Gurdeep Sachar, was informed by senior advocate Dr Sujay Kantawala that the promoters were encouraging gambling and did not pay taxes.
Kantawala had said that gullible people used to deposit an amount through the gaming platform while selecting their team. He argued that it was gambling and it should be banned.
However, the promoters argued it was not gambling as it requires participants to make a studied decision on fielding players in their team before match day.
They further argued that the Punjab high court had observed that such online gaming competitions could not be termed as gambling. They pointed out that as the process of choosing a team did not involve any service, the question of paying GST did not arise. After hearing both sides, the bench upheld the contentions of promoters and dismissed the PIL.
First Published:
Jun 20, 2019 02:12 IST
Source: Read Full Article


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Exercise :: March 15, 2019 Current Affairs - Daily Current Affairs
- March 15, 2019 Current Affairs - Daily Current Affairs
Who has been appointed as a mediator for resolving various disputes related to cricket administration within BCCI?
Answer: Option C
The Supreme Court appointed senior advocate PS Narasimha as a mediator for resolving various disputes related to cricket administration within the cricket body, the Board of Control for Cricket in India (BCCI). Narasimha will hear the BCCI's position, and then make recommendations to the Committee of Administrators (CoA). Narasimha is assisting the apex court as amicus curiae in the BCCI matter. The court restrained all other courts in India from entertaining any matter pertaining to BCCI and state cricket associations.
MR Kumar was appointed as the Chairman of which of the following company?
Answer: Option D
The government has appointed MR Kumar as the Chairman of Life Insurance Corporation (LIC) and Vipin Anand and TC Suseel Kumar as the managing directors (MDs). LIC's executive board comprises of 1 chairman and 4 managing directors. MR Kumar is currently the Zonal Manager, Delhi at LIC.
This country agreed to work expeditiously on operationalizing the Kartapur corridor in Pakistan.
Answer: Option A
India and Pakistan have agreed to work expeditiously on operationalizing the Kartapur corridor. The corridor will facilitate Indian pilgrims to visit the holy shrine of Gurdwara Darbar Sahib at Kartarpur in Pakistan. The agreement was reached during the first meeting between the representatives of the two countries held at Attari in Punjab.
Which city has topped the Mercer's index of most liveable cities for the 10th year?
Answer: Option B
The Austrian capital Vienna has topped Mercer's index of most liveable cities for the 10th year in a row. Zurich in Switzerland, is placed second in the index, while Auckland, Munich and Vancouver came joint third. Chennai, the capital of Tamil Nadu is ranked at 105 in Mercer's Quality Of Living Index and is the number one city from India. Luxembourg was named the safest city in a separate personal safety league table. Global consulting firm Mercer surveyed in 231 cities across the globe and were ranked them based on factors such as healthcare, education, public services, recreation, crime, housing and personal freedom. The ranking was based on data analysed between September and November 2018.
The theme for World Consumers day 2019 is;
Answer: Option B
World Consumer Rights Day is celebrated every year on 15 March as part of an initiative by Consumer International, a membership organization for consumer groups around the world. The theme for World Consumers day 2019 is "Trusted Smart Products". World Consumer Rights Day was inspired by President John F Kennedy, who sent a special message to the US Congress on 15th March 1962, in which he formally addressed the issue of consumer rights. He was the first world leader to do so.
Which of the following bank has been categorized as a private sector lender following the acquisition of majority stake by Life Insurance Corporation?
Answer: Option C
As per RBI notification, IDBI Bank has been categorized as a private sector lender following the acquisition of majority stake by Life Insurance Corporation. IDBI Bank has been under the prompt corrective action framework of RBI that bans it from corporate lending and branch expansions, salary hikes and other regular activities. In January 2019, LIC completed the process of picking up a controlling 51% stake in the nearly crippled IDBI Bank. IDBI Bank has been categorized as a 'private sector bank' with effect from January 21, 2019.
The 34th edition of Aahar - the International Food and Hospitality Fair begins in which city?
Answer: Option D
The Five day long, 34th edition of Aahar- the International Food and Hospitality Fair which is organized by India Trade Promotion Organization (ITPO) begins in New Delhi on 12th March 2019. Participants from China, Germany, Hong Kong, Italy, Indonesia, Japan, Russia, Spain, USA and UK are participating in the event. The Food fair features Food Products, Hospitality and decor solutions, confectionery items, Food beverages equipment and machinery from more than 560 National and International Participants.
Name the social enterpreneur who won a Commonwealth Youth Award for the Asian region at London.
Answer: Option A
A social entrepreneur from Tamil Nadu, Padmanaban Gopalan, founder of No Food Waste, was named the winner of the Commonwealth Youth Award for the Asian region worth 3,000 Pounds at a ceremony at the Commonwealth Secretariat in London. His initiative runs a geo-mapping platform, which allows users to drop food at located "hunger spots" and has so far recovered over 650,000 meals across 14 cities and the platform has been used by over 12,000 volunteers.
Which bank celebrated its 114th Foundation Day on 12th March 2019?
Answer: Option C
Corporation Bank celebrated its 114th Foundation Day on 12th March at various centres of the bank across the nation and undertook 114 Corporate Social Responsibility (CSR) activities to mark the day. CEO and MD for the bank P.V Bharathi, Executive Directors Gopal Murli Bhagat and Birupaksha Mishra and other senior officials were present at the occasion. Corp Ease- which is a mobile banking app in 10regional languages, was launched by P.V Bharathi.
Which country released coin commemorating annexation of Crimea?
Answer: Option A
A new coin that features the Crimea or Kerch Strait Bridge released by Russia's central bank, to mark Crimea's reunification with Russia. Two million new five ruble (about $0.08) coins were pressed which depict an outline of the peninsula which was annexed by Russia in 2014.
Greta Thunberg, the 16-year-old student and activist has been nominated for a Nobel Peace Prize for fighting global warming. She belongs to which country?
Answer: Option B
Greta Thunberg, the 16-year-old Swedish student and activist has been nominated for a Nobel Peace Prize for her efforts in climate activism and fighting global warming. She began her weekly protest in August 2018 by riding her bicycle to the Swedish Parliament with ''School strike for climate'' sign. The #FridaysForFuture movement went viral and spread over 80 countries. If she were to win, she would be the youngest recipient since Pakistan's Malala Yousafzai, who was 17 when she received the Nobel Peace Prize in 2014.
Which of the following was honoured with the Social Enterprise Network (SEN) sustainability award for education by Young Presidents Organisation?
Answer: Option B
Sona Yukti, a skill development institute, was honoured with the Social Enterprise Network (SEN) sustainability award for education by Young Presidents Organisation at its annual event held in Cape Town, South Africa. It is the only Indian organisation to be selected as part of the SEN awards for 2018. The award was given to Sona Yukti for helping over 55,000 economically disadvantaged individuals, mostly women, by training them to achieve highly skilled jobs in marginalised communities. The organisation focuses on providing opportunity for the disadvantaged, in partnership with the government of India, and follows standards set up by the National Skills Development Corporation.
Which space observatory has been used by Indian astronomers to identify a new group of stars in the globular cluster NGC 2808?
Answer: Option A
By using Indian multi-wavelength space observatory AstroSat, the astronomers from Thiruvananthapuram and Mumbai have identified a new population of ultraviolet stars in the globular cluster NGC 2808. Globular clusters are collections of thousands to millions of stars, moving as one unit. These stars are tightly held together by gravity of the cluster itself, and are believed to have formed together at roughly the same time. The NGC 2808 is one of the most massive globular clusters that we know of, and is located at a distance of 47,000 light years from us. This cluster was observed by the team of researchers using the UltraViolet Imaging Telescope (UVIT) on-board AstroSat. So far, AstroSat has taken images of over 2,000 individual stars in NGC 2808 through various ultraviolet filters. AstroSat is the India's first dedicated multi wavelength space observatory. It was launched in September 2015. It orbits in low earth equatorial orbit at altitude of 650 km and has mission life of 5 years. It observes universe in the optical, Ultraviolet (UV), low and high energy X-ray regions of the electromagnetic spectrum.
Famous Football player Zinedine Zidane was appointed as the coach of __________.
Answer: Option C
Spanish football club Real Madrid has re-appointed Zinedine Zidane as its coach till 30th June 2022. He had earlier led the team to victory in three consecutive Champions League titles. He succeeds Santiago Solari from France, who was removed from the post less than five months in charge. Zinedine Zidane had earlier won 9 trophies at Madrid. The team was eliminated from the Champions League by Ajax Amsterdam.
Special Olympics World Games 2019 is held at __________.
Answer: Option A
Special Olympics World Games 2019 is held at Abu Dhabi, from March 14 to 21. The Games were declared open by Sheikh Mohamed bin Zayed Al Nahyan, Crown Prince of Abu Dhabi. There are 7,500 athletes from 190 countries taking part at the Games this year. Team India is the second largest contingent after the host UAE with 387 players, along with coaches and other staff. The Special Olympics takes place every two years and alternates between summer and winter.
This company has teamed up with the Indian Railways for fly ash transportation.
Answer: Option B
State-run National Thermal Power Corporation Ltd. (NTPC) has teamed up with the Indian Railways for fly ash transportation. The partnership is to help enhance ash utilisation at Rihand and Vindhyachal Super Thermal Power plants. NTPC had signed a memorandum of understanding with Hazipur-based East Central Railway Zone for transportation of fly ash under Indian Railways' Special Freight Train Operator scheme.
Name the Five time WWE World Heavyweight champion who announched the retirement.
Answer: Option C
WWE (World Wrestling Entertainment) Hall of Famer, Kurt Angle announced his retirement after the match at WretleMania 35 in April 2019. Kurt Angle has been wrestling since the age of 7 and he had won Gold Medal at the 1995 Olympics.
India observed Dandi March Day on which datae?
Answer: Option B
12th March 2019 marks the 89th anniversary of the Dandi Satyagraha, an act of nonviolent civil disobedience in colonial India led by Mahatma Gandhi. Mahatma Gandhi had undertaken a 26-day march from March 12, 1930 to April 6, 1930 as a direct action campaign of tax resistance and nonviolent protest against the British salt monopoly.
Who inagurated the India Smart Utility Week 2019 from 12th March to 16th March 2019?
Answer: Option A
Shri AK Bhalla, Secretary Ministry of Power inaugurated the India Smart Utility Week (ISUW) 2019 which is being held is New Delhi from 12th March to 16th March 2019. ISUW 2019 is organized by India Smart Grid Forum (ISGF). Experts and think-tanks from more than 55 countries and over 300 utility officials will discuss on the latest developments, trends and technologies. Key topics to be discussed in the event are Digitization and Digital customer, energy storage technologies and energy storage roadmap for India, energy and mobility transition, resiliency & future readiness and Electric vehicle roll out challenges in India. ISGF is also conducting a roundtable of Women for the first time, in partnership with C3E initiative of the IEA (International Energy Agency) to discuss the challenges faced by women and actions required to achieve gender equality in energy sector.
Smart Weapon from JF-17 fighter jet successful test fired by;
Answer: Option D
Pakistan Air Force (PAF) successfully test-fired an indigenously developed "smart weapon" from a JF-17 Thunder fighter jet amid tensions between India and Pakistan. JF-17 was previously referred as FC-1 Xiaolong which is a single-engine multi-role light fighter was being jointly produced by Pakistan with China for several years with engines supplied by Russia. JF-17 Thunder fighter jet will provide it a very potent day and night capability to engage a variety of targets with pinpoint accuracy. The trial is a great milestone for the country as the weapon has been developed, integrated and qualified solely through indigenous efforts of Pakistani scientists and engineers.
« 14-Mar-2019 15-Mar-201916-Mar-2019 »


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PAUL ATHEY and Alex Brunt inspired Avoncroft to a five-wicket victory over Himley to move up to fifth in Worcestershire County League Division Three.
Himley were put into bat after losing the toss but were quickly reduced to 34-4, thanks to a devastating spell of quick bowling from Athey (4-26) and Jonathan Hunter (1-28).
And when Andy Pittam (1-23) came into the attack and had Himley's No. 5 Dan Newman caught at short cover, it started to look like Croft had the game won.
However, Himley skipper Tom Wall (52) and Dan Holmes (39) put on a 106-run stand to claw the game back.
Croft's Will Sach (1-24) broke the partnership before stand-in skipper Dan Elliott (3-38) bowled Himley out for 185.
In reply, Croft started promisingly as Matt Hare (15) and Alex Brunt put on 84 for the first wicker before the former was caught out.
Wickets continued to fall but Brunt kept plundering the boundaries to take himself to his maiden first XI century.
His innings, which consisted of 14 boundaries and seven maximums, was eventually curtailed on 130 when he was bowled out by Jack Hicklin.
It was then left to Jonty Heslop to hit the winning runs as Croft reached 186-5 in the 25th over.
Croft make the trip to fourth-placed Bartestree & Lugwardine on Saturday.


text:
1-C-12, Gayatri Nagar, Sector 5 Udaipur, India 313002
Udaipur, RAJASTHAN
Pincode : 313002
Email : firstname.lastname@example.com
Phone : 8696633366
Mobile : 8696633366
Fax :
Website : #http://www.beyoung.in/
Send Enquiry By Email
Best online shopping sites in India gives you more options to choose from, so you don't need to settle for less. The research and prominence of time along with sustainability of a product is something we all need when it comes to shopping online.
Location on Google Map of Udaipur RAJASTHAN
Location on Google Map of Udaipur RAJASTHAN


text:
My last day at home in Washington I took an early morning walk at Juanita Bay Park in Kirkland, Washington. I saw a few birds I hadn't seen before. Besides the Heron and duck I'm not sure what the other birds are. I'll have to go back to the park in the Summer when I'll be in Washington again and ask one of the volunteers at the park the names of these birds.
I'm pretty sure this is a Red Winged Blackbird…
We got back to the Condo in California last night after 9 PM. We're having some classic May grey days here in Southern California. Tomorrow is my last day of our Women's Bible Study before our Summer break. I'm getting a centerpiece and gifts ready for my table. I hope to take some photos to share later. Have a great Friday everyone!
Photobucket is holding all my photos that I stored on their site from 2007-2015 hostage replacing them with ugly grey and black boxes and asking for a large ransom to retrieve them. It is a slow process to go through all my posts deleting the ugly boxes.


text:
You'll enjoy working with a friendly and professional team who will do all of the heavy lifting for you. Helping Hands Moving Services LLC of North Liberty, IA is fully licensed and insured.
• Preps the house with rug-runners
• Careful preparation of household goods
• Item-by-item checklist
• Preps your new location for move
• Many customers from referrals
• Very well-trained staff
After you call 319-354-0063 for a FREE estimate, we will give you advice on packing and loading. We will also give you a complete timeline from when to start getting the house ready, when we will be there, and when we will coordinate to finish on other end. Trust our 12 years of quality experience.
For local and long-distance moves, you can count on us to be safe, dependable, and efficient. Helping Hands Moving Services LLC proudly serves North Liberty, IA and the surrounding areas including Iowa City and Cedar Rapids.
We are fully licensed and insured for your protection.
We specialize in stress-free moving for seniors within a complex or with a move to a new location, close or far.


text:
Plant City Man Accused of Robbery, Child Abuse
He threatened the juvenile with a gun, Hillsborough deputies said.
HILLSBOROUGH COUNTY – A Plant City man has been accused of using a gun to steal a phone from a juvenile, the Hillsborough County Sheriff's Office said.
Cody Leon Henderson, 25, of Plant City, was charged with one count each of Robbery (Firearm; Less Than $300), Child Abuse and False Imprisonment.
Deputies said that, about 8 a.m. Dec. 9, Henderson approached the juvenile and the two began talking. During the course of the conversation, Henderson produced a small weapon and placed it against the juvenile's torso and demanded the juvenile unlock their phone and remove the security pass code.
The juvenile did so. Henderson snatched the phone and fled the scene.
The juvenile identified identified Henderson from a photo lineup. Deputies arrested Henderson on Thursday (Jan. 10).
Hillsborough Sheriff | Crime | Arrests | Tampabay News
#HillsboroughSheriff #Crime #Arrests #TampabayNews


text:
Deze BucketLine groep heeft op dit moment nog geen hulpvragen. Hulpvroegen kunnen toegevoegd worden via de knop "Hulpvragen toevoegen".
Start Downloading Music With These Fast And Simple RecommendationsPublieke groep active 1 jaar, 1 maand geleden
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text:
Clarence DeMar, winner of the 1927 Boston Marathon, at the intersection of Exeter and Boylston Streets, April 20, 192704/20/1927
Elevated view north-northwest of the 1927 Bostonian Marathon winner Clarence DeMar as he crosses the intersection of Exeter and Boylston Streets. Crowds of spectators line Exeter Street to cheer the runners. Buildings line both the east and west sides of Exeter Street, including the Kensington Building, located at the northeast corner of Exeter and Boylston Streets, and the Stone Building, locat... read more
- This object is in collection:
- Boston Streets collections
- Subjects
- Buildings
- Commercial buildings
- Businesses
- Restaurants, lunch rooms, etc.
- Schools
- Office buildings
- Events
- Marathons
- People
- Men
- Women
- Street lights
- Traffic signs and signals
- Electric lines, poles and towers
- Signs and signboards
- Massachusetts
- Boston (Mass.)
- Back Bay (Mass.)
- Exeter Street
- Boylston Street
- DeMar, Clarence
- Hazen's Sandwich Shop
- Normal Art School
- Permanent URL
- http://hdl.handle.net/10427/13267
|To Cite:
|DCA Citation Guide
|Detailed Rights
To request a high-resolution image, choose Add to List.


text:
- Home
- News
- News & Views
- Housing market recovery: how does the UK compare to the US?
Housing market recovery: how does the UK compare to the US?
Published: 5 May 2011 | Author: Bernard Clarke
House prices in the USA fell for the eighth month in a row, according to data from the latest Case-Shiller index published in April. After recovering briefly from a low point two years ago, the US 20-city composite index has now returned to within a whisker of the value recorded in the housing market trough of April 2009.
In December 2008, the Case-Shiller index reported the largest fall in its history and, from then and into 2009, US house prices were falling at an annual rate of almost 20%. Since that low point, the rate of annual decline in prices has slowed and, briefly, the 20-city index showed year-on-year price increases, peaking at over 5% in 2010. But year-on-year comparisons are now back in negative territory, with average house prices in the 20 cities surveyed 3.3% lower in April than they were 12 months earlier.
So, how do housing market conditions in the US compare with the UK? The short answer is that, although the UK market has stabilised at low levels of activity, conditions in the US remain considerably worse – by any measure.
According to David Blitzer, chairman of the index committee at Standard & Poor's Indices (publishers of the Case-Shiller index), US house prices are "within a hair's breadth of a double dip."
Mr Blitzer commented: "There is very little, if any, good news about housing (in the US). Prices continue to weaken, trends in sales and construction are disappointing…existing home sales and housing starts rose in March, but remain close to recent lows. Foreclosure activity showed decreases in mortgage delinquencies in the fourth quarter of 2010, but are still close to historic highs."
While conditions in the US housing market generally remain very difficult, experience varies markedly across the country. In cities worst affected by falling house prices – in such diverse locations as Atlanta, Las Vegas, Cleveland and Detroit – property values are now lower than in 2000. But other cities have seen strong price rises over the same period. In Washington DC, prices are 80% higher than in 2000, and Los Angeles, New York and San Diego have all seen rises of more than 50% over the same period.
House prices in the UK
The best known house price indices in the UK, published by Halifax and Nationwide Building Society, have both shown strong growth since 2000. As in the US, each also recorded a period of year-on-year house price falls in the aftermath of the financial crisis. In the UK, this period lasted for a little over 12 months, from the summer of 2008 onwards.
Unlike the US, however, the UK indices then showed a marked recovery in house prices from the autumn of 2009 onwards. Each peaked again in April 2010, when the Nationwide index showed year-on-year house price growth running at 10.5%, while Halifax recorded an annual rise of 8.7%. Since then, annual price growth has slowed again and is now broadly flat, according to the Nationwide index. Halifax recorded an annual decline in prices of 2.9% in March, and is predicting a fall of 2% for 2011 as a whole.
Although house prices have grown much more strongly in London than in the rest of the UK since the onset of the financial crisis – and price growth in southern England over a longer period has sometimes led commentators to refer to a "north-south divide" – regional differences in housing markets have generally been much less pronounced in the UK than in the US.
While in small pockets of the UK, it is possible that some types of property may have a lower value than in 2000 – perhaps as a result of localised dilapidation or planning blight – this phenomenon does not affect entire cities in the way the Case-Shiller index shows in the US.
Partly as a result of the sharp decline in house prices in some US cities, the Case-Shiller index covering 20 different locations records a rise of only 39% since 2000. In contrast, UK house prices over the same period have risen by 95%, according to the Halifax index, and by 120%, according to Nationwide.
Repossessions in the UK and US
One of the biggest headlines in the US earlier this year highlighted the grim statistic of one million mortgage foreclosures in 2010 – the highest annual figure ever recorded. The picture was only slightly better in 2009, when there were 918,000 foreclosures, according to the property data firm RealtyTrac.
Foreclosures have grown very rapidly in the US in recent years, much more quickly than mortgage possessions in the UK. According to the California-based company Irvine, there were just over 100,000 foreclosures in the US in 2005.
By contrast, 33,600 properties were taken into possession in the UK last year, a significant reduction in the 2009 total of 47,900. (We are, however, predicting an increase to 40,000 cases of possession this year, against the backdrop of a weak economic recovery and increasing pressure on household finances.)
Unlike the US, however, possessions in the UK are running at much lower levels than in the last market downturn. In 1991, 75,500 homes were taken into possession – more than twice last year's total. In the current cycle, a combination of historically low interest rates, lender forbearance, government support and borrower commitment to working through a period of temporary arrears has helped keep mortgage arrears and possessions in check.
Market imbalances
The suddenness and severity of the US housing market downturn helped produce a huge overhang of unsold property, which, in turn, forced house prices even lower and increased the number of borrowers in negative equity. By January 2008, the stock of unsold new homes was almost 10 times the volume of sales in the preceding month, the highest value of this ratio since 1981. On top of this, another four million existing homes were up for sale, of which almost 2.9 million were vacant.
In the UK, builders have been quick to adjust construction rates to an anticipated fall in demand from buyers. Lower levels of possession have also kept in check the number of properties on lenders' books that make their way back on to the market. So, while there has been an overhang of unsold properties in the UK, it has been on a much smaller scale than in the US.
Last year, Land Registry data showed there were almost 650,000 housing transactions in England and Wales, a modest recovery from the preceding two years, in each of which the total was fewer than 620,000. However, that means that, in each of the last three years, transactions have been around half the normal total, suggesting a significant increase in pent-up demand among would-be owner-occupiers. We have estimated, for example, that 800,000 would-be first-time buyers have been excluded from the market by affordability constraints since 2007.
Housing construction
The number of private housing starts in the US has been running at its lowest level for 50 years. In 2010, the number of starts recovered to 587,000 from a low point of 554,000 in the preceding year. But, in both years, the number of starts was less than one-third of the average of 1.7 million over the preceding 15 years.
In the UK, the number of housing starts (private and public) has also declined in the last two years, but not as precipitously as in the US. Data from the Department for Communities and Local Government shows that housing starts in England totalled 103,000 last year, up from a low point of 78,000 in 2009, compared with an average of around 156,000 over the preceding 15 years. So, housing starts are now back to around two-thirds of the total preceding the market downturn.
By any measure, the UK housing market remains weak and will only see recovery over an extended period. And, as the Home Builders Federation has argued, the shortage of mortgage funding is a major constraint on market recovery. But it is also hampered by the weakness of economic recovery, increasing pressures on household finances and low levels of consumer confidence.
However, all comparable measures show that conditions remain much worse in the US. As The Economist recently concluded, "the varying fortunes of Britain and America reflect the peculiarities of each market." It observed that there had been fewer forced sales in the UK, and that unemployment in this country had also risen less sharply than in the US.
It also highlighted that in many US states mortgages are "non-recourse," meaning that when a borrower falls into arrears, the lender can take possession of the property but has no other rights over the borrower's assets or income. This has encouraged a significant number of US borrowers in negative equity to walk away from their debt, with homes taken over by lenders adding to the glut of unsold property. Another key difference between the two markets has been the much higher volume of sub-prime borrowers in the US who have been unable to keep up with mortgage payments.
Finally, UK borrowers have benefited to a much greater extent than their US counterparts from lower interest rates. Nearly 70% of UK borrowers have a mortgage with a variable rate, and are likely to have seen their borrowing costs fall in recent years. By contrast, many more borrowers in the US have long-term fixed-rate mortgages.


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Voodoo Science. The Road from Foolishness to Fraud por Robert L. Park. Publicado el 15 de Mayo del 2000 por Oxford University Press. ISBN-13: 9780195135152, 230 páginas.
Lo único que se me ocurre decir de este libro en estos momentos es que me ha encantado, una auténtica delicia de leer. Robert L. Park decidió que era buena idea escribir un libro sencillo que pudiese leer todo el mundo y explicase como mucha gente usa la ciencia para demostrar cosas que no son ciertas, ya sea intencionadamente o no. Desde máquinas de movimiento perpetuo que violan los principios de la termodinámica, pasando por el fiasco de la fusión fría que tanto juego dio la década pasada, tocando los sueños de Reagan y su sistema de Guerra de las Galaxias y sin olvidarnos de temas como la Homeopatía.
Si hay una cosa que marca al autor es que siempre demuestra por que se equivocan los demás de forma correcta. También analiza por qué la gente cree en estas cosas basadas en temas científicos incorrectos, por qué la prensa les dio eco…
De la contraportada
Advance praise for Voodoo Science: The Road from Foolishness to Fraud
«Few books have had the impact on my thinking of Charles Mackay's Extraordinary Popular Delusionsand the Madness of Crowds, published more than 150 years ago. It taught me that massive numbers of individuals have fallen victim to bizarre manias. Professor Park's Voodoo Science teaches us that even in this age of science, it is still happening. My enthusiasm for this book leads me to recommend it, without reservation, to the intellectual community and The Rest of Us. Long life to Robert Park and his fellow thinkers who, sometimes with little profit to themselves, are so willing and able to lead us out of what I call 'dumbth.'»
–Steve Allen, Humanist, musician and author.
«Bob Park, part urbane physicist, part scrappy Texan, is a national resource. He's been observing scientist and their wannabes and their hustlers for decades, with the unblinking eye of his trade, and now he tells us what he's seen, with the narrative cadence of Will Rogers and the blunt-lucid prose of Hemingway. As he crafts his fascinating tales of pride and sham and delusion, he invites us as well to contemplate human nature in its struggle to make sense of, and find a context in, this astonishing universe. I couldn't put it down.»
–Ursula Goodenough, Profesor of Biology, Washington University, and author of The Sacred Depths of Nature
«New discoveries in science and technology have not only fueled an explosive economy but also have provided unheard-of opportunities to those who would mislead the public whether throught their own naivete or downright guile. The sanke oil business is alive and well. Fortunately, we have a superb scientist to strip away the numbo jumbo of these fradulent schemers and reveal them for what they are. It is frightening to read how successful some of these purveyors of nonsense have benn, even in the highest reaches of our goverment. All of us can thank PArk for saving us from ourselves.»
–Val L. Fitch, Cyrus Fogg Brackett Professor and Chairman, Department of Physics, Pricenton University, Ex-President of the American Physical Society, Nobel Laureate in physics.
«Science, as Richard Faynmann suggested, is waht we have learned about how not to fool ourselves. There are few-far too few-accomplished scientiest and skilled writers who caree greatly about the ways in which people DO fool tehmselves. Pseudoscience, anti-science, and simple raud are frighteningley popular and dangerous ways, today, of fooling oursevelse about reality. Professor Park is one of those who understand the scams and take the trouble to expose them. Voodoo Science is a powerful but readable assemblage of his findings and ideas.»
–Paul Gross, University Professor of Life Sciences, University of Virginia, and co-author of Higher Superstition.
«In Voodoo Science, Robert Park demonstrates how even science itself sometimes gets put in the serrvice of delusion and self-delusion. From Star Wars to cold fusion. EMFs to UFOs, these dispatches from the front lines of scientific foolishness reveal how the things we want to believe often keep us from learning the things we need to know.»
–K.C. Cole, author of the best-seller The Universe and the Teacup: The Mathematics of Truth and beauty.
«Television producers and newspaper editors have convinced themselves of a cowardly myth: the paranormalism may be drivel, but you have to serve it up because 'people' enjoy it more than its debunking. Professor Park does more than debunk, he crucifies. And the result is huge fun. I finished this brilliant book within a day, and then fel such withdrawal syptoms I went right back to the beginning and started again. Not only will you enjoy reading it. You'll never again waste time or your money on sttrologers, 'quantom healers,' homeopaths, spoonbenders, perpetual motion merchants, or alien abduction fantasists.»
–Ricahrd Dawkins, Charles Simonyi Professor for the Understanding of Science, Oxford University, and author of Unweaving the Rainbow


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Ez Softmagic Mp3 Splitter Joiner 3 32 2 Keygen Rar
06 Oct 2018 18:22
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Omega Bullhead watches have easily-recognized cases. The size of bullhead steel cases is 43mm. Omega Seamaster fake watches with black dials are driven by Cal. 3113, self-winding mechanical movements with chronograph functions. The co-axial Swiss movements have luxury decorations and free-sprung balances. The power reserve is 52 hours.
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Five Books to Read This Week
With all of the homework assignments and late night study sessions, who'd ever think to take a break by reading even more? But reading for pleasure is a great way to relax and refocus, especially when paired with a nice, hot cup of coffee and a cozy blanket. So the next time you're at Barnes and Noble in the LBC or scrolling through Amazon, make sure to pick up these great books!
Crazy Rich Asians by Kevin Kwan
Were you able to make it to Professor Naruse's talk last month at NCI? Professor Naruse had a compelling analysis of Crazy Rich Asians and how consumption, in any form, plays a role in the book. Take a deep dive and learn more by reading the novel (and then checking out the movie at TAD in November).
Fantasyland by Kurt Andersen
With the midterms quickly approaching, it may be time to brush up on some American History. Andersen covers five hundred years of history through his witty storytelling and intriguing stance on historical events. Asking yourself how Trump got elected? You'll be able to get more insight after reading Fantasyland.
To All the Boys I've Loved Before by Jenny Han
Still crushing on Noah Centineo lately? Watching To All the Boys I've Before over and over again because of Lana Condor's wonderful acting? Maybe it's finally time to crack open the book that brought these actors to the mainstream. And want to get ahead of that cliffhanger at the end of the film? Read the book's sequel, P.S. I Still Love You, to find out what to expect in the potential next movie.
An Absolutely Remarkable Thing by Hank Green
Many high schoolers and some college students may remember the late nights spent cramming with the help of Crash Course videos on Youtube. John Green, author of The Fault in Our Stars, hosts the lessons in history and literature. John's brother, Hank Green, hosts the biology, chemistry, and anatomy courses. John Green usually has the reputation as being the accomplished author, and Hank the accomplished businessman and scientist. With the debut of his first novel, Hank can finally add "author" to the list of his accolades. An Absolutely Remarkable Thing discusses some heavy social issues, so make sure to give your take on Green's perspective after reading the novel.
The Myth of the Nice Girl by Fran Hauser
Women often walk a fine line being perceived as either "bossy" or "timid". Women should be themselves without facing inappropriate name calling or workplace discrimination. Hauser gives great tips and provides apt advice for succeeding in any work environment while remaining true to your personality.


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Colloquium: On the Nature of Mathematical Proofs: A Cryptographic Perspective
Speaker: Jonathan Katz (UMD)
Title: On the Nature of Mathematical Proofs: A Cryptographic Perspective
Beginning in the mid-'80s, complexity theorists began radically
revising the notion of what (mathematical) proof might entail,
introducing and extending the ideas of using both randomness and
interaction as part of the proof-verification process. Cryptographers
took this one step further with the idea of *zero-knowledge proofs*,
which are supposed to reveal "no information" beyond the validity of
the theorem being proven.
We give an introductory survey of these fundamental and now-classical
concepts, and conclude with a brief discussion of current research
exploring their applications and extensions to the settings of secure
distributed computation and verifiable outsourcing.
Jonathan Katz is a professor of computer science at the University of
Maryland, and director of the Maryland Cybersecurity Center. He
received an undergraduate degree in mathematics from MIT, and a PhD in
computer science from Columbia University. His research interests lie
broadly in the fields of cryptography, privacy, and science of
cybersecurity, and he is a co-author of the widely used textbook
"Introduction to Modern Cryptography." Katz was a member of the DARPA
Computer Science Study Group from 2009-2010, and received a Humboldt
Research Award in 2015. He currently serves on the steering committee
for the IEEE cybersecurity initiative, as well as the State of
Maryland Cybersecurity Council.


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YOUNGSTERS from The Croft Primary School will enjoy some time in the spotlight when they help to switch on Old Town's Christmas lights on Sunday.
Head boy Rori Brown and head girl Amber Mason have been picked to bring some festive cheer to the area by pressing a button they designed and made themselves in front of an expected crowd of 4,000 people.
Principal Elaine Murphy said: "This is a fantastic opportunity for our choir to perform in front of a huge audience, as well as having the honour of turning the lights on. It really was a special surprise when I received the invite.
"Christmas is a great time of year at our school as we look forward to performing our carol concerts, nativities, and reception festive performances.
"We will talk to the children about the spirit of Christmas and look beyond the surface of presents, food and baubles."
The school choir will kick off celebrations at noon then return to the stage to help with the big switch-on at 5pm.
This year's event is themed around 'being inspired'.
Former solider Corie Mapp, who lost both of his legs in at IED blast while serving in Afghanistan, will take to the stage.
He is a gold medal winning GB athlete in para-bobsleigh and has competed in two Invictus Games.
Tabitha Green, a deaf 10-year-old with autism, will help turn on the lights alongside 14-year-old Victoria Brown, who has just finished two-and-a-half years of treatment for leukaemia.
Events co-organiser James Marshman said: "Old Town is all about community spirit and so to turn on our lights we want people to be inspired by our stars who achieve tremendous amounts despite their own challenges.
"We are really excited to have Tabitha, Victoria and Corie with us and I hope that Swindon residents will come up to see Old Town in all its glory."
The Voice Kids star Phoebe Maddison, Swindon duo Billie and Louie, singer songwriter Jordan Marvell, and dancers from Wilkes Academy will perform live at the free-to-enter event.
Food stalls, licensed bars and fun children's activities including Santa's grotto will fill Wood Street and Joiner Lane throughout the afternoon to create a street party vibe that everyone can enjoy.


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We review the performance on the open positions with AKS initiated on Feb 27th and examine the next steps (see original article for reasoning behind the trade setups).
The first setup was AKS :
Trade entry on Feb 27th 2012 :
Long AKS 1700 * 8.08 (Feb 27th 2012 close price) = $13,736
Long 17 AKS Sept 2012 Puts strike $9 costing $1.78 = $3026
Total trade cost = $16,762
Trade rolled at 1.42pm on March 8th :
Long AKS 1700 * 6.98 (trade price) = $11,866 (stock loss = -$1870)
Sell Long 17 AKS Sept 2012 Puts strike $9 costing $2.46 for $4182 (put profit is $4182 – $3026 = $1156)
Total position loss -$714 (strategy is down 4.2%, although for comparision underlying stock ("buy and hold") is down 13.6% )
Note that the delta on the puts have increased from 56% to approximately 80%, so the married put position delta is only 20% (not much of a long position and a *lot* of value ($4182) tied up in the long put position). Given that we are ok taking a 6 month view on this stock, we will roll down 1 strike on the 17 contract Sept 2012 puts and sell a small amount (3 contracts) of June 2012 premium. Note although this is currently a losing position, rolling down adds some significant cash to the account as follows :
Buy Long 17 AKS Sept 2012 Puts strike $8 costing $1.72 = $2924
(this is the sell/buy put roll gives us $4182 – $2924 = $1258 cash)
Sell Short 3 AKS June 2012 Puts strike $6 for $0.36 (generating $108 cash)
Total cash generated from roll down and put sale = $1258 + $108 = $1366
We only sell 3 contracts because we are being conservative (stock is in a downtrend), but we are allowing ourselves to potentially buy 300 AKS at a price of $5.64 (strike $6 minus put premium $0.36 = $5.64) which is very close to the 52 week close price low of 5.77 (3rd Oct 2011). This would cost us $1692 (assumming we are assigned). We are also long 17 put contracts, so if the price (for example) goes to 5.5 we should be able to sell out the 17 put contracts to fund the stock forced by the short 3 contracts put assignment. In that situation the *likely* put price would have an instrinic value of 2.5 ($8 strike – stock price 5.5) + some time premium (conservatively 0.25), so lets assume the put value is 2.75. Since we bought it for 1.72 and are selling it for 2.75, thats 1700 * 1.03 = approx $1751. This should approximately cover the cost of buying 300 shares at 5.5. Obviously this is a relatively idealised example and for simplicity assumes that we wait until June expiration to do this. However there is nothing stopping us doing a similar trade in between now and June (for example if the premium on the June put gets close to 0.1 it could be bought back and premiums could be sold out for later months).
We are trying to acquire some more stock with relatively limited risk and add to the position (at good prices) for any potential upswing. We may sell some more premium (in 3 contract lots) for Strike $5 in Sept 2012 or Strike $4 in Dec 2012.
Buy and hold performance is :
(AKS stock profit/loss) = -$1870
ITM married put strategy :
(AKS stock + put profit/loss) = -$714


text: DARK ROSE SS16 Dark Rose takes a look back at the Jane Austen era with their gorgeous lace details. Dark Rose also includes a statement silk print to wow the crowd. The beautifully bold yet elegant rose print is eye catching from any distance. Share Share on Facebook Tweet Tweet on Twitter Pin it Pin on Pinterest


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Home > AUSS > Vol. 56 > No. 1 (2018)
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Manuscript Type
Book Review
Article Title or Book Review Reference
Recommended Citation
Bauer, Stephen.
"Christian Ethics: Four Views [review] / Wilkins, Steve, ed.."
Andrews University Seminary Studies (AUSS)
Available at: https://digitalcommons.andrews.edu/auss/vol56/iss1/32


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Undergraduate medical education offices
General information
- How do applicants submit their Medical Student Performance Record (MSPR) and Medical School Transcript?
- We have a student that will not graduate until later in the year and cannot start residency until then. Are they still eligible for the match?
- I am the new Undergraduate admin, how do I get a CaRMS Undergraduate account?
- How can an international school with no CaRMS account upload an electronic MSPR or Transcript for a student?
- As an Undergraduate Office user, what are my responsibilities in the CaRMS process?
- How does CaRMS collect documents? See all 12 articles
Navigating your CaRMS Online account
Guidelines for class lists, transcripts and MSPRs
- When is the documents submission deadline for Undergraduate Offices?
- How do I upload or replace an MSPR or Transcript for a student AFTER file review has begun?
- How do I add or replace MSPRs and transcripts?
- How do I complete a bulk upload of documents for our students?
- How do I upload an MSPR/Transcript for one of our students from my UG Portal account?
- Why can't I select the English language option when uploading a student's MSPR or Transcript in the UG Portal?
Match Results
- How does CaRMS ensure Undergraduate offices can successfully access match day results?
- How do I access match results?
- When will my list of students who are unmatched be available and how can I access it?
- If a student chooses not to answer the consent form, will the undergraduate office receive a match status?
- If a student is unmatched and has opted in to sharing their status, what will be shared with the undergraduate office?
- How can students opt out of sharing their unmatched status with their undergraduate office? See all 10 articles


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First of all, thank you to everyone of you who stopped by my blog this past week and a HUGE thank you to Latisha for organizing the hop!
I loved reading your favorite memories of 2014, some of which brought happy tears to my eyes as I celebrated with you. Thank you so much for sharing then with me! To the readers out there who told me their favorite book, thank you to you too as I look forward to checking them out.
Last but not least, to all my new followers, welcome and thank you for adding me to your blog list :) It's wonderful to have you on board!
Now on to the winner! Random Org chose number 3 - Carol Doggett. Congratulations Carol! Please contact me via email withing 5 days (you can find my email under the Contact Me tab at the top of my blog) with your mailing address so I can send you some happy mail and your Verve Gift Certificate information. If I do not hear from Carol in five days time, I will select and announce a different winner.
Thanks again ringing in the New Year with me and I look forward to sharing it with you!
Thursday, January 8, 2015
Season's Giving Blog Hop WINNER!!!
Labels: Miscellaneous
3 comments:
- Наталья Деева said...
Congratulations lucky girl! small presents super!
- January 8, 2015 at 4:00 AM
- Brenda Lee said...
Congrats to the winner!!! Thanks for being part of the hop, Marisa. I had a great time hopping and was very inspired.
- January 8, 2015 at 11:08 AM
- Unknown said...
Congrats to Carol!!
- January 8, 2015 at 2:57 PM
Subscribe to: Post Comments (Atom)


text: Global Neuroethics Neuro-Specific Human Rights Bill The volume and variety of neurotechnology applications is rapidly increasing inside and outside the clinical and research setting. The ubiquitous distribution of cheaper, scalable and easy-to-use neuroapplications has the potential of opening unprecedented opportunities at the brain-machine interface level and making neurotechnology intricately embedded in our everyday life. While this technological trend may generate immense advantage for society in many ways, its implications for ethics and the law remain largely unexplored. We argue that in the light of the disruptive change that neurotechnology is determining in the digital ecosystem, the normative terrain should be urgently prepared to prevent misuse or unintended negative consequences. In addition, given the fundamental character of the neurocognitive dimension, we argue that such normative response should not exclusively focus on tort law but also on foundational issues at the level of human right law. This proposal of neuro-specific human rights in response to emerging advancements in neurotechnology is consistent with and a logical continuation of the proposal of developing genetic-specific human rights in response to advancements in genetics and genomics as set out by the Universal Declaration on the Human Genome and Human Rights, and the International Declaration on Human Genetic Data. The freedom of thought, freedom from slavery, torture and inhumane or degrading treatment or punishment are regarded by international human rights law as not subject to any exceptions and, therefore, as absolute rights. Absolute rights cannot be limited for any reason. No circumstance justifies a qualification or limitation of absolute rights. Absolute rights cannot be suspended or restricted, even during a declared state of emergency. The right to cognitive liberty, the right to mental privacy, the right to mental integrity, and the right to psychological continuity should also be enacted into law as absolute rights. my explanation read more Our Goals "Nothing was your own except the few cubic centimetres inside your skull." look at these guys -George Orwell, 1984 The quoted sentence conveys the idea that the mind is a kind of last refuge of personal freedom and self-determination. While the body can easily be subject to domination and control by others, our mind, along with our thoughts, beliefs and convictions, are to a large extent beyond external constraint. Yet, with advances in neural engineering, brain imaging and pervasive neurotechnology, the mind might no longer be such an unassailable fortress. Today, pervasive neurotechnology applications include brain-computer interfaces (BCIs) for device control or real-time neuromonitoring, neurosensor-based vehicle operator systems, cognitive training tools, electrical and magnetic brain stimulation, wearables for mental wellbeing, and virtual reality systems. Mental decoders are capable of decoding mental states and translating them into observable outputs such as text, verbal signals or graphic images. For example, Herff and Mirkovic have independently demonstrated the effectiveness of a decoder capable of reconstructing speech from brain waves. While these advances can be greatly beneficial for individuals and society, they can also be misused and create unprecedented threats to the freedom of the mind and to the individuals' capacity to freely govern their behavior. read more Petition Please sign our petition, leave a comment, and share it on all social media platforms. The more signatures that show support for this bill will significantly increase the probability of successfully enacting it into legislation. petition SPONSORS Previous Next DONATE SUPPORT US AND HELP IMPLEMENT NEURO-SPECIFIC HUMAN RIGHTS TODAY! donate


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Summary: The use of Life Cycle Assessment (LCA) provides useful information to support eco-efficiency improvements and therefore, to reduce the climate impacts of building designs. However, it does not provide information about whether a proposed design aligns with achieving the global climate target of limiting global warming to below 1.5°C or 2°C. To that end, this webinar will introduce an LCA-based top-down approach for setting climate targets for the whole life cycle of buildings in terms of greenhouse gas emissions. The proposed approach involves assigning a share of the 2°C global carbon budget for 2018-2050 to a country, to the construction sector of the country, and finally to a building. The usefulness of the approach will then be discussed in terms of a New Zealand new-built detached house.
Following the presentation, John McArthur will moderate a group discussion.
Speaker: Chanjief Chandrakumar is employed as a Post-Doc at Massey University, following the completion of his PhD in Environmental Life Cycle Management at Massey. His research focuses on the development and implementation of absolute sustainability assessment methods. In his current role, he is investigating the potential contribution of plant-based proteins to meeting the environmental sustainability targets of New Zealand within a Planetary Boundaries framework.
Register here: https://register.gotowebinar.com/register/356073942686927619


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Thank dog it's Friday Food!November 5th, 2010 11:22 am by mad mags
As promised, today I bring you a monster link roundup of all the yummy recipes I bookmarked with delicious during the past week. Though the series title is shamelessly lifted ("borrowed") from Stephanie, this Friday Food is different in that it includes recipes published at any time in the history of the intertubes. I do a lot of browsing and surfing – even more so given the massive Vegan MoFo blogroll and RSS feed bundle – and thus, not a little backtracking herunterladen. Most of these recipes are newish – many posted just for Vegan MoFo – but don't be surprised if you stumble upon one from 1999. In which case, par-tay like – well, you know the drill.
And also, I am a junk food junkie. Judging from the unhealthy bent of this list, even more so than I realized. Problems, I got 'em. Sigh. So many sweets, so little time.
Chocolate-coconut truffles (recipe here) vorstadtweiber herunterladen. CC image via floridecires on Flickr.
Food, delicious food!
Homemade Tofurkey with Brown Rice Stuffing Recipe from Chow, by way of vegansaurus!
White Trash Tater Tot Casserole with Daiya, Mac 'n Teese® Cheese Casserole, and Cranberry Apple Crisp with Maple Syrup from SnarkyVegan
Blueberry and Earl Grey Scones from Cookin' Vegan & Jessica @VeganFood
Vegan Black Bean Tostadas with Corn Relish from Veggie Terrain
Vegan Sweet Potato Naan from Cook's Hideout
Kelly Beth's Vegan Deviled Eggs (a.k.a gratis word downloaden windows. Potato Angels) from Vegan Etsy
Chocolate Coconut Truffles (above) from Veggie Wedgie
Super Fudgy Brownies (AKA Crusty Fudge) and Chocolate Viennese Whirls from Not a Rabbit
Chocolate Cake with White Chocolate Mousse, Berry Compote and Almond Milk Ice Cream and Fried Lemon Pie and Salted Caramel Ice Cream from vegansaurus! (and Project Just Desserts guest-chefs Melisser and Bianca)
Black Bean and Chipotle Dip from Wednesday Food Blogging
Apple Gingerbread Upside-Down Cake and Mapley Apple Oat Muffins from Vegan Appetite
Isa VS The Cookiepuss from Isa @ the PPK
Croissants from The New Vegan Table
French Onion Soup from Miranda Writes
Vegan Tomato Pie with Heirloom Tomatoes from Bird and Belle's Excellent Adventures in Marriage
Morbid chocolate skull cakes from Parsley Park
Whiskey Apple Crisp from It Ain't Meat, Babe
Vegan Chocolate Peanut Butter Cups from Inspired Eats
Pierogi (Potato and Mushroom Sauerkraut) by Isa from epicurious
Step by Step Sweet Potato Gnocchi from Vegan Soul Power!
Banana Vodka from Lustrous Musings
…don't forget the dog-kids herunterladen!
Sage Muffins and Pumpkin Carob Muffins from It's a Vegan Dog's Life
"The 3rd Annual Totally Fabulous Vegan Bake-off" – CC image via Sean Ohlenkamp on Flickr.
Over at Vegan Appetite, Tamasin Noyes is offering up one copy of her latest cookbook, American Vegan Kitchen. The deadline for submissions is 11/7, so don't delay!
Enter to win a copy of Robin Robertson's Vegan on the Cheap @ Vegan Planet by 11/9 herunterladen.
Also at Vegan Appetite: leave a comment, win a copy of Kelly Peloza's The Vegan Cookie Connoisseur. Or not. I seriously want this cookbook – hello, cookies! – so "not" works for me. The deadline for entry is 11/10. Wait, did I say 11/10? I meant 11/17. *wink*
Loony Louzilla Lovegood Letters is hosting the awesomest contest ever, namely, a gay cake decorating contest storio max spiele herunterladen! The rules are simple: bake and decorate a "gay" (presumably vegan) cake and send her a photo by 11/21. On 11/22 through 11/28, check back to vote for your favorite. The winner scores a rainbow tote bag, rumored to be stuffed with "some awesome stuff." See what I mean? Awesome!
Vegan Etsy gets in on the Grab Bag of Awesomeness fun with a short answer contest teams microsoft downloaden. Stop by the blog and leave a comment about why you're vegan (or transitioning towards veganism). The winner will be chosen randomly – but, given all of the goodies Etsy team members are contributing, make your answer a good one, kay? (Okay, yeah, I went a wee bit overboard. Join me so I don't look like a total dweeb?) That's some badass prize bag there! The deadline to enter is 11/31.
Finally, Miso for Breakfast – which I keep typing as "A Cup of Miso," for some odd reason – is hosting one giveaway daily for the entire month of November r herunterladen mac. Yay Miso!
"Vegan Food Served Here…in Barcelona." – CC image via cogdogblog on Flickr.
The Cinnamon Snail needs our help, y'all! Faced with expanded vending ordinances – including new street restrictions – in Red Bank, NJ, this vegan food truck may be forced to shut its doors until the spring season images from the internet. Baking Vinyl has more, including a list of contact information for those wishing to intervene on behalf of vegan noms and the peoples who love them.
This has nothing to do with food or veganism, but wev. It's hilarious, and who doesn't need a laugh, especially after the week we just had? In 492 parts, The Funniest Signs From The Rally To Restore Sanity And/Or Fear sims 4 kostenlose downloads haare! If you can't view the photos – it's a neverending slideshow, yo! – here's a list of the various slogans, courtesy of Rally the Cause.
So what's your favorite recipe, contest, or blogger thus far? Share your Vegan MoFo picks in the comments!
Filed under action alerts, blog carnival, contests and giveaways, dog treats, link roundup, vegan food, veganmofo


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The cross-reference feature is available in UpSlide starting with version 6.4.
A cross-reference is an hyperlink where the label is automatically generated. It's great if you want to include the title of the slide you're referring to and keep it up to date.
To open the Cross-reference pane, click the Reference button.
The pane has 3 parts:
- The list of all slides where you can choose the one you want to refer to.
- The display options, to select how the reference will be displayed.
- The preview part, to check how it will look like on your slide before inserting it.
Display Options:
- Name: The name of the selected item will be inserted
- Slide number: The number of the slide will be inserted
- Section number: The number of the slide's section will be inserted
- Custom: You can customise how the reference will be inserted
Inserting a reference:
- On your slide, place the cursor where you want the reference to be inserted.
- Open the Cross-reference pane.
- Select the slide in the list that you want to reference.
- Select the display option
- Check the preview
- Insert the reference
Updating a reference:
Let's say you have inserted a reference to a slide named "Results Q1 2018", on your presentation it would look like this:
If you rename this slide and want the reference to be updated with the new name, you just need to click the "Refresh" button. This will refresh every dynamic content created in the presentation.
Hiding all references
You can hide/break all references created using the Finalize feature.
The reference won't appear as an hyperlink, it will be plain text and won't be updated anymore if you change the name of the referenced item.
Click here if you want more information on the Finalize feature.


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Delmas Named Captain For 2019-20 Season
NIAGARA UNIV., N.Y. – Niagara University hockey head coach Jason Lammers announced on that senior defenseman Noah Delmas has been named the team's captain for the upcoming 2019-20 season.
"We are confident in Noah Delmas because has set the expectations of our team high as we continue to grow men through hockey," said Lammers. "Noah embodies our mission as a person, student and player. His own personal growth has been impressive and now he has the honor to lead others by putting 'we' ahead of 'me.'"
Delmas, who served as one of three alternate captains in 2018-19, is coming off a stellar junior season that saw him compete in each of the team's 41 games. He finished fourth among all defensemen in the nation in terms of both goals (15) and points (40) while pacing the Purple Eagles with 25 assists. Over the course of the year, Delmas earned two Atlantic Hockey Player of the Week awards and was tabbed as the AHA Player of the Month for November. At season's end, his play earned him a spot on the All-Conference Third Team.
"I am deeply honoured and filled with great pride to be chosen to lead this team of amazing players," Delmas said. "I am committed to doing what I can on and off the ice in order to make sure we have a successful year."
Delmas will be the 28th skater to wear the "C" for the Purple Eagles since the team reached varsity status is 1996-97. The Schomberg, Ont., native will also be the 14th defenseman to earn the designation of captain, and the first since Keegan Harper ('18) did so for both his junior and senior seasons.
"Noah is a passionate hockey player who supports his teammates and keeps them accountable," Lammers added. "He will be a tremendous asset to our team moving forward as the next captain of the Niagara University Purple Eagles."
Lammers noted that alternate captains will be announced prior to the start of the season.


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After weeks of uncertainty and a number of changes to the American Health Care Act (or the Republican's attempt to repeal and replace the Affordable Care Act, also called Obamacare), Senate Republican Majority Leader Mitch McConnell hoped to gather enough votes to pass the final version, renamed the Better Care Reconciliation Act. Senator McConnell did not convince enough of his fellow senators to vote for the bill, so he delayed the vote and went back to the drawing board.
His final proposal was nicknamed the "Skinny Repeal Bill." What was this bill and why was it called a "Skinny Bill"? Well, rather than a traditional bill, this bill was a way for Republicans to repeal certain parts of the Affordable Care Act without having to replace it with anything. It's like if someone took off the wheels, brakes, and handlebars of your bike insisting that there are ones that can make you go faster, brake better, and steer with more precision, but didn't actually replace the parts that they took off with these supposedly better parts because, well, they don't exist … yet.
Well, that proposal didn't make any sense to fifty-one of the one hundred senators, including three from the Republican Party that went "rogue." Arizona Senator John McCain, Maine Senator Susan Collins, and Alaska Senator Lisa Murkowski voted against the "Skinny Repeal Bill". With a simple thumbs down motion from Senator John McCain, the Republican-dominated Senate sent a signal to the country and to President Trump that it was time to work together to give the American people what they really need: better health care.
Since that fateful vote, some lawmakers are renewing their efforts to work together. In the House of Representatives, Republicans and Democrats are coming together to fix parts of Obamacare. In the Senate, the Senate Health Committee is meeting with members from both parties to hear thoughts on how to repair the private insurance market. But will all this discussion actually work? Will Americans get the health care that they need? Only time will tell. Although some members of both the House and Senate are working together, there are still those, like House Speaker Paul Ryan, who are working on repealing and replacing Obamacare.
Missed our original post about healthcare? Scroll down!
Published on 7/14/17:
Let's talk about healthcare for a minute, shall we? First, what is it? It's everything needed to take care of both your physical and mental health. Simple, right? Actually, it's quite the opposite. Healthcare is one of the most complicated topics, and governments around the world debate this topic often. After all, everyone's health needs are different (some rarely see the doctor, while others may see the doctor regularly). Healthcare is also quite expensive. Every time you see a doctor, get an eye exam, or get your teeth cleaned, it costs money. Some people have insurance, while others pay out-of-pocket.
So why are we talking about healthcare now? In 2009, President Obama and House Democrats introduced the Affordable Care Act (not to be confused with the American Health Care Act … we'll get to that later). It was often referred to as Obamacare, and its intention was to overhaul the current healthcare system. It was also created to provide healthcare for anyone who needed it. All great, right? But with these good intentions, there were costs and questions. How much would it cost the government to sustain this kind of universal healthcare? Would Obamacare mean the end of big insurance companies? There were many questions, but the bill was passed into law in 2010.Now, let's fast-forward to the present. When President Trump was campaigning to be President of the United States, one of his promises was to get rid of Obamacare. Why? Because some people really disliked the idea of it. Many House Republicans thought Obamacare would destroy big businesses like private insurance companies (remember, those are the guys people pay every month so that they're covered when they need to see a doctor). In March, House Republicans, with the support of President Trump, created the American Health Care Act, a bill that would repeal and replace Obamacare. It never even made it to Congress because those who created the bill couldn't get enough representatives to vote for it—not even from their own party! Why? Because the bill was riddled with issues—a big one was that millions of people would have their insurance taken away. So the bill was revised and brought before the House of Representatives for a vote on May 4th. This time, it passed, but not without controversy around why or how it passed. When some representatives who voted to pass the bill were asked if they had read the bill, they said "no." The bill was also brought to the House for a vote before the Congressional Budget Office had a chance to look it over. Another big issue? The bill would take away healthcare for the millions of people who currently have it under Obamacare.
So, what now? It's been several months since the American Health Care Act was passed by the House, and now it's up to the Senate to vote for a revised version of the bill. Unfortunately, the process for getting this bill in front of the Senate has been anything but simple. Why? It started when a committee was formed to revise the bill. Several senate Democrats cried foul and wondered why the bill was being revised in secret. Later, when the revised version of the bill was unveiled, senators questioned what was actually changed—fewer people would receive healthcare (we're talking more than 22 million!), and it would cost the government more to cover those who would be receiving healthcare.
The Senate is looking to vote on what is now being called the Better Care Reconciliation Act next week, but Senate Republicans have yet to gather enough votes for it to pass. Why is it so hard to change healthcare? Because it's complicated!
We'll just have to wait and see what happens with a bill that is trying to repeal and replace Obamacare.


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On her blog, Turadh, Ruth posted a list of my books, and she is working her way through the whole list. As an author and a human, I am honored that she's taken such an interest in them. Thank you so much, Ruth.
Beyond my works, she has a wonderful selection of other topics. Quite the interesting blog with a variety of topics besides books. You should visit by clicking here.


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Jason Moy
Senior Associate Director of Admissions
Email: email@example.com
Phone: 206-296-5804
Building/Room: Vi Hilbert Hall
Jason has worked in Seattle University Admissions for over a decade, currently as the Associate Director of Undergraduate Admissions. He's also a proud alumnus of the Albers School of Business and Economics, where he received his Master's degree. Born and raised in Washington State, Jason enjoys a good Red Mountain wine and spending his free time with his wife and newborn son.


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Share good ideas and conversation. Login or Take a Tour!
tacocat · 1067 days ago · link · · parent · post: Bl00sreviews #12: "White Trash: The 400-Year Untold History of Class in America" by Nancy Isenberg
I'll probably finish it. But I listen to Rush Limbaugh for entertainment occasionally