text:
Your Directors submit their Report for the financial year ended 31st March, 2018.
As per latest IMF estimate, World GDP grew by 3.8% in 2017 representing a marked improvement over 2016, which at 3.2% was the weakest year of growth since the global financial crisis of 2009. The growth momentum is likely to sustain going forward resulting in a further pick-up in global economic growth to 3.9% in 2018. However, the increasing trend of protectionist policies in the developed world, faster pace of increase in US interest rates and progressive tapering of quantitative easing in the EU could impact capital flows and weigh on the nascent recovery in commodity-exporting emerging economies.
The Indian economy witnessed another challenging year, with Real GDP growth slowing down sharply to 6.6% compared to 7.1% in 2016-17, reflecting the short-term disruptions caused by GST implementation, residual impact of cash crunch and deceleration in Net Exports. Inflation is largely within the comfort zone of the RBI and foreign capital flows into the country remained robust leading to stability in the Indian Rupee and sustained buoyancy in the capital markets.
India remains the fastest growing major economy in the world and as per median estimates, GDP is likely to grow by 7.3% in 2018-19 on the back of improvement in the Net Exports position and normalisation of private consumption growth levels, partly aided by a favourable base effect.
The operating environment in the hospitality sector showed signs of improvement with foreign tourist arrivals crossing the 10 million mark in 2017. With growing domestic tourism and airline passenger traffic, the performance of the travel industry is expected to improve in the coming years.
Your Company recorded revenue from operations of Rs. 20,434.51 lakhs (previous year Rs.20,154.19 lakhs) registering a 1.40 % growth over last year. However, Pre-tax profits at Rs.1,151.14 lakhs and post-tax profits at Rs.695.40 lakhs registered de-growth over last year. This was mainly on account of higher input costs incurred during the financial year 2017-18.
During the financial year 2017-18, your Company earned Rs.2,037.49 lakhs (previous year Rs.2,009.72 lakhs) in foreign exchange from its Travel, Tours and Car Rental Services. Your Company's expenditure in foreign currency amounted to Rs.45.24 lakhs (previous year Rs.39.43 lakhs).
The financial results of your Company, summarised, are as under:
For the
year ended
For the year ended
31st March, 2018
31st March, 2017
(Rs. in lakhs)
a. Profit Before Tax
b. Tax Expense
Current Tax
Deferred Tax
c. Profit for the year
d. Other Comprehensive Income
(93 35)
e. Total Comprehensive Income
Statement of Retained Earnings
a. At the beginning of the year
b. Add: Profit for the year
c. Other Comprehensive Income
(net of tax)
d. Dividend paid including Income Tax
on Dividend paid
e. At the end of the year
Your Directors are pleased to recommend a dividend of Rs.4.25 per Equity Share of Rs.10/- each for the year ended 31st March, 2018, thereby maintaining last year's dividend.
Air Travel
Currently, the Indian aviation industry is considered the third largest domestic civil aviation market in the world and is expected to become the world's largest in the next 10 to 15 years, as per Indian Brand Equity Foundation (IBEF). India's passenger traffic grew at 16.5% year on year (YoY) to reach 308.75 million. Domestic passenger traffic grew YoY by 18.3% to reach 243 million in the financial year 2018, due to higher disposable income and cheaper fares.
Whilst the growth is encouraging, oil prices which constitute a significant part of airlines' operating expenses have shot up in the last year. Continued increase in fuel prices will impact airfares and will have a dampening effect on demand.
During the year, your Company managed to maintain and marginally grow its business volumes despite stiff competition from the traditional and online travel agents. The average ticket prices did not show any growth in the year with competition in the airline space keeping prices muted. The Company's strategy of expanding in the small and medium enterprise business travel space bore fruit and helped sustain business volumes.
Airlines continued their focus on reducing or, in some cases, doing away with commissions on ticket sales thereby putting pressure on revenues. In an effort to maintain market share, airlines also increased productivity targets in relation to performance linked bonuses making it difficult to achieve and thereby impacting revenues from bonuses.
Your Company is also in the process of realigning its strategy to support future growth. This has resulted in an increase in expenses which we expect will bear fruit in the coming years in the form of higher business volumes and revenues.
Car Rental Business
The Indian car rental market is broadly segmented into organised and unorganised sectors with the latter having a dominant share. A large number of travellers and keenness of consumers to try new offerings enabled by massive technology investments is driving significant market growth and expansion and providing an attractive opportunity for new entrants.
Your Company is focusing on its core strengths of quality, reliability and safety in the chauffeur driven segment, which still has considerable headroom for growth. In the face of stiff competition and rapid expansion of taxi aggregators, your Company was able to maintain its business volumes on the back of superior quality delivery and high levels of safety, and was successful in garnering a marginally higher revenue per trip. All cars provided by your Company are equipped with GPS devices and monitored at a Central Command Center. An emergency button is available in all cars with a response time of under one minute. The chauffeurs are trained in defensive driving techniques and receive continuous inputs during the year.
However, input prices in this industry continued to rise with fuel prices showing an uptick during the year along with increase in manpower costs. Your Company has taken adequate steps to expand service delivery locations and redesign the operating structure to reduce costs. New business models on procurement of services were also rolled out during the year to optimise input costs.
MICE - Meetings, Incentives, Conventions and Exhibitions - is an integral part of the global travel industry which stood at $752 billion in 2016 and is projected to grow at a compound annual growth rate (CAGR) of 7.5% in the next five years, as per Allied Market Research.
However, India has a market share of just $1.5 billion and ranks 35th in the world according to a recent report by the International Congress and Convention Association (ICCA).
Your Company strengthened its MICE value proposition coupled with renewed sales and marketing efforts during the year. The major domestic MICE events organised by your Company during the year were Auto Expo, ACREX India, Indiawood, Mumbaiwood, Indian Ceramics, Fire and Security India Expo, Biofach India, Electronica India etc.
The business of outbound corporate incentives did well and the major international MICE events handled by your Company during the year were for Ambuja Cements, Arvind Brands, Intex Technology, Khadims, Pernod Ricard etc.
Your Company holds a full-fledged money changers (FFMC) license issued by the Reserve Bank of India at 8 of its business travel servicing locations across India.The margins in this business are under increasing pressure due to intense competition and your Company is exploring options to fulfill this customer need through alternate servicing models.
Outbound & Inbound Business
India has become one of the fastest growing outbound travel markets in the world and it is estimated that 25 million Indians travelled overseas in 2017.
This market is growing very fast driven by increasing middle-class incomes, changing consumer attitudes towards spending, low airfares, group package tours etc. Indians are travelling to international destinations more frequently and the average travel spend is also on the rise. The Indian outbound tourism market is expected to surpass the figure of US$ 40 Billion by 2020.
Your Company's focused approach on this business resulted in your Company sending more than 1500 individual travellers to foreign countries during the financial year 2017-18.
In 2016, foreign tourist arrival in India stood at 8.8 million. In 2017, India attracted 9.45 million international tourist arrivals and by 2027, it is expected to reach 17.3 million. This is due to flexible government policies, improved rail & road infrastructure, increase in international and domestic air-connectivity and easier availability of e-visas to foreign tourists.
Your Company expects to grow in this business in the coming years supported by the launch of a new website and special product and service offerings leveraging its car rental and ground handling capabilities.
Your Company is realigning its strategy to keep pace with rapidly changing market conditions in the travel industry, and making investments in technology up-gradation, updating service delivery models and enhancing products and service capabilities.
As a part of the transformation, your Company is also refreshing its brand logo, brand positioning and communication approach. The objective behind this is to present a more progressive and contemporary brand adapting to emerging millennial demands.
The new logo signifies a more contemporary identity while retaining the legacy. The three interconnected swirls forming the mnemonic of the new logo signify all aspects of travel viz. air, sea and ground while the new tagline 'keep going' written in a flowing handwritten font reflects the forward moving approach of the brand.
The Company does not have any subsidiary, associate or joint venture.
Corporate Governance in your Company operates at three interlinked levels with clearly defined roles, responsibilities and authorities across the three levels of the governance structure. Your Company also has a Code of Conduct which requires management to conform to the required financial and accounting policies, systems and processes, conduct business ethically and ensure strict compliance with all applicable laws and regulations. Both these policies have been widely communicated across the organisation and together with the 'Strategy of Organisation', Planning & Review Processes and the Risk Management Framework, create a control environment across the Company and provides the cornerstone for Internal Financial Controls with reference to your Company's Financial Statements.
Your Company's Financial Statements are prepared on the basis of the Significant Accounting Policies that are carefully selected by management and approved by the Audit Committee and the Board. These Policies are supported by the Corporate Accounting, System and Policies that apply to the entity as a whole and are practiced uniformly across the Company. The Accounting Policies are reviewed and updated from time to time. These in turn are supported by a set of policies and Standard Operating Procedures (SOPs) that have been established for individual businesses. Your Company uses Information Technology Systems as a business enabler and also to maintain its books of accounts. The SOPs in tandem with the Information Management Policy reinforces the control environment. The whole gamut of controls, policies, procedures and systems, are reviewed by management and audited by the Internal Audit whose findings and recommendations are reviewed by the Audit Committee and tracked through to implementation.
Your Company has in place adequate internal financial controls with reference to Financial Reporting. Such controls have been assessed during the year taking into consideration the essential components of internal controls stated in the Guidance Note on Audit of Internal Financial Controls over Financial Reporting issued by The Institute of Chartered Accountants of India. Based on the results of this assessment carried out by management, no reportable material weakness or significant deficiencies in the design or operation of internal financial controls were observed. Nonetheless your Company recognises that any internal financial control framework, no matter how well designed, has inherent limitations and accordingly regular audit and review processes ensure that such systems are reinforced on an ongoing basis
Your Company continues its emphasis on a systems-based approach to business risk management. Backed by strong internal control systems, the current Risk Management framework consists of the following key elements:
- The Corporate Governance Policy approved by the Board clearly lays down the roles and responsibilities of the various entities in relation to risk management covering a range of responsibilities, from strategic to operational. These role definitions provide the foundation for your Company's Risk Management Policy that is endorsed by the Board and is aimed at ensuring formulation of appropriate risk management procedures, their effective implementation and independent monitoring and reporting by Internal Audit.
- The Risk Assessment and Management Cell, through focused interactions with businesses, facilitates the identification and prioritisation of strategic and operational risks, development of appropriate mitigation strategies and conducts periodic reviews of the progress on the management of identified risks.
- A combination of centrally issued policies and procedures, which are regularly reviewed and updated in the light of changing business and regulatory environment, brings robustness to the process of ensuring that business risks are effectively addressed.
- Appropriate structures are in place to proactively monitor and manage the inherent risks in businesses with unique / relatively high risk profiles.
- The Corporate Internal Audit is an independent function and carries out risk focused audits across all businesses, enabling identification of areas where risk management processes may need to be strengthened. The Audit Committee of the Board reviews Internal Audit findings, provides strategic guidance on internal controls and seeks feedback on implementation based on such guidance. The Audit Review Committee closely monitors the internal control environment within your Company including implementation of action plans emerging out of internal audit findings.
- A framework of strategic planning and performance management ensures realisation of business objectives based on effective strategy implementation. The annual planning exercise requires identification of top risks and sets out a mitigation plan with agreed timelines and accountability. Businesses are required to confirm periodically that all relevant risks have been identified, assessed, evaluated and that appropriate mitigation systems have been implemented.
The combination of policies and processes as outlined above adequately addresses the various risks associated with your Company's businesses.
Your Company believes that internal control is a necessary adjunct to the principle of governance that freedom of management should be exercised within a framework of appropriate checks and balances. Your Company remains committed to ensuring an effective internal control environment that provides assurance and comfort on orderly and efficient conduct of operations, security of assets, prevention and detection of frauds / errors, accuracy and completeness of accounting records and timely preparation of reliable financial information.
Your Company's independent and robust Internal Audit processes provide assurance on the adequacy and effectiveness of internal controls, compliance with operating systems, internal policies and regulatory requirements.
The Internal Audit function consisting of an in-house team and outsourced professional firms, resourced to deliver high standards of audit assurances. In the context of the IT environment of your Company, systems and policies relating to Information Management are periodically reviewed and benchmarked for contemporariness. Compliance with the Information Management policies receives focused attention of the Internal Audit team.
The Audit Committee of your Board met four times during the year. The Terms of Reference of the Audit Committee included reviewing the adequacy and effectiveness of the internal control environment, monitoring implementation of the action plans emerging out of Internal Audit findings including those relating to strengthening of your Company's risk management systems and discharge of statutory mandates.
Your Company firmly believes that employees are the vital and most valuable assets and hence has created a favourable work environment that encourages innovation and meritocracy. Your Company continues to innovate in the way human resources are managed and developed, striking a balance between business needs & individual aspirations.
Your Company's Human Resource policies and procedures continue to evolve to stay ahead with the dynamic business environment and have enhanced organisational ability to remain compliant with the changing regulatory requirements.
Your Company is committed to achieve sustainable organisational performance as an overarching goal.
The Company provides a safe, secure, inclusive & a gender friendly workplace. No case of sexual harassment was reported during the year. The Company has put in place a Grievance Redressal Procedure and an Internal Complaints Committee to ensure that grievances in this regard, if any, are effectively addressed.
The Company's Whistleblower Policy encourages Directors and employees to bring to the Company's attention instances of unethical behaviour, actual or suspected incidents of fraud or violation of the ITHL Code of Conduct that could adversely impact the Company's operations, business performance and / or reputation. The Policy provides that the Company investigates such incidents, when reported, in an impartial manner and takes appropriate action to ensure that the requisite standards of professional and ethical conduct are always upheld. It is the Company's Policy to ensure that no employee is victimised or harassed for bringing such incidents to the attention of the Company.
The practice of the Whistleblower Policy is overseen by the Audit Committee and no employee has been denied access to the Committee. The Whistleblower Policy is available on the Company's website at https://www.travelhouseindia.com/ policies/Whistleblower_Policy.pdf
Your Company's CSR policy outlines programmes and projects falling within the purview of Schedule VII of the provisions of Section 135 of Companies Act, 2013 ('the Act') and the Companies (Corporate Social Responsibility Policy) Rules, 2014.
The annual report on Corporate Social Responsibility activities as required under Sections 134 and 135 of the Act, 2013 read with Rule 8 of the Companies (Corporate Social Responsibility Policy) Rules, 2014 and Rule 9 of the Companies (Accounts) Rules, 2014 is provided in the Annexure forming part of this Report.
Your Company has not accepted any deposits from the public / members under Section 73 of the Act read with the Companies (Acceptance of Deposits) Rules, 2014 during the year.
Changes in Directors
During the year under review, there were no changes in Directors.
Retirement by Rotation
In accordance with the provisions of Section 152 of the Act read with Articles 143 and 144 of the Articles of Association of the Company, Mr Nakul Anand will retire by rotation at the ensuing Annual General Meeting ('AGM') of your Company and being eligible, offers himself for re-appointment. Your Board recommends his re-appointment.
Number of Board Meetings
During the year ended 31st March, 2018, six meetings of the Board were held.
Attributes, Qualifications & Independence of Directors and their Appointment
As reported last year, the Nominations & Remuneration Committee of the Board had approved the criteria for determining qualifications, positive attributes and independence of Directors in terms of the Act and the Rules thereunder, both in respect of Independent Directors and other Directors as applicable. The Governance Policy of the Company also, inter alia, requires that Non-Executive Directors, including Independent Directors, be drawn from amongst eminent professionals with experience in business / finance / law, public administration and enterprises.
The Board Diversity Policy of the Company requires the Board to have a balance of skills, experience and diversity of perspectives appropriate to the Company. The Articles of Association of the Company provide that the strength of the Board shall not be fewer than three nor more than twelve.
Directors are appointed / re-appointed with the approval of the members. All Directors, other than Independent Directors, are liable to retire by rotation, unless otherwise approved by the Members. One-third of the Directors who are liable to retire by rotation, retire every year and are eligible for re-appointment.
The Independent Directors of your Company have confirmed that they meet the criteria of independence as prescribed under Section 149 of the Act and Regulation 16 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (Listing Regulations 2015).
The Company's Policy relating to remuneration of Directors, Key Managerial Personnel and other employees is provided under the section 'Report on Corporate Governance' in the Report and Accounts.
Board Evaluation
The Nominations & Remuneration Committee has approved the Policy on Board Evaluation, Evaluation of Board Committees' functioning and individual Director Evaluation.Board performance is assessed against the role and responsibilities of the Board as provided in the Act and the Listing Regulations 2015 read with the Company's Governance Policy. The parameters for Board performance evaluation have been derived from the Board's core role of trusteeship to protect and enhance shareholder value as well as fulfil expectations of other stakeholders through strategic supervision of the Company. Evaluation of functioning of Board Committees is based on discussions amongst Committee members and shared by each Committee Chairman with the Board. Individual Directors are evaluated in the context of the role played by each Director as a member of the Board at its meetings and in assisting the Board in realising its role of strategic supervision of the functioning of the Company in pursuit of its purpose and goals.
While the Board evaluated its performance against the parameters laid down by the Nominations & Remuneration Committee, the evaluation of individual Directors was carried out anonymously in order to ensure objectivity. The Board was briefed on functioning of Board Committees by the respective Committee Chairmen.
Key Managerial Personnel
During the year under review, Mr Ghanshyam Arora stepped down as the Manager of the Company with effect from close of work on 4th April, 2017. Thereafter, your Board on the recommendation of the Nominations & Remuneration Committee, appointed Mr Ajay Kumar as the Chief Executive Officer of the Company effective 5th April, 2017.
The composition of the Audit Committee is provided under the section 'Board of Directors and Committees' in the Report and Accounts.
Statutory Auditors
The Auditors, Messrs. Deloitte Haskins & Sells LLP, Chartered Accountants, were appointed with your approval at the Thirty Sixth AGM to hold such office till the conclusion of the Forty First AGM.
Secretarial Auditors
Your Board appointed Messrs. PB & Associates, Company Secretaries, to conduct the secretarial audit of the Company for the financial year ended 31st March, 2018. Their report is provided in the Annexure forming part of this Report, in terms of Section 204 of the Act.
All contracts or arrangements entered into by the Company with its related parties during the financial year were in accordance with the provisions of the Act and the Listing Regulations 2015. All such contracts or arrangements have been approved by the Audit Committee. No material contracts or arrangements with related parties were entered into during the year under review. Accordingly, no transactions are being reported in Form No. AOC-2 in terms of Section 134 of the Act read with Rule 8 of the Companies (Accounts) Rules, 2014.
Your Company's Policy on Related Party Transactions, as adopted by your Board, can be accessed on the Company's website at https://www.travelhouseindia.com/ policies / Related Party.pdf.
As required under Section 134 of the Act, your Directors confirm having:
a) followed in the preparation of the Annual Accounts, the applicable Accounting Standards with proper explanation relating to material departures, if any;
b) selected such accounting policies and applied them consistently and made judgements and estimates that are reasonable and prudent so as to give a true and fair view of the state of affairs of your Company at the end of the financial year and of the profit of your Company for that period;
c) taken proper and sufficient care for the maintenance of adequate accounting records in accordance with the provisions of the provision of the Act for safeguarding the assets of your Company and for preventing and detecting fraud and other irregularities;
d) prepared the Annual Accounts on a going concern basis;
e) laid down internal financial controls to be followed by your Company and that such internal financial controls were adequate and operating effectively; and
f) devised proper systems to ensure compliance with the provisions of all applicable laws and that such systems were adequate and operating effectively.
Compliance with the conditions of Corporate Governance
The certificate of the Auditors, Messrs. Deloitte Haskins & Sells LLP, Chartered Accountants, confirming compliance with the conditions of Corporate Governance as stipulated under the Listing Regulations 2015, is annexed.
Compliance with Secretarial Standards
The Company is in compliance with the applicable Secretarial Standards issued by the Institute of Company Secretaries of India and approved by the Central Government under Section 118(10) of the Act.
Going Concern Status
There is no significant or material order passed during the year by any regulator, court or tribunal impacting the going concern status of the Company or its future operations.
Extract of Annual Return
The information required under Section 134 of the Act read with Rule 12 of the Companies (Management and Administration) Rules, 2014, is annexed.
Particulars of Loans, Guarantees or Investments
During the year ended 31st March, 2018, the Company has neither given any loan or guarantee nor has made any investment under the provisions of Section 186 of the Act.
Particulars relating to Conservation of Energy and Technology Absorption
Particulars as required under Section 134 of the Act relating to Conservation of Energy and Technology Absorption are provided below:
Conservation of Energy:
Steps taken on conservation of energy and impact thereof: NIL
Steps taken by the Company for utilising alternate sources of energy: NIL
Capital investment on energy conservation equipment: NIL.
Technology Absorption:
I) Efforts, in brief, made towards technology absorption and benefits derived as a result of the above efforts, e.g. product improvement, cost reduction, product development, import substitution, etc.:
New features and contents have been added to ITH SMART, the Company's reservations and booking platform to keep it contemporary.
Your Company has also proceeded to migrate and enhance its internal applications of Payroll and Foreign Exchange to scalable, efficient and available cloud based setups.
Improved customer service delivery, integrity, availability, usage and optimisation of fulfillment process.
II) In case of imported technology (imported during the last 3 years reckoned from the beginning of the financial year), following information may be furnished:
A) Details of technology imported - NIL
B) Year of import - NIL
C) Whether the technology has been fully absorbed - NIL
D) If not fully absorbed, areas where absorption has not taken place, and the reasons therefor - NIL
III) Expenditure incurred on research and development - NIL
The total number of employees of the Company as on 31st March, 2018 stood at 639.
The details of employee(s) drawing remuneration more than the limit specified in Rule 5(2) of the Companies (Appointment and Remuneration of Managerial personnel) Rules, 2014 along with the details of top ten employees of the Company in terms of remuneration drawn, as required under the said Rule, are given in the Annexure forming part of this Report.
This Report contains forward-looking statements that involve risks and uncertainties. When used in this Report, the words 'anticipate', 'believe', 'estimate', 'expect', 'intend', 'will' and other similar expressions as they relate to the Company and / or its Businesses are intended to identify such forward-looking statements. The Company undertakes no obligation to publicly update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise. Actual results, performances or achievements could differ materially from those expressed or implied in such forward-looking statements. Readers are cautioned not to place undue reliance on these forward-looking statements that speak only as of their dates. This Report should be read in conjunction with the financial statements included herein and the notes thereto.
Your Directors and employees look forward to the future with confidence and stand committed to creating an even brighter future for all stakeholders.
On behalf of the Board
Place : New Delhi A Rajput J Singh
Date : 17th April, 2018 Director Director


text:
New cybersecurity centre will lead response to major cyber attacks, says Sajjan The head of the cybersecurity centre is expected to be announced this spring, but industry advocates say funding enough cybersecurity experts to staff it will be a major hurdle. (By Jolson Lim (The Hill Times)
The Canadian Centre for Cyber Security, the centrepiece of the Liberal government's efforts to protect the country from cyberattacks, will act as the "operational leader" in the event of a cyber security incident, Defence Minister Harjit Sajjan says.
Public details on the new cybersecurity centre have been sparse since its formation was promised in the 2018 budget, but Mr. Sajjan told The Hill Times in an email interview that the centre would "act as the operational leader during cyber security events and will provide leadership on national cyber security issues."
The cybersecurity centre was pitched in last February's budget as a one-stop centre to provide trustworthy guidance for the federal government, businesses, and ordinary Canadians on how to protect themselves from hacking and other cyberthreats.
The newly-announced centre will be the agency assigned to respond to threats on top of its prevention role, and will be housed within the Communications Security Establishment (CSE), the country's intelligence agency.
Mr. Sajjan (Vancouver South, B.C.) said he expected to announce who will head the cyber centre "this spring," and that it will be fully operational by fall 2019. It will bring existing cybersecurity operations scattered across multiple federal departments under a single roof.
He said the Canadian centre will be based on equivalent agencies in the United Kingdom and Australia, two countries that form part of the "Five Eyes" intelligence alliance, which also includes Canada, New Zealand, and the United States. The Canadian centre will perform "additional functions," compared with its international counterparts, related to cyber defence operations for federal government networks under a single centre of expertise.
He said the centre will end confusion and internal government overlap while boosting the country's ability to detect and respond to new and increasingly-complex cyber threats. The U.K.'s National Cyber Security Centre (NCSC), housed within the CSE-equivalent called the Government Communications Headquarters—better known by its acronym GCHQ—provides Britons with advice and support on how to fend off cyberattacks.
The U.K. announced a new cyberattack classification network last month, and the NCSC takes charge in responding to threats except in the cases of a national emergency, where the British cabinet takes control with support of the NCSC and law enforcement.
The current Canadian Cyber Incident Response Centre, housed in Public Safety Canada, is tasked with responding to national cybersecurity incidents, on top of monitoring risks for critical infrastructure, but will soon be folded into the new centre. If required, the general federal crisis response team, the Government Operations Centre, may also step in.
The centre will have its own dedicated website, launch a public awareness campaign, and host a forum for technical cyber information. Mr. Sajjan said "quicker, more effective information flow will occur between the centre and private sector partners."
The move is an early step in the federal government's plans to improve the country's ability to protect itself from hacking and other cyberthreats, something experts have said Canada lags behind in compared to countries such as the U.K.
While all countries are victims to cyber attacks, a study by consulting fi rm MNP LLP conducted by Ipsos in January found three in five businesses "either suspect or know for certain" they were victims of hacking attempts. The survey asked 100 Canadian executives of large companies as well as 1,000 small business owners.
Since that month, major data breaches affecting Canadians have been reported at Loblaws, Canadian Tire, Bell Canada, and Uber. Businesses and government computer infrastructure are often targets of attacks, either done by individuals or foreign entities.
But small- and medium-sized companies are mostly ill-equipped and lack the know-how needed to fend off increasingly-complex threats.
Katherine Thompson, chair of the Canadian Advanced Technology Alliance's (CATA) cyber council, said the challenge is also "that they still don't believe they're at risk." She said the cybersecurity centre presents an opportunity to provide businesses with cybersecurity information more easily, noting that content is often spread over different government websites.
"A lot of them aren't making major investments in time or technology to address it," she said.
That poses big challenges to their bottom line if they're victims of an attack, which can hurt them even more if they aren't aware of or fail to meet new data breach disclosure regulations, she said. They may have to pay fines in the hundreds of thousands of dollars that they'll struggle to afford
Meanwhile, The Globe and Mail reported last year that a Chinese state-sponsored cyberattack on the National Research Council's computer infrastructure in 2014 cost the federal government hundreds of millions of dollars. Increasingly, cyberattacks have been directed at democratic processes around the world, and the CSE recently noted in a report that Canada isn't immune.
Public Safety Canada is set to unveil the $507-million National Cyber Security Strategy, which will rejig an old cybersecurity plan put forward by the Conservative government in 2010.
Details are scarce but the 2018 budget states the strategy focuses on fortifying Canadian systems from attack, building an innovation and adaptive cyber ecosystem, and supporting better leadership and co-operation internationally and between different levels of government.
Public Safety Minister Ralph Goodale's (Regina-Wascana, Sask.) press secretary, Scott Bardsley, told The Hill Times there will be a formal announcement with ministers this spring, but did not confirm a date.
Feds will face cybersecurity expert crunch
A total of $155.2-million over five years is being spent to prop up the CSE cybersecurity centre.
The Liberal government has promised to provide the centre a stable budget of $44.5-million annually after 2022. A total of 750 employees will work at the centre, some migrating from Public Safety Canada and Shared Services Canada.
While the cybersecurity centre merges in-house government expertise, Ms. Thompson told The Hill Times that it probably won't address a "growing labour and skills shortage in Canada when it comes to cybersecurity expertise."
Ms. Thompson, who said she is frequently in talks with federal officials on cyber security issues, said there are more than 500 unfilled cybersecurity jobs just within the federal government.
"In Canada, we haven't quanti- fi ed it. We just know there's a gap and it's growing," she said, contrasting it to the U.S. Department of Commerce's countrywide heat map showing where the unfilled cybersecurity jobs are in the country, which is located in the capital. She said Canadian firms such as Scotiabank and TD are seeking Israeli expertise to protect their online infrastructure.
The government is going to be confronted by that shortage of expertise "right away," said Kevin Wennekes, chief business officer of CATA, the largest high-tech association in Canada.
Mr. Wennekes said with the RCMP plans to staff its new National Cybercrime Coordination Unit with 100 people within the next year but already recognizes problems facing finding experts with extremely specialized skill sets. The unit will acts as a hub for law enforcement to co-ordinate investigating cyber crimes.
He said he's working on an advocacy campaign to get the federal government to set up a cybercrime training institute in order to increase the number of Canadian cybercrime experts.
Meanwhile, if Bill C-59 passes, it could mean the centre will be the base for pro-actively launching cyber attacks abroad and engaging in covert operations, two powers set forth in the legislation, which has been criticized by academics as being too broad.
Conservative MP James Bezan (Selkirk-Interlake-Eastman, Man.), his party's defence critic, told The Hill Times that "as Conservatives, we are supportive of having these centres of excellence."
"We do support increasing the capabilities of the Canadian armed forces, CSE and CSIS to have not only the ability to protect us from cyberattacks but also pre-emptively remove those threats, and so it's cyber warfare on both the offensive side and the defensive side," he said. Mr. Bezan, who was parliamentary secretary to the defence minister from 2013-15, said "for the most part, we're pretty supportive" of the bill.
Mr. Bezan is vice-chair of the House Defence Committee, which is currently studying the bill.
A major concern is how to protect Canada's financial institutions and energy sector from attacks that "could cripple our nations," he said.
Nevertheless, he said he was concerned about the proposed oversight powers for the foreign affairs minister, who he says would be able to veto cybersecurity decisions made by the defence minister.
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subset: commoncrawl


text:
Purity at Lake Vembanad
East of Muhamma Police station, Aryakkara, Cherthala, 688525, Alleppey Dist, Kerala,
Malabar Escapes
Privately Owned
Biji John, who comes with a 16 years overseas exposure with branded chain hotels. His current role in the organisation is to lead the the team in curating guest delight .
Luxury Brand – Relais & Chateaux
We are enhancing our ayurveda segment and converting purity to a wellness destination.
Purity, earlier known as Casa Del Fauno was a private residence of a swiss-italian architect ; which was renovated by Mr.Joerg Drechsel, the owner & creative director of Malabar Escapes group of hotels. Purity is a unique backwater retreat situated on the banks of Lake Vembanad. Nestled in a lush tropical garden, it overlooks the beautiful relaxing panorama of lake Vembanad and the life at the backwaters from either the garden pavilion, the infinity pool with its sun deck and sitting areas or from the privacy of your terrace.
Purity is a magnificent lake front resort in an outstanding location overlooking the peaceful waters of lake Vembanad at its widest point. The superbly crafted Purity offers a basket of curated experiences
Purity and Purespa at Lake Vembanad, East of Muhamma Police station, Muhamma P.O., Alleppey 688 525, Kerala, India. Phone +91 478 2860 862, +91 478 2868 762.
Alleppey, Kumarakom, Marari Beach are the main tourist attractions. Various types of cruising options like, Houseboat ride, Motorised canoe ride, Paddling canoe. Additional activities are, Kuttanadu Community experience, Alleppey town visit, coir factory visit, toddy tapping, Early morning visit to the fish market etc.
Traditional kerala style dress up, Lunch on Banana leaf, Mehandi Design
Kids menu is available, cooking classes for kids


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About the Book
Drawing on medical texts, popular advice books, and online birth plans and birth stories, as well as the results of a childbirth writing survey, Owens considers how women's agency in childbirth is sanctioned, and how it is not. She examines how women's rhetorical choices in writing interact with institutionalized medicine and societal norms. Writing Childbirth reveals the contradictory messages women receive about childbirth, their conflicting expectations about it, and how writing and technology contribute to and reconcile these messages and expectations.
Demonstrating the value of extending rhetorical investigations of health and medicine beyond patient-physician interactions and the discourse of physicians, Writing Childbirth offers fresh insight into feminist rhetorical agency and technology and expands our understanding of the rhetorics of health and medicine.


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90% completed 2 storey event centre/hall on 1 acre land with 3numbers bungalow @ the back + parking space for 50 to 60 cars @ the front. Water treatment facility. Security guards in the building & along the street etc. Title: Lagos state land certificate, Survey, Receipts etc.
User's phone number:+2347069304947
Contact Telephone:+2348186161605


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Speakers are one of the most common output devices used with computer systems. Some speakers are designed to work specifically with computers, while others can be hooked up to any type of sound system. Regardless of their design, the purpose of speakers is to produce audio output that can be heard by the listener.
In most respects, computer speakers work in exactly the same way as other speakers. An oscillating signal flows down the speaker wire from the computer into the speakers. This signal looks like a sound signal in that it gets stronger and weaker thousands of times each second in a pattern that corresponds to the sound being played. Most computer speaker systems actually have two signals–one for the left speaker and one for the right.
At the front of a loudspeaker, there is a fabric, plastic, paper, or lightweight metal cone (sometimes called a diaphragm) not unlike a drum skin (colored gray in our picture). The outer part of the cone is fastened to the outer part of the loudspeaker's circular metal rim. The inner part is fixed to an iron coil (sometimes called the voice coil, colored orange in the diagram) that sits just in front of a permanent magnet (sometimes called the field magnet, and colored yellow). When you hook up the loudspeaker to a stereo, electrical signals feed through the speaker cables (red) into the coil. This turns the coil into a temporary magnet or electromagnet. As the electricity flows back and forth in the cables, the electromagnet either attracts or repels the permanent magnet. This moves the coil back and forward, pulling and pushing the loudspeaker cone. Like a drum skin vibrating back and forth, the moving cone pumps sounds out into the air.
Computer speakers, or multimedia speakers, are speakers sold for use with computers, although usually capable of other audio uses, e.g. for an MP3 player. Most such speakers have an internal amplifier and consequently require a power source, which may be by a mains power supply often via an AC adapter, batteries, or a USB port (able to supply no more than 2.5W DC, 500mA at 5V). The signal input connector is often a 3.5 mm jack plug (usually color-coded lime green per the PC 99 standard found at back of computer cases); RCA connectors are sometimes used, and a USB port may supply both signal and power (requiring additional circuitry, and only suitable for use with a computer). Battery-powered wireless Bluetooth speakers require no connections at all. Most computers have speakers of low power and quality built in; when external speakers are plugged into the Line Out connector of the sound card, they disable the built-in speakers. Altec Lansing claims to have created the computer speaker market in 1990.
Listening with both ears: stereo, quad, and binaural
When sound comes from a single loudspeaker, we say it's mono or monaural. Mono is like the sound of one person talking: the sound source is fixed in one place. Technically, true stereo means sound recording and sound reproduction that uses stereographic projection to encode the relative positions of objects and events recorded.
The difference is in the number of channels (signals) used. Mono uses one, stereo uses more than one.
- In monaural soundone single channel is used. It can be reproduced through several speakers, but all speakers are still reproducing the same copy of the signal.
- In stereophonic soundmore channels are used (typically two). You can use two different channels and make one feed one speaker and the second channel feed a second speaker (which is the most common stereo setup). This is used to create directionality, perspective, space.
Although stereo is a big improvement on mono, it's still only two-dimensional sound. It is possible to make loudspeakers sound three-dimensional, but you need more speakers to do it. Quad (quadrophonic) sound is like double stereo: you have two speakers in front of you and two behind. Now the sound can move behind you or in front as well as from side to side. Surround sound used in movie theaters (cinemas) works in a similar way.
To experience quality sound, speaker watts are one figure to understand and consider. Other important values are the speakers' sensitivity and total harmonic distortion (THD).
Frequency response describes the range of audible frequencies the speaker can reproduce between 20 Hz (deep bass) and 20 kHz (a piercingly high frequency), which is considered the range of human hearing. In reality, our hearing does not typically extend up to 20 kHz (especially as we get older), and bass frequencies below 30 Hz tend to be felt more than heard.
The most meaningful ratings include a plus/minus deviation (±3 dB is typical), which indicates how far the sound deviates from a neutral or "flat" response; the lower the number the better, although in practice, speaker placement and room acoustics greatly affect what you hear. Still, the number at the lower end of the range gives you an idea of how low the speaker can play. For example, a rating of 50Hz – 20kHz ±3 dB means you will need to add a separate subwoofer if you want to reproduce the deepest bass.
Sensitivity is most easily defined as the speakers' ability to effectively convert power into sound. The traditional way of measuring a speakers' sensitivity is using the standard of 1 watt/1 meter. Meaning a microphone is placed 1 meter away from the speaker to measure the sound output (in decibels) with 1 watt of sound played through it. There is much room for error (or imposed error) with this type of measuring system and some manufacturers today take advantage of this.
Most speaker sensitivities are in the 85 to 91 dB range, so anything less than 85dB is not so hot. How Do Watts Translate Into Decibels?
Numbers are for reasonably sensitive speakers, about one meter away. Look for speakers that can handle between 85 dBs and 110 dBs. Anything more than this will destroy your hearing. For mid-price home speakers, 120 watts is about the most you should
Sound-pressure level (volume) is expressed in decibels: the higher the number, the higher the efficiency. Numbers in the mid-80s are typical, while anything over 90 dB is considered excellent.
Impedance sheds no light on sound quality but tells how much strain the speaker places on an amplifier. The lower the number, the more strain; most speakers are rated at 8 ohms, which is considered an easy "load." If you come across 4-ohm speakers, just make sure the amplifier driving them can handle the extra load (most good quality amps can).
A subwoofer (or sub) is a woofer, or a complete loudspeaker, which is dedicated to the reproduction of low-pitched audio frequencies known as bass. The typical frequency range for a subwoofer is about 20–200 Hz for consumer products, below 100 Hz for professional live sound and below 80 Hz in THX-approved systems. Subwoofers are intended to augment the low frequency range of loudspeakers covering higher frequency bands. While the term "subwoofer" technically only refers to the speaker driver, in common parlance, the term often refers to a subwoofer driver mounted in a speaker enclosure (cabinet).
Types of Speakers
Among the types of computer speakers, some of the most commonly used would be the two-speaker system which does not take up too much space and provides good sound quality.
2.0 Computer Speakers
It is one of the most basic and commonly used speakers. It has a relatively small speaker driver which allows it to have a more compact design that takes up minimal space on your desk but it also produces less powerful bass frequencies.
Gives a better listening experience as it is designed to provide sound separation, consisting of a left and a right speaker. Its amplifier is located inside one of the speakers for its enhanced sound volume quality.
2.1 Computer Speakers
Similar to the 2.0 speakers, the 2.1 computer speaker also has a pair of satellite speakers, a left and a right that is placed above your desk, but compared to the 2.0 speakers it has a much larger speaker-amplifier.
The satellite speakers are smaller than the 2.0 speakers because they do not need to produce lower-frequency bass sounds since it has a subwoofer that produces it. If you're looking for a speaker that produces strong sounds for listening to music or watching videos, then choose the 2.1 computer speakers.
5.1 Speaker
5.1 speaker setups consist of 5 satellite speakers and 1 subwoofer. These systems are the most common surround sound setups in use today. Offering multi-channel output, surround sound systems are excellent for movies and video games, as they give the viewer a more "engulfing" audio experience.
7.1 Speaker
The 7.1 speaker system is one of the most complex systems, consisting of 7 satellite speakers and 1 subwoofer. These allow for some of the most precise surround sound environments provided that the source media can output that level of accuracy–otherwise the output will actually output 5.1 surround sound. Keep in mind that 7.1 systems will cost you: they start around $300.
Surround Sound Speakers
The surround sound speakers can turn your place into a movie-theatre like ambiance. It varies from 5.1 channel to 9.1 channel and even higher. The 5.1 channel system consists of 5 satellite speakers, a pair of front satellite speakers and three additional speakers to augment it and 1 subwoofer for an immersive sound effect.
The higher the channel number, the more speaker isprovided for a more intense movie experience. The surround sound speakers offers multi-channel output which makes it excellent for watching movies and playing video games as it gives those using it with a thrilling audio experience.
Wireless Computer Speakers
More recently, wireless speakers have allowed users to avoid the mess of wires associated with surround sound speaker setups. While these are excellent for many users, they can often conflict with a home Wi-Fi network.
Wireless computer speakers are what most people desire; something portable, that we can use anytime we want and be able to carry it with ease anywhere we go. We usually carry with us our smart phones or gadget as a medium of storage for the songs we like to listen to, movies or videos that we would like to watch anytime we want.
Having a portable wireless speaker on hand makes it easier for you to share to your family or friends your favorite songs and movies and play them out loud so that they too can join in on the fun.
When choosing wireless computer speakers, you will need to consider not only the quality of the speaker but also the type of wireless technology it has like Bluetooth, Wi-Fi or Apple's Airplay.
Tips in Buying Computer Speaker
- 0 speakers are good for regular computer usage.
- 1 speakers have a subwoofer to produce low bass frequency bass sounds which makes it better for listening to music.
- Surround sound speakers lets you experience strong sounds for watching movies and for playing video games.
- The wireless computer speakers offers you great sound systems and portability which lets you use it anytime you want and anywhere you are.
- Look for extra sound inputs if you're looking to connect your speaker to multiple devices.
- It makes it easier for you to adjust the volume and bass/treble if your speakers come with on-board controls.
- A good sound card can make a big difference over onboard sound if you have the speakers to match. As of right now if you using headphones or a 2 speaker setup and when you get these speakers you will hear a big difference.


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Ege Seramik Introduces Tri-Wood Collection
September 5, 2017
Ege Seramik has created a contemporary wood-look porcelain tile using modern inkjet technology, the Tri-Wood collection. The pressed, glazed porcelain tile is paired with a modern color palette of grey or beige - with gentle variation. The 6"x36" plank is suitable for indoor and outdoor residential to moderate commercial use.
For more information, visit www.egeseramik.com.
I want to hear from you. Tell me how we can improve.


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Child Health Protection Act just the start of healthier food environments for kids
"A 2017 report from the Heart and Stroke Foundation found that in one year, Canadian children aged 2 to 11 viewed more than 25 million food and drink ads on their favourite websites, and that 90 per cent of the time, those products were unhealthy."
Last year, the Senate passed Bill S-228, the Child Health Protection Act, which should take effect in 2021 to combat the marketing of unhealthy food to children. "The act proposes restrictions on the marketing of food and beverages high in sodium, sugar and saturated fat to children under the age of 13."
Read this article written by Mary L'Abbé who is a professor in the Department of Nutritional Sciences and the Joannah & Brian Lawson Centre for Child Nutrition at the University of Toronto. Within it, you'll understand more


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What is Acceptable?
"Proving what is acceptable unto the Lord." Some things are. Some things are not. What IS acceptable to Him should dictate everything we do, what we fellowship with, how we worship, pray, give… Pleasing Him is the vital key for a fulfilled life that is lived to His glory and praise. An examination of where men have undertaken unacceptable acts, such as the "strange fire" and the "new cart". They serve as examples to us, and a warning. Praise to God, you can be ACCEPTED in the Beloved, and find out how you may truly please Him. Message delivered on the 2nd of January 2011 at Church For You, Elizabeth Park, South Australia. www.cforu.net


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One Gateway Center is located within a designated Urban Transit Hub. Tenants considering relocating may qualify for numerous state and municipal incentives to create or retain jobs. The primary incentives are in the form of tax credits ranging from $500 to $5,000 per job per year and are based on different criteria such as number of jobs created or retained, industry type, employee salary, etc. The ownership of One Gateway Center has created this incentives calculator to estimate the benefits for which prospective tenants may be eligible.
1) Eligibility for the Grow NJ incentives requires a competitive process in which incentives are a "material factor" in the ultimate location decision. For existing NJ-based jobs that the applicant declares are "at risk" of leaving the State, a more demanding standard is required – i.e., that jobs would be relocated from NJ "but for" the requested incentives.
2) Estimate assumes the Company has sufficient NJ State corporate tax liability to utilize the credits. Credits have recently traded at approximately 10% discount. Law requires credits to be transferred for at least 75% of face value.
3) EDA will reduce the Grow award to the extent necessary to ensure that the project will yield a net positive benefit to the State of at least 110% of the face value of the Grow NJ award incentives over 20 years, or 30 years for "mega projects".
4) Applicants seeking more than $4 million of annual credits are subject to additional economic analysis, and such awards are limited to the amount EDA determines is necessary to complete the project.
5) The amount of Grow NJ Award for "at-risk" jobs is limited by the lesser of total eligible capital investment/total eligible jobs/Grant Term OR 50% of base+bonus amount post annual cap/job.
6) Minimum capital investment requirement includes all of the hard and soft costs (limited to 20% of the total cost) associated with the project. Acquisition cost excluded, but landlord contribution can be counted towards meeting minimum requirement.
7) Project annual award is capped at $12,000 per job and $10 million per project; projects qualified as "mega projects" are subject to annual award cap at $15,000 per job and $30 million per project.
8) Only full time direct employees of the company that are located at the project site 80% of their time are eligible for Grow NJ incentives. Consultants and part-time employees are ineligible.
9) The Company is required to maintain at least 80% of its project employment at the site and 80% of its NJ statewide employment for 1.5x the term of the incentives (15 year maximum for 10 year tax credit term).
10) Project-related capital improvements must comply with green building, affirmative action, and prevailing wage requirements - reporting is required throughout construction period.
11) EDA program fees apply as follows: application fee - up to $5,000; approval fee - 0.5% not to exceed $500k; issuance fee - 0.5% not to exceed $500k; annual servicing fee - 2% not to exceed $75k. Additional fees required for transfers, modifications, extensions.
12) CEO must certify that 1) existing full-time jobs are at risk of leaving the state or being eliminated, 2) the projected creation or retention of full-time jobs would not occur "but for" incentives, and 3) that CEO has reviewed the application and all info.
13) Projects must apply for incentives by June 30, 2019; Mega Projects must apply for incentives by September 18, 2017.
14) Company must obtain a CPA certification within 3 years of the approval indicating that the capital investment and job commitments have been completed. EDA may, but need not, grant up to two six-month extensions of this deadline.


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Watch The Bicycle Thief
The Bicycle Thief is a 1948 Italian movie. Many film critics regard it as one of the top ten movies of all time. The story is set in Rome shortly after the Second World War. Post-war Italy is experiencing severe economic distress. Antonio Ricci is an unemployed married man with one son. His luck changes for the better when he is hired to post advertising posters around the city. His first day on the job turns into a disaster when a thief steals his bicycle. He can't perform his job duties without his bike. He frantically searches the city in search of the bicycle. The movie raises all sorts of moral, political and social issues.
- Cast
- Lamberto Maggiorani, Enzo Staiola, Lianella Carell, Elena Altieri
- Director
- Vittorio De Sica
- Produced By
- Giuseppe Amato
- Language
- English
Also directed by Vittorio De Sica
Watch The Bicycle Thief Online - Watch online anytime: Stream, Download, Buy
The Bicycle Thief is available to watch and stream, download, buy on demand at Amazon Prime, Amazon, Vudu, iTunes online.


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Barcelona blows 4-1 first-leg lead as Roma advances in Champions League
Roma reached the semifinals of the Champions League with a stunning 3-0 win over Barcelona to secure an improbable aggregate win on away goals.
The Giallorossi had trailed 4-1 after the first leg, but they blew LaLiga's leading side away at the Stadio Olimpico as goals from Edin Dzeko, Daniele De Rossi and Kostas Manolas clinched a dramatic triumph.
Dzeko was sublime throughout and netted early before winning a penalty after the break for De Rossi to pull Roma to within one goal of the last four.
An out-of-sorts Barca still looked as though they would do enough to scrape through as chances came and went for the hosts, but Manolas - who, like De Rossi, had put through his own net at Camp Nou - headed home eight minutes from time to put Eusebio Di Francesco's side in the driving seat.
Although the visitors suddenly mustered a challenge, they could not force a decisive goal and Lionel Messi and co crashed out in scarcely believable circumstances.
Roma last reached the last four of Europe's premier club competition in 1983-84 when they lost to Liverpool in the final, and they will now fancy their chances against anyone - including the Reds and former star Mohamed Salah, who defeated Manchester City in Tuesday's other quarterfinal.
Are you not entertained?! Is this not why you are here?!
FT | #RomaBarca - (4-4 - Roma win on away goals) pic.twitter.com/9JjrofW1pp
— AS Roma English (@ASRomaEN) April 10, 2018
Roma tackled their task with gusto but their quest for goals immediately left gaping holes at the back and Messi's pass freed Sergi Roberto for the game's first opening, Alisson smothering a low drive.
But Dzeko took his chance at the other end after six minutes. The former Manchester City man ran beyond Samuel Umtiti to meet De Rossi's pass and toe an untidy finish past Marc-Andre ter Stegen, generating ample noise and belief in the stands.
Champions League debutant Patrik Schick nodded high and wide following a corner, before squandering a huge opportunity with another header from Federico Fazio's cross that flashed past the left-hand post.
And then it was Dzeko's turn to twice go for goal with his head; the first effort forcing Ter Stegen to turn the ball over the top, while the second looped awkwardly behind.
It was Dzeko's sublime centre-forward play that set up the second. He bullied his way past Gerard Pique into the area and then went to ground under a tug and a trip, allowing De Rossi to rattle home a penalty.
1+1 - Daniele de Rossi is the first player with a goal and an assist against Barcelona in a Champions League game since Thomas Müller in April 2013 (2 goals, 1 assist). Evergreen.
— OptaJohan (@OptaJohan) April 10, 2018
Radja Nainggolan's volley was held by Ter Stegen as Barcelona failed to stem the flow of chances, with De Rossi heading wide shortly afterwards.
Ter Stegen parried a Stephan El Shaarawy effort away from the goal-line shortly after he arrived from the bench, but the decisive goal would soon arrive as Manolas nodded beyond the rooted goalkeeper from Cengiz Under's corner.
Although Barcelona pushed hard at the end of a dismal display, they could find no way through as they fell victim to one of the greatest comebacks in European history, Roma's three-goal turnaround matching Deportivo La Coruna in 2004 and Barca's own heroics last season against Paris Saint-Germain.


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I was bored, so I decided to install the latest version of Drupal and play around with it a bit.
The default template is lacking a certain pizazz [spicy now?], but I'll see if I can spice things up a bit :)
I'm currently hanging out watching the live coverage of the Tour, waiting for the results to come in. Things are pretty chill for me during the stage, then it's about an hour's worth of scrambling to get the site up to date before things calm down. Tomorrow is the big day up L'Alpe d'Huez, which should be our biggest day on record for traffic. Then it's a slow taper to the finish in Paris and a much needed break for myself.


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Starting Price
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When you compare the 2019 Acura MDX vs. BMW X5 near Cherry Hill, you'll see that one of these luxury SUVs offers a solid performance, comfortable interior, and plenty of room for passengers and cargo. Which will it be?
2019 Acura MDX Interior Specs
The Acura MDX also provides Maple Shade-area drivers with sport seats with a premium leather-trimmed interior, standard heating and ventilated seating depending on the package, tri-zone automatic climate control with humidity control and air filtration, and GPS-Linked climate control on the top four trims.
2019 BMW X5 Interior Specs
The BMW X5 also features SensaTec upholstery, automatic climate control, and heated front seats.
Now that you've compared the luxury Acura MDX vs. BMW X5, you can see that the MDX is more affordable, has a more luxe interior, and provides more space for your Medford-area family. Take a look at our MDX inventory before visiting our showroom in Turnersville for a test drive, compare the MDX vs. RDX, or learn more about the MDX towing capacity. While you're at it, compare the latest Acura MDX vs. INFINITI QX60! Contact us with any questions before your visit.
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London College of Fashion graduate, Veni Infantino, has created this hugely successful collection of bridal and evening wear gowns. Inspired by designers such as Valentino and Elie Saab, her collection focuses on creating beautiful shapes with subtle colour combinations.
Total Designs: 196
Search here for a wedding designer, wedding dress style or colour


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Testimonials - Ontario
Linda Fedak, BC
Linda Fedak Business: Home Care
As a long time user of WinTax we have always found that the program is extremely easy to use. It is very cost effective for a small business.
Best of all any questions you have are answered the next business day. I highly recommend this company and their software.


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Vintaga natural amber stone necklace toffee egg yolk Baltic amber. We are packaging the items very well and safely. China, African and middle Asian countries.
Every item is unconditionally guaranteed to be genuine & authentic. The item "ATG antique natural amber stone necklace toffee egg yolk Baltic amber" is in sale since Tuesday, August 08, 2017. This item is in the category "Jewelry & Watches\Loose Diamonds & Gemstones\Loose Gemstones\Amber".
The seller is "antiklife44" and is located in YEREVAN ,YEREVAN. This item can be shipped worldwide.


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Sales milestone reached in Concourse B early Saturday when Paul and Annelise Christensen purchased a Nikon D5300 SLR Camera
Dubai Duty Free has announced that it achieved its annual sales target of AED7.3 billion ($2 billion) in the early hours of Saturday.
The $2 billion milestone was reached in Concourse B at 12.43am local time when Paul and Annelise Christensen, a retired Danish couple, purchased a Nikon D5300 SLR Camera worth AED1,999.
Colm McLoughlin, executive vice chairman and CEO of Dubai Duty Free said: "2018 has been a good year for Dubai Duty Free, and we have been building up towards the $2 billion sales figure all year. We have been tracking the sales figures hour by hour over the past couple of days and it is fantastic to have achieved this figure before the end of the year."
Once identified, the Christensens were presented with a DDF gift card for $2,000 by Dubai Duty Free officials.
They were transiting Dubai for the first time from Copenhagen to Sydney for their wedding anniversary.
Paul Christensen said: "My wife wanted to purchase gold and with this $2,000 gift card she can buy all the gold that she wants."
McLoughlin added: "A big thank you to our customers, our suppliers and of course our team of staff who, keep the operation running 24 hours a day."
Dubai Duty Free, which celebrated its 35th anniversary on December 20, recorded sales of $20 million for its first full year of business. Of the original 100 staff who joined in 1983, 26 are still in active service, and the current staff figures are 6,200.


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What are Cataracts?
Is your vision foggy or blurry? Do colors appear dull or not sharp? Do your eyes hurt when you go out in the sun? If you answered YES to these questions you may be experiencing cataracts.
A cataract is a clouding of the eye's naturally clear lens. The lens typically becomes cloudy and has a bit of a yellowish hue to it. When the natural lens experiences this clouding effect, vision quality is diminished. Many people describe this sensation as looking through a foggy car window or a piece of wax paper. Cataracts can be burdensome especially to people who have had clear vision most of their life.
The lens in your eye is responsible for focusing light rays on the retina, which is the part of the eye that senses light and transmits these images to the brain. When the natural lens becomes cloudy light rays cannot possibly pass through. Vision becomes blurry at this point and as the cataract develops it becomes increasingly difficult to see. Developing cataracts is part of the normal aging process. It has been stated by many eye doctors that if you live long enough you will develop cataracts.
Cataract Causes
Cataracts are caused mainly by age, trauma, heredity, and exposure to ultraviolet radiation. Cataracts can also occur as a result of eye disease, after the use of certain medications, or as a result of medical conditions such as diabetes.
- Getting Older – Age is a major cause of developing cataracts.
- Birth defect like abnormal conditions in the eyes of unborn babies
- Environmental factors such as disease, toxic chemicals, medications
- Accidents or Injuries
- Exposure to ultraviolet light
- Cigarette Smoking


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Photo Gallery
Interview: Knights Templar of Britannia Plans a Humanitarian Support for Tibet
March 7, 2010
Max French
The Tibet Post International
March 6, 2010
Dharamshala -- UK based spiritual organization
"Knights Templar of Britannia" is planing to
support Tibetan people to try and free themselves
of the Humanitarian problems. YC Dhardhowa,
editor of The Tibet Post International, talked to
Lord Christopher Macklin, a council member of
Knights Templar, who is involved in coordinating the project.
Q: Can you introduce yourself briefly?
Certainly, my name's Lord Christopher Macklin,
I'm a council member at the top of the Knights
Templar of Britannia. This is one of 36 orders
throughout England which the Vatican has studied
in the past, and in fact our order is the only
order which has a grandmaster that has ancestral
links to the ancient grandmasters of before. So
it is a proper order and we therefore have
ancient knowledge that the Knights Templars had
going back thousands of years, and also artifacts
which we have kept secret up til now.
Q: What is the meaning of the Knights Templar of
Britannia? Is it devoted to a religious or spiritual purpose?
The Knights Templars are historically spiritual.
They are originally the Knights of the Temples,
and the Temples' were the pyramids. The Knights
Templar used to guard the pyramids. These
pyramids were very special to the Knights Templar
and we are going to release the reasons why in the future.
Q: What are the objectives of the Knights Templar?
The Knights Templar are basically very spiritual
people. They have complete integrity, they do
many good works throughout the world. They get
involved in humanitarian projects, and also
within the order we have many different projects in England.
[People] have to have integrity when they join
the Knights Templar. People, if they want to, can
be trained as a Knight. To be trained they have
to become spiritual. [There are] many different
aspects of becoming a Knight, which are spiritual
abilities, for example manifestations.
Q: When was the Knights Templar of Britannia established?
It was established a long time ago. It's been
around for many years - I think it's 700 years
old and comes from the ancient Knights Templars.
In 1300 the Knights Templar disbanded. Because of
the order of the pope, the grandmaster at the
time, Jacques de Molay, was slow-roasted at the
stake. The pope ordered this because the King of
France put pressure on the pope to disband the
Knights Templars, because he had borrowed so much
money from them that he couldn't afford to pay it back.
Q: That's why, once the grandmaster was killed,
some Knights Templars disbanded into the Knights
Hospitalice, and others jumped onto ships and set
sail with all the artifacts and all the gold they
had and dispersed throughout the world.
A: Yeah, and what about the employers of the Knight Templars?
There's no employment. It's a spiritual
organization which is completely charitable.
People get involved in the Knights Templar on a charitable basis.
Q: How do people get involved in the Knights Templar of Britannia?
A: Some are very involved and have missions out
all over the world in Africa. There are things
going on in America - some are looking after soup
kitchens. People get involved all over the world,
but people can be as involved or uninvolved as they like.
Q: But are there any conditions to join? Are the requirements, Christianity?
A: No. It's not a Christian organization, it's a
spiritual organization. We understand how all the
religions come together, and how everything fits
together. That's why we're looking at writing a
book about the Knights templar. We recognize all religions.
Q: How are the Knights Templar of Britannia interested in Tibetan issues?
A: We don't like to see the humanitarian problems
which Tibet is having at the moment, and
therefore we support His Holiness and the Tibetan
people to try and free themselves of the
problems. We're hoping to release a big fund of
money in the next three or four months. One thing
you'll learn about the Knights Templar is the
determination [we have] is huge. Once we set a
goal we achieve it. Part of Buddhist teaching is
that if you believe something and you manifest
it, it will happen. I believe, with my colleagues
at the Knights Templar, that we are going to make
this fund available, and have manifested it and it will happen.
Q: 700 years of history is not a short period,
but what have been your main successes in the 21st century?
A: We've had many successes. What we realize is
that there's a lot of darkness at the moment
which is engineered from monetary greed. This
seems to be controlling the world at the moment.
Greed seems to have manifested within people all
over the world. What we're trying to do is
educate people to step back and think "the world
is not about money, it's about helping people."
It's about waking the spirituality within people,
to get them to start helping. That's really important to us.
You have to remember that the world's money is
held by the very few, and they're pulling all the
strings. It's our mission to try and turn that
around, and get people feeling positive again.
People live in fear at the moment, because the
economic situation in the Western countries is
very poor - people are in debt or can't pay their
bills - and because of that, because of the fear
factor and the negativity within them, they can't
become spiritual. What we hope to do is to
reeducate them to let go of that money-side and
help them to become spiritual. We have some ideas
for [doing] that in the future, which will be released.
Q: Yes, and you flew from the UK to Dharamsala to
meet Tibetan spiritual leader His Holiness the
Dalai Lama. Why is it important to meet His Holiness for your organization?
A: It's most important because His Holiness has
great wisdom, as you know. We have wisdom also,
and I think [ours] is symbiotic with His
Holiness' ideas. Therefore I'm very keen to meet
His Holiness to get some focus on how we can help
him and the Tibetan people, as well as how he can
help us to move forward with the projects we are
doing, of which there are many, and [which] are going to be huge.
Q: You've mentioned that you've already met some
officials from the Central Tibetan Government.
A: I've met the secretary who was excited to
arrange a meeting with the Prime Minister in
April. It's my mission to come back, because with
His Holiness and the Prime Minister behind what
we're doing, I think we can do some great work together.
Getting spirituality back and getting the Tibetan
people to manifest for the humanitarian problems
to be over is important. We're hoping to make the
fund available which we're starting to manifest
now in various forms, so hopefully in the next
three months we'll be able to help monetary-wise as well.
Q: If you couldn't meet with His Holiness this time, would you be discouraged?
A: I never get discouraged. One thing about
[myself], as I said, is when I set a goal I
achieve it, and I think His Holiness would back
me up on this because he is a spiritual person of
equal standing for myself... I think we're two
people with the ability to perform some amazing
things in the future, and that's why I'm very
excited to meet his Holiness. I know His Holiness
will meet me in the future, for sure, because he is a very beautiful spirit.
Q: You've had some media attention over the
discovery of a "Holy Nail", could you tell us about that?
When Jack de Molay was slow-roasted at the stake,
and [the Knights Templar's] ships set sail all
over the world, one of the fleet went via
Madeira, and they set new commandries up all over
the world to keep the Knights' Temple alive. Our
order manifested out of that. The "Holy Nail" was
in a box with particular Temple symbols which
[corresponds] to our records. We identified the
nail as Christ's crucifixion nail, which we've been guarding for 2000 years.
Now we've got joint ownership with the Prince of
Pontinha, so we're very excited about this find.
I think it's one of our momentous finds.
Q: Is that the photo in your hand?
A: It is. It's about four inches long.
A: Yeah, I see that in the photo.
When Christ was crucified, not many people know
this, but with crucifixion what they normally did
was they strapped [the victim's] arms up, then
put the nail through the bottom part of the arm to cause more pain.
The archaeologists confirm that the nail is from
the first or second century, and also that it had
been handled in a careful way by many people over
a long period of time. Obviously they can't
confirm that it was Christ's nail, but from our
records we can confirm that it was the nail which was lost in the fleet.
Q: And where is the nail now?
A: Well I can't really tell you! It's with our security.
World Tibet News
May 17, 2019
Chinese authorities in Tibetan Prefecture in Qinghai to drastically cut Tibetan language education
- Radio Free Asia
The CCP rewrites history in order to justify its repression of Tibetan language and culture.
- Bitter Winter
Tibetan man and his aunt sentenced for calling the release of Panchen Lama
- Radio Free Asia
China has been running global influence campaigns for years
- The Atlantic
2018 Annual Report on Human Rights in Tibet
May 2, 2019
Setting up astroturf "Tibetan Associations" in the West is China's latest ploy to mislead the world on Tibet
Three Tibetans Are Detained For Calling For Panchen Lama's Release
- Radio Free Asia
Report: Religious freedom conditions worsening in China
- Freebeacon
China is attempting a large-scale rewriting of history
- Telegraph India
Letter From Trudeau Supporting Pro-China Tibet Group Is Fake, PM's Office Says
- The EpochTimes
View Archive
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Musical Instruments for Sale in Illinois
Comprehensive list of Illinois based musical instrument shops offering new & used guitars, pianos, percussion, string, woodwind instruments for sale.
Popular Cities
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Business Listings
Music Lessons, Band Instrument Rentals, Full Repair Shop, over 1000 Music titles in stock, Pearl Street Music offers everything a growing musicians could need. New and used Guitars, Drums, and Band Instruments. Private lessons for almost every Instrument at the best prices in town. Stop in and check out this honest family owned music store.
Our Rail Consolette Tom Holder is here! Thelonius Monk gives a drum lesson in 1960! Tell someone you know about this product. Steve Maxwell Vintage and Custom Drums is Chicago and Manhattan's only Vintage and Custom Drum Shop and Museum. We have an extensive inventory that is constantly changing so keep checking back for new and unique vintage drums and cymbals.
In over twenty five years of serving school music programs, our business has increased because of the input and endorsement of clients like you. So please tell your family, friends, neighbors and music manager about your PM Music experience s. PM Music Center has been in business since 1982, specializing in band and orchestra rentals, accessories, sales, and service.
- Welcome to the greatest place on earth. The staff in knowledgable and friendly. The teachers
Since 1971, the West Side Music Center has catered to Joliet area musicians providing a huge varity of quality instruments, equipment, music lessons, clinics and repair service. My team and I are excited to assist you learn and grow in your musical journey. Financing programs available through GE Money's Music Card - subject to credit approval.
Twenty five years ago, The Rock Shop. was a tiny shop about the size of your living room that offered quality merchandise at a discount price, by musicans, for musicians. Today, not much has changed, except we are a little larger and sell several of the largest names in the world of guitars. We give all of our guitars a little love.
- I was just in the Rock Shop today and they were very helpful. I spoke to Troy and another
At Music Makers we provide you the most affordable prices and finest values! We will match any legitimate advertised price. Simply send us the advertisement or web site. The product advertised must be a factory sealed box from an authorized dealer providing the same product.
Our Grand Back To School Sale is on now! Take advantage of a rare opportunity! Family Piano Co. is glad to announce our complete service band and orchestra instrument rental department. We make it easy and affordable to rent or buy the best student instruments. Band instruments are backed with our complete dedication to quality just like our pianos.
- Joplin Java Coffe shop in the Piano store is the best new place in Waukegan! Great coffee
Our goal is to supply our customers with the highest quality instruments at an competitive price and to service our customers as we would like to be serviced. To assist in their music education and aid enrich them and their families' lives through the strength of music. We provide a huge range of instruments for both the beginner and the experienced musician.
Made in London, these instruments are recognized internationally as being among the finest oboes made. Call us now to come in and test play our Howarth Oboes! Welcome to the website of Music Starts Here and Evanston Band & Orchestra, and The Saxophone Shop. Our music businesses have over 30 years of knowledge serving musicians in the Chicagoland area as well as worldwide.
At Fat Tone Guitars, we love guitars, amps and effects. We are always on the lookout for new gear to bring to our clients--gear that sounds great and gear that we know our clients will love. We pride ourselves in having the finest range of guitar and bass effect pedals in the Chicago area and the web.
The Player's Bench Music Store offers one of the biggest varieties of best quality musical instruments and accessories available in Northern Illinois. Our band instrument and PA rental programs are 2nd to none in service and variety. We provide private, professionally taught music lessons in a range of instruments and styles, a complete service guitar repair shop, and an extensive range of sheet music
Put a note on your calendar for Tuesday evening, September 22nd for the 2009 Tobias Music/Taylor Guitar Roadshow at the historic Tivoli Theater in downtown Downers Grove! More information will be forthcoming or go to our Contact Us page and drop us a note - we will forward more details! And, our sales tax is a whole lot less than in Cook County!
Special offer - FREE LESSON FOR NEW STUDENTS We are now providing one free lesson for every new student signing up. Feel free to contact us for more information. No long terms, pay monthly as you go. We accept everybody: any age, any stage.
Hello and welcome to Bluegrass Shack Productions! We specialize in acoustic instruments and accessories for bluegrass and folk musicians. We hope that you will find just what you're searching for here. Our site is constantly being updated, so keep checking back. If there is something in particular that you are searching for, feel free to call us.
Since 1970 the Music Mart has been locally owned & operated serving the greater Quad City area as the oldest music store in the Illinois Quad Cities and by supporting the local live music scene with our huge range of quality guitars, amplifiers, drums, PA gear and accessories. We provide fast, friendly, in-house certified repair and service and a professional teaching team.
Down Home Guitars was set up to supply an atmosphere for those who appreciate fine acoustic instruments. We have a fine range of instructional books, DVD's, CD's and accessories, as well as acoustic pickups by Fishman and L.R. Baggs. While most music stores sell everything from drum sets to electric pianos, our clients will find our product range and knowledge truly exceptional by keeping our focus
Quinlan & Fabish Music Company was established in 1959 by George Quinlan, Sr. and his business partner, Tom Fabish. Both Mr. Quinlan and Dr. Fabish were music educators who felt a responsibility to supply the finest products and the most reliable service available to the community.
Quality band instrument repair for the beginner, and the professional! This will enable for us to schedule an ample amount of time for your visit. And to be capable to assure a sufficient amount of time to answer all of your questions. Or, it will enable for us to indicate anticipated completion time s for your long distance repair/restoration.
Around the age of 14, my father took me to a local Amateur Radio Relay event at a local park. I was incredibly interested in electronics at that point and I met a guy by the name of Tex Wynn who told me I could have some old radios if I would just pick them up. By playing with those radios, I learned so much about electronics and I had a blast with them for years!
Cremer Guitarworks Service Description Cremer Guitarworks has been servicing the fretted instrument repair requirements of the greater Chicagoland area and beyond since 1975. Rick Cremer is the proprieter with 30 years of knowledge in quality instrument repair and he performs or oversees all repairs which are done on premises.
- I've been bringing all of my basses to Rick for 30 years, and everything he's ever done


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