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High-ranking officials, such as Ukraine's Prosecutor General Yuriy Lutsenko, are acquiring premium-class real estate in exotic places.
Ukrainian Prosecutor General and his family spent their winter vacation this year on the Seychelles Islands. It appeared obvious then, at least to the award-winning Sarjaevo-based Organized Crime and Corruption Reporting Project (OCCRP), that there was much more to the trip than just rest and relaxation. But few would have guessed the Lutsenko family purchased a $5 million estate in one of the most expensive neighborhoods in the world.
While not giving specifics, my OCCRP and Ukrainian journalist colleagues and Seychelles realtors specializing in premium-class properties have confirmed that a "respectable Ukrainian businessman" visited the island with his family early this year to personally inspect his million-dollar real estate acquisition.
This story began by accident in early March 2018 when I visited Hong Kong – a trip to forge new contacts and write about already strong and changing cultural ties between Singapore and China. But instead of writing about them, I learned a lot about Ukraine, one of our biggest food suppliers.
The rabbit hole opened up one evening in the lobby of the Ritz-Carlton Hong Kong when I made the acquaintance of a Ukrainian businessman. Although his knowledge of Singapore was limited to the pool on the roof of Marina Bay Sands, he knew all about the Seychelles Islands. For about an hour, he regaled me about the panoramic views and luxurious climate of the archipelago, where he had recently purchased real estate. Out of curiosity I asked him why he hadn't chosen a different and more accessible place. His response: Ukraine's Prosecutor General recently started the trend for buying property on Mahe in the Seychelles Islands. He asked me to keep the information hush hush, but it was obligation as a journalist to check out the story and report what I found.
The first step in this investigation was to contact colleagues at the OCCRP and in Ukraine to learn more about Yuriy Lutsenko and his family. A journalist in Kyiv there gladly agreed to help, but she asked me not to publish her name or include screenshots of our correspondence, fearing reprisals from Ukrainian officials when this story is published.
Lutsenko indeed enjoys extravagant rest and relaxation, my colleague said. And he recently visited the Seychelles Islands. She told me Radio Free Liberty/Radio Europe and its "Schemes" anti-corruption TV project learned Lutsenko and his family had spent a week there in early February 2018. The family stayed at the prestigious Four Seasons Resort. According to the report, from February 3 to February 11 the Lutsenko family spent 42,000 euros to rent two villas with a spectacular view of the ocean. Responding later in Kyiv to criticism of the lavish vacation, the prosecutor general said most middle-class Ukrainians could afford to do the same.
When I asked whether Lutsenko owns premium-class real estate in Ukraine and if he can afford to buy it abroad, my colleague responded: "Real estate is the passion of the Lutsenko family. Everyone in Ukraine knows this. Indeed, the Kyiv-based Nashi Groshi ezine in September 2016 wrote about the $5.5 million sale of a five-storey mansion on sale in downtown Kyiv. The seller – Ukrainian New Communications – was the firm of Yuriy Lutsenko's wife, Iryna. Simultaneously, Business Center Lotus, owned by their son Oleksandr, put the building up for rent.
The Lutsenko family owns millions of dollars in property. Following Oleksandr Lutsenko's grandiose wedding in September 1917, the family purchased an elite 183 square meter apartment paying a minimum of $300,000. All the companies listing Oleksandr Lutsenko as an executive or founder, according to OpenDataUA, are engaged in activities under Code 68.20 – "Renting or operating owned or leased real estate." All the firms are registered at the same address, a building of a shuttered factory in Kyiv's Sviatoshynsky District worth an estimated $3 million.
My Ukrainian colleague and I looked again at the dates of the Lutsenko family vacation. We started digging and hit paydirt almost immediately. It turns out that on January 29, 2108 local authorities on the island where the Lutsenko family was on vacation completed all formal procedures for transferring a 230 square meter villa and a 1,000 square meter plot of land into private ownership. The villa is located in one of the most picturesque parts of the archipelago and one of the most prestigious areas – Royale Bay.
Starting prices for the seediest and most inland properties on the island are hundreds of thousands of dollars, with ready-made houses costing in the millions of dollars. The Royale Bay villa is located 10 kilometers from where the Lutsenko family spent their vacation. It is a five-minute walk from the coast and has an ocean front view. It was sold officially – and suspiciously – for a mere $600,000. We learned, however, the luxury villa's actual price amounted to $5 million, begging the question: Did Lutsenko traveled to the Seychelles for pleasure and business?
Villa exterior
Digging deeper
Information about the villa is open source, available on the site of the Seychelles' cadastral register. The process of registering the villa for the new owner began on November 27, 2017. All official permits, including ownership, were signed on January 29, 2018.
My Ukrainian colleague told me an interesting fact:
"Just weeks before the villa was registered, Ukraine's SBU Security Service Deputy Chief Pavlo Demchyn, who heads of the SBU's main bureau for battling corruption and organized crime, published information about Iryna Lutsenko's multi-million dollar offshore empire. Was Demchyn's announcement connected with the offshore purchase of this villa?"
Having already obtained data about the villa and the plot, we next asked how the transaction for this elite piece of real estate was conducted. Our investigation revealed several interesting details.
Cadastre information about Royale Bay villa sale
No one at our newspaper speaks Ukrainian, so we asked our colleague to find out how much a piece of real estate such as this villa would realistically cost a Ukrainian buyer.
My colleague's response:
"I first contacted the international real estate agency Home Overseas based in Moscow. In Ukraine, despite what Lutsenko said about high middle-class incomes, there are no real estate agencies which sell elite properties on exotic islands. I introduced myself as the secretary of a solvent buyer from Ukraine and was told that the real value of a villa like this without tax charges is about $2.5 million."
She sent a transcript of her conversation:
Realtor – R: The actual price of Seychelles real estate on agency websites is understated. This is common practice.
Correspondent – C: Is this because of taxes?
R: Yes. Residents do not want to disclose real incomes to police, so everything goes through their officials. That's why there is no point in focusing on listed prices.
C: And this house, which we asked about, is it …
R: It was sold in January this year. Now, unfortunately, it no longer appears in the for-sale databases.
C: I wanted to clarify how much it will be …
R: The villa was bought, by the way, by your compatriot.
C: A Ukrainian?
R: Well, someone from Ukraine. Our partners there say a Ukrainian millionaire bought it, and the whole family looked at it. They bought it for themselves, so it's no longer on the market.
C: How much did you think they bought it for?
R: This is confidential information. We can't say.
C: Can you tell me how much a similar villa in the area with the same-sized lot and swimming pool would go for?
R: We sold something similar in the spring, but without a pool. The ballpark price is $2.5 million, without taxes and additional payments.
The tax system of Seychelles is known for its extremely high rates for non-residents and very loyal rates for residents of the archipelago. A private person who is not a citizen must pay 40% of the value of the property, plus municipality and notary services. A legal entity registered in Seychelles by resident founders pay only 4% from the first $9,000 and 10% from the remaining amount. Market experts, however, say that persons who want to keep their purchases secret have to pay much more.
A representative of Home Overseas shared information with my colleague about these hidden payments.
C: What do the additional payments include?
R: Ten percent of the original amount, plus another 40% from the original payment.
C: Wait, why 40%? We will buy it through a legal entity registered with you, I mean, in Seychelles. We planned for 10%…
R: Listen, everyone understands how the system works there, especially the authorities. As I understand, if you don't want to show anything…
C: Yes, yes. Complete confidentiality.
R: I understand, listen to me. If you do not want anything to show up, then pay 40%, anyway, because they will make threats and obtain court orders and launch investigations. These are the rules.
C. Got it. And how much more to pay officially?
R: Well, that 10% of the amount minus $9,000 and the civil servants' fees. I'll send you the actual information. And another 8.5% also…
According to information provided by Moscow realtors, the real estate purchase tax in Seychelles is 8.5% of the transaction amount, of which 1.5% is charged for the work of the Investment Committee, 2% for notary fees and 5% state tax. The data is relevant for December 20, 2017, that is, the period when the transaction we investigated took place. http://www.globalpropertyguide.com/Africa/Seychelles/Buying-Guide
We contacted a real estate agency in Seychelles with the same and similar questions. One dealt with this property (but did not sell it).
Unfortunately, we did not succeed in contracting the agency that carried out the transaction directly. Realtors said the application for the house was made last autumn, so they de-listed the villa. But Arriva Seychelles said due to difficulties with the buyers, the legal execution of the transaction dragged on for several months. According to the agency, the buyers were a wealthy family of a Ukrainian businessman, who personally visited Seychelles to close the deal. The information is corroborated by representatives from Home Overseas.
Arriva Seychelles representatives said all real estate deals go through the Seychelles Investment Committee. Transactions with buyers seeking full confidentiality first go through offshore buyer accounts and then through shell companies, which often belong to the employees of the Investment Committee. The transaction is formalized directly with their relatives. We learned that in addition to the established transaction amount and taxes, it is necessary to pay so-called commissions to committee officials in the amount of 40% of the property's original value.
Wealthy Ukrainian businessmen who value privacy must pay more, however. They are charged an additional 20% of the original value of the property by the realtors, who accompany the transaction and are intermediaries between corrupt officials and the buyer. Realtors often register a legal entity to which the property is registered. While there are no mandatory annual property taxes in Seychelles, it is necessary to maintain documents in proper form. This costs buyers a symbolic $400 monthly.
In the second stage of our investigation we contacted owners of neighboring houses and communicated with them. AirBnb advertises a modest villa for rent adjacent to the property bought by the Ukrainian businessman. We introduced ourselves as potential tourists seeking a peaceful and quiet vacation. And we asked about who our neighbors would be.
Sarah Hedricks:
"Our villa is located in one of the quietest places on the island, which attracts a lot of wealthy neighbors who will not give you any inconvenience. According to the laws of the district, you can not build new buildings here, so do not be afraid than on arrival you will suffer from construction noise!"
We were interested why construction is prohibited in such a prestigious and expensive area. The cadastre data shows the land is zoned for middle-class residential buildings. However, since the end of 2017, several dozens plots, including the villa we are interested in, were re-zoned for the needs of medical institutions to the highest class.
Cadastre plan approved in 2012
Cadastre plan approved in 2017
Closest medical facility to supposed Lutsenko family villa
We continued corresponding with Sarah, telling her the purpose of our visit was to purchase real estate in the Seychelles. We told her we wanted to register our purchase to a local resident in order to accelerate the process and "optimize" tax liabilities. Sarah told us more.
Sarah Hendricks:
"The procedure is possible in Seychelles, so you can count on buying a property in this way. If you are looking to purchase a villa in our area, my neighbors building is now engaged in development and can provide you with advisory services."
Using the GEOTAG function in Instagram, we found Sarah's neighbor on social media. Kevin Marengo indeed turned out to be an expert in real estate. Only a year earlier, he was an ordinary construction worker.
Kevin Marengo was an ordinary construction worker in 2016. Then something happened.
Starting in November 2017, Kevin's fortunes changed. According to his neighbor Sarah, Kevin became the title holder to the Lutsenko family villa.
Examination of social media pages of Kevin, the local purchaser of the Lutsenko family villa, show that before autumn 2017 he worked as an ordinary construction worker. Starting from November 2017, his fortunes improved. The change corresponds with the start of the legal registration of the Royale Bay villa. The construction worker's family took a two-week trip to the United Arab Emirates, Kevin opened his own development agency and at the construction site he now appears only as a supervisor.
We found Kevin's uncle and his cousin on Instagram. They are officials from the Seychelles Investment Committee. Kevin's cousin is responsible for investments directly in the Anse Royale district, and his uncle is a Seychelles Islands government official.
Investment Committee officials and, presumably, formal owners of the villa. They are relatives of Kevin Marengo, according to their social media platform connections
All the information gathered during this allows us calculate the minimum cost of the villa. Adding 40% of "commissions" to the original $2.5 million price, 20% in realtor fees, 10% official taxes and 8.5% for documents issued by authorized persons, we come up with the grand total of $4,962,500.
The Lutsenko family presumably paid about $5 million for real estate in Seychelles, not counting transaction fees, i.e. bank transfers. How much the prosecutor general's family will have pay in bribes to ban new construction near their new home is anyone's guess.
The interior of the villa features an elegant colonial style.


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Member of the Board of Directors since October 2010
Born in 1970
Nationality: Italian
Graduated in Finance
Competencies of special relevance to Athena:
Hydro, biomass, solar, wind
Other executive functions/directorships:
Epico (CEO)
From 1999 to date Mr Valerio Andreoli Bonazzi worked as Chief Executive Officer and Board Member for Epico S.r.l. – Rome – Italy and for Hydrowatt S.p.A. – Ascoli Piceno – Italy.
From 1993 to 1999 Mr Andreoli Bonazzi worked in several international companies such as Hitesys S.p.A. – Aprilia – Italy, Holiday Inn Corporation – Miami – USA, First National Bank – Chicago – USA, Citibank – New York – USA and Confindustria.
Valerio Andreoli Bonazzi is considered as an independent Board member.

subset: commoncrawl


text: This podcast if the first in a series of lectures on the future of the humanities in public life. The series began on 28 November 2014 with a leture by Professor Teresa Mangum, Director of the Obermann Centre for Advanced Studies at the University of Iowa. Professor Magnum talks about how the humanities are being systematically undermined by discourses that privilege economic efficiency and utilitarian learning. There are a lot of parallels with the way we are seeing the long-valued capabilities of empathy, caring and altruism in education and health care practice being replaced by capitalistic notions of measurable cost and benefit. Abstract: In the United States, the pressures on the … [Read more...] about Podcast – Prof Teresa Mangum – The Future of the Academic and Public Humanities


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You might know that among the uncertainties of life, one thing is certain, and this is that you cannot guess what will come in the future, and because of this, you must do your best to be ready and to protect your assets as well as you can. People must do their best to protect their property, their belongings, and so on, so that they can achieve great peace of mind as they grow older. You will be pleased to know that today, you can do this quite easily, especially when you are able to find the best legal planning services that will help you accomplish everything that you need to have done. When people are able to find services like these, then, they can be sure that they will be pleased with them, as through them, they will be able to gain a lot of wonderful benefits.
The first thing that people will be able to benefit through legal planning and estate planning services is the fact that they can protect what is important to them. People might know that life is very uncertain, and the things that they work very hard to achieve can be gone in an instant. If you want to feel the assurance that your property is being protected in the best and most effective way that it can be protected, then, you should certainly find the best estate planning services, as hiring these services will give you great peace of mind. Know more about revocable living trust.
Finding the best legal planning services is also something that will benefit you in a wonderful way because when you do so, you can be sure that you will not have a hard time with all of the processes that may be involved. If you are a person who is busy, you might put off going to estate planning and legal planning services for a long time, fearing that it will take up so much time and so much of your energy. It is good to know that this is not the case at all - people who are able to find reputable services can be sure that things will be kept as simple as possible. Read more claims about estate planning at http://money.cnn.com/real_estate/.
Finding the best legal services is also something that you should do because when you do so, you can be certain that you do not have to spend too much to get the benefits that you are seeking. You will be pleased to know that you can get the protection you want, and yet be able to save a great deal of money, as the best services will offer you with great quality, plus the chance to save a great deal of money.
When all has been said, then, people can be sure that they will be able to gain a lot of wonderful benefits when they are able to find the best legal services. Visit www.ameriestate.com if you have questions.


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On a night when the Columbus Board of Education slammed the brakes on a plan to spend upwards of $30 million refurbishing three buildings as part of a school-reorganization plan, the district's director of capital improvements declined to discuss how he arrived at that price tag.
Asked by The Dispatch after the board meeting Tuesday evening what process was used to determine that $29.8 million was needed for upgrades to three now-occupied buildings, capital improvements chief Alex Trevino said he didn't feel comfortable discussing it.
Asked if a consulting firm had inspected the buildings and determined all that needed to be repaired or improved, Trevino turned and started to walk away, declining to comment.
The amount being requested to update the former North and Brookhaven high schools and Dominion Middle School is enough to build four or five elementary buildings from scratch, according to the district's April 2018 Facilities Master Plan. Trevino proposed replacing heating and air-conditioning systems, windows, plumbing, walls, chimneys, floors, roofs, lighting, furnishings and other items.
His reluctance to talk followed the school board taking the unusual step of calling for a special meeting solely to discuss the project's cost, first publicly reported by The Dispatch on Monday. The date of the special meeting hasn't been set.
"I don't want to get to this point and try to do it fast and not do it right," board member W. Shawna Gibbs said, adding that the work will get funded "if we choose."
Board member Eric Brown took exception, saying the board already had voted in February to reorganize the three schools, the cost had been vetted last week at the board's Finance Committee, the treasurer had identified the money, and the project should move forward.
But board President Gary Baker said the board needed to be taken through how the price tag got to $30 million, an amount that Gibbs said looked like "everybody got to the grocery store and put something in the cart."
Gibbs wanted to know if the upgrades could affect whether the three buildings are rebuilt new during the next round of the district's Facilities Master Plan. Under that program, which might be reactivated with a levy request before voters as soon as November 2020, the state pays 30%.
District Treasurer Stan Bahorek said the $30 million could be gleaned out of general operating funds, and the district would still be fully funded into 2026, even assuming 1% pay raises for all employees each year.
Bahorek couldn't say whether the district had ever used operating funds for construction before. Generally, one-time construction costs are paid out of capital funds, usually approved by voters.
The teachers union has criticized the district's plan to take money out of its general fund for buildings as negotiations have started on a new contract. The current two-year contract expires this summer.


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Here are this week's interesting historical photos. For part 181, click here.
1. The Iran Iraq War 1980 – 88.
Often compared to the WWI due to the heavy use of trenches, artillery barrages, human wave attacks, and chemical weapons use. 800,000 Iranians and 300,000 Iraqi's were killed. It remains the longest conventional war of the twentieth century.
2. The Cologne Cathedral stands amidst the ruins of the city after Allied bombings, 1944.
The cathedral suffered fourteen direct hits by aerial bombs during the war but did not collapse.
3. The last French duel: Members of Parliament René Ribière (Gaullist) and Gaston Defferre (Socialist) fought with a sword over an insult in Parliament from the latter to the former.
The arbiter was Gaullist Member of Parliament Jean de Lipkowski, Neuilly-sur-Seine, France, 21 April 1967.
4. Hero of the Soviet Union, Major Nicholas Pinchuk returns to his native farm on holiday after the war, July-August 1945.
5. Empress Elisabeth of Austria, 1867.
6. The Great San Francisco Earthquake leaves the city in shambles, 18 April 1906.
The spire of the destroyed city hall is seen at a distance.
7. Julius Duc, arrested for dressing as a woman, Chicago, 1906.
8. "Wenn bier wir haben und Tabak Dann schierl uns nicht der feinde Pack", roughly translated to: "If we have beer and tobacco then we will withstand the enemy", 1916.
9. Inhabitants of Milan leave the city after the heavy Allied bombing raids, August 1943.
10. Douglas A-20J-10-DO, 43-10129, of the 416th Bomb Group destroyed by flak over Beauvoir, France on 12 May 1944.


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To donate a guitar, please visit your local Long & McQuade store; guitars can be dropped off at any location across Canada. To find the location nearest you, please click here.
If you aren't close to a Long & McQuade location, please contact us.
Developed by Sounds Creative


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8 Tips For Designing The Perfect Modern Nursery
Once you're pregnant, everyone will tell you that your life is about to change forever. And they're right. Not only will you be growing a baby human inside you, but you'll have to give them a whole damn room in your home (and they won't even be chipping in for rent). Fortunately, a lot of women before you have gone through it, so when it comes to creating your very own baby room, there are a few tried and true tips for getting everything right.
Keep these 8 tips in mind when it comes to creating the perfect nursery.
1. Put everything in reach of the changing table.
Literally nothing else will matter in that baby's room. This includes nappies, wipes, changing table covers, laundry basket, change of clothes etc. You've heard the nightmare tales of mums turning their backs on their bubs for a hot second only to find them on the floor when they turn back around. Don't let that happen to you, keep everything you need easy in reach.
2. Keep it simple & avoid clutter.
You may not realise it now, but that little room is going to get a hell of a lot of foot traffic once its new tenant has moved in, and often it'll be in pitch black darkness. Make sure you don't have any stray chairs, tables or baskets in the middle of the room, or you could find yourself tripping over them, baby in hand, in the middle of the night.
3. Choose washable wallpaper.
This one probably speaks for itself. No one wants an excrement-themed wallpaper, so make sure it's easy to wipe.
4. Ensure it's lightproof.
You're going to want your baby to be getting every wink of sleep possible, namely so you can get a couple yourself, which means having the ability to put that room into complete darkness even during the light of day is an asset. Make sure you invest in some thick curtains or blinds so it's a lot easier to convince your newborn it's not 2 in the afternoon.
5. Have your heart set on a theme.
It's not necessary to have a theme, but it'll make choosing all the elements in the room a whole lot easier. Plus, it's heaps of fun. It's even better if you can incorporate you, your partner and your family into the room. Whether it's with a painting your mum made, some toys you had as a child or photos of your loved ones.
6. Deck the walls with frames of art.
While it's fun to stick to your theme where you can, if you can pick versatile art pieces now, they'll never have to leave the wall. Well-picked un-themed (and un-babyish) art pieces will be able to stand the test of time and stay relevant for years to come, no matter what age or gender the child in the room is. This little trick will not only save you money in the future, but it'll also save you some sweet, sweet redecorating time.
7. Avoid white anything.
If you don't like stained and faded furniture or upholstery, don't pick white anything. Babies are dirty little creatures and they aren't going to change for anyone, so steer clear of light colours that show stains.
8. Give gender stereotypes the flick.
As tempting as it may be to fill all four walls of your son's pastel blue nursery with pictures of transport and camouflage wall hangings, 1) it's a dated tradition, and 2) your baby doesn't care. Pick a decor that you like and you think works well with your house, and by all means be cutesy, but don't stress that your son will yell at you one day for painting his nursery walls lavender, because he won't. All he wants to do is eat and poop and he'll do it regardless of what colour the walls are.


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Ordu - Faded Green
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Outsole Design and Features:
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- Heavy grip pattern within rubber pod sections.


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Come one, come all, gather round to witness the amazing Fortune Teller Pin from Punky Pins. A sweet metal and enamel pin in purples and pinks little symbol detailing on. Pin her to your Collectif biker jacket.
Punky Pins have made all your dreams come true with adorable UK designed badges for the cat lovers, selfie queens and you!
Made from multi toned metal with soft enamel fill and protective epoxy coating. This pin comes with a butterfly clutch pin on the reverse.
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Washing advice: Do not wash
Check out our full Delivery & Returns Policy or our FAQs.


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How To Apply Lightroom Presets To Videos
One of our favorite hidden features in Lightroom is the ability to apply presets to videos clips. This enables you to perfectly match your video aesthetics to that of your photos without much effort. In fact, our preset demo videos were all initially edited in Lightroom before the final versions were produced in video editing software such as iMovie & Final Cut Pro. Here's how to apply our presets to your video clips, and it's super easy and quick! You can watch the video tutorial or read the instructions below.
STEP 1. Import your video clips the same way you import your photos into Lightroom.
STEP 2. From the preview panel (at the bottom of the window), click on the thumbnail to see the full video.
STEP 3. From the Library tab, open the Quick Develop panel (far right), pull down the Saved Preset menu, and find our presets which you've already installed into Lightroom.
STEP 4. Select a preset from the list and voila!
- You can further edit the video clips with the basic editing settings available in the Quick Develop panel. These include exposure, contrast, white, black, and vibrancy, etc.
- To apply the same presets to multiple video clips, first select all the video clips you want, then turn on Auto-Sync (under the Metadata panel on the far right), and then select a preset from the Saved Preset menu.


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Ruchir Tandon*
Jaypee Hospital, India
*Corresponding Author: Ruchir Tandon, Jaypee Hospital, India.
Received: May 08, 2018; Published: May 28, 2018
Citation: Ruchir Tandon. "Targeted Therapies in EGFR and ALK Wild Type Advanced NSCLC in an Elderly Patient". Acta Scientific Cancer Biology 2.5 (2018).
Adenocarcinoma variants of NSCLC often present without an activating EGFR mutation or ALK translocation. In unresectable stage III Guidelines recommend definitive concurrent chemoradiotherapy or induction chemotherapy with platinum-based doublet chemotherapy followed by Radiotherapy. Patient's performance status, age, issues of toxicity, convenience and acceptability should be seen while selecting the appropriate therapy for an individual patient. EGFR TKIs show promising results even in EGFR wild type cases.
Keywords: Adenocarcinoma (NSCLC); EGFR Wild Type; Afatinib
Copyright: © 2018 Ruchir Tandon. This is an open-access article distributed under the terms of the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original author and source are credited.


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Team USA returns to action tonight, matched up with the Czech Republic. USA Hockey's WJC blog provides some insights into Colin Wilson's sense of humor, while Dave Starman, who is doing color on the NHL Network broadcasts provides comments for USCHO.com and lens-ace Melissa Wade offers a pictorial display from Friday's USA-Germany game.
Looking back
The Terriers are a few days from their next game, but a couple of former teammates from BU's powerhouse teams in the 70s, now longtime rival Division III coaches, will be facing off tonight. Bowdoin College, led by Terry Meagher, in his 26th year, meets host Salem State in the Holiday Class. The Vikings are coached by Bill O'Neill, in his 28th season.
Adrian Aucoin's third period slapshot was the gamewinner in last night's Calgary 6-3 win over Ottawa. . It was his fifth goal of the season...Mike Grier also scored his fifth of the season for San Jose, but it came in a 3-2 shootout loss to Keith Tkachuk and the Blues...Carl Corazzini netted his third of the season for Springfield in a loss to Hartford...Sean Sullivan had the primary assisted on the game-winning goal in San Antonio's 5-3 win against Houston... On Friday, John Curry pitched his first shutout of the year for the Baby Pens, blanking the Philly Phantoms.
Sunday, December 28, 2008
WJCs: USA vs. Czechs tonight
Posted by Terrier Blogger at 2:59 PM
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Rep. John Lewis on the Passage of HR 1, the For the People Act
WASHINGTON - Rep. John Lewis (GA) is one of the co-authors of the Voter Empowerment Act, included nearly in its entirety in H.R. 1, the For the People Act adopted by the House of Representatives by a vote of 234-193. The Voter Empowerment Act addresses many of the election issues in Georgia and across the country.
H.R. 1, the For the People Act, is the most comprehensive election administration, voting rights, ethics, and campaign finance legislation adopted by the House in generations. Rep. Lewis closed the Floor debate on the bill and rebuked a final attempt to undermine this historic legislation with the following statement:
Madam Speaker, I rise in strong support of H.R. 1, and I urge each and every one of our colleagues to support this bill.
Now, Madam Speaker, you have heard me say on occasion that the right to vote is precious – almost sacred. In a democratic society, it is the most powerful nonviolent tool we have. In my heart of hearts, I believe we have a moral responsibility to restore access for all citizens, who desire to participate in the democratic process. Many people marched and protested for the right to vote. Some gave a little blood, and others gave their very lives.
This weekend, many of our colleagues traveled with us to Alabama – to Birmingham, Montgomery, and Selma. They saw the signs in museums that said, "White only. Colored only." They visited the First Baptist Church in downtown Montgomery where people feared for our lives as a mob waited outside to attack and kill us. They stood on the Edmund Pettus Bridge -- crossing the Alabama River -- where we were beaten, trampled, and tear-gassed, while attempting to march from Selma to Montgomery to dramatize the need for voting rights.
Madam Speaker, you have heard these stories before, and you know that our work is far from finished. It makes me sad. It makes me feel like crying when people are denied the right to vote. We all know that this is not a Democratic or a Republican issue. It is an American one.
For the past few days, I listened to the debate on this bill, and I spent some time having what I call an executive session with myself. The words of Dr. Martin Luther King, Jr. came to my mind. He would often say that the "arc of the moral universe is long, but it bends toward justice."
This vote is an opportunity to be on the right side of history. It is a chance to cast a vote by the people, of the people, and for the people. So, I ask you, Madam Speaker -- if not us, then who? If not now, then when? The time has arrived to tear down the barriers to the ballot box, Madam Speaker.
Today, we are able to do our part in this long fight for the very soul of our nation. I urge each of my colleagues to support this bill, and I yield back the balance of my time.
In the rebuttal to the motion to recommit, he said the following:
Madam Speaker, I believe in the way of peace, in the way of love. I believe in the philosophy and the discipline of nonviolence. Can we come together and support a simple piece of legislation to open up the political process and let all of our people come in.
I ask you to remember what I said a few moments ago. With this vote, you have an opportunity to be a headlight and not a taillight. Some of our colleagues are complaining we did not have enough time. This piece of legislation was introduced more than seven years ago, and the other party didn't do anything. We are prepared to act. We are prepared to open up the political process and let all of the people come in.
It is the right thing to do. It is the good thing to do to set our country on the path to be a model for the rest of the world, and with that I yield back.
His statement during the motion to recommit is being distorted and misreported by right-wing blogs and news reports. If read in context, its meaning is quite clear. Rep. Lewis does not support and did not say that he supported voting rights for those who are not eligible to vote.


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Session 10: The Gift Of Protection
Session 10: The Gift Of Protection
Session 10: The Gift Of Protection
Part of Wonderful Welcome
In This Section
The whole idea of compassion is based on a keen awareness of the interdependence of all these living beings, which are all part of one...
Activity Minutes Welcoming and Entering 0 Opening 5 Activity 1: The Wonder Box 5 Activity 2: Nature Inventory 25 Activity 3: Story — The...
Today, children's outdoor play is more limited than that of previous generations in terms of where they can go, what they can do, and how...
Materials for Activity Chalice and candle or LED/battery-operated candle Lighter and extinguisher, if needed Newsprint, markers, and tape...
Materials for Activity Wonder Box (See Session 1 for instructions.) Items obtained from nature, such as acorns, fallen leaves, pine cones,...
Materials for Activity Paper, and crayons or pencils for all participants Optional: Stickers representing items in nature (leaves, trees,...
Materials for Activity A copy of the story, The Green Man Optional: "The Green Man" coloring sheet , and crayons Preparation for Activity...
Materials for Activity Paper - preferably green - and crayons, color pencils, thin markers Preparation for Activity Give each child a sheet...
Materials for Activity Wonder Box poster Leader Resource 1, The Earth Tape or glue stick Copies of Taking It Home for all participants...
Reflect on these questions and discuss them with your co-leaders: How do we feel about today's session? What parts of the session worked...
Materials for Activity Notebooks and pens or pencils Preparation for Activity Find out from an energy company in your community how to...
Materials for Activity Newsprint, markers and tape Preparation for Activity Gather ideas for skills and behaviors children ages five, six...
Materials for Activity A basket for each child A shoebox or a heavy piece of cardboard for each child's fairy house Scissors, tape and glue...
Materials for Activity Optional: Cushions, sheets or blankets for participants to sit on outside Optional: A timer Preparation for Activity...
The whole idea of compassion is based on a keen awareness of the interdependence of all these living beings, which are all part of one...
By Sophia Lyon FahsFrom Stories in Faith: Exploring Our UU Principles and Sources Through Wisdom Tales (Boston: Unitarian Universalist Association, 2007)...
Printing This Handout Download a high-resolution copy of this Handout (PDF) for printing.
Blue Boat Home The song, "Blue Boat Home," Hymn 1064 in Singing the Journey: Supplement to Singing the Living Tradition . reflects the...
Like, Share, Print, or Bookmark
Section Menu
- Session 10: The Gift Of Protection
- Introduction
- Session-at-a-Glance
- Spiritual Preparation
- Opening
- Activity 1: The Wonder Box
- Activity 2: Nature Inventory
- Activity 3: Story - The Green Man
- Activity 4: If I Were the Green Person
- Closing
- Leader Reflection and Planning
- Faith In Action: Energy Inventory
- Alternate Activity 1: Earth-protection Skills
- Alternate Activity 2: Fairy Houses
- Alternate Activity 3: Outdoor Meditation
- Taking It Home
- The Green Man
- Leader Resource 1: The Earth
- Find Out More
- Acknowledgments
- Introduction to Wonderful Welcome
- Program Structure for Wonderful Welcome
- Leader Guidelines
- Implementation
- Before You Start
- Resources
- Principles and Sources
- Participant Feedback Form
- Facilitator Feedback Form
- Session 1: The Gift Of Love
- Session 2: The Gift Of Covenant
- Session 3: The Gift Of Forgiveness
- Session 4: The Gift Of Kindness
- Session 5: The Gift Of Invitation
- Session 6: The Gift Of Friends
- Session 7: The Gift Of Helping
- Session 8: The Gift Of Families
- Session 9: The Gift of Mutual Caring
- Session 11: The Gift Of Stewardship
- Session 12: The Gift Of Acceptance
- Session 13: The Gift Of Learning Together
- Session 14: The Gift Of Spirit
- Session 15: The Gift Of Ourselves
- Session 16: The Gift Of Community
- Stories in Wonderful Welcome
- Handouts in Wonderful Welcome
- Leader Resources in Wonderful Welcome


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Web 'em up! Insomniac Games has just announced the release date for the highly anticipated Marvel's Spider-Man game. Swinging into stores on Friday, September 7th, Peter Parker will give gamers the thrill they've been looking for. The new game has been in development for the past few years and designers have been hard at work creating their own "unique universe and story for our favorite Super Hero." Marvel's Spider-Man will be available in physical and digital formats for PlayStation 4. The game is currently available for pre-order in Standard, Special, and Collector Editions, with each offering unique bonus content. For super fans who want more than the game, there's a Spider-Man Bundle featuring an "Amazing Red" console with the iconic spider logo.
Marvel's Spider-Man will swing into stores September 7th.


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Our locally owned and operated construction company has been providing residents in the Central Kansas area with practiced excavating services for several years.
Choose Rutz Construction LLC for all of your excavating needs. We have the necessary experience and equipment to handle a wide range of excavation projects including site preparation, demolition, and tree removal.
Our company strives to provide you with the most competitively priced and trustworthy excavating services in the area. We have a small team, which means we're able to keep our costs down and pass the savings on to you!


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All the pups have been sold. Thank you all for your interest! Zia and Tao are back to normal, living life at 100+ miles per hour! Check them out in my new backyard:
All pups sold, everything back to normal…
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Previous post: Saturday, May 12th, 2007 – La Jolla Kelp Paddies


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Walk of Witness in Petersfield: Good Friday 2018
It was cold and wet but we had a goodly number of walkers. The walk followed the traditional route from the Methodist Church in Station Road, down Lavant Street then through Ram's Walk to The Square.
Because of the rain the service took place in St Peter's. It was led by Simon Mason, one of the three joint coordinators of PACT for 2018. Carol Tubbs read the lesson, Patsy Robinson read the prayer* and Helen and Simon Mason, gave the address.
Music was provided by The Salvation Army band. After the service people were invited to stay for tea, coffee and hot cross buns.
The walkers stopped twice for readings of the Passion story, once in Lavant Street and again in Rams Walk.
*Click the link to see the prayer at the bottom of this page
Some, but not all. of the images below are also available as larger images - where a little hand appears click on the image to see a larger copy. You can move through the larger images by clicking the left of right side of the images.
|Because of the poor weather we all met up inside the Methodist Church
|Turning into Lavant Street
|The first reading, in Lavant Street
|Crossing Chapel Street - stewards were provided by Petersfield Chaplaincy
|The Walkers gather in Ram's walk
|Mike Gibson reading the second reading in Ram's Walk
|Filing into St Peter's
|St Peter's was full
|Go to the top of this page
The prayer read by Patsy Robinson
Brothers and sisters, before he was arrested, Jesus prayed for us. He prayed for those who would believe in him in the future. He prayed that we would be one, us in him and he in us, brought to complete unity.
In order that the world would see the Father's love in us, and would believe that he had sent Jesus. For the sake of the world he loves so much, we need start with our own hearts and minds. Let us pray
Holy God, we want to be the answer to Jesus's prayer. We want to be one in you. We thank you for your church, and for every good work you have accomplished through us. Petersfield is amazing! But we're sorry for the times we've failed you, when we've been complacent, luke-warm, unforgiving. Please forgive and heal us. We seek your face.
Please forgive us when we make idols of our forms, traditions, denominations. Help us, in each time and place in which we find ourselves, in each culture, in each transformation which goes on in our society, help us to continue to seek you anew each day.
We know that spirituality is only worth something when it is the continual new life breathed by your Spirit.
Help us to let go of forms and structures that have served us well in the past when they no longer serve us now, when they no longer serve your purposes.
We know that you have worked powerfully in the past, you continue to work powerfully in the present, and we trust that if you want to continue to work powerfully through us, you will show us how.
Help us to come to you with that radical trust that you will lead us into what we need for our time, for our place, for the future.
We confess that we too often get into ruts, and we focus on the manifestations instead of you who manifest.
We think that the particular committee structure we have at our meetings, the particular way our worship flows, is the only way or the best way.
Soften our hearts to be aware of your nudges as you breathe life into some of the forms that you want us to keep
As we seek to be faithful Christians, as we seek to learn from our own and from other traditions, we pray that you will help us to go more deeply into our own tradition, and courageously encounter you, ourselves and one another at those deep places.
As we read your word, and listen for that place where words come from, as we go deeply into our own tradition, help us be able to receive what other traditions have to offer us. Help us connect with the deep stories of those traditions as well.
So give us the courage not to stay on the surface and sample just a little bit of everything, but to plunge into the depth of our particular path, and then experience our deep connections with other traditions.
Help us to be truly one in you.
We know, Lord, that we're at a time in the history of our world when the transformative power that the early Christians experienced is greatly needed. The world that you love so much, needs you.
So we offer ourselves to you, to be available for you to work in us in those ways, in those same ways that you worked in Christians of old. Our righteousness comes from Christ's sacrifice on the cross, and our confidence comes from his resurrection from the dead. So in his name and his authority we resist every tactic of the enemy to undermine us. We choose to trust instead of fear; we choose to hope instead of despair.
Holy Father, we want to be vessels who are totally available to you, so please give us together the courage and openness to give ourselves completely to you, and to see what will happen when we let your power work through us.
|Go to the top of this page


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Insolvency Administrator
|Bristol, England
|Contract Type:
|Insolvency & Restructuring
|£26000 - £30000 per annum + Additional benefits
I am currently working with one of our clients in Bristol who are searching for an Insolvency Administrator to join their team in Bristol. Based in the heart of the city centre, their office directly overlooks Queen Square and is only a few minutes away from the waterfront.
This is an opportunity to join an established business recovery firm which operates nationally. They bring in work from a variety of sources and you would be working on corporate insolvency cases such as liquidations and administrations from cradle to grave.
The growing team of ten are keen to meet with Insolvency Administrators with strong experience of managing corporate insolvency cases from cradle to grave. Full study support is available (CPI & ACCA).
If you would like to learn more then click apply. I would be happy to have a confidential chat at a time that suits you.


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This history of the National Security Council under presidents Kennedy and Johnson was written by the Executive Director of the NSC under both presidents, Bromley Smith. It traces not just the mechanics of the NSC during the period but also how it was used to tackle specific topics.
Bromley Smith
Bromley Smith was a long-time NSC staffer. He was appointed to the NSC Staff in 1953 by President Eisenhower and rose to become the NSC's Executive Secretary in the Kennedy administration. He stayed in the position until his retirement in 1980.


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Roswell, GAMenu
The Cultural Services Division is responsible for directing and advancing the artistic, cultural and historic environment of the City of Roswell. From community festivals and concert series to pottery classes and public art initiatives, this division works in partnership with the Roswell Arts Fund and the ever-growing community of talented local artists that call Roswell home to ensure that our community continues to thrive and grow as an arts and culture haven.
Our team oversees the management and programming of the Roswell Cultural Arts Center, Visual Arts Center, Art Center West, Art Center on Fouts Road, and the Roswell Performing Arts Program. We also own and operate the three historic house museums that make up our Southern Trilogy - Barrington Hall, Bulloch Hall and Smith Plantation.
Programs, Festivals & Events
- Riverside Sounds: A series of six free outdoor concerts that take place on the first Saturday of the month from May through October at Riverside Park.
- Roswell Roots: A festival of black history and culture during February, which features events and exhibits in music, dance, art, and history.
- Visual Artist Spotlight Series: A rotating bi-monthly series of visual art exhibits in the lobby of the Roswell Cultural Arts Center, spotlighting local and regional artists from multiple mediums - painting, photography, mixed media, sculpture, and more.
- Roswell Reads: A citywide reading program in collaboration with the Roswell Library, East Roswell Library, and Friends of Roswell.
- Arts & Humanities Month: A month-long celebration of arts and culture in Roswell during October, hosted as part of National Arts & Humanities Month.
- ArtAround Roswell: An interactive sculpture tour throughout Roswell's parks in collaboration with the Roswell Arts Fund.
- Center Stage Series: A performing arts series presented at the Roswell Cultural Arts Center.
- Summer Puppet Series: A family-friendly series during June and July that features local, regional and nationally renowned puppeteers.
The Cultural Services Division sends out a monthly newsletter with information about upcoming events, festivals, and other arts and culture opportunities taking place throughout Roswell. A variety of educational content about arts and culture is also featured. Email us to be added to the list!
Roswell Arts Fund
The Roswell Arts Fund was founded to strengthen the scope of public arts in the city and to champion the ability of the arts to excite the imagination, strengthen public places, and encourage conversation. The Fund was established in September 2014 and was designated as the arts agency for the city in October 2015. It was created as a direct outcome of the Imagine Roswell Arts and Culture 2030 Study. Learn more at RoswellArtsFund.org.


text: stansburylane 8 Report post Posted September 24, 2019 There is nothing that can kill a flower faster than being choked out by a weed. Harboring envy in your life is like that, it will choke the life out of you and everyone around you. Quote Share this post Link to post


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Make Ahead Breakfast!
t wasn't too long ago that I had friends coming in from out of town and I was planning a simple brunch for us to enjoy at home. While doing the shopping, I came across individual frittatas begin sold in a disposable muffin tin for a price too high to believe! This is what inspired this make ahead breakfast idea and ever since that first try, I have been hooked on making my own egg muffins, or more eloquently named, individual egg frittatas.
The flavor combinations are endless. Here is a list of some of my "go-to" combinations.
- Spinach, tomato and feta
- Ham, caramelized onion and swiss
- Mushroom, spinach and gruyere
- Bacon, potato and cheddar
- Broccoli & cheddar
The thing I love about making individual egg frittatas is that you can make several days worth at once and just simply reheat as needed. Of course you can reheat in the microwave, however I prefer them reheated them in the convection oven at 350 for about 6 – 8 minutes.
Feaster's Tip
- Save yourself the time and frustration and learn from my mistakes – use a silicone muffin pan to bake these in to prevent them from sticking and breaking the frittata.
This is the silicone muffin tin that I decided to purchase and that I use weekly to make my mini egg frittatas with. It works like a dream and the egg never sticks to the pan. They pop right out!
- These individual egg frittatas are great for kids and adults and can even be eaten on the go.
- I especially make these when I know I have a busy work week so I have no excuse not to eat a homemade breakfast.
The Recipe
- 6 large eggs (preferably organic)
- 6 tablespoons any combination of cooked meats or vegetables (sliced or diced)
- 6 tbsp shredded cheese of choice
- kosher salt & fresh ground pepper
Preheat oven to 350 degrees
Spray Silicone muffin tin lightly with olive oil spray. Set aside.
Whisk 6 eggs and season to taste with salt & pepper. Be mindful of what other ingredients you are using when considering your salt. For example, sausage and ham will require less salt than if you are using spinach or mushrooms.)
Add your meats, vegetables and cheeses to each muffin spot.
Pour egg mixture over meat/veg mixture filling it 3/4 of the way up. DO NOT OVERFILL. The eggs puff up considerably when cooking and if you overfill, the egg mixture will spill over the sides before they are done cooking.
Use a toothpick to swirl around ingredients lightly, if desired.
Cook for about 20-25 minutes or until cooked through.


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DADDY DIARIES: Of first birthdays for clueless children
Wednesday September 25 2019
On the first Saturday of October 2015, my wife and I threw a birthday party for our son. He was turning one, his first ever birthday on planet earth.
It happened that his birthday fell in a season we ran into some lucrative business deals and payments had been made, so there was disposable money to spend.
Being our first born, and his first birthday, we reckoned it was not a bad idea to break the bank and throw him something even people with drug money would envy. We coded it BB (Blue Birthday).
Our house was flowing with children from other households in the estate that Saturday, as well as those that accompanied their invited parents.
Funny how one time you are all partying together as young, wild and free souls the next you are coming together, each with a young one it tow.
I played the cool host; donned in a blue tee shirt, blue jeans and white sneakers.
The mom wore a flowing blue mermaid dress that accentuated her curves, a smile permanently planted on her face.
The birthday boy was all blue as well, including the bib that hung around his neck. The outfits were purposely chosen as a theme because we figured the colour is masculine, and he loved the blue fish in Disney's Finding Dory.
A bouncing castle sat on the cabro, manned by a young man sent by whoever we hired it from.
The kids spent 99 per cent of the day hopping up and down the castle, only coming over for snacks and food. As the day wore on, the children retreated back to their homes, leaving mature men and women dancing to loud music while wielding glasses with frothing liquids.
The birthday party to a one-year-old went past midnight, and one of our guest rooms turned into a nursery for their snoring babies.
By the time the last guest left we had spent yes but felt fulfilled, save for the fact that the actual birthday boy had slept off way earlier than 8pm like the event did not mean anything to him.
The following day, we did what this generation has taught us to always do; shared photos of the event and tagged respective attendees accompanied by #BlueBirthday, #MilanTurns1, #TheDenDiaries.
Less than thirty minutes since the photos went up I received a call from my mom, and she was breathing fire! She was livid we had spent so much on a birthday for a baby who was still too young to understand what was happening.
We fought, like we always do, but I stood my ground that the memory of that birthday was necessary for him when he grows up.
That disagreement also reminded me that my parents had never shown me photos of my own birthdays. In other words, these folks never threw me parties, and it's not like they were badly off financially. I was so annoyed.
Fast forward to this year, and I was going through my wall when I came across the photos.
Pointing at one photo, I asked my boy who that was, his answer was "a baby!" No matter how hard I tried to convince him that was his birthday, he denied it. Oh, and he grew up to fall in love with colour red, thanks to an animated race car called Mr McQueen.
Then I started asking myself questions, that maybe mom was right after all. That my son's birthday is remembered more by people of my age because it's a day they got wasted and trooped back home staggering like drunk hyenas.
Perhaps I fell into the trap of holding it to fit into society, or maybe it was necessary to appreciate ourselves for parenting for a whole year of colic, immunisations, sleepless nights and poop.
One thing is that the memorabilia will always be there for him to look at when he finally accepts that the boy in blue was actually him.
Although we do not regret what we did, we've been hesitant to do another extravagant event for him; thank God his school does not allow birthday parties. These days, we only buy him presents (mostly huge toy cars and bikes) plus cake and sweets to share with children in the estate.
A physical birthday gift is tangible, something he can always look at and attach the day to.
If I didn't buy him story books every now and then those would probably have been even better presents. I mean, isn't education the ultimate gift a parent can give the offspring?
Either way, the one subject which will remain controversial for decades is; are birthday parties for one-year-old babies really necessary? If you ask me, the best age to throw that expansive event should be from four years because they can see, feel, touch and understand the goings on.


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- Users who are logged in to their instance may see an error "Security constraints prevent access to requested page" when navigating to modules/applications after the plugin "GRC: Vendor Risk Management" has been activated. Users will not be able to navigate away from their current page.
- Users who login to the instance after the activation of the plugin "GRC: Vendor Risk Management" will not be affected.
Steps to reproduce:
Issue is reproducible on the releases: Jakarta Patch 10, Kingston Patch 11 & London Patch 3
- Login to the instance before plugin "GRC: Vendor Risk Management" is activated.
- In another browser, login as an admin user and activate plugin "GRC: Vendor Risk Management
- Go back to browser in step 1 and attempt to navigate to any module/application. The message - "Security constraints prevent access to requested page" will be displayed
Jakarta Patch 10, Kingston Patch 11 & London Patch 3
As per the documentation for "Activate Risk Management", activating the Vendor Risk Management plugin also installs the Explicit Roles plugin. Please refer to Components installed with Vendor Risk Management for the changes in roles. The change in roles will require the logged in users to logout and login again so that the changes in role will be applied.
To resolve the error message, logged in users will need to logout and login again.


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Favorite women's backpack Vans REALM GOLDEN HAZE in yellow color you can wear wherever you think. In the main pocket has a padded laptop pocket, zipped front pocket for small items and comfortable shoulder straps.
Dimensions: 42.5 x 32.4 x 12.1 cm
Volume: 22 liters
Material: 100% polyester
- main zip pocket
- padded laptop pocket
- front zipper pocket with organizer
- padded shoulder straps
- strap for transmission


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Full message:
Insert New Claim General Error – Duplicate entry 'XXXXX' for key 'UniqueCaseNumberIndex'
This message will appear on a Results File after an import attempt using the Account Importer tool, and indicates:
1) That you are mapping a column to SimplicityCollect's Account Number field, and
2) that an account already exists in SimplicityCollect with that specific Account Number.
Account Numbers always have to be unique values in SimplicityCollect.
You will want to first double-check that the accounts you are importing do not already exist in the system. If they do, you will want to determine if the new data is just duplicated, if it is updated information to existing accounts (in which case you can use the Account Updater or Debtor Updater tools to add this new data), or if it refers to completely different accounts that just happen to have a matching account number. If they do not exist in Simplicity yet, check to see if they are duplicate Account Numbers in the spreadsheet itself.
You can still import your data by a) fixing duplicate numbers in your spreadsheet and re-importing the file, b) un-mapping the Account Number field on the Mapping screen, or c) mapping this number to a different field like Client Claim Number or a custom field.
If you have a lot of rows in your Excel spreadsheet, you can find duplicate Account Numbers a lot faster by using Conditional Formatting. Select the column you're using for your Account Number and click on: Home > Conditional Formatting > Highlight Cell Rules > Duplicate Values… On the pop-up window, click OK. All duplicates will be highlighted with red boxes and text.


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Farmland values across the central Corn Belt rose slightly in 2017, according to a quarterly survey conducted by the Federal Reserve Bank of Chicago. The boost halts three years of declines in farmland values. The bank serves the northern two thirds of Illinois and Indiana, all of Iowa, the lower peninsula of Michigan and southeastern Wisconsin.
Percent Annual Change in District Farmland Values
The district saw an annual increase of 1% in "good" farmland values for 2017, bucking the trend of annual declines suffered over the previous three years. With farmland values up slightly for 2017, the district avoided exceeding the three consecutive years of declines seen in 1984–86. In the fourth quarter of 2017, Indiana, Iowa, and Wisconsin had year-over-year increases in agricultural land values, while Illinois had a decrease. In addition, there were indications that Michigan experienced a year-over-year decline in farmland values for that quarter (however, too few bankers responded to report a numerical change). The district's 's agricultural land values were overall the same in the fourth quarter of 2017 as in the third quarter; Wisconsin was the only District state with a quarterly increase in its agricultural land values.
After adjusting for inflation, the district actually experienced an annual decrease of 1% in farmland values for 2017. While this was the fourth annual real decline in a row for district farmland values, in the 1980s there were seven consecutive years of real declines for such values. In real terms, there has been a 10% correction in the district's farmland values from their peak in 2013 to the end of 2017. Even so, the index of inflation-adjusted farmland values for the district was 58% higher in 2017 than at its previous peak in 1979.
Real Versus Nominal Farmland Values
The vast majority of responding bankers (76%) expected farmland values to be stable in the first quarter of 2018, while 23% expected them to decline and only 1% expected them to rise. So, more of the same is likely for District agricultural land values in early 2018, the bank states.


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23.8 ac Pasture, Nice Pond, Great Building Site
Henderson County, Texas
23.8 +/- Acres
Parcel #/ID: 18293
This 23.8 +/- acres provides a country setting with a nice size pond surrounded by rich grasslands in Henderson County. With sandy loam soils and lush meadows the hay production proves to be abundant. The property is bordered with huge oak trees. If you are looking for an investment property, or somewhere to build a home this property allows for both.
Estimated Acres:
23.8 +/- acres
Legal Description:
Acres 23.8, LOT TR 95A, AB 695 H M STRODE SUR, TR 95A
Property Highlights:
Eustace ISD
Stunning tract of land.
Highly productive.
Numerous opportunities.
Recreational property
Sandy loam soils.
Taxes: $50/year (2018)
Listing ID#: 1336350


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Retro Catseye Print Green Single Cuff Shirt
Additional Information
Product Details
This vibrant shirt with its retro print is a nod to the gentlemen of the past. It features an intricate all-over catseye design against a charming green background, making it perfect for adding a splash of colour to a formal outfit.
Crafted from pure cotton, this shirt is breathable and soft to the touch. The classic collar and single cuffs give it a sharp and versatile aesthetic that will work at both smart and casual occasions.
Complement the emerald tones of this piece by pairing it with a navy jacket and trousers. Alternatively, team with it dark chinos and loafers for a more laid-back approach to this colourful pattern.
- 100% Cotton
- Plain green trim to collar and cuffs
- Classic collar
- Single cuff
- Long sleeve
- All accessories sold separately
Delivery Options
Standard - Delivery in 4-9 working days - FREE on orders over $100
International - from $15
Alterations - If you have chosen to have shirt sleeves altered, please allow an extra 5 working days for delivery.
Tracking - All US Express orders are shipped with tracking. Otherwise, orders up to 2kg in weight are sent untracked via Airmail and orders over 2kg are sent via courier on a tracked service. For example, an order of four shirts weighs just under 2kg and would be sent untracked via Airmail..
We hope that you'll be pleased with your choice of TM Lewin products but if you're not then if you live in the USA, you can return any product back to us completely free of charge using the free returns label. We recommend you get a Proof of Delivery from the Post Office.


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2016 Junior Handicap at Rouken Glen
2016 Some of the Winners
Both SENIOR And JUNIOR Handicaps are on the same day at GHA . All welcome.
Seniors wishing to be entered please email Bernie Address: firstname.lastname@example.com
More information from Bernie re start details and arrangements
The Junior Xmas Handicap , a Fun Festive event , will take place on Sunday 17th December at GHA Clubhouse.
It will be approximately 1 mile for Athletes U11 and 2 miles for U13 athletes + i.e. everyone else . This will be XC race so spikes best if you have them.
The Senior Xmas Handicap is on the same day also at GHA so we will have a good overlap of Seniors and Juniors .
Time to meet is 9.00am at GHA
First race at 9.20 U11 Girls
and subsequent races following dependent on entries
This is a fun event where Dudley seeks to set a handicap which means girls and guys in each race all finish at the same time !!. 😉or as Dudley advises that's the theory for this fun festive event.
So it's designed to include all athletes in the club, including the sprinters and others who fancy pitting themselves against the middle distance specialists .
The arrangements are : you need to indicate you are entering by Wed 12th December by email.
For all U11s athletes ( XC age group applies ) Names to Clare Stevenson.
For other age groups details please email Duncan
address is firstname.lastname@example.com
This will allow the absolute scientific calculation of exact handicaps by Dudley to take place !!!!! ???? 🙏
All those who enter need to bring a wrapped labelled Xmas present ( male / female / either ) to the value of £5 on the day and place it in the appropriate Santa Sack and then you go home with a different one.
Presentations will follow in GHA Lounge for the first 3 Athletes in each race and the 3 fastest laps in each race
We will have teas, coffees and mince pies in the Clubhouse afterwards and we hope parents will stay for the presentations and a some festive socialising .


text:
Stop emailing me! Stop asking me for money!
This is getting bad, and has been going on for months. At some point these messages will be in violation of the law.
From: Barack Obama <firstname.lastname@example.com>
Date: October 22, 2014 at 6:46:37 PM EDT
To: Christine Axsmith
Subject: Christine, are you with me?
Reply-To: firstname.lastname@example.com
You are receiving this message as an Obama for America supporter. The Democratic Congressional Campaign Committee (DCCC) is solely responsible for the content of this message.
Christine --
Take it from me: Deciding to run for office is never easy.You have to consider what it means for your family. You have to be ready for the attacks.Right now, there are Democrats all across the country who know exactly what I'm talking about. They're in the final two-week sprint to Election Day, but they're facing an unprecedented barrage of Republican attacks.I'm hoping we can help them out.Will you make a donation today, no matter how large or small, to back up our Democratic campaigns fighting for the values we all believe in?
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We've made so much progress together. I'm not willing to see it rolled back.
Thank you -- for everything.
Barack Obama
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text:
If you are looking for Algebra tutors for Class 6 - 8 in Delhi, LearnPick can help. We have a large number of experienced teachers and instructors, who can help you taking classes and lessons for Algebra tutors for Class 6 - 8. Both one to one and group class options are available near your place or online. View the profiles of the teachers and trainers detailing their qualification, expertise, teaching techniques, hourly rates and availability. Post your requirement for free and find an excellent tutor.
Fees: INR 500/hr
Distance 20.6 km from Delhi
Piyush C have 8 years of teaching experience
I have an experience of 8 years of teaching. my strengths are patience, friendly nature & analytical approach. i am very down to earth kind of person who use to deal the students with scientific and logical temper.
Fees: INR 400/hr
Distance 25.2 km from Delhi
Abhinav G have 2 years of teaching experience
Two times gate qualified. and very good command in physics, chemistry and mathematics and also computer science. and national chess player, i can train my students about chess.
I try to make students enjoy studying their subjects rather than to make them study forcefully. I make them do exercises on their own rather than spoon feeding because I believe to make the concepts clear with making them do extra questions from extra books.
Fees: INR 200/hr
Distance 19.9 km from Delhi
M.Sc, B.Sc
Arman R have 3 years of teaching experience
I have 3+ years of experience as personal tutor and 1 year experience as school teacher. i am specialized in teaching mathematics of cbse and state board syllabus for 10-12th std.
My teaching style depends on student's understanding level. Instead of telling solution directly, I give small hints so that students can develop independent thinking ability.
Fees: INR 50/hr
Distance 24.3 km from Delhi
MBA/PGDM, B.Tech/B.E.
Sumit K have 2 years of teaching experience
I am a self employed person with close to 9 years of corporate experience in marketing and sap consulting in reputed firms like icici and capgemini. i am 38 years old and have engineering and management degrees with me from premier institutions. i am also sap certified in sd module. currently i have worked as a subject matter expert for ' edunguru ' which is a sahara group company and also have tutoring experience of close to an year in physics, maths and english
Understanding the personality and learning style of the students and enthusing motivation by generating interest in the subjects. My teaching style shall be such that they shall experience studying as a worthwhile experience. Once interest in developed then I shall encourage them to explore deeper into the subjects. Assignments and performance monitoring shall be done throughout.
Distance 3.8 km from Delhi
Naveen K have 1 year of teaching experience
I have taught students upto the level of 10th in all the subjects. i have special grasp over the subjects like mathematics,science,physics,chemistry,biology,english.
I approach according to the level of student.I let the student firstly grasp the things according to his/her own pace.
Fees: INR 300/hr
Distance 24 km from Delhi
I am a post graduate in computer applications from reputed college of uttar pradesh technical university. i love teaching. i have already given private tuition to various students.
Well my teaching technique is discussion based. I like to discuss with the student that what the problem is and how can I make them understand things even more better. My lesson plan will depend upon how the student can grasp it more efficiently.
Fees: INR 500/hr
Distance 10.2 km from Delhi
I don't have a much of tutoring experience but i look forward to share a communicative learning experience .
I can use concrete teaching aids to let my students have the conceptual understanding, My main focus is to let my students to understand rather to memorize .
Fees: INR 300/hr
Distance 18.3 km from Delhi
Susmita S have 3 years of teaching experience
I am having 3 years of teaching experience. my experience has been that one to one personal tuition has a unique value to students because of the ability to resolve the student�s personal barriers to learn in a way that lays the foundation for a deep and lasting understanding of the subject.
Lesson planning is done according to the level of understanding of student and his grasping power and also the deadline of the exam. I keep time for revision before exams and after finishing a section a plan out a brush up of lessons taught via a exam. Planning specializes my lessons. In addition teaching the basic concept and logic behind the topic makes it easier for the student to understand.
Fees: INR 400/hr
Distance 19.9 km from Delhi
Shanu S have 3 years of teaching experience
I am doing b. tech in civil engineering from iit delhi. i belong to sawai madhopur (rajasthan).
My tutoring approach is that student must understand everything whatever is being taught. I directly follow the books of syllabus.
Fees: INR 500/hr
Distance 17.8 km from Delhi
Shailesh S have 7 years of teaching experience
While pursuing graduation, i used to take geography, political science, history classes for class 10th and 12th students. afterwards, i started preparing for government services, specifically ssc, afcat. i am well versed with the pattern of several govt papers and posses ample knowledge. my first hand experience with ssc, po, afcat, ssb has contributed to a lot in my understanding and knowledge of these exams. presently, i am teaching political science to a class 12th student.
I believe that every student is different from another. Hence, I don't follow a strict teaching regimen. Rather, I observe the student first, his/her needs, requirements and then chart out a comprehensive tutoring plan for the student.
Fees: INR 300/hr
Distance 5.9 km from Delhi
Md F have 4 years of teaching experience
I have done b tech in 2014. during b.tech. i used to teach mathematics up to 12th class. i have 4 years of experience of teaching. i got 92% in mathematics in 10th class and in b.tech 77%.
Before I teach I do my homework of what I have to teach in the class, then I first give him the berief introduction of the chapter and solve some important problems and give some problem to him so that he could understand it properly. I try to make him understand problem that he will face in Exam.
Fees: INR 400/hr
Distance 23.7 km from Delhi
M.Sc, B.Ed
Rajesh Y have 5 years of teaching experience
I am m.sc in organic chemistry and b.ed. i have been teaching physics, chemistry, zoology, biology to the students of class vi - x of all boards and botany, chemistry, psychology, biology to the students of class xi - xii of all boards since last five years. i also teach botany, zoology, m.sc subjects, b.sc subjects to the college students of science stream and cloud computing, big data & hadoop, oracle training, data structures to the students of technical courses. i even guide students willing to study in singapore. my teaching style is unique it is beneficial for boards as well as competitive examination like sat, nbde, psat.
I approach tutoring in such a way that I show the students the basics, and then give them a variety of practice exercises and urge them figure out the answers themselves. If in doubt, I would keep prompting them to find the right answers thereby helping them to grasp the right concepts.
Fees: INR 250/hr
Distance 9.3 km from Delhi
Mukul D have 1 year of teaching experience
I have done my bachelor's of engineering in biotechnology and i have a lot of interest in research and development. apart from studies i like to tutor mathematics and play cricket.
Firstly I explain the concept and problem, then I let the child solve the problem on its own. If it arrives at the correct solution then its OK otherwise I show them how to solve.
Fees: INR 150/hr
Distance 20 km from Delhi
B.Tech (H), M.TECH (NIT JALANDHAR)
Dinesh P have 1 year of teaching experience
I have been teaching statistics, physics, mathematics, algebra to the students of class xi - xii of all boards and production, mechanical, mathematics to the engineering students of college level since last year. i also teach physics, mathematics to the college students of science stream. my teaching style is unique it is beneficial for boards as well as engineering examination.
I approach tutoring in such a way that I show the students the basics, and then give them a variety of practice exercises and urge them figure out the answers themselves. If in doubt, I would keep prompting them to find the right answers thereby helping them to grasp the right concepts.
Dinesh Sir has been the most influential person in my life. He helped me realize who I am. I want to thank him for being my teacher.
I took tuition from him and my all doubt is clear now. He covered all the chapter very nicely and smoothly. I am highly satisfied and recommend him as a Physics teacher to others.
Fees: INR 150/hr
Distance 20 km from Delhi
I will plan my lessons to make fundamentals clear and distinct and building the lessons from beginning by suitable example and exercises. i believe once the foundation is strong, the student would found the advanced topics easier to grab and excel.
My approach will depend on the student�s needs and learning style. However my teaching is based on encouraging students to think for themselves, using real-world examples wherever possible. I usually focus on exam-style or past paper questions in order to check, practice and perfect the student�s understanding and technique.
Fees: INR 1000/hr
Distance 24 km from Delhi
I don't have any such professional teaching experience but if given a chance, i would be able to bring out the best from my students as i believe that if the concept and basic is cleared then learning any topic will be much more easier and fun for students.
I plan the lessons as per the student's ability to cop up and and moreover upon their needs. My teaching technique is student friendly and easy to understand which helps student understand it better. Weekly tests will be conducted to know the student's performance.
A good teaching . To interface between tueter and student
Fees: INR 400/hr
Distance 8.6 km from Delhi
Rajesh have 16 years of teaching experience
I have been teaching mathematics, accountancy, algebra to the students of class vi - x of all boards and mathematics, accountancy, business maths, costing to the students of class xi - xii of all boards since last sixteen years. i also teach accountancy, business maths, statistics, b.com subjects to the college students of commerce stream. my teaching style is unique it is beneficial for boards as well as competitive examination.
I plan the lessons as per the student's ability to cop up and and moreover upon their needs. My teaching technique is student friendly and easy to understand which helps student understand it better. Weekly tests will be conducted to know the student's performance.
Fees: INR 100/hr
Distance 11.2 km from Delhi
Ravi P have 1 year of teaching experience
Provide individualized instruction to keep all students at expected skill level. identify and organise field trips to enhance curriculum. meet with parents to discuss progress and address behavior or mastery issues. develop discipline plans and work closely with at-risk students.
I believe in clearing the basics and concepts. This will be my approach throughout the sessions. Learning should be stress free, enjoyable and I know how to make it so. Also now it is not just about learning, students should be able to implement this knowledge in their jobs in future. Linking between the textbook and practical knowledge is most important and this is how learning will be more interesting for the students.
Fees: INR 500/hr
Distance 679.1 km from Delhi
Kabir K have 12 years of teaching experience
I can teach math, physics up to class xii and maths, physics & chemistry up to class x. i have been taking home tuitions since last 12 years & have worked with various institutions in the same duration. i also have an experience of teaching in some renowned coaching institutes & in some renowned schools like delhi public school & some other schools and have also attended some workshops of the same. i can assure that i can guide the students with expertise & produce good results.
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Fees: INR 700/hr
Distance 19.9 km from Delhi
Amit R have 1 year of teaching experience
I am currently pursuing m.tech from iit delhi and i have 1-year teaching experience, i am passionate about teaching and love teaching. nowadays quality education is rare, and i am trying to impart quality education to the society.
I will try to teach step by step, the first I will try to clear basic of the student and then they will able to learn more efficiently and grasp more knowledge.
Most of our experienced teachers have a 5 star rating with over 20 positive reviews.
We offer the best prices that won't burn a hole in your pocket. The average charge per hour is Rs. 592.
Students can improve their Algebra knowledge and skills in a number of ways like:
There are many ways students can improve their skills in Algebra . But experienced Algebra tutors in Delhi can help to:
We have a massive database of 2848 verified and experienced Class 6 - 8 tutors in Delhi to teach Algebra . You can view their profiles with their qualification, expertise, teaching techniques, hourly rates and availability. Post your requirement for free to find the best Class 6 - 8 tutors for Algebra in Delhi.
Tuition fees of Class 6 - 8 tutors in Delhi depend on a number of factors like tutoring hours, experience and qualifications. You can find out the Class 6 - 8 tutor from our list as per your estimated fee with your preferred location.
Yes, most of them do. However, we would request you to discuss the same with the Class 6 - 8 tutor of your choice for clarification of any extra hours, fees, etc.
Usually, Class 6 - 8 tutors on LearnPick conduct a session for 1 to 2 hours a day for Algebra. But it can vary depending on the arrangements made between the student and the tutor at the time of hiring.


text:
Cell: 909-520-1240
Fax: 844-337-5690
With 7+ years of experience in the mortgage industry and working almost exclusively with builder referred business, Danny Pacific brings senior level experience to the closing table. Danny prides himself on making the loan process as simple as possible for his customers by explaining the intricacies between loan products, always keeping his client's best interests at heart, and valuing the importance of continual communication. These qualities have led him to have lasting success with both first-time and repeat homebuyers surrounded by an incredible team of professionals.APPLY NOW
"Danny and everyone on the team that worked on my loan at Pacific Sunbelt was amazing to work with."5/11/17-Danny
"Danny and everyone on the team that worked on my loan at Pacific Sunbelt was amazing to work with."5/11/17 – Danny
"I have never had such care and such a committed person such as Danny. He was there more than 100% and would recommend Pacific Sunbelt Mortgage. Tran was so wonderful also. (Danny) I have never seen a person work so hard, he is a great asset to PSM. Thank you all for a wonderful and none stressful experience."11/13/17 – Danny
"Danny is the wow factor! Never have we met someone so on the ball and so quick with numbers and always there day and night and I mean night, and weekends. Danny made sure we got what we wanted and he worked hard with his company to get it. You have the best lender we have ever seen."11/27/17 – Danny


text:
The Teo Hotel in Battambang has come up with a new twist to its restaurant fare.
Their menu now offers "Salad bin Laden", described delectably by one curious
diner as an "icky, white, oily, mound of mess". Gourmands are speculating
that the one inch ring of mayonnaise on top is supposed to resemble a turban.
** In Phnom Penh, the GooChi Restaurant has added a new chapter to the concept of
haut cuisine. When you order a bowl of green pea soup with ham chunks, you also get
three buttermilk pancakes as a side dish. Feeble efforts to order Maple Syrup in
Khmer (yul teuk dam cheu Amerik Leu pa'iyaam) were not successful.
** Khmer Intelligence, that wondrous email purveyor of rumors and half-truths, circulated
this report on Aug 13: "Figures published this month by the Finance Ministry
related to the...State budget for 2003 show that the Hun Sen government... borrowed
US$40 million from the National Bank of Camboda and other banks to finance the CPP
election campaign ...The IMF office in Phnom Penh... has not reacted yet to this
unorthodox and inflationary way of financing."
The PPPost checked with the IMF and its ResRep Robert Hagemann replied as follows:
"There are many ways of interpreting budgetary data. I think the promulgators
of this story have a responsibility first and foremost to present the data on which
they base their story and the basis of their interpretation."
** Everybody be talkin' the gubba'mint reshuffle. Some random, multi-sourced excerpts:
"Kun Kim is too ill to replace Ke Kim Yan, so watch Pol Saroeun. Tea Banh gets
a Deputy PM slot; Kim Yan replaces him; Saroeun takes charge of RCAF. That's good
because he's a moderate." "I guarantee you Sirivudh will either end up
Foreign Minister or a Deputy PM." "Sok An is not budging. Why should he?
He has his finger in every pot in town." "Rainsy is in the new government....absolutely.
You watch. In four weeks-Tripartite Government." "There is no way Rainsy
will be in the new government... no way. If he joins, the government will collapse
in two weeks." "My bet is on Aun Pon Monireth as the new Finance Minister.
He's competent and a Hun Sen man." "These guys will go, no matter what:
Hok Lundy, Kun Kim, Tea Banh." "You Hokry? Whatever happens, he's in. He
needs the job." "I need a job. I'll take anything."
The only thing all sources agreed on was who the next PM will be. Surprise, surprise!


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"No!" She said, looking wildly around the stage. "No! It can't be done! This can't be over now! We need to hug. We need to all hug."
One of my girls was having a hard time with the reality that her massage school experience was over. She wrapped me and her classmates up in her long arms and held on. We stretched it out as long as we could. We posed for their class photo. We waited while they brought down their small children and tried to get them to smile. We walked around the auditorium and met their families.
But it's over. It ended. I couldn't be happier.
The two classes that graduated last Saturday were both small. They lost a high percentage of their classmates as the program went on, and were left with a couple of tight-knit groups. The girls were special to me, because I saw them almost drown, and they pulled themselves back up again. They fought hard for this day, the end of it. The actual ceremony seemed woefully short, unworthy of the depth of feeling in that room. This is why we lingered at the end. Just one more hug. Just one more photograph.
When I arrived at the graduation, I saw one of the girls walking in. She looked lovely and proud, leading in her family with her head held like a queen. I tapped her on the shoulder to say hello, and she wrapped her arms around me, holding on like I was, indeed, the life preserver she had been looking for. We stood there for a long time, taking comfort and joy in each other. Saying goodbye to the intensity of school, and hello to our new relationship. The way she held on to me — it was like I was her mother and she was the child reluctant to go into a new place where she didn't know anyone. I was shocked and touched by the intensity of it. I knew we had a kind of bond, but I had no idea. "It's all you," I told her. "You did this."
In the end, though, after the photos and the hugs and the frantic goodbyes, they stood together, my girls, a tight circle facing inward, celebrating what they had done. This is right, I thought. This is how it should be. I quietly left the auditorium, looking forward to the next time I could talk to –not my girls — my colleagues.


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Diapers: They're not just for babies
May 11, 2012
I received a call a few days ago from a woman looking for some source of assistance for her brother who suffered from incontinence and had to wear what are commonly known as adult diapers. Our posts on this blog have tended to address the diaper need that affects babies and their families; however, many adults, particularly seniors living on limited incomes, suffer from incontinence. Many of these people have difficulty affording adult incontinence supplies and diapers. And their lives, and those of their families and loved ones, are adversely affected by the lack of access to incontinence supplies.
Urinary incontinence affects approximately 13 million persons in the United States, with as many as 25 million experiencing transient or ongoing incontinence. Most of these people are older adults, many of whom may be living on limited incomes with limited buying power once medical expenses are factored in. In addition, many disabled people are obliged to wear diapers for a variety of reasons, incontinence and inability to use a bathroom unaided among the most common.
Often, people dealing with incontinence problems are among those who have the fewest resources. According to the Cornell University Online Resource for U.S. Disability Statistics in 2009, an estimated 26.4% percent of the population between 21 and 64 with a disability had incomes below the poverty line. These numbers only include people with disabilities who are living independently, either alone or with family – not those who are institutionalized and have greater access to care. According to the U.S. Census Current Population Survey in 2010 9% of adults 65 and older lived below the federal poverty line. However, using the U.S. Census Bureau's alternative measurement of poverty, as many as 16.1% of U.S. seniors are living in poverty once medical care and other costs of living are factored in. Elderly Americans spend on average 19% of their total income on out-of-pocket medical expenses annually. Out-of-pocket expenses include health insurance premiums, medical copayments, and prescriptions. Once those costs are paid, however, many seniors are unable to pay for critical services.
Many insurance programs and Medicare programs will not pay for adult diapers, particularly if the incontinence is not diagnosed as a separate medical condition. Even when it is identified as a separate condition, some state run Medicare will not pay for diapers even if they pay for other supplies. (You can find your state's coverage by using this link and finding Urological supplies.)
It is estimated that by 2015 one in four Americans will be over the age of 65. At a time when communities need to be building infrastructure and planning to care for our increasing aging populations, services are instead being reduced for even the lowest-income seniors.
In "A Report to the Community," the Community Needs Assessment Process 2006–2009 Area Plan on Aging report, Pima Council on Aging, an Arizona Senior Service Agency, identified as major problem areas for their community "lack of sufficient income to meet basic needs; lack of transportation and affordable health care, including dental care; need for in-home support, including home maintenance and repair; isolation and need for advocacy. The overriding concern of seniors is to find ways in which to continue living in their own homes for as long as possible." According to the National Association for Continence, incontinence is the second leading reasons for institutionalization of the elderly in nursing homes and 53% of homebound older persons are incontinent.
Many diaper banks provide incontinence supplies for adults. The supplies distributed by local diaper banks through their partner organizations are part of a larger continuum of services that not only supports older adults in remaining in their own homes, but also contributes to their dignity and quality of life. If not for a diaper bank's monthly incontinent supply donations to their partner agencies many local community's elderly would be unable to leave their homes to due to fear of embarrassment, and would live in compromised comfort even while at home. Many diaper banks provide monthly incontinent supply donations to their partner agencies because the local community's disabled would suffer decreased quality of life, ranging from constant discomfort due to accidents to being unable to leave their homes.
Adult incontinent supplies are not donated as often as baby diapers and cost a great deal more. As a result, diaper banks sometimes have trouble maintaining a reliable supply of adult diapers. Consider donating to your local diaper bank to help them acquire the incontinence supplies that could make a meaningful improvement in the quality of life for a disabled person or an older person. If you do not have a diaper bank nearby, consider donating to the National Diaper Bank Network.