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This Alkaline Recipes ebook contains 33 delicious, easy to cook recipes, illustrated with pictures and step-by-step instructions and calories in food. Plus 15 Alkaline Diet Tips and a comprehensive Acid Alkaline Food Chart. An Alkaline Diet cleans and purifies the body, neutralizes excess acids and balances pH levels – while restoring the ideal body weight.
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July 8, 2010
Hey guys! I am so excited coz I was finally able to see MAC's new Alice + Olivia collection. I haven't been excited about any MAC collection in a while and I really couldn't wait to see the new pigments. I ended up buying only two products that appeal to me the most: Partylicious and Later pigments.
These are my first two pigments since the size reduction. Initially I thought I'd boycott the pigments to protest the size change but who am i kidding! I love me some nice and new shades! These pigments packaging comes with a colourful insert:
and these are the new jars. Meh, still slightly annoyed about that but I'll get over it:
But the colours themselves are gorgeous. Partylicious is a blue teal. It's shimmery pigmented and summary! I love shades of teal and aqua so this is a must have for me and the colour payoff is amazing (typical of MAC pigments). I personally didn't think it looked much different dry vs foiled. Though I still like to wear my pigments foiled to get less fallout. I tried to look for possible dupes. I don't have any in my collection, I'd say the closest is MUFE #83 but Partylicious is still bluer.
Left to right: Nars South Pacific duo (teal side), Cool Heat, MUFE #83, Partylicious Dry, Partylicious wet
Later is a blacked purple with a purple and blue sheen. This is honestly the most gorgeous shade MAC has come up with in a long time. I love duochrome shades and I also love me some deep smokey purple so this is right down my alley. I have a Barry M glitter in #23 that is pretty similar to Later, except the Barry M is darker and also has no blue sheen, only pink and purple. Young Punk MES totally pales in comparison to Later, I think I need to swap my Young Punk away now, haha! Later does need to be worn wet/with mixing medium though. It looks very uninspiring dry. But add one drop of mixing medium and OMG!
Left to right: Barry M #23 dazzle dust, Young Punk MES, Later dry, Later wet
All swatches are on my tanned NW30 arm with no base
Hope this review was helpful to you guys. Oh, I saw In The Groove collection to but didn't want any of it. I might be the only one who didn't fall in the Stereo Rose hype. My store actually had one left but it was "meh" to me. I'm loving my Bobbi Brown Nectar shimmer brick more.
Did you buy anything from either Alice + Olivia or In the Groove? What are your thoughts?
July 8, 2010
6 Responses to "MAC Alice + Olivia Haul, Review and Comparison Swatches"
July 8, 2010 at 2:34 PM �
That was a surprised swatch on Later wet. I wouldn't be able to tell with what it looks in the jar. Thanks for that
July 8, 2010 at 2:40 PM �
Thanks for the swatches I wanted Stereo Rose but it was sold out :(
July 8, 2010 at 6:51 PM �
Hey, I was just wondering if you have Fyrinnae Pixie Epoxy? It will breathe new life into your Young Punk!
Shadowy Lady
July 8, 2010 at 8:24 PM �
Halifax - I know I was shocked at the difference too. It looks lovely wet.
Lala - sorry u missed out on SR, the hype around that product is crazy! Can someone cp it for u?
Amy - I don't have it, I just use my humble homemade mixing medium, lol! Actually meaning to place a Fyrinnae order. How's their customer service?
July 8, 2010 at 10:30 PM �
Oh god. Later wet is amazing. Jealous!
July 9, 2010 at 6:04 PM �
I've only ordered from them once and they were amazing!

subset: commoncrawl


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Project Syndicate
J. Bradford DeLong is Professor of Economics at the University of California at Berkeley and a research associate at the National Bureau of Economic Research. He was Deputy Assistant US Treasury Secretary during the Clinton Administration, where he was heavily involved in budget and trade negotiations. His role in designing the bailout of Mexico during the 1994 peso crisis placed him at the forefront of Latin America's transformation into a region of open economies, and cemented his stature as a leading voice in economic-policy debates.


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Model year 2012 was a huge year for new combine introductions, as manufacturers were under the gun to meet Tier 4i emissions deadlines with new, cleaner-burning engines. AGCO, Case IH, Claas, John Deere and New Holland all came out with their own spin on how to meet emissions requirements while at the same time packing more power, capacity and features into their new model lineups.
This year, Challenger and newcomer Versatile launched even more models, new for 2013. Remaining players have upgraded their existing lineups and introduced new features, including telemetry, cab-controlled grain tank extensions, heated/cooled seats and active refrigerators.
Here's your all-in-one scorecard of what's new in combines for 2013 to aid you in the purchase of your next combine.
Like photo galleries from Farm Industry News? Subscribe to Farm Industry News Now e-newsletterto get the latest galleries and more straight to your inbox twice weekly.


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On Jan. 31, a mass of arctic air moved into New Mexico, bringing snow and several days of record sub-freezing temperatures. Electric power was in short supply, pipes froze, gas service was interrupted, many schools and government offices were closed and transportation was disrupted.
The "2011 Groundhog Day Blizzard" came early to New Mexico but the effects on the state's agriculture sector may linger for months or even years. The precise extent of the plant and crop damage caused by the prolonged cold temperatures is far from certain at this point, but New Mexico State University experts predict that they will be variable and, in some cases, potentially serious, depending on the crop, the region, and individual circumstances.
New Mexico State University's Agricultural Experiment Station has 13 agricultural science centers around the state, 10 of which are outside Dona Ana County. In many cases, NMSU researchers have first-hand knowledge of the effects of the freeze because it affected the plants they are growing. In addition, the Cooperative Extension Service has an office in every county and Extension agents are in touch with local producers, researchers and each other.
One thing all the experts seem to agree on is that it is still too early to know very much about many of the plants. Below are a few tentative conclusions.
The Las Cruces area was experiencing a string of 70-degree days recently as Stephanie Walker, a vegetable specialist, headed out to assess some onion fields. She was concerned about lettuce, as well. "Although the fall-seeded onions sustained damage, most were not killed outright," she said after her site visits. "We could experience more bolting than usual in the onion crop because of the temperature extremes."
Walker speculated that some onion farmers might replant their onion fields with a different crop. One possibility, especially with the current market, is certainly cotton. She also reported some lettuce was lost but that most of it was fine.
Tracey Carrillo, superintendent of NMSU's Leyendecker Plant Science Center and Fabian Garcia Research Center in the Las Cruces area, predicted that most of their large year-old seed onions would survive.
Nut crops
Pecans are a major crop in the Mesilla Valley around Las Cruces. Richard Heerema, NMSU's pecan specialist, said the varieties typically grown here are able to withstand very cold temperatures and should have been fully dormant prior to the freeze. He thinks mature and well-maintained trees sustained little or no damage. Unhealthy trees and very young trees would be more susceptible to frost damage.
Pistachios grown in Dona Ana and Otero counties may have sustained more damage than pecans, Heerema said. Temperatures below 10 degrees Fahrenheit can pose a threat to these trees. He suggested that owners scrape the bark on last year's growth with a knife or even a thumbnail to check for brown cambium, an indication of damage. "We won't really know the extent of any damage until spring growth begins," he said.
Woods Houghton is an Extension agent in Eddy County in the southeastern part of the state. He has expressed concern that most trees in his area may have sustained damage that will become evident over the next few years. He fears that the mild late fall and early winter resulted in trees that weren't fully dormant and that the prolonged very low temperatures in his area may have caused intracellular ice crystals that ruptured tissue cell membranes.
Houghton has seen some damage to fall-planted alfalfa and wheat in his area but said it is still too early to know the extent of the damage. He stressed that alfalfa is grown in many places around the world where bitterly cold temperatures are normal. In a recent article he wrote for the Carlsbad Current-Argus, he discussed his concerns about alfalfa and suggested how farmers might eventually deal with fields where productivity seems doubtful.
Mark Marsalis is an Extension agronomy specialist at NMSU's Agricultural Science Center at Clovis. He said it is really too early to accurately assess the damage to winter wheat, but that "wheat is very resilient to cold temperatures at this stage of growth." He suspects that, due to dryness, there may well be some death in the dryland wheat grown in the region and that the dry conditions will likely play a larger role in crop death than the freezing temperatures. It may be early in the spring before the full extent of damage is known.
"The late-planted non-irrigated wheat that wasn't tillered very well is the most susceptible to freeze damage," he said. "The irrigated fields where some soil moisture was present should be in much better shape." The fields he has inspected so far have only shown moderate to severe leaf burn damage and should recover if water does not become the limiting factor.
Sangu Angadi is a crop physiologist, also based at the Clovis center, whose research focuses on oilseed plants. He agreed that it is too early to assess damage accurately and completely, but he supplied a few photos of dead plants from his test plots. He reported that most of the more than 50 varieties of winter canola he is studying seemed to survive well in the test plots planted relatively early (mid-September), while the mid-October planting was nearly wiped out. While many leaves were visibly damaged in the September crop, the crowns of the plants tended to still be green.
Angadi said almost all of the winter safflower plants were killed off. They were part of a project, headed by Texas Tech University colleague Dick Auld, to develop varieties of winter safflower that will do well in the Southern Great Plains area. "If any breeding material survives this cold, it will be great news for us," he said.
Forage update
Leonard Lauriault is a forage agronomist at NMSU's Agricultural Science Center at Tucumcari, slightly northwest of Clovis. He reported that soil temperatures only dropped to 24 degrees Fahrenheit in his area, where there was some insulating snow cover. He thinks alfalfa in most of the state is less susceptible to cold than in some other areas because the winters tend to be dry and the soil tends to be more alkaline and high in potassium.
Rick Arnold, a weed science expert and superintendent of the Agricultural Science Center at Farmington in the far northwest corner of the state, predicts the alfalfa and winter wheat grown there will be fine but the fate of winter canola is less certain. Their region is more used to extreme cold than many other parts of the state, though, so the varieties farmers choose are probably better suited to survive extreme cold.
Arnold's colleague Kevin Lombard is a horticulture specialist at the Farmington science center. He reported all of the grape vines he checked after the storm had at least survived. A later random check of his vines suggested minimal damage; he was finding a lot of green cambium. He said a hard freeze in late spring is typically more of a threat to grapes than mid-winter cold. And he echoed what most other experts have said, that it is too early to assess much of the potential damage to established plants, including grapes and fruit trees. "I'll know more this spring when bud break occurs," he said.
Shengrui Yao is a fruit specialist based at the Sustainable Agriculture Science Center at Alcalde, north of Santa Fe near the Rio Grande. She reported that the peach flower buds both there, where the temperature dropped to -11.3 degrees Fahrenheit, and at the Agricultural Science Center at Los Lunas south of Albuquerque, were badly damaged by the freeze. The evidence includes the brown/black color of the buds she discovered when she cut them open. She said apricots were also damaged, but not as badly as peaches and that "flower bud survival of sweet cherries and tart cherries is much better than peaches." Apple buds seem to have escaped damage from this storm. Yao recommends that growers check their flower buds before pruning or do the pruning late when the season starts.
Yao is also involved in research on berries and reported the freeze probably caused some cane damage to blackberries.
Will the intense early February cold spell help reduce the populations of insect pests? Tess Grasswitz, an integrated pest management specialist based at the Agricultural Science Center at Los Lunas, said, "It's anybody's guess. What tends to knock them back the most is not one or two short periods of intense cold, but cycles of cold alternating with significant warming. They become active during the latter periods and start to metabolize stored fat. If that happens often enough, then they have fewer reserves to get them through any subsequent cold snaps."
Is there good news? It seems clear that things could have been worse. And the timing of the storm was obviously beneficial to some of the state's crops, such as chili peppers and cotton, which have not yet been planted.
For expert guidance on local crop issues, check with the NMSU Cooperative Extension Service office in your county. For a list of offices and for contact information, go to http://aces.nmsu.edu/county/


text: Taking elite athletes to the top of their game requires high performance equipment. The Power Plate pro5 High Performance meets their needs while exceeding expectations. The column–less design allows for a full 360-degree range of motion around the plate surface while also allowing the integration of other equipment such as a squat rack. With this level of freedom, athletes can perform a complete range of static, dynamic and plyometric exercises. Plus, athletes or their trainers can instantly adjust settings with the user-friendly remote control, maximizing benefits without interruption to the workout. The optional travel case makes it easy to transport or store the pro5HP, so an elite-level workout is always nearby.


text: Does Buy Now work on the mobile site and on your apps? Hiren Parmer February 21, 2019 10:14 Updated Follow Yes. Store your details just once in your account and enjoy the convenience of Buy Now on any of your devices. Comments 0 comments Please sign in to leave a comment.


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The revolutionary Tangle Teezer has a new and improved member! The Tangle Teezer Compact Styler in Black & Gold will gently and effortlessly banish tangles and knots from your hair in an instant, without pain. Who said size matters?
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text:
Caught in the Middle
For JoAnna Fernandez, middle school was a total shock to the system. She'd been a smart, sunny kid — until she started sixth grade in Stafford, Virginia, in 2004. "Going from one class to eight, I was always rushed and anxious I'd be late," she says. "I was only 11, and the eighth-graders seemed so old. I felt intimidated." The next year, when JoAnna; her mom, Kimberley, 47, an administrative assistant; and dad, Carlos, 52, a contracting company vice president, moved to Madison, Alabama, things got worse. Enrolling at Liberty Middle School, JoAnna went into panic mode. A solid B student and math whiz, JoAnna began struggling academically, even in pre-algebra. "My teacher explained things really fast, and I couldn't keep up," she recalls. "Half of what he said went over my head, but I didn't want to ask for help because I thought I'd look like a nerd or a suck-up." Though she managed to ace her exam study guides, when it came to the real thing, "I'd look at the test and my mind would go blank," she says. By the beginning of eighth grade JoAnna was getting D's and failing math. The school notified her parents that unless her performance improved, she was in danger of being held back.
JoAnna had a serious case of what experts call the middle-school slump. The malaise typically strikes sixth-graders and is marked by a dramatic drop in achievement. Self-esteem takes a beating, kids lose focus, and they disengage from learning. The result, according to a study published by the Rand Corporation, is that by the time they graduate, only one-third of eighth-grade students have attained age-appropriate proficiency in arithmetic, science, or reading.
What's Behind the Drop?
Your kids actually may not be to blame. Middle school coincides with the onset of puberty. So just as adolescents are dealing with changing bodies, mood swings, and hormones, they're moving into another strange new world. Classes are larger, more anonymous; kids go from having one teacher to several; peer pressure ratchets up. It's a no-brainer, really: Middle schoolers, especially vulnerable 11- and 12-year-olds, are so stressed, overloaded, and overwhelmed, they just shut down.
"All these changes would be hard for an adult, let alone a kid," says Alyce Barr, principal of the Brooklyn School for Collaborative Studies in New York City. "Basically, we're throwing them in the deep end and yelling, 'Swim!'"
Educators are trying all sorts of strategies to nurture development instead of forcing it on our kids. At the progressive Brooklyn School, the day starts relatively late-8:45 a.m. — since Barr believes tweens and teens aren't by nature morning people. In Columbia, South Carolina, several middle schools now offer girls- and boys-only classrooms in order to reduce distractions and boost self-esteem. Other cities, including Philadelphia and Baltimore, are shutting down middle schools altogether and folding their students into friendlier, warmer K-8 schools.
There's also plenty that parents can do. To start with, chill — for your kids' sake and yours. "Avoid the temptation to throw your hands up in the air when you see those first C's or D's," says Jaana Juvonen, a professor of developmental psychology at University of California, Los Angeles, and lead author of the 2004 Rand study. "Let them slide once or twice, and remind your children — and yourself — that a couple of bad grades will not doom them." Stay connected, and tell them that learning takes time and effort. But if they're really foundering, get them help.
That's just what Kimberley did. She signed up JoAnna in October 2006 for four hours a week of math tutoring at a private center. "She felt overwhelmed at school because the classes were so large, but at the center she could ask questions without worrying about what people would think," says Kimberley. By spring JoAnna's grades had bounced back to B's. "I'm happy again," says JoAnna, now finishing up her last year at Liberty. "I'm even looking forward to high school."
Lost in Transition
The tween entering middle school is morphing on every level — physically, emotionally, cognitively. "Most girls reach puberty by age 12, and the first signs — weight gain and pimples — are often unwelcome," says Juvonen. "Whereas for boys, the changes — deeper voices, muscles, facial hair — are more desired attributes." Both, however, have a tough time navigating the social pitfalls of adolescence. Boys feel pressured to establish themselves as powerful and popular, yet many also end up feeling isolated. Girls get competitive in a different way. "When one develops breasts sooner than her friend, fissures emerge," says Rosalind Wiseman, teen expert and Family Circle contributing editor. "Will she flaunt her new body or become boy crazy? Will the other one mimic her friend or feel alienated? These differences can upend long-standing relationships."
Cognitively, adolescents are making great leaps forward. "They're stretching their reasoning skills and are capable of more nuanced thought and self-reflection," says Juvonen. Ironically, this also explains why they're so emotionally volatile about their peers. Everyday worries get blown up into anxiety-provoking incidents, and it becomes even more difficult to concentrate on learning.
When Tess Henry, 13, started seventh grade in New York City, she was separated from two longtime friends, and they drifted apart. She began hanging out with a new classmate. "She'd be nice one day, a real mean girl the next," says Tess. "No one ever treated me like that before." Her grades suffered, she stopped doing homework and some days refused to attend class. Her parents asked a school counselor for help, and Tess soon parted ways with her so-called pal. Now in eighth grade, she's rebounded and is back together with her old buddies. "They're good friends, plus they're really smart, so I want to keep up with them," she says.
Help Your Kids Stay Focused
You can help your kids stay focused on school by doing the following:
- Discuss puberty before it happens. Tweens expend an enormous amount of energy wondering what's going on with their bodies. Eliminate the mystery as much as possible, and that energy can then be redirected to their studies. "Your kids are going to roll their eyes, but keep going," advises Wiseman. "Help them cut through the confusion by emphasizing how important it is that they do what feels right and true."
- Make sure your child gets enough shut-eye. Chronic sleep deprivation makes focusing in class nearly impossible. Impose a strict lights-out time so your child gets the recommended 8 1/2 to 10 hours of sleep on school nights.
- Don't take maturity for granted. Your son might be a foot taller and your daughter might be a bra cup bigger, "But emotionally, your kids are still kids," says Wiseman. For all their swagger, recognize that they still need lots of parental involvement and guidance.
Course Correction
For almost three decades the trend across the United States has been to move sixth-graders from elementary to middle schools, which would be a better fit for them academically and socially. Or so the experts thought. Results from the national No Child Left Behind tests indicate that while elementary school students typically progress in math and reading, those gains disappear in middle school. And a study by Duke University and the University of California, Berkeley, found that sixth-graders in elementary school performed better on end-of-year exams than their middle-school counterparts.
Findings like these have prompted a growing chorus of critics to blame the slump on the sixth-to-eighth-grade schools themselves. Middle school is sometimes referred to as an educational Bermuda Triangle, in part because only about one-quarter of teachers there are certified to teach middle grades. Many instructors are trained as elementary-school generalists or high-school subject specialists, and according to Education Trust, an advocacy group based in Washington, D.C., an alarmingly high number hadn't even minored in their subjects. The result, critics say, is too much emphasis on rote memorization rather than on critical, creative thinking.
But even with the best teachers, many adolescents can't handle the juggling act of so many classes, assignments, and projects. That's why, in addition to math tutoring, JoAnna Fernandez took a learning skills course, where she picked up practical tips like making up songs to help remember facts and reading textbook chapters in advance so she'd be familiar with the material when the teacher lectured on it. "It helped me get my confidence back," she says. Principal Alyce Barr tells mothers and fathers to assume their middle schoolers "aren't strong on organization and will need structure and support from their parents."
How to Avoid Problems Early On
- Nip problems early on. It's important for parents to head off a slump before it happens. A kid whose grades suddenly sag often loses drive, then cops a bad attitude — a downward spiral that can persist into high school and lead to the ultimate failure, dropping out, says the Rand study. The best prescription for success is to tackle problems before middle school. In this era of testing, many elementary schools offer after-school tutoring. If your child needs more help, summer school has proved particularly effective, though less so for students after sixth grade.
- Set up a study routine. Buy your kid a day planner, teach him to use it, and put it in a prominent place, advises Barr. "Establish a fixed time for homework so that it becomes a calm daily ritual," she says. "Have him make a checklist of everything that needs to be done each day on a dry-erase board and check off tasks as he completes them."
- Give your school a boost. By working with the PTA, you can lobby for changes, such as a more challenging curriculum, interdisciplinary team teaching (where groups of instructors coordinate lesson plans), and looping (keeping a class of students with the same teacher for several years). For resources on improving your kid's school, check out the National Forum to Accelerate Middle-Grades Reforms (mgforum.org).
It's a Jungle Out There
Ines Rivera's 11-year-old daughter, Bryanna, was only a few weeks into sixth grade in Astoria, New York, in 2006, but already was being teased mercilessly about her retro-Goth clothes. "She was miserable, but all I could do was listen and be sympathetic," recalls Ines. When one of the girls threatened Bryanna, saying she would "smack the taste off her mouth," Ines intervened. She told the principal, who called the bully's mother. Much to her and Bryanna's relief, the taunting soon stopped.
The toughest part of middle school isn't in the classroom but the cafeteria, ball fields, and parking lots, where brutal social dynamics play out. It's not the age that breeds social cruelty, but the chaotic, pressure-cooker world of middle school itself, says Juvonen. "Students can't master the larger environment," she says, "so they focus their energies on ordering their social networks — and bullies usually come out on top." Research from Duke University has shown that sixth-graders are especially susceptible to deviant peer influences from older students, which explains why kids typically begin experimenting with alcohol, drugs, and sex around age 12. "Up to third or fourth grade, children are looking for adult approval," says Barr. "After that, it's all about impressing their peers." All the more reason for parents to keep close tabs on their kids and try to protect them from harm.
Help Them Navigate the Social Scene
- Plan in advance. Before your child enters middle school, talk to her about some of the situations she's likely to face and how to deal with them. What will she do at a party if she sees people pairing off or drinking? "Your job is to guide your children, to help them set their own moral compass," says Rosalind Wiseman. At the same time, reassure your kid that she can come to you for help in any difficult situation.
- Forge friendships. Reputations are often built in the first few weeks of school, and the kids who get left out can end up ostracized. If your child doesn't know anyone at his new school, arrange a movie night with other students. These friendships might not last, but the alliances can protect your kid from being the odd one out.
- Find a mentor. Make contact with an adult your child trusts or responds to (teacher, coach, librarian). When problems arise — or you just want updates on how your kid is doing — you'll have a reliable grown-up to go to.
Copyright © 2008 Meredith Corporation. Originally published in the April 1st, 2008 issue of Family Circle magazine.


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|Mmm. Fresh butter and hunks of cheese. First thing you see when you walk in.
|Fresh baked bread. They were selling it out of a small cargo trailer.
|Mushrooms I had never seen before!
|Fresh paella. These were huge pans!
|Some of the first bagels we've seen here. Wonder how they taste.
|Yummy looking treats.
|Chocolate salami, anyone?
|These were planters made out of old pitchers and strung from the ceiling. Never seen that.
|Orchids. Tempting, but why buy something that I'll end up killing?


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12th May 2017, 13:53 #1Local Club Regular
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What It Is Like to Use Neither Hindi Nor English In India
Lets be clear: Hindi is not the rashtrabhasha or national language of the Indian union. According to the Constitution, Hindi is only the official language of the union, intended to be used by the arms of the central government, in addition to English. The Constitution notes that no state or its government is required to use Hindi within its boundaries. It does not term anything as a national language, and tacitly acknowledges that the Indian union is an agglomeration of ethno-linguistic nationalities that have their own languages. Yet, the untruth that Hindi is our national language is peddled by many, including union ministersin September 2016, the Home Minister Rajnath Singh said that Hindi has been accepted by us as a national language; in April 2017, the Information and Broadcasting Minister Venkaiah Naidu referred to it as the national language.
The debate over the place occupied by Hindi in the Indian union has regained relevance in the face of a recent decision by Pranab Mukherjee, the president of India. On 17 April, the president signed an order approving several recommendations listed in a report of the Committee of Parliament on Official Language. The committee was constituted in 1976 under the Official Languages Act of 1963, to review the progress made in the use of Hindi for the official purpose of the Union.
The presidents decision to approve many of the recommendations generated controversyparticularly his acceptance of a suggestion that all ministers and dignitaries who are able to speak Hindi should deliver official speeches in the language. Others include an in principle nod to making Hindi compulsory for students up to the tenth standard, and to ensure that Hindi is used on the tickets issued by the government-owned airline Air India. Politicians, observers and many citizens, especially those from non-Hindi-speaking states, condemned Mukherjees decision, calling it an imposition of Hindi upon those who didnt communicate in it, and discrimination against their mother tongues.
When citizens of India who do not speak Hindi sayas they have many times in the pastthat they experience discrimination on the basis of their mother tongue, their claim is often contested. As a person who speaks and writes in Bengali, when I say I am treated as a second-class citizen, someone may ask, Can you show me how? To answer these questions, I suggest that we consider two people, both of whom do not use English. Ones mother tongue is a language other than Hindi, and can speak and write in only that languagesay, a Hindi non-user. The other can do the same solely in her mother tongue, Hindia Hindi user.
First and foremost, the Hindi non-user cannot read an officially approved version of the Constitution of India in the language of her choiceno such version exists. The constitution, meant to be the basic treaty that binds all citizens regardless of the language they speak, is available in the Indian union in only Hindi and English. Parliamentary committees, which deliberate key legislations before parliament, often ask that every citizen send letters, suggestions, responses or queries only in Hindi or Englisha tough ask for the Hindi non-user. If a Hindi non-user is a parliamentarian, she cant expect to be able to speak in parliament in her mother tongue without permission from the speaker of the house.
The Hindi non-user is not provided with in-flight information or air-plane safety announcements in her languageif she is a Tamil or a Kannada speaker, for instance, she cant expect the same even in flights between Chennai and Bengaluru. The Hindi non-user cannot access the income-tax website or fill the income tax-return form in her mother tongueperhaps ironic considering that states where Hindi is not the primary language of use, and many of which record high percentages on Hindi non-users, provide a majority of the tax revenue to India. A Hindi non-user cannot be certain that services at public-sector banks, including ATMs, forms, instructions and websites, will be available in her mother tonguefor instance, a user of the Bank of Baroda, or the Punjab National Bank, cannot view the website in any languages except English and Hindi.
Hindi non-users may have more trouble accessing justice than their Hindi-using counterparts, especially in higher courtsfor instance, a Bengali-speaker cant argue or hear their case be argued in the Calcutta High Court in Bengali, nor can a Tamil speaker do so in the Madras High Court. The Hindi user, however, can argue and hear arguments in her mother tongue in the Allahahad High Court.
The Hindi non-user cannot access the government of Indias website in her mother tonguea service readily available to the Hindi user. The Hindi non-user cannot call the central-government run tourist helpline and expect to speak in her mother tongue. She also cannot expect to hear her mother tongue on national channels such as DD Nationalthe lingua franca at the government-owned nationwide channel is English or Hindiand Rajya Sabha TV.
The government encourages public servants who are Hindi non-users, through cash incentives, to learn Hindiand Hindi alone. Concurrently, it appears not to have occurred to anyone to offer incentives to learn English, the other official language. Nor does a Hindi user working in a Hindi non-speaking state receive incentives to learn the states official language.
If the Hindi non-user were a Bengali, she would not find any Bengali signage in the Delhi Metro or in the Lucknow MetroHindi signage, however, is the norm in the Kolkata Metro, in addition to English and Bengali. Hindi non-users have found train tickets issued in states such as West Bengal to have information printed in Hindi, and not Bengali. Even when the journey is restricted to their linguistic homeland, they may not be able to obtain tickets in the language of popular use if the central government deems it non-feasible. The Hindi user can be certain that the National Highway Authority of Indias road signs in every state will be written in her mother tongueeven, at times, in the place of English.
According to the recommendations that the president assented to, the Hindi user can apply for a passport in her mother tonguea provision not guaranteed to the Hindi non-user. The Hindi non-user cant expect passport offices to have signs, forms and directions in her mother tongue. Incidentally, US embassies in Indiawhose business is the issuing of visas and not language impositionmake services such as visa applications and directions available in the languages spoken commonly in the region in which they are situated. For instance, the embassy allows the use of Bengali in Kolkata, and that of Tamil in Chennai.
The Hindi non-user cant expect currency notes to have text or numerals in her mother tongue, aside from the small-sized text on the back of the note. By contrast, the Hindi user sees the value of the currency note and the text printed all over the note, in a large font. (This particular design had not found favour during the British colonial rulethe numerals were printed in nine languages, in equal-sized font.)
The presidents assent also means that a Hindi user can now expect the union government to mandate that information on various products will be printed in her mother tongue. She, unlike the Hindi non-user, can expect to see safety information and directions on commodities such as LPG cylinders in her mother tongue.
The Hindi non-user cant expect post-office services and forms to be in her mother tongue; she cant expect her Aadhaar card, her PAN card,or her passport to have information printed in her mother tongue. She cant be certain that forms, services and websites of the union-government-run healthcare institutions and medical colleges will include her mother tongue. The Hindi user can expect all of thesein addition, she can expect that the central government will promote her language in foreign countries as well.
When it comes to education, jobs and opportunities, Hindi non-users cannot be certain that they can sit for examinations for the National Defence Academy, the Indian Institutes of Technology (IIT), the Combined Defence Services and other services under the Union Public Service Commission in their mother tongues, as these services offer question papers primarily in Hindi and English. A Hindi non-user cannot appear for the Institute of Banking Personnel Selection tests and interviews and the central Public Sector Undertaking Exams (PSU) in her mother tongue. The Hindi user can do soan unquestionable advantage when the difference of a few marks often decides who fills a job vacancy, or gains admission to an educational institute. Marathi-speakers cant expect office forms in IIT Bombay to be available in Marathi. Bengalis cant expect office forms at the Indian Statistical Institute of Kolkata to be available in Bengali. The Hindi user can expect all forms at these educational institutes to be available in Hindi. The IITs also offer special coaching classes to Hindi users who gain admission, to enable them to keep up with the English-medium classesa service unavailable to a Hindi non-user.
Hindi-users have similar advantages when it comes to recruitment to military and paramilitary forces, such as those of the Central Reserved Police Force and the Border Security Force. For one, the websites of all these forces, which enable applicants to obtain information regarding the requisite qualifications and other relevant details, are available in only English and Hindi. For another, the exams for these are often not conducted in all regional languages. (A corollary to this is that a majority of the personnel posted to a Hindi non-users state may not speak her language, and as a result, be unable to understand her.)
All schools which are under the central government, such as those following the Central Board of Secondary Education or under the Kendriya Vidayalaya Sangathan, offer Hindi as an optional language subject, even in states where Hindi is not the primary language. (The presidents nod to the suggestion that Hindi be made mandatory until the tenth standard, when enforced, will expand this to other government-run schools as well.) However, a Hindi non-user cannot expect that her mother tongue will be available as a language subject, even in her own state. The Hindi non-user cant expect the union government to promote higher education in her mother tongueaccording to the recommendations that the president agreed to, the Ministry of Human Resources Development will promote the use of Hindi in all states, encouraging educational institutes that dont already have a Hindi department to found one. The Hindi user, in addition to the above, can expect the Union government to sponsor celebrations of her mother tongue every year.
The Hindi non-user cant expect information about tenders, schemes, fellowships, grants and various other union-government projects from which she could economically benefit to be available in her mother tongue. She will not be able to view the websites of government programs such as Skill India and Startup India in her mother tongue, nor will she be able to apply for these programs in any language except Hindi and English. She cannot expect the government of Indias employment newsletter to be available in the language of her choice.
The list of services, information, schemes and myriad other government communication that is easier for Hindi users to access is long. A majority of the citizens of the Indian union do not consider Hindi their mother tongue. In many linguistic regions, languages other than that of the land may be deemed foreigna word that the Gujarat High Court once used to describe Hindi. It follows, then, that when the central government communicates with the people, the language it uses may differ from that used by many of its people. This results in a gap between the government and its people. One way to bridge this gap is policythe government can decide, for the ease of its people, to make its communication available in all the languages used in the nation. It would be a democracy where people are considered more important than their rulers. The other way to close this gap is to expect the people to change to suit the government. That is tyranny where rulers are considered more important than people. In an age where live-translation is not only technologically feasible but is easy and widely used, imposing Hindi and excluding other mother tongues can no longer be considered a logistical issue. It is hard to believe that the government of India can send a mission to Mars but not make all its websites available in at least the 21 other languages listed in the Constitutionunless it does not wish to grant equal rights to the speakers of these languages.
A persons mother tongue is often the basis of her most fundamental identity, the basis of her knowledge and culture. To force her to abandon it in favour of another is to deny her equality and dignity. Unity cannot exist without the guarantee of these two conceptswithout dignity, it is slavery; without equality, it is imperialism.


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Mentor Graphics Introduces the Industry's First General Purpose 1D-3D CFD Simulation Software Solution
WILSONVILLE, Ore. — (BUSINESS WIRE) — July 16, 2012 — Mentor Graphics Corporation (NASDAQ: MENT) today announced a unique general-purpose software solution that combines 1D and 3D computational fluid dynamics (CFD). This is an industry first, providing a tight coupling of 1D and 3D software technologies engineered to work natively together with integrated source code. This innovative solution is based on 1D Flowmaster®, recently acquired by Mentor Graphics, and 3D FloEFD™ Concurrent CFD. The new combination is the first result from the merged technologies made possible by the recent acquisition of Flowmaster Ltd. This enables customers to further speed up the design process while ensuring accurate upfront systems analysis based on fluid flow and heat transfer data by using 3D simulation at the component level. The result is higher quality, more competitive products to market faster.
Systems engineers commonly use 1D and 3D CFD software in the automotive, aviation, oil, gas, power and energy industries. For designing complex systems, 3D CFD would be extremely accurate but it can be computationally expensive depending on the size of the models used. Therefore, 1D CFD is used, which is faster, but it may require significant amounts of data to characterize the components accurately. To facilitate 1D CFD systems analysis, data is needed to describe the component. Until now, the process to achieve a high level of design accuracy has been tedious and based on assumptions.
"Mentor is delivering a very innovative solution for fluid and thermal system simulation," noted Dr. Keith Meintjes, practice manager for Simulation and Analysis at CIMdata. "If the system performance is of primary interest, Mentor's 1D-3D combination is a superior solution."
This tightly coupled, general purpose 1D-3D CFD simulation software combination can characterize the more complex components of the system in 3D and insert those component characteristics into the 1D system-level models for simulation. This provides higher accuracy for the components while minimizing the computational resources and execution times at the system level. Consistent with the Mentor® strategy of virtual prototyping analysis early and throughout the design process, this technology breakthrough now enables systems engineers to examine more variables across a wider range of design scenarios to quickly achieve optimal system and component design.
Mentor Graphics announced acquisition of Flowmaster Ltd. in January 2012, the industry's leading general purpose 1D systems simulation software used for all industry sectors. "Mentor's investment in leading technologies such as the Flowmaster 1D family of products has allowed us to further advance our strategy of putting upfront analysis into the hands of the systems engineer," stated Erich Buergel, general manager of the Mentor Graphics® Mechanical Analysis Division. "With the escalating complexity of systems designs and shorter time-to-market windows, more effective and timely solutions are needed. We see this as an important fulfillment of that market need."
The Mentor Graphics 1D-3D product line will be available for shipping the second half of the year. For more details, click http://youtu.be/BMI64XOpniI or visit the company website www.mentor.com/mechanical.
About Mentor Graphics
Mentor Graphics Corporation is a world leader in electronic hardware and software design solutions, providing products, consulting services and award-winning support for the world's most successful electronic, semiconductor and systems companies. Established in 1981, the company reported revenues in the last fiscal year of about $1,015 million. Corporate headquarters are located at 8005 S.W. Boeckman Road, Wilsonville, Oregon 97070-7777. World Wide Web site: http://www.mentor.com.
(Mentor Graphics, Mentor and Flowmaster are registered trademarks and FloEFD is a trademark of Mentor Graphics Corporation. All other company or product names are the registered trademarks or trademarks of their respective owner.)
Contact Information
Mentor Graphics – Veloce Emulation Platform8005 SW Boeckman Rd.
Wilsonville, OR, 97070
tele: 1-503-685-8000
toll-free: 1-800-547-3000


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AUBURN UNIVERSITY – Elizabeth Lipke, an assistant professor in Auburn University's Department of Chemical Engineering, has received a $400,000 grant through the National Science Foundation's prestigious Faculty Early CAREER Development Program for her research designing engineered cardiac tissue and developing cardiac regeneration techniques.
Limited to a few individuals each year, the award recognizes outstanding college and university faculty members in the early stages of their careers and supports their research and outreach activities with funding for five years.
"Heart disease is the number one cause of death in the United States each year for both men and women," Lipke said. "Through regenerative engineering we can improve the ability to repair damaged or diseased hearts and provide patients the opportunity for both a longer and potentially better quality of life."


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The Wright Space
Thunder Bay Press, 2001 - Architecture - 256 pages
This richly illustrated volume of designs by the visionary American architect Frank Lloyd Wright (1867-1959) focuses on his unique ability to integrate structure and settings in ways that responded to the client's needs, the nature of the site, and the social changes that evolved over his seventy-year career. His respect for natural materials, and his willingness to experiment with machine-age technology, resulted in rare essays in wood, stone, brick, patterned and poured concrete, glass, and other elements combined in harmonious ways to express his elusive ideal: an organic architecture of free-flowing spaces dedicated to common and private use in ways that enhanced individual dignity and harmonious relationships.
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This lavishly illustrated volume of the imaginative interior spaces designed by visionary American architect Frank Lloyd Wright showcases his unique ability to create a building in harmony with its ... Read full review
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Aline Barnsdall architect architecture Arizona Biltmore art-glass windows balcony bands beauty Bloomfield Hills brick Broadacre City building built built-in California cantilevered career ceiling Chicago chimney core clerestory clients colored commissioned common space concrete block courtyard created cypress Dana-Thomas House decorative dining room entrance exterior facade Fallingwater fireplace Florida Southern College Frank Lloyd Wright furniture garden geometric glass hexagonal Hillside home/studio horizontal Illinois interior Japanese Johnson kitchen landmark landscape light living area living room living space massive master bedroom Maxwell Smith House Melvyn Maxwell Smith Meyer May House Michigan motif multilevel Oak Park original ornamental overlooking patterned piers porch Prairie House residence Richard Bock Robie House roofline screen sculpture skylight slope square steel stone structure studio style Taliesin West terrace textile-block tower triangular ture two-story Unity Temple Usonian house walls William Allin Storrer Willits House wing Wisconsin wood workspace Wright designed


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The NFL suspended Kansas City Chiefs wide receiver Dwayne Bowe for one game, the team confirmed Friday.
According to ESPN, Bowe was banned for substance abuse and will miss the regular-season opener against the Tennessee Titans.
The suspension reportedly stems from an incident last November, when Bowe was stopped in Riverside, Mo., for speeding and possessing marijuana.
"Dwayne has been given a one-game suspension by the National Football League," the Chiefs said in a statement. "We are disappointed in the situation and will miss him on the field, but we support the league's decision. The club will have no further comment on the matter."
Bowe, a first-time offender, pleaded guilty to amended charges of littering and defective equipment. He paid a $610 fine.
The passenger in Bowe's car told police the marijuana belonged to him and that Bowe did not know it was in the car.
"I am extremely sorry that I can't be on the field for the first game of the 2014 season because I made an error in judgment," Bowe said in a statement. "I take responsibility for my mistake, and it will not happen again. I hope that my teammates, coaches, and Chiefs fans accept my sincere apology. I will be supporting my teammates in week one, and I cannot wait to get back on the field to help us win in week two and beyond as we work towards our goal of winning the Super Bowl."
Bowe can play in Sunday's preseason game against the Carolina Panthers but has been dealing with a serious a finger injury. He has not missed any practice time. He made one reception for 10 yards in last week's preseason opener against the Cincinnati Bengals.
The NFL suspended Kansas City Chiefs wide receiver Dwayne Bowe for one game, the team confirmed Friday.


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Federal officials handed down new rules on mortgage-lending practices aimed at reducing risky loans and protecting consumers from mortgage abuse, and will change the home-buying process for most consumers.
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The Consumer Financial Protection Bureau adopted the qualified mortgage rule on Thursday that details criteria lenders must use to determine if a borrower qualifies for a loan. The CFPB describes the Ability-to-Repay amendments, which go into effect next year, as a "common-sense rule" that protects borrowers from the kinds of risky lending practices that resulted in the 2007 housing market crash that ultimately led to the Great Recession.
"Both borrowers and sensible lenders are on the same page here," Rajeev Date, deputy director at the CFPB, told FOX Business on Wednesday. "Everybody ought to want loans where the borrower has a reasonable chance to pay the thing back, and that's what this rule will do going forward, and that's what, unfortunately, we lost during the course of the run-up to the crisis in 2005, 2006 and the first half of 2007."
The rule states a qualified mortgage cannot include risky features such as extending beyond 30 years or include exotic terms like interest-only payments or negative-amortization payments where the principal amount increases. Loans can't carry fees and points above 3% of the total mortgage and limits the total debt-to-income ratio at 43% -- which some worry will restrict credit and discourage homebuyers at the lower-end of the income scale from seeking a mortgage.
On the other hand, some experts argue the rule that mortgage payments don't exceed 43% of a borrower's pre-tax income doesn't go far enough.
"That figure is still high, most borrowers meet that standard easily today," says Jed Kolko, chief economist at online housing marketplace Trulia. "These rules are not primarily designed to change the mortgage market today, they are to prevent a repeat of the very lax mortgage rules we saw during the bubble."
Lance Roberts, CEO of Streettalk Advisors, would like to see the ratio fall to around 30-35% to help generate more savings, but there could be a downside to bumping up the requirement.
"You are going to exclude more low-income and first-time homebuyers from being able to buy a house, but that is OK…America is the only country in the world where the poor people live in a three-bedroom house with a pool in the backyard."
The newly-created agency established the rules in response to the 2010 Dodd-Frank financial-regulation overhaul that said if banks issued "qualified mortgages" they would be protected from lawsuits from consumers who end up delinquent and in foreclosure. Banks can issue loans that do not meet the new criteria, but might run into problems reselling them on the secondary market and would not get the legal protection against consumer lawsuits claiming a risky loan.
The rule will change the way homebuyers will obtain a mortgage. Lenders must now evaluate a borrower's income and assets and ability to repay the loan, credit scores and other debts like credit cards and students loans before issuing a loan—standards that went out the window in the years leading up to the 2007 housing burst. The amendments also prohibit the use of teaser rates that mask the actual cost of a mortgage to attract borrowers.
The new measures do not set minimum down payment amounts or credit score requirements.
Roberts says the changes are a step in the right direction to bring back a healthy housing market, but he isn't holding his breath that the changes will be long lasting.
"Everyone will figure out a way around the rules. We had mortgage rules back in 2007 and people figured out ways around those rules that led to the bubble and crisis."


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As we celebrate Mother's Day this Sunday, here are some tips on how to incorporate all of the women in your life on your wedding day.
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Angela Johnston
Sapphire Celebrations combines the energy, perspective and creativity of two generations when planning weddings and events throughout Colorado. Founded by a mother and daughter team, Sapphire Celebrations reflects their Colorado heritage with family roots dating back to 1907. Owners Pamela Drennan and Angela Johnston are proud of the high level of service for which Sapphire Celebrations has become known. Two full service coordinators, three associate coordinators and ten assistants take pride in exceeding the expectations of clients who entrust them with their event.
February 2018


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Richard Robbins, the composer who created memorable scores for such films as "A Room With a View," "Howards End" and "The Remains of the Day" during a quarter-century collaboration with director James Ivory and producer Ismail Merchant, has died. He was 71.
Robbins died Nov. 7 at his home in Rhinebeck, N.Y., of Parkinson's disease, said Michael Schell, his longtime partner.
Robbins created the score for nearly every Merchant Ivory film from "The Europeans" in 1979 to "The White Countess" in 2005. He earned back-to-back Academy Award nominations for his original music for


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"Friends" Star Drops Bombshell About Reunion
It's been more than 10 years since Friends disappeared from our screens - aside from the near-constant re-runs, of course - but fans have never given up hope that the cast would reunite once more.
And with a slew of TV reboots in the works, not least the news that Dynasty will be dusting off its shoulder pads for another run around the block, rumours of one more visit to Central Perk have abounded.
But Maggie Wheeler, who played the nasal, ever-present Janice during the much-loved series, has admitted that she has now realised it would be "unlikely".
"I think a reunion in many ways would be great fun and a wonderful celebration but it is unlikely to happen," the 55-year-old revealed in an interview with Today Extra.
"I think we will have to just keep watching and imagining how this whole thing would be spun out if we had the chance to do it today."
Maggie played Chandler's on/off girlfriend Janice
Wheeler also explained how much the show had meant to her - and the fans - and that she still gets requests to perform Janice's infamous catchphrase.
"It is an incredible thing to be a part of, so yes I am happy to laugh for the passers-by," she said.
"I have people come to me all the time and tell me Friends got me through this, it got me through this illness, got me through my divorce, got me through this hard time."
Come ON guys... Surely if Janice is on board?
Trending now: The truck and jeep collision that has viewers divided


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Cosplay of the Day: Louis Tully Needs to Call the Ghostbusters
Cosplaying as the Ghostbusters is old hat, guys. That's why we think this guy's Louis Tully costume is absolutely inspired.
Louis Tully was immortalized on film by Rick Moranis, a man who should be considered by everyone to be a national treasure. Yes, a national treasure. We said it. He's amazing. Get over it.
Anyway, you probably remember Louis from 'Ghostbusters,' in which he wears this crazy contraption on his head, acts like a doofus and gets possessed by a demon spirit, leading him to go around calling himself "The Keymaster." No one ever cosplays as Louis, and that's a crime.
Meet Dr. Kevin Kemarly, Captain in the United States Air Force Dental Corps. This guy is one of the coolest people we've ever seen while browsing cosplay for you guys on the internet. He put together this great Louis Tully costume, complete with heavily wired colander, and then went to show it off at a bunch of conventions, meeting a couple of cosplaying Ghostbusters and Christopher Lloyd (!!!) along the way.
Make sure you scroll all the way to the bottom to see one of the best photos we've ever laid eyes on.
Do you have cosplay photos you would like to submit for consideration? E-mail to staff [at] screencrush.com!


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The conviction of a Blenheim man for clubbing to death 23 fur seals sends a strong message to animal abusers, Conservation Minister Nick Smith says.
Jemaal Peter Roy Large, 38, was convicted today of two charges in relation to the attack on native fur seals, including some newborn pups, three years ago.
The seals were beaten to death with a galvanised steel pipe at the Ohau Point seal colony, on the Kaikoura Coast, in late 2010. Other seals had injuries suggesting they were beaten.
Large's co-accused, Jason Trevor Godsiff, was sentenced to two years in prison in 2011 for his part in the crime.
Large had not disputed that he and Godsiff had killed the seals, but had pleaded not guilty to ill-treating them.
He was today convicted of two charges of willfully ill-treating animals under the Animal Welfare Act.
Dr Smith said the conviction sent a "strong signal that killing seals will not be tolerated".
"This was an obscene crime that would offend all New Zealanders who care for our native wildlife," he said. "This callous attack needed to be prosecuted to send a clear message that senseless and deliberate violence against animals will not be tolerated."
He said the men were charged under the Animal Welfare Act because it carries tougher penalties than the Marine Mammal Protection Act.
"This reflects the seriousness of the attack and the large number of seals killed," he added.
"The Government takes the protection of our marine mammals extremely seriously and is making changes to both the Animal Welfare Act and the Marine Mammals Protection Act to strengthen those protections, along with the penalties available for breaches."


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Dare To Dream.Visualize Success. Take Control.
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Are you creating success in your life or just dreaming about it? If you're ready to stop dreaming and start making it happen, you've come to the right place. Success can be yours with the power of True Vision.
True Vision is an amazing, tried-and-true method for achieving whatever you want in life. Athletes, movie stars, millionaires and celebrities have used it successfully, but it works equally well to help everyday people realize their dreams, whether for career, weight-loss, getting out of debt—or just about any goal.
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Enjoy True Vision 4 Success for yourself or give it as a gift, but whether you order from us or your local bookstore, get your copy now. Get out of "neutral" and start heading down the road to achieving your dreams with True Vision—the driving force behind all success stories!
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Relationship Manager
Bank of America
Oak Harbor, WA
Non-Executive Management
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At Bank of America, we're guided by a common purpose to help make financial lives better by connecting clients and communities to the resources they need to be successful. Make a difference where it counts by joining our Financial Center team at Bank of America. We're looking for relationship managers (RMs) - those with a passion for helping people and the drive to build relationships to make clients' financial lives better. That means understanding clients' financial needs, offering appropriate solutions and connecting clients with specialists. As part of the Bank of America team, RMs have access to industry leading products and services and a team of dedicated product specialists - all designed to meet the unique life priorities of our clients. RMs benefit from personal coaching, clearly defined career paths, robust training programs and ongoing development opportunities. Relationship managers work in financial centers and partner closely with the financial center manager to ensure all responsibilities are completed with high quality and that we deliver exceptional client care. We'll help you Get training and one-on-one career coaching from managers who are invested in your success. You'll take part in additional training and development through our Academy for Consumer and Small Business to develop in your role. Grow your business knowledge and network by using a defined consultative questioning approach with clients to systematically identify client needs and appropriate solutions, as well as partnering with experts. Confidently build relationships with clients. Gain in-depth knowledge of clients' financial life priorities and connect them to our solutions that meet their financial goals. Provide clients with a personalized rewarding experience by executing a variety of defined client engagement strategies through relationship calling, in-person conversations and referrals to specialists. Continuously learn by using resources and technologies to optimize the client experience. As a relationship manager, you can look forward to Managing a portfolio of clients by providing exceptional client care with industry leading products, services and education. Unlimited potential for financial growth. Ongoing professional development to deepen your skills and optimize your expertise as the industry evolves and changes. Opportunities to connect with experts including small business consultants, mortgage lenders and investment advisors. A world-class suite of employee benefits. You're a person who (required skills) Is an enthusiastic, highly motivated self-starter with a strong work ethic and intense focus on results, acting in the best interest of the client. Collaborates effectively to get things done, building and nurturing strong relationships. Displays passion, commitment and drive to deliver an experience that improves our clients' financial lives. Is comfortable in your ability to identify solutions for new and existing clients based on their needs. Is comfortable in your ability to actively contact clients by phone. Communicates effectively and confidently, and is comfortable engaging all clients Has the ability to learn and adapt to new information and technology platforms. Applies strong critical thinking and problem-solving skills to meet clients' needs. Will follow established processes and guidelines in daily activities to do what is right for clients and the bank, adhering to all applicable laws and regulations. Efficiently manages your time and capacity. Can be flexible to work weekends and/or extended hours as needed. Is a commissioned notary or can successfully obtain a notary commission in the state you work within four months of start date in role (eight months for employees with a work location of CA, NY or PA). You'll be better prepared if you have (desired skills) Experience assessing client needs, identifying/recommending solutions, and building/managing client relationships. Experience in financial services and knowledge of financial services industry, products and solutions. Sales experience in a salary plus incentive environment. Experience working in an environment with individual and team goals where goals were routinely met or exceeded. We're a culture that Is committed to building a workplace where every employee is welcomed and given the support and resources to build and advance their careers. Along with taking care of our clients we want to be a great place for people to work, and we strive to create an environment where all employees have the opportunity to achieve their goals. Believes diversity makes us stronger so we can reflect, connect to and meet the diverse needs of our clients around the world. Provides continuous training and developmental opportunities to help employees achieve their goals, whatever their background or experience. Is committed to advancing our tools, technology and ways of working. We always put our clients first to meet their evolving needs. Believes in responsible growth and is dedicated to supporting communities around the world by connecting them to the lending, investing and giving they need to remain vibrant and vital. Bank of America is committed to ensuring that our online application process provides an equal employment opportunity to all job seekers, including individuals with disabilities. If you believe you need a reasonable accommodation in order to search for a job opening or to submit an application, please visit the Applicants with Disabilities page. Diversity & Inclusion At Bank of America, our commitment to diversity and inclusion is helping us to create not only a great place to work, but also an environment where our employees, our customers and our communities around the world can reach their goals and connect with each other. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. Frequently Asked Questions Need to know how to apply online, view a list of your submitted job applications or reset your password? Visit our FAQ section for answers to these questions and more.
* The salary listed in the header is an estimate based on salary data for similar jobs in the same area. Salary or compensation data found in the job description is accurate.
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Availability: Out of stock
Get amazing everyday use out of this hardcore training swimsuit. We've upgraded this classic solid hue style with warm high-energy colours. Day after day, session after session glide effortlessly in a suit you will never tire of. The beauty of simplicity and support makes Malteks our go-to training suit.
With great shape retention and built-in durability, our Maxlife fabric was created to take a beating. No matter how hard you swim, it won't pill or lose its shape. We've made this fabric strong enough to stand up to chlorine and sunlight but soft enough to be smooth to the touch.
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We craft state-of-the-art swimsuits for women with an ergonomic fit. This one-piece has a medium-cut leg for extra coverage and our flexible Swim Pro back design for upper body support and full range of movement.
In order to ensure that your Arena swimsuit provides you with the best possible performance for a long time to come, we recommend you take the following precautions:
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Follow the washing instructions given on your product label.
The label provides useful symbols giving information on how to take best care of it.