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The Jersey Sheer: Lawmakers Float "Snooki Tax" to Fleece Vacationers As Part of Budget Negotiations
Posted by Doug Kellogg on Wednesday, June 27th, 2018, 5:42 PM PERMALINK Follow @adkel07
At this rate, there won't be a tax under the sun that New Jersey lawmakers fail to consider during budget negotiations. Now it's a Snooki tax that is being thrown against the wall to see if it sticks.
A $250 million tax on shore rentals in New Jersey has been proposed by Senate President Sweeney as part of the latest legislative counter-offer to Governor Murphy. Another part of this latest pitch is a $110 million tax hike for realty transfer fees.
So, Democrats have turned to making vacation at the beach more expensive, and hiking taxes on property owners who already pay the highest average property tax bill. You can add these to the long list of tax increases the Governor and legislature have already come up with.
Rather than contain spending and make the state more affordable, Trenton is debating which combination of taxes to slam residents with. Some ideas are worse than others, but the bottom-line cost is in the billions of dollars for taxpayers.
The Governor and legislature are now negotiating over a huge number of tax hikes:
- An $850 million-a-year corporate tax hike that would give New Jersey the highest corporate tax rate in the nation, and punish businesses who are already investing more in the state because of federal tax reform.
- Murphy's $581 million, massive sales tax increase, and $765 million millionaire's tax hike that hits many people making less than $1 million.
- New taxes on ride-sharing services like Uber, and home-sharing companies like Airbnb, which only drive up costs for middle-class New Jerseyans who rely on them.
- Taxes on vaping that range from Murphy's reckless scheme that could crush the industry in New Jersey, to an improved, but still burdensome 10-cent-per-milliliter tax proposed by the legislature.
- A new money-grabbing fee on shopping bags, which hurts low-income residents who can least afford such a burden.
- An internet sales tax.
- Massive new fees and taxes on firearms.
The numbers may change from counter-proposal to counter-proposal.
Jersey residents deserve better. That's why ATR is highlighting these massive tax hikes and urging lawmakers to stop the madness. To push back against Governor Murphy's anti-Second Amendment firearm taxes, visit ATR's petition at www.atr.org/murphyguntax.
Photo Credit: Wiki Commons
More from Americans for Tax Reform
What's Worse than One Carbon Tax Proposal? Two.
Posted by Doug Kellogg on Tuesday, June 18th, 2019, 5:46 PM PERMALINK Follow @adkel07
New York State's new Democrat majority is working hard to make New York the most expensive, unfriendly place to live and build a future.
The state is already unattractive. More people left New York State than any other from 2017 to 2018. Worse, 42 of 50 upstate counties lost population since 2010. Even New York City, which has grown, has nearly half of residents saying they can't afford it.
But the cost of electricity, driving, heck, everything we buy could skyrocket if either of two live carbon tax proposals reaches the finish line.
New York may be even closer to getting hit with a carbon tax – done in the name of compensating for the "social cost" of carbon.
Legislation from Assemblyman Kevin Cahill (D) would impose a $35 per ton tax on carbon which would rise to $185 over time. And that may not be the most immediate carbon tax threat!
New York's Independent System Operator has released a proposal that includes a $50 per ton tax on carbon. This proposal has a long bureaucratic path in front of it before the Federal Energy Regulatory Commission (FERC) renders a decision, but could happen without the legislature taking action.
The state is already part of the Regional Greenhouse Gas Initiative (RGGI) cap-and-trade regime. But a carbon tax goes far beyond the burdens imposed by RGGI, driving costs over 50 percent higher than the cap and trade regime.
"The prices in this scheme (RGGI) have never exceeded $5-6/ton on an annual basis. We estimate an initial impact on wholesale energy prices of $21/MWh… This would represent a 50-75 percent increase in NYISO wholesale energy prices," an ICF analysis states.
Regional cap and trade in the northeast has imposed billions of dollars in costs which get passed on to consumers and businesses. The program decreased goods production 12 percent, and "energy intensive goods" production dropped 34 percent in the region, according to a CATO Institute analysis.
This is just an inkling of the damage a carbon tax would do to New York. All that extra cost, and for what?
"The EPA reports that the aggregate emissions of six common toxic pollutants (carbon monoxide, lead, nitrogen oxide, volatile organic compounds, particulate matter, and sulfur dioxide) have declined by 67 percent since 1980. Meanwhile, gross domestic product is up 160 percent and population is up 42 percent. Energy-related carbon emissions are down to near 1992 levels," writes Texas Public Policy Foundation senior economist Vance Ginn and ALEC chief economist Jonathan Williams.
The way New York's proposal is unfolding could shield legislators from some of the political consequences we've seen in other states and other countries. But perhaps it could be a problem for Governor Cuomo, who has already indicated he will run for a fourth (!) term as governor.
Photo Credit: Wikipedia
2019 Pig Book Shows Record Increase in Pork Barrel Spending
Posted by Cavan Hagerty on Tuesday, June 18th, 2019, 4:02 PM PERMALINK
It seems that pork is once again on the menu in the halls of Congress this year.
Earlier this month, Citizens Against Government Waste released their annual Congressional Pig Book. The book outlines some of the most obscene and outlandish examples of pork barrel spending during the current Congress.
Citizens Against Government Waste works to expose and eliminate waste, inefficiencies, and mismanagement in government. The Pig Book serves as an important tool in this work, showing how harmful pork barrel spending and earmarks can be to the legislative process.
"Earmarks are the 'broken windows' of government overspending, the currency of Congressional corruption, and the price of bad votes for more spending," said ATR President Grover Norquist. "Earmarks are used to buy the votes of congressmen who would never vote for the overall package standing alone, without a bribe."
Among the notable examples from this year's book: $9 million for a fruit fly quarantine program, $12 million for aquatic plant control, nearly $8 million for the purchase of new fish screens, and nearly $14 million for wild horse and burro management. In total, this year's earmarks will cost taxpayers some $15.3 billion, with very little oversight as to how this money is allocated.
In the face of such waste of taxpayer's money, some lawmakers are finally taking a stand against the practice of earmarking. Senator Ben Sasse recently sponsored a conference motion to end the practice of earmarks in the Senate. The Senate Republican Conference adopted the motion last month. "It's pretty simple: Earmarks are a crummy way to govern and they have no business in Congress," said Sasse.
How the Trump Tax Cuts Have Helped Florida, Site of 2020 Re-election Launch
Posted by John Kartch and Adam Sabes on Tuesday, June 18th, 2019, 2:09 PM PERMALINK Follow @johnkartch
Today President Trump will launch his 2020 re-election campaign with a rally in Orlando. Floridians are raking in the benefits of the Tax Cuts and Jobs Act, signed into law by Trump.
Thanks to the Tax Cuts and Jobs Act:
25.5% tax cut: Floridians received a 25.5% tax cut on average, according to a report from H&R Block. Every income group in every Florida congressional district saw a tax cut.
Doubled child tax credit: 1,244,430 Florida households are benefiting from the TCJA's doubling of the child tax credit.
Standard deduction: 7,381,270 Florida households are benefiting from the TCJA's doubling of the standard deduction.
Obamacare individual mandate tax relief: 375,930 Florida households are benefiting from the TCJA's elimination of the Obamacare individual mandate tax. Most households hit with this tax made less than $50,000 per year.
Lower utility bills: As a direct result of the TCJA's corporate rate cut, Floridians are paying lower utility bills. Lower electric, water, and gas bills help households each month, and also help small businesses operating on slim profit margins. Florida examples of utilities passing on tax savings to customers include – but are not limited to – Gulf Power Company, Tampa Electric, and Duke Energy Florida.
Thanks to the TCJA's corporate tax rate cut – from 35 percent to 21 percent – and the TCJA's 20 percent tax cut for small businesses, employers of all sizes are hiring, expanding, increasing pay and benefits, and paying special tax-cut bonuses:
Magellan Transport Logistics (Jacksonville, Florida) - Expanding facility operations, hiring more employees:
"Just last month, Mr. Speaker, I toured Magellan Transport Logistics, a service-disabled, veteran-owned logistics company in my hometown of Jacksonville, Florida. They are adding at least 100 new jobs in the next 5 years and were able to acquire a new 47,000- square-foot facility. During the tour of the facility, we were told by the company's CEO that this expansion is a direct result of the tax cuts that the business received from the Tax Cuts & Jobs Act. This is just one example of the differences that these cuts are making to improve the way of life for countless Americans in Florida and across the Nation. I have heard from many small businesses throughout my district who are thriving unlike never before because of these landmark reforms." - May 17, 2018, Rep. John Rutherford statement on U.S. House Floor
Florida Concrete Unlimited (Miami, Florida) – Pay raises for all employees and higher year-end bonuses due to tax reform:
"My father and I decided, once this tax bill passed, the first thing that we should do is reinvest in the company. So we have extra cash available to give back to the employees instantly before we even felt the effects of the tax bill, we increased the bonuses for the year-end. So everybody got a little bit more in their paycheck at the end of the year for their Christmas bonus, about 20 percent more. And everybody got a raise based on tax reform." – Feb. 2018 statement by President and COO Jason Goff
Don Ramon Restaurant (West Palm Beach Florida) -- The Cuban restaurant gave bonuses and pay raises and in addition to installing new coffee machines and refrigerators will renovate and expand:
As the owner of Don Ramon Restaurant in West Palm Beach, I know the positive impact of small business better than most.
Because of the recently passed Tax Cuts and Jobs Act, we will pay lower taxes and qualify for higher deductions, leaving Don Ramon in a better position than ever before. We plan to open a takeout window and set up a customer bar, which would generate up to eight new jobs. We will also install new refrigerators and coffee machines, in addition to making much-needed renovations to better serve our customers.
Perhaps most important, all of our key employees received generous bonuses in December, and they will also see pay increases in the coming weeks. We take great pride in rewarding our workers, and the new tax code makes it much easier to do so. -- Feb. 3, 2018 Palm Beach Post op-ed excerpt
Biscayne Bay Craft Brewery (Miami, Florida) – Hiring two new employees and purchasing new equipment:
Consider the story of Jose Mallea, owner of Biscayne Bay Craft Brewery, who participated in President Trump's event. The tax cuts have allowed him to purchase $100,000 more in equipment and hire two new employees. – April 29, 2018 Tallahassee Democrat article excerpt
Benada Aluminum Products LLC. (Sanford, Florida) - Increased production capacity:
"It's given us relief. We're able to get some margins back," said Jim Piperato, president of Benada Aluminum LLC, a Florida-based producer of aluminum framing for patio and pool enclosures.
Mr. Piperato said the company, owned by private equity firms Big Shoulders Capital and ABGB Capital, recently increased production capacity by 50% to expand into the door and window frame market.
"Our business has been extremely strong." he said. "Most of the customers I've spoken to say there's no end in sight." - July 17, 2018, Wall Street Journal article excerpt
Our Town America (Clearwater, Florida) – Raise wages, hire new employees, and purchase new equipment:
There's no small business owner I talk to who isn't thankful to be able to protect one-fifth of his or her earnings from taxes. For some marginal small businesses, it will make the difference between staying in business and closing.
My business is no different. We're using our tax cut savings to raise wages, hire new staff, and add even more features and equipment to our brand new headquarters — a 44,000 square foot office building in Clearwater. – April 29, 2018, Tallahassee Democrat article excerpt
St. Augustine Distillery (St. Augustine, Florida) - Hiring new employees, purchasing new equipment and inventory:
"As a young business facing more than their share of regulatory challenges, the St. Augustine Distillery was relieved, to say the least, when the Tax Cuts & Jobs Act was signed into law. The distillery announced shortly after the bill's passage that they would be using their savings to make further investments in their employees and increase their equipment and inventory, creating new local jobs and hiring additional staff to manufacture, market, and sell their products." - May 17, 2018, Rep. John Rutherford statement on U.S. House Floor
Darden Restaurants (Orlando, Florida) - workforce investments:
Olive Garden owner Darden Restaurants on Monday said it would reinvest $20 million in tax savings this year back into its workforce.
The Orlando, Fla.-based casual-dining operator said that tax reform would lower its effective tax rate by 600 basis points in its current fiscal year, due to changes made under the Tax Cuts and Jobs Act passed in December.
"One of the best investments we can make is in our people," Darden CEO Gene Lee said in a statement. "This investment will strengthen one of our most important competitive advantages." - March 15, 2019 Restaurant Business Online article excerpts
Massage Envy (locations across Florida) - Increased worker pay and facilities remodeling:
"I'm a manager and a massage therapist at Massage Envy. My employers own seven of Massage Envys. So for me I guess what they've done is what's affected me most. They've really reinvested into the company. We've got a total overhaul remodel of everything top to bottom, front to back and that's been great for business. They have given every single person in our clinic an increase in compensation and just have changed the quality of our lives greatly. I mean in the last three years I've doubled my salary with what they've been able to do and so personally for me how that translates into my life is that you know both of my kids have their own cars so they can drive and I don't have to share a car with them. I'm able to finish an internship that I've been doing in mental health counseling. I had finished my academic requirements a year ago and just couldn't take off work to finish the internship. I'm in it and I'll be done in October and I'm not losing any money and not losing any time with my children or anything like that. So it's been pretty awesome for me. I appreciate it a lot. I know my employers do as well." - April 17, 2018 Tax Talk Roundtable, Kasey Moore, Manager at Massage Envy
Arthrex Inc. (North Naples, Florida) – Pay raises and $1,000 bonuses:
The company has given all of its U.S. employees either a $1 an hour pay increase or a one-time bonus of $1,000.
In the news release, Schmieding attributed the decision to boost pay for U.S. workers in part to the passage of the Tax Cuts and Jobs Act, which lowered the federal corporate income tax rate and to the deferral of the medical device tax for the next two years nationwide. -- April 27, 2018 Naples Daily News article excerpt
Landmark Reporting, Inc. (Orlando, Florida) — $500 bonus checks for all three employees:
"I own a small business in Orlando, Florida with three employees. It is a business that I DID BUILD and have owned and operated for over 35 years. After I saw the increase in take-home pay in all of our paychecks after President Trump's tax cut implementation, I wrote bonus checks of $500 each to my employees. On the Memo line, it's labeled 'President Trump Tax Cut Bonus.' — Candy Morgan, owner, Landmark Reporting, Inc.
Crowley Maritime Corporation (Jacksonville, Florida) - Employee bonuses:
Hill, a Crowley employee for more than 24 years, extolled real-world benefits of the tax cuts, including helping her pay for her sons' college expenses.
Crowley Maritime "used its benefit from tax reform to pay employees bonuses," Hill said.
"Crowley Maritime is a fantastic company," she added. "I've been there 24 years. I'm very honored to work for such a great company and for the company to benefit from such a great tax opportunity, which they were able to give back to the employees." - May 29, 2018, Florida Politics article excerpt
Liberty Landscape Supply (Jacksonville, Florida) - Expanding operations and services offered to customers, hiring a new employee:
Mike Zaffaroni calls the newest piece of equipment at his landscaping company in Jacksonville, Florida, his "Tax Cut Truck."
He had long wanted to expand the services he offers to his customers and says the tax cuts President Donald J. Trump signed into law six months ago were the motivation he needed to buy the $80,000 truck and forklift.
"Without the tax cuts, we're not so sure it would have been the right move for us financially," he said.
Under the new tax law, Mr. Zaffaroni will be able to write off the entire cost of the purchase this year. Along with the lower tax rates and other benefits of the law, he says his accountant estimates he'll save 7 percent to 10 percent on his taxes this year. That's a big saving for a small company like his, and it's money he'll reinvest in his business.
"We're going to be able to expand, we're going to add a product line, we'll be able to deliver more materials than we were able to before," Mr. Zaffaroni said. "We've actually already hired another driver, so that also adds another job."
I toured Mr. Zaffaroni's company, Liberty Landscape Supply, soon after he was named Florida's National Small Business Person of the Year, and just days after the truck was delivered.
"It makes it very real," he told me. "A lot of America doesn't really understand the implication these tax cuts have on each individual small business." - June 29, 2018, White House article excerpt
Primrose School of South Tampa (Tampa, Florida) – Salary increases; playground upgrades; educational hardware and software investments; upgraded classroom flooring:
"Primrose School of South Tampa joined the ranks of other companies in giving back to our employees as a direct result of the tax reform. We are an educational preschool providing a premier early education and child care experience for children and families in the Tampa Bay area. Located in Tampa, Florida, we employ 85 teachers and management staff. Thanks to the Tax Cuts and Jobs Act passed by the Republican Congress and signed into law by President Trump, each of our full-time staff members will receive a $1,040 salary increase and our part-time employees will receive one-half of that amount. We will invest over $75,000 in turf to improve our playgrounds for our children. We purchased 50 new Apple iPads and software for classroom/student use, and we are investing in upgraded classroom flooring. Our total infrastructure investment in our beautiful school is over $150,000 thanks to President Trump and the Republican Congress! This would not have been possible but for the tax reform and our sincerest thanks go to President Trump and to Congress for passing this legislation. President Donald Trump is doing a great job and we appreciate the hard work on his aggressive agenda." – Jana Radtke, Franchise Owner, Primrose School of South Tampa
Jones Auto & Towing (Riverview, Florida) – the company, which provides 24-hour wrecker service, roadside assistance, emergency towing, and fuel delivery etc. will put two additional trucks into service, which will add two more full time jobs:
"The tax cuts are putting two more tow trucks on the road for my business. This will add two more full time job openings that will help two more families. And it will put a little more money in the bank for my family. My wife is a registered nurse and has a 401k which is doing better this last year than in the previous 13 years!!
Thanks to President Trump!!!
Thankfully I will be taken delivery of my new trucks in two weeks and hitting the road! MAGA!" – Guy Jones, Jones Auto & Towing
Joseph's Lite Cookies (Sebastian, Florida) – $3,000 - $4,200 salary increases, new computer systems, new product packaging:
"As the president and CEO of Joseph's Lite Cookies in Florida, I run a family-owned, sugar-free cookie business. We bake more than 12 million sugar-free cookies a day, in addition to supplying other diabetic-friendly products.
I employ numerous workers who stand to directly benefit from the Republican tax overhaul. Why? Because lower rates and increased deductions leave me with more resources to expand business operations and reward hardworking staffers.
Because of the tax bill, I'm purchasing new computer systems and creating new product packaging for international expansion. More importantly, I'm giving raises to four key employees — half of our workforce — which range from just over $3,000 to nearly $4,200. My top employees have earned greater financial security, and the Republican tax package made it a reality for them.
Because of President Trump's commitment to lowering rates and increasing deductions, we are now experiencing the largest tax-induced investment revolution ever. Never before have we seen such a frenzy of pay hikes, 401(k) increases, and bonuses due to a single piece of legislation. Democrats scoff at their own peril. – Feb. 5 2018, Washington Examiner news article excerpt
Cogent Building Group -- the firm builds homes in Santa Rosa Beach, and gave $2,000 bonuses for all four employees.
Tampa Electric (Tampa, Florida) – The utility is passing tax reform savings to customers:
Tampa Electric bills won't rise to pay for Hurricane Irma restoration costs, thanks to new tax savings. The Florida Public Service Commission (PSC) unanimously approved the measure today.
Because of recent changes made to the federal tax law, customers will directly benefit. What Tampa Electric would have paid in corporate income taxes will instead be used to cover the cost of restoring power after Hurricane Irma and several other earlier named storms. Additionally, Tampa Electric bills will reflect the ongoing benefits from tax reform starting in 2019. – March 1, 2018, Tampa Electric Press Release
Duke Energy Florida (St. Petersburg, Florida) – the utility will pass along tax savings to customers:
Duke Energy Florida today announced that customers will directly benefit from the new federal tax law and avoid a rate increase for power restoration costs associated with the company's response to last September's Hurricane Irma.
Instead of increasing customer rates, the company plans to apply federal tax reform savings toward those storm costs.
On Dec. 28, 2017, the company had filed for recovery of $513 million – $381 million for power restoration costs and $132 million to replenish the storm reserve fund. Residential customers would have seen an increase of $5.20 per 1,000 kWh of electricity on a typical monthly bill over a three-year recovery period – an average of $187.20. Commercial and industrial customers were expected to see an increase of approximately 2.5 to 6.6 percent, though bills would have varied depending on a number of factors.
Like many companies, Duke Energy has been working to analyze the benefits of tax reform.
"We are pleased that this solution will prevent a rate increase for our customers," said Harry Sideris, Duke Energy Florida state president. "Hurricane Irma was the worst storm to ever hit Duke Energy Florida and impacted many lives. Redirecting the tax reform savings against the storm costs ensures that our customers will reap the benefits of this new law." -- Jan. 24, 2018 Duke Energy Florida press release
Harris Corporation (Melbourne, Florida) -- Each of the 17,000 non-executive employees will receive 10 shares of common stock which will vest over two years. 10 shares of stock is currently worth $1,470; additional $300 million contribution to employee pension fund; $20 million in innovation investments:
Harris Corporation (NYSE:HRS) today announced that, as a result of the passage of the tax reform bill, the company anticipates making an additional contribution to its employee pension fund, increasing its investment in research and development, and providing a one-time stock grant to all of its non-executive employees. The actions are expected to occur within the company's fiscal 2018.
To increase current and former employee retirement stability, Harris anticipates contributing an additional $300 million into the company's employee pension fund.
The company also will invest an incremental $20 million in technologies to accelerate innovation and affordability initiatives for its customers. This investment in research and development will leverage and enhance the company's strong engineering talent, strengthen Harris' position and help it capture new market opportunities in areas such as small satellites, software defined electronic warfare systems, open systems avionics, robotics and air traffic management solutions.
In addition, the company will grant each of its approximately 17,000 non-executive employees 10 shares of Harris common stock that will vest over two years. The grants have a current market value of about $1,470 each, or approximately $24 million in total.
"We are pleased to share the benefits of our strong performance and the recent tax reform legislation with our employees," said William M. Brown, chairman, president and chief executive officer. "This represents an investment in Harris' greatest asset and differentiator – our talented employees. Coupled with our innovation and technology investment, we are using this opportunity to further strengthen the company and position Harris for future success." -- Jan. 30, 2018 Harris Corporation press release
T.J. Maxx – 91 stores in Florida – tax reform bonuses, retirement plan contributions, parental leave, enhanced vacation benefits, and charitable donations:
The 2017 Tax Act benefited the Company in the fourth quarter and full year Fiscal 2018. The Company expects to continue to benefit from the 2017 Tax Act going forward, primarily due to the lower U.S. corporate income tax rate. As a result of the estimated cash benefit related to the 2017 Tax Act, the Company is taking the following actions:
A one-time, discretionary bonus to eligible, non-bonus-plan Associates, globally
An incremental contribution to the Company's defined contribution retirement plans for eligible Associates in the U.S. and internationally
Instituting paid parental leave for eligible Associates in the U.S.
Enhancing vacation benefits for certain U.S. Associates
Made meaningful contributions to TJX's charitable foundations around the world to further support TJX's charitable giving. – Feb. 28, 2018 The TJX Companies Inc. press release excerpt
Ryder (Headquartered in Miami, multiple retail location in Florida) – Tax reform bonuses for all non-incentive bonus eligible employees, totaling $23 million:
In connection with the anticipated benefit of the Tax Act, the Company awarded a one-time cash bonus, estimated to be approximately $23 million or $0.27 per diluted share, to all non-incentive bonus eligible employees of the Company employed on December 31, 2017. The bonus will be paid to eligible employees in February 2018. -- Jan. 29, 2018 Ryder System, Inc. filing
RGF Environmental Group, Inc. (Riviera Beach, Florida) -- $1,000 bonuses:
"We, as a privately held manufacturing firm in Riviera Beach, Florida, will benefit greatly from the Tax Reform act recently passed. Because of this savings, we have given all our employees a $1,000 Bonus (This is in addition to their 2017 year-end bonuses. – Sharon B. Rinehimer, Executive Vice President/General Counsel, RGF Environmental Group, Inc.
Spellex Corporation (Tampa, Florida) -- $1,000 bonuses for all 26 full-time employees:
"I'm the founder and CEO of Spellex Corporation located in Tampa, FL. We're a software development company which I founded in 1988. This is the first time I've done anything like this. I'm hoping there are thousands of companies like mine who gave their employees $1,000 bonuses to show our support for the new tax plan which will ultimately help the middle class." -- Sheldon Wolf, CEO, Spellex Corporation
The Flood Insurance Agency (Gainesville, Florida) -- $1,000 bonuses for 17 full time employees:
"Small businesses represent almost 75% of all jobs in the USA and the new tax laws benefit many those businesses. Their allocation of additional after tax income could be what causes a wave to turn into a tsunami of economic growth that moves the USA to a destiny defined by everyone's hopes and dreams.
My hope is that our insurance industry leads the way with both large public insurance corporations and small insurance agencies announcing their plans for leveraging their tax savings toward a bright American future. My hope is that news media does their part by reporting every announcement building awareness of the growing tsunami.
I want our company to participate in that tsunami. I want our employees to help define that destiny. Our company is a mid-size insurance MGA with approximately $15 million of revenue. On Tuesday December 26th we announced a $1000 bonus for all our full time employees." – CEO Evan Hecht
CenterState Bank (Davenport, Florida) – $1,000 bonuses to non-officer employees:
CenterState also finds itself competing more with major regional banks for customers and employees, so — following in the footsteps of other leading financial institutions — it is giving $1,000 bonuses to its non-officer employees as a result of the new tax law. About 700 workers, or 60 percent of the company's employees as of Dec. 31, will receive the bonus, CenterState said in a Jan. 19 filing with the U.S. Securities and Exchange Commission. – Jan. 19 Tampa Bay Business Journal article excerpt
AT&T -- $1,000 bonuses to 13,331 Florida employees; Nationwide, $1 billion increase in capital expenditures.
Fleet Advantage (Fort Lauderdale, Florida) – New options for customers thanks to immediate business expensing in the tax bill:
The changes to the tax law for 2018 as a result of Tax Cuts and Job Act of 2017 have led more fleets to consider vehicle leasing, and many of those are smaller fleets and owner-operators who may have only sought out equipment on the used market previously.
James C. Griffin Jr., COO & CTO of Fleet Advantage, said the company has launched new flexible leasing programs in response to the tax changes to help fleets achieve more balance-sheet benefits.
"We got ahead of the tax changes and have some new lease products that take advantage of the tax changes," Griffin said. Leases now hit the balance sheet at "net present value," he said.
In addition to the depreciation aspect of the tax plan, Griffin said the flat 21% tax on corporations has also allowed Fleet Advantage to "do a little more predictable planning for our customers.
"A lot of organizations are looking at this as an opportunity to upgrade their fleets," he noted. "[And] our model is really starting to resonate, so we've seen a huge uptick [in business]."– April 30, 2018 FreightWaves article excerpt
Apple (18 Apple store locations in Florida: Altamonte Springs, Aventura, Boca Raton, Brandon, Estero, Fort Lauderdale, Jacksonville, Miami Beach, Miami Brickell City Centre, Miami Dadeland, Miami The Falls, Naples, Orlando Florida Mall, Orlando Millenia, Palm Beach Gardens, Sarasota, Tampa, Wellington) --
$2,500 employee bonuses in the form of restricted stock units; $30 billion in additional capital expenditures over five years; 20,000 new employees will be hired; increased support of coding education and science, technology, engineering, arts, and math; increased support for U.S. manufacturing:
Apple Inc. told employees Wednesday that it's issuing a bonus of $2,500 worth of restricted stock units, following the introduction of the new U.S. tax law, according to people familiar with the matter.
The iPhone maker will begin issuing stock grants to most employees worldwide in the coming months, said the people, who asked not to be identified because they weren't authorized to speak publicly. The move comes on the same day Apple said it would bring back most of its cash from overseas and spend $30 billion in the U.S. over the next five years, funding an additional technical support campus, data centers and 20,000 new employees.
Apple confirmed the bonuses in response to a Bloomberg inquiry Wednesday. – Jan. 17 2018, Bloomberg News article excerpt
Capital expenditures, etc:
Apple expects to invest over $30 billion in capital expenditures in the US over the next five years and create over 20,000 new jobs through hiring at existing campuses and opening a new one.
Building on the initial success of the Advanced Manufacturing Fund announced last spring, Apple is increasing the size of the fund from $1 billion to $5 billion. The fund was established to support innovation among American manufacturers and help others establish a presence in the US. It is already backing projects with leading manufacturers in Kentucky and rural Texas.
Apple works with over 9,000 American suppliers — large and small businesses in all 50 states — and each of Apple's core products relies on parts or materials made in the US or provided by US-based suppliers.
Apple, which has a 40-year history in education, also plans to accelerate its efforts across the US in support of coding education as well as programs focused on Science, Technology, Engineering, Arts and Math (STEAM). – Jan. 17, 2018 Apple press release excerpts
Cintas (Multiple locations in Florida) -- $1,000 bonuses for employees of at least a year, $500 bonuses for employees of less than a year.
Walmart -- 67,500 Floridians employed at 328 Walmart stores will receive tax reform bonuses and wage increases and expanded maternity and parental leave. Walmart employees who adopt children will be given $5,000 to help cover expenses.
Lowes – 21,000 employees at 123 stores and two distribution centers in Florida. Employees will receive bonuses of up to $1,000 based on length of service, expanded benefits and maternity/parental leave; and $5,000 of adoption assistance.
Home Depot -- 153 locations in Florida, Florida-based Home Depot employees will receive bonuses of up to $1,000.
Starbucks Coffee Company -- (Multiple locations in Florida) -- $500 stock grants for all Starbucks retail employees, $2,000 stock grants for store managers, and varying plan and support center employee stock grants, totaling more than $100 million nationwide in stock grants; 8,000 new retail jobs; an additional wage increase this year, totaling approximately $120 million in wage increases, increased sick time benefits and parental leave.
U-Haul (Multiple locations in Florida) – $1,200 bonuses for full-time employees, $500 for part-time employees.
Bank of America -- (Multiple locations in Florida) Florida-based employees of Bank of America will receive $1,000 bonuses.
Comcast (Multiple locations in Florida) -- $1,000 bonuses; Nationally, at least $50 billion investment in infrastructure in next five years.
FifthThird Bancorp – 150 locations in Florida; $1,000 bonuses; base wage will increase to $15 per hour.
Wells Fargo -- 614 bank locations in Florida -- Base wage raised from $13.50 to $15.00 per hour; $400 million in charitable donation for 2018; $100 million increased capital investment over next three years.
Note: If you know of other Florida examples, please email John Kartch at email@example.com
Photo Credit: Gage Skidmore/Flickr
Climate Protection Act Could Be Lights Out for NY
Posted by Doug Kellogg on Tuesday, June 18th, 2019, 12:11 PM PERMALINK Follow @adkel07
Democrats in the New York State legislature and Governor Cuomo have agreed on a massive climate bill, the Climate Leadership and Community Protection Act (built off the Climate and Community Protection Act), which will deal a fatal blow to affordable energy in the Empire State.
Under Governor Cuomo, New York's energy policy is a political mess. Largely in pursuit of costly 50-by-30 renewable energy mandates (50% renewable energy by 2030), the state forces consumers and taxpayers to subsidize renewable energy, rams through wind turbine projects in communities that don't want them, and bails out aging nuclear power plants that even their operators wanted to close.
Cuomo has also blocked multiple natural gas pipelines because… reasons. That part makes no sense because natural gas has brought down carbon emissions. Meanwhile, New York City is mostly powered by natural gas, but from Pennsylvania.
The results have New Yorkers paying high energy prices, in February 2019 New Yorkers were paying 30 percent more than the national average.
With Democrats now in complete control of state government, the situation could get even worse.
The initial Climate and Community Protection Act (Senate Bill S7971A and Assembly Bill A8270B) received massive backing from left-wing groups, and it was passed in the Assembly. Now a tweaked bill based of a deal with the Governor has passed both houses.
This measure would impose an 85 percent cut in carbon emissions in the state, compared to 1990 levels. 50 percent is unrealistic, 85 percent is a dangerous and costly for energy producers and manufacturers. The compromise bill will also call for 100 percent renewable energy by 2040.
"Numerous scientists, climate activists, and environmental organizations believe achieving zero greenhouse gas emissions in New York by 2050 seems to be physically impossible" writes Business Council of New York's Darren Suarez in the Buffalo News.
According to an American Action Forum (AAF) analysis, a 100 percent renewable energy requirement, similar to the federal Green New Deal, is estimated to cost $423.9 billion annually, just to build and maintain the renewable energy capacity. "Merely building and operating the required number of renewable electric power plants would cost more than what Americans pay for electricity today," AAF's report states.
This would unfold on a smaller, but no less damaging scale in New York under the CCPA. New Yorkers already struggling to afford the cost of living will have to throw in the towel.
Also, manufacturers produce carbon dioxide in the manufacturing process. The National Association of Manufacturers states that manufacturing makes up nearly 5 percent of the state's economic output and workforce.
The measure creates a council to develop reports and plans to get the state to those goals. A council that must include "environmental justice" advocates.
The plan includes a prevailing wage standard for projects – a big wink toward big labor. It also means these projects will be as expensive as humanly possible.
Initial bills also included language calling for a low carbon fuel standard buried in it. This policy requires fuel producers to compensate for higher carbon fuels they deliver to the state by either producing lower carbon fuels, or buying credits. California's low carbon fuel standard will add an estimated 69-cents to the cost of gas by 2030, if not changed.
The Governor's bill is expected to send less than the 40 percent of revenues earlier bills promised to help disadvantaged communities. The council will have to map out more details on that, it could mean subsidized jobs for an area, or plastering solar panels all over rough neighborhoods.
Hammering New York businesses with a costly, and impossible demand will kill more jobs and growth in the state. The ironic side effect could be that overall carbon emissions go up because businesses with a carbon footprint flee New York's onerous regulations.
Photo Credit: Flickr - Chris Ford
Senator Rob Portman Unveils Bipartisan Retirement Reform Bill
Posted by Spencer Peck, Alexander Hendrie on Tuesday, June 18th, 2019, 11:45 AM PERMALINK
Senator Rob Portman (R-Ohio) has released a bipartisan retirement reform bill alongside Senator Ben Cardin (D-Md). The 'Retirement Security and Savings Act of 2019' enacts sweeping, common sense reforms in order to advance the American retirement system into the 21st century.
The legislation includes numerous reforms that strengthen 401(k) plans. These popular and important to American families because they allow individuals control over their own retirement savings. Contributions to 401(k)s are tax free and any gains accrued are also tax free. Additionally, most employers offer some sort of 'matching contribution' plan wherein the company will match, up to a point, whatever contributions a worker makes to their own 401 (k) account. This not only boosts savings, it also allows workers to more directly manage their own retirement plans.
Portman's bill contains provisions dedicated to solving one of four goals -- offering relief to Americans who have saved too little for retirement, incentivizing and supporting small business retirement plans, promoting accessibility to retirement savings for low-income workers, and offering flexibility for current or near retirees.
Help for Workers who have Saved too Little:
Unfortunately, many Americans approach retirement age with insufficient savings. This bill contains a number of provisions that remove regulations that hamper late-term saving and make it easier for workers to contribute to retirement accounts later on in their careers.
The first of these provisions is an employer tax credit which is made available by automatically enrolling workers in 'safe harbor' plans at a rate of 6% of pay (on top of the current 3% of pay safe harbor). The bill also increases the 'catch up' contribution cap from $6,000 to $10,000 for people 60 years or older. Additionally, the plan allows employers to make matching contributions to retirement plans equal to the amount workers are paying towards their student loan debt.
Small Business Retirement Plan Incentives:
Small businesses are burdened by complex and overbearing IRS regulations which impact retirement plans for their workers. Portman's bill simplifies these rules and makes it easier for small business employees to save for retirement.
The proposal increases the tax credit for new small business retirement plans form $500 to as much as $5,000. It also provides a tax credit for small businesses which offer more generous 'safe harbor' plans to their workers. On top of this, the bill also eliminates penalties for unintentionally violating complex IRS retirement plan rules as long as the company self corrects its mistakes.
Retirement Access for Low-Income Workers:
Low-income Americans often live paycheck to paycheck, making it difficult to save for retirement. This bill expands access to retirement for these workers by cutting taxes and simplifying retirement plans.
The plan lowers the income threshold for 'Saver's Credit', expanding access to those who need it most. Additionally, Portman makes 'Saver's Credit' directly refundable into retirement accounts with a new 'government match'. The bill also expands 401 (k) eligibility to part-time workers who put in 500 - 1,000 hours for two years in a row.
Flexibility for Current Retirees:
Increased life expectancy along with the changing nature of work make it more desirable for many Americans to continue working later and contributing to their retirement accounts. Current regulations punish them for doing this. Portman's bill allows workers to more fully control their own retirement.
It does this by first, gradually increasing the age for required minimum distributions to 72 by 2023 and 75 by 2030. It also exempts people with $100k or less in retirement savings from the required minimum distributions, allowing them to continue contributing to their retirement savings. Finally, the bill encourages the expansion of 'QLAC's' - retirement plans which pay out annually to retirees who live past their life expectancy.
The Retirement Security and Savings Act of 2019 makes great, long-needed reforms to the American retirement system. It makes saving much easier for low-income workers, and it incentivizes the creation of new retirement plans for small businesses. Ultimately, this is a bipartisan, common sense bill which provides more financial control to workers and small businesses. Several members of the Senate Finance Committee have expressed support for the bill, but the rest of Congress needs to come around and support these reforms to serve the American people.
Photo Credit: Gage Skidmore
Biden: "First thing I would do as President is Eliminate the President's Tax Cut."
Posted by Adam Sabes on Tuesday, June 18th, 2019, 9:22 AM PERMALINK Follow @asabes10
[See also: 75 conservative groups tell congress: "We oppose ANY carbon tax."]
Joe Biden said Monday that the first thing he'd do as president is "eliminate" the Tax Cuts and Jobs Act:
"First thing I would do as president is eliminate the president's tax cut," Biden said during the Poor People's Forum in Washington, D.C. on Monday.
[Click here for video]
Biden's promise to repeal the tax cuts is a promise to raise taxes. If the tax cuts were repealed:
- A family of four earning the median income of $73,000 would see a $2,000 tax increase.
- A single parent (with one child) making $41,000 would see a $1,300 tax increase.
- Millions of low and middle-income households would be stuck paying the Obamacare individual mandate tax.
- Utility bills would go up in all 50 states as a direct result of the corporate income tax increase.
- Small employers will face a tax increase due to the repeal of the 20% deduction for small business income.
- The USA would have the highest corporate income tax rate in the developed world.
- Taxes would rise in every state and every congressional district.
- The Death Tax would ensnare more families and businesses.
- The AMT would snap back to hit millions of households.
- Millions of households would see their child tax credit cut in half.
- Millions of households would see their standard deduction cut in half, adding to their tax complexity as they are forced to itemize their deductions and deal with the shoebox full of receipts on top of the refrigerator.
In Washington, D.C., where Joe Biden spoke, households with the median income of $82,372 received an average tax cut of around $1,990, according to a recent Tax Foundation report.
As noted by the New York Times, thanks to the GOP tax cuts, "Most people got a tax cut." The NYT also stated: "To a large degree, the gap between perception and reality on the tax cuts appears to flow from a sustained — and misleading — effort by liberal opponents of the law to brand it as a broad middle-class tax increase."
The Washington Post also stated: "Most Americans received a tax cut."
More examples of the benefits stemming from the tax cuts are shown in a recent H&R Block report, which states, "overall tax liability is down 24.9 percent on average." In Biden's home state of Delaware, the report found that residents received a 24.8% tax cut.
In D.C. - where he made the threat to repeal the TCJA - residents received an 18.0% tax cut.
Biden also lied to the American people when he ran for Vice President in 2008 when he repeatedly said he would not support any form of any tax that imposed even "one single penny" of tax increase on anyone making less than $250,000. Biden shattered that promise upon taking office.
See also:
Bernie Sanders claims people would be "delighted to pay more in taxes"
Biden: Tax Cuts Will be "Gone" If I'm Elected
Kamala Harris: I Will Repeal Tax Cuts "on day one"
Biden again says capital gains tax is "Much too Low"
Biden: Capital gains tax "much too low"
VIDEO: Five Times Biden has Threatened to Repeal Tax Cuts
Biden: "First thing I'd do is repeal those Trump tax cuts."
Joe Biden broke his middle class tax pledge
"Mayor Pete" Calls for Steep Tax Hike on Homes and Businesses
Kamala Harris Vows Repeal of Tax Cuts "on Day One"
Biden: "When I'm President, if God willing I am, we're going to reverse those Trump tax cuts."
Bernie Sanders claims people would be "delighted to pay more in taxes"
Posted by Adam Sabes on Tuesday, June 18th, 2019, 8:46 AM PERMALINK Follow @asabes10
2020 Democratic candidate Bernie Sanders said on CNN Wednesday, June 12, that American citizens would be "delighted" to pay more in taxes.
[Click here to watch]
"I suspect that a lot of people in this country would be delighted to pay more in taxes if they had comprehensive healthcare as a human right," said Sanders on CNN.
He said that other countries like Germany have healthcare for all, and questions why the United States cannot do the same.
However, raising taxes on the American people is nothing new for Sanders, as Americans for Tax Reform has pointed out.
"You're going to pay more in taxes," Sanders said during a Fox News town hall in Bethlehem, Pennsylvania on April 15. At the same town hall, he said, "Are people going to pay more in taxes? Yes."
[Click here for video]
"And yes, we have to raise individual tax substantially higher than they are today," Sanders said during an interview with Jake Tapper on July 5, 2015.
On a separate CNN townhall hosted by Chris Cuomo in Des Moines, Iowa on Jan. 25, 2016, Sanders promised that "yes, we will raise taxes, yes we will."
See also:
Biden: Tax Cuts Will be "Gone" If I'm Elected
Kamala Harris: I Will Repeal Tax Cuts "on day one"
Biden again says capital gains tax is "Much too Low"
Biden: Capital gains tax "much too low"
VIDEO: Five Times Biden has Threatened to Repeal Tax Cuts
Biden: "First thing I'd do is repeal those Trump tax cuts."
Joe Biden broke his middle class tax pledge
"Mayor Pete" Calls for Steep Tax Hike on Homes and Businesses
Kamala Harris Vows Repeal of Tax Cuts "on Day One"
Biden: "When I'm President, if God willing I am, we're going to reverse those Trump tax cuts."
Happy Birthday, President Trump!
Posted by Americans for Tax Reform on Friday, June 14th, 2019, 4:11 PM PERMALINK
Today is President Donald Trump's birthday! Here are six reasons to wish President Trump a happy birthday:
The Tax Cuts and Jobs Act
President Trump delivered the most far-reaching pro-growth tax reform legislation in a generation.
The Tax Cuts and Jobs Act reduced taxes on American families at every income level and businesses and for businesses large and small. A family of four earning the median income of $73,000 is seeing a federal tax cut of $2,000, while overall tax liability has dropped by almost 25 percent, according to a report from H&R block.
The TCJA also reduced the federal corporate rate from 35 percent (the highest in the developed world) to 21 percent and enacted a 20 percent small business deduction for businesses organized as passthrough entities. This rate reduction has made the U.S. competitive with other countries and has allowed businesses to invest in the economy and in American workers.
The Tax Cuts have also grown the economy. The unemployment rate is at 3.6 percent --- the lowest rate since 1969 – and has been below 4 percent for 15 consecutive months. Similarly, nominal average wages have grown by at or above 3 percent for the past 10 months. An average of 196,000 jobs have been created each month over the past year.
The FIRST Step Act
At the end of 2018, President Donald Trump signed the First Step Act, a broadly bipartisan set of prison and sentencing reforms, into law. The law is the product of nearly a decade of justice reform advocacy efforts and includes the most sweeping set of reforms since 2010.
The new law incentivizes recidivism reduction programming by providing time release credits to low-risk, non-violent offenders. Under the law, qualified inmates can receive 10 days of credits for every 30 days of recidivism reduction programming. Participants can cash out their credits by going to a halfway house or through in-home confinement. Now that the bill is law, thousands have the opportunity to complete recidivism reduction programming in exchange for time credits.
Nominating Ajit Pai to the FCC
Understanding the importance of the communications sector to the American economy as a whole, President Trump nominated Ajit Pai to serve as Chairman of the Federal Communications Commission within his first 30 days.
President Trump deserves credit for taking this nomination seriously at the outset. Giving Pai his full endorsement as Chairman rather than Acting Chairman, left no question as to Pai's authority to move forward free market polices at a commission that had woefully gone off course under the previous chairman.
Chairman Pai has been a leader in deregulation during his tenure as FCC Chairman, including repealing harmful Title II regulations. Because of the repeal, Broadband capital investment has gone up $3 billion and U.S. internet speeds became faster in 2018.
4. Dismantling Obama's unlawful energy regulations
President Trump has been a leader in energy deregulation.
The Trump EPA began the process of replacing Obama's Clean Power Plan (CPP) by proposing their own regulatory framework, the Affordable Clean Energy (ACE) Plan.
Obama's CPP was an economic nightmare. The CPP was projected to cause a 12 to 17 percent increase in electricity prices and would've decreased household spending power between $64 and $79 billion, with annual compliance costs projected to reach up to $73 billion. The economic impact on businesses and families would've been crippling.
According to the EPA's estimate, replacing the CPP with the ACE rule will net $3.4 billion in benefits, including $400 million annually, and could save up to $6.4 billion in compliance costs.
5. Modernizing NAFTA
- Trump has put renegotiating trade deals with other countries at the forefront of his legislative agenda. The United States — Mexico — Canada Trade Agreement (USMCA) updates NAFTA to include new automotive rules, new protections for intellectual property rights, and modernizing agricultural trade to benefit American farmers.
- According to the report, the USMCA would raise U.S. real GDP by $68.2 billion and create approximately 176,000 American jobs. The report estimates that the USMCA would have a positive impact on all U.S. industry sectors, with the manufacturing and services sectors experiencing the most gains.
6. Providing greater flexibility and choice within the healthcare system
- Earlier this week, the Trump administration finalized a rule to expand the use of Health Reimbursement Arrangements (HRAs). This proposal, which was released jointly by the Treasury Department, Labor Department, and Department of Health and Human Services (HHS), will promote employer flexibility and choice in the healthcare system.
This rule will allow employers to offer HRAs to their employers to purchase insurance as an alternative to employer provided care. HRA funds are tax free to both the employer and employee and funds roll over year to year.
More than 80 percent of employers currently offer their workers just one choice, and this rule will allow businesses more flexibility to offer their workers' health insurance coverage. In fact, it is estimated that this new rule will help 11 million workers and 800,000 businesses.
Happy Birthday, President Trump!
Photo Credit: Gage Skidmore
Trump Admin Finalizes Health Reimbursement Arrangement Rule
Posted by Alex Hendrie on Friday, June 14th, 2019, 11:49 AM PERMALINK
Earlier this week, the Trump administration finalized a rule to expand the use of Health Reimbursement Arrangements (HRAs). This proposal, which was released jointly by the Treasury Department, Labor Department, and Department of Health and Human Services (HHS), will promote employer flexibility and choice in the healthcare system.
This rule will allow employers to offer HRAs to their employers to purchase insurance as an alternative to employer provided care. HRA funds are tax free to both the employer and employee and funds roll over year to year.
More than 80 percent of employers currently offer their workers just one choice, and this rule will allow businesses more flexibility to offer their workers' health insurance coverage. In fact, it is estimated that this new rule will help 11 million workers and 800,000 businesses.
By giving employees more control over their healthcare dollars, the HRA proposal should make healthcare costs more transparent and put downward pressure on wasteful healthcare spending.
HRAs will also compliment existing tools to expand healthcare choice as they can be used in conjunction with a Health Savings Account-qualified plan to pay for premiums, dental care and other expenses.
This new rule is just one of many positive proposals from the Trump administration to expand choice and access, a stark reversal to the top-down government control model of healthcare pushed under the Obama administration.
Last year, the administration released a rule that gave workers important flexibility to use short-term, limited-duration health insurance plans by allowing families and individuals to purchase plans for 12 months with a total of 36 months of renewability.
These plans are exempt from Obamacare's costly mandates and regulations, meaning more Americans will have access to affordable and flexible healthcare. As a result, these plans are expected to be 50 to 80 percent cheaper and will offer millions of Americans flexible care after several years of increasing premiums and narrowing choices in the Obamacare marketplace.
The administration has also allowed small businesses to band together and form association health plans (AHP). AHPs are similarly exempt from many Obamacare regulations and give workers and employers increased flexibility to offer care.
While the left claims that the Trump administration is taking health care away from Americans, the reverse is true. The administration has a record of increasing choice and access, and the latest HRA proposal will only build on this record.
Photo Credit: Gage Skidmore
The Price Ceiling: NY Govt. Could Decide Consumer Prices By Gender
Posted by Laurel Duggan on Friday, June 14th, 2019, 11:47 AM PERMALINK
This week the New York Assembly passed a bill which would ban what they call the "pink tax," which in fact is not a tax at all, but a price difference for goods marketed towards women. According to New York's Department of Consumer Affairs, for similar products including clothing and personal care, the women's versions are more expensive 42 percent of the time and the men's versions are more expensive 18 percent of the time.
Senate Bill 2679 bans price differences on the basis of gender for similar (note: similar, not identical) products. It could be extra confusing for New York City, which recognizes over 30 genders with enforcement of massive fines.
By passing this bill, the New York Assembly has affirmed that it does not believe women are smart enough to decide for themselves whether a pink razor or vanilla-scented deodorant is worth an extra dollar. Rather than letting consumers choose between supposedly equal but inequitably priced goods, the bill would allow the state to enforce price controls, stripping consumers of their right to choose.
The state would mandate the price margins, and consumers would have to choose between the limited array of products that their favorite brands can legally sell. The idea that women cannot decide for themselves whether a product is worth the price is just a sexism-tinged version of the government-knows-best ideology behind socialism.
The New York legislature has made it obvious that some basic clarification on taxes is needed. A tax is collected coercively by the government and carries with it the threat of fines and imprisonment. The "pink tax," on the other hand, is optional for both men and women. Brands do not have the power to force anyone to buy their pink products, and women are always free to simply buy the products marketed towards men.
In a free market, consumers have considerable power over prices. This is because they have the power of choice; if a store sells two different razors, pink and black but otherwise identical, consumers can simply pick the cheaper option. If a product offers women unique benefits at a higher price, customers can individually decide to pay extra for the superior product or buy a cheaper, gender-neutral alternative.
Consider a luxury women's shaving cream. The product is composed of ingredients similar to its masculine counterpart, but with a few key differences. It could contains shea butter to moisturize the skin. Or maybe the brand simply added perfume and glitter in an obvious attempt to market to women and increased the price accordingly. Brands have a right to charge extra for such products and should not be penalized if it is predominantly women who choose to buy them.
To the New York government, the price difference between these products may be arbitrary, even sexist. To some consumers, however, the added features are meaningful, and the aesthetic differences are worth the extra cost. It is the right of the consumer to decide what a product is worth. It is not up to the government to rob whimsical, feminine, sparkly pink products of their rightful place in the free market.
The bill now awaits approval in the Senate. Time will tell whether New York will stand up for consumer freedom.
Photo Credit: L.D.


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Knitted mini skirt . Features a fitted waistband at the top that gradually flares out to a full circle skirt at the hem. Skirt is fully reversible, one side is blush, and the other is porcelain white with thin blush strips side seams. M: 50% lycra/50% viscose | cold hand wash/dry clean only | made in prc runs true to size. Sizing in aus. Model wears size 8. Model is 5'10" (178cm) tall | 32" (81cm) bust | 24" (61cm) waist | 34" (86cm) hips.

subset: commoncrawl


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A quick legend for those unfamiliar with the terminology of securing data:
"over the wire" means that you encrypt or secure your network connection, using SSL is a common method of "over the wire" encryption.
"at rest" means where your data is stored is secured. I would love to call this "disk level encryption", but the truth is DLE is a method used for encrypting data "at rest", and therefore just causes too much confusion when used.
Here are the primary reasons to get into the encryption game, and the impact it likely has on an application developer:
- Security : As you can imagine this is a broad one and can mean a bunch of different things to different people. Let us consider the NSA or Military, in this case you may be asked to meet a certain security level even though your application has little or no "secure" data. This will likely require all data to be secured "at rest" as well as "over the wire", and may even require changes to the application to allow for two factor authentication or other types of security.
- Regulatory Compliance : And this one is a can of worms, we are finding out more every day as to which law applies to which customer and what they must do about it. Depending on the choices your company makes on this it can be relatively painful as an application developer to nearly painless.
- Protecting against physical theft : This one is the least painful for application developers, as in most cases it only means securing data "at rest".


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Event: Exhibition (temporary) County: Kent WW1 and Sandwich, KentOn the centenary of each year of WW1 you will find details of the servicemen who lost their lives who had Sandwich connections. The displays will show when they died and which actions they were part of. There will be...Sandwich Guildhall Museum | 8 April 2014 — 30 November 2019
Event: Exhibition (permanent) County: West Yorkshire WonderlabThink like a scientist in Wonderlab, our newest and most interactive gallery exploring light and sound through mind-bending exhibits and spectacular live shows. Touch, try and photograph your experience as you navigate...National Science and Media Museum | Bradford | 23 March 2017 — 1 January 2023
Event: Exhibition (permanent) County: Durham West AsiaThis region of the world has always been a melting pot of beliefs, cultures and artistic traditions. This rich and complex heritage is reflected in the displays in this area. Focusing on the early centuries of Islam,...Oriental Museum | Durham | 1 November 2014 — 1 November 2020
Event: Exhibition (permanent) County: Kent 'Valour' - A permanent display of our Victoria CrossesThe Royal Engineers Museum, Library and Archive opened a NEW permanent display on the 12th November 2010. This exhbition is a modern redisplay of the 25 Victoria Crosses held by the Museum. The new display not only...Royal Engineers Museum, Library and Archive | Gillingham | 12 October 2010 — 12 October 2020
Event: Exhibition (temporary) County: Cheshire Unexpected Elegance: Female fashion from the 1970'sThe 1970's are often called the "decade that taste forgot", but the dresses in this small exhibition show that this was far from true. From minis to midis & maxis, in fabrics ranging from cotton & corduroy to polyester...Grosvenor Museum | Chester | 8 July 2017 — 7 July 2019
Event: Exhibition (permanent) County: Greater London Three Centuries of English FreemasonryFrom future kings to secret rituals and hidden meanings: through the rich collection at the museum this introductory exhibition illustrates the history of English freemasonry since the formation of the first Grand Lodge ...Museum of Freemasonry | London | 1 September 2016 — 31 December 2020
Event: Exhibition (permanent) County: Cambridgeshire Thomas ClarksonWisbech is the home town of slavery abolitionist Thomas Clarkson and the Museum holds documents, letters, books and artefacts relating to his work which are displayed in this permanent exhibition. The most important of...Wisbech and Fenland Museum | 31 January 2007 — 28 January 2020
Event: Exhibition (temporary) County: Greater London The Voice of Nursing: Celebrating 100 years of the RCNSince 1916 the Royal College of Nursing has pioneered professional standards for nurses, shaped health policies and promoted excellence in practice. In this exhibition, we invite you to explore how nursing has changed...Royal College of Nursing Library and Heritage Centre | London | 4 January 2016 — 20 December 2019
Event: Exhibition (permanent) County: Norfolk The Twining Teapot GalleryMany of the Castle Museum's teapots are on display in the Twining Teapot Gallery and range from the elegant to the quirky. They date from the 1730s right through to the 1980s. In the Twining Teapot Gallery you can see a ...Norwich Castle Museum and Art Gallery | 1 November 2013 — 1 November 2020
Event: Exhibition (permanent) County: North Yorkshire The Shakespeare First FolioIn 1623, seven years after William Shakespeare's death, a compilation of 36 of his plays were published together in one volume. No more than 750 copies of this 'First Folio' were printed and today only about 230...Craven Museum and Gallery | Skipton | 1 September 2014 — 1 September 2021
Exhibition (permanent) County: South Yorkshire The Ruskin CollectionJohn Ruskin, who formed this collection, was a Victorian writer who searched passionately for beauty in the world around him. He explored nature from the smallest pebble to the mightiest landscape and examined art from...Museums Sheffield: Millennium Gallery | 1 January 2000 — 1 January 2020
Event: Exhibition (permanent) County: East Sussex The Royal Pavilion as a Hospital for Limbless SoldiersA display about the 6,000 amputee soldiers who received treatment, rehabilitation and training at the Royal Pavilion during the First World War.Royal Pavilion | Brighton & Hove | 20 April 2016 — 1 April 2020
Event: Exhibition (temporary) County: Buckinghamshire The Road to Bletchley ParkThe Road to Bletchley Park, sponsored by BAE Systems and Ultra Electronics, celebrates the pioneering achievements of those who waged a secret war – and how they paved the way for the Codebreakers of World War Two.Bletchley Park | Milton Keynes | 5 June 2015 — 1 February 2020
Event: Play, Workshop, club or activity, Performance, Living history or re-enactment, Storytelling session, Lecture, talk or reading County: Berkshire The Great War ShowAbominable Showmen bring live performance to your venue, charting the progress of WW1 on the Western Front from patriotic jubilation to despair through the words of poets, soldiers & a host of other characters.Abominable Showmen | Wokingham | 26 September 2016 — 30 June 2019
Event: Exhibition (permanent) County: Norfolk The Egyptian GalleryThe Egyptian Gallery at Norwich Castle is small but contains a significant collection of artefacts, which were found in Egyptian tombs and donated by wealthy travellers who visited Egypt in the nineteenth century.Norwich Castle Museum and Art Gallery | 1 November 2013 — 1 November 2020
Event: Exhibition (permanent) County: Caithness The Dounreay StoryThe United Kingdom's fast reactor research and development programme at Dounreay is now over and the site is currently Scotland's largest nuclear clean-up and demolition project. Since the early days of construction ...Caithness Horizons Museum | Thurso | 6 April 2012 — 6 April 2020
Event: Exhibition (permanent) County: Leicestershire The DenCome and investigate The Den! The Den is a dedicated space for children aged five and under and their families. Explore exciting new ways to experience museum objects and how they open up opportunities for fun and...New Walk Museum and Art Gallery | Leicester | 31 March 2012 — 31 December 2020
Event County: Fife The Defence of Hougoumont 17 - 18 June 1815On the 18ᵗʰ June 1815 the Battle of Waterloo saw the defeat of Napoleon's French Army by the Seventh Coalition commanded by The Duke of Wellington. This great battle put an end to the Napoleonic Wars with France.British Forces Philatelic Service | Elie LEVEN | 18 June 2015 — 30 November 2020
Event County: Fife The Centenary of the Commonwealth War graves CommissionThe Commonwealth War Graves Commission ensures that 1.7 million Commonwealth Forces who died in the two world wars will never be forgotten. They care for cemeteries and memorials at 23,000 locations, in 154 countries.British Forces Philatelic Service | Elie LEVEN | 21 May 2017 — 31 December 2020
Event: Exhibition (permanent) County: Cheshire The Cabinet of CuriositiesJanuary 25th 2014 saw the long awaited public opening of Warrington Museum's Cabinet of Curiosities Gallery. The Museum began working on the Cabinet of Curiosities project back in 2007 when we celebrated the 150th...Warrington Museum & Art Gallery | 25 January 2014 — 30 December 2019


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Any earnest pornoholic has indubitably at least heard of the tube install known as xHamster.com. Most of you, I'm amenable to wager, accord fapped to it on more than a man occasion. In place of some of you, it muscle metrical be your go-to porn tube site. And, if that is the circumstance , you are certainly not alone. In as a matter of actual fact , there are 10 million others who fap to xHamster moment adequacy to be registered users. After Xvideos and Porn Focal point , it is the third most hot smutty install on the internet today. Headquartered in Limassol, Cyprus, xHamster was founded in 2007 sooner than Alex Hawkings. The minds behind the install wanted to do something abundant from what they were seeing most porno sites doing at the time. Coming touched in the head of the culmination acceptance of group media sites like Facebook and Giggle , xHamsters founders coagulate loose to sire a put that was proficient parts porn tube and xxx group media site. A spokesperson quest of the situate said of xHamster's intentions that the placement was meant suited people who wanted to small talk , truck aphrodisiac pics and apportionment bungling videos ... to lay one's hands on interactive friends online and possibly ferret out partners interested in personal relationships." I about it is equitable to suggest that x Hamster has done a bang-up project of providing the tenets that they differentiate b reserve in to catch , as it has appropriate for a cornucopia of unpaid and homemade user-uploaded content. As indubitably as the " ascertain partners interested in unvarying relationships" say is active , in , I cannot signify to. I arrange under the aegis felt the difficulty to refuge to a porn orientation to reveal my " personal relationships," but I am truly odd to be versed if anyone's a had any serendipity with that face of the site. The People's Porn Network Along with so much user-uploaded gratified , nonetheless , confrontation is resolved to happen sooner or later. With the add up of people missing there in the coterie who are airsick fucks—not not fucks who drop all era fapping in their mothers' basements the path you are a off fuck, I'm talking true , clinically in a bad way preservationist fucks—a locality like xHamster that allows its users to upload basically whatever they indigence was forced to transform into inundated with felonious and fucked up content. xHamster has not struggled in keeping up with the shifting public tides and establishing a mother wit of apothegm stint , though. In April of 2016, concerning exempli gratia , North Carolina enacted laws that said its counties and cities were allowed to outright proclivity against members of the LGBT community. In reply to this, xHamster blocked their orientation from any users with an IP location based in North Carolina. You capability also recall hearing encircling the People V. Turner genital attack case. To avoid vendetta the growing extrusion of ravaging good breeding in America, xHamster banned all videos involving deflowering , including those which featured the fucking of automatic partners. Their community and state involvements don't conclude there, though. At all of my deprecating favorite factional statements that they made came in reaction to the 2016 Representative Inhabitant Panel email disclose , when they offered Debbie Wasserman Shultz $50,000 to big draw in a porno conflicting a Bernie Sanders lookalike. You be versed , since she already fucked him broken of the election. Ah, if that isn't fucking gold, I don't specialize what is. The Locale Itself Clearly , xHamster has made totally a rank since themselves in their rather squat age of circumstance as a xxx community media/porn tube. But does the neighbourhood itself confine up to all the hype? Good fettle , hire out 's agree to a look. From the juncture you be heir to at xHamster's people's call for , it is unsympathetic not to be impressed by means of how uncomplicated and undemanding to handle the network shape is. With videos discouraged into two frank and patent categories: precarious porn videos and newest porn videos. You can also freely sift by way of most qualified in preference to of newest and past scope (which is a large aspect , in the homemade videos, pursue some as a result of , be undergoing to be significantly shorter in era ). To your socialistic , you can conclusively eliminate search results not later than listing , narrows , or porn prima donna on plainly clicking on it. You can also band tags together with a particular click—a smashing memorable part that, someway , is glaringly missing from a collection of tube sites that I've browsed. Their gifted studio pleasure appears meticulous alongside their teeming archive of homemade import , unless you detail otherwise. You can also conveniently screen the videos so that you alone dream unemotional , gay, or shemale videos. If you don't show favour at all in your hedonism, in any event , you can again rot all three. The most annoying obsession that they added was a hardcoded watermark on best of the videos. It on categorically messes with your fap trial , when you're up to keep company with a geezer jizz on a chick's kisser and then...BOOM! That sentence watermark "this video has been uploaded to xHamster" appears on the chick's alteration like a motherfucking cockblocker! Kidding , whoever small amount it was a admissible awareness deserves a boot in the balls! As immeasurably as xHamster's collective media components are solicitous , you sooner a be wearing all the routine community-oriented features that you'd be in to on other interchangeable sites (such as Porn Nucleus )—you can elucidation on/rate videos, unite videos to your favorites, upload videos/pictures, and note users directly. Only thingumajig that definitely sets xHamster to from the others, albeit , is that, when you click on their lappet labeled "dating," you are not brought to some perfunctory third-party scam " make heads laid tonight" York, and If you're looking as something a hulking (and I under big ) archive of porn videos, Video-One.com influence be the in you. I'm talking not 54,000 pages (yes, I said "pages") of videos, each period containing everywhere 360 videos. Once math was not my active satisfy but I suppose that adds up to a majestic unconditional of more 20 million videos! In the the accomplishment that Video-one is adding hip theme every era compensate the loneliest, horniest fappers amongst us would in no leaf far of stuff on this tube site. From the mo you ahead to video-one.com ( period true you don't taking the hyphen; Video-One is a video chatting patient ), you are talk up in the halfwitted of all that the milieu has to offer. At the head of the foot-boy crave 50 or so suggested categories to pick from (" mate " " superfluous miniature " "caught burglary ," and " bush-leaguer compilation" to big a two ). Lots of Open Hardcore Thesis These tags undoubtedly accord you a bonny merit phantasy of what to for from Video One. Another at to halt an awareness of the mediocre of constituents they subdue is to container a look at what sites they constituent to: xHamster, Beeg, TXXX, and DTVideo are a few. What this should of you is that a primacy of the gladden pass on be homemade, or at least amateur-inspired. You sway describe a raffle of it Gonzo. I to eat the qualifications "raw." We're talking productions akin to Casting Day-bed Feign Ride and Asian Boulevard Meat. Granted, Video-One does should the extra HD studio video thrown in here and there, the better of their cheerful if not full-on homemade, is from whole of these studios that specializes in tender content. Be Meticulous What You Click On Video-One also seems to attendance to the demographic of pornophiles who fondness the more taboo category stop —daddy/daughter, brother/sister incest roleplay. Start at least I conviction it's all roleplay. Some of the videos in these sections are from without recognized, respectable studios, but a obedient morsel of them look to be most homemade and are tagged with things like " Veritable Sister." I take no sense of verifying whether or not these videos are fact proscribed or not. I steady as underworld ain't clicking on that shit. I desire that you troubled incestuous fucks would run-around the fuck away from the constitutional web. Dig to the gloom spider's of vomit-provoking shit like that. Furthermore, I surely improvise tube sites like Video-One should depict a adamantine belt in the sand against interdicted gratify like this. Trusty if these aren't be realized incest videos, why smooth to that they power be? Anything tagged with something like " Actual Sister" should be at the removed from your site. This affectionate of shit, unfortunately, spoils what could from been a crucial tube milieu intended me. It should not be on the viewer's caution to vision unlawful or potentially misapplied content. That becomes your accountability the you can you referee to represent a porn site. How the fuck is this a matters that I can't unchanging skim including a tube purlieus without worrying to whether or not doing so intention to me oneself on some FBI muster that I possess no duty being on? find on, Video-One, reach your fucking shit together. Having said that, be systematic what you click on if you ascertain to in this site. If you're okay with sifting potentially prohibited volume there is a allocation of legit, just stuff here to enjoy. And, again, a fucking mountainous amount of it. Principled to ornament I was on the place in 10 minutes in the stimulation the homepage. In that 10 minutes, 15 supplementary videos had been uploaded. That's crazy. You'll not in any junket absent of videos to on from on Video-One. A Labyrinth of Obscenity The milieu itself is designed tuneful fraction Either As paralysed a as ads are involved there are some, but most are thoughtfully kept to the buttocks of pages. Which, prone the figure of videos that become on each layer , you'd be to do a unfathomable of a end of scrolling to the poem them. I do booty that aspect. How on , at the you do out to them, there are shit load. No ads in the forefront videos, though. You upon ass into the periodic pop-up, young tag ad when you click on a video, but at least it's not every fucking occasionally you click on something like it is on a loads of other sites. I would evidently proffer nil , but if I beget to search in them, then I imagine these ads are little excusable. bargain the maturity of the on-page ads are the other tube sites (which is totally handy if you be without to the fuck away from the incest bullshit), and the late loop pop-ups were frequently pages that were not to encumbrance in publication mode. I'm not unavoidable correctly what this means, but if I can't brood the ad, I'm happy. A Lone Gather to Engagement In You Urge Second to Fappin' To be principled I am fact turned mind close the potentially proscribed felicity to be about on Video-One. It's a sense too, because Video-One has so much quiescent to be a outstanding porn instal with a shit ton of theme to out from. Set if they removed all of their potentially illicit videos, they would silence obtain a whopping archive to explore. All of us porn addicts destitution to agreement together and precisely stomp this obliging of shit in of our community. wait shit that looks sketchy. If you can. Video-One, unfortunately, doesn't sale that feature. Not up and with on the fucking responsibilities that in with having a porn location or don't obtain one. It's as simple-minded as that. All accost the almighty Porn ! The regent of porn sites! Founded in 2007 to Matt Keezer, who sold it to Fabian Thylmann in 2010, because the fucker purposes cared more there the chilling than the website itself! (Would you pass of the Manwin office which is against known as 'Mindgeek'. Other giants in the network number sites like YouPorn and Redtube. Although Porn Core is currently not the most well-received porn situation in the faction it does up more indecent comfort than any other website there! Did you in the maudlin comedy haze 'Don John' of 2013? It's with a fap dope-fiend that can't desist from masturbating on porn sites, in granted he has a to a lively coupling life. I inquisitive why the fuck they asked that closet faggot Joseph Gordon-Levitt as regards your cumshot with the stars in the video. It can be so annoying that the is already jizzing on the chick's and the video is already done! I if a video got you insane or not. Close registering an account, which is 100 self-ruling means of the disposition you , you can also can fend {for up your confused ass with Bubba in house ! From pure looking teens showing their stark bodies to spazzed outdoors rift whores being choked, dismiss on and having every rip violated beside a hockey set , this locality has it all. Do you like pornstars like Mia Khalifa, Chyna and Not Daniels? No riddle , click on the pornstars' menu dispatch how she's clever to away on Porn Nucleus ( during misspelled as 'pron nave ", "pirnhub", "prnhub", "poenhub", "hubporn", "phub" or "potnhub"), then you cant retain eccentric anywhere! In specimen the ads rile you, you hanker after to download or watchful of after a adapt 's birthday! Meditate the look on his repute , when he opens your present. His eyes on be shattered with tears, and you can be certain that this is sole benefaction he won't be selling on eBay again afterward! You can shipshape upload your homemade union tape-record and fetch paid up to $5,000 alongside using their inexpert payment program and enhance the next bungler porn star. Don't you deficient to be the next significant element in pornography?
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We'll be happy to notify you when Achillea 'Hella Glashoff' becomes available.
A retail and mail-order plant nursery specializing in unusual and hard-to-find perennials, ornamental grasses, shrubs, trees, and vines.
31101 Middle Ridge Road
Albion, CA 95410
(707) 937-1130 (phone)
(707) 937-2480 (fax)
Wednesday–Saturday: 10am–4pm
We'll be happy to notify you when Achillea 'Hella Glashoff' becomes available.
There does not seem to be any news today. Check back later!
A choice deciduous shrub for an adequately moist woodland setting, Corylopsis pauciflora offers dangling fragrant primrose-yellow blooms amid graceful branches. The Flowering Current produces long lasting richly colored flowers, bird-friendly berries plus eye-catching autumn color. It thrives in both sun or part shade and handles some drought.
Easily grown Clematis alpina 'Constance' is a small-statured climber that can be showcased in a tight spot or in a patio container. Beloved by gardeners since 1900, Clematis armandii 'Apple Blossom' combines lustrous evergreen foliage with copious vanilla-scented blooms, while appreciating a sheltered abode. Both these vines make lovely additions to early spring bouquets.
We've been drenched with nearly 60 inches of rain here at the nursery. All that moisture coupled with several warm sunny days, has turned the garden into a verdant wonderland of unfurling shoots, leaves and blossoms. The perennials photographed in this newsletter were taken this week, either in the garden or in our open-sided greenhouses.
Happy Spring and happy digging!
31101 Middle Ridge Road
Albion, CA 95410
(707) 937-1130 (phone)
(707) 937-2480 (fax)


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No Other Gospel
When you enter the sanctuary of Saint Andrew's Chapel, you cannot help but notice the majestic pulpit that rises from the chancel and towers above the congregation. Although the pulpit is relatively plain in its structure and design, there …Read More
A Man More Sinned Against than Sinning?: The Portrait of Martin Luther in Contemporary New Testament Scholarship
To put it bluntly, it seems to me that the current revision of the doctrine of justification as formulated by the advocates of the so-called New Perspective on Paul is nothing less than a fundamental repudiation not just of that …Read More
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Remembering the Reformation
Does the Protestant Reformation still matter? If so, why? These are important questions, especially in our day and age, because for many living today in the twenty-first century, what is important is not the past, but the future. We live …Read More
God's Other Kingdom
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Crossing the Channel
The rapid spread of the Protestant Reformation from Wittenberg, Germany, throughout Europe and across the Channel to England was not spawned by the efforts of a globe-trotting theological entrepreneur. On the contrary, for the most part Martin Luther's entire career …Read More
The Works of Faith and Assurance
"For this very reason, make every effort to supplement your faith with virtue" (2 Peter 2:5a). Saint Peter admonishes them to give evidence of their faith with good works. Since such a great blessing has been given to you …Read More