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Process Documentation
Created: 6/4/2012 | Original Author: Douglas Doe | Target Audience: Internal
Version: 1.1 | Revision Date: 2/21/2013 | Reviser: Douglas Doe
Official Documentation for the Office of Management and Enterprise Services
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Office of Management and Enterprise Services
Forms.OK.gov – Process Documentation
Enter Document Title
Table of Contents
1.0 Purpose ................................................................................................................................................. 3
2.0 Scope..................................................................................................................................................... 3
3.0 Definitions ............................................................................................................................................. 3
Form ......................................................................................................................................................... 3
4.0 Actions .................................................................................................................................................. 3
A. Agency Publications Coordinators ........................................................................................................ 3
B. Department of Libraries........................................................................................................................ 4
C. Chief Information Officer ....................................................................................................................... 4
5.0 Responsibilities .................................................................................................................................... 4
6.0 Policy Base ........................................................................................................................................... 4
7.0 Revision History ................................................................................................................................... 4
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Office of Management and Enterprise Services
Forms.OK.gov – Process Documentation
Enter Document Title
1.0 Purpose
HB1086 (2011) (62 O.S. § 34.11.4) establishes the Oklahoma State Government Forms One-Stop Initiative, which requires the Chief Information Officer to develop and maintain an online web presence at Forms.OK.gov that allows public access to all forms used by state agencies, boards, commissions, and public trusts having the State of Oklahoma as a beneficiary. The electronic forms are required to be provided in an indexed format, which enables to the document to be searched by specific term.
The CIO is also required to promulgate procedures by which each state agency, board, commission and public trust having the State of Oklahoma as a beneficiary shall submit a searchable electronic version of each form to the Forms.OK.gov website.
The purpose of this procedure is to provide a structured process for agencies to submit forms for inclusion on the Forms.OK.gov website. It is designed to:
Ensure that an agency is aware of what constitutes a "form"
Ensure that an agency receives the proper online location to submit forms and what information is expected to be submitted along with the electronic version of the publication
Ensure that an agency knows how to locate the online repository
2.0 Scope
This procedure applies to all State of Oklahoma agencies, boards, commissions and public trusts having the State of Oklahoma as a beneficiary.
3.0 Definitions
This term refers to all forms used by state agencies, boards, commissions, and public trusts having the State of Oklahoma as a beneficiary, whether used for internal business or to collect information from the public. Required forms may be submitted as Microsoft Excel or Word files or PDF format files.
4.0 Actions
A. Agency Publications Coordinators
Submit all forms used by state agencies, boards, commissions, and public trusts having the State of Oklahoma as a beneficiary
Ensure that electronic forms are provided in an indexed format which enables the document to be searched by specific term
Go to http://forms.odl.ok.gov and register for an account
Upload forms using the uploader. A help guide is available online at http://forms.odl.ok.gov/FormsOkGov-UploaderGuide.pdf Page 4 of 4
Office of Management and Enterprise Services
Forms.OK.gov – Process Documentation
Enter Document Title
B. Department of Libraries
Process forms filed through Forms.Ok.Gov uploader. Carry out batch loading of received forms into ContentDM Project Client by tab-delimited file procedure. Troubleshoot any problems with batch loading
Review forms submitted by agencies and verify that an item is not a duplicate already included in Forms.OK.gov
Revise and complete metadata fields for forms, approve inclusion of new forms into collection
Act as liaison and project manager to the contracting firm retained to maintain the uploader web application for both Forms.OK.gov
Act as liaison to OMES for the Forms.OK.gov projects
Maintain contact with OCLC (ContentDM vendor) concerning software, software updates, and software bugs.
C. Chief Information Officer
Develop and maintain the online presence at Forms.OK.gov
Promulgate procedures by which each state agency, board, commission, and public trust having the State of Oklahoma as a beneficiary shall submit a searchable electronic version of each publication to the Forms.OK.gov website
5.0 Responsibilities
The Chief Information Officer, or a designee, is responsible for maintaining this process. Specific responsibilities are included in Section 4.
6.0 Policy Base
Transparency, Accountability and Innovation in Oklahoma State Government 2.0 Act of 2011
Oklahoma Statutes, Section 34.11.3 of Title 62
7.0 Revision History
Version 1.1 – Created Feb. 21, 2013. Changed references to Office of State Finance and OSF to Office of Management and Enterprise Services and OMES.
Version 1.0 – Created June 4, 2012
Click tabs to swap between content that is broken into logical sections.


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Finally, a Vision for the West Side
New York Times 3/28/ 2008
For years, politicians, planners and business leaders have failed to come up with a workable plan for developing Hudson Yards on Manhattan's Far West Side — the largest swath of underused land on the island.
Economically dubious, and environmentally disastrous, proposals to build football and baseball stadiums were rejected — thankfully. Now the Metropolitan Transportation Authority has tentatively approved a plan from Tishman Speyer, a real estate operator, that would build commercial offices and housing along with green space on what is now mostly industrial wasteland.
Details must still be worked out, including assurances that there would be public access to parks and the river. There will be land-use and environmental studies, and the City Council will have to rezone half of the acreage. Already there is one glaring weakness: the shorting of affordable housing. The builders are talking about devoting only 10 percent of the residential units to affordable housing. That's not enough, and the Council should press for more, perhaps for 20 percent.
The 26-acre parcel overlooking the Hudson River, predominantly railyards owned by the state-run M.T.A., needs to be developed. If done right, the project would eventually produce tax revenues for the city and add another great community to New York. It would also generate much-needed revenue for the cash-squeezed M.T.A. To lease development rights for 99 years, Tishman Speyer will pay about $1 billion in current dollars, according to the transportation authority. That sum exceeded most expectations.
The transformation won't happen overnight, especially during an economic downturn. As the proposal evolves, the City Council will play an especially important role to ensure that the end result contributes to a vital neighborhood. Beyond pressing for more affordable residences, the Council must fight to preserve all of the High Line, the 1.5-mile stretch of elevated railway that is being transformed into a green jewel of public space.
The M.T.A., we are pleased to say, conducted a real bidding process. That was a refreshing change from years past when it looked as though the yards might be given away in a back-room deal. It would take a lot more vigilance and transparency to ensure that the new Hudson Yards work for all New Yorkers.

subset: commoncrawl


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The Battle Of The Atlantic 1939-1945
Britain's survival during World War Two depended upon the maintenance of the trade routes to North America. On the outbreak of war, the convoy system was adopted to protect merchant ships. The defeat of France in 1940 transformed the effectiveness of the U-boats since they gained bases in the Bay of Biscay much closer to Britain's trade routes. At first many escorts were used to defend Britain against invasion and the U-boats sank large numbers of unescorted ships. As the invasion threat lessened the escorts returned to convoy work.
Initially the Royal Navy lacked sufficient convoy escorts and air cover was almost non-existent. Large numbers of 1,000 ton coastal escorts, 62 metres long and based on a whalecatcher design were built. Despite their small size these Corvettes were used as ocean escorts but were very uncomfortable in heavy weather. They carried a 102mm gun and up to seventy two depth charges. The Corvettes played a key role in the Battle of the Atlantic. In 1942 ocean going escorts called Frigates, 1,400 ton ships just over 90 metres long and capable of 20 knots, were introduced.
In 1941 more ships were placed in convoys, now escorted all the way across the Atlantic. Advances in radio intelligence and code breaking allowed these convoys to be routed around the U-boats. The German effort was largely contained until the USA entered the war and delays in introducing coastal convoys off the American coast and in the Caribbean boosted losses once more. Convoys were introduced to solve this problem and, by late 1942, the U-boats returned in larger numbers to the mid-Atlantic. They were searching for weaknesses in convoy defences that could be exploited by 'wolf packs' of U-boats.
The Battle of the Atlantic, as it became known, now rose to a peak. Britain had lost the ability to decrypt U-boat signals but, in any case, there were too many U-boats to avoid. The Germans concentrated their wolf packs where air cover was not available, the 'black hole' in mid-Atlantic.
A combination of factors finally tilted the balance against the Germans. The British again broke the German codes so they could concentrate escorts around threatened convoys. Most importantly the RAF agreed to the Admiralty's demands for very long range Liberator maritime patrol aircraft to support the escorts in the 'black hole'. Small escort carriers were also deployed to protect convoys.
The German offensive was failing and on 23 May 1943 the Germans withdrew their U-boats from the Atlantic campaign. This withdrawal was only temporary but later German efforts were broken by the now formidable escort forces. The Battle of the Atlantic had been won. By the end of the war the losses suffered by both sides were appalling. The Allies lost 30,000 seamen and 2,500 merchant ships were sunk. More than 28,000 German submariners were killed and 781 U-boats destroyed.


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A Shawnee man charged with first-degree manslaughter in the 2010 traffic-related death of a McLoud teen has pleaded guilty and been sentenced in the case.
A Shawnee man charged with first-degree manslaughter in the 2010 traffic-related death of a McLoud teen has pleaded guilty and been sentenced in the case.
Wyatt Weston Worlund, 22, was sentenced in Pottawatomie County District Court to serve 10 years, suspended, except for the first year which is to be served in the county jail.
He is accused, on or about Oct. 1, 2010, and without a premeditated design, of causing the death of Haylee Shyanne White, 17, while he was driving a 2008 Ford on U.S. 270, about 1.2 miles east of McLoud Road, charges read.
Worlund will serve the one-year term, then will have nine years out of jail on suspension, with the first two years after his release on supervision probation through the district attorney's office. He also was ordered to comply to drug and alcohol assessments and serve on a Victim's Impact Panel.
Worlund was sentenced after withdrawing a previous not guilty plea and then pleading guilty before District Judge John Canavan. He was immediately taken into custody and is now serving his one-year term in the Pottawatomie County Public Safety Center.
Charges in the case allege Worlund was driving under the influence of intoxicating substances when he drove his vehicle into a 1992 Ford Mustang being driven by White, who died at the scene of that crash.
Worlund, who suffered injuries in the collision, was hospitalized and treated at OU Medical Center.
In connection with this case, a Newalla man, Kenneth Shaun Denton, 32, was charged with the felony of furnishing alcohol to a minor. Charges alleged Denton provided alcohol that night to Worlund, who was under age 21 on Oct. 1, 2010.
A probable cause affidavit with the original case showed Denton was working as manager of Mazzio's Pizza in McLoud on the night of the accident, where Worlund also was employed. They were allegedly consuming alcohol there and the crash reportedly occurred minutes after Worlund left work that night.
Denton was sentenced in May to serve a five-year suspended sentence on the furnishing alcohol charge and is under district attorney supervision. He also was ordered to pay a fine, serve community service, comply with drug and alcohol testing and participate in a Victim's Impact Panel.


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The Green Factory That Works on Our Behalf
A Mechanism Producing Vital Energy
Developed countries make enormous investments to be able to store the energy from the Sun, and build enormous facilities. Plants, on the other hand, have been created with systems that humans invest millions of dollars in trying to replicate.
The energy reaching the Earth from the Sun every day is around 10,000 times greater than all the energy that mankind will require throughout that single day. Developed nations spend large amounts of money on research into how sunlight's free energy can be stored.
From the research performed for this purpose, one astonishing truth has emerged; Plants already possess a perfect system for storing this energy from the Sun, in a procedure known as photosynthesis. Plants perform photosynthesis thanks to the chlorophyll in their tissues. This chlorophyll produces carbohydrate, the basic foodstuff of all life, by converting solar energy into chemical energy.
Carbohydrates are basic food sources that, directly or indirectly, meet the energy needs of all living things. There is no need to eat plants in order to obtain this energy. Since many animals feed on plants, that same energy can reach human beings by way of animal-based foodstuffs. For example, sheep eat grass. Green grass uses solar energy to synthesize carbohydrate molecules by way of photosynthesis and thus stores the carbohydrates inside its tissues. Grass-eating sheep themselves absorb these high-energy molecules into their own bodies. Digested, the carbohydrate molecules later are oxidized as energy and converted into fat in the sheep's bodies. The energy in these molecules is thus transferred to the animal's tissues. Someone who then eats these animals absorbs this energy, which originally reached the grass from the Sun.
As you have seen, all living things use the energy obtained from solar rays by way of photosynthesis, no matter in what form they manage to digest it.
Not only foodstuffs, but also a large number of the substances we use in our daily lives transfer to us the energy originally obtained by way of photosynthesis. For example, burnable fuels such as oil, coal and natural gas contain hydrocarbons in which solar energy was originally stored by means of photosynthesis. The same applies to the firewood we burn. Just by considering these materials the vital importance of photosynthesis can be better appreciated. The discovery of the secrets of photosynthesis and the unearthing of the mechanisms involved in this process is of great importance to scientists. If this process can be fully understood, it will be possible to increase food production, make the most efficient use of nature, obtain the maximum benefit from solar energy, develop new medicines and design very fast and small machines powered by solar energy.
A factory that operates throughout the day is able to use solar energy to produce sugar from carbon dioxide and water in all plants—from the flowers in your garden to the salad on your table.
However, what is currently known about photosynthesis is insufficient for us to produce systems that can imitate it in order to store solar energy. Nonetheless, photosynthesis is a simple, natural process for any green plant, though it lacks reason and consciousness. It is astonishing that while human beings possessed of intellect, education and advanced technology cannot duplicate this system, hundreds of trillions of plants—from the one-celled algae to towering redwoods—have all been carrying out the process of photosynthesis for millions of years. They have carried out this chemical process without interruption, ever since the day they were first created.
Any spot on Earth hosting the smallest patch of greenery is actually a factory that manufactures sugar out of carbon dioxide and water, using solar energy.
Without you being aware of it, the spinach you eat, the parsley in your salad, and the ivy growing on the balcony are engaged in constant production on your behalf. This is thanks to the compassion that Allah, Lord of sublime knowledge, has for us. Allah has created plants in such a way as to be of use to humans and all other living things. For millions of years, leaves have been implementing this system which human beings with all their advanced technology are still unable to fully comprehend.
In one verse of the Qur'an, Allah reveals that it is impossible for human beings to produce even a single tree out of nothing:
He Who created the heavens and the earth and sends down water for you from the sky by which We make luxuriant gardens grow—you could never make their trees grow…
(Surat an-Naml: 60)
1. Solar energy is absorbed in the leaves.
2. The glucose, produced as a result of photosynthesis, is transported.
3. Oxygen is released into the atmosphere.
4. Carbon dioxide is absorbed from the atmosphere.
5. Water is absorbed through the roots.
Allah created the whole universe with His sublime knowledge and artistry. As a result of this matchless creation, all the systems that give rise to life on Earth operate together in complete harmony. Every system and structure, from the stars in outer space to the electrons that revolve around the nucleus of a single atom, are either dependent on some other system or else act to complement it.
In this superior design, photosynthesis occupies a very important place. Using carbon dioxide in the air, and absorbing water and minerals in specific amounts from the soil, and with the help of sunlight, unconscious plant cells create food for all animals. With the energy they receive from solar rays, plants break down these substances down and then recombine them into foodstuffs. A distinct intellect, consciousness and planning can be seen in every detail of this process, summarized briefly here. Clearly this amazing system in plants, with the results it produces, is a source of nourishment specially designed to be of benefit to animals and human beings. The green plants on Earth use solar energy to produce a basic food source that is essential to the survival of all life, and therefore of human beings.
Provisions for all living things are created as the result of a chain process stretching in perfect harmony from the heavens to the Earth. This is also indicated in verses of the Qur'an:
Say: "Who provides for you from the heavens and earth?" Say: "Allah. It is certain that one or the other of us, either we or you, is following guidance or else clearly astray."
(Surah Saba': 24)
He Who originates creation and then regenerates it and provides for you from out of heaven and earth. Is there another Allah besides Allah? Say: "Bring your proof if you are being truthful." (Surat an-Naml: 64)
Every plant is an independent food factory and power station, specially created for human beings, making use of the most abundant free sources such as air, water and solar energy. In this system, leaves are both solar panels that collect energy and also factories producing food. In addition, plants' tastes, scents and colors, are also the aesthetic work of a sublime artistry. Before going on to examine the various stages of photosynthesis, whose every aspect has been created with the greatest knowledge, we need to look at the perfect design behind the general structures of leaves. This way, we can see how the structures and systems that carry out the process of photosynthesis have been created with a deliberate design.
How Does the Factory Work?
If you examine a leaf under a high-resolution microscope, Allah's creative artistry will appear before you once again in all its magnificence. A flawless production system has been installed inside each single leaf. In order to better understand this system, compare the structures operating within the leaf to devices we use in daily life. When we magnify and investigate the details in a leaf, we encounter an automatic food factory, operating non-stop and filled with conduits, chambers built for special processes, valves working like a miniaturized pressure cooker, countless triggers controlling thousands of processes, and worker cells in a constant state of activity. If we look more closely, we can also see time regulators installed at specific points, thermostats, humidity gauges, feedback systems and temperature control mechanisms.
The veins that run like a network of pipelines through every part of the leaf permit water and other raw materials to reach the production units, and also allow the carbohydrates obtained from those units to be distributed to the plant's tissues. In a plant with trunks or stems, a separate system of vertical pipelines also sends sap to the leaves and returns sugars to the plant's interior in order for it to be nourished.
These channels are not limited to carrying essential fluids; they also serve as an internal skeleton to support the tree and its leaves. In artificial structures, a building's load-bearing elements (its columns and beams) and its water pipes are constructed separately. The way that these two functions are served by a single system in plants is a marvel of design, whose details we shall be examining in the next chapter.


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How to build your credit score fast, easy and cost effectively? If you ask online for the same question, it will highlight majority of solutions that depend on credit cards because it been using for the purpose from a long time that can cost you a credit card application charges, annual fee and or security advance to settle your credit limit in case of secured credit card to begin. To build your credit score, you should require adopting an economical and easy to follow financial way, there are people who may think a loan on lower rates will help them to build their credit score, although they can do it with their credit cards without paying any interests. Yes, if you spend money on your day to day expenses through credit cards and pay back in full before the due date, you will save the interest amount beside your financial transaction keep building up your positive credit history with every transaction you complete.
Calculating a credit rating depends on FICO scoring model set by the credit reporting agencies working in the country, as it's a standard system in the USA and Canada, it bring same effects while determining different factors of contribution on the FICO scale in both the countries. Two of the major factors that can boost your credit score, holds 65% effect on your credit rating; 35% of your credit score is based on your Payment History and 30% on your Debt to Credit Ratio, and if you can manage to handle these 2 credit rating factors successfully, it will help you in maintaining a good credit history for you. Moreover, if you are practicing good care of your credit liabilities for a longer time than you can also awarded with the 15% contribution on the FICO scale for your Credit File Age that makes your total contribution of 80% towards FICO credit score range to get advantage of boosting your credit score, where credit cards are the easiest approach to be used to build your credit score.
If you have credit cards and using them to purchase your everyday expenses while paying off your credit card bills on regular bases for the full amount each month, it will help you in establishing your good payment history to enjoy the 35% advantage on your credit score and if you have maintained your credit cards usage history same way for a longer time, it will award you extra 15% positive increase on your credit score. Moreover, keeping up with the regular payment history of your credit cards bills may deliver some portion of your remaining balance to the credit bureaus because of the nature of difference between the billing dates and payment due dates but it will not affect negatively because you are not responsible for any interest charges that's the reason keeping up with the regular payment history will also help you in maintaining your debt to credit ratio lower as possible to award your 30% credit boost to your credit score from this head.
Credit cards and credit rating have a great relationship with each other as most of the people used to hold credit cards that's the reason they are aware of the fact; how fast it can make an impact on their credit rating. Credit cards debt is the most swear kind of debt that lot of people want to get rid of due to its high rates and quick reporting to the credit bureaus but on the other hand it's been used from a long time as a traditional method to build credit score. Although there are alternate ways to build your credit score today (Credit Repair Canada) but most of the people still want to go with this traditional method because it's simple, fast, and easy to follow. Credit cards are not even used to build but also considered as an effective credit instrument to rebuild bad credit rating. Credit building credit cards Canada offers lot of secured and unsecured credit cards for bad credit and or no credit in the market today, although your chances to qualify for an easy credit cards to get in Canada between these two options mostly depend on applying for secured credit cards because they generally don't require a credit check but it doesn't make any difference on your purpose of building your credit score and or rebuilding credit, you can easily get one according to your choice.
Remember; Always pay off your balance in full each month! primary purpose of the credit cards bring a safer way to shop without carrying cash and are built for people with good to excellent credit scores that keep up with their regular payment history. It's highly effective nature of reporting to the credit bureaus to determine your time to time credit history and score have brought up a need to use it for a purpose of building credit scores. That's the reason lot of credit card companies come up to offer credit cards to people with no credit and bad credit rating. Credit cards for rebuilding bad credit and or building no credit score are specially designed to fill up the need of such applicants who've had no credit history, past payment issues, loan default or bankruptcy. As best credit card build your credit score fast, most of the applicants put this same question; What is the best credit card? It's deficult to answer because there are plenty of good names and brands that are availble to get advantage of their service for the same purpose and on the other hand it depends on your financial status to get approval for one of the best credit card for you. You can get a list of lot of credit cards ready to go with your approval crieteria to compare and find one of the best credit card for you. Apply and get approved for one of your desired credit card to start working to build your credit score today.


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International Jurist Graduate Law
Graduate Law Practice Areas
Explore graduate law degrees with our comprehensive database of programs in the United States. We offer two ways to search for programs.
By degree type: LLM degrees are for law school graduates. Master of Law Studies (MCL or MSL) are open to, and often designed for, non-attorneys. SJD and Doctorate level degrees are designed for those who want to teach law.
By practice area: Most programs specialize in specific areas of the law, like health law or intellectual property law.


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The Alamance-Burlington School System has announced plans for kindergarten orientation and registration for children who will be 5 on or before August 31. Parents of eligible children will need to provide two forms of proof of residence, a certified copy of the child�s birth certificate, immunization records, and a completed kindergarten health assessment at the time of enrollment.
More detailed information about specific documents needed for registration is available on the district website: www.abss.k12.nc.us. It is under �Quick Links for Parents: How to Register Your Child.� Parents and guardians can call the appropriate elementary school for the same information. If parents are unsure which school their child will attend, they can contact the Alamance-Burlington Schools map office at 336-570-6541.
Orientation events are scheduled each spring at every Alamance-Burlington elementary school for students and parents to visit the school, meet teachers and principals, and hear more detailed information about expectations for the kindergarten experience. The scheduled events are listed as follows:
March 8
▪ Alexander Wilson Elementary, 336-578-1366
▪ Haw River Elementary, 336-578-0177
▪ South Graham Elementary,336-570-6520
March 22
▪ Garrett Elementary, 919-563-2088
▪ E.M. Yoder Elementary, 919-563-3722
▪ Sylvan Elementary School, 336-376-3350.
March 25
▪ Newlin Elementary, 336-570-6125
▪ Smith Elementary, 336-570-6140.
March 28
▪ Elon Elementary, 336-538-6000
▪ Highland Elementary, 336-538-8700
▪ Pleasant Grove Elementary, 336-421-3701
April 12
▪ South Mebane Elementary, 919-563-6905
April 19
▪Altamahaw-Ossipee Elementary 336-538-6030
▪ B.E. Jordan Elementary, 336-376-3673
▪ Eastlawn Elementary, 336-570-6180
▪Hillcrest Elementary, 336-570-6120
▪ E. M. Holt Elementary, 336-570-6420
▪ North Graham Elementary, 336-578-2272
April 26
▪ Andrews Elementary, 336-570-6170
▪ Grove Park Elementary, 336-570-6115


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RALEIGH � U.S. Sen. Kay Hagan says there's an urgent need for Congress to approve the bill that reauthorizes the Violence Against Women Act.
Hagan will hold a conference call Tuesday to discuss the bill. Also on the call will be Monika Johnson Hostler, executive director of the North Carolina Coalition Against Sexual Assault. Sgt. Darrell Price of the Charlotte-Mecklenburg Police Department's Sexual Assault Cold Case Unit will discuss how the act has helped combat domestic violence and sexual assault in North Carolina.
The act became law in 1994 and was extended in 2000 and 2005. When it expired in 2011, the House and Senate weren't able to resolve differences. Democrats last week sought to overcome Republican objections by removing a provision that would increase visas for immigrant victims of domestic abuse.


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The service area approach in practice: a cross-section study
Bankers Institute of Rural Development, 1995 - Business & Economics - 24 pages
Study on the progress of potential based credit for agriculture in India.
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ACRC Report activities aggregated VCPs Agricultural Credit Review allocated to nearby allocated villages Bank of India bank's bankers and government based BCP BLBC Block Level Bankers Branch Credit Plan branches of CBs CB/RRB branches CBs and RRBs cent BMs Central Cooperative Bank compulsions of banking consolidated VCPs Controlling Ofiicer coordination credit budget received Credit Plans VCPs credit potential estimation Crop CROSS-SECTION STUDY DCPs District Credit Plans faith in SAA financing finding first govemment oflicials government agencies group behavioural skills horticulture implement SAA issue Lead Bank Level Bankers Committee loan disbursement loan proposal monitoring NABARD past lending trends Plan BCP potential estimation methods potential estimation skills potential-based credit plans prepared VCPs procedures and compulsions proper potential estimation Rural Development SAA implementation sector Service Area Approach service area branches study revealed TABLE Total 50 tractor updated VPs Village Credit Plans village profiles villages allocated VP updation Vrllage


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Sitting in traffic
Sunday was particularly special - we managed to cover the 240 miles between Devon and London in only just over nine hours - an average speed of just over 26mph
This was partly due to the fact that directly in my path between my home and my destination lay the Glastonbury Festival - that annual celebration of youthful counter-culture where people pay £150+ for a non-refundable, non-transferable ticket so they can grub around in mud for four days and listen to the kind of music used in car adverts
There's no way that event has been subverted and co-opted to serve the interests of large corporations. Not a chance
Another reason for our near intergalactic travel speed this weekend was the rain...
Lots and lots of rain
June has turned out to be a bit of a wash-out. No doubt at the end of the month someone will announce that this has been the wettest June for the last however many years and attribute that to man made global warming. Just like April when we apparently experienced one of the warmest, driest Aprils for 350 years - which was also attributed to man made global warming
...because every single variation in the weather is now attributed to man made global warming. Surely by now everyone must realise that the weather isn't supposed to show any variation from one year to the next
which is my way of linking to an essay called - Global Warming: Truth or Dare? It's on the long side but it does include gems like this...
The fact that the global warming myth has now attained this degree of media promotion and entertainment industry integration means not only that the issue is not threatening to power but that it has also come to be understood by power to be quite useful. In this regard, the global warming myth has joined the other useful media-supported myths that include: increasing crime rates, the terrorist threat, the American dream, that we live in a democracy, that greed and selfishness are unavoidable overriding consequences of human nature, that we all attain the economic status that fits our talents and efforts, that we help developing and Third World countries, etc...
Anyway, back to my weekend...
We spent Friday night in Exeter. A city that, I am glad to say, even though it lies 800 miles away from the site of her disappearance, with the Bay of Biscay in between, is still 100% behind the Find Madeleine campaign. There were posters all over the shop. Several shops actually...
Presumably this heart-warming behaviour is replicated all over the country but I wouldn't know as this is the first trip I've made out of London since Maddie disappeared and the shops in my part of South London refuse to put pictures of small children in their windows unless they include a price.
(Not) Finding Madeleine has become such a popular passtime that Sky News has set up its own page dedicated to all things Madeleine where you can discuss the latest advances in the search for Madeleine (none), see what the weather will be like tomorrow when searching for Madeleine (wet) and vote on how well you think the police are doing (badly)
The reason why we were in Devon was to attend a wedding in Salcombe. A town with the dubious honour of having the second highest property prices in the country outside of London
Salcombe also appears to be protected by some kind of invisible force field that keeps brown people out
Salcombe does however have a healthy community of minimum-wage East European migrants who tend and serve the kind of people who live in and visit a town with the second highest property prices in the country outside of London.
It's not that I'm picking on Salcombe but the place does typify the voodoo economics that now hold sway in this country and the massive and growing disparities between those who have (usually as the result of property ownership) and those who do not and a virtually unchallenged orthodoxy which maintains that rising asset prices are good but wages, particularly poorer people's wages, rising at anything like a similar rate is bad.
We are sleepwalking into a world where the majority of people will be indebted for their entire lives and never able to escape from economic serfdom. This might also explain, as discussed in this lengthy but occasionally gem-studded piece, why music is so shit these days (cf. Glastonbury Festival)...
"...The economy of the sixties cut us a lot of slack, leaving time to travel, take drugs, write songs and rethink the universe. There was a feeling that nothing was nailed down, that an assumption held was worth challenging. The meek regularly took on the mighty and often won—or at least drew. Debt-free students with time on their hands forced the Pentagon to stop using drafted American kids as cannon fodder and altered the political landscape of France..."
"...What you're getting is a contribution of hundreds of millions of lower-cost workers coming into our economy. It's very positive for all economic activity…"
"...The tightening of the fiscal screws that begain with the 1973 oil crisis may not have been a conspiracy to rein in this dangerous laxness, but it has certainly worked out to the advantage of the powerful. Ever since, prices have ratcheted upwards in relation to hours worked and the results of this squeeze can be seen everywhere..."
One thing did amuse me this weekend though...
The wedding service took place in Salcombe's Holy Trinity Church - the very epitome of a rural English place of worship. The grey haired, slightly dotty priest also looked the part. As did the choir of middle-aged women all dressed-up in matching green costumes; chanting and smiling at each other like they all shared some kind of secret that city folk could only guess at.
Part way through the service the priest communicated a few of his thoughts on the subject of marriage which went something like this...
"What is Love?"
"I'd like to answer that question by taking the word apart, letter by letter and exploring the symbolism of each"
"L reminds me of someone holding one arm up to God and beckoning people to share God's love with his other arm"
"O reminds me of infinity and the eternal nature of God's Love. This is also symbolised by the exchange of wedding rings"
"V reminds me of someone holding both arms up to Heaven and praising God with joy and love in their heart"
"And the final letter..."
"I've been thinking a lot about E lately"
"In fact only a few days ago I was up most of the night thinking about E..."
at which point three people in the congregation, including me, started to giggle uncontrollably
I guess you would have had to be there
Other things that pleasured or interested me this weekend included...
- seeing this picture taken by Lord Patel of police at an anti-war demo looking like they're about to launch into a Busby Berkeley style song and dance number...
- being sent a link to a picture of another policeman who looks like he has more than a song and a dance on his mind
- reading about how Britain's burgeoning underclass managed to kill no less than eight of its own number in the space of a couple of days. No doubt much to the delight of the kind of people who cultivate underclasses and who work very hard to ensure that those underclasses never get round to figuring out who they really should struggling against


text:
Mayur M. Desai, PhD, MPH, FACE
Associate Professor of Epidemiology (Chronic Diseases); Director, Advanced Professional MPH Program; Core Faculty, National Clinician Scholars Program
Departments & Organizations
School of Public Health: Chronic Disease Epidemiology | YSPH Global Health Concentration
Center for Outcomes Research & Evaluation (CORE)
Obesity Research Working Group
Yale Institute for Global Health
South Asian Studies
Office of Cooperative Research
Mayur M. Desai, PhD, MPH, is an Associate Professor of Epidemiology at the Yale School of Public Health, where he directs the one-year Advanced Professional MPH Program and teaches courses on epidemiologic research methods and data analysis. Professor Desai received both his MPH in health policy and his PhD in epidemiology from Yale University. He then served for two years as an Epidemic Intelligence Service (EIS) Officer at CDC's National Center for Health Statistics, before returning to New Haven to join the Yale faculty. As a core faculty member in Yale's Robert Wood Johnson Foundation Clinical Scholars Program, he is responsible for coordinating the "Clinical and Health Services Research Methods" course and teaching the quantitative methods portion of the curriculum. Professor Desai's research interests focus on:
- improving the quality and outcomes of medical care in complex and vulnerable populations, including persons with mental disorders, veterans, immigrants, and the elderly; and
- workforce issues in public health and medicine.
At the Yale-New Haven Hospital Center for Outcomes Research and Evaluation (CORE), Professor Desai is collaborating with a multidisciplinary team of investigators, under contract with the Centers for Medicare & Medicaid Services, to develop statistical models that are used to measure and publicly report hospital clinical outcomes using Medicare administrative data.
Education & Training
|Yale University (1997)
|Yale School of Public Health (1994)
|University of California, San Diego (1992)
|Epidemic Intelligence Service (EIS) Officer
|Centers for Disease Control and Prevention
Honors & Recognition
FellowAmerican College of Epidemiology (2012)
Distinguished Teaching Award (https://publichealth.yale.edu/news/news/2009/teacher.aspx)Yale School of Public Health (2009)
HHS Secretary's Award for Distinguished ServiceU.S. Department of Health & Human Services (2000)
Professional Service
Education Committee, American College of Epidemiology (2012 - 2015)
Governing Councilor, American Public Health Association (2008 - 2011)
Rustgi Fellowship Committee, South Asian Studies Council (2008 - Present)
YSPH Admissions Committee (2007 - Present)
YSPH Education Committee (2007 - Present)
Residency Advisory Committee, Yale Occupational and Environmental Medicine Program (2007 - Present)
Residency Advisory Committee, Griffin Hospital Combined Internal Medicine/Preventive Medicine Residency Program (2007 - Present)
Section Councilor (Mental Health Section), American Public Health Association (2005 - 2008)
South Asian Studies Council, The Whitney and Betty MacMillan Center for International and Area Studies at Yale (2004 - Present)
MHA Program Ethiopia (2008)
Core Faculty in the Master of Hospital and Healthcare Administration (MHA) Program at Jimma University and Addis Ababa University, Ethiopia. The MHA program is a collaborative effort between Yale School of Public Health and two of Ethiopia's leading universities. The students in the MHA degree...


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Global Update - October 2013
A Transforming Industry: Applied Materials/TEL
Flash, LED, and MEMS Investments in Japan
European Path to 450mm, Test/Packaging, and MEMS
Semi Materials Market to Approach $50B in 2014
New Material Requirements & Outlook
Taiwan Leads Equipment & Mat'ls Investment in 2013
ElectroMagnetic Compatibility: E33 Std
New Task Force to Develop Ultrapure Water Standard
Vietnam Semi Strategy Summit a Success
SEMICON Europa: Rotation
Total Cost of Ownership Guide: PV Manufacturing
Event Calendar
October 18
Trace Ionic Contamination Monitoring Webinar
October 30-November 1
PV Taiwan
November 20
SEMI Malaysia Forum
December 4-6
SEMICON Japan
October 7-10
SEMICON Europa Standards Meetings
October 8-10
SEMICON Europa
October 8-10
Plastic Electronics Exhibition and Conf
October 11
Prof Dev Seminar-Arizona
October 16-17
Strategic Materials Conf.
October 18
Arizona Breakfast Forum
October 25
Prof Dev Seminar-Oregon
October 28-31
NA Standards Fall Mtgs
October 29
Pacific NW B-fast Forum
October 30
SEMI Texas Fall Outlook
November 5
SEMI Texas Tech Tuesday
November 10-13
Int'l Tech Partners Conf
Selling to Semi Industry
Fund. Product Marketing
Acct Support Boot Camp
Supply Chain Mgmt
Acct Selling & Mgmt
Financial Boot Camp
A Transforming Industry: Applied Materials Merges with TEL
Last week's blockbuster announcement of the merger between Tokyo Electron, or TEL, and Applied Materials struck me like two good friends who've surprisingly revealed they were getting married: we are certainly happy for them, but know this will have significant impact on our shared circle of associates, colleagues and partners. Three of the principals in the deal -- Tetsuro Higashi, Tetsuo Tsuneishi, and Mike Splinter -- will serve as the new company's chairman and vice chairmen, respectively, are also SEMI Board members who have taken extremely active leadership roles in the association. Gary Dickerson, Applied Materials' president and CEO, and an industry veteran of 30 years, will be the CEO of the new company. (
Denny McGuirk
Complimentary WEBINAR on Oct. 18:
Trace Ionic Contamination Monitoring in Semiconductor & Electronics Fabrication
Learn about how contaminants in ultrapure water (UPW) can undermine process yield. Sponsored by Thermo Scientific.
Flash, LED, and MEMS investments in Japan
By Dan Tracy, SEMI Industry Research & Statistics
In Japan, the closure and consolidation of 27 facilities from 2009-2012 reduced the installed fab capacity. But investments continued in some industry segments, and from 2010-2012, front-end equipment spending totaled $11.3B in Japan (and total equipment, if include packaging and test equipment, $13.7B).
European Path to 450mm, Test & Packaging, and MEMS Highlight SEMICON Europa 2013
European semiconductor equipment spending will double next year. The 450mm wafer transition and other critical issues will highlight SEMICON Europa.
Semiconductor Materials Market to Approach $50 Billion in 2014
By Lara Chamness, SEMI Industry Research & Statistics
Given the industry's anemic performance during the first part of the year, a number of analysts have recently downgraded their 2013 semiconductor revenue forecasts to low-single digits, while forecasting stronger growth in 2014.
New Material Requirements and Outlook for Memory, Logic, MEMS, and more at SMC 2013
The Strategic Materials Conference (Oct 16-17) will include focused sessions and tracks on the advanced material outlook for semiconductor memory, logic, MEMS, and beyond-CMOS devices, and plastic electronics.
Taiwan to Lead Both Semiconductor Equipment and Materials in 2013 Investments
By SEMI Taiwan
In recent years, Taiwan has become the world center for semiconductors with manufacturers investing heavily in both hardware and materials. It is expected that total spending for these segments in Taiwan will be on the order of $20 billion for 2013 and growing into 2014.
From SEMI International Standards
ElectroMagnetic Compatibility: E33 Standard
Electronic equipment generates undesirable electrical noise which injects undesirable signals -- causing errors in operation and damage.
New Task Force to Develop Ultrapure Water Standard
Semiconductor manufacturing is susceptible to particulate and organic contamination. Ultrapure water needs rigorous cleanliness testing using SEMI standards.
Visitor registration
opens on October 7. Exhibit opportunities still available at
Vietnam Semiconductor Strategy Summit Brings Together Key Decision Makers
In September, more than 120 attendees from the U.S., Europe, Korea, Japan, and Singapore attended the first-ever semiconductor industry event held in Vietnam. Near-term opportunities for SEMI members exist, especially in services and secondary equipment.
SEMICON Europa: Dresden/Grenoble Rotation
Next year's SEMICON Europa will be held in Grenoble and alternate with Dresden in future years to better address pan-European semiconductor issues.
Total Cost of Ownership Guide for PV Manufacturing Closes Communication Barrier
SEMI and VDMA have announced the release of the Total Cost of Ownership in PV Manufacturing Guide.
Call for Papers
-- Abstract Due: October 31
Thank you for reading this newsletter. We hope that you find
SEMI Global Update
informative and relevant. Let us know if we can improve the content and quality of
SEMI Global Update
. Please send your ideas, comments and suggestions to:
Deborah Geiger
Content Manager, SEMI
3081 Zanker Road, San Jose, California, 95134
Tel: 1.408.943.6900; Fax: 1.408.428.9600; Email:
Copyright © 2013 SEMI. All rights reserved.


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I didn't really want to do it. It just… happened! Honestly!
12 PM to 330 PM
Keruen and I set up a half Carnage raid to go in to Zul'Aman (We didn't actually start pulls until 1 PM). We spent a few hours in there downing Bear Boss easily within three shots. The [item]Robes of Heavenly Purpose[/item] dropped. Unfortunately, I was on my Resto Shaman so they went to Keruen since he was the only healing priest in there. I think we're a few weeks from being able to go for the time trials. We don't have a consistent number of personnel to go in with at the moment. Then we tried clearing to Lynx, but we had a number of players drop out. By then it was around 315 and with our SSC raid starting in a few minutes, we had no choice but to abandon it.
330 PM to 9 PM
Spent the 30 minutes getting something to eat and getting flasks and such (By the way, you know all those Apexis Shards you have? There's a use for them now at the Ogrila Quartermaster as you can use them to purchase Level 55 Potions for 50 shards and some silver).
Lady Vashj started off well enough. We were able to get her consistently into Phase 3. The main things that were killing us was a combination of Static Charges and poisons. After some more minor adjustments, Lady Vashj went down fairly cleanly as evidenced by my new Flickr shot. Her loot? Well, nothing I would be interested in:
[item]Vestments of the Sea-Witch[/item]
[item]Krakken-Heart Breastplate[/item]
A Champion and a Defender token
Then we jaunted over to Tempest Keep and here's where the fun began.
Al'ar went down after two shots. Void Reaver apparently has been modified or something. I noticed his bolts now come at us in an arcing fashion. I don't know if that has altered the speed at which they arrive, but we had some issues with him for tonight and wiped about 4 times before we killed him. By this time, it was about 830 PM and that gave us only one shot at Solarian.
We didn't get her down sadly. I really want her [item]Ethereum Life-Staff[/item]. It's a fairly sizeable upgrade over my [item]Crystalheart Pulse-Staff[/item]. What I plan to do is slap 81 Healing on one of them and Spellsurge on the other. I haven't quite yet decided which for which.
My real life friends and I decided to go in and tackle Zul'Aman. This time, I would go in as my Priest. We came, we saw, and we conquered the Bear Boss after 4 attempts. Ironically, the same Robes that dropped earlier in the day dropped for me again and the other Priests were kind enough to pass them (We had four, COUNT 'EM FOUR Priests).
After that, we strolled over to the Eagle Boss. We didn't have a Rogue and could not exploit the gauntlet, but we did discover something intriguing.
One of the Shadow Priests had the brilliant idea of mind controlling one of the spawns that come up behind us. Shortly thereafter, the gauntlet waves stopped. The Troll he mind controlled disappeared. We were initially stunned at first but continued to press forward. Sure enough, the Troll on the steps who we're supposed to kill was not there. Like the Rogue infinite sap technique that GMW informed us about, I fully expect this one to get fixed at some point in the future. It was an interesting bug, to say the least. We didn't let it to go waste either.
Eagle boss went down in one shot. The [item]Mojo-mender's Mask[/item] dropped. It went to our Elemental Shaman. Sweet deal indeed. We started plowing on over to Lynx Boss but we alas, we could not complete it due to people having to leave again.
I still had plenty of energy. I haven't done one of these in a long time. I know there's no way I'd be able to consistently do something like this. But it was fun all the same. Most of my work was completed on Saturday so I had the entire Sunday free. All of that just to upgrade my PMC Robes.
By the way, for all you aspiring Priests out there, I made my [item]Primal Mooncloth Robe[/item] since the end of March. It is now halfway through November. Those Robes lasted me seven and a half months before I upgraded to the ones I have today. I cannot stress the uberness of those Robes anymore then this.
Sure you can try to gun for the Opera ones, but really the odds of that dropping have been quite minor for me. I have never seen it drop on my Priest. Not only do you need to get the correct boss, there's the item randomness factor. So bear that in mind if you decide to wait.
EDIT: I forgot to mention, we raided Zul'Aman with four Priests. One of them was Discipline specced with Pain Suppression. Amazingly, he worked out great! On bosses like the Bear where tanks were taking enormous amounts of burst damage, he activated Pain Suppression which made healing much easier. There were a lot of clutch moments. His healing wasn't terribly gimped either. I encourage more raiding groups to consider the viability of a Discipline priest until we can fully ascertain it's benefits. But for the most part, it looks good. Real good.


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Have you ever had someone ask for help and they just won't listen?
This is what this week's yoga class is all about.
I have a friend that I love dearly. This friend (let's call him Pete) is kind hearted, he is giving, he is committed, he is loyal, and he has so much to offer the world. He comes to be for advice recognizing that there are some things within his life that are not working. I offer my advice. He seems to take it all in, quietly listening to me, at times even writing notes 😉 and yet…a couple of weeks later, Pete comes back to me with the same issues.
I was wondering if I was missing something?
Was I not being clear?
Nope, I was plenty clear.
What did I have to do in order for Pete to actually listen to me and accept the advice that I was giving?
This really bothered me, and it almost made me want to stop offering help completely. In fact, I did pull away from being available.
As I sat with this situation I began to see a pattern emerge within me. I became utterly conscious of what it takes for someone to truly listen and to accept and act. I chose to look at the way that I did this in my life.
Boy was I in for a surprise!
Well dear ones, I write to you to tell you that I DO THE SAME THING THAT PETE DOES!
Holy cow.
Now there was a realization.
I've been complaining, and mulling over very specific issues in my every day life. I've received very actionable and highly auspicious advice from people that I love and respect- OFTEN. I have heard them and chosen not to listen to them.
Why? Here are some reasons that I came up with.
Why do we choose not to listen?
- The answer that I was getting was not the answer that I was looking for.
- I had already decided on the answer, I simply needed confirmation.
- I did not want to work hard nor have to step out of my comfort zone.
- I didn't want to truly look at myself and take responsibility for my own actions.
This situation has helped me recognize that listening is an artform that requires great humility and honesty. At times recognizing and accepting the truth that is revealed to you is a far greater challenge than maintaining the facade. Once you choose to see it, there's no going back, you must transform.
Transformation requires skilled action, and at least for me this was the hardest part.
I am now listening, with all of myself, and taking the time to digest and discern (another key teaching) while taking appropriate action when necessary. I feel stronger, I feel calmer and most of all I feel a great sense of joy. It has even helped me be better at being a friend as now I get the opportunity to watch Pete discover listening again, at his own time, in his own way.
Do you listen?
I'd love to hear from you! :
- email me- eyogaclass (at) gmail (dot) com
- leave me a message- 310 651 6238 (I'd love to play you guys on the episodes! Plus you can promote your stuff that way!)
- or comment on this blog!
Other ways to connect with me:
Elsie's Yoga Kula Facebook Group!!!
This week's online yoga class
I made the peeps at Yoga Matrika work a bit for this one! I did a few demos and lots of handstand work, which I have to say that I did my best to cut out. It doesn't do well for audio classes 😉 I've also posted a little video that gives you a bit more info into getting the culmination pose- Vishvamatrasana! Needless to say, this is a more advanced yoga class.
If you are in Pittsburgh, come on by Yoga Matrika on Monday nights at 6pm for some Anusara Inspired Yoga 🙂
The Yoga Class Sequence
Downward Facing Dog
Twisting Downward Facing Dog
Straight Legged Lunge
Downward Facing Dog
Plank chattarunga x 3
Wide legged uttanasana
Bending one leg then the other in Uttanasana
Wide legged uttanasana
Parsva wide legged uttanasana
Surya namaskar
Silent Surya Namaskar x 3
Eka pada handstands (check me out doing this video)
More handstands
Deep lunge
Salabasana with arms interlaced behind the back
Bound twisting uttanasana
Parsvakonasana bound
Parsvakonasana bound into trikonasana bound
My demo: Corresponding Video
Teeny Tiny Vishvamatrasana Tutorial from Elsie Escobar on Vimeo.
pavrita paschimotanasana
supta tadasana
supta padangustasana sequence
knees to chest


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Developers have upped the stakes in Las Vegas' quest for a professional sports franchise with a proposed 20,000-seat arena. Already the project has boosted land values in the blighted area east of the Strip and sent developers scurrying to capitalize on spin-off opportunities.
Landing a pro team would add a new dimension to the city's image and help attract corporate relocations. "It kind of gives credibility to the entire market, much like the Olympics did for Salt Lake City," says Mike Hillis, managing partner with Commerce CRG. "All of a sudden, people recognize you. We are known for gaming, but it adds validation of Las Vegas as a real place."
Plans announced in late August call for the $500 million project to be built on 10 acres owned by Harrah's Entertainment behind Bally's and Paris. Debt and equity financing is in place, but no tax subsidies will be allocated for the construction in unincorporated Clark County.
The arena, which could open by the third or fourth quarter of 2010, is being developed through a partnership between Harrah's and Anschutz Entertainment Group. AEG owns the Staples Center in Los Angeles, home to the Lakers and Clippers of the NBA and the NHL's Kings, an AEG franchise. Its involvement boosts Sin City's chances to land a long-coveted sports franchise.
Since Aug. 22 when the arena was proposed, land values in the area have jumped by 10% to 20%, says John Knott, executive vice president of the global gaming group of CB Richard Ellis. Properties that were worth $12 million to $15 million an acre have bumped up to $15 million to $18 million an acre, Knott says. Once the project breaks ground in 2008, nearby land values are expected to go higher, says Joseph Kupiec Sr., managing director of Grubb & Ellis.
The arena will serve as a much-needed catalyst for development of a one-mile stretch between the Strip and the Hard Rock Hotel, which opened in 1995. That crime-ridden area east of the Strip includes a mix of vacant land, convenience stores and apartment complexes that offer short-term stays. Several proposed redevelopment projects between the Strip and Hard Rock, including one by actor George Clooney, have been cancelled in recent years.
"All the plays have been on the Strip, and this now puts the spotlight on the corridor to the east," Kupiec says. "It's going to accelerate the process and anchor the development of the entire area. It was almost like who was going to go first. This came unexpectedly to many who have been positioning themselves for a long period of time for other projects."
One benefactor of an arena is Africa Israel Investments, an Israeli company controlled by diamond billionaire Lev Leviev, and a partnership that includes New York real estate investor Steve Witkoff, the Cipriani family and Credit Suisse Group. Days before the arena was announced, the partnership closed on a $625 million deal for 60 acres west of the Hard Rock Hotel. It plans boutique hotels, a casino and retail stores.


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U.S. Equal Employment
Opportunity Commission
Medical Practice Fired Receptionist Who Complained About Pregnancy Discrimination, Federal Agency Charges
BALTIMORE - A large Annapolis, Md.-based internal medicine practice violated federal law when it fired a receptionist because of her pregnancy and in retaliation for her complaints about pregnancy discrimination, the U.S. Equal Employment Opportunity Commission (EEOC) charged in a lawsuit it announced today.
One day after starting work at Annapolis Internal Medicine as a medical receptionist, Elizabeth Rodriguez disclosed her pregnancy when the medical practice's clinical supervisor was administering to her an influenza vaccination. Despite Rodriguez's request not to tell others of her pregnancy just yet, the clinical supervisor told the office manager that Rodriguez was pregnant. The clinical supervisor then treated Rodriguez more harshly than other employees because of her pregnancy, the EEOC charges.
When Rodriguez complained to the office manager about the adverse treatment, the manager did not address the pregnancy discrimination complaint. Instead, the manager reprimanded Rodriguez and wrote in a counseling warning, that Rodriguez "… had to be honest about her condition to us," and that the manager "was somewhat disappointed with her for not letting me know about her condition," the EEOC said.
The clinical supervisor continued to treat Rodriguez more harshly, including subjecting her to an unwarranted disciplinary action, verbal abuse and physical intimidation, the EEOC said. Annapolis Internal Medicine terminated Rodriguez because of her pregnancy and in retaliation for her complaints about the pregnancy discrimination, according to the lawsuit.
Such alleged conduct violates Title VII of the Civil Rights Act of 1964 as amended by the Pregnancy Discrimination Act. The EEOC filed suit (EEOC v. Annapolis Internal Medicine, Civil Action No. 1:13-cv-02831-ELH) in U.S. District Court for the District of Maryland, Baltimore Division, after first attempting to reach a pre-litigation settlement through its conciliation process. In its lawsuit, the EEOC seeks injunctive relief prohibiting the medical practice from engaging in sex discrimination, including pregnancy discrimination, and retaliation, as well as lost wages, compensatory and punitive damages for Rodriguez, and other affirmative relief.
"It is not somehow 'dishonest' if a woman does not reveal her pregnancy during a job interview," said EEOC Philadelphia District Director Spencer H. Lewis, Jr. "The law is clear - a woman simply does not have to disclose her pregnancy before or after being hired and an employer shall not make employment decisions based on pregnancy."
EEOC Regional Attorney Debra M. Lawrence added, "Every woman has the right to equal employment opportunities. Instead of addressing Ms. Rodriguez's complaints about pregnancy discrimination, the medical practice compounded the problem by retaliating against her and firing her, and that is why we filed this lawsuit."
The Philadelphia District Office of the EEOC oversees Pennsylvania, Maryland, Delaware, West Virginia and parts of New Jersey and Ohio.
The EEOC enforces federal laws prohibiting employment discrimination. Further information about the Commission is available at its website, www.eeoc.gov.


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Bene Elohim
The Bene Elohim (Hebrew: בני האלהים, Benei Ha'Elōhīm; Greek: ϒἱοὶ τοῦ Θεοῦ, Huioi toū Theoū; "Name means::Sons of God") are a group of beings mentioned in passing in the Old Testament book of Genesis 6:4 . The Sons of God are distinguished from the daughters of men.
- 1 Word Study
- 2 Schools of Thought
- 3 Controversies
- 4 Metaphorical interpretation
- 5 "The gods"
- 6 See Also
- 7 References
Word Study
The different interpretations of the Benei Ha'Elohim stem from the use of different definitions.
The Hebrew word Benei has several definitions[1]:
- a) Child or grandchild;
- b) A characterization, as in the case of "Sons of injustice"
- c) A member of a guild, order, or class;
The Hebrew word Elohim is the plural of El, or god[2].
Schools of Thought
Prior to Augustine of Hippo
The older view, held nearly unanimously by ancient writers prior to Augustine of Hippo, is that the Benei Ha'Elohim (Sons of God) or The Watchers were fallen angels in extra-Biblical traditions. While there has always been a minority of churchmen who followed this view, it has been promoted recently by popular writers such as Stephen Quayle. [3]
Post-St. Augustine
The view posited by St. Augustine in the fourth century is that the Sons of God refers to the god-fearing line of Seth; and the daughters of men refers to the daughters of the unbelieving line of Cain. Variations on this theme include the idea, proposed by Meredith Kline, that the Sons of God were kings or priests who took any woman they chose to be their wife.
This is entirely speculative and does not explain how simple procreation between believers and unbelievers could sire giants or even athletically superior humans. Also that Seth (Genesis 5:3) was said to be after Adam's image, not after God's image, physically and spiritually separating him from being called a "son of God".
According to Genesis 5:4, Adam had other sons and daughters; therefore, the viewpoint that the sons of God refers to Seth's descendants line while the daughters of men refers to Cain's descendants seems untenable; especially because there were other lines of descendants for the other sons of Adam, not mentioned by name in the Bible.
Still others hold that the Sons of God were other created men. It is argued that the Bible does not describe every person that was created, but only key individuals or situations are included within the text. Those holding to this position call into question the origin of Cain's wife or those whom he feared would kill him Genesis 4:14-17 .
Some argue that the Sons of God could not be angels because:
- Angels are not biological beings, and therefore not reproductively compatible with human women.
- A major theme of the Old Testament is the negative outcome of believers intermarrying with unbelievers.
Advocates of the Angel position hold that:
- Angels are recorded on two occasions in Scripture as eating food, therefore they have some ability to interact with the material world.
- We really don't know what angels can and cannot do, as we lack the ability to capture and study them, and Scripture says little about them.
- The question should be decided by the context and evidence rather than a preconceived idea about the nature of angels.
- The Augustinian position fails to explain the production of gigantic offspring from the union of believers and unbelievers.
- The unanimous position of Jewish and heathen authors prior to Philo of Alexandria is that the angels came down and sired children with women.
Those opposing the view that the Sons of God were other created men point to:
- Genesis 3:20 , which states that Eve is the mother of all the living.
The Biblical form of procreation starts with each created kind and their "seed within themselves". Angels have no such seed and do not procreate. A purpose for marriage is procreation, but also to depict Christ and the Church as the Bride. Angels are not created to depict this relationship, nor would it have meaning to them as they are not under the curse of Adam.
Jesus said that there is no marriage in heaven, practically speaking because there is no procreation in heaven. In Genesis 6 we encounter fallen angels who have rejected the holy laws specifically because of their desire toward human women. They "left their first estate" for the purpose of taking wives, which they could not do if they remained in heaven.
God planned to redeem mankind himself through a human Redeemer before the foundation of the world Revelation 13:8 . God's promise to Eve Genesis 3:15 of a human Redeemer reveals a core architectural theme of the creation, that God will enter human existence at a time-certain through the mechanisms of human procreation. In addition, God also recognizes that regular procreation produces "blemished" offspring and that these would not be acceptable for sacrificial worship Exodus 12:5 .
For the fallen angelic host to pervert this aspect of creation (a spiritual capacity to impregnate a woman with human seed) is a direct and deliberate insult to God's plan for human redemption. It also defiles the outcome by producing mutant (blemished) offspring.
Metaphorical interpretation
This definition, generally taught by early Church theologians and many today, holds that the "Sons of God" refers to the line of Seth, which were believed to be the chosen line.
Problems with this view:
- The children of the Benei Ha'Elohim and the "daughters of men" are described as giants in Genesis, indicating some genetic difference between the sons of God and the daughters of men which is not consistent with their merely being two lines of descent from Adam;
- Upon Seth's birth, Scripture notes that Seth is now in man's image rather than God's image Genesis 5:3 , the only place where the transition to "image of Adam" is ever noted. However, this strongly and deliberately separates Seth from being physically or spiritually aligned with God. Scripture later alludes to mankind having been originally made in the image of God but this verse now calls out a separation of all mankind into the image of Adam. We see in 1 Corinthians 15:22 that the entire seed of Adam is cursed with death.
- Genesis 6 notes that all people have become always and only evil. Nothing especially separates Seth's lineage from this condition.
- The phrase Benei Ha'Elohim is not mentioned anywhere else in the Old Testament except for Job (as described below), and Job clearly does not refer to the children of Seth.
- The Book of Jubilees and Book of Enoch, which are factually consistent with Genesis and with each other, describe the 'Bene Elohim as angelic beings lower in rank than Jehovah Elohim;
"The gods"
This interpretation uses the "Member of a guild or class" definition of Benei, and reads Elohim as literally plural, rather than the "majestic plural" of the Hebrew language (which has a plural structure but, a singular meaning) or the "Royal we."
First and second chapters of Genesis
Those holding to this interpretation note that the first section of Genesis, from 1:1 to 2:4 uses the plural Elohim exclusively to describe the six days of creation; the sections following use the phrase Jehovah Elohim ("Lord of the gods") exclusively to describe the creation of the garden, Adam, and Eve. They infer that "the gods" created the Earth generally, and the "Lord God" created Adam and Eve.
Other Old Testament references
The phrase Benei Ha'Elohim appears in one other place in the Old Testament, Job:
- "Now there was a day when the Benei Ha'Elohim came to present themselves before Jehovah, and Satan came also among them." - Job 1:6
- "Again there was a day when the Benei Ha'Elohim came to present themselves before the Jehovah, and Satan came also among them to present himself before the Jehovah." - Job 2:1
In both of these cases, the Benei Ha'Elohim are described as separate from Jehovah, and presenting themselves before Him, as in a conference or royal court.
Angelic Names
The syllable El, which literally means "god" and is the root of Elohim, is at the end of the names of all the angels:
- The only named archangel Michael
- The primary angelic herald Gabriel
- The anointed cherub Lucifer, in the Hebrew Heylel
- The apocryphal names Raphael, Uriel
- Theologians have debated for centuries about the names of the other three archangels, proposing names such as Raziel, Remiel, Sariel, Anael, Raguil, Barakiel, Barbiel, Chamael, Jophiel, Zadkiel, Jeduhiel, Simael, Zaphiel, and Aniel.
The Islamic Qur'an mentions four archangels: Jibril (Gabriel, who is said to have revealed the Qur'an to Muhammad), Mika'il (Michael), Azrael (another form of Raphael, Angel of Death), and Israfel, the Angel of Music.
The Book of Enoch names the following archangels: Uriel, who rules the world and Tartarus; Raguel, who takes vengeance on the world of the luminaries; Michael, who is set over the most part of mankind and over chaos; Saraquael, who is set over the spirits; Gabriel, ruler of paradise, the serpents and the cherubim; Ramiel, whom God set over those who rise; and Raphael, who rules the spirits of men.
Fallen angels
The Book of Enoch states that 200 of the Benei Ha'Elohim decided to marry human women. They were divided into groups of ten, and the leader of each of the ten is named. Notable Watchers include:
- Kasdeja, who "Taught the children of men all the wicked smitings of spirits and demons, and the smitings of the embryo in the womb, that it may pass away (abortion)."
- Azazel, who "Taught men to make swords, knives, shields, breastplates, the fabrication of mirrors and the workmanship of bracelets and ornaments, the use of paint, the beautifying of the eyebrows, the use of stones of every valuable and select kind, and of all sorts of dyes, so that the world became altered."
- Barkayal, who "Taught the observers of the stars."
- Penemue, who "Taught the bitter and the sweet, the use of ink and paper."
- Gadreel, who "Introduced weapons of war."
Additionally, the Greek "pharmakeia" from which we derive "pharmacy" is a word associated not only with drugs but sorcery, witchcraft and magical deception Galatians 5:20 Revelation 9:21 Revelation 18:23 and potions to induce abortion[1][2]. Cutting off human lineage has always been a goal of God's enemies Malachi 2:15 Genesis 3:15 .
See Also
- Steve Quayle.com
- Deuteronomistic theology as an interpretive model for the 'Sons of God' in Genesis 6:1-4 Biblaridion magazine


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This instruction sheet will review the procedure and forms necessary to obtain a default judgment without a hearing in front of a judge.
If you are requesting an annulment, you must request a hearing in front of a judicial officer and you should follow different instructions on how to request a default hearing. Also, in certain cases it may be easier for the Self-Help Center / Family Law Facilitator Office to help you if you follow different instructions and you request a hearing in front of the judge. For example, if you are requesting No or Supervised Visitation, Specific Amount of Spousal Support or Terminating Spousal Support in a 10+ year Marriage or Unequal Division of Property, you may need to schedule a hearing in front of a judge.
Before following these instructions you must satisfy the following:
- You started a divorce or legal separation case by properly filing legal papers with the Court;
- The other party was served with a copy of your legal papers and financial disclosure information;
- You completed the Parenting Class if you have minor children of the marriage - http://parenting.familieschange.ca.gov/ (805) 781-5423;
- 30 days have passed from the date of service and the other party has not filed an FL-120 Response;
- The other party is not an active duty military person;
- You are only requesting those items listed on the FL-100 Petition.
Sample Forms
You may view instructions and sample forms. View the sample that best applies to your situation. The samples are for general information only; they are not intended to resolve the specific issues in your case. If you have any questions you should consult a family law lawyer.
- Sample #1: Minor Children AND/OR Assets or Debts were listed on the FL-100 Petition.
- Sample #2: No Minor Children AND No Property or Debt were listed on the FL-100 Petition.
1. Review FL-115 & FL-100
A Default Judgment may be granted only if the other party was properly given the Divorce and Financial Disclosure documents. Review the filed copy of your FL-115 Proof of Service to make sure that it was completed correctly.
Review your filed copy of the FL-100 Petition because only those requests may appear on a Default Judgment. If you want to obtain orders not mentioned in your FL-100 Petition you will need to go back and file an Amended FL-100 Petition and other papers.
2. Forms Needed
Complete the following forms and two-hole punch the originals at the top. If you want the Self-Help Center to review your forms, visit their office before you make any copies.
You must complete the following forms:
- FL-141 Declaration Regarding Service of Declaration of Disclosure
- FL-165 Request to Enter Default
- FL-170 Declaration for Default
- 1 manila envelope addressed to you with postage
- 2 legal-sized envelopes addressed to the other party with postage
- FL-190 Notice of Entry of Judgment
- FL-180 Judgment & staple the forms below that mirror your FL-100 Petition:
- ⇒ FL-341 Child Custody & Visitation Attachment
- ⇒ FL-341(C) Children's Holiday Schedule Attachment
- ⇒ FL-341(E) Joint Legal Custody Attachment
- ⇒ FL-342 Child Support Attachment (w/DissoMaster)
- ⇒ FL-192 Notices Re: Child Support
- ⇒ Copy of Existing DCSS Child Support Order
- ⇒ FL-345 Property Orders Attachment
- ⇒ FL-348 Pension Benefits
- ⇒ DCSS signature needed if DCSS case is filed (go to 1200 Monterey St., San Luis Obispo before filing judgment with the court)
- ⇒ FL-142 Schedule of Assets and Debts (only if there are changes)
- ⇒ FL-150 Income and Expense Declaration (only if there are changes)
- ⇒ FL-160 Community Property Declaration (only if FL-100 lists items)
- ⇒ FL-160 Separate Property Declaration (only if FL-100 lists items)
- ⇒ FL-335 Proof of Service by Mail (only if completing FL-142, FL-150 or FL-160)
- ⇒ FLF-2 Declaration and Order Regarding Parenting Class (only if there are minor children and Respondent did not complete the class)
- ⇒ FL-191 Child Support Case Registry (only if there are minor children)
- ⇒ FL-195 Income Withholding for Support (only if child support is requested on FL-342)
Helpful Tip!
- FL-160 Property Declarations (Separate and Community) must be completed and filed with the Court, if you listed assets or debts on your FL-100 Petition. This will be your proposal of how community property items should be divided equally and how separate property should be assigned. All the community property assets and debts should appear on one FL-160 Property Declaration and all the separate property assets and debts should appear on another FL-160 Property Declaration.
3. Mail Papers to Other Party
Someone other than you who is 18 years or older must mail to the other party a copy of the completed FLF-1. In addition, if you completed the FLF-2, FL-142, FL-150, or FL-160, copies of these documents must also be mailed to the other party by someone other that you who is 18 years or older.The person who mails these documents must complete and sign the FL-335 Proof of Service by Mail.
4. File Papers and Envelopes
File with the Court Clerk all completed documents listed above in Steps 2 & 3 (except FL-142) including originals, copies for Court and self-addressed stamped envelopes.
The Court will need all originals listed in Steps 2 &3 plus additional copies of the following documents:
- FL-165 Request to Enter Default (plus 1 copy)
- FL-190 Notice of Entry of Judgment (plus 2 copies)
- FL-180 Judgment & Attachments stapled (plus 3 copies)
- FL-195 Income Withholding for Support (plus 3 copies)
5. Wait for Judgment in Mail
Within 4 weeks of filing the above documents with the Court Clerk, you should receive your final Judgment documents in the mail. You may contact the Court Clerk's office to obtain the status of your case by calling (805) 781-5706.
6. Mail Papers to Other Party & Employer
Once you receive your signed FL-180 Judgment, someone other than you who is 18 years or older should mail a copy to the other party. Also, if child support was ordered and you want the other party's employer to garnish wages to enforce the child support order, you must have someone other than you who is 18 years or older mail to the employer a copy of the FL-195 Income Withholding for Support. The person who mails the copy of the FL-180 and/or FL-195 must complete the FL-335 Proof of Service by Mail and you must file the original with the Court.


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