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Fee-based programming may make sense for a growing number of health clubs. However, switching over to this type of programming comes with its challenges.
To initiate fee-based programming, your best option may be to just set a start date, communicate with members that the club is moving in a new direction with its programming, re-audition the instructors and remarket the group exercise brand.
You will need to revamp your group fitness lineup. Design class formats that assist members with goals that include general conditioning, adherence and accountability. Schedule free beginner classes several times during the week and promote them as learning classes, demonstrations or clinics. Invite all to attend the general conditioning classes and educate them about when and how to move into the specialized, fee-based classes that will take their fitness goals to new heights. These fee-based options should be scheduled at prime times daily. Invite regulars, renewing members and prospects to attend sample fee-based classes and offer them a member-only punch card or fee option as they get started.
Redesign the group fitness room with a focus on the new branded programming options.You need to transform the look and the feel of the group fitness room to create an environment that will promote the fee-based programming. Owners of facilities challenged with only one studio will need to figure out how to share the space or move some of the programming to the workout floor, outdoors or in offices. You may want to add room dividers, murals and creative storage for equipment.
When setting up the new schedule, leave time between classes to allow equipment to be returned to storage units and to enable staff to attend to administrative duties. Let existing members know that the room is now reserved for the specialized programming, so a professional transition between programs occurs.
These new programming options should be promoted as part of the new member integration process with personal invitations and introductions to the programming. The sales and training staff must be incentivized to promote the programming during first visits. You can give members coupons to redeem for free beginner clinics or demonstrations. Successful promotional strategies include inviting local celebrities and politicians to the launch of new programming, as well as sending out press releases and articles to local publications. You can also offer demonstration programming at charity events, local running events and health fairs. Advertising on Facebook and Twitter accounts and designing a clothing line to add to the pro shop will assist in promotion of the new lineup.
To be successful, you must hire and train professionals who are willing to sell a service. Staff that has had experience only in traditional group fitness programming can find it difficult to promote fee-based programs, so you must educate your team about how to do this after you have clarified the company's new direction. Teach them how to influence their members, how to promote the programming and what they can gain financially from fee-based programs. Recruiting certified professionals, coaches and specialty instructors from outside the facility will round out the programming staff. Once you have your team, set up a performance-based wage system that will drive them to promote the programming.
You'll then need to rebrand your group exercise programs. Group fitness options are often promoted as being appropriate for all levels, as having certified instructors who will make modifications or add intensity for any member, and as options that are included in all basic membership packages. Beginner-friendly options attract guests and nonmembers, but the new fee-based classes, which can be aimed at taking regular members to new fitness levels, must become part of the club's brand for this to be successful. You can't be successful with this type of programming when a fee-based program is added here or there rather than revamping the whole schedule to make room for new branded options.
Ann Gilbert, director of fitness for Shapes Total Fitness for Women, leads a team of more than 350 fitness professionals. She is a presenter at many industry conferences and has received the IHRSA/ACE Trainer of the Year award. For the past 10 years, Gilbert has served as a faculty board member for the Fitness Academy, an internal educational resource for continuing education. She can be reached at email@example.com.


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Founded in 1969, Windovert are SA's top manufacturer and professional installer of blinds, shutters, awnings and folding doors. At Windovert we have a wide range of high quality products, providing solutions to all your sun and light control requirements. We continuously strive to offer our clients superior products and professional service, with experienced consultants on hand, we advise you on the best products for your needs. We will also service your old blinds and shutters.
Windovert have Franchises situated in all major centres of South Africa. The Franchisees are backed up by a Franchisor that guarantees the quality of product and service. We have been in business for over 40 years with a proven track record. Our products and service are guaranteed.
Windovert offers you the widest range of interior and exterior sun & light control products available from one source in Africa. Our consultants are trained to advise in providing the best solution to meet your needs. We have the largest variety of colours and range in blinds, shutters, folding doors and security products.

subset: commoncrawl


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Good evening could u tell me who is the artist for this song? ( you can call me when u need good loving baby u can call me baby ) I heard it twice yesterday and today on irie FM
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Jun 19, 19 03:14 PM
Karamanti's album "Hurt People" set for June 25, 2019 Release - After a lot delays and reschedules, we are pleased to announce that Karamanti's highly anticipated album is finally ready.
Jun 19, 19 12:47 PM
Lila Iké - Where I'm Coming From Lyrics - And this a Lila pon the Mic Oh Lord Oh Lord, Lord Lord Lord Oh gosh Thankful for the blessings that have fallen on my table.
Jun 19, 19 10:33 AM
Jesse Royal Lion Order ft protoje official music video - The first song from his as-yet-unnamed, impending sophomore album, "LionOrder" taps Protoje, fresh off his GRAMMY Nomination for "Best Reggae A…
Jun 19, 19 10:13 AM
Nesbeth Remove My Enemies Lyrics - My heart too clean fi carry one drop a grudge fi haters A nuh everybody who you help now a turn round and return the favours


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"Constitutions are made of paper; bayonets are made of steel." ~ French aphorism
This member hasn't provided any details.
Short bio:
My name's Michael Fielding, I've lived on the Earth through 22 orbits and recently graduated from the University of Texas with a BS in Computer Science. I've begun my big adventure, currently living in the Caribbean aboard my boat, Sovereignty. Right now I'm in San Juan, Puerto Rico, and I plan to stay for a few months to really explore the island and the culture.
I'm a full-time thinker and adventurer. I love experiencing new things and new places. I try to see the world as objectively as possible and enjoy writing out my ideas. I also love learning, my interests include economics, philosophy, physics, space, technology and more.


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Elderly Couple's Notebook Photo Shoot Gives Us All The Feels
Those who can find a partner in life and love should cherish it, because not everyone is so lucky.
But one such blissful couple is Clemma and Sterling Elmore, who have been married for an impressive 57 years.
To celebrate their milestone, they decided to create a 'Notebook' inspired photo shoot.
And if the photos are anything to go by, they are well and truly still in love.
Her in the iconic blue dress... him donning a cap and simple white t-shirt... And a blue fan in the background.
It brings back serious 'Notebook' memories.
"He said the first time that he laid eyes on me that he said, 'That's the girl I'm going to marry,'" Clemma told ABC News.
The idea was sprung from the pair's granddaughter who organised the photo shoot as a gift.
Meanwhile the photographer, Stacy Welch-Christ, told 'Put A Ring On It' that the scene of the two together brought about tears behind the camera lens.
"We thought what a special gift that would be to them to hold onto, the memory of the shoot itself and the photos," Welch-Christ told the site.
"We were tearing up from the first pose. They are so in love….it was completely natural."
Talk about love!
Since the photos were posted to Facebook on the third of September Clemma said they have even been recognised while out shopping.
"We are totally overwhelmed. It just has got us just – well, we're just humbled by the comments," Clemma told ABC News.
Spreading love and joy around the world!
The original Facebook post now has over 56k shares and 21k likes!
Cheers to Clemma and Sterling! To 57 years and hopefully many, many more!


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In January, German farm equipment company Claas invited a handful of North American ag journalists to a press conference and tour of its combine plant in Harsewinkel, Germany. Usually, this would mean a new product introduction was in the works. But that wasn't the case this time. After a series of meetings through translators, it appeared that Claas representatives just wanted to talk and share their vision for the company's future.
Until recently, Claas had a 50-50 partnership with Caterpillar to sell its Lexion combines in North America. About 27 North American Cat dealers sell the combines alongside the Cat Challenger rubber-belted track tractors. Looking at a Cat dealer lot, you'd hardly guess that Caterpillar Corporation is no longer in the ag machinery business. Caterpillar sold the Challenger line to AGCO and its half of the combine business back to Claas. Now Cat dealers sell AGCO Challengers alongside Claas combines.
Combine competition
AGCO has proceeded to leverage its newly acquired Challenger brand, painting some of its Massey Ferguson products yellow. That includes wheeled tractors, hay equipment and combines. Suddenly, independent Cat dealers have a full range of yellow farm equipment to sell. It seems a win/win deal between AGCO and the Cat dealers.
However, the situation for Claas is less than ideal. Amidst a sea of yellow, the Claas Lexion combines are the only farm machines not owned by AGCO on participating Caterpillar lots. This isn't the first time Claas and AGCO have crossed paths in the competitive combine business. Claas manufactured Massey Ferguson combines in the mid 1980s. These were sold as the 80, 98 and 108 Dominator in Europe and as the Massey 8450 and 8460 in the U.S. But Claas involvement ended when AGCO bought Massey Ferguson.
Farmer choice
Jim Walker, an American and vice president of Claas sales and marketing in Omaha, downplays the rivalry. "This is a good thing for the farmer," he says. "Cat dealers are continuing to evolve into the agriculture equipment business. They need a full range of products to be competitive. AGCO has their Challenger combines, and on the next level up in productivity we have the Lexion combines. Cat dealer customers have a choice on their level of investment."
Before he took on the Lexion challenge, Walker was involved in bringing the Claas Jaguar forage harvester to the U.S. market. It was a big success, with the sophisticated Jaguar dominating its category in many hay-growing regions. "Now Jaguar dealers in North America are starting to saturate their markets," Walker says. "We need to identify the next level of growth in that area."
He says a new line of mid-sized tractors from Claas would help keep Claas business growing. In Europe, too, everyone from Claas dealers to the ag media has been asking Claas which tractor company it might buy.
Quest for a tractor
Now in his 70s, Helmut Claas remains board chairman and patriarch of Claas International. He spoke at our press conference without an interpreter. "We were very disappointed when Caterpillar decided to step out of its agricultural business, including its 50% partnership with us in the Lexion combines," Claas said.
"Part of our agreement with Caterpillar was that Claas would have first right of refusal to buy Challenger. It was a difficult decision to turn down such a quality machine, but we realized the acquisition didn't make sense for us, particularly when success of rubber-belted tractors in Europe has been limited. Dealers here don't like to carry them."
Claas and several other company managers spent some time explaining differences between Europe and the North American Corn Belt. One big advantage of tracks is that they can get into the field early for corn. European farmers, who grow mostly wheat, don't need to get into their fields in early spring.
"Moreover," Claas continued, "as a specialist in harvesting equipment, we realized Claas had little experience with tractors, especially such a complex machine as the Challenger. And the Challenger is a very expensive tractor."
It's easy to see why Claas didn't want another expensive tractor on his hands. His company already builds a machine called the Xerion — an articulated, 190-hp, 4-wd tractor-transporter with 4-wheel steering and a cab that can be moved from front to back, depending on tasks ranging from tillage to mowing to slurry injection.
Perhaps Claas winces at the thought of expensive tractors for another reason. In the mid 1990s, AGCO purchased the high-end, German-built Fendt tractor, bringing to a close generations of partnership between Fendt and Claas dealers in Europe. In addition to tractors, suddenly Fendt dealers started selling combines, silage harvesters and balers from the AGCO line, all branded in Fendt colors.
"We might be interested in buying another tractor company, or part of one," Claas hinted. "We like the combination of tractors and baling equipment that McCormick has, for example. Or buying a component of CNH might be a consideration, depending on what Fiat does. And in France, Renault has stated that they would like to divest their agricultural division. Nothing is certain, but companies always talk."
Less than a week after Claas's guarded comments, the official word came that his company would buy controlling interest in Renault's agricultural division for an undisclosed sum. Renault sold 9,343 tractors last year and posted an 18% share of the French market. Renault's agriculture division currently does not operate abroad, but Claas could change that in the future.
Apparently Claas wasn't the only suitor to Renault. Before confirming its exclusive agreement with Claas, Renault cited AGCO as a potential buyer.


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Remember, if you miss the Live Stream you can catch the sessions later at http://rootstech.org
Here are today's sessions for Live Streaming. I am determined to catch Denise Olsen's Digital Storytelling and hope to watch the others live too.
Saturday, March 23
8:30 a.m.
Keynote speakers: David Pogue, Personal Technology Columnist, The New York Times, and Gilad Japhet, Founder and CEO, MyHeritage
9:45 a.m.
Using Technology to Solve Research Problems-Karen Clifford
11:00 a.m.
Digital Storytelling: More Than Bullet Points-Denise Olson


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Chris Kaman got the start Tuesday night, playing alongside Pau Gasol in are rare move by Lakers Coach Mike D'Antoni, who prefers a smaller lineup.
Before the game, Kaman defended D'Antoni.
"It's a frustrating situation for a lot of people," said Kaman. "For as much heat as [D'Antoni] takes, I don't think he has had a fair shot at it either, with all the injuries.
"He's not trying to hurt anybody. He's not purposefully doing anything negatively. I think he's just trying to do the best he can with what we've got. All the injuries, it's been an interesting, tough, interesting year this year. I've never seen injuries like that before in my life."
The Lakers, 25-48 before Tuesday's game against Portland, have played most of the season without guards Kobe Bryant (Achilles' tendon, knee) and Steve Nash (back, hamstring, knee), along with a long list of players missing games.
"People might not agree with the way he does things or his style of play," Kaman said of D'Antoni. "We have to, as players, respect [his] position as the coach -- and that's what he is. He's our coach."
"What lineups he decides and the way he decides to play is kind of based on what he believes are the right moves, so we have to respect that. It's not always easy when you have to sit there for a while and not play."
Kaman and Gasol started three games together in early November, a win in Houston over the Rockets, followed by losses to the New Orleans Pelicans and Minnesota Timberwolves.
"We got smoked by Minnesota in the first quarter," Kaman said of the Lakers, who allowed 47 points to the Wolves in the first 12 minutes that night. "Now looking back, we've kind of gotten smoked a couple of times [since].
"Whether or not it was the bigs, it's so hard say. It's so hard to try and dwell on the negative side of things," said Kaman, who has expressed his frustration with playing time on multiple occasions. "We're human too, just like everybody else."
D'Antoni acknowledged Monday that he's opted to play younger players like Robert Sacre and Ryan Kelly over veterans, with the Lakers out of the playoff mix.
Kaman said he understands, even if he doesn't enjoy the situation.
"I respected it when I was the one getting developed with the Clippers," he said. "It's hard to sit and watch, because I'm competitive. I hate just watching, knowing I can help.
"I think Rob [Sacre] has come a long way this year. He works hard, he really does, and so does Ryan. Those two guys are probably the two hardest workers other than Steve Nash."
D'Antoni isn't the only coach in the NBA who prefers floor spacing and speed over low-post power. Not many teams play multiple 7-footers.
"The game is changing. It's evolving," Kaman said. "It's a lot faster than it used to be. It's all about what's the high-percentage play, which is the three-pointer now. Very few teams kind of slow down and play. They're becoming a dying breed."
Email Eric Pincus at email@example.com and follow him on Twitter @EricPincus.


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We have built the reputation over our 15 years in business through our commitment to excellence,
knowledge and skills, while working with more than 500 Universities and Colleges across the United States and Canada.
Commencement Flowers focuses exclusively on providing professional floral services at University and College graduation ceremonies, offering graduates and guests with the opportunity to purchase Fresh Cut Flowers right on location. Our service is specifically designed to deal with large scale Commencement Events.
Commencement Flowers will take care of Absolutely Everything. There is No Cost, No Risk, and No Effort required in working with us. Our uniformed and well trained staff will deliver the flowers, set up a professional and attractive sales kiosk, and provide expert customer service to your guests.
We provide all the flowers for sale, assume all responsibility for leftover product, and you will receive a commission on all flowers sold. Your school is guaranteed to profit from this arrangement. All the while, the guests of the Commencement ceremonies are provided with a service they will truly appreciate.
Commencement Flowers delivers beautiful fresh cut flowers daily, to ensure freshness. Customers can choose from a wide variety of colors, sizes, and presentation styles. Ample selection will be available through our attractive and conveniently located display.
We take pride in offering high quality floral products at an excellent price. We have something for everyone.
We also provide guests with the opportunity of Pre-Ordering their desired floral arrangement online so their flowers are waiting for them at our stand on Commencement Day.
Commencement Flowers will do its part to recognize, respect, and contribute to your school's goals to build a sustainable environment. Commencement Flowers purchases carbon credits, in order to negate our carbon footprint. All of our growers and farms are Florverde Certified, Rainforest Alliance Certified, and VeriFlora Certified, members of Asocoflores and BASC compliant.


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Things are happening so fast in the Middle East that it's hard to stay on top of events. This morning the government of Lebanon, which has generally been regarded as pro-Syria, resigned. Outgoing Prime Minister Omar Karami said:
I am keen that the government will not be a hurdle in front of those who want the good for this country. I declare the resignation of the government that I had the honor to head. May God preserve Lebanon.
Events in Lebanon are the direct result of the assassination of former Prime Minister Rafik Hariri. More broadly, like much of what is now going on in that region, they are positive fallout from events in Iraq. It seems likely now–I'm tempted to say inevitable–that Syria will be forced out of Lebanon, with consequences for the region that can only be good. Especially since all indications point to a resurgence in Lebanese nationalism, which, one hopes, will temper if not supplant the violent sectarian conflict that plunged Lebanon into civil years some years ago.
It seems that Middle Easterners may not be so different from everyone else after all: when they see an opportunity to live normal lives, they seize it. Next stop, Iran?


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Medium Duty
Specifically designed for commercial catering sites such as clubs, delicatessens and pizza restaurants, Menumaster Medium Duty Microwaves offer impressive performance and unrivalled precision, between 50-125 uses per day. With the choice of manual or programmable control, you can cook, reheat or defrost with ease - essential when orders are stacking up. In programmable models, you can choose up to 100 menu options to precisely cook dishes without constant monitoring - leaving you more time to serve customers or prep other dishes. From freezer to table in minutes, Menumaster Medium Volume Microwaves ensure you can keep customer orders fulfilled without fuss. Each Menumaster oven has tested above and beyond industry standards and come in a compact, stackable design with dial or digital control options.
Commercially-certified for commercial use (IEC 60335-2-90).
1.1kW. Capacity: 34Ltr. Manual Learn More
1.1kW. Capacity: 34Ltr. Programmable Learn More


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Crowds of people lined the edge of UnionPointParkFriday afternoon watching something unique cruising up the NeuseRiver: SeaFair, a gleaming, white 228-foot megayacht.
Crowds of people lined the edge of UnionPointParkFriday afternoon watching something unique cruising up the NeuseRiver: SeaFair, a gleaming, white 228-foot megayacht.
About 500 people sat in lounge chairs in the shades or lined the rails from the park to the dock at the New Bern Grand Marina, behind the Doubletree by Hilton hotel.
Charlie Deigert and his wife Debbie of Taberna sat in the shade watching the huge ship nearing the bridge connecting New Bernwith Bridgeton.
�We wanted to see it come in,� Deigert said. �We thought it would be interesting. It is fantastic.�
�It will be something different for the Mumfest,� his wife added. �We�ve been to several and I think it will be a nice addition.�
Fred Vogelsang sat with his father and friends nearby watching the approaching ship before a large catamaran sailboat pulled up to the dock in front of them, blocking their view.
�We come out here every day to walk and knew this would be a big happening,� Vogelsang said.
Lyn Murphy of New Bernsaid she had seen boats as big as SeaFair before on the NeuseRiver, during World War II. That was when Barbour Boat Works was on the Trent River, and Coast Guard and Navy ships would go there, she said.
�They used to keep the river dredged then,� she said.
Votelsang�s father said he had also seen ships that big on the river many years ago.
There friend Pat Bell hadn�t.
�I just want to see if it can actually make it through the bridge,� she said. �The last time I saw anything that big I was in Floridaand it was a cruise ship.�
Donna Foulks and her husband Ed said they came out to see SeaFair come in because she saw it in MoreheadCitylast year during the Sea Food Festival.
�I wanted to see if it could not only go under the bridge but also through the draw bridge,� she said. �It�s just blowing me away.�
Foulks� husband said he thought the ship, with its many attractions, will have an art gallery during Mumfest that should draw a diverse group of people.
�Children of all ages are going to be interested in this,� he said.
Monroe Hassell, who used to work at Hatteras Yachts said he was impressed.
�This is the first time I�ve seen one that big coming down the river,� he said. �That bad boy is pretty too. I bet it costs them a lot of money to run it.�
Small boats and Sea-Doo�s, looking like toy models, followed the SeaFair to the draw-bridge and people on shore followed it along the walkway under the bridge to the Trent River.
Judy Ruggiero was also impressed.
�I think it is fantastic, something as enormous as this coming into New Bern,� she said. �This is great for New Bern. A lot of people here are into the arts and it should draw a good crowd.�
Susan Moffat Thomas, executive director of Swiss Bear and coordinator of the Mumfest, stood on the dock as SeaFair used bow and stern thrusters to maneuver ship. Once it got beside the dock it dropped �spuds,� long pipes in the hull of the ship that anchored it to the river bed.
�I�m really pleased,� Thomas said. She was instrumental getting the ship here for the Mumfest after reading about it being in MoreheadCitylast year.
�I said �We need this in New Bern,�� Thomas said. �It�s going to generate a great deal of excitement. We have never had anything this big (for the Mumfest) in addition to the wonderful gala we will have Thursday night. It�s a new thing for New Bern.�
Capt. Craig Matthews, who has been the ship�s skipper since it was commissioned in 2007, said this was the first time he has piloted the ship this far up the Neuse River and his first time in New Bern. They sailed in from MoreheadCityafter arriving there from New England.
�The weather was beautiful and it was a pleasantly uneventful trip,� Matthews said. �It was pretty easy docking here, wide open.�
The large crowds that greeted the ship were not unusual, Matthews said.
�We always have big crowds wherever we go,� he said. �We draw a lot of attention.�
SeaFair is the world�s first mobile megayacht venue and one of the ten largest privately owned yacht in the United Stateshas eight crew members and hires all of the employees locally. About 28 people were hired from CravenCommunity Collegeto work during the Mumfest.
The ship will be open to the public Oct. 12 from noonto 9 p.m.; Oct. 13 from 10 a.m.to 9 p.m.; and Oct. 14 from 11 a.m.to 5 p.m.
Tickets can be purchased at the door, $15 for a one-day ticket for $20 for a priority/multi-day ticket. Tickets at advance-discounted price are on the web: expoships.com.


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Apple seeds new Mac OS X 10.7.3 Build 11D46 to developersApple delivered a new build of Mac OS X to developers, focused on iCloud Document Storage, Spotlight, Safari, and Mail, iCal and Address Book features.
The new gigabyte-sized delta version of the 11D46 build replaces last week's 11D42, three other builds released in December, and the initial developer build in November, all of which were designated as Mac OS X Lion 10.7.3.
The focus of these builds hasn't changed, underscoring the complexity of Apple's shift to iCloud, and the support for it required in both its new Documents & Data features open to third party developers and in basic messaging apps including Mail, iCal and Address Book.
While Apple already supports iCloud document features between its iPhone and iPad versions of iWork apps, its Mac version of iWork hasn't yet rolled out support for seamless cross-platform document editing.
Once publicly released, the new 10.7.3 build will extend official Mac support for Catalan, Croatian, Greek, Hebrew, Romanian, Slovak, Thai and Ukrainian languages. The last update Apple released for Mac OS X Lion was 10.7.2 in October.
The new 10.3.7 build also incorporates fixes related to smart cards, directory services authentication, and Apple's homegrown Windows file sharing, which the company just began using in Mac OS X Lion after dumping SAMBA as the code it uses for working with Windows PCs over the network. Additionally, it includes drivers for new AMD (ATI) "Tahiti" graphics cards.
New Mac OS X Server build
The new build is accompanied by a parallel Mac OS X Lion Server 10.7.3 build that focuses on Apple's Address Book Server, Calendar & Contacts Server, WebDAV Sharing and Directory Utility, as well as tweaking the user interface of the Server Application related to Sharing, Web and VPN services.
The new server build also includes support for the Profile Manager (used to deploy and manage Macs and iOS devices), Webmail, adds iPad editing support in its Wiki Server and fixes elements of the Xsan file system Apple now ships for free within $50 Server app available in the Mac App Store.


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Get the Atlantica Online [PC] Trailer off WP (14mb)
NDOORS designed Atlantica's combat, mercenary and city/country management systems to set it apart from the rest of the MMO market.
The turn-based combat system offers players the chance to strategically plan every move of the nine characters in their group. Players can form teams of three to bring 27 controllable characters into combat. Or for simple fights, players can preset each character/mercenary's skill set and let the auto-battle system resolve the fight.
The mercenary system gives players the chance to manage multiple characters' development simultaneously. In addition to their main character, players can hire eight mercenaries each with a different class and skills. They can be obtained as an infant and raised, married to other mercenaries and even have their own children. Mercenaries? stats will decline as they age, necessitating the need to constantly update and upkeep the mercenary roster.
The city/country management system adds a layer of strategic play beyond typical party level interaction. Guilds can establish control of cities and go to war with each other. They will need to plan everything from culture, commerce and industry, even down to the placement of buildings for the maximum output. Groups of guilds can even band together to take control of countries. Controlling cities and countries allows them to obtain rare items and mercenaries.
"We really strived to create a game that gave players something new," said Peter Kang, CEO of NDOORS Interactive. "Atlantica was designed to bring the gameplay that RPG and strategy fans love the most to the MMO world. Atlantica takes smarts, requiring planning and strategy at every step."
Players take on the quest to destroy the Oriharukon energy, a powerful sensor from Atlantis that is poisoning the world. This journey will take players around the globe, including the ancient civilizations of Hanyang (Korea), Indus Valley (India and Pakistan), Mesopotamia (Iraq, Syria and Turkey) and Egypt, as well as North America and legendary locales such as the Pyramids and Angkor Wat.
Atlantica Online will enter closed beta in July, people interested in participating can sign up now.
More articles about Atlantica Online


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Nahunta, the county seat of Brantley County, incorporated on July 28, 1925. Two stories propose the origin of the city's name. Some say it derived from the Iroquoian "nahunta", meaning "tall trees", while others say the name is a colloquialism derived from railroad maps and a sign, "N.A. Hunter Siding."
The historic Mumford House, which is on the National Register, is located in Nahunta.


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Thursday, August 12, 2010
I Finally Did It! I Lost 50 Pounds!
I know this sounds crazy but I was way more excited when I lost 40 pounds then when I lost 50. Maybe I am just too tired. :) Actually, I think I was more excited because I lost it a lot faster back then and the changes in my body were so much more noticeable.
I am absolutely thrilled to be able to say I lost 50 pounds. 50 pounds is a lot of weight to lose and honestly it doesn't seem real to me. It is almost as if I can't remember weighing 216.6 pounds. If I really think hard (or read my old blog posts) I can remember the way I felt back then and the struggles I had. But honestly this journey of losing weight has been so wonderful and eye opening in so many ways that it is hard to remember the bad times.
When I think back to the first day of my journey I remember thinking that the 150's seemed so far out of sight that it wasn't even worth thinking about them. It just made me more depressed. It is kind of funny now because really it wasn't that long ago that I had those thoughts and here I am only 6 pounds away from being in the 150's. That's amazing!
If you feel like I did when I started my weight loss journey please don't be discouraged. What seems to be completely out of reach really isn't. Just take it slow and enjoy the journey. Honestly, the journey has been the best part of my entire weight loss. If I would have magically lost 50 pounds over night I would have missed out on so much of my life. I would have missed so many learning experiences and so many opportunities to help others.
God has really opened my eyes while on this journey. He has taught me that I should never wish my life away in hopes of something "perfect". When I started losing weight I just wanted to have the magic pill so that I wouldn't have to suffer with being overweight anymore. I wanted the weight to just fall right off because I didn't think I could live another day, let alone another year, feeling the way I did about my weight and myself. Now I look back at everything I would have missed this past year and a half if I would have let my weight make me too miserable to live my life. I would have missed enjoying my girls growing from 9 months to over 2 years and my oldest from 4 1/2 to almost 6. I had so many great times throughout this journey because God allowed me to enjoy the ride and focus on the positive instead of the negative. God really opened my eyes to so many things that I never saw or thought of before. He has been with me every step of the way. God has so many great things planned for my life and I am ready to do whatever he has planned for me.
50 things my Journey has taught me:
1. That swimming in the pool with my girls is way more important then worrying about how fat I look in a bathing suit.
2. My family is way more important to me then being skinny ever will be. 3. Life is way to short to worry about what people think about you.
4. God loves me no matter what I look like.
5. It's okay to eat 8 S'more's a night while camping. :)
6. Don't shove cupcakes in your mouth every time you are stressed.
7. Don't ever let your hair hide your face (Thanks, Joy!).
8. I love Watermelon!
9. I have a wonderful supportive husband.
10. My readers are my friends.
11. It's okay for woman to talk about how much they weigh. It isn't as scary as it sounds.
12. To love my body through every step of my weight loss.
13. To have fun!!!
14. It's okay to wear houchy skirts! This one is for you, Heather and Sabrina! LOL
15. I want my kids to grow up eating healthy.
16. My God is an Awesome God and he has been with me every step of my 50 pound weight loss journey!
17. Sometimes Chocolate Binges do happen no matter how hard you try to prevent them.
18. I really crave Cold Stone Creamery's German Chocolate ice cream all of the time. :)
19. I love Pirate's Booty more then Cheetos.
20. Best Chocolate fix ever is a Sugar Free Jello Pudding Cup w/ 1 tsp of peanut butter mixed in.
21. Diet Pills are not for me. Never tried them, never will.
22. Eating healthy doesn't have to cost a fortune.
23. Rice cakes are gross!
24. I love to eat lean hamburger as much as possible.
25. Jillian Micheal's is not my favorite person but she does have a good workout.
26. My Fibromyalgia did not get better with my weight loss. :(
27. My confidence is soaring because of my journey not my weight lost.
28. I love me!
29. My kids think my blog is cool.
30. I love doing product reviews and giveaways.
31. Protein is my best friend. Without it I can't survive the day without a binge.
32. I still hate exercise!
33. I can run for an hour straight.
34. I am late for everything because I am always doing something with my blog. :)
35. My family loves when I get new things to sample.
36. With God anything is possible!
37. I really love my silly side!
38. I love eating healthy!
39. I love making new recipes.
40. # 1 new discovery are my smoothie recipes.
41. I can survive a day without chocolate.
42. You need to take baby steps.
43. Eat lots of fruits and veggies.
44. Always drink lots of water.
45. I love meeting new people.
46. I love my readers comments. :)
47. I love to cook new low fat recipes and change them to be less costly.
48. Slow and Steady wins the race!
49. I only want God's will for my life.
50. Todd, Madelyn, Makayla, Mom, Dad, Heather, Sam, Kristin, Matt, Aunt Diana - You are the best family any woman could ask for. You were here for me every step of the way. You didn't laugh at me (not to my face anyway. LOL) when I posted my weight to the world. You supported every crazy thing I have ever done. You ate crazy recipes I experimented with. You exercised with me and encouraged me to keep going when I was feeling down. You have complemented me my entire journey and made me feel pretty on days I wasn't feeling it. You are all awesome and your support means more to me then you will ever know. I love all of you very much! Thanks for helping me through this journey. I couldn't have done it without you.
18 comments:
- Miz said...
- August 13, 2010 at 3:19 AM
- Slomack said...
Congratulations! And can't wait to see the updated pic!
- August 13, 2010 at 6:36 AM
- Angela said...
Congratulations, Jessica! We're looking forward to an Update #5 picture! :)
- August 13, 2010 at 8:20 AM
Congratulations! I have been reading your blog for a while now and you are a real inspiration to me. I have a long way to go and have some of the same feelings you expressed in this post. I just have to keep plugging on! Keep up the good work, I look forward to seeing an update picture!
- August 13, 2010 at 8:39 AM
- Wendy said...
Way to go!!!!!! Love it!~
- August 13, 2010 at 9:30 AM
- Thick Diva Chronicles said...
Congrats Jessica!! You are so inspiring and I can't wait to see your update pic. BTW, you have the best recipes on your blog. Thank you!!
- August 13, 2010 at 11:06 AM
- MB said...
WOOHOOO! Congratulations on your loss and all the things you've learned on this journey. I hope to join you in the 50 pound lost club soon.
- August 13, 2010 at 1:42 PM
- :Deliciously Healthy said...
- August 13, 2010 at 2:55 PM
You actually brought a tear to my eye to read your blog today. I am so proud of you my friend!! It is awesome that you had lots of support but even more "awesomer" (lol) how much you have supported me and others. Thank you for being "you" and allowing me and the world into your life during your journey!!
- August 13, 2010 at 3:18 PM
- Roxanne said...
I read about you in Woman's World and am inspired!!! Can't wait to read through the rest of your blog.
- August 13, 2010 at 3:51 PM
- Tricia said...
Jessica: Congratulations! All of your hard work is truly an inspiration to me. Thanks for sharing your journey with the world! Tricia
- August 13, 2010 at 4:10 PM
Way to go Jess!!!!! We are so proud of you....
- August 13, 2010 at 7:53 PM
We are sooo excited for you! You have accomplished so much, from losing 50lbs to having a successful blog that really helps people. I am so proud to be your sister!
- August 14, 2010 at 9:17 AM
- Jessica @ Pudget: Losing Weight On A Budget said...
Thanks so much everyone! New update picture coming very soon! I hope tomorrow. :)
- August 14, 2010 at 4:44 PM
- Kelly said...
Congratulations! You are so inspiring and I'm so happy for your accomplishments.
- August 15, 2010 at 10:20 AM
Congratulations!! I am so proud of you but not just because you lost 50 lbs. You are a beautiful person inside and out. I love you!
- August 16, 2010 at 6:10 PM
- Jessica @ Pudget: Losing Weight On A Budget said...
Thanks Aunt Diana! I love you too! I am coming to visit soon. I promise!
- August 20, 2010 at 3:43 PM
- Secret Mom Thoughts said...
I missed that the first time. Great lessons learned. I hope to get to that loss one day.
- May 17, 2012 at 4:53 AM


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Military Tuition Assistance & Admissions
Become a military student at Webster University.
Military graduate student applicants are typically not required to provide letters of recommendation, nor complete the GRE, GMAT or MAT. Refer to the graduate catalog degree program page for more details. Webster holds cooperative degree programs with 43 professional military and Department of Defense schools, which provide transfer credit for various Professional Military Education (PME) courses. Students should speak with a military advisor regarding consideration for possible transfer credit by calling the Office of Military Affairs at 1-314-246-VETS (8387).
Military Tuition Assistance (TA) Students: Read Below
In accordance with the Department of Defense (DoD) Memorandum of Understanding (MOU),
we are asked to provide the below websites in order for you to make an informed educational
1. The College Scorecard Which is a planning tool and resources to assist prospective students and their families as they evaluate options in selecting a school and is located at:
2. The College Navigator which is a consumer tool that provides school information to include tuition and fees, retention and graduation rates, use of financial aid, student loan default rates and features a cost calculator and school comparison tool. The College Navigator is located at:
3. The Financial Aid Shopping Sheet which is a model aid award letter designed to simplify the information that prospective students receive about costs and financial aid so they can easily compare institutions and make informed decisions about where to attend school. The Shopping Sheet can be accessed at:
4. The "Paying for College" webpage which can be used by prospective students to enter the names of up to three schools and receive detailed financial information on each one and to enter actual financial aid award information. The tool can be accessed at:
Graduate Admissions
Graduate program admission requirements:
- Complete the Webster University Application, with applicable fees.
- Submit an official transcript showing completion of a bachelor's degree from a regionally accredited institution with a 2.5 GPA or higher. (GPAs between 2.0 to 2.4999 will be given conditional admittance.) View the complete Academic Policies and Procedures here.
Undergraduate Admissions
Undergraduate program admission requirements
Request Your Military Transcript
Assistance and instruction on how to receive your official military transcripts here.
The U.S. Department of Education defines Gainful Employment program criteria and data requirements. View Webster University's Gainful Employment Disclosures at http://www.webster.edu/consumers/gainful-employment.html to see important information about the education debt, earnings and completion rates of students who attended our programs.


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"I AM ashamed that women are so simple," goes the lyric from a song in Cole Porter's "Kiss Me Kate." (Porter actually lifted that one straight from Shakespeare.)
Occasionally, I am ashamed that I am so simple.
In the matter of the revival of Gore Vidal's astonishingly prescient play, "The Best Man," I was unable to go to it until recently and what got to me after the fact, was that I had been totally taken in by some of the tepid reviews. Boy! Was I wrong and were these critics wrong, in my humble opinion.
First I was dreading sitting through the play and two intermissions. That seemed so old-fashioned. Most offerings nowadays, there is only one intermission, or none at all. But the night I went, the audience was SRO and the time simply flew by.
Gore's play about a liberal and a conservative vying in Philadelphia for their party's nomination for President is as fresh as a daisy, even though it harks back to the days of black and white TV when things were much simpler than now. And it's a cautionary tale about being unprincipled and unethical and making sacrifices and killing off your enemies with rumor and scandal. Sound familiar? It is. If you have been fascinated and dismayed by the current political carryings-on, you will be enthralled at this backward look at how it began. (Vidal's play, which debuted on Broadway in 1960. In 1964 it was made into a movie starring Henry Fonda and Cliff Robertson.)
I was unhappy when I read one critic who said that my pal Candice Bergen as the unhappy wife of the liberal aspirant was "miscast." (I suppose this is a critic who won't allow Ms. Bergen to act her age and is still insisting that she flaunt her considerable good looks and feisty manner as "Murphy Brown," instead of letting her exercise the right to be another type of character.) I thought she was absolutely perfect as "the wife" and I call THAT simply "good acting."
Every single cast member in this play is great and doing their damndest with Gore's writing brilliance and his perspicacity SP? as a political seer. It is especially thrilling to see the great, great James Earl Jones as a cynical heartfelt pragmatist of a president about to leave office.
The protagonists John Larroquette and Eric McCormack reflect onstage most of the demeanor and calculation that is going on now as we struggle through an election year. They are both perfect! Believe me, you will LOVE "The Best Man." Buy your ticket and cast your vote!
- I KIND of took credit for Jennifer Aniston moving to Manhattan about a year ago. I suggested in this space that Miss Aniston pull up stakes in paparazzi-infested L.A., come to New York and begin a new life. Maybe even try her hand onstage?
Shortly after that, the popular star did pull up stakes and moved to a nifty West Village condo. I felt positively psychic. She began dating hunky Justin Theroux (I couldn't really take credit for that), and any minute I expected her to announce she was stepping into some high-profile role on Broadway, while the regular star was on vacation. But is has not come to pass. Jennifer's sold her condo, preferring to live in Hollywood with Justin.
- I SEE I have homework to do. Just started reading about Time's picks as "The 100 Most Influential People in the World."
Never thought I'd see a list like that without Oprah even on it. But I was happy to see my movie pal Harvey Weinstein named and written about by the star Johnny Depp who says, "He can be your most frightening nightmare and your closest friend. He is a producer."
- The New York Public Library was a beautiful setting for the Municipal Art Society of New York to give their Jacqueline Kennedy Onassis medals to two of New York's finest citizens.
Joan Ganz Cooney, one of the inventors of "Sesame Street" and her husband of 32 years, Pete Peterson, the finance genius who has been warning us for years to do better on entitlements - were the recipients of these handsome trophies. (Mr. Peterson is a true philanthropist who to my mind outranks even Warren Buffet.)
What's more, there were some of the Muppets onstage and Diane Sawyer, rushing from ABC's "World News" as the capable emcee.
Lesley Stahl and I appeared as part of the gang "singing" the song "As Time Goes By." (When you sing onstage with The Muppets, you don't have to do anything much and we didn't!)
Mayor Bloomberg appeared at the beginning and he got big, big laughs in his opening speech, but all we could hear offstage were the laughs. I did hear him say as he exited: "Once again, I did not get dinner tonight."


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Brunswick County Animal Services has received an "approved" status following an inspection at the shelter last week.
Animal services director Richard Cooper said a state inspector was impressed with the shelter's new air conditioning units that have been installed in the dog kennel area, as well as the overall condition of the shelter, after the Feb. 6 inspection.
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Saturday, July 13 – Boogie Machine – Benefits Homeward Bound of the Grand Valley, Sponsored by CHFA
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Nestled at the base of western Colorado's Bookcliffs mountain range near the Colorado River in Palisade is Grande River Vineyards, Colorado's Premium Wine Growing Estate™. Grande River Vineyards produces world-class, award-winning wines in traditional styles.
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|Tolland, Conn.
|High School:
2010-11: Captained the Yale men's golf team to its most successful season in recent memory, a season that included wins at the Princeton Invitational and Ivy League Championship and second-place finishes at the Macdonald Cup and George Washington Invitational … Lead from the front with second-place finishes at the Princeton Invitational and Ivy League Championship, and top-ten finishes at four other tournaments … Selected for the first team All-Ivy on the basis of his performance … Played for the bulldogs in all ten tournaments of the season, including the NCAA Virginia Tech Regional … Averaged a score of 73.4 over 22 rounds, with a low round of 69 fired at the Princeton Invitational
2009-10: Ivy League Player of the Year… First team All-Ivy…Appeared in all nine tournaments as a junior…Finished third at the Ivy League Championships with rounds of 76, 71 and 69…Finished in the top 10 five times and never finished worse than 16th…Won the Macdonald Cup with scores of 69, 66 and 69…Won the Princeton Invitational with scores of 67, 70 and 73…Finished tied for second at the Caves Valley Invitational…Finished fourth at the George Washington Invitational…Best round was a 66 shot twice, once at the Macdonald Cup and once at the George Washington Invitational…Fired eight rounds under par throughout the season…Averaged 71.60 strokes per round, the lowest on the team.
2008-09: First team All-Ivy… Appeared in all nine tournaments as a sophomore…Finished tied for third at the Ivy League Championships with rounds of 69, 73 and 71…Finished inside the top 10 four times…Tied for fourth at the ECAC Championships…Tied for fifth at the Macdonald Cup…Tied for eighth at the Princeton Invitational…Best round was a 68 shot at the Macdonald Cup…Averaged 73.85 strokes per round, the lowest on the team.
2007-08: Made an immediate impact on the Bulldogs as a freshman, competing in all eight tournaments…Best finish came at the Macdonald cup, where he finished tied for sixth…Shot rounds of 71 and 74 at that tournament…Four top-10 finishes, finishing in seventh at the Barona Cup, 10th at the New England Division I Championship and ninth at the Ivy League Championship…Lowest round of the year was 71 at the Macdonald Cup…Averaged 75.95 strokes per round, which was the second-lowest on the team.
Before Yale: Attended Tolland High School…Played varsity golf for four years…Captained team junior and senior years…Three-time all-state selection from 2005-2007, as well as a four-time NCCC All-Conference selection from 2004-2007… HP AJGA Scholastic All-American in 2006…Best year came in 2007 when he was the Connecticut High School Player of the year, Connecticut individual and team high school champion and New England High School Champion…Team was also state champions in 2006.
Personal: Member of Morse College and undecided on a major…Son of Daniel and Darlene McCarthy…Has two brothers, Brendan and Mike.


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For promoting growth, gestation, lactation and physical effort
Cats and dogs require a lot of proteins.Some physiological conditions are more demanding than others: generation or regeneration phenomena like growth, gestation, lactation and physical effort for example.
Proteins are molecules made up of amino acids in a predefined chain that determine their nature and their roles. Amino acids, which are produced by the degradation of dietary proteins in the digestive tract, then serve as a basis of the body's synthesis of the proteins it needs to build or regenerate its organs and structures, convey certain molecules, send messages from one organ to another (hormones) and combat disease (antibodies), among other things.
Proteins are found in concentrated form in animal products (meat, fish, eggs, dairy products) and some vegetable products (cereal gluten, lentils, peas, soy, yeast). The cereals added to the composition of dog or cat food also help furnish proteins.


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Imlay City Real Estate
Imlay City is located in Michigan. Imlay City, Michigan has a population of 3,573. Imlay City is more family-centric than the surrounding county with 36.78% of the households containing married families with children. The county average for households married with children is 31.95%.
The median household income in Imlay City, Michigan is $36,694. The median household income for the surrounding county is $53,016 compared to the national median of $53,482. The median age of people living in Imlay City is 33.3 years.
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The average high temperature in July is 82.4 degrees, with an average low temperature in January of 13.5 degrees. The average rainfall is approximately 32.8 inches per year, with inches of snow per year.
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Tackling Shame
Binding and demoralizing, shame alienates us from both God and man. But where do we as believers begin to unravel our shame? There must be a Christian answer to it, for God would not abandon His beloved at their profoundest …Read More
Immanuel is one of Christ's most precious names. It is a combination of two Hebrew words that together mean "God with us." The gospel of Matthew explains that Christ received this name in fulfillment of Old Testament prophecy. For …Read More
The Price of Our Redemption
The story is told of Abraham Lincoln, who went down to the slave block and there noticed a young black girl up for auction. Moved with compassion, he bid and won her. Upon purchasing her, Lincoln told the disbelieving young …Read More
Redeemed by His Blood
Cecil B. Demille's The Ten Commandments (1956) is one of the most successful movies ever made. At the time, it was a grand cinematic achievement. Its cinematography and special effects wowed the movie world. Everyone marveled, not only at the …Read More
Meeting Jesus at an Old Testament Feast
The default sin of the human heart is to put ourselves first. "It really is all about me!" was once a funny t-shirt slogan; it has now become a way of life. Unless preachers and Bible teachers are careful, the …Read More
The Royal Genealogy of Jesus
The five books from Genesis to Deuteronomy form the first section of the Hebrew Bible known as the Torah. Unfortunately, the Hebrew term torah is often misleadingly translated into English as "law." Torah is better understood as meaning "instruction …Read More
The End of Soap Oprah
The passing of the Oprah Winfrey Show is surely worthy of being described with that most overworked of clichés, as "the end of an era." Except, of course, it is not the end of an era so much as …Read More
The Goodness of the Law
"Oh how I love your law!" (Ps. 119:97). What a strange statement of affection. Why would anyone direct his love toward the law of God? The law limits our choices, restricts our freedom, torments our consciences, and pushes …Read More
The Precious Gift of Baby Talk
Human language is precious. It sets us off from the animals. It makes our most sophisticated scientific discoveries and our deepest emotions sharable. Above all, God chose to reveal Himself to us through human language in the Bible. In the …Read More
Our Pasts Don't Have to Matter
During our election cycles in the U.S., we see a lot of headlines and hear a lot of talk about the past of candidates for public office. We wrestle with and quarrel about the question, Do their pasts …Read More
Who Shall Ascend the Mountain of the LORD? (Part 2)
The paradise atop Eden's mount is described in Genesis 2-3 as a well-watered Garden with an abundance of fruit trees, a place where humanity and animals lived in harmony. These physical blessings, however, were but tokens (and small ones at …Read More
Who Shall Ascend the Mountain of the LORD? (Part 1)
Once a soul has come to understand something of the unutterable majesty of the holiness of God, the question asked in Psalm 15 and 24 suddenly weighs upon the heart: "Who shall ascend the mountain of the LORD?" That …Read More
Who Shall Ascend the Mountain of the LORD? (Part 3)
Worship — approaching the living God — is the central concern of Scripture, and a vital aspect of its narrative drama. Who may climb the summit of the LORD's dwelling place to gaze upon his beauty? Against the backdrop of …Read More
From Jerusalem, to All Nations, and Back Again
I once asked an Orthodox Jewish "anti-missionary" what he thought was the overarching message of the Hebrew Bible. Not usually at a loss for words and usually ready with an answer, this question somehow threw him. "We don't think …Read More
Pardoned and Glorified
If you've read Victor Hugo's classic work Les Miserables, or if you've seen the stage production or film, you'll recall the scene wherein the bitter criminal Jean Valjean has been released from prison and finds safe harbor at a bishop's …Read More


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Entries in KTU (2)
Travels in Russia with TU & KTU
Pat and I went completely around the planet on this tour. I don't think I have ever traveled so far and so fast. We were in Russia for 16 days and having been home for over a week now, my body's clock is still completely miswired. Fun, fun, fun!
Our first gig was in Vladivostok, which is basically right next to Japan and practically touching North Korea. Seven (that's right, SEVEN) time zones east of Moscow. So, being right next to Japan you would think I could just fly straight there from Seattle. But, no Mr. Wizard. Nyet, nyet. I left Seattle on Monday morning and flew overnight to Amsterdam. Then to Moscow, arriving on Tuesday. After about five hours in Moscow with my pal Pat, and our promoters <the Two Dmitry's>, we got on another plane and flew overnight to Validovostok. Arriving on Wednesday afternoon.


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Banks rejected a "shockingly high" number of legitimate complaints about mis-sold payment protection insurance (PPI) in the first half of this year, new figures indicate.
A total of 266,228 claims for PPI mis-selling were referred to the independent Financial Ombudsman Service, which settles disputes between banks and customers. This marked a 26pc increase on the figure for the previous six months.
Each complaint was one which a bank either rejected or failed to resolve. The Ombudsman upheld more than eight in ten complaints made against some institutions, the data showed.
Experts said the figures indicated thousands of complainants were being unjustly fobbed off every month.
Natalie Ceeney, chief ombudsman, said: "Disappointingly we are still seeing cases where businesses are not following our long-standing approach to PPI, resulting in long waits and unnecessary delays for consumers."
PPI was an insurance sold alongside loans and credit cards. Many customers have only later discovered they did not need the cover, or would have been unable to claim on it.
Banks have been ordered to pay back premiums to anyone mis-sold and have put aside more than £18bn for compensation - double the cost of the Olympic games.
The Ombudsman told The Telegraph there was of flood of PPI complaints against Halifax Bank of Scotland, the state-backed bank owned by Lloyds Banking Group.
In total, it accounted for 61,664 complaints – a 57pc increase on the previous six month period. A total of 80pc were upheld in the customer's favour.
The same story played out at sister bank Lloyds TSB, with the Ombusdman recording a 31pc rise in complaints. The bank was found at fault in 86pc of cases.
Richard Lloyds, chief executive of consumer group Which?, said: "The shockingly high uphold rates on PPI claims exposes just how shoddy the complaints handling is at some of the major high street banks.
"Despite their claims, banks are failing to clean up their act. The Financial Conduct Authority [the city regulator] must ensure all banks are handling complaints to a much higher standard, so that it's easier for people with legitimate claims to get back what they're rightly owed. There must be tough action against any bank found dragging its feet."
The sudden jump in complaints against Lloyds arrived just before an investigation by The Times newspaper, published in June, exposed Lloyds for failures in its PPI complaints handling.
At the time, Martin Lewis, founder of website MoneySavingExpert, urged customers who have had their PPI compensation claims turned down by the bank to take their complaint to the free Ombudsman or resubmit their grievance to the bank.
Mr Lewis said: "If Lloyds have turned you down, you need to fight if you feel you have been mis-sold, certainly ignore a Lloyds rejection."
The Ombudsman's complaints figures for the six months between January and June, released today, suggest many customers had already started on this path.
Lloyds has since terminated its contract with Deloitte, which was overseeing the complaint handling. A spokesman said the comments about systematically turning away complaints, made by staff to undercover reporters, were "not endorsed" by the bank.
Lloyds was fined £4.3m in February by the Financial Services Authority for delaying PPI compensation to 140,000 customers.
The surge in PPI rejections pushed the total number of complaints about financial firms up 15pc to 327,035 between January and June – a new record. Excluding PPI, complaints dropped 15pc to 60,807 on the prior six months, including a 22pc fall in banking complaints.
Lloyds released separate figures showing complaints it received fell 36pc to 548,403 in the first half on a year earlier - including a 39pc drop in PPI complaints.
Barclays was the second-most complained about group, with 44,223 cases lodged with the ombudsman, up 81pc on a year earlier. It was followed by Royal Bank of Scotland, responsible for 22,940 complaints to the FOS, and HSBC, which saw 18,444 complaints lodged with the regulator.
Martin Dodd, head of customer services at Lloyds Banking Group, said: "The commitment to do a better job for our customers is focused on delivering outstanding customer service. Over the last three years we've seen a considerable drop in the number of complaints we receive, to a point where, on a like for like basis, our brands now receive fewer banking complaints than any other major bank."
He added that the will continue to review all PPI claims in an "in-depth manner that produces fair outcomes for customers".
- firstname.lastname@example.com


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Friday, June 29, 2018
12:00 am - 11:59 pm
Chicago Shakespeare Theater's Courtyard Theater
music by George Stiles
lyrics by Anthony Drewe
in a new version by Elliot Davis based on
the book by Willis Hall
directed & choreographed by Amber Mak
Sail away on a high-flying journey with Peter, Wendy, John, and Michael to the enchanted world of Neverland—but beware of Captain Hook and the ticking crocodiles! Based on J.M. Barrie's beloved tale about the boy who wouldn't grow up and his band of Lost Boys, this heartwarming musical dazzles with a captivating score by George Stiles and Anthony Drewe—the award-winning songwriting duo behind Disney and Cameron Mackintosh's smash hit Mary Poppins. This 75-minute story is the perfect introduction to live theater for young audiences, and will send hearts soaring all summer long. After the show, mingle with the cast in the lobby for photos and questions.
Planning to attend this event? Getting to Navy Pier has never been easier. Learn more about our convenient transportation and parking options.


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Alison Chavez's Relentless Forward Progress
Cancer may have sidelined her from this weekend's inaugural race, but it's no match for this L.A. triathlete.
by Courtney Johnson
When Alison Chavez learned that she'd have to pull out of IRONMAN Lake Tahoe due to her chemotherapy treatments, she shifted her focus to becoming her friends' biggest cheerleader. Instead of sitting at home this weekend, Chavez is heading to the race venue with a pink costume to support her LA Tri Club teammates, and to volunteer her services as Grand Marshall for the unofficial Tahoe Underwear Run.
In July, Chavez ran 67.5 miles of the Tahoe Rim Trail Endurance Run, just four days before her first chemo treatment. It's hard to believe a woman like that won't be able to complete the IRONMAN she's been training for all year.
"I am not strong enough and the bike course is at elevation," the 36-year-old says. "I could waddle through the run and get through the swim, but I couldn't get through the bike. Even my healthy friends are worried about the bike."
When Chavez began ultra running, she adopted a popular saying from the long-distance running tribe: "Relentless forward progress." Once a way to push her to the finish line, now it's a mantra she recites daily as she battles Stage 2A breast cancer.
Chavez, an attorney for the entertainment industry, was in her office on a Friday night in June when she felt a stinging pain underneath her armpit. Chavez had a mammogram, biopsy and ultrasound on July 6. Two days later, she received the news that she had cancer and was thrown into a whirlwind of doctors—from surgeons, oncologists, and plastic surgeons to a gynecologist specializing in ovarian and breast cancer.
Tests revealed that Chavez had a 60 percent chance of developing ovarian cancer in the future. She embarked on 12 weeks of chemo and a three- to six-week recovery period to raise her white blood cell count for surgery in November. After surgery? "Then, I pick my comeback race," she says.
Not much of an athlete growing up, Chavez spent her post-college years focused on her law career in New York City. Long hours at the office began to take their toll. "I thought going to the gym and doing 30 minutes on the treadmill was a big deal," she reveals. "I worked all the time and hardly ever exercised. I was tired of that lifestyle."
In 2004, Chavez relocated back to her home state of California, where she got her start in fitness through Team in Training. After a few marathons, a friend convinced her to try a triathlon. Already familiar with swimming and running, Chavez joined a beginner-friendly nine-month program.
Chavez is remaining positive through this journey by focusing on what she can do, not what she can't. She looks at this time off as a bump in the road. "Instead of a 17-hour day, this is a nine month long race," she says. "It is going to suck and it will take awhile, but I am going to get better," she adds.
And she's also getting by with a little help from her friends. Pals from the triathlon club and other parts of Chavez's life go with her to her chemo appointments. One friend, recently returned from IRONMAN 70.3 Boulder, gave Chavez his finisher's medal at the hospital in front of the doctors with a message to stay strong. "People are trying to include me and make me feel like I am still part of the community. They are making sure I don't stay at home and hide," she says.
Chavez hopes her attitude will help others struggling through injuries, health issues or other hardships. "When you have a lull, you just have to keep moving forward," she says. "At some point you will cross that finish line."
Learn more about Alison Chavez on her fundraising page.
Courtney Johnson is a freelancer writer and new mom who lives in Colorado.


text:
Property list (plist)
From ForensicsWiki
Revision as of 10:14, 21 July 2012 by Joachim Metz (Talk | contribs)
Please help to improve this article by expanding it.
The Property List (plist) format is widely used within Mac OS X. It is used to store various kinds of information, e.g. configuration.
There are multiple format variations of plists:
- Binary plist
- XML plist
- JSON plist
External Links
- Wikipedia article on Property list
- CFBinaryPList.c by Apple
- Apple have documented the binary plist format
- Python Module for dealing with Binary Property Lists (bplists) Documentation
- Property Lists in Digital Forensics, by Alex Caithness, 2010


text:
Dr. Ashadeep Chandrareddy
Doctor Detail :
Dr. Ashadeep Chandrareddy is a Gynecologist (MBBS, MD, MRCOG ) in Old Airport Road, Bangalore
Speciality Alias
Womens Specialist Doctors
Cloudnine, No.47, 17th cross 11th Main, Malleshwaram, Bangalore, Karnataka - 560017
Emergency No.
Phone No.: 08067999999.
Cloudnine, Opp Kemp fort (Total Mall), Old Airport Road , Bangalore, Karnataka - 560017
Emergency No.
Phone No.: 08067999999.
Share your genuine experiences and reviews about the doctor!
Other Gynecologist in Malleswaram, BangaloreDr. Sheela Mane Rated : 4.5 Dr. Poornima Ramesh Rated : 4.2 Dr. Chitra Reddy Rated : 4.2 Dr. Chitralekha Dambekodi Rated : 0.8 Dr. Anupama Rohidekar
Other Gynecologist in Old Airport Road, BangaloreDr. Meeta Chawhan Rated : 4.5 Dr. Suhasini Inamdar Rated : 4.5 Dr. Brunda Channapa Dr. Chaitra Niranjan Dr. Dharani Bai
Other Gynecologist in BangaloreDr. Susan Abraham (Vivek Nagar) Rated : 5.0Dr. Vijaya Sherbet (Hebbal) Rated : 5.0Dr. Geetha Belliappa (Bannerghatta Road) Rated : 4.7Dr. Kavitha Lakshmi Easwaran (Indira Nagar) Rated : 4.5Dr. Mala Prakash (Bannerghatta Road) Rated : 4.5
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text:
Summer may not have technically begun yet, but Warner Bros. may already be itching for a vacation.
First, the film studio released the Adam Sandler-starring "Blended," which has grossed a disappointing $45 million worldwide since bowing May 23.
Then Warner Bros. said last week that it was delaying the release of "Jupiter Ascending," a hoped-for blockbuster that had been slated to debut July 18.
Now, its most recent movie, "Edge of Tomorrow," recorded a weak $28.7-million domestic opening over the weekend.
The film, a sci-fi action picture that stars Tom Cruise and cost $178 million to produce, finished No. 3 on the weekend, behind fellow newcomer "The Fault in Our Stars" and the blockbuster "Maleficent."
It's a rare string of setbacks for Burbank-based Warner Bros., Hollywood's biggest movie studio.
"I think all we can control is to make great movies with the best, most talented people," said Greg Silverman, Warner's president of creative development and worldwide production. "If we do that consistently we've always proven that you win in the end."
The studio's summer slate looked risky from the start because it was lacking in big franchises. In years past, Warner Bros. has relied on action films and comedies based on tested intellectual property -- which tend to be safer bets at the box office.
"Godzilla," the studio's only traditional franchise film of the summer, has performed well since being released May 16. The picture, which stars Bryan Cranston, has taken in about $400 million worldwide.
Although they feature A-list stars, films such as "Edge of Tomorrow" and "Blended" are inherently riskier than sequels or other projects developed from properties with brand recognition, said Paul Dergarabedian, senior media analyst at Rentrak, an entertainment data firm.
"People always talk about the lack of originality in Hollywood, but by and large people don't show up for those original films," he said. "Audiences now are so conditioned -- they almost expect there is going to be a brand they know and love and understand before they plunk down their money."
Warner Bros.' biggest hit of 2014, "The LEGO Movie," was, of course, based on well-known intellectual property. It has taken in more than $460 million worldwide.
The studio has gone through other recent rough patches and bounced back. Warner Bros. started 2013 by releasing five films in a row that underperformed at the box office, including "Jack the Giant Slayer," a roughly $195-million production that flopped.
Warner Bros.' 2013 fortunes improved considerably over the summer, when it released a handful of big sequels and pictures based on iconic intellectual property, including "The Hangover Part III" and "Man of Steel." The studio ultimately finished the year No. 1 in box-office market share. Warner Bros. has finished first or second in market share in nine of the last 10 years.
Silverman said that the studio would not shy away from making new films that it hopes have franchise potential.
"You have to have a mix of original and branded material," he said. "This studio has such a rich history of creating franchises and I don't want to give up on that."
With a budget of $178 million, and marketing costs of tens of millions of dollars more, "Edge of Tomorrow" has a long way to go in order to become profitable, though the studio is touting a strong opening weekend overseas as reason for optimism. The film has grossed $111.4 million internationally.
But Dergarabedian said the main takeaway from last weekend was that "The Fault in Our Stars," an inexpensive film based on a popular young adult novel, handily "beat Tom Cruise in the summer."
20th Century Fox's "The Fault in Our Stars" exceeded analysts' expectations by taking in about $48 million over the weekend. The domestic performance of "Edge of Tomorrow," was in line with experts' predictions.
Dergarabedian said that the success of "The Fault in Our Stars" and Walt Disney Studios' Angelina Jolie-starring "Maleficent" illustrate the value of appealing to female audiences.
"The paradigms are shifting," Dergarabedian said.
Warner Bros.' next film, "Jersey Boys," will debut June 20. The project, based on the hit musical of the same name, was directed by Clint Eastwood. The film was inexpensive to make, but according to those who have seen prerelease audience surveys, it could gross in the range of $10 million over its opening weekend.
"Tracking is really all over the place in terms of accuracy," said Silverman, adding that audiences have responded positively to the film in advance screenings. "Early word is really good."
In July, Warner Bros. will release "Tammy," a comedy starring box-office draw Melissa McCarthy. Warner Bros. has high hopes for the picture. It is based on a script co-written by McCarthy.
Meanwhile, "Jupiter Ascending" will now come out in February. Warner Bros. has said that it delayed the release of the sci-fi epic, directed by Lana and Andy Wachowski, so that it could have more time to work on the project's visual effects.
The studio's other forthcoming high-profile releases for the year include "Horrible Bosses 2" and the final film in "The Hobbit" trilogy.
Both are sequels to hit movies -- and in line with a strategy outlined by Silverman.
"To get to a sequel you have to make a great original movie," he said.
Follow @DanielNMiller for film business news.