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text:
RC Publications
Freely I Give
Freely I've Been Given
Your Subtitle text
Abortion Argument
Death Ebook
Love Ebook
Ebook Articles
Tithe Ebook & Tithe Test
Stick Figure Gospel
Free Online Articles
About Author
Eternal Rewards
Free Christian Ebook (s) and Free Online Article (s)!
Is information from one of the world's oldest books ...
relevant today
It's amazing how uninformed most people are the contents of this perennial best seller.
What does God's Word actually teach about
? About
? About
? About
? About
? About
religious frauds
? About
? About
? About
the end of the world
the afterlife
... or,
capital punishment
Most are even unsure of the Bible's
main point
Concerning the issues of life ... To Whom Shall We Go?
And here is my YouTube channel. New song every two weeks! Launched January, 2015.
Goal 150-200 original acoustic 12 string songs - with a commentary also for each song!
Click YouTube icon below to subscribe!
Each free Christian Ebook is an in-depth discussion on the chosen topic. God's word is applied directly to any contrary position for your review. It is by this method, myths in science and culture are exposed - and dispatched!
It is amazing how relevant God's word is to every culture ... in every age.
The Bible is indeed ... a treasure chest.
There is nothing that compares to the material in His Book.
Here is my song that goes with this drawing:
Open Up and Listen!
Here is my
Commentary on this song.
And here is
a video explanation of the drawing :)
Here is
the story behind this drawing
... and a larger view of it.
The Free Christian Ebook (s)!!
(The only difference between a free Christian Ebook and a free online Article - is the length!)
"No Tithe for the Christian"
What does Gods word actually teach about one's money - and the tithe? Is it possible one might be sinning against God by
(36 pages)
And here is
an urgent query
for all you who teach there is! (1 little page!)
* * *
"Abortion: How (and Why) Abortion Resides in the Weakest Form of Human Thought and Valuation"
Is abortion a permissible right - or an abhorrent civil travesty? Does scientific Naturalism (evolution) have a position on abortion? Upon what basis does abortion thinking arise? (55 pages)
* * *
"Death and the Bible"
True or False: Death has been with us from the first
molecule. One world view answers,
The other says,
... And you? Is there a viable middle ground? (44 pages)
* * *
"Love and the Bible"
Love. Is it a feeling ... or a choice ... or a series of choices? Is it possible
preachers and teachers are teaching error ... about Love?? (55 pages)
Shocks are in store!
* * *
"Capital Punishment and the Bible"
Can one person rightfully kill another person? Is it possible executions are acts of righteousness, acts of humility ... even commanded by God? (35 pages)
* * *
The Role of Women in the Body of Christ and the Bible
This work is the result of my Christian journey and interaction with the Bible materials. It is written for my eternal sisters in my eternal family. Of course, the entire family needs to know the info. What began as an article, I guess has developed into a small ebook :) (36 pages)
* * *
Now For Some Bonuses!
Here is Bonus #1.
The Stick Figure Gospel Presentation"
Are you looking for
a simple way
to present the Bible's main point? Would you like to find a method that assures you systematically address
each element
of that message ... without making you sound like a robot? If so, then check this presentation out! (12 pages)
The video below is an example presentation. The length of an average sermon!
If you are intrigued by this gospel sharing method, then you will find the following video of great interest. It explains each step of the presentation, and the thinking behind each step, in an in-depth manner.
You have spent 40 minutes ... in worse ways!
* * *
Bonus #2
"Matthew 18:15-17 as a Procedure for Addressing Offenses Between Christians
This is my Master Thesis for a Master of Divinity (1992).
It was written for professors - so, I shelved it. But, I recently re-read it ... and decided it wasn't quite as bad as I remembered. Though written for "academia," you still might find it worth your time investment. Now, ... to just do what it says ... (39 pages)
* * *
Bonus #3
"The Running Oration - with Demarcations"
"The Running Oration - without Demarcations
This is a harmony of the Four Gospel accounts from the Upper Room through the Ascension. One version has "Scene Demarcations" while the other is unbroken narrative.
This may be the best thing I have ever done ... or will do. (27 pages)
The Free Online Article (s)!!
* * * * * * *
Two Articles On Christian Salvation Matters
"The Central Message of the Bible"
The Bible was finished 2000 years ago. Is there a main point? If so, what is it? Is that point relevant today? This is a great opportunity to educate yourself and learn the central point of this perennial best seller! (5 pages)
" 'Why a Roman Crucifixion?' and the Bible"
Was it necessary that God-in-the-flesh die ... on a cross? Did this method of exit somehow make His blood more powerful? If you haven't really thought much on this, you might now. (3 pages)
(for a method to present the gospel, take a look at the
"Stick Figure Gospel Presentation"
* * *
A Four Article Series On The Christian's Breadth of Mind
"Breadth of Mind and the Bible - An Illustrative Philosophical View"
Christians are often accused of being narrow minded. Is it possible a Biblical Theist has actually accessed the broadest form of human thought? How does Humanist thought measure up? And could a Biblical Theist have a greater breadth of mind than ... an atheistic, evolutionary Naturalist? ( 6 pages)
"Breadth of Mind and the Bible - A Personal Narrative"
Most people know someone who has "converted" to Christianity. From a purely mental, intellectual viewpoint ... what has happened here? This is really a great mystery ... or is it? Would it help to hear from someone who underwent such a change - with an additional 32 years (and counting) tacked on? Is that enough time for some reflection and perspective - and objectivity and research? You be the judge. (5 pages)
"Breadth of Mind and the Bible - Spiritually"
Why is there so much confusion on spiritual matters? Even if one just focuses on Christianity, there is very little agreement among competing scholars ... thus all the different denominations. So, how is the "Average Joe" supposed to know what material is actually from the Creator? (6 pages)
"Breadth of Mind and the Bible - The End Game"
Is the Christian life simply a system of "do this" and "don't do that"? Is that it? Or is there an end game - some substantive event on the horizon that motivates a Christian to seek righteousness ... as God defines it? Well, you have probably already guessed ... we are heading to this last question. (10 pages)
* * *
A Three Article Series on the Bible in Our Hands Today
"Textual Criticism and the Bible"
Does anyone truly believe he/she possesses original Biblical documents? Well, if you don't have what Moses or Paul (etc.) actually penned ... then you must have some sort of copy. So, how far removed is it from the original documents of Moses and Paul and the rest? God truly does want us to investigate matters ... and to think. (3 pages)
"Translations and the Bible"
Why are there so many different Bible translations? And how difficult is such an undertaking? How much is known about the Koine Greek or Hebrew scriptures? Well, let's pull back the curtain a bit and see what a Bible translator is facing. Who knows - you might decide to become one! (3 pages)
"The 1611 Authorized King James Translation of the Bible ... and the Bible"
Did you know you have never read the King James Translation? You may think you have ... but you haven't. Why hasn't anyone ever told you this?(3 pages)
* * *
A Three Article Series On Man's Nature
"Man's Nature: One's Metaphysical Imprint and the Bible"
Where do personal abilities and aptitudes come from? And why do people do so many bad things? And why are people so different? It matters ... that we are more than matter. (3 pages)
"The Nature of Jesus' Temptations and the Bible"
How can Jesus sympathize with our weaknesses - when He did not have a sin nature? And wouldn't our struggles against sin be harder because of our sin nature? This article ... will be worth your time. (6 pages)
"The First Homosexual and the Bible"
If everyone is naturally heterosexual, then where did the first homosexual ... come from? If simply a learned behavior ... from whom did the first homosexual learn? And why have millions of individuals chosen sexual activity, relationships and social structures unnatural to them ... if they are truly heterosexual? A must read. (9 pages)
* * *
A Freestanding Article On Man's Nature
"The Natural Man, The Old Man and the Bible"
Is divine justice ... evil? Is divine mercy ... owed? What is man's situation, what is his condition, according to the Bible? If you are breathing, which you are, this is material you should acquaint yourself with ... even if you do not yet believe it. (7 pages)
* * *
A Three Article Series On Prayer
"The Foundation For Received Prayer, and the Bible"
Why do people pray? But, does God even exist? Can He hear us - and does He care about our situations? The Bible addresses these questions ... even if you do not like the answers! (3 pages)
"The Content of Received Prayer, and the Bible"
What should a person pray about? Are some areas "off limits?" How can we know God's will about anything anyway? This Article answers these questions and more. And in it you will find ... this author's greatest regret. (3 pages)
"The First Received Prayer ("Metanoia" - Repentance or "Metanoeo" - Repent) and the Bible"
Firsts ... are memory makers. Many never forget their first night away from home, first solo bike ride, or first love. But, what about the first prayer your Creator accepts from you? When that happens ... what happens? And is there some specific content that needs to be in that prayer? This Article is ... unique. You might even change your mind about some things. (13 pages)
* * *
A Two Article Series On the Christian's Attitude in This Age
"Personal Happiness and the Bible"
Is personal happiness dependent upon external circumstances? Is this elusive state one that can be cultivated in concert with - or even in spite of - those external circumstances? People long for it ... but even the fabulously wealthy say it can't be bought. Well, I have searched too - and this is part of what I have found. (8 pages)
"Vexed Daily and the Bible"
What can we possibly learn from a man who lived 4000 years ago? Can the sordid account about Lot, and his wife and daughters, be even remotely relevant to us - today? Well, ... come and see. (11 pages)
* * *
Six Free Online Articles on Money, Work and Reward!
"Work and the Bible"
Work dominates most people's lives. It is mixed with burden - and reward. Does the Bible address such a practical subject ... in a practical way? What is secular work? What does the Bible say about manual labor? Is there any lasting value in our labor? Find out now in this concise Article - a springboard for a great Bible study, too! (4 pages)
"Eternal Rewards and the Bible"
Christians are referred to as soldiers, co-laborers - and sometimes ... slaves. If service is rendered (or required), is it to be assumed there will be no compensation? Don't skip this one. (3 pages)
"The Christia
n's Money and the Bible"
Does God care about a thing as mundane ... as money? Who has rights to it? Is there a
"first responsibility"
with it? These are questions ,,, you may want to know the answers to. (3 pages)
"Compliance Directives for the Christian's Cash - and the Bible"
Does it matter to God what we do with our $$cash? Does He have designs for it - and if so, does it make any sense? And is it possible the church itself is a threat to one's compliance before our Creator? "Come, and see." (13 pages)
"Urgent Inquiry To All Who Teach Tithing for Christians Today!"
This is an urgent inquiry. (1 page)
"Who Tithed in the Bible?"
The genesis for this article came via email from a reader. It is a list of all those who tithed in Israel under Law! This is a real eye opener! You have to see the charts in the first six pages! (18 pages).
(And, for the record, ... there is
"No Tithe for the Christian"
* * *
Six Articles on Church Organizational Matters
"Ordination: An Exhaustive Research Article on what the Bible teaches about the Ordaining of Christians to the Clergy - Complete With Footnotes
So, what does the Bible actually teach about the clergy? And, more specifically, what about ordination to the clergy? This is a must read! (2 pages)
"Boring Sermons and the Bible"
Have you ever endured a boring sermon? Have you ever wondered what God Himself may think about such thing? Does He even have an opinion? (2 pages)
"Religious Frauds and the Bible"
We all know there are religious frauds. History - past and present - is littered with spiritual charlatans. And hypocrisy, by the religious, is often the butt of jokes. So, does the Bible address this subject? If so, what does it say? Surprises are in store! (3 pages)
"The Necessity of Spiritual Independence and the Bible"
Is there a difference between religion - and faith? If so, what is it? It's possible you have never wondered about this. But, then again, maybe you have. The next few paragraphs may confirm ... some suspicions! (3 pages)
"The Local Church, Voluntary Association, and the Bible"
Do you have the liberty quit attending a local church at your own discretion? Or, does local church leadership have authority from God to resist - or even prevent that? Let's see if you are a rebel - or a born again believer! (3 pages)
"Open Church Membership vs, Closed Church Membership, and the Bible"
Is the practice of church membership a harmless practice? Should one even question it? Is such inquiry the product of one who likes to
"strain out a gnat and swallow a camel"
? Well, there is only one way to find out
! (3 pages)
* * *
Three Articles on Sexual Matters
"Sex and the Bible"
What does the Bible teach about sex ... about marriage, divorce and remarriage? What about homosexuality? This Article is,
"Just the facts, Ma'am."
However, four End Notes offer some prevalent interpretations of those facts. This is a great opportunity to educate yourself and this lends itself to a great Bible Study. A must read! (5 pages)
"The First Homosexual and the Bible"
If everyone is naturally heterosexual, then where did the first homosexual ... come from? If simply a learned behavior ... from whom did the first homosexual learn? Why have millions of individuals chosen sexual activity, relationships and social structures unnatural to them - if they are truly heterosexual? A must read. (9 pages)
"Masturbation and the Bible"
Some contend single Christians have the liberty to masturbate as the Bible is silent on this issue. Is this correct? Does one's position on this matter impact anything else ... spiritually? Another ... must read.
* * *
Eight Stand Alone Articles on General Christian Living
"Forgiving Others and the Bible"
When sinned against, is it the Christian's first duty ... to forgive the offender? Many emphatically answer, "Yes!!" Well, as you already suspect, this article challenges such an assumption. If you have ever been sinned against ... you may want to read it.
(9 pages)
"The Common Man and the Bible"
Is every person unique, special and precious in God's sight? Or does God identify a common man? If so, what makes one common? Does He count you - a common man? I think you will be glad you read this. (2 pages)
"A Christian Website and the Bible"
Does the Bible say anything about a Christian website? How could it? That Book was completed two thousand years ago! Well, you may find some surprises here. This material may even cause thinkers ... to rethink! (2 pages)
"Christian: The Best Things You Can Do for Your Country"
Are you alarmed over the moral condition - and direction - of your country? Is there anything you can do about it? There are two things you can do for your country that may be the difference between the life ... and death of it. You probably do not fully realize how much power you have in this matter. And you can do both of these things. (2 pages)
"How Much of the Bible Can a Person Not Believe ... and Still Be Okay?"
The title of this Article ... is a really good question. Actually, it is an extremely good question. In fact, the only thing better than it is ... the answer. (3 pages)
"The Confounding Power of God, The Christian, and the Bible"
Have you ever been confronted with a list of
"Bible Contradictions?"
Do they rattle you? Well, here is on Christian apologist who enjoys studying them. Find out why they do not shake him up! (3 pages)
"My Last Article and the Bible"
We all have a finite amount of time before we die. But, do we really KNOW that? Why is death is universal - and yet so surprising? Does the Bible address such an issue? If so, does it encourage - or discourage - us? After all, we are all heading toward our "Last Article." (4 pages)
"Count the Cost: Rejected for Christ, and the Bible"
When Jesus said,
"Count the cost"
- what was He talking about? Should persecution and rejection be expected - when seeking to benefit others? If so, what should one's reaction be - and why? The Christian life consists of building blocks. Here is one. (3 pages)
* * *
Twelve Stand Alone Articles on General Theological Issues
"Me and the Bible"
So where does my responsibility begin and end in reference to the Bible itself? Where does yours? I believe this one will change your thinking. (12 pages)
"The Royal Priesthood and the Bible"
Do you have any idea who you really are in Jesus Christ? I need to read this again myself. It might change my life. (12 pages)
"Cherishing Jesus Christ and the Bible"
Is this ... essential for salvation? If so, why isn't this taught? While I can't be sure of this at this time, it may be that God has kept me alive long enough so as to get this one out. (11 pages)
"Satan, Fallen Angels, Us and the Bible"
I really think you will find this material on these spiritual beings quite unique. I do not think you will regret the time spent reading this article. (13 pages)
Missions and the Bible
I bet ... you are a foreign missionary. I bet ... you do not know who you are in Jesus Christ. Well, at least in regard to your work in this age. Do you want to bet? (10 pages)
Heaven and the Bible - The Short Version
Heaven will be ... ? What will
be like? What will
be like? What will
be able to do? Does the Bible give any clues about this? Fortunately, there is quite a bit of information, but here is "the short version." (2 pages)
Hell and the Bible - The Short Version
Can a more disagreeable subject be written about? Is Hell a religious invention of threat - intended to induce better behavior? Anyone who deals with the Bible must deal with the material on this topic. Here is a start. (2 pages)
"The End of the World and the Bible"
This Article examines the two major end times systems - where they agree, disagree and why. After reading this, you will know more than most adherents of either system! (4 pages)
"Why Would A Perfect God Make Imperfect Beings?"
If God is perfect, then why has He made such a flawed world? Is there an answer to this? (3 pages)
"The Voice of the Flesh, The Voice of Demons, The Voice of God, and the Bible"
Every communique springs from a rudimentary source - and that "voice" has an accompanying value system and agenda. We would serve ourselves well to properly identify the fount that is generating some message toward us - and know if it is friend or foe. That is the purpose ... of this communique. (3 pages)
"The Anger of God and the Bible"
Does God get angry? If so, why? And what is He wanting to accomplish by it? I doubt you have ever read anything ... quite like this. (3 pages)
"13 Reasons for Calamity,Disease, Accidents, Afflictions, Mayhem, and the Bible"
Can any sense be made of the body blows of life? Are we simply the victims of random mayhem - or is there some purpose behind life's troubles? And, is it wrong to ask, ...
Well, come and see! (4 pages)
* * *
Four More Articles on the Hoax/Impossibility of Evolution
"Logic, The Trinity, Naturalism and the Bible"
What is more logical - The Trinity or atheistic evolution? (15 pages)
Atheism, the Atheist and the Bible
Did you know there are two different kinds of atheists? It's possible the Bible doesn't even address one of them. But, ... He will. You gotta read this one. (4 pages)
"Evolution's First Male and the Bible"
Of anything that is - there was a first one. There was a first song, first dollar bill, first ebook. There also was a first male. Could evolution get to "him"? Is the Biblical alternative plausible? (12 pages)
"Evolution and Homosexuality"
How does homosexuality fit in with evolution? Is it a
"viable alternative lifestyle?"
Do Evolutionists recognize
"civil rights"
for man? God is left out of this document ... and Evolutionists are called upon for answers. (15 pages)
(More of my work on evolution is in my free christian ebook,
"Death and the Bible "
and my ebook article,
"I Went From a Believer to an Unbeliever ... in Evolution"
* * *
Abortion Advocates: Unparalleled Hypocrites
"The Stunning Civil Rights Parallels Between American Slavery and Abortion"
The arguments for slavery and abortion are substantively identical. Even the industries built upon both human groups have the same dynamics. In this article, you will learn how the preborn will be legally emancipated apart from Theism - as Evolutionists are adamant pro-lifers! (13 pages)
(More of my work on abortion is in my free christian ebook
"Abortion: How (and Why) Abortion Resides in the Weakest Form of Human Thought and Valuation"
and my ebook articles,
"Embryonic Stem Cell Research and Harvesting - A Unique Declaration"
"Abortion, Governing Officials and the Bible"
"The Abortion Argument, The Fertile Egg and the Bible"
The Free Ebook Articles !
(These articles come from inside one of my ebooks ... thus ebook articles!)
"Why Agapao Can Not Mean, 'The Divine, Unconditional Love of God' "
Did you know it is impossible for the Greek word,
, to mean,
"the divine, unconditional love of God"
? And the Greek word,
, can not mean,
"brotherly love."
Fortunately, you do not need to know Greek to discover these assertions are correct. And you will not need to
the Bible either. All you need to be able to do - is read (which it appears you can). In a matter of moments, you will know more about the Bible's teaching on love than many a
! A must read! (5 pages)
* * *
"Embryonic Stem Cell Research and Harvesting - A Unique Declaration"
Naturalists and Biblical Theists have many objections to embryonic stem cell research and harvesting. This unique declaration examines the most basic one. Here is a clue. What is it called when one consumes another of the same species? (4 pages)
* * *
"Death and Life and the Bible"
Evolution and the Bible are at opposite poles on the subject of death. They are also at odds on the subject of life - its origin, purpose and destination. Did you know the Bible teaches that three deaths are possible for man? And you have already experienced one! The Bible also distinguishes between being alive - and having life! This is a must read for any human - and you qualify! (5 pages)
* * *
"I Went From a Believer to an Unbeliever ... in Evolution"
A point came when I knew it took more faith to believe in Evolution - than the Creation Account of Genesis. Doubt this? Here are five basic evolutionary beliefs that require a faith more massive than any faith a Biblical Creationist must muster. (6 pages)
* * *
"Abortion, Governing Officials - and the Bible"
While there are many facets to the abortion argument, probably one of the most important - and often overlooked - is the role of governing officials in this matter. Does the Bible say anything about governing officials and abortion? A must read! (3 pages)
* * *
"The Abortion Argument, The Fertile Egg, and The Bible"
The abortion argument begins ... where? Does it start with the embryo, the first heartbeat, the first brainwave, the beginning of the third trimester ... or with the fertile egg? Or should there even be an abortion argument at all - as this entire debate is a privacy right's issue under the full jurisdiction of each individual woman? (3 pages)
* * *
"The Tithe Test"
So, ... what do you really know about the tithe? Well, here is an opportunity to find out! This 20 question pop quiz comes complete with answers! (4 pages)
... and
"Tithe Stats"
This is not an ebook, or an article, or an ebook article. But, ... it is interesting. It is a compilation of downloaded tithe documents by location. This new teaching ... has spread. (growing pages)
Freely I Give Because Freely I Have Been Given!
On April 17, 1977, I became a Christian.
In the ensuing days, weeks, months and years, God has never charged me a penny -
For his knowledge ...
For His wisdom ...
For His understanding ...
or for His comfort, encouragement, guidance, hope, joy, promises, present actions - or ongoing pardon.
He is not going to charge me a penny -
for eternal life ...
an immortal body ...
a place in an incorruptible new heavens and new earth ...
or for all the immeasurable riches He has decided to lavish upon me - for all eternity.
Anything I know that has any true value - has been freely given to me.
There are many ways I am not like God.
Very often, I do not act like Him ...
react like Him ...
talk like Him ...
or think like Him.
But, this is one time I have decided to be like God.
To me - He has freely given. So, to you - I freely give! But ...
Do not mistake
- with
Do not assume this material is simple.
Do not assume it is shallow.
Do not be deceived into thinking it is naive ... or narrow in breadth.
I will challenge you - time and time again.
I will measure you - and expose your shallowness and inconsistency of thought ... and errors.
I will change how you view some things - maybe how you view a lot of things.
Things like love, death, and money.
Things like abortion, evolution, sex, and government ... just to name a few.
If you are a mental adventurer - I will not disappoint you.
I will make you think ... and rethink.
Assess ... and reassess.
Examine ... and reexamine.
You will come away from my work ... different.
So now that you're here - come on in!
The only cost is your time and energy of thought.
I do not intend on wasting either.
Robin Calamaio
So, whether you avail yourself to a free Christian Ebook - a free online article - or one of the Ebook articles ... know that you are investing in yourself. It is a privilege for me to be a part of that investment!
This is my favicon image in case you are wondering. The Cross is followed ... by an empty tomb.
Here is everything I know about
stick figure gospel presentation
has been downloaded.
You may find this of great interest!
Free Christian Ebook
Tithe and Offering
Evangelical Christian
Eternal Rewards
Abortion Argument
Love and the Bible
Death in the Bible
Stem Cell Research Article
Christian Bible Study
Gospel Presentation

subset: commoncrawl


text:
Testimony of Mr. Martin Gerry, Deputy Commissioner for Disability and Income Security Policy,
before the House Committee on Ways and Means, Subcommittee on Social Security,
on the implementation of the Ticket to Work and Work Incentives Improvement Act
September 26, 2002
Mr. Chairmen and Members of the Subcommittees:
Thank you for inviting me today to discuss the Social Security Administration's (SSA) implementation of the Ticket to Work and Self-Sufficiency Program ("Ticket program"). As you know, Mr. Chairman, President Bush has a strong interest in disability issues. The President has said that he is committed to tearing down the remaining barriers to equality that face Americans with disabilities today. His "New Freedom Initiative" will help Americans with disabilities by increasing access to assistive technologies, expanding educational opportunities, and increasing the ability of Americans with disabilities to integrate into the workforce.
I would like to express my thanks to you, Mr.Chairman, Mr. Matsui, and members of the Subcommittee, for your hard work and support in making the Ticket program a reality. Established as part of the Ticket to Work and Work Incentives Improvement Act of 1999 ("Ticket Act"), it was a crucial element of meeting that legislation's goal to remove barriers to employment that many Americans with disabilities face. Because of the Ticket Program, beneficiaries will have more choices in obtaining employment support services to help them reach their employment goals.
Today I would like to provide an update on the implementation of the Ticket program, and touch upon a few related issues.
Implementation of the Ticket to Work Program
First, let me briefly outline this program. A disabled beneficiary receives a Ticket if he or she is between the ages of 18 and 64 and his or her medical condition is not expected to improve in the near future. The beneficiary may take the Ticket to the State Vocational Rehabilitation Agency or any of the employment service providers who offer employment support services in the community. These providers are called Employment Networks (ENs). The beneficiary and the Employment Network will jointly develop a plan of services leading to employment. In addition, SSA will not schedule a periodic continuing disability review (CDR) for a beneficiary who is receiving services from an EN. I will discuss these provisions in more detail later.
We are implementing the Ticket program in three phases. By using a staggered approach to implementation we can further develop and refine the program before it is fully in place. About 2.4 million beneficiaries with disabilities are eligible to receive Tickets to Work in the 13 States selected for the first phase of the program. From February through June 2002, we mailed Tickets to most of these beneficiaries in a graduated release. (Because of the impact of last year's terrorist attacks, we developed a slightly delayed release schedule for Tickets in New York.) Using this method provided time to develop an infrastructure of ENs within these states to serve the beneficiaries and to ensure that they were aware of the program's availability. Currently we have more than 400 ENs in place.
We believe the program is off to a good start. Participation is voluntary, and I am happy to report that as of this month more than 7,000 beneficiaries out of the 2.4 million beneficiaries eligible to receive Tickets have assigned their Tickets to ENs or the State vocational rehabilitation agencies in the initial 13 States. We expect to see higher numbers of beneficiaries participating as we gain experience and the program matures, but we know we have much work to do to make those expectations a reality.
The second phase of the program will begin in November 2002. During this phase of the Program, approximately 2.6 million beneficiaries are eligible to receive Tickets in 20 additional States and the District of Columbia. Then in 2003, we will release Tickets to the approximately 3.3 million beneficiaries in the remaining 17 States and the U.S. Territories during the third and final implementation phase. By January 2004, we will have fully implemented the Ticket program.
Employment Networks
I would now like to focus on the role of the EN in the Ticket program. Under the Ticket Act, the Commissioner enters into agreements with qualified State, local, or private organizations to serve as ENs. These ENs will then provide vocational rehabilitation, employment, and other support services to beneficiaries with disabilities to assist them to find and maintain employment.
Employment Networks operate under agreements with SSA, and can be any qualified State or local government agency, or a private entity, that assumes responsibility for the coordination and delivery of services under the Ticket program. An EN may be a one-stop delivery system established under the Workforce Investment Act of 1998; a State Vocational Rehabilitation Agency; a single provider of services; or a group of providers organized to combine their resources into a single entity. Employment Networks can provide services directly or by entering into agreements with other organizations or individuals to provide the appropriate services. ENs will only be paid based on their success in assisting beneficiaries to secure and maintain employment and move off the disability benefit rolls.
On April 13, 2001, the Agency published a Request for Proposals for organizations in the 13 States in the first phase of the Program wishing to serve as ENs. On April 25, 2002, SSA published an amended Request for Proposals from organizations wishing to serve as ENs, based on the final regulations published on December 28, 2001. Our Program Manager, MAXIMUS, is currently evaluating and making recommendations on the organizations responding to the Request for Proposals. MAXIMUS and the Agency are also marketing the Ticket program to other prospective ENs through mailings, EN recruitment fairs, and other contacts. As of September 2002, we have received over 500 applications from providers to be ENs, and have entered into agreements with more than 425 providers to serve as ENs. We are working hard to attract sufficient providers of employment services so that beneficiaries will enjoy the degree of choice when selecting an EN that members of Congress and people with disabilities envisioned when the Ticket Act was developed. ENs report that beneficiaries are apparently already comparing available ENs before deciding where to assign their Tickets. ENs are already setting up client interviews and are beginning to provide services to beneficiaries. We believe that these activities have increased demand for their services. For instance, as of early September 2002, over 60 percent of the tickets assigned were assigned by "new" participants (beneficiaries who had previously not received VR services and who first Ticket to Work program). I might note that, out of this group, about one-third assigned their Tickets to an EN. The remaining two-thirds signed plans for services with their State Vocational Rehabilitation Agency. We are and will continue to look carefully at the Ticket assignments to make sure that beneficiaries have a range of choice of providers envisioned by the legislation.A key element of the Ticket program is that the beneficiary bears none of the cost of employment, vocational, or other support services. It is the Agency that pays an EN for providing services to a beneficiary. An EN can elect to receive payment under one of two systems. Under the Outcome Payment System an EN will be paid for each month, up to sixty months, in which a beneficiary it is serving does not receive cash benefits due to work or earnings. Under the Outcome-Milestone Payment System, an EN will receive payment when a beneficiary it is serving achieves one or more milestones toward self-supporting employment. Under this second payment system the EN will also receive reduced outcome payments for each month, up to sixty months, that a beneficiary does not receive cash benefits due to work or earnings. The Agency has provided up to four milestones for which an EN can be paid. We have begun receiving and processing the first requests for milestone and outcome payments from the ENs. The first milestone payment was made during May 2002.
As I mentioned, the Ticket Act also calls for the Commissioner to enter into an agreement with a Program Manager to assist the Agency in administering the Ticket to Work Program, MAXIMUS, Inc. Among MAXIMUS' duties are recruiting, recommending, and monitoring the ENs selected by SSA to provide services; facilitating beneficiary access to the ENs; facilitating payment to the ENs; and resolving disputes between beneficiaries and ENs under the program. I am pleased to note that the ENs and beneficiaries appear to be satisfied with the level of service provided by MAXIMUS.
As an Agency, we appreciate the important role our employees play in successfully implementing any new policy. That is why we arranged for training sessions on Ticket to Work and employment support topics during all three phases of the Ticket implementation. We have already completed the training sessions for the first phase, and will hold the sessions for the second phase in October 2002. We are also developing specialized training for field employees on employment supports.
Other Supports for Return to Work
While the Ticket program is the central element of the Ticket to Work Act, that law includes several other provisions that seek to encourage disability beneficiaries to return to work. Importantly, these provisions benefit disabled individuals even if they are not using their Ticket. I will summarize the implementation status of these provisions.
Pursuant to Section 121 of the Ticket Act, we established Benefits Planning, Assistance and Outreach (BPAO) program to fund organizations to help disability beneficiaries understand the effect of work activities on their benefits and explain other existing programs which assist disability beneficiaries who wish to work. In fiscal years 2000 and 2001, we awarded cooperative agreements under the BPAO program to 116 organizations, which are located nationwide and all U.S. territories. So far, more than 28,000 beneficiaries have received help from BPAO organizations.
Section 122 of the legislation authorized SSA to make payments in each State to the protection and advocacy system established pursuant to the Developmental Disabilities Assistance and Bill of Rights Act. The payments are made to the Protection and Advocacy (P&A) systems for the purpose of providing services to assist in protecting the rights of disability beneficiaries in their return to work efforts. The P&As are to provide information and advice about obtaining VR and employment services, as well as advocacy or other services that a beneficiary needs to secure or regain gainful employment. In FY 2001, we awarded 57 P&A grants nationwide, and in the U.S. territories. All P&A projects have completed implementation efforts and are providing the required information and advocacy services. By the end of 2001, they had provided services to over 10,000 beneficiaries.
The Ticket Act also reduced the need for disability beneficiaries to choose between returning to work and receiving health care coverage. It extended Medicare coverage for working individuals with disabilities by an additional four and a half years, and expanded the Medicaid program to give the states the option of providing coverage to more working people with disabilities. This extension of coverage became effective on October 1, 2000. Twenty-six states already have Centers for Medicare and Medicaid Services (CMS) approved plans for extending Medicaid coverage in place and an additional eight states have passed enabling legislation and are working with CMS to gain approval for their plans. Additionally, approximately 52,000 persons have benefited from the extension of Medicare coverage.
Also, the Ticket Act included two sections that sought to eliminate work disincentives for all disability beneficiaries, even those not using tickets. Under Section 112, an individual whose benefits terminated because of work activity can request that benefits start again without having to complete a new application. While the Agency determines the requestor's eligibility for reinstatement, he or she can receive provisional benefits for up to six months. This process is called expedited reinstatement. Since this provision became effective on January 1, 2001, we have adjudicated almost 12,000 expedited reinstatement claims that have been filed. We have completed SSA instructions and training for field employees, and expect to publish a Notice of Proposed Rulemaking on the provisions of expedited reinstatement in the winter. Under Section 111, a Social Security Disability Insurance beneficiary's work activity will not trigger a CDR if he or she has received benefits for at least 24 months. This provision became effective on January 1, 2002. We have completed instructions and training for field employees to familiarize them with the new provision, and we expect to publish a Notice of Proposed Rulemaking on the provisions of suspending CDRs also in the winter.
One of the systems enhancements we are developing to prevent triggering a CDR is called the Disability Claims File. This system will link the software that tracks work information and the end of the trial work period for beneficiaries to the system that controls medical diaries. Additionally, because one system will track all work information and control all continuing disability reviews, we expect to improve our ability to properly handle work reports, reducing both the number of incorrect payments and our processing time for these reviews. We have begun efforts to improve automation of these workloads and expect further enhancements.
Work Incentive Specialists
Section 121 of the Ticket Act requires SSA to establish a corps of specialists devoted to issues related to work incentives. From July 2000 to September 2001 we piloted an Employment Support Representative position as we look for ways to provide that service. We are considering how best to provide employment support-related information and services to beneficiaries with disabilities who want to work, within the context of our overall operations. We have not made any decisions yet.
Finally, I thank you, Mr. Chairman, Mr. Matsui, and all the members of the Subcommittee, for showing continued dedication to the Ticket program. Thanks to that commitment, we look forward to toward providing more beneficiaries with the additional opportunities and tools they need to enter or reenter the workforce.
I would also like to acknowledge the valuable input we have received from the Ticket Advisory Panel and the Social Security Advisory Board. We are committed to achieving the goal set by Congress to improve access to jobs for Americans with disabilities. I believe, and I am sure you will agree, that the nation benefits greatly when all of its citizens have the opportunity to make the most of their talents. We shall implement the Ticket program with the goal of realizing this idea.
Again, thank you for inviting me to be here today. I look forward to working with you to successfully implement the Ticket program.


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A Kinston man who was recently reported as Absent Without Leave from his U.S. Army post in Ft. Campbell, Ky., was arrested by Kinston police this week and charged with desertion.
A Kinston man who was recently reported as Absent Without Leave from his U.S. Army post in Ft. Campbell, Ky., was arrested by Kinston police this week and charged with desertion.
Pfc. David Raisheed Bell, 19, a resident of Carver Courts, was arrested at his residence in the early morning hours of Wednesday and placed in the Lenoir County jail on no bond, according to an arrest report.
A jail officer said Friday he had been transferred to military custody on Thursday.
Raymond Gall, a public affairs officer with the Army Human Resources Command, said Bell was a cannon crewmember, part of the 3rd Battalion, 320th Field Artillery Regiment, 3rd Brigade Combat Team, 101st Airborne Division.
Bell had joined the Army in January of 2012 and trained at Ft. Benning, Ga. and Ft. Sill, Okla., through May. He was assigned to Ft. Campbell that month.
He is charged with military desertion, a felony, according to the arrest report.
If convicted as a result of a military court martial, the punishment for deserting or being AWOL can range from a few years� confinement to the death penalty if it occurs during wartime.
Troy Rolan Sr., an Army spokesman, said the members of a court-martial panel can even impose a sentence of �no punishment.� He stressed the sentence varies depending on the circumstances of each case.
�In all cases, Commanders have the wide range of disciplinary options outlined above in addressing an allegation of AWOL or desertion,� Rolan stated in an email.
David Andersoncan be reached at 252-559-1077 or email@example.com. Follow him on Twitter at DavidFreePress.


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The Beatles Revival Band - She loves you
The Beatles Revival Band - She loves you
The Beatles Revival Band live in Stereo, Rijeka
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Alicia Keys is a true musical enigma. Gradating valedictorian from Manhattan's Professional Performing Arts School in just three years, Alicia Keys has won 12 of 24 Grammy Award Nominations. Her debut album was certified 6x platinum. Alicia Keys has continued to match and exceed her earlier successes in music, and now you can order your tickets to see Alicia Keys live. After her most recent success collaborating with Annie Lennox on "Everybody Hurts", Alicia Keys tickets sell out fast due to their high demand, so order yours today!
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Alicia Keys has worked with some of the most esteemed musicians across the world. Now you can catch Alicia Keys live on tour. With a classical music background and a rich velvety voice, her writing skills, instrumental talents, and vocal set her apart in a league of her own. Contact us for your Alicia Keys tickets today!
Alicia Keys is undoubtedly one of the most talented neo soul artists on the market today. With a lucrative music, film, and philanthropic career, Alicia Keys tickets are in high demand. She serves not only as an incredible entertainer, but also a role model and inspiration world-wide. Contact us for your Alicia Keys tickets today!
ALICIA KEYS: Hear Her Newest Album!
Alicia Keys will be releasing her 4th studio album soon, and now you can hear sneak previews of some of her newest songs live as part of the Alicia Keys tour! This brilliant writer has had in incredible year of awards and honors for milestones in her career, and now you can hear Alicia Keys live by ordering your seats today!
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The debate between Android fans and iOS lovers about which mobile operating is superior will always be a heated one among techies, but the International Data Corporation (IDC) appears to have made its decision. According to the IDC, Android will remain the top mobile software in the United States through 2016.
While the future may be looking bright for Android, the entire mobile market has taken a slight downturn. The IDC's report indicated that this year's global phone market has been projected to only grow by 1.4 percent year-over-year. This is the lowest annual growth rate in three years, the IDC says.
"Sluggish economic conditions worldwide have cast a pall over the mobile phone market this year," Kevin Restivo, one of IDC's research analysts, said in the report. "However, the fourth quarter will be relatively bright due in part to sales of high-profile smartphones, such as the iPhone 5 and Samsung's Galaxy S3, in addition to lower cost Android-powered smartphones shipped to China and other high-growth emerging markets."
Android, however, is likely to thrive due to large selection of devices from a wide range of partners. Samsung is the leading Android smartphone manufacturer, but competing vendors LG and Sony are "not to be overlooked," the IDC says. Both of these companies cracked the top five when it comes to top Android device makers.
Apple's iOS operating system is expected to maintain its second place spot, but will continue to ship lower volumes than Android until Apple considers lowering its price points, the report said.
"In order to maintain current growth rates, Apple will need to examine the possibility of offering less expensive models, similar to its iPod line," the IDC wrote.
Android has claimed a whopping 68.3 percent of the mobile market share for 2012, while Apple clear in second accounting for 18.8 percent of the market. Other platforms, such as Research In Motion's BlackBerry and Microsoft's Windows Phone didn't claim much of the market, each measuring at 4.7 percent and 2.6 percent respectively.
However, Microsoft's mobile platform is expected to make a stunning jump over the next four years. In 2016, Windows Phone is expected to account for 11.4 percent of the mobile market. This is a 71.3 percent increase for Windows Phone – the largest projected growth of any other mobile software on the market.


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Sales Management Consulting
Resolution Systems offers comprehensive sales management consulting and training programs custom designed for your sales managers. We teach them how to hire and coach salespeople into champions, build momentum and sustain progress through challenging times. Your sales managers training will leave them inspired, educated and equipped with the specific tools they need to hit the ground running.
Sales Management Consulting and Training Grounded in the Daily Demands of the Job
Our sales management consulting and training programs cover the specific challenges your sales managers face each day – from coaching and setting expectations to running effective sales meetings. They also learn the same customer-focused Resolution Selling™ sales training program we teach your sales team. That means your organization will share a single selling process and vocabulary. Your sales managers will be poised to reinforce key concepts and to help your salespeople address the specific issues they face – from qualifying a prospect to closing a sale. Participants in our sales management consulting and training program will learn how to:
- Appraise performance
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- Define key sales roles
- Manage effectively
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- Set clear expectations
Tailored for Your Business and Your Markets
We adapt and customize our sales management consulting and training from top to bottom so the experience will align seamlessly with the day-to-day challenges of your team. That includes personalized workbooks, slides and videos, course content, terminology, role-playing sessions, DVDs and an optional "branded" site on our Web-based SalesChampionUniversity.com.
Online Sales Management Coaching
Resolution Systems sales management consulting and training programs include after-class coaching and reinforcement to help your managers internalize what they have learned and turn new skills into lifelong habits. We begin immediately after the coursework ends with online coaching, tools and accountability measures that optimize results and promote transformative change. Learn more
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Are your sales meetings relevant and infused with purpose? Our turnkey sales meeting tools reinforce what matters most. We provide everything you need to run sessions that will improve your team's selling skills and drive bottom-line results – from agendas and videotapes to role playing suggestions. Learn more
Contact us for more about our sales management consulting and training.
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I want to personally thank you for the most effective, ongoing training I have ever received. I am already practicing the methodologies you taught us and have made a conscious effort to understand behavioral styles so I can be a better coach and manager. One of the most direct impacts is that I am now coaching account executives to handle marquis accounts I worked diligently to acquire over the last 2 ½ years. My days of being a control freak are over and my days of being an effective leader, manager and coach are just beginning.Enterprise Sales Manager, Time Warner Cable Business Class


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Family and friends laid Corey Haim to rest in Toronto on Tuesday, the same day authorities released the harrowing 911 call Haim's mom placed in a frantic effort to save the former child star.
Click here for audio of the 911 call.
"I think my son is dead," Judy Haim is heard telling the dispatcher on the March 10 call. "What's going on? I can't stay calm. I don't know what's going on."
During the call, the actor's cancer-stricken mother is coached through CPR until paramedics arrive at her Oakwood Apartment complex, just north of Hollywood.
"This is ridiculous. He had a fever today; that's it," she says.
Haim reportedly had flu-like symptoms in the days before his death, including a 101-degree fever. A doctor checked him and ordered bed rest. A report has yet to be released, but Judy Haim has said she was informed by the county coroner last week that her son died of pulmonary congestion.
"Hang in there, stay calm, and keep doing compressions," the dispatcher tells her on the 911 call.
Meanwhile, more than 200 mourners reportedly gathered in Haim's native Toronto Tuesday to witness his funeral.
Cops escorting "The Lost Boy" actor's hearse saluted him at every intersection between the mortuary and the gravesite, Access Hollywood reported.
One notable no-show was Haim's best-buddy Corey Feldman, who said Monday he was planning a separate memorial.
Feldman, who shot to fame alongside Haim in a string of classic '80s films including "The Lost Boys" and "License to Drive," instead penned a blog post Tuesday titled "A Letter for the Grave... (an open letter to Corey Haim)."
"I miss you so much already," he wrote. "When I think of something funny I don't know who to tell it to. I find myself trying to call you but then remember your not there. I think about the new movies we will soon be doing together and then suddenly realize [sic] that the dream is over."


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Denver Broncos head coach John Fox said earlier this week he didn't plan on placing running back Willis McGahee on injured reserve. Something changed in the meantime.
NFL Replay
will re-air the Denver Broncos' 30-23 win over the San Diego Chargers in Week 11 on Wednesday, Nov. 21 at 9 p.m. ET.
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Fox Sports insider and NFL Network contributor Jay Glazer says the Broncos placed Willis McGahee on injured reserve.
McGahee tore his right medial collateral ligament and suffered a broken leg in the second quarter of the Broncos' 30-23 win over the San Diego Chargers on Sunday. The Broncos will have to rely on rookie Ronnie Hillman, Lance Ball, and former first-round pick Knowshon Moreno for the rest of the season. Denver indicated an unwillingness to sign another running back this week, but this news could change the team's mindset.
Hillman had roughly 60 percent of the snaps last week when McGahee was hurt, with Ball getting the rest. Moreno was inactive for the game, but will be active moving forward, Broncos executive John Elway confirmed Wednesday.
It's a rough blow for McGahee, who has remade his career in Denver. He's due $2.5 million on his contract next season.
UPDATE: Lindsay Jones of USA Today reports that the Broncos plan to designate McGahee for return, meaning he'd be eligible to practice in six weeks and play in eight.
Follow Gregg Rosenthal on Twitter @greggrosenthal.


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Last week I told you about Friendly Planet's hot new deal to India on the Taj Mahal Express tour for only $1,099. If you didn't hear about it, I encourage you read the post to see all of the new features we added. Travel editors have been kind enough to feature the Taj Mahal Express in their publications and I want to say THANKS to them all. Go ahead and take a gander:
National Geographic: Daily Radar: 2.04.10
Frommer's: The Band-Wagon to India Picks Up Speed, As Friendly Planet Offers Another Budget-Priced Marvel to Your Options
Vacation Agent: Friendly Planet Travel Offers Taj Mahal Express For $1,099
Travel Pulse: Friendly Planet Travel Offers Taj Mahal Express for $1,099


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Today we are spotlighting shares of Surface Oncology, Inc. (NasdaqGM:SURF) and looking at how the firm stacks up in terms of valuation by the numbers. One of the most important ratios to look at when weighing an investment decision is the Return on Equity of the company. At the time of writing Surface Oncology, Inc. has an ROE of 0.674704. With ROE, Investors can see if they're getting a good return on their money, while a company can evaluate how efficiently they're utilizing shareholder's equity.
Drilling down into some additional metrics, we note that Surface Oncology, Inc. (NasdaqGM:SURF) has a Price to Book ratio of -5.694606. This ratio is calculated by dividing the current share price by the book value per share. Investors may use Price to Book to display how the market portrays the value of a stock. Checking in on some other ratios, the company has a Price to Cash Flow ratio of -30.858695, and a current Price to Earnings ratio of -8.440159. The P/E ratio is one of the most common ratios used for figuring out whether a company is overvalued or undervalued.
After a recent scan, we can see that Surface Oncology, Inc. (NasdaqGM:SURF) has a Shareholder Yield of 0.000000 and a Shareholder Yield (Mebane Faber) of . The first value is calculated by adding the dividend yield to the percentage of repurchased shares. The second value adds in the net debt repaid yield to the calculation. Shareholder yield has the ability to show how much money the firm is giving back to shareholders via a few different avenues. Companies may issue new shares and buy back their own shares. This may occur at the same time. Investors may also use shareholder yield to gauge a baseline rate of return.
The Return on Invested Capital (aka ROIC) for Surface Oncology, Inc. (NasdaqGM:SURF) is -1.303868. The Return on Invested Capital is a ratio that determines whether a company is profitable or not. It tells investors how well a company is turning their capital into profits. The ROIC is calculated by dividing the net operating profit (or EBIT) by the employed capital. The employed capital is calculated by subrating current liabilities from total assets. Similarly, the Return on Invested Capital Quality ratio is a tool in evaluating the quality of a company's ROIC over the course of five years. The ROIC Quality of Surface Oncology, Inc. (NasdaqGM:SURF) is . This is calculated by dividing the five year average ROIC by the Standard Deviation of the 5 year ROIC. The ROIC 5 year average is calculated using the five year average EBIT, five year average (net working capital and net fixed assets). The ROIC 5 year average of Surface Oncology, Inc. (NasdaqGM:SURF) is .
The Earnings to Price yield of Surface Oncology, Inc. NasdaqGM:SURF is -0.118481. This is calculated by taking the earnings per share and dividing it by the last closing share price. This is one of the most popular methods investors use to evaluate a company's financial performance. Earnings Yield is calculated by taking the operating income or earnings before interest and taxes (EBIT) and dividing it by the Enterprise Value of the company. The Earnings Yield for Surface Oncology, Inc. NasdaqGM:SURF is -0.107272. Earnings Yield helps investors measure the return on investment for a given company. Similarly, the Earnings Yield Five Year Average is the five year average operating income or EBIT divided by the current enterprise value. The Earnings Yield Five Year average for Surface Oncology, Inc. (NasdaqGM:SURF) is .
Surface Oncology, Inc. (NasdaqGM:SURF) currently has a Montier C-score of 0.00000. This indicator was developed by James Montier in an attempt to identify firms that were cooking the books in order to appear better on paper. The score ranges from zero to six where a 0 would indicate no evidence of book cooking, and a 6 would indicate a high likelihood. A C-score of -1 would indicate that there is not enough information available to calculate the score. Montier used six inputs in the calculation. These inputs included a growing difference between net income and cash flow from operations, increasing receivable days, growing day's sales of inventory, increasing other current assets, decrease in depreciation relative to gross property plant and equipment, and high total asset growth.
At the time of writing, Surface Oncology, Inc. (NasdaqGM:SURF) has a Piotroski F-Score of 2. The F-Score may help discover companies with strengthening balance sheets. The score may also be used to spot the weak performers. Joseph Piotroski developed the F-Score which employs nine different variables based on the company financial statement. A single point is assigned to each test that a stock passes. Typically, a stock scoring an 8 or 9 would be seen as strong. On the other end, a stock with a score from 0-2 would be viewed as weak.
Shifting gears, we can see that Surface Oncology, Inc. (NasdaqGM:SURF) has a Q.i. Value of 73.00000. The Q.i. Value ranks companies using four ratios. These ratios consist of EBITDA Yield, FCF Yield, Liquidity, and Earnings Yield. The purpose of the Q.i. Value is to help identify companies that are the most undervalued. Typically, the lower the value, the more undervalued the company tends to be.
Watching some historical volatility numbers on shares of Surface Oncology, Inc. (NasdaqGM:SURF), we can see that the 12 month volatility is presently 0.000000. The 6 month volatility is 0.000000, and the 3 month is spotted at 0.000000. Following volatility data can help measure how much the stock price has fluctuated over the specified time period. Although past volatility action may help project future stock volatility, it may also be vastly different when taking into account other factors that may be driving price action during the measured time period.


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Iran and Bahrain win opening matches of Asian men's qualifier
Tehran, Iran, September 11, 2013 - The final Pool B matches of the Asian men's qualification started Wednesday at the Azadi Sport Hall No.2 in Tehran, capital city of Iran.
The teams are playing to win a place at the 2014 World Championship in Poland. Along with the top three teams from Pool A, C and D, the winner of the tournament will go to the 2014 World Championship in Poland, which will be held from September 3 to 21. Australia from Pool A and Korea from pool D have already booked their tickets to the World championship. In Pool C, China (host), India, Chinese Taipei and Saudi Arabia will play for their ticket to the Championship from September 20 to 22.
Bahrain defeat Indonesia 3-0
Bahrain beat Indonesia in straight sets 3-0 (25-16, 25-20, 25-21) in the opening match. Rizal Ayip led Indonesia with 12 points while Bahrain's leading scorer Fadhel Mohamed got 20 points as the best scorer.
"Bahrain is very strong team. Our players are young, and their lack of experience shows itself. We had a problem with our blocks and the players made many mistakes. We hope to play well in the next match," said Ibarsjah Djanut, coach of Indonesia.
Bahrain coach, Nezar Alshakili said, "We did not have a good idea about the Indonesian team as we did not know them. The first match for both teams was important. They are young and have no experience. Our team was better than them."
Fadheh Mohamed, captain of the Bahrain team said, "We will fight for any point. The experience of the Iranian players is very high. They have a very good head coach in Velasco. We will do our best."
Iran clinch their first win against Pakistan 3-0
The Iran team imposed their power over a young and inexperienced team of Pakistan to clinch their first win 3-0 (25-22, 25-22, 25-21).
In the first set, Iran forged ahead of the Pakistan team with an 8-5 lead at the first technical timeout then a 16-10 lead at the second. Pakistan could not recover with their spikes and services and fell behind 15-23. Then Pakistan's service to the net and their setter sending the ball outside of the court allowed Iran to take the set 25-15.
The scores were close in the second set and were tied until 4-4. But Iran became focused and gradually enlarged the gap, leading 16-11 at the second technical time out. As Pakistan tried to bring up the scores, their players struggled finding it difficult to come close to their opponents allowing Iran to close the set 25-19.
The third set was totally different from the first and second one, with Iran easily taking a 10-2 lead. Pakistan's efforts were not sufficient to resist Iran's attack and in the second technical time out, the scoreboard showed 16-5. Iran finally took the set 25-13 to conclude the match.
"I think there is a big difference in the level of the two teams. So prior to the match I had asked my players to concentrate with self-confidence and respect their opponents as we do in front of any team. Being qualified for this tournament is important to us. I have put Saeed Marouf and Mousavi on rest as they were in need of recovery. Tomorrow we will do better. When a team is the favorite they should perform well," said Julio Velasco, head coach of Iran.
Iran's captain Mehdi Mahdavi, "We played well. Paying respect to the opponent players and keeping teamwork is our objective in any match. Our main goal is the World Championship and the Asian Senior Men's Volleyball Championship."
Hassan Mazhar, coach of Pakistan said, "Iran is very good team. Some of our players could not join us due to some problems. But we did what we had to do in our power in front of a powerful Iran."
Pakistan's No. 8 Khan Aimal was top with 5 points for his side, while Ramin Tashakor, No. 16 of Iran, scored 12 points.
The final Pool B matches of the Asian Men's qualification will run until September 13. Matches will be contested among Pakistan, Indonesia, Bahrain and host team, Iran. All of Iran's matches start at 17:00 local time and will be televised live directly from the hall by channel 3 of the national T.V and sport radio of I.R.I.B.


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Sam Laidlaw, chief executive of British Gas owner Centrica, said it would be at least a decade before the UK saw any shale gas production and that, even then, it would not be "the game changer we've seen in North America".
In December, the Chancellor unveiled tax breaks for shale gas exploration and ended a moratorium on the controversial fracking process used to extract the gas, imposed after the technique caused minor tremors near Blackpool in 2011.
Speaking on the fringes of an energy event at the World Economic Forum in Davos, Mr Laidlaw said shale gas would not be a miracle solution to dwindling North Sea oil "partly because of the environmental concerns and partly because we don't have a well-developed supply chain".
He added that other obstacles included planning regulations, the "density of the population" in potential exploration areas, and "landowners' incentives".
Development in the UK will be "much slower" than in the US, where shale has turned the US from a net importer of gas to a potential net exporter in just three years. So fast has the revolution been that a number of US storage plants recently built to house imported gas are now being converted into processing plants for export.
Mr Laidlaw's comments come amid speculation that Centrica is preparing to take a stake in Cuadrilla, the private equity owned oil and gas developer. Cuadrilla has estimated that there is 200 trillion cubic feet of gas in the Bowland Shale, although it has yet to establish how much is recoverable.
Cuadrilla earlier this month revealed it is in early discussions with a number of parties about developing the project. Centrica has not confirmed its interest and Mr Laidlaw refused to comment.
Some US energy specialists at Davos have expressed doubts about whether the UK has the political will to push ahead with shale gas in the face of likely local resistance – citing the same obstacles as Mr Laidlaw.
Delegates at Davos have heard the US shale gas revolution described as "the most significant global economic event of the last few years" that will reshape the geopolitical framework of the Middle East as the US becomes energy self-sufficient.
Gas prices have fallen and are increasingly replacing higher carbon coal-fired power, bringing down emissions.
Riverstone, the co-owner of Cuadrilla, has Lord Brown, the former BP chief executive on its board.


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Checking In On… the Ohio Valley ConferencePosted by cbogard on November 18th, 2011
Catlin Bogard is the RTC correspondent for the Ohio Valley Conference. You can also find his musings online at OVC Ball or on Twitter @OVCBall.
The Week That Was
- Rough Week For Big Men: Two of the top big men in the conference have already missed games this year due to injury. SEMO's Leon Powell injured the same knee that caused him to miss an entire season two years ago in the Redhawks' final exhibition game. Powell did not play in their opener against Missouri, but did return against Harris Stowe, shooting a perfect 8-8 from the field. Austin Peay's John Fraley is out of the hospital after suffering a concussion in the Governors opening game against Middle Tennessee. Fraley was sorely missed on the Governors' trip to California, and could miss a couple of weeks according to the Leaf-Chronicle.
- It Hasn't Even Been Close: The Ohio Valley Conference isn't off to the best of starts, with only ten wins in its first 29 outings. But what's surprising is how many haven't even been close. Of the conference's 19 losses, 14 have been by double digits. The exceptions? Tennessee Martin's nine-point loss to Ohio, Austin Peay's nine-point loss to Middle Tennessee, Eastern Illinois' seven-point loss to Indiana State, Tennessee State's three-point loss to Western Kentucky, and Southeast Missouri State's one-point loss to Bradley.
- The Flip Side: Not everything is bleak in the OVC. The Racers are off to a 3-0 start, after a big win on the road against the favorites to win the MEAC, Morgan State. Tennessee Tech held a late second half lead against Miami before things fell apart in the closing minutes. And while there haven't been a lot of wins, there haven't been any embarrassing upsets for the conference either.
Power Rankings


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Tusculum President Dr. Nancy Moody Receives TWU Chancellor's Alumni Excellence Award
DENTON – Dr. Nancy Moody, president of Tusculum College in Greeneville, Tenn., is the fall 2013 recipient of the Texas Woman's University Chancellor's Alumni Excellence Award. She is being honored for her distinguished career in higher education.
"I was extremely fortunate to have the opportunity to attend Texas Woman's University on the Houston campus for a summers only program. I had the privilege of learning from renowned faculty, but the education that I was provided while living in the Medical Center went far beyond the classroom and clinical experiences. This was where I learned how to deal better with challenging situations, how to be self-reliant and how to become a better decision maker," Dr. Moody said.
"The experiences that I had during those three summers provided me with a foundation for success that has guided me throughout my career as a faculty member, department chair, dean and, even now, as President of Tusculum College."
Dr. Moody has served as president of Tusculum College since 2009. During her tenure, she has led the college's successful reaffirmation of accreditation from the Southern Association of Colleges and Schools Commission on Colleges and secured a $45 million Community Facilities direct loan for the construction of two new apartment style residence halls, a science and math facility and to refurbish an existing academic building. She also secured a $3.875 million gift for the naming of the Ronald H. and Verna June Meen Center for Science and Math that will be complete in 2015. In addition, Dr. Moody has overseen the efforts to bring several new undergraduate and graduate programs to the college, including nursing, chemistry, criminal justice, psychology and a master of business administration degree. The college's board of trustees recently recognized Dr. Moody's contributions to Tusculum by presenting her with the inaugural Founder's Award in February 2013.
Prior to joining Tusculum College, Dr. Moody was president of Lincoln Memorial University for seven years. Under her leadership, LMU's enrollment increased by 90 percent. The university also initiated the Lincoln Memorial University-DeBusk College of Osteopathic Medicine and expanded the Caylor School of Nursing to include a master of science in nursing degree program with family nurse practitioner and nurse anesthesia concentrations. Other programs initiated under her leadership included a master's degree program preparing physician's assistants and a doctorate of education degree.
A registered nurse, Dr. Moody began her academic career as a nursing instructor for Lincoln Memorial University in 1974 and advanced to hold several academic leadership positions there – including dean of the School of Nursing and Allied Health – prior to being named LMU president. Her career also includes serving as the executive director of the Tennessee Center for Nursing, as an assistant professor of nursing in the College of Nursing at the University of Tennessee, Knoxville, and as associate professor and department chair in the College of Nursing at East Tennessee State University.
She is a member of the Board of Trustees of the Southern Association of Colleges and Schools Commission on Colleges, chair of the NCAA DII South Atlantic Conference, and an advisory board member for the Northeast Tennessee College and Career Readiness Consortium funded through an Investing in Innovation (i3) grant funded by the U. S. Department of Education. Previously Dr. Moody served on the NCAA DII President's Council, was chair of the Tennessee Independent Colleges and Universities Association (TICUA), and a member of the Board of the Appalachian Colleges Association (ACA).
Dr. Moody received her associate's and bachelor's degrees in nursing from Eastern Kentucky University and earned a master of science in nursing from the TWU Institute of Health Sciences-Houston Center in 1978. She also received a doctorate in nursing from the University of Alabama School of Nursing at Birmingham.
In 2011, TWU Chancellor Ann Stuart donated $120,000 to fund a 20-year program to bring the two recipients of the Chancellor's Alumni Excellence Award to campus each year to share their experience and expertise with the TWU community.
Media Contact:
Amanda Simpson
Director of Media Relations
page updated 10/2/2014 10:58 AM


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About negruvoda
No, actually decimated means removing every 10th, meaning a reduction by 10%. It was a form of punishment in the Roman legions. When a century or a whole legion did something really against the rules they were lined up and every 10th man was killed. 1 down, 9 standing. There fore a reduction by 10% is in fact decimated.
How exactly would you suggest people stand up for themselves?
Just so I can tell where your argument is flawed.
And on top of that, you seem to be (albeit incoherently) making the same point as the article. Care to be clearer?
As in: provide my with quantified information?
And again reading comprehension is not your strong point.
Technologically Tesla is an innovator. Marketing wise.....not so much.
The crooks (the car dealers association) are trying to stifle a technological advancement by complaining that the marketing methods are.... surprise surprise, crooked. This is either hypocrisy or a really deep set case of lack of self awareness.
Seems to be a case of the new company should not get the same protection as the old, because the old, well they just don't like it. They all deceive, but the old guys have been doing it for longer, so don't go after them.
The article only points to the incongruence of one crook accusing another of being a crook. It may be true but it is disingenuous. But so are you in your comments, so I guess your comment is just your usual.
In the cut yes, but chronologically, the clean-up happens before Marsellus Wallace has his talk with Butch at the bar.
No, when the corporations have a vested interest in keeping the government the way it is they are not victims.
Verizon does not suffer from the data collection. It did not trample their customer's privacy under duress. I simply handed over the data and now it's exec is patting the company on the back and telling people to deal with it.
Reducing government may or may not be the answer, but you need to realize that large corporations are not victims of government, or even subject to the same restrictions as normal people. Corporations benefit from government granted monopolies, and they intend to have it that way for as long as possible. This way they do not need to rely on concepts such as free market or competition or customer privacy or even decent service at a decent price.
I don't see any intolerance toward Christians. I may agree with you that this article is intolerant toward this pastor,and she happens to say she is Christian. This does not lead to bigotry. This is still intolerance toward stupid people, and you being sensitive to something that does not exist.
Is there?
I would not know. All I know is that it works. Vaccinated children do not get sick, and non vaccinated children get it. In Canada, the only outbreaks happen in those communities that refuse vaccination.
When they can prove that vaccinations do more harm than good, I suggest we find a better way. Until then, ignorant people screaming about conspiracies are not a reliable source of information either way.
The only way to solve this is to do the study. If we just stop all the vaccinations what we will have is an increase in disease and child mortality, which were the things that universal vaccinations were intended to change.
I will be intolerant toward those that use their power to harm others.
This preacher used her standing in her community to spread a lie. If she is ignorant she should have no power, and if she is not ignorant then she is evil and should have no power. This is not about survival of the fittest (which by the way is not the same a might makes right), this is about a wilfully ignorant person endangering others.
Please explain why this article should show tolerance toward obviously stupid people.
And what Michael said
Reading comprehension fail as usual.
PPL does not offer a blanket podcasting license, ie one where you pay $$$ per year to play music on your podcast. It is not a difference between $1000 and $10000 for the license.
The only other option is to decide what music you want to play, and then contact each and every copyright holder and ask them nicely how much they would like to be paid for you playing a snip of their song on your podcast. This would involve a massive number of man hours and make the whole thing useless. And that is in case you can actually get permission. And then you pay them, and play the music.
AND THEN PPL comes along and says "you did not pay us for the music you are playing, you must be infringing".
Vicious PPL circle
10 Find all copyright owners.
20 Get permission.
30 Pay for permission.
40 Play music.
50 Get threat from PPL
60 Respond, pointing out that PPL does not have licence.
But I've been here long enough to realize your grasp on reality is tenuous at best.
Can you prove responsibility? A man accused is not a man proven guilty. A bad law is not a moral law. and an OOTB comment is not a comprehensible comment.
He chose to assume responsibility for the actions taken on his IP. Dumb but admirable of him.
HE WAS NOT responsible for those actions.
I come here and read the articles (agree with some, disagree with others) and only read sporadically through the comments; but every time I would like to read a whole comment thread, I see your comments at the top of the page, and wonder, how in the world an idiot of your ilk could actually type.
Don't get me wrong, but your 3 year old is not expected to learn the Urban Dictionary and then refused the ability to use what is in the end just English language.
Watson on the other hand was fed this, tasty, saucy language, and then the researchers went "oops" we need to teach him not to curse.
On the whole I'm glad the English language allows us to express our true feelings toward those that annoy us, verbal responses being inherently better than physical ones.
And then we have to ask: What was the question? and would anybody else also answer "bullshit" to it?
I think it is impressive for an intelligence, artificial or not, to express itself. Just because some people are prudes, doesn't mean that the answer should not be a loud resounding "bullshit"
Isn't the whole point of Miranda rights that they have to be read to you as you are being arrested? Not after a night in the cells, not by a judge, but by the arresting officer?
Just a thought.
Sure bullying is a fact of life, and alternate means should be used to solve your problems with bullies. What alternate means do you suggest?
I was bullied during my first years of school. And going to the principal, or the parents (the cops were never involved in such things)was never a solution. The only thing that worked was laying the bully out cold. I risked getting injured since most bullies were bigger and meaner, but eventually I knocked one of them unconscious and most of it stopped, both verbal and physical.
Now for the caveat.
1 This happened on another continent, in a society that considers corporal punishment not only acceptable, but required. And fights among children or teenagers were common and ignored unless they involved weapons.
2 I live in Canada today, and what we have here is a Zero Tolerance policy. So a bully can just tease, and spread rumors, and you can't do anything about it. Hitting him/her results in charges of assault and the involvement of police and the legal system, and the bully is now the victim. Going to the authorities (parents, school) usually results in failure. Parents say: "not my child, he/she is not a bully", and the school says that there is no proof of bullying. So a kid has no help.
3 What exactly do the people that say grow a thicker skin expect her and the rest of society to do? Just take it, and teach the bully that they can do anything they want without repercussions? Teach them that as long as they can say "i never touched them" they can torment others and lie and cheat with impunity?
4 And to those saying that public shaming is an option I say Please. The bully craves attention, publicity. The bully wants to be known for what he/she does. They are not ashamed they are proud of making somebody's life miserable.
This is the society we live in today, a society where the only recourse is to suffer or sue. They tried to have the page down, they contacted the school, the police and FB. Nothing was done. Now it is time to use the only way left to them, the only way the bullies can be hurt and taught a lesson.
I really don't see what is wrong with that. Actually I see what is wrong with it, but around here there is no alternative.
You mean badly? They probably could.
The answer above yours pertains to the book quoted, I don't know what peanut butter has to do with anything.


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Did you guess any of the surprises in this episode before tuning in? If you were too wired after the Seahawks win and haven't yet watched episode 5, look away to preserve the surprise and avoid spoilers! If you (like us) made it a marathon TV night, read on for Amie Simon's latest recap, and let us know what you think!
Well, compared to the last few episodes of Downton, last night's is almost jubilant! Or at least, it starts out that way.
We begin downstairs where Daisy is so overjoyed that Alfred is staying, she forgets to serve Carson his toast first—a mistake that Carson corrects her on, immediately. Everyone get ready for stuffy, jerky Carson this episode!
Upstairs, after an awkward exchange between Lady Mary and Anna, poor Edith still hasn't heard from her lover, but Lord Grantham receives a letter from Cora's brother, Harold, saying he's in financial difficulty! Oh, and there's some talk about farming pigs, which makes Robert nervous.
Our first glimpse of Anna and Bates is a little disheartening, as she finds him brooding in the stairwell (and obviously plotting Green's demise, even if he's still not sure it was him who did the unthinkable), but later all is well as they plan a sweet dinner out!
The Dowager is missing yet another precious keepsake, and questions her butler about young gardener Pegg's whereabouts when it disappeared. She promptly fires him, which sends Isobel into a tizzy, in which she just screams, "Things! Things! Things!" over and over. Even after her butler finds the missing item in a maid's bucket, Violet insists that Pegg stay away. Classic Dowager!
Rose finally reveals her surprise for Robert's birthday! She's invited the jazz band to come and play at Downton, and convinces Hughes to keep the band hidden until after dinner. I can't wait to see Carson's reaction when the musicians show up!
Afterward, Barrow continues on his quest to unearth every piece of news about the Crawleys, and questions Mrs. Hughes about Rose's secret, but of course she won't budge an inch. I loved seeing them volley back and forth, especially Elsie's snide comments: "You know me, Mr. Barrow, a woman of mystery if ever there was one. "
Cora finds her tearful—yet stylish—Edith, crying about how Gregson has "vanished into thin air." Okay, come on. The guy signed something mysterious over to Edith, and then left for Germany with an open-ended return date! Who didn't see this coming?
In a surprising turn of events, Alfred gets the chef's job at The Ritz after all! Everyone is pleased, except Daisy, of course. The whole staff turns out to see him off the next morning, except … heartbroken Daisy who insists on staying in the kitchen to make biscuits. Alfred sweetly tells Daisy he's sorry he hurt her, and after a few beats, she wishes him well. Aww! I like that ending to their story … even though we're losing one of the bright young things and breaking up the symmetry of the four mismatched lovers.
James' coif seems more tamed this episode, but there's still something creepy about the way he asks Ivy to go see the new Valentino movie! And later, we find out why: he's only interested in getting into her skirts! Bravo to Ivy for resisting! And you gotta love Patmore and Hughes' response when Ivy spills the whole, sordid tale, and agree with Daisy's stings about her stupidly picking Jimmy over Alfred.
After sneaking around Violet's house under the pretense of "feeling faint," Isobel finds the missing royal letter knife, and brings Clarkson in to confront the Dowager together about Pegg. But haha! The Dowager has won this round … by already hiring Pegg back AND apologizing to him! Whoa. Didn't see that coming. (Aside: the look on Clarkson's face during this battle is PRICELESS! I want a still of that to look at forever and ever.)
What's this? Molesley is back to approach Carson and "look in to confirm a willingness to return to Downton" but cruel, jerky Carson is back and he refuses to hire him again. Hilariously, Mrs. Hughes goes behind his back and hires Molesley to assist Mrs. Patmore. Good for her! Carson finally agrees to hire him back, presumably because he can't stand to see a man serving tea.
As Anna and Bates arrive at The Wetherby, the super snooty Maître d tells them he can't find their reservation (B.S.!), but sweet Lady Grantham comes over and insists he seat them at once. Cora says she wishes she could join the Bates' for dinner, and adds, "Thank god. He's a snob!"
Back at the house, Edith finally gets a letter—but it's not from Gregson! ON NO! It's from the doctor she visited in London and it confirms that SHE IS PREGNANT! Of course. Because poor Edith can't even have sex one time without tragedy befalling her. I know things are changing at Downton, but there's no way this isn't going to ruin her. Knocked up by her still married to someone else, and now missing, beau! * sigh*
Baxter overhears Cora telling Mary that she overhead Bates and Anna's conversation, and is concerned because he mentioned "not being able to protect her from being hurt." The new lady's maid promptly reports all of this to Barrow! I swear, if he uses this knowledge to do bad things to Anna, I will NOT have anything do with him anymore. And whatever he has on Baxter must be really bad too, because even she tells him that Anna doesn't deserve it.
Lord Grantham walks in on Edith crying alone in the library and asks his "most darling girl" what the matter is. She reveals that Gregson is missing, and his office has sent a detective to Germany to work with the police to find him. Even though Robert tries to comfort her by saying, "I'm sure he's not dead," you can tell he doesn't really believe it.
Napier and his partner Charles Blake finally arrive at the house. Great news! Or is it? Charles soon reveals the reason he's there—to analyze how the Abbey is functioning, and to provide a report on if it's profitable or not, disregarding the aristocracy. That … wasn't really what Napier promised last time he spoke to Mary, was it? Hmm. I'm concerned about this development.
I would like to give Rose a huge pat on the back for managing to shake up the usually unshakeable Carson by making him receive a black band leader into the house! Carson very nearly breaks his teacup when he realizes there's no graceful way to deny the band from entering, and nearly passes out later while the trumpet player practices a few notes.
Up in the children's room, Isobel, Branson, and Mary convene to feed the little ones and talk about romance. The way Mary lets the name "Ms. Lane Fox" roll off her tongue dripping with venom is positively hilarious! A sweet and wistful discussion of how in love all three of them were with their dearly departed partners follows, with Isobel exclaiming, "Well, aren't we the lucky ones?" at the end. * sob *
As everyone hears the band strike up, they move to the foyer to dance. Robert is initially shocked, but quickly recovers at having an entire jazz band in his house and sweeps Cora into his arms to dance! He even uses the word "fun!" Wow. I didn't even know Lord Grantham KNEW that word.
After listening to the jazz downstairs, the servants have a lively discussion about how odd it is, and Patmore does a quick two-step and says, "It makes you want to jib about though, doesn't it?" Carson immediately says, "Certainly not!" Oh Carson! You might be a judgmental jerk sometimes, but you sure are funny.
As the evening winds up, Cora approaches Edith and tries to get her to tell her what's wrong, but Edith runs from the room sobbing. Oh well, pretty soon poor Edith won't be able to hide it!
And we end on one last shocking secret: Lady Mary arrives downstairs to "settle the bill" with Mr. Ross and finds Rose smooching him! And who even knows where Baxter and Barrow were during that make-out session! Scandal! Scandal! Scandal!!!
Next episode, will we finally meet Cora's brother Harold? Will Rose's indiscretion
be revealed? Will Mary realize Napier has a thing for her? Will Edith finally spill the truth about her "condition?" Will Daisy ever recover from her broken heart? And what about those pigs? SO MUCH IS HAPPENING! I can't wait to find out where it goes.
Best zingers from the Dowager:
To Isobel: "I wonder you don't just set fire to the Abbey and dance 'round it, painted with woad and howling!"
Isobel: "How you hate to be wrong."
Violet: "I wouldn't know; I'm not familiar with the sensation."
To Napier, re: Jazz: "Do you think any of them know what the others are playing? Hmm?"
Best line from Carson, while pointedly looking at James:
"You're nervous because you're intelligent, Alfred. Only stupid people are foolhardy."
Most heartbreaking line:
Anna to Bates: "Everything is shadowed. Every moment we share is shadowed."
Most obvious statement of the entire episode:
Dr. Clarkson, to Isobel: "I'd say that was game, set, and match to Lady Grantham."
Once again I am arriving a bit late to Tea Time, as here I am trying to respond to episode five after just having watched episode six. Let me say briefly that I loved Rose's surprise birthday present. There is just something about a couple named Jack and Rose (and just think, the sinking of the Titanic has already happened on this show!) I am a music lover who also watches period pieces, so the fact that Rose's beau is a musician is a definite plus. In all candor, I know that the time in which they live would preclude them from having any permanent happiness.
One beautiful line in this episode on which Ms. Simon did not comment occurs the scene in which Anna tells Bates that she wants to make some new memories with him. It dovetails well with her earlier refusal to be considered a victim. This seems to be a reflection of Mr. Fellowes' personal philosophy. He commented in Downton Abbey Revisited that "some people embrace their bad luck and become victims," and related that another character, in this case Edith, had refused to do that. It looks as though Anna is also taking responsibility for her own happiness, even if she will never have quite the same lightness of spirit that she once did.
You're right, David! That was a beautiful line. I try not to include every single detail of an episode, because I know there are some people who read recaps even before they've watched, and I'd love to leave a few surprises for new viewers. But yes, that was an important step for Anna, and it was lovely of her to say it.