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Legal Question in Military Law in Georgia
Nov 09 I lent a SGT in my unit $1500 with the promise that he would pay back $1700 within a year. He used 500 to add on to a trade-in for a downpayment, Then lent the other 1000 to a close friend for his downpayment. During the next year I pestered him about starting installments but he prefered to give it too me all at once. When the year was up he asked for an extension untill his taxes came back. But by the time his taxes came back he had moved to a new duty station in Colorado. I have the recipt for the withdrawl of $1500 and a small IOU he signed saying he borrowed 1500 and will pay 1700. I his friend who got the 1000 is the only witness. Do I have enough to take him to court and get my money back? Will I have to go to Colorado to take him to court? Is it better to wait untill I get out of the Army to go to court?
1 Answer from Attorneys
I do not know how close you are now with this Sgt., to whom you had loaned the money, but have you considered writing to the Sgt. a certified letter to have a record for your files, explaining that if the Sgt. does not pay you in a lump sum amount or whatever amount you want per month by a certain date, that you will take legal action? This way, if the Sgt. pays, the Sgt. will not have a blemish on his record or ruin your relationship with him. If the Sgt., does not want to cooperate, you could go through his chain of command about the problem. I do not know if there are rules that you must go through your chain of command first for something like that, but you should be able to check with JAG about that. JAG maybe able to help you with this as well since it's Military-Military, even if it is a state claim.
You can sue the Sgt. for the money; the friend-witness and the receipt of withdrawal would help, but the most useful evidence would be the Contract the Sgt. had signed saying the Sgt. borrowed the money from you. If informal methods fail, you will need to sue the Sgt. If you hire an attorney, we probably would charge about the same amount of money that is owed to you so it may not be worth your while to hire one. You can try to sue the Sgt. in Small Claims Court yourself, but having an attorney represent you is more advantageous, of course. If the Sgt. is now in Colorado, you will have to sue him there unfortunately. That means you will need to go there for any Hearing or Trial as well. You do not have to wait until you get out of the Army; there are deadlines that may expire if you do not proceed expeditiously.
A good number of states like Georgia have a Military Attorney Referral Program with the State Bar of that state where we either do the legal work "pro bono" or for a very discounted price. Check with JAG at your installation and with the JAG at the installation where the Sgt. is stationed for a referral to one of those attorneys. I am on that list here in Georgia. If you sue, you will need to sue the Sgt. in Colorado so look for an attorney in Colorado.
Please feel free to contact me at 404-507-6795 or my Legal Assistant at 404-829-4117 or any attorney. This is general information given based on the limited information you have provided; if you have further questions, please contact us or another attorney.
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Eagle Pack Pet Foods Inc Eagle Pack Holistic Select Senior Care Formula
Date of last review
Thu December 27, 2007
Recommended By
Average Price
Average Rating
100% of reviewers
None indicated
None indicated
Metabolizable Energy:
368 kcal/cup
Chicken Meal, Ground Brown Rice, Ground White Rice, Oatmeal, Chicken Fat (Preserved With Natural Mixed Tocopherols), Anchovy & Sardine Meals, Pork Meal, Dried Beet Pulp, Dried Egg Product, Flaxseed, Tomato Pomace, Carrots, Peas, Sun-Cured Alfalfa, Salt, Potassium Chloride, Quinoa (Organic), Blueberries, Apples, Inulin, L-Carnitine, Beta-Carotene, Taurine, Cranberries, Dehydrated Kelp, Glucosamine Hydrochloride, Yucca Schidigera Extract, DL-Methionine, Vitamin A Acetate, Vitamin D3 Supplement, Vitamin E Supplement, Riboflavin Supplement, Vitamin B12 Supplement, d-Pantothenic Acid, Niacin Supplement, Choline Chloride, Pyridoxine Hydrochloride, Thiamine Mononitrate, Folic Acid, Ascorbic Acid, Biotin, Lecithin, Rosemary Extract, Inositol, Polysaccharide Complexes of Zinc, Iron, Manganese, Copper and Cobalt, Potassium Iodate, Sodium Selenite, Lactobacillus acidophilus Lactobacillus casei, Enterococcus faecium, B. subtillus, Bacillus licheniformis, Bacillus coagulins, Aspergillus oryzae, and Aspergillus niger.
Guaranteed Analysis:
Crude Protein min 26%
Crude Fat min 10%
Crude Fiber max 3.5%
Moisture max 10%
Calcium min 1.0%
Phosphorus min 0.7%
Vitamin A min 22,000 IU/kg.
Vitamin E min 165 IU/kg.
**Ascorbic Acid min 30 mg/kg.
**Omega 6 Fatty Acids min 2.6%
**Omega 3 Fatty Acids min 0.5%
**Beta-Carotene min 5.0 mg/kg.
**L-Carnitine min 150 mg/kg
**Taurine min 0.11%
**Glucosamine Hydrochloride min 82 mg/cup
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Registered: October 2005
Posts: 3953
Review Date:
Thu December 27, 2007
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First ingredient is a named meat product
Insufficient meat content, some fillers
The first, sixth and seventh ingredients in this food are named meat products, each in meal form. The latter two are too far down the ingredient list to make a substantial contribution to the overall meat content of the food.
The second - fourth ingredients are all grains, suggesting a grain-heavy food. It is likely that if the two forms of rice listed were not 'split' that rice would, in fact, be revealed as the primary ingredient in the food. Rice and oatmeal are decent quality grains and good carbohydrate sources, however canines should be fed diets based on meat rather than grains.
Beet pulp is filler and a controversial ingredient it is a by-product, being dried residue from sugar beets which has been cleaned and extracted in the process of manufacturing sugar. It is a controversial ingredient in dog food, claimed by some manufacturers to be a good source of fibre, and derided by others as an ingredient added to slow down the transition of rancid animal fats and causing stress to kidney and liver in the process. We note that beet pulp is an ingredient that commonly causes problems for dogs, including allergies and ear infections, and prefer not to see it used in dog food. There are less controversial products around if additional fibre is required.Tomato pomace is also filler. We would prefer to see the use of whole eggs rather than dried egg product in the food.
The food does contain a range of fruits/vegetables and a good range of probiotics.
Overall, we are reasonably satisfied with the quality of this product, but would prefer to see more meat in the food. Despite the use of controversial fillers like beet pulp, these occur fairly far down the ingredient list and preceding ingredients have been good ones.
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first, open a new window to this address:
Now, before you take a look see at the pic on there for me. . .I'd like you to imagine that you're coming back to your Florida home after a Long day at work. The drive itself isn't difficult and thankfully you know a lot of back roads so the road is delightfully free of traffic.
With about ten minutes left in your trek home, you notice a shooting star moving parralel to you. You know it isn't a star at all, that it's a meteor, crashing to earth, but still you call it a star. So, Feeling the inner child within rushing to the surface, you immediately begin to chant that time old poem:
Star light, Star Bright, First star I see tonight, Wish I may, Wish I might, Grant the wish I wish tonight.
Before you get the chance to make your wish, you begin to notice that the shooting star you saw, is still there, not only that, it seems to be coming closer.
Knowing that you're on a back road, you, the good driver that you are. . .keep your eyes glued to where you're headed, but every time you look to your right, you see that star seeming to come closer and closer. . .in fact, at one point you begin to notice a second star just behind the first.
At this point you're beginning to justify panicing. . .As you keep your hands on the wheel and your eyes on the road, you fight off the images of one of those two meteors hitting your vehicle.
Just as you think you've got yourself calmed down, you notice that the first meteor has left the view of your rear mirror. . .
*Thu-Thunk* you hear someTHING hit the roof of your car. . .out of fear, you punch the gas. . .That's when you see a foot, struggling to stand up it's body. . .sweeping itself across the rear window. . .not a human foot, but definately SOMETHINGS foot. You've also noticed that the second star has disapeared from the view your rear mirror gives you.
Partially from your fear, partially because you're the kind of girl that fights back, you swerve the car left and right, attempting to shake whatever has landed on your roof off. It doesn't work. . .whatever is up there has an extremely good grip.
*Pncht-* You look to your right and see why you can't shake the creature on your roof. . .what looks to be hand with five large articulated claws has just punched it's way through the roof of your car and now seems to be intent on tearing it's way in. . .
Just as you're about ready to scream, you notice something standing right in your lane. . .no, not something, someone. You immediately hit the break and attempt to swerve the car out of the way but you know you're not going to be able to pull out of the way as you feel the traction give and you begin to spin violently out of control. You look away, as you do, you see the person in the middle of the road leap into the air.
A split second later feels like an hour to you as you see the man fly out of view, you immediately see the claw hand reaching in your car be ripped back out as though the force of your spinning was too much for it to hang on any longer. . .with nothing in your way and nothing on you. . .you pull your car out of the spin, finally coming to a stop on the side of the road. . .
When you put your hazard lights on and step out of your car, you already don't know what to expect as you run from your car down the road looking to see what you did/didn't hit.
What you find is the person still standing in the road. . .He turns to you (you may now look at the pic if you haven't already.) and smiles brightly, as though nothing of what just happened matters because he sees you. . .or. . .because he's an idiot.
at his feet you see remnants of your attacker. . .whoever this person is, he's obviously just saved your life.
So now that you've read this, and you've seen you're mysterious hero. . .please answer the questions (You can too Alice.) below and reply them, or email them to email@example.com
1. What do you do? What's your initial reaction to your mysterious protector?
2. If you had a minute to check him out, what do you think of him? Hot or not?
3. It's fairly obvious that your new friend here speaks little to No english. But it's also obvious that he wants to talk with you. . .what would you do to help him?
4. Once he could talk, what would you like to ask him?
5. What kind of car are you driving? (Money being NO object.)
ok I hope to hear from you soon.


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Canon Celebrates 10 Consecutive Years as #1 in Global Market Share for dSLR CamerasCanon has just announced that their EOS line of dSLR cameras has been holding the No. 1 share worldwide, in terms of volume, for the past 10 years (2003 - 2013). This is an impressive accomplishment, and they know it. One of the notable cameras that helped them achieve this was the original Canon EOS Digital Rebel (aka the EOS 300D or Kiss Digital in the UK), which shocked the world in 2003 with its affordable price tag of just $999 - with the kit lens. From here, Canon has continued to dominate the dSLR category.
Related articles:
You can read more about this announcement in the official press release below.
MELVILLE, N.Y., April 22, 2013 - Canon Inc., today announced that the company's EOS line of interchangeable-lens digital cameras (Digital SLR and compact-system cameras) have consistently maintained the No. 1 share worldwide in terms of volume within the interchangeable-lens digital camera market for the 10-year period from 2003 to 2012.*1
In addition to interchangeable lenses, Canon also develops its own key components - the CMOS image sensors and image processors - employed in the company's interchangeable-lens cameras, incorporating the most advanced of these technologies in its flagship EOS-1D series. By applying these technologies to other models as well, Canon has successfully created a powerful product lineup that effectively responds to the needs of a wide range of users, from professionals to entry-level users, which has enabled the company to maintain the top global share.
In 2003, the dawn of Digital SLR cameras, Canon introduced its breakthrough EOS Digital Rebel, a compact and lightweight user-friendly camera that set the stage for growth in the Digital SLR market while, at the same time, captured the top share of the global market. Since that time, Canon, in the company's ongoing pursuit of high image quality, has launched a number of models targeting advanced-amateur users that offer among the highest levels of performance for their class, including the EOS 5D series, which paved the way for Digital SLR video recording.
In 2012, Canon celebrated the 25th anniversary of the introduction of the EOS camera system and marked its 10th consecutive year as the market's world leader. During the year, Canon launched the compact-system EOS M, aimed at expanding the company's entry-level user base, along with the EOS 6D, the world's smallest and lightest*2 Digital SLR camera equipped with a 35mm full-frame CMOS sensor, which contributed to the growth of the advanced-amateur user segment.
This year, Canon introduced the EOS Rebel SL1, the world's smallest and lightest*2 Digital SLR camera equipped with an APS-C-size sensor, bolstering its product lineup with a model befitting the industry's top brand while targeting its 11th straight year as the world's market leader.
With a history of producing cameras that dates back to the company's founding in 1937, Canon will continue refining its diverse imaging technologies based on its core optical technologies, striving to produce exceptional and reliable lenses and cameras that cater to the varying needs of photographers--from first-time users to advanced amateurs and professionals--while contributing to expanding the photographic and video imaging culture.
*1 Based on a survey by Canon.
*2 As of March 1, 2013, based on a Canon survey.
About Canon U.S.A., Inc.
Canon U.S.A., Inc., is a leading provider of consumer, business-to-business, and industrial digital imaging solutions. With approximately $40 billion in global revenue, its parent company, Canon Inc. (NYSE:CAJ), ranks third overall in U.S. patents registered in 2012† and is one of Fortune Magazine's World's Most Admired Companies in 2013. In 2012, Canon U.S.A. received the PCMag.com Readers' Choice Award for Service and Reliability in the digital camera and printer categories for the ninth consecutive year, and for camcorders for the past two years. Canon U.S.A. is committed to the highest level of customer satisfaction and loyalty, providing 100 percent U.S.-based consumer service and support for all of the products it distributes. Canon U.S.A. is dedicated to its Kyosei philosophy of social and environmental responsibility. To keep apprised of the latest news from Canon U.S.A., sign up for the Company's RSS news feed by visitingwww.usa.canon.com/rss.


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Ohr Kodesh Congregation in Chevy Chase is celebrating the 25 years of Rabbi Lyle Fishman. To commemorate this milestone the synangogue launched "Pledge 25" asking each member the pledge 25 of Jewish learning or activity during the next year. I was asked to do a Jewish baking class and we did two classes. During the first class, we had about 16 people and baked challah and babka. Everyone made their own mini babkas to take home. I enjoyed watching several people 80 plus rolling out their babkas!
Yesterday we made rugelach and doughnuts for chanukah. I presented them with what I call the rugelach filling buffet: several jams, nuts, dried fruit, coconut, etc. with which to fill their rugelach rolls. The doughnuts were way too good. During the class I demonstrated how to make the dough that I cooked after everyone left. We ended up with about 30 doughnuts sitting around the kitchen that had to be eaten within 24 hours, or they get stale, PLUS I knew I had to make a fresh batch Friday for Chanukah. I keep hoping to get tired of eating them but that hasn't happened yet. Happy Chanukah!
Thursday, December 10, 2009
Pledge 25 Jewish Baking Class
Posted by Paula Shoyer at 11:31 AM No comments:
Friendship Circle
The Chabad Lubavitch organization has a national program called "Friendship Circle" that matches up teens to special needs kids and does different projects with them. I ran two cooking programs for the group during November as part of their Cooking Circle program. On the first day, we made chicken matzoh ball soup, a chopped salad with creamy dijon dressing and an easy fruit tart. The second day we made cheese borekas, pizzas and the kids assembled and decorated their own layer cakes. I learned from working with special needs kids at Camp Ramah last summer that this group LOVES cake decorating. I gave them stacks of vanilla cake slices, bowls of icing and pastry bags with several icing colors and let them do what they want. Many adults are afraid of pastry bags, but not these kids. Although the result was more icing than cake, the kids had fun designing their cakes and squeezing the icing out of the bags. The helpers, including my daughter Emily, had a great time too.
Posted by Paula Shoyer at 11:09 AM No comments:
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INDIANAPOLIS -- Children with asthma can benefit from aerobic training and improve their cardiopulmonary fitness while decreasing the use of inhalers, according to a study published in Medicine & Science in Sports & Exercise.
The study observed 38 children with moderate-to-severe asthma who were randomly assigned to either a trained group or a control group. Exercise-performance and exercise-induced asthma were studied 16 weeks apart, and the daily doses of inhaled steroids were monitored and recorded as well.
Results showed that children with moderate to severe asthma had major improvements in their aerobic capacity, and their level of exercise-induced asthma decreased after the program's completion. The doses of inhaled steroids decreased in the children in the trained group by 52 percent but remained unchanged in the control group.


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ES6 & ES7 supportV8 5.2 contains support for ECMAScript 6 (aka ES2015) and ECMAScript 7 (aka ES2016).
Exponentiation operatorThis release contains support for the ES7 exponentiation operator, an infix notation to replace Math.pow.
let n = 3**3; // n == 27
n **= 2; // n == 729
Evolving specFor more information on the complexities behind support for evolving specifications and continued standards discussion around web compatibility bugs and tail calls, see the V8 blog post ES6, ES7, and beyond.
PerformanceV8 5.2 contains further optimizations to improve the performance of JavaScript built-ins, including improvements for Array operations like the isArray method, the in operator, and Function.prototype.bind. This is part of ongoing work to speed up built-ins based on new analysis of runtime call statistics on popular web pages. For more information, see the V8 Google I/O 2016 talk and look for an upcoming blog post on performance optimizations gleaned from real-world websites.
V8 APIPlease check out our summary of API changes. This document gets regularly updated a few weeks after each major release.
Developers with an active V8 checkout can use 'git checkout -b 5.2 -t branch-heads/5.2' to experiment with the new features in V8 5.2. Alternatively you can subscribe to Chrome's Beta channel and try the new features out yourself soon.
Posted by the V8 team


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Cars.com Names Top 10 Tailgaters
It's already late summer, and increasingly your day revolves around trolling sports websites for the latest news on training camps, preseason college football power rankings, alma-mater rivalries and so on. Alabama or LSU? Steelers or Ravens?
The season of pigskin bliss is upon us, and the truly serious fans have tickets, and many of those serious ticket holders tailgate. Which brings us to Cars.com's annual Top 10 Tailgaters — our top picks for cars to hit the stadium lots and pregame 'til the brats run out.
As always, please tailgate responsibly, and check out our list below.
The Best Tailgater: 2013 Ram 1500
Thanks to a host of tailgate-friendly updates, the tough-looking Ram 1500 is this year's winner. A new, available air suspension for 2013 allows owners to conquer those off-pavement tailgates and then lower their truck to parking height for easier access to the bed and its contents. Speaking of which, the Ram 1500's optional RamBox cargo management system keeps getting better. It has covered, weatherproof bedside containers that Chrysler says can store up to 280 12-ounce cans plus ice. Because they line the bed, those mobile coolers allow your friends to start the revelry while you unload your grill, which the Ram's adjustable tie-down cleats and bed divider (both included with the RamBox Package) should help keep secure en route to the game. During the tailgate party, the Ram 1500's available Uconnect WiFi — new for 2013 and a reasonable $10 for single-day access — allows your crew to set their fantasy football lineups via a private internet network accessible within 150 feet of the truck. Anyone who's tried to fight 60,000 fans for a smartphone signal will thank you for that. When kickoff approaches, those RamBox containers have handy drain plugs, and they lock by key-fob remote (another addition for 2013) to keep any away-team fans from declaring Miller time at your expense.
2014 Chevrolet Suburban
For those who need to haul the most passengers and gear, the Suburban can't be beat. The tried-and-true SUV styling will earn respect from nearby tailgaters for good reason. With an available front bench seat, this SUV can accommodate up to nine fans plus a minivan-beating 45.8 cubic feet of grills, coolers and chairs behind the third row. That's about as much as a Ford Focus hatchback can swallow with its rear seats down. Get the Suburban with four-wheel drive, and its 9.2 inches of ground clearance should keep those parking blocks from clocking a bumper.
2013 Chrysler Town & Country
Yes, minivans are something of a pregame embarrassment — the automotive equivalent to the Seahawks' new death-by-Nike uniforms. But get beyond that, and they rule. Take the Town & Country, which boasts impressive cargo room and powered rear tailgate seats. What's more, Chrysler claims a segment-exclusive rear entertainment setup: two flip-down screens viewable from behind the open liftgate with separate programmability plus Blu-ray, HDMI and USB ports. That means you can play Madden, watch "Rudy" in high-definition or stream pregame coverage off a smartphone and the Town & Country's available Uconnect WiFi.
2014 Honda Odyssey
The Odyssey has all the minivan goods: a best-in-class 93.1 cubic feet of cargo room behind the second row, plus a widescreen entertainment screen visible from behind an open tailgate with HDMI inputs and separate left/right programming. New for 2014 is the Odyssey's available HondaVac system, whose powerful ShopVac makes cleaning up those mashed-in corn chips a breeze. We tested it at the 2013 New York International Auto Show, and we can assure you it sucks like most of the AFC West.
2013 Honda Ridgeline
A perennial tailgating choice, the Ridgeline returns for 2013 thanks to its in-bed trunk, whose drainable 8.5 cubic feet ensures that you can leave the cooler at home. Fold the crew cab's backseat cushions up and you get enough vertical storage to fit a small grill. New for 2013, a standard rearview camera (available last year in the topmost trim only) should help you back into those tight tailgate spots.
Honorable Mentions
2014 Ford Flex
The Flex boasts a decent 20 cubic feet of space behind the third row, so an efficient packer could cram a small grill and coolers behind as many as seven fans. (An efficient Packer, by contrast, would do all that and find extra space to cram in a foam cheese head.) Unlike many three-row SUVs, the Flex's third row fits adults in reasonable comfort. Pull up to the game, and that third row converts to a rear-facing tailgate seat.
2014 GMC Acadia
If you hate minivans but love their utility, the three-row Acadia boasts a vanlike 24.1 cubic feet of tailgate-ready storage in back. It also has available cargo-area stereo controls, which means you can plug (and charge) your iPhone up front while manning the playlist out back. Sure, Bluetooth streaming audio enables the same thing, but it's also a quick route to a dead battery — a problem when you want to text your buddies at home after that fourth-quarter comeback.
2013 Honda Fit
A repeat, if unlikely, candidate, the Fit's small size hides some surprising cargo room: 20.6 cubic feet behind the rear seats and nearly 60 cubic feet if you fold them down. Honda's second-row Magic Seat has cushions that flip up, which leaves a high enough storage area to throw in a small grill. The hatchback's maneuverability can help away fans can slip out unnoticed, which might be for the best, given certain rivalries. It also has the best mileage in this group, so you can save money for other needs.
2014 Subaru Forester
The redesigned Forester preserves its nameplate's excellent visibility with tall windows and narrow pillars. For a small SUV with standard all-wheel drive and good cargo room (31.5 to 34.4 cubic feet behind the backseat, depending on trim), the Subie has sightlines that should keep nearby tailgates well within view. The big win? Up-level models have a removable cargo tray in back, which helps a lot with post-partying cleanup.
2013 Toyota Sienna
There's a common thread here. Minivans are the Southeastern Conference of tailgating vehicles. The Sienna stands out for one thing, and that's cargo room. We're talking a gargantuan 150 cubic feet with the third row stowed and the second row removed. That's better than any other minivan or SUV. If you tailgate near public transit, tell your tailgaters to meet you there — and load up for the ultimate asphalt party.
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U.S. Debt, Deficit, Economy and Financial NO SPIN ZoneEconomics / US Debt Mar 30, 2012 - 02:29 AM GMT
As leviathan government, Central Bankers and the welfare states battle Mother Nature and Darwin, the stakes for the global banksters and elites could not be higher. Governments in the US and Europe are striving to place debt and legal shackles on those they pretend to serve and working for the interests of banksters, power-hungry public servants and entrenched government bureaucrats against that of their own constituents.
Welfare states on both sides of the Atlantic are creating legions of government dependents to justify their TAKINGS of the private sector. Having already spent the money they have collected and borrowed since Bretton Woods II, credit markets are REJECTING their requests for further lending. New sources of REVENUES must be found since they have effectively DESTROYED wealth and income creation in their economies. So it's off to the printing press and PROGRESSIVE, rubber-stamp legislatures they go.
Using FEAR, FORCE and runaway legislation/regulation to achieve their goals of domination, unaccountable socialists in Washington and Brussels are working overtime with their mainstream media to dupe and subjugate their constituents. The public misunderstands socialism. They think socialism is the government transferring wealth from the rich to the poor. NO, it is the transfer of wealth from the poor and confiscating the fruits of the private sector for government to spread as thin gruel for all. It is misery spread widely for all.
The Jaws of DEATH spell doom for the dollar over the long term. This is the mother and father of dozens of BLACK SWANS throughout the financial systems of the world. What are the Jaws of Death you ask? Take a look:
See that YAWNING gap on the right side of that chart? That is the Jaws of DEATH. It is signaling the UNFOLDING demise of the US dollar and ultimately the financial systems of the WORLD. Keep in mind this DOES NOT include the Social Security holiday, the extension of unemployment insurance or the theft of Social Security, Medicare or Highway Trust funds which would add another 5% to the GAP. This is the demise of the world's financial systems on the HORIZON.
In a fiat currency world everything is a DERIVATIVE of the dollar. Why? Because between 60 and 70% of most of the major central banks' RESERVES are dollar denominated. They and US treasuries are the FOUNDATIONS of the world's major currencies. When they become worthless the foundations of all the major central banks will COLLAPSE. It is inevitable. It has happened to every fiat currency in HISTORY, and this time will be NO DIFFERENT.
Just how much more in new obligations to pay runaway entitlement spending can US citizens ABSORB? Let's take a look at this SHOCKING table showing how much is already absorbed by each citizen:
My guess, not much more. Of course this does not include STATE and Municipal debt, but that is a debacle yet to come. But the plans have been hatched to tie them up in more un-payable debt and lash them to the debt to pay bankster creditors . In the first two months of 2012 US banks bought more treasury securities than all last year COMBINED. In other words, these are injections of un-payable TOXIC promises into the US financial system to spend on CONSUMPTION!
Currently the United States is BORROWING more than 41 cents of every dollar they spend. The deficit in February was the worst in HISTORY at $231 BILLION plus, and the trade deficit exploded to $50 billion plus. That's $281 billion in RED INK in 1 month. Take a look at this MONTHLY deficit chart (courtesy of www.zerohedge.com ) and look at the beginning of the Ob@ma Administration and its uber-corrupt socialist supermajority in congress:
Monthly surpluses have become EXTINCT under the current administration and CONGRESS. When was the last year the US or European governments ran a SURPLUS? Don't say Clinton; that surplus did not include the money borrowed from Social Security and Medicare. How can the US and European governments pay any previous borrowing when they NEVER take in more than they spend? I would say anyone doing this may be criminally insane. This is a recipe for a COLLAPSE.... And Bernanke says things are on the mend. He hints at no more Quantitative Easing. HA HA. What is he thinking? He is trying to keep a straight face as he FOOLS the useful idiots into believing his paper money will hold its value.
The biggest OBSCENITY is that the deficit spending is counted as GROWTH in the GDP numbers. The US is currently running a 9% deficit (the latest $150 billion Social Security suspension and unemployment extensions are not shown). This is the BLACK SWAN of the MORAL and FISCAL Bankruptcy of the US federal government WRIT LARGE.
FEBRUARY was the BIGGEST DEFICIT month EVER. Keep in mind this is a government that has operated WITHOUT A BUDGET since the chosen one was elected, with a legislature which REFUSES to cut spending or the rate of growth in spending. A government which has NEVER paid off a dime of principle in 50 year, only rolled the notes and BORROWED more. When will the global holders of dollars and treasuries WAKE UP? Do you really think you can store wealth in the IOU's (Junk Bonds) of this borrower? Those are the questions. Now let's look at how many promises to pay are on the HORIZON for the world's biggest debtor and the foundations of the world financial system:
The US is hemorrhaging cash. Why hasn't it crashed already? Because the United States Dollar is the only currency in the world in which the shorts and the longs do not want it to move. The shorts are the groups printing it endlessly -- The US government, banksters and the Federal Reserve. This is runaway confiscation of wealth. The longs are those trying to STORE WEALTH IN IT, which is a fool's errand. Keep in mind the Fed hinted that QEIII is off the table. HA HA. It is an April fool's joke. And YOU are the FOOL! IT IS ONLY A MATTER OF TIME. PERIOD.
These numbers DO NOT include mortgage giants Fannie and Freddie or the guarantees on student debt which topped $1 trillion TODAY -- new graduates are debt slaves to the government; 27% are in functional default, the 2005 bankruptcy reform prohibits discharge through bankruptcy and there are no jobs to pay it back due to government policies.
Governments here and in the Euro zone (The EFSF - European Financial Security Fund, European Development Bank, etc.) ALWAYS issue guarantees with the idea they will never have to PAY. These are endless obligations Of MORALLY and FISCALLY bankrupt public servants and their governments. When the bill come due it is the duty of the private sector and public at large to pay. Ask the Greeks how that works? It's coming to you...
The SQUANDERING of WEALTH and CAPITAL is BREATHTAKING in its immensity throughout the developed world. In no place is capital investment taking place except in windmills and solar power. All capital is going to CONSUMPTION, not self-liquidating capital investments. Rewards that go to the savers and private sectors for virtuous behavior, job creation and wealth creation are PUNISHED. So there will be LESS of it. Would someone please show me where government spending is going into something PRODUCTIVE and produces more than it costs?
We are at the Von Havenstein moment: it is easier to PRINT the money rather than curtail the benefits. Von Havenstein was the central banker to the Weimar republic. HA!
The other currencies that central banks hold as RESERVES: Yen, UK Pounds, Euros, Aussie Dollars and Swiss Francs are all hopelessly in debt, have little or no REAL growth in income and wealth generation and have debts which are compounding at 4 to 8% annually. These are called a debt spirals and all the world's major economies are hopelessly caught in them. These economies DO NOT GROW! How are they going to pay for new borrowing and maturing debt?
The truth is they never planned on paying maturing debt, only rolling it over. They declared their debt risk free and believed their own lies. If sovereign debt was marked to market, then these financial systems would be INSTANTLY INSOLVENT. The structure of the Long Term Financing Operations (LTRO) guarantee's the smart money will exit while the getting is good, as now EVERYBODY is subordinated to the European Central Bank (ECB) and the sovereign central bank holders! Mayhem dead ahead?
Now let's look at the winds of deflation versus inflation as they Wind Sheer each other. First let's look at the velocity of money and its CRASH, signifying how terrorized the private sector has become of the unpredictability of developed-world governments and the lack of capital opportunities that can PAY OFF after taxes and runaway regulations:
Don't forget the ZOMBIE banks that are unwilling to lend except to governments (which they still think is risk free). The money keeps piling up, because if velocity does not pick up, the FED must keep printing to fill the hole caused by the lack of monetary blood flow. Just as FEAR has caused the collapse, FEAR will cause it to turn up at some point, fear of money printing and uncontrolled socialism. Look at these mountains of worthless paper money PILING up (courtesy of www.zerohedge.com ):
That is $2.2 trillion of purchasing power subtracted from bank accounts around the world. It's as simple as the Principle of Double-Entry Bookkeeping. That is a domestic measure now let's looks at some INTERNATIONAL numbers:
These small illustrations MASSIVELY understate the amount of worthless, paper IOU's, aka money, that are sitting in banks around the world. When will these PILES of cash turn in fright from the printing press? At that point VELOCITY will turn viscously HIGHER and the LOSS of purchasing power will go exponential as it FLIES off the sidelines seeking shelter. Are you waiting for this? Do you think it might be INFLATIONARY? The velocity of money is a testament to the amount of FEAR of the policies of government past and present, public servants and inferior financial products (guaranteed to return less than you deposited) of the big brokers and banks.
UNFORTUNATELY most people don't know they are holding IOU's rather than REAL money. Dodd Frank is KILLING the nimble competitors who actually provide a REAL return and it is LEGISLATING you into the poor offerings of the banksters, whose offerings have NO chance of making a REAL return after inflation! DO YOU STORE YOUR WEALTH IN THESE RISK-FREE investments?
US Bonds have given SELL signals on the weekly and monthly charts (German Bunds and UK Gilts have as well and they echo the chart below). Make no mistake, CREDIT is expanding and so is the US economy; without it GROWTH disappears. Take a look at this MONTHLY chart of the 10-year Note (trend lines back to the 80's), a decline to the lower trend line leaves the multi-decade BULL market INTACT. Notice the mini violations going back years? That is where the interventions were taking place by the central banks. Just how powerful will the intervention have to be to counter this UNFOLDING LONG-TERM pullback? Bigger than EVER.
Notice the active MONTHLY SELL signals on the slow stochastics and MACD indicators at the bottom of the chart? Just returning to the lower channel of the long-term trend line will be ENORMOUS pain (LOSSES) for most BOND investors because all other rates (investment grade and junk) KEY off this BENCHMARK. In a search for yield and safety, DESPERATE investors are LOADED with bonds and in at the TOP! Just when will the 30 year bull market in bonds end? SOON...A quick look at Euro zone Bond Market Credit Default Swaps over the last three years is one of a crash in creditworthiness, check out
this chart courtesy of www.bloomberg.com and www.gordontlong.com:
YEARS: One, two and three, CAN you say DOMINOES? Do you store your wealth in the bonds of these countries? INSOLVENCY will ULTIMATELY engulf them all. None have the printing press and Germany has guaranteed it all. She will fall as well. NONE of these countries GROW or create wealth in real terms except Germany. She is the definition of Austrian wealth creation. The NEW Stability and Growth Pact has ALREADY FAILED as Spain has already broken its promises. Portugal and Spain are on their Sovereign, economic and financial system DEATH BEDS. Their CDS's have rallied VERY LITTLE. In fact the next wave (domino) of insolvency is at the doorstep, look at Spanish CDS's TODAY:
Uh oh, Spanish CDS's are back on the rise and why not. It appears the European financial crisis is going to leap frog Portugal and go directly at Spain. If properly MEASURED, it is in a deflationary depression with NO ESCAPE if they stay in the EURO. When it comes to OVERLEVERAGED banking systems and economies, BLOWOUTS in interest rate spreads equal BLOW UPS.
Crashes loom as the short end of the US Treasury Market is being abandoned and primary dealers CHOKE on inventory. When will the long end suffer the same fate? China and Russia HAVE ALREADY left the playing field.
Currently, Euro zone credit markets have been rallying due to long-term repo operations from the ECB. Of course the bond markets at some point must return more in real terms than real inflation, which is currently approximately 10.5% as calculated by John Williams of www.shadowstats.com (I love this site, you should subscribe to get top-quality economic statistics FREE of the ministry of truth and political correctness):
The difference between your yield on your paper currencies or bonds and this inflation measure is your real gain or loss. A US ten-year note yields approximately 2.3% today, inflation is over 10% so your real return is a negative 7.3%. Using the rule of 72, the purchasing power of the ten-year note will be CUT IN HALF when they return your money to you.
This is FINANCIAL REPRESSION. The rest of your purchasing power was transferred to those culprits. This is a RISK-FREE investment according to government and the banksters. You decide if that is true or a government illusion. It is the soft default of the printing press. They are inflating their debts away to fund the welfare state along the way.
The stock market is breaking out from a yearlong trading range and may be at new highs but has reached this level only God knows how; the volume has disappeared since last October and the PUBLIC has continued to BAIL out of the stock markets. Take a look at this long-term chart courtesy of my friend, Garrett Jones:
If that is not a top it is close to it; manipulators could send it higher but only a fool would buy here. Most internal measures, especially sentiment and volatility, are HORRID. Check out these charts courtesy of Alan Newman's CROSSCURRENTS (http://www.cross-currents.net , I love his work and recommend it highly):
Do you see the excess positive sentiment above? Can you say Mania? Now lets look again at divergence's..
Notice the divergences since the 2010 highs, and look closely when margin debt begins to CONTRACT.
Now let's look at the VIX:
When looking at the VIX just how many rallies begin from these low levels? These Vix studies echo the intensity levels above, all nose bleed positive sentiments. As a contrarian it is buyer beware as seldom is the broad market of investor's right. Now let's look at mutual fund flows versus price action in the S&P 500:
WOW, constant OUTFLOWS for the past two years while price is generally POSITIVE. This is a divergence too great to be explained except one way: PRICE manipulation by banksters working with public servants and central banks. You need to WATCH Charles Biderman of Trimtabs to see some of the inconsistencies under lying this rally.
Lying is the correct word for this rally. Finally the volume over the last several years has FALLEN OFF a CLIFF as the public has withdrawn after being VICTIMIZED by bank and investment-house trading desks who use their enormous resources to MANIPULATE market short term. As we can see below, stocks have risen into a high pole. Are you going to buy those highs with virtually no support activity from the lows?
This is an incredible SHRINKAGE in volume versus price and fund flows; a disaster and the unfolding demise of equity markets under ethically-challenged regulators and the big banks that OWN them!
Short term on the positive side, the advance decline line of the NYSE has recently hit new highs and Lowry's is about to generate a BUY signal. OVERALL it is not pretty... Like I said, the internals are HORRID.
I believe stocks are driven higher by just three things: deploying past and present quantitative easing, low rates driving investors into higher-yielding stocks and HFT (high frequency trading) under the guiding hands of the big banks and 33 Liberty Street, also known as The New York Federal Reserve. The authorities, the big investment houses and banksters are DESPERATE to get the public to buy these MASSIVELY overvalued stocks which YIELD nothing. They are offering FOOL'S gold to YOU.
Do you have investments that PROSPER when STOCKS, currencies and BOMB'S, er.... BONDS go UP or DOWN? OR WILL YOU BE HURT? Absolute Return Alternative Investments with the potential to prosper in up and down markets is what I do. If you wish to explore their potential as diversification of your portfolio CLICK HERE and I will give you a call!
Now take a look at the RED TAPE RISING and why all the money is sitting on the sidelines scared to death and refuses to budge off the sidelines:
This is an illustration of the death of FREEDOM and capitalism and the rise of the centrally-planned economy and totalitarians in Washington. This is what "change you can believe in" means. More MONEY and POWER for the government and less for YOU.
"The Founding Fathers knew a government can't control the economy without controlling people. And they knew when a government sets out to do that, it must use force and coercion to achieve its purpose. So we have come to a time for choosing." ~ Ronald Reagan
The only period when government was rolled back was REAGAN'S administration; he cut regulations by over one third! The rollback of TAXES and regulation created a growing economy until 2000 (see chart below, look what Carter did, then what the current US administration is doing today, Heavy regulation by would be socialist engineers), at which time the economy quit growing just as it had during the 1970's due to over taxation and regulation.
Reagan's prescription for economic growth worked and it is REQUIRED again for it to restart. Ever since 2000, growth has come from a printing press not the private sector. By the way, REAGAN was an AUSTRIAN economic devotee with ties to Hayak and Von Mises. God Bless you Ronnie and may you rest in Peace!
His successful recipe for growth worked decades of magic, but was reviled by progressives because it sparked growth with its incentives to produce and it was freedom from government and its predatory practices. Rolling back taxes, legislation and regulation are acts of giving freedom back to the public; something verboten in today's political climate of desperate welfare states and public servants.
This is forbidden in Washington because progressives inhabit both sides of the aisle. Of course these words ring true. Red tape is now at ALL TIME HIGHS and written by ACADEMICS and BUREAUCRATS with no knowledge or experience of the private sector they are regulating:
Regulations are a form of NATIONALIZATION of the productive sector. They take control of an enterprises through DECLARATION. As government BUREAUCRATS and Socialist academics work their theories and misuse their power to control the public, thousands and thousands of pages of new rules and regulations are slated for creation to implement the Dodd Frank financial reform and Ob@macare legislation. Those bills are nothing less than tax code, transferring control of larger and larger pieces of the economy to POLITICIANS, CRONY CAPITALISTS, ELITES and BANKSTERS.
In closing, the depression has NEVER ended. The GLOBAL FINANCIAL CRISIS has just been papered over with money PRINTED OUT OF THIN AIR WHICH WILL CONTINUE ENDLESSLY as WEALTH PRODUCTION IS DEAD! Calling government spending and borrowing growth is just a Keynesian ILLUSION. WEALTH and INCOME growth have been OUTLAWED by Socialist welfare states, unaccountable bureaucrats in DC and Brussels and their something-for-nothing constituents. Private personal income tax receipts belie the unemployment numbers (www.trimtabs.com ); there is no growth in personal income and jobs except through government manipulation of the numbers and the headlines. Oh, and let's not forget the MAC truck about to HIT the economy known as NEW TAXES set to start in January 2013: Over $300 BILLION plus. Wealth creation's latest NEW HURDLE which the public servants won't mention in an election year.
I believe stocks are FOOL'S gold with you as their fool, they yield NOTHING and in order to profit, another fool has to take your holdings at a higher price. As for bombs, er....bonds the same is true. When the leverage FAILS it will be bombs away. Do you know how to make money in DECLINING markets?
Recent work by Ray Dalio of Bridgewater (one of the biggest and most successful hedge funds in the world) puts the total bad debt that needs to be purged thru default or inflation (printing money out of thin air) at $20 to 25 TRILLION dollars. This is the accurate number at minimum as he is looking at existing debt. He did not include unfunded entitlements and guarantees on debt (such as student loans, Social Security, Fannie Mae and Freddie Mac, etc.) which are not included in the total. THERE IS NO AVOIDING THIS. Income and wealth creation are DEAD in the developed world if properly measured in REAL terms. Nominally, the Keynesian illusions of GROWTH still exist.
Authors note: This is the greatest opportunity in HISTORY. Volatility is OPPORTUNITY for the prepared investor. As markets price in REALITY rather than Keynesian ILLUSIONS they will move higher and lower. Diversifying your portfolio into Absolute-Return Alternative Investments which have the potential to thrive in up down and sideways markets and can stop the loss of purchasing power by the printing press should be considered. This is what I do, if you have an interest CLICK HERE and I will personally give you a call.
Where's the money coming from to PAY FOR Social Security, Medicare, Medicaid, unfunded federal, state and municipal pensions, collapsing shadow banking? Bankruptcy looms for multiple states where corrupt, progressive public servants have destroyed the economic well-being of their residents and the rewards for PRIVATE sector wealth creation. They are handing their futures to crony capitalists and public sector unions. California, Michigan, Illinois and New York (just to name a few) face brutal restructurings and are operating in functional insolvency.
California's collapse will be SPECTACULARLY breathtaking when it arrives. It is 11% of national GDP but has 1/3rd of all welfare recipients (whose consumption is counted as production in GDP reporting -- obscene and absurd), and just like the federal government, California REFUSES to cut spending or torturing the wealth-creating private sector. So people are voting with their feet and moving to friendlier states. Illinois will be similarly BRUTAL.
Helicopter Ben is attempting to challenge the idea that QE III is not in the wings warming up to take flight soon. He also has taken a BIG SHOT at gold, so he is getting nervous -- he has never done this except in short denials that it is MONEY, and unless the insolvencies suddenly disappear nothing could be further from the truth. For the developed world it is as simple as this: INFLATE or DIE. OFF and ON balance sheet obligations are AT LEAST 500% of misstated (overstated) GDP. Approximately $1.5 trillion must be printed to keep up with the debasement in Europe and Japan, and the countries are BROKE so you can bet on it. Financial repression is PUBLIC policy. Do you know how to escape it and thrive? I do. It's called Applied Austrian Economics.
You can expect inflation in everything you use and deflation in everything you own. When properly, honestly measured, there has been NO recovery. The REWARD for producing has been removed and the hassle by voluminous rules and regulations will make sure you can't even try. It's all Austrian. There is no escape from the final denouement, only the zigs and zags in the economy as the welfare states fight their eventual demise. Don't miss the next edition of TedBits, subscriptions are Free at www.traderview.com and we are soon launching the new website: Tedbits.com: Global Macroeconomic Analysis Through the Austrian Lens.
Thank you for reading TedBits. If you enjoyed it...
For greater insight into the philosophy behind Tedbits, have a look at the Tedbits Overview - To help understand our mission in serving you, the Tedbits Overview gives a broad description of what's unfolding globally and what you can expect from Tedbits as a regular reader.
Thank you for reading TedBits. If you enjoyed it...
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By Ty Andros
Copyright © 2012 Ty Andros
Hi, my name is Ty Andros and I would like the chance to show you how to capture the opportunities discussed in this commentary. Click here and I will prepare a complimentary, no-obligation, custom-tailored set of portfolio recommendations designed to specifically meet your investment needs . Thank you. Ty can be reached at: firstname.lastname@example.com or at +1.312.338.7800
Tedbits is authored by Theodore "Ty" Andros , and is registered with TraderView, a registered CTA (Commodity Trading Advisor) and Global Asset Advisors (Introducing Broker). TraderView is a managed futures and alternative investment boutique. Mr. Andros began his commodity career in the early 1980's and became a managed futures specialist beginning in 1985. Mr. Andros duties include marketing, sales, and portfolio selection and monitoring, customer relations and all aspects required in building a successful managed futures and alternative investment brokerage service. Mr. Andros attended the University of San Di ego , and the University of Miami , majoring in Marketing, Economics and Business Administration. He began his career as a broker in 1983, and has worked his way to the creation of TraderView. Mr. Andros is active in Economic analysis and brings this information and analysis to his clients on a regular basis, creating investment portfolios designed to capture these unfolding opportunities as the emerge. Ty prides himself on his personal preparation for the markets as they unfold and his ability to take this information and build professionally managed portfolios. Developing a loyal clientele.
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Thanks to Mom on Dealz for sharing her series, Ask an Accountant! Sharon is married to an experienced accountant. We're heading back into tax season so get your tax questions answered from a professional.
See more Ask an Accountant posts to see if you're tax question has been answered.
It's almost December so I know many of you may be scrambling to get your year end tax information organized.
I have a small business and I was wondering if I pay my taxes based on the income I earn or the income left after I have paid expenses?
You would pay your taxes on the net profit. Net profit is calculated as follows:
Gross Revenues – Cost of Goods Sold (Direct Costs if a service business) – Operating Expenses (advertising, bank fees, rent, subcontractors, etc…) – Depreciation of Fixed Assets = Net Profit. Keep in mind that not all cash outflows are considered expenses. For example, purchase of inventory, sales tax payments, principal payments on loans, payroll withholding payments, loans or distributions to owner/member/shareholders, and personal income tax payments or estimated tax payments are not expenses.
Please keep in mind this post is for informational purposes only and answers given are very general. Do not rely on this column for definite tax answers as many things depend on individual circumstances. Please contact your personal accountant or financial advisor for your particular situation.


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Law enforcement agencies in West Virginia are required by state law to report unclaimed stolen property to the West Virginia State Treasurer's Office on a yearly basis. As a holder of unclaimed stolen property, it is the agency's responsibility to report in accordance with the Uniform Unclaimed Property Act.
The Act established procedures for eliminating unnecessary storage in evidence lockers. It also provides opportunities for agencies to gain revenue by selling property at public sale; appropriate items for use within the agency; trade in firearms to acquire needed weapons or ammunition; or donate items to a non-profit organization.
Electronic reporting is required for all law enforcement agencies. Reports must be filed using the NAUPA II format.
Mail e-holder confirmation with remittance check payable to:
State of West Virginia-WVSTO
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Mail e-holder confirmation with remittance check payable to:
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PO Box 3328
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State of West Virginia-WVSTO
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Unclaimed Property Division
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Law enforcement agencies may request to keep and use unclaimed money for legitimate and authorized law enforcement or educational purposes. Request must be made using form UP-8A-4. The Treasurer will respond to requests on a case-by-case basis.
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On the Bridge
Michelle Alton December 28, 2008I think it's just super cool, Colleen. #1057825
Dominick M. Dimacale December 28, 2008Love the tones, lines and clarity here, Colleen.
Dominick #6949882
Clyde P. Smith December 28, 2008Great capture Colleen. Excellent tones, lines and clarity. #6949924
A P December 28, 2008Awesome driving capture, Colleen. What talent I can't hold the camera steady when holding still. LOLOL #6950028
Melissa G. Meiselman December 28, 2008Incredible shot from inside the car with great linear elements, sharp focus and well converted into black and white, Colleen!! #6950174
Nancy (Peaches) Harker December 28, 2008I hope you were not the one driving LOL!
Tiia Vissak December 28, 2008very cool! #6950604
Mary Beth Aiello December 28, 2008Wow, Colleen. Absolutely amazing and wonderful work. Hope you weren't driving. Outstanding. Love the B&W too. #6950710
William C. Raco December 28, 2008Very good composition, light, details, depth and textures, Colleen #6950747
Colleen Farrell December 28, 2008Thanks so much, everybody! I really appreciate your great comments.
Yes, I was driving--with both hands on the wheel, I held the camera in my teeth and pressed the shutter button with my eyelashes. What a photographer won't do to get the shot! (Don't even try to visualize it--it's as impossible as it sounds, LOL) #6950867
Courtenay Vanderbilt December 28, 2008Fantastic in every way Colleen! The image and the way you took it! #6950966
Pat Gamwell December 28, 2008Don't ya just LOVE it when everything works out so perfectly!!! AWESOME shot, Colleen! #6951296
Beverley Scott December 28, 2008A fantastic image Colleen. I drove over a very similar bridge yesterday and thought how great it would be to capture it but as I was on my own I didn't try. Now I'll know in future - extra mascara to strengthen my eyelashes for the shutter button! #6951357
Colleen Farrell December 28, 2008Thank you so much, Courtenay, Pat and Beverley! #6952033
Deb Koskovich December 29, 2008Wow, I think you did a great job on this, Colleen! Mine would never have come out that sharp and well composed, I can tell you that for sure, LOL. #6952771
Kitty R. Rodehorst-Hanna December 29, 2008INCREDIBLE, Colleen!!!!! :-) k #6954151
Jessica Jenney December 29, 2008You must have very steady hands, Colleen! Terrific tones, symmetry and detail,! Well composed! #6954184
Jennifer L. Alder December 29, 2008Loving this one!!! Great lines and tone, Colleen :) #6954191
Colleen Farrell December 29, 2008Thank you Deb, Kitty, Jessica and Jennifer! #6954409
Renata Gusciora December 29, 2008Incredible perspective and super tones,wonderful shot,Colleen! #6954460
Kumiko Parkinson December 29, 2008Great repetition and symmetrical patterns, tones....made a wonderful image, Colleen! #6954522
Tammy Espino December 29, 2008lol picturing you driving with a camera strap in your mouth! I have a time or two set mine on the steering wheel top and snapped quick! My bad! :)
Laurie Daily December 29, 2008I was going to say don't tell me you you driving!!! Too late for that...you be careful girl!!! Great capture btw...But, I wish someone had taken a pic of you in your creative position! Still unbelievable! #6954933
Colleen Farrell December 29, 2008Thank you so much, Renata, Sabrina, Kumiko, Tammy and Laurie! #6955436
Dianna Murphy December 29, 2008Wow, I think its awesome! #6955850
Mitch Spence January 01, 2009Well, I actually like that slight feeling of blur, of going fast down the highway and across the bridge. Really great lines here. #6967443
Colleen Farrell January 01, 2009Thank you so much for the great comments, Dianna and Mitch! #6969150
Phil Stith January 02, 2009Just a terrific shot, Colleen and the b/w gives it tremendous impact. #6969886
Susan Fox January 02, 2009LOL COlleen! You must have some amazingly strong eyelashes ;-)
Wonderful capture! Looks great in black and white #6971201
Colleen Farrell January 02, 2009Thank you, Phil and Susan! :) #6972139
Judi Morrissey January 02, 2009fantastic capture! #6974213
Colleen Farrell January 03, 2009Thank you, Judi! #6977296
Debra R. Harder January 03, 2009Brilliant POV on this, Colleen. I love the black and white. Your tones are always perfect. You just keep creating more and more masterpieces. Deb #6977330
Colleen Farrell January 03, 2009Thank you so much, Deb! #6977788
Allen Hughes January 04, 2009Another cool shot. Wonderful framing and I love the motion. I'm guessing the Bay Bridge. #6980918
Alex T. Mizuno January 04, 2009Amazing shot Colleen! Can't believe you were going 70mph with your camera in one hand. I can't go more than 55mph even without my camera. I'm a pussy cat driver. LOL! #6982063
Anna M. Halasz January 05, 2009This is great Colleen !!! Fantastic B&W !! Anna #6985867
Colleen Farrell January 06, 2009Thanks so much, Allen, Alex and Anna!
Allen, it's actually the Richmond bridge, going east.
Alex, you know I was kidding about driving while shooting, right? ;) I'm a pretty good driver, but way too clumsy with the camera to do both at once! lol #6992190
Lisa J. Boulden January 06, 2009Boy, is this fantastic!
Colleen Farrell January 06, 2009Thanks so much, Lisa! #6992878
Antonio Amen January 07, 2009Nice picture, I have one just look like this one.
Corinne M. Thompson January 08, 2009Awesome image Colleen! #7000821
Colleen Farrell January 08, 2009Thank you, Antonio and Corinne! #7001848
Carol Teal January 12, 2009Beautiful symmetry and lines Colleen and so artistic in B&W! There is an old bridge similar to this near Tallahassee where we went camping and I wanted to go shoot it. Howeve, when I asked how far it was and they told me an hour, I didn't think we had time, and I was right. Time we got packed and home, it was late New Year's Eve. Now I wish more than ever that we could have made it although there was only me to drive, and I don't think my eyelashes are strong enough to snap the image, although I admit I haven't tried that yet! #7021711
Colleen Farrell January 14, 2009Thanks for your comments, Carol! I know what you mean about lost photo opps! #7029550
Elida Gutierrez January 21, 2009Perfect capture CONGRATULATIONS!!! #7062650
Tammy Espino January 21, 2009Congrats on a great finalist!! :) #7062737
Nancy (Peaches) Harker January 21, 2009WHOOOOOOOOOOOOOO HOOOOOOOOOOOOOOOOO
Nikki McDonald January 21, 2009Amazing shot, Colleen, and I love the b&w conversion. Congratulations and good luck. #7063124
Nikki McDonald January 21, 2009Amazing shot, Colleen, and I love the b&w conversion. Congratulations and good luck. #7063163
Laura L. Gonzales January 21, 2009OUTSTANDING CAPTURE COLLEEN!!!! Congratulations on this perfect Finalist!! Good luck!!! Laura #7063294
Robert Baer January 21, 2009hope you weren't driving. Just kidding. congrats on this wonderful capture colleen. #7063579
Terry L. Ellis January 21, 2009Congratulations, again, Colleen! A fabulous finalist! #7063672
Ken Smith January 21, 2009I like the convergence in this...very nice, Colleeen! #7063780
Leslie McLain January 21, 2009Congrats on your very cool finalist. #7064121
Alex T. Mizuno January 21, 2009I knew you were on the way to win when you were driving on the Richmond Bridge :) Congratulations on your Finalist, Colleen!! #7064224
Monika Sapek January 21, 2009Love the perspective here. Congratulations on your finalist, Colleen!
Daniella Puente January 21, 2009WOW Colleen this is just SUPERB!!! Big congrats :) #7064777
Usman M. Bajwa January 21, 2009Lovely capture and Congratulations on this amazing Finalist.
Bojan Bencic January 21, 2009Congratulations on your finalists, Colleen. #7065647
Allen Hughes January 21, 2009Hey Colleen.... I knew we'd be seeing this again. #7065835
Margaret R. Barry January 21, 2009Congratulations on another fantastic finalist, Colleen! #7065931
Vitor Dias January 22, 2009Congratulations Colleen!
rgs Vitor #7066578
anonymous January 22, 2009Congratulations Colleen on yet another fantastic finalist! B- #7067688
Erin Appelbaum January 22, 2009Awesome finalist Colleen. Peter #7067708
Evy Johansen January 22, 2009Congratulations again, Colleen!! Wonderful finalist! #7067789
Courtenay Vanderbilt January 22, 2009CONGRATULATIONS Colleen! You're on a roll! #7067936
Colleen Farrell January 22, 2009Thank you so much, everybody! I really appreciate your wonderful comments and congrats! #7067989
Datha Y. Thompson January 22, 2009Perfection!!! CONGRATULATIONS Again :0) #7068148
ALLEN O. HOWARD January 22, 2009A fantastic capture and conversion, Colleen! A big congratulations!!! #7068339
Sam Britt January 22, 2009Congratulations - terrific finalist, Colleen! #7068477
MELODIE C. ROBERTS January 22, 2009This is Terrific Colleen!!!!
Mitch Spence January 22, 2009Love this shot, Colleen. Congratulations. #7068593
Tiia Vissak January 22, 2009Congratulations! #7068617
Agnes Fegan January 22, 2009Congratulations Colleen! #7068657
Stefania Barbier January 22, 2009ANOTHER GORGEOUS FINALIST, CONGRATS AGAIN!!! #7068814
Phil Stith January 22, 2009Great job, Colleen! #7069612
Patrick Rouzes January 22, 2009CONGRATULATIONS again, COLLEEN!!! WTG,my friend!!! #7069637
Laurie Daily January 22, 2009So glad to see this one again...you and your shooting in the car shots!!! A HuGe congratulations to you on your finalist, Colleen!
Teresa A. Burnett January 22, 2009Huge congratulations on this wonderful finalits, Colleen!! #7069881
Renee Doyle January 22, 2009Big congratulations on this wonderful finalist Colleen! #7070358
Colleen Farrell January 22, 2009Thank you so much, everybody! #7070954
Sharon Sawyer January 22, 2009WTGG!!! Congratulations on this very cool finalist, Colleen!!! All the best in the next round. #7071538
Beverley Scott January 23, 2009Huge congratulations on all your finalists, Colleen!!! (But this is my favourite) #7072047
Debra R. Harder January 23, 2009I knew we'd see this brilliant image again, Colleen!! Congratulations again on another OUTSTANDING finalist! Deb #7072721
Dianna Murphy January 23, 2009Congratulations on your fabulous image! #7076076
frank w. degenhardt January 24, 2009Colleen- Stunning on the fly photo work with amazing results that put you in the Finalist group. WTG. Congratulations. #7078986
Linda Blair January 24, 2009Another awesome image....congratulations!!! #7080854
Jeana Clark January 24, 2009
Jennifer L. Taranto January 25, 2009Super HUGE congrats!!! #7083878
Colleen Farrell January 26, 2009Thanks very much, everybody! :D #7092250
Vladan D. Djordjevic January 29, 2009Congratulations on your excellent finalist, Colleen! Terrific perspective, lines and tones. #7102760
Colleen Farrell January 30, 2009Thank you, Vladan! #7106259
Anne McKinnell October 04, 2009Colleen, this is just beautiful. The black and white treatment is fantastic. #8008173
I thought this was a cool sight yesterday.
Shot through the windshield while traveling about 70 mph.
Unfortunately there's motion blur, but I was pleased to get the truck
right in the center of the frame, with an almost perfectly symmetrical design around it--
no cropping or rotating!
Exif: F Number: 8, Exposure Bias Value: 0.00, ExposureTime: 1/400 seconds, Flash: did not fire., ISO: 400, White balance: Manual white balance, FocalLength: 60.00 mm, Model: NIKON D70s
Uploaded on December 28, 2008
Copyright for this gallery photo belongs solely to Colleen Farrell. Images may not be copied, downloaded, or used in any way without the expressed, written permission of the photographer.
Log in to follow or message this photographer or report this photo.


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John J. Wilson, MD, MS Print Friendly PageFaculty, University of Wisconsin School of Medicine and Public Health
John J. Wilson, MD, specializes in primary care sports medicine. Dr. Wilson is board certified in family medicine and fellowship-trained in sports medicine. He is a team physician for the University of Wisconsin Athletic Department. In this role, he provides medical coverage for the Badger men's football and wrestling teams. His special interests include treatment of sports related injuries, tendonitis and arthritis in active individuals.
UW School of Medicine and Public Health
|Department of Orthopedics and Rehab, Sports Medicine
Professional Certifications and Education
|Board Certification
Family Medicine
Sports Medicine
University of Wisconsin Hospital and Clinics, Madison, WI
UW Family Medicine Residency Program, Madison, WI
UW Family Medicine Residency Program, Madison, WI
|Medical School
University of Wisconsin School of Medicine and Public Health (formerly UW Medical School), Madison, WI
|Medical interpreters are available to help patients communicate with hospital and clinic staff. For more information, please contact interpreter services at (608) 262-9000.
Dr. Wilson's current research includes investigation of platelet-rich plasma therapy for treatment of chronic overuse injuries, as well as treatment of degenerative arthritis in active adults.
PubMed Articles
Kijowski R Wilson JJ Liu F
Bicomponent ultrashort echo time T2* analysis for assessment of patients with patellar tendinopathy. J Magn Reson Imaging . 2017 Nov;46(5):1441-1447
[PubMed ID: 28263448]
Grabowski P Wilson J Walker A Enz D Wang S
Multimodal impairment-based physical therapy for the treatment of patients with post-concussion syndrome: A retrospective analysis on safety and feasibility. Phys Ther Sport . 2017 Jan;23:22-30
[PubMed ID: 27665247]
Wilson JJ Lee KS Chamberlain C DeWall R Baer GS Greatens M Kamps N
Intratendinous injections of platelet-rich plasma: feasibility and effect on tendon morphology and mechanics. J Exp Orthop . 2015 Dec;2(1):5
[PubMed ID: 26914873]
Liu F Samsonov A Wilson JJ Blankenbaker DG Block WF Kijowski R
Rapid in vivo multicomponent T2 mapping of human knee menisci. J Magn Reson Imaging . 2015 Nov;42(5):1321-8
[PubMed ID: 25847733]
Liu F Choi KW Samsonov A Spencer RG Wilson JJ Block WF Kijowski R
Articular Cartilage of the Human Knee Joint: In Vivo Multicomponent T2 Analysis at 3.0 T. Radiology . 2015 Nov;277(2):477-88
[PubMed ID: 26024307]
Bajgain P Mucharla R Wilson J Welch D Anurathapan U Liang B Lu X Ripple K Centanni JM Hall C Hsu D Couture LA Gupta S Gee AP Heslop HE Leen AM Rooney CM Vera JF
Optimizing the production of suspension cells using the G-Rex "M" series. Mol Ther Methods Clin Dev . 2014;1:14015
[PubMed ID: 26015959]
Wilson JJ Lee KS Miller AT Wang S
Platelet-rich plasma for the treatment of chronic plantar fasciopathy in adults: a case series. Foot Ankle Spec . 2014 Feb;7(1):61-7
[PubMed ID: 24287209]
Wilson JJ Furukawa M
Evaluation of the patient with hip pain. Am Fam Physician . 2014 Jan 1;89(1):27-34
[PubMed ID: 24444505]
Dewall RJ Jiang J Wilson JJ Lee KS
Visualizing tendon elasticity in an ex vivo partial tear model. Ultrasound Med Biol . 2014 Jan;40(1):158-67
[PubMed ID: 24210863]
Rabago D Lee KS Ryan M Chourasia AO Sesto ME Zgierska A Kijowski R Grettie J Wilson J Miller D
Hypertonic dextrose and morrhuate sodium injections (prolotherapy) for lateral epicondylosis (tennis elbow): results of a single-blind, pilot-level, randomized controlled trial. Am J Phys Med Rehabil . 2013 Jul;92(7):587-96
[PubMed ID: 23291605]
Scarpone M Rabago D Snell E Demeo P Ruppert K Pritchard P Arbogast G Wilson JJ Balzano JF
Effectiveness of Platelet-rich Plasma Injection for Rotator Cuff Tendinopathy: A Prospective Open-label Study. Glob Adv Health Med . 2013 Mar;2(2):26-31
[PubMed ID: 24416661]
Almasi SJ Wilson JJ
An update on the diagnosis and management of concussion. WMJ . 2012 Feb;111(1):21-7; quiz 28
[PubMed ID: 22533212]
McGuine TA Hetzel S Wilson J Brooks A
The effect of lace-up ankle braces on injury rates in high school football players. Am J Sports Med . 2012 Jan;40(1):49-57
[PubMed ID: 21926383]
Kijowski R Woods MA McGuine TA Wilson JJ Graf BK De Smet AA
Arthroscopic partial meniscectomy: MR imaging for prediction of outcome in middle-aged and elderly patients. Radiology . 2011 Apr;259(1):203-12
[PubMed ID: 21330563]
Lee KS Wilson JJ Rabago DP Baer GS Jacobson JA Borrero CG
Musculoskeletal applications of platelet-rich plasma: fad or future? AJR Am J Roentgenol . 2011 Mar;196(3):628-36
[PubMed ID: 21343507]
Wilson JJ Theis SM Wilson EM
Evaluation and management of vocal cord dysfunction in the athlete. Curr Sports Med Rep . 2009 Mar-Apr;8(2):65-70
[PubMed ID: 19276905]
Wilson JJ Wilson EM
Practical management: vocal cord dysfunction in athletes. Clin J Sport Med . 2006 Jul;16(4):357-60
[PubMed ID: 16858223]
Wilson JJ Best TM
Common overuse tendon problems: A review and recommendations for treatment. Am Fam Physician . 2005 Sep 1;72(5):811-8
[PubMed ID: 16156339]


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Author: Heidi Hackemer (@uberblond), Strategy Director, BBH NYC
Well, here we go again.
This past summer we tried a little intern experiment at BBH New York called the Barn (and actually wrote our very first post about the idea here).
The Barn is all about trying new ways of working and finding new solutions to old problems. We bring in six interns, put them in teams and give them a problem to solve. A tough problem. A problem that requires moxy and guts. Last summer it was "Here's $1000, make something famous" and the funny thing is, through a great idea, lots of work and some wicked use of the web, one team actually did.
The upshot is that we had a great summer and in the true spirit of beta and chaos, we learned a lot. So we're going to do it again. Want to apply? You can do it here.
In the meantime, we asked one of our Barn'ers from last summer, Daniel Edmundson, to outline what the Barn was all about and what he learned. His rather astute thoughts are below:
The following Barnisms, we believe, provide a valid offering of the Barn experience. As the industry moves toward a more hybrid model in mentality, specialty and creative sheen (see: Voltron), individuals with little to no experience in the ad world can contribute some pretty weird and crazy ideas while embracing the truths of technology, brands and businesses.
Here's what we gleaned:
People are smart and all, but it's nothing if you're not nice.
Folks at BBH go by this axiom, and it can at first be daunting to accept. There is an innate inferiority to the intern experience, and it's not easy to shake. But the Barn was built on the idea of integration within the agency–not just integration by discipline and interest, but by collaboration and lending new thoughts.
For us, it was as basic a learning as knowing it's cool to pitch your early ideas to one of the creative teams, or discuss ongoing strategy with top planners. It was about access to smarts, and being comfortable saying, "I need your brain."
Be clear. Very, very clear.
At a time when our social lives are as open and transparent as a storefront window, our communications, we learned, must follow suit. When members of the media or the ad community challenged the social relevancy and sincerity of the projects we were executing, we were immediately honest about our motivations and our associations to BBH. Not only did it help us to move forward to better develop the idea, it got the subject out early and placed the focus back on what was important.
Feed feed feed.
When consumers commit to a brand or platform, they formulate expectations.And with the brevity and ubiquity of stuff today, those expectations need to be forthright and on schedule—they must live and operate as their character does.
We learned that, especially when making a chronological or episodic product (say, 30 dates/30 days or a constant cookie delivery), content must deliver on that promise. The market, particularly online, is one big ocean of fishes and underwater activity—there are sharks that are hungry for new feed all the time. It's important to keep them full.
Build dynamics from those around you.
Little was more important than realizing the crazy importance of working in a team. Put together at the start of 10 weeks with complete strangers, we had to recognize strengths early, put egos aside and move very quickly to process ideas.
Most importantly, it was designing a system with the insurmountable intelligence that we had on hand to make things happen.
Become a community manager.
Whether it was living in the online space or in the physical, both teams had to pay careful attention to what was being voiced and how to respond. As we developed each project monitoring feedback and reacting quickly became paramount—even more so, understanding how particular channels consumed and reacted to the bits of information informed our output as we moved along.
Understand and do timely collaboration.
Make it messy. Curate timelines for concepts to enter in and out, and bring everybody in. Collaboration should be like a big party, with everyone invited and all ideas honorable. The Barn is an incubator for collaboration—but it needs to be controlled and relevant to real-world happenings and interactions, or else it could be DOA.
Speak many languages, and carry a big idea.
Everyone in the Barn came from disparate backgrounds and it was very easy to simplify being very good at one thing. Whether it was coding, filming or writing copy, it was imperative that we leaned on other efficiencies to make each project work. The idea ran faster, operated better and was more agile with the distribution of skills and resources.
Question culture.
You must be curious, and you must ask why (or why not). This goes both for the culture within the wooden walls of the Barn, as well as outside in the fields and world-at-large. Be all, WTF about the workings of things, the lives of people and the wherewithal of ideas. Well-traveled—physically and mentally.
It's like championing @kanyewest, AND questioning if the @John_Hegarty Twitter handle was a genuine or a fraud.
Beta can save your life, and your livelihood.
As many in the ad world can attest, it's simply our nature to constantly massage, tinker with and hold close the ideas that are meant for the world. Getting them out into the real world early and often (half-dressed and really ugly, even) can pay off and help to shape the route towards the road ahead.
Make friends, be human.
While brands and businesses are trying so hard to be all the more human (and their agencies doing some of the handholding and small talking along the way), we forget too often that we, too, should do the same. Many in the Barn joined the soccer team, celebrated camaraderie with fellow black sheep and spent quality time with our mentors, all in the hope of forming a strong kinship with the offices. It worked. So much of BBH (and I'd hope the world) is about the people you work with; it's about getting to know them and how they're a genius at everything.
(Internships start in January. Apply here.)


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I'm wondering if anyone can point me to a reference on how the various Lefschetz-Poincare dual torsion pairings of a manifold with boundary fit together.
To explain in more detail, consider a connected compact oriented n-manifold $M$ with boundary. Then we have the various dualities with rational coefficients $H_i(M;Q)=H_{n-i}(M, \partial M; Q)$ and $H_i(\partial M;Q)=H_{n-i-1}(\partial M; Q)$, but we also obtain, from some easy tinkering with the long exact sequence of the pair and other basic observations that, e.g. $im(H_i(M)\to H_i(M, \partial M))$ is dual to $im(H_{n-i}(M)\to H_{n-i}(M, \partial M))$ (in fact this is how we define signatures on manifolds with boundary) and similar results hold for the other "shared" terms in the long exact sequence.
I'd like to know more about the generalization of this over Z and, in particular, about what torsion pairings to Q/Z exist on the various images, cokernels, etc. of the long exact sequence and which are nonsingular. Does anyone know of any place in the literature where this is worked out?
Updated: Thanks, Tom, for your response. I've been thinking about it, and while I agree that the situation is much murkier over Z, I think there are still some things that can be said.
For example, it's true that the map $H_n(M)\to H_n(M, bd M)$ (let's assume $n$ is the middle dimension to simplify the discussion), only yields a nondegenerate pairing on the image (which you call $A$) mod torsion and not a perfect (nonsingular) pairing. But now since $H_n(M)\to A/\text{torsion}$ has a free group as its image, we have a (non-unique) splitting that lets us consider $A/\text{torsion}$ as a direct summand of $H_n(M)$. Let's fix this summand for now (the choice turns out not to matter). Since $H_n(M)/\text{torsion}$ and $H_n(M, bd M)/\text{torsion}$ are (perfectly) Z-dual, $A/\text{torsion}$ must be dual to something in $H_n(M, bd M)/\text{torsion}$, and I claim that the thing it's dual to is isomorphic to the kernel of $H_n(M,bd M)\to H_{n-1}(bd M)/\text{torsion}$ (mod torsion). Notice that any non-torsion element of this kernel has a multiple represented by a cycle in $M$, and so it must have non-zero intersection number with any cycle in the boundary, and this shows that as far as intersection pairings are concerned, the choice of $A/\text{torsion}$ as a summand of $H_n(M)$ doesn't matter. I don't really want to get into the details of the rest of my claim here, but the basic idea should be that these are the things that should be dual once we tensor with Q but over Z we need to make sure we have all the appropriate Z-primitives, which I'm pretty sure this does (since if a multiple of $x\in H_n(M,bd M)$ is in $A$, then $x$ becomes torsion in $H_{n-1}(M)$).
So what's the point of all this? Well, even over Z we can say that there is a nonsingular pairing between a certain cokernel and a certain kernel, as long as we mod out the torsion in the right places. I suspect that there's a more subtle version of this for the torsion linking pairings where instead of quotienting out all torsion we just kill certain torsion subgroups. I think I've seen things somewhat of this nature in papers relating Witt groups of Z pairings to Witt groups of Q/Z pairings.


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Following the shock United Kingdom election result, three leaders of major losing parties have all resigned. There is widespread feeling that the bosses of all UK opinion polling organisation should fall on their swords …
All the polls consistently forecast a dead heat between the two major parties – in the event the Conservatives rode home with a clear majority. The Financial Times article with details is here:
And, looks like Nate Silver didn't fair well either: http://qz.com/401217/in-the-uk-nate-silver-finally-found-an-election-he-couldnt-predict/


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Oct 24th EU VAT Support
Europe has always been one of our prime markets. Hence, catering to the needs and requirements of our European clients is of utmost importance. EU VAT support within GlobeHosting has been one of the most widely requested features as it is a mandatory requirement for states within the European Union. Due to this EU VAT has been one of the items ... Read More »
Sep 24th Google's SHA-1 Deprecation Plan for Chrome
Google's SHA-1 Deprecation Plan for ChromeThe latest news in the SSL and web browser industries is Google's plans to deprecate SHA-1 in a unique way on upcoming releases of Chrome starting with version 39. Considerably different from Microsoft's plans that were announced in November 2013, Google plans on placing visual marks or ... Read More »


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Some may question President Barack Obama's resolve to take action on unemployment, end detainment at Guantanamo Bay or reform U.S. immigration policy. But there's one policy he's remained consistent on for both terms: there's only one person allowed to be fly in the White House. (She's the one rockin' bangs.)
A fly attempted to derail the president's nominations to head the Securities and Exchange Commission and the Consumer Financial Protection Bureau before even Republicans in the House and Senate got a chance to deny them. Obama was able to reinforce his no-fly zone with a warning swat.
During a televised interview in 2009, Obama authorized a hand strike on an insurgent fly, the first sitting president to do so against a domestic animal since Teddy Roosevelt slapped a bear for eating his son Quentin's ice cream.
This should help silence critics who believe that the president is weak on the War on Animals, but it won't.


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With every groundbreaking update or fix that a company rolls out, someone's life crumbles just a little.
Whether it's a little software tweak in an OS update or a subtle change to hardware on a new model, companies like Apple and Microsoft are always trying to iron out the kinks. Which, for most of us, is great!
But while we've all grown to live with bugs and quirks, for some people they can become part of what they do. They don't mind fourteen buttons presses when one would do. In fact, they've come to rely on it. Spare a thought for those people next time you casually update. [XKCD]


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Kelly Clarkson Warms Up for Tour + Warms Hearts of Sick Kids With Maroon 5 [Video, Picture]
You already knew Kelly Clarkson won 'American Idol,' and now she's easily retaining her title of America's sweetheart, too. The 'People Like Us' singer had a meet and greet with fans at a stop on the Honda Civic Tour with Maroon 5, and she was basically a complete angel.
As if you didn't love her enough already.
The adorable Texan doled out compliments to her fans and gave a ton of hugs before heading to her vocal warm ups, where her powerhouse pipes basically gave her vocal coach a religious experience ... and check out her adorable spins!
Clarkson and her Maroon 5 tourmates Adam Levine and James Valentine also hit up the Children's Hospital of Philadelphia, where they hung out with fans who didn't hit the health jackpot. The meeting was set up through the Ryan Seacrest Foundation, which hooks sick kids up with their favorite artists.
So. Sweet.
Watch Kelly Clarkson Meet Fans + Do Vocal Warm Ups


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Mr. Colby wrote:I looked at my dad about halfway through the 3rd period and said "this is the best game we've played all season - working harder than we have all year and playing smarter than we have all year"
So glad it paid off for them
Even if they had lost 2-0 or 2-1 I wouldn't have been that bothered by it. It's not always about the wins and losses. I just want to see them playing the right way. It's nice that they've been able to avoid the circus the last couple days. Hopefully this is a sign that they're starting to get it and they don't relapse again.


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Oil-Free Hydrating Face Gel
Introducing our newest column, featuring beauty steals that are just as effective as the fancier competition. I'm the guiltiest of assuming that expensive equals better, but lately have been stumbling on some major drugstore discoveries. The whole the BB crew will be weighing in, but we love reader recommendations! Like this one from recent grad Deven, who's trying to support her beauty habit on an intern budget. (Been there, done that.)
Sometimes I just want a break from thick, heavy face creams. I want something more, well, refreshing. And Garnier Nutritioniste Moisture Rescue Refreshing Gel-Cream ($7) is it! I love it in the summer because it's light and non-greasy, and still delivers the moisture. But I use it year 'round because it is so gentle and lightweight it won't interfere with other skin products, like an acne treatment gel or prescription face cream. I wear it over a retinoid and my skin stays smooth and calm. I had been using Clinique Moisture Surge Extended Thirst Relief ($49) but there wasn't any difference except the price! –Deven