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This week, 50 Philadelphia acts will take the stage at the Walnut Street Theater to perform in the F. Harold Comedy Festival. Featuring stand-up, sketch, and improv the F. Harold Festival is a mixture of some of the best comedy Philly has to offer. The performances start at 6pm each night, Tuesday through Sunday and acts have been given 30 minute blocks to show audiences the wide range of comedy available right here in the city. Tickets to the show are available at the door or online at $10 for one night of shows, or a full festival pass that gives you access to all six nights of comedy for $25. We caught up with festival organizer Rick Horner to ask him some questions about F. Harold.
How did the festival come together?
The festival is a way to let Philadelphia and everyone in it know how lucky I feel to be involved in it and able to be around such wonderful, hilarious, damaged people. I feel like it is kind of a theater of the heart. By focusing on the entire spectrum of culture, the hope is to continue to find and build a Philadelphia audience for comedy, a devoted crowd of regular attendee and fans. Huge thanks to Emily Davis, Cara Schmidt, Mark Dames, Jess Carpenter and Chris Calletta — who are amazing and invaluable to me and this community. Hug them!
How is F. Harold going to be different from other festivals in Philly?
F. Harold is going to be a little different from the other festivals in Philly because I tried to blend the parts of comedy that seem to be finding so much overlap in the city already, thanks to Philly Improv Theater and The Philadelphia Joke Initiative. They have fostered a true sense of cohesiveness between stand-up, sketch and improv and the goal of the F. Harold is to allow all the talent Philly has to offer the opportunity to both demonstrate and exhibit each other, and showcase new ideas and people. Also, we will have polar bears with waffles. Haha. That is wacky.
What are some of your favorite comedy festivals and have you incorporated any ideas from them in planning F. Harold?
There are a ton of good ideas that I have seen at other festivals and the main ones I am going to attempt to incorporate are keeping shows tight time-wise, making the performers happy (who in turn make the crowds happy), and do my best to keep the enthusiasm high for these deserving folks.
There's a good mix of improv, sketch, and stand-up in the festival – how did this come into play when making the nightly schedules? Did you try to mix things up?
There IS a good mix of improv, sketch, and stand-up in the festival. I agree. I love that all of these important pieces are coming together. It was fun to try and honor time requests and feature all the talent in great places throughout the night. I truly feel like there is NO night or show that is not going to be great! So excited!!
What are your favorite things about comedy in a festival format?
Well, when you talk about a well-done festival — like , for example, Upright Citizens Brigade's Del Close Marathon — it is a wonderful chance to see great improv. It features hundreds of groups from cities all around the USA performing around the clock for three days! So I guess for me, it is all about featuring all of the talent Philly has to show off. We are so awesome and incredible and we should be thought of as a comedy city. I hope that this festival is making an important contribution to that notion.
Are there any performances or appearances that you are especially looking forward to?
Well, I am excited for all of them really. I mean it. I was so ecstatic at every one of these submissions, I want to see them all! Improvisers belong to a tradition that has already spread far from its young Chicago roots.
There's a lot of comedy in Philly right now (enough to pack a weeks worth of festival shows!) Where do you see the scene heading? What's in store for Philly comedy in the next few years?
It is so amazing that so many great companies are producing such great comedy — PHIT, ComedySportz, PHIF, PJI, The N Crowd — I could go on and on. The exponential growth is absolutely incredible and I feel infinite power over all matter and energy cannot be far behind. But will I use that power for good? Or does absolute power corrupt absolutely?
1 Comment
Opening night was totally awesome! Everyone's performance was excellent! I especially liked Tom Whitaker, Joe Gates, Kristen Schier, Mandy Dollar, and MC Emily Davis!


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GateHouse News Service New England Budget • Oct. 26, 2007
GateHouse News Service New England Budget • Oct. 26, 2007 Here are the top New England regional stories coming today from GateHouse News Service. Stories are available at gatehousenewsservice.com. Please submit stories below no later than 6 p.m. local time, unless you have breaking news that is changing significantly. Questions? Contact: Michael Toeset, 708-785-4355, firstname.lastname@example.com Chris Biondi, (508) 626-4343, firstname.lastname@example.com --News-- STATELINE MASSACTION REVENGE ARSON: Arraignment of suspected arsonist accused of setting fire to his ex-girlfriend's apartment; two children in critical condition. He faces multiple charges including kidnapping of a 6-month-old baby. Photos MICHAEL/DION, Herald News - Relatives/ friends detail scene. GRANT/SOUZA MRSA: The antibiotic-resistant skin infection surfaces at Bridgewater-Raynham high school, the sixth local school to report a case. School officials said affected areas of the school were cleaned with two rounds of disinfectants. 31 inches. No photo. Enterprise ED REPORT: Higher Education Summit at FSC releases report on ``affordability crisis'' in Massachusetts higher ed. KELLY, MetroWest GREENBUSH: Not long ago, they stood on the streets, outside their houses blasting the prospect of trains running through their neighborhood. On the other side of the proverbial tracks were other residents and officials -- and, some say, the "silent majority" -- who favored the return of the Greenbush line. The first trains will be running in just a few days. But is the animosity over? What about the budget debates -- in terms of how delays and other things affected the final cost, and what kind of burden that put on taxpayers? Patriot Ledger, Benner, 7pm, 20" --RED SOX NEWS-- SOX VS. ROX BLOG TEASER: http://www.gatehousenewsservice.com/sports/pro/baseball/x96467337 DRIVE-BY VIEWING: Chants of "Let's Go Red Sox," blended with screams of excitement as Sox fans rooted for the hometown team in the World Series. But Gleason was not at Fenway Park. She was 20 miles south in her neighbor's Abington driveway, huddled around a fire, eating chili and watching the game on a large-screen television. Brian Benson. 13 inches. Photos. Enterprise ROCKIES FANS (held from yesterday): Food service director for F'ham public schools is a rabid Colorado Rockies fan (and catered the first bash at Coors Field). We talk to him and a smattering of other Rockies fans, deep in Red Sox Nation. REUELL with photo MetroWest SUPERSTITIONS: What will be the difference in the Sox series? Could it be a lucky shirt? Standing on your head? Locals give us an inside peek at superstitious things they do that they are convinced will help the Sox win. Patriot Ledger, Jette, 7pm, 20" With pics and box of superstition ideas. --Business-- NOT KOSHER: Employees of SWB New England in Bridgewater are jobless after the United Drive kosher and ethnic foods distributor suddenly closed its doors. SWB bounced as many as 150 to 160 employees on Oct. 11, two days after the business warned of impending layoffs. As a result, U.S. Sen. John Kerry's office is sending a letter asking the Department of Labor to investigate whether SWB violated the federal Worker Adjustment and Retraining Notification Act. 31 inches. No photo. Enterprise --Opinion-- GRANLUND TOON: On World Series. On wire now / Mass. Opinions MAHONEY TOON: Tips to weather the drought in the Boston area. On wire now / Mass. Opinions OP-ED: ROADS TO SAFETY: Two years later, more needs to be done to build on success of Melanie's Law. With photos. Ledger. Afternoon / Mass. Opinions EDITORIAL: Almost everyone agrees that Massachusetts needs to reform sentencing and reduce recidivism, but the Legislature appears afraid to act. MetroWest HOLMES COLUMN: Will Patrick's army march to Obama's rescue? MetroWest MAZZAGLIA COLUMN: Massachusetts ghosts are less dangerous than the political goblins on Beacon Hill. MetroWest -30-


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Talisker Storm: No Age Statement Scotch Done Right
New brands and bottles you should know.
It was a dark and stormy night on the Isle of Skye, and the peat fire is burning low. Shivering in the cold, our heroine sits crouched, barely sheltered against the fury of the winter North Sea. Out of the corner of her eye she spots a gleaming in the dark. Is it the bog spirits coming to claim another victim? Screwing up her courage, she takes a deep breath through her fear and lunges across the dying fire to find... a new Scotch from Talisker!
Apologies, but it's hard not to get carried away by the brooding name and branding for the latest offering from Diageo's Talisker distillery. Situated on the windswept Isle of Skye, the distillery has long had an isolated, romantic image. And with the release of Storm, the team may have felt the need to ratchet up the drama to support the launch of the distillery's newest no age statement (NAS) whisky.
Releasing whiskies without age statements is a growing yet controversial trend among distilleries, a move away from 10 year, 12 year, 18 year, etc., offerings. Ardbeg arguably popularized the practice, with their cult hit expressions such as Airigh Nam Beist, Uigeadail, and the recent Ardbog.
The movement has been met with mixed feelings from connoisseurs and critics, skeptical of the trend as a way to cash in on the current boom in demand for whisky despite the limited stocks of older aged malts at most distilleries. While that is certainly a very real concern, we tend to feel that the proof is in the pudding. Age statements are great for communicating how old the whiskies in the bottle are, but as we see time and again, age does not necessarily equal quality, or perhaps more importantly, value.
All this to say, there's a right way and a wrong way to do a NAS offering. So how does Storm stack up?
Billed as "an expression as unique as the dramatic terrain of the island from where it hails," Storm is bottled at 91.6 proof and pours a glinting gold. The aroma is quite impressive, with deep honey and fresh floral notes blending nicely with a light peat and smoke presence. Tropical fruit and light ocean brine serve to balance out the whisky's sweet scent. It's definitely a youthful aroma, with a little flare of alcohol, but overall the effect is invigorating.
The whisky's flavor starts out mellow with sweet malt and fruit but quickly takes a turn for the spicy and powerful as the peat, smoke, and pepper begin to overwhelm the more delicate notes. Finishing spicy, peppery, and smoky, the Storm passes quickly. Compared to Talisker's flagship 10 year old, Storm hits stronger, with a heavier emphasis on peat and smoke to balance the sweeter notes. The finish is the only misstep, lacking in lingering complexity and expansiveness of the 10 year.
It's difficult to pick a favorite between the two. It really comes down to a matter of preference, as they are both very well crafted whiskies. Storm brings a welcome new perspective on the malt but doesn't outshine the original. We do wish that it was priced a little lower—listing around $70 a bottle it's actually a bit more expensive than Talisker 10—but at the end of the day it's a strong offering that adds something new to the Talisker lineup—an exciting example of a NAS done right.
Do you have a favorite no-age statement whisky?
Whisky sample provided for review consideration.


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Rutherford Hotel Nelson is located near the heart of Nelson, on historic Nile Street East just North-West of Nelson's landmark Cathedral.
Just drive through to the eastern end of Trafalgar Street, turn right in to Selwyn Place, and then take the first left to Trafalgar Square, then right to Nile Street East where you will see the hotel's main entrance.
Complimentary parking is available on-site
We ask that you please check in at the registration desk when you arrive at the conference. The registration desk will be located inside the Matai foyer and will be open at the following times:
Thursday 13 September 8.00am - 5.30pm
Friday 14 September 7.30am - 5.30pm
Saturday 15 September 8.00am - 3.30pm
Smart casual or business attire is appropriate.
I can no longer attend the conference but know of someone who will go in my place, how do I arrange this?
Should you be unable to attend the conference, but wish to arrange for someone to go in your place, please contact Emma Redfern registration@conference..nz or call 03 379 0390. Please have on hand the name of the registered delegate, the name of the replacement delegate and the replacement's contact details. We ask that you please do not use the edit function to make this change.
My accommodation has been confirmed via letter but when I go to check this on-line it is not showing
Once the hotel is full you will be unable to see your booking in the edit mode. If you are concerned please contact Rosanna Carlton via email or call 03 379 0390.
Prior to 30 days out from the conference you will be able to use the access code provided in your registration confirmation letter and use the edit function on the registration page. Within 30 days of the conference, we ask that you please contact Emma Redfern via email or call 03 353 2828 with the amendment.
Please contact Emma Redfern via email or call 03 379 0390 to report this fault and she will assist you.
No, payment must be made prior to the conference.
Please contact your airline directly regarding your travel options. To advise us that you are arriving a day later than expected, please contact the Event Manager, Anna-Maree Burns, via email or call 021 918 517. If you have not booked accommodation via Conference Innovators then you should contact the hotel directly to advise them. Note that cancellation fees usually apply for last minute changes.


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Hot potato slices coated with turmeric, rosemary and caraway seeds.
Preparation Time: 10 mins
Cooking Time: 20 mins
Extra Time: 1 hr
(for absorbing flavors)
Yield: 6 x 1 potato servings
Cook the potatoes whole in a microwave or simmer in water until almost tender. Drain and cool. Cut into half-inch slices. Set aside.
In bowl, mix olive oil, vinegar, turmeric, rosemary, black pepper, and salt. Brush potato slices with the mixture. Leave for 1 hour to absorb flavor.
Sprinkle each slice with a few caraway seeds. Grill or barbecue until crisp, turning once.
Serve hot as a side dish.


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What to do about Wente? In a way, she does the same thing as Blatchford: create controversy, be contrarian, pose as the great crusading sacred-cow-attacker with the courage to say what everyone else is thinking, masquerade as the purveyor of "common sense," take a perverse pride in being "politically incorrect," and so on. There are a lot of people on that gig, of course, but Wente's been riding it so successfully for so long that she must be up to her ass in frequent-flyer miles.
But where Blatchford was all about visceral gut reaction and stoking the lynch mob, Wente's shtick is more insidious — and, just maybe, more fundamental to the Globe and its mission. She is the stinking, unrepentant, unreflective id of the smug entitled boomer demographic — people whose biggest complaint, apparently, is that they can't fit enough cases of wine into the SUV for the cottage. And uppity waiters, baristas and service staff, and why the hell are my taxes so high when these overprivileged brats don't want to learn marketable skills because they're being indoctrinated by entitled leftist tenured academics?
You know them. The generation who had it all their own way, and are insisting on keeping it that way. The ones who ran up such a giant fucking tab economically, environmentally and socially that the planet just won't be able to carry the interest, and can't be bothered to give a shit because they'll be gone when the bill arrives, and shut up and quit your whining, you pampered kids don't know how good you have it compared to what we went through …
Self-awareness and critical thought aren't part of the equation for the Wentes of the world and their milieu. They've never had to practice it themselves. They don't want their privilege or worldview challenged, and they especially don't want the kids for whom they're leaving such a giant mess questioning any of the assumptions underlying the generational and social structures sustaining that privilege. (Which is part of why you see such condescending contempt for the Occupy movement, but that's another essay.)
As for the alleged instances of plagiarism / manufactured quotes / fabricated sources / sloppy or non-existent attribution, well, no point in going through that when MC's done such a comprehensive job listing and documenting it. Why does the Globe allow it? God knows. Maybe they've made a strategic decision that that suppurating pile of aging biomass is their core demographic, and Wente, predictable and lazy as she may be, is their entree to that market. It's not about informing them, it's about reinforcing their prejudices and ensuring that their eyeballs can be reliably delivered, en masse, to advertisers.
I could be wrong, of course. But it's worth asking ourselves whether this is what we have in mind when we talk about "journalism."
See also:
Saskboy and Jymn rub The Globe's nose in #RoboCon | #cdnpoli
Media culpa catches Wente being sloppy again | #journalism
How The Globe channels the 1 per cent | #Occupy #classwarfare
The Sun's effect on our national conversation is obvious, but what about the Globe?
Media culpa: George Monbiot's unedited letter to the Globe and Mail


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On October 21, 2017 CineMuseum LLC officially acquired control of the legendary Maurice Zouary estate, securing exclusive right, title, and interest to the short subject comedies of the Educational Films library (1929 - 1938) which includes the sound comedies of Buster Keaton, Harry Langdon, Lloyd Hamilton, Bob Hope, Bert Lahr, Edgar Kennedy, Ford Sterling, Glenn Tryon, Daphne Pollard, Andy Clyde, Harry Gribbon, Monty Collins, The Ritz Brothers, Moran and Mack, Imogene Coca, Bing Crosby, Lupino Lane, Danny Kaye, Billy Gilbert, Jackie Coogan, Irene Ryan, Johnny Hines, Milton Berle, Joan Davis, Louise Brooks, Shirley Temple, comedies produced by Mack Sennett, the Educational sound comedies directed by Roscoe Arbuckle, and much more!
On that same day, CineMuseum also took possession of the physical motion picture archive which consists of approximately three tons of master materials (negs, FGMs, composites, etc.) which represent the best known surviving materials for these long unavailable comedy short subjects, as well as a large cache of as yet unidentified materials.
CineMuseum is executing 4K digital transfers and full restorations of all Zouary / Educational materials in order to finally put them back into circulation via DVD, Blu-ray, streaming, television airings, and theatrical screenings -- as they were meant to be seen!
This project has been 12 years in the making and many people pitched in to make it happen. CineMuseum (Brittany Valente, Lisa Tatge, Kirk Miller) join me in thanking those who consulted to help save this archive from destruction: Dean Vanderkolk, Richard M. Roberts, Ron Hutchinson, Ed Watz, Chris Seguin, Brent Walker, Jack Dragga, David B. Pearson, Tom Meyers, Ralph Deluca, Bob Borgen, Patricia Tobias, The International Buster Keaton Society, Ian Friedman, and everyone else who kept the secret while it was happening, and again after the task was completed! Sincere thanks to you all.
CineMuseum is currently examining and cataloging all of the master materials and is unable to answer any questions regarding specific titles, content, release dates, or distribution information, until all have their ducks in a row. That said, we will share details with everyone here as they become available!
CineMuseum LLC Acquires Zouary / Educational Comedies Library
This forum is nearly identical to the previous forum. The difference? Discussions about comedy from the SOUND era.
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Check out the new ACEOs available in my shop Musical Color Studio, and use coupon code "SUMMER10" for 10% off anything in the shop!
Tag Archives: contemporary
Summer Sale and New ACEOS
Black // Blended // Brushstrokes
Filed under Art by Color, Inspiration
I started a new pinterest board, "Human," featuring portraits and figures in drawings, paintings and/or photography. Click to view larger images, check captions for artist information. See many more here: https://www.pinterest.com/jennabdecker/human/
Filed under Art by Theme, Inspiration
Embroidered Watercolors Now Available
The new embroidered paintings are now available in my Etsy Shop. Check them out here: https://www.etsy.com/shop/MusicalColorStudio?section_id=14226717&ref=shopsection_leftnav_2
New Mixed-Media (Part 3)
Title: Never-Played Symphony
Medium: watercolor and stitched fibers (cotton thread) on paper
Paper size: 8×10 inches
Another new mixed-media painting! I first paint with watercolors, then hand stitch the paper in a very time-intensive process. The result is an abstract watercolor of flowing and blended colors surrounded by geometric embroidery in 3 colors (tan, purple/mauve, and teal). The beauty lies in the contrast between the organic, fluid layers of watercolor versus the linear patterns of the stitches.
Be sure to check out my Gallery Section to see more of my work!
New Original Painting
Title: Not Literally, but Metaphorically
Medium: Watercolor and ink on paper
Paper size: 8×10 inches
New Mixed-Media Work (Part 2)
Title(s): Color Scheme No. 1 and No. 2
Medium: watercolor and stitched fibers (cotton thread) on paper
Paper size: 5×7 inches
More embroidered paintings! These two mixed-media pieces are small "color stories". Sometimes before I start a painting, I make a small "color scheme" sketch to get a feel for which colors I want to paint with. I personally love looking at these little color sketches (almost as much as the actual finished painting they inspire). I thought I should come up with a way to "elevate" these sketches, so that they were final products in their own right- and this is what I came up with! The graphic black stitches connect each color to form a unique composition.


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For weeks, NBA insiders presumed that Golden State Warriors lead assistant coach Michael Malone and Indiana Pacers associate head coach Brian Shaw were the favorites to become the Orlando Magic's new head coach.
Not anymore.
Not after Malone and Shaw fell out of the mix Sunday.
Magic general manager Rob Hennigan informed Malone that Malone is no longer being considered, Malone's agent, Steve Kauffman, told the Orlando Sentinel. Meanwhile, a source close to Shaw said that Shaw withdrew from the search.
The new front-runner for the Magic job now might be San Antonio Spurs assistant coach Jacque Vaughn, a former Magic player who played for the Spurs when Hennigan worked in the Spurs' front office.
Hennigan also interviewed three others over the last week: Philadelphia 76ers associate head coach Michael Curry, Utah Jazz assistant coach Jeff Hornacek and Phoenix Suns player development coach Lindsey Hunter.
Hennigan did not return messages Sunday, and it's unclear which candidates he is still considering or whether he has added any names to his list.
But Hennigan eventually will whittle his list to two or three people for second-round interviews by Magic CEO Alex Martins. From there, Hennigan and Martins will narrow the list to one or two finalists for interviews by the DeVos family in Grand Rapids, Mich.
Malone, 41, just completed his first season with the Warriors, and before that, he held assistant-coaching positions with the New Orleans Hornets and the Cleveland Cavaliers.
Shaw, 46, just finished his first season with the Pacers.
Previously, Shaw worked as a Los Angeles Lakers assistant coach for seven seasons. Shaw played 14 seasons in the NBA, including three with the Magic in the mid-1990s.
Malone and Shaw are highly regarded among league executives. At the beginning of the 2011-12 season, in an annual wide-ranging survey conducted by NBA.com, league general managers were asked to name the league's top assistant coach.
Malone finished first, with 29 percent of the vote. Shaw placed second, with 21 percent of the vote.
Malone and Shaw are being considered for the Portland Trail Blazers' coaching vacancy.
At 37 years old, Vaughn is the youngest of the people known to have been interviewed by the Magic.
A former point guard, he played 12 seasons in the NBA. He played for the Magic in 2002-03.
He spent the final three years of his playing career with the Spurs and appeared in all 20 of San Antonio's playoff games in 2007, the year the Spurs won their most recent NBA title.
Part of Hennigan's Spurs tenure overlapped with Vaughn's.
Vaughn just completed his second season as a San Antonio assistant coach.
Hunter, 41, never has been an NBA assistant coach.
But he played 17 seasons in the league, most of them for the Detroit Pistons. New Magic assistant general manager Scott Perry used to work for the Pistons and knows Hunter well.
Hornacek, 49, just completed his first full season as a Jazz assistant coach. He played a total of 14 NBA seasons for the Suns, the 76ers and the Jazz.
Curry, 43, played 11 seasons in the NBA.
He also has one year of NBA head-coaching experience. In 2008-09, the Pistons went 39-43 with him at the helm. He, too, knows Perry well.
SI.com first reported that Shaw is no longer a candidate for the Magic job.
email@example.com. Sentinel staff writer Brian Schmitz contributed to this report. Read their blog at OrlandoSentinel.com/magicblog. Subscribe to our Orlando Magic newsletter at OrlandoSentinel.com/joinus.


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Staff Directory
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The Cleveland Yachting Club was founded in 1878 by a small group of influential and visionary businessmen who were drawn together by a common bond…the love of boats and water. Located on the south shore of Lake Erie, CYC is one of the oldest and most respected yachting clubs in the nation. It is widely known for the beauty of its natural resources and family-friendly atmosphere.
The Club
The Cleveland Yachting Club members enjoy seasonal boating activities and a variety of social events throughout the year. Members are encouraged to support and participate in a wide range of youth activities, including junior and championship adult sailing as well as Power Fleet functions. For generations, our members have taken great pride in preserving our rich yachting traditions. The camaraderie of our members is evident in the fun-loving spirit and shared memories.
The Cleveland Yachting Club is more than a yachting club it's a destination. CYC is a private club with membership by invitation.
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X-Gym Trainer: Strategy for Beating Jon Jones an Incomplete Puzzle
As one of X-Gym's leaders, Josuel Distak is responsible for training many of MMA's biggest names, including promising UFC welterweight Erick Silva, former Strikeforce champions Rafael Cavalcante and Ronaldo Souza and UFC middleweight champion Anderson Silva.
Although the most talked about confrontation of the moment is between Silva and Georges St-Pierre, the fans have made it clear that their ideal fight would be the Brazilian against Jon Jones, the UFC light heavyweight king. To Distak, the strategy for beating Jon Jones is still unknown due to one reason.
"Actually, we have not seen Jon Jones on his back," Distak said. "Vitor (Belfort) got his arm; he had the opportunity. Actually Jones is unpredictable. To me the strategy to do a fight with him would involve finding out how he fights on his back."
Distak also discussed the possibility of an Octagon meeting between Silva and X-Gym teammate Souza, which could become a reality if Strikeforce shuts down following its Jan. 12 event as expected. In a recent interview, Souza said that making such a bout happen would depend on the feelings of the "Spider." However, Distak revealed that the two fighters had a conversation and decided together that it would be impossible.
"I can guarantee you that it will never happens because we have an honor code. None of the top fighters will fight each other." Distak said. "Jacaré and Anderson already had a long talk after Jacaré gave that interview, and they decided together that this fight will never happen. Team Nogueira and X-Gym will never face each other. It´s totally impossible for Rafael Feijão to face (Antonio Rogerio Nogueira), Jacare to face Anderson or (Junior dos Santos) to face (Antonio Rodrigo Nogueira). Our honor code says that betrayers don't stay in our team. "
On the subject of Erick Silva, Distak said the loss to Jon Fitch at UFC 153 came at the right time. Since the Brazilian is still early in his career, the setback was easier to handle. Moreover, the coach also revealed a desire for a rematch between his athlete and the American.
"Jon Fitch again. This is the next opponent I wanted again. But this time I assure you it would be different," Distak said, comparing Erick Silva to St. Pierre, who was also defeated early in his road to a UFC title. "The most significant evolution of GSP's career happened when he was beaten by Matt Serra. I´m sure the same will happen to Erick."


text: Wow… just wow. This cop should not be on the job at all. I don't care what the laws are in Ohio, he has no right to be abusive and threatening the man's life when the man is complying with everything he is ordered to do… and trying to tell the cop. WTF? I'd really like to see the whole video and not just what was edited.


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Me again…lol.
I really am off to bed but I forgot to say that it's my turn to do a tutorial over at Sarah's Craft Academy.
This week it's creating texture when colouring with ProMarkers. So if you would like to see how I coloured the fur on this card just head over and take a look.
Patterned paper is from the First Edition 6x6 Dreamcatcher pad, sentiment is from Craftwork Cards, roses and stick pin are from Wild Orchid Crafts, image is from Whimsy Stamps and coloured with ProMarkers and the lace and ribbon are from The Ribbon Girl.
I based my card on the following sketch from A Gem of a Challenge so would like to enter my card to that challenge.
I would also like to enter this into the following challenges:
- Sundays with Crissy – Animals
- MAWTT – Cute & Cuddly
- My Mums Craft Shop – Stamp Something
- Divas by Design – Stamp Something
- Simon Says Stamp – Anything Goes
- Stampin for the Weekend – Anything Goes
- Little Claire Challenge – Spring
- Lollipop Challenge – Anything Goes
- Paper Sundaes – Spring Blossoms
- Creative Belli – 3 Shapes (Circle Square and Rectangle)
- Joanna Sheen Challenge Blog – Spring is in the Air
Night night all.


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Information and resources for atheists in Mississippi.
Website: http://www.msatheists.org
Members: 65
Latest Activity: Nov 24, 2014
Started by Louis Joseph LeJeune Oct 17, 2011. 0 Replies 1 Like
Started by Aly Jiselle. Last reply by Aly Jiselle Apr 12, 2011. 14 Replies 0 Likes
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What does everyone have planned for this coming Halloween?
why did I miss the reason rally!
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NEW YORK (Reuters) - Buyers of commercial jetliners are likely to draw more financing from capital markets in 2013, as the value of jet sales rises about 9.5 percent to a record $104 billion, Boeing Co (BA.N) said Tuesday.
Capital markets will account for about 14 percent of total jet financing, up from 10 percent this year, Boeing said in an annual forecast. About 95 percent of the total is divided between Boeing and Airbus EAD.PA.
The credit markets are filling a gap caused by diminished lending by export-credit agencies, which will finance only about 23 percent of total sales in 2013, down from 30 percent this year, the report said.
Buyers also will rely more on commercial banks, the report said.
The share of financing by commercial banks is expected to grow to 28 percent from 21 percent, with cash purchases staying steady at about 25 percent of the total.
"This year began amid concerns that Europe's commercial banks, a primary aircraft financing source, would pull out of the market due to the continent's economic crisis," said Kostya Zolotusky, managing director of capital markets development at Boeing Capital Corp.
But the fears did not materialize, and Boeing expects Europe's banks will remain active in 2013 because the aircraft finance "is one of the most attractive and high-performing sectors for bank investments," Zolotusky said.
Regional commercial banks in China, Japan, Australia, the Middle East and North America also either entered or got back in to aircraft financing in 2012 and are expected to be active 2013.
The added financing by banks and capital markets "is necessary to gradually reduce reliance on export credit as higher fees and equity requirements" required by new rules take effect, he said.
Reporting by Alwyn Scott


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It Starts with Our Story
ReeceNichols has a remarkable history, one with historical ties to the region dating back to 1905 with the formation of J.C. Nichols Real Estate and again in 1987 with the creation of the J.D. Reece Company. In 2001, these two iconic brands saw an opportunity to better serve the people of Missouri and Kansas and provide them with unparalleled stability and strength right at home. They joined forces, and Reece & Nichols became the undisputed market leader in Kansas City real estate.
This union also formed Reece & Nichols Alliance, a network of 34 franchised offices spread throughout Kansas and Missouri. This expanded Reece & Nichols' brand to Junction City, KS; Columbia, MO; St. Joseph, MO and the Lake of the Ozarks.
In 2014, Reece & Nichols took it a step further and removed the "&" from its name. As ReeceNichols, the name no longer conveys two companies but instead one united brand standing together as the leader in real estate.
In 2018, ReeceNichols merged with Carol Jones, REALTORS®, a fellow HomeServices of America affiliate in southern Missouri. By joining forces, ReeceNichols is now the largest local real estate company in both Missouri and Kansas.
At ReeceNichols, our goal is to go above and beyond to deliver an experience that is fulfilling for our customers. We realize our business is based on relationships and that every individual interaction makes a difference. Every member of the ReeceNichols team embodies the characteristics we believe foster those relationships: expertise, loyalty and motivation. Therefore, we provide a platform for success and the opportunity to motivate and emotionally connect with every person we serve.
So we crafted our brand story around our unique skillset, our motivations and our dedication to the people of Missouri and Kansas. Around the fact that we aren't just selling four walls and a roof, but a place where people retreat from the world. That's why ReeceNichols diligently works with the people they serve, to guide them to the life they always wanted. Because they're people first and clients second.
ReeceNichols is all about rewarding lives — the lives of our agents, our employees and all the families who put their trust in our hands.
See the brand come to life
Our team of over 1,900 ReeceNichols agents, supported by our team of industry experts, are focused on your home buying and selling journey. Bringing along the tools, support and resources of ReeceNichols, we will get you to the place you want to today and tomorrow.


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Founded in 1914 and affiliated to FIFA since 1923, the Confederaçao Brasileira de Futebol (CBF) boasts a staggering list of honours: five FIFA World Cups™, eight Copa Americas, four FIFA Under-20 World Cups, three FIFA Under-17 World Cups, two FIFA Confederations Cups, four FIFA Futsal World Cups, three FIFA Beach Soccer World Cups and dozens of continental trophies. Few federations have left anything close to the same mark on international football.
Football occupies pride of place in Brazil, a two time host of the FIFA World Cup, the last one in 2014. And although Brazilians are also passionate about volleyball, basketball, tennis, formula-one and other motor sports, only the legendary Ayrton Senna is revered in quite the same way as the country's most famous exponents of 'the beautiful game'.
Chief among them is O Rei, Pele, whose name is almost synonymous with Brazilian sport itself, but a whole raft of unique talents have worn the Seleção shirt with distinction down the years: Leonidas, Garrincha, Didi, Vava, Zagallo, Tostão, Zico, Jairzinho, Carlos Alberto, Socrates, Bebeto, Romario, Cafu, Ronaldo and Roberto Carlos. The list of players who have etched their names into the collective memory is quite literally breathtaking.
Brazilian football continues to produce exceptional new talents, and these days it is superstars such as Neymar and David Luiz who are thrilling football-lovers the world over.
It is often said that the first European explorer to set foot in the country was Spaniard Vicente Yanez Pinzon, who supposedly landed near the site of modern-day Recife on 26 January 1500. Officially, however, it is Portuguese Pedro Alvares Cabral who is regarded as the discoverer of Brazil. His fleet, in search of the Indias, sailed into the South of modern-day Bahia on 22 April 1500. Since 1530, the Portuguese Crown implemented a colonising policy that lasted centuries and ended when Dom Pedro I declared the country's independence on 7 September 1822.
After 1822, Brazil was governed by an imperial dynasty until a military revolt led by Marshal Manuel Deodoro da Fonseca forced Emperor Dom Pedro II to abdicate in November 1889. The country became a republic and, despite a long period of instability and even military dictatorship between 1964 and 1985, it now enjoys the fruits of democracy.
Current President Dilma Rousseff has held the post since her inauguration on 1 January 2011.
Predominantly agrarian until recently, Brazil underwent rapid industrial growth throughout the 1960s and 1970s, and by the 1980s possessed a fundamentally modern, diversified economy. This development went hand in hand with heavy exploitation of its natural resources, in particular coal and iron ore.
Nearly a quarter of the world's coffee comes from Brazil, with its plantations spread around the states of Sao Paulo, Parana, Espiríto Santo and Minas Gerais. Likewise, Brazil is one of the foremost producers of sugar cane, used not only to make sugar but also the alcohol that fuels 2.5 million specially-designed vehicles. Production levels of ricin, cocoa, corn and oranges are among the highest in the world as well, while soy, tobacco, potato, cotton, rice, wheat, manioc and bananas are also produced in large quantities. In addition, sheep and cattle are reared in almost every state.
The Brazilian rainforest is another source of natural riches, including tung oil, rubber, carnauba oil, caroa fibre, medicinal plants, vegetable oils, resins, timber for construction and various woods used in furniture-making. Brazil has also begun mining fairly recently, again taking advantage of its abundant natural resources.
The largest country in South America, Brazil stretches over almost half of the continent. With the Atlantic Ocean on its eastern coastline, Brazil shares borders with Venezuela, Guyana, French Guyana and Suriname to the north. Its neighbours to the west are Argentina, Paraguay, Bolivia and Peru, while Colombia is to the north-west and Uruguay directly south. Of all the countries in South America, only Chile and Ecuador do not border Brazil.
With a surface area of 8,547,404 sq km, Brazil is the fifth largest country on the planet behind Russia, Canada, the United States and China. It covers 4,345 km from north to south between its furthest points and 4,330 km from east to west. The highest population concentrations are along the Atlantic coastlines, most notably in the two largest cities, Sao Paulo and Rio de Janeiro. The capital, Brasilia, has a population of 2,094,000, according to 2003 estimates, and it is situated over 1,000 km inland.
Facts and Figures
Brazil has roughly 190 million inhabitants, making it the fifth most populated country on Earth. Almost 75 per cent of them are Catholics, while another 26 million are Protestants. Brazil's Jewish community is very small by comparison.
The country is divided into five regions (Centre-West, North, Northeast, South and Southeast), which are themselves divided into 26 states plus the Federal District that houses the capital.
Known for its enormous hydroelectric potential, the Southeast region is the most heavily-populated in Brazil with almost 80 million inhabitants, roughly 40 per cent of the total. It is also the most densely-populated (84.21 inhabitants per sq km) and has the highest urbanisation rate at 90 per cent.
The official language is Portuguese, however many Brazilians speak other languages according to their origins. German and Italian, for example, are fairly prevalent in the cities of the South.


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"People say 'It's all about the story.' When you're making tentpole films, bulls***."
-Walt Disney Animation Studios chief technical officer Andy Hendrickson
Reactions to Hendrickson's quote from last week's Siggraph conference have ranged from cynicism from to sad acceptance, and it should hardly come as a shock that the ultimate tentpole factory, Disney, would dismiss the notion that story matters to moviegoers. But it's not quite accurate—you need at least one good story. Look at the top 10 films of the year:
"Harry Potter" – Great story
"Transformers 3" – The toys came with a baked-in story that people loved
"The Hangover II"– Great first story
"Pirates of the Caribbean 4"– Great first story
"Fast Five" – Very good story, amazing spectacle
"Cars 2" – Purely a kids film—doesn't count
"Thor" – Great story
"Bridesmaids" – Great story, but not a tentpole
"Kung Fu Panda 2" – Good first story
"Captain America" – Great story
And on and on and on… until you get to #15, "Green Lantern," a film with a strong backstory that was told so poorly told that the once-presumed sequel is in peril. Hendrickson also declared that a tentpole was a film "you can spend $100 million marketing," so when a film like "GL" takes in a measly $115 million, what you have on your hands is not a tentpole—it's a write-off.
Hendrickson pointed to his own studio's recent "Alice in Wonderland" adaptation starring Johnny Depp and Mia Wasikowska, to bolster his point:
"The story isn't very good, but visual spectacle brought people in droves. And Johnny Depp didn't hurt."
Wrong—the story of "Alice in Wonderland" is awesome, one that will be told for another thousand years. Unfortunately, there's a grain of truth in what Hendrickson said, as once a studio gets its mitts on a good story, the narrative too often becomes a secondary consideration. He's right about Depp, though—that man is a human ATM, drawing in undiscriminating moviegoers like moths to flame.
Ultimately, Hendrickson should be forgiven for his hubris. As one of the heads of Disney's animation department, the man's focus is on visual spectacle, it's how he relates to film. Actors notice acting, directors notice directing, writers … you get the idea.
There's a lot wrong with Hollywood, including the way in which the conceive of and write stories. But to suggest that story doesn't matter, now that's BS.
Disney Exec Says They—and You–Don't Care About Story
"People say 'It's all about the story.' When you're making tentpole films, bulls***."


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This week in personnel announcements and new hires, Jack Rivkin joined Altegris as chief investment officer, Kimberly Wright-Violich joined the CFP Board's board of directors, and David Steyn went to Aberdeen Asset Management.
Also, Convergent welcomed Richard Wells; the Senate Finance Committee approved three nominees for positions at the IRS, the Treasury Department and the International Trade Commission; and New York Life named Katherine O'Brien chief human resources officer.
Jack Rivkin Named CIO at Altegris
Altegris has named Jack Rivkin CIO. He will oversee the firm's research and investments group and will be a member of the investment committee. He will also have overall responsibility for identifying, selecting and monitoring fund managers across multiple investment disciplines and will oversee asset allocation and research for the firm's products.
Rivkin, who began his investment career as an analyst at Mitchell Hutchins, where he later became director of research, subsequently held several executive positions with PaineWebber, the acquirer of Mitchell Hutchins, including CFO of PaineWebber, CEO of PaineWebber Mitchell Hutchins (PaineWebber's equity trading and investment arm), chairman of Mitchell Hutchins Asset Management and president of PaineWebber Capital. He later served as director of global research and head of the worldwide equities division of Lehman Brothers Inc.
Following that, he was vice chairman and director of global research at Smith Barney (ultimately a subsidiary of Citigroup), and an executive vice president with Citigroup Investments. He was CIO and head of private asset management at Neuberger Berman and subsequently continued as a trustee of the Neuberger mutual fund complex. Most recently, he was an executive advisor with Aquiline Capital Partners.
Kimberly Wright-Violich Elected to CFP Board's Board of Directors
Kimberly Wright-Violich has been elected to serve a four-year term as a public member on the board of directors for Certified Financial Planner Board of Standards Inc. She was elected at the fall 2013 meeting. Her term begins Jan. 1.
Wright-Violich is currently a principal and co-founder in an impact investing and philanthropic advising firm and acting president of Echidna Giving. Echidna Giving is a social impact LLC committed to improving girls' education in the developing world that was founded by the first employee at Google. Previously, she was the CEO and president of Schwab Charitable for 11 years.
Aberdeen Asset Management Names David Steyn Head of Americas
Aberdeen Asset Management announced that David Steyn will join the firm as head of Americas. He will succeed Gary Marshall, who will return to the U.K after four years in the position and continue to play a key role in the group's business development. Marshall will transition his present responsibilities to Steyn over the next few months.
Steyn has more than 30 years of experience in the investment industry, based in both the U.K. and U.S. He joined AllianceBernstein Holding L.P. in 1999, served as its global head of distribution from April 2007, and served as its chief operating officer from July 31, 2009 to 2012. He ran both fixed income and equity investment teams in the U.K. and U.S. with organizations like Quaestor (from 1989 to 1999), Lazard (from 1986 to 1989) and Montagu (from 1979 to 1986). He spent his formative years as a fixed income portfolio manager at Montagu.
Richard Wells Joins Convergent
Convergent Wealth Advisors announced that it has hired Richard Wells as managing director. He will initially concentrate his sales efforts in the Atlanta marketplace on behalf of the firm's Independence by Convergent wealth management platform, which serves those with $1 million or more in investable assets.
Wells was an early pioneer at Fisher Investments and has more than 20 years of experience, which he will apply to expanding the firm's presence beyond its traditional Washington, New York andLos Angeles markets.
Finance Committee Approves Nominees
The Senate Finance Committee announced that it has approved nominees for three positions in the Obama administration. The three nominations are John Koskinen, nominated to be commissioner of the IRS; Sarah Bloom Raskin, nominated to be deputy secretary of the Treasury Department; and Rhonda Schnare Schmidtlein, nominated to be a member of the U.S. International Trade Commission.
Koskinen served as non-executive chairman of Freddie Mac from 2008 to 2011 and acting CEO in 2009. He was deputy mayor and city administrator of Washington from 2000 to 2003, assistant to the president and chairman of the President's Council on Year 2000 Conversion from 1998 to 2000, and deputy director for management at the Office of Management and Budget from 1994 to 1997. He also has extensive experience in the private sector.
Raskin has been a member of the board of governors of the Federal Reserve System since 2010. From 2007 to 2010, she served as commissioner of financial regulation for the state of Maryland, and from 1993 to 1998, she was banking counsel to the U.S. Senate Committee on Banking, Housing and Urban Affairs. She also worked for the Federal Reserve Bank of New York and the Joint Economic Committee. In addition, she has extensive experience in the private sector.
Schmidtlein served as a consultant to the World Bank on projects seeking to strengthen accounting regulation and oversight. She worked in the Office of International Affairs at the Public Company Accounting Oversight Board as director from 2005 to 2011 and as special counsel to the chairman from 2003 to 2005. Previously, she served as associate general counsel for the Office of the U.S. Trade Representative (USTR) from 1999 to 2003, and assistant general counsel from 1998 to 1999. She has also worked for the Department of Justice and taught law atGeorgeWashingtonUniversity.
New York Life Names Katherine O'Brien Chief Human Resources Officer
New York Life announced that it has elected Katherine O'Brien, currently senior vice president and chief corporate counsel, as chief human resources officer, effective Jan. 1. In that role, she will be responsible for talent development, talent acquisition, the HR services unit, compensation and benefits, employee relations and the HR business partners function, with additional oversight for the office of diversity and inclusion. She will report to SVP Barry Schub, who oversees a number of corporate departments including corporate strategy, corporate communications and human resources.
Previously, O'Brien was first vice president and deputy general counsel in the office of the general counsel after serving as the company's first chief diversity officer in the human resources department for two years. Prior to that, she held positions of increasing responsibility in the office of the general counsel. She joined in 1995 as a litigator, specializing in employment litigation and benefits compliance. Prior to joining, she worked with several law firms in New York in general commercial litigation.
Check out New Hire Roundup: American Century Names New Co-CIOs on ThinkAdvisor.


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Successful people are used to making informed decisions, which may help to explain why they are successful. They warily evaluate the growth potential of different investments, purchase fine art and other valuables with a sharp sense of the financial appreciation, and assess business opportunities by discerning both benefits and drawbacks. Yet when it comes to buying insurance, scant thought, if any, is provided the subject.
I have wondered why insurance isn't accorded the same diligence given to other financial judgments, and I think a reason might be that many insurance policies are a required purchase. Think about it—evidence of automobile insurance is required by statute, homeowners insurance is obligated by the mortgage application process and even health insurance will soon be a necessity for all of us to buy.
When a person is required to purchase something, less attention is given the particulars of the purchase. You're mandated to buy it—consequently, you may not think much about it or ask questions and, subsequently, you may not make truly informed decisions.
Some readers might argue that automobile and homeowners insurance (and even health insurance) are commodity products requiring little need for discussion beyond the overall cost. Certainly, the billions of dollars spent to produce television commercials that emphasize low price above all else would explain these observations, erroneous as they are. The truth is that no two car insurance policies or home insurance policies are the same, nor should they be.
These thoughts gained greater clarity after a recent discussion with Diane Brinson, president and owner of Momentous Insurance, a Los Angeles-based insurance agency/brokerage serving a high-net-worth clientele. Diane hit the nail on the head when she said that insurance is a "living organism." By this she means that as a person's life, career and other personal circumstances alter, their insurance coverage must keep pace.
"All aspects of insurance tie into the client life cycle," Diane said. "Clients sometimes are growing their wealth and sometimes divesting it. Children are born, go to college and strike out on their own. Careers change, expensive pursuits like travel or collecting art are undertaken and health issues arise. Each iteration, even subtle ones, changes the picture from an insurance perspective."
She is absolutely right. As one's circumstances change, it compels a host of questions about potential exposures and ways to transfer them:
- Are the coverages broad enough to address the widest possible range of personal risks?
- Are the financial limits of the policy high enough to absorb the new exposure outcomes?
- Are there other policies like personal excess insurance that should be part of the risk-transfer portfolio or should the limits of such policies be vastly increased?
- Is the insurance company providing these coverages financially solvent, stable and secure?
As Diane put it, "If clients or their financial advisors don't sit down at least once a year to discuss the changes in their lives and how this affect their risk profiles, there is a very real threat of being underinsured, uninsured or insured by a distressed carrier."
She makes an excellent point. Many insurance companies have suffered horrendous losses in their personal lines business in recent years, due to the expensive tally of natural disasters and other extreme events. These losses have weakened some insurers, which are reflected in their downgrades by the ratings agencies. With many more affluent individuals living in regions of the country susceptible to hurricanes, wildfires and earthquakes, this increases the potential for insured losses.
The Agent as Advisor
Affluent people also confront unique risks that average income earners avoid. Their wealth invites liabilities like slander, defamation, libel and bodily injury lawsuits. They may invest in fine art, vintage automobiles and rare jewelry pieces that are subject to theft and damage. They frequently serve as board directors and are thus subject to shareholder litigation and class-action lawsuits. Small wonder why Diane says their insurance needs to be reviewed each year "with a fine tooth comb."
It's all about choice and control—accepting the fact that significant wealth requires more attention toward personal risks and the optimum strategies to manage and mitigate these exposures. "Something as seemingly simple as making a determination between scheduling each piece of fine jewelry separately or buying a blanket policy to insure the entirety at a particular financial limit of protection requires a discussion," Diane said. "These are not commodity products—certainly not for people of means."
Indeed, insurance insists on a continuous dialogue between the insurance agent/broker, the insured and his or her advisor. Just because certain coverages are mandatory doesn't obviate the reasons for a thoughtful evaluation of risks and a methodical insurance purchasing process.
No one has the energy or time to fill out a 30-page questionnaire on how their personal financial situation has changed. The far better alternative is to confer with one's agent about the most critical risk factors, zero in on the causes, and then collaborate on a superior risk mitigation and insurance strategy. In other words, take control.


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Qteros, ZeaChem and Verenium presented updates on their efforts to bring three unique cellulosic ethanol processes to commercial status.
Qteros CTO Kevin Gray described how the company's Q Microbe™ (Clostridium phytofermentans) enables a single step (consolidated bioprocessing) conversion and fermentation process for fuels. This approach can save as much as 40 percent in production costs. Qteros is currently scaling its technology up for a 100 liter laboratory bioreactor.
ZeaChem President and CEO Jim Imbler outlined the challenges facing the industry, which include the need for coherent government policy to help the industry make it through the "Valley of Death," which he described as the stage between proving that a technology works and attracting enough investment to make it a reality. Raising capital for a first-of-its-kind project is particularly difficult, Imbler noted. Traditional project finance is not available; but companies could move forward with a combination of strategic investors and short-term government support.
Zeachem uses a Clostridium thermoaceticum found in the gut of termites to produce acetic acid, which is then converted to ethyl acetate and ethanol. They are constructing a demonstration-scale plant expected to be online in 2010.
Bill Baum of Verenium then described the status of the company's joint venture with BP, Vercipia Biofuels, which is building a commercial scale cellulosic biofuel plant in Highlands County, Fla. and seeking a site for a second facility.
An audio recording of the webinar can be downloaded from BIO.org.
Filed under: biofuel, Biofuel Technology, ethanol, Investment, meetings, venture financing | Tagged: biofuel, biofuels, biotechnology, cellulosic, cellulosic biofuel, commercialization, valley of death | 1 Comment »


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By Olga Zhyvytsya, Caritas Internationalis project advisor
Financial inclusion promotes social inclusion of migrants in the country of destination – this was the idea that brought together the Italian Banking Association and civil society organisations at the meeting "Migrants and financial inclusion" held in Rome, 14 June 2011.
Italy, once a country of origin for migrants, today faces significant immigration flows. According to Caritas Italy data from 2010, 5 million migrants live in Italy and they constitute 7 percent of the population; foreign employees constitute 10 percent of the work force and 3.4 percent of enterprises belong to foreigners. Migrants contribute 11 percent to the GDP and pay near 11 mld euro in social security contributions. Moreover, near 1 million children of migrants were born or brought up in the country. As a result, Italy faces the growing necessity to consider migrants more as citizens rather than simply as guests, with a whole spectrum of social and economic responsibilities and rights.
One thing that links a migrant, as with any citizen, to the community of arrival, is full participation in its economic and social activities using today's instruments, including banking. It is with the purpose of taking responsibility and of promoting the financial inclusion of migrants and the possessors of international protection in Italy that the Association of Italian Christian Employees, the Association of Social Promotion, Caritas Italy, the Rome-based Centre for Study of International Politics and UNHCR met to sign a memorandum of understanding with the Italian Banking Association.
Why is it worthwhile talking about the financial inclusion of migrants?
The joint initiative between banks and academia and civil society organizations, presented at the meeting, produced a research that analyzes the relationship of migrants with banks in terms of banking, access to credits, migrants entrepreneurship, microfinance, remittances.
This work showed that banking (i.e. becoming a bank's client) among migrants in Italy has reached 60 percent and the rate is growing quicker than migrant flows. It usually takes some time before incoming migrants obtain economic and employment stability and as a result start banking. Two main characteristics describe the process of migrant banking: relations between work integration and banking; national and gender aspects of migration flows. For example, being employed as a domestic worker doesn't necessarily require the acquisition of bank account. On the other hand, female migrants as well as Chinese and Bangladeshis have a small rate of banking in general.
One interesting global initiative was introduced by the Italian Ministry of Foreign Affairs in 2009: reducing the average global price for remittance transfer down to 5 percent over a period of 5 years. From 2000-2010 remittances grew 10 times. It is a well-known fact, that remittances contribute not only to the well-being of families but also to the country of origin's economic growth. The use of bank services for money transfers helps to formalise remittance flows and avoid fraud by criminal groups.
Another result of the partnership is the publishing of an informative multilingual brochure "Welcome to the bank" aimed at the basic banking education of migrant clients. Apart from basic financial services such as serving bank accounts, banks may tend to satisfy the most requested needs of migrants through tutorship and sponsorship: financial counselling on the development of business ideas, various scholarships as well as sponsorships for business.
The entrepreneurial face of migration
Migrant entrepreneurs, as it was noticed at the meeting, have less favourable financial conditions compared to locals. First of all, the lack of crediting history and property guarantees makes it difficult for migrants to apply for credit. This makes banks more reluctant to express their credibility to foreign entrepreneurs and according to recent studies made by the Bank of Italy, migrant entrepreneurs should pay higher bank interests.
In the research it was noticed that Italy still doesn't appreciate the skills of migrants who are usually overqualified for employment sectors (near 66.3% are employed as artisans, workers, and agricultural labour force). Migrant entrepreneurs are active: in some places they are more inclined to start own business than native citizens. Migrants usually start their business in commercial niches of nostalgic goods and recently evolved ethnic business that request high level of innovation. Migrant enterprises can strengthen the economic relationship between countries of origin and destination through entrepreneurship remittances, resource mobilisation and know-how. Creation of economic activity is a way for economic security as through entrepreneurship, skills and social capital, often not recognised, can be better utilised and appreciated.
Female migrant entrepreneurs constitute 6 percent of female entrepreneurs in Italy and 20 percent of migrants in general. This percentage has recently grown significantly: according to OSCE (the Organisation for Security and Cooperation in Europe) analysis foreign women weren't significantly touched by the economic crisis and their participation in the labour market has increased also due to the loss of work of family members.
Moreover, migrant entrepreneurs contribute to the change of Italian entrepreneurial reality with their promotion of commerce and investments. As one of the example, the arrival of migrants to Southern Italy according to Italian NGO Cooperation International South-South, brought economic benefits to the territory and promoted international cooperation.
In conclusion, discussion on the financial inclusion of migrants raised a more profound question: whether we are ready to care for a vulnerable part of our society in a serious way, i.e. respecting migrants' potential and giving them a chance to fully participate in a society which only benefits from their economic activities.


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Annual Report of the Office of Experiment Stations, June 30, 1901
Description: Volume provides a summary of the progress of each agricultural experiment station. Also includes statistics, discussions of foreign investigations, and selected studies. Name index starts on page 483.
Date: 1902
Creator: United States. Office of Experiment Stations.
Item Type: Refine your search to only Book
Partner: UNT Libraries Government Documents Department


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A Tasting with Joe Davis of Arcadian Winery
Unlike many of his colleagues, Joe Davis, the founder and winemaker of Arcadian Winery, does not come from a long line of winemakers. On the contrary, his people were Monterey fisherman—with first-hand accounts of John Steinbeck's peccadilloes, no less! But he was not destined for the family business.


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Item Description
Letter, B. Darrach to Rev. S. L. Adair
Author: Darrach, Barstow
Date: January 8, 1857
Darrach at New York Hospital commented on events at the national level and the prospect of little support for the free state cause from Congress or the President. He reported that John Brown was in New York speaking about Kansas and trying to raise some funds and other support.
Location of Original: KSHS Call Number: Samuel and Florella Adair Collection, #161, Box 5, Folder 8
Item Number: 100329 Number of images: 4
Keywords: Adair, Samuel Lyle; Brown, John, 1800-1859; Buchanan, James, 1791-1868; Darrach, Barstow; Free state perspective; National politics; Pierce, Franklin, 1804-1869
pg. 1
pg. 2
pg. 3
pg. 4


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I was at the "One of a Kind" show in Toronto last week and found these $5 hand painted watercolour cards from Leslie Zahara. Could they be any sweeter?
I picked out three Easter ones, and framed them in little frames from the dollar store. I just love how they turned out.
I put them out on the bookcase in the living room. Every time I glance at them they make me smile. 🙂
Hope you're finding lots of reasons to smile this beautiful Easter weekend, too.


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JCLeSinge wrote:It's a very rare person who can both write and draw, and do them well; I've spent over ten years honing my writing skills, so my drawing has been greatly neglected. I need an artist who understands that the time they've spent improving their artwork is time they didn't spend learning to write.
I appreciate the tenacity, but whine much? I suspect that sentence structure and that aren't so important in comic scripts, but are we looking at a very first draft in those samples? They could be presented a lot better for artists to get excited about! I'm sure you've worked hard on your EPIC Story, but the grammar isn't exactly top notch. That could have something to do with Artists not chomping at the bit. They probably are not taking the time to read it, run on sentences are dreadful to read--I only made it through about five paragraphs.
If you've been begging people to the point that your so angry and horrible, why don't you just write it like a novel and not worry about the jerkish crapy writer artists. Epic Fantasy type stories have had a better track record as novels after all.
(EDIT: I rewrote this trying not to sound so much like a jerk, but I still think I failed)


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Company now distributes in cooperation with Forefront Initiatives, Inc.
Seccua Americas, LLC, the Americas sales and distribution arm of Seccua GmbH, is a provider of standardized ultra-filtration water treatment systems. Seccua now distributes its filtration systems in the Canadian market in cooperation with Forefront Initiatives, Inc. of Ontario, Canada.
Forefront Initiatives, Inc., has experience in the field of drinking water treatment for residential, commercial and small community applications. Approximately 20% of Canadian households are not connected to central drinking water supplies. As such, they are responsible for the quality of their drinking water. Since much of the drinking water in Canada is sourced from surface water, treatment is recommended to remove bacteria, viruses, parasites and legionella as well as turbidity and particles from the water. The distribution partnership allows Forefront to offer its customer base in Canada the entire Seccua product range.
An ISO 9001:2008 certified company, with manufacturing and R&D facilities located in Steingaden, Germany, Seccua GmbH manufactures its X-Spot, Virex Pro and Phoenix ultra-filtration water treatment systems to meet the regulatory requirements of most of Canada. Seccua systems include the features and functions for control and communication that are needed by most Canadian provinces, Seccua said. Fully automatic rinsing, automatic integrity testing, remote access and control and data logging are standard features of Seccua's Virex Pro and Phoenix systems, the company said.
"We are pleased to have found an innovative and highly motivated technology
company with Seccua Americas, which can provide completely new innovation to
the Canadian market for water treatment," said Claudio Cinapri, president of Forefront. "Our relationship with Seccua is driving Forefront to nationwide
expansion, in particular with dealers and suppliers of advanced water treatment
equipment as well as wholesalers of original equipment manufactures."
"This cooperation with Forefront will bring us great synergies--Forefront is
intimately familiar with this segment of the Canadian water treatment market and we, as a technology leader, will provide our proprietary ultra-filtration water treatment systems to this rapidly growing market," said Dan Wyckoff, general manager of Seccua Americas, LLC.


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BOYS SOCCER: Torrington weathers Wolcott, 4-2
TORRINGTON -- Torrington's boys soccer team passed new milestones in a 4-2 win over Wolcott that played like testing segments at the Robert H. Frost Sports Complex Wednesday evening.
The first test, for both sides, was the steady drizzle that kept the field slick all game.
"I always said wet fields are a great equalizer," said retired coach Mike Fritch Sr.
Wolcott, 5-4, proved there was more equality than rain in the first 10 minutes.
The Eagles were quicker up the field than any team the Raiders, 7-1, have played this year.
Nine minutes into the game, two quick passes by Wolcott's Cody Doubleday and Eddie Parent found big junior Caleb Sisson on the right corner of Torrington's penalty box. Sisson fired in the goal for an early lead.
Quickness was one thing. Physical play was another.
"We needed a physical game. We haven't had one yet," smiled Coach Mike Fritch jr, who started most of his juniors last year.
For 10 minutes, the Raiders showed a little give in that second test. The goal brought them back.
"We had to play with urgency. We go to (7-0-1) Watertown Friday," said Craig Peterson, a senior whose sure-footed defensive play helped shore up the Raiders for the rest of Wednesday's game.
"We came together," said midfielder Jairo Borja.
"We played hard," said senior Jaime Tello.
Suddenly, after that first Wolcott goal, Torrington dominated the wet playing field.
"They came to play," said Wolcott coach Bryan Plona, who told Fritch his was the fastest team the Eagles have played.
Finding openings on the wings, the Raiders had several golden chances up the left side.
Twenty-seven minutes into the half, Shane Bierfeldt pinched in with the ball from the left, alone against Wolcott goalie Biagio Dandio (9 saves). Bierfeldt's shot, from 10 yards away, whistled under the senior keeper's right arm for a 1-1 tie that stayed put for the half.
After the opening Eagle flurry, Torrington's shot advantage was 8-4, several of them prime chances.
Nevertheless, Sisson had the first say again in the second half, striking a great shot from 20 yards right of Zack Paniatti's Raider goal in the fourth minute.
A minute later, Borga, in Wolcott's left corner, served a pass into the penalty box. Tello tapped it in from 10 yards in front of the goal.
Four minutes later, Tello took a pass from Amar Suljic at the top of the penalty box and grabbed the lead, 3-2.
A minute later, just 10 minutes into the second half, Borja carried the ball through a crowd in the middle of the field like a football fullback, breaking clear for a 5-yard shot that cemented the 4-2 win.
"They play well," said Coach Plona.
One of Coach Fritch's greatest satisfactions is knowing now that his team plays well under three more difficult conditions.


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NO-PAY DAYS: Not only are Greece's 1.35 million unemployed unable to make ends meet, but a growing number of those in work are struggling as more and more companies can no longer make regular salary payments.
TAXING TIMES: As well finding it harder to feed, heat and clothe themselves and their families, Greek workers also have to pay increasingly hefty taxes the government is relying on to turn the economy around.
DARK ROAD AHEAD? Union and independent analysts are worried Greece will face further years of economic struggle and protest as too many demands are placed on a shrinking workforce.


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There's no denying the power of the Kardashian sisters, they have a clothing line, beauty range and their own fashion store, and so on, and regularly grace magazine covers around the world, but I have been saying for a while that I don't think it is going to anything compared to what their younger Jenner sisters, Kendall and Kylie are going to achieve.
First step towards for world domination for Kendall starts here with this amazing, very high-end solo cover for Australian title, Miss Vogue. I know she has had covers before with her sister for Teen Vogue and Seventeen, but this cover shoot for Australian Vogue's younger sister shot by Russell James just shows off her fashion potential and she looks incredible.
The cover is very cool, uber-fashionable, but still youthful and I love it – that Zimmermann flip side backless dress is gorgeous and it looks even more fabulous in the full length shot with Kendall working her angles and those Nicholas Kirkwood – seriously wow.
Still only 16, I think Kendall Jenner is going to have an amazing modelling career. Kim tweeted how proud she was of her little sister and commented on her endless legs saying "Kendall's legs… I'm jealous!" and I certainly agree – this picture below is smoking.
So what do you think of Kendall's editorial? Do you think she has what it takes to be the next supermodel?


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Augmented reality is set to drive a deeper wedge in the digital divide.
According to Internet World Stats, only 28.7% of people in the world are online. In simple terms, that means if I have five kids only one gets access to the internet. As I sit in a developed economy in Western Europe, the digital divide is not always well recognized or understood. That means that four of my kids aren't seeing any internet content and getting the benefit of the largest knowledge sharing network the world has ever seen. One child will be given the advantage of the world's information being organized and widely accessible while the others will be have to get by with what they can access locally.
Most recession-affected countries have proposed some sort of broadband stimulus project to increase the number of people using the internet and develop their digital economy. Emerging markets are rolling out infrastructure to increase uptake and bring more people online.
Discussions around the infrastructure side of the digital divide leads to a lot of trolling through stats and not much understanding of what the gap means. In developed markets the digital divide often means that the less money you have the less likely you are to be on the internet, own a smartphone or enjoy tablet computing. This is a divide between the rich and the poor and Russell M Davies proposes in his Wired column "Imagine the worst bits of Facebook, only they're everywhere" that augmented reality could lead to a kind of "premium reality" for those that pay for better versions of everyday life.
Augmented reality offers users the opportunity to access information or alter landscapes through digital imagery on mobile devices that interact with their surroundings. Davies notes that this has so far amounted to pizza vouchers and works of art. As the potential of augmented reality is just beginning to come into focus, it illustrates how pronounced the digital divide can become.
Today it means that if you don't have access to a smart mobile device you are being denied access to some less than essential information but as the technology develops it could mean that you are only seeing half the picture that others are. Once the technology has seen widespread adoption this could mean aggressive advertising models shaping the world you see through your mobile device.
Davis sees this world evolving along a similar path as television broadcasting with advertising cluttering the world of poorer users while those that can pay accessing premium content. He says:
"…businesses will pay to target the rich and end up only addressing the poor because the rich have paid extra to avoid being targeted. So if you've got enough money, your world could look like HBO on a Sunday night — high quality and commercial free. If you don't, it'll look like the nether regions of your guide — softcore chat offers and lawyers who've paid an actor to assure you that they really are lawyers. Which would be fine, except these people won't be on your telly; they'll be in your world."
This means that the one child in five who gets to enjoy the riches of the internet still might not be getting an optimum experience and getting every advantage the web has to offer. As augmented reality technology proliferates we will see how access to these new means of information sharing evolves.


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OTTAWA — Don't feel bad if you end up with a less than stellar score on that annual Canada Day IQ test — you're probably not alone.
A recent survey commissioned by the Montreal-based Association for Canadian Studies found that while Canadians have a decent grasp on Confederation, the First and Second World War and the country's prime ministers, they're not so well versed in early Canadian history and issues related to many of the people who helped build the country.
More than 1,500 Canadians were asked about what they learned in high school history class. When it came to subjects about which people had "learned a lot," the contributions of immigrants, women, aboriginal people and even the Brits didn't exactly stack up.
Noting history teachers have faced criticism for focusing too much on social history, rather than political history, executive director Jack Jedwab said the results actually indicated the opposite.
"It may be that it's easier to absorb, it's easier to integrate into sort of your general knowledge, dates and names and battles, than it is the sort of social side of our history," he said, adding the two really ought to be taught in unison.
"Failure to do that, I think, will often result in people not finding history as exciting."
Even as thousands of royal watchers coast-to-coast gear up for the much anticipated visit of Prince William and his new bride, who arrive in Ottawa on Thursday, just 18 per cent of Canadians said they'd learned a lot about the monarchy during their youth. Perhaps not surprisingly, more than a fifth of Quebecers said they hadn't learned a thing about the royals in high school.
Despite Wolfe's victory over Montcalm during the Battle of the Plains of Abraham in 1759, 23 per cent of Canadians said they didn't learn anything in high school about Canada's British colonial period. Meanwhile, just 14 per cent said the same of Canada's French population.
More than a fifth of Canadians said they'd learned a lot about the French in high school. However, most of those people hailed from Quebec, followed by the Maritimes, Ontario and Western Canada.
The survey found many Canadians — 30 per cent — had learned a lot about their own provincial histories in high school. Again, that was most prevalent in Quebec and the Maritimes.
Canadians also displayed a significant lack of knowledge about pre-Confederation history with just 11 per cent of respondents saying they'd learned a lot about the Conquest that ended French rule in Canada.
A whopping 34 per cent hadn't learned a thing about it in high school and the numbers were just as bad for the Rebellions of 1837.
Even the War of 1812 failed to register with many Canadians as a full fifth indicated they hadn't learned a thing about it, while just 17 per cent said they'd learned a lot.
That said, between a third and half of all Canadians indicated they'd learned at least a little bit about all aspects of Canadian history.
Jedwab, for one, is prepared to cut Canadians some slack.
"Somewhere we have to ask ourselves if perhaps our target for knowledge is too high," he mused.
"We wouldn't say every Canadian has to know a little bit about chemistry."
He suggested history might also be considered a specialist field and that there may be a need for some discussion among educators as to what basic material ought to be required learning.
Still, with Canada poised to celebrate its 144th birthday on Friday, cringing Canadian history buffs may take some comfort in knowing that Confederation took the top spot with 32 per cent of Canadians indicating they'd learned a lot about it in high school.
Meanwhile, more than a quarter of Canadians said they'd learned a lot about the Second World War and Canadian prime ministers, while 23 per cent said they were well versed in First World War history.
The survey of 1,513 Canadians was conducted last week via web panel by Leger Marketing. An equivalent telephone survey would have a margin of error of 2.9 percentage points, 19 times out of 20.


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Logos of GNU packages
This page is a collection of official and semi-official logos of GNU packages, sorted in alphabetical order.
Help us complete the list
Many GNU packages don't have logos—if you are skilled enough and willing to contribute logo for a package, please contact the package maintainers and show them your work. If approved, let us know at <[email protected]> in order to add it to this page. A list of all GNU packages is available.


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Jason MacDonald, a Senior Scientific Engineering Associate at Lawrence Berkeley National Laboratory, has focused his career in distributed energy resources. As a member of the Grid Integration Group in the Environmental Energy Technologies Division at LBNL, Jason researches fast, automated demand response for bidding into bulk power system ancillary service markets. This work includes analyses of market and policy barriers to DR's market entry into ISO/RTO markets, the development of mathematical models for demand response availability and pilots to test control paradigms for resource aggregation of thermostatically controlled loads and PEVs for AS participation. Prior to joining LBNL, he pursued his graduate work in Mechanical Engineering and Sustainable Systems in the University of Michigan's Engineering Sustainable Systems dual degree program. As a student researcher, Jason examined the electricity consumption profile, fleet marginal electricity demand and environmental impacts of PEVs. He has held positions as a system engineer for a photovoltaic integrator in Southern California, and as a systems integration engineer on the Chevy Volt powertrain at General Motors.
Jason MacDonald
Principal Scientific Engineering Associate
(510) 486-7085
Demand Response Research Center - Final Report. 2015. LBNL-1005753. .
"An assessment of market and policy barriers for demand response providing ancillary services in U.S. electricity markets." Energy Policy 62 (2013) 1031-1039. .
"Los Angeles Air Force Base Vehicle to Grid Pilot Project." ECEEE 2013 Summer Study on Energy Efficiency 2013. LBNL-6154E. .
"Demand Response Providing Ancillary Services A Comparison of Opportunities and Challenges in the US Wholesale Markets." Grid-Interop 2012. Irving, TX, 2012. LBNL-5958E. .


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- Details
- Specs
- Reviews
- What's Included
The SimplyBrilliant™ UPB Transceiver-Controller Base (sold separately) provides ultra-reliable control of new and existing lighting fixtures, lamps, fans and other electrical devices using your existing wiring to control virtually any light in your home. Best of all, all faceplates are sold separately and are interchangeable in the field without ever having to untwist a wire nut, so once this base is installed, you'll easily be able to install or change out any faceplate in seconds. For easy control of two UPB lights in your home, snap in the Full High Dual Rocker Face. A Decora-style wall plate is sold separately. The Full High Dual Rocker Face will also snap into the UPB Slave Base (sold separately) for quick three-way capabilities.
The UPB Transceiver-Controller Base offers 200 dimming steps as well as a resume dim feature for attractive lighting ambience as well as the flexibility you deserve. All of these features are accessible for two devices through the Full High Dual Rocker Face.
The Dual Rocker Face - Full High is also available in black, ivory, and almond. Additional faceplate styles are also available.
Manufacturer: Simply Automated Manufacturer Product No.: SAZS12(W) Dimensions: 2 9/16" x 1 5/16" x 3/4"
- Dual Rocker Face - Full High
- Dual Rocker Face - Full High


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at checkout! Don't delay, save big today! See below for full details and expiry...
Coupon details©2014 Zazzle Inc. All Rights Reserved. Zazzle Inc, 1800 Seaport Blvd. Redwood City, CA 94063
Zazzle, the Zazzle logo, Zazzle Custom Stamps, and Zazzle Profile Cards are registered trademarks or trademarks of Zazzle Inc. in the United States and other countries.
Discount level varies among products. Eligible discounts (50% of the business card pack net sale price of qualifying business card packs) will be deducted when one or more qualifying products are purchased and the coupon code STANDOUTBIZ1 is applied at checkout. The net sale price is the price of the product (excluding shipping and taxes). Offer is valid through February 27, 2014 at 11:59 PM PT. Not all products qualify for this promotion. This offer does not apply to past purchases and may not be combined with any other Zazzle promotional or volume discount offers. If a volume discount applies to your order, you will receive either the discount set forth in this offer or the standard volume discount, whichever is greater. Offer valid on Zazzle.com only.
Click here and use the code at checkout.


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The Mobile & Alabama rivers, rendered as an urban transit network. River names are frequently arbitrary — there is one continuous flow of water from northwest Georgia all the way to Mobile Bay, so I treat it as one stream with a combined name.
Click the image below to view/download a free PDF, which you may use according to the Creative Commons Attribution-NonCommercial-ShareAlike 3.0 Unported License. If you wish, you can pay me what you think my work is worth, via PayPal.


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On this day in Enterprise, Utah, the High desert Shaman named Manbo can be seen welcoming the needed moisture brought by a late day snow squall. It seemed to have ended with little evidence of any snow. Blue sky and snow squalls, warm afternoons and zero degree nights can be common. Some find the beauty of this seemingly harsh environment evidenced in the stone. These stones are some of the elements used and cultivated to what is White Winds Stone Jewelry.
The Truth is in the Stone.
Utah is a state located in the westcentral region of the United States of America. Utah is the 13th largest state by area, ranks 34th by population and 10th by population density of the 50 United States. Utah was the 45th state to be admitted into the Union, on January 4, 1896. Utah is landlocked, being bordered by the states of Idaho to the north, Wyoming to the northeast, Nevada on the west, Colorado on the east and Arizona to the south. Utah is very mountainous and is a popular outing destination of the outdoorsman. The state population is about 2.82M with 95% being Caucasian, 2.4% Asian, 1.7% Native American and 1.3% Black. The state capital and largest city is Salt Lake City.Source: wikipedia


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A Day to Remember Reveal New Album Title
A Day to Remember are still hard at work on a new album, but guitarist Kevin Skaff was kind enough to impart the album title for their upcoming disc via a Tweet.
Skaff told fans, "ADTR 'Common Courtesy' … I would tell you to prepare, but you can't prepare for this." Skaff and his bandmates have spent a rather quiet 2012 in the studio working on their next release.
Earlier this year, the band wound down tour support for their most successful disc to date, 'What Separates Me From You,' by booking an early 2012 trek with Rise Against. However, their time in the spotlight shrunk a little bit with the decision to start writing and recording for their next effort.
Writing has gone well enough, though there are the occasional bumps in the road. Earlier this month, singer Jeremy McKinnon tweeted, "Just wrote a pretty cool part, then realized it was a song I knew. Then I also realized how much better what they wrote was than mine. S—."
Though a release date has yet to be announced for 'Common Courtesy,' there is hope that it will be sooner than later. A good sign is that the band recently signed on to play Chicago's Riot Fest Sept. 16, which means they may be far enough down the road on a new disc that they can at least get out for shows.


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11 Phillips Street, Amherst (but touching UMass)
The crackdown continues on Phillips Street, the slummiest street in Amherst. Over the weekend police busted 33 Phillips Street, arresting eight young men (including UMass party anthem "singer" Paul Markham) for rowdy behavior, and now 11 Phillips Street is in the crosshairs.
Of course both dwellings are owned by the "King of the Decadent Street", Stephan Gharabegian. And yes, notice 11 Phillips is catagorized by our assessor as a "one family" dwelling, meaning only four (4!) unrelated housemates can set up shop under that particular roof.
From: McKay, Donald, Assistant Fire Chief
To: amherstac
Sent: Wed, Oct 31, 2012 1:51 pm
Subject: 11 Phillips St.
The following is the verbatim copy of the email I sent to the Building Commissioners office yesterday:
At approximately 10:00 am today the Fire Department was contacted by APD Lt Ron Young who had concerns about the fire safety of the occupants residing at 11 Phillips St.
APD had obtained a criminal search warrant and discovered the fire safety concerns upon gaining entry to the residence. I responded and conducted a fire safety inspection.
My findings are as follows: The fire alarm system panel was in trouble and I question whether or not it was serviceable. No permit has been issued for the new panel. I found a first floor pull station that had been activated and not reset. I have no record of a fire department response to this address.
14 students in residence in the single family occupancy per APD. 1 bedroom with 2 beds on the 1st floor with 2 additional mattresses stored under each bed, 2 bedrooms with 2 beds each on the 3rd floor (# 7 & 8). Covered, disabled, or missing smoke detectors east and west bedroom, basement rooms 4, 5, 6, 9, 2nd floor rooms 7, 8, 3rd floor. Access to the fire alarm panel obstructed. Egress from the kitchen obstructed.
This spring and summer, Health, Fire, and Building inspected this residence on the 29th of June and the 17 of August. Each inspection found the same number of bedrooms or possible bedrooms. The owner did not allow us entry into most of the bedrooms as they were occupied and locked.
The students will not be allowed to sleep in the building until the fire alarm system is returned to service. I was able to make contact with the owner who was in New York and he did arrange to have the fire alarm system placed back in service. I checked on this about 5:30PM last night.
Mike Roy is at the National Fire Academy this week but he and I have talked and upon his return we will issue fire safety violations to the owner.
Assistant Chief Donald R. McKay,
EMT-P, MPH Amherst Fire Department


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World ChampsRegular price from £80.00
Drop a Hint
Here at Cakes by Andrew we strive to use only the finest ingredients sourced with the upmost care to make sure we provide the best products to our customers. All our recipes are still the same as the ones developed and created by Andrew himself.
Base: Self-raising flour, baking margarine, eggs, caster sugar, essence of vanilla, unsalted butter, icing sugar, 60% chocolate, double cream, almonds, baking powder, food colouring
Although some cakes vary slightly, our base ingredients tend to be very close to the list above unless requested otherwise.
All cakes from our range contain DAIRY. Until we can find a suitable alternative that meets the standards required, we are unable to offer dairy-free products.
ALLERGENS: Milk, Cream, Butter, Gluten, Soya, Eggs, Peanuts, Almonds & Flavourings (other allergens may be present in items bought from a source and not made on site).
All cakes are baked and decorated in a shared commercial kitchen space and although we will strive to prevent cross contamination (when requested), we can't guarantee traces won't transfer across during preparation.
We're now offering a home delivery service when you spend £50 or more!
How it works:
- Place your order at least 5 days in advance
- Choose 'LOCAL DELIVERY' at checkout
- Make sure that your address is within a 5 mile radius of our cake shop by entering your postcode
- Choose your delivery date (available 6 days a week, from Monday to Saturday)
- Choose your time slot (currently offering hourly slots between 12pm and 4pm)
And that's it! All we ask is that you leave a phone number when ordering, just in case we need to get in touch if we can't find your address. In the meantime, all you have to do is sit back, relax and wait for your delicious goods to arrive. 😋
We also offer a simple pick-up service!
We pride ourselves on the quality and individuality of our designs at Cakes by Andrew. As all of our cakes are made from scratch, we ask that you place your order at least 5 days in advance.
After choosing your cake design using our online tool, you have the opportunity to select the date and time you would like to pick it up.
Our Garston-based store has a carpark nearby, so the whole process is really easy. And if you're eager to see your cake before the pick-up date, you can come and view it in our shop beforehand! You can find directions here.
An added bonus is that all our cakes are securely packaged in custom-made boxes, so you won't have any worries when taking yours home.
Our Address: 124 St Mary's Road, Garston, Liverpool, L19 2JG


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- There are conflicting reports regarding the fight with Alberto Del Rio and Drew McIntyre at SummerSlam on Sunday, which is the reason Del Rio was sporting a black eye. Reports that Del Rio and Drew fought each other may be incorrect as the two may have gotten into a fight with other people outside of WWE. It was said they returned to their hotel yesterday afternoon looking beat up. Drew posted a photo of himself having dinner after SummerSlam and shows no signs of damage, as was reported.
- Wrestlers backstage at SummerSlam gave the CM Punk vs. Brock Lesnar match a standing ovation.
- Primo and Epico are being re-packaged as a matador tag team. No word yet if Rosa Mendes will be with them.
Source: F4WOnline


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The Netherlands gains 100 female professors
On 8 March, International Women's Day, minister of Education, Culture and Science Ingrid van Engelshoven will announce that universities have succeeded in appointing 100 new female professors. The year 2017 marked a century since the first Dutch woman, Johanna Westerdijk, became a professor. To commemorate this 'Westerdijk year', the ministry made additional resources (5 million euros) available to appoint 100 female professors. Universities interested in making use of this Westerdijk Talent Scheme submitted their applications to NWO.