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Young. Impatient. Plugged in. Casual. Flippant. Presumptuous. These are but a few of the ways that people, mostly of the older generations, describe the typical member of Generation Y.
Here's another way to think about them: the largest generation in the United States today with an annual spending power approaching $1.5 trillion. Born between 1978 and 1994, they now number 85 million in the United States. They are the next generation of adults — the majority are older than 18, and every one of them will be at least that age by the end of the decade.
They are the future of the insurance market. But how do we reach them?
The technological revolution has created countless options for marketing and selling, providing the means to reach more people in more ways at a lower cost than ever before. On the other hand, all of the benefits of technology are also available to Generation Y consumers. They compare prices, features, reviews and reputations with the click of a mouse button or the tap of a smartphone app. These tools have given them a great deal of knowledge and power as customers. In fact, technology has made buying easier for Gen Y, but has made it harder to sell to them. They can choose from among multiple options for buying the same product. You must give them a reason to buy from you: You are selling yourself as much as you are selling your product.
This is especially true of insurance. Products such as insurance and financial services are the basis for long-term, trust-based agent/client relationships. It's easier to form these kinds of connections when we work with clients who come from our own background. To market and sell to Generation Y, agents need to understand how to bridge the generational divide.
That may seem easier said than done. Gen Y seems to make its own rules, and its members definitely present themselves and communicate differently than older generations. They also like to do business in a different way. So, how can you connect with them?
1. Respect their individuality.
Gen Y was raised on self-esteem and told that each one of them is special and unique. They believe it. Let them know that you notice and appreciate their individuality and accomplishments. To many, members of Generation Y may appear too casual and unconcerned. They are more likely than those of older generations to sport tattoos, wear flip-flops everywhere and don T-shirts that look like they've been stuffed in a drawer since 1986. They might split time between talking with you and answering the hundreds of text messages they exchange every day. Don't sweat it: They aren't trying to be disrespectful. And, if you send them signals that you're put off by their behavior, you likely won't connect with them.
2. Don't waste time.
Gen Yers are in a hurry. They believe that every transaction should be as quick and painless as buying something from Amazon or iTunes. They have little patience for long meetings or presentations — they would rather look that stuff up on the Web. Try to arrive at the punch line without a lot of fanfare. Consider the length of a text message or a post on Facebook or Twitter — they like their information in bite-sized pieces. Be concise and to the point.
3. Be transparent.
Be yourself. Don't try to act any younger or hipper than you actually are. That will smell like desperation to these prospects. Instead, be up front with them and let them know how you can help. Don't hoard information; instead, divulge and disclose everything. They'll look up everything on the Web — you, what you say, and everything about your business and industry. If what they find doesn't jibe with what you say, you'll find your relationship dead on arrival.
4. Give it up.
Gen Yers love freebies and giveaways, and they want instant gratification. Offer them services or products at little or no cost — a free analysis, a discount, a T-shirt. Try to give them something they can take away right now. Let them know they are covered starting this minute, and mention any other benefits they can enjoy right away, even if it's just crossing an important item off of life's endless to-do list.
5. Go digital.
Generation Y lives a connected life, and your digital presence is just as important to them as your brick-and-mortar building — maybe even more important. Make sure your website is informative and accessible and that it allows Gen Y clients to "visit" your business and their accounts online, anytime they feel like it. Promptly answer your emails from them. Learn how to text. Invite them to text you, and answer immediately when they do, even if only to say "got yr msg." Offer free Wi-Fi access in your office. Put up a sign that says "Free Wi-Fi." Very few things in life make Gen Y as happy as free Wi-Fi.
6. Be their guide.
Gen Y doesn't have much experience with making decisions. They may know what they want, but they need help getting there. Give them information and advice rather than sales pitches. Point them to some resources on the Web where they can find more information — sources you trust, rather than ones they might randomly find. Explain to them how insurance works and why it's smart for them to buy it now rather than later.
7. Manage your reputation.
Gen Y is very peer-oriented. They will look for their peers to offer opinion and approval of their purchases and decisions. Actively manage your reputation among them on social networking sites and other online spots where they exchange opinions and advice with one another. If there's something negative out there, try to address the problem, or at least be prepared to explain it. Encourage positive reviews and ratings, and ask members of this generation to refer you to their friends.
8. Appeal to Mom and Dad.
Members of Generation Y, even the adult ones, consult their parents for advice on purchases, especially such "adult" purchases as insurance and real estate. Be prepared for a mom or dad to become involved in your business with their kids. Welcome their participation, and assure them you are working for their child's best interest.
9. Focus on their future not your past.
Most agents, especially Baby Boomers, are accustomed to winning clients by extolling their experience, accomplishments and successes. Members of Generation Y are more interested in hearing you talk about them and their future. "Why is this important to me right now?" and "What can this product do for me?" matter much more to them than whatever you've done in the past. The most important fact about you is what you've done lately for people just like them. If you can provide a peer reference, that's even better.
Connecting with Generation Y may not come easily for agents accustomed to older generations, but by following a few generational guidelines, you'll be able to form a relationship with this generation's prospects — one that will shape the future of the insurance market.
See also:


text:
What would you think would be great cricketing venues to watch cricket.. in terms of enjoying the game at its very best and the whole atmosphere of the game in all..
Tests - Lords, MCG
ODI - MCG, Eden Gardens, Carisbrook!
What would you think would be great cricketing venues to watch cricket.. in terms of enjoying the game at its very best and the whole atmosphere of the game in all..
Tests - Lords, MCG
ODI - MCG, Eden Gardens, Carisbrook!
Don L-o-d , Legion Of Doom
Lords Lounge, Off Topic, The Happening Place in CW and OT.
Co Chairman CWBCC - Cricketweb XI - CW Green | Manager of Hampshire CC - Wccc | Chairman of the Muralitharan Supporters Club ~MSC~ |
Current Stats:
2* - 17-4-35-3 - Season Ends..
Current Record
Batting - RHB: M:48 Inns:43 Runs:457 H/S:33* Ave:15.5 N.O:10
Bowling - Off Spin: O:280 M:40 Runs:975 Wickets:104 Ave:9.3 S.R:15.6
the waca is my fav ground....said to have the best lights in the world as well, and it's just such a nice wonderful ground as well
Leeds, England.
Karachi, Pakistan.
Eden Park, NZ.
Chenai, India.
Really beleg..? whats the reason behind that pick ?Eden Park, NZ.
Tests : Lords
ODI's : MCG
MCG without a doubt. Nothing like a sell out 85,000+ capacity crowd at a Day/Night One Day game, its such a beautiful sight and such an electric atmosphere.
Self Elected Vice-President of AAAS
(Ajit Agarkar Appreciation Society)
"Uniting Ajit Agarkar Fans World Wide"
Always Live Life With: Intensity, Integrity and Intelligence
^ now what about Tests Sangrah!
test - mcg
ODI - waca, on the hill, under those big shadecloths
Well I've only been to the MCG for tests, so that'd get my vote too. Boxing Day test is special. Lords would be awesome to go to as well.Originally Posted by lord_of_darkness
Have to say I love Eden Park for ODIs, awesome atmosphere even though NZ has lost almost every time, would be absolutely awesome when NZ's winning, can only imagine what it would be like really.
For tests maybe The Oval (saw a FC game when I was last in England, great experience) or the Basin Reserve, or if you ignore the pitch Westpac Park in Hamilton.
Adelaide Oval and Newlands
WCC - Manager of Warwickshire
In terms of the atmosphere, the MCG and Lords. As far as a ground which is nice looking is concerned, I like the SCG.
It's cold on the outside they say
But the cold leaves you clear while the heat leaves a haze
WC 92 semi-final was a cool afair. And I loved the laid-back, down to earth, 'cricketish' atmosphere when we last played there. (I think that was in 2001)
ODI - MCG or Ippodromo delle Capannelle (my home ground... would love a ODI here in Rome)
Test- Lords, Brit Oval or Old Trafford
Basin Reserve for both ODI's and tests in my mind.
All the NZ players say it is their faviourte ground to play at and I can see why
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subset: commoncrawl


text:
Posted 9 years ago
(134 items)
I've been pondering for a while whether I should edit this post http://www.collectorsweekly.com/stories/29445-doll-id-please?in=user or make a new one.
I have finally decided on a new one, since I am adding another doll.
These are my hard plastic and celluloid Italian dolls. None have any markings, except for the biker, who has an 80 on her back.
--->Blonde in burgundy dress is the one in the post linked above. She is 27 inches with hard plastic body, celluloid face, stunning turquoise sleep eyes and blonde mohair wig. Mamma box in her belly. Doesn't she look great now?
--->Brunette is 30 inches tall, all celluloid, brown sleep eyes, not a mamma doll, not sure of the wig, but not mohair. Her face is a bit homely, but gorgeouse nonetheless
--->Redhead biker is 34 inches, all celluloid, mohair wig (what's left of it) blue side glancing or sleep eyes (don't work). Mamma box in her belly. Marked 80 on her back.
I've tried to find info on the internet, but not much is available. I've even checked in italian pages and blogs to no avail.
As far as I've been able to find, I've been able to narrow their age down to anywhere from 1930s to 1950s. Maker/s unknown.


text:
A Blueprint For America's Coasts?
By Nicole Palya Wood
Will marine spatial planning change how the 95,000 miles of U.S. coastal waters are managed in the future? (Photo: Belowtheboat.com)
A father and his young son arrive at the local boat ramp to launch their Flying Scot, moving the boy one step closer to earning his Boy Scout sailing merit badge. Across the cove, diesel engines hum as a commercial fisherman slips the last line and swings his trawler's bow toward the inlet. In the open water beyond, an engineer in a work skiff peers through the saltwater haze at the gauges on a wind-monitoring buoy, while in a small laboratory near the beach, the ping of a GPS locator beacon rouses a marine biologist, telling her a whale has returned to the harbor. It's 0600 someplace on Cape Cod, but the same scene, or one like it, happens many times over, every day, along 95,000 miles of U.S. coastline.
Meanwhile, new commercial activities — offshore wind farms, tidal power generators, floating fish farms, and ever-bigger container vessels and giant cruise ships — are lining up to stake claims in coastal waters. With colliding uses come opportunities, but also conflicts.
In Washington, D.C., planning is underway to balance these converging ocean uses. That planning may change how U.S. coastal waters are managed, and how boaters and others might be called upon to share their home waters in the future. On April 16, the White House released the National Ocean Policy Implementation Plan. That plan, more than three years in the making, with roots well over a decade deep, directs 27 federal agencies to work more closely as they implement and enforce the more than 100 ocean-related laws on the books, and streamline federal decisions about coastal and ocean waters. The plan sets in place nine "priority objectives," ranging from implementing better protection for coastal water quality, to improving data collection and mapping for decision-making, to anticipating changing conditions in the warming Arctic. Chief among those objectives, from the recreational boating perspective, is a relatively new concept called marine spatial planning.
While the stated goal of protecting and better managing the nation's coastal and marine resources is at the heart of the National Ocean Policy, another important goal is to avoid potential conflicts among competing uses of coastal waters. Marine spatial planning is the key to that conundrum, advocates claim, and it's a process that could be critical to boating and boater access on the water.
The National Ocean Policy Implementation Plan defines nine coastal regions of the United States (the Great Lakes are a single "coastal" region), and supports "voluntary regional marine planning based on regional and local priorities." Translation? There is no mandate for regions to participate. The Northeast region leads the nation in applying marine spatial planning principles to managing coastal waters, but elsewhere progress varies greatly (see sidebar). The Mid-Atlantic, Caribbean, and Pacific Island regions have established marine-planning bodies. Alaska, considered a single region, has opted out of the process altogether. According to Deerin Babb-Brott, White House director of the National Ocean Council Office, the South Atlantic, Gulf of Mexico, and West Coast states have formal "ocean partnerships" that engage in a range of common environmental issues such as ocean acidification and sea-level rise, but haven't yet adopted the marine spatial planning concepts as envisioned in the National Ocean Plan.
Planning for the future of America's marine areas is not a new concept, and parts of the current policy grew out of recommendations put forward by two national panels, the Pew Oceans Commission in 2003, and the U.S. Commission on Ocean Policy, which produced "An Ocean Blueprint for the 21st Century." In 2010, President Obama issued an executive order that began a new round of ocean policy-making at the federal level. The earliest drafts of the National Ocean Policy focused primarily on commercial interests, barely mentioning recreational boating and sportfishing.
Babb-Brott is from Massachusetts, where he led development of the first state ocean plan in the nation. He took over the National Ocean Council Office in March 2012, just after it had released that first ocean policy draft plan for public comment. The council, he says, "got literally thousands of comments on the plan" and the staff spent that summer and fall reviewing them. Many of the comments came from recreational angler and boating organizations such as BoatUS, which noted that the plan barely acknowledged these time-honored pastimes.
"We very definitely heard from the boating and fishing community that this is a constituency that's very important, both economically and culturally," he says. "Just as in Massachusetts, boating and fishing are part of people's lives across the country, and we heard very clearly about the importance of access on the water." As a result, he says, his staff recast the National Ocean Policy Plan to reflect that importance and "explicitly include" boating and sportfishing. In addition, the final Implementation Plan specifies that regional stakeholders will determine the scope, scale, and content of marine planning and that planning bodies will be established only in regions that want them.
"The new recognition of boating in the final national plan is encouraging, and demonstrates how important it is for all of us to be involved," says BoatUS President Margaret Podlich. "At BoatUS, we'll remain active in monitoring the development of marine-spatial-planning projects at the regional level, and we'll let our members know when there are opportunities for boaters to participate. During these early planning stages, the end user who is absent from the table could be the group who eventually becomes regulated off the water."
Nicole Palya Wood is on the BoatUS Government Affairs team. Ryck Lydecker contributed to this report.
— Published: August/September 2013
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Tools To Keep Working Waterfronts Strong
Marine spatial planning decisions made at the regional level may very likely affect recreational-boater access on our coastal waters in the near future. But policy decisions being made at the water's edge can and do affect boaters' access to the water right now. No place is more relevant these days than the "working waterfront" where marinas, boatyards, chandleries, engine and electronics repair shops, and fishing docks provide the products and services that recreational boaters depend upon.
But pressure to convert valuable marine infrastructure to non-water-dependent uses, such as residences, offices, and even sports stadiums, is constant, according to the authors of the recently released "Sustainable Working Waterfronts Toolkit." This web-based portal offers community planners, elected officials, and small-business owners research findings on the economic value of waterfronts. But it also contains information about the historic and current uses of waterfront space, and identifies legal, policy, and financing tools that can be used to preserve, enhance, and protect waterfronts at local and regional levels — such as zoning and design standards, financing and tax approaches, research and mapping, conservation and restoration.
BoatUS Magazine Is A Benefit Of BoatUS Membership
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text: Thursday, April 04, 2013 California PTs Rally Against Senate Bill 381 California physical therapists (PTs) are preparing for a key hearing and possible vote on legislation aimed at prohibiting them from performing joint manipulation. California Senate Bill 381 (SB 381), authored by state Sen Leland Yee and sponsored by the California Chiropractic Association, is scheduled to be heard on Monday, April 15, at 1:00 pm, in the California Senate Business, Professions, and Economic Development Committee in Sacramento. The legislation would prohibit anyone other than a chiropractor, physician, or osteopath from performing joint manipulation in the state and make the term "joint manipulation" synonymous with "joint adjustment." Under SB 381, any health care practitioner other than a chiropractor, physician, or osteopath who performs a joint manipulation in California would be considered to be engaged in the unlawful practice of chiropractic and result in the possible revocation or suspension of the health care practitioner's license. The legislation has been introduced under the guise of "public protection," despite that fact that there is no data or evidence suggesting that there is a greater threat to patient safety from physical therapists performing joint manipulation techniques. The performance of joint manipulation by physical therapists is different from a joint adjustment performed by chiropractors. The legislation is part of an ongoing turf battle against qualified physical therapists who perform joint manipulation. APTA and its California Chapter strongly oppose SB 381, as treatment interventions do not fall under the exclusive domain of any one specific profession. Physical therapists, chiropractors, medical doctors, and osteopathic physicians are all educated and trained to employ joint manipulation within the scope of their respective licenses and in a manner that protects the public's health, safety, and welfare. Unnecessarily restricting any qualified licensed health care providers whose education and scope of practice includes joint manipulation from being able to provide joint manipulation is anti-competitive, and would diminish patient choice and increase health care costs. California Chapter members are encouraged to contact their state legislator and the members of the Senate Business, Professions, and Economic Development Committee to oppose SB 381 and, if possible, attend the April 15 hearing at the state capitol in Sacramento. Meanwhile, the chapter has a number of other contentious legislative battles looming this year: legislation to provide for full patient access (Assembly Bill 1000) was recently introduced in the California Assembly, while legislation to repeal its current anti-POPTS law (Assembly Bill 1003) also has been introduced.


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text:
Siena men's basketball coach Jimmy Patsos didn't waste time praising his old coaching grounds once he arrived to speak at the Baltimore Marriott Waterfront on Friday, a week before his first game since leaving Loyola.
"Maryland blood. Loyola blood. Now Siena," Patsos said before third annual Cal Ripken, Sr. Foundation College Basketball Tip-Off event. "This will always be — I didn't sell my condo, let's put it that way. I kept it."
After working as an assistant to long-time Maryland coach Gary Williams for 13 years, Patsos took the helm of a Greyhounds program that had won only one game the season before his arrival in 2004. Patsos led a turnaround that featured two consecutive 20-win seasons and an NCAA tournament appearance in 2012 before he accepted the top post at Siena in April.
"Loyola was the perfect fit for me for a while," Patsos said, "but now I want to take the next step."
Patsos and Williams were joined by Orioles legend Cal Ripken Jr., current Maryland coach Mark Turgeon, ESPN college basketball analyst Jay Bilas, Villanova coach Jay Wright and retired Georgia Tech coach Bobby Cremins at Friday's tip-off event.
Williams was a confidante for Patsos as he considered the news position, outlining some of Siena's positives. The Albany-area school offered a location that would be more focused in its college basketball fandom than Baltimore, which has stronger professional draws.
"[Siena] is isolated. It's harder to win in a city when playing in college," Patsos said. "You've got the Ravens, the Orioles, lacrosse, the Preakness, everything."
Williams said his experience coaching at Ohio State, in Columbus, was similar to Siena geographically.
"He created interest [at Loyola], which is hard to do in a metro area," Williams said. "Jimmy is really strong at that. He will get people believing in his program. He's a good recruiter, and he's going to bring people in who can play."
Of course, with increased fan interest comes greater scrutiny.
"There is a lot of pressure. If I don't win, I'll get fired quick," Patsos said. "They expect us to go back to the NCAA [tournament]. ... They've set their bar very high."
Patsos said he was somewhat spoiled by the Baltimore baskeball scene, where he had difficulty choosing from all the high school games to visit for recruiting. And his connections here ensure he won't become a stranger.
"Every two hours there is a flight to Baltimore," he said. "If I didn't keep that pipeline, I wouldn't have taken the job."
This stay in Baltimore was short for Patsos. He flew in Thursday night and had a flight out scheduled for 4:30 p.m. Friday, so he could return to prepare for Siena's scrimmage against New Jersey City University on Saturday. The team's regular season opener is Nov. 8 at Albany, where he expects a large crowd at the Times Union Center.
"This is an interesting week," he said. "Before the first two weeks you're flying high on playing basketball with your team. When you can play Albany and get 10,000 or 12,000 [people], that's really exciting for a mid-major program."


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LITTLE ROCK — The recently lowered projection of Arkansas' Medicaid shortfall for the next fiscal year cannot be wholly attributed to reforms in the state's health care payment system because those reforms are still in the early stages, the state Medicaid director told a legislative panel Wednesday.
Medicaid chief Andy Allison appeared at a joint meeting of the House and Senate committees on public health, welfare and labor to discuss the new shortfall estimate. On Jan. 31 the state Department of Human Services announced that the Medicaid program's shortfall for the next fiscal year is projected to be $61 million, down from its previous projection of $138 million.
Allison said per-person spending on Medicaid beneficiaries is down, even though enrollment is growing. He said the economy cannot explain the trend, nor can the state's initiative to move from a fee-for-services system to one in which health care providers are paid for episodes of care and rewarded for efficiency and healthy outcomes.
That initiative was only in effect in two treatment areas and for only three months during the period that it could have contributed to the decline in costs, so it could not have produced the cost savings directly, Allison said.
But he also said that DHS officials have traveled across the state talking to health care providers about what they can expect from the initiative, and he suggested that providers may have modified their behavior to prepare for the coming changes.
"We have demonstrated the legitimacy of the effort, that we were not just talking about it, we were actually doing it. That's actually unusual for government work," he said, to laughter from some on the panel.
But Allison also said that as an economist he is reluctant to offer an explanation that is based only on eliminating explanations that could not be true.
"So you're reporting this to us because it's good news, but we don't know exactly what it means other than it's good news?" asked Sen. Joyce Elliott, D-Little Rock.
"I want to make sure that you all know what I know," Allison said.
"I'm not sure I know anything," Elliott said.
The revised projection assumes lawmakers will approve Gov. Mike Beebe's proposal to boost the Medicaid program with $90 million in general revenue and $70 million in one-time surplus funds in the fiscal year that begins July 1, and with $222 million in general revenue and $70 million in surplus funds the following year.
Beebe has proposed various efficiency measures and cuts in services to close the $61 million gap, although some cuts, such as elimination of funding for some nursing home residents, have been dropped because of the revised shortfall projection.
Cuts that are still in the governor's proposed budget include skipping one year's inflationary increase in Medicaid reimbursements paid to health care institutions and reducing reimbursements to other health care providers to 3 percent below what they would otherwise be.
The Legislature also is deciding whether to opt for an expansion of the Medicaid program that would be mostly funded by the federal government under the Affordable Care Act. Beebe supports the expansion, but Republican legislative leaders have said they are not convinced the state can afford it.
Rep. John Burris, R-Harrison, chairman of the House Public Health Committee, said after the meeting that the revised shortfall projection is "not bad news, but it's not necessarily jump-up-and-down-and-blow-up-the-balloons either."
"The payment improvement initiative has been active for a quarter," he said. "If it's having this effect and it will sustain itself and will be evident in subsequent quarters after that, then the savings will be there. It's just kind of wait and see."
Rep. Debra Hobbs, R-Rogers, said she was left feeling frustrated.
"I sat through a lot of the meetings (on the payment improvement initiative) and it was like, we're doing this to save money. Now we're saving it, but we don't believe it's because of what we did," she said. "You can make numbers look any way you want, and it's hard to have confidence in the numbers we're being given."


text:
Congressional Democrats Feel Estranged by Obama
Most modern presidents are unskilled at – and uninterested in – negotiating with Congress, according to political scientists. Recent events show President Obama is no exception.
As President Obama embarked on an effort to sell the nation his jobs bill, Democrats in Congress have been wondering where they fit in Obama's plans. Some Democrats have complained about the lack of communication with the White House.
"Congress gripes all the time" about its treatment from the White House, said George C. Edwards, distinguished professor of political science at Texas A&M University in College Station, Texas, in an interview with The Christian Post.
When the White House announced its jobs plan before a joint session of Congress on Sept. 8, it was the first time Democrats in Congress heard details of the plan other than the details they read about from reporters who had a conference call with the president the night before.
Rep. Peter DeFazio (D-Ore.) told The Hill there has been a perceptible decline in communication with the White House since Rahm Emanuel left as Obama's Chief of Staff. "But there's very little direct contact, very little outreach on any of the major issues we've been dealing with in this Congress. I would say it's either indifference or irrelevance or whatever. I don't know what the point is."
Sen. Sherrod Brown (D-Ohio) noted in an interview with The Hill, that the White House has not shown much interest in utilizing Democratic members as part of their team. When Obama traveled to give a speech at a bridge spanning Ohio and Kentucky, Brown's office was not contacted in advance about the visit.
"They could do better when they come to Ohio – I don't want to sound whiny about this, so I'm reluctant to say much here, but I can help them with location and setup and all that. ... I wish they consulted us more, but that's not how they run the White House," Brown said.
For their part, the congressional Democrats do not seem in much of a rush to pass Obama's jobs bill. "We'll get to that," is all Senate Majority Leader Harry Reid had to say about the bill to The Washington Post on Monday.
The grumbling among Democratic members of Congress is in stark contrast to the otherwise strong praise Obama has been receiving for "finally" becoming more combative with Republicans.
Obama's demonstrable lack of skill when it comes to working with Congress is not unique. It is a trait held in common with most modern presidents. In Going Public: New Strategies of Presidential Leadership (1997), Samuel Kernell argues that presidents tend to rely on the skills that got them elected. This usually means "going public," or taking their case directly to American voters, rather than attempting to negotiate with Congress.
Edwards commented, "We select presidents based upon personal appeal, where they stand on the issues, and, of course, political party," but, "rarely does it come down to which candidate has the most skill in negotiating with Congress."
Still, Edwards said, there are other factors more important than having skilled leadership in the White House. Democrats, for instance, are not going to vote with Republicans simply because they are upset about not getting a phone call from the president.
Presidential leadership only makes a difference "at the margins," according to Edwards. Though, Edwards admitted, sometimes with a really close vote, the margins can make a difference.


text:
DZone necesitaba un nuevo diseño de logotipo y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 72 diseños de 16 diseñadores freelance.
IT Questions (ITQuestions.com)
We are about to launch an exciting new site called IT Questions. IT Questions is built on a powerful new platform that makes it easy for people to ask or answer questions about Information Technology (IT) and to find information about IT topics. The site will have a global audience and will gain a large following quickly because of its strong association with our current high-volume traffic sites that are also focused on technology. We are geeks at heart, but we also care about our appearance and we want the logo to project a geeky-cool image.
IT Questions' members will be made up of Information Technology (IT) professionals and IT users who may fall into one of the following groups:
+ IT Professionals in small, medium and large companies
+ Small business owners with no IT staff, but lots of IT questions!
+ Students studying IT
+ Technology professionals who are thinking of switching to IT careers
+ IT consultants
+ IT vendors
+ Executives who have to make choices about IT products or services
The *ideal* logo would:
+ Be clean, uncluttered and instantly recognizable - think Apple, Adobe, Puma, Adidas and Audi.
+ Look good in monotone as well as full color.
+ Follow the philosophy of 'less is more'.
+ Visually indicate the fact that this is a site that revolves around questions and answers about Information Technology, even if the indication is subtle.
The color version of the logo should contain 4 colors, maximum, including black and white, and should appeal to a primarily male audience that is technical in nature.
Sans serif fonts are generally preferred, but a serif font that fits the overall feel of the site would be considered.
Keywords to keep in mind:
Information technology, question and answer, professional, technology, contemporary, geeky, cool.
The logo should look perfect in the space where the logo on this site is located (top left-hand corner)
File format:
We will require an Adobe Illustrator (.ai) file.
Here are some example logos that we find attractive. We like them because they are clean and minimalist. These examples should give you an idea of what we expect from a design.
Descubre cómo funciona un concurso de diseño u obtén más información sobre nuestros servicios de diseño de logo.


text:
Indianapolis Colts Crystal Snowman with Moving Train
NFL licensed Colts snowman with a sculpted illuminated village in his crystal body. Dressed in team colors, logos. Real moving train circles base.
Measures 11" H
- Price:
- s&s◇
Touchdown - the pride of Indy is back to light up your home! Now you can add some festive team, and holiday, spirit to your home decor with this first-of-a-kind, illuminated crystal Indianapolis Colts snowman figurine with a real moving train! Plus, take a look inside this festive "snowfan," where you will find a sculptural, hand-painted Colts holiday village, featuring a lighted train station, restaurant, stadium, billboard and team logos.
Available exclusively from The Bradford Exchange, and officially licensed by the NFL, this festive Indianapolis Colts fan gift is handcrafted in sparkling, multi-faceted crystal that catches the light for a jewel-like brilliance. And he's decked out with amazing details including a sculptural Colts pennant and football, a top hat with a Colts logo, and scarf and mittens in authentic team colors. Flip a switch and the village lights up while a miniature Colts train circles the "snow-covered" base. Ready to show your team spirit? Strong demand is expected for this limited edition, so order now!
California Residents click here for Proposition 65 notice.
- First-ever illuminated Indianapolis Colts snowman figurine featuring a fully-sculpted Colts holiday village, and a train that really works, exclusively from The Bradford Exchange
- Officially licensed by NFL Properties LLC
- Nestled within the snowman's crystal outer shell is a fully-sculpted, hand-painted Colts holiday village, featuring a lighted train station, restaurant, stadium, billboard, team logos and even Colts fans
- Snowman holds a pennant in one hand and a football in the other, both fully-sculpted and featuring the Colts logo
- This Indianapolis Colts snowman brings holiday cheer with a smile made of "coal," a "carrot" nose, and wears a top hat with a Colts logo, along with a scarf and mittens in authentic team colors
- Handcrafted of multi-faceted crystal, with an incised design to catch the light with jewel-like brilliance
- Flip a switch and the village lights up and a miniature Colts Express train, featuring authentic team colors, circles the "snow-covered" base
- Mahogany-finished base has a silver-tone title plaque with the team name, adding the perfect finishing touch
- Powered by AC adaptor (included) or 2 "AA" batteries (not included)
- Makes a winning addition to your seasonal home decor and a great Indianapolis Colts fan gift too
- Edition limited to 95 firing days, so order now!
- Accompanied by a hand-numbered Certificate authenticating your figurine is an original from The Bradford Exchange
- Measures 11" H; 28 cm H
©2009 The Bradford Exchange


text:
I know it's just one hit, but felt like I had to post about it because of all the hype surrounding the super prospect. Also, not many people have access to or follow the AZL Cubs team as they start so late so I felt an update would be nice. Soler launched a monster two-run home run tonight, his first as a professional, as soon as I get video I will post it, hopefully soon! We will have more on Soler's night when we post the minor league recap for today, stay tuned.
Here is the video of the blast! Via CubsDen
Thanks for reading,
– George


text:
Portal Home > Knowledgebase > Transparency Report > 14/03/2018 [DMCA] Irdeto USA, Inc. @ (60037)
14/03/2018 [DMCA] Irdeto USA, Inc. @ (60037)
Dear Sir or Madam:
Irdeto USA, Inc. (hereinafter referred to as "Irdeto") swears under penalty of perjury that Starz has authorized Irdeto to act as its non-exclusive agent for copyright infringement notification. Irdeto's search of the protocol listed below has detected infringements of Starz copyright interests on your IP addresses as detailed in the below report. Irdeto has reasonable good faith belief that use of the material in the manner complained of in the below report is not authorized by Starz, its agents, or the law. If the recipient of this notice is an Internet Service Provider, College/University or Business organization that no longer controls the IP address cited in the evidentiary information, please notify Irdeto by contacting email@example.com.
Irdeto has reasonable good faith belief that Starz its agents, or the law does not authorize use of the material in the manner complained of in the below report. The information provided herein is accurate to the best of our knowledge. Therefore, this letter is an official notification to effect removal of the detected infringement listed in the below report.
The Berne Convention for the Protection of Literary and Artistic Works, the Universal Copyright Convention, as well as bilateral treaties with other countries allow for protection of client's copyrighted work even beyond U.S. borders. The below documentation specifies the exact location of the infringement.
We hereby request that you immediately remove or block access to the infringing material, as specified in the copyright laws, and insure the user refrains from using or sharing with others Starz materials in the future.
Further, we believe that the entire Internet community benefits when these matters are resolved cooperatively. We urge you to take immediate action to stop this infringing activity. We appreciate your efforts toward this common goal.
Please send us a prompt response indicating the actions you have taken to resolve this matter, making sure to reference the Notice ID number above in your response.
Note: If your email program has inserted line breaks into either the email or web links above, you can copy and paste the entire link into your email program, or favorite web browser, respectively.
Nothing in this letter shall serve as a waiver of any rights or remedies of Starz with respect to the alleged infringement, all of which are expressly reserved. Should you need to contact me, I may be reached at the below address.
Patrick O'Connor
Irdeto USA, Inc.
P.O. Box 618 North Hollywood, CA 91603
Phone: 818-508-2328
*pgp public key is available on the key server at hxxp : / /pgp [.] mit [.] edu
Note: The information transmitted in this Notice is intended only for the person or entity to which it is addressed and may contain confidential and/or privileged material. Any review, reproduction, retransmission, dissemination or other use of, or taking of any action in reliance upon, this information by persons or entities other than the intended recipient is prohibited. If you received this in error, please contact the sender and delete the material from all computers.
This infringement notice contains an XML tag that can be used to automate the processing of this data. If you would like more information on how to use this tag please contact Irdeto.
Evidentiary Information:
Notice ID: Rl8Rxc-c757151f-ef80-4808-8df8-2b52cd3fca17
Initial Infringement Timestamp: 2018-03-13T03:28:28.000Z
Recent Infringement Timestamp: 2018-03-13T03:28:48.000Z
Infringers IP Address: 54[.]37[.]82[.]102
Protocol: bittorrent
Infringed Work: Ash vs Evil Dead
Infringing File Name: Ash.vs.Evil.Dead.S03E03.WEB.H264-DEFLATE[eztv].mkv
Infringing File Size: 188440549
Infohash: de27e3894e68b7f88c874550520fb1a3a5b51e17
Port ID: 60037
- - ---Start
-- fin des éléments techniques --
Nous vous demandons d'investiguer et de corriger ce problème qui présente une violation de nos conditions générales d'utilisation.
Merci de répondre à cet e-mail en indiquant les mesures que vous avez prises pour faire cesser cet abus.
L'équipe Abuse OVH.
Action that has been taken from Proxy.sh: Because the server is located in a jurisdiction with precise intellectual property laws, we have reset accounts who forwarded port 60037 (nothing may identify a single account) and we have blocked port 60037 via Firewall.
Related Knowledgebase Articles


text:
Imagine playing Frogger on your hand just by tapping your palm with a finger, or whipping through menus projected onto your arm.
Researchers at Carnegie Mellon devised a new bit of tech magic that listed for the acoustic signals scattered through your arm when you tap it or your hand with a finger. The tech can then pinpoint exactly where you touched and translate that into useful input controls for a gadget.
While the clip shows video being transmitted onto someone's arm and hand, including a little game of Frogger, but I suppose you could use permanent additions to your body, like tattoos, to highlight where virtual, tap-sensitive, buttons are located.
The tech, which is in its very early stages, currently uses a bulky cuff, but researchers say it could be the size of a watch eventually. The device could also be built to work with a pico-projector, or perhaps a mobile phone with a built in projector, to cast the image of a screen onto your forearm or hand.
"In the future," researcher Chris Harrison told the BBC, "your hand could be your iPhone and your handset could be watch-sized on your wrist."
Sensors turn skin into gadget control pad [BBC, thanks Geoff]


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Lisez attentivement ce qui suit pour mieux comprendre l'ampleur de l'imposture des indices boursiers américains et pourquoi vous devriez vous en méfier.
Bonne lecture...
The stock market is going up! Must be a great time to get in, right?
It's all a scam, of course, designed to extract money from people who cannot do math. Most people, for example, don't understand that the "Dow" is a compiled metric of the market that is constantly re-worked to show high numbers by dumping poor performers and adding high performers. The same is true with the Nasdaq. These market index numbers are specifically manipulated to make you think the market is doing extremely well at all times.
Then there's the fact that as the money supply gets flooded with cheap money from the Fed, it causes all stocks to appear to go UP in value because they are all being purchased with increasingly worthless dollars from an eroding money supply.
A typical American thinks, "The Dow is up another 20 points today! That's good!" but they fail to realize the Dow is a contrived market index whose primary purpose is to sucker new investors into the system so that the market insiders can (legally) separate them from their money.
Learn more: http://www.naturalnews.com/040027_finan ... z2ROmxfcFM
S'appauvrir grâce aux indices boursiers!
1 message • Page 1 sur 1
- cgelinas
- Administrateur
- Messages : 258
- Enregistré le : 31 mai 2010, 16:26
- Localisation : Lévis, QC
- Contact :
S'appauvrir grâce aux indices boursiers!
Claude Gélinas, Éditeur
Blogues: Montréal | Québec | Lévis | Emploi | Éducation | Placements | Transports
Web: Achetez vos noms de domaines au plus bas prix...
Blogues: Montréal | Québec | Lévis | Emploi | Éducation | Placements | Transports
Web: Achetez vos noms de domaines au plus bas prix...
1 message • Page 1 sur 1


text:
A New Look for the Vocabulary.com Dictionary
An overhaul of dictionary pages makes sense out of multiple senses.
For Vocabulary.com, we've developed a state-of-the-art online dictionary, and we're happy to announce a major improvement that will make it even more useful for language learners. The Vocabulary.com Dictionary is already the world's fastest, using predictive technology to display the appropriate definition before you've even finished typing the word. And we've enriched the dictionary with extra features like millions of example sentences and lighthearted explanations for vocabulary words. Now we've made the definitions themselves better organized and easier to navigate.
We undertook a complete overhaul of our dictionary definitions in order to ensure that whenever a word has more than one meaning, similar senses are grouped together and the order of senses is most useful for vocabulary learners. We've also improved the display, so you can now more easily navigate from meaning to meaning on the page, using different color-coded labels for parts of speech.
Let's say you want to look up a word with many different senses, spanning different parts of speech, like plumb. Before, you would have found a definition page that looked like this:
Though this gives you the whole picture of what plumb can mean, all the senses are lumped together in one long entry. Now check out our new treatment of the word:
You can see how the definition has been broken out into separate groups, the first of which consists of meanings related to the "exactly vertical" position of a plumb line. Then the second one provides meanings for measuring depth, both literally and figuratively. Finally, the third group encompasses special uses of plumb as an adverb. Vocabulary learners thus get the most useful meanings first but can still appreciate the full range of possible senses extending from significant to peripheral.
Another value of the new look for the dictionary pages is offering a better understanding of how the different meanings of a word relate to each other. Take a look at the new and improved entry for rack, for instance. You can see how a verb sense, like "work on a rack," relates to the relevant noun sense, "framework for holding objects." A different verb sense, "torture on the rack," connects to the noun meaning an instrument of torture, as it should. Now you won't have rack your brains figuring out which verb corresponds with which noun!
We hope you like the changes we've made to the Vocabulary.com Dictionary, and we'll continue to look for ways to make our vocabulary offerings more engaging, entertaining, and enlightening.
- Rate this article:
- Article topics:
- Vocabulary.com News


text:
Know what device every visitor is using to visit your website.
Use that knowledge to deliver a richer user experience and drive business growth.
Take your website to a whole new level.
Read More Downloads
51Degrees provides deeper insights into user preferences and device-specific behaviour, for mobile network operators and their suppliers.
Enhance your analytics, maximise your network and improve your customer services and targeting with TAC data from 51Degrees.
Read More Contact Us
Discover how your customers are viewing your website - what device, what screen size…
Learn how your website performs and discover great insights into how customers behave based on their device.
Richer content, better user experience, increased engagement.
Identify the connection speed and quality of every website visitor.
Deliver a better user experience on your website, by tailoring your content based on your customer's connection.
Great user experience, reduced shopping cart abandonment, better performance.
51Degrees legal terms and conditions.
The ability to quickly segment audiences, target appropriately and optimise ad creative based on accurate analytics is vital for Adtech companies.
51Degrees' Device Intelligence can help you do this with it's patented technology, unrivaled accuracy and industry leading speed.
Use Device Intelligence to take your business to a whole new level.
You have invested in advertising in all the right channels, why fall at the last hurdle.
Leading advertisers use device intelligence to ensure they understand every user before delivering digital content and experiences.
51Degrees ensures your website doesn't get in the way of your brand conversations.
Publishers mobile sites often have huge page load times which results in abandoned page visits and ads not being viewed.
51Degrees enables content and advertising requests to be optimized for every user's device.
Improve user experience, drive engagement and increase advertising revenue with 51Degrees Device Intelligence.
Responsive web design is not a one size fits all solution.
With money and man hours spent on advertising don't let a poor user experience compromises a potential conversion.
Implement 51Degrees server-side to optimize content faster, resulting in an improved user experience and increased conversion rates.
Leading digital agencies need to keep up to date with the latest trends and tool sets to ensure your clients get the best results can be a challenge when you are busy managing the day to day demand from clients.
Using 51Degrees you can adapt online content to maximise the potential of online conversions and steer the end user purchase path.
Plugin us into yours and your clients' web platforms and see a more granular level of detail about the devices used for clients site.
Your platform is dependent on accurate device data to support improving client-side performance by optimizing user experiences server-side
51Degrees provides the fastest and most accurate device information, including 217 device properties such as retail price, vendor, device age, screen size and more to allow more granular analytics and better content optimization
We support over 20 leading CMS platforms.
Find out how our products have been used to improve user experience and to maximise revenue.
Read Case Studies
To generate these results in your business contact us.
Contact Us
Understand how 51Degrees works with web platforms.
Learn about APIs for .NET, C#, C, C++, Java, Node, PHP, Perl, Python, NGINX, Varnish and JavaScript.
Browse API Docs
There's documentation about the data model, migrating from competitors and how 51Degrees works.
Read More
Download Premium or Enterprise data with a paid for licence key or login.
Download Data
Download open source APIs for .NET, Java, C, C++, Node, PHP, Python, Perl, NGINX, HAProxy and more.
Select an API
Browse the full list of properties available in 51Degrees device detection solutions. Find out what values are supported in the Lite, Premium and Enterprise data sets, including full descriptions and advice on how they can be used.
Enter a user-agent and find out the associated device, operating system, and browser.
Blog entries focused on API changes and uses.
Community support forums for questions and answers concern all 51Degrees products and services.
Purchase 51Degrees device data subscriptions and other products and services.
Answers to common questions about 51Degrees products and services.
Find devices contained in the 51Degrees data sets by vendor, model or using free text search. View the properties and values available for each device.
Compares the major measures, licencing models and costs associated with 51Degrees, DeviceAtlas and ScientiaMobile's WURFL product.
Find out how 51Degrees redefined the device detection industry.
Logos and corporate images useful to press, bloggers and affiliates.
Mobile device emulators for Windows based operating systems recommended by 51Degrees.
51Degrees is delighted to announce its agreement with Seznam.cz, leader of the Czech online market.
Seznam.cz selected 51Degrees' Enterprise solution due to the superior accuracy, speed, coverage and frequency of updates.
Categories: News
Tags: Device Detection, 51Degrees, Press Release, programmatic, Seznam.cz, Advertising
Tags: Press Release, Centro
On 8th May 2018, the European Patent Office (EPO) rejected the patent opposition, submitted by Afilias Technologies, upholding 51Degrees' European Patent EP2871816 "Identifying Properties of a Communication Device" with one minor change to remove four words. 51Degrees' position as the only innovator in the device detection space is now affirmed.
Tags: Device Detection, Press Release, Patent, DeviceAtlas, Afilias
51Degrees™ provides the most comprehensive and up-to-date device data with rapid API capabilities. The seamless integration between the 51Degrees™ device detection technology and the Sitecore Experience Platform offers unprecedented insights and opportunities for marketers to deliver the experiences that customers want.
Tags: Device Detection, Sitecore, Press Release
Adform partners now benefit from the fastest and most accurate device detection improving yield through better device targeting and enhanced analytics in the programmatic environment.
Tags: Device Detection, Press Release, Device Intelligence, Adform
51Degrees is delighted to announce its agreement with enterprise open source software company Liferay to provide device detection services for its enterprise product, Liferay Digital Experience Platform (DXP).
Tags: Press Release, Device Intelligence, Liferay
51Degrees, the #1 device intelligence specialist, today announces the open trial of its new device detection algorithm. Delivering performance improvements with faster detections per second and reduced memory requirements compared to other high-performance algorithms, this achievement cements 51Degrees' position as the leading device intelligence provider.
Tags: News, Press Release, Device Intelligence
Once upon a time, an adaptive or responsive website design was the pinnacle of sound online user experience (UX) strategy. But those days are long gone. New and emerging categories of mobile and connected device are muddying the waters for brands trying to provide a positive web experience for their customers.
Categories: Analysis, News
Tags: Device Detection, 51Degrees, Press Release, Device Intelligence
Device detection databases only provide useful insight if they contain up-to-date combinations of hardware models, operating systems and web browsers. "Device Combinations" is the principle metric used to measure accuracy and breadth. 51Degrees contains over 600,000 currently active and unique permutations of device, OS and browser indexed for web, native apps and telecoms operators
Categories: Development, News
Tags: Device Detection, News, Press Release, Device Intelligence
51Degrees, the device detection and data analytics specialist, today reveals a market first that enables brands to optimise mobile web experience for users of data-minimising browsers.
Tags: Device Detection, Browser, Press Release, Research, Device Intelligence


text:
Dressed/UNdressed: Jenette B vs. Elisa B from Jenette Bras (Jenette Goldstein) on Vimeo.
about two emails a month, highlighting new collections and special events
11300 Santa Monica Blvd
Los Angeles, CA 90025
E: firstname.lastname@example.com
4308 Melrose Avenue
Los Angeles, CA 90029
E: email@example.com
18 East Holly Street
Pasadena, CA 91103
E: email@example.com
Mon - Sat 11am - 7 pm
Sunday 12 pm - 5 pm
No Appointment Necessary
Studio Services Available
Last fittings are taken 30
minutes before closing
Treat your favorite gal to a personal fitting and the perfect bra.
There are times, sometimes connected to life-cycle
milestones, when nothing else will do but to gather
your girlfriends together to sip sparkling wine and try
on fancy underwear. When that time comes for you,
we have your back. Well, really, your front.
You can book a private fitting at Jenette Bras if your girl-gang totals five or more.
We do it on Sundays, and you can choose morning (mimosas!) or evening.
We will provide a quite acceptable bubbly and bra-fitters of unsurpassed charm and expertise.
If you would like to have your fitting supervised by Jenette personally, this can be arranged, subject to her availablility, for an additional fee.
Booking fee: $175
Minimum spend: equal to $50 per guest
Scheduling: Sundays. 10am to noon; or 5pm to 7.
Minimum five guests.
Advisory choose your guest list with care.
In our experience, the truth comes out when the clothes come off!


text:
Stories by dawnm [3] Series by dawnm [0] Reviews by dawnm [4] Challenges by dawnm [0] Favorite Series [0] dawnm's Favorites [0]Series
Stories by dawnm
|The authors own nothing. Joss, UPN, WB, etc. own Buffy, the show, the characters, the places, and the backstory. The authors own any original plots.


text:
A hanging meadow planted in wool for the Christchurch Festival of Flowers may be adapted to create more affordable "green walls" for the city rebuild.
The grass and blooms that make up the aerial garden are growing in a felted wool product normally laid on steep slopes to prevent soil erosion.
Urban Designer Craig Pocock who came up with the concept says the hanging garden has already attracted interest from the wool industry and he believes it offers advantages over other vertical gardening systems.
"One of the things the Christchurch City Council has looked at (for the rebuild) is green walls and green roofs, but with the current economy it doesn't stack up to have 'green bling' so this is a cheap way to do it. It could hang on the side of a building, it's like hanging wallpaper.
"Green roofs in New Zealand tend to be limited to flat roofs, but they wouldn't have to be if we used this technology, and it gives you an instant result. It's also transportable, you can roll it up and move it across the country the same way you do with Ready Lawn."
A couple of years ago Pocock created a vertical lawn for the Canterbury Museum by sandwiching a thin synthetic blanket with a built in irrigation system (ECO Rain) between about five layers of felted wool (Biomac) made from wool removed during dagging.
Maccaferri New Zealand Ltd, which makes the ECO Rain and Biomac products and provided them free of charge for the lawn project, loaned Pocock a special machine to stitch all the layers together. "We had to sew it together ourselves in the back of a garage."
Once the museum lawn was taken down, it was plucked clean of grass and went into storage until Pocock resurrected it for the flower festival exhibit.
Watering is a cinch. "We can plug it into a garden hose and irrigate the whole wall in 15 minutes then turn it off."
But he says getting flowers to grow successfully in the wool took a lot of trial and error, and once it got going the grass needed a trim.
"Within four weeks the grass had grown so quickly it was higher than the flowers so we had a group of six ladies with scissors hand cut the entire 28 square metres around all 1000 flowers."
Maccaferri's building products manager Nicholas Simmons says at present the wool-based hanging garden is expensive to make because of the labour content but if there is sufficient demand for it, his company could look at making a commercial version which would cut the cost considerably.
Simmons says Maccaferri's current green walls are made of modular plastic boxes that stand vertically.
"They don't do slopes or shapes and you're restricted to the type of plants you can grow in there. The meadow is a narrower and more flexible product so you can pack it up and move it around and change the shape of it.
"Where architects want to create more flowing shapes or curtains on a building or a structure, then this is where the meadow would come in."
Simmons says the wool green wall could also be used to treat grey water. "Perhaps running kitchen sink waste water through the green wall and using it as a purifier or filter so that the water coming out the end is better for the environment and has all the nasties cleaned out."


text:
- Reliable Plumbing in Lemon Grove, CA
- Emergency Service Available
- Residential & Commercial
Call a Plumber
Compare Lemon Grove Plumber Costs & Save
When you need an expert for plumbing in Lemon Grove who can fix your problem fast, Cork'd is here to help seven days a week. With a wide range of Lemon Grove plumbing services that includes fixing drains, pipes and sewers you can solve any issue all in one place. Maybe you just need a plumber in Lemon Grove to unclog a toilet or repair and seal your sewer after a storm. Whatever type of service you need Cork'd ensures that you save time and money by streamlining the entire process. You simply provide us some details on your problem and our experts immediately prepare estimates. Our Ballpark estimator will give you the best starting point for prices on emergency pluming in Lemon Grove so you are not starting from scratch. Checkout the estimator now or enter your details to get started.
Rates For Emergency Plumbing in Lemon Grove
When you are stuck and need emergency plumbing in Lemon Grove the last thing you are thinking about is getting the best prices or even a fair price. This can lead to people simply paying too much when there is a time sensitive problem. Cork'd does two things to make sure you don't overpay in an emergency. First, quickly select your emergency in our Ballpark estimator to view a rough cost based on Lemon Grove averages of prior jobs, labor and equipment cost. Second enter your exact problem with as much detail as possible and our experts get to work right away. It is that simple so get started now.
Plumbing Costs in Lemon Grove, CA
Non-Verified Plumbing Services Companies
Liquid Plumbing, Inc.
58 Paseo Vista
San Clemente, CA 92673
Renew Plumbing Services
12485 Picrus Street
San Diego, CA 92129
George Davis Plumbing
9885 Mesa Rim Road, Suite #114
San Diego, CA 92121
George Davis Plumbing
9885 Mesa Rim Road, Suite 114
San Diego, CA 92121
S.D. Plumbing & Drain Service
5383 Via Carancho
San Diego, CA 92111
CVB Plumbing, Heating & Air, Inc.
11956 Bernardo Plaza Drive #545
San Diego, CA 92108
S.O.S. Rooter, Inc.
3485 Tickwick Street
San Diego, CA 92102
All Service Plumbing And Handyman
1745 Hannalei Drive
Vista, CA 92083
All Service Plumbing and Handyman
1745 Hannalei Drive
Vista, CA 92083
Proactive Plumbing, Inc.
500 Ranheros Drive, #89
San Marcos, CA 92069


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Weekly Auctions of Exceptional Items
- Vintage Comics, original comic art, Disneyana
DoneSat, Dec 17, 2016 8:00 AM EST
Torino, IT
Vintage Comics, original comic art, Disneyana
620 lots
Auction Details
Est. €60-€150
Est. €600-€1,800
Est. €50-€100
Est. €125-€250
Est. €75-€150
Est. €50-€100
Est. €50-€100
Est. €75-€200
Est. €75-€200
Est. €100-€300
Est. €50-€100
Est. €60-€150
Est. €90-€200
Est. €800-€2,000
Est. €350-€700
Est. €250-€500
Est. €125-€250
Est. €200-€400
Est. €175-€350
Est. €150-€350
Auction Information
Bid Increments
PriceBid Increment
Buyer's Premium
- 15%
Terms & Conditions
Little Nemo Auction House is in charge of sell the entrusted objects in the name and on the behalf of its customers, according to the registered documents at VAT office of Turin. The effects of the sell directly affect the Seller and the Buyer, without the assumption of other responsibility by the Little Nemo Auction House, in addition to those resulting from the mandate. The offered materials are best described in the catalog. The Auction House offers a full guarantee that all items are authentic and under the conditions described in the catalog. Auction Exhibition Little Nemo offers to its customers the possibility to examine the auction?s objects in the days before the auction. Some arts are presented in frame. For lots that in catalog are indicated with ?Framed?, the hammer price will be also including the cost thereof. For lots that do not carry this information, you can collect ?free? or paying the cost of the same frame. The costs of the frames will be clearly indicated to the reception desk. The customers can request in advance a list of costs for lots exposed with the frames. The exhibition aims to examine the conditions and the quality of the objects, also allows to clear up any errors and inaccuracies in the catalog. All items are sold ?as seen?. Disputes are not accepted after the awards. Auction fees The buyer will must pay the auction fees for each lot to the extent of 15% on the hammer price up to 50.000 Euro and because of 13% for any amount exceeding 50.000 Euro, including VAT and tax burdens. Full payment of the hammer price and buyer?s fees can be claimed immediately by Little Nemo Auction House, but in any case, the same must be made within 10 days after the sale. The invoice must be requested during the registration. Awards in room Sales are made to the highest bidder for cash, to be considered. The winning bidders will not be allowed to withdraw the purchased items until the payment is successful, unless the customer doesn?t made arrangements with the Auction House. Offers by mail For those who can not attend the auction in room, Little Nemo Auction House can accept purchase commissions (written and telephone bids) on the precise mandate. To make the actual purchase order, you must fill out the form in catalogue indicating your credit card number and authorizing Little Nemo Auction House in the event of the award to charge 20% as a down payment. Little Nemo Auction House is not responsible, while striving with earnest, for any errors that would incur in the execution of offers (written or telephone). When the form is compiled, the bidder is requested to carefully check the lot numbers and descriptions. The original forms must be forwarded by mail with photocopy of an identity document. If there are no technical times, the customer will be able to agree with responsible about the possibility to submit their offers by fax, mail or PEC. We will not accept offers with warrants to purchase unlimited. If Little Nemo Auction House will receive 2 bids with the same amount, it will be followed the chronological order. In case of 2 bids of the same amount, one by phone and one in the room, the bids in the room will prevail on the written bids Phone participation Little Nemo Auction House offers its customers the possibility to be contacted on the phone during the event to direct bid to the lots. Any requirement of participation on the phone would be accepted only if written and signed in the devoted form that has to be forwarded within noon of the day of the Auction. In order to consent the participation though the impossibility to reach the bidder on the phone, the bidder has to indicate his/her maximum offer on the form. This service is guaranteed responding to the limit of phone lines available at the moment and following the chronological order of offer reception. Online offers Little Nemo Auction House offers the possibility to participate to its auction through its website. The participation requires the registration through the apposite online form within the 24hours preceding the event. The Auction House will authorize the customer providing him/her with an access code and a number for bidding. Instructions related to online participation are completely listed in the devoted area of the website. Indications and limits listed for the phone and mail offers legally value for online participation as well. Please notice: you must be >18 yrs old. Raises Base prices are inferior to estimate prices. It is possible to bid for a lot as follows: Price btw 1? and 100?: minimum raise ? 10Price btw 100? and 500?: minimum raise ? 25 Price btw 500? and 1000?: minimum raise ? 50 Price over 1.000?: minimum raise ? 100 Payment of awarded lots could be made as following: - Cash - Bank draft to : Little Nemo di Sergio Pignatone - Bank transfer: - SANPAOLO IMI Sede di Torino IBAN IT 02 X 030 6909 2171 0000 0060 211 Headed to Little Nemo di Sergio Pignatone - Bank check (it is necessary to previously contact the Little Nemo accounting department) - Credit card. Please note that payments with VISA will be charged a fixed amount of 1,5% cash on the total to correspond. Any different kind of payment shall be agreed with Little Nemo offices. Withdrawal of awarded lots The withdrawal of lots, paid as explained above, shall be made as follows: - Immeditaley after the auction - Within and no later than 10 days after the event at the offices of the Auction House in via Montebello 2/d, Torino - After the auction custody of the lots acquired by any customers needs to be ruled by precise written agreements between customers and the Auction House. The Auction House could charge the packing services and delivery in behalf and on the expenses of the customer. Little Nemo Auction House guarantees professional packaging of the items. Lots to be shipped travel under buyers?responsibility. Lacking any written agreement, Little Nemo Auction House will hold all the rights of custody and it will be dispensed from any responsibility related to custody and potential deterioration of the involved objects. Please notice: Whoever decides to participate to Little Nemo Auction automatically accept the conditions of sale.
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COVID-19 - We're operating as normal.
If you're looking for one of the best photography and entertainment phones, look no further than Huawei P30 Pro and its advanced Leica triple camera setup and large display.
• 40MP + 20MP + 8MP camera combo
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Huawei has done it again with a Leica triple camera, including a 40-megapixel lens, 20-megapixel ultra-wide lens and 8-megapixel telephoto lens. You get breath-taking photos even in extreme low light and night time conditions. Using the 50x telephoto lens, you can get closer than ever to the action.
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Your Huawei P30 Pro looks and feels the part, crafted from 3D curved class with a stunning 6.47-inch OLED display that brims with colour and detail. It feels comfortable in just one hand, with easy access to the advanced in-screen fingerprint sensor to swiftly unlock your device.
Huawei really dialled up the performance on the P30 Pro, which houses the remarkable Kirin 980 chipset. Everything from the camera to the battery run more efficiently, while the user experience runs more smoothly. And with SuperCharge on board, you can refuel up to 70% battery in just 30 minutes.
There are 15,000 O2 WiFi hotspots around the UK. As an O2 customer, you get free access to all of them, meaning you can get online to check emails, update Facebook or watch YouTube videos - all without using any mobile data! Plus, you can enjoy speeds up to 10x faster than a normal mobile connection.
Use your minutes, texts and data when you're on holiday in 48 EU countries or in one of the other 27 extra international travel destinations that come included with plan. Whether you're sending emails from the beach in Spain, or checking Facebook in the USA, you can enjoy using your mobile like you're at home. 20GB EU data cap on unlimited tariffs, then 0.4p per MB.
On O2, you get free access to the Priority app, full of invites to live experiences and added perks everyday. From unforgettable music experiences to discounts on pizza and coffee, Priority puts you first.
5G is here on O2, bringing you incredible data speeds, a smoother experience when gaming and video calling, and a more reliable data connection in busy places like the football and festivals. O2 has launched 5G in a load of busy cities and towns up and down the UK. See our Help Centre for the full list. Note: When you leave a 5G location, your 5G mobile will automatically switch to 4G or 3G, then back to 5G when it's available.
These charges are applicable only when you exceed what is included in your tariff.
|Calls to UK Mobiles p/m
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|Calls to Jersey, Guernsey & Isle of man p/m
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Calls to service numbers (starting 084, 087, 09 and 118) aren't included in your plan allowance. There will be two charges on your bill, made up of an Access Charge that's charged by the network as pence per minute, and a Service Charge that's charged by the organisation you called. You will be charged the Access Charge for a minimum of 1 minute and then per second for the rest of the call.Roaming Charges
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All pay monthly offers subject to security and credit check. Charges will apply for paper billing. Charges may also apply for non-Direct Debit payment. Promo codes cannot be used in conjunction with any other offer.
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4G - 4G-ready phone (or device) required. 4G is subject to availability and a 4G SIM and software update may be required. Additional charges may apply for 4G service. See o2.co.uk/coveragechecker to check coverage in your area.
Priority - Only on O2. You must be an O2 customer, 16 or over with internet access. Data charges may apply. Offers subject to eligibility criteria and availability. When they're gone, they're gone. Terms apply - see o2.co.uk/terms.
O2 WiFi - O2 WiFi is subject to availability. Fair use policy and terms apply. No registration required for O2 customers at 4,500 of over 15,000 hotspots. Registration may be required in remaining hotspots and for all non-O2 customers. See o2.co.uk/wifi for more info. Terms apply - see o2.co.uk/terms.
Extra Data - Extra data allowances only apply during your 24-month minimum term. 24-month minimum term Pay Monthly contract means if you wish to cancel or leave within the term, you will need to pay the standard monthly tariff for the remaining months. Unused mins, text and data allowances must be used within the month and cannot be carried over. Data can be used in the UK and when roaming in our Europe Zone only. UK calls/texts to standard UK landlines and mobiles and when roaming in our Europe Zone. Excludes premium-rate and service numbers. Fair Usage policy applies. Special and out of bundle numbers chargeable. Connection subject to status and payment by Direct Debit. Subject to availability. Terms apply - see o2.co.uk/terms.
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Officials say that the two fires burning on Fisher's Peak near Trinidad are now considered a complex.
The Pipeline fire is burning about 70 acres and is 0 percent contained. The Crazy fire is about 45 acres in size and 90 percent contained.
Command of the Pipeline Complex will be transitioning to a Type III team later Thursday.


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Pacific Islands
With shimmering blue water, white sandy beaches and a relaxed atmosphere brought on by simplicity it only takes a short time to feel like you've had a long holiday in the Pacific Islands.
- Fiji has amazing beaches, sunny skies and gorgeous resorts. But perhaps its greatest asset is the warmth of its people.Explore Fiji
- New Caledonia offers a holiday experience that both is relaxing and stimulating at the same time.Explore New Caledonia
- There are very few truly secluded getaways on this over-populated planet. Niue is one of them.Explore Niue
- Escape to a place where the pace is easy going and the big, wide world seems a long way away.Explore Norfolk Island
- From the moment you touch down in Rarotonga and breathe in the heady scent of frangipani flowers, you'll feel relaxed.Explore Rarotonga
- Relax on powdered beaches or play in the relatively undiscovered surfing paradise of Samoa.Explore Samoa
- Tahiti effortlessly blends the beauty of Polynesia with the vivacious character of France.Explore Tahiti
- Experience life in a tropical kingdom that keeps its ancient traditions alive.Explore Tonga
Vava'u sailing image courtesy of the Kingdom of Tonga


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About Isagenix
Scientific Advisory Board
Isagenix has attracted the best and brightest professionals in the fields of nutrition, medicine and health and wellness to serve on our Scientific Advisory Board (SAB). Collectively, they represent the leaders in their respective fields and the Isagenix commitment to excellence—to guide people safely along the path to optimal health and wellness. The SAB's group of medical and health professionals lend their experience and expertise to guarantee and maintain the integrity and efficacy of our no-compromise products.
John Anderson
Isagenix Founder
Nicholas Messina, M.D.
Michael Colgan, Ph.D., CCN
Paul Arciero, Ph.D.


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Ideas visualised.
If you're looking to produce broadcast, video, website and multimedia communications, and you want to stand out from the crowd, you've come to the right address.
With AC2.com productions you'll captivate your audience. We offer you a professional service to visualise your ideas. Our rates are competitive, our approach is creative and our quality remains consistently high.
We can also help you with accessibility to reach people with special needs, including the Deaf and hard-of-hearing. For example with British Sign Language video clips or in-vision signing on a 3D background, which makes your visuals come to life.


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One of the most apparent symptoms of strep throat - white bumps on tonsils - can actually be a different ailment: tonsil stones. If you have white bumps on the tonsils without the rest of the symptoms of strep throat, the uncomfortable bumps may be tonsil stones. Although these white or yellowish bumps that appear at the back of the throat may not cause pain, they should still be treated because they can cause bad breath.
There are several reasons that one might experience symptoms of tonsil stones, one of which is a person's diet. Several foods - especially sugar -can cause these annoying bumps to act up. Bacteria loves to feast on sugar, so the more sweet snacks a person consumes, the more likely his or her breath will be less-than appetizing.
Other causes of tonsil stones include spicy food, wheat and barley. These foods cause more acid to build up in the stomach, and acid can cause food particles to be left on the tonsils and therefore cause tonsil stones.
If you have bad breath, a sore throat, difficulty swallowing or ear pain, you may have tonsil stones. Bad breath symptoms are a major indicator of tonsil stones. According to WebMD, 75 percent of people who had large amounts of sulfur compounds in their mouth also suffered from tonsil stones. Also, having a sore throat could be an indicator, but it is important to differentiate the pain from strep throat. If you have difficulty swallowing or swelling in the throat, this can be an immediate sign of tonsil stones.
Most tonsil stones don't require any treatment, but in cases when they are very uncomfortable, surgical removal is an option. To keep this issue under control, using oxygenating mouthwash can help target odor-causing bacteria and maintain a clean and healthy mouth.


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Greetings everyone. This forum contains the same sort of information normally found in the San Guo Yan Yi Symposium, but instead of new debates and informational posts you will find older posts that may have been concluded a long time ago.
Please feel free to make new posts to these threads, none of them are locked and they are all still open for debate. If you are going to debate in one though, please read all the original pages so conversation doesn't go in circles.
If you want to nominate an addition to this forum please post in the nominations thread.
New threads may not be posted to this forum, it is only for archiving older threads so they don't get buried and forgotten. Instead please go directly to the San Guo Yan Yi Symposium.


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The Online Imperial Club is a not-for-profit automotive club that dedicates a mailing list and this extensive website to fans of all years of the Chrysler Imperial. For many years, costs and maintenance of running our online club were covered by the generosity of Manuel Alvarez and the dte.net server. Because of the phenomenal growth of our club and the popularity of our website, the cost of maintaining this website has become prohibitive. In order to keep this site going as a resource for Imperial lovers, without having to resort to obtrusive advertising or pop-ups, we are asking for your financial support.
There are 3 ways that you can make a donation to the club:
Send a check to the club treasurer:
Elijah Scott
70 Boyd Road SW
Rome, GA 30161
Please make checks payable to Elijah Scott with "Online Imperial Club Contribution" on the memo line
Share material to be added to the club's website. Do you own something we don't have on the site? We will be glad to scan it and return it to you! Contact us for more information.
Wondering how much to give? We ask only that you
donate in direct proportion to the benefit you've
gotten from us. Have we helped you?
Any amount is sincerely appreciated!
To view our website costs and contributions, please see our financial page.
To view a list of our generous contributors, please see our donors page.


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Will interest rates "neutralise" in our lifetimes?
What is the market pricing in?
Current market pricing suggests rates in the US and UK will take more than 20 years to return to a 'neutral' level – the rate at which nominal rates equal the GDP growth of a country.
In the case of Europe and Japan, according to current market pricing, rates will apparently never approach this neutral level. Meanwhile in the US and the UK some of us will be retired or even dead before we reach this level.
The real rate of interest removes inflation to reflect the real cost to a borrower (or real yield to an investor) and is represented by the nominal interest rate less inflation.
In the UK and US, real rates are currently at or close to 0%, while in Europe and Japan they're negative.
Looking ahead 12 months, based on market pricing of future inflation and interest rates, all real rates are negative.
This indicates an increase in inflation that is not expected to be countered by an increase in interest rates.
In other words, rates remain on hold across the globe.
When will rates hit neutral?
The market assumes that things will improve slightly in the US and UK in three years time, but will remain broadly the same or get slightly worse in Europe and Japan.
On a longer- term horizon though, most investors agree both interest and inflation rates will go up, but the big question is: when do we get back to a neutral rate?
As discussed, interest rates are said to be neutral when the nominal rate is equal to the annual rise in gross domestic product (GDP).
For the UK, assuming GDP growth of 3% and using the Bank of England inflation target (2%) as the average inflation component, the assumed neutral real rate would therefore be 1.0%.
Clearly, current market projections suggest this will be a long way off.
Neutral before I die?
As a thirty-something then yes, before I die, but on these estimates I would still have enough time to have children, watch them go to school, and even see them have a gap year and graduate before rates reached a neutral position.
Given low unemployment, a more confident business and consumer outlook in both the US and the UK and positive economic growth, the market outlook is far too bearish and is not pricing-in an appropriate level of interest rate increases.
But if the glacial rate of change expected is inconsistent with the economic backdrop, it may also end up being at odds with the pace at which central bankers end up having to raise rates.
Bond investors should therefore be prepared for volatility ahead.
For related content:
Life after QE - What's next for markets?
What is a currency war and should investors arm themselves?
March 2016 eyed as Fed aborts lift off
Political risks and market rewards in 2016
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Smokers Greater London (Westminster)
Tobacco is one of the primary causes of discolored teeth. It is known. As a smoker who has been smoking a packet a day since I was 18, I had no idea how this simple fact could change my life. Everybody knows all the risks that come with smoking, and I too was aware of them.However, like millions of people around the world, it was a habit I did not want to give up. Through college, I never really thought about the negative side effects, even though I could see the evidence of yellowing teeth every time I looked in the mirror. It was only once my girlfriend pointedout how much she hated my teeth that I realized the problem.
My girlfriend is not a smoker and though she did not mind me smoking, she did not like some of the side effects. I found her getting more and more distant, and eventually, when I asked what the issue was, her response was that my 'personal hygiene' was a big turn off. As someone who is very stringent about hygiene, I was extremely taken aback. Finally she admitted that it was actually my ugly, discolored teeth which she really didn't like, and which she felt really detracted from my appearance.
This experience completely changed me and I immediately lost a lot of my confidence. I felt that I couldn't even smile without feeling judged and at the same time, I couldn't bear to give up smoking completely either. I loved my girlfriend and she loved me, but the sight of my discolored teeth was understandably making her very unhappy.
The solution that saved me was the teeth whitening service at Tooth Whitening Pros. I had heard good things about them from my friends who had visited them earlier, so I decided to give it a try. I had many apprehensions and worries; after all, as a smoker, would it really make any difference if I got this procedure? Would it be safe? Would it make a difference to my appearance, permanently?
The people at Tooth Whitening Pros were extremely friendly and helpful. They were able to give me all the necessary knowledge about how this procedure works and how it can benefit smokers. There were certain rules in place, such as the fact that you cannot smoke for a few hours, sometimes even longer, after getting the whitening done and the fact that eventually, discoloring is bound to happen again if smoking continues. Regular whitening sessions every few months would be required if I wished to keep up a clean smile whilst still smoking.
Nevertheless, the whitening made a huge difference to my teeth. I could now flaunt my beautiful and healthy smile with élan. They also gave me some special pastes, mouthwash and advice about brushing techniques to ensure that my teeth remain white and sparkling as long as possible. Getting this procedure done was one of the best decisions I ever made. It has made me a more confident person and helped to alleviate one of the worst side effects of smoking!
ARE YOU A SMOKER and fed up with YELLOW teeth?