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- Accepts Etsy gift cards
Industrial Lockers By August Blodner Circa 1920s
Product code #OA1413
- Worldwide shipping
- All prices inc VAT
- All prices inc UK shipping
- Vented pressed steel doors
- Cast iron handles and catches
- Original card holders
- Hanging hooks and shelves in each of the 3 compartments
- Produced by August Blodner, Gotha
- German ~ 1920s
- 183cm tall x 41cm deep x 106cm wide
Condition Report
The cabinet has been burnished and clear lacquered inside and out. All the doors on and close properly, some new legs have been added at some stage.
As with all of our products this product is an original piece and has lived a life before it arrived at Otto's HQ. It has been sympathetically restored by the Otto's team to ensure it has a life for many more years to come. All of our products will show signs of patina and cosmetic wear, this we believe is what gives our products their unique charm. If you have any further questions regarding the condition of this product or any others please don't hesitate to contact us and we'll be happy to answer any questions you may have.
Otto's x
We offer a 14 day returns policy, buyer pays return postage. Item must be returned with a reputable courier and must arrive back in the condition it was sent out. No international returns under any circumstances.
Orders will normally be shipped out within 3 working days; all UK orders are sent using a next day shipping service. International customers will need to provide a best contact telephone number and an email address for our shippers before we can ship an order.
Large items will delivered by private courier or pallet service, so please allow a longer delivery and dispatch time. Please note, for pallet deliveries, the driver will provide a 'to the door' service - it is the customer's responsibility to ensure there is someone available at the address to bring the item indoors. If you require assistance with this you must inform us prior to shipping, so that we can use a more appropriate service of which there may be an additional charge.
Additionally, for larger orders or items shipped by pallet or private courier service, it is imperative that you provide a mobile telephone number before your order can be dispatched. Once your order is ready we will provide you with a day/date of delivery, which will be between the hours of 9:00 am – 6:00 pm. It is absolutely essential that you are at the address to take delivery and are reachable on the mobile number you provide. Failure to do so will result in a re-delivery charge by the pallet company of which we have no control over.
All our orders are extremely well packed and time and care is taken to ensure that your order arrives safely with you. In the unfortunate case you order is damaged we can open a claim with the courier and get the item either refunded or repaired (UK orders only).
Please note we cannot ship to PO Box addresses
Just contact me within: 14 days of delivery
Ship items back to me within: 30 days of delivery
But please contact me if you have any problems with your order.
Because of the nature of these items, unless they arrive damaged or defective, I can't accept returns for:
We offer a 14 day returns policy (UK only), buyer pays return postage. Item must be returned with a reputable courier and must arrive back in the condition it was sent out. No international returns.
We cannot be held responsible for any shipping delays in regards to customs clearance or if an incomplete address was provided.


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World Series 2013 Game 6: 'Wacha Wacha (This Time at Fenway)'
BOSTON — Michael Wacha takes the mound for the St. Louis Cardinals on Wednesday night as they try to extend the World Series to Game 7. The rookie right-hander has staved off elimination for the Cardinals before, taking a no-hitter into the eighth inning of Game 4 of the division series in Pittsburgh, and he is 4-0 with a 1.00 ERA in the playoffs.
During this breakthrough October, "Wacha! Wacha! Wacha!" has become a rallying cry for the Cardinals, to such an extent that they've even made up hastily configured T-shirts in his honor.
WORLD SERIES 2013: Best images from the Fall Classic
"Wokka wokka," of course, is the tagline of Fozzie Bear, who was featured on the Fox broadcast of Game 2, when Wacha gave up a two-run homer to David Ortiz, but nothing else. On Wednesday, USA Today turned its signature dot into Fozzie Bear in Wacha's honor.
Wacha is a man, not a Muppet, and, quite honestly, the Fozzie Bear stuff feels like it has run its course. There's Wocka Flocka Flame, sure, but there's also a song with a sports tie-in, Shakira's "Waka Waka," the theme of the 2010 World Cup.
Well, here's a new version, and maybe, if Wacha keeps up his incredible performance and leads the Cardinals to victory, Shakira can do an update.
(Bird call sound)
You're in a hole now
3-2 to the Red Sox
Get on the mound
Win this one now
And force a Game 7
It's up to you now
Everyone's watching
This is Game 6
Win here tonight and
This isn't over
The pressure is on
St. Louis
But you won before
In Pittsburgh
Throw that fastball for strike one
But pitch around Big Papi
Make the fans here wait to clinch it
Cuz this is Fenway Park
Cardinal, Cardinal Way-ay
Wacha Wacha, hey hey!
One more day, just for baseball
This time at Fenway Park
Play it the right way
This is our motto
In inning nine
Stay in the base line
That's how you won Game 3
Beltran can double
Holliday homers
Gonna need runs
Get some support
Beat John Lackey
The backward K
They're looking
And then sit down
Throw that fastball for strike one
But pitch around Big Papi
Stop the other guys from clinching
This time at Fenway Park
No strikes for Big Papi
Wacha Wacha, hey hey!
Get the sign from Yadi
Full count ah ah
1-2-3 strikes, you're out
Wacha Wacha, hey hey!
Can't throw it close on Papi
This time at Fenway Park

subset: commoncrawl


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Kim Kardashian:Top 10 Best Hairstyles Ever
Top 10 Best Kim Kardashian Hairstyles:
Layered Cut:
Kim Kardashian layered cut emphasized her post-pregnancy shine with a new brown layered locks style at the Givenchy style display.123
Feathered Flip:
Kim Kardashian was perfectly coiffed with a feather turn during her wedding celebration at Tao Night club.
Retro Hairstyle:
Kim Kardashian seemed sexy with her vintage surf during the Women in Entertainment Breakfast.
Long Straight Cut with Bangs:
Kim Kardashian's red rug elegance look was fashionable and stylish with a sleek and straight crop with side swept bangs.Kim Kardashian rocked a simple nude lipstick, which topped off her glowing red carpet look.
Braided Bun Hairstyle:
Kim Kardashian used her locks up in a impressive braided bun for the White House Correspondents' Association Dinner.Kim seemed stunning with a braided high bun and wonderful cosmetics.
Classic Bun:
Kim Kardashian revealed off a more stylish part while participating her 30 Birthday celebration,she showed off a more elegant side while attending her 30th Birthday party. The reality star finished off her pearl embellished dress with a classic high bun.
Long Wavy Cut:
Kim Kardashian Long Wavy Cut.Kim wore a lovely hairstyle that was teased at the top and wavy down the back during the NBCUniversal Cable Entertainment Upfronts.
Kim Kardashian Ponytail.Kim combined her race car clothing with a smooth ponytial.
Long Curls:
Kim Kardashian added a bit of interest to her long brunette curls with an on-trend side braid. Subtle small braids underneath completed her look.
Kim Kardashian Hair Knot:
Kim Kardashian use her hair in a voluminous knot while going to the gym.
All Source – KIM KARDASHIAN LOOKS
Kardashian landed her first American Vogue cover for the magazine's April 2014 issue together with West,and becomes the worlds most talked about couple.


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Antitrust Case Filings
Antitrust Case Filings
To filter the list of cases, select desired options from the left navigation pane.
View the list of NAICS and SIC industry codes used by the Division. To view all industry codes, visit Census.gov.
Displaying 1 - 3 of 3
|Case Open Date
|Incident Date
|Case Type
|Federal Court
|Industry Code
|U.S. v. Village Voice Media, LLC and NT Media, LLC
|January 27, 2003
|Civil Non-Merger
|Ohio, Northern District
|Newspaper Publishers
|U.S. v. Federation of Physicians and Dentists, Inc.
|August 12, 1998
|Civil Non-Merger
|Delaware, District of
|Offices & Clinics of Medical Doctors, Offices of Dentists, Offices of Physicians (except Mental Health Specialists)
|U.S. v. Continental Oil Company, et al.
|April 30, 1969
|Civil Non-Merger
|New Mexico, District of
|Asphalt Paving Mixture and Block Manufacturing, Petroleum Refining


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Sacramento Fish & Wildlife OfficeServing the people, conserving the fish, wildlife, and plants of California
News Release
Three Amphibians and their Habitat Proposed for Federal Protections
Service Seeks Public Comments
April 24, 2013
Media Contacts:
Robert Moler, (916) 414-6606; email@example.com
Sacramento - The U.S. Fish and Wildlife Service (Service) is proposing to list the Sierra Nevada yellow-legged frog and the northern distinct population segment of the mountain yellow-legged frog as endangered and the Yosemite toad as threatened under the Endangered Species Act (ESA). The Service is also proposing to designate critical habitat for these three amphibian species in California: 1,105,400 acres across 16 counties for the Sierra Nevada yellow-legged frog, 221,498 acres across two counties for the mountain yellow-legged frog, and 750,926 acres across seven counties for the Yosemite toad. With overlapping areas, the total proposed critical habitat for the three amphibians is 1,831,820 acres. Most of the proposed critical habitat is on federal lands.
"With two amphibian species possibly facing extinction, one more at serious risk, and almost two million acres of critical habitat being proposed, we will need the best available scientific information in order to make our final decision on protecting these species," said Jan Knight, Acting Field Supervisor for the Sacramento Fish and Wildlife Service. "America's wildlife resources belong to all of us, and ensuring the health of imperiled species is a shared responsibility. We encourage the public to submit information to help us better understand the condition of these species and their habitat."
The Service seeks information regarding any threats to the species and regulations that may address those threats. The Service will accept comments through June 24, 2013 on the two proposed rules. Comments may be submitted online at the Federal eRulemaking Portal at http://www.regulations.gov. The Docket Number for the proposed listing rule is FWS–R8–ES–2012–0100 and for the proposed critical habitat rule is FWS–R8–ES–2012–0074. Comments can also be sent by U.S. mail to:
Public Comments Processing
Attn: FWS–R8–ES–2012–0100 or FWS–R8–ES–2012–0074
Division of Policy and Directives Management
U.S. Fish and Wildlife Service
4401 N. Fairfax Drive, MS 2042-PDM
Arlington, VA 22203
The Sierra Nevada yellow-legged frog and the northern distinct population segment of the mountain yellow-legged frog are similar in appearance and behavior. They range from 1.5 to 3.25 inches in length and are a mix of brown and yellow, but can also be grey, red, or green-brown. They may have irregular lichen- or moss-like patchiness. Their belly and undersurfaces of the hind limbs are yellow or orange. They produce a distinctive mink or garlic-like order when disturbed. The two species can be distinguished from each other physically by the ratio of the lower leg length to snout vent length.
The Yosemite toad is moderately sized, usually 1.2–2.8 inches in length, with rounded to slightly oval glands, one on each side of the head, which produce toxins to deter some predators. The iris of the eye is dark brown with gold reflective cells.
All three amphibian species are threatened by habitat degradation, predation, climate change, and inadequate regulatory protection.
For more information on these species and this proposal and the information sought, visit www.fws.gov/sacramento.
More Information
Federal Register Notices
- Proposed Rule to List (607 KB)
- Proposed Rule to designate Critical Habitat (1.81 MB)
Detailed Maps
- Proposed Critical Habitat for the Sierra Nevada Yellow-legged Frog (2.9 MB)
- Proposed Critical Habitat for the Northern DPS of the Mountain Yellow-legged Frog (2.9 MB)
- Proposed Critical Habitat for the Yosemite Toad (2.9 MB)
Even More Detailed Maps
For GIS Shape Files and instructions on a free program to view them with, visit our Critical Habitat Data Page
Follow Us Online
Last updated: December 4, 2017


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Tag: Tandoor Chef
Christy's Favorite Vegan Things
No intro needed, let's just get to the good stuff! Trilogy Rosehip Oil is blowing my mind! When I first received this I wasn't sure how to use it or what it was for, so I contacted the company and the nice lady told me to use it as a moisturizer...
Read more >>


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For the week ending 15 May 2010 / 1 Sivan 5770
Going Through the Gate
When the great rosh hayeshiva Hagaon Rav Aaron Leib Shteinman was about to board a flight to the US he was certain that he would encounter no difficulty upon passing through the metal detector at the airport. To his surprise the alarm did go off as he passed through.
Assuming that the machine had somehow malfunctioned, the security guard asked the rabbi to pass through once more. Although he was not carrying any metal the alarm sounded once again.
It then dawned on him that what was responsible for this was the metal screws that had been placed in his leg when it was operated on because of a serious fracture.
Rav Shteinman then turned to those escorting him and pointed out the lesson to be learned.
"When a Jew arrives at the gates of Gan Eden after departing this world he may have full confidence of his merits in his lifetime gaining him easy entrance. But he may suddenly be surprised to hear the alarm go off signaling that he was not as perfect as he thought he was."


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Alumna Trustee Audrey Flack (A'51) honored at Rutgers University
POSTED ON: March 6, 2012
Congratulations to Cooper alumna and trustee Audrey Flack (A'51) who has been honored with two exhibitions at Rutgers University. Her paintings will be displayed at the Mason Gross Museum Galleries and her prints and works on paper will be on view at the Douglas Library through June, 2012. Mrs. Flack has also been awarded a visiting professorship and and will be delivering a public lecture on April 3, 2012, sponsored by the Institute for Women in Art at Rutgers.
Mrs Flack will also be honored by the Pennsylvania Academy of Art, which will present her an honorary doctorate this year. They have asked her to deliver the commencement address at their annual commencement ceremony on May 11, 2012.


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When is a computer mouse not a computer mouse? When it also scans a document.
When is a computer mouse not a computer mouse? When it also scans a document.
The LG LSM-100 Mouse Scanner is not yet on sale in the U. S., but a number of foreign sellers on eBay are offering these gadgets for prices anywhere between $90 and $150. I got mine for $103 (including free shipping) from South Korea.
The new gadget came in a bilingual box and included a multilingual manual. The mouse plugs into a USB port on your computer and works with almost no muss or fuss.
As a mouse, it�s a standard, normal-size two-button mouse with a flywheel between the buttons. The added scanner function is built into the bottom of the mouse, which contains a scanner window complete with lasers and LED lights.
Press the SCAN button on the left side of the mouse, then simply wave the mouse over the document you want to copy. You can watch the scanned image appear on your screen as you move the gizmo in a back and forth motion. The Mouse Scanner also features Optical Character Recognition that converts text into an editable document for Word or Excel. Scanned images can also be saved in a variety of file formats. The mouse�s bundled software allows scanned files to be shared via email, Facebook, Twitter and Flickr.
When is a pillow not a pillow? When it�s shaped like a woman�s backside.
Admit it, guys, nothing�s more comforting than laying your noggin in the crook of your honey�s back or on her lap. But what if you are sans sweetie at this moment? That�s where the Booty Pillow ($30, bootypillows.com) comes in. This 100 percent polyurethane pillow comes in a rainbow of colors, from Cheetah Booty 2.0 to Purple Collegiate Booty to Amsterdaaamn Booty.
As the manufacturer says, it�s a gadget sure to �put a smile on your cheeks.�
The Consumer Electronics Show was held last week. Rarely does something free come out of that electronics wonderland. Scrible (scrible.com),">(scrible.com), now in beta release, is such a rare find.
Designed to work on the iPad, it�s a clever HTML5 concept that lets you mark up online articles within a Safari browser and save them to the cloud. You can organize and save your notes, or share them with friends. You go through a multistep process to set up your iPad to manage this trick, but it�s not all that complicated for the results you get.


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There was an interesting piece on The Volokh Conspiracy by Dave Kopel (July 21st, 2008.) on the United Nations and their anti-gun ownership activities.
Kopel references a posting by Kenneth Anderson over at Opinio Juris who critiques an article by CJ Chivers, titled "US Position Complicates Global Effort to Curb Illicit Arms".
Chivers reports on a UN sponsored meeting held recently with Diplomats from the world's governments discussing agreements to reduce the "global illicit trade in small arms", but notes that their "work was curtailed in part by the near-boycott of the meetings by the United States".
Chivers writes:
…. initiatives toward a more comprehensive and binding agreement have been vehemently opposed by gun-owner organizations. The National Rifle Association, America's largest gun lobby, has labeled the process a thinly masked effort to undermine lawful civilian gun ownership and urged the United States to resist the measures.
The United Nations and advocates of gun control have said that such fears are unfounded, and that there is no effort to impose standards on nations with traditions of civilian ownership, or to restrict hunting. The programs, they said, apply largely to areas suffering from insurgencies or war.
"States remain free to have their own national legislation," said Daniel Prins, chief of the Conventional Arms Branch of the United Nations Office for Disarmament Affairs. "This document does not try to regulate gun ownership in the whole world. This is an instrument that allows states to focus on regions in conflict and the weapons that illicitly get there."
But Anderson rightfully points out that to accept this statement from the UN official is to ignore the history of other other actions by the organization.
If one goes back to many of the broader documents that have been produced by the UN itself, it is pretty hard to avoid the conclusion that the intention over the long term is gun control at the domestic level. To refer to "this document," while leaving aside all the other documents of which "this document" is one in a series is, well, not reportage as I understand it, but artful brief-writing. The article quotes Rebecca Peters, head of one of the leading international advocacy organizations favoring restrictions; but it does not quote perhaps her most famous comment in recent years that "we want to see a drastic reduction in gun ownership across the world."
As well, Anderson has been there personally.
The movement toward a small arms and light weapons treaty got going in the wake of the landmines ban treaty; it was a natural follow-on for the then-ascendent global civil society movement. But I recall sitting in meetings of landmines advocates talking about where things should go next; I was director of the Human Rights Watch Arms Division, with a mandate to address the transfer of weapons into conflicts where they would be used in the violation of the laws of war, and small arms were the main concern. I was astonished at how quickly the entire question morphed from concern about the flood of weapons into African civil wars into how to use international law to do an end run around supposedly permissive gun ownership regimes in the US. I recall remarking with dismay in all those early meetings, back when it was still closely linked to the landmines ban community, that this treaty had a reasonably good, if still small, chance of accomplishing something worthwhile, provided that it was identified as being about exceptional situations – civil wars and failed states – and was not about domestic laws in countries that were perfectly capable of setting their own terms.
That was good strategic advice, regardless of what one thought of the substantive issue – but it was swept away in the lemming-like tendency of advocacy movements to grow their appetites with the eating. The craziest person in the room all too often winds up controlling the agenda; this is sometimes true of global civil society and advocacy movements as well.
"The craziest person in the room all too often winds up controlling the agenda"? Seems to me I've sat in on some of those meetings myself!
Kopel goes on to detail some of the UN's pro-gun statements on gun ownership.
Despite protestations to the contrary, the U.N. remains quite interested in constricting lawful gun ownership. Consider, for example, the United Nations Disarmament Programme's publication, How to Guide: Small Arms and Light Weapons Legislation. The publication touts the importance of international "harmonisation" of gun laws. According to the United Nations:
Citizens should only be allowed to own guns if they are given a government permit, and the permit should only be issued if there is a "good reason" for posssession or or "genuine need." In particular, permits to own guns for self defense should not be issued unless the applicant proves taht he is in immediate danger.
The law require "safe storage", which means that firearms should be disassembled and the ammunition ammo stored separately.
There should be frequent renewal procedures to assure the owner's continued eligibility. A good example is provided by Australia, which for most gun owners (except farmers) requires membership in a sports club, and participation in a minimum number of shooting events annually.
A firearms license should be contingent on the consent of the person's spouse or former partner.
All firearms should be registered on a centralized computer system.
The home and vehicles of a gun owner should be subject to official inspection "at will."
He ends with the comment:
It was certainly a relief to find out that the U.N. has no interest in restricting the gun rights of Americans.
Unfortunately the propensity for speaking out both sides of the mouth is not limited to the UN. Domestic anti-gun groups (including government bureaucrats and politicians) do it equally well and animal rights groups do it regarding hunting issues without a trace of embarrassment.
There are a lot of devious people out in the world spinning their own agendas. A good rule to follow is to listen but always investigate.


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Boaties reaching for wallets at Auckland On Water Boat Show
Press Release – Marine Industry Association
New Zealand Marine Industry Association Re: 2012 Auckland On Water Boat Show, 27-30 September, Viaduct Harbour, Auckland Media statement 29 September 2012 Boaties reaching for wallets at Auckland On Water Boat Show
New Zealand Marine Industry Association
Re: 2012 Auckland On Water Boat Show, 27-30 September, Viaduct Harbour, Auckland
Media statement
29 September 2012
Boaties reaching for wallets at Auckland On Water Boat Show
Several people have made the decision to buy a new or second-hand boat during the first two days of this week's Auckland On Water Boat Show. And with more than 100 boats on display, those looking to buy certainly have plenty of options to choose from.
Lance Fink, head of Tristram Marine, a Hamilton-based composite boat manufacturing and retailing operation, has been encouraged by speaking with a number of people wanting to make a decision to buy.
With contracts in place on a 7.9 metre 741 Offshore hardtop fishing boat and a 6.4 metre 641 Offshore family-oriented fishing boat, plus the sale of a second-hand 9.1 metre 851 Grandeur, Fink says: "The timing of the Auckland On Water Boat Show is ideal for people looking ahead to their summer boating. The numbers through the gate have been steady and the neat atmosphere this year; very positive."
The McLay Boats team from Milton, near Dunedin, are the southern-most firm to exhibit at this year's show and director Steve McLay is delighted to have already sold the first example of the 11 metre McLay 1100 Walk Round, a model which was released earlier this year.
"In fact, we could have sold two on Thursday morning," McLay said. "One group of Samoan fisherman looked at it on the marina before we did a demo with the guy that bought it. When we returned to the dock, the others said they'd have bought it too."
The game-rigged, walk-around sport-fisher is designed for charter use and is powered by a 350hp Mercury TDI diesel. It's the largest vessel designed and manufactured by McLay Boats which specialises in aluminium boats crafted for South Island's rugged conditions, ranging from four to 11 metres in length. The company exports a significant number of the 200 boats it builds annually to Australia and has also created new markets in Sweden and Germany where their vessels are particularly popular with charter fishing operators.
McLay says they are currently pricing examples of this 1100 Walk Round model for two commercial operations, so he's pleased with how the new model is being received. "This is the first time we've been to the Auckland On Water Boat Show ourselves, although our smaller boats have been shown here before with our Auckland dealer Fish City. We thought the bigger boat would be well suited to this show which has a different clientele to indoor shows; there's definitely more interest in the larger boats."
Long-established boat retailer Rogers Boatshop has five brands represented at the show. Managing director Nigel Arkell says there's been tremendous interest in the new range of Fryan pontoon boats. Built from aluminium, the six-strong range features oblong pontoons, which look somewhat like an inflatable craft, but are made with aluminium rather than a flexible material around the pontoons.
Arkell also import French-made Beneteau motor yachts. "I'm pleased to report strong sales of the Beneteau range which is largely due to the strong New Zealand currency versus the Euro which makes the price of these quality-built vessels attractive to New Zealand buyers."
With one Beneteau A30 sold just before the show and another sold on Thursday, Arkell says through the marine sector's recent challenging years, "those that survive are the innovators, that keep bringing out new products, companies like Beneteau."
Arkell also has a contract pending on the $NZ 524,000 Beneteau Swift 34 Trawler on display at the show.
The Auckland On Water Boat Show started on 27 September and continues to 30 September. With over 200 exhibitors, show visitors can talk to the experts about a wide range of marine products and services, including a huge line-up of trailer boats, personal watercraft (aka jet skis), launches, fishing, marine safety and navigation equipment, diesel and outboard engines. Among the features of this year's show are two of Sir Peter Blake's most famous yachts, Steinlager II and Lion New Zealand which are now owned by the New Zealand Sailing Trust and open for show visitors to go aboard throughout the four-day show. Tickets are available at the gate or online from iTicket. See www.auckland-boatshow.com for further details or find Auckland On Water Boat Show on Facebook (www.facebook.com/OnWaterBoatShow).
Content Sourced from scoop.co.nz
Original url


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Welch's Purple Grape Juice gains seal of approval from HEART UK
H•E•A•R•T UK, a leading cholesterol charity, has officially recognised Welch's Purple Grape Juice for its abundant antioxidant properties and role in promoting heart health. It is the first time a 100% pure and unsweetened juice has received the coveted H•E•A•R•T UK approval.
The recognition by H•E•A•R•T UK follows review of the growing body of data on Welch's Purple Grape Juice which shows many potential health benefits. Research supports drinking American Concord Purple Grape Juice to help promote a healthy heart and healthy arteries. Preliminary research suggests it promotes heart and arterial health in part by protecting LDL, or 'bad', cholesterol from harmful interaction with free radicals to slow oxidation . Many researchers believe this oxidation of LDL cholesterol contributes to the build-up of plaque in the arteries. Research supports the fact that Welch's Purple Grape Juice not only has potent antioxidant capacity in vivo but in the body as well.Close


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The Apple Stock Fear FactorDecember 6th, 2012
So once again Apple's stock price was down in the dumps Wednesday, to the tune of some 6.4%, while the overall stock market price increased. What could possibly have gone wrong? Is it possible Apple's days in the sun are coming to a close, that people aren't buying iPhones, iPads and Macs in such great numbers anymore? Are they choosing Windows 8 and the Surface tablet instead? Or perhaps a Nokia Lumia 920, the Windows 8 flagship smartphone?
No, that's not it. Indeed, it appears that Windows 8 PCs aren't selling all that well, and you will have to travel a long way to find anyone who owns a Surface RT tablet. So what's going on here?
I don't claim to be a stock market expert, or to know much of anything about why prices go up or down in huge spurts other than some evidence of a major change in a company's prospects. Or the fear of change. You almost think that Wall Street investors might have forgotten to take their antidepressants when they sold off their Apple stock.
At the very least, those who couldn't afford upwards of $600 per share might get a bargain at the current prices, at least until the street gets a spine, a dose of reality, or some combination of the two.
According to published reports citing industry analyst Gene Munster, of Piper Jaffray, as a source, a big part of the stock's decline was due to misinterpreting a story about iPhone sales in DigiTimes. Seems investors freaked over a story about an expected 20% quarter-to-quarter decline in Apple's orders for parts in the March quarter. Evidently the investors assumed that meant that sales were expected to decline big time too, but Munster says that figure is nothing unusual for the quarter following the one in which a major product launch occurs. Indeed, expectations are still high for huge iPhone 5 sales next quarter too.
I suppose I could be a little snarky and suggest that some of these investors should maybe take a few pills, and get some reading lessons, so they don't make serious financial decisions based on flimsy evidence, or no evidence at all. Besides, it's not as if DigiTimes is considered to be the most reliable source for information about the tech industry.
I think of that unfounded rumor a while back, that Apple had discharged most of the team developing the Logic audio production suite. Within days, the Apple official in charge of that division assured an Apple customer that they are busy working on the next version. Just because something is published about Apple doesn't mean it's true. Consider the source of the story, and whether the publication in which it appears has a good track record for publishing accurate information. Would that Wall Street would pay closer attention to such niceties before dumping a company's stock.
I suppose the fact that Apple's stock price has fallen by a fair amount in recent weeks may have already made investors more sensitive than usual to perceptions or expectations of bad news. Right now, it does appear that iPhone and iPad sales are excellent, and that the Mac will be roughly even with last year more or less. I suppose the iMac backorder situation isn't going to help, but it may mean a lot for the March quarter, as shipments begin to catch up with orders.
When it comes to the iPhone 5, production has mostly caught up with demand. You should be able to get the color and configuration you want supporting your favorite wireless carrier almost immediately, or perhaps with a delay of no more than a few days. There's still a one-week wait for the iPad mini, and that situation may not settle down till the end of the year, which might impact sales to some degree. But that won't stop you from buying a fourth generation iPad, of course.
With high demand for their products, it hardly makes sense for the stock market to want to dump on Apple. After all, sales prospects appear to be very favorable for 2013, according to industry analysts, and there's even a report that Apple will control at least 50% of the tablet market through 2016. And you know how Apple is all about exceeding expectations.
Meantime, iTunes 11, a major upgrade, seems to have had a pretty successful debut, though some complain about the lost of cherished features, such as the ability to find duplicate tracks. But it has also been reported that Apple plans to restore that feature and repair others in a bug fix update soon.
When it comes to Maps, I haven't heard too many complaints lately. Many of more serious bugs that plagued the service in October have been largely eradicated. Sure, it may take months or years of playing catch up with Google before Apple can possibly achieve rough parity. Besides, it doesn't seem as if Apple's sales were hurt in any noticeable way because of Mapgate. And maybe Apple learned a lesson not to let something like that happen anytime soon.
As for Wall Street, one hopes that, in a few days, sanity will return. Or maybe not.
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It never fails. Every season a handful of rookies suddenly become slower, less efficient, irritable, they no longer find "South Park" funny, food no longer tastes right – even their most comfortable shirts feel itchy. Everything goes wrong. But usually all that wrong waits until the All-Star Break before rearing its ugly head. But Wednesday marked the D.C. Wizards' season opener and rookie phenom John Wall's official entrance into the league. He looked confused. Confused like he suddenly realized he's leading a team reliant upon JaVale McGee and Andray Blatche to do a lot of heavy lifting. Confused like someone who isn't convinced those guys can lift heavy things. Confused like he was never sure if he should shoot or pass. And because of that confusion, Wall just did both – a lot. He shot 6-of-19 from the floor and never looked like he wanted to take any of those shots, which is weird, because he also had a game-high nine assists, none of which the receiving player looked as if they wanted. There's nothing normal about Wall. I'll assume that also includes the order in which he develops. Get the wall out of the way, then get out of Wall's way.
Here's what else went down in fantasy basketball last night:
Cartier Martin – He scored 17 points on 5-for-9 shooting. It's pronounced Carch-yay, not Cart-e-ay. If you already knew that, you're smart enough not to bother with this guy.
Andray Blatche -In 24 minutes the Wizards' power forward had two rebounds. Two. He also made two shots and distributed two assists. Yup, he dropped some deuces all right.
Hakim Warrick – He's averaging 14/6.5 in his first two games and looked comfortable pickin' and rollin' alongside Steve Nash. With his 20-22 minutes per game, he's not worth much outside of deep leagues, but you shallow leaguers should keep an eye on him. Or don't.
Goran Dragic – Tuff the Magic Dragic dropped 11/6 in 15 minutes. He can do this. And as the season goes on and Nash can't stick around games for 33 minutes, Dragic will do this. If you've got a spot open in medium-sized leagues, you know what to do.
Robin Lopez – Fouled out despite playing fewer than 20 minutes. He'll be better than this, mostly because it would be hard to be worse than this.
Anderson Varejao – Likely out Friday in Toronto and possibly Sunday to be with his ailing father. First Mo's father-in-law, now Andy's. When they said LeBron was the life force of this Cleveland franchise, I assumed it was metaphorical.
Kevin Love – Was benched in the final eight minutes of Wednesday's loss due to poor defense. There's a threshold here for how many times this will happen before someone steps in and tells Kurt Rambis to knock it the hell off. The problem is, David Kahn has a high threshold for asinine. If you know a Love owner freaking out right now, low-ball him. Love owners who are freaking out right now, chill out. I just told all your league mates to low ball you. Tell them Adam told you to go fly a kite.


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Please find the list of frequently asked questions below pertaining to our Prestige product line. The questions are grouped according to common subjects. If you do not find the answer you're looking for in any of the frequently asked questions, please contact 1.800.603.0925, and we can help with any unanswered questions you may have.
Q: Where does Jostens obtain their gold from?
A: Jostens is capable of recycling, or refining, approximately 70% of the gold needed for alloy production; the remaining 30% is acquired gold bullion from a domestic source.
Q: Does Jostens refine all of their own gold?
A: Jostens does have its own in-house refinery which refines all the high and middle grade gold scrap that is generated during jewelry fabrication. The low percentage gold bearing scrap is outsourced to various domestic vendors.
Q: What is the difference between yellow and white gold?
A: The basic distinction between the two alloys is that yellow gold alloy contains silver, while Jostens' white gold alloy contains nickel. The nickel gives the alloy its white color and also provides additional strength.
Q: What is the difference between 10K, 14K, and 18K gold?
A: Karat refers to the gold purity of the alloy. Pure gold is 24k; 10k is 10/24 pure or 41.66% gold. 14k is 14/24 pure or 58.33% gold. 18k is 18/24 pure or 75% gold.
Q: I have heard that 14K gold rings are softer than 10K gold rings. Is this true?
A: No. This is not the case. As a raw material 14K gold would be softer than 10K gold. However, the annealing process that all Academy rings go through allow us to achieve the same hardness on our 14K gold rings that we do on our 10K gold rings. So if you are ordering 14K gold rest assured that the ring is very durable and has been hardened to meet or exceed your Academy's specifications.
Q: Are 18K gold rings softer that 14K and 10K gold rings?
A: While we are able to anneal 14K gold rings to the same hardness as a 10K gold ring that is not the case with 18K gold since they are comprised of 75% pure gold. However, this does not mean that your 18K gold ring is not durable. Our 18K gold rings can be worn for many, many years without any problems, especially if you are accustomed to wearing and caring for gold jewelry. And remember, your Jostens ring is covered by a lifetime warranty if any issues were to arise. So, if it is 18K gold you desire go ahead and place your order with confidence.
Q: What is a genuine stone and where do they come from?
A: A gemstone is any mineral or other natural material that has the necessary beauty and durability for use as personal adornment. Gemstones can be found in the earth, or harvested from animals (pearls, ivory etc).
Q: How hard are genuine stones?
A: Gemstones vary in hardness. Jostens gemstone booklet list hardness of stones they offer.
Q: How much do genuine stones cost?
A: The cost of gemstones varies depending on supply, color, clarity and weight of the stone. Sapphires, Ruby's, Emerald's, and Diamonds are usually labeled as precious stones. Other gemstones are labeled as semi-precious. Much of this stems from availability.
Q: What is a synthetic stone?
A: A synthetic stone is a reproduction of the natural stone that has approximately the same physical, chemical, and optical properties as the genuine stone it represents. The material is 'grown' in furnaces. The material that is used in Jostens stones is grown in Switzerland and cut in Germany.
Q: How hard are synthetic stones?
A: Hardness of a synthetic stones varies by material. Jostens uses basically two different materials: Corundum and Spinel.
Hardness 9: Corundum, Garnet, Alexandrite, Ruby, Rose Zircon, Golden Sapphire, and Padparadscha.
Hardness 8: Spinel, Amethyst, Aquamarine, White Spinel, Shamrock Spinel, Peridot, Fire Blue Spinel, Topaz, Blue Zircon, Blue Spinel, and Tourmaline.
Q: What kind of stones can have a diamond tube set?
A: Tube sets, both round and square, are primarily set in synthetic stones due to the hardness level. We do not place tube sets in genuine stones with the exception of black onyx and hematite.
Q: What is a Genuine Stone Show?
A: A genuine stone show is an event that Jostens conducts at several of the academies. During this event we bring in hundreds of genuine stones that you may choose from to have set in your ring. This event allows you to compare stones side by side, place stones into rings with different finishes and metal qualities, and have your questions answered by one of our certified gemologist. If you find a stone that you like during this show you may reserve that stone and we will set it aside until your order day. There is no charge or fee to reserve a stone and you are not committed to purchasing that stone. During this event we do not show samples of synthetic stones, tube sets, or metal tops. These samples will be available during the ordering event.
Q: Why does Jostens plate the back of many of their genuine stones?
A: Jostens and our stone cutter in Europe recommend that the back of most genuine stones be plated with a highly reflective material. This will enhance the color of the stone and insure that the inside of your ring does not show through.
Q: Will Jostens guarantee their stones against breakage?
A: A genuine stone that is purchased from Jostens and set into your ring by Jostens is covered under the Jostens warranty.
Q: Will an outside jeweler/company that sells me a genuine stone guarantee the stone against breakage?
A: While we cannot say what every jeweler would do in many cases there is no warranty or guarantee offered.
Q: Will the outside jeweler/company that sells me a genuine stone be able to provide the necessary service after the sale?
A: Please remember that any work performed by an outside jeweler/company will void the warranty you have on your ring with Jostens. If your ring is damaged by an outside jeweler/company they will not be able to produce you a new ring. Only Jostens has the tooling to manufacture a new class ring for you. All service work after the sale should be performed by Jostens.
Q: Will the outside jeweler/company that sells me a genuine stone be responsible if the stone cannot be set in the ring?
A: We cannot say for sure what each jeweler would do. We do know that each year we have a number of stones brought in to us that will not fit into the class ring. The engineering specifications are extremely rigid as to the size of stone that can be set in each ring. If the stone is too large it will not fit in the opening. If it is too small it will be difficult to set and ensure that the stone will stay in your ring. We do guarantee that JOSTENS genuine stones will be cut to exact standards and will fit in the opening of your ring.
Q: If I do supply my own stone what do the measurements need to be?
A: All stones must be to the following exact measurements. There cannot be any variance as these stones have a stone setting edge. One exception is the depth of the stone which can less than, but not more than, the measurements listed.
|Full Stones
|Depth of Stone
|Men's Large Ring 12x10 mm oval
|3.5 mm
|Men's/Women's Medium Ring 10x8 mm oval
|3.0 mm
|Women's Small Ring 8x6 mm oval
|2.5 mm
|Center Stone in a Cluster
|Depth of Stone
|Men's Large Ring 8x6 mm oval
|3.0 mm
|Men's/Women's Medium Ring 7x5 mm oval
|2.5 mm
|Women's Small Ring 5x3 mm oval
|2.0 mm
Q: If I decide to provide my own stone what will I need to do?
A: All customer supplied stones must be accompanied by a registered jewelers appraisal form. This appraisal form must include the following information:
- If the stone is a diamond it must state the carat size, cut, color, and clarity.
- If the stone is a full stone (12x10, 10x8, 8x6, 7x5, or 5x3) the measurements need to be on the appraisal form in millimeters and they need to be to the specifications listed above. Jostens will not accept any stones that are not to these exact specifications.
- All appraisals must include replacement price. If the stone is an heirloom stone we will need a replacement value. If the stone was purchased then we will need a copy of the sales receipt.
- All stones must be loose and free from any mounting. Stones will not be accepted if they are still in a mounting.
- Because of the extremely tight tolerances, personal stones less than 10 points will not accepted or set by Jostens.
Q: How long will it take before I am notified if my stone does not fit the ring I ordered?
A: All stones will be sent to the Jostens manufacturing facility for final approval. The approval process can take up to 90 days.
Q: What finishes are available on yellow gold rings?
A: In a yellow gold ring you can choose from three finishes. They are the satin (natural) finish, the medium antique finish, and the traditional dark antique finish.
Q: What finishes are available on white gold rings?
A: In a white gold ring there are two finishes from which you may choose. They are the satin (natural) finish and the traditional dark antique finish.
Q: Why would I want a sculptured palm side on my ring?
A: In some schools we offer the option of adding a sculptured palm side to your ring. This design that is added to the palm side of the ring helps to camouflage some of the nicks and scratches that will inevitably occur on this portion of your ring.
Q: Where does Jostens manufacture our rings?
A: All of your rings are manufactured in our facility in Denton, TX.
Q: When can I order my ring?
A: All events related to the process of ordering your ring will be set up each year with appropriate academy personnel and/or class ring committee. The dates for all of these events will be communicated to you through the appropriate channels in your school and through Jostens catalog materials.
Q: When will our rings be delivered?
A: The actual delivery date will vary from school to school. The date will depend on the traditions and events that your school or class has established. This information will be published your school, class committee, or ring committee.
Q: Can I order more than one ring?
A: What can be purchased will vary from school to school. In most cases each cadet/midshipman is allowed to purchase one gold ring for their use. Some schools allow for the purchase of one non precious metal "battle ring" in addition to the gold ring. Miniature rings and other accessory items may be purchased for personal use or as gifts for others. Information specific to your school will be provided during your class ring briefing and in the class ring catalog.
Q: How long will it take to get my ring back if I send it in to be repaired or resized?
A: On average the turnaround time is between 4 to 5 weeks. This time may fluctuate depending on the time of year.
Q: Is there any charge to have my ring resized?
A: No. There is no charge to resize your ring as long as another jeweler has not worked on it.
Q: Is there any charge to clean and polish my ring?
A: No. There is not charge to clean and polish your ring as long as another jeweler has not worked on it.
Q: If my ring becomes worn over the years can Jostens remake it? If so will I have to pay full price for the replacement?
A: Yes. Jostens can remake your ring for a minimal remake fee. Contact our APS customer service department for more information.
Q: I have a 10K gold ring and decide that I now want 14K gold. Can I send my ring and have this change made?
A: Yes you can. There will be a remake fee (currently $60) plus you would have pay the difference between 10K and 14K gold based upon prices at that time.
Q: My finger is breaking out and it appears I am allergic to some of the metals in my ring. Is there anything Jostens can do?
A: Yes there is. First, please see your schools medical personnel to confirm this is the problem. Send a note from your doctor stating that you have an allergy along with your ring back to us. We will apply rhodium plating to the ring and that should resolve the problem.
Q: How do I send my ring back?
A: There are a couple of ways to do this. First, stop by and see us when we are there for the various ring events throughout the year. Our staff would be glad to assist you. Second, you can mail the ring in to our APS customer service department. We do suggest that you send the ring back using a method that can be easily tracked such as FedEx or UPS.
Q: How will Jostens send the ring back to me?
A: Normally the rings are shipped back via UPS second day air.
Q: Can I order a crest pin of my class?
A: Yes. If Jostens produced the class rings for your class we will be able to produce a crest pin for you. We can also produce a variety of other class accessory jewelry items that we offer.
Q: Will Jostens still have the dies for my class in order to make me a new ring?
A: Yes. Jostens will keep all dies for all of the classes that we were contracted to produce rings for.
Q: Can I still order a miniature ring for my class?
A: Yes you can still order a miniature ring.
Q: How do I know if Jostens made my class ring?
A: Inside of your ring you should have a trademark. If your ring is a Jostens ring it will have either Jostens spelled out or a circle J.
Q: How long will it take to make me a new ring?
A: The manufacturing of a new ring will take between 6 to 8 weeks from the time you place your order.
Q: How do I find out what size my finger is?
A: Jostens recommends that you go to a local jeweler for sizing. You will need to add 1/2 size to whatever the jeweler sizes you at due to the fact the Academy rings are made as an oval and not round as you might find in a jewelry store.
Q: If my ring cannot be repaired and a new one has to be made will you reuse the gold in the current ring?
A: No. The old ring will be melted down and all new materials will be used to manufacture your new ring.


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| 5.1°C Dublin
NEIL Lennon admits he feared another Barcelona comeback even when Tony Watt fired Celtic into a two-goal lead with just seven minutes remaining at Parkhead last night.
The Hoops lost 2-1 to an injury-time Jordi Alba goal at the Nou Camp last month after going ahead and last night, as they did in their Champions League Group G encounter in Spain, Barcelona dominated throughout.
However, on this occasion Celtic were able to establish a two-goal lead with midfielder Victor Wanyama heading in a first-half corner before 18-year-old Watt, on for Mikael Lustig to make his debut in the group stages of the competition, raced away to score the second.
And that proved crucial as, while Lionel Messi reduced the deficit with a close-range strike as the enthralling encounter edged into injury-time to ensure a nervy ending, it ultimately proved to be no more than a consolation for the Catalan giants.
However, Lennon told talkSPORT: "Seriously, when Tony Watt scored the second goal in 83 minutes, I turned round to my assistant Johan (Mjallby) and said 'I think we might get a point out of this game'.
"The legs of some players were starting to go a little bit and they (Barca) just wear you down.
"They keep coming and keep coming but it was a remarkable effort.
"We had to dig deep. It meant so much to so many people and it is a boost for Scottish football considering all the negative press we have had over the last six months.
"I told them before the game that this was their moment, make the most of it.
"At the Nou Camp we defended valiantly and came away with nothing and before the game I said, 'don't be gallant losers again, use that as motivation. You know what's coming, know you are going to lose possession and be under pressure, can you see it out this time?'
"To be fair, we got the breaks at the right time.
"I told them to enjoy it because they had done something very special."
Celtic, with seven points from four games, two less than leaders Barca, travel to Benfica later in the month before hosting Spartak Moscow in their final fixture.
Benfica have four points following their home win last night over Spartak, who are bottom of the group with three points.
Lennon said: "At the end of the day we haven't done anything yet, we haven't qualified.
"I said judge us over six games and we have given ourselves a great platform.
"What it means is that Barcelona still have to get something out of the next two games which benefits us.
"They will have to get a point or maybe three out of the two remaining games which is great because they could have had 12 points after last night if they had beaten us and could have chopped and changed in the remaining two games.
"It gives us a foothold to get something at Benfica or against Spartak Moscow in the last game and really, that is all we could have asked for going into this competition."


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Merchant solutions
Our merchant solutions have been designed to keep pace with your changing business needs, whether you need a standalone offering or a more complex integrated solution.
What it offers you:
- Accepts customer payments
- Increases potential customer spend in your store
- Reduces the risk associated with excessive cash handling
- Enables effective cash flow, as settlement happens regularly.
Card acceptance
We are certified with a number of associations (i.e. VISA and MasterCard) to enable a wider variety of acceptance for your business.
Transaction types
Merchant solutions give you the flexibility to perform purchases, refunds and reversals.
Mark-off file
We provide you with a mark-off file that allows you to see all transactions down to device level, reducing time spent on manual.
Automatic end-of-day
We will automatically bank your terminals at the end of each day to ensure you have the cash flow to run your business on a daily basis
Daily reports and monthly statements
Daily activity reports and monthly statements are automatically generated and emailed to your designated recipients.
A readily available technical support team will manage your technical queries.
Fraud monitoring
We have a number of fraud-monitoring tools that detect suspicious behaviour and reduce potential losses to you and us as a bank.
Stand alone
A standalone merchant solution is an independent acceptance medium that does not integrate into your till system, and, as such, offers fast, cost-effective deployment into your store.
What it offers you:
- State-of-the-art point-of-sale (POS) devices that are sourced from international suppliers
- Communication with devices occurs over GPRS
- A complete PCI-DSS-compliant ecosystem to ensure your customers' card details are never compromised
- A mark-off file that enables difficulty free reconciliation
- Acceptance of MasterCard and VISA.
Integrated solution
We understand that as your business grows and becomes more complex, so too do your needs. As such, we have designed an integrated solution for your evolving needs that integrates into your till system for fast, effective central processing.
What it offers you:
- A versatile and compact PIN pad that connects to your till system
- A mark-off file that enables difficulty free reconciliation
- Real-time transaction processing
- Web-based transaction reporting
- A single point of entry for cashiers that enables a reduction in errors and fraud, resulting in an improved customer experience
- Transactions processed through your existing communication infrastructure, reducing dependency on SIM cards
- Access to infrastructure that can enable Value Added Services (e.g. Money Transfers)
- Acceptance of MasterCard and VISA.
*Note: If you do not have a payment service provider of choice for the above solution, we will assist with assigning one to your business.
Switchless solution (semi-integrated)
A switchless solution offers the value of enhanced reconciliation without large investment costs. With this solution, we develop and deploy a simple software application onto your till system, which is then used as the pipeline to transmit transaction information from the device to your till system.
What it offers you:
- A mark-off file that enables difficulty free reconciliation
- Real-time transaction processing through a central system
- A single point of entry for cashiers that enables a reduction in errors, resulting in an improved overall customer experience
- Simple deployment
- Acceptance of MasterCard and VISA.


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Energy markets set for oil supply shock
The energy market is setting up for an enormous supply shock through the latter half of 2015 and into 2016, driven by strong demand and shrinking supply.
That means at some point in the not too distant future, equity market players should move from their current extreme bearishness to something less manically depressed.
Oil suppliers responding quicker than expected
The general consensus is that markets are grossly oversupplied, and will remain oversupplied until substantial amounts of current production are forced offline, a process that could take more than 12 months.
We think, however, physical crude markets will be on the turn by mid-2015. This is likely to occur as demand strength comes through in response to lower prices.
We believe we will have irrefutable evidence of a substantial supply response in both the North American shale plays and the North Sea conventional volumes by mid-year.
As these two forces combine the net balance between supply and demand could begin to look very different.
Outlook risks
There are risks to adding exposure to the energy sector:
- Oil demand may come up short of expectations if we have an emerging market crisis.
- The Saudis genuinely want a price war and decide to increase production, as opposed to the current strategy of simply talking markets down.
- US volumes prove more resilient than we expect despite savage cuts to capital expenditure, which would point to prolonged weakness in oil prices.
Time running out to reposition
Weakness in physical crude markets is likely to peak around May/June as inventory piles up in the US and in floating storage facilities.
But we believe the window for closing underweight positions is short and crude prices will be substantially higher than they are today come the end of 2015.
Trending stories
- What will the world look like after Covid-19?
- Can stimulus revive China's growth story?
- ECB super-sizes asset purchases as deflation fears return
- Monthly markets review - May 2020
- Why equity market neutral strategies could be valuable in a crisis
- Life after LIBOR – Schroders' plan


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Endpoint Vulnerability
Microsoft: Scripting Engine Memory Corruption Vulnerability
A remote code execution vulnerability exists when Microsoft Edge improperly accesses objects in memory. The vulnerability could corrupt memory in a way that enables an attacker to execute arbitrary code in the context of the current user. An attacker who successfully exploited the vulnerability could gain the same user rights as the current user. If the current user is logged on with administrative user rights, an attacker could take control of an affected system. An attacker could then install programs; view, change, or delete data; or create new accounts with full user rights.
Affected Products
Microsoft Edge


text: This week marks the return of the Space Shuttle Atlantis to orbit for its second to last flight, as well as the peak of the Leonid meteor shower. This is the notorious shower that has produced storm level peaks in access of 10,000 per hour in 1966 and 1833. This storm emanates from material shed by comet 51P Temple-Tuttle, and generally peaks once every 33 years or so around November 17th. Most years, the Leonids are a feeble 10 meteors per hour shower barely warranting attention.


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Since banks balance sheets are still highly vulnerable to external shocks with precedent setting levels of NPAs, particularly from an economic perspective (as opposed to an accounting perspective which is what is commonly followed) a sovereign crisis [read as defaults/restructurings] could cause equity wiping holes in banks' balance sheets. Overall, NPA's to bank loans (world average) have increased to 7.6% in 2010 from 5.9% in 2005. Greece's NPA-to-loans has increased to 9.0% from 6.3%, Hungary to 7.8% from 2.3%, Spain to 5.5% from 0.8%, Romania to 17.5% from 2.6%, Central and Eastern Europe to 11.5% from 4.5% and US to 10.3% from 0.8%, in the corresponding period. Elevated NPA levels which already pose a threat to banks loan losses coupled with sovereign risks losses could result in massive write-downs on investments in banks trading (AFS – available for sale) and banking books (HTM – hold to maturity). A common shenanigan used both in Europe and the states is to shift the most problem assets from the AFS category where they are more rigorously marked to market to the HTM category where they are considered kosher because they are allegedly to be held to maturity. The issue is, if there is a default or restructuring, they are worth materially less - no matter how long they are supposedly held for. This valuation his is multiplied several time since it is banks business models to leverage up on these securities to increase yield.
Banks NPAs to total loans
Source: IMF, Boombust research and analytics
Euro banks remain weak as compared to their US counterparts
Health of European banks is weaker when compared to US banks. European banks are highly leveraged compared to their US counterparts (11.1x versus 4.1x) and are undercapitalized with core capital ratio of 6.5x vs. 8.5x. Also, the profitability of European banks is lower with net interest margin of 1.2% compared with 3.3%. However, non-performing loans-to-total loans for European banks are slightly better off when compared to US with NPL/loans at 4.9% vs. 5.6%. Nonetheless, considering the backdrop of high exposure to sovereign debt in Euro peripheral countries, we could see substantial write-downs for Euro banks AFS and HTM portfolio, which would more than offsets the relative strength of loan portfolio.
EURO Stress Test Rebuffed, Again
The OECD working paper "The EU stress test and sovereign debt exposures" by Adrian Blundell-Wignall and Patrick Slovik rebuffs the EU stress test, as we have several times in the past. The argument in the white paper echoes BoomBustBlog view that accounting policies allows banks and financial institutions to mask their true economic health. An asset that has declined in value leads to economic loss irrespective of its classification as held-to-maturity or held-for-trading, but accounting policies allow banks to mark down only their trading portfolio to the current market value while leaving a large chunk of held-to-maturity at book value even if said asset loses 50% in value that would take years to recover, or the bank could be presented with the very distinct possibility that there may be no recovery of said value loss. The former event (of recovering back to book value) would mask the true economic picture at a given snap shot of time while the latter (no recovery) is more of time shifting distortion wherein current profits are inflated for future losses.
Coming back to the EU stress test, the paper contends that by focusing only on the trading book exposures, the EU stress test gave a rosy picture of banks true health.
• Sovereign bond haircuts were applied only on the trading book holdings with implicit assumption that bonds held to maturity will receive 100 cents in the euro. This assumption severely understates the banks losses as 83% of banks investment portfolio is in banking books in form of held-to-maturity assets while only 17% of assets are held in trading portfolio. In case of sovereign default, the distinction between the banking book and the trading book simply disappears. By considering only a smaller component of banks investment books, EU stress tests have severely undermined the estimated write-downs on banks books and have given rosy picture about banks true health. The logic of said methodology is that with the EU/ECB/ EFSF SPV (basically, a giant new European CDO) backing, no sovereign state will be allowed to default.
• Second, and more importantly, the market is not prepared to give a zero probability to debt restructurings beyond the period of the stress test and/or the period after which the role of the EFSF SPV comes to an end.
o The assumption of no default over 2010-2012 appears reasonable given that the EFSF is made up of a €720bn lending facility (€220bn from the IMF; €60bn from the EU; and the SPV can build exposures for 3 years to the limit of €440bn for the 16 Euro area countries) which provides a guarantee of funding for any countries facing financing pressures, certainly for the next 3 years.
o However, the concerns in the market beyond 2012 are: the longer-run fiscal sustainability problem; and the difficulty of achieving structural adjustments in labor and pension markets and ability to achieve a sustainable growth in a period of budget restraint. The fear is that this will not be resolved by the time the support packages run out, and hence the probability of restructuring may not be put at zero by portfolio managers. Angela Merkel has recently announced her willingness to spearhead several common nation reforms to put the EU block of nations on heterogeneous footing in regards to regulation, debt management etc. This will go a long way to solving the problem at hand, but will also put significant strain on several of the weaker nations, again exacerbating the probability for restructuring to bring said nations in line with their stronger counterparts.
Impact of bank's banking books on haircuts
EU banking book sovereign exposures are about five times larger than trading book. The table below gives sovereign exposure of major European countries for both trading and banking book. The EU trading book has €335bn of exposure while banking book has €1.7t exposure towards sovereign defaults. EU stress test estimated total write-down's of €26bn as it only considered banks trading portfolio. This equated to implied haircut of 7.9% on trading portfolio with losses equating to 2.4% of Tier 1 capital. However, if the same haircuts (7.9% weighted average haircut) are applied to banking book then the loss would amount to €153bn equating to 13.8% of Tier 1 capital.
We have also presented an alternative scenario since we believe that EU stress test had failed not only to include banks HTM books but also the loss estimates were highly optimistic, as has much of the economic and financial forecasting that has come from the EU. It is highly recommended that readers review Lies, Damn Lies, and Sovereign Truths: Why the Euro is Destined to Collapse! for a detailed view of a long pattern of unrealistically optimistic forecasting. Here's and example...
In an alternative scenario, we have assumed weighted average haircut of 10% (exposure, haircut assumptions and writedowns for individual countries are presented in detail in the tables below) and have applied writedowns on both banking and trading books with the results available in the subscription document The Inevitability of Another Bank Crisis? Individual and more explicit haircut calculations are available for the following nations for professional and institutional subscribers:
- Greek Default Restructuring Scenario Analysis
- Greek Default Restructuring Scenario Analysis with Sustainable Debt/GDP Limits and Haircuts
- Portugal's Debt Ridden Finances: An Analysis of Haircuts, Restructuring and Strategy – Professional Analysis
- The Spain Sovereign Debt Haircut Analysis for Professional/Institutional Subscribers
- Ireland Default Restructuring Scenario Analysis with Sustainable Debt/GDP Limits and Haircuts
Interested readers can follow me on twitter and review our latest European opinion and analysis. I will be lecturing on this "realistic" style of analysis as the special guest speaker at the ING Real Estate Valuation seminar in Amsterdam. See www.seminar.ingref.com.


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The objective of DAB-funded research is to elucidate the basic biochemical, genetic, and physiological mechanisms underlying the process of aging and age-related changes in humans and in animal models of human aging. This includes investigations of the gradual or programmed alterations of structure and function that characterize normal aging and investigations of how these adverse changes become risk factors for, or accompany, age-related conditions and disease states. Read more about the Division of Aging Biology »
The ITP is a cooperative agreement to test compounds for their potential to extend life span using a mouse model. The goal is to provide preliminary data on potential interventions to promote healthy aging in people. Read more about the Interventions Testing Program »
Biological and informatics research resources supported by NIA. Read more about scientific resources for aging research »
This Core Center Grant program was established in 1995 to enhance well-developed institutional programs in basic research on aging. Read more about the Nathan Shock Centers »
Director: Felipe Sierra, Ph.D.
Deputy Director: Ronald A. Kohanski, Ph.D.


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Narnaul is one of the few districts in India with a name different from the district of which it is the headquarters. It is situated 140 kilometres south-west of Delhi and is well connected by both road and rail network.
Narnaul is a town with long history. There's been a mention of Narnaul in ancient texts as well,however not much of ancient history has been documented. In the beginning, the town was controlled by Jogis. Till the conquest ofMohammedan, Rathor Rajputs ruled the town and the adjoining areas.Buses depart from the main bus interchange junction in Narnaul to these and other cities of Haryana & Rajasthan.
Narnaul dates back to the Mahabharata era as Nar Rashtra according to legend. Another legend puts it to be about 900 years old where lions roamed free in the jungles surrounding the town. These lions gave the town the name Naharnaul (Fear of Lions). According to yet another legend, Raja Launkaran named it Narlaun after his wife.
Dhosi is a hill regarded as being holy by the inhabitants of the village of Kultajpur 8 km away from Narnaul. The famous "Chavanprash" was invented on this hill by Rishi (Sage) Chavan in ancient times
Best time to visit
October to march.
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People with high blood pressure may be twice as likely to develop a brain tumour, according to the Daily Mail. The newspaper said a new study had found an association between the two factors, although crucially it could not show that high blood pressure actually caused the tumour to develop.
The research followed more than half a million Norwegian, Swedish and Austrian people for an average of about 10 years, looking at how several factors related to their risk of developing a brain tumour. After dividing people into five bands according to their blood pressure, the researchers found that people with the highest 20% of blood pressure readings were between 45% and 84% more likely to have a brain tumour. However, they found that having high blood pressure while the heart is at rest was only associated with an 18% risk increase once adjustments were made to account for other factors, such as age, gender and smoking status. After these adjustments, there was no increased risk for people who had higher systolic blood pressure (pressure while the heart contracts and pumps blood).
While some news sources have suggested that high blood pressure is associated with a doubling in risk for brain tumours, most of the study's results suggested the associated risk was much lower. Brain tumours were also still extremely uncommon in the group, regardless of the subject's blood pressure. This study has various other limitations and is a single study, which means that further study is warranted.
Where did the story come from?
The study was carried out by researchers from the Innsbruck Medical University, Austria and researchers from other institutes in Norway, Sweden and the US. It was funded by the World Cancer Research Fund International and published in the peer-reviewed Journal of Hypertension.
News sources were correct to highlight that this study did not show that high blood pressure causes brain tumours, although some of the statistics they quoted may be misinterpreted. For example, some reports quoted figures suggesting that the risk of a certain type of tumour called meningioma more than doubled, but the risk increase was actually much lower than this. The researchers also produced a model adjusting their results to account for important factors such as age, smoking status and gender. It would have been more appropriate for the newspapers to quote these adjusted figures.
The research also separately analysed two types of blood pressure measurements (diastolic and systolic), which were each associated with different risks. Systolic measurements express blood pressure at the point the heart is contracting and forcing blood out into the body, while diastolic is the blood pressure between beats, when the heart is at rest.
What kind of research was this?
This was a prospective cohort study that assessed whether there was an association between the risk of brain tumour and metabolic syndrome. Metabolic syndrome is a combination of medical conditions (such as raised cholesterol, raised blood pressure, obesity and high blood sugar) that increases the risk of heart disease and diabetes.
Cancer Research UK reports that there are around 8,000 brain tumours each year in the UK. As brain tumours are relatively rare, the researchers needed to follow a large number of people over time to see which factors were associated with developing a brain tumour. This type of study can only show an association between a factor and brain tumours. It cannot determine whether the factor caused the tumour to develop.
What did the research involve?
The cohort study involved is called the Metabolic Syndrome and Cancer Project. It included 578,462 participants with ages ranging from 15 to 99 at the point at which they entered the study, known as the "baseline". Participants were recruited between 1972 and 2005. The study population was from Austria, Norway and Sweden. When each person entered the cohort, information about their height, weight, blood pressure, blood glucose, cholesterol and blood fats were recorded. Each participant's smoking status was also noted: whether they had never smoked or were a former smoker or current smoker.
The researchers used nationwide cancer and cause-of-death registries to identify patients who had developed both benign and cancerous brain tumours. In their analyses, the researchers adjusted for sex, birth year, baseline age and smoking status. They did this in a way that took into account how certain factors, such as smoking, influence both blood pressure and cancer.
What were the basic results?
The average age of the cohort at baseline was 41. Nearly half of the participants were overweight and nearly a third had hypertension. People in the cohort were followed for 9.6 years on average, and in this time there were 1,312 diagnoses of primary brain tumours (where the cancer originated in the brain rather than spreading from another part of the body affected by cancer). The average age of diagnosis with a brain tumour was 56.
A third of the tumours were classified as a type called a 'high grade glioma', and 8% were 'low grade gliomas'. In the Swedish and Norwegian cohorts, further diagnostic details were available and in these groups 29% of people with brain tumours had a 'meningioma', which is a cancer of the meninges (a membrane that envelops the brain).
The researchers used the participants' baseline data to divide people into five groups of the same size. Group allocation was dependent on body mass index (BMI), so people with BMIs in the top 20% would be in the top group (or 'quintile'), and people with BMIs in the lowest 20% would be in the bottom quintile. They also grouped the participants into quintiles according to cholesterol levels, fat content in the blood, blood pressure (both systolic blood pressure and diastolic blood pressure) and blood glucose levels to analyse how these factors were associated with tumour risk.
The researchers found that when they compared the risk of brain tumours in the top quintile with the bottom quintile, BMI, cholesterol and blood fat levels were not associated with a risk of developing a brain tumour.
The researchers then looked at blood pressure and found that the group with the highest systolic blood pressure measurements (average 157mmHg) were 45% more likely to have a brain tumour than people in the quintile with the lowest blood pressure measurements (average 109mmHg) [hazard ratio (HR) 1.45; 95% confidence interval (CI) 1.01 to 2.09].
People in the quintile with the highest diastolic blood pressure measurements (average 95mmHg) were 84% more likely to have a brain tumour than people in the quintile with the lowest blood pressure measurements (average 65mmHg) [HR 1.84, 95% CI 1.24 to 2.72].
The researchers repeated the same analysis but this time they looked at whether there was an association between blood pressure and the risk of developing a particular type of brain tumour. They found that:
- Relative to the lowest quintile, the highest quintile systolic blood pressure was associated with a fourfold increase in the risk of meningioma (HR 4.26, 95% CI 1.98 to 9.17).
- Relative to the lowest quintile, the highest quintile diastolic blood pressure was associated with a twofold increase in the risk of meningioma (HR 2.33, 95% CI 1.13 to 4.85).
- There was no association between blood pressure and low-grade gliomas.
- There was no association between systolic blood pressure and high-grade gliomas.
- Relative to the lowest quintile, the highest quintile diastolic blood pressure was associated with an almost threefold increase in the risk of high-grade gliomas (HR 2.67 to 5.50).
Finally, the researchers performed analysis in which the data was adjusted for gender, age, age at baseline and smoking status. Using this model, diastolic blood pressure (but not systolic blood pressure) was associated with a greater risk of having a brain tumour of any type (HR 1.18, 95% CI 1.05 to 1.32).
How did the researchers interpret the results?
The researchers said that increased blood pressure was related to the risk of primary tumour, particularly of meningioma and high-grade glioma.
This large prospective cohort study comprising more than 500,000 people from Austria, Norway and Sweden suggested an association between high blood pressure and some types of brain tumour. It should be noted, however, that even among the group of people with highest blood pressure the overall incidence of brain cancers was low.
Furthermore, there were several limitations to this study:
- Data was only available for the three types of tumour: meningioma and high- and low-grade glioma. Other types of tumour accounted for around 32% of the tumours in the study population.
- The researchers did not collect information on whether the participants had used medication, particularly on whether they were taking medication for lowering their blood pressure. These may have had an impact on the association between blood pressure and risk of brain tumour.
- The researchers suggested that people with high blood pressure may be expected to undergo more neurological investigations such as brain imaging, which may mean that tumours are more likely to be diagnosed earlier in this group.
- Although there was an association between blood pressure and tumours, it is not possible to say that high blood pressure causes brain tumours to develop.
- The researchers used data on blood pressure, cholesterol, BMI and other metabolic measurements gathered at the start of the study. These may have changed over the follow-up period, which was nearly 10 years on average. For example, a person who was overweight at the start of the study may have lost weight over this period.
- This study only included people from Sweden, Norway and Austria. It is not clear whether this population would share similar demographics to a UK population and therefore it is not clear the extent to which these findings could apply to Britain.
A strength of this study is that it followed a large number of people for a long period of time. However, further validation of these results is needed in other populations and the reasons for the association need to be followed up.
Analysis by Bazian
Edited by NHS Website
Links to the headlines
Why having high blood pressure can quadruple the risk of developing a brain tumour
Daily Mail, 22 December 2011
Brain Tumours Linked To High Blood Pressure
Sky News, 22 December 2011
Links to the science
Edlinger M, Strohmaier S, Jonsson H, et al.
Blood pressure and other metabolic syndrome factors and risk of brain tumour in the large population-based Me-Can cohort study
Journal of Hypertension. Early online publication December 15 2011


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(Reuters) - Starbucks Corp (SBUX.O) on Wednesday announced plans to buy Teavana Holdings Inc TEA.N for $620 million in cash, with the goal of replicating the success it has had with its namesake coffee shops.
Teavana has about 300 shopping mall stores that sell loose-leaf, exotic teas. In addition to opening stand-alone Teavana stores in the United States and abroad, Starbucks will add tea bars that serve prepared drinks in existing Teavana stores, Starbucks Chief Executive Howard Schultz told Reuters.
Starbucks opened its first coffee bar inside a store in 1987, when it had 11 stores selling only whole bean coffee.
"We will do something very similar over time with Teavana," said Schultz, who now oversees about 18,000 Starbucks stores around the world. "We will do for tea what we did for coffee."
The world's largest coffee shop operator said it will pay $15.50 per share in cash for Teavana, a 54 percent premium to the company's closing price on the New York Stock Exchange on Tuesday.
Shares of Atlanta-based Teavana jumped 52.5 percent to close at $15.45 on the New York Stock Exchange.
This is not the first tea venture for Starbucks, which also has made a handful of complementary acquisitions this year.
Starbucks bought Tazo tea for $8.1 million in 1999. That business now brings in more than $1 billion in annual sales of products such as tea bags and bottled tea drinks through its own shops and the grocery aisles of many retailers.
On Friday, Starbucks will open its first Tazo tea store in Seattle. That store will act as a "laboratory" for Teavana, Schultz said.
"The two brands will co-exist," Schultz said of Tazo and Teavana. He said Starbucks will develop a line of Teavana branded packaged goods, but declined to say how he would position each brand.
Schultz said the acquisition takes advantage of Starbucks' existing strengths and assets.
"There's no incremental expense other than building new stores and new tea bars," he said.
The Teavana deal comes on the heels of the company's acquisitions of juice company Evolution Fresh and sandwich maker La Boulange Bakery. Starbucks bought Evolution Fresh for $30 million in November 2011, and announced a deal for the bakery in June.
"It's a natural fit with Starbucks' evolving brand portfolio," Morningstar analyst RJ Hottovy said.
News of the Teavana deal was first reported by the Atlanta Business Chronicle. Teavana investors holding about 70 percent of its outstanding shares of common stock have approved the merger agreement, Starbucks and Teavana said in a statement.
Starbucks said it expects the deal to close by the end of the year and to add 1 cent per share in earnings in fiscal 2013.
Starbucks shares fell 2.9 percent to $48.84 on Nasdaq.
Additional Reporting Brad Dorfman in Chicago; editing by John Wallace and Leslie Adler


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Geodynamics of Pakistan
Geological Survey of Pakistan, 1979 - Geodynamics - 361 pages
"Geodynamics is dominated by plate tectonic models. Plate tectonics promises to provide explanation of global geodynamics including the origin of earthquakes, volcanoes and mountain building... This volume provide a comprehensive view of the geodynamic framework in which the evolution took place..." Preface.
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an introduction Abul Farah Kees A DeJong
Tectonic evolution of the Tien Shan Pamir and Karakorum K N Kravchenko
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PORT-AU-PRINCE, Haiti —
Former U.S. President Bill Clinton is in Haiti with a delegation to promote investment in the Caribbean nation's agriculture sector.
Clinton is the United Nations' special envoy to Haiti. He arrived in the country Sunday and his two-day trip will include visits to an agriculture school, a coffee-processing plant and a brewery.
He is expected to announce several grants from his Clinton Foundation during his stay.
The trip is Clinton's second this year to Haiti. He visited the country in January to mark the third anniversary of the devastating earthquake that destroyed thousands of buildings and displaced more than 1 million people. Officials said 316,000 people died but some believe the death toll was much lower.


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Featured News - Current News - Archived News - News Categories
Who will it be?
On Sept. 4, after months of anticipation and endless speculation, TV fans finally will get the answer to the question, "Who will be Kelly Ripa's new co-host?" That morning, when Ripa walks into the "LIVE" studio, she'll be joined by her new partner and a whole new era will begin for "LIVE."
On Nov. 21, 2011, "LIVE! with Kelly" debuted following the departure of longtime host Regis Philbin, and in the following months, 59 different men and women sat next to Kelly at the co-host desk, top personalities from every area of broadcasting and entertainment. One individual from that immensely talented group has been tapped to fill one of the most coveted jobs in television.
Ripa will kick off the new season on Monday, Sept. 3, acting as a solo host for the first time, and the following day, Sept. 4, will mark the first day the new co-host team officially will helm the show together. Stopping by as guests on Sept. 4 will be actress Claire Danes and 2012 "American Idol" winner Phillip Phillips, making his "LIVE" performance debut.
Emmy Award-winning talk show "LIVE! with Kelly" is distributed in national syndication by Disney-ABC Domestic Television. Produced by WABC-TV in New York and executive produced by Michael Gelman, "LIVE! with Kelly" airs in more than 200 markets across the U.S. Visit "LIVE" on the web at www.livewithkelly.tv, on Facebook, or follow "LIVE" on Twitter, @LiveKelly.


text: Balestreri Potocki & Holmes combines business and litigation expertise to ensure that our clients avoid and manage risks threatening the fruits of their business success. The firm's model of representation focuses on understanding the complexity and values of our diverse clients' businesses in order to provide innovative risk control and opportunity expansion. The firm provides counsel and litigation strategies for diverse business clients in a wide array of matters including construction, product manufacture, transportation and hospitality.


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Calvin Harris Full of Surprises
Scottish DJ/singer/songwriter Calvin Harris unleashed on Firefly Friday night, blending scorching percussion with ethereal melodies. The electro-house producer even gave a nod to Rihanna, performing his collaborator's chart-topping "We Found Love." Sadly, RiRi was not in attendance. The crowd didn't seem to notice. The gyrating reached epic proportions when Harris spun a ferocious "Drinking from the Bottle." That's when a
VIDEO: Family ties for Spinto Band at Firefly Music Festival
Proud fathers of two sons (each) in Spinto Band, the only Delaware group at the festival, share their sons' big moment at Firefly. And one proud papa is celebrating his birthday supporting his kids.
Despite a cool night, Public Enemy heats up the Backyard Stage
Despite starting 10 minutes late, Public Enemy's crowd was enthusiastic as ever when Chuck D., Flavor Flav and company graced Firefly's Backyard Stage Friday evening. Public Enemy front man Chuck D. gave a warm welcome to every person in his band before kicking off their Firefly performance, which started with their 1987 hit song "Bring
VIDEO: Firefly Music Festival numbers, traffic increase visible day one
Many Firefly Music Festival goers experienced severe traffic getting into the Woodlands. Gary Camp with the Dover International Speedway offers a glimpse at numbers from this year versus Firefly's inaugural year.
Firefly mascot: Hey Zeus
Hey Zeus was loving the chill vibe at Firefly Friday evening. With a soaked tie-dyed bandana around his neck and a red wagon full of organic dog food, he was commanding attention from every direction. "He just loves it," said Sabrina Weissman of Wilmington, hanging out by the Lawn Stage waiting for electronica artist Calvin
Review: Foxygen
When hyperactive Foxygen singer Sam France appeared on stage, he came running and screaming. He also had an admission as his first words: "I have mental problems, they told me." A few minutes later as he climbed about 10 feet up the side rigging of the Porch Stage, jumping off and landing hard, it was
The Hub: A homebase for campers
Firefly Music Festival's Hub cleared out considerably by mid-afternoon as thousands of music fans from near and far filtered into The Woodlands for the start of the second annual music festival in Dover. A rotation of Red Bull Sound Select DJs at the Hub Stage provided an audible backdrop of pulsating beats as passersby made
Review: Dr. Dog
One of the most said phrases by bands at last year's Firefly Music Festival was, "We've never played in Delaware before!" While music fans will likely hear more of the same this year — Wild Belle already made that same announcement on the Lawn Stage earlier today — Philadelphia's Dr. Dog made no such proclamation.
Action Bronson misses set, is rescheduled for 7 p.m. at Coffee House
Thirty minutes after Action Bronson's set was supposed to start at the Porch stage, fans showered an organizer with a chorus of boos when he announced that the rapper was rescheduled for 7 p.m. at the much smaller Coffee House. While the official said Bronson wasn't at the stage to start at his designated time,
Scenes from the Road
Like some of you, I decided to postpone my trip to Firefly this afternoon to avoid the traffic. I stopped at the New Castle farmers market to load up on apple/ginger/kale juice and tacos. I perused the flea market outside, smiling at myself for circumventing the worst of it because I was working the night


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210 Amlent Avenue
Book by Becky Goldberg; Music and Lyrics by Karl Hinze
Welcome to the Hamptons. Guests are gathering in the summer sun at 210 Amlent Avenue, a regal beachfront property, to visit retired actress Mrs. Jordan, and to pay their respects to her recently-deceased husband, the famous Broadway director. Everything… [read more]Reading


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Camera ZOOM FX v3.3.0 Apk | 949 KB | Mediafire / Multiupload
Requires Android:1.5 and up
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