text:
Prepare yourself for a really memorable two day walking experience through these ancient palm-filled gullies, rainforests and open forests. The Buujan Quiinbiira (Boo-jun quin bee-rr-ar) walk starts at Wallaman Falls in the Girringun National Park and winds its way over the Herbert River to the Yamanie pick-up point. The trail is difficult and runs 37.5 kilometres one way. Ensure you have the right equipment, supplies and bushwalking gear and don't forget to tell someone about your plans and when you expect to return. Mobile phone coverage is limited.
|48 Hours
|37.5 Kilometres
Discover spectacular waterfalls, plunging gorges and inspirational views as you tackle overnight camping experiences in the Wallaman Falls Section.
From Wallaman Falls, follow an old forestry track through a range of landscapes including she-oak dominated country, open forest and rainforest. Or, from the Wet Tropics Great Walk information shelter, wander down the road and across the Stony Creek bridge to the start of the walk.
|Route Details
|Mode of Travel
|Route Type
|Level of Difficulty
Level 3: Recommended for people with some bushwalking experience
Re-live the past by walking part of the Dalrymple Track forged in the 1860s by George Dalrymple and his team. The track provided an essential route for bullock teams hauling basic supplies from the Port of Cardwell to the frontier homesteads. Be prepared for a steep decent on unstable surfaces.
|Route Details
|Mode of Travel
|Route Type
|Level of Difficulty
Level 3: Recommended for people with some bushwalking experience
Note: Information on listed products and services are provided by the operator and were correct at the time of publishing. Rates are indicative based on the minimum and maximum available prices of products and services. Please visit the operator's website for further information. All prices quoted are in Australian dollars (AUD).


text:
Urban oilscape
One of the West's most car-happy places sprawls across some of its oldest and most productive oilfields. About 28 million barrels are pumped annually from 5,000 wells in the Los Angeles Basin and just offshore, according to the Center for Land Use Interpretation. These photos were drawn from the organization's recent L.A. exhibit, "Urban Crude."

subset: commoncrawl


text:
American Flyer 4850-21 Circuit Breaker
In stock
Why Buy From Trainz?
- Ships With Insurance
- We Can Buy Your Old Collection
- 100% Satisfaction Guaranteed!
Condition: Part (N/A)
Operational Status: Functional
Original Box: No
Manufacturer: American Flyer
Model Number: 4850-21
Category 1: Parts
Category 2: S Scale
We are unable to provide parts lookup service or fitment assistance.
The Trainz SKU for this item is P11617319.
Track: 11617319 - Parts (4A4) - 001 - TrainzAuctionGroup00UNK - TDIDUNK


text:
Mike soon came to understand that 95% of winemaking is truly done in
the vineyard, and that making his own wines was
not enough -- it was necessary to live upon and manage
the vineyard for the dream to be complete.
In 2003 Mike and family moved to Bainbridge Island and began planting
the vineyard. As of Summer 2005 PV is a bonded commercial vineyard
and winery! The first commercial vintage was released in Mar-2007.
Please visit our History page for a
more detailed account.
Webcam - at every 10 mins
(this image Saturday, 30-May-2020 20:02:53 PDT)
PV specializes in the delicate wines from the maritime-influenced cool
climate viticulture of the Puget Sound AVA; we've pioneered the
establishment of an underappreciated grape named Melon de Bourgogne
(in France known as Muscadet) here in the Seattle, Washington state,
U.S.A. area.
PV is entirely Mike, so availability may be limited. I love to have
tasting room visitors at most any time, if I can possibly be there to
show you around and pour wine. Please click on "schedule/make appt"
link in left bar even if only a few minutes away (call/txt) -- I
may be able to accomodate you.
Perennial Vintners


text:
2012 Jeep Wrangler JK First Drive
From 3.8L to 3.6L, Less Equals More—Way More
Day versus night, black versus white, Wrangler 3.8L versus Pentastar 3.6L. Opposites, but not even in the same league. That is the best way to compare the new 3.6L V-6 engine available in all '12 Jeep Wranglers to the outgoing larger-displacement minivan 3.8L slug. Hello, Pentastar 3.6L. With 285 hp (up 40 percent) and 260 lb-ft of torque, (up 10 percent), the '12 Wrangler doesn't just outdrag the 2011 by car lengths. It's more like football fields!
We recently attended a media introduction of the new Pentastar engine at beautiful Lake Tahoe, California. The presentation included opportunities to drive 3.8L-equipped '11 Wranglers back-to-back against '12 models equipped with the Pentastar 3.6L on the mountainous highways (including Donner Pass at 7,056 feet above sea level) in and around Squaw Valley. Then we were treated to a chance to wheel the '12 models over the famed Rubicon Trail to check out the new engine's crawlability in a proper Jeep environment.
The new engine is a follow-up to last year's upscale interior improvements. Wrangler sales are better than ever, and Chrysler feels that the upgrades on the '11 (new dash, bigger windows, color-keyed tops and fenders) contributed to the success. A new powertrain for 2012 was the next logical step. Not to worry. Despite them boys messin' with the original JK, the Jeep engineers and marketing guys "get it." Under their watch, Wranglers will always have live axles for unparalleled off-road performance, removable doors and tops, hose-out interiors, and the like—all the traits that make a Jeep a Jeep. But for 2012, the JK can now get out of its own way, and do it in snazzy new colors and with better driver comfort.
So how is that new engine? The Pentastar V-6 first appeared in the Jeep Grand Cherokee last year. It is 90 pounds lighter than the old 3.8L due to its all-aluminum construction and integrated exhaust manifolds. Although it is a 60-degree V-6 and shorter than the old 3.8L, it looks bigger under the Wrangler's hood due to its dual overhead cam heads. We found the underhood area to be much more "filled" than last year.
Another observation is noise, or lack thereof. The Pentastar is quiet and has a willingness to rev. Its redline is 1,100 rpm higher than the 3.8's (6,600 versus 5,500), but from the sound you'd think it wasn't even breathing hard. The poor old 3.8L is screaming at five grand—where it always seems to be—while the lack of noise from the Pentastar at six grand makes you wonder if the tach is even working.
As for seat-of-the-pants driving, there is no comparison. With the 3.8L you mash the gas constantly and wait for something to happen. However, the 3.6L moves out smartly in any situation, from stoplights to passing rigs at 65 mph. It's no Hemi, but it allows the JK (especially the heavier four-door with an automatic) to feel like a modern vehicle now and hang with modern traffic.
Speaking of automatics, the slushbox is new for 2012 too. Now found behind the Pentastar is the five-speed A580, which is installed in other Chrysler vehicles behind the 5.7L Hemi, so it should prove plenty stout in the Wrangler. The extra gear allows the new Wrangler to achieve 21 mpg on the highway, something the hard-working 3.8L could never match. The A580 also has a lower First gear than the previous transmission, which provides a lower overall crawl ratio when wheeling. The only feature that scares us is the "filled for life" tranny fluid and lack of a dipstick to check for water contamination or burnt fluid, two common occurrences when you're wheeling an automatic.
For those of us who still prefer to shift when we want, the NSG six-speed manual is carried over unchanged. As good as the new automatic is, our favorite for off-idle crawling over the Rubicon in First or Second gear was the stick. Jeep has perfected the drive-by-wire throttle to the point where it feels like the real thing. Wheeling either transmission option on the trail was a piece of cake.
We've mostly waxed prolific about the '12 Wrangler's on-road behavior, but how is it off road? Well, the new engine is all about helping the JK on the highway. Fortunately, it gives up nothing off-road. The 3.8L was competent in the dirt, and the new 3.6L is every bit its equal, but with even better throttle control. The modern JK with the Rubicon package is a fantastic wheeler right out of the box. It's the kind of rig many of us have strived to build with a mishmash of parts in our garages for years. Now you can just trot down to your local Jeep dealer and drive off the lot Rubicon-ready. And now you'll have a lot of fun at that first traffic light!


text:
There is a photo being circulated around the interwebs right now, which came from 9to5Mac, showing an AT&T van parked outside a blacked out Apple Retail Store on Chestnut Street in San Francisco.
The smaller SF store has been closed from Sept. 26, and will reopen a day after the Apple event on October 4. The store is redirecting customers to the much bigger flagship store in downtown San Francisco.
The post from 9to5Mac says nothing other than "Don't read too much into this picture..." and one probably should do just that.
U.S. & World
News from around the country and around the globe
A representative at the Chestnut Street store told NBC Bay Area they were closed to install new security doors.
Gotta Be Mobile says a similar closing at the St. James Place Apple Store in Pennsylvania was closed for a week after renovations.
Regarding the PA store, "They are doing renovations—some work to the entryway," Mark Bachus, the shopping center's general manager tells Patch, explaining that, "They are making some changes to the interior, and they had to move a couple of sprinkler heads, so that forces the tenant to actually close down for a period of time until they get the sprinkler back up."
Most likely something similar is what is happening at the Bay Area stores.
The Walnut Creek Apple Store is also reportedly blacked out.


text:
Summer of Soccer 2019
With three major international tournaments going on right now, soccer fans and...
WINSTON-SALEM, N.C. — Based on the incident that occurred Friday, and after consulting with the leadership of each institution and the Football and Volleyball championship committees, the CIAA is saddened to announce that this weekend's Football and Volleyball conference championships that were scheduled to take place in Winston-Salem have been canceled.
On the eve of such an important weekend for dozens of our student-athletes, many of whom have waited a lifetime for such a moment, we are left to focus instead on what might have been.
Our singular focus is on the safety and security of the CIAA's student-athletes and those who follow them.
It is important that everyone involved in the CIAA embody our mission every day by acting as upstanding individuals on and off the field. We must work together to hold each other to higher standards of responsible judgment and conduct because we must demand that if we are to succeed.
We did not make this decision lightly, as its impact is far and wide – affecting our student-athletes, alumni, fans, sponsors and more. But the CIAA has long had policies to encourage responsible behavior, and must consider what is necessary to assure days like today are not repeated, ever.
We will cooperate fully with the NCAA as it relates to its upcoming Division II national championships. Ticket holders for the Championship Game should contact the place of purchase for a refund on their tickets.
Ticketholders who specifically purchased their tickets through TicketMaster will automatically receive


text:
It is with the greatest pleasure that I am posting for the first time. Aside from greeting everyone here with the deepest respect, I want to say that I am a huge fan of Romance of Three Kingdoms. I have been a student of Tai Chi Chuan for fourteen years, and learned of this great work from my Sifu, who venerates Kwan Ti. Wishing to know more, I delved into this wonderful novel and also explored the history it is based on, and found that the story of Guan Yu is important even eighteen hundred years later.
This year I watched the 2010 tv series Three Kingdoms on YouTube, and loved it despite certain deviations from the text. I think. Here comes my first question: The translation of Luo Guanzhong's text I have access to is the Brewitt-Taylor, and I have come to suspect there are serious flaws there, not so much as far as language is concerned, but rather some censorship. What are anyone's thoughts on this?
Also, another question: in the 1995 tv series, which I have seen but can only follow by context and story line (no English subtitles) there is a scene in the Five Passes and Six Generals that contradicts the text I have: after the burning of the inn at Yingyang Pass where Guan Yu and his group are saved by Hu Ban, the commander Wang Zhi throws Hu Ban's head in a bag at Guan Yu and is killed for it. Guan Yu buries his friend's head and mourns him. I found nothing of this in the text of the novel. Does anyone know where this part of the story could come from? Some side legend? Some similar story? Thanks.


text:
LOS ANGELES, CALIF. — American Idol winner Phillip Phillips, who was plagued by serious kidney problems during the singing contest, is recovering from surgery.
A spokeswoman for series producer 19 Entertainment said Thursday that the operation went well for the 21-year-old Phillips. Leslie Fradkin says the singer from Leesburg, Ga., will be ready for the July 6 start of the American Idol national concert tour.
The guitar-playing Phillips defeated 16-year-old Jessica Sanchez to become the Fox talent competition's 11th season victor last month.


text:
Low carb and grain-free, these chocolate fudge crumb bars are my healthy answer to Starbucks' oatmeal fudge bars. A delicious keto recipes you won't want to miss.
Getting married is a really big deal. Even in this day of dating for years and living together before marriage, it's still a really big deal. And it's exciting. You enter into it with glorious thoughts of your future together, so many of your hopes and dreams pinned upon your betrothed. It's a beautiful thing when two people who love each other decide to make that deep and lasting commitment. I didn't cry at my own wedding, I was far too happy and excited for that. But I inevitably tear up at every other wedding I attend, whether I know the couple very well or not. There's just that deep sentimentality for all things wedding, because you know everything it is meant to symbolize.
The planning for a wedding can be unbelievably stressful, unfortunately. We get far too caught up in the little details in our efforts to make the day "perfect". Looking back on my own wedding, I wonder why we let ourselves do this. Yes, okay, you need to time things really well to keep the show moving along according to schedule. And yes, the seating arrangements can be tricky, especially if there are any estranged family members. But the reality is that if you are marrying the right person, the day should be perfect regardless of how the plans unfold. Really, a wedding is just a big ol' party, meant to bring all the distant factions of your family and friends together in celebration of YOU! How fun is that?
The best advice I ever received, a few days before my own wedding, was this: no one knows exactly what you were planning, so no one will notice if all the little details don't quite fall into place. In other words, don't sweat the small stuff. Can't find the perfect ribbons in your wedding colours to tie up all the napkins at the reception? Did the wedding favours not come out quite as you'd hoped? Let it go. Just breathe and let it go. No one will notice and no one will care. It's your day, your time to shine. Just marry your beloved and have a great party afterward. That's all that truly matters.
So, to my fellow blogger, Stephie of Stephie Cooks, who is getting married in April. SURPRISE! Happy Virtual Wedding Shower! Have a blast, my friend, and don't sweat the small stuff.
I brought these delicious and healthy crumb bars to the party. It's my low carb, sugar-free take on a treat I used to love from Starbucks. I daresay mine are just as tasty and they won't send your blood sugar soaring. Win-win, I'd say.
- 2 cups almond flour
- 3/4 cup unsweetened shredded coconut
- 1/2 cup Swerve Sweetener
- 1/4 tsp salt
- 1/2 cup butter melted
- 1 tsp vanilla extract
- 1 3/4 cup whipping cream
- 2/3 cup powdered Swerve Sweetener
- 6 ounces unsweetened chocolate finely chopped
- 1/2 tsp vanilla extract
- 1/4 tsp xanthan gum
Preheat oven to 325F and grease a 9x13 baking pan.
In a large bowl, whisk together the almond flour, coconut, sweetener and salt. Stir in butter and vanilla extract and toss until mixture resembles coarse crumbs.
Press 2/3 of mixture firmly into bottom prepared baking pan. Bake 8 minutes, until just golden on the edges and then remove (it will not be baked through).
In a large saucepan, heat whipping cream and powdered sweetener over medium heat, stirring to combine. Bring to barely a simmer and remove from heat. Add chopped chocolate and let sit 5 minutes to melt.
Whisk filling until smooth, then add vanilla. Sprinkle surface with xanthan gum and whisk vigorously to combine. Pour filling over crust and spread to the edges.
Sprinkle the surface with remaining crumb mixture. Bake 22 to 25 minutes, until topping is golden brown. Remove and let cool completely.
Serves 20. Each serving has 7.27 g of carbs and 4.02 g of fiber. Total NET CARBS = 3.25 g.
Food energy: 238kcal
Saturated fatty acids: 13.06g
Total fat: 22.50g
Calories from fat: 202
Cholesterol: 24mg
Carbohydrate: 7.27g
Total dietary fiber: 4.02g
Protein: 4.32g
Sodium: 82mg
Please note that I am not a medical or nutritional professional. I provide nutritional information for my recipes simply as a courtesy to my readers. It is calculated using MacGourmet software and I remove erythritol from the final carb count and net carb count, as it does not affect my own blood glucose levels. I do my best to be as accurate as possible but you should independently calculate nutritional information on your own before relying on them.


text:
Additional Information
Each Special Edition pack contains 3 Rise of Destiny booster packs plus 1 variant card.
Rise of Destiny is the next booster that will change the world of Yu-Gi-Oh! TRADING CARD GAME. Rise of Destiny ties the old with the new, bringing back many Monsters in new forms and expanding the fantasy. These Monsters are currently being shown on the cartoon allowing Duelist to will be able to create Decks and themes as seen on TV. With nine new Machine-Type monsters, support for "Harpie Lady" Decks, and Anti-Trap monsters to combat your opponent's traps, Rise of Destiny will revolutionize the game, as we know it.
35 Common cards (8:1), 14 Rare cards (1:1), 7 Super Rare cards (1:6), 4 Ultra Rare cards (1:24)
One Rare card in every booster pack!
Collect Rare, Super Rare, and Ultra Rare cards
Three packs per box + 1 variant card


text:
We have the following privacy policy ("Privacy Policy") to ensure the protection of personal information and other information provided by our customers ("Information"). Please be advised that Information provided by our customers will be handled in accordance with this Privacy Policy.
In order to bring about the smooth business operations of our company and to ensure the provision of better services, we may acquire and retain Information in certain events.
In order to meet the trust that our customers have in us, we will handle Information that we may collect and/or retain, in the following manner:
We use Cookies on our website for: the improvement of convenience for customers; the collection of statistical data such as page views on our website for the improvement of the website; and the optimization of our website display for our customers. When you use our website, we may send, to your computer, certain information that is referred to as a Cookie, which will be stored in the hard drive or memory of your computer. Cookies are used for the purpose of providing better services, such as for the collection of access information by Google Analytics and for ensuring smooth operation of web pages, and will not in any way infringe upon the privacy of users or affect the usage environment of users. If a user disables Cookies, such user may become unable to use some of the content on our website.
For the purpose of improvement of services, we collect access information on our website through the use of Google Analytics. Google Analytics is a tool that collects user information through Cookies. The methods of collecting and using the access information are as described in the Google Analytics Terms of Service and Google privacy policy. For more details, please refer to the Google Analytics website. For the avoidance of doubt, we will not be responsible for any damage arising from use of the Google Analytics services.
Revised: June 24, 2013
May 07, 2018
DARTSLIVE Co., Ltd.


text:
Home >> Course Descriptions >> College of Arts and Sciences
Human Biology
Four semester hours. (SP)
A survey of the basic anatomy and functioning of systems of the human body, including musculoskeletal, reproductive, circulatory, respiratory, immune, nervous, endocrine, urinary, and digestive systems. Not for students majoring or minoring in biology. Fulfills the laboratory science core curriculum requirement. Lab fee: $27.25.
Home - General Information - Student Services -
Academic Undergraduate Regulations -
Undergraduate Degrees - Academic Graduate Regulations -
Graduate Degrees - Course Descriptions - Faculty -
Appendix A - Appendix B - Appendix C - Appendix D


text:
Question: "Should a Christian wear religious jewelry, such as a crucifix?"Recommended Resource:
There is much debate as to whether or not it is appropriate—or even sinful—to wear religious jewelry like crosses and crucifixes. Christians did not begin wearing crosses around their necks until after crucifixion was no longer the primary source of capital punishment; therefore, it is not equivalent to a modern-day person wearing a miniature death chamber around his neck, as some have suggested. Many look at the cross as simply the instrument of death used to slay our beloved Savior. Because it was God's will, Jesus willingly went to the cross, taking upon Himself the sins of the world, cleansing those who believe in Him of their own sins.
The only reason Scripture would forbid wearing religious jewelry, like a cross or crucifix, would be if the object became an idol used for worship (1 Corinthians 10:14) or if the wearer were consumed with how the jewelry made her look (1 Peter 3:3). Many people wear religious jewelry as a fashion piece without concern for its symbolism or a desire to represent Christ. But that should not mean Christians can't or shouldn't wear them. Many Christians wear crosses as a proud expression of their love, respect, and service to Christ, along with a remembrance of what He did for us.
Another concern is when people allow objects such as crosses, crucifixes, figurines, rosaries, bumper stickers, etc., to take the place of the true change that should take place in our hearts. The things we wear, carry, or put on our cars are not what make us Christians. God is not concerned with what we wear as long as we do not dress in a way that would cause anyone to stumble in his or her walk with God (Romans 14:20) and we are not absorbed with our looks or our possessions. He is searching out our hearts to find who is faithful to Him and whether we encourage and show love to others. It is not for any of us to judge whether wearing religious jewelry is proper or not; every Christian has to seek God's approval in all he does. If it is not clearly outlined in Scripture whether a practice is lawful or edifying, then the practice is one better left to each person's conscience.
Should a Christian wear religious jewelry, such as a crucifix?
Bible Answers for Almost all Your Questions by Elmer Towns
More insights from your Bible study - Get Started with Logos Bible Software for Free!
What is the origin and meaning of the Celtic cross?
What is the significance of a sideways cross?
Should Christian women wear make-up or jewelry?
What does the Bible say about nose rings / getting a nose ring?
Should Christian men or women wear earrings?
Return to:
Questions about the Christian Life
Should a Christian wear religious jewelry, such as a crucifix?


text: Kat Von D and Deadmau5 DJ Joel Zimmerman have split up, the tattoo artist and DJ announced on Twitter. The former "LA Ink" star was the first to announce the breakup Saturday with a series of tweets. "Man ... Can't say I didn't give it my best," she wrote, followed by, "Man, I sure was wrong. But at least he made it a no-brainer to break that off. #lessonlearned." "Now, we can get all of the 'I told you so's' outta the way ... And move on," she added later. To avoid any confusion, she finally wrote, "Clarification: Deadmau5 and I are no longer together." Zimmerman also took to Twitter with a series of posts about the split. "Going to spend a little while screwing my head back on. i guess im not cut out for relationships right now. and that's all i really want to dwell on it right now. ill figure it out. no hard feelings," he wrote. "it happened too fast, i lost my balance and fell into a familiar dark place that im having difficulty with. she deserves someone stronger." Zimmerman concluded with, "...and thats it for the personal stuff ... on with our regularly scheduled deadmau5 crap."


text:
Recently, I realized I know more Asian women who are married to white guys than Asian women married to Asian men. Why is that? And why does it bother me so much? (Disclaimer: I do not live in Flushing, Palisades Park, Annandale, Koreatown NY or LA, etc, where Koreans are the majority.) I am already happily married, and I know that whom one decides to fall in love with is none of my business regardless of race, sex, etc. Nonetheless, I am bothered by this trend, not on a personal level but more on a macro level. Don't know why it bothers me but it does.
Allow the Korean to open with a poem:
이불을 꿰매면서 (박노해)
Sewing the Blanket (by Bak No-hae)
이불홑청을 꿰매면서
As I sew the blanket cover
속옷 빨래를 하면서
As I launder the underwear
나는 부끄러움의 가슴을 친다
I beat my chest in shame
똑같이 공장에서 돌아와 자정이 넘도록
We both return from the factory; until past midnight
설거지에 방청소에 고추장단지 뚜껑까지
마무리하는 아내에게
To the wife who washed dishes, cleaned the room
and checked the lid of the gochujang pot
나는 그저 밥달라 물달라 옷달라 시켰었다
I simply ordered, give me food, water and clothes
동료들과 노조일을 하고부터
Ever since I began the labor union with colleagues
거만하고 전제적인 기업주의 짓거리가
The deeds of the arrogant, imperialistic capitalist have been,
대접받는 남편의 이름으로
In the name of the esteemed husband,
아내에게 자행되고 있음을 아프게 직시한다
Perpetrated to the wife; this, I painfully face.
명령하는 남자, 순종하는 여자라고
Men order, women obey
세상이 가르쳐 준 대로
So the world taught me
아내를 야금야금 갉아먹으면서
As I ate away the wife
나는 성실한 모범근로자였다
I was a diligent, model worker
노조를 만들면서
As I establish the union
저들의 칭찬과 모범표창이
Their praise and awards were
고양이 꼬리에 매단 방울소리임을,
Just the sounds of bells on the cat's tail
근로자를 가족처럼 사랑하는 보살핌이
Their talk of loving the workers like their family was
허울 좋은 솜사탕임을 똑똑히 깨달았다
Just a puffed-up cotton candy; this, I clearly realized.
편리한 이론과 절대적 권위와 상식으로 포장된
몸서리쳐지는 이윤추구처럼
Like the shuddering pursuit of profit,
wrapped in a convenient theory, absolute authority and common sense,
나 역시 아내를 착취하고
I, too, exploit the wife, and
가정의 독재자가 되었다
Became the tyrant of the home
투쟁이 깊어 갈수록 실천 속에서
As the struggle deepens, in my actions
나는 저들의 찌꺼기를 배설해 낸다
I excrete their dregs
노동자는 이윤 낳는 기계가 아닌 것처럼
That, as the laborers are not the machine that lays profit
아내는 나의 몸종이 아니고
The wife is not a servant of mine;
평등하게 사랑하는 친구이며 부부라는 것을
That she is a friend, a spouse, who loves equally
우리의 모든 관계는 신뢰와 존중과
민주주의에 바탕해야 한다는 것을
That all of our relationship must be
based on trust, respect and democracy
잔업 끝내고 돌아올 아내를 기다리며
Waiting for the wife, who will return after finishing overtime
이불홑청을 꿰매면서
Sewing the blanket cover
아픈 각성의 바늘을 찌른다
I prick the painful needle of realization
Pete's question is common among Asian American men. It is hardly a secret that there is a massive gender disparity in interracial marriages involving Asian Americans. 5.2% of Chinese American men are married white women; 14.5% of Chinese American women are married to white men. 7.9% of Filipino men are married to white women; 27% of Filipino women are married to white men. 18.8% of Japanese American men are married to white women; 38.1% of Japanese American women are married to white men. 5.2% of Korean American men are married to white women; 24.4% of Korean American women are married to white men.
To this reality, Pete's reaction is common among Asian American men: we are vaguely bothered, even as we recognize that it is none of our business who falls in love with whom. What is going on?
(More after the jump)
Got a question or a comment for the Korean? Email away at email@example.com.
This trend bothers Asian American men because it is a real-life manifestation of the racism that they face in the United States. The stereotypes against Asian American men are commonly known--small, short, scrawny, nerdy, awkward. Those stereotypes uniformly point towards a single direction: emasculation. This emasculation is a specific breed of racism that Asian American men face. Racism, broadly, makes members of racial minority less of a person; emasculation, specifically, makes Asian American men less of a man.
What makes this worse is that Asian American women often internalize these emasculating stereotypes about Asian American men. This is not to give any validation to the crude charge that Asian American women fall over themselves for white guys. (In fact, Asian American women smartly recognize it when they are being blatantly objectified based on their race.) Rather, this is to say Asian American women--as does everyone the United States--subconsciously internalize the white-normative aesthetics of our society. It is not really that being white in America is particularly beautiful; it is that being white is the default, and all other races are measured by how far it deviates from the default. No one says "oxygen is my favorite air," because that would be silly. Oxygen is just normal; so is being white in America. Even as Asian American women would quickly get away from gross forms of yellow fever, they subconsciously gravitate toward whiteness simply because it feels normal.
Observing this trend as an Asian American man is frustrating, even though one may be happily married and have a strong conviction that whom people fall in love with is their own business. The frustration is difficult to articulate, because that's the defining characteristic of the phenomenon that we are seeing: the unspoken, invisible standard that devalues us. Subconscious motivation generates real results in real life. Yet when we try to capture it, it slips through the gap between intuition and language like water through our fingers. Only through critical examination that looks far below the surface can the invisible be made visible: that, even as Asian American women are making the adult decisions of selecting whom they date and marry, the process of such selection is not free from the subconscious racism that debases Asian American men.
Asian American men, however, should be ready to also critically examine the way in which we respond to this insidious racism against us. It is an eternal pattern of human history for the oppressed to turn around and create their own version of petty tyranny in the spheres within their control. Unable to precisely identify the invisible force that frustrates us, we lash out in a way that only exposes our own invisible force that we ourselves hold over others. Too often, the reaction by young, frustrated Asian American men degenerates into the pathetic cries of "They took our women!" or "Our own kind betrays us!" By doing so, we repay the debasement we experience by debasing others.
Hence, the Korean began this post with the poem by Bak No-hae. Bak is a famed labor activist and poet, who exposed the brutality of Korea's labor conditions of the 1980s in raw, powerful language. Although his poems were banned and he was sentenced to death for establishing a socialist organization, his first anthology The Dawn of Labor [노동의 새벽] reportedly reached the hands of more than a million readers. (Bak's sentence was reduced to life in prison, and was pardoned in 1998 after seven years of prison.)
In one of his most famous poems, Bak takes the needle of criticism toward himself, and reflects on how he became a petty tyrant over his wife even as he was organizing the union to fight for the laborer's wife. The line, "As the struggle deepens, in my actions / I excrete their dregs", hammers the point home. Rather than broadly fighting oppression in every form, our tendency is to perpetuate a smaller version of it, as if to compensate for our misery by inflicting more misery on those lower in the chain. Rather than cleaning up the oppression, we secrete our own and spread it to those around us.
What is an Asian American man to do? We must still be aware of racism, visible and invisible. We must be able to precisely identify and combat it, and prevent our reaction from constructing a smaller ecosystem in which we likewise lord over others. All the while being ready to recognize the superstructural understanding that holds our society together--that there is such a thing as an adult decision made pursuant to free will.
Doing all of this at the same time is not easy. But the recognition that the world is a complex place, and the ability to allocate our thoughts toward multiple moving parts at the same time, are essential parts of attaining maturity. This is the world we live in, and this is the only way to make sense of it.
Got a question or a comment for the Korean? Email away at email@example.com.


text:
It's August and I'm on a plane to Indianapolis. I had a brief weekend layover in Dallas from a week in Orlando. I'm surrounded by heat, humidity and ambition. Meanwhile, thousands of miles away and in another time zone, Italians and other fortunate ones have taken the month off. The government in Italy is in shambles, the government in America is in gridlock and the stock market is set to wobble on its axis. I'm up before the sun rises, but in Italy folks are walking back from the beach, getting ready for a long, leisurely lunch.
I imagine them in shorts and swim suits. The sun is warm, but the breeze off the water cools the skin. Somewhere on the coast (we are more in the south than in the north) fishermen have brought in the fresh catch. There are any number of tasty crustaceans, some small fish for frying and some medium sized fish, sweet meat and ready for the human participants who have planned a civilized afternoon with their carcasses. In Italy, for a fish the afterlife is as good as what preceded it, provided the chef is caring and intuitive.
I imagine them calling me on the mobile asking me my advice for their repast. Here are a few I would recommend.
Scilio, the Valle Galfina Etna Rosato would work very well with a spicy pasta dish, maybe a little arrabbiata, and some tiny creatures, baby octopus, that kind of thing. The wine is beautifully hued, with a heartier body than rosé wines coming out of Provence. This is wine for the more adventurous rosé lover. In keeping with my Etna obsession, grapes of Nerello Mascalese make up the wine.
Reflecting on this wine now it is one that I could never tire of. It is white, it is rosé and it is red. And served cool, it provides comfort and pleasure on a lazy afternoon on the first day of a long period of vacation. I'm very jealous. I found it for $16 in the US.
Etna Bianco. Old vine field blend, mainly of Carricante but additions of Catarratto, Inzolia, Grecanico and Minnella. I found this in Napa for $23. For my tastes, Carricante is the new Riesling, with that healthy acidity, dry finish and a fine sandpaper texture. This wine is savory and makes me thirsty for more. It is a gulpable wine that has earned a place in my pantheon of heroic Sicilian wines.
From Le Marche, Aldo Cifola's La Monacesca Verdicchio di Matelica is a wine I have loved for years. Served with a little age (this is a 2009) the wine tasted like a red wine in body, but serves up relief in its calm, measured coolness. Made for langosto and any kind of crustacean, lightly grilled with just a spritz of olive oil and a squirt of lemon. I could imagine the nap (and the lazy dreams) one might have after eating a plate of these precious little creatures with this wonderful wine. Around $22 US.
Burlotto in Piemonte, Pelaverga is the new Grignolino. Not as tannic (or bitter). It is a red wine that cross-dresses as a rosé. I love the way this wine works its way into one's system, like a civilized morphine drip. We sipped this in a chapel, but I could easily envision this under a canopy, with some special creature that was just caught while she was on her way to the water. Found in some places in the US at around $18.
Returning to the white theme. Vermentino is so popular these days. They come from France, Sardegna, Tuscany, Texas, Napa and Liguria. The last Vermentino I had was a well known one from Sardegna; I took a sip and returned the cork to the bottle, saving the rest for cooking. It was extracted, assertive and overblown. Very disappointing.
However, I came across one from Liguria earlier in the summer with dear old mom. La Ginestraia, which can be found around the US for around $20.
where the West Coast importer is. The wine is a perfect European example of a crisp, edgy, sharp Vermentino. I love the way it went with the grilled artichoke, but it could as easily match up with all those round, bumpy creatures one finds in the savory soups around Liguria. As well, it could match up with a light salad tossed with oil and lemon (no balsamic, please).
The good news? When I got to Indiana it was a cool 75º F. The bad news, I wasn't the one on vacation on some wonderful Italian coast. But we couldn't all fit, in any event. You can fit most of these wines into your budget and you should seek them out. I drink them, I like them, you might too.
Happy Holidays!
written and photographed by Alfonso Cevola limited rights reserved On the Wine Trail in Italy
wine blog + Italian wine blog + Italy W


text:
The recent homestretch was kind to the Houston Dynamo, as they were able to take a full nine points from their three-game stretch. But it's time for the team to take that streak north, as they face similarly red-hot Toronto FC on Saturday (3:30 p.m., Fox Sports Houston, MultiMedios Houston).
Streaks on the line
Both teams enter Saturday's match with three game winning streaks. The Dynamo defeated D.C. United, Sporting Kansas City and the Montreal Impact last week to stretch their total unbeaten run to six games.
Toronto recorded victories over the Vancouver Whitecaps, New England Revolution and Colorado Rapids in a similar stretch of three games in one week, and added a 1-1 draw with Liverpool in a friendly match on Sunday. Despite their run, the Reds are still at the bottom of the conference standings, but new head coach Paul Mariner has brought a definite improvement to the side.
Cold times in Canada
While the men in orange will try to extend their winning streak, there is another streak that they will be more than happy to break this weekend. The Dynamo have never won in Canada, compiling a record of 0-4-3, and have lost in their last three trips to the Great White North. They have come up empty in two trips across the border this season, falling 3-1 to the Vancouver Whitecaps and 4-2 to the Montreal Impact.
Movin' on up
The Dynamo's unbeaten run has vaulted them from fifth to third place in the Eastern Conference table. With 34 points, Houston sits four points behind first place New York and only three points back of Sporting Kansas City. A win for the Dynamo on Saturday combined with a Kansas City loss would put the teams level on points for second place in the conference.
To the east side
The teams' last meeting, a wild 3-3 draw in Houston, began a run of 14 consecutive matches against Eastern Conference opponents for the Dynamo. After eight games played, the Dynamo have a record of 4-1-3. After the completion of the 14-game stretch, the Dynamo will have played all three games against Toronto FC.
Players to watch
- Ryan Johnson – With the loss of leading goal scorer Danny Koevermans to an ACL injury, Johnson will be eager to pick up the slack. The big Jamaican will have his work cut out for him, though, if he wants to get past fellow countryman Jermaine Taylor.
- Luis Silva – The fourth overall selection in this year's SuperDraft has started the last three games for the Reds – all of which have been wins. In those games, the rookie attacker scored two goals and provided two assists. That run of form will be put to the test against a defense that has allowed just two goals in its last six matches.
- Torsten Frings – Frings is the glue to the Toronto midfield. The German international is equally adept at hard tackles as he is at shooting from distance. His powerful leg and excellent service make him dangerous on set-pieces, and someone the Dynamo midfield will look to close down early.


text:
The New-York Historical Society is exhibiting its entire collection of 474 bird watercolors by John James Audubon for the first time.
They're being shown chronologically in three exhibitions over three years. The first group went on view Friday.
The collection includes 435 watercolors engraved for Audubon's monumental "The Birds of America." The intricately detailed, life-size renderings are the naturalist's greatest work.
An original edition of Audubon's book, known as the double elephant folio, is also being shown. Its plates will be turned weekly.
The 3 1/2-foot-tall volume features all the avian species known to Audubon in early 19th-century North America. He sold the engraved plates in a subscription series.
The museum purchased all the watercolors, except one, from the artist's widow in 1863.
The first exhibition ends May 19.


text:
Urocyon cinereoargenteus (gray fox)
Gray fox tracks in sand. The front track is on the right and the hind track is on the left in this photo. Front track is larger. The hind track appears skinnier. The claw marks are far ahead of the toes, indicating fairly long claws. The gray fox is the only canine that can climb trees. Perhaps these long claws help it climb.
Kim Cabrera (photographer; copyright holder; identification)
This resource may not be downloaded and used without permission of the copyright holder except for educational fair use.
The Animal Diversity Web team is excited to announce ADW Pocket Guides!
Help us improve the site by taking our survey.
To cite this page: Myers, P., R. Espinosa, C. S. Parr, T. Jones, G. S. Hammond, and T. A. Dewey. 2020. The Animal Diversity Web (online). Accessed at https://animaldiversity.org.
Disclaimer: The Animal Diversity Web is an educational resource written largely by and for college students. ADW doesn't cover all species in the world, nor does it include all the latest scientific information about organisms we describe. Though we edit our accounts for accuracy, we cannot guarantee all information in those accounts. While ADW staff and contributors provide references to books and websites that we believe are reputable, we cannot necessarily endorse the contents of references beyond our control.
This material is based upon work supported by the National Science Foundation Grants DRL 0089283, DRL 0628151, DUE 0633095, DRL 0918590, and DUE 1122742. Additional support has come from the Marisla Foundation, UM College of Literature, Science, and the Arts, Museum of Zoology, and Information and Technology Services.
The ADW Team gratefully acknowledges their support.


text:
FAQ / Knowledge Base
All of the information in our Knowledge Base is indexed and searchable. Find the information you're looking for faster by using the Search box in the upper right corner of your screen.
Audience: End User
Everyday Use
"Recipes" end users might find useful - how to accomplish special tasks with your Citadel server.
Getting Favorite Clients Working
How do you hook up your favorite GUI mail client (such as Thunderbird, MS Outlook…) to cooperate with your Citadel Server
Audience: System Administrator
General Questions
Do you want to know details about how the citadel system works? Whether it will in your environment? Find the answers here.
Do you have troubles getting the Citadel system working? Maybe the answer to your problem is already known.
Handling Spam
Your users are troubled by Spam? Here are some countermeasures you might take.
Troubleshooting your Host OS
Not that familiar with the Linux/BSD/Mac OS Internals? Want to know how to verify your citadel is operational? These articles will show you how to verify.
System Administration
Do you want to effectively manage your Citadel? Do Backups? Auto-add Users? Here you will find more to know.
Citadel isn't doing what you expect it to? Have a look at these Topics.
Mobility Support
Citadel can be accessed on the move using various options.


text:
Maranello, 11 April 2014 – This morning, Ferrari president Luca di Montezemolo and the mayor of Maranello, Lucia Bursi, officially opened the new main building of the Museo Ferrari that features the information office and a welcome centre for tourists. It was built in conjunction with the local council and also features a new play area with simulators for children and a wheel changing attraction that is also open to adults. The new wing thus completes the imposing building, which in the space of just a few years had doubled its visitor ticket sales to 320,000 and has become one of the most admired museums in Italy.
Speaking at the opening ceremony, Mayor Bursi said the construction was "an example of the fruitful collaboration between the public and private sectors, as this project was financed by the European Community and carried out fully within budget." She went on to underline the sustainability of the project. "The new area is equipped with charging points for electric cars and was produced using a ceramic material that reduces pollution. It's a great calling card to welcome tourists." Montezemolo then had this to say: "With this project, we can regard Maranello's Museo Ferrari as complete. We have built this area to give even more space to visitors and the work has been done in such a way as to make this place a benchmark, not just for fans but for families too."
The president then took those attending the ceremony inside the Museum to show them the "California dreaming" exhibition. "This exhibition celebrates 60 years of Ferrari in the United States and the launch of the new California T, a model that reprises the historic car born in the Fifties which, in percentage terms, is still our best selling car". The exhibition is organized in four different areas dedicated to racing, Hollywood, elegance and innovation and shows unique masterpieces like the car driven by Alberto Ascari at the 1952 Indianapolis 500 an the cars used in many movies that has won a large number of awards.


text:
A principal goal of many estate plans is to provide incometo the estate owner's heirs. This goal can often be achieved by using either immediate or deferred annuities. Where the goal is to provide heirs with an immediateincome, an immediate annuity may be the ideal mechanism, especially if the income is to continue for the recipient's lifetime. The certainty afforded by such a contract is sometimes more important than the amount of each income payment or the fact that the annuity income does not preserve principal. This may be particularly appropriate to satisfy specific beneficiary lifetime income bequests from a portion of assets while the remainder passes to another beneficiary.
Where the desire is for the heir's income to increase over time — perhaps to keep pace with inflation — an immediate annuity providing for known annual increases is often attractive. While most insurers do not offer immediate annuities with cost of livingincreases tied to some index such as the consumer price index, some do, and more are likely to be offering such contracts in the future in response to a demand that appears to be increasing. An additional attraction is that annuities enjoy creditor protection in most jurisdictions.
A disadvantage to immediate annuities, in this context and others, is their inflexibility. Most immediate annuities, once begun, do not permit modification of the payment amount or commutation, although an increasing number of contracts do.
Read on for 10 situations where an annuity can be the ideal estate planning tool.
1. Purchase of an immediate annuity for heirs outside a trust
Sometimes, an estate owner's goals include providing a specific and certainincome for specified heirs, apart from the overall dispositive provisions of the estate plan. Here, an immediate annuity is arguably the perfect instrument. Without the certainty of the annuity, a trustee or executor must take into account the market risk involved when invested assets must be accessed each year to make payments to the beneficiary. Thus, the use of an annuity may allow the trustee/executor to invest more money immediately on behalf of the other beneficiaries while still guaranteeing that the income beneficiary will receive all promised payments.
2. Purchase of a deferred annuity for heirs
Where estate planning goals include providing a certainincome for heirs to begin at some future time, a deferred annuity may make sense. Advantages include tax deferral of current gains, which can be of considerable importance if the annuity is owned by a trust subject to the compressed tax rates applicable to nongrantor trusts, creditor protection (to the extent allowed by relevant law) where the annuity is owned outside a trust, and the risk management and investment characteristics of deferred annuities discussed at length in earlier chapters of this book. Disadvantages include the overhead cost of the annuity, which may be higher than that of alternative investments, surrender charges (if applicable), the fact that all distributions from an annuity are taxed at ordinary income rates, and the unavailability of a step-up in basis for annuities owned by a decedent.
3. Purchase of a SPIA by the estate owner for the estate owner and spouse
Impact on the attractiveness of making lifetime gifts to heirs
A primary goal of many, if not all, estate owners is to ensure income for themselves for their lifetimes. This goal often surfaces in discussions between clients and advisors when considering lifetime gifts. "I might need that money" is perhaps the most common objection raised by many clients to suggestions that they utilize the gift tax annual exclusion in making lifetime gifts to heirs. To the extent that the estate owner is guaranteed that he or she — and his/her spouse, if applicable — can be assuredof required income no matter what, annual gifts to heirs, whatever the reason for making them, may be far less worrisome.
If, having secured this required income, perhaps by purchasing an immediate annuity, a client feels able to make more lifetime gifts than he or she otherwise would, the result can be both greater net wealth transferred to heirs — due to lower transfer tax and estate clearance costs — and greater emotional satisfaction. One can live to see his heirs enjoy lifetime gifts. One can also see how well such gifts are managed. For the parent or grandparent concerned that sizeable inheritances might spoil the kids, being able to see how well those kids deal with the money can be both gratifying and informing. If the kids mishandle such gifts, estate plans can be changed, perhaps by adding additional spendthrift provisions.
Implications for the estate owner's asset allocation decisions
Even where lifetime gifts are not a concern, adequate income for the estate owner(s) is usually a key estate planning goal. "We want to provide for the kids and grandkids, but first we've got to take care of ourselves" is a refrain familiar to all estate planners. Allocating a portion of one's retirement portfolio to an instrument designed specifically to produce income can help one achieve this key planning objective, to the extent of making the allocation of remaining assets easier, or at least, less worrisome. This can be done using either a deferred annuity or an immediate annuity.
4. Using the guarantees in a deferred annuity to provide portfolio insurance
A fixeddeferred annuity provides three guarantees to its owner:
- A guarantee of principal. The money invested in a fixed deferred annuity is guaranteed against loss by the insurer.
- A guaranteed minimumrate of return.
- Guaranteed annuity payout factors.
The first two guarantees provide a known minimum return, on the portion of one's portfolio allocated to the annuity, which has the effect of lowering the overall principal and interest rate risks of the entire portfolio. Moreover, the assurance that this known future value can be converted into an income stream that will provide at least a certain amount of money each year can make projections of one's future cash flows less problematic.
A variable deferred annuity does not offer the first two guarantees to the living policy owner, except to the extent that annuity values are invested in the fixed account. However, it provides others. The guaranteed death benefit always provides assurance that heirs — not the living policy owner — will receive, at a minimum, the amount originally invested or the account balance at death, if greater. Enhanced death benefit guarantees, common in newer variable contracts, can assure heirs of the greater of that original investment or account balance at death or some other potentially higher minimum amount; perhaps the account balance at some policy anniversary prior to death or the original investment, compounded at some specified rate of return. If the minimum amount that will pass to heirs is a serious estate planning concern, the guaranteed death benefit may be worth its cost.
The guaranteed living benefits in today's variable deferred annuities may provide even more comfort for the estate owner in making his asset allocation decisions, precisely because of the refrain noted earlier, namely: "We want to provide for the kids and grandkids, but first we've got to take care of ourselves." The guaranteed minimum income benefit, guaranteed minimum withdrawal benefit, guaranteed minimum accumulation benefit, and provisions combining all three features can assure the estate owner that, irrespective of the performance of the investments in the annuity, certain minimum income and/or future lump sum values will be available.
See also: What do annuity buyers want?
Many critics contend that the costs for these provisions outweigh the benefits that they are likely to provide. The mathematics supporting such a conclusion — if any are supplied — often rely upon historical averages and probable life expectancies. This is not to say that all such criticisms are invalid, or that the logic and mathematics are never valid or persuasive. They may be both. However, it is the authors' contention that the certainties these riders provide can be very important to many estate owner clients on an emotional level. These certainties, with regard to that part of a client's portfolio invested in annuities providing them, can enable the client to make asset allocations with regard to money that the client might not otherwise feel comfortable making. In addition, it's important to note that even though the client may come out with less money in the long run on average, the client is still guaranteeing that a particular minimum amount will be available, which may be more consistent with a client's goals than merely having the most dollars at death by investing heavily in equities.
Many clients, especially older ones, are often wary of putting too much in the stock market, even though they know that equities have historically provided significantly better returns than fixed dollar investments such as CDs and bonds. To the extent that such a conservative (read: risk-intolerant) client's equity investments can be held in an investment account which guarantees minimum future lump sum and present and future income values, the client may be willing to allocate more of his portfolio to such equities, and remain invested in them longer than if no such guarantees were available. For the client whose portfolio is not large enough to generate required income with reasonable certainty if invested very conservatively, this increased equity exposure might make the difference between an adequate income and just getting by, or even running out of money. Why might this be? The client might only be willing to invest substantially in equities if there are underlying guarantees, and would otherwise choose a much more conservative portfolio, with lower expected risk and return.
5. Using the guaranteed income of an immediate annuity to reduce retirement portfolio failure rate
As noted, the risk managementbenefits of either a fixed or variable deferred annuity may allow some clients to invest their retirement portfolios — the portion invested in those annuities, but also, perhaps, more of the nonannuity portion — more aggressively, and with more confidence, than they might in the absence of these guarantees. The result of such a change in allocation should, over time, be an increase in the income produced, despite the expenses of the annuity. For retirees living on less than the amount their portfolios earn, this translates to greater capital accumulation, ultimately providing more wealth to transfer to heirs.
See also: 4 retirement income risks — and how to avoid them
Yet many retirees do not live on less than what their investments earn. For all too many clients, the most important issue is not how much will be left to heirs after they die, but whether their portfolios will produce enough for them to live on, for as long as they live. Indeed, this uncertainty represents what one of the authors refers to as the one big risk in retirement income planning, namely: "What are the chances that my account balance will fall to zero before my blood pressure does?" This risk can be managed, with considerable effectiveness, by use of immediate annuities. As was noted in the last chapter, there is mounting evidence that allocating a portion of one's retirement portfolio to a mechanism providing immediate, certain income can produce a significant increase in the probability that the portfolio as a whole will be able to provide required income for the retiree's entire lifetime, however long that may be.
The purchase of a life annuity, either for a level or an increasing annual benefit, can offset — to an extent proportional to the percentage of required retirement income provided by the annuity — the effects of negative dollar cost averaging, where more shares must be liquidated to provide a set amount of income after a decline in the value of those shares than would have had to be sold if the share price remained level or increased. A life annuity is not the only way to implement this strategy. Laddered bonds or laddered period certain annuities may also be used. Whatever the implementation, this strategy can offset negative dollar cost averaging, decrease the probability that the retirement portfolio will be exhausted during retiree's lifetime — or produce declining income levels — and provide greater emotional comfort, although only an annuity guarantees that payments will continue even if an individual lives much longer than anticipated. In addition, this strategy may foster greater willingness to make lifetime gifts to heirs and/or gifts — lifetime, testamentary, or both — to charities.
6. Using annuities to maintain tax deferral, and control, from beyond the grave
Ensuring tax deferral of gain beyond the annuity owner's lifetime
The income tax on annual gain in a deferred annuity is generally deferred until it is distributed. Distributees of annuity proceeds can benefit from even further tax deferral if those distributions are considered amounts received as an annuity. If so, a portion of each payment is excluded from tax as a return of principal under the regular annuity rules of IRC Section 72(b). This treatment applies to annuity payments whether made to an annuitant or to a beneficiary. Thus, if a deferred annuity is structured so as to ensure that the beneficiary or beneficiaries can, or perhaps must, take proceeds in the form of an annuity, the benefits of tax deferral will survive the annuity owner. This can be done utilizing a concept known as the stretch annuity.
What is a stretch annuity? In its broadest sense, one might say the term describes any annuity where the beneficiary designation allows, or requires the beneficiary to stretch death proceeds, and the benefits of tax deferral of undistributed gain, over as long a period as possible. Deferred annuity contracts nearly always allow the beneficiary to take proceeds in the form of an annuity, either over lifetime or for a period of years. If the beneficiary is the surviving spouse of the owner, he or she is typically granted a spousal continuation option, allowing an election to treat the contract as if it were his/her own from inception, and to name new beneficiary(ies), who will, themselves, be able to choose to take proceeds as an annuity. Moreover, many contacts permit the owner to ensurethat death proceeds will be eligible for the favorable tax treatment of the regular annuity rules by allowing the owner to require that death proceeds be taken by the beneficiary(ies) as an annuity.This election is usually made on the beneficiary designation form, or by election of a special contract option. Such election is usually revocable by the contract owner at any point before death, but not by the beneficiary after the owner dies.
However, election of a regular annuity payout option, whether by the owner or beneficiary, is not necessarily the only way to achieve this post-death tax deferral. The IRS has privately ruled that payment of annuity death benefits to a beneficiary where the amount of each payment is determined by the life expectancy fraction method, rather than by the payout factors of a regular annuity option, can satisfy the requirements of IRC Section 72(s). The undistributed gain would not be constructively received (and would, therefore, enjoy tax deferral until it is distributed). In other words, the private ruling allowed a beneficiary to take systematic withdrawals as the beneficiary of an annuity, without annuitizing, and still stretch the payments — and tax on the gain — over the beneficiary's lifetime.
7. Using a SPIA to provide for a longtime household employee
Often, wealthy clients wish to provide benefits, at their deaths, to longtime household help. They may be concerned that the employee might lack the skills to manage a lump sum bequest, or might squander it. A direction, in the estate planning documents, to purchase an immediate annuity for the benefit of that employee can address these concerns, without the hassle of establishing a standalone subtrust for such purposes. A SPIA would ensure an income for that employee for lifetime; moreover, the cost of a life-contingent immediate annuity for a specified amount of income decreases with the age of the annuitant at issue. Thus, the longer the estate owner lives, the older the employee will be when the annuity is purchased, and the lower the cost of the annuity.
8. Using a SPIA to fund a small bequest
Similarly, a SPIA might be used to fund a small bequest to someone not a beneficiary under the client's trusts, where there is concern that the recipient might be unable or unwilling to manage the bequest prudently and where the amount of the bequest is less than the minimum that professional trust managers will accept. Of course, this assumes that the SPIA bequest itself would still produce a large enough monthly or annual payment to be a meaningful bequest in the eyes of the decedent.
9. Purchase of a SPIA by a trust for the benefit of children not his and hers
As Mancini, Olsen, & Warshaw note, "When a trust is created at the death of an individual for the benefit of his or her spouse and children, if the children are not also the surviving spouse's children, tension can develop over the trust's investments." One solution might be for the trustee to be directed to purchase one or more immediate annuities for the benefit of that deceased spouse's children and manage the balance for the benefit of the other trust beneficiaries. Of course, this does separate out the trust principal at the time of first death, making such principal, and its interest, unavailable to the surviving spouse while he/she is still alive, but it avoids the cost of drafting multiple trusts to accommodate all the heirs.
10. Using a deferred annuity to fund a QTIP trust
In some estate planning situations involving trusts, the use of an annuity may be problematic. Gary Underwood writes:
"Annuities may not be appropriate investments for QTIP trusts for a reason associated with state law definitions of income. In most states, the undistributed gains inside of an annuity are not defined as income, and therefore may not have to be distributed to the income beneficiary. Income would only be recognized to the extent the trustee made withdrawals of gains from the annuity. If the trustee made no withdrawals, then there may be significantly less trust income to distribute to the surviving spouse. The trustee could be placed in an unenviable position between the surviving spouse who may want to maximize income and the children who want to maximize principal for later distribution. Unless the trustee and all beneficiaries agree on specific parameters for any annuity withdrawals, an annuity may present problems."
Some of the aforementioned problems highlighted by Underwood can be mitigated by a clear drafting of the QTIP trust before the first death (i.e., to clearly state what constitutes income and whether/how income with respect to the annuity will be classified for income distribution purposes). In some cases, the treatment of an annuity may be preferable to alternatives, if the specific goal is actually to minimize income distributions to the surviving spouse. On the other hand, if the spouse is not happy with such an arrangement, the spouse could potentially have the annuity liquidated, under the required right of a spouse under a QTIP trust, compeling the trustee to convert QTIP assets to income-producing property. If such a conversion occurs after many years, the trust could be compelled to recognize significant accrued taxable gains in a single year. Accordingly, it may ultimately be wise to avoid the use of deferred annuities inside of a QTIP trust, unless the spouse income beneficiary is clearly supportive of the arrangement, and unlikely to have his/her mind changed.


text:
If there's a downturn in the auto market, Honda doesn't know about it. While U.S. car makers closed factories and announced layoffs last year, American Honda Motor sold nearly 1.5 million vehicles, thanks to gas-friendly cars such as Civic and Accord, said Richard Colliver, American Honda's executive vice president.
If there's a downturn in the auto market, Honda doesn't know about it.
While U.S. car makers closed factories and announced layoffs last year, American Honda Motor sold nearly 1.5 million vehicles, thanks to gas-friendly cars such as Civic and Accord, said Richard Colliver, American Honda's executive vice president.
Honda has stayed with a formula adopted in the '70s: Offer dependable, fuel-efficient cars, said Colliver, here to celebrate the opening of Bob Lindsay Acura.
Acura is Honda's luxury brand - akin to Toyota's Lexus line - but with a difference, said Colliver.
"Lexus provides that softer ride - what Cadillac used to be. It's a great car, but Acura is more sporty," he said.
"Acura is in transition. We're moving the brand to a higher level over the next five years," said Colliver, who has experience with the luxury brand.
Before joining Honda 16 years ago, Colliver spent 21 years with Mazda.
"We studied Lexus for three years in preparation for the launch of Mazda's luxury model, the Amati. I shut it down because the company got into financial trouble. It costs so much to launch a separate brand," he said.
The new Acura store is a tribute to the Peoria market and Bob Lindsay, who has operated the Honda dealership in Peoria since 1999, said Colliver.
"We've only opened three new (Acura) dealerships around the country in the last four years," he said.
Honda is fussy about its dealers, said Colliver.
"Customer service is critical. If there's an issue, our company policy is that we make the customer happy - not always easy. Honda customers tend to have higher expectations."
To meet those expectations, Honda does plenty of research, said Colliver.
"We sent our research people out on the street in April and May to ascertain if we were seeing a major shift in the auto market. What they determined is that people will still buy a larger vehicle if they need it, but their second car will be a small one," he said.
"According to our psychographic trends, some people are now feeling self-conscious about driving big SUVs to work," said Colliver.
Look for a new addition to Honda's lineup of fuel-efficient cars next spring, he said. The as-yet-unnamed vehicle will be a hybrid, possessing both gas and electric motors, said Colliver.
"The new model will be smaller than the Civic, and we'll produce 100,000 of them for North America," he said.
Honda is also experimenting with hydrogen fuel cells, said Colliver.
"Over the next four years we expect to have 200 to 300 of the fuel-cell cars in the hands of consumers. We think that hydrogen technology is at least 10 to 15 years away. Right now there are only five (hydrogen) fueling stations in the country, and three of them are in Los Angeles," he said.
As successful as Honda has been, Colliver is wary about the future.
"The next 12 to 18 months are going to be a challenge for the auto industry," he said, referring to rising raw materials costs and an uncertain economy.
While the road ahead holds plenty of unknowns, Colliver is sure of one thing: "Oil prices will never go back to what they were," he said.
Steve Tarter can be reached at (309) 686-3260 or email@example.com.


text:
Receive a free full service wash*. Receive discounts for a la carte
services such as Spay Wax, Hot
Wax and Interior Dressings!
Unlimited Car Washes!
Wash your car as often as you like for
one low Monthly Fee!
With a Shine Auto Spa Unlimited Plan, for as little as $28.99 per month, you can enjoy the convenience of washing your car as often as you like...really!


text:
Emergency Services
Grainger Emergency Services help you plan, respond and even recover faster.
Ready When the Time Comes, a corporate volunteer program, taps the human resources of corporate America.
Emergency Preparedness Digital Catalog
View Now>
Emergency Preparedness Capabilities Guide
View Now>
Emergency Response and Recovery
Grainger provides emergency services to our customers and their communities during and after an emergency. In the event of an emergency, call (1-800-225-5994) 1-800-CALL-WWG (1-800-225-5994) for Grainger's 24-hour Emergency Services, which includes extended hours during major disasters.
After-Hours Emergency Services
Call 1-800-CALL-WWG to open a branch any time—even nights and weekends (a $ 50 fee may apply) * . Available in most branches throughout the US, but varies by market. Our branches are staffed by experienced customer service professionals who can help you find exactly what you need—fast.
* Grainger Account Required. We can establish a new account for business customers at the time of the emergency call.
Emergency Support Teams
Grainger quickly mobilizes internal and external resources to assist troubled communities in the event of an emergency.
Extended Hours and Personnel
Grainger Branches will stay open 24-hours (unless curfews are imposed by local authorities) during major emergencies. Additional staff are brought in to take orders, assist customers at the counter and load trucks. Our Call Centers are able to accept phone orders 24- hours a day, 7 days a week.
Essential Product Availability
Trailers containing critical products are dispatched to support the relief effort within hours of a disaster. Contingency plans with our suppliers allow us to provide additional equipment quickly.
Additional Resources
- Grainger Emergency Preparedness Resource Center for products to help you plan, respond and recover after an emergency.
- The American Red Cross provides a Business and Industry Guide to help you plan, reduce potential damage and protect your employees in disaster situations.
- The Federal Emergency Management Agency (FEMA) offers many helpful publications including the Emergency Management Guide for Business and Industry as well as extensive information online.
- The National Oceanic and Atmospheric Administration (NOAA) monitors hurricanes and tornadoes on NOAA Radio . Find a frequency for your area today.
- The NOAA-sponsored Interactive Weather Information Network provides active warnings of hazardous weather for the entire country.
- The Weather Channel is an excellent source for national weather.


text:
LEGION 76 - Brick and Bone 7"
2016 EP from Philadelphia's LEGION 76, "Brick and Bone" brings a refreshing twist to the sound of American Oi!. Core members had previously played in THE BOILS.
*** The way Bigcartel sets up the shipping calculator, it is nearly impossible to calculate postage on orders of more than one item shipping to outside of the United States. That means that for orders of certain combinations of format / items, it is necessary to initially overcharge so as to not lose money on shipping. Sorry for this inconvenience but just last week I noticed that as it my shipping was set up, I was losing upwards of $12.00 ea in postage to non US based addresses for SEVERAL orders. For sustainability of the label, that cannot continue happening. What I am getting at, is that if you are overcharged for postage, I will issue a refund of the overpaid amount when I ship out your order. I will be checking every time. ***
3 in stock


text:
Mark of ZenPundit wrote a great post on super-empowerment, which sparked an excellent discussion. It made me think of John Robb's theory of "global guerrillas," which holds that a force can successfully attack a "systempunkt" in order to achieve its political goals. A "systempunkt" is a single point of failure for an economy, so called because words apparently sound more authoritative in German than in English. Leaving aside the idea of guerrilla organization, which is a subset of the problem, it is doubtful a systempunkt attack could work.
Broadly speaking, a systempunkt attack could come in four major varieties: Domestic-strikers to change domestic-policy, domestic-strikers to change international-policy, foreign strikers to change domestic policy, or foreign-strikers to change international policy. Visually:
Two obvious examples of are the 1970s Arab oil embargo (international strikers to effect international change) and the 1980s British coal miners strike (domestic strikers to effect international change)
There have been fewer attempts to fill in the other boxes, but the turn-of-the-century Anarchist movement (which identified politicians as the systempunkt) is a good example of a foreign-attempt to change domestic-policy, while the 1970s SDS / Weather Underground is perhaps the best example of a domestic attempt to change international policy.
They all share one thing in common:
Robb's "global guerrillas" are supposedly "open source," meaning they see what works and act on that. But why would any "open source" warrior attempt a strategy of such unique failure?


text:
From My Heart to YoursDecember 31st, 2012
I shared this heartfelt message with some special women friends this holiday season and now it's time to share it with my wise and wonderful Amazing Grays family of women.
According to many of the indigenous tribes and Spiritual Masters, a 13,000-year cycle of patriarchy came to a close on December 21, 2012.
On December 22, 2012 we began a new cycle –this time lead by the Divine Feminine.
Men and women alike are being called to balance the masculine and feminine within our selves. It's time to unplug from the ego-based power over others and step into power that is tempered by the Heart.
Women will lead the way. In fact, according to the Dali Lama, it is women from the western world who will be most instrumental in shepherding in the coming changes we so desperately need.
It's time to turn on our heart-lights, join hands and collaborate to course-correct a world gone amok. What are you going to do differently this coming 13,000 years.
It all begins with remembering who you are. Not from the head… but from your heart.
With great love, maggie


text:
A businessman who carried on living with his former wife after they divorced asked her if she would stay on as his housekeeper when he installed another woman in the home, a High Court judge was told.
The man could not understand why his former wife became "so aggressive" when he informed her of the new arrangements, the court heard.
- Reposted by


text:
"This is a wonderful book. It captures Max's spirit—and he's a truly exceptional person. But it also says more about leadership in clearer, more elegant, and more convincing language than many of the much longer books that have been published on the subject."—Peter F. Drucker
"His opus is as worthy as scripture."—New York Times Book Review
"Like the elegant furniture his company makes, De Pree's book provides a valuable lesson in grace, style, and the elements of success."—Time
"Leadership Is an Art is one of the best books I have ever read in my life on the subject of leadership and business management philosophy."—Sam Walton
"Perhaps we should banish all of our management books except Max De Pree's recent gem, Leadership Is an Art. The successful Herman Miller, Inc., chairman . . . . writes only about trust, grace, spirit, and love . . . . such concerns are the essence of organizations, small or large."—Inc. magazine


text:
Faith Man Sentenced to 25 Years in Fatal Crash
PIERRE, S.D. (AP) - A 63-year-old Faith man has been sentenced to 25 years in prison for driving drunk on the wrong side of the road in a rural Haakon County crash that killed one woman and injured another.
Circuit Court Judge Barnett gave Walt Lee Taton the maximum sentence for vehicular homicide and vehicular battery and ordered his license revoked for life.
The state's attorney's office says Taton was also sentenced to 30 days in the county jail for driving upon the wrong side of the road and one year for driving under the influence.
Prosecutors say Taton was driving on the wrong side of the road April 28 on Highway 34 in rural Haakon County, resulting in the death of Heather Unser and seriously injuring Sadie Clark.
Copyright 2012 by The Associated Press. All rights reserved. Material may not be redistributed.


text:
Goa can't afford the social and
political unrest that may arise due to the Supreme Court imposed ban on
mining, the state's chief secretary has said in a letter to an apex
court-appointed committee.
In one of the several missives sent by the Goa government to the committee probing illegal mining in the state, B. Vijayan has also argued for resumption of "sustainable mining" in Goa.
"The state would rather forego the revenue that accrues from mining. However, it is afraid of serious threat of social and political unrest which the state is in no position to afford," the chief secretary has said in his latest communication to the Supreme Court-appointed Central Empowered Committee, which wound up its probe in Goa a few weeks ago.
IANS is in possession of a facsimile of the letter.
Vijayan has also given a detailed breakdown of the direct and indirect impact which could be caused to Goa's economy in view of the mining ban.
The top bureaucrat said that while the state government would suffer a direct revenue loss of Rs.930 crore, the "total cumulative income loss to the economy of the state" would amount to Rs.17,600 crore, which is more than double the state's revenue expenditure for the 2012-13 fiscal.
Spelling out a possible unemployment scenario, Vijayan has said that over one lakh people would be rendered jobless if the ban on mining continued, almost echoing the sentiments of the Goa Mineral Ore Exporters Association (GMOEA), which last week quoted a similar figure of projected unemployment.
"The state is totally against reckless mining at the cost of ecology and environment but sustainable mining in the state cannot be stopped," the chief secretary has said, adding that mining as an economic activity had been going on in Goa since the Portuguese times and it was the mainstay of the state's economy.
Incidentally, Vijayan has also pointed in his letter that the contribution of the mining sector to the state domestic product almost doubled from 9.36 percent in 2006-07 to 18.06 percent in 2011-12.
The Justice M.B. Shah commission, which probed illegal mining in Goa and put a figure of Rs.35,000 crore on the scam, had identified the years from 2006 to 2011 as the period when the bulk of the scam took place.
The letter also says that the Goa government would not even resume mining in the state, even if the Central Empowered Committee and the Supreme Court sanctions approval, until an effective regulatory mechanism is put in place to check rampant and excessive mining.
Goa can't afford the social and
political unrest that may arise due to the Supreme Court imposed ban on
mining, the state's chief secretary has said in a letter to an apex
court-appointed committee.


text:
Arkansas' just-approved execution law is as badly flawed as the version it replaced, according to a lawsuit filed Friday that argues the new law is unconstitutional and puts inmates at risk for an agonizing death.
The lawsuit was filed in Pulaski County Circuit Court on behalf of six death row inmates who argue that the law approved by legislators last month still violates existing law and is unconstitutional. The Arkansas Supreme Court last year tossed out the state's previous execution law, saying the Legislature had ceded too much control to Correction Department administrators in carrying out executions.
Arkansas hasn't executed an inmate since 2005 due to court challenges, and inmates' attorney Jeff Rosenzweig said he expects this legal effort to kick around the courts for quite a while.
"I think these are meritorious claims that I think will take the courts a while to sort out. We're dealing with a brand new statute, new procedures and a lot of complicated evidentiary issues," Rosenzweig said.
The suit argues that the new procedures from the Legislature call for the use of an anti-anxiety drug and phenobarbital, a slow-acting barbiturate, in "a completely untried combination and quantity of drugs that will take hours to be injected and to reach their peak effect, that will produce agonizing and degrading effects during the procedure, and that will severely and permanently injure - but may not kill - the prisoners."
Rosenzweig attacked the new measure on several points, one of which that the new law is in conflict with a 1983 law and "the well-settled state law principle that a sentence must be in accordance with the statutes in effect on the date of the crime."
He repeats a concern that was raised about the previous law - that specifics are left to prison officials when it comes to deciding which barbiturate to use in executions. Rosenzweig also alleges problems with how the executioners are chosen by the department.
The Legislature consulted with Attorney General Dustin McDaniel's office while the new law was being developed. Rosenzweig said he expected the new law to leave openings for a challenge.
"The attorney general was the one who pushed the law in 2009, which got set aside. I'm not completely surprised," Rosenzweig said.
The Arkansas Attorney General's Office is responsible for the state's response, and a spokesman for the office said Friday that lawyers are reviewing the suit but had no further comment.
The Associated Press learned last week that the state had obtained doses of lorazepam, an anti-anxiety drug, and phenobarbital, a slow-acting barbiturate used to treat seizures, to use for executions. Prison spokeswoman Shea Wilson said phenobarbital was on a list of FDA-approved barbiturates in court papers filed by lawyers for the inmates in a previous case.
In a letter obtained by the AP this month, federal public defender Jenniffer Horan told Democratic Gov. Mike Beebe that phenobarbital takes effect more slowly than other drugs used to execute prisoners and that it carries a "substantial risk of a lingering and inhumane death."
The Death Penalty Information Center said no state has ever used phenobarbital in an execution.
Correction Department Director Ray Hobbs is the defendant in the suit, filed by inmates Stacey Johnson, Jack Jones, Jason McGehee, Bruce Ward, Kenneth Williams and Marcel Williams.


text:
Will Obama's firewall hold?... Obama's final travel schedule has a heavy dose of OH and WI… New NBC/WSJ/Marist polls: IA: Obama 50%, Romney 44%... NH: Obama 49%, Romney 47%... WI: Obama 49%, Romney 46%... With Obama back the trail (in WI, NV, CO) he begins making his final argument… Romney (who is in VA today) restarted his closing argument yesterday… And will this be another year of the Senate women?
The Daily Rundown's Chuck Todd talks about the recovery efforts after the storm.
*** Will Obama's firewall hold? The 2012 presidential election could very well hinge on this question: Will President Obama's Midwest firewall -- Iowa, Ohio, Wisconsin -- hold up? The Romney campaign believes it won't. "Right now, their firewall is burning," Romney Political Director Rich Beeson said on a conference call yesterday (though that observation isn't yet backed up by the public polls). As for the Obama campaign, it's signaling that they have to hold these Midwest states, especially Ohio. Just look at the president's travel over the last five days of the campaign: four stops in Ohio, three stops in Wisconsin, and two stops in Iowa. (And compare that with two stops in Colorado, one stop in Nevada, one stop in Florida, and one in Virginia.) So you see where the Obama camp is putting its candidate, and that's likely where the race will be decided. And at the end of the day, Romney has to pick off two of those three states (Iowa, Ohio, Wisconsin).
*** Obama's final travel schedule:
Thursday: Wisconsin, Nevada, Colorado
Friday: Ohio
Saturday: Ohio, Wisconsin, Iowa, Virginia
Sunday: New Hampshire, Florida, Ohio, Colorado
Monday: Wisconsin, Ohio, Iowa (Des Moines)
*** Romney's final travel schedule:
Thursday: Virginia
Friday: Wisconsin, Ohio
Saturday: New Hampshire, Colorado
Sunday: TBD
Monday: New Hampshire (Manchester)
*** New NBC/WSJ/Marist polls: Obama leads in IA, running neck and neck in WI, NH: Speaking of that Midwest firewall, we have new NBC/WSJ/Marist poll numbers. In Iowa, Obama is ahead of Romney by six points among likely voters, 50%-44%, which is down from his eight-point lead in October. In Wisconsin, the president edges Romney by three points, 49%-46%, which is within the survey's margin of error and which is down from Obama's six-point lead. And in New Hampshire, Obama gets support from 49% of likely voters, while Romney gets 47%. The good news for Obama in these surveys: He's ahead and is hitting either 49% or 50%. The warning sign for him: His approval rating among likely voters in Iowa and New Hampshire is at 48%, which is below his ballot number. (By comparison, his 49% approval rating in Wisconsin exactly matches his ballot number.) This matters because it suggests that Obama's support in Iowa and New Hampshire could be a little less than the ballot number.
*** Obama's closing argument: With Obama back on the campaign trail after three days off dealing with Hurricane Sandy, his campaign says he begin laying out his closing argument. The message, per an Obama campaign official: "While Gov. Romney promotes the same policies that failed our country and ran the middle class into the ground and calls it change, President Obama will point the way forward to real change that will boost the middle class and create a stronger future for all Americans." The campaign is also up with a new TV ad that features Colin Powell's interview on CBS endorsing the president. The ad will air in Colorado, Florida, Iowa, Minnesota, Nevada, New Hampshire, North Carolina, Ohio, Virginia, and Wisconsin. By the way, NBC's Kristen Welker reports that before leaving on his campaign travel today, Obama will receive a briefing on the latest developments in the response to Sandy.
*** Romney's closing argument: And back on the campaign trail yesterday in Florida, Mitt Romney restarted the closing argument he had been making over the last several days: change. "My view is pretty straight forward, and that is I believe that this is time for America to take a different course -- that this should be a turning point for our country," he said, per NBC's Garrett Haake. "And I say that because I look at where we are and with 23 million Americans – you think about that. These are real people. These are folks trying to put food on the table," Romney said. "Twenty-three million people struggling to find a good job. This is something that requires in my view a different path than we've been on." Yet Haake notes that Romney reined in his criticism of Obama yesterday as the president visited the hurricane damage in New Jersey. Meanwhile, the Romney camp is up with its own new TV ad. "Barack Obama says he might appoint a Secretary of Business," the ad goes. "His solution to everything is to add another bureaucrat. Why not have a president who actually understands business?"
*** On the trail: Obama campaigns in Green Bay, WI at 11:35 am ET, North Las Vegas, NV at 5:10 pm ET, and Boulder, CO at 9:00 pm ET… Romney, in Virginia, stops in Roanoke at 10:00 am ET, Doswell, at 2:15 pm ET, and Virginia Beach at 7:15 pm ET… Bill Clinton stumps in Waukesha, WI, Perrysburg, OH, Akron, OH, and Chillicothe, OH… Biden is in Iowa, while Ryan is in Nevada… And Michelle Obama campaigns in Florida, and Ann Romney visits Ohio.
Nati Harnik / AP
Former President Bill Clinton campaigns for President Barack Obama at a grassroots event at the Mid-America Center in Council Bluffs, Iowa, Wednesday, Oct. 31, 2012.
*** The year of the Senate women? When this election cycle began, it was VERY likely we were going to see fewer women in the next Senate. After all, Olympia Snowe and Kay Bailey Hutchison were retiring, and Claire McCaskill looked like a sure bet to go down to defeat. But now, it seems like the Senate will add to its female population. Not only is McCaskill now in better shape, but Mazie Hirono (D-HI), Elizabeth Warren (D-MA), and Debra Fischer (D-NE) are the favorites to win their contests. And then it's very possible that Tammy Baldwin (D-WI), Shelley Berkley (D-NV), Heidi Heitkamp (D-ND), Linda McMahon (R-CT), and Heather Wilson (R-NM) could win their races, too. It's also worth noting that on the GOP side, its best-run Senate campaigns may all lose -- but they are all headed up by women candidates, Linda Lingle in HI, Wilson and McMahon. And it's female candidates who may end up saving the Dems and ensuring their ability to stay in the majority: see Heitkamp and McCaskill.
Countdown to Election Day: 5 days
http://is.gd/ccxyrR%22%20%5Ct%20%22_blank">Click here to sign up for First Read emails.
Text FIRST to 622639, to sign up for First Read alerts to your mobile phone.
Check us out on http://is.gd/TzuR1b%22%20%5Ct%20%22_blank">Facebook and also on http://is.gd/hkhSDT%22%20%5Ct%20%22_blank">Twitter. Follow us @http://twitter.com/#!/chucktodd">chucktodd, @http://twitter.com/#!/mmurraypolitics">mmurraypolitics, @http://twitter.com/#!/DomenicoNBC">DomenicoNBC, @brookebrower


text:
- Four-page letter from Lysander Spooner in Boston [Massachusetts] to "Gerrit Smith, Lewis Tappan, William Goodell and others" dated March 12, 1856, explaining the reasons that Spooner has not joined the Liberty Party. At end, an additional note addressed to Gerrit Smith, requesting that he read the letter and then foward on to Goodell if he thinks it proper.
- Undated pledge of moneys to be paid to Lysander Spooner for "a review of Judge Kane's late decision, that the U.S. Courts have no constitutional right to punish for contempt without trial by jury." Signed by several prominent abolitionists, including Ellis Gray Loring, Francis Jackson, and Samuel E. Sewall.
- One-page letter and envelope from K. [Kenneth] Rayner of Raleigh, North Carolina, to Lysander Spooner dated May 4, 1867, thanking him for sending publications and giving post office locations for Hon. A. G. [Albert Gallatin] Brown and Hon. Thos. L. [Thomas Lanier] Clingman, and Hon. Rev. Buffim [?].
- Manuscript copy in Lysander Spooner's hand of a four-page letter dated March 23, 1854, from Lysander Spooner, Wendell Phillips, Francis Jackson, and Richard Hildreth to Charles D. Cleveland, responding to Cleveland's defense of his motives in writing a letter to be published in the Commonwealth regarding his financial support of Captain Daniel Drayton.
- One-page letter dated January 9, 1856, from William Goodell at the Office of the American Abolition Society in New York, to Lysander Spooner [in Boston, Massachusetts], regarding an order for Spooner's book [The Unconstitutionality of Slavery] and notifying that copies were sent to all of the United States Senators of the "free states."
- Manuscript copy of a letter from Richard Adams of Richmond [Virginia] to William and Samuel Vernon of Newport, Rhode Island and Thomas Teakle Taylor, captain of the Schooner Little Sally, dated July 4, 1763, to notify of the safe arrival of a "very likely" slave shipment, and the general state of the Richmond market.
- One-page letter dated December 28, 1850, from Stephen P. Andrews in New York City, to Lysander Spooner of Boston [Massachusetts], reporting on the distribution of books sent by Spooner to Freeman Hunt, [William Cullen] Bryant, [Horace] Greeley, and Park [Parke] Godwin. Includes mention of a "card" [possibly a petition] that Andrews suggests having signed in Boston and then sent to New York for additional singatures.


text:
State: Cab Driver Violated Lesbian Couple's Rights
State regulators say a Portland cab driver violated the rights of lesbian couple he left on the side of a freeway last summer.
The state Bureau of Labor and Industries announced Tuesday it found substantial evidence the driver stopped the service because of the couple's sexual orientation.
The complaint filed by Kate Neal and Shanako Devoll says the driver yelled during the trip that it was not OK to be gay in his cab. Neal says she tried to defuse the situation by asking him to stop the cab in a safe place and let them out.
The driver, however, left them on the shoulder of Interstate 84.
The agency says the complaint will now move into conciliation to determine whether a settlement can be reached.
Copyright Associated Press. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.


text:
Visit the forum if you have a language query!
Permission error
The ideas of economists and political philosophers, both when they are right and when they are wrong, are more powerful than is commonly understood. Indeed the world is ruled by little else. Practical men, who believe themselves to be quite exempt from any intellectual influence, are usually the slaves of some defunct economist.John Maynard Keynes
You do not have permission to read this page, for the following reason:
The action you have requested is limited to users in the group: editor.


text:
Like the departure of the calved sections of a glacier into the surrounding ice, a sound disengages itself from the others, and the music stops. Day is done for Daffy Duck and Beethoven. The Kreutzer Sonata echoes through the Germanic trees of suburban Appalachia. Out come the Super Soakers. Works of art collude with the apparition of evening. Laocoon and an opossum glide upon pools of reflected light that gather upon the face of the ponds that in six moons will commingle to form the Happy Valley Ice Rink.
The bodies of the low dense trees cease to stand out from the darkening forest beyond, and once again the world disappears behind its false veil of transcendence. A river flows through the forest to where the land opens out into a delta of green and copper sand.
The Day of God (Mahana na arua): Paul Gauguin, 1894 (Art Institute of Chicago)
A Small Town at Dusk: Aert van der Neer (Museum of Fine Arts, Budapest)
Watergun: photo by Nathaniel Paluga, 2009
A Walk at Dusk: Caspar David Friedrich, c. 1830-35 (Getty Center, Los Angeles)
A spray bottle: photo by Hustvedt, 2008
Peasant Girls Bathing by the Sea at Dusk: Edgar Degas, c. 1875-6 (private collection, Northern Ireland)
Deer at Dusk: Franz Marc, 1909 (Lennbachhaus. Munich)


text:
Plants vs Zombies reviewed by a 1.5 yr old!
on April 30, 2010 at 4:58 am
Posted In: Uncategorized
You've got to start them young. This kid is cute, and really likes "Plants Vs. Zombies." Clearly he is giving a very positive review to that game. He has good taste. I'm just proud of his father for desensitizing his[…]↓ Read the rest of this entry…