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How to Trick Yourself Into Building Wealth
Amassing wealth isn't easy, but these tips could put you on the right road.
Feb. 7, 2014 -- Many make New Year's resolutions to save more money each month, but actually following through on this requires a lot more attention than a mere notion amid the heady optimism of New Year's Eve festivities.
As in many challenging endeavors, the devil lies in the details. It's one thing to decide to save and invest more, but it's quite another to muster the month-to-month discipline and take concrete steps to make good on this. At this point in 2014, you may have a creeping awareness of your lack of progress in realizing your saving/investing resolution.
To keep this resolution from winding up in the dustbin of unfulfilled promises to yourself, consider these points:
• Dedicate yourself. Putting money aside for savings and investment takes discipline — the discipline to not spend it. Some who haven't been saving can change their ways by pure force of will, while others need a coach or advisor.
• Pay yourself first. If the money is out of sight, it's out of mind, so you're not as inclined to spend it. Setting up a monthly automatic checking account draft is one of the best ways to save money because it's passive: You don't have to do anything. Instead of making 12 monthly decisions to save money every year, make one decision and set up an automatic bank draft each month. Too many people regard all of the cash in their checking accounts as cash on the launching pad for spending. But by using bank drafts, you can build up a surprising sum over time, especially if you increase your monthly contribution periodically. As Benjamin Franklin said, "Little strokes fell great oaks."
You can authorize a draft to a savings account or directly to investments, such as mutual funds and brokerage accounts; many of these arrangements allow drafts as low as $50 per month. If you would prefer to buy individual stocks, you might choose to direct your bank drafts to services like Sharebuilder.com, which enables investors to contribute small amounts toward whole or even fractional shares. This enables people who can't afford many shares of stock — or even one—to incrementally work toward stock ownership. Whether your incremental payments go into a fund or individual stocks, make sure that commissions and expenses aren't eating too much of your return. Be sure to read the prospectus and annual reports before you invest.
This arrangement has the advantage of enabling dollar-cost averaging — the practice of regularly investing a set dollar amount in a given stock or fund, rather than regularly buying a set number of shares. This means that investors buy more shares when the price is low and fewer when the price is high. Dollar-cost averaging reduces the risk of buying a large number of shares at the wrong time. Over a couple of years, dollar-cost averaging can smooth out returns because if the price is fluctuating, you are automatically buying more when it's down and less when it's up.
• Another "out of sight, out of mind" practice is making monthly contributions to a 401(k) account. This money doesn't even make it into your take-home pay because it's deducted off the top of your gross pay, so you don't pay taxes on this money until you take the money out during retirement. Despite this and the benefit of matching money that some employers put in these accounts as a proportion of your contributions, many Americans don't contribute the allowable maximum amount to their 401(k) plans, and they forgo substantial amounts of employer matching money.
If you're not sure about investing in the stock market, and your income is below $129,000 ($191,000 household), the new MyRA might be right for you. You can contribute up to $5,500 after-tax per year and the money invested grows tax free; but, if you withdraw the interest before age 59 1/2, you may be subject to tax and penalties on the gain. Unlike other investment plans, this new MyRA limits your options to a single fund that invest in governments bonds, which currently earns an annual interest rate of around 2.5 percent.
If you find yourself unable to save money and keep it saved, then you might want to hire a wealth coach or financial advisor to help you find money inside your current budget to save and more importantly, to hold you accountable to reach your goals. The key to not spending your savings and investment money is to set and steadfastly stick to a budget. Just as a personal trainer can help you realize fitness resolutions, a financial coach can help you reach your financial goals.
For extra motivation, you might want to read "The Millionaire Next Door." This is a classic book about attitudes toward money, financial discipline and the personal qualities that make the difference between acquiring wealth and having little to show for years of work--regardless of your income. The concept of discipline is reflected by the title, which indicates that these self-made millionaires don't seem different from people of lesser means because they live in modest homes and drive inexpensive cars. Who knows, with a little discipline, maybe you'll end up the next "Millionaire Next Door."
This column is the opinion of the author and in no way reflects the opinion of ABC News.
Byron L. Studdard, a CERTIFIED FINANCIAL PLANNER™ practitioner, is founder and president of Studdard Financial, LLC, a financial advisory firm in Sarasota, Fla., dedicated to helping clients build wealth, protect it and pass it on to future generations. Studdard is listed in the Guide to America's Best Financial Planners (published by the Consumers' Research Council of America, an independent research organization). He can be reached at firstname.lastname@example.com. If you have a question for him, send him an email and he will try to answer it in an upcoming column.


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Since 1992, GSCP has invested its own balance sheet as a principal (that is, on behalf of Goldman itself and its employees) in private equity and has leveraged that investment through funds raised from its institutional clients which include pension funds, insurance companies, endowments, fund of funds, high net worth individuals, and sovereign wealth funds. Unlike most of its (and Wall Street's) client orientated investment funds, this vehicle actually puts a significant amount of Goldman's skin in the game (see Even With Clawbacks, the House Always Wins in Private Equity Funds for an example of the implicit call option private equity investors give these fund managers, absolutely free, and the perverse incentive to do deals regardless of the investment outcome that the options create). The most recent vehicle, GS Capital Partners VI, closed with $20 billion in committed capital, $11 billion from institutional/high net worth investors and $9 billion from Goldman Sachs and its employees. That breaks down to a 55:45 split, much too rich a contribution from the GS side in order for them to play the games detailed in Even With Clawbacks, the House Always Wins in Private Equity Funds. Thus BoomBustBloggers should take note that GS Capital Partners VI is the current primary investment vehicle for Goldman Sachs to make large, privately negotiated equity investments in which they are serious about actually making investment gains in, versus churning and overpricing in the attempt to generate fees and bulge the bonus pool.
With this backgrounder in mind, be aware that GS Capital Partners rejected the Facebook deal as inappropriate for its clients (its clients being 45% Goldman employees and Goldman's own balance sheet girded for longer term principal investment), in part due to valuation concerns. Mr. Friedman apparently has the very same valuation concerns that Reggie Middleton and BoomBustBlog hold.
Goldman attempts to circumvent SEC policy, or clearly signals that Facebook is to issue an IPO – or both!
The special-purpose vehicle (SPV) created by Goldman Sachs is yet another demonstration of how the firm is giving the impression that it is skirting SEC regulations. The SPV is intended to pool several investors' money into single investment vehicle to create the legal effect of a single shareholder as each SPV is counted as single shareholder despite several thousands of investors participating in the vehicle. The SPV is an attempt by GS to skirt securities regulations that require any company with more than 499 investors to meet SEC reporting requirements. According to the private-placement document, Facebook plans to increase its number of shareholders above 500 this year which would force the social-networking company to begin disclosing reams of financial information or go public by April 2012.
Facebook: Is it just a fad? Online social trends are completely unpredictable. If a new trend comes along that would start engaging people, then Facebook could become the old way of social networking just as quickly as it became the new way (if not quicker). It's not as if it hasn't happened already, ex. AOL, MySpace, Orkut and Hi5. Facebook does have an advantage that its predecessors didn't in that they attempted to create barriers to entry for competitors with the "Facebook connect" api (application programming interface) that allows for sites across the web to authenticate through Facebooks user community rather than have a user type in repetitive login usernames and passwords. While this is an advantage in that it offers some barrier and is quite popular, it is not an insurmountable barrier for if the tide changes, all users need to do is enter one more username and password combo to switch over to another platform.
A high profile IPO commanding a premium valuation before the trend fades away is the best way to create excess proceeds from retail investors. We don't believe that the Goldman Sach's investment materialized to meet Facebook's opex or capex requirements. The whole idea behind the investment was to set a ground floor for a "knock 'em out of the ballpark" valuation in the eventuality of IPO and put Goldman Sachs as a front runner candidate to manage IPO. An IPO of that order would mean that Goldman has a chance to collect significant investment banking fees which typically range between 4-5% of the size of a flotation and to take part in windfall profits during a (successful) IPO. With its $450m investment, Goldman Sachs would own 0.8% stake in Facebook while Digital Sky Technologies with $50m investment alongside its previous stake would end up with c10% stake.
Although, Facebook has lot of potential opportunities and is yet to fully address (it has begun to implement some of the following) several markets including mobile-ad market, ads on partner sites, the launch of e-mail and location features, one has to remember before paying a 100x PE multiple that the despite its cult monopoly status, as an operator of a social networking site, Facebook operates in a highly vulnerable, highly volatile market that is quite susceptible to changing social trends. From AOL, to MySpace, to Twitter, to Yahoo to Facebook, we have sign roaring fires and spectacular flameouts, sometimes within the span of just a couple of years.
Facebook: A great social networking site for users but does it translate for advertisers?
Social networking websites are a great place to make new friends and interact with old ones. However, from a revenue perspective they have been lagging. People log into social networking websites to interact with their friends and play online games, and its members as such appear indifferent to advertising. According to industry sources, Facebook click-through-advertising rates (CTR) are much lower than Google and Yahoo, and even lower than its social networking peers, MySpace. Google has CTR of 8% while MySpace's has CTR is about 0.1%. Facebook on comparison has just 0.04% CTR. Explanations for Facebook's low CTR include the fact that Facebook's users are more technically savvy youngsters and are better at ignoring advertisements. On MySpace users spend more time browsing through content. While on Facebook, users spend their time communicating with friends hence, diverting their attention from advertisements. However, Facebook fares much better in video content. According to a study, it was found that for video advertisements on Facebook, over 40% of users viewed the entire video compared with 25% for the industry average.
In addition, Facebook's low CTR belies its best in category reach, which compensates for the lower CTR. This is both a blessing and a curse. Althouth the raw money does manifest from the larger numbers, the fleeting and ephemeral nature of the nascent social media business means there is really no way to know of Facebook can keep those numbers or if it will go the way of AOL or Myspace.
Despite having given its clients just a week to decide to invest $2m as a minimum investment (word has it that due to demand, the effective minimum was $5 million) and given the dearth of available information about Facebook's operations and financial condition, Goldman Sachs was reportedly able to close the deal a day early. The overwhelming investor response amounting to several billions of dollars for just a $1.5bn stake sale is a clear sign of investor fascination with Facebook, or a testament to the marketing fortitude of Goldman Sachs. The truth most likely lay somewhere in between.
Given the dearth of financial information under scenario one, we have estimated FB revenues based on subscribers growth and average revenue per user, and have assumed constant profit margin.
To put the amount of optimism used in our analysis in perspective, there are 6,892,839,222 people in the world according to the US Census Bureau's World Clock. Facebook currently claims 9% of that world population. Take into consideration a material percentage of that population are elderly or very young, infirm, illiterate, poverty stricken or located in remote rural areas and do not have iPhones and Androids, broadband connected computers and Facebook accounts, and may not have these things for some time, if ever. For the extremely optimistic benefit of the doubt, let's assume that all children down to the age of infancy, the infirm, the illiterate and the Australian outback settlers all are frequent or likely Facebook users. Even with this assumption, Facebook will have to hit 65% of today's total (as in the ENTIRE) world population (not factoring in population growth/shrinkage) by c.2020 to justify anything approaching a $50B valuation – and that's assuming they captured 65% of every single man, woman and child in the world along the way - not 65% of those who have access to an internet connected computer.
Thus, it is highly unlikely one can legitimately factor in the type of growth needed to justify the current Goldman $50B valuation - particularly when you consider that Facebook's growth is already slowing!
I make this point in an attempt to illustrate the absurdity of the valuation presented to investors as a once in a lifetime opportunity that you have to make a $2-5 million valuation decision on in a couple of days without audited financials. You may be able to make some money, but the chances are greater that you will trail the average ROR or outright lose a bunch of money than it is you will hit that grand slam. Those Goldman clients would have been better off investing in BoomBustBlog!
Those who wish to subscribe to our research services should click here! You can contact me, Reggie Middleton, here. Professional & Institutional subscribers can download the full Facebook valuation analysis, complete with several valuation scenarios here: FB note final. And finally, and most ironically - here is the debut of Reggie Middleton's BoomBustBlog Facebook page!

subset: commoncrawl


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by Jacqueline Weiss
Screen Play:
What: Final Destination 5 (R)
When: August 12
Where: Check your local listings
In present day San Francisco, a man's genetic engineering experiments lead to the development of intelligence in apes and begin the war for supremacy.
What: The Help (PG-13)
When: August 12
Where: Check your local listings
A comedy in which a married father accidentally switches bodies with his party-boy, bachelor best friend. This leads to a series of hilarious antics and adventures before they can switch back to their bodies.
What: Moonlight Movies Series: E.T.
When: August 12 @8:30 p.m.
Where: Lovett Memorial Library
6945 Germantown Avenue
Mt. Airy
Mt. Airy USA is partnering with the Free Library of Philadelphia and the Trolley Car Diner to host a Moonlight Movies outdoor series that concludes this week with with E.T., the 1982 sci-fi classic in which a shy boy finds a stranded extraterrestrial and must find the courage to defy authority to return the alien to his home planet. Seating will begin at 8 p.m.
What: Festival Of India
When: August 14 12 p.m. -7 p.m.
Where: Penn's Landing
Festival Pier: Columbus Blvd. at Spring Garden St.
Experience glimpses of Indian culture and heritage at this free festival, featuring authentic Indian music, cuisine, crafts, art, dance and more.
What: Philadelphia Volunteer Firemen Muster for the Union
When: August 9- February 8, 2012
Where: Fireman's Hall Museu
147 N. 2nd St.
Mt. Airy
Fireman's Hall Museum and the Fire Zouaves of the 72nd Pennsylvania Regiment have just opened a new exhibit highlighting the role that Philadelphia's volunteer firemen played in the Civil War. The exhibit includes documents and artifacts from the Philadelphia Fire Zouaves, the Pennsylvania 72nd Regiment.


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Students from Hawaii Schools who will be visiting the American Heroes: World War II Nisei Soldiers and the Congressional Gold Medal exhibit at the Bernice Pauahi Bishop Museum on April 10, 11 and 14, and will get to experience a piece of "living history" when they meet with WWII Nisei soldiers as part of their field trip, as follows:
Wednesday, April 10, 2013
Kaimuki Middle School
Session 1: 9:00-9:15 a.m.
Session 2: 9:30-9:45 a.m.
Session 3: 10:00-10:15 a.m.
Session 4: 10:30-10:45 a.m.
Session 5: 11:00-11:15 a.m.
Session 6: 11:30-11:45 a.m.
Thursday, April 11, 2013
Castle High School
Session 1: 10:30-10:45 a.m.
Session 2: 11:00-11:15 a.m.
Sunday, April 14, 2013 – FINAL DAY OF EXHIBIT
Kamakahelei Middle School (Big Island)
Date: Sunday, 4/14/13:
Session 1: 9-9:15 a.m.
Session 2: 9:15-9:30 a.m
"We wanted to make the exhibit come alive for these students," said Mona Wood-Sword, member of the organizing committee. "Meeting these true American heroes, talking story with them, will make the exhibit that much more meaningful for them, and that was part of our mission when planning the exhibit: To teach the next generation about the heroism of these brave soldiers."
The teachers from the visiting schools have asked their students to prepare questions for the veterans, so the discussions should be lively and interesting for both the veterans and students.
In addition to speaking with the visiting schools, the veterans have been busy with weekly panel discussions (see attached schedule) and other appearances. WWII veterans from the 100th Infantry Battalion, 442nd Regimental Combat Team, and the Military Intelligence Service – all honored with the prestigious Congressional Gold Medal – have shared their stories to standing-room-only audiences at Bishop Museum's Atherton Halau.
The final two Saturday panels will be, as follows:
April 6, 2013 • 11:00 a.m.-12:30 p.m.
Hawaii's Internment and Role in the Legislative Campaign for Redress
Presented by: Japanese Cultural Center of Hawaii
Panelists: Ryan Kawamoto, "The Untold Story," Brian Niiya, Former JCCH Program Director, and William Kaneko, Attorney and Former President, Honolulu JACL
Moderator: Carole Hayashino, President and Executive Director, Japanese Cultural Center of Hawaii
April 6, 2013 • 1:00 p.m.-2:30 p.m.
"Okage Sama De" True Stories of Japanese Americans during WWII
Presented by: Alton Chung, Professional Storyteller
April 13, 2013 • 11:00 a.m.-12:30 p.m.
Commitment to Education
Presented by: State of Hawaii Department of Education
Panelists: Joan Funamura, Clayton Kaninau, May Price, and Charlotte Unni
Moderator: Ann Mahi
American Heroes: World War II Nisei Soldiers and the Congressional Gold Medal was developed by the Smithsonian's National Museum of American History in collaboration with the National Veterans Network, and circulated by the Smithsonian Institution Traveling Exhibition Service. Accompanying educational materials were developed by the National Veterans Network in partnership with the Smithsonian Asian Pacific American Center.
The national tour of seven cities – New Orleans, Honolulu, Los Angeles, San Francisco, Portland, OR, Chicago, and Houston – is made possible by the support of AARP, Cole Chemical, Comcast/NBC Universal, the Japanese American Veterans Association, Pritzker Military Library, the Shiratsuki Family, and Southwest Airlines.
ABOUT THE 100th INFANTRY BATTALION
The 100th Infantry Battalion was a unit within the U.S. Army's 34th Infantry Division. Compromised mostly of Americans of Japanese Ancestry (AJA) from the Hawaii Army National Guard, the 100th Infantry Battalion also included volunteers from Japanese internment camps, which were then located throughout the United States during WWII.
Battalion members' stature, fitness levels, and unified camaraderie during training, prior to their deployment, made the 100th Infantry Battalion a strong unit heading into combat. With the "Remember Pearl Harbor" motto, the 100th Infantry Battalion were consistently motivated to prove their loyalty to the United States.
During their 20 month combat term in Europe, the unit became known as the "Purple Heart Battalion" for the number of casualties lost. They fought in six war campaigns in Italy and France, earning the unit four Presidential Unit Citations. http://www.100thbattalion.org/
Considered to be one of the most decorated combat units in United States military history, the 442nd Regimental Combat Team consisted of a share of enlisted soldiers, as well as volunteers who fought in Europe during WWII. Two-thirds of their original unit were Americans of Japanese Ancestry, or Nisei, from Hawaii, while the rest were Nisei soldiers from the Mainland.
The "Go For Broke" motto means to risk everything in order to win. Activated under the command of Colonel Charles W. Pence, the 442nd worked closely with the 100th Infantry Battalion. Intelligent and zealous in learning their military duties, the 442nd understood patience and the importance of strategy while in combat situations. Over 14,000 men served in the 442nd Regimental Combat Team. Their values of service, loyalty and sacrifice earned the unit over 9,000 Purple Hearts, eight Presidential Unit Citations, 21 Medals of Honor, and 560 Silver Stars. http://www.the442.org/
The Military Intelligence Service, or MIS, was a group of smaller units consisting of Nisei soldiers during WWII. Their average unit size was between 10-20 men. Playing a vital role in the U.S. military tactics during WWII, the MIS units used linguistic skills to gather intelligence, read captured enemy maps and documents, and conduct translations and interrogations. MIS unit members were at heightened risk because they could be confused for enemy troops by their own U.S. military personnel.
MIS post-war work proved crucial for the transition during Japanese occupancy. MIS servicemen provided indispensible assistance during Japanese war crime trials, in the repatriation of Japanese prisoners of war (POWs), and in establishing positive relations between U.S. military forces and Japanese civilians. Working under mostly classified orders, the MIS units did not receive the recognition other units and battalions had during and post war.
The Bishop Museum was founded in 1889 by Charles Reed Bishop in memory of his wife Bernice Pauahi Bishop, the last direct descendant of King Kamehameha I. Today, the Museum is recognized as the principal museum of the Pacific, housing the world's largest collection of Hawaiian and Pacific artifacts and natural history specimens. More than 350,000 people visit the Museum each year, including over 40,000 schoolchildren. For more information, please call (808) 847-3511 or visit www.bishopmuseum.org.
Filed under: Announcements, Education, Hawaii, Kids, Military, National Affairs, Oahu Tagged: | 100th Infantry battalion, 442nd Infantry Regiment (United States), American Heroes: Japanese-Americans WWII Nisei Soldiers, Bishop Museum, Herbert Yanamura, World War II


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Regal Cinema In Boise, Idaho Is Awesome, Even When You've Clearly Screwed Up
Dave did something really stupid last weekend (no offense Dave), and bought two tickets to see "Iron Man" on the wrong day. He didn't realize his mistake until Saturday, when he thought he was going to go see the movie. We would have never even bothered to call Regal to beg for ticket leniency, but Dave tried it anyway—and the theater actually exchanged the expired tickets for two new ones.
Here's Dave's story.
I just wanted to take the time to commend Regal Cinemas in Boise, ID. On Friday 2 May 08 I bought 2 tickets to see Iron Man on Saturday 3 May 08.
The next morning I was getting ready to go and see the movie and I happened to check my email and received one from Fandango asking me if I had liked the movie that I had not yet seen. I was somewhat confused so I checked my receipt and I then noticed that I had accidentally bought tickets to the Friday show.
Thinking I was now pretty much out the $15.50 for the two tickets, I decided to call the theater to see if anything could be done. When I called the theater the person I spoke to just told me to bring the copy of the receipt for the Friday showing and they would give me two tickets to the Saturday showing.
When I arrived, the individual I spoke to on the phone wasn't there and another individual came out to see me and upon explaining the situation the manager went back and got me two tickets for the Saturday showing.
Nice going there, Regal.
(Photo: tvol)
Want more consumer news? Visit our parent organization, Consumer Reports, for the latest on scams, recalls, and other consumer issues.


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Hey guys I'm making a port scanner for a project of mine. Made the required form nd stuff. But while doing the "meat" of the coding, the output isnt certainly what I wanted.
While scanning for ports, my program shows the result as "Port x is open". It does so for all ports. Its like its not even scanning for open/closed ports. The code which I'm using WORKS when I compile it as a command-line program, but not so when running it as a form through Netbeans. Can anyone help me with this?


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The brothers' findings will now become part of the new Education Center at the Vietnam Memorial Wall
"I don't even have the words to express my gratitude for what you have done," Joanne Williams wrote to Wilmington brothers Tom and Jim Reece.
After 44 years in an unmarked grave, her dad, officer Launey Elworth King, was finally given a headstone and the memorial recognition he deserves, thanks to the Reece brothers.
"When no one else cared, you did," the Rhode Island woman wrote.
Williams' father, who was stationed at Fort Bragg and killed in Vietnam in 1962, was one of 1,758 Vietnam soldiers killed in action who were born, based or buried in North Carolina and resting in an unmarked grave.
The Reece brothers found every single one, even helping find the remains of 40 who had been reported missing in action.They got markers put up for each. They also created online memorial pages on Findagrave.com with the soldiers' pictures. They are still looking for photographs of 246 of the Vietnam-era veterans.
"These men died fighting for our country. The least we can do is keep their memories alive," said Tom Reece.
The brothers' findings will now become part of the new Education Center at the Vietnam Memorial Wall in Washington, D.C., currently under construction. The center will, for the first time, put faces to the names of those killed in the Vietnam War. Tom and Jim continue to work to track down every last picture of all 1,758 before the "Education Center at the Wall" opens in early 2014.
"It's important these pictures get there for some grandson or great grandson to one day go to Washington, D.C., and see his great grandfather's photo," said Jim Reece.
The Reece brothers share how this quest to find all the state's missing soldiers first began, and why they do it without asking anything in return.
Q. How long did it take you to find all 1,758 soldiers?
TOM: About seven or eight years. Some are found in less than one day. Others take months or years.
Q. What first got the two of you started on this search?
TOM: When my brother retired from the Air Force, he tried to look up some of his old buddies from high school and found out several of them were killed in Vietnam. We said, OK let's look for them. We found pictures of every one, found out where they were buried. We did memorial pages for all the guys missing in action from the Vietnam War from Wilmington. We said, OK let's do New Hanover County, let's do Brunswick County, let's do all of North Carolina.
JIM: There were a lot more killed than the military was reporting. The military listed 1,610 from North Carolina. We found 1,758.
Q. How do you search? How does it work?
TOM: We use ancestory.com, findagrave.com, rootsweb.com, there's quite a few. We have countless volunteers who take grave photographs. They then find out what we're doing and try to help the best they can with research.
JIM: Rosa King of Rowan County went to Oklahoma City to track down a grave and Joe Pasternack of New York City has helped us track down a few as well.
Thomas is more of a private eye. He knows how to search, and then he gets on the phone and starts cold calling. If he doesn't get an answer, he'll call the neighbor and ask them to walk next door and ask them to give him a call.
Q. Are there any finds that stand out to you?
JIM: One of the guys killed in Vietnam from Wilmington that I personally knew, I researched exactly what happened and was able to talk to the family. They were told he accidentally shot himself, but we found out someone else had shot him and there was a cover up.
TOM: Donnie Shue of Gaston County. He was MIA, never found. Two years ago they found his cigarette lighter and a belt buckle. They positively identified his remains. His mama called me crying, "They found my boy!" He died November 3, 1969. Forty-two years later, his remains are recovered.
Q. What's it like when all the puzzle pieces align and you find the soldier?
JIM: It's almost like, bingo! This is just me giving back.
TOM: I usually clap my hands together and rub them. To me, it just blesses my heart to let these people know there are people who still care who haven't forgotten. Never forget.
Community News: 343-2364
On Twitter: @StarNewsOnline


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PVC Wall Cladding Highlands and Islands
Our PVC wall cladding is most commonly used in food preparation areas, cold rooms, kitchens and cold stores. This system comprises of hygienic sheets, profiles, coving and ceiling panels.
We stock a huge range of related products including skirting, coving, ceiling panels and hollow cladding. Our cladding products are manufactured from superior polymers, meaning you the customer are guaranteed to have highest quality and most durable cladding system on the market at present.
PVC wall cladding has an outstanding finish, smooth to the touch with tough and durable properties. Once installed, our cladding system requires no maintenance and can be cleaned with ease.
Standard cladding sheets come in 8' x 4' with an optional larger sheet with dimensions 10' x 4' available. Sheet thicknesses range from as thin as 1.5mm up to 4mm. Cladding profiles are supplied in lengths to match our sheets i.e 8' and 10' lengths.
We can supply a wide selection of cladding accessories, these include jointing strips, capping strips, internal corners, external corners, angles, sealants and PVC rivets.
This product can be supplied in white as standard, with pastel blue, cream, pastel green and sky blue available. We are currently the biggest supplier of PVC Cladding over the internet and are fast becomming the leading name in cladding products.
Vast quantities of this product are kept in stock, giving you the customer, the choice of collecting from our trade counter or having this delivered direct. We currently deliver this product on a next day basis, or collection can be made from our trade counter.
For any further information please call our sales team where we be happy to answer any questions you may have.
Contact Us:
We look forward to assisting you with your plastic enquiries. If you have any questions please call us today on: 0845 505 1840 to find out more.


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URL2QR Code Auto Generator automatically generates an individual QR Code for each webpage and post on a website, thus giving each one its own identity. The QR Code can be generated in any foreground and background color and can be placed anywhere i.e. the header, footer, content area, sidebar via widget or by short code. URL2QR Code Auto Generator enables seamless integration with your WordPress installation and is really easy to use. It can also be integrated at theme level.
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Change Log
Visit the Change Log page for more details


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By Teachers, For Teachers
Grade: 5 l Subject: All
Colonial School District
New Castle, Delaware
Teaching Motto: You might be the only good thing that happens to them all day! Love them, even when it is difficult!
What are three things every teacher should own?
1. The patience of Job.
2. The voice of The Rock.
3. The compassion of St.Theresa.
(I read this somewhere, but it is so appropriate!)
Grade: K-5 l Subject: Technology Integration
Lincolnway and Loucks Elementary
York, Pennsylvania
Teaching Motto: Engaged learners learn for life. So let's light fires for our learners that will spark a life time of learning.
What stereotype about teachers is true?
We all drag our bags home every night, and sometimes they just sit there in the corner with the best of intentions dismissed by a good movie, family time, or just sheer tiredness.
Elim Christian School
Palos Heights, Illinois
If you could have any person (living, dead or fictional) as a principal, who would it be?
Hillary Clinton
What profession other than your own would you most like to attempt?
Before education I was set to go to law school. I also would like to try out occupational therapy.
Ladue Horton Watkins High School
Saint Louis, Missouri
Favorite Quote: "We are what we repeatedly do. Therefore, excellence is not an act. It is a habit." — Aristotle
If you could have any person (living, dead or fictional) as a principal, who would it be?
John F. Kennedy
What profession other than your own would you most like to attempt?
A professional baseball coach or announcer
St. Anne School
Fort McMurray, Alberta, Canada
What profession other than your own would you most like to attempt?
Civil Servant. I would only want another career that would allow me to give back to my community on a daily basis.
Describe your all-time favorite lesson/unit activity.
My all-time favorite lesson is my video interpretation of a poem. Students choose any poem and have to create a video interpretation that outlines the emotional meaning of the poem. It teaches comprehension and creativity. It also helps that I teach film making so the videos look pretty professional.
What are three things every teacher should own?
1. Binders
2. E-Z Grader
3. Hot Tub to relax in at home!
What is the greatest misconception about teachers?
Our job is easy. YEAH RIGHT!! We have one of the hardest jobs and people don't give us enough credit. Although, at the end of the day, seeing those students learn means more to me than what people think about our jobs.


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Main Content
Indiana Forest Industry Overview
The Indiana forest products industry is the sixth largest manufacturing industry in the state, employing over 56,000 people. Forest-based manufacturing provides $3.5 billion in value-added and $7.9 billion in value of shipments to Indiana's economy each year. It ranks first nationwide in the production of wood office furniture, wood kitchen cabinets, and hardwood veneer, along with several other products. As small family-owned businesses, wood products companies average less then 50 employees and play an important role in rural communities.
The wood-using industry utilizes one of Indiana's most valuable renewable natural resources-timber. Proper management of Indiana's timber resource will help guarantee primary wood-using firms a supply of quality wood fiber. These sawmills and veneer plants, in turn, provide top quality materials for the secondary industries to produce paneling, fine furniture, cabinets, and similar finished products.
This directory is an ongoing effort and is compiled from information collected by personnel from the Indiana Department of Natural Resources, Division of Forestry, Forest Resources Information Section. The data is collected by sending questionnaires to known firms and by personal contact, utilizing many address databases for Indiana manufacturing firms. A sincere effort is made to include all firms. Inclusion does not constitute endorsement of that firm, neither does exclusion reflect negatively on a firm. Much of the accuracy and completeness of information collected for this publication depends on the cooperation of the listed companies. Information is reported as we receive it from the company. It is believed that the information in this database is accurate and reliable; however, validity of the contents of this directory cannot be guaranteed.
Corrections, omissions or comments relative to this directory should be addressed to:
Indiana DNR-Forestry
Forest Resources Information
1278 E. State Road 250
Brownstown, IN 47220
Phone: 812-358-2160
Fax: 812-358-5837
Email: email@example.com
We wish to thank those companies who took the time and effort to complete the survey questionnaire. Without your cooperation, this effort could not be possible.


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Islamophobia Police Demand an Official Statement From #HoustonCityCouncil in the Termination of Chaplain Trebor Gordon
In an article entitled: Islamophobia Police Demands an Official Statement From #HoustonCityCouncil in the Termination of Chaplain Trebor Gordon June 28, 2016 Story By: (StopTheMagnet.com)
Recently (May 16, 2016), at a Harris County GOP meeting the Harris County Chaplain Trebor Gordon let known his concerns about a new muslim candidate that was slated to fill a vacant precinct chair. This outburst was carefully fimed and released to the media where several of the Republican Party officials quickly fell into line in the defense of Mr. Syed Shahid Ali,the precinct chair candidate. There were very few who publicly defended this passionate Christian over his assertion that Islam was incompatible with the GOP platform, neither at the party meeting nor at the witch trials occuring during June at Houston City Hall. Ironically, the slick new muslim precinct chair, also a member of the Muslim Council of USA, which could possible be an affiliate of the Muslim brotherhood under the direction of CAIR USA, DEFENDED Mr. Gordon's right to speak freely. See here: Big Jolly Politics: The Firing of Trebor Gordon and video link of media coverage: Pastor Tries to Block Man from GOP Position It remains to be seen if Mr. Ali will advocate for a President Trump or be "AMERICA FIRST" or "ISLAM FIRST".
During the June 7,2016 Houston City Council meeting a group of young and FEMALE muslims showed up to express their outrage and demand the termination of Trebor Gordon. This crew used hashtag #DearKnox to post their political aims and pressure tactics against the beleagured CM Knox and staffer Trebor Gordon all over social media. Did I miss something? Did Mr. Gordon threaten their lives or cause property damage?
The testimonies given by this crew at the June 7 council meeting are rich indeed. Soon I will cover this in full with more material but for now let's skip ahead to the chutzpah of this muslima with a master's degree in public administration. Remember, all of these MD's and masters degrees getting pumped out at the University of Houston Islamic Center will be the peeps ruling over your offspring. See her on film with the ease of knowing Islamic Supremacy in all its glory after Mr. Gordon was terminated. From their perspective,the pressure worked even if done by twenty-something females operating on twitter and sixty seconds in front of the mic.
IMPORTANT! Watch the victory speech of Basmah Salam as she demands a public and official statement to benchmark the termination of anyone who dares to critique Islam: (Video link here)
I give this crew an 'A plus'. The polls and Republican officials on defending First Amendment free speech……
You may be asking yourself what what Councilman Knox's response to the demands to Fire Trebor Gordon. (VIDEO of Councilman Mike Knox's response regarding the demands to fire Trebor Gordon). Councilman Mike Knox makes an Official Statement. CM Knox stated, "… Intolerance is the root issue displayed by Mr. Gordon. Some have argued, as many have here today, that I must simply dismiss Mr. Gordon from my office. However, I see an opportunity to use this incident to combat intolerance in Houston. I do not believe that intolerance can be overcome by more intolerance. I believe the best way to combat intolerance is with logic, reason, fact and respect."
The details of what was to follow, as the infamous Paul Harvey would say, "now that, is the rest of the story."
June 28,2016 Story By: (StopTheMagnet.com)


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John Keats
John Keats (31 October 1795 – 23 February 1821 / London, England)
» Click to list general statistics » OR, select a date :
To Some Ladies
What though while the wonders of nature exploring,
I cannot your light, mazy footsteps attend;
Nor listen to accents, that almost adoring,
Bless Cynthia's face, the enthusiast's friend:
read more >>
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Just sit right back and you'll hear a tale,
A tale of a fateful game
That's played tonight on 7th Street
And "hockey" is its name.
The team had a long proud history,
But lately they've been lame.
Six skaters took the ice that night
For a three hour game, a three hour game.
The hitting started getting rough,
The visitors were tossed,
If they didn't find a way to score some goals
The game would sure be lost, the game would sure be lost.
The team set ground on the shore of this uncharted hockey rink...
With Ted Nolan
The Captain too,
The millionaire...
...and his wife,
The movie star...
The defenseman and Miro Satan...
...Here on Fish Sticks' Isle.
So this is the tale of the Islanders,
They're here to meet their fate,
They'll have to make the best of things,
It's an uphill skate.
The captain and the head coach too,
Will do their very best,
To make the Caps uncomfortable,
In this playoff seeding test.
No phone, no lights no Zamboni,
Not a single luxury,
Like Bossy, Smith, and Gillies,
As primitive as can be.
So join us here tonight my friends,
You're sure to get a smile,
From seven stranded castaways,
Here on "Fish Sticks' Isle."
Tonight, the Caps have the opportunity of using one of the three games in hand they hold over the Carolina Hurricanes to inch closer to the top spot in the Southeast Division. It also represents a chance to leap-frog tonight's opponent – the New York Islanders – into tenth place in the Eastern Conference, two points behind the Bruins and Flyers (tied for the last two spots in the playoff seeding mix).
The Islanders are nothing, if not streaky. Starting on January 24th, they lost six consecutive games in regulation. Since then, however, they are 4-0-1, winning the last four in succession. It is a tale of two teams…
Goals for/against:
Six-game losing streak: 8/23
Five-game points streak: 19/14
Power play:
Six-game losing streak: 3/15 (20%)
Five-game points streak: 5/27 18.5%)
Penalty killing:
Six-game losing streak: 18/26 (69.2%)
Five-game points streak: 24/27 (88.9%)
Shots for/against-per game:
Six-game losing streak: 28.3/28.0
Five-game points streak: 29.2/23.6
There are several things to note here…the Islanders are a gritty (or chippy, depending on your point of view) team. They will take penalties. During the losing streak, they paid for those indiscretions with poor penalty killing. Such has not been the case during the points streak. They are going to the box as often, but they've kept the bleeding to a minimum on the scoreboard.
There is also the power play, not so much for its effectiveness, but its frequency – fewer than three a game in the losing streak, more than five a game in the points-earned streak. Almost doubling the frequency with which they enjoy the man advantage puts teams on their heels, unable to generate as much offense, and this is reflected in the shots against during each of the streaks.
The streaky nature of the Islanders' recent performance is reflected in the results of their top scorers, as well:
Mike Comrie was 2-1-3, -6 during the losing streak, 2-4-6, -1 in the points-earned streak…
Bill Guerin: 0-1-1, -5/1-4-5, -2
Miroslav Satan: 0-2-2, -3/1-3-4, +2
Trent Hunter: 0-2-2, -2/1-3-4, +2
Ruslan Fedotenko: 0-2-2, -1/4-1-5, +1
Rick DiPietro hasn't been immune from the streakiness in goal, either
Six-game losing streak: 0-5-0, 3.82, .864
Five-game points streak: 4-0-1, 2.78, .881
Much of his success in the points streak is in facing fewer shots, but he has stopped more of them, as well, resulting in allowing more than one goal less-per-game than during the losing streak. His play will be critical in the game tonight. Why?...
Although the Islanders come in on the heels of a five-game points streak, they do so as a beat-up squad. As Mike Vogel reports in the gameday, the visitors have eight players out or nursing injuries that could keep them out of tonight's lineup. And, these are players of particular importance in a game against a team with as much skill among its top line forwards as the Caps. Andy Sutton and Brendan Witt are out, depriving the Islanders of a couple of big bodies to make the forwards uncomfortable. Jon Sim, who should be drawing a paycheck from the Caps while he's out recuperating from a knee injury, has made a career playing against the Caps. Mike Sillinger, who owns a 56.3 percent faceoff winning percentage, won't be there to battle David Steckel or Boyd Gordon, or perhaps take advantage of a relative weakness in Nicklas Backstrom's game.
The Caps have more or less been marking time over the last two weeks with a 3-2-1 record. More to the point for tonight's game, while the Caps started 2008 with a 7-1-0 record at home, they are 1-2-0 in their last three home games (the win coming in overtime against the Rangers on February 10th). With 12 of the last 22 games at home, the Caps have to dominate these games if they are to overtake Carolina.
If the Islanders are allowed to play this game on their terms, it will be a close-fought, often-chipppy, zone-to-zone game without a lot of scoring. Trouble for the Caps is, the three games so far have been played pretty much on the Islanders' terms, the Islanders winning two of the three (one in overtime) and allowing only two goals to the Caps in each contest.
If the Caps play the game on their terms, it will mean getting an early lead (the Caps do not have a first period goal in any of the three games played to date), forcing the Islanders to open up their own game and give the Caps more room and opportunity.
The Islanders are on a roll, but they are not healthy. Neither are the Caps, with Chris Clark, Brian Pothier, and Michael Nylander out; and Tom Poti nursing an injury. One would like to think that it is a game where skill – that favoring the Caps – needs to take over. But this is a game where players like Matt Pettinger, Boyd Gordon, Brook Laich, David Steckel, and Matt Bradley can make a difference by offsetting the Islanders style with some grit (and maybe a timely score) of their own…
Caps 3 – Islanders 2


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Karen Beber, owner and founder of OzoneTravel.com is pleased to present the Grand Prize for the 2012 Cabrinha Race Series. For those who don't know Karen, she and Ozone Travel are HQ'd in Miami. She is an expert on where to kite, stay, eat, party and how to get to where ever you want to go in Brazil. She speaks Portuguese and knows everyone.necessary to make your Brazil trip a memorable one.
5-NIGHT STAY AT THE POUSADA BELLA JERI, JERICOACOARA, BRAZIL (for two including breakfast)
Jericoacoara, recognized as one of the 10 most beautiful beaches in the world, has long been known as one of the most consistently windy places in the world, as well! Located 4 hours from Fortaleza, Jericoacoara is a chic, cool, Bohemian-like village where, every evening, on top of the Sunset Dune, as the brilliant sun descends into the sea, visitors from around the world meet to celebrate the day.
Jeri, as it is affectionately known, is a great day time playground - especially for wind-addicts! Lots of great kiting options from which to choose: Launch just beyond the Sunset Dune and downwind through the waves and smooth water towards Guriu.. or keep going and arrive to Tatajuba! Or head to the enormous, wide open beach of Prea and ride the open water. Or, if flat water is what you seek, head to the lagoon and have your way with the day! Night time in Jeri is as much a playground as are the days- quite the tourist destination, there is no shortage of bars, restaurants, shops and "caipirinha kiosks" up and down the streets of sand.
The Pousada Bella Jeri, http://www.bellajeri.com.br, is owned and run by Marcio and Paula, from Jeri Off-Road, and is one of the most charming, comfortable, quiet and well-located pousadas in all of Jeri. On the side street away from the noise and parties, everything from the Bella Jeri is an easy walk. Rooms have a/c, hot water, WiFi, frigo-bar (stocked refrigerator) and incredibly comfortable beds!! Marcio and Paula are always available to help with anything you may need - transfers, day-trips, downwinders, special occasions or just good conversation. It's an amazing NE Brazil experience.
The Cabrinha Race Series is sponsored by Cabrinha, Ozone Travel, Captain Kirk's and hosted by the St. Francis Yacht Club


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"Dr. Brown is unafraid to ask tough questions or to undertake the extensive research required to answer them."
Dr. Samantha Penney created a sle to assess leadership behaviours that contribute to a healthy workplace.
Introducing Saint Mary's new International Masters in Teaching English program
Saint Mary's PhD graduate wins international award
Research to explore tholic role in British colonization across the Atlantic
Spelling success: Dr. Nicole Conrad wins $92,000 funding for literacy research
Unlocking overlooked history from a 2,200-year-old Roman villa
Open House For Future Students
Oct 05 - Oct 05
Open House For Future Students
Oct 25 - Oct 25


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The Greatest Rappers of All Time
Finally, a definitive list of the best rappers of all time, ranked by fans all over the world. From the early '80s to present day, this list counts down rap's best lyricists and game changers in history. Lil' Wayne, Method Man, Jay-Z, Eminem, Andre 3000, and T.I are among the artists that appear on this amazing countdown. Rappers from all cities, both genders, and all races are all vying to be crowned the greatest rapper ever.
What makes a rapper great? There are a number of differing definitions and philosophies. Rapper J. Cole (who finds himself on the Ultimate List below) cites consistency as the most important attribute, and says it's important to look both for the big humorous "punch" lines as well as the underlying message of the rapper's songs. Nas (another MC featured on the list) focuses as well on the meaning of the songs, as well as the scale and ambition of the rapper's narratives and storytelling. (He has also gone on the record as saying that there is no such thing as the "best rapper" or "Greatest of All Time" - often abbreviated as G.O.A.T.)Numerous different skills and attributes all must come together to make a truly legendary MC. Obviously, a rapper must display a sense of rhythm and an ability to compliment the beat in unpredictable and exciting ways. A gift for lyricism and vocabulary is similarly essential - you can have the flow of the century, but if the words don't come together to tell a compelling story or present a unique point of view, it's still not going to translate into a great hip-hop song. But of course there's also an intangible element that elevates some rappers into the ranks of the greatest of all time. Who are these rappers who stand heads above the competition? You tell us, by voting for your favorites below or making your own list of Top Rappers.


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Events around the area. Regular Weekly and Monthly Meetings:
Regular Weekly and Monthly Meetings:
• Gluten Intolerance Support Group - For individuals with an intolerance to gluten/wheat or diagnosed with celiac disease. Jan Bartell: (320) 297-1103 or (320) 598-3355 or Anna Landmark: (320) 226-4569.
• HIV: Living Positive Support Group at Woodland Centers, 1125 SE 6th St., Willmar. First and third Wednesdays at 5:30 p.m. Call 1-800-992-1716.
• Mental Health Local Advisory Council: Third Wednesday of the month from 12:30 to 1:30 p.m. in the Montevideo Family Services Building. For more information, call (320) 269-6401.
• MOPS (Mothers of Pre-schoolers): Meets (Sept. - May ) the first and third Wednesdays of the month, Calvary Baptist Church, 716 Benson Road, in Montevideo; 9:15-11:30 a.m.; Contact Kristin Zeidler at 321-1135 for more info.
• Sexual Abuse Survivors Support Group: Meets weekly. For more information, call (320) 269-7397 or 888-564-4894.
• TOPS: Wednesday mornings 8:30 a.m. at the Montevideo Community Center. (320) 269-5194 for info.
• Women's Issues Therapy Group: Call (320) 235-5411.


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Here ya go, kids! My entry for this month's Iron Cupcake is a sweet treat I like to call Vegan Cosmo Cupcakes. These are named for the cosmopolitan martini cocktail made of lemon-flavored vodka, orange liquer, cranberry juice, and the tiniest squeeze of lime. This delicious cranberry-orange muffin is soaked with a vodka-lime simple syrup, then frosted with orange cream cheeze icing, then rimmed with lemony scented sugar and topped with a lemon curl for garnish, just like the drink.
Here's what I get if I win, which I'm sure I won't. I'm not being pessimistic or anything but I've seen the previous entries for challenges cheese, basil, and chili pepper and I'm telling you, we have one of the most creative and talented group of bakers out there. I don't have a chance. And the prizes are…
A pair of cupcake earrings from LOTS OF SPRINKLES,
A one-of-a-kind pin doll from the LOLLIPOP WORKSHOP,
An illustrated book by COOKIE SUNSHINE,
A deliciously sweet apron complements of SWEET CUPPIN CAKES BAKERY AND CUPCAKERY SUPPLY,
And an awesomely cute as heck piece of artwork by my personal favorite CAKESPY.
It's up to each of us as to whether or not we want to post our recipe. I'm just going to give you the recipe for my orange cream cheeze icing, because it is PHENOMINAL. It's my take on Julie Hasson's recipe for orange cream cheese icing, only vegan, just like my cupcake.
4 oz (half the tub) vegan cream cheese, such as follow your heart
1/2 cup vegan margarine, such as earth balance
pinch salt
2 1/2 cups powdered sugar
2 tsp orange zest
2 tsp orange flavored liquer, or for my straight edge friends, orange juice works fine, too
Cream margarine and cream cheeze with salt. Add in powdered sugar until well-blended, then add in the zest and the booze. Mix well. Ice your treats!
This frosting works great with pretty much any chocolate cupcake as long as you're okay with the sugar coma it's going to put you in. Here are some shots for you to check out…
Last and certainly not least, don't forget our corporate prize providers: HEAD CHEFS by FIESTA PRODUCTS, http://www.fiestaproducts.com, HELLO CUPCAKE by Karen Tack and Alan Richardson, http://blog.hellocupcakebook.com, JESSIE STEELE APRONS http://www.jessiesteele.com; the CUPCAKE COURIER http://www.cupcakecourier.com; TASTE OF HOME books, http://www.tasteofhome.com. Iron Cupcake:Earth is sponsored in part by 1-800-Flowers, http://www.1800flowers.com .


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Andrey Arshavin, former Arsenal and Russia forward, joins Kairat Almaty
Former Arsenal midfielder and Russia captain Andrey Arshavin has joined Kairat Almaty of Kazakhstan.
Arshavin, 34, spent the first half of the 2015-16 season at Kuban Krasnodar, but failed to tie down a regular starting spot and left the club by mutual consent during the Russian League's winter break.
Kairat Almaty said on their official website that they have agreed an initial one-year contract with the option to extend to an additional season.
Андрей Аршавин...


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Separate names with a comma.
Discussion in 'Photos' started by mrmagoolin, Aug 18, 2010.
I will start with mine
Hungry Horse Reservoir in Montana
Best one... or best twenty (or maybe thirty or more)? There's lots of great scenery out there, and most of us ride our bikes to get to it, and the bike gets in the photo, so...
A couple of my favorites -
Favorites might be a better way to put it. I am thinking of the pictures that you took, that when you look thru your pictures you say to yourself, this is the one (or couple) I like the best. You have the idea, nice shots.
Some from this weekend I liked.
Mountainous area in Gerik, Malaysia
One of my better ones from this summer
This is one I shot in West Texas -
Overlooking the town of Ouray, Colorado -
There won't be any snow. I promise.
here are mine...
Normally I wouldn't quote a picture post (I hate when people do that) but I just couldn't resist in this case.
Green Bank Observatory, WV...I am here right now!
Mt. Fuji in the background; Bacon and Pooey on our handlebars in the foreground!
Here's mine at the Bonneville Salts Flats
Beautiful! I grew up there (Columbia Falls), but haven't been back in many years. I miss the beauty.
Lake Tahoe, weird tree
A couple of weeks ago...
That's one of my favorite views too - Mile 119 on the Glenn, Tahneta Pass.
Its hard for me to pick just one photo.
Fall color ride 2009. Somewhere around San Jaun mountain Range. Colorado
Whangarei Heads, Northland NZ
Summertime = corncut time...


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I have been an insurance professional since 2007, and have a lot of experience protecting customers' dreams. Our agency offers auto, home, life, business, farm/ranch and other kinds of insurance tailored to fit your unique needs. You can count on my team to be honest and straightforward, and to put your best interests first.
We're here to help protect you, no matter what your insurance needs.
Whether your dream is just a glimmer or a more fleshed-out idea, it's there. Everyone has a dream. And ours is to help you achieve yours.Learn more


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Legal Resources Order Nos: 2003, 2003-A, 2003-B, 2003-C
Agreements & Procedures for Large Generators
The Commission has issued rules governing standard procedures and a standard agreement for the interconnection of generators larger than 20 megawatts - actions designed to facilitate development of needed infrastructure for the nation's electric system.
The rule covering the larger generators will:
- Reduce interconnection time and cost;
- Help preserve reliability;
- Increase energy supply; and
- Lower wholesale prices for the nation's customers by increasing the number and variety of independent generators that
can compete in the wholesale electricity markets.
The rule requires public utilities that offer transmission services also to offer nondiscriminatory,
standardized interconnection service. It amends Order No. 888's pro
forma tariff to help remedy remaining undue discrimination under the open access
required by Order No. 888.
Order No. 2003-C, issued June 16, 2005 Order on Rehearing
Order No. 2003-B, issued December 20, 2004 Order on Rehearing
Order No. 2003-A, issued March 5, 2004 Order on Rehearing | Appendix B |Appendix 6
Order No. 2003, issued July 24, 2003 Final Rule | Appendix A | Appendix B | Appendix C


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Jasmine Jafferali, MPH, ACE-CPT, is the health and well-being director for Proactive Partners, a division of TCA Holdings LLC. Proactive Partners is a company that provides health and wellness programs with focus on fitness and exercise, stress management and fitness center management. Jafferali is responsible for developing and implementing their corporate wellness and health coaching programs. She has worked at a Fortune 100 corporate wellness facility and a high-end commercial health club setting creating wellness-based programs. She also developed and is the program coordinator for the Women's Exercise Training and Wellness online certificate program for Education Fitness Solutions Inc. and is a master trainer with Healthy Moms Fitness. She can be reached at [email protected].
When it comes to marketing your nutrition services, women are often your best target. Women are the decision-makers when it comes to their families' needs and overall health. In fact, they make 83 percent of consumer decisions.
The particular age group that is most marketable is women under 40, who are considered the most ethnically, culturally and economically diverse demographic. When compared to women of prior generations, this demographic consists mostly of working mothers. They do most of the cooking, make the majority of food selections, make most of the health care decisions and do most of the grocery shopping. They want quick, 30-minute meals that are healthy, environmentally conscious and sustainable. These women are loyal to brand products, are more consumer savvy and are becoming smarter when purchasing more nutritious foods. It is not about pretty labeling. They want to know what they are eating and what they are feeding their families.
Many companies are focusing their marketing campaigns on this population, and you should, too.
The women in this demographic who seek nutritional counseling do not want time-consuming nutrition appointments. Remember, they are seeking 30-minute meals. Women want to learn how to shop smarter, understand how to read labels and purchase products that are truly designed with health in mind. Nutrition is a key component of food choices for women.
Here are some tips to increase marketing and improve your nutritional services to women:
- Go the extra mile. While this may sound cliché, it is necessary to extend yourself and your business to thoroughly meet your clients' needs. This means stepping up customer service and communicating regularly with clients through newsletters, e-mails, mailings and social media networks. Stick closely to how your services are beneficial and cost effective. Be careful about product promotions. Remember: women are loyal to their brands but are usually willing to change if the product is healthier than what they currently use.
- Find solutions to problems in your community. You can market your business successfully and show your concern for others by volunteering in community activities, especially where budgets have been cut. For example, offer a seminar in food label reading at the local school during a PTA meeting. Or go to the local high school and offer a sports nutrition seminar to the high school athletes and coaches. Be sure to include the parents, especially the moms, who do the majority of the grocery shopping. Create a shopping list of foods that improve athletic performance and foods that hinder performance. Then offer a discount to come into your facility to seek further services.
- Provide them with attractive offerings, both in appearance and in value. Women like to feel good about their purchases, especially during a sluggish economy. Be creative to meet their needs. Making clients smile and relieving stress is a great way to get them in the door. A marketing campaign that uplifts your prospective clients can distinguish itself from services that are otherwise identical. Perhaps partner with a local salon and offer a discounted manicure to go along with your nutritional service. This can be a win-win for both businesses.
- Don't use long, overdrawn marketing techniques. Every word must count. Women are busy multitasking. However, you do need to market from all angles, not just e-mail or social media. Newsletters and direct mail are still effective and are, in fact, coming back. Working mothers are bombarded with e-mails, and they need a break from looking at the computer all day. They want to disconnect from the technological world. They may enjoy reading your newsletter after the kids are in bed. Using keywords such as family, home, budget-friendly will grab their attention fast. If you don't use short, key phrases, they'll lose interest.
- Women trust other women. If you have a trainer or manager that is a mother, your female member is more likely to stop and listen to her than a young, fresh-out-of-college student. Moms need to feel connected to other moms. They want to seek counsel from an experienced nutrition professional who also is a mother.
- Focus on what may be most important in women's lives. It is often their family. Market your service on how it is going to improve their family's health, time management and budget. They are motivated to improve their lives and the lives they care for daily. Make sure you address this in your marketing techniques.
The positive side to our sluggish economy is that people are dining out less and spending less on high-end products and services. They are putting more time and money into their overall health and well-being. Nutritional services are now being looked upon as a necessity instead of a luxury.


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August Doorbell Cam Pro, Dark GrayITEM# 19316See and speak to visitors at your door or tell unwanted visitors to leave. With the built-in flood light, see visitors in full-color HD video, even at night.$199.99
August Doorbell Cam Pro, SilverITEM# 19317Make your front door smarter with an August Smart Lock Pro + Connect. Go keyless to lock and unlock your door from anywhere with your phone. Give keyless entry to family, friends or even the dog walker.$199.99


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Gretel and Steve Adams on their farm in Columbus, Ohio.
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boagworld soundcloud is probably perfect for this, with email as a backup
Aaron Parecki how's it going? most of the audience look quite bored :/ I missed Amber Case's talk, but will be watching it later #leweb
Spotted Aaron Parecki and Amber Case in the audience on the live #leweb feed http://www.youtube.com/watch?v=fThJ6KFFWyI&feature=plcp
Completely overexcited about actually trying out smallest federated wiki for the first time! I made a page: http://sandbox.fed.wiki.org/view/barnaby
The edit history UI is gorgeous. I am going to implement something very similar to this on my own website.
Ugh. Facebook's API is so un-webby. There's no way of getting a public-facing URL from graph API JSON. Meh, the URLs will probably change soon anyway :/
cssquirrel added to my #todo list ;)
cssquirrel is it in the form of a text adventure game?
Aral Balkan uh, that URL is a bit pokey :/
Jack Way you'd have to run quite a long way on foot from Exeter to get anywhere near an antelope ;)
Brennan Novak I love live albums. I always get the feeling they could have fitted an extra song on if they took all the applause out though :)
Now listening to Jeremy Keith talking about #PESOS in 2006: http://archive.dconstruct.org/code/joyofapi #indieweb
Listening to @han's 2010 dConstruct talk whilst wrestling with my printer. It will print my gurdy plans. I will make it.
A web where everyone develops their own ideas and tools independent of one another is like a room full of people talking and no one listening. @trentwalton
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Any exeterWeb people going along to this weeks café scientifique? http://www.exeterphoenix.org.uk/events/cafe-scientifique/


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Machine-to-machine connectivity solution provider Lantronix Inc. has expanded its line of controllers for sensor networks with the release of a new rugged controller that improves management of automation systems used in a number of industries, including manufacturing, oil and gas, and chemicals, the company said.
The xSenso Controller joins an existing xSenso sensor-networking product portfolio aimed at providing low-cost solutions for remote sensor monitoring and process control. Specifically, the controller is a compact, DIN-rail or wall-mount solution for enabling analog sensors — either voltage or current — to send real-time data to an Internet node or cloud-based application. It also can take actions based on certain set conditions.
To that end, the controller includes new analog and relay outputs that give administrators more control over industrial processes in an automation system by using information from sensor readings, Mark Tullio, vice president of worldwide marketing for Lantronix, told Design News. "In other words, the analog and relay outputs enable you to instantly control industrial processes and equipment based on the sensor readings that xSenso picks up, and then actions are triggered based on predefined thresholds — all to solve real-world problems," he said.
Tullio used an example of something that might happen within the pharmaceutical or chemical industry to illustrate his point. A company may need to ship a product, such as medicine, that must be kept at a certain temperature during transport. In this case, he said the controller can ensure the medicine remains at the correct temperature throughout the entire shipping process.
xSenso Controller can be used to monitor the temperature of the transport vehicle's refrigeration unit — if the temperature gets too hot [or goes] beyond the threshold, the controller can 'act' by controlling or turning on the cooling system to drop the temperature back into the correct range.
The new controller also features web and mobile connectivity through web-based monitoring, charting and data logging, and http/https post connectivity from the sensors to cloud-based applications or apps hosted on a local web server. This supports a growing trend for more seamless connectivity in automation systems and gives administrators real-time access to sensor data "from anywhere at anytime — a very practical application for a variety of M2M communications," Tullio said.
Customers also can set xSenso to receive real-time email alerts when a condition changes or isn't met based on pre-configured thresholds. The xSenso product family is compatible with a number of available data-acquisition systems used in automation solutions, including LabVIEW and DASYLab. Because the products are generally compact and efficient in their design, they can be installed in remote or geographically-dispersed locations, according to Lantronix.
Other specific features of the xSenso Controller include the following:
- redundant input power
- power excitation per input
- an Ethernet port for communication
- a USB port for configuration
- support for ModbusTCP protocol
- security features such as authentication, up to 256 bit encryption, SSL and SSH
- an industrial operating temperature range of -40C to 85C
Source: http://www.designnews.com/document.asp?doc_id=263478&itc=dn_analysis_element&


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The following announcement was sent to Olive Tree Genealogy by MyHeritage. MyHeritage was the first to put up indexes of the newly released 1940 U.S. Census and they continue to lead the field in their endeavors
largest family network unveils new mobile experience for searching
historical records, including the 1940 U.S. Census, on iPhone, iPad and
PROVO, Utah & LONDON & TEL AVIV, Israel – April 5, 2012: MyHeritage,
the most popular family network on the web, today announced the ability
to search billions of historical records, including the 1940 U.S.
Census, on-the-go via a new version of the free MyHeritage Mobile App
for iPhone, Android and iPad. The new version 1.2 of the MyHeritage App
also searches more than 22 million family trees, helping users with
their family history research. The move further extends MyHeritage's
leadership by offering an intuitive and exciting experience for families
to discover more about the lives of their American relatives in 1940
and to trace their roots around the world, all on-the-go.
MyHeritage Mobile App was first introduced in December 15, 2011 and has
since amassed an install base of more than 500,000. In addition to
searching historical content, it allows users to take their family tree
on-the-go with an attractive display specially suited for mobile
devices, capture family moments for future generations and stay in touch
with family anytime, anywhere.
millions of people rush to satisfy their curiosity and access the 1940
US census - one of the most significant sets of historical records ever
to be released - MyHeritage is currently the only commercial player
offering both a complete set of images from all US states and a
preliminary searchable index, available via the new MyHeritage App and
on www.myheritage.com/1940census. Access is completely free and no registration is required.
3.8 million images of the 1940 U.S. Census, and the initial collection
of indexed records searchable by names, facts and other criteria, are
now available to explore for free on the MyHeritage App, downloadable
from the App Store or Google Play (formerly
Android Market). The app can search the entire MyHeritage data
collection of more than four billion records, many exclusive to
MyHeritage, including birth, marriage, death, immigration and military
records, census records, newspapers, yearbooks and much more. Available
in more than 20 languages, the app enables family history lovers all
over the world to explore their family's history.
April 6, 2012
New App from MyHeritage for Searching Records including 1940 U.S. Census
2 comments:
- CallieK said...
Am I the only one who has issues with My Heritage? I tried it once but got rid of it when it began installing things I didn't ask for on my system- it made itself my default search engine for example. It took me months to eradicate traces of it even after I'd uninstalled it!
- The Grandmother Here said...
There are so many techno ways of doing things that it makes my head spin. You amaze me.
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