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Make Forex learning easy! 让外汇学习变得简单! جعل تعلم الفوركس سهل! Сделайте обучение Forex легким! ทำให้การเรียนรู้หุ้นฟอร์เร็กซ์เป็นเรื่องง่าย! Làm cho việc học ngoại hối thật dễ dàng!
Start Trading Forex Now! | 立即开始外汇交易! | ابدأ تداول الفوركس الآن! | Начать торговую валюту сейчас! | เริ่มเทรดหุ้นฟอร์เร็กซ์ได้เดี๋ยวนี้! | Bắt đầu giao dịch ngoại hối ngay bây giờ!
Discussion about Forex Trading. | 关于外汇交易的讨论 | مناقشة حول تجارة الفوركس | Обсуждение Торговля на Форекс | พูดคุยเกี่ยวกับการเทรดหุ้นฟอร์เร็กซ์ | Nói về giao dịch ngoại hối
Currency pair in forex, is refer to a pair of currencies that put together, comparing in value, and make a foreign exchange rate. Currency pairs show as two abbreviation of currency names with a slash between. For example EUR/USD (Euro/U.S. Dollar).
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Prices movement in the past and past performance of certain traders are by no means an assurance of future performance or any forex market or stock market movement. This website is for informative and discussion purpose in this website only. Whether a materials related to Forex trading in different language such as Forex China (外汇中国), Forex Japan (外国為替日本), Forex Vietnam (Ngoại hối việt nam), Forex Thailand (ฟอร์เร็กซ์ประเทศไทย), Forex Indonesia, Forex Korea (한국의 외환 거래), Forex Russia (Форекс Россия). Whether newbie in forex tradeing, part-time traders, or full time traders. No one here can makes no warranties or guarantees in respect of the content, whether it is about forex trading or not. Discussion content reflects the views of individual people only. The people here maybe newbie in Forex trading, part time dorex traders, or full-time traders. The website bears no responsibility for the accuracy of forum member's comments whether about learning forex online or not and will bear no responsibility or legal liability for discussion postings.
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text: What It Is Magnetic resonance imaging (MRI) of the lumbar spine is a safe and painless test that uses a magnetic field and radio waves to produce detailed pictures of the lumbar spine (the bones, disks, and other structures in the lower back). An MRI differs from a CAT scan (also called a CT scan or a computed axial tomography scan) because it does not use radiation. An MRI scanner consists of a large doughnut-shaped magnet that often has a tunnel in the center. Patients are placed on a table that slides into the tunnel. Some centers have open MRI machines that have larger openings and are helpful for patients with claustrophobia. MRI machines are located in hospitals and radiology centers. During the examination, radio waves manipulate the magnetic positions of the atoms of the body, which are picked up by a powerful antenna and sent to a computer. The computer performs millions of calculations used to create cross-sectional, black and white images of the body. These images can be reconstructed into three-dimensional (3-D) pictures of the scanned area. This helps to pinpoint problems in the lumbar spine when the scan focuses on that area. Why It's Done MRI can detect a variety of conditions of the lumbar spine, including problems with the bones (vertebrae), soft tissues (such as the spinal cord), nerves, and disks. An MRI sometimes is performed to assess the anatomy of the lumbar spine, to help plan surgery on the spine, or to monitor changes in the spine after an operation. For example, it can find areas of the spine where the spinal canal (which contains the spinal cord) is abnormally narrowed and might require surgery. It can assess the disks to see whether they are bulging, ruptured, or pressing on the spinal cord or nerves. MRI of the lumbar spine can be useful in evaluating symptoms such as lower back pain, leg pain, numbness, tingling or weakness, or problems with bladder and bowel control. It can also help to diagnose tumors, bleeding, swelling, developmental or structural abnormalities, and infections or inflammatory conditions in the vertebrae or surrounding tissues. Preparation A lumbar spine MRI usually doesn't require any special preparation. However, the technician will have your child remove any objects containing metal (such as eyeglasses and jewelry) because they can produce a bright or blank spot on the diagnostic film (but braces and dental fillings won't interfere with the scan). You'll also be asked questions to make sure your child doesn't have any internal metal clips from previous surgery or anything else that might cause a problem near a strong magnetic field. Electronic devices aren't permitted in the MRI room. To obtain the highest quality MRI results, your child will need to stay still during the scan. For this reason, sedation may be required, especially for infants and young kids, who are likely to have difficulty staying still for the test. If sedation is needed, food and liquids will be stopped at a certain point before the MRI to allow your child's stomach to empty. It's important to notify the MRI technician of any illness, allergy, previous drug reactions, or pregnancy. Sedation medications are usually given through an intravenous (IV) line (small tube in a vein) to help a child stay asleep during the entire test. Sedation is also helpful for kids who are claustrophobic. To relieve anxiety before and during the test, some patients take an oral sedative on the way to the hospital or radiology center. You can stay in the MRI room with your child until the test begins, and in some centers you may be able to stay throughout the test. Otherwise, you'll join the technician in an outer room or be asked to stay in a waiting room. If you're nearby, you'll be able to watch through a large window and talk to your child through an intercom during breaks between the scans. This can soothe your child if he or she is awake in the MRI machine. Procedure A lumbar spine MRI usually takes about 30-60 minutes to perform. Your child will lie on the movable scanning table while the technologist places him or her into position. A special plastic device called a coil may be placed around your child's head. The table will slide into the tunnel and the technician will take images of the lumbar spine. Each scan takes a few minutes. As the exam proceeds, your child will hear repetitive sounds from the machine, which are normal. Your child may be given headphones to listen to music or earplugs to block the noise, and will have access to a call button in case he or she becomes uneasy during the test. If sedated, your child will be monitored at all times and will be connected to a machine that checks the heartbeat, breathing, and oxygen level. Once the exam is over, the technician will help your child off the table; if sedation was used, your child may be moved to a recovery area. What to Expect MRIs are painless. Your child may have to lie still on the MRI table for 30-60 minutes during this procedure, but there are brief breaks between each scan. If your child feels cold lying on the MRI table, a blanket can be provided. Unless sedation is used or you are told otherwise, your child can immediately return to normal routine and diet. Most sedation will wear off within 1-2 hours. Getting the Results The MRI images will be looked at by a radiologist who's specially trained in interpreting the scans. The radiologist will send a report to your doctor, who will discuss the results with you and explain what they mean. In most cases, results can't be given directly to the patient or family at the time of the test. If the MRI was done on an emergency basis, the results can be made available quickly. Risks MRIs are safe and easy. No health risks have been associated with the magnetic field or low-energy radio waves that are used for the test. The procedure can be repeated without side effects. If your child requires sedation, you may discuss the risks and benefits of sedation with your provider. Helping Your Child You can help your child prepare for an MRI by explaining the test in simple terms before the examination. Make sure you explain that the lower back will be examined and that the equipment will probably make knocking and buzzing noises. It may also help to remind your child that you'll be nearby during the entire test. If your child is going to be awake for the test, be sure to explain the importance of lying still. Your doctor may suggest that you and your child take a tour of the MRI room before the test. If You Have Questions If you have questions about the MRI procedure, speak with your doctor. You can also talk to the MRI technician before the exam. Back to Articles Related Articles Getting an MRI (Video) Getting an MRI doesn't hurt, but you have to be still for as long as an hour. Watch how this test is done in this video for kids. Read More MRI (Video) This video shows what it's like to get an MRI. Read More Magnetic Resonance Imaging (MRI): Cervical Spine A cervical spine MRI can help evaluate various symptoms and also help diagnose tumors, bleeding, swelling, infections, or inflammatory conditions in the vertebrae or surrounding tissues. Read More Magnetic Resonance Imaging (MRI) Magnetic resonance imaging (MRI) is a safe and painless test that uses a magnetic field and radio waves to produce detailed pictures of the body's organs and structures. Read More Note: All information is for educational purposes only. For specific medical advice, diagnoses, and treatment, consult your doctor. © 1995-2021 KidsHealth®. All rights reserved. Images provided by The Nemours Foundation, iStock, Getty Images, Veer, Shutterstock, and Clipart.com.

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Public invited to learn about hoop houses
Hoop house growers and those interested in learning more about this practice are invited to attend a Michigan Agricultural Environmental Assurance Program informational session scheduled for 6 p.m. Tuesday at the Rudyard Township Hall.
"Hooping It Up!" topics include the importance of soil nutrient management and soil testing; crop rotation in hoop houses; integrated pest management; and the Michigan Agriculture Environmental Assurance Program.
Spokesperson Michelle Jarvie said there will be a variety of presenters including Greg Zimmerman of Lake Superior State University during the session, which is scheduled to run approximately two hours.
The Rudyard Township Hall is located at 18725 S. Mackinac Trail.
For more information, call Jarvie at (906) 632-9611 ext. 101.


text:
CARMEL, Calif. (AP) — A former California school teacher accuses school officials in a lawsuit of failing to accommodate her breastfeeding schedule.
The Monterey Herald reports that Sarah Ann Lewis Boyle has sued the Carmelo School, where she worked, and the Carmel Unified School District, alleging discrimination and wrongful termination.
The lawsuit was filed on Oct. 30.
Boyle says before returning to work, she told a manager at the school that she would need about 15 minutes every day between 9 a.m. and 11 a.m. to pump her breasts.
Boyle claims the manager told her to train her breast not to make milk then, and the district made no accommodations to allow her to feed her newborn. According to Boyle, she later received a negative evaluation and was urged to resign.
District spokesman Paul Behan said the district does not comment on litigation.


text:
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In sling shoot set the mouse pointer on buzzard and click for shooting maximum number of buzzards in the given time duration. The number of killed buzzards gives the score.
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Night Of Eternity
Night Of Eternity Auther: Jason Orme Jsofts.com Night Of Eternity is a role playing, adventure platformer. You take the role of a 19 year old guy named Buck Mason, who has more potential than he thinks. The game begins on a island called Woodland Coast, Buck was sent there for some form of community service. Things get abit tense when people start getting injured and killed. The game has RPG Elements with platforming action. All music and graphics are 100% Original, and are both composed by myself Jason Orme. Things To Know About This Release - The game is more story driven than gameplay, but gameplay will improve as development continues. - There are still bugs that need working out. THANKS FOR READING...
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ROM Phone Moto G 5G Plus XT2075-3 RETAPAC – ROM Android 11
ROM 2 – Official Moto G 5G Plus XT2075-3 RETAPAC version: RPN31.Q4U-39-27-5 – NAIRO_RETAPAC_AU_RNZ
ROM 1 – Official Moto G 5G Plus XT2075-3 RETAPAC version: RPNS31.Q4U-39-27-5-4 – NAIRO_RETAPAC_TH
Gapps include – No Rooted
Language support : Multilang
Install ROM:
RSD Lite
1. Start up RSD Lite
2. Connect the phone to the PC via the USB flash cable, use a fully charged battery to power the phone
3. Start up the phone, a Motorola USB device shall appear in the device window
4. Click Browse […] and select flashfile.xml ( in file rom) to use.
The file properties window in the upper right will show the file information.
5. Mark the phone in the Device window and the phone information
will be displayed in the upper left Device properties window
6. Click Start
Upon completion the result column will display whether the operation
passed or failed and the phone will power down
7. Start up the phone and perform a Master Reset / Master Clear
※Please make a backup of your device before installing or updating ROM


text:
In the US, science has become a bit of a political punching bag, with a number of presidential candidates accusing climatologists of fraud, even as state legislators seek to inject phony controversies into science classrooms. It's enough to make one long for the good old days when science was universally respected. But did those days ever actually exist?
A new look at decades of survey data suggests that there was never a time when science was universally respected, but one political group in particular—conservative voters—has seen its confidence in science decline dramatically over the last 30 years.
The researcher behind the new work, North Carolina's Gordon Gauchat, figures there are three potential trajectories for the public's view of science. One possibility is that the public, appreciating the benefits of the technological advances that science has helped to provide, would show a general increase in its affinity for science. An alternative prospect is that this process will inevitably peak, either because there are limits to how admired a field can be, or because a more general discomfort with modernity spills over to a field that helped bring it about.
The last prospect Gauchat considers is that there has been a change in views about science among a subset of the population. He cites previous research that suggests some view the role of science as having changed from one where it enhances productivity and living standards to one where it's the primary justification for regulatory policies. "Science has always been politicized," Gauchat writes. "What remains unclear is how political orientations shape public trust in science."
To figure out which of these trends might apply, he turned to the General Social Survey, which has been gathering information on the US public's views since 1972. During that time, the survey consistently contained a series of questions about confidence in US institutions, including the scientific community. The answers are divided pretty crudely—"a great deal," "only some," and "hardly any"—but they do provide a window into the public's views on science. (In fact, "hardly any" was the choice of less than 7 percent of the respondents, so Gauchat simply lumped it in with "only some" for his analysis.)
The data showed a few general trends. For much of the study period, moderates actually had the lowest levels of confidence in science, with liberals typically having the highest; the levels of trust for both these groups were fairly steady across the 34 years of data. Conservatives were the odd one out. At the very start of the survey in 1974, they actually had the highest confidence in scientific institutions. By the 1980s, however, they had dropped so that they had significantly less trust than liberals did; in recent years, they've become the least trusting of science of any political affiliation.
Examining other demographic trends, Gauchat noted that the only other group to see a significant decline over time is regular churchgoers. Crunching the data, he states, indicates that "The growing force of the religious right in the conservative movement is a chief factor contributing to conservatives' distrust in science." This decline in trust occurred even among those who had college or graduate degrees, despite the fact that advanced education typically correlated with enhanced trust in science.
One challenge with interpreting these results is that science is not a monolithic thing, and the survey was not able to capture which aspect of science (if any) was responsible for the loss of confidence. To use examples provided by the author, it's possible to retain trust in the scientific method, but have lost trust in the research universities where science typically takes place. Conservatives have generally viewed these as bastions of a liberal elite, which may explain part of the trend.
Another potential problem is the relative value people give to the knowledge produced by science (compared to, say, their own intuitions). Gauchat cites other research that suggests that "conservatives were far more likely to define science as knowledge that should conform to common sense and religious tradition." The fact that it sometimes doesn't, then, could also account for some of the decline.
The author also considers what this means in practical terms. In the 1970s, when both liberals and conservatives had equivalently high esteem for science, it may have been possible to enact science-driven policies. "A breakdown of this postwar consensus along sociopolitical lines may signal that the authority of science no longer provides sufficient legitimacy to policymakers and government regulators," Gauchat warns.
That may be true, but there's little evidence that this is what's actually taking place. Politicians are not arguing that we should trust our intuitions when it comes to the climate; instead, they claim that the science has been manipulated. Groups that oppose regulations driven by scientific findings are likewise funding individuals that question the scientific community's conclusions. In other words, nobody is acting like it's politically palatable to simply ignore the science in favor of some other form of knowledge, like intuition.
At least outside of Stephen Colbert. Although if the current trends continue, it's possible that may change.
American Sociological Review, 2012. DOI: 10.1177/0003122412438225 (About DOIs).
Listing image by Photograph by Adam Fagen


text:
"Pompeii" has a killer ending. Billowing clouds of ash swallow the ancient Roman town and fireballs rain down from above; whole city blocks slide into the sea and a tsunami tears through the streets, leveling everything in its path. When Mount Vesuvius erupts — feel free to direct spoiler complaints to Pliny the Younger — the movie is completely absorbing. You just have to sit through more than an hour of derivative plot and tired dialogue to get there.
The similarities between "Gladiator" and "Pompeii" are hard to overstate. In both cases you have a warrior who's enslaved after his family is murdered. In both cases he turns out to have an exceptional talent for killing people, he befriends an African gladiator and he falls in love with a woman leagues above his social standing.
But only in "Pompeii" does the protagonist talk to horses. Milo is the last member of a Celtic tribe of equestrians who are massacred by Roman soldiers led by Corvus (Kiefer Sutherland) and his right-hand man Proculus (Sasha Roiz). Milo manages to escape his parents' fate at age 6, but he's scooped up, enslaved and, years later, becomes a killing machine who can enter an arena unarmed and take out three sword-wielding opponents. Milo (Kit Harington from "Game of Thrones") could be a star if he weren't stuck in provincial Londinium.
And so he's sent to Pompeii. Along the way he meets Cassia (Emily Browning), the daughter of a powerful politician, and notices that the two people he'd most like to kill — Corvus and Proculus — also happen to be in town. To make matters worse, Corvus has his eye on Cassia. Most of the movie is taken up by scene after scene of gladiatorial games, but when Milo isn't fighting, he's sharing passionate looks with Cassia and steely glares with Corvus.
None of this really matters once the ground begins to shake and Vesuvius wakes from its slumber. Then the movie transitions from a "Gladiator" clone to a less successful Roland Emmerich catastrophe pic. Say what you will about the man behind "White House Down" and "Independence Day," but the character developments in those movies look pretty good compared to the scant dialogue and simplistic personalities in Milo's world.
That being said, "Pompeii" does Emmerich one better in the special effects department. Paul W.S. Anderson, best known for the "Resident Evil" franchise and 2011's "The Three Musketeers," creates some harrowing simulations of the disaster. It's enough to make you want him to ditch the story altogether, because as soon as we're back on the ground with Corvus in a chariot chased by Milo, some of the images are so clearly computer-generated that the drama drains right out of the moment.
Harington's star is on the rise. He'll star opposite Jeff Bridges and Julianne Moore in the upcoming film "The Seventh Son," and he's signed on for the movie adaptation of the popular British television series "Spooks." Yet his first starring role doesn't showcase what he can do from an acting standpoint. Harington transformed his body for the role, but here's the real disaster: His startlingly defined six-pack abs are the most memorable part of his character.
One and a half stars. PG-13. Contains intense battle sequences, disaster-related action and brief sexual content. 105 minutes
Ratings Guide: Four stars masterpiece, three stars very good, two stars OK, one star poor, no stars waste of time.
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text: Cyberwarfare and Hacktivism vs Internet Security - BullGuard 0 Shares Since 2010 we've seen a new type of malware rapidly evolving and making the headlines in security news magazines around the world. Traditional Trojans, viruses, spyware and computer worms can be viewed as mere tools in petty theft crimes, in comparison with cyberwarfare weapons like Stuxnet. Although these malicious programs have affected the internet security of thousands of web users around the world, it seems that the Middle East is the preferred target of cyber-attackers. In late 2011 and the first half of 2012, security experts have been buzzing with news and discoveries of new malware strains used in attacks over the energy and banking sectors of countries in this region. New standards for malware sophistication and scope Malware complexity has reached an all-time high and malware attacks can now be easily targeted at specific countries, companies or individuals. They can be used as weapons in cyber-warfare and hacktivism. Here's an overview of the most sophisticated, recently discovered internet security threats: Stuxnet. Discovered in June 2010, Stuxnet is a highly sophisticated computer worm developed to spy on and sabotage Iran's nuclear program. Although the worm was supposed to remain secret and infect only computers in Iran's infrastructure, an error in its code made it possible for it to go wild on the internet and replicate itself on computers and systems around the world. With a code 50 times as big as the typical computer worm, Stuxnet is the first such Windows-based malware discovered to spy on and subvert industrial systems. Duqu. Also a dangerous computer worm, Duqu was discovered in September 2011, spreading in the form of a Word document via e-mail. Since then, new, more targeted variants of it have been discovered in several countries around the world, including Iran. Its main capabilities are capturing keystrokes and stealing system information. Due to similarities in code, Duqu and Stuxnet are said to be related. Flame. Of an even bigger complexity than Stuxnet's, the Flame malware was identified by internet security experts in May 2012. It was found on Windows computers belonging to governmental organizations, educational institutions and private individuals in Iran, Syria, Lebanon, Saudi Arabia and Egypt. Flame can spread via USB sticks or local networks, and record audio files, Skype conversations, keyboard activity, network traffic and more, but doesn't actually damage systems. As such, it is believed to be more of a cyber-espionage tool. Gauss. In July 2012, internet security experts found Gauss ravaging through Windows computers in the Middle East, mainly Lebanon. Showing similarities with Flame, this piece of malware is considered a cyber-espionage tool, as well. Its main capability is stealing cookies, browser history and login credentials for online banking and payment accounts, as well as for social networking and e-mail accounts. Shamoon. In mid-August 2012, experts made public the existence of yet another possible cyber-weapon: Shamoon. However, this virus is not believed to be state-sponsored, but more of a tool used by hacktivists to protest against tyranny and oppression in the Middle East; the primary targets were state companies from the energy sector. Shamoon has computer data-wiping capabilities and can spread to computers of the same network, including those that are not connected to the internet. Prevention is better than cure. We can't stop preaching about it While the heavily targeted region for these attacks was the Middle East, other countries have also been affected, including the US, India and European countries. And even if many of these attacks were aimed at sabotaging industrial activities, private individuals have also fallen victim. Which is why states, companies and individuals alike have to make sure they always have proper internet security in place. Now, surely, states and companies have experts to look after their internet security. But what can you do to look after yours? Here's some internet security advice: Always stay informed about new malware and online dangers. If you have at least one internet-connected device, then make sure you know all the threats you're up against when you go online. Keep your operating system and computer programs up to date, because software vulnerabilities can easily be exploited by malware and hackers. A Vulnerability Scanner, like the one in BullGuard Internet Security 2013, may come in handy to spot any outdated software and find updates for it. Last, but not least, get proper antivirus protection for your computer, just like the one provided by BullGuard's internet security software, to prevent all types of malware from infecting it. BullGuard Internet Security 2013 comes with a multi-layered protection system that virtually impenetrable and several other security features to keep you safe at all times. Was this article helpful? YesNo


text:
Let's Book Your Rental From 02/25/2023 to 03/04/2023
Villa Capriani 416-B
Book With Confidence - our site is safe and secure.
If you agree to the terms and conditions of the Agreement below and you desire to complete your reservation, please 1) sign this Vacation Rental Agreement and 2) make your Advanced Rental Payment (Amount Now Due) within 3 days of the date your reservation was made. You may use the payment link above to pay online or call our office to make your payment over the phone.
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This is a Vacation Rental Agreement under the North Carolina Vacation Rental Act (NCVRA). The rights and obligations of the parties to this agreement are defined by law and include unique provisions permitting the disbursement of rent prior to tenancy and expedited eviction of tenants. Your signature on this agreement, or payment of money, or taking possession of the property after receipt of the agreement, is evidence of your acceptance of the agreement and your intent to use this property for a vacation rental.
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Vacation Rental Agreement (TRVRA)
Terms and Conditions
In consideration of the advance rent payment received and the mutual promises herein, the Owner of the subject Property, through Treasure Realty, Inc., Agent, does hereby lease and rent to Tenant the certain Property described within for the following terms and conditions:
For the purpose of this Agreement the Guest, Renter, or Tenant shall be referred to as "You" or "Tenant," whether singular or plural. The Vacation Home shall be referred to as the "Property." The terms "We" and "Agent" refers to TreasureRealty, Inc. The term "Owner" refers to the owner of record of the Property. The abbreviation "NCVRA" refers to the North Carolina Vacation Rental Act. The Treasure Realty Vacation Rental Agreement is referred to as "TRVRA" or the "Agreement." The Agreement includes the specific Property Reservation Confirmation which specifies the Property address, occupancy dates, rental charges, due dates, and associated fees.
In accordance with the National Association of Realtors Standards of Practice and Code of Ethics, it is disclosed that Treasure Realty, Inc. has a contractual relationship with the Property Owner, and therefore represents the interests of the Property Owner. As the Agent of the Owner, Agent is required by contract and North Carolina State Law to follow the lawful instructions of the Owner. Tenant also acknowledges that the Owner of the Property may be a licensed real estate agent.
3. RULES, REGULATIONS, and POLICIES
By signing this Vacation Rental Agreement, the Tenant certifies that Tenant has read, understands, and will abide by all rules, policies, regulations of the Agreement, Treasure Realty, Inc., and those peculiar to the subject Property, including but not limited to any and all Homeowners Association rules and fees, and all city, county, and State ordinances. Additional policies may be posted at the Property. Tenant understands and agrees that failure to abide by the above stated may result in expedited eviction and loss of all monies without recourse or refund.
If you agree to the terms and conditions of this Agreement and desire to complete your reservation, please sign the Reservation Confirmation and this Vacation Rental Agreement and return them along with your Advanced Rental Payment Amount Now Due within 3 days of the date your reservation was made as indicated on the Reservation Confirmation. The REMAINING BALANCE must be received by the due date indicated on your Reservation Confirmation.
IMPORTANT: This Rental Agreement and the corresponding Reservation Confirmation must be signed prior to granting occupancy. Any Balance Due, including all other charges, is due 30 days prior to your arrival date. No checks will be accepted at time of check-in for rent, security deposits, or other fees of any kind. Reservations made within 30 days of the arrival date must be paid in full via cash, credit card, certified check, or money order. Payment must be in U.S. Funds. Treasure Realty, Inc. accepts MasterCard, Visa, and Discover. Any and all advanced sums will be deposited by the Agent in an interest bearing account at First Citizens Bank at 960 Highway 210, Sneads Ferry, North Carolina 28460. The Tenant expressly authorizes the Agent to do so and to disburse said sums, prior to Tenants possession in accordance with 42A-16 of the North Carolina Vacation Rental Act. It is understood and agreed that any and all accrued interest on said sums shall inure to the benefit of Treasure Realty, Inc.
5. CHECK-IN / CHECK-OUT Procedures
CHECK-IN begins at 4:00 p.m. on the date of your arrival as indicated on your Reservation Confirmation.
In such case that the Tenant arrives after published check-in office hours, a check-in packet including these items willbe left in the box labeled "LATE ARRIVALS" located outside of the Treasure Realty rental office entrance door. After-hours check-in is only available if the reservation is paid in full and the Rental Agreement has been returned and properly signed.
Due to the size and complexity of the properties in our program, our housekeepers and inspectors will use every minute of the 10:00 a.m. to 4:00 p.m. window to ensure the proper preparation of your vacation Property. Treasure Realty, Inc. makes every effort to ensure all Properties are clean and ready for occupancy by 4:00 p.m.
Please do not go by the Property prior to check-in. In unusual circumstances it may be necessary to delay occupancy beyond 4:00 p.m. to ensure that the Property is prepared to reasonable standards. No refunds or discounts will be considered in the unlikely event of such a delay.
CHECK-OUT: Check-out time is no later than 10:00 a.m. on your departure date.
Tenant check-out duties should be completed and the Property keys, passes and other rental items returned to our office. Fees of up to $300.00 may be assessed for failure to return these items to the rental office at check-out. If you plan to leave before the rental office opens, please drop your keys and other rental packet items through the vertical opening in the window labeled "Key and Packet Drop" located in the window to the right of the Rental Office entrance door.
Should Tenant have to cancel for any reason, the Tenant must notify Agent immediately in writing (by fax 910-327-2035, via email at email@example.com, or by US Mail at PO Box 389 Sneads Ferry, North Carolina 28460). Tenant acknowledges that cancellation by the Tenant does not relieve the Tenant from the specific terms of the Agreement. However, Treasure Realty, Inc will make every effort to re-rent the Property for the specified period. If the Property is re-rented for the specified period, advanced rent payments will be refunded to the Tenant less a cancellation fee (up to 15% of the gross rental amount), less any discounts/expenses required to re-rent and less the Travel Insurance Premium (for more information on the Travel insurance Premium, see paragraph 13 of this Agreement). Failure to cancel in writing may result in charging the final payment to the Tenant's credit card.
If the Property is not re-rented, Tenant will not be entitled to reimbursement for any advance rent payment. Agent will not be responsible for reimbursing for any fees that have already been paid out or are due a third party. The Tenant must seek reimbursement directly from the third party. The Tenant is responsible to verify that the cancellation notification has been received by the Agent. Please Initial Here {i:sR:____}
In the event that your Property becomes unavailable prior to your occupancy, the Agent will notify you promptly, and will make every effort to locate a comparable property. If we are unable to locate a comparable property that is acceptable to you, the Agent will cancel your reservation and refund 100% of your advance rental payments. If you agree to substitute a comparable property, you agree to pay any increase in rental charges associated with that property. In the event Tenant agrees to accept a comparable property, or if Tenant's reservation is cancelled and all advance rental payments are refunded to Tenant, neither the Agent nor the Owner will be liable for any damages of any sort incurred by Tenant as a result of such substitution or cancellation.
Agent reserves the right to automatically cancel a reservation if the Advance Amount Due is not paid within 3 days of the date the reservation is made. Agent also reserves the right to automatically cancel a reservation if full payment is not received at least 30 days prior to the arrival date.
In the event of a cancellation by the Agent for failure of Tenant to pay in full in a timely manner, the Tenant acknowledges that all monies are still due and payable. Treasure Realty, Inc will make every effort to re-rent the Property for the specified period. If the Property is re-rented for the specified period, advanced rent payments will be refunded to the Tenant less a cancellation fee (up to 15% of the gross rental amount), less any discounts/expenses required to re-rent and less the Travel Insurance Premium (for more information on the Travel insurance Premium, see paragraph 13 of this Agreement). If the Property is not re-rented, Tenant will not be entitled to reimbursement for any advance rent payment. Agent will not be responsible for reimbursing for any fees that have already been paid out or are due a third party. The Tenant must seek reimbursement directly from the third party.
Section 42a-19(a) of the NCVRA provides that if the Property is voluntarily transferred by the Owner, Tenant has the right to enforce the Vacation Rental Agreement against the grantee of the Property if the vacation is to end one hundred eighty (180) days or less after the date the grantee's interest in the Property is recorded by the Register of Deeds Office. If the vacation rental is to end more than one hundred eighty (180) days after recordation of the grantee's interest in the Property, the Tenant has no right to enforce the terms of the Agreement unless the grantee agrees in writing to honor the Agreement, but the Tenant is entitled to a full refund of any payments he or she has made. If the grantee does not retain Treasure Realty, Inc as his Agent, each Tenant will be notified in writing of the Property transfer, the grantee's name and address, and thedate the grantee's interest was recorded. Notice will be given within ten days of Property transfer. If the Owner's interest is involuntarily transferred to another prior to the Tenant's occupancy of the Property, the Agent shall refund to the Tenant any payments made by the Tenant within sixty (60) days after the transfer.
Agent is authorized to rent to family groups and to those non-family groups where the majority of the occupants are age 25 and older. IDs must be furnished upon request. If the group occupying the Property is found to violate these limitations, that would be a material breach of this Agreement and constitute grounds for expedited eviction without refund in accordance with Article 4 of the NCVRA.
Weddings, wedding receptions, and other group events may not be held on the Property without prior written approval of the Owner or the Agent.
You are responsible for knowing and respecting the occupancy limits of your Property. The occupancy limits are listed on your Reservation Confirmation. If this legal occupancy limit is exceeded, you may lose your rental rights with a complete forfeiture of all advance rental payments and be subject to expedited eviction (42-A-23 NCVRA).
11. SECURITY DEPOSIT or Security Deposit Waiver Fee (SDWF) REQUIREMENTS
The Agent requires the Tenant to choose one of the following options to secure the Property against damages.
Option A: Security Deposit – Some properties may offer a refundable security deposit amount not more than twice the weekly rental amount. The Security Deposit for the specific Property can be found on the TRVRA Reservation Confirmation Sheet. Security deposits will be held in an interest bearing account at First Citizens Bank at 960 Highway 210, Sneads Ferry North Carolina 28460 with all interest earned inuring to the benefit of Treasure Realty, Inc. The Property will be carefully inspected upon Tenant's departure. Within 45 days of departure, the security deposit will be mailed to the Tenant LESS expenses for damages and charges and fees left unpaid as allowed by Section 42A-18(a) of the NCVRA. Damages and fees for which security deposit funds may be withheld include, but are not limited to: damages; missing Property items; unpaid fees, charges, or taxes; unreturned/missing keys or Property passes; excessive cleaning requirements; damage attributable to pets, damage attributable to use of tobacco or tobacco products; long distance or per charge telephone calls; cable television charges incurred by the Tenant; any and all other damages to the Property, common areas, or appurtenant areas caused by the Tenant, their guest or invitees; and any other damages covered under article 6 of the NCVRA.
Option B: Security Deposit Waiver Fee (SDWF) – The Agent offers to Tenant the option to waive the security deposit requirement by agreeing to pay a non-refundable Security Deposit Waiver Fee (SDWF). Choosing this option will hold the Tenant harmless for incidental and accidental damages to the subject Property which occur during the occupancy up to $2500.00.Tenant is responsible to notify the Agent in the event of incidental or accidental damages and to document the occurrence before the departure date. Agent will assume responsibility to effect suitable repairs or replacements under OPTION B (SDWF). Tenant will assume responsibility to document and notify each occurrence in a timely manner (within 24 hours of the occurrence and prior to departure time and date).
Tenant understands and agrees that the OPTION B (Security Deposit Waiver Fee) in no way excuses or relieves the Tenant from Tenant Obligations enumerated in this Agreement and the NCVRA respecting maintaining the Property. The Agent will hold the Tenant fully responsible for malicious, reckless, negligent, or willful acts of the Tenant and others on the premises of the subject Property. Agent will hold the Tenant responsible for any and all damages in excess of $2500.00. The OPTION B (SDWF) will be administered under the guidelines of the program brochure provided by Treasure Realty to the tenant prior to occupancy of the Property.
The TRVRA Reservation Confirmation sheet will automatically assume OPTION B (Security Deposit Waiver Fee). If the Tenant prefers OPTION A – Security Deposit, Tenant is required to indicate that he is declining this choice on the Reservation Confirmation by initialing in the space provided. After the signed Reservation Confirmation is received by the Agent, a revised Reservation Confirmation will be sent to the Tenant reflecting the adjusted balance due including the new Security Deposit amount. The OPTION B (SDWF) is not available for Tenants exercising the option for wedding/event at a wedding/event friendly Property.
According to the NCVRA 42A-36, if State or local authorities, acting pursuant to Article 1A of Chapter 166A of the General Statutes, order a mandatory evacuation of an area that includes the residential Property subject to a vacation rental, the Tenant under the vacation rental Agreement, whether in possession of the Property or not, shall comply with the evacuation order. The Tenant agrees to follow the Check-out procedures outlined in section 5 of this Agreement in the event of a mandatory evacuation order. Tenant agrees to return only when the evacuation order has been lifted and after contact with the Agent has been made to confirm availability of the Property. If occupancy is authorized to resume, check-in procedures will be followed as outlined in section 5 of this Agreement.
The NCVRA provides that the Tenant shall not be entitled to a refund if: (i) prior to the Tenant taking possession of the Property, the Tenant refused insurance offered by the Agent that would have compensated the Tenant for losses or damages resulting from loss of use of the Property due to a mandatory evacuation order; or (ii) the Tenant purchased insurance offered by the Agent. The insurance offered shall be provided by an insurance company duly authorized by the North Carolina Department of Insurance, and the cost of the insurance shall not exceed eight percent (8%) of the total rent charged for the vacation rental to the Tenant (1999-420, s. 1; 2005-292, s. 3.).
Tenant acknowledges that the Agent has offered insurance prior to occupancy which meets the conditions stated above and further explained in paragraph 13 of this Agreement.
Be advised that under Section 42A-36 of the North Carolina Vacation Rental Act (NCVRA), when under order of mandatory evacuation, the Tenant is not entitled to a refund from the Owner if prior to taking possession of the Property the Tenant refuses insurance offered to him that would have compensated him for losses or damages resulting from loss of use of the Property due to a mandatory evacuation order.
Vacation Rental Insurance has been made available with your reservation. Vacation Rental Insurance provides coverage for prepaid, nonrefundable expenses due to certain unforeseeable circumstances that may jeopardize your vacation investment and force you to incur unplanned expenses. We strongly recommend you purchase this valuable protection. Separate terms and conditions apply. Read your Description of Coverage/Policy and contact CSA at (866) 999-4018 with coverage questions.
Treasure Realty, Inc. offers travel insurance which provides compensation for Tenant losses or damages resulting from loss of use of the Property due to mandatory evacuation order. The TRVRA Reservation Confirmation sheet automatically includes the premium for this insurance for the subject Property. Tenant may DECLINE this offer by initialing in the space provided. If CSA Insurance is declined, upon receipt of your signed Reservation Confirmation, an adjusted Reservation Confirmation will be sent to you reflecting the new balance due.
If not specifically declined, the Tenant agrees to accept the insurance administered by CSA Travel Protection. More complete information concerning coverage and claims is provided at www.csatravelprotection. com or contact CSA Travel Protection at 866-999-4018. Tenant understands and agrees that, once accepted, this travel interruption insurance is nonrefundable under any circumstance.
The insurance offered is provided by an insurance company duly authorized by the North Carolina Department of Insurance, and the cost of the insurance shall not exceed eight percent (8%) of the total rent charged for the vacation rental to the Tenant. (1999-420, s. 1; 2005-292, s. 3.) The Tenant understands and agrees that the Agent receives a compensation fee associated with the administration of this insurance program.
Pursuant to Section 42A-16 of the NCVRA, Agent acting on behalf of Owners may disburse prior to occupancy of the Property up to fifty percent (50%) of the total rent paid in advance for fees owed to third parties for goods, services or benefits processed by the Owner or Agent acting on behalf of Owner for the benefit of the Tenant, including but not limited to administrative fees.
Any funds remaining after an advance disbursement shall be retained in its trust account and not disbursed until the occurrence of the first of the following events; (1) the commencement of the tenancy; (2) the Tenant commits a material breach, in which case an amount sufficient to defray actual damages suffered as a result of the breach; (3) the money is refunded to the Tenant; or (4) if the funds are transferred upon the termination of the Owner's interest in the Property.
Tenant understands and agrees to the following fees and charges:
Properties allowing pets are limited to housebroken domestic animals. The rental rate will increase by at least an additional $200.00 per pet as a nonrefundable fee on all reservations allowing a pet. Tenant agrees to disclose the breed, weight, and condition of each pet and agrees that the Agent may refuse to allow pet occupancy on any of these grounds.
A pet of any kind on the premises including exterior, decks, garages, etc. of a non-pet Property is absolutely prohibited and is grounds for expedited eviction of the entire party and forfeiture of all monies paid as provided in the NCVRA. Tenant understands and agrees that a violation of the pet policy may result in fees of not less than $300 and include additional charges for costs associated with pest control, carpet cleaning or replacement, furniture cleaning or replacement. Tenant accepts that these damages and proper remediation can routinely cost thousands of dollars. In addition to these costs, the Tenant agrees to be held responsible for any lost rents experienced by the Owner the following week due to the extensive time that may be needed to complete remediation, cleaning, and treatments. Proof of pet removal must be provided by the Tenant when violation has occurred if occupancy is to continue.
Tenants with authorized pets understand and agree to properly clean the Property prior to departure/check-out. Tenant is advised that local ordinances require pets to be leashed on the beach and for excrements to be removed from the beach by the owner. Under no circumstance shall the Tenant be relieved of responsibility for damages caused by pets, irrespective of additional fees paid for the privilege of bringing a pet.
Absolutely no firearms of any kind are allowed in the Property. Please understand that the Tenant will immediately lose his rental rights and be subject to expedited eviction with no refunds of all rental monies if a firearm is discovered on the premises. Tenant understands and acknowledges that any firearm found on the Property or left on the Property will be removed by the appropriate authorities.
All taxes are at the rates applicable at the time of the Rental Agreement. Taxes will be disbursed to the taxing bodies, i.e. Onslow County, Pender County, Town of Surf City, Town of North Topsail Beach, and the State of North Carolina upon termination of the tenancy or material breach of the Agreement. The tax rates may change without notice and increases will be the responsibility of the Tenant.
Owner/Agent Obligations - Owner or Agent is to comply with all applicable housing and building codes and to provide and present the Property in a fit and habitable condition and provide operable smoke detectors. Pursuant to 42A-17(b)of the NCVRA, if at the time the Tenant is to begin occupancy of the Property, the Owner or Agent cannot provide the Property in a fit and habitable condition or substitute a reasonably comparable Property in such condition, the Owner or Agent shall refund to the Tenant all payments made by the Tenant.
Tenant/Guest Obligations - In accordance with the NCVRA, the Tenant is to:
Treasure Realty, Inc. will make every effort to ensure that Tenant's stay is safe, comfortable, and enjoyable. The Agent cannot guarantee that the Tenant's vacation stay is flawless or that the Property and its amenities are flawless. However, Treasure Realty, Inc. will make reasonable efforts to respond to deficiencies and malfunctions in the Property and its amenities.
Tenant understands and agrees that NO refunds, discounts, or transfers will be made for any reason other than those specifically provided for in this Agreement. Additionally, Tenant agrees that NO refunds, discounts, or transfers will be granted for the malfunction of any appliance or amenity, inclement weather, mechanical breakdowns, construction noise, or other adverse circumstances beyond our control. Further examples of circumstances which WILL NOT result in any refund, discount, or alternate Property, etc. include but are not limited to: breakdown of air conditioners; TV's, VCR's, DVR's, DVD's or other electronics or appliances which malfunction, disruption of use or access to the beach due to nature or construction; presence of insects; disruption of utility services including cable, internet, water, electric satellite; a Property not decorated/accommodated/improved/updated to Tenant's tastes; problems which have not yet been reported to Agent; bad weather; or noisy neighbors. The incidental presence of pests or bugs which do not render the Property unfit or uninhabitable will not present cause for refunds, discounts, or transfers.
Tenant agrees to report any and all problems to Treasure Realty, Inc. as soon as is practical. The agent agrees to make every effort to resolve the reported problem as quickly as possible, however, cannot guarantee when the problem will be resolved. Speed of service cannot be guaranteed. Tenant understands and agrees that emergency repair and service calls will be returned promptly and that the urgency of any problems and its resolution will be solely determined by the Agent. Calls deemed to affect non-essential services will be returned the following business day. In cases of medical or fire emergencies the Tenant will call 911 emergency services.
Tenant understands and agrees that it is Tenant's responsibility to ensure that all aspects of the Property meet their personal standards prior to confirming the reservation through previewing the Property or by other means. No refunds, discounts, or transfers will be considered in such cases. Tastes, opinions, standards of living, and other expectations vary greatly from person to person. No refunds will be granted for occasions when actual Property amenities or furnishings are different from those advertised.
In the event you are locked out during your vacation, you may come to our office to borrow a key, which must be returned immediately. If we have to bring the key to you there will be (a) a $20.00 cash fee during business hours; (b) a $50.00 fee after-hours which must be paid directly to that agent in cash prior to your receipt of the key.
Most Properties are equipped with "call blocking service" which blocks long distance or collect calls. You will be able to utilize a calling card or major credit card to make long distance calls. If your rental Property does not subscribe to a blocking service and long distance calls are placed, the fee plus a $20.00 usage fee will be charged in accordance with the NCVRA. Pay per views are prohibited. If charges are incurred the tenant will be charged the fees along with a $50 service fee. Tenant agrees internet access is limited to lawful use and downloads. Violators are subject to prosecution, civil action, fine and fees.
Pursuant to Section 42A-23. any Tenant who leases residential property subject to a vacation rental Agreement for 30 days or less may be evicted and removed from the Property in an expedited eviction proceeding brought by the landlord, or real estate broker as agent for the landlord if the Tenant does one of the following: (1) Holds over possession after his or her tenancy has expired, (2) Has committed a material breach of the terms of this Agreement that, according to the terms of the Agreement, results in the termination of his or her tenancy, (3) Fails to pay rent as required by this Agreement, or (4) Has obtained possession of the Property by fraud or misrepresentation.
Treasure Realty, Inc. cannot be held responsible for personal property during your stay or items left behind following departure. Please call us immediately to report items you have left, and we will try to locate the items. If you request, items turned in by housekeeping will be returned to you via US Postal Service with shipping charges and a $25.00 processing fee charged to the Tenant's credit card. Tenant agrees that unclaimed items may be donated to charity after 14 days.
While the Agent makes every effort to ensure that information published for a Property is current, occasionally we are not fully informed of changes made by the homeowners or changes to the Property have not yet been reflected in Property information publications. Tenant understands that the Agent will not be held responsible for such changes, variations, omissions or errors relating to the subject Property.
Tenant agrees to indemnify and hold harmless Agent and the Owner from and against any liability for personal injury or property damage sustained by any person (including Tenant's guests) as a result of any cause, unless caused by negligent or willful act of Agent or the Owner, or the failure of Agent or the Owner to comply with the NCVRA.
Please consider any/all properties as non-smoking. Any extra cleaning due to removing smoke odor will be at the expense of the Tenant plus a $250.00 smoking penalty. Smoking is permitted on decks unless otherwise expressly prohibited.
Tenants agree to do so responsibly.
Most fireplaces are for aesthetics only and are not functional. Those which are functional are only available in winter months and are non-operational in spring, summer or early fall.
Some properties provide linens for the rental period. For those which do not, you may rent the linens or bring your own. Please be informed that, when renting linens, the beds will not typically be made upon your arrival without a request and an additional charge. Beds will be supplied with bedspreads or comforters. Any and all damages caused to the linens will be charged to the Tenant.
30. POOLS and HOT TUBS
Most pools are open from Memorial Day to Labor Day. However, pool opening/closing dates are subject to change without notice and without recourse or refund. Pools and Hot tubs are to be used strictly at Tenants own risk. Tenant releases the Agent/Owner from all liability for any injuries or death resulting from use of pool/hot tub. Agent/Owner will assume no responsibility for supervising the existence, frequency, or adequacy of pool/hot tub maintenance. Inadequately maintaining pool/hot tub can cause viral or bacterial illnesses that could be life threatening under various circumstances. No animals are permitted in Pools or Hot Tubs.
Agent/Owner does not inspect or test the pool/hot tub for presence of health threatening organisms. When Tenants use pool/hot tub they assume risk of illness and release Agent/Owner from any liability for injury or damages resulting from the use of pool/hot tub. Absolutely no alcohol, pets, diving, diapers, or urination are permitted in hot tubs or pools. No children under age 14 or pregnant women are permitted in hot tubs. Pool/ Hot tub fee may apply on some Properties.
Pools will not heat the water more than 10 degrees over the air temperature outside. Accordingly, pools are not heated earlier than May 1st or after October 31st.
Fire code dictates there are to be no grills on any decks, near siding and/or under the home. Tenant should not assume grills are present, functional, or permitted at any Property. Grills can be rented through independent service providers. If a grill is present and functional, Tenant is responsible for grilling tools, gas tanks, charcoal/lighter fluid and assumes full responsibility for any damages to the grill or resulting from use of a grill. Tenant is responsible to thoroughly clean grills upon departure.
Tenant agrees to abide by and fulfill all parts of this Agreement, all additional published policies, rules, regulations and addenda to this Agreement, and furthermore agrees that it is a legally binding agreement. If Tenant does not understand any portion of this Agreement, Tenant should consult an attorney. All parties agree that in the event of a dispute, the Agreement will be interpreted in accordance with North Carolina law.
Should the Agent or Owner be forced to resort to the employment of legal counsel, litigation, or professional collection services in the collection of any amounts due the Agent under this Agreement or defend an action under this Agreement, the Tenant shall be responsible for all costs associated with such. In the event of a lawsuit or other legal proceeding, all parties agree that such actions shall be held in the venue of Onslow County, North Carolina.
By my signature, I acknowledge that I have read and agree to abide by the conditions set forth in this rental Agreement and all policies, regulations, and rules set forth by Treasure Realty, Inc. as the Agent for the Owner. I further understand and agree that a breach of any items contained within the above referenced documents may result in my eviction without refund. I understand that Treasure Realty, Inc has made every effort to provide accurate information, however, in the event of errors, omissions, any changes by Treasure Realty, Inc. or the Property Owner, I agree not to hold Treasure Realty, Inc. or the Property Owner responsible or liable.
This Treasure Realty Vacation Rental Agreement and the corresponding Reservation Confirmation MUST be signed prior to granting occupancy.
Treasure Realty Vacation Rental Agreement Revised TRVRA of 5/6/21
Treasure Realty is committed to protecting the privacy of users on our website, treasurerealty.com. This privacy policy is intended to inform users of privacy practices and information collection processes implemented on this website.
What personal information do we collect?
We collect information from users on our site through the following means: site/account registration, order placement, newsletter subscriptions, surveys and forms. Any data requested that is not a requirement will be specified as optional. You may visit our website anonymously, however, account registration or order placement may require the following information: name, email address, mailing/billing address, phone number or credit card information.
Personally-Identifiable Information: We do not rent or sell your personally identifiable information. Information may be stored outside of our website (for instance, on servers or databases co-located with hosting providers.) Information the user elects to make publicly identifiable on our site, such as blog comments or reviews, will be available to others.
Non-Personally Identifiable Information: Non-personally identifiable information (such as anonymous usage data, referring/exit pages and URLs, platform types, number of clicks, etc.) may be collected.
How and why we collect information:
A cookie is a small and unique text file that websites send to your computer upon visiting a site. The use of cookies is implemented on this site to provide a personalized user experience. The use of cookies allows us to track website visits and gather basic user information.
Cookies necessary for basic function of the site do not store personal data. This means site visitors can engage in many activities on the site without providing personal information.
Cookies used on this site can be categorized in the following ways:
Necessary cookies (As described above, these are used for the basic function of the site and do not store personal data)
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How we use information:
Cookies are utilized on our website to better serve the end user, as well as for site analytics. Personally identifiable information is supplied by the customer and used for online transactions, marketing etc. Non-personally identifiable information is used primarily for analytics of the site. This allows us to improve our services, analyze how the website is used (specifically how users access and utilize the website.) This information is not used to profile those who access our website.
The following includes ways in which information collected may be used: user experience, website improvements, promotions, surveys, transactions, periodic marketing emails, emails pertaining to transactions/orders.
How we secure your information:
Security measures are implemented to ensure safety of personal information entered, submited or obtained through this website. Measures include:
Third Party Access:
When your personal data is collected on the site, it may be shared with selected third parties who assist with business operations such as marketing or advertising campaigns, or in delivery of functionality and features requested by user.
Contact us at any time to request information that we have about you, correct any of the information or delete any of the information. We may be contacted through the contact form on this website.
Data Controller:
As mentioned previously, users in need of contacting the data controller may use the contact form on our website or the information provided below:
Treasure Realty
1950 NC Hwy 172, Sneads Ferry,NC 28460
If changes to our privacy policy are made, the modified privacy policy will be available here. Modification date is provided below.
May 25, 2018
GDPR-Specific Information for EU Users:
Not all services provided on this website require registration, allowing users to visit this site without providing personal data. However, some services of the site may require that personal data is provided. If required personal data is withheld, the user may not be able to gain access to certain parts of the site or allow us to properly respond to your query. International Transfer: If you are located where GDPR applies, information that we collect (including through cookies) will be processed and stored in the United States.
Our legal basis for processing data: The data subject has given consent to the processing of his or her personal data for one or more specific purposes.
We highly recommend Travel Insurance for the following reasons:


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E shop rakhi no longer has any products listed for sale, based on this we assume that Amazon.in has taken action and very likely suspended them. Reading most up to date reviews will have more details about customer frustrations.
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Set of 7 Rakhi was mentioned but received 4 and too of totally different design.


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For Thanksgiving, sweet potato cheesecake
My uncle's special Thanksgiving dessert is sweet potato pie. My brother's special Thanksgiving dessert is pumpkin cheesecake. And since I'm going to see both of them on Thanksgiving, I decided to make a hybrid of the two—sweet potato cheesecake.
Growing up, cheesecake was a rare treat—considered extremely fancy and not something you ate at home. Mom instead made a berry yogurt pie with a granola crust, which while not as rich and dense as cheesecake but was still a creamy sweet treat. But still, it wasn't quite the same.
One day our next-door neighbor made a cheesecake from scratch. It was a plain cheesecake with tall sturdy sides topped with a thin-layer of sour cream. Each bite was luscious and I thought she must have some special skills to make something so satisfying. A few years ago my dad gave me a generous Williams-Sonoma gift certificate. I raided the store, splurging on items I wouldn't ordinarily buy and one of those was a spring-form pan. I had decided it was time to teach myself how to make cheesecake.
I went through a myriad of recipes, and some were super complicated, insisting you separate your eggs, folding in the yolks and whites at different times. Some called for baking it for an hour and then leaving it in the turned-off oven to cool for another half hour. Some used crusts while others didn't. What I soon learned, however, was that cheesecake doesn't have to be a lot of work—given the right circumstances you could whip one every night, which I practically did when I lived with a guy who was on a low-carb diet.
The basic formula is simple, 1 egg per 1/2 pound of cream cheese. If you don't have time to get your cream cheese and eggs to room temperature (as every recipe will recommend), then just rest them on top of the oven as you preheat—they'll soon be warm enough. Then just throw your eggs, cream cheese, sweetener, some vanilla, some spices and some lemon juice into the blender, and in minutes you'll have a batter. If you're forgoing a crust, you're pretty much done save for baking it for a half hour or so, and then chilling (though warm cheese cake is just as appealing as cold). Sometimes they'll crack on top, and I reckon the experts would say that I pulled it out of the oven too fast or over beat the batter. But an ugly cheesecake isn't a problem because I always spread on top some sour cream mixed with a bit of sugar, lemon juice and vanilla, which deliciously masks all imperfections.
When I was as at the farmer's market recently, they had mountains of sweet potatoes in several varieties for only a dollar a pound. That was a third of the price they were at the grocery store, so I grabbed a few. My original intention was to make sweet potato pie, but since my uncle already does that, and I had a ton of cream cheese on hand, I decided to make the cheesecake instead. After baking one of the sweet potatoes for about an hour, I threw the mashed vegetable into my blender with some eggs, some cream cheese and some spices. In no time I had a batter. I had some ginger snaps and pecans, and even though I'm lazy and usually do without a crust, I decided that a ginger snap cookie and pecan crust would go well with the spicy, earthy sweet potato. My hunch proved correct.
So Thanksgiving's still a week or so away, and there won't be any of this cheesecake left by the time I head to Texas, but it was such a snap I may just whip it up again—if my uncle and brother don't mind.
Sweet potato cheesecake
For the crust:
- 35 ginger snaps, crushed
- 1/4 cup finely chopped pecans
- 1 stick unsalted butter, melted
For the cheesecake:
- 3 8-ounce packages of cream cheese, room temperature
- 3 large eggs, room temperature
- 3/4 cup brown sugar
- 2 tablespoons maple syrup
- 1 cup cooked, mashed sweet potato
- 1 teaspoon cinnamon
- 1 teaspoon nutmeg
- 1 teaspoon allspice
- Pinch kosher salt
- 1 teaspoon vanilla
- 1 teaspoon lemon juice
- 2 tablespoons all-purpose flour
For the topping:
- 1/2 cup chopped pecans
- 1 cup sour cream
- 1/2 teaspoon vanilla
- 1/2 teaspoon cinnamon
- 1/2 teaspoon ginger
- 1/2 teaspoon nutmeg
- 1/2 teaspoon kosher salt
- 3 tablespoons of maple syrup
- 1 tablespoon of brown sugar
- Preheat the oven to 325° F.
- To make the crust, mix together the crushed ginger snaps, chopped pecans, and melted butter.
- Press the crust into a 9-inch spring-form pan, evenly covering the bottom and going up the sides about 1/4 of an inch.
- Place in the fridge or in near an open window with a cold breeze.
- To make the batter, using a mixer or a strong blender, throw in the softened cream cheese and eggs. Mix until smooth and combined.
- Add the sugar, the maple syrup, the sweet potato, cinnamon, nutmeg, allspice, salt, vanilla, lemon juice, and the flour, and blend until smooth. (Don't mix it too long or too many cracks will appear on top when it bakes.)
- Pour into spring-form pan, and bake for 45 minutes. Cheesecake will be done when the sides are set and the center is still a big jiggly. Turn off the oven, and then leave the cheesecake in the oven with the door open for about half an hour.
- To make the topping while the cheesecake bakes, place the chopped pecans in a heated dry iron skillet, and toast for about 3 to 5 minutes or until warm and fragrant.
- Mix the sour cream, vanilla, cinnamon, ginger, nutmeg, syrup, and sugar together. Add the pecans.
- Take cheesecake out of the oven, spread on the topping, and let sit for another half hour. Chill in the refrigerator for 4 to 8 hours and then serve.


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Complete Riobel Shower Kit
|Collection: Retro
|Finish: Brushed Nickel
|UPC Code: 883186489322
|Length: 38"
|Width: 10.9"
|Height: 9"
|Weight: 13.9 lbs
|Group: Shower kits
|Flow: N/A
|Color Code: BN
|Warranty: Limited Lifetime Warranty
|Spec Sheet: View
|Manufacturer's Page: View
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Barrier beaches on Cape Cod prone to nature's whims
History does repeat itself, especially on the Outer Cape.
One hundred and sixty one years ago a storm punched a hole through Chatham's barrier beach, the part of Nauset Beach known as North Beach, in virtually the same spot as the new breach, created during the April nor'easter.
That's the basic barrier beach story, as explained by coastal geologist Graham Giese at a recent forum sponsored by the Pleasant Bay Alliance in Chatham. And while one can't make exact predictions on what will happen, based on history the general trajectory is the same.
"The south side of the (new) inlet will continue to erode and in that case shoals would develop coming in from the north island into the shore which result in the closing off of the present bay and the break would eventually go south to Watch Hill again," Giese guessed.
After the break in 1846, the new channel migrated south, while the newly created island broke in half. Eventually the southern tip of Nauset beach migrated south of Chatham Light and as the beach got thinner it broke again in the 1987 storm, creating the current harbor outlet. The new breach is just part of that repeated pattern.
Looking at old maps it appears Minister's Point and the mainland opposite the 1846 break suffered little, if any erosion, despite a large opening to the ocean.
John Ramsey, a coastal engineer with Applied Coastal Research and Engineering, pointed out that the locals even built a road right along the coastline around 1900.
"If you look at the navigation charts of 1885," Ramsey said. "After (the barrier beach) started falling apart and moving landward it formed a large series of bars, Ram Island flats, that actually protected the shoreline from ocean waves."
There is pretty heavy shoaling in the Minister's Point area already.
"Aids to navigation are in place," said Chatham's Director of Coastal Resources Ted Keon. "But Minister's Point is a mess."
Keon is concerned the shoaling will clog access the fish pier.
"I'm really concerned about the navigation issue," he said. "In '87 we had lots of shoaling. As the sand comes in there are very dire implications of trying to maintain access to the new inlet."
The new inlet is actually the old inlet opposite the lighthouse. There are a number of reasons Keon believes filling the new breach with dredge spoils could be a good idea.
"The loss of camps on North Beach. They are in extreme danger. I anticipate virtually all of these camps will be lost. I can see the break widening. These camps don't have much of a future," he said. "We'll probably lose camps on the south side also as it erodes."
There is the threat of shoreline erosion, which claimed nine homes after the 1987 break, widespread armoring of the shoreline, perhaps the eventual closing off of the current harbor outlet, the loss of resources such as mussel and eelgrass beds and beachfront and public access due to armoring.
But the new breach has its positive side.
"Habitat quality all comes down to increasing tidal exchange as the water moves in and out," explained Brian Howes of the Massachusetts Estuaries Project. "The more you have water going out that results in lower nitrogen levels and amelioration of degradation of the system due to nitrogen loads. So we would move from a tidal inlet that is less efficient to one that is more efficient."
That of course, also happened in 1987. The tidal range increase as one moves north on Cape Cod.
"It is 5 to 6 feet opposite Ministers point vs. 3 to 4 near the current inlet," Howes said.
"That results in better flushing of the bay. That increase has a positive impact on the ecological features of the bay."
The break opposite Chatham Light in 1987 markedly improved flushing. The water quality, especially in Pleasant Bay's upper reaches such as Meetinghouse Pond, improved by close to 40 percent.
"If we wanted to improve the system in 1985 we'd have asked why not cut a break a little further north and improve the inlet," Howes reflected. "From the habitat point of view, from '86 to '87 it was a substantial improvement."
The new breach won't have quite that dramatic effect.
"We might be looking at a 10 percent to 15 percent improvement from where we are today," Howes suggested. "We could lose eelgrass beds where the sand rolls over them but the habitat improvement will lead to colonies in other areas because of improved conditions," Howes said.
Filling in the breach would not create a stable target either, as Giese predicted it would break through again.
"But looked at from the positive side filling will buy time for the interest potentially harmed by it, the fishing industry especially," he said. "I don't know how long it would be before it (would) break through again. I expect to have 10 to 20 years."
The fact is barrier beaches are inherently unstable.
"The barrier beach is eroding rapidly at a rate of 6 feet a year or 1 mile over 1,000 years. The whole system is moving west," Giese noted.
Much of the land, or what used to be land, involved in the breach belongs to the Cape Cod National Seashore.
"Where you put the sand is the issue because it's the National Seashore. That's the elephant in this room," Keon said.
The elephant spoke near the forum's end. Carrie Phillips, the chief resource officer of the Seashore was in attendance.
"Our policies are very clear and strong," she said. "Our mission is to protect natural processes in a natural system. That said, if the town decides they want to look at intervention, it is our obligation to consider the negative impact of leaving the breach. The town, fishing fleet, homeowners are all involved in the analysis."


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Heavy Thaw
23rd December 2016
Heavy thaw conditions with driving rain at all levels this has depleted the snowpack particularly at lower levels.
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Journal Article
Plant functional types in Earth system models: past experiences and future directions for application of dynamic vegetation models in high-latitude ecosystems. Annals of BotanyAnnals of BotanyAnnals of Botany. 114:1-16.. 2014.
The unseen iceberg: Plant roots in arctic tundra. New Phytologist. 205(1):34-58.. 2015.


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Have you heard the claim that relationships between men and women should image the "eternal subordination" in the Trinity? If so, read this book. With a profound, concise course in Trinitarian theology and hermeneutics, using two case studies to exemplify points, The Trinity & Subordinationism is highly recommended.KEEP READING
How can the complementarian theology of the sexes not collapse if many complementarians themselves have agreed that their doctrine of a hierarchically ordered Trinity, on which they built so much, is heretical?KEEP READING
Seventeen essays explore how the biblical Miriam, Mary the mother of Jesus, Mary of Bethany, and Mary Magdalene were portrayed in the early Christian era, also touching on Jewish and Muslim interpretations.KEEP READING
Pure examines the harmful effects of evangelical Christianity's purity culture with particular emphasis on the long-lasting and outward-rippling effects of shame. Of particular interest to CBE's audience, the book details the ways in which purity culture cooperates with patriarchy and harms women.KEEP READING
Increasingly, one of the latest reactions to the evangelical gender debate among some younger Christian women is "I am neither complementarian nor egalitarian," inviting the reply: So, then, what are you? And, why do you respond in this way?Michelle Lee-Barnewall, associate professor of biblical and theological studies at Talbot School of Theology at Biola University, gives voice to this relatively recent group.KEEP READING
Drawing from his own experience of pornography addiction, Reynolds calls men, in his book A New Man, to reject any conception of masculinity that sees porn use as a natural—or, even worse, an essential—part of being a man.KEEP READING
In Breaking the Marriage Idol, Kutter Calloway describes how the modern church has become distracted by pagan norms for sexual expression and marriage, and why this contributes to our idealization of marriage and the marginalization of unmarried persons. Arguing that the church has bought in to the Hollywood notion that marriage is the antidote to sexual promiscuity, Callaway calls the church to provide new stories to refute this superficial formula. He offers vision for how the church can become a place where love for the other is the pinnacle, and both unmarried and married persons lead and follow side by side, representing the best expression of God's intent for his people.KEEP READING
Craig Keener's 1-2 Corinthians is a wonderfully engaging and easily read commentary on Paul's letters to the Corinthians. It is tightly packed with documented information from ancient sources on the historical/social/cultural setting of Corinth in Paul's time. This information enables the reader to understand more clearly the intentions behind Paul's letters to the Corinthians, underlining how the cultural emphasis on rhetoric in Paul's time shaped his writings.KEEP READING
Jessica Johnson, an anthropologist with no religious affiliation, finds the ethos and orientation at Mars Hill as incarnating "biblical porn" (hence the title of her book).KEEP READING
Alan Johnson's work on 1 Corinthians is particularly engaging. His reference notes and bibliography provide an entry into further study if desired, all while maintaining an appealing readable style. He deftly bridges the two horizons of the Greco-Roman culture and American culture.KEEP READING


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Chipmaker Adapteva wants to make parallel computing available to everyone, but there's a good chance you've never even heard the company's name. Founded in 2008, Adapteva focuses on building low-power RISC chips, which it sells to board manufacturers, and is trying to license its intellectual property to mobile processor vendors for use in smartphones.
"We're way down the food chain," Adapteva CEO and founder Andreas Olofsson told Ars. But Adapteva wants to bring its technology directly to the people who would actually use it, with a Kickstarter project to raise at least $750,000, and a stretch goal of $3 million.
Adapteva calls it "Parallella: A Supercomputer For Everyone," a 16-core board hitting 13GHz and 26 gigaflops performance, costing $99 each. If the $3 million goal is hit, Adapteva will make a $199 64-core board hitting 45GHz and 90 gigaflops. (Adapteva seems to be counting GHz on a cumulative basis, adding up all the cores.) Both include a dual-core ARM A9-based system-on-chip, with the 16- and 64-core RISC chips acting as coprocessors to speed up tasks. The Adapteva architecture hits performance of 70 gigaflops per watt, and 25GHz per watt, the company says.
The Kickstarter page went live today. A pledge of $99 guarantees supporters a 16-core board by May 2013, while a pledge of $499 guarantees delivery by February. The current hardware is in the prototype phase.
Parallella devices would be fully functioning computers, shipping with an Ubuntu 11.10 port to ARM, with 1GB RAM, two USB 2.0 ports, 16GB of MicroSD storage, HDMI, and Gigabit Ethernet. An open source SDK would allow development of applications for Adapteva's Epiphany architecture using C, C++, and OpenCL. Sizewise, Parallella would be 3.4'' x 2.1'', very similar to the Raspberry Pi.
There are obvious similarities between Parallella and hobbyist projects like Raspberry Pi, the $35 Linux computer, and the $30 Arduino, but Olofsson said Parallella will offer anywhere from 10 to 50 times the performance of Raspberry Pi, with the latter figure coming from the potential 64-core version. While it's three times pricier than the Raspberry Pi, $99 is dramatically cheaper than most parallel computing platforms, he notes. Boards containing Adapteva chips that are already sold by partner company Bittware cost thousands of dollars.
From building embedded or mobile systems, writing new programming languages, scheduling algorithms, and parallel programming research, "there's no limit to what people can do with [Parallella]," Olofsson said. "We're hoping that the enthusiasts will get them first, the guy who is working on an open source project and there's no platform they can use today that fits their needs."
In addition to hobbyists and developers, Olofsson is betting that parallel computing is on the verge of becoming widespread in many types of business units. "There's still this gap between the early adopter R&D guys and the mainline business units," he said. "That's where the challenge has been in penetrating quickly. I know parallel is going to become ubiquitous eventually, it's just a matter of time, but I'd rather have it happen now instead of three years from now."
The definition of "supercomputer" is somewhat nebulous. The slowest supercomputer on the Top 500 list hits 61 teraflops. A cluster of 100 16-core Parallellas would cost $10,000 and provide 10 teraflops, Olofsson said. Whether or not you call it a supercomputer, it could be useful to many people.
Adapteva says it needs $3 million in Kickstarter funds to start producing 64-core versions of Parallella. While the 16-core chip is made using a 65-nanometer process, the 64-core chip is made using a more complicated and expensive 28-nanometer process.
Kickstarter recently started clamping down on hardware projects, saying, "Kickstarter is not a store." But Adapteva worked with Kickstarter officials to make sure its project met the new guidelines preventing listings from resembling "traditional retail experiences."
But why does Adapteva need a Kickstarter project at all? The company has raised $2.5 million in venture capital, but Olofsson says that's "very low for a semiconductor company. … Our R&D budget is probably 1/1000th of Intel's. To pull this off, we need millions of dollars. We've been talking to VCs, but for them the semiconductor startup model doesn't work anymore. They don't get a good return on investment."
Although the Parallella boards are based on Adapteva's existing chip architecture, raising lots of money is the only way to hit the $99 price point, because of tooling costs and the price of factory production at Global Foundries, Olofsson said. And that low price is key to making the project a success.
"Traditionally, from studying the supercomputing market, it's almost always limited by cost," Olofsson said.


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Geneste Applicaties
The EC inventory published below is a copy as received from the JRC in 2008 on the founding of ECHA. It is comprised of the following lists:
- EINECS (European INventory of Existing Commercial chemical Substances) as published in O.J. C 146A, 15.6.1990. EINECS is an inventory of substances that were deemed to be on the European Community market between 1 January 1971 and 18 September 1981. EINECS was drawn up by the European Commission in the application of Article 13 of Directive 67/548/EEC, as amended by Directive 79/831/EEC, and in accordance with the detailed provisions of Commission Decision 81/437/EEC. Substances listed in EINECS are considered phase-in substances under the REACH Regulation.
- ELINCS (European LIst of Notified Chemical Substances) in support of Directive 92/32/EEC, the 7th amendment to Directive 67/548/EEC. ELINCS lists those substances which were notified under Directive 67/548/EEC, the Dangerous Substances Directive Notification of New Substances (NONS) that became commercially available after 18 September 1981.
- NLP (No-Longer Polymers). The definition of polymers was changed in April 1992 by Council Directive 92/32/EEC amending Directive 67/548/EEC, with the result that substances previously considered to be polymers were no longer excluded from regulation. Thus the No-longer Polymers (NLP) list was drawn up, consisting of such substances that were commercially available between 18 September 1981 and 31 October 1993.
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